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Baby boomer with an oil and chemicals background working in insurance.
Retired Pharmacist. Call me Rose. Nose= Knows enough to know I need to keep learning and keeping a great dividend paying nest egg growing upwards.
My 83 stock portfolio is listed here by sector, largest holding by value is listed first.
Consumer Defensive: KO, PM, GIS, MO, TGT, KMB, DEO, PG, PEP, MDLZ, CLX, CL, KHC, HSY, UL.
Consumer Cyclical: MCD, SBUX, GPC, NKE, HAS, MAT, VFC, HOG, HD
Healthcare: JNJ, ABBV, CVS, AMGN, CAH, BDX
Healthcare eREITs : OHI, VTR, HCP, HCN, NHI, CCP.
Energy: XOM, CVX, OXY, VLO,
Tech: AAPL, ADP, CSCO
Tech eREIT: DLR
Industrial: BA, UNP, MMM, CMI, CAT, GWW, NSC, LMT.
Industrial eREIT: STAG
Financial: TROW, MA, V, WFC, MET
Other eReits: WPC, O, XLP, UBA, STWD ,WPG
REIT Hotel: CLDT
mREIT: ARI (very very small position) and NRZ (also small)
BDCs: MAIN, PNNT, HTGC, ARCC, NEWT (small)
Telecom: VZ and T
Utility: SO, XEL, WEC, D, MGEE, DNP, CNP, LNT, FE
DNP is a CEF which predominately holds Utilities.
Updated 6/20//2016
My name is Ted Leach. I'm a 65-year-old investor focused on dividends in a Retirement Income Portfolio. I'm not yet in the distribution phase of retirement. After serving as a pastor for 40 years, I'm in a second career and I have two part-time jobs. As Director of Community & Property Care, I'm part of a management team that oversees 123 residential retirement units in multiple locations for a non-profit organization. I also serve a large congregation as a part-time associate pastor.
I've been a member of the National Association of Investment Clubs (NAIC) since 1982, which now operates as BetterInvesting.org. For many years as a volunteer I helped lead workshops to teach tools developed by NAIC to educate investors about how to do basic fundamental stock analysis. I continue to have a strong interest in investor education.
NAIC's historic "four principles" have been very helpful to me:
1) invest regularly throughout your lifetime;
2) invest in growth companies;
3) reinvest earnings and profits;
4) diversify by industry and size.
Bill Bengen's "4% Rule" concept inspired me to set a goal to create a retirement income portfolio of individual dividend growth stocks as a way to tap only dividend income from the portfolio as long as possible rather than selling assets.
Here is my current 25-stock portfolio:
- 5 stocks each with a 5.2% target allocation: JNJ, XOM, MSFT, PG, MMM
- 5 stocks each with a 4.4% target allocation: WMT, MRK, IBM, CMI, GPC
- 5 stocks each with a 3.6% target allocation: EMR, SO, WEC, CNP, HCP
- 5 stocks each with a 3.0% target allocation: PEP, T, O, EPD, WPC
- 5 stocks each with a 2.4% target allocation: UNP, NNN, STAG, MAIN, EVA.
Helpful mentors and colleagues include:
- Charles Allmon, former columnist for Better Investing, taught me to look for growth stocks
- Ben Graham's The Intelligent Investor taught me the importance of intrinsic value
- Peter Lynch instilled confidence that the average citizen can win in the stock market
- Louis Rukeyser demonstrated how to ask probing questions about market conditions
- Brad Thomas introduced me to a host of real estate investment trusts
- Bob Wells' analytical discipline keeps me focused on dividend growth
- Lowell Miller's The Single Best Investment helped me focus on quality and safety
- David Van Knapp's holistic style of portfolio building helps me see the big picture
- David Fish and Factoids inspire me to keep digging for data
- Chowder reminds me that each buy is the purchase of a business
- BDC Buzz has helped me sift through business development companies
- Tom Konrad opened my mind to alternative energy investments
- George Fisher is a helpful "lookout" scanning the horizon for utility opportunities
- The Seeking Alpha community--both veterans and young contributors.
My husband plans to retire in 4 years (at age 67) and I plan to retire in 7 years (at age 62). We began focusing on dividend growth investing in 2013 but have been invested in mutual funds for decades. Our current DGI retirement portfolio is comprised of the following 64 DGI stocks: ABBV, ABT, AMGN, AVA, BBL, BMY, CAT, CBRL, CCP, CLX, CMCSA, COP, CVX, D, DEO, DLR, DUK, ED, EMR, EPD, GAS, GE, GILD, GIS, HCP, IBM, JNJ, KHC, KMB, KMI, KO, LMT, LNT, MCD, MMM, MMP, MO, MRK, MSFT, NEE, NOK, O, OHI, OMI, PEP, PFE, PG, PM, SCG, SEP, SO, SYY, T, TUP, UL, UPS, VTR, VZ, WEC, WMT, WPC, XEL, XOM, and ZBH.
Ian Bezek worked for 3 years as an analyst at a New York-based hedge fund. He's currently living in Mexico, pursuing some entrepreneurial opportunities.
Feel free to contact him regarding investments, writing, or speaking opportunities.
On October 31st, 2014, I retired. Turned in the keys to the company car, gave them my computer and my account lists and joined the ranks of those who "slipped off into the sunset." I never thought in retirement that I would be this busy. It's fun. Time with the grandkids, time to perfect my cooking skills, and time to travel and check off the things on my bucket list. I should have done this a long time ago.
I'm a computer programmer and teacher of computer programming. I am self-employed, and manage my own SEP/IRA and investments for retirement.
My personal investing goal is to own a portfolio of dividend growth companies such that:
1) The overall portfolio dividend income is sufficient to pay for all of my routine retirement expenses. I do not ever want to be forced to sell something to produce cash, especially when my asset prices are down. [I have no objection to occasionally choosing to sell something to pay for a one-time expense such as a vacation or a gift.]
2) The overall portfolio dividend income rises each year by more than the rate of inflation, so that my purchasing power does not erode over time.
I invest primarily in David Fish's lists of Dividend Champions, Dividend Contenders, and Dividend Challengers. See http://www.dripinvesting.org/tools for those lists.
I do not invest in MLP's or BDC's or CEF's or preferreds.
I maintain a free web site that contains dividend histories for all of David Fish's Dividend Champions, Contenders and Challengers: http://www.tessellation.com/dividends
Charles (Chuck) C. Carnevale is the creator of F.A.S.T. Graphs™. Chuck is also co-founder of an investment management firm. He has been working in the securities industry since 1970: he has been a partner with a private NYSE member firm, the President of a NASD firm, Vice President and Regional Marketing Director for a major AMEX listed company, and an Associate Vice President and Investment Consulting Services Coordinator for a major NYSE member firm. Prior to forming his own investment firm, he was a partner in a 30-year-old established registered investment advisory in Tampa, Florida. Chuck holds a Bachelor of Science in Economics and Finance from the University of Tampa. Chuck is a sought-after public speaker who is very passionate about spreading the critical message of prudence in money management. Chuck is a Veteran of the Vietnam War and was awarded both the Bronze Star and the Vietnam Honor Medal.
James A. Kostohryz has accumulated over twenty years of experience investing and trading virtually every asset class across the globe.
Kostohryz started his investment career as an analyst at one of the US's largest asset management firms covering sectors as diverse as emerging markets, banking, energy, construction, real estate, metals and mining. Later, Kostohryz became Chief Global Strategist and Head of International Investments for a major investment bank. Kostohryz currently manages his own investment firm, specializing in proprietary trading and institutional portfolio management advisory.
Born in Mexico, Kostohryz grew up between south Texas and Colombia, has lived and worked in nine different countries, and has traveled extensively in more than 50 others. Kostohryz actively pursues various intellectual interests and is currently writing a book about the impact of culture on economic development. He is a former NCAA and world-class decathlete and has stayed active in a variety of sports.
Kostohryz graduated with honors from both Stanford University and Harvard Law School.
You can receive custom delivery of all of Mr. Kostohryz's published work on Seeking Alpha, The Street, and other media, as well as exclusive material, by following the link below. It is absolutely free:
You may connect with Mr. Kostohryz via the following social networks:
Linkedin: http://www.linkedin.com/in/jameskostohryz
Twitter: https://twitter.com/jameskostohryz
Google+: https://plus.google.com/u/0/102088431710750155094/about
When connecting, be sure to identify yourself as a Seeking Alpha reader.
BSEE The Cooper Union, school of engineering 1966
Engineering manager Harris corp. 23 years
Software development, Grumman Corp. 10 years
Manage my own IRA accounts in retirement for over 23 years with a CAGR of 10.8%
Wall Street Breakfast, Seeking Alpha's flagship daily business news summary, is a one-page summary that gives you a rapid overview of the day's key financial news. It's designed for easy readability on the site or by email (including on mobile devices), and is published before 7:00 AM ET every market day.
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Time management is essential to monitoring a 47 position portfolio. My 1st comment concludes with "Rich-unck:xx hrs"; I uncheck from the article to avoid repetitive comments, nonsense, and (most) arguments. I extend another XX hrs when I respond to a question or comment...I also respond to all PMs.
BACKGROUND My journey as a self-directed investor (SDI) began in 1973, and resulted in financial independence at age 52, which also allowed me to retire from corporate life the following year (Feb 1995).
I have no special knowledge not attainable by others who also dedicate themselves to the study of the economy, market, and stocks...I could cease all portfolio management today, and place it with a professional manager; however, I enjoy the psychic and financial rewards. Alternatively, I could become a passive investor via mutual funds and/or index ETFs (those works too! ). With few exceptions, As a rule, Rich only discusses his IRA here--it is only a portion of his and Joyce's investment assets.
INVESTMENT PHILOSOPHY If you 'lived for today' over the past 5 or 6 decades, you better invest in lottery tickets. The most probable path to a financially secure retirement is the product of an investment program (either active or passive) started when relatively young; living on less than all your after-tax income (saving means delayed gratification); and either self-directed or via professional management, adopting a sensible strategy suitable to age and comfort zone. There is wisdom in flexibility, diversification, and not being life-long wed to any strategy. It is appropriate to take greater risk for greater rewards (sensible growth stocks) when younger, as those are our lowest earnings years combined with our highest expense years--in the years between early investment and retirement, investments in solid growth companies can double 8 times or more.
There is time to adjust allocations to a more conservative strategy when closer to retirement. Never assume you have an information edge over the professionals. Time-in-the-market is your principle advantage. When/if you become interested in dividend stocks, never forget both price return and dividends compound, and price more so.
Financial independence is achieved when one has sufficient confidence his/her lifestyle will not change significantly, regardless of the potential depth or breadth of decline suffered by their portfolio--including a prolonged series of bear markets such as 1929-37. True, the recent 18-month bear market ending mid-2009, was deep--but also too brief to consider its lack of widespread dividend cuts to be as proof a portfolio of dividend-payers won't suffer income losses in a more prolonged decline (i.e., no portfolio is "dividend bulletproof").
The balance of this profile is lengthy, and likely not helpful to passive investors who simply go along for the ride, their portfolios bobbing up and down like flotsam in the ocean; their course always subject to the whims of winds, waves, and trends...THIS IS YOUR ONLY WARNING!
PORTFOLIO GOALS Now in my 70s, it's no longer appropriate to engage in the growth strategies applied in wealth accumulation. As a more conservative investor, 100% of his portfolio consists of dividend-payers. 95% of positions have investment grade credit ratings (the lone exception is a REIT).This combination, along with having companies in 10 of the 11 S&P GICS sectors (none in Materials at this time) provide a measure of diversification. This IRA portfolio holds no bonds, though bonds and other investments are held elsewhere.
Maximizing total return and wealth preservation are mutually exclusive. A key observation: Having the capacity for risk is not the same as having the tolerance for it!
Rich's objective is now a 'smoother-ride' that levels out the market's peaks and valleys (limit losses, trim notable excess valuation). That smoother ride in an all-equity portfolio cannot be achieved without active management and continuous monitoring of positions--therefore TIME is an essential input to his portfolio management. Active management does not' means frequent changes, as it is not unusual for a quarter or more to pass between a trimming or sale (nonetheless, when a company fundamentals change, or a mistake is made, corrective action is taken.)
STRATEGY SINCE 2008 Rich targets both legs of TOTAL RETURN (distributions + price change). His Growth & Income strategy often focuses on VALUE investing tactics applied to dividend-payers. Value investors seek out unpopular, companies most investors are avoiding (i.e., fundamentals have declined but credit rating is strong, BoD has implemented a rational recovery plan, and the dividend not in danger). Value investors seek to be paid to wait for other investors to recognize the stock's value and assign it a greater share price. In any event, value stock or growth stock, Rich always seeks a 'margin of safety'--no shares are bought at prices >FV, and his margin of safety is derived from dividends paid, price appreciation, and rising FV over time.
In all cases, value or growth, Rich selects well-established dividend-paying companies having a high-probability of growing earnings (growth of earnings is ESSENTIAL to growth of price and dividends). He tends to be flexible, forward looking, reactive to changing fundamentals, and willing to admit a mistake so action follows.
SDI is not easy, success is not assured, and in recent decades, advice from academics, and investment coaches, almost universally recommend index funds. Those NOT having the prerequisite time and interest are unlikely to develop the requisite skills for stock investing--thus the probability strongly suggests most newbies would be better served by indexing (Ben Graham wrote favorably of indexing). However, when done successfully, self-directed stock investing can offer rich psychic and financial rewards.
CORE PORTFOLIO Presently, +/-30 equities. Core holdings dominate at about 65% of total portfolio positions. Favored are traditional, large- and mid-cap, low-beta, best/near-best in class, institutional-owned, moaty, dividend-paying, value and growth stocks, having investment-grade debt ratings, and representing the consumer staples, healthcare, utilities, and telecom sectors.
OPPORTUNISTIC PORTFOLIO The remaining 15+ positions consist of equally well-known dividend-payers found among widely-owned cyclicals, such as financial, industrials, consumer discretionary, technology, real estate, and energy sectors are sensitive to the economy. In an expanding economy, cyclicals typically grow their earnings (and dividends) faster than do the typically slower-growing core companies. But because the reverse is also true, in a contracting economy, these positions are intended to be heavily trimmed to preserve gains as the economy peaks and shows evidence of decline. Some are susceptible to quite significant price declines when Mr. Market assumes their will suffer reduced earnings, and sometimes dividend-freezes/cuts, in anticipation of those events.
Rich is sometimes fully-invested, but unlike some, observes no such rule. Building a large cash cushion at the front-end of a correction/bear market (-20%) provides the dry powder required to both cushion the market's decline, and also creates the cash required to purchase excellent companies at below FV prices (without having to sell a position he wants to keep!).
TRIMMING POSITIONS When positions in either portfolio become significantly overvalued, they are trimmed by 5-10%, and the proceeds applied to fairly valued companies before the (almost always) temporary gift of over-valuation reverts to the price mean. If the position continues to advance, and absent other information, the position will be trimmed again. Added benefits to selective trimming include (1) serves as a more sensible method of rebalancing (as opposed to automatic--professionals do not use such a meat cleaver); (2) reduces the position's remaining Capital at Risk (which may suggest room for additional shares within an otherwise full position), and (3) provides the necessary dry powder to buy other shares at FV or below.
OTHER INTERESTS As we age, the importance of family grows. Rich has long volunteered in his community; over the years has served with distinction as member/chair of a number of advisory committees. Assisting others on SA is also a source of satisfaction and fulfillment.
Finally, having been blessed by years of excellent investment performance, Joyce and Rich have long been avid world travelers, and have visited over 60 countries over a span of 30 years (his SA avatar reflects the Taj Mahal in his sun glasses). They reside in Michigan--for 9 months of beauty, bliss, and family, and thoroughly enjoy wintering in equally beautiful Naples FL--for 3 months of sunny warmth and relaxation.
Life is good--it's been an unbelievably awesome ride!
Independent investor. Here to learn and share ideas.
I am a buy and hold common stock investor. Warren Buffett is definitely my guru. He makes the most sense to me. I began investing in the stock market at age 14 in 1970 with money earned on my paper route. What I have done since 1970 is invest primarily in the Dividend Aristocrats whenever the stock market is relatively low. I have never sold a single share of stock except on the rare occasion when one of my stocks was bought out for cash and I was forced to sell.. I keep all of my stock certificates or direct registration statements in a safe deposit box at the bank. I do not automatically reinvest dividends. I only purchase stocks when I feel that the stock market is relatively low. Brown University, B. A., 1978. Below are the 35 stocks in my portfolio.
Retired Project Manager - 38 years with a national utility. Married 38 years and have 3 wonderful kids. USAF Veteran. Investing primarily in solid dividend paying companies with focus to generate income, capital appreciation is of secondary concern but still important.
As an SA Contributor I write about dividend investing general principles and strategies. I'll also write about concepts that apply across the investment spectrum but my focus is generally directed to dividend paying companies.
I tend to be conservative in investing approach. I invest and trade so as to increase my "discretionary" income. I live off my retirement pension and want to increase my account to provide additional income in future years. I'm 62 but haven't made a determination as to when I'll start using the additional income, preferring to remain flexible.
As a side note the profile picture is not me, it's my great grand-dad who was born in 1833, fought in the Civil War, fathered 11 children (the last one born when he was 67), worked hard as a farmer to take care of them, and died in 1910. I use it as inspiration to remind myself not to get lazy. I am fortunate to have been raised by great parents who set a great example for work ethic and taught me that we can accomplish much if we're willing to apply ourselves. That's why I invest my own money rather than depending on someone else.
My investment strategy is built around the creation of an income stream that will provide me with long term flexibility. I believe there are many ways to accomplish this goal from buying stocks that have an income component at value, to cash flow generating real estate investments to bond and bond equivalents. Each investor must know where they're trying to get to, then create a formula that works best for them. I choose to focus on income because it allows me to sleep more comfortably.
I am a Civil Engineer, who is married with two young kids. In 2013 I took a more active role in managing my IRA for retirement and decided to publicly share my experiences in building the portfolio as an example for the dividend growth investing strategy.
My interest in investing mostly began in 2005 when I started up an investment club with a few friends from college and has accelerated as I've been reading and learning along the way. Since then, investing and the stock market has become a passion and favorite hobby and I've enjoyed writing about stocks and sharing ideas I have here on Seeking Alpha.
My investing goals are to build a nest egg for retirement and fund college education accounts for my kids. I invest mainly in dividend paying stocks that have shown a history of consistent growth in earnings and dividend payouts.
Two guys who love Investing, Dividends, Frugality, Passive Income & attempting to Reinvest Our Dividends to one day achieve Financial Freedom! Follow us on your journey towards a work-free life!
I am focussed on building passive income through dividend investing. My path to progress is smart saving, sound investing and income through dividends.
My blog can be found at financiallyintegrated.com.
PRIMARY OBJECTIVE: ... Income Replacement!
Escape velocity is the speed that an object needs to be traveling to break free of the planet's gravitational pull and leave it without further propulsion.
This portfolio is looking for the point where the income being generated can allow the holder of this portfolio to escape the gravitational pull of the market and economic forces of worrying about share prices.
The objective is to generate enough income from assets that the only selling of shares will become an option, not a necessity to survive. Therefore, with enough income being generated, it minimizes the fear of meaningful market corrections as dividends are based on the number of shares owned, not the share price.
Rajat is a New York Attorney with considerable experience in representing issuers and underwriters in a variety of securities related transactions. He has worked in the United States, Europe and Asia and is currently based in New Delhi, India where he runs a capital markets advisory firm.
Rajat is also the founder of www.sanasecurities.com a stock research and education portal.
My hobby is investing in stocks and options. I read several investment newsletters and manage a few personal portfolios using different strategies. I blog about my dividend growth portfolio, DivGro, which I started in January 2013.
I started a dividend growth investment strategy a few years ago and am aggressively growing my portfolio to churn out enough dividends to reach financial independence.
Rubicon Associates is headed by a Chartered Financial Analyst charter holder with over 20 years of experience in the investment management industry focused on the analysis, investment and management of fixed income and preferred stock portfolios. Over the years, he has analyzed and invested in both public and private companies around the world as well as advised institutional clients on fixed income strategies and manager selection. The principal has been responsible for managing nearly seven billion dollars in credit investments across the capital structure and overseeing the research and trading of credit market activities.
Rubicon Associates has written for Seeking Alpha, Learn Bonds, a newsletter and TheStreet.com in addition to advising institutional and private investors.
Tom Vaughan was 12-years old when his math teacher gave each student $3,000 of Monopoly money to buy and sell stocks. He was told that, at the end of three months, the students with the top returns would be given a special field trip.
Growing up in Silicon Valley and watching the tremendous wealth created by the stocks of some of the world's greatest companies, inspired him to learn about investing in the stock market. He went home and told his parents about this contest, and they took him to see his grandfather, who was an avid stock market investor. He sat Tom down with the stock listing from the local paper, showing him what he looks for in a good stock. Together they picked three stocks to buy and then they would meet every week to track the progress. This was the genesis of Tom's life-long interest in investing.
At the end of the contest, they lined the students up on the playground by rate of return. Tom was at the front of the line. He had won the contest. Interestingly enough, the special field trip that he qualified for was a trip to Alcatraz. This is an interesting place to take a budding financial professional. Perhaps, more of our country's financial professionals should have started this way.
His grandfather was so excited by his interest in investing that they continued to work together on Tom's investing education. Unfortunately, only two years after helping Tom win the investing contest, his grandfather passed away. He had lost his investing mentor.
Tom then saw what happened to his grandmother. His grandparents had a traditional relationship. Tom's grandfather handled all of the money and his grandmother was given an allowance to handle the household needs. Although Tom's grandfather was one of the best investors he have ever met, his grandmother did not have any idea what was in her portfolio and when his grandfather passed, away chaos ensued. He was determined at a young age to help people with investing advice. His advice and outlook has always reflected having his grandmother as his first client.
In 1987, he went to work for a Wall St. investment firm called First Investors. Anyone with a conscience will only last a few years at a firm like this. For example, the firm had its own mutual funds. Everyone worked on a straight commission and the firm would pay twice as much commission if you sold one of its funds versus another company's funds. The pressure from management to sell these funds regardless of how they performed was intense. This was not a place for his grandmother's portfolio.
He left and started his own firm, Retirement Capital Strategies (RCS). He selected LPL Financial to clear his business because they did not have any of their own investments, thus reducing the conflict of interest. As his own boss, he did not have to worry about pressure from management to put the wrong things in his clients' portfolios.
This concept of independent, no conflict of interest, client-first financial advice was wildly successful. RCS was one on the fastest growing Financial Planning and Money Management firms in the country. RCS eventually ended up with three offices in San Jose, Danville and Napa. Over a 26-year period, Tom personally performed over 6,000 financial plans and managed hundreds of millions in assets for over 700 clients. His advice on this website is based on the extensive experience of working with these real life clients.
Over time, he was still dissatisfied with the massive conflicts of interest that exist in the financial advice industry as it stands today.
He saw an opportunity to create a completely new conflict-free, low-cost advice model. He decided to risk everything, cash out of his Financial Planning practice, and show people how to become self-sufficient investors.
By closely watching the investment advisory business, he saw an opportunity to help self-sufficient investors by creating a conflict free, no market-timing set of investment newsletters that contain portfolios of the lowest cost ETFs for the self-sufficient investor to replicate. He also gives ongoing advice on when to replace a portion of the portfolio with a better alternative, when to perform a rebalancing, and educational information on the Remonsy Retirement Income Builder program. All of this advice is designed to help you improve your retirement and help you become a more self-sufficient investor.
The same advice that he charged his clients an average of $4,000 per year is now available in his newsletters.
A full time investor in stocks, bonds, options, and real estate who previously worked as a financial/investment journalist/analyst. Previous industry stints include privately held SageOnline Inc. - where he held multiple positions - as well as Multex.com, acquired by Reuters, where he was an equity research editor. Aloisi is a cum laude graduate of Penn State University, currently residing in native South Central Pennsylvania with his wife and 2 children.
Income investing has become his focal interest due to the challenges that the ZIRP environment presents. Not an advocate of any single portfolio strategy, he promotes a "go anywhere" philosophy predicated on value, forward thinking, sustainability, and personal objectives. While the past may be instructive, Aloisi cautions on over reliance.
In his free time he likes to talk politics, play the piano, garden, and go antiquing. Mr. Aloisi was recently elected to a 4-year term on his local school board, garnering the most votes out of 6 candidates.
The author of Stockerblog worked for over 20 years in the financial services industry as a stockbroker, investment advisor, Vice President of a San Francisco money management firm, mutual fund wholesaler, and market maker on the Pacific Stock Exchange. He has written numerous articles for the Bond and Share Society Journal, Friends of Financial History Magazine, TheStreet.com and many other investment publications. He has also appeared on CNBC and Fox Business News, and is founder of WallStreetNewsNetwork.com.
Visit Stockerblog (http://stockerblog.com/) and WallStreetNewsNetwork.com (http://WallStreetNewsNetwork.com)
Self-taught investor who's passionate about building wealth by investing in companies with strong fundamentals and pay exceptional dividends. I do not participate on Seeking Alpha to sell anything to anyone. I maintain my own blog at http://investmenthunting. My blog has one primary goal: Serve as a step by step history of what I did to achieve financial independence to be shared with my children and grandchildren. On occasion I share my personal posts with the SA community.
An experienced research and advisory team of Traders and Forecasters have combined to offer free services and alerts at StockReversals.com, A free growth stock profile, research and alert service with benefits. Go to the website to subscribe for free. We also offer StockReversalsPremium.com which offers a combination of long term growth stock profiles with massive upside potential, plus swing position trading (days to 8 weeks holding).
Seeking Alpha Certified and Frequent Contributor to numerous financial websites. We specialize in behavioral analysis as it applies to market patterns and reversal trends. These trends happen over short term, intermediate, and long term time frames. We help our free subscribers with Business Disruptor growth stocks that crush the market. Sample picks include FB, YY, DATA, INVN, SPCB, MOBI, CUR and many more. In 6 months we had 6 doubles, 1 triple, and 16 of 19 companies up 30-50% or more.
Our work centers around a combination of Elliott Wave Theory, Technical Analysis, Human Behaviors, Sentiment, and Business Disruption analysis.
We have advisory clients from around the world. South Korea, Australia, Canada, Sweden, Germany, The Netherlands and of course the U.S.
We give away our service for free because of the laws of nature which we have on our website:
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Founder of Dividend Mantra. Passionate investor and writer. Coach. Best-selling author. Interested in finance, fitness, and travel. Focus on high-quality dividend growth stocks with excellent fundamentals and competitive advantages trading at attractive valuations. Aiming to become financially independent by 40 years old.
Dave Fish is Executive Editor for The Moneypaper and co-manager (since 1999) of the MP 63 Fund (Symbol: DRIPX), a fund that invests exclusively in companies that offer Direct Investment (or Dividend Reinvestment) Plans. He is also the author of the U.S. Dividend Champions spreadsheet (and PDF), which is updated at the end of each month...and lists companies that have increased their dividend payout for at least 25 consecutive years. (Separate tabs list "Contenders" that have increased their payouts for 10-24 years and "Challengers" that have increased their payouts for 5-9 years.) http://dripinvesting.org/Tools/Tools.asp
My entire career has been spent in industry within the finance and accounting realm. My career started in 1985 and has included exposure to implementing SFASs


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Moa loss meets expectations
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Listed brewer Moa has reported a $5.81 million loss for the year to March 31, more than triple its deficit last year.
The Blenheim-based craft brewery had revenue of $4.59m, up 87 per cent, from $2.45m in 2013.
In the second half of the year Moa managed to more than double revenues to $3.2m, from first-half sales of $1.4m.
Chief executive Geoff Ross said the second-half sales were encouraging as Moa wanted to gain momentum to become a "must stock brand with market clout" on both sides of the Tasman.
Ross said the first six months were particularly negative for the company across the board, with operating profit for the first half of the year only $195,000 but improving to $597,000 for the second half.
"However changes made have us back on the right track, with a particularly motivated and confident team in the market, getting the required results," he said.
Expenses for the year ballooned out to $6.46m, up from $2.75m.
The brewing company yesterday announced a long-term contract to continue the majority of its brewing at Nelson's Stoke family brewing site, in order to control costs.
Ross said the deal would provide efficiencies of scale to reign in costs of production and resulted from delays in its resource consent application to expand its home plant in Blenheim was held up.
The Blenheim base will be used for higher margin craft brews.
"In short this gets us the efficiencies of scale without significant capital investment," Ross said.
"The market opportunity is huge and this gives us the capacity to realise that opportunity."
The loss was within the guidance range of between $5m and $6m, incurred while the company said it was investing in growth both here and in export markets.
Shares in Moa dropped 2 cents to 58c, off the back of the result announcement, but recovered slightly and recently traded at 59c a share.
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Ja'Net Du Bois Celebrity Watchlist
Ja'Net Du Bois
Birth Place: Brooklyn, NY
Birthday: August 5, 1938, Leo
Profession: Singer, Actor, Songwriter
Video ClipsSee all »
Nearly 80 College Have Accepted Them!06:52 — Steve welcomes three remarkable high school seniors who recently made headlines for changing the narrative on what it means to be an inner-city youth. (more…)
Charo Teaches Steve the "Cuchi Cuchi"04:13 — Known for her colorful outfits, flamboyant personality and her famous saying, "Cuchi, Cuchi," Charo will fill Steve Harvey in on what she's been up to (more…)
John Wayne Bobbitt Interview, Part 206:02 — Steve welcomes John Wayne Bobbitt for an exclusive sit-down interview. In 1993, John Wayne Bobbitt cemented his name in pop culture history after his (more…)
Single or in a Relationship?04:38 — The simple act of changing your profile from "single" to "in a relationship" or "it's complicated" carries a lot of weight. Steve helps two women figu (more…)
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Tue Jun 28 11:02pm
Martin — All the Players Came(Season 3, Episode 18) BET
To save a movie theater, Martin holds a benefit featuring black TV and movie actors from the 1970s. Cameos include Pam Grier, Ja'net DuBois, Dick Anthony Williams and Whitman Mayo. Martin Lawrence. Gina: Tisha Campbell.
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Wed Jun 29 11:00am
The Love Boat — Rent a Romeo; Matchmaker, Matchmaker; 'Y' Gotta Have Heart(Season 3, Episode 20) POP
Vicki supports a boy (Mark James) who is trying to reunite his divorced parents (Ja'net DuBois, Cleavon Little); a woman (Brett Somers) prescribes a slow pace for her husband (Phil Harris), who is recovering from surgery. Misty Rowe, Joe Namath, Bernie Kop (more…)
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The misadventures of fast-talking siblings and their moneymaking schemes.
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- Birth Place: Brooklyn, NY
- Birthday: August 5, 1938, Leo
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text:
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South Pacific
Tonga's police commissioner says the situation where five officers have been charged with the manslaughter of an Auckland constable is a "terrible state of affairs".
An inspector, four constables and a detainee in the police cells have been charged over the death of Kali Fungavaka.
Fungavaka, who was in Tonga for a family funeral, was allegedly assaulted by fellow detainee Semisi Kalisitiane Manu at the Nuku'alofa central police station after being arrested for drunkenness on August 17.
He died at Vaiola Hospital six days later.
Manu, along with the officer in charge on the night the incident happened, Inspector Kelepi Hala'ufia, and constables Manu Tu'ivai, Tevita Vakalahi, Salesi Maile and Fatai Faletau are all facing manslaughter charges.
Tonga's police commissioner Grant O'Fee yesterday said he didn't expect anyone else to be charged over Fungavaka's death, but didn't rule out the possibility as the homicide investigation continued.
O'Fee said the arrests hadn't affected the operational effectiveness of his police force but told news organisation Matangi Tonga the situation was saddening.
"It has been a terrible state of affairs for me and my staff to realise that five of our co-workers have been charged with manslaughter," he said.
"At the end it does not matter whether they are police officers or not because they are the people we have chosen after evaluating the evidence to face trial on these matters and that is how it should be."
Work was progressing with the Solicitor General's office as it helped to prepare files for the prosecution, he said.
"We have got a long way to go in regards to restoring public confidence after this incident but a significant step is that we have placed our own staff before the court," he said.
"If I was presiding over a police organisation that had no integrity and was utterly corrupt we would have no police officers facing charges at all."
All six accused had their case adjourned until next month after they appeared in the Nuku'alofa Magistrate's Court earlier this week.
- Auckland Now
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UVa holds its first spring football practice on March 1.
Feb. 25, 2014
Charlottesville, Va. - Virginia football coach Mike London announced today the Cavaliers will hold their annual Orange-Blue spring football game on Saturday, April 12 at Scott Stadium. The game will start at 1 p.m. Gates will open at 11 a.m. Admission and parking are free.
The format for the Orange-Blue Spring Game will be announced at a later date.
The Virginia baseball team's matchup with Clemson on Saturday, April 12 has been moved to a 2:30 p.m. start. The game was previously announced to begin at 1 p.m.
The Virginia football team will hold its first spring practice on Saturday, March 1. The Cavaliers will practice for one week (three practices) before taking off for the University's spring break week (March 10-14). The team will resume practices on March 18.
Virginia's practice on Saturday, March 22 will be open to the public. The practice is scheduled to start at 10:30 a.m. and will be held at Scott Stadium.
The UVa football program's annual NFL Pro Timing Day will take place on Monday, March 17. The Pro Timing Day event is closed to the public.
The athletic department's annual Shoot-Out for Cancer event will be held in conjunction with the 2014 Orange-Blue Spring Game. The event is sponsored by the athletics department's Student-Athlete Advisory Committee and the Student-Athlete Mentors and features games, food and interactive activities between children and UVa student-athletes. Proceeds from the event benefit the University of Virginia Cancer Center for research on blood related cancer therapies. This year marks the 21st time the activity has been held.
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Summer Buildup Begins in EarnestMen's Basketball6/28/16The Virginia men's basketball team, which will travel to Spain in August, held its first practice of the summer Tuesday at JPJ.O'Leary Takes Unusual Path to OlympicsWomen's Rowing6/27/16Meghan O'Leary, who played softball and volleyball at UVA, will represent the United States in rowing at the Olympics this summer.Tiffany Plans to Push Pace at UVAMen's Lacrosse6/21/16New men's lacrosse coach Lars Tiffany comes to Virginia from Brown, which went 16-3 and led the nation in scoring this season.
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|By Business Wire
Article Rating:
|October 3, 2013 12:03 PM EDT
OneLogin, the innovator in enterprise identity management, today announced it has secured a $13 million round of Series B venture capital from lead investor The Social+Capital Partnership alongside returning investor Charles River Ventures. OneLogin will use the funds to continue its expansion in the United States, Europe and Asia-Pacific and to accelerate talent acquisition in these markets.
OneLogin provides a modern identity and access management (IAM) solution, which enables enterprises to easily manage employee and external user identities and control their access to applications in the cloud and behind the firewall. OneLogin's comprehensive turnkey solution includes strong authentication, single sign-on, federation, directory integration, user provisioning and reporting.
OneLogin has seen rapid adoption among companies, ranging from fast-growing start-ups like Dropbox, Pandora, Pinterest, Riot Games, Tableau Software, Tumblr, Uber, Yammer and Zendesk to established organizations such as AAA, Condé Nast, Gensler, Netflix, News Corp, PBS, Steelcase, The Carlyle Group and WestJet. OneLogin's largest customer has more than one million users deployed.
"The growth and rapid adoption of hundreds of SaaS products in the enterprise has made OneLogin's identity management a necessity," said Mamoon Hamid, general partner at The Social+Capital Partnership, who will be joining the company's Board of Directors. "Having invested in two of the most broadly used freemium applications in the enterprise, Box and Yammer, I was drawn to the freemium approach OneLogin has taken to gain rapid traction with a large number of enterprise users. We are leading this round because we see an enormous opportunity to build on this traction across companies of all sizes."
"IDC forecasts strong growth in the IAM SaaS market: from $702.7 million in 2011, reaching $1.4 billion by 2016," noted Sally Hudson, research director, security products and services at International Data Corporation (IDC). "We expect demand for cloud-based IAM services like OneLogin to be strong, driven in large part by OneLogin's ease of deployment as well as the burgeoning number of cloud applications now being adopted by enterprises across the globe."
"Many existing platforms view the cloud as a new opportunity and bring along issues tied to legacy infrastructure, but OneLogin is uniquely positioned because they have always been cloud-based, yet with a strong focus on integrating with an enterprise's on-premises security model," said Andrew Kellett, principal IT security analyst at Ovum. "OneLogin has kept overhead low and been able to focus on the goal of giving users more secure and straightforward access to the cloud, while also removing the need for further authentication."
OneLogin's track record of industry firsts is extensive and includes:
- Native iPad app for identity management
- Federated Cloud Search that enables secure, real-time search across public cloud applications such as Box, Dropbox, Google Apps, Salesforce, Yammer and Zendesk
- Mobile one-time password app with Push
- Real-time user synchronization between Active Directory and cloud apps
- Open source SAML toolkits that can be implemented in hours
"Customers are increasingly turning to OneLogin for features that cannot be found anywhere else in the market," said Thomas Pedersen, co-founder and chief executive officer at OneLogin. "Since founding the company, we have maintained an agility that has fostered ongoing innovation, allowing us to provide a highly differentiated solution that is exciting enterprises around the world."
"Since we first invested in OneLogin two years ago, hundreds of customers have turned to them to securely access and manage cloud applications," said Devdutt Yellurkar, Charles River Ventures partner and OneLogin's first institutional investor. "I'm proud to be an early investor and am excited about the way they continue to grow through ongoing product innovation and deep customer loyalty."
The company also announced that, in addition to Hamid, Amnon Landan has joined OneLogin's Board of Directors. Landan is former chairman and chief executive officer of Mercury Interactive. Mercury Interactive was a provider of enterprise IT optimization software which was bought by Hewlett-Packard for $4.5 billion in 2006. Landan is also the current chairman and co-founder of Capriza, a provider of mobility solutions for corporations and enterprises, and was awarded Forbes' Entrepreneur of the Year award in 2003.
About OneLogin
OneLogin is the innovator in enterprise identity management and provides the industry's most comprehensive solution for managing user identities, both in the cloud and behind the firewall. Unique capabilities like Cloud Search and OneLogin for iPad break down SaaS data silos and increase productivity. OneLogin's cloud identity platform comes complete with secure single sign-on for web, mobile and iPad, federated search, user provisioning, deep directory integration with real-time user sync, out-of-band multi-factor authentication, VPN integration and compliance reporting. OneLogin's catalog contains thousands of pre-integrated applications, including Adobe EchoSign, Asure Software, BMC Software, Box, Chrome River, Clarizen, CloudPassage, Coupa, DocuSign, Dropbox, Egnyte, EMC Aveksa, EMC Syncplicity, Google Apps, Hightail, HipChat, Hootsuite, Huddle, IdeaScale, Innotas, LiquidSpace, LiveHive, LotusLive, Marketo, Microsoft Office 365, NetSuite, New Relic, Oracle CRM On-Demand, Parature, PlayVox, Salesforce.com, Samanage, SD Elements, ServiceNow, SuccessFactors, SugarCRM, UserVoice, WebEx, Workday, Yammer, Zscaler and Zendesk. OneLogin, Inc. is backed by The Social+Capital Partnership and Charles River Ventures. Free Trial Available at: www.onelogin.com | Twitter: @onelogin.
The Internet of Things will challenge the status quo of how IT and development organizations operate. Or will it? Certainly the fog layer of IoT requires special insights about data ontology, security and transactional integrity. But the developmental challenges are the same: People, Process and Platform and how we integrate our thinking to solve complicated problems. In his session at 19th Cloud Expo, Craig Sproule, CEO of Metavine, will demonstrate how to move beyond today's coding paradigm ...
Jun. 30, 2016 08:00 AM EDT Reads: 515
Internet of @ThingsExpo has announced today that Chris Matthieu has been named tech chair of Internet of @ThingsExpo 2016 Silicon Valley. The 6thInternet of @ThingsExpo will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA.
Jun. 30, 2016 07:00 AM EDT Reads: 416
The cloud market growth today is largely in public clouds. While there is a lot of spend in IT departments in virtualization, these aren't yet translating into a true "cloud" experience within the enterprise. What is stopping the growth of the "private cloud" market? In his general session at 18th Cloud Expo, Nara Rajagopalan, CEO of Accelerite, explored the challenges in deploying, managing, and getting adoption for a private cloud within an enterprise. What are the key differences between wh...
Jun. 29, 2016 05:30 PM EDT Reads: 1,055
SYS-CON Events has announced today that Roger Strukhoff has been named conference chair of Cloud Expo and @ThingsExpo 2016 Silicon Valley. The 19th Cloud Expo and 6th @ThingsExpo will take place on November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. "The Internet of Things brings trillions of dollars of opportunity to developers and enterprise IT, no matter how you measure it," stated Roger Strukhoff. "More importantly, it leverages the power of devices and the Interne...
Jun. 29, 2016 04:15 PM EDT Reads: 488
"We work in the area of Big Data analytics and Big Data analytics is a very crowded space - you have Hadoop, ETL, warehousing, visualization and there's a lot of effort trying to get these tools to talk to each other," explained Mukund Deshpande, head of the Analytics practice at Accelerite, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
Jun. 29, 2016 04:15 PM EDT Reads: 458
The idea of comparing data in motion (at the sensor level) to data at rest (in a Big Data server warehouse) with predictive analytics in the cloud is very appealing to the industrial IoT sector. The problem Big Data vendors have, however, is access to that data in motion at the sensor location. In his session at @ThingsExpo, Scott Allen, CMO of FreeWave, discussed how as IoT is increasingly adopted by industrial markets, there is going to be an increased demand for sensor data from the outermos...
Jun. 29, 2016 04:00 PM EDT Reads: 414
UAS, drones or unmanned aircraft, no matter what you call them — this was their week. Our news stream was flooded with updates on the newly announced rules and regulations for commercial UAS from the FAA. So, naturally we have dedicated this week's top news round up to highlight some of our favorite UAS stories.
Jun. 29, 2016 03:02 PM EDT Reads: 320
CenturyLink has announced that application server solutions from GENBAND are now available as part of CenturyLink's Networx contracts. The General Services Administration (GSA)'s Networx program includes the largest telecommunications contract vehicles ever awarded by the federal government. CenturyLink recently secured an extension through spring 2020 of its offerings available to federal government agencies via GSA's Networx Universal and Enterprise contracts. GENBAND's EXPERiUS™ Application...
Jun. 29, 2016 02:00 PM EDT Reads: 427
Basho Technologies has announced the latest release of Basho Riak TS, version 1.3. Riak TS is an enterprise-grade NoSQL database optimized for Internet of Things (IoT). The open source version enables developers to download the software for free and use it in production as well as make contributions to the code and develop applications around Riak TS. Enhancements to Riak TS make it quick, easy and cost-effective to spin up an instance to test new ideas and build IoT applications. In addition to...
Jun. 29, 2016 02:00 PM EDT Reads: 683
In addition to all the benefits, IoT is also bringing new kind of customer experience challenges - cars that unlock themselves, thermostats turning houses into saunas and baby video monitors broadcasting over the internet. This list can only increase because while IoT services should be intuitive and simple to use, the delivery ecosystem is a myriad of potential problems as IoT explodes complexity. So finding a performance issue is like finding the proverbial needle in the haystack.
Jun. 29, 2016 01:15 PM EDT Reads: 393
When people aren't talking about VMs and containers, they're talking about serverless architecture. Serverless is about no maintenance. It means you are not worried about low-level infrastructural and operational details. An event-driven serverless platform is a great use case for IoT. In his session at @ThingsExpo, Animesh Singh, an STSM and Lead for IBM Cloud Platform and Infrastructure, will detail how to build a distributed serverless, polyglot, microservices framework using open source tec...
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Presidio has received the 2015 EMC Partner Services Quality Award from EMC Corporation for achieving outstanding service excellence and customer satisfaction as measured by the EMC Partner Services Quality (PSQ) program. Presidio was also honored as the 2015 EMC Americas Marketing Excellence Partner of the Year and 2015 Mid-Market East Partner of the Year. The EMC PSQ program is a project-specific survey program designed for partners with Service Partner designations to solicit customer feedbac...
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Apixio Inc. has raised $19.3 million in Series D venture capital funding led by SSM Partners with participation from First Analysis, Bain Capital Ventures and Apixio's largest angel investor. Apixio will dedicate the proceeds toward advancing and scaling products powered by its cognitive computing platform, further enabling insights for optimal patient care. The Series D funding comes as Apixio experiences strong momentum and increasing demand for its HCC Profiler solution, which mines unstruc...
Jun. 29, 2016 11:00 AM EDT Reads: 545
The IoT is changing the way enterprises conduct business. In his session at @ThingsExpo, Eric Hoffman, Vice President at EastBanc Technologies, discussed how businesses can gain an edge over competitors by empowering consumers to take control through IoT. He cited examples such as a Washington, D.C.-based sports club that leveraged IoT and the cloud to develop a comprehensive booking system. He also highlighted how IoT can revitalize and restore outdated business models, making them profitable ...
Jun. 29, 2016 11:00 AM EDT Reads: 516
IoT offers a value of almost $4 trillion to the manufacturing industry through platforms that can improve margins, optimize operations & drive high performance work teams. By using IoT technologies as a foundation, manufacturing customers are integrating worker safety with manufacturing systems, driving deep collaboration and utilizing analytics to exponentially increased per-unit margins. However, as Benoit Lheureux, the VP for Research at Gartner points out, "IoT project implementers often ...
Jun. 29, 2016 10:45 AM EDT Reads: 576
"delaPlex is a software development company. We do team-based outsourcing development," explained Mark Rivers, COO and Co-founder of delaPlex Software, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
Jun. 29, 2016 10:30 AM EDT Reads: 529
In his general session at 18th Cloud Expo, Lee Atchison, Principal Cloud Architect and Advocate at New Relic, discussed cloud as a 'better data center' and how it adds new capacity (faster) and improves application availability (redundancy). The cloud is a 'Dynamic Tool for Dynamic Apps' and resource allocation is an integral part of your application architecture, so use only the resources you need and allocate /de-allocate resources on the fly.
Jun. 29, 2016 10:00 AM EDT Reads: 1,311
Connected devices and the industrial internet are growing exponentially every year with Cisco expecting 50 billion devices to be in operation by 2020. In this period of growth, location-based insights are becoming invaluable to many businesses as they adopt new connected technologies. Knowing when and where these devices connect from is critical for a number of scenarios in supply chain management, disaster management, emergency response, M2M, location marketing and more. In his session at @Th...
Jun. 29, 2016 09:45 AM EDT Reads: 1,284
Machine Learning helps make complex systems more efficient. By applying advanced Machine Learning techniques such as Cognitive Fingerprinting, wind project operators can utilize these tools to learn from collected data, detect regular patterns, and optimize their own operations. In his session at 18th Cloud Expo, Stuart Gillen, Director of Business Development at SparkCognition, discussed how research has demonstrated the value of Machine Learning in delivering next generation analytics to imp...
Jun. 29, 2016 09:45 AM EDT Reads: 967
In his keynote at 18th Cloud Expo, Andrew Keys, Co-Founder of ConsenSys Enterprise, provided an overview of the evolution of the Internet and the Database and the future of their combination – the Blockchain. Andrew Keys is Co-Founder of ConsenSys Enterprise. He comes to ConsenSys Enterprise with capital markets, technology and entrepreneurial experience. Previously, he worked for UBS investment bank in equities analysis. Later, he was responsible for the creation and distribution of life sett...
Jun. 29, 2016 09:15 AM EDT Reads: 1,474


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Glenn Greenwald, the Pulitzer Prize-winning journalist who helped to break stories about mass surveillance in the United States, is making more revelations in a new book coming out Tuesday.
In an interview with NPR's Morning Edition, Greenwald says one of the more "shocking" things he's found is that the National Security Agency physically intercepted shipments of computer hardware, like routers, switches and servers, to outfit them with surveillance equipment.
Once they were done, they repackaged the hardware with "factory sealing" and sent it on its way to unsuspecting companies.
Greenwald says that for years, the United States has been warning global companies about buying Chinese products because they could be outfitted with surveillance hardware. This revelation, Greenwald says, exposes "an extreme form of gross hypocrisy" on the part of the U.S. government.
Of course, all of this reporting is rooted in a massive cache of classified documents leaked by former NSA contractor Edward Snowden. Greenwald, along with reporters from The Guardian and The Washington Post, have used those documents to provide details on the NSA's use of mass surveillance. The reporting has led to congressional hearings, sweeping reports and an effort from President Obama to rein in some of the NSA's ability to collect metadata on the phone calls of all Americans.
Greenwald says no one disputes that the NSA should be trying to intercept communications sent by al-Qaida and its affiliates, but that the system has grown too powerful.
The problem, he tells Steve Inskeep, is that "a system has been built without our knowledge that has incredible dangers embedded within and very few controls."
One example Greenwald writes about in his book, No Place to Hide, is about the NSA trying to make sure it could tap into conversations that were originating from airplanes.
Greenwald says there was no particular security reason the NSA wanted to do this.
"It's just simply the fact that they do not think anybody should be able to communicate anywhere on the Earth without they being able to invade it," Greenwald says.
During the wide-ranging conversation, Steve asks him if he expects anything to change because of his reporting. Back in 2005, The New York Times, for example, reported on the government's collection of Americans' phone records without a court order. Congress reacted by making that type of intelligence-gathering legal.
Greenwald says he doesn't expect Congress to reform the NSA. But this is different, he says. Back in 2005, the story was national. Today, the story is about the U.S. domination of the Internet, which makes it a global issue.
When you have friendly countries like Germany, France and Brazil and big companies like Facebook protesting mass surveillance, things might just change, Greenwald says.
Much more of Greenwald's conversation with Steve will be on Monday's Morning Edition. Click here for your local NPR member station. We'll add the as-aired version of the interview later this morning.
Read original article – Published May 12, 201412:03 AM ET
Glenn Greenwald: NSA Believes It Should Be Able To Monitor All Communication
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Native Plants
Q. Who is Mr. Smarty Plants?
A: There are those who suspect Wildflower Center volunteers are the culpable and capable culprits. Yet, others think staff members play some, albeit small, role. You can torture us with your plant questions, but we will never reveal the Green Guru's secret identity.
Did you know you can access the Native Plant Information Network with your web-enabled smartphone?
Ask Mr. Smarty Plants is a free service provided by the staff and volunteers at the Lady Bird Johnson Wildflower Center.
rate this answer
Tuesday - November 15, 2011
From: austin, TX
Region: Southwest
Topic: Propagation, Trees
Title: Germinating Mexican Persimmon seeds in Austin, TX.
Answered by: Jimmy Mills
QUESTION:I'm planning to germinate Mexican Persimmon seeds, and plant them this spring. I want a female for fruit. Is there any way to encourage a plant to be female, and if not, is there any way you can identify a female plant? I don't believe so, but I'll ask anyway.
Mexican Persimmon Diospyros texana (Texas persimmon) can be a shrub or small tree with very hard wood. In addition to its fruit, it is valued for its striking trunk and branches, which are a smooth, pale greyish white or whitish grey, peeling off to reveal subtle greys, whites, and pinks beneath.
This persimmon is dioecious; ie. the pistillate flowers (female) and the staminate flowers (male) are borne on separate plants, so you will need to have both kinds of plants if you are going to produce fruit. The most practical way of distinguishing between the two plants is to see them in flower. The gender of the plant is genetically determined, and you as the seed planter have no control over it.
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- ShyViolette
Fashion Entry: Boho Chic!
This is specially for all those who enjoyed the 'Interior Design Boho' post – thankyou for all your kind comments! This post focuses on how you can create Boho-Chic outfits for your doll that are perfect for festival season!
Boho-chic fashion is very colourful, yet earthy and layered, and plays on influences from Tribal, African and Indian styles. It's a romantic style, with soft flowing fabrics and loose clothing. It's also perfect for festivals this summer!
. Layer your outfits! Wear a top under a dress or boots over skinny jeans. Adding colour makes the outfit 'pop', so experiment with colours that compliment each other e.g silver and turquoise! Patterns are great too – especially tribal prints and tie dye stripes!
. Accessorize! Layer your jewellery: add different coloured bangles, wooden beads and elaborate earrings. These tie together your outfit, so select colours that match and compliment those in your clothes!
. Polish off! Add a scarf, boots, headband, or do up your hair to tie the outfit together! Have fun with it and get creative!
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Austin, TXUSA
Hometown: Austin
November 28, 2009
I run 2 companies:- Mobile phone app development Architectural design studio for Corastone.
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Products/Services for As9120 Procedure
Calibration Software - (84 companies)Calibration software is used to generate documentation of calibration results, calibration certificates and reports. It also provides lookups of calibration procedures and database functions. How to Select Calibration Software. Image Credit...Show More
Bit Error Rate Testers - (71 companies)Bit error rate testers are devices or procedures that measure the bit error rate (BER) for a specific transmission. BER is usually expressed as ten to a negative power so that, for example, a BER of 10-9 means that for every Gigabit transmitted...Show More
Inspection Services - (1271 companies)...and condition, as well as conformance to required standards and/or procedures. Inspection services are performed either at the client's facility or the service provider's lab. In general, if the inspected items are small and the inspection equipment...Show More
Technical Communications Services - (254 companies)...of materials, including the following: Technical data sheets. Safety protocols. Quality standards & guidelines. Product and service manuals. Material safety data sheets (MSDS). Users manuals. Training documents. Product catalogs. Production procedures...Show More
Welding and Fabrication Services - (4299 companies)...and other useful industrial procedures. Images credit: Owen's Welding Service. Welding and fabrication services are businesses based upon their capabilities to provide customized metal processing. 'Metal fabrication' is a broad term --encompassing...Show More
Standards and Technical Documents - (309 companies)Standards and technical documents includes standards, codes, regulation, handbooks, manuals, comprehensive guides and other formal publications. Standards, codes, and regulation establish uniform specifications, procedures or technical criteria...Show More
Regulatory and Safety Communications Services - (120 companies)...communications and safety communications services firms will draft EH &S procedures depending on the specific type of environment, which can range from working safely with chemicals, biologicals, raidologicals, machinery, etc. Often today, regulatory...Show More
Quality Registrars and Registration Services - (79 companies)...and maintenance of the company 's registration status. Quality system registrars and certification bodies (CB) may also provide training to help companies develop quality manuals and document internal procedures. A company 's industrial sector or market...Show More
Safety and Health Services - (308 companies)...management, safety engineering, and safety management systems integration. For each program, safety and health services may develop operating procedures, safety fact sheets, brochures, webinars, and other relevant materials. Safety and health services...Show More
Deionizers - (132 companies)Deionizers remove the ionized minerals and salts (both organic and inorganic) from a solution by a two-phase ion exchange procedure. Deionizers are important pieces of equipment that remove dissolved ionic salts and minerals from a solution using...Show More
Product News
Aircraft Noise - Estimation Procedure Computer-based estimation procedure for single-stream jet noise. The problems associated with the estimation of noise levels from jet engines are of particular concern to operators of jet-powered aircraft. There is a need to predict jet noise levels at many jet operating conditions. Data Item 98019 provides a computerised method for estimating exhaust noise spectra from a given database. The variables considered in the interpolation/extrapolation routine on which this method is based make... (read more)Browse Standards and Technical Documents Datasheets for IHS ESDU
ABB Measurement & Analytics
Calibration procedures for strip gauging Millmate thickness gauging systems: Calibration procedures for strip gauging. Accurate and traceable calibration plates are crucial for achieving the required thickness tolerances in metal strip production. Thickness GaugingThere are two main types of thickness gauges; the Box Gauge for measuring on aluminium and clad aluminium strip, and the C-frame Gauge for measuring on any non-ferrous strip and foil. Read more. Read more about thickness gauging. Learn more about Millmate (read more)Browse Thickness Gages Datasheets for ABB Measurement & Analytics
Welch Fluorocarbon, Inc.
Baggie for Gravimetric Procedures As stack emissions are reduced due to more efficient control technologies, more laboratory analysts are recognizing the utility of Baggies made with Teflon ® film for gravimetric measurements of stack gas samples. Baggies made with Teflon ® film are an alternative to glass beakers when processing samples from a Method 5-type sampling train or cascade impactor with numerous advantages. - No recleaning costs. - Disposable. - Transparent. - Chemically inert surfaces. - Smaller... (read more)
National Electrical Manufacturers Association (NEMA)
Magnet Wire Requirements and Test Procedures A look at NEMA and IEC Magnet Wire Requirements and Test Procedures. Podcast: Play in new window | Download. A comparison between ANSI/NEMA MW 1000 and the IEC 60317 and 60851 series of magnet wire specifications and test procedures and how industry benefits from harmonizing these standards. NEMA MW 1000 - Magnet Wire. MW 1000 is the world's premier standard for general requirements, product specifications and test procedures for the manufacture and packaging of magnet wire. First... (read more)Browse Standards and Technical Documents Datasheets for National Electrical Manufacturers Association (NEMA)
NACE International
Cathodic Protection Survey Procedures, 2nd Edition Revised and Expanded Second Edition. Provides a detailed step by step procedure for onshore cathodic protection tests including: • Rectifier inspections and troubleshooting. • Structure-to-electrolyte (pipe-to-soil) potential measurements. • Direct current measurement. • Diagnostic testing (troubleshooting cathodic protection systems). • Adjustive surveys. • Commissioning of cathodic protection systems. • Close interval potential surveys. • DC stray... (read more)Browse Technical Books Datasheets for NACE International
TFC Ltd.
Applications - Aircraft Flight Control Systems the quality and service issues previously experienced, and allowing the customer to avoid further delays and costly rejections. RAF now manufactures many components to National Aerospace Standards for companies around the world, complimenting TFC's product portfolio following our recent AS9100c and AS9120 accreditation. (read more)Browse Posts, Spacers, and Standoffs Datasheets for TFC Ltd.
Ellsworth Adhesives
Henkel Alodine 1132 Touch-N-Prep Coating 40 ml Pen waste associated with other repair methods. Ellsworth Adhesives is an ISO 9001:2008 and EN/AS9120:2002 certified company. (read more)Browse Specialty Adhesives, Sealants, and Compounds Datasheets for Ellsworth Adhesives
New Yorker Electronics Co., Inc.
Electronic Services New Yorker Electronics is a franchised distributor providing the best in products and services in the electronic components industry since 1948. With AS9120 and ISO 9001:2008 certification and over 65 years of experience we pride ourselves on our ability to be responsive, knowledgeable and to deliver exceptional products and service to designers, engineers and purchasing and procurement agents alike all across the globe. Catering to all types of businesses, from large CM's and OEM's... (read more)
IHS Product Design
IHS Quality Standards Store for registration services from up to three Certification Bodies to audit your management system. . Scroll down the alphanumeric list of products to find: Quality Manual Templates, Training & Checklists for several standards: AS9100/AS9110/AS9120 Aerospace & Defense. ISO 9001 Quality System. ISO 13485 Medical Devices. ISO/TS 16949 Automotive. ISO 14001 Environmental Management System Templates, Training & Tools. OHSAS 18001 Occupational Health & Safety compliant manual &... (read more)
Standards Stores
AS9100 Training, Documentation & Registration How to Become AS9100 Certified. We make AS9100 Easy! We provide Step by Step guidance and support to prepare your organization for AS9100 Certification. FREE AS9100 Information. Our QuickStart Kit will provide you with the tools to get started. But we also provide FREE AS9100 Webinars, Quotations for Registrars, trials of Document Control Software and Flowchart Software. Train Your Organization. We are the most complete resource... (read more)Browse Quality Registrars and Registration Services Datasheets for Standards Stores
AS9100C: How to Effectively Interpret the Evolving Quality Management Requirements in the Aerospace Industry
… it has been accredited to audit against the 2009 series of AS9100 standards, AS9110, AS9120 and AS9100. Once the audit begins, your auditing company will review your quality manuals and procedures .


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Adelaide, All Adelaide, Temporary
30 Jun, 2016
Multiple roles. Federal Government Opportunity. 12 month assignment. MUST BE AUSTRALIAN CITIZEN.
Job Category: Call Centre & Customer Service
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Full time position, modern CBD office, expanding team with generous benefits. Private health insurance experience well regarded.
Job Category: Healthcare & Medical
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09 Jun, 2016
Prestigious brand! Full time! Permanent! Great culture, amazing benefits and product discounts, city fringe location, free parking, the list goes on!
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31 May, 2016
Seeking a current student or graduate (Business, Marketing or Sales) OR a high achiever for an exciting opportunity with a Global FMCG company!


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FOR-A will feature its HVS-390HS HD/SD video switcher at the Texas Association of Broadcasters (TAB) Annual Convention and Trade Show, Aug. 7-8 at the Renaissance Austin Hotel.
The HVS-390HS HD/SD includes newly announced MINI M/E functionality, an extension of the aux bus system that allows operators to deploy any aux bus transition with cuts, mixes or wipes, and display a keyer complete with DVE functions. The HVS-390HS's MINI M/E feature can be beneficial in a variety of broadcast applications, including productions where distributing an automatic second language feed is desired, or when displaying different information on the monitors viewed by a studio audience is useful.
FOR-A also will showcase its FVW-500HS HD/SD video writer, which is well-suited for sports broadcasts and news productions. The FVW-500HS features freely assignable custom buttons and enables freehand drawing, spotlight effects and positioning of objects and image files over video.
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Carlyle spotted, recognized in Manitoba
Ducks coach Randy Carlyle dropped in on his old team, the Manitoba Moose, for Game 1 of the Calder Cup Finals last week and reportedly received a warm reception.
Carlyle has deep roots in the province, having coached the Moose from 1996-2001 and again in 2004-05, compiling a 222-159-7 record and taking the 2005 team to the Calder Cup semifinals. He also spent the last 10 years of his NHL career with the Winnipeg Jets.
Carlyle was in the area for a fishing trip, but he still managed to reference the "highest level" when talking to the Winnipeg Sun.
"For the Winnipeg hockey fan, any time you have an opportunity to play at the highest level in any league, it's going to draw interest," he said. "It's good to see the hockey fans of Winnipeg being rewarded."
Manitoba fans weren't rewarded that night, though, losing to the Hershey Bears, 1-0, in overtime. Game 2 is tonight.
Among those on the Moose are former Ducks Jason Krog and Nathan McIver.
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Star Tracks: Monday, May 16, 2016 42 years, 2,191 covers and 55,436 stories from PEOPLE magazine's history for you to enjoy
Latest News!
- Gone With the Wind Star Olivia de Havilland Talks with PEOPLE on Her 100th Birthday
- Read the Cover Story: Mystery in Idaho: Little Boy Lost
- Eva Longoria Will Receive Walk of Fame Star the Same Year as Her 'Idol' Selena Quintanilla: 'I Know I Will Receive It Because You Dared to Dream It First'
- Fergie Releases Hot New Track 'M.I.L.F. $' – Listen Here!
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- Matthew McConaughey: In His Own Words
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Pick up your copy on newsstands
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People Top 5
LAST UPDATE: Tuesday February 10, 2015 01:10PM EST
PEOPLE Top 5 are the most-viewed stories on the site over the past three days, updated every 60 minutes
- May 09, 1994
- Vol. 41
- No. 17
Ralph Fiennes
Gorging on pasta and pints of Guinness, the Brit actor gained 28 pounds for the role. "My pet theory," said Fiennes, "is that Goeth was so steeped in brutality that unconsciously, as a kind of remedy, he had to stuff himself to numb his sensibilities." Straightaway, the intensely shy Fiennes had to get down to his usual 150 pounds to star in director Robert Redford's movie Quiz Show, due in September. How did he do it? "Redford got me a personal trainer," he admitted ruefully. Welcome to Hollywood, Ralph.
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8:22 PM EDT, Sun June 26, 2016
Gerardo Escarcega Rumors & News
- Height: 6-3
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There doesn't seem to be any recent rumors or news. Please check back again later.
NCAA Player News
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Wilton Speight
Wilton Speight believes he closed spring atop the QB race, is now focused on staying there
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John O'Korn
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Austin Allen
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Joe Zombie
Joe Zombie is on the loose and he's killing and eating everyone in site!
Destructo Box
Destructo Box!
Burnt Face Man
Crime is a shit that needs wiping up!
Pure comic genius
I don't know what the guy before me was smoking but this is gold.
I mean... Don Johnson.....how can you lose?
plus he's getting shit from his "dealer"
This is what newgrounds is about.
don johnson.....mmmm
i fuckin hate don johnson and im glad i got to kill him. hes horrible. he was the worst in miami vice.gross he ruined the hot guys from the 80's.
Funny Shit
This is some funny shit! I love it! Fuck you Jen! "crap crap crap..." dumb bitch.
its crap
crap, crap, crap
I love how you can create your own villian who stabbed himself in the eye with a pencil, that's genius