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"A great place to unwind.Rural ,Cultural & Relaxing" Ubud by austarman
Ubud Travel Guide: 526 reviews and 1,362 photos
This is a Balinese dance telling the story of Rama and Sita which is important to the Hindu faith of the Bali people.
There is so much expression in their dancing and the gamilan and drum musical accompaniment is very professional.
This was a great night out in Ubud.
Ubud has many places to stay that over-look beautiful rice fields like this one that give you a real feeling of serenity.
This photo is taken from the Tegal Sari hotel about 1.5km from the centre of Ubud.
Ubud is well known as a cultural centre of Bali and has many fine carvings and paintings etc available throughout the town.
It is also where the Balinese Royal family come from so it has lots of tradition too.
Unlike the Kuta, Legian and Denpaser area the mountains surrounding Ubud are very peaceful and you can really unwind here.
There is a lot of rural landscape with tropical rainforest's and lush greenery everywhere.
However Ubud itself is a fairly large town and are many Spa's and massage resorts here as well as excellent woodworkers, painters and various types of handicraft experts.
- Pros:A great place to be with that special someone
- Cons:Not a good place to be alone
- In a nutshell:Perfect retreat if you are with someone special
Reviews (5)
This is one of the dances that can be seen in the grounds of the Ubud palace. I believe this one was called the Legong... more travel advice
I've been to Bali 13 times now but this place stands out for me as something a bit special. The friendliness of the... more travel advice
It is interesting to see where the Royal family once lived and to see the history that goes back to the 16th... more travel advice
We spent two nights here in the most peaceful location in Ubud. The double story townhouse style rooms are set amongst... more travel advice
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""Life may not be the party we hoped for... but while we are here we might as well dance!""
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"Live" with TAE: One of Today's Most Readable Historians Discusses Religion, Regional Identity, Political Correctness, America's Founding, the Nation's Wars, and Leadership
Kauffman, Bill, The American Enterprise
David Hackett Fischer, one of our country's foremost historians, has described his work as "a deep affirmation of American values." He combines social history with classic narrative, a synthesis that reaches its apex in Paul Revere's Ride (1994) and his Pulitzer Prize-winning Washington's Crossing (2004).
Fischer's ambitious "cultural history of the United States" includes the much-praised Albion's Seed (1989), which identifies the enduring folkways that British immigrants carried to the New World, and his latest book Liberty and Freedom (2004).
Professor Fischer, who will deliver the American Enterprise Institute's annual Irving Kristol Lecture in D.C. on March 8, spoke with TAE associate editor Bill Kauffman in his office at Brandeis University.
TAE: How did growing up in Baltimore shape you as a historian?
FISCHER: I'm an American mongrel: part German, part English. On my mother's side we have memories of old Maryland, and uncles and cousins from the backcountry with names like Westmoreland. Others of my ancestors were Quakers. They all had various ideas of who they were and who I should be.
A lot of history had happened around Baltimore. I had an aunt who was blind and in her 90s. She told a story to my cousins and my brother and me--it was a big sprawling family--about a July day when from her home on a farm north of Baltimore there was a sound like the wind in the trees. She went outside and there was no wind. She looked up the road and saw a line of wagons as far as she could see. They were the wounded from Gettysburg.
That was told to us when we were very small, and I think that's the recipe for making a historian. It was the immediacy of those events--the sense that they were happening to us in some way.
TAE: You grew up with a proprietary attitude toward the country--like it's yours?
FISCHER: I would say so. My ancestors had fought in every major war. My father was superintendent of the school system in Baltimore in the 1950s when I was of an impressionable age. In 1954 he was implementing Brown v. Board of Education. I would hear these things discussed around the table, and then the next morning I'd see them in the newspaper. So I had a sense of connection to the choices and decisions that were being made in the country. It also made me think that choices make a difference.
TAE: Your religious background is Protestant and you end up teaching at Brandeis.
FISCHER: My parents were both Lutheran and I was confirmed in a Lutheran church. Then I married a Methodist and we encouraged our children in the Protestant spirit to find their own way. One became an Episcopalian and the other became a Unitarian and is now a Buddhist. I live in a town that's predominantly Roman Catholic and I teach very comfortably in my 85th semester at Brandeis, which calls itself non-sectarian Jewish.
TAE: Did you have any expectations about Jewishness that were either confirmed or shattered upon coming to Brandeis?
FISCHER: I found a kind of excitement that I didn't find anywhere else. There were other schools that I had offers from at the same time. One was an old New England school and the people who interviewed me there were interested in who my grandparents were and where I got my sportcoats. I had another offer from a Big Ten school. They wanted to know if I could teach the General Survey course. I said, "How big is the class?" They said it's usually about 500 students. And then I went to a very good Southern school and they said, "We normally have gatherings to talk about subjects of current concern. Do you want to come over and join us?" I said I would be delighted. What's the subject? "Capital punishment." So I went over, rehearsing my arguments against capital punishment--and the discussion was about methods of execution.
Then I came to Brandeis, and I met two people: John Roche and Leonard Levy. They were extraordinary characters, hard as nails, devoted to a scholar's quest. …

subset: commoncrawl


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Top of the page Learning Center
Learn about parenting
Raising a child can be both challenging and rewarding. It can be easy to know where to turn when your child has a cold or an infection. But it can be hard to know how to talk to your child, how to teach your child healthy eating habits, and how to help your child deal with stress. Watching your child grow and learn is the reward for good parenting. Our topics can give you information to help your child be safe, healthy, and happy.
Learn more in our topics for parents, such as:
Health Topics
- Acne
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- Baby's Daily Needs: What to Expect
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- Bullying: Building a Child's Self-Esteem
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- Childhood Fears and Exposure to Violence
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- Corporal Punishment
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- Crying, Age 3 and Younger
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- Cup-Feeding Baby With Breast Milk or Formula
- Dealing With Emergencies
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- Domestic Violence
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- Effective Parenting: Discipline
- Emotional and Social Development, Ages 1 to 12 Months
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- Emotional and Social Growth in Newborns
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- Encouraging Language Development in Your Preschooler
- Establishing Limits With Your School-Age Child
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- Family Life Cycle
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- Growth and Development, Ages 1 to 12 Months
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- Health and Safety, Birth to 2 Years
- Healthy Attitudes Toward Food and Exercise
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- How ADHD Affects Your Child
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- Immunizations: Questions Parents Ask
- Infant Crying
- Jaundice in Newborns (Hyperbilirubinemia)
- Kangaroo Care for Premature Infants
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- Preschoolers: Building a Sense of Security
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- Preventing Breath-Holding Spells in Children
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- Quick Tips: Baby-Proofing Your Home
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- Rabies
- Recognizing and Developing Your Children's Special Talents
- Reducing Biting in Children Ages 15 to 36 Months
- Reducing Biting in Children Ages 8 to 14 Months
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- Separation Protests: Helping Your Child
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- Speech and Language Development: Helping Your 1- to 2-Year-Old
- Stimulate Your Baby's Learning
- Stuttering
- Substance Use Problems: Signs at Home
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- Substance Use Problems: Signs in Your Child's Friendships
- Sudden Infant Death Syndrome (SIDS)
- Taking Care of Yourself When You Have a Child With Physical, Emotional, or Behavioural Problems
- Taking Care of Yourself When Your Baby Is Fussy
- Taking Care of Yourself When Your Child Is Sick
- Talking to Your Adolescent or Teen About Problems
- Teen Substance Use: Making a Contract With Your Teen
- Teenage Substance Use: Choosing a Treatment Program
- Teens With Diabetes: Issues for Parents
- Teething
- Temper Tantrums
- Temper Tantrums: Keeping a Record
- Thumb-Sucking
- Time-Out
- Tips for Parents of Teens
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- Toilet Training
- Violent Behaviour in Children and Teens
- Vital Signs in Children
- Ways to Comfort a Baby in the Hospital
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- Weaning
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- Your Toddler: Safe Ways to Explore
Take Action
- ADHD: Helping Your Child Get the Most From School
- ADHD: Helping Your Child Get Things Done
- Croup: Managing a Croup Attack
- Fitness: Teaching Your Child to Stay Active
- Grief: Helping Children With Grief
- Grief: Helping Teens With Grief
- Growth and Development: Helping Your Child Build Self-Esteem
- Healthy Eating: Helping Your Child Learn Healthy Eating Habits
- Sleep: Helping Your Children—and Yourself—Sleep Well
- Stress Management: Helping Your Child With Stress
- Stress Management: Managing Your Time
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- Substance Use Problems: How to Help Your Teen
- Thumb-Sucking: Helping Your Child Stop
Current as of: November 14, 2014
Author: Healthwise Staff
Medical Review: Adam Husney, MD - Family Medicine
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Posts from Trade Shows
New from IKEA! The Stockholm Table and Chairs, Coming in August
International Contemporary Furniture Fair 2013
Yesterday I checked out the International Contemporary Furniture Fair in New York, an annual trade show highlighting what's new in design. It's not a kitchen-focused show, but I like going to see what's exciting for the dining room. A big reveal at this year's show was the brand-new Stockholm dining table and chairs from IKEA, made of walnut and due in stores in August! See more photos below:
5 Brands That Caught My Eye at the 2013 Architectural Digest Home Design Show
Last week I attended the 2013 Architectural Digest Home Design Show, which is a small trade show featuring a carefully curated selection of home and kitchen brands. It's a fun show to go to for that reason, since you know you'll only see the best of the best. Here are 5 brands that caught my eye:
Italian-Made Thermal Cookware and Storage: With a Ceramic Interior!
International Home + Housewares Show 2013
One of the fun things about the Housewares show is discovering kitchenware companies from around the world. This is a blessing and a curse, because while it's cool to see what's coming out of Europe, for example, it's also a bummer not to be able to buy it anywhere in the US. That's exactly how we felt about these thermal cook-and-store pieces from Italian brand Ater.
The 12 Prettiest Things We Saw at the Home + Housewares Show
International Home + Housewares Show 2013
All week long we've been sharing our discoveries from this year's Home + Housewares show. We showed you this awesome new Greek Yogurt maker and Bodum's game-changing stand mixers. We revealed KitchenAid's new colors and Dansk's adorable teacups. But now it's time to round up a few of our absolute favorites, the prettiest and most eye-catching items in the bunch:
New Colors (and Teacups!) for Reissued Dansk Kobenstyle Cookware
International Home + Housewares Show 2013
Dansk Kobenstyle cookware is a darling of vintage cookware collectors. We love its mid-century styling and the practical enameled steel construction. (I have several vintage pieces that I use regularly!) So, last year, the big news at Housewares was that Dansk Kobenstyle was coming back, reissued and all new, but still in its classic form. We saw it up close this year, and really liked some of the new colors (teal, slate, stainless steel) and new pieces — hello adorable teacups!
The Dash Greek Yogurt Maker: Make Quarts of Greek Yogurt Out of Any Milk
International Home + Housewares Show 2013
The International Home + Housewares show has literally millions of square feet of exhibition space, but every year, while plowing through it all, there's something that stops us in our tracks. A smart idea whose time has come. This year, that product was this: The Greek Yogurt Maker from Dash. Let me explain why.
Housewares Trend Report: Shades of Pink
International Home + Housewares Show 2013
Every year we see a fair share of color at Housewares, but this year we saw an awful lot of pink, in all shades.
Ankarsrum: Swedish Super Mixers That Do Everything But the Dishes
International Home + Housewares Show 2013
While booking it through the Home + Housewares show yesterday in Chicago (there is so much to see), Faith and I passed these gorgeous pastel machines, and immediately stopped to ooh and aah. "Ankarsrum," I read on the booth sign. "Swedish quality since 1940." The shape of the machine was interesting, and we were particularly intrigued to see a few units lying on their side. What were we dealing with here? A stand mixer? Juicer? Blender? Meat grinder? Turns out an Ankarsrum machine is all those things, and more:
Stylish New Stand Mixers from Bodum!
International Home + Housewares Show 2013
The stand mixer market is really dominated by KitchenAid (earlier we showed you their new colors for 2013), with some competition from Cuisinart and Breville. So we were really fascinated to see a few fresh new options at the Home + Housewares show yesterday — most notably this stylish machine from Bodum, who is more commonly known for coffee and tea ware than small appliances. Want a closer peek?
New Stand Mixer Colors from KitchenAid: Canopy Green, Cranberry, & Watermelon
International Home + Housewares Show 2013
Yesterday Cambria and I spent a day in Chicago at the International Home + Housewares Show, the massive annual trade show where new products for the kitchen and home are introduced. There's always a dizzying array of stuff on display, much of it not worth mentioning, but we spotted a few gems we thought worth telling you about.
And we're starting with everyone's favorite little tidbit: the new KitchenAid mixer colors for 2013! Vibrant green, bubblegum pink, and read on to see a photo of the Watermelon...


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World-class executive chef Michael LaPlaca gives an unforgettable modern twist to classic Italian foods.Read More Read Less
Mon, Thu - Sun 5:00 PM - 10:00 PM
Reservations 866.339.4566
In the corner of the casino, in-between Craving's Buffet and Fin
Past the front desk, stay right. Through the atrium, stay right. Destination is the last restaurant on your right hand side.
Right out of the elevators. Stay straight following the walkway. Left at Stack. Past Fin. Destination is on your right hand side.
Straight through the atrium, stay right at Tom Colicchio's Heritage Steak. Destination is the last restaurant on your right hand side.
Michael LaPlaca
Guest must be at least 21 years old to dine in the Lounge area.
Group Dining Available for
parties of 35 - 190.
The Semi-Private dining area provides an authentic Italian experience for your special gathering. With rustic cuisine, dozens of fine wines, a world-class executive chef and two group dining menus to choose from, Portofino is the perfect atmosphere to host an event.
Group Dining Opportunities
Daily: 5:00 PM – 10:00 PM
Cuisine: Steakhouse
Average Check: $75
Dining Room Hours:
Thurs - Sat | 5:00 PM - 10:00 PM
Cuisine: Contemporary Japanese
Average Check: $65
M life is the ultimate way to do what you love – and get rewarded for it. From hotel and entertainment to dining, spa and gaming, you can earn rewards for virtually every dollar you spend.
Unfortunately, no seats are available. Please select another time or call 702.791.7416.


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Buick Verano Will Be Phased Out This Fall
2017 Subaru Legacy and Outback Priced, Bound for Dealerships in July
Updated 2017 Subaru BRZ Arrives at Dealers in Early September
Musical Hamsters Return for 2016 Kia Soul Campaign
2016 GMC Yukon SLT Premium Edition Hits GMC Dealerships This Summer
Colonial Honda of Dartmouth Harnesses Technology To Book Service Appointments in Real Time
Maserati Recalls 2014-'16 Quattroporte, Ghibli for Suspension Problem
2016 BMW X1 Earns Top Safety Pick+ Rating From IIHS
Expanded Takata Airbag Recall Includes 731,628 Mazdas
Honda Recalls 4.5 Million Vehicles in Expanded Takata Airbag Recall
Takata Airbag Recall Expands To Include 4.3 Million Fiat Chrysler Vehicles
What's Hot on Edmunds.com brings you the latest car news, road tests, car reviews, photos and videos from our expert team of automotive editors.
Our car news section provides you with daily updates on the latest automotive news and industry stories, including vehicle pricing debuts, recalls and auto shows. Browse our car picture and video galleries for high-resolution photos of your favorite vehicles, track tests, video reviews, dyno tests, and more! You can find detailed car reviews on every make and model in production from our expert vehicle testers. In our Tips and Advice articles, you'll get helpful guidance on a variety of topics such as car buying & selling, auto financing, driving tips, maintenance and car safety. Bookmark this page and check back daily for updates!


text: Janet Mock: Reflections on HBO's 'The Out List' & My Experiences as the Sole Trans Woman In September 2011, I sat on a black leather highchair, barefoot and a bit nervous. It was the first time I had been in front of the camera after sharing my story only four months earlier in Marie Claire. Issues: Television, Family, People of Color, Transgender, Young Adult


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The hotel in Paamul Mexico is a pleasant surprise for anyone hoping to get away from the hustle and bustle of the cities along the Riviera Maya. The beautiful hotel in ON the beach and offers spacious, comfortable rooms at a very reasonable price. The atmosphere in Paamul is like we used to experience in this area 30 years ago.... More
What is Certificate of Excellence?
TripAdvisor gives a Certificate of Excellence to accommodations, attractions and restaurants that consistently earn great reviews from travellers.


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Delighted to hear it! Sorta felt that you'd really like it.Originally Posted by foreverducky, post: 256962
If you're having problems with getting a printer set up, just shout. I'm sure we can help you out. It's really pretty easy but there's a couple of different ways to go about it. Some easier than others.
You do know you can add your Gmail account to the the Mail program if you'd like? All depends on how you want to do it.
If you need anymore help, just holler!
Tom (... pleased, he is!)


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L'oiseau et Hat Inn est un bungalow en croupe couvert situé au coeur du centre-ville Stayton. Construit en 1907, il dispose de trois chambres, toutes avec salle de bain privée. Il est à quelques minutes de Silver Falls State Park, vignerons mi-Willamette Valley, Salem et la zone de loisirs du lac de Detroit. Détendez-vous sur la véranda ou dans le jardin en contrebas. Venez, restez avec nous!
4,0 sur juillet 23, 2014
This lovely inn is the perfect spot from which to take in the local landscape. Our gracious host, Jacqulin, made us feel truly welcome. Silver Falls Park is only a 20 minutes drive away and the exceptional Ixtapa Mexican restaurant a five minute walk.
5 sur septembre 16, 2013
My husband and I stayed for 5 nights and from the very first minute we arrived, we felt like family. The room was very comfortable, the breakfasts were fabulous, and the people, well, I can't say enough, we will be back!
5 sur février 13, 2013
Have stayed there several times and always treated like family or better!
4,6 sur septembre 18, 2012
we picked this B and B because of the location for travel. It was great! the Innkeeper, Kelly, was so nice and helpful, and made us feel right at home. The house is immaculate, food great, and we were sorry we were there so shortly.
5 sur août 09, 2012
This is one of the best bed and breakfast inns. Kelly is a great hostess. The rooms are spacious and the entire place is very charming. We used it as a base for exploring the Silver Falls National Park and the Oregon Gardens. No hustle and bustle of the big city. Ken
5 sur juin 29, 2012
The Bird and Hat Inn provides an unsurpassed example of what a B&B should be. A real find. We loved the clean, uncluttered, elegance that met our eyes in every room. This is a calm, peaceful place to stay for rest and relaxation. Enjoy a nice walk around the garden or study the beautifully appointed antiques throughout the house. The breakfast was both nutritious and delicious. Jacqueline is a warm, gracious host who met us at the door with a nice welcoming hug. We'll be back for sure.
4,8 sur juin 02, 2012
Just like grandma's only....better! Comfortable beds, nutricious delicious breakfasts, all in a clean, quiet, calming surrounding. Kelly and Jackie truly treat you as family, so unpretencious and friendly, an unexpected delight! Will return to bike in the fall, as there is so much more to see and do in this beautiful area. We expected rain, discovered sun and stunning views, hiking Silver Falls, shopping and dining in Salem and Silverton, viewing the many Iris and Peony flower gardens, and seeing the unbelievable St. Mary's in Mt. Angel.
5 sur octobre 24, 2011
We loved the beautiful home, lovely grounds and the warm atmosphere created. Kelly is a wonderful hostess who is a great conversationalist and was very knowledgeable about the area but was never intrusive. We stayed in the Front Room which has a private bath (only for use of front room guest) that was in the hall which caused us to hesitate before booking but I'm glad we went ahead and booked because the bath felt plenty private and the room itself was very spacious and comfortable. Breakfast was great because our servings were cooked upon our arrival so it was all fresh rather than kept warm until we got there. Everything about our stay was enjoyable!
5 sur octobre 19, 2011
We came to Stayton to visit Silver Falls State Park. We were warmly welcomed by Kelly who gave us a tour of her lovely 1907 home and described how it came to be a bed & breakfast. Ask her about the sunken garden and its discovery! Kelly is very knowledgeable about the falls and other points of interest in the area and was a great help in planning our day out. We had a spacious room with a large, comfortable bed and an outside patio. We awoke from a great night's sleep to come downstairs to a delicious, light, and healthy breakfast. We're only sorry that we weren't able to stay more than one night, but we will definitely be back. - Rosemary & Peter P.S. If you happen to stay on a Sunday night, you must visit the Wooden Nickel in nearby Sublimity for good food and live bluegrass music.
5 sur octobre 04, 2011
Fantastic bed and breakfast nestled in the small town of Stayton. The innkeeper Kelly was friendly, helpful and made great recommendations for some things to do and places to go nearby that ended up making our weekend even better. For a B&B, the price is amazingly reasonable. Breakfast was delicious. We stayed in the "Back Room" and it was nice and large with a private balcony. Decor is refreshingly simple, clean and pleasing to the eye (I dislike the rooms you find at so many B&Bs where you're assaulted by nicky-nacky junk on every surface and numerous warring floral patterns on the walls, furniture, and bedding). Overall, we loved this place and will definitely be going back!
Un lit king size dans notre plus grande salle vous attend! Ce l'est face à la salle reçoit beaucoup de soleil du matin. Il dispose d'un balcon privé donnant sur l'avant de la maison. La salle de bain est privée avec un fer profonde jeter baignoire, douche et lavabo. Il ya un lit gigogne double qui le rend idéal pour les familles et les invités voyageant ensemble qui ne part pas de lits.
Notre douillet chambre avec un lit queen antique massif et d'une kitchenette. Il dispose d'une grande salle de bain attenante avec douche. La chambre est idéale pour les voyageurs d'affaires car il dispose d'un grand bureau. Toutes les fenêtres de cette face de la chambre sud.
Notre chambre la plus privée avec un lit king-size et d'un balcon privé qui fait face à l'ouest et la cour. La grande salle de bain attenante équipée d'une douche et les lumières vient du sud.
A la campagne, Centre ville, Petite ville, Région viticole
Portland, OR (PDX) 75 miles
Cinéma , Parcs nationaux/régionaux, Zone naturelle, Zone de pic-nic, Vignoble, Entreprise vinicole
Bed and Breakfast
Jeux de société, Lecteur DVD, Cheminée, Téléphone, Machine à laver/sèche-linge
Climatisation, Réveil, Peignoirs, Ventilateurs de plafond, Cafetière/Bouilloire, Bureau, Réfrigérateur , Sèche-cheveux, Internet, Micro-ondes, Réception chaînes satellite, TV, Wi-Fi, Internet par câble
Sentiers de randonnée , vignobles
Jacqulin Kirby


text:
HourlyHours to be determined
Intermediate LevelI am looking for a mix of experience and value
I need a secondary navigation menu that can be accessed through a link in the original nav bar.
So the user will be on the site http://www.3greenconsulting.com/
and there will be a link to http://www.3greenconsulting.com/cn which will have a different navigation menu that utilizes subpages of http://www.3greenconsulting.com/cn (use the secondary menu which has already been created.
Please let me know if you have any questions
About the Client
United States
Santa Cruz 04:59 PM
Jobs Posted
64% Hire Rate, 1 Open Job
Total Spent
7 Hires, 0 Active
Avg Hourly Rate Paid
30 Hours


text:
Quotes & Info
|ICH > SEC Filings for ICH > Form 10-Q on 13-Nov-2012
|All Recent SEC Filings
Quarterly Report
Management's Discussion and Analysis reviews our consolidated financial condition as of September 30, 2012 and March 31, 2012, the consolidated results of operations for the three months and six months ended September 30, 2012 and 2011 and, as appropriate, factors that may affect future financial performance. The discussion should be read in conjunction with the condensed consolidated financial statements and related notes included elsewhere in this Form 10-Q. Unless context requires otherwise, as used in this Management's Discussion and Analysis (i) the "current period" means the three months and six months ended September 30, 2012, (ii) the "prior period" means the three months and six months ended September 30, 2011, (iii) an increase or decrease compares the current period to the prior period, and (iv) non-comparative amounts refer to the current period.
This report contains certain "forward-looking statements" within the meaning of the U.S. Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended (the "Securities Act") and Section 21E of the Exchange Act. Forward-looking statements relate to expectations, beliefs, projections, future plans, strategies, anticipated events, trends and other matters that are not historical facts and may include words such as "anticipate," "believe," "plan," "estimate," "expect," "intend," "will," "should," "may," and other similar expressions. These forward-looking statements reflect our current views about future events and are subject to risks, uncertainties and changes in circumstances that might cause future events, achievements or results to differ materially from those expressed or implied by the forward-looking statements. Readers are directed to discussions of risks and uncertainties that may be found in this report and other documents filed by the Company with the SEC. We specifically disclaim any obligation to update or revise any forward-looking information, whether as a result of new information, future developments or otherwise.
We are a financial services holding company that, through our subsidiaries, provides brokerage, investment advisory, insurance and related services. We operate in a highly regulated and competitive industry that is influenced by numerous external factors such as economic conditions, marketplace liquidity and volatility, monetary policy, global and national political events, regulatory developments, competition and investor preferences. Our revenues and net earnings may be either enhanced or diminished from period to period by these and other external factors.
We operate primarily through our subsidiary, ICC, as a broker-dealer and, doing business as ICA, as a registered investment advisor, with a national network of independent financial representatives.
Broker-Dealer Services
We provide broker-dealer services in support of trading and investment by our representatives' customers in securities, including corporate equity and debt securities, U.S. Government securities, municipal securities, mutual funds, limited partnerships and other alternative investments, variable annuities and variable life insurance. We also provide related services such as market information, Internet brokerage, portfolio tracking facilities and records management.
Investment Advisory Services
We provide investment advisory services, including asset allocation and portfolio rebalancing, for our representative's customers through ICA.
Recruitment and Support of Representatives
A key component of our business strategy is to recruit well-established, productive representatives who provide superior service to their clients. Additionally, we assist our representatives in developing and expanding their business by providing a variety of support services and a diversified range of investment products for their clients. We focus on providing substantial added value to our representatives' practices, enabling them to be more productive, particularly in high margin lines such as advisory services and brokerage.
Support provided to assist representatives in pursuing consistent, profitable sales growth takes many forms, including automated trading systems, targeted financial assistance and a network of communication links with investment product companies. Regional and national conventions provide forums for interaction to improve product knowledge, sales and client satisfaction. In addition, we provide our representatives with programs and tools to grow their businesses both through new client acquisition and advancement of existing client relationships. These programs enhance our ability to attract and retain productive representatives.
Online Brokerage
Registered representatives have direct market access to submit security transactions for their clients through the use of an online brokerage platform for trade execution serviced by Pershing acting as our clearing firm.
Check and Application
Check and application revenue is obtained through a process where a check and a product application is delivered to us for processing that includes principal review and submission to the variable annuity, mutual fund, direct participation or other investment product company. Investments in technology are facilitating our migration over time from a paper intensive to a more paperless process. This shortens the transaction cycle, reduces errors and creates greater efficiencies.
Bond Brokerage
Our fixed-income brokerage desk uses a network of regional and primary dealers to execute trades across a broad array of fixed income asset classes. The desk also utilizes dealer-only electronic services that allow the desk to offer inventory and to execute trades. Our fixed income traders work with our representatives to develop portfolios for clients.
Asset Allocation
Asset allocation services are made available through ICA. Our services include the design, selection and rebalancing of investment portfolios on behalf of our representatives' clients. We also provide tools, services and guidance that enable our representatives to provide these investment services directly to their clients. These services, for the most part, are conducted through our online brokerage platform. Other allocation services are performed directly by fund companies.
In General
Our consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States of America ("US GAAP"). The Company believes that of its significant accounting policies and litigation and regulatory matters to the Company's condensed consolidated financial statements contained herein), those dealing with revenue recognition, allowance for doubtful accounts receivable, taxes and accrual of legal expenses involve a particularly high degree of judgment and complexity. Our accounting policies require estimates and assumptions that affect the amounts of assets, liabilities, revenues and expenses reported in the condensed consolidated financial statements. By their nature, estimates involve judgment based upon available information. Actual results or amounts can and do differ from estimates and the differences can have a material
effect on the condensed consolidated financial statements. Therefore, understanding these policies is important to understanding the reported results of operations and the financial position of the Company.
Off Balance Sheet Risk
We execute securities transactions on behalf of our customers on a fully-disclosed basis. If either the customer or a counter-party fails to perform, we, by agreement with our clearing broker, may be required to discharge the obligations of the non-performing party. In such circumstances, we may sustain a loss if the market value of the security is different from the contract value of the transaction. We seek to control off-balance sheet risk by monitoring the market value of securities held or given as collateral in compliance with regulatory and internal guidelines. Pursuant to such guidelines, our clearing company requires that we reduce positions when necessary. We also complete credit evaluations where there is thought to be credit risk.
We record reserves related to legal proceedings in "accrued expenses" in the condensed consolidated balance sheet. The determination of these reserve amounts requires significant judgment on the part of management. Management considers many factors including, but not limited to: the amount of the claim; the amount of the loss in the client's account; the basis and validity of the claim; the possibility of wrongdoing on the part of an employee or representative of the Company; previous results in similar cases; and legal precedents. Each legal proceeding is reviewed with counsel in each accounting period and the reserve is adjusted as deemed appropriate by management. Any change in the reserve amount is recorded in the condensed consolidated financial statements and is recognized as a charge/credit to earnings in that period. The assumptions made by management in determining the estimates of reserves may be incorrect and the actual costs upon settlement of a legal proceeding may be greater or less than the reserved amount. See "Note 6, Litigation and Regulatory Matters".
Management periodically reviews and analyzes our financial performance across a number of measurable factors considered to be particularly useful in understanding and managing our business. Key metrics in this process include productivity and practice diversification of representatives, top line commission and advisory services revenues, operating expenses, legal costs, taxes, earnings per share and adjusted EBITDA.
Management believes that improving the overall quality of our independent representatives is a key to achieving growth in revenues and earnings. We believe that upgrading the business practices of our representatives not only grows revenue, but assists in limiting the cost of overhead functions and representative noncompliance. We strive to continually improve the overall quality of our force of representatives by:
� assisting representatives to improve their skills and practices,
� recruiting higher-producing representatives, and
� terminating low quality representatives.
A key metric that we use to assess the average quality of our producing (non-staff) representatives is per capita rep-generated revenue based on a rolling 12-month period. Data for the 12-months ended September 30, 2012 and 2011 are presented below:
Twelve Months Ended Change September 30, 2012 September 30, 2011 Dollar Percentage Rep-generated revenue: Commission $ 62,737,738 $ 67,774,960 $ (5,037,222) -7.4% Advisory 15,782,395 15,939,915 (157,520) -1.0% Other fee income 1,084,962 681,167 403,795 59.3% $ 79,605,095 $ 84,396,042 $ (4,790,947) -5.7% Number of representatives 470 499 (29) -5.8% Average revenue per representative $ 169,373 $ 169,130 $ 242 0.1%
We believe that the consistency in the per capita rep-generated revenue is a direct result of recent recruitment of higher-producing representatives, and a stronger practice management program, offsetting slowed commission activity.
COMPARISON OF THE THREE MONTHS ENDED SEPTEMBER 30, 2012 AND 2011 Results of Operations Three Months Ended September 30, Change 2012 2011 Dollar Percentage Revenues: Commission $ 15,779,387 $ 15,658,586 $ 120,801 0.8% Advisory fees 3,979,313 4,083,036 (103,723) -2.5% Other fee income 337,226 108,570 228,656 210.6% Other income 226,839 319,721 (92,882) -29.1% Total revenue 20,322,765 20,169,913 152,852 0.8% Expenses: Commissions and advisory fees expense 16,126,655 16,231,516 (104,861) -0.6% Compensation and benefits 1,460,708 2,659,815 (1,199,107) -45.1% Regulatory, legal and professional 977,627 1,009,451 (31,824) -3.2% Brokerage, clearing and exchange fees 364,697 519,511 (154,814) -29.8% Technology and communications 327,240 309,016 18,224 5.9% Marketing and promotion 231,424 337,053 (105,629) -31.3% Occupancy and equipment 178,191 218,048 (39,857) -18.3% Other administrative 221,748 266,875 (45,127) -16.9% Interest 4,835 8,997 (4,162) -46.3% Total expenses 19,893,125 21,560,282 (1,667,157) -7.7% Operating income (loss) 429,640 (1,390,369) 1,820,009 -130.9% Provision (benefit) for income taxes 149,420 (513,007) 662,427 -129.1% Net income (loss) $ 280,220 $ (877,362) 1,157,582 -131.9% Adjusted EBITDA: $ 563,387 $ (374,883) $ 938,270 -250.3% Adjustments to conform adjusted EBITDA to GAAP Net income (loss): Income tax provision (149,420) 513,007 (662,427) -129.1% Interest expense (4,835) (8,997) 4,162 -46.3% Depreciation and amortization (80,996) (97,995) 16,999 -17.3% Non-cash compensation for transfer of beneficial interest to former Chairman - (568,095) 568,095 -100.0% Non-cash compensation (47,916) (19,858) (28,058) 141.3% Non-recurring professional fees - (320,541) 320,541 -100.0% Net income (loss) $ 280,220 $ (877,362) $ 1,157,582 -131.9%
Earnings before interest, taxes, depreciation and amortization ("EBITDA"), as adjusted by eliminating other
non-cash expense, gains or losses on sales of assets, and various non-recurring items ("adjusted EBITDA"), is a key metric we use in evaluating our financial performance. Adjusted EBITDA eliminates items that we believe are not part of our core operations, are non-recurring items of revenue or expense, or do not involve a cash outlay, such as stock-related compensation and professional fees incurred in connection with the Company's registration statement on Form S-3 that closed on August 2, 2011 and related matters. We consider adjusted EBITDA important in monitoring and evaluating our financial performance on a consistent basis across multiple time periods. We also use adjusted EBITDA as an important measure, among others, to analyze and evaluate financial and strategic planning decisions.
Adjusted EBITDA is considered a non-US GAAP financial measure as defined by Regulation G promulgated by the SEC under the Securities Act. Adjusted EBITDA should be considered in conjunction with, rather than as a substitute for, important US GAAP financial measures including pre-tax income, net income and cash flows from operating activities. Items excluded from adjusted EBITDA are significant and necessary components to the operations of our business; therefore, adjusted EBITDA should only be used as a supplemental measure of our operating performance.
Second quarter Adjusted EBITDA, was $0.56 million, an increase of 250.3% from a $0.37 million loss before interest, taxes, depreciation, amortization, non-recurring professional fees, and non-cash compensation in the comparative quarter. This increase is primarily due to the rise in operating income in the current period.
Revenues increased modestly by $0.15 million or by 0.80 % primarily due to an increase in other fee income.
Revenues from commissions increased by 0.80% or by $0.12 million as a result of our direct business in sales from variable annuities offset by a decrease in commissions from brokerage.
Our advisor-directed managed assets program continues to contribute the majority of advisory services revenue; however, revenues decreased by $0.16 million in the A-MAP program. This decrease was offset by an increase in the A-MAP FT program, another representative directed asset managed program performed for a flat fee rate.
Other fee income increased primarily as a result of technology gross charges earned, as well as licensing fees, annual administrative fees, and financial planning fees.
The decrease in other revenue, which consists of net marketing revenues and interest income, resulted primarily from a decrease in marketing allowances for events.
Total expenses decreased by $1.67 million, or 7.73 %, principally as a result of decreases in compensation and benefits, plus reductions is all other major expenses.
Commissions and advisory fees paid to our representatives represent a percentage of revenue of our broker-dealer; accordingly, much of the $0.10 million decrease in commissions and advisor fees payout reflects a decrease in our ratio of commission payout as compared to the total of representative-produced revenue.
The decrease in compensation and benefits is attributable to the cost management initiatives the Company implemented in January 2012, offset by increased health benefit costs and one-time separation costs associated with former employees. Also, a final payment was made in August 2012 to our former Chairman satisfying the terms of a one-year post-retirement consulting agreement.
The decrease in regulatory, legal and professional expenses was driven principally by a decrease in nonrecurring professional fees related to our registration statement on Form S-3 and related matters which were completed in the prior period. Offsetting this decrease was an increase in legal settlements, and an increase in legal fees incurred to resolve a legal dispute with our Landlord, specific to our tenancy at 230 Broadway Lynnfield, MA.
We will continue to incur legal fees and settlement costs as we operate in a litigious, regulated industry. In addition, from time to time regulatory agencies and self-regulatory organizations institute investigations into industry or firm practices, that also may result in the imposition of financial or other sanctions. We invest significant resources to mitigate litigation and regulatory exposure by promoting sound operational procedures and obtaining comprehensive insurance coverage.
Costs for brokerage, clearing, and exchange fees declined which correlated to the decrease in overall trading volume and from our termination of a quarterly reporting service contract with our clearing firm.
Technology and communications remained relatively flat for the comparative periods, but marketing and promotion expenses declined as a result of canceling some of our advertisements we had in financial services publications.
Occupancy and equipment expenses also declined as a result of expiration of an office lease agreement in Topsfield, Massachusetts. Finally, other administrative expenses declined from savings on postage and delivery, office supplies, and other general office related expenses.
We had an income tax provision of $0.15 million for the three months ended September 30, 2012 as compared to $0.51 million income tax benefit for the prior period. The income tax rates for the 2012 and 2011 periods do not bear a customary relationship to effective tax rates primarily as a result of the increase in the permanent differences created by various accruals for each of the periods presented, particularly regulatory assessments, costs that were associated with our registration statement filing, and non-deductible executive compensation.
Results of operations were positively impacted by reduced operating costs in all categories. Specifically, we had reduced total compensation costs as the Company realigned its operating expenses with its top line revenues and profit margins. The Company reported $0.43 million in operating income as compared to $1.39 million of operating loss for the prior period. The Company's net income was $0.28 million, or $0.04 per basic and diluted net income per share, compared to net loss of $0.88 million, or $0.13 basic and diluted net loss per share, for the prior period.
The Company's net profit of $0.28 million was principally the result of decreased compensation costs, as well as an ongoing evaluation of strategic costs. The Company implemented specific expense reductions during the fourth quarter of last year to lessen exposure to operating losses while applying resources to sustain our recruiting and technology initiatives, all the while addressing growing compliance requirements. The Company is focused on growing revenues via recruiting new representatives to our corporate advisory platform ICA, as well as organically, therefore we continue to expand offerings in our internally developed CapitalCONNECT technology platform and related practice management programs.
COMPARISON OF THE SIX MONTHS ENDED SEPTEMBER 30, 2012 AND 2011 Six Months Ended September 30, Change 2012 2011 Dollar Percentage Revenues: Commission $ 31,867,893 $ 32,575,093 $ (707,200) -2.2% Advisory fees 8,089,985 8,266,088 (176,103) -2.1% Other fee income 676,330 211,963 464,367 219.1% Other income 491,082 559,494 (68,412) -12.2% Total revenue 41,125,290 41,612,638 (487,348) -1.2% Expenses: Commissions and advisory fees expense 32,736,807 33,326,157 (589,350) -1.8% Compensation and benefits 3,039,968 4,762,840 (1,722,872) -36.2% Regulatory, legal and professional 1,853,258 2,285,240 (431,982) -18.9% Brokerage, clearing and exchange fees 702,798 1,024,971 (322,173) -31.4% Technology and communications 624,218 681,944 (57,726) -8.5% Marketing and promotion 472,698 644,754 (172,056) -26.7% Occupancy and equipment 364,299 448,679 (84,380) -18.8% Other administrative 438,778 627,646 (188,868) -30.1% Interest 13,803 16,941 (3,138) -18.5% Total expenses 40,246,627 43,819,172 (3,572,545) -8.2% Operating income (loss) 878,663 (2,206,534) 3,085,197 -139.8% Provision (benefit) for income taxes 336,760 (73,460) 410,220 -558.4% Net income (loss) $ 541,903 $ (2,133,074) 2,674,977 -125.4% Adjusted EBITDA: $ 1,147,384 $ (729,434) $ 1,876,818 -257.3% Adjustments to conform adjusted EBITDA to GAAP Net income (loss): Income tax provision (336,760) 73,460 (410,220) -558.4% Interest expense (13,803) (16,941) 3,138 -18.5% Depreciation and amortization (164,017) (204,305) 40,288 -19.7% Non-cash compensation (90,901) (67,927) (22,974) 33.8% Non-cash compensation for transfer of beneficial interest to former Chairman - (568,095) 568,095 -100.0% Non-recurring professional fees - (619,832) 619,832 -100.0% Net income (loss) $ 541,903 $ (2,133,074) $ 2,674,977 -125.4%
See information, above, regarding the relevance, calculation and use of adjusted EBITDA set forth in the comparison of the three month periods ended September 30, 2012 and 2011.
Revenues decreased by $0.49 million or by1.20% primarily due to a reduction in commission revenue while advisory fees had slightly decreased compared to the prior period. The decline in commission revenue is attributed to lower trading volume resulting from investor's cautious sentiment due to ongoing negative market conditions. This decline in brokerage revenue was offset by an increase in our direct business.
Our advisor-directed managed assets program, A-MAP, where investment advisory services are provided directly by our independent representatives, continues to contribute the majority of advisory services revenue. As mentioned in the three months ended analysis, A-MAP revenues declined offset by an increase in A-MAP FT.
Other fee income increased for reasons consistent with details that were explained in the three months ended analysis.
The decrease in other revenue, which consists of net marketing revenues and interest income, resulted
primarily from an increase in marketing allowances from product sponsor programs reflecting an increase in sales volumes of investment company products offset by a decrease in net marketing allowances for events.
Total expenses decreased by $3.57 million, or 8.20 %, principally as a result of decreases in commissions and advisors fees paid to our representatives, . . .


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Watch Dexter Season 8 Episode 12 online via TV Fanatic with over 9 options to watch the Dexter S8E12 full episode. Affiliates with free and paid streaming include Amazon, iTunes, Vudu, YouTube Purchase, Google Play, Xfinity, Showtime Anytime, Showtime, and Hulu with Showtime.
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A hurricane heads toward Miami on the series finale of Dexter. Dexter must decide to follow his heart or his Dark Passenger.
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Making Classic Drums At C&C
Bloomberg Pursuits just completed a great story on Bill Cardwell and C&C Drums.
Abe Cunningham Puts His Sig On A Snare
Abe Cunningham of the Deftones is a hard-htting metal powerhouse. And, now he's got his name on a powerful, durable Signature snare drum.
The Piano Of The FutureThe Seaboard RISE – a universally accessible, expressive MIDI controller that empowers musicians to do more with a keyboard than ever before.
Summer Namm 2015: Yamaha DTXWe check out Yamaha's new DTX hybrid kit system which features an App you can download for IOS and syncs to the DTX console making it much simpler to customize sounds or upload Wav files via Dropbox.
KickPro's Weighted Gripping PillowPillow Talk, LLC has just released two new videos that explain and demonstrate the concept, installation and application of the KickPro (patent-pending) weighted, gripping bass drum pillow.
Matt Garstka Can See Through Tama's Mirage
Tama has taken advantage of time and technology to bring you back to the sharp, full-bodied sound of classic acrylic shell drums—minus any of the drawbacks.
Rig Rundown: On The Road With Shattered Sun
Robert Garza shows us his tour kit for the Rockstar Energy Drink Mayhem Festival.
Castle Drums Offer Sharp Snare Sounds
Castle Drums makes conical snares with a 14" resonant head and 13" batter head.
High Style Design From Low Boy Beaters
Low Boy Beaters are interviewed at the Chicago Drum Show.
Gretsch Reinvents Several USA Models
Gretsch Makes New Brooklyn and Renown models available.


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Major heroin bust a win for police, but some say it won't make a dent
Laura Seitz, Deseret News
SALT LAKE CITY — In the course of six months, the Metro Narcotics Task Force confiscated the equivalent of 24 years' worth of heroin destined for Salt Lake's streets.
The task force — comprised of nine local law enforcement agencies and the U.S. Drug Enforcement Administration's Salt Lake office — arrested 21 people and seized 31 pounds of heroin worth $5 million between February and mid-August, drug enforcement officials said Thursday.
As a perspective, the common street dose of heroin is 1/10 of a gram and a single-hit balloon costs between $10 and $20.
An enlarged map at the DEA's Salt Lake office, 348 E. South Temple, shows the locations of crimes in Salt Lake City, West Valley City, West Jordan, South Jordan and Sandy related to the heroin bust. Pictures from the raid show how heroin was hidden in shoe insoles and vehicle cup holders.
In the past, busts in the Salt Lake Valley were on a smaller scale, targeting users and small distributors, said Nicki Hollman, special agent in charge of the DEA's Salt Lake office. It took an average of eight years to confiscate roughly 10 pounds of heroin. Most busts of large distributors in Utah are seized in 5-pound batches. By comparison, the recent busts brought in 31 pounds.
But according to West Valley Police Chief Lee Russo, this is just the beginning.
"To say that this one seizure, this one case, has put a substantial dent in the narcotics trafficking network — absolutely not. We're celebrating a small success here today, but the problem continues," he said. "We took one out today. Tomorrow there's probably going to be two more."
The task force was created in 1993. Its goal was to identify and disrupt drug trafficking organizations, with a recent focus on disrupting heroin distribution.
"The demand for heroin is a significant public health crisis as prescription addicts seek a cheaper and more available drug in order to satisfy their addictions," Hollmann said.
The most recent raid was part of the task force's efforts to target and arrest distributors who prey on the addicted. In order to eliminate the crisis, the task force — which includes Salt Lake County District Attorney Sim Gill, Salt Lake Police Chief Chris Burbank and Utah Attorney General Sean Reyes — is calling for a communitywide holistic approach.
"We're not going to be able to arrest our way out of this. We're not going to be able to simply prosecute our way out of this," Gill said. "This is something that needs to have a multi-faceted, collaborative partnership between treatment, between interdiction and most importantly, the disruption of those who would profit off the addictions of others and exploit (those) addictions. Those are the real problems and this task force really goes to the heart of that matter."
This includes educating judges, the community and prosecutors to avoid making what Gill calls the "emotional" decision to put an addict in jail. Rather, they should follow "data-driven and research based" practices of finding treatment for the addicted to reduce the rates of recidivism.
Crimes such as vehicle and burglary thefts are often connected to those who are trying to get money to fund their heroin addiction, Burbank said. His agency recently found that 88 percent of bank robbery suspects are addicted to heroin.
"This is an epidemic that we must do something about," he said. "Until we stem the desire, the demand for product within the United States, within our own city and state, somebody will always fill that need. There is too much money to be made."
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Jackson police are investigating a carjacking that they said happened near Parham Bridges Park.
The incident was reported early Wednesday morning in the 4900 block of Ridgewood Road in northeast Jackson, authorities said.
Police said the driver of a white 2002 GMC Sonoma with license plate number MA481 was carjacked from a play area near the park.
Jackson Police Department officials had not released additional details as of Wednesday morning.
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Beautiful Butterflies
June 4, 2010 by Plus Pets
A butterfly is any of several groups of mainly day-flying insects of the order Lepidoptera, the butterflies and moths. Like other holometabolous insects, butterflies' life cycle consists of four parts, egg, larva, pupa and adult. Most species are diurnal. Butterflies have large, often brightly coloured wings, and conspicuous, fluttering flight. Butterflies comprise the true butterflies (superfamily Papilionoidea), the skippers (superfamily Hesperioidea) and the moth-butterflies (superfamily Hedyloidea). All the many other families within the Lepidoptera are referred to as moths.
Butterflies exhibit polymorphism, mimicry and aposematism. Some, like the Monarch, will migrate over long distances. Some butterflies have evolved symbiotic and parasitic relationships with social insects such as ants. Butterflies are important economically as agents of pollination. The caterpillars of some butterflies eat harmful insects. A few species are pests because in their larval stages they can damage domestic crops or trees. Culturally, butterflies are a popular motif in the visual and literary arts.
It is a popular belief that butterflies have very short life spans. However, butterflies in their adult stage can live from a week to nearly a year depending on the species. Many species have long larval life stages while others can remain dormant in their pupal or egg stages and thereby survive winters.Butterflies may have one or more broods per year. The number of generations per year varies from temperate to tropical regions with tropical regions showing a trend towards multivoltinism.


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Clenz A Dent Toothpaste w/ Finger Brush – Vanilla Mint (70 gm)
February 15, 2013 By Leave a Comment
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Lubov Printed Square Scarf
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Additional Information
Impress your fellow fashion-lovers with this vibrantly hued scarf featuring the always-chic Lubov Azria.
- Square scarf.
- Allover geometric color-blocked graphics. Graphic print of Lubov Azria at front.
- Text reads, "BON CHIC".
- Fabric: 100% Silk.
- Dry Clean.
- Imported.
- One size.


text: Enjoy an exciting day touring our forests and parks, looking for wildlife, exploring Yellowstone, traveling to a hot spring or simply searching for powder. There are a wide variety of tours that are offered to meet your specific needs. For those wanting to make a full day out of their snowmobiling adventure, picnic lunches are often included and can be enjoyed at a beautiful, secluded spot with a view. Please contact the concierge for all the details.


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CNN: If You Oppose Gun Control You Are a "Fool" and a "Coward" (VIDEO)
Just now on CNN, host Carol Costello and Chris Cuomo held an unbelievable conversation about gun control. It is one thing for Cuomo to spout off at the mouth, because that is what he does. But Carol Costello is the host of a news program for a network that prides itself for having not gone the way of MSNBC or FoxNews, in terms of having | Read More »


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Well, it has been a week dominated by a couple of stories — and neither of them was really unexpected. Seriously, was it any surprise that FIFA don Sepp Blatter finally took the hint (or maybe the threat of an … Continue reading
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Justin Bieber sells L.A. mansion to Kardashian sister
Justin Bieber may be looking to make Atlanta his permanent home base after he reportedly sold his Calabasas, California mansion to Khloe Kardashian. The complicated deal involved three real estate agents and four exorcists. FOLLOWCOPTER SNOWBOARDING By Christoph Thoreson…… Continue reading
Popular websites knocked offline by Superstorm Sandy
A number of top pop-culture and gossip websites were offline Tuesday after their internet service provider's offices at the southern tip of Manhattan were flooded. The Huffington Post, BuzzFeed and Gawker were all struggling to get their main sites … Continue reading
Love is in the Air – Kim Kardashian to the Canucks. Either Way Moist Towelettes Will Be Purchased by the Gross
Steve's Note: All this week, Steve is in Disneyworld with a wife, and a 7 year old who is equal parts faerie princess/Eastern European dictator. As a matter of fact, as you're reading this, he's either eating a Scrooge McDuck … Continue reading
Kim Kardashian files for divorce
Reality TV star Kim Kardashian has filed for divorce in Los Angeles court after 72 days of marriage to basketball player Kris Humphries. Her "title" is a bit of a misnomer. Could these people be any more divorced from reality?… Continue reading


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Time has a sound
and sound makes a beat
and a sequence of beats make a rhythm
and rhythm makes a song.
The passage of time is a sweet melody.
Time has a sound
and sound makes a beat
and a sequence of beats make a rhythm
and rhythm makes a song.
The passage of time is a sweet melody.
A work in progress
That I am.
Sometimes it must all crash down before you can move on. Just like Paul and Barnabas and their fight before their seperation, we too will go through seperations. Seperation from people, thoughts, beliefs, circumstances that have become outdated, clash or is simply toxic. God did not reprimand those two. There was no part in the bible where God said what had happened was incorrect. They had a fight too. Have you ever felt guilty for arguing with someone? Sometimes I ask myself why? We as human beings will disagree. We will fight and argue. But one thing you must ask yourself: am I and this person willing to come to an agreement? Are we willing to fight for each other. To understand one another? If not, seperate. No hard feelings, just go. When you've reached the end of the line, when you can no longer bear the stress of that tug-of-war just simply let go. There is nothing in the bible that condemns us if we decide to leave a very unhealthy relationship. You trust and serve God not man. God might call you to witness to many people but the dynamics of witnessing and a relationship are very different. If two people are not willing to put in the work, if there is always strife, always tears, always fear;.the bible says it is better to live in peace than to live in strife. It doesn't make you a wonderful person by continously going back to someone who you will eventually fight with. Kindly say to yourself "This is it." It is done. It isn't hate or a sin to remove yourself from bad or toxic company. Don't let guilt or fear keep you from surrounding yourself with people who will bring out the best in you.
You will know when there is love around you. Paul describes love for us: Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It does not dishonor others, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trusts, always hopes, always perseveres. 1 Corinthians 13:4 (NIV)
Just ask yourself: are my relationships reflecting the love that paul describes? Have I tried to communicate these things and were they reciprocated?
If not, you must evaluate if this relationship should be continued.
Laborious, laborious pain
I'm giving birth to all my past mistakes.
Nothing to extinguish the agony of shame.
A bitter bitter slave to a convoluted fate.
A shell for a home
slowly I walk to nowhere
no worry of time.
A fast beating heart
truly depth-less and empty
no recall of pain.
A deep deep breath in
filling lungs with air to live
peace and well-being.
The sweltering heat
oppresses with no mercy
yet I still move on.
I will not be silenced
told when to speak
by you!
Close your ears and hide if you must
for my words speak truths that
haunt you at night.
Everything I represent
exposes the lies that you embody
I shall never be silenced!
Shut me up
and my legacy
will ooze from my pores
and come to life
in another form.
Everything I am
fuels the jealousy inside
you can't hide
from your own worthlessness
simply because you refuse
to see your own worth
and elevate yourself
to mountain peek.
Don't blame me for your misery
as truth hurts.
Do something about it
and change your world.
If not, you will be consumed
by your own inner darkness.
Golden beams
hit lights that bounce off
and stain windows
in summer.
Can't help but daydream about
Autumn- with it's shades of
gold, green and yellow frills
that adorn her dress.
She dances to the beat of the wind
but if she keeps dancing
she will lose her energy
-naked and tired.
Preparing for her slumber for another
until the new year.


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I'm running a pair of Mavic Open Pros 32 spokes on Ultegra hubs on my rain bike. In cleaning off my tool bench (actually under it) I found a receipt showing that these things are now over 9 years old. With some calculations of when they were on which bike, I believe they've got over 20,000 miles on them. I went over them carefully and there are not cracks anywhere on them. Come to think of it I've only had to true them twice, both times within the first year. Is this typical for this rim hub combination? How much longer could I expect them to last????
Oh, crud. I just realized I probably jinxed myself.


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(NBC News) It's a surfer's paradise along the Southern California coast.
Epic sized swells are being created by Hurricane Marie, churning hundreds of miles away in the ocean. Once a Category 5 storm, it's still packing a powerful punch.
"This is extremely rare," says Captain Steve Concialdi of the Orange County Fire Authority. "During the winter we get significant storms here, but during the summer this is the first time in over 25 years we have every had a summer storm like this cause damage, this significant along the coastline."
It's not just the West Coast getting hit with high surf. Hurricane Cristobal is churning in the Atlantic, causing rip currents and high tides from Florida through the Midatlantic states. It's expected to impact the northeast by the end of the week.


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Something In The Ocean Is Eating Great White Sharks
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Well, That Was a Close One!
Audi SQ7 Prototype Crashes During Nürburgring Testing: Video
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What You Do When Your Crush Is Coming
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Badgers Roundtable: Indiana
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Agree on the penalties. We had 4 holding calls that each wiped out great gains. Can't afford to have that happen again following on the heels of a critical holding penalty on White's TD run against MSU that might have sealed that game. Can't keep having those.
Buckeyes are more than beatable, what you have to do is punch them in the mouth at the line of scrimmage. For 58 minutes Purdue did that and if not for falling apart late they would have won that game. If MSU had an offense they also would have knocked off OSU.
The OSU Defense isn't as bad as they've shown at times this year, but if Indiana can put up 49 on the Buckeyes, I do think Wisconsin can move the ball on them.
The trick is stopping Miller. If they can limit him, Wisconsin wins.
Maybe I'm being a homer, but I really feel good about this game. I think Wisconsin pulls the upset in Mad-Town. Ohio State I think is due for a loss, they've had several close calls. I think their luck runs out in Madison. Montee Ball runs wild on Senior Day.
The Badgers must attack the Buckeyes' weakness, which is their pass defense. Were Canada and BB withholding the passing game as long as IU couldn't stop the run? If not, and the passing game is limited under Phillips, is Knox ready? If needed, can OB bounce back and perform the way he is capable?Hide replies
I would still try to run the ball. That is the Badgers bread & butter, running the ball. Will it be easy? No, but you can't just abandon it from the get-go.
What I do wonder is if they try option or some other running wrinkle. Phillips last game proved I think he can run, despite his bad knees. He isn't Miller or Wilson but he has some wheels. Maybe try some zone-option funky stuff.
Note: only get funky if OSU proves they can stop the normal Badger run attack. If UW is able to pound the ball, please don't get cute and just continue to pound it.
Quick quiz. Which top team has played the toughest schedule? Easy, right? Has to be Alabama because they play in the great SEC. Not so fast, my friend. Only the Big 12 plays a full round robin schedule. Bama has played only 3 currently ranked teams this year and that includes Michigan. They barely escaped LSU and lost (and were outplayed) at home to A & M. They do not play Georgia, Florida or South Carolina this year. They close out against Western Carolina and hapless Auburn. Won't play another ranked team until SEC championship. Tell me again how they are so tired from playing all those tough teams.
K State and Notre Dame are both 3-0 against currently ranked teams and each has one game left with a ranked team. Oregon is 1-0 against currently ranked teams and has 2 left (Stanford and Oregon State).
BTW, the Badgers have played 2 currently ranked teams (Nebraska and Oregon State) and lost to both by 3 points on the road.
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Wing Stripe, Columbia, SC 29229
- $90,000
- 235 Days on site
- Est: $333/month
Estimate Your Monthly Payment
- Mortgage Center
- Beds: 5
- Baths: 3.50
- Single Family Home
- 3,346 sq ft
This is a VA home. The Department of Veterans' Affairs (DVA) has foreclosed on this home after the original owner couldn't meet their payments. The VA may sell this home to anyone. Sales are not limited to military service people. Buyers interested in VA homes can either contact the listing agent or a local real estate broker of their choice. Register with RealtyStore for more Property Details.
- Year Built: 2010
- 235 Days on site
- Single Family Home
- Beds: 5
- Baths: 3.50
Want more information?
Local Info
| Median Household Income
| Median Years In Residence
| Median Homeowner Age
| Households with Children
| Percent of Homes Rented
Nearby Elementary Schools
- Sandlapper Elementary
- 1001 Longtown Rd
- Killian Elementary
- 2621 Clemson Rd
- Rice Creek Elementary
- 4751 Hard Scrabble Rd
Nearby Middle Schools
- Longleaf Middle
- 1160 Longreen Pkwy
- Blythewood Middle
- 2351 Longtown Rd E
- Summit Parkway Middle
- 200 Summit Pkwy
Nearby High Schools
- Westwood High
- 180 Turkey Farm Rd
- Ridge View High
- 4801 Hard Scrabble Rd
- Blythewood High
- 10901 Wilson Blvd
These are the closest schools to your requested location. Proximity does not guarantee enrollment eligibility. Please consult your real estate agent or school district to confirm the schools you are zoned to attend.
Mortgage Rates
Data provided by Informa Research Services. Click here for financial product parameters. Click here for the Privacy Policy. California Department of Real Estate, Lic. #01937608.
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Please fill out this form to request more photos or more information regarding this property.


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Things to see and do - Covadonga
Leaving for Spain
Santa Cueva :
Nearby tourist sites
Nearby hotels
Arcea Gran Hotel Pelayo from45 €Book
Auseva from25 €Book
Hotel El Repelao from40 €Book
Nearby Restaurants
G.H. Pelayo
Cotation :
Type de cuisine : Traditional cuisine
Santa Cueva
Santa Cueva : Michelin's recommendations
Built in honour of the "Virgin of Battles" who was said to have brought the Catholics victory in the Battle of Covadonga, the cave houses an 18C wooden Virgin Mary, the venerated Santina. She is patron saint of Asturias and a major procession takes place in her name on 8 September.
Useful Information
- Phone : 985 84 61 15
- Prices : free of charge
Opening hours :
- Jul-Sep: 9am-8.30pm; rest of year: 9am-7pm - do not visit during offices


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Seven years after deadly anti-Christian attacks in India, a call for justiceSep 12, 2015 - 06:01 am .- Victims say that they are still waiting for justice, seven years after some of the most violent anti-Christian attacks in India's recent history.
Filipinos mourn the death of pioneer Bishop Francisco San Diego of PasigAug 26, 2015 - 12:01 pm .- Catholics in the Philippines are mourning Wednesday's death of Bishop Francisco San Diego, who founded the Diocese of Pasig in 2003 and led it until his retirement in 2010.
Thai Catholics join in interreligious prayer service after Bangkok bombAug 25, 2015 - 06:01 am .- Catholics in Bangkok gathered together with their fellow countrymen last Friday to pray for peace in the wake of the bombing at a Hindu shrine in the city which had killed 20 people and injured scores earlier in the week.
Will the Catholic Church have a growing role in Korean reconciliation?Aug 25, 2015 - 12:08 am .- With an increasing number of faithful, the Catholic Church in South Korea may foster a climate of reconciliation and peace, as the nation has reportedly made a deal with North Korea to avoid military escalation after days of fire exchanged between the nations.
How a Jesuit school in Nepal is helping earthquake survivors manage traumaAug 21, 2015 - 06:01 am .- A Jesuit primary school located near Kathmandu is using increased counselling and student-parent orientation programs to help both children and parents to cope with the experience of the earthquake which struck Nepal earlier this year.
What the Church is doing to help flood victims in MyanmarAug 13, 2015 - 11:30 am .- More than 100 people have been killed and thousands more displaced by monsoon flooding in Myanmar, one of the poorest nations in Asia. With government relief efforts faltering, the Catholic Church is stepping in to offer help.
This Syriac bishop will be beatified on the 100th anniversary of his martyrdomAug 11, 2015 - 03:04 am .- On Saturday Pope Francis approved a decree recognizing the martyrdom of Flavien-Michel Malké, a Syriac Catholic bishop who was killed in 1915 amid the Ottoman Empire's genocide against its Christian minorities.
The Miracle of Hiroshima – Jesuits survived the atomic bomb thanks to the rosaryAug 9, 2015 - 07:08 am .- Seventy years ago, the only wartime use of nuclear weapons took place in the Aug. 6 attack on Hiroshima and the Aug. 9 attack on Nagasaki by the United States.
China consecrates first new bishop in three yearsAug 7, 2015 - 12:04 am .- In mainland China's first episcopal consecration since 2012, a priest was consecrated a bishop in the cathedral of Anyang on Tuesday. His appointment was agreed upon by both the Vatican and the Chinese government.
After 57 years, Kiwi priests' ministry in Antarctica endsAug 4, 2015 - 12:08 am .- New Zealand's Diocese of Christchurch has operated an Antarctic Ministry at McMurdo Station, the largest community in Antarctica, since November 1957. But a declining numbers of churchgoers has brought the program to an end.
Catholics in India mourn Abdul Kalam, the much-loved 'people's president'Jul 29, 2015 - 09:06 pm .- Catholics in India have joined their confreres in paying tribute to and praying for APJ Abdul Kalam, who served as the nation's president from 2002 to 2007 and was beloved by Indians across religious and cultural divides.
Asia Bibi's case shows need for interreligious dialogue in Pakistan, priest saysJul 28, 2015 - 04:44 pm .- A Dominican priest in Pakistan has praised the nation's Supreme Court for suspending the death sentence of Asia Bibi, a Christian woman charged with blasphemy, and has emphasized the importance of dialogue between Muslims and Christians.
How Laudato Si is being put into practice in IndiaJul 25, 2015 - 04:22 pm .- The diocese of Miao, India sits in rich, mountainous forest terrain on the edge of the Himalayas. Most of its residents are tribal artisans whose livelihood is solely dependent on the local natural resources and the forest's produce.
Franciscan priest abducted in Syria set free by captorsJul 15, 2015 - 03:02 am .- The organization of Franciscan missionaries serving in the Holy Land announced that Father Dhiya Aziz, who had been kidnapped early last week in Syria, was liberated.
Catholics in Singapore celebrate 50 years of nation's independenceJul 15, 2015 - 12:03 am .- Anticipating this autumn's 50th anniversary of Singapore's independence from Malaysia, the nation's Catholics gathered earlier this month to celebrate a Mass pledging the Church's support for the city-state.
Korean cardinal praises medics' courage in face of Mers outbreakJul 11, 2015 - 11:33 am .- The recently-elevated cardinal of Seoul has expressed his gratitude to the doctors and nurses of the Catholic Medical Center for their service during the ongoing Mers outbreak in South Korea.
Australia's bishops reaffirm marriage – and get reported to governmentJul 8, 2015 - 03:04 am .- In a recent pastoral letter on marriage, Australia's Catholic bishops reaffirmed Catholic teaching. And one of the bishops has countered a leading same-sex marriage activist who said the pastoral letter should be reported to the Tasmanian government for illegal bias.
Pakistani police save Christian couple from 'anti-blasphemy' mob attackJul 6, 2015 - 12:01 pm .- Police last week saved a Christian couple from a mob in Pakistan that attempted to kill them for allegedly committing blasphemy, the latest such violent incident in the country.
Sister Nirmala, former head of Missionaries of Charity, dies in IndiaJun 23, 2015 - 11:30 am .- Catholics around the world are mourning the death of Sister Nirmala Joshi, who passed away Tuesday. Sr. Nirmala had succeeded Blessed Teresa of Calcutta as superior general of the Missionaries of Charity, serving in that capacity from 1997 to 2009.
In Thailand, Catholic seminary marks eight vibrant decadesJun 17, 2015 - 04:16 pm .- The Sacred Heart of Jesus Minor Seminary in Thailand's Chantaburi diocese has spent 80 years forming young men to be priests.
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Health & Parenting
Separation Anxiety Directory
Follow the links below to find WebMD's comprehensive coverage about what causes separation anxiety, what symptoms to look out for, how to treat it, and much more.
Basic Information
More About Separation Anxiety
Call it pressure. Call it great expectations. Whatever its name the result is the same: school stress.
Separation Anxiety News Archive
Today on WebMD
Is your child at a healthy weight?
What happens in your child's second year.
Get your kids to help around the house.
Tips for dealing with mealtime mayhem


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Pripyat was the closest city to the Chernobyl Nuclear Power Plant, and was evacuated in the immediate aftermath of the disaster. 25 years later, it's still a ghost city in the middle of the 30km exclusion zone, overgrown and abandoned.
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Shadows Published March 17, 2013
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Stay well away from this one. There are a number of bugs that when combined together result in the creators adsense code being served up most of the time and locking the owner out of their wp-admin. I believe this is an abusive plugin that should be removed from the WordPress Library ASAP.
Firstly, it includes a proxy script which allows the creator of this plugin to feed rogue traffic through your web server. There's no genuine use for this.
Secondly, as of the latest version, there's some bad coding (accidental, I'm sure *cough*) around the donation system which basically results in the creators adsense code being served 99% of the time - regardless of what value you enter into the donation box.
Thirdly, as if the above "error" wasn't bad enough, there's another bug which locks you out of wp-admin by serving a header() in a poorly (purposely?) chosen place. Meaning that even if you spot the fact that your site is now serving up someone elses adsense, you can't get in to fix it without connecting via FTP and deleting the plugin.
Absolute shambles. Stay away from this plugin.


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UPDATE: Silver Alert issued for Norman man canceled
10 a.m. The Silver Alert issued for W.D. "Dub" McIntosh has been canceled. The 86-year-old man was found safe at about 8:30 a.m. Sunday, Norman police reported.
1:50 a.m. NORMAN — A Silver Alert has been issued for a Norman man who was reported missing by his wife Saturday evening.
W.D. "Dub" McIntosh, 86, was last seen about 7:30 p.m. at his home. He left on foot and did not return, Norman police Lt. Jay Callaghan said.
Callaghan said police searched the Jenkins Avenue area for about four hours, but did not find McIntosh, who suffers from dementia.
McIntosh, who is 5-foot 10-inches tall and weighs 158 pounds, was wearing a white T-shirt, blue pants and worn brown shoes.
Anyone with information about McIntosh is asked to call Norman police.


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The Dragon Mountain, a southeastern extension of the Wuyi Mountain, got its name from the legend that a dragon once lived there. The mountain, covering an area of 63.85 square kilometers, is home to high-rising peaks (the highest is 1,624 meters above sea level), meandering streams, and virgin forests.
The Dragon Mountain State Natural Reserve has a 60,000-mu virgin forest, which is among the largest of its kind in the country, and nearly 300 different kinds of trees, including some very rare ones, are found here. The mountain is also a paradise for wild animals such as tigers, leopards, bears, monkeys, antelope, foxes, giant salamander, and birds.
Solo Adventure Tips:
How to Get There?
Visitors can get there by tourist shuttle buses from Sanming, Jiangle and Minxi.
Ticket Price:
Opening Hours:
More Tips:
Recommended time for staying: Half a day.
Information accuracy:
We try to make the information on China Travel accurate when we write/edit it. If you find any outdated information, please inform us.


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UEFA's control, ethics and disciplinary board ordered the closure of sections 104 and 105 of the stadium were ordered following the incidents at the Champions League quarter-final first-leg game on April 2.
"The sanction has been imposed for the discriminatory conduct of some Paris St Germain supporters towards disabled fans of Chelsea FC (Art. 14 of the 2014 UEFA Disciplinary Regulations)," UEFA said.
The Chelsea fans were seated in front of home PSG supporters and told British media that they were insulted and had bottles thrown at them throughout the game.
"All I could see around me were bottles that had been thrown, there were 10 of us and thousands of them," Lisa Hayden told the BBC.
"(I thought) we're not going to get out of here.......It seemed like hell."
PSG have qualified directly for the group stage this season as French champions and the ban will apply at their first home game.
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Strawberry-Pineapple Salad
Total Time
Prep 30 mins
Cook 0 mins
This is my very favorite recipe. I could eat this 3 times a day. I need to always double the recipe.
Ingredients Nutrition
- 1 (1 1/3 ounce) package whipped topping (dream whip)
- 1⁄2 cup cold milk
- 1⁄2 teaspoon vanilla extract
- 1 (3 ounce) package cream cheese, softened
- 1⁄4 cup sugar
- 1 (15 1/2 ounce) can crushed pineapple, drained
- 1⁄2 cup nuts
- 1 cup fresh strawberries, sliced
- Prepare topping with milk and vanilla according to package directions on box and chill.
- Cream together cream cheese and sugar.
- Add pineapple and nuts.
- Fold in whipped topping then fold in strawberries.
- Chill 3 hours.
- Garnish with whole strawberrys.
Most Helpful
Thanks Melody for sharing such a great recipe ~ Your delicious salad is light, refreshing, and very easy to make! I skipped the nuts but added a thinly sliced banana which went well with the strawberries and pineapple. And I used "Lite" frozen whipped topping with the vanilla stirred into it. NOTE: 1 packet Dream Whip mixed with 1/2 cup milk makes 2 cups whipped topping.
This is a very good salad. Next time I make it I am going to top with crushed pretzels just before I serve, we like sweet/ salty combos.
this recipe is very very good. I was looking for a recipe with strawberries and I found a very good one. I made just as stated except I made it with cool whip. I agree with other reviewers in that the recipe should be doubled or tripled. Is very good and I can eat the whole thing. Oh I also used splenda instead of sugar and tasted just as good.


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Mandel Plant Pots by Anne Nilsson
Maxwell's Daily Find 07.09.10
Mandel Plant Pots by Anne Nilsson
• starts at $1.99
Ikea does great pots every so often, and these are among them. We have a bunch of them in our apt now (that's our window in the pic). The Mandel series contains many sizes and has a strong organic feel that comes from red clay with a silicone treatment inside for moisture. There is no hole in the bottom, but making one is easily done by tapping the pre-drilled area.