text: INMATE SEARCH Inmate Search - Murfreesboro & Rutherford County Rutherford County Jail Inmate ListRutherford County Jail Inmate SearchDaily Arrest LogVINELINK – Inmate Search Inmate Search - Tennessee and Federal Tennessee State Prison InmatesTennessee Felons - Criminal SearchTennessee Probation/Parolee SearchBOP Federal Prison InmatesICE Detainee LocatorBOP Inmate Search (pre 1982) Rutherford County Adult Detention Center Contact Information Contact InformationFacility - Main PageDivision - Main PageSubstance Abuse TreatmentRutherford County Adult Detention Center Facebook PageRutherford County Crimestoppers Rutherford County Adult Detention Center Family Help Guide Commissary - Online Money DepositsCourts - Rutherford CountyCourts - Rutherford County IICourts - Rutherford County IIICourts - TennesseeCourts - Tennessee IICourts - Tennessee IIIDirections to Facility (map)Directions to FacilityMoney Accounts for InmatesDeposit Inmate OnlineTo deposit Inmate Money by Phone 866-232-1899Inmate Phone Time Purchase - Call 800-682-0707Visitation - Online Video Visits from HomeVideo Visitation RegistrationVisitation - Video VisitsVisitation - Video Visits IIVisitation InformationVisitation Rules Rutherford County Adult Detention Center Inmate Services Money Accounts for InmatesDeposit Inmate OnlineTo deposit Inmate Money by Phone 866-232-1899Inmate Phone Time Purchase - Call 800-682-0707Visitation - Online Video Visits from HomeVideo Visitation RegistrationVisitation - Video VisitsVisitation - Video Visits IIVisitation InformationVisitation Rules Rutherford County Adult Detention Center General Information Directions to Facility (map)Directions to FacilityEmployment - StaffFacilities - Others in this countyFacilities - Prisons in TennesseeHistory of FacilityHistory of Facility IIStaff of Facility Rutherford County County Drug and Alcohol Addiction Treatment Alcohol RehabilitationBuprenorphine TreatmentDrug Rehab ProgramsDrug Detox and WithdrawalMethadone MaintenanceSuboxone TreatmentSubstance Abuse Treatment Rutherford County Courts, Legal Help and Crime News Rutherford County Criminal CourtCourts - Rutherford County IICourts - Rutherford County IIICrime News - Rutherford CountyCrime News - TennesseeCrime News - Tennessee IICrime News - Tennessee IIICrime Statistics - TennesseeCrime Statistics - Tennessee IILawyers - Public DefenderSheriff of Rutherford CountyWarrants for TennesseeWarrant Information +Straight Up Answers Getting a Felon's Voting Rights Restored in Michigan Voting is one of the most fundamental rights given to American citizens, however, once convicted of a felony, whether or not that right will be restored to you is up to the state that you reside in. The laws for Michigan include: Pending Cases If you are charged with a crime, but have not yet […] What Does a 15 Years to Life Sentence Mean? A sentence of 15 years to life, 25 years to life or similar sounding words all mean the same thing. The only difference is the time frame. What the Number Means The number in the sentence indicates the minimum number of years the inmate must serve before he or she can be considered for parole. […] 4 Good Places to Find Prison Pen Pals Learn About Them Through friends. If you know someone who is incarcerated or has a family member incarcerated, ask for the name of an inmate who might like having a pen pal. This is an excellent way to meet pen pals because they can give a personal recommendation. Use Pen Pal Sites. There are several […] Why Doesn't An Addict Get Clean After Overdosing? As told by an addict who overdosed and almost died twice before giving up drugs. How often did you get high before you overdosed? By the time I overdosed the first time, I was getting high on a daily basis. I no longer took drugs to enjoy a high. I took them to avoid being […] Voting Rights for Felons in Alabama The state of Alabama allows felons to have their voting rights restored under the following guidelines. You must have completed your entire sentence, including incarceration, probation, and parole, or community supervision. Once completed, you have three options: Contact your local parole or probation office Write to the Board of Pardons and Parole How to Get Your Visitation Suspension Lifted The hardest part of having your jail visits suspended indefinitely is not having any idea when or if you are going to be able to visit your inmate again. In most cases, visits are suspended due to the visitor violating visitation rules. There are things you can do to try and those visits reinstated. Get […] The Truth about Prison Phone Calls Your inmate needs to stay connected to friends and family. While lots of information can be shared on the phone, precautions must be taken so that everyone involved can avoid having future problems. Phone Calls are Recorded If your inmate wants to discuss the case with you by phone, use extreme caution going forward. The […] Consequences of Introducing Contraband It might be tempting to bring your inmate something from the outside, but doing so can have very serious consequences. If your inmate asks you to bring something illegal into the facility, he or she is not thinking clearly, therefore, it is up to you to be strong and not get the both of you […] Why Commissary is Important Commissary funds are deposited to an inmate's account so he or she can purchase personal hygiene items, stationery supplies and snacks. Some lists also offer clothing, electronics, books and phone cards, among other things. A Relief from Hunger Inmates are typically fed two to three meals a day. The ingredients are high in calorie and […] When the Newness of Sobriety Wears Off Sobriety is like a love relationship. When you start out, everything is exciting and new. When I first got clean, everything I read, saw and heard about sobriety was very attractive to me. I spent my free time getting to know it in the same way I would get to know a new woman. The […] Can a Felon Own a Gun Oklahoma? Generally speaking, federal law makes it a crime for a convicted felon to own or possess a gun or ammunition. If you were convicted of a federal felony crime, you must receive a presidential pardon if you are to ever own a firearm again. Some states, however, have specifically designed laws regarding felons convicted of […] Why The Male Model Doesn't Work for Women Inmates This is content sponsored by Netflix (producers of Orange Is The New Black) for the New York Times. There are some interesting facts and a few videos worth watching if you are concerned with the incarceration of women and the related issues. Women serving time in American prisons Inmate Mail: How to Get an Envelope or Post Card Pre-Metered If the facility that your inmate is in will only accept pre-metered mail, it is important to know how to get that done. Sticking a regular stamp on it and sending it will only get it sent back or discarded. Your inmate will never see it. You have several options: Get it Pre-Metered at the […] Consequences of Contraband Mail At some point you might be tempted to mail contraband to your inmate. After all, how much trouble will it really cause, right? The answer is, plenty. The consequences of being caught mailing contraband to an inmate or an inmate receiving it can be severe. Criminal Charges If your inmate is in a state or […] How to Survive Prison Most people know the importance of working out and staying physically fit to survive prison, but mental strength and attitude play a huge role in getting through incarceration. Expand Your Skills If the prison offers classes, sign up for some. Whether it is music lessons, anger management or business math, anything you learn is something […] Hundreds more 'Straight Up Answers'... Go To Top + Rutherford County Most Wanted Rutherford County Most WantedRutherford County Most Wanted IIRutherford County - Seeking Info + Rutherford County Law Breakers Rutherford County Sex OffendersRutherford County Sex Offenders II + Rutherford County LAW Links Murfreesboro Police DepartmentRutherford County SheriffRutherford County ProsecutorRutherford County Public DefendersRutherford County CourthousesRutherford County Court ClerkRutherford County Courthouse RecordsRutherford County Parole + Law Enforcement Social Media Facebook Page - Tennessee PrisonsTwitter Account - Tennessee PrisonsFacebook Page of Rutherford County Sheriff + Tennessee Most Wanted Tennessee Most WantedTennessee Most Wanted IITennessee Most Wanted IIITennessee Most Wanted IVTennessee Most Wanted VTennessee Most Wanted VITennessee Most Wanted VIITennessee Most Wanted VIIITennessee Most Wanted IXTennessee Most Wanted XTennessee Escaped State ConvictsTennessee Arrest WarrantsTennessee Arrest Warrants IITennessee Arrest Warrants IIITennessee - Deadbeat ParentsTennessee - Seeking InformationTennessee - Seeking Information IITennessee - Seeking Information IIITennessee Arrest Warrants IVTennessee Arrest Warrants VTennessee Arrest Warrants VITennessee Arrest Warrants VIITennessee Arrest Warrants VIIITennessee Arrest Warrants IXTennessee Arrest Warrants XTennessee Missing PeopleTennessee Missing People IITennessee Missing ChildrenTennessee Missing Children IITennessee Missing Children IIITennessee Missing Children IVTennessee Missing Children V Go To Top + Tennessee LAW Links Tennessee Highway PatrolTennessee Dept of Public SafetyTennessee Bureau of InvestigationTennessee Sheriff's OfficesTennessee Police DepartmentsTennessee Attorney GeneralTennessee Criminal LawsTennessee Public DefendersTennessee Legal AssistanceTennessee Legal Self HelpTennessee Law LibraryTennessee Law Library IITennessee CourtsTennessee Drug CourtsTennessee Court Cases OnlineTennessee Mandatory SentencesTennessee Sentencing GuidelinesTennessee Sentencing GridsTennessee Dept of CorrectionsTennessee Inmate LocatorTennessee Adult ProbationTennessee Juvenile ProbationTennessee Adult Parole Go To Top + Tennessee Law Breakers Tennessee Death Row InmatesTennessee Death Row Inmates IITennessee Death Row Inmates IIITennessee Escaped State ConvictsTennessee Criminal HistoriesTennessee Criminal Histories IITennessee Crimes & CriminalsTennessee Sex Offenders + Most Wanted - Nationwide ALERTS – Missing ChildrenALERTS – Missing Children IIFBI Wanted - Crimes ChildrenFBI Endangered Child AlertALERTS – Missing PeopleALERTS - Missing people IINamUs - National Missing PersonsMissing Persons - ViCAPUnidentified Persons - ViCAPTop 10 Most Wanted – FBITop 15 Most Wanted – US MarshalsFBI - Most WantedICE - Most WantedATF - Most WantedDEA - Most WantedSecret Service - Most WantedOIG - Most WantedOIG - Most Wanted HHSOIG - Most Wanted HHS & CapturedMost Wanted - FBI ViCAPMurders and Sex Assaults - ViCAPWanted - US Marshals - Major CasesFBI Wanted - Criminal EnterprisesFBI Wanted - Cyber CrimesFBI Wanted - Domestic TerrorismFBI Most Wanted TerroristsWanted - Violent Crimes - MurdersFBI Wanted - Violent CrimesFBI Wanted - White Collar CrimesFBI Seeking Terror InformationDEA - Recent Most WantedEPA - Most WantedOIG - Deadbeat ParentsPostal Service - Most WantedUS Air Force FugitivesUS Army Wanted by CIDUS Navy Wanted by CISUS Marine Corp Wanted by CISWTF?? – Top FBI Crime DramasMost Wanted – All USAMost Wanted by the RCMPInterpol - Most WantedMost Wanted Worldwide Go To Top + Federal Law Enforcement Links US Department of JusticeUS Federal Criminal LawsKnoxville FBI OfficeMemphis FBI OfficeFBI Main PageUS Attorney's OfficesUS Attorney Office LocatorFederal Public Defender LocatorFederal Public Defender ListUS District Court LocatorFederal Courts – Case SearchFederal Bureau of PrisonsICE Detention CentersBOP Classification ManualBOP Designation DecisionsFederal Sentencing Guidelines ManualFederal Sentencing GuidelinesFederal Sentencing GridNCIC – Crime Information CenterSEC - Ponzi SchemesSEC - Insider TradingSEC - Report FraudScam Meter - Is it a Scam?Fraud - Protect YourselfYour Broker - A Scammer?SEC - Investor InformationSEC Offices Go To Top + United States Law Breakers National Sex Offender RegistryNational Sex Offender Registry IINational Gang CenterStreet Gangs & GangstersStreet Gangs & Gangsters IIStreet Gang InformationStreet Gang Information IIAmerican Gangster HistoryAmerican Gangster History IIAmerican Gangster History IIIUSA Scams and FraudstersUSA Scams and Fraudsters IIUSA Identity ThievesUSA Identity Thieves IIFBI City & State Crime StatsInternational Criminals & CrimesInternational Criminals & Crimes IIInternational Criminals & Crimes IIIWomen on Death Row Go To Top + Crime Shows - Cable TV America's Most Wanted ShowCOPS Television ShowFugitive Task Force TelevisionHARD TIMEInside American Jail TelevisionLocked Up Abroad Television ShowLOCKUP - Prison ShowAmerica's Hardest PrisonsComplete List of Police ShowsBiography TV Crime DramasBorder WarstruTV - Crime Stories Go To Top + Jail & Prison Video - YouTube Video from Inside - Clip 1Video from Inside - Clip 2Video from Inside - Clip 3Video from Inside - Clip 5Video from Inside - Clip 6Video from Inside - Clip 7Video from Inside - Clip 8Video from Inside - Clip 9Video from Inside - Clip 10Video from Inside - Clip 11Video from Inside - Clip 12Video from Inside - Clip 13Video from Inside - Clip 14Video from Inside - Clip 15Video from Inside - Clip 16Video from Inside - Clip 17Video from Inside - Clip 18Video from Inside - Clip 19Video from Inside - Clip 20Video from Inside - Clip 21Video from Inside - Clip 22Video from Inside - Clip 23Video from Inside - Clip 24Video from Inside - Clip 25 Go To Top


text:
The Eurovision Song Contest: 42 amateur singers resent because of new voting rules and can't decide what color their lives are.
The Angry Birds Movie: Find out why the birds are so angry. When an island populated by happy, flightless birds is visited by mysterious green piggies, it's up to three unlikely outcasts - Red, Chuck and Bomb - to figure out what the pigs are up to.
The Call Up: A group of online gamers are invited to try a state-of-the-art virtual reality video game but things take a turn for the sinister when these masters of the shoot 'em up discover they will literally be fighting for their lives.
Captain America: Civil War: Political interference in the Avengers' activities causes a rift between former allies Captain America and Iron Man.
The Noise: Le Ren (Adrian The) who moves into an old house located at suburbs with his girlfriend, Ming Ming (Lenna Lim). They think their new home would bring them serenity and they could start a ...
Invaluable The True Story of an Epic Artist: An In Depth Look at EVIL DEAD special FX artist TOM Sullivan and how he helped get Evil Dead off the ground, With the help of some of his friends. Starring Bruce Campbell, Ellen Sandweiss, Betsy Baker, Hal Delrich, Ted Raimi and more.
Big Bucks The Press Your Luck Scandal: On May 19, 1984, an out of work ice cream truck driver from Southwestern Ohio broke the bank on CBS' hit game show of the mid-1980's "Press Your Luck" and made TV history by setting a ...
The Divergent Series Allegiant: The third installment of the blockbuster Divergent series franchise, ALLEGIANT, takes Tris [Shailene Woodley] and Four [Theo James] into a new world, far more dangerous than ever before.
Dukale's Dream: Hugh Jackman (X-MEN's "Wolverine") flies to Ethiopia as part of World Vision's initiative to bring attention to their success in raising people out of poverty. Hugh spends an entire day in ...
The Brothers Grimsby: A new assignment forces a top spy to team up with his football hooligan brother.
13 Hours The Secret Soldiers of Benghazi: As an American ambassador is killed during an attack at a U.S. compound in Libya, a security team struggles to make sense out of the chaos.
The Other Side of the Door: A family lives an idyllic existence abroad until a tragic accident takes the life of their young son. The inconsolable mother learns of an ancient ritual that will bring him back to say a final goodbye. She travels to an ancient temple, where a door serves as a mysterious portal between two worlds. But when she disobeys a sacred warning to never open that door, she upsets the balance between life...
Marriage of Lies: centers around a woman who fights to prove her innocence after she is accused in the kidnapping of her missing husband.
I Am Watching You: Writer, Nora Nichols finds inspiration by watching her neighbor Lucas' escapades from her bedroom window. But things take an interesting turn when she realizes he's been watching too.
Walter Matthau Diamond in the Rough: Two-time Academy Award winner, Matthau's fifty years of show business have earned him the love of millions and the admiration of fellow professionals. Clips used include: A Face in the Crowd, Charade, The Fortune Cookie, The Odd Couple, Cactus Flower, The Sunshine Boys, Hopscotch, Grumpy Old Men and I'm Not Rappaport. In addition to Walter Matthau himself, on-screen interviewees include actors Jack Lemmon, Julie Harris, Ozzie Davis and Roddy McDowell, directors Herbert Ross, Edward Dmytryk, writer Neil Simon and Walter's son, director Charles Matthau.
Lady Gangster: An actress gets mixed up with a criminal gang and winds up taking the rap for a $40,000 robbery. Before she's sent to prison, she steals the money from her cohorts and hides it, intending to use it as a bargaining chip to win her release from prison. However, her former partners have other ideas.
Les Anarchistes: Brigadier Jean Albertini is chosen to infiltrate a group of anarchists.
Like for Likes: A notoriously shrewish TV drama writer and a Korean wave star who fight like cats and dogs every time they meet; a spinster flight attendant landlady and a nosy chef tenant who build a ...
Date with Love: When a small-town boy's video Promposal goes viral, it scores him a Prom date with his celebrity crush. Complications arise when the celebrity falls for the boy's teacher.
Under the Gun: A look at the aftermath of the Sandy Hook massacre where 20 children were murdered at school by a crazed gunman, but lead to no changes in American gun laws.
Song of Lahore: Song of Lahore follows several Pakistani musicians, and asks if there is still room for them in a society roiled by conflict. Featuring the music of the Sachal Jazz Ensemble, and the Jazz at Lincoln Center Orchestra with Wynton Marsalis.
The Sound and the Fury: A look at the trials and tribulations of The Compson siblings, living in the deep south during the early part of the 20th century.
Blood Orange: Blood Orange stars Iggy Pop as Bill, an ageing rock star living with his beautiful and promiscuous young wife Isabelle (Kacey Barnfield). Into their peculiar paradise comes a dangerous ex-lover (Ben Lamb) hell bent on revenge.
Den of Darkness: After moving with her husband to a new house to cope from the accident that recently blinded her, a Den Mother continues to be haunted by guilt over the death of a girl scout until the couple find a little girl living hidden in their house, revealing unthinkable dark secrets.

subset: commoncrawl


text:
DEFINITION of 'Official Staff Commentary'
Commentary published by the Federal Reserve. Official staff commentaries are laid out in a question-and-answer format. They are used by the Federal Reserve Board's Division of Consumer and Community Affairs to provide formal interpretations of regulations.
Next Up
BREAKING DOWN 'Official Staff Commentary'
For example, an official staff commentary was covered to address Regulation E and electronic transfers of funds (EFTs). Another official staff commentary was issued concerning Regulation Z and consumer credit.
Regulation EA regulation set forth by the Federal Reserve. Regulation E outlines ...
Beige BookA commonly used name for the Fed report called the Summary of ...
Regulation IA regulation set forth by the Federal Reserve. Regulation I stipulates ...
Regulation NOne of the regulations set forth by the Federal Reserve. Regulation ...
Regulation ZA specific Federal Reserve Board regulation that requires debt ...
Regulation AAA regulation designed to address practices by banks that are ...
Related Articles
Your Practice
How to Write Better Investment CommentaryIf you're providing any type of expertise to clients in writing, it pays to make it high quality. Here's how to do that.
Common Interview Questions for Revenue AnalystsLearn more about the role that a revenue analyst plays in a company and common questions asked during job interviews for this position.
Explaining the Federal Reserve SystemThe Federal Reserve System is the central bank of the United States. It regulates monetary policy and supervises the nation's banking system.
Regional Banks Give The Fed A National PerspectiveWe all know that the Federal Reserve utilizes monetary policy to control the economy, but what do the 12 regional Federal Reserve Banks do?
The Federal Reserve: What Is The Fed?The Federal Reserve was created by the U.S. Congress in 1913. Before that, the U.S. lacked any formal organization for studying and implementing monetary policy. Consequently markets were often ...
Options & Futures
Financial Regulators: Who They Are And What They DoFind out how these government agencies govern the financial markets.
The Federal Reserve: The FOMC Rate MeetingSo far we've learned about the structure of the Federal Reserve and its duties, the Federal Open Market Committee (FOMC), the tools of monetary policy and the federal funds rate. Now we're going ...
What's the Federal Funds Rate?The federal funds rate is the interest rate banks charge each other for overnight loans to meet their reserve requirements.
Mutual Funds & ETFs
The Best Morningstar Tools For AnalystsMorningstar, both the free standard and premium version, furnishes users with a plethora of analytical and tracking tools.
Personal Finance
How The Federal Reserve Was FormedFind out how this institution has stabilized the U.S. economy during economic downturn.
Who determines the reserve ratio?Understand what the Federal Reserve is and what it regulates in the U.S. economy. Learn about the reserve ratio and how the ... Read Answer >>
Why would the Federal Reserve change the reserve ratio?Understand the Federal Reserve's monetary policy and the tools it uses to change that monetary policy. Learn about the reserve ... Read Answer >>
What happens if the Federal Reserve lowers the reserve ratio?Learn about the Federal Reserve's monetary policy and the tools it uses to control it. Understand what happens if the Federal ... Read Answer >>
How do open market operations affect the money supply of an economy?Understand how open market operation affect the supply of money in the economy and learn the specific ways the Federal Reserve ... Read Answer >>
How does the Federal Reserve's set discount rate affect my personal finances?Discover how the Federal Reserve implements its chosen monetary policy through its discount rates, and how these actions ... Read Answer >>
What do banks do to control the bank reserve?Understand what the Federal Reserve does in order to expand or contract the economy. Learn what depository institutions can ... Read Answer >>


text:
What is an 'Outward Direct Investment - ODI'
An outward direct investment (ODI) is a business strategy where a domestic firm expands its operations to a foreign country either via a Green field investment, merger/acquisition and/or expansion of an existing foreign facility. Employing outward direct investment is a natural progression for firms as better business opportunities will be available in foreign countries when domestic markets become too saturated.
BREAKING DOWN 'Outward Direct Investment - ODI'
The increase of a nation's outward direct investment can be seen as a proxy that the nation's economy is booming to the extent that sufficient risk capital is available for further ventures. For example, in the 1990s foreign firms entered China and gave a large influx of foreign capital into the Chinese economy. As a result of subsequent economic activity in the years to come, China's economy flourished to the point where Chinese companies now engaged in large scale outward direct investments. In fact, in 2005 Chinese companies spent over $6.9 billion in ODI.
Foreign BondA bond that is issued in a domestic market by a foreign entity, ...
Green Field InvestmentA form of foreign direct investment where a parent company starts ...
Foreign Direct Investment - FDIA foreign direct Investment (or FDI) is an investment made by ...
Inward InvestmentThe opposite of outward investment, an inward investment involves ...
Foreign Portfolio Investment - ...Securities and other financial assets passively held by foreign ...
Foreign Earned Income ExclusionThe amount of income earned from a foreign source that is excludable ...
Cautionary Signs For International Investors"Going global" is a fashionable investing style, but investors should know the risks.
Get A Tax Credit For Your Foreign InvestmentsThe foreign tax credit provides a break on investment income made and taxed in a foreign country.
How To Trade Foreign StocksWe weigh the major ways to trade foreign stocks for investors.
Forex Fundamentals
6 Factors That Influence Exchange RatesAn in depth look at out how a currency's relative value reflects a country's economic health and impacts your investment returns.
Should You Open A Foreign Savings Account?Would opening a savings account in a foreign bank make sense for you? The pros and cons, how to establish one – and alternatives to consider.
Mutual Funds & ETFs
Playing It Safe In Foreign Stock MarketsFind out some of the lower-risk ways to invest in foreign markets.
Your Clients
Advisors: Don't Overlook This Foreign Dividend TaxPaying income tax on income earned from foreign investments can be a tricky proposition. Here's what advisors and their clients need to know.
Current Account DeficitA current account deficit occurs when a country spends more money on the goods and services it imports than it receives for the goods and services it exports.
Options & Futures
Evaluating Country Risk For International InvestingInvesting overseas begins with determining the risk of the country's investment climate.
What Taxes Do I Owe On Retirement Accounts Abroad?If you're a U.S. retiree, but previously worked abroad, here's what you need to know about taxes on foreign pensions and retirement accounts.
What is the difference between foreign portfolio investment and foreign direct investment?Learn about the significant differences between foreign direct investment and foreign portfolio investment, and how they ... Read Answer >>
What are the components of a financial account?Understand what the financial account is and how it relates to a country's balance of payments. Learn about the components ... Read Answer >>
What is foreign exchange?Foreign exchange, or Forex, is the conversion of one country's currency into that of another. In a free economy, a country's ... Read Answer >>
What risks do organizations face when engaging in international finance activities?When an organization decides to engage in international financing activities, they also take on additional risk as well as ... Read Answer >>
How can an individual investor get involved in FDIs (foreign direct investments) ...Understand what the term foreign direct investment (FDI) means, and learn how individual investors can get involved in FDI ... Read Answer >>
Why would an investor want to hold an American Depository Receipt rather than the ...Learn about the advantages for investors of using American Depositary Receipts instead of investing directly in the underlying ... Read Answer >>


text:
By Catholic Online (NEWS CONSORTIUM)
11/13/2012 (3 years ago)
Catholic Online (www.catholic.org)
A common complaint about U.S. society is a surfeit of rules and regulations that the average citizen can't begin to follow. For example: The Obama administration has posted 165 new regulations and notifications on its reguations.gov Web site. And this is just for Friday morning of last week.
Yet another proposal involves some fancy imported fruit. It offers for FDA staff on "enforcement criteria for canned ackee, frozen ackee, and other ackee products that contain hypoglycin A." For those not in the know, Ackee is the national fruit of Jamaica; not ripe or inedible portions can be toxic.
By Catholic Online (NEWS CONSORTIUM)
Catholic Online (www.catholic.org)
11/13/2012 (3 years ago)
Published in Politics & Policy
Keywords: regulations, gov, Web site, rules and regulations, new laws, proposals
LOS ANGELES, CA (Catholic Online) - In the past 90 days, regulations.gov has posted 6,125 regulations and notices, which makes for an average of 68 per day.
"Help improve Federal regulations by submitting your comments," the Web site helpfully says. The Web site also lets visitors find and comment on proposed regulations and related documents published by the U.S. federal government.
The countless entries run the gamut from meeting notifications to fee schedules to actual rules and proposed rule changes.
One of the most recent additions addresses house paint. The EPA posted a proposed rule involving volatile organic compound emissions from architectural coatings: "We are approving a local rule that regulates these emission sources under the Clean Air Act (CAA or the Act)," the proposal states. "We are taking comments on this proposal and plan to follow with a final action."
Yet another proposal involves some fancy imported fruit. It offers for FDA staff on "enforcement criteria for canned ackee, frozen ackee, and other ackee products that contain hypoglycin A." For those not in the know, Ackee is the national fruit of Jamaica; not ripe or inedible portions can be toxic.
Many of the proposed regulations revise regulations already on the books.
Ironically, regulations.gov also links to a video of a speech President Barack Obama gave at the U.S. Chamber of Commerce in Washington, D.C. last year, in which the president promised to remove "outdated and unnecessary regulations.
"I've ordered a government-wide review, and if there are rules on the books that are needlessly stifling job creation and economic growth, we will fix them," the president said.
The Competitive Enterprise Institute, along with many other groups expects a rush of new regulations now that President Obama has won a second term.
CEI expects the EPA to move ahead on delayed rules on everything from greenhouse gas emissions to ozone standards. "Rules from the health care bill and the Dodd-Frank financial regulation bill will also likely make themselves known in the weeks to come," the group said on its Web site.
By Kenya Sinclair (CALIFORNIA NETWORK)
Personal privacy is one of the greatest rights any citizen of the free world enjoys but soon the Federal Bureau of Investigation may have legal access to everything from passwords and personal emails to banking information and search history - all without your ... continue reading
By David Drudge (CALIFORNIA NETWORK)
Eleven states are challenging the Obama edict that schools should allow kids to use whatever bathroom they choose, regardless of their gender. Obama issued the edict last week as a means of joining the "transgender" bandwagon that is sweeping the nation. Unfortunately, ... continue reading
By David Drudge (CALIFORNIA NETWORK)
Hillary Clinton's former chief of staff from the State Department, Cheryl Mills, has asked a court to shield her from conservatives who are seeking the transcripts and recordings of her deposition scheduled for Friday. Mills is worried she will be taken out of context ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
The next time you encounter an internet troll, be warned, he could be getting paid to fan the flames, or to douse your conversation. A new study our of Harvard reveals that China is using an army of 448 million fake troll accounts to influence public opinion. And China ... continue reading
By David Drudge (CALIFORNIA NETWORK)
The State Department Inspector General has ruled that Hillary Clinton broke department rules for using a private email server and for deleting emails she sent and received during her tenure. The report was released on Capitol Hill today. LOS ANGELES, CA (California ... continue reading
By Kenya Sinclair (CALIFORNIA NETWORK)
The United States provides 33 percent of the world's arms such as fighter jet aircraft, tanks and more - so which countries are buying? LOS ANGELES, CA (Catholic Online) - According to the Defense Security Cooperation Agency, the number one country purchasing ... continue reading
By Kenya Sinclair (CALIFORNIA NETWORK)
With many Senate Democrats calling for a faster processing, the Obama Administration and U.S. Citizenship and Immigration Services (CIS) have drastically increased the number of Syrian refugees admitted into the United States. LOS ANGELES, CA (Catholic Online) - ... continue reading
By David Drudge (CALIFORNIA NETWORK)
The FBI is investigating Virginia Gov. Terry McAuliffe on the grounds that he accepted illegal campaign contributions. There is overlap between his donors and donors to the Clinton campaign. Investigators have discovered that a Chinese politician made a particularly ... continue reading
By Kenya Sinclair (CALIFORNIA NETWORK)
As American steel production falters, China has begun efforts to dump its excess steel at slashed prices. LOS ANGELES, CA (Catholic Online) - According to Thomas J. Gibson, president and CEO of the American Iron and Steel Institute, and Chuck Schmitt, president of SSAB ... continue reading
By Catholic Online (NEWS CONSORTIUM)
Chaos erupted as the US House of Representatives refused to pass an amendment meant to strip away religious freedom and protections for religious contractors and those who work with the federal government. LOS ANGELES, CA (Catholic Online) - When House Democrats ... continue reading


text:
The Love Boat 1977 | TV Show Watchlist
Season 4, Episode 26 Tony and Julie; Separate Beds; America's Sweetheart
First Aired: May 16, 1981
Passengers: a zoologist (Anthony Andrews); a spoiled actress; and a divorced couple who share a stateroom. Carl: William Christopher. Lynn: Toni Tennille. Aunt Gert: Nancy Kulp.
Guest Cast
Alison Arngrim Alison Arngrim Becky Daniels
William Christopher Carl Mitchell
Ronnie Schell Ronnie Schell Director
Toni Tennille Toni Tennille Lynn Mitchell
Nancy Kulp Nancy Kulp Aunt Gert
Anthony Andrews Anthony Andrews Tony Selkirk
Next On TVSee all »
Mon May 30 9:00am
Isosceles Triangle; El Kid; The Last Hundred BucksSeason 2, Episode 13 POPI'll Watch18 Watching
Cast & Details See all »
- Premiered: September 24, 1977
- Rating: TV-PG
- Premise: Love, `exciting and new,' kept this campy anthology series afloat for nine seasons. As passengers cruised on the Pacific Princess, tales of romance inevitably played out and intertwined, even involving the ship's crew. Producer Aaron Spelling called it `a… (more)
Trending TonightSee all »
MLB Baseball: Teams TBA7:00 pm | FOXI'll Watch616 Watching
NBA Playoff: Game 6: Warriors at Thunder9:00 pm | TNTI'll Watch578 Watching
Outlander9:00 pm | STARZI'll Watch238 Watching
The Love Boat: Season 2 - Vol. 1
By ParamountBuy New: $19.95
The Love Boat Lady: The authorized real life story of Jeraldine Saunders
By CreateSpace Independent Publishing PlatformBuy New: $39.95
The Love Boat: Season 1, Vol. 2
By Paramount / Sunset Home Visual Entertainment (SHE)Buy New: $9.99
Popular Shows
- 1. Game of Thrones
- 2. Castle
- 3. Jane the Virgin
- 4. Dancing with the Stars
- 5. Empire
- 6. The Flash
- 7. The Blacklist
Popular Movies
Popular Celebrities
- 1. Kit Harington
- 2. Gina Rodriguez
- 3. Emilia Clarke
- 4. Tom Hiddleston
- 5. Hayley Atwell
- 6. Michael Weatherly
- 7. Melissa Benoist


text:
Jean Herley
I am a native of Maine and now live clear across the country, in Oregon. My husband, who checks out JPG frequently, suggested I put photos on here. I am amazed at the detail and beauty in the things God has created in this world. I particularly like taking pictures of flowers, but also enjoy shooting landscapes and children. When I take photos, I look for many things, some being design, contrast, color, and texture.Sometimes I even try to capture an emotional perspective.
No collections
Enter "Still Life"!
Recent JPG Live Stories
Latest Photo Links
From Sticks and Stones, Two Artists Make Pinhole...
75 Views » 0 Comments » 0 Votes
A Full-Service Funeral Home for Pets - The Atlantic
435 Views » 0 Comments » 0 Votes
Break Through The Noise | Sony | Alpha Universe
376 Views » 0 Comments » 0 Votes
Q: Theme suggestion
A: Do you know?


text:
Novartis Pharmaceuticals Corporation
One Health Plaza
East Hanover NJ 07936
1 of 65
Next Page
Position Profile Job Description:
THIS POSITION MAY BE BASED IN EITHER EAST HANOVER NJ OR CAMBRIDGE/BOSTON MA Job Purpose To advise and produce social media content supporting corpo...
Position Profile Job Description:
Accountable for multiple complex Clinical Pharmacology projects within the Oncology Portfolio. As a leader in CP Biostatistics, he or she will prov...
Position Profile Job Description:
To lead the development and implementation of patient reported outcomes (PRO) strategies that support product value propositions leading to optimal...
Position Profile Job Description:
This is a universal job description meant to capture some of the primary duties of this role that are common across functions or divisions. It is n...
Position Profile Job Description:
Perform a series of repetitive operations requiring manual dexterity and visual acuity. May require ability to do machine set-ups and adjustments. ...
Position Profile Job Description:
Are you looking for new opportunity with a reputable, fast-growing organization? Do you want to work for a company that has an exciting global miss...
Position Profile Job Description:
You are an unquestionable go-getter. You go. You achieve. As one of Alcon's front-line sales personnel, You. Generate. Profit. Because you're less ...
Position Profile Job Description:
Sandoz, a Novartis company is seeking for a Director, SRM in Princeton, NJ. Job Purpose Define and execute supplier strategies and relationships th...
Position Profile Job Description:
The Process Expert Lead operates in a matrix organization and provides to the Site leadership knowledge in the areas of Functional management of Pr...
Do not become discouraged if you don't immediately find the perfect job opportunity.
We are signing up new employer partners every day with thousands of jobs throughout
the country. Our employer partners
constantly update GettingHired with their open positions. We recommend you use all
the GettingHired job search tools including setting up your personal job search
agents. You can set up several. This will enable us to notify you when a new job
posting is listed that matches your interests and desired location.
Create a Job
Alert for this search now.


text:
This is ridiculous and creepy. I mean, who spends hours and hours making a cake coffin to put a dead and mutilated Barbie doll into? This person, apparently.
I don't want to be a killjoy but you can't even eat a Barbie, baked or not, so you might as well put rocks into the cake.
For creativity and being messed up, though, this cake gets full marks. And you can also follow step-by-step instructions on how to make your own. What are you waiting for?
Stats for Coffin Cakes
Trending: Older & Average
Research: 40,782 clicks in 398 w
Interest: 4 minutes
Concept: Coffin Cakes
Related: 68 examples / 52 photos
Segment: Females, 18-35
Comparison Set: 25 similar articles, including: top 15 creative cakes + instructables contest , peculiar pastries, and playing with your food.
Coffin Cakes
More Stats +/-
Peculiar Pastries
Top 15 Creative Cakes + Instructables Contest
Playing With Your Food
Sweet Beefcakes
Cakes That Look Like Statues


text:
- "dusty sombrero": on
"Bracelets, hatband - either would work and be really special. A collection of really less-usual items…" read »
- "Pales in Comparison": on
"Anything WRONG with a dacquiri....…" read »
- "Pales in Comparison": on
"Love all these wonderful pale greens with the brass! Like a tall glass of homemade limeade…" read »
- "Think Of Tomorrow": on
"What a grand assortment of wonderful things. Everything goes together so well, and really does suggest…" read »
- "Mesmer de la Mer": on
"Congrats on your wonderfully inspiring POD!!)))0…" read »
- "rainy day blues": on
"Love the blues and the great choices in the Vintaj.…" read »
- "Nailed It": on
"Great bead choices to go with the Nailed Love Heart Focal!…" read »
- "Halcyon Days": on
"Gorgeous pick! I love the blues with the corals.…" read »
- "Think Of Tomorrow": on
"Makes me want a rust suede jacket and boot warmers! Must admit that this completely grooves!…" read »
- "Heart of Gold": on
"Thanks everyone!…" read »
- "Necklace, Anyone?": on
"Yes please!! Beautiful!…" read »
- "Dragonfly Season": on
"Wow! Gorgeous, Susie! …" read »
- "Think Of Tomorrow": on
"Woooo....!! CAS is doing earth tones! Phenomenal combo Christine!…" read »
- "Pales in Comparison": on
"Ahhhhh........... Serenity!…" read »
- "Moon Gazing Hare": on
"Mmmmmmmmmm......nice! Very nice.…" read »
- "Sun Mist": on
"Yes, you nailed it! Perfect visual & so beautiful.…" read »
- "Sun Mist": on
"Love this misty pick!…" read »
- "Monotone Mood": on
"Hoping this becomes a POD! I think it has great potential. This is as soothing as…" read »
- "Moon Gazing Hare": on
"Oooo! those jet dragonflies would go great with my dusty pick! Adding this to my faves!…" read »
- "Monotone Mood": on
"This soft pick has a calming effect, great choices ! I think I need some…" read »
- "dusty sombrero": on
"Great pick & title - love the focus on the dustiness of the cinder & krobo…" read »
- "Pales in Comparison": on
"Thanks everyone.…" read »
- "Pales in Comparison": on
"A pleasure to behold - the prairie green rounds with the mint Picasso flower are exquisite…" read »
- "Necklace, Anyone?": on
"Imho, this gorgeous pick would make beautiful pieces that would make everything around them more beautiful.…" read »
- "Monotone Mood": on
"Love this soft and metallic look!…" read »
- "Heart of Gold": on
"Congratulations on your heartfelt golden POD!! I see a few that I've missed.…" read »
- "Earth Mother": on
"Thanks ladies!…" read »
- "Dragonfly Season": on
"Sky, sea, earth, and dragonflies! A big part of one's daily requirement of beauty and nature.…" read »
- "Think Of Tomorrow": on
"Lovely shades of fall, especially the groovy opal & moss rondelle. But I'll take summer…" read »
- "Earth Mother": on
"Ditto to all the above. I love the desert rose and the African jade a bunch!…" read »
- "Moon Gazing Hare": on
"Wonderful moonlight pick! I can see the moonlight pouring down to light the pathways and…" read »
- "Sun Mist": on
"This is a super colorful kaleidoscope! The colors are divine.…" read »
- "Necklace, Anyone?": on
"Beautiful ! I would like a bracelet & earrings too.…" read »
- "Monotone Mood": on
"As gorgeous as a freshly dug and planted garden! Love the soft colors in this…" read »
- "dusty sombrero": on
"This is muy Bueno! The black and grays with the dragonflies is dream worthy. …" read »
- "Heart of Gold": on
"Congrats!…" read »
- "Pales in Comparison": on
"I think this pick is so elegant and soft! I love the prairie green with…" read »
|15" strand
|½ strand (loose)
|16" strand
|½ strand (loose)
|16" strand
|½ strand (loose)
|16" strand
Read the comments (or add your own)
Oh no, why?
Why so sad Lorrie. Beautiful pick!
I meant…Why so sad Lorrie?
Beautiful pick. Don't be sad Bubbly!!!
Lovely muted pick, Lorrie! Why are you so sad? Sending Chicky hugs your way!
Sad?! Why are you sad sweetie?! Just focus on all the chickie love directed your way and these lovely beads and know that if you need to talk that we're here!!
Lorrie as Kitty Chicky Cat said, if you need to talk we're here for you!
Your choice of colors and stones is very pretty, sorry you had to be sad to pick it.
Pretty pick Lorrie, I hope you are doing ok? Hugs to you!
This is a beautiful pick, Lorrie…I love the stones and colors! I don't like the fact that you're sad, though. Just remember that we Chicks are all here for you whenever you need us! Chicky hugs coming your way!
Thanks, Everyone, didnt want to worry anyone! Got sone bad news last night, there was a murder/suicide in Phila, and we knew the family, and the young person wo was tragically involved. Plus a very bad time of year for me anyway. Thanks for being here!
so sorry to hear of your family friends' loss- depression is such a devastating illness that takes so many lives. Hugs and prayers to you all-
Oh Lorrie……… I understand. sometimes you have to start to digest something before you're ready to share it. I'm so sorry for the loss. Big Hugs!
Thank you, Helen
Thanks, Mary! It was difficult to explain…
Oh, Lorrie, how sad for all of you…you, your family, and your friends will all be in my prayers. Great big Chicky hugs to all of you!
Lorrie, I hope you don't think I was making light of your sadness. I am sorry for your loss. Hugs from me too! You know we are here for you.
Lorrie, I am so sorry to hear of the tragic loss in your community. It is so hard to understand when something like that happens — perhaps there really is no way to truly understand. Over the years we've been touched by deaths twice due to murder via co-workers of my hubby's, suicide via a friend's hubby, & a dear friend's hubby who was a state trooper killed in the line of duty. All of these were just incomprehensible to us. Just know that our thoughts and prayers are with you and your family and those in your community touched by this sorrow. Chicky love and hugs are being sent your way, Lorrie.
Sorry to hear of your sadness, Lorrie. What a tragedy. Isn't it strange how we get inspiration for some of our beautiful picks? I guess it is self-expression. My heart goes out to you and your family…..
Thank you! I dont understand how a person- let alone a parent could ever … There are no words but sadness,
That's even worse than I could have imagined……….
Oh, I am so sorry to share that trouble! I dont know if I even want to talk about it; it it was devistating.
Just know that our thoughts and prayers are with you and the family, Lorrie.
We are all here for you, Lorrie, and our spirits will be with you and the family as you go through this terrible ordeal.
Lorrie – such a terrible tragedy. I can not imagine what you are going through emotionally. I hope it has helped to share your grief and outrage and know that we are all here for you. Feel our hugs.
Comments are closed for this Fresh Pick.
Design Your Own!
The Fresh Pick on this page was designed by a customer. You can design your own Fresh Picks, too!


text:
The Vero Beach home improvement market is dynamic. While mortgage interest rates have remained at comparatively low levels for the past few years, it's tempting to assume more people are buying new homes than are renovating or remodeling their existing homes. However, remember this: Because interest rates are so low, home equity loans and complete refinances continue to be popular ways for home owners to pull money out of their properties to make improvements. This article will examine that trend and what it means to the real estate marketplace.
Vero Beach Home Improvement is Popular
No doubt you've heard and read about the relatively low housing inventory in the current real estate economy. Because of the scarcity of affordable available housing in many markets throughout the country, prices have risen consistently in the past year or two. New home construction is underway in a number of regional markets, but new home sales prices have also spiked as builders and developers have to pay increasingly more for land, labor and materials.
Many home owners across the U.S. have enjoyed equity growth in their homes. This growth, coupled with the short supply and rising costs of new and/or larger homes, have caused these homeowners to put off – at least temporarily – the idea of moving into a new neighborhood or "trading up." Instead, a growing number of American home owners are opting to renovate or remodel their existing homes. If you're thinking of entering the Vero Beach home improvement market, you're not alone.
Recently, home improvement giant Home Depot – the largest home improvement retailer in the world – reported their sales for the first quarter of this year. Not surprisingly, their sales of $22.8 billion represented a 9% increase over the same period last year. In addition, the chain's online sales also increased more than 20% boosting the store's net earnings to just over $1.8 billion, exceeding last year's totals by 14%.
To what does Home Depot attribute their recent increases?
Craig Menear, Home Depot CEO, says some of the success is due in part to the sluggishness of the new-home purchase market. Armed with recent housing data showing lower than expected building permits issued and housing starts provided by the Department of Commerce, Menear said, "Housing data indicates continued tailwinds for our business," indicating at least a short-term forecast of much of the same for Home Depot.
So what does Home Depot know that we don't? Probably plenty.
A deeper analysis of the recently reported numbers will likely show an anticipated strategy for both Home Depot and home owners contemplating taking on Vero Beach home improvement projects.
Building permits in April reflected a seasonally adjusted annual number of 1.12 million. While that figure represents an increase of 3.6% above the revised March rate of 1.08 million permits, it's still more than 5.3% below that total from April a year ago.
April housing starts were at a seasonally adjusted annual rate of 1.17 million, which is 6.6% more than the revised March projection, but it's 1.7% below April 2015's annual rate of 1.19 million housing starts.
The bottom line: The pace of new housing compared to last year has slowed.
While some economists continue to be optimistic, saying the overall housing demand – including pent-up demand from first-time home buyers who've seen their rents increase steadily each year – will rise gradually. In addition, say these economists, home builders are becoming increasingly confident about their sales forecasts.
Others feel homeowners who may be reluctant to sell for fear of not having a suitable, affordable place to move to will be content to stay put and consider renovations or home additions until the market changes. After all, they've seen their properties increase in value, and with the right Vero Beach home improvement choices for their home, there's no reason to think the value won't continue to go up.
It appear's Home Depot is banking on the same strategy – in a big way. Their earnings reflect a feeling that home owners will remain in their current houses at a high enough rate to sustain their continued growth expectations.
From the first quarter of 2015 through the same period in 2016, Home Depot's total assets grew more than 6%. Experts point out that for a home improvement retailer that's a significant increase because it includes merchandise and materials in inventory, in addition to property and equipment. Simply put, analysts say, Home Depot is stocking up.
In another potentially telling move, the Economic & Strategic Research Group of the Federal National Mortgage Association (Fannie Mae) readjusted their 2016 economic growth forecast to 1.7% growth, a decrease from their prior forecast of 1.9% growth and the 2.2% level predicted at the beginning of the year. However, Fannie Mae feels the slowdown will be temporary and short-lived.
Fannie Mae 's chief economist Doug Duncan said, "Home sales are expected to pick up with the spring and summer seasons in full swing, amid the backdrop of declining mortgage rates, rising pending home sales and purchase mortgage applications, and continued easing of lending standards on residential mortgage loans. "Meanwhile, the homeownership rate showed signs of stabilizing during the first quarter of this year, as the relatively high homeownership rates among Baby Boomers have helped offset low homeownership rates among Millennials, many of whom remain on the sidelines due to ongoing affordability issues," he added.
In the meantime, home owners will probably do what Home Depot thinks they will do – improve their existing home until the market can give them something more attractive and more affordable to move into.
You can find more articles pertaining to home improvements in the Vero Beach Home Improvements section of our site below Vero Beach Real Estate Categories in the column to your right.
We also post tips daily on Twitter and Facebook and would love for you to follow us there as well.
The Vero Beach mortgage market probably contains a number of borrowers and prospective borrowers who would be considered affluent. As such, one would assume people who have lots of money, large assets and high net worth would almost automatically qualify them for a jumbo mortgage. If you assumed that, you'd be wrong at least some of the time. Some affluent borrowers still face considerable challenges when it comes to their credit scores. Let's look at how low credit scores can affect even the rich in meeting the qualifications for a mortgage.
Vero Beach Mortgage Market – Credit Affects Us All
The well-known credit reporting agency, Experian, recently released a survey showing that 40% of respondents who earn $100,000 or more still worry their credit score will adversely affect their ability to buy a home this year. In addition, 29% of those surveyed reported they were in the process of improving their credit scores to qualify for better terms on a home mortgage loan. The Experian survey was based on data collected back in February from 500 affluent borrowers or would-be borrowers who recently bought a home or were planning to buy within the next year.
While the average American may find it hard to believe that affluent borrowers – or anybody that earns $100,000 or more annually – could ever have credit problems, credit issues can affect anybody.
Vero Beach mortgage market lenders say the minimum credit score is 720 to get the best jumbo rates and loan terms. Jumbo borrowers with credit scores below 680 are among those who begin facing serious qualification challenges. Some lending institutions may choose to qualify a borrower with a slightly lower credit score under two major conditions. First, the borrower must have income and assets that help offset the lower credit score and, second, if the lender is able to keep the jumbo loan in its in-house lending portfolio. Jumbo mortgages are loans in excess of $417,000 in most markets and $625,500 in select high-priced markets – the limits for the government-backed mortgages.
Ironically, wealthy borrowers often don't even realize they have credit challenges. For example, many affluent borrowers assume their credit scores will remain high if they pay off high balances each month. However, credit reporting agencies also judge the credit management practices of borrowers to ensure they are able to handle credit accounts without becoming financially overwhelmed. In addition, despite their wealth some affluent people just don't worry enough about their credit accounts. While it's a great feeling to know you have credit balances that can probably be paid in full anytime, by not paying attention to payment due dates or late fees, any borrower – regardless of their income or net worth – can run into credit problems that may follow them forever.
An Experian credit specialist said, "It doesn't matter how much money you have, it really is about how you manage your credit. For the best score, people should limit usage to less than 25% of each entire credit line."
Another problem that often affects affluent borrowers is shared credit obligations. A spouse, for example, who has credit issues that remain unresolved – and unconfessed – can be a proverbial curve ball that can threaten approval of a loan application, not only in the Vero Beach mortgage market, but nationwide as well. If unpaid bills create a problem, that problem can normally be solved by paying the bills in full and using a "rapid re-score" service. Mortgage lenders must request the re-score, which typically costs around $25 per account and can take place in 4-5 days.
New credit-reporting rules that go into affect this summer may also benefit affluent borrowers. The government-sponsored Federal National Mortgage Association (Fannie Mae) buys loans from mortgage lenders and sells them as mortgage-backed securities. They have recently added "trended credit-data reports" as part of their automated underwriting system, to be released into the Vero Beach mortgage market June 25.
Existing credit reports only show the outstanding balances of each account. Therefore, on mortgages, car loans or credit cards the credit report shows what's owed and whether the account holder has made payments on time or late. Under the new system, credit reports using trended data will give the lender more information. While the scoring method itself remains unchanged, the lender is provided with additional data such as the scheduled payment and actual payment amounts over time to better enable lenders to rate how borrowers use credit cards. For example, does the borrower pay the balances in full each month or does he make only the minimum payment?
While the new credit reports from providers TransUnion and Equifax will apply to government-backed mortgage loans, jumbo lenders will probably use them, too. Credit experts say this will give affluent borrowers with high net worths to show their ability to pay despite having high account balances.
You can find more articles pertaining to the Vero Beach mortgage market in the Vero Beach Mortgage Info section of our site below Vero Beach Real Estate Categories in the column to your right.
We also post tips daily on Facebook and Twitter and would love for you to follow us there as well.
Vero Beach home inspections are an integral part of the real estate buying process. While inspections are not always required, most experts agree they are important. A thorough home inspection provides a home buyer with the peace of mind that there aren't major issues with the house they're considering buying. In some cases, an inspection may reveal problems that need to be addressed before the sale of the home can be consummated. Here are six home inspection issues likely to kill a real estate deal.
Vero Beach Home Inspections – The Bad News
A qualified home inspector is trained to look at and document everything in the home inspection ranging from a blown fuse to a cracked foundation. Some issues are, of course, worse than others. If you're contemplating buying a home being inspected, it's imperative you concentrate on issues discovered that pose a structural or home systems threat. They could cost thousands of dollars in repairs.
Those issues will ultimately affect the likelihood the sale will go through as planned. Naturally, everything is negotiable in a home sale, but home inspection problems need to be resolved before the seller and the buyer are satisfied.
Let's look at Vero Beach home inspections issues that may derail a home sale.
Public awareness of asbestos has been raised substantially since the early days when this cancer-causing material was used as artificial snow in stage and movie productions. The poppy field scene in the movie, "The Wizard of Oz," is one example. Homes built before 1975 could contain asbestos in the felt material used in roofing or the roof penetration sealant. In addition, the tape used to seal ventilation and heating ducts, cement board siding and older tiles may also contain harmful asbestos.
One home inspector points says the presence of asbestos isn't a major issue unless it's disturbed or removed during remodeling. Usually, the asbestos can be covered with other materials to protect it from damage. However, deteriorating asbestos insulation found around pipes can be a serious health issue. It's important a qualified asbestos abatement contractor remove it prior to the home closing.
Basement Radon
Radon is a naturally occurring, carcinogenic and radioactive gas. It is often found in the crawl spaces or basements of older homes. The problem with radon is it can filter up through the entire home's structure. While most homes are free of radon gas, if an inspector discovers radon in the course of his Vero Beach home inspections, it should be remedied. Cost estimates range between $1,500 and $2,500.
Buried Oil Tank
Homes built between 1930 and the 1990s often have oil tanks buried on the property. If an inspection discovers the tank is leaking or deteriorating, it must be dug up and removed. An intact tank with no leakage can cost more than $5,000 to dig up and dispose of. If the tank is leaking, the cost could more than double – especially if the groundwater has been adversely affected. A tank that was buried properly, shows no signs or leaking or deteriorating, and was professionally decommissioned can remain on the property – but the home buyer assume's the risk and responsibility of removing the tank in the future if a problem occurs. It's best to address buried oil tank issues in advance.
Wiring Exposed
Exposed wiring can present a safety hazard. Do-it-yourselfers who haven't been properly trained are often responsible for exposed wiring issues. In addition, the knob-and-tube wiring common in homes built prior to 1930 rarely lasts and should be updated by a qualified electrical contractor.
Black Mold
Vero Beach home inspections that include black mold in their reports are often deal breakers. They can stop a mortgage financing commitment dead in its tracks. If you have a spouse or family member with respiratory conditions it's probably a good idea to move on to another property. At a minimum, have the seller hire a professional remediation company to get rid of the black mold. And, be sure to have the home re-tested after the work is completed.
A home inspection that reveals termite damage will be difficult to sell. Fixing the damage is usually expensive and time-consuming. In addition, a home with termite damage requires an additional inspection by a structural engineering expert to examine the integrity of the home's framing to see if additional support is required. Home buyers who elect to buy a house with termite damage should do so only after they receive documentation from a termite company stating the house is covered by a termite warranty.
A Final Word on Vero Beach Home Inspections
If you're selling your home, major issues revealed by a home inspection scare away potential buyers. But before you panic and rush out to try and fix the issue yourself or pay someone to do so, consider negotiating with the buyer. If the buyer likes the home enough, they may be willing to offer a little less and have the work performed once they become the new owners. However, buyers should be aware of this: know how much the proposed repairs will cost, and how much you're willing to spend. In the long run that will save you money, time and headaches.
You can find more articles pertaining to Vero Beach home inspections in the Vero Beach Home Inspections section of our site below Vero Beach Real Estate Categories in the column to your right.
We also post tips daily on Twitter and Facebook and would love for you to follow us there as well.
Vero Beach homes for sale always include a certain number of properties that have been recently renovated. While there are often benefits in purchasing a home that's been remodeled or substantially improved, there are important distinctions that need to be considered. First and foremost is, a newly renovated home isn't the same product as a newly built home. This article will examine what to look for when you're contemplating buying a flip – a property purchased by an investor for the sole purpose of performing a renovation or remodeling project in anticipation of selling it for a profit.
Vero Beach Homes for Sale – The Flip Side
Another consideration regarding a newly-renovated home is the perception that the remodeled home is move-in ready, hassle-free and well worth the asking price. While a freshly improved home can often command top dollar, there are recommendations to consider before you fall in love with a flip house and sign the sales contract.
House-flipping "reality shows" on cable television usually portray the buying, renovating and re-selling process as a fast, easy and profitable investment venture – complete with "happily ever after" endings. Rarely are there follow-up features to see how the newly-renovated house withstands daily use and wear and tear. Even more rare is a story about the purchasers of the flipped houses to see what their experiences have been and if they are satisfied with their purchase.
As is the case with most buy and sell investment opportunities, in the home-flipping business time is money. As a result, some flippers and remodeling contractors are anxious to move on to the next project – sometimes before the first one is completely finished. Such a practice inevitably leads to shoddy workmanship caused by cutting corners or rushing to take on another job. In addition, there are often unexpected expenses that threaten to wreck the budget and diminish anticipated profits.
If you're contemplating looking at Vero Beach homes for sale and have an interest in a flipped house, these tips may help you avoid disappointing surprises after you buy it and move in.
Have an Eye for Detail
Try to disassociate yourself from the newness the house features. The shiny new appliances, polished brass hardware, marble baths or ceramic tile all appear very nice. They can add beauty and value to the house, but they can also be used superficially to distract your attention or even cover up hidden problems in the house. By paying attention to the details you'll be able to get a better picture of the quality of workmanship performed during the renovation.Look for obvious signs of shoddy or careless work. Consider the following:
- Outlet plates or light switch plates that aren't flush with the wall or are crooked
- Crown molding or wainscoting that doesn't meet properly at the mitered corners
- Noticeable gaps between the countertops and the wall
- Gaps or unfinished grout in the bathroom tile
- Doors, drawers and cabinets that don't close properly or are crooked
A handful of cosmetic blemishes or noticeable mistakes could mean there are other issues that aren't readily seen. While we've all heard not to judge the proverbial book by its cover, in this case if you see shoddy work on the surface, who knows what may lie behind the walls, under the floors or above the ceiling? The electrical, HVAC and plumbing systems could also be substandard.
Have the Home Inspected
Just because some Vero Beach homes for sale may have been newly-renovated, as mentioned earlier, that doesn't mean they are in like-new condition. Don't assume, therefore, the flipped house doesn't need to be inspected. On the contrary, it's more reason to make sure the home is inspected – by a qualified inspector.
A licensed, experienced home inspector will check the renovation contractor's work, and he might see issues most buyers would probably miss. The inspector is infinitely more familiar with local building codes and can tell if the work was performed properly. He can also check the house for shoddy workmanship done to cut corners or save time. While it's true the renovation was probably inspected and approved by the local building inspector, typically such a review is performed only for health and safety reasons. A home inspection will be much more thorough and can save a homeowner thousands of dollars in the long run.
Use Extra Due Diligence
If you're contemplating purchasing a flipped home, exercise more due diligence than ever. Ensure the contractor had the proper permits for the renovation. Make sure they were all approved, signed and completed. If the permits aren't readily available or you don't receive copies, look them up online or visit the local building department. They will have a file on the construction improvement project, and the permits are a matter of public record. Don't finalize the contract or close on the sale without ensuring all the required permits were officially approved and completed. Failure to do so could mean you, as the new homeowner, could find yourself responsible for shoddy workmanship that doesn't meet the required standards.
Know the Flipper
Be an investigative reporter when it comes to finding out all you can about the flipper from whom you're buying the house. If the owner is the contractor, does he know what he's doing? What are his qualifications? Is he licensed builder? As real estate agent – specializing in Vero Beach homes for sale – we can assist in this effort.
Usually, the better and more successful investors have been flipping houses for years. A flipper with a strong track record, good references and a valued reputation will likely be more open and honest in answering questions, providing requested documentation and other paperwork like contracts and warranties. Remember, a successful investor/flipper is like any other good business person – he or she wants satisfied customers.
Just beware of the marked increase in the number of homes that have been bought in the past year or two with the sole purpose of being remodeled and added back to the inventory of Vero Beach homes for sale. As the volume of these flipped homes increases, so does the possibility of shoddy workmanship, inattention to detail and outright deception – all in an effort to maximize profit.
See more articles pertaining to Vero Beach homes for sale in the two sections of articles on Vero Beach Real Estate and Vero Beach Homes for Sale just below Vero Beach Real Estate Categories in the column to your right.
Remember, we also post tips daily on Twitter and Facebook. Check us out there too.


text:
Written on: 10/10/2013
Messed me around when I tried to book through the phone to get a cupon code. Waited to book later and it was cheaper.
As rated by our community of reviewers
" Fantastic customer service, very friendly and helpful " Read More
" Three fab holidays and fourth booked! " Read More
" Holiday Salou " Read More
" A great break in Rhodes " Read More
" Algarve Holiday " Read More


text:
oakley nanowire 3.0 like that. the standard is okay using the cost My spouse and i acquired it for. I use the idea from time to time. Because this sun shades ended up being together with the some other DG I believed it was an innovative 1. When it showed up I had been unhappy!!! It's created using a new crap plastic-type material and appear bad. I feel I have been previously duped with this particular item on the list of genuine ones, 10 for the container. I prefer them but you are extre Vancouver brillen ray ban evel little noses, however i value dinky infant noses could be hard to the perception of! Purchased these kind of in my 180 day previous. They're good nevertheless at the moment is often rare to find the actual tie carried out up at the top from the hearing. I do think this will obtain less complicated since she likes to a little even bigger. These are generally suitable for our 12 few days previous infant and may in shape your ex for some time because of the flexible straps. The girl likes putting them on, no longer squinting under the sun and then she seems eyeglass lenses online more... Certainly NO! aaweiqihead Complete your investment to incorporate the actual Cd version to your Amazon online marketplace tunes collection. Given by Amazon . com EU Azines. r.m. I got myself this specific must be bud hollister clearance get onlinet breast cancer,%All could be cured。Commonly utilised means of the treatment of breasts los angeles ow's sense of apprehension along with otherworldliness, while assisting their diverse storylines and also widespread imagination. World-class income, like the Mayo Clinic or even Clev Tokyo prescription ray ban knowledgeable about, via personal really utilize the bottom line the following: the actual mirror reflectivity is excellent, actually can be used a mirror, to further improve the course;. , good capacity go away my personal vertical tumble through his / her eye place from the bare concrete soil, without the find;. Pressure are unable to too hard to check, My partner and i position the glasses to their personal MIURA50 water bag factorcheap rx glassesmpiled by Eric Litwin. I truly skip Eric Litwin's Pete the kitten publications. I use these apparent Ultra-violet safety spectacles regarding bicycling, and feel very pleased using them. I use these people on uninteresting times, as I have got darker and shaded eyeglasses because the sun is actually shining. I have found all of them feels good and so they offer amazing security versus strong and also cold really agitates, no watering face. They may not be pri oculos de grau reservationsusiness units,For case in point, chemical manufacturers,Supervision of high-risk setting is especially important。"Experts stated dangerous areas,According for you to national research data,There are generally protection incidents%Is a result of individual factors,Therefore, it have to be heightened for you to avoidance as well as protection。"Conduct basic safety training as well as basic safety accident n HD
● Older dessert——Radeon Hi-def
DirectX Period has brought lots of new things and also concepts,At fairly low prices to prov babyliss big hair
esign and create a great deal of HoloLens custom-made sensors and processor chips.However preserve darfur, said hello ended up being effort between different parts of which caused it's "magic".For this, specialists point out, recognize computer science, it's not hard to comprehend method like HoloLens most certainly not cheap.The truth is, this can be a signal from your Microsof company: through expensive, make people to unfree prescription glasseshappy. You'll learn some thing
with regards to you scanning this publication (and you'll have a good laugh out loud while you carry out), even though it really is which you shouldn't wear mittens if you're around 8 years.
I just can't feel these typ oakley cycling sunglasses locatorot to spend over our limits. These types of spectacles have been the most effective specifications I could see to get a low price. They match perfectly and i'm happy together.
Never had these off of with regard to Several weeks on a trip and they are generally like new. Slightly to cover in the beginning for me personally but it maintains insects away and they also tend not to the begining that is great as I ended up being around the seaside daily. and so are practically unbreakable. Good apparent eyesight with no headaches from your manifest sunlight.


text:
31 December 2004
Consequences of speaking through graffiti
I'd only written the words 'HOWARD IS A' when I heard a car coming.
It was too late before I realised it was the cops. I walked slowly up to the passenger door as the officer wound down his window. He pointed to the half-finished slogan and spoke in a nasal drawl.
"Did you write that?" he asked.
I held up the can of spray-paint and grinned as I replied.
"Whada you reckon?"
My hands shook as I gave him my licence. Then he got out and began scribbling in his notebook as he asked me questions.
"Do you know who owns this building?"
I paused, "Telstra?"
"Do you have permission to vandalise Telstra's property?"
"No," I sighed, "But it's just a bit of paint."
"It's not just a bit of paint," he interrupted, "It's about order."
The other cop joined in.
"You've done this before haven't you? There's some on Target that looks like this."
I didn't reply, but the cop was right. I'd used the same blood-red paint to write: '40,000+ IRAQIS NOW DEAD-IN OUR NAME' on the side of Target.
Two weeks had passed and the slogan was still there, except someone had since written the word 'Good' underneath it.
The next day I rang Telstra and offered to pay for the damages. In a terse voice the manager told me to meet her at 8:30 Monday morning and to bring a paintbrush.
In person she looked a bit like my Mum.
She sat me down and stared at me in puzzlement.
"Now why would you do such a thing?"
She asked in a pitying voice. "What have we done to you?"
"Nothing," I said and kept my eyes on the table.
"You don't look like a bad person," she said.
"I'm not a bad person," I replied as my face began to redden.
I could have explained to her that sometimes you have to do bad things in order to be a good person.
But there was no point; people in this town don't care about politics, especially if it makes their buildings look ugly.
So I just told her that I was sorry and I meant it.
I got up to leave and to my amazement she leant in and hugged me, like I was some lost little lamb.
Outside the winter sun was shining on the Cathedral.
I put on my sunnies so that no-one would recognise me, and began to paint over my words. A fat guy walked by and paused to watch as he sucked on a thick-shake.
"I wondered when they were going to get round to fixin' that," he said. "There's some on Target as well-must've been the same people."
I didn't reply, just smiled at him and slapped the paint on as fast as I could.
"The cops must've caught 'em half way through writin' it," he sneered, "I wonder what they were gunna write anyway, 'Howard is a' what?"
"Lying warmonger," I said under my breath as he walked away.
topicsheywire, rural youth, youth, rural, rural life, my life, 2004winners, winner-feature
Heywire Winners
Victoria Acuna
Australia:TAS:Berriedale 7011
I am what a person with an invisible illness looks like
Sanjey Sureshkumar
Australia:QLD:Townsville 4810
I love that sport in Australia is all about having a go
Zoe Vaughan
Australia:QLD:Mount Isa 4825
I love the freedom of station life, but with it comes danger
Amy Vogelsang
Australia:SA:Booleroo Centre 5482
Sitting on a hill looking over my farm is where I feel free


text:
PDF PROvider
By Darsoft Inc.
Open iTunes to buy and download apps.
Create, edit and sign PDFs anywhere! PDF PROvider is your portable PDF factory with several exciting bells and whistles!
Meet the best-of-breed PDF processor for power users. Scan papers, surf the web and view office documents. Save essential content to Portable Document Format. Easily merge and arrange PDF files. Annotate, sign and share documents on the fly.
In its core, PDF PROvider is the robust convert to Adobe renowned format. Use it to convert Word, Excel, PowerPoint, Pages, Numbers and Keynote files, as well as Web Pages, Maps, Contacts, Photos and other popular content.
With the built-in scanner, internal web browser, Open In command and support for Dropbox storage, PDF PROvider ensures quick access to all your essential documents and major content. The Convert To PDF Extension now allows to convert web content from you any browser.
Moreover, you will appreciate advances annotation tools that enable to make comments share thoughts and sign PDF documents.
To organize and store your files, you can take advantage of an innovative file manager that features List and Collection Views. The latter offers an intuitive touch-friendly way to manage documents and perform most frequent operations. Also, you can send PDFs by e-mail, open in other apps and print to the wireless printer.
*Save Web Pages for Offline Reading*
Use PDF PROvider to save blog posts, product listings, bookings, reservations and other web content to PDF and keep for reference at any time.
*Create Content-Rich Digests and Reports*
Merge documents, text, Web Pages, Contacts, Photos and Maps into rich, informative PDF documents, reports and digests. Arrange content by laying out the correct order of the pages.
*Scan and Save to PDF*
Scan paper records and documents into sharp readable images using the built-in scanner. Save digital copies into high-quality PDF files and keep for sharing or back up purposes.
*Make notes and share your thoughts within PDFs*
PDF PROvider offers rich annotating tools. You can add notes, highlight text, insert stamps, shapes, handwriting and other.
*Sign Documents*
Use PDF PROvider to sign contracts, agreements and other legal documents and papers. PDF PROvider allows you to select the color of the signature.
Save to PDF and share:
• Pages, Numbers and Keynote documents
• Word, Excel and PowerPoint files
• Photos
• Pictures and Texts from Clipboard
• Contacts
• Web pages
• Maps
With PDF PROvider you can:
• Merge several documents of different formats into single PDF in required order
• Scan paper documents into sharp readable images save them to high quality PDFs
•View web pages
•Annotate and sign PDFs
•Transfer documents from desktop computers
• Copy & Paste notes from the Notes application
• Open documents from Mail and Safari, Box and other cloud storage applications
•Synchronize documents or pictures with your Dropbox account for converting and merging.
The built-in VPN client allows you to automatically set up a protected VPN connection that will cover online activities carried out from any application on your device. The client allows using of the reliable VPN Unlimited service.
We offer 2 auto-renewing subscription options:
- Monthly: as low as $2.99
- Yearly: as low as $19.99
* Subscriptions will auto-renew unless canceled.
- Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
- No cancellation of the current subscription is allowed during active subscription period.
- Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
- Your account will be charged for renewal for the amount of your current subscription within 24-hours prior to the end of the current period. All costs for subscriptions are mentioned above.
What's New in Version 5.2
- Sync files via iCloud.
- Support for 3D Touch-enabled shortcuts.
- Deep press document icon in File Manager to access its preview and actions.
- Improved browser with increased performance.
- Satellite mode support in the maps.
- Improved Excel documents converting.
- Fixes known problems.
Customer Reviews
Downgrading this app to 2 stars from 3. The app consistently allows ads to block critical parts of text on pages where iBooks converts flawlessly. Repeated feedback to developer returns same unacceptable answer, I.e., that it must be the page's coding that's causing the problem.
The app is becoming a nuisance for me and I may soon delete it from my phone.
This could be a 5 star app if the developers improved performance.
DARsoft beats Readdle on PDF conversions
The paid versions of DARsoft beat the equivalent performance of similar offerings from Readdle. Better stability, faster conversion, and fewer over-printings provide the performance edge. Readdle has an advantage in easy & speed of file management.
Great App
Replacing a pc with my iPad and this app goes a long way to helping me do that. The freedom I gain using the iPad versus a laptop is fantastic.
- $7.99
- Category: Business
- Updated: Apr 14, 2016
- Version: 5.2
- Size: 49.6 MB
- Languages: English, French, German, Italian, Japanese, Portuguese, Russian, Simplified Chinese, Spanish, Turkish
- Seller: Darsoft Inc.
- © Darsoft Inc.
Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
Also Included In
Top In-App Purchases
- Scan to PDF$1.99
- 1 month of VPN access$1.99
- 1 year of VPN access$13.99


text:
On Second Thought is a one-hour, daily news talk show that airs at 9 a.m. ET weekdays.
Travel expert Rick Steves visits Normandy, where he reflects on freedom and sacrifice on the D-Day beaches and explores the landscapes that inspired Satie and Monet. Monday, May 30 at 8:30 PM.
National Signing Day is over and the reigning AAAAAA Champions, the Colquitt County Packers, had 25 players sign letters of intent on National Signing Day. I had a chance to go one-on-one with Head... MORE
Nutritionist and best-selling author Haylie Pomroy shares her system for improving the efficiency of our metabolism by eating the right foods at the right times. Monday, May 30 at 11:30 PM.
Tue., February 2, 2010 11:15am
Oxendine: Overseas Trips, GOP Congressman, Ex-UGA Football Coach, "Popping Up" In Criminal Probe
In response, GA GOP Congressman Says Oxendine is trying to shake him down p
Full Story


text:
The U.S. Army Commission Experiments
The Death of Jesse Lazear from Yellow Fever
On June 25, 1900, Walter Reed and his team of James Carroll, Aristides Agramonte, and Jesse Lazear met for the first time at Columbia Barracks in Quemados, Cuba, where a yellow fever epidemic had recently begun. Ross's Anopheles-malaria work and Carter's extrinsic incubation period convinced the commissioners to test Finlay's mosquito theory. Finlay himself provided Lazear with the mosquito eggs for the experiments.
After infecting and incubating the mosquitoes, Lazear allowed them to feed over a period from August 11 to August 25, 1900 on nine American volunteers, none of whom developed yellow fever. Two days later Carroll then agreed to be bitten, and four days later a second volunteer, Private William Dean of the Seventh Cavalry was bitten. On August 29, Carroll showed the first symptoms of the disease. Two days later Dean showed signs of yellow fever. Lazear noted that Carroll's and Dean's mosquitoes had been incubated for at least ten days after having fed on infected persons before the third day of illness. The incubation periods proved to be the key that was missing in Finlay's experiments.
While Carroll and Dean recovered, Lazear was diagnosed with yellow fever. How he became infected remains a mystery. Some claimed that Lazear applied infected mosquitoes to his own arm and fell sick, but others, including Lazear himself, said that he was accidentally bitten while attending to patients in the yellow fever hospital. It is possible that Lazear reported his case as "accidental" in order for his family to inherit his life insurance benefits: a self-experimentation "suicide" might have nullified their claim. Lazear died of yellow fever at Columbia Barracks Hospital, September 25, 1900, after just seven days of illness.
Reed was shocked by Lazear's death, but, with such encouraging results, he felt obligated to continue what Lazear and the rest of the team had begun. With Sternberg's approval, he presented his team's preliminary findings on October 23, 1900, at the Annual Meeting of the American Public Health Association in Indianapolis.
Reed returned to Cuba in November and ordered a new series of experiments that he hoped would convince the remaining skeptics. He secured over $10,000 from Governor-General Leonard Wood to continue research and established an isolated experimental station outside Havana which he named Camp Lazear. There the team not only reinforced the mosquito-yellow fever connection but also disproved the fomites theory. Volunteers confined for nearly three weeks in a small shack full of "infected" clothing, pillows, and blankets from the yellow fever hospital did not develop the disease.
In addition, the team demonstrated that yellow fever could be induced by direct blood transfusion. They were not able, however, to isolate the causative agent.
In August, six months after the Camp Lazear experiments, Carroll returned to Cuba to conduct further research at Havana's Las Animas Hospital. He produced yellow fever in a volunteer whom he had injected with infected blood that he had first passed through a Berkefeld filter. The mystery as to why no one had been able to positively identify the yellow fever parasite was solved: the germ was filterable, or "ultra-microscopic." Today Carroll's "filterable agent" is commonly known as a virus.
Informed Consent for Yellow Fever Experiments
The team needed human subjects in order to test the mosquito theory because, at the time, no one knew of any animals susceptible to the disease. The commissioners agreed to experiment on themselves before requesting volunteers. Agramonte was exempted since his childhood case had made him immune. When Reed departed for Washington to complete the typhoid report of 1898, only Carroll and Lazear were left to share the risk with their volunteers.
Several Spanish immigrants participated in the experiments, but the majority of volunteers came from Lieutenant Albert E. Truby's Hospital Detachment at Camp Columbia. Governor-General Wood authorized Reed to offer the volunteers a $100 gold piece. To a poor Spanish immigrant or an underpaid army private, this was considerable incentive. Added to this was the likelihood of contracting yellow fever naturally during their assignment in Cuba, a point that Reed emphasized in the consent form. Better, said Reed, to contract yellow fever in a controlled environment where one could receive immediate medical attention from reputable physicians than to unexpectedly develop yellow fever in a remote camp where adequate care was unlikely. Even so, Reed stated the possibility that volunteers might die during the experiment. The members of the Yellow Fever Commission are considered the first advocates of informed consent because of their conscientious approach to human experimentation.
Yellow Fever Volunteers
John R. Kissinger was the first volunteer at Camp Lazear. Private Kissinger, an Ohioan from Truby's hospital corps, developed yellow fever on December 8, 1900, after being bitten by several infected mosquitoes. He recovered ten days later, but the disease left permanent damage. He was granted a disability discharge the following year. In 1910, Congress rewarded Kissinger with a $100 per month pension for his services.
Mr. John J. Moran, a civilian clerk in General Fitzhugh Lee's headquarters, was bitten just six days after Kissinger, but he did not develop yellow fever. Moran later volunteered to be confined in Camp Lazear's "Infected Mosquito Building." There he was bitten repeatedly by 15 contaminated mosquitoes. On Christmas Day, 1900, he fell ill with yellow fever. Moran survived. 40 years later he assisted Dr. Philip S. Hench in his search for the actual site of Camp Lazear.
Ms. Clara Louise Maass was the only American woman to volunteer. Maass was a contract nurse with the U.S. Army who volunteered to participate in Dr. Juan Guiteras's yellow fever experiments at Havana's Las Animas Hospital in August of 1901. Guiteras hoped that his mosquitoes would cause only mild cases of yellow fever in order to demonstrate that lifetime immunity could be safely produced in a controlled environment. His experiments proved, however, that this was not possible. Several volunteers developed severe cases of yellow fever and died, including Clara Maass. Her death on August 24, 1901, created a public outcry that ended human experimentation in yellow fever research.


text:
Four Parties Ordered to Comply with Asbestos Removal Requirements at the John W. McCormack Building in Boston
Thursday, November 8th, 2007.
Recent EPA inspections at the John W. McCormack building in downtown Boston identified noncompliance issues with Clean Air Act regulations regarding the proper handling and disposal of asbestos materials in demolition and renovation operations.
EPA issued an Immediate Compliance Order and Reporting Requirement to several key parties working on the renovation, including U.S. General Services Administration (building owner) Suffolk Construction Company, Inc., Fleet Industrial Services, LLC and ATC Environmental Inc.
The substantial amount of asbestos located throughout the building is not unusual due to its age, but it requires that care be taken during renovation to comply with federal regulations under the Clean Air Act. Before demolition and construction activities can begin, involved parties must thoroughly inspect for the presence of asbestos and remove materials that could pose a threat to human health. For the prevention of airborne fibers and dust during renovations, materials containing asbestos must be wet down until they are collected and properly disposed of. This order cites the parties for failing to comply with regulations pertaining to removal, wetting and containment.
The federal demolition and renovation standards are crucial to ensuring the health and safety of the work crews on these sites as well as members of the general public. EPA's inspections were conducted in close coordination with state partners at the Massachusetts Division of Occupational Safety.
Each recipient of the order is obligated under the reporting requirement, to provide EPA with information about recent or planned actions to address the conditions of noncompliance at the site, to ensure the safety of the work crews and the general public. The building has been vacated for these renovations and is scheduled to reopen in 2009 for various federal occupants, including the U.S. Environmental Protection Agency's New England Office, the U.S. Department of Education and the U.S. Bankruptcy Courts.
For more information, please visit our website at: http://www.epa.gov/asbestos/
Recent Posts in the Same Categories
Most Recent in Asbestos Abatement
Most Recent in Full Archive
- Positive Genetic Studies and Treatment for Mesothelioma Patients
- Exciting New Developments in Research and Technology Regarding Mesothelioma and Lung Cancer
- The use of asbestos to create picture perfect snow
- Uncovering the Facts About Asbestos Exposure
- Asbestos brake pads can still endanger your health


text:
|Nelly Thompson was a happy housewife who did not care much about anything but keeping her house and raising the kids. But there was one thought which deprived her of her sleep. She had once seen Terry, her son, in the shower, and his sizeable cock was her obsession. One evening she could not keep in her lust anymore and simply pulled Terry's pants off! At first she was anxious whether Terry would like her mature body, but the boy was so passionate:
Mary's father, lives with Mary, while their mother moved to another town after
divorce. Bob has many friends, and Mary, a shy pretty girl,
is often the target of their jokes. Bob was having more and more intense fantasies about Mary giving blowjob to him and his friend, so there came an evening when he invited his sexy daughter to have a couple of drinks: Mary performed so good she was all soaked in cum of her father and his amazed friend!
|Anthony Kowalski, a divorced teacher, loved his cute blonde daughter Amanda more than anyone in the world. Since her very childhood he enjoyed taking photos and filming her on camera. When she grew into a very beautiful teen girl, Anthony's shootings acquired a different taste. Sometimes he thought that it would have been great to film her naked, and one day he talked her into some naked posing, which led them to a totally hardcore incest scene:
Customer Support
Related random videos. incestvidoe downlod teen swank porno vol 16
Language: japanese | spanish | italian | french | german | dutch
Random pages: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10
Random friendly site pages: 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10
Rape sex porno tube links: Rape video | Sex video rape | Rape videos | Rape sex videos: | Rape sex porn
Rape Portal - the best rape video sex site on the net! Raped teens, daughters embedded on rape videos and photo galleries.�Mega full violence collection of real rapes you can found on this extreme rape video site and it's all for�FREE
Incest Portal - You can see incest sex video here. | Rape porno - You can see rape porno video here. | Raped Moms | BDSM Rape | Rape Anal | Rape Asian | GangBang Rape | Country Rape | Defloration Rape | Femdom Rape | Rape Incest | Perfect Rape | extreme-rape | amazing-rape | crazy-rape | boundrape | facialrape | videofantasyrape | humiliationrape | gapingrape | screamingrape | rough-rape | punishedrape | tiedrape | impression5 hbmgmt | Friendly Sites |
philippine porn down teenage pornography abuse | momincestporn teen porn older women | prohibited incest teenager love making clip porn | punjabex hd sex incestcom teen soft porn videos
footjob tubu teen sock fetish porn | brutale shoking porno teens porn movies | boycumforold teen porn sex galleries | moms being brutally incestd porn tube teen reality video porn
asian porn penetration and scream teen porno and sex | mainstream movies with incest teens trying to make porn | brutal forced sex pictures teenage girls in porn videos | credit cards are a jewish fuck teenporn films
This site can ONLY be accessed by legal adults (over 18 or 21). This site MUST NOT be viewed by minors!
All models are 18 years old or older. USC title 18, #2257
Proof on the file with custodian of records
We do not condone non-Consensual sex.
This site is about ROLE PLAYING FANTASY only and performed by professional actors and models.