text:
UK Strategy
This Strategy aims to improve financial capability across the UK. That means improving people's ability to manage money well, both day to day and through significant life events, and their ability to handle periods of financial difficulty. It will focus on developing people's financial skills and knowledge, and improving their attitudes and motivation. This, combined with an inclusive financial system, can help people achieve the best possible financial wellbeing.
The belief, and the consistent message from stakeholders, is that levels of financial capability must be improved from their current low levels, and that if everybody works together it is possible to rise to the challenge. The changing financial environment makes this more important than ever before.
Why is it so important?
What is in the Strategy?
The Strategy sets out a clear description of the problem that needs to be solved and why it matters. It describes what success looks like over the lifetime of the Strategy and how the aims of the Strategy will be achieved.
For the Strategy to be a success it is important that resources are allocated to interventions that are proven to work.
The Strategy sets out the issues across a number of different themes and for each of the devolved nations (Northern Ireland, Scotland and Wales). We have produced a range of documents to allow stakeholders to understand the different audiences:
- Executive Summary (4 pages)
- The UK Financial Capability Strategy (44 pages)
- The UK Financial Capability Strategy - including supplementary evidence and analysis (100 pages)
The 'Strategy - including supplementary evidence and analysis' has also been broken down into sections for those with a specific interest in any of the following areas:


text:
Fandango launches app for iPhone, iPod touch
Online movie ticketing service Fandango has launched its new application for the iPhone and iPod touch. The new app allows users to read synopses and watch trailers for both currently showing and upcoming releases, find nearby theaters using the Location feature, add theaters to a Favorites list, and order up to 10 tickets at a time from 16,000 different theaters, securely storing credit card information for faster purchasing. Fandango is available now as a free download from the App Store.
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subset: commoncrawl


text:
Three different players recorded a home run, but it wasn't enough for the BYU softball team to beat Idaho State as the Bengals won 6-4 on Friday night at Gail Miller Field.
"They scored their first four runs on base-on-balls. They didn't even have to earn them," BYU head coach Gordon Eakin said. "It was a very disappointing game."
Carly Duckworth, Sydney Broderick and Katie Manuma each hit home runs. Duckworth and Manuma now have four on the season, tying them with McKenzie St. Clair and Coco Tauali'i. Sophomore Gordy Bravo went 2-3 with a walk.
Idaho State (19-12) took an early 2-0 lead in the first inning off an RBI single by Terah Blackwell. BYU (11-19) scored in the first frame too off Sydney Broderick's first career home run to center field to bring the Cougars within one, 2-1. The Cougars are now 6-4 when scoring in the first inning.
In the third inning, St. Clair doubled and Duckworth followed immediately with a home run to bring in both runners.
Freshman McKenna Bull took over the pitching duties from Tori Almond in the fifth inning. With two outs in the same frame, Idaho State's Katelyn Marquez crossed home plate off an RBI single from Vicky Galasso to tie the game, 3-3. Still in the fifth, the Bengals regained the lead as Micheala Taylor took advantage of a wild pitch and to cross home from third.
Manuma hit a leadoff home run down center field in the bottom of the fifth to tie the game, 4-4.
Bull struck out two batters and outfielder Lacey Millett-Hofstedt tracked down a fly ball to help keep the Bengals scoreless in the sixth inning. Idaho State reciprocated by not allowing a runner to score in the sixth.
In the final inning, the Bengals took the lead again after Hailey Breakwell hit an RBI double to right-center field to bring Kacie Burnett home. The next Idaho State batter singled to left field to bring in another and make it 6-4 in favor of the Bengals. Bull then struck out two consecutive batters to pass Almond for third on BYU's all-time freshman strikeouts record with 97.
Bravo hit a leadoff single before Ashley Thompson also walked in the bottom on the seventh inning. The two Cougars each advanced a base thanks to a Manuma fly ball to center and a Bengal error. St. Clair then walked to load the bases for BYU with one out.
However, Duckworth and Ashlee Robinson both flew out to center field to seal the victory for Idaho State.
The Cougars and Bengals play again on Saturday in a doubleheader. The first game begins at 1 p.m. MDT, and the second is scheduled to start at 3 p.m. Both games will be broadcast live on theW.tv.
Aaron Sorenson is a sports information director at BYU.
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What the numbers are showing us
How average people are building great wealth
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ROI Acquisition Corp. II, a blank check company focused on
acquiring businesses in the consumer products, retail, and
restaurant industries, raised $125 million by offering 12.5
million units at $10, as expected. ROI Acquisition Corp. II plans
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
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Emoxis, founded in 2004, is an award-winning 3D animation and video post production company, serving global advertising agencies and MNC clients with their need for animatics, stilomatics, corporate internal presentations, infographics, tv commercials, multimedia video production, motion graphics design, film animation, visual effects and audio services.
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text:
Design and Analysis of MEMS Gyroscope
L. Sujatha[1], B. Preethi[1]
[1]Rajalakshmi Engineering College, Chennai, India
MEMS gyroscope technology provides cost- effective method for improving directional estimation and overall accuracy in the navigation systems. This paper presents a tuning- fork gyroscope (TFG) [1] with a perforated proof mass. The perforated proof mass used in the design enables the reduction of the damping effect. This MEMS based gyroscope was designed using COMSOL Multiphysics 4.2a. This ...
Structural Durability Analysis of Powertrain Mounting Bracket
Sameer Kolte[1], David Neihguk[1], Abhinav Prasad[1]
[1]Mahindra and Mahindra Ltd., Vehicle Integration COE, Mahindra Research Valley, Mahindra World City, Chengalpattu, Tamil Nadu, India
Structural analysis is performed to check the durability of Engine mounts for a given load and support conditions. The engine mount bracket is subjected to loads primarily due to weight of the powertrain and the unbalanced torque. In this analysis, the component is optimized such that stresses generated do not exceed the endurance strength of the material. In this paper, structural mechanics ...
Screening Effects in Probing the Electric Double Layer by Scanning Electrochemical Potential Microscopy
R.F. Hamou[1], P.U. Biedermann[1], A. Erbe[1], and M. Rohwerder[1]
[1]Max-Planck-Institut für Eisenforschung GmbH, Düsseldorf, Germany
A computational method is developed to study probing the electric double layer by Scanning Electrochemical Potential Microscopy. The model is based on a modified Poisson- Boltzmann equation, which takes into account steric effects. We investigated the effect of metallic apex protrusion and the Open Circuit Potential (OCP) of the tip on the probed potential. A clear electrostatic screening effect ...
Improving Intranasal Drug Delivery to the Olfactory Region Using Magnetophoretic Guidance - new
J. Xi[1], Z. Zhang[1], X. Si[2], H. Nanda[3], A. Ayoola[3]
[1]Mechanical & Biomedical Engineering, Central Michigan University, Mt. Pleasant, MI, USA
[2]Mechanical Engineering, California Baptist University, Riverside, CA, USA
[3]Calvin College, Grand Rapids, MI, USA
1. It is feasible to focus and guide nanoparticles with permanent magnets and ferromagnetic particles to achieve clinically significant olfactory dosages. 2. With appropriate magnetophoretic guidance and selective drug release, an olfactory delivery efficiency of more than 20% can be achieved. 3. The optimal particle size range for magnetophoretic guidance is 10−15 µm.
Residence Time Distribution for Tubular Reactors - new
L. R. de Souza Jr.[1], L. Lorenz[1]
[1]Universidade Federal do Paraná, Curitiba, Paraná, Brazil
In the core of Chemical Engineering is the reactor design that includes most of all scientific disciplines. The reactors, in general, are treated ideally. Unfortunately, it is observed in the real world a very different behavior from that expected. Thus, to characterize nonideal reactors is used, among others, residence time distribution function E(t). The aim of this present work is to ...
Sensitivity Analysis of Different Models of Piezoresistive Micro Pressure Sensors
S. Meenatchisundaram[1], S. M. Kulkarni[2], S. Bhat
[1]Department of Instrumentation and Control Engineering, Manipal Institute of Technology, Manipal, Karnataka, India.
[2]Department of Mechanical Engineering, National Institute of Technology, Surathkal, Karnataka, India.
Piezoresistive pressure sensors have received much attention over the years because of low cost, simple measurement techniques, etc. There is a challenge in design with respect to appropriate positioning, shape and temperature compensation. Different models of piezoresistive pressure sensors are proposed to enhance its sensitivity in terms of output voltage. This paper aims in sensitivity ...
Air Flow Characteristics Inside an Industrial Wood Pallet Drying Kiln
A-G. Ghiaus, M-A. Istrate, and A-M. Georgescu
Technical University of Civil Egineering, Bucharest, Romania
Analysis and optimization of air flow distribution inside drying kiln systems contribute to the improvement of the final product quality. The present study reports on the threedimensional numerical solution of air flow within a drying kiln enclosure. The air flow field is examined in different configurations and operation conditions. Depending on the off/on switched fans, we obtain various air ...
Solid Target Cooling for High Power Neutrino Super Beam
B. Lepers, and C. Bobeth
IPHC, CNRS, Strasbourg, France
The feasibility of water cooling is investigated for a solid target which is integrated as the inner conductor in a magnetic horn for secondary particle focusing (pi; K) as used in conventional neutrino beam accelerator experiment. A simple axi-symmetric thermal model calculated in COMSOL is used to obtain the temperature distribution inside the target for different values of h; power beam and ...
Design of a MEMS Capacitive Comb-drive Accelerometer
T. Kaya[1], B. Shiari[2], K. Petsch[1], and D. Yates[2]
[1]Central Michigan University, School of Engineering and Technology, Mount Pleasant, MI
[2]University of Michigan, Dept. of Electrical Engineering and Computer Science, Ann Arbor, MI
In this work, a MEMS low-g accelerometer with three sensitive directions is designed for health monitoring applications. The accelerometer may have different sensitivity in different axes. The proof-mass of the device is suspended by four serpentine springs, and the comb drive structure is used to form the differential capacitor to measure the displacement of the proof-mass. The structure has an ...
Electrical Conductivity Modeling and Validation in Unidirectional Carbon Fiber Reinforced Polymer Composites
P. Banerjee[1], J. L. Schmidt[1]
[1]Department of Mechanical Engineering and Materials Science, Washington University in St. Louis, St. Louis, MO, USA
Carbon fiber (CF) reinforced polymer composites (CFRP) have begun to replace Al-Zn-Mg alloys in applications which require high strength-to-weight ratios. The anisotropy of CFRP composites is a result of melt crystallized extrusion techniques that impart an inherent directionality to the CFs and the associated material's properties. Electrical conductivity was modeled across the entire CF ...


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Senior Development Engineer, Electronics
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We are an innovative, robust and fast growing business, whose main focus is to deliver continues improvement to existing products and offer new sol..
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Smart Grid Research Engineer
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- Grade: 6/7* £26,537 - £37,768*
Work as part of a growing dynamic team on a wide range of technical projects with particular emphasis on experimental validation and testing
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Electrical Asset Specialist
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Responsible for updating and writing electrical engineering standards, approved codes of practice and safe systems of work
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Senior Electronics Engineer
- York, North Yorkshire
Senior electronics engineer to work as part of a team developing an MEG imaging system; working with the engineering team and external contractors.
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Manufacturing Engineer - Circuit Card Assembly
- Lostock Junction
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Whats the opportunity? Manufacturing UK is an integral part of the Operations Directorate whose principal mission is to ensure that MBDAs deliverable commitments are met...
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High Voltage Engineer
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This High Voltage Engineer will provide design leadership for high voltage cable assemblies up to one megavolt.
- Recruiter: Essex X-Ray & Medical Equipment
Team Leader - Flank Arrays
- Barrow-In-Furness, Cumbria, England
- Negotiable
Team Leader - Flank Arrays Would you like to work in a unique role within the construction of the Astute Class submarines? We currently have a vacancy for a Team Leader - Flank Arrays at our site in Barrow-in-Furness. As a Team Leader - Flank Arrays, you
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Develop new test equipment for the pharmaceutical industry. Good opportunities to grow and develop. Successful family-owned and managed business.
- Recruiter: Copley Scientific Ltd
Bridge Test Facility Manager
- Shropshire, Telford, England
- Negotiable
Bridge Test Facility ManagerWe currently have a vacancy for a Bridge Test Facility Manager at our site in Telford with our Land UK business.As the Bridge Test Facility Manager, you will be part of our Test & Trials team, working closely with the Mili
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Our transport technology team in Birmingham is currently growing a highly skilled and customer-focused team to...
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Airbus drops lithium-ion batteries for new A350
Airbus expected to use Saft's nickel-cadmium batteries
Airbus will drop lithium-ion batteries and switch to traditional nickel-cadmium batteries for its new A350 passenger jet following battery problems on Boeing's 787 Dreamliner, the European planemaker said.
Airbus said it had taken the decision to prevent further delays in initial deliveries of the A350 amid uncertainty over whether investigations into Boeing's battery problems would lead to changes in regulations.
Reuters had reported that Airbus was considering such a move to limit development risks on its $15bn airliner.
"We want to mature the lithium-ion technology but we are making this decision today to protect the A350's entry into service schedule," a spokeswoman said.
Industry executives, insurers and safety officials had told Reuters the technology's predictability was being questioned at senior levels as investigators struggle to find the cause of incidents that led to the grounding of Boeing's 787 Dreamliner.
These included a fire on board a parked 787 in Boston and an in-flight problem on another plane in Japan.
The A350 is due to enter service in the second half of 2014 compared with an initial target of 2012 when it was launched as Europe's answer to the lightweight 787 Dreamliner.
Airbus will use lithium-ion batteries for initial test flights due to start in the summer of 2013 but make the switch to the traditional and slightly heavier battery before the plane enters service.
French company Saft makes the lithium-ion battery that has been ditched for the A350 and supplies traditional nickel-cadmium batteries to the rest of Airbus product range.
A Saft spokeswoman said that Airbus was expected to use Saft nickel-cadmium batteries to replace the lithium-ion ones it has been developing.
Airbus says it did not expect the battery switch to set back the A350's schedule.
"Airbus considers this to be the most appropriate way forward in the interest of programme execution and A350 XWB reliability," spokeswoman Mary Anne Greczyn said.
The plane-maker said its A350 flight-test programme would still go forward with lithium-ion batteries, but because what caused the problems with the 787 batteries remained unclear, it decided to make the switch "to optimise programme certainty".
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Dakota FanningRead More »
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Phoebe Price – out and about at Coachella
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Serena Williams is intimidating
Here's Serena Williams at the beach in Miami yesterd-TAKE ALL OF MY LUNCH MONEY! HERE, JUST TAKE IT! TAKE IT ALL! *throws wallet at her and runs*Read More »
Julie Gonzalo in a bikini
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The Only Thing You Need To See From The MTV Movie Awards Is Zac Efron's Shirt Getting Ripped Off
THIS SHOULD HAPPEN AT EVERY AWARD SHOW.Read More »


text:
Eurogroup meeting: extracts from the press conference
Première transmission:
Brussels, Belgium - Council/Justus Lipsius
Fin de production:
The Finance Ministers of the Eurozone, meeting today in Brussels for their monthly talks on the economic outlook of the euro, agreed with the European Commission spring forecasts that were issued earlier today. Jean-Claude Juncker, Luxembourg Prime Minister and President of the Eurogroup said he is very worried about the social consequences in Europe of the economic and financial crisis. I will just repeat my pleas to employers not to proceed to premature lay-offs, particularly in those countries where such things exist as partial unemployment or short-time working, but to show social responsibility, he told journalists. Everybody agrees that we are now in the worst moments of the recession knowing the figures coming from the last part of 2008 and the first quarter of 2009, but at the same time we observe signals in the US, in Asia and also in Europe, added Joaquin Almunia, Member of the EC in charge of Economic and Monetary Affairs.
Only the original language version is authentic and it prevails in the event of its differing from the translated versions.
PDF version
General view of the press conference
SOUNDBITE by Jean-Claude Juncker, Prime Minister, Minister of State, Minister for Finance of Luxembourg and President of the Eurogroup (in FRENCH): saying that they think that the Commission was right with a growth assessment of 4% in 2009; saying that Basically this is in line with the assessments received from most Member States over the last 10 days; saying that they notice that the Commission's forecasts though remaining quite dark are in general a little bit more optimistic than the forecasts published by the IMF two weeks ago; saying that they are expecting a 4% contraction of the economic activity in 2009 and obviously they cannot talk in terms of a robust recovery in 2010 either because the Commission banking on a 0.1% contraction at that stage, and this figure is further decreasing when applied at the national level and is varying from one country to another.
Cutaway: participants
SOUNDBITE by Jean-Claude Juncker (in FRENCH): saying that given the crisis of the world growth, they can only admit that unemployment rates in Europe are definitely going to increase and are heading towards figures that are of great concern to him, and he is very concerned about that; saying that they are in the heart of an economic and financial crisis, and are heading towards a social crisis as the employment crisis is unavoidable in the light of all this; saying that any policy in the European Union has to be directed to managing the economic and social effects of this situation; saying that he can only repeat his pleas towards employers not to proceed to hasty lay-offs, but particularly in those countries where such instruments exist to rely on partial unemployment which could thus allow for a solution through this negative situation until the growth recovery in 2011, he thus urges employers not to massively lay-off or prematurely fire employees, and calls upon social responsibility for companies which is something they need to get aware of.
Cutaway: members of the audience
SOUNDBITE by Joaquín Almunia, Member of the EC in charge of Economic and Monetary Affairs (in ENGLISH): Everybody agrees that we are now in the worst moments of the recession knowing the figures coming from the last part of 2008 and the first quarter of 2009. But at the same time we observe positive signals in the US, in Asia and also in Europe. Surveys in Europe are improving. Today morning the PMI for manufacturing in the Euro area was published, and it indicates better resources than expected. We all share this moment of positive expectations and at the same time of negative consequences of the recession.
Cutaway: participants
Service Audiovisuel
Commission européenne
Conditions d'utilisation
© Commission européenne, 2016
© European Union, 2016


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The 2016 Single-Game Pitching Belt: Scherzer vs. Velasquez
A few weeks back, we matched up three of the most dominant pitching performances from April, utilizing granular ball-in-play data, to determine which of Vince Velasquez, Jaime Garcia or Jake Arrieta had the best day. Velasquez won that time around, and with Max Scherzer recently authoring a 20-strikeout, no-walk complete game shutout over the Tigers, we have a worthy contender for...
Scherzer getting to "midseason form" following win at Miami - Byron Kerr
MIAMI - It was back to normal for Max Scherzer on Sunday, another close to dominant performance. Scherzer (5-3) went eight innings and allowed just two runs for the win as the Nationals dropped the Marlins 8-2. The Marlins managed only six hits off of him all day. The biggest ... Read More
Behind strong Scherzer start, Nationals top Marlins on Sunday
MIAMI (AP) -- Max Scherzer eased up on the strikeouts but allowed only two runs in eight innings Sunday to help the Washington Nationals beat
Via CSN Mid-Atlantic
1 day ago | Discuss
Max Scherzer Makes Young Mets Fan's Day
WASHINGTON — The Nationals have had an impressive start to the season in the heartwarming stories department, with starting pitcher Max Scherzer the latest to contribute. While tossing the ball around before Wednesday's game at Citi Field, Scherzer spotted a young Mets fan, with a glove, along the fence line. So he threw him the ball. The boy threw it back, and Scherzer returned...
Max Scherzer plays catch with young Mets fan before game (VIDEO)
Washington Nationals pitcher Max Scherzer took some time to connect with a young Mets fan before Wednesday's game. The young boy was seated in the outfield, and, judging by the tweet his dad sent the following morning, Scherzer really made the kid's day. Video has now surfaced which shows the cool gesture by Scherzer. Check it out below. @Max_Scherzer TY for having a catch...
Via The Sports Daily
4 days ago | Discuss
Nationals ace Max Scherzer plays catch with young Mets fan in stands - Nationals Buzz
We found Max Scherzer's newest fan! Before the Nationals game against the Mets at Citi Field on Wednesday, a young Mets fan was watching batting practice in the outfield seats when he saw Scherzer in the outfield. Little did he know that the Nats ace was up for a game ... Read More
DPD: Thor, Scherzer; Nothing Else Matters
There's plenty of pitching to go around today, but we've also got the granddaddy of all pitching matchups as well. Check 'em out! Max Scherzer (WAS) versus Noah Syndergaard (NYM) 7:10 p.m. ET You could look at Scherzer's numbers and scoff for the season—you'd be kind of dumb but we aren't passing judgement here—but the measure of revenge he gained against the Tigers...
Via The Sports Post
6 days ago | Discuss
The Wind Up: Appreciating Max Scherzer
Should we be surprised by what Max Scherzer accomplishes on the mound anymore? While a well-reasoned argument could possibly end with 'No' as its final answer, I'd suggest otherwise. Just because someone has shown dominance in their craft over and over again doesn't mean we shouldn't marvel at it. We're allowed to be impressed, amazed; surprised, even. Scherzer struck...
Via The Sports Post
8 days ago | Discuss
Why Max Scherzer keeps proving the Diamondbacks wrong
The Arizona Diamondbacks must be kicking themselves after Max Scherzer, a pitcher they drafted in 2006, struck out 20 batters to tie the major league record for a nine-inning game in the Washington Nationals' 3-2 victory over the Detroit Tigers on Wednesday night. You see, Scherzer was traded in 2009 along with Daniel Schlereth, Phil Coke, and Austin Jackson to the Detroit...
Via The Sports Daily
11 days ago | Discuss
Max Scherzer at His Best, at His Best
The man who threw two no-hitters in a single season just one-upped himself. Max Scherzer was overwhelming on Wednesday night, striking out 20 Detroit Tigers batters without a single walk. It may not have matched the overall brilliance of his 17-strikeout, no-walk, no-hitter against the Mets a little over seven months ago, but this one was every bit as memorable. Although strikeouts...
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