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Like most of my clients, you're probably immersed in health planning activities for 2017. I recently took stock of some of the interesting topics that I have been discussing during planning conversations with clients. I asked my colleagues to weigh in with their thoughts on things to consider now for 2017, or for the years ahead. Some of our best minds contributed posts in their areas of expertise that will help you evaluate initiatives around CDHP enrollment, behavioral health, value-based care, financial wellness, and more. Appropriately, we kicked off the series with a discussion of how to cope with – and maybe even enjoy – the challenges of innovation.
I hope you find the posts in our 2017 Planning Checklist series both informative and helpful as you finalize your plans. We've already published four of the posts at the links listed below and we'll continue to update this page as new posts become available.
- How to Avoid the Innovation Summertime Blues
- A Fresh Look at Behavioral Health Benefits
- Want to Increase Your CDHP Enrollment? Try This
- Addressing Financial Risk Challenges of CDHPs
House Republicans last week issued their plan to repeal and replace the Affordable Care Act (ACA) which, as expected, calls for capping the employee tax exclusion for the value of employer-provided health care coverage. The plan doesn't offer details but argues that the current unlimited exclusion encourages overspending on health care, holds down wages, and disproportionately benefits wealthier workers. The proposal would replace ACA's insurance subsidies with a universal tax credit for individuals and families. The credit would be adjusted for age and indexed over time, although no specifics were offered.
Other proposals in the 37-page paper include promoting consumer-directed health care plans; providing legal clarity for employer wellness programs; retaining certain popular insurance market reforms; and encouraging greater competition among insurers.
The House passed legislation (HR 5447) June 21 that would restore small employers' ability to provide pre-tax dollars through health reimbursement accounts (HRAs) to help their employees buy individual-market health insurance. The "Small Business Health Care Relief Act" would apply to companies with fewer than 50 workers and overturn 2013 Treasury Department guidance that barred employers from helping active employees buy individual policies on a pre-tax basis. A Senate companion measure (S 3060) was recently introduced with bipartisan support and strong backing from the employer community, suggesting that the legislation has a chance of enactment this year.
Employers and others face a June 30 deadline for e-filing with IRS 2015 forms containing health plan eligibility and coverage information (IRS Forms 1094/5-C and 1094/5-B). Mandated by the ACA, this data helps IRS determine whether individuals and employers owe any shared-responsibility assessments. In addition, IRS has already posted 2016 drafts for coverage statements from public insurance exchanges (Form 1095-A) and other providers (Form 1095-B), along with a draft 2016 transmittal form (1094-B). However, draft 2016 Forms 1094/5-C for employers or instructions for any of these forms are not yet available.
Employers implementing HSA-eligible consumer-directed health plans will almost certainly confront participant concerns about greater cost exposure from higher deductibles and other required cost-sharing features. There are a number of creative approaches employers and participants can take to manage financial risk while leveraging the tax-preferred features of an HSA (or a health reimbursement account). Participants can consider the following strategies:
Full contribution rule. An individual who is otherwise ineligible to make a full-year HSA contribution (because, for example, they enroll in the plan mid-year, or have a health FSA grace period balance from the prior year) can make a full-year contribution for the current year, if they (1) are HSA-eligible on December 1, and (2) remain HSA-eligible for the entirety of the following year. This helps participants who are subject to the full annual deductible but would otherwise be unable to fund an HSA to pay for qualifying expenses.
Provider payment plans. While not specific to CDHPs, it's worth noting that providers – namely hospitals and physicians – generally permit patients to establish a payment schedule to retire their out-of-pocket expenses. This means a plan member might not have to pay their entire deductible or other out-of-pocket exposure with a single payment. Participants could work with their provider(s) to align payments with their pay periods, so they can fund their HSA on a pay period basis and simultaneously pay the provider with tax-free HSA distributions.
Permitted coverage / supplemental health insurance. Certain types of insurance that can be disregarded when determining whether an individual is eligible to contribute to an HSA, for example, critical illness insurance, certain types of accident insurance, and hospital indemnity policies. While these types of coverage are generally offered on a voluntary basis, it is possible for the employer to subsidize this coverage, although the coverage will then generally be being deemed subject to ERISA, invoking compliance-related considerations. Regardless, some employers may find it beneficial to subsidize these types of coverage. Lower-wage / risk-averse participants may value the additional coverage more highly than an employer HSA contribution.
The rise of the CDHP has brought real and perceived financial risk challenges to the forefront for both employers and participants. It's important for employers to ease participants' concerns and build their confidence with effective benefits communications about how they can get the most out of an HSA.
Employee well-being programs have become a mainstay in employers' overall benefit offerings. Most large employers offer programs designed to support health and well-being, and each year our National Survey of Employer-Sponsored Health Plans finds that more are contracting optional and niche services from health plans or specialty vendors, as opposed to offering just their plan's standard services or in-house initiatives (48% did so in 2015, up from 30% in 2012). That's why we were surprised to see a recent Wall Street Journal article suggesting that employers may be taking a step back from wellness programs. The article pointed to SHRM's 2016 Employee Benefits Survey, which found that certain wellness program elements have decreased in prevalence, notably onsite seasonal flu vaccinations and 24-hour nurse lines. But although certain services are being offered less, the study reports that more employers are increasing wellness offerings (45%) than decreasing them (19%). It also highlights that employers are becoming more strategic in their program offerings; if employers are taking a 'step back', they're doing so to take stock of their current offerings and evaluate what works best for their workforce.
Other developments in the health care ecosystem may account for changes in wellness program offerings. As access to retail health clinics continues to expand, making flu shots easier and cheaper to obtain than with a primary care physician, some employers may pull back on this offering and dedicate those budget dollars to other well-being resources. And our survey found sharp growth in offerings of telemedicine in 2015 (from 18% to 30% of large employers) and advocacy services (from 52% to 56%), both of which may be taking the place of some previously offered 24-hour nurse lines.
Employee well-being programs will continue to evolve as employers assess their offerings, whether based on participation levels, employee surveys or ROI analysis. Health care market developments and innovations that arise will also impact well-being offerings, but it's clear that these programs have become an essential part of the American workplace and are here to stay. There was lot of buzz earlier this year over a study published in JOEM (which we've written about here) linking robust health and well-being programs with better stock performance – perhaps because the findings resonated with many sponsors of high-performing programs who have been hoping for a better way to measure the value of their investments in employee health.
According to a new Gallup survey, 15.5 percent of adults say the cost of health care is not affordable. That's the lowest number since Gallup began tracking this in 2008, which is the good news. But we think there's reason to be concerned about affordability in the future.
Mercer's annual survey Inside Employees' Minds includes questions on the affordability of health care. The latest survey found that only 9% of employees say health care is not affordable –- but that 30% say it is not easily affordable. And when we ask about the cost of health care in five years, 23% worry it will not be affordable, with an additional 36% concerned it will not be easily affordable. It is safe to say that higher deductibles and higher prescription drug costs are fueling this concern.
We all know stress and financial concerns impact employee health and job performance. There are many things employers can do to help –
Provide tips on how to "shop" for health care using cost transparency tools
Arm employees with questions to ask when making an appointment or at the doctor's office
Raise awareness of lowest-cost options for accessing care (like telemedicine)
Promote use of health savings accounts for current expenses and also for retiree medical costs
Remind employees about services available through the EAP and other programs that can help them with household budgeting and financial planning to make the best use of their money
Employees have access to so many tools and resources that it is hard to keep track of them all and know when to use them. Once again, communications is the key.
Source: www.gallup.com
The e-file deadline for ACA reporting (Form 1094-C) is just days away. But before we take a collective sigh of relief, I would be remiss not to talk about corrections. After all, how often do you submit an electronic file to a third-party with zero errors? For 2015 reporting, the IRS will not penalize you for making a "good faith" effort to comply with the reporting requirements and error correction is part of that good faith effort.
If you haven't seen it yet, you might check out this helpful video from the IRS on ACA information returns corrections. It covers:
- information reporting requirements
- what the IRS means by a corrected return
- how errors are identified; what errors require filing a correction and examples of corrected errors
- the timing for making corrections
- the electronic correction process
- penalties for ACA Information Returns
Source: www.irsvideos.gov
Consumer-directed health plans (CDHPs) have become a mainstream benefit offering. Spurred on by the need to avoid the excise tax, employers have added these low-cost plans at a fast clip over the past few years. In 2015, 29% of all employers – but 59% of those with 500 or more employees – offered an account-based CDHP, and a total of 25% of all covered employees were enrolled in one, according to Mercer's National Survey of Employer-Sponsored Health Plans. Now more than a decade old, CDHPs were designed with the goal of holding down cost by encouraging cost-consciousness among consumers. The best CDHPs promote personal responsibility for maintaining or improving health and for choosing cost-effective, quality health care providers.
Most employers still offer a CDHP as an option alongside a traditional PPO or HMO plan. If you're looking to increase your CDHP enrollment this year, we have a few tips to get your numbers up – whether you have a new or existing plan:
- Sweeten the deal. Offer some great features that you can advertise to your employees in your benefit communications. For instance, seed the HSA and provide funds in January to give employees a start. Our survey shows that in 2015, 37% of eligible employees enrolled in HSA-eligible CDHPs (if offered as a choice) when their employers contributed $800 or more to their HSAs, compared to just 22% when their employers didn't contribute at all. Another idea is to pay for supplemental health policies, such as critical illness and accident coverage, to help fill gaps for employees.
- "Upset the apple cart" and disrupt current plan offerings and/or employee contributions by plan. The most effective way to get employees to migrate to HSA-eligible plans is, quite simply, to offer only these plans. But if, like most employers, you want to continue to offer a choice of a traditional plan, change up the entire array of plan offerings. Disruption can be a big motivator; without their current plans to fall back on, employees have to pause and spend time to review their options and choose a plan. Employees will be more likely to consider CDHPs under these circumstances, especially if employee contributions are favorable. Also, requiring active enrollment in this situation can translate into higher CDHP enrollment since employees can't default into their current plan and must make an election.
- Provide decision support. Benefits enrollment isn't exactly what most employees would call fun. You can at least make it easier by providing a tool during enrollment that allows employees to model which plan has the best cost/features for their situation. It's also important to create a seamless enrollment experience for your employees, for electing an HSA-eligible plan and for opening the HSA at the same time. Some employees miss out on the employer's HSA seed because they didn't open the HSA (don't need to add, but clarifies a bit).
And, once you've done all (or some) of this, make sure to get the word out to your employees. Communication is vital. Just over half of HSA plan sponsors say they provide extensive or very extensive communication to their employees, and among these employers, the average enrollment is 35%, compared to a mere 24% among those providing less extensive communication. In other words, it's not enough just to provide tools and resources – you have to motivate your employees to use them to take control of their benefits decisions.
The House Republicans released a white paper outlining their plan to provide "High Quality Health Care for All" – the GOP's proposed approach to replace the ACA. While it lays out some interesting strategies that could potentially be attractive to employers, the paper lacks the details necessary to be able to evaluate the impact on employer-sponsored health benefits as we know them today. And we all know the devil is in the details.
Here are some of the highlights:
- Let's start with the good news for employers – no more employer mandate. The document doesn't go into detail on what exactly goes away. Presumably scratching the employer mandate would mean no more 30-hours requirement, hours tracking, minimum plan standards, affordable contributions, or reporting (pinch me, am I dreaming?). But none of these are specifically called out in the paper.
- No surprise, the most popular features of the ACA will remain. Dependents will continue to be eligible for coverage until age 26. Lifetime maximums and pre-existing condition exclusions will still be banned.
- The Excise Tax is replaced with a new cap on the employee tax exclusion for employer-sponsored health care coverage. Currently employees are not taxed on the value of the health care benefits provided by their employer. The GOP plan will cap the exclusion "at a level that would ensure job-based coverage continued unchanged". The authors think employers will keep benefits under the cap and convert the reduced benefits to additional cash compensation. While this theory is continually touted by economists and academics, in numerous Mercer surveys, employers have told us they will not increase wages to "make up" for cuts in benefits.
- Which leads us to Health Savings Accounts. The proposal expands catch-up contributions for spouses and increases maximum contribution limits, among other changes to encourage broader use of these savings vehicles. In addition, HSA contributions won't count when calculating the cap on the employee exclusion.
- In a show of support for private exchanges, employers would be allowed to fund health reimbursement accounts to be used by employees to buy coverage on a private exchange.
- Other notable features include changes to support insurance competition, medical liability reform, individual tax credits for those not eligible for an employer-sponsored plan, and additional reforms to Medicaid and Medicare.
Employers will no doubt push back on the cap on the tax exclusion. It's important to note that this is only the beginning – it's a white paper; not proposed legislation. Step one in what could be a long journey, or – depending upon the election results – no journey at all.
Model ADA notice for wellness programs posted
The Equal Employment Opportunity Commission (EEOC) has posted a sample notice for employer-sponsored wellness programs that must comply with recently issued Americans with Disabilities Act (ADA) regulations. An accompanying set of Q&As explains who must provide the notice, what formats are acceptable, and when employees must receive the notice. Employer-sponsored wellness programs that collect health information must provide the ADA notice. Employers can craft their own version to use in lieu of the EEOC sample, as along as the notice contains all required content. The ADA notice requirement takes effect for the plan year starting in 2017.
House panel OKs mental health parity changes
Bipartisan legislation (HR 2646) to improve federal-state enforcement of mental health and substance abuse parity rules received unanimous approval from the House Energy and Commerce Committee on June 15. A full House vote on the bill could occur as early as this summer.
The measure directs regulators to come up with an "action plan" for coordinating enforcement and to issue more guidance on parity topics, such as nonquantitative treatment limits that satisfy Mental Health Parity and Addiction Equity Act regulations. Other provisions would clarify that parity standards apply to any eating disorder benefits, including residential treatment, covered by a plan.
Similar legislation (S 2680) cleared a Senate committee in March, and bipartisan talks are underway on how to advance the Senate bill, but the outlook is uncertain. Propelled by concern over the opioid abuse crisis and gun violence, both House and Senate bills include a host of reforms aimed at improving the nation's delivery system for mental health care and better integrating it with medical care.
Here are a couple of eye-opening statistics. Behavioral health issues account for 4% of all medical claims on average, yet contribute to 21% of health care costs[1]. And for employers, there are other consequences of failing to address behavioral health in the workplace: Costs associated with employee absenteeism and lack of productivity due to behavioral health issues account for nearly $17 billion dollars annually[2].
Employers across the country have noticed an uptick in medical claims related to behavioral health. One driving force behind this trend is substance use disorders in the adult dependent population (dependents ages 19-26 who are covered on their parents' employer medical plan).
Here are some actions that employers can take to address behavioral health in the workplace:
- Integrate behavioral health resources
- Start with your EAP. Examine ways to integrate EAP services with your behavioral health coverage, whether offered through the medical plan or a carve-out vendor. Establishing formal referral practices will help ensure members receive the right care at the right time.
- Have an employee well-being program? Find out if the vendor or carrier offers a behavioral health screening tool to help members self-identify a need for behavioral health services. Be sure your well-being partner includes referral information to EAP and other relevant benefits on their portal.
- Talk to your medical carrier about utilization management. What are they doing to address out-of-network use for mental health and substance abuse services? Are behavioral health issues considered primary conditions within their case management services?
- Boost engagement with the EAP
- EAPs are often underutilized, in part because employees don't know their services are available. Work with your EAP provider to create custom marketing campaigns that motivate members to use the service. Promote any work-life services offered, such as child-care concierge and financial and legal advice.
- EAPs can provide acute behavioral health care services. Effective referral pathways between your medical carrier and the EAP can get members who can benefit from EAP to the right care.
- Innovative EAP providers are leveraging technology to deliver enhanced services: web-based mindfulness solutions and cognitive behavioral therapy; tele-mental health services; video counseling; and text message interaction.
- Assess your organization's culture
- Do employees feel comfortable addressing behavioral health issues in the workplace, or is stigma preventing individuals from seeking the care they need? Publicly available resources on addressing mental health stigma are available. (National Alliance on Mental Illness, Partnership for Workplace Mental Health)
- Consider developing behavioral health policies, including a vision statement, and specific objectives around behavioral health in the workplace.
- Ensure compliance Mental Health Parity & Addiction Equity Act (MHPAEA). A parity assessment might be appropriate if:
- You have a carve-out behavioral health vendor
- You recently changed your benefit design or cost-sharing
- You have a tiered network
- Your plan has exclusions or limitations on certain levels of care for mental health and substance abuse
- You have medical management or other non-quantitative limitations in your plan design
[1] Melek S, Norris D. Chronic Conditions and Comorbid Psychological Disorders. Seattle: Milliman, 2008.
[2] Hertz RP, Baker CL. The impact of mental disorders on work. Pfizer Outcomes Research. Publication No P0002981. Pfizer; 2002
Wow, it's June already. Kids are playing outside, the smell of barbeque is in the air, and some of us, just maybe, are feeling the onset of the innovation summertime blues. What, you've never heard of this particular brand of the blues? Let me paint a picture and maybe it will look familiar.
You'd been hearing about all these new startups and innovations in the healthcare market, and one or maybe two of them caught your attention. So you took the plunge, and now you're in the midst of planning a pilot or even a full blown rollout. But three to six weeks in, what you're feeling now is "Wow, this is a lot of work! Is this all worth it?" or "Hmmm…this isn't all that I expected. Seems like there's some vaporware here that needs to be built before launch."
Those, my friends, are the innovation summertime blues! The initial buzz and excitement has worn off and the real work, some of it pure drudgery, has begun. But take heart. Here are six tips to help battle this summer affliction:
- Preview your innovation with some potential employee users. Those who love the product will recharge your energy with fresh perspective…and those who are critics may push you harder to try to win them over.
- Become a real user of the product. If you really kick the tires on the system, you'll reduce unpleasant surprises – like finding out that something you assumed was part of the product suite or service model, isn't.
- Take a break and listen to this short motivational excerpt from Steve Jobs!
- Talk to other employers who have already rolled out the program. Hear what went well and what didn't and see if there are learnings that you can apply.
- Put together contingency plans. What if user engagement is lower than your targets? (First off, what are those initial targets?) Do you have a plan (and potentially budget) to address low engagement? On the flip side, what if engagement is higher than expected? (One can dream…it has been known to happen!) If there is too much stress on the system, what's Plan B? You can only foresee so much, but scenario planning can minimize anxiety beforehand and improve your response to problems afterwards.
- And last but not least, breathe! All these bumps in the road and challenges are supposed to happen – it's the nature of innovation! In any case, before you know it, fall will be here and you'll be in the thick of open enrollment. At least the kids will be back in school. :)
You won't find many business leaders who would disagree that a healthy work-life balance is important for employee well-being and ultimately good for business. But when I looked at the most recent results from the HERO Health and Well-being Scorecard in Collaboration with Mercer, only 22% of the nearly 500 respondents say that their organization's leaders are role models for prioritizing health and work/life balance – for example, they don't send e-mail while on vacation. When I mentioned this disturbing statistic to my colleague Tracy, she pointed me to a recent WSJ article in which Marsh & McLennan CEO Dan Glaser discusses his approach to work-life balance. Over time, he says, he got better at keeping work and family life separate, but he wishes he'd figured it out sooner: "Your kids are only young once, and you can't get that moment back," he said. Others quoted in the article acknowledged the importance of setting an example for employees rising in the ranks. "It is critical for the CEO to set the tone," said one exec. "If he doesn't, there's a secret kind of code, 'if you take vacation, you're not as serious an executive.' "


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The E-Privacy Imperative: Protect Your Customers' Internet Privacy and Ensure Your Company's Survival in the Electronic Ageby Mark S. Merkow, CCP Staff, James Breithaupt
Internet privacy is a concern for everyone who uses the Web, and companies have begun to realize that it's a major business challenge as well. Any company with an Internet presence has a serious responsibility to protect its own and its customers' privacy. Selling e-mail lists and personal data, or operating an insecure site where credit card or competitive pricing information can be stolen, can cause customer backlash and huge decreases in sales. Plus, the book is packed with process checklists, standards for privacy rights and practices, and lists of privacy advocates. If online customers don't feel safe, they'll be gone with one mouse-click. The E-Privacy Imperative helps companies implement workable solutions to protect their customers -- and themselves.
Editorial Reviews
Product Details
- 9780814406281
- Publisher:
- AMACOM Books
- Publication date:
- 09/01/2001
- Pages:
- 320
- Product dimensions:
- 6.92(w) x 9.08(h) x 0.85(d)
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Gods of the Fall (Cypher System) Hardcover
101 Hill & Mountain Spells (PFRPG) PDF
Swords & Wizardry Complete Rulebook (0E) 2013 Edition
Lands of Porphyra Campaign Setting (PFRPG) PDF
Burning Empires RPG
Burning Wheel
An epic science fiction roleplaying game based on Christopher Moeller's critically acclaimed Iron Empires graphic novels, designed by award-winning game designer and author of the Burning Wheel, Luke Crane.
BURNING EMPIRES uses the Burning Wheel system as its core and expands it to encompass the sweep of stories that decide the fate of worlds! In this game you will find mechanics for ingenious technology, subtle infiltration, fiery revolution, searing debate, blazing firefights and strategic warfare.
The player characters are the protagonists in a story that will decide their own fate, the fate of their loved ones and friends and the fate of their very world. It is a trial of conviction and belief. To save all that you hold dear in BURNING EMPIRES, you must pass through the fire.
And you will be changed.
BURNING EMPIRES is a 5.5" x 8.5" (digest-sized) hardcover book with full-color glossy interiors. The game contains nearly 400 pieces of artwork, both never-before-seen sketches from Chris' sketchbooks and fully painted artwork from the comics.
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Reviewed By Anthony L (Cypress, TX) Reviewed for a 2015 Ford F-150 —6/20/2016 12:29 PM
This cover is lite and easy to put on and take off. Excellent quality .
Reviewed By rodney r (Yorktown, VA) Reviewed for a 2014 Ford F-150 —2/17/2016 1:00 PM
I wanted to keep my truck paint from the environment as much as I could and needed a way to keep the weather from damaging the paint. I have a Ford F-150 Supercrew, this cover looks great, fits well, and seems to hold up well in the weather and the environment. For right now it is holding up to the weather, snow, rain, frost, etc. Thank you Auto Anything!!!!
Reviewed By Darrell S (Greensboro, NC) Reviewed for a 2010 Ford F-150 —2/4/2016 3:27 AM
Happy to learn that Covercraft/AutoAnything offered a cover for my F-150 Supercrew with a shell. Cover fits very snug and easy to install. The only complaint is that the cover's mirror pockets won't accommodate my towing mirrors. Able to fold in the mirrors and the cover fits fine.


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Local Rock In Cherryfield – The Summer Jam VIII Line-Up
Hey rockers, put this one on your calendar.
Hey rockers, put this one on your calendar.
The moose on the loose in Maine - and we have the videos! Some of these clips are exactly what not to do around a moose - and one isn't even from Maine, but went viral here and everywhere...
This month Coastal Living Magazine is featuring its "Best Of Summer" issue, and besides writing about stuff like summer hats, books, vacations, and frosted drinks, they're also pitting coastal towns against one another. One competition is Port Townsend, Washington vs. Bar Harbor, Maine. Gee, which town should we vote
Source: WalletHub
The July 4th holiday is less than a week away and WalletHub.com recently posting their finding of the '2016's Most Patriotic States'. To get their findings they used 12 key metrics, including the number of residents enlisted in the military, veterans per capita , 2012 Presidential voting percentage and highest volunteer rate.
No sexy women straddled the hood of a car, but it was a great night in Portland!
A dispute over money led to an exchange of gunfire outside the Augusta Wal-Mart on Sunday, according to documents filed in Augusta District Court.
Former NFL coach Buddy Ryan, best remembered for his work as the architect of the 1985 Chicago Bears defense, has died at the age of 82.
Bangor's Fourth of July fireworks show draws thousands of people each year to the city. Here's the rundown of what's going on in Bangor and the surrounding areas on July 4, 2016.
The Hancock County Sheriff's Office is searching for Sean Davis, 30, from Hancock.
Meet three lovely ladies who currently live together at the SPCA of Hancock County, and they would love to continue to live together, maybe in your barn!


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Where's My Water? iPad version with Retina display support coming
Where's My Water?, the app store giant that has sat atop download charts around the world, is to get a resolution update to match the new iPad's screen.
Talking to Pocket-lint, Bart Decrem, SVP of Disney Mobile, explained the update was top of his list of priorities. "We have a new technology that we use across a number of our apps, including Where's My Water? to deliver assets over the air," Decrem said.
"Obviously it's a priority, although I don't have the exact timing in my head."
It's no surprise that an app as successful as Where's My Water? is going to be getting the resolution bump so quickly. Like HD versions of apps for the original iPad, releasing "Retina display" resolution apps will probably mean that developers can get an extra download push from the updated version, as well as taking advantage of the new display's capabilities.
The recently launched Mass Effect: Infiltrator and many of Electronic Arts' other apps are also to join the high-resolution brigade on the iPad. There is no confirmed date yet for EA's 2048 x 1536 versions unfortunately.
Until the first iPad Retina display apps begin appearing, we can't be sure just how long the updates will take. There is no doubt that most of the App Store's big boys will be slogging away this week in order to get things ready for the 16 March launch - after all, there are going to be lots of new iPad owners with empty iPads to fill.
Fan of Where's My Water? Let us know in the comments below ...
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Category:Raticate (TCG)
From Bulbapedia, the community-driven Pokémon encyclopedia.
Revision as of 12:45, 21 April 2013 by BulbaBot (Talk | contribs) (r2.7.3) (Robot: Adding fr:Catégorie:Carte Pokémon représentant Rattatac)
These are Pokémon cards that are named Raticate in the Pokémon Trading Card Game.
Pages in category "Raticate (TCG)"
The following 17 pages are in this category, out of 17 total.
- Raticate (Arceus 29)
- Raticate (Base Set 40)
- Raticate (Boundaries Crossed 105)
- Raticate (BREAKpoint 88)
- Raticate (EX FireRed & LeafGreen 48)
- Raticate (Plasma Freeze 88)
- Raticate (Secret Wonders 61)
- Raticate (Skyridge 89)
- Raticate (Southern Islands 6)
- Raticate (Undaunted 34)
- Raticate BREAK (BREAKpoint 89)
- Raticate G (Supreme Victors 78)
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Written on: 05/02/2014
This company seems to advertise higher rates than their competitors to get your business, then when they've got your device claim that there is excessive damage (even when there isn't any) to try and reduce the price. Very shady practices. I will never deal with them againVisit rpcrecycle.com
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Top 10 Present Prospects, 2003 Aflac Game
All American Game
: : Story
David Rawnsley
Tuesday, March 27, 2007
The inaugural Aflac All-American High School Classic was played in Fort Myers, Fla., in 2003 and featured many of the top high school players in the Class of 2004. That first event produced eight first-round picks, along with two supplemental first-round picks.
Pitching dominated the 2003 Aflac Classic as the two sides combined for 32 strikeouts. Though no players have yet to reach the big leagues from that game, pitchers continue to have the most present value among prospects that will play in the minor leagues this season. Reds righthander Homer Bailey, the seventh overall pick in the 2004 draft, is the top-ranked prospect from the '03 Aflac game. He is expected to open the 2007 season in Triple-A and make his major league debut later this year.
While a couple of noteworthy pitchers (Mark Rogers, Jay Rainville) have had injury problems that have stalled their development, no player has fallen from grace more than shortstop Matt Bush, the No. 1 overall selection in the 2004 draft and the starting shortstop for the West team. He has hit just .221 in 177 minor league games, none above low Class A.
Entering 2007, here's how we'd rank the top prospects from the 2003 Aflac Game, and the projected level they'll play at to start the season:
Top 10 Present Prospects, 2003 Aflac Game
1. Homer Bailey, rhp, Reds
2. Nick Adenhart, rhp, Angels
High A
3. Chuck Lofgren, lhp, Indians
4. Eric Hurley, rhp, Rangers
5. Dexter Fowler, of, Rockies
High A
6. Troy Patton, lhp, Astros
7. Eric Campbell, of, Braves
High A
8. Neil Walker, 3b, Pirates
9. Chris Nelson, ss, Rockies
High A
10. Trevor Plouffe, ss, Twins
-- David Rawnsley
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|By PR Newswire
Article Rating:
|January 8, 2013 03:20 AM EST
HSINCHU, Taiwan, Jan. 8, 2013 /PRNewswire-FirstCall/ -- AU Optronics Corp. ("AUO" or the "Company") (TAIEX: 2409; NYSE: AUO) today announced its preliminary consolidated December 2012 revenue of NT$32,055 million, down by 5.4% month-over-month and up by 15.7% year-over-year. AUO's consolidated revenues in the fourth quarter of 2012 was down by 3.3% quarter-over-quarter to NT$99,405 million and increased by 11.1% year-over-year.
For the year ended December 31, 2012, unaudited consolidated revenue totaled NT$378,475 million, resulting in a 0.3% year-over-year decrease.
For December 2012, large-sized panel(a) shipments, with applications on desktop monitor, notebook PC, LCD TV and other applications, were nearly 10.38 million units, a decrease of 3% from the previous month. As for small-and-medium-sized panels, the shipments were around 10.46 million units, down by 20.7% month-over-month.
Preliminary shipments of large-sized panels for the fourth quarter of 2012 reached 30.99 million units, down 6.7% from last quarter, a Y-o-Y increase of 15.7%. Shipments for small- and medium-sized panels reached around 37.65 million units, down by 10.8% from the third quarter, and a Y-o-Y decrease of 19.0 %.
In terms of the 2012 full-year unit shipments, large-sized panels are about 123.2 million units, up 7.6% from 2011. Meanwhile, small and medium-sized panels totaled around 154.5 million units, down by 17.6% from last year.
(a) Large size refers to panels that are 10 inches and above in diagonal measurement while small and medium size refers to those below 10 inches.
Sales Report :(Unit: NT$ million)
Net Sales(1) (2)
Dec. 2012
Nov. 2012
M-o-M Growth
Dec. 2011
Y-o-Y Growth
Jan to Dec. 2012
Jan to Dec. 2011
Y-o-Y Growth
(1) All figures are prepared in accordance with generally accepted accounting principles in Taiwan.
(2) Monthly figures are unaudited, prepared by AU Optronics Corp.
(3) Consolidated numbers include AU Optronics Corp., AU Optronics (L) Corp. and its affiliates, , BriView Electronics Corp. and its affiliates, Toppan CFI (Taiwan) Co, Ltd., Darshin Microelectronics Inc., and AUO Crystal Corp. and its affiliates.
AU Optronics Corp. (AUO) is one of the world's leading providers of optoelectronic solutions. AUO offers a full range of panel sizes and comprehensive applications ranging from 1.2 inches to 71 inches. Based on its profound R&D and manufacturing experience, AUO continues to develop advanced display technologies of the next generation. AUO extended its market to the green energy industry in 2008. By building a vertically integrated high-efficiency solar value chain, AUO provides its customers with high-efficiency solar solutions. AUO currently has global operations in Taiwan, Mainland China, the U.S., Japan, South Korea, Singapore, the Netherlands, Czech and Slovakia. Additionally, AUO is the first pure TFT-LCD manufacturer to be successfully listed at the New York Stock Exchange (NYSE). AUO has also been named to Dow Jones Sustainability World Index for three consecutive years from 2010 to 2012. AUO generated NT$378.5 billion (US$ 13.03 billion) in sales revenue in 2012. For more information, please visit AUO.com.
* 2012 year end revenue converted at an exchange rate of NTD29.05 : USD 1.
Safe Harbour Notice
AU Optronics Corp. ("AUO" or the "Company") (TAIEX: 2409; NYSE: AUO), a global leader of TFT-LCD panels, today announced the above news. Except for statements in respect of historical matters, the statements contained in this Release are "forward-looking statements" within the meaning of Section 27A of the U.S. Securities Act of 1933 and Section 21E of the U.S. Securities Exchange Act of 1934. These forward-looking statements were based on our management's expectations, projections and beliefs at the time regarding matters including, among other things, future revenues and costs, financial performance, technology changes, capacity, utilization rates, yields, process and geographical diversification, future expansion plans and business strategy. Such forward looking statements are subject to a number of known and unknown risks and uncertainties that can cause actual results to differ materially from those expressed or implied by such statements, including risks related to the flat panel display industry, the TFT-LCD market, acceptance of and demand for our products, technological and development risks, competitive factors, and other risks described in the section entitled "Risk Factors" in our Form 20-F filed with the United States Securities and Exchange Commission on April 27th, 2012.
SOURCE AU Optronics Corp.
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Short Cuts
Author and Publisher - Catholic Online
Prayer to St. Francis of Assisi
Lord, make me an instrument of your peace.
Where there is hatred, let me sow love; where there is injury, pardon; where there is doubt, faith; where there is despair, hope; where there is darkness, light; and where there is sadness, joy. Divine Master, grant that I may not so much seek to be consoled as to console; to be understood as to understand; to be loved as to love. For it is in giving that we receive; it is in pardoning that we are pardoned; and it is in dying that we are born to eternal life.
At 33 Ambrose had it all - a successful career as a lawyer, an important position as governor of Milan, the approval and friendship of the emperor, and a large estate. Then the bishop ... continue reading
Jean-Baptiste-Marie Vianney, known as John in English, was born May 8, 1786 in Dardilly, France and was baptized the same day. He was the fourth of six children born to Matthieu and Marie ... continue reading
The remarkable woman who would be known as Mother Theresa began life named Agnes Gonxha Bojaxhiu. Born on August 26, 1910 in Skopje, she was the youngest child born to Nikola and Drane ... continue reading
The holy men and women are also called the "Protomartyrs of Rome." They were accused of burning Rome by Nero , who burned Rome to cover his own crimes. Some martyrs were burned as living torches at ... continue readingMore Saint of the Day
Irish abbess and disciple of St. Abban. When St. Abban founded a convent in Ballyvourney, County Cork, Ireland, Gobnata was placed in charge. A well there bears her name. continue readingMore Female Saints
Saint Michael the Archangel isn't a saint, but rather he is an angel, and the leader of all angels and of the army of God. This is what the title "Archangel" means, that he is above all the others in rank. St. Michael has four main responsibilities or offices, as we ... continue reading
An archbishop and scholar, Ado was born in Sens and educated at the Benedictine abbey of Ferrieres. Abbot Lupus Servatus, an outstanding humanist of the time, trained Ado, and was impressed with the obvious holiness of the young man. A noble by birth, Ado renounced his ... continue reading
Juan Diego was born in 1474 in the calpulli or ward of Tlayacac in Cuauhtitlan, which was established in 1168 by Nahua tribesmen and conquered by the Aztec lord Axayacatl in 1467; and was located 20 kilometers (14 miles) north of Tenochtitlan (Mexico City). On ... continue reading
By Deacon Keith Fournier
This great defender of the faith insisted on the central claim of Christianity: God can be known and loved-indeed, that is why He came into our midst in the person of His Son; so that through a relationship with Jesus Christ, man could participate in the very ... continue readingMore Christian Saints & Heroes


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|Name: _________________________
|Period: ___________________
This test consists of 5 multiple choice questions, 5 short answer questions, and 10 short essay questions.
Multiple Choice Questions
1. At the shrine, ______ are left by those who have lost loved ones in remembrance of those who have passed on.
(a) Stones.
(b) Flowers.
(c) Statues.
(d) Herbs.
2. Lily Fong is a member of the ______ council and believes that the disease currently killing people is a biological weapon.
(a) Defense.
(b) Pagan.
(c) Military.
(d) Strategy.
3. The voice of the North represents _______ and its guardian animal is the White Deer.
(a) Earth.
(b) Water.
(c) Air.
(d) Fire.
4. Chapter 6 describes the continued travels of Bird and his companion making their way ______.
(a) South.
(b) West.
(c) North.
(d) East.
5. Bird tells Lily that he has promised to return to ______. Lily disagrees with him and says that it is not his path.
(a) Red Dragon House.
(b) The South.
(c) Black Dragon House.
(d) The City.
Short Answer Questions
1. _____ goes into deep trance to help her patients energetically as well as spiritually. However, it is not always successful.
2. The Monsters suffer from ______ that occurred as a result of the damaged environment from a nuclear reactor.
3. The Voices were given a seat because it was felt that all _____ and neighborhoods should have representation in the new system.
4. Bird is successful in getting out of jail and reassigned to a work camp along with Littlejohn and ______.
5. In Chapter 10, all of the following except _______ visit Lily, the spokesperson from the Defense council.
Short Essay Questions
1. What are the different naturally occurring elements that represent the Four sacred things.
2. Apart from the City which is situated in the North, how is the Southern part of California governed?
3. Maya is often visited by several spirits of the dead, who she communes with on a regular basis. Who are her two most frequent visitors?
4. What information does the defense council want from Madrone, Bird, and Maya?
5. What religious beliefs and or cultural practices are considered to be okay to practice in the South?
6. What are some of the negative effects of the raid on the nuclear reactor that Bird experienced at the time of the raid?
7. What is the process through which decisions are reached in the city? Who is allowed to participate in the decision making process?
8. What does Bird do in order to dispel his confusion and try to get his bearings of the situation?
9. What does Lily Fong of the defense council ask Madrone during the council meeting?
10. To what group or division does Madrone represent when she goes to the Council?
This section contains 604 words
(approx. 3 pages at 300 words per page)


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The C. Howard Hunt Pen Company was founded in 1899 by Howard Hunt. The widely used BOSTON pencil sharpener found in almost every schoolroom was made at this small company.
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By 1925, the Howard Hunt Company was making almost 45,000 pens a day from rolled steel sheets. In 1936, Hunt was America's first large manufacturer of inexpensive linoleum block printing accessories.
Hunt Manufacturing understands the value of well-crafted tools. The company has a deep appreciation for the people who make these pens and inks. A particular source of pride for the company is their annual award of scholarships to children of employees, a practice which began in 1956 with the establishment of the Hunt Foundation. [ visit manufacturer website ]
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Palm nicks Mozilla developers
Cheese in hand
MAKER OF GIZMOS Palm has half-inched two key developers from the Mozilla Foundation.
Dion Almaer and Ben Galbraith will leave the helm of Mozzarella's Developer Tools Lab to join Palm.
The pair are expected to leave their cheesy ways behind to help advance the Palm WebOS and enhance its developer community.
Almaer and Galbraith are known for their JavaScript and Web development ideas. They are seen as Ajax pioneers, which we guess means that they sat in a covered wagon while the injuns set fire to their servers.
They were behind Bespin, a coding environment for Web developers. They are expected to come up with ideas for improving WebOS and its community to get more software onto the platform.
Writing in his blog , Almaer said this was a "massive opportunity" with Palm's WebOS to give web developers the ability to deploy outside of the browser and onto the device. µ
INQ Latest
Apple iPhone camera patent could unplug gig recording
Will it work on Songs for the Deaf?
Government websites to use HTTPS encryption from October
What took so long?
Galaxy Note 7 release date, price, rumours and specs
Leaked display panel 'confirms' curved edge screen and iris scanner


text:
List all words that contain ediles
3 words found.
List all words containing ediles, sorted by length
Some random words: fiacre knob mridanga ghost oft hi burble
This is not a dictionary, it's a word game wordfinder.
- Help and FAQ - Examples - Home
Privacy and Cookies Policy - Share - © Copyright 2004-2016 Morewords.com - 61.672mS


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Featured Slideshow
View All Slideshows
Special Features
New Times / Breaking News Story
John Conner makes bid for mayor
By COLIN RIGLEY
A San Luis Obispo bed and breakfast owner, John Conner, will challenge Jan Marx for the mayoral seat this November.
Defining homelessness: Santa Maria continues to see an uptick in homeless people, but locals find themselves living on the street for a variety of reasons Political Watch 6/23/16 Community Notebook 6/23/16 - 6/30/16 Hobnobbing with Helen What does it take to move the 40-ton historic Enos Ranchos House half of a mile? Buena Vista Beautifiers continues to push for park preservation Sherpa Fire grows to nearly 8,000 acres


text:
Toggle navigation
Health Club
Group Fitness
Swimming Pools
Aquatic Education
Centre Memberships
Opening Hours / Feedback / Contact Us
Complimentary 7 Day Health Club Trial
Special Days
Outdoor Swimming Pools
Welcome to The Maryborough Sports & Leisure Centre
Enjoy your exciting local Fitness Centre
What Happening at the MSLC?
Term 2 swimming lessons are coming to an end, so its time to get organised for Term 3.
Book now to make sure you secure your spot early and don't miss out!
*More information under
Aquatic Education
Last month Ian (left) and Kath (right) shared milestone birthdays.
Ian, one of our wonderful lifeguard's turn 70 years young.
Kath, who stands front and Centre 3 times a week at our aqua aerobics classes turned 99 years young.
Both Ian and Kath are valuable members of our MSLC family and we wish them both happy birthdays! (:
Maryborough Indoor Pool/Gym Opening Hours
Monday 6am to 8pm
Tuesday 9am to 8pm
Wednesday 6am to 8pm
Thursday 9am to 8pm
Friday 6am to 8pm
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To Join MSLC
We have a Membership to Suit Everybody.
To become a member come in and see our friendly staff and we will give you a tour of the Centre
email us at
Register for a Complimentary
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Do you live or work in Maryborough?
Complete the Form Below and one of our Friendly staff will be in touch to get you going, simple as that!!!
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MSLC has a great range of Fitness Classes including Pool Classes!! Click on the link below for a timetable or drop in and speak to our friendly staff
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10 Reviews
I made this using a family pack of chicken legs. I had to increase cooking time because the legs were so big. These turned out wonderful and they were so moist. The recipe is easy and quick. The fresh squeezed lemon was great and not over-powering like the bottled stuff. It reheated pretty great (I made them for the Sabbath) but they were better fresh out of the oven. I will definitely make them again. I did use more garlic just because I love it. Thanks for the recipe.
OH, my! I'd been wanting to make this for almost a week, and due to some stuff life threw us, had the chicken marinated, but had to freeze it, and then thaw it to be cooked. Therefore, it marinated about 1 1/2 days before it was frozen. I made it exactly as directly, and since I had to thaw it, and it was still frozen in spots, I cooked it a bit longer (probably about 1 more turn, or 19-15 minutes longer). Boy, was it ever exceptional! It was moist, crispy, and totally infused with the garlic and lemon flavors. We had it simply, with corn and biscuts, and I can hardly wait to take the leftovers to work for lunch tomorrow. I thought this was incredibly easy (we broiled it rather than grilled it, as I'd thought we would). Just wonderful, Mirj! DH said "spectacular" when I asked him what he thought. He's already asked for a repeat this weekend - the hallmark of a wonderful recipe to us!
I didn't think broiled chicken could taste so good. Bravo!
I had a huge package of chicken wings and large crowd to feed. This was THE dish! I marinated the wings for 12 hours in the lemon juice, garlic, pepper and olive oil, then baked them at 350 degrees F for one hour. Awesome blend of flavors. Even my DH who has had enough chicken to sprout feathers himself enjoyed these tremendously and looks forward to an encore! Thanks, Mirj!
Chicken was moist - very good on a salad
Made this over the weekend and it was superb. I used skinless boneless breasts and cooked a little too long, but it was still very, very tasty. Next time I will use pieces but I used what was on hand this time. Heated up leftovers for a scrumptious chicken sandwich the next day. Will be a regular staple at our house. Thx Mirj for another great recipe!
My family loved this. I had to bake it for part of it's cooking time because I had Ev's Greek potatoes going in the oven at the same time. Once those were done, I turned the oven to broil and broiled for the rest of the cooking time. We had roasted asparagus as a side. Excellent dinner, thanks Mirj!
This has become a staple of our household. I usually cook the marinated chicken out on the bar-b-que. We LOVE it!
This is an easy and delicious recipe. I also added cumin and turmeric to the marinade. Gave the chicken beautiful color and added flavor.


text:
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text:
India is a country crazy about movies, the Indian film industry produces the largest number of movies in the world in a dozen languages. Poster making for these movies is also a high tech industry using latest printing technologies and international standard design practices. But in some pockets there thrives an industry where low quality hand drawn posters are printed using ancient lithograph press on cheap paper. While most of the old single screen theatres have closed down due to competition from multiplexes, some old theaters do survive which cater to people from lower income groups. These posters which cost only a few cents a piece are ordered by old single screen theaters and are pasted illegally on walls throughout the cities.
These posters are made by Bangalore based Ramchandraiah who has been creating posters since 1971. He draws a poster every 3 hour and reproduces them on a second hand 114 year old British made lithograph machine.


text:
Jeez, ive got a problem with a trigger script in XSE
When i trigger the script i want to use showsprite for person number 11 (B in hex).
But, for some reason when i compile the script and open it up again my command Changes.
I compiled it as
showsprite 0x0B
and it changes to
showsprite 0xB
Anyone help? :/


text:
This profile was last updated on . .
Is this you? Claim your profile.
Head of North American Community Management
Yelp Inc
Direct Phone: (602) ***-****
Email: g***@***.com
140 New Montgomery Street 9Th Floor
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United States
Yelp Inc.(http://www.yelp.com) connects people with great local businesses. Yelp was founded inSan Francisco inJuly 2004. Since then, Yelp communities have taken hold in major metros across 32 countries. Approximately 89 million unique visitors visited Ye... more
Account Executive
Clear Channel Communications , Inc.
Account Executive
Sales Coordinator and Regional Sales Supervisor
Sports Management & Communication
University of Michigan
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text:
The City and Borough of Juneau will continue to lease Cathedral Park from the city's downtown Catholic parish for at least another year.
The city pays the parish $800 a year for the small parcel at the corner of 5th and Gold. It also pays for park maintenance.
CBJ Parks Superintendent George Schaaf says funding for the lease was accidentally removed from the city budget for the upcoming fiscal year. It was restored after neighbors expressed concern that the church would pave over the park to expand its parking lot.
Schaaf says there's still a possibility the lease will be terminated next year, but only after talking to the church and the city's Parks and Recreation Advisory Committee.
"One of the things we're looking at is trying to bring all of our playgrounds up to standard," says Schaaf. "And the slide here and the retaining walls in this park currently don't meet national standards for playgrounds and so that's going to be a pretty significant expense to fix that."
Members of Juneau's Downtown Neighborhood Association met with Schaaf at the park on Monday. Sam Skaggs says it was one of the few play areas close enough for his kids to walk to while growing up downtown.
"When they took the playground equipment out of that park, my daughter wrote her first letter to the editor at age five in protest," Skaggs says. "It's just all part of the overall quality. I think you need every little niche like that. It's like an ecosystem. If you make everything one monoculture then you don't have much diversity and it's not as enjoyable."
The group discussed various options to help the city buy the property, including forming a Juneau Parks Foundation that could secure grant funding for city parks projects.
Father Pat Casey of the Cathedral of the Nativity of the Blessed Virgin Mary says the church is looking at expanding its parking lot. But there's no plan to do anything to the park at this point. He says it may be used to stage construction equipment for an extensive remodel of the church, but that's at least three years away.
Casey says the Parish Council plans to meet with the neighborhood association and city officials over the next year to discuss the future of the park.
Recent headlines
Federal court sides with tribes in Alaska Indian Country land rights caseIndian Country status in Alaska would afford the same protections as reservation lands in the Lower 48.
New California law could jeopardize Alaska's ivory marketTo many, ivory means dead elephants wasting away in the sun. "What they don't see is walrus ivory, legal harvest, food on the table, economic benefit to rural Alaskans," says biologist Gay Sheffield.
As economics of gas pipeline shift, stakeholders mull state takeover"We don't want to move quickly at all costs," said Alaska BP regional manager David VanTuyl. "We don't want to rush into the largest energy project in North America that only ends up losing lots of money for all of us."
New Sealaska board member targets changeSealaska's newest board member will continue to push for election and management changes. At least one long-time board member says she's willing to listen.


text:
Female doctor at clinic, portrait
Credit: Andersen Ross
Creative #: sb10064305e-001
License type: Royalty-freeRoyalty-free pricing is based solely on the size of the product you need, not the specific use. You don't have to pay any additional royalties on a use-by-use basis. Once you license a royalty-free product, you may use it multiple times for multiple projects without paying additional fees. (Pornographic, defamatory, libelous or otherwise unlawful use of any image is, of course, prohibited.)
Collection: Photodisc
Release info: Model and property released
- 60-64 Years,
- Active Seniors,
- Adults Only,
- Business,
- Caucasian Ethnicity,
- Clipboard,
- Color Image,
- Day,
- Doctor,
- Doctor's Office,
- Expertise,
- Female Doctor,
- Gray Hair,
- Happiness,
- Healthcare And Medicine,
- Indoors,
- Lab Coat,
- Looking At Camera,
- Medical Clinic,
- One Person,
- One Senior Woman Only,
- One Woman Only,
- Only Women,
- Part Of,
- People,
- Photography,
- Portrait,
- Senior Adult,
- Senior Women,
- Smiling,
- Square,
- Standing,
- Stethoscope,
- Waist Up,
- Women,
Similar imagesSearch ResultsSame series
Female Doctor At Clinic Portrait Stock Photo60-64 Years,Active Seniors,Adults Only,Business,Caucasian Ethnicity,Clipboard,Color Image,Day,Doctor,Doctor's Office,Expertise,Female Doctor,Gray Hair,Happiness,Healthcare And Medicine,Indoors,Lab Coat,Looking At Camera,Medical Clinic,One Person,One Senior Woman Only,One Woman Only,Only Women,Part Of,People,Photography,Portrait,Senior Adult,Senior Women,Smiling,Square,Standing,Stethoscope,Waist Up,WomenPhotographer Andersen RossCollection: Photodisc


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Kim So Hyun, Picture Under a Black Umbrella "I Hope It's Not Raining In Sokcho"
By Staff Writer | August 12, 2013 08:50 AM EDT
Kim So Hyun revealed a scary picture of herself under an unbrella.
Today, the child actress Kim So Hyun posted on her Twitter, "I'm going to Sokcho to film for Show! Music Core! I hope it doesn't rain in Sokcho so that those who are coming don't have to get wet" along with a picture.
In the picture, Kim So Hyun is holding a black umbrella much bigger than her, making a grumpy face.
Internet users who saw this commented, "So cute," "She's getting prettier," and "That umbrella is too big for her."
Photo Credit: Kim So Hyun Twitter
© Copyright 2016 KpopStarz.com. All Rights Reserved.
Tagged : Kim So Hyun
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text:
Alaska Rubber & Rigging Supply
Serving Anchorage
5811 Old Seward Hwy
Anchorage, AK 99518
Main (907) 562-2200
Business Hours
Monday: 8:00am - 5:00pm
Tuesday: 8:00am - 5:00pm
Wednesday: 8:00am - 5:00pm
Thursday: 8:00am - 5:00pm
Friday: 8:00am - 5:00pm
Saturday: 9:00am - 1:00pm
Sunday: Closed
Payment Accepted
Cash, MasterCard, Visa
More about Alaska Rubber & Rigging SupplyEstablished in 1980, Alaska Rubber and Supply, Inc. moved to its current location in 1981 and in 2006 became 100% employee owned. In December 2009, we opened a branch in Wasilla and also purchased Alaska Rubber and Rigging, Inc. in Fairbanks which gave us expanded capabilities and coverage in the state. All of our locations have the manpower to serve you. There are currently more than 50 full-time employees within the Alaska Rubber Group.
All of our locations are retail and wholesale distributors of hose, fittings and related products and serve markets such as the oil, construction, mining, fishing and also government agencies. Our Wasilla branch includes our Fluid Power Division, with hydraulic component sales and repair. The Fairbanks branch houses the Rigging Division which manufactures and tests custom wire rope assemblies, and supplies all other rigging associated products.
The longevity and experience of our staff is vital in providing the highest level of customer service. We take pride in our work and do our very best to find solutions to problems unique to Alaskas climate and logistical challenges.
Related categories for Alaska Rubber & Rigging Supply
Add your review below
Copyright © 2016 Topix LLC


text:
Italian style hoagie sandwich
Credit: Matthew O'Shea
Creative #: 90335659
License type: Rights-managedRights-managed products are licensed with restrictions on usage, such as limitations on size, placement, duration of use and geographic distribution. You will be asked to submit information concerning your intended use of the product, which will determine the scope of usage rights granted.
Collection: Photographer's Choice
Max file size: 5,175 x 3,450 px (17.25 x 11.50 in) - 300 dpi - 4.91 MB
Release info: No release required
Similar imagesSearch ResultsSame series
Italian Style Hoagie Sandwich Stock PhotoBaguette,Close-up,Color Image,Focus On Foreground,French Food,Freshness,Healthy Eating,Horizontal,Italian Food,Meal,No People,Paper,Photography,Ready-To-Eat,Sandwich,Studio ShotPhotographer Matthew O'SheaCollection: Photographer's Choice Matthew O'Shea


text:
Yourplace Central Apartments, Krakow
- Free WiFi
Main amenities
- Self parking
- Airport shuttle
- Luggage storage
- Limited hour front desk
- Tour/ticket assistance
Feel at home
- Sofa bed
- Kitchen
- Cookware, dishware, and utensils
- Stovetop
- Microwave
- Full-sized refrigerator/freezer
What's around
- In Old Town
- Wawel Castle (0.4 mi / 0.6 km)
- Main Market Square (0.5 mi / 0.8 km)
- St. Mary's Basilica (0.4 mi / 0.6 km)
- Cloth Hall (0.5 mi / 0.8 km)
- Town Hall Tower (0.5 mi / 0.8 km)
Yourplace Central Apartments, Krakow
Hotel Info: 866-539-8117from $64
- Deluxe Apartment, 2 Bedrooms, Balcony (Rakowicka Street)
- Classic Apartment, 2 Bedrooms, Balcony (Żuławskiego Street)
- Classic Apartment, 1 Bedroom, Kitchenette (Pędzichów Street)
- Apartment, 3 Bedrooms (for 8 people, Gertrudy street)
- Classic Apartment, 1 Bedroom, Balcony (Zwierzyniecka street)
- Economy Room, 1 Bedroom (for 8 people, Biskupia street)
- Apartment, 1 Bedroom, Balcony (Rakowicka Street)
- Deluxe Room, 1 Bedroom
- Deluxe Apartment, 1 Bedroom, Balcony (Lubicz street)
Also popular with travelers from the USA
At a glance
Key facts
Hotel size
- This hotel has 1 room
- Check-in time 2 PM-9:30 PM
- Check-out time is 11 AM
The check-in location differs from the property location. To check in, go to Biskupia 4
If you are planning to arrive after 9:30 PM please contact the property at least 24 hours in advance using the information on the booking confirmation.
Airport shuttle service is available on request. Contact the property in advance to make arrangements.
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
Travelling with others
- Children (3 years old and younger) stay free when occupying the parent or guardian's room, using existing bedding
- No pets or service animals allowed
- Free WiFi in public areas
- Free WiFi in rooms
- Airport shuttle (available on request) *
- Self parking (limited) *
Other information
- Smoke-free property
Nearby Three Star Krakow hotels
In the hotel
- Front desk (limited hours)
- Tours/ticket assistance
- Luggage storage
In the room
- Coffee/tea maker
- Iron/ironing board
- Sofa bed
- Sofa bed size double
- Individually decorated
- Separate living room
- Private bathroom
- Bathtub or shower
- Hair dryer
- Flat-screen TV
- Satellite TV channels
- DVD player
- Desk
- Free WiFi
- Full-sized refrigerator/freezer
- Microwave
- Kitchen
- Stovetop
- Cookware, dishware, and utensils
Top Krakow hotels
Recently reviewed hotels in Krakow
- Aparthotel Stare MiastoFrom
"At first I wasn't pleased because I was given a room next to the lift after having asked for a quiet room. The room was very well designed and clean. I sprained my ankle the next…"Jun 15, 2016
- Benedict HostelFrom
"I am very happy to stay here! Awesome place, nice staff. Excellent atmosphere!"Jun 15, 2016
- Hotel ElektorFrom
"Great hotel, except for one front desk clerk the staff was great as well."Jun 14, 2016
- Hotel AtriumFrom
"This is a great hotel for a visit to Krakow. It's just north of the old town square and easy to walk to most things. About a 30 minute walk to the Jewish Quarter. It's located…"Jun 13, 2016
Nearby hotels
Yourplace Central Apartments, Krakow's small print
Also known as
- Yourplace Central
- Yourplace Central Apartments
- Yourplace Central Apartments Krakow
- Yourplace Central Krakow
Additional policies and fees may apply when booking more than 11 guests. For more details, please contact the office using the information on the reservation confirmation received after booking.
This property's policy is to refuse certain bookings for the purpose of group events or parties, including pre-wedding stag/bachelor and hen/bachelorette parties.
This property does not have elevators.
Mandatory fees
Deposit: PLN 500 per stay
Optional extras
Late check-in after 11 PM can be arranged for an extra charge of PLN 20
Self parking costs PLN 35 per day
Airport shuttle service is offered for an extra charge
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.
Is the description of this hotel not correct? Tell us


text:
...I have a Master of Theological Studies from Vanderbilt University. Some of the coursework included the following: Hebrew Bible, New Testament Studies, Psychology of Ritual and Myth, Mysticism in Islam, Aspects of World Religiosity, Formation of Early Christian Tradition, Jesus in Modern America...
Arvada, COView Tutor
...I also tutor ACT and SAT preparation. If you've taken either of these tests before and want to boost your score (or if it's your first time), learning test strategy will help your performance, and show you how to make the test work best for you. I have been tutoring for 9 years, and I love what I do.
Aurora, COView Tutor
...Spending my days helping kids understand history and building their character has been the best experience of my professional life. The majority of my teaching has been at George Washington High School. I have taught IB,AP, and general US History.
Golden, COView Tutor
...Other students have shown up to a 33% increase in their overall scores and up to a 14 point increase in one subject. Note, these improvements greatly depend on the student's willingness and drive to succeed. I do not take preparation lightly and I will assign homework!
Fort Collins, COView Tutor
...Also, if one way of explaining a concept is not registering for a student, I generally can provide another method for the student to grasp the concept. I have always been a excellent math student, and have always been in advanced classes. I graduated this past May with a degree in Math Secondary Education.
Denver, COView Tutor