text:
Harold Cottam (1)
The Times
page 18
Mr Harold Cottam, who died yesterday in Nottingham at the age of 93, was the wireless operator on he Carpathia on the night of April 12 (sic) 1912, when the Titanic struck an iceberg. It was he who alerted Captain Rostrom (sic), who turned round the ship and put on all possible speed, and the Carpathia was the first ship on the scene of the tragedy, succeeding in picking up 705
According to the account he gave in later years, Cottam was off duty and about to go to bed when he heard a wireless call from Cape Cod telling the Titanic there was ice about. Knowing Phillips, the wireless operator of the Titanic, he radioed him and asked if they had hard the call from Cape Cod.
The answer came back "We have struck ice; come at once." Cottam asked whether he should have the Carpathia turned round, was told "Yes" and ran up on the bridge. But he could not get the officers to listen as wireless was a new thing, and he went down to wake up Rostron, who gave the necessary orders.
Cottam was born at Southwell, in Nottinghamshire, in 1891, and after education at Southwell Minster Grammar School attended a London Marconi College. He passed his wireless telegraphy course with flying colours and spent many years at sea as a wireless operator. In 1911 he was with the Carpathia at Istanbul during the Turko-Italian war.
On the night of the sinking of the Titanic, the Carpathia, a passenger liner, was en route from New York and Gibraltar and Genoa. Cottam had exchanged frequent messages with the Titanic and other ships and was about to turn in, leaving the wireless unmanned during the night, as was the practice at that time.
When the news was received of the disaster, the Carpathia was some 58 miles from the Titanic. As Rosrton put it to the London Inquiry: "Our ordinary speed is 14, but that night we made 17 and a half" - keeping a close watch out for icebergs themselves.
During that time Cottam remained in touch with the Titanic, and helped her communicate with other vessels, since the escape of steam was making it difficult for the operator to hear signals coming in.
By the time the Carpathia reached the scene, in about three hours, the Titanic had sunk with the loss of 1,500 lives. But the Carpathia picked up the survivors and took them to New York. Marconi radioed Cottam on the Carpathia and when they arrived Cottam visited him in his New York Hotel.
Cottam later continued his career as a wireless operator serving on one of the early ships to go through the Panama Canal and travelling round the world.
He retired to Lowdham, in Nottinghamshire, where he hung a framed certificate from the Liverpool Shipwrecked Mariners' Society (sic: actually Liverpool Shipwreck and Humane Society) - which also presented him with £10.
He remained a lively and active person until the end of his life.
He is survived by a son and two daughters, living respectively in the United States, Canada and Australia.
* Cottam left an estate valued at £56,633 net.
Related Biographies:
Harold Thomas Cottam
Relates to Ship:
Cite this page
(1984) Harold Cottam (1) The Times (ref: #2398, accessed 24th May 2016 02:48:04 PM) URL : http://www.encyclopedia-titanica.org/harold-cottam-1.html
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text:
SEOUL, April 1 (Yonhap) -- The chief of the Seoul Central District Prosecutors' Office offered to resign Monday.
"Now is the best time for me to step down as (the prosecution) is starting over with a new prosecutor general," Choi Gyo-il said in a release.
The 51-year-old Choi, who is a graduate of Korea University with a bachelor's degree in law, passed the state judicial examination in 1983. He has been heading the office since August 2011.
Choi's successor is expected to be decided sometime next week, according to sources at the prosecution and the justice ministry. The decision will come after Chae Dong-wook, the nominee for the top prosecution post, is formally appointed.
<All rights reserved by Yonhap News Agency>

subset: commoncrawl


text:
An introduction to the elements of TWI.
A definition of stability in the Lean environment
Companies now enjoying remarkable results
Training Within Industry Resources
Training Within Industry (TWI) is a dynamic program of hands-on learning and practice that teaches essential skills for supervisors, team leaders and anyone who directs the work of others, regardless of the industry sectors in which they work.
Training Within Industry was developed in the United States in the early 1940's to boost World War II industrial production and it was an unqualified success. After the war, the program was exported to Japan, where it was used extensively to rebuild that country's industrial base. Sine the early 1950's, TWI was used to train employees in the Toyota Production System.
Still in use in Japan, TWI is now being used by American manufacturing companies to sustain the gains made by in their Lean Enterprise and Six Sigma Continuous Process Improvement programs.


text:
Hearing aids in 67124, Pratt, KS
We found 15 hearing clinics with 35 reviews within 141 miles of 67124, Pratt, KS.
Featured hearing professionals near you
Toni Frederick, HAD
Toni Frederick has been working for EarCare for three years and has been the office manager there (read more)
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Rebecca Williams is Board Certified in Hearing Instrument Sciences and has a Bachelor Degree in (read more)
Matthew Barnett, HIS
Matt Barnett has been a part of the EarCare family for almost five years. He has been licensed since (read more)
EarCare Hearing Aid Centers - Wichita Central
Debbie Branch-Werner, HAD
Debbie Branch-Werner strives to make the most of each patients visit. She listens carefully to the (read more)
Christi Clark, BC-HIS
Christi Clark is fully committed to helping those in her community with hearing loss. She devotes (read more)
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EarCare Hearing Aid Centers - McPher…
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text:
Service detail
Your end users can face several issues and need timely assistance to maintain productivity at optimum levels. IBM's end user support services provide an integrated set of tools which help resolve end user issues. These end user services provide preventive, self-enablement and assisted support technologies as well as onsite support designed to provide one-on-one assistance to users.
Leveraging these end user support tools you can reduce the number of IT help desk support requests and reduce the duration of help desk calls to bring down costs, improve productivity and end user satisfaction levels.
The ability to avoid end user issues even before they arise helps simplify support organisation, manage expenses by avoiding escalating costs associated with multiple service desks and achieve greater system reliability and availability.
The IBM Advantage
IBM understands the issues faced by Indian businesses and is committed to making its global expertise and resources available to help you provide your end users and employees with an efficient IT support for enhancing their productivity by reducing their system downtime and addressing their requirements without any undue delay. Enhanced employee productivity is directly proportional with business growth.
At IBM we are able to leverage our global factory model to deliver quality and consistency using proven and predefined solutions which ensures your success.
Related resources
Find studies, papers and briefs on this topic
Ask an IBMer
Got questions? We're here to help.
- Request a conversation
Call Us: +1800 425 3333(Toll free) (Above Toll Free Line applies for calls within India ONLY from MTNL/BSNL Lines) Or call +91 80 26788990 Mon-Fri, 9:00 a.m. - 6:00 p.m. IST Tcode : 103HA05T+1800 425 3333(Toll free) (Above Toll Free Line applies for calls within India ONLY from MTNL/BSNL Lines) Or call +91 80 26788990 Mon-Fri, 9:00 a.m. - 6:00 p.m. IST Tcode : 103HA05T


text:
Azucena Bea...
Funding via Edpyme Alternativa
Esmilda sells basic necessities and groceries from a store located in her home. There she offers her customers daily consumer products that she obtains in the town of Olmos. Her business has established customers who prefer the good service and high quality products that she offers.
Esmilda wants to expand her business by acquiring more products so that her business will grow and develop properly. Therefore, she is requesting her first loan from Edpyme Alternativa in the amount of 1000 PEN to help her accomplish this goal.
Esmilda is a hardworking woman who is devoted to her family. Her greatest wish is to continue growing as a businesswoman and get ahead.
Success!! The loan was 100% repaid


text:
As low as $1.31 per Braun Clean & Renew cartridge refill!
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Braun Clean & Renew™
Mix one packet with a 16 oz/500 ml bottle of isopropyl alcohol.
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Don't look forward to shaving? Shaver Shebang makes it better by depositing lubricant on the razor so a small amount is passed to your skin for a smoother shave. Not only is the formula kind to the face, it's all-natural, smells nice and it's environmentally friendly. Shaver Shebang also contains oils to lubricate the shaver for a smoother shave and longer equipment life.
Why is Shaver Shebang the best shaver cleaner on the market? We are experts in self-cleaning shaving systems. We collaberated with chemists at a leading private-label manufacturer of cleaning products to develop the best shaver cleaners available. Shaver Shebang is a better cleaner because unlike Braun Clean & Renew, Shaver Shebang contains natural detergents, so you do not have to rely soley on the scrubbing effect of circulating liquids. You probably will not notice the difference unless system wear and tear (especially seals) reduce the force of the circulation. Contact us if you need help on these issues.
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Refill a used cartridge (Click here for instructions)
First rinse the Braun & Renew cartridge by adding water and shaking. Drain through the small hole so that particles are not caught in the filter. If available use the original cap to block the large hole. Repeat once. Results will not be perfect, which is perfectly okay.
Fill cartridge no more than 80%-85%. Place cartridge in base and clean the shaver as usual.
Which is better, alcohol or water? (Click here to learn more)
To duplicate the Braun Clean & Renew experience, use alcohol. Alcohol evaporates, which leaves the razor dry. Shaver Shebang is designed to deposit a little extra lubrication on the razor, so the shave is gently smoother than when using Braun Clean & Renew.
With water, the fluid does not evaporate in most Braun systems (except the few with heat drying), so even more lubrication is left behind. Some customers prefer a wet shave, others a dry shave.
Are you using Braun Clean & Renew unusually fast? A tiny percentage of Braun systems do not work well with water, primarily due to system deterioriation. Braun Clean & Renew masks the defects because it evaporates. These systems can usually be fixed by following the instructions that we posted at this link. The instructions can also help if your shaver is more than 4 or 5 years old and you want to consider improving the seals accessed through the second fix. Braun used to sell replacement kits, but stopped doing so. You can improve the seals by painting on a little FlexiDip or Plasti Dip.
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We try to keep the list up to date, but it is possible that not all models are included. If your system uses Braun Clean & Renew cartridges, Shaver Shebang will work.
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Braun Activator Shaver models 5643, 5644, 5645, 8581, 8583, 8585, 8588, 8590, 8595, 8781, 8783, 8785, 8790, 8795
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Contour models 350CC, 370CC, 390CC, 390CC-1, 5735, 5751, 5790, 5772, 5774, 5895, 5897
Series 3 models 390CC, 390CC-4, 370CC-4, 350CC-4, Type 5411, Type 5412
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Replaces: Braun Clean & Charge Refill Packs (CCR1, CCR2, CCR3)
If your system uses Braun Clean & Renew cartridges, Shaver Shebang will work.


text:
Sweet Dreams by plangkyeWatch
©2012-2016 plangkye
So the Dream Doctor was my favorite City of Heroes signature character before he was even a signature character, and I'd written him into the Hour Thief's history as a major inspiration and sometimes mentor... when they finally introduced him and he even looked like his costume might have influenced Edmund's, it was just amazing. Favorite part of his design is the Rularuu hands that I didn't even notice right away.
Rights to City of Heroes continue to be held prisoner by NCSoft.
Rights to City of Heroes continue to be held prisoner by NCSoft.
Dream Doctor is also my favorite signature character too...Nice artwork btw
Is this like the Time Lord? Where is he from. I love how you made it, he is very creepy.
He's from City of Heroes, a game that sadly no longer exists - the Dream Doctor was, according to the game's history, one of America's first superheroes, and was sort of like their equivalent to Dr. Strange.
There are a lot of good games that sadly lost to the test of time
It was probably the worst MMO shutdown in history - development team was all excited hyping up the next content release, everything looked like it was going fantastic, and then BOOM, NCSoft laid off everyone and gave the announcement that they were shutting off the servers at the end of 2012. They have yet to give an explanation other than "We didn't feel like running this game anymore" and, despite continued interest from other people and an attempt to buy the rights to the game by the former development team, they still have all the IP locked up tight.
Very exciting composition and all-around excellent drawing! The only thing I'm not too fond of is the partial white border around the backdrop. With some of the blue lines bounding the rays of light continuing on in that part of the drawing, it almost looks like it wasn't intentional.
Phenominal Plangkye! This is art is absolutely fantastic! This is unique, outstanding and epical Never before have I seen someone with so much imagination and skill! Well done and keep it up!
I love how he kind of goes out of the border; it gives it a dynamic look.
Dream Doctor still makes me squee like a fan girl.
I know, agh, I remember when I first played the new DA and he was the letter writer and I WAS RIGHT and it was so great...
He must have been added after my time with the game (I only played for the first six months or so although I really, really enjoyed it). Your art style is really great. You are very talented.
He's the founder of the Midnight Squad and had his first mentions on the Circle of Thorns info page on the official site, where it details how he forced them back underground when they were kidnapping and sacrificing children from King's Row, but until the revamp of Dark Astoria earlier this year he remained relatively obscure, only being mentioned in various bits of lore (and writing those letters found in the Ouroboros missions).
Oh, all of that brings back wonderful memories I really loved the setting and the lore, it was a truly great game. It's a shame it's gone. Judging from your art, you have great taste in games. I actually intially became aware of you when using some of your excellent Morrowind (my absolute favorite CRPG) mods and then ran across your art here. You are very talented.
Thank you
Titan Network has started work on a spiritual successor to CoH and I've signed on with them.
Titan Network has started work on a spiritual successor to CoH and I've signed on with them.


text:
Click on a thumbnail to go to Google Books.
A Dazzling Display of Dogs
by Betsy Franco
No current Talk conversations about this book.
This book of dog-themed poetry uses innovative design techniques to incorporate the text of the poetry into the illustrations, creating a unique effect. Examples of poems include "Fast Al, the Retired Greyhound," a rhyming poem about a former racing dog and "Apollo at the Beach," which uses vivid imagery to describe a dog who chases seagulls at the beach.
Summary: Each type of dog has their own name, and quirks worked into a poem on every page.
Personal reflection: I liked all of the different types of poems, they were all very well written.
Class use: This book could teach students about different types of poetry and that poetry is not as boring as many students think.
Great book to use to teach concrete poetry, which I am teaching this week and this book was super helpful! Also great for the dog lover to show the versatility of poetry.
Summary: This book is a collection of concrete poems about dogs. The art and text are completely entwined.
Review: The art is comprised of brightly colored graphics, the words are part of the picture. This is a fun read, especially for dog lovers like me.
My eyes are too old; this is too dazzling! Though I did like Saltwater Mutt.
References to this work on external resources.
Wikipedia in English
No descriptions found.
A collection of visual poems celebrating all things canine--from obedience school, to backyard break outs, to flatulent Fidos.
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text:
Nortec Collective Presents: Bostich And Fussible
Set List
- "Brown Bike"
- "Nortena Del Sur"
- "Clap"
The Grammy-nominated Nortec Collective brings together traditional Mexican, electronica and dance music. A joint effort from Nortec Collective's Bostich and Fussible recently generated a fine new collection titled Tijuana Sound Machine. Hear songs from the new album when Bostich and Fussible stop by WXPN's World Cafe.
Stemming from the words "norteno" and "techno," Nortec was born from the Baja-based group's fusion of traditional Mexican music and electronica. The duo's new project focuses on the norteno side, allowing acoustic instrumentation to take the lead, but not to the detriment of highly danceable rhythms.
Related NPR Stories
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Tijuana Sound Machine
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Get Alerts »
7 Day Fort Smith / River Valley
The Homeland Security Investigation unit is performing search warrant at a house in East Springdale on Conner street.
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The information you are viewing for this event is from 2015.
Please check back for updates.
Saratoga Wine & Food Festival
Event has passed. Watch this page for updates.
SPAC, 108 Avenue of the Pines, Saratoga Springs, NY
Wine & Food Festival Package $350, Wine & Food Connoisseur Package $410
The Saratoga Wine & Food Festival is a three-day destination event located in world-class Saratoga Springs, New York (2.5 hours north of New York City). Set in a 2,400 acre park preserve, the three-day event draws an audience of close to 6,000 from Montreal to Northern New Jersey.
Quickly becoming known as the most original and exciting Wine and Food Festival north of New York City, Saratoga Wine & Food Festival provides over 200 premiere wine and food exhibitors, invitation-only, collector Italian luxury vehicles as well as one-of-a kind seminars.
Among the celebrity personalities attending the festival will be Joey Limongelli, better known as "GT Joey," who will attend events during the weekend ahead of the approaching 50th anniversary of the Ford GT40's victory in the 1966 24 Hours of Le Mans race, with more than 20 Ford GTs expected to be on hand for Saturday's Concours d'Elegance.
The experts headlining this year's festival are Ellie Krieger, host of the Food Network's hit show "Healthy Appetite," and Josh Wesson, a storied sommelier and founder of Best Cellars. Josh Capon (Spike TV's 'Frankenfood'), Zak Pelaccio (Fish & Game), and Ric Orlando (New World Bistro) will also be in attendance.
Schedule of Events:
Friday, September 11
- 10:30am - 3:00pm: Adirondack Road Tour & Gourmet Luncheon: $75
- 7:00pm - 10:00pm: Fired Up!: $85
Saturday, September 12
- 12:00pm - 4:00pm: Grand Tasting & Concours d'Elegance: $85
Sunday, September 13
- 11:00am - 2:00pm: In The Groove Jazz Brunch: $75
Important Details:
- 21 and older only
- Children 2 and under, accompanied by adult, must remain in a stroller
- Grand Tasting Package (one ticket to Fired Up!, Grand Tasting, and Jazz Brunch): $210
- VIP Grand Tasting Package (one ticket to Fired Up!, VIP Grand Tasting, and Jazz Brunch): $285
Tickets are available at spac.org, by calling 518-584-9330, or at the Route 50 Box Office.


text:
Gene Watson On Mountain Stage
Watch The Interview From Backstage At Mountain Stage
Set List
- "Love In the Hot Afternoon"
- "Paper Rosie"
- "A Taste of the Truth"
- "Fourteen Carat Mind"
- "Farewell Party"
- "The Lonesome Road" (performed by Bob Thompson)
Hit country singer Gene Watson has been recording for nearly 40 years now. Since the beginning of his career, he has had multiple hits, including "Paper Rosie," "Farewell Party," and "Love in the Hot Afternoon," all included here with Watson's Farewell Party Band.
In 2009, Watson released his 33rd album, A Taste of the Truth, out on Shanachie Records. Fellow artists Alison Krauss, Trace Adkins, and Rhonda Vincent make guest appearances.
Mountain Stage pianist Bob Thompson finishes this segment with an instrumental rendition of "The Lonesome Road."
This Mountain Stage performance was originally published Oct. 20, 2010.
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Web Resources
Featured Artist
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text:
Edit Article
How to Use a Stun Gun
Stun guns are highly effective devices for your personal safety. As with any tool, proper usage is required for full effectiveness. This article explains how to properly handle a stun gun.
This article has been tagged as a stub.
That means it's off to a good start, but still has room to grow into a more helpful resource. Until the article reaches its full potential, it will be hidden from search results. Can you help it flourish? If you think the article offers complete and accurate instructions, feel free to remove this tag.
1Press the stun gun's contact probes onto the target's body. Contact with the arms or legs will only stun that limb, so it is recommended you aim for a location on the torso. Stun guns are effective through clothes.
2Press the stun gun's power button to shock the target.
3The stun gun should incapacitate the target in 3-5 seconds.
4Flee the area - the purpose of a stun gun is to allow you time to escape dangerous situations.
Community Q&A
Ask a Question
- Don't worry about being shocked yourself. Even if the target is holding onto you, the current will not travel back to your body.
- Make sure your stun gun is charged.
- When travelling with your stun gun, make sure it is easily accessible.
- Make sure the safety switch is turned off.
- Keep your hands behind the safety zone plate and away from the gun's contacts.
- After purchasing a stun gun, be sure to read the manual for specific use information. Practice using the stun gun so you are prepared when its use is necessary.
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text:
Income. Security. With a job, one can maintain an income and access
to resources such as insurance and future financial security. With a
job, one contributes to a larger team or project and reaps the benefits
of enhanced skills, broader knowledge base, and wider circle for social
networks. With a job, one finds purpose and opportunity for fulfillment
at many levels including financial, intellectual, social, and even emotional.
Without a job, these aspects can be quite unattainable.
now, more than any time in the past 15 years, Americans exist in a state
of job crisis. Last Tuesday, the U.S. Census Bureau posted their official
statistics for U.S. citizens living in poverty. A devastating 15.1%
of the nation's population lives in conditions that earn the poverty
stamp. As if that statistic is not dire enough, they also released the
percentage of children living below the poverty line. More than one
fifth of the nation's children, 22%, are living in conditions
considered poverty or below. Read the U.S. Census Bureau's newsroom
release on Income, Poverty and Health Insurance Coverage in the United
States. http://www.census.gov/newsroom/releases/archives/income_wealth/cb11-157.html
The full report from the Census Bureau 's 2011 and earlier Current
Population Survey Annual Social and Economic Supplements (CPS ASEC),
Poverty, and Health Insurance Coverage in the United States: 2010'
listed these key summary points:
• Real median household income declined between 2009 and 2010.
• The poverty rate increased between 2009 and 2010.
• The number of people with¬out health insurance increased
between 2009 and 2010, while the 2010 uninsured rate was not statistically
different from the 2009 uninsured rate.
Read CNN's Poverty
rate rises in America and make sure to look at the graphics. Then
watch the CBS special news report about how Poverty
continues to rise in U.S. (scroll down and read the bulleted items
as well).
percentage is one way to interpret data. Let's take a look at
the actual number - 46.2 million Americans are living in poverty. Read
how the U.S. measures poverty. http://www.npc.umich.edu/poverty/ Also
look at the poverty threshold and guidelines http://aspe.hhs.gov/poverty/09poverty.shtml
Take a look at the Wall Street Journal's article, 'Income
Slides to 1996 Levels'. There are two video news spotlights
to watch embedded in this article. According to the New York Times news
release, Soaring
Poverty Casts Spotlight on 'Lost Decade' "Minorities
were hit hardest. Blacks experienced the highest poverty rate, at 27
percent, up from 25 percent in 2009, and Hispanics rose to 26 percent
from 25 percent." Click the multimedia
graph at the left. There are two charts to explore. Look for the
relationship between times of recession and the direction of the data
points on the charts.
is the 'ugly' term that no one wants to hear even though
many economists would argue that they are a natural occurrence in any
economy and should be expected. In order to understand the unemployment
rate and poverty rate, it is important to recognize the signs of a recession.
Start with Money
Makes the World Go Round. Click the Next button at the bottom of
the page to continue through this tutorial. Stop after you have read
Come Down'. Make sure to explore the graphics and video clips
on each lesson page.
Now take a quick peak at the history
of recessions over the past 80 years. Click and read the 'Credit
Crunch of 2008'. Where has unemployment been the greatest? Roll
your mouse over the Geography
of Recession and locate areas that are hardest hit. Consider why
certain areas have higher unemployment rates than other.
The debate continues about whether the nation is still in a recession
or not. Economists and politicians have fiercely engaged in this argument
and the answer still remains unclear. Read the commentaries from the
Times, Market
Watch, The
Washington Post, The New
York Times, and CNBC
for a range of opinions.
the economic and government pundits continue the debate, let's
take a look at some maps of the data. Begin with the interactive multimedia
map 'America's
Poor: A Regional Look at Poverty in America'. The date is
one year old so keep in mind that the situation is actually slightly
worse than what is displayed here. Rollover the 'Federal Poverty
Threshold' at the bottom and then rollover various areas on the
map. Locate your region and identify those areas with the highest and
lowest poverty percentages. Next click over to The Guardian's
interactive 'US
Poverty Mapped' feature. Start with '% of people living
in poverty' and then click through each category in the drop down
box located at the upper left corner. Specifically, look at the map
of children
living in poverty.
Explore the Change
in Population interactive map and locate your area. Now explore
the poverty
map. Write a paragraph that discusses the population change in your
area as compared to the poverty rate. Now find a location on the poverty
map with an over 25% rate and compare it to the population map. Locate
a location on the poverty map with an under 10% rate and compare it
with the population map. Continue to read about the nation's poverty
crisis in the e-edition.
Continue the discussion in your class.


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We are a licensed Security Cameras System installation Company Serving Queens .Long Island .Bronx ,Brooklyn and NYC
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Angeles National Forest
Contact Information
Angeles National Forest (Headquarters)
701 N. Santa Anita Ave.
Arcadia, CA 91006
Voice (626) 574-1613
CRS (800) 735-2922 (Voice)
M-F 8 a.m. - 4:30 p.m.
Follow this link to office listings:
Stay Connected
Contact Us
Poodle-dog bush causes severe irritation to the skin if touched, akin to poison oak or poison ivy. It can raise blisters lasting as long as two weeks or more. The plant is covered in sticky hairs, which can dislodge easily and can be passed on to hikers who touch it or brush up against it. The swelling, rash and itching appear twelve hours to two days after contact. Use caution and avoid this plant.
It is found in nearly all habitat types that have recently burned including conifer forests, chaparral, oak woodland and riparian areas. Poodle-dog bush is frequently found along trails.
Wear long sleeves and pants if you plan to visit the Angeles National Forest within the Station Fire Perimeter.
[Photo: Terricula parryi]
[Photo: Terricula parryi]
Angeles National Forest
701 N. Santa Anita Ave
Arcadia, CA 91006
(626) 574-1613
Forest Service Home | USDA.gov | recreation.gov | USA.gov | Whitehouse.gov
Plug-Ins | FOIA | Accessibility Statement | Privacy Policy | Important Notices | Information Quality


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Spanish Lottery Syndicate and Big Fat Lottos
Big Fat Lottos also has the Spanish Lottery Syndicate that offers participants globally a much greater chance of sharing in this enormous Spanish Lottery Superdraw prize fund.
Is this the first time you've come across the Spanish Lottery?
If this is the first time you have come across the Spanish Lottery, let me highlight just how crucial this Lottery is to the vast majority of the Spanish population. The Spanish lottery has been a national obsession in Spain for a long time with massive appeal generated by the Christmas draw every year. Believe it or not, 98% of the population play this Spanish National lottery every Christmas.
There are a few fundamental reasons why so many Spanish nationals join in the Christmas el gordo Spanish lottery draw. Firstly, there is the incentive of the largest lottery prize fund of any global Lottery – 2.20 Billion Euros! Secondly, there are more than 13,000 cash prizes on offer. Finally, the probability of collecting a cash prize in the Christmas draw are a very generous 1 in 6.
With the amount of attention that is paid to the Christmas Spanish Lottery (El Gordo), a lot of people are unaware that there are 5 additional El Gordo draws every year also. These draws take place in January, March, May, July and November. While these five draws do not boast the incredible prize fund of the Christmas game, they are considerable nonetheless, ranging from 78 million Euros to 655 million Euros. In addition, these draws offer roughly three times as many prizes as the Christmas draw and odds of collecting a cash prize of an amazing 1 in 3.
The Spanish Christmas Lottery operates differently to nearly all other lotteries in the world. A complete ticket 'billete' is very expensive, costing 200 Euros. However, these tickets are split up into ten 'decimos' (tenths) costing 20 Euros each. When purchasing your tickets you have the option of purchasing a single decimo, a complete ticket, or a share of a ticket. If you do not purchase the whole ticket, somebody else will buy the rest of your ticket. For example, if you purchase two decimos, someone else purchases three and someone else buys five decimos and your ticket scoops 1000 Euros, then you will collect 200 Euros, 300 Euros and 500 Euros respectively. Due to the expense of purchasing a whole ticket, it is typical for families and friends to pool their lottery money and each individual buy a single 'decimo' (tenth).
The possibility of winning with a Spanish Lottery syndicate is higher than most other lotteries
The probability of winning a cash prize in the Spanish Lottery is higher than most other lotteries, but if you opt to play as a member of one of Big Fat Lottos Spanish Syndicates you will increase your chances of sharing cash prizes in every draw.
Come and discover the full benefits of playing the Spanish Lottery as a Big Fat Lottos member and revel in the excitement of this colossal Spanish National lottery.
Join the Spanish Lottery Syndicate today!
Love My Lotto | Big Fat Lottos | You Play We Play | EuroMillions Tickets | Irish Lotto Tickets | New York State Lottery Tickets | UK Lottery Tickets | Florida Lotto Tickets | MegaMillions Tickets | ElGordo Lottery Tickets | Powerball Tickets | Lotto 649 Tickets


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Herman MillerEdit ModuleShow Tags
We work for a better world around you—with inventive designs, technologies and related services that improve the human experience wherever you work, heal, learn, and live.
855 East Main Ave. PO Box 302,
Zeeland, MI, 49464-0302
(616) 654-3000
Archive »Product Reviews on metropolismag.com
Into the Woods
Danish wood-flooring company Dinesen's new showroom in Copenhagen exhibits the versatility of its chosen material.
Clean Steam
Dyson brings its innovative touch to yet another household electronic: the humidifier.
Design Impact
Umbra's new redesigned showroom in Toronto embodies the brand's mission to foster young talent.
Abundant Light
From classics to innovative, next-generation LED fixtures, the best of the season's lighting design marries sleek style with effortless function.
Recondite Retail
Please Do Not Enter isn't a secret, but it isn't exactly well-known either. To founders Nicolas Libert and Emmanuel Renoird, both originally from Paris, this means they are doing something right.


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Jacques Washington
- CollegeIowa State Cyclones
- PositionSAFETY
- HometownOwasso, OK
Go to
Stats to improve: Defense
It was an unusual year in the Big 12 in 2013, with several defenses carrying their teams to success in a conference known for high-scoring offense a year ago.about 727 days ago | Brandon Chatmon | ESPN.com
Big 12 undrafted free-agent signings
Seventeen Big 12 players heard their names called during the 2014 NFL draft. Many other Big 12 alums will have a chance at the next level as undrafted free agents.about 749 days ago | Jake Trotter | ESPN.com
Spring preview capsules: Big 12
Spring football is rapidly approaching.Here's a team-by-team look at what to watch in the Big 12 this spring:BaylorSpring start: Feb. 28Spring game: April 5What to watch: Who will replace Lache Seastrunk?about 827 days ago | Brandon Chatmon | ESPN.com
Big 12 games of the year: No. 5
Weve been counting down the 10 best games of the year in the Big 12, and here's No. 5. If you missed this one, you missed out.No. 5: Nov. 30 -- Iowa State 52, West Virginia 44 (3 OT)In a season-finale battle of two teams with nothing to lose, Iowa State and its young quarterback rallied from more than three scores down to nab their third victory.about 859 days ago | Max Olson | ESPN.com
Season report card: Iowa State
Paul Rhoads team took punch after punch this season.Yet Iowa States will to compete remained strong each week despite an injury-riddled season and the Cyclones finished the season playing their best football.about 865 days ago | Brandon Chatmon | ESPN.com
Game preview: Iowa State at Oklahoma
Iowa State visits Oklahoma on Saturday with both teams coming off losses last week. Oklahoma is looking to rebound after its offense looked hopeless in its loss to Baylor.about 928 days ago | Brandon Chatmon | ESPN.com
Big 12 unsung heroes: Week 8
Here are the unsung heroes in the Big 12 for Week 8:Baylor defensive end Shawn Oakman: The Bears defense was outstanding in Baylors 71-7 win over Iowa State, and the sophomore played a key role with five tackles including two for loss, one quarterback hurry and one sack.about 952 days ago | Brandon Chatmon | ESPN.com
Midseason report: Iowa State
Iowa States 1-4 record doesnt accurately reflect where this team is. Or how far its come in just a month.After a disastrous start to the season with losses to Northern Iowa and Iowa, the Cyclones have played much better in their last three games.about 959 days ago | Jake Trotter | ESPN.com
Iowa State hopes to rebound against Iowa
Jacques Washington didnt mince words when asked about Iowa States upcoming rivalry game with Iowa.This is the most important game of my career thus far, the Cyclones senior said.about 993 days ago | Brandon Chatmon | ESPN.com
Iowa State season preview
Today our Big 12 season previews continue with a look at Iowa State, which may be ready to take the next step as a program.IOWA STATE CYCLONESCoach: Paul Rhoads (24-27, 4 seasons; 24-27, 4 seasons at ISU)2012 record: 6-7 (3-6 Big 12)Key losses: LB Jake Knott, LB A.about 1016 days ago | Max Olson | ESPN.com
- more


text:
10 Steps to Pick the Right Doctor
Whether you need a primary care doctor or a specialist, these 10 steps will ensure you find the right doctor for you. View Slideshow
Procedures Dr. Crouch Performs
Dr. Crouch does not have any procedures listed. If you are Dr. Crouch and would like to add procedures you perform, please update your free profile.
- Asthma
- COPD (Chronic Obstructive Pulmonary Disease)
- Tuberculosis
Background Check for Dr. Crouch
0 Malpractice Claims
- No malpractice history found for California.
- No sanctions history found for the years that Healthgrades collects data.
0 Board Actions
- No board actions found for the years that Healthgrades collects data.
Education & Training
Medical School
- University Of Minnesota / Twin Cities Campus
- Graduated in 1977
Internship Hospital
- Mayo Medical School
Residency Hospital
- Mayo Medical School
Fellowship Hospital
- University Of Texas
Languages Spoken by Dr. Crouch & Staff
- English


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Gov. notes job training, few joblesshttp://www.vttoday.com/gov-notes-job-training-few-jobless/ | April 10,2013MORE IN This Just InBRATTLEBORO Lauren Kaija and Miranda Johnson had two goals each to help lift Woodstock the... Full StoryBRANDON Burr and Burton Academy rained on Otter Valleys Senior Day festivities. Full StoryMANCHESTER Burr and Burton Academy won to sweep the season series from Hartford and complete... Full Story
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Noz with triangle top string
Rabil head
Nike Lakota
Noz with triangle top string
Rabil head
Nike Lakota
Your tri top is incorrect, watch east coast dyes tutorial on youtube, it really helped me out. other than that it looks pretty good.
Ugly and whippy
bring me dpoles
and check my awesome thread http://forums.insidelacrosse.com/sho...d.php?t=229039
tritop is not technically incorrect its just a different variant just like the huron and iroquois topstrings there are many different variations of each one i like there okay deff not the best but with some work they be come a work of art just keep at it
+150/-0FaceBook Page:Strong Island Strings Website:StrongIslandStrings Saint Michael the Archangel,Defend us in battle.Be our protection against the wickedness and snares of the devil.May God rebuke him, we humbly pray;and do Thou, O Prince of the Heavenly Host -by the Divine Power of God -cast into hell, satan and all the evil spirits,who roam throughout the world seeking the ruin of souls.Amen.
The tri top is definitely correct, I learned to do them that way. Looping around the string only makes it look nicer, but this way keeps it a lot tighter in my opinion.
Mesh Megathread . FS Thread
Great White Stringing... check out my website! CLICK HERE
As per usual, I support what ELEHEX said, as for the stringings, they could all use some work, but that will come with time. Keep practicing and posting
+24/-0, over +50/-0 with mesh
Crosseworks Youtube - Crosseworks Website


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For I know the plans I have for you," declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future.
Welcome to Morning Star Church Online"The Church is not a building, but a community of Gods people, reaching out in LOVE!""UNLEASH THE POWER"
"But you will receive power when the holy spirit comes upon you;and you will be my witnesses in Jerusalem, and in all Judea and Samaria,and to the ends of the earth" Acts 1:8We hope you enjoy your visit. Please visit us often to see how God is moving in our church, and our community!
We love you and may God bless you


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- MaliRetailFunding via Réseau de Micro-institutions de Croissance de Revenus (RMCR)
Kotognontal...MaliRetailFunding via Réseau de Micro-institutions de Croissance de Revenus (RMCR)
Amakamono G...MaliArtsFunding via Réseau de Micro-institutions de Croissance de Revenus (RMCR)
Danaya Group
They are on their fifth collaboration with the microfinance institution Soro Yiriwaso in order to satisfy the needs of their customers. This group of women do business in rice, meat and food service with Kadia, who is the present of the group and second from the right in the photo.
She count on buying three bags of rice and a big bag of spices with the loan. She stocks up from wholesalers in the big market in Tiele and in markets around the area. She prepares and sells in the market and at home, doing retail sales to a customer base composed mostly of women, for cash and on credit.
She imagines making a monthly profit of 25,000 francs, of which one part would be used to support her husband in everyday expenses and the other part would be invested in her business.
Elles sont à leur cinquième collaboration avec l'institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle. Ce groupe de femmes fait le commerce du riz, de viande et de la restauration avec KADIA qui est la présidente du groupe et la deuxième à droite sur la photo.
Elle compte acheter avec son prêt, 3 sacs du riz et une grande quantité de condiments. Elle s'approvisionne au grand marché de TIELE et marchés environnants auprès des grossistes. Elle prépare et effectue sa vente sur place au marché et à domicile à une clientèle composée essentiellement de femmes, en détail, au comptant et à crédit.
Elle envisage réaliser un bénéfice mensuel moyen de 25.000FCFA dont une partie sera utilisée pour l'appui de son mari dans les dépenses quotidiennes et l'autre partie sera investie dans les activités.
Additional Information
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders' funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Mali
60View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Feb 16, 2012
- Listed
- Mar 12, 2012
- Currency Exchange Loss:
- Possible
- Ended:
- Sep 15, 2012


text: I have been using IBM thinkpads for a while now and have never faced such problem. I have an IBM thinkpad which is installed with Windows Xp on it. Last night the thinkpad shut itself down while working and now it does not turn on. All the LEDS on the thinkpad glow when power button is pressed. Can anybody here explain me What is the problem with dead IBM ThinkPads? Any help is highly appreciated.


text:
SALEM, Ore. (AP) — The Country Natural Beef cooperative says it's having trouble filling orders because high prices are luring some producers back to traditional sales outlets.
The cooperative, which began in Eastern Oregon, hopes consumers will pay a premium for meat raised under guidelines for sustainability. But the high price of beef generally has cut into that advantage.
Co-op officials tell the Capital Press (http://bit.ly/pwuyBB ) it has 75 full members and 15 prospective members. At one time the co-op had more than 100 members.
The cooperative says it has been able to buy cattle that meet its specifications so it can supply retailers — but that's costly.
Adding to costs, say co-op leaders, are added requirements from some retail buyers for new third-party certifications of animal care practices and sustainable production.
Information from: Capital Press, http://www.capitalpress.com/


text: 000 FXUS63 KDVN 210430 AFDDVN Area Forecast Discussion National Weather Service Quad Cities IA IL 1130 PM CDT FRI MAY 20 2016 ...06z AVIATION UPDATE... .SYNOPSIS... Issued at 257 PM CDT Fri May 20 2016 A mesohigh from a slowly rotating vort max was located over far southwestern portions of the CWA. This slowly moving vort max was leading to extremely localized rainfall across Scotland county today. Another vort max was heading south across the upper Great Plains this afternoon. This vort max should help to clear the slow moving vort out of northern Missouri in the short term. && .SHORT TERM...(THIS EVENING THROUGH Saturday) ISSUED AT 257 PM CDT Fri May 20 2016 Main forecast concern for the short term is how long the vort max over Scotland county will reside and how much rain will fall from it. With drier air just to the north of this wave, rain has been slow to move north. After this, clear skies and warmer temps are forecast for Saturday. Northerly flow tomorrow along with a drier airmass could lead to dewpoints dropping across the area during Saturday afternoon. This could also lead to higher highs tomorrow. This will need to be watched overnight and into tomorrow. Otherwise, from a sensible weather standpoint, tomorrow looks to be perfect! Highs in the 70s, sunny and low relative humidity! .LONG TERM...(Saturday NIGHT THROUGH Friday) ISSUED AT 257 PM CDT Fri May 20 2016 Warmer and more humid trend with daily chances for showers and storms next week. Long term forecast confidence assessment...good or above average with daily chances of precipitation next week the main issue. Overview...initialization and verification are good to excellent with little discernible discrepancies. Run to run variance and moisture budget issues suggest gfs too moist next week with a 70/30 blend of hi-res ecmwf to gfs preferred...to better capture daily pops next week. Saturday night through Sunday night...Fair skies and a warming trend with slowly higher dewpoints as south winds kick in. Mins in the lower 50s for Sunday AM and mid/upper 50s Monday AM. Highs Sunday should be around 80 degrees mostly locations with a light south wind. Monday through Friday...Southwesterly flow and increasing dewpoints to result in daily chances of showers and thunderstorms...mostly in the afternoon and evening hours. Pops mostly in the 30 to 50 percent range. Rainfall by Friday evening should total most locations 1 to 2 plus inches with when the main issue. Modest instability suggested with MUCAPE generally 500 to 1500 J/KG and enough shear for some isolated to possibly widely scattered severe storms possible with enough forcing. No major short wave suggested with any severe to be straight line winds generally around 60 MPH and hail around quarters or at the lower end of intensity. Highs should tend to range in the upper 70s to lower 80s with lows mostly in the lower 60s. This would tend to be slightly above normal for late May. && .AVIATION...(FOR THE 06Z TAFS THROUGH 06Z Saturday NIGHT) ISSUED AT 1125 PM CDT Fri May 20 2016 Vfr conditions are expected through Saturday evening, and will likely persist into Monday morning, as a ridge of high pressure moves from the Midwest to the Great Lakes. && .DVN Watches/Warnings/Advisories... IA...None. IL...None. MO...None. && $$ SYNOPSIS...Gibbs SHORT TERM...Gibbs LONG TERM...Nichols AVIATION...McClure


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News Team
Adam Colpack
NBC5 News Meteorologist Adam Colpack comes to us from KMVT-TV in Twin Falls, Idaho, where he was the evening news meteorologist for five years. His career has also taken him through Waco, Texas ...read more.
Art Barron
NBC5 News 11pm anchor Art Barron began his career over 30 years ago at KOBI-TV/NBC5 as one of the country's youngest on-air anchors at 20 years old. "I've come full circle, returning to Sout...read more.
Bianca Peters
Bianca Peters is co-anchor for NBC5 News at Sunrise. She brings to NBC5 News years of experience co-hosting an internationally syndicated talk show called JUCE TV, where she tackled a wide ra...read more.
Erica Andrews
Erica Andrews is an NBC5 News reporter and the producer of Your Place @ 7 with Art Barron. She earned a master's degree in Specialized Journalism from the University of Southern California. Be...read more.
Jeff Heaton
Jeff has lived in Indiana, Kansas, Pennsylvania, Wisconsin and Oregon; however, he's lived in Medford, Oregon longer than anywhere else, and not just by coincidence. Jeff graduated from the Uni...read more.
Jennifer Elliott
Jennifer Elliott anchors the primetime newscast FOX26 First News at Ten on NBC5's partner station, KMVU/FOX26. She also reports for NBC5 News. Jennifer began her career at NBC5 News in 2011...read more.
Kassi Nelson
NBC5 News reporter Kassi Nelson was born and raised in Nebraska. She graduated from the journalism school at University of Nebraska Lincoln where she studied broadcasting. She also studied ph...read more.
Kristin Hosfelt
Kristin Hosfelt anchors NBC5 News at 6 with NBC5 News Director Craig Smullin. Kristin is originally from the Bay Area. She earned her Bachelor of Science degree in Broadcast Journalism from Sa...read more.
Lyle Ahrens
KOTI-TV NBC2 reporter Lyle Ahrens moved from Nebraska to Klamath Falls in the late 1970's. He instantly fell in love with the mountains, the trees and the rivers, and never once regretted the ...read more.
Matt Jordan
NBC5 News reporter and weather forecaster Matt Jordan is a native Oregonian, born in Junction City. He earned a Bachelor's Degree in Journalism from the University of Oregon. Before joining...read more.
Natalie Weber
Natalie Weber is an NBC5 News reporter and weekend co-anchor for NBC5 News at 6. She began her career in journalism as an intern with NBC5 News during her senior year at South Medford High Schoo...read more.
Nicole Stein
NBC5 News Multimedia Journalist Nicole Stein was born and raised in Orange County, California. She graduated from the Walter Cronkite School of Journalism at Arizona State University with a degr...read more.
Taelor Rian
NBC5 News at Sunrise anchor Taelor Rian was born near Los Angeles, California but spent most of her childhood in Tucson, Arizona. She graduated with a Journalism degree from Biola University in...read more.


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11 month old's meals- same as you?
Just wondering how other's prepared their kids meals? Do you make separate meals for baby or does he/she eat what you eat? My husband is keen for me to start feeding my LO what...
Started by Sunny on 04/16/2009 in Healthy Food For Kids
Last update on 05/17/2009 by Gretchen


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At Rocky's, we understand that it's not always easy to travel with kids, and it's not easy to find a resort in Koh Samui that both you and your children can enjoy.
That's why we do our best to make it easy on you by providing a safe, comfortable koh samui family resort for you and your family.
A supervised children's playroom featuring flat screen tv and children's movies, toys, books and games
Separated children's pool in our garden swimming pool
Children's menus available in our Bistro restaurant
Our staff love children and always have a watchful eye out, so you can relax, knowing your kids are going to be ok. We have two swimming pools, secluded beaches, and (usually) other children around to play with.
If you would like an evening to yourselves during your holiday, we are happy to arrange babysitting services.
Rocky's features plenty of options for your family holiday. We have several types of connecting and family rooms to suit your preferred arrangements.
Deluxe Pool Villas - Two bedrooms plus a full kitchen and sitting room which converts to a third bedroom. Features and outside dipping pool. Perfect for a larger family or someone needing more space.
Family Beachfront Room - Two bedrooms with interior connecting door located directly on the beachfront.
Connecting Rooms - Both our Jr. Suite Beachfront and Deluxe Jr. Suite Oceanview rooms offer rooms with connecting door, available on request.
All Rooms - All of the rooms at Rocky's feature a day bed which can convert to a child's bed.
Baby cots available at no extra charge
The island is home to an Aquarium and Tiger Zoo, a Butterfly Garden, beautiful beaches, Elephant Treks, and Island Safari's. There are plenty of activities available for children of all ages to enjoy.
Any baby supplies you may need can be purchased from Tesco, the local supermarket, about 3 minutes from Rocky's.
There is also excellent medical care available on the island in case of an emergency.
Sign up for our monthly newsletterWe promise to keep your information for internal and private use only subscribe


text:
Greece is Not Lehman 2.0... As I'll Show, It's Much Much Worse
Investors simply do not understand the significance of Greece. Comparisons are being made to Lehman, but these comparisons are mute for the following reason: Greece is a country not a private institution.
This is not a subtle difference. True, Lehman's derivatives were spread throughout the global financial system just as Greek sovereign debt is. However, investors are missing the point of the fall-out a Greek default would create.
Firstly, let's think about Lehman. When Lehman went under, half of the other banks that were in trouble had already been merged with larger entities (Bear Stearns, Merrill Lynch). Those banks that were still standing after Lehman went under, changed to bank holding companies (Morgan Stanley, Goldman Sachs) in order to receive special access to Fed lending.
None of these options exist regarding the sovereign crisis in Europe today. If Greece defaults, Portugal can't merge with Spain. And Italy can't suddenly change itself to a new form of country that gets special treatment from the ECB (it's already getting special treatment from the ECB by the way).
This cuts to the core issues for sovereign defaults in the EU. Here are the facts regarding those EU countries on the verge of collapse:
1) You cannot solve a debt problem with more debt
2) Austerity measures slow economic growth which in turn makes it harder to meet debt payments
This is simple basic common sense. But these are the policies being promoted by EU leaders: we'll give you more money if you implement more austerity measures to get your finances in order.
The fact of the matter is that there is simply no way on earth that Greece can get its finances in order (short of a massive default). Greece has terrible age demographics, a lack of economic growth, and cultural issues (e.g. paying taxes is for suckers) that it impossible for the country to solve its financial problems.
In plain terms, Greece racked up too big of a tab and simply doesn't have the means of paying it. End of story. The world needs to realize this. Because Greece will default and it will default in a big way,
The impact of this will be tremendous. For one thing, pretty much everyone is lying about their exposure to Greece. Consider Germany for instance. According to the Bank of International Settlements German bank exposure to Greece is only $3.9 billion (though they state this is only on an immediate borrower basis).
This is a bit odd as according to The Guardian German banks have nearly 8 billion Euros' worth of exposure to Greek debt. And they only include 11 German banks in their analysis. However, of those 11 banks, THREE of them have Greek exposure equal to more than 10% of their total outstanding equity.
My own analysis, which I recently shared with my clients, shows even these numbers to be way below the mark (one of the "strongest" banks in Germany alone, by its own admission, has twice the exposure to Greece that the Guardian claims).
So, when Greece defaults, the fall-out will be much, much larger than people expect simply by virtue of the fact that everyone is lying about their exposure to Greece.
Secondly, when Greece defaults, the other PIIGS (Italy, Ireland, Spain, and Portugal) will have to ask themselves… "do we opt for austerity measures and more debt which obviously didn't work for Greece and will only stifle our economies more? Or do we also default?"
That's a very tough question to answer. But I'd wager more than one of them will opt for default. And if you think European bank exposure to Greece is understated, you don't even want to know how bad exposure to Italy and Spain is (to give you an idea, the German bank I referred to earlier, again by its own admission, has total PIIGS exposure equal to 60% of its equity).
Folks, the European banking system is in huge trouble. This won't be Lehman 2.0. This is going to be something far, far worse. Some of these countries are already sporting unemployment of 20%. What happens when their largest banks go under?
Also, remember that the EU is:
1) The single largest economy in the world ($16.28 trillion)
2) China's largest trade partner
3) Accounts for 21% of US exports
4) Accounts for $121 billion worth of exports for South America
It's clear the EU is already heading into a recession without a banking crisis hitting. What do you think will be the impact when Europe as a whole experiences its own "2008" only on a sovereign level?
We are literally on the eve of a Crisis that will make 2008 look like a picnic.
On that note, if you have not already taken steps to prepare for the next round of the Crisis now is the time to do so while the system is still holding together.
For more of our free daily market commentary, investment strategies, and several FREE reports devoted to help you navigate the coming economic and capital market changes safely swing by www.gainspainscapital.com.
Best Regards,
Graham Summers
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LC55 even Glen Beck gives hat tips to ZH from time to time, survivalblog is a good read, oh I forgot nevermind all these consiracy theorys, move along nothing to read here.
Greece is not Lehman,
because among other things Lehman wasn't followed by a take over by the military. I would bet one of my Kruegerrands that the Greece military will take over as soon as public unrest and strikes are increasing.
As usual those Greek military will be "well connected" with the US. With interesting ramifications for the outcome of the big game "Rescue/Crash the Euro".
Moot, not mute.
The Irish have been planning on getting out for months, that is why the Queen and Obama were both there right after one another.
Based on the market reaction, all problems have been resolved.
1) You cannot solve a debt problem with more debt
That is incorrect. The only way to solve Europe's finance debt problem is for Europe to start cranking with the new debt already. They have a credit crisis because of Euro-fear of large numbers and not enough debt.
(Or the euro is the instrument of a crime.)
Borrowing is painless, the pain begins when the borrowing stops for any reason. Right now it is agonizing in Europe because the BORROWING HAS SIMPLY SLOWED DOWN.
The Eurocrats believe the LTRO will save them, putting Greek debt on ice. There is too much debt to put on ice, all the EU countries have the same defective borrowing structures as the Greeks. Germany cannot lend to itself but must borrow from its neighbors just like Greece: Germany IS Greece, just larger with need for greater debt-subsidies for its precious (non-remunerative) auto industry.
When Greece fails, its debts will pyramid. If Germany decides to defend the euro, it will find itself liable for all of Greece's debts -- because nobody else in Europe has any money!
The ECB will be (more) insolvent than it is now with negative-capital! Greece likely has over € 1 trillion finance debts. Good luck paying, Germans!
ZH just had article saying next LTRO payout was to be over € 1 trillion much of which would be Greek debt.
The euro is a kind of Ponzi scheme, last one out is the sucker. Germany will be among the first out the door, otherwise it is totally, utterly ruined.
(UK is already the first out the door. Hungary would have been #2 but was brow-beaten by the IMF. Next is Greece and soon to come afterward is Germany.)
Then, there is the Italian, Irish, French, etc. debts.
May I respectfully offer another view of Phoenix Capital's theory:
PC says that the fallout will be huge because of everyone lying about their true exposure to Greece. What if the Lie IS working? Hear me out for a moment before you argue this one: The Lie HAS worked up to now, hasn't it? And it's been going on for some years. Just look at the US stock market today. Why, it rebounded on Great Economic News! (lie) Things are getting better! (lie) Jobs are coming back! (lie) The economy is turning around (lie). How long have we put up with the Great Lie? How long have we all benefited in the markets knowing all the while they are held up by the Great Lie while we simply play the Lie out to get what profits we can on the Lie.
And what if the Lie can go on... indefinitely? For instance, Greece collapses but things DON'T fall apart and organizations like Phoenix Capital are missing it because they are using... common sense to analyze the future. What if the Lie is being perpetuated to take our rights away in larger increments and shorter amounts of time? What if we wake up one day to realize that the everyone knows about the Lie but it's too late because we're all enslaved by it now?
Finally, before you accuse me of being paranoid or crazy, ask yourself: How much of your rights have you lost over the last fifty years? Who is in control who ISN'T lying to you right now?
Thanks for considering my point.
You make a valid point and I believe most of it, if not all. You know about a Conspiracy of silence, well what is going on is a Conspiracy of Lies. Everybody is believing the lies and are seeing the lies as positive and the positive as positive. Everyone has a reason to make sure happy thoughts and pretty unicorns are all there is. In essence you have described the seed of 1984 where Big Brother tells you what is truth and what is lie. Big brother essentially is saying without saying it that everything is fine and we are prepared and you will be okay. You may even believe it false, but you don't want to think about the alternative. The alternative is bankrupt soverign countries (including the US) not having the money to pay all the entitlements, your money in hyperinflation mode and it's not worth anything to anybody except to burn. So if the alternative is to sit and wait for a bleak and destroyed country economically and politically and possibly forever done, you would rather believe in the lie.
What I disagree with you about is that it can't last forever or for a long time, it just can't. Because eventually entropy increases with the introduction of a random variable (lie/made up anything). It's a measure of uncertainty. So the more random variables you add to an information system the more uncertainty you will have to the system. Your not able to properly graph or anticipate what or where something that is a danger to the system will come from or what it will be. An example could be that people are sick and tired of the stealth inflation that is happening in the grocery store via the smaller packages and lower amounts of food in containers at the same or higher prices. They could riot or do whatever. Or maybe healthcare is getting so expensive that people just can't afford it even with insurance and hospitals start to close because they can't stay open, peopel by the millions get angry that they can't get to a hospital or see a doctor.
This is just a few and there are many that I can't even fathom, but in essence a lie is like imprisoning yourself. Because you are locked into what story you told and for you to go out and change could bring down the objects your first lies was being used to prop up.
Great Posts. I would suggest The Lie is aiding the creation of the Stasi State. It's easier to implement Control when there is order. Perhaps TPTB hope they can complete the Stasi before the Greece passes out from too much Uzo and the Drunken Zombie Lurch begins.....
Then you have nothing to worry about and reality will never intrude, so eat drink and be merry. Just because it has continued doesn't mean it will.
History covers months and years in a few sentences. Living it is another story.
You are exactly right. Pheonix Capital has been saying this type of thing for years now. If anyone has actually traded their advice, they have lost alot of money. While they are correct in alot of their assumptions, it is not necessarily good trading information because their timing has been very wrong.
Someone made a similar comment about Tyler et al, saying that their hypotheses regarding trading have consistently been wrong. I challenged them and another to produce a list of these hypotheses or pieces of actual trading advice, showing how they had been losses.
I challenge you to do the same with regard to Phoenix Capital. Can you tell me actual pieces of trading advice they've given and tell us why they were wrong, and how wrong they were? Say, "if you placed your stop at 'X' like they said, you would've lost 'X%'.
I'm not a trader so I have no dog in the fight, but yours seems a dishonest critique. It's one thing to discuss macro and micro fundamentals and another thing entirely to offer specific trading advice, and I think you're confusing the two.
This will just make ES go up another 50 points,it's all bullish......
When this is all over there will be 3 people left working and eveyone else will be getting a free ride,but the Dow will be at 30k so it's all good.
Here's another myth that needs to be dispelled... specifically, the myth that austerity damages growth. This appears to be based on the false assumption that government spending is responsible for growth... what other person in their right mind would believe that governments grow economies by taxing people, taking out more debt, and spending money? The truth of the matter is that people working in productive jobs, making things, selling things, and providing serviuces that help people make and build things are responsible for growth. In other words, productive people and businesses grow the economy, not government spending, and the economy shrinks when productivity declines, not because the government becomes "austere".
Do you believe that if we stop current government spending, as is much needed, and do it tomorrow, that by Monday we will have a fully functioning, growing, and vibrant economy?
I am assuming here but I want to make sure you understand the big picture. If in the current system a bank loans an economy 100k @ 5% then the economy must pay back 105K. If that economy does not own a printing press then how do they come up with the 5% that does not exist? Answer... You must take out another loan to pay the interest. So on and so forth. We have reached the end of the line in the current system. END THE FED!!! A debt based system is not vibrant and real growth/wealth. It is slavery.
Lending at interest isn't the problem, whether to sovereigns or individuals. That capital can and should be used to return a profit. In the case of a sovereign it's stolen through taxes, but it's still returned. Fractional reserve lending and borrowing purely to consume is the problem. Using your example, if you lend me 100K at 5% and I use that to buy groceries, well you and I both have a problem. If the 100K you lent isn't backed dollar for dollar in your reserves (that is, you lent it fractionally) and you've done that over and over and over and over, then "the economy" gets to share the pain.
While the FED looks like a clever mechanism for the US to "borrow" money from the future (theoretically worse than slavery, since it's supposedly stealing from future generations), I don't think I've met anyone who actually believes the US will ever pay this debt off. The printing press image is more appropriate. The government prints money (whether on green or pink paper), and distributes it mostly to favored parties. Anyone who is not a favored party loses, because the currency they are forced to use is being constantly diluted. Add to that taxes, which are not to raise revenue, but to punish disfavored parties, and you have a monetary system that is nothing but a violent tool of plunder and oppression. But hey, what would you expect from the psychopathic "ruling" class?
Or you can provide the difference by labor, earning wages that can be used to pay back the debt. That isn't going to happen in Greece.
This most certainly has to do with not letting the cds crap initiate. They won't trigger if Greece isn't declared a default. So.....Greece could have a negative GDP, 50% unemployment and the entire fucking country up in flames and the JPM overlords will proclaim "It's not a default, recovery is around the corner". They're literally going to let these people die from starvation etc before admitting the truth.
But don't worry, the US has already printed away the next 1000 years what's another 1000?
NDAA, 30,000 drones etc these bastards aren't getting ready for a picnic.
They know when it's coming and what's going to happen. You and I will wake up 1 morning and the headlines will read "World financial system collapses overnight". There's no doubt in my mind.
Contagion to the Moon, Alice!
Secondly, when Greece defaults, the other PIIGS (Italy, Ireland, Spain, and Portugal) will have to ask themselves… "do we opt for austerity measures and more debt which obviously didn't work for Greece and will only stifle our economies more? Or do we also default?"
This is already known. They will all choose default. Default is the easier decision after they have all play it out as long as they can. Default cleans the slate. Fresh start. Fresh corruption fresh bribes, etc
Contrary to popular misbelief, it is NOT priced in. Brokers, dealers, bankers and investors are all delusional for the most part and thinking that it can be contained. There are a few screaming and shouting warnings in the wind it seems. They are being ignored or ridiculed for the most part.
Here's how I see it.
You can't solve a debt problem with more debt.
Or simply put.
You can't cheat gravity.
Party On but beware of the day when they're passing the purple koolaid. Remember, that cult that was so delusional that they volunteered to drink the purple koolaid? Yup, they all died. That's how it's getting solved. The same mind mechanics are at work here.
Be a part of their system but always stay on edge and ready to jump off their boat. When you try and swim away from the coming wreckage you will have a better chance of survival than staying on a slowly sinking ship and hoping for a seat on one of their lifeboats.
On that note, I killed a few rats these past few days. They keep coming back. Part of life on a farm. Rats can communicate to each other when they're being poisoned. The same poison works only on one, maybe 2 rats. Then they figured it out. Don't underestimate rats. They've been around longer than we have and they're thriving. I predict, they will be here after we've long exterminated ourselves.
Exactly. This problem is a big unknown for financial advisors. They are ignoring it and sticking to selling you asset allocation, which quite honestly, is about the best approach. With the exception that you should error strongly on the side of holding far too much in precious metals.
Bottom line, very few are planning for the inevitable.
The whole argument is plain wrong! The deleveraging that took place, the Fed swaps in place and the LTROS that replace USD unsecured debt for Euro debt owed to the ECB will make the default way lighter than Lehman's. It is true, it will not be a once and for all event, because it will trigger contagion and run for deposits across the Eurozone, but then more Fed swaps, LTROs and central bank purchases will follow. Buy gold and sit tight!
Exactly! People seem to keep forgetting that the Fed will print to infinity to prevent severe contagion and collapse. It will come in stealth forms, but will become ever harder to hide. Germany is the only country trying to prevent massive money printing to solve the problem, but even they will come around. The central planners will always take the easy way out, and that "way" is printing money.
ISDA will NEVER allow a CDS trigger which would collapse all major European and US investment banks.
It will be challenged and it will expose the whole CDS market as a fraudulent security type if it is not paid. After all who would buy it going forward and or does it have any value if a default is not a default. Kind of a problem either way don't ya think.
Agree. Jim Sinclair also agrees!
My personal retirement savings portfolio is 75% in PIIGS bonds. They tell me not to worry because there's a 0,5% of something bad to happen....
Either way, i can't pull out my money or I'll pay a 50% tax on it and it will take 4 months to do so.
We thought you were in silver? If the Euro blows up, won't the price of silver in Euros make up for at least part of it?
I pulled mine out last year and ate the taxes, and then bought rental houses very near a major national university, and some productive farm land I also rent. So I have solid rental properties and PMs. Hopefullty, the universities will survive whatever happens.
You can't do anything about it, anyways--when 2008 came, I was cashed out of stocks and into T's and MM funds and even those have proven unsafe. MM funds are full of junk debt, there are no pure T funds anymore and they all pay 0%, so everything is badly exposed. My 401K is in some kind of PIMPCO stable value fund--yeah, no such thing as stable value where PIMPCO is involved--that will probably be the next MF Global! Every freaking "investment" has problems now because everything was coupled behind the scenes. So forget it. I just pretend like the money is not even there because I know one day, that is what will happen to it. As far as cashing out, what would you do with the cash? Buy metals? I cashed out a bunch of stuff and paid off a big chunk of my house even though that is also a folly because basically all mortgages involved fraud and should be null and void at this point. Home values are plummeting. The only reason I did it is because I hope to keep the house if it is paid off, I can work at just about any measly job and pay the bills, at least until the hyperinflation really hits, and then I figure I'll have other things to worry about like where to get food and who I have to kill next.
The worst thing for me right now is pretending like everything is normal. My company has those investment seminars "how to make the most out of your 401K." Give me a freaking break, already! It's funny how money means one thing to oligarchs and quiet another to little people me. A "life savings" is nothing but a screaming joke to those whom I will hunt down and kill if anything bad happens to my family.
Fuck it. I paid the IRS Extortion Bill, took 1/2 of the 401 and stashed PMs, along with a couple of thousands of pounds of various diameter lead ball thingys.
The two chinks in your armour are, you may just not get "any freaking job" and two, you may well get killed first....
If cashing out is an option, you can still convert Fiat to Gold.
Because, my friend that is exactly what the smart money is doing at this very moment behind the scenes.
Your logic is sound and sane and it applies to all people who have investments.
Everyone knows that nothing is safe, that the spider web of international finance will pull all assets into a black hole except for anything that is tangible and not traceable.
Why do you think the wealthy families have been able to secure and build their wealth for centuries? The debt problem today is nothing new to them. It's part of their wealth building cycle. The great flush out will occur and it will wipe out everyone who is not prepared.
*He who has not prepared shall perish and his family shall not have the wealth their father and his father once had*
Graham makes an important point - austerity only works if a substantial portion of the debt is written off at the same time. Austerity will eventually bring the finances into balance but in the short term it makes it more difficult if not impossible to service the current debt load.
"[T]hese comparisons are mute..."
And no doubt deaf and blind as well.
Type the following one thousand times, Graham:
Greece is not a "cornerstone" of the EU, nor is it the "lynch-pin" for the world financial system,.
If in it's default, Greece does manage to pull down either, WE DESERVE IT.
Greek default could trigger a CDS tidal wave. That's the underlying issue--everything is too tighly coupled now, any wave one place becomes a magnified wave someplace else because of leverage.
My point exactly.
The banksters have convinced some that the "end of the world" happens when CDS are triggered.
If so, WE DESERVE IT.
Tying the world's econonic survival to some POS country that lies it's way into the EU is PURE CRAP.
The more appropriate comparison would be to AIG; Greece is merely a CONDUIT connecting Banksterz to the Bailout MONEY.
"Austerity measures slow economic growth which in turn makes it harder to meet debt payments"
Not necessarily. I give the example of the hospital in Athens that had 45 gardeners on the payroll but had no garden. You could stop paying these people who tend these non-existent gardens and have no loss of economic activity because there wasn't any to begin with.


text:
Helm Irving Pic
by Mark Rabinowitz
Miramax Films has picked up the North American rights to Woody Allen's
latest effort, "Celebrity," returning the award-winning filmmaker to the
company that distributed his "Bullets Over Broadway," "Mighty Aphrodite"
and "Everyone Says I Love You." "Celebrity" was written and directed by
Allen, and features one of his patented ensemble casts, including
Kenneth Branagh, Judy Davis, Leonardo DiCaprio, Melanie Griffith, Joe
Mantegna, Gretchen Mol and Winona Ryder, among others. The film is, of
course, set in New York, and deals with the phenomenon of celebrity and
how absurd it can be.
Recent Allen films received both critical nods and award nominations,
with two winning Oscars. "Bullets Over Broadway" was nominated for seven
Oscars, with Dianne Wiest winning for Best Supporting Actress and
"Mighty Aphrodite" garnered a Best Supporting Actress win for Mira
Sorvino. FIne Line's "Deconstructing Harry" was nominated for Best
Original Screenplay, giving Allen his thirteenth writing nomination,
passing Billy Wilder for most all-time.
In other Miramax news, the company also announced that it has signed
director Lasse Hallstrom ("My Life as a Dog," "What's Eating Gilbert
Grape") to direct the film of John Irving's novel, "The Cider House Rules,"
from a script by Irving.


text:
Freshwater aquariums and outdoor ponds are frequently plagued by excessive amounts of waste, debris, left-over food, and algae - all of which settle on substrate and decorations. The removal of this unsightly covering ultimately costs you time, energy, and resources better spent enjoying your water feature. Thankfully, common Red Lobsters offer a natural, efficient solution to keeping your aquarium or pond clean.
Red Lobsters (Procambarus sp.) are relatively small (only up to 5" long), and common throughout the waterways of North America. They are extremely hardy, and will winter successfully with only a few inches of substrate for burrowing and a partially frozen pond.
If you plan to keep more than one Red Lobster, you must provide adequate room, since Red Lobsters are instinctively territorial. Generally, 40 gallons of water per lobster is sufficient. Red Lobsters will also prey upon any fish that is both small and slow enough for it to catch. Fortunately,
koi and
goldfish larger than the lobster do not fit this description. However, exercise caution if you plan to breed koi within your pond; we recommend moving newly hatched fry to a separate rearing system.
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'Dancing With The Stars' Disney Night Sees First Perfect Score And Shocking Elimination
4/15/2014 10:30am EDT
"Dancing with the Stars" heralded a new concept this evening, a first for the series. Each dance was to be based on a famous Disney movie during Disney Week. This week had guest judge Donny Osmond behind the table critiquing the contestants. Osmond won Season 9 of the series and has an inside track on what the judges want. He said, "I feel like I'm home" and went on to discuss his long history with Disney, as his brothers were discovered by Walt Disney himself. Unfortunately this would be Cody's last week in the ballroom, as he was voted out of the competition.
New Dance Round:
Dance: Samba to The Lion King's "I Just Can't Wait to be King"
Scores: 9, 8, 8, 9 = 34
Cody was so happy to be reunited with Witney again that he wrote her a song about how much he missed her. Witney cracked down on Cody this week, making his technique much sharper than it was before. Len stated, "Said you had great timing, but work on your technique." Donny said his dancing was, "phenomenal, but you didn't look like you were enjoying yourself." Bruno said, "You have so much energy."


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The Big Hunger (Paperback)
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Published here for the first time, this text presents a collection of recently-discovered stories by John Fante.
About the Author
John Fante began writing in 1929 and published his first short story in 1932. His first novel, Wait Until Spring, Bandini, was published in 1938 and was the first of his Arturo Bandini series of novels, which also include The Road to Los Angeles and Ask the Dust. A prolific screenwriter, he was stricken with diabetes in 1955. Complications from the disease brought about his blindness in 1978 and, within two years, the amputation of both legs. He continued to write by dictation to his wife, Joyce, and published Dreams from Bunker Hill, the final installment of the Arturo Bandini series, in 1982. He died on May 8, 1983, at the age of seventy-four.
Stephen Cooper is the winner of a 1991 National Endowment for the Arts grant for his fiction, and editor of John Fante's last book, "The Big Hunger: Stories 1932-1959," He is Professor of English and Film Studies at California State University, Long Beach, and lives in Los Angeles with his wife and their two children.


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Are we the only ones wondering what part of "public disclosure" these people fail to understand?
So let's make sure we have this straight.
Anti-gay-rights crusaders have asked that the names of people donating to Referendum 71, which would repeal the new "Everything But Marriage" law, be kept secret.
They made this request to the Public Disclosure Commission, because of some blogger's rant about doing violence to donors.
The PDC, staying true to its name, so far has said no, but pushed a final say off until later this month.
- Purple Heart plant bed vandalized days before Memorial Day
- Students seeking sugar daddies for tuition, rent
- Refusal in Bernie Sandersland to accept reality is really unreal
- Central District's shrinking black community wonders what's next
- All's still not smooth for Uber after its bumpy ride to Sea-Tac Airport
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Separately, a federal judge last month temporarily blocked the release of the names and addresses of those who signed the referendum.
Are we the only ones wondering what part of "public disclosure" these people fail to understand?
Writers of the state Constitution seemed to believe, correctly, that citizens should only sign on to state initiatives or referendums they feel strongly enough about to stand up for — in public, not from some dark closet.
That darned democracy thing sure gets messy sometimes.
Other situational ethics:
You Might Have Thought This Would Have Gotten Better Play: From an Associated Press college football roundup: "Eastern Washington's marching band has been killed, a victim of budget cuts related to the poor economy."
Twitter Me This: Sara Williams, the wife of Twitter CEO Evan Williams, posted Twitter updates throughout the day while delivering the couple's first baby. What a special, private moment for the Williams family and 16,500 of their closest nonfriends.
One More Question About Boeing's Alleged 787: Given the new nonschedule schedule for the first flight, is it too late to go back and remake the thing out of tried-and-true aluminum — with tried-and-true local engineers and machinists?
It's Just Too Easy: Not to keep making fun of the alleged Dreamliner. But we hear a TV crew from the History Channel's "Engineering Disasters" show is on its way up to Everett.
We Would Like to Crack Wise Here About Adrian Beltre's Crotch Injury: But we're too busy wincing.
Speaking of Which: Say what you want about Beltre and his career here. The guy played out the game.
The Good News: For the first time in years, sales of bottled water are down in the U.S. The bad: It took Americans a decade to figure out that tap water is pretty much free.
One Sure Sign Sarah Palin's Facebook Rants Are Being Ghost-Written: The last one featured multiple, correct uses of semicolons.
Rats, Ship, Jumping, Cont.: Dick Cheney is bleating that former President Bush stopped taking his advice halfway through their disastrous administration. Could it be that W wasn't quite as daffy as he appeared to be?
No More Mr. Nice Guy (Please): President Obama says he doesn't want to "vilify" health-insurance companies, some of which have stripped insurance from millions of sick clients purely to maintain profit margins. One question: Why the hell not?
Meanwhile, Over at Montlake: New Huskies coach Steve Sarkisian is hoping hip-hop, heavy metal and rap music piped into the stadium during practice will help players relax and focus. Actually, former coach Tyrone Willingham used piped-in music, as well — Wagner operas.
And Finally: Early warning to readers and editors: I'll be taking a week off sometime in the near future. I've volunteered to serve on the first new government death panel.
Ron Judd's columns appear in Sunday's
A section. E-mail: email@example.com