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The Classification World
This blog has moved!
Joshua Payne 060000XYQN firstname.lastname@example.com Tags:  classification compliance ecm 774 Visits
Happy New Year.
With the new year, I've decided to shift my writing and publishing efforts over to a new blog.
I've entitled that blog "(un)structured". So for all you loyal "Classification World" readers (hi mom!), mozy on over to my new blog, where I'll not only be covering content classification topics, but other topics in content analytics, the intersection of structured and unstructured information and other issues in ECM and information management.
Come on over to (un)structured (http://unstructuredthoughts.wordpress.com).
Of course I'll continue to use twitter (@joshpayne) and look forward to more writing and interaction in 2010.
Content Assessment: Get Insight into your Content in the Wild
Joshua Payne 060000XYQN email@example.com Tags:  ecm compliance classification 903 Visits
The Information on Demand (IOD) conference, the last week of October, was an exciting week for me personally. At the conference, we made some new product announcements on projects upon which I've been working pretty hard. (and as such its taken me this long to peek out from the resulting pile-up of work to comment here). It was gratifying to see a lot of these ideas really spread beyond the virtual walls of IBM.
Today, I'll give color on one of the announcements – InfoSphere Content Assessment.
I've been thinking about this concept of content assessment as part of my classification work for the past year or so. In my travels, when I introduced the idea of "content classification" to enterprise content customers, I found that the phrase could mean very different things to different people – and often times different from what I thought it meant.
I was frequently framing content classification as an automated tool for taking action – classifying content as part of the process of organizing unstructured information. Classification as part of the email archiving process. Classification as a tool for executing records management.
Yet many of my customers would hear about content classification and conceive of it as a tool for understanding what they have, divorced from the idea of taking immediate action (at least taking action in the short term). These customers knew they had a lot of information in an unmanaged state. They knew it posed some level of risk to their organization, but they weren't sure what type of risk. They weren't sure where the risk was the highest. They weren't sure where the ROI for tackling the risk laid and where the ROI was weak.
These customers wanted to assess the state of their "content in the wild" and figure out their action plans. Their IT groups are great at telling them the hard stats based on information outside the content – the amount of disk in the enterprise, the utilization of that disk, etc. But IT couldn't tell them what lay within those millions of files. How do they know what content needs to be saved before they can decommission the system? Where do we start our records program? How can we assess the potential ROI for a records program? All these questions beg for insight that only the insides of the content residing in the enterprise can give. Content classification and, more broadly, content analytics provide this kind of insight to help answer these bigger picture questions as organizations seek to gain better control over their content.
Customers were frequently saying to me "I have 10 Terabytes of content, unmanaged. I don't know what I should do. I don't know what I can do with it. Its too much to sift through manually."
InfoSphere Content Assessment is designed to help those customers.
That is the short introduction on how I came to realize the importance of content assessment for organizations. Others who were at the conference have written up their own impressions of Content Assessment, including Brian Hill of Forrester and Fern Halper of Hurwitz Associates.
Moral Hazard and Automated Classification
Joshua Payne 060000XYQN firstname.lastname@example.com Tags:  classification ecm 664 Visits
Last winter, the TV program Frontline helped cut through the noise and confusion of the economic recession. They aired an episode entitled "Inside the Meltdown" that explained the happenings in a clear manner. The episode focused on the concept of moral hazard – the simple idea that a party "insulated from risk may behave differently form the way it would behave if it were fully exposed." If you know someone is going to back you up, you're more likely to take risks because the downside of those risks is softened.
was reminded of this concept a few weeks ago when I spoke to a gathering of ECM
customers and partners in
My view on this is that end-users are unlikely to participate for a host of reasons – that's one of the main drivers for incorporating automated classification in the first place. So to worry about reduced participation at that point . . . is like worrying about closing the barn door after the horses have gotten out.
The other incentives to participate (or not), are more likely to determine users' behaviors. Things like knowledge on the topic, level of distraction and personal stake in a positive outcome.
Regardless, I found the link to moral hazard interesting, and hope you do too.
What do you think?
Scaling out the Human Element with Content Classification
Joshua Payne 060000XYQN email@example.com Tags:  ecm erm classification compliance 846 Visits
I've had a chance to talk to more customers and business partners over the last few weeks and months about classification. Frequently these customers ask me "How long is it going to take for me to get up and running?" Or if they've learned more about our product, they ask "It seems like its going to take a lot of effort to train the system?"
Well educated, motivated knowledge workers don't want to be forced to take on a dreary task like dividing documents into categories. And they see some in the future with a classification training process.
Typically, I provide a boring "It depends" answer, and dive into the variables that come into play. In the end, there's a big range, depending on how well your business policies are defined and in turn captured in your business applications like records management systems. I'll post more on the topic in the future. We can automate this process and make the classification training process less burdensome itself. But bottom line, there's going to be some necessary dirty work.
But my colleague, Michele Kersey, provided a great answer to a customer this week on this question that cut to the heart of the matter. The quote that stuck out in my mind was "Content classification scales out the human element."
The phrase struck me for two reasons. First, it nicely encapsulates the difference between rule based classification and the more advanced, context-based classification methods. Rule based methods force humans to try to classify content under the constraints of binary logical. Lots of IF-THEN statements. Sure, computer science majors can think that way, but John in marketing and Jane in HR don't think in that manner. Embarking on rule based classification project exposes the classic IT/LOB gap.
By taking an approach to content classification that relies on a training-based approach (using example documents to "teach" a classification engine), training the system with samples provided and/or validated by those business stakeholders, you are encapsulating the human element in your classification logic. A human has written the documents that are being used to train the system. And a human is choosing these "typical" documents.
This training process takes effort, but the scale and scope of that effort pales in comparison to the effort you'd need to harness otherwise – which is the second reason I liked Michele's quote. Automated classification using training based methods scales out the effort your organization has put into training the system. Yes, it takes effort to train a classification system, but you'll earn back savings on that effort in the following weeks, months and years that the human-based logic is applied and re-applied to answering categorization questions that your workers would otherwise need to handle.
Train the system once, with a small set of workers, and the same work that those workers had to do manually, will be executed automatically over and over and over again throughout your organization. Do some work to plant the seed of classification and watch it eliminate repititive tasks throughout your organization.
Nobody's Perfect: How Are You Going to Deal With It?
Joshua Payne 060000XYQN firstname.lastname@example.com Tags:  precision_and_recall ecm classification 2,431 Visits
Precision and recall. It's a topic in that is frequently misunderstood in the search and classification market. It took me a couple of years hanging around the PhD's to get my head around the concepts. Every time I got confused, I'd check wikipedia and I'd just get more confused because the wikipedia entries on precision and recall seem to have been written by the PhD's, for the PhD's. Even my own products' documentation confused me. False negatives? False Positives? I just got it all mixed up.
When it comes to one hour introductions to classification, this is one of those topics that gets hyper-simplified under the banner of "accuracy". There's so much other new technology and application topics that need to be covered that we just don't pick this battle when we talk about content classification to customers. But this blog is close to a year old and this topic has come up not once, but three times in the last week or so with customers and business partners. So I figure its time to address it. The audience is ready (I hope).
Where should we start? Ok. Let's start with the topic of perfection. Now I hope this doesn't come as a shock to you, but these automated methods of classification that I've been touting over the last year or so on this blog and on twitter (and in embarrassing videos) aren't perfect. They're not perfect? Shocking, I know. But automated classification doesn't get it right 100% of the time. There are two ways to handle the fact that automated classification isn't going to get it right 100% of the time. One approach is to . . .
1) Be exclusive. Be a snob. Only accept the best results. Only accept results from automated classification that the system is highly confident are accurate. If we're not close to certain that this is the right answer, then don't accept it. Being highly exclusive like this is what is meant by having high precision. If you insist on high precision, you won't categorize all your content automatically (you'll skip over a lot of the content and leave it uncategorized), but the ones you do categorize, you'll do so with reasonably good success.
The other approach is to . . .
2) Be inclusive. Be a populist. Accept the best answer (or answers), no matter what. Use the top classification guesses despite low levels of confidence in their correctness. What's the impact of this? You'll maximize the gross number of right answers that you get, but it comes at the cost of getting a bunch more wrong. You'll be handling as much as possible automatically, you'll be getting the highest number of answers right, but you'll also be getting more answers wrong. Being highly inclusive means you have high recall.
In real life applications of classification (or search), you can't have it both ways. Everyone wants to have high precision (our answers are always right!) with high recall (we answer every question correctly) . . . but unfortunately that's not realistic. Even our best methods of classification are imperfect. An organization typically needs to make a decision as to how to balance the two factors of precision and recall. Is it more important to try to get more answers right? Or is it more important to have the answers you do provide be correct? The more answers you get right, the more answers you're also going to get wrong.
For the graphically inclined, tradeoff can be visualized as follows:
The further you move to the right, the lower your precision gets and your recall improves. Organizations using automated classification need to determine what their curve looks like . . .and then determine what point on the curve is right for them.
How do we handle this? With any tradeoff decision, you as an organization need to determine where your priority lies. How are you using classification? For what purpose? What is the impact of the automation?
In some situations, a bias towards high recall is appropriate. For example, I might be using automated classification to populate navigation options for users as they attempt to find content. The user might not expect perfect documents with each navigation option and as such, it's worth the trade-off to have more classifications executed.
On the other hand, I might be using classification to determine what content has business value and what content does not have business value. I might be using automation to slice off the content that I'm highly confident doesn't belong in my ECM repository to reduce down-stream costs. In this case, high precision might be warranted. I want to only get rid of the content I'm reasonably certain I can excise.*
*These are two simple examples. Don't take them as gospel advice. Analyze your own situation carefully
Once you've thought through your policy on making the precision/recall trade-off, there are various "switches" in your automated classification deployment you can use to put a strategy into action. The two biggest ones that come to mind are:
1) Confidence Threshold. Each classification response, with advanced methods, typically comes with some sort of confidence score for the classification response. If you want high precision, you can set the confidence level at which you accept responses for categories to be very high. If you want high recall, set the confidence level at which you will accept categorization suggestions very low.
2) Number of classification responses to accept. A simple way to increase your recall is to expand the number of classification suggestions you incorporate. With advanced methods, you are asking the automated classification capability to assess similarity. Therefore the classification engine is assessing the similarity to every category upon which it has been trained. Rather than simply accepting the most similar category, you can decide to take the top two suggestions (or three . . . or four).
For example, a recent IBM customer assessed the applicability of automated classification for automatic assignment of the records management disposition policy for each email they archive. The customer realized that certain types of emails were being inaccurately classified due to how they trained the system. Their examples for two categories were very similar and overlapping. When they dug in, they realized that the training set had given mixed guidance to the classification engine -- it was an instance in which the business stake holders themselves (the records managers) had frequently clashed on how to proper classify a certain set of content . To resolve the situation (before the advent of automated classification) they had made the policy decision to apply both classifications to the content. As a result, they decided to carry forward the same business policy to their automated classification. Their policy decision implicitly impacted their recall.
Some readers might blanch at the thought of applying this kind of practice across the board. It might not be right to create universal rules to control precision and recall. But you can exercise these two controls on your precision and recall in more focused ways -- building a set of rules (based on your business policies) control precision and recall for specific categories. For example, you might configure an extra rule in your system to accept the second suggestion if and only if it's a particular category.
It's important to define your business policies as they will impact your technical decisions around precision and recall. If you're assessing and investigating automated classification products and technologies for use in your scenario, look into the tools that the vendor provides to help make this trade-off decision. InfoSphere Classification Module has a set of reports and workflows for making informed precision/recall trade-offs. Expect them from your own classification tools because this is a critical set of technical and business decisions that will impact the success of your classification project.
And if you have your favorite precision/recall explanation – share it in the comments. I'm sure there are better ones out there.
IBM InfoSphere Classification Module 8.7 is Announced!
Joshua Payne 060000XYQN firstname.lastname@example.com Tags:  classification ecm compliance 1,135 Visits
Another year, another release! I am happy to announce that our advanced content classification product will issue its next release later this week. Version 8.7 comes out on August 20 to be exact. The formal announcement letter that IBM makes me do is no fun – and press releases are so pre-web 2.0 – so let's take a run-through of some of the new changes, features and improvements we've lined up for the product.
The first change of note is the name. We've added the InfoSphere brand to the name so the product is now known as IBM InfoSphere Classification Module. The InfoSphere brand is all about trusted information. Content analysis and organization is a key element of enhancing content to so it becomes trusted business information.
Of course we've made a lot of improvements to the software beyond simply changing the name. The overall emphasis of this release was to continue our focus of improving the Classification Module's ability to provide advanced classification for our Compliant Information Management customers.
A quick bulleted list of some of the features we've added:
Let's dive into some of the details.
IBM InfoSphere Content Collector Integration Improvements
Significant improvements are delivered to its core product to facilitate the use of the Decision Plan functionality by IBM Content Collector. Introduced in V8.6 (released in 2008), Decision Plans provide for two major elements of classification functionality:
V8.7 provides functionality that will allow future versions of IBM Content Collector to efficiently utilize Decision Plans. With Decision Plans, Content Collector users of the Classification Module will have access to a full range of classification analysis methods, improving classification accuracy in content collection and archival scenarios.
Decision Plan improvements
In V8.7, Decision Plans themselves have been enhanced as well.
First, the pattern matching functionality has been enhanced. In prior versions, Classification Module customers have been able to define patterns for identification and subsequent extraction from long form text. This pattern extraction capability is one of the rules-based methods of classification provided by Decision Plans to identify and extract patterns such as account identifiers and customer identifiers.
In V8.7, users of the Classification Workbench can define these pattern matching and extraction rules using the full, standard, regular expression syntax with which IT users are familiar and trained.
The Decision Plan functionality has been modified such that it is now extensible. Do you require a custom method of classification analysis in addition to those provided by the InfoSphere Classification Module? Or do you want the InfoSphere Classification Module to validate its assignments with an outside, trusted source of information? The open API now included with the InfoSphere Classification Module allows for such customizations by IBM customers and Business Partners. The Decision Plan functionality now provides call-outs to allow for custom programs to analyze the filtered documents and any categories already defined by the Classification Module.
In V8.7 of the InfoSphere Classification Module, the
New languages
If you wish to use the product with other languages, the InfoSphere Classification Module provides a generic language processing option.
Other improvements
Workbench. The workbench administration tool now has improved usability providing for a more intuitive navigation experience via a tabbed navigation screen paradigm. Uninitiated users will find it easier to execute tasks more quickly. I can personally attest to its improved usability. I've been using it with great regularity over the past two months and have little to complain about.
Sample projects and tutorials. New sample projects have been added to help users begin classifying content more rapidly. With the new tutorials, you can explore the capabilities of the product on your own, at your own pace.
Made it this far? And you want more? You can learn more about automatic classification at the Classification Module mini-site or at our homepage on ibm.com.
Meeting the Content Tsunami: Quick Thoughts
Joshua Payne 060000XYQN email@example.com Tags:  compliance ecm classification 706 Visits
Five Random observations regarding the new Cohasset Associates Whitepaper, "Meet the Content Tsunami Head On: Leveraging Classification for Compliant Information Management".
1) All due respect to John Mancini and the "Digital Landfill", I like the tsunami metaphor Cohasset uses. Plus it makes for a nicer theme to weave throughout the paper (as compared to a them based on the garbage of a landfill).
2) The paper describes records management as representing the "organizational memory" for enterprises. As someone who was new to records management 2+ years ago, that nicely turned phrase resonated with me. It makes for a tidy justification, in a few words.
3) The abstract mentions, when discussing automated classificationclassificaiton, the need for "best practices and technologies that scale and adapt to meet the information governance challenges at hand." The need for "scalable" policies is a succinct way of justifying automated classification. Another tidy justification.
4) On the topic of scaling, "legacy practices from the paper world simply do not scale" is another idea that reminds me of some recent customer interactions (and discussions with my IBM colleagues). Too often customers are saying that yes indeed, they have a file plan but it just hasn't been transferred over to their electronic records management needs. Maturation of record keeping and archival practices just hasn't kept pace with the rate of innovation when it comes to creating electronic content.
5) I like a bunch of the stats that Cohasset was able to pull together, like the cost of classifying departed employees' content . . . or the comparison of human classification to automated classification.
I don't do full justice to the paper. Check out this classification whitepaper today if you're interested in the topic.
Voicemail, Email and my Dad
Joshua Payne 060000XYQN email@example.com Tags:  ecm email classification compliance 1,027 Visits
My parents came to dinner last night. Wracked with guilt over not having posted to this blog in close to a month (sorry folks, vacation and then a crazy post vacation deadline for a new project), I was trying to brainstorm on new ideas for the blog when I recalled a memorable (at least for me) vignette involving my dad.
I was probably 17 years old and had been dispatched to pick
up my dad at his office. He had been off on a long business trip and had just
returned directly from the airport to his office without a car. He needed
something from his office. As a newly minted driver, I went to pick him up but
he had yet to find whatever it is he needed when I got there. I sat in his
office as he rifled through his desk looking for the critical paper or object
or whatever it was (my father isn't the most organized person, his office was a
mess – similar to the desk at which I'm writing this). While he rummaged about,
he was listening to the voicemails that had built up while he was gone. Corporate
voicemail systems were a relatively new development. It was like the voicemails
were background music to him. He was barely paying attention to them. Finally,
I piped up.
"Dad, aren't you going to write these messages down?"
He looked up from his search and said "Nah, if any of these
are really important, they'll call me back."
It was a lesson that informs me to this day. I don't get too
upset over the horrible state of my inbox after a vacation or time away from
diligent inbox management – the important stuff pops back up to the top through
the persistence of the truly motivated colleague.
The same dynamic is at play today with our archiving obligations around email and all the other manners of communication and collaboration. The amount of information being pushed on each of us mushrooms every year. And our ability and willingness to process it, let alone fulfill compliance obligations around it cannot keep up.
My dad could barely find the time to listen to his voicemails,
let alone follow up on them close to 20 years ago. Now you want him to
carefully file each email with business value? Without any automated help? It's
a laughable proposition (if you know my dad). But he's not so different from
all of us. Many employees are going to make the same kind of trade-off
decision. The incentive just isn't there to force them to handle classification and organization
of their information. They need help.
8 Things You Need to Know about Content Classification and ECM
Joshua Payne 060000XYQN email@example.com Tags:  email classification ecm aiim compliance 755 Visits
John Mancini, the president of AIIM, keeps a blog called "Digital Landfill." For the last week or two he's opened up his blog to guest authors, each following the format "8 Things You Need to Know . . ."
Today, I took a guest turn, writing "8 Things You Need to Know about Content Classification and ECM." Check it out.
Tidal "Wave" of Information Makes for More Decisions
Joshua Payne 060000XYQN email@example.com Tags:  classification ecm collaboration compliance 438 Visits
I took great interest in the announcement by Google of their impending "Wave" product. Certainly check out the demonstrations or the associated analysis if you have the time (both pro and less so). Some very flashy technology and a new take on collaboration. Good stuff.
The thing that I kept on thinking about as I watched the demos is "how does email" fit into this paradigm? The team at Google seems to position their "Wave" product as a replacement for email and instant messaging, but there's no way an enterprise, even if it embraces Google's new communication method, can get rid of email. Even small organizations would need to maintain email as a communications method. This isn't a replacement in the short term -- its a complementary piece.
It just further backs up my point that we're adding more and more communication and collaboration methods (Google Wave might soon be added to my standard list of blogs, wikis, SMS, twitter). And with new, more efficient methods of communication comes the proliferation of more original information that will have a life cycle of its own.
Increasingly organizations expect to leverage and re-use all of this original information. The markets for applications such as search, archival, records management and eDiscovery continue to grown. And with the growing need to re-use of this information throughout a document life cycle, so does the need to make more decisions about that content. These decisions require an analysis of the long form text that makes up that content.
More information + More decision throughout docouments' life cycle = A mushrooming of possible decisions that need to be made on that information. There's a content decision-making scaling problem that is emerging.
And the scale-out of decision making can only be handled by an automated method. In the face of this convergence of factors, treating your employees like Amazon's Mechanical Turk just isn't viable. Advanced content classification is the means for executing those decisions at scale.
Boston Regional Usernet
Joshua Payne 060000XYQN firstname.lastname@example.com Tags:  ecm compliance classification 456 Visits
Quick note: I'll be speaking on the topic of classification at the Boston Regional Usernet meeting this Thursday in Framingham, MA.
For more information: https://www-950.ibm.com/events/wwe/ecm/ecmruns09.nsf
Let me know if you'll be there.
Shall We Play A Game?
Joshua Payne 060000XYQN email@example.com Tags:  compliance classification email ecm 603 Visits
I recently read Malcolm Gladwell's recent article in the New Yorker. On the surface, its about choosing strategies when you're at a strategic disadvantage. The article studied these "David and Goliath" problems mainly from the perspective of basketball strategy such that Gladwell had the sports-fan in me hooked from the outset. Not only that, it touched on topics of organizational behavior, software and war games. I ate it up -- and it gave me at least two, if not more, ideas for blog postings.
One of the lines that struck me was from when Gladwell is discussing the success a computer scientist had in entering war game contests in the early '80's. The scientist's program, dubbed Eurisko, developed unique (and in the real world, morally dubious) strategies for competing in simulated naval battles. Eurisko purposely sunk their own ships when damaged, for example, in response to a new rule in the "game". As quoted by Gladwell, "Eurisko was exposing the fact that any finite set of rules is going to be a very incomplete approximation of reality"
I loved this quote when I read it. Its a very similar phenomenon in the content classification world. There's a definite place for organizing and classifying your information based on rules. But no matter how many rules you build by hand, its still going to be an "incomplete approximation of reality." You'll never get it totally right with rules. And you'll need to constantly update them to ensure they're keeping up with the changing environment (a challenge with which the war-gamers did not have to grapple).
That is why, when automating your content classification, an approach like the one taken by the Classification Module is important. By learning from examples and training based on the full breadth of the language used in sample documents, the simulation of an expert's analysis will be far richer than any rule-based approach devised and maintained by humans. And more consistent. And more cost-effective.
A learn-by-example approach, in layman's terms, creates a far more comprehensive set of rules that does a more comprehensive job of approximating reality. And by automating these classification tasks, isn't that what you would prefer?
oh, and if you saw the headline and were expecting some Matthew Broderick movie nostalgia, try this clip.
(note the "self-learning" reference . . . not quite what Classification Module does but the writers definitely had done their computer science homework)
Classification at Regional UserNets
Joshua Payne 060000XYQN firstname.lastname@example.com Tags:  ecm classification compliance 483 Visits
A short, belated post to let folks know that there is a classification session at each location of the IBM ECM Regional UserNet series this spring. I'll be delivering the talk myself in Atlanta next week (May 7-8) and in Boston (May 28).
Be a Classification Optimist
Joshua Payne 060000XYQN firstname.lastname@example.com Tags:  compliance baseball ecm classification 515 Visits
Last Friday, I went to the Red Sox game with my buddy Dan. It is fun to watch sporting events with Dan. He views things in a half-glass empty kind of way when it comes to our sporting heroes. "Ortiz can't catch up to the fastball anymore." "Lopez can't throw strikes." It goes on and on. (Don't get him started on the Mo Vaughn era in Red Sox history -- you'll get him going for hours). He sees their flaws and isn't afraid to bemoan the imperfections.
I'm a bit more of an optimist when it comes to my escapist, sports watching fun -- so I have fun playing the foil to Dan's criticisms. "Ortiz can still have a big year." "Lopez, when used in the right situations, is an effective pitcher." "The season is still early!" It becomes a light-hearted debate.
The same dynamic arises when I talk to customers about automatic classification.
There's always a "Dan" in the audience asking about the accuracy of automatic classification. "What's the accuracy of your system?" they ask. Any response short of 100% leaves them unsatisfied. They say things like "if its not 100% accurate, we can't rely upon it." If the new method isn't perfect, then they don't want to adopt it. The wall goes up. "We'll rely on our users".
Sure, automated classification isn't 100% accurate -- but neither are the humans they're replacing. In fact they're far from perfect (a case I've made before on this blog) and even worse, inconsistent in their logic and participation. The voices demanding that auto-classification be perfect are holding it to a standard that the current methods (complete, unaided reliance on humans) don't meet. And in fact, they do worse. You'll get more accuracy, more consistency and most importantly more cost savings.
Disk is cheap but it's not free: saving every email
Joshua Payne 060000XYQN email@example.com Tags:  compliance email classification ecm 887 Visits
Last week, I reviewed the results of the poll during my KMWorld webinar. I discussed the emphasis organizations have on employees to analyze, classify and act on their email and documents for archival. About half of the respondents to the poll said they rely completely on end users for executing archiving. I argue that this is a poor, costly use of employees' time. Employees should be focused on their primary, line-of-business supporting responsibilities. Not only is it costly and unproductive for the employees, they're not likely to participate or participate with consistency. The end results are exactly what you don't want: an inconsistently constituted archive. Gartner agrees. Automatic classification can address these issues.
But that's only 50% of organizations that archive. Let's flip this argument on its ear, as ask "what about the other 50%?" Well, for those, very often they respond to the issues I've highlighted above by rightfully keeping their users out of the loop. That burden is too high, and only growing worse. So instead, they respond by saving everything in their archive.
Expecting users to classify, without help, their email is an extreme response to compliance issues. The flip side, saving everything without an ounce of organization or filtering, is just as extreme. Archives end up containing loads of information with very little value to the business. Every email between me and my wife coordinating dinner. Every confirmation email from amazon.com. Every job solicitation email. Every organization wide announcement email.
Records Management specialists estimate somewhere between 5 and 15% of emails are actually business records -- a nice proxy for determining whether a piece of information has value to your business. By saving everything, you're saving a whole lot of 'stuff' without any business value. But why is this a bad thing?
1) "Disk is cheap", but its not free. My rule of thumb is that an average email is 100 KB. Average users get anywhere from 25 - 75 emails a day, depending on the researcher. 225 working days a year, at about $4.50/GB . . . the costs for disk storage for an archive get into the millions, annually, very quickly, for mid-to-large scale organizations. At a 10,000 person organization, that cost is about $3.8 M.
Those costs are growing and only going to get worse as the the creation of new content and information is outpacing the corresponding drop in storage prices, according to Gartner.
2) More information saved means more information clutter later. Why is this important -- it gets to why are people saving and archiving email and content, centrally. Most are driven by the need to support legal discovery requests efficiently.
And the more email you save with limited or no business value you save, the more time a $400/hour lawyer is going to spend analyzing those emails. Smaller archives means fewer emails for the lawyers which means lower legal costs.
If you follow a reasonable, consistent archiving process that includes automatic classification, you can cut your hardware costs and keep more of your organization's money from flowing to lawyers. Without annoying your users or relying on their whims as to when, if and how they want to participate.


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It seems to me releasing all this info results in more questions than answers, even with Wiggins. I don't think I would either in their place.
It seems to me releasing all this info results in more questions than answers, even with Wiggins. I don't think I would either in their place.
Unsubstantiated assertions and innuendo is the best you can come up with, eh? *yawn*
Wake me up when you have actual proof, e.g. test results, syringes found in his luggage, payments to Fuentes, "problems" with his biological passport, etc etc
I like cheese.
"You've got to be willing to rip it all apart. Including yourself."
---Steve Woznik -- Multi time USA Sprint and Kilo Champion, Pan Am Games Gold Medalist
Maybe he just trained hard and smart and kept his bodyfat low....usually results in a high VO2max.
Competitors just don't like to pass along info to the competition.
It will always be astonishing to me to see people like you purposefully spread misinformation about a pro cyclist. Jerk. Loser.
Reading the whole thread again, this is about how this kind of discussion goes. Entertaining to a point, but, in the end, pointless.
Fall Cycling Syndrome - all fired up and the weather sucks, so hang out on the internet looking for someone's ass to kick.
"... the age of Happy Motoring is over. Many Americans have already bought their last car -- they just don't know it yet."
James Howard Kunstler, 2008.
and as for this thread, I'm thinking it needs to be locked, and will do so if the tone
isn't dialed back a notch or two. Disagreeing with someone is fine (and expected) but the
personal insults/attacks need to stop. nuff said.
Sono più lento di quel che sembra.
Odio la gente, tutti.
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Lotek: DenisMenchov consistently starts these silly and pointless doping threads. He has nothing constructive to add and does nothing here but troll. Why is this still allowed?
i may have overreacted
on the other hand i just cant get over how AC flies up the mountain like that being so small and scraggly. but i dont think he dopes.
AC doped IMO: Too many bread crumb trails. But to each his own. I want to believe he's clean, but so many suspicions regarding his past. Look at Operation Puerto:
Last edited by Laggard; 09-20-09 at 09:47 PM.
i may have overreacted
AC's performance would lead anyone to question him, as would LA's performance for 7 years. but the article by no means proves or even causes suspicion. I wouldn't say that either doped. they may be linked to someone but if there is no proof, it didnt happen. that's my opinion. no point in blasting someone if they can get tested 3 to 4 times a day for 3 weeks and still pass the tests. when he gets busted for doping then i will believe that he doped, that goes for LA and AC. not evidence that suggests that its a possibility. when they actually get busted.
Why does the OP start so much shyt?


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2001-2005 Honda Civic 4 Door Sedan LX EX Power Black Non Folding Mirror Pair (excluding Japan Built Vehicles)1AMRP00097-275109
Part Details
- Operation: Power
- Quantity: Pair
- Color: Black
- Mirror Option: Non-Folding
This part replaces:
- New
This replacement pair of mirrors is just what you need to get your vehicle in good looking form again!
- Comes as a PAIR
- Fits both LH (Driver Side) & RH (Passenger Side)
- Power
- Non folding
- Injection molded black plastic housings
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Removing the Side Mirror (0:38)
- Remove the triangular trim panel.
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- Remove the three 8mm nuts.
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Replacing the Side Mirror (1:47)
- Push the gasket into place.
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: Hack Series:
Pokémon Throwback: Kanto Refined
View Single Post
November 18th, 2012 (11:19 AM). Edited November 18th, 2012 by RichterSnipes.
RIP Konami 1969-2015
Join Date: Oct 2011
Location: USA
Age: 23
Gender: Male
Nature: Modest
Posts: 268
Happy Sunday everyone!
Today I've got a nice little surprise for you all: Decapitalization! I tried to keep it as consistent with the 5th Gen games as possible. In other words, most things will be lowercase now, but things such as menu choices and specific item pockets will still be in caps.
Also, I've decided to release a "complete" version of the hack. It more than simply combines all five patches into one, though: it also decapitalizes text introduced only in the other patches. In other words, patching all five into one won't result in the same thing as this patch. However, given the method of patching, this is best I can do for now. I hope to make things more efficient for you all in the future.
Everything else is just small fixes. Every one of those adds up in the end, though!
EDIT: I forgot to merge a change from the GB Player patch. The new version of it, along with the new "complete" patch, can be found in the new download. Redownload it if you got it previously!
Created a "complete" version of the hack unobtainable through patching all five patches separately. The only exclusivities are decapitalization of text found only in separate patches.
First (and hopefully, only) release. It's currently separate from the Extras patch because of how it interacts with the other patches.
It only affects text in the original FireRed ROM. If someone reminds me, I'll post it in the Resources thread later in time.
Changed GREEN and CHARINE to BLUE and JANINE (yeah, caps...).
Fixed typos in the original ROM. For some reason, STICKERS was spelled as SITCKERS...wow.
Made type references and use of apostrophes more consistent.
GB Player
Fixed triangle wave sustain for trainer battle music.
Catch 'em All
Fixed context error in dialogue during the 3rd Starter event.
Fixed male player icon map bug.
Enjoy the new version, and have a Happy Thanksgiving, U.S. readers!
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FINALLY. The first week of school is over! I'm fucking worn out, don't ask me why, but if I still had my long nails I'd be trying to ill somebody with my bare hands right now. Stress. Damn.At least I get to fking go out tomorrow and take out all my stress on Wormtail [big grin], I have a lot of things to buy... I can't use the computer, not supposed to be here now even, so I haven't read anyone's Ljs in ages......and I have been slacking on my German BIG TIME. Time for me to get back on track!(the short[er] hair, I'm getting quite used to....lol)later, y'all
Simba: Hey, Uncle Scar! Guess what?Scar: I despise guessing games...Simba: I'm gonna be king of Pride Rock.Scar: Oh, goody.Simba: My dad just showed me the whole kingdom. And I'm gonna rule it all! Heh heh.Scar: Yes, well, forgive me for not leaping for joy. Bad back, you know?[He falls to the ground with a "thump". Simba goes over and leans on his shoulder.]Simba: Hey, Uncle Scar? When I'm king, what'll that make you?Scar: A monkey's uncle.Simba: (tumbles off of Scar) Ha ha! You're so weird.Scar: You have no idea.
Father please forgive me for I know not what I do;I just never had a chance to ever meet youTherefore I did not know that I would grow to beThis evil seed and do these evil deedsCan this get any worse?
I was rocking the fuck out the the Disasterpeices DVD today, with maximum volume (60, normal is 15 or so). halfway through the Joey Drum Solo the doorbell rang and I only *barely* heard it. When I opened the door, it was my neighbour with a weird look on her face. And do you know what she said?"Can you turn down the volume? My kids are scared."HAHAHAHA.After that I had the Rammstein Live Aus Berlin DVD on too. Now I'm practically deaf.
I'll let you keep the gunThis is the end of everything. [weep] The posers have taken over and they're wiping us outthis is SACRILEGEAre we the only motherfuckers with brains around here? These people swayed so easily. It makes me sick. I think I know the meaning of "You can't see California without Marlon Brandon's eyes".No, seriously. And what is so fuckin coincidental is that I was JUST talking about it this morning.No, no no, no. No. [shakes head violently] I don't want this. Somebody shoot me please, I'll let you keep the gunOnce wounded, twice deadOnce it hits, it'll hit again;Claw at my throat, it'll fuck you up.It's on purpose but too many timesone, two, three, fouryou should have stopped when the going got goodOne thing you need to learn isonce I back off, if you attack from behindthe scarabs'll swarm from the sidelinesThey will consume you upon command andyou. are. going. down.What else will we do, but stand and watch? Have a little laugh, we'll sit back on the worn out couches. Hopefully Nemesis might get us some alco hol. At least even if I get fuckin wasted I'll have em to fall back on. Yeah. You bet your ass on it. This is the end of everything, but after that's the new beginning.


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Board hoarders unite!
- • Sort by size
- • Mark them clearly
- • Know when to let go
Mark them clearly
After the board sits in your shop for a year, will you remember its species, or be able to tell lumber with provenance (Grandad's walnut) from hardwood-store boards? Mark the boards with chalk or lumber crayons; both sand off easily and don't leave residue behind.
Don't forget wood carvers! They are always in need of small pieces to carve.1/4/2016 10:26:01 AM Report Abuse
Don't forget adding hard wood pieces to your charcoal grill to enhance the flavor (especially pizza) of grilled food.9/20/2015 02:39:58 AM Report Abuse
No such thing! The earth is running out of special lumber. Just because you haven't used it in ONE year you will chuck it? Gads! How many projects do you make in ONE year? Think about that project you had in mind when you saved this piece, maybe that is the one you should do next ..or.. decide you will really doll-up that next project with a little artistic trim and make it really special.9/3/2015 02:44:46 PM Report Abuse
I generally go through my stash of short hardwood boards once a year, just before winter sets in. I take those boards I put away but in reality don't need and turn them into firewood. Yeah, I know, good hardwood wasted, but if I haven't touched or needed them within the last year I really don't need them at all.9/3/2015 01:14:06 PM Report Abuse
Great article Tom. I was looking for a special board the other day in my stash, and realized (after not finding it after a long search) that I hadn't reorganized my lumber in almost a year. I spent most of that rest of the day doing just that. (and eventually found the piece I was looking for...ha ha) Thanks3/12/2015 09:50:58 PM Report Abuse
As I save more and more cutoffs I start running out of workshop space. I found that I use less than 10% of the scraps I save. I am much happier since I gave all my scraps to my wife to burn in the fireplace and SHE is too. Make sure it is really a keeper before you give up your space.5/29/2014 09:15:19 PM Report Abuse
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text: Cream is the New White? Pin it Well, we're not so sure about that. But we were inspired by these buttery walls yesterday to find more cream-colored rooms. We love an all-white room but thought we could get into a softened version, too. Check out a few buttery, creamy rooms after the jump... Pin it Pin it Pin it Pin it


text: Cal Athletics Susanyi Loses Indoors, While Cal Starts Run at ASU Susanyi Falls in Consolation Singles at National Indoors By Cal Athletics on Fri, November 08, 2013 Related Links Singles Back Draw/Natl. Indoors USTA/ITA Natl. Indoor Website FLUSHING MEADOWS, N.Y./TEMPE, Ariz. – California's Zsofi Susanyi ended her run in the USTA/ITA National Indoor Intercollegiate Championships on Friday, while her Golden Bear teammates began play in the ASU Thunderbird Invitational 2,400 miles away. A junior ranked fourth nationally and seeded second in the consolation singles draw, Susanyi fell to Georgia State's 37th-ranked Abigail Tere-Apisah, 6-3, 6-2, at the USTA Billie Jean National King Tennis Center. At the Whiteman Tennis Center at Arizona State, Cal's top-seeded senior Anett Schutting won twice in singles to reach Saturday's quarterfinals. Schutting, who's ranked fifth in the ITA preseason singles poll, beat Michigan's Kristen Dodge, 6-3, 6-1, in the round of 32 and then topped BYU's Mayci Jones, 6-1, 6-4, in the round of 16. A total of five Bears advanced to the singles quarterfinals, including third-seeded Klara Fabikova, fourth-seeded Lynn Chi, freshman Maegan Manasse and freshman Denise Starr. Fabikova, a sophomore ranked 23rd, started the tournament with a 6-0, 6-3 victory over Kansas State's Livia Cirnu and in the round of 16 beat BYU's Nicolette Tran, 2-6, 6-0, 6-0. Chi, a sophomore ranked 44th, defeated Michigan's Sara Remynse, 6-2, 4-6, 6-2, and then Kansas State's Palma Juhasz, 6-0, 6-2. Starr opened with a 6-1, 6-0, win over Kansas State's Maria Panaite in the round of 32 and shut out Michigan's Amy Zhu, 6-0, 6-0, in the round of 16. Manasse topped BYU's Toby Miclat, 6-4, 6-1, and followed with a victory after ASU's Desirae Krawczyk retired with Manasse leading 4-6, 6-3, 1-0. Two Bears fell in the singles round 32, as senior Alice Duranteau lost to Michigan's Laura Ucros, 3-6, 6-1, 6-0, and junior Cecilia Estlander dropped a 6-1, 6-2 match to Kansas State's second-seeded and 12th-ranked Petra Niedermayerova. Kelly Chui got past Kansas State's Amina St. Hill, 6-0, 6-2, to reach the round of 16, but the Cal senior then lost to ASU's Stephanie Vlad, 6-3, 6-3. Duranteau and Estlander moved to the consolation singles bracket – or Sparky Bracket – with both Bears winning their first-round matches. Estlander topped ASU's Kassidy Jump, 7-5, 6-3, while Duranteau beat Kansas State's Iva Bago, 6-0, 6-2. In doubles, three of the four Cal teams won their first matches of the round-robin event. The duo of Schutting and Manasse beat ASU's Jump/Leighann Sahagun, 8-5; Fabikova/Chi topped KSU's Niedermayerova/Panaite, 8-2; and Chui/Starr dominated Michigan's Ucros/Zhu, 8-1. Duranteau/Estlander fell, 8-2, to BYU's Miclat/Tran. The ASU Thunderbird Invitational concludes on Sunday. ASU Thunderbird Invitational Friday, Nov. 8 Whiteman Tennis Center Doubles Anett Schutting/Maegan Manasse (Cal) def. Leighann Sahagun/Kassidy Jump (ASU) 8-5Stephanie Vlad/Joanna Smith (ASU) def. Mayci Jones/Meghan Sheehan-Dizon (BYU) 8-7 (10-8)Gussie O'Sullivan/Desirae Krawczyk (ASU) def. Aishwarya Agrawal/Tanya Murtagh (FS) 8-2Amina St. Hill/Livia Cirnu (KSU) def. Morgan Anderson (BYU)/Sara Remynse (Mich) 8-4Klara Fabikova/Lynn Chi (Cal) def. Petra Niedermayerova/Maria Panaite (KSU) 8-2Toby Miclat/Desiree Tran (BYU) def. Alice Duranteau/Cecilia Estlander (Cal) 8-2Denise Starr/Kelly Chui (Cal) def. Laura Ucros/Amy Zhu (Mich) 8-1Iva Bago/Palma Juhasz (KSU) def. Annie Weirda/Kristen Dodge (Mich) 8-6 Round of 32 No. 1 Anett Schutting (Cal) def. Kristen Dodge (Mich) 6-3, 6-1Mayci Jones (BYU) def. Gussie O'Sullivan (ASU) 1-3, 6-3, 6-2Amy Zhu (Mich) def. Aishwarya Agrawal (FS) 6-3, 6-1Denise Starr (Cal) def. Maria Panaite (KSU) 6-1, 6-0No. 4 Lynn Chi (Cal) def. Sara Remynse (Mich) 6-2, 4-6, 6-2Palma Juhasz (KSU) def. Joanna Smith (ASU) 6-3, 6-1Stephanie Vlad (ASU) def. Morgan Anderson (BYU) 6-2, 6-0Kelly Chui (Cal) def. Amina St. Hill (KSU) 6-0, 6-2Leighann Sahagun (ASU) def. Iva Bago (KSU) 6-1, 6-2Laura Ucros (Mich) def. Alice Duranteu (Cal) 3-6, 6-1, 6-0Nicolette Tran (BYU) def. Tanya Murtagh (FS) 6-0, 6-0No. 3 Klara Fabikova (Cal) def. Livia Cirnu (KSU) 6-0, 6-3Maegan Manasse (Cal) def. Toby Miclat (BYU) 6-4, 6-1Desirae Krawczyk (ASU) def. Annie Weirda (Mich) 3-6, 6-0, 6-1Meghan Sheehan-Dizon (BYU) def. Kassidy Jump (ASU) 6-4, 6-3No. 2 Petra Niedermayerova (KSU) def. Cecilia Estlander (Cal) 6-1, 6-2 Round of 16 No. 1 Anett Schutting (Cal) def. Mayci Jones (BYU), 6-1, 6-4Denise Starr (Cal) def. Amy Zhu (Mich) 6-0, 6-0No. 4 Lynn Chi (Cal) def. Palma Juhasz (KSU) 6-0, 6-2Stephanie Vlad (ASU) def. Kelly Chui (Cal) 6-3, 6-3Leighann Sahagun (ASU) def. Laura Ucros (Mich) 6-1, 7-6No. 3 Klara Fabikova (Cal) def. Nicolette Tran (BYU), 2-6, 6-0, 6-0Maegan Manasse (Cal) def. Desirae Krawczyk (ASU) 4-6, 6-3, 1-0 ret.No. 2 Petra Niedermayerova (KSU) def. Meghan Sheehan-Dizon (BYU) 6-4, 6-4 Sparky Draw 1st Round Consolation Bracket Kristen Dodge (Mich) W/OMaria Panaite (KSU) def. Aubria Solares (ASU) 6-1, 6-1Joanna Smith (ASU) def. Sara Remynse (Mich) 6-4, 6-4Morgan Anderson (BYU) def. Amina St. Hill (KSU) 6-3, 6-3Alice Duranteu (Cal) def. Iva Bago (KSU) 6-0, 6-2Livia Cirnu (KSU) def. Tanya Murtagh (FS) 6-2, 6-1Toby Miclat (BYU) def. Annie Weirda (Mich) 2-6, 6-1, 6-0Cecilia Estlander (Cal) def. Kassidy Jump (ASU) 7-5, 6-3 RECOMMENDED STORIES < Cal's Run Ends Against OSU In NCAA Semis Cal Womens Semi Moved To 10 A.M. 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Honors Learning Community
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Members of the Honors Community pay $150 each semester to live in this interactive learning community.
In addition to direct access to Honors College faculty and staff, membership in the Honors Learning Community allows students to attend and participate in fully-funded local and regional overnight trips to plays, museums, musicals, and community events. Likewise, community members receive free access to computers, wireless access, meeting space, the Honors Den, and books for use in common reading book discussions. We also provide opportunities to connect with the community through civic and service involvement, partnering with many student organizations on campus. Finally, our community creates a positive environment to host some of the most compelling and engaging discussions you could ever witness or take part in. We host peer-to-peer discussions, honors faculty symposiums, and nationally-recognized speaker forums.
The atmosphere in the HLC is friendly, relaxed, supportive, respectful, and fun. Social, cultural, and intellectual events are offered to enhance your BGSU and on campus living experiences. This creates a living learning community comprised of academically talented students, staff, and faculty.
Finally, we invite you to greatly impact our community through your wisdom, character, and personality. We know you have a lot to offer, and as you continue on this adventure of collegiate success and beyond, we will be there as a supportive mechanism for your growth and mentorship. We believe that success is defined personally, whether that is finding life long friends, pursuing a life of service, curing cancer, or making feature length documentaries. We want you to succeed, so join us.
For more information, contact the Honors Learning Community Director at email@example.com.
The Honors Learning Community (HLC) is a popular option among both new and returning Honors College students. Honors College students are not required to live in the HLC. However, newly admitted, first year HLC members are required to live in Founders Hall and to also be admitted to the Honors College.
Space in the HLC is limited. First year students who are interested in requesting a spot should complete each of the following steps early to be considered for the HLC. These steps can be completed in any order:
1. Be accepted to the Honors College.
To access the Honors application, visit www.bgsu.edu/honorsapply
2. Be accepted to the HLC.
To request enrollment in the HLC, visit www.bgsu.edu/hlcenroll
3. Pay your $200 Housing initial payment – available through MyBGSU
Continuing students are not required to live in Founders Hall in order to participate in the HLC. Membership during one year, does not guarantee membership in a future year. Continuing students in the HLC will be provided information annually regarding housing and enrollment in the HLC.


text:
Plain English Campaign
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SATS chaos
You know all about the SATS controversy. Teacher frustration, parent demonstrations, child misery.
We've had plenty of contact from teachers and irate parents in particular. And the evidence – in this case the actual SATS questions, as sent in to us – suggest they've got plenty of reason to be upset.
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ABI pension guide
A level playing field
Plain English Campaign were among the guest speakers at this year's 'Active Communications Conference' in Manchester.
The conference, run by the English Federation of Disability Sport (EFDS), also included guest speakers from Sport England, Abilitynet and Big Voice Communications.
Staffordshire Bull Terriers
The 17-year battle to save a Staffordshire horse-riding route has led to an early Plain English Campaign Golden Bull Award frontrunner.
Campaigner John Bainbridge has been fighting to get Tory MP Philip Atkins to reopen the Clifton Campville route with no success. And Atkins' latest response – delegated to Jean Evans, his 'Head of Law' – is a four-page stream of nonsense well worthy of our Golden Bull award.
Plain English Campaign versus jargon
We at Plain English Campaign need no invitation to join the chorus of disapproval about jargon.
We recently highlighted yet another example of typical nonsense from our friend Donald Trump, and always keep a watchful eye on the worst in gobbledygook.
A matter of life and death
Later this year the NHS will introduce a new form which could cause confusion and poor communication between families and medical staff.
The form will replace controversial 'do not resuscitate' (DNR) orders. DNRs give doctors the right, without consulting a patient or a patient's family or carers, to let a patient die.
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Obviously, easy-to-understand text is very important. But what if that text is badly laid out, difficult to read or hard to find?


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Chart Of "The US Recovery": Third Time Is The Charm, Or Head And Shoulders Time?
The following chart from Bank of America captures the past three years of American "recovery" quite starkly: the US economy, as measured by the ISM has so far not double but triple dipped, and the result would have been far more pronounced had the Fed not stepped in after each of the prior two local maxima and injected trillions into the economy. Following peaks in mid 2010 and early 2011, we are "there" again - how long until the Fed has to jump in? And would it have already done so if it wasn't an election year? Which brings us to our question: third time is the charm? Or head and shoulders?
Here is Bank of America's narrative:
By some accounts, the US economy has entered a "sweet spot" of self-reinforcing cycles. In this narrative, job growth is spurring income, boosting spending and the cycle repeats. Stronger economic news, in turn, boosts asset prices, reinforcing the positive cycle of spending, income and jobs. As a result, optimists argue, the US has returned to its traditional role of leading a global cyclical recovery. This is the third time we have heard this argument during this recovery.
Nothing like a little Bank of America snark for a change. As for those who see the US economy entering a 'self-reinforcing cycle', we have news: recall that two weeks ago none other than JPMorgan found that central planning and the current administration have broken the virtuous cycle, which means that the only option for America is to keep injecting more and more and more diminishing returns liquidity to keep a broken system afloat, until no more can be injected.
- advertisements -
Watch for major layoff announcement from BofA as they have to save thier way to profitibility becasue they cant earn the way
8.2 unemployment with 88 million out of the workforce.
Almost there.
Romney likes the bailouts and the Fed, too ... so I say another stick save.
What's a few cyber ones and zeros
Is it too much to hope for that the Republicans pull their heads out of their asses and realize that Romney can't win the election no matter what happens before November? Recent history wouldn't suggest so (e.g. Bob Dole in 1996). I have this crazy dream of an open Republican convention.
if the market tanks it won't matter who is running against Il Duce. The repubs will win in that case and then will be in charge of the disintegration of the greatest republic in history. We are screwed and it won'r matter who is in the wheelhouse. Every man for himself. Abandon ship
too rigged to bail.
Magic money tree curtiousy of the Father of Lies himself says its time to pay up.
Would you like some Head & Shoulders for that ... condition, Sir?
That damn flaking and itching....
BofA is a garbage hole. I moved to a locally owned bank, much happier.
Eerily strange and distant culture, mood in BoA facilities in my neighborhood.
The places seem cold, impersonal (more so than most any banks I've ever been in) austere, almost like a dentention facility.
Grossly impersonal.
I knew quite a few underwriters from their mortgage division. The employees of BoA are living the depression nightmare. At least the unemployed know they're unemployed. Their situation, while horrific in itself, does not have the constant spectre of unemployment looming. BoA treats their employees worse than garbage and constantly hangs mass layoffs over their head. I would probably be a bit despondent if I worked there too. Then there's also those that are a bit more aware inside that company that have to deal with the reality that they work for the Devil but can't see a way to work somewhere else that's any better. I was stuck in the same loop for quite a while myself.
Please remember, folks, that Bernankoid looks at this chart with pride. "We've moderated the worst of the Depression as the Captured Monetarists said would happen."
Looking for Money Heroin? Less and less everyday. That's the point. The money "on the sidelines" will have to show itself sometime and then the M1 - M2 charade will play itself out. Rather than a Great Depression that lasts a year or two, the moderated recessions will last for at least a decade.
Bernankoid: "Told ya so!"
I sure as heck hope you're wrong. By then the redistribution of wealth will be complete and the 1%'ers wil have it all.
Regime change starts at home.
You both make excellent points. It's scary.
Looks to me like the Mother of All Head and Shoulders, meaning the next BIG leg of the downside run is about to commence.
Shades of the Great Depression.
Don't forget,,,, we got some real stinkers in the Fiscal policy mix coming up. Increased taxes (major as a %ge increase) and automatic/expiring spending (Haha) that should provide some really nice fiscal drag
Seasonals and weather gonna make it seem like the Economy should join The Situation in rehab.
The ratings agencies were spot on about Why America Should Be Downgraded (DC Dysfunction and not of the penis type) as exemplified by Egan Jones (Big Gold Star)
And all that radioactive shite is gonna start floating up on the beaches....
Watch out for a More depressing mood
Nah, it's gonna seem pretty fugly.
And the great proctor of the Depression will have no alternative but to print, print, print.
Say, BTW, how does Timmah find the time to sign all of those new FRN's... or is that another casse of ROBOSIGNING?
Knucles, I hate to break it to you, but your excellent analysis (Summary: It's gonna get worse before it gets worse) will NOT get you a position on CNBC 'news'...
(And you didn't even mention Iran.)
Where ISM goes, so go jobs:
Are you sure ISM is reporting on planet Earth?
"They indicate that increased discretionary spending reflects the increased confidence level of businesses and consumers."
It's 2008 all over again... And it's only 2012.
I don't imagine that anyone here has confetti with any of the broken, insolvent corrupt TBTF banks. That makes 0 sense, especially when there are local small banks and credit unions who want your business and are sound. Left Wells years ago. Could care less if they all fold.
It sure seems like this market wants to go down. But we need the leaders to...."lead the way". Perfect chart.
Looks like a floor to me!
99th floor, that is.
End of QE1
End of QE2
End of Twist
Imagine that the economy slows down when the free money from nowhere stops?
Imagine that the economy slows down when the free money from nowhere stops?
Feel real bad for all the suckers who have their cash in big banks.
If you can't spot the sucker at the table.......
How the hell can you have a recovery when the participation rate continues to crater? And gasoline usage falls like a rock? Those charts sober you up fast from all this green shoots euphoria. http://www.futurnamics.com/slfed.php
"11:13 AM Harley-Davidson (HOG +1%) shares are raised to Buy from Neutral with a $55 price target, up from $50, at Citigroup, which cites expectations of rising motorcycle sales in an improving economy. HOG's U.S. retail sales are up 15%-17% in Q1, Citi estimates, after Q4's 11.8% rise; retail inventory levels are fairly tight, which should help keep used bike prices up. [Consumer] Comment!"
If folks are buying expensive toys (and not paying for them via the prior home equity tap) does that mean the economy might be better than we think it is?
Or does Citi have a problem?
When is it impossible for a central bank to infuse more capital? Personally, I though it would have happened already.
Maybe third time is a charm.
But the story was bullshit. In terms of full time employment, March was a blockbuster, gargantuan positive month. Nothing in the past dozen Marches even comes close to last month's gain. Full time jobs increased by 1.3 million in March versus February. Compare that to March 2011, which was up by 455,000. In 2010, when the economy was rebounding from the depression low, March was up by 777,000. The average gain in March, which is virtually always a positive month, was 300,600 over the 10 years from 2002 to 2011. Excluding the recession figure of -732,000 in March 2009, the average was 421,000. This year was triple that.
OK, so it was the weather, I thought. We all know about the warm weather in March. I figured the best indicator of that would be construction jobs. I checked, and they weren't up any more than any other year. If the weather were responsible for the jump, it should have shown up in construction jobs, and it didn't. So, sorry, you can't explain away this number by the weather.


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Bowen and Derner Earn All-Region Honors at Regional Meet
Both Cowboys Could Claim Individual Bids to NCAA Championships
Cross Country Squads Seek NCAA Bids at Friday's Mountain Regional
Wyoming's Amos Bowen Qualified Last Season as Individual
Derner Paces Cowboys to Historic Showing at MW Meet
Senior Places Fourth Individually to Lead Cowboys to Fourth as a Team
Cowboys and Cowgirls Head to Reno for MW Cross Country Championships
Bowen and White Seek Second-Straight All-MW Honors
Fast Times Not Enough for Wyoming in Louisville
Three Runners Earn Marks in Wyoming's Record Book
2013-14: Placed in Wyoming's top five in the first four meets of the season...slowed by an illness in UW's five race and missed the last race due to the illness...top performance was third on the team and 20th overall in 18:58 at the CSU Invite...also placed fourth on the team and 18th overall in 18:15 at the Highlander Invite...was UW's fifth runner at the Roy Griak in 23:11 and Utah Valley Invite in 19:16...named a MW Scholar Athlete in the classroom.
Before Wyoming: Ran her prep career for coach Jeff Wyant at Park City High School...as a senior she placed fourth at the state cross country meet to lead her team to the state title and earn first team all-state honors...she also won her region meet...on the track she placed second in the 3,200 meters in 10:58 and third in the 1,600 meters in 5:02 at the state meet...owns school records in the 1,600 meters (4:59), 3,200 meters (10:41) and 4x800-meter relay (9:30)...as a junior placed ninth at the state cross country meet to earn second team all-state honors as her team won the title...on the track competed in the 800, 1,600 and 3,200 meters at the state meet...as a sophomore placed second at the state cross country meet on the winning team to earn first team all-state accolades...missed most of the track season with a sprained ankle, but compete in three events at the state meet...as a freshman her team won the state cross country title and she finished ninth individually...in the classroom was on the Honor Roll all four years...also named to the region all-academic team as a senior.
Personal: The daughter of James and Karen Walker...born on Nov. 16, 1994, in Salt Lake City, Utah...also recruited by Utah, Utah State, Iowa State, Montana and Northern Arizona...majoring in kinesiology at UW.


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8 comments
electric surfboard? oh i guess that's the ankle strap. should probably take that out.
strange communications, like last campaign... not clear messages ah?
Okay, I'm curious, because I see this a lot around here. Rather than design a layout that has a kind of natural flow so you're going from point to point, we have the logo over here, the message over there, the image orientation somewhere else.
Is this a fad? If so, can we have it over soon, please?
While I didn't really like the execution, the girl in bed works better than this one because she looked hungover. I realize that this is probably a glimpse into the surfer's future, but it doesn't really jive with the line.
Ugh, I just said jive. I'm turning into my dad.
This seems like an ad for a cyborg company. The man looks way too confident and remorseful at all. Anyway, why should he? Others run with artificial legs and feet. Take Oscar Pistorius. I mean its not like the visual, save for the copy, tells us that he's had his leg chopped off because he was drunk.
This is the weakest of the three. It doesn't communicate the 'next morning' like the other two do. I think the other two can actually work although the copy is forced and I agree the layout is unfortunate.
- The only thing more rare than a good ad is a good guest comment -


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Novato-based Circle Bank has partnered with Keiretsu Forum, said to be the world's largest angel investor network, to provide financing advice to startup and early-stage companies in the North Bay and San Francisco.
Through the arrangement, Circle Bank becomes the exclusive bank for the North Bay and San Francisco chapters of the forum, according to bank spokesman Gary Tobin. The institution will educate members on ongoing financing beyond that of angel investors, participate in forum events and give presentations as requested. The bank will not participate in approval of Keiretsu investments.
[caption id="attachment_19518" align="alignright" width="108" caption="Kim Kaselionis"][/caption]
"Circle Bank is a perfect partner for Keiretsu Forum in San Francisco and the North Bay," said Randy Williams, Keiretsu chief executive and founder, in a statement. "We have met extensively with Kim (Kaselionis, Circle Bank CEO and chairwoman) and her staff, and they have a thorough understanding of the banking needs of the entrepreneurs."
The partnership adds to the bank's other initiatives supporting startup and early-stage businesses. That includes the Women's Initiative for Self-Employment loan program, which has funded several entrepreneurs.
Created in 2000, Keiretsu has 850 accredited investors as members, 21 chapters worldwide and has invested more than $260 million.***
Adam Capital, a Sonoma-based lender specializing in financing small-scale solar projects, is encouraging solar companies to look into a potential "safe harbor clause" that could extend a 30 percent federal grant on solar projects that is set to expire at the end of this year.
The lender has used the grant, described in section 1603 of the American Reinvestment and Recovery Act of 2009, as collateral when lending to "rooftop-scale projects" that Adam Capital CEO Adam Boucher said are typically too small-scale to obtain financing from a bank.
While discussions about the federal grant are ongoing and subject to change, the clause might allow some projects to obtain the grant through 2016 if developers invest a portion of their total project cost by the end of this year.
Those who are looking to finance projects using the grant in the future could still have time to do so if they act by December 31, Mr. Boucher said. The lender emphasized that some experts and government officials disagreed about how to interpret the complex program and advised developers to seek tax and legal advice to ensure compliance.***


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I have very little news to write and but little time. Evry thing is quiet with us. To-day however our Pickets had a little skirmish with some rebels killing three or four probably. 1 These things are so common that they are hardly noticed.
Fathers letter giving an account of Simps last moments made me sad. I have felt sad all day long. Why did not Mary go out with father ? I regret exceedingly that my force here has been, from necessity, kept too much reduced to admit of an advance upon Columbus. Taking possession of Paducah has necessarily taken off a large force and to advance a Garrison must be left to occupy the positions around Cairo. I would like to have the honor of commanding the
Kiss all the children for me. Jess is to have two bits to spend for himself and Martha Rebecca 2 the same. One at a time however is enough for them to spend their money.
Father speaks of coming by here on his way home. I should like to see him very much.
Give my love to all our friends. Write to me often.
Sept 23 1861.
Cairo 1861.
Information from Columbus indicate the rebels are crossing to Belmont, taking away two gun boats. The third is laid up &


text:
Conditions: When scholarship eligibility criteria require a minimum number of credits or grade point average earned, only college-level courses (numbered 100 and above) taken at Bunker Hill Community College and applicable toward a degree or certificate program will be considered unless otherwise noted in the scholarship eligibility requirements.
Eligibility Criteria: All applicants must be enrolled in six or more credits for the Spring 2016 semester; must have a cumulative G.P.A. of 2.30 or higher; current SGA members are not eligible to apply.
Amount: $500 scholarship will be awarded to two returning students for Fall 2016 and a $1000 scholarship will be awarded to one June 2016 graduating student, who will be transferring to a four-year institution in the Fall 2016.
Application Deadline: March 6, 2015
Application Available: Download PDF Application


text:
Hampton Inn Buffalo Airport - Galleria Mall
Hampton Inn Buffalo Airport - Galleria Mall
Hotel Guest Rating: 8.2/10
1745 Walden Avenue
Buffalo, NY 14225
Welcome to the Hampton Inn Buffalo Airport - Galleria Mall
Mixing free Wi-Fi, parking and a hearty breakfast makes the Hampton Inn Buffalo Airport - Galleria Mall a hit with Priceline guests.
Hotel Features
The five-story Hampton Inn Buffalo Airport - Galleria Mall provides a haven in Buffalo with 132 rooms featuring coffeemakers, hairdryers, desks, free Wi-Fi, and cable TV with premium channels, and non-smoking rooms are available. Breakfast is free every morning and offers an array of treats, including eggs, meats, fresh fruit, yogurt, cereals, pastries, breads and hot and cold beverages. After a busy day out on the town or a long flight, guests can relax in the indoor pool and hot tub any time of year. There's also a fitness center to work up some cardio and a business center with fax and copy services. The hotel offers free parking.
Hotel Location
The Hampton Inn is located in the northeast Buffalo area of Cheektowaga, three miles from Buffalo Niagara International Airport and less than a half-mile off I-90. Shoppers adore the hotel's location adjacent to the two-story retail hub, Walden Galleria Mall. Guests are also nestled within eight miles of HSBC Sports Arena and 10 minutes from the south campus of the University of Buffalo.
Guest Favorites
Priceline guests dig the "clean and comfortable" rooms, the "great pool" and the "in-room entertainment options for kids" at the Hampton Inn Buffalo Airport - Galleria Mall.
Hampton Inn Buffalo Airport - Galleria Mall Amenities
- 24-hour security
- Air conditioning
- Air conditioning individually controlled in room
- Alarm clock
- Buffet breakfast
- Business center
- Cable television
- CNN available
- Complimentary buffet breakfast
- Complimentary in-room coffee or tea
- Direct dial telephone
- Evening reception
- Exercise gym
- Express check-in
- Express check-out
- Fire safety compliant
- Fitness center on-site
- Free airport shuttle
- Free high speed internet connection
- Free parking
- Hairdryer
- Heated guest rooms
- High speed internet access fee
- Indoor pool
- Interior corridors
- Iron
- Ironing board
- Jacuzzi
- Laundry/Valet service
- Meeting rooms
- Non-smoking
- Non-smoking rooms (generic)
- On-site business center
- On-site business center is staffed
- On-Site parking
- Parking
- Parking lot
- Photocopy center
- Pool
- Public address system
- Public area air conditioned
- Safe deposit box
- Secured parking
- Security
- Transportation
- Transportation services - local area
- Transportation services - local office
- Valet cleaning
- Voice mail
- Whirlpool
Hotel Information
Upon check-in photo identification and credit card are required. All special requests are subject to availability upon check-in. Special requests cannot be guaranteed and may incur additional charges. Guests are required to show a photo identification and credit card upon check-in. Please note that all Special Requests are subject to availability and additional charges may apply.
Hotel Guest Reviews of the Hampton Inn Buffalo Airport - Galleria MallOur hotel ratings and reviews are from real hotel guests. Priceline.com ensures that its reviews are guests-only by proactively sending hotel surveys to customers after they've completed their hotel stays. In the post-stay surveys, priceline.com hotel customers are asked a number of questions about their stay and the hotel. On a scale of 1-10 with 10 being the best, the survey asks guests to rate their overall experience and specifically rate the hotel's cleanliness, staff and location. Priceline.com does not allow site visitors to post unsolicited hotel reviews.
November 13, 2015
Senior Travelers
August 17, 2014
Family Traveling with Young Children
This guest did not leave comments about this hotel.
August 12, 2014
Group Traveler
In a good part of town, plenty of restaurants and shopping. Very good for a vacation.
August 5, 2014
Group Traveler
August 5, 2014
Solo Traveler
I stayed there for the bar exam and it was perfect, quiet and clean. Keep in mind the trip to the testing center is only 10 min away - but--- . The staff was awesome and set me up with a group to carpool with so we could split the cab cost - so I recommend you do that! Another perk was the 24 hour fresh coffee in the lobby and the complimentary breakfast!
July 21, 2014
Business Traveler
July 10, 2014
June 3, 2014
Family Traveling with Teens
great location with shuttle to and from mall and airport
May 20, 2014
May 18, 2014
(1 - 10 of 10 reviews)
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text:
Authorities busted a mother with a garbage bag full of marijuana.
Florida Highway Patrol says it arrested a woman Wednesday afternoon on I-10 near exit 233 in Jefferson County.
When they pulled her over, they found several pounds of marijuana in a large plastic bag in her trunk.
FHP says the woman's two young children were riding with her from Tallahassee back to Georgia. The kids are now in the custody of a relative and their mother is in the Jefferson County Jail.
Authorities say this is an ongoing investigation and are not releasing the woman's name at this time.


text:
Hi guys,
I recently bought a new Intex USB Tv tuner card for my laptop. I have a problem with the video displayed. The color is not natural. Its different than the normal signal. For ex. Yellow is displayed as green, and the normal skin color is displayed as purple.
I captured the signal through the software provided, and saved it as MPEG and the color in the saved file was proper even though the video on screen was not.
Does anyone know why this would be happening? Can anyone help me resolve this problem? My laptop is installed with Vista home basic.