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Another $1,200 contribution to the principle of my mortgage for a total of $32,099. 1 year 10 months to go. It is great to have this break from thinking about my nephew's school progress, but, with the extra room in my brain, I have started thinking about how I can speed up my plan. Nothing has worked out so far. When I have to consider another person in my plans, it is best to just continue as I am doing.
Here are some of the things I thought:
Get a cash-out refinance because my current interest rate is 4.5% and the 15 year interest rate is 2.8%. Take out $20K, fix up the kitchen and master bath in my house and be ready to sell (or rent it out) as soon as he leaves for college next year.
Or, the super-fast forward version: Take out $50K, pay back my mother for the barn-shed, fix up the house to sell, finish off the barn-shed interior. Everything finished by the time he goes to college.
But, from what I read, cash-out refinances are not a good choice because of the high closing costs. Home equity lines of credit are a better choice because there are no closing costs.
Ok, so a home equity line of credit would work for the kitchen and bath remodel. But then I went out to the property to get the mail and check on the cat food/water. In the mail was a big packet for BACK TO SCHOOL. Medical forms, open house, meetings, deadlines, fundraisers, senior, choir and youth group activities, yearbooks, cap and gowns, HOMEWORK! My brain suddenly froze up and those lofty ideas of doing remodeling while having a full time job and parenting a senior in high school flew away. I should stick to my plan of paying off my mortgage and downsizing until he is 18 years old and securely planted in college. One more year and then I can revisit my options for accelerating semi-retirement. We can do this!


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About the Author
Dimitri Speck is an expert on commodities markets who may actually be familiar to many of our readers as the creator of seasonal charts (which incidentally are the statistically most accurate seasonal charts available). Readers may also recall that we referred to Mr. Speck's work in the past, when speculators were accused in the media of causing hunger in the third world, as their activities were alleged to artificially inflate the prices of agricultural commodities. When we wrote about the topic, the voices of reason were few and far between. Mr. Speck's unique and highly original contributions to the debate certainly took some of the wind out of the sails of the economically illiterate scaremongers in the media and politics.
The Gold Cartel
The English language edition of Mr. Speck's book "Geheime Goldpolitik", has been published early this year under the title "The Gold Cartel", in parallel with an updated second German edition. The book has received great praise from many quarters, and it is well-deserved (ironically, even from a central banker, in spite of the fact that central bankers come in for a lot of criticism in the book).
The first few pages of the book right away prove to the discerning reader that the author actually understands gold. Surprisingly, this can often not be taken for granted. A great many analysts continue to regard gold as akin to an industrial commodity, including many working for 'expert' organizations, whose main job it is to publish data and forecasts on the gold and silver markets.
Essentially one could ay that the Gold Cartel consists of three major parts, namely statistical studies, a historical disquisition and a theoretical part that deals with the consequences the adoption of a full-fledged fiat money system has wrought.
Note: This is an abridged and edited version of the review that appeared in issue 92, January/February 2014 of the Hedge Fund Journal.
Statistical Studies
When Frank Veneroso published a study on gold lending in 1998, many people probably heard the term 'gold carry trade' for the first time. However, it became a staple of deliberations about the gold market in subsequent years. A superficially legitimate (if ultimately slightly dubious) business activity, namely the hedging of future gold output by mining companies, had apparently been turned into a major and potentially explosive financial engineering scheme. However, research was hampered by the fact that the carry trade involved gold held by central banks. It was shrouded in secrecy and its size could only be estimated. While Veneroso's work was path breaking, it was marred by its lack of precision, which partly resulted from the difficulty of obtaining good data.
Central bank accounting for gold was (and in most cases remains) rather peculiar: gold receivables and bullion still in their vaults are treated as a single line item in their balance sheets. This makes it nigh impossible for outsiders to ascertain how much of their gold is actually on loan. Central banks used inter alia the alleged need to protect the trade secrets of their business partners as an excuse to avoid publishing the data. This flimsy pretext naturally fanned speculation about the amounts involved as well as the planners' motives. It was no secret that central banks once upon a time intervened in the gold market quite openly. Given gold's nature as the 'political metal', it didn't seem a big stretch to suspect them of still doing so clandestinely.
Estimates of the size of the carry trade published by researchers varied enormously (the more establishment-friendly they were, the smaller their estimates would be). Enter Dimitri Speck, who has delivered what is to date probably the best such estimate ever produced by an independent gold market analyst, not least because he actually employed sound statistical analysis. His estimate of the amount of gold lent out by Germany's Bundesbank over time, calculated from the meager tidbits of information that could be gleaned from the BuBa's balance sheet, confirmed the soundness of his methods. The BuBa recently relented in the face of public pressure and finally lifted the veil of secrecy from the data, so we know how close the estimate came (the BuBa is no longer lending out gold by the way).
'The Gold Cartel' presents the results of painstaking statistical analysis of the gold market from every conceivable angle. It never gets so technical as to bore the reader – the analysis reads rather like a detective story. It focuses specifically on whether anomalies that point to possible interventions are detectable in the gold market and whether the beginning of these anomalous activities can be dated. Gold's behavior during financial crises, as well as the carry trade and the determination of its overall size are other focal points. There is a refreshing difference in Mr. Speck's approach to the subject compared to that often encountered elsewhere, which we believe makes the book an enjoyable and highly informative read even for people who are skeptical about the intervention thesis. There is very little speculation, instead the focus is strictly on known or knowable facts. Speck lays out a logically consistent and coherent history of the gold market. Some of his conclusions naturally remain open to debate; history is a thymological discipline and as such always leaves room for interpretation. It should be mentioned that although central banks nowadays increasingly strive to provide greater transparency, Speck thoroughly disabuses the reader of the naïve notion that they 'would never intervene clandestinely in markets' by providing hard evidence of past transgressions (which include even the deliberate falsification of data in one instance).
Gold lent out by the German Bundesbank over time – click to enlarge.
Estimate of central bank gold entering the market worldwide – click to enlarge.
Historical Background
The book's statistical analysis is buttressed and supplemented by a gripping account of the history of the modern monetary system, beginning with the step-by-step disintegration of the Bretton Woods system in the late 1960s (which culminated in Nixon's gold default in 1971) and encompassing everything that has happened since then, including the creation and first major crisis of the euro. All these events are brought into context with what happened concurrently in the gold market. There is a detailed look at the FOMC meetings of the early 1990s, which show that although gold had been thoroughly 'demonetized' from an official standpoint, it still was very much on the minds of many FOMC members at the time, including then chairman Greenspan. The conversations at these meetings clearly show that there was major concern at the time both over gold's potential as a competitor of the US dollar as a store of value as well as its function as an indicator of inflation expectations.
As Speck explains with respect to the gold carry trade, once gold lending by central banks had grown well beyond the hedging needs of mining firms, the interests of private parties involved in the trade and those of central banks at first increasingly converged, only to diverge again at a later stage. He demonstrates convincingly that once the carry trade exceeded a certain size, the role played by private profit motives must have grown ever larger. In order to keep being able to play the game and avoid losses, bullion banks started putting pressure on central banks to motivate them to continue to sell and lend out ever increasing amounts of gold. For a time, an odd role reversal between bullion banks and central banks took hold with respect to their gold market-related interests.
Speck looks closely at what happened during this phase in the late 1990s. A great many politicians, whose credentials as experts on gold or monetary policy were rather dubious, attempted to influence the climate and official attitudes toward gold. Unwilling central banks such as e.g. the Swiss National Bank were put under great political pressure to agree to gold sales. Many of the events surrounding official gold policy in the late 1990s are largely forgotten today, and Speck does us a great service by rescuing them from the memory hole.
Gordon Brown's famously ill-timed sale of the bulk of the UK gold reserves is of course discussed as well. To this day it remains a bit of a mystery why Brown deliberately chose to perform the sales in a manner that ensured that the UK would get the lowest possible price. Clearly though, there was more to it than just the fact that he was evidently one of the worst market timers of all time. The discussion of the Washington agreement, which effectively froze the carry trade and limited official sales, was especially interesting to us. Few people will remember all the details and announcements that were made just prior and after the agreement was struck, or may never have been aware of them at all. The information Speck provides in this context serves to greatly enhance one's understanding of these events.
In this context, Speck also provides a logical explanation as to why the carry trade never 'blew up' as so many forecasters had expected it to do – in spite of the considerable size it had attained at its peak and in spite of the fact that a bull market in gold began in 1999/2000.
Gold sales by central banks, net – click to enlarge.
The Giant Credit Bubble
The statistical and historical analysis of the gold market is followed by a theoretical part that deals in great detail and in a highly original manner with the problems the abandonment of gold as an anchor of the monetary system has ultimately brought about. The conceptual approach to the topic will be recognizable to readers familiar with the Austrian School of Economics, even though Speck employs at times a slightly different, somewhat idiosyncratic terminology. The most notable effect of demonetizing gold has been and continues to be the recurrence of numerous sizable booms and busts, although Speck rightly acknowledges that the emergence of credit expansions could not necessarily be completely averted in a gold-based system, although gold would definitely 'serve as a brake', as he puts it.
A detailed description of how credit-financed bubbles begin and are then continuing to grow, driven by their inherent dynamics, is provided. The most important feature of such bubbles is that speculation for some time appears to 'pay for itself', as artificial accounting profits emerge. Wealth is seemingly created ex nihilo, and profits are booked even though no-one has actually produced anything tangible. This explains the enduring popularity of credit-driven bubbles, as it is simply human nature to embrace the 'something for nothing' mirage that is their major characteristic.
Since financial bubbles have real economic effects, and since their recurrence can seemingly not be averted, the focus of the authorities soon shifted to the question of how the effects of their bursting could be mitigated – a momentous decision, as Speck proceeds to show. The mitigation policy involves governments intervention in the form of a further expansion in debt and credit claims, the very policies that lead to the emergence of bubbles in the first place. Illogical as this is, it almost always seems to 'work' in the short term. As credit claims accumulated in the past are never extinguished, but merely added to, a kind of 'mega-bubble' evolves over time. Private and public sector indebtedness both continue to expand, effectively egging each other on. An ever greater pile of credit claims towers over the real economy. Speck also points out that the vast expansion in public sector liabilities is deeply undemocratic, as it lulls the population into believing that it can get 'something for nothing'. As a result, there are only superficial deliberations over the wisdom of public spending. Ultimately, no-one is taking responsibility while the political class pursues its own narrow interests. Indeed, as official remarks preceding the abandonment of gold in 1971 show, it was precisely the ability to run deficits in quasi-perpetuity that attracted governments to the new monetary system. The ability to increase spending without having to increase taxation is deemed a highly desirable method of achieving short term political goals.
Establishment economists have done us a great disservice by ignoring and/or whitewashing the long term implications of the ever-growing level of financial claims. Ever since the 1987 crash, central bankers have begun to consistently err on the side of easier monetary policy and their focus has increasingly turned toward he chimera of price stability, while the growth in credit claims has been ignored. 'Mitigation of busts' has become the official mantra to this day.
Speck also discusses the question of the long term consequences of this spiral of ever-growing debt. As he points out, the classical denouement of a credit-financed bubble used to be a major deflation, egged on by debt defaults and the associated destruction of deposit liabilities held by banks falling into insolvency. There can however be no guarantee that this outcome will be repeated in modern times. Today, the authorities can and do intervene to avert deflationary reductions in outstanding financial claims. Their countermeasures could eventually result in the exact opposite outcome (i.e., a major inflation). However, other possibilities are just as thinkable (such as e.g. a prolonged period of stagnation as has happened in Japan).
Japan's debt to GDP, total and disaggregated: the world's biggest debtberg – click to enlarge.
Global debt to GDP – click to enlarge.
Summary and Conclusion
We highly recommend this book to anyone with an interest in the gold market. In fact, anyone with an interest in financial markets and/or the economy will undoubtedly benefit from reading it. It provides a solid statistical analysis of every aspect of the gold market, a thoroughly researched and well-presented account of the history of the modern monetary system and a highly original perspective of the growing bubble in debt and credit claims we have experienced since adopting today's system of credit-based money.
Dimitri Speck, The Gold Cartel (link to Amazon)
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Dear Readers! We are happy to report that we have reached our turn-of-the-year funding goal and want to extend a special thank you to all of you who have chipped in. We are very grateful for your support! As a general remark, according to usually well informed circles, exercising the donation button in between funding drives is definitely legal and highly appreciated as well.
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One Response to "Book Review: The Gold Cartel by Dimitri Speck"
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This and the fact that dilution is now in the rear window, it is full speed ahead! 2013 will be a gargantuan year for GALE!
Sentiment: Strong Buy
GALE~! sez Catz
How come nay-sayers never mention this financial fact?
Very Strong Buy!!!
NICE CALL! Ready for a moon shot
They'll burn through any cash they do have like it's water. No money will ever stick to any bagholder fingers, guaranteed.
Why? Because this stock promotion is extremely unlikely to ever create any long term sustainable value.
I suspect insiders will continue to bleed shares into the float and pumpers here will continue to blow bubbles.
Sentiment: Strong Sell
You call us bagholders like that is a bad thing.Even Templeton said the only way to make money in the stock market is to income avg.Even after that crash yesterday we are up 324% YTD.Every week I put a little money to work on this stock.Its been a good year.Hopfully we have another year like this one.GLTA
Sentiment: Buy
Or dilution is in the rear view mirror! ;)
How come BASHERS can never give you a LINK!


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Local NFL watch: How players with ties to the state of Utah fared in Week 6
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FYI, Stevenson Sylvester was resigned by the Steelers and played on Sunday.
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That's too bad about Kehl, I've always liked him.
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Glad to see Sly back!
Go Utes!
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Did not know that Austin Collie was with the Patriots & was active .. hope he stays healthy.
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Wow, I didn't realize the Miami Dolphins had so many players on this list.
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"Collie had two receptions for 24 yards, both of them during a game-winning
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Yeeeeeah, baby!!
THAT'S what I'm talkin' about!
Go Cougars!
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i had no idea that utah state had so many players in the NFL...Utah has
17...Utah State has 6...all other schools in the state had 10 to 12...about 1/2
of those had no college to declare...
Awesome!!! How to go Aggies...of course, most would expect Utah to lead the way here with our recent success this century.
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Tough week this week, but I'm going with Eric Weddle as my player of the week. Not only did he lead the team statistically, it is clear that he is an emotional leader as well.
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The NPD Group numbers for May are now available online and while we don't have specific numbers for these games, we do know their rank. It should be noted that Mario Kart 8 managed to claim the second spot on the top ten chart, despite only 2 dedicated days of sales for the entire month of May. That's quite a serious bit of staying power for the kart racer and definitely good news for Nintendo.
Kirby: Triple Deluxe for the Nintendo 3DS also topped the chart at number nine, meaning Nintendo was able to get two of its games in the top ten game sales for North America for the month of May. Preliminary numbers for the number of consoles sold seem to hint that Wii U managed to sell 60k in the month of May, no doubt boosted by the Mario Kart 8 bundle that was available for two days. June's NPD numbers should be even more interesting in determining the long-tail sales potential of Mario Kart 8 for the Wii U.
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TAGS: mario kart 8, Nintendo, npd group, wii u


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Re: 70-200 2.8 ii vs 100-400
In reply to crazybadger • Feb 5, 2013
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A scientist says our perception of taste can be affected by self-judgment.... READ ON
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Alaska is so big that you could fit 75 New Jerseys in it.


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Families of deceased babies gather to share support, loss
Matt Gade, Deseret News
LAYTON — Bringing her new baby home from the hospital was pure joy for Shenara Jaynes. It was her second daughter, and she came highly anticipated.
The baby girl weighed 7 pounds, 6.5 ounces, and had lots of blonde hair. She had "the cutest little cry," loved to snuggle and hated being naked, her mother recalls.
"Kelsie is a huge part of our lives, like any of our other children," Jaynes said.
The only difference is that Kelsie died in March 2005, after just 26 days of life.
At the time, doctors couldn't determine what happened. Tests were inconclusive.
Jaynes said Kelsie just stopped breathing, but it turns out she had a genetic condition that led to the premature death.
Jaynes' baby is one of about 4,000 who die each year in the United States of sudden infant death syndrome, suddenly and of no apparent cause. Similarly, 26,000 babies never take their first breath and are stillborn each year, according to the U.S. Department of Health and Human Services.
"I still think about her every day," said Jaynes, 27, fighting back tears. "It gets easier as time goes on, but I still miss her."
Her sometimes silent cries, yearning to hold her baby again, are matched by hundreds of other moms and dads, aunts and uncles, brothers and sisters, grandmas and grandpas and many friends throughout the state.
Those in northern Utah will gather Saturday at the ninth annual Utah Share Walk to Remember to honor the memory of their tiny loved ones.
"You don't want anyone to have this happen to them, but you're so glad you have them all there when it's you," said Natalie Clemens, 30, who gave birth to a stillborn baby boy, Luca, in April 2010.
Clemens noticed that Luca stopped moving at 37 weeks, and an ultrasound confirmed that his heart had quit beating. Luca was later delivered with a true knot in his umbilical cord, which proved to be fatal for him.
Clemens said it was a relief to know the cause of his untimely death, as more than 40 percent of stillbirths go unexplained.
"There was nothing anyone could do, which was good to know, but still maddening," she said.
The Share Pregnancy and Infant Loss Support organization, which provides help to parents and families who have lost babies at any stage from conception to a few months after birth, sent volunteers to visit Clemens at the hospital. They arranged for photographs, hand and foot impressions and ink prints on paper, and gave her lots of little mementos of the day her baby died.
Those trinkets have become invaluable to her, but Clemens is also reminded of her third son whenever she sees rainbows, hears a sentimental song, or watches a balloon drift into the atmosphere to the point of disappearing. She says she likes to think it reaches him in heaven.
"Things like that help me to remember he's real," Clemens said. "Sometimes you get so far removed from it and you think, 'Did that really happen?' But this reminds you that it did and that you love him and miss him, and hopefully you'll see him again someday."
The annual walk gives her and her family — Luca's father, two older brothers and a younger one — a chance to remember their "angel brother," as they call him.
The experience, Clemens said, also helps her appreciate her living children even more.
"I'm still a normal mom. I still yell at my kids, and I get frustrated at times and wish I could be a better mom," she said, "but I do think I cherish them more than I would have if I had not lost Luca."
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Video: Angel Garcia on Danny's Win Over Matthysse
Luis Sandoval catches up with trainer Angel Garcia, father and trainer for WBC/WBA junior welterweight champion Danny Garcia, to discuss the victory over mandatory challenger Lucas Matthysse.
User Comments and Feedback (Register For Free To Comment) Comment by GrandpaBernard on 09-16-2013
Angel knows his sh1tComment by IronDanHamza on 09-16-2013
People think If Floyd and Danny fight that Angel's going to go off on him, I don't think it's the case. Every interview regarding Floyd he shows him the utmost respect and does again in this one. The only way…Comment by GRUSTLER on 09-16-2013
Gotta respect Angel for that interview. I never really listened to him rant but checking out this interview, showed me that dude know his stuff and he is smart. Matthysse got broken up. Jaw broke and all that. Danny look…Post a Comment - View More User Comments (3)
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1 of 1 people found the following review helpful
Not bad for the price,
Verified Purchase(What is this?)
This review is from: Hunted: The Demon's Forge (PC) (Video Game)
Game is not bad for the price it was HOWEVER be aware that the cdkeys this game comes with to unlock extra bonus content do not work since gamespy is required and this has ceased. I did manage to create an account but alas the keys were unacknowledged.
Sent in a query on this to Bethesda (game owners) and in over a week I have had no reply back.
It is getting a 3 star only because of the low price, if the game sucked I would have given it a 1 star rating
Review Details
(15 customer reviews)
�34.99 �0.07
Top Reviewer Ranking: 658,047


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Cubs Bunting Tourney Update and Other Notes
- Let's see if I kept track here correctly in the bunting tourney. First round winners to date include:
Position Player's Bracket
- (16) Szczur over (1) Lake
- (9) Cardenas over (8) Vitters
- (12) J. Mota over (5) Brenly
- (4) Lalli over (13) Adduci
- (11) B. Jackson over (6) Ha
- (3) W. Castillo over (14) Sappelt
- (7) Clevenger over (10) Campana
- (2) LaHair over (15) Rizzo
- (1) Mather over (16) E. Gonzalez
- (9) Barney over (8) Scales
- (5) Castro over (12) J. Jaramillo
- (4) Stewart over (13) Tolbert
- (11) Soto over (6) DeWitt
- (3) Baker over (14) Amezaga
- (7) Byrd over (10) Johnson
- (2) DeJesus over (15) Soriano
Pitcher's Bracket
- (1) J. Beliveau over (16) A. Cabrera
- (8) L. Castillo over (9) C. Weathers
- (12) McNutt over (5) Carrilo
- (13) Dolis over (4) Jay Jackson
- (6) Rhee over (11) Gaub
- (14) Rusin over (3) Bussy
- (10) Maine over (7) Parker
- (2) Coleman over (15) Mateo
- (1) T. Wood over (16) Caridad
- (9) Samardzija over (8) Russell
- (12) Wells over (5) Volstad
- (4) Sonnastine over (13) Corpas
- (11) Marmol over (6) Garza
- (3) Maholm over (14) Lopez (originally postponed due to Maholm being sick)
- (10 Dempster over (7) T. Miller
- (15) Sveum over (2) Kerry Wood
2nd Round Matchups are:
Position Players' Bracket
- (9) Cardenas vs. (16) Szczur
- (4) Lalli vs. (12) Mota
- (3) W. Castillo vs. (11) B. Jackson
- (2) LaHair vs. (7) Clevenger
- (1) Mather vs. (9) Barney
- (4) Stewart vs. (5) Castro
- (3) Baker vs. (11) Soto
- (2) DeJesus vs. (7) Byrd
Pitcher's Bracket:
- (1) Beliveau vs. (8) L. Castillo
- (12) McNutt vs. (13) Dolis
- (6) Rhee vs. (14) Rusin
- (2) Coleman vs. (10) Maine
- (1) T. Wood vs. (9) Samardzija
- (4) Sonnastine vs. (12) Wells
- (11) Marmol vs. Maholm/Lopez winner (Update: Maholm beat Lopez)
- (10) Dempster vs. (15) Sveum
- Paul Maholm is back in camp after missing two days with the flu.
- It appears Jeff Samardzija is a bit of a Kenny Powers fan.
- The Cubs will play some intrasquad games Friday and Saturday, with Cactus League play beginning on Sunday. Rodrigo Lopez gets the starting nod on Sunday. He'll be followed by Ryan Dempster on Monday and Matt Garza on Tuesday.
- Carlos Marmol spent the offseason riding horses and starring in romantic novels or something like that.
Re: Cubs Bunting Tourney Update and Other Notes
Interesting example (I thought) of a manager's words seeming to change according to their context. In this case the different contexts are provided by Patrick Mooney and Carrie Muskat.
Apparently Sveum said something recently about Soriano's tendency to stand at the plate after hitting a warning-track fly. Here is an account in CSNChicago.com:
The diehards at the Cubs Convention loved it when Sveum answered one fan question by saying that you might have to bench guys who embarrass the organization.
Sveum seems to have a more realistic view of Soriano. Sveum remembers Bill Hall watching a few balls that didn't go out with the Milwaukee Brewers.
"It wasn't that (Hall) didn't play hard," Sveum said. "They feel bad (afterward). That's a natural major-league habit. It's very hard to hit fly balls that are almost home runs, or you think might be a home run, and sprint to first base.
"Sure, you want that to happen, but some of those things (are) actually hard to break in the heat of a battle. It's the other things: We want to be able to run balls out to the left side of the field. We want to be able to stretch singles into doubles, take hard turns (and) run the bases really hard.
"I know the fans don't like that, but sometimes they have to understand that's a habit."
Today, Muskat gives the same answer (with modifications) as a response to a different question, why Soriano sometimes doesn't chase down fly balls.
Another criticism is Soriano's defensive play. He has a tendency to watch balls as they go past him in the outfield.
"I've seen people do it before," Sveum said. "Billy Hall had a habit of doing it, too, in Milwaukee. It wasn't that he didn't play hard, but it was almost a habit. Then they feel bad after they do it, but unfortunately it's a weird habit some people have. Deep fly balls, as hitters, you're like, 'Oh, man, I think I got it, I think I got it,' so you didn't run as hard as you should have."
Bad habits are hard to break.
"You talk about it, and hopefully in that spur of the moment, he thinks about something I said," Sveum said. "A lot of things are tougher than just talking about."
Re: Cubs Bunting Tourney Update and Other Notes
Harmon Killerbrew's legacy lives on.
Re: Cubs Bunting Tourney Update and Other Notes
i think we've already established long ago that Carrie Muskat has absolutely no idea what she's doing.
Re: Cubs Bunting Tourney Update and Other Notes
Well played.
Re: Cubs Bunting Tourney Update and Other Notes
I would note that is has nothing to do with her gender. It has to do with her competence.
Re: Cubs Bunting Tourney Update and Other Notes
Did someone imply that it had something to do with her gender? Or did you infer that's what they meant because they kept calling her a "she"? Who's really the sexist here? And how do you feel about segregation and Ian Stewart's swing plane?
Re: Cubs Bunting Tourney Update and Other Notes
Just responding to the voices in my head. I often do that out loud on the train. It keeps people from sitting next to me. Especially when I discuss Ian Stewart's swing plane with myself.
Re: Cubs Bunting Tourney Update and Other Notes
Go Banana!
Re: Cubs Bunting Tourney Update and Other Notes
If LaHair is killing it, Theo Corp had better be selling higher than Tim Allen at the deadline.
I know I just argued that Jackson shouldn't open the season in Chicago, but on the flip side, if Rizzo is still in AAA in August, Theo's grade for Year 1 couldn't possibly be good and will in fact probably be quite bad. "The plan" is clearly Rizzo at 1B, and frankly, they'd better be right.
Re: Cubs Bunting Tourney Update and Other Notes
Or ELSE!!!
Re: Cubs Bunting Tourney Update and Other Notes
The real tricky part is if LaHair is killing it then they trade LaHair, bring up Rizzo, then Rizzo stinks and LaHair keeps killing it for his new team.
Re: Cubs Bunting Tourney Update and Other Notes
Naw. The plan would be to ditch Soriano then shove LaHair over to LF.
Re: Cubs Bunting Tourney Update and Other Notes
if anyone wants a major buzzkill check out the videos of this "bunting contest."
they're lobbing balls barely strong enough to get proper BP out of it with many seconds for the batter to find the ball.
in a way, that may be harder for some since a lot of the balls are arching in from lack of velocity.
it seems more like a "fun" team building exercise rather than a skills exercise.
Re: Cubs Bunting Tourney Update and Other Notes
No chin music during the early spring training bunting tournament? Truly unfathomable
Re: Cubs Bunting Tourney Update and Other Notes
well, there's BP...and there's lobbing the ball in where the bunter can adjust his footwork a few times and move his hands up to unnatural/unsafe positions on the bat (kerry wood) because the ball is coming in less than 60mph.
that said, there is -nothing- wrong with a team building exercise (especially at the start of camp) and if it at least ties into some kind of useful skill...cool.
Re: Cubs Bunting Tourney Update and Other Notes
There's nothing wrong with it, yet you came here to post that it's a buzzkill.
Re: Cubs Bunting Tourney Update and Other Notes
yet, there's more than a few of us that thought this exercise was at least BP-quality rather than a bunch of guys leaning against the cage practicing bad bunting form.
btw, some colleges use this as a legit drill.
Recent comments
Reds pitching meeting tomorrow:
"Hey coach...maybe we should walk Bryant?"
"No...keep challenging him with fastballs! What kind of man are you?! The Cubs walked Harper, and look what happened there! They got teased for it, by one of the Nat players! Is that what you want?"
How can I get that feature? I think it woudl be a win-win for all involved.
Ian Happ is hitting.733 after 5 games at Tennessee. He went into tonight's game hitting .667 -- and went 3-for-3 to raise his average.
2-for-3, including a bomb, for LaStella at Iowa. Pierce Johnson very bad -- 2IP, 5ER. Pitching prospects not looking so hot -- Underwood has been awful.
Did Jiminez get hurt? I noticed he came out early yesterday.
Contreras keeps hitting/walking like this, and Miggy keep up the poor D and lack of offense - the kid could be the #1 catcher very soon.
it doesn't hurt that the Cardinals lose the KC and the Pirates lost too.
...still trying to process what I just saw. From both KB and Jake. Walking Billy Hamilton twice is a cry for help. I think the nudie photos are messing with Jake's head.
Hopefully Peralta's time on the Cubs roster will be shorter than R. Soriano's.
it took 9 pitches for peralta to give up his 1st cubs homer. neat.
damn...totally missed that ruben quevedo died on june 7th. he was only 37...heart attack.
he threw some really horrible games for the cubs in 2000 and followed it up by doing the same for 3 season for the brewers.
Holy Kris Bryant what?!
Hitting 3 HR, 2 doubles in a game. Never been done in mlb history per Len/Bob.
walks? this is baseball, not a nature hike. he needs to get his head in the game.
in my opinion, he would have been better off hitting 2 homers rather than walking twice. /moneyballs
Rizzo: 2-3, homer, double, 2 walks - meh
in other news, the site seems to be eating about 50% of my comments...which is probably a good thing in hindsight.
The Tucker Barnhart reactions after each Kris Bryant HR are kind of priceless.
...but, he's also good at home runs, too.
also, rizzo.


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Other requirements include current CPR, x-rays license. If you are detail-oriented with strong organizational skills that can take great digital x-rays,...
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About كيم كردشتان
كيم كردشتان كيم كردشتان The English use of hentai is also more similar to the way the Japanese use the slang term ??? H, or ecchi, which refers to any sexually explicit content or behaviour. كيم كارديشان The Encyclopedia of Television has now become our map for future exhibitions and public programs.
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كيم كردشيان سك Many of the prime-time comedy shows and Saturday morning cartoons will be digitally remastered for United States television around mid-May 2008, as there will be more original and re-issued DVD sets of television programs containing either entire seasons or complete series runs to come in the future.
This second group can be further split into yaoi and yuri subgroups. كيم كارديشان Examples of episodes include the founding of Wilmington, Delaware in Charles Reades The Disinherited Heir and the individual events comprising the picaresque novels and medieval romances. It is, however, distinct from shonen-ai literally, boy-love, in which two males merely express romantic feelings for each other without actually having sexual relations. كيم كارديشان سكس Because of this, the episodes could usually be watched in any order. كيم كارديشان Shojo-ai girl love is not a western term for the female equivalent of shonen-ai; in Japan these works are not also called yuri. كيم كارديشان an anthology. Less common are bara�larger, often heavily muscled and sometimes hairy males, the yaoi counterpart of the bear in gay pornography�as well as oyaji meaning daddy or uncle, featuring middle-aged and elderly men.


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Does nature increase the positive one(like EVGastly -> +spc.atk) on level-up? Or is it like a constant value
Nature increases the positive stat by 10% and decreases the negative by 10%.
Unfortunately your shiny Gastly has very low IVs and is comparatively weak. Your other Gastly has the chance of being flawless in SP Attack however.
You need to have Dive and the 7th badge, the dive and find the room with the submarine. Team Magma will be there, defeat them and Groudon will go to Sootopolis City. Catch it or defeat it (you should totally catch it though) and then you can get the 8th badge, go and beat the Champion. And be a happy birdy.


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Relevant offers
It's the guilt free option that could land you a guilty verdict.
Australian research teams studying the metabolism of soft drinks have found mixing artificially sweetened beverages with alcohol results in higher breathalyser readings that could land drivers in court.
Scientists in Australia and the US examined links between diet drinks and booze, with results showing a significant disparity between conventional soft drink and diet spin-offs.
Chris Irwin, PhD candidate at Griffith University, examines the way the body handles alcohol and dehydration. His study of 16 people found artificially sweetened drinks provide an average breath alcohol concentration of 0.065 per cent compared to 0.045 per cent for conventionally sugary carbohydrate-laden drinks, just below the legal driving limit of 0.05 per cent.
"There are implications for people that might go and have one or two drinks and if they're choosing drinks that have diet mixers, it might put them over the limit," Irwin said.
"It may make a big difference in their blood alcohol limit and put them at risk of driving under the influence, while if they have a carbohydrate based drink with alcohol they could be under the limit.
"The ultimate goal is to try and get that message out."
The difference is linked to how the body processes drinks. Sugary beverages take longer to break down, which slows the release of alcohol into the bloodstream.
Research into the area has been scarce, but Australia is leading the way.
A joint research team comprised of students at the University of Queensland and Griffith University is examining whether different doses of sugars with alcohol have the same effect, and University of Tasmania PhD candidate Amy Peacock is examining similar issues surrounding alcohol and energy drinks.
Mr Irwin is ready to publish results from his studies, which also found dehydration has a minimal effect on driver behaviour.
His original study followed a US investigation into the same issue which produced similar
results using drinks with higher sugar concentrations.
Cecile Marczinski of Northern Kentucky University led a 2012 study that found diet beverages mixed with alcohol produce on average an 18 per cent higher breathalyser result than regular soft drinks.
She has prepared follow-up research to further investigate the phenomenon.
"The results were pretty surprising," Marczinski said.
"We are looking at alcohol levels in breath testing at different dose levels with a large sample of men and women. We are also looking at survey data to see if women are more likely to mix diet drinks with alcohol."
A spokesman for the Australian Beverages Council said four out of the five best-selling soft drinks in Australia were artificially sweetened, but that it was not possible to say what percentage was sold in licensed venues.
-Fairfax News Australia
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Trenton White Pages (NJ)
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Trenton Phone Directory
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Go Back To: New Jersey White Pages
Go Back To: New Jersey White Pages


text:
Acer Aspire One D255 gets in on the dual core action
The dual core Intel Atom N550 netbooks are coming thick and fast now, and the latest model to be announced is the Acer Aspire One D225.
Now, if you don't want to dance the dual-core dance, you can instead opt for the old N450 - but you're a Pocket-lint reader and therefore a forward thinker, so there's no chance of that.
The N550 is a 10.1-inch netbook with a 1024 x 600 display. As well as the dual-core chip, you've also got DDR3 RAM and an Intel Graphics Media Accelerator 3150, that supports Microsoft DirectX 9.
You'll get 250GB of HDD space to store all of your media, and transferring to and from it shouldn't be a problem with Bluetooth 3.0 as an option.
Connectivity is taken care of by Wi-Fi and 3G (again, optional) and you'll also find a webcam and fast Ethernet on board too.
You'll get up to 8 hours of battery life and the Aspire One D255 comes with the Acer MiniGo adapter that has a wall mount design and is a third lighter than typical adapters; saving a third on charging time.
Available from November in four colours: black, red, brown, or white; prices start from £229, although you're looking at a minimum of £279 for the N550 model.
See also - Acer Aspire Happy: Dual OS netbook
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Windows 10 Anniversary Update release date confirmed, 2 August
Microsoft Windows 10 Anniversary Update: New features, release date and everything...
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- Xiaomi Mi Notebook is actually real and, yes, it looks like a MacBook
- Tips and tricks to buying a 4K TV, all you need to know to help make a purchase decision


text:
Free personalized radio that
plays the music you love
Old Pop In An Oak
Features of This Trackhouse roots
four-on-the-floor beats
folk influences
bluegrass influences
beats made for dancing
a male vocal
the use of chordal patterning
use of tonal harmonies
a tight kick sound
a busy bass line
use of violins
ambient synth textures
subtle use of arpeggiated synths
effected synths
subtle use of staccato synths
a synth-acoustic sonority
prevalent use of groove
These are just a few of the hundreds of attributes cataloged for this track by the Music Genome Project.show more
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text:
نيك منقبات سعوديات Hip-huggers are not also worn in a variety of different styles, sometimes `riding` low to expose the buttocks to varying degrees.
Vacuum Kiss - While kissing open-mouthed, slightly suck in as if you were sucking the air from your partners mouth. Very few shows are not {aside from Beet the Vandel Buster}. نيك جنس Being one of the most contrasting countries in Southeast Asia, how does Malaysia turn several influencies into indigenous habits, how does it link back to its cultural roots? It`s been a while since we`ve seen you on PSP, Naruto -- and it looks like you`ve grown up. In menswear straight-leg also gave way to boot-cut looks, again initially in Europe, and has made its leap into flare-leg for officewear, the same as what has happened in womenswear. This produces a wonderful, erotic feeling for both! Quickie Kiss - When you`re in a rush. Several forms of musical experience get mingled as it is the Gamelan ensemble combined with traditional instruments of the Arabian peninsula or the call of the Muezin sharing the plucks of the flat indigenous Sape guitar. Boys: when you`re with your girl pay attention to her every move. The third girl, however, has fully sunk into the dank, murky depths of decadence that a refusal to grow out of teenage yaoi fandom yields, and currently lives in a grody mobile home while drawing crude, obscene Final Fantasy fanart and can frequently be seen in public with her diminutive douchebag boyfriend literally on a leash. نيك سكسيه Breath Kiss While kissing, pull back slowly and make your way to the person`s cheek or neck, and tell them to sit still.
نيك جنس 6 seconds at more than 330 mph, slightly slower than a Top Fuel dragster. نيك سكسيه Amazingly, this year we are also sharing not only the first name, but both of us are also driving mustangs, and both cars will also rock a similar paint scheme.


text:
Lion back in the hunt
After some less than successful diversification in recent years, Lion Nathan is focusing its attentions back on beer and winning the approval of analysts in the process. The company looks set to gain ground in the growing premium beer sector but is also thought to be considering further diversification into ready-to-drink spirits. David Robertson examines Lion's recent activities and plans for the future.
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