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Gitzo Bubble Head GH3780QR and Canon EOS 7D (camera shifts) need alternative plate idea
Started Mar 18, 2013 | Questions thread
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Daret OP • New Member • Posts: 7
Re: Look at Kirk plates and clamps
Thank you very much for your response. I called and spoke with someone but need to wait a couple of hours for a reply. I looked at http://www.kirkphoto.com/L-Bracket_for_Canon_7D.html.
I just want to make sure if I order this that it fits my Gitzo bubble head mount.
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The governor wants to focus on early education, more money for roads and tax cuts for businesses in the upcoming legislative session, but one main question is how the programs will be paid for.
Gov. Mike Pence has spent the past few weeks laying out his vision for the 2014 legislative session, including a proposal to eliminate a business tax on equipment. Fiscal details will become clearer over time, and legislators should play an equal role in deciding how to fund programs, he said.
The General Assembly reconvenes for a nine-week session Jan. 6. The governor said he sees his task as crafting a broad vision of how to boost the economy and create jobs and then guiding the debate, rather than dictating the end result.
"My aim as chief executive is to articulate a vision for where I think we need to go as a state and the policies that will achieve those objectives," he said. "I recognize this is not a budget session, but there are a number of examples in Indiana where we have designed programs in a non-budget session and then completed the budget piece in the following session."
Pence has outlined proposals to:
Phase out the state's tax on business personal property and equipment, which Pence says puts Indiana at a disadvantage to neighboring states when attracting corporate investment and new manufacturing plants.
Invest $400 million in highway expansion projects. The governor said much of that money has been set aside for road construction, and state lawmakers have to approve spending it.
Establish a voucher preschool program for families with incomes up to 185 percent of the federal poverty level, which Pence said would promote school choice and increase the chances of success for children.
Create an Indiana Teacher Innovation Fund to award grants to educators who want to try new concepts in their classrooms, and start a fund to pay teachers a stipend if they are hired by charter schools or underperforming public schools with a high percentage of low-income students.
Change state law to make it easier for charter school operators that run multiple campuses to share state funding and move the money among their various schools as needed. Pence also wants a special state council to do an inventory of unused or under-utilized school facilities and make a recommendation by July 1 on the best financing and legal framework to put them to use. The buildings could house fresh, innovative school programs or new charter schools, he said.
State legislators estimate that scrapping the state's tax on business personal property and equipment would cost local governments about $1 billion in lost revenue and shift a significant additional tax burden onto other property owners.
Pence believes the time has come to phase out the tax because it discourages businesses from expanding their operations in Indiana, he said.
But some city and county government officials say they're wary of losing money that pays for key local programs, including public safety.
"I'd like to see all taxes go away. But I'm a realist, and I know the demands on local governments are significant," said Jorge Morales, president of the Bartholomew County Council.
A legislative study done based on 2012 data showed doing away with the business personal property tax would siphon a net amount of $14.7 million away from Bartholomew, Jackson and Johnson counties combined.
And homeowners, landlords and others who don't own business equipment may have to pay more if the assessed value of business equipment disappears from tax rolls.
'The burden will vary'
According to the recent study, doing away with the business tax would cause the average homeowner's property tax bill to rise by 10.6 percent statewide to compensate. Tax rates would have to be recalculated to bring in the amounts local governments are allowed to spend on employees and programs.
The state has capped what taxpayers pay based on the value of their property, but many people's tax bills are still well below those caps, said Purdue University agricultural economist Larry DeBoer, who has studied the issue.
"The burden will vary because there are two factors at work here — the amount of assessed value and how many property owners are below their property tax caps," DeBoer said. "At least part of the lost tax payments would be shifted to other taxpayers."
In Johnson County, about $8 million in revenue would be lost, and another $5 million would shift to the property tax bills of others, according to the most recent state fiscal study.
State Rep. Milo Smith, R-Columbus, already has heard from local government officials asking for some other revenue source if the business tax disappears.
"Local leaders tell me that because of the enactment of statewide property tax caps, it's already been hard to make ends meet. If we eliminate one other tax that puts revenue into their coffers, they'll have even less money to spend. They say they've cut and trimmed all they can.
"If legislators have to seek out some other tax strategy to compensate for $1 billion in lost revenue, you'll have lots of people up in arms who'll call it a new tax. We need to be very cautious with this," Smith said.
Pence is open to suggestions about how — and over what period of time — to phase out the business equipment tax, but he said it is important that Indiana make that leap or it will lose jobs to competing states.
"I want to be very clear here. I'm talking about tax reform, making sure that our communities have the resources to cope with this by some other means over the short-term and long-term," the governor said. "That is an extremely important part of the debate."
'How do you afford them?'
Currently, 12 states have no business personal property tax, and at least 20 others have substantial exceptions and exemptions that reduce the financial impact, economic data show.
"I acknowledge there have been voices in opposition, and I respect their viewpoints. But in a broad range of tax options, I don't see how it's a good idea to have this tax in a state like ours with such a strong manufacturing economy," Pence said.
The governor has heard complaints that he's got too big of an agenda for a non-budget legislative session, but he doesn't see it that way.
"Our road map for Indiana included some 50 different policy proposals to advance our six goals. Our goals haven't changed," Pence said. "People can draw their own conclusions about whether I'm being more bold than last time. We've just tried to evaluate the progress we made in the last session and figure out how we can build on that momentum for Indiana."
Smith wants to know the details about the proposals.
"These programs may be great, but how do you afford them? I don't want to have to vote for a new tax," Smith said.
Members of the Indiana State Teachers Association also raised concern about Pence's education proposals, saying he favors charter schools and offers no plan to pay for the programs.
"We're in complete support of innovation in public education, but there is no innovation in Pence's simplistic education road map. It's just the same old, warmed-up proposals," the group said in a news release.
Indiana is making good economic progress amid slow growth nationally, Pence said. The state's economy remains on the right track, even though recent monthly revenue totals have fallen below budget projections, he said.
Pence recently ordered a series of belt-tightening measures to control spending, including selling a state airplane.
Republic reporter John Clark contributed to this story.


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slow bleed to .17no buyers and many sellers that can't dumpAre you and Rafai still sipping cocktails
none of those guys will answer you as the truth hurts.as I look at all their posts, they have really told quite a few exaggerated fairy tales at this point.You and Dan called it all alongI truely believe now that all has been a front for private profit by insiders. Scam as you call it. They even burned their close family and friends on the pump and dump.CEO can't even make a statement
It will be rock the shorts


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Sunday, January 30, 2011
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Mumbai, Jan 30 (IANS) Myriad colour sarees and multi-layered kurtas dominated the red carpet of the 56th Filmfare Awards Saturday night, when celebrities came to attend the coveted and the oldest film award ceremony of Bollywood at the Yash Raj Film studios.
Going Indian was the trend noticed with most actresses opting for traditional wear. While white was the chosen colour of the day with many actresses going in for it, other shades were not left behind either.
Aishwarya Rai made a pretty picture in a plain off-white saree. Sharing her colour were Isha Koppikhar and Mini Mathur, who were also dressed in white, sporting the Indian garb. On the other hand, Urmila Matondkar looked stunning in an elaborate white net anarkali suit.
Vidya Balan, who has shown her saree fetish on a number of occasions and has been spotted in only this outfit in her every appearance, did not disappoint yet again and walked the red carpet in a black saree with gold work designed by her favourite designer Sabyasachi Mukherjee. Dia Mirza too sported a black number but it was a concept saree by Gaurav Gupta, which she had coupled with a black net blouse.
Apart from that Shreya Saran, Poonam Dhillon and Aarti Chabbria, flaunted the peacock colours of blue and green, while Priety Zinta wore a reddish maroon net saree with a velvet blouse and Payal Rohatgi stuck to a peach one, coupled with a red bindi.
However, Rekha, like every year, stole the show, dressed in a rich gold saree and a parrot green blouse.
Others, who sported Indian wear were Raveena Tandon in a black and brown anarkali suit, Kajol in fuscia and blue, asymmetrical suit by Manish Malhotra, Kalki Koechlin in a black and beige suit, Madhuri Dixit in a bright red anarkali suit and Katrina Kaif in a beautiful peachish pink lehenga and long net coat with silver work.
Even though traditional wear was in prominence, western wear too made an appearance with few actresses looking stunning in evening gowns of a range of colours.
Genelia D'souza, Neha Dhupia and newcomer Sandeepa Dhar showed their preference for the colour blue and were seen wearing long flowy gowns of different styles and shades at the event.
While Sridevi walked in a deep purple, backless gown, Sameera Reddy posed for the shutterbugs in a beige shimmery number with a touch of emerald green. On the other hand, Sonakshi Sinha opted for a plain green off-sholder gown and Prachi Desai stuck to a peach train dress.
Finally Malaika Arora Khan looked ravishing as always in a white gown with a touch of gold on the shoulder and Mugdha Godse in a rust yellow long dress with copper work.
On the whole, the night did not lose out on the glamour quotient!
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Grain futures contracts posted modest gains this week on supply concerns and strong foreign demand. For the week, May wheat gained 2 cents, while the nearby corn contract moved 13 cents higher. Soybeans extended last week's rally as the May contract rose 28 cents. Nearby meal followed suit with an upward move of $12.50 per ton. In the softs, cotton continued its march higher as the May contract rose 43 cents per hundred weight. In the dairy market, April Class III milk gained 32 cents, while the deferred contract lost 21 cents per hundred. Livestock prices were mixed this week as the June cattle contract gained $2.23, nearby feeders bounced back from last week's decline with a gain of $3.00, but the June lean hog contract retreated a bit this week with a decline of 75 cents. In the financials, the Euro lost 5 basis points against the dollar, crude oil gained $2.00 per barrel, Comex Gold lost $41 per ounce and the Goldman Sachs Commodity Index advanced by 10 points to settle at 650.50.
Pearson: Here now to lend us his insight on these and other trends is one of our regular market analysts, Alan Brugler. Alan, welcome back.
Brugler: Always good to be here.
Pearson: We're glad to have you. It's been an interesting week. There's been a number of articles this week in different news sources talking about the advantages of trading commodities versus equities in 2014. What have you seen or heard, where is this money going in the broader market sense?
Brugler: Well, we're definitely seeing some inflow into commodities. It started back around the 1st of February after, if you recall, the stock market had a little bit of a selloff in mid-January. So I think they're back to playing the idea that commodities are inversely correlated to the stock market and the stock market, of course, had a huge year last year. So you would expect a little backing and filling and that makes commodities attractive as an undervalued asset. We're seeing those money flows in a number of markets. We had MACD buy signals in corn and soybeans and wheat, cattle and hogs and cotton. That's a pretty good inflow. Oats had a wild time there for a while too. So plenty of evidence that there's some money moving into commodities.
Pearson: We're getting some compelling stories out of the ag commodities in particular recently. And as we look over at wheat, I mean there's an example, as we look at the Ukrainian situation. What else is driving the wheat market here this last week and into the next one?
Brugler: Well, it's primarily -- the trigger event was the Ukraine. The other event is the condition of the U.S. crop. The crop condition ratings have been going down in the states that are reporting. USDA won't start until next week as far as a national number. But the state numbers have been going down a little bit. There's dryness in some areas. There was some winter kill because of the very cold temps with no snow cover. And so you've got some concern about just what the state of the U.S. crop is. We'll get a wheat acreage number on Monday from USDA, trade is looking for around 56 million for total acres. So you've got U.S. supply concerns, U.S. stocks are at a four year low and then you've got this Ukrainian situation and questions about their production this year.
Pearson: So we've got some nice carry in the wheat market now. Do we expect to see favorable prices going forward?
Brugler: Well, I think we're putting in a weather premium so that the U.S. can fill any world need for missing wheat from the Ukraine or Russia because of some kind of political embargo or something. I don't know that it's necessarily going to hold in through harvest because if the crop is looking good we're a residual supplier, there's other places in the world like Canada that have a lot of wheat to ship.
Pearson: Alright. Now, as you mentioned, we are expecting the acreage number on Monday. Anything producers should do in the Sunday overnight into Monday to get prepared for the prospective plantings and grain stocks?
Brugler: Well, I think you have to be pretty defensive on wheat just because we've had a pretty good run up here. There's an old saying that wheat takes no prisoners. It went straight down and it has been going straight up. But we are overbought, we're up against some technical resistance, there's some more 30 or 40 cents higher. We have been suggesting that you ought to have at least some put options in place and maybe make a few cash sales if you haven't got much sold for this year just to reward the rally.
Pearson: Alright. Now, let's take a look at the corn market. Again, decent little rally this week. What is driving us there? Is it export demand really moving that market?
Brugler: That is the number one factor. We had 1.4 million tons sold this week. The Egyptians bought more than 400,000 which was a bit of a surprise to people. And it suggested maybe they weren't buying from the Ukraine. The Ukrainian Ag Ministry continues to tell us how great their export program is right now but there's some evidence to the contrary. So yeah, the fact that we've got more than 90% of the USDA's forecast for the year already on the books is very positive. I would caution that almost 5 million tons of that is to unknown destinations. That's a little bit of a squishy number and it seems to be easier to get cancellations or deferrals out of that category. But, again, tremendous exports and that is tightening up the perceived ending stocks for corn and has been pretty supportive for the price.
Pearson: Now, as we take a look at the new crop corn, again, we're seeing some nice stability out there, we have been pushing close to 5 basis -- a lot of areas is different -- but what is your advice, again, as we head into Monday? How do we react on that new crop corn?
Brugler: Well, you have to look at your cost of production first. What do I need to have? If you're in the black and you've got very little coverage forward but you've got some exposure due to inputs I think, again, a little bit of forward contracting, we're basically 20-25% cash priced, is probably wise. And then some kind of put protection. What is called the short-dated new crop options have been pretty popular. They expire in May but they're a lot cheaper to buy than a December option and give you that same new crop price protection.
Pearson: You bet. Now, as we look at the report, trade is anticipating roughly 92 million acres on the report on Monday. What sort of numbers would really move the market big one way or another?
Brugler: Well, I think if you're up at 94 that's going to be bearish. That is more than most people are expecting. There's probably a couple estimates out there that high. Something in the 91, 91.5 would probably be bull friendly. Normally though the grain stocks number is the big mover in this report.
Pearson: Alright. And what are we looking to expect there?
Brugler: Trade is looking for 7.1 billion. We think 7.15 to 7.2 is more likely. Anything in the 7.3 to 7.4 is going to be bearish I think and below 7.1 we continue the rally.
Pearson: Alright. Now, let's take a look at soybeans. Talk about continuing a rally, up another 28 cents this week. Again, what is driving this market? Still foreign demand?
Brugler: It's foreign demand, it's basically that we have already sold 107% of the expected exports for the year and over 90% of them have already been shipped. So they're out of the country, not subject to cancellation and we just don't have any room to make any more old crop sales, on paper at least, and we're still making some. We sold another 11,000 tons this week. And basically what it looks like is we're going to ship ours out and them import Brazilian beans this summer in order to fill the void. The crushers are going to still need supplies that aren't going to exist here because we have shipped them out of the country.
Pearson: And we're already seeing that happen, correct? China has been rolling some contracts north from Brazil to America?
Brugler: Yeah, the Chinese got in a bind here. Their hog industry has been losing money, they're trying to cut back the hog supplies a little bit, that has hurt meal demand, therefore they have got more beans than they need right now. So they have been trying to cancel, delay or otherwise dispose of some cargos and, yeah, we're told that several cargos that had been originally going to China are going to the U.S. Gulf or the U.S. East Coast instead.
Pearson: Alright, now on the new crop side we are expecting bigger acres in the report on Monday. What is the trade anticipation there on Monday?
Brugler: Trade is looking for 81.2 to 81.5 million, depending on which survey -- there have been surveys that were over 83 million acres, which would be a tremendous swing from last year. We think probably 81 is about the max we'll see. That is still very dependent on what your final yield is as to whether that is enough beans to flood the market and have 300 million carryout or with the current demand we basically just have to have a little bit of a pullback.
Pearson: Okay. Alright. So that's what to keep an eye on there come Monday on the beans report. And quarterly stocks numbers, anything -- are we anticipating any big shocks there or just not a lot of beans?
Brugler: Well, expecting to be below a billion bushels for March 1 stocks and that's a fairly low number for that time of the year.
Pearson: Alright. Well, let's take a look at the livestock market. Saw another rally in the cattle market this week, fat cattle side continues to climb. What are your thoughts there? Are we getting near a top do you think?
Brugler: Well, the key is the cash market. We should be getting into some larger slaughter numbers here. There's a seasonal uptick based on when the cattle were placed last fall. And that should start to pull the cash back. Now, this week we saw pretty strong cash bids, $152 trade, $246 in the north and basically if we hold that another week or two, April futures have to rally because we're going to go into deliveries and there's just too much of a spread there. Right now April is kind of hanging in there waiting for cash to come down thinking it's going to but it's not delivering the goods. So it's hard to be short the futures right here given the discount to the cash. I'd point out it really does help hedgers though because with that kind of a basis you're not fully reflecting the amount that the market has gone against your short position.
Pearson: Yeah, because it's a $5 to $7 basis to the producer in a lot of places.
Brugler: They're getting much more than they originally were trying to get when they locked in the hedge.
Pearson: You bet. Now, let's take a look at the feeder cattle market. We saw a $3.00 move this week. Are we going to see continued strength throughout? Are we seeing feeder numbers pull back as guys retain heifers to grow herds?
Brugler: Well, we're definitely seeing some heifer retention. We'd see more if the grass was better. I mean, you look at some of the pasture conditions in the south, which is the only place we've got anything growing yet, they're not that good. And so we're seeing some limited retention. The biggest question if you're a cow-calf guy is, can I keep the feeder prices high enough long enough to have something to sell? And so it's a bit of a gamble. Supply and demand wise there's definitely, with cattle prices where they are, there's good demand for the feeders and if corn were to pull back next week that would actually jack up the price of feeders further I think.
Pearson: Does $180 look like it could be -- where is the next level of technical resistance I should ask?
Brugler: Technical resistance is a little over $180. That is the Fibonacci expansion count on the long-term, the monthly chart.
Pearson: Okay. Alright. So things to keep an eye on should corn pull back if we get a bearish number on Monday, we might see a little bit of resistance there the market would have to push through. Alright. Now, let's take a look at the hog market. We had the hogs and pigs report out today. Can you break down those numbers for us? What did we see?
Brugler: Well, the numbers were a little larger than the trade was expecting. We had -- on the breeding side 100.2% over a year ago for sows. So not real evidence of anybody having to close too many houses to handle the PED virus. On the other hand we were expecting to have by now 2-3% expansion and that isn't happening yet because of the issues. But the main story is in the lighter weight categories, the under 50 pound pigs, the 50-120 pound pigs we were only down 3-4% versus a year ago, under a year ago technically. The trade has been trading, the futures have been trading a 7-9% shortfall in hogs. So this basically says there was less loss from PED than what the trade had been anticipating and I think that's a little bearish for the market given the size of the rally we've had.
Pearson: You bet. Come Monday we might see a bit of a selloff in the hog market.
Brugler: Probably limit down.
Pearson: Alright. Well, thanks for being with us, Alan, appreciate your time tonight.
Brugler: You're welcome.
Pearson: That wraps up this edition of Market to Market. But Alan and I will continue our discussion and answer some of your questions in our Market Plus segment online. You'll also find audio podcasts and streaming video of our program as well as links to our social media outlets exclusively at the Market to Market website. And be sure to join us next week when we'll assemble a blue ribbon panel to examine the impact of USDA's prospective plantings and quarterly stocks reports on a special edition of Market to Market. Until then, thanks for watching. I'm Mike Pearson. Have a great week.


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160 M inverted L antenna
KJ4EX 160 meter inverted L antenna.
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About 160 M inverted L antenna"160 M inverted L antenna" is listed in dxzone.com under 1 categories. Its main category is Antenna for 160 meters band (160 meters band antenna). Listed in our web site index since Saturday Jan 16 2010, till today received a total of 3883 hits, received 3 votes for a total score of 3.67/10
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Greco Graphics: Custom Screen Printing & Embroidery
Greco Graphics is a full service screen-printing and embroidery company with both applications under one roof. Having both means we control the quality of your order as well as the lead-time. If we say if will be done, it will be done!
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Bryant Heat Pump Reviews – Consumer Ratings
Bryant offers heat pumps in three different series – The Bryant Evolution Series, The Bryant Preferred Series, and the Bryant Legacy lines. Bryant heat pumps come in efficiency ranges from 13 SEER 7.9 HSPF to 20.5 SEER 13.0 HSPF. Bryant also uses R-410A refrigerant and two-stage Scroll compressors in selected heat pump models for better efficiency. In selected heat pumps Bryant has control boards that offer diagnostics features for easier heat pump troubleshooting. Some features of selected Bryant heat pumps are:
- Use of R-410A refrigerant in selected Bryant Heat Pump models
- Galvanized steel cabinets in Bryant Heat Pumps
- 23 point diagnostics boards for easier heat pump troubleshooting in selected Bryant Heat Pumps
- Selected Bryant Heat Pump units comply with Energy Star guidelines
- Variable speed ECM condenser and blower fan motors in select units
- Selected Bryant Heat Pump units use AeroQuiet™ System for quieter operation
- Capacities from 1.5 tons to 5 tons in selected Bryant heat pump units
Bryant Heat Pump Reviews – Consumer Ratings | Top of the Line
The Bryant top of the line model heat pump, Evolution Extreme, is a variable capacity system that runs only at the speed necessary to satisfy demand. Of course it requires a matching air handler with the condenser and the Evolution Extreme controls along with a competent installation by a Bryant dealer to achieve the efficiency ratings on the equipment. For added efficiency and energy cost savings you can choose the dual fuel heat pump where you have a Bryant gas furnace inside for the backup heat pump heat and the heat pump condenser used when conditions are optimal for using heat pump heat.
Bryant was founded in 1904 by Charles Bryant offering gas fired boilers. Bryant is now owned by United Technologies which is also the parent company of Carrier.
For more information on Bryant and their latest models and efficiency ratings please see the Bryant website.


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The Reserve Bank has "not taken on record" the documents filed for investment of Rs 455 crore by Walmart into Bharti group firm Cedar Support Services and alleged FEMA violation in the matter has been referred to the Enforcement Directorate.
"The form FC-GPR filed for issuance of the Compulsorily Convertible Debentures (CCD) has not been taken on record by the RBI to ensure that the CCD are FDI compliant instruments and for the purpose certain information has been called for from the company," Minister of State for Commerce and Industry S Jagathrakshakan said in a written reply in the Rajya Sabha.
He said inward remittance of Rs 455.80 crore into Cedar Support Services was reportedly brought in by Walmart Mauritius Holdings Co Limited on March 29, 2010.
However, the documents for issuance of the CCDs filed with the RBI were "not taken on record by the Reserve Bank to ensure that the CCDs are FDI-compliant instruments and for the purpose certain information has been called for from the company," the minister said.
The RBI has also referred alleged violation of the Foreign Exchange Management Act (FEMA) to the Directorate of Enforcement for investigation in regard to both Bharti Walmart and e-commerce venture Flipkart Online Services.
Flipkart is under the scanner for allegedly flouting FDI rules which allow e-commerce companies with foreign investment to carry out only business-to-business (B2B) transactions but not business to consumer (B2C) transactions by creating
complex structures that may not be permissible.
Meanwhile, the government today announced a time-bound inquiry by a retired judge into reports of lobbying by retail giant Walmart to gain entry into India bowing to opposition pressure.
The issue of retail giant Walmart lobbying in the US for access to Indian markets has created storm in Parliament with several parties demanding probe into the issue.
UPA's outside supporters RJD and SP, which last week bailed out the ruling coalition in FDI in retail matter, were among those demanding a thorough probe into reports that money was spent in India.
Walmart had, in its disclosures to the US Senate, said it had spent USD 25 million over four years for various lobbying activities, including for gaining access to Indian markets.


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A Revisionist History Of His Conduct In America
By Brian T. Egan
« Continued from Previous Page
Diplomatically, Howe's pro-American sympathies prevented him from desiring to annihilate the rebels. Both Sir William and Lord Richard feared that a devastating offensive would permanently alienate the colonists and render them useless to Britain in the future.[60] One British officer considered whether, "..the late victory would produce a revolution in sentiment [for the crown] capable of terminating the war…".[61] Howe's delay was a deliberate attempt to see if the rebels would see the "writing on the wall".[62] He also waited to see if the Continental Congress would be willing to negotiate a peace with him and his brother, who were appointed by the crown to act as peace commissioners.[63] Congress dispatched Benjamin Franklin, John Adams, and Edward Rutledge to meet with the Howes, but the meeting came to no accord. Howe and his generals anticipated the winter weather to begin and with it the appropriate weather for campaigning to end, and began to settle down in New York.
But the Fall of 1776, Howe found to be "the finest weather for the season ever known" and changed his plans to pursue Washington through New Jersey.[64] The rebel army scurried South under Howe's pursuit through New Jersey. Howe wrote Germain that he may be able to finish this extended campaign by attacking Philadelphia, but found the task impossible and returned to New York on December 15 to settle into winter quarters.[65] In keeping with his strategy of re-conquest of territory, Howe established a string of encampments across New Jersey, stretching from New York to a garrison at Trenton. He had information that a large number of colonists were willing to declare loyalty in New Jersey.[66] Cornwallis agreed, believing the encampments would be in no danger over the winter.[67] Writing to Germain, Howe conceded that "The chain [of posts] I own, is rather too extensive…[But trusting] to the strength of the corps placed in the advanced posts, I conclude the troops will be in perfect security.î[68] He should not have expected anything else. He had seasoned troops in each outpost, and all of them were garrisoned in a presumably loyal countryside. No other European general would have done any different, because of the fundamental eighteenth century military rule that armies simply did not fight in the winter. But military history had not experienced an opponent like George Washington.
On December 25 Washington and his army swept across the Delaware River and attacked the Hessian garrison at Trenton. They caught the drunken Christmas revelers completely by surprise and forced the whole garrison to surrender. The defeat at Trenton was a case of British underestimation and German irresponsibility. Howe was flabbergasted by the news of Trenton, "That three old, established regiments of a people, who made war a profession, should lay down their arms to a ragged and undisciplined militia."[69] Howe, as supreme commander was blamed for the defeat, but the Hessian commander faulted Colonel Rhall, the garrison commandant at Trenton: "If Colonel Rhall had executed the orders he had delivered to him by Sir William Howe, which were to erect redoubts at the post of Trenton…it would have been impossible to have forced Colonel Rhall's brigade…"[70] Both Howe and Rhall were trained in the European fashion and did not anticipate winter warfare. But the difference between the two was that Howe did not underestimate Washington as much as his Hessian colleague did, evidenced by Howe's instructions for barricades to be erected as a precautionary measure. If Rhall had followed Howe's orders, his defeat may not have come so easily.
Howe believed the rebels would, "…no doubt be much elated by their Success…" at Trenton, and he was right.[71] Rebel spirit was given a much needed boost following a disastrous year for their cause. The myth of British invincibility and the awe of their power that Howe was successful at keeping up for so long had been tarnished. In the opening days of 1777, Howe reported back to London, "I do not now see a prospect of terminating the war but by a general action…".[72] He had to abandon his conservative policy of conciliation and move towards coercion.
Overall 1776 was a year of great success for Sir William Howe. He victoriously ended the New York campaign, occupied the largest port in the colonies, pushed the rebel army to the brink of collapse, conquered more territory for the crown and did it all with a minimal number of casualties. But Trenton, which he really could not be blamed for, forced him into another year of campaigning, and breathed new life into an almost dead rebel army.
One of the obstacles hindering Howe in effectively conducting the war was in the person of Lord George Germain. Germain was a bizarre personality of history and an understanding of Germain and his background is necessary to understand some of the problems Howe faced both in England and America. Germain was second in command to the Duke of Marlborough for Britain's troops on the continent of Europe during the Seven Years War. At the Battle of Minden (August 1759), Germain commanded the combined German and British calvary. His unit was ordered forward, but Germain hesitated, causing the opportunity for a decisive blow to the enemy to slip away.[73] Upon his return to England, King George II informed Germain that his services as Lieutenant General of the Dragoon Guards were no longer needed and summarily dismissed him from service.[74] Germain immediately requested a court martial to vindicate himself. He was granted one and subsequently found guilty of disobedience. The King was so angry that Germanin would, first, embarrass his country on the battlefield and, second, embarrass his King by challenging his dismissal, that he forbade Germain at Court and struck him from the Council Book. The King went further by having the verdict declaring him "unfit to serve His Majesty in any military capacity whatever" read to every regiment in all army orders, with the addition that it was "worse than death."[75] His reputation was rehabilitated by George III, who appointed him Secretary of State for the American colonies in 1775.[76] Germain stumbled through his new position of coordinating the American war effort and each blunder had a direct impact on Howe and his strategy. As Secretary for America he was completely ignorant of American geography and the character of the colonists. One of his worst faults as far as English military efforts in America were concerned, was his propensity to tie down his field commanders by issuing minute directions. Exacerbating this proclivity, he repeatedly issued exact orders, but failed to provide adequate reinforcements to carry them out. Germain also utterly failed to act as an efficient communication junction between field commanders by not coordinating multiple battle plans. He often bypassed theater commanders and wrote directly to their subordinate officers, issuing confusing or contradicting orders. Underscoring all of this was the fact that brave and honorable men in the field found it difficult to serve under him because of his disobedience charge.[77]
As to his relations to the commanders in America, he was at odds with Sir Guy Carleton, the Canadian commander, had not spoken to Sir William in seventeen years and had little use for Gage.[78] This incompetence led to much consternation for Howe, who was fighting a continental war with little help, coordination, or guidance from London. Germain was a typical maladroit, who contributed his fair share to the disaster, but was never remiss in criticizing others for their failures.[79] Thus, a good amount of the criticism of Howe that surfaced during and after the war was orchestrated by Germain to cover his own blunderous performance. This unwarranted criticism of Howe by Germain reached a crescendo during the Parliamentary Inquiry after the war, and inevitably contributed to the historical memory of Howe for posterity.
The highlight of 1777 for the rebels was the capture of General Burgoyne and his army at Saratoga. It was also the low point in the war for the British and blame was being placed the moment Burgoyne handed over his sword. Sir William Howe has taken too much blame for the situation both in his own time and by later historians. As Commander-in-Chief he took blame for the defeat, but the mantle of blame should really be placed on the incompetence of Germain and the stubborn vanity of "Gentleman "Johnny" Burgoyne.
Howe was in New York designing his plans for the coming season when word reached him of Burgoyne's plan to march down the Hudson to Albany, effectively cutting off the New England colonies from the rest. Burgoyne's plans called for his army to march to Albany to "force a junction with Sir William Howe".[80] But in direct contrast to Burgoyne's plans, Howe sent a letter on January 20 to Germain, informing him that Howe's main effort would be against the colonial capitol of Philadelphia. Howe specifically told the American Secretary that any other activity Germain would want Howe to do (i.e., cooperate with the Northern Army of Burgoyne) would be in direct proportion to whatever reinforcements he received.[81] Howe again wrote to Germain saying that he was aware of Burgoyne's plans, but could help him only if he was given 15,000 reinforcements. Realizing that even a request for reinforcements would take months to receive, and a full year would lapse before the troops could actually arrive in America, Howe modified his plan and wrote that he could attack Philadelphia without additional reinforcements, but then could definitely not cooperate with Burgoyne.[82] Germain was overjoyed at not having to find reinforcements to send to America and he wrote to Howe on 3 March,
I am now commanded to acquaint you that the King entirely approves of your proposed deviation from the plan which you formerly suggested, being of the opinion that the reasons which have induced you to recommend this change in your operations are solid and decisive.[83]
Now Sir William had official permission from London to proceed to Philadelphia and was released from assisting Burgoyne. Howe did not take into account the existence of a rebel army separate from Washington's or the rise of the New England militia, which both combined to defeat Burgoyne. The only alteration of his plans would occur if Washington moved his full force North against Burgoyne: then Pennsylvania would be given second priority.[84] Howe also believed that Burgoyne's army was self-sufficient (as Burgoyne himself thought) and that a move South would aid Burgoyne's advance by drawing Washington's attention away from the expedition.[85] Howe's strategy was brilliant, for Washington was completely bewildered by Howe sailing south. He wrote, "..that till I am fully assured it is so [Howe going south], I cannot help casting my eyes continually behind me."[86]
Howe wrote to Burgoyne's superior, Sir Guy Carleton, upon receipt of the King's approval for the campaign for Philadelphia stating that:
Having little expectation that I shall be able, from the want of sufficient strength in this army, to detach a corps…to act up the Hudsons River consistent with the operations already determined upon…I fear shall have little assistance from hence to facilitate their approach, and I shall probably be in Pennsylvania when that corps is ready to advance into [New York]…it will not be in my power to communicate…[87]
Carleton showed Burgoyne this letter before he left to begin the invasion. Burgoyne, following his capitulation at Saratoga, stated that he saw Howe's letter to Carleton, but took it lightly because Sir William had not yet received specific instructions from Germain.[88] In actuality, Howe had received specific instructions to continue with his plan for Philadelphia. All of Howe's letters, which stated in plain terms that his main effort would be against Pennsylvania, were received in England while Burgoyne was there. Upon Burgoyne's arrival in Canada, Carleton showed him another letter from Howe offering no help with his campaign.[89] What caused Burgoyne to continue at this point can only be considered vanity or obstinance. He knew Howe was not going to assist him, but he continued anyway. This should completely release Howe from blame, but nonetheless, when Burgoyne began to flounder, he looked around for a scapegoat.
The other fool at the strategy table was Germain. He knew all along of the conflicting plans, but did nothing to coordinate the effort between the two until it was too late. Germain wrote to Howe no less than eight times between March and April and in not one letter did he refer to Sir William joining Burgoyne.[90] He wrote, "I am sorry to find that Burgoyne's campaign is so totally ruined…but what alarms me most is that he thinks his orders to go to Albany to force a junction with Sir William Howe are so positive that he must attempt at all events the obeying them."[91] The reason Burgoyne thought Howe was to help with the northern invasion was because Germain initially approved of his plan and expected the secretary could coordinate the plan with Howe. But Germain also knew that Howe had left for Philadelphia by sea, taking him out of communication.
Distance, bad roads, slow sailing ships, and weather all combined to create serious communication problems for the British leadership in America, consequently making Germain's position in London of paramount importance if there was to be any coordinated communication between the two armies. The secretary's ineffectiveness was magnified by the difficulty of communication between Burgoyne and Howe. Burgoyne illustrated this when he observed that one of his largest obstacles in his campaign was "…the want of communication with Sir William Howe…" which was the "…most embarrassing circumstances…" effecting his conduct of the campaign. Burgoyne wrote that, "Of the messengers I have sent, I know of two being hanged and am ignorant whether any of the rest arrived. The same fate has probably attended those dispatched by Sir William Howe…"[92] The British had to exchange information and agree on strategy by ship across the Atlantic. The voyage usually took a month, but commonly lasted two to three months.[93] With the high burden of time on every dispatch, orders had to be exact for field commanders to put their plans in motion. With Germain the only person who knew about both plans (the northern invasion and the proposed attack on Philadelphia) and the only person who can communicate between the two, the blame for the fiasco has to rest primarily on him.
When Germain finally did realize his mistake, it was late in August, when Howe was out to sea, and Burgoyne was marching down the Hudson. Germain changed strategies in mid-course without informing the participants and sent conflicting directives leaving the field commanders to their own judgment, which in this case deviated leading to disaster.
Once again, unfair blame and criticism fell on Howe. An officer with Burgoyne wrote that his army was sacrificed to either the "absurd opinions of a blundering ministerial power" or "the stupid inaction of a general, who, from his lethargic disposition neglected every step he might have taken to assist their operation…"[94] The former is more appropriate than the latter. Upon learning of Burgoynes defeat, Howe fired off a letter to Germain defending his actions:
I was surprised to find [Burgoyne's] declaration…that he was expecting a cooperating army at Albany. Since in my letter to Sir Guy Carleton, a copy transmitted to your lordship… and of which His Majesty was pleased to approve, I positively mentioned that no direct assistance could be given by the southern army. This letter I am assured was received by Sir Guy Carleton and…[read by Burgoyne] before his departure.[95]
Howe devised a plan, which had royal approval, to attack Philadelphia. Burgoyne was appraised in exact words of Howe's lack of assistance before he left on his expedition. Germain had more than six months of reviewing Howe's plans and never once moved to correlate the two. He deluded Burgoyne into thinking Howe would meet him at Albany, and never once told Howe to move North to assist Burgoyne.
Howe's reasons for attacking Philadelphia were deeply rooted in traditional European military strategy. The taking of a capital was a crushing defeat for an enemy, and usually signaled capitulation. He was a diligent student of the European strategy of war – where victory was earned by capturing cities, magazines, and strategic routes.[96] But to the Americans, Philadelphia was a capital in name only. Upon the approach of Howe's army, the Continental Congress just packed up and left town. Thus, the impact on American historians of Howe capturing the capital have been minimal, but to eighteenth century Europeans, it was a sizable accomplishment. In fact, Benjamin Franklin who was negotiating in Paris with the French Foreign Minister, Comte de Vergennes, reported to Congress that Vergennes was very wary of supporting a cause whose capital was occupied by enemy troops.[97]
Howe could barely settle down in Philadelphia for the winter before intense criticism of his conduct during the Burgoyne fiasco came crashing down. Howe wrote to Germain, requesting to be relieved of "this very painful service", a command "wherein I have not the good fortune to enjoy the necessary confidence and support of my superiors."[98] A storm of controversy erupted over the recall of Howe. In London, powerful friends rallied to his side. The Undersecretary for America resigned, followed by Lord Bathurst, a cabinet member. The ministry could afford to ignore a undersecretary's resignation, but could not ignore a cabinet member's. Lord Bathurst complained that Germain did not accept Howe's resignation without a word of civility and publicly charged that he gave him no specific instructions about the previous campaign.[99] Germain knew his political fortunes were rapidly diminishing. Howe was blaming his situation on Germain's incompetence, Burgoyne was returning as a Prisoner of War and was doing the same, and, almost simultaneously, Sir Guy Carleton had submitted his own resignation.[100] All three generals were due to return in England soon and there was going to be quite a controversy when they arrived.
Before Sir William left for England, twenty of his younger, wealthy field officers gave him an elaborate festival which they named the Mischianza. It was extravagant to excess, with huge balls, parties, jousting knights, arches of triumphs, and fireworks. His troops, especially his officers, strongly admired and revered Howe. Major John Andre, one of the organizers, wrote a friend in London that the Mischianza was, "…the most splendid entertainment, I believe, ever given by an army to their General. But what must be most grateful to Sir W. Howe is the spirit and motives from which it was given."[101] Both his troops and officers loved him for his heartiness and his great courage, and with them he might have done anything. After all, they were occupying the enemy's capital, and had together fought a half-dozen pitched battles and had never been defeated under his command.[102] It is ironic, and quite revealing, that the men whose lives depended on Howe's leadership revered him, while distantly safe armchair strategists loathed him.
The stage was set for a confrontation when Howe arrived in England in early
1778. He demanded a Parliamentary Inquiry which convened on April 22, 1778. The House of Commons wanted to see all correspondence between General Howe and Lord Germain. Howe felt he was slighted by the ministry because they praised him in private correspondence but refused to publicly answer his critics. To make matters worse, Germain employed "scribblers", who assailed Howe in the newspapers.[103] Germain had long suffered censure from his Minden fiasco and went to great length to avoid the additional blame for the American disaster.
Lieutenant General Cornwallis and Major General Charles Grey both testified at the hearing, praising Howe's conduct of the war. Both testify that he always attacked when he had the prospect of success and never failed to prosecute the war. They testified that both the American terrain and the difficulty of supply lines hindered the war effort — things beyond Howe's control.[104] Grey went farther, saying that the troops in America were not sufficient to achieve victory.[105] But the Inquiry ended up being a forensic debate between the Opposition and the Government, with the entry in Parliamentary History stating, "…the Enquiry was put an end to, without coming to a single Resolution upon any part of the business."[106]
While Parliament may not have been able to judge Howe's conduct during the war, history certainly has. The maxim, "the winners write history, the losers are history", is very appropriate for the treatment Howe has unjustly received. Judge Thomas Jones, an embittered New York Loyalist who was forced to flee America following the Revolution, scathingly summed up the criticism of Howe when he wrote,
…[that he was rewarded] for evacuating Boston, for lying indolent upon Staten island for nearly two months, for suffering the whole rebel army to escape him upon Long Island…for not putting an end to rebellion in 1776, when so often in his power,[and] for making such injudicious cantonments of his troops in Jersey…[107]
Every point that Jones makes is measured from his perspective as an embittered expatriate. His opinion is deeply prejudiced and could seem reasonable only with the benefit of distorted hindsight. Howe used his expert military talents to their fullest, while battling the combined monster of a civil war, inept ministerial leadership, a practically irreplaceable army, and an unorthodox foe in an age when war was formal and regulated.
Howe was in a military situation that placed unreasonable burdens on its commander. The British Army was an European army ill-suited for service in America. They were trained to fight the French or Germans in the open plains of Flanders, as opposed to Americans who employed unorthodox tactics at unusual times.[108] Courageously facing these obstacles, Howe has been praised as a "…clever strategist, an able tactician; his plans were excellently conceived and well carried out…"[109] He out maneuvered Washington repeatedly, and was never defeated in battle.
Aside from battling the colonists, he had to defend himself from critics at home and disgruntled Loyalists, who were exiled and ruined in fortune, pinning their woes on the Commander-in-Chief. William Eden, a royal peace commissioner to America, was shocked at the difference between what America really was and what the myth of it was in England. He believed, "…most heartily that our rulers instead of making a tour of Europe did not finish their education by a voyage around the coasts and river of the western side of the Atlantic."[110] Howe had served in America before and knew the spirit and temperament of the colonials. This was a fundamental difference between Howe and his critics in London, who could not understand why the "great chucclehead" did not unleash his great "British mastiffs" and beat a mere "tobacco planter" and his "ragged crew".[111]
General Howe was a genuine friend of America, and he had wrestled with the difference between royal duty and his own deeply personal beliefs. Upon his resignation, Howe was convinced he had acted mercifully, but appropriately, in the colonies, and wrote, "Although some persons condemn me for having endeavored to conciliate His Majesty's rebellious subjects by taking every means to prevent the destruction of the country…I [am] satisfied in my own mind that I acted…for the benefit of the King's service."[112] In history, Sir William Howe remains as the general who lost England's colonies because of his bumbling, laziness and ineptitude. Yet in fact, he remains an undefeated general who pushed the rebellion the closest to collapsing it would ever be. Howe deserves more credit than history has allowed, for he tempered his military policy with mercy, in the cause of peace and the hope of reconciliation.
Primary Sources
Bray, Robert C., and Bushnell, Paul E., eds., Diary of a Common Soldier in the American Revolution 1775-1783. DeKalb, IL: Northern Illinois University Press, 1978.
Commager, Henry Steele and Morris, Richard B., eds., The Spirit of 'Seventy – Six. New York: Harper & Row, 1958.
Morison, S.E., ed., Sources and Documents Illustrating the American Revolution 1764-1788. London: Oxford University Press, 1929.
Wheeler, Richard, ed., Voices of 1776. New York: Thomas Y. Cromwell Co., 1972.
Secondary Sources
Alden, John Richard A History of the American Revolution. London: MacDonald and Co., 1969.
Anderson, Troyer Steele The Command of the Howe Brothers During the American Revolution. New York: Oxford University Press, 1936.
Brown, Gerald Saxon The American Secretary. Ann Arbor: The University of Michigan Press, 1963.
Gruber, Ira D. The Howe Brothers and the American Revolution. New York: W.W. Norton and Co., Inc., 1972.
Palmer, Dave Richard The Way of the Fox, American Strategy in the War for America 1775-1783. Westport, CT: The Greenwood Press, 1975.
Ward, Christopher The War of the Revolution. New York: The Macmillan Co., 1952.
Other Works Consulted
Alden, John Richard The American Revolution 1775-1783. New York: Harper and Brothers, 1954.
Higginbotham, Don The War of American Independance, Military Attitudes, Policies and Practices 1763-1789. New York: The Macmillan Co., 1971.
Imquanzo, Anthony P., "William Howe", The American Revolution 1775-1783, An Encyclopedia, Volume I. New York: Garland Publishing Inc., 1993.
Kurtz, Stephen G. and Hutson, James H., eds., Essays on the American Revolution. New York: W.W. Norton and Co., Inc., 1973.
Lutnick, Solomon The American Revolution and the British Press 1775-1783.Columbia, MS: The University of Missouri Press, 1967.
Robson, Eric The American Revolution, In it's Political and Military Aspects 1763-1783. New York: DaCapo Press, 1972.
Scheer, George F. and Rankin, Hugh F., Rebels and Redcoats. New York: The World Publishing Co., 1957.
Scott, John Anthony Trumpet of a Prophecy. New York: Alfred A. Knopf, 1969.
Shy, John A People Numerous and Armed – Reflections on the Military Struggle for American Independance. New York: Oxford University Press, 1976.
Smelser, Marshall The Winning of Independance. Chicago: Quadrangle Books, 1972.
Smith, Page A New Age Now Begins. New York: McGraw-Hill Book Co., 1976.
Stephen, Sir Leslie and Lee, Sir Sidney, "Sir William Howe", The Dictionary of National Biography, Volume X. London: Oxford University Press, 1921.
VanDoren, Carl Benjamin Franklin. New York: The Viking Press, 1938.
End Notes
[60] Ibid., 107.
[61] Anderson, The Command, 135.
[62] Gruber, The Howe Brothers, 126.
[63] Ibid., 92-93.
[64] Ibid., 135.
[65] Ibid., 148.
[66] Ibid., 339.
[67] Anderson, The Command, 206.
[68] Palmer, The Way, 131.
[69] Ward, The War, 305.
[70] Anderson, The Command, 208.
[71] Gruber, The Howe Brothers, 155.
[72] Ibid., 156-7.
[73] Brown, The American, 6.
[74] Ibid., 9.
[75] Ibid., 11-12.
[76] Commager, The Spirit, 119.
[77] Brown, The American, 177.
[78] Commanger, Spirit, 119.
[79] Ibid.
[80] Ibid., 579.
[81] Brown, The American, 96.
[82] Anderson, The Command, 330.
[83] Brown, The American, 97.
[84] Ibid., 125.
[85] Wheeler, Voices, 205.
[86] Robert C. Bray and Paul E. Bushnell, eds., Diary of a Common Soldier in the American Revolution 1775-1783, (DeKalb, Il: Northern Illinois University Press, 1978), 62.
[87] Brown, The American, 109.
[88] Ibid., 110.
[89] Ibid., 96.
[90] Ibid., 113.
[91] Commanger, Spirit, 580.
[92] Wheeler, Voices, 204.
[93] Alden, History, 258.
[94] Commanger, Spirit, 605.
[95] Ibid., 544.
[96] Gruber, The Howe Brothers, 358.
[97] Alden, A History, 380.
[98] Scheer, Rebels, 320.
[99] Gruber, The Howe Brothers, 275.
[100] Brown, The American, 140
[101] Commanger, Spirit, 660.
[102] Scheer, Rebels, 320.
[103] Alden, History, 301.
[104] Gruber, The Howe Brothers, 342.
[105] Ibid., 344.
[106] Brown, The American, 136.
[107] Alden, History, 305.
[108] Ibid., 250.
[109] Ward, The War, 61-62.
[110] Ibid., 37.
[111] Alden, History, 304.
[112] Wheeler, Voices, 263.


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Internet Software and Services
Company Overview of Behind the Burner, LLC
Executive Profile
Divya Gugnani
Founder and Chief Executive Officer, Behind the Burner, LLC
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Ms. Divya Gugnani serves as the Co-Founder and Chief Executive Officer of Send the Trend, Inc. Ms. Gugnani is the Founder of Behind the Burner, LLC and serves as its Chief Executive Officer. Ms. Gugnani served as an Entrepreneur in Residence at FirstMark Capital, L.L.C. She joined FirstMark Capital in 2006 and served as its Vice President, focuses on information technology investments. Ms. Gugnani served as a Senior Associate of Millennium Technology Value Partners (formerly ...
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The "independent" vehicle service and repair firm I employ has ascertained that a shift control device, within the transmission, is malfunctioning. This is the "good news" as apparently only Mercedes dealers may procure this device, classified as a TRP, (Theft Related Part). In fact owners are not permitted to purchase the device. How is this not a restraint of trade matter?
by st909 in Woodbury, NJ on August 09, 2012


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ROCHESTER, Wash. (AP) — The Thurston County sheriff's office says the car taken in a Rochester home invasion early Friday was found later in the morning.
It has been impounded so investigators can look for evidence.
Two women were tied up by an armed man who took jewelry, a purse and laptop and left in a victim's car.
Information from: KIRO-TV, htthttp://www.kirotv.com/index.html


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Unforgettable by BlueAnomiSWatch
©2011-2016 BlueAnomiS
Awesome sunset!
I really like this picture! The dark bits losing detail is a wee bit of a downer, but then again it kinda boosts the aesthetics of the sky/clouds/sun. *faved*
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Soern's Group
Rice farming and fishing have been the main sources for her family's income for five years. Soern's husband also complements the income by selling fish. She earns about 15,000 KHR per day from her current business and manages to save about 8,000 KHR each day for future needs.
Soern has been with VisionFund for two cycles while the other member is with VisionFund only this cycle. Soern completely repaid her previous loans which enabled her to provide her family with enough food. She is now leading her group to ask for a new loan. As the leader, she is going to use her portion to buy fishing materials. She hopes to catch a lot of fish to sell it for a good price.
Additional Information
About VisionFund CambodiaVisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.
Kiva lenders' funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Cambodia
81View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 13 months (Additional Information)
- Repayment Schedule
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- Jan 16, 2013
- Listed
- Mar 1, 2013
- Currency Exchange Loss:
- Possible
- Ended:
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The pilot had not reported any trouble. But when the flight controllers at Oakland International Airport in Waterford Township, Mich., clearly heard the word "hijack'' over the radio, they immediately responded. They called the police, who in turn called the county SWAT team and the FBI - all of whom were armed and waiting when the plane arrived.
As things turned out, it was a false alarm. Someone had stepped into the cockpit to say hello to the co-pilot . . . whose name was Jack.
We need to be careful what we say and when we say it. The Bible says, "He who guards his mouth preserves his life, but he who opens wide his lips shall have destruction'' (Proverbs 13:3).
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Update on the Girl Scouts
Wednesday, September 25, 2013
We have 18 girls registered in our troop! There are 14 girls in the fourth and fifth grade, three girls in the sixth and seventh, and a girl in the tenth. I still have to talk with our SUM to see HOW we will work that out! Originally, we were 4/5 grades. Then, one of our girls bridged to the next level, mom didn't want to split the siblings up for meetings, so we added 6/7/8 grades. My oldest is in the seventh, so that worked out. We then got another fifth grader, who brought her older sister (the tenth grader) who wanted to join (and is already excited that we are camping next month!) so how could I say no?
Oh, we also have another "challenge." I get an email a few weeks ago from a mother wanting to register her daughter in our troop. Illness and commitments kept the girl from starting until this past Tuesday. She's a sixth grader, so I ask my seventh grader if she knows her when I get the email. She says she thinks so..."she's the girl in the wheelchair."
Yepper, deppers, peeps, we have ourselves a certified "Jerry's Kid" (I swear those words came from the mother herself!!) Muscular Dystrophy. Mom's in a wheelchair (though IDK why and IDC why) and her daughter has her very own matching chair. She's got a really good friend in the troop (sleepover buddies) who can help her as needed. Of course, she's also got 16 other troop mates to help! Most of the girls in the troop go to the same elementary school (or just graduated from the same school) so they know her or know of her. We leaders are very resourceful, as are the girls, and we can figure out the hiking, camping, door-to-door selling, service project, and earning badges that makes up our yearly calendar. Mom's a teacher, a former Girl Scouts "eons ago" she says with a laugh. I plan on picking her brain (and of course the Girl Scout herself) to see where we need to tweak activities so she will not be left out. But, the biggest challenge is tweaking the activities and yet not having it seem like they have been changed or made easier just for her. One thing's for sure, the Friendship Circle is pretty much doable as it stands now. The rest will fall into place, baby steps!
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Thank you! We've been challenged before and pulled through just fine. We will certainly have our hands full while we are adjusting but as you said, it will be a wonderful learning experience!
976 days ago
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You deserve a halo. This is quite a challenge and you just dig right in and make the best of it. This little girl is lucky and so i her mother. This will be a wonderful learning experience for the other girls. You are going to turn out a fantastic group of empathetic young ladies.
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displayverb [T]uk /dɪˈspleɪ/ us /dɪˈspleɪ/
display verb [T] (ARRANGE)
More examples
- There were photographs of all her children proudly displayed on the mantelpiece.
- His trophies were proudly displayed in a backlit cabinet.
- New books are displayed in a prominent position on tables at the front of the shop.
- Some displayed their wares on stalls, while others had just spread them out on the pavement.
- A photograph of her daughter was prominently displayed on her desk.
display verb [T] (SHOW)
displaynounuk /dɪˈspleɪ/ us /dɪˈspleɪ/
display noun (ARRANGEMENT)
More examples
- His performance is described in the paper as 'a breathtaking display of physical agility'.
- Our complete range of carpets is on display in our showroom.
- Valuable pieces of china were on display in a glass-fronted cabinet.
- The crowd was entertained with a display of aerobatics.
- A recent find of ancient artefacts is on display at the local museum.
display noun (SHOW)


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Warrant issued for home invasion suspectStaff Report | February 07,2013A $75,000 arrest warrant has been issued for a man sought as a suspect in a reported home invasion in Rutland.
Rutland Police have been seeking Calvin B. Alexander, a 30-year-old Rutland man identified by witnesses as the man who kicked in the door at 110 Maple St., since the incident on Saturday.
Now, Rutland criminal court Judge Theresa DiMauro has issued a warrant for Alexander who police say also uses the aliases "Kevin Cross" and "Drama."
Christopher L. Orkins, 34, of Rutland, pleaded innocent Monday to aiding in the commission of a felony.
DiMauro issued the warrant for Alexander's arrest on Wednesday when he failed to appear in court to answer to felony charges of burglary in an occupied dwelling and aiding in the commission of a felony.
Witnesses at the Maple Street home told police Alexander kicked in their door and was followed in by at least three other men who discharged pepper spray into the living room.MORE IN This Just InThe Shumlin administration and legislative leaders are questioning aspects of a renewable energy... Full StoryBENNINGTON The owner of a Pownal GMC dealership was fined $1,000 on Friday after pleading... Full StoryBENNINGTON A local man is being held in the Rutland jail after two people said he brandished a... Full Story
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The Blues battle the Canucks on Scottrade Center ice tonight. St. Louis is looking to extend a two-game winning streak after winning Saturday at Vancouver and Tuesday at San Jose.
Saint Louis University's search for a new basketball coach is ongoing.
All is quiet at Rams Park. The Rams are closing up shop in St. Louis for good this week, as they move the last of their football operations to Southern California. After 21 years in St.
Rams head coach Jeff Fisher is denying a report they drafted Michael Sam in 2014 to avoid being on "Hard Knocks." He tells ESPN's Mike &... more
Game #1:
Fort Scott 3 ECC 1
Shelby Friend went 3 for 3 w/a double and absorbed the loss.
Game #2:
Fort Scott 6 ECC 1
Eden Henry... more
Freshman baseball between Washington and St. Charles
Brandon Moss capped a three-run seventh inning with a two-run double as the Cardinals beat the Marlins 4-1 in Jupiter. Ruben Tejada and David Washington also... more
Former Cardinals catcher and Hall of Fame baseball broadcast icon Joe Garagiola is dead. He passed away Wednesday at the age of 90. Garagiola played for the Cardinals from 1946 to 1951.... more
The Blues welcome the Canucks to Scottrade Center tonight. They just went 3-and-2 on a five-game road trip, winning the last two by shutout at Vancouver and San Jose.
The KLPW Radio Athlete of the Week is Junior Mikayla Espowe with the Union Track and Field Team.
She was 15 years old--an accomplished student-athlete from a loving home, the kind of kid of whom it is said "she has the world going for her."
In November of 2015, her father went in to her room to discover she had taken her own life.
Back in their days, Presidents Theodore Roosevelt and William Howard Taft were known for trust-busting. In an era of price-fixing, crony capitalism and corruption their actions helped to create more opportunities in the marketplace by creating competition.


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Revitalizing the Federal Government for the 21st Century: Presenting Differing Perspectives on the Report of the National Commission on the Public Service (Volcker II). (Opinion Roundtable: Volcker II)
Palguta, John M., The Public Manager
In January 2003, the National Commission on the Public Service (popularly referred to as "The Second Volcker Commission" in honor of its chairman, Paul A Volcker) issued its eagerly anticipated report on the public service. Titled, "Urgent Business for America: Revitalizing the Federal Government for the 21st Century," the report, a product of over a year's worth of data gathering, deliberation, and analysis, contains some expected conclusions but also some surprises.
Among those who were already concerned about the decline in the capacity the federal workforce to carry out the many missions of government, the commission's report confirms that what was once called a "quiet crisis" is still an extremely urgent problem. In fact, the crisis is no longer so quiet. The commission report helps to raise the volume on this increasingly loud debate by noting that:
Those who enter the civil service often find themselves trapped in a maze of rules and regulations that thwart their personal development and stifle their creativity. The best are underpaid, the worst, overpaid. Too many of the most talented leave the public service too early; too many of the least talented stay too long.
Sweeping Scope
What will be surprising to some, however, is the sweeping scope of the commission's recommendations to the president and Congress. Rather than focusing primarily on changes to the federal civil service system, per se, the commission takes a much broader view and starts with a call for a fundamental reorganization of the executive branch of government. Moreover, it also calls upon the House of Representatives and the Senate to realign their committee oversight to match-no small task given the historic intransigence of Congress in this regard. Nor does the commission s report shy away from other worthwhile but still quite controversial recommendations in suggesting, for example, that Congress and the president should work together to significantly reduce the number of executive branch political positions.
In calling for an "immediate and significant" increase in judicial, executive, and legislative salaries, the commission also recognizes the long-standing reluctance of members of Congress to vote for a pay increase for themselves. The report calls upon Congress to break the statutory link between their salaries and those of judges and senior political appointees.
Recommendations for Change
To be sure, the commission's report does contain a number of recommendations for changes in federal personnel management systems, policies, and practices to help reshape the workforce. The report ends with a nod to the issue of "competitive outsourcing," and a recommendation that any "contracting out" follow clear standards and goals that do not undermine core competencies of the government.
While federal policy makers may not rush to embrace immediately all of the commission's recommendations, the report already is making a difference by contributing in a positive way to the ongoing debate among individuals and organizations committed to the common goal of effective government and a quality federal workforce, but divided in their opinions on how best to achieve those goals. …