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(WUSA9) --- Here are the hot Affordable Care Act topics for November 4th.
1. The Washington Post: For consumers whose health premiums will go up under new law, sticker shock leads to anger
According to the Post, there is a growing backlash against Obamacare from those people now forced to find alternative policies because their individual ones didn't meet the minimum requirements.
They're learning they will face higher premiums and higher deductibles.
2. CNN Money: 6 other Obamacare promises -- and these are very much coming true
This opinion article lists six promises that are still in effect despite the abysmal turnout and growing backlash.
Among the promises listed include:
a. You will no longer be denied insurance because of a pre-existing condition.
b. Your insurance will no longer be cut off due to spending caps.
3. USA Today: Health law may strain mental health system
According to this article, the Affordable Care Act will expand coverage for 32 million new patients.
That means there very well might not be enough resources to keep up with the demand.


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[Course Listings]
Dr. Edward R. Mansfield, Department Head
Office: 300 Alston Hall
In addition to completing the specific prerequisites included in the descriptions of the following courses, all students seeking to enroll in 300- or 400-level courses in the Culverhouse College of Commerce and Business Administration must have attained junior standing, which is defined for purposes of this policy as having earned 55 semester hours.
All C&BA students must, prior to seeking enrollment in any 300- or 400-level course, complete or be enrolled in the following prerequisites: EC 110 and EC 111; MATH 112 and MATH 121 or MATH 115 and MATH 125; CS 102; AC 210; ST 260; and LGS 200 (or their equivalents). Failure to fulfill all prerequisites prior to enrolling in a 300- or 400-level C&BA course will result in administrative disenrollment from that course.
MIS 295 Business Analysis and Project Management. Three hours.
Prerequisite: CS 114.
Recommended corequisite: CS 124.
An introduction to business process analysis, fundamentals of business information systems (IS), development principles, and the procedures for large-scale, team-based project management. Emphasis is placed on the use and development of IS components to create business value.
MIS 320 Application and Information Architecture. Three hours.
Prerequisites: MIS 295 and either admission to the MIS program or permission of the director of the MIS program.
The study of software engineering, application patterns, and file structures. Students design, construct, and test software structures for effective information management.
MIS 330 Database Administration. Three hours.
Prerequisites: MIS 295 and either admission to the MIS program or permission of the director of the MIS program.
Data modeling and its use in the business enterprise are presented. Emphasis is on ER modeling and relational DBMS. Topics include normalization, performance, process triggers, integrated databases, form generation, ODB, three-tier architecture, and Web applications.
MIS 340 Data Communications and Networks. Three hours.
Prerequisites: MIS 295 and either admission to the MIS program or permission of the director of the MIS program.
Fundamental models, components and terminology related to data communications (DC) are presented. Emphasis is placed on the interaction effects between DC and software applications. IS requirements placed on DC for LAN, e-business, and e-commerce applications are evaluated.
MIS 385 Introduction to Management Information Systems.
Three hours.
Prerequisite: CS 102.
Introduction to fundamental topics in MIS, including system design, databases, telecommunication, e-business, e-commerce, and other functional area applications. Students with credit for MIS 295 cannot receive credit for MIS 385.
MIS 430 Systems Analysis and Design I. Three hours.
Prerequisites: MIS 320, MIS 330, and CS 325 or CS 326.
Corequisite: MIS 450.
Intermediate-level skills in systems analysis and design techniques are presented. Emphasis is placed on project-level systems development utilizing SDLC, RAD, CASE, and project management.
MIS 431 Systems Analysis and Design II. Three hours.
Prerequisites: MIS 430 and MIS 450.
Corequisite: MIS 451.
Advanced-level skills in systems analysis and design techniques are presented. Emphasis is placed on enterprise-level systems development, creation of tailored methodologies, creation of architectural standards and business strategy alignment.
MIS 440 Decision Support Systems. Three hours.
Prerequisite: MIS 430.
This course assesses information requirements to support the various types of business decisions in an organization. Students develop the specifications for each of the components of a model-based information system designed to support effective managerial decision making.
MIS 450 Systems Construction and Implementation I. Three hours.
Prerequisites: MIS 320, MIS 330, and CS 325 or CS 326.
Corequisite: MIS 430.
Leveraging software development skills honed in junior-level MIS and CS courses, students develop skills to code and test functional application systems.
MIS 451 Systems Construction and Implementation II. Three hours.
Prerequisites: MIS 430 and MIS 450.
Corequisite: MIS 431.
Students code, test, and implement large-scale application systems. User and system documentation is developed and maintained. Conversion, migration, training, and operations plans and budgets are emphasized.
MIS 491 Independent Study in Management Information Systems. Three hours.
Students may earn degree credit for only one independent study course (491).
MIS 492 Internship. Three hours.
Prerequisites: Junior or senior standing and a GPA of 2.50 or higher.
Students are selected through a competitive process for assignments in approved business or public-sector organizations. The internship is administered through the C&BA Office of Student Services. Students may earn degree credit for only one internship (492).
MIS 497 Special Topics. Three hours.

subset: commoncrawl


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Worked With:
Jay Leno
Birth Name: Jay Leno
Born: 04/28/1950
Birth Place: New Rochelle, New York, USA
Born: 04/28/1950
Birth Place: New Rochelle, New York, USA
Born James Douglas Muir Leno in New Rochelle, NY on April 28, 1950, he was the son of Scotch and Italian parents, who raised him in Andover, MA. Leno's school years were difficult ones. A born class clown, he was reportedly encouraged by a guidance counselor to drop out of high school, but he persevered, eventually receiving not only his high school diploma but a bachelor's degree in speech therapy from Emerson College in Boston. Leno began his career as an East Coast stand-up in the late 1970s, and quickly gained a following for his smart, observational humor. Current events were among his regular targets, but Leno's keenest comments focused on the absurdities of commonplace events: workpla... Continue Bio >>
Popular Movies:
More Credits >>


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Meal Type
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Assemble casserole as directed. Refrigerate several hours or overnight. When ready to serve, bake, uncovered, in 350°F oven 40 to 45 min. or until golden brown. Meanwhile, prepare custard sauce and raspberry mixture. Serve as directed.
Delight your family and guests with this delicious low-fat brunch dish.
* Nutrition information is estimated based on the ingredients and cooking instructions as described in each recipe and is intended to be used for informational purposes only. Please note that nutrition details may vary based on methods of preparation, origin and freshness of ingredients used.
have made this for overnight guests and it was so loved by all that it is always requested when anyone visits. It is so popular they take pictures of them eating it to text others not there to make them envious.
it looks awesome!!!!
Based on previous reviews, I made some changes. I used 6 oz of cream cheese, and reduced milk in the first mixture to 1 cup. To the custard mix, I added 1/2 tsp of lemon extract. I prepared it the night before. Upon removing from frig the next morning, I flipped the french toasts. Let sit for 30 minutes, then baked for about 45 min. Results: Still soggy on the bottom, dry on the top. Not enough cream cheesy flavor for me. Looks NOTHING like the photo, The cinnamon gives it a brown look. The light lemon flavor was a nice touch in the custard. I will not be making this again.


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I just installed Zimbra Desktop and it will not sync completely with my Netscape.net e-mail account: it starts and works for a little bit, then closes the connection and sends the error message. I've searched the forum, but most of the Netscape related material is very, very old. I've attached the debug log (it's fairly long), and hope that you can help.
Just FYI, I've had problems with other e-mail clients and Netscape, so it's probably something on their end (and they are not the least bit helpful!).


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2001 Hot Rod Virtual Power Tour - Day Seven, May 9Written by on May 1, 2001 Exclusive Daily Updates From The Road. Amarillo, TX to Albuquerque, NM: Commanche Country and Urban Cowboys
Attention: If you were selected as a winner by registering at the Hotchkis booth in Albuquerque, you will be contacted directly by Hotchkis. For more information on Hotchkis, log on to Hotchkis.net
Heading west from Amarillo on I-40 we encountered an overwhelming expanse of sky dwarfing our armada of rods sailing on a smooth, four-lane river of asphalt. What a sharp contrast from the early days of Route 66's winding concrete trail with tar seams, worn thin by all the Depression-era tin motoring toward an uncertain future. It's hard to imagine the hopes and anxieties that must have swirled in the minds of those desperate travelers--would their vehicles hold together long enough to reach the Colorado River where they might find back-breaking work on that massive dam project to be named after President Hoover? Or perhaps they might continue to drift from farm to farm as field workers, picking the grapes of wrath as John Steinbeck put it. Who could have guessed that decades later the same sorts of Model Ts and As, and '30s Fords as well, that traveled the Mother Road would be making a similar trip? Only this time they wouldn't be rusting, overheated jalopies held together with hemp rope and bailing wire, but painted the colors of hard candy and outfitted with polished, computer-controlled engines.
The contrast sharpens even more upon reading the historical marker at the rest stop a few miles east of the Texas border in New Mexico. This empty scrub-brush landscape dotted with pinon and juniper trees was long dominated by Commanches. From the 1700s until its defeat by the U.S. Army in 1874, this tribe raided every sort of settlement, whether Spanish, Mexican or even Apache. It's hard to conceive of anyone surviving on such desolate land with only a horse for transportation.
In just a few lifetimes, Route 66 replaced the old horse and cattle trails of the region. In Albuquerque, the Mother Road started out as a dirt street connecting the Old Town with the new one created by the railroad. This linking of old and new, the east and west, is both her essence and significance, pure and simple. The entire way of life that sprung up around the highway--the motels, gas stations, cafes, drive-ins and malt shops--were Mother's offspring. Yet so many of her children have been scattered or lost their charm and simplicity as Route 66 was eventually bypassed by the modern system of Interstates. The new era she ushered in ultimately claimed her as well, but the same sense of nostalgia for this earlier time drives efforts to restore both the route and the rods.
How fitting, then, that our Power Tour would overflow Albuquerque's remaining piece of Route 66 (now named Central Avenue) in the Old Town section. Again, the sense of contrast was startling: urban office buildings surrounded by a raiding party, but this time, it was just a bunch of hot rodders trying to find a place to park.
More Photos From This Article View Slideshow
How would the original travelers on Route 66 respond to the sight of all these hot rods on the Mother Road?As in Pontiac, Michigan, city officials in Albuquerque had to keep blocking off more streets to make room for the huge influx...Terry Jackson, television critic for The Miami Herald, agreed to let ROL Gaskets swap out the racing engine in his '65 Mustang with a streetable 302 in order to make the Long Haul. Terry admits he should have replaced the stiff shocks with softer ones, though, because it's been rough ride. The roads in Detroit were so weather-beaten that they knocked loose the adapter on his remote oil filter.These folks had to wait a reaallly long time to find a Power Tour parking spot downtown (just like a few other participants).


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Saina Closes Career with Stirring Performance
EUGENE, Ore. – All you ever needed to know about three-time national collegiate champion distance runner Betsy Saina was on display in Friday's 5,000-meter run at the NCAA Outdoor Track and Field Championships at Hayward Field.
Saina, winner of the 10,000-meter title Wednesday, used a late rush to surge to second place in the 5,000. Dartmouth's Abbey D'Agostino claimed the individual crown, winning in 15:43.68. Saina passed three runners down the home stretch to finish in 15:50.26. The Cyclone had faded slightly in the final 800 meters before passing All-Amercians Jordan Hasay of Oregon, Aliphine Tuliamuk-Bolton of Wichita State and Megan Goethals in the final half lap to finish as runner-up.
The performance concluded a historic career in which Saina earned All-America honors 11 times and claimed eight Big 12 titles.
"What you saw at the end of that race is really a microcosm of Betsy's career," Iowa State head track and field coach Corey Ihmels. "There were times she faced hurdles or challenges, but she always came back, overcame those setbacks and prevailed as one of the great runners our school has ever produced. It has been an honor to coach her."
D'Agostino and Hasay had not run in Wednesday's 10,000 and hence were rested heading into Friday's race.
"I knew that they were be rested and I knew how well D'Agostino has been running but I was hungry," Saina said. "The race changed pace and it was tough, I fell behind. But I came back in the last 200 meters and felt really good."
Saina was presented her second-place award by Iowa State athletics director Jamie Pollard, who is Eugene for this week's championships.
For Saina, who currently owns the third-fastest 10,000 time in the world at 31:37.22, her focus will be on forging a professional career. She has sights on making the team her native Kenya will send to August's IAAF World Track and Field Championships in Moscow, Russia.
"When I came to Iowa State I was just like any other average runner," Saina said. "Now, after college, I must adjust to doing more things for myself. There will be no one there telling you 'you should do this or that.' But Iowa State will be with me the rest of my life. I am so grateful to everyone there."


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How can migrate users, domains and configuration from version 4.5 to 5RC2 ?
How can migrate users, domains and configuration from version 4.5 to 5RC2 ?
Is this Network Edition or the OSS version of Zimbra? If it's OSS you do realise that it's now GA?
Thanks Bill form the fast replay.
It's the OSS version. Now I'm making a new install of 5.0.0GA. The old version works good. Now i'm dedicated a new server to the 5.0 release and i need to migrate 4.5 data structure to the new one.
OK, if you have Zimbra 5 on a new server then you'll need to migrate the data individually for each mailbox. You'll need to copy the mail using IMAPSYNC, the contacts can be exported as csv and imported into the new server and any calendar information will have to be exported/imported via REST, check the details on the wiki article.
As an alternative you could install 4.5 on the new server, copy the directory structure from the old server then run an ugrade for 4.5 again. When that's done and working you could then upgrade to 5.0
What bad news! I have 500 mailboxes and 12 domains and a big number of aliases. It's not possible to do an ldap export from the old version and an ldap import to the new version ?
Waiting yours i will thank you in advance
You can move the installation fairly easily, have a look at the instructions in this article. This will move your current installation to the new hardware, you should block port 25 while you're doing this so no email comes into the system and then make sure it's all OK on the new server before going any further. Once you're happy that the new install is working OK you should take another full backup and then upgrade to Zimbra 5.
It is a straightforward process but will involve some downtime for your server.
I just tried this procedure with no success (different release)
I even tried to export ldap data from ol versione and do import in the new version but i get this error
zimbra@mail:~> openldap/sbin/slapadd -f /opt/zimbra/conf/slapd.conf -l /tmp/ldap.ldif
The first database does not allow slapadd; using the first available one (2)
bdb_db_open: database already in use
backend_startup_one: bi_db_open failed! (-1)
slap_startup failed
I used "su - zimbra" to become zimbra user.
It's possible to script zmprov to create users previously exported with gaa -v command on the old machine ?
It's possible I missed something, but why can't you just run the installer as an upgrade?
I'm trying this way. News as possible. Happy new year


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See All Contributors »
I commented about it in my blog, but he's really holding a grudge or something. There's some messed up stuff. Ferentz ahead of Urban Meyer? Mangino's fatass at 35th? Schiano 33rd? Harbaugh 61st?
Dienhart and Doyle...aka...
Dumb and Dumber.
Here is what he had to say about our last placed coach in on the Big 12 conference page...
12. Gene Chizik, Iowa State. Yeah, the Cyclones are gambling on Chizik, but it's a gamble worth taking. He has the background and pedigree that point toward success. But building good defenses at Auburn and Texas is much easier than building a good program at Iowa State, which is one of the most difficult BCS jobs. Is Chizik equipped to work in less-than-ideal circumstances?
Apparently, because he thinks he can't win here, then he's a horrible coach.
See we should have got Brian Kelly hes already 36th on the list. HAHAHAHAHAHAHAHAHAHA what a freaking joke of a list.
Cyclone State Now & Forever
I dont agree with his list at all, Farentz that far up are you kidding he did all he could do to scrap the season together last year and i think this year will be even harder for our little brother to see w's. But thats just my opinion.
Well, don't forget all Duke's head coach has done for them.
Everybody in the nation seems to have a serious crush or man-crush on Ferentz. Yeah, he's pretty good, but not #11.... I'd rank him for like 20-25th. If he was that good, he would not have had a 6-7 season last year....
As far as Chizik being... gulp... 66th, he's never head coached a game here yet and he is too unknown. But I'm sure he has something against him anyways.
Originally Posted by cyrocksmypants
CG. No one knows what you're talking about.
Originally Posted by cowgirl836
Gary Pinkel and Mark Mangino ahead of Chizik??? I hope thats because Chizik has yet to coach a game. As soon as the Kent State game is over Chizik shoud immediately jump these two if not a few more.
Gary Pinkel and Mark Mangino couldn't coach their way out of a paper bag.
Edit: Doesn't Dienhart have a grudge against ISU becuase he thought Brian Kelly was going be the head coach? He must love kelly because he is #36.
Last edited by CyForPresident; 04-27-2007 at 11:39 AM.
God I was hoping I didn't have to see Dienhart's molest-ache again...at least the article was good for a laugh.
And about Brian Kelly...apparently he is the next coming of Jesus himself (at least according to Tommy).
There are some real head-scratchers in there; I especially like some of the "groupings"...
#31) Phillip Fulmer of Tennessee won a National Championship and is a consistent winner in THE power conference.
#32) Joe Tiller - Purdue - Uhm, Ok?
#41) Les Miles - LSU - I guess he gets down-graded because they're Saban's recruits?
#42) Charlie Weis - ND - I hate ND, but the guy's a great coach!
#43) Gary Pinkel - Mizzou - What?
Get your facts first, then you can distort them as you please. - Mark Twain
Urban Meyer (who by the way, just coached his team to the national championship) is 12th.
Butch Davis (who hasn't coached a game at UNC) is 19th.
Jim Leavitt of South Florida is 24th on the list with these records:
2003 - 7-4
2004 - 4-7
2005 - 6-6
2006 - 9-4
Bobby Johnson of Vanderbilt is actually #29 without ever coaching a single Division 1A game...same as Chizik.
And I could go on and on.
No wonder people only read The Sporting News for baseball.
Reading this "article" reminds me that I wish I could drink on the job too...........
Originally Posted by CyForPresident
Edit: Doesn't Dienhart have a grudge against ISU becuase he thought Brian Kelly was going be the head coach? He must love kelly because he is #36.
Yes, he does.
Where would Coach Mac have been? Just throwing that out there, this guy is a goofball, I should have been a sportswriter.
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Choosing the Right Cabinetry
Creating a space that is uniquely your own can be an overwhelming process.
Explore this section to learn all you need to know to be confident in the choices you make.
Vintage Finishes
Availability varies on Cherry
This labor-intensive finish process gently turns back the hands of time, leaving a vision of heirloom cabinetry that has been well loved and equally used. First, the unfinished door and drawer fronts are uniquely distressed and over-sanded throughout. Next, several coats of heavily pigmented stain saturate the wood for a rich, beautiful color. This semi-opaque stain allows the perfect hint of wood grain to come through. The corners and edges of the door and drawer fronts are over-sanded once again, revealing the natural beauty of the cherry.
- The vintage finish technique involves multiple steps, which include random distressing and over-sanding, to create an aged appearance. Because of the hand-application of the different techniques, no two doors will look exactly alike.
- Vintage finishes are in the same family as painted finishes and share the same characteristics. As wood naturally expands and contracts, the joints on the door do the same. Hairline cracks, such as joint lines, may result. Joint lines are normal and do not affect the strength of the door's construction.


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I am having a strange problem. Our company's security policy requires me to lock user accounts if they don't use interactive (ex. SSH) access to the server. But the users should maintain access to their Zimbra-based IMAP mail.
Is there a way to lock the user account but allow the user to have access to their email via the web interface and desktop mail client?
Thank you,


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Alice Cooper has paid tribute to his longtime guitarist Dick Wagner following the musician's death on Wednesday.
In a lengthy statement, the "School's Out" rocker, who co-wrote hits like "Only Women Bleed" and "I Never Cry" with Wagner, calls his late friend a "one of a kind" talent.
Cooper writes, "Even though we know it's inevitable, we never expect to suddenly lose close friends and collaborators.
"Dick Wagner and I shared as many laughs as we did hit records. He was one of a kind. He is irreplaceable. His brand of playing and writing is not seen anymore, and there are very few people that I enjoyed working with as much as I enjoyed working with Dick Wagner.
EXTRA: 2014 Notable Deaths
"A lot of my radio success in my solo career had to do with my relationship with Dick Wagner. Not just on stage, but in the studio and writing. Some of my biggest singles were ballads what I wrote with Dick Wagner. Most of (album) "Welcome to My Nightmare" was written with Dick. There was just a magic in the way we wrote together. He was always able to find exactly the right chord to match perfectly with what I was doing.
"I think that we always think our friends will be around as long as we are, so to hear of Dick's passing comes as a sudden shock and an enormous loss for me, Rock N Roll and to his family."
Wagner, 71, passed away from respiratory failure in a Phoenix, Arizona hospital.


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Hi all!
I'm trying to migrate an Exchange 2003 mailboxes to a ZCS. The tool runs correctly, finding Zimbra server and Exchange server.
I select the users, the accounts exists in the two boxes... but this happens:
And the window freezes, I can cancel the process but it's doing nothing! And it doesn't report any error or warning!!
Sorry for my bad English


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Main Content
- 54mm
- 8% Lighter than other "lightweight" wheels
- Narrow shapes with slightly wider riding surfaces for increased control and durability
- Set includes 4 wheels
Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


text: I was hoping to see some sheep, but these were a lot closer than I expected. The rams looked really nice to me but unfortunately these were in Glacier National Park so no hunting opportunities here. I know these would be big enough to be legal, but being new to sheep hunting I was wondering, just how good are they as far as trophies go?


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Fuel Cell Bipolar Plate
Application ID: 14
A fuel cell stack operates at temperatures just below 100 °C, which means that it has to be heated at start-up. The fuel cell stack consists of unit cell of anode, membrane, and cathode connected in series through bipolar plates.
This study presents a model that couples the thermal and structural deformations in a fuel cell bipolar plate. The magnitude and position of the thermal stresses are studied in this model.


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Hey All,
My friend and I are planning on archery hunting GMU 74 this year for elk. We have not picked a date yet. We are planning on using either the upper or lower Hermosa camp grounds as base camp, and then riding in on the motorcycle trail that runs between the upper and lower Hermosa camp grounds. We hope to ride in and then bivy sack hunt for 2-4 days if we find an area that we like. Has any body else tried this same area or tactic? If so, what kind of experience did you have? Any thoughts, or advice on this tactic and area wewould be appreciated!


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3 arrested in Dunnellon raids after undercover drug operation
Published: Tuesday, April 23, 2013 at 1:16 p.m.
Last Modified: Tuesday, April 23, 2013 at 1:16 p.m.
DUNNELLON – Law enforcement agencies raided three homes early Tuesday in connection with an undercover drug operation and confiscated drugs, guns and cash, and arrested three men.
Capt. Mike Scroble of the Ocala Police Department, head of the Unified Drug Enforcement Strike Team, said Tuesday that Dunnellon Police Department officials had received complaints about drugs being sold out of residences in the area of West McKinney Avenue. Around 5 a.m., strike team agents, with assistance from the Marion County Sheriff's Office, the OPD SWAT Team and DPD officers, executed three search warrants at residences on the street.
Arrested were:
- Rubin Jones, 56, 20690 W. McKinney Ave., charged with two counts each of sale and possession of cocaine, one count of possession of cocaine with intent to sell within 1,000 feet of a school and tampering with evidence.
- Joseph Vickers, 35, 20717 W. McKinney Ave., charged with two counts each of sale and possession of oxycodone, one count of possession of cocaine with intent to sell within 1,000 feet of a school, two counts of possession of a firearm by a convicted felon and one count of possession of alprazolam.
- Charles Thomas Jr., 39, also of 20717 W. McKinney Ave., charged with possession of a firearm by a convicted felon.
Seized from the two homes were $18,826 in cash, 10 grams of crack cocaine, 3.5 grams of powder cocaine, pills and four guns.
At the third residence, at 20701 W. McKinney Ave., officials didn't find any people but said the place appeared to be a "stash house" based on a large amount of property found inside. The MCSO Property Crimes Unit will investigate to see whether or not the items were stolen.
"We're pleased with the cooperative efforts of all the agencies involved that contributed to the success of this operation," Scroble said.
Contact Austin L. Miller at 867-4118 or email@example.com.
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


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Home /
The Department has faculty who are active in most mathematical areas, with programs emphasizing many different aspects of mathematical research. Department research groups maintain their own websites. These include Actuarial/Financial Mathematics, Algebra and Algebraic Geometry, Analysis, Applied Mathematics, Combinatorics, Computer Science, Differential Equations, Differential Geometry, Logic and Foundations, Mathematical Biology, Mathematical Physics, Mathematics Education, Number Theory, Probability Theory and Topology.
EMSW21 - Enhancing Mathematical Sciences Workforce: is an NSF program to increase the number of well-prepared U.S. citizens, nationals, and permanent residents who pursue careers in the mathematical sciences and in other NSF-supported disciplines. The Department has funding through this program in a number of mathematical areas.
Research Experiences for Undergraduates: This program is designed to provide outstanding undergraduates with the opportunity to pursue research under the tutelage of experienced faculty members. Students work with a faculty member on a project of mutual interest for 8 weeks during the summer.
- Algebra and Algebraic Geometry
- Analysis
- Applied Mathematics
- Combinatorics
- Computer Science
- Differential Equations
- Differential Geometry
- Financial and Actuarial Mathematics
- Logic and Foundations
- Mathematical Biology
- Mathematical Physics
- Mathematics Education
- Number Theory
- Probability Theory
- Topology
- Research Training Grant


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I just bought a 2000 W650.
Quote from: hutch on August 18, 2007, 10:04:47 am I just bought a 2000 W650. The Royal Enfield/W650 combo seems to be popular duo. I have a 2001 Dubya that had 1732 miles on it when I got it. It is my ride when I travel longer distances with other people. If I'm alone or with someone that isn't in a hurry it's the REB (Royal Enfiled Bullet). Any other REB/Dubya owners out there?
Leonard, how do you like the W650. I Have never rode one, only window shopped in 2000. I have rode a lot of different bikes in 40+ years. It seems it would be about the same as a original stock 60-70's Triumph, but slightly heavier. Over the years I have also heard all different mpg reports. What are your likes and dislikes? Once I get mine I will be able to compare your answers with my experience. Hutch Luoma, I know what you mean. I have to run up town and get pack of smokes and I would love to take the Bullet, but I won't get my pushrod adjuster until next week(I hope), so its take the 550 lb.120 hp bike. I would rather ride the RE. It's only been a week it's been down and I think I am going through withdrawls. That never happened with any of the other bikes I have ever owned in 40yrs. Hutch
pushrod adjuster?er. I used my fingers and 3 wrenches.. and am going to make something so I only have to use two
I'm still getting the hang of it, but I'm getting better at trusting the feel of it. The book says to remove the tappet covers from the top of the motor, but never says why, since the adjusting is done at the side.
Tried that. Didn't work. The valves were so noisy it almost deafened me. After talking to my dealer, and making a call to CMW, I was advised to adjust by feel just like the older REs. That seems to work better for me. I also found out that I could make the valves quieter by adjusting a bit snug, but it didn't run as well. I'm learning what the right amount of valve noise is. I guess a happy RE is supposed to chatter a bit.
I cheat, I hold the bottom 13mm wrench with my foot against the motor, and use my left hand and 13mm wrench to turn pushrod to make it longer or shorter for proper tightness, then lock it down with the 10mm in my right hand.
QuoteI cheat, I hold the bottom 13mm wrench with my foot against the motor, and use my left hand and 13mm wrench to turn pushrod to make it longer or shorter for proper tightness, then lock it down with the 10mm in my right hand.hmmmm_____ motorcycle aerobics
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Beneath the rugged fells of Troutbeck Valley, just outside Windermere and Ambleside in the English Lake District, lies The Mortal Man. An established traditional Lake District Inn since 1689, it resides over the wondrous panoramic views of Lakeland mountains that have captivated the great minds through the centuries.
A traditional English Inn with accommodation based in the heart of the Lake District; the Mortal Man is the perfect base for Lakeland walks or to take a trip on Lake Windermere and wander the beautiful towns and villages close-by.
For fell walkers; the Kentmere round and Wansfell can be achieved from the doorstep and Hellvelyn, High Street, the Langdale pikes are nearby.
Whether you are searching for Lake District Accommodation, traditional Lake District food or a Lake District beer, or traditional entertainment the Mortal Man has it all. It is everything you expected an English Inn should be.
"Everything you imagined
an English Inn
could be"


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WASHINGTON (WUSA) - Dozens gathered to get a first glance of the newest edition to Gallaudet University, the Living and Learning Residence Hall 6 (LLRH6).
The state-of-the-art building, located in the only university in the U.S. fully dedicated to deaf and hard of hearing individuals, might look like an ordinary structure from the exterior but it's far from that.
The LLRH6 is the first of its kind to be entirely constructed and designed with DeafSpace architectural concepts - which facilitates communication among those using sign language without obstructing their view.
"I'm very happy to be the first person to sign up and to be living in this dorm," Tony Tatum, junior and Football player, told the crowd during the opening reception on Friday.
Tatum continued speaking about his experience at the new dormitory since moving into the building a week prior and suddenly paused.
"I feel like I'm being interviewed by the press at the NFL," Tatum said as he chuckled and continued sharing his experiences thus far.
The five story structure has 60,000 square feet and holds 175 beds. The building was designed in collaboration with students, staff and faculty. Every design detail was carefully executed to heighten sensory awareness, paying particular attention to space and proximity, lighting and color contrasts.
"Even the seats have a purpose," said Robert Sirvage, DeafSpace Design Researcher at Gallaudet. "We didn't want any armrests because we are using our hands while signing and if we move to view another person for conversation those armrests get in the way. For us it's easier to be able to maneuver ourselves in the seat in any direction."
And its details like this that make Tatum feel right at home.
"I love it already," he said. "You can see everything, making it easy to communicate and that's what I like about it. On the second floor you can see the whole campus through the windows; you can see people walking around."
Each dormitory floor s equipped with a fully functioning kitchen, living area, gym and laundry facilities. The first floor is open to the entire campus and includes a common area for socializing or meetings and a Co-lab, where students can collaborate on different projects.
"The LLRH6 also uses geothermal heating and cooling, this system is a natural system and it is a renewable resource," Gallaudet University President T. Alan Hurwitz said.
Through these sustainability efforts the university hopes to cut energy usage by 24% and save $24.2 million in utility and operational costs over the next 10 years.
"It certainly doesn't end here, we will remain on the forefront of deaf education and in order to do that we must continue to be innovative," Hurwitz said.
So how does a student get to live in these swanky quarters?
The university is sticking to its traditional point system based on the students GPA. Students with the "best academics tend to get the first choice in which dorm they'd like to stay in."
LLRH6 currently houses sophomores through seniors. Long term, the adjacent building will be either renovated or demolished to become another DeafSpace student housing area.
"At that point this building will become the new freshmen dorm," Sirvage said.
As of now, Tatum is the only student in the building. The halls are quiet except when the occasional groups of visitors stroll by taking a tour of the facility.
"I'm looking forward for other students to move into the area and experience this space here, it's beautiful," he said.


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Displaying articles 11 - 20
A patent filed by Microsoft in 2010 could help the software company's flagging mobile platform bridge the app gap between it and Android by helping users find Windows alternatives to the Android apps they already enjoy. According to a story from GigaOM, Microsoft's patent is for a technology th ... Full Article »
Patent infringement lawsuits have become a permeating characteristic of the mobile industry these days, particularly with Apple's watchful eye over rivals' hardware and software implementations. The latest to fall under Apple's ire is HTC, whose shipments of the HTC One X and EVO 4G LTE were s ... Full Article »
Things might get rough for Samsung in its U.S. patent fight against Apple. In a ruling earlier this week, Apple won an appeal in its district court fight against Samsung to move for a preliminary injunction against the sale of Samsung's Galaxy Tab 10.1 and some of the Korean device maker's smar ... Full Article »
Google was found guilty for infringing on Oracle's Java API copyrights, but U.S. District Judge William Alsup, who's presiding over the case, said that Oracle won't get the $1 billion in damages it seeks from Google at this point. This is because the jury couldn't reach a unanimous decision ... Full Article »
We could reach a milestone today in the high-profile trial over Oracle's allegations that Google illegally used its Java technology to build Android software. A verdict is expected today after the jury ended last week in unanimous agreement on all but one of the issues being covered in this first ... Full Article »
Kicking off at the start of the week, the Oracle vs. Google court case over Java brought CEOs Larry Ellison and Larry Page to the stand, and has now turned the courtroom into a classroom. On day four of the court case, both Oracle and Google offered their explanations of Java and its APIs. It was Ma ... Full Article »
Google updated its Chrome Beta Android app yesterday with some handy new features. Though it's only compatible with smartphones and tablets running Android 4.0 Ice Cream Sandwich, the new update offers the ability to view the desktop version of any website instantly. Users can also add bookmarks t ... Full Article »
Google's legal spat with Oracle is now underway, with the two Silicon Valley powerhouses battling over an idea rather than a patent violation. At the core of the dispute is the matter of whether or not a company can legally copyright a computer programming language, especially Java, which has been ... Full Article »
Apple and Google didn't really get along too well in the last few years of Steve Jobs serving as Apple's CEO before his death. Or at least, that's how it seemed. Jobs was somewhat famously harsh on the competition in statements. When talking about Android, Jobs generally liked to poke fun in ... Full Article »
Android is on the rise, doing its part to topple the Windows PC market, which is expected to see a sharp decline in 2016 according to the latest IDC report. With the PC era losing dominance between 2011 and 2016, mobile devices from Android and Apple will fill that void. Android devices using ARM ch ... Full Article »


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Everyone wants a complexion that glows, but a shiny face is another story. Shininess occurs due to the presence of an oil on the skin known as sebum. This natural oil serves to protect the delicate tissue from the environment, but in excess, produces an undesirable sheen. To eliminate an unwanted shine, a product to absorb sebum and mattify the complexion, such as a high quality finishing powder, is necessary. The Jurlique Powder collection offers one of the finest selection of finishing powders available on the market today.
In keeping with their philosophy of creating skin care and cosmetics products with ingredients sourced from the Earth, Jurlique uses only the finest natural herbs and botanicals in the Jurlique Powder range. In addition to reducing oil levels on the face, the Jurlique Powder collection also helps to set your blush, foundation and eye and lip makeup for a long-lasting look. The items in the Jurlique Powder range each contain a beautiful, subtle fragrance that will sooth the senses while contributing to overall skin health. Treat yourself to one of these fine powders today.
Dust your face with one of the products in the Jurlique Powder collection to reduce your oily shine for a picture perfect complexion. The powders also make an excellent finishing touch for all cosmetics, extending the life of your look for all-day beauty.
Jurlique Lavender Silk Finishing Powder is formulated to make dry skin look radiant. The lightweight formula is enhanced with glycerin to restore moisture levels in the skin with each application. The extract of the lovely arnica flower helps to sooth irritation and itching that is common in dry complexions, providing a cool, clean feeling. Completely talc-free, the powder features a base made of blended corn and rice starches.
Jurlique Rose Silk Finishing Powder is ideal for women with normal and combination skin. Containing the same talc-free base as the lavender finishing powder, the rose formulation is blended to adjust the acid and base balance of the face. As a result, the powder helps hydrate areas of dryness using natural glycerin, while drying up shiny patches of oil, particularly in the T-zone.
Jurlique Citrus Silk Finishing Powder can stand up to even the toughest of shines, making it the ideal powder for those with oily complexions. Not only perfect for the facial area, the finishing powder can also be brushed along the neck, chest and shoulders to complement the neckline of any blouse or dress. Talc-free, the powder contains glycerin, allowing it to remove oil without the excessive moisture loss that can irritate delicate complexions.


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Riders trying to save California's Johnson Valley off-highway vehicle area from a military base expansion have launched a new petition drive to get White House attention.
The petition organizers say they need 1,000 signatures a day for a month to get the White House to respond to concerns about the proposed expansion of the Marine Corp base at Twentynine Palms into Johnson Valley. The White House has committed to responding to any petition that receives 25,000 or more signatures in 30 days.
The petition asks the White House to deny any request by the military to annex land from the Johnson Valley OHV area for base expansion. The title of the petition specifically requests the White House to: "Save the Johnson Valley OHV Area. Be fiscally responsible. Stop 29 Palms Marine base expansion. Keep public lands open."
The petition drive has from Jan. 15 to Feb. 14 to gain the necessary signatures required for a formal response. The full petition is at https://petitions.whitehouse.gov/petition/save-johnson-valley-ohv-area-be-fiscally-responsible-stop-29-palms-marine-base-expansion-keep-public/5r0C7Xw4 .
"We have made great strides forward in our fight to Save the Johnson Valley OHV Area," said Jeff Knoll, Off Road Business Association representative. "There was an amendment passed by Congress and signed into law by the president last month that requires the Marines to further investigate the economic impact the loss of this public land would have on multiple communities, but we need to do more."
The amendment's passing grants some reprieve from the expansion initiative but it doesn't stop the expansion. The Marine Corps' current plan would expand the Marine base by 160,000 acres. The public would lose more than 100,000 recreational acres of public land forever.
Those opposed to the base expansion argue that the expansion will cost taxpayers millions of dollars and will have a negative financial impact on surrounding communities in the high desert.
"We are hoping with this petition to raise the level of national discussion on this issue," said Dave Cole, founder of the King of The Hammers, a popular and growing motorsport event held annually in Johnson Valley. "[Some] 1,000 signatures a day is an aggressive goal, but we've already submitted more than 22,000 letters directly to the Marines opposing base expansion, so we are confident we have the voices to make it happen. They just need to make themselves heard."
To learn more about the efforts to Save Johnson Valley, visit www.savejohnsonvalley.org.


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Taking good care of the skin on the body doesn't just produce great results for a more fabulous physique. With the right products from the Bliss Bath and Body line, the daily bathtub and shower ritual can be a real delight, stirring up the senses with aromatic fragrances and bathing the skin with great feeling and nourishing formulas.
Bliss Bath and Body is an extensive line with a variety of different product types. Some are practical, intended to offer real solutions to common problems while others are just fun and pampering.
Sagging skin and bulging parts are common problems for women. The Bliss Bath and Body line includes solutions for slimming and toning flabby thighs and bellies. Bliss Bath and Body can help tone and shape the body for a sexier figure. Body washes and scrubs offer a pampering treat while cleansing the skin and eliminating dull, dead skin cells. Delicious body butters and lotions drench the body in moisture while leaving behind a delectable aroma. Bliss Bath and Body even offers specialty products for the feet and hands as well as solutions for unwanted hair. And when it comes time for gift giving, Bliss Bath and Body sets will put a smile on anyone's face.
All of the products from the Bliss Bath and Body will transform any bathroom into a spa like setting.
Bliss Love Handler is a solution for anyone experiencing a flabby midriff including the waist, belly and lower back. Bliss Love Handler tones and firms with a unique time release system containing caffeine for an ultimate tightening effect. Oils from mint increase circulation to revive tired skin while a blend of amino acids encourages healthy metabolism to eliminate excess fat. Bliss Love Handler should be gently massaged into the skin for 20 to 30 seconds and should be used every day for best results. It is intended to complement a healthy daily routine consisting of exercise and a nourishing diet that is low in calories.
Unwanted hair is an issue for almost all women but spa waxing sessions can be expensive and inconvenient. Bliss Poetic Waxing Kit offers a do-it-yourself system that allows for easy treatments at home. The kit contains a unique lotion that keeps the wax from adhering to the skin. This means less irritation and less discomfort. The wax works well at even low temperatures and can be used on the face as well as the body. The kit contains a mug that is prefilled with the wax in addition to the cleanser, the post waxing oil and six spatulas for expert application.
Bliss Lemon and Sage Body Butter is one of the most popular body moisturizers from Bliss. The refreshing lemon scent is almost as delightful as the rich and creamy moisturizers that can soften even the roughest, scaliest skin.


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The big weekend is almost upon us where we dig out our lucky charms, don big red beards and wear green green green, for this is the weekend of St Patricks day, celebrated worldwide every March 17th.
Vancouver has plenty of events for you to celebrate this occasion, from Big Parades, to Green beer, and even a huge Rugby game against the English….please read further for the scoop on where to go to celebrate the Emeralds Isle biggest calender date.
The majority of the Irish bars will be welcoming one and all for this festive occasion,.so here is the list of what is Hot, Green and full of shenanigans…
The Blarney Stone – Probably its biggest day of the year for this popular bar and music venue, the Blarney Stone will be offering up a delicious Full Irish menu, Green beers and fun for all the family to enjoy, the festivities for the family begins at 9am, then after 6pm it is open for anyone over the age of 19+ . There will be Irish dancers and live music to get you in the Paddy's Day Spirit.
Ceili's Irish Pub (Granville St location) will have live dancers, bagpipers and a huge crowd to get you into the swing of things!
Other notable locations are, Doolins (Granville Street) Lamplighter (Gastown) The Irish Heather (Gastown) probably one of the most classic of all Irish Bars in Vancouver.
On the day itself, back in Europe there is the finale of the very popular 6 nations rugby tournament, the very final game of the 2012 season is between Ireland and England at Twickenham. Ceili's Bar in Kitsilano will be showing the game live at kick off from 11am, this will be an incredible chance to see a potential scalp of the old enemy, wouldn't this be an incredible way to get St Patricks day started with a win against the English….it can not get better than this. The bar will be open for the earlier match showcasing another Celtic cousin, Wales v France at 7.45am, so if you want to get ahead and start earlier head to Kitsilano at Ceili's – 1774 West 7th, Vancouver, V6J 4T3.
There is also the St Patricks Day Street Parade, this will be on Sunday March 18th, and will wind its way north along Howe St beginning at the Drake St intersection, it will then turn onto Georgia St and finish at Georgia and Granville St where you can enjoy the fun packed Street party.
And finally, running all week is CELTICFEST….this is Western Canada's largest celebration of all that is Celtic and of cultural heritage, now in its 8th year, this festival promises to rock your socks off throughout Vancouver, it encompasses dancing, family friendly events with over 50 free and ticketed venues for you all to enjoy, no matter what age you are, come and join in the fun!
Tags: 6 Nations Rugby, Ceili's, Doolins, Drake St, Granville St, Howe St, Kitsilano, St Patricks Day, St Patricks Day Parade, Sunset Inn, The Blarney Stone, The Irish Heather, Vancouver


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Reentering the Workforce after Having Children: The Internal War Women Wage with Themselves
By Diane Lang, M.A.
Forget about the Mommy Wars — the supposed battle between stay-at-home and career-oriented mothers. Watch out for the battle going on closer to home: the internal debate of deciding which option is right for you.
As a therapist and life coach, I've seen firsthand how hard women are on themselves. Mothers are constantly asking themselves impossible questions: How can I be the best parent if I choose to work outside the home? Could I work part-time and have the best of both worlds? Which choice will bring me the most happiness?
Here's my advice: Don't let fear paralyze you. Instead, let the fear guide you to good decisions about whether a job outside the home is right for you and your family—at this point in your life. Women tend to get caught up in the notion that this is a decision they only have to make once, when, in fact, your situation — as well as your motivation to work outside the home — may change as time goes by.
So where do you begin? You start by taking a close, honest look at your motivation. Is going back to work right now really right for you? Being a mom is a full-time job. Moms work 7 days a week, 24 hours a day. You already have a lot of responsibility. Are you ready for more?
Then ask yourself this: Do I want a job or career? There is notable difference between the two. A job can bring you a paycheck and benefits; a career, on the other hand, is something you feel passionate about, something that creates a sense of purpose and happiness in your life. You also have to consider how the job or career will fit into your already full life. No matter which option you choose, it must align with your values. Consider how many hours you want to work, whether you'll be able to take time off for your child's illness or "special occasions" at school, or whether you'll have flexibility to take time off during your child's school holidays. Only by evaluating what's important to you will you be able to find work that brings you real job satisfaction.
Next — and this is a big one — you must consider whether your decision is financially feasible. Going back to work might not put more money in your pocket. How is that possible? Well, for starters, you'll have to pay a sitter for your travel time, and that's time when you're not actually making money. There's also commuting costs, whether it be gas, car maintenance, bus passes, or train tickets. You'll probably have to buy a new wardrobe. And you're likely to incur "incidental expenses" associated with going back to work — like lunches out, or pitching in for a coworker's baby gift. Those financial commitments could take a significant chunk out of your paycheck. Will you still be ahead?
This is an informative article for anyone considering a return to work or for women who have planned the return from the start. The first few weeks are a jolt to your system and your family and taking inventory is a positive step for ensuring that the re-entry is a good fit. Without this information about the emotional and structural flux the entire family experiences during the transition, one might sit in her office wondering whether she has made a huge mistake because of how she is feeling during her first weeks back in the saddle. Instead, armed with your information, she will know that the emotions she is experiencing are normal and expected and that there are sure to be kinks in the transition that will need to be worked out before her family is once again running like a well-oiled machine. I am eager to read your book, Baby Steps: The Path from Motherhood to Career.


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Milford, MA (WHDH) -- A Milford, Massachusetts man who pledged to make the last mortgage payment on his home with pennies has fulfilled that promise.
He used more than 800 pounds of the change to make the mortgage payment and he says the unusual payment method started as a joke between him and his wife.
"I kept saving pennies, saving pennies and I'm saying this is going to happen," said Thomas Daigle.
They saying goes, "a penny saved is a penny earned," and no one has followed that life lesson more than Thomas Daigle.
"I've never saved anything other than pennies. And it started out as a whim. You know, a penny for the mortgage," Daigle added.
35 years ago as Daigle, a business owner in Milford, and his wife Sandra were leaving the bank after getting the new mortgage on their home, he saw a penny just laying in the parking lot and that's where it all started.
"I picked it up and I said to my wife, "Ah, a penny towards our mortgage," said Daigle.
Fast forward to this spring when Daigle called his bank and showed up to the Milford Federal Savings and Loan with two large metal boxes full of rolled pennies -- 62,000 of them -- the last payment on his mortgage.
"Everybody was so happy at the bank I'm surprised they didn't have a cake or something," said Daigle.
That's probably because the bank employees didn't know what they were in for it took them two full days to unroll what Daigle spent his entire adult life rolling in his basement.
"I roll pennies. It would be three or four rolls or five rolls and I put them down in a box under my work shop," Daigle said.
The two steel boxes weighed more than 200 pounds each -- a pay off that can remind all of us a thing or two.
"It's teaching the value of a penny, teaching discipline. Young couples, young people today need to learn to save," Daigle said.


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Obama Delivers the Devastating Truth: Republicans are Intentionally Killing the Recovery
Mar. 1st, 2013
Anyone who has ever had to be the bearer of bad news knows there is no kind way to convey devastating information regardless the best intentions or amount of compassion the messenger feels for the victim. When a doctor reveals the results of a laboratory test indicating a person has cancer, they simply walk in and tell the patient you have cancer and offer treatment options or tell them how long they have left to live. Over the past few weeks, President Obama has had the unpleasant task of telling Americans the brutal truth that, without intervention, sequester cuts will adversely affect the economy and be painful to most Americans, and despite earlier admissions the cuts will be damaging, Republicans have made no attempt to find a less-painful replacement. Republicans are notorious for fear mongering on the basis of lies and misinformation, but now they are accusing the President of fear mongering based on truth about the sequester the GOP whole-heartedly supports.
Yesterday House Majority Leader and pathological liar Eric Cantor accused President Obama of touring around the country scaring people, creating havoc telling Americans their food is going to go uninspected and that our borders will be less patrolled and unsafe instead of working on a sequester replacement. What Cantor is saying, in effect, is that the sequester is not that bad, and it explains Republican intransigence to offer any replacement and why they continue trumpeting their plan from last years session of Congress that included only cuts to domestic programs. The President, Senate Democrats, House Democrats, and Progressive Democrats have all proposed sequester replacements Speaker John Boehner refused to allow to come up for a vote because they included revenue and would have passed.
Cantor and many Republicans claim President Obama is intentionally making sequester cuts painful, and Senate Minority Leader Mitch McConnell said The President is ready to make it bite as hard as possible all to send a simple message to the public: You want to control Washington spending, America? Fine, let me show you much I can make it hurt. The problem with McConnells remark is that Americans are not making devastating sequester cuts, Republicans are, and they are attempting to morph the sequester is Obamas fault message to Obama is purposely making sequester cuts to the federal government painful while they refuse to even consider alternatives except voiding defense cuts and replacing them with more domestic and safety net cuts.
The underlying Republican message is that job-killing and safety net cuts are not painful, and they are cuts Americans controlling spending really want. The truth is Republicans are quietly applauding sequester domestic cuts and want much more, such as those in Paul Ryans Heritage Foundation budget, the Path to Prosperity (for the rich). The President has no control over the sequester because Congress is tasked to change the law to avoid across the board cuts. There is no department or program spared (by design), so education, first responders, safety nets, food inspectors, immigration, and aviation safety will all be subject to cuts. When the President says cuts affect the entire government, he is simply telling the truth and now it is what Republicans are revolting against because they have panted for deeper cuts under the guise of reducing the deficit, strengthening the economy, or stopping Obamas out of control record spending spree. A spending spree, by the way, that is non-existent, and with spending growth at its lowest rates in 60 years,Americans recognize Republicans are wrong and the nation needs more revenue, according to a recent poll.
Republicans unremittingly harp on one message that, under President Obama, Washington is spending too much money, and it needs to stop, but 67% of Americans reject the way Republicans in Congress are handling federal spending including 51% of self-identified Republicans. Republicans are unfazed by Americans opinion of their Draconian cuts and Cantor said next week Republicans will resolve to give flexibility to the Department of Defense (DOD) on spending for the rest of the year by letting the DOD start new programs. In another poll, 62% of Republicans and 82% of Democrats are against slashing social programs, and instead prefer cutting military spending to pay down the already rapidly declining deficit. It is typical of Republicans to oppose the will of the people and aid defense programs to survive the sequester while increasing social program cuts that kill jobs, reduce services, and impact hungry children, seniors, and poverty-level working poor Americans.
Republicans are losing the battle in the court of public opinion, even among their own base, and yet to cover their wont to punish 98% of the people to protect the wealthy, oil industry, military industrial complex, and corporations, they are resorting to accusing the President of fear mongering with the truth. However, now that they have abandoned any pretense of avoiding sequester cuts to domestic programs, and admitted the sequester was Paul Ryan and Eric Cantors plan, their goal of killing jobs and sending the economy into a recession is finally coming into focus and the President is right to tell Americans the devastating truth; Republicans are deliberately punishing people and reversing economic recovery.


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About Destiny
Music is important to me the world wouldn't be thorough with out it. It is what gets me through my day. And, If im not understanding something the best way to get me to comprehend would be to relate it to some kind of song lyrics. lol. Everything reminds me of music. My favorite bands are of course: PAPA ROACH, KORN, MARILYN MANSON. I have alot more, but those are the ones I am most emotionaly attatched to. They have pulled me through all the hardships life has diIivered to me, and i am so greatful for this. Which is why one of my favorite things to do is to go to concerts. It realeses your energy and you feel so much better, lets out your anger and/or hurt or pain. [I have seen PRoach twice live].
I don't have alot of free time, because I work about 30 hours a week plus go to school a full school day, however when I do I like to be with my 2 best friends in the whole world Tiffany, and Willy. These two mean so much to me. I will hurt anyone who tries to mess with them. My family and friends are special to me, so unless you want to mess with me don't mess with them. I am very overpretective.
School is also very conspicuous to me. I take pride in my education. I want to eventually be either a Forensic Psychologist, Psychiatrist, or Lawyer.
All I can really say about my personality is...
I can be bennifiting if I like you,
I can be cantankerous if I don't
I love gay people, and I have an army of gays or lesbians that I call "my gays".... And, I love them so much. (im not gay btw). My most important ones are: Dani, and Ryan
I have asthma, and im an ensomniac.
I haven't added this to my profile yet


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y / Youthful
"Young at heart" is an overused phrase but it sums up the Chloé aesthetic perfectly. Chloé is about keeping the carefree spirit of youth – whatever your age. Age, after all, is just a number – style lives forever. Chloé creates items that are timeless, that make women smile whenever they wear them.
Chloé has always looked out for the young, the new, the fresh. While the rest of fashion was catering to women of a certain age, founder Gaby Aghion, wanted to appeal to the younger, creative and free-spirited women that inspired and surrounded her every day – women like her.
Her creations were wonderfully simple, and all about spontaneity. Easy silhouettes and body-skimming fabrics showed off the beauty of the woman wearing them – not the other way round.
It's an approach that's as important to Chloé today, as ever. We always try to keep the bloom of youth alive.
Yes Chloé has a rich history, but in this anniversary year, we like to say we're 60 years young.
The Gallery
A selection of images from the Chloé archiveView
Gaby Aghion
Born in Egypt in 1921, Gaby Aghion moved to Paris after the war and pioneered the concept of "luxury ready-to-wear" with the creation of Chloé in 1952. She did not feel comfortable with the restrictive wardrobe of the fifties and her thirst for greater emancipation quickly outweighed this "Couture" period as she turned the page without hesitation to offer women a new approach to fashion.See the designs
The young Gaby chose the fabrics, drew six models and had them made by the head seamstress at the atelier Lelong. She then decided to offer them herself to the fashion boutiques which were then just starting to carry ready-to-wear clothes. She put on the first Chloé show in 1956 at a breakfast at the Café de Flore, the epicentre of young intellectual Parisians that she mingled with. It was a success and today she is still the first to express her surprise at her own audacity.
To keep the flame alive and the label youthful, Gaby Aghion continuously sought talented designers, names that are now part of the history of contemporary fashion, to work alongside her.
Embrun dress, Gaby Aghion for Chloé, Autumn-Winter 1960
Gaby Aghion for Chloé, 1967
Gaby Aghion for Chloé, 1960
Karl Lagerfeld
1965-1984 then 1992-1996
In 1965, a young man from Hamburg, Karl Lagerfeld, joined Chloé and worked under the direction of Gaby Aghion – alongside Maxime de La Falaise, Michèle Rosier and Graziella Fontana – before being appointed the house's exclusive designer in 1975.See the designs
Under his direction, Chloé became one of the most iconic brands of the seventies. Karl was particularly noted for his sense of humour and eccentric creations. Each of his collections for the brand became a happening.
Karl left Chloé in 1984, but was to return for a second time in 1992, staying for another four years.
Karl Lagerfeld for Chloé, Spring-Summer 1975
Angkor Dress, Karl Lagerfeld for Chloé, Spring-Summer 1983
Karl Lagerfeld for Chloé, Spring-Summer 1994
Martine Sitbon
Born in Casablanca Martine Sitbon came to Paris to study at the fashion school, Studio Berçot. In 1987 she joined Chloé as Creative Director.See the designs
Her silhouettes for the brand played on a soft femininity combined with an eclectic wardrobe, with references as diverse as a nineteenth century dandy, the Edwardian era and a matador.
Although her early collections seem fairytale-esque, it was rock music – especially from the seventies – that became the strongest influence on Sitbon's Chloé designs.
Martine Sitbon for Chloé, Spring-Summer 1990
Martine Sitbon for Chloé, Autumn-Winter 1992
Martine Sitbon for Chloé, Autumn-Winter 1992
Stella McCartney
Stella McCartney was born in London – the daughter of Sir Paul, and his wife Linda. At the age of 26, after graduating from Central Saint Martins, Stella was hired by Chloé as Creative Director to replace the outgoing Karl Lagerfeld.See the designs
Inspired by her mother – who wore Chloé – the young designer brought a breath of fresh air: celebrities, style and buzz, youth and glamour, became part of the Chloé world.
The brand took on a vintage, sexy, rock 'n' roll tone, appealing to a new generation of young women who were nostalgic without being sentimental, independent and modern. The Chloé wardrobe always mixes all kinds of influences – and the vital energies of the street inspired Stella's take.
Stella McCartney for Chloé, Spring-Summer 1998
Stella McCartney for Chloé, Autumn-Winter 1999
Stella McCartney for Chloé, Spring-Summer 2001
Phoebe Philo
When Stella McCartney left Chloé, her assistant and friend, Phoebe Philo, succeeded her at the brand. Born in Paris, Phoebe graduated from London's Central Saint Martins a year after Stella.See the designs
Her aesthetic was subtly different. With Phoebe's arrival, Chloé started to work leather, to the delight of customers, who rushed to get bags and shoes.
With Phoebe, a complete wardrobe of desirable pieces was developed – faithful to the spirit of the brand and yet right for now. She offered a new way of looking at fashion, adding a twist of British cool to the very Parisian Chloé.
Phoebe Philo for Chloé, Spring-Summer 2004
Phoebe Philo for Chloé, Autumn-Winter 2004
Phoebe Philo for Chloé, Spring-Summer 2006
Hannah MacGibbon
Hannah MacGibbon was born in London. Another graduate of the capital's Central Saint Martins, she initially worked under Phoebe at Chloé and is credited with bringing a touch of chic to the street style of her predecessor.See the designs
In 2008, Hannah took over the reigns at Chloé for three years. Bringing in a demure aesthetic of timeless pieces and neutral colours, she drew on a seventies aesthetic of the brand but with a modern twist. Wide capes, nude tones, jeans and chambray shirts were revisited, with belted high-waist pants.
Hannah's designs were about freshness, sophistication and grace – quintessentially Chloé.
Hannah MacGibbon for Chloé, Autumn-Winter 2009
Hannah MacGibbon for Chloé, Spring-Summer 2010
Hannah MacGibbon for Chloé, Spring-Summer 2011
Clare Waight Keller
Clare Waight Keller was born in Birmingham. She succeeded Hannah at Chloé in the summer of 2011, moving from Pringle of Scotland.See the designs
A graduate of the Royal College of Art, she began her career at Calvin Klein in New York, worked in the men's studio at Ralph Lauren, and then at Gucci, under Tom Ford.
Eagerly anticipated, Clare Waight Keller's first show for Chloé took place in October 2011. It went to Chloé's very soul – fluid and feminine "but boyish", she said, these qualities were expressed in long white and powder pink pleated dresses, eyelet embroidery and belts on the hips of wide pants.
Developing her take on Chloé for Autumn / Winter 2012, there were blouses, throw-on coats and pretty dresses in a sorbet palette. Chic, sensual and natural, that's Clare's Chloé.
Clare Waight Keller for Chloé, Spring-Summer 2012
Clare Waight Keller for Chloé, Autumn-Winter 2012
Clare Waight Keller for Chloé, Autumn-Winter 2012


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John Arne Riise says he is settling well into life on tour in Costa Rica and is focused on improving his fitness levels before the 2013/14 campaign starts.
Riise and his Fulham teammates have enjoyed a warm welcome in San Jose and won their first match 3-0 against C.S. Cartagines on Sunday. The Norwegian played 45 minutes and believes it was a good start to pre-season.
"It is always difficult in that first game, but you focus on your fitness and I think we did well," he told the official website. "We have had a good pre-season so far. Obviously it is difficult to get over the jet-lag when you first get here, but we are working hard and getting used to everything here. The humidity is hard to train in, but during the match my legs were feeling good and hopefully I'll just build on that."
With Costa Rica captain Bryan Ruiz in the squad, the fans have turned up in force to see the Fulham players and Riise has been impressed by the support so far.
"The Costa Rica fans were incredible, it was impossible to talk during the warm-up as there was music and banging and shouting," he said. "They are here to have fun. I think they are enjoying the fact that a Premier League club is here. They are so friendly to us and the atmosphere so far has been great."
With the Club training and playing just over 1,000 metres above sea level in San Jose, altitude is playing its part in the fitness preparations.
"I felt really good in my legs, I felt like I could run all day," Riise added. "But when you are running up and down the flanks it is hard to breathe and recover the oxygen you need. That is the hard part, but it makes it easier when you get back to the UK and start training again as you're going to feel the benefits."
Riise is also pleased to welcome the new additions to the squad, Maarten Stekelenburg, Derek Boateng and Fernando Amorebieta.
"If you speak English then it's quite easy to come into this group," he said. "Obviously Fernando doesn't, so it's a bit harder for him but he'll get used to us and he'll find we're a really friendly group. We always take people in and have fun, when we're on the pitch we are focused on that but off the pitch we have fun together."
The defender is certainly keen to use the summer tour to help some of the younger players in the squad and ensure that the Club is well placed to surpass last season's achievements.
"The senior players have to give advice to the younger ones and make them feel welcome," he said. "As long as they show they are here to work hard and don't get too bigheaded, then they will do well.
"The atmosphere in the camp is great and we're all working hard together and trying to make sure that we do better than last year. Obviously we finished in 12th place, but this season we want to start well for the new owner and show what we can do."


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When the going gets tough, your favorite cosmetics are likely to get going, doing a vanishing act and leaving you forced to reapply or manage sans makeup for the rest of the day. While purchasing quality cosmetics can increase the staying power of your makeup looks, some things can dilute even the most well-made formulas. The natural oils in your skin, sweat, sunlight, heat, rain, snow and freezing temperatures all affect your makeup and can cause it to disappear long before you're ready to take it off.
The Skindinavia skin care collection was developed to help you control the external factors that contribute to poor makeup performance, making your looks last beautifully all day. Featuring a selection of setting sprays, the Skindinavia products line limits the effects of temperature on your makeup. The sprays are lightweight, so they won't leave a greasy feeling on your complexion or clog your pores. The Skindinavia collection includes numerous formulas for different concerns, such as oily skin, signs of aging and dryness. Shop the collection to find the right setting spray for your complexion!
You dedicate time, energy, and even money in creating a cosmetic look, and you want it to last. Unfortunately, some products might not have much staying power, fading long before your day ends. Skindinavia understands the frustration associated with disappearing makeup, and it offers solutions to this problem. These innovative solutions rely on Temperature Control Technology to ensure that your makeup lasts. Based on the premise that the skin's temperature of 90 degrees results in moisture loss, dry skin, and faded makeup, Skindinavia's advanced technology focuses on time-released moisture for your skin over a 16-hour period, creating well-hydrated skin that better supports your makeup. This COOL technology used in Skindinavia products offers a number of benefits: fresh makeup, full coverage, color retention, controlled oil production, reduced shine, and improved moisture retention.
Finishing sprays are an traditional Hollywood trick to give stars that beautiful glow throughout the day. Now, you can discover the advantages of Skindinavia's finishing sprays as well. Celebrity makeup artists have endorsed these products, which offer a 60-day money-back guarantee, so find out what Hollywood's makeup artists are raving about. These products have been celebrated in the press, with accolades coming in from such noted publications as Lucky Magazine, Vogue, and Brides Magazine. Explore the line of Skindinavia products, and choose one that best suits your needs, whether you want to reduce shine, set your makeup, or lock in moisture. Pairing your skin's needs with the right product available in Skindinavia's line can enhance your overall look and allow your makeup to last.


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The violence in Syria must end now
Demonstrations in Douma
© picture alliance / dpa
In New York Foreign Minister Westerwelle has called on the United Nations Security Council to fulfil its responsibilities and send a "strong signal" to Syria. The Council met on 12 March to discuss the situation in the Middle East. In his speech to the members of the most powerful United Nations body, he also praised the constructive role being played by the Arab League. The violent clashes which have been shaking Syria are continuing unabated.
At the Security Council session in New York, Foreign Minister Westerwelle was campaigning for three goals: an end to the violence, immediate and unimpeded access for humanitarian aid for the population, and a peaceful political transition based on the resolutions passed by the Arab League.
Westerwelle had previously welcomed news that increasing numbers of top political and military officials were evidently distancing themselves from the Assad regime. "The regime has started to disintegrate," he said. Speaking in Berlin on 9 March, he predicted that we would keep seeing more signs of erosion, as no country could be governed indefinitely by brutality and repression.
Support for the Special Envoy
Foreign Minister Westerwelle during his speech in the Security Council
© picture-alliance/dpa
He also pledged his support for the work being done by Kofi Annan, the new Joint Special Envoy of the United Nations and the League of Arab States. Annan visited Syria on 10 May to present President Assad with his ideas for resolving the crisis. Members of the Special Envoy's staff are going to Damascus on 19 March to assess the likelihood of a ceasefire and an international observer mission.
"We share his view that we should be aiming not to escalate the situation but to prevent a conflagration that could engulf the region," Westerwelle said. He explained that the German Government and its partners in Europe had chosen sanctions and international isolation as the means to that end. As he pointed out, in contrast, Germany considered it counterproductive to discuss military intervention.
Vetoes from Russia and China have so far prevented the UN Security Council from condemning the violence. However, Russian Foreign Minister Sergey Lavrov did recently criticize the Assad regime for "delaying reform". Minister Westerwelle expressed the hope that this criticism marked the beginning of a policy change in Moscow.
UN Emergency Relief Coordinator Valerie Amos travelled to Syria on 7 March to gather information about the humanitarian situation in the country and to push for humanitarian access for United Nations assistance.
Human Rights Council condemns violence in Syria
United Nations Human Rights Council in Geneva during the debate on Syria
© picture-alliance/dpa
In an urgent debate in Geneva on 1 March, the United Nations Human Rights Council adopted a resolution by a large majority strongly condemning the "widespread, systematic and gross violations of human rights and fundamental freedoms" by Syria's leadership.
The Human Rights Council has called for an immediate end to the Syrian regime's human rights violations as well as unimpeded humanitarian access for the UN. At the same time, those responsible for human rights violations in Syria are to be held accountable.
Foreign Minister Westerwelle issued the following statement on the Human Rights Council resolution:
There was a clear signal from Geneva: those who violate human and civil rights will be held accountable by the international community. Both within the United Nations and elsewhere, our intense efforts to end the violence and bring about a fresh start in Syrian politics will continue.
The resolution comes after an independent international commission of inquiry established by the UN Human Rights Council reported that systematic human rights violations had been committed in Syria, above all by the regime. The report states that even children have been the targets of extreme brute force.
International pressure is increasing
The Conference of the "Friends of the Syrian people"
© Photothek/Imo
At their first conference, held in Tunis on 24 February, the Friends of the Syrian People group (known as the Contact Group) discussed ways to end the violence and humanitarian crisis in Syria. Professor Burhan Ghalioun, head of the Syrian National Council, gave a speech in which he called for a political solution to the conflict. The Group plans to convene again in Istanbul in early April.
The Group endorses the Arab League's efforts, including the roadmap for peace it put forward at the end of January and its attempts, together with western states, to ensure the adoption of a UN Security Council resolution condemning the violence in Syria. In Foreign Minister Westerwelle's opinion, the Arab League is playing a "key role" in tackling the conflict.
So far, the EU has imposed twelve rounds of sanctions on Syria in response to the violence. It has imposed an arms embargo and an oil embargo, as well as travel restrictions and asset freezes on numerous members of the regime. On 27 February in Brussels, EU Foreign Ministers also imposed a landing ban for Syrian cargo planes at EU airports and limited trading in gold and other precious metals. The assets of the Syrian central bank in the EU were also frozen.
According to UN estimates, over 8000 people in Syria have been killed by the security forces since the start of unrest in March 2011. At least 30,000 Syrians are reported to have fled the country, while many others are internally displaced. The German Government has so far provided 3.2 million euro in humanitarian aid.
- United Nation's Human Rights Council Resolution on Syria, 29. 2. 2012 PDF | 152 KB
- Council conclusions on Syria, 27 February 2012 PDF | 33 KB
- EU's decisions to date on sanctions against Syria
- Chairman's conclusions of the International Conference of the Group of Friends of the Syrian People PDF | 84 KB
- Report of the UN Human Rights Council independent commission of inquiry on the Syrian Arab Republic, 22 February 2012 PDF | 13 MB
Last updated 19.03.2012


text: This may sound silly but how do you force a word wrap when typing an email on the web as well as in ZD? Typical mail clients as you get to "x" number of characters it wraps to the next line. Zimbra however just keeps on going. Am I missing a setting somewhere?


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Allowed Expenses
The maximum amount a plan pays for a covered service. See Usual and Customary Charges.
Ambulatory Care
Medical services provided on an outpatient (non-hospitalized) basis.
(APC) Ambulatory Patient Classifications
A structure for classifying outpatient services and procedures for purposes of payment.
These are medical services for which your insurance plan will pay, in full or in part.
A notice to the insurance company that a person received care covered by the plan. A claim is also a request for payment.
A set fee the member pays to providers at the time services are provided. Co-pays are applied to emergency room visits, hospital admissions, office visits, etc. The cost is usually minimal. The patient should be aware of the co-payment amounts prior to services being rendered.
How physician's services are identified and defined.
Consolidated Omnibus Budget Reconciliation Act (COBRA)
A federal law that requires employers to offer continued health insurance coverage to certain employees and their beneficiaries whose group health insurance coverage has been terminated. Applies to employers with 20 or more eligible employees. Typically, COBRA makes continued coverage available for up to 18 or 36 months. COBRA enrollees may be required to pay 100 percent of the premium, plus an additional 2 percent.
Coordinated Coverage
Integrating benefits payable under more than one health insurance (for example, Medicare and retiree health benefits). Coordinated coverage is typically arranged so the insured benefits from all sources not exceeding 100 percent of allowable medical expenses. Coordinated coverage may require beneficiaries to pay some deductible or co-insurance.
Coordination of Benefits (COB)
A provision that applies when a person is covered under more than one group medical program. (See "Coordinated Coverage" above.)
What services the health plan does and does not pay for.
Covered Expenses
What the insurance company will consider paying for as defined in the contract. For example, under some plans generic prescriptions are covered expenses while brand name prescriptions are not.
Date Of Service (DOS)
The date(s) healthcare services were provided to the beneficiary.
A portion of the covered expenses (typically $100, $200 or $500) that an insured individual must pay before insurance coverage with co-insurance goes into effect. Deductibles are standard in many policies, and are usually based on a calendar year.
Diagnosis-Related Groups (DRGs)
The hospital classification and reimbursement system that groups patients by diagnosis, surgical procedures, age, sex and presence of complications. This is a financing mechanism used to reimburse hospital and selected other providers for services rendered.
Duplicate Coverage Inquiry (DCI)
A request to an insurance company or group medical plan by another insurance company or medical plan to find out whether other coverage exists (see Coordinated Coverage).
Durable Medical Equipment (DME)
Medical equipment which: can withstand repeated use; is not disposable; is used to serve a medical purpose; is generally not useful to a person in the absence of sickness or injury, and is appropriate for use in the home. Examples include hospital beds, wheelchairs and oxygen equipment.
Employee Retirement Income Security Act of 1974 (ERISA)
This law mandates reporting, disclosure of grievance and appeals requirements and financial standards for group life and health. Self-insured plans are regulated by this law.
The person who is covered by health insurance.
Exclusive Provider Organization (EPO)
Arrangement consisting of a group of providers who have a contract with an insurer, employer, third party administrator or other sponsoring group. Criteria for provider participation may be the same of those in PPOs but have a more restrictive provider selection and credentialing process.
Experimental Procedures
Any health care services, that are determined by the insurance plan to be either; not generally accepted by informed health care professionals in the United States as effective in treating the condition, illness or diagnosis for which their use is proposed; or not proven by scientific evidence to be effective in treating the condition for which it is proposed.
Explanation of Benefits (EOB)
The coverage statement sent to covered persons listing services rendered, amount billed and payment made. This normally would include any amounts due from the patient, as described in "Beneficiary Liability," "Co-insurance," "Deductible" and "Co-payment" all listed above.
Health Care Provider
An individual or institution that provides medical services (e.g. a physician, hospital or laboratory). This term should not be confused with an insurance company that "provides" insurance.
Health Insurance
Coverage that provides for the payment of benefits as a result of sickness or injury. Includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment.
Health Insurance Portability and Accountability Act (HIPAA)
Federal legislation to provide easier portability of medical information by standardizing electronic transaction and code sets, and enacting additional patient privacy provisions. Scheduled to take effect April 2003.
Health Maintenance Organization (HMO)
An entity that provides, offers or arranges for coverage of designated health services needed by plan members for a fixed, prepaid premium.
Hospital Inpatient Prospective Payment System (PPS)
Medicare's method of paying acute care hospitals for inpatient care. Prospective per-case payment rates are set at a level intended to cover operating costs for treating a typical inpatient in a given DRG.
International Classification of Diseases, 9th Edition (Clinical Modification) (ICD-9-CM)
A listing of diagnosis and identifying codes used by physicians and hospitals for reporting diagnoses and procedures of health plan enrollees.
Maximum Out of Pocket
The most money you can expect to pay for covered expenses. The maximum limit varies from plan to plan. Once the maximum out-of-pocket has been met, the health plan will pay 100% of certain covered expenses.
A jointly-funded, Federal-State health insurance program for certain low-income and needy people. It covers approximately 36 million individuals including children, the aged, blind, and/or disabled, and people who are eligible to receive federally assisted income maintenance payments.
A federal health benefit program for people over 65 and disabled that covers 35 million Americans - or about 14% of the population - for an annual cost of over $120 billion. Medicare pays for 25% of all hospital care and 23% of all physician services.
Medicare Benefits Notice
A notice you get after your doctor files a claim for Part A services in the Original Medicare Plan. It says what the provider billed for, the Medicare-approved amount, how much Medicare paid, and what you must pay. You might also get an Explanation of Medicare Benefits (EOMB) for Part B services or a Medicare Summary Notice (MSN).
Medicare Coverage
Made up of two parts: Hospital Insurance (Part A) and Medical Insurance (Part B). (See Medicare Part A (Hospital Insurance); Medicare Part B (Medical Insurance).)
Medicare Part A (Hospital Insurance)
Hospital insurance that pays for inpatient hospital stays, care in a skilled nursing facility, hospice care and some home health care.
Medicare Part B (Medical Insurance)
The part of Medicare that covers doctors' services and outpatient hospital care. It also covers other medical services that Part A does not cover, like physical and occupational therapy.
Medicare Secondary Payer
A statutory requirement that private insurers providing general health insurance coverage to Medicare beneficiaries pay beneficiary claims as primary payers.
Medicare Supplement Policy (Medsupp)
The insurer will pay a policyholder's Medicare co-insurance, deductible and co-payments for Medicare Part A and B and may provide additional supplement benefits according to the supplement policy selected.
Medigap Insurance
Privately purchased individual or group health insurance policies designed to supplement Medicare coverage. Benefits may include payment of Medicare deductibles, co-insurance and balance bills, as well as payment for services not covered by Medicare.
Medigap Plan
Purchased by Medicare enrollees to cover co-payments, deductibles and healthcare goods or services not paid for by Medicare. Also known as a Medicare supplements policy.
Physicians, hospitals, and other health care providers that an HMO, PPO or other managed care network has selected to provide care for its members.
Open Enrollment
A specified period of time in which employees may change insurance plans and medical groups offered by their employer and have the new insurance effective at a later date.
Out of Network (OON)
Coverage for treatment obtained from a non-participating provider. Typically, it requires payment of a deductible and higher co-payments and co-insurance than for treatment from a participating provider. Insurer may also deny entire bill.
Pre-Admission Certification (PAC)
A review of the need for inpatient hospital care, completed before the actual admission.
Participating Provider
A provider who has contracted with the health plan to deliver medical services to covered persons. The provider may be a hospital, pharmacy or other facility or a physician who has contractually accepted the terms and conditions as set forth by the health plan.
Part-A Medicare
Medical Hospital Insurance (HI) under part A of title XVIII of Social Security Act, which covers patients for inpatient hospital, home health, hospice and limited skilled nursing facility services. Beneficiaries are responsible for deductibles and co-payments.
Part-B Medicare
Medicare Supplement Medical Insurance (SMI) under Part B of Title XVII of the Social Security Act, which covers Medicare beneficiaries for physician services, medical supplies and other outpatient treatment. Beneficiaries are responsible for monthly premiums, co-payments, deductibles and balance billing.
Point-of-Service Plan (POS)
Managed care product that offers enrollees a choice among options when they need medical services, rather than when they enroll in the plan. Enrollees may use providers outside the managed care network, but usually at higher cost. (This should not be confused with POS as used in retail pharmacy, where it stands for point of sale.)
An insurance plan requirement in which you or your primary care physician need to notify your insurance company in advance about certain medical procedures (like outpatient surgery) in order for those procedures to be considered a covered expense.
Authorization given by a health plan for a Member to obtain services from a health care provider, most commonly required for hospital services. Members should refer to their insurance identification card or call their health plan to obtain information regarding pre-certification requirements.
Pre-Existing Condition (PEC)
Any medical condition that has been diagnosed or treated within a specified period immediately preceding the covered person's effective date of coverage. Pre-existing conditions may not be covered for some specified amount of time as defined in the certificate of coverage (usually six to 12 months). Individuals can be required to satisfy a pre-existing waiting period only once, so long as they maintain continuous group health plan coverage with one or more carriers.
Pre-Existing Condition Exclusion
A practice of some health insurers to deny coverage to individuals for a certain period for health conditions that already exist when coverage is initiated.
Preferred Provider Organization (PPO)
A program that establishes contracts with providers of medical care. Providers under such contracts are referred to as a preferred provider. Usually, the benefit contract provides significantly better benefits and lower member costs for services received from preferred providers, thus encouraging covered persons to use these providers.
Amount paid periodically to purchase health insurance benefits.
Primary Care Network (PCN)
A group of primary care physicians who have joined together to share the risk of providing care to their patients who are covered by a given health plan.
Reasonable Charge
A fee is considered "Reasonable" if it is both usual and customary or if it is justified because there is a complex problem involved.
Secondary Payer
An insurance policy, plan, or program that pays second on a claim for medical care. This could be Medicare, Medicaid, or other health insurance depending on the situation. For Commercial or Managed payors, if you have additional coverage through your spouse, then coverage through their insurance will be considered your secondary. For children covered under two insurance plans, primary coverage will be determined by the Subscriber (Mom or Dad) whose month of birth is closest to the beginning of the year. This is also known as the Birthday Rule.
Skilled Nursing Facility
A facility (which meets specific regulatory certification requirements) which primarily provides inpatient skilled nursing care and related services to patients who require medical, nursing, or rehabilitative services but does not provide the level of care or treatment available in a hospital.
A physician who specializes in a specific area of medicine, such as cardiology, oncology, urology, etc. Most HMOs require members to obtain a Referral from their Primary Care Physician before setting an appointment to see a Specialist.
Sub-Acute Care
Usually described as a comprehensive inpatient program for those who have experienced a serious illness, injury or disease, but who do not require intensive hospital services. The range of services considered sub-acute can include infusion therapy, respiratory care, cardiac services, wound care, rehabilitation services, post-operative recovery programs for knee and hip replacements, cancer, stroke and AIDS care.
The person responsible for payment of premiums or whose employment is the basis for eligibility for membership in an HMO or other health plan.
Usual, Customary and Reasonable (UCR)
A term used to refer to the commonly charged or prevailing fees for health services within a geographic area.


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WASHINGTON (AP) -- The top Democrat on a House panel says the authors of the independent investigation into the deadly assault in Benghazi, Libya, should testify at a hearing, not in a private deposition.
Pickering and Mullen issued a scathing report last December critical of the State Department's handling of security at the diplomatic mission. Ambassador Chris Stevens and three other Americans died in the Sept. 11 attack.
Oversight Committee Chairman Darrell Issa said Sunday he would seek depositions from Pickering and Mullen.