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House Blend Filter Packs
From our house to yours, a wonderfully balanced cup with notes of nut and cocoa and a touch of sweetness from the roast. It's a hospitable blend of the finest Latin American beans that we've been offering to coffee lovers since the very beginning.
Designed for use with flat bottom coffee makers, 120 individual 1-oz filter packs per box.
Balanced, Smooth & Rich
Make sure the coffee in the filter pack is evenly distributed. Place the filter pack flat in the brew basket and follow your brewer's instructions, using 20 fl oz of fresh, filtered water.
Each coffee requires slightly different amounts of time and temperature during the roasting process to create a cup at its peak of aroma, acidity, body and flavor. We classify our coffees in three roast profiles so you can easily find your desired flavor and intensity.
- Blonde: Blonde-roasted coffees have a shorter roast time, lighter body and mellow flavors.
- Medium: Medium-roasted coffees are balanced with smooth and rich flavors.
- Dark: Dark-roasted coffees feature a fuller body and robust, bold flavors.
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subset: commoncrawl


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- TogoRetailFunding via Assilassimé Solidarité
AdzoTogoRetailFunding via Assilassimé Solidarité
Adjilounou ...TogoRetailFunding via Assilassimé Solidarité
Fifonsi Gbenondou Group
Eugénie did not attend school. She lives by herself with her child and is alone in ensuring that her different needs are met. For about fifteen years, she has been selling food (polenta served with fish) out of her home. This enables her to support herself. She gets her supplies from a market in Benin.
Seeking to satisfy her customers and aiming to expand her business, Eugénie is requesting a second loan from ALIDé, along with the other members of the group FIFONSI GBENONDOU. This loan will serve them in responding better to the demands of their customers and to make more profit. The previous loan was indeed paid back.
Additional Information
About AlidéAlidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Benin
0View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 12 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Jul 13, 2012
- Listed
- Aug 8, 2012
- Currency Exchange Loss:
- Possible
- Ended:
- Aug 20, 2013


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Weather Forecast
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Calendar of Events
- 09 Sun Mar 2014
Daylight Savings Time
Daylight saving time (DST)— is the practice of advancing clocks during the lighter months so that evenings have more daylight and mornings have less. Typically clocks are adjusted forward one hour near the start of spring and are adjusted backward in autumn.
The modern idea of daylight saving was first proposed in 1895 by George Vernon Hudson and it was first implemented by Germany and Austria-Hungary starting on 30 April 1916. Many countries have used it at various times since then. Much of the United States used DST in the 1950s and 1960s, and DST use expanded following the 1970s energy crisis and has been widely used in North America and Europe since then.
The practice has been both praised and criticized. Adding daylight to evenings benefits retailing, sports, and other activities that exploit sunlight after working hours,but can cause problems for evening entertainment and other occupations tied to the sun.Although an early goal of DST was to reduce evening usage of incandescent lighting (formerly a primary use of electricity), modern heating and cooling usage patterns differ greatly, and research about how DST currently affects energy use is limited or contradictory.
DST clock shifts present other challenges. They complicate timekeeping, and can disrupt meetings, travel, billing, record keeping, medical devices, heavy equipment,[8] and sleep patterns. Software can often adjust computer clocks automatically, but this can be limited and error-prone, particularly when DST dates are changed.


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WASHINGTON—U.S. Senator Benjamin L. Cardin (D-MD), Chairman of the Commission on Security and Cooperation in Europe (Helsinki Commission), and U.S. Representative James P. McGovern (D-MA), Chairman of the Tom Lantos Human Rights Commission, today introduced bills that would freeze assets of and block visas to individuals responsible for the 2009 death of Russian anti-corruption lawyer Sergei Magnitsky and a related $234 million tax fraud scheme.Magnitsky died after suffering torturous conditions in pre-trial detention, being repeatedly denied medical treatment. He had exposed the massive fraud and accused Russian officials of stealing the millions of tax dollars paid by his client, Hermitage Capital Management."Nearly a year after Sergei's death, the leading figures in this scheme remain in power in Russia. It has become clear that if we expect any measure of justice in this case, we must act in the United States," said Chairman Cardin, who first called in April for a visa ban for the 60 Russian officials responsible for the tax fraud and Magnitsky's death. "At the least we can and should block these corrupt individuals from traveling and investing their ill-gotten money in our country." See Chairman Cardin's bill introduction statement here.Chairman McGovern said: "I have introduced the 'Justice for Sergei Magnitsky Act of 2010' in the House of Representatives as a direct consequence of the compelling testimony at a hearing on human rights in the Russian Federation in the Tom Lantos Human Rights Commission. The death of this courageous whistleblower in a Russian prison is the consequence of an abysmal prison system and corruption aimed at defrauding the Russian Treasury of billions. We know about Sergei Magnitsky, and we know about Mikhail Khodorkovsky, but how many more Magnitskys and Khodorkovskys are currently suffering in Russian prisons? My bill addresses the root causes of these severe human rights violations -- the Russian prison system and official corruption. We should not rest until justice is achieved in Sergei's case, and the money is returned to its rightful owners -- the people of the Russian Federation."Hermitage Capital Management CEO Bill Browder testified before both chairmen at separate hearings related to Russian corruption and its chilling impact on successful investors in 2009 and 2010."Corrupt officials in the Russian law enforcement agencies are circling the wagons to protect their own from facing justice for the torture and murder of Sergei Magnitsky," said William Browder, CEO of Hermitage Capital Management. "Today, the only way to get justice for Sergei is outside of Russia. The strong moral stand that the US Senate and Congress are taking will give other countries the confidence to follow."The Moscow Prison Oversight Commission found the conditions under which Magnitsky suffered to be "torturous." Despite calls by Russian President Medvedev for "zero tolerance of corruption" and justice to be served for those responsible in this case, no such action has been seen, leading Moscow human rights organizations and other concerned about corruption to look abroad to keep attention on the case."We believe that it is extremely important for the public climate in our country that the United States and other democratic countries punish those people whom our authorities do not want to punish for their crimes," said leading human rights defender Lyudmila Alekseeva, Chair of the Moscow Helsinki Group.The legislation calls on the U.S. Secretaries of State and Treasury to lift the sanctions only after Russia conducts a thorough and impartial investigation in Magnitsky's case and brings those responsible to justice, brings its criminal justice system and penal system into compliance with international standards, strengthens whistleblower protection, and recognizes the contribution of Sergei Magnitsky in the fight against corruption and for the rule of law.
A complete bill summary follows this release.
Summary of the "Justice for Sergei Magnitsky Act"Senator Benjamin L. Cardin || Rep. Jim McGovern
Overview: This bill would bar all individuals connected to the 2009 death of Sergei Magnitsky from receiving U.S. visas and accessing U.S. financial markets.
Magnitsky, a Russian anti-corruption lawyer, died after suffering torturous conditions in pre-trial detention, after repeatedly being denied medical treatment. He had exposed a $230 million tax fraud scheme and accused Russian officials of stealing the millions of tax dollars paid by his client, Hermitage Capital.
Visa Ban: No U.S. visas are to be issued to:
Financial Sanctions: The Secretary of Treasury shall freeze and prohibit all transactions of property or investments in United States financial institutions by individuals connected to Magnitsky's death or the tax fraud scheme.
Waivers: The Secretaries of State and Treasury can waive the visa ban and asset freeze for U.S. national interest
Termination: This act is lifted when the Secretaries of State and Treasury certify to Congress that the Russian Federation has:
Penalty: $50,000 under the International Emergency Economic Powers
Reporting: Within 180 days of enactment, the Secretaries of State and Treasury shall report to Congress on actions taken to carry out this Act.
Start Date: The act takes effect starting 90 days after the act is signed into law.
Please click here for Chairman Cardin's statment on the Justice for Sergei Magnitsky Act of 2010.
Click here for the previous year's Press Releases


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- Author(s):
- Kennedy, Thomas, M.D
National Library of Medicine (U.S.)
Alpha Omega Alpha.
- Publisher:
- [Bethesda, Md.] : National Library of Medicine, 1984
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- Physicians
Administrative Personnel
Biomedical Research
Poliovirus Vaccines
United States
Shannon, James A. (James Augustine), 1904-1994.


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Africa News Tonight is a lively news magazine show featuring VOA correspondent reports, interviews with African officials, opposition leaders, NGOs and human rights activists. News feature stories look at science and technology, environmental issues, humanitarian topics, the African diaspora, business, arts and culture. Music and the popular sports segment, Sonny Side of Sports, round out the show.
December 20, 2013
A lively news magazine show featuring VOA correspondent reports, interviews with African officials, opposition leaders, NGOs and human rights activists.
December 19, 2013
December 18, 2013
December 17, 2013
December 16, 2013
Listen to Darren Taylor's interviews with South African craft brewers
News, Politics, Health, Sports, and much more ....
Africa News Tonight is a 60-minute news magazine program that airs twice each evening Monday through Friday, at 1600 and 1800 UTC/GMT.
Africa News Tonight brings you the latest news from our correspondents on the continent, as well as interviews with African officials, opposition leaders, NGOs, human rights activists and government officials.
The show also examines developments in science and technology, the environment, development issues, the African diaspora, business, lifestyle and culture.
Also tune in for the Sonny Side of Sports, bringing you the latest African and world sports from award-winning host, Sonny Young.
Listener comments and music round out the hour-long program.
Broadcast Schedule
Monday-Friday @ 1600 UTC/GMT & 1800 UTC/GMT
Listen to our latest show MP3
Podcast: Subscribe >>>>
To leave a message for the program staff, call +22.214.171.12442. After you hear the VOA identification, press 30 and then leave your message after the tone. Speak clearly and provide your name and location. We might use your comments in our program!
Postal Mail
Voice of America
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Washington, DC 20237


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A system error occurred while processing your request, and we are unable to continue.
Please use the "back" button on your browser to return to the previous page and try again.
If you continue to experience errors, please email email@example.com or call CarnegieCharge at 212-247-7800.
Return to Carnegie Hall Home Page


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Funny, unique, pretty or personal, you've found the perfect coffee mug design. Now, enhance your mug with a coloured rim and handle. Zazzle Ringer Mugs are available in 10 distinctive hues: black, lime, maroon, navy blue, orange, powder blue, red, yellow, hunter green and light blue. Use the colour selector on the right-hand side of this page to find the best match for your design. The outside of the mug features a bright, white base for your photo, logo, pattern or quote, while the rim and handle are glazed in rich colour. Create a mug to match or complement the colour of your existing dinnerware, or gift your friend a mug in his or her favourite colour.
If you would like your mug to have a coloured interior instead of a coloured rim and handle, choose Two-Tone Mug in the style selector to the right, or, if you'd prefer a white mug with no coloured glaze, select Classic White Mug.
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Shampooing cleans your scalp and hydrates the hair follicles. Its purpose is to cleanse the scalp and remove dirt, skin particles, oils, dandruff, contaminants and environmental pollutants from your scalp and hair. There are conflicting views on how often shampooing should occur – daily, every other day, or less frequently? Do you need to rinse and repeat or just wash once? While there is no definitive right or wrong answer, it's best to experiment with different products and frequencies to determine what works best for your hair. Some experts recommend more frequent shampooing for straight hair to achieve a sleek, glossy look, while curly hair can become too fluffy if it's washed daily, so allowing a day or two between washes is suggested.
Look for protein-enriched shampoos for fine or thin hair and moisturizing ingredients for kinky or dry hair. Choosing a shampoo that suits your hair type is important for a number of reasons; while some shampoos are made for all hair types, there are many that contain specific formulas designed for oily, dry, color-enhanced, chemically treated or damaged hair. Others are specifically designed to stimulate hair growth, volumize, rejuvenate, repair, gloss or defrizz.


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Retro gamers rejoice. Bit Boy, an arcade game from bplus offers a trip into the history of video games, from their early origins right up to recent times. Each of Bit Boy's six stages represents a generation in gaming hardware: 4-bit, 8-bit, 16-bit, 32-bit, 64-bit and finally...read full review
No posts yet for this game. What's the worst that could happen?
Nintendo President Satoru Iwata Passes Away at 55
Rest In Peace
Nintendo has detailed the return of its World Championship
Do you have what it takes?
Disney Infinity 3.0 Edition Officially Revealed
The Force is strong with this one...
Rumor: Disney Infinity 3.0 Leaked Early
Straight from a Galaxy Far, Far Away...
Mario Kart 8 DLC Pack 2...OH YEAAAAH!
Nintendo should do this more.
The Nintendo GameCube: An Interesting Legacy
Will The Wii U Have a Similar Fate?
Project Ukulele - Possible Hint at Characters
Could it be?
Free to Play Pokemon Shuffle now available on 3DS eShop
Nintendo offers another micro-transaction based title
Gold Mario Amiibo is a Wal-Mart Exclusive
Get ready to shell out your coins
Area Effect Announces Izle for Wii U
Part action, part adventure, all cel-shaded
Karaoke Joysound
Released on July 3rd, 2014
Deer Drive Legends
Released on November 19th, 2013
Retro City Rampage
Released on February 28th, 2013
Vampire Crystals
Released on December 20th, 2012
Reel Fishing Ocean Challenge
Released on October 18th, 2012
yoshi said:
jrncn bbmrban ... Controller compatibility chart
yoshi said:
i have a wii ... Controller compatibility chart
Tigerbaby said:
I love resident of 4 ... Resident Evil Revelations 2 is Skipping Nintendo Systems
Andrew Gray said:
Hey Jeremy, just recently started the game myself. Would you mind sending me your gathering hall/hunter info later? If ... Monster Hunter 4 Ultimate review
johnfell said:
sghujd ... iWin supporting Virtual Console
Wii's World is not officially affiliated with Nintendo! (but they wish we were).


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October 4, 2012 | 3975 views
Your credit card has been canceled. Have a nice day!
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There was a time when you got bad news from good old-fashioned clerks, operators and bill collectors. The bad news bearers were real humans who dialed your number and stated their business: The X-ray looks scary, you need to pay your phone bill, yes, you're pregnant or no, the insurance won't cover your car wreck.
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KeywordsRandi Kreiss, call, phone, robot caller, robo calls, recorded messages, human being, human contact
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Sample four seasons of Wild West flavours
Around here fresh air and wide-open spaces produce unforgettable delicacies. We're known for our beef, of course, but a vibrant immigrant community makes for some exceptional regional cuisine too. Watch for our many food or wine festivals to sample the best of the rest of the world, or head straight for red meat and assorted other fine dining fare.
Restaurants featuring yummy, waist-friendly foods:
The Coup
A modern restauraunt dedicated to providing a vibrant atmosphere and creative vegetarian fare while promoting local, whole and organic foods.
Nightly features with their specialties being flat bread style pizzas, homemade pastas, along with many different appetizers, salads, and entrees, something to suit everyone's tastes.
Albertan Food Everyday. Delicious warm foods inspired by our Province and all the great local suppliers who bring their product right to the door. FARM works closely with farmers who care for their animals and respect the land to create daily features that showcase local bison, lamb, pork, beef, fish....
Employing a guest-centric philosophy and using only the freshest ingredients, to carefully selected wines and hand-picked staff, Alloy strives to infuse passion for food, wine, and customer service into everything they do.
Home Tasting Room
"Home" is that place where you always feel invited and welcomed. A warm and friendly atmosphere that lends itself to both business and pleasure, be it a power lunch, a quick bite before the theatre, or a dinner for that special occasion.
Festivals for Foodies
Traveller's Toolkit
- Calgary Maps
Calgary Weather
Current Conditions:
Extended Forecast:
Visitor Guide
View the Tourism Calgary Visitor's Guide online or download a version to your computerView Calgary Guides


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Access your Emirates Skywards or Business Rewards account
Explore our website in multiple languages for a tailored experience.
Find flights, see our featured fares and earn Skywards Miles on your travels.
Find the best fares across our global network.
Check in online, choose your seats and add extra services with one click.
Connect to new experiences, people and cultures in over 150 destinations worldwide.
Open up a world of rewards every time you travel. Enjoy reward flights, upgrades, exclusive benefits and more.
In the air and on the ground, the Emirates Group is committed to acting sustainably in the interests of our customers, our business, the natural environment and the over 120 destinations we serve worldwide.
The Group has much to be proud of environmentally, including our award-winning Wolgan Valley conservation resort, our large industrial and office recycling efforts and, most importantly, our young and advanced aircraft fleet.
The greatest environmental difference Emirates can make is through the development, selection and operation of our aircraft. We already have the most fuel efficient aircraft in the sky. Our emissions are 30 per cent lower than the ICAO global fleet average thanks to a young fleet of aircraft averaging five years and an average fuel burn of less than four litres for every 100 passenger kilometres – better than most modern small cars. With our new Emirates A380s and our green workhorse, the Boeing 777, we will continue to substantially reduce fuel consumption and emissions generation for all Emirates customers.
The Emirates Group moves our customers and cargo over a geographically-central hub. With an efficient hub-based operation, fewer flights are needed to transport the same number of people. On long-haul flights, aircraft capacity is better used. With more efficient load factors, there is a drop in environmental impact and CO2 emissions for our passengers.
Our commitment to the environment began well before it was fashionable when we sponsored the creation of the Dubai Desert Conservation Reserve. We have since opened a unique conservation property in Australia, the Wolgan Valley Resort and Spa. dnata has led many of our environmental initiatives, including recycling, waste management and community partnerships. Emirates Flight Catering is recycling over 1.5 million kilograms of materials per year, and our Engineering facilities are recycling a wide range of aircraft components from interior refurbishment projects. Our flight operation professionals are pioneering ways to fly more efficient routes to save fuel and reduce emissions.
We can and will do more to ensure our environmental performance is always improving, including the adoption of higher standards in fuel burn, on-board weight reduction, procurement, resource consumption and recycling. On the ground, this means more efficient use of energy and water.
All of us can look for ways to be more sustainable and eco-efficient. Let's embrace this important challenge.
H.H. Sheikh Ahmed bin Saeed Al-Maktoum
Chairman and Chief Executive Emirates Airline & Group
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This soup is amazing and really versatile! It ends up making it's way into my meal list just about every week it's so good. I make a few changes, though, to solve the cheese clumping problem and lower the fat. I use low fat plain yogurt in place of the sour cream and a low fat mix of shredded gouda/mozzerella at the end. (I've never had a lot of luck with low fat cheddar...) I also reduce the amount of cheese called for in the recipe by between 50% and 75%. I haven't ever had a problem with the cheese clumping or sticking since I made these modifications. I've also made the soup without celery and without sour cream/yogurt. While it's very, very best with the yogurt, it also tastes great without this ingredient if you don't have it on hand.
Broccoli-Cheese Chowder
From EatingWell: Winter 2004, The EatingWell Diabetes Cookbook (2005)
This satisfying remake of broccoli chowder benefits from the creamy texture of cooked potatoes and smooth, tangy reduced-fat sour cream instead of getting its richness from as much as a cup each of cream and cheese. Not only is the flavor vibrant, but a single serving gives you over half of the daily recommendation for vitamin C.
94 Reviews for Broccoli-Cheese Chowder
Tasty soup! Not as heavy/thick as your typical broccoli and cheese soup, but perfect healthier version. Next time I'd add a little more cheese to bring out the cheese flavor a bit more. Great with french bread for sopping. Yum!
This is a super yummy soup!!!! I added slightly more cayenne pepper and blended the ingredients in a food processor...overall very easy to make. Love it!
this soupwas very delicious...me and my friend made it and we needed another serving...yum
First timer here! Wow, we really really loved this soup! The kids had some crushed ritz crackers on theirs and gobbled it up. That was more veggies to enter their bodies in one meal than they usually eat in a week! My changes were: Omitted the cayenne (kids eating and I didn't have any); Used whole wheat flour but don't really see the need for flour at all so next time I will omit; Used 5 oz. of real cheese (b/c it was the same WW points as 4oz, gotta love that!); I did NOT buy special broccoli, I weighed out the 8oz it calls for, chopped it all up, threw it all in at once and boiled about 15 minutes before partially pureeing with my immersion blender... I can't wait to make it again!


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Design By: Donna Collinsworth
Skill Level: Easy
Size: Halloween Bag: Finished size approx. 9" tall by about 8" wide.
Money Pouch: Finished size between 4½" and 6½" tall by between 4" and 5" wide
Materials: Ghost - Worsted Weight Yarn Orange(MC) - 2 oz (56 g), 110 yd (100 m) Black (CC) - 1 oz (28 g), 55 yd (50 m) White - 1 oz (28 g), 55 yd (50 m) Black fabric paint.
Moon Bat - Worsted Weight Yarn Purple (MC) - 2 oz (56 g), 110 yd (100 m) Yellow (CC) - 1 oz (28 g), 55 yd (50 m) Black - 1 oz (28 g), 55 yd (50 m) Orange- 1 oz (28 g), 55 yd (50 m) Wiggly Eyes ¼" - 2 for Bag Wiggly Eyes ⅛" - 2 for Money Holder
Frankenstein - Worsted Weight Yarn Green (MC) - 2 oz (56 g), 110 yd (100 m) Black (CC) - 1 oz (28 g), 55 yd (50 m) Small amounts Yellow and Grey. Felt - small amounts of White and Black for eyes Small amount of Fiberfill (for bolts)
Additional Materials:Yarn needle; sewing needle and thread; Craft Glue.
Crochet Hook:Size H-8 (5.00 mm) or size needed to obtain gauge.
Gauge: 5 hdc by 4 rows hdc = 1½"
Halloween Bags With Money Holders Crochet Pattern
Halloween is the one time of the year that everyone can dress up and have fun with no questions asked. Children especially love this holiday with the chance to go trick-or-treating or to a Halloween party for candy and surprises. Crochet Halloween Bags With Money Holders is the perfect crochet accessory to make for your little spook. These bags are screaming Halloween and make for spooky fun when taken along to festive activities. The highlight of the night will be carrying one of the whimsical bags featuring Frankenstein, Ghost or Pumpkin. Each bag comes with a matching money bag to keep everything safe and together in one place. Create some ghostly fun and excitement at Halloween with these quick and easy crochet bags designed just for you by Donna Collinsworth.
Halloween Bags With Money Holders are and easy crochet pattern made with colorful worsted weight yarn. Pattern includes instructions for all three bags and coordinating money holders to complete the eerie set. Design samples shown with the pattern were made using 4 ply yarns and size H crochet hook. This makes a sturdy bag that can hold up to being taken to activities, parties and holding the Halloween treats after a night of trick-or-treating. Halloween Bags finished size is about 8 inches by 9.5 inches. Crochet the bags for your children, grandchilden or friends of the family that need some homemade Halloween fun. These festive treat bags are so much fun to carry that everyone will want to know where you got them.
Other popular children toy crochet pattern sets include:
Handy Andy Tool Set Crochet Pattern
Cooking Katie Chef Set Crochet Pattern
Fire House Afghan and Toy Crochet Pattern
Crochet Tea Set Crochet Pattern
Frolicking Frogs Afghan, Pillow and Toy Crochet Pattern
Giraffe Afghan, Pillow and Toy Crochet Pattern
Super Easy Chunky Monkeys Crochet Pattern
Halloween Bags With Money Holders Crochet Pattern perfect beginning crochet pattern!
Shipping Policy
Orders are generally shipped within 1-3 business days of the order being submitted to us. We ship orders Monday, Wednesday and Thursday each week with the exception of any major US holidays. Our shipping and handling charges include the costs for Customer Service, processing and postage. Shipping and handling is non-refundable. We accept payment through PayPal, Visa, MasterCard, and Discover Card. We do not accept Cash, Checks or Money Orders; please do not send these to us!
Return Policy
Our policy lasts for 60 days. If 60 days have passed since your purchase was made, unfortunately we can not offer you a refund. To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging. To complete your return, we require a receipt or proof of purchase be sent with your return. Please do not send your purchase back to the product manufacturer. There are certain situations where only partial refunds are granted: Books with obvious signs of use Any item not in its original condition, is damaged or missing parts for reasons not due to our error. There are certain situations where no refund will be granted: CD or DVD that has been opened Clearance/Bargain Items - Only regular priced items may be refunded, unfortunately Clearance/Bargain items cannot be refunded.
Download Policy
Maggie's Crochet Brand offers download versions of most of our products. Adobe Reader is required when opening the patterns. If you do not have Adobe Reader installed on your computer or device, you can download it here: http://get.adobe.com/reader/. Please note: Using other programs such as Preview or PDF Complete will cause printing errors and more. Due to the nature of downloadable products, we cannot and will not refund the cost of the item. If the item is a Maggie's Crochet Brand pattern, we can generally mail the pattern to you if you are having trouble downloading. Shipping and handling charges will have to be charged using a credit card by phone. Some downloads are not available to ship out - these are noted and all sales are final on those products. If you are not sure, please contact customer service.
Copyright Policy
Any person in violation of our copyright will be prosecuted to the fullest extent of the law. This site is owned and operated by Maggie Weldon Designs. All the content on this site, including but not limited to photographs, pattern designs, logos and text is owned by Maggie Weldon Designs. All materials contained on this site are protected by both United States and International copyright laws and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of Maggie Weldon Designs. You may not alter or remove any trademark, copyright or other notice from copies of the content. A copy of downloaded patterns may be printed by the purchaser, for personal use only and are not to be distributed. Items made from Maggie's Crochet patterns may be sold, however a notice must be attached to each item giving credit to both Maggie's Crochet and the pattern designer.


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The views expressed through the Lausanne Global Conversation represent the opinion of the individual users who contribute the content and should not be interpreted as being endorsed or approved by The Lausanne Movement, Cape Town 2010 or its leadership. Please report any concerning content by flagging it online as inappropriate. Please contact us with any other questions or concerns.


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Philpot received a PhD in communications research from Stanford University. He has had a successful career as a professional broadcasting manager in which he has held positions as News and Public Affairs Manager of a San Francisco Television Station, as a producer of nationally syndicated children's programs (for which he won a Peabody and an Ohio State Award), as National Director of Children's Television for the Public Broadcasting Service and for 13 years as Executive Director of Marketing for the Broadcasting Division of the U.S. Chamber of Commerce.
In this position Philpot supervised syndication, promotion and advertising sales for three nationally syndicated business programs. During this time he contributed chapters to the Rand McNally Handbook of Communication, Media published by Prentice Hall and popular articles in San Francisco magazine and Radio and Television Digest.
In January 2002,after teaching for one semester as an adjunct, Philpot left the broadcasting industry and began teaching full-time at George Mason. Currently he teaches courses in Introduction to Marketing, Marketing Research and Marketing Communication.


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November 15, 2012 | 4101 views
Alfonse D'Amato
How the Republican Party lost its way
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In the weeks after the election, it will be easy to Monday-morning quarterback and ask, "What if?" Many people will blame Mitt Romney's loss on Hurricane Sandy, and others on the candidate himself.
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KeywordsAlfonse D'Amato, Mitt Romney, Hurricane Sandy, Republican Party, Election Day, Senate, conservative, liberal, Tea Party, George Wallace, George McGovern, Barry Goldwater, born-again Christian, Jimmy Carter, economy, Hispanic population, Ted Cruz, Marco Rubio, Ronald Reagan, religious right.
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Fighting against the ravages of everyday life is a constant battle that necessitates an arsenal of beauty products ranging from cleansers to moisturizers to bath-and-body products targeted for specific areas or special problems. Gently removing the dirt and grime of harsh environmental contaminants as well as countless impurities, Molton Brown Cleansers soothe the skin back to a refreshed and luminous appearance, while also offering a touch of aromatherapy that soothes the soul. The fresh, creamy formulas featured in Molton Brown Cleansers utilize the finest quality of ingredients in wonderful combinations, creating fresh-scented, moisturizing products that offer benefits beyond simple cleansing. In fact, used in combination with Molton Brown Moisturizers, these products pamper the human skin beyond belief.
Molton Brown Cleansers offer delightful fragrance combinations taken from an aromatic array of botanicals, while also delivering a gentle cleansing for women and men with all types of skin and varying concerns. The array of aromatic choices satisfies a wide variety of scent preferences. One of our Molton Brown Cleanser is calling your name for a well-deserved rejuvenating cleansing that revitalizes and rebalances your skin.
The fragrant scents and moisturizing formulas of Molton Brown Cleansers make it difficult to choose one of these invigorating products that have been designed not only to cleanse, but also, to soothe, heal, and rejuvenate the skin.
Formulated with essential oils derived from a favorite delicacy enjoyed by the Koala bear, the Eucalyptus leaf, Molton Brown Warming Eucalyptus Bath and Shower Therapy offers both medicinal and cosmetic properties. Soothing and relaxing, this bath and shower product eases away muscular aches and strains, while combating body odors and infections through its antimicrobial, antiseptic, and antibacterial properties.
Designed specifically for those days when a revitalizing burst of energy is needed to awaken the senses and refresh the soul, Molton Brown Invigorating Suma Ginseng Bath & Shower stimulates the skin's cells along with the olfactory senses. Refreshed from the burst of natural botanicals and essential oils included in this formula, the body soaks in the beneficial properties of Brazilian Suma Ginseng for an added analgesic and anti-inflammatory protection against pain.
Formulated with a fragrant blending of botanical oils, Molton Brown Relaxing Yuan Zhi Moisture Bath & Shower relaxes your inner being with the stress relief provided by its use of Yuan Zhi, a wild plant from South China.
Improving skin texture is important at any time, but once the body begins to experience fatigue and stress, it is even more important. Molton Brown Energizing Seamoss Bath & Shower with its long-lasting formula blended with body-boosting seaweed as well as horse chestnut extracts invigorates with its aromatic fragrance and unique ingredients.


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- TanzaniaServicesFunding via Tujijenge Tanzania Ltd
Mikongeni G...TanzaniaRetailFunding via Tujijenge Tanzania Ltd
Kisukulu GroupTanzaniaClothingFunding via Tujijenge Tanzania Ltd
Judith's Jega Group
Judith has taken out three previous loans from Tujijenge Tanzania to increase both businesses. She hopes for a new loan to buy better quality materials for decorations. Judith will share this loan with her loan group, which totals 15 members.
In the picture, Judith is the 1st on the right standing, with a black scarf
Additional Information
About Tujijenge TanzaniaThis loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.
For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Tanzania
29View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 7 months (Additional Information)
- Repayment Schedule
- Monthly
- Disbursed:
- Jul 1, 2008
- Listed
- Jun 1, 2008
- Currency Exchange Loss:
- Covered
- Ended:
- Dec 16, 2008


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In nature, the cycling of water is vital to deliver the moisture needed for all life. Through precipitation and natural evaporation, Mother Nature perfectly balances the amount of water present in the environment. For the human body, the continuous renewal of life-sustaining water is not so simple. Sweating and internal metabolic processes deplete water supplies, which must be replenished through the things we eat and drink. The majority of people suffer from some degree of dehydration, and even the most mild cases can take a toll on the skin. The Caudalie Paris Moisturizers collection uses the power of nature to help restore moisture levels in the skin.
Developed with the healing natural powers of the wine grape at its core, the Caudalie Paris Moisturizers collection soothes and nourishes thirsty skin. With a variety of products to choose from, the Caudalie Paris Moisturizers line has an option for every skin type and concern. Use one of the formulas in the Caudalie Paris Moisturizers range daily to hydrate your skin and help limit the drying effects of the environment and your lifestyle.
Replenish your skin's natural moisture supply from the outside in with the Caudalie Paris Moisturizers collection. Featuring natural ingredients in favor of harsh chemicals, the products in the moisturizer collection condition and hydrate tissue without leaving behind a pore-clogging, greasy residue. Their unique blends of natural medicinal botanicals and herbs play a vital part in your skin regimen to help you meet your beauty goals.
Caudalie Vinosource Quenching Sorbet Creme helps soothe sensitive skin, reducing irritation and redness by 62 percent. Through specially formulated grape water, the luxurious cream increases the moisture content of the skin by 124 percent. In addition, Vinolevure, a patented formula enriched with wine yeast, further moisturizes with its unique ability to retain and transfer large amounts of water into dehydrated tissues.
Caudalie Vinoperfect Day Perfecting Cream SPF 15 contains the breakthrough ingredient Viniferine, discovered and developed by Caudalie Paris and the University of Pharmacy in Bordeaux, France. This unique grape-based formula battles the free radicals that age the skin, while replacing lost moisture. The perfecting cream also contains sunscreen to diminish the drying, harmful effects of the sun's ultraviolet rays.
Caudalie Nourishing Body Lotion improves circulation and slows the aging process while restoring depleted moisture supplies. The formula was designed to enrich the tissue of the entire body, for an all over silky, smooth feeling that you are sure to love. The combination of natural ingredients contained in the body lotion also restores lost skin texture to tighten and firm sagging tissues.


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It's Tuesday Trigger time! Load up your approaches to this sweetie pie Trigger following these fun-tastic deets:
- Create a paper crafted project that is inspired by this week's Trigger and post it to your blog by Sunday, March 6.
- Then, click on the title of your blog post, copy the URL at the top, and link it using Mr. Linky below.
- Please show the Trigger on your blog and link back to the Tuesday Trigger to encourage your readers to play along as well.
- Please include a statement as to how and why you were inspired as sometimes it isn't easy to tell. :)
- If you don't have a blog, post your project to this flickr group and link it to Mr. Linky as soon as you've grabbed the URL.
Congrats to this week's Trigger Targets who posted their interpretations to last week's Trigger, Flower Power! Make sure you check out their projects and leave them some love on their blogs!
Targets, please send me an email at email@example.com requesting the Trigger Target badge:
...and I'll tell you how to get all linked up! If you've already received a badge, feel free to add this one to your list!
Congrats also to this week's random winner:
Sandy, send me an email with your address and I'll hook you up with a moxie fab prize from my moxie magical prize drawer!
Ready? Set! Let the linking begin!


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Recommended games in Touch Buttons
Pocket Mortys
Pocket Mortys - "You gotta try this, broh" - 4.5/5 from Gamezebo
Anyone familiar with Pokémon will be able to get a feel for the combat pretty quickly. There aren't 150 Mortys to collect, sadly, but there are over 80 in total and they can be evolved into stronger forms. This is pretty much just as compelling as it was back when we were first introduced to Red and Blue, and there are a lot of really creative looking Mortys to find – even if there's a lot of overlap in their attack techniques.
As a fan (not super fan, but a fan) of Rick and Morty, as well as a long-time enjoyer of Pokémon, I've been having a lot of fun with Pocket Mortys. It strikes a nice balance between making references to the show and being a somewhat simplified "Gotta Cath 'Em All!" homage. You gotta try this, broh.
Posted January 19, 2016 via Gamezebo
Downtown Showdown
Downtown Showdown - "turns city building into competition" - AppTrigger
There's nothing quite as pleasantly surprising as a mobile game that starts out looking like one thing and morphs into something else. Downtown Showdown, the second release from Colopl for the western market, is like that. Early on, it seems like just another Sim City-style city-builder, but as you play more, it reveals some more competitive DNA.
That's because you're not only trying to build the best city you can, but also to take sides in the conflict between rival businessmen Zach Gold and Bill Banks. On top of that, there's also a very real competitive multiplayer element, where you have to recruit attacker units to muck up cities built by other players and compete to see who can build the best city in a limited amount of time.
Posted January 19, 2016 via AppTrigger
Scribblenauts Unlimited
Scribblenauts Unlimited draws a 4.5/5 from Gamezebo
Scribblenauts Unlimited almost lives up to its name. Aside from copyrighted material and most specific people (you can summon George Washington but not Elvis), Scribblenauts Unlimited allows players to create anything they can dream up in order to solve the game's puzzles.
Overall, Scribblenauts Unlimited is an excellent game that is great for all ages that allows players room to play however they'd like — though Scribblenauts Unlimited truly shines when players use their imagination.
Posted December 22, 2015 via Gamezebo
Grand Theft Auto: Liberty City Stories
Decade old Grand Theft Auto: Liberty City Stories ported to iOS - Perfect 5/5 from Touch Arcade
These games were all phenomenal when they were released, Rockstar knows what they're doing when it comes to porting them, and it's hard to beat the price to hours of potential gameplay ratio, particularly when considering you can play a GTA game nearly infinitely if you enjoy just rampaging around the city, getting your wanted level up, and seeing how long you can survive. Of course there's loads of side quests too, giving you even more to do in a game that's already packed with content.
If you're into the idea of playing a GTA game but aren't sure which one to get, I'd definitely start with San Andreas first. It was designed with the scope of console play in mind, and I think the game world is just a little more interesting. That being said, if you've been playing along with every GTA release Rockstar has made on iOS over the years, Liberty City Stories is every bit as must-have as the rest of them.
Posted December 17, 2015 by Jeff Scott
Cut the Rope: Magic
Om Nom has learned magic in Cut The Rope: Magic
Out today is the latest installment in the Cut the Rope physics puzzlers, Cut The Rope: Magic.
In this installment, Om Nom continues his quest for the candy this time he's learned a few magic tricks. Using tricks to transform Om Nom into other creatures big and small gives Om Nom special abilities. Beyond that it's the usual amazing art and sound and super creative puzzles that we are accustomed to with Cut The Rope games.
Posted December 17, 2015 by Jeff Scott
Badland 2 takes everything to love about Badland and turns it up to 11
Sequels can be an tough business. Similar to the way it's hard for a band to have a hit with their second album, the second game in a franchise is usually really tough. There are so many things in play at that point — number one being the stress of the expectation others have to produce another hit. But in this case, the sequel turned out to be really amazing. Badland 2 takes everything that's so awesome about Badland and makes it even more awesome without the game losing any of it's super sincere originality.
The key difference in Badland 2 is the control scheme. The original was one touch — touch anywhere on the screen to flap the wings, rise up, and move forward. This version adds the ability to go left or right by touching on the left or right of the screen. This increases possibilities in the game to allow mazes that snake around rather than being a pretty much up/down affair. Other new features include different obstacles and new challenges that all fit well in the style of the game.
Badland was one of the most original and amazing games released in the history of mobile games. If you enjoyed the original's art style and challenging gameplay, you will love Badland 2.
Posted December 17, 2015 by Jeff Scott
Star Hammer: The Vanguard Prophecy
Star Hammer: The Vanguard Prophecy is "a quiet gem" - 4/5 from Pocket Tactics
Star Hammer: The Vanguard Prophecy, published by Slitherine, has ships. A gritty, granular turn-based smorgasbord of ships. Having jumped from PC to iPad, one of 2015's better strategies has arrived intact.
Star Hammer touts a hefty sixty-odd mission campaign beyond its skirmish component. Single player offers a few temporary twists in branching sorties. While these are minor divergences to encourage repeat playthroughs, the campaign is straightforward and offers a decent upward difficulty swing. Introductory operations have players shunting small fleets about, completing entry-level objectives like protecting salvage operations and fending off scant Nautilid marauders to blood their ships and gain fleet experience. Command points are awarded for completed missions, thereafter used to bring more hardware into the vacuum. By the later stages of the game, it's a case of musing over fleet composition; what vessels to bring out and who to leave on the bench.
Posted December 15, 2015 via Pocket Tactics
Football Manager Touch 2016
Football Manager Touch 2016 gets top marks at Touch Arcade
Despite the 3D engine disappointment, the game still stands as the king of manager games on iOS and an extremely-easy recommendation to anyone even remotely interested in sports. The game's depth is probably incomparable to anything on the App Store, its replayability probably unmatched too, and the entertainment it offers ranks up with the best gaming experiences I've had on any platform. SI has put a lot of work to make the game play better on tablet, and it shows as it's definitely the most tablet-friendly manager game to date.
While the game will entertain every player who enjoys deep management games, it truly shines when you actually know football and follow it. Why? Because there's a sense of vindication when playing FMT 2016 that I don't think I've ever gotten from another game. When that no-name player you got into your digital team at the beginning of the year ends up becoming a big signing for a real-life big team merely a few months later, then you can proudly say "I called it." Outside the 'moral satisfaction' that such moments bring, they also show the game's realism in terms of player representation, another reason why playing this game and watching the real sport end up merging together in a fabulous amalgam of sports entertainment.
Posted December 15, 2015 via Touch Arcade


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Testimony :: Katie Fox
Deputy Regional Director of Eurasia Programs - National Democratic Institute for International Affairs
Thank you to the Commission and thanks to Deputy Assistant Secretary of State Tom Melia and Opora for an interesting presentation on the problems that plagued this election. NDI has observed similar problems, pointing to an election that is not democratic and constitutes a setback for Ukrainians' Euro-Atlantic aspirations. I will use my time to place the election in the context of Ukraine's longer term democratic development. NDI works to promote democratic institutions in more than 70 countries worldwide, including many with far gloomier democratic prospects than Ukraine's. In Ukraine, NDI has for more than 20 years supported the growth of strong political parties, civic groups, and a representative parliament, as well as monitored elections.
Democracy is about more than elections, as Ukrainian President Viktor Yanukovych has implied in describing Ukraine's aspirations to meet European Union democratic – not just electoral - standards. Democracy means: a pluralistic political system in which political parties represent a range of citizens' views; representative legislatures that serve as genuine forums for debate, a robust civil society, free media, transparent and accountable government, the rule of law and an independent judiciary, among other things. Yet elections provide a clear snapshot of the state of democracy. So what have the recent elections told us about Ukraine's democratic trajectory?
On one key measure, political pluralism, Ukraine fared reasonably well. Even though they did not compete on a level playing field, opposition parties are likely to be well represented in the new parliament. In addition, because of a protest vote against established groups, new parties like Svoboda and Udar will now have seats. It appears that despite the extensive voter bribery and misuse of government resources in the campaign documented by Opora and others, many citizens simply decided to vote their consciences. Ukrainians are asserting their rights as citizens, which is a healthy sign for the country's democratic future.
In a related development, parties and candidates campaigned on issues to a greater extent than in the past, giving voters real choices. Poll after poll has shown that Ukrainians are frustrated with their leaders and yearning for new policy ideas as well as new faces. This election tentatively indicates that parties are beginning to respond.
In addition, the Ukrainian government, to its credit, discussed with NDI and other domestic and international groups concrete steps to improve the media environment prior to the election.
The Ukrainian government also welcomed more than 4,000 international monitors on election day. But it is important to recognize that all election monitoring is not created equal. For example, monitoring only election day but not the campaign period, produces a much distorted picture. To limit this and other misleading practices, NDI helped to initiate the Declaration of Principles for International Election Observation and the Code of Conduct for International Election Observers, which was launched in October 2005 at the United Nations and is now endorsed by 42 intergovernmental and international nongovernmental organizations. The code of conduct for observation missions fielded by the Organization for Security and Cooperation in Europe (OSCE) contains most of the same principles. Unfortunately, many of those monitoring in Ukraine this time did not follow either set of principles.
Turning to the election's clearly negative effects on democratic progress, there is a consensus among credible international and domestic observer groups that these elections were a "step backwards." Opora, which fielded the largest delegation of nonpartisan monitors, has described the problems well. I will expand on one general point. In assessing the campaign environment in September NDI pointed to a lack of confidence in Ukrainian leaders, parties and other political institutions. This has worsened over the electoral period. The election produced surprisingly high margins for "outsiders" with little history in government, such as Vitaly Klitschko's Udar party and Oleg Tyahnybok's "Svoboda."
NDI noted suspicions that parties were manipulating selection processes for election commissioners to secure additional spots. Anger at commission bias later escalated to the point of violence during vote counting in some districts. In response, a furious opposition threatened a parliamentary boycott. Although the opposition eventually decided to take its seats, the parliament will convene under a lingering cloud that may poison cooperation.
In testimony before the Helsinki Commission last May, NDI listed threats to democracy in Ukraine. That list is substantially unchanged. NDI noted a significant decline in the protection of democratic rights, including emerging threats to the freedom of assembly. More fundamental is the danger of consolidation of political power within the executive branch and a single political party. In this context, we referred to legislation passed in 2010 to strengthen the presidency, flawed local elections that were won overwhelmingly by the Party of Regions and the politicization of the judiciary.
Today there is one more potential red flag. Government critics have long speculated that the Yanukovych administration would seek constitutional changes to enhance the power of the presidency. Until last week, amending the constitution required the support of two-thirds of the Rada, a supermajority which it appears the government did not achieve. But on November 6, the Rada passed, with just 10 minutes of debate, legislation that had been languishing in parliament for two years that changed the constitutional amendment process to introduce a national referendum and eliminate the need for a two-thirds majority. Now, the president may put a proposed change to a national referendum with the support of a simple parliamentary majority.
Without passing judgment on the merits of national referenda per se, it is reasonable to wonder about the circumstances under which the constitutional amendment procedure was changed. The opposition has cried foul. The burden is now on Ukraine's leaders to regain their confidence by demonstrating that there is a legitimate reason for the sudden change.
What else can Ukraine's leaders do going forward to reassure and reunite Ukrainians as well as the international community?
In the short term:
1. The election authorities, police and the prosecutor's office should investigate all credible claims of electoral fraud and fully prosecute all violations.
2. In seeking a resolution in districts where the vote is still in dispute, the government must follow the letter and spirit of Ukrainian law and seek to respect the will of the voters. Any plan would ideally follow international practices and standards on electoral dispute resolution and satisfy credible nonpartisan observers.
3. A certain amount of bargaining is part of parliamentary faction formation. However, all parties should refrain from using corrupt or unethical methods – bribes or threats – to induce Members of Parliament (MPs) to join factions. Such behavior has historically been used to distort election results and is guaranteed to trigger suspicions in Ukraine and the international community.
4. Rada leaders should examine the rules of procedure to ensure that some leadership positions, such as substantive committee chairmanships, are reserved for opposition MPs. More substantial opposition involvement will promote more trust and confidence in the deliberations of the Rada.
In the longer term:
1. Legislative or constitutional changes affecting the structure of power, rights of the opposition or electoral conditions should be the subject of full, transparent and inclusive debate. Opposition parties and civic experts should be included. This applies to administrative reform, and changes to the presidential election law and election calendar.
2. The government should put an immediate stop to politically motivated prosecutions. NDI joins the widespread call for the release of former Prime Minister Yulia Tymoshenko and Interior Minister Yuri Lutsenko, along with other political opponents imprisoned on questionable grounds. As long as they are in jail, neither Ukrainians nor the international community will have full confidence in Ukrainian leaders' democratic credentials.
3. As a result of the re-introduction of single mandate districts, for the first time in six years MPs will represent defined geographic areas. This offers a new opportunity to strengthen ties between elected leaders and voters. Across the political spectrum, these MPs should strive to learn and respond to the needs of their constituents.
4. NDI has called for a number of technical improvements to the electoral process. Among the most important are reforms to selection procedures for election commissioners and steps to ensure that voters are exposed to a diversity of opinions and media coverage of governing and opposition candidates.
In the next few weeks, NDI will issue more detailed recommendations based on the findings of its pre-election delegation and those of a team of staff experts who have been monitoring electoral processes in Ukraine since early September. NDI offers those recommendations and the statement here today in the spirit of supporting and strengthening democratic institutions and processes in Ukraine. Ultimately, it will be the people of Ukraine who will determine the credibility of their elections and the country's democratic development. NDI looks forward to working with them and Ukraine's friends and allies in the U.S. and Europe, including those here today.
Thank you for the opportunity to speak today.


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- El SalvadorFoodFunding via CrediCampo
Margarita G...El SalvadorFoodFunding via Apoyo Integral
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Additional Information
More information about this loan
This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.
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About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization's target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders' funds will be used to expand these services to an even greater number of poor clients in rural areas.
About El Salvador
600View loans »
US Dollars
Success!! The loan was 100% repaid
- Repayment Term
- 9 months (Additional Information)
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- Monthly
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- Jul 30, 2013
- Listed
- Aug 28, 2013
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- Mar 17, 2014


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Shingles, also known as herpes zoster, is an infection caused by the same virus that causes chickenpox —the varicella-zoster virus. Even decades after you've recovered from chickenpox, inactive copies of the varicella-zoster virus live within your nerves. If these viruses become reactivated, then you develop shingles.
Contact with a person who has shingles could lead to chickenpox in someone who has never had chickenpox and has not received the varicella vaccine.
If you develop shingles, you will probably first notice a burning or tingling pain in a band or line along one side of your face or torso. About three days later, you'll see a rash appear in the same area. The rash consists of fluid-filled bumps on reddened skin that eventually crust over and begin to dry. It usually takes about five weeks to recover from shingles. Some people take longer to recover and continue to have pain in the area of the rash. This complication, called postherpetic neuralgias, is due to nerve damage.
About 20% of people who have had chickenpox will develop shingles. Most people will have only a single episode of shingles. However, if you have a weakened immune system, then you may have more than one episode.What are the risk factors for shingles?What are the symptoms of shingles?How is shingles diagnosed?What are the treatments for shingles?Are there screening tests for shingles?How can I reduce my risk of developing shingles?What questions should I ask my doctor?What is it like to live with shingles?Where can I get more information about shingles?
Revision Information
- Reviewer: Michael Woods, MD
- Review Date: 05/2015 -
- Update Date: 05/20/2015 -


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We connect Jews with Israel, with one another, with their heritage, and with our collective future.
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- "After coming to Israel on The Jewish Agency's "Operation Moses", I'm now privileged to make the dream of return to Zion come true for so many others" – Asher SeyomEmissary to Ethiopia, Director of the Meron Absorption Center in Sefad. Following the Second Lebanon War, the Center was awarded most outstanding center for its treatment of olim.
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- "It's an amazing opportunity to provide young Jewish campers and counselors with the same life-changing experience that I had" – Daniel MahrerDanielle Mahrer works as a Shlichim and Camps Coordinator for The Jewish Agency's Summer Shlichim Program, sending shlichim to summer camps in North America. She grew up in Los Angeles; her first trip to Israel was on Taglit-Birthright, and after making Aliyah in 2010, she studied at the Hebrew University.
- "My work is extraordinarily satisfying, enabling me to contribute to Israeli society and the Jewish people" – Yael ToledanoYael Toledano has been working for The Jewish Agency since 2006. Originally from the French village of Saint-Quentin, she grew up in Paris, before her family made Aliyah. Yael is starting a new journey as The Jewish Agency long-term emissary to France, working with and for the Jewish communities to connect them to Israel, its history, culture and the Jewish spirit.
- "My work provides a wonderful opportunity to develop Aliyah programs that serve the interests of both Olim and Israel's economy" – Bilana SaharBilana Sahar, Director of Aliyah Unit and Experience Israel programs, was born in Lvov, Ukraine. She worked in the IDF for 10 years and has served The Jewish Agency as an emissary in Uzbekistan and Ukraine. Today, Bilana manages her unit's daily work, guiding teams and emissaries in the field.
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