text:
Online Accounts Lose Their Mojo
Those high-yield online bank accounts are getting stingier.
The Internet banks that lured customers with juicy rates on electronic savings accounts just a few years ago have cut their rates sharply—and some of their accounts are paying less than traditional brick-and-mortar competitors.
The average rate for online money-market accounts was 0.39% as of March 31, 2011, compared with 0.73% at traditional retail banks, according to Market Rates Insight, a firm based in San Anselmo, Calif., that tracks bank data. Before the financial crisis, online lenders offered far better returns on these accounts than their concrete rivals. In March 2007, for example, the average rate on online money-market accounts was 4.1%, compared with 3.2% at traditional lenders.
"In the good old days, before the recession, you could be assured that whatever rate you found online was higher than anywhere else," says Dan Geller, executive vice president at Market Rates Insight. "Not anymore."
While online lenders still offer slightly higher average rates on traditional savings accounts, the gap is quickly closing. Average interest rates on such accounts at Internet banks were 0.54% as of March 31, 2011, just slightly above the 0.45% offered by their brick-and-mortar rivals. In 2007, the gap between rates was 1.02 percentage points, according to Market Rates Insight.
Some online lenders are offering lower returns on savings accounts than their formally stodgy rivals. BankDirect, the online-banking division of Texas Capital Bank, offers 0.05% interest to customers with $10,000 or less in their checking accounts. That is half a percentage point less than what customers at traditional banker Pacific Mercantile Bank can earn on their checking account if they deposit more than $1,500.
Citigroup Inc., C -0.02 % meanwhile, has stopped promoting its e-Savings account, which it launched with much fanfare in 2006. Customers who open the online-only account will earn just 0.4% in interest, compared with up to 0.55% for a similar savings account opened in a branch or on the phone. And E*Trade Financial Corp.'s ETFC 0.25 % online-savings account, pitched with a 0.3% interest rate, is a far cry from the bank's March 2007 rate of 5.05%.
The industry's retreat from high-yield accounts comes at a time when banks are grappling with new regulations that are expected to drain billions of dollars of revenue from their coffers.
To make up for the lost revenue, many banks are raising fees and reining in rates they pay on deposits in stand-alone accounts. Add in soft loan demand, and there is a shrinking gap between the difference in what banks pay for deposits and what they charge for loans. That gap, known as "net interest margin," is a key measure of bank profitability.
High-yield online savings accounts took off earlier this decade, propelled by the success of ING Groep ING -1.66 % NV, which launched its online-only account in 2000. Called ING Direct, the account was touted aggressively in the U.S. with an advertising campaign that promised high interest rates and few strings attached.
Other banks soon piled on, eager for a way to gather customer deposits without incurring costs associated with building branches or paying tellers.
By 2006, savvy savers could collect annual yields of 5% from high-yield accounts offered by Citi, HSBC Holdings PLC and Emigrant Savings Bank. That was well above the average 3.3% being offered at the time by traditional money-market accounts.
Now, rates for online accounts are falling more quickly than rates for traditional ones. The trend began during the financial crisis, when the Federal Reserve started cutting interest rates to stimulate the economy.
An analysis by Market Rates Insight found that savings rates for online accounts have fallen 3.22% over the past four years, compared with a 2.28% decline in brick-and-mortar accounts. In part, that is because online banks typically offer one interest rate nationwide, Mr. Geller says, while the traditional banks offer a variety of rates around the country based on the economic conditions in each region, which gives them more flexibility.
The shrinking gap between rates means providers of online accounts will have more trouble luring customers away from traditional institutions, experts say. Ron Shevlin, a senior analyst at Boston-based consulting firm Aite Group, says consumers typically won't move their money to a higher-paying account unless there is a difference of at least two percentage points.
Traditional banks, for their part, are making it costlier for existing customers to take some of their money elsewhere. A growing number of banks are raising minimum-balance requirements, meaning that customers may be less inclined to move some of their savings into a higher-yielding account at an online rival.
Despite the trend toward lower rates online, some banks are continuing to promote their online accounts. American Express Co. AXP 0.37 % , for example, is mailing letters to cardholders that advertise interest rates of 1.15% on its savings accounts.
Write to Robin Sidel at email@example.com and Jessica Silver-Greenberg at email@example.com


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Hi guys I finished my first bike build about a month ago or so and have been riding to a from work and taking some longer rides just for fun and exercise since I am a Clydesdale and I want to be a better rider and loose some weight.. anyways I have been suffering from a car payment and insurance payment for about two years I don't make a ton of money and feel that $550 a month could go to something more us full but I am having some doubts about just giving up my car since its so convenient for drive through and the like I spent quit a bit of money on building my bike and want to keep it and I am worried about it getting stolen.. eventually I will get another frame to build for a utility bike but for now my only bike has a multi purpose and will be getting a bike rack that will suit panniers but for now I will have to use my trusty backpack. after all that I have some questions, what are procedures about going to a restaurant that doesn't have a spot to lock your bike up or no pole in sight, for instance there is a local Mexican fast food joint I like to get a burrito from but they don't have a spot to lock up a bike can I just take it in the diner with me? most secure way to lock, I have an industrial lock and a 4500lb shear strength chain that is DOT approved for tying off a load on a big rig trailer (I almost broke the hydraulic chain cutter that we have at work for chain we sell and that thing is rated at 2 tons) so what method of locking my bike is the best? through the frame and rear wheel and take off the front? I will also be equipping my bike with a brooks swallow saddle so I would hate for that to get stolen...
Well for right now those are all the questions I have if you guys could help out I would really appreciated the advice from a veteran. any thing to make the transition from car to bike easier.

subset: commoncrawl


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Edited Routine in new post in this thread
Edited Routine in new post in this thread
Last edited by bgb1990; 05-23-2011 at 01:02 PM.
It's a fuckton of volume. Some of the back work looks kind of redundant. I don't understand the reasoning behind the cable rows after the barbell rows and the lat pulldowns after the chinups.
EDIT: Post edited due to concerns over suggested routine. My apologies BGB.
Last edited by chevelle2291; 05-18-2011 at 09:20 PM.
Need to know what your goals are and a little backround. overall looks solid, one critique I would have a complete rest day where you dont do anything evev cardio
@chevelle thanks for the input. one question though is that routine he outlined there seems like a lot of volume too. like he has 3 pressing exercises back to back to back for chest.
@goll my goal is to use this bulking. i used to use a routine like this and then plateaued so i switched to 5/3/1 and have been on that for a while. so would u suggest taking sunday off and moving HIT to a different day?
Well, it is a good amount of volume, but he is really only doing two maximal sets to failure for most exercises. The other sets are just heavy work sets, not maximal effort. You're only working that muscle 1x a week so you should be hitting it with a decent amount of volume.
Any reason you want to lift 5x a week? You could probably just do a 4-day chest/legs/shoulders/back split and get along just fine. IMO, you don't really need one day for just arms, but that's up to you.
i wanted to give arms their own day cause they have been lacking a lot lately. i only have 14.5" arms and want that to get bigger.
BGB, I deleted the program I posted because i had some concerns over the routine and it's decision to put legs/back training back-to-back. I thought it would be a bit much on one's lower back.
I'd strongly consider HCT-12 from personal experience (I'm using a version of it right now) or else just a basic 4-day split of chest/legs/shoulders/back like you were doing on 5/3/1. Up the volume, ramp up to one or two all-out sets, 1-3 exercises for each muscle group and that's it.
This is a four day I think would bring decent results. I"ve never done it, I just came up with it. Take that for what it's worth:
Monday: Chest/Triceps
Incline Barbell Press
ramping set
ramping set
Flat Dumbbell Bench
ramping set
Dips or Close-Grip Bench
ramping set
ramping set
Dumbbell Flys or Cable x-overs
Cable Tricep Extensions
ramping set
Squats or Front Squats
ramping set
ramping set
ramping set
1x10-20 (preferably 20)
ramping set
ramping set
Hack Squat or Close-stance leg press
ramping set
ramping set
Lying Leg Curls
ramping set
Wednesday: OFF/Light cardio
Thursday: Back/Biceps
Rack Pulls or T-bar Rows or Deadlifts
ramping set
ramping set
ramping set
Dumbbell Rows
ramping set
Close-grip Lat Pull-Downs
EZ Bar Curls
Incline DB Hammer Curls
Friday: Shoulders
Seated or Standing Military Press/Calves
ramping set
ramping set
ramping set
Seated Calf Raise
1x10 (slooowww negative, pause at bottom)
Seated Military DB Press
DB Side Laterals
Rear Delt Pec Deck or Lying rear delt raises
DB Front Raises
ramping sets are just some moderately heavy sets to get used to the movement. Your focus should be on the two final sets for each lift. You can increase the volume if needs be and if you can handle it.
I hear you on the arm day, I really do. My arms suck too. However, I really don't think you're going to notice much of a benefit from one day of just arms. If you want to do it then I'd just tack it on to the end of the week and do two exercises, 2 sets each for both bis/tris. Perhaps forearms as well.
Last edited by chevelle2291; 05-18-2011 at 09:44 PM.
whats the difference then between ramping sets and pyramiding? cause when i pyramid i usually dont fail on the last one for the first 3 sets where i do 10 reps, 8 reps, or 6 reps
I'm not a big fan of pyramiding. I think it is flat out stupid to do a set of 12 reps, 10 reps, 8 reps, etc. and then do your heaviest set, 4 reps, last. RPT, or reverse pyramid is much better IMO.
ramping is just an approach that decreases the risk of injury and primes the target muscle group for the maximal sets.
Example of ramping: (maximal set weight is 200 lbs for 6-8 reps)
bar x 10-15
200x6-8 *MAXIMAL SET*
In no way are you really pushing yourself on the ramping sets. They are used as a prep for the one or two heavy sets. They don't count and you don't keep track of them.
ah gotcha thanks
i changed my routine around due to the mass of volume what you guys think now?
Monday: Chest
Bench Press- 4 set pyramid 10-4
Incline Bench- 4x 4-10
Flat Bench Fly- 4x 6-10
Weighted Dips- 4x 8-12
Tuesday: Back
Deadlift- 4 sets pyramid 10-4
Barbell Row- 4 sets pyramid 10-4
Weighted Pullups- 4x 8-12
Goodmornings- 3x 8-12
Cardio- 30min low intensity
Thursday: Shoulders
Barbell Shoulder Press- 4 sets pyramid 10-4
Lat Raise- 4x 6-10
Bent Over Lat Raise- 4x 6-10
Barbell Upright Row- 4x 6-10
DB Shrug- 4x 6-10
Friday: Arms
Preacher Curls- 4 sets pyramid 10-4
Hammer Curls- 4x 6-10
Close Grip Bench Press- 4 sets pyramid 10-4
Skull Crushers- 4x 6-10
Wrist Curls- 1x 20
Saturday: Legs/Abs
Squat- 5 sets pyramid 12-4
Leg Press- 4x 6-10
Extensions- 3x 6-10
Curls- 3x 6-10
Calf Raise- 4x 8-12
Weighted Incline Sit up- 4x 10-15
Hanging Knee Raise- 4x 10-15
Lying Leg Raise- 4x 10
Carido- HIIT routine
Last edited by bgb1990; 05-23-2011 at 01:16 PM.
Just wayyyyyy too many movements and wayyy too many sets. I don't like barbell rows after deadlifts either...too much lower back strain on the same day. Also, Monday and Thursday share too many of the same muscles...Monday's workout will be detrimental to Thursdays. Then Friday you are crushing your triceps and some chest again (close grip still hits chest) then coming back two days later on your chest workout again. You won't be able to progress on this.
I don't know your lifting background, but you cannot go wrong with the hct-12 exercise split...you can either do 1 day on 1 day off or just 3 days per week A-B-A.
Just do HCT-12 or if you don't like clustered sets, do the hct-12 exercise setup but take out the clusters and add another straight set or two.
high Frequency + high intensity + just enough volume= win.
Last edited by mchicia1; 05-23-2011 at 01:34 PM.
I think he's messin' with us...
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That is still a fuckton of volume man.
Have you done a high volume split before? It will BURY you if you can't handle high volume.
Last edited by chevelle2291; 05-23-2011 at 02:23 PM.
yea last august-april i did a routine similar to this, with even more volume actually. i seemed to progress fairly well, then hit a plateau and took a rest week then kept progressing.
should i drop some of the accessory lifts like flys and raises to 3 sets as opposed to 4?
4. You are training every day (including cardio). Again if you can handle it fine...most people I think would burn out though.
bgb, what kind of results did you see on the other routine? Size/strength increases, etc....
I have no problem with higher volume, but straight setting what you have listed above would destroy many.
Have you looked at Baby Got Back? That's a pretty legit 4-day routine with a damn good amount of volume.
@songsangnim you say it's unbalanced as far as uppers and lowers go, what would u suggest to fix that?
@chevelle I got much stronger with the routine with more volume. I've been on the 5\3\1 4 day split routine and I've seen differences but i feel like I'm not doing enough with just 4 days a week.
I don't really have any issues with your split being more upper dominant. It really isn't. It's a standard 4-day with an extra arm day. Plenty of guys do it and with success. Legs are worked twice with deadlifts/GMings (hams/glutes) and then quads dominant on the dedicated legs day.
It is just a shitton of volume man.
Again, if you want a reasonable amount of volume and a solid routine I'd go with BGB. If you are hell bent on doing this routine then do it. I wish you all the best with it (serious). If it doesn't work for you then come back and we'll figure something out.
FYI though, two of the biggest guys I know here are Invain and F=MA and both have used or are currently using 4-day splits. Just a thought.
I am also a very high volume lifter... I definately do more than what you posted. My question to you is how is this routine taking you to complete? How long do you lift for?
Also, what are you eating/drinking before, during, and after your weight training.
Post what your pre, peri, and post nutrition is in your "bulk program" thread in the nutrition forum.
Last edited by ZAR-FIT; 05-23-2011 at 11:26 PM.
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@chevelle when I was on that other routine i gained 34lbs in 20 weeks but that was because i messed up my calorie calculations.my bench went from 185x3 to 230x4. Deeds went from 365x4 to 405x4. Squat wapent from 300x4 to 405x4. Military went from 135x4 to 190x5.
@zar-fit the old routine i did used to take me about an hour to complete. My chest day was bench, incline, flys, low cable flys, and pullovers. Pre workout i eat oatmeal and take jack3d. I drink water during, and after i eat 2 scoops of whey protein and fruit.
Last edited by Songsangnim; 05-24-2011 at 08:11 AM.
Last edited by Songsangnim; 05-24-2011 at 08:04 AM.


text:
Share your experience
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text:
Police now confirm that an armored truck was robbed this morning at gunpoint. It happened shortly after 10:00 a.m. at the Bank of America automatic teller machine at the Washington Square Mall.
Washington police Lt. William Chrismon says two employees were servicing the ATM when they were robbed at gunpoint by more than one suspect.
Chrismon says the robbers took the guards' weapons, but would not confirm that the two were tied up. Police had in evidence bags large zip-ties that are commonly used as makeshift handcuffs.
The armored truck belonged to Garda Cash Logistics. A company spokesman told WITN News that they are cooperating with police, but could not offer any more information.
Customers say the Bank of America branch, which is located nearby, had its doors locked.
The SBI and the FBI are assisting in the investigation.


text:
PORT ANGELES, Wash. (AP) — The Washington State Patrol says both a motorcyclist and a state trooper drove off a 20-foot embankment Tuesday evening during a high-speed chase near Port Angeles. The unidentified motorcyclist died.
KOMO reports (http://is.gd/u4hgsE) the trooper was able to crawl from the wreckage without any serious injuries. He was not immediately identified.
Trooper Russ Winger says the chase began on Highway 101 when a trooper tried to stop the motorcyclist for speeding. Winger says the biker raced off, reaching speeds of 90 miles per hour. The chase turned onto a local road and ended about 10 miles southeast of Port Angeles.
The crash is under investigation.
Information from: KOMO-TV, http://www.komotv.com/


text:
After receiving confirmation of new unbound delegates, NBC's official count showed that Trump has clinched the nomination. » Read More
California's economy is on fire but the state's finances are another story and the governor is warning of a slowdown or recession down the road.
Our live blog tracked reactions after Businessman Donald Trump secured delegates to clinch Republican presidential nomination.
The mansion in Washington's upscale Kalorama neighborhood is owned by former Clinton aide Joe Lockhart. The NYT reports.
Whether New Mexico Gov. Susana Martinez endorses Donald Trump will make for one of the more intriguing subplots to the narrative of GOP unification.
America's allies are worried Donald Trump doesn't support alliances and that they would be in danger if he's elected president, Robert Hormats said.
Democratic presidential candidate Hillary Clinton violated federal rules through her use of a private email server. NBC reports.
The state is the first to sue the Obama administration over federal guidance for transgender students in public schools.
Walt Disney chief Iger shoots back at Sanders for attacking theme park and movie company over worker pay and conditions, The Wrap reports.
Donald Trump's trade policies would hurt American businesses and workers, the Republican HPE CEO says.
Protesters outside a rally for Donald Trump in Albuquerque threw rocks at mounted police and set fires. The NYT reports.
Most customers said they got care they couldn't previously afford, and also were able to see doctors fairly quickly.
Donald Trump may better serve the U.S. economy than Hillary Clinton as president, a strategist told CNBC.
A Fed rate hike in June or July isn't set in stone, but labor data suggest it's time to pull the trigger, St. Louis Fed President Bullard said.
Hillary Clinton and Donald Trump are either disliked or hated by six in 10 Americans. Take a breath and let that sink in, Politico's Ben White says.
With Donald Trump closing the gap on Hillary Clinton in the polls, start-up vArmour decided now's the time to raise serious cash.
Proposed price increases for Obamacare plans vary widely across states, and even within states.
Although cost increases have slowed, prescription drug spending has helped to boost health costs for an average family to a new milestone.
The head of security for the U.S. Transportation Security Administration has been removed from his position, according to an internal TSA memo.
Clinton railed against Trump on everything from wages to his business dealings. NBC News reports.
Big-name families gave large sums to a pro-Hillary Clinton Super PAC in April as it gears up for the general election.
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text:
Botanical name: Justicia betonica Family: Acanthaceae (Acanthus family)
Squirrel tail is a graceful and elegant plant, native to India. A beautiful unusual shrimp plant, very rare. Very floriferous plant producing in abundance erect white bracts with a green netting pattern. It's flowers start out white then turn to pink with age, giving a beautiful contrast. A free branching upright shrub, producing a very attractive tropical inflorescence throughout winther-spring of erect heads of 6" white bracts with pink flowers. Noticeable are the conspicuous bracts and the strongly two-lipped corollas.
Your name:
Your email:
Your comments
The flower labeled Squirrel Tail is ...


text:
The Thomasville Police Department says Coolidge resident Brandy Baggett turned herself in after she was identified as a suspect in the stabbing of 29-year-old Johnny Ingram.
Officers say they found the victim laying on his mother's porch in Thomasville with stab wounds in his chest and stomach. While waiting for emergency services to arrive, he told police Baggett was the one who had stabbed him.
Baggett is charged with aggravated battery.


text:
I am sometime lost for words too Nick, but on that occasion my mouth got stuck open with pleasant laughter, and by the way I am not loud really but probably "sound" as if I was! :))
NICK KNACK ~ Well you certainly have the Knack with word play Nick :))) So I'll whisper you sweet nothings :)))
... Lost for words again!... O.K. enough of this now, silence is sweet like "golden" syrup! :))
NICK KNACK ~ Words flow like honey off of your tongue Nick ~ I bet you can charm the birds out of the trees too :) ~ Whereas I just chase Mermaids :))))
Actually I am rather slow but quite effective and I get there in the end, on a good day I would probably manage to charm a few real birds from a tree although I am not at liberty to do so! :)) Whereas you are finer with words but only seem to charm Mermaids and fairies and that to me sounds a bit fishy! Nick
P.S Awful Day to day I haven't even been out!
NICK KNACK ~ This weekend weather is totally the pits Nick ~ I'm suffering severe withdrawal symptoms and can only console myself with the fact that we are going back down to Cornwall for a week in Early April when hopefully the sun might put in an appearance now and then :) Will O Wisps will then be the target, along with waves and mysterious Arthorian remains and legends await, not forgetting the Mermaid of Zennor ~ and Cod n chips
Bon contrast de llum. Enhorabona. Salutacions cordials des de Catalunya
Haris A. ~ Thanks for you comment of 11th Dec 2011 and my apologies for the somewhat tardy reply (Is this a record) All the best ~ nick and Happy Christmas for 2014
TORREGUITART Thank you the scene leap out at me so I had to take a shot :~) Best wishes to you in Catalonia ~ nick
Photo taken in Saint-Nizier-du-Moucherotte, France


text: Honors Advisement Honors College students are urged to meet with their departmental advisors, as well as an Honors College advisor. Our Academic Advisors (Jacob English, April Lawhorn and Jessalyn Murphy) can assist you with general advising questions, as well as questions regarding how to earn Honors Distinctions. Make an appointment today by contacting the Honors College main office at 404-413-5577. Honors Academic Advising FAQs Do I have an assigned advisor? Yes. Our academic advisors are now divided by last name and they also have specialized advisement areas. Please take a moment to review the information below and make an appointment with the appropriate advisor. April Lawhorn: Last names A-F Honors Dimension Proposals Graduate Course Permission Approval Process Jessalyn Palmer: Last names G-N Honors Internships Coordinator Accelerated Bachelors/J.D. Program Honors Student Organization Advisor Jacob English: Last names O-Z Undergraduate Research University Assistantship Coordinator How do I schedule an Honors academic advising appointment?You can schedule an Honors academic advising appointment by either coming into the Honors College office (100 Auburn Avenue, Second Floor) or calling us at 404-413-5577. Do you take walk-in appointments? The Honors College will hold walk-in advisement during two weeks of the fall 2015 semester. During these dates, an Honors Academic Advisor will be available for quick academic advisement questions and registration adjustment assistance. Fall 2015 Honors College Registration Questions: Monday, August 24 – Friday, August 28, 10 a.m. to 1 p.m. Spring 2016 Honors College Registration Questions: Monday, October 19 – Friday, October 23, 10 a.m. to 1 p.m. Complete review of degree requirements and academic evaluation review is by appointment only. Can I have an advisement session over the phone?Yes, under special circumstances. If you are unable to come into the Honors College Office, we can arrange to speak with you over the phone. Please discuss this with the individual you make your appointment with. However, we urge you to come in and speak with us in person. How long do advising appointments last?Honors academic advising appointments typically last around thirty minutes. What days and times are Honors academic advising appointments available?Appointment time vary from week to week. However, our academic advisors typically see students Monday through Thursday between 10 a.m. and 4 p.m. and Friday before 1 p.m.


text:
Even in modern times the issue of race nevertheless remains a volatile one, and that fact is rarely explored as passionately or profoundly as in Justin Simien's "Dear White People," a dramatic feature film that fearlessly brings increasingly heated racial tensions to the forefront.
What It's Really About: Events leading up to a race riot at a predominately white Ivy League University through the eyes of four of its black students.
So What It's Really About: Culture's influence on the inherent conflict between identity and self. Black people are constantly being told by the culture in ways both subtle and overt how to be and what's expected of them. I wanted to, through the microcosm of a school setting, get into issues about trying to figure out who you are in a culture that doesn't reflect you.
Tell us briefly about yourself. I'm a filmmaker and former publicist originally from Houston,
Texas. After years working my way up through the industry, I decided to
leave my job and pursue getting "Dear White People" made, when a concept
trailer I created for the film went viral on YouTube.
What cameras did you shoot on? We shot on the Red Epic.
Did you crowdfund? If so, via what platform. If not, why? We crowdfunded on Indiegogo for seed money to get us through pre-production while we raised production and post funds.
What do you want your Sundance audience to take away from your film? I want debate and conversation. I love films that ask questions
and hold up the mirror to human behavior, leaving the audience to
decide what to do. I hope that there's an opportunity in watching the
film for audiences to, in some way, recognize the conflict between their
own identity and selves. Race aside, we all spend so much of our lives
living as others see us. Even though I'm discussing it from a "black"
perspective, it's a universal aspect of the human condition.
Have any films inspired you? So many! Some perhaps more obvious influences would be "Do The Right Thing" and "Hollywood Shuffle," but I also found major touchstones in films like "Barry Lyndon," "Persona," and Fritz Lang's "Metropolis."
What's next for you? Collaborating with producing partner Lena Waithe for her television project "Twenties" for which I directed an online presentation she wrote: http://bit.ly/1eJw54V. I also have a script I've written and a couple I'm developing that I think would make exciting follow-ups to "Dear White People."
Indiewire invited Sundance Film Festival directors to tell us about their films, including what inspired them, the challenges they faced and what they're doing next. We'll be publishing their responses leading up to the 2014 festival. For profiles, click HERE.


text:
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text:
Who's Who from Kant to Hegel II: Art and the Absolute
Version of Record online: 6 MAY 2010
DOI: 10.1111/j.1747-9991.2010.00284.x
© 2010 The Author. Journal Compilation © 2010 Blackwell Publishing Ltd
Philosophy Compass
Volume 5, Issue 5, pages 398–411, May 2010
Additional Information
How to Cite
Thielke, P. G. (2010), Who's Who from Kant to Hegel II: Art and the Absolute. Philosophy Compass, 5: 398–411. doi: 10.1111/j.1747-9991.2010.00284.x
Publication History
- Issue online: 6 MAY 2010
- Version of Record online: 6 MAY 2010
- Abstract
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- References
- Cited By
Kant's 'Copernican Revolution', which began in the Critique of Pure Reason (1781/1787), had, by the early 1790s, fundamentally altered the terrain of German philosophy – but not entirely in the way that Kant had foreseen. Skeptical challenges to Kant's discursive account of cognition, in which experience arises from the separate faculties of sensibility and understanding, had led thinkers such as K.L. Reinhold and J.G. Fichte to attempt to provide a first, foundational principle for the critical philosophy. These efforts were enormously influential, but by the middle of the 1790s, they too were facing a great deal of critical scrutiny. The central challenge to the Fichtean project came from an unlikely quarter: a group of young thinkers and poets who are collectively known as the early Romantics. For the Romantics, Fichte's project remains too 'subjectivist', for it tries to provide an account of the world by beginning with the conditions that govern subjectivity alone. Rather, the Romantics argue that the world must be understood in terms of a monistic Absolute, akin to Spinoza's substance, in which all dualisms are overcome. It is with this step that Absolute Idealism comes on the scene, and sets the stage for the development of Hegel's system in the early 1800s. This essay, which continues the story of 'Who's Who from Kant to Hegel I', examines the ways in which early Romanticism reacted to the Fichtean project, looks at a variety of anti-foundationalist idealisms that the Romantics – in particular Hölderlin, Novalis, Schlegel, and Schleiermacher – developed, and traces the role that Friedrich Schelling plays in offering the first systematic account of Absolute Idealism.


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At Hutchison Farm we believe that every child has the ability to be a part of the HUSKIES!! Ultimately that belief is based on your child's willingness, readiness, and ability to follow our daily Physical Education guidelines and to try their absolute best in any situation. They are as follows:
Help others. Do not hurt others.
Use equipment properly.
Kindness towards others.
In control.
***Along with these rules, proper PE attire is required for participation in physical education class. For your child's safety, tennis shoes or sneakers must be worn at all times, with socks. Girls must wear shorts underneath their dress. No sandals, boots, or any footwear without a closed-toe or closed heel should be worn for PE. ***


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Order Online
Pizza Ring's well-trained team create magic in our kitchen and have it delivered straight to your door. Service is a top priority here, and one of the many things Pizza Ring prides itself on is our quality service. Our menu includes a fine selection of popular and some unique Pizza dishes. Let Pizza Ring help you make your next night in the best possible.


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694 comments found.
User can skip datepicker and type a date in wrong format but can still pass. Any way to solve it? Thanks.
the wizard form's "Next step" button is not even working in your demo on IE. Is there a solution? Thanks. It says that the valid() method is not supported.
How does one bypass all the unnecessary php you have forced us to use?
Use the HTML version!
Where's the demo?
Hello any instruction for wordpress or how can i use it in my wordpress site is available?
Hello, Does it support bootstrap 3 ?
Do you already have a fix for the longer Uniform select control? The option still white when it is full-width.
Hello everybody When I use Adminica's checkboxes and radio buttons I can change its value by clicking on the whole line. My question is: Can I switch behaviour to change selection by clicking only on label and element (not the whole line)?
Yes – changing the labels to display: inline-block should do the trick.
The last updated was over a year, you are plannig make new updates, some pages das not work, and is necessary set compatiblity mode to work.
Hi Megabr,
Please post from the account you purchased with to receive support or file a ticket at http://tricycle.ticksy.com/
I view the live template and viewed it in a mobile vertical layout and the menu navigation doesn't look great and there are two nav bars that are displaying. It's confusing.
I'm wondering if I purchase the template then how does one use the traditional Bootstrap toggle navigation rather than the "traditional" drop-down menu?The FlatLab has this toggle menu which is kind of the standard when it comes to mobile layouts. http://themeforest.net/item/flatlab-bootstrap-3-responsive-admin-template/full_screen_preview/5902687
Father God bless<><
Where is the documentation? link in included file does not work
I have contacted your support more than a week ago asking where to find a link to the documentation without an answer as of yet. As others have mentioned earlier, the link provided in the files does not work.
Is there is no documentation or support for this product anymore?


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Belgian Track Arm Outdoor Armless Chair
$1265 Sale
$1012 Member
Our European-inspired indoor seating takes to the outdoors, retaining the same tailoring and sophisticated design. Weather- and stain-resistant fabric pairs with quick-dry foam cushions. Sectional components are available individually, allowing you to customize the configuration of your choice.
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- Overall: 26"W x 40"D x 33"H
- Seat: 10"H (16½"H with cushion)
Shown in sand Perennials Textured Linen Weave.
Belgian Track Arm Outdoor Armless Chair
$1265 Sale
$1012 Member
Belgian Track Arm Custom-Fit Outdoor Furniture Covers
$155 - $525
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The Changing Research and Publication Environment in American Research Universities
Purpose and Scope
This report summarizes the views of experienced observers and practitioners in research universities about how the worlds of academic science and engineering (S&E) research and publication changed during the 15-year period between 1988 and 2003. It is part of a larger study by the National Science Foundation (NSF), Division of Science Resources Statistics (SRS) on changing patterns and trends in U.S. production of scientific articles since the late 1980s. Scientists and engineers ordinarily publish their research results in peer-reviewed journal articles, and the number of these articles is an indicator of research output, although an admittedly imperfect one. In recent years, international use of this and related indicators has become widespread as countries have sought to assess their relative performance in S&E research.
SRS's study was prompted by evidence that the growth in the number of U.S. articles in the Institute for Scientific Information (ISI) standard comprehensive database of scientific articles, which had continued for more than two decades, began to slow in the 1990s. Since then, the volume of U.S. articles has remained virtually unchanged. This flattening of U.S. output occurred even though research and development funds, research personnel, and similar research inputs continued to grow. At the same time, the ISI database indicated that growth in article counts from leading research-producing countries in Europe and Asia continued unabated. As a result, the U.S. share of worldwide S&E publications has been declining. Whether and how the sheer number of U.S. publications (including publications not included in the ISI database) or the number of publications per researcher changed during this period is more difficult to establish.
SRS plans to publish results from this study in a series of reports focused on different aspects of the issue. The core of the study is a quantitative examination of patterns and trends in article production in the 15 years from 1988 to 2003. SRS report Changing U.S. Output of Scientific Articles: 1988–2003 (NSF 07-320) describes these patterns and trends, and a forthcoming report will use quantitative analyses to explore possible explanations for these patterns and trends.
The present report, however, is entirely qualitative. It describes how knowledgeable and experienced participants in academic research and publication perceive the changing contexts in which their work occurs. The purpose is essentially exploratory—to report observations that may point to further lines of inquiry or suggest possible explanations of observed patterns and trends in scientific publication that may be examined in further research. Exploratory work such as this helps put quantitative findings into context, as well as yielding insights into possible ways to analyze existing quantitative data and possible new data that could be collected.
For the most part, this report presents a descriptive summary of what the researchers said and refrains from discussing the implications of the findings. The report's conclusion, though, notes some possible implications of these findings for efforts to make sense of the quantitative publication trend that prompted the study.
Data for this report were gathered during visits to nine research universities, where the study team met with researchers and research administrators across the spectrum of S&E disciplines. Members of the study team visited universities in four states: California, Illinois, Massachusetts, and North Carolina. The team tried to select a mix of universities—large and small, public and private, urban and rural, with and without medical schools, and with varied trends in their output of journal articles. Each of the universities visited can be considered part of the upper tier of the American academic research universe. As a group, they are not a representative sample of that tier, but their range of characteristics is in keeping with the range found among America's leading research universities. However, one reviewer who read a draft of this report opined that, judging by his visits to several of the universities studied, this group of universities appeared to be "more favorably disposed to expert judgment, interdisciplinarity, and qualitative measures than other large universities, especially public institutions." Appendix A lists the universities visited.
In almost all cases, the study team asked to talk with people who had been involved in research for 15 years or more and would therefore have a sense of how publication practices had been changing; the team also met with less experienced researchers to find out whether their perceptions of the current research environment were substantially different from those of their more experienced counterparts. The team sought people with different roles in the research enterprise—faculty members who ran individual laboratories, department chairs, heads of interdisciplinary centers, and administrators with a large measure of overall responsibility for administering either the research or education activities on campus. In most cases, interviews and meetings lasted 1.5 to 2 hours. Because the university visits averaged about 2 days, the team met with between 10 and 30 people per campus, depending on the balance between individual and group sessions and the size of the groups. Each visit included one or two interviews with high-level administrators who provided an overall perspective on changes in their university's research, education, and publication environment. Appendix B provides more detailed information about how the data were collected.
By visiting universities and talking with informants knowledgeable about academic research, SRS sought to better understand the changing circumstances that might affect the publication patterns observed in the quantitative data. In keeping with the study's exploratory purpose, interviews and meetings ranged widely, probing changes and continuities in several domains, including how research is done, how the publication process works, and what activities universities foster and value. Perceived changes in research and publication outside U.S. universities, both internationally and in the U.S. nonacademic sector, were also explored.
One issue central to the study is the changing role of peer-reviewed articles as a vehicle for disseminating scientific output. Analyses of article production do not capture other kinds of output that have long been significant in some fields—notably, books in many social sciences and psychology and products and processes in engineering. More importantly, article and citation counts do not register new forms of output associated with advances in information technology, such as databases, software programs, and contributions to electronic archives. In visiting the universities, SRS sought insight into whether the validity of article and citation counts as output indicators was changing, how article and citation data should be interpreted, and what other kinds of output might be used as indicators in the future.
Although scientists and engineers in various institutional sectors—universities, industry, government, and nonprofit organizations—produce research articles, this report focuses on the academic sector. This sector is by far the largest source of articles and tends to produce the articles that are most influential and that appear in the most influential journals. Moreover, within the academic sector, the study team chose to visit institutions at or near the forefront of the academic research system, which define research as a central component of their mission and produce large numbers of articles. The state of the research enterprise in institutions such as these is especially relevant to U.S. leadership in S&E worldwide, and developments in such institutions have ramifications in other institutions that produce and use research.
Because the goal of SRS's larger study is to understand trends in research output, the major focus of this report is change. However, the report inevitably gives some attention to enduring features of the academic landscape that help set the context for the changes observed.


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Buying and Selling a Used Car in Belgium Belgium.
Information on how to buy or sell a used car in Belgium with details on the Car-Pass system as well as other necessary documents. Second hand cars are plentiful in Belgium and can be bought from garages other VAT registered businesses or from private individuals. They may also be advertised in car magazines or online publications such as. Auto Scout 24 in French Dutch. Vroom in French Dutch. 4 Roo in French. The Belgium government portal provides detailed information in French. To see this information Click here. The authorities urge those buying second hand cars to be vigilant in checking a vehicle's registration documents certificat d'immatriculation/inschrijvingsbewijs.
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Vlan.be the classifieds portal of Belgium.
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second-hand cars LeasePlan.
Only cars between six months and five years old are eligible for sale. Moreover we have a full service history for each car. Plus each car is sold with a Car Pass certificate and a one-year warranty valid at every official dealership of the car make you are buying. Do you have a specific question? We are happy to help you out. Tel 32-16-61 93 55. Address Industrieweg 23 3190 Boortmeerbeek Belgium. Monday to Thursday from 0830 am to 1200 pm and from 1300 pm to 1700 pm. Friday by appointment only. Closed on weekends and holidays. Information for car traders. All prices are VAT included.
Used cars in Belgium DSM International.
Home Used cars in Belgium. Actual used cars list. Looking for a used car? We have what you are looking for. Follow second hand cars RSS. A5 Cabriolet 3.0 tdi V6 Multitronic Intenso Plus Lounge MODEL 2012.


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Taiwan's Minister of National Defense Kao Hua-chu resigned Monday to take the blame for the death of a young army soldier who died earlier this month following a severe punishment for carrying a camera-equipped phone to his base.
Premier Jiang Yi-huah told a press conference at the Executive Yuan on Monday that Deputy Defense Minister Andrew Yang will replace Kao.
Yang, 58, will be the first civilian to occupy the position since President Ma Ying-jeou was first elected in 2008.
Yang was a researcher at the National Sun Yat-sen University in the southern city of Kaohsiung before he was recruited by the Foreign Ministry and Defense Ministry as a consultant. He was appointed deputy defense ministry in September 2009.
The death of army conscript Hung Chung-chiu has dealt a blow to Ma, who is suffering from low approval ratings.
About 15,000 people gathered outside the Defense Ministry in Taipei on Saturday to protest the abuse of the 24-year-old soldier and demanding justice.
Another demonstration is planned for this coming Saturday to mark the one month anniversary of the soldier's death.
Seeking to placate public outcry, Ma asked Kao to present a report on improving human rights in the military before Friday last week.
In the report, Kao listed three major flaws in the military's handling of Hung's detention and death and presented 13 measures to revamp the current military environment and policies, including establishing a better complaint system and improving the rights of soldiers in the military.
Apart from Kao, Jiang said six other Cabinet officials will be replaced.


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|product name: Kose ROSE OF HEAVEN
Aqua Gel UV SPF25 PA++ (90ml)
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|brand: Kose
|ative from: 2012-09-11 00:00:00
|product size: 90 ml
|country of origin: Japan
|function: HydratingBelow SPF30PA + +Hydrating
|category: Sunscreen Lotion
Kose Rose of Heaven Aqua Gel UV has strong sunscreen performance. It helps protect against UVA/UVB rays with a proven vitamin-rich complex for younger-looking skin.
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Apply a proper amount on your skin 20-30minutes before sun exposure.
all skin type


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So not "gun" related, but still, a gun. I was at Catalina Island on Wednesday spearfishing. Here is a quick video of me yiffing two shots on 20+ppnd yellow tails!
In other news, I've started a couple re-builds. will post something else relevant when that happens. Shot a nice Sargo this morning, fried him up and ate him for lunch today.


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Katja Kassin
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Anonymous | 1279 days - 29/11/2012
cute chick!!!cute feet!!!ho toejob and cumshot!!!needs more time on foot action..


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Load levelers, also known as Load Bunks, are an essential tool for truckers with drop deck trailers. These are the strongest, highest-quality load leveler bridges in the industry! Available in multiple heights, these lightweight load levelers can be set up in minutes and secured with chains or binders!
These load leveling bridges are an essential tool for truckers transporting flat bed loads on a step deck trailer. Load levelers have an adjustable offset stake pocket post that can be rotated different positions to allow an 1/2" of adjustment of overall width to accommodate most drop deck trailers by simply pulling a pin and rotating. These load levelers will fit trailers with a 18", 20", 22", or 26" drop including Doonan, Featherlite, and Transcraft stepdeck trailers. The stake pockets adjust from 97-1/4" to 97-3/4" wide (inside measurement of stake pockets across width of trailer). Load leveler bridges can be set up in minutes and are secured with chains and binders (not included). Welded brackets on bridges secure a 4x4 piece of wood. 100% aluminum construction keeps each load leveler bridge under 70 lbs so they are easy to manage. No more back injuries associated with heavy steel load leveler bunks.
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Indian Navy 10+2 Cadet ( B Tech ) Entry Scheme Course Jan 2016 – Indian Navy 10+2 Cadet Entry Selection
The Indian Navy 10+2 Cadet ( B Tech ) Cadet Entry Scheme ( Permanent Commission ) Course commencing Jan 2016.
Indian Navy 10+2 B.Tech Cadet Entry 2016
1. Indian Navy 10+2 Cadet Entry Scheme 2016 applications are invited from Unmarried Male candidates ( fulfilling the conditions of nationality as laid down by the Govt of India ) to join the prestigious Indian Naval Academy, Ezhimala, Kerala under the 10+2 Cadet ( B.Tech ) Entry Scheme.
Eligibility Conditions for Indian Navy 10+2 Cadet ( B.Tech ) Entry 2016
2. Indian Navy 10+2 Cadet Entry Age Limit 2015 : 17 to 19 ½ years ( i.e. born between 02 Jul 1996 & 01 Jan 1999 ) ( both dates inclusive ).
3. Indian Navy 10+2 Cadet ( B.Tech ) Entry Educational Qualification 2015 : Passed Senior Secondary Examination ( 10+2 Pattern ) or its equivalent from University / Board with at least 70% aggregate marks in Physics, Chemistry and Mathematics ( PCM ) and at least 50% marks in English ( either in Class X or Class XII ).
4. Physical Standards for Indian Navy 10+2 Cadet Entry 2015
- Height and Weight : Minimum height – 157 cms with correlated weight as per age.
- Eye Sight : The minimum acceptable vision standards for distant vision 6/6, 6/9 correctable to 6/6, 6/6 with glasses. Should not be colour / night blind.
- Tattoo : Permanent body tattoos are only permitted on inner face or forearms i.e from inside of elbow to the wrist end on the reverse side of palm / back ( dorsal ) side of hand. Permanent body tattoos on any other part of the body are not acceptable and candidates will be barred from further selection.
Note : There will be no relaxation in physical standards.
Training in Indian Navy 10+2 Cadet Entry Scheme Course 2015
5. The Indian Navy 10+2 B Tech Cadet training 2015 is scheduled to commence in January 2016.
6. Selected candidates will be inducted as cadets for four year B.Tech course in Electronics & Communication or Mechanical Engineering at the Indian Naval Academy, Ezhimala Kerala. During the course, Cadets will be allotted Executive or Engineering including Naval Architect specialisation or Electrical Branch. On completion of the course, B Tech Degree will be awarded by Jawaharlal Nehru University ( JNU ).
Note : The entire cost of Indian Navy training, including books and reading material, will be borne by the Indian Navy. The cadets will also be provided with free clothing and messing.
Indian Navy 10+2 Cadet ( B.Tech ) Entry Scheme How to Apply 2015
7. Candidates can submit only Online ( 'e-application' ) for Indian Navy 10+2 B.Tech Cadet Entry 2015 from 23 May 2015 to 12 Jun 2015.
8. Indian Navy 10+2 B.Tech Cadet Entry Online Form ( e-application ) 2015 : Whilst filling up the e-application, it is advisable to keep the relevant documents readily available to enable the following :
- Correct filling up of personal particulars. Details are to be filled up as given in the Matriculation Certificate.
- Fields such as e-mail address, mobile number are mandatory fields and need to be filled.
- Candidates are required to upload recent passport size digital photograph of size less than 25 kb ( .jpeg or .jpg format )
9. Procedure for Submitting Indian Navy 10+2 B.Tech Cadet Entry e-application : Candidate can submit e-application by visiting our Indian Navy website www.nausena-bharti.nic.in and proceed as follows :
- Click on the 'Officer Entry' button under the option 'Apply Online' on the Home Page.
- Fill the Indian Navy 10+2 B.Tech Cadet Entry 2015 online registration form. Tips to assist in filling up fields have been provided as you highlight each field.
- After filling the form click on Preview and check if all the information entered by you are correct.
- Before clicking the print application button it should be checked whether all the details entered in the form are correct as you will not be able to make any corrections after saving the record. Candidates can take the print of the application form by entering the relevant details.
- Before clicking the instruction for SSB Button, it should be checked whether all the details entered in the form are correct as you will not be able to make any corrections after saving the record. Candidates can read the instructions on conduct of SSB by clicking on the instruction for SSB Button and take the print of the application form by entering the details from the download sections under officer entry.
- Print two copies of the online application form having the system generated application number. One copy of this application form is to be duly signed and mailed ( posted ) to post box no. 04, Nirman Bhawan PO, New Delhi – 110 011 along with the following documents :
Self attested photograph, photo copies of 10th & 12th class pass certificate along with Mark Sheets, other educational certificates and photographs. Application to be sent by ordinary post only. Speed post / courier and Registered post will not be accepted.
- A superscription is to be made on envelope : Online Application No. _____ Application for 10+2 Cadet ( B. Tech ) – Jan 2016 Course Qualification ____ Percentage ___% . NCC 'C' Yes / No. Application and requisite enclosures must be properly tagged / stapled, IHQ MoD( Navy ) will not be responsible for loss of enclosures, if sent loose.
Note :
- Final receipt of the printout of the Indian Navy 10+2 online Application Form with system generated Application Number and all documents as mentioned in sub para 9 (e) above ( if received by 23 Jun 2015 ) will be the final confirmation of receipt of your Application at IHQ MoD ( Navy ). Hence, only filling the application online / generation of Application Number does not imply that the candidate has fulfilled all the criteria given in the Indian Navy advertisement.
- Your application is subject to subsequent scrutiny and the application can be rejected, if found Ineligible at any point of time.


text: Posted 7 Aug 2013 Not a game situation, so it's like trying to judge speed from a heat, where all the athlete has to do is go fast enough to make the final. I liked seeing Edwards make that catch. I'm hearing that he's looking like a legit WR. He may make the team on actual merit this year. Share this post Link to post Share on other sites


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Getting Fucked Up with Tom Baker, Norman Mailer, and Jim Morrison
A tale of lust, drugs, mistakes, and loss from famed punk historian Legs McNeil.
Legs McNeil wrote the best book on punk. Now he writes for VICE.
A tale of lust, drugs, mistakes, and loss from famed punk historian Legs McNeil.
The famed Dead Kennedys' screamer reminisces about the old days of the Ramones, the tabloid frenzy surrounding the brutal murder of JonBenét Ramsey, and hanging out with GWAR and H.R. Giger.
In 1977, Patti had fallen off a stage in Tampa and broken her collarbone. Most nights Patti needed someone to keep her company until Allen came home from his gig, and I was enlisted to help out her out, in exchange for a six-pack of beer.
Ernie Brooks' chance encounter with Jonathan Richman led to a wild ride as one of the founding members of the legendary Modern Lovers, perhaps the greatest alt-rock, pre-punk, indie band that no one has ever seen.
Larry Tamblyn is one of the original members of the Standells, a group that recorded what many consider to be the first punk song, "Dirty Water," which is a 1965 ditty about how Boston is a shit hole. In honor of their upcoming spring tour around the coun…
Scott Asheton was the greatest thug-rocker who ever lived. He was the ultimate hoodlum, standing outside of Discount Records in Ann Arbor, Michigan, spitting on cars. He passed away just over a week ago, so I dug up this old conversation, one of the few e…
The piercing organ riff, bare-bones vocal track, and low-fidelity production make "96 Tears" a safe candidate for first garage punk song ever, and if you haven't heard it I feel sorry for you.
As an average high school girl from Levittown, Long Island, Moe's life was actually saved by rock 'n' roll. Here's an oral history of the first female drummer in one of the most revolutionary bands of all time.
When I was doing a reading tour of the south last winter, I became friendly with Johnny Puke, from Charleston, South Carolina. GG overdosed and died in Johnny's apartment in the East Village—this is his report.
Ron and Scott Asheton were the nucleus of the Stooges, the greatest punk band in the world. In Iggy's words, "These guys were the laziest delinquent sorts of pig slobs ever born." Ron passed away in 2009, but not before I sat down with him for ten hours s…
Dee Dee was the archetypical fuck-up. He was a male prostitute, a would-be mugger, a heroin user and dealer, an accomplice to armed robbery—and a genius poet who was headed for an early grave, but was sidetracked by rock 'n' roll.
I first met Alice at a party in the mid-1970s. It was really one of those, "I'm not worthy" moments. Alice was someone I truly respected, mostly because he'd made it on his own terms by driving a stake through the heart of the peace and love generation.


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- HondurasFoodFunding via Prisma Honduras, S.A.
CristhianBoliviaServicesFunding via CIDRE
Merciful GroupSierra LeoneFoodFunding via Association for Rural Development (ARD)
Virgen De Fátima Group
Sulma is one of the members. She works as a seamstress for a living and has for quite some time. She does all types of sewing, such as for bedspreads, coats, and more, with which she has been able to maintain her family. She defines herself and a very hardworking and entrepreneurial person that wants to progress and it is for that that she always pushes herself to be able to move forward.
She is requesting a loan in order to purchase thread, needles and other supplies with which she will be able to stock up and be able to continue working. She is grateful to the foundation and to kiva for the opportunity they are receiving.
La Sra Sulma es una de las miembros, ella se dedica al tejido desde hace ya un buen tiempo. Ella hace todo tipo de tejidos, como ser sobrecamas, abrigos y demás, con lo cual ha podido mantener a su familia. Ella se define como una persona muy trabajadora y emprendedora, que quiere salir adelante y es por ello que se esfuerza siempre para poder salir adelante.
Ella solicita el crédito para la compra de hilos, agujas y demás insumos con lo que podrá abastecerse y de esa forma poder seguir trabajando. Ella agradece a la fundación y a kiva por la oportunidad que están recibiendo.
Additional Information
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Paraguay
49View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Feb 15, 2012
- Listed
- Mar 19, 2012
- Currency Exchange Loss:
- Covered
- Ended:
- Jul 15, 2012


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Posted August 6, 2013 and updated on August 14, 2013
Oliver And Company
The most recent home video release of this movie is August 6, 2013. Here are some details…
Home Video Notes: Oliver & Company: 25th Anniversary Edition
Release Date: 6 August 2013
Oliver & Company is releasing to home video (Blu-ray/DVD Combo Pack) in a 25th Anniversary Edition. Bonus extras include:
- Two Bonus Shorts:
"Lend A Paw" - 1941Academy Award Winning Animated Short - Best Short Subject (Cartoon)
"Puss Cafe" Animated Short
- Disney Sing-Along Mode
- Disney's Animated Animals
- The Making Of Oliver and Company
- And More!
Related home video titles:
Charles Dickens' classic tale, upon which this animation is based, has been adapted to the silver screen many times. Check out these versions: Oliver Twist (1997), Oliver Twist (Roman Polansk's) and the musical Oliver!.


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⇠ Back to Courses Overview
Mediation Clinic
Course Number: LAW 6940 Credits: 3
Participation in the delivery of actual mediation services under supervision combined with instruction in mediation theory and skills, including short role-plays, longer simulated sessions, and observations of actual mediations. One-third of credits may be awarded on a letter-grade basis at the option of the instructor. The remaining credits will be awarded on a Satisfactory (S), Unsatisfactory (U) basis. Enrollment is done by application prior to advanced registration. Students who have taken civil or criminal clinic are eligible only if seats go unfilled.


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Sloan ELS-72085 BI
Biscuit 50" Double Station Solid Surface Lavatory System Equipped with two (2) EBF-85 Sloan Sensor Activated, Chrome Plated Hand Washing Faucets
Item # BCI1159283 | Model # ELS-72085 BI | ELS-72000 Collection
Questions about Sloan ELS-72085 BI?
Contact us for advice or more details. Our product specialists are here to help.
50" x 21" Double Station Lavatory System with two (2) EBF-85 Sloan Sensor Activated, Chrome Plated Hand Washing Faucets
The New SloanStone Lavatory System
The performance and dependability of Sloan Optima(R) faucets are combined with the durability and versatility of solid surface in the new SloanStone(tm) Lavatory System.
Hygienic and durable, SloanStone(tm) is stain, chemical, scratch and impact resistant. A rugged stainless steel frame supports the structure and ensures its unrivaled stability and strength, while still providing the fastest and easiest installation and maintenance available.
SloanStone(tm) sinks can be provided with any one of Sloan's many battery or hardwire Optima(R) sensor activated faucets and soap dispensers, providing the ultimate in water conservation and hygiene. These features, combined with the unique styling and myriad color options of our solid surface, make SloanStone(tm) the perfect choice for virtually any restroom installation.
- Dual protected integrated overflows
- 1-1/4" chrome plated brass drains with grid strainers
- Basin and Cabinet End Caps constructed of durable SloanStone solid surface material
- Concealed Cabinet Frame constructed of heavy duty 16 gauge type 304 stainless steel accented with 18 gauge brushed stainless steel Front Panels
- No visible fasteners or obvious access points
- Below deck Thermostatic Mixing Valve, standard
- All ADA and TAS lavatory standards achieved in a single design
- Aesthetically pleasing soft contoured one-piece continuous Basin
The lavatory system is designed to comply with all applicable ADA, UFAS, Texas Accessibility Standards (TAS), and ANSI Z124.3 and Z124.6 accessibility guidelines when mounted at the recommended rim height.
Additional Sloan Links
This Sloan item can also be referenced by the following color/finish specific model #:
- Sloan ELS-72085 AL
- Sloan ELS-72085 BI
- Sloan ELS-72085 BO
- Sloan ELS-72085 CO
- Sloan ELS-72085 MBO
Matrix Bone
- Sloan ELS-72085 MBR
Matrix Brown
- Sloan ELS-72085 MDB
Matrix Dk Blue
- Sloan ELS-72085 MDG
Matrix Dk Gray
- Sloan ELS-72085 MDU
Matrix Dusk
- Sloan ELS-72085 MGR
Matrix Green
- Sloan ELS-72085 MJA
Matrix Jade
- Sloan ELS-72085 MKH
Matrix Khaki
- Sloan ELS-72085 MLB
Matrix Lt Blue
- Sloan ELS-72085 MLG
Matrix Lt Gray
- Sloan ELS-72085 MPI
Matrix Pink
- Sloan ELS-72085 MSA
Matrix Sand
- Sloan ELS-72085 MSI
Matrix Silver
- Sloan ELS-72085 MSU
Matrix Summit
- Sloan ELS-72085 MWH
Matrix White
- Sloan ELS-72085 PE
- Sloan ELS-72085 PH
- Sloan ELS-72085 SH
- Sloan ELS-72085 WH
*Discontinued model or finish
More Than Just a Store - Your Reasons to Shop
Discover the best online deals for the Sloan ELS-72085 and everything else for your home from the leading online home improvement store.
We're committed to providing you with the best assortment of Sloan products with over 400 warehouses across the country.
Our knowledgeable product specialists work to bring you the best prices on every product and provide unmatched customer service. Your satisfaction is our highest priority!


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If you're using your phone in the UK, the following rates will apply on our pay as you go service.
Outbound call to Landline8p
Cost to speak to Call Centre (2732 from Mobile) †25p
Cost to speak to Call Centre (UK Landline) †free
Calls to EU from UK25p
Outbound call to same network8p
SMS (text message)4p
Calls to USA / Canada / Australia / NZ from UK25p
Outbound call to other network8p
MMS (picture message)25p
MMS to EU & rest of world25p
Calls to Rest of World from UK£1.20
Video MessagingN/A
Texts to Overseas from UK per SMS20p
Access to automated customer helpline*Free
GPRS/Data per MB5p
If you're going abroad, check out our roaming rates here.
† Calling the Call Centre (2732) from your Asda mobile is free for the IVR, to speak to a colleague there will be a 25p one off cost. Calling the Call Centre (0800 952 0393) from a UK Landline is free.
* Roaming rates apply if abroad
All call charges are per minute


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Key things you need to know aboutDr. McCrery:
Dr. McCrery's Experience
Research training, expertise and qualifications
Dr. McCrery's Specialties
- Urogynecology & Reconstructive Pelvic Surgery
- View all 2 Specialties and 2 board certifications
Procedures Dr. McCrery Performs
- Abdominal Hysterectomy
- Anterior Bladder Repair
- See all 36 procedures
Conditions Dr. McCrery Treats
- Atrophic Vaginitis
- Bladder Diverticulum
- See all 28 conditions
More About Dr. McCrery's Background
Hospital Quality
The right hospital is as important as the right doctor
- CHI Health Mercy Council Bluffs
- 800 Mercy Dr
- Council Bluffs, IA 51503
- The Nebraska Methodist Hospital
- 8303 Dodge St
- Omaha, NE 68114
9 Facts About Hospital Quality
Patients' risk of dying during a hospital stay for heart bypass surgery could be 87.4% lower, on average, at a hospital rated 5 stars compared to a hospital rated 1 star for that procedure. Choosing the right hospital is critical to your health. View Slideshow
Patient Satisfaction
Patients' feedback on their experience with Dr. McCrery
Likelihood of recommending Dr. McCrery to family and friends is 4.9 out of 5 5 1 17
See More Survey Results
8 Facts About Patient Satisfaction Surveys
Patient satisfaction surveys provide a standardized way of reporting about healthcare experiences. But there can be more than meets the eye when reviewing scores. Here's what you should know
Appointments & Offices
Check insurance plans, locations and make an appointment
Accepting new patients?
- Yes
- Adult & Pediatric Urology, P.C.
- Adult & Pediatric Urology, P.C.
- 10707 Pacific St Ste 101
- Omaha, NE 68114
- (402) 397-7989
- Directions
- Adult Pediatric Urology & Urogynecology, PC
- Council Bluffs
- 3434 W Broadway Ste 102
- Council Bluffs, IA 51501
- (712) 325-0014
- Directions
7 Tips to Prepare for Your Appointment
The key to a successful appointment is communication. To get the most out of your visit, prepare ahead of time so you can lead the conversation with your doctor. These 7 tips will get you ready
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H.B. No. 3074
1 and
2 (7) be engaged in a regional [eempreha M --
3 de 4 ..meet] planning process.
4 (b) -Within funds available and in accordance with rules
5 issued by the office of the governor, a commission may use state
6 financial assistance to:
7 (1) promote intergovernmental cooperation by
8 coordinating regional plans and programs with member governments,
9 nonmember governments, state agencies which impact the region, and,
10 where state agencies have regional office structures, state agency
11 regional offices;
12 (2) function as a regional review agency under the
13 Texas Review and Comment System pursuant to state and federal
14 statutes and regulations;
15 (3) leverage commission dues, local funds, and state
16 funds to obtain maximum federal funding assistance and private
17 funding for the state and the region;
18 (4) provide assistance to local governments;
19 (5) assist state agencies and organizations in
20 developing local and regional input for state plans, in planning
21 for the successful implementation of state programs at the regional
22 level as required in Section 391.009(c), in preparing for and
23 conducting state-sponsored hearings and public meetings, and in
24 disseminating state-generated information and educational
25 materials; and
26 (6) provide assistance to state agencies and
27 organizations in developing, implementing, and assessing state
Texas. Legislature. House of Representatives. 78th Texas Legislature, Regular Session, House Bill 3074, Chapter 1137. [Austin, Texas]. The Portal to Texas History. http://texashistory.unt.edu/ark:/67531/metapth158580/. Accessed May 26, 2016.


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Does the new trailer for Skyfall have you jonesing to rewatch all 22 James Bond movies? Well, you have until Sept. 25... But at least that gives you time to save up for the Bond 50: Celebrating Five Decades Blu-ray collection, which includes all of 007's adventures, from Sean Connery in 1962's Dr. No to Daniel Craig in 2008's Quantum of Solace. But what about Skyfall, which hits theaters later this year? Don't worry, there's even an open slot for when that movie hits Blu-ray.
Bond 50 includes all 22 movies (nine of which make their Blu-ray debut), their bonus content, an extra disc with two Bond featurettes, and bonus videoblogs from the set of Skyfall. Amazon is currently taking preorders for $199.


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What Electrical Contractors Can Do for Your Home »
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9375 SW Commerce Cir Suite A6Wilsonville, OR 97070
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There are different kinds of electricians. Some mostly work with contractors to install and map out electrical circuits inside homes and commercial buildings while others lay wire for large projects such as telephone lines and traffic lights. Keep this in mind when narrowing your search for a professional. If you need a tradesperson to work on your home or building, contact an inside or house wire expert. These professionals specialize in designing and putting new electrical systems in place for houses and commercial buildings.
When you contact an electrical contractor, describe the job that needs completing. Maybe you have a large project, like a remodeling plan that requires new wiring, or a small one, such as replacing a light switch or socket. Let the electrician know. Not every person you call will have the training and know-how to do more complex work.
To further hone your search, make sure you ask electricians the following questions before hiring:
1. Are You Licensed?
Trades such as HVAC, plumbing and electrical work require contractors to carefully install complicated systems that could be hazardous if they're installed incorrectly. Therefore, most states require electricians to receive training and obtain a license before working. An electrician that's licensed is one that's competent and knowledgeable enough of his or her trade to install and maintain electrical systems.
Electricians must complete thousands of hours of training in order to get a license to practice their trade, so make sure not only the company you choose but the employees doing the work show you their license. When you view the license, ensure that it's up to date and that it's issued by your state.
2. Are You Bonded?
There's potentially a lot that can go wrong if a tradesperson like an electrician installs wiring the wrong way. To spare you and your home or office from subpar work, make sure the electrician is bonded. Being bonded means the professional has an intermediary that can pay for any damage caused to a property or foot the bill if the contractor fails to finish the job.
3. Are You Insured?
Besides a bond, you also need an electrician that's insured. Many states require contractors to carry some form of insurance along with their license. Insist that whomever you hire has the proper amount of insurance for the work you need done and call the insurer to check the policy.
See that who you hire for the job has liability and workers' compensation insurance so you don't end up paying for injuries or accidents caused by the company's work. Workers' compensation insurance means the business can provide for any of its employees if they're hurt on the job.
4. Is Your Business Licensed?
Not only should you check that the electrician is licensed by your state, you should also ask if his or her company has the certification to operate in your area. Both the electrician as well as the business he or she works for need licenses either issued by the state or local municipality.
5. Who Will Do the Work?
Ensure the person who actually comes out to complete the work is licensed, bonded and insured. You need to know not just the company that's doing the work but the person they're sending out to your home or building. Make sure the employee doing the job isn't an unsupervised apprentice. If it happens that the business uses a subcontractor, check with both the company and the tradesperson that the same kind of bond and insurance applies for that subcontractor as it would for an employee.
6. How Much Do You Charge by the Hour?
If you have a small and simple job that needs completing, such as a new light switch, then ask the electrician how much they charge for it before hiring him or her. When it comes to larger, more intensive and time-consuming work, you'll want to inquire about the contractor's hourly rate. Many tradespeople will offer to come out to your home or building, examine it and give you an estimate as well as tell you how much they charge per hour. It's best to get this in writing before proceeding.
While you're at it, call several electricians to come out to your home to give you an estimate on the work. This way you can get an idea of what the average price of the job will be.
7. Do You Offer a Warranty?
Many reputable tradespeople provide warranties for their work. Inquire if both the labor and parts the electrician uses are under warranty and how long the work is guaranteed for.
8. Do You Have or Need a Permit?
Depending on what kind of repairs or installation you need, your city could require a permit for the electrical work. Ask your electrician if the job calls for one and have him or her put the permit under his or her name. Ensuring the tradesperson obtains a permit will safeguard you from any blame if the labor turns out to be subpar.
Finding a trustworthy electrician isn't hard, but you must do your due diligence. Make sure whomever you hire is licensed, bonded and insured, and that the professional can show you proof of all three as well as get the necessary permit for the job. Besides these important factors, you can take further steps to guarantee you obtain a reputable tradesperson.
1. Get Referrals
Ask your family, friends or neighbors if they can recommend a professional to you and inquire if they're pleased with the work. Better yet, ask them if they can show you the project the electrician completed and ask them how long it took the worker to complete it.
2. Look Online
It can't hurt to also check electricians out online. Look for reviews, ratings and, most importantly, see if they have any complaints on file with your municipality or with your local business bureaus. If former customers filed grievances against them, you may want to steer clear.
3. Ask for a Quote
Reputable electricians will give you a quote for small work over the phone if you ask and will travel to your home to quote you a price for larger jobs. Be wary of one that declines to give you an estimate or insists that he or she charge you for coming out to your house.
4. Ask Them About Their Experience
Being bonded, licensed and insured is all well and good, but you also need an experienced professional to do the work. With that said, interview electricians about past projects they completed and how many years they've been in business or how much training they have.
5. Be Wary of Suspiciously Low Estimates
Watch out for contractors that greatly underbid other electricians. If the price seems too good to be true, it probably is. Also, always remember to get the estimate in writing before settling on a company.
While all electricians need a license, not all of them do the same types of jobs. They are usually split up into three groups: outside, inside and residential.
Outside: These types of electricians work outdoors on electrical lines that connect to power plants.
Inside: Inside experts typically focus on commercial and industrial buildings that require a lot of power.
Residential: If you're a homeowner, you'll most likely need to hire an electrician that specializes in residential wiring. Residential electricians work with low-voltage systems and wiring to install fuse boxes and light fixtures.
Like many trade groups, electricians learn their craft by going to vocational schools and shadowing professionals on the job. In order to become a full-fledged professional, a person must undergo an apprenticeship with master and journeyman electricians. An apprentice needs 8,000 hours of practical work before graduating to the journeyman level.
If an apprentice reaches journeyman status, he or she can complete most electrical work but cannot design it until completing more testing along with 2,000 more on-the-job hours.
Many do-it-yourself enthusiasts might be inclined to fix electrical problems around their home, but they risk shock and bodily injury. It's always best to call a licensed electrician, even if you have something as small as an improperly working wall outlet.
Keep the following safety tips in mind:


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Solid Debut Earns Mets Rookie a Demotion
Collin McHugh spent Thursday night at an Italian restaurant in midtown Manhattan, where he celebrated his ascension to the major leagues with family members and friends. Less than 24 hours later, he was headed back to the minors.
A day after his stellar debut, the Mets sent the 25-year-old pitcher back to Triple-A Buffalo to make room for pitcher Jeremy Hefner, who had been on paternity leave. The Mets plan to call McHugh back up in September. Still, the move was somewhat surprising, given how well McHugh pitched against the Colorado Rockies.
"I didn't necessarily expect it, but you don't have any days given to you up here," McHugh said. "I can't say I'm surprised. You just take it with a grain of salt and keep doing your thing."
McHugh, a right-hander, threw seven shutout innings, allowed only two hits and struck out nine batters. He was only the fifth pitcher in modern baseball history (since 1900) to record nine or more strikeouts while allowing no runs and fewer than three hits in his first major-league game.
To be fair, though, the Rockies are only a half-step up from a Triple-A team at this point. And the Mets had other factors besides merit to consider.
If they continued using a six-man rotation, with an off day Monday, they wouldn't have started McHugh again until Thursday in Philadelphia. And they would have had to demote a reliever to make room for Hefner. Instead, the Mets will go back to a five-man rotation for the time being.
"There's no sense in having him sit here when we would have to send somebody out to leave him here," Collins said. "I just said, 'Look, go out, pitch again, get a start in and then you'll be back and you'll fit right back in the rotation.'"
That McHugh is even on the Mets' radar for September represents an accomplishment. He was an 18th-round draft pick in 2008 and hadn't pitched above Double-A before this year. But his command has drawn comparisons to that of teammate Dillon Gee, another finesse pitcher. And he could see more time in the majors in 2013.
"You never know," McHugh said. "You try to take every day and make the most of it, and that's what we did [Thursday]. The goal is to get back here as soon as possible."
Write to Brian Costa at email@example.com


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Home > News > Regional
Wednesday, 25 June 2014 | MYT 7:38 AM
BANNU, Pakistan: Three people were killed Tuesday in a suicide bombing in Pakistan's restive North Waziristan tribal area, the first such attack there since the military launched a major operation against the Taliban and other militants.
In a separate incident, unidentified gunmen fired on a passenger plane landing at the main airport in Peshawar in Pakistan's northwest late Tuesday, killing one passenger and wounding two crew members, officials said.
The two attacks came as Pakistan's military said it had killed 47 fighters in the tribal northwest, in the latest air strikes carried out as part of an offensive that began more than a week ago.
The armed forces have used jet fighters, tanks and artillery to kill more than 300 people they have described as militants, although the number and identity of the victims are impossible to verify.
The suicide bomber struck in North Waziristan's Spinwam village, detonating a car bomb when he was intercepted on the approach to a checkpoint, officials said, killing two soldiers and a civilian.
"At least two soldiers and a civilian have embraced martyrdom," a security official told AFP.
The deaths bring to 12 the number of security forces killed in the offensive, dubbed "Zarb-e-Azb" after a sword used in battle by the Prophet Mohammad, since its launch on June 15.
A military statement said that troops stopped the suicide bomber 100 metres (yards) away from a checkpoint near a hospital and the action averted major casualties.
The Ansar-ul-Mujahedin militant group, a faction of the Pakistani Taliban, claimed responsibility, with spokesman Abu Baseer saying it was the start of a counter-offensive against Pakistani troops.
"It is beginning of our offensive and we will launch attacks against government and local tribesmen if they form an anti-Taliban force," Baseer told AFP via telephone from an unknown location.
Passenger jet under fire
In a separate incident, a Pakistan International Airlines flight landing in Peshawar from Riyadh in Saudi Arabia came under fire late Tuesday with more than 170 passengers on board, airline spokesman Mashud Tajwar said.
"The shots were fired from outside the airport, one lady passenger and two stewards were wounded, the woman later died in the hospital," Tajwar told AFP, adding that the plane landed safely.
No group has yet claimed responsibility for the attack, which led flights at the Bacha Khan International Airport to be temporarily suspended, police said.
Earlier in the day Pakistani jets and helicopters targeted militant hideouts at several locations in North Waziristan and the neighbouring Khyber tribal region, killing 47 militants, a military statement said.
The offensive has claimed the lives of a total 346 militants so far, according to an AFP tally.
The military operation has seen North Waziristan hit by more than a week of shelling and air raids, with more than 470,000 people fleeing ahead of an impending ground assault.
Many have headed to the nearby town of Bannu, where police and troops were forced to fire warning shots on Tuesday to quell a protest about problems with food distribution.
An AFP reporter saw around 500 people blocking a main road into the town and pelting security forces with rocks in protest at delays in receiving aid, prompting police and soldiers to fire in the air to disperse them.
The UN said Tuesday that up to half a million people could be displaced by the current military operation and urged the Pakistani government to allow its agencies access to the affected areas.
The assault on the militant bastion of North Waziristan, long urged by Washington, came after a bloody and dramatic attack on Karachi airport brought an end to months of largely fruitless government efforts to negotiate a peace deal with the Tehreek-e-Taliban Pakistan. -AFP
Tags / Keywords:
Waziristan tribal area
passenger jet
suicide blast
Fuel pump fault sees Qantas A380 flight diverted
Taiwan angry over 'emotional' female president comments
Singaporean woman's death from post-op bleeding likely due to Cordyceps consumption
Three tourists killed, one missing in Thai speed boat accident
More debris found with possible MH370 link
'Most beloved elephant in Japan' dies, aged 69
For a hopping great time where else but Kangaroo Island!
Penangite covers six nations on his two-wheeler
Ex-Bok captain Smit quits job as Sharks boss
Tourism M'sia chairman denies causing ruckus at China expo
Copyright © 1995- Star Media Group Berhad (ROC 10894D)


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ACES services in the Kaiserslautern Military Community consists of four Army Education Centers: Baumholder, Landstuhl, Kleber (Soldier For Life), and Rhine Ordnance Barracks (ROB). The Education Center on ROB, Building 288, is the HUB center. The HUB center provides services to Kaiserslautern Military Community Army personnel and their families including: Baumholder, Landstuhl, Kleber, and Reserve personnel attached to Weisbaden.
Please call 485-8892