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Section 18, row 17, seat 7 (lower south east-side, looking at the goalposts). Asking face value ($50), or best offer. Live in Ankeny, work in Des Moines. PM me if interested. Thanks.
I am a patient boy. I wait, I wait, I wait, I wait...
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Certified Green
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Instrument Type
Locking Doors
Material Type
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Music Storage
Instrument Locker - 10 Extra Deep Cubbies, Grille Doors
View Details »
Acoustic Guitar Storage - 6 Compartments, Solid Doors
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Instrument Locker - 2 XL Compartments, Grille Doors
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Music Instrument Storage - 3 Open Compartments
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Instrument Locker - 3 XL Compartments, Grille Doors
Mobile Music Folio Cabinet - 72 Shelves
Music Instrument Storage - 15 Open Compartments
Instrument Locker - 3 Compartments, Solid Doors
We have excellent storage solutions for the whole band room. What's the best way to organize sheet music? Sheet music storage keeps scores organized while musical instrument storage houses everything from from snare drums to bass clarinets. With a variety of configurations, you can find the best cabinets for an orchestra of any size.
Does there really need to be instrument storage in school?
Having a place to store music equipment in the educational environment makes things easier for everyone. Students have enough to worry about with all of their classes, personal needs and extracurricular activities. Providing a place in school where they can keep their violins or piccolos will save them the hassle of worrying about where to put their instruments. When a member of the band forgets their guitar or flute at home, this can cause a lot of frustration for other students as well as teachers. The easiest way to avoid such problems is by having music storage in school.
Aside from the potential inconvenience of forgetting necessary instruments at home, there is also the issue of finding an appropriate place for a trombone throughout the day. Most instruments require a considerable financial investment, so students need a secure place to keep them. While smaller items such as oboes and clarinets might fit in a school locker, the will take up space that might be needed for other things. Instruments that don't fit in a locker will have to be carried around all day, causing quite an inconvenience for musicians and their peers in crowded school hallways.
Where is the best place for instrument storage in school?
With instrument storage in the bandroom, students can leave their clarinets, saxophones or guitars in school and avoid the inconvenience of having to bring them back and forth every day. If they do need to bring them home to practice, they can put them directly in the bandroom when they arrive at school in the morning so there is no need to carry them around all day or find space in lockers. Many of our storage solutions come from Randal Instrument Storage. They are designed specially to store and secure instruments.
How can I be sure that the music storage will fit the instruments in the band?
Because not every band and orchestra has the same instruments, our music storage and instrument lockers come in a variety of configurations. We have medium sized compartments for violins, violas, bassoons, trombones, bass clarinets and tenor saxophones, smaller ones for piccolos, flutes, clarinets or oboes, and large spaces for a snare drum, french horn or alto horn. Most units feature shelves in a number of different sizes because orchestras require instruments of different sizes and shapes.
In addition to choosing the shelf arrangement for your musical instrument storage, there is also the matter of determining whether locked storage is necessary. Compartments are available with an open arrangement, individually-locking grille doors with padlock hatches, or solid doors. Grille doors keep contents visible and secure at the same time while solid doors keep the inside of the compartment hidden from view.
For those who choose open storage, there are a number of options for string instruments. In addition to great shelving for guitars and violins, there are also violin racks and bass racks. These convenient models take up very little space when they are empty and have casters which make them easy to move from room to room. Portability is always helpful because rather than everyone having to carry their things back and forth, one person can easily retrieve a number of instruments and safely move them to the desired location.
Music storage is not limited to instruments. You also need a good way to organize sheet music. We have sheet music storage with many compartments that make it easy for a music teacher, band leader and students to stay organized. Each musician can get their own shelf or compartments can be used to arrange pieces by levels, sections, instruments or any criteria you choose.
How can I move multiple music stands at once?
When it's time to move everything into the auditorium or social hall, music stand carts from National Public Seating can really come in handy. Rather than making many trips back and forth between rooms and carrying everything by hand, multiple music stands can easily be rolled into place at one time by one person. This convenient item can be used with music stands from various manufacturers.
When you are designing a music room, don't forget to include instrument storage and sheet music displays. The benefits of a great music space extend way beyond playing abilities. Music can help students learn about motivation and diligence and even have some great psychological effect such as reducing test taking anxiety. With a great selection of high-quality models from Hertz Furniture, you can give every student a great place to keep their instruments and materials. With this convenient arrangement, both the school day and band practice will run more smoothly.

subset: commoncrawl


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What is a MAP?
The Mentored Advanced Project (MAP) Definition
Mentored Advanced Projects provide a chance to work closely with a faculty member on scholarly research or the creation of a work of art. A Mentored Advanced Project is an approved course of faculty-directed scholarly or creative work that is the culmination of significant preparatory work. It serves to integrate the knowledge and skills gained by the student's course of studies, and aims to produce results that merit presentation to the wider scholarly world. The MAP program builds on the growing body of evidence demonstrating the value of undergraduate research. (Douglas Caulkins, "Student Faculty Research Collaboration in a Liberal Arts College." Anthropology of Work Review, Vol XIX, No. 4 (18-23); David Lopatto, Science in Solution: the Impact of Undergraduate Research on Student Learning; David Lopatto, Undergraduate Research as a High-Impact Student Experience, AACU Peer Review (Spring 2010 Vol.12 No.2)
A MAP can be the capstone of the academic major or a concentration, or it can serve to integrate a separate sequence not recognized as a formal program. The MAP may be independent or conducted with a research team. In many fields, MAPs are connected with the faculty member's scholarship and may contribute to ongoing faculty research. Specific MAP offerings are described in greater detail by departments, concentrations, divisions, and non-departmental majors.
The MAP opportunity is made available by specific programs and individual faculty members at their discretion, so students should not expect to set the terms for a particular MAP. Sound planning and attentiveness to the available opportunities are recommended to students who seek a chance to culminate their undergraduate work in a creative or scholarly field.
Grinnell College has funding available to support travel for students (or first-year graduates) whose MAP results are accepted for off-campus public presentation or performance. If your MAP work has been accepted for external presentation, you may apply for travel support (In the "Summary of Student Travel Guidelines" drawer)
Summer MAPs require both a faculty request for funding (due 1st Friday in February) and a student MAP application. For information on deadlines, please see Planning a MAP below.
The Mentored Advanced Project (MAP) can take a variety of forms, but it must have the following five features in order to be recognized and approved as a MAP:
1. The project is advanced.
Evidence of this attribute will be that the context in which the project occurs has one or more pre-requisites above the introductory level. Students who wish to enroll in a MAP must have completed second-year status and have obtained the instructor's permission.
2. It is the culmination of a sequence of previous academic work in one or more disciplines.
The student's MAP application project statement should explain the relation between specific previous work and the project. Clearly, a student will need to engage in planning in order to prepare for a MAP. Such planning would be in keeping with the "Comprehensive Academic Plan" that the faculty approved and that we now require students to complete when they declare a major.
3. It is intensively mentored by one or more faculty members.
Generally, mentoring will take the form of regular (e.g. weekly) face-to-face meetings, but, if necessary, frequent electronic or telephone contact could substitute for some of these meetings.
4. The student demonstrates initiative in shaping the project at each stage.
The evidence of student initiative will show up initially in the written application to undertake a MAP, see 2 above, although, depending on the context in which the MAP is undertaken, the major initiative may be evidenced at a later stage.
5. It results in a product that is shared, very possibly with an audience broader than the instructor and other students in a course.
By design, the product (research paper, performance, portfolio, intellectual journal etc.) has the potential for outside evaluation, public presentation, and archiving, although in each case the faculty member and student will decide on the appropriate venue and evaluation for the specific project. This site provides a partial list of conferences and journals for undergraduate research. The Publications and Venues for off-campus dissemination of MAP research pages can also give you an idea of venues for publication and presentation.
Information for Students
Applying for a MAP
To propose a MAP, use the application form, also available from the Registrar.
|Date Due
|Student MAP application
|Registrar Dates to Remember
|Note: Summer MAPs also require the submission of a faculty request for funding (above).
|Academic Year MAP applications
|1st Monday following end of Preregistration
|Students on OCS the semester prior to the MAP, or who are applying for the second semester of a 2-part MAP
|1st Friday of first full week of classes
Completed MAP applications should be returned to the Registrar's Office.
Frequently Asked Questions: Students
I'm not sure how to write a MAP proposal
See Detailed instructions for students on developing a successful MAP application (below.)
Can I hold a summer job in addition to my MAP project?
- Students and faculty mentors should understand that a summer MAP project is understood to be a full-time job. This is the reason why summer MAP students are allocated a summer stipend. Students may not receive a wage for a second summer job at Grinnell College during the time that they are enrolled for the MAP.
My summer MAP entails a good deal of reading. I can read just about anywhere, so do I really need to be on campus for a summer MAP?
- Yes, in the case you describe. However, in cases in which you must travel to another location for an extended period of time, to use an archive or special collection, or to study another regional context as an essential part of your research, you and your MAP director need not be on campus (see MAP Student Travel Guidelines and consult with the Associate Deans Office). You and your MAP director do need to be together since the MAP is a project that is actively mentored by your faculty director.
I am planning to work on a six or an eight-credit MAP. How are the two parts of the MAP graded?
- MAP projects must comprise a total of 4, 6, or 8 credits, with no more than 4 credits earned in a single semester or summer. Although a MAP component may earn 2 credits, there are no 2-credit MAPs. Each portion of a two-part MAP receives a grade. As you plan the project, you and your mentor should agree upon a gradable product for each portion.
I am completing the first portion of a two-semester (or a summer plus one semester) MAP. I've been spending all of my time doing research and don't plan to start producing the final product until some time in the second portion. My mentor knows I've been working hard; can't she just give me an "S" for my research so far?
- No. You must produce gradable work in order to receive a passing grade for the first portion of your two-semester (or multi-term) MAP. You and your mentor can think creatively about how you might produce something that would contribute to your final product in some way. You might compile an annotated bibliography. You might write a detailed plan of the artwork that you intend to produce or a proposal for the final stage of your research. You might write a detailed introduction to the research paper you intend to write during the second portion of the MAP, or the program notes for the theatrical production you will stage in the second portion of the MAP.
- Producing a piece of gradable work will serve as an important first step toward the completion of a major project. It also ensures that you can receive a letter grade for the first portion of your work in case, for some unforeseen reason, you cannot complete the second portion of your MAP.
I want to enroll in a two-semester (or a summer plus one-semester) MAP. Does the second portion have to immediately follow the first?
- In most cases, it is to your advantage to follow up the first semester's or the summer's work without an interruption. Your mentor can probably explain to you how difficult it can be to start up a project after a hiatus of several months. However, in some cases such a delay cannot be avoided. In particular, summer research MAPs may be conducted over the course of two summers.
I had planned to work on a summer MAP, had worked everything out with my professor, and had filed my application. Out of the blue, however, I've got this great opportunity to travel the length of the Amazon river! Can I just drop the MAP?
- MAPs aren't like regularly offered courses. This is even more the case for summer MAPs. Considerable resources have already been allocated to your MAP before you even file the application. Furthermore, your mentor has made a commitment to you that may have involved changing summer plans in order to remain on-campus for the duration of your MAP. If your MAP is part of a faculty member's research project, your withdrawal may create complications for a project that has been designed to use research assistants. It will be too late for your mentor to find another assistant. For these reasons, permission to withdraw from a summer MAP will be granted only for a serious and unexpected crisis.
My MAP was really successful and my adviser wants me to present it at a conference. What do I need to do now?
- Students can receive funding to present at one conference during the calendar year following their MAP. To request funding, go to the student travel request form.
MAP students are eligible to rent college-owned housing, subject to availability, either for that ten-week period, or for a six-week period during the first half or second half of the summer. Initial deposits and rent can automatically be deducted from MAP stipend payments. To accommodate building maintenance needs, the earliest date for students to move into the college-owned housing will be Memorial Day, and it will not be possible to remain any later than the first full week of August. (link to summer housing) Students interested in learning more about this opportunity should contact the Residence Life Housing Office.
If the MAP student has not previously been employed by the college, the student needs to complete employment forms at the Cashier's Office. The student will need either a passport or a driver's license and social security card. It is not possible to receive a paycheck without filing these employment forms. Student paychecks are issued throughout the summer on alternate Fridays as determined by the Office of the Treasurer, and are available for pick-up at the Cashier's Office.
Student MAP Proposal Guidelines
Detailed instructions on developing a successful MAP application
In consultation with your faculty mentor, prepare a detailed formal proposal describing the topic and project that seeks to persuade your reader that your project is worth supporting. Of course, no scholar can ever predict the exact outcome of scholarly and creative work, so your final project may not match your proposal exactly; however, writing a strong proposal increases the likelihood that you will produce a successful product. Due to the inherent "advanced" nature of the MAP, make sure that the proposal shows how you are grappling at a deep level with what's been done before in the discipline and how your project responds to that previous work. Your MAP application should demonstrate your ability to conduct such an advanced study. Overall, this proposal should argue, using evidence, that this project is important, academically rigorous, and likely to result in a product that makes a new contribution to the field of study.
Specific points to consider in preparing your application:
- A Mentored Advanced Project is an approved course of faculty-directed scholarly or creative work that culminates significant preparatory work. It integrates the knowledge and skills gained by your course of studies, and aims to produce results that merit dissemination to the wider scholarly community. Using this definition, argue that your proposed project is both advanced and integrative given the background and skills you bring to it.
- State your problem or hypothesis and clearly place it within the field of previous and ongoing work of others. This description should reflect a thorough review of the literature on your topic, to make sure you know what other scholars are doing and what conclusions they are coming to.
- Formulate and describe your approach to the project—the steps you will take to answer the questions/address the hypothesis you have already presented. Clearly and thoroughly articulate your methodology and why you will use this particular approach for your analysis, formation of a creative product, and/or data collection. Include references to particular influences and previous work that informs this process.
- Identify what your research will contribute to the body of knowledge in the disciplinary area in which you are working. What will those who review your final product learn about the larger field of scholarship within which your project falls?
- Pay attention to the requirements of academic honesty:
- Remember that this proposal is a scholarly piece of writing; as such it should represent your most careful formal writing. As with any scholarly piece of writing, you must attribute ideas and words to their sources clearly and consistently, using whatever citation system is accepted in your discipline.
- If you are proposing work that will be done in collaboration with others, whether faculty members or students, clarify what language and ideas belong to others and what are yours. Even if the project as a whole is collaborative, you must argue individually in your own words why the project represents advanced and integrative work for you.
Information for Faculty
Planning a Project
As you plan a Mentored Advanced Project, you should begin by thinking about the scope and desired results of your culminating scholarly or creative project. MAP applications must include a specific off-campus venue in order to be considered. Students will not be held to this venue, but need to have a goal in mind.
The interested student and potential faculty mentor should discuss
- different possibilities for the project, the student's educational goals, the student's course history as preparation for the MAP, how the project fits into the student's four-year academic plan, how the project can connect with the faculty member's areas of interest in scholarship and/or teaching.
The student and faculty mentor need to consider
- the methodology and timetable for the project;how often they would meet;the type of final product resulting from the MAP (in the case of a two-semester MAP, the student must provide the mentor with gradable work in both semesters);and what resources would be needed to carry out this project.
The expectation is that students will write a 20-25 page paper as the product should be advanced and demonstrate quality work.
MAP Credits
The Mentored Advanced Project takes place under the direct and continuous supervision of a Grinnell faculty member. The project must comprise a total of 4, 6, or 8 credits, with no more than 4 credits earned in a single semester or summer. Although a MAP component may earn 2 credits (for example, you might follow-up a four credit summer MAP with a two-credit MAP in the fall where you finish up the research and write the final draft of a research paper) there are no 2-credit MAPs. Background or preparatory work is best pursued as a regular Independent Study in advance of the MAP. The MAP proposal, including a description of all components of the project, should be submitted at the time of registering for the first component. Multi-term MAPs should begin with a 4-credit component. Please see the summary of the Curriculum Committee's Resolutions for more details.
Faculty MAP Report and Compensation
Faculty must file a report at the conclusion of the MAP. An on-line version of the report can be found at MAP Report Form. Compensation will be forfeit if the report is not completed within four months of completing the MAP. Multi-term MAPs require a report for each semester. There are three typical modes of compensation for accumulated MAPs: See Compensation
Clarification of Roles - Co-directorship versus 2nd reader
When a MAP is co-directed, it is assumed that both advisers share equal responsibility in mentoring the student. In a co-directed MAP, both directors guide the development, design, execution and evaluation of the product, each submit individual reports and both faculty members split the MAP credit. A second reader evaluates a draft of the product and gives feedback to the student and mentor. The second reader receives a $300 stipend for his/her evaluation. This compensation will be administered once the primary director states in the final MAP report that the second reader has fulfilled his/her responsibilities.
Dates to remember
|Date Due
|Application for Summer MAP funding
|1st Friday in February
|Summer MAPs also require the submission of a student MAP application
|See Registrar Dates to Remember for application deadline.
|299/499 Report Form
On completion of 299 or 499 (two reports needed for 2-part projects)
Frequently Asked Faculty Questions: Faculty
How do I get funding for my summer MAP?
- Funding requests need to be submitted to CSFS by the 1st Friday in February. Indicate on the Grant Request Form that you will be directing a MAP.
Is there a limit to the number of MAPs I can direct in a semester?
- Yes. Please see MAP Policy Decisions for the Curriculum Committee's ruling.
What is the difference between 299, 399, and 499s?
- See the College Catalog General Regulations, Description of 299/399, Description of 499
A really great student has just asked me if I will supervise a summer research project. It is a very good project and I think that he would benefit from the experience, but the summer is the only time when I can write for long uninterrupted periods! What should I do?
- The College recognizes that summers are essential to our faculty members' own research programs; their research must come first. Clearly, it is your choice whether to agree to serve as a mentor, whether the MAP takes place during the school year or the summer. You are never obliged to conduct a MAP and there may be many reasons why you choose not to do so. Supervising a summer MAP will take plenty of time and attention and requires the mentor's presence on campus, so faculty members should think long and hard before accepting any obligations that will compete with their own summer research and writing agenda. Student-initiated summer MAPs will be rare, and students should be aware of this if they propose such a project.
Can I receive monetary compensation instead of course credits for the MAPs I supervise?
- The College recognizes that supervising an independent research project like a MAP is time-consuming. The allocation of credit of one-sixth of a course for four and six- credit MAPs, and one-fourth of a course for eight-credit MAPs is a recognition that supervising MAPs comprises part of a faculty member's teaching load. Its purpose is not to pay faculty to load up on their teaching but to free them to engage in this one-on- one teaching experience.
- See Compensation
- Faculty members in temporary positions can receive a monetary compensation. They should discuss any plans to supervise a MAP with the department chair and with the Dean.
Now that MAPs are regularized, do I have to file a MAP report?
- Yes. MAPs are regularized, but they are still in the process of being defined. The College will need more feedback from faculty mentors as we continue to work on better serving MAP students and their mentors. Additionally, in the next few years the Curriculum Committee will be considering whether to extend course credits to the directors of other kinds of independent research and independent study. Its members will need to draw on the collective wisdom of MAP directors. The faculty report form is short and fairly simple. It can be found at MAP Report Form and can be filled out and submitted on-line. Teaching credit for MAPs is not allocated until after the faculty member submits a report for each MAP completed under his or her supervision that semester. Faculty members who choose not to complete the MAP Report Form will forfeit compensation for that project.
- While faculty members teaching MAP seminars receive their course compensation when they teach the seminar in lieu of a normal teaching obligation, they are encouraged to fill out the report form as well.
Are MAPs now the only kind of independent research project that a student can pursue?
- Students can enroll in (and you can supervise) 399s and 397s. In special circumstances, some faculty members also supervise 299s.
My student didn't appear on my grade sheet. Why?
- If you don't receive a grade sheet for your MAP student, then your student isn't registered for the MAP. Contact the Associate Deans' Office for help.
What's the difference between co-directing a MAP and acting as a second reader?
- When a MAP is co-directed, it is assumed that both advisers share equal responsibility in mentoring the student. In a co-directed MAP, both directors guide the development, design, execution and evaluation of the product, each submit individual reports and both faculty members split the MAP credit. A second reader evaluates a draft of the product and gives feedback to the student and mentor. The second reader receives a $300 stipend for his/her evaluation. This compensation will be administered once the primary director states in the final MAP report that the second reader has fulfilled his/her responsibilities.
I've accrued a course release. Now what?
- If you choose to redeem all or part of a MAP-related course release, please notify your department chair and the Dean's office, typically in the fall semester the year before the course reduction takes place. MAP course Reduction Plan form


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Diversity is our way of business. It's how we decide from whom to buy goods and services. Learn how diversity is more then just a slogan for us.
Making the right choices in terms of whom we buy doesn't just effect us, but also the world around us. Check out our Sustainability efforts.
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Our interactions with our customers is key to us, which is best reflected in our motto: How can we help you? Click here to get in touch with someone from our customer service team.


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The purpose of screening is early diagnosis and treatment. Screening tests are usually administered to people without current symptoms, but who may be at high risk for certain diseases or conditions.
There are no screening tests or screening guidelines for Parkinson's disease . Patients with a strong family history of Parkinson's disease may want to see a movement disorders expert to discuss genetic testing.
Revision Information
- Reviewer: Rimas Lukas, MD
- Review Date: 05/2015 -
- Update Date: 05/20/2015 -


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WASHINGTON—The Commission on Security and Cooperation in Europe (U.S. Helsinki Commission) announced today the following hearing:
"Combating Anti-Semitism in the OSCE Region:
Taking Stock of the Situation Today"
Friday, December 2, 2011
10:00 am to 12:00 noon
Room 2203 Rayburn House Office Building
Please join the U.S. Helsinki Commission for a hearing on efforts to combat global anti-Semitism. The hearing will review U.S. Government and civil society efforts to combat anti-Semitism with a focus on initiatives designed to target violent and other manifestations of anti-Semitism in the fifty-six North American and European countries that comprise the Organization for Security and Cooperation in Europe (OSCE). Lessons learned and the way forward in monitoring and combating anti-Semitism will be discussed.
Witnesses Scheduled to Testify:
Hannah Rosenthal, U.S. Department of State Special Envoy to Monitor and Combat Anti-Semitism
Rabbi Andrew Baker, Personal Representative of the OSCE Chair-in-Office on Combating Anti-Semitism, AJC Director of International Jewish Affairs
Stacy Burdett, Director, Government and National Affairs, Anti-Defamation League
Eric Fusfield, Director, Legislative Affairs, B'nai B'rith International
Mark Levin, Executive Director, National Conference on Soviet Jewry
Shimon Samuels, Director of International Relations, Simon Wiesenthal Center
The Commission on Security and Cooperation in Europe, also known as the U.S. Helsinki Commission, is an independent agency of the Federal Government charged with monitoring compliance with the Helsinki Accords and advancing comprehensive security through promotion of human rights, democracy, and economic, environmental and military cooperation in 56 countries. The Commission consists of nine members from the U.S. Senate, nine from the House of Representatives, and one member each from the Departments of State, Defense, and Commerce.
Click here for the previous year's Press Releases


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Crochet Village Pattern
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Orders are generally shipped within 1-3 business days of the order being submitted to us. We ship orders Monday, Wednesday and Thursday each week with the exception of any major US holidays. Our shipping and handling charges include the costs for Customer Service, processing and postage. Shipping and handling is non-refundable. We accept payment through PayPal, Visa, MasterCard, and Discover Card. We do not accept Cash, Checks or Money Orders; please do not send these to us!
Return Policy
Our policy lasts for 60 days. If 60 days have passed since your purchase was made, unfortunately we can not offer you a refund. To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging. To complete your return, we require a receipt or proof of purchase be sent with your return. Please do not send your purchase back to the product manufacturer. There are certain situations where only partial refunds are granted: Books with obvious signs of use Any item not in its original condition, is damaged or missing parts for reasons not due to our error. There are certain situations where no refund will be granted: CD or DVD that has been opened Clearance/Bargain Items - Only regular priced items may be refunded, unfortunately Clearance/Bargain items cannot be refunded.
Download Policy
Maggie's Crochet Brand offers download versions of most of our products. Adobe Reader is required when opening the patterns. If you do not have Adobe Reader installed on your computer or device, you can download it here: http://get.adobe.com/reader/. Please note: Using other programs such as Preview or PDF Complete will cause printing errors and more. Due to the nature of downloadable products, we cannot and will not refund the cost of the item. If the item is a Maggie's Crochet Brand pattern, we can generally mail the pattern to you if you are having trouble downloading. Shipping and handling charges will have to be charged using a credit card by phone. Some downloads are not available to ship out - these are noted and all sales are final on those products. If you are not sure, please contact customer service.
Copyright Policy
Any person in violation of our copyright will be prosecuted to the fullest extent of the law. This site is owned and operated by Maggie Weldon Designs. All the content on this site, including but not limited to photographs, pattern designs, logos and text is owned by Maggie Weldon Designs. All materials contained on this site are protected by both United States and International copyright laws and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of Maggie Weldon Designs. You may not alter or remove any trademark, copyright or other notice from copies of the content. A copy of downloaded patterns may be printed by the purchaser, for personal use only and are not to be distributed. Items made from Maggie's Crochet patterns may be sold, however a notice must be attached to each item giving credit to both Maggie's Crochet and the pattern designer.


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Bay Nature's events calendar has events from nature organizations all over the Bay Area. Find guided Bay Area hiking, learn about Bay Area wildlife, and more. Learn about our In the Field outings. Or submit your own event.
Events for December 30, 2012
- No events scheduled for December 30, 2012. Please try another day.


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Here are a few of my favourite things. Plus you can get music, and other items like DVDs and books in the Miscellaneous section. Hope you find something you like.
The guys at Universal Poster have taken samples of John's handwriting and produced a typeface that is exactly the same as John's writing. So if you want a picture of John with your name an personalised message, with an exact autograph, you can get one here. You can have a 16" x 12" or 20" x 16" photo quality print.
Just click here to choose your print.


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Police are looking for three suspects responsible for an attempted robbery of a Wilmington man that occurred Feb. 2 at Canby Park Shopping Center, 1902 Maryland Ave., Wilmington.
Investigators say the 46-year-old male victim was walking behind the Canby Park Shopping Center when the suspects approached him and demanded money. They say the victim refused, a fight broke out, and he was stabbed twice by one of the suspects in the upper right torso. Police say the victim was later transported by EMS to Christiana Medical Center where he was released.
If anyone has any information on this case, call Robbery Unit at Troop 2 at (302) 834-2630 ext. 6 or Delaware Crime Stoppers at (800) 847-3333 or visit tipsubmit.com.
Location, ST | website.com


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Testimony :: Dina Guirguis
Attorney - Egyptian American Rule of Law Association (EARLA)
Dina Guirguis
Helsinki Commission Testimony
November 15, 2011
Good afternoon. Thank you Mr. Chairman for organizing this timely hearing. I'm especially pleased to have the opportunity to give testimony on Egypt's not only continuing but growing sectarian problem. I would like to state that my testimony here today represents my individual views and not necessarily the views of any organization with which I'm affiliated, including the Egyptian American Rule of Law Association (EARLA).
Last time I testified on Egypt's sectarian problem, specifically the plight of the Copts, Egypt's Christian population, back in January this year, I began my testimony by quoting 22 year old Mariam Fekry, who had posted a prayer for a wonderful new year in 2011 on her facebook page, just hours before she was killed in a heinous attack on the Saints Church in Alexandria, Egypt on New Year's eve which left 21 dead. When I last testified, I stated that Mariam's hopes, and ultimate fate, so tragically and poignantly illustrate the plight of the Coptic people, Egypt's native Christians, who represent 10-15% of Egypt's 83 million people. I stated that while the Copts are the Middle East's largest Christian minority, they have faced an alarming escalation of violence as state protection has dwindled.
I explained that for at least three decades, we, the Copts, have been offered an authoritarian compact of sorts. The Copts, as all Egyptians, were to live under a draconian emergency law, namely martial law suspending basic constitutional protections, in exchange for the delivery of stability and protection from terrorism. In those three decades, however, Egypt failed to make adequate progress on key developmental indicators, and Egypt's human rights record fared no better: Freedom House consistently classified Egypt as "not free," and Egypt's record on religious freedom went from bad to worse, placing it on the US Commission on International Religious Freedom's (USCIRF's) "watch list" since 2002, for "serious problems of discrimination, intolerance, and other human rights violations against members of religious minorities." After Egypt's revolution, the commission recommended, for the first time, the downgrading of Egypt's status, designating Egypt a "country of particular concern," or CPC, for "engaging in and tolerating egregious violations of freedom of religion or belief. While religious freedom conditions in Egypt had been deteriorating during the last years of the Mubarak regime," USCIRF stated, "since Mubarak's ouster on February 11, conditions have further deteriorated." In USCIRF's view, this deterioration has warranted Egypt's ranking alongside China, Iran, and Afghanistan.
Last time I testified on Egypt's sectarian problem was January 20, only 5 days before the revolution broke out. Back then, I had described the "authoritarian pact" offered by the Mubarak regime as an illusory Faustian bargain, and instead stated that the real answer to Egypt's sectarian crisis is progress toward a democratic state that respects human rights, applies the rule of law and extends equal constitutional protections to all citizens. I also noted that the Egyptian regime will avoid doing so at all costs. But we soon learned that Egyptians' frustration with decades of tyranny would and could not be indefinitely contained, and on January 25, Egyptians of all stripes took to the streets to determinedly but nonetheless peacefully demonstrate that.
Somewhat cautiously, Christians regarded the revolution as a potential positive turning point and joined their fellow Muslim citizens in demanding fundamental change which they hoped would entail a new Egypt based on principles of equal citizenship, rule of law, and individual freedoms. Instead, Egypt's current trajectory highlights not just substantial challenges to democratic transition, but the absence of political will from the current military de facto regime to affect that transformation. In the process, Egypt's vulnerable groups are more susceptible than ever to unprecedented violence and insecurity.
In 2011 alone, Copts have been the target of 33 sectarian attacks, 12 of which involved an attack on a church. The combined casualties, not counting the latest Maspero massacre, include 72 dead, as well as a substantial number of Christian homes, property, and churches destroyed. With the Maspero massacre, the death toll rises to 97, and the number of those injured exceeds 400. Compared to 2010, these statistics represent more than a 6 fold increase in Christian casualties in 2011.
While it may be alluring to blame the revolution for this serious escalation and praise the relative stability of the Mubarak days, I submit that the same societal ills and perhaps more significantly the insidious state role in inciting sectarian violence plague Egypt more than ever today, and that responsibility lies in no small measure squarely at the foot of the military dictatorship, represented by the Supreme Council of the Armed Forces (SCAF) which has taken hold and adopted the old authoritarian tactics, while representing and proclaiming itself the "revolutionary government."
For decades, the regime encouraged and capitalized on the growth of a culture of discrimination against religious minorities, and eventually sectarian crimes became crimes of impunity. Substituting the extension of the rule of law and equal protection of the law, the state always insisted on "reconciliation sessions" where victims and perpetrators were brought together and coerced into extrajudicial settlements by the state security apparatus. In March of 2011, when a Christian man had his ear severed by hardline Islamists known as Salafis in Upper Egypt, SCAF very powerfully continued the message of impunity by forcing the victim not to bring legal charges and failing to investigate or bring the perpetrators to justice. Perceiving the continuation of the status quo, this and similar incidents strengthened extremists' convictions that not only would the state tolerate blatant persecution of Christians and minorities, but it would do so with a nod and a wink for its own interests, much like the days of the Mubarak era. Capitalizing on an environment of literal police absence from Egyptian streets following the revolution--a massive security failure on the interim government's part which itself requires investigation and accountability--the Salafis once again lashed out at Christians in May, when they accused the Coptic church of holding alleged Christian converts to Islam against their will. Incitement by the Salafis in a poor, crowded neighborhood of Cairo resulted in an all out war between Muslims and Christians which lasted for hours, without police or military intervention, leaving 12 dead and 2 churches burnt to the ground.
The response of SCAF to the incident was to send in a Salafi preacher known as Mohamed Hassan to the neighborhood to "pacify the situation." This "preacher" has long been known for his incitement against Christians and calls for their second class citizenship. He is also the same man that was granted a podium and allowed, by the military regime, to preach from Tahrir Square in the weeks following Mubarak's ouster, where he was given free rein to express hate speech.
While the churches were rebuilt, no one was held to account for the day's heinous violence, and when interviewed about this in the independent media, SCAF General Hassan El-Reweiny stated that it was "preposterous" to demand further action on the matter, including an investigation and arrests, since the churches were rebuilt.
Once again, taking their cue from the SCAF's eerily Mubarakist treatment of Egypt's vicious sectarianism, extremist Muslim youths in an Upper Egyptian town called Edfu took it upon themselves in September to destroy a church because it allegedly "lacked the necessary permits," even though the church was an ancient one that had been operating for years. Rather than hold to account the youths who lacked any authority to act on any such claim, the region's governor instead praised the youths who committed this act, and then SCAF refused to fire the governor.
With all these successive tragedies in mind, and compounded by years of societal intolerance, institutionalized discrimination, and state complicity and incitement, which was clearly continuing with the SCAF's blessing, Christians took peacefully to the streets on October 9, as they had alongside other Egyptians during the 18 day uprising, to protest the current military regime and to demand basic civil liberties. Muslim activists and sympathizers joined them in their call. They were, as most of us now know and as is and was documented widely across international media, met with disproportional violence, culminating in live shootings and the crushing of unarmed civilians by armored personnel carriers (APC's). Meanwhile, while the corpses of civilians, most of whom were Christian, were being taken to hospitals, Egyptian state television misrepresented the facts, stating that "Coptic gangs" had killed three soldiers and were attacking the military in a manner "not even the Israelis would dare," even going so far as to exhort "honorable Egyptians" to come to the defense of their military. This incitement directly led to vigilante acts of sectarian violence in Cairo's streets, where some Muslims sought out and targeted Christians for beatings or worse.
Expectedly but no less tragically, the SCAF's ensuing press conference addressing the tragedy blamed the victims and exhorted Egyptians to "put themselves in the place of the soldier driving the APC, who was understandably confused and panicked." Adding insult to injury, the SCAF praised the role of Egyptian state tv, and when asked about the names of the alleged military casualties, refused to release them for "security reasons."
Thus, in the aftermath of the revolution, the state itself has continued institutionalized discrimination and encouraged the growth of a culture of sectarianism and impunity to act on that sectarianism. During the last days of the Mubarak era, a Cairo based human rights organization had described Egypt as a "police state infused increasingly with theocratic elements." I would submit that if you substitute the word "police state" with "military state," this would be an accurate description of the state of things today. The military regime continues to count on a divide and conquer tactic to consolidate its power, to scapegoat the Copts to deflect from its own governance failures, and to sow instability and simultaneously present itself as the sole solution to that instability, justifying along the way the continuation or institution of new repressive practices and laws. One need only give a cursory look at SCAF's history since its assumption of power: over 12,000 civilians have been tried in military tribunals that do not meet minimum standards of due process, female protesters have been subjected to degrading "virginity tests," the notorious emergency law has been extended, and numerous laws restricting freedom of assembly and even criminalizing criticism of the military have been opaquely passed and enforced in draconian fashion. Local rights groups are already decrying these abuses and more, including the SCAF's pre-election conduct which observers accurately note portents to substantial fraud in upcoming elections, where Islamists are expected to win a substantial parliamentary presence. This parliament, according to the SCAF's transition plan, will be responsible for the drafting of Egypt's new Constitution, raising doubts about whether such a document will embody the aspirations of Egyptians, as expressed through their revolution, which rejected notions of both autocracy and theocracy.
Attempts by the SCAF to issue "guiding principles" for the Constitution are no comfort. While the US government may be banking on SCAF to turn Egypt into a pre-Erdogan Turkish model, what is actually unfolding is more analogous to more insidious models such as the Pakistani one, entailing greater power for Islamists and the marginalization of all other political forces. Avoiding this outcome requires that the US not fall into the trap it previously did with Mubarak, placing as it did all its bets on an authoritarian partner and a police state, which SCAF represents. It means that the US must insist that its support during and for Egypt's transition be contingent on a prompt and genuine democratic transition to a civilian authority which represents the aspirations of all Egyptians and guarantees the equal rights of all, starting with the immediate cessation of sectarian incitement and elimination of all forms of discrimination, and including but not limited to: immediate security sector reform entailing the prompt return of police to the streets; the conduct of free and fair elections; an inclusive and transparent constitutional drafting process; the elimination of laws that repress basic rights and the expansion of the political space to allow a greater role for civil society and nonreligious political parties; and a free civilian presidential race which represents a true handoff of power from the military. Egypt's civilian president must then go about undoing decades of the disease of pernicious sectarianism which has infiltrated society through undertaking substantial legal, institutional, educational, and media reform, all vast tasks which only a person entrusted and vested with the faith of Egyptians and the interests of Egypt--and not the interests of a few privileged generals--could assume. We owe it to those who sacrificed to herald a new era of freedom in the Middle East. We owe it to Mina Daniel, who while anticipating being killed by Mubarak's police forces while camped out in Tahrir Square during the 18 day uprising, survived, only to be killed a few months later at the hands of Mubarak's successors, who represent more of the same.


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Capital City Bank
Consumer Online Banking
User Agreement
This Online Banking User Agreement, as it may be changed from time to time (this "Agreement") governs your use of the Capital City Bank online banking and bill payment services via the Internet ("Online Banking" or the "Services"). By applying for and using Online Banking, you agree to be bound by this Agreement and accept its terms and conditions. All Online Banking transactions are also subject to applicable law and the Account Disclosures.
1. DEFINITIONS. The terms "we", "us" and "Bank" refer to Capital City Bank and the term "you" refers to all persons who applied and were approved by us to use the Services, whether singular or plural. "Account" and "Accounts" means the Capital City Bank accounts on which you are a signatory that were designated by you, and approved by us, for access by Online Banking. "Applicable law" means all federal, state and local statutes, codes, regulations, rules, laws, published regulatory guidelines and judicial or administrative orders and interpretations which are applicable to you, us, and the Services, as they may be changed from time to time. "Account Disclosures" means the Capital City Bank Deposit Agreement, service charge schedule, and all other disclosures given to you from time to time in connection with your Accounts. "Periodic Statement" means each statement of activity on your Account that we are required to give you under applicable law and/or the Account Disclosures.
2. ELIGIBILITY. To use the Services, you must have an Account. We reserve the right to restrict use of the Services for one or more types of accounts or transactions and to impose other limits or restrictions on your use of the Services. We reserve the right to restrict the use of the Services to accounts where only one signature is required for withdrawals.
3. PASSWORD AND SECURITY. You will choose your own user ID and password that you must use to access your Accounts through the Services. You agree that use of your user ID and password constitutes your authorization for all transactions made using your user ID and password, including all pre-authorized electronic fund transfers, and has the same effect as your written signature. You agree not to give or make your user ID and password available to any unauthorized individuals. You must notify us at once by calling 800-431-7522 if you believe that (a) your user ID or password is lost or stolen, or (b) someone may attempt to use the Services without your consent, or (c) someone has transferred funds from your Account without your permission. A message can be left after our normal business hours and will be considered received upon retrieval the next business day.
4. AVAILABLE SERVICES. You may use the Services to access your Accounts via the Internet. The Services are normally available 24 hours a day, 7 days a week. However, the Services may not be available from time to time for system maintenance, or for other reasons beyond our control.
5. BUSINESS DAYS. Our Business Days are Monday through Friday, excluding bank holidays.
6. PROCESSING TIMES. Transfers performed during any Business Day generally will be posted to your Account as of that day; however, transfers performed after 8:00 p.m. (Central Time) on a Business Day, or on a Saturday, Sunday, or bank holiday may not be posted to your Account until the next Business Day. Future dated and recurring transfers will be completed by 8:00 p.m. (Central Time) on the date they are scheduled to be made. If a recurring transfer is scheduled to be made on a date that does not occur in a given month, e.g. the 29th, 30th, or 31st, it will be made on the last day of that month.
7. TRANSFER PROCESSING. Scheduled transfers will only be made if there are sufficient collected funds in your Account at the time the transfer is scheduled to be made. The amount of each transfer will be debited from your Account at the time the transfer is made.
8. BILL PAYMENT SERVICE. You may apply for CCB Bill pay (the "Bill Payment Services") through Online Banking. Only those users approved by us will be able to use the Bill Payment Services. Our approval process generally will take no longer than five Business Days. You may use the Services to schedule a bill payment to a business or individual ("Payee") in the United States. Payments can be scheduled on a one-time or recurring basis. Recurring payments are those made for the same dollar amount on the same date each month.
Recurring payments cannot be scheduled more than 364 days in advance unless the first scheduled recurring payment is due not more than 364 days after the date it was originally scheduled. Bill payments can only be made from a checking account or NOW account. If you use more than one checking account or NOW account to make bill payments, you must designate the Account from which the payment is to be made ("Payment Account") each time you schedule a payment.
By providing us with the names and account information of Payees, you authorize us to follow the payment instructions that we receive from you through the Services and to rely on the accuracy of all of the information that you provide to us. It is your responsibility to update the Payee and payment information if changes occur. At our discretion, we will determine the appropriate method for processing payments to Payees; we may choose to make payments electronically or by check.
· Restricted Payments. You cannot make government payments, including court directed payments, through the Services. At our discretion, we may refuse to pay any Payee and refuse to make payments that we believe are fraudulent or erroneous. We will notify you promptly if we refuse to make a payment to a Payee. We will not send you a payment refusal notice if you attempt to make a government payment or a payment to a Payee outside of the United States.
The Business Day that you select to have your bill payment made ("Scheduled Payment Date") must be no less than the number of Business Days required by the Services for that type of payment before the actual due date. The Scheduled Payment Date should not be the late payment date and/or a date in the grace period. While it is anticipated that most transactions will be processed and completed by us on the Business Day after the Scheduled Payment Date, you understand and agree that due to circumstances beyond our control, particularly delays in handling and posting payments by slow responding Payees or financial institutions, some transactions may take a day or even a few days longer to be credited by your Payee to your Payee account. We are not liable for any late payments if you do not allow for sufficient processing time. See the Our Liability section of this Agreement for more information.
You must have sufficient available funds in your Payment Account on the Scheduled Payment Date for the Bank to complete your payment.
All bill payments scheduled to be made on a Saturday, Sunday or bank holiday will be made on the next Business Day. If a recurring bill payment is scheduled to be paid on a date that does not occur in a given month, e.g. the 29th, 30th or 31st, it will be processed on the next Business Day. Bill payment requests received after 8:00 p.m. (Central Time) on a Business Day or anytime on a non-Business Day will be processed on the next Business Day.
9. LIMITATIONS ON TRANSFERS AND PAYMENTS. The maximum dollar amount of any bill payment is $9,999.99 per bill with a maximum total not to exceed $20,000 per day. For security reasons, we may impose additional limits on the dollar amount of bill payments or transfers from your Account.
10. LIMITATIONS ON THE FREQUENCY OF TRANSACTIONS ON MONEY MARKET AND SAVINGS ACCOUNTS. In accordance with applicable law, no more than six pre-authorized, automatic or telephone transfers or withdrawals (including online banking and bill payment services transactions) are permitted from a money market or savings account in a statement cycle. Three of these six transfers or withdrawals may be made by check, draft, or POS withdrawal (to the extent that these services are available on an Account). A charge may be assessed for each transfer or withdrawal that exceeds these restrictions in accordance with our Account disclosures. We may change your account to a demand deposit account if you continue to exceed these limitations.
· Payments: You may cancel or edit any payment (including recurring payments) prior to 8:00 p.m. (Central Time) on the Business Day before the Scheduled Payment Date by following the directions within the Services. You cannot use the Services to cancel or edit any payment on the Scheduled Payment Date after 8:00 p.m. (Central Time). If you need assistance with canceling or stopping any payment prior to 6:00 p.m. on the Business Day before the Scheduled Payment Date, you may call the Customer Service Center at 800-431-7522 during the hours stated in the Customer Service section of this Agreement.
· Transfers: You may modify or delete future dated or recurring transfer requests made using the Services prior to 8:00 p.m. (Central Time) on the Business day before the transfer is scheduled to be made. Immediate transfers cannot be cancelled after we receive the transfer request.
12. FEES AND CHARGES. We make no direct charges for your use of Online Banking. However, there may be charges to your Account if a transaction would count as a chargeable item under the Account Disclosures for that Account. You agree to pay all fees and charges related to the Services and your Accounts as set forth in this Agreement and the Account Disclosures, and any expenses, costs, and fees relating to any transaction using the Services or enforcement of this Agreement. This includes reasonable attorney's fees and legal expenses, subject to limitations imposed by applicable law. You are also responsible for telephone and Internet service fees you incur in connection with your use of Online Banking.
13. USE OF THE SERVICES. As a condition of using the Services, you agree that you will:
1. Not allow anyone else to use the Services to access your Accounts or make transfers or bill payments;
2. Safely keep your user ID and password in your sole possession and not disclose or make it available to anyone else;
3. Only use the Services in accordance with this Agreement and any other instructions we furnish to you for the purpose authorized by us; and
4. Immediately report to us any loss, theft, or suspected unauthorized use of your Accounts through the Services.
· IN GENERAL - You authorize us to credit or charge your Accounts for all transfers and payments initiated through the Services with your user ID and password. You are liable for all of these transactions and for all unauthorized transactions to the extent permitted by applicable law. In addition, you acknowledge and agree to assume the entire risk of and liability for corruption of any other software or malfunction of your Computer used in connection with using the Services.
· FOR UNAUTHORIZED TRANSFERS - If you believe your user ID or password has been lost or stolen, or that someone transferred or may transfer funds from your Account without your permission, please call us immediately at 800-431-7522. A message can be left after our normal business hours and will be considered received upon retrieval the next business day.
If you tell us within two business days after you discover your user ID or password has been lost or stolen, you can lose no more than $50 if someone uses your User ID or password without your permission. If you do not tell us within two Business Days after you learn of the loss or theft of your user ID or password, and we can prove that we could have stopped someone from using your user ID or password without your permission if you had told us, you could lose as much as $500. If your Periodic Statement contains transfers that you did not make, tell us at once as directed in the Errors and Questions section of this Agreement. If you do not tell us within 60 days after a Periodic Statement is made available to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money had you told us within this time frame.
We will use our best efforts to make all your transfers and payments properly. If you comply with this Agreement and all other instructions we give you, and we do not properly complete a bill payment on time or in the correct amount, we will pay any late fees or finance charges that you reasonably incurred as a result as long as your account was in good standing with the payee prior to this incident. We will not be liable for any payment, including any late charges or penalties, if you do not (a) comply with this Agreement and such other instructions, (b) allow sufficient time for the payment to be processed.
Additionally, we have no obligation to make payments or transfers and shall incur no liability or obligation for late charges or penalties if we are unable to complete any payments that you initiate through the Services due to any one or more of the following circumstances:
1. Your Account is closed, does not contain sufficient available funds to complete the payment or transfer, or is subject to legal process or otherwise encumbered;
2. Your equipment, software, or the Services are not working properly and you know, or are advised, about the malfunction before you execute the transaction,
3. The Payee mishandles or delays a payment sent by us on the Scheduled Payment Date or the payment is delayed or mishandled in the United States mail;
4. You do not provide us with the correct names, telephone number or account information for Payees;
5. Circumstances beyond our control (such as, but not limited to, fire, flood, or interference from an outside force, strikes, lockouts, war, acts of governmental authorities, delays of couriers or supplies, communications equipment failures, service interruptions on the Internet or through your Internet service provider, or our equipment malfunctions that occur despite ordinary maintenance) prevent the proper execution of the transaction and we take reasonable precautions to avoid these circumstances;
6. This Agreement is terminated;
7. Applicable law prevents completion of the transfer; or
8. Unusual or extraordinary circumstances that indicate improper or unlawful use of your Account.
Provided none of the circumstances stated above are applicable and provided further that our failure to comply was a result of a good faith error, we shall be responsible for returning the improperly transferred funds to your Account and for directing any previously misdirected payments or transfers to the proper recipient if we cause an incorrect amount of funds to be removed from your Account or cause funds from your Account to be directed to a person or entity that does not comply with your payment instructions. We make no representation that the Services will be uninterrupted or error-free.
Our sole obligation to you arising out of non-availability, interruption, or delay in providing the Services shall be to use commercially reasonable efforts to resume the Services.
17. CUSTOMER SERVICE. Please call the Customer Service Center at 800-431-7522 with your questions or if you need assistance in using the Services. The Customer Service Center hours are 7:00 a.m. to 6:00 p.m. Monday through Friday and 9:00 a.m. to noon on Saturday.
18. ERRORS AND QUESTIONS - In case of errors or questions about your online banking and bill payment transactions, you should:
1. Telephone us at 800-431-7522 or
Write us at :
Capital City Bank
ATTENTION: Deposit Operations
P O Box 1433
Topeka, Kansas 66601-1433
as soon as you can if you think that your Periodic Statement is wrong or you need more information about a transfer or bill payment listed on the Statement. We must hear from you no later than 60 days after we make available to you the first Periodic Statement on which the problem or error appeared.
You must:
1. Tell us your name and Account number;
2. Describe the error or transaction you are unsure about and explain as clearly as you can why you believe it is an error or why you need more information; and
3. Tell us the dollar amount of the suspected error.
If you tell us orally, we may require that you send your complaint to us in writing within 10 Business Days.
We will tell you the results of our investigation within 10 Business Days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we do decide to do this, we will credit your Account within 10 Business Days for the amount you think is in error, so that you will have use of the money during the time it takes us to complete the investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 Business Days, we may not re-credit your account.
If we decide there was no error, we will send you a written explanation within 3 Business Days after we finish our investigation. You may ask for copies of the documents that we used in our investigation.
19. RETURN ITEMS AND OVERDRAFTS. At our discretion, we may return or not complete an electronic bill payment or transfer for any of the reasons stated in this Agreement, including where there are not sufficient available funds in your account to cover the transaction. We will send you notification of any payment or transfer that we do not complete. If you make a payment or transfer that is returned, or that is paid on an overdrawn Account, you will incur our standard overdraft fees as stated in your Account disclosure. Additionally, you agree to reimburse us immediately upon demand for the amount of the payment or transfer and any related fees or charges.
20. STATEMENTS AND RECORDS. You can use the Services to view or print a statement of transactions from your Account. These statements are not considered official Bank records, nor are they Periodic Statements. You will continue to receive Periodic Statements for all checking, NOW, savings, and money market Accounts.
Your use of the Services, conversations with our personnel, and email messages may be monitored or recorded in order to help us provide you with better service. You consent to this as a condition of using the Services.
21. MODIFICATIONS OF ACCOUNTS AND SERVICES. If you use the Services to change any Accounts, services or information pertaining to your Accounts and services, you authorize us to accept your electronic request as though it was made in writing and signed by you.
22. NOTICES AND EMAIL. You may use the Services to send us email messages. We may also send messages and notices to you via the Services. You should never send us confidential information by Internet email; you should send this type of information to us using the Bank Mail screens in the Services. All information that you provide to us using the Bank Mail screens is encrypted for your security and privacy.
Email messages you send to us are not considered received by us until they are opened by our representatives. However, if you must contact us immediately, such as if you suspect unauthorized use of your Account; you should contact us at the telephone number listed in the Errors and Questions section of this Agreement to ensure that your inquiry receives prompt attention.
23. ADDRESS CHANGES. You agree to notify us promptly, in writing, of any change of address at: Capital City Bank, Customer Service Center, P O Box 1433, Topeka, Kansas, 66601-1433.
24. DISCLOSURE OF ACCOUNT INFORMATION TO THIRD PARTIES. We may disclose information about your Account or the bill payments or transfers you make to third parties:
1. Where it is necessary for completing transactions;
2. To verify the existence and condition of your Account to a third party, such as a credit bureau or Payee;
3. To utilize services of third parties and affiliate entities who assist us in providing the Services;
4. To comply with government agency rules or court orders;
5. If you give us your permission;
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March 13, 2013 | 3857 views
School bond needs to pass
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Next Tuesday, Rockville Centre residents will make an important decision about the future of their schools: Do they want to improve them, and make sure they remain award-winning places of learning, or will they allow the schools to fall behind their neighboring districts and lose their luster?
Though this bond, which totals $45.9 million, is similar to one that was proposed — and rejected — a little more than three years ago, we hope that history doesn't repeat itself, and encourage residents to vote "yes" on this referendum.
We don't make this recommendation lightly. The district is essentially asking every home and business owner to approve a tax increase, and in these difficult times, when taxes are stretching wallets to the breaking point and incomes have stalled, that's not an easy thing to ask people to do.
For the average Rockville Centre home, valued at $532,000, this bond will mean a tax increase of $128 a year for the 30-year term of the bond. For some, that increase is manageable. For others, it's not.
But the fact is that this bond is not just something we want to see happen; it needs to happen. The village has some of the best schools in the country, of which every community member should be proud. The quality of the schools is also reflected in the value of your home.
Some may say that with the economy the way it is, and with many people struggling to afford basic necessities, this is the wrong time to take out a bond. They have a point — but this is also the best time to take out a bond, with interest rates at historic lows. Waiting a few years for the economy to rebound could mean higher interest rates — and that could translate to tens of millions of dollars more that district taxpayers would have to repay.
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KeywordsRockville Centre, 11570, editorial, school district, bond, pass, vote
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What Not To Wear: Wannabe Premieres On TLC
September 29, 2005 11:01 PM by Joe Blackmon
In a two-hour special titled WHAT NOT TO WEAR: Wannabe premiering Friday, September 30, from 9-11 PM (ET/PT) on TLC, WHAT NOT TO WEAR fashion experts Stacy London and Clinton Kelly, hair stylist Nick Arrojo and beauty specialist Carmindy pan the country for talented individuals who think they've got what it takes to make the world a better "looking" place.
TLC conducted a nationwide search for up-and-coming, aspiring fashion stylists, hairstylists and make-up artists for the newest special this fall, with more than 1,200 applications flooding in from all parts of the country, walks of life and backgrounds from wannabe fashion gurus hoping to make it big. From an heir to an oil fortune to the sweetheart who won't let you down, our wannabes all share the same goal – to change the world, one fashion faux pas at a time.
These fashion hopefuls have eagerly waited in the wings for their chance to shine, and TLC has offered these wannabe's the one-time opportunity to become the next WHAT NOT TO WEAR dream team. The wannabes submitted a video clip of themselves in action, explaining why they're the perfect match. Our WHAT NOT TO WEAR experts chose 12, comprising three teams of four, who were whisked away to New York City to compete in a three-day style-driven challenge. Stacy and Clinton then watched and analyzed the teams' every move and will make a final decision at the end of the show as to who will be crowned future fashionistas. The winning team is afforded the opportunity of a lifetime and is given a four-page spread in Redbook Magazine with celebrity photographer Jack Guy, as well as $5,000 each.
The featured wannabes are:
Kristina Diegnan, Gainesville, Virginia
Danielle Scott, New York, New York
Mary Jane Clark, Bartlett, Illinois
Raina Kerman, New York, New York
Shawn D. Florence, Fort Worth, Texas
Alex Dunphy, Seattle, Washington
Clark Hastings, Greeley, Colorado
Emily Kate Warren, New York
Tracie Rhodes Edwards, Los Angeles
Kylee Cook, Cleveland, Ohio
Jerome Gonzalez, Henderson, Nevada
Brig Van Osten, Simi Valley, California
Kabra Moss, Roseville, California
Topics: What Not To Wear |
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30 Responses to "What Not To Wear: Wannabe Premieres On TLC"
Brenda Cook Says:
October 3rd, 2005 at 10:29 pm
I know Kylee Cook from Cleveland, Ohio. She is very talented. I hope she was picked as one of the winners. I hope you are all rooting for her !!
Brenda Cook Says:
October 3rd, 2005 at 10:30 pm
Root for Kylee Nicole Cook from Cleveland.
Grace Says:
October 8th, 2005 at 8:30 am
I love Kylee's hair cut and want to get mine cut the same. Anyone know where I can find a picture?
Kat Says:
October 8th, 2005 at 8:08 pm
I saw Kabra Moss on the wannabe episode and want to cut my hair like hers. Know where I can get a current photo?
kabra Says:
October 10th, 2005 at 2:05 pm
hey kat. thanks, my friend michelle cuts my hair and she's fabulous. post your email and ill shoot you a picture. thanks.
Joanna Says:
October 10th, 2005 at 3:09 pm
I also loved Kabra's haircut…been looking for something like this for myself for awhile! A current pic would be much appreciated!
Allison Says:
October 10th, 2005 at 3:17 pm
I enjoyed the Wannabe's episode! I thought all who were involved to be extremely talented. Kabra, you and Tracois should have won that hair and make-up challenge. And your contributor ended up looking the best by far! You did a wonderful job on her hair! Good luck to you in the future!
KIM HOLLEY Says:
October 11th, 2005 at 4:23 pm
I love Kabra Moss's hair…How can I get a photo?
catia Says:
October 11th, 2005 at 4:39 pm
I loved Kabra's hair as well, it's awesome. Anyone know where I can get a pic so that I could show my hairdresser?
Kate Says:
October 11th, 2005 at 5:57 pm
Can someone PLEASE get me a pic of Kabra Moss as well- I LOVED her haircut & I need a cut anyhow, so I wanted to try to get something like hers.. Thanks!
Sabine Says:
October 12th, 2005 at 10:46 am
Please, please, please can someone e-mail me a picture of Kylee's hair? I can't find one anywhre, and I really want my hair cut like that. I love it! Also, she should have won.
debra Says:
October 15th, 2005 at 11:25 am
Did anyone get a picture of Kabra's or Kylee's cut?
Chans Says:
October 15th, 2005 at 3:17 pm
I have to laugh, I've been searching the net for pictures of Kylee's hair to take to my hair styler as too; it's nice to know others thought her hair was cute as well! I'd appreciate it someone could email me a pic, thanks much!
Fran Feldman Says:
October 15th, 2005 at 4:42 pm
Does any know what salon Jerome Gonzales works for in Nevada?
Wendi Says:
October 15th, 2005 at 11:11 pm
I love Kylee's hair too, but I live close to Kabra Moss, Roseville, California since she does hair and she's was her rommie I bet she can do it–Does anyone know where Kabra does hair at? Thanks
lani Says:
October 16th, 2005 at 10:54 pm
could anyone send me a pic of kabra's hair? I need a pic of her bangs.
lani Says:
October 16th, 2005 at 10:56 pm
could anyone send me a pic of kabra's hair? I need a pic of her bangs.
Jenifer Fritz Says:
October 16th, 2005 at 11:15 pm
I really love Kylee's hair also. Can someone please send me a picture? I would really appreciate it!!
Xaroline Says:
October 17th, 2005 at 11:01 am
Wow…alot of people love Kylee's hair…I am also one of them…could I have a pic please?? Pretty please?? thank you… ; )
Jenifer Fritz Says:
October 17th, 2005 at 1:06 pm
Did anyone find a pic of Kylee's hair??
Deena Says:
October 19th, 2005 at 10:17 pm
Alright, I am also one of the many looking for a pic of Kylees haircut, please send any found shots my way!
Lori Gray Says:
October 21st, 2005 at 5:13 pm
My mom should be on this show because she never takes the time to care for herself. She is always thinking of others, and on the side she is raising four kids.
Pam Says:
November 7th, 2005 at 10:07 am
Does anyone know where Kylee works? I need a make-up artist for a wedding.
arb Says:
April 4th, 2006 at 1:12 pm
Looking for Kylee's haircut! Did anyone find a picture???
Naruto Says:
April 9th, 2006 at 9:25 pm
I am sick and tired of this TLC: "What not to wear". Because they are always talking about women. Why can't they use more men like that. We, men, have a feel too! That is unfair. I am sick of those two hosts!
jordann Says:
November 11th, 2006 at 9:10 pm
How do you sign someone up for What Not To Wear?
Katrina Hameed Says:
March 10th, 2007 at 3:40 am
I love the show,but I like to know why are most of the women you've help are caucasian? It would be nice to see you style a black woman.
Julia Nash Says:
October 27th, 2007 at 5:26 pm
Why do you always have to have
young girls on your show? I'm in my fifty's look great. I work out.
I'm better looking than half of the young women you have on your
show. Why can't you put a gorgeous
thin dame like me on your show.
You are so archaic to think that your best market is with the youth. We young fifty year old women spend a lot of money on clothes too. Sincerely, Julia Nash
Julia Nash Says:
October 27th, 2007 at 5:26 pm
Why do you always have to have
young girls on your show? I'm in my fifty's look great. I work out.
I'm better looking than half of the young women you have on your
show. Why can't you put a gorgeous
thin dame like me on your show.
You are so archaic to think that your best market is with the youth. We young fifty year old women spend a lot of money on clothes too. Sincerely, Julia Nash
Ashley Says:
June 21st, 2012 at 7:46 am
Will you Stacey and Clinton please let Shirley Ann peters on your show she live in banks, Alabama


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Genre: Action/Adventure, Family
Rating: (PG)
Johnny Depp
Helena Bonham Carter
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Genre: Drama, Suspense/Thriller
Rating: (R)
Giancarlo Esposito
George Clooney
Julia Roberts
X-Men: Apocalypse
Genre: Action/Adventure, SciFi/Fantasy
Rating: (PG-13)
Michael Fassbender
James McAvoy
Oscar Isaac
Genre: Horror,
Rating: (PG-13)
Captain America: Civil War
Genre: Action/Adventure, SciFi/Fantasy
Rating: (PG-13)
Robert Downey Jr.
Scarlett Johansson
Anthony Mackie
Angry Birds Movie
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Danny McBride
Maya Rudolph
Bill Hader
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Really great acting. It deserved to win the Best Movie Oscar. It's about an important topic and was handled in good taste.
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(Washington) - United States Helsinki Commission leaders today remembered the anniversary of the Romani Holocaust observed annually on August 2nd and 3rd.
During the night of August 2-3, 1944, the Romani camp at Auschwitz-Birkenau was liquidated. Nearly three thousand Romani men, women and children were killed in the gas chambers in a single night. Roma around the globe have come to remember their Holocaust experiences on these days.
"The single most defining experience for Roma in the 20th century was the Holocaust, known in Romani as the Porrajmos, the Devouring," said Helsinki Commission Chairman Senator Ben Nighthorse Campbell (R-CO). "During World War II, Roma were targeted for death by the Nazis based on their ethnicity. At least 23,000 Roma were delivered to Auschwitz. Almost all of them perished in the gas chambers or from starvation, exhaustion or disease."
"The Helsinki Commission held our third hearing on Roma in April of this year," said Commission Co-Chairman Rep. Christopher H. Smith (R-NJ). "Testimony at these hearings reflected the magnitude of the discrimination and violence still confronting Roma in many countries. Violent attacks against Roma, including murders, often go unpunished, such as the arson murder of a family of five in Ukraine last October."
"At the 1999 Istanbul Summit, the Organization for Security and Cooperation in Europe participating States agreed to adopt anti-discrimination legislation to protect Roma," said Commission Ranking Member Rep. Steny H. Hoyer (D-MD). "The adoption in 2000 of the European Union's 'race directive,' which requires all EU member states and applicant countries to adopt comprehensive anti-discrimination legislation, should spur this effort."
In certain countries, political leaders use Nazi-era rhetoric, describing Roma as "asocial," or defending repressive measures against Roma as "social hygiene measures," implying that they are inherently unfit for European society. More than half a century after Roma suffered forced sterilization at the hands of Joseph Mengele and others, some public officials openly speak of limiting Romani birth rates.
Roma were among those targeted for complete annihilation by the Nazis; however, their suffering before and during World War II is not well known. During the 1920s and 1930s, institutionalized racism against Roma took on an increasingly virulent form. Policies similar to those instituted against Germany's Jews were also implemented against Roma:
In addition to their systematic destruction at Auschwitz, Roma were killed elsewhere in German-occupied territory by special SS squads, regular army units or police, often shot at the village's edge and dumped into mass graves.
It is difficult to estimate the size of the pre-war European Romani population and war-time losses. Some scholars, however, suggest the size of the Romani population in Germany and German-occupied territories was around 942,000 and that 500,000 Roma were killed during the Holocaust. Approximately 25,000 Roma from Romania were deported en masse to Transnistria in Romanian-occupied Ukraine in 1942; some 19,000 of them perished there.
After World War II, the post-Nazi German Government strongly resisted redressing past wrongs committed against Roma, seeking to limit its accountability. The first German trial decision to recognize that Roma as well as Jews were genocide victims during the Third Reich was not handed down until 1991.
Public awareness of the nature and extent of Romani losses continues to expand as new archival material becomes available and new generations of researchers examine the Holocaust experiences of Roma.
The Helsinki Commission maintains on its Internet Web site an archive of hearing and briefing publications, Congressional Record Statements, reports, press releases and CSCE Digest articles; each organized by issue and country. Commission materials relating to Roma are located on the
Commission's Roma Web page.
Additional information about the Romani Holocaust experience is available through the
U.S. Holocaust Memorial Museum.
The United States Helsinki Commission, an independent federal agency, by law monitors and encourages progress in implementing provisions of the Helsinki Accords. The Commission, created in 1976, is composed of nine Senators, nine Representatives and one official each from the Departments of State, Defense and Commerce.
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WASHINGTON—U.S. Senator Ben Cardin (MD), Chairman of the Commission on Security and Cooperation in Europe (U.S. Helsinki Commission) released the following statement on final passage of legislation to extend the Iraqi Special Immigrant Visa (SIV) program:
"I am pleased that members of the United States Congress have come together to save our Iraqi allies by enacting an extension of the Iraqi Special Immigrant Visa (SIV) program which expired at midnight on Monday. The bill extends the program through the end of December 2013 in order to allow the continued processing of the thousands of pending SIV applications, most of which have been in the pipeline for more than two years. This backlog must be resolved. The legislation also provides for an additional 2,000 visas.
"While I am grateful for this extension, I am extremely concerned about our government's ability to finish processing the pending applications in three months. Since 2003, thousands of brave Iraqis have risked their lives to serve as interpreters for our soldiers, aides to our diplomats and in support of U.S.-led efforts to rebuild their country. Since its inception in 2008, the program has only resulted in approval of approximately 6,000 of its 25,000 allocated visas, and our Iraqi allies have waited an average of two to three years to receive their SIVs – many of them in hiding or on the run. Others have made the ultimate sacrifice for their service.
"I urge the State Department and its partner agencies to take advantage of this extension and redouble their efforts to ensure that all of our Iraqi allies receive safe passage to the United States as they have been promised."
The Commission on Security and Cooperation in Europe, also known as the U.S. Helsinki Commission, is an independent agency of the Federal Government charged with monitoring compliance with the Helsinki Accords and advancing comprehensive security through promotion of human rights, democracy, and economic, environmental and military cooperation in 57 countries. The Commission consists of nine members from the U.S. Senate, nine from the House of Representatives, and one member each from the Departments of State, Defense, and Commerce.
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