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The financial industry is in far better shape than the stocks in the sector would lead you to believe. Financials are the worst-performing sector in the Standard & Poor's 500 index so far this year, with a decline of more than 20%, and losses of 40% or more in such notable stocks as Bank of America, BAC -0.3443526170798898% Bank of America Corp. U.S.: NYSE USD14.47 -0.05 -0.3443526170798898% /Date(1464037256282-0500)/ Volume (Delayed 15m) : 65402635 AFTER HOURS USD14.47 % Volume (Delayed 15m) : 900546 P/E Ratio 11.580632252901161 Market Cap 149739830189.511 Dividend Yield 1.38217000691085% Rev. per Employee 432746 More quote details and news » Citigroup, c 0.46770601336302897% Citigroup Inc. U.S.: NYSE USD45.11 0.21 0.46770601336302897% /Date(1464037211796-0500)/ Volume (Delayed 15m) : 14817954 AFTER HOURS USD45.01 -0.100000000000001 -0.22168033695411218% Volume (Delayed 15m) : 232550 P/E Ratio 9.050418313504403 Market Cap 131778314561.354 Dividend Yield 0.44336067390822437% Rev. per Employee 374078 More quote details and news » Goldman Sachs gs 0.6083748624684486% Goldman Sachs Group Inc. U.S.: NYSE USD155.45 0.94 0.6083748624684486% /Date(1464037221822-0500)/ Volume (Delayed 15m) : 2646706 AFTER HOURS USD155.2 -0.25 -0.16082341588935348% Volume (Delayed 15m) : 120903 P/E Ratio 17.60475651189128 Market Cap 64182526582.0031 Dividend Yield 1.6725635252492763% Rev. per Employee 883397 More quote details and news » and Morgan Stanley. ms 0.22413149047441167% Morgan Stanley U.S.: NYSE USD26.83 0.06 0.22413149047441167% /Date(1464037407518-0500)/ Volume (Delayed 15m) : 8789297 AFTER HOURS USD26.8 -0.0299999999999976 -0.11181513231457324% Volume (Delayed 15m) : 123809 P/E Ratio 11.819383259911895 Market Cap 51854134647.6856 Dividend Yield 2.2363026462914646% Rev. per Employee 639297 More quote details and news » The S&P 500 is off just 3%.
The stocks—major banks, regional banks and trust banks, as well as life insurers—look appealing, with many trading at or below tangible book value, a conservative measure of shareholder equity, and at single-digit price/earnings multiples. The stocks are even cheaper based on stated book value, which includes goodwill from acquisitions. Most stocks now discount permanently low returns -- an overly bearish scenario -- just as they reflected permanently high returns not so long ago. Dividends are often in the 2% to 3% range -- and probably heading higher.
Bullish investors are excited because it is unusual to find low valuations in the sector based on both book value and earnings. At the 2009 market low, financials were valued cheaply based on book value but many were losing money and needed to raise tens of billions of dollars of new capital.
"There is massive undervaluation across the spectrum," says Matthew Lindenbaum, a principal at Basswood Partners, a New York investment firm. "People have been running away from the group, and investors are underweighted in financials. You can put together a diversified portfolio of financials that should do well in three years. It may require a little patience." He points to Goldman (ticker: GS), Morgan Stanley (MS), State Street stt -0.2930164414781052% State Street Corp. U.S.: NYSE USD61.25 -0.18 -0.2930164414781052% /Date(1464037358772-0500)/ Volume (Delayed 15m) : 1538478 AFTER HOURS USD61.25 % Volume (Delayed 15m) : 141066 P/E Ratio 13.952164009111618 Market Cap 24322594470.8069 Dividend Yield 2.220408163265306% Rev. per Employee 313605 More quote details and news » (STT) and Comerica cma -0.06640106241699867% Comerica Inc. U.S.: NYSE USD45.15 -0.03 -0.06640106241699867% /Date(1464037233382-0500)/ Volume (Delayed 15m) : 2267685 AFTER HOURS USD45.15 % Volume (Delayed 15m) : 8973 P/E Ratio 17.871986699916874 Market Cap 7912554294.77966 Dividend Yield 1.9490586932447398% Rev. per Employee 310557 More quote details and news » (CMA).
Banks and other financial companies generally are producing healthy profits and building ample capital bases despite a long list of concerns, including a weak economy, slack lending, margin contraction, low interest rates, regulatory pressure, mortgage litigation, poor trading conditions, proprietary trading restrictions and European financial turmoil. (For a survey of bargains among European bank stocks, see European Trader.) But the current situation is a far cry from the one in late 2008 and 2009, when the industry was on a financial precipice.
Banks have replaced energy companies as Washington's most hated industry. Scott Pollack for Barron's
JPMorgan Chase JPM -0.07872775940796725% JPMorgan Chase & Co. U.S.: NYSE USD63.46 -0.05 -0.07872775940796725% /Date(1464037210032-0500)/ Volume (Delayed 15m) : 9101680 AFTER HOURS USD63.46 % Volume (Delayed 15m) : 245860 P/E Ratio 10.774193548387096 Market Cap 232234402859.001 Dividend Yield 3.0255278915852504% Rev. per Employee 414999 More quote details and news » (JPM) was the first major bank to report third-quarter earnings. Its results, released Thursday, were decent in light of tough conditions. The bank earned $1.02 a share, a dime better than the consensus estimate, and about flat with the year-earlier period. Profits were bolstered by a noncash gain of 17 cents related to weakness in the bank's own debt and those of some its derivative counterparties -- a weird factor mandated by accounting rules. Without that, earnings would have disappointed. JPMorgan's shares fell 5% on the news, to under $32 at Thursday's close, a slight discount to tangible book. The bank was cautious on the outlook for the fourth quarter and 2012.
On the plus side, it bought back 3% of its shares in the quarter and bolstered already strong capital ratios. Most major banks report third-quarter results this week.
Many financials could appreciate by 50% by the end of next year, including giants JPMorgan, Citigroup, Morgan Stanley and Goldman Sachs; regional banks such as Comerica, Suntrust sti -0.1410105757931845% SunTrust Banks Inc. U.S.: NYSE USD42.49 -0.06 -0.1410105757931845% /Date(1464037417594-0500)/ Volume (Delayed 15m) : 3618079 AFTER HOURS USD42.49 % Volume (Delayed 15m) : 35650 P/E Ratio 11.673076923076923 Market Cap 21322995622.9187 Dividend Yield 2.2593551423864437% Rev. per Employee 281246 More quote details and news » (STI) and Fifth Third Bancorp fitb -0.8205689277899344% Fifth Third Bancorp U.S.: Nasdaq USD18.13 -0.15 -0.8205689277899344% /Date(1464037200129-0500)/ Volume (Delayed 15m) : 6044022 AFTER HOURS USD18.1264 -0.00359999999999872 -0.019856591285162713% Volume (Delayed 15m) : 162531 P/E Ratio 9.065 Market Cap 14033885888.4783 Dividend Yield 2.868174296745725% Rev. per Employee 371119 More quote details and news » (FITB); trust banks State Street and Bank of New York bk -0.24348672997321646% Bank of New York Mellon Corp. U.S.: NYSE USD40.97 -0.1 -0.24348672997321646% /Date(1464037271533-0500)/ Volume (Delayed 15m) : 3462986 AFTER HOURS USD40.97 % Volume (Delayed 15m) : 124446 P/E Ratio 14.790613718411553 Market Cap 44235798802.1597 Dividend Yield 1.6597510373443984% Rev. per Employee 301074 More quote details and news » (BK), and life insurers Prudential Financial pru -0.6051242435946955% Prudential Financial Inc. U.S.: NYSE USD77.2 -0.47 -0.6051242435946955% /Date(1464037340366-0500)/ Volume (Delayed 15m) : 1482547 AFTER HOURS USD77.2 % Volume (Delayed 15m) : 24830 P/E Ratio 7.201492537313433 Market Cap 34330139190.6738 Dividend Yield 3.626943005181347% Rev. per Employee 1055580 More quote details and news » (PRU) and MetLife met -0.3810804752297691% MetLife Inc. U.S.: NYSE USD44.44 -0.17 -0.3810804752297691% /Date(1464037311958-0500)/ Volume (Delayed 15m) : 4824653 AFTER HOURS USD44.44 % Volume (Delayed 15m) : 77591 P/E Ratio 9.53648068669528 Market Cap 49011535192.0575 Dividend Yield 3.6003600360036003% Rev. per Employee 1002680 More quote details and news » (MET).
The knock on the group is that there are too many issues and head winds for the stocks to do well anytime soon. It is tough to assess the potential impact of a European financial crisis on big American banks, and investors recognize that despite higher capital ratios and talk by managements about their "fortress balance sheets," banks are highly leveraged and depend on the confidence of lenders and depositors.
"No catalyst" is the familiar investor refrain. Yet the financial sector is up 13% from its Oct. 3 low, and could extend those gains if profit reports in the next few weeks reassure investors and Europe avoids a financial crisis. "If the economy does reasonably well, and you see some loan growth and higher interest rates, there could be a stampede back into these stocks," Lindenbaum says.
THE WIDELY FOLLOWED KBW BANK INDEX is off 28% so far this year and trades for about a third of its 2007 peak. All of the 24 stocks in the index are in the red this year. At the October low, the index was down 40% from its February high.
"There are a lot of questions about Europe and the regulatory and legal environment, but we believe banks can manage through them," says Jason Goldberg, banking analyst at Barclays Capital. "Most banks will have higher third-quarter earnings than a year ago, with higher loan balances, higher tangible book value, record capital and deposits and improving credit quality. It's a much different backdrop than a few years ago."
Major U.S. banks are in better shape than their European counterparts, many of which may have to sell stock to bolster capital, reduce the size of their balance sheets or jettison divisions. "The shrinking of European banks could be an opportunity for big U.S. banks," says John McDonald, the banking analyst at Sanford Bernstein.
U.S. banks could make further inroads internationally or acquire businesses that might be sold by European institutions. Many think Switzerland's UBS might consider a sale of its U.S. retail brokerage operations, which consists mainly of the old PaineWebber.
Investors also can buy a range of bank-related exchange-traded funds, including the SPDR KBW Bank kbe -0.24737167594310452% SPDR S&P Bank ETF U.S.: NYSE Arca 32.26 -0.08 -0.24737167594310452% /Date(1464037200001-0500)/ Volume (Delayed 15m) : 1516815 P/E Ratio N/A Market Cap N/A Dividend Yield 1.5759826410415374% Rev. per Employee N/A More quote details and news » ETF (KBE), which tracks the BKX index; the SPDR KBW Regional Banking kre -0.14906832298136646% SPDR S&P Regional Banking ETF U.S.: NYSE Arca 40.19 -0.06 -0.14906832298136646% /Date(1464037200014-0500)/ Volume (Delayed 15m) : 3672617 P/E Ratio N/A Market Cap N/A Dividend Yield 1.7051107240607115% Rev. per Employee N/A More quote details and news » ETF (KRE); and the broader Financial Select Sector SPDR xlf -0.08616975441619991% Financial Select Sector SPDR ETF U.S.: NYSE Arca 23.19 -0.02 -0.08616975441619991% /Date(1464037200141-0500)/ Volume (Delayed 15m) : 29482654 AFTER HOURS 23.18 -0.0100000000000016 -0.043122035360069% Volume (Delayed 15m) : P/E Ratio N/A Market Cap N/A Dividend Yield 2.1215178956446743% Rev. per Employee N/A More quote details and news » (XLF), which tracks all financial stocks in the S&P 500. The trio yields around 2%. Two ETFs with triple leverage to the XLF are Direxion Daily Financial Bull 3X fas -0.15071590052750566% Direxion Daily Financial Bull 3x Shares U.S.: NYSE Arca 26.5 -0.04 -0.15071590052750566% /Date(1464037200015-0500)/ Volume (Delayed 15m) : 1987948 AFTER HOURS 26.47 -0.0199999999999996 -0.11320754716981132% Volume (Delayed 15m) : P/E Ratio N/A Market Cap N/A Dividend Yield N/A Rev. per Employee N/A More quote details and news » (FAS) and Direxion Daily Financial Bear 3X faz 0.20865936358894105% Direxion Daily Financial Bear 3x Shares U.S.: NYSE Arca 38.42 0.08 0.20865936358894105% /Date(1464037200015-0500)/ Volume (Delayed 15m) : 960068 P/E Ratio N/A Market Cap N/A Dividend Yield N/A Rev. per Employee N/A More quote details and news » (FAZ).
Banks have replaced energy companies as the most hated industry in Washington. "Occupy Wall Street" activists have camped out in New York for about four weeks, and there have been protests in other cities against what a supporter and former New York Times reporter has called "the lords of finance," a group "impervious to human suffering, bloated from unchecked greed and privilege." While this may be a fringe group, there is broad populist anger directed at banks, stemming in part from the perception that the U.S. bailed out big banks -- and their richly paid employees -- while ordinary Americans were left to fend for themselves.
Just look at the storm caused by Bank of America's recent proposal to charge checking-account customers a $5 monthly fee for using debit cards, after Congress mandated sharp cuts in fees paid to banks on debit-card transactions -- which turned out to be a boon to merchants, not consumers. Banking services are unappreciated by many politicians and consumers, who seem to think they should be provided free despite the expense required to offer nationwide ATMs, transaction networks, branches and electronic banking.
THE BIGGEST BANKS have some of the lowest valuations and some of the biggest challenges. Bank of America, at $6 and change, and Citigroup, at below $28, trade for less than 60% of tangible book value and for under six times projected 2012 profit estimates. JPMorgan trades for six times 2012 profits. Reflecting its higher returns, Wells Fargo wfc -0.10256410256410256% Wells Fargo & Co. U.S.: NYSE USD48.7 -0.05 -0.10256410256410256% /Date(1464037218468-0500)/ Volume (Delayed 15m) : 10174062 AFTER HOURS USD48.7 % Volume (Delayed 15m) : P/E Ratio 11.878048780487806 Market Cap 247506082763.672 Dividend Yield 3.1211498973305956% Rev. per Employee 348459 More quote details and news » (WFC) is the most expensive stock in the quartet, trading for $26, or 1.5 times tangible book and eight times projected '12 profits. The bank reports earnings Monday and could deliver a positive surprise.
A new problem for the big banks seems to surface every month. There was the so-called Durbin Rule, cutting debit-card fees, proposed international standards that would impose a higher capital burden for the largest banks, litigation over trillions of dollars of mortgages originated by big banks before the 2008 financial crisis, and just recently the so-called Volcker Rule, which will limit banks' proprietary trading.
Much could be said about any one of these topics; Bernstein's McDonald wrote a 33-page report on mortgage litigation titled "Analyzing the Un-Analyzable." His view is that large U.S. banks should be able handle these claims with "existing reserves, earnings and capital." Bank of America, the most heavily targeted bank for litigation, already has realized losses or set aside reserves of more than $30 billion for legacy mortgage exposure.
McDonald is partial to several of the big banks, including JPMorgan and Citigroup. "JPMorgan has spent the last two years building out its franchise," McDonald says. It has expanded its retail banking presence, bolstered private banking and asset management, and pushed into the high-end credit-card market. McDonald has an Outperform rating and a $46 price target.
Citigroup seems too cheap, trading at a fraction of its June 30 tangible book value of $48. Investors seem to have recognized that, as the stock has rallied 20% from its Oct. 3 low of $23. Many hedge funds have bought Citi and sold short Bank of America, figuring that the two stocks have similar valuations and that Citi is in better shape.
Citigroup has the industry's best international retail and corporate-banking franchise and less exposure to mortgage litigation than any of the other major U.S. banks. McDonald believes Citigroup is capable of generating $5 a share in annual profits, a moderate 10% return on tangible book. The market now seems to be pricing in just half that profit level. Analysts expect Citigroup to earn almost $4 a share this year and $4.70 in 2012. McDonald has a $45 price target on the stock.
Since the start of this year, the perception of Goldman has changed radically. It has gone from "the smartest guys in the room" to a potentially "broken business model." The stock is now around $96, down from a January high of $175. Highlighting its woes, Goldman is expected to report a slight loss in the third quarter due to weak trading conditions. The firm reports results on Tuesday.
MORE THAN ANY OTHER MAJOR financial company, Goldman depends on trading profits, which together with investments account for two-thirds of revenue. Goldman is most vulnerable to the proposed Volcker Rule's curbs on proprietary trading. Goldman, which regularly generated a 20%-plus return on tangible equity, is on course to produce sub-10% returns this year. The big question is future returns.
Vastly diminished expectations are reflected in its stock, now trading at 80% of June 30 tangible book of $120 a share, marking one of the few times since the firm's 1999 initial public offering that it has traded below tangible book. While Goldman's profit outlook is hazy, it probably is capable of a 10% return on tangible equity, meaning $12-plus a share in earnings power.
That could mean a stock price of around $130 within a year if it merely gets back to trading near tangible book. The stock looks inexpensive on a sum-of-the-parts basis, given that its asset-management arm, with $844 billion in assets, could be worth $15 billion or $20 billion, a big chunk of Goldman's $54 billion market value. It is unlikely that Goldman will break apart, but the overcapitalized firm might start to return cash aggressively to shareholders if trading opportunities permanently diminish.
Goldman pays its people well -- an average of $428,000 last year -- but it has done a better job than its peers in cutting its ratio of compensation to revenue. Goldman's ratio was 39% last year, below a historic ratio close to 50%, and it may be on course for 40% this year. Barron's has argued in the past that the ratio ought to drop 35%, in line with the asset-management industry, because shareholders deserve a greater chunk of profits in a low-return world. The longtime argument that high compensation is needed to retain key employees might not wash. Where can high-earning but disaffected employees of Goldman and other investment banks go now, with industry opportunities limited, and Wall Street pay vastly exceeding that of any other industry?
Regional banks have suffered about as much as their large-cap peers this year. Bulls like Bernstein analyst Kevin St. Pierre think the group looks attractive with an average price/tangible book ratio near one. Most big regionals are profitable and their capital ratios are strong, with tangible common equity above that of their large-cap peers. "Despite no direct exposure to Europe, no trading [operations], low mortgage-litigation risk and lower capital buffers, regional banks have not performed like relative safe havens," St. Pierre wrote recently in a client note.
He highlights several stocks trading near or below tangible book, including KeyCorp (KEY), Comerica, Suntrust and Fifth Third.
Trust banks like State Street, Bank of New York and Northern Trust ntrs -0.7790762381747357% Northern Trust Corp. U.S.: Nasdaq USD71.32 -0.56 -0.7790762381747357% /Date(1464037200407-0500)/ Volume (Delayed 15m) : 987656 AFTER HOURS USD71.3057 -0.0142999999999915 -0.020050476724621423% Volume (Delayed 15m) : P/E Ratio 17.56650246305419 Market Cap 16400427798.6218 Dividend Yield 2.0190689848569825% Rev. per Employee 305963 More quote details and news » (NTRS) used to command some of highest price/earnings ratios in the banking sector because of high growth, high returns and high barriers to entry. The stocks have fallen from favor in recent years and have been crunched in 2011, hurt by weak markets, near-zero short-term interest rates and lawsuits stemming from alleged gouging of pension funds and big institutional clients on foreign-exchange transactions.
Bank of New York, at under $19, and State Street, around $33, now trade for less than 10 times estimated 2011 profits. They still have attractive franchises with high returns and steady institutional clients who rely on the banks for a range of custodial and transaction services. Low short rates have depressed several sources of their income, making the trust banks among the biggest beneficiaries of an eventual increase in rates.
LIFE INSURERS ALSO have been stung by the unexpected drop in long-term rates and weak stock market this year. They have giant investment portfolios that support a range of life-insurance policies, and low rates pressure margins because insurers are forced to reinvest principal from maturing bonds at lower returns. Tough equity markets also expose them to risks on variable annuities that often carry minimum surrender values.
"The stocks have more than taken these factors into account," says insurance analyst Jay Gelb at Barclays Capital. He favors MetLife, at $31, and Prudential, around $50, both now trading below book value and for about six times next year's estimate profits. Both get about half their profits from outside the U.S., mostly Asia, where markets are less competitive and returns are higher than here. Gelb argues that life insurers look good relative to property and casualty stocks, which now fetch higher P/Es. Historically, life companies have traded at higher multiples because of better returns.
Financial stocks have started to recover from one of their steepest falls ever. Expect that trend to continue, as banks and insurers prove more resilient and profitable than investors now expect.
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Revere Guitars Amplifiers
1. Carlino Guitars
My experience with Eddie at Carlino has not been a good one. I initially purchased a Franklin Strap for my guitar from him via eBay. He didn't have …
2. School of Rock Lynn
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From Business: School of Rock is the leader in performance-based music education. We teach guitar, bass, drums, keyboard and vocals, and our students put on amazing shows at local…
3. Mike's Monster Guitar
896 Massachusetts AveCambridge, MA 02139
From Business: Buying and selling new and vintage guitars, amps, acoustic, musical instruments, and music accessories. We also do consignment. Instrument repairs. Skinny Mike has …
4. Guitar Center
159 Massachusetts AveBoston, MA 02115
From Business: At Guitar Center Mass Ave, you'll find a huge selection of amps, drums, keyboards, recording gear, DJ equipment, lighting and more from top brands like Fender, Gibs…
5. Mouradian Guitar Co
810 Main StWinchester, MA 01890
6. Boston School Of Guitar Inc
33 Harvard StBrookline, MA 02445
7. Fist Family Production
20 Whitman StDorchester Center, MA 02124
8. Tone Broker Guitars Inc
14 Cushing StCambridge, MA 02138
9. Sixx Gun Music
184 BroadwaySaugus, MA 01906
10. School of Rock Boston
120 Elm StWatertown, MA 02472
From Business: School of Rock is the leader in performance-based music education. We teach guitar, bass, drums, keyboard and vocals, and our students put on amazing shows at local…
11. Chubbuck Guitars
217 Western Ave #406Lynn, MA 01904
12. Master Class Guitar Lessons
4 Barbara LanePeabody, MA 01960
13. Allstonamps
128 Harvard AveAllston, MA 02134
14. South Shore Music
Cool, down to earth people!
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Big League Dreams, Bass Pro Shops, and Costco all top the list of recent projects that wouldn't have been possible without the assistance of infrastructure funding from the Manteca Redevelopment Agency.
Afraid to get up in front of that crowd and show them what you've got?
Scenes from the Floatin' Root Beer & Flyin' Hoops summer teen program at the Manteca Public Library.
Manteca is expected to have $201,482,901 in the bank when June 30, 2011 rolls around.
LATHROP – Lathrop's contract with the San Joaquin County Sheriff's Office for police services has been approved for another year, the shortest extension since 1990 when the barely six-month-old incorporated city tapped the county for community policing.
LATHROP – The Lathrop City Council voted to bypass state regulation in favor of the safety of its residents, particularly young children.
Manteca developers started 17 new homes in May.
Scenes from Friday Unity Night in the Neighborhood.
Spreckels Sugar plant would probably still be standing today as an abandoned and shuttered complex complete with four 15-story silos some 14 years after closing.
It isn't cheap to build state-of-the-art wastewater treatment and surface water treatment plants to meet stringent state and federal clean water standards.
Last year the Swing for Youth benefit golf tournament helped cover the cost for 100 kids who wouldn't otherwise been able to participate in Manteca Parks and Recreation programs.
RIPON – Glenn Wallace favors the new location of the Dairy Farmers of America's western regional office.
Scenes of summer.
Scenes from the Manteca Chamber Awards
Recently members of the Graffiti Sweeties Baton Twirling Group took top awards at the USTA State Championships.
Page 652 of 874
The decision to reinstate the district-run Acorn League to provide after school sports for elementary school students will stand.
Manteca residents slashed their water use 42 percent in March over 2013 consumption levels.
Ted Johnston could hardly believe the numbers from the City of Ripon's water conservation efforts from last month.
The youth movement has arrived.
They came by the thousands and waited in line in many cases for as long as two hours.
Eight Manteca police dogs barked feverishly as their fellow canine was rolled through their ranks during a ceremony that would end with the 12-year-old German ...
Erika Miranda loves art.
The decision by the Manteca Unified board to bring the Acorn League back in house after 10 years of being run by a non-profit might ...
When it comes to inserting advertisements in the mail – namely, monthly utility bills or annual dog license renewal notices – the City of Ripon is currently ...
STOCKTON - It was a good week for Manteca High.
The lack of a school funding mechanism for thousands of new homes expected to be built south of the 120 Bypass may mean year round ...
Tydus Verhoeven is impossible to miss.
I once interviewed a cafeteria "lunch lady" for an article I was writing about a specific food program that she was in charge of. The ...
The Manteca High girls' soccer team will be kicking for a lot more than just goals when they host Lathrop High on Monday, April 25.
An off-duty federal agent went to the aid of a 51-year-old motorist Wednesday morning as he was being attacked by two Manteca men.
Page 13 of 18
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Kate Wood Miller
Published: Saturday, January 27, 2007 at 3:15 a.m.
Last Modified: Saturday, January 27, 2007 at 12:00 a.m.
SPARTANBURG, SC-- Kate Wood Miller, 83, a resident of Windsor House West, and formerly of 422 Rambling Rose Way, Moore, died Thursday, January 25, 2007, at Spartanburg Regional Hospice Home. Born November 9, 1923, in Spartanburg, SC, she was the daughter of the late Roy and Clara Mayfield Wood and the wife of the late William Harold Miller. She was a former part owner of Dieco Manufacturing, a member of Center Point Presbyterian Church, and an avid gardener.
A loving mother and grandmother, she is survived by a daughter, Dianne Miller Lanford of Moore; a son, William H. Tim Miller, Jr. and his wife Racine Neighbors Miller of Spartanburg; a granddaughter, Cameron Leigh Miller of Moore; four grandsons, Robert Edwin Trey Lanford, III of Columbia, Bradley Hamilton Miller of Spartanburg, Timothy Blair Miller and his wife Kristen Masters Miller, and Barry Cole Lanford, all of Moore; and a brother, Dan Wood of Spartanburg.
Visitation will be from 1:00-2:45 PM Saturday, January 27, 2007, at Floyds Greenlawn Chapel. Funeral services will follow at 3:00 PM at the Chapel conducted by the Rev. John Fastenau. Entombment will be in Greenlawn Memorial Gardens Mausoleum Complex.
In lieu of flowers, memorials may be made to Center Point Presbyterian Church, P. O. Box 266, Moore, SC 29369; or to Spartanburg Regional Hospice Home, c/o SRHS Foundation, Attn: Foundation Office, 101 East Wood Street, Spartanburg, SC 29303.
The family is at the home, 422 Rambling Rose Way, Moore.
An online guest register is available at www.floydmortuary.com.
Floyds Greenlawn Chapel
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OCZ RevoDrive 350 480GB PCIe SSD Review
Futuremark PCMark 8 Extended - Consistency Test
Version and / or Patch Used: 2.0.228
Heavy Usage Model:
FutureMark's PCMark 8 allows us to wear the test drive down to a reasonable consumer steady state and then watch the drive recover on its own through garbage collection. To do that, the drive gets pushed down to steady state with random writes and then idle time between a number of tests allows the drive to recover.
Precondition Phase:
1. Write to the drive sequentially through up to the reported capacity with random data.
2. Write the drive through a second time (to take care of overprovisioning).
Degradation Phase:
1. Run writes of random size between 8*512 and 2048*512 bytes on random offsets for 10 minutes.
2. Run performance test (one pass only).
3. Repeat 1 and 2 for 8 times, and on each pass increase the duration of random writes by 5 minutes.
Steady state Phase:
1. Run writes of random size between 8*512 and 2048*512 bytes on random offsets for 50 minutes.
2. Run performance test (one pass only).
3. Repeat 1 and 2 for 5 times.
Recovery Phase:
1. Idle for 5 minutes.
2. Run performance test (one pass only).
3. Repeat 1 and 2 for 5 times.
Storage Bandwidth
PCMark 8's Consistency test provides a ton of data output that we use to judge a drive's performance.
In this set of tests, we take the drives down to a worst case scenario for consumer performance and let the drives recover through a mixed idle and load sessions. Here, the RevoDrive 350 shows how well it performs after intense use. The drive only drops to 150 MB/s. All of the other drives on this chart are PCIe based, either with RAID, or in the case of the Plextor M6e, in an M.2 form factor. The orange and red bars show performance during and after recovery as the drive's internal garbage collection starts to clean blocks.
Storage Bandwidth All Tests
Here we see all of the tests plotted on the same chart. This shows the drive from worst case to steady and finally recovery performance.
Here we see the progression from the drives in a degraded state to the final recovery. This test shows the average throughput from the many consumer tests in each run.
PRICING: You can find products similar to this one for sale below.
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- Page 1 [Introduction & Specifications, Pricing and Availability]
- Page 2 [OCZ RevoDrive 350 SSD]
- Page 3 [Test System Setup and ATTO Baseline Performance]
- Page 4 [Benchmarks - Sequential Performance]
- Page 5 [Benchmarks - AIDA64 Random Access Time]
- Page 6 [Benchmarks - Anvil Storage Utilities]
- Page 7 [Benchmarks - CrystalDiskMark]
- Page 8 [Benchmarks - PCMark Vantage (Data on Disk Testing)]
- Page 9 [PCMark 8 Consistency Test]
- Page 10 [PCMark 8 Consistency Test - Continued]
- Page 11 [Final Thoughts]
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Graphic Tees - MensProboardshop has the coolest selection of Graphic Tees available at the best prices. Find discounts on our huge selection of over one thousand tees. Rep your style and personality in complete T-shirt comfort with our quality Graphic Tees. Brought to you by the brands you love like Billabong, Elwood, Obey, Neff, Hurley, Burton and tons more, we consider you warned--you'll be browsing through t-shirt heaven. Order today for immediate next-day shipment and a complete customer satisfaction guarantee!
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CBC - If you ask me... Tough economics bode ill for Christmas
It's a cliché of course that Christmas preparations in the UK seem to get earlier every year. But you have to give the UK supermarket chains their due, it's seemingly never too early to hang the proverbial mistletoe - yes the festive fare is already out at my local store.
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Today, May 25th, is Tsubasa's Birthday! What better way to celebrate than a freshly translated interview with her voice actress: Nana Mizuki? This is from the same magazine as the Aoi Yuuki interview I posted last month. It's a good one, enjoy.
Wednesday, May 25, 2016
Wednesday, April 20, 2016
Contest Time
Interview with Aoi Yuki from CUT Magazine August 2015 issue
this magazine for quite awhile now. I originally picked it up when I saw a picture of the Symphogear article on Twitter back around the time it was released. It features interviews with all 6 main members of the cast. I'm planning to TL them one-by-one as I have time. Today I'll be starting with the headliner: Hibiki's actress, Aoi Yuki.
Wednesday, March 16, 2016
Agematsu on Hibiki's name
Friday, March 11, 2016
Symphogear Live 2016 goods available for order
webshop. This means shipping overseas is not possible, but people overseas may still find ways to get them.
Tuesday, March 8, 2016
The Symphogear Live 2016 Report
Thursday, February 25, 2016
Symphogear G and GX medley airs on Radio Nikkei
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text:
Special Events
MAY31Diabetes Class (Thai) A workshop in Thai for those at-risk for diabetes or those already living with diabetes. Uses preventive measures and self-management strategies to increase the quality of life for those affected. Call Nittaya at (323) 644-3880 ext. 227 to sign up.
MAY 31Tai Chi and Ballroom Dance Learn to Salsa and Cha Cha your way to a healthy heart and relax your mind and body with Tai Chi. Get active and have fun! call Aika at (323) 644-3888 ext. 224 to sign up for classes.
JUN4Diabetes Class (普通話, Tiếng Việt) A 5-session series on how to take care of your diabetes and heart disease with healthy eating, exercise, and activities. Workshops are held in Mandarin or Vietnamese. Call Cheng at (323) 644- 3880 ext. 364, or Chong at ext. 363, or Lucia (Vietnamese) at ext. 638 to sign up. Click for the Chinese or Vietnamese flyer.
JUN4Mammogram Screening Protect yourself through early detection and get your annual mammogram. Call Yuki (323) 644-3888 ext. 313 to make an appointment.
Recurring Events
|For more Info call
(323) 644-3880
|Tai Chi and Ballroom Dancing
|Tuesdays, 3:00pm to 5:00pm
|Aika Makimura, ext. 224
|Caregiver Support Group
|Third Friday of every month, 11:30 am to 1:30pm
|Perla Reyes, ext. 341
|Thai Diabetes Education Class
|Last Tuesday of every month, 10:30am to 12:30pm
|Nittaya Gibson, ext. 227
|Mammography Screening
|First or second Saturday of every month, 8:00am to 3:00pm
|Yuki Morinaga, ext. 313


text:
Written on: 28/12/2012
I purchased a pc from computerplanet.co.uk and to be honest I am impressed! My order arrived on time, It is exactly the same as what I ordered. The price is amazing. It's a very good deal ! Also, this company has great customer service. The staff answered all my questions ! I highly recommend this !
As rated by our community of reviewers
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OverDrive Media Console brings free ebooks to Android and iPhone
OverDrive has released an app for iOS and Android that offers access to DRM-protected EPUB ebooks from your local library, for free.
OverDrive is a digital content delivery platform sitting behind many public libraries and schools, and is the service that runs free ebook lending from many UK council libraries, as well as those in the US, Canada and Australia.
In the past we have put this into action with the likes of Sony's ebook Readers, meaning you can head onto your local library website, sign in with your membership details and borrow their ebooks. These could then be sideloaded onto a compatible ebook reading device, such as the Sony Reader Touch.
The new app (available in the App Store and Android Market now, for free) provides the bridge to the source of your ebooks, letting you search for your library. You then sign in using the mobile browser.
When it comes to downloading the ebook, the OverDrive Media Console provides the means to authenticate the digital content using your existing Adobe ID which then unlocks the file for you to read. Of course, if you've already downloaded the book onto your Reader or PC, you won't be able to download it on an additional device, unlike the service that the Kindle app offers.
The OverDrive Media Console will also handle audiobooks that are available to download from many libraries.
The OverDrive app means you'll be able to use your iPad or HTC Desire HD (as well as many other devices) to download free ebooks on the move and not just the out-of-copyright collections either.
"Libraries have been an excellent source for eBooks and digital audiobooks for PC, Mac, and eBook readers, and now these apps enable users to download digital books directly to their iPhone, iPod touch, or Android device", said David Burleigh, director of marketing for OverDrive. "In 2011, users will continue to see new features added to the existing apps, and access will expand to other devices, including an optimized app for iPad".
To see if your library offers digital lending services, head over to http://search.overdrive.com.
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text:
Fat Joe
Bronx-based rapper Fat Joe is involved in a tense game of mudslinging due to his feud with the wife of deceased rapper Big Pun. The widow, Liza Rios, has alleged that Fat Joe failed to pay her family the royalties from the album released by her late husband Big Pun, who died of a heart attack at age 28. Fat Joe has been speaking out, explaining that he never screwed Rios out of her husband's money. "Immediately after Pun's death, I gave Liza Rios the whole advance of the Endangered Species album," he said via TheBoomBox.com. "No one but Liza made a dollar off that album. I also gave her the total advance from the publishing company that was due to Big Pun." He went on to explain that he didn't make a profit off Big Pun or his music after the rapper died and blamed Rios' reckless spending for her current money woes. Here's the sad fact of the whole story: To casual fans, the two are pretty hard to tell apart. Both are ridiculously overweight Puerto Rican rappers, with similar style, repping The Terror Squad. So, yeah, maybe Fat Joe is right, and he didn't directly profit from his talented friend's death, but he's sure assumed his place in the world.
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A day trip to the most important Tuscany's top fashion outlets of the biggest Italian designer brands. Be picked-up at your accommodation in Florence around 9:30 am...
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Last update: Wednesday 11 May 2016 [1764 news items]
Global LCD TV shipment growth slowing in 2015, says IHS
Apr 14, 15:44
2014 LCD TV shipments grew more than 7% worldwide, with much improved demand growth in developed regions, but with slowing growth in emerging markets. However, the outlook for 2015...
Samsung tops global smart TV market in 2014
Apr 13, 22:00
Samsung Electronics held a 28.2% share in the global smart TV market during 2014, the largest stake compared to any other vendor, while LG Electronics held a 15.2% share, according...
Tapping into OTT video growth key for pay TV, says ABI Research
Apr 7, 16:15
The pay TV market has been struggling with increasing customer churn and maintaining ARPU, and is forecast for only 3.7% CAGR through 2020, according to ABI Research. In contrast,...
Ultra HD TV penetration rate estimated to reach 20% in 2015
Apr 7, 14:25
Driven by price competitiveness in the North America market and increasing demand in the China market, the penetration rate for Ultra HD (4K) TVs is expected to reach 20% globally...
Panasonic in negotiations with Zuiko for plasma plant sale, says report
Apr 2, 13:40
Panasonic is reportedly planning to sell its production plants, which were originally used for plasma TV manufacturing, in Amagasaki, Japan to Japan-based sanitary product maker Zuiko,...
Novatek obtains TV chip orders from Japan and Korea brand vendors
Apr 2, 11:03
Novatek Microelectronics, which specializes in the design of LCD driver ICs, has moved forward its TV SoC business by obtaining new orders from Japan- and Korea-based TV brands, according...
Samsung Display looking to revamp OLED TV panel production, says report
Mar 31, 14:33
In an effort to bump up profits in Samsung Display's panel business and re-establish the company's presence in the large-size OLED panel industry, the company is reportedly in discussions...
Toshiba in talks to sell large stake of Egypt-based TV manufacturing facilities, says report
Mar 30, 23:09
Toshiba is reportedly in talks to sell off 40% of its 51% stake in TV manufacturing facilities in Egypt to local home electronics company El Araby in a deal that is expected to bring...
Commercial TV market in China expected to reach 3.35 million in 2015, says firm
Mar 26, 22:31
The commercial TV market in China is expected to reach 3.35 million units in 2015, up 3.4% on year, according to statistics from AVC.
Global pay TV subscriber base to surpass 1.1 billion in 2020, says ABI Research
Mar 25, 15:50
According to ABI Research, the worldwide pay TV market grew at a steady rate of 4% in 2014 to reach 923.5 million subscribers. "Despite the growth in subscriber base, weak currency...
Foxconn considering setting up TV production lines in India to cope with demand from Sony
Mar 25, 12:26
Foxconn Electronics reportedly plans to set up production lines for LCD TVs in India in order to cope with demand from Sony, according to industry sources.
Sony to reduce TV and smartphone orders to Taiwan production partners
Mar 23, 11:14
In the wake of continued slow sales of its LCD and smartphone products, Sony is expected to lower the sales ratio of low-margin products and thus will adjust its outsourcing policy,...
LeTV expects smart TV online sales to reach 3 million in 2015
Mar 18, 14:31
China-based content provider and TV vendor LeTV saw sales of smart TVs sold online reach 1.6 million in 2014 and estimates it will climb to three million in 2015, according to statistics...
Samsung increases LCD TV panel purchases to help meet 60 million TV sales target in 2015
Mar 16, 15:10
In preparation for an expected increase in TV sales during 2015, Samsung Electronics increased TV panel orders to makers in China and Taiwan including China Star Optoelectronics Technology...
Rise in Ultra HD TV penetration to drive DRAM market growth, says Nanya president
Mar 13, 15:27
The global DRAM market will register sequential growth in the second quarter of 2015, buoyed by the rising penetration rate for Ultra HD TVs and set-top boxes (STBs), as well as demand...
LCD TV panel pricing expected to ease in 2Q15
Mar 6, 11:49
Pricing for 32-inch Open Cell TV panels is expected to ease in the second quarter of 2015 as China-based panel maker BOE ramps up production at its Chongqing-based 8.5G facilities...
Samsung, LG and Sony to purchase 42% of global TV panel supply in 2015, says IHS
Mar 2, 21:28
Leading global TV vendors Samsung Electronics, LG Electronics and Sony, gained market share and increased their on-year shares of LCD TV shipments by an average of 11% in 2014, which...
TV vendors shifting strategy to prevent panel pricing from increasing
Mar 2, 21:26
In an effort to prevent TV panel pricing from further increasing and affecting TV vendors' financial performances, many vendors are considering lowering shipment quotas and taking...
China market: LCD TV shipments down in 2014, expected to gain strength in 2015, says firm
Feb 24, 21:14
LCD TV shipments in China during 2014 reached 52.37 million, down 3.8% on year, and are expected to reach 53.75 million in 2015, up 2.6%, according to China-based Sigmaintell Consu...
Digitimes Research: Korea TV vendors outsourcing orders in order to secure panels
Feb 16, 21:45
In an effort to secure TV panels in 2015 as supply will be limited, Korea-based TV vendors Samsung Electronics and LG Electronics are each planning to outsource TV production orders...
Taiwan makers lose top spot for Ultra HD TV panel shipments in 2014
Feb 13, 14:35
Following a 76% share in the global Ultra HD (4K) TV display segment in 2013 to hold the number one spot, Taiwan makers fell behind Korea-based panel makers Samsung Display and LG...
AUO, Innolux expect global Ultra HD TV shipments in 2015 to reach 23-25 million units
Feb 12, 14:50
TFT-LCD panel makers AU Optronics (AUO) and Innolux are optimistic about global demand for Ultra HD LCD TVs and expect global shipments in 2015 to reach 23-25 million units.
LCD TV panels in short supply until early May, says Innolux president
Feb 11, 15:55
There has been short supply of LCD TV panels and the shortage is expected to remain until early May holidays in China, according to Wang Jyh-chau, president for Taiwan-based TFT-LCD...
Digitimes Research: Samsung, LG outsource TV orders to ODMs to secure panel supply
Feb 10, 15:57
Korea-based vendors who have adopted a one-stop business model for their LCD TV business have recently placed some strategic orders with outside ODMs for 2015. Samsung Electronics...
Panel pricing for tablets declines in February while TV applications remain stable, says DisplaySearch
Feb 10, 15:40
Panel makers are not planning to push production during the upcoming Lunar New Year holiday, which will take away six work days during the month in both Taiwan and China. This will...
Digitimes Research: Demand for LCD TV panel area in 2015 to grow 11.2% on year
Feb 10, 11:34
Global demand for LCD TV panels in terms of total area in 2015 is estimated at 126.107 million square meters, increasing on year by 11.2%, according to Digitimes Research.
Samsung is top LCD TV vendor in 2014, says WitsView
Feb 9, 16:08
Worldwide LCD TV shipments reached 215.2 million in 2014, increasing 5.4% on year, with Samsung Electronics recording the largest global market share of 22.8%, according to WitsVie...
Digitimes Research: Taiwan LCD TV shipments in 4Q14 highest since 1Q12
Feb 6, 11:05
Taiwan makers' LCD TV shipments reached 10.86 million in the fourth quarter of 2014, the first time they broke the 10 million mark since the first quarter of 2012, according to Digitimes...
Taiwan market: Samsung cuts 55-inch Ultra HD TV pricing below US$1,000
Feb 4, 20:49
Samsung Electronics is holding sales events in Taiwan to promote Ultra HD TVs, with 55-inch units now being sold for just under NT$30,000 (US$1,000), according to local retailers.
Sharp, Panasonic to sell LCD TV plants in Mexico, says report
Feb 3, 15:16
Sharp and Panasonic will stop their respective TV manufacturing operations in Mexico, as they seek to improve their TV businesses, according to Japan-based Nikkei News.
China self-sufficiency rate of panel components and materials rising
Feb 3, 14:06
The self-sufficiency rate of LCD components and materials in China is currently only around 20% but is expected to rise, driven by subsidies from the China government to expand and...
Ultra HD TV panel shipments to reach 15% penetration in 2015
Feb 2, 13:50
Global Ultra HD TV panel shipments are expected to reach between 23-25 million in 2015 and achieve a 13-15% penetration in the market, according to sources at AU Optronics (AUO).
AUO aims at 30% share in global curved Ultra HD TV panel shipments in 2015
Jan 30, 10:59
AU Optronics (AUO) aims to hold a 30% share in global curved Ultra HD TV panel shipments in 2015, according to Michael Tsai, VP with the company's display business group.
TV vendors optimistic about WCG LCD TV development in 2015
Jan 29, 15:33
LCD TV vendors are looking to release thinner units with wide color gamut (WCG) technology in 2015 that will be on par with OLED viewing quality but significantly cheaper.
Sharp estimates LCD TV shipments to reach 6 million in fiscal 2014-2015
Jan 28, 15:05
Sharp estimates its LCD TV shipments in fiscal 2014-2015 ending March 2015 will reach around six million units, down from an estimated 8.2 million, according to industry sources.
Taiwan market: Smartphone sales slow down in April
Mobile + telecom - Newswatch | 6h 15min ago
ASE, SPIL halt trading pending release of material information
Bits + chips | 7h 54min ago
Sony sees strong LCD TV sales in 2016
Before Going to Press | 6h 58min ago
Big Data Expo 2016 begins on May 25 in China
Before Going to Press | 7h 3min ago
Taiwan market: Samsung launches Galaxy J7 2016 and J5 2016
Before Going to Press | 7h 37min ago
Small motherboard players aggressively seeking new business opportunities
Before Going to Press | 7h 55min ago
Taiwan market: Smartphone sales slow down in April
Before Going to Press | 8h 14min ago
Market watchers pessimistic about 2-in-1 market
Before Going to Press | 8h 21min ago
Server management SoC provider Aspeed to see revenues grow 30% in 2016
Before Going to Press | 8h 22min ago
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DLC-coated glass to potentially replace sapphire cover glass
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Digitimes Research: Japan begins to utilize Wi-SUN technology
Before Going to Press | 8h 48min ago
UltraChip revenues to rise in 2Q, 3Q16
Before Going to Press | 8h 50min ago
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- GIS expects MegaSite to take up over 50% of 2016 consolidated revenues
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- ASE, SPIL in talks to form holding company
- Taiwan 4G Internet download speeds average 40.87Mbps in 1Q16, says NCC
- Global solar wafer demand, prices to fall in 2H16, says GCL-Poly Energy CEO
- Digitimes Research: Taiwan smartphone shipments set to decline in 2Q16
- ITRI unveils UV-C LED chopsticks sanitizer
- NSP to shut down PV module factory in Taiwan
- Ardentec expects higher capacity utilization in 2Q16
- Taiwan backend firms seeing robust orders from HiSilicon
- AWSC revenues to soar in 2H16, says report
- Testing company CHPT 2Q16 revenues to rise 15%
- Poly-Si solar wafers to remain competitive over next 5 years, says GCL-Poly Energy CTO
- Abnormal cost hinders China PV development, says Trina Solar chairman
- First-tier vendors cautious about China-based players launching notebooks and 2-in-1 devices in May-July
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- Digitimes Research: China smartphone AP shipments to grow 11.3% sequentially in 2Q16
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- EverDisplay Optronics competing with Samsung Display for AMOLED orders
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- 28nm HPM production lines at TSMC, UMC to run at full capacity until 3Q16, says paper
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- Toshiba moves to slash capital base to enable payout, get fresh funds (May 23) - Reuters
- IBM layoffs continue (May 20) - Marketwatch.com (Dow Jones)
- Taiwan's Tsai Ing-wen sworn in as first female president (May 20) - BBC News
- Corning Iris glass named a display component of the year by Society for Information Display (May 18) - Company release
- Taiwan's Tsai Ing-wen to face China tensions and sagging economy (May 18) - Wall Street Journal
- Apple, not China, is the biggest risk for Taiwan stocks: JPMorgan (May 19) - Bloomberg
- Why Google's monopoly abuse case in Europe will run and run (May 18) - Ars Technica
- China's Midea in takeover bid for German robot maker Kuka (May 18) - BBC News
- Digitimes Research: 4 million 9.7-inch iPad Pros to ship in 1H16
- Digitimes Research: Global all-in-one PC shipments to drop 3.9% on year in 2015
- Mentor Graphics Veloce VirtuaLAB adds protocols for networking designs
- Mouser Electronics undergoing expansion
- Digitimes Research: iPad Pro shipments to be less than 3 million units in 4Q15
IoT, Big Data and biological sciences: Q&A with Dassault Systemes president Bernard Charles
Dassault Systemes, a European multinational software company that develops 3D design, 3D engineering,...
Prospects for virtual reality, deep learning, autonomous cars: Q&A with Nvidia CEO Jen-Hsun Huang
Nvidia CEO Jen-Hsun Huang has been outspoken with his predictions about future technologies and products,...
SSDs not a simple solution for replacing HDDs: Q&A with Seagate executive
During a Digitimes interview, Global Sales and Operations senior vice president B.S. Teh for Seagate...
2016 will be the year of USB Type C and DisplayPort is along for the ride: Q&A with Analogix
At this point most consumers are not that familiar with the USB Type C specification but it has the...
- Smartphone and tablet industry: The view from Taiwan - May 2012
Taiwan-based companies have a long and successful history of involvement in the supply chain for mobile devices, which for the purposes of this article consist...
- Taiwan motherboard industry overview - May 2012
The year 2011 saw the motherboard industry reverse its trend of declining shipments year-on-year, to post a slight 0.2% growth. This upturn in fortunes was expected...
- Notebook market overview - Jun 2011
The notebook industry in 2010 experienced several major events that significantly changed the industry's ecosystem for the year and the industry is also believed...
- LCD TV overview - Jun 2011
Growth of the global LCD TV market was not as strong as expected in 2010 as the market continued to feel the aftershocks of the economic recession that had hit...
- Wireless broadband developments in Southeast Asia markets
As of 2013, the 10 ASEAN nations had a total of over 700 million mobile subscriptions, with the CAGR from 2003-2013 reaching 24%. This Digitimes Research Special Report analyzes the various mobile broadband markets in ASEAN and looks at the respective trends in 4G LTE development for those markets.
- 2015 global tablet demand forecast
This Digitimes Research Special Report provides a 2015 forecast for the global tablet market and analyzes the strategies of key market players such as Google, Apple, Intel, and Microsoft.
- 2015 China smartphone panel trend forecast
This Digitimes Research Special Report analyzes the strategies of key China-based major panel makers BOE, Tianma and IVO for attacking the different market segments through technology and pricing, and their relationship to local vendors Huawei, Lenovo, ZTE, Xiaomi and Coolpad.


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Riverside Ground, Chester-le-Street ,5/27/2016, 15:30 (IST)
Shaheed Veer Narayan Singh International Stadium, Raipur ,5/22/2016, 20:00 (IST)
Royal Challengers Bangalore beat Delhi Daredevils by 6 wickets
M.Chinnaswamy Stadium, Bengaluru ,5/24/2016, 20:00 (IST)
Royal Challengers Bangalore beat Gujarat Lions by 4 wickets
Feroz Shah Kotla, Delhi ,5/25/2016, 20:00 (IST)
Jab Tak Hai Jaan is an upcoming 2012 Bollywood film. Directed by Yash Chopra, and written/produced by Aditya Chopra, the film features Shahrukh Khan, Katrina Kaif and Anushka Sharma in pivotal roles. This is Yash Chopra's fourth film to feature Khan in the lead role. The film, termed as a love triangle, marks the return of Yash Chopra as a director after eight years, his last film being Veer-Zaara in 2004. The soundtrack has been composed by A. R. Rahman. The film is due to hit screens on 13 November, 2012.
Which celeb has inspired you the most to get yourself 'inked'?


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text: This listing is no longer available or has been sold. Find Another One Others Looked At... MOSSBERG M44 US(c) .22LR TARGET RIFLE SELLER: Glen Kampman 1 $329.00 Very nice MOSSBERG 42m with period scope... SELLER: The Hunters Shop 1 $445.00 Very nice old MOSSBERG model 341b single... SELLER: The Hunters Shop 1 $195.00 MOSSBERG MODEL 817, 17HMR BOLT HEAVY BAR... SELLER: carolina69 1 $227.55 Rare mint UNFIRED MOSSBERG model 144 lsb... SELLER: The Hunters Shop 1 $595.00 Mossberg MVP Thunder Ranch Edition Bolt-... SELLER: Ammo And Arms 1 $539.99 Guns Rifles Mossberg Rifles Other Bolt Action Mossberg Model B w scope S L LR | 1381 | 3 | Lc | 453.019ms Mossberg Model 146B w/scope - 22 S, L, LR For Sale from Dons Hobby Guns | Positive feedback: 98% View | Verified Seller | 951 Completed Sales View Sellers Items This item is no longer available. /UserImages/1074/937049480 2522647.jpg /UserImages/1074/937049480 2522648.jpg /UserImages/1074/937049480 2522649.jpg /UserImages/1074/937049480 2522650.jpg /UserImages/1074/937049480 2522651.jpg /UserImages/1074/937049480 2522652.jpg Description Shipping and Payment More Info Mossberg Model 146B with Mossberg m4D scope in 22 S, L, LR caliber. Used. No Box or Papers. Manufactured 1949-54 range due to scope variation. Rare rifle and scope. Gun needs to be restored. Original sights missing. Rifling is apparent. Since this firearm does not come in a manufacturer box, we suggest the purchase of a soft rifle case to ensure there is no damage to the firearm in shipment. We will offer these at our cost of $9. $100 non-refundable deposit holds any firearm for 90 Days. 90 Day Layaway plan is an additional $7/month on top of gun and shipping costs. Please read seller details. $29 to 48 States. Alaska/Hawaii allow $50. Includes insurance. Additional firearms receive a discounted S&H price of $14 per firearm. Trades Accepted: No Gun may/may not be the EXACT one pictured. (Wood grain/camo pattern may vary). Purchases are expected to be completed (payment and FFL received) within ten days of placing your deposit, unless you are using our 90 day layaway plan.Personal checks are accepted, however before shipping you must provide a copy of the check showing it has cleared (this can be obtained from your online banking).Used firearms are sold as is. Ask any/all questions before confirming sale. We advise the inspection by a qualified gunsmith before firing. Don's Hobby Guns assumes no liability. We do not test fire firearms, and can not possibly have a full history on each used gun we take in on trade/consignment.Don's Hobby Guns cannot possibly know all of the individual local, city and state restrictions for the products that we sell. Therefore, we do not warrant that you may legally purchase, own or use specific products offered by our company. You must be in compliance with local laws regarding your purchase. All BATF laws and regulations apply. Check with your local dealer before placing your down payment.All firearms must be shipped to an FFL dealer in your area. It is your responsibility to contact the dealer to have their license sent to us. We will not ship until we have payment in full and a copy of your dealer's license. Condition: Used, Minor Wear Caliber: .22 (other) Location: NE Share Item Item #: 937049480 This item is no longer available. Price: Shipping: $29.00 (or Arrange local transfer) Accepted Payment Methods: Returns: 3 Days Dons Hobby Guns Seller Since: Aug. 2006 Seller Level: Trusted Seller This seller is an FFL City: Kearney State: NE More Items from this Seller ( 485 items total | View All ) REBATE 96771 Savage Model... $485.00 Full Details Add To Cart REBATE 84356 Remington 70... $679.00 Full Details Add To Cart H001M Henry Lever Rifle -... $389.00 Full Details Add To Cart Mc | 15.6125ms -- 1074 Your Recently Viewed Items


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Reserve Your SEMA Show Events Tickets Now
Don't miss these must see special events at 2009 SEMA Show!
Jump to navigation
Don't miss these must see special events at 2009 SEMA Show!
News and updates from SEMA's councils and committees.
Seth Gortenburg, owner of Chux Trux understands that trade shows hold a
wealth of information. In order to be as efficient as possible, he approaches each day of the SEMA Show with a plan based on his upcoming business needs—as well as the information he and his team gathered the previous day.
The Young Executive Network (YEN) will hold its annual SEMA Show networking reception at the Renaissance Hotel pool on Tuesday, November 3, from
5:00–7:30 p.m.
Ford Motor Company's Ken Czubay will headline the 2009 SEMA Show
Keynote Luncheon on Monday, November 2, 12:00 p.m.-1:30 p.m., in
Ballroom A-B of the Las Vegas Hilton.
General Motors will present its design awards for various categories at this year's SEMA Show. Categories will be divided into two groups:
Download a copy of the application form here,
which you can use to apply for consideration.
You can copy the application form and apply
for more than one vehicle or component award. You can also forward the form
to any suppliers with a new/innovative component design that contributed to your GM Show vehicle.
News and information from SEMA's councils and committees.
Companies are now allowed to transfer monies for unused vacation or
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Copyright © 2015 SEMA. All rights reserved.


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BONANZA, Nicaragua (AP) — Nicaraguan official: 11 of 24 miners trapped in gold mine have been rescued.
Welcome to your discussion forum: Sign in with a Disqus account or your social networking account for your comment to be posted immediately, provided it meets the guidelines. (READ HOW.) Comments made here are the sole responsibility of the person posting them; these comments do not reflect the opinion of The Sentinel and Enterprise. So keep it civil.
( Dirk Shadd )
Hulk Hogan's Gawker suit financially backed by Silicon Valley's Peter Thiel, report says
Silicon Valley venture capitalist and PayPal co-founder Peter Thiel reportedly helped fund Hulk Hogan's lawsuit against Gawker.


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Game of Thrones Season 6, Episode 2: 'Home'-ward BoundThis week's Game of Thrones hops from Stark kid to Stark kid—and ends, mercifully, with our old friend Jon Snow. Way back in Game of Thrones ' third season, Bran Stark told his companions an old story about the worst sin a person could commit. GQ US, 3 weeks ago
Game of Thrones Season 6, Episode 3: Oathbreaker, Don't You Mess Around with Me - GQ US, 2 weeks ago
5 Breathtaking 'Game of Thrones' Locations You Should Visit - NatureWorldNews.com, 2 weeks ago
4 images for jon ward
Cultural Hotspot program shines its spotlights on North York
/CNW/ - The City's Arts Advocate, Councillor John Filion (Ward 23 Willowdale), was joined this afternoon by Councillor Jon Burnside (Ward 26 Don Valley West), and the program's partners and sponsors to launch the third edition of the Cultural ...Bloomberg, 2 weeks ago
Texas Executes Adam Ward, Man Who Killed City Worker
By Jon Herskovitz AUSTIN, Texas (Reuters) - Texas on Tuesday executed a convicted killer who repeatedly shot a city code officer inspecting piles of garbage at the death row inmate's former home, a department of criminal justice official said. ...Huffington Post, 2 months ago Texas plans Tuesday execution of man who killed city inspector Town Hall, 2 months ago Texas executes man who killed city inspector in 2005 HealthMediciNet.com, 2 months ago
More from: SRN News, Yahoo! India...and 3 other sources
Paul Ryan is trying to save the GOP from Donald Trump
By Jon Ward After finishing a speech on the lamentable state of American politics, House Speaker Paul Ryan fielded a question from one Capitol Hill intern who said he wouldn't ask the Wisconsin Republican to name names and say specifically whom ...Gnom.es, 2 months ago Paul Ryan ally doubts speaker will ever fully endorse Trump Yahoo! News, 2 days ago After the Donald Trump meeting, Paul Ryan briefs the press PR Web via Yahoo!, 2 weeks ago
Donald Trump plays the politician and wins cheers from pro-Israel group
By Jon Ward Donald Trump supplicated himself before the largest pro-Israeli advocacy group in America Monday evening, and they loved him for it. I didn't come here tonight to pander to you about Israel. That's what politicians do: all talk, ...Gnom.es, 2 months ago Kentucky governor not sold on Trump but really dislikes Clinton Washington Post, 2 weeks ago No, Clinton is not to 'right' of Trump on Israel World War 4 Report, 2 months ago
Whitney unsure of future Saddlers role
Jon Whitney's Walsall missed out on automatic promotion from League One by one point Walsall interim head coach Jon Whitney is not certain of his future role at Bescot, despite coming so close to leading the club to promotion. The Saddlers lost ...BBC, 1 week ago Walsall bring back Holden as coach BBC, 2 months ago
Bustle Gets a 30-Minute Show on Jon Steinberg's Cheddar
Credit: Bustle Ad Age DataCenter $46.8B Record U.S. agency revenue in 2015 Subscribe to Datacenter and access the Agency Report 2016, tracking revenue and growth rates for more than 1K agencies, agency networks and agency companies. ...Advertising Age, 1 week ago
Steven Matz may be stealth No. 1 on Mets staff of aces
He showed you the best of Jerry Koosman, the best of Jon Matlack, one of our own stating his case now as the Mets ace, at least until the next time Jacob deGrom states his and the next time Noah Syndergaard states his and Matt Harvey remembers how ...New York Post, 3 weeks ago
Feature: Constitution Day in Japan more than just walk in park this year for many Tokyoites
by Jon Day TOKYO, May. 3 (Xinhua) -- The Golden Week string of national holidays in Japan are eagerly anticipated annually by young and old in Japan at this time of the year, the former who get a break from school and the rigor of study, while ...Xinhua News Agency, 3 weeks ago
Cook yourself some Cleburne Cafeteria specialties
Image 1 of 29 Old fashioned meatloaf, from Cleburne Cafeteria, is seen Wednesday, April 13, 2016, in Houston. ( Jon Shapley / Houston Chronicle ) Old fashioned meatloaf, from Cleburne Cafeteria, is seen Wednesday, April 13, 2016, in Houston. ( ...Houston Chronicle, 1 month ago
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Most read
- Contaminated Scrap Metal Stolen in 70s from Huntington AEC Plant
- REVISIT: 2014 Story on Pilot Plant by HD Contained Lapses
- Two pill dealers sentenced to Federal prison for drug crimes
- Cannabis To Be Planted Legally in WV For The 1st time In 70 years
- Marshall to offer ACT math camps this summer
- Detroit heroin dealer pleads guilty to Federal drug crime
- Marshall College of Science and West Virginia Science Adventures program host STEAM summer camp for K-12
- Manchin, Klobuchar, Shaheen, King, Heitkamp, Baldwin Introduce Budgeting for Opioid Addiction Treatment Act
- Foreclosure Rates in Huntington-Ashland Decrease
- Predominately Filmed in WV "American West" Starts June 11 on AMC
Bulldog Creative Services Launches Presidential Library Web Site
"We were first approached by Woodrow Wilson Board of Trustees member Gray Marion. Mr. Marion has worked with us as a client and recommended us to the library. What followed were discussions with many members of the Board of Trustees, library staff and Wilson historians. We then went to work to develop a site that is worthy of a U.S. President. We're very proud of this site," said Levi Durfee, Interactive Lead at Bulldog Creative Services.
The Woodrow Wilson Presidential Library & Museum is located in Wilson's birthplace of Staunton, Virginia. The campus includes Wilson's actual birthplace, an interactive museum detailing Wilson's public life from his youth, his studies at Princeton, his time as President of the university, his Governorship of New Jersey and ultimately his Presidency of the United States. The museum includes numerous exhibits and artifacts including the 1919 Presidential Pierce Arrow Limousine, a World War I trench exhibit, gardens and more.
"We were very impressed with the team at Bulldog Creative. Their professionalism, attention to the details and commitment to the project were outstanding. They gave us a tremendous product that goes a long way towards furthering the goals of the library," said George P.A. Forschler, Brig. General USAF (Ret.) and Board of Trustees Member.
Bulldog Creative Services is a full-service Advertising Agency based in Huntington and Charleston, W.Va. that assists businesses with strategic marketing research and planning, media management, graphic design, audio / visual production and website design and maintenance. More information about the agency can be gained at www.bulldogcreative.com.


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Call for action as figures reveal 68 children married in Northern Ireland in 2014
More than 60 children were married in Northern Ireland in 2014, according to figures released by the Human Rights Commission.
Home › News › Northern Ireland
More than 60 children were married in Northern Ireland in 2014, according to figures released by the Human Rights Commission.
The EU referendum may be negatively impacting on the Northern Ireland housing market, a new study has said.
Victims of historical child abuse plan to hold a picket at Stormont if the new Executive doesn't move imminently to pay them compensation.
The wife of champion boxer Carl Frampton and former Commonwealth heavyweight winner Martin Rogan have gone head-to-head in a Twitter slanging match.
England would get knocked out in the quarter finals of Euro 2016 if the tournament was based on health statistics and not football matches won, a new study has found.
Rory McIlroy may not play at the Rio Olympics due to the spread of the Zika virus in Brazil.
A trainee teacher from Omagh, who wanted bring up her children under Isis in Syria, has been jailed for two and a half years.
Golf fans have voiced outrage after they missed Rory McIlroy's triumphant finish at the Irish Open because RTE were on an ad break.
Prince Charles began his two-day tour in Northern Ireland with a glimpse at Queen's University Belfast's cyber security unit.
Newly-crowned Irish Open Champion Rory McIlroy held a golfing master class with the Northern Ireland squad.
A jury has been sworn in to hear the trial of a man accused of murdering Kyle Neil in Co Down last year.
Belfast Zoo have heard the pitter patter of tiny webbed feet as capybaras Charlie and Lola welcomed four babies.
Police have charged a 16-year-old with murder over the death of Gerard Quinn at a house party in Londonderry.
The opening day of a new inquest into the IRA's murder of ten Protestant workmen at Kingsmills has heard chilling eye witness accounts of the massacre.
The tears fell as heavy as the sleety rain on the day they buried the dead of Kingsmills.
Almost 1,500 women battled wet conditions to complete this weekend's Runher challenge on the North Down coast.
A petrol bomb was thrown at a police vehicle in Carrickfergus early yesterday morning, as officers attended a road accident in the Castlemara Drive area.
The proportion of people backing same-sex marriage in Northern Ireland dwarfs the level of support in the Republic, a campaigner has suggested.
The subject of health inequality must be addressed by the Government, Northern Ireland's top doctor has demanded.
Most shops have stopped selling psychoactive substances and drug-taking equipment in Northern Ireland, after a successful legal action by Belfast City Council, the chief medical officer said.
Northern Ireland
Northern Ireland


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KWCH, the Sunflower Broadcasting CBS affiliate in Wichita, KS, has installed a Riedel Communications digital matrix intercom solution, including an Artist-based system that integrates telephone lines into the intercom.
At the heart of the installation is a Riedel Artist 128 digital matrix intercom. Nine Artist 1000 desktop control panels provide digital, broadcast-quality audio. The Artist intercom matrices can be expanded to up to 1024 x 1024 non-blocking ports. A C44 system interface integrates the existing digital partyline system into the communications infrastructure. Seven C3 Performer belt packs complete the installation.
Two Artist Connect Solo interfaces integrate POTS phone lines into the communications matrix. In addition, KWCH uses 10 closed Riedel PRO headsets.
CBS' 'Limitless' Cancelled
GroupM Digital Buying Chief Bluman, 44, Dies
Joel McHale, Ryan Seacrest, Alec Baldwin to Join Kelly Ripa on 'Live'
D.C. Weighs In on FCC JSA Smackdown
House Appropriations Bill Would Delay Set-Top Proposal
FCC Approves CAF Bidding Framework For Competitive ISPs
Ericsson provides USA Today network with TV listings
Hispasat and MEO agree UEFA Euro 4K deal
Qvest Media equips ARD and ZDF for Rio
Watch a Kaleidocope of Adeles Perform in New Music Video
Drone Captures the Otherworldly Beauty of Norway
Buyer's Brief: Portable Storage


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Last year saw the launch and pilot edition of KineDok, a unique international project presenting the screenings of creative documentary films enhanced by the debates with the authors of the films and various experts and by other interesting accompanying events. In 2016, this project, organized by the Institute of Documentary Film, offers 15 more European documentaries and brings site specific screenings also to the new audiences in Poland and Norway. Within the Czech Republic, the fans of creative documentaries have a chance to visit more than 150 screenings at at least 25 diverse places and explore current Czech and European documentary production.
Films on the DAFilms portal
Categories of films
Number of films matching this tag combination: 118
...These Blazeing Starrs!
DIR: Deborah Stratman
2011 / United States / 14 min
7 Wonders of Bratislava
DIR: Alexandra Gojdičová
2007 / Czech Republic / 13 min
A Message from Tučín - 3D
DIR: Jan Látal
2010 / Czech Republic / 8 min
A Trip Down Memory Lane
DIR: Arthur Lipsett
1965 / Canada / 12 min
Can and Slippers
DIR: Khavn De La Cruz
2005 / Philippines / 2 min
Can I get a witness
DIR: Timo Novotny
2002 / Austria / 4 min


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Marlies blank Bulldogs, 6-0
(CP) -- The Toronto Marlies used a strong power-play unit to shut out the Hamilton Bulldogs 6-0 in American Hockey League action Wednesday.
Keith Aucoin, Joe Colborne and Ryan Hamilton had power-play goals and Jerry D'Amigo scored shorthanded for the Marlies, while Aucoin and Greg McKegg also scored at even strength.
Toronto went 3-for-6 with the man advantage and denied all four of Hamilton's power-play chances.
Marlies netminder Ben Scrivens (13-7-1) faced only 14 shots for the shutout victory, and was at his sharpest during a 5-on-3 advantage for the Bulldogs midway through the second period.
Colborne, who scored for the second time in four games after going 18 contests without a goal, added two assists while Aucoin also had a helper for a three-point game. Toronto defenseman Mike Kostka chipped in with two assists.
The Marlies won for the 11th time in 14 contests (11-1-1-1) to improve to 20-9-1-2 in front of 7,851 fans at Ricoh Coliseum. Toronto padded its lead in the Western Conference and moved to within two points of the first-place Syracuse Crunch in the AHL's overall standings.
The Bulldogs, shut out for the third consecutive game, fell to 11-18-1-2. They have gone 180 minutes, 30 seconds without scoring a goal.
- AHL time readied Murray, Vasilevskiy for spotlight
- Penguins re-sign captain Kostopoulos
- P-Bruins' Cassidy promoted to Boston
- AHL Morning Skate: May 24
- Panthers announce affiliation with Springfield
- BOG approves Portland sale, move to Springfield
- Monsters' Werenski proving himself
- Monsters hold off Reign again, go up 2-0


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