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|Interdisiplinary Financial Aid Opportunities
The College is dedicated to helping students and their families make attendance at Limestone a reality, regardless of their financial situation. Limestone participates in all applicable federal and state financial aid programs including Pell Grants, Supplemental Educational Opportunity Grants, Work Study, and all federal loan programs (Perkins, Stafford, Subsidized, Unsubsidized, and Parent Loans). South Carolina residents are eligible for South Carolina Tuition Grants, Palmetto Fellows, LIFE, and HOPE Scholarships, while special grants are available for those who reside outside South Carolina.
Limestone awards many institutional scholarships based on the following criteria: academic merit, need, leadership, Cherokee County residency, and performance in music, art, theatre, and athletics. The College also offers an institutional work-study program, providing employment on campus.
For more Financial Aid information, please visit the Financial Aid webpage.


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Out of Stock
Item # YAK0133
Don't worry though, we have a lot more Hitch Bike Racks in stock than that.View Similar Products
Yakima BigHorn 4 Bike Rack $0.00
The Yakima BigHorn 4 is an easy-to-use, sturdy four-bike hitch mounting rack. The mast folds down conveniently when free of bikes for vehicle access. The BigHorn 4 carries almost all bikes without needing top-tube adaptors. The SwitchBlade anti-sway bike cradles keep your bikes scratch free until you inflict your own damage on the ride. The BigHorn 4 holds up to 4 bikes, and fits a 2" or 1 ¼" receiver hitch. Optional accessories include the DeadLock System, QuickHitch, and PowderHorn ski and snowboard rack.
Tech Specs
View more Hitch Bike Racks
Reviews & Community
Room to access the back hatch
- Familiarity: I've put it through the wringer
Great room
Would this work well on a 2013 Mini Cooper...
Would this work well on a 2013 Mini Cooper Hardtop?
Hey Sang,
I don't know the exact specs of the Mini Cooper unfortunately but as long as you have a 2 inch hitch mount that has 3 inches of clearance from the hitch mount pin to the spare tire and a clearance of 10.5 inches from the hitch pin past the bumper then you should be fine. Here is a link that should help clear that up visually as well.
Will a Yeti SB66 fit on this rack?
Will a Yeti SB66 fit on this rack?
A rough view of it on my car.
How were you able to fold the arms down?
My mistake. This is the model before mine. My model has a red lever on top that allows the arms to fold. IT'S FANTASTIC.
My Car Wouldn't be Complete.
I keep it on my car at all times. It bolts on so tight it deters most thieves. It works great and doesn't budge an inch. I had a similar rack by Yakima that was a MUCH earlier version. It rattled and rocked even with bikes on it. This one solved that! It is also quite compact. If I'm leaving my car sitting for multiple days I unbolt it and it fits nice and flat on the back seat.
Would this work well on a 24' RV?
Would this work well on a 24' RV?
Nice Rack - but my frame didn't fit
This rack seems well made and after I set up the whole thing (which was fairly easy) I tried to put my bike on it and the two bars were too wide for my small frame bike! I have a Specialized Jett, 17" - not even a kids bike and there was no way it would fit.
does this work well on a toyota sienna...
does this work well on a toyota sienna mini van -- van has rear hatch that raises up from rear fender (i.e., you can stand under the rear hatch door when it is open.)
This comes with the rack, the bike cradles, and chain straps.
Perfect for 2
This rack is perfect for 2 mountain bikes, diamond back Overdrive 29'er and a GT Avalanche. I think the fit is tight on a 2" hitch, the threaded bolt needs a 7/16 spanner or ratcheting socket wrench. The threaded bolt really sets the rack tight and stops any wobble. It takes about 30 seconds to put the rack on your car and probably 5 minutes to get your bikes on. The anti-sway bike cradles are stiff and hard to move and the rubber straps can be hard to undo. Great rack though and I trust my bikes on it.
Road Trip!
Was able to get my 4 mtn. bikes on thought I know they rubbed each other, oh well their trail bikes. My big huge problems is the looseness in the hitch. I have a large truck and have to remove the screw in hitch pin to fit my receiver. The amount of play vertically is crazy, the whole thing bounces bad. I had to stop a few times after hitting normal road bumps and make sure the thin walled steel hadn't bent or worse cracked. It took a beating but so did my bikes. It needs to fit tighter in the receiver.
jeep wrangler sport
rack is great and very easy to assemble. does not allow you to open rear gate on the sport model when tilted, the spare tire hits the rack near the hitch...so you have to throw your gear in the jeep through the door...
4 bikes... Really?
Better to know that 4 bikes is describing 4 road bikes. There's no way to put 4 full suspended MTBs on the rack. However works very well with three. The strap system is safe and I recommend the optional Deadlock to free your mind when you stop to go to the Starbuck, halfway from the mountain. Great rack!
Write your question here...I have a Yakima...
Write your question here...I have a Yakima Bighorn bike rack. I am looking for some extra rubber straps that attach the bikes to the carrier. Do you have any?
sturdy piece of equipment
I love this rack, it works so much better than a roof rack in that i dont have to disassemble my bike, and when i roll up somewhere i am ready to ride.
I carries 4 road bikes fine, but i can only manage to squeeze 3 mountain bikes. Still a great rack for the price
How far does it extend out from the hitch?
Why the hard plastic?
Rack is easy to slide into the hitch and does fit in there a little loosely, but the threaded bolt holds it in well. Adds about 15 seconds to the installation time. A little difficult to get the bikes on the rack because of the anti-sway cradles; again adds about 10 seconds to getting the bikes on...
But my beef is with the make of the cradles themselves. What is with the hard plastic? I scratched my brand new bike in 3 places (the 2 top-tube cradles and the seat-tube anti-sway cradle) using this rack. The straps are rubber and stretch, which is good because I am forced to put a shop-rag between the bike and the cradle to prevent further scratching...
Get the comparable Thule, the cradles are rubber(they also fit a bigger diameter tube), so your bike wont get scratched up.
Anyone out there have a solution on how...
Anyone out there have a solution on how to make the Bighorn tighter in the hitch? Mine seems to be loose. Thanks!
I use an older version of the Thule SnugTight on my T2 rack. Instead of just having a pin going through the hitch, this is bolt, and therefore when you tighten it, you are essentially bolting the rack to the hitch. This makes a rock solid connection. I'm sure just using a bolt would work fine if you don't want to buy the locking device.
Will this rack fit on a 08 Toyota Rav 4...
Will this rack fit on a 08 Toyota Rav 4 with a spare tire?
I have a 08 Rav4. did you find a rack that fits over the spare tire?
It's ok
I have some custom painted Electra bikes and took them to Florida this Memorial day. The rack is very sturdy, but gettin 4 bikes on without damaging or scratching them is impossible for me. I noticed that when you put them in the support clips that they would slip a little and even when I spaced them out I would stop to get gas and they had slid together. I have an idea that I am wanting to work on to remedy this problem. It is a little loose in the hitch as well.
I'm happy with it
This is my first trailer hitch rack. Easy to assemble. This rack is certainly made for adult male bikes. I was able to get my two young daughters' bikes and one of their friend's bike onto the rack with some puzzle-solving adjustments. Over-all happy with the rack. I would get it again.

subset: commoncrawl


text:
lengh of light
The manufacturer has not offered us exact dimensions on this light. It is a 3 c-cell, inline light. Given that the battery is approximately 2" in length, end to end would make a barrel of 6". The light head appears to be approximately 3" with an end cap of 1". The over all length of the light would be approximately 10"
The Alu Solo is the most powerful light of its class. It is powerful, compact and offers easy one-hand use.
Light source: 1 LED Cree XL-M 700mA /260 lumen / 8000 lux
Beam angle is 20° / Focal distance is 5m
Torch body: anodized aluminum alloy
Powered by three C-cells
Switch: Mechanical, one hand operated
Weight in water: 316g (11oz.)
Maximum operative depth: 300m (1000 ft)
Available for shipment to U.S. zip codes only


text:
ibm.com Community
GRC Maturity: From Disorganized to Integrated Risk and Performance - Part IV
Liz Andrews 2700041WEU email@example.com | | Tags:  compliance risk openpages grc | 0 Comments | 2,165 Visits
Getting to the Head of the Class: Advancing Your Organizations GRC Maturity
Organizations with GRC processes siloed within departments operate at the Unaware, Fragmented, or Integrated stage. At these stages GRC may be effective within a silo, but lacks an enterprise perspective of risk and compliance and gains no efficiencies from shared processes. Different departments may be at different levels of maturity.
The Aligned and Optimized maturity levels represent maturity of organizations with an enterprise GRC strategy, focused on developing a common GRC process, information and technology architecture. These organizations report process effi
Considerations for Moving From Fragmented to Integrated
Departments at the Fragmented stage have siloed approaches to risk and compliance at the department level. This means no integration or sharing of risk and compliance information, processes or technology.
To move from Fragmented to Integrated requires the department reduce manual data integration and improve overall visibility into risk exposure. Organizations should consider defining GRC process and information architecture at the department level and implement technology to manage multiple risk and compliance initiatives cohesively.
Considerations for Moving From Integrated to Aligned
Departments at the Integrated maturity stage are in a good place to lead the organization in an integrated GRC strategy to the Aligned stage. They have a strategic approach to GRC at the department level, supported by mature GRC processes that can be extended to other departments. These organizations have a shared-services approach to GRC to deliver common processes and integrated information.
To move from the Integrated to the Aligned stage requires a common risk catalog that shows the relationship of risks across the business and risk ownership. The purpose is to enable the business to make risk-informed decisions. Orga
Considerations for Moving From Aligned to Optimized
To difference between the Aligned to Optimized stage is primarily one of context. At the Aligned stage the orga
Achieving the Optimized stage requires GRC expectations set as part of the annual strategic planning processes. The organization has extensive measurement and monitoring of GRC in the context of business strategy, performance and objectives. There is shared information and technology between risk, control and compliance management as well as decision support, optimization and business intelligence. The organization has integrated risk and finance data to drive performance and maximize value creation.
Fundamental Steps to Establishing Your GRC StrategyTo achieve the benefits other organizations have seen from a GRC strategic plan and common approach, Corporate Inte
GRC Maturity: From Disorganized to Integrated Risk and Performance - Part III
Liz Andrews 2700041WEU firstname.lastname@example.com | | Tags:  risk openpages grc | 0 Comments | 1,862 Visits
This is the third in a series of four blog posts where we will present risk and compliance speaker and thought leader, Michael Rasmussen's, GRC maturity model. For more insightful information on GRC and to exchange ideas with risk and finance colleagues, come see us in Orlando at Vision 2012.
Five Stages of GRC Maturity
Mature GRC is a seamless part of governance and operations. It requires the organization to take a top-down view of risk, led by the executives and the board, and made part of the fabric of business, not an unattached layer of oversight. It also involves bottom-up participation where business functions at all levels identify and monitor uncertainty and the impact of risk.
Corporate Integrity has developed the GRC Maturity Model to articulate an organization's maturity in GRC processes.
1: Ad Hoc/Unaware — Department-Level Maturity
Characteristics of this GRC stage are:
Organizations in the Ad Hoc/Unaware GRC stage answer many of the following questions affirmatively:
2: Fragmented — Department Level Maturity
Characteristics of the Fragmented GRC stage are:
Organizations in the Integrated GRC stage answer many of the following questions affirmatively:
3: Integrated — Department Level Maturity
Characteristics of the Integrated GRC stage are:
Organizations in the Integrated GRC stage answer many of the following questions affirmatively:
4: Aligned — Enterprise GRC Maturity
Characteristics of the Aligned GRC stage are:
Organizations in the Aligned GRC stage answer many of the following questions affirmatively:
5: Optimized — Enterprise GRC Maturity
Characteristics of the Optimized GRC stage are:
Organizations in the Optimized GRC stage answer many of the following questions affirmatively:
Come back next week to view the final post in this series: Getting to the Head of the Class: Advancing Your Organizations GRC Maturity
GRC Maturity: From Disorganized to Integrated Risk and Performance - Part II
Liz Andrews 2700041WEU email@example.com | | Tags:  openpages grc risk | 0 Comments | 1,870 Visits
This is the second in a series of four blog posts where we present risk and compliance speaker and thought leader, Michael Rasmussen's, GRC maturity model. For more insightful information on GRC and to exchange ideas with risk and finance colleagues, come see us in Orlando at Vision 2012.
GRC Maturity — Measuring a New Paradigm for Risk and Compliance
Lacking an integrated view of GRC results in business processes, partners, employees and systems that behave like leaves blowing in the wind. Modern business requires a new paradigm for tackling risk and compliance issues across the enterprise. No longer can organizations afford to focus on single risk and compliance issues as unrelated projects; nor can they allow software Band-Aids that are not integrated with the business to masquerade as GRC. A targeted strategy addressing GRC through common processes, information and technology gets to the root of the problem.
With changing and diverse risks bearing down on the organization, there is a clear need to tackle the problem at its root and develop a mature approach to GRC. Instead of treating each risk and compliance issue as an individual problem, organizations need to define a common process, information and technology architecture to manage GRC across the range of issues.
To address these issues, leading organizations have adopted a common framework, information architecture and shared processes to effectively manage risk and compliance, enable risk-aware decision-making, increase efficiencies, and be agile in response to the needs of a dynamic business environment.
The questions organizations must ask:
A well-defined GRC environment will not only do risk assessment and modeling, but will also deliver definition, communication and training on risk-taking and accountability. The organization must map the interrelationship of risks to controls, policies, enterprise assets (e.g., business process, employees, relationships, physical assets and logical assets), and incidents to business strategy, objectives and corporate performance.
Mature GRC delivers better business outcomes because of stronger integrated information, which will:
Architect integrated GRC systems and processes
A properly defined GRC architecture is built upon common process, information and technology components that are adaptive to a dynamic business environment and integrate with critical enterprise applications. No longer is risk and compliance about an annual audit; it now involves continuous monitoring in an ever-changing environment. GRC has to be sustainable as an ongoing and integrated part of business processes. A successful and mature GRC strategy has a symbiotic influence on the variety of business stakeholder roles and their common requirements.
Organizations need to be intelligent about what processes and technologies they deploy. The goal is to make an effective decision once, and comply with many regulations, manage a range of risks and maximize value from the convergence of technology, people and process. A sustainable approach to GRC results in an organization looking to the future and mitigating risk in the course of business, as opposed to putting out fires by reacting to risk and control issues as they arise.
Mature GRC enables the organization to understand performance in the context of risk and compliance. It achieves the definition of GRC, which is "a capability that enables an organization to reliably achieve objectives [GOVERNANCE] while addressing uncertainty [RISK MANAGEMENT] and acting with integrity [COMPLIANCE]." Effective and mature GRC delivers:
Continue on to Part III in this series: Five Stages of GRC Maturity
GRC Maturity: From Disorganized to Integrated Risk and Performance - Part I
Liz Andrews 2700041WEU email@example.com | | Tags:  grc risk openpages | 0 Comments | 1,903 Visits
This is the first in a series of four blog posts where we will present risk and compliance speaker and thought leader, Michael Rasmussen's, GRC maturity model. For more insightful information on GRC and to exchange ideas with risk and finance colleagues, come see us in Orlando at Vision 2012.
Success in today's dynamic business environment requires organizations to integrate, build and support business processes with an enterprise view of governance, risk management and compliance (GRC). Without an integrated view of risk and compliance, the scattered and nonintegrated approaches of the past fail and expose the business to unanticipated risk.
In a mature GRC program, the organization has an integrated process, information and technology architecture that provides visibility across risk and compliance domains. It offers an integrated approach for business managers and executives to leverage GRC data for risk-aware decision-making and resource allocation.
Inevitable Failure: Managing GRC in Silos
The multifaceted risk environment
Risk to the business is like the hydra in mythology — organizations combat risk, only to find more risk springing up to threaten them. Executives are constantly reacting to risk appearing around them and fail to actively manage and understand the interrelationship of risk across the enterprise.
The dynamic and global nature of business is particularly challenging to risk management. As organizations expand operations and business relationships (e.g., vendors, supply chain, outsourcers, service providers, consultants and staffing) their risk profile grows exponentially. Organizations need to stay on top of their game by monitoring risk to their business internally (e.g., strategy, processes and internal controls) and externally (e.g., competitive, economic, political, legal and geographic environments) to stay competitive in today's market. What may seem an insignificant risk in one area can have profound impact on others.
Organizations are increasingly aware of the critical need to link risk management and corporate performance management. To manage corporate performance, the organizations must understand risk and make risk-informed business decisions.
In the area of regulatory risk, organizations face an expanding regulatory environment with rapidly increasing requirements that burden the business. Organizations face expanding regulations, increased fines and sanctions, and aggressive regulators and prosecutors around the world. Reputation and brand protection is also a significant compliance and risk management issue in a global environment.
Isolated risk and compliance initiatives introduce greater risk
Managing GRC activities in disconnected silos leads the organization to inevitable failure. Reactive, document-centric and manual processes for GRC fail to actively manage risk in the context of business strategy and performance, and leave the organization blind to intricate relationships of risk across the business. Siloed GRC initiatives never see the big picture and fail to put GRC in the context of business strategy, objectives and performance, resulting in complexity, redundancy and failure. The organization is not thinking about how GRC processes and controls can be designed to meet a range of risk and compliance needs. An ad hoc approach to GRC results in poor visibility across the organization and its control environment, because there is no framework or architecture for managing risk and compliance as an integrated part of business. When the organization approaches risk in scattered silos that do not collaborate with each other, there is no possibility to be intelligent about risk and understand its impact on the organization.
A nonintegrated approach to GRC impacts business performance and how it is managed and executed, resulting in:
The pain organizations have expressed
Siloed GRC processes, though effective in their own silos, are ineffective at an aggregate level, as the organization does not have a complete view of GRC in the context of the business. Corporate Integrity finds organizations that lack a collaborative, integrated and enterprise approach to GRC have:
Continue on to Part II in this series: GRC Maturity — Measuring a New Paradigm for Risk and Compliance
Whistleblowing Worries On the Rise
Richard Steinberg 270004HRBG firstname.lastname@example.com | | Tags:  risk openpages dodd-frank grc sec whistleblowing | 0 Comments | 1,466 Visits
The SEC's final rules implementing Dodd-Frank's whistle blowing provisions failed to remove angst among compliance officers and general counsels. While there are some incentives for potential whistleblowers to first report alleged misconduct via internal reporting channels, there's no requirement to do so – and many are concerned the internal channels will be bypassed. And going outside is on the rise. It's been reported that in only seven weeks after the SEC's program began, there were 334 whistleblower filings. Compliance officer concerns are well founded – that bypassing internal channels will deprive the company of being able to investigate and fix problems before they grow, and company personnel will need to play catch up with investigations in reaction to SEC probes.
We can point to many resolved whistle blowing cases for clear evidence of the potential impact of the SEC's still relatively new program. One homeowner delinquent on her mortgage ultimately received $18 million for reporting suspected use of fraudulent documents in the bank's foreclosure process. It's said that in acting against this homeowner – an attorney and career insurance fraud investigator – the bank "picked the wrong person at the wrong time in the wrong place," but the robo-signing and other compliance failures were widespread and surfaced from a number of sources. Nonetheless, this individual was one of six whistleblowers receiving $46.5 million said to be part of the five-bank $25 billion settlement. In an unrelated case, a member of a major bank's quality control team who reportedly was displeased that the misconduct wasn't reported to regulators, decided to do so herself – ending up with a settlement of $31 million. And there are many more.
Worth noting is a recent survey that indicates more than one-third of American workers have seen misconduct on the job. While many instances of misconduct have been reported through internal channels, it appears the vast majority have not. Why? The survey shows it's because of fear of not being able to remain anonymous, and of retaliation. Those two factors, plus the possibility of monetary reward, are reported as key factors in incentivizing internal reporting. And the survey also shows two-thirds of respondents didn't know about the SEC's program – at least not yet.
Certainly it's in a company's interest to be first to know about alleged misconduct, and compliance officers are working hard to upgrade policies, training, communications, and the internal whistleblower systems, all to encourage internal reporting. Actions to ensure anonymity, with positive responses and nothing close to retaliation, are expected to help. Some companies have begun to pay bounties for valued reports. There are indications that when employees believe their reports will be taken seriously without adverse repercussions, there's increased likelihood for internal reporting. Law firms and others have provided guidance on which companies are acting. However, it remains to be seen the extent to which the possibility of a huge, life-changing payday by the SEC will be too much to resist. Time will tell.
The Fed's New Proposed Rules on Risk Management
Richard Steinberg 270004HRBG firstname.lastname@example.com | | Tags:  dodd-frank risk risk_management openpages | 0 Comments | 1,244 Visits
If you're in or work with the financial services industry, you probably know about the late December holiday "gift" from the U.S. Federal Reserve – proposed rules implementing provisions of the Dodd-Frank Act which could have a profound effect on how boards and managements deal with risk. In any event, you'll want to keep in mind that the Fed is accepting comments only for the next month – until March 31.
The proposed rules are far-reaching, including requirements for risk-based capital and leverage, liquidity, stress tests, sing
The risk committee is required to "document and oversee, on an enterprise-wide basis, the risk-management practices of the company's worldwide operations." The committee would be chaired by an independent director, and at least one member needs to have risk-management expertise commensurate with the company's size, complexity, and other risk-related factors. Further, its members are expected to understand risk-management principles and practices relevant to the company, with specified experience in risk management. And there are rules for a committee charter, meetings, and documentation.
The committee's responsibilities include reviewing and approving an appropriate risk-management framework commensurate with the company's size and other factors. The framework's scope is outlined, including requirements for risk limits appropriate to each line of business, policies and procedures for risk-management practices, processes for identifying and reporting risks, monitoring compliance with risk limits and procedures, and specification of management's authority and independence to carry out risk-management responsibilities. Additionally, the larger covered companies will need to appoint a chief risk officer in charge of implementing and maintaining the risk-management framework and practices approved by the risk committee, with the rules specifying responsibilities and qualifications for the CRO and reporting relationships.
If not already under way, now is the time to analyze the proposal and its implication, and let the Fed know what changes are needed. If interested, you might want to tune into the upcoming IBM OpenPages webinar where I'll be discussing the proposed rules, their implications and the challenges they present – March 8, 2:00 pm Eastern Time.
Smarter Project Risk
Erwin Boeren 270002C43V email@example.com | | Tags:  compliance governance grc smarter manufacturing energy&utilities openpages risk enterprise deloitte project | 0 Comments | 2,108 Visits
Smarter Project Risk
Last week I came across project risk, and not for the first time! So, time to spend some words on this topic.
Especially organizations in Energy&Utilities and Manufacturing have huge risks in their assets and in their projects. You think you have all risks identified through the standard risk identification process and you just missed that elephant?! This might impact your yearly financial result or worse!
This is why more and more clients start to look at Project Risk methodologies. My client happened to use the PMBOK methodology. In this methodology you consider standard project phases including standard risks and controls. This is great, since you have most of the standard risks covered. But what about that risk that is just not standard? This is where gate reviews will help you. These gate reviews are held after every project phase. Each gate review contains questions used to identify risks, holds monitoring methodologies to check status and behavior and contains audit like activities. Key element here is that all findings roll up to top level so no significant risk can be missed.
all works for what we call manageable risks, but what about risks that you
cannot manage? How will you anticipate on this? Well these risks can be covered
by sensitivity analysis, simulations and business continuity management.
Especially sensitivity analysis and business continuity analysis will help you.
For simulations you will need data, and a significant amount of data. Only in
case you have many similar projects running in a regular cycle you will be able
to generate enough risk identifications and losses to be able to make a sensible
calculation like
Now the system is in place, and now we are in control? Wrong! This is where the real work starts. How do I get my organization to adopt risk in her daily business? How do I get input with the right quality? How do I make everyone a risk manager? This takes time and effort. Guide your people in how to make the assessments and make them part of it. Give them back where they contributed to, and make their life easier. That is what we call Smarter Risk.
IBM OpenPages and Deloitte have put together a Risk Methodology for project risk where all these technologic and organizational aspects come together and can be integrated in your enterprise risk platform.
Blog post by Erwin Boeren
Senior Governance, Risk & Compliance specialist IBM
Twitter : http
LinkedIn : http
How to make the right GRC software selection?
Erwin Boeren 270002C43V firstname.lastname@example.com | | Tags:  compliance enterprise egrc iii management grc software solvency audit selection openpages risk tooling governance ii basel and | 0 Comments | 3,149 Visits
Governance, Risk and Compliance software selection process
A client of mine recently asked me about what I have seen as the most effective way to run a selection process. Now I know this may seems a conflict of interest, a GRC solution vendor writing on the GRC software selection process and the need for a GRC platform. Still I think I can give you some dos and donts on a GRC software selection process since I have been there many times.
Let's start with the need for a GRC software platform. Why do you need such?
Of course investing in a solution needs a compelling event. Either the cost for risk management and compliance becomes very high, or the process takes too long to be responsive to stakeholders or the 'in control' statement cannot be guaranteed any longer. Also external regulators can advise you to implement software.
Before you start thinking about a GRC platform carefully review the risk and compliance maturity level of your organization and the scope of the problem. This will help you make the judgment between 2 approaches. First approach is what we call 'point solution', second approach is 'enterprise solution'.
The first approach, Point Solution, is best when the compelling event is there but the scope is limited to one area. On a single point of your GRC activities you have a pain that must be resolved in a fairly short term. In this case you can search for specific capabilities with specific knowledge. You can make a selection of vendors that operate in the area where you have the pain and select the partner that understands your area. Of course you might want to consider your ambition on the long term. If your long term ambition is Enterprise wide GRC integration you might still look at enterprise vendors and use the specific area as a 'pilot' for further extension.
The second approach, Enterprise Solution, is best when the compelling event is on the integration of Governance, Risk and Compliance. The term risk and control convergence often comes up here. This approach requires a lot more work than the point solution and may have cultural impact. You might consider a second party to help you go through this project. A second party (consulting firm) can help you in making critical decisions and in reviewing your current (silo based) approach to GRC. They can keep the holistic view for you. Every silo needs to be reviewed and mapped to the enterprise approach. This will not come without discussions and sacrifices!
So the need is there, now how to make your selection?
In the first point solution approach there are just two considerations, short term or long term? In case of the short term do NOT select an enterprise vendor and go for the right point solution. Advantages are lower cost and shorter implementation time. Second consideration, long term, means a selection between enterprise GRC software vendors and consider the first phase as a pilot for the enterprise approach. Still you might want to involve a consulting firm with specific knowledge.
In the second enterprise approach you will go for an enterprise vendor. This is where you want to be careful in setting up your selection. I personally have seen many of these selection processes since I have been in such selections. And this is where I want to give you some guidance to save you a lot of time and money.
First do NOT expect the enterprise vendors to differentiate on functionality. The GRC software market has made an evolution in the last 10 years that have resulted in a fairly high mature software market. So a 'beauty contest' is a waste of money and resources. Outcome will be equal for all vendors and you will be stuck between your user community and the vendors in the process. You might get questions from your management team why you spend so much time and resources without any outcome.
Secondly involve your end users in the selection process early, but do not expect 20 people working in silos to come to one single conclusion. Again you will end up in a long discussion with no outcome. Have a small group of people (3 preferably) to make the selection.
Thirdly make your selection criteria known upfront and make them measurable. Also involve the vendors in the process and be open to them. If you are open and honest you will get transparent, open and honest answers. If you hide, vendors will hide! Criteria should be based on experience in your market, understanding of your organization, size and financial stability, ability to deliver in time and within budget, alignment of implementation approach to your implementation methodology and the cultural fit.
Again this may look preaching to the choir but I hope I just saved you time and money that you can invest in your implementation.
Blog post by Erwin Boeren, Senior Governance, Risk & Compliance specialist IBM
Twitter : http LinkedIn : http
Twitter : http LinkedIn : http
LinkedIn : http
Solvency II and the need for Operational Risk
Erwin Boeren 270002C43V firstname.lastname@example.com | | Tags:  risk operational grc compliance ibm openpages solvency governance | 0 Comments | 1,910 Visits
Solvency II and the need for Operational Risk
Blog post from Erwin Boeren, Governance Risk &
Blog post from Erwin Boeren, Governance Risk &
Governance. Risk and compliance on the iPad
Erwin Boeren 270002C43V email@example.com | | Tags:  openpages grc ipad solvency reporting | 0 Comments | 1,672 Visits
With Cognos 10.1.1 released you must have noticed the ability of having your reports and dashboards on mobile devices like iPad and iPhone.
With these mobile capabilities CROs (Chief Risk Officers) will now have the ability to measure risk from their mobile devices. For volatile risk areas like Market and Credit Risk this can make a huge difference.
IBM developed a risk monitoring system for CROs where one single version of the truth is provided of different risk areas like Credit Risk, Market Risk, Counterparty Credit Risk, Liquidity Risk, Basel II, Solvency II and Operational Risk. Not only does a CRO have the ability to monitor all these risk areas but he can also monitor the correlation between those risk areas and he is able to respond immediately to changes. Responses can immediately be formulated in the integrated social media platform.
One version of the truth and guaranteed quality of your data is simple to say but how do you govern this? This is where IBMs investment in data models starts to pay off. Since decades IBM develops and maintains data models for financial services including out of the box technical and business definitions. This enables organizations to come to one definition of risk over the entire organization. Taking definitions centrally will add value in the process of taking down the silod approach we spoke about in earlier articles. It will also help you in the accountability process of the business. Finally it is the business that should own the business definitions.
As discussed in our previous published blog (The convergence of GRC and Performance Management) Business Analytics capabilities like risk forecasting, risk adjusted profitability calculations, scenario planning and predictive risk analysis are part of this risk monitoring system called FIRM (Finance Integrated Risk Management).
The new regulation for Insurance companies, Solvency II requires organizations to plan their risk assessments and capital requirements 2 to 5 years ahead and to reflect impact on financial positions when a risk materializes. All this means that an integrated approach to risk management is a must. In next blogs we will go deeper into the Solvency II regulation.
Convergence of Risk Management and Performance Mangement
Erwin Boeren 270002C43V email@example.com | | Tags:  grc analytics busness management openpages ibm erwin risk performance boeren | 0 Comments | 1,777 Visits
Last year IBM acquired OpenPages as a strategic move into the area of Governance, Risk and Compliance. The lasest announcement to acquire Algorithmics (quantitative risk management) shows the continuous commitment of IBM in the GRC market. GRC software will integrate into the Business Analytics Software group, the area where the former acquisitions like Cognos, SPSS and Clarity systems already resides.
Now that Risk Management is evolving, more and more organizations are starting an enterprise approach to risk management. And this is where I see the need for Risk and Performance Management convergence.
In past Risk Management implementations I see that a major portion of time and budget was spent on Risk Reporting and Dashboarding. Especially the need for self service reporting, where users can ad hoc create their own risk reports, is growing. We do not want to wait in the queue waiting for our report to be created. 2 days later you missed the opportunity to respond and the loss is there.
With this self service capability the question automatically pops up 'can I trust my data'. And now we are back in the area of data governance. This is exactly where the area of Performance Management is today.
Apart from these reporting and dashboarding capabilities Enterprise Risk Management means alignment of risks and controls to the strategic initiatives of the organization. What will prevent me from reaching my business goals? Isn't this defined as a risk? And how will we prevent this from happening? Wasn't that defined as a control?
Even more interesting are questions like, 'What if I was able to perform risk scenario planning?', 'What if I could predict risks from happening?' or 'What is the correlation between the risks that have materialized?'.
And there is the proof that Risk Management and Performance Management have lots in common and should be integrated. Lets call it Business Analytics.
Erwin Boeren
Governance, Risk & Compliance Leader
IBM IOT Southwest Europe
IBM Business Analytics interview with former SEC Chairman Christopher Cox
Liz Andrews 2700041WEU firstname.lastname@example.com | | Tags:  openpages regulatory_compliance dodd-frank sec | 0 Comments | 1,656 Visits
The following excerpts are taken from "Compliance, complexity and the need for XBRL: An interview with former SEC Chairman Christopher Cox":
What are the key drivers of regulatory reform? Will Dodd-Frank really reduce systemic risk? Can better compliance processes drive better financial results?
In the weeks running up to the Vision 2011 and OPUS 2011 conferences, experts within IBM Business Analytics Financial Performance and Strategy Management posed these and other questions to Christopher Cox, a former SEC Chairman and keynote speaker at both events. Below is a transcript of that interview.
Looking forward into the next three years, what are some of the key drivers in the US that will be shaping regulatory and compliance reform? How are those different from the past five years?
The most significant characteristic of the time we are living in right now is the remarkable pace of change, both in legislation and in regulations governing corporate America, in particular the financial services sector.
Of course, the Dodd-Frank 2,300-page behemoth is well-known already to senior finance executives. But what is unknowable are the hundreds of rules that will be forthcoming under that legislation. The schedule called for in the statute has the bulk of the final rule makings scheduled for completion in the third quarter of 2011. It is very clear across the regulatory agencies that these deadlines are going to be largely missed.
As a result, not only will there be regulatory uncertainty on a continuing basis this year, but also for several years into the future. There are over 100 rule makings that have no statutory deadline at all. I think a significant share of even those that were expected to be completed earlier will also be rolled into the future. So during all of this time, senior Finance executives are going to have to be reading the tea leaves – not to mention the statute itself – to determine how to comply. And it isn't just Dodd-Frank, of course, where we have all this legislative and regulatory ferment. The unprecedented rapid pace of chance in law and regulation and the continued uncertainty about what the government will do next pertains to the tax area as well. During the last year alone, Congress enacted no fewer than six major pieces of tax legislation – including the two "Obamacare" bills, the HIRE Act, the Education Jobs Act, the Small Business Jobs Act and, of course the year-end Tax Relief Act that temporarily extended the current tax rates.
That last piece of legislation bought us at least two years of tax certainty, but when it comes to long-term capital gains or any of the other rules governing the taxation of investment, two years are scarcely enough to permit long-term planning, and so the uncertainty continues.
That uncertainty about where financial, tax and regulatory policy are headed in turn creates a challenging environment within companies and within firms when it comes to shaping their response to regulatory and compliance changes. That's the environment in which we find ourselves. Given the extent of this change and the predictable uncertainty that will continue for several years, it is very important that companies respond to this in ways that are exceptionally flexible.
How should Finance organizations prepare for this future regulatory environment in spite of uncertainties, particularly global companies that do business in multiple jurisdictions? What sustainable practices in their control and reporting processes and systems do they need to invest in to prepare for the future?
Being globally active, of course, only ramps up the uncertainty because the requirements from multiple jurisdictions are layered on the responsibility of senior Finance executives for U.S. compliance. It is nonetheless possible to synthesize thematically many of the global requirements, because at least topically, they have very much in common.
What is most important is that the different parts of a global organization can talk to one another and that the human beings who must extract information from the IT systems that collect and disgorge that information can rationalize it. In particular, companies that address these changes in ways that are adaptable and flexible will have a clear advantage. Companies that fail to manage the process in this way will likely find their companies non-compliant and their risk management practices called into question – not only by regulators, but also by their shareholders and their customers.
Do you think that the passage of Dodd-Frank will reduce systemic risk and improve stability in our financial services institutions?
Unfortunately, the Dodd-Frank Act failed to address several of the
most significant causes of instability in the financial system and
sources of systemic risk. The first is the status of the
This is particularly salient, as the conservatorships have required the GSEs to engage in practices that support housing at the expense of their financial well-being. Likewise, the government's completely unjustifiable practice of keeping these two GSEs off the federal balance sheet, even as they are under government ownership, makes a mockery of financial reporting norms and honest accounting. Addressing this glaring omission in the Dodd-Frank Act remains a top priority of financial reform.
Next in importance is the inadequacy of bank capital and liquidity standards. Dodd-Frank did not adequately address the obvious failure of the Basel standards in the financial crisis. Those standards continue to create powerful incentives for asset concentration in mortgages and a reliance on credit ratings, and of course both of those had a role in generating the mortgage bubble that led to the financial crisis.
So the short answer to that question would be "No."
Correct. I'd also say that Dodd-Frank has given the Financial Stability Oversight Council a strong incentive to protect competitors rather than to protect competition, which might take market share from the dominant firms. The systemically important designation implies government readiness to support those firms in a crisis, perversely encouraging more risky behavior despite the more stringent capital and other requirements and thus deepening moral hazard.
Can you discuss some of the best practices for boards of directors with regard to risk oversight? Do you think that changes in proxy disclosure with regard to risk governance has had an impact on risk management practices?
Yes. In 2010, the SEC added requirements for proxy statement discussion of a company's board leadership structure and its role in risk oversight. Now companies are required to disclose in their annual reports the extent of the board's role in risk oversight, and they're required to address such topics as how the board administers its oversight function, the effect that risk oversight has on the board's processes, and whether and how the board or one of its committees monitors risk. That increased focus on risk management has had considerable and very earnest take-up across the corporate community.
There are several types of actions that companies and their appropriate committees have been taking to step up their focus on risk management. Without question, they are spending more time with management, and isolating the categories of risk that the company faces – focusing on risk concentrations and interrelationships, the likelihood that these risks might materialize, and the effectiveness of the company's potential mitigating measures.
Many companies have created risk management committees. Financial companies, of course, that are covered by Dodd-Frank must have designated risk management committees, but boards of other companies have carefully considered the appropriateness of a dedicated risk committee, and many of them have found it prudent to create one. In other cases, boards have delegated oversight of risk management to the audit committee, which is consistent with the New York Stock Exchange rule that requires the audit committee to discuss policies with respect to risk assessment and risk management.
For large-cap companies that have a Big Board listing, that has continued to be another way to address these heightened concerns. I think boards are carefully bearing in mind that different kinds of risks may be better-suited to the expertise of different kinds of committees, so they may not always wish to stovepipe responsibility for risk in a single committee.
Above all, best practices today are focused on the fact that regardless of how the board subdivides its responsibilities, the full board has the responsibility to satisfy itself that the activities of its various committees are co-ordinated and that the company has adequate risk management processes in place.
It's a fascinating world. I can see why if you're a controller or CFO it's an exciting but intense place to be.
I think that's absolutely right. All of these changes we've discussed – in particular in the US – mean that we are entering an era of unprecedented demand on companies' governance, risk, and compliance processes and IT infrastructures. I think that companies have dealt with regulatory changes over the past half-century largely incrementally. They've made adjustments to their enterprise-wide systems as needed to comply with what have been modest changes from year to year. But given the enormous scope of changes in these forthcoming new regulations, companies will find it necessary to find a comprehensive and holistic approach to at least regulatory reporting – and, in my view, their management control as well.
Companies have traditionally relied on different processes to gather enterprise data to help management run the business on the one hand, and to gather data in order to satisfy regulators, on the other. In part, that was sustainable because the information that regulators were requiring was historical and post-facto. But things are rapidly changing under these new frameworks. Regulators including the SEC are now requiring information that is risk-based and predictive. While that is a big change, it's also a significant silver lining in that this will align the process of collecting and gathering information more closely with what management needs. That means that CIOs should be looking for ways to integrate their regulatory and their management reporting processes. For that reason, regulatory reporting doesn't have to be viewed as sheer cost, or necessary evil. Instead, there can be significant efficiencies and productivity gains for the enterprise by merging the requirements of management and regulatory data gathering processes.
This convergence will also allow companies to restructure their data in a way that will feed predictive analytical systems. That, in turn, can lead to an improvement in both risk management at the board level, and risk-based decision-making processes at the management level.
About Christopher Cox, Former Chairman, United States Securities and Exchange Commission (SEC)
Beginning in 1988, when he was elected to the House of Representatives, Christopher Cox established a record of legislative accomplishments that elevated him to the top of the Congressional leadership. His wide range of expertise in a variety of complex issues gives him the ability to take the long view of the economic future, predicting both the actions of Congress and the effects those actions will have on the marketplace. The author of the Internet Tax Freedom Act, which protects Internet users from multiple and discriminatory taxation, Cox held leadership positions ranging from chairmanships on committees and taskforces overseeing everything from budget process reform and policy to homeland security and financial services. During his tenure as chairman of the Securities and Exchange Commission, he continued this fight for justice and transparency in the world of investing.
An Accomplished Lawmaker and Reformer. During his seventeen years in Congress, Cox served in the majority leadership of the U.S. House of Representatives. He authored the Private Securities Litigation Reform Act, which protects investors from fraudulent lawsuits, and his legislative efforts to eliminate the double tax on shareholder dividends led to legislation that cut the double tax by more than half. In addition, he served in a leadership capacity as a senior member of every committee with jurisdiction over investor protection and U.S. capital markets, including the Energy and Commerce Committee, the Financial Services Committee, the JointEconomic Committee, and the Budget Committee.
An Advocate for Investors. At the SEC, Cox focused on the enforcement of securities law enforcement, bringing a variety of groundbreaking cases against market abuses such as hedge fund insider-trading, stock options backdating, and municipal securities fraud. He also helped turn the Internet into a secure environment, free of securities scams, and he worked to halt fraud aimed at senior citizens. As SEC chairman, he was one of the world's leaders in the effort to integrate U.S. and overseas regulatory policies in this era of global capital markets, making international securities exchanges safe, profitable, and transparent. As part of an overall focus on the needs of individual investors, Cox reinvigorated the SEC's initiative to provide important investor information in plain English, championing the investor's right to a transparency. His reforms included transforming the SEC's system of mandated disclosure from a static, form-based approach to one that taps the power of interactive data to give investors qualitatively better information about companies, mutual funds, and investments of all kinds.
In 1994 Cox was appointed by President Clinton to the bipartisan commission on entitlement and tax reform, which published its unanimous report in 1995. From 1986 until 1988, he served in as senior associate counsel to President Reagan. From 1978-1986, he specialized in venture capital and corporate finance with Latham & Watkins. Cox received an M.B.A. from Harvard Business School and a J.D. from Harvard Law School, where he was an Editor of the Harvard Law Review.


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Seungri's second mini album Lets Talk About Love is now available on iTunes and it has already made quite a splash. The album, which was timed perfect with Big Bang's seventh anniversary, has a lot to live up to. Seungri's first mini-album, VVIP, which was released back in 2011, sold over 40,000 copies.
But from the looks of things, Seungri may already be on track to beating that number. The album has been taking over iTunes charts worldwide. As steamy as these new songs may be, we couldn't help but release a communal "awww" at Seungri's excitement over his ratings.
Check out why this album's so popular below:


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You Make it Possible
The guiding philosophy of Cal Athletics is to provide our 850 scholar-athletes with a well-rounded and all-encompassing opportunity for development.
As educational costs rise, Bear Backers make it possible for all 850 scholar-athletes to excel — academically, athletically, personally and professionally — at the best public university in the world.
As a Bear Backer, you are an investor in the future of Cal Athletics and the future of each one of these exceptional student-leaders who represent the Golden Bears. Because of you, they train in world-class facilities, are led by extraordinary coaches and receive an unparalleled academic experience at the University of California, Berkeley. Because of you, these incredible young people will graduate well-prepared to change the world.


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Ned Yost media session: June 5
Editor's note: The media relations team salutes Brett, one of our interns, on his outstanding work. This is his final blog entry as he will be leaving to take a job in Louisiana. Brett started in 2009 with the marketing department and worked in media relations this season. Good luck, Gordo! We will miss you!
Yer outa here!
Manager Ned Yost addressed the fallout from his ejection during Thursday's game. He has not been contacted by Major League Baseball in regards to any possible suspension or fine. However, Yost said that in his past experience, the league has openly listened to both sides and handed down a fair decision.
He's an inspiration…
Outfielder David DeJesus has been one of the Royals hottest hitters since the birth of his first son, David DeJesus, Jr. on May 25. Yost sees the possibility of DeJesus having extra motivation, but also thinks DeJesus is in a hot streak. Yost said, "He is seeing the ball good and making great contact."
The road to recovery…
Outfielder Rick Ankiel will begin his rehabilitation assignment on Tuesday with the Royals' AAA affiliate, the Omaha Royals. Yost says that Ankiel has looked impressive in batting practice, but also stated that he needs to get his timing right before a return to Kansas City's lineup. Yost said that when Ankiel does come back he will resume his roll in the outfield and won't find any time as the designated hitter. In addition, it is discussed in the Royals game notes today that left-handed reliever John Parrish will also join Ankiel in Omaha on a rehab assignment.


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Did I set this thing up correctly or are folks just deliberating on what to vote for? It looks like we've had 50 views but no votes cast yet. I kind of hate voting on the things I'm involved with but I guess I'll have to do so just to make sure it's working, unless someone else has the guts
edit: Nevermind - it seems I've just been out of practice doing this and everything was working fine. LOL, it's not like I have anything else in life to think about.


text: AdChoices Terms of Use Privacy Policy Hide GALLERIES Heidi Montag Getty Images" data-filename="galleries/heidi-montag/picture-6.html" > Heidi Montag Picture 21 21/61 Heidi Montag AskMen Editors November 12, 2007 Share Tweet 0 Shares Her friendship with Laguna Beach star Lauren Conrad landed Heidi Montag on that show's spin-off, The Hills, and she's been busy trying to make the most of her "celebrity" status ever since. Love her or hate her -- you know her name. She teamed up with now-husband Spencer Pratt to become one of Hollywood's most despised and most lucrative couples, parlaying her increasing fame into a (sort of?)… Continue reading Heidi Montag's profile. Next Slide gallery news Comments Share your opinion Your name More Like This Actress Heidi Montag's Breasts Go 3-D? Read More Celeb Galleries Erin Lucas Read More Actress L.C. Moves On From The Hills Read More Celeb Galleries Spencer Pratt Read More Actor The Most Hated "Celebrity"? Read More Actress Reality TV Doesn't Have To Suck Read More Around the Web Special Features Dating Tips A Guide To Hooking-Up Online Read More Gift Guide Top 25 Father's Day Gifts Read More


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I'm doing a reinstall of zimbra (5.0.2 GA) on Ubuntu 6.06 and have everything up and running but postfix. I'm getting the following on "zmcontrol start":
When I first restored I had a problem where it was using the wrong version of postfix, but I fixed that.Code:Starting ldap...Done. Starting mailbox...Done. Starting antispam...Done. Starting antivirus...Done. Starting snmp...Done. Starting spell...Done. Starting mta...FAILED postsuper: fatal: scan_dir_push: open directory defer: Permission denied postfix failed to start Starting stats...Done.
I've done zmfixperms (As root) several times.
Logs show the following error
Thoughts?Code:zimbra postfix/postqueue[2554]: fatal: Connect to the Postfix showq service: Permission denied


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Chicago, IL (Sports Network) - United States men's national team coach Jurgen
Klinsmann named his 23-man roster for the team's upcoming World Cup qualifiers
with Costa Rica and Mexico on Monday, with the most notable omission being
captain Carlos Bocanegra.
The 33-year-old has served as captain of the team since 2007, but he recently
lost his starting job with Spanish second division side Racing.
Bocanegra was on the roster for the last qualifier against Honduras, a 2-1
defeat, although he didn't play in the match.
Veteran midfielder DaMarcus Beasley was recalled by Klinsmann, while the
following eight players were unavailable to the coach through injury or
illness: Edgar Castillo (facial fractures), Timmy Chandler (hamstring), Steve
Cherundolo (knee), Tim Howard (back), Fabian Johnson (hip), Jonathan Spector
(ankle), Jose Torres (hamstring) and Danny Williams (illness).
The U.S. will host Costa Rica on Friday, March 22 before traveling to Mexico
on March 26 to face El Tri at the Azteca Stadium, where the Americans have yet
to win a World Cup qualifier.
U.S. roster by position:
GOALKEEPERS: Brad Guzan, Sean Johnson, Nick Rimando.
DEFENDERS: Tony Beltran, Matt Besler, Geoff Cameron, Omar Gonzalez, Clarence
Goodson, Justin Morrow.
MIDFIELDERS: DaMarcus Beasley, Kyle Beckerman, Michael Bradley, Joe Corona,
Maurice Edu, Jermaine Jones, Sacha Kljestan, Brek Shea, Graham Zusi.
FORWARDS: Jozy Altidore, Terrence Boyd, Clint Dempsey, Herculez Gomez, Eddie
The Sports Network


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National partnership for water promotion in Burkina Faso : PAGEV shares its experience.
16 March 2009 | News story
The national partnership for water promotion in Burkina Faso (GWP/PNE-BF) has organised on 18th December 2008 in Ouagadougou a workshop to raise public awareness and inform on water governance in Burkina Faso
It focused on presenting the various tools of water governance (projects, organizational and institutional arrangements, legislative and reglementory frameworks, etc.) and evaluating the results of the Millennium Goals for Development (OMD) regarding water and draining. This workshop was made possible thanks to the Project for improving water governance in the Volta basin (PAGEV) which experience in cross-border water resources management was shared during a panel. email@example.com


text: for some strange reason my screen suddenly got large and there is no option to exit out or minimize the screen so I can view a web page or other open or even close Zimbra. I have not changed any settings at all. I can't hit escape, only option to get out is to choose launch desktop and click ..home or one of the other web page options


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We specialize in manufacturing custom modular and custom exhibits, displays and structures. We incorporate a wide range of styles, textures and sensory elements, resulting in an exhibit that is unique and one that is a reflection of a company's individuality, character and creativity. Browse through our portfolio of over 500 custom and custom modular exhibit designs to get inspiration for your next face-to-face marketing project.
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Hypro ® Roller Pump
This Hypro roller pump is designed for economical transfer of agricultural and industrial chemicals, including pesticides and liquid fertilizers. Economical rotary action requires no check valves and a lower starting torque than other pumps. Use this 4-roller SilverCast™ Series Hypro pump for liquid fertilizers, soil fumigants, glyphosates and insecticides containing phosphates. Assembled in USA.
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2016 Master Catalog: Page 302


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Worked With:
James Purefoy
Birth Name: James Purefoy
Born: 06/03/1964
Birth Place: Taunton, Somerset, GB
Born: 06/03/1964
Birth Place: Taunton, Somerset, GB
Purefoy made his feature acting debut in "Feast of July," a period drama produced by Merchant Ivory. This debut didn't immediately jump-start a film career, and Purefoy instead spent his time performing with the Birmingham Repertory Theatre and acting in television productions including the popular British period action series "Sharpe" and the British TV adaptation of "The Tenant of Wildfell Hall" (1996). He returned to the Royal Shakespeare Company to act in Simon Callow's 1996 staging of "Les Enfants du Paradis." The following year, he reappeared on British small screens with a co-starring role in the critically lauded miniseries "A Dance to the Music of Time."
1998 saw the actor return ... Continue Bio >>
Popular Movies:
More Credits >>


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Applying your eye shadow is an art in and of itself, but don't let that scare you away. As you experiment with blending different colors and tones to highlight and shade different parts of your eyelids, you will have fun discovering the different effects you can create with eye shadow! The most basic – and most common – technique is to use lighter shades closest to the lashes and up over the eye lid, with progressively darker tones applied to the crease and back corner. The most common type of eye shadow comes in a powder form, but you can also find beautiful shadows in pencils, creams and liquids.
Eye shadows can be applied with brushes or sponge-tipped applicators, with the size of the brush or applicator proportionately matched to the area of the eye to achieve a well-blended design. Be sure that your brush or applicator is soft and smooth so the product is applied without irritating the sensitive skin of your eyelid. Pay close attention to how you blend your colors, keeping in mind that bolder, brighter colors will create a more dramatic effect, while neutral, earth and skin tones will result in a more elegant and understated look. Eye shadow is more about shaping and shading the eyes than it is about coloring the eyes.


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Ask a Librarian [1]
Know a great title you'd like to recommend for purchase? Click below to fill out our purchase suggestion form.
Other questions or comments about the library or our website? Email us.
Library Branch Phone Numbers
For general information regarding your library account use the phone numbers listed below. To contact a Librarian please call 763-717-3267 option 3 or follow the Ask a Librarian link.
|Phone Number
|ACL - Centennial
|ACL - Crooked Lake
|ACL - Johnsville
|ACL - Mississippi
|ACL - North Central
|ACL - Northtown
|ACL - Rum River
|ACL - St. Francis
|ACL - Administrative Offices
For directions and services for each location click here [4]
Overdues & Fines
Information about overdue items may be obtained by calling the administrative offices. Fines of more than $1.00 may be paid with a credit card over the phone by calling the administrative offices at 763-785-3695, option 2. This service is available during business hours, 8:00 am - 4:30 pm, Monday - Friday.
Or, visit any Anoka County Library to make credit card payments in person.
Or, to find information about your account, including a list of overdue items and due dates, access your account online or the Library Renewal and Information line at 763-717-3261.
Reference Department
Telephone: Dial 763-717-3267, option 3, for a reference librarian at the Northtown Library in Blaine. Call Reference for directions, what we own, how to use the catalog or databases and reference questions. (Services are available during library open hours.)
Email: Email Reference at email@example.com [5].
Please include contact information and your library card barcode so we can request materials for you if necessary. A reference librarian from the Northtown Library in Blaine will respond.
For general questions, please call the Administrative offices at 763-785-3695.
The Library Director may be reached by email at email@example.com [6] or by addressing a letter to:
Anoka County Library
707 County Rd 10 NE
Blaine, MN 55434-2398
*Mailing Address for ALL Anoka County Library Locations
Anoka County Library
707 County Rd 10 NE
Blaine, MN 55434-2398
* Mail addressed to individual branch addresses will bounce back to the sender.
Library Board
Library Board meetings are open to the public. You may contact the Board by sending email to email@example.com [7] or by addressing a letter to:
Anoka County Library Board
Anoka County Library
707 County Rd 10 NE
Blaine, MN 55434-2398


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D.C. Councilman Seeks Pot Decriminalization
A District of Columbia mayoral candidate wants the nation's capital to join a growing number of states that have decriminalized marijuana possession. The trend reflects nationwide concern about over-criminalization and the disproportionate impact of such laws on Blacks and other minorities.
"The effort to decriminalize marijuana is about removing barriers for individuals – the impact on their education, and their opportunities for employment," said Councilman Tommy Wells during a press conference on July 10. "Current legal practices in the District impose a record that sticks with them for life, rather than imposing more sensible civil fines."
Wells, chairman of the council's Committee on the Judiciary and Public Safety, is the sponsor of proposed legislation –Simple Possession of Small Quantities of Marijuana Decriminalization Amendment Act of 2013–to remove criminal penalties for possession of less than one ounce of marijuana for individuals 18 years of age and older and replace them with a civil fine of $100, similar to a traffic ticket.
Individuals under the age of 18 would face a civil fine of $100 and would be required to attend a drug and alcohol awareness program.
The bill could have a significant impact on District residents and visitors, said Wells.
"Possession of less than one ounce will no longer be a permanent barrier to individuals seeking employment; those caught with less than one ounce will no longer have their driver's licenses suspended, will not be thrown out of public housing, and will not have their eligibility for public assistance revoked. They will not have their personal property subject to seizure and forfeiture simply because they are caught with less than 1 ounce of marijuana," the mayoral candidate said.
The bill has broad support within the council and among advocates of marijuana decriminalization.
"The District's current policy of arresting and prosecuting thousands of adults for marijuana possession each year is doing far more harm than good," said Morgan Fox, spokesman for the D.C.-based Marijuana Policy Project, in a statement.
"Nobody should face life-altering criminal penalties simply for possessing a substance that is objectively less harmful than alcohol, and law enforcement officials' time and attention would be better spent addressing serious crimes.
"It is time to adopt a more sensible marijuana policy in our nation's capital, and that is what Councilman Wells has proposed," Fox added.
According to a report released in June by the American Civil Liberties Union, the District has the country's highest arrest rate for marijuana possession – it is more than three times the national average – and the highest racial disparity – Blacks are more than eight times more likely to be arrested for possession than Whites.
"The NAACP DC Branch strongly supports the marijuana decriminalization legislation introduced by Councilmember Tommy Wells," said NAACP D.C. branch President Akosua Tyus in a statement. "In the District, African Americans account for about 91 percent of marijuana arrests, but are currently 51 percent of the resident population. Marijuana related arrests disproportionately target Black communities. The NAACP discourages illegal drug use, but advocates for a public health approach to reduce drug abuse."
The measure could help law enforcement redirect their efforts in investigating and prosecuting violent crimes, supporters say.
"The very high rate of marijuana arrests in D.C. and their extreme racial disparity can only be addressed by decriminalizing personal possession of small amounts of marijuana," said Arthur B. Spitzer, legal director of the American Civil Liberties Union of the Nation's Capital. "As [police] Chief [Cathy] Lanier has said, the police don't make the laws, they only enforce them. The laws therefore need to be changed so the police don't keep enforcing them in a way that ruins thousands of lives every year for no good reason. We look forward to working with Councilmember Wells to make D.C.'s marijuana laws more just."
Four out of five District residents support decriminalizing possession of small amounts of marijuana, according to a survey conducted in April by Public Policy Polling. Two-thirds believed that law enforcement resources should be diverted from crimes involving marijuana possession and redirected to more serious crimes.
Nationwide, 17 states have decriminalized marijuana possession. Two of those states, Colorado and Washington, have removed all penalties for adult marijuana possession.
719 total views, 1 views today


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MIDDLETOWN, Md. (WUSA9) -- Officials from the Frederick County Sheriff's Office say that a man going through a divorce who shot himself and set his house on fire has died.
The man, identified as 61-year-old John R. Libeau, was transported to R Adams Cowley Shock Trauma Center where he died Wednesday evening.
Police responded to a shooting and house fire at a two-story brick home in the 8800 block of Pete Wiles Road around 5:08 Wednesday morning.
When they arrived they found a man with a gunshot wound to the head. The garage attached to the home was fully on fire, officials said.
Police say it is likely that the man shot himself and set the house on fire. Fire officials found gas cans inside the home. Police have classified this case as a suicide.
Officials say that a preliminary investigation shows the man lived at the house and was going through a divorce which was finalized on Tuesday.
Anyone with information is asked to call Cpl. Dave Dewees at 301-600-3677.


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MEDINA, Ohio (WKYC) -- Parents, how many Facebook friends does your teen have? Or a better question is, how many do they actually know?
It's something a local woman wished she had considered more carefully in high school.
Allyssa Griffiths joined Facebook in 2007, when she was a student at Medina High School. Like many teens, she embraced the site with endless social possibilities.
"We posted a lot of pictures; you know, football games, homecomings and graduation. Vacations. You know the common things that you like to put on when you are in high school," Allyssa said on the day we visited her at Kent State.
When it came to Facebook friend requests, Allyssa said she accepted most of them.
MORE: Ten Ways To Protect Yourself On Social Media
"When I'd receive a friend request, and I would see 50 mutual friends or 100 mutual friends, I would just assume 'Oh, well this person that I know well is friends with them. They must be real.' And I would accept it. And that was something that my friends and I did and we never thought twice about it. That's where I went wrong with this," Allyssa admits.
Fast forward to 2011 and Allyssa has moved on from high school and is now wrapping up her first semester as a freshman at Kent State University.
She was taking a break from studying for finals and went to Twitter, another social media site she had joined. On a whim, Allyssa searched a hashtag she had tweeted out just hours earlier.
"Another account popped up with the exact same tweet, same hashtag. It was my picture, just a different name," Allyssa recalled. The name on the account that bore Allyssa's own photo was Lauren Ashley Cook.
Studying now abandoned, Allyssa searched Lauren's account and dug deeper. Allyssa soon found more Facebook, Tumblr, Google accounts, and blogs dating as far back as 2007.
All had Allyssa's personal pictures attached to fake names and fabricated stories.
MORE: Internet Crimes Against Children Task Force
"The pictures were all put in a different context from what I posted. I would post a picture from prom, and underneath there would be this long post about being depressed. Or one picture of a friend, and how it was a picture of her dead brother. And that person's not my dead brother. You know, it was almost surreal to look at these pictures and imagine them thinking of these scenarios," Allyssa said.
The imposter also preyed on Allyssa's close friends too. So together, they looked closely at their Facebook contacts and compared notes. One name and profile stood out. It was of a young woman whose friend request they all accepted. But no one could recall meeting her.
"She created a fake Facebook using the name Lisa Jones," Allyssa said.
Determined to find out more, Allyssa dug deeper and eventually connected with a young man from New Jersey who was social media friends with the fake Lauren Ashley Cook.
He had fallen victim to so-called "catfishing." The term is coined from the documentary "Catfish," which also became a regular MTV series.
"Catfish" is defined as using false information and fake pictures to pretend to be someone you are not. Often, it's done to attract romantic interests via social media sites.
After learning of the ruse, the young man offered to help. He had spoken with Lauren Cook on the phone and offered up the number.
It was from a Kentucky area code and immediately familiar to Allyssa.
"I started typing it into my phone and that's when the contact 'creep' popped up. Just a few months before her internet ordeal began, Allyssa got lewd texts and photos sent to her cell phone. She didn't know the sender, but threatened to go to police. The texts stopped, but Allyssa saved the number just in case.
"I just saved the number in my phone as 'creep' in case they ever did text me again," Allyssa recalled.
Armed with the Lauren Cook/Lisa Jones/Creep connection, Allyssa went to police.
"I was told that until Lauren makes a direct threat toward me or uses my name that it is not illegal because I allowed this Lisa Jones access to my pictures and information," Allyssa said.
There was little police could do with the phone number, too. It came from a pre-paid cell phone. Allyssa stripped her social media accounts, blocked contacts and for a time stopped posting pictures.
It might help protect her privacy in the future, but couldn't help what had happened in the past. A lesson learned too late, not just by Allyssa but by social media users young and old.
"They will friend people they don't know and that will, in essence, disable those privacy settings. You are in essence opening the door and saying 'what I have, I will share with you,' " said David Frattare, lead investigator of the Ohio Internet Crimes Against Children Task Force.
Allyssa tells us she has communicated with the imposter, who has apologized and has promised to stop. She's hopeful the ordeal will finally be over, but she is determined to move on with her life and focus on what she can control.
"I definitely have my faults in this. I'm just hoping that someone from somewhere can learn from my mistakes," Allyssa said.
Today she speaks to college groups and has launched a Facebook page dedicated to raising awareness about Internet stalking.
She works to educate people on how to protect their privacy and mistakes to avoid. Her experience hasn't soured her on social media. She hopes one day to find a career in it.
Written By: Sara Shookman, WKYC-TV


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BLACK FRIDAY ends tonight! Save $25 off $200* Use code: TLBF15
Paramore tickets are on sale! This Tennessee alt rock band made their debut in 2005 and have been a huge sensation ever since. Check out the Paramore schedule to see when they'll be playing a venue in your area. Hear hits like "Misery Business," "That's What You Get," and "Ain't It Fun" live in concert with Paramore tickets. Hayley Williams has been voted one of the greatest female singers of this generation, so see what all the hype is about at a Paramore concert or summer music festival near you!
Paramore Concert Tickets
If you're looking for a band that combines strong vocals with pure punk sound- Paramore is your best bet. Paramore formed in Franklin Tennessee when lead singer Hayley Willians met borthers Josh and Zac Farro in school . Over the next few years Paramore tickets would sell around the Nashville area before the band was noticed by Fueled by Ramen (Panic at the Disco, Cobra Starship etc...).
Since then, this punk rock wonder has signed to Fueled By Ramen and Atlantic released three albums (All We Know Is Falling, Riot and Brand New Eyes) and won multiple awards for breakout and rock titles. Paramore has toured throughout the country with the likes of No Doubt, Cute is What We Aim for and This Providence, with Paramore tickets to their first headlining tour available in 2007.
Citing inspiration from bands like Blink 182, Death Cab for Cutie, Jimmy Eat World, Chicago and Sunny Day Real Estate, Paramore isn't just a girl-fronted pop punk band. You can rest assured that your Paramore tickets are worth much more than that. Although Paramore has been labeled as an emo band make no mistake, a Paramore concert is anythign but whiney. According to Spin Magazine- "the flame-haired Paramore frontwoman is, without question, rock's Holden Caulfield: There's no limit to Williams' disgust with phoniness in all its forms."
Hayley Williams' voice has been praised by the likes of John Mayer, who called her "The Great Orange Hope," and has been compared to No Doubt frontwoman Gwen Stefani. So if you'd like to see the next big thing in rock history, check out the Paramore tour schedule above and grab yourself some cheap Paramore tickets!
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of Outside Plant Hardware
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Allied Bolt's Earth Anchors are manufactured from high-grade Steel to provide strength and durability. The Anchors are powder-coated blue for longevity and easy identification. All anchors are marked with a suggested load rating to ensure proper use. Please feel free to contact your Allied Bolt representative for test data and further information on any specific Earth Anchor product. For Estimated Anchor Holding Strength CLICK HERE.
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Making Butler Community College accessible to anyone with a disability is the mission of our Office of Disability Services. We act as a liaison between college personnel and students to ensure our accommodations are in compliance with Section 504 of the Rehabilitation Act, the Disabilities Act of 1990 and the ADA Amendments Act of 2008. Representatives of Disability Services are available to meet with you at all our campuses.
We are available to work with individual students who are currently enrolled at Butler to establish specific academic accommodations. Learn more about Disability Services and the accommodations we can provide.
Teressa EastmanDirector of Disability Services/ADA Compliance Officer316.322.3166Office: BOE email@example.com
Bill RinkenbaughVice President of Student Services316.322.3297Office: BOE firstname.lastname@example.com
Upon high school graduation, students enrolling full-time at Butler will be reimbursed the tuition paid while in high school.
Learn more about our Start Smart program.
Butler Community College, Kansas - Vertias
901 S Haverhill Rd
El Dorado, KS 67042


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Free Knitting Pattern from Lion Brand Yarn, formatted for input to refreshable Braille displays or Braille software
Dansforth Ridges Blanket
Lion Brand® Cotton-Ease
Pattern Number: 90029AD This classic baby blanket makes a great gift to new parents. Pattern also available in yellow, blue, and green colorways.
SKILL LEVEL: Easy (Level 2)
SIZE: One Size
30 x 30 in. (76 x 76 cm)
CORRECTIONS: None
830-112 Cotton-Ease Yarn: Berry
Dusty mauve
Quantity needed: 4 Skeins
Estimated Price: $ 30.76
Lion Brand Large-Eye Blunt Needles (Set of 6)
Quantity needed: 1
Estimated Price: $ 3.59
Additional Materials
Circular needle size 7 (4.5 mm) 24 in. (61 cm) long
16 sts = 4 in. (10 cm) in Garter st (k every row). When you match the gauge in a pattern, your project will be the size specified in the pattern and the materials specified in the pattern will be sufficient. The needle or hook size called for in the pattern is based on what the designer used, but it is not unusual for gauge to vary from person to person. If it takes you fewer stitches and rows to make your swatch, try using a smaller size hook or needles; if more stitches and rows, try a larger size hook or needles. Making a Gauge Swatch
Exact gauges is not imporant to this project.
Circular needle is used to accommodate large number of stitches.
Knit Blanket back and forth in rows as if knitting with straight needles.
Cast on 5 sts.
Row 1: Knit.
Row 2: K3, yo, k2.
Row 3: K3, yo, k3.
Row 4: K3, yo, k to end of row.
Rep last row until you have 160 sts on needle.
Next (decrease) row: K2, k2tog, yo, k2tog, k to end of row.
Rep last row until 5 sts remain.
Bind off.
Weave in ends.
k = knit
k2tog = knit 2 together
rep = repeat(s)(ing)
st(s) = stitch(es)
yo = yarn over
Every effort has been made to have the knitting and crochet instructions accurate and complete. We cannot be responsible for variance of individual knitters and crocheters, human errors, or typographical mistakes.
We want your project to be a success! If you need help with this or any other Lion Brand pattern, e-mail support is available 7 days per week by mailing email@example.com.
For over a thousand free patterns available in versions for the vision-impaired, visit our website http://www.LionBrand.com
To order, visit our website http://www.e-yarn.com or call: (800) 258-9276 any time!
Copyright ©1998-2011 Lion Brand Yarn Company, all rights reserved. No pattern or other material may be reproduced -- mechanically, electronically, or by any other means, including photocopying -- without written permission of Lion Brand Yarn Company.
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Information Marketplaces: the smart, agile cities of the future, today?
- Date
- 02 August 2012
Join a webinar entitled, Information Marketplaces: the smart, agile cities of the future, today? to hear speakers who are currently engaged in partnerships that aim to help cities meet their challenges in the most effective and 'smart' ways, at 3pm on Thursday, August 9, 2012.
It is the urban century. The interest in cities, where trillions will be spent on infrastructure over the coming decades, is growing as quickly as city populations. The Climate Group sees the city as a site for innovation to support the Clean Revolution: the massive scale-up of solutions we need by 2050 to improve quality of life, using 1/10th of the carbon.
Companies large and small see future business opportunities from this revolution. City governments see a chance for global competitiveness and leadership in providing services more effectively and sustainably. And citizens are moving toward cities to be part of global, connected places to live, work and find new opportunities.
But is there really a market for these so-called 'smart' cities? What is the value in making cities 'smarter? Who stands to benefit? What are examples of 'smart' solutions being deployed today? What are the barriers to further deployment?
The speakers for this webinar are engaged in partnerships to answer these questions, and design processes to help cities meet their challenges in the most effective 'smart' ways.
Volker Buscher, Arup
Simon Giles, Accenture
Catherine Mulligan, Imperial College
3pm, Thursday August 9, 2012


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"Mrs." applicants must be married and be between the ages of 21 and 56 as of July 1, 2013. "Miss" applicants must be unmarried and be between the ages of 19 and 29 as of July 1, 2013. "Teen" applicants must be unmarried and be between the ages of 13 and 18 as of July 1, 2013.
The women selected as Mrs. Bee County, Miss Bee County and Miss Teen Bee County will become ambassadors from the Bee County area with the official title and sash. The women crowned will each receive a prize package valued at more than $15,000 and the opportunity to represent Texas at the 2013 Mrs. International, Miss International and Miss Teen International Pageant in Chicago in July.
The American Heart Association is the official charity of the Texas International Pageants. In 2008, the International Pageants joined the American Heart Association's Go Red For Women movement, and each state titleholder will champion heart disease as a national platform in addition to promoting their own platform throughout the year.
The current reigning Mrs. contestants will compete in Interview, Fitness Wear and Evening Gown. Miss and Teen contestants will compete in Interview, Fitness Wear, Evening Gown and Fashion Runway. (There is no talent or swimsuit competition and no experience necessary.)
Women living or working in Bee County and interesting in applying should request a bio form by email to Miss Teen, Miss and Mrs. Texas International Pageant: Kristin@texasInternationPagents .com.
More information can be found at www.missteentexasinternational.com, www.misstexasinternational.com or www.mrstexasinternational.com.


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|Telecommunications Act of 1996
|FCC > 1996 Telecom Act
|site map
Telecommunications Act of 1996
The Telecommunications Act of 1996 is the first major overhaul of telecommunications law in almost 62 years. The goal of this new law is to let anyone enter any communications business -- to let any communications business compete in any market against any other.
The Telecommunications Act of 1996 has the potential to change the way we work, live and learn. It will affect telephone service -- local and long distance, cable programming and other video services, broadcast services and services provided to schools.
The Federal Communications Commission has a tremendous role to play in creating fair rules for this new era of competition. At this Internet site, we will provide information about the FCC's role in implementing this new law, how you can get involved and how these changes might impact you.
This page will include information listing the proceedings the FCC will complete to open up local phone markets, increase competition in long distance and other steps. You will find copies of news releases summarizing action, announcements of meetings where these items will be discussed, and charts describing the work ahead of us and where (within the FCC) and when it will be completed. Please note: some of the links on this page lead to resources outside the FCC. The presence of these links should not be taken as an endorsement by the FCC of these sites or their content.
For more information about the referenced documents, contact the person listed on the document.
Please let us know what topics most interest you or where you have questions about this new law. We will soon begin to post a series of Questions & Answers with Commission officials designed to answer your questions.
The FCC maintains ASCII Text and Adobe Acrobat versions (128 pages) of the Telecommunications Act of 1996, as well as WordPerfect and Adobe Acrobat versions (335 pages) of the completely updated Communications Act of 1934, as amended by the 1996 Act. The official citation for the new Act is: Telecommunications Act of 1996, Pub. LA. No. 104-104, 110 Stat. 56 (1996). The official printed slip law is available from the Government Printing Office.
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These links are provided for informational purposes only, and should not be taken as an endorsement by the FCC of their content.
|last reviewed/updated on May 14, 2015
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Scottsdale, AZ (Sports Network) - Reigning World Series MVP Pablo Sandoval
finished 1-for-2 with an RBI and a run scored, as the defending champion San
Francisco Giants opened their spring training schedule with a 4-1 victory over
the Los Angeles Angels of Anaheim.
Wilson Valdez, Jackson Williams and Ricky Oropesa each added an RBI, while
starter Ryan Vogelsong allowed just two hits and a walk over two scoreless
John Hester knocked in the lone Los Angeles run and Billy Buckner gave up two
runs on three hits over two innings to take the loss.
The Sports Network


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Notable Areas / Shopping Districts
Who says you can't sightsee with a couple of shopping bags in your hands? In Boston, you can see nearly the entire city just jumping from store to store: from the tree-lined sidewalks of Newbury Street to the lively Downtown Crossing, and finally through the historical center of Boston at Faneuil Hall Marketplace. Mashpee Commons is styled after an old New England town center, but offers a modern open-air shopping experience. In central Massachusetts, the Brimfield Antique Show brings thousands of dealers, and hundreds of thousands of shoppers, to this picturesque community. And while Harvard Square in Cambridge has its fair share of interesting shops, nothing is more curious than the Curious George Store, the only one of its kind in the world.
Charles Street, Boston
Bearskin Neck, Rockport
Girls Getaway: It's All Here
Looking for fun things to do and see in Massachusetts?
Get some Girls getaway ideas
Browse the Brookfields
North Brookfield
A group of small businesses located in the picturesque and historic Brookfields, in Central Massachusetts. Some are open full time,... more+ 3 saves
Browse the Brookfields
44 Spring Street
North Brookfield
508 867-7316+ 3 saves
Girls Getaway: It's All Here
Looking for fun things to do and see in Massachusetts?


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If you are looking for and amazing website that offers the opportunity to get incredible deals on all types of consumer goods, electronics, and luxury goods than look no further thanDealDash. This website is a wonderful penny auction site that allows it's users to bid on items and win auctions for things and get amazing deals. You pay for the bids and this is how the site can offer such wonderful deals. The members pay a nominal fee for each bid and this allows the company to pay for the items and then sell them at rock-bottom prices.
Bidding on DealDash is risk free thanks to the Buy it Now option. If you don't win the auction, you can buy the item for its regular price and get all the bids you used in that auction back for free. You can then use the bids again and try to win another auction. This website is fun and interesting and provides and innovative way to purchase things online for fractions of the actual retail prices. I highly recommend visiting DealDash.com and joining their website.
This nice little Torrontés is made by Piattelli vineyards and is just one of many wines made with this spectacular varietal that I will review over the next few months. I love Torrontés for it's freshness and it's stunning aromatics, which I think totally eclipse the likes of other white grape varietals in the same price categories. It's like Sauvignon Blanc, but is always a bit more tropical and less acidic. Oh....it smoke Pinot Grigio so I won't even make the comparison.
On the nose this wine displays a beautiful and tropical fruit aroma profile consisting of lychee nut, blueberry guts, star acacia, orange blossom, and white chocolate.
On the palate the wine is crisp and refreshing and shows flavors of kumquat, meyer lemon, edible flowers, and mineral. The acidity is nice and zesty and the wine is as refreshing as could possibly be expected. It's quite honestly a wine that I'll be drinking throughout the hot summer here in the Arizona desert. 90 points
90 point wines under $20 at Wine.com. Shop Now!
Scan your favorite wine blogs every day.
Search over 150 wine blogs
Click to visit the blog or browse all of the bloggers intros.
Wine bloggers reach new audiences and readers find new wine blogs and keep up with their favorites.
Link to WineWonks


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Phyllis Hanson
Phyllis Hanson of Le Mars is the KLEM "Citizen of the Day" for Wednesday, June 16, 2010. Phyllis and her husband, Harlan, are celebrating their 60th wedding anniversary today. Phyllis will receive a tailored carnation from the Le Mars Flower House, pizza from Pizza Hut in Le Mars or Kingsley, and a car wash form Easy Clean Car Wash in Le Mars.
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