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Issue date: Tuesday, January 8, 1918
Pages available: 18
Previous edition: Monday, January 7, 1918
Next edition: Wednesday, January 9, 1918
Publication name: Bridgeport Telegram
Location: Bridgeport, Connecticut
Pages available: 216,001
Years available: 1918 - 1978Learn more about this publication
Bridgeport Telegram, The (Newspaper) - January 8, 1918, Bridgeport, Connecticut
Largest Morning .Circulation n THE WEATHER Snow Colder See Bottom First Column VOL. LIV. NO. 79. BRIDGEPORT, CONN., TUESDAY .MORNING, JANUARY 8, 1918. EIGHTEEN CENTS. las Only Increased Profit of Many Coal Operators in Middle West He Tells Senate Investigating Committee. Washington, Jan. t many coal operators in the iJiddle were materially icreased by coal prices fixed by the government, the Senate Investigating committee 'was fold to-day by Clifford Thorne. jnd David L. Wing, an ex- tminer of the Federal trade commission. iluch of the shortage of coaJ (low experienced over the country vas attributed by Thorne to cxccs- fcive shipments to the northwest, "temptation of operators to nold back for' higher prices." in- treased consumption, interfernce I'ith distribution through natural bhannels and an inadequate OFFERS 2 MILLION RIPE BANANAS TO MARYLAND POOR Huston. Jan. mil- lion ripe bananas were ofl't-red the United Fruit company lo-ni.U'ht to food admiiits- lion oT Maryland i'or distri- bution umoiii? the poor. A telegram from the odico of the company here to Her- bert Floorer, national fowl ad- ministrator said that the stramsliip Yika lisul arrived at with 18.000 bum-lies of the fruit which, owinji1 to the fact that the vcs.se! ,was held up a week by ice in Chesapeake bay. had become unsaleable thrtiiifih regular channels. The company add- ed that it was against its policy 4'i destroy bananas lit for food and requested that >Ir. Hoover notify the Maryland food ad- ministrator in order that prompt steps could be taken to distribute the fruit to tlie best advantage. Relief Plan. Relief, the -witness said Drought about only car can be through two emocrats Join with Russians in De- mand for Freedom for People Repudiate AH Intentions of Conquest People to De- termine Issue. The German Social Demo- cratic party has strongly against (Continued 011 Page 18.) 'hink From British Recruiting Officer Tells Large Audience World Expects America Will Not Men Volunteer. '''There is only one in which this war may be lost and that is the failure, of the peo- ple of the United States to realize the size of the de- clared Colonel F. C. Jamicson, during the course of his talk at the British recruiting mis- Detectives investigating the sup- sed robbery ami assault of icholas of SOU Pul- ium street, who sustained a double racture of the base of the skull unday morning and was _fpund m j which was Held Jast night at Colonial hall on Fairfield avenue. Tliis was only one of many the yard of a house at 574 Put- Inam'street in an unconscious con- Jitioii Sunday morning, stated last evening that it :a their theory that lis iinunekewk-z: had fallen from a railing and fractured his and that he had not been as- ed by highwaymen as the po- lice believed last Sunday evening. Detective Simon has been :is- gned to investigate the ea.se and stated last evening thtit he had ted the report of Stefan i the roommate of the in- Ijurecl man, and had found that he Kid heard two men talking at the of PiUnam and Hallefl iBtreets Sunday morning but the de- Itective believes that the man they Iv.-ere talking of is not Zimtnekeficx las Dolcsky heard them say that he Ihud run away after he had been [robbed and the police believe that man now at the Bridgeport Jhospital would never have been lable to run with a double fracture the skull. Tracks have been found leading toward the back door of the house lat Putnam street the po'.iee sny (that Zimtnekoiic-z wandered up [back steps r.nci then fell over [piazza railing to the ground [fractured his skull. WKATHKK KKPORT. -Forecast: Eastern New York Local snows and colder Tuesday; Wednesday fair. Southern New Kngland: P.am or snow Tuesday, colder west portion and by night in east portion; Wed- nesday fair, colder. The" southwest disturbance of the last three days now extends from southern New Kngland to Ontario with a center of disturb- ance at either end. During the last 24 hours it has been attended by general snows and rains the "upper valley east- ward and is foiio-.vvd by rapidly rising pressure and considerable fall in temperature as fir .'is the Mississippi valley, the tail in temperature extending throughout the .south Atlantic and east Gulf states, with .frost Monday mornirg to the and west Gulf coasts. There will snow ly from the lake region eastward ana generally fair weather '.i Wednesday -.'-.ere will be ;il snows i-i the tipper lake rej-'.on. was straight-fro in-i he-shoulder truths which were told to the pop- ple who attended last night's rally, by Colonel Jamicson and Lieuten- ant H. B. Pcpler, M. C. As the re- sult of the rally, which was one of the most enthusiastic gatherings that has been hold in Bridgeport for some time, IS patriotic young Knglsshmen stepped forward and joined the colors. Many more are t-xpectod to offer their services be- fore the end of the week. On the- Platform. On the speakers' platform last night were .Mayor Clifford 13. Wil- son. C'. Li. Gaylord, G. K. Crawford, X. Mini-head. Rev. C. F. Sherman, Rfcv. Alexander Alison, O. H. Wood. C. H. MncKenx.ie, James Roy. K. .Tapp, Lieutenant Colonel F. C. Jamicson, Lieutenant H. B. I'epler, M. C., and Henry E. Ma- randez. Tho opening number on the the i evening's program was the singing the of "The Star Spangled Banner" by the entire audience. Kov. Alexander Alison of the First Presbyterian church offered a short prayer, and Mayor Clifford j B. Wilson then took the floor. The mayor stated that lie con- come out ___ the German annexation as set forth at the Brest-Litovsk confer- ence and in a resolution has declared a lasting- peace only- possible if the democratic principle of self determination is honestly carried out. The resolution adds that the party is resolved resolutely to com- bat the misuse of the right of self determination for the pur- pose of disguising annexations, Attack Government. Philip Schcidermaiin, majority Socialist leader, and Dr. Haase, minority leader, both made speeches of protest in the main committee of the Reichstag on Saturday. "We Social Herr Scheidermann declared, "repudiate all intentions of conquest and stand by the unrestricted right of self- determination of peoples. Aye must have absolute clearness on these subjects. The chancellor's declai-ations are inadequate." Dr. Haase said: "The Reichstag must without ambiguity interpret the principle of self-determination, of all peo- an .early peace is impossible." According to one repoi.t reach- ing here to-day'the Independent SoVialists {minority party) have sent a message to the Bolshcviki foreign minister, Leon Trotzky, ad- vising him not to the Ger- man terms and to avoid a separate peace. Battle Coming. Although infantry operations in the major war theaters are of a minor character, signs are not wanting that big battles are in the process of making in Flanders, Franco and Italy. At various points in these three war zones in- tensive artillery duels are going on day and night. They are particu- Sugar Shortage Puts Country Practically on a War Basis Washington, Jan. 8 (Special) Sugar shortage throughout the United States has accomplished just what keen food conservators have hoped it would with one stroke in cutting down the consumption of flour, eggs, milk, fats and other things in the making of cakes, pies, ice cream and custards. There are those.who suspect the govern- ment forced this sugar condition in order to place the country practically on a war basis without such a declara- tion and that the sugar shortage has accomplished this condition will go unchallenged. The shortage of sugar has reduced the number of pies made in the numerous households in the country. This has saved flour, fats and other materials for without sugar the people eliminated pie as a dessert from the regular bill of fare. Cake, too, came in for its cut and beside flour and fats, milk and eggs as well as frostings were saved when cake was taken off the menu. Custards vanished and this saved milk and eggs, while in ice cream, milk and cream were saved when the quantity was reduced owing to the shortage of sugar. Among experts on food subjects it was known that the American people were eating more sweets than was necessary and this idea it is stated gave the conservation men the idea of paring down the sugar supply in order that the more essential things would be reduced'corres- pondingly. Owing to the reduced number of pies and cakes made in the various households flour, sugar and fats have been saved and it has been a tremendous saving throughout the country. _________________ Primrose MUST ABANDON NEEDLESS WORK TO WIN THE WAR ackjacks WowW-Be Robber Throws Away Weapon and Leaps from Gardening Auto when He Fails to Get Money. Another daring hold-up and robbery was attempted late hour last night PUT BOMB IN SCHOOL DESK Rochester, Penn., Jan. bomb placed in the desk of Miss Cecelia Helbling, principal of tho North Rochester Continuation school exploded early to-day, blowing the building to pieces. Carl Burgwall, the 13-year-old son of the janitor, was probably fatal- ly injured. Had the explosion oc- cured half an hour later the teacher and 40 pupils would have been in tho school. A squad of troops of the state constabularly immediately took charge of the ruins and an investiagtion was or- dered. (Continued 'on. Page 11.) and (Continued on I'ajje 17.) of Charities icv.n or snov." in va'lc-y and Tennes the cast G'llf will bo generally to the eastward. It will be coldo upper Ohio valley region, the mi'Mi ;.n'i! N n on an M.llt-r ,'rMo T. Kr i. e! my rm tlie b mU, as heai'iii in''.) will cuiitinned Thursday. At the organisation meeting of tho Board of Commisisoners for the Department of Public Chari- ties held yesterday afternoon in the Charity department rooms at 'Police headquarters F. William Behrens, ,ly-. of 5DG William street, was re-elected president of the Board of Commissioners for the balance of this year. With Mayor Clifford B. Wilson presiding at the meeting Margaret M. Ford, of 1S37 Main street, and Richard I. Xeilh- ercut, of ISO Brooklawn avenue, wore reinstated as commissioners for 10 IS. Isaac Moss, of 1309 Fairflold avenue, and F. William i-ehrons, Jr., of 550 William street, two -hold overs from last year's i appointees, will make up the bal- ance of this year's Charity of commissioners. The meeting of the department of Charity heads for the year yes- terday was brief and to the point. Tlrt? entire meeting lasted less than an hour after Mayor Wilson ar- rived at about -1 o'clock to preside at tlie year's org-anixation meet- The first business to come be- fore '.he meeting was the installa- tion and reinstatement of Margaret M. Ford and 'Richard Xeilhercut as commissioners for the next two years. Both of the two new ap- poir.tee.s have served previous terms on the department of Charities' executive board and their roappointment was no sur- prise to department oilicials. Following the organization of _ the board of commissioners Mayor j Wilson called for the nominations for president of the board for 1'JIS. Tlie vote re-electing V. WiiMam J'Jehrens, last year's president, was unanimous. After the election of officers for this year the new hoard discussed routine business and adjourned tlu.ir first meeting at about 5 o'ciock. With the new appointees to the board of Commissioners the terms Margaret M. Ford and Richard I'. Ncithercut will not expire until j.mr.firy i. 1D20, while the terms Isaac Moss ami F. William Behtvns, .Jr., will expire on Jan- uary 1, 1U1U. at a when Nathan Schachat, of 192 Main street, Norwalk, hit Michael Max, of 1291 Iranistan avenue. jitney driver, over the head with a "blackjack at the corner of Main and Goodsell streets. Caught in Chase. It is only due to the quickness and presence of mind of Edward Gallagher, of 722 Grand street, that Schachat was caught as he hurled the blackjack away and jumped from the wildly turning automobile and started to make his getaway up Main street with the result that -tho pedestrian-gave chase and captured him. At the Fourth Precinct station last evening Max told the police that he had taken Schachat into his automobile on Fairfield ave- nue when the njan said that ho wanted to go to-North Main street and had started to drive in that direction. When the car approach- ed the corner of Main and Good- sell streets Max claims that Kcba- chat hit him over the head with the blackjack and when the car started to careen wildly across the street he. hurled the weapon away and jumped from the car before he had time to search Max and take his money. Max told the po- lice that he was carrying a consid- erable amount of money with him last evening. The police say that this is not the first timn that Schachat has been arrested. Twice before he has been arrested in the city of Norwalk on charge of stealing an automobile and was court before Jndj Lock wood although against !he man strong. Detectives 5-eory and Washburn have been assigned to the case and pending the outcome of their in- vestigations Schachat is charged assault and being held for Investigation. Fights U. S. Control of ds discharged in e Edward M. the evidence, was considered American Ship By U-Boat Seven Perish New York, Jan. Ameri- can steamship Marry has been torpedoed and sunk with loss of seven lives, according the owners of the to word received by the vessel to-day. The Marry Kuckenhach is tho fourth ship of the lino through submarine attack the war begun. The others lost since were July bach. the Jacob Liu'kenbach, sunk 7, the Lewis Lucken- Oetober 1-1 and the D. X. ljuckenbanh, October last year. Five members of the eiv.v of the latter were killed. Another ship of the same line, the J. Lucken- bach had a four hour running light wiih a .submarine the same mouth but escaped, although n number of her crew were killed by lire. T'ae total gross (.oiinage oi the four ships sunk ia ___ Resolutions Introduced in Senate Seeking to Amend Indefinite Government Supervision Attack Compensation Basis. Washington, Jan. administration bill to regulate government management of railroads' was subjected to its first attacks to-day at the capi- tol. Resolutions were intro- duced in the Senate seeking to amend the section providing for indefinite continuance of government control by provid- ing for automatic return to private control after the war. Criticise Compensation Basis. The basis of compensation on tho earnings of the three years ending last June 30 was criticized in a hearing .before the senate inter- state commerce committee by Jul- ius Kruttschnitt, chairman of the executive c.c'mmitt.eo of the South- ern Pacific, who suggested instead of the two and a half year period between July 1. 1915 ami Decem- ber 31. 1017, arguing that, earn- ings for 1 n 1 5 were below normal. The house interstate commerce committeu will start hearings on (be bill to-morrow and will hear Interstate Commerce Commission- er Anderson explain the measure. 'Director Genera'. McAdoo probab- ly will appear later in the week to urge necorfsity for prompt ae.tion. The railroad administration de- voted itself to-day to executive measures to cleanup congestion on eastern roads and McAdoo ap- pealed to the people of tho United Slates to observe next week as "freight moving week" through an organized movement to unload icars and turn them hack from, ter- minals. In anticipation of govern- ment assistance in railroad finan- cing, roads were instructed to' re- port immediately the amount of capital they need for the coming year. Freight Moving Immediately after the "freight moving week" the new high de- murrage rates ordered by tho di- rector general will go into effect. Milder weather in tlie east, helped to-day to send freight moving fas- ter, but a snow stm-m in the mid- dle west caused a serio'us tie-up of trafiic. Tho. railroad administra- Democratic Alder n Questions Facts Behind Juvenile Court Ordi- nance, but Republican Majority Passes It over Hot .Criticism of Minori- In spite of strenuous opposi- tion by the four Democratic members of the .Common Council to the section of the ordinance relating to the ap- pointment ofta special matron, the act creating a juvenile court for the city of Bridge- port was adopted as intro- duced, at the regular meeting of the board held last night. Alderman John A. Cornell, Jr., was spokesman for the oppo- sition faction, and a. lively tilt was precipitated between him and Alderman William E. Primrose. Sects Information. Alderman Cornell, speaking for himself and his three Democratic colleagues on the board of alder- men, asked for some information as to the necessity of appointing a special matron, at a salary of to supervise the detention room and those detained at the proposed juvenile court. Alder- man Primrose, as chairman of the committee that submitted tho or- clince, was not prepared to sub- mit the information. Mr. Cornell declared that, fail- ing to' receive suet information, he and his colleagues must take a positive stand in opposition to the ordinance. This prompted Mr. Primrose to assail Cornell for what he termed habitual opposition to ordinances proposed by the present committee. Cornell delivered the knockout blow and finally clo'sed the discussion when he declared that Primrose, in assailing him, was quoting directly from a Bridge- port paper, which he termed a "filthy organ." Provides For Matron. The ordinance, as submitted at last night's meeting, calls for the establishment of. a juvenile court at police headquarters, and the set- ting aside of rooms for the pur- pose. It places the judge of the city court in charge of the court, and provides that he shall appoint a woman as matron o' the .court, at a salary not to exceed Alderman Cornell stated that he and the faction he represented was in hearty accord with the pur- pose of the ordinance, but he asked why a special matron was necessary. Alderman Primrose said that the ordinance had not originated in his committee, but was submitted by parties outside who are thoroughly conversant with the situation. "If no facts or figures can be submitted, showing that the regu- lar police matron cannot super- vise the juvenile court, then we must vote against that provision of the Cornell retorted. Calls for Pi-oof. "I am not prepared to state whether a special matron is needed York, Jan. the. war will not be won unless tlic slog-ail "Business as usual" is abandoned, was tlie asser- tion made to-day by Frank A. Vanderlip, chairman of the war savings committee, in an address Ix.'t'orc a gathering- of Xew Yoi'k Hankers. He ilc- eltu'Cfl it is absolutely essential that labor be released for the production of materials with which to equip our soldiers in France. Sir. Vaiulcrlip declin- ed to catalogue what he con- sidered non-essentials. "I think it is absolutely im- possible for us to produce what this government must have and have he said, we go on asking la- borers and shops to produce the sTeut amount of materials turned out for our comfort but which are not essential to our needs." (Continued 011 Tage 17.) (Continued on Page Suffocates as He Watches Griddle Cakes With two gas cocks in a gas stove turned on and a batch of griddle cakes that he had been watching burned to a crisp, Ar- thur La M dry, tiO, of 260 Capitol avenue, was found dead in an arm- chair beside the gas range in his home at about 5 o'clock yesterday afternoon while one burner of the range was lighted and burning and two others were turned on full but not. lighted. Neighbors discover- ing th'e man sitting in the chair apparently in a stupor sent in a hurry call to Dr. B. C. Pasuth at the Emergency hospital who found the. man dead on his arrival and notified Medical Examiner Dr. P. M. Cat-lick who later pro- nounced death duo to accidental asphyxiation. The authorities say that must have. started to cook the griddle cakes for his when he returned home at o'clock and after he had lighted three jets in the gas range fell asleep watching the griddle cakes cook with the re- sult that two of the. jets must have been blown out and the escaping c-as suffocated La miry. The police say thai there has not been a winter for many years when there have been so manv suffocations from gas as has been in Bridgeport within the last few weeks, Have Four Days' Coal Supply Factories Must Have New Lot within Week if the Plants Are to Run- Homes Are Fairly Well Taken Care of. No shipments of coal were received in Bridgeport yester- day, and while the situation both in the factories and in the homes -has been raised above the famine stage, large quan- tities of fuel must be added within the next few days to the small supply now on hand, or matters will become as -acute as ever before. The special committee, headed by C. E. Bilton, president of the Bridgeport Manufacturers' asso'cia- tion, and consisting of Mayor Clif- ford B. Wilson, George B. Craw- ford, president of the Bridgeport Chamber of Commerce, George M. Eames, of the Singer Manufactur- ing company, William R. "Webster, of the Bridgeport Brass company, and Miller, of the Frank Miller' Lumber company, left last night on the Federal egress for Washington. Remain At Capital. The committee will remain at the national capital, working in co-operation with the United States Fuel Administration in every way possible, until a steady and satis- factory supply of Soft co'al and anthracite for Bridgeport is as- sured. Carl F. Siemon, chairman of the local fuel committee, stated last night that to the best of his know- ledge, no shipments of coal are en route for Bridgeport. All of the (Continued on Page 18.) HoldsDrSt Law to Be Constitutional Open New Bureau for Help Will Provide Workers for Agricul- ture, Shipbuilding and War Contract Plants of U.S. 4 Washington, Jan. the appointment to-day of Densmore of Montana as di-v' rector of employment for the department of labor the United! i States government established! what is in effect a federal ployment bureau with power; j to distribute labor to ever part of the country.needs.} it most, especially for andj government work. Simultaneously cama the nouncemeiit that the new employ--! meiit service of the department of labor -would pro'ceed at once to[ mobilize three million -workers agriculture, shipbuilding and war contract plants. -J It Tvas the first step in the eralizing of labor and the placing of the labor of the country, tinder direct'government supervision.' Tremendous expansion service is in progress in tion for recruiting men to carry on the econimic work iri support of the military forces the -war. Solution of the labor' shortage by this means ia confidently proposed hy the depart- ment and the cooperating labor organizations in answer to sttgges- tions that conscription of labor 13 necessary. ,One early result is expected to be the placing1 of mechanics in shipbuilding plants to' aid in. hurrying to completion, the mer- chant marine program. John B. Densmore, of Montana, solicitor for the department of labor will be national director of the employment service by ap- pointment of Secretary "Wilson. He will have as his assistants Robert "Watson of Massachusetts and Charles T. Clayton of Maryland. Samuel .T. Gompers, of Xew Torh, son of the labor leader, will suc- ceed Mr. "Watson as the depart- ments chief clerk. Washington, Jan. con- raised against the selective draft act was swept aside by the supreme court to-day in a imani- mous opinion delivered by Chief Justice White, upholding the law as constitutional. Authority to en- act the statute and to send forces to fight the enemy wherever he may be found, the court hel'd, lies in the clauses of the constitution giving Congress the power to de- clare war and to raise and support armies. "As the mind cannot conceive an army without the men to com- pose said the chief justice, "on the face of the constitution the ob- jection that it does not give power to provide for such men would seem to bo too frivolous for fur- ther notice." Tho government's motion to postpone, because of the war fur- ther consideration of seyeral Im- portant anti-trust suits was grant- ed by the court with the exception of the case against the United Shoo Machinery company which will go forwat-il. Warner Bros. Finishers Protest Change in Work Changing the' work around so it would be done another way caused some employes in the finishing de- partment of the Warner Brothers Corset factory to protest yesterday, but. the trouble was adjusted when the old system again returned to. Under tho now system tho em- ployes wanted an increase of two cents a dozen for tho operation, but the old system was satisfac- tory to them. The. diflieulty lasted only an hour before the employes were satisfied again. War Brides Now Bother Draft Boards One of the big-gest problems which will have to be faced by the draft boards of Bridgeport has to do with the marriages contracted by drafted men since registration.- s While it is known that a. number; of these have been made -with no deliberate -attempt to the' draft each case will be subjected _ to a rigid examination by the dis-ij trict board, and all "slacker" riasres will be ignored. The government is now, ering the advisability of doing' away with the regulation -which provides for the exemption of min- isters. Conscientious objectors to war. seem to be more of a myth than ct reality. A surprisingly small number have failed to report for; military service when called. Keep Boards Busy. Filled out questionnaires are re- ceived by the hundreds every day, by draft boards, and this, com- bined with the work of correcting: wrongly filled out papers, has given the draft officials of this city about all they can handle. Wednesday -will be the last day, for mailing out questionnaires, On Thursday, January IS, every ques- tionnaire must be returned to the local boards. All men who fail to return their questionnaires on or before that date will be classed as deliiiquents, and their names will be turned over to the police de- partment for investigation. Questionnaires will be mailed from local division boards to-day as follows: Board. Order One 5308 to Two 2771 Throe 4200 Four 4300 Five Six 3593 In a decision handed down by the supreme court of the United States Monday, the draft law was held to be constitutional. The main attack of the objectors to tho law wa.s the fact that the Consti- tution did not permit the passing of any such regulations. to to to to to 2920 4400 4T74 4050 3764 SCHOOLS RKOPEX. With- the subsiding o" the storm king's efforts, school sessio'ns will be resumed as usual to-day in public schools of Bridgeport. All tVie repairs made necessary by frozen pipes and other troubles have boon completed,


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The School of Management offers day and evening undergraduate courses through the coeducational Sage College of Albany and its School of Professional and Continuing Education bachelor's completion program.
All graduate programs in management take place during evenings or weekends. Courses are designed for working adults who bring experience to the classroom in their search for professional growth. The curriculum is complemented by an outstanding faculty versed in real-world issues.
Undergraduate Programs
Accounting (BS at Sage College of Albany)
Accounting (BS in the School of Professional and Continuing Education)
Business Administration (BBA, BS at Sage College of Albany)
Business Administration (BBA, BS at the School of Professional and Continuing Education)
Graduate Programs
Business Administration (MBA)
Health Services Administration (MS) Now also available online
Organization Management (MS)
Bachelor of Business Administration Online
Master of Business Administration (MBA) Online
Master of Science in Health Services Administration Online
Master of Science in Organization Management Online
Other Programs
Health Services Administration Certificate [ONLINE]
NYS Nursing Home Licensure Sequence
Public Health Minor
NEW! Project Management
3-course sequence online preps students to take the Project Management Professional (PMP, registered trademark) exam & become certified through the Project Management Institute.
NEW! Sports Management Concentration
The Sports Management Concentration in the Business Administration BS/BBA degree will available to students beginning Fall 2015.
Contact Eileen Brownell, Chair Undergraduate Programs: (518) 292-1761
Curious about any of the programs at the School of Management? Contact Us:
School of Management, Dean: Kimberly Fredericks, PhD, MPA, RD
(518) 292-1782, firstname.lastname@example.com
Administration Building, Suite 210
Chair - Undergraduate Programs: Eileen V. Brownell, MS
(518) 292-1761, email@example.com
Administration Building, Suite 210
Program Coordinator, Accounting: Gerald S. Silberstein, PhD, CPA, MBA, CMA
(518) 292-8628, email@example.com
Administration Building, Suite 230
Chair - Graduate Programs: Kimberly Fredericks, PhD, MPA, RD
(518) 292-1782, email@example.com
Administration Building, Suite 210
Program Director Health Services Administration &
Coordinator Undergraduate Public Health: Dayna M. Maniccia, DrPH, MS
(518) 292-1801, firstname.lastname@example.com
Administration Building, Suite 220

subset: commoncrawl


text:
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Carlotta dining room 04 by DR0ckWatch
©2011-2016 DR0ckMature Content
Carlotta Champagne
mature comments and critiques welcomed and appreciated!
mature comments and critiques welcomed and appreciated!
This is the kind of thing that Carlotta should be famous for, not for appearing in a misogynistic magazine that considers her body dirty and disgusting (which it is most certainly neither).
Would have been a good photo to take from behind her shoulder of her reflexion in the mirror. It would give the illusion of one naked beautiful girl looking at another naked beautiful girl. Something like this picture but with the reflexion being the main subject of the photo. So instead of Carlotta looking at the camera, have her look so it looks like her reflexion is looking at the camera.
I see what you're saying
You may be able to get something different out of your model as they won't be the actual person in the picture, it will be their reflection.
Very attractive image, especially with her natural, yet beautiful look at the camera over her shoulder. Impact is heightened by the mirror.
As others have said the subject is really quite attractive, but I believe the angle of the camera and the expressiveness in her pose is probably my favorite part of this piece. There is a lot going on behind her eyes and I really like that.
i love these kind of poses
very nice effect with the mirrored side
such a nice gaze from her..
very nice effect with the mirrored side
such a nice gaze from her..
Interesting picture with the mirror. Good results.
absolutely fabulous love it
love the pose and look great affect also
now how lucky was ya to have to carlotta's at once lol
love the pose and look great affect also
now how lucky was ya to have to carlotta's at once lol
Love this one, DR0ck! Carlotta is fantastic and so your photos
I"m at a loss for adjectives.
very pretty
wow,, I like this one !! nice use of the mirror, nice expression,light and angle
I dislike lack of face expressions in most cases
but good shot ether way!
but good shot ether way!
I understand what you mean... but if those eyes are expressive then I dont know what to tell ya!
she's got to be the star of all deviant art nudes, or at least neck-in-neck with Sarah Ellis.
What is her ethnicity / background / national origin?
What is her ethnicity / background / national origin?
Thank you very much! And from what I know her background is French but was born in the USA
Man! You're the Devil! Always tempting me with Carlotta's shot
I am in love with this woman!!! I love her eyes and every facial expression. The lighting is great as with all your photos. Thank you for allowing me to gaze on her beauty.
I love her expression in this pic.
SHe is a lovely model. This one is definitely my favorite from the set.
Sourire froid.
simply excellent as always
what a fine bunch of woman there. good picture of her too.
Why is she nude? Is there a significance to it?


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Mac Danzig And Gabe Ruediger File Lawsuit Against Zuffa
Another two former UFC fighters, Mac Danzig and Gabe Ruediger, have filed a class action lawsuit against Zuffa, owners of the UFC They join previous filings from Cung Le, Jon Fitch, Nathan Quarry, Brandon Vera, Pablo Garza, Dennis Hallman and Javier Vasquez over the course of the past few months. While the aforementioned fighters haven't all filed at the same time, their anti-trust...
Via Fight Of The Night
February 07, 2015 | Discuss
Mac Danzig Retires From MMA At 34
Long-time UFC fighter Mac Danzig has announced his retirement from the sport of mixed martial arts at the age of 34. The former 'Ultimate Fighter' winner cites health concerns as the main reason for his decision to hang up his gloves after 13 years of competing in the cage. "Really, the only physical cue for me to step back from competition came last year, when I began to suffer...
Via Fight Of The Night
March 05, 2014 | Discuss
UFC Veteran Mac Danzig Retires From MMA
Mac Danzig's (pictured) professional fighting days are officially over. The UFC lightweight unceremoniously announced his retirement from MMA via a post on Tumblr Tuesday night. Danzig posted a 21-12-1 professional record over his 13-year career. He emerged onto the UFC scene as a contestant on "The Ultimate Fighter 6″ back in 2007. The 34-year-old has lost three of his past...
Via 5thRound.com
March 04, 2014 | Discuss
Joe Lauzon dispatches Mac Danzig with unanimous decision win
It wasn't the usual Joe Lauzon fight, but in a moment where he needed to get a victory the Boston area native put on a dominant performance to beat Mac Danzig in the kick off fight at UFC on FOX on Saturday night. Lauzon entered the cage against Danzig on the first two fight losing streak of his career so he put plenty of self-applied pressure to ensure that he would stop the skid...
Via Fox Sports
December 14, 2013 | Discuss
UFC on FOX 9 'Johnson vs. Benavidez 2' Event Preview
TJ Grant, Anthony Pettis, Carlos Condit, Matt Brown, Ian McCall, John Dodson, Jamie Varner, Kelvin Gastelum and John Moraga. That is a list of fighters who were scheduled to fight on this Saturday's UFC on Fox 9 event but were forced off of the card for one reason or another. What's left is a pale shadow of the original line-up but still a pretty fun quartet of scraps for the UFC...
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Botox Q&A
Vomiting + Botox
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I have really deep crows feet and tried Botox but afterwards I fainted then began to vomit. Should I try it again?
I also noticed that I had a little bit of difficulty swallowing for a few weeks afterwards. I am not sure if it was just nerves and anxiety that... READ MORE
Severe diarreha, vomitting and drop of blood pressure 6 hours after botox injection. Is this normal?
Am a 40 years old healthy man , i had botox injection for the second time last week, 6 hours after botox injecton i suddenly experienced severe... READ MORE
After having Botox injections, can you experience severe headaches & vomiting if you take cold medications and/or antibiotics?
My sister had Botox injections approximately 3 weeks ago; Three days ago she was hospitalized with pneumonia and severe headaches; the headaches are... READ MORE
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Towson University's cheerleaders have appealed their suspension amid allegations of hazing.
The university suspended the nationally acclaimed squad last week for the entire 2013-2014 season after an anonymous caller reported an alleged hazing incident.
While no details of what happened have been released, officials said the incident involved several squad members at a location off-campus last month. No one was hurt.
The squad is expected to go before a student appeals committee on Friday.
The views expressed are not those of this site, this station or its affiliated companies. By posting your comments you agree to accept our terms of use.blog comments powered by Disqus


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Originally posted in October of 2011, we're revisiting some of our favorite Kobe Bryant content after he became the fifth player to ever score 30,000 points last night.
*** *** ***
Kobe Bryant has maintained his spot as the best basketball player in the world because, even as his nagging injuries pile up and he moves into his 30s, he relies more on his skills and fundamentals than simple athleticism and explosiveness.
Don't get it mistaken, though: Kobe can still get up every once in a while, even if some analysts and fans talk about his hops like he's Zydrunas Ilgauskas. So in much of the same line as my 10 Best Basketball Movies, 10 Best Basketball Documentaries, and 10 Best Basketball Books, I decided to try to put together a list of the Black Mamba's best jams throughout his career.
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10. Windmill in Utah (2001-02)
One of the Kobe's lesser-known dunks, this one is featured in the NBA Street Series, fittingly a fleeting flash during Bryant's lone segment in the video. It is also one of my personal favorites; with The Diesel standing by in admiration, Bryant puts down a windmill, contorting his body to the side after a steal. To finish it off, the Mamba flashes the fundamental-loving Utah crowd his guns. Ron Burgundy is in the building.
9. Baseline 360 in Utah (2004-05)
The Lakers were blown out in this game, 104-78, but who really cares? This was back when Kobe's little wing shuffle was exploding to the rim like a firework in Chris Kaman's front yard. In accordance with the times — only one other guy on KB's team even reached double-digit scoring — Bryant breaks down the whole Utah defense. First, he cleans up a teammate's mess, and then blows by Andrei Kirilenko, jumping in such a weird position that no one on Utah even attempts to leave the floor. I honestly want to rate this one higher. It is just crazy. (Eds. note: It's No. 7 on the video below… the original footage was deleted from YouTube.)


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Australian captain Ricky Ponting has said that the expert security advice his team received halted what could have been a disastrous tour of Pakistan.
A suicide bomber detonated a truck packed with explosives on Saturday in Islamabad, killing about 60 people and injuring 200 at the Marriott Hotel.
It has been described as one of the biggest terrorist attacks in Pakistans history, and there were fears more dead would be found inside the hotel, a popular gathering place for politicians, foreigners and the Pakistan elite.
"Its devastating for the people involved in Pakistan. I mean, wed be talking hypothetically, if us being in the hotel or England or South Africa being in the hotel.
I think what we've done, and what weve done right the way through, is that we just have to listen to the advice from the experts and our Department of Foreign Affairs," Ponting said.
"Security advice right the way through has been (that) they have not been happy for us to tour Pakistan, so obviously nothing has changed right now," the Sydney Morning Herald quoted Ponting, as saying.
"It is an absolute shame that things like this continue to happen in Pakistan, because, as players you want to travel all around the world," he added.


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The Gaslight Anthem
Tour Dates 2016, 2017
The Gaslight Anthem concert tickets are on sale. You can find the list of The Gaslight Anthem tour dates here.
The Gaslight Anthem is an American rock band from New Brunswick, New Jersey, formed in 2006. The band consists of Brian Fallon, Alex Rosamilia, Alex Levine and Benny Horowitz. The Gaslight Anthem released their debut album, Sink or Swim, on XOXO Records in May 2007, and their second album, The '59 Sound, on SideOneDummy Records in August 2008. The band's third album, American Slang, was released on June 15, 2010. Their fourth album, Handwritten, was released on July 24, 2012, on Mercury Records.
Questions about The Gaslight Anthem Tour?
The Gaslight Anthem Past Concerts
The Gaslight Anthem New Album
Handwritten (2012)
- Handwritten
- Mulholland Drive
- Howl
- Desire
- 45
- National Anthem
- Keepsake
- Too Much Blood
- Mae
- Biloxi Parish
- Here Comes My Man
tour dates, concerts, concert ticket, tour dates 2016, concert dates, ticket
Tour Dates
tour dates , concerts , concert ticket


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The Last Best Plates explores pie in the Big Sky
This is the third piece in a six-part The Last Best Plates series about food and eating in Montana featuring the photography of Lynn Donaldson and writing of Corinne Garcia. For more, visit thelastbestplates.com.
By Corinne Garcia
Photos by Lynn Donaldson
Wisdom, Montana: population 80, and home to some of the best pie under the Big Sky…
One of about three active businesses in town, the Crossing Bar, is where owner Diane Havig spends most of her days. Here, she greets those who walk through the door; it may be the locals (some of her most loyal pie connoisseurs), the fishermen fresh off the Big Hole River that runs through town, the bikers (both the motorized and the peddlers) who are taking the scenic Bitterroot loop, and those who travel the distance just for an authentic home cooked meal and a slice, or two, of Havig's famous pie.
- Scroll down to view a rhubarb pie recipe from Diane Havig
Aside from chatting with the customers, Havig's the self-proclaimed "do-it-all girl," waiting tables, washing dishes, whipping up a chicken fried steak from scratch (grilled, not fried), making homemade bread and salad dressing, and putting the magic touches on her pie crusts and fillings.
Depending on the day, Havig is whipping up buttermilk custard, a chocolate bottom peanut butter pie, a rhubarb cream pie, or her famous Fruit of the Forest with rhubarb, apple, strawberries, blackberries and cherries.
Some pies call for flakey crust coverings, and others for lattice tops to release some moisture.
Davig's secret ingredient is orange juice, but that's about all I can divulge.
"We're at 6,000 feet, and at higher altitudes you need more moisture in the crust, so you can roll it and flip it without it being too delicate," Havig said. "I also like making a thin crust so you get more of the flavor of the fruit or filling."
Wisdom is located along the Big Hole Valley scenic drive, an unforgettable 82-mile loop with views of the Bitterroot and Pioneer mountains, the Big Hole River, and great stopping points like the Crossing Bar.
Stop in, say "hi" to Havig, and don't forget to leave room for pie.
Other mouth-watering pies under the Big Sky:
On the fly
Utica Day Fair – Annual Utica Women's Club Pie Sale: Held the Sunday after Labor Day weekend, in conjunction with "What the Hay" festival in the small town of Utica. Stop by the historic cabin that serves as the Utica Women's Club, and score homemade pies to die for.
Gateway Orchard Fruit Stand on Montana Highway 35 just north of Polson: Stop by for huckleberry pie and other seasonal filler flavors, along with canned Flathead cherries, jams and jellies.
Anytime Pies
Stop into these epic, small town cafes for delicious pie year round:
Yesterday's Calf-A, Dell
Park Café, St. Mary
Stray Bullet Café, Ovando
Avon Family Café, Avon
Corinne Garcia and Lynn Donaldson are frequent contributors to Montana Magazine. Garcia writes from Bozeman. Donaldson is based in Livingston.
Rhubarb Cream Pie from the Crossing Bar and Grill at Fetty's
"This is a recipe that I've used for 18 years. It was in the recipe file from my previous restaurant, The Big Hole Crossing. I did make one adjustment four years ago when a customer suggested I use vanilla extract instead of nutmeg for the spice. The vanilla brings out the flavor of the rhubarb more."
–Courtesy of Diane Havig, The Crossing Bar, Wisdom
1 1/2 cups flour
1/4 teaspoon salt
1/3 cup Crisco
1/3 cup orange juice
In a food processor, blend flour and salt. Add Crisco, pulsing until it's fully blended. Place in a large, shallow bowl. Add orange juice, half at a time, gently tossing after each addition. Compress into two balls.
4-5 cups chopped rhubarb, fresh or thaw frozen and partially drained
3 eggs
1 1/2 cups sugar
1/4 cup flour
1 teaspoon vanilla
Mix filling ingredients together and place on top of the uncooked bottom crust in a 9-inch glass pie plate. Make the top crust into a lattice, allowing steam to escape for a better set. Put an egg wash on the top, and cover the edges with foil. Place pie in a 375-degree oven for approximately one hour. The pie will be brown on the top and bottom, and puff up slightly in the middle.
Grizzly Guardian finds wild calling
By Corinne Garcia, Photos by Erik Petersen
Not just anyone would opt for a bear as a pet in lieu of something a lot less intimidating. But for Casey Anderson, an animal lover and naturalist who has made a career out of working with and exploring some of the world's most feared animals, somehow it doesn't seem so strange. Host of the National Geographic Channel series "America the Wild," the fifth generation Montanan has paved his own way through the animal kingdom, going from hobby tracker to wildlife expert and spokesperson.
In 2002, Anderson met Brutus, a grizzly cub who was just the size of a squirrel. Through this quirky bear, and other wild animals he has come to know and understand, he has been able to dispel many myths about predators. But first, Anderson had to learn about them himself.
What is Brutus like today? He's a one-of-a-kind bear living at Anderson's Montana Grizzly Encounter outside Bozeman.
To view videos of Brutus, as well as other bears at the sanctuary, visit the santurary's bearcam page.
To read the entire feature on Casey Andereson, find this issue on newsstands now. To read more about Montana all year, subscribe now.
Montana's New Nashville
On a warm Monday evening last August — a weekday night that typically has little going on in the way of live entertainment — music was pouring out of Peach Street Studios located in an historic red brick building on Bozeman's northside.
The crisp sounds of acoustic guitar were accompanied by the solid, soulful voices and haunting harmonies of a Washington, D.C.-based band called Vandaveer. The next night, it was The Farewell Drifters, a hipster-esque folk band out of Nashville, the night after it was Texas country singer Dale Watson, and on other evenings Montana's own singer-songwriters took the stage.
With 24 shows in July and August, it was almost as if, to quote the Grateful Dead, "the music never stopped."
If there ever was a music hub for singer-songwriters in the Rockies, a mini-Nashville of sorts, this is it. Peach Street Studios is the headquarters of "Live from the Divide," a weekly radio show that is a "Celebration of the American Songwriter."
To read the rest of Garcia's story on Live from the Divide, find this issue on newsstands now. To read more Montana all year, subscribe now.


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New Lapierre Downhill Bike Launches At Fort William
It's a new, 210mm downhill bike from Lapierre. It has 27.5in wheels.
Fresh Goods Friday 187
It's been a busy but short week here at ST Towers especially for the delivery drivers
Fresh Goods Friday 171
Yay it's the last pre-crimbo Friday before the festival of beige food binging begins
Midweek Mini Movies 176
There's a blue sky out there and trails that need riding. Here's something to keep you going 'til its time to escape
Midweek Mini Movies 174
If we succeed in just one person sacking off work and daydreaming about riding bikes, it will all be worthwhile
Midweek Mini Movies 169
It's not the weekend yet? Top up your stoke with this week's finest selection of two wheeled televisual treats
Midweek Mini Movies 168
It's time to slack off and view the latest helping of bike videos, served up for your viewing pleasure


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- PeruFoodFunding via Edpyme Alternativa
SaulPeruFoodFunding via Edpyme Alternativa
Jesus AntonioPeruRetailFunding via Edpyme Alternativa
Andres Roberto
He started this business because he came up with the idea of having his own enterprise where he could support himself and get ahead solely on his own. Andrés previously worked on a farm, which enabled him to earn money and save toward what he needed to start his new business.
With the help of Kiva lenders, Andrés will be able to buy a few things for his home as well as secure a freezer to better preserve the quality of his ice cream. He is very pleased with the assistance that has been provided. Andrés will also be able to gather what he needs to open either a store or a pastry shop, as well as have a nice ice cream shop in the end. He says with a laugh, "It may sound funny, but I plan to accomplish what I set out to do."
El inicio este tipo de negocio debido a que tenía la idea de que debía tener un negocio propio donde podría mantenerse y salir adelante solo. Anteriormente ha trabajado en una chacra, este trabajo le permitió juntar su dinero y ahorrarlo para comprar lo necesario para su nuevo negocio.
Con la ayuda de los prestatarios Kiva el podrá comprar algunas cosas para su hogar y así comprar una congeladora asegurada donde podrá mantener mucho mejor la calidad de sus helados. Él está muy contento por la ayuda que le podrán brindar, debido a que así podrá juntar lo que necesita para crear una bodega, o una pastelería o por fin tener una muy bonita heladería, entre risas dijo " Aunque parezca gracioso si yo me lo propongo lo lograré"
Additional Information
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country's agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru's National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Peru
43View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Feb 22, 2012
- Listed
- Feb 29, 2012
- Currency Exchange Loss:
- Possible
- Ended:
- Mar 15, 2013


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Create your own children's book
Published On: Feb 15 2013 01:22:32 PM CST Updated On: Mar 07 2013 09:18:38 AM CSTSorry, Flash is not supported.
The views expressed are not those of WCTI12.com, WCTI NewsChannel 12 or its affiliated companies. By posting your comments, you agree to accept our terms of use.


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- Sold for: Start Free Trial or Sign In to see what it's worth.
- Item Category: Advertising
- Source: eBay
- Sold Date: Mar 17, 2011
- Channel: Auction House
THIS AUCTION IS FOR APURE OIL SIGN 6' SIGN 18' TALL OVERALL BOTTOM OF POLE IS BENT SEE PICTURE SIGN HAD BEEN PAINTED OVER ON BOTH SIDES WITH WHITE PAINT SOMEONE CLEANED MOST OF THE PAINT OFF ONE SIDE THE OTHER SIDE STILL NEEDS CLEANED YES I HAVE A HUGE LOADER TO LOAD THIS ON YOUR TRAILER PLEASE SEE PICTURE FOR OVERALL CONDITION EMAIL ME WITH ANY QUESTIONS AT OHIO RESIDENTS ARE REQUIRED TO PAY 7% SALES TAX UNLESS TAX EXEMPTION DOCUMENTS ARE PROVIDED I GUARANTEE YOUR SATISFACTION! PLEASE READ ALL OF THE AUCTION TERMS LISTED BELOW.....YOU AGREE TO THEM BY BIDDING. IF IT IS NOT LIKE I SAY IT IS YOU DO NOT HAVE TO BUY WHEN YOU COME TO PICK IT UP, AND I WILL HAVE NO HARD FEELINGS :-) MUST BE PAID FOR WITH IN 7 DAYS FROM END OF AUCTION! WINNER MUST CONTACT ME WITH IN 24 HOURS AFTER THE END OF AUCTION OR I WILL RELIST ITEM. YOU CAN PAY AT TIME OF PICK UP IF WITH IN THE 7 DAYS The long term storage of paid for items is causing all of us more and more problems. I can store paid items for up to 30 days and then the item will be disposed of without compensation . If you need more time, contact me prior to the 30th day . Each additional day will be $10.00. I assume no liability for the safety or protection of the item. When the item is accepted and leaves my possession, whether personally or by carrier, it cannot be returned for refund or adjustment. It is then an as-is sale. NO SUNDAY PICKUPS JUST ABOUT ANY OTHER DAY WILL WORK PLEASE MAKE AN APPOINTMENT. DO NOT JUST SHOW UP I MAY NOT BE AROUND THAT DAY! Or you can arrange for a trucking firm to pick it up. I DO NOT GIVE OUT TRUCKING QUOTES. . Or I can deliver this to your home for $2.50 per loaded mile paid up front and is not refundable PER MAP QUEST ZIP CODE TO


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- 4-hour sightseeing tour of Tlaquepaque and Tonala from Guadalajara
- Explore two typical towns of Jalisco and hear a traditional mariachi band play
- Meet workshop artisans who make Mexico's traditional handcrafted goods
- Learn about the rich history of the region from your expert guide
- Hotel pickup and drop-off by air-conditioned minivan included
- Small-group tour limited to 13 ensures a more personalized experience
What You Can Expect
Customer Reviews
May 2015
Ricardo was wonderful. Very easy for us to understand. I was a woman touring alone while my husband was working in Guadalajara and he never let me out if his sight. I felt very safe and comfortable. His English was good and he recommended eating places and was very courteous. He was a very good tour guide. My only recommendation is that he have a name badge to identify himself. I was somewhat apprehensive getting in an unmarked vehicle with a stranger. He did know my name and g
He approached me at the Hilton. You have to pay attention to the smallest of details and I would have liked an identifiable sign.
August 2014
Great day. Go to El Patio for lunch and to see the all woman mariachi band
March 2015
It was really nice. Ricardo ( the Gide) new a lot and nothing was to much for him.
I now now a lot more of the area and Mexico.
I can recommend this tour to every one who wants to see more then a big city.


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Dilation Teacher Resources
Find Dilation educational ideas and activities
Showing 41 - 60 of 189 resources
How Do You Make a Figure Larger Using a Dilation?
A dilation increases or decreases the size of a figure. In this lesson the teacher shows you how to use a scale factor of three to dilate the given figure. She identifies the ordered pairs, multiplies them by three, plots the new...
4 mins 6th - 10th Math
Studying the Properties of Figures Created through a Dilation
In this geometry worksheet, students walk through several exercises to determine the effect of dilation when the scale factor is less than 1, greater than 1, or equal to 1 as well as the effect on the lengths, area, and vertices of a...
9th - 12th Math
Defining Transformations that Create Congruent Figures
Rotations, reflections, and translations are explored as geometers rotate through three different stations and develop their own definitions for these terms. Afterward, they work in small groups to classify different figures based on...
7th - 9th Math CCSS: Designed
Exploring Quadratic Data with Transformation Graphing
Using a data collection device to collect data regarding a bouncing ball, young scholars use various features on graphing calculators to experiment with the parameters of the vertex form of the parabola and their effect on the shape of...
9th - 12th Math CCSS: Designed


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Medvedev: Assad made 'fundamental' mistake
|Radio Free Europe/Radio Liberty
|Publication Date
|27 January 2013
|Cite as
|Radio Free Europe/Radio Liberty, Medvedev: Assad made 'fundamental' mistake, 27 January 2013, available at: http://www.refworld.org/docid/5122359b23.html [accessed 28 May 2016]
|This is not a UNHCR publication. UNHCR is not responsible for, nor does it necessarily endorse, its content. Any views expressed are solely those of the author or publisher and do not necessarily reflect those of UNHCR, the United Nations or its Member States.
January 27, 2013
By RFE/RL
Russian Prime Minister Dmitry Medvedev
Russian Prime Minister Dmitry Medvedev has said that Syrian President Bashar al-Assad made a "fundamental, perhaps fatal" mistake by not implementing political reforms and drawing in the opposition more quickly.
He made the remarks in a wide-ranging interview with the U.S. network CNN, a transcript of which was posted on Medvedev's official website.
Medvedev emphasized that the Syrian people, not outside forces, must ultimately decide Assad's fate.
He blamed the fighting in Syria equally on the government and the "irreconcilable" opposition that he said includes elements of "Islamist radicalism."
Medvedev also spoke at length about the case of anticorruption lawyer Sergei Magnitsky, who died while in pretrial detention in 2009. Medvedev said Magnitsky never fought against corruption but was instead "an ordinary corporate accountant or lawyer who served his boss."
He said Magnitsky's death while in custody should be investigated, but that such incidents also happen in the United States and in Europe.
Medvedev criticized the so-called Magnitsky law, a U.S. measure that applies targeted sanctions to Russian officials accused of human rights violations. He said that although every country has the right to deny admission to foreigners, it was wrong of the U.S. Congress to brand an entire group of Russians as criminals without the benefit of a trial.
Adoption Law 'Not Tied' To Magnitsky
He said the situation is bad for U.S.-Russian relations and for international legal practice.
Medvedev defended the Russian Duma's response to the U.S. Magnitsky law, in which it banned the adoption of Russian children by American citizens. He said the antiadoption measure is not "legally or factually" tied to the Magnitsky law.
He said that although "a large quantity" of the Americans who have adopted Russian children over the last 20 years have raised them properly, Russians "not infrequently" get information about adopted Russian children who died or were abused by their adoptive parents.
He added that "75 percent of Russian are against foreign adoptions."
The prime minister also commented on U.S.-Russian relations, saying that there has been no progress in recent months on the dispute over U.S.-led plans to install a missile-defense system in Europe.
He said the U.S. position on missile defense would prevent the two countries from agreeing to any further reductions in strategic nuclear weapons.
Medvedev also said that he did not seek a second term as Russian president because he did not want to create a split within the "political force" represented by himself and President Vladimir Putin.
He said he cannot rule out continuing his political career after his time as prime minister.
Link to original story on RFE/RL website


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Sonjay Dutt Shares Feelings On TNA's X-Division, Sabu & Raven, More
Highlights of a new Sonjay Dutt interview.
Amazing Red's WWE Tryout, Punk Says He Always Main Events, Mason Ryan
Will WWE hire the former TNA star?
More on Amazing Red at WWE NWO, WrestleFest Update, Eight-Man Match Advertised
Who brought Red to the WWE PPV?
Amazing Red & TNA Part Ways
One of the first high-flyers of the TNA X-Division has parted ways with the company.
Impact Rating Is In, TNA Dropping A Character
Find out which gimmick is being removed from Impact Wrestling storylines.


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Item Size: S Weight:46Kg/101.4Lbs Height:160cm/63.0in Bust:34D Waist:70cm/27.6in Hips:93cm/36.6in Overall Fit:Small
really hot dress perfect to the summer nights!
Love it! ;)Looks soooo nice!
Very beautiful, like blue dress
Interesting sleeveless chiffon dress, original idea and I think that it would make a stunning look. I can't miss it.
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found a new home!
Plenty of my friends are looking
for one too. Find a pet to adopt.
I am already neutered, housetrained, purebred, up to date with shots, good with kids, good with dogs, and good with cats.
Harry, a Vista Siberian Husky puppy was adopted! Here's how you can benefit by looking at adoption as an option to buying a Siberian Husky for sale in Vista, or seeking a Siberian Husky puppy from a breeder in Vista.


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- GhanaFoodFunding via Kingsbridge Microfinance Ltd
Anteh We - ...GhanaFoodFunding via ID Ghana
Top-Class G...GhanaFoodFunding via ID Ghana
Sesa Me Trust Bank Group
For the past 15 years, Theresa has operated a trading business where she sells smoked fish. She also trades in wax cloth (printed fabric) and shoes. She plans to use the loan to purchase more smoked fish. Her future dream is to open her own shop where she can sell her products.
Theresa is currently the leader of the 12-member trust bank group named "Sesa Me", which means "Change me" in Twi. Twi is the language most commonly spoken in Ghana, especially in the Ashanti region. The other group members are engaged in trades such as smoked fish seller, wax cloth seller and grocery seller. They hope to receive the loan to enable them to buy various stock to grow their businesses and provide more support to their families.
Additional Information
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Ghana
19View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Apr 23, 2010
- Listed
- May 17, 2010
- Currency Exchange Loss:
- Possible
- Ended:
- Oct 5, 2010


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Nothing makes your child believe in Santa more than a special gift that is personalized with their name and is given to them directly from Santa. Santa's letter gives your child a glimpse into the goings-on around the North Pole in prepartaion for the big delivery on Christmas Eve. They will be able to imagine how delicious Mrs. Claus' cookies are and how colorful the workshop looks when it is decorated. The personalized coloring book that accompanies the letter tells a story about visiting the North Pole. The interactive story includes delightful images to color and a maze too. The Christmas Letter from Santa and Personalized Coloring Book are easy to order and very affordable yet make a very memorable gift for your little believer. Order yours now!
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text: FREE BIC Cristal Pens at Target & Walmart Many Walmart & Target Stores have Bic Stic Grip 7-Count Easy Glide and Crystal 10-Count Ball Point Pens for $0.99. Use this $1 OFF coupon to make it free. Flag this deal What's the matter? Choose a reason Dead deal Duplicate Bad link Spam Inaccurate No value Alive again Edit deal ilene285 Jan 06, 2013 Great deal on free pens. There is no better deal than this. Reply THartz606 Jan 05, 2013 I can always have some extra pens around the house. Thanks for the post. Reply poe601 Jan 05, 2013 Thanks for posting, going there today and will add to my list. Reply seanvcxz Jan 04, 2013 Gotta love free pens! There was a deal on here the other day for like $1.88, but this one blows that one out of the water. Reply themoneyman1113 Jan 04, 2013 Nice freebie, will keep this in mind. $1 off making it free is worth the printer ink :--) Reply MdavidK30 Jan 04, 2013 Thanks for sharing- this is great! Reply YesBoss Jan 04, 2013 Free Pens, Thanks For Sharing The Post . Reply dvinegrace83 Jan 04, 2013 very inexpensive, reliable brand. even better that it's free! Reply Load More Comments


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James Kovacs
James Kovacs is an independent architect, developer, trainer, and jack-of-all-trades specializing in agile development using the .NET Framework. He is passionate about helping developers create flexible software using test-driven development (TDD), unit testing, object-relational mapping, dependency injection, refactoring, continuous integration, and related techniques.
He blogs on CodeBetter.com as well as his own blog, writes articles for MSDN Magazine and CoDe Magazine, and administers TeamCity.CodeBetter.com - a CI server for open source projects. He created psake, a PowerShell-based build automation tool, to save developers from XML Hell.
James is a Microsoft MVP and card-carrying member of ALT.NET - a group of software professionals continually looking for more effective ways to develop applications. He is the Agile Track Chair for DevTeach, Canada's largest independent Microsoft conference, and one of the organizers for ALT.NET Canada. He holds a variety of designations, including MCP, MCAD, MCSD, and MCT. He received his Bachelors degree from the University of Toronto and his Masters degree from Harvard University.
- Calgary, Canada
- jameskovacs.com
- Member for 6 years, 4 months
- 997 profile views
- Last seen May 26 at 18:04
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Good Morning Sunshine by MYPeanutGalleryWatch
©2013-2016 MYPeanutGallery
Red-bellied woodpecker on our fence.
Beautiful bird . Good work .^^
What a beautiful bird!
Super beautiful bird)
Beautiful shot
What a cutie. Good pic!
Nice guests you have!
Sweet portrait of this beautiful woodpecker!
Very impressive shot.
Wow!! Such a fantastic capture!!!
So nice colors.
Great capture!
great catch
OMG what a cutie!!! gorgeous shot!!!!
Wow, a GREAT shot!! ^^


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Damon Heart deserves credit: not only is he excited to take on the huge endowment of Rafael Carreras, but he also tests his bottoming skills with Javi Velaro at the same time. Some might shrink from the challenge (figuratively and literally) but Damon goes after them both. But there's only so much dick anyone can take, so Javi jumps in to save the day; he offers himself up as a bottom for Rafael and Damon alike. And when I say he offers himself up -- he takes both of their dicks at the same time in an ass-stretching double-penetration sequence!
Alejandro Alvarez and Josh Milk have been asking for a while to film a scene with Michael Lucas, and combined with Josh's desire to get his ass fucked raw by two cocks at the same time, the production team at Lucas Entertainment worked some scheduling magic to make sure it happened. Both Josh and Alejandro take their time sucking on Michael's cock before he fucks them both. While Alejandro Alvarez enjoys a rough fucking, it is Josh Milk who takes two cocks bareback up his ass at the same time in this encounter. To enjoy more bareback gay porn videos please press here.
Dato Foland takes center stage alongside the adorable Theo Ford, handsome Logan Moore, and hot newcomer Craig Daniel. When the three aforementioned Lucas Men learned that Dato was exclusively performing for Lucas Entertainment, they wanted their time on film with him. Theo is hungry to get his ass fucked from the beginning, so Craig answers his need and starts raw-dogging him; Logan, meanwhile, bends over for Dato to fuck him before everything is switched up and Theo Ford and Dato Foland double penetrate Logan Moore. Enjoy more bareback gay porn videos.
It's apparent that Addison Graham is enjoying himself fucking Shawn Andrews in the ass bareback -- their hook-up is still going on with each and every thrust when Taye Knight lets himself into their apartment. Without a word he stuffs his dick into Shawn's mouth, and he loves the additional attention. The party is completed when Andrew Markus enters: Taye gets him on his back while Addison continues with Shawn. But Taye misses Addison's sweet ass, and gives him a bareback fucking for remembrance of their first!
Jonathan Agassi next leads us to the gorgeous Cuban bombshell Rafael Carreras as he hangs out in an alley. He's greeted with an intense kiss from Canadian hunk Ryan Russell, who quickly pulls Rafael into an empty studio. They pull off their clothes in between deep kisses and heavy breathing; Rafael, taking control from the start, urges Ryan to worship his muscled body with his eager mouth.Rafael's pants fall below his underwear, revealing his stiff rod bulging beneath his briefs. Ryan can't keep his hands off, teasing it with his puckered lips to come out and play! This leads to a deep blowjob -- Rafael pushes Ryan's head up and down, causing him to swallow all 10 inches.But this is only foreplay. Rafael, being the aggressive top he is, preps Ryan's hole with two dildos. And as he's fucking him with these toys, he sporadically pulls them out and thrusts his own hot meat inside! But the intensity boils over when Rafael double-fucks Ryan with both his own dick and the black dildo. Ryan -- helpless on his back -- can only throw his head back and moan until Rafael is finished having his way with him!
Michael Lucas and Harry Louis are getting down to business on an elegant, black dining room table. First thing on the menu? Harry's luscious ass, which Michael feasts upon with pleasure. Harry feeds on Michael's pole in return, resulting in a tabletop 69. Dean Monroe cruises the duo and initiates a threesome by stripping naked. Gorgeous Dean seamlessly inserts himself into the action by playing with Harry's tanlined ass. Harry and Michael turn on Dean and give his on a-hole some action, before Michael and Dean both take Harry's cock down their throats. Michael pounces on Dean and fucks him as he swallows Harry's piece. Harry takes his turn riding Dean and Dean winces from the size of it. The three continue swapping until Dean is drenched in the sum total of their cum.
Toned and scruffy Jack MacCarthy comes across the tattooed twink bottom Murphy Maxwell and immediately shoves his cock down his expansive throat. Murphy greedily swallows Jacks girth like an obedient boy, before turning the tables and engaging his new friend in a mutual suckfest. After Jack prods, slurps, and fingers Murphys tight hole, things take a turn for the kink. Some hot doggy-style fucking paves the way for an enema, before Jack grabs for the nearest phallic object (in this case, a water bottle) with which to fuck the submissive slut. Soon hes double-penetrating him with a dildo and his own cock. The chaos crescendos with the two spewing cum across each others face in this full-tilt freak fest from the international romp, Rafael in Paris!
Three studs (Rafael Alencar, Marco di Lucca, and Miguel de Palma) strip down to their skivvies in a pre-fab Parisian apartment, in this scene from Rafael In Paris. Marco and Miguel feast upon Rafaels bulging pectorals, tonguing his nipples before paying a visit to his armpits. The cocks come out, and Rafaels two boy toys drop to their knees to slurp his monstrous cock lickety-split. The double-servicing, complete with flicking tongues and deep throats, is a prelude to the poly-positional action to come! Rimming and fingering decorates a series of intriguing poses, before the threesome form a perfect fuck chain. Marco takes both Miguel and Rafael in a stunning double-penetration performance, and a climax comes from Rafael into both boys mouths at once!
This three-way scene from Rafael in Paris includes twinky Andy O'Neill, and studs Antonio Cavalli, and Marco Salguerio./R
Glenn decides to take a late-night swim with Kevin and Julian looking on. Kevin proceeds to dry Glenn off, but the gesture turns into fellatio fast. Soon Kevin has Julian's cock in his mouth too, and a hot threeway ensues. On the other side of the pool, muscle stud Tom Ryan and macho daddy Akos Piros can't help but watch the action. Akos sucks Tom off, taking a face full of semen in the process. Meanwhile, Glenn works up the courage to take double-penetration from Kevin and Julian, followed by Julian and Glenn sucking off Kevin at the same time until he shoots his load.
Jock stud Bobby York, twinky hottie Bodie and Latin hottie Rick Gonzales make this final threesome an audition to remember! Plenty of horny cocksucking transpires before Rick starts pounding Bodie from behind. The two flip flop and then Bobby has a go at Rick while Bodie takes Bobby from the back. The cum splatters everywhere as the three make out to conclude this hot volume of Auditions!
A picture perfect sunset is the setting for our scene with Michael Lucas, Wilfried Knight, and Jackson Wild. Michael starts by standing and having Wilfried deep throat his uncut dick. Jackson dives into Wilfrieds crotch and then inhales Michaels. Michael and Wilfried 69, then the two take turns and fuck Jacksons brains out in a variety of positions. Wilfried then places his legs over his head and gives Michael access to plow his hairy pucker. The threesome let the cum fly on each others muscular frames and then settle down to watch the sun dip over the bay.
In the final scene, Vista and Reed team up on Ericson as Lucas directs the scene from the sidelines. After some improvised foreplay with ice cream, Ericson manages to fit both guys hard cocks up his tight ass at once. Fans of double penetration wont want to miss this stunning threeway.
Rochelle tells his friends that the spark is going out of his relationship with Gonzales. Carlos Morales and boyfriend Christophe Blanc argue about monogamy, but Michael Lucas invites Rochelle to bring Gonzales to an orgy. Morales and Blanc prove that longtime lovers can have great sex, as Morales opens his luscious, insatiable ass to Blanc and a dildo at the same time.


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I have never had a bad shopping experience at winn-dixie. And my favorite part is the fuel rewards!
I visit this store in Arcadia,Florida at least once a week.I find the store very clean and well stocked , a big plus in my book.I find the people very polite and eager to help you.Ohhhhhh they do have other competion there,like a Super Walmart,Save-A-Lot,Sweet Bay, there,and believe me ,I have been in them all, as I have lived here since 1983 .
There is something about Winn Dixie that is a cut above all the rest.
They always have the best sales. In these hard times it's great to have a place to go where you really get your moneys worth. If you don't already have one, sign up for their rewards program. Just last week i got a coupon for 10 dollars off my next shopping visit


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- 145Promote
Throw Pillow
Dawnby The Dreamery
Throw Pillow made from 100% spun polyester poplin fabric, a stylish statement that will liven up any room. Individually cut and sewn by hand, each pillow features a double-sided print and is finished with a concealed zipper for ease of care. Sold with or without faux down pillow insert.
✯ ✯ ✯ ✯ ✯ 👍 !!!
Thanks, Wayne. :)
Gorgeous colors, Ann!! : )
This is a fantastic shot!
very nice pink tones, works great with the captured foliage
Beautiful tones!
Thank you, everyone!
Love the colors!
Thanks, Susan. :)
lovely shot Ann
Thank you very much, lisa & pigboom.
Thank you, Beverly. :)
thanks so much, catspaws.
Great work!
Thanks again, Kurt!
Beautiful colors
Thank you very much, Robin!
Love all the colors I've been seeing, so beautiful!
Thank you, Shawn. :)
Beautifully photographed, Ann!
love it, so pretty
Thanks, Christy!
Beautiful images!! Love it!
Oh, how very beautiful. Makes my eyes sing!
Thank you very much, Marine & Spoken!
gorgeous light ann!!
Beautiful capture!
Thank so much, Bruce & Twiggs!
Snatch the 101! Excellent shot.
Thank you, Chris!
Absolutely gorgeous
So beautiful~
Nature just has it all, doesn't it?! Gorgeous!
Yes, it does, indeed-- thank you, Helen!
Quite beautiful!
Thank you, Christopher!
Absolutely gorgeous work, my friend!~
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1 Park near Colusa, California
Williams, California 8.46 miles SW
Gridley, California 19.64 miles NE
Dunnigan, California 22.34 miles S
Yuba, California 25.62 miles SE
Yuba City, California 25.62 miles SE
Colusa, California (map) | (530) 458-4927
Sites: 15 | Latest Rate: $25.00 | 2 Reviews
|Clean Restrooms:
|Clean Showers:
Mar 2015 - $25.00
Cute, quaint, quiet, clean, small park. Only about 15 numbered spots, then a parking lot for another 15 or so rigs. Spots are spacious with nice room in between, lots of grass, nice cement table/benches but no fire ring. No big rigs in numbered spots, maybe in parking lot. No hookups, but running water available. Simple potties, no toilet seats, but clean. Great place to pedal around on your bike. Lots of dog walking occurs around park. - Duran
Apr 2013 - $26.00
The rate reflects a $2 senior discount. This is a California State Recreation Area now being managed by the city of Colusa. The prior review is unfair since the reviewer did not even stay at the park. There are 15 numbered sites with a rate of $28 per night. However, there is a big parking lot with many sites that are $13 per night. The only differences are grills and picnic tables for the numbered sites. If staying here again, we would probably stay at the unnumbered sites and pay half price. The campground is very nice and very well kept up in this very tidy town of Colusa. You can think of it more like a very nice city park, as that is how it is used by the locals. While staying we were treated to all types of interesting events including the local fire volunteers practicing. If feels very safe with highway patrol, sheriff, and local police coming through quite often. It is fairly quiet but with some highway noise noticeable at night, but not bad. There is a short nature trail but there are miles and miles of levees for hiking or biking. The small town has a decent grocery store. The park has a host that very enthusiastically welcomed us and offered to help. This is a great place to stay while visiting the various wonderful wildlife areas in the area. We found one of the sites with satellite access. Our Verizon cell phone and data card worked well. We would not hesitate to recommend this nice campground and will definitely stay here again. - TheJim


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Welcome to ringtone download service Audiko.net, where you can get the best ringtones for your iPhone. Today we have a ringtone of "blow my whistle" by DJ Aligator as well as 346 other ringtones by DJ Aligator. You can listen to all 6 DJ Aligator – "blow my whistle" ringtone variations available here and download it for free right now. You can also get other 3 albums produced by DJ Aligator for all time. "blow my whistle" is referred to Dance, and Audiko offer a huge amount of Dance melodies absolutely for free. And finally, we have collected lyrics for this track and you can view it here as well. So feel free to browse, listen, download ringtones at Audiko.net. Make your phone sound cool!
DJ Aligator Blow My Whistle Ringtone
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1 Jan 1900


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New Titanfall Games Planned for Smartphones and Tablets
October 29, 2015 - Respawn is partnering with Nexon to bring its mech-based shooter series to mobile devices.
Titanfall Sales Pass 10 Million Globally
October 5, 2015 - Respawn Entertainment boss Vince Zampella has thanked everyone who helped make this happen.
No Titanfall 2 at E3 2015, Respawn Confirms
May 29, 2015 - Respawn Entertainment won't be showcasing anything at this year's Los Angeles-based expo.
Scale Titanfall Stryder Comes With Working Lights, 100 Articulation Points
May 20, 2015 - The model from Good Smile Company includes over 100 points of articulation and a pilot with a uniform of real cloth.
Dragon Age: Inquisition, Battlefield 4, Titanfall, and More Discounted on Origin
April 2, 2015 - Score discounts on a plethora of classic games too.
Titanfall 2 Confirmed, Coming to Xbox One, PS4 and PC
March 12, 2015 - Respawn has confirmed a new Titanfall game is in development, and if it could do it again it wouldn't have platform exclusivity.
Titanfall Season Pass Content is Free on Xbox One and Xbox 360
March 10, 2015 - Titanfall fans can grab nine new maps across three DLC packs for free.
EA Says Titanfall 2 Will Likely be on Multiple Platforms
February 11, 2015 - EA's chief financial officer has revealed the next Titanfall game will "probably be a bigger footprint than just a single platform."
BAFTA Games Awards 2015 Nominees Revealed
February 10, 2015 - Alien: Isolation, Destiny, Dragon Age: Inquisition, Mario Kart 8, Shadow of Mordor and Monument Valley to duke it out for Best Game.
Xbox Live Deals With Gold Include Titanfall, Dragon Age: Inquisition on
January 27, 2015 - Save up to 80 percent on several different games.
The Latest EA Sale Has Titanfall for a Tenner
January 27, 2015 - Massive sale comes to Xbox LIVE users.
Most Commented Video Game Stories of 2014
December 29, 2014 - These are the stories IGN users were most passionate about in 2014, based on thousands of your comments.
The Most-Watched IGN Videos of 2014
December 26, 2014 - We break down the top 10 videos of 2014 across both IGN and YouTube.
Most Beautiful Video Game Moments of 2014
December 25, 2014 - Here are some of our favorite video game views of the year. Enjoy.
Dragon Age: Inquisition, Other 2014 EA Games Discounted on Origin
December 23, 2014 - A number of older classics are also available for PC gamers.
Respawn Founder Discusses a Secret Project and Titanfall's Future
December 19, 2014 - Plus, we may see future Respawn games on Steam from day one.
Titanfall Hits 7 Million Player Milestone
November 19, 2014 - Several million have piloted their Titans into combat since its March.
Podcast Unlocked Episode 171: Dreaming of Half-Life 3
November 19, 2014 - Old friend and current Ubisoft community developer Dan Amrich sits in for the whole show and talks a bit about Rocksmith 2014, now for Xbox One.
EA's Successful Quarter Punctuated by Gamer Engagement
October 28, 2014 - When it comes to engagement, EA has done very, very well for itself.
Details of Titanfall's Newest Modes Outlined in Live Stream
October 22, 2014 - On a livestream today, Respawn laid out the details of what is the biggest update to the game since launch in March.


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MTOA 2012 Southern Rendezvous – Amelia Island, Florida
Pirates Galore at the MTOA 2012 Southern Rendezvous
Since pirates played a major role in the settlement of Amelia Island the local gang helped kick off the start of the MTOA 2012 Southern Rendezvous, in Fernandina Beach, at the first morning meeting.
MTOA is only one of a couple of the boat clubs we belong to. The club is non-profit and member operated – the yearly events are lots of fun. Every time you volunteer to contribute to the club or an event, you gain a turtle pin. It's not hard to see who the hard workers are as the turtle pins are proudly displayed during the rendezvous.
The goals of MTOA and its members include the following:
Maintenance and repair problem solving.
Training and education for our captains and first mates.
Ownership and resale of our member vessels.
Activities and social events for our members and guests.
Information exchange and dialogue amongst our membership.
For more info visit: http://www.mtoa.net
We were busy on our boat the day of the boat crawl. Lots of people are curious about trailerable trawlers, especially the "cute" Ranger Tug.
Lots of activities, seminars, dinners and other social events kept us all busy during the 4-day event. We were happy to be able to spend more time with good friends Louis and Diane, on Bella Luna (above).


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Even though investment returns are low, and likely to remain so for the near future, many insurance company stocks have come to life over the last six months. One of the strongest has been Allied World Assurance (NYSE:AWH), a relatively small global insurance company that splits its activities among American and international insurance and reinsurance. While there are a lot of fine attributes that make Allied World a solid hold, the momentum in the stock has taken the cheapness out of the name.
Investopedia Broker Guides: Enhance your trading with the tools from today's top online brokers.
Strong Premiums, but Iffy Pricing
Like other insurance companies including W.R. Berkley (NYSE:WRB) and XL Group (NYSE:XL), Allied World has been reporting some solid premium growth recently. In the first quarter of 2012, for instance, net written premiums grew more than 20%.
While many insurers have talked about hardening markets (that is, prices moving up), Allied World's experience suggests that the improvement has not be universal or even. Overall, rates moved up more than 3%, but there was a huge spread between lines like professional liability insurance (where D&O was flat to up 2%) and U.S. property where prices rose by double-digits.
SEE: Options Trading: How Implied Volatility Affects Calendar Spread
One of the bear stories on Allied World has been that the company is too exposed to lines with little (or even negative) pricing leverage. One quarter does not dispel this concern (and, frankly, worries about sagging rates is an evergreen bear story), but it's clear that some markets are strengthening significantly.
Good Trends and an Attractive Balance Sheet
Allied World also seems to be making good progress on its profitability, as the expense ratio in the last quarter looked pretty good. It was also noteworthy that while the loss ratio was a bit higher than many analysts expected for the first quarter, it was only a small miss and a lot of the difference was from relatively uncommon man-made accidents like the Costa Concordia.
Overall, Allied World looks to be in very solid shape. Estimating redundant capital levels relies on a huge amount of guesswork, but relative to companies like Arch Capital (Nasdaq:ACGL) and XL, Allied World seems to be in very good shape (with perhaps 10% redundant capital). That points to the possibility of further positive reserve developments.
SEE: Intro To Insurance: Fundamentals Of Insurance
The company's investment portfolio remains weighted towards short duration assets, with notable concentrations in corporate debt and sovereign debt of countries like Canada and Germany. All in all, it seems fair to say that Allied World's portfolio is such that if this portfolio goes south, there are going to be some widespread problems in the market.
Allied World is also in solid shape from a deployable cash perspective. There's a half-billion dollar buyback in place, and I would suspect that the company is on the prowl for deals. With valuations moving up, though, it may be hard to find attractive targets. Likewise, the company may choose to use some of that capital to write even more business.
The Bottom Line
I like how Allied World has evolved over the years, moving from a heavier weight on long-tail policies to a more diversified mix, as well as broadening its overall mix of business while carving out special excellence in areas like professional liability and healthcare. It's also very much worth noting that this company has delivered the goods in terms of performance over the years--posting good book value growth and market returns.
SEE: Exploring Advanced Insurance Contract Fundamentals
Like Arch Capital and W. R. Berkley, I think Allied World is a good candidate as a long-term holding, though investors have to realize that the insurance industry is vulnerable to a lot of external factors that are well outside of their control (including disasters and interest rates).
But also like Arch Capital and Berkley, I don't see Allied as especially cheap today. I suspect that my long-range ROE estimate (10%) may be too low, and that depresses the apparent fair value, but I would rather play it safe. Accordingly, Allied World looks as though it may be 0-10% undervalued, which isn't really enough to entice me to buy the shares of even a well-run insurance company.
Use the Investopedia Stock Simulator to trade the stocks mentioned in this stock analysis, risk free!
At the time of writing, Stephen D. Simpson did not own shares in any of the companies mentioned in this article.


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Emma Stone rocks a D&G dress on the cover of Glamour magazine's May 2011 issue.
Here's what the 22-year-old actress had to share:
On the best advice her mom's given her: "She is the greatest person on earth. She always helps me deal with things as they happen instead of planning them all out ahead of time. But that's one of… Continue reading Emma Stone Covers 'Glamour' May 2011


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Stock Number: ES673732
Manufactured by Hoover
Usually despatched within 2 weeks About despatch times
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This part is compatible with Hoover DH836TNORD Dishwashers
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30 Arduino Projects for the Evil Genius30 Ways to Have Some Computer-Controlled Evil Fun! "The steps are easy to follow...text is precise and understandable...uses very clear pictures and schematics to show what needs doing...Most importantly these projects are fun!"--Boing Boing This wickedly inventive guide shows you how to program and build a variety of projects with the Arduino microcontroller development system. Covering Windows,
$27.19The world of Raspberry Pi is evolving quickly, with many new interface boards and software libraries becoming available all the time. In this cookbook, prolific hacker and author Simon Monk provides more than 200 practical recipes for running this tiny low-cost computer with Linux, programming it with Python, and hooking up sensors, motors, and other hardware—including Arduino.You'll also learn
$46.39The MSP430 microcontroller family offers ultra-low power mixed signal, 16-bit architecture that is perfect for wireless low-power industrial and portable medical applications. This book begins with an overview of embedded systems and microcontrollers followed by a comprehensive in-depth look at the MSP430. The coverage included a tour of the microcontroller's architecture and functionality along
The Circuit Designer's CompanionThe Circuit Designers Companion, Third Edition, provides the essential information that every circuit designer needs to produce a working circuit, as well as information on how to make a design that is robust, tolerant to noise and temperature, and able to operate in the system for which it is intended. It looks at best practices, design guidelines, and engineering knowledge gained from years of
Programming 16-Bit PIC Microcontrollers in C: Learning to Fly the PIC 24• A Microchip insider tells all on the newest, most powerful PICs ever! • FREE CD-ROM includes source code in C, the Microchip C30 compiler, and MPLAB SIM software• Includes handy checklists to help readers perform the most common programming and debugging tasksThe new 16-bit PIC24 chip provides embedded programmers with more speed, more memory, and more peripherals than ever before, creating the
The PIC Microcontroller: Your Personal Introductory CourseJohn Morton offers a uniquely concise and practical guide to getting up and running with the PIC Microcontroller. The PIC is one of the most popular of the microcontrollers that are transforming electronic project work and product design, and this book is the ideal introduction for students, teachers, technicians and electronics enthusiasts. Assuming no prior knowledge of microcontrollers and
Advanced PIC Microcontroller Projects in C: From USB to RTOS with the PIC 18F SeriesThis book is ideal for the engineer, technician, hobbyist and student who have knowledge of the basic principles of PIC microcontrollers and want to develop more advanced applications using the 18F series.The architecture of the PIC 18FXXX series as well as typical oscillator, reset, memory, and input-output circuits is completely detailed. After giving an introduction to programming in C, the
Introduction to Linear Circuit Analysis and Modelling: From DC to RFLuis Moura and Izzat Darwazeh introduce linear circuit modelling and analysis applied to both electrical and electronic circuits, starting with DC and progressing up to RF, considering noise analysis along the way.Avoiding the tendency of current textbooks to focus either on the basic electrical circuit analysis theory (DC and low frequency AC frequency range), on RF circuit analysis theory, or on
PIC Projects for Non-ProgrammersJohn Iovine has created his next masterwork with PIC Projects for Non-Programmers. Engineers and hobbyists new to the PIC who want to create something today will find a valuable resource in this book. By working through the accessible projects in this book, readers will use a symbolic compiler that allows them to create 'code' via flowcharts immediately, getting their projects up and running
Programming 8-bit PIC Microcontrollers in C
with Interactive Hardware SimulationMicrocontrollers are present in many new and existing electronic products, and the PIC microcontroller is a leading processor in the embedded applications market. Students and development engineers need to be able to design new products using microcontrollers, and this book explains from first principles how to use the universal development language C to create new PIC based systems, as well as
30 Arduino Projects for the Evil Genius: Second EditionSo Many Fiendishly Fun Ways to Use the Latest Arduino Boards! Fully updated throughout, this do-it-yourself guide shows you how to program and build fascinating projects with the Arduino Uno and Leonardo boards and the Arduino 1.0 development environment. 30 Arduino Projects for the Evil Genius, Second Edition, gets you started right away with the simplified C programming you need to know and
Introduction to Microelectronics
navy Electricity and Electronics Training SeriesMicroelectronics covers fundamental concepts of microelectronics, solid-state devices, and integrated circuits. Also has excellent information on high-reliability soldering techniques, and repair of microminiature components. Includes a really great section on of ESD and ESD precautions. Non-Resident Training Courses are designed to provide technical training to members of the US Navy and Fleet


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