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Professional aviator. Fifty years investing experience with mediocre performance which has improved since the start of the current gold bull market.
Andy Hecht is the chief market strategist for Carden Capital and Carden Futures. Andy is a sought-after commodity and futures trader, an options expert and analyst. He spent nearly 35 years on Wall Street, including two decades on the trading desk of Phillip Brothers, which became Salomon Brothers and ultimately part of Citigroup.
Over the past two decades, he has researched, structured and executed some of the largest trades ever made, involving huge quantities of precious metals and bulk commodities.
Andy understands the market in a way many traders can't imagine. He's booked vessels, armored cars and trains to transport and store a wide range of commodities. And he's worked directly with The United Nations and the legendary trading group Phibro.
Today, Andy remains in close contact with sources around the world and his network of traders.
"I have a vast Rolodex of information in my head… so many bull and bear markets. When something happens, I don't have to think. I just react. History does tend to repeat itself over and over."
His friends and mentors include highly regarded energy and precious metals traders, supply line specialists and international shipping companies that give him vast insight into the market.
Andy's writing and analysis can be found on a number of market based websites including CQG. Andy lectures at colleges and Universities. He also contributes to Traders Magazine. He consults for companies involved in producing and consuming commodities. Andy's biweekly radio show, The Commodities Hour with Andy Hecht, can be heard on Tuesdays and Thursdays from 5-6 PM EST on www.tfnn.com. Andy's first book How to Make Money with Commodities, published by McGraw Hill was released in 2013 and has received excellent reviews. He is currently working on his second book, Luster. Andy held a Series 3 and Series 30 license from the National Futures Association and is associated as a collaborator and strategist with hedge funds. Andy is the commodity-expert for the website about.com and blogs on his own site technomentals.com.
Engineer by trade and passion. Have worked internationally for over three decades, running my own business. I hold a PhD in engineering, but honestly believe that the school of hard knocks has taught me lessons that are more applicable to my writing here on Seeking Alpha.
My investing interests mostly concern the resource sector, with a focus on precious metals, base metals and energy stocks of all sizes. My research explicitly includes small- and micro-cap juniors, and I try to manage the associated risks in a methodical manner.
Get the highest conviction investment ideas from the world's greatest ideas for $12 per month. The Superinvestor Bulletin builds a portfolio exclusively from the highest conviction investments made by the world's greatest investors. Since the world's greatest investors tend to return 15 to 20 percent per year on average, replicating their best ideas should provide superior returns (without their egregious performance fees).One full investment idea per month (15 to 20 page report) plus weekly updates. Visit our website or contact us directly for a free sample report.
Acting Man has been named after the title of the first chapter of Ludwig von Mises' book "Human Action" - the best treatise on economics ever written. The blog's main author is Pater Tenebrarum, an independent analyst who has been involved with financial markets for 34 years and is writing economic and market analyses for independent research organizations and a European hedge fund consultancy. Acting Man presents articles on the markets and the economy, a mixture of commentary on current events as well as economic theory and history, mainly from an Austrian School of Economics viewpoint. As more authors have joined the site, we have begun to broaden our palette a bit, but our orientation remains the same: pro-free market, anti-state, pro peace.
Please click the follow button to stay up to date with all my articles!
I am a former engineer in topography (ESGT Paris 80) and specialized later in metrology or very precise measurement (CERN). I was interested in quantum metrology for a while...
I live mostly between California (Santa Monica), Provence-Cote d'Azur (Where my children and grandchildren live) and Sweden (South West Skåne) with my loving wife.
I am managing (investment manager) a large and old private family fund and trade personally a medium-size portfolio for over 25 years
"Logic will get you from A to B. Imagination will take you everywhere." Einstein.
I have been a successful Private Investor in the market for the last 17 years. My focus has mostly been on the Tech/Internet sector since I started, but 12 years ago I also got extremely interested in the Gold and Silver sector.
I believe in buying value, and not chasing the next hot stock. I use several basic investing principles, the main one being buying the balance sheet. I wait for opportunities to present themselves and then buy in. I believe in doing your research, and I have a very research intensive focus.
I'm an asset manager at Hebba Alternative Investments with a focus on real assets. In my articles I like to focus on events that affect the macro environment for assets (especially gold and silver), and also introduce readers to different metrics that I believe are under-utilized when assessing investments.
On a more personal note, I'm a firm believer that there can be honesty, morality, and integrity in finance (though its rare) and i'd like to believe that I stick to those principles. Thus I never "pump and dump" stocks, I always list the securities we own, and I take it very seriously when I recommend a company - I do not want to see any investors/readers lose money because of my recommendations.
I'm not always right with recommendations, but investors and readers can know that I always tell the truth (there is no deception) and I eat my own cooking as recommendations are either always owned OR the reason I dont own them is given (usually related to restrictions on stocks I can buy).
Advising people in financial matters is a serious issue and integrity is much more important than money to me, but I do believe both can co-exist. You live with money, but after your death you only have your morality and integrity and thus i've made my choice between the two. A bit philosophical for a bio, but I dont think there's a better way to give investors my background than that.
We offer investors a free weekly email list detailing gold, silver, and general economic markets which you can sign up for at: http://www.communitysynergy.com/subscribe/hebbainvestments_subscribe.html
Technology and business consultant, who invests in Canada Europe, Australia, and USA. Deep financial sector and financial services experience from both business and technology perspectives. A do-it-yourself income investor, who is always evaluating and seeking high-yield and long-term, long positions.


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Search tamiment_library's books
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tamiment_library is one of more than 5,000 organizations on LibraryThing.
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Studs Terkel's Working: A Graphic Adaptation by Harvey Pekar
The beat of life by Barbara Probst Solomon
Arbitration in practice by Arnold Zack
Deviations: A Gayle Rubin Reader (a John Hope Franklin Center Book) by Gayle S. Rubin
Uses of a Whirlwind: Movement, Movements, and Contemporary Radical Currents in the United States by Kevin Van Meter
Panther Baby by Jamal Joseph
Socialisms and development [by] Rene Dumont with Marcel Mazoyer. Translated by Rupert Cunningham by Rene (1904-) Dumont
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About meThe Tamiment Library and Robert F. Wagner Labor Archives at New York University form a unique, internationally-known center for scholarly research on Labor and the Left. Archival, print, photograph, film, and oral history collections describe the history of the labor movement and how it related to the broader struggle for economic, social, and political change.
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Economic climate and tight budgets knock out regional writers festival
Any plans to celebrate ten years of the Kimberley Writers Festival have been sunk with the cancellation of the event due to a lack of funding.
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Jo Roach is the organiser of the festival and the manager of the Kununurra Community Library and she says the organising committee has not been able to raise the $50,000 needed.
"We have an extremely generous community. Our farmers give us produce; we have morning teas donated by the CWA; we really do have a lot of community support. But there are certain things that we just have to pay for," she says.
Ms Roach says that businesses who have previously sponsored the event have expressed concern about the economic climate across WA and Australia.
"I think that everyone's had a very tough financial year and they're a little bit wary of the budgets coming down; both state and federal," she says.
Tough times are also affecting grants for arts events including the Kimberley Writers Festival according to Ms Roach.
"A lot of the normal grant funding; they're making it quite difficult. They expect us to be completely sustainable; which I guess is quite expected after ten years. But it's very difficult when you live in such a small, isolated place as Kununurra is."
Ms Roach says that towns like Kununurra, which is in the far north of Western Australia in the East Kimberley region, have a strong need for a literary festival.
"We don't have a university here. We don't have publishers here. We don't even have a bookstore for goodness sake," she says.
For the past nine years the festival has provided opportunities for students in Kununurra to work with visiting authors and illustrators. Ms Roach says this is one of the contributions the festival has made to the community.
"Students up here don't get to meet an author a week; they don't get the opportunities which city kids have. And some of them; it might be the only time they get to speak to an author all year," she says.
Despite the tenth anniversary of the Kimberley Writers Festival being marked by the cancellation of this year's event, organisers are trying to keep positive by planning a bigger and better event in 2015.
"In some ways it may be a blessing that we have had to postpone it because it will give us a chance to explore new things. Whereas, in the past, putting it on annually has been quite a challenge."
The festival is being planned for the second half of 2015.
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- Department of Lands director general Colin Slattery defends the Skuthorpe land release selection process
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Sire:BRISTOL PEPITO Dam:BARONESS CHERRY H RUBY pictured unfit in pasture condition / all offers will be considered If you seeking a well bred…$3,000
Tradition is offered for sale at no fault of his own only due to his size alone, he was measured May 2016 standing at 29". Although this should be expect…No Price Listed
Warrior is a very refined, showy mature looking colt, boosting two of the hottest bloodlines in the industry today. Anerosa & Georgetown. Pictured…$2,500
If your seeking a dilute stallion to place into your program Baron test n/Z he does carrier one silver dilute , no white pattern testing complete, good…$1,000
Prices vary from breeder to breeder due to lineage, champagne color, Pet to Show quality horses and height varies pricing found on individual farm website…No Price Listed
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HEZA SMOKIN SPIRIT (Smokey) is a 12 year old, AQHA registered, dapple grey gelding. He stands a true 15 hh and built like a tank. His sire is Premium…$3,500
Sound horse forsale . Utd on all shots and feet. Good husband and beginner safe. Very loving, easy to catch. Only vice I have trouble loading him.$1,650


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La Vista, NEUSA
Hometown: Aurora CO
January 18, 2014
Skipbo, phase 10...sky's the limi
Hi! I'm glad to find this group! My husband & I have been looking to widen our social circle. Looking forward to joining!
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Crews in Lehigh County had a mess to clean up Friday after a tractor trailer flipped on to its side.
It happened around noon on Nestle Way in Upper Macungie Township.
Police say the truck was going too fast around a curve and lost control.
The driver wasn't hurt..
But the truck spilled some fuel onto the road.
Truck flips over in Upper Macungie
Published On: Nov 29 2013 05:08:48 PM EST Updated On: Nov 29 2013 05:56:23 PM EST
Crews in Lehigh County had a mess to clean up Friday after a tractor trailer flipped on to its side.
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The views expressed are not those of this company or its affiliated companies. Please note by clicking on "Post" you acknowledge that you have read and agree to the TERMS OF USE and the comment you are posting is in compliance with such terms. Your comments may be used on air. Please be polite. Inappropriate posts and those containing links to other sites may be removed by the moderator. Desktop and mobile versions of this site use independent comment threads.
Criminal charges against Reading officer dismissed
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'Large amount of heroin' found in stop on I-78
Coroner identifies NJ man killed in I-80 crash
Man busted in theft of Mercedes from dealership
Age is just a number for local ziplining senior citizens


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Torvalds Smashes the Fedora Project, Calls Them Stupid
Linus Torvalds posted a very simple and direct message on Google+ addressed to the Fedora people. What followed next involved accusations and various veiled insults.
The father of Linux had a very simple question: how come the Fedora developers were not regenerating the distribution images with newer kernels and packages?
"Is there some basic reason why you never regenerate the install images? Right now the F19 install images use some ancient 3.9-based kernel. Which means that they may boot on most machines, but it's missing wireless ID's for new laptops etc, so making it useful is unnecessarily painful," said Linus Torvalds.
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Five reasons to switch from Windows to Linux
Linux has been in the ascendancy ever since the open source operating system was released, and has been improved and refined over time so that a typical distribution is now a polished and complete package comprising virtually everything the user needs, whether for a server or personal system. Much of the web runs on Linux, and a great many smartphones, and numerous other systems, from the Raspberry Pi to the most powerful supercomputers. So is it time to switch from Windows to Linux? Here are five reasons why.
today's leftovers
Leftovers: OSS and Sharing
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Hotel Andaluz Reduces Water Consumption 80%
Hotel Andaluz announced that it has reduced its water consumption by 80 percent, according to a company press release.
According to the company, Andaluz – formerly La Posada de Albuquerque in downtown Albuquerque – used 300,000 gallons of water for the month of May this year. The hotel had used 1.2 million gallons of water in May 2004 and 730,000 gallons in May 2005 – the last two years it was open.
Since Hotel Andaluz opened under its new name in October 2009, it has been consuming an average of 770,000 gallons of water less per month than its predecessor. In comparing equivalent eight month time periods (October 2003/2009 through May 2004/2010), Hotel Andaluz used 78 percent less water than La Posada.
The hotel said it achieved the savings by implementing several water saving features, including oxygen assisted shower heads – low flow shower heads that take oxygen and mix it with water, dual flush toilets that reduce water use by more than 45 percent annually, and captured rainwater for interior and exterior landscaping.
Hotel Andaluz has also installed an energy control systems; LED and compact fluorescent interior lighting; guest room furnishings using bamboo, which is a rapidly renewable material; and utilization of solar energy through a 73 panel solar thermal system that provides 60 percent of the domestic hot water for the hotel.
In June 2010, Hotel Andaluz, Goodman Realty and Darin Sand received "The Most Innovative Recycling Project of the Year" Award from the New Mexico Recycling Coalition.
The hotel underwent a $30 million renovation and system upgrade. The original hotel opened as the Albuquerque Hilton in 1939 by Conrad Hilton and was Hilton's fourth built hotel.
Meanwhile, MGM Resorts won the Green Key designation for the efficiency and sustainability of its operations at 12 resorts, while the Hyatt Regency Boston has managed to reduce its energy costs by 42 percent, from 12.3 million kWh to 7.1 million kWh, over the last decade.
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- Oberlin, Ohio, Ratepayers to Receive $2.2M in Rebates for Sale of RECs


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EXTNIX - FORD FALCON AU Series 1-3 FACIA KIT stereo radio fascia adapter BLACK
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Foursquare © 2016 Lovingly made in NYC & SF
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Ahead of Garbage's two New Zealand shows, drummer and founder Butch Vig talks to Tom Cardy about the band and his other career as a top producer, including Nirvana's ground-breaking Nevermind.
From the beginning 19 years ago, Scottish singer Shirley Manson has been the face of American rock indie four-piece Garbage.
Like most drummers, band member Butch Vig is more often heard than seen, while Manson, bass player Duke Erikson and guitarist Steve Marker are in the spotlight on stage.
But anyone with more than a passing knowledge of rock knows Vig is more than the drums of Garbage. He is also a sought-after producer and his resume includes the grunge touchstone and one of the biggest-selling and most influential albums of the past 25 years: Nirvana's Nevermind.
"I had no idea it was going to be that zeitgeist moment that a record takes off and has that kind of critical and commercial success," says Vig. "It changed my life profoundly and it changed everyone involved with the band's life profoundly.
In 2011, the 20th anniversary of Nevermind, Vig spent a lot of time with Nirvana's surviving members, Dave Grohl, now best known for Foo Fighters, and Krist Novoselic. They did interviews and worked on a box-set release. "To me, the record still sounds as good now as it did when it came out.
But at the time we just thought, 'wow, this record's cool. The songs are good. It sounds powerful'. But you have no idea that it's just going to kind of shake the world as it did.
"I'm extremely thankful. It changed my life in a way that I've been able to sort of pick and choose projects and things."
Before Nevermind, Vig had drummed for several bands and contributed to soundtracks for low-budget movies. One of his bands formed its own label, while with another he learned about recording and producing.
It was Vig's producing work with other bands, including Killdozer, that led to Nirvana.
He worked on remixes for U2, Depeche Mode and Nine Inch Nails and would bring in Marker and Erikson to play on the tracks. The results pleased the three so much that they decided to form their own band. They recorded some demos before discovering Manson.
"All the bands I had been in were all male. We had no idea who [the singer] was going to be, but we were so damn lucky that we found Shirley."
Marker was watching MTV late one night when he saw Manson performing in a band called Angel Fish. The music video was shown only once during two hours of MTV.
"If he hadn't stayed up and watched MTV that night we would never have met her. I'm certain of it."
Vig says he still struggles trying to imagine any other singer fronting the band. "It's funny. Some of the very early demos that we did before Shirley joined us had Duke and Steve and me taking turns singing, but it's all terrible.
None of us intended to sing, but we were just trying to write a song, trying to write some lyrics and get a rough melody."
Garbage's self-titled 1995 debut was a big seller, including more than 2.4 million copies in the United States. Version 2.0 in 1998 also sold well, while chart success has been stronger on subsequent albums in Europe, Australia and New Zealand.
But even after a six-year hiatus before fifth album Not Your Kind of People, released last year, the band remain popular.
Vig says Manson, who "writes 95 per cent of the lyrics", is still a vital component. "She is able to take whatever we do sonicly and one of the reasons I think we can do a lot of different things musically is because she has such a strong personality. We can do a hip-hop song or we can do a techno song or we can do a song like Sugar, which is all film atmospherics."
But after nearly two decades Vig says he doesn't take Garbage's achievements for granted. The success it had with its debut was a complete surprise.
"It didn't sound like the current alternative scene, just the way we blended different styles of music together. When people heard of Garbage and that Butch Vig was involved I think they expected a grunge record. The kind of songs we wrote and the production was a lot different than what was being played on alternative radio at the time.
"The biggest factor is Shirley. She is an amazing frontperson. She's a great singer and is extremely charismatic and looks cool. If she had never joined we would never have had this."
Garbage play Michael Fowler Centre, Wellington, on February 19 and The Civic, Auckland, on February 20.
- The Dominion Post
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Below are top resources on SparkPeople for High Fiber Meals.
Imagine experiencing severe abdominal pain, along with alternating bouts of both constipation and diarrhea. Even worse, your doctor can find no physical explanation or effective treatment for you, despite these very real symptoms. Unfortunately, this... Read more
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Fiber is one of the easiest nutrients to incorporate into your diet, and one of the most important. However, many Americans don't get the much needed 25 to 35 grams recommended daily for a healthy diet. Insufficient fiber intake can increase yo... Read more
It's Saturday night and the monthly dinner party is at your house. You want a meal that meets everyone's expectations for taste, while still being healthy. Here's a sample party menu that definitely fits the bill, from salad to desser... Read more
When you have diabetes, your diet plays a key role in controlling your blood sugar levels. SparkPeople strongly encourages everyone with diabetes to meet with a Registered Dietitian or a Certified Diabetes Educator in their area. These health profess... Read more
So after a month of tracking my meals. I'm understanding my good and "not so good" habits. Lets post these habits in our blogs to remind ourselves. NEXT FOCUS EXERCISE! #food #lifestyle #eating... Read more
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Did you read the article about summer food? I am not surprised by all the food and high calories. If you thinking eating a salad at restaurants appears to be healthy...think again. I rather make my own salad from fresh from store or farmer market... Read more
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The high fiber cereals of years ago offered little taste for the nutritional benefit they provided. Today, that has changed and you can get a great tasting cereal that is also a good fiber source.Fiber is an important part of a healthy diet. Not only... Read more


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associate financial analyst jobs near Melville, NY
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Product Analyst Sr
MAPFRE Insurance - Garden City, NY
Advanced ability in analyzing financial results, profitability, and forecasting. 4 - 6 years - or Associates Degree equivalent plus 6 - 8 years....
Merrill Lynch Financial Advisor Program - Long Island East, NY
Bank of America - Bohemia, NY
Chartered Financial Analyst (CFA). Certified Financial Planner (CFP). The Practice Management Development Associate receives:....
Sr. Treasury Analyst / Financial Analyst
Gartner Inc. - Stamford, CT
Senior Financial Analyst. Senior Treasury Analyst. CFO, Investor Relations, Accounting, Finance, Tax, Legal, Gartner Associates....
Healthcare Private Equity Associate - HealthCare Royalty Partners
Cowen Group - Stamford, CT
The associate will work directly with other investment professionals on a range of projects including:. Investment analysis, transaction structuring, financial...
Specialist, Data Analyst Robotics
Northwell Health (Formerly North Shore-LIJ) - New Hyde Park, NY
Associates Degree in Business, Computer Science or Health related field, required. Produces financial and operational reports which are accurate concise, and...
Psegli Principal Work Integration Mgr (15222)
Public Service Enterprise Group, Inc (PSEG) - Hicksville, NY
Budget compliance and productivity improvements directly impact financial objectives. The objective is achieved through direct supervision of management...
Psegli Senior Cyber Security Analyst (5901)
Public Service Enterprise Group, Inc (PSEG) - Bethpage, NY
Excellent interpersonal, organizational, managerial, financial management and leadership skills; Associate Consultant - A minimum of 3 or more years of...
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BankUnited - Melville, NY
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Prichard Communications
10 - 19
1 - 2.5 Million
SIC Code:
7311 - Advertising Agencies
Full company description is available with the free trial.
Additional Info:
This includes Prichard Communications email format addresses with the @prichardcommunications.com domain, contacts, phone numbers, linkedin info, cfo employees, and facebook profiles. Prichard Communications is a Advertising/pr business with its headquarters based in Portland, OR. If you sign up for our free trial you will see our firstname.lastname@example.com addresses.
Company Background:
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Ceo Reference:
Edgar Prichard
For Prichard Communications email addresses with the @prichardcommunications.com format as well as facebook info, twitter, phone numbers, linkedin, wiki, as well as biography data for Edgar Prichard, you may check in Prichard Communications's Lead411 profile. Edgar Prichard is currently the CEO for Prichard Communications. The company's CEO is Edgar Prichard. The contact information of Prichard Communications on Lead411 is filed under the Advertising/pr. Their main offices are in Portland, OR. Some possible email formats for Edgar Prichard are firstname.lastname@example.com, firstname.lastname@example.com, email@example.com, and email@example.com. If you sign up for our free trial you will see our email@example.com addresses.
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McClenahan Bruer Communications
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*It's back to music for multi-talented Tyrese Gibson.
After claiming the rights to Teddy Pendergrass's life story and gearing up for filming a new "Fast & Furious," the singer is preparing for the release of another album, the best one of his career he claims.
"The album is done, mixed and mastered, it's done… I'm just excited. This album was done at my house, like a real labor of love. I had 14 people sleeping at my crib for three weeks… They gave me the best album of my career… I'm very proud of this album," said Tyrese whose Open Invitation hits stores Nov. 1.
It's been nearly five years since the singer has put out any new material. But with the latest project, he says this one will definitely be a collection of emotions, experiences, and love.
"I haven't worked on music since I was married at one point and then divorced, so I had all of this stuff bottled up," he told the Breakfast Club DJs at 105.1 in New York.
But that's not all. Tyrese is getting ready for his second book, "Manology" co-written by Rev. Run. Right now the two are looking for a publisher that will fit the bill. About the book, he says it's a guide book of sorts for women.
"We gonna kind of pick up a lot of pieces from a lot of these other types of book, just kind of giving women information on how we think, how to go about us and deal with us," said Tyrese who offered a preview of what to expect.
"The first chapter I wrote in the book is called 'Validation Is a Man's Silent Killer,"' he said. "I felt like a part of my reason in being disappointed in my ex-wife was she would ask me to stop doing this, acting like this, going about this, hangout out with this, whatever the case may be, and if I decided to make these adjustments, she never validated me and made me feel good about doing whatever she asked me to do."
Check out the interview below.
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On Second Thought is a one-hour, daily news talk show that airs at 9 a.m. ET weekdays.
The staff prepares for two of the biggest events of the year, both in a single busy month. Monday, June 27 at 10 PM
National Signing Day is over and the reigning AAAAAA Champions, the Colquitt County Packers, had 25 players sign letters of intent on National Signing Day. I had a chance to go one-on-one with Head... MORE
Make your secure online donation at GPB.org.
Mon., June 28, 2010 8:29am
State Parks Strike Unique Deal
As Georgia's state parks enter a new fiscal year with a slimmer budget, the system is getting creative in cutting-back. To that end, there's a new partnership it's calling a "first in recent memory".
Full Story


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Antonov A-12 Banned
United Arab Emirates bans Congo registered aircraft
It was learned that the United Arab Emirates (UAE) has issued prohibition orders for their airspace on aircraft registered in the Congo DR, besides also affecting the same measure on Swaziland, Equatorial Guinea, Sierra Leone, Sao Tome, and Principe.
The information came to light when the UAE banned the use of Antonov AN-12 aircraft on their territory, compelling the few remaining operators using this type of aircraft to remove them from the country by March this year.
Former Soviet Union built aircraft have a notorious safety record, in Africa in particular but also elsewhere, and banning them completely has long been the objective of modern-day aviators fed up with the many accidents in which these aircraft are involved.
Latest press releases on forimmediaterelease.net
- Seychelles President congratulates DG Lanka Dorby for appointment to high-level COMESA post
- New book "300 Questions on Seychelles Government Services" launched on Public Service Day 2016
- Youssef Sabri appointed new GM of the Sainte Anne Island Resort of Seychelles
- More than 40 percent of meetings professionals use laptops & devices to capture content realtime, according to research for IMEX America by MPI
- Trinidad and Tobago embarks on Caribbean Roadshow
- ESPA Life at Corinthia London launches suite of six new mindfulness therapies
- Tourism Minister opens 2016 mid-year marketing meeting as he delivers keynote address
- Surprising and entertaining: Viral video campaign on services at Frankfurt Airport
- Balance of Morocco tourism sector under government mandate 2012-2016: "positive"
- Seychelles moves to unveil monument to honor role of Seychelles College and Regina Mundi Convent on 40th anniversary of independence


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OceanSaver said it has received a rush of ballast water treatment (BWT) system orders for large vessels. The Norwegian firm, a BWT specialist developing solutions since 2003, has won orders for more than 40 systems in the last six months, with some 21 units delivered so far this year.
The latest contracts, worth approximately $30 million, cover a diverse range of large tonnage, from a number of key international markets, with VLCCs, Aframax tankers, product tankers and Cape Size bulk carriers. A pair of Taiwanese-controlled VLCCs, currently under construction in Japan, are the latest assets in the orderbook.
"The market is picking up, and our operational track record and proven BWT expertise is helping us take advantage of that positive sentiment," commented OceanSaver CCO Tor Atle Eiken.
"Ratification of the IMO's Ballast Water Management (BWM) Convention is now closer than ever, and astute shipowners are choosing to place orders in advance to avoid potential supply and installation bottlenecks. There's a clear demand for tried and tested solutions and OceanSaver, with 140 units now sold, has the technology and experience to ensure that shipowners get exactly what they need – complete compliance, low OPEX and absolute system reliability."
According to OceanSaver, its type-approved, proprietary system - combining filtering with disinfection by electrodialysis to eliminate waterborne organisms – is optimized for both retrofit and newbuilding projects, with its modular nature ensuring easy installation, low maintenance and a small footprint.
Maritime Today
The Maritime Industry's original and most viewed E-News Service
About 755 Norwegian workers on seven oil and gas fields could go on strike from Saturday, hitting output from western Europe's top producer, if a new wage deal is not agreed before a Friday deadline,
Gerardo Borromeo, Vice Chairman of the International Chamber of Shipping (ICS) took the opportunity today to highlight the courage that is currently being displayed by seafarers,
Grant "Twiggy" Baker (ZAF) claimed victory today at the Puerto Escondido Challenge, besting a field of 24 of the world's best big wave surfers in towering 20-to-35
The OW saga - UAE Federal Supreme Court decides that physical suppliers of bunkers have no right to recourse against Owners/Charterers.
In the first decision
Panama opened the long-delayed $5.4 billion expansion of its shipping canal amid cheering crowds on Sunday, despite looming economic uncertainty in the shipping
Wärtsilä has won an order for two new 8000m3 trailing suction hopper dredgers being built for the Adani group, India's largest private multi-port operator. The
Danelec Launches ECDIS Computer-based Training
Danelec Marine has launched a new computer-based training (CBT) program for its second-generation DM800 ECDIS G2 products.
Beier Integrated Systems (Beier) informs it has purchased South Coast Electric Systems (SCES) from American Electric Technologies (AETI), expanding the its manufacturing
Intermarine, LLC, transporter of project, breakbulk and heavylift cargo, said it has transported four coke drums on the MV Ocean Freedom from Gijon, Spain, to New Orleans, La.
The U.S. Coast Guard medevaced an ailing crew member Saturday from a tanker off Virginia Beach.
Coast Guard watchstanders at the 5th District Command Center
A 599-foot Norway flagged chemical tanker Champion Ebony ran aground near Nunivak Island, Alaska on June 24.
U.S. Coast Guard Sector Anchorage watchstanders
Earlier this week spot returns in the VLCC market touched their lowest level since October 2014, with TCE earnings for Middle East/Japan (TD3) falling close to $20,
The Baltic Exchange's main sea freight index, tracking rates for ships carrying dry bulk commodities, rose on Monday for a fourth straight session as higher demand
Chinese iron ore imports account for around two thirds of global seaborne iron ore shipments, making it the key driver of Capesize employment. Clarksons Research Report.
Ministry of Shipping has formulated a new Berthing Policy for Dry Bulk Cargo for all Major Ports which will come into effect from 20th August, 2016. The objective
The U.S. Coast Guard is responding to a report of a sheen in Lake Ontario near the Fitzpatrick Nuclear Power Plant in Scriba, New York, approximately 10 miles northeast of Oswego, New York, Sunday.
The Coast Guard is responding to a report of a sheen in Lake Ontario near the Fitzpatrick Nuclear Power Plant in Scriba, New York, approximately 10 miles northeast of Oswego, New York, Sunday.


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VANCOUVER, BRITISH COLUMBIA -- (Marketwired) -- 06/28/16 -- Minco Silver Corporation (the "Company" or "Minco Silver") (TSX: MSV)(OTCQX:MISVF)... ...http://in.sys-con.com/node/3860359
over two dozen people have been reported killed and hundreds of homes have been destroyed by flooding in West Virginia. Using satellite data, NASA... ...http://www.indiablooms.com/ibns_new/health-details/S/1919/nasa-s-imerg-measures-deadly-west-virginia-flooding-rainfall.html
Tall, thin, silver haired, he lived in a small village near Patna in Bihar. To outsiders, except for his penetrating eyes and striking dignity,... ...http://www.sundayguardianlive.com/opinion/5433-fanciful-thinking-or-parallel-reality
Brexit LIVE: Prime Minister David Cameron has said that he will resign from the post in October, adding that country require fresh leadership.... ...http://www.financialexpress.com/article/world-news/live-brexit-referendum-results-ukips-nigel-farage-says-remain-might-just-win-britain-disunited/295267
By Rob Subbaraman, Craig Chan, Vivek Rajpal & Albert Leung To assess the global impact of the surprise result of the British referendum, it is... ...http://economictimes.indiatimes.com/markets/stocks/news/beware-waves-of-contagion-on-the-way-for-equities-currencies-in-asia/articleshow/52900310.cms


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|Nelly Thompson was a happy housewife who did not care much about anything but keeping her house and raising the kids. But there was one thought which deprived her of her sleep. She had once seen Terry, her son, in the shower, and his sizeable cock was her obsession. One evening she could not keep in her lust anymore and simply pulled Terry's pants off! At first she was anxious whether Terry would like her mature body, but the boy was so passionate:
Mary's father, lives with Mary, while their mother moved to another town after
divorce. Bob has many friends, and Mary, a shy pretty girl,
is often the target of their jokes. Bob was having more and more intense fantasies about Mary giving blowjob to him and his friend, so there came an evening when he invited his sexy daughter to have a couple of drinks: Mary performed so good she was all soaked in cum of her father and his amazed friend!
|Anthony Kowalski, a divorced teacher, loved his cute blonde daughter Amanda more than anyone in the world. Since her very childhood he enjoyed taking photos and filming her on camera. When she grew into a very beautiful teen girl, Anthony's shootings acquired a different taste. Sometimes he thought that it would have been great to film her naked, and one day he talked her into some naked posing, which led them to a totally hardcore incest scene:
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As the United Kingdom wakes up to a new week, the full extent of the Brexit hangover is becoming apparent ahead of a flurry of meetings to start negotiating the UK's exit from the European Union as quickly and as painlessly as possible.
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Storkcraft Bradford Fixed Side Convertible Crib in White
About this item
About this item
Important Made in USA Origin Disclaimer: For certain items sold by Walmart on Walmart.com, the displayed country of origin information may not be accurate or consistent with manufacturer information. For updated, accurate country of origin data, it is recommended that you rely on product packaging or manufacturer information.
The Storkcraft - Bradford Fixed-Side Convertible Crib provides your family with the ultimate in value. Its polished, refined lines and overall sophistication makes this crib an ideal choice for any nursery.
Storkcraft - Bradford Fixed- Side Convertible Crib, White:
- Fixed-side crib ensures stability
- 4-in-1 crib offers exceptional versatility
- Converts to a toddler bed, day bed and full-size bed (full size bed rails sold separately)
- Solid wood construction
- Meets or exceeds all US and Canadian safety standards
- Assembly required
- Also available in other finishes
- Assembled Dimensions: 56.3"L x 29.8"W x 43.4"H
- Mattress sold separately. See our assortment of crib mattresses.
See all cribs on Walmart.com. Shop cribs including convertible cribs and crib mattresses. Save money. Live better.
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- Yes, this crib is a true, bright white.by StorkcraftProductExpert4/29/2013Written by a verified representative from StorkcraftProductExpertWas this answer helpful? (2) (0)Was this answer helpful?


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An "X-Force" To Be Reckoned With - Marvel's Mutant Militia Turns 25
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Vice magazine has put together a handy Guide to Comics, which isn't really a guide so much as a great compilation of comics-related articles, including interviews with Al Jaffee, Chip Kidd, Anders Nilsen, Chris Onstad, Gerard Way and Craig Yoe. Plus, comics by Lisa Hanawalt, an essay on the glory that is Jimmy Olsen and Gary Panter runs down his top 10 favorite comics.
(via Sean Collins)
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Hope you are enjoying the Lewisburg Fourth of July Parade!
Join us at the Picnic in the Park after the parade!
For the latest photos of Troop 538 in action
Check out our Facebook and Blog Site
Links to the sites are on the right
Members of Troop 538 at Florida Sea Base on Islamorada Key
Troop 538 Rock Climbing at Allamuchy State Park in New Jersey
Lewisburg, Pennsylvania -- Troop 538, chartered continuously since 1944, has supported hundreds of boys as they progressed through the scouting ranks.
Troop 538 is a troop where elected youth make decisions and lead the activities under the guidance and supervision of adult leadership.
Troop 538 traveled to Philmont Scout Ranch in July 2013 for an 85 mile backpacking journey and reached the summit of the Tooth of Time on July 12, 2013.
Troop 538 at Garden of the Gods in Colorado Springs, CO
DAY: Monday
TIME: 7:00 to 8:30 PM
Check the Calendar Tab for latest schedule
Faith Lutheran Church
2349 Old Turnpike Rd
Lewisburg, Pennsylvania
(570) 523-3192
Or call the Troop Phone number 570-846-0538
Enter the gymnasium through the double white doors at the back of the building. Our Troop Office, Room #14, accessible from the gymnasium, is also open during Troop meetings.
Faith Lutheran church is located on the west side of Lewisburg at the intersection of Route 45 and Reitz Blvd, next to the Ford Dealership.


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"My personal favorite roller coaster at @knotts - wait a little longer to sit in the front row and take your shoes off. It's worth it!"
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Yakubu Dogara's HypocrisyTochukwu Ezukanma We were recently riveted by allegations of sexual misconducts leveled against three Nigerian lawmakers by the United States Ambassador to Nigeria, James Entwistle. In a letter to the Speaker of the Nigerian House of ... Union.com.ng, 11 hours ago
Yakubu Dogara hypocrisy - Point Blank News, 19 hours ago
Assembly grants Niger Gov request to access to N14.16bn FG bailout loan - People Daily, 23 hours ago
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Rivers legislative rerun elections date still unknown
Yakubu, INEC Boss Uncertainty is trailing the suspended rerun national and state legislative elections in Rivers State as the Independent National Electoral Commission (INEC) has declared it was still assessing the situation. Although INEC had ...The Guardian Nigeria, 1 day ago Inconclusive polls will persist unless — INEC chair Daily Trust Nigera, 1 week ago Hold political class responsible for inconclusive elections —INEC boss Nigerian Tribune, 1 week ago Inconclusive Elections: INEC boss blames politicians, seeks 10 years ban for electoral offenders World Stage Group, 1 week ago
More from: Uncova, Uncova...and 5 other sources
Investigation: Former NNPC GMD Not Facing 4-count-charge Money Laundering Case
The Former Group Managing Director (GMD) Nigeria National Petroleum Corporation (NNPC) Engr. Andy Yakubu, has not been charged for money laundry, investigation has revealed. METROWATCH gathetedthat contrary to reports, the former NNPC boss is ...Metro Watch Online, 2 days ago NNPC ex-GMD, Yakubu, for arraignment July 4 The Guardian Nigeria, 4 days ago Nigeria: U.S.$700 Million Oil Deal - Judge's Absence Stalls Yakubu, Omokore's Arraignment AllAfrica.com, 3 days ago EFCC: Commission releases Andew Yakubu Pulse.ng, 3 days ago
Dogara on Fathers Day, canvasses good quality leadership
Speaker, House of Representatives, Yakubu Dogara PHOTO: TWITTER/DOGARA Speaker of the House of Representatives, Yakubu Dogara, has urged Nigerian leaders to play a fatherly role in the affairs of the country by providing good qualitative ...The Guardian Nigeria, 4 days ago Dogara tasks leaders on fatherly role in governance National Mirror, 4 days ago Speaker Dogara Worships At Aso Rock Chapel On Fathers Day (PHOTOS) Uncova, 5 days ago
Rimdam: Military authorities did not overstep their bounds
Rimdam General Yakubu Rimdan (rtd) is former Commander, 31 Airborne Brigade. In this interview with ISA ABDULSALAMI AHOVI, he examines the circumstances that led to the compulsory disengagement of the 38 Army officers. Assessment Of The ...The Guardian Nigeria, 5 days ago
Boko Haram abduction: Father of missing Nigerian 'Chibok girl' hears ordeal from rescued friend
Yakubu Nkeki's daughter Maimuna was among the 219 girls abducted from a school in the town of Chibok.DNA, 1 month ago Chibok girl found, first since abduction by Boko Haram Deccan Herald, 1 month ago
Immunity, life pension: Heavy knocks for senators
Bukola Saraki, Yakubu Dogara The demand for immunity and life pension for principal officers of the National Assembly has put senators in the eye of the storm, Fisayo Falodi writes The poor masses of Nigeria who were expecting the fresh move by ...Nigeria Punch, 1 hour ago Senators demand life pension, immunity for Saraki, Dogara, others Uncova, 5 days ago Proposed pension, immunity for Saraki, Dogara immoral Sagay, TUC Uncova, 4 days ago Trade Union Congress: Group condemns NASS over proposed life pension for principal officer Pulse.ng, 4 days ago
Nigerian Stocks Gain 4.79% Week-on-Week amid Global Stocks Decline on Brexit
By Yakubu LAAH InvestAdvocate Lagos (INVESTADVOCATE)-Nigerian stocks on Friday ended the week on a positive note as the benchmark index and market capitalisation appreciated by 4.79 percent to close the week at 30,649.66 and N10.527 trillion ...Invest Advocate News, 5 hours ago NSE Reverses Positive Momentum, Begins Week 1.63% Down on Renewed profit-Taking Invest Advocate News, 4 days ago
Gowon takes prayer rally to Kebbi
Former Head of State, retired Gen. Yakubu Gowon, says Nigeria Prays, and NGO, would hold a prayer rally in Birnin Kebbi on Saturday. Gowon made this known during a visit to Gov Atiku Bagudu of Kebbi State in Birnin Kebbi on Friday. He ...Reporters365, 8 hours ago
Sheathe your swords, support me Delta Lawmaker appeals to political opponents
By Matthew Omonigho The Majority Whip of Delta State House of Assembly, Hon. Reuben Rume Yakubu Izeze and a political leader in Ughelli South Local Government Area of Delta State has passionately appealed to his political opponents, Mr. Victor ...People Daily, 23 hours ago
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ASGVO stands for Association Sportive Gandrange Vallée de l'Orne (French athletic association)
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General Motors recalls 32,000 SUVs for fire danger
The windshield wipers have an electrical short issue, which can cause the wiper motor to catch fire.
The windshield wipers have an electrical short issue, which can cause the wiper motor to catch fire.
For a three block stretch in the Central Texas town of Bastrop, more than 200 chickens roam the streets, stop traffic and attract tourists.
Red Light cameras will soon be a thing of the past in Round Rock after the city council there voted to bring the program to an end Thursday …
Doctors want you to heed their warning before the next time you put on makeup.
The American Red Cross and other relief agencies have been pouring into South Carolina trying to help the flood victims; one of those Red Cr…
Who do yo trust more with your private information; Apple or the U.S. government?
While thousands of people take over Zilker Park for this year's Austin City Limits Music Festival, there are several other events around tow…
The Austin school district is making a change to its World Geography textbooks after a ninth grade student discovered an error.
A New England Company is trying to give Texas yards that fall feeling.
Today, comedian Bill Cosby is expected to give a deposition over the lawsuit filed by one of the dozens of women who claim he assaulted them…
The Texas Attorney General's office is suing Volkswagen over the emissions cheating scandal.
A deadly shooting occurred on Northern Arizona University's Flagstaff campus early Friday morning, and the suspected shooter is in custody, …
A municipal court judge issued an order that the dog be killed.
Such proposals stalled in Texas last session, despite GOP-control of the Legislature.
The Public Utility Agency has put parts of Travis and Hays County on an emergency water restriction due to a pipe break.
Due to an "overwhelming show of support," the service has been moved to a larger church.
Justin Johnson was convicted on two counts of attempted aggravated kidnapping. In 2013, police said he grabbed a girl as she was walking to …
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text:
Sunday, 26 June 2016
Last updated 1 day ago
Jan 30 2007 | 1:59pm ET
Reliant Energy is counting on geography to fend off a proxy battle with hedge fund Seneca Capital.
The Houston-based energy company asked a U.S. District Court to allow it to exclude Seneca's proxy material, arguing that a ruling by the New York-based Second Circuit Court of Appeals is not binding on a Texas-based company. Like the Second, Seneca is headquartered in New York.
Seneca is seeking a change that would allow shareholders to nominate directors. The New York case, which also dealt with director nominations and cited by Seneca in its bid to get on Reliant's proxy, dealt with a Hewlett-Packard proxy.
In addition, Reliant savaged Seneca's plans, arguing it is "contrary to applicable securities laws."
"Seneca's shareholder access proposal is the opposite of good governance—an ill-considered bylaws amendment without either safeguards or clear procedures that would only serve to benefit certain large shareholders at the expense of all others," Reliant said.
Jun 16 2016 | 4:19pm ET
Jun 21 2016 | 9:01pm ET
Contrary to concerns that Wall Street isn't as appealing to new graduates as it...
Jun 17 2016 | 1:05pm ET
Over the past year, a large portion of the financial services industry has awakened...


text:
Panasonic PBITS Professional & Broadcast Systems introduced the AV-HS400A compact multiformat live switcher at IBC2008.
The AV-HS400A includes new functions and enhancements, when compared to its predecessor HS-400, that are designed to extend its abilities in live broadcast and OB applications. For example, an evolutionary key function offers 3-D effects, and a flying key function enables easy key positioning, size adjustment and omnidirectional edge specification.
Panasonic also has enhanced the AV-HS400's multiview display option to provide a more ergonomic user environment with features including green tally display of the input selected by the preset bus. The AV-HS400A allows switchable display and editing of input material names and has five-level brightness controls on frames and background labels. The AV-HS400A also offers direct control for an attached AW-HE100 HD integrated camera or Panasonic's pan/tilt camera head. The switcher is due to ship this month.
For more information, visit www.panasonic.net.
Tucson TV Reporters Face Child Abuse Charge
INCOMPAS/Verizon: 50 Mbps Should Be Business Data Services Table Stakes
Albrecht Reups at Starz, Adds President Title
Chris Albrecht Staying With Starz Through 2020
Face-to-Face Meeting Rejected, Redstone Says
INCOMPAS/Verizon: 50 Mbps Should Be BDS Table Stakes
Uefa picks Gearhouse for Euro TOCs
BBC moves to HbbTV
Veset, Pebble Beach Systems, Netgem join TVBEurope 2020
This Video Breaks Down the Psychology Behind Cinematic Color Choices
Roberto Miervini's 'The Other Side' Blurs Line Between Documentary and Fiction
This Video Essay Deciphers the Themes of 'High-Rise'


text:
Mission StatementOur community ensures every student learns at the highest level.
N1450 Fawn Ridge Drive
Greenville, WI 54942
(920) 757-7140 - Phone
(920) 757-7141 - Fax
Travis Lawrence, Principal
Sally Bowers, Associate Principal
Dawn Cass, Administrative Assistant
Nicole Montour, Administrative Assistant
Hortonville Area School District Mission:
Our community ensures every student learns at the highest level
June 6th - August 19th
Monday - Friday
7:00 am - 2:30 pm
Occasional Fridays
7:00 am - 12:00 pm
Please call to confirm.
Click here to view the 2016-2017 School Calendar.
June 13 - July 1 - Summer School (8:00 - 12:00)
August 22 - Child Development Fair (8:00 - 6:00) @ HES
August 30 - District Wide Open House
September 1 - First day of school at GMS
Please click on the name below, for further information on our School Resource Officer (SRO).
Officer Ryan Geenen
Athletic Forms
Game/Meet Schedules
Click here to view the WATCH D.O.G.S. availability calendar.
Click here to take the end of day survey.
Thank you!
The Hortonville Area School District is pleased to annouce the 2016 Child Development Fair is coming soon. This event will be held at Hortonville Elementary School on Monday, August 22 from 8:00am - 6:00pm. Click here for more information.
Hortonville Area School District * 246 North Olk Street * Hortonville, WI 54944 * Phone: 920 779 7900 * Contact Us


text:
108 E Ross St
Clearwater, KS 67026
966 N Perth Rd
Clearwater, KS 67026
The people are wonderful and all about catering to you! I received a facial, massage body wrap and body soak for my bday one...
This place is amazing. They deal in mostly used items from bathroom fixtures, to doors, to gallons of paint, and everything in...
©2016 Cox Search, Inc. All rights reserved. Data provided in part by Localeze and Valpak.


text:
Vi IMproved--Vim and Happy Hacking Keyboard Lite 2
Re: Vi IMproved--Vim and Happy Hacking Keyboard Lite 2
What a screamingly useless review. I'd like some info on the pros and cons of the book.
Yes, I do have a first version HHK. Yes, I'm interested in the second version. But I'd like more of the reviewer's opinions on the Vim book please.
Re: Vi IMproved--Vim and Happy Hacking Keyboard Lite 2
That .vimrc command to map F1 to Esc should be:
that is
imap F1 esc
with angle brackets around the F1 and the esc.
"Typing .vimrc commands in HTML is hard!" -- Web Barbie
Re: Vi IMproved--Vim and Happy Hacking Keyboard Lite 2
Ty this:
imap <F1> <esc>
-- Web Ken
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text:
Aroldis Chapman suspension delivers right messageThirty games is the right fit for all parties.
This is a win.
A win for commissioner Rob Manfred, who issued a 30-game suspension to Yankees reliever Aroldis Chapman in his first act under baseball's new joint domestic-violence policy.
A win for the players' union, which persuaded Chapman to drop his plans to appeal, helping avoid a messy confrontation with the commissioner's office in arbitration.
Finally — and most importantly — it is a win for a sport trying to send the proper message on domestic violence.
Chapman, 28, was accused of choking his girlfriend, but not charged with a crime during an incident Oct. 30 at his home in Davie, Florida. However, he acknowledged that he fired eight gunshots in his garage while his girlfriend hid in the bushes outside, according to the police report.
Manfred said in a statement, "I found Mr. Chapman's acknowledged conduct on that day to be inappropriate under the negotiated policy, particularly his use of a firearm and the impact of that behavior on his partner."
Chapman, in his own statement, said, "I did not in any way harm my girlfriend that evening. However, I should have exercised better judgment with respect to certain actions, and for that I am sorry."
Manfred was in a tricky spot — some question whether it is proper for a professional sports league to punish players who are not prosecuted under the law. The policy, though, permits the commissioner to impose discipline even if a player is not charged, with no maximum or minimum penalty.
The question for Manfred, then, was how far to go.
A suspension of, say 15 games, would have appeared too lenient. A suspension of, say 60 games, likely would have been viewed as overreaching, and knocked down by an arbitration panel.
Meanwhile, a suspension of 45 games or more would have prevented Chapman from attaining the service time necessary to become a free agent at the end of the season, effectively rewarding the Yankees by enabling them to keep him for another year.
Chapman, if he had followed through on his pledge to appeal, surely would have faced a longer suspension and jeopardized his free agency. He could not risk an arbitration panel ruling against him. In the end, he had to back down.
The union said in a statement that it "remains committed to protecting and ensuring the rights granted to players" under the policy. But the fact that Chapman declined to appeal clearly indicates that the union did not believe that the player's rights were violated — or that they were not violated enough for the union to adopt a position that some would have viewed as insensitive.
The NFL looked ham-handed in its handling of the Ray Rice and Greg Hardy cases. It will be a shock if baseball's decision — its first, precedent-setting decision — is viewed in the same way.
Chapman will miss almost 20 percent of the season and forfeit almost $2 million in salary. The Rockies' Jose Reyes, who was arrested for domestic abuse and faces trial in April, is in line for a much harsher penalty.
Baseball sent a message. Baseball got it right.
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- Big deals: Aroldis Chapman traded to Yankees
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- Big deals: Todd Frazier traded to White Sox
- Big deals: Starlin Castro traded to Yankees


text:
Schwab Market Perspective: British Shock—What's Next
Key Points
- Britain shocked the financial community by voting to leave the European Union (EU). Global equity markets plunged as traders searched for perceived safety in the midst of uncertainty. Short-term traders should be prepared for more downside, and the risk of a global recession has risen.
- The U.S. economy is fairly healthy and should manage to stay out of recession territory in the near term, although risks have risen. Long-term investors should stay patient and disciplined.
- The Federal Reserve seems highly unlikely to raise rates in foreseeable future and further economic stimulus cannot be ruled out. Across the pond, the Bank of England has made 250 billion pounds of liquidity available, with more action possible.
Brexit shock
Britain voted to leave the EU on June 23, referred to as "Brexit." We would term this development a market and economic shock. International developed and emerging market (EM) stocks were up through yesterday in June, and over the 90 days leading up to the referendum, suggesting they were not pricing in a Brexit outcome. The initial shock of the unexpected outcome prompted a sharp decline in stock markets around the world and we believe it may take some time for the shock to fully work through the economic, financial, and political systems in the United Kingdom and Europe. With no visible catalyst to halt the slide, the decline in global stocks may continue, as the risk of a global recession increases.
Since the end of the financial-crisis induced global recession in 2009, a series of shocks have helped to keep growth, inflation and stock market performance subdued. The shocks that have taken place in Japan, United States, and Europe may offer us some insight as to the potential duration of the market impact of Brexit.
- After the shock of the devastating earthquake and related nuclear accident in Japan on March 11, 2011, the Nikkei fell 16% during the next two trading days, but fully recovered those losses by July 8—a period of four months. It is worth noting that the lingering recession caused this initial rebound to fade into two back-to-back double-digit declines and rebounds until stocks finally recovered their losses by the end of 2012.
- After the congressional standoff over the U.S. debt ceiling saw the S&P 500 slide 3% on August 1, 2011, members of the House cut a deal to end it the following day, prompting U.S. stocks to have a one day rebound on August 3. But they fell another 12% over the next two months on fears of economic fallout, finally bottoming on October 3. The S&P 500 recouped these losses by the end of October, a period of three months.
- The European debt crisis forced Spain to unveil an austere budget and prompted labor strikes in "too big to bail" Spain from March 27 to March 29, 2012, and effected a shock that drove the STOXX 600 down 3%. It fell another 10% from March 29 to June 4 as the Eurozone slid into a recession. By the end of July stocks had recovered their losses, a period of three months.
First Day Decline
Full Decline
Time to Recover Losses
Japan earthquake 3/11/11
4 months
U.S. debt ceiling debacle 8/1/11
3 months
European debt crisis 3/27/12
3 months
Source: Charles Schwab, Bloomberg data as of 6/23/2016. Past performance is no guarantee of future results.
Although the Brexit is not a perfect parallel with any of the above shocks, the delayed recognition of widening impacts from shock events could prompt a further slide in the stock markets after the initial reaction, as we have seen in the past.
While past performance is no guarantee of future results, it is important for long-term investors to note that in each of these instances stocks rebounded to their pre-shock level in three-to-four months, even when a recession took place.
The widening impacts of Brexit may include:
- Other countries calling for their own referendums on EU membership. This could put the European Central Bank (ECB) in a difficult position to continue its quantitative easing (QE) program of buying the bonds of countries that may chose to leave the Eurozone. It's not hard to see France's Marine Le Pen taking the same path as Britain's, should she win the election in less than a year from now. A "Frexit" could be even bigger than Brexit in its impact on markets with an ECB that may be unable to effectively intervene.
- With U.K. Prime Minister Cameron stepping down, a battle may begin among those who want to replace him, with each candidate arguing they will be most aggressive in negotiations with the EU. In response, EU leaders in Brussels will make it clear they intend to be tough on the U.K., to make them an example. As the rhetoric heats up, the markets may become increasingly pessimistic regarding a trade deal that isn't mutually damaging. Negotiations could drag out for years.
- As investors seek safe havens, the rise in the U.S. dollar (if sustained) will likely contribute to declines in commodity prices. This may renew cuts to earnings estimates and prompt an eventual devaluation of the Chinese yuan versus the U.S. dollar. These factors, combined with slower export growth to Europe (China's biggest customer), may renew economic hard landing concerns for China. In addition, a rise in the dollar adds pressure on EM stocks due to concerns about dollar-denominated debts and tighter financial conditions.
- A return to recession in Europe as fears of a breakup begin to slowly impact capital investment, hiring, and consumption.
Signs to watch for that may indicate the impact of the Brexit shock:
- Economic: If the Bank of England (BoE) and ECB stabilize financial conditions, and the U.K. and Eurozone economies capitalize on the weakness in their currencies to ease the slowdown/recession, the economic data may be near an inflection point.
- Political: When the surge in political upheaval in Europe catalyzed by Brexit settles down. Events to watch include referendum announcements in other countries and the results of the vote on a new government in Spain over the weekend, along with an Italian constitutional reform referendum in October, and the polling on the upcoming 2017 French and German elections.
- Currency: When we see an end to the flight-to-quality in the U.S. dollar and yen. The yen has been the best-performing currency recently during periods of heightened uncertainty. The lack of action from the Bank of Japan (BoJ) at the June policy meeting is allowing yen appreciation pressure to continue to build. While the yen's move higher is negative for Japanese stocks—which have been in inverse lock step with the yen for five years now—an end to the rise in the yen may signal the worst is over.
Short-term focused traders should be prepared for further stock market declines over the next three-to-six months, similar to past shocks. We continue to believe volatility will remain a major characteristic of markets in 2016. However, longer-term investors may want to maintain their diversified asset allocations intended to weather volatility on the way to longer-term goals.
Back in the United States
We remain neutral on U.S. equities and believe that the market will ultimately recover, but near-term uncertainty will likely contribute to more volatility and the possibility of additional sharp pullbacks. However, with recession odds still fairly low—although higher than they were a week ago—we still don't envision a prolonged bear market.
The great unknown
Bumpy…but not bearish
The U.S. economy is hanging in there. However, should the impact from the British vote become harsher than currently expected, we may be forced to downgrade our longer-term view of both the U.S. economy and equities.
The weak May jobs report concerned investors (and the Fed), but other employment-related data released since then—like unemployment claims as seen below—support the idea that it may have been an outlier, not the beginning of a significant deterioration in job growth. We do believe that job growth is naturally slowing given the maturity of the economic expansion and the fact that there are fewer available and/or appropriately skilled workers.
Source: FactSet, U.S. Dept. of Labor. As of June 22, 2016.
The apparent tightening of the labor market, with the standard measure of unemployment now at 4.7%, is helping to boost wages. This is bolstering the U.S. consumer as the strong April retail sales report was followed by another solid report for May. Additionally, the housing market appears to be strengthening as elevated rental costs, aging Millennials, improved consumer confidence, and exceptionally low mortgage rates move more folks into home purchases.
Source: FactSet, Federal Reserve Bank of Atlanta. As of June 22, 2016.
Source: FactSet, US Census Bureau. As of June 22, 2016.
Source: FactSet, Mortgage Bankers Association. As of June 22, 2016.
The corporate side of the U.S. private sector continues to struggle to gain momentum, and manufacturing continues to flirt with contraction. The uncertainty associated with Brexit has caused the U.S. dollar to surge again and could exacerbate the manufacturing sector's problems at least in the short-term. Although a couple of regional manufacturing surveys inched back into expansion territory, according to the Federal Reserve industrial production fell again in May by 0.4%, while capacity utilization moved lower to 74.9 from 75.4—more than five percentage points below its longer-term average. And the continued extreme interest rate environment seems to us to be influencing corporate decision making—although likely not in the way policy makers were hoping. Stock buybacks and increased dividend payments seems to be the choice of many companies, while they remain reluctant to invest substantially in equipment and material that has longer-term potential benefits.
Fed stands ready to help
The Fed is unlikely to raise rates in the foreseeable future, and could look to add some sort of support to the economy or financial institutions if needed. Global central bankers are meeting today in a previously-schedule meeting in Basel, Switzerland. They are likely to discuss, synchronize and possibly announce short-term actions to address global financial market stresses and we will keep investors informed.
So what?
The next several weeks could be a tumultuous time in global markets, and investors need to keep a longer-term view in mind. Global stock markets have tended to ultimately rebound from other sharp declines—often fairly quickly. It can be tough to get back on track once things reverse, so we recommend investors use volatility to tactically keep allocations in line with their long-term strategic targets.
Important Disclosures
International investments are subject to additional risks such as currency fluctuations, political instability and the potential for illiquid markets. Investing in emerging markets can accentuate these risks.
The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.
All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.
Rebalancing may cause investors to incur transaction costs and, when rebalancing a non-retirement account, taxable events may be created that may affect your tax liability. Rebalancing a portfolio cannot assure a profit or protect against a loss in any given market environment.
Diversification strategies do not ensure a profit and cannot protect against losses in a declining market.
Past performance is no guarantee of future results. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.
Mortgage Bankers Association (MBA) Mortgage Applications Survey is a comprehensive analysis of mortgage application activity compiled by the Mortgage Bankers Association of America.
The MSCI World Index is a stock market index of 1,642[1] 'world' stocks. It is maintained by MSCI Inc., formerly Morgan Stanley Capital International, and is used as a common benchmark for 'world' or 'global' stock funds. The index includes a collection of stocks of all the developed markets in the world, as defined by MSCI. The index includes securities from 23 countries.
The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.


text:
R.U.S.E. - Deciphering
Intercepting enemy communications can give you a huge advantage, allowing you to ambush and neutralise units before they come into contention.
Comments (1)
PS4 Neo: Everything we know What's different in Sony's mid-generation 4K upgrade.
Skyrim remastered: Everything we know From visual upgrades to console mods.
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With Half a Million Ballots Left to Count, Likelihood of Sanders Win in California Dims
We Live in an Age of Disintegration
Debt Deflation -- the Economic Concept That Proves Market Optimists Wrong
Ron Kovic Questions Hillary Clinton and Donald Trump's 'Need to Go to War'
Our Skewed Politics on Gun Ownership Are a Deadly Joke
By Marc Cooper
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Germany, as we all know, is a problem—especially a disproportionately powerful and united Germany. (Update)
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text:
Team held in Ukraine speaks
Guards look on as observers insist they're not spies
SLOVYANSK, Ukraine – Pro-Russian militants in camouflage fatigues and black balaclavas paraded captive European military observers before the media on Sunday, hours after three captured Ukrainian security guards were shown bloodied, blindfolded and stripped of their trousers and shoes, their arms bound with packing tape.
The provocative displays came as the increasingly ruthless pro-Russian insurgency in the east turns to kidnapping as an ominous new tactic.
Dozens of people are being held hostage, including journalists and pro-Ukraine activists, in makeshift jails in Slovyansk, the heart of the separatists' territory, as the pro-Russian insurgents strengthen their control in defiance of the interim government in Kiev and its Western supporters.
Speaking in deliberate and clipped phrases, Col. Axel Schneider of Germany, speaking on behalf of the observers, insisted they were not NATO spies, as claimed by the insurgents, but a military observation mission operating under the auspices of the Organization of Security and Cooperation in Europe.
"We are not fighters, we are diplomats in uniform," he said, noting that his unarmed team included an officer from Sweden, which is not a NATO member.
The observers appeared nervous as they were escorted by the masked armed men into the Slovyansk city hall for the news conference.
Referring to himself and his team as "guests" under the "protection" of the city's self-proclaimed mayor, Schneider said they were being treated as well as possible under the circumstances.
"The mayor of this city granted us his protection and he regarded us as his guests," Schneider told journalists. "I can tell you that the word of the mayor is a word of honor. We have not been touched."
Schneider said his group, which was detained by pro-Russian militiamen outside Slovyansk on Friday, was initially kept in a basement before being moved Saturday.
"Since yesterday, we have been in a more comfortable room, which has been equipped with heating. We have daylight and an air conditioning unit," he said, "All our officers, including the interpreters, are healthy and well."
The spectacle of accredited diplomats being presented to the media as what Slovyansk's insurgency-appointed mayor, Vyacheslav Ponomarev, has described as "bargaining chips" provoked disgust in European capitals.
German Foreign Minister Frank-Walter Steinmeier condemned it as "revolting" and a violation of the men's dignity. Four members of the team are German.
One of the observers, Swedish officer Maj. Thomas Johansson, was released later in the day "on humanitarian grounds as he has a mild form of diabetes," said Stella Khorosheva, a spokeswoman for the Slovyansk mayor. The officer got into a car with OSCE representatives outside city hall and drove off with them.
Schneider, who was speaking before the Swede was freed, said he had no information about when they would be released and that this was a matter for diplomats of their countries. The group also includes officers from Poland, Denmark and the Czech Republic.
The German colonel said he understood that the Slovyansk mayor could use the observers as a bargaining chip.
"It's logical in the eyes of Mayor Ponomarev that he can use us to present his positions," Schneider said.
Ponomarev said Saturday the European observers could be released in exchange for jailed pro-Russia activists.
Overnight Saturday, the insurgents captured three Ukrainian security guards, who were shown to Russian journalists in the security service headquarters in Slovyansk. Barely conscious and showing signs of sustained beating, they sat with their heads bowed.
In footage obtained by the Associated Press, Russian reporters could be heard haranguing the officers, who were able to reply only in faintly audible monosyllables.
Igor Strelkov, who has been identified as the commander of the armed insurgents, said the three Ukrainian officers were on a mission to seize leaders of the pro-Russia force when they were captured.
Ukraine's Security Service confirmed that its officers had been seized by armed men and said they were on a mission to detain a Russian citizen suspected in the killing of a Ukrainian parliament member.
Also on Sunday, several hundred pro-Russia activists stormed the television broadcasting center in Donetsk, the regional capital of eastern Ukraine, to demand that Russian state channels be put back on the air. The Kiev government last month blocked broadcast of the Russian channels, which serve as propaganda tools for the Kremlin.
The crowd included several dozen men wearing camouflage fatigues and face masks, the standard uniform of the pro-Russia forces that have seized government buildings in at least 10 cities in eastern Ukraine.
The Ukrainian government and the West have accused Russia of using covert forces to encourage the unrest in eastern Ukraine, and Strelkov has been identified as a Russian security services operative by Ukraine's government.
The U.S. and other nations in the Group of Seven have announced plans to impose additional economic sanctions on Russia in response to its actions in Ukraine. The European Union also is planning more sanctions, with ambassadors from the bloc's 28 members to meet today in Brussels to add to the list of Russian officials who have been hit by asset freezes and travel bans.
New penalties expected this week against Moscow for its actions against Ukraine will include high technology exports to the Russian defense industry and the companies controlled by those closest to President Vladimir Putin, a White House aide said Sunday.
Huckleberries getting an early start
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sponsored Jargon is confusing, by definition. And the financial world has its own set of cryptic words.


text:
How cute is Samson?
His current rating is 3.76 out of 5 with 17 vote(s).
Cobalt's Other Pets
All about Samson
Pet Tip
Kids that Want a Dog- Pet tip 185
This scenario gets played out time and time again throughout households in North America and the rest of the world. One or more of the kids want a puppy or a dog and parents have mixed emotions about the whole …
- Owner:
- Cobalt Boy
- City:
- Salem
- Province, Country:
- Not Provided
- Type/Breed:
- Terrier Mix
- Date of Birth:
- 03-15-2002
- Sex:
- Male
- Height:
- 42
- Weight:
- 40
- Coat Colour:
- Black/Brown
- Eye Colour:
- Brown
My name is Samson but my friends call me Sam. I live with Fruit the Cat and also Bill and Lonnie. Humans aren't so bad, but the cat tries to be top dog all the time, but that spot is already taken in this house. We just lost Sissy and we are all sad, but I will take care of my owners and help them get through it. I hear we may be getting another dog, but it will never be as good as Sissy was. She was my constant companion. I will miss playing tug of war with her. She is with Jesus now. I hope you love your dogs and cats as much as I am loved. Sorry if I made any typos, but I am just a dog after all. :)