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Anybody joining me on the FSC 9 day Phenomenon?? I missed out last month on 47 cents, for fear of the FC deal. As I outlined a few months ago, FSC has a very weird(because it is so consistent) trading pattern. I love history repeating itself. The longer I live the more it repeats, over and over and well, you get the idea. Like Buffet said, "the market always comes back". I didn't say that, he did...;-)
FSC is pretty uncanny in how it keeps coming back, and back and back to the swoon 9 days after EX date(monthlies) ...( buy on that date), and sell the day before EX date. You would have almost tripled your money over buy and hold, just this past year(12 cycles of this trade).
Last two months before the last were duds, but hey, 2 and 1/2 times for the year...;-)
Check it out. Swooned today. Look for the low of the month on Friday, the 25th. Buy 10,000 shares, as an example. This past month you would be $4700 richer. Hey, you can lose also, this month with the debt ceiling thing and all, but, like I said, fear kept me from making an extra $4700 this past month.
What I like about low priced, consistent stocks like FSC, is that they have a very tight trading range. Take your loss, if there is one on the DBEX or hold(I sell), and trade the next month, doing the same thing. The deal is it doesn't take too many 25% years to make up the entire PPS(4), then you are playing with the house's money even if the PPS goes to zero.
Good luck,
Tomorrow's the day...entering with 50% of my allotted shares and holding 50% for the next few days, if lower. How many are joining me??
Hi Doc,
I'm joining you with a small position in FSC tomorrow, are you entering at opening or end of day?
I'm also shorting BMY via long puts and will add more if it keeps climbing.
RIMM has climbed a lot in anticipation of the new blackberry coming out end of month. I want to take a short position but the put premiums are so crazy high. I tried to short calls but my broker doesn't let me. What do you do when you want to take a short position on a stock with high premiums other then shorting shares?
Good luck,
I will be in it with you Doc, going to trade this one in my taxable account so I can short on XDIV, plan on doing all parts of the trade and keeping records on it for the year. It will be interesting. Also buying half position today and shopping for 2nd half. Bow
Hey Doc, Ill be in with 5000 shares.
Good Morning Doc, I,ll join you on this trade this Friday. Probably, 1/2 normal size position due to Macro events. Thanks for everything, good luck to all. Bow
Am I missing something. Looks like first quarter of last year would be serious downers. After that it's great. Is the idea to hold and get div. through the downs, and trade through the ups?
Hi Bow and Janet,
"I see where fsc had gone x on 1-11 , so nine days would be the 20th to buy ."
Nine trading days Janet. That will be this Friday the 25th. Look for the low then...
Good luck to all of us!!
I sold my MTGE about 3 - 4 weeks ago, and bought BDC's and REIT's with about half the money. I got a nice run on that, but the world doesn't look that good right now. So, I sold all the stuff I had bought in my retirement accounts for about a $30K gain this morning, and will wait for further developments. I am just guessing that better prices are coming sometime in the next month and a half. My FSC is in a retail account, however, so I plan on letting it ride for the divy even though I have about a 5% unrealized gain right now. Holding about 75% cash now.
Hi Ray
I agree with you, better prices coming next month. Like your strategy.
I bought the last week of December - Reits, Mlps and two BDC's; PSEC and FSC.
I've a great run last couple of weeks, I'm not waiting for exdivs. I started selling last week.
I'll go 90% into cash by end of month. (I'll hold some options with the house's money.)
Let's see if we can pick these up for a lot less beginning mid Feb.
Sentiment: Strong Buy
Do you ever lose money?
It seems half the time the best buy is day9 or 10 xd inclusive and the other half is third day xdiv. So a person could do the acquisition in two lifts. Day 3 and day 10 xdiv day inclusive.
Only once in the last year did it crest more than five trading days before xdiv. A loose rule of thumb seems to converge at the market open two days before xd.
If you would have been lucky enough to hit the exact high and low, the last six months averaged 70 cents. A person should be able to get within 15 of each vertex and do it for 40-50, right where Doc advertized it. The nov/dec cycle had a spread of 107.
This cycle, with washington drama, the low could hit later than ten days out.
I am going to sit out this cycle keeping my powder dry in case there is a decent selloff, but when I do this one, I think I will margin up on it.
ARR is not as reliable as this one.
I agree Slegermark,
I thank Jess for getting me looking at the other end of it as far as shorting on the open of EX date. I just ran the numbers for doing this, with the caveat of covering if .40 gain before X+9(If not, just covering on the X+9 and going Long. Then selling at .40 gain, and if not, selling on DBEX.
From last January 2012 to the last EX date, you got 2.70 on the Long trade and 1.82 on the short for a total of 4.52(wow), or 44.2% yield on the original 10.22 PPS(Jan 11, 2012 open).
Pretty impressive!! Thanks for everyone's input...takes a village... right YBF?...;-)
Doc -
I'm back from Honduras - survived the sharks (great pics). I'm going to try and find an entry point tomorrow for 5,000 shares. Question - if FSC happens to be below your purchase price the day before EX do you hang onto it and take the divvy?
Best -
Welcome back Garbonzo..what a trip!!
Sounds like you had a great time! Regarding your question:
"" if FSC happens to be below your purchase price the day before EX do you hang onto it and take the divvy?""
That is a great question and one that I only briefly touched upon in the past. If you are going to follow the historical scenario of how I designed this particular trade, you must take your profit or loss before each EX. Whether it is on the open, the day before or whatever...I looked at the close on the DBEX for this model.
The problem, if you hold, is that you suffer the potential loss of capital, as was seen in 2011, when the PPS lost 2.00/share. By escaping pre-EX you do not suffer this loss(HISTORICALLY). We know the disclaimers about history not being a predictor, yada, yada.
So, I am gone with a profit or loss prior to EX.
It takes resolve to take your loss, and if you choose to take the dividend you might come out ahead. Following this model, you will sell...
Good Luck!!
I would prefer that you say something about guns.
"Gonna shoot me some FSC" or "Hey, trade that FSC recoil"
I will look at that one too. Maybe going out an extra few months on it though.
You miss the point of the trade and its beauty. It retraces every month. So what advantage is it going out further?? Options do not help here unless you short Puts. Even then you only collect the same as the dividend(10%). This method makes 25%(2011 and 2012).
This is a range bound stock(since Sept 2011), between 9-11. The trade is to capture the CA from the 9th trading day after EX to the DBEX the following month. Nothing fancy, straight-forward, doesn't take a chemist's formula, easy target, steady hand, deep breath, hold, squeeze(don't pull) and fire....;-)
500 shares and 200 on margin.
This weekend I spent eight hours working out a monthly algorithm and back testing against historical data going back to october of 2011. So my initial cash output is around 5k. With the margin on top of it, my algo gave a yield of 90% annualized. It uses shorting on xd-day, covering on two different time points during the month with accumulating the new long shares, and selling at some point in the last week before xd. Profits get reinvested as they accumulate to round 100 share quantities. The second buy point day is the only day I have to babysit the chart for opportunity.
The algo does not assume harvesting maximum and minimum, that would be impossible. It places likely limit orders, with an "if not, then..." adjustment either executed near the close for the day, or the open of the next day. Out of 45 opportunities for profit, three each month, there were six instances of losses and 39 instances of gains. Two losses on the short covering, and four on long sales. The average loss was $84[n=6] vs average gain of 113[n=39] on a starting investment of 600 shares.
The three instances per month:
Shorting on xd and then covering a few days later, buying half your long shares while covering the short and selling just before xd, buying long shares at the second timepoint during the cycle and selling on the same day as the other long share sale.
Another interesting result from the back test is that you should not hold for the dividend rather than show a loss on selling long shares. That happened around apr-May last year. Holding for dividends until price recovery point, would have resulted in a 3-4month hold and eliminated a three fold gain vs trying to avoid a one fold loss. That was a sustained dip in price. A flash dip in price would probably result in a logical hold for divy, but how do you know if it is going to be sustained or if it is a short term wave while it is happening?
The market slapped me hard on friday along with my broker, TradeKing, while I was testing a day trading hypothesis.The professional computers kicked my buttons. My loss was less than 1k, but still an appreciated slap. It was a wakeup call to be less impulsive and more disciplined. I was headed toward a gambling problem. this algo is my response to that slap. The truth is our friend.
Here we go for a twelve month test in reality so far the project is up $7.00, Earnings on this BDC come out in one week, should see a modest move up as the bdc's have been pretty good bets lately.
Thanks Doc and team.
Thanks for the research Luke. It is a great trade, IMO, if you do not get discouraged and quit. Those beginning in that Mar/April one bad run last year would have missed out on all the winning months.
FSC is supposed to miss on Earnings Feb 6th. I hope to be out by Feb 5th to avoid any disappointment. I hope to hit my limit sell before then...we'll see. With volatility at historical lows, we are not seeing much daily spread between the high and lows. We need that volatility to enable our limits to be hit on the flux.
I am expecting another stellar year using this trade. The absolute worse case scenario I can foresee is a 10% return matching buy and hold. Hate me if it fails but I think you will be liking it...;-)
I decided to back test FSC for 2011, starting with the EX on Dec 31, 2010 up until the DBEX on Jan 12, 2012. The PPS declined almost two dollars during that time from 12.14 to 10.32. Please keep that number in mind, again, a two dollar drop or roughly 15% decline on an approx 10.5% yield. Not Good for that year, is what I am trying to say...;-)
Following my suggested trade of shorting on the open of the EX day and covering on the 9th trading day post EX, immediately going long and selling on the next DBEX, here are the results for the above time period:
Short trade profits: 6.13
Long trade profits: 5.20
Total profits: 11.33 or 92% based on the opening PPS on Dec 31, 2010 of 12.29. A 100,000 investment returned $92,000. Really hard to argue with this trading idea...
It would be interesting to know your thoughts on whether there is a good way to trade PSEC on a monthly basis.
I like this, Doc. Thanks for the tip. I will join you on it. I might add Puts from EX-1 to EX+9 to almost double the gain, and reduce the losing months to two.
Hey Jess,
I have not found a reasonable trade in options to take advantage of the FSC back and forth. If you can tell me what you are doing with Puts I'd love to know...thanks...
The caveat I added to the short/long FSC trade of holding for .40 each entry had you making .80 with .40 short on the x day on Nov 13th to Nov 14th and then going long on the 14th to .40 gain and out on Nov 16th. 13th to 16th, three days and .80. Compare to 8 months of dividends to get the same...;-)
So to say again Short on the open of the Ex date, placing a limit buy to cover, for .40 lower on the short PPS. If hit before the 9 day long entry, go long from the exit price on the short, and enter a sell to close all shares at .40 above your buy PPS. If not hit by 9th day, double down Long and hold for .40 gain from the new buy PPS. Doing this returned almost 100% on each of the last two years.
AGNC message board....who would have guessed....;-)


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A report studying him was released late last year by Connecticut's child advocate office; it shows problems identifying and treating his mental illness. "There were several missed opportunities to help Lanza," said longtime Speaker of the Illinois House Michael Madigan on the opening day of the new General Assembly. When Local Needs Clash With Broader Goals Of State Government By Patrick Smith • Oct 14, 2014 WSIU There's a tug-o-war going on in Southern Illinois over how the state cares for its neediest citizens. It's playing out along a ribbon of small towns. But the outcome will determine the future for many Illinois citizens with disabilities. State Representative Charlie Meier is a farmer by birth - he tends 14 hundred acres with just one hired hand. MEIER: We're in Okawville, Illinois in my family kitchen. MEIER: Built in 1907. My grandma drug all the logs home with a pack of mules for the house and the barn and then they were cut up here. Unmet Needs: Living With Mental Illness In Central Illinois By Sean Powers • Apr 16, 2014 Sean Powers According to federal labor statistics, there are more psychiatrists working in Illinois than most states, with the bulk of that service concentrated in the Chicagoland area. But mental health providers say there are major gaps in service across Illinois, especially downstate. Zach Medlyn, 27, of Champaign did not start hearing the voices until about seven years ago, when he was a student at the University of Illinois. State Of The State: Newtown A Reminder Of Need For Mental Health Improvements By Jamey Dunn • Nov 1, 2013 mattpenning.com 2014 / WUIS/Illinois Issues After a shooter took the lives of 20 children and six adults in Newtown, Conn., policymakers at the state and federal levels called for a re-evaluation of many things. Gun laws, school security and behavioral health treatment topped the list. State of the State: Illinois Has Too Many Inmates Who Get Health Care Too Late By Jamey Dunn • May 1, 2013 mattpenning.com 2014 / WUIS/Illinois Issues Illinois should provide mental health care and addiction treatment to those who truly need it instead of incarcerating thousands of the addicted and the mentally ill, making taxpayers shell out for care in the much costlier settings of prison and jails. Strained: The State of Mental Health Funding in Illinois is Ill By Jamey Dunn • Mar 1, 2013 WUIS/Illinois Issues Recent high-profile tragedies, including a school shooting in Newtown, Connecticut that took the lives of 20 children and six adults, have prompted states to reassess their mental health care systems. After almost $2 billion in cuts nationwide, many of them, including Illinois, are finding their support systems for the mentally ill in tatters. Advocates and providers say cuts to mental health funding in the state have left the system decimated, but they say the implementation of federal health care reform offers hope for those who are unable to access services now. Undocumented Anguish: Mental Health Issues Plague Immigrant Youth By Kristy Kennedy • Jan 1, 2012 Illinois Coalition for Immigrant and Refugee Rights Tears ran down Reyna Wences' face as she described her despair. She talked about her efforts to be a good student and her desire to make her parents proud, to be worthy of all they sacrificed for her to get a good education, culminating with her 2009 graduation from a selective college-prep high school in Chicago.


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March 1, 2010
| Demo
Nails by Natalie Wolfe Wargo, Shear Innocence, Johnstown, Pa.
Nails by Michelle Ward, Toe-tal Tranquility, Columbus, Ga.
Nails by Michelle Conde, Nails by Michelle, Miami
February 15, 2010
| Photo Gallery
As February 14 swiftly approaches, your clients are increasing their requests for nail art with hearts, flowers, and all things pink and red. We've got you covered with these designs that will get clients in, out, and on the way to their romantic rendezvous.
February 1, 2010
| Demo
Nails by Leticia Lujan, Attitudes with Style, Bakersfield, Calif.
Nails by Ellen Nycz, Plainsboro, N.J.
Nails by Tinessa Dixon, Michaels Styles, Cleveland, Tenn.
January 1, 2010
| Demo
December 17, 2009
| News
A Los Angeles manicurist tells Allure that brick red is this season's solution to brighten up sallow winter skin.
December 1, 2009
| Demo
Nails by Joanne Truitt, Boca Nail Depot, Boca Raton, Fla.
Nails by Carol Kiley, Mes Amis Hair and Nail Studio, Bloomington, Ill.
Nails by Theresa "Mo" Lawrence, The Ultimate Spa & Salon, Madison, Wis.
If you want to add some festive cheer to your acrylic repertoire, check out the Christmas nails of these two skilled techs.
November 1, 2009
| Demo
Nails by Laurie Ivins, Profiles Hair Design, Sandpoint, Idaho
Colorful Nail Art: VietSALON Nail Artistry Competition25 photos
OPI's Spring 2016 Infinite Shine Collection8 photos
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I go out to eat a couple of times a month and the one thing I cannot stand is smelling like the restaurant when I leave. Last night, I took the kids to Stonefire Grill (because it was raining and who wants to cook dinner when it's raining? That's my story and I'm sticking to it!). They serve pizza, salads, and it's all cooked over a big stonefire grill. The food is delicious. I had a nice quinoa salad and the kids had spilled milk, breadsticks, and a couple bites of pizza.
You can imagine what the restaurant smells like- deliciousness and goodness. And now…so do I. Except I don't want to smell like deliciousness and goodness because I don't want my bed and pillow to smell like deliciousness and goodness. I also don't want to have to wash the pair of jeans I wore for one whole hour (because you know how horrible it is to wash the perfectly stretched out pair of jeans- am I right ladies?) and I really don't want to shower unless it's absolutely necessary.
I know it's "cool" to have these open floor plans in restaurants where you can see the grill, but I really would prefer to sit away from the grill. I am all for that separation of grill and restaurant. I don't want to see the grill. I don't want to wonder which server wiped his nose and then picked up my plate and grazes my meal with it ever so gently (I worked in restaurants for years…it happens. Don't piss off the bitchy waitress and don't piss off the cook. I'm not saying I ever served somebody food that fell on the floor, but someone I know may or may not have eaten floor garlic bread.) I really would prefer to not think about what they are doing with my food. Out of sight, out of mind. And out of my nose! I don't want to smell like food all day long!
That is just one of the reasons I won't step foot in a Burger King (that and the shortened life expectancy), a PF Changs or Beni Hana. I don't want to reek all day long.


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Certificate of Transport Management
4 days: Wednesday 6 July to Saturday 9 July
The Certificate of Transport Management (CTM) is a professional development course for staff in the bus and coach industry including operators, suppliers and consultants, designed to provide knowledge and skills in management, planning and policy areas that are central to the success of this industry. It introduces participants to the latest developments in the industry.
Please click here to view the 2016 program
The CTM is recognised as an important industry qualification for middle and senior management and is an excellent opportunity for career development.
The four day program includes presentations by industry representatives, specialist consultants and academic experts, designed to develop practical skills for the industry, as well as interactive exercises. The networking benefits are an important aspect of the CTM. The course content is reinforced by four assignments completed after the course.
On the first day of the course participants will be given a username and password and details of how to access the online CTM support resources.
The CTM is supported by Transport for NSW, BusNSW and private operators.
In 2016, ITLS and Transport for NSW are offering up to four fee scholarships for individuals working in Community Transport Organisations (CTOs). Download the application form . Applications close 5pm Friday 13 May 2016.
Successful completion of the CTM including the assignments leads to the award of the Certificate of Transport Management, which is presented at the ITLS Awards Night held each year.
The CTM is held at the University of Sydney Business School CBD Campus, level 17, Stocklands Building, 133 Castlereagh Street, Sydney. View directions.
Early Bird Fee $2,449 (GST free) until 2 May 2016, otherwise $2,599 (GST free)
The fee includes all course materials, lunches and refreshments, and access to online learning resources. The fee must be paid in full at least four weeks before the first day of the program, that is by 7 June 2016. The early bird fee is valid until 2 May 2016.
Cancellations: A 10% administration fee will be applied to refunds for any cancellation; no refund will be available for cancellations made within two weeks of the commencement of the program.
Registration and payment
Online registration and payment
An invoice can be arranged but only for group bookings of three or more students made before the 2 June 2016. Please email firstname.lastname@example.com with the organisation's ABN, and details of each student, as required in the online registration form.
Further information
Please email firstname.lastname@example.com (preferred) or phone (02) 9114 1838.
Past participant feedback
- Thoroughly enjoyed all lectures and have certainly achieved a greater understanding of the present and future environment of the industry.
- All lecturers' presentation were excellent plus student friendly.
- A good blend of presenters, delivered with authority and passion.
- Awesome. Thank you, very informative.
- Got good knowledge for cost/marketing. Gain a lot of knowledge for managing and planning for network tenders and planning for urban and suburban areas.
- Good day of learning, fun and exercise.
- The planning exercise was both interesting and educational while keeping us engaged and entertained.
- Interesting subjects on network planning.
- Practical exercise was excellent.
- As this is our last assignment, I would like to thank you for your time presenting this course and all of its material. I look forward to using all I have learned in the workforce.
- I would like to say thank you for your understanding and patience during this time of the CTM course & study time. It has been really great to be able to finish the whole course even though under pressure with life & work in general. Thank you.


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Competency- based intervew with Kerry Group
Hi everyone, I would like to ask you if anyone has already been to a competency based interview with Kerry Group. I am applying for the graduate program in Finance this year and I am almost in the end of the selection process. I have read almost all post in regards to the competency based interview in Wikijob but I feel a little bit confused because I think I won't have enough time to prepare my responds to all questions. I am going to have my interview after two weeks. I would really appreciate if someone could give me some advice in relation to the Kerry's Group competency- based interview. Thank you
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Images: Champaign Company Provides Maintenance Support in Germany [Image 28 of 33]
Photo by Staff Sgt. Kassidy Snyder
(Left to right) Spc. Dalton Sargent of Sullivan, Ill., and Spc. Matthew Grissom of Charleston Ill., both mechanics with the Illinos Army National Guard's Company B, 634th Brigade Support Battalion, replace a half shaft seal in a Humvee, Feb. 8 in Hohenfels, Germany. Sargent and Grissom have been working at the Consolidated Maintenance Activity during a three-week annual training mission.
This work, Champaign Company Provides Maintenance Support in Germany [Image 1 of 33], by SFC Kassidy Snyder, identified by DVIDS, is free of known copyright restrictions under U.S. copyright law.
Date Taken:02.08.2011
Date Posted:02.28.2011 10:09
Photo ID:371869
Size:2.71 MB
Location:HOHENFELS, BW, DE
Gallery Images
Associated News
Champaign National Guard Company Provides Maintenance Support In Germany


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Aaron has the sweetest smile and the best sense of humor. He makes good grades and his favorite subject is math. Aaron enjoys playing video games, drawing, going camping, and watching cartoons. His favorite thing about camping is the bonfires. He also enjoys going to the movies and eating out. His favorite foods are pizza, chicken, spaghetti, fruits, vegetables, and salads. He also loves attending church.
Sapphire is a beautiful girl with a lot of personality. Her favorite color is blue. She works hard in school and her favorite subject is math. Sapphire likes to have fun by playing her video games, playing on the playground, listening to music, and going out to eat. She loves eating out at Red Lobster, Golden Corral, and Outback Steakhouse. Her favorite foods include pizza and chicken. Sapphire enjoys cool weather. She is strong willed and a determined individual. She does not give up easily; when she sets her mind to do something, she won't stop until it's completed.
Dyamond is a spunky, sweet girl whose smile can light up a room. Her favorite foods include pizza, vegetables, and anything sweet. She loves going out to eat. Dyamond enjoys reading, writing, drawing, and going to the movies. She is in the eighth grade, and does well in school. She reports that her favorite subject is "homework." She dreams of becoming a scientist when she grows up. Dyamond describes herself as a nice girl who wishes that she had parents to care about her.


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Silence. That's all Dr. Allen Lim heard when he knew he had arrived at a solution. No longer were his Garmin riders complaining of the headaches and bloated stomachs that had plagued them for so long. Lim had spent countless hours mixing formulas in buckets to create not a product, but a solution that was informally dubbed Secret Drink Mix, or SDM. Why a secret? Because word had spread through the peloton that Lim had perfected a hydration solution that was effective and delicious, and it led to many pros pouring out the electrolyte-heavy, overly sweetened beverages provided by their sponsors and replacing it with Lim's contraband. Fortunately for us, the secret is out, and Lim is offering this pro-developed and battle-tested solution to the world. It's now called the Exercise Hydration Mix, from Lim's Boulder, Colorado-based Skratch Labs.
Unlike many sports drinks, which are formulated around electrolyte or caloric replenishment during physical exertion, the Exercise Mix focuses on keeping your body's sodium levels carefully regulated. Lim discovered that the rampant headaches plaguing his pro riders were not induced by a lack of fluids, but rather, a lack of sodium -- a very typical symptom of dehydration. Essentially, your kidneys regulate fluid retention based on the body's concentration of sodium. When sodium concentration is high, your body is forced to hold on to that fluid to dilute it. But when your sodium levels get too low (ie: through sweat loss), the opposite happens and your kidneys must expel that fluid.
Lim's mix is designed to keep your body's sodium balance carefully regulated, maintaining hydration while also slowing diuresis. With diuresis slowed, you'll be able to pre-hydrate and drink more before a race without needing to make those three inopportune bathroom breaks right before your call-up. If these concepts around a sodium-based formula sound familiar, that's because they are -- Lim's drink mix contains nearly four times the amount of sodium in many convenience-store sports drinks, putting it on par with emergency-grade rehydration salt formulas like Pedialyte, and those used by the World Health Organization to combat severe dehydration.
The athletes that helped Lim develop the Exercise Mix weren't just complaining of headaches. They were also suffering from severe stomach bloating and flavor fatigue. The second half of Lim's solution was to ensure his drink was easy and pleasurable to consume day in and day out. To accomplish this, every ingredient from the Exercise Mix is naturally occurring or naturally sourced from real fruit, which ensures you're not putting anything in your body that's been chemically formulated or enhanced. In short, if it wasn't here on this earth before you were, Dr. Lim and his team refused to use it.
The ingredients are: sucrose, glucose, sodium citrate, potassium citrate, calcium citrate, magnesium citrate, freeze dried fruit, citric acid (a natural preservation agent from pure lime juice), and ascorbic acid. Notice the pronounced absence of the 'natural flavors' found in so many other sports drinks. Part of what makes the Exercise Mix so uniquely palatable even during prolonged periods of exercise and constant re-hydration is the lack of a savoring agent. Generally, chemically-derived flavoring agents like those ominous 'natural flavors' tend to remain on your palate, causing flavor fatigue, and in larger doses, wreak havoc on your gut.
The Exercise Mix uses real lemons, limes, oranges, and raspberries, which are freeze-dried and pounded into powder. This creates a refreshing, super-clean flavor that's easy on your stomach without a lingering aftertaste that wears out its welcome halfway into your race. It means you're not just getting a 'flavor' of lemon or orange, you're getting actual lemons and oranges in the mix. This is one of the many fundamental breakthroughs behind the Skratch Labs drink mixes. Whether you're staying hydrated during a 24-hour endurance race, or re-hydrating after a grueling criterium, they simply taste great.
Lim and his team created two drink mixes, optimizing each for different levels of physical exertion. This Exercise Hydration Mix has a slightly higher salt content, making it Skratch Labs' on-bike mix, best used for periods when your heart rate is up and you're sweating. Because this mix has a supremely high absorption rate and is not a natural diuretic, it's excellent as a preventative measure against dehydration while you ride, when you stop at an aid station, or immediately after your workout or race, because you can drink a larger volume of it at a time without painful bloating. This is due in part to the drink's exceptionally low levels of acidity, and lack of chemically-enhanced flavors.
The Skratch Labs Exercise Hydration Mix is available in Lemon Lime, Orange, or Raspberry. Each one-pound package should provide approximately twenty (23 grams dry), 500ml servings.
- High sodium content
- For exercise specifically, other products for daily hydration
- Natural ingredients and flavors
- No savoring agents
Tech Specs
View more Hydration
Reviews & Community
Beyond refreshing.
- Familiarity: I've put it through the wringer
The Skratch Labs hype is real. So, so real.
I'm not a big fan of sports drinks, and really dislike both the sticky-sweetness of most real-sugar drinks as well as the weird aftertaste of artificial sweeteners and fruit flavors in others.
The lemon lime and matcha flavors are incredibly light, refreshing, and have just the right amount of subtle, natural sweetness. It's perfect for sipping on throughout long tours, hikes, and bike rides!
It's the best!
- Familiarity: I've used it several times
It really is the best. Great taste without upsetting my stomach like some drinks have done. It does exactly what it's supposed to do without leaving a bad taste in your mouth.
Tastes Great
- Familiarity: I've put it through the wringer
I like using this for longer rides. The lemon lime flavor tastes great. If you are looking for a drink mix to get you through your rides this is it.
Best Hydration Mix
These bags make it easy to load your water bottles up with hydration mix without a ton of garbage. I switched to Skratch about two years ago and haven't looked back. The stuff works and doesn't taste bad.
The BEST!
Skratch Labs is simply the best exercise hydration mix ever. My favorite flavor is Pineapple, but they're all quite delicious and great on or off the bike.
my favorite!
Love this exercise drink. Just the right amount of everything without the upset stomach. Highly recommended!
Yummy and Simple
- Familiarity: I've used it several times
This hydration mix is delicious without being heavy and packed full with sugar! I have tried a couple of the flavors and so far my favorite flavor is the raspberries. I always have this in my water bottle during hot yoga!
My Go-To
Skratch. What else can be said? Tastes great, easy on the stomach, low calorie, high hydration.
As advertised, less sweet, less acidic
There's not much to say about this stuff. It tastes good, has way less sweetness than gas station sports drinks, and seems to be lower in acid, which alleviates "sour" stomach feelings. Overall, I'm really happy with it and will use it again.
Tastes great, less filling
- Familiarity: I've used it several times
I've never had GI trouble with Gatorade or Powerade, but this stuff really does feel "less filling". I don't feel over sugared when I use it. It also tastes great. The Apples and Cinnamon are great hot on a long wintery road ride in an insulated water bottle. Much easier to get more fluids down in the cold when they are warm.
The best tasting hydration mix
If you've got questions about this hydration mix, other Skratch Labs products, or other hydration mixes, feel free to contact me.
I personally use this mix for a variety of sports. Longer ski tours, hikes, backpacking, or trail runs. Any time I'll be out for a longer period of time and I'll be perspiring a ton. I've been out on the trail with just water before and felt terrible after not having a mix like this. Since that experience I always have some of this on me.
I've got the Lemon-Lime, Orange and Raspberry packages and love all three flavors. I think these are some of the better tasting hydration mixes on the market. But keep in mind, flavor/taste will differ from person to person and day to day.
If you've got questions or want to chat about this mixor any other hydration mix before picking some up, feel free to reach out and I'd be happy to help out navigate the landscape of energy mixes/foods.
Trail Cider
- Familiarity: I've used it several times
I was intrigued by the Apple & Cinnamon Mix that's designed to be served hot - and it is PERFECT for backcountry skiing. Nothing like a warm drink filled with electrolytes to keep you going in the snow from sun-up to sun-down!
Truly tested
The best mix there is, I'm a professional dancer and use this to hydrate. It's all natural and with a lot less sugar
Fuel for the Path Less Traveled
- Familiarity: I've put it through the wringer
Favorite sports drink I've used. Mild flavor that tastes really good. Most drinks that claim to taste good don't, but I love this one. Tried the raspberry and orange flavors. Both are great. I find it has the right amount of electrolytes and carbohydrate.
Definitely give the Matcha Lemon and Apple Cinnamon a try! They both sound a little odd, but these two flavors have become my go to.
About how many bottles would you get from one bag (24 Oz Specialized Purist)?
Best tasting
- Familiarity: I've put it through the wringer
I left Hammer Heed for Skratch better tasting and worked better in every category .. But I'm still a fan of the H word .. I just love the taste of Skratch
The Best Choice for hydration
- Familiarity: I've put it through the wringer
For those unfamiliar with Skratch, it's like Gatorade except much, much better. I personally like the raspberry and pineapple flavors but they're all pretty good. Basically, Skratch is the only thing you should be drinking for hydration if you're not drinking pure water.
Go to hydration solution
- Familiarity: I've put it through the wringer
From the taste to the performance, Skratch is a benchmark and king of the road. I used to suffer from consistent cramps due to lack of hydration, but since using Skratch starting several years ago, cramps are a thing of the past. If you haven't tried out Skratch, you are missing out.
The Best Drink Mix On The Market
- Familiarity: I've put it through the wringer
You can't beat this mix. No upset stomachs, not overly sweet and very easy to go down.
My Go To Hydration
- Familiarity: I've put it through the wringer
What can I say, that hasn't already been said?
Skratch is the best!
Taste good
Simple ingredients
Easy on my tummy
Love supporting a great company.


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Wihembe Twimukye Group
He has applied for a loan of UGX 1,000,000 from UGAFODE through Wihembe group to buy corn and beans which are buying cheaply, this being harvest season. He will be able to make profit after sales.
His plan for the future is to complete his commercial building at the nearby trading centre and also educate his children. He hopes with continuous financial boosts, the challenge of limited capital to him and the group members will be history. He is a hard working man.
Additional Information
More information about this loan
This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
Loan tags help lenders find loans that match certain areas of interest. You can add up to 5 tags for this loan.
About Uganda
119View loans »
- Repayment Term
- 10 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Jun 23, 2014
- Listed
- Jul 24, 2014
- Currency Exchange Loss:
- Possible
- Expired:
- Aug 23, 2014


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Lotus Herbals Colour Dew Nail Enamel : Pink Lustre
Posted by Ankita Srivastava | Posted in Lotus Herbals, Nails | Posted on 01-03-2013
Tags: beauty blog, colour dew, indian beauty blog, indian makeup, indian makeup blog, lotus, lotus herbals, lotus herbals colour dew nail enamel, lotus herbals nail paint, lotus herbals nail polish, lotus herbals pink lustre, lotus herbals pink lustre nail enamel, lotus herbals pink lustre nail paint, nail enamel, nail paint, nail polish, pink lustre, reddish pink nail paint, shimmery pink nail paint, shimmery pink nails
Have you tried Lotus Herbals nail paints? Which is your favorite nail paint? Share your comments below!


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Kraft Invites You to Flavor Your Water; Sunday-Brunch Insanity at Prune
Plus: certain Teflon cooking methods safer than others, Domino's adds boneless wings, and more, in our morning news roundup.
• Well, this sounds like something we positively don't need: Liquid water flavoring! It's made by Kraft, but there's no macaroni-and-cheese flavor ... yet. [USAT]
• "Sunday brunch is like the Indy 500 of services at Prune," writes chef-owner Gabrielle Hamilton. Read this account and you'll want to be nicer to your mimosa-slingers. [NYP]
• Teflon might actually be pretty bad for you: Overheated pans have killed household birds, and it can cause "Teflon flu," but certain cooking methods may be safer than others. [Good]
• Stop the presses: Domino's has added boneless chicken wings and "tweaked" its other wings, though this article doesn't really say how. Plus, more dipping sauces! [USAT]
• Freezing temperatures in Sinaloa, Mexico, have devastated crops, including tomatoes, bell peppers, and eggplant and led to higher prices in U.S. grocery stores. [Serious Eats]


text: The city known for its celeb spotting, air kissing, and let's-do-lunching has suddenly emerged as one of the country's most influential restaurant destinations. And awards season is prime time to visit Los Angeles. Here are the top ten ways to eat, drink, and, yes, make the scene like a star.


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Algirdas Semeta Benedicte Gravrand, Opalesque Geneva: - Bank secrecy was codified by the 1934 Swiss Banking Act, and is prevalent in certain countries such as Switzerland, Lebanon, Singapore and Luxembourg, as well as offshore banks and other tax havens. This is slowly being eroded by pressures coming from both the U.S. and the EU, as governments, which have been looking in every corners for cash since the 2008 crisis, are ramping up their tax collection efforts, especially from nationals parking money abroad. And Switzerland, Singapore, Luxembourg, Austria to name a few, became targets. Last week, Singapore showed its usual proactive stance when it announced a series of steps to become more transparent and cooperative with tax issues. Meanwhile, Switzerland got into a tight corner: the country, which has been grappling with the U.S. on tax evasion matters since 2009, is now facing new demands from the European Commission that also came in last week.
ECOFIN on automatic exchange of information
During a meeting of the Economic and Financial Affairs Council (ECOFIN) last week, the Council of the European Union gave a mandate to the European Commission to negotiate ame......................
To view our full article Click here
Komfie Manalo, Opalesque Asia: Relying on their experience and ability to produce risk-adjusted returns under all market conditions to distinguish themselves from the rest of the industry, the $1bn Club will look to maintain and build on its leading position within the hedge fund industry, said d
Komfie Manalo, Opalesque Asia: The $4bn hedge fund Tourbillon Capital Partners has called on organic food firm SunOpta Inc. to hire an investment bank to look for ways to raise the companys shareholder value and then sell itself to a larger rival, reported
Komfie Manalo, Opalesque Asia: Citadel, the Chicago-based investment and trading titan led by hedge fund manager Ken Griffin, has agreed to acquire a portfolio of natural gas pipeline transportation capacity through 2032 in the Western U.S. from W
In the week ending 27 May, 2016, it was reported that listed hedge funds in the UK have been decimated by investor outflows and fund closures since the financial crisis while in general ETF
By: Don Steinbrugge, Agecroft Partners
The following comments are excerpted from Agecroft Partners Don Steinbrugges presentation delivered at the 69th CFA Institute Annual Conference held on May 9th, 2016 in Montreal. In Mr. Steinbrugges session titled "What Current Trends Tell Us about th
Komfie Manalo, Opalesque Asia: Despite an underwhelming 2015 and a slow start to 2016 in terms of performance, one group of managers that continues to dominate the assets of the hedge fund industry is the so called $1bn club hedge fund managers with at least $1bn in assets under management (AU
Komfie Manalo, Opalesque Asia: APS China A Share Fund, the flagship fund of Singapore-based asset management firm APS Asset Management, outperformed its benchmarks, the Shanghai A-Share Stock Price and the Shenzhen A-Share Stock Price Indexes, with
Bailey McCann, Opalesque New York: Quantitative finance is having something of a moment. Investors are moving back into quantitative strategies as they look for ways to find yield in a low growth market environment. Some are also attracted by the prospects of machine learning, big data and how th
Komfie Manalo, Opalesque Asia: The court appointed administrators have completed the process of returning $43.7m to more than 1,500 investors affected by the insider dealing of Hong Kong hedge fund Tiger Asia Management LLC and two of its senior officers, Bill Hwang and Raymond Park, the Securiti
Komfie Manalo, Opalesque Asia: Hedge funds serviced by Peregrine Holdings unit Peregrine Capital performed fairly well in April. The consecutive gains in March and April meant another step closer towards negating the cumulative losses sustai
Bailey McCann, Opalesque New York: Florida seems to be on the verge of becoming a hedge fund hotspot. In April, David Tepper made news when it was confirmed that his Appaloosa Management had left New Jersey for Miami. Other hedge funds including Skybridge Capital and RWC Partners also have satel
In the week ending 20 May, 2016, Tages Capital has launched a global credit long/short fund called Tages Fore UCITS Fund; Capital Group will launch a UCITS version of its flagship U.S. equities strategy, Investment Company of America; and Lyxor Asset has partnered with SEB to launch an innovative da
Bailey McCann, Opalesque New York: Bahamas-based Blue Isle FX a prime of prime and forex broker-dealer has expanded its platform to offer new trading technologies. Blue Isle now offers a signal service, vanilla options and support for 60+ currencies, metals and minerals available for trading.
Benedicte Gravrand, Opalesque Geneva for New Managers: Jayson Woodbridge and Michael Kyne incorporated Prairie Wind Advisors, a specialized investment fir
Bailey McCann, Opalesque New York: "It's been surprising to see just how much interest we've had in gold since the start of this year," Greg Collett, Director, Investment Products at the World Gold Council tells me during an interview at the SALT Conference last week in Las Vegas. "The 21
In the week ending 13 May, 2016, Data from Preqin showed that institutional investors, like public pensions, are sticking with hedge funds despite frustrations. The number of public pensions that use hedge funds has steadily increased to 282 in 2016 from 234 in 2010, while the average hedge f
Bailey McCann, Opalesque New York: "Beware Greeks bearing shorts," said hedge fund manager Jim Chanos, before he announced he was still shorting Cheniere Energy yesterday at the Skybridge Alternatives Conference currently underway in Las Vegas. This is the second year that Chanos has been short t
Bailey McCann, Opalesque New York: Hedge funds have had a rough year, which may explain why managers at the Skybridge Alternatives Conference currently underway in Las Vegas, Nevada were a little more focused on the upcoming election than their next big idea. Skybridge's annual hedge fund co
Komfie Manalo, Opalesque Asia: Bob Treues Barnegat
Fund gained
2% in April, improving its year-to-date 2016 return to +2.6%. Barnegats net,
compound annual rate of return since its launch in 2001 is 16.9% per year.
The hedge funds assets u
From: Akin Gump Strauss Hauer & Feld LLP
On April 3, 2016, it became public that an anonymous source had leaked 11 million confidential documents, known as the "Panama Papers," belonging to the Panama-headquartered international law firm Mossack Fonseca. As more of the Panama Papers become publi
From Donald A. Steinbrugge, CFA Managing Partner, Agecroft Partners: I would like to share some thoughts regarding New York City Employees Retirement System (NYCERS) voting to exit all hedge funds. Pension funds should always be managed in the best interest of the plans beneficiaries. I believe t
From Finomial Corporation: While the media focus to date has been on the law firms role (Mossack Fonseca) in creating shell entities (which in many cases are legal), Finomial protects hedge funds from the risk of unwitting acceptance by the investment management community of money from entities wit
On the 5th April the FCA released their 2016/17 business plan which outlines seven priority themes. The seven themes outlined will focus on pensions, financial crime and anti-money laundering, wholesale financial markets, advice, innovation and technology, firms culture and governance, and the trea
Komfie Manalo, Opalesque Asia: This article has been contributed by Andrew Upward, Weeden (email: firstname.lastname@example.com)
IEXs speed bump is a clever innovation that protects hidden liquidity
providers from trading at stale price
From Lavenpartners.com: Managers of UCITS who do not already have 18
March 2016 marked on their calendars should do so now. That is the
deadline on which the FCA must implement and enforce the transposition
of UCITS V Directive (Directive) in the UK. While the burden of UCITS V
is carried predom
By: IMD Professor Nuno Fernandes on worldwide market turmoil
The recent steep slides on global stock markets have been a long time in the making. As early as two years ago, it was becoming obvious that in addition to the contraction of global demand, as well as the general increase in the relati
By: David Frank, CFA
CEO & Managing Partner at Stonehaven, LLC
Over Stonehavens 15 year history we have witnessed and played a role in many shifting dynamics across the alternative investment industry. We are well-positioned in the marketplace to see trends with a 26 person platform repres
Australian banks sending U.S. hedge funds broke
From SMH.com.au: US hedge funds are not having the best of years. Profits are hard to find, they're underperforming and the punters are losing patience, withdrawing US$15 billion ($20.8 billion) in the March quarter. They're expected to wit
Billionaire Wilbur Ross likes the look of Chinese bad loans
From Bloomberg.com: U.S. billionaire Wilbur Ross said hes considering investing in nonperforming loans in China, as Moodys Investors Service said that the nation has the tools to prevent a financial crisis in the near term. I
Blackstone gives pricey Canadian energy and property thumbs down
From Bloomberg.com: Canadas energy assets are uneconomic and real-estate markets overvalued, making them less attractive for investment than in the U.S. and elsewhere, according to Tony James, president of Blackstone Group
Bailey McCann, Opalesque New York: A new study from CEM Benchmarking, an independent provider of cost and performance analysis for pension funds, shows that only 30 percent of institutional investors hedge fund portfolios beat the benchmark after fees. The study provides in depth analysis of real
Komfie Manalo, Opalesque Asia: Despite an underwhelming 2015 and a slow start to 2016 in terms of performance, one group of managers that continues to dominate the assets of the hedge fund industry is the so called $1bn club hedge fund managers with at least $1bn in assets under management (AU
Featuring : Ernest Jaffarian: Why every institutional portfolio needs exposure to managed futures.Ernest Jaffarian is a 30 years veteran within the alternative investment industry. He started his career as a floor trader in 1986 and quickly become a lead market maker. In 1993 he co-founded a CTA and in 1999 he set up Efficient...» Watch the video
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Near Term Trend: PositiveFridays Close: 4142 (+ 3 cents)UPDATE: Our opinion had been to only buy on strength, above 3784 (3844 basis September). Five weeks ago Corn settled exactly at 3784. Based on that we advised, only aggressive traders should go long. We had a decent profit in the trade, but we raised our protective sell stop and it was elected two weeks ago. As we stated at that time, we felt it was unfortunate because we may have been whipsawed.Prior to last week we stated, At this juncture, I would only go long on strength a daily close above 4060 (key resistance). Based on last Wednesdays settlement we are long once again from 4070.
Near Term Trend: Positive
Fridays Close: 4142 (+ 3 cents)
UPDATE: Our opinion had been to only buy on strength, above 3784 (3844 basis September). Five weeks ago Corn settled exactly at 3784.
Based on that we advised, only aggressive traders should go long. We had a decent profit in the trade, but we raised our protective sell stop and it was elected two weeks ago. As we stated at that time, we felt it was unfortunate because we may have been whipsawed.
Prior to last week we stated, At this juncture, I would only go long on strength a daily close above 4060 (key resistance). Based on last Wednesdays settlement we are long once again from 4070.


text:
It was delicious. How come it is so red? I asked them if they were sure it was not horse meat. They said it was not.
prune picker
This is the blog of a prune picker. (Native born Californian) Retired oilfield. I am an old man. (90) I blog a lot about my body and getting old. As I approach death life gets more interesting. More interesting is not good. I still drive. I attend sports, bluegrass, and civic events. I attend swim class three times a week. Some of my blogs might be interesting. A lot of my blogs are silly and trivial. None are very long.
Monday, September 26, 2011
This one is for Larry Hendricks.
Larry slow smokes the best brisket. It is so good. I had lunch at the Kentucky Horse Park. They had slow cooked brisket with boiled new potatoes.
Posted by Chuck Monson at 6:36 AM
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Playing God
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In the new book Eve & Adam, 17 year old Evening Spiker ("Eve" for short) barely survives a horrible car accident where she nearly loses her leg. She's sent to recover at her mom's San Francisco biotech research center. Here's where the story goes from awful to weird: her leg heals super fast—in only a few days. Whaaat? Medically impossible! But, somehow, it happens.
Then, while hanging out at the research center (that her mom owns, by the way), she's asked to play around with an experiment—to create the perfect boy. Talk about an exciting (and somewhat creepy) project…she can make the guy into anything she wants, both physically and mentally. It sounds like fun to her, so she goes along with it.
But, to her shock, the experiment ends up being no joke—Adam comes to life and is even more mesmerizing in person than on paper. The company has some crazy technology that makes it actually happen. Majorly unethical, but also kind of super amazing.
Meanwhile, a mysterious lab worker named Solo is secretly collecting info on the company and its shady experiments. Will he get enough evidence to expose their nasty, unethical, and illegal secrets?
This is the first novel in a series, and was written by Michael Grant and Katherine Applegate, whose previous work includes the Gone series and the Animorphs series. Katherine Applegate also wrote The One and Only Ivan, which snagged this year's Newbery Medal for best children's book.
Book Trailer
Here's a Matrix-y like preview for Eve & Adam:
Author Bio:
Karen Choy is the youth services librarian in Half Moon Bay. She helps select new books for the libraries' teen collections and welcomes your suggestions!
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"I choose you, ___________!"
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September 1st, 2012 (2:20 AM).
Join Date: Aug 2012
Location: Dundee
Age: 24
Gender: Male
Nature: Naughty
Posts: 31
Originally Posted by
In my Platinum game, I chose Chimchar because I love all his evolutionary stages and I never really choose the fire types for my starter so it was a nice change.
In my Heartgold I chose Totodile because he's awesome and water types help a lot :3
Exactly this. Infernape really is a brilliant pokemon for the game, particularly as there is a lack of any decent alternatives until later in the game. The same logic goes into my choice in HG/SS, I pick Totodile because Feraligatr is useful for teaching Waterfall to, and there are decent fire types available in that game. Of course, picking between Houndour and Growlithe ends up being just as hard!
Originally Posted by
Sakura Rain
In Diamond, Pearl,
Platinum, I picked Turtwig, because it is my absolute favorite starter
because it is a adorable turtle, which eventually evolves into this still adorable but monstrous turtle with a
on its back. That is
This is why I picked Turtwig when I got round to getting Platinum. I always picture the Giant turtle from that Zelda stage on Super Smash Bros. I imagine if I was allowed that I would neglect my bike in favour of lounging on Torterra's back, drinking tea and pruning his grass, whilst he ferried me about. In my mind we would have a falling out as I attempt to drive an umbrella into his back, you know, for sun protection. He would obviously take exception to that and I would have to treat him to a fancy meal before we could go back to first name terms. That's the dream anyway.
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This review is from: SAMSUNG 840 Pro Series 2.5" 128GB SATA III MLC Internal Solid State Drive (SSD) MZ-7PD128BW
Pros: Fast
Reliable so far
Very well packaged
Cons: None!
Other Thoughts: This thing makes 8.1 boot so quickly.
Running this drive for OS and programs with a 1tb regular drive for media. Perfect setup for the light program user & media buff! This drive is by far the best PC performance upgrade for your money!
This review is from: Mushkin Enhanced MKNSSDBRKT2535 2.5" to 3.5" drive adapter bracket
Pros: None that I can find.
Cons: Bracket has no logo.
Does not fit up with the mounting holes on my Corsair C70.
Other Thoughts: Now I have a small black piece of scrap metal?READ FULL REVIEW


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I am curious if anyone makes a universal brake system for electric bike motors that disengages the motor when the brake is applied. I would guess cutting the voltage would meet the requirement.
I can already see that I am going to need a Cycle Analyst (formerly called DrainBrain) system to prove that I have limited the speed
GA state law defines an electric bicycle in this way
Code: Select all
The reason for meeting the requirement is kinda silly but one I must meet.


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FOZ surf & kite
Surfinn Foz Surf House & Surf School is a modern Portuguese surf house located in Foz do Arelho, half way between Peniche and Nazare.
The surf school provides also kite surf lessons in the lagoon of Obidos, offering perfect conditions for beginners who want to have a first surf and kite surf experience in Portugal.
- daily breakfast
- daily surf lessons (5 days surf lessons on week pack)
- 2 surf lessons per day (90 min morning + 90 min afternoon)
- surf equipment included
- professional and friendly coaching
- free surfing after classes
- transport to beach
- spoken languages: English, Spanish and Portuguese
- daily breakfast
- daily surf lessons (5 days surf lessons on week pack)
- 1 surf lessons per day (90 min morning)
- surf equipment included
- professional and friendly coaching
- free surfing after classes
- transport to beach
- spoken languages: English, Spanish and Portuguese
- daily breakfast
- daily kite sessions (9 hrs course in week pack)
- certified instructors
- professional and friendly coaching
- all equipment
- daily transport to kite spot
- spoken languages: English, Spanish and Portuguese
- daily breakfast
- 9 hrs kite + 2 days surf in week pack
- 2 surf sessions per day (morning + afternoon)
- certified instructors
- professional and friendly coaching
- all equipment
- transport to kite spot and beach
- spoken languages: English, Spanish and Portuguese
- daily breakfast
Surfinn Foz Surf House & Surf School is located in Foz do Arelho, a quiet little town between the beach and Obidos Lagoon.
Few other surf camps in the region between Peniche and Nazare can be as close to a beach and a lagoon at the same time, as Surfinn Foz Surf House & Surf School which makes it very flexible for both surfers and kite surfers.
The village of Foz do Arelho offers a laid back atmosphere flowing all year round, making this an ideal place for family vacations in Portugal.
Surfinn Foz Surf House & Surf School works like a Guest House run by a friendly couple that will make sure everything is there for you. The surf camp is located in the village and a few minutes from the beach of Foz do Arelho and our favourite surf spots.
Foz do Arelho is 30 kms far from the surf town of Peniche, famous for hosting a stage of the ASP World Tour of Surfing every year, usually in October at Supertubes.
The surf camp is also around 30 kms far from Nazare, another famous surf destination, due to its huge swells and for recording the biggest waves ever surfed in the world. Professional big wave riders such as Garret McNamara, Carlos Brule and Maya Gabeira have been challenging themselves in the waves of Nazare and claiming to surf waves of up to 30 meters!
Foz do Arelho is part of the Silver Coast of Portugal comprising the coastline from Peniche to Aveiro and it is considered one of the best surf destinations in the world.
In the case of Foz do Arelho, what makes it so special is the fact that you can combine surf and kite surf in the same surf holidays. Plus, Foz do Arelho also offers a lot of extra activities to do and it's very close to Obidos, an historical town full of entertainment options, thus a great choice for your surf trip to Portugal.
The surf camp is also very close to the natural lagoon of Obidos, popular for kite surfers.
Surfinn Surf Camps strongly recommends its guests to combine surf and kite surfing together during your surf holidays in Foz do Arelho, so that you can take the most out of the swell and wind conditions.
There is a wide range of waves to surf nearby, but also plenty of things to do and extra outdoor activities available like yoga, cycling, horse riding, snorkeling, diving and skydiving.
If you're planning a sightseeing tour, just a few minutes driving you can tour the historical village of Obidos, a perfectly preserved medieval town surrounded by walls. Get lost in its narrow cobblestone streets and small squares plenty of beautiful whitewashed houses and old monuments on each corner.
In the past, Obidos was a leading merchant harbour until the 16th century, when river access to the sea was naturally shifted. This way, the town lost importance and its development ended, remaining pretty much the same ever since. Nowadays, the peaceful waters of the Obidos Lagoon have become one of the best surf spots in Portugal.
Places like Peniche and São Martinho do Porto are also well worth seeing. Talk to us and we'll arrange it for you. This great choice of sceneries and activities on this area assures you exciting surf holidays in Portugal.
The Surfinn Foz Surf House & Surf School is located on a small fishing village a few minutes from the beach.
The surf camp has amazing surroundings making it a great opportunity to escape the busy city life and go for surf vacations in Portugal within a relaxing and cool atmosphere plenty of good vibes.
Back in the days, Surfinn Foz Surf House & Surf School was a wine cellar that was converted and refurbished into a Surf House and Surf Camp.
Nowadays, the surf house offers 4 double en-suite rooms. At the surf house you will also find a lounge, a dining room and a fully equipped kitchen.
The refurbishment of the surf house brought together a blend between tradition and modern design features; a perfect combination that recreates the origins of the cellar and its new concept of surf house.
The rooms of the surf house are located on the first floor offering twin beds and private bathrooms with colourful decoration.
On the ground floor, surfers can chill out at the bar and terrace where breakfast is served daily.
At the surf camp you will be able to listen to music, watch TV and surf movies, enjoying time with other surfers and friends.
The surf villa is fully equipped with cable TV, DVD player, stereo, kitchen, wood oven and a 400 sqm garden.
At Surfinn Foz Surf House & Surf School you'll find a cozy atmosphere granted by Martim and Catarina. The couple will make sure that you'll enjoy the most of your surf holidays in Portugal. They'll be pleased to take you on a trip to the beautiful village of Obidos and provide you tasty homemade dinners.
If you are worried to know what wetsuit to bring to Foz do Arelho, most likely the best answer would be a 3:2 in the summer and a 4:3 in the winter. However, you do not need to bring any wetsuit with you as the surf camp packages already include the necessary equipment for the surf lessons.
If you are taking the Bed & Breakfast package, and you are willing to do free surfing in the nearby beaches of Foz do Arelho, Peniche or Nazare, then we recommend you to bring or rent the equipment at the surf camp.
Alternatively you can always buy a new or second hand wetsuit and surf board in one of the closest surf shops.
The surf school has certified and professional monitors teaching surf lessons of at least 1.5 hours, who will give you all the instructions to start surfing or to improve your skills. You can learn how to surf with our introductory course, or take your surfing to the next level and book one of our multi-day courses.
At Surfinn Foz Surf House & Surf School we also cater for children surf holidays giving lessons from 4 years old to adults of all ages.
The services and facilities provided at the surf house are:
- Surf School
- 4 double rooms with private bathroom
- fully equipped kitchen
- Bar and lounge
- Wireless internet
- 1 minute from the Foz do Arelho town centre
- 2 minutes from the nearest beach
- 1 hour from Lisbon airport
- Breakfast included
- Dinners on request
Surfinn Foz Surf House & Surf School is just a few minutes away from the most popular and best surf spots in Portugal.
The beach breaks of Peniche, such as Supertubes, Praia do Norte, Belgas, Lagido or Baleal are located within half an hour distance from the surf camp.
Peniche is probably the most flexible surf destination in Europe, offering beaches and surf spots facing west, north and south, meaning that there is always at least one surf spot offering perfect offshore conditions, which will be a great guarantee for your surf holidays in Portugal.
The local beach of Foz do Arelho, within walking distance from the surf house, is also a very good option as it's closer and usually less crowded than overall surf spots of Peniche.
This surf spot is one of the best spots for beginners that want to take the most of their initial surf lessons, learning the basics of surfing such as the take-off.
Nevertheless, this is the beach where we grew up and it is definitely a great surf spot when is pumping, ideal for experienced surfers too.
Within 30 kms from the surf house, you find Nazare, offering also great waves, especially if you are a big wave rider and up to the challenge.
Nazare has an undersea canyon 1 km off coast with a maximum depth of 5.000 meters and 230 kms long. The swell that reaches Nazare's canyon, creates big waves due to its morphology, and has been recorded to reach up to 30 meters from the lip to the base.
The waves of Nazare became super famous worldwide after being surfed by surfers like Garrett McNamara, Carlos Brule, Kelly Slater and Maya Gabeira.
Nevertheless, Nazare only offers these big waves during the winter time so if you prefer reasonable sized waves, then Nazare will also be a great option for you all year round.
Close to the surf camp there is also the Obidos lagoon, which is the perfect place if you want to include kite surf on your surf holidays in Portugal. All these excellent natural conditions make Foz do Arelho one of the best places to practice surf and kite surf in Portugal.
Our surf instructors will make sure that you'll learn how to surf during your surf vacations in Portugal. No one returns home without surfing at least one wave!
There are daily surf lessons for all levels from beginners to advanced levels. According to your surf experience, the instructor will take you to the best surf spot nearby.
Lessons are scheduled each day depending on the tides, wind and swell to guarantee the best surf conditions and safety rules for the ideal surf trip to Portugal!
If you plan also to have a few kite surf lessons in Foz do Arelho, then Obidos' lagoon will provide perfect conditions as its approximately 1 meter deep almost everywhere. If you're an expert, we advise you to surf down the lagoon and hit the waves!
Shared Room, Twin, Double, Single
Sailing, Scuba diving, Kayaking, Wakeboarding
Bar, Wireless Internet, Terrace
2 min
1h (Lisbon)


text: Posted 29 Mar 2011 Never been a big Collinsworth fan. He can be a half-decent commentator sometimes, but following in Madden's footsteps? Ugh! As far as ex-players, Tom Jackson, Howie Long, Ron Jaworski and Merrill Hoge are all smarter than Collinsworth. I think he had to be rescued off the deck of a runaway riverboat on the Ohio River. We are lucky to have him today. Share this post Link to post Share on other sites


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>Get the Best Louis Vuitton Bags for Cheap
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