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Online Services Available - GuideSponsored Ads
Hillsdale Secretary of State branch office - Map, Hours, Contact
Hillsdale Secretary of State branch office Address
Hillsdale Secretary of State branch office Hours
Hillsdale Secretary of State branch office Contact Information
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I had lost my license so i
I had lost my license so i went and got the fastest form of i.d. in my experience w/ the adrian branch secy of state . this form of i.d. was unfortunetly a mug shot of my short wrongful stay in len. county jail.this "mug shot " includes my profile picture (front,side) , my ssn#,adress,license #,jail # , and plenty of info of my physical apperance , this form of i.d. is notified and stamped, with records by the dispatcher at the len. cnty. sheriffs dept. now this is an official govt i.d. and has been accepted twice in adrian branch, i told this to the hillsdale branch and brought in a fresh "mug shot" he was complying for the most part at first by having me fill out the new i.d. form (which in my experiance means you are approved and verified for a new for of i.d. due to loss) when i returned to the desk with said paperwork he told me that he wasnt going to "do it" if he couldnt find me on their state network, which ,to which i said" that should be easy , since i got my graduated license at the ripe age of 15 and have had plenty of pictures taken thru my life. then he ignored me and gave me the line that they give ppl with no form of i.d. the " sir,you are going to need to bring in 2 documents of residency , a picture i.d., (school,military,etc.) etc." and when i asked why he couldnt accept govt. identification , he walked away from the counter a few feet and lokked away . all other employees were fully aware and mimicked him when i asked why this branch is refuseing to accept a valid form of a pic, i.d., proof of address,etc. they all loooked away and ignored me for over 45sec and due to lack of being treated like a human my concious told me to leave. this place needs immediant attn. from the state board. hope others have a better time than i did with these "workers"


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You limited your search to:
Partner: Crosby County Public Library
Decade: 1960-1969
Month: August
Day: 2nd
Collection: Texas Digital Newspaper Program
The Crosbyton Review (Crosbyton, Tex.), Vol. 54, No. 31, Ed. 1 Thursday, August 2, 1962
Date: August 2, 1962
Creator: Bennett, Patrick
Description: Weekly newspaper from Crosbyton, Texas that includes local, state and national news along with advertising.
Contributing Partner: Crosby County Public Library

subset: commoncrawl


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Contact me
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|Sign Language Interpreter/Instructor
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|I am a more of a piecer than a quilter and am addicted to fabric and patterns and books about fabric and patterns! While I like traditional scrappy patterns I also have a love of modern quilts! I also do a bit of crochet and knitting. I have always been a reader and am also a signer and more recently became a hiker. I have six dogs and one cat who occasionally find their way into my blog. I have three adult children, two who live in Wisconsin, and one who lives with me. I am happily partnered. I finally have a quilting studio and some time to do what I love! I am also Bonnie K. Hunter's Number 1 fan!
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Proposal blocks certain pensionsFebruary 04,2013Proposal blocks
certain pensions
MONTPELIER A Vermont House committee is about to complete work on a proposal by Gov. Peter Shumlin to block public employees convicted of certain crimes from collecting their full pensions.
The House Government Operations Committee has been looking into the issue.
Shumlin made the proposal following revelations last year that a longtime Vermont State Police employee, Sgt. James Deeghan, had been padding his overtime reports.
Deeghan recently pleaded guilty and faces up to two years in prison and repayment of more than $200,000 from his pension over six years.
Pensions typically are based on a persons last three years of income. The legislation would guard against pensions being paid out when that income was improperly inflated.MORE IN Vermont NewsMONTPELIER Former gubernatorial candidate Dan Feliciano plans to run for state auditor as a... Full StoryMONTPELIER A state senators decision to seek re-election despite facing trial next month on... Full StoryMONTPELIER Gov. Full Story
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Field demonstrations of newly proven energy-efficient technologies are yielding valuable results for the U.S. Navy, helping it meet energy goals.
In partnership with the National Renewable Energy Laboratory (NREL), the Naval Facilities Engineering Command (NAVFAC) recently demonstrated eight technologies at installations in Hawaii and Guam and the initial results have encouraged the Navy to move forward with broader implementation of several of the technologies. One technology that paid off was plug load controls.
Advanced power strips, a plug load control technology that cuts power to devices plugged into electrical outlets when they are not in use, were installed in an office building with capacity for roughly 100 staff. While plug load savings depend on what can be turned off and for how long, the demonstration identified measurable savings. The elimination of unnecessary nighttime and weekend plug loads reduced overall plug load use by 28% and lowered the entire building's energy consumption by 8%, saving the Navy 15 megawatt-hours/year. Given the small investment required, this office application will pay for itself in less than two years.
To learn more about the demonstration projects, visit nrel.gov.
Visit our website today to learn about the design flexibility of a Morton building and the endless possibilities of partnering with our designBUILD team.
Wood construction is both cost and energy efficient. Check out Morton Buildings and our designBUILD team online today to discover all the benefits of post-frame construction.
When choosing a metal-clad building for your next construction project, consider Morton Buildings, Inc., and their designBUILD team, we'll make your dream a reality.
In an emergency, you can trust Sunbelt Rentals to provide expert solutions for all of your cooling, heating, dehumidification and power needs. 24/7. Nationwide.
Armstrong Design Envelope: The topic suddenly turns to room temperature. Here's how to be the most fascinating person in the conversation.
Red Hawk: A comprehensive range of contemporary fire and security solutions. One that's just right for your business. That's the power of experience.


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i have a 2000 bonneville sle with 90K miles and in the last three years it has began to shake on and off at high speeds ranging from 60 to 70 mph. I have changed hubs axles and tires. Dont seem to feel it in the steering more on the gas pedal and the door panels. any idea where to go from here?
by captssmarcello in Newbury, MA on June 27, 2010


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The Men #106: Eddie Redmayne and Nature Inspiration #58: Rose and Ear Candy #17 : House of Harlow 1960 Rif Pebble Drop Earrings
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chocolateandfashion 6 years 2 weeks
thanks, it's a great site!
ashley303 6 years 10 weeks
Hey chocolateandfashion thanks - I just saw your post. There are tons of really gorgeous rooms here!
chocolateandfashion 6 years 13 weeks
http://furniture-stor.blogspot.com/2010/01/luxury-furniture-and-interior-design.html that is a good link for hundreds of pictures of rooms
jds223 7 years 40 weeks
I've been wanting to do this...so glad you did...should be fun!
Paisley 7 years 40 weeks
WOW! Love this idea a lot!
binky 7 years 40 weeks
coolness!! I love the idea! I'm so in ;p
luvharris 7 years 40 weeks
awesome idea darlin! i can't wait to create my first dressing room look!!
staceeamos 7 years 40 weeks
vert cool.
Spunky 7 years 40 weeks
Awesome idea! Thanks for the invite =)


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Key things you need to know aboutDr. Dorbandt:
Phone & Address
Check insurance plans, locations and make an appointment
Dr. Dorbandt's Offices
- Kaiser Permanente
- Kaiser Permanente
- 10350 E Dakota Ave
- Denver, CO 80247
New Patient:
(720) 388-1027Existing Patient:
(303) 344-7386
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- Children's Hospital
- Children's Hospital
- 13123 E 16th Ave
- Aurora, CO 80045
New Patient:
(720) 388-1027Existing Patient:
(303) 338-3561
- Directions
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7 Tips to Prepare for Your Appointment
The key to a successful appointment is communication. To get the most out of your visit, prepare ahead of time so you can lead the conversation with your doctor. These 7 tips will get you ready
Dr. Dorbandt's Experience
Research training, expertise and qualifications
Dr. Dorbandt's Specialties
- Pediatrics
More About Dr. Dorbandt's Background
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- Denver, CO 80218
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- 200 Exempla Cir
- Lafayette, CO 80026
9 Facts About Hospital Quality
Patients' risk of dying during a hospital stay for heart bypass surgery could be 87.4% lower, on average, at a hospital rated 5 stars compared to a hospital rated 1 star for that procedure. Choosing the right hospital is critical to your health. View Slideshow
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By Gwen Albers
For the Optic
Ernie Moberg is no stranger to middle-of-the-night phone calls from police.
For 52 years, he's operated a 24/7 towing service in Watrous, responding to crashes and disabled vehicles on Interstate 25.
So when the 77-year-old owner of Moberg's Garage & Wrecker Service got a personal visit from state police sometime after 2 a.m. Saturday, he expected the worst.
The City Council voted unanimously on Monday to approve a restaurant beer and wine license for JC's New York Pizza Department's new location at 209-211 Plaza St.
"We're moving our restaurant from 131 Bridge St.," owner Joaquin Garofalo told the Council. "We're looking to grow our business and add a few amenities."
Those amenities include a three-lane bowling alley and pool tables.
No firm date has been set for the move.
Vanessa Cummings was known to bring a story to life either through music or re-enactment. On Thursday, a classroom of kids from Longfellow Elementary in Albuquerque will bring her life to stage.
Mora native Nathan Espinoza and his fifth grade class from Longfellow Elementary will present "Con Valor," an original play written and preformed by the students.
By Morgan Lee
The Associated Press
SANTA FE — The practice of altering emergency food assistance applications that results in delayed benefits may date back more than a decade, New Mexico lawmakers were told Monday.
In April, a state employee who processed emergency food benefit applications testified in court that superiors changed her notes and put down that an applicant had an additional $400 — delaying immediate delivery of assistance.
Just when I thought it was safe to close the chapter on the topic of homeless mendicants in the Meadow City, I received a report that I once thought would happen only in the movies.
And though I've admitted in at least two previous columns that I'm one of the biggest offenders with my enabling, sympathizing, empathizing, mealy-mouthing, dollar-giving manner, it's possible that I'll come across today as being critical of those who camp near restaurant entrances an gas station to beg for money.
The lunch menu for the Las Vegas/Pecos Senior Centers,
with 2 percent milk served with all meals.
Baked chicken, baked beans, potato salad, dinner roll, and fresh fruit
Sweet and sour pork, brown rice, steamed carrots, whole wheat bread, and mandarin oranges
Chef salad with turkey, eggs, cheese, tomato, cucumber and shredded carrot mix, tomato soup, crackers, and fruit
Closed in observance of the Memorial Day holiday
Monday, May 23, 1966 — The Grand Meadows, periodically the victim of a severe drought, is in the midst of a serious dry spell. According to figures of the Federal Aviation Agency at the airport, there has been but .62 of an inch of precipitation since Jan. 1. This is compared with 1.36 inches for the first four months of 1964, 1.29 inches in 1963.
Summer vacation is almost here. But there's a downside to the nearly three-month summer break that students are about to begin.
It's called the summer slide, a well-documented phenomenon where students lose reading proficiency during the summer months. It happens because so many students abandon books during the summer in favor of television, sports, X-box and other things.
The decline in reading proficiency is a serious problem, one that parents and everyone else who cares about children should be aware of. There is a simple solution.
Las Vegas Optic
The Las Vegas Outlaws youth football team came away with a second-place finish in the New Mexico YAFL spring season.
The Outlaws lost to the Volcano Vista Hawks 12-6 in overtime this past Saturday at Albuquerque's Mesa del Sol fields. The game was the NMYAFL spring championship for the rookie division.
Josh Martinez provided the lone score for the Outlaws, who finish 7-2 in the spring.
Both losses came against the champions from Albuquerque Volcano Vista.
Miguel Coca, a West Las Vegas sophomore this past year, admits to occasionally daydreaming about still being teammates with older brother Moises.
"We'd be a good team," he said. "We're pretty good now, but with him still with us, we'd be tough."
Moises was a distance running standout for West in recent years. Before he graduated, the two brothers briefly shared time on the school's cross country and track teams.
Copyright © 2016
The Las Vegas Optic is your source for local news, sports, events, and information in San Miguel County and Las Vegas, NM, and the surrounding area.


text: Anticipated Books of 2013 Last week I blogged about my favorite books from 2012. Now I am looking towards the new year and all the fabulous young adult books that will be coming out. Here are the books I cannot wait to read in 2013. If the book is currently on order, you can connect to the catalog record by clicking on the book cover. Books are listed in order of publication date. Read more about Anticipated Books of 2013


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Become a Guthrie Member today
Since our first season in 1963, donors like you have embraced the Guthrie Theater as part of your community. By becoming a Guthrie Member today, you help ensure that ticket prices remain affordable to those who might not otherwise experience the Guthrie Theater. As thanks for your generous support, you receive special discounts, invitations to community events, and more!
For further information please contact:
Shannon Robinson
View our stock transfer form for information about donating stock to the Guthrie.


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Via LLRX.com: Statistics Resources and Big Data on the Internet – Marcus P. Zillman has compiled a best practices bibliography of sites and reliable sources focused on the hot topic of statistics and big data. These sources are representative of multiple publishers, national and global – government, academia, NGOs, and industry, many of which leverage open source and collaborative applications.
Buy Me a Coffee!
Pay for a day's hosting for this site... same as buying the blogger a cup of coffee.


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Ready in 45 minutes
Try this Oatmeal and Dried Cranberry Cookies recipe, or contribute your own.
59 people want to try | 135 have favorited
Cream butter and sugars, beat in eggs and vanilla until smooth. Mix dry ingredients (flour, baking soda, salt) together, and add gradually, incorporating to the mixture on low. Stir in oats and cranberries. Shape dough into 2 inch balls, place on greased baking sheets and flatten slightly.
Bake at 325F until lightley browned, about 12-15 min. Remove and cool on wire racks
NOTE: This is a big hearty cookie with ample oats so theyll travel well without crumbling. Store in airtight containers up to one week or freeze for another time.
|My private notes
jeanniegwt 2y agoThese cookies were a big success with friends who are pretty picky about their cookies. This will be my go to recipe for oatmeal cookies.
Viola1d 2y agoFollowed recipe exactly i just added an extra cup of rasberries and i could have added even more. They were soft and chewy. Came out perfectly . Everyone loved them.
Wantoknow 3y agoGreat cookie! Wonderful texture and chewiness. Added walnuts also. Will definitely make again soon!
creepyed 4y agoquite disastrous. look like oatmeal pancakes, could do with less butter.
Drsirisha 5y agoJust made the 1st batch,and they taste good,theres one problem though,the dough is getting flattened and the cookies r getting stuck to each other while baking..
Leeleem0409 6y agoI thought it was a really good recipe. I put chocolate chips in it as well.
stevemur 6y ago[I made edits to this recipe.]
deborahhoy 6y agoThe instructions need to be updated because it is missing half the ingredients.
Carol1960 9y ago
debapaka 10y agoGood cookie, next time I would use more cranberries.


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Hi Guys,
I've been working on my WordPress page for a couple of weeks now. I would like some feedback on the page and all recommendations you have for improvements.
On the website you can find drinking games of all sorts and also the visitors can buy the "Party Bible".
Please let me know what you think :-)
Website: http://www.AmazingDrinkingGames.com


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Frodo De Decker studied graphic design at the Saint-Luc in Brussels. He broke off his studies after two years to devote all his time on drawing comics. He participated in projects like 'De start van een loopbaan' and 'What's your excuse', but eventually drifted aways towards music. He developed his skills as a jazz guitar player and now works as a teacher at several schools of music. He didn't return to the field of comics until 2012, when publisher Syndikaat released his first comic album starring the character 'Otto'. The book contains a series of silent gags that shows influences that vary from Hergé to Trondheim.
Artwork © 2016 Frodo De Decker
Website © 1994-2016 Lambiek
Last updated: 2014-05-19
Series and books by Frodo De Decker in stock in the Lambiek Webshop:
If you want to help us continue and improve our ever- expanding database, we would appreciate your donation through Paypal.


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Health & Pregnancy
When Is a C-Section the Best Delivery Option?
According to Wilson, a marked change is under way in medical attitudes toward cesareans. As evidence, she points to comments made by W. Benson Harer Jr., MD, president of the American College of Obstetrics and Gynecology, that the final decision on a C-section should be left to the woman. Wilson says doctors have a responsibility to make sure women have all the facts and says she will counsel a woman against a C-section if she feels it is unnecessary or not a good choice. But, she says, if women have a good reason for wanting a cesarean, doctors should not be so quick to overrule their decision.
More evidence that women are choosing cesareans comes from a London study showing that one-third of female obstetricians would choose a C-section for themselves, even if there was no medical indication for one. In Brazil, the C-section rate is estimated to be as high as 60% in the general population and 90% among the most affluent women.
Breech birth is one medical indication for C-section, but not everyone agrees that it is the best way to proceed. Some obstetricians may try to turn a breech baby from the outside in a technique known as ECV, then have the woman deliver the baby vaginally. This, however, does not work in all cases.
Tom Howard, MD, a practicing specialist in complicated pregnancies in Fort Worth, Texas, says ECV has "gone in and out of fashion," over the last 15 years or so but remains a popular choice with some doctors and patients.
But a study just published in the journal The Lancet may change the minds of some doctors who still perform vaginal deliveries for full-term breech babies, study author Mary Hannah, MD, tells WebMD.
In the study of more than 2,000 women with babies in the breech position, who were randomly assigned to a planned delivery either vaginally or by C-section, the stillbirth and newborn death rate for C-section babies was three times lower. The C-section babies also had fewer serious illnesses as newborns. The results were so much better with cesarean sections, in fact, that the study was stopped early.


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Lightroom Workflow Question (Desktop <--> Laptop)
Started May 11, 2013 | Discussions thread
Shop cameras & lenses ▾
Tom_N • Forum Pro • Posts: 10,092
Re: Lightroom Workflow Question (Desktop <--> Laptop)
I don't know enough about Lightroom to comment on where you should keep the catalog when you have two computers running two copies of Lightroom.
But you keep referring to 'SkyDrive' (cloud storage) as if it is your only alternative to local flash storage on the Surface Pro. Since the Surface Pro has USB ports and runs Windows 8, couldn't you also consider getting an external USB 2/3 notebook drive?
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Update on HayaHaya is a 31-year-old housewife. Her husband has two jobs, one as a public sector employee, the other at a small accessories shop that he owns.
Haya has been trying to support her husband in covering their children's needs for 10 years by running a small clothing sales business at home; she buys her goods at a wholesale price, and sells at a higher price to friends, neighbors, and relatives.
She has now applied for this loan to purchase a new collection of clothes for the upcoming season, and respond to her customer's requests.
Previous Loan DetailsHaya is a 31-year-old housewife. Her husband has two jobs, one as a public sector employee, the other at a small accessories shop that he owns. While looking after her two sons, she started a small clothing sales business at home where she buys her goods at a wholesale price and sells at a higher... More from Haya's previous loan »
Additional Information
About National Microfinance BankJordan is a small country located in the heart of the Middle East's Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva's lenders.
Loan tags help lenders find loans that match certain areas of interest. You can add up to 5 tags for this loan.
About Jordan
32View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 23 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Mar 20, 2014
- Listed
- Mar 24, 2014
- Currency Exchange Loss:
- Possible
- Ended:
- Jul 17, 2015


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Burlington Information and Schedule
Burlington tickets are available now for all Burlington events. Whether on vacation or a current resident, you'll never get tired of all the things that are available in Burlington, Iowa, and the surrounding areas! Get tickets to Burlington, IA below.
All Events by Date
|Event & Venue/City
|Dec 11, 2016
Sun 7:00PM
Brian Regan
Memorial Auditorium - IA -
Burlington, IA
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Blog Posts in Category: common goal
June 17, 2013
I've always loved to sing. I grew up in a musical family, where we were constantly performing for and with each other. There's nothing I enjoy more than harmonizing with my siblings. There's something special about singing in harmony with others—your personal responsibility to hold your own part, while acknowledging others and blending with their voices. It's an awesome experience to produce a balanced oneness among different voices. It requires practice, patience, and motivation, but the end... Read More
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Urbach & Avraham has been active in The Guardianship Association of NJ, (GANJI) for over 20 years. GANJI is presenting its 17th annual conference on March 15, 2016 at the Forsgate Country Club in Monroe Township, NJ. Exhibitors and Sponsors may... Read More
March 4, 2016 Deadline to Reduce 2015 High Estate & Trust Income Taxes
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Got Unreported Assets Overseas? The Clock is Ticking Foreign Bank Account Reporting (FBAR) Deadline June 30, 2015 Did Grandpa leave you his foreign bank account when he passed away? If you have foreign bank accounts holding more than $10,000 in the... Read More
Executors and Trustees: Distribute by March 5, 2015 to reduce high estate & trust income taxes
If you are the executor of an estate or the trustee of a trust, you should know that egregiously high income tax rates apply to estates and trusts at very low levels of income. In 2014, for estates and trusts, the 39.6% income tax rate as well as the... Read More
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Cost-effectiveness of a participatory return-to-work intervention for temporary agency workers and unemployed workers sick-listed due to musculoskeletal disorders: design of a randomised controlled trial
Vermeulen, Sylvia J
Anema, Johannes R
Schellart, Antonius JM
van Mechelen, Willem
van der Beek, Allard J
BMC Musculoskeletal Disorders
Within the working population there is a vulnerable group: workers without an employment contract and workers with a flexible labour market arrangement, e.g. temporary agency workers. In most cases, when sick-listed, these workers have no workplace/employer to return to. Also, for these workers access to occupational health care is limited or even absent in many countries. For this vulnerable working population there is a need for tailor-made occupational health care, including the presence of an actual return-to-work perspective. Therefore, a participatory return-to-work program has been developed based on a successful return-to-work intervention for workers, sick-listed due to low back pain.
The objective of this paper is to describe the design of a randomised controlled trial to study the (cost-)effectiveness of this newly developed participatory return-to-work program adapted for temporary agency workers and unemployed workers, sick-listed due to musculoskeletal disorders, compared to usual care.
The design of this study is a randomised controlled trial with one year of follow-up. The study population consists of temporary agency workers and unemployed workers sick-listed between 2 and 8 weeks due to musculoskeletal disorders. The new return-to-work program is a stepwise program aimed at making a consensus-based return-to-work implementation plan with the possibility of a (therapeutic) workplace to return-to-work. Outcomes are measured at baseline, 3, 6, 9 and 12 months. The primary outcome measure is duration of the sickness benefit period after the first day of reporting sick. Secondary outcome measures are: time until first return-to-work, total number of days of sickness benefit during follow-up; functional status; intensity of musculoskeletal pain; pain coping; and attitude, social influence and self-efficacy determinants. Cost-benefit is evaluated from an insurer's perspective. A process evaluation is part of this study.
For sick-listed workers without an employment contract there can be gained a lot by improving occupational health care, including return-to-work guidance, and by minimising the 'labour market handicap' by creating a return-to-work perspective. In addition, reduction of sickness absence and work disability, i.e. a reduction of disability claims, may result in substantial benefits for the Dutch Social Security System.
Trial registration
Trial registration number: NTR1047.
Related Articles
Prospective research on musculoskeletal disorders in office workers (PROMO): study protocol
IJmker, Stefan
Blatter, Birgitte M
van der Beek, Allard J
van Mechelen, Willem
Bongers, Paulien M
BMC Musculoskeletal Disorders
This article describes the background and study design of the PROMO study (Prospective Research on Musculoskeletal disorders in Office workers). Few longitudinal studies have been performed to investigate the risk factors responsible for the incidence of hand, arm, shoulder and neck symptoms among office workers, given the observation that a large group of office workers might be at risk worldwide. Therefore, the PROMO study was designed. The main aim is to quantify the contribution of exposure to occupational computer use to the incidence of hand, arm, shoulder and neck symptoms. The results of this study might lead to more effective and/or cost-efficient preventive interventions among office workers.
A prospective cohort study is conducted, with a follow-up of 24 months. In total, 1821 participants filled out the first questionnaire (response rate of 74%). Data on exposure and outcome is collected using web-based self-reports. Outcome assessment takes place every three months during the follow-up period. Data on computer use are collected at baseline and continuously during follow-up using a software program.
The advantages of the PROMO study include the long follow-up period, the repeated measurement of both exposure and outcome, and the objective measurement of the duration of computer use. In the PROMO study, hypotheses stemming from lab-based and field-based research will be investigated.
Related Articles
The implementation effectiveness of the 'Strengthen your ankle' smartphone application for the prevention of ankle sprains: design of a randomized controlled trial
Van Reijen, Miriam
Vriend, Ingrid I
Zuidema, Victor
van Mechelen, Willem
Verhagen, Evert A
BMC Musculoskeletal Disorders
Ankle sprains continue to pose a significant burden to the individual athlete, as well as to society as a whole. However, despite ankle sprains being the single most common sports injury and despite an active approach by various Dutch organisations in implementing preventive measures, large-scale community uptake of these preventive measures, and thus actual prevention of ankle sprains, is lagging well behind. In an attempt to bridge this implementation gap, the Dutch Consumer Safety Institute VeiligheidNL developed a freely available interactive App ('Strenghten your ankle' translated in Dutch as: 'Versterk je enkel; available for iOS and Android) that contains - next to general advice on bracing and taping - a proven cost-effective neuromuscular program. The 'Strengthen your ankle' App has not been evaluated against the 'regular' prevention approach in which the neuromuscular program is advocated through written material. The aim of the current project is to evaluate the implementation value of the 'Strengthen your ankle' App as compared to the usual practice of providing injured athletes with written materials. In addition, as a secondary outcome measure, the cost-effectiveness will be assessed against usual practice.
The proposed study will be a randomised controlled trial. After stratification for medical caregiver, athletes will be randomised to two study groups. One group will receive a standardized eight-week proprioceptive training program that has proven to be cost-effective to prevent recurrent ankle injuries, consisting of a balance board (machU/ MSG Europe BVBA), and a traditional instructional booklet. The other group will receive the same exercise program and balance board. However, for this group the instructional booklet is exchanged by the interactive 'Strengthen your ankle' App.
This trial is the first randomized controlled trial to study the implementation effectiveness of an App for proprioceptive balance board training program in comparison to a traditional printed instruction booklet, with the recurrence of ankle sprains among athletes as study outcome. Results of this study could possibly lead to changes in practical guidelines on the treatment of ankle sprains and in the use of mobile applications for injury prevention. Results will become available in 2014.
Trial registration
The Netherlands National Trial Register NTR4027. The NTR is part of the WHO Primary Registries.
Mobile health; Ankle sprains; Ankle injury; Prevention; Neuromuscular training
Related Articles
Ankles back in randomized controlled trial (ABrCt): braces versus neuromuscular exercises for the secondary prevention of ankle sprains. Design of a randomised controlled trial
Janssen, Kasper W
van Mechelen, Willem
Verhagen, Evert ALM
BMC Musculoskeletal Disorders
Ankle sprains are the most common sports and physical activity related injury. There is extensive evidence that there is a twofold increased risk for injury recurrence for at least one year post injury. In up to 50% of all cases recurrences result in disability and lead to chronic pain or instability, requiring prolonged medical care. Therefore ankle sprain recurrence prevention in athletes is essential. This RCT evaluates the effect of the combined use of braces and neuromuscular training (e.g. proprioceptive training/sensorimotor training/balance training) against the individual use of either braces or neuromuscular training alone on ankle sprain recurrences, when applied to individual athletes after usual care.
This study was designed as three way randomized controlled trial with one year follow-up. Healthy individuals between 12 and 70 years of age, who were actively participating in sports and who had sustained a lateral ankle sprain in the two months prior to inclusion, were eligible for inclusion. After subjects had finished ankle sprain treatment by means of usual care, they were randomised to any of the three study groups. Subjects in group 1 received an eight week neuromuscular training program, subjects in group 2 received a sports brace to be worn during all sports activities for the duration of one year, and group 3 received a combination of the neuromuscular training program and a sports brace to be worn during all sports activities for the duration of eight weeks. Outcomes were assessed at baseline and every month for 12 months therafter. The primary outcome measure was incidence of ankle sprain recurrences. Secondary outcome measures included the direct and indirect costs of recurrent injury, the severity of recurrent injury, and the residual complaints during and after the intervention.
The ABrCt is the first randomized controlled trial to directly compare the secondary preventive effect of the combined use of braces and neuromuscular training, against the use of either braces or neuromuscular training as separate secondary preventive measures. This study expects to identify the most effective and cost-efficient secondary preventive measure for ankle sprains. The study results could lead to changes in the clinical guidelines on the prevention of ankle sprains, and they will become available in 2012.
Trial registration
Netherlands Trial Register (NTR): NTR2157
Related Articles
Physiotherapy for sleep disturbance in chronic low back pain: a feasibility randomised controlled trial
Hurley, Deirdre A
Eadie, Jennifer
O'Donoghue, Grainne
Kelly, Clare
Lonsdale, Chris
Guerin, Suzanne
Tully, Mark A
van Mechelen, Willem
McDonough, Suzanne M
Boreham, Colin AG
Heneghan, Conor
Daly, Leslie
BMC Musculoskeletal Disorders
Sleep disturbance is becoming increasingly recognised as a clinically important symptom in people with chronic low back pain (CLBP, low back pain >12 weeks), associated with physical inactivity and depression. Current research and international clinical guidelines recommend people with CLBP assume a physically active role in their recovery to prevent chronicity, but the high prevalence of sleep disturbance in this population may be unknowingly limiting their ability to participate in exercise-based rehabilitation programmes and contributing to poor outcomes. There is currently no knowledge concerning the effectiveness of physiotherapy on sleep disturbance in people with chronic low back pain and no evidence of the feasibility of conducting randomized controlled trials that comprehensively evaluate sleep as an outcome measure in this population.
This study will evaluate the feasibility of a randomised controlled trial (RCT), exploring the effects of three forms of physiotherapy (supervised general exercise programme, individualized walking programme and usual physiotherapy, which will serve as the control group) on sleep quality in people with chronic low back pain. A presenting sample of 60 consenting patients will be recruited in the physiotherapy department of Beaumont Hospital, Dublin, Ireland, and randomly allocated to one of the three groups in a concealed manner. The main outcomes will be sleep quality (self-report and objective measurement), and self-reported functional disability, pain, quality of life, fear avoidance, anxiety and depression, physical activity, and patient satisfaction. Outcome will be evaluated at baseline, 3 months and 6 months. Qualitative telephone interviews will be embedded in the research design to obtain feedback from a sample of participants' about their experiences of sleep monitoring, trial participation and interventions, and to inform the design of a fully powered future RCT. Planned analysis will explore trends in the data, effect sizes and clinically important effects (quantitative data), and thematic analysis (qualitative data).
This study will evaluate the feasibility of a randomised controlled trial exploring the effects of three forms of physiotherapy (supervised general exercise programme, individualized walking programme and usual physiotherapy, which will serve as the control group) on sleep quality in people with chronic low back pain.
Trial Registration
Current controlled trial ISRCTN54009836
Related Articles
An integrated care program to prevent work disability due to chronic low back pain: a process evaluation within a randomized controlled trial
Lambeek, Ludeke C
van Mechelen, Willem
Buijs, Peter C
Loisel, Patrick
Anema, Johannes R
BMC Musculoskeletal Disorders
In the past decade, a considerable amount of research has been carried out to evaluate the effectiveness of innovative low back pain (LBP) interventions. Although some interventions proved to be effective, they are not always applied in daily practice. To successfully implement an innovative program it is important to identify barriers and facilitators in order to change practice routine. Because usual care is not directly aimed at return to work (RTW), we evaluated an integrated care program, combining a patient-directed and a workplace-directed intervention provided by a multidisciplinary team, including a clinical occupational physician to reduce occupational disability in chronic LBP patients. The aims of this study were to describe the feasibility of the implementation of the integrated care program, to assess the satisfaction and expectations of the involved stakeholders and to describe the needs for improvement of the program.
Eligible for this study were patients who had been on sick leave due to chronic LBP. Data were collected from the patients, their supervisors and the involved health care professionals, by means of questionnaires and structured charts, during 3-month follow-up. Implementation, satisfaction and expectations were investigated.
Of the 40 patients who were eligible to participate in the integrated care program, 37 patients, their supervisors and the health care professionals actually participated in the intervention. Adherence to the integrated care program was in accordance with the protocol, and the patients, their supervisors and the health care professionals were (very) satisfied with the program. The role of the clinical occupational physician was of additional value in the RTW process. Time-investment was the only barrier for implementation reported by the multidisciplinary team.
The implementation of this program will not be influenced by any flaws in its application that are related to the program itself, or to the adherence of patients with chronic LBP and their health care professionals.
This program is promising in terms of feasibility, satisfaction and compliance of the patients, their supervisors and the health care professionals. Before implementation on a wider scale, the communication and the information technology of the program should be improved.
Trials Registration
Related Articles
A walking programme and a supervised exercise class versus usual physiotherapy for chronic low back pain: a single-blinded randomised controlled trial. (The Supervised Walking In comparison to Fitness Training for Back Pain (SWIFT) Trial)
Hurley, Deirdre A
O'Donoghue, Grainne
Tully, Mark A
Moffett, Jennifer Klaber
van Mechelen, Willem
Daly, Leslie
Boreham, Colin AG
McDonough, Suzanne M
BMC Musculoskeletal Disorders
Chronic low back pain (CLBP) is a persistent disabling condition with rising significant healthcare, social and economic costs. Current research supports the use of exercise-based treatment approaches that encourage people with CLBP to assume a physically active role in their recovery. While international clinical guidelines and systematic reviews for CLBP support supervised group exercise as an attractive first-line option for treating large numbers of CLBP patients at low cost, barriers to their delivery include space and time restrictions in healthcare settings and poor patient attendance. The European Clinical Guidelines have identified the need for research in the use of brief/minimal contact self-activation interventions that encourage participation in physical activity for CLBP. Walking may be an ideally suited form of individualized exercise prescription as it is easy to do, requires no special skills or facilities, and is achievable by virtually all ages with little risk of injury, but its effectiveness for LBP is unproven.
Methods and design
This study will be an assessor-blinded randomized controlled trial that will investigate the difference in clinical effectiveness and costs of an individualized walking programme and a supervised general exercise programme compared to usual physiotherapy, which will act as the control group, in people with chronic low back pain. A sample of 246 patients will be recruited in Dublin, Ireland through acute general hospital outpatient physiotherapy departments that provide treatment for people with CLBP. Patients will be randomly allocated to one of the three groups in a concealed manner. The main outcomes will be functional disability, pain, quality of life, fear avoidance, back beliefs, physical activity, satisfaction and costs, which will be evaluated at baseline, and 3, 6 and 12 months [follow-up by pre-paid postage]. Qualitative telephone interviews and focus groups will be embedded in the research design to obtain feedback about participants' experiences of the interventions and trial participation, and to inform interpretation of the quantitative data. Planned analysis will be by intention to treat (quantitative data) and thematic analysis (qualitative data)
The trial will evaluate the effectiveness of a walking programme and a supervised general exercise programme compared to usual physiotherapy in people with CLBP.
Trial registration
Current controlled trial ISRCTN17592092
Related Articles
The 2BFit study: is an unsupervised proprioceptive balance board training programme, given in addition to usual care, effective in preventing ankle sprain recurrences? Design of a Randomized Controlled Trial
Hupperets, Maarten DW
Verhagen, Evert ALM
van Mechelen, Willem
BMC Musculoskeletal Disorders
There is strong evidence that athletes have a twofold risk for re-injury after a previous ankle sprain, especially during the first year post-injury. These ankle sprain recurrences could result in disability and lead to chronic pain or instability in 20 to 50% of these cases. When looking at the high rate of ankle sprain recurrences and the associated chronic results, ankle sprain recurrence prevention is important.
To evaluate the effect of a proprioceptive balance board training programme on ankle sprain recurrences, that was applied to individual athletes after rehabilitation and treatment by usual care.
This study was designed as a randomized controlled trial with a follow-up of one year. Healthy individuals between 12 and 70 years of age, who were actively participating in sports and who had sustained a lateral ankle sprain up to two months prior to inclusion, were eligible for inclusion in the study. The intervention programme was compared to usual care. The intervention programme consisted of an eight-week proprioceptive training, which started after finishing usual care and from the moment that sports participation was again possible. Outcomes were assessed at baseline and every month for 12 months. The primary outcome of this study was the incidence of recurrent ankle injuries in both groups within one year after the initial sprain. Secondary outcomes were severity and etiology of re-injury and medical care. Cost-effectiveness was evaluated from a societal perspective. A process evaluation was conducted for the intervention programme.
The 2BFit trial is the first randomized controlled trial to study the effect of a non-supervised home-based proprioceptive balance board training programme in addition to usual care, on the recurrence of ankle sprains in sports. Results of this study could possibly lead to changes in practical guidelines on the treatment of ankle sprains. Results will become available in 2009.
Trial registration
Related Articles
The GRONORUN study: is a graded training program for novice runners effective in preventing running related injuries? Design of a Randomized Controlled Trial
Buist, Ida
Bredeweg, Steef W
Lemmink, Koen APM
Pepping, Gert-Jan
Zwerver, Johannes
van Mechelen, Willem
Diercks, Ron L
BMC Musculoskeletal Disorders
Running is a popular form of recreational exercise. Beside the positive effects of running on health and fitness, the risk of a running related injury has to be considered. The incidence of injuries in runners is high and varies from 30–79%. However, few intervention studies on prevention of running related injuries have been performed and none of these studies involved novice runners.
GRONORUN (Groningen Novice Running) is a two armed randomized controlled trial, comparing the effects of two different training programs for novice runners on the incidence of running related injuries. Participants are novice runners, who want to train for a four mile running event. The control group will train according a standard 8 week training program. The intervention group will use a more gradual, 13 week training program which is based on "the ten percent training rule". During the thirteen week follow up participants register information on running and RRI's in an internet based running log. The primary outcome measure is RRI. An injury is defined as a musculoskeletal ailment of the lower extremity or back, causing a restriction of running for at least one week.
The GRONORUN trial is the first randomized controlled trial to study a preventive intervention in novice runners. Many different training programs for novice runners are offered, but none are evidence based.
Related Articles
Cost-effectiveness of an intensive group training protocol compared to physiotherapy guideline care for sub-acute and chronic low back pain: design of a randomised controlled trial with an economic evaluation. [ISRCTN45641649]
van der Roer, Nicole
van Tulder, Maurits W
Barendse, Johanna M
van Mechelen, Willem
Franken, Willemien K
Ooms, Arjan C
de Vet, Henrica CW
BMC Musculoskeletal Disorders
Low back pain is a common disorder in western industrialised countries and the type of treatments for low back pain vary considerably.
In a randomised controlled trial the cost-effectiveness and cost-utility of an intensive group training protocol versus physiotherapy guideline care for sub-acute and chronic low back pain patients is evaluated. Patients with back pain for longer than 6 weeks who are referred to physiotherapy care by their general practitioner or medical specialist are included in the study. The intensive group training protocol combines exercise therapy with principles of behavioural therapy ("graded activity") and back school. This training protocol is compared to physiotherapy care according to the recently published Low Back Pain Guidelines of the Royal Dutch College for Physiotherapy. Primary outcome measures are general improvement, pain intensity, functional status, work absenteeism and quality of life. The direct and indirect costs will be assessed using cost diaries. Patients will complete questionnaires at baseline and 6, 13, 26 and 52 weeks after randomisation.
No trials are yet available that have evaluated the effect of an intensive group training protocol including behavioural principles and back school in a primary physiotherapy care setting and no data on cost-effectiveness and cost-utility are available.
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Cost effectiveness of a multi-stage return to work program for workers on sick leave due to low back pain, design of a population based controlled trial [ISRCTN60233560]
Steenstra, Ivan A
Anema, Johannes R
Bongers, Paulien M
de Vet, Henrica CW
van Mechelen, Willem
BMC Musculoskeletal Disorders
To describe the design of a population based randomized controlled trial (RCT), including a cost-effectiveness analysis, comparing participative ergonomics interventions between 2–8 weeks of sick leave and Graded Activity after 8 weeks of sick leave with usual care, in occupational back pain management.
An RCT and cost-effectiveness evaluation in employees sick-listed for a period of 2 to 6 weeks due to low back pain. Interventions used are 1. Communication between general practitioner and occupational physician plus Participative Ergonomics protocol performed by an ergonomist. 2. Graded Activity based on cognitive behavioural principles by a physiotherapist. 3. Usual care, provided by an occupational physician according to the Dutch guidelines for the occupational health management of workers with low back pain. The primary outcome measure is return to work. Secondary outcome measures are pain intensity, functional status and general improvement. Intermediate variables are kinesiophobia and pain coping. The cost-effectiveness analysis includes the direct and indirect costs due to low back pain. The outcome measures are assessed before randomization (after 2–6 weeks on sick leave) and 12 weeks, 26 weeks and 52 weeks after first day of sick leave.
The combination of these interventions has been subject of earlier research in Canada. The results of the current RCT will: 1. crossvalidate the Canadian findings in an different sociocultural environment; 2. add to the cost-effectiveness on treatment options for workers in the sub acute phase of low back pain. Results might lead to alterations of existing (inter)national guidelines.
Low back pain; Graded Activity; Participative Ergonomics; Return to work; Randomized Controlled Trial; Cost-effectiveness; Occupational health
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My 'La Dolce Vita' experience commenced on 22 August 2013 with a couple of leisurely days in Venice. Thereafter I embarked on a 10-day cruise on Celebrity's Silhouette, bound for Rome, via the beautiful Dalmatian coastline, with port stops in the ancient walled cities of Dubrovnik (Croatia) and Kotor (Montenegro).
The rugged and spectacular Greek Islands of Corfu, Mykonos and Santorini were next on the itinerary, as was the bay of Naples, with memorable excursions to the dramatic Amalfi Coast and the fascinating archeological site of Pompeii.
Our last port of call, prior to arriving in Civitavecchia (Rome), was the mountainous French island of Corsica which included a hair-raising drive through the Prunelli Gorges. After a brief trip to the beautiful old town of Nuremberg, Germany, to visit a friend, I took a Trafalgar tour to North Italy, where the highlight was undoubtedly the lake district, nestling in the foothills of the Swiss Alps.
I was born in the Eastern Cape, South Africa. My family moved to Cape Town where I completed my schooling. I later obtained a Bachelor's degree at Rhodes University in Grahamstown, with majors in Industrial Psychology and Linguistics. Other than a 5-year transfer to Johannesburg fairly early in my career, I have lived most of my life at the tip of the African continent, undoubtedly one of the most beautiful locations globally. In fact, when rounding the Cape during the latter part of the 16th Century, the intrepid explorer Sir Francis Drake named it the "fairest Cape in all the world". I retired from formal employment in September 2011, after a 36-year career with a national retail chain, where I specialised in management and leadership development. My passion for international travel, as well as my love of computing and digital photography, encourage me to record and document my experiences. I sincerely hope that my work will inspire others in a similar vein.
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Voyage of the Vikings Published November 30, 2014
Voyage of Discovery Published May 02, 2014


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: FireRed hack:
Pokémon Rose Version (Halloween Demo out now!)
View Single Post
April 2nd, 2011 (11:38 PM).
Aurora Vulpix
Vulpix FTW
Join Date: Sep 2010
Gender: Male
Posts: 10
Holy...this game looks amazing! It's so creative!
I love the tiles, the maps are epic, the characters are well thought out, the region itself is amazing, I love your creativity, and if I could play it, I would!
This has inspired me so much, Bela! It shows no matter if its a first hack or something of the sort, it doesn't stop it from being brilliant!
I really mean all of this! Keep up the good work and don't let this awesome hack die!
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Los Emprendedores I Group
He started out selling groceries and school supplies in his house. Seeing that income was good he decided to rent a locale to sell food. Thanks to this he now owns his own restaurant and has economic stability; he has a second locale where he sells all kinds of shoes. Florencio's dream is that his youngest daughter finishes her Accounting studies and becomes a professional.
He will use the requested loan to buy merchandise (sandals, shoes, slippers and clothes) so that his business will grow.
Comenzó trabajando vendiendo abarrotes, útiles escolares, en su casa, viendo que había muchos ingresos decidió alquilar un local para la venta D. comida, gracias a ello ahora tiene su propio restaurante, tiene estabilidad económica y otro local donD. venD. toda tipo D. zapatos. El sueño D. Florencio es que su última hija termine su estudio D. contadora y que sea una profesional.
Con el préstamo solicitado desea invertir en la compra D. mercadería (sandalias, zapatos, zapatillas y ropa) para que su negocio crezca.
Additional Information
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Peru
37View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Feb 7, 2011
- Listed
- Feb 11, 2011
- Currency Exchange Loss:
- Covered
- Ended:
- Sep 15, 2011


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Welcome to our Wargaming Figure Manufacturers forum. Within this area you'll find threads dedicated to the companies that produce miniatures. This is to make life easier for our members. We want our readers to have immediate and easy access to a huge database of active figure manufacturers. An area that streamlines the hunting process and makes finding the next non GW addition to your force easier.__________________
If you own, represent or recommend a particular company please feel free to join the forums (if you haven't already) and post some information. Perhaps you could add some images of the models and a brief outline of the game system. Links to important areas of the site are welcome too.
Every submission will be placed in an approval queue to help ensure only legitimate threads are made visible. Please check that the company you're submitting hasn't already got a thread before hand.
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Stephanie Boles, mother of Austin Middle School sixth-grader Stacia Boles, donates blood May 8 under the supervision of Coffee Memorial Blood Center phlebotomist Rosa Cuellar. The school's community donated 25 pints of blood, eclipsing last year's total of 16 pints.
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Join us this Summer and launch a company in Berlin with the Founder Institute!
Applications to the Berlin Spring 2015 Semester are due very soon (2015-05-17).
If you could use expert training and advice to launch a technology startup in Berlin, then apply today.
In the Founder Institute's four-month, part-time program, promising startup entrepreneurs "learn by doing" and launch a company through structured training courses, practical business-building assignments, and expert feedback from a large network of business mentors. Plus, aspiring founders are not required to quit their day job to participate, so they can begin building a business around their ideas without putting their livelihood at risk.
In only 7 years of operation, over 2,000 graduate companies across 110 cities have used the Founder Institute to validate their idea, develop their plans, refine their product, build an advisory board, prepare for seed funding, and more.
Leading the Founder Institute's efforts in Berlin are Didier Vermeiren, founder of SmartCheckups; and Sascha Karstaedt, founder and CMO of Carving Dreams.
In addition, participants in Berlin will receive expert training and feedback from an impressive list of mentors, including;
- Ahmad Moalla: Founder & Managing Director, Teambay
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- Axel Hesse: CEO
- Ben Larson: Co-Founder and Managing Partner, Gateway
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- Christian Wolf: Founder, asgoodasnew.com
- Christoph Sollich: Christoph Sollich - The Pitch Doctor, Startup Consultant (Warsaw FI) , Startup Consultant
- Daan Loening: CPO, Helpling
- Detlev Eller: Filmmaker, Everything Beta
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- Eva Missling: Director Strategic Development, 99designs
- Fabian Carlos Guhl: Founder, Ampion
- Felix Huber: Head of DACH and Nordics, Stripe
- Felix Pantlen
- Felix Staeritz: Co-CEO, Crowdfox GmbH
- Florian Kosak: Founder & CEO, tab ticketbroker gmbh, 50HOURS
- Hannes Kleist: Co-Founder, stanwood
- Heiko Rauch: Heiko Rauch - Co-Founder of UFOstart (Berlin FI), UFOstart.com
- Jana Scharfschwerdt: CEO
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- Sascha Karstädt: Cofounder , Jasada Labs
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- Sergiej Soft (Rewiakin): Founder, CleanAgents.com
- Stefan Kimmel: Senior Manager, KPMG Legal
- Stefan Jørgensen: CEO, itembase.com
- Torsten Oelke: Founder, Cube
- Weston Hankins: Founder, Footstep Ventures


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Morningstar analysts think Goldman Sachs' stock is set to outperform. They're not as bullish as they once were. » Read More
"Halftime Report" trader Joe Terranova bought a semiconductor company for his CNBC Pro model portfolio, which is currently up 12 percent on the year.
Shares of Johnson Controls gained more than 2 percent as investors digested a bullish note from Credit Suisse.
Jennifer Nason, global head of tech, media and telecom at JPMorgan, describes M&A trends in the space and what's ahead for the group.
BlackRock has greater confidence the business cycle can continue, but stocks may struggle to grind higher, Richard Turnill said.
Shares of Square traded up more than 1 percent Tuesday after BTIG upgraded the stock from "neutral" to "buy."
A slow economy, weak stock market and growing signs of deflation hardly add up to ideal conditions to hike rates in David Rosenberg's book.
Herbalife whipsawed after The New York Post reported the firm and the Federal Trade Commission settled a years-long probe.
The market's inertia is beginning to set milestones. What will break the fog of low-volume neutrality?
The SPDR Homebuilders ETF (XHB) tracked for its best day since March 1, when it gained 2.56 percent.
Shares of Autozone recovered from early losses Tuesday after the company reported quarterly profit and sales that missed Wall Street estimates.
Stocks appear increasingly comfortable with the idea of a summer interest rate rise.
Sam Zell said he's investing less today because he sees fewer opportunities and selling more because he doesn't get buyers' optimism.
Shares of Best Buy fell more than 5 percent after the electronics retailer said CFO Sharon McCollam will step down.
Shares of Archer-Daniels-Midland could be set to rally in the second half of the year, BMO Capital Markets predicts.
BMO just upgraded Deere to "outperform" from "market perform." Here's why.
"The Fed is not the wizard of Oz," Voya Investment Management's Karyn Cavanaugh says.
Some of the names on the move ahead of the open.
Cowen just upgraded Microsoft to "outperform" from "market perform." Here's why.
The bank has redefined itself in the wake of the global financial crisis, and Goldman Sachs feels fine.
In the hedge fund world, the rich are getting richer — but just barely.
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ACCO Smooth Finish Premium Paper Clips, Wire, Jumbo, Silver, 10 Boxes, 100 per Box
by ACCO | Item #: 635637 | Model #: ACC72500 |
We're sorry, this item is not available in your selected Club. Check another Club
About this item
Superior holding strength and long corrosion resistance.
Available in a jumbo size, a .050 wire gauge, a silver color, and a pack of 1,000. Corrosion-resistant, heavy-gauge clips provide superior holding strength. Smooth finish guards against rips and tears
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The Executioner by Susyk0131Watch
©2010-2016 Susyk0131
This is my version of the Executioner. I am a huge fan of the game and really enjoyed doing this piece.
Media: Pencil, Charcoal, Digital
Media: Pencil, Charcoal, Digital
The contrast of the red against textured sepia really brings out the mood of this piece.
omg that is terrifying, not to mention quite amazing, props!...my charcoal and pencil skills need quite a bit of work haha
Nice shading! The splatters are a nice addition.
I love the effect of the red over the charcoal


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Children's Health
Day Care Workers Prescribing Too Many Trips to the Doctor
Feb. 15, 2000 (Atlanta) -- A new study confirms what many working parents know to be true. Day care center staff too often pressure parents to take their child to a physician, get antibiotics, or just stay at home with their child without adequate reason. The Canadian study is published in this month's Archives of Pediatrics and Adolescent Medicine.
"It looks like there is poor knowledge on the part of the day care directors, and they tend to encourage antibiotics for attendees," corresponding author Elaine E.L. Wang, MD, tells WebMD. "There's no question they need better education."
Children experience many illnesses during childhood. Most childhood illnesses, such as the common cold, are caused by viral infections. Children normally recover from common viral infections when the illness has run its course. Antibiotics should not be used to treat viral infections.
Antibiotics do treat bacterial infections, however. Over time, bacteria can become resistant to antibiotics, and overuse of the medications is often a factor in that resistance. The authors note that "strategies are needed to reduce unnecessary antibiotic prescriptions, the major contributor to the escalating problem of antibiotic-resistant bacteria."
In the study, researchers conducted telephone interviews with providers in 36 day care centers in Canada. They questioned the providers on their knowledge and attitudes about antibiotic use for children and how often they referred children to physicians for examination.
From the interviews, the researchers found that more than 90% of the day care staff reported sending diapered children home if they had an infection and were not able to participate in center activities.
More than 75% of the staff members reported advising a physician visit when nasal discharge was colored, and more than 50% recommended a visit to a physician for children with coughs.
A majority also reported sending children home "to prevent the spread of infection" (67%) or if there was insufficient staff to care for the children (61%). On the other hand, most staff members (69%) kept children at the center who, they felt, needed to be home if the child had an antibiotic prescription and their parents could not stay home from work.


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Discover a selection of top forums longboarding patterns on the internet. Come to share your passion on forums longboarding patterns and meet other fans of longboarding patterns. Then, why don't you create your own forum of longboarding patterns ?
A friendly group of New Zealand Pottery enthusiasts, Crown Lynn, Titian, NZ Studio Pottery, NZ Potters marks and NZ Commercial Pottery.
crownlynn, dinnerware, nzpottery, nzpottersmarks, shapegallery, swans, studiopottery, patternsgallery, history, tableware, #patterns, designs, titian, forum


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Two down, four more to go. On Tuesday night, Lady Gaga tweeted out her latest "Yoü and I" fashion film . After portraying "Nymph" in the first one, Gaga portrays the black-clad Bride in the latest installment, which she tweeted out to her Little Monsters.
The Inez van Lamsweerde and Vinoodh Matadin-directed clip features Gaga wearing her outfit from the opening scenes of the proper "Yoü and I" video in which she stands at the cornfield crossroads.
During the two-minute, 28-second clip, Gaga dances around in her black chiffon outfit, slowly stripping away her blond wig and couture. By the end, she's topless, with her hands covering her breasts. Some of Gaga's monsters and pals make an appearance in the video as well, including blink-and-miss-it appearances from her video co-star "Vampire Diaries" actor Taylor Kinney and her stylist Nicola Formichetti.
The black-and-white clip also has funny, kitschy moments showing Gaga smiling, laughing and making funny faces for the camera. The videos were shot while Mother Monster and her entire Haus were in Nebraska earlier this summer working on the Laurieann Gibson-directed clip.
Each of the six films will focus on one of Gaga's characters in the original video, which includes her mermaid incarnation, Yuyi and her male alter ego, Jo Calderone. "We built a studio in a pigsty and worked for three days with her constantly coming off set to us and filming with us and taking pictures," Inez told MTV News. "What's incredible in there is that this is Gaga as herself, in the character that she is, related to the 'Yoü and I' video, and it's purely her."


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I enjoyed my Environ facial at Skin 3 and would recommend this salon to my friends. My therapist has a good knowledge of skin care and the products that they sell and took time to discuss these with me. I was given a good arm and hand massage during my facial also. I was allowed plenty of time afterwards to put some make up on to face the world!! My skin looked a lot smoother and the experience overall was enjoyable hence my good ratings.
Friendly staff and a clean, relaxing environment. Will be going again.
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Know how to use your consumer rights when purchases go wrong by playing our challenge - Party for your rights.
Find out more in our fair trading section.
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Resources and tips to help your business run smoothly.
On this page:
Things sometimes go wrong with the products and services we buy. If you cannot resolve the dispute, we may be able to help by providing:
Under the Australian Consumer Law, products you buy from an Australian business are covered by 'consumer guarantees'.
After you use a product, or when you receive an item you have bought online, you may identify problems with it. Depending on the type of problem (also known as a failure under the Australian Consumer Law), the store or seller may have to provide a 'remedy', such as:
To find out about whether you have the right to return your product, view our Refunds, repairs and replacements page.
Note: if you bought an item online from a private seller (not engaged in trade or commerce) or overseas store, different rules apply. View our pages:
View our Problems with a service page.
Explain the issue you have with the product or service by approaching the business directly, either:
Make sure you are talking to someone who has the authority to address your issue, such as the manager.
You can ask the business to either:
Keep notes of your contact with the business, such as the:
If speaking to the business directly has not resolved your issue, send them a complaint letter or email . Act quickly - delay can sometimes affect your rights.
Putting your complaint in writing is useful because you will have a record:
Use our Complaint letter/email template (Word, 58KB).
Example complaint letters and emails:
If your issue is with a franchise (chain store), write to the store you originally dealt with, and send a copy to its head office.
Send your letter by registered post and keep a copy for yourself. If you do take your complaint further, you will need to show your letter (or email) to the third party.
There is no set 'reasonable' time in which a business must resolve an issue. You should allow enough time for the business to receive and reply to your letter, and to start making arrangements for a remedy. This could take anywhere from seven to 28 days.
Be persistent – write a reminder letter if the business does not reply.
You may want to indicate that if the business does not reply, you will take your complaint further using one of the options in Step 4 below.
If the business does not resolve your issue, what you do next depends on how you paid for the product or service.
Payment method
What to do
You bought from an online auction house
Most auction houses have a dispute resolution service. For example, you can report an issue to eBay's Resolution Centre up to 45 days after the sale. You can open a case in the Resolution Centre regardless of how you bought the item ie, via an auction or 'Buy it now'.
Note: if you paid via PayPal, you will be automatically directed from eBay to the PayPal Resolution Centre. See below.
You can also post feedback about the seller on the auction site to warn the auction house and other potential buyers.
You paid via PayPal
You can file a dispute through PayPal's Resolution Centre within 180 days of paying for the item.
You may be covered by PayPal's Buyer Protection
You paid via a credit card
Contact your provider to organise a chargeback (this effectively reverses the credit card charge, and is similar to a refund). For more information, view our Chargeback page.
Note: the chargeback is a process with your credit card provider, separate from any other dispute resolution service such as those with eBay or PayPal.
You paid via online cash transfer
If you used an instant cash transfer system (such as Western Union or MoneyGram) or if you deposited your money directly into the seller's bank account, it can be very difficult to track your money once the seller has collected it. If you used an instant cash transfer system, you can contact the police who may be able to assist.
You can also contact Consumer Affairs Victoria:
After seeking our advice, you can take your complaint further by:
For more information, view our Conciliation policy section.
Conciliation is an informal process to help you and the business resolve a dispute through communication, identifying the issues in dispute and exploring options for resolution.
We usually conduct conciliation by telephone, email and letters, but we sometimes hold face-to-face meetings.
As Victoria's consumer affairs regulator, we can try to help you reach an agreement, but only VCAT or the courts can force a business or landlord to resolve an issue. We can advise you about your options with VCAT or the courts.
Note: Consumer Affairs Victoria's conciliation is voluntary and we cannot force a trader or consumer to be involved.
Note: Our Helplines will be unavailable 1:30 pm - 5:00 pm Wednesday 9 December. During this time you can find information on your rights, obligations and how to resolve a dispute, on this website.
As well as general conciliation, we provide specialist conciliation services:
Note: Calling our Helplines costs the same as a local call. Additional charges may apply from mobile or payphones.
Last updated: 20/05/2016
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