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Very Good
Hidden Dunes Villa 11Send to a friend
From $285 / night
Reserve for only
balance of due
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Description from the manager
Description from the manager
Bedrooms: 4/
Bathrooms: 4/
Sleeps: 8/
Type: Apt. / Condo
Hidden Dunes Villa 11 Apt. / Condo
min stay
Something we all crave on vacation is comfort and our own space to relax. This Beach Villa at Hidden Dunes Beach and Tennis Resort offers you just that! Four spacious rooms each with charming decor, their own private bathroom and plenty of room to unwind.
The master bedroom opens up to the screened and furnished wrap-around porch. Moreover, it features a huge bathroom with a spa bathtub big enough for the whole family and a walk-in shower with double shower heads. The sunny loft bedroom with a spiral staircase overlooks all of Hidden Dunes on one side and has shutters that look out onto the living room on the south wall. Comfortable wicker couches and chairs in the living room will allow the whole gang to reconnect after a great day at the beach. There is even a mini wicker rocking chair for a special little someone!
More than just a great Destin vacation rental, this beach vacation villa comes with so many exciting amenities! Being a guest of Hidden Dunes guarantees you a ride on the tram to the deeded beach access in season. No more fighting crowds for a great spot in the sun! Also, six clay tennis courts and a pro shop with certified instructors and matching services will please any tennis enthusiast. A pathway to one of the pools is just around the corner and two amazing outdoor malls as well as dining and golf options are only a short car ride away.
During Spring and Summer this villa requires a 7-night, Saturday to Saturday stay.
Rental Management company must confirm booking due to seasonal date and occupancy restrictions.
Additional amenities include: jetski (personal watercraft), walking, golf, bedding 3: 2 twins, babysitter, groceries, fishing, roller blading, sound/bay fishing, scenic drives, photography, dishes & utensils, sports & activities, lr flat screen TV: 52 inch, beachcombing, necessary, family, kayaking, shelling, miniature golf, parking: gated community, restaurants, living room, massage therapist, washer/dryer: yes, health/beauty spa, water tubing, snorkeling, parasailing, atm/bank, cinemas, churches, budget, guests provide their own meals, dining area, view: gulf - side, medical services, marina, complex: hidden dunes villa, coffee maker, museums, deepsea fishing, lv flat screen TV : 52 inch, swimming, paddle boating, heating, water skiing, wildlife viewing, internet service: free wifi, festivals, basketball court, minimum age limit for renters, cycling, hospital, tennis, winery tours, boating, water parks, recreation center, easy checkout, stories: 2, shopping, surf fishing, iron & board, sailing, extra room: loft: 2 twin beds, snorkeling/diving, bay/sound, lanai / gazebo, antiquing, rental manager: donna voigt, resort, tourist attractions, outlet shopping, non smoking only, adventure, sight seeing, bedding 1: king, romantic, wind-surfing, eco tourism, bedding 2: king, surfing, scuba diving or snorkeling, beach service: seasonally provided, away from it all, bird watching, laundromat.TripAdvisor property ID 2165742 ...Read more
About the manager
About the manager
Newman-Dailey Resort Properties
About the owner
Newman-Dailey Resort Properties
- Response rate: n/a
- Response time: n/a
- Calendar updated: today
Overall rating:
More properties Call manager +1-800-225-7652
Hidden Dunes Villa 11 Miramar Beach, Florida
Additional Location Information
Proximity to TripAdvisor's Top Miramar Beach Attractions
Proximity to TripAdvisor's Top Miramar Beach Attractions
Last updated on May 28, 2016
Rates shown in $ USD
|Minimum Stay
|See all dates
Please note: these rates exclude taxes and fees and may vary depending on the length of your stay. Rates are also subject to change at the manager's discretion.
Additional notes from the manager
This property has a Saturday to Saturday requirement during Spring Break and a three night minimum over holidays. **The 4th of July requires a weekly stay** All other times there is no minimum requirement.
*Rate does not include the cleaning charge, travel insurance, and taxes. Rates are subject to change without notice.
- A/C or climate control
- Washing Machine
- Fitness Room
- Linens Provided
- Clothes Dryer
Phone / Internet
- Internet Access
Pool / Spa
- Shared outdoor pool (unheated)
- Hot Tub/Jacuzzi
Property Features
- Parking
- Stove or Oven
- Microwave
- Toaster
- Dishwasher
- Refrigerator
- Grill
- Television
- Books
- DVD Player
- Satellite or cable TV
- Balcony or terrace
- Pet
- Suitable for the elderly - ask
- Smoking
- Wheelchair accessible - ask
- children
Reviews (12)
Very Good
based on 12 reviews
of guests would stay again
Very good
A FlipKey verified reviewer
"Great place for Spring Break!"
The pictures are great, but the house looked even better in person! The decor and floor plan were perfect for the the many combinations of spring breakers. Quiet setting in the trees, but just a short walk to the beach and pool. The grounds at Hidden Dunes are beautiful, and the amenities are great! We can't wait to come back, and would definitely choose this unit again.
Detailed ratings for this rental
- Bathroom cleanliness
- Bedding & mattresses
- Value
- Other facilities & amenities
- Overall condition
- Kitchen & utensils
Would you recommend this vacation rental to a friend? Yes
Recommended for: Travelers, Friends, Families w children
A FlipKey verified reviewer
"Summer vacation"
Great unit and great location! We are a family of 7 and the villa was perfect. Hidden Dunes staff are always a pleasure.
A FlipKey verified reviewer
"Family Vacation"
This place was the best, staff was great amenities were top notch, walking distance to the beach too
Detailed ratings for this rental
- Bathroom cleanliness
- Bedding & mattresses
- Value
- Access
- Other facilities & amenities
- Overall condition
- Booking
- Kitchen & utensils
Would you recommend this vacation rental to a friend? Yes
Recommended for: Travelers, Friends, Groups, Families w children, Romantic, Singles
A FlipKey verified reviewer
Milwaukee Wisconsin
"Spring break trip"
This property was a perfect fit for my family. The size was ideal for a family of five. Everyone had their own space. The master was spacious and quiet. The living room was beautifully decorated and we loved the open wrap around screened in porch. We loved being in an end unit. It was very quiet. The property itself was nice- something for everyone. My daughter and I played a lot of tennis and that was the highlight of our trip. The instructors were amazing!!
Detailed ratings for this rental
- Location
- Value
- Check in
"Beautiful relaxing villa with lots of space."
Everything was great about our vacation stay! All of the amenities were an added plus that we are not use to. Free movie rentals, water park ticket, track tickets, dolphin cruise and more. Loved the little villa community, it was comfortable and relaxing with a short walk to the beach. We will most definitaly stay here again.
Detailed ratings for this rental
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- Value
- Check in
Sherwood McDuffie
"Very comfortable/relaxing"
We enjoyed Villa 11. Very bright & spacious. We were able to enjoy our family and friends. We would come back for a future stay
Detailed ratings for this rental
- Location
- Value
- Check in
Recommended for: Romantic
A FlipKey verified reviewer
"Great time in Destin"
Loved the resort, loved the condo, loved Destin. We will be back. Hidden Dunes is a great location, nice property and excellent beach access. We had a truly memorable week.
Detailed ratings for this rental
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- Value
- Check in
Recommended for: Luxury
A FlipKey verified reviewer
South Bend Indiana
"Awesome vacation!"
This unit was wonderful. It held our 6 kids all late teens and early 20's as well as my husband and I with room to spare. It was furnished so nicely and we loved the screened in porch area. Its close to the pools and beach which was great. The shuttle runs frequently to help with getting "stuff" to the beach and the little lunch restaurant on the premises had great food. We would definitely book here again.
Detailed ratings for this rental
- Location
- Value
- Check in
A FlipKey verified reviewer
Olive Branch
"Loved the property and the people!!!"
My family and I had one of the best times staying at the Hidden Dunes. All of my children and grandchildren were able to go on this trip and we had plenty of room in Villa 11. It is so spacious and had everything we needed for our annual shrimp boil. We enjoyed our nights sitting out on the balcony reading, talking, and playing games! Or we would go to the pool and hot tub for a night swim. We planned to make this place our yearly stay! Our walk to the beach took less than 5 min. or we rode the tram which was fun for the kids. We stayed at this property last year in one of the cottages and the staff at Newman Daily are the best that I have ever dealt with. They are so friendly and efficient at making your vacation the best that it can be. Also, we had left an Ipad in the villa and Landra went to check the villa to see if we left it there and then mailed it to us right away. I thought we had lost the Ipad and would never see it again. I was very impressed with the staff and the way they care for their guest. I would love to stay with them again and enjoy the beautiful villa that is surrounded with so much beauty and peace! Thank you for making our vacation the best one ever!
Detailed ratings for this rental
- Location
- Value
- Check in
Recommended for: Luxury
Beach Reader
"Good value, but needs updating"
Service from the realtor was excellent, but we were a little disappointed in the unit itself. We have stayed at Hidden Dunes many times, and this unit was not really up to par. We cook many of our own meals, and we typically spend a lot of time in the unit during the day. The appliances in this unit are pretty old, almost classic even, and some need repairs. The wicker furniture is not very comfortable, but the patio furniture is good. Decoration is sparse and dated. The driveway is shorter than the other villas, so you only have one dedicated parking space. Sleeping space for 8 adults was a real plus, so we would still consider the unit a good value for the money. But we would probably spend a little more next time to get a unit with better features.
Detailed ratings for this rental
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- Value
- Check in
Response from the , Newman-Dailey Resort Properties - 08/02/2012
This unit has had amazing new upgrades! New owner has completely remodeled unit with all new living room furniture, new bedding in every bedroom, new washer & dryer, new paint and even more to come! HDV11 is now a warm, comfortable , inviting place to stay in,that you will keep coming back to!
A FlipKey verified reviewer
Houston Texas
"Needs maintenance"
Washer and dyer need repair. Two of the single mattresses need replacing. Ice dispenser in the refrigerator does not work. Living area furniture is not very comfortable. Poor WiFi reception. Location was great and master bedroom was great. We loved the porch.
Detailed ratings for this rental
- Location
- Value
- Check in
Response from the , Newman-Dailey Resort Properties - 06/03/2012
This unit has had amazing new upgrades! New owner has completely remodeled unit with all new living room furniture, new bedding in every bedroom, new washer & dryer, new paint and even more to come! HDV11 is now a warm, comfortable , inviting place to stay in,that you will keep coming back to!
Joan Johnson
"An amazing holiday."
we delighted in the friendliness of Donna at the front desk of Newman-Dailey. She helped us throughout our stay at Hidden Dunes.
Detailed ratings for this rental
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Recommended for you
Recommended for you
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ROCKFORD, Mich.– For the first time, current and retired Rockford area art teachers are being recognized in a special show, "Teaching Is An Art" hosted by Arts Rockford in their new facility at 52 Courtland in downtown Rockford.
Retired Rockford East Middle School art teacher Patti Mollema came up with the concept and communicated with art teachers throughout the school system to encourage participation and involvement with the exhibit, which will run through Feb. 16.
"In addition to being excellent teachers, these individuals are also artists themselves and we're delighted to give them an opportunity to show and sell their work," said Mollema.
Eight teachers from the Rockford school system have work in the show, along with another four retired art teachers from the Rockford area. Each teacher and artist was given a space to fill in the gallery for this varied show with something for everyone.
LANSING, Mich. – Making fruits and vegetables more readily available, cancer screenings by mail, health coaches and exercise programs are just several of the local initiatives getting funding from the Michigan Department of Community Health.
The MDCH recently announced 44 projects are getting approximately $1.34 million, including a dozen projects in West Michigan. The grants include:
GRAND RAPIDS, Mich.--- Consumers in West Michigan are more optimistic about what 2015 will bring.
In fact, consumers in this market are the most optimistic in the region, according to a new study released by Huntington Bank. The financial firm found local residents say they are much more likely to buy a new vehicle this year; 17 percent said they plan to purchase a new car, compared to just four percent in 2014.
Home improvement stores may also be busy; 47-percent of West Michiganders surveyed for the Huntington Bank Midwest Economic Index said they were planning some home renovations for 2015, compared to 32 percent in 2014.
GRAND RAPIDS, Mich.—The eat local movement is getting a federal boost.
The U.S. Department of Agriculture recently awarded Local First a two-year $94,000 grant for Community Supported Agriculture. Local First is teaming up with West Michigan Growers Group and Michigan State University Extension to provide resources for farmers to grow their CSA programs. With CSAs, community members purchase a share of a local farm, which then divides its harvest among investors. The CSA form of farming provides stability for farmers and allows investors to enjoy seasonable, locally grown produce. The program provides the health, relational and economic benefits that come with eating local.
WALKER, Mich.-- The community is invited to reserve free tickets for this delightful Christmas musical that combines Candy Land and "The Hunger Games."
This is a family-friendly production in which children hunt to find the perfect candy for Christmas and the candies are competing to be the perfect choice.
This musical will take place at Orchardhill Church, located at 1465 Three Mile Road NW. Performance times are Friday, Dec. 12 at 7 p.m., Saturday, Dec. 13 and Sunday, Dec. 14 at 3 p.m.
Tickets are free and available by e-mailing email@example.com or by calling (616) 784-4060.
GRAND RAPIDS, Mich.— The baking battle is over, and the winner is West Michigan charities.
Wednesday, sixth grade students from Blandford School, Zoo School and CA Frost Environmental Science Academy competed in their own Cupcake War to raise money for local charities. The students worked in teams of four to create a cupcake that would take top ratings in theme, appearance, design and taste. They also had to incorporate a special ingredient.
The Best of Show award went to Blandford School. Zoo School sold the highest percentage of their cupcakes, and CA Frost Environmental Science Academy sold the most cupcakes. Altogether, the schools raised $656 selling their cupcakes, which will go to the schools' charity of their choice.
Millennium Park
Lincoln Country Club
Fifth Third Ballpark
WZZM 13, 645 Three Mile, Grand Rapids, MI 49544
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TC Morgan Photographer
Martin BartlamModel Male Cambridge, England, United Kingdom
My Website: Martin Bartlam ModelMy MM URL: http://www.modelmayhem.com/martinbartlam
Mayhem # 1431911
About MeMy name is Martin Bartlam I am 26 years old and have recentley decided to break in to the modelling industry. I am a student studying Business management and work in retail fashion so I get to wear all sorts of cool stuff all the time!! am outgoing confident and take my work very seriously. I like to wear current fashion and constantly change my image with current trends.
I have also just signed with a new agent who has some cool contacts and stuff. Il be shooting a new and exciting fashion look anytime now so its a case of watch this space!!!
I want my image to be a respectable and current and for people to notice me.
If you wanna do some work together thats cool im always up for trying new things and different concepts ... gives me a bit of a buzz!!!!!!!!!!
I can be contacted by email firstname.lastname@example.com and also have my own website!
The website has now been updated and looks pretty cool. NEW MATERIAL AND MOVIE ADDED!!
check my youtube clips too
You can hit me up on myspace too
If you want to show me some support become a fan on facebook! all support is greatly appreciated!
Any comments made I will reply to as soon as I can
Have you worked with Martin Bartlam? Add Credits for Martin Bartlam! >>
Credit NotesAll photography credits belong to Andrew Chandraraj
TC Morgan Photographer
Ritter Von Zalewski Photographer
DanCollins Photographer
JeanMcQueen Photography Photographer
Image Capture Photo Photographer
Priscila Samalot Retoucher
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Service-Learning: For Students
Service-learning is a form of experiential learning in which students engage in activities that address community needs and enhance learning objectives of a course. Intentional reflection is key to effective service-learning and helps connect course content and theory to the service project.
Service-Learning FAQs
What is the difference between service-learning and volunteering?
Like volunteering, service-learning is an unpaid activity that meets the needs of the community or individual. However, unlike volunteering, service-learning is connected to a course and intentionally connects service with academic course content. In order for service and learning to connect, purposeful reflection occurs. This could be through discussions, journals, or other activities that allow you to think deeply about your service experience and connect it to what you are learning in class.
How is service-learning different from other courses?
In traditional learning environments, instructors deliver course content through lectures, assignments, and tests. Service-learning incorporates an experiential component that complements traditional teaching methods and allows you to be actively engaged in your learning. The number of service hours you are asked to complete will vary by course. Additionally, the type of service experience you have will depend on the course objectives. You may directly serve at an agency, do research for a community partner, act as a consultant to solve a problem, or participate in a service-learning internship.
My professor assigned a service-learning project but I need to find my own agency. How do I do that?
If your professor assigned a certain number of service-learning hours, but it is up to you to determine which agency you want to work with, the Volunteer Network is available to help. Located in the Student Activities Office in the Memorial Union, the Volunteer Network has connections with local nonprofit agencies in the community and can help you find a project that not only meets the requirements for your course, but also your own interests. For more information, visit the Volunteer Network page and complete the Volunteer Intake form.
How do I continue service after my class has ended?
There are many opportunities to get involved in service throughout NDSU. You can find ongoing service opportunities through the Volunteer Network by subscribing on their ListServ as well as following them on Faceook to see what service events are coming up. Additionally, many student organizations, residence halls, athletic teams, and sororities/fraternities participate in service. Get involved and serve!
For more information contact:
Hailey Goplen
Assistant Director for Service-Learning and Civic Engagement
Community Engagement Pages
• Civic Engagement
- Community Engagement Forum
- Community Leadership
- Sustainability Initiative
- Tapestry of Diverse Talents
- Poverty Simulations
• Service-Learning
- Community Partners
- Faculty
- Students
• Volunteer Network
- Bison Service Challenge
- Events and Drives
- Sarah Martinsen Award
Looking for Service Opportunities? Visit the Volunteer Network page or complete the Volunteer Intake Form


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STARmeterSEE RANK
Down 1,563,597 this week
William C. Dowlan (1882–1947)
William C. Dowlan was born on September 21, 1882 in St. Paul, Minnesota, USA as William Christopher Dowlan. He was an actor and director, known for Their Secret (1915), The Mayor's Decision (1915) and The Devil and Idle Hands (1915). He was married to Leonora Ainsworth. He died on November 6, 1947 in Los Angeles, California, USA. See full bio »
Died:(age 65) in Los Angeles, California, USA


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With any larger collection of animals, comes a great crew. We are blessed with having some of the coolest crew members caring for our animals. Of course you see most of them in our show SnakeBytesTV, but here's a little closer look at them and what their jobs are here at BHB.
Since Brian was a child he's had a fascination with all animals, but reptiles soon became his passion. His dream was to work with reptiles as a career. Now 24 years into breeding snakes as his main job, he is so thankful to be able to live out his dream. Although he's thankful for his many years of doing what he loves, his hopes are to be able to continue to grow his collection of reptiles and not only supply more people with the offspring of his animals, but also to continue to change people's thinking about these sometimes misunderstood creatures.
With changing people's perception of reptiles on Brian's
mind, he started the web series "SnakeBytesTV'. Not having any idea of what the
popularity of the show would turn out to be, his vision was to introduce "new"
people into his world of reptiles while trying to entertain and educate them
along with other reptile enthusiast that would hopefully be viewing. Now over
four years into the show and close to 50 million viewers his plans are to not
only continue producing SnakeBytesTV, but to grow the medias attention on all
levels. He has some great plans in the works for the near future…. There will
be plenty of NEWS to come soon…
Other Interests: Hockey, Family and Traveling.
Favorite Movies: Jaws, Sherlock Holmes, Zombieland, Shawn of the dead, and many many more….
Favorite TV shows: Decoded, Ghost Hunters, Ghost Adventures, Walking Dead
Music: Staind, Deftones, Korn, Slayer, most things heavy…
Facebook | @snakebytestv
Lori and Brian have been together since 1989, and started BHB Enterprises together shortly after. While reptiles have never been Lori's passion she has always stood behind Brian and worked with him to turn BHB Enterprises into the great business it is today.
Lori's job description is hard to explain as she has her
hand involved in almost every part of the business, from working in the office,
to feeding, breeding and all around caring for a lot of the collection as well.
Other Interests: Quilting, Crocheting, gardening, softball, reading, spending time with my family
Favorite Movies: The Wedding Singer, Elf, Talladega Nights, Click, The Proposal, Sweet Home Alabama
Favorite TV Shows: Community, Friends, Everyone Loves Raymond, Say Yes to the Dress, King of Queens
Music: Adele, The Fray, Train, Rascal Flatts, John Mayer, Sara Evans, Trace Adkins, Kellie Pickler
For Sale
- Ball Pythons
- Boas
- Pythons
- Cornsnakes
- Ratsnakes
- Kingsnakes
- Milksnakes
- Leopard Geckos
- Other Snakes
- Rodents
- Gift Certificates
- BHB&SB.tv SWAG
- f-10 Products
- Books
Caramel Motley Corn 65.00
Bumblebee Ball Python 400.00
Hypo Arizona Mt King 500.00
Honeybee Ball Python 700.00


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Meet and Exceed Educational Standards.
This endorsement is designed to help today's educators meet the updated seventh standard, as well as develop a higher level of technology literacy. Course work integrates faith and learning to facilitate the exploration of hot-button education issues relating to technology, leadership, values, pedagogy and differentiated instruction within the K-12 system.
The Educational Technology Endorsement is designed for those who would like to add another area of expertise to their initial teacher certification. This 21-credit endorsement can be used to complete some of the requirements of the Master of Arts in Education degree.
- School: Adult & Graduate Studies
- Division: Education
- Degree Type: Endorsement
- Format: Online
- Location: Grand Rapids
Career Opportunities
- Teacher
- Curriculum Developer
- Technology Lead Teacher
Months to Completion
The regionally-accredited curriculum provides realistic guidance as well as best-practice theories for educational leadership from a Christ-centered worldview. Upon completion of this program, students will be prepared to become certified principals in their school. Coursework is divided into individual and group projects through which you'll learn how to effectively manage in a fast-paced, team-oriented environment while developing your leadership and communication skills.
With course offerings online and in-class, you will maximize your educational experience while still maintaining your work and family life. Classes meet one night per week online. Upon starting a degree, you will continue through the program with your classmates as a cohort. With an average of 10-15 students in each cohort, students receive one-on-one attention from faculty while gleaning insights from other students' personal and professional experience.


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Who Is Nick Preftakes?
And this is what makes covering Nick fun. He's not going to give me anything when it comes to figuring out what he's up to with his big block of property west of the new Devon tower site. If I want the story, I'm going to have to do a lot of work to get it.
So we know he owns some buildings that he certainly won't tear down, and has indicated as much – the One North Hudson Building was formerly the Black Hotel. Nope, that's going nowhere. He also likely knows he'll have a huge fight on his hands if he tries to tear down the neighboring Auto Hotel.
But what about the old Carpenter Sqaure Theater? Or the Lunch Box? He won't dare upset downtown's power players by closing the Lunch Box. But would he move the cafeteria and tear down the lovably worn out building?
And would he dare tear down the Union Bus station if he were able to acquire it?
I don't know. But we do know Nick has done some great historic preservation projects:


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Browsing Faculty Works by Title
Previous Page
Now showing items 206-225 of 977Next Page
Evans, George W., 1949-; Honkapohja, Seppo, 1951- (University of Oregon, Dept of Economics, June 23, 2003)[more][less]Evans, George W., 1949- Honkapohja, Seppo, 1951- 2003-12-15T19:39:41Z 2003-12-15T19:39:41Z 2003-06-23 http://hdl.handle.net/1794/132 We introduce the E-correspondence principle for stochastic dynamic expectations models as a tool for comparative dynamics analysis. The principle is applicable to equilibria that are stable under least squares and closely related learning rules. With this technique it is possible to study, without explicit solving for the equilibrium, how properties of the equilibrium are affected by changes in the structural parameters of the model. Even if qualitative comparative dynamics results are not obtainable, a quantitative version of the principle can be applied. 244242 bytes application/pdf en_US University of Oregon, Dept of Economics University of Oregon Economics Department Working Papers;2003-27 The E-Correspondence Principle Working Paper
Moore, Fabienne (Blackwell, December , 2005)[more][less]Moore, Fabienne 2014-11-20T21:45:45Z 2014-11-20T21:45:45Z 2005-12 Moore, Fabienne. Early French Romanticism. In A Companion to European Romanticism. Michael Ferber ed. 600 p. Blackwell: December 2005. p.172-191. Print. 9781405110396 http://hdl.handle.net/1794/18585 19 pages en_US Blackwell Creative Commons BY-NC-ND 4.0-US Romanticism Rousseau Early French Romanticism Book chapter
Eco-Friendly Building from the Ground Up: Environmental Initiatives and the Case of Portland, OregonShurtz, Nancy E. (University of Oregon School of Law, 2012)[more][less]Shurtz, Nancy E. 2012-07-13T16:59:00Z 2012-07-13T16:59:00Z 2012 27 J. ENVTL. L. & LITIG. 237 (2012) 1049-0280 http://hdl.handle.net/1794/12251 en_US University of Oregon School of Law rights_reserved Green building Green building initiatives Sustainable architecture -- Oregon - Portland Eco-Friendly Building from the Ground Up: Environmental Initiatives and the Case of Portland, Oregon Article
Chakraborty, Avik, 1975-; Haynes, Stephen E., 1945- (University of Oregon, Dept of Economics, September 15, 2005)[more][less]Chakraborty, Avik, 1975- Haynes, Stephen E., 1945- 2005-12-15T16:43:08Z 2005-12-15T16:43:08Z 2005-09-15 http://hdl.handle.net/1794/1928 23 p. This paper explores from a new perspective the forward premium puzzle, i.e., why a regression of the change in the future spot exchange rate on the forward premium paradoxically yields a coefficient that is frequently negative. This traditional specification is compared theoretically and empirically to a "level" regression of the future spot rate on the current forward rate, which does not display the puzzle. We explore both non-rationality and risk premium explanations. The general conclusionis that, with non-rationality, any modest deviation from unity in the level coefficient becomes greatly magnified in the forward premium coefficient because of the stationary/nonstationary properties of the relevant variables, thereby generating the puzzle. 174479 bytes application/pdf en_US University of Oregon, Dept of Economics University of Oregon Economics Department Working Papers ; 2005-18 Forward premium puzzle Spot and forward exchange rates Foreign exchange market efficiency Non-rationality in foreign exchange markets Econometrics of the forward premium puzzle Working Paper
The economic and community effects of Oregon Watershed Enhancement Board investments in watershed restorationBonner, Kristin; Hibbard, Michael (Ecosystem Workforce Program, Institute for a Sustainable Environment, University of Oregon, July 15, 2002)[more][less]Bonner, Kristin Hibbard, Michael 2006-02-16 2006-02-16 2002-07-15 http://hdl.handle.net/1794/2272 16 p. Cooperative, community-level approaches to environmental management are emerging in a variety of contexts, in Oregon and elsewhere. The rise of these approaches has led to a new appreciation of the possibility of watershed restoration projects that also foster good jobs and strong local businesses. With millions of dollars to spend on its mission, the Oregon Watershed Enhancement Board (OWEB) plays a significant role in supporting local economies through grants to watershed councils, Soil and Water Conservation Districts (SWCDs), and other local restoration activities. The aim of this study is to document the level of that support. The specific question addressed by the study is: Did OWEB's 1997-99 grants improve socio-economic conditions in local communities in Oregon? To answer this question, the Ecosystem Workforce Program reviewed a sample of 1997-99 OWEB grants and also conducted telephone interviews with selected grantees. The purpose of the interviews was to help us understand the patterns of expenditure we found while reviewing the files. In conclusion, this study finds that OWEB grants and program expenditures improve or maintain economic stability in Oregon communities. 584969 bytes application/pdf en_US Ecosystem Workforce Program, Institute for a Sustainable Environment, University of Oregon EWP Briefing Paper ; No. 4 (July 15, 2002) Watershed restoration -- Oregon The economic and community effects of Oregon Watershed Enhancement Board investments in watershed restoration Other
Krause, Kate; Harbaugh, William (University of Oregon, Dept. of Economics, June 1, 2001)[more][less]Krause, Kate Harbaugh, William 2003-08-07T23:16:57Z 2003-08-07T23:16:57Z 2001-06-01 http://hdl.handle.net/1794/56 This paper describes some simple economic experiments that can be done using children as subjects. We argue that by conducting experiments on children economists can gain insight into the origins of preferences, the development of bargaining behavior and rationality, and into the origins of "irrational" behavior in adults. Most of the experiments are exploratory, and the objective is as much to learn how to conduct economic experiments on children and suggest avenues for further research as to describe specific results. Preliminary results suggest that while children are very different from adults in some ways, such as their rate of time preference, they are very similar in others, such as their bargaining and altruistic behavior. We also find that children can make choices that generally satisfy the usual transitivity test for rationality, and that in some ways they may even be more rational than adults. The paper includes protocols which can be used to replicate the experiments. 68881 bytes application/pdf en_US University of Oregon, Dept. of Economics University of Oregon Economics Department Working Papers;1999-1 Microeconomics Economics -- Methodology Economic Experiments That You Can Perform At Home On Your Children Working Paper
Hibbard, Michael; Karle, Kristen M., 1975- (Ecosystem Workforce Program, Institute for a Sustainable Environment, University of Oregon, 2001)[more][less]Hibbard, Michael Karle, Kristen M., 1975- 2006-02-15T22:22:58Z 2006-02-15T22:22:58Z 2001 http://hdl.handle.net/1794/2263 33 p. This paper is an assessment of a three year demonstration project to test the possibilities of community forestry for community development. The demonstration actively promotes community forestry in four rural Oregon communities. The research question is: To what extent does the community forestry approach to environmental management contribute to enhancing community problem solving capacity? The assessment uses a quasi-experimental design, comparing the four demonstration ("experimental") communities with two control communities. Baseline socio-economic data were collected on all six communities in 1998, and follow-up data in Summer, 2001. Data sources include existing demographic, social, and economic statistics; household surveys; and indepth interviews. We begin by describing the situation of our study communities and, by extension, that of agricultural and resource-based communities in general. We then briefly discuss some of the theoretical underpinnings of collaborative stewardship and community forestry in the context of community development. Next we present the results of the demonstration project. And finally, we draw conclusions. 75157 bytes application/pdf en_US Ecosystem Workforce Program, Institute for a Sustainable Environment, University of Oregon EWP Working Paper ; No. 4 (Fall 2001) Ecosystem restoration Restoration ecology Ecosystem restoration as socio-economic development? An assessment of the possibilities Working Paper
Bonamici, Andrew R.; Smith, Dale; University of Oregon. Educational Technology Committee (September 14, 2006)[more][less]Bonamici, Andrew R. Smith, Dale University of Oregon. Educational Technology Committee 2006-09-14T20:22:13Z 2006-09-14T20:22:13Z 2006-09-14T20:22:13Z http://hdl.handle.net/1794/3285 Survey results are provided in multiple files. We suggest printing or downloading the instructions and summary results first. This will provide background and context for the open entry responses and follow-up report. For assistance or additional information, contact: Andrew Bonamici, Associate University Librarian for Instructional Services University of Oregon Libraries 1299 University of Oregon Eugene OR 97403-1299 USA e-mail: email@example.com phone: (541 346-2682 fax: (541) 346-3485 This is a survey of University of Oregon faculty and graduate teaching fellows regarding their use of educational technology. The survey was sponsored by the 2005-2006 Educational Technology Committee and conducted by Andrew Bonamici and Dale Smith as a practicum project for the 2005 Frye Institute. Educational Technology Committee University of Oregon Libraries University of Oregon Information Services (Computing Center) Frye Institute (EDUCAUSE/CLIR/Woodruff Foundation) 83390 bytes 136352 bytes 107577 bytes 112445 bytes 114139 bytes 113669 bytes 92778 bytes 53059 bytes application/pdf application/pdf application/pdf application/pdf application/pdf application/pdf application/pdf application/pdf en_US Educational technology Survey University of Oregon -- Information technology Faculty Assessment Academic support Instructional technology Information technology Computing Academic libraries Classrooms Ed Tech Survey, 2006: Instructors Other
Bowers, C. A. (University of Oregon, 2009)[more][less]Bowers, C. A. 2009-05-28T15:53:48Z 2009-05-28T15:53:48Z 2009 http://hdl.handle.net/1794/9268 115 p. Contents: Chapter 1. Introduction -- Chapter 2. Educational Reforms that Foster Ecological Intelligence -- Chapter 3. Educating Students About the Political Economy of the Cultural Commons and the Nature of Sustainable Wealth -- Chapter 4. The Misuse of Academic Freedom in an Era of Global Warming -- Chapter 5. How Computers Contribute to the Enclosure of the Cultural Commons -- Chapter 6. The Leadership Role of Deans in Colleges of Education en_US University of Oregon Ecology -- Study and teaching Cultural commons Educating for Ecological Intelligence: Practices and Challenges Book
Bowers, C. A. (2007)[more][less]Bowers, C. A. 2007-10-24T19:35:57Z 2007-10-24T19:35:57Z 2007 http://hdl.handle.net/1794/5134 91 p. 314344 bytes application/pdf en_US Educational change Education -- Social aspects Environmental education Environmental ethics -- Study and teaching Educational Reforms that Address the Silences Book
Cook, Jonathan E.; Arrow, Holly; Malle, Bertram F. (SAGE Publications, 2011)[more][less]Cook, Jonathan E. Arrow, Holly Malle, Bertram F. 2015-12-03T22:28:27Z 2015-12-03T22:28:27Z 2011 http://hdl.handle.net/1794/19454 16 Pages An experience sampling study examined the degree to which feeling stereotyped predicts feelings of low power and inhibition among stigmatized and nonstigmatized individuals. For 7 days, participants with a concealable (gay and lesbian), a visible (African American), or no identifiable stigma recorded feelings of being stereotyped, of powerlessness, and of inhibition immediately following social interactions. For members of all three groups, feeling stereotyped was associated with more inhibition, and this relation was partially mediated by feeling low in power. Although stigmatized participants reported feeling stereotyped more often than nonstigmatized participants, they reacted less strongly to the experience, consistent with the presence of buffering mechanisms developed by those living with stigma. African Americans appeared to buffer the impact of feeling stereotyped more effectively than gay and lesbian participants, an effect that was partly attributable to African Americans' higher identity centrality. en_US SAGE Publications Creative Commons BY-NC-ND 4.0-US Stereotypes Inhibition Power Stigma The Effect of Feeling Stereotyped on Social Power and Inhibition Article
Lambert, Peter J.; Lanza, Giuseppe (University of Oregon, Dept. of Economics, June 10, 2003)[more][less]Lambert, Peter J. Lanza, Giuseppe 2003-08-07T21:43:11Z 2003-08-07T21:43:11Z 2003-06-10 http://hdl.handle.net/1794/54 We examine the effect on inequality of increasing one income, and show that for two wide classes of indices a benchmark income level or position exists, dividing upper from lower incomes, such that if a lower income is raised, inequality falls, and if an upper income is raised, inequality rises. We provide a condition on the inequality orderings implicit in two inequality indices under which the one has a lower benchmark than the other for all unequal income distributions. We go on to examine the effect on the same indices of simultaneously increasing one income and decreasing another higher up the distribution, deriving results which quantify the extent of the "bucket leak" which can be tolerated without negating the beneficial inequality effect of the transfer. Our results have implications for the inequality impacts of different income growth patterns, and of redistributive programmes (leaky or not), which are briefly discussed. 806482 bytes application/pdf en_US University of Oregon, Dept. of Economics University of Oregon Economics Department Working Papers;2003-15 Income inequality The effect on inequality of changing one or two incomes Working Paper
Moursund, David G. (D. Moursund, 2005)[more][less]Moursund, David G. 2006-08-11T23:46:04Z 2006-08-11T23:46:04Z 2005 http://hdl.handle.net/1794/3170 197 p. Reprint of April 1989 book. Copyright © 2005 David Moursund. Creative Commons Attribution-NonCommercial 2.5 License. Permission is granted to make use of this document for non-commercial educational purposes by schools, school districts, colleges, universities, and other non-profit preservice and inservice teacher education organizations and groups. Additional free materials written by David Moursund are available at http://darkwing.uoregon.edu/~moursund/dave/Free.html. Reprint of April 1989 book. Part 1 contains general background information that underlies the tool use of computers in schools. In essence, it is a short computers in education course specifically designed for computer integrated instruction inservice facilitators. If you have a solid background in the field of computers in education, you will be able to skip much of this pan of the book. Part 2 focuses on what is known about effective inservice, and in particular about inservice for computer-integrated instruction. Most readers will find that this is the heart of the relevant material in the book. Part 3 contains instrumentation for needs assessment, formative evaluation, and summative evaluation of an inservice. It focuses on the importance of needs assessment, formative evaluation, and summative evaluation in an inservice. 1009656 bytes application/pdf en_US D. Moursund Effective Inservice for Integrating Computer-as-Tool into the Curriculum Book
Blonigen, Bruce A. (Bruce Aloysius); Davies, Ronald B. (University of Oregon, Dept. of Economics, January 1, 2001)[more][less]Blonigen, Bruce A. (Bruce Aloysius) Davies, Ronald B. 2003-08-13T19:13:25Z 2003-08-13T19:13:25Z 2001-01-01 http://hdl.handle.net/1794/81 The effects of bilateral tax treaties on FDI activity have been unexplored, despite significant ongoing activities by countries to negotiate and ratify these treaties. This paper estimates the impact of bilateral tax treaties using both U.S. inbound and outbound FDI over the period 1966-1992. Robust to a wide variety of alternative specifications, we find no evidence that bilateral tax treaties increase FDI activity, contrary to OECD-stated goals for such treaties. In fact, our estimates suggest that for our sample there may instead be economically and statistically significant negative effects of new bilateral tax treaties on U.S. outbound activity to the tax treaty partner country. These findings are consistent with claims that tax treaties are not intended to improve capital flows, but rather to reduce tax evasion through transfer pricing practices or otherwise. 0 bytes application/pdf en_US University of Oregon, Dept. of Economics University of Oregon Economics Department Working Papers;2001-14 Foreign direct investment Tax treaties Multinational corporations Public economics The Effects of Bilateral Tax Treaties on U.S. FDI Activity Working Paper
Gladhart, Amalia (Kipus: Revista Andina de Letras, 2006)[more][less]Gladhart, Amalia 2009-04-20T16:26:52Z 2009-04-20T16:26:52Z 2006 Gladhart, Amalia. "El icono remendado: fe, genero y justicia en El cristo feo de Alicia Yanez Cossio." Kipus: Revista Andina de Letras 20 (2006): 155-62. http://hdl.handle.net/1794/8997 9 p. es Kipus: Revista Andina de Letras Yanez Cossio, Alicia, 1929- Cristo feo Cristo feo El cristo feo Ecuadorian literature -- 20th century -- History and criticism Ecuadorian narrative -- 20th century Religion in literature El icono remendado: fe, genero y justicia en El cristo feo de Alicia Yanez Cossio Article
Teague, Edward H., 1952- (April 18, 2011)[more][less]Teague, Edward H., 1952- 2011-04-18T17:19:25Z 2011-04-18T17:19:25Z 2011-04-18 http://hdl.handle.net/1794/11095 The continuation sheet is the result of research conducted by Edward Teague involving the architect Edgar Lazarus. The research makes use of resources utilized by historic preservation and other programs served by Teague in his role as subject specialist. The continuation sheet to the National Register documentation of the Electric Building identifies a major error in the National Register documentation. The sheet was submitted to the State Historic Preservation Office for submission to the Washington, D. C., office of the National Register. en Historic preservation Built works Architecture Electric Building (Portland, Or.) National Register of Historic Places Oregon. State Historic Preservation Office Electric Building, National Register of Historic Places Nomination -- Continuation Sheet Technical Report
Cameron, Trudy Ann; Gerdes, Geoffrey R. (University of Oregon, Dept. of Economics, January 1, 2003)[more][less]Cameron, Trudy Ann Gerdes, Geoffrey R. 2003-08-20T16:24:09Z 2003-08-20T16:24:09Z 2003-01-01 http://hdl.handle.net/1794/112 Longstanding debate over the appropriate social discount rate for public projects stems from our lack of knowledge about how individual discount rates vary across people and across choice contexts. Using a sample of roughly 15,000 choices by over 2000 individuals, we estimate utility theoretic models concerning private tradeoffs involving money over time that reveal individual specific discount rates. We control for experimentally differentiated choice scenarios, sociodemographic heterogeneity, and elicitation formats, and complex forms of heteroscedasticity. Statistically significant heterogeneity in discount rates is quantified for both an exponential discounting model and a competing hyperbolic model, but neither specification clearly dominates. 435200 bytes application/pdf en_US University of Oregon, Dept. of Economics University of Oregon Economics Department Working Papers;2003-10 Microeconomics Public economics Mathematical and quantitative methods Eliciting Individual-Specific Discount Rates Working Paper
Johnson, Mark, 1949- (Northwestern University Press, 1997)[more][less]Johnson, Mark, 1949- 2006-01-13T23:50:24Z 2006-01-13T23:50:24Z 1997 Language beyond postmodernism : saying and thinking in Gendlin's philosophy. Ed. David Michael Levin, 1997 (148-175) 0810113589 http://hdl.handle.net/1794/2098 31 p. Includes endnotes (356-358). Appears as a chapter in Language Beyond Postmodernism : Saying and Thinking in Gendlin's Philosophy. 80607 bytes 25049074 bytes text/plain application/pdf en_US Northwestern University Press Northwestern University studies in phenomenology and existential philosophy Embodied meaning and cognitive science Article
Sinev, Nikolai (January , 2005)[more][less]Sinev, Nikolai 2007-08-15T17:39:39Z 2007-08-15T17:39:39Z 2005-01 Sinev, N. EMI test using VXD3 R20 assembly. Presented at the MDI Workshop, SLAC, Stanford, CA, Jan. 6-8, 2005. http://hdl.handle.net/1794/4928 362538 bytes application/pdf en_US EMI test using VXD3 R20 assembly Presentation
Nicols, John (München, C. H. Beck'sche Verlagsbuchhandlung, 1978)[more][less]Nicols, John 2006-06-07T21:50:05Z 2006-06-07T21:50:05Z 1978 Chiron (Munich, Germany). Bd. 8, 1978 (429-432) 0069-3715 http://hdl.handle.net/1794/2803 4 p. 2783446 bytes application/pdf en_US München, C. H. Beck'sche Verlagsbuchhandlung The Emperor and the Selection of the patronus civitatis. Two Examples Article
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Two questions: 1-when getting a tire rotation at Costco the salesperson would only rotate back to front saying the sensor for the tires would not (comunicate), this is not what the manual recomends. who is right? 2-If a tire is damaged and needs replacement why do all four tires need replacing? The truck is four wheel drive,but is never put in that mode.
by barillacn in Highland, CA on December 30, 2012


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I have very active lifestyle including working on a computer, swimming, exercising and running a farm. I have to keep a big tractor working and am always washing my hands. I love nail polich and keep it on for several days. When i take off the polish, I rub this cream into my nails as it keeps them from splitting and flaking. SInce I started using Caudalie Hand and Nail Cream, my chapped hands, dry cuticles, cracked finger tips and hang nails have disappeared. I love the scent & the way my hands feel. Believe me when I say I have tried nearly all the hand creams on the market and this one works the best for me.5
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Stylish, protective and warm, this Arista Soft Shell Full-Seat Breech is ideal for riding in the cooler months. Stretch fabric with an ultra-thin microfleece lining has a water- and wind-resistant outer surface. An easy-care synthetic sport suede seat that looks and feels like leather provides grip and durability.
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This Devon-Aire® Fleece Full Seat Breech in a new winter-weight fabric combined traditional style with warmth. It's made of four-way stretch fabric that's smooth on the outside and cozy on the inside. Sock bottoms provide a good fit inside boots and half chaps. Traditional front zipper and belt loops.
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INCA JUNGLE TRAIL: The Best Adventure Tour in Cusco
The Inca Jungle is not just a tour, it´s an experience. From descending over 3000 m. by mountain bike to sleeping with a local guest family in the jungle, and from zip lining to hiking recently discovered Inca pathways. Ending up in one of the seven world wonders, and chosen best travel destination by National Geographic: Machu Picchu.
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Ice fishermen got a late start to their season this year due to the unseasonably warm December temperatures, so we can understand those who want to get out on the ice as much as possible before spring arrives. more
2/26/16 | 1337 views
Regulation changes for walleye and yellow perch fishing in the Saginaw Bay have been proposed by the Michigan Department of Natural Resources, and we think the people best equipped to offer up opinions on the proposals are local fishermen. more
| 6/3/15 | 1659 views
As an elementary and middle school student, I was a social butterfly. Frequently in trouble for speaking out of turn or in the wrong setting, I quickly learned that many take the old adage that children should be seen and not heard to heart. more
989-387-9295 | 6/3/15 | 5042 views
Heavy rain, thunderstorms and high winds are not rare occurrences, but when they reach dangerous levels such as in the storm system that smashed the area Aug. 2, it's probable that some people were not ready to deal with the aftermath. more
8/14/15 | 3095 views
While I often fall short, I try to treat my body like a temple. While bad food and nicotine may enter, one thing I have decided will never be present is a tattoo. more
989-387-9295 | 7/10/15 | 3009 views
On Monday, March 7, we will be instituting a new commenting system on our sites. more
989-387-9036 | 3/4/16 | 2400 views
Tasked with attending events, covering community board meetings and reporting on the news, the staff members are observers in the community. Our jobs place us on the sidelines to watch as events … more
3/7/16 | 1926 views
"Reach for the sky: the worst that can happen is you'll fall amongst the stars," was a quote once told to my peers and me in elementary school. more
By Tim Barnum | email@example.com
There is a long running joke in Michigan that there are just two seasons: winter and road construction. There is a seed of truth to that, because spring and summer are the optimal times for road construction in the state. more
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: Club:
~>{*Shiny Hunters Club}<~
View Single Post
September 1st, 2007 (6:50 AM).
rapid whalelord
<--She's a ribbon queen...38!
Join Date: Aug 2005
Location: mosedeep city
Age: 22
Nature: Brave
Posts: 191
guess who back with a new computer and keyboard......?
and to get back onto the topic of shinies im hatching for a LEGIT SHINY SYTHER i already had 1 but ill admit i stole it from the battle frontier on my emerald so far 2 box full of syther and im getting bored...gd luk evrybody ok.
p.s. ive also caught a shiny duskull (yay) soon to be dusknoir
p.p.s. school soon }:0(boooo)which means not much shiny hunting}
Click here to feed me a Rare Candy!
Get your own at Pokeplushies!
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Onmobile Global Limited
|Onmobile Global Limited Patent applications
|Patent application number
|SYSTEM AND METHOD FOR PROVIDING USSD SERVICES USING CROSS-OPERATOR NUMBER - A computer-implemented method and system for providing Unstructured Supplementary Service Data (USSD) services is provided. The computer-implemented method comprises the steps of configuring a cross-operator USSD module for receiving one or more service requests sent to a cross-operator number by one or more communication devices associated with one or more telecommunication service providers. The cross-operator USSD module further processes the one or more service requests for generating one or more interactive USSD menus based on information retrieved from the one or more service requests and one or more pre-defined rules. Furthermore, the cross-operator USSD module renders the one or more interactive USSD menus on the one or more communication devices, wherein the one or more interactive USSD menus facilitate one or more users of the one or more communication devices to avail the USSD services.
|METHOD AND APPARATUS FOR THE ADAPTATION OF MULTIMEDIA CONTENT IN TELECOMMUNICATION NETWORKS - An apparatus for adapting media content in one or more networks includes a controller module, one or more network interface modules, and one or more protocol interface modules coupled to the controller module. The apparatus also includes a script interpretation module coupled to the controller module and one or more media adaptation modules coupled to the controller module. The one or more media adaptation modules may support audio, video, or meta data. The apparatus further includes a management interface module coupled to the controller module. Media may be received at the apparatus as streaming media and be provided from the apparatus as a download or a progressive download. Additionally, media may be received at the apparatus as a download or progressive download and be provided from the apparatus as streaming media.
|Method and System for an Optimized Multimedia Communications System - A method for optimizing a multiparty multimedia conferencing communication session over communications networks is provided. A host multimedia stream is received from a host multimedia client. A first element indicative of presence of a multimedia conferencing session is transmitted to participating multimedia clients by the host multimedia client. Subsequently, individual multimedia streams are received from participating multimedia clients. The host multimedia stream is processed and transmitted to the participating clients. A second element indicative of presence of the multimedia conferencing session is transmitted by the participating clients to the host multimedia client and to each other. The individual multimedia streams are processed separately and transmitted to the host multimedia client and to the participating multimedia clients. The processed individual multimedia streams and host multimedia stream are received and displayed based on at least one of a predefined layout pattern and a layout pattern dynamically modified during the multiparty conferencing session.
|METHOD AND APPARATUS FOR TRANSMITTING VIDEO - A method of transmitting a coded media frame comprises determining a plurality of media frame sizes including a media frame size, transmitting an element comprising the plurality of media frame sizes, and thereafter receiving an input media frame. The method also includes processing the input media frame according to the media frame size to provide a coded media frame, and transmitting the coded media frame.
|SYSTEM AND METHOD FOR COMPENSATING TELECOMMUNICATION SUBSCRIBERS FOR PERMITTING PLAYING OF ADVERTISEMENTS AS RING BACK TONES AND DIRECT ACTIVATION OF ADVERTISED SERVICES - A system and method for compensating subscribers for permitting playing of advertisements as ring back tones and direct activation of advertised services is provided. The method includes receiving by a telecommunication service provider a call initiated by a caller. The method further includes establishing status of at least one of caller and callee by checking home location register of the telecommunication service provider. Establishing status includes determining RBT subscription status of caller and callee. Depending on the RBT subscription status of caller and callee, the call is transferred to a tone player within RBT system of at least one of caller and callee. A compensation system then selects a media file to be played to caller based on RBT to Advertisement ratios of subscribers. The selected media file may be an RBT file or an advertisement message, which is then played to the caller.
|METHOD AND APPARATUS FOR ADAPTING MEDIA - A method and apparatus for adapting media is provided. The method includes receiving a request for a first media stream and a second media stream at different media times. The method further includes processing a source media stream to produce a first portion media stream and a second portion media stream using a media processing element. A method for processing media comprises creating a first media processing element and a second media processing element. The method further includes processing a first media stream using the first media processing element to produce assistance information. Further, the method includes processing a second media stream using the second media processing element wherein the second media processing element utilizes the assistance information.
|System and Method for Provisioning Social Networking Services Through Ring Back Tones - A method and system for provisioning of social networking services through ring back tones is provided. In various embodiments of the present invention, when a caller makes a call to a callee, a ring back tone containing social network profile information is provided to the caller.
|METHOD FOR HIGH QUALITY AUDIO TRANSCODING - A method and apparatus for a voice transcoder that converts a bitstream representing frames of data encoded according to a first voice compression standard to a bitstream representing frames of data according to a second voice compression standard using perceptual weighting that uses tuned weighting factors, such that the bitstream of a second voice compression standard to produce a higher quality decoded voice signal than a comparable tandem transcoding solution. The method includes pre-computing weighting factors for a perceptual weighting filter optimized to a specific source and destination codec pair, pre-configuring the transcoding strategies, mapping CELP parameters in the CELP parameter space according to the selected coding strategy, performing Linear Prediction analysis if specified by the transcoding strategy, perceptually weighting the speech using with tuned weighting factors, and searching for adaptive codebook and fixed-codebook parameters to obtain a quantized set of destination codec parameters.
|METHOD AND SYSTEM FOR CUSTOMIZING RING-BACK TONE IN AN INTER-OPERATOR TELECOMMUNICATION SYSTEM - A method and a system for providing commercial information (CI) messages as a ring-back tone (RBT) to a caller in an inter-operator telecommunication system are provided. In the inter-operator telecommunication system, the caller and the callee are registered to different telecommunication service providers. The second telecommunication service provider sends a request to the first telecommunication service provider to provide a CI id associated with a caller profile of the caller. The request is routed through a global broker. An RBT player of the second telecommunication service provider plays the CI message corresponding to the CI id as ring-back tone to the caller.
|SYSTEM AND METHOD FOR FACILITATING A READY SOCIAL NETWORK - The invention provides system and method wherein the system collects user activity data including call log information from network equipment, handset and other context specific user activity data including time of call and location information to enable various applications to use the information collected and build social network. In accordance with the method of the invention, the user activity data collected is used to form individual social networks. The networks are formed based on clusters identified by mining the data collected. Furthermore, various applications are provided access to the clustered data to assist in individual social networking. The system of the invention comprises of an application server comprising a centralized data center providing social networking services through a plurality of networks, the networks in-turn connecting a plurality of users through their individual network terminal stations to the application server.
Patent applications by Onmobile Global Limited


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WIN WIN WIN NOW! 33 Days leftJournal Entry: Wed Aug 25, 2010, 4:09 AM
Okay I decided to make a new contest because of my movment to the US! Two people have the chance to win a new 3 Months Subscription! How to win?
- Send me something (pictures, videos, drawings what ever) that has something to do with america! which should be your OWN work
- Send it via note (load it on a server or Deviantart)
- I will choose my two favourites and they will win!
- Please send till the 20th September 2010, 7pm, german time
all the best
- Listening to: Nelly . just a dream
- Eating: Chewing gum
- Drinking: Water
WIN WIN WIN NOW! 33 Days left by AnjaRoehrichWatch
©2010-2016 AnjaRoehrich
ok woo
does it have to be cliche american (flag, patriotic) or anything?
we should collab in nyc!
does it have to be cliche american (flag, patriotic) or anything?
we should collab in nyc!
yeah just something that you directly connect to america when you see it!
we can i will arrive on sept. 27th
we can i will arrive on sept. 27th
just checkin, your own work or can it be some clip from youtube?
I shall try... why not after all?


text:
Around one in every 500 human babies is born with some form of craniofacial anomaly, and the grief of families and the ongoing hurt and humiliation of the children is profound. Many craniofacial problems can also cause speech difficulties, progressive brain damage, blindness, deafness and premature death -- terrible outcomes now largely avoidable through skilled surgical intervention.
The Australian Craniofacial Unit (ACFU) is a world-leading medical centre for the treatment and care of birth anomalies and traumatic injury of the head and face. The foremost aim of the Unit is to ensure that those experiencing the stigma and suffering of craniofacial disfigurement can assume their place in society with renewed hope and restored dignity. The forty year history of the ACFU is one of tears, joy and 17,000 miracles.
Its services are available to all Australians through Medicare.
The primary protocol of the Unit is 'humane, patient-centred treatment and care' . . .
The unique success of the Australian Craniofacial Unit lies in the fact that it is a multidisciplinary team drawing together the skills and expertise of more than a dozen specialities, from plastic surgery and genetics to neuropsychology and speech therapy.
The primary protocol of the ACFU is 'humane, patient-centred treatment and care' and its team-members are dedicated to compassion and excellence. While it provides significant treatment to adult victims of accidents, violence and burns, the majority of the Unit's patients are babies and children. The Australian Craniofacial Unit is based at the Women's and Children's Hospital in Adelaide but it also conducts surgery at the Royal Adelaide Hospital. As well, the ACFU operates visiting clinics in regional South Australia, nationally and in several neighbouring countries .
The Australian Craniofacial Unit does magnificent work in both treatment and research. We know this because its patients, their families and friends, and the international medical community tell us so. However, this work is expensive and many of the ACFU's activities and programs rely on the generosity of ordinary Australians and corporate citizens for them to continue. As you can see below there are numerous ways in which you can donate or assist, and by contacting Craniofacial Australia your further support can be discussed in person.
Prior to the advent of advanced surgical techniques, craniofacial sufferers were often institutionalised or held at home as virtual prisoners, too afraid or ashamed to show their faces to the world.
CLICK HERE to listen to Professor David David AC in Conversation with Richard Fidler. Professor David talks to Fidler about the inspiration and imperatives behind the establishment of the Australian Cranio-facial Unit; the protocols that maintain its integrity and success; and about some of his personal and family history.
Changing the face of the future: Baby Cruz's Cranio Journey. How a mother's persistence changed the future for her child
Click here to read this story and more in our newsletter.
Left is an interview with Damian De Wit, a former trauma patient of the Australian Craniofacial Unit. Damian's life was nearly destroyed by head injuries from a brick thrown at his car from an expressway overpass. The surgeons and carers of the ACFU helped him put his life back together.


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Boxwood Diseases
|Stunted growth and dieback occur. Young foliage turns grayish green or bronze and finally straw colored. Old leaves fall prematurely. Middle or top branches die. Sunken cankers form at the soil line or on branches in the crotches where dead leaves accumulate. Wood under the sunken canker is blackened.
|Attack by various fungi and nematodes add to damage from winter injury and stress on plants, especially those in poorly drained sites.
|Protect plants from winter injury and other stresses. Prune dead branches well below cankered areas. Remove dead leaves accumulated among the branches.
|Leaves on the lower part of the shrub have brown spots. Leaves may turn straw-yellow or bronze and fall. Twigs have long brown lesions. Under wet conditions, white fungal growth is observed on the leaves and twig lesions. Young plants in propagation are killed.
|Neonectria pseudonaviculatum (asexual stage, Cylindrocladium pseudonavitulatum. Formerly known as Cylindrocladium buxicola)
|Buxus sempervirens, B. microphylla (littleleaf boxwood) and var. japonica (Japanese boxwood), B. sinica var. insularis (Korean boxwood), B colchica and Pachysandra are susceptible. Long distance spread of the pathogen is through the movement of infected nursery material. Remove and destroy severely affected plants. Do not try to compost leaves from infected plants. The sticky spores of the pathogen are readily spread from plant to plant on tools and contaminated clothing and gloves. Thin boxwoods to obtain good air circulation among the branches. Apply a fungicide in a manner that achieves through coverage of the top and bottom of leaves and twigs.
|Leaf burn
|Leaf tips and margins yellow and redden as leaves fall prematurely.
|Water stress and low temperature.
|Protect shrubs from drought and drying winds in the autumn and winter.
|Leaf spot
|Straw-yellow leaves are dotted with small, black fungal fruiting structures.
|Macrophoma candollei
|Only leaves weakened by winter injury are infected. Protect plants from wind, salt spray, and salt runoff.
|Growth is stunted, leaves have a bronzed appearance, and the shrub is in decline. Small roots have small brown dead areas which enlarge to engulf the entire root ends.
|There are no adequate controls once the plant is infected. If a plant is removed, do not replace it with a nematode-susceptible plant unless the site is thoroughly fumigated and aerated first.
|Volutella blight
|Leaves on branch tips turn tan, straw-yellow or bronze color in the spring as they die. Under wet conditions, foliage may have masses of pink to salmon colored spores on them. Dead branches have loose bark.
|Volutella buxii (asexual stage of Pseudonectria rouselliana)
|During dry weather, prune dead branches and prune to thin the plant so that there is good air circulation within the canopy. Remove all dead leaves and fallen leaves from around the plant. Apply a fungicide to protect new growth in the spring and in the fall. Spray to obtain very thorough coverage of leaves and twigs.
Prepared by Gary W. Moorman, Professor of Plant Pathology
Notice: The user of this information assumes all risks for personal injury or property damage.
Warning! Pesticides are poisonous. Read and follow all directions and safety precautions on labels. Handle carefully and store in original labeled containers out of the reach of children, pets, and livestock. Dispose of empty containers right away, in a safe manner and place. Do not contaminate forage, streams or ponds.
Issued in furtherance of Cooperative Extension work, Acts of Congress, May 8 and June 30, 1914, in cooperation with the U. S. Department of Penn State College of Agricultural Sciences research and extension programs are funded in part by Pennsylvania counties, the Commonwealth of Pennsylvania, and the U.S. Department of Agriculture.
Visit Penn State Extension on the web at extension.psu.edu.
Where trade names appear, no discrimination is intended, and no endorsement by Penn State Cooperative Extension is implied.
This publication is available in alternative media on request.
The Pennsylvania State University is committed to the policy that all persons shall have equal access to programs, facilities, admission, and employment without regard to personal characteristics not related to ability, performance, or qualifications as determined by University policy or by state or federal authorities. It is the policy of the University to maintain an academic and work environment free of discrimination, including harassment. The Pennsylvania State University prohibits discrimination and harassment against any person because of age, ancestry, color, disability or handicap, national origin, race, religious creed, sex, sexual orientation, gender identity, or veteran status. Discrimination or harassment against faculty, staff, or students will not be tolerated at The Pennsylvania State University. Direct all inquiries regarding the nondiscrimination policy to the Affirmative Action Director, The Pennsylvania State University, 328 Boucke Building, University Park, PA 16802-5901; Tel 814-865-4700/V, 814-863-1150/TTY.
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TitleBoxwood Diseases
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text:
I'm guessing that he does but I want to see the video.
I'm not one for fawning over bicycles, but I do believe that our bikes communicate with us, and what this bike is saying is, "You're an idiot." BikeSnobNYC
Looks as if so.
a blog about cyclist lifestyle, nutrition and training
It could be misleading... That left had looks pretty hard on the front brake. He could be pulling a Joey.
Last pic caption? - "damn man...that was pretty slick"


text:
What You're Missing On The Internet
Since you spend all day on the Tosh blog, here's what you're missing on the rest of the web:
- He's pretty good for an inexperienced driver. What? Do you have a better solution for getting your drunk dad home?
- Here are the worst plays in NFL history. I assume they're all from the Dolphins first four games this year.
- New data suggests social media brings out the best in us. If you ignore all the unaccountable racism and bullying, it's really uplifting!
- There are 4 more Transformers sequels coming. Here's hoping one of them can transform into a watchable movie.
- The Texas Rangers playoff menu is edible insanity. It's the worst thing to happen to America since they announced there were 4 more Transformers sequels coming.
- Since Mondays are the worst, we've gone ahead and made them bra-optional.


text:
YOU ARE HERE >> For Employees > Benefits > Eligibility & Enroll > Enrollment > Enrollment
You can enroll in or make changes to your coverage elections for medical, dental, vision, Flexible Spending Accounts, Health Savings Account, life/AD&D insurance and the legal plan during:
- Your initial eligibility period
- The Annual Enrollment period
- A qualifying event.
You may view the premiums within the enrollment system or by logging into MyHR.
You may enroll in Banner's retirement plans and voluntary benefits through the vendors for those plans. You are allowed to enroll for these plans at any time during the year.


text:
|Follow PSU Cross Country:
|Follow @PennStateTFXC
Matt Fischer
Three Nittany Lions Named All-Academic
Three individuals, women's team named All-Academic by USTFCCCA
Cross Country/Track & Field Announces Team Awards
2014 cross country/track & field teams were honored last week
Fischer, Hunsberger Run at NCAA Championships
Matt Fischer places 167th, Jillian Hunsberger finishes 161st
Fischer Named Mid-Atlantic Region Men's Athlete of the Year
Matt Fischer becomes the first Nittany Lion to win the award since 2003
Fischer Breaks the Tape to Advance to Terre Haute
Fifth-year senior Matt Fischer claimed the men's title at the Mid-Atlantic Regional
At the Big Ten Championships... || 2015 Outdoor || Finished ninth in the 5,000-meter run with his time of 14:34.13 … Placed sixth in the 10,000-meter run with his time of 29:51.69 || 2015 Indoor || Placed sixth in the 3,000-meter run with his season-best time of 8:14.13 … Finished 22nd in the 5,000-meter run with his time of 14:52.63 || 2014 Cross Country || Guided the Nittany Lions to a third-place finish at the Big Ten Championships with his eighth-place finish (23:52.8) ... Second team All-Big Ten || 2014 Outdoor || Placed seventh in the 5,000-meter run with his final time of 14:11.96 || 2014 Indoor || Finished 24th in the 5,000-meter run (14:47.85) || 2013 Cross Country || Placed third, which is the highest finish in school history ... First Team All-Big Ten || 2013 Outdoor || Placed fifth in the conference 5K, finishing in 14:12.16 || 2013 Indoor || Just missed a scoring finish, placing 10th overall in the 5K in 14:16.43 || 2012 Cross Country || Finished 34th overall and second for PSU at the conference meet, running 24:35 for 8,000-meters || 2012 Outdoor || Took 21st overall in the 5000 || 2012 Indoor || Finished 14th in the 3000 ... Placed 16th in the 5000 with an indoor PR of 14:27.23 || 2011 Cross Country || Placed 65th overall
On the Course... || 2014 Cross Country || Competed in six meets for Penn State ... Won both races he competed in at the Blue-White Golf Course ... Led the Nittany Lions to the team title at the Harry Groves Spiked Shoe Invitational with his first-place finish (26:11.4) ... At the Notre Dame Invitational, Fischer finished 68th (24:22.2) ... Ran a time of 25:11.2 to finish 59th at the Pre-National Invitational ... USTFCCCA All-Academic || 2013 Cross Country || Opened the 2013 season with a 24th-place finish at Lehigh's Paul Short Run ... Took 29th at the Pre-National Invitational ... Top-finisher for Penn State in all five meets competed in || 2012 Cross Country || Highest individual finish was a runner-up effort at the Harry Groves Spiked Shoe Invitational ... Placed 37th as the Nittany Lions' number two at the Greater Louisville Classic || 2011 Cross Country || Had a breakout redshirt freshman season, finishing in the Nittany Lion top seven in all appearances ... Placed 10th overall at the Penn State National ... Finished 30th at the Roy Griak Invitational as the Lions' number-two scorer ... Took runner-up honors at the Lock Haven Dolan Duals
Around the Track... || 2015 Outdoor || Opened the year with an eighth-place finish in the 1,500-meter run at the Florida Relays with his time of 3:48.56 … Finished fourth in the 5,000-meter run at the Penn Relays with his season-best time of 14:02.60 || 2015 Indoor || Opened up the year with a fifth-place finish in the mile at the Nittany Lion Challenge with his season-best time of 4:11.71 … Finished first in the 5,000-meter run at the Penn State Tune-Up with his season-best time of 14:20.79 || 2014 Outdoor || Opened the 2014 outdoor season with a ninth-place finish in the 1,500-meter run (3:46.95) at the Bison Outdoor Classic ... Finished 20th in the 5,000-meter run at the Mt. SAC Relays with his season-best time of 14:09.97 ... Placed 10th in the 5,000-meter run at the Payton Jordan Cardinal Invitational with his time of 14:26.21 || 2014 Indoor || Finished fifth in the 3,000-meter run at the Penn State National Invitational with his lifetime-best time of 8:04.21, which moves him into fourth all-time in the Penn State record books ... Took 22nd in the 5,000-meter run at the UW Husky Classic with his time of 14:17.48 || 2013 Outdoor || Placed 10th in his 5K section at the Stanford Invitational, turning in a lifetime-best 14:01.23 ... Was a member of the Lions' fifth-place 4xMile at Penn Relays ... Turned in a PR 3:49.36 for 1500 at the Bison Outdoor Classic || 2013 Indoor || Placed fourth in the 3K at the Penn State National, going 8:10.02 ... Took 12th in his section of the 5K at the Washington Husky Classic, running a PR 14:09.87 ... Finished 11th in the 3K at the Alex Wilson Last Chance with a lifetime-best 8:08.35 || 2012 Outdoor || Clocked a personal-best 14:11.47 for the 5000 at the Stanford Invitational ... Also competed in the 5K at Penn Relays || 2012 Indoor || Placed third in his section of the 3K at the UW Husky Classic, thanks to a PR 8:10.40 ... Placed second in the mile at the Nittany Lion Challenge, and seventh in the 3000 at the PSU National
Before Penn State... || High School || Capped his high-school career off in outstanding fashion, capturing a Pennsylvania state title in the 3200-meters, running a career-best 9:03.01 - the best time by any Pa. prep in 2010 ... Qualified for the Pa. State Meet in the 1600-meters as a junior ... A two-time state qualifier in cross country, helping his Unionville teammates to a sixth-place finish as a senior || Personal || Son of Ingrid and Rick Fischer ... Born May 6, 1992 ... DUS Major
Collegiate Personal Bests || Track and Field
Online Stores
Official MerchandiseAuctions
- Top Videos
Women's Cross Country No. 9 in Latest USTFCCCA Ranking
Nittany Lion Women's Cross Country Captures Mid-Atlantic Title
Nittany Lion Cross Country Set to Compete at Mid-Atlantic Regional
BLOG: Women's Cross Country B1G Champions, Move to No. 10 Nationally
Gondak Named Big Ten Womens Cross Country Coach of the Year
Women's Cross Country Garners Top-10 USTFCCCA Ranking
Nittany Lion Women Win Big Ten Cross Country Championship
Nittany Lions Gear Up for Big Ten Championships


text:
Utica, Michigan Ssdi Lawyers and Law Firms
|» Step 1: Tell Us About Your Case
|» Step 2: Provide Contact Information & Submit
Start a Lawyer Search
Tell us about your case so that we can connect you with the right lawyers.
Grech Law Firm
From application to appeal, Grech Law Firm is here for you whether you're ready to apply or have been denied
Address: 105 Cass Ave. - Mount Clemens, MI 48043
Phone: (586) 465-9100
Gordon & Pont, P.C.
Michigan's Premier Disability Rights Law Firm.
Address: 21700 Northwestern Highway Suite 1100 - Southfield, MI 48075
Phone: (800) 529-6424
Solomon Law focuses on helping people with disabilities, especially in the areas of SOCIAL SECURITY DISABILITY and WORKERS' COMPENSATION. Solomon Law also focuses on PERSONAL BANKRUPTCY and CHILD CUSTODY. Over 25 years of legal experience.
Address: 2430 Camelot Ct SE - Grand Rapids, MI 49546
Phone: (616) 635-2496
Social Security Disability Lawyer
Ogle, Elrod, & Baril is a national disability law firm.
Address: 706 Walnut Street Suite 700 - Knoxville, TN 37902
Phone: 865-566-0800


text:
Industry News
Chile: Santiago metro in 'tolerance-for-all' campaign
Las Vegas' big bet on gay tourism
New Ads For Las Vegas Mock Straight People's Lack Of Style
Big Brands' New Face is LGBT Families
Honey Maid's surprising response to anti-gay backlash
Cathy seeks to put gay marriage flap behind Chick-fil-A
Ford Is The Only Company Left Supporting Basically Anti-Gay Parade
Guinness Withdraws Sponsorship of St. Patrick's Day Parade
Boston: Major Beer Sponsor Pulls Out of St. Pat's Parade
Gay Republican is first to feature partner in political ad
Banana Republic Ads With Real-Life Unions Include a Gay Couple
Coca-Cola to Try and Blunt LGBT Criticism with Super Bowl Ad About Diversity?
Coke Apologizes After Flap Over 'Gay' Can Ban On South Africa Website
Sochi Olympics sponsor Coca-Cola wants to share a Coke, but not with gay people
Stoli Vodka donates US$300,000 to fund gay rights leadership program in the US
Coca-Cola cuts gay wedding scene from Irish ad
How Many American Men Are Gay?
Google online data expert estimates 1 in 20 American men are gay
Straight male celebs kiss to fight gay hate in Russia
Ikea under fire for removing lesbian interview from magazine in Russian edition to 'remain neutral'
Displaying Industry News 21 thru 40 of 253 (13 Pages)
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text:
Even though her husband works for an electrical company, he makes a very low salary, which is only enough to support their family on a daily basis and provide for their basic needs. However, their home has been in urgent need of a facade for a long time now, which has not been done, due to their lack of funds.
Kamala is requesting a loan of AZN 1,500 to purchase the building materials to construct the house facade and also to close in the balcony for winter time.
She said that without this support, she would not be able to facade her house. This loan will help her family to have better living conditions.
She is grateful to Kiva lenders for improving their family living conditions and standard of living.
Additional Information
More information about this loan
This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities.
About Aqroinvest:Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.
In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
Loan tags help lenders find loans that match certain areas of interest. You can add up to 5 tags for this loan.
About Azerbaijan
24View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Oct 17, 2013
- Listed
- Nov 9, 2013
- Currency Exchange Loss:
- Covered
- Ended:
- Mar 17, 2015


text:
Army forces ROTC cadets to wear high heels
Great strides, so to speak, are being made in the US military's jihad against sexual assault. Army ROTC cadets are complaining on message boards that they were pressured to walk in high heels on Monday for an Arizona State University campus event designed to raise awareness of sexual violence against women. The Army openly encouraged participating in April's "Walk A Mile in Her Shoes" events | Read More »


text:
- El SalvadorRetailFunding via Apoyo Integral
Teresa De J...El SalvadorRetailFunding via Apoyo Integral
Ana IsabelEl SalvadorRetailFunding via PADECOMSM
Liliana Yanira
Update on Liliana YaniraLiliana needs to purchase more merchandise for the business. She will invest it in wholesale salt and in the purchase of replacement parts for her car that she uses to complete her sales. This loan will help her to keep the car in a good condition.
She thinks that working with loans has helped her to improve the state of her business by strengthening the offerings to her clients. Her family conditions have also improved.
Ella considera que trabajar con prestamos le ha ayudado a mejorara la condición del negocio, fortaleciéndolo para ofrecer a los clientes, en su familia las condiciones han sido mejor.
Previous Loan DetailsLiliana is 27 years old. She lives with her husband, and they have a five-year-old son. She and her husband sell salt. They sell at wholesale to stores and businesses. She has five years of experience, working from Monday to Friday. She is applying for a loan to buy salt at wholesale. This ... More from Liliana Yanira's previous loan »
Additional Information
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva's lenders.
About El Salvador
562View loans »
US Dollars
Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Jan 23, 2013
- Listed
- Jan 30, 2013
- Currency Exchange Loss:
- Ended:
- Sep 18, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.