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What the numbers are showing us
How average people are building great wealth
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Accenture (
) is a major player in technology consulting where it competes with
the likes of IBM (
) and Deloitte Consulting. Through a large number of skilled
technology consultants, Accenture helps its clients to develop and
implement customized IT strategies to gain maximum benefits from
their IT investments.
We recently updated our
Trefis price estimate for Accenture to
, which is slightly ahead of the market price. We estimate that the
firm's three main business - outsourcing, technology consulting and
management consulting - make up 30%, 24% and 26% of the firm's
equity value respectively.
Accenture's Business Segment Comparison
In order to come up with the contribution of Accenture's 3 main
business segments to the firm value we have compared the segments
for drivers like headcount, headcount utilization, bill rate per
hour and EBITDA margin.
Headcount, which represents the total number of employees
available in a particular division for handling projects, is one of
the main drivers for Accenture's business segments. It determines
the number of projects Accenture could work on at any given point
in time.
Accenture's outsourcing business (including infrastructure,
application and business process outsourcing) is by far the most
important segment for the firm by headcount. With nearly 118K
employees, the outsourcing segment makes up 62% of Accenture's
total billable headcount.
The headcount of technology consulting and management consulting
businesses on the other hand are significant lower making up only
14% and 9% respectively of the firm's total billable headcount. The
total billable headcount represents the number of employees whose
services are charged on an hourly basis from the clients and does
not include 15K enterprise employees (involved in firm's internal
Utilization is the average ratio of headcount working on a
project at a given time averaged over the year, i.e. number of
employees being utilized versus the total headcount available to
Accenture. The outsourcing business in general has had higher
utilization rates then consulting.
In 2010, however, utilization was lowest for outsourcing
business at 80% compared to technology consulting and management
consulting which had a utilization of 84%. The lower utilization
for outsourcing in 2010 actually accounts for significant hiring in
the segment in 2010 which resulted in lower average billable hours
per professional. We have kept our average billable hours per
professional constant for the sake of consistency and accounted for
the decrease by reducing the utilization for outsourcing
Going forward, we expect the utilization for the outsourcing
business to be higher than that of consulting businesses.
Bill Rate per Hour
The bill rate per hour represents the average rate per hour that
Accenture charges its clients for its consultants/professionals
working on a project. The bill rate per hour has historically been
highest for management consultants followed by technology
consultants and outsourcing professionals as is also the case
We expect this trend to continue going forward.
EBITDA Margin
Historically, the EBITDA margin has been the highest for
Accenture's management consulting segment followed technology
consulting and outsourcing respectively. We expect this trend will
continue in the future as well.
If we take the above in summary, outsourcing has the highest
headcount and utilization (except in 2010) and is the most valuable
business segment for Accenture despite its lower margin. Management
consulting has a higher bill rate and EBITDA margin than technology
consulting for Accenture despite having a lower headcount than
making it the second most valuable.
See our full analysis of Accenture
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
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text: A linen tee featuring a patch chest pocket. Round neckline. Cuffed short sleeves. Ribbed trim. Side vents. Knit. Lightweight.DETAILS: 24" approx. length from high point shoulder to hem, 36" chest, 35" waist, 9" sleeve length from high point shoulderMeasured from Small100% linenDry cleanMade in USA with imported materials Product Code : 2040923821

subset: commoncrawl


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I am going to look at an older Ibis tandem next week that I will be considering purchasing. I'm not sure which model it is but the seller told me that it cost over $4000 new. He is reluctant to name his price and wants me to take a look and make an offer and I quite honestly don't know where to start. I do know that it is equipped with hydraulic brakes which I believe were an add-on and mustache handlebars which were also an add on but he is including the road handlebars in the deal. He seems more interested in the bike going to a good home than how much he gets for it. I told him that I would offer what my budget allowed and to please not be offended. He assured me that he wouldn't.
I am also communicating with an individual about a Burley Samba. He is asking $750 for it and it hasn't been ridden a lot.
From the research that I've done on the net both bikes seem to be pretty good bikes but the Ibis is probably in a whole different class.
I would be interested in any comments about these bikes as well as some guidance as to what I should offer for the Ibis.


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Last night was the first episode of Galavant. According to Wikipedia, it's an American fairy tale-themed musical comedy television series. It follows the adventures of Galavant, a dashing hero who is determined to reclaim his reputation and his "Happily Ever After" by going after the evil King Richard, who ruined it the moment he stole the love of Galavant's life, Madalena. The episodes chronicle Galavant's journeys (and the twists and turns that go along with them) through musical numbers composed and written by Menken and Slater.
I watched it since the Celebrity Apprentice didn't start until after it was on.
One thing I pray to God they discontinue is having most of the commercials during the show based on the Galavant theme song. I didn't care for the song in the first place and it got even more annoying each time I heard it. They had ads for Resurrection, Revenge, and tons of other ABC shows with the same tune but reworded to match the show. Enough, already, ABC! We get it!!!
One more Galavant-related commercial and I'm going to run somebody through.


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Hi all,
Has anyone ridden Cottonwood Canyon Rd. in Grand Staircase-Escalante Natl. Monument? I'm doing a 10-day tour in northern AZ/southern UT, starting in Flagstaff, AZ and making my to St. George, UT, and am interested in taking this shortcut to get to Bryce Canyon. If you've ridden it, would you say it's doable in a day? How are the road conditions?


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This looks like it has potential. However, it does not appear to be compatible with plugins that insert an extra column into the "Pages" display. I was using http://wordpress.org/extend/plugins/simply-exclude/ which adds options there, but these no longer appear in the Advanced Page Manager display. I suppose you need to look at what those plugins are hooking into, and hook into that too to capture what they're doing.
One other thing - with WP_DEBUG set to true in wp-config.php (recommended), APM is giving some output about use of uninitialised variables.


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- EcuadorAgricultureFunding via VisionFund Ecuador
Maria Auxil...EcuadorAgricultureFunding via VisionFund Ecuador
Anita GermaniaEcuadorAgricultureFunding via VisionFund Ecuador
Elizabeth Eliana
Update on Elizabeth ElianaElizabeth Eliana is 21 years old. She is single and lives with her parents in Chillanes, Bolivar province.
She is a member of the PATRON SAN MIGUEL communal bank in the community of Paila Loma, San Miguel canton. It is about 40 minutes from the office of the Cooperativa San José Agencia Chillanes. The members work in agriculture and raising animals.
Elizabeth Eliana se dedica a la agricultura a la siembra de maíz, papas, fréjol, además se dedica a la crianza de ganado vacuno.
She is asking for the loan to buy seeds, organic and chemical fetilizers, and insecticides. With the help of the loan, she will be able to buy the fertilizers that she needs so much.
She does her buying and selling in San Pablo de Atenas. Her dream is to buy a house. In her free time she likes to watch television, go out for walks, and enjoy the festivals of the Patron Saint Miguel.
Es integrante de la VRC PATRON SAN MIGUEL se encuentra ubicada en la comunidad Paila Loma Cantón San Miguel, a una distancia de 40 minutos a la oficina de la Cooperativa San José Agencia Chillanes, los socios se dedican a la agricultura y crianza de animales.
Elizabeth Eliana se dedica a la agricultura a la siembra de maíz, papas, fréjol, además se dedica a la crianza de ganado vacuno.
Solicita el crédito para comprar semillas, abonos orgánicos, químicos, insecticidas. Con la ayuda del crédito podrá comprar los fertilizantes que tanta falta le hacen.
Las compras y las ventas lo hacen en san pablo de Atenas. El sueño es poder comprar una casa.
En el tiempo libre le gusta ver televisión, salir a pasear, disfrutar de las fiestas del patrón san Miguel.
Previous Loan DetailsElizabeth Eliana is 20 years old, single and lives with her parents in the Chillanes neighborhood, province of Bolívar. The V.R.C. COOPERATIVA Patrón San Miguel Communal Bank is located in the Pailaloma area some 60 minutes from the office in the Chillanes neighborhood. The Bank is made up of 1... More from Elizabeth Eliana's previous loan »
Additional Information
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador's poorest province, Bolivar. They offer a unique loan called "Ventanillas Rurales" [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ's Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva's lenders.
About Ecuador
59View loans »
US Dollars
Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- At end of term
- Pre-Disbursed:
- May 31, 2012
- Listed
- Jun 28, 2012
- Currency Exchange Loss:
- Ended:
- Jun 17, 2013


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15 Reviews
This pudding is terrific!!! My husband was reminded of a pudding his Grandmother used to make. It was rich and creamy and oh-so tasty. Thank you Bev, this will be made again and again in our house.
Yum, yum, yum! I doubled this, and all I did differently was let it chill for a few hours in the fridge, instead of stashing the dessert dishes in the freezer. What made this easy, tasty pudding particularly interesting is that not all of the chopped chocolate melted--I guess I didn't chop the chocolate fine enough--which meant there were little chocolate bits in the pudding. I really enjoyed that! I didn't do it on purpose, but was glad it worked out that way. Thanks for the recipe, Bev; it's a keeper!
This is my new "go to" chocolate pudding recipe. I don't like overly sweet desserts, so I followed JJRsMomma's rating and cut the sugar down to 1/4 cup. I doubled the recipe and left the vanilla at 1 tsp, which was perfect. I also used 2% milk, as that is what I had on hand. This was smooth, silky and so very chocolatey! Much better than the box, and much smoother than other recipes I've tried with egg yolks.
Not bad! I only gave this 4 because it's just too much vanilla and too much sugar. I'll be making this again, because it's so simple, but with my modifications. Thanks for the basis.
Ok, so this was my first attempt at homemade pudding...my 8-year-old had to have some really painful dental work done, and had to eat soft foods. (P.S., he is the world's PICKIEST eater! Won't eat mashed potatoes, tapioca, etc. This was all I could coax him into trying!) This was AWESOME!! He ate his entire serving, and my DH, who doesn't even like chocolate, said it was great, too! Definately a make-again recipe! Thanks, Bev!
This has been THE pudding recipe for us for awhile now. It is super simple to make, and comes out amazing every time. Thank you for posting it.
The best chocolate pudding I have ever eaten! Thick, creamy, intense chocolate flavor. Very easy to make and forgiving with substitute ingredients and preparation. I accidently added all the ingredients (except vanilla) to the pan, so I went ahead and cooked the mixture. Rather than whole milk I used 3/4 Cup 1% milk and 1/4 C heavy cream and substituted 1/2 oz unsweetened chocolate and 1 tbs sugar for the bittersweet/semisweet chocolate. Thanks, Bev!
What delicious pudding, very rich and chocolatey. Made just as posted; it was quick and easy; to me, even easier than boxed. Bev, thanks for the KEEPER!....Janet
I used this for a caramel pie, very very good, will put in my permanent file for using in recipes that use chocolate pudding. Thanks you for sharing...
This was wonderful! I substituted 2 Special Dark miniatures since that was all I had, and it turned out great. Hubby raved about it, and says it tasted like the kind his grandma made. Thanks!


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Miguel Gomes's Tabu, and nostalgia for colonialism
Courtesy Adopt Films
, a new film by Miguel Gomes screening this weekend and next at the Walker Art Center, is both an homage to classic cinema and a meditation on dreams and desire. Shot in both 16mm and 35 mm in Lisbon, Portugal, and Mozambique, the film is filled with nostalgia, and sprinkled with gorgeous cinematography and wonderful acting. Unfortunately, it also has a bit of a racism problem.
Courtesy Adopt Films
Courtesy Adopt Films
Courtesy Adopt Films
In the second half of the film, which is shot in 16 mm and carries no sound except Ventura's narration, we go back in time to when Ventura as a young man (played by the dreamy Carloto Cotta) met the young Aurora (Ana Moreira) in the mountains of Mozambique. This second half of the film goes much quicker, with its doomed lovers plot, and the cinematography of the landscape is absolutely breathtaking.
Courtesy Adopt Films
This problematic element of the film is mirrored in the characterization of Santa, Aurora's maid, who seems to carry a great love for her charge despite the fact that Aurora's delusions paint Santa as a kidnapping wretch. Santa's character reads Robinson Crusoe in her spare time, and the audience never gets to see anything about her background. It's too bad, because Cardosa gives an incredible performance with the limited material that she has, and it would have been a nice counterpart to the sentimental depiction of pre-revolutionary Mozambique.
January 11-12 and 18-19
7:30 p.m. Fridays and Saturdays; 4 p.m. Saturdays
Walker Art Center
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Battle Chess 4000
|Animation Director
|Scott Bieser
|Scott Bieser
|Bryon Carson
|Charles Weidman III
|Assistant Animator
|Angel Estrada
|Assistant Producer
|Scott Bieser
|Assistant Programmer
|Mark Whittlesey
|Clay Model Designer
|Scott Bieser
|Executive Producer
|Brian Fargo
|Musical Score
|Rick Jackson
|Greg Christensen
|Programming Consultant
|Jayesh J. Patel
|Sound Effects
|Charles Deenen
|Sound Effects
|Jason M. Ferris
|Sound Effects
|Steve Nguyen
|Video Digitizer
|Scott Bieser
|Video Digitizer Assistant
|Jacob R. Buchert III
|Voice Actor
|Fritz Bronner
|Voice Actor
|Charles Deenen
|Voice Actor
|Madalyn Rofer
|Voice Actor
|Bruce Schlickbernd
Data and credits for this game contributed by zoie the hedgehog.
Know Something We Don't?
You can submit game credits for this game to add them to our list.


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Wellness awaits you!
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Do you feel joyful, full of life, glad to be alive? Its hard to feel joyful when you are ignoring the pain in your hip, back, shoulder, or neck. Therapeutic deep tissue massage is highly effective for reducing or relieving pain, often in one or two sessions. It also is highly effective for helping realign joints and increase range of motion by bringing muscles from hypertonic to neutral.
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Latest Headlines
Cooler than average temperatures this week.
A company said it has faced challenges since seeking approval to put a care ...
The No. 24 Arkansas baseball team (21-13) raced out to an early lead Wednesday ...
Due to the threat of inclement weather, Arkansas baseball's series opener with ...
Mason, OH (Sports Network) - Fourth-seeded Spaniard Rafael Nadal and unseeded
American John Isner won their respective semifinal matches Saturday at the $3
million Western & Southern Open, a hardcourt ATP Masters 1000 event.
Nadal ran his record on hardcourts this season to 14-0 with a 7-5, 7-6 (7-4)
triumph over sixth-seeded Tomas Berdych at the Lindner Family Tennis Center.
The 12-time Grand Slam champion improved his head-to-head record against
Berdych to 15-3.
The 27-year-old Nadal, who rallied for a three-set win over defending Cincy
champ Roger Federer in the marquee match Friday, improved to 15-1 against Top
10 opponents this season as well.
Nadal, last week's Masters champion in Montreal, will take on Isner in
Sunday's title match. Isner rallied past seventh-seeded former U.S. Open
champ Juan Martin del Potro by a 6-7 (5-7), 7-6 (11-9), 6-3 margin.
Isner, who had been 0-4 lifetime against del Potro, improved to 16-3 since
retiring from Wimbledon in the second round with a left knee injury.
The 28-year-old Isner is 7-8 in title matches, while Nadal is 58-23 in finals.
Nadal is 3-0 lifetime against Isner.
The 2013 Cincinnati champ will collect $583,800.
The Sports Network


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Responsible for such a large proportion of the UK economy, Britain's most senior business leaders have tremendous power to shape both the corporate and political worlds, but finding out what they think can be very difficult.
Our annual Captains of Industry study offers organisations unique insights from one of the country's most highly influential groups.
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Jonathan Bernier doesn't get too much action thanks to Jonathan Quick being so brilliant, but when he gets to start he's finding ways to impress. You can just ask St. Louis' Patrik Berglund about that as Bernier robbed Berglund as he streaked to the net courtesy of a great pass by Vladimir Sobotka.
It sounds like Troy Brouwer would love to return to the Blues
How much is Troy Brouwer's magical postseason run worth to the St. Louis Blues or some other team in free agency? How important is comfort and familiarity to Troy Brouwer?
Those seem to be the most important bigger-picture questions, although from the sound of Brouwer's comments, nuts-and-bolts issues may decide his future in or outside of St. Louis.
Brouwer raved about his time with the Blues as the team spoke with the media to close out the 2015-16 season. The power forward seemed very happy about his living conditions and the way his style fits with this blue collar team.
Even so, Brouwer also admits that "it's a business."
That's typical talk, yet it was more interesting when he went a little deeper, acknowledging that he understands that GM Doug Armstrong must ask questions about more than just the 2016-17 season.
His playoff production was fantastic, but a smart GM will realize that it probably wasn't sustainable. Case in point, facts like these:
Even so, Brouwer brings considerable value if you keep expectations in check.
While he fell a little bit short this season with 18, he generally falls in the 20-goal range each year. He's one of those players who can bring some grit to the table without totally taking away from your team in other ways.
Brouwer was one of the Blues' top penalty-killing forwards to boot.
It wouldn't be the least bit surprising for Brouwer to enjoy a healthy raise from his expired $3.67 million cap hit, yet you must wonder how much. Maybe most importantly, what kind of term is he looking for?
That last question might just be pivotal regarding a possible return to the Blues. Would he sacrifice some stability to try to make another run with St. Louis?
Even if he isn't that old at 30, his rugged style might mean that this is one of his last opportunities for a big payday.
Both sides face a tough call, yet it sounds like a reunion is at least plausible.
Tough questions await the Blues
Trio of Pens forwards take maintenance day on Saturday
The Pittsburgh Penguins are about as healthy as you can be at this stage of the game. Outside of Trevor Daley (ankle), who's done for the playoffs, the Pens have their desired roster at their disposal. That doesn't mean that certain veterans don't need a little bit of time to recuperate from the grind of the first three rounds.
On Saturday, Nick Bonino, Matt Cullen and Chris Kunitz didn't participate in practice. Coach Mike Sullivan confirmed that each player had taken a maintenance day.
The 36-year-old Kunitz and 39-year-old Cullen have surely picked up some bumps and bruises throughout the postseason, while Bonino might still feel the effects of a shot block from Game 7 of the Eastern Conference Final.
Not to worry Penguins fans, Sullivan says that each player should be available for Game 1 of the Stanley Cup Final on Monday night.
—Pens enter Stanley Cup Final as favorites: online bookmaker
—Need for speed: Sharks, Pens brace for 'fast hockey' in Stanley Cup Final
'No question,' David Backes wants to stay in St. Louis
We don't always get what we want…but we try.
In David Backes' case, he'd like to remain a member of the St. Louis Blues going forward. It might be difficult to make the numbers work, but the two sides will give it a go.
Backes, who is set to become an unrestricted free agent on July 1st, scored 21 goals and 45 points in 79 games in 2015-16. The 32-year-old added seven goals and 14 points in 20 postseason games before the Blues were eliminated by the Sharks in the Western Conference Final.
Re-signing their captain will likely interest the Blues, but can they make it work under the salary cap? St. Louis also has to re-sign RFA Jaden Schwartz and fellow UFA Troy Brouwer this off-season.
The Blues might have to pick between keeping Brouwer or Backes and that might not work in Backes' favor. Brouwer is younger, and the fact that St. Louis gave up T.J. Oshie for him just last year could also play a factor in their decision.
Even if St. Louis doesn't bring back role players like Steve Ott, Kyle Brodziak and Scottie Upshall, they still need to have other players fill those spots on their third and fourth lines, which will eat into their limited cap space.
If they want to make room for Backes and/or Brouwer, the Blues may have to part ways with a defenseman like Kevin Shattenkirk (one year left at $4.25 million).
It looks like the Blues might be looking for a new captain in 2016-17.
'It was a lot of ups and downs': Pekka Rinne's frustrating 2015-16 season
The 2015-16 season won't go down as the best year of Pekka Rinne's career. Rinne started the season off for the Nashville Predators relatively well, as he had a 10-2-3 record from the start of the year through Nov. 17. He had given up two goals or less in 10 of those 15 decisions and it looked like he would have another fantastic year.
That's when things fell apart in a hurry.Rinne went on to lose seven of his next eight games. His once promising season was fading.
The 33-year-old's season wasn't all bad. He finished with a 34-21-10 record, but he had a mediocre 2.48 goals-against-average and .908 save percentage. His goals-against-average ranked 19th among goalies who played 40 games or more and his save percentage ranked 26th.
It's safe to say the consistency was lacking.
In the end, his stick paid the price (top).
"It was a lot of ups and downs," said Rinne, per the Tennessean. "Personally, I wanted to be better during the regular season. I always have high expectations for myself. I thought that it was hard to get consistency going on throughout the season. I feel like I had a lot of good games, but then (an average game would follow) or something like that.
"It was frustrating at times. Hopefully, my goal is to raise my level of game to where I need it to be and where I want it to be."
Rinne's numbers didn't improve in the playoffs (7-7, 2.63, .906), but he did feel more comfortable about his game overall.
"I'm personally happy with how the season ended for me," Rinne said. "I thought that I played my best hockey in (the) playoffs. I was able to raise my level of game and the way I played."
Is Rinne on the decline or was this just a blip on the radar? We'll find out, but don't expect a change of scenery coming for the veteran. He probably won't be leaving Nashville anytime soon. He has three years remaining on his contract at $7 million per year and the Predators don't exactly have someone ready to take over.


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Andre Birotte Jr., the U.S. Attorney for the Central District of California, defended the Department of Justice's decision to crackdown on medical marijuana dispensaries in the state Sunday, saying that marijuana is being sold for non-medical reasons.
The Los Angeles-based U.S Attorney said that although California voters approved of legalizing medical marijuana in 1996, the initiative is justified due to abuses of the system.
"What we've seen, unfortunately, is the Compassionate Use Act has really turned into the Commercial Use Act," Birotte said on News Conference, a Sunday morning talk show on NBC's Los Angeles affiliate.
He added that authorities aren't certain what percentage of the state's 1 million registered users need marijuana for legitimate medical reasons, dismissing criticism from legislatures that ill people are being adversely affected by the initiative.
Birotte also said that marijuana is a controlled substance and that authorities will go after dispensaries that violate state and federal law.
On October 7, California's four chief federal prosecutors — Birotte, San Francisco U.S. Attorney Melinda Haag, San Diego U.S. Attorney Laura Duffy and Sacramento U.S. Attorney Benjamin Wagner — announced that they would crackdown on the state's medical marijuana system.
Federal authorities have demanded back taxes from dispensaries, disqualified them from business expense tax deductions, and ordered landlords to evict dispensaries or else face criminal charges.
Eight medical marijuana dispensaries alone in Lake Forest — a town in the Greater Los Angeles Area — shut their doors last week, according to Prop Zero, a blog about California politics produced by NBC. Landlords who owned the properties had been threatened with asset forfeitures.


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MISS ANIELA is a photographer team based in London UK: producing, shooting, and licensing imagery across the world for commercial, fashion and fine-art.
Who is 'Miss Aniela'?
Aniela' is the middle name of Natalie Dybisz, one half of Miss Aniela Ltd, together with her producer partner Matt Lennard.
Originating as a self-portrait artist in 2006, Miss Aniela's work has been exhibited internationally and featured in numerous media including NY Arts, El Pais, ALARM Chicago, Vogue Italia and BBC.
Miss Aniela's noted SURREAL FASHION collection blurs the boundaries of art, photography and fashion, exhibited by Vogue Italia in Milan and Saatchi Gallery, London.
Fine art prints available on Saatchi Online and Carlos Reid Gallery
Image licensing available on Getty Prestige
Nikon (K&L Tokyo), HTC, Random House, Kai Mayfair, Woods Footwear (Lowe Lintus India), RDA International, Phase One, Microsoft
Surreal Fashion in Summer Exhibition group show at Castle Fine Art, Mayfair London, 2014
Surreal Fashion solo show at Photosynthesis Gallery, Sofia, Bulgaria, Jul - Aug 2014
Continental Shift, Saatchi Gallery, April 2014
101 Glimpses of Photo Vogue by Vogue Italia, Corso Como, Milan, July 2012
'Women: Inspire & Enterprise' Network, Hospital Club, London, March 2012
Past: Alexander Salazar Gallery San Diego, Man-made Images Ireland, San Francisco Fine Art Fair, Affordable Art Fair New York, JoAnne Artman Gallery LA, Art of Photography Show San Diego, Photolounge Truman Brewery London, Photo-Space curated by Alternative Arts London, David Weinberg Gallery Chicago, Buenos Aires Photo, Photo Miami, Estampa fair, Camara Oscura Madrid
I Am Photographer Festival, Tallinn, Estonia, Apr 2016
The Photography Show for G-Tech, NEC UK, Mar 2016
The Photography Show for Nikon, NEC UK, Mar 2015
Photokina for Nikon, Cologne, Sep 2014
Imaginative Fashion Photography, 3-day workshop live worldwide for Creative Live, Mar 2014.
Past: Photography Masters Conference Italy, Norrlandsdagarna Sweden, Keynote California Photo Festival, Photokina, Palm Springs Photo Festival, Microsoft Pro Photo Summit, Microsoft photowalks, Focus On Imaging, Judge for Digital Camera magazine Photographer of the Year, 'Images' Le Hague Netherlands, 'An Evening with Miss Aniela' for 'Art of Photography Show' Lyceum Theatre San Diego, Keynote speaker Photocamp UK, PODAS/Phase One Workshop Weston Park
2005-8: First class BA (Joint Hons) English and Media, University of Sussex, England


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Cities across the region have moved to shut down a combined 35 medical-marijuana dispensaries since February, a crackdown driven in part by a little-noticed memo from a municipal-insurance risk pool.
Green Hope Patient Network, a medical-marijuana collective in Shoreline, received its business license in November, and recent visits from the King County sheriff and the fire marshal gave no indication the nonprofit was at risk.
But without warning last month, Shoreline revoked its license and took action against two other medical-marijuana dispensaries.
The timing puzzled Green Hope and others. The Legislature appears poised to legalize and regulate dispensaries as part of a sweeping overhaul of the 1998 initiative legalizing medical marijuana. The state Senate has authorized the bill, SB 5073, and a House committee passed it Wednesday.
But cities across the region are not waiting for Olympia to act, and at least four have moved to shut down a combined 35 dispensaries since February. Three other cities have passed or debated outright moratoriums on dispensaries.
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Those actions aim to rein in an uncontrolled boom — a "green rush" — in medical-marijuana dispensaries. Although they operate in a legal gray area, dozens of dispensaries have emerged from the shadows since early 2010 to apply for business licenses and insurance and to form lobbying groups.
The crackdown is driven in part by a little-noticed memo from a municipal-insurance risk pool, which emphatically stated that dispensaries are illegal and not entitled to business licenses. That opinion prompted Shoreline to action.
Prosecutor differs
It is not a universal opinion. On Thursday, King County Prosecutor Dan Satterberg said he believes dispensaries operate in a "legal gray area" but are necessary to help patients.
He pointed to charges his office filed Thursday against three people for an armed takeover-style robbery at a West Seattle dispensary last Saturday as evidence that dispensaries need regulation, including security requirements.
The case "highlights the urgent need for legislative policymakers to establish clear guidelines for the medical use of cannabis," he said.
Laura Healy, co-founder of Green Hope, said she is appealing the revocation, but sounded empathetic to Shoreline.
"I think the cities are just trying to protect themselves, since it's such a gray area. They're trying to force the Legislature to step up to the plate," she said.
As dispensaries began pressing for business licenses last year, cities in turn pressed the insurer, the Washington Cities Insurance Authority, with similar questions. Are dispensaries legal, and do we have to issue licenses?
In December, Mark Bucklin, general counsel for the risk pool, gave an emphatic answer: "No!"
Although dispensaries are incorporated as nonprofit collectives and say they are funded by donations, Bucklin wrote that dispensaries appear to be simply selling marijuana, making them illegal businesses and not deserving of a business license.
"If it walks, talks and quacks like a sale then it is a sale regardless of how the applicant may try to characterize it," Bucklin wrote.
In an interview, he also doubted whether patients needed medical marijuana. "I think we're talking about convenience and ease of access for people with a hangnail," he said.
Bucklin's memo helped galvanize cities. Tacoma, which had issued cease-and-desist letters to eight dispensaries last October, issued letters to 19 more dispensaries last week. A city spokesman, Rob McNair-Huff, said those enforcement actions likely will be stayed pending the outcome of legislation in Olympia.
"This is a tough issue," he said. "There is a legitimate need [for access to medical marijuana]. This is why we need to get clarity from the Legislature.
In addition to Shoreline, Lake Forest Park and Federal Way also have moved to close dispensaries that opened after being denied business licenses on the grounds they were operating illegal businesses.
"These municipalities are panicking and coming up with dumb answers," said Douglas Hiatt, a Seattle attorney who represents dispensaries. "These [dispensaries] are trying to help people get medicine."
Earlier this week, the founders of one nonprofit dispensary, Conscious Care Cooperative, appealed their license revocation to Federal Way's hearing examiner. The cooperative's attorney, Aaron Pelley, said dispensaries give patients a third option to obtaining marijuana, other than growing their own or buying it illegally.
He emphasized that the cooperative's model hews to the current law, which allows a designated provider to treat one patient at a time. "A decision to close this business is akin to setting off a bomb in the city," driving patients to street drug dealers, Pelley said.
Support for bill
In Olympia, the bill that would resolve legal questions about dispensaries appears to be gaining support.
In addition to legalizing dispensaries, the proposal, SB 5073, would license and regulate commercial grow operations and food processors. It would provide protection from arrest and prosecution for medical-marijuana patients who join a new, voluntary registry.
Law-enforcement groups oppose the dispensary provisions, and some medical-marijuana advocates oppose new restrictions on how medical providers can authorize cannabis use for patients.
The bill, written by Sen. Jeanne Kohl-Welles, D-Seattle, passed the Senate by a mostly party-line vote earlier this month. It is co-sponsored by a former police officer, Sen. Jerome Delvin, R-Richland.
Rep. Jim Moeller, D-Vancouver, said it appears likely to be passed by the House. He said cities that are cracking down are "overreaching" in an effort to control the growth in dispensaries.
"I think they'd be very supportive of this law because it would give them the authority they need (to regulate dispensaries) and comes at it in a logical way," he said.
But future laws don't help cities now, said David Cline, city administrator for Lake Forest Park. His staff effectively shut down a dispensary — a second Conscious Care Cooperative outlet — last week for failing to get a building permit and for opening after being denied a city business license.
The city cannot give a license to an illegal business, he said. And based on the risk-pool memo and his own staff research, the dispensary didn't comply with the law.
"We can only enforce laws that are the books now," he said.
Jonathan Martin: 206-464-2605 or email@example.com


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These examples were all taken handheld with the Nikon D3s at ISO 3200 or 6400 at f/1.4 using autofocus.
Ramp [D3s] Permalink
Impressive optical peformance as usual. The lens appears to have front-focused just a bit, perhaps 10 feet (3 meters) in front of the light. I focused on the bright lamp near the center.
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Since 2006, Diglloyd Advanced Photography is the authoritative review and reference for DSLRs and their lenses: Canon and Nikon primarily, but also Pentax and some medium format. Reviews of key DSLRs are included, but the primary focus is on lens performance. Also included is a wealth of technique and workflow approaches.
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What happens if you have a puncture but is not in a position to repair it?
Riding on the bike is bad because it will damage the wheel or rim. What about dragging it? i.e pushing it while walking for 10km say? How much damage is done when doing that? I have a new entry level road bike by the way.


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All quotes tagged Challenge
(4999 quotes found)
"Our very strength as lesbians lies in the fact that we are outside of patriarchy; our existence challenges its life."
"Opposition is a natural part of life. Just as we develop our physical muscles through overcoming opposition - such as lifting weights - we develop our character muscles by overcoming challenges and adversity."
"But the most exciting, challenging and significant relationship of all is the one you have with yourself. And if you can find someone to love the you you love, well, that's just fabulous."
"That is what Americans do. We face a challenge -- no matter how great -- because we know that on the other side there is always hope."
"If I thought he'd been valiant and so cunning in fence, I'd have seen him damned ere I'd have challenged him."


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iHerb Customer Reviews
Savings of: CA$1.18 (20% off)
no me gusta
Posted by 4925339988864446388 on Nov 19, 2014
Sabor dulce y raro a cacao, la naranja se nota poco.
Posted by 5004608573863914033 on Aug 06, 2014
I found that the flavours of either the chocolate or orange weren't strong enough for my tastes. Kind of tasted like a choc cake mix.
Posted by Reviewer1427486 on Oct 15, 2014
I love tea and chocolate and orange are some of my favourite flavours. Sadly this tea tasted terrible and nothing like oranges or chocolate even after letting it steep for several minutes (5, 10, and longer).
Posted by 4746035034772966792 on Nov 07, 2014
A lovely combination.
Posted by 5685818979860487693 on Apr 15, 2015
V nice, better with milk and sugar, smells great
Posted by 5651453759216626625 on Jan 17, 2014
This is my dessert tea that can be drank with a chocolate chip cookie, chocolate pudding to name a couple of desserts. What I like it best with is Tangeloes, or oranges.
Posted by 5241031409592753489 on Feb 11, 2014
deicious on its own, even better with chocolate stevia.
very good tea
Posted by Reviewer1816806 on Oct 24, 2013
this chocolate&orange tea is perfect for those cravings. high quality, great taste, will order again.
Organic tea
Posted by Reviewer1448049 on Apr 11, 2014
I love this flavor.. can't go wrong with a chocolate, subtle orange combo. Plus: it's organic.
Posted by Reviewer2074869 on Apr 30, 2014
Great chocolate tea! I cannot tolerate cocoa drinks. I usually get stomach ache, but this tea has a great chocolate flavor and it's light in my stomach.


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The Miami-Dade Public Library System is planning its 2015 Summer Reading Program.The program runs June 6 through Aug. 1. And, it's not just for children.
The celebration begins Saturday, June 6, with special events at many branch libraries. Check the library calendar for free events all summer.
To earn a ticket for the grand prize drawing, children, teens and adults are encouaged to listen to or read two or more hours each week and fill out entry tickets.
For more information, call 305-375-BOOK.
Tell Your Friends


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Patient Testimonial
All Dental R.A.Noor DMDRating : 5
Vania D.
Had an Amazing experience!! Sandi the front staff person was so kind got me right in was having really bad tooth pain and she helped me. The dental staff were great as well had to end up getting my tooth pulled and they made me feel very comfortable. Dr. Noor was awsome as well very kind kept reassuring me I was doing great and everything was going to be ok. I am a chicken when it comes to the dentist and everyone made me feel great from the second I walked in the door! I would recommend them to friends and family!!!


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Page 5 of Carley's Clear and Smooth Skin Treatment reviews
Read or post reviews on thousands of acne products & treatments.
Active Ingredient:
Benzoyl peroxide (2%)
Inactive Ingredients:
Reverse Osmosis Purified Water, Liquid Natural Soap, Shea Butter; (Butyrospermum parkii), Vegetable Glycerin, Walnut Shell Powder, Propylene Glycol, Apricot Kernal Oil; (Armeniaca vulgaris, Prunis armeniaca), Stearic Acid, Cetyl Alcohol, Aloe Vera Extract, Corn Meal, Mango Butter, Emulsifying Wax, Hemp Seed Oil, Macadamia Nut Oil(Macadamia integrifolia), Xanthan Gum, Evening Primrose Oil(Oenothera Biennis ), Elder Flower Extract(sambucus nigra), Chamomile Powder (Chamomilla recutita), Natural Essential Oils - no artificial fragrances-, Sodium Citrate, Citric Acid, Germall plus (4/10's of 1%) (diazolidinyl Urea, 3-Iodo-2-propylbutylcarbarmate).
The list of ingredients above is provided for informational purposes only. Always check the actual product label in your possession for the most accurate ingredient information due to product changes or upgrades that may not yet be reflected on our web site.
Where to buy
Acne.org is not associated with this product. All proceeds from links go to charity.
[The prices listed above may change at any time and in some cases do not include shipping.]
I have been fighting cheek acne for about four months. I am a 34 year-old woman and it came out of nowhere - I hadn't suffered from acne in years, but it wasn't going away. Nothing I did was working, and I hesitated going to the dermatologist because I knew he would just give me a prescription, and I didn't want that (it dries out my skin and it's expensive). I thought I'd try it naturally, with Carley's products. I have been using other Carley's products for about a year (moisturizer, body wash, etc.) but had never used the acne treatment before. I have been using the acne treatment and the daytime and nighttime moisturizers for acne prone skin for about a month. My skin has totally cleared up and it's so smooth and clear and looks great. I'm so happy I was able to clear up my acne inexpensively and naturally (without medication). It's most effective when you follow the instructions carefully - only use the acne treatment in the morning, in the shower, and use the natural soap w/ a washcloth afterwards to scrub the treatment off. Then I use the daytime moisturizer before I put on my make-up (I use Carley's mineral foundation which is fantastic) and the nighttime moisturizer before bed. I would highly recommend these products! Carley's has the best customer service and if you aren't happy with the products, you can just send them back for a full refund. Give it a try, you won't be disappointed!
I am a 42-year-old woman. I started using these products 4 years ago, after trying many other unsuccessful treatments (including antibiotics). My acne was mild but stubborn, and my skin always looked "angry". Now it looks calm and clean, and it only took about a month of treatment to change. It's made a huge difference in my life. I only use their products on my face, including the make up, which I highly recommend. I hope they never stop making it.
This is just completely AMAZING. Just amazing. This IS the CURE for acne! look no further and give this a try and i promise you it will change your life!! I will say though, at first its gona clean out your face so youre going to break out a little bit depending on your skin, it varies, but overall not that much! Then it will KEEP your face clear! Its SO cheap for the GREAT wonders it does! plus FREE shipping now! thats even better :D i LOVE Carelys!! BEST of the BEST<3
I never had acne until I was in my late twenties. I have tried all kinds of products but this is the best I have found. It's cheaper than Proactiv and works better, plus there is not so many steps in the cleaning process that you get tired of doing it and skip it like I tended to do with Proactiv. If I have a breakout now (which is rare) I just do the Kickstart program for a few days and I have beautiful skin again. I haven't been able to go without makeup in a long time from my problem skin. Now that I'm using Clear and Smooth, I'm confident enough to just put a little eye makeup on and go, which is great! I would recommend this product to anyone with acne problems. Great stuff!
Love this! I am a 60 year old grandmother, and my granddaughter is 14 - we both use it and get great results! I break out periodically and she is fighting mild acne with blackheads. It works! Simple. Easy to use, easy to reorder, easy to trust! No fussing about! I recommend this product to everyone I can! It is superb!
Non drying & effective. Does not irritate yet exfoliates very well. Smells great!
Based on some reviews I saw, I was thinking this was going to be my miracle face wash. Being a teen, I'm usually cheap and spend around 10 dollars for a face wash, but I figured this would be well worth the extra money. After using this product for months and months, on and off, It left my face feeling fresh and clean, but doesn't seem to prevent breakouts. Not recommended because the reviews lead me to think this product is amazing, when really it just cleaned my face like any other face wash I've used.
Buy it! Save yourself $$$ in prescription costs that are damaging to your skin. This stuff is great!
I was introduce to this product around 2004 and have been using ever since. This product defines consistency and is one of the only non-prescription products I have actually seen results with. I will continue to buy this product.
Try it out.. and you will see what a Unbelievable product it is


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Articles from RotoWire's fantasy archives that mention Marc Leishman's name.
May 25, 2016
Dean & Deluca Invitational Preview: Zach Ready to Attack
Greg Vara breaks down this week's PGA Tour event at Colonial where Zach Johnson is the play of the week as win will bring him one step closer to the Olympics.
May 18, 2016
AT&T Byron Nelson Preview: Hoffman Looks to Bounce Back
Greg Vara breaks down this week's PGA Tour event as Charley Hoffman brings a strong track record into TPC Four Seasons after missing last week's cut.
May 17, 2016
DraftKings PGA: AT&T Byron Nelson
Len Hochberg notes that TCP Four Seasons favors long hitters like Charley Hoffman, and the setup of the greens puts a premium on proximity to the hole.
May 10, 2016
DraftKings PGA: The Players Championship
Len Hochberg believes that an all-around game, like Rickie Fowler's last year, is needed to win at Sawgrass big hitters generally don't fare as well.
April 27, 2016
PGA Tour Stats Review: Zurich Classic
Jeremy Schilling explains what it takes to win at TPC Louisiana, which is one of the tour's easier courses with the winning score expected to be at about 20-under.
April 26, 2016
DraftKings PGA: Zurich Classic
Len Hochberg anticipates that great ball strikers, like last year's winner Justin Rose, will do well at TPC Louisiana.
April 6, 2016
Majors Value Meter: Masters Rankings
Michael Riek ranks the field in this week's Masters where Jason Day will look to finally break through after twice knocking on the door.
October 8, 2015
Golf Draft Kit: 2015-15 Best Values
Greg Vara's Best Values will help fantasy owners draft players who will significantly out-earn last year's money totals, like Angel Cabrera.
Golf Draft Kit: 2015-16 Projected Earnings
Greg Vara projected 2015-16 earnings for nearly 200 golfers who have earned PGA Tour cards for this season. How much cash will Rory McIlroy make?
Golf Draft Kit: 2015-16 Rankings & Profiles
We rank nearly 200 golfers with 2015-16 earnings projections and season outlooks, but it's no surprise who's on top after Jordan Spieth dominated the golf world last season.
September 8, 2015
Deutsche Bank Championship Recap: The Next Best Thing
Len Hochberg breaks down the second leg of the FedEx Cup where Rickie Fowler might have become the next best thing.
August 12, 2015
Majors Value Meter: PGA Championship Rankings
Michael Riek ranks the field at this year's PGA Championship at Whistling Straits where Jordan Spieth will look to capture his third major of the year.
August 4, 2015
DraftKings PGA: WGC-Bridgestone Invitational Picks
Michael Riek analyzes this week's no-cut field, and if you're looking for a safe option, look no further than Adam Scott, who won here in 2011.
July 20, 2015
The Open Championship Recap: Johnson Wins in Playoff
Len Hochberg wraps up the Open Championship where Zach Johnson showed incredible fortitude in winning the Claret Jug in a three-man playoff Monday.
July 14, 2015
Majors Value Meter: The Open Championship Rankings
Michael Riek ranks the field at this year's Open Championship at St. Andrews where Jordan Spieth hopes to notch the third leg of the Grand Slam.
June 30, 2015
The Greenbrier Classic Preview: Casey Looks to Bounce Back
Greg Vara is betting that Paul Casey's disappointment last week losing in a playoff will make him more motivated this week at the Greenbrier.
June 24, 2015
PGA Tour Stats Review: Entering the Travelers
Jeremy Schilling likes Bubba Watson's strokes-gained stats for this week's Travelers Championship.
Travelers Championship Preview: Can Bubba Bounce Back?
Greg Vara figures if Bubba Watson is going to return to his early season groove, it's going to be at TPC River Highlands where he has a solid track record.
DraftKings PGA: Travelers Championship Picks
Michael Riek picks the Travelers Championship and lands on Sergio Garcia, who is coming off two great finishes.
June 16, 2015
Majors Value Meter: U.S. Open Rankings
Michael Riek ranks the field for this year's U.S. Open, which appears to set up well for Rory McIlroy at links-style Chambers Bay.
DraftKings PGA: U.S. Open Picks
There are plenty of question marks about the eight-year-old Chambers Bay GC, but RotoWire's Michael Riek thinks this could be just the course to bring Phil Mickelson his first U.S. Open trophy.
June 8, 2015
The Memorial Recap: Who is David Lingmerth?
RotoWire's Len Hochberg recaps The Memorial, and explains why we could see more lesser-known golfers winning tournaments.
June 3, 2015
Memorial Tournament Preview: Rose Blooms at Muirfield
Greg Vara likes the hot hand at Muirfield, and that's Justin Rose, who's earned four top-10s since 2008, including a win.
May 26, 2015
DraftKings PGA: Byron Nelson Picks
Michael Riek is licking his chops this week with the value he got on the players for his high-risk tournament lineup, including past champion Jason Day.
Byron Nelson Preview: Still the Man to Beat
Greg Vara looks into his crystal ball and sees Jordan Spieth as the man to beat this week even though he's never had a top finish at the Byron Nelson.
May 19, 2015
DraftKings PGA: Crowne Plaza Invitational
Michael Riek put together his team this week looking for value after going with chalk at the top and found it in Sean 'Hair, who fits the ball-striker profile.
May 4, 2015
WGC-Cadillac Match Play Recap: Rory's Still on Top
Len Hochberg looks at the fallout from Match Play where Rory McIlroy not only won but also sent a message to Jordan Spieth that he's still the world No. 1.
April 27, 2015
Weekly Recap: Justin Rose to the Occasion
Len Hochberg wades through the rain-drenched Zurich Classic to explain how Justin Rose survived and left his poor play to the beginning of the season in the rear-view mirror.
April 21, 2015
Michael Riek's money is on Rickie Fowler, who should do well in a weakened field coming off a backdoor T12 at the Masters two weeks ago.
April 7, 2015
Michael Riek serves up his annual Masters cheat sheet, ranking every golfer in the sport's most prestigious event. Who's the favorite for the green jacket?


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I don't think this is a Finnish name. Maybe you meant a Swedish name "Åsa"?
In the Jewish origin, Asa is for male.
Asa is derived from the Hebrew language, as the name appears in the Old Testament to designate the third King of Judah, who reigned for forty years. It became a popular name because of the influence of the Puritans in the 17th century.Asa (pronounced 'as
Isa, Ace, Aias, Asaya
Asa also appears in following countries/origins/languages: Hawaiian, Hebrew, Parsi, African, Australian
We added Numerology Calculation to make it more interactive.The information provided here is not recommended by babynology.com. It is a matter of an individual's belief.We also request you not to send us any request/query regarding numerology. (Shortly we will add prediction based on numerology calculation)
List of Basque baby names, Basque baby boy names (male), girl names (female) & Basque names meanings has been compiled from various resources. Please use this list of Basque baby names only for reference/idea to name your kid/child. Database of baby names has been compiled from various references and suggestions provided by our web site visitors and resources partners.
Meaning of Asa in Basque origin/culture for Girl name with history and fame details.


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'So You Think You Can Dance': Top 6 perform, 2 go home
We're down to the top six, and you know what that means -- no more saves from the judges! I'm conflicted about this, as the judges do tend to save the best dancers and not the favorite dancers (mostly) while America votes for who's cutest or has the best story (mostly). But, as we know from years of having it drummed in our heads, this is about who America likes, not necessarily who's best.
Jesse Tyler Ferguson joins Mary Murphy and Nigel Lythgoe on the judges' panel. Still, Nigel says that he intends to still be tough -- even if it doesn't count for anything (according to Cat).
The final dance from our top six dancers. Some of this seems a little more graceful than it should be, but if that's the dancers' only crime, so be it.
Paul and All-Star Kathryn
The Background: It's a fast Tyce D'Orio routine. And sexy! And lots of stuff!
The Dance: My only complaint (and it's not really a complaint) about using All-Stars is that sometimes the All-Stars pull focus (not intentionally, mind you) from the people who are actually in the competition, a problem that's compounded when the judges lavish praise on the All-Stars when they're supposed to be offering constructive criticism to, you know, the people in the competition. Kathryn is amazing, so it's hard not to watch her -- poor Paul.
The Judges: Nigel thought that Paul proves week after week he can do anything, not just Latin ballroom. Mary thought it was spectacular. Then talks a lot about Kathryn. Oh, and she thinks Paul has charisma and talent. Jesse is thrilled with Paul's climb on the show. And he plans to start wearing leather pants now.
The Verdict: As the guy who looks the most like James Franco among the final three, I think he's probably safe.
Ah, we're getting solos preceded by encouraging messages from family members. This will be heartwarming and totally forgettable. Amy gets a message from her parents, who could tell she was going to be a dancer (did all the dancing give her away?). Being on stage is like her office, her dad says. What? That's… conceptual. Anyway, her parents love her. I think I could almost cut and paste this paragraph for the other five dancers, as I think there's going to be a lot of repetition here.
Amy's solo -- did she lose her balance a bit? It's a remarkable solo otherwise.
Hayley and All-Star (season 4 winner) Joshua
The Background: A NappyTabs routine with a boxing theme.
The Dance: That was fierce! Hayley does a really good job with this, even if she appears to be swimming in those boxing trunks.
The Judges: Mary thought was amazing. Jesse wishes the dance could be his workout routine and loved that Hayley was a hard ass. Nigel talks about Joshua and NappyTabs… okay, okay, they're not competitors. Anyway, he thinks she's hitting over her weight, and it's going to be a fight into the finale.
The Verdict: I'm not sure if she has the fan base to beat out Amy or Jasmine, but man, she's so good it's hard to think she's leaving.
Fik-Shun's dad talks about his son. Watching him dance is an honor for him, and he's rooting for him. Thank God, we eventually get to his solo. He has such a sense of humor that really comes across when he dances in his style, it's impossible not to like him. But I'm not sure that's enough for me given how strong the other dancers are at this point.
Aaron and All-Star Melanie
The Background: It's a Spencer Liff Broadway routine. They're a couple in love who push one another's buttons. Everyone laughs and has so much fun! Rehearsal is such a happy time!
The Dance: Why is it so dark? Why? Stop that, "SYTYCD"! Okay, that's better. He seems a little clenched, though. Oops, he drops Melanie a bit. Afterwards, Melanie declares it in character. True, but…
The Judges: Jesse is a huge fan of Aaron's, and he wishes everyone else would have to do tap (no!). Nigel loves Melanie's hair straight. And he liked the routine. Nigel wants Aaron to lower his shoulders. Mary asks if he's still injured, trying to give him an out. Aaron admits he's probably favoring it so he isn't reinsured. Still, Mary thought Aaron's legwork was amazing. Yeah, he dropped her, but she thinks he's the guy she'd want to dance with from this season.
The Verdict: Aaron's time may be short -- dropping Melanie isn't a great idea.
Jasmine's mom talks about her. She loves to watch her dance. She gives her chills. Hey, that's true for all of us, Jasmine's mom! Time for her solo (to "Amazing Grace," which is a really different and pretty awesome choice). Those legs! I think Jasmine may win this. She's just so good.
Paul's mom loves him. He looks like her. And he's a smiler. At least she talked a bit about Paul as opposed to all the interchangeable Hallmark goop. Paul's solo is… surprisingly acrobatic. Good, though.
Fik-Shun and All-Star Witney
The Background: A foxtrot? Ugh. But it's going to be sexy and fast. And a super-dangerous move that is mostly putting pressure on Witney, I think.
The Dance: Not so fast or sexy to start, really. Okay, he needs to not mug for the cameras so much if this is supposed to be sexy and not funny. That wasn't fast at all, really. Yeah, this was not great.
The Judges: Mary thinks Witney looks like Marilyn Monroe. And, yes, Witney should not be the focus here. She thinks Fik-Shun had some footwork problems but had nice posture. And then tells him he's not going anywhere. What? Did Mary just tell us Fik-Shun is through to the finale? That has to be my imagination, right?
Jesse thinks Witney was leading and Fik-Shun was doing the white man's overbite. But fans love him! Nigel thinks Witney looks great! And he watched her for most of the routine. Stop! He didn't think this was strong, but congratulates him on moving into the finale. Wait, seriously? I have to be imagining this. And he loved his solo.
The Verdict: I don't see him going the distance, but apparently he is! Unless I just imagined that! I would rewind and rewatch if I could, but Slingbox limitations. Please, someone explain in comments. I am hoping I imagined that, because if I didn't, ouch.
Hayley's mom is proud of her. Blah, blah, blah. He solo is very, very solid.
Jasmine and All-Star Neil
The Background: A Tyce D'Orio tsunami dance of fun. It's topical! It's tragic! The judges will love it!
The Dance: Voice over is annoying, but so so beautiful. Jasmine really can't be beat for pure emotion and technical skill. Just so, so good.
The Judges: Standing O from them, so we know what they think. Nigel thought Neil was tremendous and Tyce is so great and TALK ABOUT JASMINE. He thinks Jasmine will be joining a company the moment the tour is over and she's his favorite girl on the show. Mary is weepy. It was like seeing rainbows in her soul! I didn't make that up but I wish I did! She thinks Jasmine is spectacular. Jesse thought the routine was unbelievable. He thinks Jasmine has heart and it was beautiful… and she's his favorite dancer this year.
Aaron's parents love him. Aaron DJs and was born to perform. Aaron is tapping, as you might expect. I really can't believe he's done so well in so many styles. He's a great tapper, but seriously, that's almost more music than dance -- which makes his achievements on this show all the more remarkable.
Amy and All-Star Alex
The Background: Bollywood… huh. It's a story about a diva and her servant. At least Amy has Alex for this. If anyone can elevate a goofy routine, it's Alex. Bollywood is always fun, but I'm not sure it's possible to convey sophistication and sex appeal in Bollywood.
The Dance: This is really well-done. It's more of an incredible feat from a lung capacity and flexibility perspective than anything, but still, Amy and Alex looks great doing this. Is it sexy? Not really, but who cares? I can't believe they haven't passed out yet.
The Judges: A standing O. Mary thought it was crazy! She thought the twist and squat section required so much athleticism it was amazing to her. Jesse's quads and hammier hurt just watching the routine. Nigel loves these Bollywood routines. And he thinks Alex had a lot of guts, since he snapped his Achilles doing Bollywood all those years ago. Big props… to the both of them.
The Verdict: Is Amy as popular as Jasmine? Doubt it, but she's going to the finale, most definitely. She is a beast.
Paul & Hayley
The Background: Paul doesn't want to let Hayley down.
The Dance: This is beautiful. Just… beautiful. Took me a minute to recognize the song, too, which is just lovely as well. I sense Hayley is going, and it just makes me sad.
The Judges: Jesse and Mary give them a standing O. Nigel remains seated. Jesse thought it was amazing and keeps it Carly Rae Jepsen short -- amazing. Nigel thought the flow of the movement was great, but he didn't love all the flexed feet. What? That's a note on choreography, isn't it? But they're both complete dancers. Mary thinks they should date! Mary thinks Paul looks like James Dean. She loved them.
Amy & Fik-Shun
The Background: Hey, a hip-hop number. It's two crumpers in love, breaking furniture. Well, maybe just in rehearsal.
The Dance: Really, really nice. Thank God, none of the usual hokey couple dancing they've had, and it's more fluid than most hip-hop routines. It is sexy, actually, which is impressive.
The Judges: Nigel loves their chemistry. He thinks Amy proves "you don't have to put it in someone's face to be sexy, Miley Cyrus." Mary loved the syncopation and the body rippling, and she thinks dance is just Amy's pulse. Mary thinks Fik-Shun makes sense, as fiction should. Jesse thinks Fik-Shun is a megastar, and his solo erased Miley Cyrus' horrible twerking. Ooh, burn! And Amy could fit in his pocket.
Jasmine & Aaron
The Background: It's a jazz routine about a vain woman trapped in a mirror and a guy who is the only one who can see her.
The Dance: The connections here just seem so clunky. There's a heaviness to this dance. Still, they're doing some amazing stuff -- and crap, did Jasmine just slap her leg against her ear? She looks like something in a geometry class. Damn! There are rough edges, though.
The Judges: But the judges loved it and gave them a standing O. Mary thought they have a deep conviction when they dance together. She gives them a "hot tamale train" hoot. Jesse thinks Jasmine is a crazy robot and he hates her because he can't be her. And he has a crush on Aaron. Nigel thinks Aaron's tap solo was incredible, plus he kept his shoulders down in this routine. He can't believe what Jasmine did with her legs. He thought it was a throwing down of the gauntlet to everyone else in the competition.
Time to send people home. Wah. I think we know Fik-Shun isn't going anywhere, right? Seriously, did I hear that incorrectly, or did Mary give it away? Anyway, he isn't. It's Aaron and Fik-Shun going through with Paul getting the boot, and Amy and Jasmine in the finale with Hayley going home. I'm a little disappointed, as I think Fik-Shun is better than expected but still not as strong as Paul overall. But, you know, America's favorite dancer, blah blah blah. In any case, it will be a good finale nonetheless. Even if America gets it wrong next week, too.
What do you think about who's in the finale? Who are you rooting for? And do you think Nigel is playing fair?


text:
When I try to access a computer I need to administer on the network (
\\hostname\c$) I cannot put credentials administrator and password. Instead, I get a default guest account and am unable to change it, as the option is greyed out.
I know the administrator credentials, but simply can't use them.
Does someone know what the problem is?


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Mary E. MurphyFebruary 19,2013Mary E. Murphy
Mary E. Murphy, 90, of Rutland and formerly of Lynn, Mass., died Feb. 14, 2013, at Rutland Health and Rehabilitation Center.
She was born in Lynn Feb. 23, 1922, the daughter of William and Margaret (Ryan) Murphy.
Miss Murphy enjoyed doing needlepoint and walking.
Survivors include several nieces and nephews.
She was predeceased by two siblings, John Murphy and Catherine Finnigan.
Visitation will be at 9 a.m. Saturday, Feb. 23, at the Cuffe-McGinn Funeral Home, 157 Maple St. in Lynn, where the Mass will follow at 10:30 a.m. at St. Pius V Church.
Private burial will be at a later date in St. Josephs Cemetery.
For online register, visit www.cuffemcginn.com.
Local arrangements are under the direction of the Clifford Funeral Home.MORE IN ObituariesGertrude E. Full StoryDennis M. Putnam
BENNINGTON Dennis M. Full StoryGrace E. Taylor
Grace E. Taylor, 99, died May 30, 2016, at The Pines at Rutland. Full Story
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The market is jittery about Bernake and the Fed backing off their easy money policies that have fueled the rise. The shorts are selling, people are taking profits, but the outlook for Trius hasn't changed one iota. Don't panic sell. Use any weakness to buy. You will be very happy in few short months.
You can also buy the TSRX December 2013 $5 strike calls for $2.95. I got some of them on this dip, 20 contracts. If stock is $10-11 before expiration I will have a double from here. BOOM
Sentiment: Strong Buy
The market is like full of slobbering idiots! If ya listen to CNBC at all, they constantly whine about helicopter Boypolicies about easy money, but react totally negatively if he actually wants to change anything down the road. Mr market needs to make up its mind what it wants---what is it that they really want? Better yet CNBC could go dark for about 6 months and then we could all have a big pond party!!
Sentiment: Buy


text: Well I decided not to do the trade after all. I think in my case its just more financial smart. I offered up stuff that I could easily sell where as he obviously can't easily sell. In my situation I need stuff I can liquidate fast. I want a FAL but it will have to wait like many things.


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LPACTV ON AIR is a live playlist, constantly updating with programming relevant to the global strategic outlook.
Our current broadcasts are Monday through Saturday, 8AM-Midnight, EASTERN / 5AM-9PM PACIFIC.
LPACTV ON AIR is currently in BETA. Please report any technical difficulties here.
**We are currently aware of some full-screen and mobile compatibility issues.
September 8th 2010 • 2:00AM
LaRouchePAC's feature film on the Takedown of Glass-Steagall, and Barney Frank's role in the conspiracy to end the American System.
August 13th 2010 • 9:33AM
The first in a series of study videos on the subject of Albert Einstein's agapic personality and his creativity.
September 23rd 2008 • 3:45PM
FROM THE ARCHIVES: LPACTV's 2008 feature film documenting the lost chance of 1989.


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I think my eyes are open…not sure! Hold on let me look…..yup i'm awake!
Uh…girlies i'm drag a laggin.!!!!! waking up at 5:45 this morning has kicked my 5'0 BEEHIND!
I've missed you all AFTERNOON Pretty Babes!
Sadly no camera cord with me (i haven't gotten it in the mail yet)
I've got one heck of post comin ur way tonight tho! TOTES excite!
Hope the afternoon blues haven't caught ya, good news tho…..TOMORROW is FRIDAY!!!! an that means Labor Day weekend!!! scream with JOYY! yay
I have one more class to go- Intro to French…..then i'm gettin the shiz outta here!
I leave you with this to occupy yourself while i'm gone!


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Royalty Free Music Unique To Your Project - Every Time
Royalty Free Music — Traditional & Orchestra & Happy
Browse Keywords:
(How To Use Search tutorial)
Track Search Results Switch to ALBUM VIEW
The following tracks match: Traditional, Happy, Orchestra
Blue DanubeThis piece from Johann Strauss is everyone's favorite waltz and has been used in countless situations. The familiar lilt can take the viewer back in time to the 19th century, when waltzes were all the rage.https://www.smartsound.com/producer/images/ps22_200.jpgSingle32201-ST$ 39.9532201-EX$ 59.9532201-W$ 149.95
Blue Danube from the album Classical Favorites (PS22)
Wish You Merry Xmas'We Wish You A Merry Christmas' makes an appearance here in an orchestral arrangement with a medium tempo.https://www.smartsound.com/music/images/holiday.jpgSingle822-ST$ 39.95822-EX$ 59.95822-W$ 149.95
Wish You Merry Xmas from the album Holiday Magic
Flower Waltz'The Waltz Of The Flowers' from 'The Nutcracker Ballet' is a defining moment in the ballet. Authored by Tchaikovsky, this track emits elegance indicative of a large ball room.https://www.smartsound.com/music/images/classical.jpgSingle1209-ST$ 39.951209-EX$ 59.951209-W$ 149.95Genre: Elegant, Sophisticated, Traditional, Themes, Classical Emotions: Happy, Uplifting, Dignified, Lilting, Refined, Regal, Spirited Instrument: Orchestra, Strings, Acoustic, Instrumental Production Types: On Hold Music, Background
Flower Waltz from the album Classical Masters
Yankee DoodleThe old American staple, is creatively orchestrated in this arrangement.https://www.smartsound.com/music/images/american.jpgSingle1907-ST$ 39.951907-EX$ 59.951907-W$ 149.95
Yankee Doodle from the album American Spirit
Reed Pipe DanceFrom Tchaikovsky's 'The Nutcracker Ballet', 'The Dance of The Reed Pipes' showcases the flute section. Good for scenes light in nature.https://www.smartsound.com/music/images/classical.jpgSingle1216-ST$ 39.951216-EX$ 59.951216-W$ 149.95
Reed Pipe Dance from the album Classical Masters
Joy To The World'Joy To The World' appears in an orchestral setting here with a medium tempo.https://www.smartsound.com/music/images/holiday.jpgSingle810-ST$ 39.95810-EX$ 59.95810-W$ 149.95
Joy To The World from the album Holiday Magic
Deck The Halls'Deck The Halls' has a contemporary pop feel in this medium tempo rendition.https://www.smartsound.com/music/images/holiday.jpgSingle803-ST$ 39.95803-EX$ 59.95803-W$ 149.95
Deck The Halls from the album Holiday Magic
Hark The Herald Angels'Hark! The Herald Angels Sing' is presented here in various orchestral textures in a medium tempo.https://www.smartsound.com/music/images/holiday.jpgSingle807-ST$ 39.95807-EX$ 59.95807-W$ 149.95
Hark The Herald Angels from the album Holiday Magic
Rest Ye Merry Gents'God Rest Ye Merry Gentlemen' is presented here in an orchestral setting.https://www.smartsound.com/music/images/holiday.jpgSingle805-ST$ 39.95805-EX$ 59.95805-W$ 149.95
Rest Ye Merry Gents from the album Holiday Magic
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Mortgage Financing:
Actuarial Soundness of the Federal Housing Administration's Mutual Mortgage Insurance Fund
GAO-02-671T: Published: Apr 24, 2002. Publicly Released: Apr 24, 2002.
Additional Materials:
- Full Report:
- Accessible Text:
(202) 512-8678
Office of Public Affairs
(202) 512-4800
The Housing Affordability for America Act of 2002 establishes risk-based capital requirements for the Mutual Mortgage Insurance Fund of the Federal Housing Administration (FHA). Through the fund, FHA operates a single-family insurance program that helps millions of Americans buy homes. The Fund's estimated value rose dramatically in 1999, prompting proposals to spend current resources or reduce net cash flows into the Fund. The value of the Fund at the end of fiscal year 1999 was $15.8 billion. This capital ratio of 3.20 percent of the unamortized insurance-in-force exceeded the minimum required capital ratio of two percent. A two-percent capital ratio appears sufficient to withstand moderately severe economic downturns that could lead to worse-than-expected loan performance. Determining an appropriate capital ratio depends on the level of risk Congress wishes the Fund to withstand. FHA faces the failure of borrowers to perform, or credit risk, and the risk of managerial shortcomings, or operational risk. By defining the risk that the Fund must withstand, the act will define actuarial soundness and help FHA manage the Fund.
Jan 8, 2016
Troubled Asset Relief Program:Status of Housing ProgramsGAO-16-279R: Published: Jan 8, 2016. Publicly Released: Jan 8, 2016.
Sep 15, 2015
Affordable Rental Housing:Assistance Is Provided by Federal, State, and Local Programs, but There Is Incomplete Information on Collective PerformanceGAO-15-645: Published: Sep 15, 2015. Publicly Released: Sep 15, 2015.
Jul 23, 2015
Low-Income Housing Tax Credit:Joint IRS-HUD Administration Could Help Address Weaknesses in OversightGAO-15-330: Published: Jul 15, 2015. Publicly Released: Jul 23, 2015.
Jul 10, 2015
HUD Public and Indian Housing Programs:Progress on Prior GAO Recommendations to Enhance Accountability and EfficiencyGAO-15-747T: Published: Jul 10, 2015. Publicly Released: Jul 10, 2015.
Jul 6, 2015
Troubled Asset Relief Program:Treasury Could More Consistently Analyze Potential Benefits and Costs of Housing Program ChangesGAO-15-670: Published: Jul 6, 2015. Publicly Released: Jul 6, 2015.
May 19, 2015
Rural Housing Service:Progress on GAO Recommendations and Preliminary Observations on Loan Guarantee Risk ManagementGAO-15-625T: Published: May 19, 2015. Publicly Released: May 19, 2015.
Apr 16, 2015
Persons with HIV:Funding Formula for Housing Assistance Could Be Better Targeted, and Performance Data Could Be ImprovedGAO-15-298: Published: Apr 16, 2015. Publicly Released: Apr 16, 2015.
Apr 9, 2015
- Data Use and Regulatory Status of the Indian Housing Block Grant ProgramGAO-15-353R: Published: Mar 10, 2015. Publicly Released: Apr 9, 2015.
Mar 16, 2015
Military Base Realignments and Closures:Process for Reusing Property for Homeless Assistance Needs ImprovementsGAO-15-274: Published: Mar 16, 2015. Publicly Released: Mar 16, 2015.
Feb 4, 2015
Department of Housing and Urban Development:Violation of Anti-Lobbying Provision and the Antideficiency ActGAO-15-360T: Published: Feb 4, 2015. Publicly Released: Feb 4, 2015.
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text:
Roy Masters
Roy Masters is a Rugby League Columnist for The Sydney Morning Herald
NRL 2016: No radical changes until interchange drops by two more players
Roy Masters When an NRL coach thinks experimentation, the icy fingers of safety first grab him around the throat and stifle any innovation.
The $36,000 question: a small price to pay for rugby league to get the world's biggest nation on board
Roy Masters Todd Greenberg sent an email to Paul Broughton at 4.16 am on Sunday, from his Brisbane hotel room, hours after the end of the All Stars match.
Why Mitchell Pearce's behaviour will have long-term implications for players
Roy Masters Mitchell Pearce's 120 seconds of drunken stupidity on Australia Day hit Rugby League Central like a perfect storm and the wreckage will endure, well after it has blown its last ruinous breath.
Brian Johnson, premiership-winning St George fullback, dead aged just 59
Roy Masters Has there ever been a former footballer with a fate so unfair as Brian Johnson, the blond haired St George fullback who died too young of a disease at odds with his lifestyle?
ARLC chairman John Grant hopes $50m Christmas present to clubs will keep them onside
Roy Masters The NRL clubs may be getting a little something extra in their Christmas stockings.
With NRL TV deal signed, sealed and delivered the next battle is the division of the spoils
Roy Masters This rich result for rugby league demonstrates that television - both free-to-air and pay - needs the game.
Fox Sports pay TV deal takes NRL rights to more than $2 billion
Roy Masters A $1.9 billion broadcasting deal, together with sponsorship -taking the NRL's rights fees to more than $2 billion - is expected to be revealed on Thursday afternoon.
Move to install puppet chair as head of ARLC would ensure John Grant survives
Roy Masters Suspicions that the campaign to oust John Grant as ARLC chair is motivated by a clandestine plan to install a puppet replacement, as well as a chief executive who can be manipulated by powerful...
ARL Commission's standoff with rebel NRL clubs boils down to a few key votes
Roy Masters ARL Commission chairman John Grant, who has reached an impasse with a majority of NRL chairmen over broadcasting and budgetary matters, will have done his sums on how many votes are required to oust...
NRL TV deal worth $1.9 billion if Nine sell out to Fox Sports
Roy Masters Channel Nine have become the effective holder of first and last rights of NRL's broadcast deal.
The problem with Wayne Bennett being an NRL rulemaker
Roy Masters Will the most successful coach of all-time lose his position on the NRL Competition Committee?
North Queensland Cowboys stadium: New ground gets boost with $100m commitment from Bill Shorten
Roy Masters Federal Opposition leader, Bill Shorten, has gone part of the way to delivering on Johnathan Thurston's grand final cry to "build us a stadium.
Return of the Bears back on NRL agenda
Brad Walter and Roy Masters Plans are afoot to revive the famous Bears name, logo and colours.
Dave Smith was the scalp Rupert Murdoch wanted
Roy Masters Dave Smith was a victim of the relentless grind of rugby league politics.
The best of both worlds: Rugby league and union hybrid game a long time coming
Roy Masters William Webb Ellis is known as the schoolboy who invented a game, rather than the other way round.
Why Brisbane Broncos coach Wayne Bennett is NRL's greatest politician ... and may end up running the game
Roy Masters Wayne Bennett's recent comments would endear him to those seeking a replacement for John Grant, whenever the Queenslander vacates the chair of the ARL Commission
Brisbane Broncos v North Queensland Cowboys NRL grand final proves God is a Queenslander
Roy Masters The Cowboys threw off injustices of past years to grab a grand final berth.
Australian Olympic Commission boss John Coates calls for government action on prescription drugs in sport
Roy Masters The overdose of prescription drugs by two young Rabbitohs players has prompted Australian Olympic Committee boss John Coates to send a savage message to Canberra, challenging it to action.
Melbourne Storm fullback Cameron Munster is the happiest player in the NRL
Roy Masters If the late American social critic, Christopher Lasch, had wandered into the Storm's kitchen at AAMI stadium and witnessed 21-year-old fullback Cameron Munster eating Weet-Bix, he may have reviewed...
Why the Broncos or Storm will win the 2015 NRL title
Roy Masters Wayne Bennett or Craig Bellamy will be lifting the trophy.


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|Running Time: 97 mins.
|Genre: Biopic, Foreign, Thriller
Marwan Kenzari
Fedja Van Huet
Barry Atsma
Paula van Der Oest
All Cast & Crew >>
Summary:Forty-something Lucia de Berk is an intensive care nurse. When de Berk, a woman with a complicated past, is present at one inexplicable death too many, her hospital alerts the police. Ambitious assistant district attorney Judith sees de Berk's case as an opportunity to make her career, so she pieces together a prosecution based largely on circumstantial evidence. Eventually, though, the real evidence starts troubling Judith, and she discovers inconsistencies in witness statements, even the suppression of lab evidence. But can she turn back the wheels of justice? Based on a true story.


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ENews Signup
By Deanna Calley
Tishomingo County Girl Scout Cadette Troop #20037 hosted a "Monday Fun Day" for Daisies where they showed a video about bullying. They then spoke about different aspects of
bullying. They broke into three groups to have the girls filling out
questionnaires and sign a promise not to bully. They also performed a sign
language/movement adaptation to a song.
It was a very thorough presentation that
moved the leaders. Several leaders have asked the group to meet with their
troops for this presentation. I was personally excited that the younger girls
were able to see the older Girl Scouts in action. They have put a great deal of
work into this presentation and it shows. I would love for every child to see
this presentation, because it would help bring awareness to our bullying
I was one of the Daisy leaders there that day. The Cadettes' presentation brought tears to my eyes. The girls did a wonderful job and we are all so proud of them. I think they picked a great topic to earn their Silver Award.
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