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In my market story on Thursday, I tried (and failed) to get a handle on why markets were choosing October and November to sell off. After all, the fiscal cliff and the European recession aren't new – and polls had put Barack Obama in the lead during most of the U.S. presidential campaign.
In short, there doesn't seem to be a lot of surprising developments for investors to think about and recoil from, which suggests that markets may be caught in an irrational snit.
Avery Shenfeld, chief economist at CIBC World Markets, has, thankfully, addressed this issue in a note on Friday, asking: Why now?
As he argues, the fiscal cliff (the automatic tax increases and spending cuts coming in the New Year should politicians not agree on a budget) has been in the market's sights for months. And even though stocks have turned particularly rough since Mr. Obama's re-election earlier this month, his tilt toward regulations and tax increases should have been priced in before the first presidential debate.
However, Mr. Shenfeld believes there are at least two compelling reasons behind the market decline: earnings and Europe.
"Third-quarter earnings for the S&P 500 have done little to inspire, and the guidance for the fourth quarter looks downright ugly, with nearly four downgrades for every upgrade," he said in a note.
The third-quarter reporting season began with Alcoa Inc. on Oct. 9 (the company cut its forecast for aluminum demand) and ended with Wal-Mart Stores Inc. on Thursday (its fourth-quarter outlook was shy of expectations). Over the course of this reporting season, the S&P 500 fell 6.1 per cent, which is the worst earnings-season dip since the first-quarter reporting season in 2010.
On Europe, Mr. Shenfeld sees darkening clouds, which is bad news, given that the region accounts for about 15 per cent of S&P 500 profits: "Euro zone GDP didn't do any worse than expected in Q3, but higher frequency data bodes ill for Q4," he said.
That helps in explaining "why now?" As for "what's next?" Mr. Shenfeld isn't optimistic that a resolution to the fiscal cliff, on its own, is going to accelerate economic growth or reignite the bull market.
"For that, we will need more progress in lightening up on Europe's own fiscal cliff (one it jumped over, unfortunately), stimulus to kick in in China, and the U.S. to get through enough of its still measurable fiscal drag in 2013 to have investors looking ahead to better times in 2014," he said.Report Typo/Error


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Georgia Farm Bureau Faces List of Concerns Water, Rules, Prices Become Major Topics
Dickson, Terry, The Florida Times Union
BRUNSWICK -- Georgia Farm Bureau Federation delegates will gather today on Jekyll Island for their convention in which they will set policy and elect a president.
Wayne Dollar, who is finishing his second three-year term as president of the 322,000-member organization has opposition from Terrell Hudson, a Dooly County farmer.
Hudson, who raises cattle and grows cotton, peanuts and timber on a family farm established in 1894, said he has been campaigning since February at the urging of friends and fellow farmers.
"A group of my friends, I guess, saw more in me than I saw in myself," he said.
Dollar defeated Mort Ewing six years ago to win the presidency. As he seeks a third term, farmers are facing many crises not of their making, including a prolonged drought that has reduced yields and caused some fields to go unplanted.
"I think water is going to be one of the most important issues," he said.
There was a time when farmers had all the water they wanted, but Georgia's rapid development has brought more industry and people to the state, all of whom need water.
In addition to water, Dollar ticked off a laundry list of problems.
"We've still got bothersome environmental regulations. As always, you have to combat crop prices and the weather," he said. "We have deep concerns about trade issues on how we're going to deal with the European Community and China."
Many farmers in Southeast Georgia are worried about further reduction in the tobacco allotments for the third straight year, which would further deprive them of what was once a dependable cash crop, he said.
Most of those issues cannot be resolved in the farmers' interest without steady lobbying in Washington and Atlanta, something the agency has done for years, Dollar said.
"Legislation is vital to the Farm Bureau. It's always critical and will continue to be," he said.
Many laws that will benefit farmers have come during Dollar's tenure.
Among them is an exemption that will save row crop farmers more than $300,000 and poultry farmers more than $800,000 in sales taxes on electricity they use.
In 1998, voters approved a property tax exemption on livestock and commodities that will save farmers $3 million annually.
The Georgia Farm Bureau lobbied for the enabling legislation and other bills that established a Southern Dairy Compact to stabilize diary prices; for the Cotton Producers Indemnity Fund, which distributed $10 million to farmers who lost money when a broker declared bankruptcy; and for the Tobacco Community Development Board, which oversees the distribution of tobacco settlement funds. …

subset: commoncrawl


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Featured Resource
Related Publications
This guide shows you many types of exercise and physical activity. It also has lots of tips to help you be active in ways that suit your lifestyle, interests, health, and budget, whether you're just starting out, getting back to exercising after a break, or fit enough to run a 3-mile race. It's for everyone—people who are healthy and those who live with an ongoing health problem or disability.
From: National Institute on Aging (NIA)
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This online resource provides individuals with personalized nutrition and physical activity plans, a method for tracking foods and physical activities, and support to make healthier choices and stay on track.
U.S. Department of Agriculture
This website makes publicly available materials that were used in the HEALTHY intervention program, which was designed to moderate risk factors for type 2 diabetes in adolescents including nutrition, physical education, behavior, and communications and social marketing. En español
The HEALTHY Study
The National Diabetes Prevention Program lifestyle training curriculum is based on the Diabetes Prevention Program (DPP). The lifestyle program is divided into two components: Core Curriculum & Post-Core Curriculum.
Centers for Disease Control and Prevention (CDC)
The President's Challenge helps people of all ages and abilities increase their physical activity and improve their fitness through research-based information, easy-to-use tools, and friendly motivation.
President's Council on Physical Fitness and Sports
This toolkit provides materials to begin a community outreach program with African Americans and Hispanics/Latinos at risk for type 2 diabetes, reinforcing the message that type 2 diabetes can be delayed or prevented. CME credit available. En español
National Diabetes Education Program (NDEP)
This video uses a case study to show healthy activities and habits that can be useful in the workplace. It addresses common pitfalls at work, like unhealthy snacking or eating fast food, and how combat them.
This easy-to-read, bilingual Spanish and English tip sheet encourages teens to be more physically active to better manage their diabetes. En español
National Diabetes Education Program (NDEP)
This guide helps Americans live healthier lives by helping them set and achieve personal walking goals. Treat yourself and your family to a daily routine of brisk walking. It's a healthy and simple way to feel better now and reduce the risk of developing serious health problems down the road.
BlueCross BlueShield Association
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Satisfaction and Contentment
from Sinclair Ferguson May 27, 2016 Category: ArticlesIn 2004, Rolling Stone magazine listed "The 500 Greatest Songs of All Time." At the top was Bob Dylan's "Like a Rolling Stone." Second on the list (presuming no bias in the choices made by the magazine) came the Rolling Stones' "(I Can't Get No) Satisfaction." This song... Keep Reading
$5 Friday: Regeneration, the Holy Spirit, & Calvinism
from Nathan W. Bingham Mar 11, 2016 Category: Ministry NewsIt's time for our weekly $5 Friday sale. This week's resources include such topics as Calvinism, God's will, apologetics, the Holy Spirit, baptism, regeneration, Christology, prayer, the state, and more. Keep Reading
Why a Statement on Christ Matters Now: The Ligonier Statement on Christology
from Stephen Nichols Mar 10, 2016 Category: Ministry NewsIn times of confusion we need clarity and conviction. To that end, Ligonier has released The Word Made Flesh: The Ligonier Statement on Christology. Keep Reading
Theological Fitness
from Nathan W. Bingham Mar 10, 2016 Category: Tabletalk MagazineHere's an excerpt from Theological Fitness, Amiee Byrd's contribution to the March issue of Tabletalk: Keep Reading
Knowing vs. Feeling in Worship
from Nathan W. Bingham Mar 09, 2016 Category: Ministry NewsIn this excerpt from a Ligonier conference message, Alistair Begg reminds us of the importance of knowledge in worship. Keep Reading
The Importance of the Little Things
from Nicholas Batzig Mar 09, 2016 Category: ArticlesGod loves to bless the little things His people do. Sometimes they are small acts, and sometimes they only appear to be so. Jesus cares deeply about the little things that His people do to bless others in His church. He takes note of them as precious acts of service. Keep Reading
The Passionate Preaching of Martyn Lloyd-Jones, New from Steven Lawson and Reformation Trust
from Nathan W. Bingham Mar 08, 2016 Category: Reformation TrustIn The Passionate Preaching of Martyn Lloyd-Jones, the latest addition to the Long Line of Godly Men series, Dr. Steven J. Lawson introduces us to the life and ministry of a trained physician who sensed an irresistible call to preach. Surrounded by theological liberalism, Lloyd-Jones began a pulpit ministry that would exert profound influence on both sides of the Atlantic. Keep Reading
Difference or Contradiction?
from Nathan W. Bingham Mar 08, 2016 Category: Tabletalk MagazineHere's an excerpt from Difference or Contradiction?, R.C. Sproul's contribution to the March issue of Tabletalk: Keep Reading
We're Called to Make Disciples, not Simply Converts
from R.C. Sproul Mar 07, 2016 Category: ArticlesWe should take notice of what Jesus did not say in the Great Commission. He did not say, "Go therefore and make converts of as many people as possible." Keep Reading
Social Media Highlights (3/6/16)
from Nathan W. Bingham Mar 06, 2016 Category: Ministry NewsHere are highlights from our various social media accounts over the past week. Keep Reading
Part 6 of W. Robert Godfrey's "A Survey of Church History" Study Series Is Here
from Nathan W. Bingham Mar 05, 2016 Category: Ligonier ResourcesIn this lecture series, A Survey of Church History, Part 6, Dr. W. Robert Godfrey considers the development of the church in the modern world, even as world wars, social revolutions, and doctrinal controversies threatened its expansion. Keep Reading


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This story has been updated: Clementine, the parrot, was recovered Sunday after it was stolen from a Pittsfield pet store on Friday. (Photo courtesy of Amy Cavanaugh)
Welcome to your discussion forum: Click the login link below to sign in with or to set up a Disqus account or to access your social networking account. When you do, your comment should be posted immediately, provided it meets the guidelines. (What are the guidelines?.) Report abuse by flagging a comment (mouse over the comment). Comments made here are the sole responsibility of the person posting them; these comments do not reflect the opinion of The Berkshire Eagle. So keep it civil.
(Photo by Chris Pizzello/Invision/AP)
Will Rob Lowe replace Michael Strahan as Kelly Ripa's next TV partner?
Report says Rob Lowe is in talks to replace Michael Strahan on 'Live! With Kelly.'


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Snail mail will cost you another two pennies
Unless you stocked up on Forever stamps, mailing that standard envelope will cost you another two cents starting today.
The United States Postal Service now charges 44 cents for a first-class stamp for mailing a standard letter snail-mail style. Forever stamps can be purchased at any time for the current cost of stamps, but can still be used as the price increases.
Despite three straight years of rate increases, the postal service could still be broke by year's end, officials say.
More from theAssociated Press
While the increase will bring in added income, the post office continues to struggle financially as more and more lucrative first-class mail is diverted to the Internet, and the recession discourages businesses from sending their usual volume of advertising.
The Postal Service, which does not get a taxpayer subsidy for its operations, lost $2.8 billion last year and is already $2.3 billion in the hole just halfway through this year.
Other rate increases:
- Postcard stamps increased 1 cent to 28 cents.
- The first ounce of a large envelope increases 5 cents to 88 cents.
- The first ounce of a parcel increases 5 cents to $1.22.
- New international postcard and letter prices are, for one ounce, 75 cents to Canada; 79 cents to Mexico; and 98 cents elsewhere.
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Every week we collect the latest news, music and arts stories — along with film and food reviews and the best things to do this week — so that you'll never miss City Pages' biggest stories.
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TV Favorites
7th Heaven: The Complete Third Season - DVD
Jessica Biel$39.99Add Your ReviewFrom leading television producer Aaron Spelling comes 7th Heaven, a critically acclaimed family drama about a minister, his wife and their seven children. The WB's highest-rated series, 7th Heaven has captured the hearts of television audiences with its witty, charming and h... Learn More
Best of It's a Miracle - DVD
Questar$31.99Add Your ReviewFrom the top-rated PAX-TV series hosted by Richard Thomas, THE BEST OF IT'S A MIRACLE brings together 44 stories of inspiration and hope that will strengthen your faith! Disc 1: Romantic Providence Defying logic, love conquers all. See how the divine forces cause the... Learn More
Duck Commander: Before the Dynasty - DVD
Duck Dynasty$14.99Add Your ReviewPrior to hitting the big time, hunting, cooking, football, and a successful duck call business kept the close-knit Robertson family flying high. Duck Commander® - Before The Dynasty highlights nine entertaining episodes tracking the kinfolk from West Monroe to Vegas and bey... Learn More
Duck Dynasty Season 8 - DVD
Duck Dynasty$21.99Add Your ReviewSummer is here, and for the Robertsons that means more pranks, parties, and, for Korie, planning for John Luke's big wedding. While the guys are busy bowling, golfing, and goofing, Korie finds shopping for engagement presents not so easy with Si and Kay along for the ride. A... Learn More
Duck Dynasty: Duck Days of Summer - DVD
Duck Dynasty$9.99Add Your ReviewTime to pack your sunscreen, your bathing suit and your camo beach towel for the Duck Days of Summer from A&E, where you can lounge in the warmth with everyone's favorite family, the Robertsons of Duck Dynasty. This DVD includes three classic episodes, plus a new bonus i... Learn More
Duck Dynasty: Season 4 - 6 - DVD Set
Duck Dynasty$49.99Add Your ReviewFull of laughs, ducks, and big beards, this Duck Dynasty 8-disc collection includes seasons 4 - 6. Product Details: 8 discs. Learn More
Duck Dynasty: Season 7 - DVD
Phil Robertson, Willie Robertson$21.99Add Your ReviewEveryone's favorite quackers are back for a seventh season of Duck Dynasty® on A&E®. Catch Willie, Jase, Phil, Si, and the whole Duck Dynasty® family back at it again! Learn More
Duck Dynasty: Season Five - DVD
Duck Dynasty, David Hobbes, Deirdre Gurney, Thomas Nelson Publishers$21.99Add Your ReviewEveryone's favorite duck moguls are back for a fifth season of Duck Dynasty from A&E. The bearded, bayou-dwelling Robertsons are again ready to entertain with their Southern charm and sharp sense of humor. Join the boys of Duck Commander for family reunions, cook-offs, p... Learn More
Duck Dynasty: Season Six - DVD
Duck Dynasty$21.99Add Your ReviewSeason 6 of Duck Dynasty comes in a 2-disc set and brings back more family funny business from the Robertsons. There are goings-on with everyone, from the guys re-branding Duck Commander to the governor of Louisiana giving Willie an award to the return of the dreaded beavers... Learn More
Heartland: Season 3 - DVD
Amber Marshall, Michelle Morgan, Amber Marshall, Graham Wardle, Michel...$44.99Add Your ReviewSet against the stunning vistas of the Rocky Mountains, Heartland follows teenage horse whisperer Amy through the trials and triumphs of life on a family-owned horse ranch. Season Three includes 18 episodes of the popular series as seen on GMC (rebranding as the UP network i... Learn More
Need help ordering? Ask a question and we'll get back to you. Or call 1-888-319-0319


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Noise pollution
Noise Control
Complaints about excessive noise are investigated by the Council who can take action if the noise is considered to be a statutory nuisance or a breach of the anti-social behaviour legislation.
Depending on the source of the noise e.g., a domestic property, a licensed establishment or a commercial property such as factory, different approaches may be taken to investigate the matter.
Environmental Health Public Health Team
0131 270 7500 (tel)


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"Varadero" Varadero by 416Guy
Varadero Travel Guide: 461 reviews and 1,068 photos
Cuba is, in my opinion, the most culturally developed country in the Caribbean. Sure there is poverty, but no more so then a lot of other islands in the Caribbean. Despite their lack of material wealth, the Cuban people are the most generous people in the world. I admit that my first time visiting, I was not looking forward to it at all, I was more scared than excited. All I can say about my trip was that I actually cried. I cried when I had to board the plane to come home. You will not find an experience like Cuba anywhere else in the world. No matter where fate takes me, I will always have Cuba in my heart.
My 3rd annual group trip to the Caribbean has been posted, this trip will take us to Varadero this year. We are hoping to fill the entire plane, 86 seats. Our last two trips (to Cancun, and Puerta Plata) had 47 and 39 people. The response has been really good this year and 86 people is a very reachable goal.
The trip will take place Sunday September 24th to Sunday October 1st, 2006. The cost will vary depending on where you are coming from, however as part of our large group you will definately get a cheaper rate. The cost from Toronto is approx. $700 taxes included and we are staying at Arenas Blancas Hotel in Varadero.
All the onformation for this trip is posted at:
go to the guestbook and enter your name, and keep checking back for the final booking information which will be posted in mid-July.
If you've ever wanted to go to Varadero, book this trip!
See you all there!
- Pros:World's Friendliest People.
- Cons:The US trade embargo. The Communist government. 10 million people caught in between.
- In a nutshell:Poor in money. Rich in heart.
Reviews (21)
I still can't believe that I jumped out of a really old, russian plane at 8,000 feet in Cuba, but WOW! Words cannot... more travel advice
I just returned from Varadero and I was out each and every night. The clubs close at 3am (all of them) but usually... more travel advice
Authentic Cuba, it is not. Varadero, in fact, is fast losing any semblance of Cuban character. However, it's beaches are... more travel advice
The most fun thing we did was rent mopeds, they are usually $9 for 2 hours and $22 for 24 hours (yes, you keep them... more travel advice
Hotels (2)See All Party Hotel
What to Pack (2)See All Pack Light
Warnings and Dangers (2)See All Know When to Say When!
Tourist Traps (1)White Sand, Blue Ocean
Comments (17)
Is it out of the question to rent without a credit card, just debit?
Hello there can you tell me where is the skydiving place located/ We are going to varadero april12 and my b/f has to jump. He is a vey avid jumper with plenty of experience. firstname.lastname@example.com
Thanks for great Cuba info!!
Nice pages on varadero:)
Where exactly can I find this place?
do you happen to remember the name of the ranch/establishment that you went horseback riding with? (and do you suggest doing it?)
very good information
I have been dying to go to Cuba for some time now. I am thinking of going next year june2007. Had i seen your posting earlier i wouldve tried going with you guys! I am actually going to Toronto during those days!
I enjoyed your page, Im planning to go to Varadero on June the 2cd. Thanks for all the tips!!
great tips on varadero & cuban guys...I loved havana as well and as you I cried the day I left...sniff sniff still recovering
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"Until tomorrow, the whole world is my home."
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Apply to Wolf & Badger
Wolf & Badger is a unique business that creates innovative online and offline creative spaces to promote, support and retail the finest independent fashion and design talent from the UK and beyond.
The innovative Wolf & Badger 'serviced retail' concept provides an opportunity for luxury brands to showcase and retail their premium collections direct to consumers through a dedicated retail space online and in the Wolf & Badger stores in Notting Hill and/or Mayfair for as little as £295 per month. Each brand receives the full retail price of any goods sold less an administration fee of 18%.
There is also now an online only membership option with no monthly charge. A sign-up fee may apply.
Wolf & Badger is always seeking talented designers to showcase and sell their work. Although there are no spaces currently available, we invite independent designers to request further information and apply to join our waiting list:


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|Publication number
|Publication type
|Application number
|Publication date
|17 Jun 1997
|Filing date
|20 Dec 1994
|Priority date
|20 Dec 1994
|Fee status
|Publication number
|Florence J. Moore
|Original Assignee
|Moore; Florence J.
|Export Citation
|BiBTeX, EndNote, RefMan
|Patent Citations (15), Referenced by (29), Classifications (12), Legal Events (4)
|External Links: USPTO, USPTO Assignment, Espacenet
The present invention relates to pads that are used for preventing bed sores on humans when laying on beds over a long period of time and for assisting caregivers in turning such humans on beds or moving such humans on and off furniture such as beds and/or gurneys.
A. Many human beings are confined to bed for prolonged periods of time. Such confinement may be due to recovery from a medical problem or to chronic infirmity. The human patient lies on top of the pad which is on top of a bed sheet, which in turn is on top of the bed mattress.
Some of the problems that arise with bedridden patients are the prevention of bed sores that form on the skin, and the movement of the patient in the bed. These bed sores, skin ulcerations, and/or pressure sores are not only very painful to the patient, but are very expensive to treat over a period of time. Bed sores, skin ulcerations, and/or pressure sores develop in four (4) Stages, Stage 1 being a mild abrasion to the outer layer of skin, progressing to Stage 4, which is "full thickness skin loss with extensive destruction, tissue necrosis or damage to muscle, bone, or supporting structures (for example, tandon or joint capsule)." (Source: U.S. Department of Health and Human Services "Quick Reference Guide for Clinicians "Pressure Ulcers in Adults: Prediction and Prevention")
Patients frequently must be moved while laying on the bed. For example, bedridden patients must be turned every two to four hours to prevent bed sores from occurring. Furthermore, patients whose heads and upper torsos are elevated frequently slide down from the head of the bed and must be repositioned.
A preferred prior art method is to roll a draw sheet underneath the patient. The draw sheet is simply a folded bed sheet. The sides of the draw sheet are then grasped by the caregiver, lifted and pulled, thereby moving the patient to the desired position on the bed.
Hospitals and other health care institutions, typically utilize relatively coarse bed and draw sheets. The sheets are made of coarse cotton or coarse cotton/polyester thread. The sheets are seemingly chosen more for durability than for comfort. Turning or moving a bedridden patient on a draw sheet across a bed sheet is difficult because of the friction between the sheets and the weight of the patient. A health care provider who is turning or moving a patient in a bed may injure himself or herself because of the frictional drag while resisting the strain of having to grasp the edges of the draw sheet in a fist, trying not to lose control of the patient's movement. In addition, some patients are very sensitive to jerky movements as a result of recent surgery, or some other medical condition. The friction between the sheets makes smooth movement all but impossible, causing further pain to the patient and risk of injury to the caregiver. A health care provider who is turning or moving a patient in a bed may injure himself or herself because of the frictional drag and weight of the patient by using prior art means or methods. These injuries are quite common to caregivers.
As described hereinabove, prolonged confinement to a bed can cause bed sores or skin ulcerations. Bed sores are caused by pressure on the skin areas, lack of air circulation over the skin and by friction burns by objects in contact with the skin, i.e. bed sheets. Accordingly, the pad of the invention is left under the patient to facilitate the prevention of bed sores or skin ulcerations during prolonged periods of confinement in a bed. Pressure on the skin area occurs whenever a patient lies in bed. The most prominent pressure points on the body are the buttocks, shoulder blades, elbows and heels. If the weight of the body is concentrated on these particulate areas for prolonged lengths of time, the circulation of blood to these areas is decreased. Even healthy people unconsciously turn in their sleep so as to relieve this pressure.
In the prior art configuration, air is unable to circulate between the bed sheet and the skin because of the downward pressure of the body. Some hospitals and health care institutions use water or air flow mattresses to relieve pressure on the skin. However, these mattresses are covered in plastic or rubber and prevent air circulation to the skin and promote perspiration. In addition, the mattresses do not absorb perspiration, and consequently provide an environment for bacteria.
Friction burns occur whenever a patient's skin moves over a bed sheet. Depending on the type of skin of the patient, these friction burns can lead to bed sores after only two or three days of bed confinement.
As can easily be imagined, bed sores can be very painful, and add misery to a patient's confinement to a bed. Once a patient has bed sores, the number of positions that he can lay in bed is limited by the desire to avoid laying on a bed sore. Further still, because a bed sore is an open wound, it is prone to infection.
An accepted procedure for preventing bed sores involves turning the patient every two to four hours. This relieves pressure and allows air to come in contact with the part of the body that has been resting against the bed. However, when turning a patient, friction burns can occur due to movement over the bed sheet.
Besides turning a patient, a prior art method of reducing bed sores involves placing convoluted or "egg crate" foam under a patient to soften up the bed. However, the patient still lies on a bed sheet that cover the foam. The bed sheet can cause friction burns that can lead to bed sores. Also, the foam is difficult to clean and must be either disposed of or replaced if soiled with urine and faces by an incontinent patient.
The original purpose is to prevent the establishment of skin ulcerations on bedridden patients. When used on an incontinent diabetic patient who had already established a Stage 2 skin ulceration, the skin ulceration was healed within ten (10) days. It is very difficult to get any type of abrasion or sore to heal on diabetics. The unexpected results are that it accelerated the healing process by allowing more airflow to the skin, by dissipating moisture of body fluids rapidly and reducing the friction to the skin when the patient was turned and/or moved in the bed.
B. Also, some patients must be moved completely off of their beds and on to a waiting gurney or from a surgical gurney back to their bed. In emergency cases in the field away from the hospital, emergency personnel must lift the human onto a waiting gurney and then transfer the human from the gurney onto a hospital bed for treatment at the hospital facility. If the patient is an adult and is completely helpless, it is difficult to lift or move that patient off of the bed or gurney.
Hospitals, other health care institutions, and emergency services typically utilize relatively coarse bed and draw sheets and are chosen for their durability, easy maintenance, and for sanitation purposes as they can be sterilized. The sheets are made of coarse cotton or coarse cotton/polyester thread. Transferring a patient on a draw sheet is difficult because of the friction between the sheets, the weight of the patient, and no means to securely hold the draw sheet other than by grasping it in a fist, further endangers the patient and the caregiver as well. The health care provider who is moving a patient may injure himself or herself because of the frictional drag while resisting the strain of having to grasp the edges of the draw sheet in a fist, trying not to drop the patient. In addition, some patients are very sensitive to jerky movements as a result of recent surgery, injury, or some other medical condition. The friction between the sheets makes smooth movement all but impossible, causing further pain to the patient and risk of injury to the caregiver.
Other prior art methods of transferring patients off of a bed involve lifting devices such as cranes. These devices physically pick the patient up off the bed. These devices are expensive and ill-suited for moving a patient on a bed and too cumbersome to be used in the field by emergency personnel.
The original design and purpose is to provide emergency personnel and nursing personnel a means to move patients with less frictional drag. A prior art method, Treat, used longitudinal end loop handles for pulling the patient along the bed. These handles can easily slip from the caregiver's grasp or become unsewn or break from repeated use. The placement of digital eyelets within the pad lessens the possibility of the eyelets ripping loose and eliminates the possibility of emergency personnel and/or nursing personnel from accidently losing their grip, thereby dropping the patient. Also, it lessened the strain on the emergency personnel and/or nursing personnel's backs by allowing them to use different positions for leverage in lifting. Additionally, the pad can be sterilized in an autoclave, under ultraviolet light and other sterilization techniques, for use in surgical environments and for use on patients with open wounds.
It is an object of the present invention to provide a pad for use by bedridden humans, which pad assists in the turning and moving of a human in a bed and is useful in reducing the occurrence of bed sores.
Furthermore, the present invention provides a means for patient transfer on and off beds/gurneys in hospitals or health care facilities with surgical or injured patients. It may also be used in the field by emergency personnel for patient transfers.
The pad of the present invention is for use by a human lying in bed for an extended length of time. The pad reduces the incidence of bad sores on a human as well as accelerates the healing process of established bed sores by reducing pressure on the skin, providing air circulation over the skin, rapidly dissipating moisture from body fluids away from the body, and reducing friction burns with the skin. I have discovered that by using these materials which dissipate the moisture from the patient, advanced bed sores seldom occur and if the patient has established skin ulcerations, they heal much faster. The pad also assists in moving humans on the bed by reducing friction between the human and the bed. Patients lying on the pad do not receive friction burns on their skin when they are moved, as they otherwise would without this pad. Furthermore, the pad can be washed in hot water and reused many times, thus promoting hygiene. The costs are thereby reduced since the pad of the invention is not discarded and may be reused.
The pad includes a first wall, a second wall, a middle layer of padding, and four sets of four digital eyelets longitudinally on each side of the pad. The first wall is made of a smooth, slick fabric, such as nylon satin, however is not limited to nylon stain, but to other materials that are permeable to air. The first wall is adapted to be placed in contact with the sheet on the bed. The first wall fabric is slick and smooth so as to reduce friction when the first wall is slid on the bed sheet. The second wall is made of a soft, air permeable fabric such as tricote, however, is not limited to such fabric. This wall is to provide a layer which will dissipate moisture from the patient. The second wall lays substantially parallel to the first wall. The second wall is adapted to be place in contact with the human. The middle layer of padding is located between the first and second walls. The padding may be high loft hollowfill polyester, however, other fibers may be used which will also dissipate moisture and be permeable to air. The first wall, second wall and padding are coupled together. The human can lay on the pad while in bed and the pad will reduce the pressure on the human and allow air circulation through the pad and the top wall will reduce friction burns on the human so as to relieve the incidence of skin ulcerations, and the pad will assist in the movement of the human on the bed. The digital eyelets will allow one to four caregivers to place four of their fingers of each hand through each set of four eyelets, grasp the pad, and turn the patient or move the patient from bed to gurney or gurney to bed, with less effort and greatly reduced risk of accidentally dropping the patient. Other shaped holes may be used to grasp the pad, however, sets of four holes or digital eyelets are preferred.
In one aspect, the first wall is made of satin material, the second wall is made of tricote material, and the padding is made of high loft hollowfill polyester batting. Other fibers may be used which also dissipate moisture.
There is also provided a method of moving a human on a bed. A pad is placed on the bed, with the pad having a slick bottom surface and padding on top of the bottom surface. The bottom surface is located in contact with the bed sheet. The human is placed on top of the pad so as to be on the padding. The pad is slid with the human on the bed to the desired location. This slick bottom surface lessen the friction between the human and the bed sheet and eases the effort required to move the human.
FIG. 1 is an isometric view of a human lying on a bed and on the pad of the present invention, in accordance with a preferred embodiment.
FIG. 2 is a cross-sectional view of the pad of the present invention, shown on top of a bed sheet and mattress.
FIG. 3 is a top view of the pad of the invention.
FIG. 4 is a view of a single caregiver turning a human by use of the pad.
FIG. 5 is a view of several caregivers moving a human from bed to gurney by use of the pad of the invention.
FIG. 6 is a view of the pad of the invention on a mattress.
FIG. 1, there is shown a patient 11 lying in bed 13, on top of a pad 17 of the present invention, in accordance with a preferred embodiment. The pad 17 has a slick bottom surface 21, which eases the movement of the patient 11 on the bed 13 or from the bed 13 to a gurney 15. The pad 17 may be prepositioned beneath the patient 11 in anticipation of some future movement of the patient 11. The pad 17 provides a soft, comfortable pad beneath the patient 11 and reduces the risk of occurrence of bad sores.
As shown in FIG. 2, the pad 17 has a hollow portion 29, a top wall 19 and a bottom wall 21, and padding material 23 located therebetween.
The bottom wall 21 is made of a satin material. In the preferred embodiment, the satin material is made of slick nylon. The satin bottom wall 21 has a slick, smooth surface which is oriented so as to be on the outside of the pad 17. The bottom wall 21 is permeable to air.
The top wall 19 is also permeable to air. The top wall 19 is a soft polyester tricote material. The tricote material is an open weave, light weight material which dissipates moisture rapidly. In a preferred embodiment, the top wall 19 has plural small opening 31 located, for example, about 5/8 inches apart from each other. These openings 31 enhance the air circulation through the pad 17. The padding material 23 is polyester high loft hollowfill batting that is permeable to air. The batting 23 is 10 ounce weight of hollowfill polyester, which has a high loft. The batting 23 is 21/2 to 31/2 inches thick in the preferred embodiment. The polyester hollowfill high loft batting 23 allows for air circulation through the pad 17 and allows for air circulating through the pad 17 and allows for the evaporation of moisture.
The polyester hollowfill high loft batting 23 is interposed between the top and bottom walls 19, 21. The top and bottom walls 19, 21 are substantially parallel to each other. The top and bottom walls 19, 21 and the batting 23 are sewn together with thread to form quality indentations 27 quilting stitches along the sides and through the center of the pad in a quilting manner. The quilting stitches 27 extend lengthwise from end 31 to and and are spaced about three inches apart. The quilting stitches 27 hold the batting 23 in place so that the batting 23 will not lump during washing and so that the polyester high loft hollowfill batting 23 will stay fluffed to allow air circulation therethrough. The pad 17 is left under the patient 11 for the prevention of skin ulcerations and/or treatment of established skin ulcerations.
There are one or two sets of four, 3/4 inch inside diameter, reenforced digital eyelets 33 at each corner of the pad 17, beginning 3 inches from the outside edges 35 and 37, spaced 1/4 inch apart. A second set of four, 3/4 inch inside diameter, reenforced digital eyelets 33 are placed 1/4 inch apart, 9 inches from each end 35 and 5 inches from the outside edges 37. The purpose of the eyelets 33 is that the caregiver 25 may place four fingers in each set of eyelets 33 in order to give them better leverage and grip to turn the patient 11 in bed 13, thereby reducing risk of injury to the caregiver 25. When the pad 17 is being used to transfer the patient 11 from bed 13 to gurney 15 or gurney 15 to bed 13 as shown in FIG. 5, either two caregivers 25 may lift and transfer the patient 11 by each placing four fingers in one set of eyelets 33 at each end of the pad 17, or up to four caregivers 25 will each have two sets of eyelets 33 in the event the patient 11 is large or very heavy. The reenforced digital eyelets 33 set inside the pad 17 all but eliminate the possibility of the caregivers 25 accidentally dropping the patient 11 without warning. As with previous devices such as Treat, U.S. Pat. No. 3,829,914, attached handles can suddenly tear loose due to worn thread or handles themselves can break from repeated use or age.
The pad 17 shown in FIGS. 3 and 6 is generally rectangular in shape. In the preferred embodiment for use in the prevention and treatment of bed sores, the pad 17 has a width of 45 inches and a length of 72 inches. The pad 17 is long enough to extend across the bed 13 and hang from the bed sides so that the ends 35 of the pad 17 can be grasped or the digital eyelets 33 used by health caregivers 25 to turn or move a patient 11 in the bed 13. Also, the long ends 35 allow the ends to be tucked under the mattress 39 to anchor the pad 17 in place on the bed 13 and prevent pad 17 movement. The width of the pad 17 need only be large enough to extend from the shoulders to mid-thigh of a patient 11. The legs need not rest on the pad 17. The short width of the pad 17 makes it easier for caregivers 25 to manipulate the pad 17.
In use, the pad 17 is located between the patient 11 and the bed 13 such that the bottom wall 21 contacts a bed sheet 41. The bed sheet 41 covers the bed mattress 39. The patient 11 lies directly on top of the pad 17. The pad 17 is positioned as shown in FIG. 1, where the ends 35 of the pad 17 extend across the bed 13 to the sides of the bed 13 while the shoulders, back and thighs of the patient 11 rest on the pad 17. The ends 35 of the pad 17 are tucked under the mattress 39 to prevent the pad 17 from moving. The patient 11 may be covered by a top sheet 41 and blanket.
The pad 17 can be used to move the patient 11 on the bed 13. The slick satin bottom wall 21 slides easily on the bed sheet 41. The ends 35 of the pad 17 can be freed from under the mattress 39 and gripped or the digital eyelets 33 used, and the patient 11 can be turned, slid, or otherwise moved on the bed 13. The sliding movement of the patient 11 on the bed 13 is smooth due to the reduced friction between the bottom wall 21 and the bed sheet 41.
The pad 17 may be located beneath the patient 11, even if the patient 11 will not be moved in the immediate future. When the patient 11 is ready to be moved, the pad 17 is already in position, eliminating the need to roll the patient 11 over and onto the pad 17.
Besides easing movement off of the bed 13, the pad 17 reduces the incidence of bed sores. The soft top wall 19 reduces the risk of friction burns. The padding 23 provides cushion under the patient 11 and reduces the pressure on the skin. The padding 23 and the top and bottom walls, 19 and 21, which are all permeable to air, allow air to circulate around the patient's 11 skin. All of these aspects of the pad 17 reduce the risk of bed sores.
In addition, use of the pad 17 beneath a patient 11 will accelerate the healing process of established bed sores for the same reasons that the pad 17 reduces the incidence of bed sores. With the pad 17, patients 11 with bed sores are able to lay on their bed sores. Conversely, patient 11 who do not utilize the pad 17 must lay in positions that avoid laying on the bed sores.
The tricote top wall 19 wicks away moisture and perspiration from the patient 11. Air circulation through the pad 17 allows the moisture to readily evaporate, keeping the pad 17 and the patient 11 dry. This helps to keeps the patient 11 cleaner and the skin healthier because the growth of bacteria is inhibited.
When the pad 17 has become soiled, the pad 17 is washed in hot water and detergent. In some cases, the pad 17 should be washed every day, or even several times a day. The pad 17 may be washed many times without degrading its patient-moving or its bed sores treatment aspects. The pad 17, with its air circulation aspects, dries quickly.
In addition, the pad 17 can be used to move the patient 11 off the bed 13 and onto a waiting gurney 15. The pad 17 makes patient 11 movement fast and easy. The sliding movement of the patient 11 on the bed 13 is smooth due to the reduced friction between the bottom wall 21 and the bed sheet 41. The digital eyelets 33 make it possible for the caregivers 25 to obtain a firm grip on the pad 17, thus reducing the possibility of dropping the patient 11. The foregoing disclosure and the showings made in the drawings are merely illustrative of the principles of this invention and are not to be interpreted in a limiting sense.
|Cited Patent
|Filing date
|Publication date
|10 Dec 1918
|23 Mar 1920
|Higdon Emma
|Turning-sheet and pad
|24 May 1955
|27 May 1958
|Bernice Fash
|Lifting sheet
|25 Nov 1966
|23 Sep 1969
|Sumergrade & Sons Inc
|Comforter construction
|3 Jun 1971
|2 Apr 1974
|A Anderson
|Plastic quilted bedspread
|26 Dec 1972
|20 Aug 1974
|C Treat
|Patient positioning device
|18 Jul 1972
|26 Nov 1974
|M Neilson
|Drawsheet enabling user to easily slide thereon
|5 Apr 1976
|10 Jan 1978
|Buchman Ernest C
|Patient shifting aid and method of using same
|3 Dec 1976
|4 Jul 1978
|Johnson & Johnson
|Absorbent pad
|3 Apr 1986
|30 Jun 1987
|Henrietta Littleton
|Device for manipulating bedridden patients
|6 Jun 1988
|10 Oct 1989
|Robert Lonardo
|Means for positioning bedfast patients
|28 Jul 1989
|20 Mar 1990
|Minigrip, Inc.
|Reclosable bag material, method and apparatus
|10 Jan 1990
|30 Apr 1991
|Span-America Medical Systems, Inc.
|Multilayer supplemental support pad
|26 Aug 1991
|20 Oct 1992
|Juanita Kershaw
|Turn sheet for invalid
|18 May 1993
|19 Jul 1994
|Dean Garner
|Slidable hospital sheet for turning patients
|10 Feb 1987
|13 Aug 1987
|Oehman Gerth
|Citing Patent
|Filing date
|Publication date
|20 Oct 1997
|22 Sep 1998
|Stevens; James E.
|Frictionally variant seat pad
|12 Nov 1998
|14 Aug 2001
|Colbond Inc.
|Support pad
|17 Oct 1998
|29 Jan 2002
|Ergodyne Corporation
|Patient transfer and repositioning system
|26 Jun 2003
|11 Oct 2005
|University Of South Florida
|Therapeutic mattress
|9 Sep 2003
|18 Apr 2006
|Bed-Check Corporation
|Apparatus and method for reducing the risk of decubitus ulcers
|5 Dec 2003
|29 Jan 2008
|Gaymar Industries, Inc.
|Vibrational and pulsating cushioning device
|5 Jan 2006
|27 May 2008
|Bed-Check Corporation
|Method and apparatus for mitigating the risk of pressure sores
|19 Mar 2009
|14 Dec 2010
|Servais Jacqueline M
|Movement assisting bed covering system
|24 Dec 2007
|18 Oct 2011
|Stryker Corporation
|Vibrational and pulsating cushion device
|23 Sep 2009
|11 Feb 2014
|Tamarack Habilitation Technologies, Inc.
|Two-ply fabric low friction interface
|20 Apr 2010
|30 Dec 2014
|Tamarack Habilitation Technologies, Inc.
|Support surface cover having different frictional zones
|13 Jan 2014
|11 Aug 2015
|Cega Innovations, Llc
|Systems, methods and transfer sheets for transferring patients
|13 Jan 2014
|25 Aug 2015
|Cega Innovations, Llc
|Systems and methods for transferring patients
|26 Aug 2013
|26 Jan 2016
|Tamarack Habilitation Technologies, Inc.
|Multiple ply managed friction material surface with smooth bonded seams
|28 May 2015
|26 Apr 2016
|Nottingham Spirk Design Associates
|Methods of transferring patients
|9 Sep 2003
|11 Mar 2004
|Bed-Check Corporation
|Apparatus and method for reducing the risk of decubitus ulcers
|5 Dec 2003
|30 Sep 2004
|Flick Roland E.
|Vibrational and pulsating cushioning device
|28 Oct 2003
|19 May 2005
|Marian Henry
|Method of safely turning supine patient on to his or her side
|24 Dec 2007
|24 Apr 2008
|Gaymar Industries, Inc.
|Vibrational and Pulsating Cushioning Device
|24 Dec 2007
|24 Apr 2008
|Gaymar Industries, Inc.
|Vibrational and Pulsating Cushion Device
|13 Jan 2014
|8 May 2014
|Cega Innovations, Llc
|Systems, methods and transfer sheets for transferring patients
|17 Mar 2014
|18 Sep 2014
|Bedtime Solutions, Inc.
|Apparatus for preventing the soiling of bedclothing
|24 Feb 1998
|9 Apr 1998
|Haamann Frank
|Vorrichtung zum horizontalen Transfer von Patienten
|13 Oct 1999
|27 Apr 2000
|Ergodyne Corporation
|Patient transfer and repositioning system
|13 Oct 1999
|16 Nov 2000
|Ergodyne Corp
|Patient transfer and repositioning system
|16 May 2003
|11 Dec 2003
|Edwin Drexler
|Bed sheet with traction areas
|16 May 2003
|1 Jul 2004
|Edwin Drexler
|Bed sheet with traction areas
|23 Sep 2009
|8 Apr 2010
|Tamarack Habilitation Technologies, Inc.
|Two-ply fabric low friction interface
|23 Sep 2009
|15 Jul 2010
|Tamarack Habilitation Technologies, Inc.
|Two-ply fabric low friction interface
|U.S. Classification
|International Classification
|Cooperative Classification
|European Classification
|28 Oct 1996
Owner name: SMOOTH MOVES, INC., TEXAS
Free format text: A CORRECT ASSIGNMENT TO CORRECT THE ADDRESS OF THE RECEIVING PARTY AND CHANGE THE APPLICAITON 08/539433 TO 08/359433, PREVIOUSLY RECORDED AT REEL 8017, FRAME 0270.;ASSIGNOR:MOORE, FLORENCE J.;REEL/FRAME:008195/0822
Effective date: 19960227
|9 Jan 2001
|Maintenance fee reminder mailed
|17 Jun 2001
|Lapse for failure to pay maintenance fees
|21 Aug 2001
|Expired due to failure to pay maintenance fee
Effective date: 20010617


text:
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I think my Mom put glue and paper in my hand shortly after birth. She was an avid crafter and she passed her love of creating things on to me.
Horse Sweater
Spiderman Scarf and ...
Galaxy Hat
Following Dreams Afghan
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Craftsy Apps for iOS and Android. Read more »


text:
Now I believe -- there's nothing like Aztec hoops
After experiencing a night in Viejas Arena, this columnist was overwhelmed by fandom
These are the thousands cranking out chants, cheers, and choruses. These are the students distracting opponents with giant cardboard heads of Abraham Lincoln, Kanye West, Simon Cowell or any other famous figure imaginable. These are the diehards who, for the BYU game two years ago, donned bicycle helmets, backpacks and ties as a means of taunting their Mormon foes.
Which brings me to taste…and how maybe The Show's isn't always the best.
During that same BYU game, one fan held up a sign that read "Hi mom(s)." And if a player from the other team happens to have been arrested, The Show will blow up his mug shot and mock him every trip down the court.
But I don't know, man. Like that cute 5-year-old who smiles and hugs you every time he causes trouble, you tend to forgive these guys. And far more often than not, it is creativity, not hostility, that defines this group.
Sunday, SDSU opens up its season against ninth-ranked Syracuse. And while the game is on the USS Midway, you can still expect a nautical version of that Viejas environment.
What specifically you see, hear, feel, smell or taste is to be determined. But if you don't think the Aztecs are the hottest ticket in town right now, well, you need to come to your senses.


text:
awesome <333
Creative, I like the feeling.
this work is actually pretty cool
like it
like it
Love Double Exposure
Love Hasselblad
Love the Picture
Love Hasselblad
Love the Picture
woah, love this one
I love the concept. Brilliant work!
¿Quién es el modelo? Me parece muy guapo.
¿Quién es el modelo? Me parece muy guapo.
I think the portrait would have worked on its own also.
But lovely.
But lovely.
awesome guy!
this is perfect.
Amazing, very good job!
wow, very good!
its awsum as..very nice work!
simply lovely.
hey it's so cool
wonderfull, I love whole concept!
amazingly expressive.
the world is a double exposure
beautiful, amazing, insane
I really like the single lonesome bench in the background, it really adds emotion to the picture.
Amazing work as always.
Amazing work as always.
This is great.
I fucking love Hasselblads.
I fucking love Hasselblads.
really good!
i like the reflection of the glass. its really deep and gets the message across well.
looks good i like the technique.
i give it two thumbs up
i give it two thumbs up
A brand new start is always good.
Nice picture, very clean reflections.
Nice picture, very clean reflections.
Love it! ♥
Really really REALLY wonderful.
Amazing!!!! Film is not Death!
pull over hot stuff!!!
this picture is awesome!
this picture is awesome!
love it
sooooo cool!^^
very interesting work (:
cool idea ....
Loved it a lot ,,, very creative..
Loved it a lot ,,, very creative..
Realy realy cool!


text:
I am a huge fan of both Windows and Opera. I know its a weird combination but from the initial days I have been using Windows as my preferred OS and Opera as my default browser. Even when I installed windows 8 Consumer Preview into my machine I kept Opera as a default browser which ran smoothly without creating any problem.
Now the problem is with the windows 8 Release Preview. Just few days ago I switched from Windows 8 Consumer Preview to Windows 8 Release Preview. And just after the installation I installed Opera v11.64. Everything was well and fine until I tried to set the installed opera version as the default browser in my computer. Actually it wasnt happening. Every time I check the Set Default Programs, Opera was not displayed over there. I dont think windows 8 Release Preview has enabled to keep Opera as the default browser. Is the problem only with me or other Windows 8 RP users are also facing the problem?


text:
Activated Carbon Treatment Equipment in Virginia
Category: Water & Wastewater ×
Subcategory: Activated Carbon Treatment ×
Location: USA ×
Location: Virginia ×
Soil Circular Flushing Wellby IEG Technologie GmbH based in Gruibingen, GERMANY
In the unsaturated zone, bioremediation is critically affected by the soil moisture content. For most natural biological degradation processes, the optimal water content is in range between 50% - 80%. With the Soil Circular Flushing Wella vertical multi-phase flow increases the saturation of water in the unsaturated zone. The remaining volatile ...
Integrated Vapor Phase Activated Carbon Adsorption Systemsby TIGG, LLC based in Oakdale, PENNSYLVANIA (USA)
Integrated vapor phase activated carbon adsorption systems can come in a few basic forms and are oftentimes the answer to remediation and industrial processing problems. It is crucial that the entire integrated system be carefully assembled with the right vapor phase adsorption vessels; the optimal media for removal of contaminants from vapor ...
Vapor Phase Activated Carbon Mediaby TIGG, LLC based in Oakdale, PENNSYLVANIA (USA)
TIGG offers virgin coal based, wood based and coconut shell based activated carbon filter media, which can be used for removal of trace particles that occur in air or vapor streams. TIGG also provides reactivated coal based granular and pelletized carbons.Activated carbon media can be used to recover solvents, remove VOC's from the air in tank ...
Integrated Activated Carbon Adoption Systemsby TIGG, LLC based in Oakdale, PENNSYLVANIA (USA)
TIGG's Integrated Activated Carbon Adoption Systems are designed to provide versatility to liquid phase filtration projects. Integrated systems can be comprised of two Modular Activated Carbon Adsorbers, which allows for backwashing one vessel while the other remains operational. Dual-modular adsorption systems remove dissolved organic ...
Carbsorb - Model 40 - Coal-Based Granular Activated Carbonsby Calgon Carbon Corporation based in Pittsburgh, PENNSYLVANIA (USA)
12x40 Mesh, coal base virgin activated carbon used for potable water and wastewater treatment.
Calgon Carbon - Model WPX - Powdered Reactivated Carbonby Calgon Carbon Corporation based in Pittsburgh, PENNSYLVANIA (USA)
WPX is a powdered activated carbon produced from reactivated granular carbons. WPX powdered reactivated carbon is ideally suited for the removal of toxic compounds, dyes, and/or refractory organic chemicals from wastewaters. The high iodine number of WPX allows for adsorption of a wide range of organic chemicals present in industrial wastewater. ...
CAL and CAL I - Granular Activated Carbonsby Chemviron Carbon based in Belgique, BELGIUM
CAL and CAL I carbons are granular activated carbons specially designed for the purification and decolourisation of aqueous and organic liquids in fixed or moving beds.
Coconut Shell Activated Carbonby Ecologix Environmental Systems, LLC based in Alpharetta, GEORGIA (US) (USA)
Like its name, coconut shell activated carbon comes from the coconut shell. To create its activated carbon form, the coconut undergoes a steam activation process. During activation, it creates millions of pores at the surface of the carbon thus increasing the total surface area. Coconut shell carbon has mainly micro-pores to meso-pores and due to ...
Impregnated Activated Carbonby Ecologix Environmental Systems, LLC based in Alpharetta, GEORGIA (US) (USA)
Ecologix provides several different grades of impregnated activated carbon for those special applications where either standard non-treated carbon does not work or where activated carbon's adsorptive capacity can be greatly enhanced through impregnation.
Calgon Carbon - Model CR5000 - Granular Activated Carbon Adsorber Vesselby Calgon Carbon Corporation based in Pittsburgh, PENNSYLVANIA (USA)
The CR5000 carbon adsorber is a pressure vessel designed to treat water or other liquids using granular activated carbon (GAC). The CR adsorber contains all of the operating elements required for utilization of granular activated carbon in water treatment, including a corrosion resistant underdrain for effective treated water collection and a ...


text:
My favorite ride goes out through town, into the Merritt Island National Wildlife Refuge, past the space shuttle launch pads, and out to Playalinda Beach. The road along the beach goes for about four miles along a beautiful, undeveloped beach, the best in Florida. The road ends at a nude beach. Along the road are alligators, gopher tortoises, snakes, wild pigs, and all sorts of interesting things.
Today I rode 80 miles out to the beach and back twice. It was a beautiful day; not too hot, not much wind, perfectly sunny. The second time approaching the nude beach at about mile 60, I saw a man and an attractive young woman walking along the road coming toward me. She was vigorously adjusting her sundress when - plop - out popped one of the twins. The left one, it was. I figured it was for me, but it probably was an accident.
Cycling is good for an old guy's heart.


text:
Rydges North Sydney
Over the past year the SMH has been sending out its resident caffeine connoisseurs to research for their Sydney Morning Herald Good Cafe Guide 2014 and they found a couple of North Sydney's Hot Coffee Spots. The guide is available with the SMH for $5 from selected newsagents on Saturday, June 21 or go online to the SMH Shop where it is $9.99.
They visited more than 300 cafes from north to south, east to west, tracking down wonderful venues - some with views of the ocean, some of parks, some in laneways and others in shopping arcades and basements. And they all had to have good coffee!
86 new entries made it into the compilation including The Incinerator in our neck of the woods. It is at 2 Small Street in Willoughby. The Incinerator was designed by Walter Burley Griffin in the 1930's. Here's what the SMH Guide had to say: The beautiful Art Deco bones of the building make for an elegant space, while the Grounds of Alexandria coffee and and fried egg and pork sausage breakfast burgers (not to mention the Tim Tam shake) keep crowds happy.
The other one just north of the bridge is the Anvil Coffee Co at the Kirribilli Commuter Wharf (Holbrook Avenue). The harbour view is simply stunning and the SMH suggests: Try the double espresso over coconut water and ice, dark chocolate shake or the tea of the month.


text:
Is there any way to load a hex file created with MPLAB (not MPIDE) via the bootloader? With or without MPIDE? I'm looking for a way to do this without a pickit3 (which I have, but which I assume most people don't have).
Also, if this is possible, what linker file should I use in MPLAB to make a "bootloader compatible" hex file? I know the entry point has to be 0x9D001000, and I think I can rewrite any interrupt vectors since the bootloader does not use them.
Thanks for any advice.
-- Rich


text:
SGI graphics team moves to Nvidia
By - Source: Tom's Hardware | 0 comment
Silicon Graphics will transfer a team of graphics engineers to Nvidia as part of a strategic alliance in visualization technology.
A component of SGI's latest turnaround plan, the move will include SGI naming Nvidia as its preferred graphics technology supplier for systems products.
SGI and Nvidia settled a legal dispute last month over patents when Nvidia licensed SGI's 3-D graphics patent portfolio. In return, SGI dropped its patent suit and licensed Nvidia's patent portfolio.
The full story is online at www.techweb.com .
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text:
hired 5 times on Thumbtack
I am a student, traveler, waitress, hostess, sister, daughter, adventurer, bookworm, and artist, and I have been doing photography for 4 years. I love it and can't wait to keep seeing my photography grow over the years.
I have a small studio space, but prefer to do on-location shooting.
Philadelphia, PA 19107
- Email verified
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text:
Project Runway contestant Miranda Levy explains breach of military uniform standards
Milwaukee artist and "Project Runway" contestant Miranda Levy posted an open letter to her fellow service members in the military this evening, explaining the circumstances around a breach of uniform standards on the first episode of the fashion-driven reality TV show. She is the first veteran to compete on the series.
Levy, who posted the letter to Facebook and within minutes had a string of supportive comments and "likes," creates designs that are often inspired by the trim and precise tailoring of military uniforms. "Project Runway" airs on Lifetime on Thursdays. Here is Levy's letter in full: »Read Full Blog Post
Milwaukee Symphony Orchestra, actors know how to do drama
Drama, drama and more drama were on the program for the Milwaukee Symphony Orchestra's performance Friday evening in Uihlein Hall.
Guest conductor Rossen Milanov led the orchestra through a program bracketed by Mendelssohn's "Overture" to "A Midsummer Night's Dream" and selections from Prokofiev's "Romeo and Juliet," joined by a quartet of actors. »Read Full Article
Things to do in Milwaukee this week
Bewitching hour
No one turns into a pumpkin at "Midnight in MKE," the Skylight Music Theatre's season launch party at 8 p.m. Friday at the Wherehouse, 818 S. Water St. The season will be filled with fairy tales and fantasy — from Rossini's "La Cenerentola" to "The Wizard of Oz" — and the party will reflect some of that fun. La Prosette, sometimes known as Anja Notanja Sieger, will take typewriter in hand and help attendees write their own fairy tale ending. Partygoers may also think they have a fairy godparent when they win some magical jewels from Lizzibeth. Everyone will feast on treats savory and sweet from Kasana and Indulge. Buy a ticket online at www.skylightmusictheatre.org for $15 or at the door for $20. Partygoers must be 21 or over. »Read Full Article


text:
The Golden State Warriors are a win away from ending one long championship drought and extending another.
Stephen Curry made seven 3-pointers and scored 37 points, and the Warriors withstood another brilliant performance from LeBron James to outlast the Cleveland Cavaliers 104-91 on Sunday night for a 3-2 lead in the NBA Finals.
With a sellout crowd rocking and roaring in their golden-yellow shirts, the newly minted MVP and his teammates took control of the game — and possibly the series — in the final minutes. Curry connected inside and out — sometimes way out — to help the Warriors pull away, and James and the Cavs had no way to counter.


text:
The Jefferson Presidency
Discussion & Essay Questions
Available to teachers only as part of the Teaching Jefferson's Revolution of 1800Teacher Pass
Teaching Jefferson's Revolution of 1800 Teacher Pass includes:
- Assignments & Activities
- Reading Quizzes
- Current Events & Pop Culture articles
- Discussion & Essay Questions
- Challenges & Opportunities
- Related Readings in Literature & History
Sample of Discussion & Essay Questions
- How suited would a philosopher be to serve as president?
- What are the best qualifications or background for a person seeking the office?
- Business?
- Military?
- Law?
- Education?
- Farming?
- What were Jefferson's most significant achievements prior to being elected president?
- Would these get him elected today?
- If he ran today, what would his opponent emphasize while campaigning against him?
- Did the country need a "re-revolution" in 1800?
- How accurate was Jefferson's assessment of the state of affairs?


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text:
Artist: Carman
Album: Mission 3:16
Genre: Christian
If tonight you stood in Heaven's court to seek eternal favor
Would you face Jesus Christ as a Judge
Or would you face Him as your Saviour?
There are many who don't quite know for sure
What that verdict would be, if ever
So let's imagine for a moment
You are standing dead center
In the Courtroom of Forever
Sitting before you is a structure, massive and intense
It's here your fate will be determined, before this Judge's bench
Then a voice booms, "This Court's now in session"
And your adrenaline starts to rush
Peering down with eyes that see through your soul
Is God the Father, your Judge
Then off to your left, across the room
Is the virtual silhouette of sin
Stepping out of the shadows of condemnation
Your worst nightmare walks in
On his face is the smirk of evil incarnate
His mind fixed on your destruction in Hell
You've just been introduced to you prosecuting attorney
None other than Satan himself
The Bible says he's the accuser of the brethren
So guess what he's gonna do
He's gonna accuse you of your sins
And he knows them all, both the old ones and the new
He's prepared his case for years, now the golden moment is his
So in arrogance he presents his case to the Judge
And it comes out sounding something like this
"God, you see this worthless piece of trash over here
This one is a sinner to the core
This one's commited adultery, cursed his neighbors, stolen money
Been into drugs, alchohol and even more
This hopeless wretch has even slandered friends
And by the guilty face, this whole courtroom can tell
That to a moral certainty and beyond any reasonable doubt
This one deserves eternal judgement in Hell"
The words of accusation still echo
Your every sin thrown up in your face
Then God opens the book where every deed is recorded
And reviews your records of disgrace
God says, "The Book says you did this, this
And this and everything you were accused of today
Now before I sentence you to Hell forever
Are there any last words you have to say?"
Now if it's true you're standing there in the Courtroom of Eternity
With God to your front and Satan-the-prosecuter to your left
There's one remaining eternal truth, one that's crucial to remember
One you should never, ever, ever forget
That on the other side of the Courtroom
I said, on the other side of the Courtroom
You ain't hearin' me tonight
I said, on the other side of the Courtroom
Is the one and only Son of God, revealed in time and space
And he's your defense attorney who has never lost a case
It's not Buddha, Muhammad or Krishna
Or any others who succumb to death
Ladies and gentlemen, on the other side of the Courtroom
Is Jesus Christ of Nazereth
Then Jesus jumps up, says
"Wait a minute, Judge, now I've got somethin' to say
May I remind you that on a cross 2000 years ago
I washed his sins away
I was crucified, I died, they put me in a tomb
But long about the midnight hour, the power of God hit me
And I walked out of that grave, alive
And well with resurrection power"
Then the Devil says, "It's in the book
It's written in the book, check the book"
God said,"Okay"
Then He takes the book out, lays it open and says
"Now we'll see what this book has to say"
He turns to the first page, the second page, the third
By the fourth, the Devil seemed shook
God closes it, says
"The blood of Jesus must've worked
'Cause there's absolutely nothing in this book"
The devil says, "Now what a minute, check that book again
All his sins are written down, they're all right there"
God says, "Devil, maybe you're mistaken all together
Maybe it's this other book down here"
Devil cries, "No, not that book, not that one"
God said, "Devil, why you so uptight?"
God sets the book down, the dust flies
And on the cover it says, "The Lamb's Book of Life"
Is your name in that book?
Is your name in that book?
Is your name in that book for sure?
If you've been forgiven and your name is written
Then raise your hands, praise the Lord
Yes, my name's in that book
My name is in that book
My name is in that book tonight
I've been forgiven and I know my name is written
In the Lamb's Book of Life
My name is written in the Lamb's Book of Life
This court is adjourned
|Mission 3:16
|Never Be
|All In Life
|The Prayer Anthem
|The Courtroom
|Do I Do
|We Are Not Ashamed
|People of God
|Jesus Is The Lamb
|Post Lamb Jam
|Legendary Mission
|Surf Mission
|Missione D'Italiano
|Kingdom Suite
|More Albums
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|Carman - Mission 3:16 Album Lyrics
|Mission 3:16
|Never Be
|All In Life
|The Prayer Anthem
|The Courtroom
|Do I Do
|We Are Not Ashamed
|People of God
|Jesus Is The Lamb
|Post Lamb Jam
|Legendary Mission
|Surf Mission
|Missione D'Italiano
|Kingdom Suite
Carman Lyrics provided by SongLyrics.com
Best Lyric Vids of the Week: Volume XXI
RIFF'D: Ariana Grande's 'Dangerous Woman'
Notes from Mr. Sandman: Camu Tao
Pity Sex – 'White Hot Moon'
Lyricapsule: All Hail Dio's 'Holy Diver'; May 25, 1983
|Lord, I Love You
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text:
Role of the Hospitalist AC
Healthy Night Out
W, Oct 19, 4:30 to 6:30 p.m.
Patricia Avila, MD, Medical Director, Eisenhower Wellness Institute
Mehrdad Abbasi, MD, Internal Medicine
$8, includes dinner. Payment due by Oct 14.
760-568-1234 Read More
Update on Breast Cancer Treatment Options LC
W, Oct 19, 5:30 to 7 p.m.
Monica Khanna, MD, Radiation Oncologist; Iliana Popescu, MD, Medical Oncologist; Peter Schulz, MD, General Surgeon
Register by Oct 24.
760-834-3798 Read More
Breast Reconstruction: Options After Mastectomy LC
Th, Oct 20, 4:00 to 5:00 p.m.
Andrew Hayduke, MD
To register call 760-834-3798 Read More
Joint Replacement Surgery — Hips and Knees AC
TU, Oct 25, 6 to 7 p.m.
Sohail Ahmad, MD, Orthopedic Surgery
760-568-1234 Read More
Shoulder Update: Instability, Rotator Cuff Repair, Replacements and More! LQ
Argyros Health and Wellness Series
TH, Nov 3, 5:30 to 7 p.m.
Patrick St. Pierre, MD, Orthopedic Surgery
760-610-7205 Read More
Update on Diagnosis and Treatment of Lung Cancer LC
November is Lung Cancer Awareness Month
TH, Nov 3, 5:30 to 7 p.m.
Davood Vafai, MD, Medical Oncology
Dinner at 5:30 p.m., register by Nov 2.
760-834-3798 Read More
CALENDAR KEYMost classes and lectures are free and early registration is recommended. For a full listing of lectures, events, programs and support groups, visit emc.org/calendar. Online registration is available for most events.
- AC Annenberg Center for Health Sciences at Eisenhower
- LC Eisenhower Lucy Curci Cancer Center
- MZ Mizell Senior Center, Palm Springs
- TC The LGBT Center, Palm Springs
Would you like to have someone from Eisenhower Medical Center speak to your organization on a health-related topic? Please contact Vanessa Shanks at 760-834-7956 for more information.
October is Breast Cancer Awareness Month
Topics ranging from reducing the risks of breast cancer to breast reconstruction after mastectomy will be the focus of Eisenhower Medical Center's FREE community lectures offered throughout the month of October — recognized nationally as Breast Cancer Awareness Month.read more...
Five Star Club Stellar Care for Patients with DementiaThe only non-profit provider of adult day care to Coachella Valley seniors with Alzheimer's disease and other organic brain diseases, Eisenhower Medical Center's Five Star Club has provided compassionate care to clients for more than 23 years.
Whether memory loss stems from Alzheimer's, a stroke, Parkinson's disease or another cause, both patient and caregiver often experience frustration, boredom, anger or depression. Those who have Alzheimer's and other forms of dementia can experience a prolonged decline in their health but often retain their social skills.read more...
5 Things you can do right now as part of your wellness routine
HealthNotes is a publication of Eisenhower Medical Center · © Copyright 2016 All Rights Reserved
Eliminate Fear
Take baby steps. Open up and talk to someone you trust. Get help. Change your attitude. Then...face your fear!
Find a Great Pumpkin
Pumpkin is rich in carotenoids (which boost the imune system). beta-carotene (a powerful antioxidant) and alpha-carotene, believed to slow aging and prevent eye disease. This festive, fall fruit is also high in fiber, potassium and zinc.read more...


text:
A Long Night by Countess-StudiosWatch
©2008-2016 Countess-Studios
Yeah...not a very original title, but Avatarded Calendar_February Image didn't fit.
Yue and The Painted Lady © Bryke, Nick and Viacom
Yue and The Painted Lady © Bryke, Nick and Viacom
it would be awsome to see those 2 spirits together
this is such a beautiful picture.
The Avatar-fan club is having a slideshow contest using the pictures from there gallery, is it ok if i use this picture in it? I'll credit you in the comments.
Hmmm, well as long as there is credit where it is due then I don't see why not. Good luck.
nice paint. like the colors
I'm not sure how to say this but: This is an amazing picture!
I would never have thought of to draw these two characters together, but it makes so much sense!
I love how you've drawn them and the glowing in the background!
I would never have thought of to draw these two characters together, but it makes so much sense!
I love how you've drawn them and the glowing in the background!
Nice work on the reflection
This is really good!
Thier reflections in the water are incredible, and I love the shading in thier clothes!
I always thought it'd be interesting if these two met!
Very nice the colors are beautiful and the contrast between the spirits and the background really turned out great. I know somebody already said it, but I also wish Yue had at least made a reappearance later in the series
absolutley AMAZING! I think this is one of my favorite Yue peices I have ever seen!
very lovely work ^_^
All throughout Season 3 I was waiting for Yue to play a bigger role than just saving Aang's life in the first episode. You have no idea how happy you've made me!
Yeah, I was wondering why she didn't have a more important role in the final season. She isn't one of my favorite characters, but I still recognized her as relatively important to the series since the finale of book 1 was a bit centered around her. I'm glad I made you happy and thanks for the fav
Wow, the glows are simply mesmerizing... Beautiful job!
I love the idea of these two meeting.
I love the idea of these two meeting.
oh wow...this is amazing
Soooo pretty! I love the glowing and their rippled reflections in the water!


text:
Gouache Selfie by AlexandraByeWatch
©2012-2016 AlexandraBye
Have you ever had a certain art supply that was just so pristine and beautiful * cough expensive* that you just hoped to god that whatever you did with it would do it justice and not have been a waste of the product? I've long surpassed this point with my colored pencil set and now am experiencing the feeling with my gouache. this was the only real finished piece i have ever created with the set but I am in love with this media. I wish I could just prove Im worthy of using it. every time I want to it looks at me with that "are you ready" look and I second guess my idea, usually I end up using my cheap watercolor buttons or colored pencils. from this point on I will take risks and use my gouache yes gouache, I am ready for you. I encourage you all to take risks and take care of your art supplies as well
Absolutely stunning! I love the style of this piece!
favorited this not just for your caption, but for this beautiful piece of art you've created. that nose is majestic. you are worthy, friend, you are worthy.
Wow, this is beautiful!
Love this. Well done!
Yes, I think you were ready at the time I think it's great work - I will go searching in your gallery for more!
.......... yeah,you really seem to look good......and a good work. . .... . ---- - -
very beautiful - your skill and using such a small palette and rendering a gorgeous face is amazing.
If this is a self portrait, your talent is equal to your beauty, and both are very high.
thanks for shring
If this is a self portrait, your talent is equal to your beauty, and both are very high.
thanks for shring
Awesome stylization! This piece is absolutely gorgeous!!
This is beautiful.
Awesome pic Love the colours used
excelente... te quedaron muy bien los tonos, la síntesis, y el acierto de la técnica.
That is so beautiful! Love the play of shapes and negative space!
this is lovely! i love your color palette!


text:
African Women: A Modern History
By Catherine Coquery-Vidrovitch, Beth Gillian Raps
African Women: A Modern History
By Catherine Coquery-Vidrovitch, Beth Gillian Raps
"A cornucopia of historical & contemporary information about the life of women south of the Sahara.... An essential work." Choice "[A] pathbreaking effort.... Fills a conspicuous gap in African studies." Foreign Affairs
Related books and articles
- Books
- Journals
- Magazines
- Newspapers
- Encyclopedia
African Identities: Race, Nation, and Culture in Ethnography, Pan-Africanism, and Black Literatures By Kadiatu Kanneh Routledge, 1998
We Are Coming: The Persuasive Discourse of Nineteenth-Century Black Women By Shirley Wilson Logan Southern Illinois University Press, 1999
Health and Wellness in the 19th Century By Deborah Brunton Greenwood, 2014
A Historical Dictionary of Women in Sub-Saharan Africa By Helly, Dorothy O. African Research & Documentation, No. 100, 2006
International Law and Slavery By Welton, Mark D. Military Review, Vol. 88, No. 1, January-February 2008
International Law and Slavery By Welton, Mark D. Military Review, Vol. 88, No. 1, January/February 2008
History as It Happens: Snapshots from the Past By History Today, Vol. 58, No. 7, July 2008
Spiritual Healing By Geographical, Vol. 81, No. 7, July 2009
Countdown to 7 Billion Population By Economic Review, Vol. 30, No. 6, June 1999
The Woman Behind the Double X Economy; She's on a Mission to Empower Women in the Developing World. as the World Economic Forum Kicks off in Davos, Academic Linda Scott Talks to Rosamund Urwin about Feminism and Finance By Urwin, Rosamund The Evening Standard (London, England), January 23, 2014
The Long and the Short of Hair ; Exhibition Explores the Meaning of Locks and Tresses through History By Sciolino, Elaine International Herald Tribune, September 27, 2012
Population and Its Effect on Climate By Porter, Eduardo International New York Times, August 7, 2014


text:
WCN : Analysis & Opinions
3 Small-Cap Core Mutual Funds for Bull & Bear Markets (NSGRX, ...May 1, 2016Explore three small-cap core mutual funds and the reasons why they are are suitable as long-term holdings through bull and ...
One Man's Trash Is Another Man's Dividend CheckMay 24, 2012While it is a dirty job, the waste management industry could be exactly what a portfolio needs in this time of low interest ...
Casella Waste – Even The Environmental Sector Has ChallengesSeptember 1, 2011Casella Waste has neither the momentum nor the capital structure to excite investors.
Finding The Green In GarbageApril 28, 2011With higher commodities prices here to stay, companies that provide recycling and waste-to-energy applications will be big ...
Marvelous MidcapsApril 8, 2011With some analysts predicting that stock returns will be on the lower side throughout 2011, investors may want to give midcaps ...
Second-Generation Biofuels Ready To Take OffFebruary 24, 2011New biofuel companies hope to overcome the problems caused by corn-based ethanol by using innovative feed stocks.
Big Changes Ahead In Waste ManagementFebruary 23, 2011The landscape of garbage is changing for investors. Here are two trends you need to understand sooner than later.
Waste Management Still Growth-ChallengedFebruary 23, 2011Waste Management offers investors modest growth and a decent dividend yield of 3.3%.
Finding Gold In GarbageAugust 19, 2010While it is a dirty job, the waste management industry could be exactly what a portfolio needs in this time uncertainty.
Overbought Bear Market StocksMarch 31, 2009Overbought Bear Market Stocks
It's A Dirty Job (WMI, WCN, AW, RSG)April 30, 2007Garbage -- There seems to be an ever-increasing supply, yet these four companies still can't get enough.
Trading Center


text:
'It's Always Sunny in Philadelphia' - 'Who Got Dee Pregnant?': A question of perspective
Last night's "It's Always Sunny in Philadelphia" was the episode that FX screened for the crowd at Comic-Con back in July, and it's easy to understand why. The "Rashomon" gimmick, so tired on so many other shows, felt fresh and appropriately ridiculous when all the perspectives come from these very selfish, very stupid people. The costumes were great and misunderstood (like Charlie getting confused about the nature of the Phantom of the Opera), the McPoyles returned after a too-long absence, and this was one of the few shows in TV history where Dennis being the father seemed entirely possible. Many shows try to work around female castmembers getting pregnant; here, they've embraced it, and I look forward to seeing what disturbing things these people believe about pregnancy and childcare as the storyline continues.
What did everybody else think? And how have you felt about the season so far?
Follow Alan Sepinwall and Whats Alan Watching onRSS Facebook Twitter


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In your opinion, should ponytails be reserved for the gym and lounging around the house or is a neat ponytail OK for work?
Is it OK to Wear a Ponytail to Work?
We shared candy, fell in love and had a baby... that's our story. | On a journey to lose 100 lbs: -74.4
There's nothing wrong with a neat ponytail. I wouldn't recommend a side ponytail, and even though I've seen it done the high ponytail can be a bit cheerleader-like, but there are a variety of low ponytails, especially, that can look very neat and pulled-together.
"Releasing doves and a sushi station are not basic human rights." -- MollySaysWhat
It depends.
I think a low, neat one is probably fine. A lot of times it's more professional than "down hair". Unless you're under 25 (and can pull off business trendy- i.e. you work for a marketing firm or something), don't try to rock a side ponytail.
I wear a high cheerleader ponytail everyday-- but I work in an unairconditioned factory in the South with all men and I'm still by far the most professionally dressed. ever. (I only wear the high pony tail b/c my stylist cut my front layers too short and they don't otherwise stay "back"-- and having hair in my face isn't as option for my job)
I wear a neat, low ponytail most days to work. I work with children with special needs, who often pull my hair when I wear it down. For my own safety, I wear it back!
Hannah 10/2/05 ~~ Madison 10/13/08
I wear one every so often. To the back and some times I clip the end up.
As long as it is neat, I don't think it is a problem at all.
Anita & BigT Since 11/91
Big Sis AJ 12/07 & Little Sis AM 07/10
FTM 5/7/2010.� Gold Boobies (BF and EP).� Working FT.� Totally in love with my rascal.
I am a fourth grade teacher and when I went back to work when LO was 2 months all I did was wear my hair in a low ponytail WET! I never even blow dried it. Usually it was dry by mid morning and looked fine.


text:
- KenyaAgricultureFunding via SMEP Microfinance Bank
RahatPakistanServicesFunding via Jinnah Welfare Society (JWS)
Beijing GroupTanzaniaFoodFunding via Tujijenge Tanzania Ltd
Prophète Plus Group
Jean Pierre sells beverages in the eastern area of Kinshasa. He has been in the business world since 1994 selling palm oil. After much hard work and good management, he succeeded in making his business thrive thanks to the accumulated profits. He is happy to be one of MFI HOPE's clients. He has already obtained and correctly repaid eight loans from this micro-finance institution.
He intends to reinforce his capital with the next loan by adding twenty crates of beverages. Currently, the business gives him a profit of US $50.00 per week.
Jean Pierre's ambition is to open a soft drink facility in his area. He is 46 years old, married, and the father of four children whose ages vary between 4 and 15 years. Three of them go to school.
Additional Information
About HOPE DRCHOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
6View loans »
US Dollars
Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Nov 16, 2011
- Listed
- Dec 5, 2011
- Currency Exchange Loss:
- Ended:
- Apr 15, 2012


text:
GAZA Israel eased restrictions on Gaza fishermen and farmers on Saturday, Palestinian officials said, advancing a three-day-old truce brokered by Egypt after a week of fierce fighting.
Gaza's children also headed back to school in their hundreds of thousands, in another indication normal life was returning after eight days of fierce cross-border fighting in which 166 Palestinians and six Israelis were killed.
Nonetheless, senior Hamas leader Mahmoud al-Zahar showed how fragile the ceasefire remained, with defiant remarks to reporters of how the Islamists would go on smuggling in weapons "by all possible means", including via Israel's arch-foe Iran.
A statement from the office of Hamas Prime Minister Ismail Haniyeh said Egypt had notified them that "Israel has allowed Palestinian fishermen to fish in Gaza's waters at a distance of 6 miles (10 km), up from 3 miles".
The Egyptian-brokered truce deal agreed on Wednesday calls on Israel to ease curbs on coastal Gaza, which it has largely blockaded since Hamas, which rejects the Jewish state's right to exist, took power there in 2007.
Israel had formally barred Gaza fishermen from heading more than 3 miles out into the Mediterranean Sea for about 3 years, its gunboats often enforcing the rule, a measure Israel said was intended to prevent weapons smuggling.
Murad Al-Issi, a member of a fishermen's group, told Reuters his colleagues had already ventured out to the 6-mile limit on Saturday, undisturbed by Israel.
"The Israeli army naval boat which used to fire and torch Palestinian boats that sailed beyond a 3-mile distance watched without doing anything to prevent them," Issi said.
Palestinians say the Israeli restrictions had hampered the amount and variety of fish they could catch.
Inside Gaza, Palestinian farmers tended land along the testy frontier with the Jewish state without incident, signalling Israel was easing restrictions of the past 3 years barring Palestinians from coming within 300 metres of a border fence.
The change took place a day after Israeli troops killed a Palestinian man at a Gaza border fence, saying protesters there threw stones and tried to breach the barrier.
Palestinians denounced the shooting as a violation of the ceasefire and Egypt intervened to restore calm.
On Saturday, a Reuters photographer saw farmers in the Khan Younis area working close to the Israeli frontier fence.
Hamas security officials were on patrol and Israeli soldiers looked on without interfering, but for a brief verbal exchange between one soldier and a Hamas guard, witnesses said.
Israel had no comment on whether it had eased conditions for either the fishermen or farmers.
Zahar, the senior Hamas leader, sounded a triumphal note despite the death toll and damage the Israeli offensive caused in Gaza, where many saw the truce as a victory for having forced Israel to modify its blockade of the territory and help both sides avoid a potentially deadlier ground assault.
Zahar said Hamas would continue to arm itself with the help of Israel's arch-enemy, Iran, though the truce signed in Cairo calls for a cessation of rocket fire at Israel, which Israel gave as its reason for launching its attacks in mid-November.
"We have no choice but to continue to bring in weapons by all possible means," Zahar said, adding that he expected Tehran would "increase its military and financial support to Hamas".
"We have a right to take money and weapons from Iran. They (Iran) give to us for the sake of God, no conditions attached, and I am a witness to that," Zahar told reporters.
In a rare phone call to Hamas' Gaza leader Haniyeh, Iranian President Mahmoud Ahmadinejad praised what he called Palestinian "resistance and perseverance" against Israel, which he said must now "bow" to Palestinian rights, IRNA news agency reported.
Zahar said that after Hamas's rain of rocket fire that reached as far as Tel Aviv and paralysed swathes of southern Israel, "the Jews will think twice before" attacking Iran, as Israel has earlier hinted it might do to stop a nuclear programme the West fears is destined to produce atomic weapons.
Some analysts say otherwise, however, pointing at how the Israeli military inflicted serious blows to Hamas's weapons arsenal, showing the world it has cutting-edge technology, particularly when it comes to missile defence.
(Writing by Allyn Fisher-Ilan; Editing by Alison Williams)
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Republican Donald Trump and second-placed Democrat Bernie Sanders could be heading to an unconventional U.S. presidential debate in California, in the latest twist to an unusual campaign. Full Article
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text:
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- Column : Watch out for capital flows via tradeRaghuram Rajan-effect: Nachiket Mor-led RBI panel wants banks exclusively for low income households, accounts for allNachiket Mor panel wants new banks to exclusively promote inclusionExperts hail Nachiket Mor panel's idea, warn against risks, 'ambitious' deadlines
The UPAs political agenda of inclusive growth through rights and entitlements is now being carried forward by the banking regulator, RBI, which has taken upon itself to give India growth with a human face. The central bank will now seek to become the central planner. The committee on comprehensive financial services for small businesses and low income households, headed by Nachiket Mor, has created a utopian vision of a world where rights and entitlements go even beyond what the National Advisory Committee came up with, to extend to a right to bank accounts and other financial services.
The panels report lays out a vision that is so precise and detailed that it reeks of central planning. The report has a vision statement around each type of financial service. Coverage targets are given along with dates and timelines extending to the next few years. For example, the panel says every Indian resident above the age of 18 should have a bank account by January 1, 2016. The credit-to-GDP ratio in every district of India is envisaged to grow to 10% by January 01, 2016, then growth at 10% per annum and reach 50% by January 02, 2020. The report says that by January 10, 2016, each district would have a total deposits-and-investments-to-GDP ratio of at least 15%. This ratio would increase every year by 12.5% with the goal that it reaches 65% by January 1, 2020.
Not suprisingly, the panel recommends that RBI issue a circular indicating that no bank can refuse to open an account for a customer who has adequate KYC, which specifically includes Aadhaar. A bank would not have the choice to refuse opening accounts, even if its business model does not permit it to do so. The panel does not say what this inclusion will cost the system. Neither does it say who will pay this additional cost. Will it be the government whose political objectives it seeks to meet, or will it be other customers, the borrowers who will pay higher interest costs and the depositors who will receive less interest? Is it in the interest of bank customers to have these costs imposed on them, or, it is it cross-subsidisation without a political mandate?
The costs imposed are effectively taxes. The opening of accounts and other intrusive, distortionary recommendations flow directly from the utopian vision. In most markets, and especially in financial markets, central planning distorts