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The Zone - Sarah Davies
CEO of Melbourne Community Foundation Sarah Davies talks with The Zone's Michael Short about how to really reduce homelessness.PT0M0S 620 349
MICHAEL SHORT: Sarah, welcome to The Zone and thank you for your time. There's a bit of fear and loathing around at the moment in federal politics because the opposition leader has refused to endorse a target on homelessness, and this probably or possibly reflects the intractable nature – or the perceived intractable nature – of homelessness.
But it's something you can do something about, according to your big idea, which is called Homes for Homes. Can you take us through it?
Homelessness is a really complex and difficult problem and causes major economic and social implications but it's not intractable.
SARAH DAVIES: OK, I can and look, I'm glad you said perceived intractable nature because yes, homelessness is a really complex and difficult problem and causes major economic and social implications but it's not intractable, absolutely not intractable, and there are multiple things that can be done and one of them is an idea that a few of us are working on because we believe it will work and because we believe it will significantly reduce homelessness in Australia and also in time actually continually then work to prevent homelessness and that's the goal. I'm not saying it's going to be easy, I'm not saying it's the solution to everything but there are multiple things we can do the reduce homelessness.
MS: Let's take it from the top: what happens under the Homes for Homes idea – what would happen?
SD: Ok, at the moment Homes for Homes is an idea – it's a proposition. It's built on the premise that people who have their own homes, so those of us who have our own properties, we rent or we own our own homes, can contribute a small amount of that equity - when it's released – to those that don't.
It's a bit like the Robin Hood principle – those that have can support those who don't have, in order to change that over time. So the proposition is that if you have your own house, when you sell it you contribute a very small percentage of the sale price – 0.1 per cent of the sale price would go towards a fund that is then used to support those who are homeless and actually then work to prevent homelessness into the future.
MS: Now, you've done some numbers?
SD: We have. We've been working on the idea for a couple of years and last year we got to the point where we were pretty confident that the model would work and so we commissioned a full economic study and feasibility study of the idea in the Australian context, particularly in the Victorian context. And that study – and the modelling – has demonstrated that this idea has significant potential to really attack homelessness in this state.
The numbers I've seen are up to $245 million alone in this state over 30 years – could be a hell of a lot more depending on how the market goes; it's quite extraordinary what's going on at the moment.
SD: Yes, well the modelling that we've done – we've been very conservative and we've assumed a low participation rate, particularly in the first few years because there is a bit of a cultural shift in people's behaviour around this. You know, there'll be an education around this and we're not anticipating a huge take-up very quickly, so we've been fairly conservative in looking at the numbers.
We've based that on market research and polling that we've done with home-sellers and home-buyers so we're pretty confident that the numbers that we're predicting - as you said, almost $140 million over 30 years, maybe up to $245 million, depending on if we're been a bit conservative on the take up, quite significant. Even in the first five years with a really low, slow take-up, we're still anticipating being able to contribute $150 thousand, at least, in Victoria, to deal with homelessness.
MS: Who's paying so far? You've got the Government involved to help seed the research, but would you expect the government to be involved in this or is it a private thing?
SD: I think it is really important for the initiative, when it's up and running, to be independent of government, because government has a job to do and government has a stream of income to do it with and government has policy it needs to set and then deliver.
That isn't going to solve everything that we need to tackle, and I very much believe that everybody else in the community has a responsibility to create the kind of future we want to live in. And so the idea around this is that it's independent of government and therefore the way the money can be spent to deal with homelessness is independent of government and independent of government policy, and there might be times when it's supportive of government policy and there might be times in the future, particularly if you know – well, let's say the opposition does get in and the Opposition Leader's position on homelessness doesn't change, well the chances are that the way this initiative might work might be completely different to government policy.
However, saying that, we do need and we are grateful for Victorian government support in actually helping us test the idea and get it off the ground. So when we got to the point where we thought, look anecdotally, this is looking very exciting, the response from people we've spoken to is exciting, but that's not enough, we need an economic model, we need a feasibility study, the Housing Minister actually contributed $30,000, which was half the cost of the modelling and economic study, and we got a private company to contribute the other half.
So they have helped us fund the feasibility study and the point we're at now, based on the results of that is we are looking for some seed funding for the first three years to actually get the initiative resourced and fuelled up and ready to go.
MS: And where do want that from?
SD: We want half from the government and half from philanthropy or the private sector or a social investor.
MS: Are you going to get it?
SD: We're pretty hopeful. Early discussions with government (they) have said they'd be open to matching investment, so, no, they are not interested in funding the whole thing, but if there was a social investor or philanthropist or a number of organisations, say, that came together they would look very favourably on a 50/50 contribution and we have started discussions with a couple of social investors and philanthropic trusts who have said let's keep talking and explore it. So we haven't had a yes, but we're pretty positive we'll get there.
MS: Now, getting there involves the Melbourne Community Foundation of which of course you are the chief executive, and before we just move on to some of the stuff that MCF is doing, that is actually sort of happening, one of barriers to Homes for Homes is not that it's a kind of pie in the sky idea – as I understand it, there's something already happening in the states that is...
SD: That right, yeah. We've just nicked somebody else's and tailored it to us, so we're not in any way claiming some kind of intellectual superiority because we've come up with a great idea.
There's a program that's been operating in California in the US since about 2001. It was an initiative of a private developer called Lennar – they're a land and home developer and they created the Lennar Charitable Fund Housing Trust, and the proposition is very similar. As a developer, what they have done is they've put covenants on all of the properties and the land that they develop and there are now something like 35,000 properties participating in this initiative, and each time that property turns over, a small percentage of the sale price goes into the fund that is then used to invest back into the community and deal with homelessness.
So since they've been operating, as I said, they've got 35,000 properties and they've now got six other development companies involved, and I think they've distributed over $US 5 million to deal with homelessness. So, we know that it can work.
MS: What would you do with the money? Is it to build homes, or is it to deal with the causes and effects of homelessness?
SD: OK, at a simple mathematical level, the money that gets generated in a particular year, 80 per cent will be distributed to deal with homelessness, and I'll talk a bit about that in a minute, but 20 per cent will be retained to actually then build a capital endowment fund that grows over time and that generates annual income that can then be distributed.
So, homelessness will need a long-term solution. It's been hundreds of years in the making and it ain't going to be fixed in a couple of years and really the multiple causes of homelessness will still be there in our community and so the need for ongoing preventative measures I think will be there forever, what would be great would be if we could get to a point in our community where there were a minimal number of homelessness people.
But we will still need ongoing intervention and preventative measures to support families and people. So, it's never going to be fixed completely. And so in terms of what we want to spend the money on, really at any point in time there might be four types of programs. One is it might be that we just have to use some money to build housing stock. Because we do have a severe shortage of affordable housing and social housing, there is significant pressure and we just don't have enough.
We also know that we have in Australia every night over 100,000 homeless people. So there are immediate needs and services that need to be delivered that aren't being delivered. And something like two thirds of people who turn up to access emergency overnight accommodation and turned away because there isn't any. That's just disgusting, I mean that's appalling.
So I absolutely feel that in the first phase of this, that money will be used to provide services to those who are already homeless, whether that's support services, whether that's temporary accommodation or whether it's permanent low-cost accommodation. But the other key areas that it does need to work is prevention – I think prevention is absolutely essential, and also at some point, you know, maybe it's actually around advocacy, and it's actually around research and development of ongoing solutions that are going to be needed.
We don't know what the needs are going to be in the future but we need to keep tracking them and we need to keep inventing and designing new solutions. So, I anticipate the money being used in fours ways; One – to support services for those who are already homeless; one to provide physical infrastructure and capital and housing stock; one definitely to work on prevention; and one really to help us stay on top of identifying and designing the solutions that we need. Sounds really easy when you say that – I'm not suggesting it is easy, but that's what we have to do.
MS: Some of the stuff that you do with the Melbourne Community Foundation, well, all of the stuff in fact, because the philosophy of the MCF is evidence-based and research-based...
There's a thing going on at the moment called the MacroMelbourne project that shows that some things can actually be done and happen. Can you talk about one of two of those very quickly?
SD: I know that well-researched, evidence-based social investment can create positive social change, and I know because I've seen it and because I'm lucky enough to work in that area every day. One of my favourite projects at the moment – and this is not to say it better or worse than any other, it's just I love this project because it is so smart – is a project that community connections in Whittlesea is running, called Women in Work Community Enterprise.
So, community in Whittlesea, large multiethnic community, mix of long-established families living there and a number of new families coming to the area, lots of young families, not a lot of social infrastructure in place yet, and so multiple issues. This particular project has a number of objectives. This first objective is to support women from ethnically and culturally diverse backgrounds get work so that they can be economically independent and then they can support their families.
And so what they're doing is they're running a program that brings the women in and trains them to be childcare workers. So the funding supports their training, supports their mentorship and the facilitation in order that they can gain the skills that they can then be economically independent. So the women benefit.
Then what they do with the women who graduate as qualified childcare workers, they're creating a social enterprise, a community enterprise that those childcare workers can then either go and work for private organisations or for community childcare centres or even on a consultancy, as need basis for particular project or activities that are going on in the community. So, what you've then got is you've got all these young families in the area actually having access to childcare now that they haven't got that they desperately need, and not just having access to childcare but actually having access to a range ethnically and culturally appropriate childcare.
And then the third thing that you've is you've actually got a business, an economic business that continues to invest economically in the local community. And I just think that model is stunning. It's just so smart. And there are lots of projects like that – I'm not saying you know this is the best in class but there are some really smart, really innovative solutions out there.
MS: We'll put on the website associated with The Zone a place where people can go and have a look at that because I know there are 15 and I've been through them and they're actually really cool to have a look at people may want to get involved. Why do you do what you do?
SD: Ah, two reasons: one, I love it, and two, I believe it's important – and I don't want to sound, you know, moralistic – but I believe that everybody can actually make a positive change and I think it's really important, I love it and I actually want my children to grow up in the kind of community that I think is healthy and supportive for them and everybody else. And I think we all have an obligation to do that. And it's not hard to do that.
MS: Where did that come from, though? Can you identify formative moments in your life or turning points in your life where you sort of, you know, you do it retrospectively, probably, although you can recognise them at the time, I suppose, in some circumstances but can you look back and see where that came from?
SD: Look, I can now. I've been a bit slow on the uptake as to working out, you know, the cause and effect of all this, but yeah absolutely. I think that who you're born to and where you're born has a huge influence on your opportunities in your life and I was born white, middle-class educated, socially-aware English professional parents, but happened to be born in a convent in what was then east Pakistan and is now Bangladesh and it was very smart convent because their core business was to support the local leper community, but they had a fee-for-service activity on the side – they had a maternity business, if you like, for ex-pats.
So I was born in this convent and it has always struck me that had I been born to the woman in the next bed I would have had such a different life and that has never sat easily with me, ever. And everything I've done, when you look at people and where they are and what they're experiencing and what they do and you put yourself in their shoes and you think well if I'd have had those same experiences, would I be any different, and that, to me, I just recoil against that, I think that's fundamentally wrong.
So, I guess, and I get a bit passionate about that, so I'll calm down a bit, but – so that, I think, without being able to articulate it, has always been a driver for me. Plus parental influence: my mother was a childcare worker, a protected custody worker for many years and before the rules tightened up we had countless kids coming in and out of our house. She was involved in transitioning then from where they were to where they needed to be.
One of those relationships developed into us becoming the foster family for a young girl who didn't live with us full-time but lived with us sort of part-time over a number of years and so I've just grown up, I suppose, in that sense of, you build the kind of world you want to live in, and experiences like when we were living overseas we were going to go to the Sudan – my Dad, he was a cotton salesman and had been posted to the Sudan – my mother, my sister and I were sent back to the UK on holiday and there were more troubles in the Sudan and my father got stuck there and so we had moved all our stuff. I still remember my dog and my cat went with him and he got stuck there and we were stuck in the UK.
It was the first time – I was about seven or eight I think – that I had experienced winter. I hated it. It was awful. I just have memories of this six-month winter period being hideous and when my father eventually got out he just said right that's it, no more, we're not risking that anymore, we'll settle in the UK. And I'm not – this isn't a hardship story – I just remember what it felt like leaving my dog and my cat behind, but also what it felt like – I went to this school while we were there and I just didn't get any of it. I didn't understand, and yet I'm English and I'm white, so I suppose it taught me that a lot of our social and community issues are complex, but actually you can deal with them and do something about it, and I so I do this because I want to, because I think it's important, and I really enjoy it, because I see the change that's there.
MS: We're running out of time. Off the top of your head, what do you like to do best?
SD: Heaps of things. I actually enjoy all of this stuff. I like problem solving, I like addressing issues, I like getting stuck in and doing things. In a personal sense I adore being with my family, my kids and my husband, my husband's a bit of a saint, he's fantastic, my kids are pretty special, although I don't want them hear that because they'll ark up, but just hanging around with them. I love reading, I love reading crime fiction, a bit of crap like that on a Sunday afternoon with a good cup of tea and your feet up. I like the movies. I like hanging out with friends. I like dancing – I'm not good at it, but you know, sad 80s kind of stuff, so normal things...
MS: The well-adjusted people are those who can dance without fear.
SD: That's us. It's embarrassing, but...
MS: How often do you manage to dance and do all these other things?
SD: Look actually pretty often. I think my husband and I are pretty good at working out what our priorities are and managing it. There are times when the balance tips too much in the work way overall – never seems to tip too much in the home way, but overall, I think we're pretty good, and I must say I have a fabulous friendship group; we enjoy the same things and so when we feel that we haven't kind of done the dancing or the night out of whatever for a while, then we'll say look let's organise and so we do. But it's conscious, you have to manage that. It doesn't just happen.
MS: Sarah, what's the hardest thing you've ever done.
SD: Look, there are lots of hard things, and they're all at different levels. On a personal level, I would say living in Australia while my father in the UK was dying of cancer. He was only 55, and experiencing that and going through that with him and my mother – I was very close to my Dad. My Dad was a very special man, and so personally that was probably one of the hardest things I've had to do.
But then on a more regular basis, I'm a bail justice in Victoria and so when the courts are closed and the police want to remand someone in custody, they have to go before some sort of court in order to decide whether that person gets remanded in custody and so sometimes I'm sitting in a bail hearing and I'm sitting opposite someone that the police have arrested and the police have explained why they don't want to give bail and the person's explained why they should get it and I sit there and I go I have no idea what to do, I don't know.
But the pressure of deciding whether you're going to lock somebody up either overnight or over a weekend is pretty significant, so that's kind of hard, too.
MS: I hope bring in The Zone hasn't been that hard. Sarah thanks so much for your time.
SD: Not at all. Thank you for having me.


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All you ever hear about Alta Vista Regional Hospital is something bad, but I want to give them a plug. I had hip survey over there six months ago, with Dr. Conescu performing the surgery, and he did an excellent job. I also want to thank the rehab folks for their great work.
Don Seuntjens
Las Vegas
It is good and customary to send notes and gifts to families that have lost a loved one. There are many students at Robertson (as well as graduates) who were mentored and supported and transformed by their teacher and FFA sponsor, Gary Leger. Their loss was also profound. This note is to send my deepest sympathy and prayer for comfort to those students.
This letter is to protest the recent action by the City of Las Vegas in imposing the new water restrictions which all but prohibit watering of lawns in Las Vegas.
It seems that the new water restrictions are driven by the efforts of Councilman Andrew Feldman, the "self-appointed" water expert in city government. His comment that "we have to realize that we live in a desert" is not only wrong, but it demonstrates how out of touch he is.
This is an unsolicited letter regarding the recent debacle concerning the Las Vegas Fiesta Council. There are those who would say I should stay quiet: that I'm too close to the situation and have a personal agenda. I would say just the opposite! Because of my closeness to the situation, I have relevant insight into many of the issues.
Several Optic readers have asked me when I am going to write another column for the paper. My columns are usually about humorous or amusing events that may be common to the Optic readers.
I appreciate the reader's comments and support and also thank the Optic editor for making it possible. The following is based on my own observation of people who save things, which I am labeling the "Just In Case Savers."
I wanted to write and tell you how much we enjoyed the Las Vegas Optic. I like to buy a local newspaper while traveling and look at the news and events of towns and cities we pass through. My sister and I traveled 2,000 miles in four days; your newspaper was the most informative and most interestingly written of all the papers we perused on our trip.
Marsha Cassada
Hobart, Okla.
Thumbs UP to ... A SMOOTH WEEKEND FOR ROUGH RIDERS. Aside from the rain, last weekend's motorcycle rally went very smoothly, from its staffing to the schedule of events posted on the Internet. In fact, it was so smooth it begs the question — why couldn't the fiestas have run that well?
Hey, is it just me, or do you see our hard-earned tax dollars being wasted? First, we choke Mother Earth with street pavement. Then, we build speed bumps ("speed humps" in Old Town). Why don't we just leave dirt roads and streets? Dirt roads work very well in the country in slowing down drivers.
Think of all the taxpayers' money we'd save. Mother Earth wouldn't have as many freak storms and hurricanes, etc., just to breath.
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[Inner Circle on Tour] August 1 | Irie Music Festival | Toronto, Canada
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United Reggae's interview with legendary reggae band Inner Circle begins in a somewhat curious fashion. We connect via Skype to a laptop which is carried inside their Circle House studios in Miami and placed on a table while they jam on their theme to the 1978 movie Rockers – in preparation for their upcoming US and European tour.
When they've proved themselves suitably well-rehearsed, they stay at their stations and the laptop is turned to face whichever member is speaking. Bassist Ian Lewis and keyboardist Touter Harvey handle the lion's share of the answers, drummer Lancelot Hall interjects from time to time. Guitarist Roger Lewis is having his dinner during much of the discussion and only really asserts his considerable personality towards the end.
Yet these nearly five decade veterans had lots more to say. In part one of their chat with Angus Taylor they discuss their genesis from the same collective that formed Third World, and the culmination of their search to find the perfect singer in the late great Jacob Miller. Most crucially, they recall how some of their finest work was done in sessions for other artists and producers: with plenty of segues into the musical history of Jamaica – as you can read below…
Read the full Interview


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So as many of you know I had my HSG done on May 1st, Dh got his SA done same day both came back normal. I got my first + ovulation test on May 7 and another one on May 8. I started temping for the first time this month also. I usually don't test early but I was feeling pretty good about my temps so I tested at 11 -13 dpo all BFN. Tomorrow I go in to see my OB I will be 15/16 dpo so I'm going o test before my appt and get a blood test while in the office. I'm so nervouse and scared because I don't want to see white in the AM. Here's my charts would love to know what you all think before I test again
Having vivid dreams every night (no BFP dreams yet), al ot of lower back aches, headaches, and dizziness


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Fixed fatal crash on Weather button. Increased reliability of alarms.


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May 26, 2016
Ingham County voters cast optical scan ballots for the first time during the year's second special election. Although turnout was low, Ingham County Clerk Mike Bryanton feels it was an appropriate time to roll out the new equipment. Bryanton says it will give precinct workers time to adjust to the machines and practice without a rush of people to help.
Only a few minor glitches were reported and representatives were on hand to make changes and repairs.
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Jonny and I always talk about how lucky we are to live in the Valley of the Sun, especially during this season. I mean, not to brag, but it's pretty much perfect here right now. 380 more words
Tags » Potato Salad Recipe
It's a Monday again…. Don't feel like cooking an elaborate dinner. Make this Classic Potato Salad served with soup and bread of your choice. Minimal effort and the result is delicious… 233 more words
Duluth Minnesota Visit - Photos - Fourth of July Celebration with Cathie's Potato Salad Recipe
Cathie's Potato Salad recipe from her Grandma and Mom
3/4 of a 5 Pound bag of medium Red Potatoes unpeeled
3 Radishes
3 Celery Stalks… 183 more words
Claudia's Potato Salad
I making potato salad for the Fourth of July today, and I am making it based on, my mother, Claudia's recipe. I have had to make some adjustments—I am not trying to feed seven hungry mouths and—while I remember there being celery in it—there was none listed on her 3×5 card recipe. 134 more words
Asparagus recipes
As we draw to the end of British asparagus season (and what a season it has been, I have been delighted to have found asparagus for longer in the supermarkets this year!) I wanted to share two of my favourite asparagus recipes I've enjoyed making. 419 more words
Crispy potato salad + It's more than just potatoes
I can't describe Sunday mornings in Goa without mentioning the many disappearing acts my father would pull throughout the day. We would find ourselves awaken to "time to go to church", that mostly sounded like my mother or Gayle, whichever one of them roused first. 1,376 more words
Yummy Potato Salad #recipe #RecipeOfTheDay #BBQ
One dish that is always requested for me to bring to any gathering, especially in the summer months, is my potato salad.
And, with the 4th of July fast approaching, I thought it'd be a perfect time to share the recipe with you! 454 more words


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There are two more cases of swine flu confirmed in Onslow County, the latest cases at Camp Lejeune.
The two cases are Marines which are part of a reserve unit on base.
"The Marines who have symptoms of the virus have been isolated and housed in quarters separate from others," says Onslow County Health Director George O'Daniel.
Onslow County had the state's first outbreak of swine flu, and now has a total of four cases.
The state health department says North Carolina now has 39 confirmed cases. Craven County has the most cases with eight, followed by New Hanover with five, and then Onslow with four.


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- MATERIAL HANDLER - DRIVER -MATERIAL HANDLER NEEDED IN HANOVER PARK. Loading and unloading trucks -Local Deliveries Only. 6 months experience req'd. CDL Class B req'd. To apply and to see additional duties and qualifications go to reliablesprinkler.com. (id:4437472) AIRLINE CATERING - JOIN OUR TEAM! near O'Hare International Airport! DO & CO is an international Gourmet Company, specialized in Airline Catering, serving guests worldwide. DO & CO opened a Gourmet Kitchen by O'Hare International Airport, and created 200 new job opportunities. WE ARE LOOKING FOR: Chefs / Cooks Pastry Chefs Kitchen Helpers CDL Drivers Purchasing Manager HR Generalist Reception Dispatchers Ramp Agent Flight Coordinators Warehouse Receivers Dishwashers WE OFFER: A stable workplace and growth opportunities QUALIFICATIONS: Work experience in your profession, hands-on approach, dedicated personality, flexibility (different shifts) BENEFIT PACKAGE: Medical, Dental and Vision Insurance, 401 K Plan Paid Holidays, Vacation and Sick Days Meals and Uniforms provided We look forward to your application: www.doco.com/en/jobs/jobschicago Walk-In Applicants Welcome (MON -FRI): DO & CO Chicago Catering Inc., 2150 Frontage Road, Des Plaines IL 60018 (Tel. +1 224 563 35 90) (id:4436884) AUTO BILLER - AUTO BILLERS & Lic/Title. & Other Positions!!!! Immed. Lg Volume. Exp pref'd: ADP/CDK, CVR. Ex Benefits. Woodfield Nissan-Golf & Higgins-Hoff. Est. Fax: 847-310-2697 Email: email@example.com (id:4437598)


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'The Hobbit' Commander Azog
By DAVID WEINER
July 16, 2013
Even though Peter Jackson will not be at Comic-Con this year to debut The Hobbit: The Desolation of Smaug footage, fans can bide their time with this collectible from The Bridge Direct (The Bridge Direct/Weta Booth #3513B). The 7" tall Orc Commander Azog, depicted as he appears in the prologue scene from The Hobbit: An Unexpected Journey, comes in a numbered, limited edition of 2,600 pieces. Azog holds the severed head of the dwarf King Thror up in victory. How nice! The figure comes with interchangeable hands - the right hand that holds Thror's head can be replaced with a hand capable of holding either his dagger or mace, and the left hand can be switched with the prosthetic spikes that replaced the hand he lost to Thorin's sword. Price: $40
' More Sad Details Revealed About Robin Williams' Final Resting Place'(Fox News)
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' Are Taylor Swift and John Mayer Back Together?'(Celeb Dirty Laundry)
' What Is Really Going On With Nick Cannon and Mariah Carey?'(Hollywood Hiccups)


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Every year, Mr. Batmunkh supplies vegetables to a military unit of Tsagaannuur Soum of Bayan-Olgii province. This year, his estimated sales for vegetables supplies is around 20 tonnes. He also started a taxi service business in 2007. Well-experienced and popular in his town, he is requesting a loan of 1,200,000 MNT to purchase two tires and vegetable inventory for his vegetable retail business.
Additional Information
More information about this loan
This loan is part of XacBank's green loan program, giving Mongolian farmers the support they need to grow and process organic fruits and vegetables despite harsh conditions and short growing seasons. These loans are used to obtain critical resources, like greenhouse space to shield crops from the cold, and training for traditionally nomadic entrepreneurs who lack agricultural experience. XacBank's green loan program also helps clients to improve their heating and ventilation systems, reducing pollution and health problems caused by burning fuel.
About XacBankThis loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.
About Mongolia
0View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 26 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Sep 19, 2012
- Listed
- Oct 13, 2012
- Currency Exchange Loss:
- Possible
- Ended:
- Dec 1, 2014


text:
It Remains Extremely Challenging to Identify...
To Know Where Biosimilars Are Going,...
Traditional Tissue Biopsies Are Not Providing...
Researchers Are Developing Ways to Edit...
Oragenics will receive an equity financing of $2.6 million. The definitive agreement consists of common stock at $0.45 per share and warrants with an exercise price of $1.30 per share. Funding is expected to finalize by June 12.
Oragenics includes products and supporting platform technologies for the treatment and diagnosis of human infections. "This capital will help the company to begin generating revenue from our Probiora3 oral health product, to accelerate our efforts to develop and commercialize our proprietary DPOLT antibiotic platform, to test our SMaRT Replacement Therapy product for the elimination of tooth decay, to market our LPT3-04 weight loss product, and continue the development of our unique diagnostic platforms, IVIAT and CMAT, as well as other uses," remarks Stanley B. Stein, the company's president and CEO.
IVIAT and CMAT are related technologies used to identify gene targets associated with the onset and progression of infections, cancers, and other diseases in humans and other organisms including plants.
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Proposed Legislation Would change Michigan CRNA Supervision Requirements and Increase Access to Anesthesia Care
On May 7, 2015, Michigan Senator Mike Kowall (R-White Lake) introduced legislation that would allow hospitals more flexibility in determining the best anesthesia delivery model for their patient's needs. While certified registered nurse anesthetists ("CRNAs") provide the anesthesia care during most patient procedures - staying with the patient throughout the entire procedure - Michigan law still requires physician supervision of CRNAs. However, Michigan law does not even require the supervising physician to be an anesthesiologist or surgeon.
The proposed legislation would change this model and increase access to anesthesia care for Michigan patients in medically underserved rural and urban areas, while also containing anesthesia-related costs statewide. Under S.B. 320, Michigan hospitals could choose to keep the current physician-supervision model or move to a model that allows CRNAs to practice without mandatory physician supervision. If enacted, Michigan would join 40 other states that do not require physician supervision for CRNAs to administer anesthesia. The bill is currently in the Michigan Senate awaiting testimony before the Senate Health Policy Committee. More information on S.B. 320 may be found on the Michigan Legislature's website, available here.
Continue reading "Proposed Legislation Would change Michigan CRNA Supervision Requirements and Increase Access to Anesthesia Care" »


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Super Catch!! Barramundi
Barra 108cm caught with Schneider 55lb Braid Compatible mono Leader!...26 February, 20150 Likes
Schneider Fishing Lines has over 60 years experience in the fishing industry. We know everything you need to know to make your fishing experience great.
The quality of our fishing lines has been maintained at the pinnacle of international standards by the extensive research and development of products.
Schneider Fishing Lines continues to supply premium Bait & Tackle and Sports Stores as they have done so for over half a century.
Schneider Fishing lines are formulated with the latest technology meeting the demands of fisherman both amateur and professional.
We are very proud to announce Schneider Fishing Lines, Winner of the 2015 Industry Achievement Award! Awarded at the 2015 AFTA Gala Dinner.
Barra 108cm caught with Schneider 55lb Braid Compatible mono Leader!...26 February, 20150 Likes
WOW! 27.6kg Cobia caught on 50lb Schneider Braid! Fisherman's quote "It was faultless in its delivery!''...26 February, 20151 Like
Super catch using New Schneider 30lb 8 Carrier Pink Braid along with Schneider New 40lb Fluorocarbon Leader...11 February, 20161 Like
Look your sporting best on your next big fishing expedition with our new range of merchandise.


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"Help Us Foundation" (HUFS Regd. No.86/2012-13) is located at Haldwani, Dist. Nainital, the foothills of the majestic Himalayas, in the Kumaon region of Uttarakhand, the northern hill province of India . HUFS is a non-profit, voluntary organization founded by Mr. Chandra Shekhar Gururani and the team of Foundation to help & support the Poor People of this Hill state, irrespective of their cast & religion. Starting with a dedicated team of seven volunteers the "Help Us Foundation" strongly believes to strengthen its association through many more hands joining with this cause. A German Society with the name of "WeCan Kimh e.V" has come to help the "Help Us Foundation Society" for their noble works. Mr. Rajendra Pathak & his wife Mrs. Erika Pathak founders of "WeCan Kimh e.V" Society agreed to help the society & visited Haldwani for the same.
Copyright © 2012 Designed & Developed By : Evon Technologies


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ACROPOLIS-PARTHENON unik udsigt
Størrelse75 m²
Etage(med elevator)
- Familie/børnevenlig
- Internet/WIFI
- Køkken
- Air condition
- Vaskemaskine / tørretumbler
- Velegnet til arrangementer
- Jacuzzi
|STRATIGOU MAKRYGIANNI, 11742 ATHENS, Grækenland
|Inden for få timer
|Kalenderen er opdateret
|I dag
Celebrating our 3 years of hosting with more than 1.000 guests
we offer , this new listing with unique Acropolis view, at a very special price for limited time
-- Apartment with unique view of Acropolis of Athens
-- Sleeping,relaxing,dining under the shadow of Parthenon temple
-- Apartment is Opposite Museum , metro and Acropolis
-- No Hotel can offer such view and proximity at this price .
-- All rooms are air-conditioned
- 98% satisfied guests. We are the most experienced hosts in Athens. We have host over 1.000 people from 34 countries.
- Transfer services upon your request. (Arriving or leaving after midnight? No problem!)
- We offer ORGANIC tea,coffee,sugar,jam,cereals to prepare by yourself your breakfast
- No extra hidden cost, and no need for deposit.
- We communicate in 5 languages. English, French, German, Italian, Spanish
Are you looking to experience Greece through locale's eyes? Well, we are here for you! We are not just renting an entire apartment. We are here to help you, make the most out of your visit. Whether you want to spend a couple of nights in Athens , before going to the islands or you are a museum lover , or you are on a European tour, we are happy to offer you a different view of Athens.
Check the photos to see the superb overview we are offering.Following, please find some general info about the apartment. In case you choose us, you will receive to your email documents with suggestions or useful sites and tips, to organize your trip and discover Greece .
See the photos! You are in the heart of historical Athens! You are indeed opposite Acropolis hill. The area consists the ideal solution to those who want to explore on feet all surrounding places of historic interest such as; Plaka, Monastiraki, Thissio, the ancient market of Athens, Herodion theatre, as well as the museum of Acropolis which is only 80 meters away.
The entire apartment is at your exclusive use. A 65 sq m. luxurious, comfortable,clean, private apartment with 1 bathroom , hot water 24/hours, fully equipped kitchen, air conditioning, Satellite TV and home cinema, high speed Internet WI-fi,1 double bed, 1 sofa bed which can accommodate 2 adults, a superb 20 sq m. veranda, with fantastic view over timeless Parthenon temple. A sense of luxury in the most historic place of all times, on the famous pedestrian-street, just opposite the ancient rock of Acropolis. It is a unique luxurious and beautifully renovated apartment. Obviously , we provide sheets and towels. Just imagine that you are relaxing under the shadow of one of the most unique ancient monuments of the world. Apartment is accessed by elevator.Furthermore, within 2 minutes walk from the house you can choose from a vast variety of restaurants , supermarkets, bakery, pharmacy e.t.c. .
We can provide baby cots if you want to travel with kids.(max 2 babies). Possibility of arranging baby sitting too...(extra cost)
Possibility of arranging dinner on the veranda by a recommended chef (extra cost).
We try to be environmentally friendly , so bed sheets/towels are washed with ORGANIC detergent .
As we produce ORGANIC products, we are offering compliment basic ORGANIC goods for starting your breakfast, such as coffee,sugar,cereals, skimmed milk.
Check our special rates for long term booking.( per week or per month)
Easy access from / to airport with metro, or if you like and we are available we can arrange to pick you up at a friendly price.
You are in Athens center. Metro stop is just outside the building or you can walk to the center of modern Athens within 10 minutes.
15-20 minutes by taxi.
As the apartment is situated on a pedestrian street, parking close to the building is not allowed. If you have a rental car , 3-4 minutes walking distance there are available parking stations
We are a Swiss- Greek family and speak Greek, French, English, German, Spanish, Italian
Our first aim is to get to know new people and make new friends...we are waiting for you!We welcome any question that will help you organize your trip.You can also communicate in any of the above mentioned languages
Be prepared to experience Athens the authentic way...the way we do!
1) Trash
Guests are requested to deposit their trash regularly (and certainly prior to their departure) in the grey colored trash collection containers in the street. Please recycle. The blue containers in the street are for recycling materials.
2) Kitchen
We expect from our guests, prior to their departure to clean their dishes and leave the kitchen as clean as they found it. In case that you do not wish to clean your dishes or you do not have time to do it, you can leave 14 euros in cash in the kitchen for the cleaning lady.
3) Toilet.
Thank you for helping us save the environment and the Greek seas. No paper towels, kleenex or feminine products to be flushed in toilet.
With every stay regardless the length of stay, we offer 2 rolls of toilet paper
4) Respect the neighbors. Please restrain from making loud noises between 02.30 pm-5.30 pm and 11.00 pm -08.00 am.
5) This is a NON smoking apartment. Smoking is allowed only in the Veranda.
6) Towels are provided but they are not to be used as a bath mat , or to remove make up.
7) Please lock with the key the entrance of the building after 10 in the night.
By making this reservation, you accept that this not a hotel. This is a house and you are a guest. The host cannot be held responsible for any accidents or injuries that occur to guests on the premises.
Guests are held responsible for their own actions if they break the law. Use of drugs inside the apartment is prohibited. The Greek law covers this agreement and any civil difference should be held in Athenian courts.
|Ugentlig pris for op til 2 gæster
|Månedlig pris for op til 2 gæster
|Pris for > 2 gæster
|164 DKK pr. gæst/ekstra nat
|Højeste antal nætter
|3 måneder
|Check-in efter
|Check-in før
|Efter aftale
|Check ud før
Appartement idéalement situé et avec tout le nécessaire
Hôtes très accueillants et apportant services (ex : prise en charge à l'aéroport, plans,...) et conseils.
A recommander!!
Een mooi appartement op goede locatie tov de bezienswaardigheden. Alle kamers met airco en goed verzorgd. Transfer van en naar het vliegveld werd verzorgd door de verhuurders (See Greece - Helena). Een super leuke en enthousiaste vrouw die we ook tijdens ons verblijf mochten bellen bij vragen. Een aanrader!
Appartamento molto bello con vista sull'acropoli dall'ampia terrazza, manca qualcosa in cucina se uno vuol farsi da mangiare ma nel complesso vicino a supermercati ristoranti e mezzi pubblici.
Splendid location for visiting Athens and afterwards cooling down at the beach. Service and response of Helena (and her team) was always accurate and meeting expectations. Day tour to Peleponnesos was great. Fam in t Veld
Fin lille lejlighed til 3. Udstyret med det mest nødvendige. Dejlig tæt på metroen. Tæt på seværdighederne. Det er i orden, at det ligger delvist i kælderen, men dette bør stå i beskrivelsen. Anbefaler gerne lejligheden og kommer gerne igen.
Our stay at this Appartement was great! We had some Problems with the fridge and the a/c in the beginning but after just one call Helena and Vasilis did all the could and so we got a new Fridge and a "new" a/c within only a few days!
The Appartement is great, of course not the most modern but the view and the Balcony makes you forget what's inside, and so most of the time we spent in the Appartement we were on the balcony enjoying the view to the sea.
The Bolivar Beach and Bar is amazing also and ist just across the street from the Appartement. We also found some very nice small Restaurants more in the "middle" of the town, where the staff was very friendly.
We would really recommend that Appartement, cause it has got all you Need for a calm and Relaxing Holiday.
We enjoyed a lot our stay. Chryssa was so kind with us when we arrived. The house was nice and near to the city centre.
Grande appartamento in linea con la descrizione, situato in una zona tranquilla a due passi dalla passeggiata pedonale e dal museo dell'Acropoli. La vista dal terrazzo è bellissima. Abbiamo usufruito del servizio di navetta ed è stato un affare, eravamo in 4 e abbiamo speso solo 32 euro, meno di un taxi! E poi un saluto alla gentilissima Marietta che si è occupata del nostro transfer, parlava anche italiano e ci ha fatto da guida durante il viaggio da e per l'appartamento.
A presto ☺
Large apartment in line with the description, located in a quiet area just steps from the promenade and the Acropolis museum. The view from the terrace is beautiful. We made use of the shuttle and it was a deal, we were in 4 and we only spent 32 euro, cheaper than a taxi! And then a gentle salute to Marietta who oversaw our transfer, also spoke Italian and made us a guide during the journey to and from the apartment.
See you soon ☺
Le meilleur hébergement possible!
Ce joli 2 pièces conjugue la proximité avec le centre (12 mn à pied de l'acropole) et le calme, ce qui est très rare dans Athènes. Il est clair et frais (double exposition, deux balcons, et la climatisation si nécessaire dans les deux pièces), dans un quartier vert et tranquille, avec tous les commerces à deux pas.
Il est bien équipé: four, micro onde, lave-linge, machine à café...
la disponibilité et la gentillesse des hôtes sont sans égales.
Mention spéciale à Chrissa, qui m'a emmenée chercher mon fils à l'aéroport à deux heures du matin, et qui a fait de ce trajet un moment de partage et d'amitié.
Je n'ai qu'une envie, y retourner au plus vite!
Overnatning med 2 meget gamle badeværelser (med rør, der lugtede slemt og nogle kakerlakker), som ligger i stueetagen i et hjørne af en meget circulée vej indtil 01:00 (busserne kører på 1m vindue ), så meget støjende og forurenet.
Logement avec 2 salles de bain très vetustes (avec des canalisations qui sentaient mauvais et quelques cafards), situé au rez de chaussée dans un virage d'une route très circulée jusqu'à 1 heure du matin (les bus passaient à 1m de la fenetre), donc très bruyant et pollué.
- Kvalitetssikrede boliger
- Alle værter verificeres via telefon
- Sikker betaling med SSL-kryptering


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A woman gets killed in a department store. No one imagines this could lead to serial murders, but two days after the first murder, another homicide occurs. A woman is suffocated to death and the only evidence left at the crime scene is a sticker of the cartoon character "Princess Aurora". A veteran detective OH suspects an attractive and lively woman named JUNG Sun-jung as the murderer. However, he does not tell anyone -not even his partner- that Jung also happens to be his ex-wife. Again and again, the Princess Aurora sticker is found... each with a dead body.
- Original title
- 오로라공주
- Broadcast Network
- Broadcast Period
- 2013-05-20 to 2013-12-20
- Rating
This show does not have any episodes


text:
Parents thank God and zoo for retrieving boy from gorilla
CINCINNATI (AP) — The parents of a 4-year-old boy who fell into the gorilla habitat at the Cincinnati Zoo are thanking God for his safety.
The male western lowland gorilla was killed Saturday by a special zoo response team that feared the boy's life was in danger. Video taken by zoo...Read More »


text:
May 29, 2016
A lawmaker says Gov. Haley Barbour is being "downright disrespectful" by announcing a special election to fill Rep. Charles Young's state House seat before the longtime Meridian lawmaker is even buried.
Democratic Rep. Tyrone Ellis said Tuesday that Barbour should have given Young's family proper time to grieve. His funeral will be Wednesday at 10 a.m. at Newell Chapel CME Church.
Young had been in the House since 1980 and died this past Wednesday. Barbour announced the next day that a special election will be held June 9. Candidates' qualifying deadline is May 10.
Barbour spokesman Dan Turner said the governor wants people in Young's Lauderdale County district to be represented as soon as possible.
After other lawmakers have died, Barbour has waited weeks or months to set special elections.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.


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Get up close to your favorite teams and cars to get a behind-the-scenes look at NASCAR in action with a Pre-Race Pit Pass for only $60 ($65 Race Week Pricing) for the entire weekend. The Pre-Race Pit Pass entitles pass holders to a variety of added, backstage action on the NASCAR Sprint Cup race day, including:
- Garage Walk Access: Catch a glimpse of your favorite driver or car as they roll out of the garage and onto pit road before the start of the race (participants randomly selected).
- Driver Introductions: Access to pit road and the track to watch driver introductions.
- Photo Opportunities: Pose in Gatorade Victory Lane.
- Sign the Start/Finish Line.
Once purchased, you will receive a redemption coupon. Please take your redemption coupon to any of our Pre-Race Pit Pass Redemption Booth locations -- at Gates 3 and 8, as well as in the Fan Midway between the Foyt and Bobby Allison Grandstands -- during pre-race pit access hours. Per NASCAR, Minors (17 and under) admitted in the Pit area on Sunday only and must be accompanied by an adult or legal guardian.
Pre-race Pit Pass holders must show photo identification to verify the identity of the pass holder and must be accompanied by a Grandstand Ticket. Photo identification must be carried at all times.
Pre-Race Pit Passes do not allow access to the NASCAR garage areas. Smoking and alcoholic beverages are prohibited in the pits. Please note, there is no longer a dress code required for Pit Road, but we recommend all guests dress for comfort and lots of walking!


text:
best cars in india below 10 lakhs
Did you mean?
New Cars
Mercedes Benz CL Class
Mercedes Benz CL Class is a Sedan car which is powered by a 5461 CC engine. The car has a Automatic type of transmission/gearbox. The car runs on Petrol and sports a mileage of 0.0 Km/L. The dimensions of Mercedes Benz CL Class are 5065X1871X1419 mm (length X width X height). Mercedes Benz CL Class is priced at Rs. 1,19,74,861 (ex-showroom, New Delhi). ... read more
Used Cars
BMW 5-Series 2007-2010 525d (2008)
This car has been used by me personally and free of any accident. The car battery and all the four tyres have been replaced about 4 months back with new original from NMW workshop. The engine is actually 3000cc engine and such cars are not available. Its in excellent running condition and best in look ... read more
|Registration no: MH12EM8183
|Colour: Blue
|City: Pune
|Asking Price: 20,00,000
Renault Fluence 2011 - 2014 E2 (2011)
The Car is as per Photo and same registration number. It is a White Automatic Car of Top Model Version in Brand New Showroom Condition. Not a single penny expense on car right now.No Dent or ,Scratches,Orginal Paint Just Fill Petrol and Drive. The Car has lot of features which is available only on high ends Cars? The Car is having AC, Adjustable Power Steering, Power Window, Adjustable Seats, Automatic Mirror with Light (ORM), ABS, Six Air Bags, EBD, Alloy Wheels, Traction Control, Cruise Contro ... read more
|Registration no: WB-02G-7511
|Colour: White
|City: Kolkata
|Asking Price: 7,45,000
Upcoming Cars
Infiniti FX
Just like what is Lexus to Toyota, Infinity is to Nissan. Infinity is Nissan's luxury car brand and is extremely popular in the US. It is slowl ... read more
Maruti Swift Sport
In India the hot hatch segment started with the Palio 1.6. It was a starting of a new revolution, however these days the hot hatch is limited to one o ... read more
User Reviews
BMW X1 2010-2013 Reviews
it is the best deal on its price in india in its sagments as compare to other carsread more
Chevrolet Captiva 2009-2011 Reviews
Recently I had Driven Fortuner,Pajero,Outlander and Captiva. Outlander is the best but not fuel efficient. Diesel version is not available in India. For Petrol it gives 7 KM / LTR means Rs 10 Per/KM. It is TOO COSTLY. Also the Resale is very difficult.On Road Price is Rs 24.50 Lakhs in Pune. Pajero read more
The luxury sports car maker Spyker Cars may launch its products in India in 2011. The Netherlands-based company is supposed to have already shortliste Read more detail
The list top top 10 best selling cars in the world for 2013 calender year prepared by LMC Automotive is here and guess what, 8 of them are available i Read more detail
Expert Reviews
Skoda Fabia versus Renault Pulse
Skoda Fabia is one of the best cars from the premium hatchback segment in India and brings a host of features in the segment. It has been around and h read more
Skoda Laura 1.8 TSi faces Honda Civic V MT
Skoda has given India some of the best oil-burning cars in the past few years like the Octavia, the Laura and the Fabia. With class leading fu read more
Audi S6 India Launch, Turbo 49
Audi India, launched Audi S6 in India, with starting price of 85.99 Lakhs. The Audi S6 is the more powerful version of the sedan A6 and has a powerful ...view video
Mercedes GL Class India Review, GAADI.COM
The Mercedes GL is probably the best real SUV under a crore in India. What makes it so special? We find out.. ...view video
Forum Discussions
Hydrogen Booster
Hello. Anybody tried adding hydrogen booster in cars? in India
Which one to buy New Santro Xing ECO or Wagon R DUO
Which one is the best? What would be the expected mileage in both the cars
New Car Dealers
Desai Automobiles ( Chevrolet)
Shop No 12-101/C, Below Income Tax Office, Daman., Below Income
Kairali Ford ( Ford)
Kerala Cars Pvt Ltd, Mea Junction, Chenkotta Road, Kareekode, Kollam, Kerala, Pin: 691005, India, Kareekode
Phone: 0474 - 2711314
Used Car Dealers
Graffi Cars
7-9, Mehar Estate, Dr E Moses Road, Below Mahalaxmi Stn Bridg, Mahalaxmi, Mumbai, 400011, Maharashtra, India,Mumbai
Phone: 022 - 24981155 , 22 - 24981188
Vimal Motors
No 10, Rbi Colony, Hauz Khas, Below Golden Restaurant, Delhi - 110016.New Delhi, Hauz Khas
Phone: 011 - 26510945
Mobile: 9811116757


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Register here for the July 16 Ride to Remember bike ride
Click here for sports calendar
View all Bluffton Icon videos
The Village of Bluffton's Tree Commission will meet at 7:30 p.m., Tuesday, June 7, in the town hall, according to Nancy Kindle, village fiscal officer.
Jane Hoffman, 89, died on Friday, May 27, 2016 at 3:30 p.m. at the Mennonite Memorial Home, Bluffton.
She was born on Nov. 11, 1926 in Lima, Ohio, to Francis and Lucille (Razor) Blosser who preceded her in death. On Oct. 11, 1947, she married Dallas Eugene Hoffman and he died on Nov. 24, 2010.
Story and photos by Emily Ulrey
As a parent, I find it important to know the adults in my children's lives, both in and out of school. Few adults can drop off a child in the morning, or pick them up in the afternoon and not be aware of certain people, especially one wearing a safety vest.
It's certainly a rare thing to not be familiar with who Tim Closson is, and I find myself extremely impressed and appreciative of his efforts to assist our children as they cross the intersection in front of the Elementary School building each day.
The Bluffton American Legion Post #382 invite Bluffton residents to join in this year's event on Monday.
A Memorial Day parade will start from the Bluffton town hall. To be in the parade be at the town hall by 9:15 a.m. The parade will start at 9:30 a.m.
Service at Maple Grove
The speaker for the memorial ceremony is Rev. John F. Stites, moderator of St. Mary's Catholic Church, Bluffton. He attended several graduate programs and graduated from the U.S. Army Chaplain School.
Bluffton's oldest annual event - the Bluffton High School commencement - took place for the 135th time Saturday evening. Here is the Bluffton High School class of 2016. Watch the video below.
The Bluffton Farmers' Market will be especially kid friendly on Saturday, according to Greg Probst, market director.
At 9 a.m. will be a Bluffton Public LIbrary storytime at the market. In addition an area of the market will be open for young children to play and draw with chalk on the sidewalk.
The market is open from 8:30 a.m. to noon in the Citizens National Bank parking lot on South Main Street.
Bluffton Public Library invites you to participate in our summer program and reading challenge this year: "Our Library, Our Community: Healthy Together." This year's theme has an emphasis on supporting a healthy body, mind, and spirit through library programs, materials, and services for all ages (seniors, adults, teens and tweens, children, and toddlers!) Registration begins at the library on June 6 during our regular hours.
In January of 2016, Bluffton University's Terrill Webb (Kenton) had yet to clear 12' in the pole vault. Qualifying for the NCAA national championship was just a dream.
In the space of the past 5 and a half months, she has become a two-time All-American, risen to a tie for 3rd at the outdoor national championship and is scaring 13 feet as a PR. Thursday's Division 3 NCAA Outdoor National Track and Field Championship was the culmination of that meteoric rise.
Hannah Chappell-Dick earned a return trip Saturday's finals of the 1500m at the NCAA Division III National Outdoor Track & Field Championships.
The Eastern Mennonite All-American finished second in her heat of the 1500m to punch an automatic qualifier ticket to the finals.
She ran in the front half of the 11-woman pack before pulling away with leader Emily Gapinski of St. Thomas (Minnesota) to clock a time of 4:34.03. Her best time this season is 4:28.62. Gapinski crossed in 4:33.75.
The Inn at ONU, located on the Ohio Northern University campus in Ada, introduces its sensational salads 2016 menu to Icon viewers. The menu (shown above) is also available as a printer-friendly attachment. It is also found on the Icon's menu page, by clicking here.
The Inn offers six salads:
• Mediterranean
• Southwest Chicken
• Strawberry - Avocado
• Shrimp-Avocado and Roasted Corn
• Chicken Pizzazz
• Honey Orange Grilled Chicken Salad
Each salad as several add-on options.
Bluffton, Ohio's online news source
The Bluffton Icon • Bluffton, OH 45817 • © 2014 - All Rights Reserved.


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Funding via BRAC Pakistan
Jessenia wants to expand her business by offering batteries and tires. In the future, she would like to move to a larger location in the central part of the city at her parents' house. With this loan, she will invest in motor oil, brake fluid, and custom automobile parts so that she can keep her business well-stocked. She and her husband have two children (ages 12 and 13) and have been married for 15 years.
Success!! The loan was 100% repaid


text:
I have the following objects:
L3User (all inherits from
User) and
Every user can create the document but depending on the user type, the document will have a different status. So in case it's
L1User, the document will be created with
L1 status and so on:
Solution 1
Please note that after document is created, it will be saved in the database, so it should be natural to have a method
create_document(User user) in
Document object. In the method body I could check which type is the user and set manually appropriate status. Such approach seems rather not OOP to me.
Solution 2
Ok, so the next approach would be to have all users implement a common method (say
create_document(Document doc)) which will set a status associated with the user and save the document in the database. My doubt here is that the document should be saved in it's own class, not the user.
Solution 3
So the final approach would similar to the above, except that the user will return modified document object to it's
create_document(User user) method and save will be performed there. The definition of the method would be like this:
create_document(User user)
this = user.create_document(this);
It also doesn't seems right to me...
Can anyone suggest a better approach?


text:
Nov 20, 10 •
752 Views •
Elaine Schwartz • 1 Comment
Height is about more than how tall you are. When affluence grows, so too do people. Why? Height seems to correspond to economic growth. Connecting height and economic growth, a wonderful New Yorker article from 2004 tells us that Americans grew taller...... [read more]
Apr 2, 10 •
591 Views •
Elaine Schwartz • No Comments
A recent Daily Mail article about President Sarkozy's height sensitivity reminded me of studies that relate height to success. But first, some height stats: Nicholas Sarkozy (France): 5'5″ Barack Obama (U.S.): 6'2″ Angela...... [read more]
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Treatment Centers in Metamora
Browse top rated Metamora treatment centers specializing in drug and alcohol addiction treatment. Get on the road to recovery by choosing the right treatment center in Metamora, Illinois.
Browse Treatment Centers in Your Local Area
Top U.S. Drug Rehab Centers
7133A Darby Ave
Reseda, California 91335
Reseda, California 91335


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Branding guide
In keeping with the spirit of openness in its platform, the Pirate Party makes its identity documents freely available in open-source formats. All Pirate Party logos and documents use fonts from the FreeFont family: FreeSans in the logo and document headers, and FreeSerif in body text.
Additionally, you make make pamphlets in any way you like. Because you are a Pirate and Pirate is free.
Official Colour
The official color is a registered piece of bureaucracy with elections canada. Within your own promotional materials, use whatever purple color looks best.
On August 2014, a darker purple colour, hex code # #5B027A or #500778 (Pantone # 2607 coated) was formally adopted as the new party flag colour. Exact purple colour for other merchandize might vary a bit depending on availability and ability to procure merchandize with that colour (e.g. clothing).
Video of the new purple coloured Pirate Party of Canada Flag: http://vimeo.com/107671661 Pictures at Flickr (no colour correction): https://www.flickr.com/photos/126703937@N04/
Plain Logo
With a clean silhouette, this logo is our most identifiable branding as a political movement.
Official Logo (per Elections Canada Registry file)
Ideal for merchandize, flags or banners
Hybrid Logo
Classic Red
Logo on Dark
Other materials
QRcode (2D barcode) linking to the PPCA website. You can add this to print media like posters and so forth, and people will be able to use mobile devices to find the site post haste. Click for full-size.
Linked to pirateparty.ca (English):
Linked to partipirate.ca (French):


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Amazon's 3D smartphone will 'arrive in June' to challenge Google's Nexus 5
Firm's debut smartphone to boast retina tracking technology
ONLINE RETAIL GIANT Amazon reportedly will announce its first smartphone, a 3D-capable device with retina tracking technology, in two months time.
That's according to the Wall Street Journal (WSJ), which reports that Amazon will announce its first smartphone at an event in June (paywalled), before it releases the handset later in the year.
It won't be your average smartphone, apparently. The report claims that Amazon's smartphone will support glasses-free 3D, which it will achieve by using retina tracking technology embedded in four front-facing cameras.
This, according to speculation, will also allow users of the smartphone to scroll through menus using just their eyes.
The WSJ said, "The 3D screen technology can sense the movement of a person's eyes and whether the screen is moving closer to a user's face, according to people familiar with the matter. In response, the phone will be able to automatically zoom into images as it moves closer to a user's face and could manipulate text and images as a person moves the phone."
The report added that this technology will set Amazon's smartphone apart for gaming, saying, "the phone's software is also optimized for very visual games, designed to provide a sense of depth" and claiming that it will have tight integration with Amazon's Fire TV set-top box.
This isn't the first we've heard about Amazon launching a 3D smartphone, and previous speculation had suggested that the as yet unnamed device will feature a Qualcomm Snapdragon processor, 4G LTE support, and a price competitive with the Google Nexus 5. Much like Amazon's Kindle tablets, the device will run Android, but won't offer access to Google Play.
Amazon declined to comment on the rumours.
The WSJ report added that production of the Amazon smartphone will begin at the end of April, and that it likely will start shipping in September. µ
INQ Latest
Toshiba adds 8TB model to high-end X300 hard drive range
TL;DR: AIO X300 8TB, GmbH, TEG, AF, NVQ, PMR, TMR RLT, SATA, TMI!
Get out: celebrity WhatsApp Gold for proles is a scam
Don't make an ass out of yourself
Microsoft to increase the price of Minecraft in the UK, but only for PlayStation gamers
Xbox One price of Microsoft-owned game stays the same
Twitter will soon let you Retweet yourself
And let you stuff more crap into every tweet


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Charlotte Observer "The morning after one of the worst losses of his life, Carolina Panthers center Ryan Kalil hadn't watched the replay from Super Bowl 50 the rest of the world is commenting on: the fourth-quarter fumble that Panthers quarterback Cam Newton did not dive on. But Kalil didn't need to see the..." February 08
#Panthers C Ryan Kalil will not play tonight. Not surprising. He was doubtful with an ankle injury. Fernando Velasco will start.
Kalil had hoped to be back this week (and still might) against Jacksonville but not a good sign that he is not practicing.
Charlotte Observer "After the Charlotte Touchdown Club's annual Panthers kickoff luncheon Friday, injured center Ryan Kalil was asked about his status for Week 1 at Jacksonville. Kalil was standing next to quarterback Cam Newton, who missed last year's opener with cracked ribs. Kalil didn't miss the chance to zing..." September 04
Pro Football Talk "Another key member of the Panthers offense has suffered a knee injury. The good news for the team is that it doesn't appear to be anywhere near as serious as the torn ACL that has knocked wide receiver Kelvin Benjamin out for the season. Coach Ron Rivera said Monday that center Ryan Kalil..." August 24
Fox Sports Carolinas "The Panthers' offensive line certainly lived up -- or down -- to the expectation of being bad last season. But through it all, Pro Bowl center Ryan Kalil never had a disparaging word to say about his fellow linemen, though it would have been easy to do so. Kalil literally had three lineman..." June 08
Charlotte Observer "Carolina center Ryan Kalil wasn't about to sugarcoat it on Tuesday when he talked about replacing his friend and long-time Panthers offensive tackle Jordan Gross. Left tackle is a tough position, Kalil said, and despite being a Pro Bowl center, he doesn't think he could play there. There's..." April 23
Jordan Gross Steve Smith Luke Kuechly Thomas Davis and Ryan Kalil join Cam Newton as Panthers captains for 2013.
Charlotte Observer "While Carolina Panthers owner Jerry Richardson and other team officials have been visiting Raleigh looking for funding for stadium upgrades, general manager Dave Gettleman and the front office have been dealing with their own money matters. The Panthers have restructured the contracts of two..." February 16


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Modelling, roleplaying games, miniatures and everything!
Latest article:
A sale everyone who likes rpg maps should check
Just a short heads-up - Heroic Maps is having a sale, giving -75%(!) off it's EXCELLENT maps! I wasn't happy to see it this late, as the sale is a christmas calendar sale, one product at a time being sold at a fraction of it's cost. Today's item is Lostwhere forest, which look to be forest terrain I tried to find before settling for D&D wildeness tiles, which are handy but far from the looks of this map!
Site content overview:
Models for gaming
Gaming terrain and prop tutorials/WIPs:Want to learn build your own terrains?
Gaming terrain galleries and dioramasNeed ideas and inspiration for your terrain projects?
Papercraft for gamersPrint, cut & glue is the easy and affordable way of getting great gaming terrains.
Axis & Allies miniatures terrain and modellingSmall scale World War II -themed terrains, built on 3,5" hexes
Miniatures and scratchbuilt space ships
Prepainted miniaturesFind right miniature for your games, whether it's Babylon 5, Sword & Sorcery, cyberpunk or something else
From denial to Savage Worlds (Via 4E) Conflict -encouraging hindrances Fast, Furious, Fun rules for cyberpunk What makes Savage Worlds cool?
Savage WorldsMy RPG of choice. Fast, Furious and Fun, very GM friendly while still having solid rules with strong tactical aspect
Make your players love their character's flaws Base of operations - an essential element in RPG's
Gamemastery articlesHow to handle hindrances etc etc etc!
Savage Worlds Sword & Sorcery settings overview


text:
I read over at Craig Thomler's eGov AU blog that Brisbane City Council has launched their own open data catalogue site. Great news, right? Not entirely.
Unfortunately it appears to be yet another Australian site reinventing the open-data-catalogue-wheel. So far we have:
- data.gov.au: custom WordPress site
- data.brisbane.qld.gov.au: custom WordPress site
- data.nsw.gov.au: custom PHP (Drupal?) site
- data.mosman.nsw.gov.au: custom proprietary site
- data.vic.gov.au: custom proprietary site
Open Source Data Catalogues
How come none are using and contributing to an open source data catalogue like CKAN or Open Data Catalog? These projects are so much more advanced than the sites that have been deployed in Australia and it's no wonder – CKAN's maturity is because it has been developed for over four years.
Not only that but using an open source open data catalogue simply means it's cheaper for Australian governments to provide these services. If data.gov.au had used and contributed to an open source data catalogue we'd probably have had the vast majority of Australian local customisations done (if any were needed) and subsequent catalogues by Victoria, NSW and now councils would border on trivial to set up and deploy.
Doing It Right
The open source catalogues I mention above also get some key things right that Australian sites deployed so far don't – namely open and public data requests and an API (oh the irony of open data catalogues not having
a good any API!).
Open and public requests are critical and would highlight the lacklustre data released to date in Australia. The Brisbane catalogue mentioned above is a prime example, there's a clear and demonstrable need for development application data to be opened and freed but it hasn't been chosen as one of the items to be included in the data that launched with the site. If there was a way for data developers to make public requests and not a glorified contact form we might see this data opened at some stage. As it stands, and while there's a scraper gathering the data that simply ignores the onerous conditions, I doubt we'll see this.
How do we fix it?
However there's no point in moaning without suggesting a way to fix things. One way the open data community in Australia could promote the use more advanced open source data catalogues would be to simply set up our own one. A system like CKAN can slurp in data from all of the existing catalogues, thereby providing a comprehensive centralised source of all Australian open data (not just one level of government and not just community projects like OpenAustralia). This would also provide an API to that data and a central place where everyone can log requests for open data and track what data is really in demand by open data hackers in Australia.
Maybe someone should take this on as a project for #odhd? ;)


text:
Chicken Sosaties (Kebobs)
Recipe courtesy of David Jacobson, Chef/Owner F/X Restaurant Port Chester, NY
- In Food Today
- 1 tablespoon chopped garlic
- 1 tablespoon chopped ginger
- Vegetable oil
- 2 teaspoons ground coriander
- 2 bay leaves
- 1 cinnamon stick
- 4 whole cloves
- 3 tablespoons curry powder
- 1 teaspoon ground allspice
- 2 teaspoons turmeric
- 2 tablespoons sugar
- 1 cup white wine
- 1/2 cup apple cider vinegar
- 1/2 cup chicken stock
- 2 tablespoons apricot jam
- 1 cup tamarind water
- 2 chicken breasts, skinless (beef or lamb can be substituted) cut in pieces
- 1 cup of dried apricots (or prunes), softened in boiling water
- 1 onion cut into quarters, softened in water
Saute the garlic and ginger in oil until soft (1 minute). Add the dry ingredients and stir for another 30 seconds; then add the remaining liquids. Bring to a boil and simmer for 5 minutes. Remove from the heat and let cool. Skewer the meat alternating with the apricots and onions (red peppers can be used for more color and flavor). Arrange the skewers in a deep dish and cover with the cooled marinade. Allow the dish to stand at least overnight or up to 3 days in the refrigerator. To serve: grill the skewers over high heat basting with the leftover marinade. The marinade can be used as a sauce if boiled again for 3 minutes. Serve the sosaties over rice and chopped fruit such as banana or mango.
Recipe courtesy of David Jacobson, Chef/Owner F/X Restaurant Port Chester, NY
CATEGORIES:View All
Cooking Tips
More Recipes and Ideas
Italian Chicken Soup with "Toasted" Parmesan Gnocchi
Recipe courtesy of Alex Guarnaschelli
Smoky Chicken and Cider
Recipe courtesy of Rachael Ray
Asian-Style Chicken Meatballs
Recipe courtesy of Anne Burrell


text:
Smoke horse by ElfsireWatch
©2013-2016 Elfsire
Horse in the smoke style I have learnt
This us beautiful!
seriously phenomenal! one of the best pieces ive seen lately!
how I would love to know how that's done!
smoke and mirrors haha. Its done by layering up smoke brushes and gradients
Zodiac signs would be good in this effect. Doubt if the symbols would, but...?


text:
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Poll: To which release are you most looking forward?
Between all our reviews and news, not to mention reader meetups, we've kinda been neglecting our front-page poll. Today, we're freshening things up...
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Jury finds Samsung violated Apple patents
The jury in Apple's patent infringement case against Samsung has found that Samsung violated a great many of the patents Apple sought to enforce, and...
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It's time to peer into our crystal balls and predict the future. There are a number of things in the tech industry that should—or at...
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Microsoft is generally assumed to be evil, Google likes to say that it's not, and Apple is too cool to care one way or another....
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Poll: Notebook battery life requirements
I spent a fair bit of time using my Acer 1810TZ ultraportable laptop this past week, and the thing's battery life continues to impress me....
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Despite looking quite nice when all buffed up, glossy notebook surfaces easily become marred by an unsightly mess of fingerprints and smudges. When applied...
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Poll: How important is USB 3.0?
After making its debut on high-end motherboards, USB 3.0 is quickly trickling down to more affordable boards and making its way into notebooks. It's...
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When I bought my first laptop more than a decade ago, there were only a few sizes from which to choose: big, bigger, and huge....
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This week's poll comes to us courtesy of TR reader Ben, who wonders just how many folks have an optical drive in their primary portable...
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If you didn't know any better, you might think Nvidia's new GeForce GTX 280M and 260M graphics processors were mobile versions of the similarly...
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|Cortex-A73 CPU and Mali-G71 GPU power up next-gen phones
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|Gigabyte shows off its thin Aero laptops and Aorus RGB Fusion Keyboard
|Friday Shortbread
|Deals of the week: 25% off Das Keyboard 4 and more
|Everyone and their gran announces non-reference GTX 1080s
|AMD FirePro S7100X is ready to virtualize blade-server graphics
|Thermaltake Pacific water coolers gain hard tube option
|Rumor: Google shames partners into updating Android
|Microsoft, why do you hate your customers? Once we have declined something five times, let alone the 23 or so times you've pushed out GWX to people, y...


text:
NCI Dictionary of Cancer Terms
The NCI Dictionary of Cancer Terms features 7,926 terms related to cancer and medicine.
Browse the dictionary by selecting a letter of the alphabet or by entering a cancer-related word or phrase in the search box.
- stage IV adult Hodgkin lymphoma
- listen (... uh-dult HOJ-kin lim-FOH-muh)
Cancer is found (1) outside the lymph nodes throughout one or more organs, and may be in lymph nodes near those organs; or (2) outside the lymph nodes in one organ and has spread to areas far away from that organ; or (3) in the lung, liver, bone marrow, or cerebrospinal fluid (CSF). The cancer has not spread to the lung, liver, bone marrow, or CSF from nearby areas.


text: BEAVERTON — Wells Fargo will hold a Career Fair to fill 60 fulltime positions in the Loss Prevention department at its Barnhart Loan Center in Beaverton. Fifteen of the openings are with the center's bilingual/Spanish team. The Career Fair will run 8 a.m. to 6 p.m. on Thursday, Nov. 6, at the Hilton Garden Inn, 15520 N.W. Gateway Court in... Full story »


text:
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Most popular at the top
A Grammar of LaoDe Gruyter 2007; US$ 280.00
Lao is the national language of Laos, and is also spoken widely in Thailand and Cambodia. It is a tone language of the Tai-Kadai family (Southwestern Tai branch). Lao is an extreme example of the isolating, analytic language type. This book is the most comprehensive grammatical description of Lao to date. It describes and analyses the important... more...
The Phonology of MongolianOUP Oxford 2005; US$ 49.99
This book provides both the first comprehensive description of the phonology and phonetics of Standard Mongolian and the first account in any language of the historical phonology of the Mongolian group of languages. more...
Componential Analysis of Lushai PhonologyJohn Benjamins Publishing Company 1975; US$ 102.00
The aim of this essay is to present a phonological analysis of Lushai, a Tibeto-Burman language spoken in the Mizoram province of India, in terms of componential features applying ? as mutation rules ? to the morphophonological level. An analysis of this nature becomes possible if the concepts of phonological extension systems and redundancy-free representations... more...
Outrageous ThaiTuttle Publishing 2012; US$ 14.99
This is a userfriendly and concise Thai phrase book and guide to Thai slang and Thai curses. The Thai people love fun and laughter. They appreciate foreigners who speak their language. But how would they react to foreigners who throw insults in the Thai language and know how to make them blush at the use of direct and vulgar Thai words? This... more...
Mongolian-English DictionaryTaylor and Francis 2013; US$ 47.95
Lessing's monumental dictionary is now back in print in its original 1960 format. more...
The Tai-Kadai LanguagesTaylor and Francis 2004; US$ 54.95
The Routledge Language Family Series is aimed at undergraduates and postgraduates of linguistics and language, or those with an interest in historical linguistics, linguistics anthropology and language development. With close to 100 million speakers, Tai-Kadai constitutes one of the world's major language families. The Tai-Kadai Languages provides... more...
Lai Su ThaiTaylor and Francis 2005; US$ 63.95
Edward Harold Stuart Simmonds, who died on November 9, 1994 aged 75, will be remembered as one of the few distinguished scholars who combined a knowledge of both the languages and the literatures of Thailand and Laos, and who, between 1951 and 1967 succeeded almost single-handedly in establishing the study of Tai languages, literature and culture... more...
The Mongolic LanguagesTaylor and Francis 2006; US$ 79.95
Once the rulers of the largest land empire that has ever existed on earth, the historical Mongols of Chinggis Khan left a linguistic heritage which today survives in the form of more than a dozen different languages, collectively termed Mongolic. For general linguistic theory, the Mongolic languages offer interesting insights to problems of areal typology... more...
A Grammar of MangghuerTaylor and Francis 2005; US$ 47.95
This book is a grammar of Mangghuer, a Mongolic language spoken by approximately 25,000 people in China's northwestern Qinghai Province. Mangghuer is virtually unknown outside China, and no grammar of Mangghuer has ever been published in any language. The book's primary importance is thus as a systematic grammatical description of a little-known language.... more...
A Grammar of QiangDe Gruyter 2003; US$ 293.00
Qiang is a Tibeto-Burman language of southwest China, spoken by about 70,000 Qiang and Tibetan people in northern Sichuan Province. This book, the first book-length description of the Qiang language in English, includes not only the reference grammar, but also an ethnological overview, several fully analyzed texts (mostly traditional stories)... more...


text:
Most-read stories on Columbian.com last week:
No. 1) Man who assaulted skier resentenced to 14 years
Calling the crime "heinous," a Skamania County judge sentenced Michael D. Collins to 14 years in prison for first-degree robbery for brutally beating and robbing a cross-country skier in 2009.
No. 2) Chuck's buys site for second store
The owner of organic grocer Chuck's Produce & Street Market is moving forward with plans to build a second Clark County store while challenging the county's assessment of nearly $850,000 in development fees.
No. 3) Several injured in traffic accident on Fourth Plain Road
Three people were injured in a two-car accident on Monday morning at the intersection of Northeast Fourth Plain Road and 107th Avenue in Orchards.
No. 4) Arrest made in grain terminal vandalism case
Ronald Patrick Stavas, 45, of Kelso was arrested Monday night after he was reportedly identified one of the suspects who entered the Port of Longview grain facility, assaulted a guard, and vandalized rail cars on Sept. 8.
No. 5) Minor earthquake hits Dollars Corner
A small earthquake struck the Dollars Corner area near Battle Ground Friday morning, according to the University of Washington's Department of Earth and Sciences.


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Few other reserves offer as complete an outdoor experience as De Hoop – sea, sand dunes, the vlei, a floral sensation of rare fynbos plants, diverse antelope and the Potberg Mountains. Birders observe wading birds on the shores of the vlei while the Potberg Mountains are home to a colony of endangered Cape vultures. Hikers and cyclists have close-up encounters with bontebok, Cape mountain zebra, eland, baboons and ostrich. Activities are diverse and guests choose between various day walks through the rich fynbos plains or along the deserted coastline, or mountain biking along the many gravel roads or scenic game drives. Lazing on the beach and snorkeling in the many turquoise rock pools is simply another way to pass a rewarding day. Day visitors welcome, and restaurant open daily.
De Hoop Nature Reserve from CapeNature on Vimeo.
Planning a Special Event? Celebrate Surrounded by Nature:
De Hoop Collection is a wonderful place to have a memorable and relaxed wedding, birthday celebration, or family reunion with your nearest and dearest. Nestled within the De Hoop Nature Reserve, we can accommodate around 160 guests at De Hoop Collection in various types of accommodation with a range of affordability and luxury.
Weddings? Read more in our brochure below, or visit our Wedding Page.
Family Reunions/Group Getaways? Why not build your own De Hoop Experience?
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