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- Bargaineering - http://www.bargaineering.com/articles -
Have You Done a Wallet Audit?
Posted By Miranda Marquit On 08/09/2012 @ 12:01 pm In Personal Finance | 6 Comments
One of the most important things you can do to protect your finances and your identity is to audit your wallet. Do you know what's in there?
What's in your wallet makes a big difference — especially if your purse is stolen. The items in your wallet or purse can provide identity thieves [3] with what they need to pretend to be you, as well as possibly run up credit card bills and drain your bank account.
When you know what's in your wallet, you have the ability to move fast. You can cancel credit cards and freeze bank accounts quickly, and limit the damage.
First, list the items in your wallet. All of them. Empty your purse. List everything you keep in your wallet or purse. Make a note of which items go with what bills. For instance, if you have a credit card in your wallet that is used for automatic billing for your cable, you need to know that. If you need to cancel that card, you need to know exactly which bills are going to be affected.
As you make your list, don't add too much detail. Your list should only include the phone number for banks (debit cards) and credit cards that are represented in your wallet. Don't include account number information on your list; you never know if your list will fall into the wrong hands. Don't forget to list items like your health insurance card, and any membership cards that you have in your wallet. You'll need to know what needs to be replaced. After all, you don't want someone else using your gym membership card and blocking you out.
Your wallet or purse list should never be kept in your wallet. You can keep it in a safe place at home, or keep it in your pocket. Just make sure that you have it somewhere safe. If you are traveling, you can even leave the list with someone you trust, and then call later. It's also possible to email yourself the list, so that you have access to it almost everywhere.
It's important to be careful about what you keep in your wallet. The number one thing that you want to leave out of your wallet or purse is your Social Security card. Your Social Security number [4] is just the ticket for identity thieves. Instead, memorize the number, and only take it when you absolutely have to. Check your driver's license. Most states allow you the option of not including your Social Security number on your license (you can keep it to the last four). Also, be wary of your Medicare card or health insurance card. Find out if you can use a photocopy — black out everything but the final four numbers — instead of the actual thing for most transactions.
Also, consider paring down your wallet or purse when you travel. I take everything out of my wallet before I travel. I take one credit card (one that doesn't involve automatic bill payments), and my business debit card, along with my identification and my health insurance card, and some cash. However, I normally also keep some of my cash in a pocket, or even in my sock. My purse is usually rather sparse when I travel, since I want minimal damage.
What's in your wallet?
(Photo: mroach [5])
Article printed from Bargaineering: http://www.bargaineering.com/articles
URL to article: http://www.bargaineering.com/articles/wallet-audit.html
URLs in this post:
[1] Tweet: http://twitter.com/share
[2] Email: mailto:?subject=http://www.bargaineering.com/articles/wallet-audit.html
[3] identity thieves: http://www.bargaineering.com/articles/how-to-recover-a-stolen-identity.html
[4] Social Security number: http://www.bargaineering.com/articles/reading-social-security-statement.html
[5] mroach: http://www.flickr.com/photos/mroach/4514830999/
Click here to print.
Thank you for reading!


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World Council of Churches General Secretary and Norwegian Lutheran pastor Olav Fykse Tveit shared his difficulties obtaining a U.S. visa to attend the assembly. A concerned passport official asked, "Sir, why do you only go to the wrong places?" Tviet answered, "Because that's where the church is called to be." Through the ELCA's membership in the WCC, Tveit told voting members, "you belong to a fellowship of sisters and brothers which needs you, and a fellowship which you need. … To be a Christian is to witness to the mercy of God and carry the cross … to one another … to those who live in the shadows. ... This is what we share as Lutherans [and] this is what we share with so many in the World Council of Churches."
© 2016 Augsburg Fortress, Publishers

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Picks are based on fundamental strength
It's not all champagne and caviar
Join the NASDAQ Community today and get free, instant access to portfolios, stock ratings, real-time alerts, and more!
Investing.com -
Investing.com - The dollar held steady against most major
currencies on Monday as investors stood on the sidelines before
Federal Reserve Chair Janet Yellen testifies before Congress on
Tuesday and Wednesday.
In U.S. trading on Monday, EUR/USD was up 0.05% at 1.3614.
In the minutes of the Federal Reserve's June policy meeting
released last week, the U.S. central bank predicted an October
close to its bond-buying stimulus program but did not hint at a
timetable as to when interest rates may begin to rise
Falling U.S. Treasury yields have many investors guessing the
Fed might take its time when it comes to hiking benchmark interest
rates to ensure recovery remains on track, though uncertainty kept
the dollar steady on Monday, a day waited for Yellen's testimony
before the Senate Banking Committee on Tuesday and the House
Financial Services Committee on Wednesday before moving on the
Elsewhere, euro zone industrial output numbers that met market
expectations boosted the single currency over the greenback.
The dollar was up against the yen, with USD/JPY up 0.23% at
101.59, and flat against the Swiss franc, with USD/CHF unchanged at
The greenback was up against the pound, with GBP/USD down 0.19%
at 1.7074.
The dollar was mixed against its cousins in Canada, Australia
and New Zealand, with USD/CAD down 0.18% at 1.0713, AUD/USD down
0.03% at 0.9390 and NZD/USD down 0.19% at 0.8799.
The US Dollar Index, which tracks the performance of the
greenback versus a basket of six other major currencies, was up
0.02% at 80.25.
On Tuesday, expect the greenback to move on Yellen's testimony
as well on a flurry of U.S. economic indicators.
The U.S. is to release data on retail sales, the government
measure of consumer spending, which accounts for the majority of
overall economic activity. The U.S. is also to release data on
import prices, business inventories and manufacturing activity in
New York state.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
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Bosch 236 Sortimo L Boxx System Carry CaseFeatures & Benefits:• Secure double locking mechanism keeps tools & equipment safe• Two flip down handles - carry the box vertically or horizontally• Large internal area, great for bigger power tools & accessories• Stacks with other cases in the L Boxx range• Compatible with Bosch Sortimo modular inlays for customisable storageDimensions:Length - 442mmWidth - 357mmHeight - 253mm
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San Jose Mercury News "Chris Cook, the oldest member of the 49ers youth-laden cornerbacks corps, is being released Wednesday, according to the Houston Chronicle. The 49ers have yet to announce any transaction. Cook's agent did not immediately return a phone message seeking comment. Comcast SportsNet Bay Area..." August 05
Sacramento Bee "Vikings free-agent cornerback Chris Cook, who visited the team today, will sign a one-year deal, according to a league source. Cook, 27, was a disappointment in Minnesota both on and off the field, and he ended his four-year stay there without an interception. However, at 6-2 and 212 pounds, he..." March 14
St. Paul Pioneer Press "There's no question cornerback Chris Cook fell out of favor last season under former Vikings coach Leslie Frazier. Cook irked Frazier when he was ejected from a game against Chicago for making contact with an official. He was beaten in coverage far too often. And there were questions about some..." February 28
Fox Sports "There is a generally understood rule that a football player should not, under any circumstances, put his hands on an official. Vikings cornerback Chris Cook disregarded that edict on Sunday during Minnesota's game against the Chicago Bears, and got himself ejected from the contest as a..." December 01
They're all here. Cook told me he plans to play. RT @RasmusHolse: Did Cook Sanford and Jefferson travel with the team to London?


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Artist: Hall And Oates
Album: Whole Oats
Genre: Rock
Hall And Oates
Whole Oats
Would you work for a reason, Lazyman
Do your thoughts have expression, Lazyman
Does life pass you by while you don't even try
To grab hold of a minute and use all the time that's in it,
What's your latest excuse Lazyman
Is your neck botherin' you, Lazyman
You're content to rely on the talented guy
Then you make a short edit
and take all of the credit for the song
Lazyman, you really bring me down
Lazyman how can you lie around
Won't you stop what you're doing
And start doing something
Is your ass getting sore, Lazyman
Sitting there on the floor, Lazyman
At least write down your feeling
Though it may not be appealing,
The way you say it might be worth the time
You never know
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- Differential Diagnosis
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- Try building your search one term at a time, and be as specific as you can! Search term example: "chronic cough".
- Do not enter multiple findings such as "anemia, chronic cough, weight loss, vomiting" all at the same time.
- After selecting your term from the search results a list of possible diagnoses will be generated. If the list is too long, you will be able to narrow it down by entering additional terms.
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Differential Diagnosis For Patient/Atrial septal defect
Available only to registered users.
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- 5 possible diagnoses found
- Electromagnetic, Physics, trauma, Radiation Causes
- Acute mountain sickness/high altitude
- High altitude pulmonary edema
- Infectious Disorders (Specific Agent)
- Bacterial endocarditis, subacute
- Bacterial endocarditis/acute
- Congenital, Developmental Disorders
- Eisenmenger syndrome
- Synonyms
- anomaly heart septum auricular, ASD, ASD Atrial septal defect, Atrial septal defect, Atrial septal defect (disorder), Atrial septal defects, atrioseptal defect, Auricular septal defect, Auricular septal defect (disorder), closure incomplete septum interauricular, Congenital atrial septal defect, Congenital atrial septal defect (disorder), Defect artrial septum, Defect Atrial Septal, defect auricular septal, defect interatrial septal, defect interauricular septal, Defects Atrial Septal, heart anomaly septum auricular, HEART SEPTAL DEFECT ATRIAL, Heart Septal Defects Atrial, IA SEPTAL DEFECT, incomplete closure septum interauricular, Interatrial septal defect, Interauricular septal defect, Interauricular septal defect (disorder), Patient, Septal Defect Atrial, SEPTAL DEFECT INTERATRIAL, Septal Defects Atrial
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Artist: Gob
Album: Too Late No Friends
Genre: Rock
Misinformation about the weather won't make me smile
And crude shows about police nauseate me
There's nothing like the dirt they always seem to find
It permeates my skin and it fucks with my mind
The news lady should be a model
The only reason to watch is for the morals that cartoons teach
Writer(s): Thomas Thacker
Copyright: Chrysalis Music, Nett Music Publishing, Nettwerk Music Publishing, Copyright Control
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Just announced that Furcal will be having Tommy John surgery and is out for year. Who replaces him, Kozma?
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Just announced that Furcal will be having Tommy John surgery and is out for year. Who replaces him, Kozma?
One of the greatest IF arms ever when he was a young player. IMO only Shawon Dunston had a better arm at SS.
Im sure Carp will try to blame this on the Reds!!!
Although he only played briefly in the majors, Jerry Gil could rocket that ball to first.
Wow, sucks for the Cardinals. They did pick up Ronny Cedeño though.
Fast forward a week, and Furcal has been shut down due to a significant setback; an exam revealed that hes dealing with inflammation around a Grade 2 tear of his UCL. Hes now headed to visit Dr. James Andrews for a second opinion a 10-word phrase that usually suggests impending doom.
Isn't that a typical scenario with the Card's medical staff?
(1) Diagnose a player near the middle to end of a season with an injury.
(2) Prescribe rest becuse surgery not required.
(3) Presribe season ending surgery in spring training.
going to make him an even more dangerous drunk driver with only one arm...
That said, even if Furcal was healthy, the way he played down the stretch and what was probably expected from him wasn't something that was going to put the Cardinals over the top. I think they can get close to reasonable production that Furcal would have given the Cardinals with in house options.
I also wouldn't be shocked if they move some of their prime chips towards the trade deadline to solidify the SS position long term.
Taveras for Elvis Andrus
Who blinks?
EDIT: The way Taveras is playing right now (arguably the best hitter for the Cardinals in Spring Training), the only way he won't break with the big team after Spring Training is if they wait a month to bring him up so some sort of contractual thing doesn't kick in. I'm clueless when it comes to minor league contracts but there's something in which a players options don't kick in if you wait for a month or two vs. if you bring him up now. I think it's all asinine because he can help the team right now but again I'm not paying the bills.


text:
0 Votes
In continuing my testing of the hot fix, I added more threads to my test emails and they did go to 2 pages when printed. It appears that the fix has set a font limit, perhaps 6pt or 8pt on the shrink to fit option. My testing did span over to 2 pages in around an 8pt font. In further review, I noticed that each of the test emails had a confidentiality statement that was being truncated even at 8pt. I initiated a reply on the email and removed the confidientiality stmt and then printed the email and it printed correctly in 12pt. Hope this information helps.


text:
SKILL LEVEL: Easy (Level 2)
SIZE: One Size 12 inches x 12 inches [30.5 cm x 30.5 cm]
CORRECTIONS: None
10 sts = 4 inches [10 cm] in pattern When you match the gauge in a pattern, your project will be the size
specified in the pattern and the materials specified in the pattern will be
sufficient. The needle or hook size called for in the pattern is based on what
the designer used, but it is not unusual for gauge to vary from person to person.
If it takes you fewer stitches and rows to make your swatch, try using a smaller
size hook or needles; if more stitches and rows, try a larger size hook or needles.
Making a Gauge Swatch
FPdc Yo, insert hook from front to back then to front, going around the dc post, draw up a loop, (yo and draw through 2 loops on hook) twice. Skip st behind the FPdc.
BPdc Yo, insert hook from back to front then to back, going around the dc post, draw up a loop, (yo and draw through 2 loops on hook) twice. Skip st in front of the BPdc.
With A Ch 34 sts.
Foundation Row Dc in 4th chain from hook; dc in each rem ch across - 32 dc.
Rows 1 and 2 Ch 3 (counts as first dc), dc in each dc across, turn.
Row 3 Chain 2 (counts as first hdc), dc in each of first 2 dc, * dc in next dc, FPdc around post of next dc, skip 1 st behind FPdc; rep from * to last 2 sts, dc in each of last 2 dc, hdc in top of turning ch, turn.
Row 4 Ch 2, dc in each of next 2 dc, * BPdc around post of next dc, skip 1 st behind BPdc, dc in next dc; rep from * to last 2 dc, dc in each of last 2 dc, hdc in top of turning ch, turn.
Using one strand of A and one of B, rep Rows 1-4 for pattern until piece measures 12 inches from beg.
With A alone, rep rows 1-4; fasten off.
Foundation Row
Learn to Crochet Instructions: http://www.lionbrand.com/learnToCrochet.html


text:
- PhilippinesAgricultureFunding via Negros Women for Tomorrow Foundation, Inc. (NWTF)
Juan FranciscoEl SalvadorAgricultureFunding via Apoyo Integral
ТuychiboyTajikistanAgricultureFunding via MDO Humo and Partners
Update on MnatsakanMnatsakan needs funds to build an additional greenhouse. He needs to buy metal fixtures and plastic, which are the necessary materials for building a greenhouse. Mnatsakan used his previous loan to build a greenhouse. He expands every year. He made a profit - this year, Mnatsakan was able to earn a gross income of 90 thousand hryvnia from sales, despite the fact that prices were very low during this season. His younger daughter was accepted to attend a college, and the oldest son already works and lives independently.
Previous Loan DetailsMnatsakan is married with three children, who are 22, 17, and 4 years old. He runs a small farm having two green houses to raise tomatoes, cucumbers and other vegetables. This is a family business. Mnatsakan's wife and older children help him to take care of green houses. Mnatsakan is a very d... More from Mnatsakan's previous loan »
Additional Information
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization's first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of "Tomorrow Clubs," after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva's lenders.
About Ukraine
5View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 12 months (Additional Information)
- Repayment Schedule
- Irregularly
- Pre-Disbursed:
- Oct 7, 2011
- Listed
- Oct 13, 2011
- Currency Exchange Loss:
- Possible
- Ended:
- Sep 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.


text:
Iranian and Asian Films Soar at Censor-Strong Singapore
by Christian Gaines
Great theaters, good attendance, an exhaustive program of thoughtful
films and a commitment to the art of Asian cinema has made the
Singapore International Film Festival (17th April - 2nd May, 1998) one
of the most important in the region.
Perhaps more than any other film festival in Asia, the SIFF likes to
consider itself a festival of record for Asian film. However, because
Singaporeans like to complain that "no good films ever come to town"
(which is true), the film festival has a lot to measure up to, and must
also provide hometowners with a one-shot smorgasbord of world cinema.
Although facing the inevitable funding cut-backs and sponsorship
challenges being felt by film festivals across Asia as a result of the
current economic crisis (how I can write anything to do with Asia
without making this reference I don't know), Singapore opted to mount
one of its most ambitious editions this year, with over 250 films across
a two week period. Veteran Film Programmer Philip Cheah hit festivals
in Cannes, Vienna, Hawaii and Iran among others to cull a truly
comprehensive selection which combined well-tested festival fare with
some newer selections and retrospectives from Southeast Asia. Limited
screens and a sprawling program, however, meant that most films were
shown only once, which presented a problem for some.
The SIFF was bookended by films that are provocative by Singaporean
standards. To open, Takeshi Kitano's current "Hana-Bi" and to close,
Wong Kar-Wai's "Happy Together," with both the director himself and cult
cinematographer Christopher Doyle here to represent the film. The
film's content is enough to get the film banned here ("Happy Together"
was recently banned in Korea where, according to an official statement
"it was not relevant to the lives of the Korean people.") Apparently,
they feel the same way here in Singapore, and even Doyle's and Kar-Wai's
blistering attack on Singapore's Board of Film Censors at the press
conference on Saturday will not be enough to stimulate a commercial
Singapore's government has struck a deal with the three million souls
living in this tiny city-state: no drugs, no crime, no poverty, no
homelessness, no unemployment and a guaranteed standard of living in
exchange for. . . well, smoothly-enforced censorship. Films that are
routinely expurgated of nudity and swear-words for commercial release
are rated R(A). This means Restricted (no one under 17) and Artistic
(we're only letting you see the film at all because apparently elsewhere
in the world it passes as art).
Although films in the festival are spared the censor's shears and
language, nudity and other depravities are mostly left intact, every
single film considered must be seen by the censor board and rated. If
deemed necessary, the board will ban a film from the festival. In many
ways, Singapore is run like a cozy, well-heeled boarding school. The
facilities are top-notch, everyone's privileged to be there, but rules
are rules.
That being said, this is a festival which has really made a commitment
to nourishing Asian film, and this is perhaps most reflected in the
glitzy Silver Screen Awards, a slick awards show annually televised on
TCS, the largest TV station in Singapore. The big winners seemed to be
the Iranians that evening, with the jury picking Majid Majidi's
"Children of Heaven" from an ambitious crop of 15 Asian films for the Best
Film in the Asian Feature Film Category. Two awards also went to Jafar
Panahi's "Mirror", with the UOB Young Cinema Award (for a first feature) going
to Ho Ping's stylish traffic-angst picture "Wolves Cry Under the Moon" from
Taiwan. Best Actor went to Sunny Chan in Stanley Kwan's latest "Hold
You Tight" with the Best Actress nod going to Nita Fernandez in Sri Lanka's
entry "Walls Within."
Singapore also fields a NETPAC/FIPRESCI jury, who elected to give
Stanley Kwan's "Hold You Tight" a Special Mention. But it was prolific
Filipina director Marilou Diaz-Abaya's remarkable film "In the Navel of
the Sea" which garnered their top award. Diaz-Abaya also had "Milagros"
in the festival, and is currently completing post-production on perhaps
the most eagerly anticipated film in Philippines film history: "Rizal,"
the story of the famed revolutionary Jose Rizal who led Filipinos to
victory against the Spanish colonialists a century ago.
Singaporeans also hold their own fledgling film industry in high regard.
Filmmaker and local celebrity Eric Khoo (whose film "12 Storeys" played
in Un Certain Regard in Cannes last year) was on hand to present the
Singapore Short Film Category, which was picked up by Ong Lay Jinn's "By
the Dawn's Early Rise."
The 11th SIFF also featured an ambitious program of out-of-competition
fare, including a strong Indian lineup in the form of "Private
Detective" directed by Rajat Kapoor, and the bazaar but intriguing "The
Square Circle" by Amol Palekar. Again, Southeast Asia was well
represented, with Dang Naat Minh's "Hanoi Winter 1946" (Vietnam); "Ten
Girls from Dong Loc" (Vietnam), Thailand's top-grosser last year "Dang
Bireley's and Young Gangsters," the remarkably assured "Fun Bar Karaoke"
(Thailand) and two premieres from Malaysia "From Jemapoh to Manchestee"
(canceled from the program last year and completed just in time for this
year's festival).
Nods to British Cinema, French Cinema (including the 12 picture
retrospective from 50 years of Cannes that's been going around lately)
and US Independents were also up on the screens, but it was perhaps the
special section on Asian-American filmmakers that attracted the most
attention. Rene Tajima-Pena, Chris Chan Lee and Jon Moritsugu were on
hand to screen their works and tell everyone they just wanted to be
treated like filmmakers, not necessarily Asian-American ones. In a nod
to the censors, Moritsugu's cult classic "Mod F*** Explosion" was simply
called "Mod Explosion." (Don't even think it.)
[Formerly a Sundance programmer, Christian Gaines is now director of the
Hawaii International Film Festival.]


text:
Journal of General Internal Medicine
, Volume 27, Issue 9, pp 1200-1209
First online:
Post Deployment Care for Returning Combat Veterans
- Juliette F. SpelmanAffiliated withVA Connecticut Health Care SystemYale School of Medicine Email author
- , Stephen C. HuntAffiliated withPuget Sound VA Medical CenterUniversity of Washington School of Medicine
- , Karen H. SealAffiliated withSan Francisco VA Medical CenterDepartments of Medicine and Psychiatry, University of California, San Francisco
- , A. Lucile Burgo-BlackAffiliated withVA Connecticut Health Care SystemYale School of Medicine
Since September 11, 2001, 2.4 million military personnel have deployed to Iraq and Afghanistan. To date, roughly 1.44 million have separated from the military and approximately 772,000 of these veterans have used VA health care. Combat deployments impact the physical, psychological, and social health of veterans. Given that many veterans are receiving care from non-VA providers, it is important that all community health care workers be familiar with the unique health care needs of this patient population, which include injuries associated with blast exposures (including mild traumatic brain injury), as well as a variety of mental health conditions, such as post-traumatic stress disorder. Other important health concerns are chronic musculoskeletal pain, medically unexplained symptoms, sequelae of environmental exposures, depression, suicide, substance abuse, sleep disturbances, and impairments in family, occupational and social functioning. Elevated rates of hypertension and tobacco use remind us that deployment may result not only in immediate impacts on health, but also increase risk for chronic disease, contributing to a growing public health burden. This paper provides a comprehensive review of these health concerns and offers practical management guidelines for primary care providers. In light of relationships between physical, psychological and psychosocial concerns in this population, we recommend an interdisciplinary approach to care directed toward mitigating the long-term health impacts of combat.
KEY WORDScombat post-deployment OEF/OIF veteran Iraq Afghanistan
Reference tools
- Title
- Post Deployment Care for Returning Combat Veterans
- Open Access
- Available under Open Access This content is freely available online to anyone, anywhere at any time.
- Journal
Journal of General Internal Medicine
Volume 27, Issue 9 , pp 1200-1209
- Cover Date
- 2012-09
- 10.1007/s11606-012-2061-1
- Print ISSN
- 0884-8734
- Online ISSN
- 1525-1497
- Publisher
- Springer-Verlag
- Additional Links
- Topics
- Keywords
- combat
- post-deployment
- veteran
- Iraq
- Afghanistan
- Industry Sectors
- Authors
- Juliette F. Spelman MD (1) (2)
- Stephen C. Hunt MD, MPH (3) (4)
- Karen H. Seal MD, MPH (5) (6)
- A. Lucile Burgo-Black MD (1) (2)
- Author Affiliations
- 1. VA Connecticut Health Care System, 950 Campbell Ave 11 ACSL, West Haven, CT, 06511, USA
- 2. Yale School of Medicine, West Haven, CT, USA
- 3. Puget Sound VA Medical Center, Seattle, WA, USA
- 4. University of Washington School of Medicine, Seattle, WA, USA
- 5. San Francisco VA Medical Center, San Francisco, CA, USA
- 6. Departments of Medicine and Psychiatry, University of California, San Francisco, San Francisco, CA, USA


text:
FIG. 1: Acid''s main screen includes a file browser and database display (bottom left) and a mixer (bottom right). The lower area can be resized to show more tracks. Note the in-line display of track envelope data and the crossfade between overlapping clips.
Every manufacturer of high-profile music software is on the upgrade treadmill: each new release of a respected product has to ratchet up the feature list and satisfy musicians' lust for power and convenience. Version 4 of Acid had fallen well behind the curve technologically, but that was before Sony bought Sonic Foundry. Acid Pro 5 was a significant improvement, but although I was able to find a number of things to be enthusiastic about in my review of it (see the July 2005 issue of EM, available online at www.emusician.com), I still felt a bit lukewarm.
Fast-forward: Acid Pro 6.0b is out, and the enhancements are even more striking. In spite of a few rough edges, Acid is now fully capable of competing with other digital audio sequencers.
Three huge improvements are immediately apparent. First, Acid can now assign two or more different clips to a single track, a feature that every other digital audio sequencer has always had (see Fig. 1). That makes arranging and overdub recording much easier. Second, the MIDI sequencing features have been brought up to a professional level. Third, automation data no longer has to be created using graphical envelopes (though that mode is still available). You can now record automation in real time with the mouse or a control surface. The method for doing so is largely undocumented, however; more on that in a moment.
Acid's specialty is high-quality time-stretching of loops, and the Acidized WAV file has become an industry standard. Numerous loop libraries are available for Acid, from Sony and elsewhere, and if you want to use a loop that hasn't been Acidized, you can add markers to the audio file within Acid.
FIG. 2: Acid''s Media Manager makes it easy to find the clips you want. The pop-up window (right) adds checkbox items to the Advanced search criteria field (lower left). Clicking on a tempo field brings up
a slider box. Comments and ratings
are added by the user.
Acid hosts VST and DLS soft synths and VST and DirectX effects, but not DirectX synths. (Because most Windows plug-ins are available in VST format, this is not a big problem.) You can apply groove-quantization templates to either audio or MIDI, and a generous set of grooves ships with the program. Sony also includes Media Manager, which provides a powerful way to categorize and organize your loop library (see Fig. 2). Acid supports a single video track for soundtrack work and includes a good selection of basic effects, though not all of them are automatable.
When you drag clips around in the tracks, you'll be pleased to find that their automation-envelope data moves with them. Dragging one clip over another automatically crossfades between them, which is very convenient. The contents of a clip can be slipped left or right without moving the boundaries of the clip, allowing you to easily align sampled drums to the time grid.
The new Sectioning utility is quite handy for trying out different arrangements. Sections, which appear as colored labels above the time ruler, can be given names and moved around freely. Sections normally snap to the grid but can be placed anywhere if snapping is disabled. Acid's Chopper utility is ideal for adding fills, stutters, and polyrhythms to sampled drum loops.
Acid Pro 6 has no track-freeze command, no CPU-usage meter, and no MIDI-input meter. These features are standard on most pro-level digital audio sequencers. Sony recommends using Windows Task Manager for monitoring CPU usage, but it occupies a fair chunk of screen real estate, so that is not an ideal solution.
Installation requires serial-number entry and online registration. I had no problems installing Acid on my 3 GHz Pentium 4 PC, and the upgrade from 6.0 to 6.0a was trouble-free. Acid supports dual and multicore processors and is capable of 24-bit, 192 kHz recording and playback. Included in the boxed package is an Acid-specific version of Native Instruments Kompakt, which offers 2 GB of instrument samples. Most of the popular instrument sounds are covered, and Sony is already expanding the Kompakt library with additional sounds that are available to registered owners as free downloads.
All tracks in Acid have their own level and panning sliders in the track-controls column along the left side of the main window. If you're working in 5.1 surround, you'll see a little square speaker diagram instead of a pan slider. You use the diagram to position the track's output. Acid also has a mixer panel, which contains the main output bus, any effects-send or group-send buses you create, and audio-output buses for soft synths and ReWire devices. Soft-synth mixer channels can use insert effects, but because they have no sends, their signal can't be routed into effects or group buses.
When you create the first send bus for a project, each track acquires an extra multipurpose slider for controlling the send levels routed to the various buses. Each bus output for each track can be either pre — or post — volume fader. Prefader sends are not shut off by the track-mute buttons. I feel this is a serious design flaw, but Digidesign Pro Tools operates the same way, so I guess some musicians aren't bothered by it.
Each track in Acid has two independent volume faders, a fact that may not be apparent at first, as they occupy the same screen space and only one is displayed at a time. One fader, which displays a small icon of a gear-toothed wheel, can be automated; the other can't. You can record a level-automation envelope and still use the nonautomatable trim slider to adjust the overall level of the track's output without having to edit the automation envelope. You can also use the Envelope tool to select points on an envelope and move them up or down as a group.
Acid's automation features interact with the track-mute buttons. If a track is set to read automation data of any kind, the track-mute button is disabled. Thus, each time you need to mute or unmute an automated track, an extra mouse-click is required to shut off the automation reading for the track. If the track has a prefader send, a few more clicks will be needed to switch the send temporarily to postfader. To unmute the track, the whole process has to be reversed. This implementation is conceptually clear, but the resulting user interface is needlessly complex.
Acid provides templates for controlling parameters on the Mackie Control Universal and the Frontier Designs Tranzport hardware devices. In addition, software hooks allow a generic MIDI controller surface to be used for external control of the mix, including automation recording. I didn't have a Mackie available, so I hooked up my ancient Peavey slider box (don't laugh, it still works) and tried assigning Peavey sliders to Acid's faders.
After hours of frustration and several emails back and forth with Sony's support staff, I finally succeeded in getting Acid to record automation data from my control surface. Among the things the manual doesn't explain is the fact that assigning MIDI data types in the Preferences box to control specific functions isn't enough. The External Control item must also be switched on in the Options menu. Also, wiggling the physical slider won't do anything until it crosses the stored value of the automation envelope. And automation must be switched on for the control surface itself as well as for the individual track. The state of the control surface is never displayed on the computer screen — Acid relies on the surface to have its own data display. Also worth noting: effects parameter envelopes cannot be addressed by the external control surface. (Sony says the Mackie Control Universal fully supports effects control and automation but that generic control surfaces do not.)
The expanding world of software synthesizers has made MIDI sequencing a must-have for serious computer-based music production. In contrast with earlier versions, Acid Pro 6 qualifies as a real MIDI sequencer. It provides in-line MIDI editing (see Fig. 3), in which a piano-roll display of notes, Velocities, and other MIDI data appear directly in vertically expanded tracks in the track window.
The switch that displays the MIDI data in piano-roll format is global for Acid, so after recording a number of MIDI tracks, you'll find that you might need to rearrange the window by hand to view the data you want to edit. Acid also has a floating piano-roll edit window, which displays one MIDI clip at a time. This window works fine for quick-fix edits, but its time ruler doesn't show the position of the notes in the project, only their position within the clip.
FIG. 3: Acid''s in-line MIDI editing shows note Velocities as diamonds on stems and controller data as squares connected by contour lines. Shown here are a mod wheel move (blue) and a couple of pitch bends (light green). You use the sliders in the track header (left) for recording controller data or adding offsets to existing data.
Overdub recording into MIDI tracks is now handled as in other sequencers. Control Change, Aftertouch, and Pitch Bend data can be cut and pasted, edited with a pencil tool, and so on, using the same tools that are used for track-automation envelopes.
I tried a number of plug-in VST synthesizers with Acid, and they all worked well. With multioutput synths, the program lets you add mixer channels only for the outputs you're actually using, a considerate touch that's necessary because Acid is limited to 32 bus channels. (Note that ordinary audio tracks don't require bus channels, so this is not a track-count limit.)
When I first tried using Propellerhead Reason as a ReWire client under Acid, I was dismayed to read in the manual that Acid wouldn't transmit MIDI via ReWire. This turned out to be an error in the manual. MIDI tracks in Acid can indeed send to ReWire clients. Trying to use ReWire with Acid 6.0a consistently crashed my computer, but just before press time I downloaded version 6.0b and verified that the ReWire implementation had been fixed. This will be great news for anyone who likes using Reason and Acid as a team.
A card in the Acid Pro box offers three options for technical support. The Single Solution costs $14.95 and includes support by email only. The Platinum Support Plan entitles you to 180 consecutive days of phone and email support and costs $99.95.
Sony's Web site indicates that purchasers of its pro-level products, including Acid Pro, receive a free Gold Support Plan (60 days, normally $49.95). The time period begins the first time you use the support, so you may want to save up questions for a few days before your first call.
I'm not happy to see a music-software company charging for support. If a company is going to charge for support, however, I feel it's incumbent on them to also provide a thorough, well-written manual so that users who have the patience to read it will be able to resolve most or all problems without having to shell out extra money. The Acid manual, though it's by no means the worst I've seen, fails this test. A number of operational problems I ran into while working on this review are not covered adequately by the manual, and it sometimes skips over important details.
When I first installed Acid Pro 6 and looked at the huge improvements in MIDI sequencing and the assignment of multiple clips to audio tracks, I was pumped. When I found that I couldn't use ReWire because of a major bug and couldn't figure out how to make a MIDI control surface work because of the poor documentation, I was worse than frustrated. Ultimately, however, I got the control surface working, and Sony has now fixed the ReWire problem. On balance, Acid Pro is a fine program that's fully capable of meeting the demands of audio professionals.
I'm hoping to see some loose ends tied up in the next revision. The program needs to be able to bus soft-synth channels to aux sends and groups. Track freeze should be implemented for soft synths and audio tracks with CPU-hungry inserts. And if Sony is going to charge for technical support, it needs to provide a much better manual.
Initially, Acid was the only multitrack program that could time-stretch loops. But today, most digital audio sequencers have similar features. With version 6.0b, Sony has taken huge steps toward making Acid competitive.
Jim Aikin has seven digital audio sequencers on his computer (eight if you count Reason) and deeply regrets that he doesn't have time to make music using them all.
digital audio sequencer $399.96 boxed, $374.96 download
PROS: Audio tracks can now contain multiple clips. Full-featured in-line MIDI editing. MIDI overdubbing. Real-time automation recording. Includes NI Kompakt.
CONS: After 60 days, tech support is not free. No sends or effects automation for soft-synth tracks. No track freeze. MIDI control surface implementation is poorly documented.
Sony Media Softwarewww.sonymediasoftware.com
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text:
Rescuing the captain: U.S. veteran seeks asylum for Iraqi man who saved his life
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Minor leaks can lead to major headaches. These DEX-COOL®-compatible dissolvable tablets have been designed to seal small radiator leaks.
Part No. 10-108 12378255
PROPOSITION 65 WARNING: Battery posts, terminals and related accessories contain Lead and Lead components, chemicals known to the state of California to cause birth defects and other reproductive harm. Batteries also contain other chemicals known to the state of California to cause cancer. WASH HANDS AFTER HANDLING.


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NEW YORK (AP) -- The White Sox had scored two quick runs in the
first inning, and another blowout in the Bronx seemed possible.
Then the Yankees beat up on rookie Neal Cotts for five runs in
the bottom half, and Mike Mussina finally quieted those Chicago
"After what happened the last two nights, it was a big deal to
win this game," Mussina said after pitching the Yankees past the
White Sox 7-5 Thursday to prevent a three-game Chicago sweep.
New York, pummeled by a combined 24-4 in the first two games,
headed to Boston for a weekend series with a 4{-game lead in the AL
East. The second-place Red Sox have cut three games off their
deficit in the past week.
In the Yankees' clubhouse after the game, there seemed to be
multiple exhales of relief.
"It was big," Jason Giambi said. "Chicago's been red hot
playing against us."
The White Sox, who dropped .0005 behind Kansas City in the AL
Central, roughed up Roger Clemens and David Wells the previous two
nights but couldn't do the same to Mussina (15-7), who won for the
fifth time in six decisions.
"They put three pretty good starters out there against us, and
we did well. That's a good sign," White Sox manager Jerry Manuel
said. "We're still fighting and playing good baseball, and I feel
good about that."
With 30 games left in the regular season, the Yankees still are
trying to find themselves. New York brought Jeff Weaver back from
the minor leagues after the game, and he might take Wells' spot in
the rotation next week.
While the White Sox traveled to Detroit, trying to avoid losing
100 games before September, New York headed to Fenway Park, site of
Raul Mondesi's temper tantrum last month. The Yankees are an
evolving team -- seven of the current 25 players weren't in the
organization when the season began.
"You've got too many new players, that's the problem," Giambi
said. "We kind of keep turning over the team. Everybody's trying
to find their role in the bullpen, Booney (Aaron Boone) is still
getting comfortable. I think our best ball is yet to come."
New York has never allowed double-digit runs in three straight
games at Yankee Stadium, but when Carl Everett and Paul Konerko hit
run-scoring singles in the first, that standard seemed to be in
Cotts (1-1) then allowed his first five batters to score, giving
up three hits and four walks. He lasted just eight batters,
retiring only one, yet another of the rookies the Yankees have
chewed up this year. Coming in, rookies were 2-10 with a 7.08 ERA
against New York.
"It was probably just a bad day more than Yankee Stadium,"
Cotts said. "I threw very good in the bullpen. I felt very
confident going in. I just couldn't throw the ball over the plate.
I was disappointed in myself. I let the team down."
Everett was caught stealing third base by John Flaherty, ending
the first inning. That was the turning point.
Alfonso Soriano opened the bottom half with a double, two walks
loaded the bases and Bernie Williams (3-for-25 coming in) singled
in the first run. Ruben Sierra followed with a two-run single to
left, and Williams scored from first when Carlos Lee allowed the
ball to carom by for an error.
Hideki Matsui flied out (he's in a 3-for-27 slide), but two more
walks reloaded the bases and finished Cotts, who threw just 16 of
35 pitches for strikes. Flaherty followed with a sacrifice fly off
Dan Wright for a 5-2 lead.
Everett, who tied a career high with four hits, homered leading
off the fourth, but New York made it 6-3 in the sixth on a safety
squeeze bunt by Flaherty.
Mussina, who took a comebacker by Everett off his left knee in
the fifth, gave up three runs and eight hits in six innings. Jeff
Nelson allowed a pair of eighth-inning runs on an RBI double by
Everett and a run-scoring single to Konerko, but Soriano provided a
cushion with a two-out, two-strike RBI single in the eighth off
Damaso Marte.
Mariano Rivera got four outs for his 29th save in 35 chances,
retiring Frank Thomas on a flyout with a runner on third to end it.
The Yankees' minds quickly turned to Boston.
"Hopefully," Giambi said, "we'll go in there and step it up a
notch and play better baseball."
Game notes
Jose Contreras (4-1) pitches the opener against Derek Lowe
(13-6). Andy Pettitte (16-7) goes Saturday against Pedro Martinez
(10-3), and Clemens (12-8) pitches Sunday against Tim Wakefield
(9-5) in what could be the final Fenway Park appearance of the
Rocket's career. ... New York OF Dave Dellucci went on the DL, a
day after he sprained his left ankle. ... The Yankees rested Giambi
(2-for-26, including 0-for-6 since he was hit on the right wrist
Monday) and C Jorge Posada (0-for-13). ... Everett had four hits
for the second time this season, the 15th overall.


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At Lupulo, the Portuguese-Inspired Cooking Is Almost Too Good for the Setting
It's ambitious food like this that makes you wish George Mendes had decided to open a slightly less expedient casual restaurant.
It's ambitious food like this that makes you wish George Mendes had decided to open a slightly less expedient casual restaurant.
"I'm obsessed with any cured pork product — period."
It opens in Chelsea tonight.
It's more of a weekend project kind of a thing.
The guitarist takes a break from promoting his band's new album to spend some time at Aldea with Grub Street.
The event takes place October 26-28.
"Once you get to be 5, it's okay."
They had us at sardines.
"It made the skin on my nose blossom open like petals on a flower."
Can you smell what the awesome and elegant food magazine is cooking?
The creation from Aleda's chef is like a pork-and-clam banh mi.
And PDT's Peter Meehan will do the drinks.
Plus: L'Asso debuts a pizza photo exhibition, Salume's Times Square kiosk undergoes renovations, and more neighborhood news.
Grub has a copy of the cookbook/photo album/scrapbook to give away to a reader who most impresses us with a tale of culinary passion.
This was from his guest chef stint at Meadowood for the Twelve Days of Christmas.
The celebrated Charleston chef will co-cook with Georges Mendes on December 5.
The Twelve Days of Christmas, as always, closes with a meal by executive chef Christopher Kostow.
But hiding his face would be such a shame.
Forget 'The Book of Mormon,' go to the kitchen of Aldea.
"His presence alone, and the intensity of being in his kitchen — it's enough. No one works well when you tell them they're a piece of sh-t all day."


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The way you painted that fur is so pretty! ;O; <3
just going tos teal this
Wow ... it's so good!
d'aww this is so cute!
AHHHHH She looks so precious OMG. The shading is just gorgeous and the fur and her face and wow 0u0 And the petals are so cool!
This is so seriously beautiful I can't
Thank you so much!
This is so seriously beautiful I can't
Thank you so much!
Love the shading.
tats a qt
Awesome pose and shadings !
amazing QoQ !!!!
THIS IS SO DAMN BOOTIFUL I COMPLETELY LOVE IT!! You should do more art this way seriosuly, cle shading is so awesome in yo style and asdfghj please do more of these ; v ;


text: The most common use of the framework is the navigation. A set of frameworks usually include a navigation bar that contains the framework and another to display main content of the page framework. However, the design of the framework may be more complicated; and in many cases, So I need help on this topic that how to decide whether to use the framework in web designing?


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Admission: Free
Help keep the state park clean and litter free! Join us for a few hours of litter pickup and be rewarded with a free cookout lunch. Following lunch there will be a prize giveaway for participants. This is a terrific service project opportunity for scouts, church groups, families, and outdoor enthusiasts. Groups, please call ahead so we can be prepared for you.
Explore Petit Jean State Park with our helpful maps and brochures! Just click on an icon to view, or right-click on your mouse to save a
copy to your computer.


text: Has anyone ever done the NJ MS Coast the Coast 170 mile ride??? This year the ride is May 19&20. I've never done an over night ride - and am a little aprehensive. If you've done this ride, or one similar - can you let me know what to expect? What should I pack (they take an overnight bag for you), what should I carry on me on the ride itself. What is the first day mileage and second day mileage? Any information would be appreciated - Thanks.


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The holidays are almost here again, and it's time to look at some of the rules regarding holiday timeshare, and how you should handle things with the kids:
1. Traditions must change
I firmly believe that it's important for families to have traditions. It's part of what brings us together and builds a bond between us. But once a divorce or separation occurs, the previous "family" no longer exists. Step-families may form. New relatives may enter the picture. While it may have been true that Christmas Eve was always spent at Grandma Betty's, that probably can't happen anymore, at least not every year. And it probably shouldn't. Maybe it can only happen every other year. Maybe it won't happen ever again. Things must change. Worse, parents will often use traditions as weapons: "The kids have spent Christmas Eve at Grandma Betty's for the past five years, so I have to 'get' them on Christmas Eve every year." Divorce and separation are times of change. Traditions must change, too. Start making new traditions. Introduce them slowly, but allow the children to know that, as the family changes, traditions will change. And make sure you let them know that they can be part of the change. Allow the kids to help you think of new traditions. Make it an exciting time for them.
2. It's about the kids, not you
I hear so often that "it's important for the kids to wake up at my house on Christmas morning," but do you think it's so important to the kids? Realize that kids just want to wake up and play with toys, and it's a whole lot less important to them where they wake up after Santa has come than it is to you. Brace your self for this, but for kids, at least younger kids, Christmas is about Santa, and a whole lot less about you. And don't be so quick to rush them over to your house on Christmas day if they wake up at the other parent's house on Christmas morning. You want to pick them up by 10 a.m. or so so that you get "your fair share" of the time, but what they really want is to play with their toys. Give them a little time with the other parent and their new toys before you wisk them away. Consider delaying the pickup until mid or late afternoon. Or, if it's a long drive to your house, here's a radical thought: maybe just alternate Christmas with the other parent altogether. That's a tough way to go because you wouldn't see the kids at all every other Christmas, but think about what's best for the kids.
3. On the other hand, the kids are not in control
Don't ever ask the kids where they want to spend their holidays or who they want to spend them with (or, for that matter, if they want to spend timeshare–holiday or otherwise–with the other parent). It's not their decision until they turn 18. You're the parents. The two of you will decide and will tell them where timeshare will be spent, and children should never be put in the position of having to decide between parents.
4. Coordinate gifts with your ex
If the gifts aren't of the type a child would normally have at both parents' houses, like a bicycle or a computer, check with your ex to make sure the two of you aren't duplicating gifts. Nothing is more disappointing to a child than to receive the exact same dollhouse or guitar from both parents just because that's the gift the child has been asking for. Actually, there is a bigger rule here: get along with and communicate with your ex. I know this can be a tough one, but it makes life so much easier on you and the kids.
I know this is easier said than done for a lot of people, especially people who are recently divorced. You've spent the past twelve or so holidays as a complete family, then this year you have no one. In the meantime, your recent ex is dating your boss because "he makes double what you make" or a stripper who is twenty years younger than you, and they're going to Aruba for Christmas (and yet the child support is three months late). But, somehow, make this the best holiday ever for the kids. Make this the year you finally go back up north to visit the family. Make this the year you go all out on the tree. If money is tight (like it is for everyone), then spend lots of time with friends who have kids, buy a cheap camera and take your kids on a nature walk, buy a bunch of inexpensive crafts or a cheap gingerbread house at Wal-Mart and make those with the kids. If you live in a city in Florida like me, there are tons of free outdoor movies, symphonies, rock concerts, and all kinds of things to do in December. You have children! What could be more wonderful? Make your kids happy, and how can you possibly be sad?


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Getting Clean Away from the Spivs; Exhibition Guest Gives Franchising More Credibility
Cleaning up:Mr Nigel White set up The HandWash after his luxury vehicle was badly damaged in an automatic car wash. His first customer was a Porsche owner and by the end of the year the group will operate a dozen sites.
Carwash pic
Steps to success:Pupils at the Drusilla Duffill Theatre School use dancewear and shoes from Dancia International, which was founded more than 50 years ago, but now plans a nationwide network of shops.
By IAN HALSTEAD
Business Staff
Franchising still has something of a reputation for being the "spiv" end of industry.
It has had its success stories and its fair share of cowboys.
But there is no arguing with its growing popularity.
Now its annual showcase is back in town with media commentator, and one-time Tory grandee, Sir Bernard Ingham giving it added credibility.
Last year's National Franchise Exhibition pulled in a record-breaking 200 exhibitors and more than 13,500 visitors.
Sir Bernard opened it then and today he is back at the NEC to launch the three-day event, which organisers say is even bigger and better.
Among the best-known exhibitors are McDonald's, Bang & Olufsen, Dyno-Rod, Burger King, Greenalls Inns and Prontaprint, plus the Franchiser of the Year, Wimpy.
Others range from a business which provides computer literacy education for youngsters and a car wash which uses humans rather than machinery to cosset expensive vehicles, to a US company which specialises in mobile shredders.
Among newcomers at the 1998 show are French fashion house Rodier, Art 4 Fun, Beloir Property Management and Thrifty Car Rental.
The British Franchise Association is celebrating its 21st anniversary and director-general Mr Brian Smart reels off some impressive statistics about the industry.
Much of corporate UK has struggled during the last year, under the burden of high interest rates and an overpriced pound.
However, the franchise sector has grown in spectacular style with its total turnover up almost ten per cent to a whopping pounds 7 billion.
Mr Smart calculates that the figure would be far higher if the range was widened outside what the industry recognises as business format franchises. "If we took in car dealerships, soft drinks' franchises, petrol retailing and the tenanted licensed trad e, annual sales would be more than pounds 36 billion."
Mr Smart points out that a fifth of all retail trade in the UK is delivered through franchises, and the level of profitability is rising sharply.
In 1991, the BFA reckons that just 70 per cent of its UK members were operating in the black. Now that figure is running at just over 90 per cent.
Mr Smart also points out that 99 per cent of franchises are still in profit after five years. …


text:
Looking for Alicante Airport car hire? Collect your car hire directly from Alicante Airport. Use the button below to see our best prices for car hire in Spain.
Car hire Alicante Airport
This is our home airport and there's nothing we don't know about Alicante car hire. Click the button above & enter your dates. We'll show you around.
You can rent cars here and take them "one-way" to other locations in Spain like Alicante train station, car hire Madrid Airport or the many Costa Blanca car rental offices. Our nifty website will show you the possibilities.


text:
Funding via Kashf Foundation
As customer demand is increasing day by day, Ms Fozia is interested in buying more varieties of cosmetic products for the parlor. Since she is facing the financial problem of low cash, she was compelled to contact Kashf Foundation to apply for her second loan. Ms Fozia needs a loan of PKR 25,000 to buy some furniture and bleaching and whitening products in large quantities. With the help of this loan, Ms Fozia will be able to handle more customers, which will ultimately increase her earnings. She dreams of expanding her business and providing a better standard of living for her children.
Success!! The loan was 100% repaid


text:
To Know Where Biosimilars Are Going,...
Which Countries Are the East's Most...
Researchers Are Developing Ways to Edit...
The Various Segments that Comprise the...
Northwestern University researchers discovered that a recently identified genetic marker for prostate cancer is linked to a highly aggressive form of the disease.
The 8q24 genetic variation was originally discovered by deCODE genetics in collaboration with Northwestern and two other research groups. The initial study by deCODE showed that men who carry this marker have a 60% increase in risk of the disease.
The current study looked at more than 550 prostate cancer patients. Researchers wanted to identify the characteristics of prostate cancer in men who were carriers of these genetic markers to see if their cancer differed from that in men who did not carry the gene variant.
"We found the carriers of these 8q24 markers had more aggressive tumors," says Brian Helfand, M.D., an assistant research professor of urology at Northwestern, a co-principal investigator of the study, and a physician at Northwestern Memorial Hospital. Patients who were carriers had cancers that were more likely to spread into the lymph nodes and were more difficult to surgically remove.
Dr. Helfand presented his findings on May 20 at the American Urological Association meeting.
Do you think patients have the absolute right to gain access to their own genetic information from medical or clinical laboratories?
Be sure to add [email protected]
to your Address Book or Safe Senders List.
here for instructions.
If you have any questions about your subscription, click
here to email us or call at (914) 740-2189.
You may also be interested in subscribing to the GEN magazine, an indispensable
resource for everyone involved in the business of translating discoveries at the
bench into solutions that fight disease and improve health, agriculture, and the
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© 2016 Genetic Engineering & Biotechnology News All Rights Reserved


text: Pacific Source MT Insurance companies see trickle of applications come through from Obamacare By Dan Boyce • Oct 23, 2013 Courtesy Monica Lindeen The state's insurance commissioner says Montanans are still having problems signing up for health insurance on the Affordable Care Act online marketplace. Most states, including Montana, opted to let the Federal Government run their Obamacare market. The federal site has been plagued with glitches and technical problems for three weeks now, and it is not clear when they will all be fixed. Commissioner of Securities and Insurance Monica Lindeen said Wednesday that is not acceptable.


text:
May 27, 2016
Washington, D.C.
The federal government has already told Silver Airways that it cannot abandon at least one Mississippi city yet.
The U.S. Department of Transportation says the company cannot leave Greenville until a replacement airline is found.
Silver announced earlier this month that it will be discontinuing service in several Mississippi cities, including Greenville and Meridian.
There was no immediate word on whether or not orders would be issued for the other cities, including Meridian.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.


text:
Generations to Protect
Sometimes following the death of a close friend or family member we first consider pre-arranging a funeral. For a brief period, we pull away from today's demands and understand the importance of addressing one of life's certainties.
By pre-arranging today, you remove a difficult burden from your family's shoulders tomorrow. Establishing your personal wishes can only make the eventual funeral easier and more meaningful for your family. Pre-arranging also means that all of your affairs are in order.
Discussing your pre-arrangement ideas with one or more family members gives them an opportunity to offer their thoughts. Listen carefully and consider their suggestions because your funeral will most directly affect them.
To start the process, go to Plan a Funeral. Or, if you would rather have an insurance agent fill out the forms, answer questions and guide you through the entire process go to Staff & Appointments.
This conference with a pre-need counselor could be held in your home, where family records are handy. Use this opportunity to ask as many questions as necessary. An open discussion will lead to the choices necessary for making a tribute that is appropriate and personal.
Also, you can provide helpful pre-arrangement information that will direct your family regarding your wishes by going to Pre-arrangement Form. This important record can be saved on your computer and printed as a record for your family. It also is placed in our permanently maintained pre-arrangement files.
If you are interested in pre-funding your pre-arrangement with a life insurance policy, consider the increasing benefits of our Single Premium Life Insurance Policies. We also have provided more information about other ways to protect your family from final expenses in the Other Insurance Products and put you in touch with an insurance agent at Staff & Appointments.
We also have a brief Life Insurance Company History and a Frequently Asked Questions section on pre-arrangement funeral plans.
Rabenhorst Life Insurance Company is domiciled and licensed within the State of Louisiana to sell life insurance. Rabenhorst Funeral Home, L. L. C., and Rabenhorst Life Insurance Company are Louisiana companies sharing a common ownership.


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"Skiing in Borovetz : The Take-Off" Borovec by Innovator
Borovec Travel Guide: 80 reviews and 163 photos
Borovec has got the lot and is probably the number one ski resort in Bulgaria. It was Bulgaria's first ski resort, dating from the 19th century when it was only known to an exclusive few - but now everyone has the opportunity to experience this fun-packed, snow filled spectacular destination! Set amidst the majestic forest-clad Rila Mountains, once a hunting ground for Bulgarian Kings, Borovets is now internationally renowned. There are lots of bars and cafes, and these along with the many clubs make aprés-ski a real attraction. Quite rightly, skiing is its prime concern and Borovets is justly popular with all grades of skiers, with a setting that's near perfect. If you haven't discovered this premier ski resort yet, you're in for a treat! One of the most popular Bulgarian ski destinations has turned into an even better place to spend a winter holiday. more pictures from Borovetc, Bulgaria
- Pros:Cheap, friendly people, good instructors
- Cons:No negative aspects experienced!
- In a nutshell:A cheap and amusing ski-holiday for everyone
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Over the hotel you have lots of shopping stalls, like a sort of market with liquor, nice clothes (got myself a Moschino... more travel advice
A nice clean hotel, close to the ski-lifts, good restaurant (sometimes some Russian pigs that ate for 2 persons, but... more travel advice
The Bulgarians do not lose their sense of humor, this is literally 'The White House' ;) This was a nice cheap sort of... more travel advice
Great food at low prices at this Steak BBQ House. After 20hrs live music! It's a cosy place with a big window where you... more travel advice
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Canon ix6550, MacBook Pro and Lightroom 4
Started Dec 26, 2012 | Discussions thread
Shop cameras & lenses ▾
Lloydos • Junior Member • Posts: 49
Canon ix6550, MacBook Pro and Lightroom 4
I currently own a nikon d3100 and a few lenses, waiting until the new year to see what that brings as regards to a new body. But anyway for now I have just recieved a canon ix6550 a3+ photo printer.
Any idea if 14mp for now is good enough for a 13x19 print? Which is I believe the max size I can print with this printer.
Second of all I have just tried 6x4 prints on some old hp photo paper I had lying around and it seemed the print didn't replicate the same colours as I seen on my screen with Lightroom 4. Is it possible the paper being hp will make this colour difference? Or is my monitor off and how could I change this. I want to make sure it's all right before I start printing big and chucking money down the drain...
cheers in advance
Lloydos's gear list:Lloydos's gear list
Nikon D750 Nikon AF Nikkor 20mm f/2.8D Sigma 70-200mm F2.8 EX DG OS HSM Nikon AF-S Nikkor 50mm f/1.8G Apple iPhone 6s Plus
Nikon D3100
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NBS Neue Backtechnik Schumann
|NBS Neue Backtechnik Schumann Patent applications
|Patent application number
|EQUIPMENT TO DEPOSIT A FLUID SUBSTANCE ON BAKED GOODS - Equipment for depositing a fluid deposition substance onto baked goods, comprises a reservoir for the fluid deposition substance. a deposition unit to deposit the fluid deposition substance onto the baked goods, a feed means to feed the fluid deposition substance from the reservoir into the deposition unit, a conveyor configured underneath the depositing unit to convey the baked goods relative to the deposition unit along one direction of conveyance, a collecting unit situated underneath the conveyor to collect excess deposition substance that was not received on the baked goods, and a temperature controller allowing to temperature-control the equipment at least in segments. The conveyor is fitted with substantially bar-shaped baked-goods support elements which are configured mutually spaced apart in the direction of conveyance (R


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THE OKLAHOMAN You're viewing an article from The Oklahoman's newsroom. Print subscribers have Full Access to a premium experience at Oklahoman.com.
NBA Draft: Do this year's 7-footers measure up?
As the NBA continues to evolve toward "small ball," never before have so many top draft candidates been so tall.
The most 7-footers selected in the first round of an NBA Draft was seven in 2001. Come Thursday night, as many as nine players officially listed as 7-footers (wearing shoes) are projected to be chosen in the opening round.
This comes at a time when the center position is gradually becoming a part-time option.
The Miami Heat has been to three straight NBA Finals and won back-to-back championships while its center rarely enters the paint and 6-foot-8, 260-pound LeBron James essentially plays all five positions.
The OKC Thunder is widely viewed as the team most likely to unseat the Heat, despite having a starting center who averaged 4.2 points last season.
So where will all these 7-footers land? Do they measure up as quality players, or are they simply tall?
ESPN college basketball analyst Fran Fraschilla said plenty of work remains before these "footers" are ready to contribute as NBA players. There is good and bad scattered throughout the group.
"You're dealing with a bunch of prospects right now. You really are," said Fraschilla, who focuses on foreign players for the network's NBA Draft coverage. "Everybody has certain strengths and a number of major holes."
Rather than simply evaluating each player's skill set, intangibles could play more of a role in this year's class.
"Quite frankly, a lot of it comes down to what's inside a guy's heart and how willing he is to put the time in to get better," Fraschilla said. None of the 7-footers was a statistical juggernaut last season.
Three scored in the single-digits and not one averaged double-digits in rebounds. (Duke's Mason Plumlee needed one more rebound to average 10.0, but finished at 9.97.)
Kentucky's Nerlens Noel and Maryland's Alex Len are widely viewed as the top candidates. "Len has the best combination of skill level/athleticism of all those guys, but it's a crap shoot with all of them really," Fraschilla said.
Indiana's Cody Zeller and Plumlee have two-dimensional capabilities.
Offensive concerns linger for Pittsburgh's Steven Adams, France's Rudy Gobert and Brazil's Lucas Nogueria.
Gonzaga's Kelly Olynyk excels offensively and Kansas' Jeff Withey is superb defensively, but each must improve at the other end of the court.
Two other players — Louisville's Gorgui Dieng and Bucknell's Mike Muscala — are 6-foot-11 and also highly regarded.
Fraschilla said Dieng is somewhat difficult to place.
"He's not as big as those guys," Fraschilla said of the 23-year-old from Senegal, who won the NCAA title this season. "Physically, he's not going to guard Marc Gasol or Dwight Howard. He's not that kind of player. He's more like (OKC power forward) Serge Ibaka. He's the same age as Serge, but he's not nearly as developed as Serge right now."
The Thunder owns the No. 12, No. 29 and No. 32 selections and reportedly has been "proactive" in trying to obtain the No. 1 overall pick from the Cleveland Cavaliers.
ESPN.com's Chad Ford said OKC probably would have to offer Ibaka to get the No. 1 pick from Cleveland.
"There is nobody (in this draft) I would trade Serge for," Fraschilla said. "People get spoiled at how good he got so quickly. He might not have a whole lot more upside, but you know he's going to be a solid player for 8-9 more years. I wouldn't take a chance on the unknown."
There were 35 players listed as 7-footers in the NBA last season, with Thunder reserve center Hasheem Thabeet leading the pack at 7-foot-3. How many "footers" will be added next season remains to be seen.
"Teams desperately need big bodies to get through an 82-game season, and they've got a lot to choose from," Fraschilla said. "It's going to depend on who works the hardest and who wants to get better, just like anything else."