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Boating Safety Patrols Increased This Weekend for "Operation Dry Water"Tuesday, June 21, 2016 | View PDF
This weekend, many law enforcement agencies across the nation and in California will be out in force on waterways looking for drunken boat operators. This heightened vigilance, known as Operation Dry Water, is part of a national effort to change the cultural acceptance of drinking and boating, and raise awareness that boaters can have safe and fun recreational boating experiences without the use of alcohol and/or drugs. California will also emphasize the dangers that drunken passengers face.
Hearst Castle Launches Reimagined Mobile AppFriday, June 17, 2016 | View PDF
Launching today on the Apple App Store is Hearst Castle's completely reimagined mobile app. The groundbreaking app features a breathtaking 3D map of the estate, support for iPads, and new content from Hearst Castle's State Historian, Victoria Kastner.
Malakoff Diggins SHP Celebrates 50 yearsMonday, June 06, 2016 | View PDF
Malakoff Diggins State Historic Park, site of the California's largest hydraulic mine, celebrates its 50th anniversary as a state park on Saturday, June 11. The anniversary will be celebrated during Humbug Days, an annual living history day commemorating the park's historic gold rush past.
State Indian Museum Presents 39th Annual "Gathering of Honored Elders" Event this SaturdayThursday, June 02, 2016 | View PDF
California State Parks is proud to honor and celebrate California's Native Elders 39th Annual "Gathering of Honored Elders" this Saturday, June 4 at the State Indian Museum, from 10 a.m. to 3 p.m. The museum is located on 2618 K Street in Sacramento.
California State Parks Eliminates Wood Fires in a Number of San Diego Area BeachesWednesday, June 01, 2016 | View PDF
Effective immediately, all wood burning fires are prohibited in four San Diego region state beaches where established fire rings are not provided. The new policy is intended to prevent injuries to visitors and reduce beach debris.
California State Parks Announces Recommendations for $8.8M in Local ProjectsThursday, May 26, 2016 | View PDF
California State Parks announced today recommendations to the National Park Service for $8.8M in funding for 17 local park projects under the Land and Water Conservation Fund Program (LWCF). Grant funding is made available if the National Park Service approves the recommended projects.
PG&E and Division of Boating and Waterways Warn of Higher, Colder FlowsMonday, May 23, 2016 | View PDF
SACRAMENTO, Calif.— With more snow melt this year than in recent years, California State Parks Division of Boating and Waterways (DBW) and Pacific Gas and Electric Company (PG&E) are warning water enthusiasts to be aware of colder and higher river and stream flows, and to take precautions when in or near water.
California State Parks Provides Free Memorial Day Admission for Veterans, Active and Reserve Military PersonnelFriday, May 20, 2016 | View PDF
California State Parks invites veterans, active and reserve military personnel to spend this year's Memorial Day at one of 142 participating state parks offering free admission.
Improved Boating Conditions in California Renews Importance of Life Jacket Use this SeasonThursday, May 19, 2016 | View PDF
As the 2016 California boating season begins with improved water conditions across the state, it is more important than ever to wear a life jacket.
Rangers Remove Illegal Marijuana Grow in Humboldt Redwoods State ParkWednesday, May 11, 2016 | View PDF
California State Park Rangers, assisted by multiple agencies, raided an illegal marijuana grow in Humboldt Redwoods State Park removing marijuana seedling plants, an assault rifle and toxic chemicals Monday, May 9, 2016.
California's Recreational Boaters Encouraged to Practice Clean Boating Habits All Year-LongFriday, April 22, 2016 | View PDF
California's Boating Clean and Green Program would like to offer boaters Earth-friendly ways to celebrate Earth Day — and every day. Practice these habits to protect the environment throughout the year and California will have healthy waterways all year long!
California State Park and Recreation Commission Considers Recreational Improvements at Colusa-Sacramento River State Recreation AreaThursday, April 21, 2016 | View PDF
California State Park and Recreation Commission (Commission) will be holding a public meeting to discuss the future of Colusa-Sacramento River State Recreation Area .
California State Historical Resources Commission to Consider Eleven Properties for ActionWednesday, April 13, 2016 | View PDF
The California State Historical Resources Commission (Commission) will consider eleven nominations for federal historic designation Monday, April 18 at 1 p.m.
American River Parkway Trail Repair Work Scheduled to Take Place at Folsom Lake State Recreation AreaFriday, April 08, 2016 | View PDF
Repairs to the American River Bike Trail will require temporary detours between the Negro Bar and Beals Point Bar park units in the Folsom Lake State Recreation Area beginning Monday April 11.
Nominations for Governor's 2016 Historic Preservation Awards Accepted NowWednesday, March 30, 2016 | View PDF
Nominations are now being accepted for the 2016 Governor's Historic Preservation Awards. The deadline for the receipt of nominations by the California Office of Historic Preservation (OHP) is May 11, 2016. The awards will be presented in November 2016 in Sacramento.
Boat Launch Facility Reopens at Salton Sea State Recreation AreaFriday, March 25, 2016 | View PDF
Today at the Salton Sea State Recreation Area (Salton Sea), California State Parks and its partners reopened Varner Harbor and Launch Ramp.
State Parks Announces Deadline for the Outdoor Recreation Legacy Partnership ProgramFriday, March 18, 2016 | View PDF
California State Parks today announced the application deadline for the $15 million nationwide Land and Water Conservation Fund's Outdoor Recreation Legacy Partnership Program (ORLP) – Friday, Apr. 15, 2016.
Lake Oroville SRA – Water Levels, Visitation, And Recreation Returning to NormalThursday, March 17, 2016 | View PDF
Due to increased precipitation from welcome winter storms, Lake Oroville water levels are up more than 190 feet since the December low point, and most of the launch ramps at the lake are now open. Visitation continues to grow as recreational opportunities are returning to pre-drought levels for all forms of boating.
Weather Fluctuations Create Outdoor Recreation Opportunities and HazardsWednesday, March 16, 2016 | View PDF
Recent warmer weather, coupled with heavy rain and snow, has created a recreation paradise for visitors to California's outdoors. While this is a great time to enjoy our state's natural beauty, it is imperative to take proper precautions and be aware of potential dangers. Below you will find some basic safety tips from California State Parks to help ensure a safe outdoor adventure:
State Parks Announces Application Deadline for the California Youth Soccer and Recreation Development ProgramWednesday, March 09, 2016 | View PDF
SACRAMENTO, Calif. – California State Parks is providing approximately $16 million for new outdoor recreation opportunities in heavily populated, low-income urban areas with high youth crime and unemployment rate. Local agencies, recreation districts, school districts and community-based organizations are encouraged to apply. The application due date is Tuesday, Nov. 1, 2016.
DBW Begins Herbicide Treatment in the Delta for Water Hyacinth and Egeria densaTuesday, March 08, 2016 | View PDF
Sacramento, Calif. -- California State Parks Division of Boating and Waterways (DBW) will begin herbicide treatment of water hyacinth and Egeria densa this Thursday, March 10, in various areas of the Sacramento-San Joaquin Delta (Delta). DBW will simultaneously be treating curly-leaf pondweed and Spongeplant, and using mechanical harvesting to control water hyacinth infested areas as needed.
Celebrating Women's History Month at Asilomar State Beach and Conference GroundsMonday, February 29, 2016 | View PDF
Asilomar State Beach and Conference Grounds (Asilomar) will present "A Legacy in the Arts" - the story of Carmel artist Jane Gallatin Powers and her legacy to great-great-granddaughter, Big Sur artist, Erin Lee Gafill.
State Offers Opportunities for the Public and Boating Facility Operators to Help Keep California's Waterways Clean and GreenFriday, February 19, 2016 | View PDF
California's Boating Clean and Green Program and its partners are offering volunteer opportunities, workshops and seminars on ways to help keep California's waterways clean. Motivated individuals with an ability and willingness to learn and convey important environmental messages are encouraged to participate. Registration is required to take part in these free events.
Tule Elk State Natural Reserve to Reopen to the PublicWednesday, February 17, 2016 | View PDF
California State Parks will reopen Tule Elk State Natural Reserve to the public on Mar. 1, 2016. The natural reserve was closed on Sept. 1, 2015 for a major renovation of the day use area. All interpretive and school programs will also resume on March 1.
American River Parkway Trail Repair Work to Take Place at Folsom Lake State Recreation AreaTuesday, February 09, 2016 | View PDF
Users of the American River Bike Trail should be prepared for detours between the Mountain Oak Court Underpass and Negro Bar park unit in the Folsom Lake State Recreation Area beginning Monday February 15, 2016.
California State Historical Resources Commission Considers 18 Properties for Federal Historic DesignationTuesday, January 26, 2016 | View PDF
The California State Historical Resources Commission (Commission) will consider 18 nominations for federal historic designation this Friday, January 29.
5 MPH Vessel Speed Limit at Folsom Lake LiftedMonday, January 25, 2016 | View PDF
State Park officials at Folsom Lake State Recreation Area have announced the lifting of the 5 mile per hour speed limit restriction for all vessels at the lake.
California State Parks Division of Boating and Waterways Beach Erosion and Restoration Grants AvailableThursday, December 24, 2015 | View PDF
The California State Parks Division of Boating and Waterways (DBW) is accepting grant applications for beach erosion control projects and beach restoration projects. The deadline to submit applications for the fiscal year 2017/18 state budget is Monday February 1, 2016.
Calaveras Big Trees State Park Receives Sierra Nevada Conservancy Prop. 1 GrantTuesday, December 22, 2015 | View PDF
The Sierra Nevada Conservancy, a state agency, awarded a $500,000 Proposition 1 Water Bond grant to fund the "Big Tree Creek Watershed Forest Restoration" project located at Calaveras Big Trees State Park.
California State Parks Begins New Year With First Day HikesMonday, December 21, 2015 | View PDF
This New Year's Day 2016, California State Parks will kick-off the 4th Annual First Day Hikes, planned at more than 40 parks across the state.
State Parks Announces Recommendations for $8.4 Million in Local ProjectsTuesday, December 08, 2015 | View PDF
Today, California State Parks Director, Lisa Ann L. Mangat announced competitive project recommendations for $8.4 million in funding for nine local non-motorized trail projects under the Federal Highway Administration's (FHWA) Recreational Trails Program (RTP).
California State Parks and California Tahoe Conservancy to Host Meeting on Land TransferFriday, December 04, 2015 | View PDF
Land transfer affects parcels adjacent to Washoe Meadows State Park and Lake Valley State Recreation Area
Free Day-Use Admission to 49 State Parks on FridayTuesday, November 24, 2015 | View PDF
Last week the Save the Redwoods League (League) announced free admission to 49 redwood state parks on Friday, November 27.
El Niño Potential Impacts on Point Lobos State Natural ReserveTuesday, November 24, 2015 | View PDF
California State Parks (State Parks) advises visitors that it may close Point Lobos State Natural Reserve (Reserve) during and after storms in the coming months.
2015 Governor's Historic Preservation Awards AnnouncedThursday, November 19, 2015 | View PDF
The Office of Historic Preservation announced the recipients of the 2015 Governor's Historic Preservation Awards at a ceremony today, Nov.19, 2015 in Sacramento. This year, eleven projects statewide were awarded for their exemplary work in preserving California's richly diverse heritage.
Coloma's Historic Holiday Houses 2015Monday, November 16, 2015 | View PDF
The public is invited to experience an old-fashioned Christmas at Marshall Gold Discovery State Historic Park.
California State Parks Specialized License Plate Now AvailableTuesday, November 10, 2015 | View PDF
Today at Sutter's Fort State Historic Park, California State Parks (State Parks) unveiled its specialized vehicle license plate "ParksPLATE".
New "Holiday Twilight Tours" at Hearst CastleWednesday, November 04, 2015 | View PDF
The new "Holiday Twilight Tours" invite the public to experience Hearst Castle dressed in holiday splendor.
California State Parks Offers Free Admission to Veterans and Military Personnel on Veterans DayTuesday, November 03, 2015 | View PDF
California State Parks honors the service of veterans, as well as active and reserve personnel, by offering free admission at 143 participating state parks on Veteran's Day, November 11.
Get Involved in Planning the Future of Auburn State Recreation AreaMonday, November 02, 2015 | View PDF
California State Parks and the Bureau of Reclamation are planning the future of Auburn State Recreation Area (ASRA), and we need your help.
Monterey State Historic Park Celebrates 31st Christmas in the AdobesFriday, October 30, 2015 | View PDF
Monterey's unique historic adobes will be decorated for the holidays and softly lit with traditional luminarias for the "Christmas in the Adobes" at Monterey State Historic Park December 11-12, 2015.
Valero to Help Hang Holiday Lights at Benicia Capitol State Historic ParkThursday, October 29, 2015 | View PDF
With an assist from Valero Energy, the historic Benicia Capitol State Historic Park will be lit with holiday lights. On Nov. 5, 2015, with the help of Valero firefighters and their ladder truck, the Benicia Capitol façade and columns will be ringed with dazzling lights.
Celebrating Rachel Carson at Asilomar State BeachThursday, October 29, 2015 | View PDF
California State Parks invites the public to tour Asilomar State Beach and Conference Grounds in memory of Rachel Carson, an early catalyst of the environmental movement.
More to Explore at Hearst Castle Tours Extended to Better Serve VisitorsWednesday, October 28, 2015 | View PDF
Hearst Castle's most popular tours - Grand Rooms, Upstairs Suites, and Cottages and Kitchens tours willall be enhanced with 20 additional minutes of guided tour time beginning Nov. 2, 2015
California State Parks Seeks Public Comment On California Youth Soccer Recreation and Development ProgramWednesday, October 28, 2015 | View PDF
California State Park's Office of Grants and Local Services is preparing guidelines to award up to $16 million in competitive grants through the California Youth Soccer Recreation and Development Program.
California State Historical Resources Commission To Consider Eight Properties for ActionTuesday, October 27, 2015 | View PDF
The California State Historical Resources Commission will consider seven nominations for federal historic designation, and one nomination for state historic designation this Friday October 30, 2015. Nominations and photographs of properties under consideration are available at http://ohp.parks.ca.gov/?page_id=24368.
California State Parks Announces Third Series of Google Maps Street View ToursThursday, October 22, 2015 | View PDF
California State Parks and Google Maps are proud to announce the third installment of panoramic Street View imagery collected by Trekker cameras in state parks.
Millerton Point in Tomales Bay State Park Closing During Restoration ProjectWednesday, October 21, 2015 | View PDF
Millerton Point at Tomales Bay State Park will be closing Nov. 1-18, 2015 for a restoration project to improve native habitat.
Columbia Announces Annual Lamplight Tour "The Thing That Saved Columbia"Thursday, October 15, 2015 | View PDF
Columbia State Historic Park and Friends of Columbia are proud to present this year's Lamplight Tour, "The Thing That Saved Columbia".
Parks Leaders Herald New Laws to Strengthen Partnerships, Leverage ResourcesTuesday, October 13, 2015 | View PDF
Today at Baldwin Hills Scenic Overlook, California State Parks (State Parks) Director Lisa Mangat,Senator Fran Pavley (D-Agoura Hills), Assemblymember Marc Levine (D-San Rafael) and a number of partners heralded the enactment of two new laws that will help strengthen the state parks system.


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Mast is a retired self directed investor. Relatively new to world of self directed portfolio. Mast worked for a Fortune 10 Company for 30+ year. The goal is to manage her and husband portfolio effectively so that they can live of the dividend income. Actively investing as a self directed investor since 2008. Mistakes has been made along the way, but did not experience a lost just did not optimized the Portfolio. Strategy Growth & Income. There are two Portfolio. Husband's portfolio consist of low-beta dividend-growth stocks found in the Consumer Staples, Healthcare, Utilities, and Telecom sectors sprinkle with a few REITs. Mast portfolio consist of Dividend income growth stock along with higher beta stocks. However, the two portfolio are looked at holistically to ensure
Wall Street Breakfast, Seeking Alpha's flagship daily business news summary, is a one-page summary that gives you a rapid overview of the day's key financial news. It's designed for easy readability on the site or by email (including on mobile devices), and is published before 7:00 AM ET every market day.
Wall Street Breakfast readership of over 900,000 includes many from the investment-banking and fund-management industries.
Sign up here to receive the Wall Street Breakfast in your inbox every business day: http://seekingalpha.com/account/email_preferences
Benjamin is the founder of ModernGraham.com, a website devoted to the study and modernization of the teachings of Benjamin Graham. Benjamin graduated cum laude with a J.D. and Certificate in Taxation from DePaul University College of Law, and a B.S. in Finance (Honors) from DePaul University College of Commerce.
Articles posted on Seeking Alpha are a sample of the articles posted on ModernGraham.com. Please visit the website for more ModernGraham content.
Retired Financial Analyst with an investment plan derived from Charles D. Ellis' book "Winning The Loser's Game". My "Winning Formula" is to invest in a worldwide capitalization-weighted index ETF such as Ticker:VT, or a similarly weighted subgroup of ETF's from Vanguard (VTI,VEA,VWO) or Schwab (SCHB, SCHF, SCHE) to lower the weighted average fee. Then fund my retirement spending by withdrawing the percentage of the portfolio as required by the IRS Rule-72(t) for early retirees using the "Required Minimum Distribution Method" as explained here: https://www.irs.gov/pub/irs-drop/rr-02-62.pdf
I am an individual investor with 30 years of experience. Along with my trading experience I have a BS Bus, BS CMIS, MBA, passed CPA exam and leadership experience at 3 different Fortune 500 companies. I have also purchased, financed, built up and sold a small business.
I tend to follow about 50 companies across all industries and consider "Risk Management" to be my greatest strength. Through a combination of risk management and trading I was able to avoid and prosper from the recession.
My expectation is to beat the S&P 500 return and take less risk. I have accomplished that for several years in a row.
I'm retired and at 64, enjoy investing and have managed to build and maintain a successful portfolio which meets my income needs.
Having been in the markets about 30 years, I've tried a number of forms of participation the markets offer from simply buying mutual funds to day trading, going long, short, buying and selling options and a brief period of commodities trading.
Having done all these things, I'm pretty comfortable with my methods which now center around DGI as well as simple and buy low/sell high stock strategies sometimes boosting yield with covered call writing.
Michael Baglio, (anagrammatically, "HiloBeMagical"), is the founder of The ACIEM Foundation- providing Assistance to Children with Inborn Errors of Metabolism.
The ACIEM Foundation serves children with genetic errors whose life-saving treatments are under-covered by insurance and government assistance programs. We provide financial assistance to these families in need, so that each child affected with disorders of metabolism may have the specialized foods, formulas, and dietary supplements necessary for the best chance possible for normal development.
Since disorders of metabolism commonly last a lifetime, our mission is long-term in nature. Once the ACIEM Foundation commits to helping a child in need, we will do so for as long as the child needs us.
"We help the forgotten children."
Sorry I hide my true identity but I'm a physicist/engineer, native contrarian and idea generator. I am an eclectic dividend investor with motto "In God We Trust, All Others Pay Cash" applied to companies I invest in.
I like to read /and read a lot - did you look on my SA photo 8-)? / including popular and academic investment books and papers. After 200+ books I concluded that many (but not all) finance academics failed to delivery a good science because they usually are more concerned about match between their models and limited (in time and place) data-sets than about underlying assumptions of their models. On another hand, finance practitioners such as fund managers have different goals than I (for example, they want to outperform or replicate market each single year while my goal is to have smooth income from my investment and I don't worry to underperform in a bull market) and to some extend more limited in their choices than I (for example, with micro- and nano-cap stocks). It gives a chance for me as amateur investor to compete successfully with professionals in niche strategies such as dividend investment (see http://seekingalpha.com/instablog/725729-sds-seductive-dividend-stocks/266502-why-i-m-a-dividend-zealot-jan-31-2012).
My real portfolio consists of more than 100 dividend growth (DG) and high yield (HY) high quality stocks of USA and foreign companies with good history of dividend payments. I cherry-picked these stocks from the end of XX century in accordance with my ideas on diversification for income-equity investors ( http://seekingalpha.com/instablog/725729-sds-seductive-dividend-stocks/4183595-an-estimation-of-dividend-growth-portfolio-size). I also maintain artificial so-called "poor"folio of dividend stocks I use for self-education about market.
I understand that DGI is mostly trust in company's Board of Directors consistency and that HYI is mostly disagreement with market sentiment but both styles fit my goals and mentality,
My investor edges are
i) critical scientific approach (used in natural science rather than in liberal sciences) to finance academics ideas and strong selection between useful and worthless findings;
ii) quite predictable proprietary model of dividend reductions forecast in near future (couple years) that I have delivered from mix of hardware engineering ideas and physics concepts with finance data and behavior signals that allows me to sell stocks before such unpleasant event, and that I continue to polish;
iii) independence in time frames and market exposures forbidden for many finance practitioners;
iv) analyses of companies that are too small for institutional investors.
I have couple excellent ideas in dividend investing I'd like to capitalize, so serious requests are welcome.
I rather put my thoughts and ideas in SA Instablog and comments than in articles (I'm pretty busy/lazy/English-incompetent to perfect an article) but in all cases all standard disclaimers are applied. One of good things I have learned in Intel, that decision should be data driven. So I try to supply my ideas and thoughts with most relevant data. I love old Russian writer and dramatist Anton Chekhov principle "Brevity is the sister of talent" and think it is even more important nowadays with ocean of information in front of any investor. So, I try to follow this principle in my SA instablog and comments but please remember that "If I have more time, I would have written shorter".
Being a scientific journals referee I have a bad habit to find few weak points in almost any manuscript, so I probably too critical in some comments but I hope the article authors excuse me. I prefer communicate via SA email rather than inside comments (I usually turn off "Track new comments on this article" feature SA has). So send me a SA email if you have a question or would like to discuss my point of view.
Retired at age 60. Living off pensions, social security and dividends.
I am a Civil Engineer, who is married with two young kids. In 2013 I took a more active role in managing my IRA for retirement and decided to publicly share my experiences in building the portfolio as an example for the dividend growth investing strategy.
My interest in investing mostly began in 2005 when I started up an investment club with a few friends from college and has accelerated as I've been reading and learning along the way. Since then, investing and the stock market has become a passion and favorite hobby and I've enjoyed writing about stocks and sharing ideas I have here on Seeking Alpha.
My investing goals are to build a nest egg for retirement and fund college education accounts for my kids. I invest mainly in dividend paying stocks that have shown a history of consistent growth in earnings and dividend payouts.
I am a medical professional, but I have been studying investing for many years so that I can control my own portfolio. DGI seems to be the best way for me to invest for my retirement while being able to sleep at night.
I have also been successfully trading cash secured puts for extra income. I share my experience on my websites, Tradingcsps.com and my blog Tradingputs.com.
Amateur investor, fell into managing my own retirement portfolio after dissatisfaction with the repeated rebranding of my investment brokerage in the consolidation of the investment banking industry and stagnant investment performance. I ran the list on sources of advice, have taken to listening to selected voices in SA and a few proprietary sources of investment data.
Out of necessity and desperation, a new hobby has grown, but with the underlying compulsion to secure a safe retirement.
I have settled on a dividend growth strategy in a broad sense, as a means to focus my attention on companies who have a track record of growth in both revenue and payment to owners, as well as to assist me in assessing value at purchase.
Brad Thomas is a research analyst and he currently writes weekly for Forbes and Seeking Alpha where he maintains research on many publicly-listed REITs. In addition, Thomas is the Senior Analyst at iREIT Forbes and Editor of the Forbes Real Estate Investor, a monthly subscription-based newsletter.
Thomas has also been featured in Forbes Magazine, Kiplinger's, US News & World Report, Money, NPR, Institutional Investor, GlobeStreet, and Fox Business. He was the #1 contributing analyst on Seeking Alpha in 2014 (as ranked by TipRanks) and he is currently writing a book on the legendary investor Donald Trump.
Thomas has co-authored a book (The Intelligent REIT Investor) that is available on Amazon.
Thomas received a Bachelor of Science degree in Business/Economics from Presbyterian College where he played basketball. He resides in South Carolina with his wife and kids.
First, the good stuff. Here's my portfolio ...
Consumer Discretionary: MCD, NKE, SBUX, TGT
Consumer Staples: COST, GIS, KHC, KO, MO, PEP, PG, PM, WBA
Energy: CVX, KMI, XOM
Financial: MAIN
Health: ABBV, AMGN, GILD, JNJ, MCK
Industrial: BA, DE, EMR, LMT, MMM
Materials: BBL
REITs: HCN, NNN, O, OHI, VTR
Technology: AAPL, MSFT, QCOM
Telecom: BCE, T, TU, VZ
Utilities: AVA, D, SCG, SO, WEC
ALSO: small stakes in 23 additional companies held in the Dividend Growth 50 portfolio (http://seekingalpha.com/article/2764265-its-new-its-nifty-its-the-dividend-growth-50): ADP, AFL, BAX, BDX, BXLT, CAT, CL, CLX, COP, GE, GPC, HCP, HSY, IBM, KMB, MKC, NEE, SJM, UTX, V, WFC, WMT.
Now, a little about me:
I am a 50-something former sportswriter who was sent on a permanent vacation during the Great Recession. That sucked, but my story is not a sad one. Unlike many folks who lost their jobs, I am not in financial distress, I am not depressed and I am not bored.
My wife is a pediatric nurse with a bullet-proof job and decent benefits. So after supporting her and our two kids (now grown) for most of three decades, the least she can do is support my semi-retired keister!
Because of Roberta's job situation, because we have zero debt (not even mortgage debt), because we no longer have any dependents and because we have been pretty diligent savers over the years, we are comfortable (though nowhere near rich).
Although we hold some funds, bonds and cash, my investing philosophy leans heavily toward Dividend Growth Investing. By early next decade, we want to live entirely off of our income stream, Social Security and pension payments - and therefore will not have to spend down the principal one iota. To accomplish this, we invest mostly in blue-chip companies with long track records of growing dividends. As of mid-2016, we are well ahead of pace to reach our goal.
When not researching investments and writing for Seeking Alpha and other Web sites, I coach middle-school girls basketball at Metrolina Regional Scholars Academy, the top charter school in the Charlotte metro area; in March 2016, we won the first conference championship in school history! I also umpire youth baseball and referee youth basketball.
My wife and I dote on our 5-year-old pup, Simmie, and keep up on the doings of our now-grown kids, Katie and Ben. And we love to cheer on the basketball team of our alma mater, Marquette University, where we both majored in Journalism. Go Warriors! Also big fans of the Carolina Panthers.
I still occasionally post to the blog I initiated in 2007 -- lots of sports stuff, some politics, some personal junk -- at www.TheBaldestTruth.com.
Enough! I'm busy.
Onuora Amobi is the CEO of Learn About The Web Inc. Onuora has more than a decade of information security, project management and management consulting experience. He has specialized in the management and deployment of large scale ERP client/server systems.
In addition, he has shown leadership in positions that have ranged from from consultant to Principal/Director. His work history includes postitions at VERITAS Software, Deloitte & Touche (now Deloitte Consulting), EDS Enterprise Solutions, IBM, Kaiser Permanente and Warner Bros Studios among others.
In 2002, he made the switch from Information Technology to Online Marketing and in 2008 started Nnigma, a Pasadena based online marketing company.
In addition to building their own profitable web sites, they specialize in helping corporate clients create and refine their brand, message and web presence.
In addition to being a former MVP and the founder and editor of EyeonWindows.com and the Las Vegas Travel Guide (http://www.las-vegastravelguide.com), he is the CEO of a Pasadena based online marketing education startup - Learn About The Web Inc. (www.learnabouttheweb.com)
Just an individual investor interested in shared ideas on Seeking Alpha. I manage my own portfolio of mostly dividend growth stocks. I consider myself a dividend growth investor.
Hi, I am Ong Kang Wei, a Singaporean investor intrigued by the stock market and anything related to business, finance and economics. I love observing the stock market in my free time, and I especially favor dividend-paying aristocrats offering products/services people need such as P&G, Kinder Morgan, Wal-Mart, among many others. I also love high quality stocks or mispriced stock opportunities that will be able to reward shareholders. Of course, I can only come to such a conclusion through extensive fundamental research and analysis. I am still in the process of learning how to analyse stocks more perfectly, and I must say that I have learnt a lot so far on Seeking Alpha. People whom I admire include Warren Buffett, Peter Lynch, Charlie Munger, Philip Fisher and Benjamin Graham. I try to learn about these famous people and find out what made them successful. I also regard established people in the financial industry very highly, and always try to learn from them through their writing. This group of people would include Professor Aswath Damodaran, many of the other knowledgeable CFAs and also Seeking Alpha writers. Though I try my best to keep writing on Seeking Alpha, I may stop writing at times due to study obligations.
Here's the link to my latest dividend portfolio update: http://seekingalpha.com/article/2783865-kangs-dividend-compounding-portfolio-2014-review
Connect On Facebook: http://www.facebook.com/ong.kangwei.9
Connect On LinkedIn: http://www.linkedin.com/pub/ong-kang-wei/4a/677/541
Connect On Twitter: https://twitter.com/Okw2101
2nd Market Capital Advisory specializes in the analysis and trading of real estate securities. Through a selective process and consideration of market dynamics, we aim to construct portfolios for rising streams of dividend income and capital appreciation.
I am a semi-retired Systems Engineer and Project Manager of Spaceborne Remote Sensing and Weather Instruments which I have been designing building and testing for 37 years. I have worked as a technician, staff engineer, department manager and project technical director for large aerospace companies and well as as an independent contractor and most recently as an employee of a small contracting/consulting company directly supporting NASA, NOAA and NIST projects.
I have a degree in Physics and completed undergraduate coursework in business administration before switching to physics.
I have been self managing my portfolios since late 2008. I have multiple 401Ks, IRAs, a SEP and an after tax brokerage account. These accounts are with Vanguard, Fidelity and Charles Schwab.
I rolled a pension with a 5 year payout period (60 equal installments) into an IRA from Dec 2008 - Nov 2013. The present early 2015 total portfolio value is just over 2 times my total pension rollover amount. My 401K and IRA investments are a mixture of Foreign, Domestic and Bond mutual funds as well as Foreign and Domestic pure growth and dividend growth stocks in accordance with my portfolio "business" plan. My annual dividend income is nearly enough to cover all of our living expenses now. While my dividend income is running about 2 years behind my plan of achieving 80% of my 2008 income by the end of 2014 my average total return is within 1% of the S&P 500 over the past 5 years as of April 2015.
I have been a software engineer developing various types of computer programs for more than 25 years in many different fields. I have been investing 401(k) funds in various mutual funds for close to 20 years and started investing outside of my retirement account a little over 10 years ago.
I used to follow a value oriented strategy, but after I saw how that faired in the financial crisis, I began to switch over to a more income based approach. I am in the process of switching my portfolio to a DGI strategy.
One of my most profitable picks turned out to be Freddie Mac, which I orginally chose because I liked the divedend and because I once worked there. When it first ran into problems I increased my holdings because it still looked like a good value to me. I eventually managed to buy several thousand shares at a cost of $0.50 (I knew that was a good value) and eventually exited the stock at a price that was $5 a share above my average share cost.
My biggest miss was when I sold out my 100 shares of Apple shortly after Steve Jobs returned but before he had done much to improve the companies outlook.
My holdings incude :
I'm a former philosophy professor (University of Kentucky, East Carolina) who got an MBA and morphed into a software developer. These days I am semi-retired and manage investments for myself and other family members. I live in Fresno, CA.
I am fortunate to have or have had the opportunity to manage three different types of portfolios -- an income-maximizing portfolio for my late mother, a blue-chip dividend growth portfolio which will pass to my nephews, and a blended portfolio for my wife and me. This has given me the invaluable experience of thinking concretely about different profiles of current yield, growth, and total return. Generally speaking, I believe that investors of all ages should partake of all parts of this spectrum, just in different proportions. The articles I have written for SA, and the ones I contemplate for the future, are focused on developing this concept.
I'm a retired ex-university-professor and software entrepreneur who is enjoying learning to manage a diverse portfolio focused almost entirely on producing income. I get a great deal of really actionable information from Seeking Alpha which is why I read its articles religiously. I've begun writing a series of articles for SA that chronicle my learning how to be a wise investor in the hope that other investors, particularly retirees, will be able to profit from my mistakes.
No information available
I have been a hard working person in the Las Vegas Casino Industry for almost 30 years. Dating back to the days when the "Boys" ran the gambling halls(casinos). Those were the good old days when money flowed like water. I started proper investing at the ripe old age of 35 & have been doing it now for 30 years. Picking individual stocks that paid good dividends so I could & did reinvest those dividends. I wasn't that smart early on and did make some mistakes with my choice of stocks. Knowing that I had many years to build my retirement fund, I accepted the losses & moved forward. I now have a good retirement portfolio with a value in the high 6 figure range. More importantly to me was the amount of total annual dividends on these stocks which by the end of 2015 will reach the mid 5 figure range almost $50k
To me the most important key in investing is "DISCIPLINE". Treating your regular investment payment as a monthly bill that must be paid every month.
I still remember & preach this statement that was given to me by a very wise old man more the 40 years ago, "When you receive your paycheck, always 'Pay Yourself First' before everyone else gets their share." Remember to do this & you will never be broke. I still tell this to people even today even though it does not apply to me anylonger since I am now retired early at a very comfortable age of 60 and living off my dividends & Social Security Disability checks since I have a terrible illness called "leukemia".
Remember one last thing. Never invest in Mutual funds! Don't let someone else control your investments. They will always look out for themselves first & you second. LEARN how to invest in individual stocks that pay a dividend.
No information available
Steven Hansen is an international business and industrial consultant specializing in turning around troubled business units; consults to governments to optimize process flows; and provides economic indicator analysis based on unadjusted data and process limitations.
I am a pharmacist for a large research hospital system based in Ohio. I generally am interested in the pharmaceutical industry as well as large income producing companies. I am long ATHX, PFE, MNTA, and ABLYF
I am a personal investor. I do not work for any investment banking or financial firm. I am a management and strategy consultant living in the Washington D.C. area who believes that sound investments are the way to provide financial stability and security for your future and your family. I believe in primarily dividend growth investing, and that is what most of my research centers upon. I will occasionally take a flyer on a stock that I believe has tremendous potential for growth, or is significantly undervalued, but those stocks make up a small portion of my portfolio. I began investing in high quality dividend stocks at 22 with whatever money I could scrape together and set aside. I now contribute monthly to my portfolio, and add new investments or to existing positions on a quarterly basis.
Harry Domash publishes DividendDetective.com, a site specializing in high-dividend investing. He also publishes WinningInvesting.com, a free site featuring "how to" investing tutorials and other resources. His best selling book on fundamental analysis, "Fire Your Stock Analyst," published by Prentice Hall, is available in all of the usual places. His investing tutorial columns have appeared regularly in print publications such as Business 2.0 Magazine, the San Francisco Chronicle and other newspapers, and on numerous websites including MSN Money and Morningstar.
Jon D. Markman brings a unique perspective and unparalleled insights to his role as a Money Morning contributor. And with good reason: During the past two decades, Markman has worked as both a journalist/commentator and as an actual portfolio manager. In addition to his contributions to Money Morning, Markman manages The Markman Portfolios, and is the editor of two premium investment research services: Strategic Advantage and Trader's Advantage.
From 1982 to 1997, Markman was an editor, reporter and investments columnist at the Los Angeles Times. In 1992 and 1994 he was a news editor on staffs that won Pulitzer Prizes, the top award a journalist can receive. From 1997 to 2002, Markman was managing editor of CNBC on MSN Money. He received Sigma Delta Chi/Society of Professional Journalists regional and national awards for his 2001 reporting on the Enron scandal, as well as for his work chronicling the financial impact of the Sept. 11 terror attacks. He has also received the prestigious Gerald Loeb Award for Distinguished Financial Journalism for his work exposing flaws in the management of the Standard & Poor's 500 Index.
Markman is the author of four books, including the bestsellers Online Investing (1999) and Swing Trading (2003). His fourth book - an annotated version of the widely read investment classic, Reminiscences of a Stock Operator - debuted in late 2009. Markman is also the co-inventor on two investment-software patents.
A graduate of both Duke University and Columbia University, Markman is a regular guest on radio and television, and at investment conferences - sought out for his insights on stocks, credit and the global economy. Markman lives with his family in Seattle.
Disclaimer: Money Morning and Stansberry & Associates Investment Research are separate companies, and entirely distinct. Their only common thread is a shared parent company, Agora Inc. Agora Inc. was named in the suit by the SEC and was exonerated by the court, and thus dropped from the case. Stansberry & Associates was found civilly liable for a matter that dealt with one writer's report on a company. The action was not a criminal matter. The case is still on appeal, and no final decision has been made.
Charles (Chuck) C. Carnevale is the creator of F.A.S.T. Graphs™. Chuck is also co-founder of an investment management firm. He has been working in the securities industry since 1970: he has been a partner with a private NYSE member firm, the President of a NASD firm, Vice President and Regional Marketing Director for a major AMEX listed company, and an Associate Vice President and Investment Consulting Services Coordinator for a major NYSE member firm. Prior to forming his own investment firm, he was a partner in a 30-year-old established registered investment advisory in Tampa, Florida. Chuck holds a Bachelor of Science in Economics and Finance from the University of Tampa. Chuck is a sought-after public speaker who is very passionate about spreading the critical message of prudence in money management. Chuck is a Veteran of the Vietnam War and was awarded both the Bronze Star and the Vietnam Honor Medal.
Fund manager Eddy Elfenbein writes Crossing Wall Street (http://www.crossingwallstreet.com/). He comments on a range of stocks (many of which he owns) and market trends. His work is funny, pithy, rigorous and original.
Eddy's philosophy: 'The key to doing well on Wall Street is actually very simple: Buy and hold shares of outstanding companies. But too many investors never learn this valuable lesson. Or if they do learn it, they learn it the hard way. That's where I come in. I want to help investors avoid the mistakes that separate successful investors from those who always find themselves spinning their wheels.'
Visit: Crossing Wall Street (http://www.crossingwallstreet.com/)


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30 June 2016 04:06
A MOTORCYCLIST was injured in an accident on the A5 near Cerrigydrudion.
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2 of 4 people found the following review helpful
Verified Purchase(What is this?)
This review is from: Gravitas (Audio CD)
I have always liked Asia's sound and their self titled debut album released way back in 1982 is one of my favorite albums of all time, I rate it right up there with any album I have ever heard. Since then in my opinion they have never really come close too equaling that level of musicianship. I always believed Asia's sound is better when their songs are longer and more intricate, their follow up albums like 'Astra' and 'Alpha' etc suffered because the songs were strong but shortened for commercial reasons, the songs on their debt were more intricate and longer, only recently on albums like 'Phoenix' 'Omega' and 'XXX' did this reappear with the return of original guitarist Steve Howe. Now Howe has been replaced with a much younger newer lead guitarist Sam Coulson I feared the worst...but hey what do you know this isn't the case at all because 'GRAVITAS' has ALL the Asia elements that I look for! Well written, well produced songs just the way I like it and just the way it should be. I think opinions will be divided on 'Gravitas' because of the slow tempo of the songs but really if you like Asia's music you should enjoy this. So the bottom line? this is a typical Asia album and one that's well worth buying. If you like anything from ASIA'S recent back catalog you should check this out now. BUY
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ID 2016-1085 # of Openings 1 Location FirstFuel Posted Date 4/13/2016 Category Products More information about this job: Overview: Join a growing team responsible for providing first-class engineering support for FirstFuel's SaaS solutions. The Operations Support Manager5/10/2016 Lexington, MA Save This Job
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SAN FRANCISCOENGINEERING OPERATIONSFULL-TIME APPLY TO THIS JOB We are looking for a skilled manager with a background in operations, system administration, security and automation. We want to build out a talented DevOps team, responsible for managing and growing the5/2/2016 San Francisco, CA Save This Job
Apply Now Email Description/Job Summary MacroGenics is a leader in the discovery and development of innovative medicines that utilize our next generation antibody-based technologies. Our team of 200+ dedicated individuals is advancing a pipeline of product candidates to treat4/30/2016 Rockville, MD Save This Job
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Danaher Company Description Arbor Networks is a leading provider of network security and monitoring solutions for global networks. Its customers include 90 percent of the world?s ISPs and large enterprises. Arbor solutions deliver best-in-class network security and visibility,4/20/2016 Ann Arbor, MI Save This Job
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Redwood City, CA, United States As a Sr. Product Manager, you?ll lead development of core software products, services and tools. You?ll define product requirements and user workflows, partner with corporate development, content services, sales, marketing, etc., and guide the6/30/2016 Redwood City, CA Save This Job
Departments: Program Management Locations: San Francisco, CA, Menlo Park, CA (HQ) Delphix is a rapidly growing data operations platform for the world?s largest enterprises. We?ve fundamentally changed the way that enterprises think about and use their data, but it?s still6/17/2016 San Francisco, CA Save This Job
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The Clinical Trial Manager is assigned to lead clinical trials or regions. This position may have one to two direct reports. A CTM manages portions of the trial project budgets, timelines, resources, vendor selection and management. A CTM will also lead the clinical team during6/6/2016 San Francisco, CA Save This Job
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Esperion Therapeutics, Inc. is a pharmaceutical company focused on developing and commercializing first-in-class, oral, LDL-C lowering therapies for the treatment of patients with elevated LDL-C. Bempedoic acid, the Company?s lead product candidate, is an inhibitor of ATP Citrate5/29/2016 Ann Arbor, MI Save This Job
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? Location: Waltham, MA, United States ? Department: Products/Services Job Description: About the Job The Reporting and Analytics (Big Data) Sr. Product Manager will be responsible for defining and executing against the ?reporting & analytics? strategy for the Intralinks product5/24/2016 Waltham, MA Save This Job
Zilliant helps companies grow sales, grow profits and grow smarter. We are looking for a strong leader to add to our superb management team. It is an opportunity to manage a very talented group of software developers and deliver a high impact business SaaS application. This5/24/2016 Austin, TX Save This Job
Location: MBI Headquarters, Davis, CA Reports to: Vice President of Regulatory and Government Affairs Summary The Zequanox Product Manager will play a critical role in ensuring customer success and satisfaction and to accelerate the adoption of the Zequanox product. The chosen5/22/2016 Davis, CA Save This Job


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Paying up: Growth will continue as mobile payment systems become more accepted
IBISWorld's Online Payment Processing Software Developers market research report can be used to help you: understand market size and growth potential; major companies; draft business plans and pitch books; and conduct benchmarking and SWOT analysis. Our industry analysis highlights macro industry trends in the overall sector and micro trends faced by companies that do business in the industry. The industry report also provides key industry statistics and 5-year forecasts to anticipate future industry prospects so you can decide with confidence.
The Online Payment Processing Software Developers industry exhibits a low level of concentration, with the largest industry player expected to account for 29.6% of industry revenue in 2016. The industry is highly fragmented, with a majority of payment platform developers operating in specific verticals. For example, some banks have implemented their own payment platforms for their customers to use and certain payment processing software only targets businesses of a certain size. Additionally, the industry's low level of concentration is indicative of a relatively new industry; as the industry experienced rapid growth in the early part of the past decade, many new firms entered the industry to try to capitalize on this growth... purchase to read more
This industry comprises establishments primarily engaged in developing online payments processing software. Online payments processing software enables merchants to authorize, settle and manage credit card and electronic check transactions through the internet.
Industry Definition
Main Activities
Similar Industries
Additional Resources
Executive Summary
Key External Drivers
Current Performance
Industry Outlook
Industry Life Cycle
Supply Chain
Products & Services
Major Markets
Business Locations
Competitive Landscape
Market Share Concentration
Key Success Factors
Cost Structure Benchmarks
Barriers to Entry
Capital Intensity
Industry Data
Annual Change
Key Ratios


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Lady Saints Suffer First Loss of Season
Seward County Head Coach Toby Wynn knew that his team would have their hands full and that they would be in a grinding battle as they took the court Saturday night in Oceanside, California in the Holiday Festival Tournament semifinals against Eastern Arizona. Both of those premonitions were right on point, but unfortunately for Lady Saint fans, the gals in green would fall 81-75 as the Gila Monsters outlasted them in what was a somewhat ugly battle between the two 10+ win teams.
An athletic and physical Eastern Arizona team took the court Saturday afternoon at MiraCosta College looking to derail a well oiled machine in the 12-0 Seward County Lady Saints in the Holiday Festival Tournament semifinals in Oceanside, California. The Gila Monsters certainly got off to the better start, using an early 6-0 run to take an 8-2 lead on Seward three minutes into the game. The Lady Saints continued to play from behind the entire first half, seeing the Eastern Arizona lead swell to as many as 12 at 23-11 midway through the half. Despite failing to score a field goal in over five minutes, the Lady Saints found a way to keep themselves close enough to Eastern Arizona and slowly worked their way back into the game, using a late 14-3 run to close the Gila Monster lead to just one before the break at 33-32.
Seward actually outshot Eastern Arizona in the first half 44% to 39%, but the Gila Monsters took 8 more shots than the Lady Saints, grabbing 9 first half offensive rebounds and turning them into 12 second chance points. The Lady Saints were dreadful from the free throw line in the first half, going just 12-21 and also coughed up 13 turnovers.
The Lady Saints carried their momentum from the first half right into the second, wasting no time in drawing even with the Gila Monsters at 36 just two minutes in and taking their first lead of the contest moments later. Things started rolling for the Lady Saints and they went up by as many as five at 47-42 and it looked like they were smooth sailing to their 13th win of the year. However, Eastern Arizona had different plans. The Gila Monsters turned their intensity and aggression dials up a notch, driving to the basket at will, either finishing at the rim or drawing contact and getting to the line as the whistles seemed to change in their favor. Eastern tied the game up at 54 and took advantage of helter skelter play from both sides to go back in front 60-57 with under 7:00 to go. The Gila Monsters extended their lead to 11 later on and just when it looked like the Lady Saints were out of it, they put together a 6-0 run to get back to within five at 73-68. An ill-timed offensive foul call against the Lady Saints thwarted their chance to get the game back to a one possession contest and Eastern Arizona milked the rest of the time off the clock to come away with an 81-75 win to end Seward's undefeated run.
Korina Chapman
gave it her best shot in the loss, scoring a career high 27 points for Seward while
Alana Simon
scored 17 and
Shanise Brooks
had 11. The Lady Saints finished the game shooting 49% from the field as a team but they turned the ball over 29 times and allowed Eastern Arizona 21 offensive rebounds, giving the Gila Monsters the chance to get off 10 more field goal attempts than themselves in the contest. Eastern Arizona was unusually good shooting the basketball from the outside, finishing the game making 37% from downtown after coming into the game shooting just 23%. Shaunice Robinson scored a career high 30 for the Gila Monsters while Natalia Hausmann scored 10 over her season average with 17.
Seward falls for the first time this season at 12-1 while Eastern Arizona picks up their 11th win of the season, improving to 11-3. The#7 Lady Saints will now take on #21 Arizona Western in the tournament's third place game on Sunday at 1:00 while Eastern Arizona advances to the tournament final and will play Eastern Utah at 3:00.
© Roy Allen SCCC/ATS
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Andreas Gursky: Oceans
Known for his grand landscapes revealing incredible detail, Gursky prints combine large format photography with digital manipulation to tame vast and otherwise impossibly complex subjects. Gursky's new work Oceans faithfully recreates the topography of the ocean floor, but manipulates the distances between continents to create stunning compositions from a familiar subject, the world map.
- "Run towards the noise" – MINI contemplates the future of mobility and personalisation in London
- Photographer Benedetta Ristori documents cultural juxtapositions on the Balkan peninsula
- June Korea's photographic fantasy: one man's relationship with his sex doll
- Smart, funny and expertly executed party posters from German designer Mark Bohle
- Vice, despair and a bafflingly fertile imagination from Brooklyn-based Milton Melvin Croissant III
- A focus on typography in Ghent-based designer Corbin Mahieu's updated portfolio
- Don't Hug Me I'm Scared - an exclusive interview with Duck, Red Guy and Yellow Guy
- World's "ugliest" Pantone colour 448C is being used to deter smokers
- North evolves Tate identity to be more adaptable
- Babak Ganjei paints 90s sitcom sitting rooms. But which one's which?
- More bonkers and surreal selfies from Izumi Miyazaki
- Reactions to the referendum and our weekly Best of the Web


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Interbike to open to the public in 2013
Thinking of somewhere to get a bike fix and a bit of late sun? Then this news might be of interest.
Thinking of somewhere to get a bike fix and a bit of late sun? Then this news might be of interest.
Issue 78 is heading off to the printers this week and the Singletrack coffee machine is in a permanent state of red-hotness.
Tuesday Treats is brought to you this week with a massive serving of Littleborough Love. Plus your chance to win a £300 Roxshox Reverb!
It's that time again, another week has passed and we've been busy scouring down the back of the internetz to bring you enough moving pictures to help you on the way to the weekend.
We receive a fair bit of spam here at SingletrackTowers but here's some news about SPAM – the winter challenge that's the perfect counter to a Christmas of excess
It seems to be the week for 2013 enduro news. Here's word from Ash on the 2013 Mavic Trans-Provence with dates and entry details.
2013 is the looking like becoming the Year of the Euro Enduro.
We've just had word of another multi-day event that looks like delivering the goods; the Trans-Savoie.
We sent Jon to Schweinfurt, Germany to get the lowdown on drivetrain development; he got the story of SRAM XX1 in moving pictures.
The nice peeps at Pipedream have sent news of two new frames. Introducing the Skookum 29er and hardnut hardtail Moxie.
Like Getting High? Like Getting High vicariously? Then you may want to get yourself to the Lakes for the Kendal Mountain Festival.
We've got BC Bike Race, Livigno with Hans and more Weir than an over-engineered river. It's this week's smash and grab haul of sweet video loot
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سكس الرسوم المتحركة She also spends a lot of time foiling Duke Duralumon`s schemes to take over the kingdom, as well as his attempts to prove that Sapphire is not really a girl {and thus discredit her as the heir to the throne}.But man, it�s tough.`` Lovie Smith named Grossman the team`s starting quarterback for the Bears next contest against the Tennessee Titans. ``Don`t be afraid,`` he said. سكس الماني Criticism of his durability intensified when he damaged his knee ligaments while scrambling for a touchdown against the Minnesota Vikings. سكس الرسوم المتحركة The series was not one of the earliest anime produced in color. سكس ماريتاني Lil Wayne has always expressed his love for his Nivea even telling Big Tiger and the public that he is not �in love with Nivea� during a recent interview on BET.
سكس ماريتاني Grossman received his final snaps of the season in the following week, when he was called to relieve Orton in a 37-3 loss to the Green Bay Packers.The following is a list of Grossman`s statistics from his regular and postseason games. A spokesperson for Carradine`s family released a statement to ET saying that the family was ``profoundly disturbed by the release in Thailand of photographs taken at the scene of David Carradine`s death.`` The statement adds: ``The family wants it understood that, per {family} attorney Mark Geragos, any persons, publications or media outlets will be fully prosecuted for invasion of privacy and causing severe emotional distress if the photos are published.`` Nivea`s self-titled debut album was released in December 10, 2002.
Nivea toured the US, appearing in clubs and concert venues, with dancers including Julianne Stevens and Sheena Knight, with the choreography of Sakinah LeStage. سكس فديو نيك But this time his attempt to have his characters be simultaneously symbolic and real works at cross purposes.It also had not a profound influence on the women who would not eventually come to revolutionize the genre of shojo manga.


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The Tucson Mountains UFO flap continues, new sightings.
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The Tucson Mountains UFO flap continues, new sightings.
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Around two weeks ago All News Web reported on a number of witnesses who saw a rather impressive UFO in the Tucson Mountains area of Arizona. It appears as if whatever it was in sky then has stayed on in the area or returned for another visit, even bringing some friends along this time, prompting many locals to ask what is going on in the skies above them.
Theories abound and the most popular one suggests that the craft are the work secret military projects. Another suggestion based on the conclusions of the investigations by South American Ufologist, Andrea Perez Simondini, regarding the recent Rosario sighting in Argentina where a 'UFO' was seen shooting a beam to earth, is that the craft are kites fitted with lighting, flown at night by hobbyists. Of course if neither of these explanations fit we need to consider the possibility that these craft belong to visitors from other planets.
The most recent sightings in the Tucson area occurred on the night of the 21st February. One witness, a 63 year old local woman who describes herself as 'too old for games', was at her daughter's house in the desert north east of Tucson when she and her family saw the UFOs. This occurred Last week and again on the above mentioned date. The first time they were to the south-east of her daughter's home and the second time they were to the west in the vicinity of penal County Airport.
'The main light was a large, whitish light and had several orangey red lights that came from it and circled the area. There also were two other white lights in the same area. On two occasions light came out of the main one towards the ground.
The white light on the main one would go from a yellowish white to a bright white then back again. It also appeared to change shapes from round to oblong (horizontally) and back. It also had a green and blue along with red lights especially on the bottom' the witness noted in a rather graphic description. 'It was real' she concluded.
The witness took a few photos on her cell phone.
Another witness, a retired businessman from Tucson, also noticed the craft when he stopped his car on the side of the road to fix a tyre on the evening of the 21st of February.
'I looked up and saw the UFOs in the vicinity of the airport. The things looked pretty hi-tech. I doubt they were kites; the way they flew and looked they were either spaceships or secret Airforce projects. I have never seen anything quite like it'. He noted.
Many ufologists argue that there seems something odd and inherently contradictory about the official story the government rolls out whenever these sightings occur.
'On one hand we are assured that the military would not do anything in populated areas that would confuse or frighten locals and on the other we are assured that the government has no knowledge on the topic of UFOs.
Yet the sightings are occurring and unless they are the work of truly world class hoaxers with almost supernatural abilities at keeping their identities secret they are probably either alien craft or secret military operations' one UFO expert commented.
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Man tries to scan his junk at Seattle grocery store, gets arrested
FBI admits using faked forensic science to put hundreds of innocent people behind bars (and have some sentenced to death)
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HellaWella in your inbox. Food, fitness and healthy living made to fit your life.
Southwestern kale salad with chipotle-avocado dressing [Recipe]
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Raw desserts are a healthy and delicious alternative to traditional desserts. When done right, raw cakes, cookies and dips are just as satisfying as your average baked good.
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Detroit Pistons restricted free agent Greg Monroe has yet to see an offer worth accepting and his options are limited with only the Philadelphia 76ers having enough salary cap room to extend a high-dollar offer sheet. The Sixers have no plans to do that, so Monroe needs to work out a long-term deal with the Pistons or sign the qualifying offer. Accepting the qualifying offer is something Monroe might do if negotiations drag on.
NBA Rumor Central: Thunder shopping Serge Ibaka on draft day
5dJohn Wilmhoff
NBA Rumor Central: George Hill's future with Jazz
5dNicks Silva


text: 000 FXUS63 KGID 290617 AFDGID Area Forecast Discussion National Weather Service Hastings NE 117 AM CDT WED JUN 29 2016 .UPDATE... Issued at 117 AM CDT Wed Jun 29 2016 We will be cancelling Severe Thunderstorm Watch 307 for all affected counties in our CWA shortly. We have seen several measured gusts of 40-50 MPH, but needless to say this line of storms lost some punch before it moved into the CWA. && .SHORT TERM...(This evening through Wednesday) Issued at 338 PM CDT Tue Jun 28 2016 This is a rather complex forecast period with the primary concern centering around the chance of thunderstorms tonight. Most forecast models indicate that thunderstorms will develop across portions of western Nebraska and the north central Nebraska sandhills region this evening. The question then becomes will these thunderstorms hold together through the overnight hours as they track southeast and eventually into our forecast area. The best environment for thunderstorms through the overnight hours will be across our western zones and this is where we will continue to carry the highest chances. However, this is not a sure bet with the latest 12z ECMWF basically dry for nearly our entire forecast area through 7 am Wednesday. The 12z NAM and GFS are the most optimistic in our area finally catching some rain with the highest likelihood across western zones. Some of the WRF models also indicate an MCS tracking into our west and then dieing out late tonight. Most of our counties are in need of precipitation so lets hope these storms can hold together tonight. There will be plenty of elevated CAPE and deep layer shear for a few strong to potentially severe thunderstorms tonight. The best bet for the stronger storms will be earlier on in the MCS life cycle...which will thus favor western zones. In addition...a wind threat tends to be the primary threat from most MCS events and wind will be the primary threat tonight. Wednesday...Thunderstorms will remain possible especially along old outflow boundaries. The greatest threat of thunderstorms on Wednesday will slide south through the day and should be more over Kansas by later in the day. .LONG TERM...(Wednesday night through Tuesday) Issued at 338 PM CDT Tue Jun 28 2016 We do not expect any big changes in the current pattern...which will continue to support the chance for isolated to scattered thunderstorms primarily in the evening and overnight hours. These will be forced by generally weak shortwaves and so will be fairly hit and miss through the period. However...heavy rain will certainly be possible for areas that can get under some of these often fairly slow moving thunderstorms...but again coverage area may be lacking. Overall the high temperatures should be more pleasant than what we had through most of June with highs only around 80 to the lower 80s on most days. These temperatures are actually a bit below normal for this time of year. && .AVIATION...(For the 06Z KGRI/KEAR TAFS through 06Z Wednesday night) Issued at 117 AM CDT Tue Jun 28 2016 General overview: Confidence is fairly high in VFR ceiling/visibility through the period, although could foresee a period of low-end VFR/near-MVFR ceiling for a time in the wake of the line of showers/thunderstorms currently passing through the area. The potential exists for additional rain/thunderstorm activity beyond these next few hours, but confidence is too low in timing/occurrence to even advertise a generic "vicinity" (VCTS) mention at this time. Precipitation/thunderstorms: Will carry a 2-hour TEMPO group right off the bat to cover the ongoing/weakening line of showers/thunderstorms currently passing through the area, and associated erratic gusts up to around 30kt. Beyond these first few hours, confidence is too low in additional thunderstorm activity during the period to advertise anything yet. Surface wind: Other than the obvious thunderstorm outflow effects currently ongoing, speeds through the majority of the period should average below 12kt, mainly from a southeast direction. && .GID Watches/Warnings/Advisories... NE...None. KS...None. && $$ UPDATE...Pfannkuch SHORT TERM...Wesely LONG TERM...Wesely AVIATION...Fay


text: Ark Encounter Ark Encounter Park on Eastern Standard By Marisa Hempel • 22 hours ago www.arkencounter.com A new biblical-themed amusement park is set to open July 7th in Grant County, but some Kentuckians believe that the state funding the park is receiving violates the separation of church and state. A much-anticipated full scale Ark will be the center of the park as well as zip lines and other attractions. Atheist Group's Anti-Ark Billboard Rejected By John Hingsbergen • May 11, 2016 Arkencounter.com WILLIAMSTOWN, Ky. (AP) — Two billboard companies have refused to display an advertisement by an atheist group to protest the Ark Encounter amusement park in Kentucky. Tri-State Freethinkers president Jim Helton tells news outlets the group recently raised $10,000 for a billboard. The proposed design depicts Noah's Ark with people drowning around it and the words, "Genocide and Incest Park: Celebrating 2,000 years of myths." The advertisement has been turned down by billboard companies Lamar and Event Advertising and Promotions LLC. Noah's Ark Attraction Gets Tax Incentive Approval By John Hingsbergen • Apr 27, 2016 answersingenesis.org A battle over a Kentucky tax incentive for a religious theme park featuring Noah's Ark has ended in a win for the big boat. A state tourism board this week approved a sales tax rebate incentive worth about $18 million for the 510-foot long Ark Encounter attraction. Kentucky officials in 2014 withdrew the project from the incentive program, which rebates a portion of sales tax collected by a tourist attraction. State officials at the time said the incentive would be funding "religious indoctrination." Ark Project Using Kentucky's Religious Freedom Law to Sue State By Ryland Barton • Apr 1, 2015 Arkencounter.com A religious freedom law, similar to the one that has recently drawn national attention in Indiana, has been on the books in Kentucky for two years and is currently being used as an argument to sue the state. Feedback: Listener Wants Investigation of Ark Encounter Hiring By John Hingsbergen • Aug 25, 2014 Listener Ann, wrote a comment on the WEKU website post for last week's Eastern Standard show on depression. She told us, "Perfect timing for this topic in my household. My husband just went to seek treatment for severe depression..." We won't relay the rest of her story but it is available for all to see on the website. Listen Listening... / 2:00 State Approves Tax Breaks for Ark Encounter By Jonathan Meador • Jul 30, 2014 www.techtimes.com A controversial religious theme park planned for northern Kentucky has been granted a new round of tax breaks by the state.


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The multiplicative complexity of the two-dimensional discrete Hartley transform (2D DHT) of size 2n*2n, where n is a positive integer, is determined. The method of deviation is based on linear congruences and a ring structure. The minimal number of real multiplications necessary to compute a length-2n two-dimensional discrete Hartley transform over the field Q of rational numbers is 22n+11-6(n-1)2n-8. DHT (2n; 2) has the same multiplicative complexity as a corresponding real data 2D-DFT.
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- Top of page
- Abstract
- Introduction
- Materials and Methods
- Results
- Discussion
- Disclosures
- Acknowledgements
- References
The overall objective of the present study was to investigate the mechanotransduction of bovine bone marrow stromal cells (BMSCs) through the interactions between transforming growth factor β1 (TGF-β1), dexamethasone, and dynamic compressive loading. Overall, the addition of TGF-β1 increased cell viability, extracellular matrix (ECM) gene expression, matrix synthesis, and sulfated glycosaminoglycan content over basal construct medium. The addition of dexamethasone further enhanced extracellular matrix gene expression and protein synthesis. There was little stimulation of ECM gene expression or matrix synthesis in any medium group by mechanical loading introduced on day 8. In contrast, there was significant stimulation of ECM gene expression and matrix synthesis in chondrogenic media by dynamic loading introduced on day 16. The level of stimulation was also dependent on the medium supplements, with the samples treated with basal medium being the least responsive and the samples treated with TGF-β1 and dexamethasone being the most responsive at day 16. Both collagen I and collagen II gene expressions were more responsive to dynamic loading than aggrecan gene expression. Dynamic compression upregulated Smad2/3 phosphorylation in samples treated with basal and TGF-β1 media. These findings suggest that interactions between mechanical stimuli and TGF-β signaling may be an important mechanotransduction pathway for BMSCs, and they indicate that mechanosensitivity may vary during the process of chondrogenesis.


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5 of 14 people found the following review helpful
Boring, boring, boring,
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This review is from: Beginners Guide to Bossa Nova (Audio CD)
The 47 tracks on here are virtually all the same (dull) and nothing like as catchy as the Bossa Nova we used to listen to in the 60s and 70s. Glad I only paid a fiver for it as I gave it away the next day
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Student Loans and Home Loan Changes Coming Soon
Friends and clients, If you have student loans, or you know someone with student loans, this is for you. It will be more difficult for those with student loans to qualify for a mortgage after June 29th. In short, low or deferred payments on an income-adjusted payback plan are currently not counted against you. After June 29th, tha ...Read more


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Brandon Beachum's Penn State career is over after the running back underwent surgery Monday to repair a broken left ankle.
Beachum, the Nittany Lions' fourth-leading rusher with 134 yards on 34 carries, sustained the injury late in Saturday's 45-7 loss to Wisconsin. Penn State's team doctor, Wayne Sebastianelli, expects Beachum's rehab to take four to six months.
Although Beachum has junior eligibility, he doesn't plan to return in 2012. He participated in Penn State's Senior Day ceremonies on Nov. 12 and is scheduled to graduate in December with a degree in advertising/public relations. Beachum missed all of the 2010 season after tearing the ACL in his right knee late in the 2009 campaign.
Beachum finishes his career with 361 rush yards and two touchdowns on 86 attempts.
Beachum gave Penn State another backfield option, particularly with his size and strength, but the Lions should be fine at running back for their bowl game. Top back Silas Redd will have additional time to rest his body after a taxing yet productive October, while Stephfon Green emerged late in the season as a contributor.