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A new report on the potential for a disastrous oil spill during the Mount Redoubt eruption last year ignited a brief but loud argument Friday among directors of the Cook Inlet Regional Citizens Advisory Council over whether they are properly exercising their oversight role.
"This is a breeding ground of complacency," board member Bob Shavelson said of the council. Shavelson, who represents the environmental group Cook Inletkeeper, said the report failed to address significant issues he had raised, including his concern that the council was too beholden to Chevron, the company that owns the 1960s-era crude-oil tanks built in the shadow of Redoubt.
Board President Grace Merkes, appointed to the board by the Kenai Peninsula Borough Assembly, didn't directly address Shavelson's concerns but called for a vote to accept the report even as he was speaking, their voices rising to a confusing din. Later, she insisted in an interview, she listens to Shavelson's opinions, but at the same time said he could be removed from the oversight board for criticizing it.
"I'm not taking away his American rights," Merkes said. "He can go talk to the public, as long he's just talking about his personal opinion, but not his opinion about the board."
A board member's job is "to represent what this board represents," Merkes said.
The council was one of two citizen oversight panels mandated by Congress in the aftermath of the Exxon Valdez oil spill in 1989. Its more famous cousin, the Prince William Sound Regional Citizens' Advisory Council, has been studying oil spills, spill prevention, cleanup and community response since its inception. It's now advising Gulf of Mexico communities on how to cope with the BP blowout.
The 57-page report released Friday was written by consultant Leslie Pearson. It contained a long section on the history of the Drift River Oil Terminal and its tank farm, now owned and operated by a Chevron subsidiary, and the events that occurred during the 2009 eruption. The terminal and its storage tanks are part of the transportation system for oil pumped from offshore platforms on the west side of Cook Inlet.
While the site was convenient for a tanker dock, it happened to be 22 miles downriver from a very active volcano, Mount Redoubt. Mudflows from the volcano damaged the facility in a 1989-90 eruption, though no oil was spilled, and threatened it again in March 2009, again without loss of oil, though officials, fishermen and others were on edge for weeks.
For days during the early stages of the eruption, Chevron and the Coast Guard refused to say how much oil was in the two active Drift River tanks, citing restrictions in post 9/11 anti-terrorism laws. They finally acknowledged the tanks contained 6 million gallons when the company and state and federal governments established a unified command to manage the crisis.
In her presentation, Pearson said she was unable to find a "trigger" in the law that allowed release of the information -- it just happened.
"It probably was very confusing to the public," Pearson said. "It was confusing to me to try and make some sense of it." Anti-terrorism laws hid other information that the public had come to expect, such as the hazards of nearby industrial sites that had to be reported under federal community right-to-know laws, she noted.
Knowing the volume in the tanks would indicate the scale of a worst-case scenario if the tanks were breached. As it was, Shavelson said, spill response teams only have the capacity to pick up and store half that much oil.
Pearson proposed some changes in the future, including earlier establishment of a unified command -- before a disaster appears imminent. Until that troika is created, the oil company is mainly responsible for response.
But Shavelson said the report ignored many of the questions he had asked it to answer. Among them: what effect the council's funding might have had on its oversight role.
Both the Prince William Sound and Cook Inlet councils are funded by the oil industry. While the Prince William Sound council routinely gets its annual $2 million-plus from the operators of the trans-Alaska pipeline, Shavelson said the Cook Inlet group must negotiate its funding regularly from the companies it oversees.
"Yet the report is silent on the fact the CIRCAC was actively negotiating for its funding with Chevron during the 2009 Chevron/Drift River Incident," Shavelson said in a letter he distributed at the meeting. "While there can be no way to demonstrate malfeasance on CIRCAC's part as a result of this dynamic, the report should at a minimum reference it to ensure full transparency is achieved."
Shavelson's unhappiness with the council reached it peak during the vote on whether to accept the report. He asked the council's executive director, Mike Munger, whether he had challenged Chevron on a key issue that arose during the crisis. Chevron said it didn't want to empty the tanks of oil out of fear they'd float away in a flood. Why couldn't they just replace the oil with a heavier substance, water? Shavelson asked.
The question was cut off by Merkes. "I'm not going to accept that, no. We have a motion on the floor."
"This is exactly how CIRCAC cuts off debate and disallows honest questions," Shavelson retorted.
"The motion is on the floor," Merkes said. "I'm going to call a roll-call vote."
"The executive director refuses to answer direct questions," Shavelson said.
"Roll-call vote."
"I'm sorry, this morning at the beginning of this meeting, the executive director called me 'chicken----' and he said 'FU' to me," Shavelson said. "That is the hostile environment that exists in this organization."
"Let's go off the record for a minute, please," Merkes said.
"It was said to me in an open room," Shavelson continued. "You're cutting off debate on an important issue when there's unresolved questions."
"I have that opportunity," Merkes responded. "I am the president."
The report was accepted on a 9-1 vote, with only Shavelson opposed. During the break, Munger denied using profanities but acknowledged having an "altercation" with Shavelson that he amended to a "heated discussion."
By RICHARD MAUER


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HN-BHI433 Bush Furniture
Bush Series C 60 Inch Credenza with 4 Door Hutch In Auburn Maple - Do Not UseItem # HN-BHI433
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- An attractive, contemporary workspace for your home or office
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Bush Series C 60 Inch Credenza with 4 Door Hutch In Auburn Maple - Do Not Use
The Bush Series C 60-Inch Credenza With 4-Door Hutch in Auburn Maple is the perfect size for small workspaces and home offices. The credenza's desktop is protected by a scratch- and stain-resistant Diamond Coat® on the top surface, and PVC edging protects against bumps and collisions. Desktop and modesty panel grommets provide convenient, concealed wire access and management, and the desk accepts a keyboard shelf or pencil drawer.This unit can be used alone or mounted as a left or right

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May 30 - August 5, 2016; OARDC, 1680 Madison Ave, Wooster, OH 44691
The OARDC campus of The Ohio State University in Wooster will provide summer research internship opportunities for motivated high school and undergraduate students. To be eligible to participate, students must be at least 18 years of age by May 15th, 2016. The OARDC Research Internships Program (ORIP) is tailored specifically to enhance student interest in science, technology, engineering and mathematics (STEM) disciplines by inculcating critical thinking skills through rigorous laboratory and field research experiences, seminars, group discussions and symposia. ORIP will increase student performance in school/college and competitiveness for scholarships, awards, and admissions to undergraduate/graduate schools. ORIP will run for 10 weeks from May 30 to August 5, 2016. The selected research scholars will be required to work for a minimum of 30 hours per week, but daily hours will be flexible. A stipend of $2,400 - $3,000 will be provided for the entire 10-week period depending upon the grade level and experience. Students may also make separate arrangements with their potential faculty mentors for additional employment. Applicants are encouraged to browse through the OARDC website (www.oardc.ohio-state.edu) to determine a potential faculty mentor. The program is targeted for local students who have their own transport, although non-local students may apply if they can make their own accommodation and transport arrangements. Minority and needy students will be given special preference if they request for such consideration.
Dr. Daral J. Jackwood, ORIP Director


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Dr. Umamaheswara R. Kalapatapu graduated from the Guntur Med Coll, Ntr Univ of Hlth Sci, Guntur, A P, India in 1979. He works in Logansport, IN and 4 other locations and specializes in Psychiatry and Child & Adolescent Psychiatry. Dr. Kalapatapu is affiliated with duPont Hospital, Franciscan Saint Elizabeth Health East Campus, Riverview Health Hospital and Saint Vincent Kokomo.
Psychiatry, Child & Adolescent Psychiatry
Medical School: Guntur Med Coll, Ntr Univ of Hlth Sci, Guntur, A P, India; Graduated 1979
*This physician has multiple office locations. See Office Information for details.
1015 Michigan Ave
Logansport, IN 46947
1015 Michigan Ave
Logansport, IN 46947
6 Chase Park Bldg 6
Logansport, IN 46947
285 W 12th St Ste 103
Peru, IN 46970
1000 N Broadway Ste A
Peru, IN 46970


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Too narrow
This review is from: inland 7003 Black 3 Buttons 1 x Wheel PS/2 Wired Optical 800 dpi Mouse
Pros: Fits child's hand well. Good PS2 gaming mouse. Better than USB in button pressing response...
Cons: Too narrow for adult's hand. Causes cramps because larger hands do not "palm" well... Needs to be a little wider for larger hands, like most mice, a bit small/narrow.
Other Thoughts: Electrically, this PS2 socket mouse is great (interupts calls). I used to write in assemblers language in the 1980s. Write HTML and JAVA with a text editor today (on the fly). Haven't loaded up PASCAL in decades. Don't use a soldering iron building digital devices today like I did in the 1970s & '80s.
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This review is from: inland 7003 Black 3 Buttons 1 x Wheel PS/2 Wired Optical 800 dpi Mouse
Pros: Vendor should be slapped for misrepresentation of product.
Cons: Vendor should be slapped for misrepresentation of product.
Other Thoughts: If it's somehow a wired and wireless setup explain how or why don't just say it's wireless and then post a picture clearly labeling you as a lier.
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Graduated from Millbrook Jr./Sr. High School in Millbrook, NY, in June of 1996.
Attended Dutchess Community College in Poughkeepsie, NY, from August of 1996 to May of 1998 (never graduated)
Employee at WRNN-TV in Kingston, NY, on and off from October of 1997 until November of 2000. He…more
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Billy Walker, a star of the Grand Ole Opry since 1960, died in an auto accident along with his wife Bettie and two of his band members, Sunday morning, May 21. Read More
More News Articles
The Dixie Chicks give a controversial interview in the new issue of Time magazine, which hits newsstands today, May 22. Read More
Keith Urban and fiancé Nicole Kidman are heading to the island of Fiji for a honeymoon next month, following a traditional Catholic wedding, reports chinadaily.com. Read More
Reba McEntire's popular sitcom Reba has been picked up by the new CW network, though it will not be part of the fall schedule. Read More
Kenny Chesney took a special day away from his tour when he performed for President George W. Bush and the visiting Australian prime minister at the White House, Tuesday night, May 16. Read More
Reba McEntireÂs hit TV sitcom Reba has been given a last-minute reprieve by the new CW Network, reports tvguide.com. Read More
Nicole Kidman told People magazine that she and Keith Urban are officially engaged, and now Keith's camp has confirmed the news. Read More
Alan Jackson has given the nod to Alison Krauss to produce his new CD, which will be released in September. Read More
The Dixie Chicks gave a candid interview on 60 Minutes Sunday night, May 14, as they addressed several topics, including radio station boycotts. Read More
Gretchen Wilson wiped out on an ATV and cracked a couple of ribs—but that didn't stop her from playing a show. Read More
Tim McGraw and Faith Hill's "Soul2Soul II" Tour is set for New Orleans July 5, and the show will benefit Gulf Coast hurricane relief efforts. Read More
The Dixie Chicks describe a horrifying death threat they received in 2003 in an interview with 60 Minutes, airing Sunday, May 14, at 7 p.m. ET on CBS. Read More
GAC gives fans an exclusive insider's look at all the festivities leading up to the 41st Annual Academy of Country Music Awards with a live pre-awards special, Tuesday night, May 23, at 7 p.m. ET. Read More
Reba McEntire won't know the fate of her hit sitcom Reba until Thursday, May 18—and the feisty superstar is not happy about the situation. Read More
Nicole Kidman recently sat down for an interview with Ladies Home Journal, but maintained her code of silence about her yearlong relationship with Keith Urban. Read More
Sara Evans's special Mother's Day CD, Always There, is available exclusively at Hallmark Gold Crown stores through Sunday, May 14. Read More
Carrie Underwood has received yet another award—only this one was four years in the making. Read More
Ricky Van Shelton, one of the leaders of country's "new traditionalist" movement of the 1980s, has decided to call an end to touring and performing. Read More
Kenny Chesney says that he has no desire to run for political office, now or at any time in the future. Read More
Alabama, Glen Campbell and the late DeFord Bailey were officially welcomed into the Country Music Hall of Fame at a ceremony in Nashville, May 7. Read More


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Thursday, June 11, 2009
2 comments
(Sorry, I'm entering after midnight again.)
What a weird Wednesday. I worked on the computer this morning and things started going downhill from there. My kids were kind of crabby - so I was kind of crabby... and I wish I hadn't been. I think ... Read more
Wednesday, June 10, 2009
2 comments
(Sorry, I'm always entering AFTER midnight!)
Nothing 'spectacular' happened today. I went to the gym with my son, we had a pretty good time. He wasn't really into it today (might have been the weather) and I even skipped my 8 mile bicycle - bu... Read more
Monday, June 08, 2009
2 comments
Well, it certainly has been 'a Monday'. After working a few hours this morning, a dark cloud seemed to have settled above me... Everything and everywhere I went this afternoon - seemed to turn into a hassle. I was able to 'break free' from my da... Read more
Sunday, June 07, 2009
1 comments
What a great day today was... It started out with me having to work a couple of hours. I was tired. Then a littile grocery shopping (uggghhh!)) But then, my mom came over and said she's watch the kids if me and my hubby wanted to go to the gym t... Read more
Friday, June 05, 2009
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What a GREAT day, I spent the whole day with my kids. We went to the local mall and they had lunch in the food court, (they LOVE that). Cam home and finished some housework, and then after hubby came home - off to the gym. I worked out for 60 mi... Read more


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Children's Zoo at Celebration Square
Walk-through Aviary
The walk-through aviary is adjoined to the kangaroo exhibit in the Australian Outback. The aviary exhibits over 20 Cockatiels, which are native to Australia, in a free-flighted environment. Guests are invited in and have the option to feed the birds a millet stick. Millet is a favorite snack item of these small birds, and the birds may even land on the feeders' hand! Included in the aviary are 2 completely enclosed exhibits for Poppy, the zoo's Umbrella Cockatoo, and Wedgie, the Moluccan Cockatoo. The Aviary will be open to the public seasonally, as temperatures are appropriate for the cockatiel flock.
Animal Stars - CLOSED
Due to the condition of the Animal Stars building, we regret to inform our visitors that we can no longer allow access to it. The animals have been relocated off exhibit until a solution can be found. We hope to bring our visitors face to face with our scaly, creepy, and crawly friends again soon… stay tuned!
Fossil Find
Formerly a sandy play area, the Fossil Find was transformed in 1998 into an area where children can channel their inner paleontologist and dig for dinosaur bones and learn about the discovery of prehistoric animals, while adults are able to take a seat and rest and relax.
Butterfly Encounter
The summer of 1999 marked the grand opening of the Butterfly Encounter. Visitors of all sizes take a journey where education, people, and gardens meet to experience the wonders and nature of these delicate, fluttering creatures. The Butterfly Encounter is a seasonal exhibit, opening in early June and closing in early September.
Wetland Experience
The Wetland Experience, opened in spring of 2006, is a natural wetland ecosystem with plants and fish native to Michigan wetlands. With an underwater viewing area, a crawl-through "beaver dam", and a beautiful waterfall, this is truly an up-close and personal wetland experience.
The Living, Learning Lab offers interactive, hands-on learning experiences that are curriculum centered. A new spin on formal education, classes come to the zoo to participate in a variety of themed activities focused on Michigan GLCES and Common Core Standards including math, science, and language arts. The program runs 1 to 5 days and is taught in our classroom by the education staff at the Children's Zoo. The classroom features state of the art technology including an interactive white board, microscopes, and Quizdom testing system. The Living, Learning Lab runs November through March, with select dates still available.
Currently, the program is offered at no cost to schools!*
To register, please download the registration packet located HERE
If you are a teacher or parent who is interested in finding out more about this program or how your student(s) can be a part of it, please contact Chelsea at firstname.lastname@example.com or call (989) 759-1408.
Current programs:
Scavenger Hunt & Animal Journaling:
Students complete a scavenger hunt and tour around the zoo. Later, they participate in scientific observations and create a journal about their observations and inferences.
Parasites, Pathogens and Pills:
Students get a behind the scenes look into what keeps our animals happy and healthy! They have the opportunity to "step into the boots of a zookeeper" and complete daily keeper tasks.
Metrics on the Menu:
Focusing primarily on what the animals at the zoo eat, students are able to tour the commissary and participate in animal diet preparation.
Animal Adaptations: NEW
Analyze and identify adaptations that animals have which help them to survive. Students will observe live animals and animal biofacts in their investigation.
Eco Engineers: NEW
Learn about habitat and exhibits while helping the Zoo Keepers solve poblems by putting your engineering skills to work. Problem solving and critical thinking skills are the focus of this hands-on module.
National and State Standards by Program
*Opportunities for funds to cover transportation may be available. Please contact us for more information.
There are many opportunities for exploration at the Children's Zoo! Enjoy the discovery of hidden dinosaur bones in the Fossil Find or explore an underwater viewing cave. Tour the zoo with a ride on the miniature train, which offers a different view of many of the animals. Take a moment to admire the beautiful gardens or the waterfall in the wetlands.
Make your time at the Children's Zoo much more than a visit, make it an experience.
Did you ever wonder who cares for all the gardens and landscaped areas in the zoo?
Volunteers do!
Currently, the Zoo has over 80 Adopt-a-Gardens and approximately 12 landscaped areas of the zoo, all maintained by dedicated volunteers. These volunteers spend hundreds of hours planting, weeding and maintaining zoo grounds. This makes the zoo a great place not only for the animals but a beautiful place for all zoo visitors, young or young at heart.
In 1998, the Adopt-a-Garden program was started under the sponsorship of the Saginaw Valley Zoological Society with eleven gardens as a way to beautify the zoo grounds. Each year the gardens continue to grow in number and beauty. The Horticulture Committee is responsible for making sure that all garden areas are maintained and assist with future landscaping developments at the zoo.
If you are interested in becoming one of the many volunteers who help maintain the zoo grounds, here is some information that may be helpful.
Garden Volunteers
Garden volunteers assist with general garden area maintenance. Approximately 12 areas have been identified as needing monthly care. This may include weeding general garden beds and pruning back shrubs.
Garden volunteer work days are scheduled throughout the season. If a volunteer has been oriented by a member of the Horticulture Committee to the gardens, they may come anytime the zoo is open to assist with routine garden maintenance care.
Adopt-A-Gardens are assigned each year when space permits, with returning gardeners given first preference of any new available bed. Gardeners are responsible for providing their own plant material and are expected to maintain the garden for entire zoo season.
An Adopt-A-Garden requires a weekly commitment to weed, water, fertilize and trim plants to keep the garden looking presentable at all times. Neglected sites give guests at the zoo the impression that the rest of the zoo is not well maintained. The zoo has advised the Horticulture Committee that gardens that appear untended be re-assigned.
Gardeners are responsible for assisting with the fall clean-up of the gardens at the end of the season.
Additional Information
If you have any questions, feel free to contact the zoo at (989) 759-1408 or email firstname.lastname@example.com. Thank you for considering volunteering at the Children's Zoo. We look forward to working with you!


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After making it through last night's blitz of costume changes courtesy of Jennifer Lopez, combined with the non-stop parade of red carpet fashions, you probably think you've seen just about everything there is to see when it comes to celebrity style at this year's AMAs. But while your favorite stars may have taken some serious sartorial risks during the awards ceremony, it's the afterparty looks where they really dared to bare all, giving the world some sexy going-out ensembles it won't soon forget.
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SCHOOLS OF HARDWOOD: PCA hunts state final reemergencePublished 11:40am Wednesday, October 30, 2013
Head coach: Jason Roberson (12th year)
2012-13: Won the Class 2A, Area 8 tournament; eliminated in regional play of the playoffs.
Outlook for 2013-14:
Fresh off their first year competing the Alabama High School Athletic Association, the Prattville Christian Academy boys basketball team this season will be younger, but have more height.
"This group has a lot of potential," said head coach Jason Roberson. "At the same time when I say that, we are very young. We have two freshmen in our top six players, and you always don't know how ninth-graders are going to respond in that type of atmosphere. But I think they're ready. They're very good players, skilled players. We've got some height."
With Montgomery Academy returning all of their starters from a year ago this season, ball handling and rebounding will be key for the Panthers to repeat as area champions.
"Our guard play is going to be crucial this year, we're going to have to be able to keep from turning the ball over too much," he said. "If we do that and pound the ball down inside and play good defense and rebound the ball like I know we're capable because our size, then we'll have a chance to win a lot of games."
Player to Watch in 2013-14:
J.C. Emerson, C, Jr.
"He can be dominant this year if he wants to be, he's just got to get his mind right. He's got to believe that he can be dominant, and I think he's coming around. He's really improved over the Summer from his sophomore to his junior year. With this being his junior year, I expect him to have a breakout year. There's no reason why he shouldn't average 15 to 20 points a game and 10 to 15 rebounds a game this year."
Head coach: Jason Roberson (2nd year)
2012-13: Lost to Class 2A number one Woodland in the state championship game; finished 34-1.
Outlook for 2013-14:
The Prattville Christian Academy girls' basketball team loses All-State and Class 2A Player of the Year in graduated senior Kristen Emerson, who averaged 22.4 points, 12.5 rebounds and 6.5 assists per game. Head coach Jason Roberson knows his team cannot replace Emerson, her leadership and where she took her team.
Instead, Roberson and PCA plans to do it by committee.
"What I'm hoping for is that what happened last year will spill over to this year," the coach said. "I think our ladies have some confidence, I think they're smart and they understand that we're going to miss Kristen.
"I don't think we have anybody that can fill her shoes, so what we're going to have to do is we're going to have to have five people from the floor at one time stepping up their game."
Roberson doesn't expect his team's tenacity or drive to change. With different personnel on the court, PCA will have to approach the game with m
ore of a defensively mentality.
"We're going to have to make every possession defensively count for us," Roberson said. "We're going to have to block out and rebound, we lost our two leading rebounders. So, we're a little small this year."
Player to Watch in 2013-14:
Sydney Bell, PG, Jr.
"I'm really looking for big things out of Sydney Bell. She was our starting point guard last year and I'm really looking for her to be more aggressive. She didn't have to be, she did exactly what I told her to do last year because we had players that she could just get the ball to. But I really need her to be more aggressive and more assertive offensively. I think she'll do it."


text:
Top Definition
a person who fiends drugs and will do anything to get them
wowww, bob just jacked all his moms money and bought coke, what a fiendster!!!!!!
by bombdigitybabe April 14, 2011
Strict left wing opposition of cordial social networking sites like friendster.
Cor blimet, I hear you've joined fiendster, now how true is that hey?
by Hercolena Oliver August 28, 2008


text:
- Homepage >
- News Archives >
- Article
Army spouse, paraplegic shares personal story, urges Soldiers to drive safely
November 1, 2010
By Katherine Rosario, Fort Riley Public Affairs
Related Links
FORT RILEY, Kan. - Kelly Narowski got out of the passenger's side of her friend's Jeep Wrangler and ran over to the driver's side because her friend was too drunk to drive. After her friend buckled up, Narowski started driving down the road. She wasn't wearing her seatbelt.
"I remember getting out of the car, and I remember what I was wearing and how the mountains and the sky looked," Narowski said. "It was the last time I ever walked."
Narowski spoke with more than 2,400 Soldiers Oct. 19 to 21 at Barlow Theater, as part of the Garrison Safety Office's "Driving Under the Influence and Crash prevention" campaign.
Before heading out to a jazz festival on the beach one afternoon, Narowski stopped by her friend Heather's house.
Heather had already had between six and eight martinis by the time she arrived, Narowski said.
"I wasn't a drinker. I was a bit of a health fanatic," she said. "But I decided to have two drinks with her that day."
They hopped into Heather's Jeep Wrangler and started driving on California State Road 1, commonly called Highway 1 - a curvy, mountain road.
Heather pulled the car over and told Narowski she had to drive because she was too drunk.
"My first thought was, 'Well you're always drunk, so it must be really bad this time,'" Narowski said. "I switched places with her."
Heather had her seatbelt on. Narowski did not.
"We were in deep conversation. Here I am with two drinks in my system, and I'm with someone who's had a lot to drink, and I'm on a curvy mountain road - a dangerous road - and I'm in an unfamiliar vehicle and now we're talking. Kind of a recipe for disaster," she said.
Narowski turned the wheel to the right, and the Jeep went left and hit the guard rail.
"My body was pushed very, very hard into the steering wheel, and I broke my ribs, collarbone, (and) my lungs were collapsed and full of blood," she said.
The Jeep collided with the guard rail a second time, sending Narowski flying inside the car until she ended up in the backseat.
"My body flew around the Jeep like a ragdoll, and it ended up in the backseat, and my body was going 70 miles an hour," she said.
Narowski shattered her T6 vertebrae.
"It exploded like a grenade. My spinal cord was stretched like a piece of taffy, and I was paralyzed from the chest down forever from that moment in time on," she said.
The next thing she remembers, she said, is the paramedics telling her not to move, and then lying on a hard wooden table in the hospital.
Narowski stayed in the intensive care unit for a month and underwent eight surgeries.
During one of her surgeries to drain the fluid from her lungs, she was given the wrong anesthetic. It paralyzed her movement, but not her ability to feel.
"I could feel that surgery. I could feel them working on my lungs that whole time, and I couldn't tell them to stop. I'll never forget that. And that kind of trauma and that kind of hardship is a direct result of what I did to myself in a car making stupid choices," she said.
Narowski went into rehabilitation to learn to live life as a wheelchair user.
"Heather walked away without a scratch and that's the difference between a seatbelt and no seatbelt," she said.
Narowski said the toughest thing after all these years of being a wheelchair user is being patronized.
"I get patronized, and I hate it. That's the first thing people see is a wheelchair, and they see you as different from them, and they want to label you," she said.
She urged Soldiers in the audience to develop a sense of personal safety and take care of themselves.
"As U.S. Soldiers, you stand for what's right in the world. You're all high-quality people. You're country needs you. Please take care of yourself. So please, think first and be safe," she said.
Narowski told the Soldiers they wouldn't go into combat without body armor and to think of their seatbelt as body armor in the car.
"There are drunk drivers, and there are aggressive drivers, and there are distracted drivers. A seatbelt will prevent you in an event of an attack from one of those bad drivers," she said.
Narowski said some Soldiers come back from the worst places in the world with a false sense of invincibility.
"Statistically, in 2010, you are more likely to die on a U.S. road as a U.S. Soldier than you are in combat," she said.
Narowski, who is married to a Soldier, said she understands the long hours they work and urged the Soldiers to get enough rest before getting behind the wheel of a car.
"You keep doing it, keep playing Roulette every time you get in the car, eventually you're going to lose," she said.
On Oct. 21, Narowski gave a special presentation to Fort Riley's civilian workforce.
She asked the audience to think twice before texting while driving and pay attention to the job of driving.
"Texting while driving is completely absurd to me. I don't understand how anybody thinks they can text and drive, but it's a big problem," she said.
Rick Hearron, garrison safety manager, said he wanted to bring Narowski to speak with Soldiers, Resilient Spouse Academy participants and civilian workers as part of the campaign, and also because of the upcoming holiday season.
"Looking at some of the faces during her presentation, I could tell she was opening up some eyes. Anything we can do to get at the prevention of drinking and driving and texting while driving, we will try," he said.


text:
Chrysalis by OutOfKitchenWatch
©2012-2016 OutOfKitchen
Those two episides = <3
Edit: Fixed something and uploaded a bit bigger version.
Edit: Fixed something and uploaded a bit bigger version.
Majestic and divinely beautiful, in one word - Chrysalis! Oh, I love the details so much, especially Her eyes and mane! Amazing work!
do u guys rlly see me tht pretty well -smiles- thanx <3chrysalis
I really, really adore this. I love the take on her you have with this. Her expression is wonderful and looks absolutely snarky and smug. Everything is done brilliantly from the way her hooves glow to the flow of her mane. Well done!
Wow! This is so epic
I love the colours you've used in this and the green lighting from below, it really makes Chrysalis pop out and helps the colours to stand out as well. I especially love how you've drwn her wings and mane, they suit her so well, and add anair of regalness to her. I espeically love, how you work the green glow into the indents in her horn, very creative
All in all, brilliant work
All in all, brilliant work
I love it!
Awesome! I love the way her mane & tail look.
Rly, she's so beatiful
This is seriously the best I've seen so far. YAY
Nice touch, love it
I LOVE the look on her face! And the way you did her mane and tail, it's very cool and a little more flowy like Princess Celestia and Luna's.
This looks very neat.


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BOULDER — A 13-year-old boy who collapsed with a serious cardiac problem at the finish line of today's Bolder Boulder owes his life to quick action by race medical crews.
The boy, who was unnamed because of federal confidentiality laws, was later said to be in stable condition and "doing beautifully" according to race medical director Todd Dorfman.
When emergency personnel arrived, the boy was not breathing and was turning blue. Dorfman said he had no pulse and his heart was in ventricular fibrillation, a rhythm problem which prevents the heart from pumping blood to the body.
The boy's heart was shocked back into regular rhythm at Folsom Field and he was transported to Boulder Community Hospital, where three cardiologists were waiting for him. He was later flown to Denver's Children's Hospital, which has pediatric cardiologists on staff.
Dorfman speculated the boy did not know he had a heart rhythm problem, and he was extremely lucky to find out the way he did.
"This was kind of his stress test, if you will, and he failed it," Dorfman said. "Because of the response and our availability, he lived. He would not have lived if this happened on a playground or somewhere else."
John Meyer: 303-954-1616 or firstname.lastname@example.com


text:
A:Starbucks, Mickey d's is good too
A:Carribou and Starbucks. However, I don't use public Wi-Fi because it's not secure. I use a wireless WiMax service for which I pay.
A:Nowhere. I try to have a life!
A:Panera Bread, eat and surf...
A:Tim Horton's coffee shops
A:Extremely embarrassed to admit, but it's McDonalds. Their network of outlets that are plentiful and conveniently located immediately off of highways throughout the country.
A:Coffee shop
A:panera bread......
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President Barack Obama plans another rally in Colorado after his first debate with Mitt Romney.
Obama will appear at Sloan's Lake Park in Denver on Thursday morning before heading to Wisconsin to campaign.
Obama is huddling with top advisers at a desert resort in Nevada to get ready for Wednesday's debate at the University of Denver.


text:
ALLENDALE – Detroit Loyola standout Keymonn'e Gabriel scored two touchdowns in the fourth quarter to help the East beat the West 20-3 in the 33rd annual All Star Game Saturday at Grand Valley State University's Lubbers Stadium.
Gabriel led with 76 yards on 12 carries, including touchdown runs of 8 and 22 yards in the fourth, during the Michigan High School Football Coaches Association classic.
"It's a great experience," Gabriel said. "You feel like you're in college because you're in a dorm all week, and then you come out and play here."
Players stayed all week on the GVSU campus, beginning on Sunday, and their stay culminated with Saturday's game.
"There's a lot of pressure on you, because you're surrounded by great players, the top 88 players in the state," Gabriel said. "We're just lucky we came out on top."
Although the West picked up 14 first downs to the East's 13, the East held the West to 54 rushing yards on 23 carries.
The East picked up 160 yards on the ground and 78 through the air, including 32 alone on a touchdown pass from Cameron Thomas (South Lyon East) to Leonte Degraffenreid (Dearborn Edsel Ford), which capped the game's opening drive. Demetrius Stinson (Frederick Douglass) rushed for 59 yards on nine carries.
"Through the week, those receivers were in great position, and then our defense held strong when the West had the ball inside the 10," said East coach Mike Zdebski (Walled Lake Central). "Anytime you can command the line of scrimmage with emotion like that, it carries over to the whole team."
After the West torched the East team 59-7 last year, Zdebski knew the East had to come back for its 16th win in the history of the series.
"We started talking to these kids back in March about what happened last year, and we didn't want that to carry over to this game," Zdebski said. "Let's go out on top. The kids worked really hard and put time in this spring. A lot of players had a chance to watch the film, and they had a chance to study those individual players."
For Degraffenreid, scoring the first touchdown for the East gave his team momentum.
"There was a lot of pressure because you're playing against the best of the West," Degraffenreid said. "You practice three times a day and work hard. You get a new offense, and it's tough, but not too tough if you pay attention. It pays off. It's simple."
Degraffenreid led his team with 59 yards on two catches.
Jake Brown (Comstock Park) led the West with four rushes for 23 yards, and he was 11 of 26 passing for 85 yards and an interception. Shaye Brown (Linden) was 4 of 8 for 64 yards.
"They played well," said West coach Bill Feraco (East Lansing). "Especially when the East got in situations where it was predictable we would throw. The thing about football and most sports is if you squander these opportunities, there is no guarantee they will come back. We just made a couple little errors.
"I was proud of the kids. They played hard."
Mlive.com sports reporter Steve Vedder (email@example.com) contributed to this story.


text:
Take a good look at this miniature totem pole. (Click to zoom in.) Notice the depth of the relief, the vivid colors and the intricate detail on the wings and faces. About two feet high, it's the kind of exceptional work that could sell for as much as $300 at downtown's Ye Olde Curiosity Shop, which liked the totem pole so much that the store decided to keep it instead. And it was done by John T. Williams, the Native American shot Monday by a police officer.
Of all the Native American sculptors the store has dealt with, Williams "was one of the best," adds the store's general manager Alex Castas. "Sadly, his work deteriorated" in recent years as the artist developed a drinking problem, Castas says.
Rick Williams (pictured at left) confirms that his brother fell on hard times. Dressed all in black, Rick was at Chief Seattle Club this morning trying to arrange a drumming service at Victor Steinbrueck Park for his slain brother. Williams was a member of the club, which provides meals and other services to needy Native Americans.
Rick says his brother lived at 1811 Eastlake, the so-called "wet house" for chronic inebriates run by the Downtown Emergency Service Center. Previously, after another brother died and Williams started hearing voices, he spent some time at Western State Hospital, according to Rick. Williams also had some run-ins with the law, including a conviction for indecent exposure, according to The Seattle Times.
But Rick is angry about the attention that has been paid to his brother's troubled side, and wants people to know that his brother was a talented, "seventh-generation" sculptor.
Rick also offered some possible explanations for why his brother, who was holding a knife and block of wood when spotted by an officer, might not have dropped the knife when ordered to do so. His brother was wearing headphones while he was sculpting, Rick says. What's more, Williams is deaf in one ear.
On top of all that, Rick says his brother was so accustomed to carving that he would whittle away while talking. "My dad could walk down the street and carve," Rick adds, demonstrating while pretending to carve with quick moving hands. He also takes a knife and half-finished miniature totem pole out of his backpack and shows his real carving technique.
Williams was far from the only down-on-his-luck artist who used the Chief Seattle Club. Executive director Jenine Grey says many members carve, paint or create jewelry. Often they are self-taught or have been schooled by other family members.
In May, the club began participating in First Thursday art walks. At first, Grey says, it was hard to convince members to display their work. Many could get faster returns by selling their art on the street. But in doing so, they were getting less money than what their art was worth, Grey says. Members are coming around to the idea that they can get "gallery prices" by displaying at the club instead. Typically, the gallery takes in between $400 and $500 on art walks nights, according to Grey.
At tomorrow's art walk, the club will feature a painter named Zona Shroyer (a guest artist rather than a member) in a room known as a "gathering circle" that serves as an ad hoc gallery. More work by actual members can be seen in the center's lobby, including a stunning turquoise jewelry selling for $50 (pictured above).


text:
- El SalvadorFoodFunding via CrediCampo
Santos AndrésEl SalvadorFoodFunding via CrediCampo
Pablo AntonioEl SalvadorRetailFunding via CrediCampo
Manuel De Jesús
Update on Manuel De JesúsManuel de Jesús lives in his own house with his two siblings; one of them goes to school.
Manuel Jesús has been selling fruit and vegetables for many years. He has very good personal references because, in time, he has known how to gain the confidence of his customers. More people prefer his business each day. He has struggled for a long time in order to get his family ahead. That is to say that he struggles in order to give them a different quality of life. They now have very humble living conditions, and each day their needs are greater.
His family is his main source of inspiration, which drives him to continue working hard in order to bring home the daily bread.
As a good entrepreneur, he has made the decision to request this loan from INTEGRAL. He will invest in his business in order to stock it and increase his supply. This will allow him to have a better quality of life for himself and for his family. He will use the loan to buy fruit and vegetables wholesale.
He hopes and trusts that the results will be satisfactory and that he will be able to fulfill the dream of his life. It should be mentioned that he is very grateful to this institution because in the past they gave him a hand when he needed a loan. He hopes it will be that way on this occasion.
Manuel de Jesús, habita en casa de su propiedad junto a sus dos hijos uno de los cuales se encuentra estudiando. Él se dedica a la venta frutas y verduras desde hace muchos años. Tiene muy buenas referencias personales ya que con el tiempo ha sabido ganarse la confianza de sus clientes y de muchas personas que cada día la prefieren más. Él ha luchado desde hace mucho tiempo parar sacar adelante a su familia es decir para darles una calidad de vida diferente ya que viven en condiciones muy humildes y cada día las necesidades son mayores. Su familia es su principal fuente de inspiración la cual lo impulsa a seguir trabajando duramente para llevar el pan de cada día al hogar. Como todo buen emprendedor ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio con el fin abastecerlo y aumentar su oferta de tal forma que esto le permita tener un aumento en las ventas e ingresos que le permitan mejorar su calidad de vida y la de su familia. El crédito lo utilizará para comprar frutas y verduras al por mayor. Espera y confía que los resultados serán satisfactorios y podrá alcanzar el sueño de su vida. Cabe mencionar que se encuentra muy agradecido con esta institución ya que en el pasado le brindaron la mano cuando necesito de un préstamo. Espera que así sea en esta ocasión.
Previous Loan DetailsManuel de Jesús V. M. is 39 years old and resides in Cojutepeque, which is in the Department of Cuscatlán. There he lives with his family, which consists of his wife and two children (ages 9 and 3). Manuel is a very responsible individual who sells vegetables and fruits as a traveling merchant ... More from Manuel De Jesús's previous loan »
Additional Information
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization's target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders' funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva's lenders.
About El Salvador
474View loans »
US Dollars
Success!! The loan was 100% repaid
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Mar 8, 2012
- Listed
- Apr 13, 2012
- Currency Exchange Loss:
- Ended:
- Feb 21, 2014


text:
Charter Communications And CBS Corporation Renew Content Carriage Agreements
NEW YORK, Jan. 29, 2013 /PRNewswire/ -- Charter Communications (NASDAQ: CHTR) and CBS Corporation (NYSE: CBS.A and CBS) today announced the renewal of their content carriage agreements covering retransmission consent for CBS Owned Stations as well as continued carriage of Showtime Networks, CBS Sports Network and Smithsonian Channel on Charter's cable television platform. The agreement also includes new online and on-demand availability of programming from CBS and SHOWTIME. Plans are underway to make primetime shows from CBS available on-demand to customers across all Charter markets in the coming months. The launch of the authentication service SHOWTIME ANYTIME®, providing Charter's SHOWTIME subscribers with unlimited access to acclaimed original series, hit movies, sports, documentaries, specials and much more via computers, iPad®, iPhone® and Android™ devices, will be coming soon as well.Terms of the agreement were not disclosed. "We are pleased to have reached this comprehensive renewal agreement that recognizes the value our stations and our cable channels bring to Charter and to the audiences we share," said Martin Franks, Executive Vice President for Planning, Policy and Government Relations, CBS Corporation. Allan Singer, Charter's Senior Vice President, Programming said, "With this agreement, Charter customers can count on us to continue to deliver popular shows and movies from CBS Corporation, and we are especially pleased that the expanded agreement includes CBS Primetime VOD and SHOWTIME ANYTIME throughout our entire footprint. Charter is pleased to start 2013 having successfully concluded this enhanced programming agreement." About Charter Communications Charter is a leading broadband communications company and the fourth-largest cable operator in the United States. Charter provides a full range of advanced broadband services, including advanced Charter TV® video entertainment programming, Charter Internet® access, and Charter Phone®. Charter Business® similarly provides scalable, tailored, and cost-effective broadband communications solutions to business organizations, such as business-to-business Internet access, data networking, business telephone, video and music entertainment services, and wireless backhaul. Charter's advertising sales and production services are sold under the Charter Media® brand. More information about Charter can be found at charter.com. About CBS Corporation CBS Corporation (NYSE: CBS.A and CBS) is a mass media company that creates and distributes industry-leading content across a variety of platforms to audiences around the world. The Company has businesses with origins that date back to the dawn of the broadcasting age as well as new ventures that operate on the leading edge of media. CBS owns the most-watched television network in the U.S. and one of the world's largest libraries of entertainment content, making its brand – "the Eye" – one of the most recognized in business. The Company's operations span virtually every field of media and entertainment, including cable, publishing, radio, local TV, film, outdoor advertising, and interactive and socially responsible media. CBS's businesses include CBS Television Network, The CW (a joint venture between CBS Corporation and Warner Bros. Entertainment), Showtime Networks, CBS Sports Network, Smithsonian Networks, Simon & Schuster, CBS Television Stations, CBS Radio, CBS Outdoor, CBS Television Studios, CBS Global Distribution Group, CBS Interactive, CBS Consumer Products, CBS Home Entertainment, CBS Films and CBS EcoMedia. For more information, go to www.cbscorporation.com.
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May 6, 2016
Governor Rick Scott has appointed four people to serving on the Gulf Coast State College district board of trustees.
GCSC Trustee
Don Crisp Panama City
Elizabeth Kirvin Apalachicola
Steve Millaway Panama City Beach
David Warriner Port St. Joe
The Florida Senate still has to confirm the four appointees. Kirvin will serve until the end of May, 2016. The others will serve until may 31st, 2017.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


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In addition to credit cards, we also accept Paypal.
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Keep your swimwear classic and comfortable with this O'Neill Atlantic Boardshort Sale.
Great fit!
The fit is great! I'm 40 + and they fit well even though the shorts are junior sizes. There is even room in the hips and the lower waist is perfect. The length is good also. Nothing at all to complain about!
Fit: Feels true to size
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I weigh about 127 and Im 5"4....size 7 fits perfect on me. Love these shorts!
West Palm Beach, FL
Depends on what you are looking for...............
Nice soft fabric, really loose fit around waist - 7 was HUGE, ordered a 3 - fit great but too tight to be active in - settled on a 5 - great to wear over swimsuit bottoms. But, if you are surfing or doing other water sports.....these are not the shorts for you. When they get wet, they cling tightly to your legs but slip off your waist. I was constantly tugging at them. I will use them to garden in (pretty expensive gardening shorts) and maybe wear to and from the pool. I am 5"4" 120 pounds. Size 4 in womens and I have narrow hips.
Durham NC
I wanted something with just a bit more coverage than the bottoms that came with my swim top. These turned out to be the perfect solution at a great price. Look good & fit great.
Chicago, IL
too tight,too see through
looked like a great pair of cargo boardshorts...white material was flimsy,see-through and sizing was off. At 5/1,107# a 4 was way too tight but a 6 would have been way too big in the waist,back they go.
leiba k.
Savannah, GA
Fit: Feels too small
Great Boardshortz
I bought these for my daughter. She wears size 5 and has petite frame. She says they fit perfectly and she loves the style.Thank you!
Great fit
Great fit! I'm not thin...and I'm almost 40. I like coverage that flatters. These do both.
Kim surfs
Corpus Christi. TX
Love these shorts!
Great as a cover for bikini bottoms. The material is comfortable and the size purchased was a perfect fit.
Beach love
Elk Grove, CA
Love these!!
I bought these for a vacation, so I haven't actually worn in water yet. But they fit great, and feel great!
Danville, IN
O'Neill board shorts
I use my board shorts for the pool, beach and surf. Love it because they fit perfectly and the material is so soft and confortable.
Long Islan, NY
Get an alert when we add new styles of O''Neill! Simply sign up and we'll notify you.
Jack O'Neill began surfing in 1952, before functional surf apparel was invented. While working for the Army Air Corps, O'Neill discovered neoprene foam in a DC-3 airplane. He then combined the neoprene carpeting with duct tape to create the first neoprene wetsuit.
Demand for O'Neill's neoprene wetsuits grew rapidly and he began a business selling the O'Neill wetsuits out of his garage. By 1980, he was a leader in the beach apparel industry with a thriving business. Since then, O'Neill™ has become a widely recognized and respected brand in the surf industry, continually creating new and innovative products. In addition to O'Neill wetsuits, they carry O'Neill boardshorts, O'Neill dresses, O'Neill hats, O'Neill rash guards, O'Neill swimsuits, O'Neill water shoes, O'Neill sandals, O'Neill life jackets and O'Neill t-shirts.
In addition to his business success, O'Neill also created a non-profit foundation for kids. O'Neill developed the O'Neill Sea Odyssey Program: a free, educational cruise that introduces kids to the microbiology of the Monterey Bay Marine Sanctuary, beginning at Jack O'Neill's doorstep.
On YourFirst Purchase


text:
Professional Mini 4-Channel Sound Mixer - Red (230V/2-Flat-Pin Plug)
- Professional sound mixer
- Mini portable size
- 4-channel mixing console and monitor paths plus effects processor
- Input with XLR and line interface
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Our Company in the Media
2014April 04Business Insider, "HOUSE OF THE DAY: Former Art Dealer Sells East Hampton 'Cottage'"
April 02Los Angeles Times, "Anjelica Huston Parts with Her Longtime Venice Home"
April 02Wall Street Journal, "Deal of the Week: Actress Anjelica Huston Finds a Buyer"
April 01The Hollywood Reporter: "Anjelica Huston's Venice Home Sells for $11 Million"
April 01Los Feliz Ledger, "Focus on an Advertiser Brian Ades"
April 01Scene Magazine, "Chelsea High Life: a Park, Galleries and Luxury Shops Attract New Residents"
April 01House of the Day
April 01The Leading Men of REAL ESTATE
April 01Residency New York, "Real Estate Roundtable"
April 01Expert Beacon, "Advice on successfully selling your NYC co-op home"
March 28Wall Street Journal, "A Richard Neutra -Designed Home and a Second Bigger House List for $7.9M"
March 28Wall Street Journal, "When Money Doesn't Add Up"
March 28The New York Times, "Is This Listing Real, or Just a Ghost?"
March 28Palm Beach Daily News, "Malasky Sells Second 'Spec' Home this Season"
March 28Hamptons.com "Hamptons Rentals: Does It Pay To Rep A Rental?"
March 28Houston Chronicle, "Realtor of the Week: Realtor's Financial Background Adds Value for Clients"
March 27New Canaan Daily Voice: New Canaan's Pagnani Joins Sotheby's International Realty In Greenwich
March 27Greenwich Daily Voice: Pagnani Joins Sotheby's International Realty In Greenwich
March 26Examiner.com "Tips for first-time landlords"
March 26The Hollywood Reporter, "Bela Lugosi's Former Estate Returns to the Market for $4.2 Million"
March 25"Special Report" the housing market rejuvenation? Chinese Busy approach
March 24CNBC, "Pro Gregg Lynn: Realtors will Still be Needed in 25 Years"
March 24PaperCity Magazine, "A Marriage Made in (Real Estate) Heaven"
March 24The Real Deal, "Home sales in Brooklyn plunge: PropertyShark"
March 23World Journal - Special Report


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Stripped screw when installing second HDD, replacing Optical Drive Bay
Hi iFixIt,
I was trying to install the second drive bay and substituting the optical drive bay...
In this tutorial step 8: MacBook Pro 15" Unibody Late 2011 Optical Drive Replacement
I could not get the two screws out. They were really tight. I used a Phillips #00 screwdriver as stated in the required tool, but ended up stripping the screw.
I gave more attempt switching to the flat head and it made it worst. Now it almost has no more x marking... And I am desperately finding a way to get it out.
I tried the rubber band method, but the screwdrivers just goes right through... It stripped a little more everytime I put pressure on it unscrewing it.
Is this a good question?


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If rising interest rate is good for insurer, then why BRK-B drop today?
If Fed start tapering, then interest rate should rise.
So the drop today does not make any sense???
A very good question itmisc...:)
Areznitskiy is right in that BRK invests much of its float in non-bond securities (such as equities). We can all disagree about whether Berkshire is overvlued at these prices (in evaluating a financial company, as most would value Berkshire because of its insurance, one has to consider book value and their ability to get a good return on assets).
There are a few reasons why Berkshire would drop despite higher interest rates helping the insurance industry as a whole. Berskshire is more than insurance (their utilities and railroad leverage a lot to buy things), a higher interest rate can cause a slower economy (which can impact everything from their manufacturing, Dairy Queen, Heinz, etc), a higher interest rate can put downward pressure on housing stocks (which can impact Clayton Homes, Shaw Carpets, Ben Moore paint, Acme Bricks, etc), can raise the value of the dollar (which can make American made goods more expensive VS foreign goods... while Berkshire does make a lot overseas, they are disproportionately investing in the US). Roughly 1/3 of the company's value comes from their equity investments... higher interest rates, and pending reductions in the money supply, can bring the value of equities down. Finally, sometimes there is just a down market and brings down everyone with it...:)
These periods are actually quite good for Berkshire... market volatility means that investments vary widely (big up days and big down days). Putting it in algebra terms... stocks will trade at 1.5 * X (with X being fair value), down to .5X... Your ability to make a lot of money in the market is largely determined by your ability to determine what "X" is... for Berkshire shareholders, we have three guys (Warren, Ted and Todd) working full time on determining X... and they are all quite good at it. So when the market goes down, Berkshire as a company tends to make a lot of money... and Berkshire shareholders can do nothing and get richer.
Sentiment: Buy
Why are higher interest rates good for an insurance company? Because any NEW bond issues that are purchased will have a higher coupon and thus a higher yield to maturity. And the value of the float (premiums held by the insurer which are used to eventually pay policy claims) is a function of what you can SKIM from it, the interest on the bonds, assuming, of course, that you are running a "zero cost" float operation. But what about the OLD bonds that are already in the portfolio? How do you increase their yield to maturity to bring them up to the return you could get from a newly issued bond? You can't increase their coupons, that was fixed/set the day they were issued. You LOWER their market price. The present value (intrinsic value) of most assets decrease in value when interest rates rise because the discount rate that is used to calculate the present value of the future stream of payments (dividends for stocks, interest & principal for bonds) that they are expected to deliver, increases as well. Just my opinion.
Very well put...:)
Many insurance companies were trying to focus on short term bonds during the QE-Infinity (as QE 3 became known) knowing that this was coming.
It is interesting to note that the tamer inflation is actually causing some concern about 'deflation' (which can be macroeconomically a bigger problem than inflation). It could be that the FED will need to keep interest rates low to cause a healthy amount of inflation. That could extend it a bit longer if inflation remains too low.
you are correct except BRK invest float into companies since Buffet does not belive in bonds
He might change his mind once yields reach 3% BRK is overpriced here so pull back just brings it back to where it needs to be based on PE


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- Differential Diagnosis
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Jessica M. Karmasek Sep. 20, 2011, 12:22pm
BATON ROUGE, La. (Legal Newsline) - Almost two weeks after filing to run for Louisiana attorney general, former U.S. Congressman Anh "Joseph" Cao has pulled out of the race.
According to the Louisiana Secretary of State's website, Cao, the first Vietnamese American to serve in Congress, withdrew Tuesday.
The Republican, who officially filed to run against incumbent James "Buddy Caldwell" on Sept. 8, told Louisiana news station WWLTV on Monday that he spoke with the attorney general last week and decided it was in the best interest of the state to drop out.
Cao first announced his plans to challenge the now-Republican Caldwell for the post in April.
He pointed to Caldwell's switch from Democrat to Republican as a reason for running, calling the move a "politically expedient... flip flop."
Caldwell officially switched parties on Feb. 2.
Cao served in Congress from 2009 to 2011, representing Louisiana's 2nd Congressional District, and was the first Republican to serve in that district since 1891.
Caldwell already has the backing of a junior GOP senator.
Last month, U.S. Sen. David Vitter endorsed him for reelection.
He praised Caldwell's commitment to conservative principles and protecting the state's taxpayers and families, calling him "a leader."
"Buddy Caldwell has consistently fought to protect Louisiana taxpayers and Louisiana families. I am proud to endorse him for reelection as attorney general," said Vitter, Louisiana's Republican senator.
"Buddy has fought Obamacare in the courts, stood up against illegal immigration and supported our core principles of mainstream conservative reform. He's locked up violent predators that harm our families and children, and given victims a strong voice in the criminal justice system.
"Thanks to Buddy Caldwell, Louisiana's a safer and a better place to work and raise our families. That's why we need keep him as our attorney general."
Caldwell was one of the original state attorneys general to file suit challenging the constitutionality of President Barack Obama's federal health care reform.
Fourteen states, along with 12 others, filed a challenge to the law in March 2010. The 26 states contend that its individual mandate requiring that all Americans purchase health insurance or face a penalty is unconstitutional.
But Cao recently criticized Caldwell for not doing enough to fight oil giant BP following last year's Gulf oil spill.
"I believe the state needs an aggressive attorney general to fight for the state and its citizens of the state especially on the problems from the BP oil spill," he told a New Orleans newspaper earlier this month.
An explosion and fire occurred on Transocean's drilling rig Deepwater Horizon, licensed to BP, on April 20, 2010, killing 11 workers and resulting in the largest offshore spill in U.S. history.
From Legal Newsline: Reach Jessica Karmasek by email at firstname.lastname@example.com.


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WYPALL L40 WPR 16.4X9.8 WHI 9/100 Ideal for routine industrial cleaning and maintenanceRemoves soils and liquids from face and hands Brand Name: WypallColor: WhitePly: 1Width: 1.333 inLength: 5.640 inLength per Sheet: 16.40 inWidth Per Sheet: 9.80 inSystem Format: Pop-Up BoxHeight: 1.333 inType: Disposable WiperQuantity: 100 per boxWt.: 2.44 lb
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Grandpa has a Girlfriend! Did I Get Dumped?
What do you do when granddad has a girlfriend and your child doesn't want to share attention, and honestly speaking you're not ready to either?
Breaking the Couch Potato Habit
by Amalah
Ideas for filling that post-kid-bedtime block with activities OTHER than falling asleep in front of the TV.
Boundaries in the Sand
by Amalah
My mother is an addict. I gave her a chance to be part of my daughter's life but she keeps breaking the rules and I can't trust her. Now what?
The Colic Outcasts
by Amalah
My newborn has colic and now my family is hanging out without me!
The Toddler at the Funeral
by Amalah
Is it a terrible idea to take a toddler to a family member's funeral? What other choice is there for a grieving out-of-towner?
The Mother-In-Law From Under the Sea
by Amalah
Another day, another horrible sea-monster of a mother-in-law.


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Best-Practicing Catholics: Can the 'Roundtable' Fix Church Management?
McDonough, Peter, Commonweal
A purchasing agent for the Archdiocese of New York is convicted in a $2-million kickback scheme. A priest supports his opulent lifestyle by pilfering $1.3 million. Another squirrels away over $1 million from weekly collections to buy a horse farm.
The Center for the Study of Church Management at Villanova University estimates that more than half of the dioceses in the United States have suffered embezzlement on a significant scale. And just as the church's sexual-abuse scandal gave rise to groups like Voice of the Faithful, the mishandling of financial and human resources has spurred reform. One important initiative is the National Leadership Roundtable on Church Management. Brainchild of Geoffrey Boisi, a Wall Street investment manager with a distinguished record in Catholic philanthropy, the D.C.-based group has been working since 2004 to address the church's structural problems, including the decline in monetary giving to Catholic ministries. Its mission is to help assure the institutional future of the church in the United States.
The Roundtable has a full-time staff of four and an annual budget of just under $1.5 million. Kerry Robinson, former development director at Yale's Catholic center, guides the operation. Start-up money has come from half a dozen Catholic foundations, and board members range from Charles Geschke, chairman of software giant Adobe Systems, to J. Bryan Hehir of Harvard's Kennedy School and Boston Catholic Charities, and Kathleen McChesney, first executive director of the bishops' Office of Child and Youth Protection. The group's economic resources and managerial know-how provide leverage as it confronts the battered infrastructure of American Catholicism. More and more parishes have to share their priests with other parishes, and the ties of younger generations to institutional Catholicism are weakening. Diocesan bankruptcies and parish closings, the shuttering of schools, cutbacks and layoffs in social services, the disappearance of religious orders and the withering of religious literacy--these are no longer distant doomsday scenarios, but pressing realities.
To counter them, the Roundtable is reenvisioning the managerial architecture of U.S. Catholicism. The closest precedent comes from the late 1960s, when Catholic colleges and universities, along with many secondary schools and hospitals, started incorporating, separating themselves from the religious orders that founded them. To cope with the academic expansion promoted by the GI Bill and subsequent Great Society measures, Catholic higher education brought managerially savvy, well-connected laypeople into college and university governance. At about the same time, federal courts ruled that institutions of higher education that were "pervasively religious" would not qualify for public funding. As priests and nuns began to leave the consecrated life, shrinking the supply of clerical candidates for academic leadership, the growth of lay-dominated boards accelerated. The upshot was a quiet revolution in the way Catholic institutions in education and health services operated.
Today, most parishes and dioceses are moving toward a sea change of their own, and the Roundtable has encouraged them to adapt some of the experiments used in higher education and health care, even as it points to budgetary and personnel lessons drawn from business. All this reflects a larger trend in which social movements evolve "from mobilization to management"--the grass-roots convulsions of earlier decades giving way to donors and nonprofits who cast themselves as philanthropic entrepreneurs. The approach rarely sets the blood racing, yet it has significant implications for the services that the church delivers and for the way decisions ate made. What's more, for reasons traceable to differences in church-state relations, private donors play a more important role in American than in European Catholicism. This is especially the case for primary and secondary schools. …


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Members of the Effingham Cadet Squadron, Civil Air Patrol are progressing quickly through the organization's requirements to promote to new levels and obtain new achievements.
Kroger employee and Rincon resident Chris Pigg won the drawing of $500 in Target gift cards as part of the United Way of the Coastal Empire's annual campaign. Anyone who attends an employee campaign meeting has a chance to win the weekly prize.
Air Force Airman Wesley C. Ferguson graduated from basic military training at Joint Base San Antonio-Lackland, San Antonio, Texas.
Sunny skies and comfortable temperatures greeted parade watchers and participants in the annaul Effingham Fair Parade,held Monday through downtown Springfield.
The Effingham County Victim Witness Assistance Program and Domestic Violence Task Force held its annual candlelight vigil in honor of domestic violence victims last Tuesday on the steps of the Effingham County Judicial Complex.
Michael Daly was presented an award for exceptional patient care by the Estill (S.C.) State Prison in his treatment of an employee who had suffered an injury. According to Donna Cox, head of ER, Daly went above and beyond to get the patient a medication at a time when the hospital pharmacy was closed and confirmed the patient's insurance would cover the required prescription.
Rincon mayor pro tem Scott Morgan, left, hands a token of the city's appreciation to former city clerk Wanda Simmons, right, at the Sept. 28 city council meeting. Simmons retired after her years with the city.
James Sapp was presented a certificate and pin for 50 years in American Legion Post 209. The presentation was made Sept. 26 by Post Commander M. Tommy Pierce. Judge Advocate George Groce and member David Seitz also were in attendance.
Manna House food pantry is registering families/ households for Thanksgiving meal box assistance through Nov. 5. Times are Mondays noon-3 p.m. and Thursdays 10 a.m.-3 p.m.
Ameris Bank announces the sixth annual Helping Fight Hunger Food Drive Initiative during October.
Air Force Air National Guard Airman 1st Class Tyler B. Zeigler graduated from basic military training at Joint Base San Antonio-Lackland, San Antonio, Texas.
Downtown Springfield will welcome the annual Springfield Fall Festival this weekend, beginning Friday afternoon.
More than 3,500 people attended the Effingham Chamber's annual two-day Oktoberfest, held at Rincon's Freedom Park.
The Effingham Chamber of Commerce is gearing up for the sixth annual Effingham Oktoberfest, to be held Friday and Saturday at Rincon's Freedom Park.
With confetti flying into the air, the United Way of Effingham County announced the goal for its annual campaign Friday afternoon at Effingham College and Career Academy.
Page 5 of 111
It may be a few months before the Effngham Habitat of Humanity is ready for its next family to move into a home – but both ...
Effingham County showed its true color, blue, last fall with over $1,500 in cash and prizes were awarded to the law enforcement officers and ...
Oakland Athletics outfielder Josh Reddick and the Josh Reddick Foundation delivered more checks for Effingham County organizations after his fundraising efforts.
Cadet Staff Sgt. (C/SSgt) Christopher Poole was recently awarded the cadet of the year award for Effingham Cadet Squadron, Civil Air Patrol. Poole also ...
Twin Rivers District of the Coastal Georgia Council Boy Scouts of America, held its annual Eagle Scout and adult volunteer recognition banquet at Springfield United ...
The Springfield High School class of 1956 held its 60th class reunion Feb. 27 at RJ's restaurant in Statesboro.
A cool morning couldn't douse the spirits and enthusiasm for the annual Special Olympics, held Friday at Effingham County High School.
The Effingham Chamber of Commerce's sixth annual Taste of Effingham drew nearly 500 people to the Effingham County Recreation and Parks gymnasium to sample ...
The Effingham Chamber of Commerce's Taste of Effingham continues to add to its lineup of vendors for the event tonight.
MACON-Effingham County Farm Bureau members traveled to Atlanta on Feb. 4 to participate in Georgia Farm Bureau Day at the Capitol.
Local Boy Scouts paid honor to the longtime director of the Effingham County Recreation and Parks last Wednesday.
Page 2 of 2
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The Alliance Française de Grand Rapids Scholarship Program
To facilitate the interest of local college students in learning the French language, the Grand Rapids chapter of the Alliance Française works to offer an annual scholarship. Each year, through donations, event ticket sales and membership dues, money is raised to provide a scholarship for a student who majors or minors in French. Find more information on the scholarship and how to apply by clicking on the above "Scholarship" link.


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Just this moment I had a wrestling match with LO to get him out from under the coffee table. He likes to crawl under it. He's fine in the middle but if he sits up around the edges he can bonk his head.
My question...do I follow him and protect him from every bump and bruise or do I let him get a couple of small bumps so he can learn to navigate the table?
I also pull him off the tile floor. We have mostly carpet but we have tile in the entryway. He's only tipped over and bumped his head a couple of times, but I can't stand it! He's fine, though.
Do you try to protect your LO from every possible ouch? Or do you give him freedom and keep him safe from the BIG ouches?
I honestly don't remember with the big girls! Oops...gotta go. There he goes again.


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Diaval Meme by BlackAdderGirlWatch
©2014-2016 BlackAdderGirl
This is my first Disney Meme..Diaval from therecent movie Maleficent. I love this bird!!! I ship him and Aurora so hard.
Agreed on every level possible
Seriously though, am I the only one that wanted her to end up with him instead of Prince "Looks like he's twelve" Phillip?
That's true XD
I'll admit when me and my friends went to go see Maleficent, we first thought he was kinda creepy, but by the end of the movie we all agreed that he does grow on you <3 <3 lol. And although we did all guess that Diaval would be the one to wake Aurora, because he was always there for her as a young child and also watched her grow up alongside Maleficent, we were all glad it was indeed Maleficent woke her up.. But personally I'm more of a DiavalxMaleficent fan myself
I agree with everything!! xD
you're not the only one !!! I just love them together, for one minute I fought that it would be him that woke Aurora with a "sweet kiss" (it's from my siter that I said that)
Me to.
Same here... still thinking he should have kissed her and all... Idk XD
Very very true!!!
Sooo true <3
So true. And I ship him and Aurora as well.
I like it. And yes you are right, lol.
THAT IS..OH MY GOD that is TRUE Not really in love, but I wished him princess and love!
Aaaaw, he's so cuuute xD
Yup, I totally love him. ^_^
I kept wondering what all of those marks on him were for.
tottaly did fall in love with him lol
Oh yeah!
So true! >w<
i ship him with Maleficent, not Aurora XD btw, great meme!
i am with you girl! that is the best movie ever! and lol XD so true!
I watched Maleficent today and Diaval IS THE BEST EVER!!!
I'm crazy in love with him ((((((((((
I thought I was the only person who ships aurora with him xD
Sooo true xD I told my brother I thought the bird was hot and he's just like, wtf xD
Yes, yes, yes, very true!! I love Diaval
Oh god this is so true! x'D Thanks for making this c;
That's not neccessarily true, Tamora Pierce managed to make me fall in love with a bird long before Disney did
I think Tobias from Animorphs actually managed it long before anyone else but I'll stop listing charaters now. Sorry for any annoyance I may have caused by ruining the moment
and I did
pft who doesn't like bird?
"Only Disney Can Make You Fall In Love With A Bird".... AIN'T THAT THE TRUTH?! I also ship him and Aurora.
Oh, man...that is too true.I instantly fell in love with this guy and I think my friends saw me blush in the theater. Even if it was dark
Sooooo true XD and I ship him and Aurora too ^_^
Ja XD
I ship them too! <3
I ship them as well!
This is so true TuT
really, only disney to do that.
really, only disney to do that.
true!!! he is my favourite character from that movie!!!


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Retractions are on the rise. But reams of flawed research papers persist in the scientific literature. Is it time to change the way papers are published?
The Road Less Traveled
November 1, 2012|
First, Aravinda Chakravarti drew a map of how scientists might unravel the genetics of complex disease. Then he blazed the trail.


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Hotel Tab Bar Icons for iPhone by yourmailkeptWatch
©2012-2016 yourmailkept
The development of a program interface for a hotel-related application for iPhone or a design for a travel-themed website has never been easier. Just use our set of Hotel Tab Bar Icons for iPhone and take advantage of all the interface tools. More icons and graphics at: www.aha-soft.com


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While I'm still jamming to the latest single of Classixx, "Holding On", the LA-based duo just released a new remix, for Hanni El Khatib's "Penny". From the first seconds, you can recognise the sound of Classixx, with this bassline and nu-disco vibes. Then the echo vocals come in, adding a dreamy atmosphere to this song. It's just a brilliant remix, and the great news is that it's available as a free download!
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For more information, please see the Import/Export Price Indexes frequently asked questions site at http://www.bls.gov/mxp/ippfaq.htm.
Source: US. Bureau of Labor Statistics
Release: U.S. Import and Export Price Indexes
US. Bureau of Labor Statistics,
Import (Harmonized System): Machinery, electrical equipment, TV image and sound recorders, parts, etc. [IPXVI],
retrieved from FRED,
Federal Reserve Bank of St. Louis
May 1, 2016.


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APR 19, 2013 - NBC Sports
A Must Read - Share
SEASON RECORDS Atlanta: 44-38, six seed in East Indiana: 49-32, third seed in East SEASON SERIES Tied at 2-2. The Hawks won the first two, the Pacers the final two. KEY INJURIES Atlanta: The Hawks will be without Zaza Pachulia (Achilles surgery) and Lou Williams (ACL). Indiana: Danny Granger is still out following left knee…
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