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[Rev. 11/21/2013 1:07:51 PM--2013]
NRS 682A.010 Scope.
NRS 682A.020 Eligible investments.
NRS 682A.030 General qualifications.
NRS 682A.040 Authorization and record of investments.
NRS 682A.050 Diversification.
NRS 682A.060 Public obligations.
NRS 682A.070 Obligations and stock of certain federal and international agencies.
NRS 682A.080 Corporate obligations.
NRS 682A.090 Definitions; net earnings.
NRS 682A.100 Preferred or guaranteed stock.
NRS 682A.110 Common stocks.
NRS 682A.120 Insurance stocks.
NRS 682A.130 Stocks of subsidiaries.
NRS 682A.140 Common trust funds; mutual funds.
NRS 682A.150 Bankers' acceptances and bills of exchange.
NRS 682A.160 Equipment trust obligations or certificates.
NRS 682A.170 Loans secured by policy.
NRS 682A.180 Collateral loans.
NRS 682A.190 Savings and share accounts.
NRS 682A.200 Miscellaneous investments; records.
NRS 682A.210 Special accounts.
NRS 682A.220 Special investments of title insurers.
NRS 682A.230 Mortgages and deeds of trust.
NRS 682A.240 Real property.
NRS 682A.250 Time limited for disposal of real property.
NRS 682A.260 Time limited for disposal of other ineligible property and securities.
NRS 682A.270 Failure to dispose of real property, personal property or securities: Effect; penalty.
NRS 682A.280 Prohibited investments and underwriting.
NRS 682A.290 Investments of foreign insurers.
NRS 682A.010 Scope. This chapter, with the exception of NRS 682A.290, applies only to domestic insurers.
(Added to NRS by 1971, 1617)
NRS 682A.020 Eligible investments.
1. Insurers may invest in or lend their funds on the security of, and may hold as invested assets, only eligible investments as prescribed in this chapter.
2. Any particular investment held by an insurer on January 1, 1972, which was a legal investment at the time it was made, and which the insurer was legally entitled to possess immediately before January 1, 1972, shall be deemed to be an eligible investment.
3. Any particular investment held by a successor organization to the State Industrial Insurance System that was established by section 79 of chapter 642, Statutes of Nevada 1981, at page 1449, which was a legal investment of the System made before January 1, 2000, and which the successor organization is legally entitled to possess on or after January 1, 2000, shall be deemed to be an eligible investment of the successor organization.
4. Eligibility of an investment must be determined as of the date of its making or acquisition, except as stated in subsections 2 and 3.
5. Any investment limitation based upon the amount of the insurer's assets or particular funds must relate to such assets or funds as shown by the insurer's annual statement as of December 31 next preceding the date of acquisition of the investment by the insurer, or as shown by a current financial statement resulting from merger of another insurer, bulk reinsurance or change in capitalization.
6. No insurer may pay any commission or brokerage for the purchase or sale of property in excess of that usual and customary at the time and in the locality where such purchases or sales are made, and complete information regarding all payments of commission and brokerage must be reported in the next annual statement.
(Added to NRS by 1971, 1617; A 1999, 1832)
NRS 682A.030 General qualifications.
1. No security or investment (other than real and personal property acquired under NRS 682A.240 (real property) shall be eligible for acquisition unless it is interest bearing or interest accruing or entitled to dividends or is otherwise income earning, is not then in default in any respect, and the insurer is entitled to receive for its exclusive account and benefit the interest or income accruing thereon.
2. No security or investment shall be eligible for purchase at a price above its fair value or market value.
3. No provision of this chapter shall prohibit the acquisition by an insurer of other or additional securities or property if received as a dividend or as a lawful distribution of assets, or upon a debt or judgment, or under a lawful and bona fide agreement of bulk reinsurance, merger or consolidation. Any security or property so acquired which is not otherwise an eligible investment under this chapter shall be disposed of pursuant to NRS 682A.250 if real property, or pursuant to NRS 682A.260 if personal property or securities.
(Added to NRS by 1971, 1618)
NRS 682A.040 Authorization and record of investments.
1. An insurer shall not make any investment or loan (other than policy loans or annuity contract loans of a life insurer) unless the same is authorized or ratified by the insurer's board of directors or by a committee thereof charged with supervision of investments and loans.
2. The insurer shall maintain a full record of each investment, showing, among other pertinent information, the name of any officer, director or principal stockholder of the insurer having any direct, indirect or contingent interest in the securities, loan or property constituting the investment, or in the person in whose behalf the investment is made, and the nature of such interest.
(Added to NRS by 1971, 1618)
NRS 682A.050 Diversification. An insurer shall only invest in or hold as assets categories of investments within applicable limits as follows:
1. One person. An insurer shall not at any one time have any combination of investments in or loans upon the security of obligations, property or securities of any one person (other than its lawful subsidiary) aggregating over 10 percent of the insurer's assets. This shall not apply as to general obligations of the United States of America or of any state, or of Canada or any province thereof, or of the United States of Mexico, or include policy loans made under NRS 682A.170.
2. Voting stock. An insurer shall not invest in or hold at any one time more than 10 percent of the outstanding voting stock of any corporation, except as to voting rights of preferred stock during default of dividends. This subsection does not apply to stock of a subsidiary of the insurer acquired under NRS 682A.130, or to controlling stock of an insurer acquired under NRS 682A.120.
3. Minimum capital. An insurer shall invest and maintain invested funds not less in amount that the minimum paid-in capital stock required under this Code of a domestic stock insurer transacting like kinds of insurance, only in cash and the securities provided for under the following sections: NRS 682A.060 (public obligations), NRS 682A.070 (obligations, stock of certain federal and international agencies), NRS 682A.080 (corporate obligations), NRS 682A.160 (equipment trust certificates).
4. Revenue bonds of public utilities. An insurer shall not have invested at any one time more than 25 percent of its assets in revenue bonds of public utilities described in NRS 682A.080.
5. Corporate obligations. An insurer shall not have invested at any one time more than 20 percent of its assets in other corporate obligations described in NRS 682A.080.
6. Equipment trust certificates. An insurer shall not have invested at any one time more than 20 percent of its assets in equipment trust certificates described in NRS 682A.160.
7. Real property encumbrances. An insurer shall not at any one time have more than 50 percent of its assets invested in obligations secured by real property mortgages, trust deeds, contracts of purchase or other similar encumbrances of real property.
8. Other specific limits. Limits as to investments in the category of real property shall be as provided in NRS 682A.240; and other specific limits shall apply as stated in this chapter dealing with other respective kinds of investments.
(Added to NRS by 1971, 1618)
NRS 682A.060 Public obligations.
1. An insurer may invest in bonds or other evidences of indebtedness, not in default as to principal or interest, which are valid and legally authorized obligations issued, assumed or guaranteed by the United States of America or by any state thereof, or by Canada or any of the provinces thereof, or by the United States of Mexico or any of the states thereof, or by any county, city, town, village, municipality or district therein or by any political subdivision thereof or by a public instrumentality of one or more of the foregoing, if, by statutory or other legal requirements applicable thereto, such obligations are payable, as to both principal and interest, from:
(a) Taxes levied or required to be levied upon all taxable property or all taxable income within the jurisdiction of such governmental unit; or
(b) Adequate special revenues pledged or otherwise appropriated or by law required to be provided for the purpose of such payment; but not including any obligation payable solely out of special assessments on properties benefited by local improvements unless adequate security is evidenced by the ratio of assessment to the value of the property or the obligation is additionally secured by an adequate guaranty fund required by law.
2. An insurer may invest in bonds or other evidences of indebtedness of political subdivisions of states of the United States of America or provinces of Canada payable from ad valorem taxes levied on all taxable property situated therein only if the total amount of such indebtedness after deducting sinking funds and all debts incurred for self-sustaining public works does not exceed 10 percent of the actual value of all taxable property therein on the basis of which the last assessment was made before the date of such investment.
(Added to NRS by 1971, 1619)
NRS 682A.070 Obligations and stock of certain federal and international agencies. An insurer may invest in the obligations, and in stock that are stated, issued, assumed or guaranteed by the following agencies of the United States, or in which the Federal Government is a participant, whether or not those obligations are guaranteed by the Federal Government:
1. Farm Loan Bank.
2. Commodity Credit Corporation.
3. Federal Intermediate Credit Banks.
4. Federal Land Banks.
5. Central Bank for Cooperatives.
6. Federal Home Loan Banks, and stock thereof.
7. Federal National Mortgage Association, and stock thereof if acquired in connection with the sale of loans for mortgages to that association.
8. United States Postal Service.
9. International Bank for Reconstruction and Development.
10. Inter-American Development Bank.
11. Asian Development Bank.
12. African Development Bank.
13. Any other similar agency of, or participated in by, the United States and of similar financial stability.
(Added to NRS by 1971, 1620; A 1971, 1938; 1985, 654)
NRS 682A.080 Corporate obligations.
1. An insurer may invest any of its funds in obligations other than those eligible for investment under NRS 682A.230, relating to real property mortgages, if they are issued, assumed or guaranteed by any solvent institution and are qualified under any of the following:
(a) Obligations which are secured by adequate collateral security and bear fixed interest if, during each of any 3, including the last 2, of the 5 fiscal years next preceding the date of acquisition by the insurer, the net earnings of the issuing, assuming or guaranteeing institution available for its fixed charges, as defined in NRS 682A.090, have been not less than 1 1/2 times the total of its fixed charges for that year. In determining the adequacy of collateral security, not more than one-third of the total value of the required collateral may consist of stock other than stock meeting the requirements of NRS 682A.100, relating to preferred or guaranteed stock.
(b) Fixed interest-bearing obligations, other than those described in paragraph (a), if the net earnings of the issuing, assuming or guaranteeing institution available for its fixed charges for a period of 5 fiscal years next preceding the date of acquisition by the insurer have averaged per year not less than 1 1/2 times its average annual fixed charges applicable to that period and if, during the last year of that period, the net earnings have been not less than 1 1/2 times its fixed charges for that year.
(c) Adjustment, income or other contingent interest obligations if the net earnings of the issuing, assuming or guaranteeing institution available for its fixed charges for a period of 5 fiscal years next preceding the date of acquisition by the insurer have averaged per year not less than 1 1/2 times the sum of its average annual fixed charges and its average annual maximum contingent interest applicable to such period and if, during each of the last 2 years of that period, the net earnings have not been less than 1 1/2 times the sum of its fixed charges and maximum contingent interest for such year.
(d) Capital stock and other securities of a qualified community development entity as defined in NRS 231A.120, and to the extent in compliance with the investment limitations established pursuant to NRS 231A.230.
2. No insurer may invest in any such bonds or evidences of indebtedness in excess of 10 percent of any issue of such bonds or evidences of indebtedness or, subject to subsection 1 of NRS 682A.050, relating to diversification, more than an amount equal to 10 percent of the insurer's admitted assets in any issue.
(Added to NRS by 1971, 1620; A 1975, 1828; 1983, 1281; 2003, 3288; 2013, 1252, 3457)
NRS 682A.090 Definitions; net earnings.
1. Certain terms used are defined for the purposes of this chapter as follows:
(a) "Fixed charges" includes interest on funded and unfunded debt, amortization of debt discount and rentals for leased properties.
(b) "Institution" includes corporations, joint-stock associations and business trusts.
(c) "Net earnings available for fixed charges" means net income after deducting operating and maintenance expenses, taxes other than federal and state income taxes, depreciation and depletion, but excluding extraordinary nonrecurring items of income or expense appearing in the regular financial statements of such institutions.
(d) "Obligation" includes bonds, debentures, notes or other evidences of indebtedness.
2. If net earnings are determined in reliance upon consolidated earnings statements of parent and subsidiary institutions, such net earnings shall be determined after provision for income taxes of subsidiaries and after proper allowance for minority stock interest, if any; and the required coverage of fixed charges shall be computed on a basis including fixed charges and preferred dividends of subsidiaries other than those payable by such subsidiaries to the parent corporation or to any other of such subsidiaries, except that if the minority common stock interest in the subsidiary corporation is substantial, the fixed charges and preferred dividends may be apportioned in accordance with regulations prescribed by the Commissioner.
(Added to NRS by 1971, 1621)
NRS 682A.100 Preferred or guaranteed stock.
1. An insurer may invest in preferred or guaranteed stocks or shares of any solvent institution if all of the prior obligations and prior preferred stocks, if any, of the institution at the date of acquisition of the investment by the insurer are eligible as investments under this chapter and if the net earnings of the institution available for its fixed charges during either of the last 2 years have been, and during each of the last 5 years have averaged, not less than 1 1/2 times the sum of its average annual fixed charges, if any, its average annual maximum contingent interest, if any, and its average annual preferred dividend requirements. For the purposes of this section, the computation refers to the fiscal years immediately preceding the date of acquisition of the investment by the insurer, and the term "preferred dividend requirement" means cumulative or noncumulative dividends, whether paid or not.
2. No insurer may invest in any such preferred or guaranteed stocks in an amount in excess of 35 percent of the particular issue of guaranteed or preferred stock or, subject to subsection 1 of NRS 682A.050, more than an amount equal to 10 percent of the insurer's admitted assets in any one issue.
(Added to NRS by 1971, 1622; A 2001, 2188; 2003, 3289)
1. An insurer may invest up to 35 percent of its assets in nonassessable common stocks, other than insurance stocks, of any solvent corporation, except that bank or trust company stocks may be assessable and any stocks may be assessable for taxes if the corporation has had net earnings available for dividends on the stock in each of the 5 fiscal years next preceding acquisition by the insurer. If the issuing corporation has not been in legal existence for all of the 5 fiscal years but was formed as a consolidation or merger of two or more businesses of which at least one was in operation on a date 5 years before the investment, the test of eligibility of its common stock under this section must be based upon consolidated pro forma statements of the predecessor or constituent institutions.
2. Any amount invested in a fund or trust under NRS 682A.140 must not be included in computing the amounts prescribed in subsection 1.
(Added to NRS by 1971, 1622; A 2001, 2188; 2003, 3289)
NRS 682A.120 Insurance stocks.
1. An insurer may invest in the stocks of other solvent insurers formed under the laws of this or another state, which stocks meet the applicable requirements of NRS 682A.100 (preferred or guaranteed stock) and NRS 682A.110 (common stocks).
2. With the Commissioner's advance written consent an insurer may acquire and hold the controlling interest in the outstanding voting stock of another insurer formed under the laws of this or another state. All stocks under this subsection shall be subject to the limitation as to amount as provided in NRS 682A.130. The Commissioner shall not give consent to any such acquisition if the Commissioner finds that it would not be in the best interests of the insurers involved, or of their respective policyholders or stockholders, or that such acquisition would materially tend to lessen competition or to result in any monopoly in the insurance business.
(Added to NRS by 1971, 1622)
NRS 682A.130 Stocks of subsidiaries.
1. An insurer may invest in the stock of a subsidiary insurance corporation formed or acquired by it, or in the stock of a subsidiary business corporation formed and engaged solely in any one or more of the following businesses:
(a) A business necessary and incidental to the convenient operation of the insurer's insurance business or to the administration of any of its lawful affairs;
(b) Providing any actuarial, computer, data processing, accounting, claims, appraisal, collection, sales, loss prevention or safety engineering and similar services;
(c) Real property management and development;
(d) Premium financing;
(e) Financing of agents of the insurer;
(f) Acting as investment adviser and principal underwriter or investment adviser or principal underwriter of a management company or management companies (mutual funds), registered as such under the Investment Company Act of 1940;
(g) Financial and investment counseling services;
(h) Administration of self-insurance plans;
(i) Administration of self-insured pension and similar plans, or the self-insured portions of such plans;
(j) Securities broker-dealer;
(k) Escrow services;
(l) Trust services with respect to funds payable or paid by it under its insurance contracts;
(m) Bank, savings and loan association or thrift company; or
(n) Insurance agency.
2. For the purposes of this section, a "subsidiary" is a corporation of which the insurer owns sufficient stock to give it effective control.
3. All of the insurer's investments under this section shall be deemed to be common stocks for the purposes of the limitation imposed by NRS 682A.110 on the percentage of admitted assets which may be invested in common stock.
(Added to NRS by 1971, 1623; A 1991, 255; 2001, 2189)
NRS 682A.140 Common trust funds; mutual funds. An insurer may invest in:
1. A bank's common trust fund as defined in section 584 of the United States Internal Revenue Code of 1954; and
2. The securities of any open-end management type investment company or investment trust registered with the Securities and Exchange Commission under the Investment Company Act of 1940, as from time to time amended, if such investment company or trust has assets of not less than $25,000,000 at the date of investment by the insurer.
(Added to NRS by 1971, 1623)
NRS 682A.150 Bankers' acceptances and bills of exchange. An insurer may invest in bankers' acceptances and bills of exchange of the kinds and maturities made eligible by law for rediscount with Federal Reserve Banks, and generally accepted by banks or trust companies which are members of the Federal Reserve System.
(Added to NRS by 1971, 1624)
NRS 682A.160 Equipment trust obligations or certificates. An insurer may invest in equipment trust obligations or certificates adequately secured and evidencing an interest in transportation equipment, wholly or in part within the United States of America or Canada, which obligations or certificates carry the right to receive determined portions of rental, purchase or other fixed obligatory payments to be made for the use or purchase of such transportation equipment.
(Added to NRS by 1971, 1624)
NRS 682A.170 Loans secured by policy. A life insurer may lend to its policyholder, upon pledge of the policy as collateral security, any sum not exceeding the cash surrender value of the policy, or may lend against pledge or assignment of any of its supplementary contracts or other contracts or obligations, so long as the loan is adequately secured by such pledge or assignment. Loans so made are eligible investments of the insurer.
(Added to NRS by 1971, 1624)
NRS 682A.180 Collateral loans. An insurer may lend and thereby invest its funds upon the pledge of securities eligible for investment under this chapter. As of the date made, the loan must not exceed in amount 90 percent of the market value of the collateral pledged.
(Added to NRS by 1971, 1624; A 2005, 2120)
NRS 682A.190 Savings and share accounts. An insurer may invest in share or savings accounts of thrift companies, credit unions or savings and loan associations, or in savings accounts of banks, and in any one such institution only to the extent that the investment is insured by the Federal Deposit Insurance Corporation, the National Credit Union Share Insurance Fund or a private insurer approved pursuant to NRS 677.247 or 678.755.
(Added to NRS by 1971, 1624; A 1983, 154; 1993, 2818; 1999, 1548; 2001, 2189)
NRS 682A.200 Miscellaneous investments; records.
1. An insurer may make loans or investments not otherwise expressly permitted under this chapter, in an aggregate amount not over 10 percent of the insurer's admitted assets and not over 5 percent of those assets as to any one such loan or investment, if the loan or investment fulfills the requirements of NRS 682A.030 and otherwise qualifies as a sound investment. No such loan or investment may be represented by:
(a) Any item described in NRS 681B.020, or any loan or investment otherwise expressly prohibited.
(b) Agents' balances, or amounts advanced to or owing by agents, except as to policy loans, mortgage loans and collateral loans otherwise authorized under this chapter.
(c) Any category of loans or investments expressly eligible under any other provision of this chapter.
(d) Any asset acquired or held by the insurer under any other category of loans or investments eligible under this chapter.
2. The insurer shall keep a separate record of all loans and investments made under this section.
(Added to NRS by 1971, 1624; A 2001, 2189; 2005, 2120)
NRS 682A.210 Special accounts. The amounts allocated to each separate account established by the insurer pursuant to NRS 688A.390 (separate accounts), together with accumulations thereon, may be invested or reinvested in accordance with the provisions of NRS 688A.390.
(Added to NRS by 1971, 1625)
NRS 682A.220 Special investments of title insurers.
1. A title insurer may invest funds in an amount not exceeding 50 percent of its subscribed capital stock in its abstract plant and equipment and in stocks of abstract companies.
2. In all statements and proceedings required for determination of the insurer's condition, such investments shall be valued at the actual cost thereof, or at such lesser value as the insurer may estimate.
(Added to NRS by 1971, 1625)
NRS 682A.230 Mortgages and deeds of trust.
1. An insurer may invest in bonds or notes secured by mortgages or deeds of trust representing first or second liens upon real property located in this or another state, or in Canada, subject to the following conditions:
(a) The amount loaned, or the aggregate amount of bonds issued upon the security of a mortgage or deed of trust, must not at the time of the investment exceed 85 percent of the fair market value of the real property. The value of the property must be substantiated by the appraisal of a recognized or experienced real estate appraiser acceptable to the Commissioner. Before making the investment, a certificate of the value of the property, based on the appraisal, must be executed by the insurer's board of directors or by an investment committee of the board of directors making or authorizing the investment on the insurer's behalf.
(b) There must have been no default as to payment of any part of the principal or interest of any such bond or note.
(c) The total investment in any one such note, or bond or bonds secured by the same real property, must not exceed $100,000 or 5 percent of the insurer's assets, whichever is greater.
(d) In applying the limitation under paragraph (a), there may be excluded from the amount invested that portion of the investment which is guaranteed by the Director of the Department of Veterans Services pursuant to the Servicemen's Readjustment Act of 1944, as amended, or insured by the Federal Housing Administrator or other agency of the Government of the United States, or by an agency of the Government of Canada.
2. "Improved real property" means all farmland which has been reclaimed and is used for the purpose of husbandry, whether for tillage or pasture, and all real property within the limits of an incorporated village, town or city on which permanent buildings suitable for residence or commercial use are situated.
3. For the purposes of this section, real property shall not be deemed to be encumbered:
(a) By reason of the existence of taxes or assessments which are not delinquent, instruments creating or reserving mineral, oil or timber rights, rights-of-way, joint driveways, sewer rights, rights in walls, or by reason of building restrictions or other restrictive covenants; or
(b) When such real property is subject to lease in whole or in part whereby rents or profits are reserved to the owner, if the security for such investment is a full and unrestricted first lien upon such real property and there is no condition or right of reentry or forfeiture under which such investments can be cut off, subordinated or otherwise disturbed.
(Added to NRS by 1971, 1625; A 2005, 2121)
1. A domestic insurer may invest in real property only if used for the purposes or acquired in any manner, and within limits, set forth below:
(a) The building in which it has its principal office, the land upon which the building stands, and such other real property as may be requisite for the insurer's convenient accommodation in the transaction of its business. The amount so invested, and apportioned as to space actually so occupied or used, must not aggregate more than 15 percent of the insurer's assets; but the Commissioner may authorize an insurer to increase the investment in such amount as the Commissioner may determine if, upon proper showing made upon a hearing held by the Commissioner, the Commissioner finds that the 15-percent limitation is insufficient to provide reasonable and convenient accommodation for the insurer's business.
(b) Real property acquired in satisfaction or part payment of loans, mortgages, liens, judgments, decrees or debts previously owing to the insurer in the due course of its business.
(c) Real property acquired in part payment of the consideration on the sale of other real property owned by it, if the transaction has effected a net reduction in the insurer's investments in real property.
(d) Real property acquired by gift or devise, or through merger, consolidation or bulk reinsurance of another insurer under this Code.
(e) Additional real property and equipment incidental thereto, if necessary or convenient for the purpose of enhancing the sale or other value of real property previously acquired or held under this section. The additional real property and equipment, together with the real property for the enhancement of which it was acquired, must be included together, for the purpose of applicable investment limits, and is subject to disposal under NRS 682A.250 at the same time and under the same conditions as apply to the enhanced real property.
(f) Real property, or any interest therein, acquired or held by purchase, lease or otherwise, other than real property to be used primarily for mining, development of oil or mineral resources, recreational, amusement, hotel, motel or club purposes, acquired as an investment for production of income, or acquired to be improved or developed for investment purposes pursuant to an existing program therefor. The insurer may hold, mortgage, improve, develop, maintain, manage, lease, sell, convey and otherwise dispose of real property acquired by it under this section. An insurer may not have at any one time invested in real property under this paragraph more than 20 percent of its admitted assets.
2. Total investments of the insurer in real property under this section may not at any time exceed 35 percent of the insurer's admitted assets.
(Added to NRS by 1971, 1626; A 1981, 632; 2001, 2190)
NRS 682A.250 Time limited for disposal of real property.
1. Except as stated in subsection 2, or unless the insurer elects to hold the real property as an investment under paragraph (f) of subsection 1 of NRS 682A.240:
(a) An insurer shall dispose of real property acquired under paragraph (a) of subsection 1 of NRS 682A.240 within 5 years after it has ceased to be necessary for the convenient accommodation of the insurer in the transaction of its business.
(b) An insurer shall dispose of real property acquired under paragraphs (b), (c) and (d) of subsection 1 of NRS 682A.240 within 3 years after the date of acquisition, unless used or to be used for the insurer's accommodation under paragraph (a) of subsection 1 of NRS 682A.240.
2. Upon proof satisfactory to the Commissioner that the interests of the insurer will suffer materially by the forced sale thereof, the Commissioner may by order grant a reasonable extension of the period, as specified in such order, within which the insurer shall dispose of any particular parcel of such real property.
(Added to NRS by 1971, 1627)
NRS 682A.260 Time limited for disposal of other ineligible property and securities. Any personal property or securities lawfully acquired by an insurer which it could not otherwise have invested in or loaned its funds upon at the time of such acquisition shall be disposed of within 3 years from the date of acquisition unless within such period the security has attained to the standard of eligibility; but any security or personal property acquired under any agreement of bulk reinsurance, merger or consolidation may be retained for a longer period if so provided in the plan for such reinsurance, merger or consolidation as approved by the Commissioner under NRS 693A.330 to 693A.370, inclusive. Upon application by the insurer and proof that forced sale of any such property or security would materially injure the interests of the insurer, the Commissioner may extend the disposal period for an additional reasonable time.
(Added to NRS by 1971, 1627)
NRS 682A.270 Failure to dispose of real property, personal property or securities: Effect; penalty.
1. Any real property, personal property or securities lawfully acquired and held by an insurer after expiration of the period for disposal thereof or any extension of such period granted by the Commissioner as provided in NRS 682A.250 and 682A.260 shall not be allowed as an asset of the insurer.
2. The insurer shall forthwith dispose of any ineligible investment unlawfully acquired by it, and the Commissioner shall suspend or revoke the insurer's certificate of authority if the insurer fails to dispose of the investment within such reasonable time as the Commissioner may, by order, specify.
(Added to NRS by 1971, 1628)
NRS 682A.280 Prohibited investments and underwriting.
1. In addition to investments excluded pursuant to other provisions of this Code, an insurer shall not acquire, invest in or lend its funds upon the security of:
(a) Issued shares of its own capital stock, except as otherwise provided in NRS 693A.170 (purchase of own shares by stock insurer). No such shares shall be considered as an asset of the insurer in any determination of its financial condition.
(b) Securities issued by any corporation or enterprise the controlling interest of which is, or will after such acquisition by the insurer be, held directly or indirectly by the insurer or any combination of the insurer and the insurer's directors, officers, subsidiaries or controlling stockholders, other than a parent corporation, and the spouses and children of any of the foregoing individuals. Investments in controlled insurance corporations or subsidiaries under NRS 682A.120 and 682A.130 are not subject to the provisions of this section.
(c) Any note or other evidence of indebtedness of any director, officer, employee or controlling stockholder of the insurer, or of the spouse or child of any of the foregoing individuals, except as to:
(1) Policy loans authorized under NRS 682A.170; or
(2) Loans on the same terms and conditions as any other borrower which have been approved by a majority vote of the board of directors of the insurer and which conform to the standards set forth in NRS 682A.230.
(d) Any real property in which any officer or director of the insurer has a financial interest.
2. No insurer shall underwrite or participate in the underwriting of an offering of securities or property of any other person. This section shall not be deemed to prohibit the insurer from being a subsidiary which is the principal underwriter of a registered investment company (mutual fund).
3. No insurer shall enter into any agreement to withhold from sale any of its securities or property, and the disposition of its assets shall at all times be within the control of the insurer.
(Added to NRS by 1971, 1628; A 2007, 3317)
NRS 682A.290 Investments of foreign insurers.
1. A foreign or alien insurer may make investments permitted by the laws of its domicile if its portfolio of investments is of a quality substantially equal to that required under this chapter for similar funds of like domestic insurers.
2. The provisions of this chapter do not prohibit a foreign or alien insurer from making investments in agricultural real property or ranches.
(Added to NRS by 1971, 1629; A 1981, 633)


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[December 12, 2012]
BUYINS.NET: BCST, QKLS, Removed From Naked Short Lists Today
(M2 PressWIRE Via Acquire Media NewsEdge) BUYINS.NET, www.buyins.net , announced today that these select companies have been Removed From the NASDAQ, AMEX, NYSE, OTCBB and Pinksheet naked short threshold lists. Broadcast International Inc (OTC:BCST), QKL Stores Inc (NASDAQ:QKLS). For a complete list of companies on the naked short lists please visit our web site. To find the SqueezeTrigger Price before a short squeeze starts in any stock, go to
Broadcast International Inc (OTC:BCST) - Broadcast International, Inc. engages in the installation, management, and support of private communication networks for large organizations in the United States. The company provides network-based services, such as network design and engineering, equipment and installation, network management, help desk services, on-site maintenance and service, full-time or occasional satellite transponder purchases, and uplink facilities or remote SNG uplink trucks. It also offers streamed video hosting services, which comprise dedicated server space, high-speed and redundant Internet connection, secure access, seamless links from client's Website, customized link pages and media viewers, testing or self-checks, interactive discussion threads, participation/performance reports for managers/administrators, notification of participants through email, pay-per-view or other e-commerce applications, live events, and technical support. In addition, the company provides production and content development services, including in-studio or on-location video/audio production, editing/post-production, instructional design, video/audio encoding for Internet delivery, conversion of text or PowerPoint to HTML, alternative language conversion, and access to off-the-shelf video training content. Further, it owns CodecSys, a video compression technology that converts video content into digital data stream for transmission over satellite, cable, Internet, or wireless networks; sells network products; and offers audio and video production services. The companys enterprise clients use its networks to deliver training programs, product announcements, entertainment, and other communications to their employees and customers. Broadcast International, Inc. was founded in 1999 and is based in Salt Lake City, Utah.. There is a failure to deliver in shares of BCST QKL Stores Inc (NASDAQ:QKLS) - QKL Stores Inc., through its subsidiaries, operates supermarkets in the Peoples Republic of China. The companys supermarkets offer grocery products, such as prepared or packaged foods, including instant foods, canned foods, packaged rice and wheat powder, and crackers and chips; rice and ground wheat; bottled water and beverages; cigarettes; and non-food items, which include cleaning products, cosmetics, and disposable razors. It also provides raw meat, cooked meat, seafood, noodles and pastas, milk, yogurt, eggs, packaged dumplings, breads, buns, and other self-prepared foods. In addition, the company offers clothing and shoes, books and stationery, bedding and home furnishings, office supplies, toys, and sporting goods, as well as electronics and household use items, such as irons, electric shavers, hair dryers, and massage machines. As of December 31, 2009, it operated 34 supermarkets and 2 department stores in the northeastern Peoples Republic of China and Inner Mongolia. The company is headquartered in Daqing, the Peoples Republic of China.. There is a failure to deliver in shares of QKLS BUYINS.NET, www.buyins.net , monitors trading in all US stocks in real time and maintains massive databases of short sale and naked short sale time and sales data, short squeeze SqueezeTrigger prices, market maker price movements, shareholder data, statistical data on earnings, sector correlation, seasonality, hedge fund trading strategies, comparable valuations. Reports include: REGULATORY & COMPLIANCE NEWS Friction Factor -- market maker surveillance system tracking Level II market makers in all stocks to determine Price Friction and compliance with new "Fair Market Making Requirements".
RegSHO Naked Shorts -- tracks EVERY failure to deliver in all US stocks and tracks all Threshold Security Lists daily for which stocks have naked shorts that are not in compliance with Regulation SHO.
INVESTMENTS & TRADING SqueezeTrigger -- 29 billion cell database tracks EVERY short sale (not just total short interest) in all US stocks and calculates volume weighted price that a short squeeze will begin in each stock.
Earnings Edge -- predicts probability, price move and length of move before and after all US stock earnings reports.
Seasonality -- predicts probability, price move and length of move based on exact time of year for all US stocks.
Group Trader -- tracks sector rotation and stock correlation to its sector and predicts future moves in ALL sectors and industry groups.
Pattern Scan -- automates tracking of every technical pattern and predicts time and size of move in all stocks.
GATS (Global Automated Trading System) -- tracks all known trading strategies and qualifies and quantifies which are working best in real time.
About BUYINS.NET WWW.BUYINS.NET is a service designed to help bonafide shareholders of publicly traded US companies fight naked short selling. Naked short selling is the illegal act of short selling a stock when no affirmative determination has been made to locate shares of the stock to hypothecate in connection with the short sale. Buyins.net has built a proprietary database that uses Threshold list feeds from NASDAQ, AMEX and NYSE to generate detailed and useful information to combat the naked short selling problem. For the first time, actual trade by trade data is available to the public that shows the attempted size, actual size, price and average value of short sales in stocks that have been shorted and naked shorted. This information is valuable in determining the precise point at which short sellers go out-of-the-money and start losing on their short and naked short trades.
BUYINS.NET has built a massive database that collects, analyzes and publishes a proprietary SqueezeTrigger for each stock that has been shorted, www.buyins.net/squeezetrigger.pdf. The SqueezeTrigger database of nearly 2,750,000,000 short sale transactions goes back to January 1, 2005 and calculates the exact price at which the Total Short Interest is short in each stock. This data was never before available prior to January 1, 2005 because the Self Regulatory Organizations (primary exchanges) guarded it aggressively. After the SEC passed Regulation SHO, exchanges were forced to allow data processors like Buyins.net to access the data.
The SqueezeTrigger database collects individual short trade data on over 7,000 NYSE, AMEX and NASDAQ stocks and general short trade data on nearly 8,000 OTCBB and PINKSHEET stocks. Each month the database grows by approximately 50,000,000 short sale transactions and provides investors with the knowledge necessary to time when to buy and sell stocks with outstanding short positions. By tracking the size and price of each montha'a"s short transactions, BUYINS.NET provides institutions, traders, analysts, journalists and individual investors the exact price point where short sellers start losing money.
All material herein was prepared by BUYINS.NET, based upon information believed to be reliable. The information contained herein is not guaranteed by BUYINS.NET to be accurate, and should not be considered to be all-inclusive. The companies that are discussed in this opinion have not approved the statements made in this opinion. This opinion contains forward-looking statements that involve risks and uncertainties. This material is for informational purposes only and should not be construed as an offer or solicitation of an offer to buy or sell securities. BUYINS.NET is not a licensed broker, broker dealer, market maker, investment banker, investment advisor, analyst or underwriter. Please consult a broker before purchasing or selling any securities viewed on or mentioned herein. BUYINS.NET may receive compensation in cash or shares from independent third parties or from the companies mentioned.
BUYINS.NET affiliates, officers, directors and employees may also have bought or may buy the shares discussed in this opinion and may profit in the event those shares rise in value. Market commentary provided by Thomas Ronk.
BUYINS.NET will not advise as to when it decides to sell and does not and will not offer any opinion as to when others should sell; each investor must make that decision based on his or her judgment of the market.
This release contains "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E the Securities Exchange Act of 1934, as amended and such forward-looking statements are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. "Forward-looking statements" describe future expectations, plans, results, or strategies and are generally preceded by words such as "may", "future", "plan" or "planned", "will" or "should", "expected," "anticipates", "draft", "eventually" or "projected". You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements as a result of various factors, and other risks identified in a companies' annual report on Form 10-K or 10-KSB and other filings made by such company with the Securities and Exchange Commission.
You should consider these factors in evaluating the forward-looking statements included herein, and not place undue reliance on such statements. The forward-looking statements in this release are made as of the date hereof and BUYINS.NET undertakes no obligation to update such statements.
Contact: Thomas Ronk / CEO www.BUYINS.net (800) 715-9999 firstname.lastname@example.com CONTACT: Buyins.net Thomas Ronk firstname.lastname@example.com www.buyins.net ((M2 Communications disclaims all liability for information provided within M2 PressWIRE. Data supplied by named party/parties. Further information on M2 PressWIRE can be obtained at
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Customer Reviews
September 30, 2015
The Old Leather All Leather Pad Cover is a beautiful product... Highest quality leather, beautifully dyed coloration (in this case, cognac), an understated display of good taste and fine craftsmanship... Highly recommended!
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June 1, 2016
A 4-year-old child was injured when he was hit by fragments from a bullet that went through a wall after a gun was accidentally fired at a gun show in Tupelo.
A man was grazed in the leg in the Saturday morning accident, according to The Northeast Mississippi Daily Journal.
Both were treated at North Mississippi Medical Center. Tupelo Police said neither had injuries that were considered life threatening.
Tupelo Police Lt. Trey Weaver said the incident at the Tupelo Gun & Knife Show is under investigation. He said the preliminary investigation indicates it was an accident and no charges were expected. He did not release the names of anyone involved.
Police said the child was hit as he was walking into the show with his father.
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Ban urges immediate end to ongoing violence in Gaza and Israel
|UN News Service
|Publication Date
|18 November 2012
|Cite as
|UN News Service, Ban urges immediate end to ongoing violence in Gaza and Israel, 18 November 2012, available at: http://www.refworld.org/docid/50ab5a002.html [accessed 30 May 2016]
|This is not a UNHCR publication. UNHCR is not responsible for, nor does it necessarily endorse, its content. Any views expressed are solely those of the author or publisher and do not necessarily reflect those of UNHCR, the United Nations or its Member States.
Secretary-General Ban Ki-moon on Sunday renewed his appeal for an end to the ongoing violence in Gaza and Israel, strongly urging the parties to achieve an immediate ceasefire.
"I am heading to the region to appeal personally for ending the violence and contribute to ongoing efforts to that end," he said in a statement.
The new wave of violence in Gaza and Israel – which includes rocket attacks against Israel from Gaza, and Israeli airstrikes on Gaza – has resulted in several people being killed or wounded on both sides.
Mr. Ban said that he is "deeply saddened" by the reported deaths of more than 10 members of the Dalu family, including women and children, and additional Palestinian civilians killed as a result of the ongoing violence in Gaza.
He is also alarmed by the continuing firing of rockets against Israeli towns, which has killed several Israeli civilians.
"This must stop," he stated, strongly urging the parties to cooperate with all efforts led by Egypt to reach an immediate ceasefire.
"Any further escalation will inevitably increase the suffering of the affected civilian populations and must be avoided.


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Our mission is to engage students in the pursuit of knowledge while preparing them for a wide variety of careers. We believe that asking questions and seeking knowledge, either for practical reasons or out of curiosity, is one of the most worthy of all pursuits.
This is one of the largest departments on campus, with more than 500 majors and graduating more than 100 majors each year. History majors here at WKU go on to a wide range of careers, including teaching, law enforcement, journalism, in public history, local, state, and federal government, and on political campaigns. Additionally we have sent students to a wide variety of graduate schools, including the University of Mississippi, Johns Hopkins, Harvard, and the University of Massachusetts.
The faculty here are a vibrant scholarly community, representing a broad array of interests and approaches to the study of the past.
The study of history flows from our desire to understand how humans have tried to turn their hopes into reality. Examining these past efforts can be both exhilarating and humbling. The human past is a record of remarkable achievements, astonishing in their variety. The past, however, also gives evidence of the fragility of those achievements. A history major will help you explore and understand issues facing people in the past, present, and future.
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See All Contributors »
Never to early to start thinking about the next game. I think we fight really hard but fall short. Always a large task knocking them off in the field house. In the end same things haunt us like free throws and defensive breakdowns.
Kansas 78
Iowa State 66
Post up your predictions.
104-69 Iowa State
Originally Posted by Final42b
Never to early to start thinking about the next game. I think we fight really hard but fall short. Always a large task knocking them off in the field house. In the end same things haunt us like free throws and defensive breakdowns.
Kansas 78
Iowa State 66
Post up your predictions.
I agree -- like tonight, only worse. Defense isn't going to be perfect the whole game, and I'm sure the offense won't be any better.
Kansas Students will win the game.
We hang around 1st half and then after halftime KU opens the 2nd half with a 12-0 run and then slowly inch away from there.
KU wins 85-66
When Prepared, Fear No One.
We will lose because Kansas doesn't have the Cyclone jukebox song of the game to bog down their fans...
Last edited by KFitzy87; 01-11-2012 at 11:10 PM.
Royce and Thomas Robinson get into it. That's my prediction.
82-71 Kansas
We will lose by at least 30.
People will freak the crap out.
I would recommend not watching it just to save your sanity. The team will need the fans for the Oklahoma State game next week. They will need positive fans who haven't been beat down like they will be.
KU wins 82-71. But we close the gap at the end to make it look better than it really was for most of the game.
Originally Posted by cyrocksmypants
CG. No one knows what you're talking about.
Originally Posted by cowgirl836
Isu 74-73 sc half court shot to win
Can only hope
The eternal optimist in me says we can win. I hope the team feels the same sour taste in their mouths that's in mine after this one. Would have won if we make free throws or rebound. If the mindsets there, we win. Don't care what the score is.
80-65 KU. If you think we did a poor job on the boards this game it will only get worse playing against the likes of Thomas Robinson. KU probably goes on a 10-0 run to start the game and never looks back.
does babb have the athleticism to stop robinson like he has middleton and denmon? because i was not impressed with white's post defense tonight. i know he was playing in foul trouble most of the game but it didnt seem like his best defensive effort. any ideas how we are slowing this robinson kid down?
I'm expecting the same out of us.....I like alot of the stuff we do on offense, but we don't have an identity on defense, nothing we do on that side of the ball forces the opponent into turnovers, or other sloppy play.
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Worked With:
Raymond J. Barry
Birth Name: Raymond J. Barry
Born: 03/14/1939
Birth Place: Hempstead, New York, USA
Born: 03/14/1939
Birth Place: Hempstead, New York, USA
Barry--like many New York actors--eked out his living by appearing on such soaps as "One Life to Live", "As the World Turns", "All My Children", "Texas" and "The Doctors". He played the veteran officer who was the boss of Paul Sorvino on TV's "The Oldest Rookie" (CBS, 1987-88) and has also made guest appearances on "Scarecrow and Mrs. King", "L.A. Law", "Melrose Place" and in a recurring role of a US Senator on "The X-Files". Beginning with "Daddy, I Don't Like It Like This" (CBS, 1978), TV-movies have also provided good roles for the actor. He has had good supporting parts in "The Face of Rage" (ABC, 1983), "Slow Burn" (Showtime, 1986), the miniseries "Drug Wars: The Camarena Story" (NBC, 1... Continue Bio >>
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I think it's really important that children have a good relationship with food and the authors of this book feel the same which is why I connected with it straight away. It's not a children's cook book. It's not a book about how to grow food with your children. It's about helping them understand where food comes from and empathising with the people, places and animals that produce it.
The book was written collaboratively by a team of people at The Geography Collective who are teachers, artists, therapists and explorers. Their mission is to help children find out about the world in different ways and this book does just that.
It's easy to read as a family and beautifully illustrated with fun and engaging instructions which help children playfully learn about their relationship with food and question how it got to their plate and where it goes afterwards.


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Investigators also released a deputy's dash camera video of the incident.
The man was shot to death by lawmen on U.S. Highway 59 after he rammed his vehicle into a deputy's truck and then tried to flee.
Carrizales and his lead investigator, Deputy Lt. John Davis, released the statement Thursday, minutes after the grand jury reviewed the evidence in the investigation and decided no criminal charges were warranted against the officers involved.
The case was investigated by Texas Ranger James Bennett. His investigation began minutes after the Jan. 4 shooting.
"The Bee County Sheriff's Office had declined media requests for information in an effort to allow the Texas Rangers and the District Attorney's Office to investigate this incident and present it to the Bee County Grand Jury," Davis said following the decision to no-bill deputies and city police.
Davis said the grand jury found that deputies were justified in defending themselves in the incident and that no criminal acts were committed.
"We are furnishing a timeline of events that led up to the death of Jerry DeLaGarza," Davis said in a press release issued shortly after the grand jury's decision.
Davis said events leading to the incident actually began on Thursday, Jan. 2, when the Texas Department of Criminal Justice Pardon and Parole Division issued a warrant for DeLaGarza's arrest.
The defendant reportedly had violated the conditions of a parole concerning a conviction on a charge of aggravated assault with a deadly weapon.
When the warrant was issued, state authorities warned that the defendant should be considered armed and dangerous.
At about 9:47 a.m. on the day of the shooting, deputies received their first call regarding a family disturbance at a home on North Fenner Road. When deputies arrived, they made contact with a 50-year-old woman who said her husband, DeLaGarza, had assaulted her and had tried to set fire to their home.
The woman showed deputies where the man had tried to start the fire in a carpeted area. The spot that was burned had been extinguished.
Davis said the victim refused, at first, to cooperate with deputies, but she said that DeLaGarza had fled the home in her 2010 Cadillac before deputies arrived.
Deputies were back on the street by 10:35 a.m. But 24 minutes later, deputies were notified that the victim's Cadillac was burning under a bridge on FM 799, near FM 673.
Davis said deputies contacted an investigator with the Office of the Inspector General of the Texas Department of Criminal Justice who was assigned to the U.S. Marshals Service and requested his help in locating the suspect.
Members of the Beeville Volunteer Fire Department joined Bee County deputies in clearing the scene of the car fire while other law enforcement officers tried to find DeLaGarza. The fire scene was cleared by 12:21 p.m.
By then, DeLaGarza's wife had volunteered to speak to deputies. She explained that he had tied her to a bed and had assaulted her. During the assault, she said DeLaGarza had stabbed her twice with a knife.
At one point, DeLaGarza told the victim that they were both going to burn to death inside the home. But the victim managed to get free from her restraints and was then able to get her husband to calm down somewhat.
"However, at one point, DeLaGarza started a fire on the carpet inside the house, and the victim fled the residence to get help from her neighbors," Davis reported.
That was when the authorities were called. Investigators then spoke to the suspect's parents, and they promised to help them locate DeLaGarza. Deputies were told that the suspect probably would be driving a green Hummer 3 vehicle with company signs on the side.
Law enforcement personnel were contacted in several area counties and told what to look for as the investigation continued.
Then deputies learned that DeLaGarza had been spotted at a brushy area near his residence and had been seen taking four cans of diesel fuel in five-gallon containers. Witnesses said the suspect fled the scene in the green Hummer officers were seeking.
A member of DeLaGarza's family met with deputies, and he told them that he had paid the theft victim for the stolen fuel. Then the family member mentioned that the suspect might have fled to some riverfront property the family owns in Live Oak County.
At about 3:25 p.m. deputies with the Live Oak County Sheriff's Office spotted the suspect near the family's property, driving the Hummer. Deputies reported that they had seen the man dousing himself with diesel fuel as he drove away from them.
Live Oak County deputies then followed DeLaGarza as he drove east on U.S. Highway 59 back toward Beeville. They radioed in that the suspect was driving erratically and that he was forcing vehicles and deputies' patrol cars off the highway.
By that time, Highway Patrol troopers had joined the chase. About four miles west of Beeville, deputies were able to get the Hummer to drive over spike strips, deflating the vehicle's two front tires.
But DeLaGarza continued driving toward Beeville, refusing to stop for officers. He also kept dousing himself with diesel fuel, and deputies reported that they had seen him trying to ignite the fuel.
As the vehicles approached Beeville with patrol cars boxing him in, lawmen managed to slow the Hummer down to five-to-ten miles an hour.
Davis said deputies continuously pleaded with DeLaGarza over their public address systems to end the pursuit. But the suspect refused to stop.
At the intersection of U.S. Highway 59 and FM 351, units of the Beeville Police Department, Beeville Volunteer Fire Department and Angel Care Ambulance Service were standing by to prevent DeLaGarza from reaching the city.
When the vehicles came within a mile of the city limits, deputies tried one final time to stop DeLaGarza by boxing him in with their vehicles.
But DeLaGarza simply gunned his engine and tried to go around the lead vehicle and escape. Deputies managed to turn the Hummer sideways, ending the pursuit.
DeLaGarza refused orders to stop the vehicle and step out of it. As officers stood nearby, the suspect tried again to ignite the fuel on him and inside the vehicle.
Officers then broke out windows in the Hummer so that firefighters could spray a fire retardant into it, but DeLaGarza shifted the vehicle into reverse and accelerated, appearing to try to run over a deputy who was breaking out the rear windows of the vehicle, according to Davis.
Then, as DeLaGarza put the vehicle in drive and began to step on the accelerator, two Bee County deputies and one Live Oak County deputy fired.
The Hummer bolted forward, striking a patrol car and knocking it several feet before coming to a stop.
Officers found that the suspect had sustained one gunshot wound, which proved to be fatal.
Patrol car dash camera video provided by Carrizales showed a deputy responding as officers were able to get the Hummer stopped. It also shows officers having to get out of the way of the Hummer to keep from being hit by it.
Davis said the video clearly proves that DeLaGarza used the vehicle as a deadly weapon just before the shots were fired.
Gary Kent is a reporter at the Bee-Picayune and can be reached at 358-2550, ext. 120, or at email@example.com.


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Peoples Art of Portland, Po Boy Art/Jason Brown, Settlement Galleries and Chris Haberman presents
Reception: Saturday, January 19th. 5-9pm.*
Show runs January 19th February 8th.*
Gallery OPEN Thurs-Sunday, NOON-6pm.
Featuring works by staff, volunteers, owners and resident Portland artists
SPECIAL FEATURE Front Gallery:* Patrice Demmon- in retrospect
Our gallery slogan is For Artists, By Artists and this show defines what we do. Every January we like to show the art of who makes our gallery operate the core people of Peoples Gallery, from volunteers to staff and resident artists to the owners/curators themselves.* As an ALL ARTIST run gallery, Peoples Art of Portland consists of 20 plus working Portland artists, helping to show over 1000 artists annually.* This show is a selection of work by these 20 + artists, including Brin Levinson, Kendra Binney, Chris Haberman, Jason Brown, Ali Schlicting, Emily Bates, EMEK, GUYBURWELL, Gary Houston and many more.
SPECIAL FEATURE Front Gallery:* Patrice Demmon- in retrospect
As one of our staff artists, Patrices selected works since 1965 will be featured in the entrance of the gallery.* Demmon is a core member and senior artist in the community, working as a volunteer and as a mentor to many younger artists at Peoples. (Patrice Demmon, Bio below)
Artist Bio: Patrice Demmon-Patrice started painting seriously in high school, which she attended in Tokyo, Japan in the late 1950s. She has shown her work in Oregon, New Mexico and California for 30+ years. Her entrepreneurial activities included managing art galleries in Portland, Oregon and San Francisco, California. She has been a professional model, a graphic designer, a large event manager and fundraiser, an interior designer and renovator and has managed several restaurants in her varied professional career. Patrice was campaign coordinator for a Portland City Council person, managing a 500 person volunteer organization. Currently, Patrice is affiliated with*Peoples Art of Portland, teaches art to elders on a regular basis and has recently folded her 13,000th origami crane.* This retrospective show of 40 plus works stems from 1965 to the present, showing a glimpse of Patrices artistic endeavors.*
Featured Poster Artists of the Month Orange Poster Pods:*
Gary Houston, GUYBURWELL and EMEK
Peoples Gallery features a nationally recognized poster artist each month. This months artists are resident posters artists of the gallery.*
Facebook event here
The Peoples Art of Portland
Peoples Art of Portland Gallery
700 SW Fifth (3rd floor) People's is Suite 4005
Settlement Galleries
Pioneer Square Mall, downtown Portland
open Thurs-Sun 12-6pm
Curated/Owned by:
Chris Haberman: firstname.lastname@example.com
Jason Brown: firstname.lastname@example.com
Managed by:*
Ali Schlicting: email@example.com*
Always All Ages.* In league with Settlement Galleries Pioneer Place Mall. (Peoples Art of Portland, Place, and Mark Woolley). Refreshments provided by Burnside Brewing.
Show Info: The Peoples Art of Portland
Peoples Art of Portland Gallery*Gallery has been active since November 2010, a partnership between freelance curator Chris Haberman (formerly Milepost 5, Olympic Mills Commerce Center) and Jason Brown (PoBoy, Goodfoot Gallery).* It is a project of gallery spaces (named The Settlement) gifted to the selected curators from GGP, the management company for Pioneer Place Mall.** Since its inception, the galleries have been well traveled; showing 1000s of Portland artists in a very unique and professional setting, hosting events from local organizations and institutions such as PNCA to the Oregon Art Education Association, to recently a permanent gallery space with long time Portland icon, Mark Woolley.*
Annual shows at Peoples Gallery include The Love of Portland, the celebrated Big 300 and resident international poster artist, EMEK. *Future 2013 shows include a feature show by international artist Chuck Sperry (August), and an all inclusive look at all artists shown on TV show Portlandia (May), as well as many returning annual shows.
We love the mall and its accessibility to anyone the open market place allows.* Art doesnt have to be hard to see, or backed by white walls, it can be simple in its beauty and cultural appeal its as easy as walking into a mall.*
upcoming art events
Every Sun Drink & Draw - at the Goodfoot
you can now view and purchase most everything from the "The Art of Musical Maintenance 9" rock poster show at Goodfoot here
The Goodfoot » Page not found
over 300 posters, will be adding more in the coming weeks
Don't forget to pick up one of Furturtle's posters for the show here
"Art of Musical Maintenance 9" — A Slikscreen Print by Furturtle at Goodfoot Gallery
Alan Forbes, Alan Hynes, Anville ,Ben Wilson, Billy Perkins, Brad Klausen, Brian Methe, Carisa Lu Von Gasser, Casey Burns, Chris Haberman, Chris Shaw, Craig Horky, Dan Stiles, David D'Andrea, *David Welker, Dirty Donny, DKNG studio, *Drowning Creek, EMEK, Furturtle, *Gary Houston, Gigart, GUYBURWELL, Jay Ryan, John Howard, John Vogl, *Justin Hampton, Justin Helton, Justin Santora, Let's Go! Geoff, Let's Go! Heidi, Lil Tuffy, Lindsey Kuhn, Marq Spusta, Nate Duval, Powerslide Design, *Rob Jones, T-Bone & Aljaxx, Tim Doyle, Todd Slater, Tyler Stout, Uncle Charlie.*


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The skin relies on moisture to protect against wrinkles as well as environmental damage. Hydrated skin also looks more radiant and feels softer, smoother, and suppler. No matter what your age, a good skin moisturizer should be at the top of your list of daily beauty remedies. Doctors and beauty experts even recommend wearing moisturizer with sunscreen every day. Another thing to keep in mind about facial moisturizers especially is how each product will react with different skin types. The MATIS Moisturizers product line contains something for each different skin type, making sure the skin gets exactly what it needs in terms of moisture, nutrients, and special care.
The MATIS Moisturizers collection includes an anti-stress cream, a night cream, beautifying cream, climatic protective balm, and creams for normal to dry and normal to combination skin. Depending on which MATIS Moisturizers product you choose, your skin enjoys added benefits beyond simple hydration, like anti-aging treatments, protection from the elements, cell renewal, and more. These moisturizers nourish the skin and leave it silky smooth. To deliver the most desirable results, MATIS Moisturizers are specially formulated to deliver the best of science and nature in each moisturizing skin cream.
As we mature, our skin starts to lose moisture. It is then up to us to find ways to bring that moisture back to our skin, helping to improve the skin's hydration levels and overall appearance. The MATIS Moisturizers lineup includes a wide variety of skin creams designed to moisturize and soften the skin, improving its texture and appearance. Using these moisture products makes the skin softer, smoother, and suppler while the anti-aging products give you an edge on aging. No matter if you have mature skin, dry skin, or combination skin, take the time to choose a skin moisturizer that is right for your face and your skin's unique needs.
MATIS Reponse Temps Le Jour Anti-Stress Cream contains active ingredients designed to kick start the skin's defense system. This rich anti-stress day cream delivers moisture and protection for the skin at the same time, shielding against the sun's harmful UV rays and other environmental aggressors while adding moisture back into the skin. This cream also succeeds in regulating hydration and reinforcing the skin's support structures. MATIS Reponse Temps Le Jour Anti-Stress Cream is recommended for mature skin.
MATIS Reponse Temps La Nuit Regenerating Cream works overtime at night to promote skin cell renewal and to activate the skin's defense system. This night cream aims to bring skin back to balance with key essential ingredients like Caviar Extract and Tamarind. This product is also recommended for mature skin.
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ACHICA > Braun, Vicks & Honeywell > Vicks Personal Steam Inhaler
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Vicks Personal Steam Inhaler
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Dishwasher safe.
2 scent pads included.
Dimensions: 10 x 10 x 13cm.
Product Code V1300-EU
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Me: April, I have something to tell you.... I... I think, uh, I think I have a chefcrush.
April: A what crush?
Me: A chefcrush, totally innocent.
April: {cue stone cold stare, one eyebrow reaching for the ceiling}
Me: You know, like when you respect someone and you want, well, you want, how do I say this?
April: {cue long, penetrating death gaze}
Me: Honey, I want Virginia Willis' biscuits. There. I've said it.
I first "met" Virginia Willis on Twitter. Twitter, or at least my version of Twitter, is a frenetic, bubbling stew of food lovers' comings and goings; it's a place where I can pull in, order up a conversation, return a favor, get inspiration, give tips, ask questions and leave feeling connected in a way that makes the world seem smaller. I'm lucky enough to not often feel lonely, but twitter makes me feel surrounded by friends, even when I'm not. It's led to many new *actual* friendships, fabulous new food ideas, collaborations and real connections with people interested in similar things.
In typical Twitter style, one day someone just pops up on your radar and you become aware of them and then before you know it they are adding something positive to your life. So, I met Virginia on Twitter and before long we were bonding over a most unusual subject matter - the fact that we both have a fondness for Isabella Rossellini and April has a downright -- what's that April, speak up now -- that's right, a crush on her; a starcrush, if you will. The next thing I know Virginia has sent me a somewhat clandestine photo that her seat neighbor snapped of Rossellini at a conference which I then dutifully passed on to April -- because I am nothing if not supportive of a little long distance, completely innocent, biscuit-coveting, southern fried chicken eatin', stone ground grit-crushing crush.
|This is not the photo Virginia sent. While Isabella will always be a beauty, this shot was probably taken 20 years ago.
Enter the biscuits.
Before I even attempted Virginia's buttermilk angel biscuits from her first book, Bon Appetit, Y'all, I pondered if an East Coaster like me could successfully channel the South and turn out anything other than a New York Islander's hockey puck of a biscuit. Must have been something about my comfort level around the loft-giving properties of Aqua-net (circa 1980, Short Hills Mall, New Jersey) that set in me a natural inclination towards the light and flaky, bouffant poofs of buttery love that would have made Roseanne Roseannadanna's hair proud.
Simply put, Virginia's biscuits were the best I have ever made.
When Virginia asked if I would be interested in participating in her Virtual Potluck for her second book, I jumped at the chance to snap up a review copy of Basic to Brilliant Y'all, where Southern hospitality meets French elegance. Basic to Brilliant Y'all presents each recipe in its quick and dirty form and then amps it up with some serious cheffy embellishments. It was just one of these embellishments that caught my eye. Specifically I saw a reference to a pickled cherry tomato recipe. I'm on a quick-pickle kick these days and I'm just the sort of lazy preserver that leans toward high sugar or high acid recipes because they are least likely to kill you dead with botulism, which is just a terrible way to begin or end your day.
Virginia's recipe for pickled tomatoes uses raw onion in the jar, but I subbed in fennel slices because I love raw onion, but it hates me. Let me also walk you through the other 2 dishes I made from B2B.* After the success I had with the angel biscuits, I wasted not a moment in deciding to try out her sweet potato biscuits, because there is just no part of SWEET POTATO BISCUIT that can be wrong. I served the sweet potato biscuits with her recipe for Peach Dijon-crusted Pork Tenderloin (recipe below) and served it with a fennel and parsley salad and those tart little pickled tomatoes and extra sauce on the side, as instructed. I cooked that pretty little pork to a rosy pink because that's how this girl likes her pork and there isn't any trichinosis in the U.S. domestic pig supply anymore to get your panties all in a twist, so stop overcooking your damn pork, ya hear? The dish was simple, yet elegant, decidedly Southern leaning, but with a focus on fundamentals and execution that speak to Virginia's culinary pedigree and time spent in France. In short, that grub rocked, yo!
Virginia is offering you a special gift. If you buy a copy of her book in the next 2 weeks (by Oct 12, 2011), she'll send you a personalized, signed bookplate to place in your copy. So, listen up - if Virginia can get this New Jersey girl drawling out a y'all and pulling biscuits out of the oven so light and airy they could double as angel wings for yer mama, then surely you need this book in your collection. Fill out this form to get your bookplate and run like you were being mugged in East Rutherford to make that sweet potato biscuit recipe.
*girl, shoot, I'm busy - I don't have time to type out Basic to Brilliant, Y'aaaaaaalllllll - I'm a Yankee in a hurry!
1/4 cup Kosher salt
3/4 cup firmly packed dark brown sugar
2 cups boiling water
3 cups ice cubes
2 (11/2- to 2-pound) pork tenderloins
1/2 cup peach preserves
1 tablespoon finely chopped fresh rosemary leaves
1/2 cup Dijon mustard
Freshly ground black pepper
Brush with the peach-mustard mixture during the last few minutes. Remove to a cutting board and cover with aluminum foil to rest and let the juices redistribute, about 5 minutes. Slice on the diagonal and serve immediately.


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TAKE 10% OFF Individually Handcrafted Ties Sewn Right Here In Vermont!
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text:
I am trying to set up an external LDAP filter for GAL in Zimbra, does anyone know what the variable substitution in the filter for the search item would be?
ie. (|(cn=%s)(sn=%s))
the %s would be my search term that I am looking for, any idea what this would be for the filter in the admin? I have tried %s and it doesn't work, and I cannot find any documentation on the variables anywhere.


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Florham Park, NJ (Sports Network) - Mark Sanchez will be the starting
quarterback Sunday when the New York Jets take on the Jacksonville Jaguars.
Jets coach Rex Ryan made the decision Wednesday morning.
Sanchez was benched in the third quarter of last Sunday's game against Arizona
and Greg McElroy led the Jets to their lone touchdown in a 7-6 win.
Ryan said Monday he was comfortable with any of his quarterbacks as a starter,
including the injured Tim Tebow, then said he would wait until later in the
week to make his decision.
Sanchez was intercepted three times in the first half against the Cardinals
and threw for just 97 yards while completing only 10-of-21 passes before being
pulled for the first time. McElroy connected on 5-of-7 throws, but for only 29
yards with a 1-yard scoring pass to Jeff Cumberland.
Tebow, the backup for most of the season, was inactive against Arizona because
of a rib injury.
The Jets are 5-7 and have struggled offensively throughout the season with
Sanchez under center. The fourth-year starter has completed just 55 percent of
his passes for 2,436 yards with 12 touchdowns and 13 interceptions this
The Sports Network


text:
Wood Design: Introducing Independent Designers to the World
Store Profile
- Location: Online
- Specialty: Independent furniture and home accessory designers
- Price range: ($$) Mid-Range - ($$$) High-End
- Website: woodindesign.com
Store History
- Headquarters: Vancouver, British Columbia
It's surprising how much of our world is and has been built and furnished by wood - be it what you sit around to eat on, lie on at the end of the day, or simply walk around, under or in between. By adding the stories of a new wood designer each day Wood Design aims to capture and define contemporary and sustainable uses of wood in design by independent furniture designers, accessory makers, artists, interior designers and architects .
Anyone who has ever purchased a handcrafted item at an art or craft show (or even etsy) is familiar with that sense of pride that is passed along from the artist. Hearing directly from the maker about the design process imparts new meaning into an inanimate object — and often leads to great dinner conversations. Wood Design works with independent designers to bring their stories and products to the wider world.
Shown Above:
• Jeff Martin's Turned Stool — Carefully crafted from thick laminated figured wood to avoid checking, each piece is hand shaped and slightly unique from the last. From Vancouver.
• 16th Workshop's High Chest of Drawers — Made with bookmatched boards continuous from side to top to side again, hand-cut dovetails at case top with mitered front corners, waxed hardwood drawer guides, and turned legs. From Seattle.
• Andre Joyau's Yasu Credenza — Made of Walnut with stainless steel legs, the credenza features 6 drawers with full extension drawer slides. From Brooklyn.
• Eternal Furniture's Arctic Side Table — Made from FSC maple casing with storm fallen walnut drawers and finished with a satin white lacquer and natural oils. From Braintree, Massachusetts.
• Stephane Hubert's Cork and Wood Stool — Made of reclaimed poplar and cork found in Brooklyn with reclaimed walnut butterflies on both faces. From Brooklyn.
Wood Design was launched as a way to showcase independent designers and the materials they use for their pieces. Designers from all over North America are brought together in this web store. Wood Design also collects stories from the designers and shares them on their blog. Their 5 Questions series is a great little snapshot into the minds of the designers.
(Images: Wood Design)


text:
Best I can tell, I've got a MO painted in red/orange on the exhaust cover and something like MV-235 (like a part #) in magic marker,black, on the intake cover. Also, header???
Again, thanx. I knew the Mo bit, but there seemed to be more to the story, like some kind of tweaks to make it "better". That and the kick degree issue were my questions.
Well, I guess I have a Military Deluxe then
Page created in 0.09 seconds with 36 queries.


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Wednesday, February 1, 2012
* Re-Cycled Art Stitched Heart Valentine Cards
I see this project from time to time on Pinterest and
it's always fun to see something I've made show up there!
To make these cards,
I raided our felt and fabric scraps, the "cool paper scraps box"
(yes, that's what the label on the box says)
and some of the girl's doodles and drawings.
Then we cut out some hearts....
and I stitched them to some blank white card stock cards
with my sewing machine.
Sew easy.
and sew cute!
Hubby is got this one,
the map is from one of our first trips together...
I wrote, "I'd be lost without you" inside.
Happy Card-making!
Psst...these cards are great to give year round-
think Thank You notes, Mother's Day, Birthdays...
Think we'll make another batch for our Letter Writing Station.
Pink and Green Mama
Posted by pink and green mama MaryLea
5 comments:
LOVE these!!!!!!!
- February 1, 2012 at 3:08 PM
- GianneCurry said...
Too sweet. Lots of work, but I imagine it makes your loved ones feel extra special for sure. Just wanted to let you know I mentioned you on my blog. =)
Gianne at cowsgomooandducksgoquack.blogspot.com
- February 1, 2012 at 4:40 PM
- The Knitty Gritty Homestead said...
Just what I'm looking for! Thanks so much for sharing.
- February 2, 2012 at 7:48 AM
- lifeinthefacslane said...
I teach Family and Consumer Sciences at the middle school - found this on Pinterest Thursday night and had them doing it Friday. What a FUN, easy project they could complete without much input from me in one class period. Thanks! I will be using this many times with all of my kiddos.
- February 4, 2012 at 8:10 PM
- Amy said...
These are great homemade cards! I love that they use leftover and recycled materials - so colorful!
- February 5, 2012 at 12:07 PM
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text:
A picture can sooo tell a thousand words, right?
If you take the winning faces of Roger Federer in Halle and Rafael Nadal at Queen's Club and compare them who seems the most confident, enthusiastic and, most importantly, looks like he has the belief he'll grab the Wimbledon title in three weeks time??
I have my guess...
(images via Getty)
Monday, June 16, 2008
PHOTO OP: Fed, Rafa and a tale of two reactions
Labels: photo op, Rafael Nadal, Roger Federer, tennis
8 comments:
- mereanaJune 16, 2008 at 11:06 AM
I was in the crowd at queens and rafa was the overwhelming favourite...he got much love from the queens crowd. Fabulous tennis to watch...looking forward to wimbledon!!ReplyDelete
you were mereana? lucky!!! what a treat.ReplyDelete
tell me you took some great photos? i'd def post them for you (of course with on page credit).
let me know: email@example.com
- AnonymousJune 16, 2008 at 11:16 AM
Or it could mean that one's just ho-humming through his 10th grass title while the other one was ecstatic to get his 1st.ReplyDelete
both facts are true anon-2:16 but Fed may not want to be ho-humming right now with two small titles to his name this year and two very eager, energized capable ballers breathing down his nike shirt.ReplyDelete
i think fed's biggest problem with rafa and nole is he can't match their energy or intensity throughout an entire match. i don't know - maybe it's completely internal but he might want to try and pump himself more.
- AnonymousJune 16, 2008 at 12:16 PM
In terms of being an athlete, there's a HUGE difference between being 22 and 27. I fear Roger Federer has won his last slam already. He's going to need Gil Reyes to win another one.ReplyDelete
- AnonymousJune 16, 2008 at 1:04 PM
have to disagree. the intensity of the match probably affects the intensity of emotion at the end. rafa had to dig his way out of being truly outplayed by novak in the beginning of their match. roger was never in doubt. think about rafa's muted reaction at roland garros because he knew from the beginning of the final that it was in the bag.ReplyDelete
good point anon-4:04 i definitely agree with your observation.ReplyDelete
but there's something to be said about the intensity rafa and nole bring to the court which fed, at least in his last matches with either baller, has been lacking.
it's been said that rafa plays every point like a match point - that's a tough hill to climb as an opponent and it's got to be suffocating which seemed like fed's big issue in the french final. no room to breathe.
Hey Rich. Federer's look is definitely ho-hum, which is only fitting for what he did by winning Halle. There were no players there that had ever really tested him. Nadal won the tournament that had the cream of the crop grass-court players contesting it.ReplyDelete
I still think Roger will be way more than OK. But it would've been a great statement to have won Queens rather than what Halle looked like this year, a couple of steps above a challenger.


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What a dream hunt and a great animal.....congrats!
thanks everyone it was an awesome experience and quite different from the country in the Pintler Wilderness we have hunted for 20 years for one we never used horses we always archery hunted and just backpacked, funny thing is we have always owed horses and just never took them, go figure i guess the age has caught up to us!
Great story. Very motivational for all of us to head for the high country.
Amazing! Great story, thanks for sharing!
Sounds like things got a little western. What an adventure. Congrats man, that is a great bull.
A bad day in the woods is better than a good day at work.
Shoot the best, Shoot PSE!
Man what a great adventure! Im sure with that Grizzly close by it helped to motivate you to quickly get that stuff up the mountain and packed out
What a great bull and a fantastic story as well. Congrats man!
You know fellas the Grizzly left the carcass quickly once he winded us and retrteated on his own accord so the whole situation wasnt quite as tense and it prolly could have been the only thing tense was the fact he stayed so close by just inside the green timber and was woofing and chomping his teeth, but again with 5 guys there to pack and supplu cover fire if needed helped the nerves somewhat
Awesome story and bull! Congrats!
great read and great bull! congrats!
I Love the smell of Elk in the mornin
The arrow is everything


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Awesome bull!!!!
Who cares about score that bull has points everywhere!!!!!
Awesome bull!!!!
2010 Mathews Reezen 7.0 70# draw
G5 optik sight
Tru Fire Hardcore
Carbon Express Maxima Hunters
Too cool bro congrats and thanks for sharing
That's a real nice bull! Congtats.
-NRA Life Member
Wow very nice indeed!
I don't Break the rules, I Modify them.
That is a smoker bull! Congrats man!!
What a great Tule. Congratulations!
Wow nice bull, sounded like a lot of fun. Thanks for the story.
Hell of a bull
Nice Tule bull. Did you put a tape to him?


text: Handbag Porn: Sparkle Edition 4 years ago by Jessica P. Ogilvie 1 Comment » Share a Tip This morning, it's actually a little overcast, and I could stand some sparkle. Here it is in a bunch of handbags. Share This Post: Tweet Related Topics: Odds & Ends • Barneys • BCBG • Handbag Porn • Jimmy Choo • Kara Ross


text:
WASHINGTON (AP) - The end game at hand, the White House and Senate leaders took a final stab at compromise Friday night to prevent middle-class tax increases from taking effect at the turn of the new year and possibly prevent sweeping spending cuts as well.
"I'm optimistic we may still be able to reach an agreement that can pass both houses in time," President Barack Obama said at the White House after meeting for more than an hour with congressional leaders.
Surprisingly, after weeks of postelection gridlock, Senate leaders sounded even more bullish.
Article Photos
AP Photo
Mitzie Krivach of Johnstown, Pa., buys milk Friday. Adding to the "fiscal cliff" woes confronting Americans was a pending spike of $2 per gallon or more in milk prices if lawmakers fail to pass farm legislation by the end of the year.
The Republican leader, Sen. Mitch McConnell of Kentucky, said he was "hopeful and optimistic" of a deal, adding he hoped a compromise could be presented to rank-and-file lawmakers as early as Sunday, a little more than 24 hours before the year-end deadline.
Said Majority Leader Harry Reid: "I'm going to do everything I can" to prevent the tax increases and spending cuts that threaten to send the economy into recession. He cautioned, "Whatever we come up with is going to be imperfect."
Officials said there was a general understanding that any agreement would block scheduled income tax increases for middle class earners while letting rates rise at upper income levels.
Democrats said Obama was sticking to his campaign call for increases above $250,000 in annual income, even though in recent negotiations he said he could accept $400,000.
The two sides also confronted a divide over estate taxes.
Obama favors a higher tax than is currently in effect, but one senior Republican, Sen. Jon Kyl of Arizona, said he's "totally dead set" against it. Speaking of fellow GOP lawmakers, he said they harbor more opposition to an increase in the estate tax than to letting taxes on income and investments rise at upper levels.
Also likely to be included in the negotiations are taxes on dividends and capital gains, both of which are scheduled to rise with the new year. Also the alternative minimum tax, which, if left unchanged, could hit millions of middle- and upper-income taxpayers for the first time.
In addition, Obama and Democrats want to prevent the expiration of unemployment benefits for the long-term jobless, and there is widespread sentiment in both parties to shelter doctors from a cut in Medicare fees.
One Republican who was briefed on the White House meeting said Boehner made it clear he would leave in place spending cuts scheduled to take effect unless alternative savings were found to offset them. If he prevails, that would defer politically difficult decisions on government benefit programs like Medicare until 2013.
Success was far from guaranteed in an atmosphere of political mistrust - even on a slimmed-down deal that postponed hard decisions about spending cuts into 2013 - in a Capitol where lawmakers grumbled about the likelihood of spending the new year holiday working.
In a brief appearance in the White House briefing room, Obama referred to "dysfunction in Washington," and said the American public is "not going to have any patience for a politically self-inflicted wound to our economy. Not right now."
If there is no compromise, he said he expects Reid to put legislation on the floor to prevent tax increases on the middle class and extend unemployment benefits - a challenge to Republicans trying to protect all Americans from a tax hike.
The guest list for the White House meeting included Reid, McConnell, Boehner and House Minority Leader Nancy Pelosi.
The same group last met more than a month ago and emerged expressing optimism they could strike a deal that avoided the fiscal cliff. At that point, Boehner had already said he was willing to let tax revenues rise as part of an agreement, and the president and his Democrat allies said they were ready to accept spending cuts.
Since then, though, talks between Obama and Boehner faltered and Reid and McConnell sparred almost daily in speeches on the Senate floor.
Further compounding the year-end maneuvering, there are warnings that the price of milk could virtually double beginning next year.
Congressional officials said that under current law, the federal government is obligated to maintain prices so that fluid milk sells for about $20 per hundredweight. If the law lapses, the Department of Agriculture would be required to maintain a price closer to $36 of $38 per hundredweight, they said.
It is unclear when price increases might be felt by consumers.


text:
I can't make decisions, because imagines of scantily clad people reading books has thrown me into overdrive. Please vote for your favorite, so we can send them a big pile of books. We'll announce the winner tomorrow, after we run out to appropriate stores and pick out the books we want (though The Complete Dorothy Parker is a given. A goddamn given).
Sorry! This poll is now closed.