text: I have set set up reminders for an appointment for a week in advance. When the date of my appointment comes closer I would like to reset the reminder to pop up the next day. The longest time I can use on the list is 60 minutes. Is there any way to set a longer reminder time?


text:
2013 Transportation Rate Outlook: New era of collaboration
January 01, 2013 - LM Editorial
While there were few surprises contained in the Institute for Supply Management's (ISM) December 2012 Semiannual Economic Forecast, the overall findings suggest improvement in the U.S. that will continue in 2013. According to the nation's purchasing and supply management executives, expectations are for the continuation of the sustained economic recovery that began in mid-2009
Furthermore, the manufacturing sector is preparing for growth in 2013, with revenues expected to increase in 17 manufacturing industries. The non-manufacturing sector predicts that 14 of its industries will see higher revenues.
Capital expenditures, a major driver in the U.S. economy, are forecasted to increase by 7.6 percent in the manufacturing sector and by 7 percent in the non-manufacturing sector.
"Manufacturing purchasing and supply executives expect to see continued growth in 2013," says Bradley Holcomb, chair of the ISM Manufacturing Business Survey Committee. "They are optimistic about their overall business prospects for the first half of 2013, and are even more hopeful about the second half of 2013."
Holcomb also notes that shippers may expect a slight hike in transportation costs this year, keeping pace with the overall growth projections in manufacturing and services. Meanwhile, our distinguished 2013 Rate Outlook panel tends to agree with Holcomb's forecast, further advising shippers to monitor macro-economic trends carefully this year.
Due diligence in this regard, along with firming up carrier partnerships, may mitigate the soft spike in logistics and supply chain costs expected to affect their budgets as we make our way through 2013. Any way our panel slices, one maxim rings true: Shippers will have to be more creative than ever if they're to contain costs this year.
Fuel volatility to continue
Forecasting fuel rates has never been more difficult for the industry overall, maintains Derik Andreoli, Ph.D.c., senior analyst at Mercator International LLC and Logistics Management's popular Oil & Fuel columnist. According to Andreoli, when planning for 2013 energy fluctuations, logistics managers must keep an eye on several global issues.
"We need to watch what's going on in Iraq and Iran, wonder if shale gas drilling rates and natural gas production and consumption will remain stable, and ask if drilling rates and production of shale oil increase even as oil wells disappear," says Andreoli. "These are all questions looming large for shippers this new year."
Lacking a crystal ball, the best anyone can do is evaluate the fundamentals of global supply and global demand, notes Andreoli. For example, if demand grows faster than production capacity then surplus production capacity—the world's buffer against actual supply shortfalls—will be diminished, and prices will rise. Conversely, if production capacity grows faster than demand we should expect some easing in price volatility, though not necessarily price levels.
"Over the last two years, surplus oil production capacity has declined from nearly 5.5 percent of world consumption to a hair over 2 percent," says Andreoli. "In absolute terms, this amounts to only 2 million barrels per day. This means that a disruption in any one of the world's major producers will have a significant impact on prices. And unless surplus capacity recovers, any escalation of political tensions in any of the world's major oil producing regions will introduce a significant risk premium and prices will become increasingly volatile."
Logistics and transportation professionals can begin to reduce their exposure to risk by concentrating on packaging and materials handling, Andreoli advises. "Work with carriers to design an incentive program designed to reward carriers for increasing fuel efficiency," says Andreoli.
How carriers pack trailers and containers is as important as how shippers pack their boxes, and shipping less air is the goal here as well, he adds. "Outside of packing the trailer, carriers can gain significant fuel savings—close to 10 percent—from switching to single tires, and additional savings can be realized through the installation of aftermarket aerodynamics kits."
Trucking: Yield management top of mind
Stifel Nicolaus analyst John Larkin agrees that shippers need to take a look at the big picture and should closely monitor the results of the "fiscal cliff" negotiations and broader economic data reports in early 2013.
"If a rational solution is reached in Washington, chances are that the private sector will be more inclined to hire, invest, and grow at a faster rate than we have witnessed the past couple of years," says Larkin. "A better than expected economic scenario, along with significantly higher freight rates, could then result."
Conversely, adds Larkin, if war breaks out in the Middle East, or if China's growth prospects dim, domestic economic growth could disappoint. In that case, rates could weaken as demand wanes.
"Rates, particularly spot rates, could decline to very attractive level," says Larkin. "So rather than reviewing a checklist, we think that shippers should remain diligent in their evaluation of the health of the economy. That discipline will best prepare shippers to respond to the changing landscape while lining up sufficient capacity at reasonable market-based prices."
Larkin and other analysts note that trucking rates are closely related to supply and demand in the marketplace. Assuming that the economy continues to grow at an annual rate of between 1.5 percent to 2 percent shippers should expect supply and demand to remain roughly in balance.
"This is the same situation we have experienced for the better part of two years," he says. "Under this scenario, truckers should be able to eke out 1 percent to 2 percent annual increases in raw price in 2013. Carriers may be able to improve on the range by 100 to 200 basis points harnessing a process we like to call 'yield management.'"
Yield management is nothing more than selecting the highest rated customers and the highest rated freight offered by particular customers. Furthermore, Larkin believes it's possible that the mid-year change to the hours-of-service-related restart rule could effectively eliminate 2 percent to 4 percent of the industry's capacity. This alone could set up a capacity shortage which could drive significant upside to the modest rate increases mentioned above.
"Shippers can help themselves tremendously by working collaboratively with carriers to improve the carriers' equipment utilization," says Larkin. "Whether a shipper can open his facility for nighttime delivery, quickly load and unload trailing equipment, or communicate equipment needs well in advance…carriers will be more inclined to work with the collaborative shipper on price because some of the margin needed by the carrier can be derived from turning the assets and the drivers more quickly."
Rail/Intermodal: Transparency is key
Brooks Bentz, a partner in Accenture's supply chain management practice, says that intermodal shippers can shield themselves from unexpected rate hikes by negotiating contracts for a distribution network rather than by picking lanes.
"Shippers really became good at this during the recession," says Bentz, "and they'll continue to share information with one another—even with friendly competitors—if it's of mutual benefit."
Indeed, Bentz argues that the carriers themselves are becoming more transparent in their pricing. "Given that a wide variety of rail and intermodal producers are charged with delivering door-to-door transportation, the challenge has been magnified," he says. "That requires more integration and cooperation among carriers."
Meanwhile, intermodal growth continues to accelerate with the tremendous investments the railroads are making in infrastructure. According to the Intermodal Association of North America (IANA), domestic container volume recorded double-digit growth for the fourth quarter in a row in 2012.
"Every IANA region reflected an increase in domestic containers which were responsible for the majority of total third quarter intermodal gains," says IANA President and CEO Joni Casey.
Volumes were most impressive in the Midwest and the Northeast regions, with each recording nearly a 15 percent uptick. Overall, intermodal volume increased a respectable 3.2 percent during the fourth
quarter that exhibited some economic slowdowns.
"The largest overall cause of modest international intermodal volume increases continues to be weak port volume, as many shippers have been unwilling to bring in substantial inventories," says Casey.
"Strong domestic container gains have kept overall intermodal volume growth positive, and an anticipated rebound in imports should deliver higher levels of overall intermodal performance in 2013."
Yet to be measured, add analysts, is the impact the threatened strike on East Coast and Gulf ports may have had on ocean carrier deployments late last year. While labor and management continue to hammer out a deal in January, carriers may have already imposed a surcharge on shippers for sudden supply chain shifts.
Ocean: Capacity crunch on horizon?
As always, the freight rate outlook for container shipping will vary by route and by direction and will depend on the length of contracts, says analysts for the London-based consultancy Drewry Supply Chain Advisors.
"Overall, we predict a moderate increase in freight rates in 2013 of 3 percent to 6 percent in average east-west freight rates in 2013," says Philip Damas, Drewry's director. "Contract tenders currently being finalized for calendar 2013 also indicate this type of rate changes."
The fact that rates may rise in a weak market is partly because of the lag time of annual contract rates, he explains. In early 2013, annual contract rates that commenced in early 2012—at a time of a price war between ocean carriers—will expire. Slightly higher rates, adds Damas, will then replace these very low contract rates.
"Shippers who buy shipping capacity on a spot basis or under short-term contracts have been paying significant rate increases since the summer of 2012," says Damas.
"In effect, these shippers have already seen price increases from which annual contract shippers have until now been insulated."
The fuel surcharge component of container freight rates will remain high in 2013 in line with the underlying marine fuel price trends. However, the container shipping market remains unstable, Drewry analysts say.
"We note that carriers have been losing money in 2011 and 2012 and are close to the point where they will need to reduce capacity to protect their cash flow," says Damas. "If the situation worsens, we could see a repeat of 2010 when capacity was slashed, freight rates were ratcheted up, and contracts were renegotiated."
So, how do shippers protect themselves? Drewry generally advises them to develop close relationships with core, preferred carriers, and to run detailed professional tenders, instead of trying to capitalize on attractive, short-term price reductions from unfamiliar or "opportunistic" carriers.
"We say this because of the continuing disruption in the market, which could result in the interruption of service, or in sudden freight rate increases, or in unilateral contract terminations," advises Damas. "Just look at the speed at which some small transpacific carriers pulled out of the market, with little or no notice, when rates fell."
Air Cargo: Rates remain steady
While air cargo volumes crept along at a snail's pace during most of 2012, the year ended without a last minute push for higher-value retail goods to fill space to capacity on cargo planes.
According to Charles "Chuck" Clowdis, managing director of transportation advisory services for IHS Global Insight, this slow growth still reflects rates that have remained stable for most of the past year.
"Even the dockside strikes at seaports last year did not last long enough to push goods from sea to air as inventory carrying stocks may have become threatened," says Clowdis. "It's our feeling that rates will continue to remain at present levels during the first quarter of 2013 and likely remain so unless there is a discernible economic recovery that will include robust consumer spending."
Clowdis predicts that mid-year spending may see a bit of an upturn for airfreight items if new electronic items are released. Meanwhile, he contends that some hope for a recovery exists for this summer.
"Likewise, consumer spending on relatively high value goods could return with a rise in the economy," says Clowdis. "But this scenario is unlikely. Six months into 2013 will find us most likely awaiting a change in the economic situation hopefully coupled with a drop in unemployment."
Parcel: Still surging
Late last year both FedEx and UPS announced parcel rate hikes, but according to Jerry Hempstead, president of parcel consultancy Hempstead Consulting, increases are "not linear by weight nor are they linear by zone." FedEx also increased many of the most frequently used accessorial service charges such as residential, address correction, delivery area, and extended area surcharges.
"The great concern to most shippers is the constant increase in 'minimum' charges," says Hempstead. Today the minimum charge for a ground package is $5.49 before the fuel surcharge, that will be increasing to $5.84, a 6.34 percent increase not accounting for the change in the fuel surcharge."
The United States Postal Service, a competitor in the two- to three-day air market also increased rates late last year. "But there is little overall organic package growth going on in the marketplace," says Hempstead. "As a result, they need to continually increase top line revenue by charging more."
So what can shippers do? They can protect themselves by developing a model that reflects buying patterns of services and distribution of packages by zone and weigh. "This is easily accomplished by downloading a shipment history from the carrier web site," says Hempstead. "Always remember that everything in life is negotiable. If you have grown your business with a carrier this past year then perhaps the carrier should be rewarding you with lower costs in 2013."
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subset: commoncrawl


text:
|Doc Sadler
Courtesy: cyclones.com
Release: 05/31/2013
Doc Sadler, who has eight years of head coaching experience at the Division I level, spent the 2013-14 season as an assistant on the Iowa State coaching staff. Following the Cyclones' run to the Big 12 Tournament title and Sweet 16, Sadler was named head coach at Southern Miss.
In Sadler's first season in Ames, Iowa State posted one of the best seasons in school history. The Cyclones finished 28-8, advanced to the Sweet 16, won the Big 12 Tournament and Diamond Head Classic. Melvin Ejim was named Big 12 Player of the Year and DeAndre Kane was recognized as the league's newcomer of the year. Both earned All-America honors as well.
Additionally, Georges Niang was an All-Big 12 Third-Team pick for the Cyclones, who led all "power" conferences in scoring with 83.0 points per game. Iowa State racked up a school-record nine wins against teams ranked in the Associated Press top-25. The Cyclones also led the nation in assists per game (18.4) and were second in assist-to-turnover ratio (1.74).
A native of Greenwood, Ark., Sadler's coaching career spans over 30 years. He's had head coaching stops at three schools (Arkansas-Fort Smith [JC], UTEP, Nebraska), compiling a 269-146 overall mark, including a 149-107 Division I record in eight seasons.
Sadler is no stranger to Big 12 basketball, spending a year as Director of Operations at Kansas (2012-13), six seasons as head coach at Nebraska (2006-12) and three seasons as an assistant at Texas Tech (1991-94).
Sadler posted a 101-98 record as the head coach at Nebraska, guiding the Huskers to three NIT appearances (2008, 2009, 2011). His 2008 team won 20 games, the first 20-win season since 1999, and his 2009 squad posted an 8-8 record in the Big 12, NU's best conference mark in a decade.
His Husker teams defeated eight teams ranked in the nation's top-25.
Prior to his stint at Nebraska, Sadler had a phenomenal two-year run as the head coach at UTEP (2004-06), producing a record of 48-18. The Miners won 27 games and advanced to the 2005 NCAA Tournament in his rookie season, the ninth-best win total by a first-year head coach in NCAA history. UTEP won 21 games and advanced to the NIT in his last season (2006) in El Paso.
Leading teams to nine postseason appearances as a head coach, Sadler received his first head coaching job at Arkansas-Fort Smith (1999-2003). He led the former junior college power to three postseason appearances while posting a 120-39 mark.
Sadler has worked as an assistant coach at seven current Division I schools, including Arkansas (1982-85, under Eddie Sutton), Lamar (1985-86, under Pat Foster), Houston (1986, under Pat Foster), Chicago State (1987-88, under Tommy Suitts), Texas Tech (1991-94, under James Dickey), Arizona State (1994-97, under Bill Frieder) and UTEP (2003-04, under Billy Gillispie).
Sadler is a 1982 graduate of Arkansas, working four years as a student manager for the Razorbacks under Sutton. He received his master's degree in education from Northeastern State in 1991.
Sadler and his wife, Tonya, have two sons, Landon and Matthew.


text:
Wilmington man accused of insurance fraud
Published: Monday, May 20, 2013 at 5:04 p.m.
Last Modified: Monday, May 20, 2013 at 5:04 p.m.
WILMINGTON | A Wilmington man has been accused by the state of trying to steal more than $19,000 through fraudulent insurance claims.
Sinclair Auvant Parker, 45, of 6700 McCalley Court, was arrested May 17 on one count of insurance fraud and four counts of attempting to obtain or obtaining property under false pretense, according to a N.C. Department of Insurance news release.
Parker submitted four fraudulent insurance claims stemming from an auto accident he claimed occurred in June 2012 in Buncombe County, according to the release. Parker received $6,839.26 from Allstate Insurance Co. for two of the claims and attempted to obtain $12,181.51 through the other two claims.
Arrested in Pender County, Parker is being held on a $5,000 secured bond, the release says.
– Will Drabold
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


text:
JACKSONVILLE, Fla. -- Michael Dunn is accused of murdering local teenager Jordan Davis, with loud music triggering the fatal shots, according to investigators.
Now, as Dunn's trial is weeks away, focus is turning to what's needed to ensure Dunn gets a fair trial.
"Once in a while, you get a case that gets this kind of publicity. All of sudden becomes an issue," said Circuit Judge Russell Healy on discussions regarding disclosure of court records on the murder case.
Healy has restricted access, with local media including First Coast News appealing to a higher court for documents to be released.
RELATED: Full coverage of the Michael Dunn case so far
Florida's 1st District Court of Appeals last month overturned Healy's decision to delay the release of public records.
On Monday, Healy scheduled a hearing to resolve access issues a week before the trial is scheduled to get underway.
In court, attorneys on both sides argued their points with the judge requesting more details from attorneys before the January 24 hearing.
"I agree with what you say your responsibilities and duties are as a judge," said attorney George Gabel, who is representing First Coast News and the Florida Times-Union.
"You also have a responsibility to enforce public records law," said Gabel.
State Attorney Angela Corey asked the judge to restrict access to court records before the trial.
"The public doesn't have right now, but has every right to know once the case comes to trial," said Corey.
Dunn is accused of murdering 17-year-old Jordan Davis. The case has gotten national attention as Dunn claimed loud music lead to a confrontation that ended in fatal gunfire.
FCN asks judge to undo motions in Dunn case
Jordan Davis' parents settle wrongful death suit with Michael Dunn
Another Stand Your Ground showdown?
Michael Dunn moves closer to murder trial
First Coast News


text:
Communauté ibm.com
Impact of Big Data, Cloud, Mobile and Regulatory Pressure on your IT Risk and Governance Model
Erwin Boeren 270002C43V firstname.lastname@example.com | | Etiquettes :  value solvency cio risk ibv insurance openpages of institute ibm it business governance basel bank grc compliance | 0 commentaires | 3 848 visites
Impact of Big Data, Cloud, Mobile
and Regulatory Pressure on your IT Risk and Governance Model.
This 30% decrease was established by optimizing and
automating the risk process, end users are now able to complete the whole risk
cycle in one platform with risk identification, risk assessment, risk
management, risk reporting (real time!) and risk monitoring.
2. Customer decreased their manual IT control test
effort with 140 hours per week only for Segregation of Duties and access
management. This was done by automating control tests.
Blog post by Erwin Boeren
Senior Governance, Risk & Compliance specialist IBM Europe
Twitter : http
LinkedIn : http
Convergence of Performance Management and Risk Management - Part 2
Erwin Boeren 270002C43V firstname.lastname@example.com | | Etiquettes :  grc risk reporting ibm compliance fsr cognos solvency regulatory ii basel openpages | 0 commentaires | 3 892 visites
Convergence of Performance Management and Risk Management - Part 2
the increase of the Governance, Risk & Compliance maturity level at many of
my clients I see that clients start to realize the benefits of the integration
of GRC activities in their Performance Management cycle. Therefore a follow up
on my previous article around Risk Management and the convergence with
Performance Management.
Let me share some insights on Risk & Performance Management initiatives that keep clients busy around Europe. The following 4 items came up in the last 3 months.
1. Cost control and process performance improvement give us the opportunity to embed controls in our process. Lessons learned from Six Sigma and Lean can give us guidance here.
2. How do I manage organizational and regulatory change and monitor the impact on business processes, policies and my risk and control framework?
3. Trending topic is emerging risks, am I able to identity risks that are coming to me over time?
4. Integrated Financial and Risk reporting, an excellent example of 'Where Performance Management meets Risk Management'.
Cost control and Process improvements
Implementing and testing controls has become a huge cost for many organizations. That is why some of my clients are now looking for a way to reduce cost by embedding controls in their existing business processes. This goes hand in hand with the global initiative on cost reduction. While optimizing or even re designing core business processes internal controls are being embedded in the process. What I see is that the organizations that involve process owners and process contributors are most successful. This is an initiative that we have seen before in Lean Six Sigma projects. The only way to optimize processes and to reduce waste is to involve the process owners. Instead of increasing regulatory pressure we should seek a solution in this area in my opinion. Business cases around this have proven to be very successful and savings up to millions of Euros per year have been achieved.
Regulatory change
Regulatory changes are a huge concern of many risk, compliance, legal and audit professionals. How can we monitor these changes and how can we understand the impact on our organization? Taking this together with the fact that policy management is changing from a 'must do' once a year to a continuous process tells us that an integrated approach to Governance, Risk & Compliance is necessary to drive performance. I come across clients that have a monthly Performance Report that shows how they derived business objectives from their policies and how they are performing on a compliance level to these objectives. What risks did they identify in this process and how will they respond to these risks? Organizations realize that they need to understand the correlation between processes, policies, regulations, business objectives, risks and controls and how they might impact each other. An integrated GRC view is the only way to face this challenge.
Emerging Risk Modelling
One of the trending topics among customers is Emerging Risks. Can we model risks that we see coming and can we follow up on risks that are getting closer or fading away? Analytical Risk modeling is an answer to this question. This also let you perform risk forecasting with different scenarios. Interesting question is how the increase of a risk exposure in an operating entity will impact my group level exposure? Risk Analytics, derived from the Performance Management area can help us answer these questions. A financial performance management cycle contains the exact same characteristics.
Integrated Financial and Risk performance reporting
Financial and Risk reporting are standard items in today's Annual Reports, Tax statements, Management reports and Regulatory reports. The big question is how do I keep all of this information organized in such a way that I understand the source of the information, the transformation it has gone through, the owner of the information and most important when information changes at the last moment that all information output contains the latest version? No bigger reputational risk than sending out inconsistent information to stakeholders. Some organizations saw their share price drop with 25% due to inconsistent external reporting. One of my clients has implemented a solution that orchestrates all of these information sources with workflow capabilities and even XBRL output. From a risk perspective this is a great mitigation of your reputational risk and an excellent example of 'Where Performance Management meets Risk Management'.
Blog post by Erwin Boeren
Senior Governance, Risk & Compliance specialist IBM Europe
Twitter : http
LinkedIn : http
Looking back at a great IBM Vision 2012, Orlando FL
Erwin Boeren 270002C43V firstname.lastname@example.com | | Etiquettes :  risk 2012 openpages grc governance basel solvency ibm vision | 0 commentaires | 3 712 visites
Looking back at a great Vision 2012,
Vision 2012 was a great event with many customers speaking, partners and market analysts.
Customer Advisory Board
The IBM Customer Advisory Board came together in Monday, the day before the event officially kicked off to discuss the IBM Integrated Risk roadmap and to prioritize future development initiatives.
Keynotes were presented by Les Rechan (General Manager IBM Business Analytics), Mark Loughridge (CFO IBM) and Alison Levine.
Les opened with an energy level high as always! Mark gave a great insight in the financial transformation IBM has gone through and the road ahead. Alison delivered a key note where the whole room hung on her every word. Astonishing how Alison can present and what an inspiring lady she is.
this is available in recordings on : http
OpenPages version 6.1 released
At the risk keynote on day 1 by Patrick O'brien and Gordon Burnes the new version 6.1 of OpenPages was released. New features can be found on the IBM OpenPages 6.1 landing page :
A new leader for the IBM Risk Analytics pillar
Michael Zerbs has been appointed as the new leader to run the IBM Risk Analytics organization. Michael was the President and COO of Algorithmics. He is a recognized expert in risk management for market and credit risk, and has an in-depth understanding of the key risk management challenges that the financial industry faces today. He has authored several papers on pricing models and risk management and is a co-author of Mark-to-Future: A Framework for Measuring Risk and Rewad.
Market Analysts impressed by IBM Risk Portfolio
analysts could be found in
Operational risk is still strong as ever but Policy & Compliance management, IT Risk & Governance and Audit capabilities have grown to such maturity level that IBM is top in Risk Analytics.
Customers are expanding on their GRC Environment
Clients speaking at the 2 main event days were all expanding their platform to multi discipline risk. Especially risk convergence, standardization, enterprise risk management, IT Risk & Compliance and Fraud & Financial Crimes were topics that came across many times.
IBM implemented OpenPages
IBM has implemented OpenPages herself, and demonstrated that at day 2. Deborah Dunagan, IBM Transformation Executive demonstrated how IBM reduced her risk cycle times with 30% using IBM OpenPages!
With all this excitement we are looking forward to another great year and client success in Risk Analytics.
Blog post by Erwin Boeren
Senior Governance, Risk & Compliance specialist IBM
Twitter : http
LinkedIn : http
Convergence of Governance, Risk & Compliance, Basel II and Solvency II (Track 1014)
Erwin Boeren 270002C43V email@example.com | | Etiquettes :  openpages & risk of (track governance solvency ii convergence management 1014) and grc basel compliance | 0 commentaires | 3 582 visites
Convergence of Governance, Risk & Compliance, Basel II and Solvency II (Track 1014)
IBM Vision 2012, Tuesday May 16th, 16:45 – 17:45 pm I will be presenting the Convergence
of Governance, Risk & Compliance, Basel II and Solvency II.
In this session I will take you through the most common questions I received from our customers facing Basel II and Solvency II. I will help you understand the challenges from an Operational Risk perspective and speak about how my clients have overcome these challenges.
Convergence, Risk Adoption, Risk Montoring, Loss Registration, Risk Reporting
and Dashboarding and Regulatory Reporting are topics that will be discussed in
this session.
Hope to see you in Orlando next week!
Twitter : #Vision12
Blog post by Erwin Boeren
Senior Governance, Risk & Compliance specialist IBM
Twitter : http
LinkedIn : http
Risk Reporting and Dashboarding now available on your desktop!
Erwin Boeren 270002C43V firstname.lastname@example.com | | Etiquettes :  ibm solvency insight dashboarding governance grc management openpages risk reporting basel cognos ii compliance | 0 commentaires | 3 287 visites
With the brand-new IBM Cognos Insight you can now connect to your IBM OpenPages environment from your desktop. You always have that moment that you need the information on a report but just a bit different than the standard report provides to you. The solution is here now, IBM Cognos Insight!
Insight is a powerful, intuitive desktop solution, that can read many different data sources from Excel to datawarehouses. Even your real time IBM OpenPages environment!
And it is not only reporting and dashboarding but it also lets you create what if scenarios on the fly! How would my risk exposure be if in one risk category the loss impact increases with 15%? Two clicks and you know the answer! And then you can comment on your report, which gives your colleagues more information on the context the moment you share your workspace.
How easy can risk reporting be???
For more tour on how IBM Cognos Insight please look at : http
Blog post by Erwin Boeren
Senior Governance, Risk & Compliance specialist IBM
Twitter : http
LinkedIn : http
IBM Watson found a job as a risk expert!
Erwin Boeren 270002C43V firstname.lastname@example.com | | Etiquettes :  erwin watson governance risk grc compliance management ii business analytics solvency ibm boeren basel | 0 commentaires | 2 232 visites
IBM Watson found a job as a risk expert!
IBM Watson goes to work in financial services as a risk expert. One of the largest Financial Services institutes and IBM now partner to enhance and simplify the consumer banking experience with faster, more accurate decisions, better risk assessment, and more targeted customer offers.
IBM Watson is transforming expectations for how technology can help individuals live and work in better ways. Its ability to make sense of vast quantities of unstructured information, communicate in natural human language, learn from experience, and offer confidence weighted responses is already a game changer in healthcare. Focusing these capabilities on financial services brings new possibilities for higher service levels to an expanded set of users.
For those who do
not know IBM Watson, Watson is an artificial intelligence computer system
capable of answering questions posed in natural language, developed in IBM's
DeepQA project. As a test of its abilities, Watson competed on the quiz show
Jeopardy!, in the show's only huma
Now what will that bring to our Financial Service clients? Potentially as an assistant to client service professionals to help deliver evidence-based recommendations across multiple areas of the bank, including: credit card; private banking; wealth management; and call centers. Since IBM Watson can think faster than any human being it is able to make cross checks, prevent fraud, determine risk, etc. It is able to analyze data such as client information, online news reports, blogs, Twitter feeds, analyst reports, regulations, credit ratings, and government securities filings which can help to suggest options targeted to a consumers' individual circumstances.
Blog post by Erwin Boeren
Senior Governance, Risk & Compliance specialist IBM
How to make the right GRC software selection?
Erwin Boeren 270002C43V firstname.lastname@example.com | | Etiquettes :  compliance enterprise egrc iii management grc software solvency audit selection openpages risk tooling governance ii basel and | 0 commentaires | 3 149 visites
Governance, Risk and Compliance software selection process
A client of mine recently asked me about what I have seen as the most effective way to run a selection process. Now I know this may seems a conflict of interest, a GRC solution vendor writing on the GRC software selection process and the need for a GRC platform. Still I think I can give you some dos and donts on a GRC software selection process since I have been there many times.
Let's start with the need for a GRC software platform. Why do you need such?
Of course investing in a solution needs a compelling event. Either the cost for risk management and compliance becomes very high, or the process takes too long to be responsive to stakeholders or the 'in control' statement cannot be guaranteed any longer. Also external regulators can advise you to implement software.
Before you start thinking about a GRC platform carefully review the risk and compliance maturity level of your organization and the scope of the problem. This will help you make the judgment between 2 approaches. First approach is what we call 'point solution', second approach is 'enterprise solution'.
The first approach, Point Solution, is best when the compelling event is there but the scope is limited to one area. On a single point of your GRC activities you have a pain that must be resolved in a fairly short term. In this case you can search for specific capabilities with specific knowledge. You can make a selection of vendors that operate in the area where you have the pain and select the partner that understands your area. Of course you might want to consider your ambition on the long term. If your long term ambition is Enterprise wide GRC integration you might still look at enterprise vendors and use the specific area as a 'pilot' for further extension.
The second approach, Enterprise Solution, is best when the compelling event is on the integration of Governance, Risk and Compliance. The term risk and control convergence often comes up here. This approach requires a lot more work than the point solution and may have cultural impact. You might consider a second party to help you go through this project. A second party (consulting firm) can help you in making critical decisions and in reviewing your current (silo based) approach to GRC. They can keep the holistic view for you. Every silo needs to be reviewed and mapped to the enterprise approach. This will not come without discussions and sacrifices!
So the need is there, now how to make your selection?
In the first point solution approach there are just two considerations, short term or long term? In case of the short term do NOT select an enterprise vendor and go for the right point solution. Advantages are lower cost and shorter implementation time. Second consideration, long term, means a selection between enterprise GRC software vendors and consider the first phase as a pilot for the enterprise approach. Still you might want to involve a consulting firm with specific knowledge.
In the second enterprise approach you will go for an enterprise vendor. This is where you want to be careful in setting up your selection. I personally have seen many of these selection processes since I have been in such selections. And this is where I want to give you some guidance to save you a lot of time and money.
First do NOT expect the enterprise vendors to differentiate on functionality. The GRC software market has made an evolution in the last 10 years that have resulted in a fairly high mature software market. So a 'beauty contest' is a waste of money and resources. Outcome will be equal for all vendors and you will be stuck between your user community and the vendors in the process. You might get questions from your management team why you spend so much time and resources without any outcome.
Secondly involve your end users in the selection process early, but do not expect 20 people working in silos to come to one single conclusion. Again you will end up in a long discussion with no outcome. Have a small group of people (3 preferably) to make the selection.
Thirdly make your selection criteria known upfront and make them measurable. Also involve the vendors in the process and be open to them. If you are open and honest you will get transparent, open and honest answers. If you hide, vendors will hide! Criteria should be based on experience in your market, understanding of your organization, size and financial stability, ability to deliver in time and within budget, alignment of implementation approach to your implementation methodology and the cultural fit.
Again this may look preaching to the choir but I hope I just saved you time and money that you can invest in your implementation.
Blog post by Erwin Boeren, Senior Governance, Risk & Compliance specialist IBM
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Solvency II and the need for Operational Risk
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Solvency II and the need for Operational Risk
Blog post from Erwin Boeren, Governance Risk &
Blog post from Erwin Boeren, Governance Risk &
Governance. Risk and compliance on the iPad
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With Cognos 10.1.1 released you must have noticed the ability of having your reports and dashboards on mobile devices like iPad and iPhone.
With these mobile capabilities CROs (Chief Risk Officers) will now have the ability to measure risk from their mobile devices. For volatile risk areas like Market and Credit Risk this can make a huge difference.
IBM developed a risk monitoring system for CROs where one single version of the truth is provided of different risk areas like Credit Risk, Market Risk, Counterparty Credit Risk, Liquidity Risk, Basel II, Solvency II and Operational Risk. Not only does a CRO have the ability to monitor all these risk areas but he can also monitor the correlation between those risk areas and he is able to respond immediately to changes. Responses can immediately be formulated in the integrated social media platform.
One version of the truth and guaranteed quality of your data is simple to say but how do you govern this? This is where IBMs investment in data models starts to pay off. Since decades IBM develops and maintains data models for financial services including out of the box technical and business definitions. This enables organizations to come to one definition of risk over the entire organization. Taking definitions centrally will add value in the process of taking down the silod approach we spoke about in earlier articles. It will also help you in the accountability process of the business. Finally it is the business that should own the business definitions.
As discussed in our previous published blog (The convergence of GRC and Performance Management) Business Analytics capabilities like risk forecasting, risk adjusted profitability calculations, scenario planning and predictive risk analysis are part of this risk monitoring system called FIRM (Finance Integrated Risk Management).
The new regulation for Insurance companies, Solvency II requires organizations to plan their risk assessments and capital requirements 2 to 5 years ahead and to reflect impact on financial positions when a risk materializes. All this means that an integrated approach to risk management is a must. In next blogs we will go deeper into the Solvency II regulation.


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Dell, Inc.
- Name
- Dell, Inc.
- No. of employees
- 103,300 (2011)
- Revenue
- US$61.5 billion (2011)
- Country
- United States
Dell, based in Round Rock, Texas, USA, is one of the world's largest IT corporations, and is listed at number 41 in the Fortune 500 list. It develops, sells and supports IT products and services: computer hardware makes up a substantial part of its revenue. Dell also sells television sets, cameras, printers, MP3 players and other electronics built and supplied by other manufacturers.
Dell's innovations in supply chain management and e-commerce have helped establish its position in the market. Dell aspires to be 'the greenest technology company on the planet' and has been a leader in corporate and social responsibility (CSR) and particularly environmental initiatives.
Besides proactively being involved in a number of social projects and encouraging its employees to volunteer for charity, it is committed to reducing its global greenhouse gas emissions by 40% by 2015 from 2008 levels. It has also made commitments to renewable energy and sustainable packaging, and is actively reducing its carbon emissions in its supply chain.
To back this up, Dell has put in place a transparent system of carbon counting and disclosure with an ISO14001 certification, and requires its primary suppliers to report their carbon emissions data quarterly.
Dell's internal energy-efficiency programmes reportedly save the company more than $3 million annually in energy-cost savings. Smart power management of PCs provides the company's largest saving, of $1.8 million in energy costs on a network of over 50,000 computers. On recycling, Dell's aim is to recycle 99% of its own nonhazardous waste by the end of 2011.
As well as reducing its own emissions by improving energy efficiency, the company aims to reduce its external environmental impact by developing and selling energy-efficient products. This will reduce the carbon emissions of its customers too.
Current Activities
Internally, the company has completed substantial projects in energy efficiency over the past three years, reducing energy consumption by 36m kilowatt per hour and saving $5.8 million per year. Through innovative design, it has also improved energy efficiency of the laptop and desktop computers it sells to its consumers by 25% between 2008 and 2010.
In 2010, 25% of its energy came from renewable sources, including all of the power for its headquarters. Dell is one of the top purchasers of renewable energy in the USA.
Carbon labeling
Dell is working alongside WalMart and other leading companies in the Sustainability Consortium on a project to label carbon emissions of products. Since emissions occur at various points along its supply chain, this is no trivial task. The completed project will enable consumers to make educated decisions about their own emissions.
Sustainable packaging: bamboo and beyond
Dell drives forward innovative, lightweight, renewable and recyclable packaging solutions for its products. Packaging design has a large role to play in this, and Dell also aims for 40% of its packaging to be recyclable by 2012. Last year Dell introduced bamboo-based cardboard for its products; over 50% of its laptop lines now use this innovative packaging format.


text: Archives > Writers Page 1 of 5 Next Page > Congress to consider adoption funding bill By Alissa RobertsonPosted Jan. 7, 2014Adoption | Representatives from both parties of Congress are coming together to support a measure that will make intercountry adoption less chaotic. The Children in… [http://www.worldmag.com/2014/01/congress_to_consider_adoption_funding_bill] Vital signs: California erases abortion regulations By Alissa RobertsonPosted Nov. 26, 2013Abortion | Rogue state. On the same day Gov. Jerry Brown signed a bill allowing non-physicians to perform first trimester abortions, he also quietly signed a… [http://www.worldmag.com/2013/11/vital_signs_california_erases_abortion_laws] Late-term abortion ban rejected in Albuquerque By Alissa RobertsonPosted Nov. 20, 2013Abortion | Citizens in Albuquerque, N.M., rejected the first ever referendum to ban abortion at a city level Tuesday. The Pain Capable Unborn Child Ordinance, modeled… [http://www.worldmag.com/2013/11/late_term_abortion_ban_rejected_in_albuquerque] Vital Signs: Four Iowa abortion centers closing By Alissa RobertsonPosted Nov. 19, 2013Abortion | Shut down. Planned Parenthood of the Heartland announced Friday that four of its abortion facilities in Iowa will be closing soon because of… [http://www.worldmag.com/2013/11/vital_signs_oklahoma_pro_life_effort_takes_another_hit] Vital signs: Britain's false miscarriage nightmare By Alissa RobertsonPosted Nov. 12, 2013Abortion | Deadly error. An investigation found that the University Hospital of Wales (UHW) used outdated scanning systems when diagnosing miscarriages. As a result, [http://www.worldmag.com/2013/11/vital_signs_britain_s_false_miscarriage_nightmare] Vital Signs: Vatican takes birth control poll By Alissa RobertsonPosted Nov. 5, 2013Abortion | Survey says? The Vatican is conducting a worldwide survey on how its parishes discuss and deal with birth control, divorce, and gay marriage. The… [http://www.worldmag.com/2013/11/vital_signs_vatican_takes_birth_control_poll] Vital Signs: Life and truth at Yale By Alissa RobertsonPosted Oct. 29, 2013Abortion | Pro-life on a pro-choice campus. Members of Choose Life at Yale (CLAY) hosted their first student-led pro-life conference on the college's campus last week. [http://www.worldmag.com/2013/10/vital_signs_life_and_truth_at_yale] Vital Signs: Babies are people too, even in Colorado By Alissa RobertsonPosted Oct. 19, 2013Abortion | Personhood in Colorado. Colorado Secretary of State Scott Gessler announced Monday that the Definition of Person and Child measure will be included on the… [http://www.worldmag.com/2013/10/vital_signs_babies_are_people_too_even_in_colorado] Vital Signs: California gets nurse abortionists By Alissa RobertsonPosted Oct. 12, 2013Abortion | Unqualified? California Gov. Jerry Brown signed a bill Wednesday allowing nurse practitioners, certified nurse midwives, and physician assistants to perform… [http://www.worldmag.com/2013/10/vital_signs_california_gets_nurse_abortionists] Vital Signs: Government approves tax-funded abortions By Alissa RobertsonPosted Oct. 7, 2013Abortion | Abortion added to federal healthcare plan. The Office of Personnel Management (OPM) ruled last week that abortion coverage would be part of the amended… [http://www.worldmag.com/2013/10/vital_signs_government_approves_tax_funded_abortions] Vital Signs: Girl baby gone By Alissa RobertsonPosted Sept. 28, 2013Abortion | Sex-selection in the Caucasus. A new study by Marc Michael of New York University's Abu Dhabi campus reveals that gender imbalance in the Caucasus is second… [http://www.worldmag.com/2013/09/vital_signs_girl_baby_gone] Love and forgiveness By Alissa RobertsonPosted Sept. 28, 2013Marriage | Sonia and Frank Fernandez discover the joy of persevering through bitterness and pain [http://www.worldmag.com/2013/09/love_and_forgiveness] Page 1 of 5 Next Page >


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Your options for treating your endometrial cancer will depend on the characteristics of your cancer, such as the stage, your general health and your preferences.
Surgery to remove the uterus is recommended for most women with endometrial cancer. Most women with endometrial cancer undergo a procedure to remove the uterus (hysterectomy), as well as to remove the fallopian tubes and ovaries (salpingo-oophorectomy). A hysterectomy makes it impossible for you to have children in the future. Also, once your ovaries are removed, you'll experience menopause, if you haven't already.
During surgery, your surgeon will also inspect the areas around your uterus to look for signs that cancer has spread. Your surgeon may also remove lymph nodes for testing. This helps determine your cancer's stage.
Radiation therapy uses powerful energy beams, such as X-rays, to kill cancer cells. In some instances, your doctor may recommend radiation to reduce your risk of a cancer recurrence after surgery. In certain situations, radiation therapy may also be recommended before surgery, to shrink a tumor and make it easier to remove.
If you aren't healthy enough to undergo surgery, you may opt for radiation therapy only. In women with advanced endometrial cancer, radiation therapy may help control cancer-related pain.
Radiation therapy can involve:
Hormone therapy involves taking medications that affect hormone levels in the body. Hormone therapy may be an option if you have advanced endometrial cancer that has spread beyond the uterus. Options include:
Chemotherapy uses chemicals to kill cancer cells. You may receive one chemotherapy drug, or two or more drugs can be used in combination. You may receive chemotherapy drugs by pill (orally) or through your veins (intravenously). Chemotherapy may be recommended for women with advanced or recurrent endometrial cancer that has spread beyond the uterus. These drugs enter your bloodstream and then travel through your body, killing cancer cells.
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|Release Date: September 28, 2012
|Running Time: 119 mins.
|MPAA Rating: R
|Box Office: $66,305,045.00
|Genre: Action, Sci-Fi, Thriller
Joseph Gordon-Levitt
Bruce Willis
Emily Blunt
Paul Dano
All Cast & Crew >>
Summary:In the future, time travel will be invented - but it will be illegal and only available on the black market. When the mob wants to get rid of someone, they will send their target 30 years into the past, where a "looper" - a hired gun, like Joe - is waiting to mop up. Joe is getting rich and life is good until the day the mob decides to "close the loop," sending back Joe's future self for assassination.


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I have a linked shared calender in my zimbra account (google agenda) which is awesome. However, when I change something in this calender I have to reload it manually by right-clicking it and clicking reload.
Login-out/in does not reload it, changing pages (mail/tasks) also does not reload it. Even the general "refresh" button on top of the calender page does not reload it.
Can this be changed, so
- the refresh button on top of the Calender also does a reload of externally linked calenders
- I can setup an automatic refresh of this external data when I am logged in when I change pages, every x minutes...
- I can have Zimbra refresh that data automatically even when I am not logged in.


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Choosing The Right Spark Plugs For Your Custom EngineWritten by Jeff Smith on January 22, 2007 Don't Get it Wrong! Know Something About Reach and Heat Range and Everything Else You Need to Pick the Right Plug.
'Forget the musclecar era, this is the golden age of horsepower. Never in the history of high performance has it been easier and less expensive to make killer power. Face it, 500 hp is the new 400 hp, and it escalates from there. All this comes down to what the internal combustion engineers call BMEP: brake mean effective pressure. This cylinder pressure is what drives the pistons down. Pressure comes from heat, so that means with all this newfound power, engines are cooking up more heat in those cylinders.
When building a custom engine combination, it becomes a challenge to choose the right spark plugs, since there are often no factory reference points from which to start. And this is much more than just "if the spark plug fits, wear it." There are questions of heat range, extended nose versus standard plugs, copper versus platinum versus iridium electrode, and the incredibly diverse world of specialty or "designer" spark plugs. We'll shed some light on all these factors, but expect to do some homework to intelligently choose the right plugs for your application.
In Car Craft's own dyno testing, we've recently been victimized by overheated and pre-ignition-plastered spark plugs, and that never used to happen to street-friendly engines. This sparked an investigation into the world of fire-starters, and we learned some tricks you should know before you light a fire under your latest horsepower effort.
Where To Start
It seems every engine requires its own uniquely designed spark plugs, but despite the fact that spark-plug catalogs' pages now number in the hundreds, for the sake of domestic car-crafting needs, we can condense spark-plug construction to four separate areas: hex size, sealing seat, thread size, and thread reach. Older '60s and early '70s engines generally used 131/416-inch hex sizes, but the industry has been gradually making spark plugs smaller to fit increasingly tighter spaces, so the 51/48-inch-hex plug shell is the most common. As long as the other requirements are fulfilled, you can easily exchange 131/416-inch-hex plugs (like for the '60s big-block Chevy) with 51/48-inch-hex versions.
Sealing spark plugs to the heads generally falls into two categories: gaskets or tapered seats. Generally, iron heads use tapered seats to seal in cylinder pressure, while aluminum heads generally use gaskets. But even this isn't set in stone, since the GM Gen III small-blocks with aluminum heads use tapered-seat plugs. Some aftermarket cylinder heads are now machined for either, but gaskets are still a better idea for aluminum heads, since they prevent metal transfer between the soft aluminum and the steel plug shell.
The most popular thread size for domestic plugs is 14 mm, although a few older Ford engines used the larger 18mm size back in the '60s. Thread reach does vary, but the two most common flavors are the short 0.460-inch and the longer 0.750-inch versions. The longer thread reach is generally used most often with aluminum heads, while the shorter versions are used with iron heads.
The Cold War Heats Up
Big horsepower means more heat, so when it comes to choosing a spark-plug heat range, the best advice is also the simplest-put spark plugs in the engine that will live. This goes for both race and street engines. Spark plugs are especially sensitive to heat, and as a result, designers offer spark plugs in several heat ranges to be able to handle the wide range of cylinder temperatures. A mild street engine idling around town prefers hot plugs to keep the center electrode at the optimum temperature to burn off deposits that otherwise lead to misfires and lost efficiency. An 850hp drag-race motor that spins to 9,000 rpm will require much colder plugs capable of quickly transferring all that additional heat away from the center electrode.
As you might have guessed, a strong street engine might actually need two different sets of plugs, depending on how the engine is being used. Those hot plugs for around-town cruising might well need to be one or perhaps two steps colder for those high-rpm, Saturday-night blasts at the strip if you're using nitrous or cranking up the boost on a supercharger.
How To Read Spark Plugs
Here is where the science of spark plugs diverges into more of an art form. We will begin to outline all the details of spark-plug reading, and even though there is much left to interpretation, there are a few simple techniques that can help you get closer to understanding what your plugs are telling you.
With unleaded gasoline, and especially the new ethanol-blended fuels like E85, the signs present on spark plugs will take some close scrutiny. Begin by finding a good spark-plug viewer. ZEX and others sell these inexpensive tools. The most expensive ones we've seen are medical-grade tools that let you see right down into the bottom of the plug porcelain, but they cost $150. It's also best to tune with new plugs that have perhaps two or three passes on them to help you read the results.
Think of spark plugs as windows into the combustion process. The end of the porcelain closest to the center electrode is used to read the idle mixture. The center portion of the porcelain will indicate part-throttle air/fuel (A/F) mixtures, while the bottom of the porcelain will indicate the wide-open-throttle (WOT) air/fuel ratio. Obviously, a black, sooty plug is way rich and a bone-white porcelain is probably way lean. The best way to judge WOT mixtures is to run the engine at WOT and then cut the ignition clean at the end of the track and safely shift into Neutral. Coast to a safe stop on the return road, pull a spark plug out, and use the viewer to closely inspect the plug.
Unleaded fuels do not color plugs as clearly as leaded fuels, so you have to look closely for the A/F ratio ring at the bottom of the center porcelain. The big things to look for are tiny flecks of aluminum that have transferred to the ceramic from the piston or perhaps the combustion chamber during an oh-too-lean condition that has caused aluminum to melt.
Ignition timing plays a huge part in terms of spark-plug temperature. The best place to read this is on the spark plug's ground strap. The tip of the ground strap will tend to color first, and then, as temperature increases, this coloring (called annealing) will travel down the length of the strap toward the shell. An ideal ignition-timing temperature range for a given spark plug will create a light blue ring around the strap about halfway down its length. If the ground strap shows no coloration, the engine could respond to more timing. If the ground electrode begins to color in blues and greens or the tip begins to melt, the timing is over-advanced. Of course, if you are tuning at the dragstrip, these conditions will have raised red flags in terms of lost e.t. or trap speed as well.
The Demands of Superchargers, Turbos, and Nitrous Power-adders do a fantastic job of increasing cylinder pressure and heat. This also places much greater demands on the spark plugs. Nitrous is perhaps the most abusive because of its reputation for extremely fast cylinder-pressure rise time. Some rules of thumb include running a colder heat range and using nonprojected-nose plugs. The general consensus among power-adder tuners is that it's best not to use platinum plugs, since this material acts as a kind of heat sink that will cause pre-ignition problems. Other tips include running a tighter gap, since high cylinder pressures place much greater demands on the ignition system. The best plug gaps are the largest ones that will survive; start with 0.030 inch.
For nitrous, a safe recommendation is one step colder for every 75 to 100hp increase in power. So, for a 300hp engine adding 200hp of nitrous, this would mean using plugs that are two steps colder. This is also a good starting point for similar power increases either normally aspirated or with a supercharger or turbo.
Specialty Plugs
This is the age of designer spark plugs. SplitFire rode the first wave of specialty plugs with its V'd ground strap, and now it seems that every spark-plug manufacturer has its own version of what's hot. While the debate will continue to rage over whether diamond-shaped or split-V ground straps are worth more power/mileage/emissions, we do know that plugs using more exotic metals enhance durability. Platinum arrived a few years ago, with Bosch leading the charge with three different versions of its platinum-tipped spark plugs. Then NGK upped the ante with its Iridium IX series of plugs. The plan with virtually all these designs revolves around reducing tip or ground-strap erosion that increases the gap between the center electrode and the ground strap. Some plugs, like the Bosch Platinum +4, use four ground straps to also minimize the overall gap to ground.
More Photos From This Article View Slideshow
Here is an example of a long-thread-reach (0.750-inch) versus a short-reach (0.460-inch) plug. Both are 51/48-inch-hex with the long-reach plug using a gasket seal style compared with the tapered seat of the short-reach plug.Most performance cylinder-head companies recommend some kind of antiseize thread coating to prevent galling, but use this stuff sparingly. Antiseize is also a great electrical conductor, which can cause shorted-out plugs if it gets anywhere near the center electrodes.Most Gen III GM V-8 and some Ford engines use tapered-seat plugs with an in-between 0.0708-inch thread reach. If you use slightly longer 0.750-inch thread-reach plugs, a portion of the threads will protrude into the chambers and cause all kinds of grief and possible pre-ignition problems. This is why the right spark-plug application is so important.Note the shallow ceramic insulator on the plug on the left. This is a very cold Autolite race plug. The greater length of ceramic with the plug on the right creates a longer heat path, which makes this a much hotter plug.The spark-plug companies don't make heat ranges easy to remember. Companies like AC, ACCEL, Autolite, Bosch, and Champion use lower numbers for colder plugs, while NGK and Denso use higher numbers for colder heat ranges.Too much ignition timing can cause detonation. This is most easily read on a spark plug's ceramic insulator as black speckles.A light tan ring near the bottom of the porcelain (arrow) is an indication of A/F ratio with unleaded fuel. This is a very subtle trend, so you should also use other measuring devices, like a wide-band oxygen sensor and/or quarter-mile trap speed numbers as reinforcing evidence.
The ground strap is a great heat indicator. Over-advanced ignition timing can cause the ground strap to discolor and in extreme cases can cause the strap to melt.Our buddy Troy LeCrone tells us he tunes his nitrous small-block Chevy with cold AC spark plugs because the ground strap burns easier than with the more durable race plugs. LeCrone views these plugs as having a much quicker "fuse" that will burn more quickly under marginal-lean conditions and perhaps save a head gasket or a piston. Plus, he says, "They're cheaper!"High-compression engines that use domed pistons can run into mechanical trouble when the piston domes hit the spark plugs. That's what happened here. This required nonprojected-nose spark plugs that still had to be indexed to place the ground strap away from the piston dome.Autolite, Bosch, Champion, NGK, and others offer race plugs that are generally much colder than production plugs, otherwise they offer little in the way of increased power. These are Bosch race plugs.Any engine with high cylinder pressures will generally demand a shorter ground strap, which precludes the use of long-nose-reach spark plugs. The longer ground strap can turn into a heat sink, which can cause serious pre-ignition problems. This is especially true with nitrous.Here's what happens when you run a too-hot plug in an E85-fueled engine at 12.5:1 compression. E85 is a very pre-ignition-sensitive fuel, and this plug literally melted. On E85, Champion recommends plugs three steps colder than a comparable gasoline heat-range.On the left is a standard copper-core Bosch spark plug. In the middle is the Bosch Platinum, while on the right is the Bosch Platinum +4 plug, with four separate ground straps to increase durability. All three are offered in the same heat range, giving you a wide array of choices just within the Bosch lineup.A common problem is interference between header tubes and spark-plug boots. Often, shorter plugs, such as ACCEL's shorty spark plugs, will minimize the difficulties. Other manufacturers also offer shorter plugs, but they are not necessarily called out as such.ZEX (left) has specialty nitrous plugs that offer two different length ground straps. The longer, primary ground strap employs a copper core, while the three shorter-side-gap electrodes keep the tip clean. On the right is the E3, the latest entry into the specialty plug market. E3 claims its diamond-shaped opening around the copper center electrode offers improvements in emissions and mileage.


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Care & Cleaning Guides
We now have two versions of our Care and Cleaning Guide. Which one you need depends on when you received your cabinets.
Our Most Recent Guide
If you received your cabinets AFTER March 1, 2014,
please use this guide.
Our Previous Guide
If you received your cabinets PRIOR to March 1, 2014,
please use this guide.
Sample Ordering
About Sample Ordering
We want you to feel confident in the material, finish and style you choose for your space. That's why we are pleased to offer cabinetry finish chips, door and countertop* samples to let you touch and experience the product in your home.
Samples may be ordered here on our website at a small fee per sample. The fees for cabinetry finish chips and door samples may be refundable through our Sample Ordering Rebate Program if you move forward with your purchase. Countertop sample fees are not refundable at this time. See the Terms and Conditions for complete details of our sample rebate program. To order a sample of your chosen door style, cabinetry finish or countertop color, navigate to a product page on this site and click the Order Sample button. This action will add the sample to your Cart. From the top navigation bar, click the Cart icon to view your cart and complete your transaction.
Cabinetry Finish Chips
Each cabinetry finish sample is 4" x 3.75". They are priced at $3 each with free standard shipping. To order samples, select "Order a Finish Chip" and add the desired samples to your shopping cart.
Door Samples
Each door sample is approximately 15" x 15". They are priced at $50 each with free standard shipping. To order samples, select "Order a Door Sample" and add the desired samples to your shopping cart.
Countertop Samples*
Each countertop sample is 4" x 4". They are priced at $12 each with free standard shipping. To order samples, select "Order a Countertop Sample" and add the desired samples to your shopping cart.
* KraftMaid™ Countertops are currently available at select Lowe's stores in the east coast region. Check with your local Lowe's for availability. At this time, KraftMaid Countertops do not qualify for the Sample Ordering Rebate Program.
Sample Ordering Rebate
How does the rebate program work
If you purchase a sample door and/or four (4) or more sample chips on kraftmaid.com between Jan 1, 2016 and
Dec 31, 2016 you will receive a rebate form with your samples.
- If you purchase $1,000 or more of KraftMaid Cabinetry, KraftMaid will reimburse the cost of samples purchased.
- Rebate checks will be mailed within 4-6 weeks after the form and required documentation is received.
Steps for rebate:
- Save all sample receipts/confirmation documentation numbers.
- Purchase KraftMaid cabinetry totaling $1,000 or more.
- Fill out the rebate form as directed, and submit with the sample order and cabinetry receipts.
- Submit the completed rebate form and required documentation within 60 days of the cabinetry purchase, postmarked no later than 3/1/2017.
Where to send your rebate form and receipts, and how to check on the status?
- Rebate form and required documentation should be sent to:
Dept. #134027
P.O. Box 73
Brunswick, OH 44212
Call 1-800-963-9548 with any questions regarding your rebate.
Is there a minimum sample order required to get the rebate?
Yes. You must order a minimum of one door sample and/or (4) cabinetry sample finish chips on one order to get the rebate form. Multiple cabinetry sample chip orders cannot be combined to get the rebate offer.
What if I don't have Internet access?
At this time, the Sample Rebate Program is only available to consumers ordering samples on KraftMaid.com.
What are the most common reasons a rebate claim will be rejected?
- Failure to supply the requested information on the rebate form.
- Rebate forms that include a P.O. Box number.
- More than one rebate submittal per person, per household, or address on the invoice or receipt.
- Rebate forms for purchases of cabinets made after 12/31/2016.
- Rebate forms postmarked after the 3/1/2017 program cut-off date.
Rebate Terms and Conditions:
- Mail-in rebate offer valid on purchases made between 1/1/2011 - 3/31/2016.
- $1,000 minimum purchase of KraftMaid Cabinetry is required.
- One mail-in rebate check per qualifying purchase, per person, per household, or address on the invoice or receipt.
- Rebate checks cannot be mailed to P.O. Boxes.
- Rebate form must be submitted within 60 days of purchase of cabinetry and postmarked no later than 5/31/2016.
- Rebate checks are void if not cashed within 90 days of issuance and cannot be reissued.
- Please allow 4 -6 weeks from postmark deadline date for rebate check delivery.
- Shipping charges are non-refundable.
- Payments are in U.S. dollars and only available to U.S. and Canada.
- All redemptions must be submitted at the same time.
- The maximum rebate amount cannot exceed $300. If a rebate claim exceeds $300, rebate payment will be issued for $300.
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This was a great project for the kids in our out-of-school program. Gave them a chance to be very creative.
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Masks were created in the style of Native American transformational themes. These particular masks lent themselves well to this project. They were cost effective, had a large surface for decorations of all types and were easy to transport.
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I cannot tell you how many times we have purchased these masks. They are wonderful, serving to fill a variety of educational ares such as multiculture, theater, creative expression etc.
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Blank Cardboard Face Masks have been great in my class. My student get the opportunity to learn how other cultural celebrate their life using mask. We made African masks , Mexican masks,etc, My Students was so happy learning about history, and that was an great thing to see !
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|Christian rock concert in Imperial Thursday
|Written by Holyoke Enterprise
Two Nebraska bands will be featured at a free Christian rock concert in Imperial Thursday evening, July 16. The concert will begin about 7 p.m. at the Chase County Schools auditorium.
Sponsored by Lighthouse Fellowship Church, For the Few of Thedford and Pilot for Kite of Kearney will perform.
Before and after the concert hot dogs and hamburgers will be sold. Also selling will be sodas and snacks before, during and after the show.
Pastor Matt DuPeire said his church is not spearheading Kenosis Effect this summer, as it has in the past. Kenosis Effect was a weekend of concerts and sports for youth and young adults.
He said that instead, Lighthouse Fellowship is offering this concert. It is also "focusing on Club Salah," a youth center proposed for the old Imperial Hotel on the corner of Fifth and Broadway streets.
Salah means place of rest, according to Pastor DuPeire. He added that fundraisers for the youth center will be conducted in the near future.


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An album featuring guitarists Malcolm and Angus Young before they went on to form the legendary AC/DC is being reissued, according to Ultimate Classic Rock. The disc by the Marcus Hook Roll Band, called Tales Of Old Grand-Daddy, will surface on June 2nd on CD, vinyl and digital download.
The band was the brainchild of the Youngs' older brother George, who had been a member of the Easybeats and scored a U.S. hit with that act's "Friday On My Mind." After the Easybeats broke up in 1969, George and his musical partner Harry Vanda started the Roll Band in 1972, releasing three singles and recording a full-length album in 1973. It was for this album that George recruited his younger brothers.
The album marks the first time Malcolm and Angus worked in a recording studio.
George told Classic Rock magazine, "It was the first thing Malcolm and Angus did before AC/DC. We didn't take it very seriously so we thought we'd include them to give them an idea of what recording was all about."
George added that he didn't remember much about the sessions because almost everyone was getting drunk. He explained, "We all got rotten -- except Angus, who was too young -- and we spent a month in the studio boozing it up every night."
The Marcus Hook Roll Band did not last long and never played live, while Angus and Malcolm started AC/DC in November 1973.
AC/DC is reportedly gearing up to record its first new album since 2008's Black Ice and play select shows this year to celebrate the band's 40th anniversary.
CHECK IT OUT: See the album cover and track listing, as well as a photo of the Youngs in the studio, at http://bit.ly/1gfyHvO
Listen to "Red Revolution" from the Marcus Hook Roll Band:


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Current AnnouncementsFROM: Teaching and Learning Center RE: Tech Tuesdays
Sent: 3/18/2013 12:12:13 PM
To: Faculty, Staff
Teaching and Learning Center
Keystone 411
The TLC offers face-to-face and virtual technology help Monday thru Friday from 8:00 a.m. – 4:00 p.m. by appointment.
Appointments can be made by emailing: firstname.lastname@example.com
or by phone: 724-938-4168
Also you can join us on our:
"Tech Tuesdays!"
April 2, 9, 16, 23 & 30
May 7 & 14
Walk-ins are also welcome on "Tech Tuesday" – "no appointment necessary"
Between the hours of 8:00 AM – 12:00PM and 1:00 PM to 4:00PM
Our staff will be on-hand to assist with:
· Desire2Learn (D2L): Sharing tips and strategies
· Mobile Apps: D2L
· Respondus : A tool for creating and managing exams that can be published directly to D2L. Exams can be created offline using MS Word or a publishers' test bank.
· Narrated PowerPoint: Integration into your course and D2L
· Microsoft Office: (Word, PowerPoint and Excel)
· Windows 7 and Mac OS X: features, functions, and etc.
· Skype: Desktop sharing and peer to peer communication
· iPads/iPod touches/Laptops/Tablets: Classroom integration methods and device management protocols
· Mobile Apps: Recommendation on academic apps, adopting/integrating mobile apps within your course and mobile app content creation
· Add audio: Utilizing software and web tools, instructors can develop narrated presentations for class use
· Smart Classroom: Training, management, protocols and engaging students
· Smart Sympodiums: Sharing tips, techniques and best practices
· Content Creation: Video, Audio, PDF(s) and etc.
· Media Site: Lecture capture and live streaming lecture(s)
Sponsored by:
Teaching and Learning Center (TLC)
Dr. Joseph Zisk, Christopher J. DeJuliis, Jon Kallis, Adam Stairs, and Rendie Settles


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In an effort to make as useful a first entrance to this forum as possible, I've decided to share a method for procedural generation of countries, kingdoms, and empires. It's not entirely complete, and suggestions are appreciated, but it's still useful (if I do say so myself ) because it provides a quick way to generate a country along with associated demographic information. The tutorial has some references to stuff particular to D&D, but you can filter them out or else replace them with your own setting-specific assumptions and thoughts.
A Worked Example Part 1:
This will go into all the steps I use to get a country and what information you can get from the process
1: In autorealm or the mapping program of your choice create some squares. Make them a pretty color and set your scale such that said squares are 100mix100mi. Make 3 copies of these squares and label them 100,000, 300,000, and 500,000. We'll be copying them later.
2: Place your squares. A small kingdom has 1-5, a large European state in the 1600s has about 10-40. An empire has as many squares as you think is reasonable. There are a number of ways to place your squares. Randomly by hand is easily enough, but you could also pick a section of real-world map and place them on that if you prefer. A handful of scrabble tiles works too. Don't worry about the details of each square. We'll go into that later. For now just place them. I've provided an example below. Pay no attention to the numbers at this point. I was lazy, so just do as I say not as I do
The Kingdom of Lestone
Blocks: 15
Now, establish the population in each square unit. I rolled 1d6. On a 1-2 I assigned a population of 100k people to the unit, on a roll of 3-5 I assigned a population of 300k people, and on a 6 I assigned 500k people. Now that we've laid down our population densities, we might start thinking about features, etc. The block of low population density up top might be mountains or desert for example while we see that all 3 areas with a population density of 50/sq mi are on the coast. Perhaps they're merchant cities or naval powers. Certainly, they dominate the country. They're also where the largest cities will probably wind up. We might also divide the country up into administrative divisions (provinces, duchies, or sub-kingdoms) of about 1-6 units. I'll skip that step for now, but it's something to consider.
The Kingdom of Lestone
Blocks: 15
Population: 4,000,000
Things are taking shape now, so let's digress for a moment to talk about the characteristics of a 100x100 mile block (I'll call it a county) and it's subdivisions:
-It's about 4 day's walk end-to end. It could be less with horses and more with wagons or an army. If the area is particularly inhospitable, this distance might be larger. That's something you'll have to figure out when drawing your map.
-It has about 1 barony per 20k people with a barony being about one day's journey on foot from end-to-end. We'll talk about placing baronies later, but in principle it's okay to have empty space where there are no baronies. In areas with a particularly high population density baronies will be smaller in size.
-In turn, each barony has many villages with between 100 and 1000 residents. (Assume about 500. This is a bit high historically speaking but you can adjust it on the fly). Therefore each barony has about 40 knights and petty nobles who run manors and villages. So now we have a choice to make: how many villages are manors and how many have no lords. Arbitrarily I'll say it's a 50/50 split (I have no idea in RL). If this isn't a medieval European society, I have no information for you.
-So here's the exiting part! Assume a county population of 300k. If so there will be about 15 baron-households and 300 knight-households. If we're talking a European-like country where being a knight is a big deal, this tells us a lot about the military capabilities of said countyhow many knights it can raise (300 knights +100 non-heads of households who are knights, and +100 similarly equipped and mounted mercenaries), etc. In a D&D-pattern world where realism is out the window it's unclear. I'll proceed using my own setting assumptions. Just be aware that they won't square with D&D's.
-These 500 people will make up the backbone of the county's army, supplemented by infantry and peasant conscripts. If we assume that most people are too malnourished or busy farming to pick up a PC class these knights will represent a large fraction of martial PC classes. My assumptions follow:
Here comes the main D&D part: If 1 in 600 people are knights, barons, or otherwise able to serve as mounted knight
So let's say that that accounts for about 1/3 of the county's PC fighters. The table I used based on that follows (if you use all of however many classes there are in 3x these numbers are useless. Assume these classes are all there are in the world):
Fighters: 1 per 200 people (1/3rd of these are knights)
Rogues: 1 per 200 people
Rangers: 1 per 400 people
Barbarians: 1 per 400 people
Wizards: 1 per 800 people
Clerics: 1 per 800 people (I assume that there are many non-spellcasting members of the clergy. If you don't, clerics should be more common)
Total PC classes: about 1 in 50 people have a PC class of some sort. That's about 10 per village of which 5 are level 1 characters. Works perfectly!
To calculate levels, assume that half of all characters of a particular sort are level 1. Half of the remaining fraction are level 2, half of that fraction are level 3 and so forth. For example:
750 L1 Fighters
375 L2 Fighters
187 L3 Fighters
93 L4 Fighters
45 L5 Fighters
23 L6 Fighters
11 L7 Fighters
6 L8 Fighters
3 L 9 Fighters
1 L10 Fighter
The Kingdom of Lestone looks something like this:
15 Counts
200 Barons
4000 Knights and about 2500 more people who can serve in that capacity
This squares nicely with historical European capabilities to field knights bearing in mind that not every single knight can be mobilized at any given time.
Lestone is a fairly large and populous country by medieval standardsin line with England and Wales' population in the 1500s though with significantly more land area (much of which isn't fully inhabited)
We can also deal with ships: this varies widely by the country's wealth, technology, and such, but assuming 1500s shipbuilding technologies and economies, a figure of about 20 ships per million people is reasonable with about half of those ships being fairly small.
In the next section we'll talk about placing baronies, towns, cities, and castles within a county. I'll also throw out some suggestions for ways to semi-procedurally add geographical features.
A Preview of Things to Come


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Another example of why people don't trust government
(Page 2 of 3)
This is a shame. Here is an investment banker and Democratic crony who was bailed out by the American taxpayer, a heavily connected member of the Democratic Washington-Wall Street power axis once again being generously awarded for scamming the public.
This isn't the first time Citigroup has provided a cushy landing for a high-profile Democrat. In fact, former White House Budget Director Peter Orszag is now a vice chairman at the company, and then there's former Treasury Secretary Robert Rubin, who has been paid in excess of $115 million by Citigroup to be its public sponsor and push its risky financial practices — the same ones that forced the country into a recession and cost the American taxpayer billions to bail out. Rubin was responsible for Jack Lew's getting his job at Citigroup.
I applaud the 26 senators who voted against Lew's appointment, especially Sen. Orrin Hatch, who went on record questioning the choice and stated, after Lew's appointment, "There remain several serious concerns about [his] background. Unfortunately, many of these concerns will go unaddressed."
This is just another American story of greed, of the corrupt getting richer at a time when most Americans are struggling to pay their bills and the people in Washington and on Wall Street wonder why the public has such disdain for them.
On March 1, President Obama announced that lawmakers in Washington had failed to reach a last-ditch sequester deal. In typical fashion, instead of stepping up and leading our nation, the president simply blamed everything on Republicans in Congress.
Over the next few weeks, I predict the media will illustrate the long lines at the airports and the other hardships the cuts in jobs and funding will produce. However, what we should be focusing on is a way to fix the problem.
There are simple ways to cut spending and bring in additional revenue. For instance, why should the American taxpayer pay for my Medicare or Social Security? I'm still working, and fortunately have done well for myself. I'm not the only person over 65 still making a good living. The federal government should means-test Medicare and Social Security recipients.
KeywordsAlfonse D'Amato, Jack Lew, Treasury, Treasury Department, Citigroup, compensation package, conflict of interest, Obama administration, investment banker, Finance Committee, Sen. Max Baucus, Wall Street, former White House Budget Director Peter Orszag, former Treasury Secretary Robert Rubin, Sen. Orrin Hatch, President Obama, sequester
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Extreme Makeover: Home Edition
It all began with a television producer's phone call asking KraftMaid to help a deserving family in need of a fresh start. Seasons later, we are proud to remain the exclusive cabinetry provider of ABC's award-winning program, Extreme Makeover: Home Edition.
Episode 20The Boettcher Family
Steve and Mary Boettcher are heavily involved in youth ministry in their home town of Stagecoach, Nevada. They started working with local youth because the town was averaging three kids each year dying, either from suicide or drunk driving. Since they have been working with the youth, they have seen those statistics drop. They've been working on getting a youth center built in the city. They have 10 acres of land that has been donated but no one has offered to help build it.
Steve and Mary live with their daughter Stephanie and her son Joshua. Joshua has a series of medical problems and is due to have a surgery soon. They live in a 1972 mobile home with an addition totaling 1,200 square feet. The ceiling is falling in, and the septic overflows due to all of the kids that are at their house. They had money to work on the house but chose to convert their garage into a youth center for the area kids instead. In this episode, the Extreme Team builds a home for this family who is working to build a safer community for children.
The Boettcher's new home was designed with custom KraftMaid cabinetry in many rooms including the new Youth Center Kitchen. Venicia by KraftMaid was chosen for the kitchen, with the Tivoli door style used, stained in Onyx Satin. Stainless Steel Bar pulls were used to accent the doors.
In the Boettcher's master bathroom, cherry wood cabinets were installed in Kaffe, a deep brown hue, with Satin Pewter Square knobs completing the look. The laundry room was outfitted with White Thermofoil cabinets and Satina glass inserts accent the doors. Finally, the family's new kitchen was designed using Peppercorn-finished cabinetry. Bistro glass inserts were chosen for the doors and Aluminum Half Round Bar pulls adorned the door and drawers.


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Flickr Photo Contest Finalists
We have chosen the finalists for our Flickr photo contest! You can vote for your favorite by "liking" it in our finalists' Facebook photo album. Votes will be tallied at 5pm on October 26'Äîthe photographer whose photo has the most votes will win $50 of Founders gear, and the runner up will win $20 of…Read More »


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I've set a radar sign up, they always show you slightly faster than you are. 3-5 mph. The city I worked for had one.
HiI think I must rephrase my query.my question was aimed more at the accuracy of the "ODOMETER" the one that calculates distance, rather than the Speedometer.Are the odometers on your C5 calculating the correct distance covered by you, as compared to any other vehicle that you may have used to commute the same distance, such as a car equipped with digital ODOMETER or GPS ??Thanks for a response.
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Welcome to the Holiday Inn® Hotel & Suites Savannah Pooler Airport. Conveniently located just minutes from the Savannah Hilton Head International Airport, our 100% non-smoking hotel is the perfect place to stay for business or leisure. We offer free transportation to and from the Savannah/Hilton Head International Airport and free on-site parking.
Our location provides easy access to I-95 and I-16 which connects you to Historic Savannah and nearby businesses including the Crossroads Business
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Our location provides easy access to I-95 and I-16 which connects you to Historic Savannah and nearby businesses including the Crossroads Business Park, JCB, Gulfstream, Coca Cola, Kerry, Georgia Pacific, Mitsubishi, and Roebling Road Raceway.
We have your comfort in mind with amenities such as a new fitness center, an indoor pool and spa, high-speed wireless internet access, a snack shop and meeting room space. Guests can also enjoy all of their meals from Kem's Café - our full service breakfast restaurant and dinner lounge. Book your Savannah/Pooler hotel reservations now to enjoy our great rooms, rates, and amenities!