text:
- ColombiaConstructionFunding via Interactuar
Nestor Fern...ColombiaAgricultureFunding via Interactuar
Yeison LeandroColombiaServicesFunding via Interactuar
Edwin Alexander
They are requesting a loan to purchase an electric saw and some hand tools that will allow them to work more comfortably. They currently have to use the saw at a local cabinetmaker's shop. Their workshop is located in his friend's home, which is where their great ideas for artisan crafts come from.
The greatest challenge that Edwin faces is the low value that people place on his creations. His greatest dream is to be able to expand his business and create various objects that he can sell in the artisan market.
En estos momentos se encuentran solicitando un crédito para adquirir una sierra eléctrica y algunas herramientas de mano, que les permitirá trabajar mas cómodamente, ya que le ha tocado utilizar el servicio de sierra en una ebanistería cercana a su lugar de trabajo.
El taller lo tienen ubicado en la casa de su amigo y desde allí salen las mas grandiosas ideas artesanales.
El mayor desafío que enfrenta este emprendedor joven es el poco valor que la gente en general le da a sus creaciones, y su mayor sueño es poder ampliar su negocio fabricando variados objetos que puedan comercializar en el mercado de las artesanías.
Additional Information
More information about this loan
By funding this loan, you are promoting entrepreneurship in remote regions, including areas recovering from guerilla warfare in Colombia, and helping to reverse the rural exodus which occurred in the past decades when a the rural population fled their countryside homes for the safer cities.
This Kiva loan was created by Kiva's field partner Interactuar specifically for Kiva funding, in an effort to reach more borrowers in rural areas. Most of the Interactuar's lending operations are focused in urban parts of Medellin. But this loan product is designed to provide working capital to riskier agricultural businesses who have been traditionally excluded from the finance sector.
Important InformationThis loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.
Loan tags help lenders find loans that match certain areas of interest. You can add up to 5 tags for this loan.
About Colombia
304View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Mar 13, 2014
- Listed
- Apr 23, 2014
- Currency Exchange Loss:
- Possible
- Ended:
- Apr 18, 2015


text:
University of Georgia Athletic Association is bringing back the popular "AT&T TuesdayTicket Deal of the Week
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subset: commoncrawl


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ROXANNE MOUNTFORD University of Arizona
"We have rights over the words that make and unmake the world." -- Guillaume Apollinaire
If this book were to be dedicated to a god, that god would be Janus, the god of gates and passages who looks forward and back. Commemorating the twenty-fifth anniversary of The Prospect of Rhetoric's publication, the essays in this volume, originally presented at the 1996 Meeting of the Rhetoric Society of America, illustrate a discipline at odds over the future. Like the participants of the January 1970 Wingspread Conference and May 1970 National Conference on Rhetoric that produced The Prospect of Rhetoric, 1996 RSA conferees were asked to present their vision of rhetoric studies or to demonstrate what rhetoric studies could be by example. Perhaps the most surprising event of the conference was the first plenary session, in which Lloyd F. Bitzer and Edwin Black withdrew aspects of the revolution they began in 1971.
These proceedings occur at a watershed moment for rhetoric. Other fields, motivated by questions of self-representation and the status of knowledge, have discovered rhetorical criticism and begun to study rhetoric through fresh disciplinary perspectives. The new anthology on rhetoric, Rhetoric: Concepts, Definitions, Boundaries by William A. Covino and David A. Jolliffe, illustrates this trend. Included in the volume are essays written by and for scholars in other disciplines but which Covino and Jolliffe classify within rhetoric studies (e.g., bell hooks, "Culture to Culture: Ethnography and Cultural Studies as Critical Intervention"). Another anthology that shows the inroads of rhetoric into other disciplines is Bender and Wellbery's The Ends of Rhetoric: History, Theory, and Practice, based on a Stanford University Comparative Literature conference in 1987. The collection treats rhetoric as "a universal of literary production and reception" that allows comparative literature scholars to link their work, through rhetoric, to an "interdisciplinary matrix that touches on such fields as philosophy, linguistics, communication studies, psychoanalysis, cognitive science, sociology, anthropology, and political theory" (vii-viii). Rhetorical theory and criticism is now a substantive part of the work of such varied scholars as Emily Martin (medical anthropologist) and James Clifford (historian), prominent scholars in their disciplines.


text:
The Adult Deluxe Velvet X-Large Santa Suit is a high quality Santa suit that's sure to fit you comfortably. This costume features a deep red velvet jacket with white faux fur trim on the cuffs, hem and front, and a matching pair of pants. It also includes a matching floppy Santa hat with a white faux fur band and pom pom tip, a wide black faux leather belt with a big gold buckle, and tall black faux leather boot tops. You can complete the look with accessories like Santa bags, suspenders, bells and white wigs and beards, sold separately. This outfit comes in size X-Large, and will comfortably fit jacket sizes from 50 to 56. It's a high quality choice for your next Christmas party, Halloween party or winter birthday party. Party guests of all ages are sure to enjoy this classic Santa look.
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The Chelan County sheriff's office says the man who was bucked off the horse Monday afternoon was knocked unconscious and also suffered a serious cut when the animal stepped on his hand.
The motorcycle riders helped the man and called for help. Search and rescue volunteers and medics in off-road vehicles responded and took the 53-year-old Cashmere man to Central Washington Hospital in Wenatchee.
The horse ran off but was found Monday evening.


text:
Atlanta Gay Men's Chorus' 34th Annual Holiday Concert: A Beloved ATL Tradition
* Additional fees apply. No coupon or promo codes necessary to enjoy the displayed discount price.
The last date listed for Tied Up With Strings: The 34th Annual Atlanta Gay Men's Chorus Holiday Concert was Saturday December 6, 2014 / 8:00pm.
Venue Details
Reviews & Ratings
Featured review from Gerry AraimoRed Velvet
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My first AGMC concert and it will not be my last! The holiday concert was lovely! Every song and note was sung in such harmony and so beautifully.
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The Christmas concert is always excellent. It is a part of my tradition to kick off the Christmas season.
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It was fabulous!
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This was the 2nd year my mother and I went to the Atlanta Gay Men's Chorus and it was fantastic once again. Wonderful voices, great songs, and a beautiful cathedral!
Running time: 90 minutes including one intermission.
The December 6, 2014 matinee performance will be followed by a complimentary ice cream social.
About the Ticket Supplier: Voices of Note
Voices of Note, Inc. is an umbrella under which the Atlanta Gay Men's Chorus (established 1981) and the Atlanta Women's Chorus operate. By launching the Atlanta Women's Chorus in January 2013, Voices of Note established itself as a community leader in commitment to diversity and excellence in vocal performance. Over 150 talented and diverse singers comprise the two choruses; together, the volunteer members of the AGMC and AWC entertain thousands of audience members from Metro Atlanta, surrounding counties and states, including the LGBTQ community and beyond, through their thought-provoking performances. While each chorus has its own distinct identity, they are united in their commitment to changing hearts and minds through music.


text:
What Zillow–Trulia Merger Means to You
Internet real estate monster (Zillow) recently acquired it's biggest competitor (Trulia) for a whopping 3.5 Billion (yes, that's a 'b'). Together, according to Zillow, these two companies will now control 48% of the online real estate listing traffic.
In the press release from July 28, Trulia CEO Pete Flint states, "Trulia and Zillow have a shared mission and vision of empowering consumers while helping real estate agents, brokerages and franchisors benefit from technological innovation," said Flint. "By working together, we will be able to create even more value for home buyers, sellers, and renters, as well as create a robust marketing platform that will help our industry partners connect with potential clients and grow their businesses even more efficiently."
What does a merger like this really mean for home buyers and home sellers? According to a press release from the Zillow media room, it will mean bigger and better things. With 92% of home buyers beginning their searches on the Internet, anything that will make that experience more pleasurable can likely be a good thing. Home buyers already flock to Zillow and Trulia (as opposed to local real estate websites) in order to search for homes, and that's not going to change.
Some agents and brokers postulate that Zillow and Trulia may raise the advertising fees that are charged to real estate professionals. And, in turn, real estate professionals may convey those surcharges to their clients in increase commission.
The primary concern with regard to this merger comes from real estate professionals who believe that Zillow and Trulia may be out to own the real estate business from A to Z. Zillow CEO Spencer Rascoff was formerly a co-founder of Hotwire, which was sold to Expedia in 2003. He has a unique ability to identify industries ripe for Internet automation and was able to carry his experience changing the direction of the tourism industry into the field of real estate.
No matter what happens with Zillow and Trulia at the end of the day, real estate is local. It is all about neighborhoods and connecting with professionals who understand the subtle nuances of local communities, home buying, and home selling. Consumers can hang out on Zillow all day and all night. But at the end of it all, they will still call a local real estate professional to help them navigate the home buying process.
So, what does a big merger like this mean to home buyers and home sellers? It likely won't be noticeable to the average consumer. Unless, of course, those consumers own Zillow stock, which increased by 28% since the rumors of the merger were made public.
This article was written by: Melissa Zavala from www.broadpointproperties.com, email@example.com
This article was edited by: Derrick Evens, Director of Real Estate for the U-T, firstname.lastname@example.com


text:
Complications of Whooping CoughSkip to the navigation
Current as of: August 21, 2015
Author: Healthwise Staff
Medical Review: John Pope, MD - Pediatrics & W. David Colby IV, MSc, MD, FRCPC - Infectious Disease
Many complications can develop from whooping cough. These include lung infection (pneumonia), pulmonary hypertension, ear infections, seizures, weight loss, dehydration, and injuries caused by severe coughing (such as cracked ribs or a hernia). When these problems are severe, they may require more treatment or a hospital stay. Pneumonia and other types of lung infections or problems may be treated with antibiotics, oxygen, and assisted ventilation.
Improved treatments have made problems from whooping cough less severe than in the past. But the disease and its complications are still a serious health issue. This is especially true for children younger than 4 months of age. Adults age 60 and older also are at increased risk for severe problems.
ByHealthwise Staff
Primary Medical Reviewer John Pope, MD - Pediatrics
Specialist Medical Reviewer W. David Colby IV, MSc, MD, FRCPC - Infectious Disease
Current as ofAugust 21, 2015
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text: Adrian Lovett 2016-05-28T04:17:19-04:00 Adrian Lovett http://www.huffingtonpost.co.uk/author/index.php?author=adrian-lovett Copyright 2008, HuffingtonPost.com, Inc. HuffingtonPost Blogger Feed for Adrian Lovett Good old fashioned elbow grease. Worth the Wait: The UK's Aid Commitment Is a Big Step for International Development tag:www.huffingtonpost.com,2015:/theblog//3.6846040 2015-03-11T07:59:36-04:00 2015-05-11T05:59:01-04:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ There are some on the political right who say aid is a waste of money and the 0.7% target is arbitrary and unaffordable. Equally, some on the left are unenthusiastic about a focus on aid, seeing it as a 'soft' alternative to what they see as more structural measures. Among the many who have been campaigning on international development in the last couple of decades, few of us were 'switched on' by the aid issue. It was the burden of unpayable debt, the rigged rules of trade, or the call for tax justice that got most of us out on the streets. But we all have cause to celebrate today - for at least three reasons. First, it is those campaigns that have made this result possible. From Jubilee 2000 to Make Poverty History, campaigners have engaged policymakers and the public alike with a compelling view of how the world could be more decent and more just. And in that world, investing 0.7% of our national income aid is not controversial. It's just something we should do. The fact that opponents of this bill simply could not get anywhere near the votes they needed to stop its passage in either the House of Commons or in the Lords shows the impact of those campaigns in "normalising" a policy like this. And in spite of a determined campaign in parts of the media over the last couple of years, the British public seem stubbornly sane and rational in their support for aid. Yes, they want aid to be even more focused on achieving impact (dedicating at least half of it to the least developed countries would be a great step in that direction). And of course, aid on its own is not going to overcome extreme poverty, preventable disease and gross inequality. Developing countries need to build their own resources and responsible private investment will be required too. Aid alone is not sufficient - but for many countries it will be essential for a long time. The British public recognise this, and in a January poll, two-thirds said the UK should keep its aid promise. The second cause for celebration is the evidence that campaigning can work and change can happen. It wasn't an accident that the last Labour government committed to reach 0.7%, or that the Conservatives and Liberal Democrats matched that pledge and delivered on it in government. Nor was it pure chance that all three parties made manifesto commitments to put 0.7% into law, which they have now honoured. Even with the major parties' pledges, success wasn't guaranteed. Opponents in Parliament were outnumbered but they were loud and crafty, attempting to use parliamentary procedures to wreck the Bill. But they failed, and the long-time promise to the world's poorest was fulfilled. All these things happened because committed campaigners took the argument to those that needed to be persuaded, marshalled millions of people to support them, and won. In an age of understandable cynicism about politics, that's an exhilarating story. But the third reason is the simplest. Protecting 0.7% means protecting money for saving and changing lives. Real money. Not enough to make any serious dent in Britain's own budget deficit, but enough to go a very long way in international development. Let's look at the next parliament. If the new government, whoever forms it, were to decide to cut aid from 0.7% down to the 0.56% level it was previously at, about £13 billion would be lost from the aid budget over five years. That amount of money can deliver 2 million anti-malarial bed nets, or vaccinate 1 million children against preventable, deadly diseases such as diphtheria and pneumonia. Without a law to protect 0.7%, these life-lines would be at risk. Because of today, they won't. Instead, the UK will keep investing 70 pence in every £100 of our shared wealth in international aid. It says a lot about the kind of people we are and the country we want to live in. But more than that, it does a lot for the fight against extreme poverty and disease. And now it's going to be the law.]]> For Me, Government Action on Global Health Is Personal tag:www.huffingtonpost.com,2014:/theblog//3.6108684 2014-11-05T13:10:28-05:00 2015-01-05T05:59:01-05:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ Thankfully, because of the great care she had, her own extraordinary strength, and a degree of luck, she recovered. Within a couple of weeks she came home from hospital and she's never looked back. But as parents, of course, we do. We notice the threats our kids navigate each day, from spots appearing overnight as they sleep, to cars appearing from nowhere as they cross the road... Over and over, we just want them to be OK, and we count our blessings that - usually - they are. For some parents, without adequate health care for their kids and the vaccines that can protect them against deadly threats like diarrhoea and pneumonia, that hope is far more fragile. Last year more than six million children around the world died before their fifth birthdays. Nearly all of these deaths were preventable - caused by diseases that should be minor, but are deadly in the world's poorest countries. Vaccines are some of the lowest-cost, highest-impact ways to reduce preventable child deaths, and yet today nearly one in five children around the world do not have access to this life-saving care. That's where Gavi, The Vaccine Alliance, comes in. A partnership of governments, private sector and global health specialists such as the World Health Organisation, Gavi draws together expertise and resources from a wide pool. And it gets results. Gavi provides life-saving vaccines in more than 70 of the world's poorest countries. It's seen 440 million children immunised and more than six million lives saved since 2000. It takes a practical approach to its task and goes the extra mile to reach those who might miss out, making sure that girls don't fare worse than boys, ensuring for example that female as well as male vaccinators are used wherever that's appropriate. Gavi is also rated as one of the most transparent development players, scoring high on value for money. No surprise that the UK government has backed it strongly, providing one-third of its funds the last time pledges were made in 2011. It's hard to imagine a better use of British aid money. But future progress isn't a given. Gavi needs a fresh injection of funds to continue this success story. In January, leaders will gather in Berlin to decide on how much they will provide for Gavi's work between 2016-2020. For an additional $7.5 billion, Gavi will be able to immunise an additional 300 million children and save 5-6 million lives. If donors give less, some of those children will miss out and as a result, some will not make it. It's a pretty straightforward calculation. At ONE, we're working very hard to urge all governments to do their part. The good news for the UK is that others are stepping up, so the UK's share of the cost can fall a little. For a contribution of £1.2 billion over the next five years, averaging just £8 per year for each UK taxpayer, British support could save 1.5 million lives. What can be the argument for doing less? Gavi doesn't just help the children it vaccinates and the parents it reassures. It shows that by working together, incredible results can be achieved. Now it's up to all governments, especially those who have led the way like the UK, to step up again so that children get the basic care they need. My daughter, who fought her way through her first fifteen days or so of life, will enter her fifteenth year in 2015. I know she's going to be OK. I want every parent to be able to say the same.]]> It Takes More Than Words to Beat Ebola tag:www.huffingtonpost.com,2014:/theblog//3.5849228 2014-09-22T08:06:49-04:00 2014-11-22T05:59:01-05:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ Almost 5,000 people have been infected so far this year, of whom almost half have died. The outbreak has spread across multiple countries, but is mainly focused in three West African states: Liberia, Guinea and Sierra Leone. The gravity of the situation is reflected in the international response. The World Health Organisation (WHO) have called for $1 billion to fight the virus, while President Obama labelled the outbreak 'a threat to global security' and committed 3,000 US troops to the effort in Liberia. The United Nations Security Council - a body charged with maintaining world peace - has called on all countries, the African Union and the EU to provide technical expertise and medical help, including training health workers. William Pooley, the British nurse who contracted and overcame Ebola, commented that his survival was linked to the superior level of care he received compared to those in African countries. The gulf between the standard of medical treatment available for those in rich and those in poor countries is indicative of the necessity of development and aid. In situations like this, it requires governments to move beyond politics and help those who need it. It's not only human life that's in danger. The epidemic has the potential to devastate the already fragile but growing economies throughout the region, with the World Bank warning that Ebola could 'wreck already fragile states' without a rapid response. UK International Development Secretary Justine Greening announced the welcome news that Britain is giving more than £100 million to the effort against the virus, including providing hospital beds and medical support for 700 people in Sierra Leone. Other countries also need to step up, not just with cash but with in-kind support. Ebola is not a problem that will disappear simply by throwing money at it and then standing back. Rather, we need concerted, consistent action from donors and from regional governments, including encouraging international medical staff to volunteer to travel to the affected countries. With better public awareness, stronger infection controls and strengthened national health systems, the crisis could have been prevented. Now it's up to world leaders to show they're serious about tackling Ebola and helping the world's poorest. We at the ONE Campaign are urging UN Secretary-General Ban Ki Moon to use all his influence in the coming days to ensure governments act. But he needs to hear from you too. If you want to help, please sign our petition now and add your voice to the call for decisive action on Ebola.]]> Could It Be That a Bearded Man in a Dress Has Rekindled Europe's Appetite for Democracy? tag:www.huffingtonpost.com,2014:/theblog//3.5337185 2014-05-16T09:30:03-04:00 2014-07-16T05:59:03-04:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ After this flexing of mass muscle, perhaps European voters will now relish the chance to go to the polls again - for an electoral contest on which lives really do depend. For four days between May 22-25, people across Europe will vote again, this time for the 751 Members* of the European Parliament (MEPs). Representing the 28 member states of the EU, these MEPs will decide the path the continent will take over the next five years. Crucially, the issues they will have to consider won't be limited to matters within Europe, but the continent's role on the global stage as well. Nowhere is this more apparent than in Europe's role in the fight against global poverty. The European Union is the world's biggest multilateral aid donor, so how it uses this money counts for millions of people outside Europe. It's easy to see why. Since 2002 EU aid has meant 31 million people can access safe drinking water for the first time, stopped 24 million from going hungry, given 9 million children a primary education and vaccinated more than 5 million children against malaria. Advocates in both pro- and anti-EU camps can agree on one thing at least: on aid and development, Europe's collective clout achieves more than one country can by acting alone. Take Eritrea as an example. This country receives no bilateral aid from the UK, France or Germany - yet is the fifth poorest in the world. However, it does benefit from aid via the EU. Eritreans have better levels of health, education, nutrition and security than they would without this provision. Through Europe, member states gain global influence and the knowledge their support is going beyond their individual reach. Thanks to the efforts of the EU and its member states, in support of effective leadership in many developing countries, we are at a turning point in this struggle. There is a very real opportunity that extreme poverty -people living on barely £1 a day - can be eliminated in by 2030. But that will require exceptional drive from within Africa in particular, supported by smart finance and policies from European and other partners. It starts with this new European Parliament, and each and every MEP. If the next political generation to arrive in Brussels steps up its effort to ensure justice for the world's poorest, there is a real chance that within a decade and a half no one will have to struggle each day on less than the price of a bus ticket. If Europe continues to invest in agriculture (the largest employer in sub-Saharan Africa), maintains financial support for life-saving vaccines (which bring an economic benefit many times the price of one shot) and makes determined efforts to tackle corruption and unscrupulous business through 'Phantom Firms' (which have cost developing countries more than $6 trillion since the millennium), then the developing world may actually be able to lift itself out of extreme poverty. If MEPs are committed to this, then they must sign the ONEvote2014 pledge. If you want to find out more on how you can play a part in this momentous opportunity, then click here. *750 MEPs and 1 president will sit in the EU parliament this time around - a reduction from last time.]]> What Typhoon Haiyan Tells Us About the Best Defence Against Disasters tag:www.huffingtonpost.com,2013:/theblog//3.4280951 2013-11-15T09:03:51-05:00 2014-01-23T18:58:21-05:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ It's an extraordinary achievement and one that could easily be forgotten. As that country counts the awful cost of all it has lost, one thing seems clear: it could have been even worse. The country's disaster preparedness system saved many lives. But not every dimension of the disaster could be predicted. 'We were ready for the wind, but not the wall of water,' the president's adviser said yesterday. That wall of water was estimated at 40 feet high. How do you prepare for that? In my ten years working with Oxfam and Save the Children, who are both playing a big part in the emergency operation in the Philippines right now (in the UK as part of the Disasters Emergencies Committee), I came to realise two things: first, that most disasters involve both predictable and unpredictable elements, and the challenge is to prepare equally for both; and second, that emergency humanitarian response and long-term development work are intimately related. In one way or another, most development activity seeks to increase people's resilience in the face of a range of threats, so that when disaster strikes - whether through the loss of a family breadwinner, a failed harvest, an economic recession, an outbreak of conflict or the bite of a mosquito - the damage is limited. Wealthy countries have all sorts of tools of resilience - from tidal barrages to social security systems. People in developing countries are not so lucky - but increasingly their investments in resilience, often backed by international aid, are enabling them to weather the storms that block their path to self-sufficiency and prosperity. Take Ethiopia's experience of drought and hunger. As Owen Barder smartly explained in his appearance on BBC Newsnight this week, the devastating impact of the crisis of 1984/5 was in stark contrast to what happened 24 years later, when Ethiopia survived another extreme food crisis even as parts of neighbouring Somalia descended into outright famine. Ethiopia's determined building of food stocks, early warning systems, agricultural techniques and programmes to bolster livelihoods meant the difference, for many, between life and death. Around the world the dominant response to the Philippines disaster has been one of generosity, compassion and a determination to act. Millions of pounds are pouring into the Disasters Emergencies Committee appeal in the UK, ensuring that British charities can respond quickly and in a coordinated way to the disaster. And the UK government has been quick to respond too, with more than £20 million committed from Britain's aid budget at the time of writing. Across Europe, North America and beyond, citizens and their governments are responding. Governments, of course, can only do this with the consent of their people, through aid budgets that allow emergency resources to be found quickly. For those who campaigned successfully for the UK to invest 0.7% of its national income in support to developing countries, Britain's response to the typhoon is further evidence of the difference those campaigners have made. A small but vocal minority has argued for the closure of Britain's aid programme. If they had won, what would we be saying to the people of the Philippines now? Even this week, a few are using the Philippines emergency to question the wisdom of long-term development aid. The argument put forward, for example by Ross Clark in the Times, is that if we could "rein in" spending on long-term development projects, there would be more to spend in humanitarian emergencies. This is barely more sensible than saying we should cut spending on counter-terrorism in order to spend more clearing up in the aftermath of a suicide attack. In fact the types of projects Ross Clark labels "of dubious value" are among the very things that are needed to build resilience. His hit list - small loans to people trying to work their way out of poverty, support to people to help them secure rights to land, promotion of gender equality in Afghanistan and so on - sounds like exactly what we need more of, not less. Last week I was in Addis Ababa and visited the Ethiopian Commodities Exchange. With its traders in brightly coloured jackets and electronic ticker on the wall, it could be in any great financial city in the world. International aid supported its creation. And it has had a profound effect in ensuring Ethiopian coffee farmers can get a fair price and a predictable market for their products, which in turn is transforming the fortunes of the country. Ethiopia has halved extreme poverty since 1990 and can now see a path to virtually eliminating it altogether. It's hard to imagine a better investment than that. So as we dig deep to help the people of the Philippines, let's remember that immediate humanitarian response and long-term development investments do not compete with each other. At their best, they work hand-in-hand. And the more we can build long-term resilience, the better the chances of weathering the next storm - whatever form it takes.]]> It's Decision Time in the Fight Against Aids, TB and Malaria tag:www.huffingtonpost.com,2013:/theblog//3.3939448 2013-09-17T05:40:16-04:00 2013-11-17T05:12:01-05:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ the support of the majority of British people. That was a divisive argument. But now the focus turns to what both sides agree is an even more important challenge: how should the money be spent? The 0.7% target was never meant to be an end in itself. It's important because of what it allows you to do. Decisions about where and how the money is spent can mean the difference between life and death for the millions of people. The British secretary of state for development, Justine Greening, knows this only too well. While the rest of us can only play Fantasy Development with a hypothetical aid budget, she does it for real. Right now, with David Cameron, she faces one of the most important decisions she will make as secretary of state: how much to allocate to the Global Fund to Fight AIDS, Tuberculosis and Malaria. It is rare that such an opportunity comes along to illustrate the difference that can be made by British aid. Since 2002, the Global Fund has treated 4.2 million people living with HIV/AIDS, prevented 1.7 million HIV-positive pregnant mothers from passing HIV to their babies, distributed bed nets to 310 million families to protect them from malaria and helped stop the spread of drug-resistant TB. It has saved millions of lives. This is what international development can be: dynamic, human and real. In the British government's own review of multilateral aid agencies, the Global Fund was rated among the best value-for-money organisations that there are. Ministers have promised that the UK's aid budget will be allocated with a ruthless focus on efficiency and results. By that measure, the Global Fund is one of the best possible ways to spend it. But why does the Global Fund need commitments now? The Fund is coming to the end of its latest three-year programme and needs support from the international community to continue, and step up its efforts, from 2014. The need is greater than ever. In any fight against infectious diseases there is a window of opportunity that must not be missed; that moment is now. We have new tools to diagnose, prevent and treat these diseases more effectively and our scientific understanding of how to fight them has therefore improved substantially. For the first time we can see a pathway first to controlling these three killers, and ultimately, to defeating them. History has shown us that, when we reach a tipping point, if we then become complacent we risk a reversal. In Zanzibar and Swaziland there has been a rapid resurgence in malaria cases and deaths, when coverage of insecticide-treated bed nets was not maintained. In regions like Eastern Europe and Central Asia, new HIV and TB infections are on the rise, particularly among marginalised populations who face stigma and barriers to treatment. We cannot let up now. So what difference would British support make? Well, if the UK delivers a contribution of at least £1 billion over the next three years, as we hope it will, the Fund and its partners will be able to provide: • antiretroviral therapy for more than 650,000 HIV-positive people; • more than 51 million bed nets; • treatment for nearly 27 million cases of malaria; • care and treatment for almost 300,000 TB patients . But British leadership can do even more than that. UK money will unlock more for the Global Fund from other countries. The US, already the biggest donor to the Fund, has promised that for every two dollars other donors give, it will add a further dollar. That's even more value for money for British taxpayers and even more results in the fight against these diseases. And other countries are watching the UK too. The UK's Department for International Development is recognised as one of the best in the world, so if DFID decides an investment makes sense, that decision can influence others. France and Germany have already promised to maintain their contribution and both could go further. Others could then follow. Britain's contribution will be around 10 to 13 per cent of the total expected to be raised. That's surely a fair share. So it's decision time and Britain, like other countries, faces a choice. Do we hold back, preserve the status quo with a modest contribution and increase the risk that these diseases rebound and spread again, wasting more than a decade of investment and putting lives on the line? Or do we seize this moment, be bold, back a proven success and help set a path to achieving what once seemed impossible--the defeat of AIDS, tuberculosis and malaria in our lifetime? Justine Greening and David Cameron will make their choice. What would you do?]]> Aid vs Defence: A False Debate tag:www.huffingtonpost.com,2013:/theblog//3.2732148 2013-02-21T07:56:16-05:00 2013-04-23T05:12:01-04:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ There's a big question over whether David Cameron's reported comments on the way back from his India trade mission, in which appeared to suggest using more aid money for military spending, actually amounted to much. But in the fevered pre-budget climate in Britain, they have caused excitement and alarm. The fact is, channelling aid money through defence budgets on any scale would quickly hit a large brick wall in the form of the internationally-agreed definition of Official Development Assistance (which Downing Street have made clear the prime minister does not want to change). As Alex Evans points out in his blog on Global Dashboard, the rules as to what can and cannot be deemed 'aid' (or Overseas Development Assistance - ODA - as the wonks call it) are pretty strict. The only spending that would be allowed through the MOD on peacekeeping or security is the sort of spending that the Department for International Development is undertaking already (human rights, rehabilitation of demobilised soldiers, mine removal etc.). Indeed, DFID is currently ranked as the most transparent and effective development department in the world and the UK's security-focused aid spending was recently ranked as above average by the Center for Global Development; above the likes of the United States, Netherlands and Sweden. However, while in truth there is little chance of Mr Cameron diverting a large amount of aid money to pay for defence, the way his comments have been seized upon risk setting up a false debate, with those backing aid spending and those backing defence spending at each others' throats. Look at the numbers. As our neat little tax calculator shows, a UK taxpayer earning £30,000 per year will pay £7,065 in tax. Of that, £67 will go to the aid budget and £403 towards defence. That leaves £6,595 for everything else. A proper debate about government spending should surely recognise that pitching defence spending against aid is like robbing a pretty hard-up Peter to pay an even more impoverished Paul. If you want to find where the money is in the UK budget, you don't go to aid and you probably don't go to defence either. As for relieving poverty in countries hit by conflict: everyone who has worked in development knows it is hard, but it can be done. The DFID is right to look more closely at this, as the secretary of state Justine Greening promised to do when she set out her thinking at a ONE event two weeks ago. Reducing poverty through effective aid bolsters the UK's strategic and foreign policy interests. For relatively small amounts of money the UK is able to play a key role in some of the most vulnerable and unstable parts of the planet. As former chief of defence staff Lord Stirrup has argued, "Helping people in these areas to self-reliance... to lift themselves out of poverty and to counter ignorance, will reduce the risk of conflict". The UK government is showing global leadership in meeting the UN target to spend 0.7% of income on development in the year that we host the G8. Transparent aid, monitored for effectiveness, has had an enormous catalytic effect. Globally, extreme poverty has halved and child deaths dropped by more than 40% just two decades. The day when aid is no longer needed is getting closer. To turn away now would be in nobody's interest.]]> There Is Something I Want David Cameron to Do: Nothing tag:www.huffingtonpost.com,2012:/theblog//3.2011493 2012-10-24T16:02:54-04:00 2012-12-24T05:12:02-05:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ As Mario Cuomo said, you campaign in poetry, you govern in prose. Fast forward to late 2012 and you have to assume that when the prime minister thinks of Europe, lofty verses quickly dry up. A mountain of debt. An impending budget showdown. Few friends on the continent. A hostile press at home. Prosaic in the extreme. Today, David Cameron meets Herman Van Rompuy, the president of the European Council. The two men might find more in common than they expect. First, Van Rompuy is a poet himself - his published volume of haikus having received a warm reception (though he has evidently failed to impose on EU communique drafters the discipline of the 17-syllable form). More importantly, Cameron and Van Rompuy are both proven champions of the fight against global poverty, by one simple measure - their commitment to the 0.7% aid promise. Van Rompuy ensured Belgium reached the target when he was prime minister. Cameron has repeated his iron commitment to get there in March next year. They are members of an elite and honourable club. The British prime pinister can burnish those credentials today, while also perhaps recapturing a little of that old optimism for what Europe can do well together. When Van Rompuy asks for what Cameron would like to do to the small slice of the next seven-year EU budget that is earmarked for fighting global poverty and disease, I hope his response will be shorter than a Japanese poet's. In fact, a one-word answer would do: nothing. Keeping that proposal investment intact, and ensuring it is protected from the negotiating storm that is about to hit Europe's budget process, would enable Europe to stand for something bigger than itself and to get life-saving support to some of the poorest people in the world. The European Parliament yesterday agreed that the European Commission's proposals for development and humanitarian aid - taking just 6% of proposed EU spending - were "the bare minimum". Britain's own Department for International Development has praised the quality and value-for-money of EU aid. But the British negotiating position on the EU budget is undergoing a bout of cognitive dissonance. The UK position on the overall EU budget would shave €200bn off spending from 2014 to 2020. If applied evenly across the various headings, this would translate to a €9 billion cut to aid for the world's poorest. This move would have a devastating effect on millions of lives around the world. It would not be the action of a champion of aid. The International Development Secretary, Justine Greening, implies this will not happen, saying that development is one of the UK's priority areas within an overall squeezed budget. But without a clear commitment to protect that aid money - technically speaking, the Development Cooperation Instrument and the European Development Fund - anything could happen and it is hard not to fear the worst. Today is the prime minister's opportunity to put that right. We hope he will stick to the principles he has displayed since his election: defending the aid budget and ensuring it is ever more effective, and not trying to balance the books on the backs of the poorest. The best part is this: making that promise won't cost the British taxpayer a penny. As the UK has already committed to spending 0.7% of national income (and no more) on aid, and as Britain's contribution to EU aid is counted as part of that 0.7% commitment, increasing EU aid will not cost the UK any more. But it will leverage increased contributions from right across Europe as other member states pay their share. If cuts implied by the UK government's position were to go ahead, 5 million people will not get connected to clean drinking water, over 1 million people will not have proper sanitation and nearly 1 million children will not being vaccinated against measles. Cuts cost lives. The prime minister is a development champion at home. He has yet to show whether he will do so in Europe. He made a promise to the world's poorest. Today he can deliver.]]> A Golden Moment to End a Golden Summer tag:www.huffingtonpost.com,2012:/theblog//3.1883490 2012-09-14T19:00:00-04:00 2012-11-14T05:12:01-05:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ The announcement is made and the crowd erupts in cheering. Supporters of the cause hug in the front row as confetti explodes from behind the stage. An open-top bus crawls past with some of the major players on the top. They wave to the crowd, who respond in kind. Joy is unconfined. All the hard work, long hours by those volunteers and professionals and investment from generous taxpayers has resulted in millions of lives changed forever around the globe. Meanwhile, in front of TV screens in homes near and far, people smile at each other and say, "We did that". A golden moment to end a golden summer. Our Olympic and Paralympic heroes deserved every bit of the great parade we saw last week. But why didn't this celebration happen again yesterday? That's when the UN announced that the number of children dying each year under the age of five has fallen by 41% since 1990. While 12 million died in 1990, just under seven million lives were lost in 2011. That's 14,000 a day less than were dying in 1990. The progress made in reducing child deaths must be one of the biggest success stories of the last decade. Yet there was no tickertape parade. Good news can often pass us by, or not even make the news at all. But after a summer of so much of it, why not keep it up? To anyone who has campaigned against poverty and an end to avoidable child deaths for the last decade or more, these are incredible statistics. Even more encouraging is the fact that the most rapid progress is being made in sub-Saharan Africa. And in some countries, the reduction is spectacular. Liberia, Rwanda, Malawi, Madagascar and Ethiopia have all cut mortality by more than 60 per cent. All of us - from ordinary citizens to world leaders - should be buoyed by this fantastic news. But we must not ease up. The target set for the Millennium Development Goal on child mortality may yet not be reached. With still more than one thousand days to go until the 2015 deadline expires, today's news should challenge the world to do even more to reduce poverty and cut child deaths. At the point when we may be turning the tide against child mortality and disease, now would be the worst possible time to walk away. We are entering the final straight and will need a sprint finish. It is time for world leaders to channel their inner Mo Farah. Just this week, the new Secretary of State of International Development, Justine Greening, confirmed that the UK would stick to its commitment to spend 0.7% of GNI on aid. This latest set of child mortality figures can't help but back up the argument that aid works. Not on its own, of course. My former colleague at Save the Children, Simon Wright, has set out the reasons for the reduction in deaths, and aid is one very important part of the picture. For less than a penny in each pound of government spending, the British people have contributed to saving hundreds of thousands of lives. And so have the French, Germans, Americans and many more. For me, even in this summer of seemingly endless excitement, this is the biggest news of all. I hope it is for you, too. After all, you made it happen. Take a bow.]]> Superheroes in Suits? tag:www.huffingtonpost.com,2012:/theblog//3.1851700 2012-09-03T19:00:00-04:00 2012-11-03T05:12:01-04:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ Who was this superhero? Sarge? No. Rosemary, the telephone operator? No. And this time, not even Henry , the mild-mannered janitor. (If you were born after 1980, go look it up and see what you were missing. Inspector Gadget had nothing on this, kids.) The superheroes this time were the mild-mannered, quasi-judicial, definitely-cape-eschewing members of the Securities and Exchange Commission, the austere body that interprets and enforces laws relating to US stock exchanges and the companies that trade on them. The SEC published a rule requiring all companies listed on US stock exchanges to disclose what they pay to governments for extracting oil and gas, and for mining. It has to be said that the Commissioners didn't hurry to this view; the deadline the SEC were given by the US Congress to do this was 14 April last year. Nevertheless, the wait appears to have been worth it. The SEC were clear and resolute. For all transactions of over $100,000 and for every project a company operates, US law will require transparency about who paid what to whom. No exceptions. The SEC had no truck with the argument that a special case could be made in countries where it would be illegal to publish such payments, wisely understanding that this "dictator's veto" would simply encourage rogue countries to pass just such a law and try to keep payments hidden. So no wonder ONE's co-founder Bono called this a really big deal, describing transparency as "the best vaccine against corruption". The new rule will significantly improve the business environment, empowering all citizens, especially in Africa, with valuable information on government revenues that they need in order to hold their leaders accountable. It will make it harder for corrupt officials to divert revenues away from spending on vital services such as healthcare, schools and clean water. It was also something of a relief. The ruling wasn't a sure thing, following concerted lobbying efforts behind the scenes from some major extractives companies in an attempt to considerably weaken this ruling. ONE members across the US raised their voices on the issue, concerned that the clear intention of lawmakers in Congress should be enforced. We should applaud the SEC for holding the line. So: first move, USA. Now it's time for Europe to step up and do the same. The good news is that there is currently a law being debated in the European Parliament which would require similar reporting by companies in the European Union. There are concerns, however, that the proposed measure does not go as far as the one laid down in Washington. There is a huge loophole in the proposed EU law, letting companies off the hook from reporting payments to countries where local laws may prohibit disclosure. The SEC comprehensively dismissed such a provision and for the EU to press ahead with it would be perverse and self-defeating. A crucial vote on the law is coming up and by voting the right way, European parliamentarians could help African citizens to fight corruption and build a better future for all. But lobbyists from some of the world's biggest companies are now busy at work on this side of the Atlantic trying to weaken the draft EU law. The spotlight is on a small group of EU lawmakers. We're letting them know we want them to do the right thing and watching how they vote. You can join us and the 160,000 ONE members who have taken action. In the next episode of this story, who will be the superheroes? A group of mild-mannered Brussels parliamentarians? Could be... (Although, never write off Rosemary, the telephone operator. She always had something special.)]]> My Pledge for Nelson Mandela's Birthday tag:www.huffingtonpost.com,2012:/theblog//3.1685286 2012-07-19T05:04:42-04:00 2012-09-17T05:12:07-04:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ Since he left prison in Paarl in 1990 after 27 years, Mr Mandela's continent has arguably undergone changes as dramatic as any other, certainly in recent years. The Millennium Development Goals have helped focus leaders from around the world on the task of halving extreme poverty and fighting preventable disease and the results have been dramatic. In the field of health, maternal mortality in sub-Saharan Africa is down by over 40%, child mortality has fallen by 30%, in large part due to extensive vaccination campaigns which have seen more than 5.4 million children's lives saved in Africa between 2000 and 2009. And new vaccines recently developed against some of the biggest killers of children - diarrhoea and pneumonia- will save even more lives in the coming years. The progress made against HIV/AIDS is staggering. Nearly 4 million Africans have been placed on life preserving antiretroviral treatment since 2002. And we now know how to prevent mothers passing HIV onto their children. In education more than three-quarters of children on the continent are enrolled in primary education, over 46 million of these children since 1999, as Africa's teachers set out to create the continent's leaders of tomorrow. Each life saved and life changed is living proof of the incredible progress we have all helped achieve. These statistics feed into a bigger picture about the how the rest of the world has come to perceive Africa. Once dismissed as the "hopeless continent" it is now home to six of the ten fastest growing economies on the planet and foreign investment continues to flow in. Premier League football team Sunderland Athletic recently announced a two-year shirt sponsorship deal with "Invest in Africa". With its vast natural resources, innovative tech entrepreneurs and growing working-age population Africa's potential has seen it described by fund managers as "the best investment story on the planet." These examples, whilst impressive, are only a checkpoint on the road to 2015. Mr Mandela knew as much in 2005 in Trafalgar Square saying: "As long as poverty, injustice and gross inequality persist in our world, none of us can truly rest." We have achieved so much, but we cannot rest now that we are nearly there. Still 7.6m children die of preventable treatable diseases each year and a billion people go to bed hungry every night. There is no reason to believe that we cannot finish the job. It is a long walk, but Mr Mandela is used to those. We have 1000 days between now and the deadline for achieving the Millennium Development Goals. It may not seem like long but a lot can change in 1000 days if minds are focused and leaders committed. In just over 1000 days from walking free from prison, Nelson Mandela and others managed achieve what was unthinkable to many: to peacefully end apartheid and draw up a road map for a new nation. In honour of the man himself and in recognition of his 67 years of public service, people around the world are choosing to mark Mandela Day by giving 67 minutes of their time to help others, be it towards the MDGs or local projects. My pledge is to keep working for the MDGs and to rally others to do the same, whether it's joining ONE or making your own Mandela pledge. Because of what has been achieved in recent years in the fight against poverty and disease, an entire generation of us in our twenties, thirties and forties can realistically contemplate a world where these scourges can actually be wiped out. In a few years, we could see the elimination of polio, even the beginning of the end of AIDS. We can plan for a time when no child is born with HIV, when diarrhoea and pneumonia rarely claim lives, when famine is a Biblical notion, not a present-day obscenity, and when extreme poverty is on the way to being a thing of the past. These goals are within our grasp and we should be determined to achieve them. Let's be determined to take some great strides forward - not only in our lifetimes, but in Nelson Mandela's too.]]> Oiling the Wheels tag:www.huffingtonpost.com,2012:/theblog//3.1553175 2012-05-29T19:00:00-04:00 2012-07-29T05:12:04-04:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ Adverts will appear in papers across Europe shining a spotlight on a few corporate lobbyists who are trying to water down a new law that could transform millions of lives. It's an unusual move for us - we're more used to pushing politicians to keep their aid promises. But it might be the most important campaign we have ever run. Here's why... The European Union is debating a new transparency law that would require oil, gas, mining and forestry companies to publish the payments they make to governments around the world. Currently these secret payments fuel corruption. They allow unscrupulous leaders to pocket some of the profits for themselves and prevent citizens from accessing the information they need to ensure money is used for vital services like schools, roads and health clinics. By making payments public, the public can follow the payments. Equatorial Guinea is a prime example. Its per capita wealth is equivalent to that of most European countries, yet many of its citizens live in extreme poverty and one in eight children die before reaching their 5th birthday. Meanwhile the President's son - whose official wage as a government minister is $5,000 a month - owns a mansion in Malibu, a private jet worth $33 million, and even bought more than $3 million of Michael Jackson memorabilia. That's a lot of bad stuff, in more ways than one. For African countries this law could be transformative. In 2010 extractive industries were estimated to be worth $333 billion to Africa. It dwarfs aid - which was $48 billion in the same year. Africa is not poor - it is resource rich. New oil finds are regular news across the continent - from Kenya to Sierra Leone. As ONE's co-founder Bono wrote recently in Time Magazine now is an opportunity to ensure the "resource boom benefits the many, not the few". That's why ONE, along with our partners in the Publish What You Pay coalition, has been meeting with policymakers, writing letters and organising petitions. We've been to see the most important government ministers across Europe, including Norman Lamb who leads on this for the UK government. ONE members have been contacting their MEPs and we've been in touch with the companies themselves too. But now is the time to go public. We know that many international oil, mining and gas companies want to do business in the right way and work in partnership with the communities and countries where they operate. They are rightly proud of their commitment to ethics and transparency and Africa wants their business. But some lobbyists, working on behalf of some companies, seem set on a different course. They continue to argue against details of the law that our partners in Africa tell us are absolutely critical. They want to amend the law to avoid reporting payments against individual projects. This would deny local communities information about the mines and wells in their vicinity. They also want to be exempt from reporting payments in the some of the world's most autocratic states - completely defeating the point of this legislation. Lord Browne, who as CEO of BP for over ten years, says these lobbyists are wrong. He says such amendments would "break the essential link between information about local resources, local payments and local spending." A law that will not achieve that central objective is not a law European parliamentarians and leaders should wave through. Most of us struggle to name our MEP, but in the next three months we really ought to get to know them. Members of the European Parliament, and representatives of the EU's national governments at the Council of Ministers, will be voting on this law. Few of them will claim to be against transparency and the fight against corruption - but in this case, the devil is in the detail. These adverts are just one step. We'll be tracking how key representatives respond, highlighting those fighting for a strong transparency law and exposing those blocking it. By making this process public we will be holding our representatives accountable for the decisions they make. And we will take away the most powerful tool some corporate lobbyists have. Secrecy. Find out more and join ONE at www.one.org ]]> EU Aid Must be Protected for the Poorest tag:www.huffingtonpost.com,2012:/theblog//3.1458458 2012-04-27T07:50:10-04:00 2012-06-27T05:12:02-04:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ Murmurs in Australia suggest politicians are considering taking from the aid budget to resolve the deficit. Aid from rich countries fell by £2.14bn last year. Commentators say that the "golden era of overseas aid is over". Yet we have more evidence than ever before that aid is working and that we have achieved remarkable results - not least over 50 million more children enrolled in school in the last decade. We also know, with over a billion people still living in extreme poverty, the job is not yet over. If we are to keep winning the fight against extreme poverty, hunger and disease every penny counts. One of the most important battles for aid is being played out in Brussels where leaders from 27 countries are debating how to allocate the next European budget. The negotiations will set in stone the amount the EU gives in aid for the next seven years. The amount proposed to be used to tackle extreme poverty is just 5%, a small fraction of the overall budget. But this equates to a potential €57 billion for the world's poor. Yet as European countries fight over far larger chunks of money for things like the Common Agricultural Policy, which subsidises farmers in Europe often to the detriment of developing countries, there is a risk the small amount set aside for aid will get caught in the crossfire. Leaders must not let that happen. Between 2004 and 2009 EU aid helped more than nine million children get a primary education, vaccinated more than five million against measles and made sure more than 31 million people have access to safe drinking water. Of all the spending in Brussels it is aid that has the greatest euro for euro impact on people's lives. Not only does EU aid save lives around the world, the EU aid policy also influences the policies of its member countries. This is why Bill Gates branded the EU "the most influential aid donor in the world" earlier this year. What is decided by the European Union will not only determine a significant amount of the world's aid, it will also set important precedents about the role of international aid in the next decade. The negotiation of the European budget is also an opportunity for leaders of countries like the UK and Sweden to pressure Germany, France, Italy and others to join them in giving 0.7% of national income in aid. The EU aid budget often comes under criticism. For example, media reports today claim 'most EU aid 'goes to richer nations'. The reason for these headlines is that some of the money given to EU candidates, such as Turkey, is classed as aid according to international criteria. However, most people understand aid as money governments set aside to support the world's poorest people and countries lift themselves out of poverty. For this purpose, the EU has two pots of money, the financing instrument for development cooperation (DCI) and the European development Fund (EDF), and neither gives money to Turkey, Iceland or any other European candidate. As part of the negotiations there will be a review of where EU aid is allocated. The world has changed since 2006 when the last aid budget was agreed - with a number of countries successfully graduating to middle-income status. In this budget the EU will need to make important decisions about which countries to graduate from their aid programme. Ministers need to use this opportunity to insist that aid is further prioritised towards the countries and people that need it most. What is increasingly recognised is that EU aid has vastly improved over recent years. Today it is some of the most transparent and effective aid in the world. An independent study by Publish What You Fund ranked the EU among the top ten most transparent donors worldwide. The UK also ranks the European Commission among the world's top development and humanitarian aid donors. It makes sense for anyone concerned with ensuring aid is as effective and efficient as possible to support channelling a proportion of aid via the European Union. It means we can pool resources with other countries to increase our impact. Through the EU we can coordinate aid to avoid overlap, save money on delivery, and reach countries that we otherwise couldn't. Take Eritrea for example, the fifth poorest country in the world but not a focus of aid from the UK, France or Germany. The EU was the second largest donor in Eritrea in 2010. Here EU aid supports agriculture so communities can cope with droughts and avoid famine, and it build roads so people can get their goods to market, building businesses and helping people lift themselves out of poverty. Much rests on leaders at the European Union making the right decisions. We're three years from our deadline to meet the Millennium Development Goals to halve world poverty. A herculean effort will be needed over coming years to reach them - and even then we are only half way to the real end goal. The outcome of these negotiations will have huge implications for the world's poorest people. When European leaders sit at the negotiating table they must remember the lives already transformed by aid and consider the millions still in need. They should strike a deal for the world's poorest people: first, protect aid in the EU budget negotiations. And second, insist that it is further prioritised towards the countries and people that need it most.]]> Millions of Lives Depend on Osborne's Aid Promise tag:www.huffingtonpost.com,2012:/theblog//3.1353900 2012-03-18T19:00:00-04:00 2012-05-18T05:12:01-04:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ But the UK budget doesn't just matter to 60 million Brits. Admittedly, not many of the world's poorest people will be gathered around the television watching George Osborne at the despatch box on Wednesday - but for some of them, his words are a matter of life and death. ONE decided to get to the bottom of the figures and find out just how important they are. Our report, Small Change, Big Difference, reveals, for the first time, the true impact of UK aid around the world. This new audit of British aid spending plans shows that UK aid will put 15.9 million children in school, protect 5.8 million mothers during childbirth, provide safe drinking water to 17 million people and help over 9 million people overcome malnutrition in the next four years. But all this will only be achieved if the Chancellor confirms in this week's budget that the UK government will reach its target of investing 0.7% of national income in international aid next year. This new research makes it clear: now would be the worst possible time for Britain to walk away from its promise to the world's poorest. Not just because lives and futures depend on it, but also because in tough times, smart aid is not just good for the poorest countries. It's good for Britain too. Aid helps countries grow, and as they grow they become potential markets and trading partners for UK plc. This isn't about creating a never ending cycle of aid. The ONE report demonstrates how UK aid will help bring forward the day when aid is no longer needed. In the next four years UK aid will help 77.6 million people access formal financial services, such as bank accounts or credit - the basics needed to start a business. And it will help create employment opportunities for 19.3 million people by investing in infrastructure, supporting entrepreneurs, developing markets to sell goods, encouraging trade and investment, and increasing agricultural productivity. During David Cameron's recent visit to the United States he and Barack Obama said that "As two of the world's wealthiest nations, we embrace our responsibility as leaders in the development that enables people to live in dignity, health and prosperity." Cameron is right to recognise our responsibilities as a wealthy nation - and he also knows Britain's aid promise is affordable. Even at 0.7% of national income, UK aid will account for just 1.6 pence in every pound of government spending. In tough economic times, keeping our aid promise is more important than ever. No other budget achieves so much for so little. The government's bilateral and multilateral aid reviews demonstrated its commitment to fund the most cost-effective projects available and just last week the Department for International Development (DfID) linked up with the Serious Organised Crime Agency to ensure that any allegations of misuse of funds are properly investigated. Nobody claims aid is perfect, but British aid is good and getting better. Each of these statistics on their own is remarkable but together they add up to one of the wisest and most far-sighted investments our government can make. No one wants aid to continue forever but if done properly this is an investment that will save and transform lives, boost economic prospects and help to bring forward the day when extreme poverty - and aid itself - is a thing of the past. ]]> A Wake Up Call in the Fight Against AIDS tag:www.huffingtonpost.com,2011:/theblog//3.1113084 2011-11-25T18:00:00-05:00 2012-01-25T05:12:01-05:00 Adrian Lovett http://www.huffingtonpost.com/adrian-lovett/ The Global Fund, the international partnership that channels money to fight AIDS, TB and malaria, announced it has been forced to delay applications for new programmes due to insufficient funding from donors. Instead it will have to focus its efforts on maintaining the current programmes. After a decade of huge leaps forward in the fight against AIDS, it is hugely concerning that progress may stall. New figures from UNAIDS this week showed that in just one year we have added 1.4 million people to treatment. In 2003 only 100,000 people had access to life-saving antiretroviral treatment, now more than 6.6 million people do. This is in large part thanks to the work of the Global Fund, which is responsible for a sizeable chunk of the global response to HIV and AIDS. Despite this progress, nearly 8 million others are still waiting for life saving drugs and the number of new HIV infections remains high. And while effective treatment to prevent mothers passing on the virus to their babies is available, less than half of HIV positive women have access to it. A major push is still needed in order to turn the corner in this epidemic. This year, for the first time, evidence shows us that it is possible to end AIDS within a generation. New research found that an HIV-positive individual on antiretroviral treatment is up to 96% less likely to transmit the virus to others. This news should give us reason to be more hopeful than ever that the fight against AIDS is one we can win. But this hope is being undermined by donors who are not meeting their promises to the Global Fund. In the past all pledges made to the donor fund have been delivered, but now this record is slipping. Some donors are not keeping their promises and others are delaying pledges. Now is the worst possible time for delays and broken promises. There have been concerns about the Global Fund. It is true that they identified a very small proportion of funds being lost. But the Global Fund has a zero tolerance policy for corruption. Suspected corruption is pursued aggressively, corrupt officials go to jail, steps are taken to reclaim funds and new safeguards are put in place. The Global Fund has also introduced a pro-active plan of action to address any remaining issues. The openness of the Global Fund and its commitment to deal with concerns head-on is something worth celebrating. And reforms agreed this week will make the Global Fund not just a life-saving global health institution, but also a leading example of smart aid and transparency in practise. If donors had doubts, they should now have confidence. Germany has responded to this development by releasing a commitment of $100m to support the Global Fund. Other donors now need to follow. And donors must commit to serious planning for an ambitious scale-up of efforts over the next couple of years, to ensure the Global Fund can reach many more people who need its help. We cannot afford to lose ground just when the beginning of the end of AIDS is in sight. When the Global Fund was first established Kofi Annan said "the war on AIDS will not be won without a war chest". That is still true today. The world needs the Global Fund and we need to fund it. This would be the worst time to falter.]]>


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06 CTS Fuel Gauge , Temp Gauge not working & other random issues
I just bought a 2006 CTS with a 2.8 v6. The car is in over all decent shape, but does need some work. Yet, it does only have 82k.
One of my first focuses of repair is the fuel level & temp gauge that is not working. Also, there are a couple of errors in the message center, one being the air bag system needs service & security system needs service(also the lock icon is on in the cluster while the car is running). Also the traction control light is on in the cluster and there is a message for it in the notification center.
This car is a salvage restore vehicle. But, it seems to have been for a minor front end collision without any frame damage and the air bags seem to have not been deployed.
Where do I start?
So far I have seem the ECU mentioned as the issue, but I also seen something about the BCM being the cause. Also I have found a few reset procedures to try to reset the ECU.
I am not really in a position to just take it to the dealer and say fix it. Since it will cost one are and at least one leg.
Anyone have anything to add to this?
Here is a pic of the beast. Not too bad for 3,800 Bucks
- 09-19-13 03:28 PM #2Cadillac Owners Member
- Automobile(s): 2005 CTS
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- Aug 2013
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- 44
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- 13
Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
That seems guarnteed to be the ECM. I got out of the dealer for around $800 for a new ECM.
Good Luck!
Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
Hello Samson_420,
Congratulations on your new purchase of your CTS! Your vehicle looks great and it seems like you got a great deal on it. I do see that you are planning on doing the work on your vehicle yourself. I am not an engineer or a technician unfortunately, so I would not be able to offer any technical advice. If you have any questions, or if you do end up taking your vehicle to the dealership, I would be more than happy to assist. Please private message me or send me an email to email@example.com if you would like to further discuss anything. If you send an email, please include "ATTN GREG" in the subject line so that it gets delivered straight to me. Thank you very much for your time.
Gregory W.
Cadillac Customer Care
Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
Soooo. . . . . . . From what I have read and now understand, these cars are all plagued with electrical gremlins.
Got a new ECU, after a painful learning procedure I got it to work. It does the same exact thing as the original one.
What gives? I looked at every fuse twice, ran a direct ground to the ECU from the battery, looked at every piece of wiring that is semi visible. Everything looks as solid as ever.
How can everything take a dump at once? What controls this?
I would understand lets say the ABS & traction control taking a dump due to cut sensor wires or something similar.
But, damn near 80% of my car does not work. No cruise, no temp gauge, no gas gauge, anti theft light comes on after one minute of the car being on, no traction control, no ABS & the air bag light flashes and says it also needs service.
How does this thing even run? Yet it runs just fine without issues. . . . .
I really do love to hate this car at this point.
I have done enough vehicle repair & the only possible way of repair that I can see is seriously chase one circuit at a time. But, on this car this is nearly fiction. This car has more wiring than all my other 3 cars combined.
If anyone can help with this, please do. . . . I have never been this lost in the electronics of a vehicle
Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
Well, here it is:
Broke down and took this pile to a full on GM Dealer. They ran a full on diagnostic on it for 60 Bucks. They determined that every system in the car with the exception of the transmission has a fault.
The service writer said that the Bus II was shut down. (I think it was called that)
This not a true representation of Cadillac though. Some seem to have problems, but not that many. This car was previously damaged and salvaged. The damage had to be deep enough to total out the car.
I still haven't pulled a CarFax. It is possible it was flooded< This can cause some extremely excessive electronic damage.
- 10-02-13 01:48 PM #7Cadillac Owners Member
- Automobile(s): 2007 cadilla cts
- Join Date
- Sep 2013
- Age
- 48
- Posts
- 1
Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
I'm having problems with my gas gauge saying i have more gas then it does then later in the day it shows me different. This is BS, never thought I would have to deal with it. I have an 2007 and am also having an oil leak checked out. I am so ready to trade this car in.
I'm starting to wonder if my car was salvaged and not disclosed by the dealer. Also, I was driving to Fresno and decided to open my sunroof and saw a black strip sticking up in the air. I pulled over and it was the weather strip to my window. NO WONDER ITS NOT AIR TIGHT WHEN I DRIVE AND I HEAR A BUNCH OF NOISE! It seems like they must have had to replace the window before selling the car. How ghetto!!! They could have done it ritht, the least! Very unhappy with the car. I guess we pay for the looks of it!
Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
Thanks for keeping us updated in regards to your CTS. I am sorry to hear that every system in your vehicle had a fault. I am also sorry to hear that the previous damage was enough to total out the vehicle. Are you currently getting the vehicle repaired? Thank you very much for your time.
Gregory W.
Cadillac Customer Care
I am sorry to hear that you have been experiencing these issues with your CTS. I would be more than happy to run your VIN through our system to see if your vehicle was salvaged or not. I wouldn't be able provide you with any past service history of your vehicle, but you can contact your local dealership for that information. Have you brought up your concern with the fuel gauge to your dealership's service department? If you would like to further discuss these concerns, please feel free to private message me or send me an email to email@example.com. If you send an email, please be sure to include "ATTN GREG" in the subject line so that it gets delivered straight to me. Thank you very much for your time.
Gregory W.
Cadillac Customer Care
- 12-17-13 05:41 PM #9Cadillac Owners Member
- Automobile(s): CTS
- Join Date
- Dec 2013
- Posts
- 2
Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
Hi , Samson ,
I have the same issue . Did you get the issue resolved ? May I know how ?
Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
Based on my zero knowledge of car mechanics, I would say your fuel gauge temp is having issues because those wheels are flaming and they are overheating all the other components. Try switching to something less vulgar, that might solve the problem.
In all seriousness though, you picked up a sweet car for a great price. Hope you get the issues fixed, best of luck!
- 12-19-13 12:51 PM #11Cadillac Owners Member
- Automobile(s): Cadillac
- Join Date
- Aug 2008
- Posts
- 24
Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
For any electronic problem, before spending money at the garage or at the dealers, the first thing to do is to connect a good AUTOMATIC battery charger to your battery and give it a slow charge (10 amps or less) for a long time (the whole night or more) even if your battery is strong enough to crank your engine. I suggest you do that a few nights in a row, to make sure your battery voltage is strong enough to supply your electronic system with a steady voltage higher than 12 volts. If your battery is to old, better spend money on a new one than spending a lot more money on changing the ECM, ECU, or any other electronic device in your car. Most of the problems should be solved. If not, than go to your dealer, but make sure you have a lot of money in your pocket.
Now, if you want to reset the ECU or ECM, here is the good and safe way to do it:
First you,ve got to know that your ignition switch has 4 different positions; "A", "B", "C" and "D".
"A" = fully off (you can pull out your key), "B" = off (you can't pull out your key), "C" = ON (all the lights are ON in you dash board), "D" = cranking position.
1.- Turn the ignition switch to "A" or "B" position if "A" is not possible.
2.- Remove the fuse panel lid. (The fuse panel should be in the engine compartment, passenger side, near the radiator)
3.- Pull out the fuse labeled "ECM" or "ECU" (You may use a pair of long nose plyers or the small plastic tool that's allready in the fuse box) (The inside of the fuse panel li d shows a chart indicating where each fuse is located)
4.- Turn the ignition switch to "ON" (position "C") (be carefull not to go as far as cranck position "D").
5.- Leave it like that and wait at least 5 minutes.
6.- Turn the ignition key to "OFF" position ( it should go to "A" position)
7.- Replace the fuse carefully into its slot in the fuse panel. Press it down until it is fully inserted. Replace the fuse box cover
Good luck to you.
Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
Had the same problem check my link
- 05-13-14 10:17 PM #13Cadillac Owners Member
- Automobile(s): None
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- May 2014
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- 76
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Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
I have the exact same problem 2005 cadillac cts 3.6 my temperature gauge and fuel gauge work whenever they want to and my traction, anti-theft, airbag lights are on what could be the problem? HELP please hate havinf these things on!!!!!????
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Good morning - Your CF account is activated. Please use the Profile and Settings tabs to update your profile to reflect proper birth date, approximate location, car owned and time zone - or do you really live in London - GMT ?
- 01-05-16 11:04 AM #14Awaiting Email Confirmation
- Automobile(s): CTS 2005 3.6L
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- Jan 2016
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Re: 06 CTS Fuel Gauge , Temp Gauge not working & other random issues
Same symptoms started for me after I gave a friend a boost. How do I reset BCM? Thanks...
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Currency-Linked Note Sales Rise as U.S. Investors Bet on Asia
U.S. sales of structured notes linked to exchange rates rose last month to the most since May as investors speculated that the dollar will weaken relative to Asian currencies.
U.S. investors bought $98.8 million of currency-linked notes in November, up 52 percent from $65.1 million the previous month, according to data compiled by Bloomberg. The total is the highest since May, when banks sold $118 million of the products.
Of 14 such securities issued last month, 12 were bets the U.S. dollar would fall against Asian currencies, the data show. The notes can be an efficient way for investors to guard against a decline in the value of the dollar, said Eric Greschner, who helps manage about $150 million as co-founder of Regatta Research & Money Management LLC.
"You can get a very long-term hedge that is relatively inexpensive compared to some of the other options that are out there," said Greschner, who has bought products linked to Asian currencies for clients.
Structured products can be cheaper than periodically buying currency options, another type of derivative, he said. The products often include protection against drops that isn't offered by exchange-traded funds tied to currencies, Greschner said. Derivatives are contracts whose value is derived from stocks, bonds, currencies and commodities.
One-Year Notes
On Nov. 19, Deutsche Bank AG sold $6.29 million of one-year notes that rise in value if the U.S. dollar falls relative to a basket consisting of the Indian rupee, the Indonesian rupiah, the South Korean won and Singapore's dollar, according to a regulatory filing. JPMorgan Chase & Co. distributed the notes for a 1 percent commission.
The securities, which pay no interest, return 8.5 percent if the Asian currencies climb against the dollar by 3 percent to 13.5 percent. Investors make more money if the currencies rise more than 13.5 percent and lose a fixed 5 percent if the currencies fall or increase by less than 3 percent.
The rupee gained 2 percent against the dollar this year to 45.38 as of yesterday's 5 p.m. close in Mumbai, from 46.5 per dollar at the end of 2009. Singapore's dollar rose 6 percent against the U.S. currency to 1.314 per dollar, from 1.4018 at the end of last year.


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Key things you need to know aboutDr. Drebin:
Dr. Drebin's Experience
Research training, expertise and qualifications
Dr. Drebin's Specialties
- General Surgery
Procedures Dr. Drebin Performs
- Appendectomy, Open
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The right hospital is as important as the right doctor
- Hospital of the University of Pennsylvania
- 3400 Spruce St
- Philadelphia, PA 19104
9 Facts About Hospital Quality
Patients' risk of dying during a hospital stay for heart bypass surgery could be 87.4% lower, on average, at a hospital rated 5 stars compared to a hospital rated 1 star for that procedure. Choosing the right hospital is critical to your health. View Slideshow
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Patients' feedback on their experience with Dr. Drebin
Likelihood of recommending Dr. Drebin to family and friends is 5 out of 5 5 1 5
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Accepting new patients?
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The key to a successful appointment is communication. To get the most out of your visit, prepare ahead of time so you can lead the conversation with your doctor. These 7 tips will get you ready
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On Good Friday, April 10, groups of Catholics, and some non-Catholics, of all ages and from throughout the metro New Orleans area will gather Uptown and in the French Quarter for the tradition of a walking tour of neighborhood churches and a public Stations of the Cross. The tradition dates back generations and is a popular Good Friday tradition with families.
The Good Friday pilgrims will select a starting point as early as 8 am in the morning and visit nine churches, with nine signifying the nine days of a novena. Throughout their pilgrimage, the groups will recite the Stations of the Cross commemorating Jesus' passion and death, visit the Eucharist Lord at Altars of Repose, and often, recite the Rosary.
This year, St. Mary's Chapel at the Ursuline Convent on Chartres St. in the French Quarter, known popularly as St. Mary's Italian, will be open for visitation after many years of closed doors.
The groups making the pilgrimage will range in age from children in strollers with their parents to the elderly. Some CYO groups, consisting of Catholic teenagers from different church parishes team up to participate as well as different prayer groups from throughout the area. In one instance with the congregation at the Center of Jesus the Lord, the group will be led by individuals dressed as Jesus Christ, his mother Mary, and others who will put on a sort of Passion Play in their annual Soles for Christ walk. However the groups participate, the nine church walk is always a time of prayer, sacrifice and reflection on Good Friday leading to the joy of Easter.
The following is a listing of churches participating in the nine church walk:
St. Francis of Assisi – 631 State St.
Good Shepherd at St. Stephen – 1025 Napoleon Ave.
St. Mary\'s Chapel – 1516 Jackson Ave.
St. Alphonsus at St. Mary\'s Assumption – 2030 Constance St.
St. Theresa of Avila – 1404 Erato St.
St. John the Baptist – 1139 Oretha Castle Haley Blvd.
St. Patrick – 724 Camp St.
Immaculate Conception (Jesuit Church) – 130 Baronne St.
Our Lady of Guadalupe (St. Jude Shrine) – 411 N. Rampart St.
St. Mary\'s Chapel – 1100 Chartres St.
St. Louis Cathedral – Jackson Square
Additionally, Mater Dolorosa on S. Carrollton Ave. (S. Carrollton and Oak) and Blessed Sacrament-St. Joan of Arc on 8321 Burthe St. (Burthe and Cambronne) will be open for visitation among other churches throughout the area.
Note: Soles for Christ begins promptly at 8 am at the Center of Jesus the Lord on the corner of Esplanade Ave. and N. Rampart.