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Apples, plums, pears and berries, tomatoes, peppers, squash, herbs and more.
That's what Valerie Alexander grows on her 70-acre farm in the East Fork Hills Rural neighborhood.
And when she takes a notion, she puts up her U-pick sign, or offers her produce for sale at the La Center Farmers Market.
Last year, East Fork Hills Rural was rated the safest of about 100 neighborhoods in Vancouver and Clark County, according to statistics collected by the county crime analysis unit.
So how does it feel to live in the safest neighborhood in Clark County?
"It's wonderful," said Alexander, who is president of the East Fork Hills Rural Association. "I hope it stays that way. We're crossing our fingers."
East Fork Hills Rural is a pretty area of rolling hills, west and north of La Center, along Northwest Pacific Highway near Woodland.
Alexander, a retired nurse, says she grows all those fruits and vegetables with the help of several employees.
On Feb. 27, sheriff's Deputy Gordon Conroy stopped by her home to say hello.
"He wanted to meet me and find out if neighbors had any concerns," she said.
East Fork Hills Rural had a grand total of 11 crimes and a population of 880 last year.
That works out to a crime rate of 12.5 crimes per 1,000 residents.
The pattern of rural safety from crime is repeated for the second-lowest crime rate, 22.1, in the Ridgefield Junction neighborhood.
The crime analysis unit tallied the rates for about 100 neighborhoods that have active associations, using a system that counts all crimes equally, from the first of last year through Nov. 23.
Turning to the areas with the highest crime rates, the unusual Esther Short neighborhood topped the list again, with 471.3 crimes per 1,000 residents.
Several factors skew this rate, including the fact that a small number of people, 1,804, actually live there. But during the day, many thousands of folks swarm to the neighborhood, which includes all of downtown Vancouver south of Mill Plain Boulevard.
Attractions include Esther Short Park; the Clark County Courthouse with nearby law, bail-bond and federal offices; banks and other businesses; and theaters, shops, restaurants and bars.
More people in the area means more crime. That, divided by the small population, works out to a high crime rate but doesn't mean it's unsafe to visit.
The second-highest crime rate, 386.6, was in the Meadow Homes neighborhood, a fact that each year rankles the law-abiding folks who for many years have lived in smaller, well-kept homes there.
But the neighborhood also includes many low-rent apartment complexes and teens who are drawn to gangs and committing crimes, both serious and petty.
Fort Vancouver High School also is in the neighborhood, and officials say crime rates tend to jump around high schools. There are crimes such as fights typical around high schools and, as in Esther Short, the students and teachers who are there during the day may not live in the neighborhood and aren't counted in the population.
Neighborhoods with malls or other very large numbers of stores and other businesses tend to amass plenty of shoplifting and bad-check crimes that don't make the area unsafe. Meadow Homes is bounded on the north by East Fourth Plain Boulevard, and on the east by Andresen Road, both heavily lined with businesses.
In another note, the population estimates for many neighborhoods have dropped to reflect the 2010 Census. That can raise their crime rates a bit, an official said.
John Branton: 360-735-4513 or firstname.lastname@example.com.


text:
50 Most Important Battles in American History, 1740-2007
- Sean Chick (Formerly Paul O'Sullivan)(gittes)United States
New Orleans
LouisianaWell, I'm afraid it'll have to wait. Whatever it was, I'm sure it was better than my plan to get out of this by pretending to be mad. I mean, who would have noticed another madman round here?
Defining what a battle is can be a real challenge when you are considering American warfare from 1740-2007. On one end you have the classic single engagement like Gettysburg, but by World War II battles often meant massive operations in one sector. Generally though I've followed the idea of the single battle, with only a few exceptions, like Normandy and the Atlantic in both World Wars. Also there are economic battles of air and sea, in which a nation uses ships or airplanes to cripple the enemy's economy and will to fight. I have grudgingly left out the bombing of Japan, but I have included three prolonged "battles" on the high seas, in which America had to preserve its' commerce. I also didn't include colonial warfare before 1740 because it was of an almost purely guerrilla nature, lacked decisive events, and because of my general ignorance of our early battles with the natives.
Some choices are obvious, others might draw some flak, but I welcome opinions of every stripe, and any input that will make this a better list.
Just before submitting this list I noticed that there are a few battles I'd rate lower (Long Island, Shiloh, Operation Market Garden) and some I'd rate higher (Santiago, Desert Storm, Salerno), but the drag function won't work, and I am for the most part pretty happy with this list. It was time consuming, but quite enjoyable.
This list has been so successful, I'm going to make one for 51-100.
- Edited Tue Jan 17, 2012 5:15 pm
- Posted Mon Aug 13, 2007 9:12 pm
- [+] Dice rolls

subset: commoncrawl


text:
With Katalyst Nutraceuticals™ on the forefront of nutrition technology, we realized a void existed. The selections available prior to this introduction of SOMNILEAN,™ consist of an array of products with marginal levels of natural sleep herbs that make big claims with fancy marketing gimmicks but deliver negligible results. Katalyst Nutraceuticals™ is convinced you are looking for increased fat oxidation and more restful sleep. For this reason we set out to fill this void and develop a Nighttime Metabolic Formula , SOMNILEAN.™
SOMNILEAN's™ function specific combination of four powerhouse ingredients are the backbone to this nighttime metabolic formula. Read more in the Supplement Facts!


text:
Please confirm that the link referenced below is the one that is broken or needs to be updated. If confirmed, please complete the remaining boxes in the form below, then click on the button to send the update to us.
Title of the LinkGensData voor Windows
URL (address) for the Linkhttp://web.inter.nl.net/hcc/F.Berkhof/gd-win.htm
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text:
Elections 2012: University experts weigh in on the issues
The 2012 election season is promising to be one of the most unpredictable cycles in recent history. Experts from across the university analyze the politics and the issues here.Read more
Hispanic voters affect GOP strategy
In this video, Government faculty Jason Casellas and James Henson discuss the impact of Hispanic voters as a growing force on election strategies.Read more
Politics and minority influence
Investigating an area that many political scholars have overlooked, Assistant Professor Jason Casellas examines why Latinos have yet to dramatically alter the landscape of American politics.Read more
Experts Offer Analysis of Issues Facing 82nd Texas State Legislative Session
January 11 marks the beginning of the 82nd Texas State Legislature. While the state budget and redistricting are set to be the most pressing issues that the legislature will tackle, a myriad of other issues are likely to come before the session. Faculty experts from The University of Texas at Austin are available to discuss policy and political issues from a variety of perspectives.Read more


text:
Originally posted on Fight Hub TV | Last updated 4/1/13
Matt Mitrione is one of the few fighters in history to have all of his fights inside the UFCŌĆÖs Octagon, and after a two-fight skid with losses to Cheick Kongo and Roy nelson in the last 18 months, ŌĆ£MeatheadŌĆØ has his back against the wall. The late-blooming TUF veteran doesnŌĆÖt know if three will be the magic number for the UFC executioner to signal the guillotine, but heŌĆÖs aware of the situation at hand. So does this set the 34-year-old into a funk? Only somewhat from the looks of these comments. Mitrione feels pressure, but heŌĆÖs not ready to implode. No doubt Duke Roufus has his back and Mitrione is ready to put on a good fight at UFC on Fuel TV 9 in Sweden. ŌĆ£Oh, for sure there is pressure and my head is definitely on the chopping block here,ŌĆØsaid┬Ā Mitrione. ŌĆ£I donŌĆÖt know if it will get cut off or not, or the UFC will pull a Dan Hardy and keep me around, but if I lose then IŌĆÖm definitely subject to being cut. And I acknowledge that. ŌĆ£Honestly, it doesnŌĆÖt really affect me because in
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Nationwide Reinforcing, Ltd.
|Nationwide Reinforcing, Ltd. Patent applications
|Patent application number
|WALL REINFORCEMENT USING CONSTANT FORCE - A wall support and reinforcing apparatus that applies a constant force on a structural support member, such as a steel I-beam, that is adjacent the wall. The apparatus includes a bias that is interposed between the building, or a bracket mounted to the building, and the structural member. Thus, the bias force is applied to straighten the wall at all times, thereby having the straightening effect and keeping the structural member from being displaced laterally due to complete release of all forces to the structural member.


text:
Botallack Mines 2 by SebastianKrausWatch
©2011-2016 SebastianKraus
5 min before sunset, thik fog spred the light give just enough for top of cliffs and a little bit for foreground...
Wonderful photo work! Subject, composition, colors are great. I love the water softness the long exposure gave.
Beautiful colors and capture
fantastic light and colour contrasts!
Beautiful work!
that is awesome! cheers!
that is awesome! cheers!
beautiful photo!
Sublime light and composition, what a wonderful image.
Just wow, Sebastian !
Very very beautiful picture.
Recorded exactly the right time.
Recorded exactly the right time.
Ta wersja mi się o wiele bardziej podoba Sebastianie!
Lovely light and colour, love the colour of the water bottom left Fantastic location too!
Lovely shot, there's a very similar one in Digital SLR Magazine's guide to landscape photography but yours is better The mist definitely adds that ethereal edge that really makes the shot.
Great shot! beautiful colors and nice water
This looks awesome! The landscape is really cool and I love the way the water looks. Nice work


text:
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SanDisk's Sansa e140 portable MP3 Player comes with everything you for a great music experience. The 1GB capacity can hold 240 MP3s or 480 WMA format songs, guaranteeing that you can find the soundtrack to your life anywhere and anywhen. And if that isn't enough, the built-in FM tuner has 20 presets for your favorite stations.
Never worry about whether your player is charged again. You get up to 17 hours on a standard AAA battery. And it comes with an armband and case so you can listen while working or exercising without carrying the player in your hand or worrying about if it's going to fall out of your pocket.
Filter Results
Great little player.
This review is from: SanDisk Silver 1GB MP3 Player Sansa e140
Pros: Tough, expandable, FM, plays Audible, light weight
Cons: UI & screen could be better, sound is ok but not great (Sansa Clip sounds much better). no volume limiter.
Other Thoughts: Player great for its time, these have been around several years. Have bought 3 of these. Gave 2 to my twin 6 yr old grandsons a couple of years ago. They were dropped, stepped on, covered with various foodstuffs (easy to clean) & used daily for over a year. One still works, the other died after a battery corroded in compartment.
Did you find this review helpful?
This is no good
This review is from: SanDisk Silver 1GB MP3 Player Sansa e140
Pros: Good quality sound. Long battery life.
Cons: The volume button is horrible. It'll burst your ear drum if you have nice ear buds. The screen broke when it fell out of my pocket. Very cheap and not durable what so ever.
Other Thoughts: Stay away from this product. Its very cheaply made and will not last long.
Did you find this review helpful?
This review is from: SanDisk Silver 1GB MP3 Player Sansa e140
Pros: Very good player, 1GB internal memory for data use and SD for lots of music. Sounds good with a good earbud. The best of all i can use any AAA battery with it.
Cons: You can forget about the earbuds, though i never intended to use it.
Did you find this review helpful?
Hard to like this player
This review is from: SanDisk Silver 1GB MP3 Player Sansa e140
Pros: one of the few remaining players with a full-size SD slot... great way to go if you already have a few SD cards lying around the house.
Cons: Battery hog when reading from sd card. sd card (loads from the side of the unit) doesn't load flush and randomly ejects with minimal presure. very bulky compared to what's on the market today. Limited custom playlists. Accessories are unsatisfactory quality. Doesn't take much to break the screen.
Other Thoughts: I want to like this player, but can't. I curse it everytime it randomly ejects my sd card
Did you find this review helpful?
Compact & Powerful
This review is from: SanDisk Silver 1GB MP3 Player Sansa e140
Pros: The e140 is a great little machine. Bought 2, and both worked great right out of the package. Nice features are that it can take a 1 or 2 gig SD card for more music. They are light and easy fit into a pocket. Controls are nice and not to small. Also, they have an FM tuner which is also handy. They work well with an XP machine and Media Player see it as a device for Sync w/o drivers.
Cons: The USB cord could be a little longer.
Other Thoughts: None.
Did you find this review helpful?
Works FINE With 2G 45x Read SD Card
This review is from: SanDisk Silver 1GB MP3 Player Sansa e140
Pros: What's not to like? You can put the files in folders and just keep filling it up. Sound is pretty darn good - though I admit to getting some Sony buds to hear it better (and turned down the TruBass; yikes!). Volume is sufficient; highs are ok; all my vbrs work; battery life is decent; easy to read if hung upside down on my arm... <G>
Cons: Nowhere in instructions did it say you could put the files in folders. Hey - how was I to know? Have only done to one level, but that's enough to allow filling up 1+2Gig without hiccups. Could it go further? I guess I don't care. Also didn't mention the importance of having complete ID3 tags, but others here did. unknown artist? DOH!! Tag&Rename to the rescue...
Other Thoughts: Startup time with a freshly written 2Gig SD _High Speed_(45X Read) card hasn't exceeded 50sec or so. It's about 30sec when nothing has changed on the card. Looks like read speed is a big deal with this little toy, and the ppl complaining need to get faster cards. Really.
1 out of 1 people found this review helpful. Did you?
Great little MP3 player!
This review is from: SanDisk Silver 1GB MP3 Player Sansa e140
Pros: Price. Earplugs (great sounding, don't color sound). Size. Intuitive functionality (i.e don't need a manual)
Cons: The "shuffle" isn't a true shuffle in that when you turn off the player, the "shuffle" reshuffles and plays songs too frequently. If the shuffle remembered where it left off, you wouldn't hear the same songs so often. Sometimes you have to press the function keys very hard. Backlight sucks batteries, so set the time to 3s.
Other Thoughts: 2nd one I bought -- the first one I broke (my fault, pressed LCD screen instead of function key). Also backlight comes on when you adjust volume which is annoying listening to music in the dark, should only come on when a function key is pressed.
2 out of 2 people found this review helpful. Did you?
Great for the price...
This review is from: SanDisk Silver 1GB MP3 Player Sansa e140
Pros: Alot of storage capacity for music and personal files. Simple to use. Small and easy to carry. Awesome sound quality from the earphones.
Cons: Short battery life
Other Thoughts: Get some rechargeables and your set.
2 out of 2 people found this review helpful. Did you?
Good While it Laster
This review is from: SanDisk Silver 1GB MP3 Player Sansa e140
Pros: Excellent little MP3 player -- SD slot makes for large storage space. Included in-ear headphones passable. Onboard equalizer works well.
Cons: However, when I added a Patriot 2GB card, bootup times moved to more than ten minutes. Often, the player wouldn't boot at all. Also, the headphones eventually shorted out.
Other Thoughts: After two years of hard use, my Sansa is now dead. Also: with the equalizer on, battery life plummeted from 16 hours to 8.
1 out of 2 people found this review helpful. Did you?
Very disappointing
This review is from: SanDisk Silver 1GB MP3 Player Sansa e140
Pros: Inexpensive, easy to transfer music and voice
Cons: Not suitable for audio books. DOES NOT SUPPORT BOOKMARKING. If you stop it you have to begin at the beginning of the chapter or the book if there are no chapters. Fast forwarding is one speed only.
Other Thoughts: Purchased this as a gift for my wife to listen primarily to audio books. Tech. specs. did not indicate that bookmarking was not supported.
1 out of 4 people found this review helpful. Did you?
This item is eligible for Newegg Premier benefits. Are you a Newegg Premier Member? If not, sign up today and get:
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text:
csd canteen at navi mumbai
Did you mean?
New Cars
Honda Brio
The Brio was launched in September 2011. It is a radical looking small car that brings good looks to the masses! The front has a slightly cab forward design and the bonnet is pretty small. It wears the family logo rather proudly in a heavily chromed horizontal grille. There is a strong crease runnin ... read more
Isuzu MU7
Isuzu is a Japanese car, commercial vehicle and heavy truck manufacturing company, based in Tokyo. In India it has brought its SUV and pickup range which have a big following in many other markets worldwide. One thing that the MU-7 has in bucket loads is presence. This butch looking SUV is along th ... read more
Used Cars
Honda City VX AT (2006)
I am selling my Honda City VX AT 2006 bought in Navi Mumbai in 2006 , it's been driven for kilometers. ... read more
|Registration no:
|Colour: Other
|City: Navi Mumbai
|Asking Price: 0
Chevrolet Cruze 2009-2012 LTZ AT (2010)
I am selling my Chevrolet Cruze 2009-2012 LTZ AT 2010 bought in Navi Mumbai in 2010 , it's been driven for kilometers. ... read more
|Registration no: mh
|Colour: blue
|City: Navi Mumbai
|Asking Price: 11,50,000
Upcoming Cars
Ferrari F12 berlinetta
The Ferrai F12 is a beautiful supercar that has again confirmed that Ferrari is indeed at the top of its game. The F12, which has replaced the 599 GTB ... read more
Toyota Hiace
One of Toyota's largest selling vans is the Hiace Commuter and was showcased at the Delhi Motor Show in Jan 2014. The company might have plans to laun ... read more
User Reviews
Nissan Micra 2010-2013 Reviews
i Purchased Micra (Mid varient petrol) 2 months back from the Orion Nissan at Navi Mumbai. On the whole the car seems satisfactory and i am happy with the purchase Positives: It has good cabin and boot space.Very comfortable Good pick up Unbeatable looks and styling Good turning radius read more
Nissan Micra 2010-2013 Reviews
i Purchased Micra (Mid varient petrol) 2 months back from the Orion Nissan at Navi Mumbai. On the whole the car seems satisfactory and i am happy with the purchase Positives: It has good cabin and boot space.Very comfortable Good pick up Unbeatable looks and styling Good turning radius read more
Ford in India has commenced the sale of its best-selling car, the EcoSport, through Canteen Stores Department (CSD) and Central Polic Canteen. Launc Read more detail
Nissan Micra The Nissan Micra is now available at CSD. The following table gives a brief idea of the price and the terms and conditions. Read more detail
Expert Reviews
Driving Porsche 911 at its home ground
Driving the 911 at its home ground and getting trained to drive it fast is nothing less than a dream. We live it! Coming down the home straight, stick read more
Audi R8 V10 Plus India review + Sportcars Experience at the BIC
Audi loves doing it 'differently' and the recently help test drive experience of the new R8 V10 Plus at the Buddh International Circuit was no dif read more
Harley Davidson Street 750 launched at 4.1 lac
Harley Davidson has launched its cheapest offering yet, the Street 750, at Rs 4.1 lac. Here is our video from the launch event at the 2014 Auto Expo ...view video
Renault KWID showcased at the 2014 Delhi Auto Expo
Video preview of the Renault KWID concept car showcased at the 2014 Delhi Auto Expo ...view video
Forum Discussions
will VW vento be available in CSD
since both vw polo and vw jetta are available through canteen. i wont to know whether vw vento will be available through CSD. If anyone has an idea, please help
Please help me decide which car to buy
I am interested in immediate buying of a car. I am posted at Pune. I have shortlisted Ford Fiesta, Tata Manza, Fiat Linea and Hyundai Verna. What are the lowest CSD prices of these? Please email me
Global Automobiles Xpression Plus
Global Automobiles Xpression Plus is powered by an engine with a displacement of 124 CC. Its maximum power is 10.5 Bhp at 8500 rpm. The dimensions of the motorcycle are 2040 x 780 x 1130 mm (length X width X height). The bike's seat height or the ground clearance is 140. ... read more
New Car Dealers
Bhatti Motors Pvt. Ltd. ( Tata)
D 232, Ind. Area, M.I.D.C., Mumbai-Pune Highway, Shirawane , Navi Mumbai 400 706, Shirvane
Phone: 0215 27686815
Phone: 0215-27630885
Mobile: 98204 49442
G3 Motors ( Mahindra Renault)
D-238 A ,Ttc Industrial Area, Shirwane, Nerul, Navi, Mumbai - 400708, Maharashtra, Nerul
Used Car Dealers
Satyam Motors
Indraprastha Complex, Shop #18, Sector-29, Vashi, Navi, Navi Mumbai, Mumbai-400705Mumbai, Navi Mumbai
Phone: 022-27650428
Phone: 022-27881392
Mobile: 0-9324338869
Kohli Motors
Sector 3E Kalambolin, Kalamboli, Navi Mumbai - 410218Mumbai, Navi
Phone: 022-27420954


text: Stephan Mollman and Shira Bray, the people behind beloved neighborhood bar the Twilight Exit, are opening a new bar and grill at 2308 E. Union St., the space formerly occupied by soul food restaurant Thompson's Point of View, according to Central District News. The Neighborhood Lady will serve vegetarian comfort food, along with some meat options. Expect a mid-to-late February opening.


text:
Jarrow Formulas, Zinc Balance, 100 Capsules
By Jarrow Formulas
Volume Discount
Buy 4+Save 5%
Loyalty Program
- You earn loyalty credit for every order you place at iHerb!
- Loyalty credit is equal to 10% of the value of your order, excluding shipping charges.
- Your loyalty credit will be applied towards your next order as soon as your current order has shipped.
- Your loyalty credits are valid for up to 60 days from the date of your last purchase.
This product is already in your Wish List.
View Wish List
This product is now in your Wish List.
Expiration Date:?Jan 2018
Expiration Date
The length of time for the expiration date or "best used before" date depends on the type of product, as well as the brand.
Perishable items (such as flax oils or certain probiotics) generally have shorter expiration dates. Although our warehouse is fully air-conditioned, these more fragile items are put in cold storage (freezer or refrigeration unit) for maximum freshness.
Our receiving department does its best to verify and then enter the correct expiration dates for all incoming products. However, discrepancies do occur from time to time. This being said, the exceptionally high turnover at iHerb ensures that our inventory is among the freshest in the industry.
Shipping Weight:?0.12 lbs (0.05 kg)
Shipping Weight
The Shipping Weight includes the product, protective packaging material and the actual shipping box. In addition, the Shipping Weight may be adjusted for the Dimensional Weight (e.g. length, width & height) of a package. It is important to note that certain types of products (e.g. glass containers, liquids, fragile, refrigerated or ice packed) will often require protective packaging material. As such, these products will reflect a higher Shipping Weight compared to the unprotected product.
- Product Code: JRW-13008
- UPC Code: 790011130086
- Package Quantity: 100 Capsules
- Dimensions: 3.3 x 1.9 x 1.9 in, 0.1 lbs (0.05 kg)
Product Overview
- 15 mg Zinc (L-Monomethionine)
- 1 mg Copper
- Supports Immune and Antioxidant Protection
- Dietary Supplement
Zinc Balance is a synergistic combination of Zinc L-Monomethionine and Copper Gluconate in a 15:1 ratio. Zinc L-Monomethionine resists absorption interference from fiber and phytic acid.
The mineral zinc promotes skeletal and immune health. Both zinc and copper are needed to promote super oxide dismutase (SOD) activity, which plays a critical role in the body's endogenous antioxidant network.
Suggested Use
Take 1 capsule per day or every other day, preferably with food or as directed by your qualified healthcare professional.
Other Ingredients
Cellulose and magnesium stearate (vegetable source). Capsule consists of gelatin.
No wheat, no gluten, no soybeans, no dairy, no egg, no fish/shellfish, no peanuts/tree nuts.
Note: If you have a medical condition, are pregnant, lactating, trying to conceive, under the age of 18, or taking medications, consult your healthcare professional before using this product.
Keep out of the reach of children.
|Supplement Facts
|Serving Size: 1 Capsule
|Serving Per Container: 100
|Amount Per Serving
|Zinc (as L-monomethionine) (from L-OptiZinc)
|15 mg
|Copper (as gluconate)
|1 mg
iHerb Customer Reviews
I just realized that synthetic methionine is used with OptiZinc. However, L-OptiZinc uses natural methionine, but Jarrow Formulas chose mediocrity... big mistake.
I notice my acne healed right away when I took this zinc formula. I love it!
Synthetic methionine
Posted by Reviewer1884425 on Aug 20, 2011
I just realized that synthetic methionine is used with OptiZinc. However, L-OptiZinc uses natural methionine, but Jarrow Formulas chose mediocrity... big mistake.
Was this review helpful to you?
20 people found the following review helpful
Amazing how quickly it worked!
Posted by Reviewer1348336 on Sep 04, 2008
I notice my acne healed right away when I took this zinc formula. I love it!
Harvey Bell
Posted by Reviewer2155103 on Sep 20, 2008
Very good. easy to take. The copper seems to have darkened my greying eyebrows and hair. (quite a bonus at my age 69)
great combo
Posted by Reviewer1907961 on Jun 19, 2008
This has the zinc-copper balance you need. You don't want to be taking a lot of zinc without the complementary amount of copper--otherwise it throws off your mineral balance. This supplement solves the problem so you can use it to supplement your vitamins, etc. when you need extra zinc. Price is good too.
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15 people found the following review helpful
Added benifet !
Posted by Reviewer3083675 on Jun 24, 2008
I am using this to help w/ health issues and an added bonus is seems to be loosing some of the grey in my hair!


text:
WASHINGTON — The Ebola outbreak in West Africa has turned into an ethical mine field.
Those fighting the disease have to decide many thorny questions, such as whether to use experimental treatments. And since any untested drug is likely to be available in tiny quantities, who should get access to a potentially life-saving medication?
The World Health Organization is bringing together top medical ethicists to assist in the search for answers. The panel meets via teleconference Monday and includes representatives of affected countries and others concerned with the outbreak.
Dr. Kevin Donovan, director of the Pellegrino Center for Clinical Bioethics at Georgetown University Medical Center, has been closely following the debate. He says the panel will likely focus on the use of drugs not yet tested in humans "because everyone is anxious about trying to control this epidemic."
He says any untested drug is problematic because "there is no way to safely predict its efficacy and no way to safely predict the harmful effects that may occur."
Two American health workers — a doctor and a missionary who was helping with the care of Ebola patients in Liberia — received a drug being developed by a San Diego firm before they were flown from Africa to Atlanta, where they are being treated in a special isolation unit at Emory University Hospital. The company is said to have only a few doses left — adding to the controversy over who should get an experimental drug if it does become available for patient use.
Donovan notes there was criticism of the decision to administer the untested drug ZMapp. He thinks that criticism was misplaced.
He says it's important to make sure there are people to tend to the sick — if they become ill, there is one less person to take care of many patients. And if the care provider succumbs to the disease, it's less likely that anyone will take their place.
Read an Ebola fact sheet on the WHO website.
Related Stories:
Follow @WTOP and @WTOPliving on Twitter and WTOP on Facebook.
Recipes that will make your mouth water.


text:
Check out these bargain stocks
Downsizing may be appealing, but consider these first
Join the NASDAQ Community today and get free, instant access to portfolios, stock ratings, real-time alerts, and more!
Aon Plc
) is set to report fourth-quarter 2013 results on Jan 31, 2014.
Last quarter, it posted an 8.65% surprise. Let's see how things
are shaping up for this announcement.
Growth Factors this Past Quarter
Aon has been launching products, enhancing its offerings,
establishing partnerships and executing acquisitions to fortify
its global foothold. Last quarter, it extended its services to
The Northwestern Mutual Life Insurance Company, partnered with
XL Group plc
) and National Council on Aging. Aon also launched products like
Aon Rail Excess Liability facility, Weather Protect, a cyber
diagnostic tool and the first probabilistic catastrophe model to
enhance its risk solutions business. All these coupled with
product launches in the HR Solutions segment, like A to Z
auto-enrolment solution, SimPlus Savings and DC Nexus, and the
acquisition of Stratford 360 are expected to drive growth going
forward. However, competitive threats and exposure to foreign
exchange rate fluctuations might dampen the results to some
Earnings Whispers?
Our proven model does not conclusively show that Aon is likely
to beat earnings this quarter. That is because a stock needs to
have both a positive
Earnings ESP
(Expected Surprise Prediction) and a Zacks Rank of #1, 2 or 3 for
this to happen. That is not the case here as you will see
Zero Zacks ESP:
That is because the Most Accurate estimate and the Zacks
Consensus Estimate both stand at $1.52, making the difference
Zacks Rank #3 (Hold):
Aon's Zacks Rank #3 increases the predictive power of ESP but
when combined with a zero ESP, it makes surprise prediction
difficult. We caution against stocks with Zacks Rank #4 and 5
(Sell-rated stocks) going into the earnings announcement,
especially when the company is seeing zero or negative estimate
revisions momentum.
Other Stocks to Consider
Here are some other companies you may want to consider as our
model shows they have the right combination of elements to post
an earnings beat this quarter:
FBL Financial Group Inc.
), with Earnings ESP of +4.49% and Zacks Rank #1 (Strong
ING U.S. Inc.
) with Earnings ESP of +2.94% and Zacks Rank #2 (Buy).
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
Enter up to 25 symbols separated by commas or spaces in the text box below. These symbols will be available during your session for use on applicable pages.
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I have made a program, in which I am sending some text to pre defined contact number, but now I also want to send voice message to that number please let me know how can I do this?
To send text SMS I am using below code:-
String phoneNumber = "XXXX9";
String message = editLocation.getText().toString();
SmsManager smsManager = SmsManager.getDefault();
smsManager.sendTextMessage(phoneNumber, null, message, null, null);
"Message Sent!", Toast.LENGTH_LONG).show();


text:
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Customize your own box of 64 Count Crayola Crayons, 8 Count Crayola Crayons or Crayola Art Case in just a few quick steps. It's easy and fun!
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Forest Background 3 by BlackStockWatch
©2007-2016 BlackStock
Very high resolution stock resource scene. Full sized 2000 x 2000 resolution background available by clicking the Download button.
Please read the rules for use of this stock in our journal.
~ Vikki
Please read the rules for use of this stock in our journal.
~ Vikki
wonderful place !!
nice, see depth in it. useful for my little fairy pics! I just love outlawbydesign, pretty faces on they fairies and ballerinas! think up something for this one. I always seem to start a new piece in my mind start with backgrounds I like. I like this.
Thankyou, Enchanting, hope to use.
Waaaaaaaay to blurry imo :S To bad, could've used it... But a fine piece of art nevertheless!
I might use this sometime. thank you for the beautiful bg!
This has been featured
I used your lovely stock here:
I just wanted to let you know that I'd like to use this in a picture I've drawn. As soon as it's finished I'll send you the link. Thanks for sharing!
this is so beautiful
Beautiful !!! You make such gorgeous scenes!
this is beautiful ! thx for sharing sweetie!


text:
There are 63 results - Show results on a map Print this page
Showing 31 - 40 of 63
This elegant Victorian property has stunning views over the city. The atmosphere is welcoming, and the accommodation high quality. Several of the rooms have fine period four-poster beds and all offer ...More about Dorian House
Conveniently located for the Royal Bath & West Showground, Longleat, Glastonbury and Wells, this 17th-century house provides thoughtfully equipped en suite bedrooms. There is also a well-furnished lou...More about Cannards Grave Farmhouse
This delightful house stands in impressive gardens overlooking a magnificent church, and is within easy reach of the city centre. The individually decorated, themed bedrooms are appointed to provide e...More about The Hollies
Overlooking Queen Square in the centre of the city, this elegant Georgian hotel is within walking distance of Bath's many attractions. The public rooms provide a variety of areas where guests can eat,...More about Francis Hotel Bath - MGallery
A peaceful location with grounds and relaxing spa facilities is just part of the charm of this interesting hotel. Individually designed bedrooms include larger suites and a luxurious lodge in the gard...More about Charlton House Spa Hotel
Guests who enjoy staying in a place with plenty of history will enjoy this building, where the Duke of Monmouth is reputed to have stayed in 1685. The three individually designed bedrooms offer king-s...More about Longbridge House Bed & Breakfast
Part of the Mezz� chain of inns, this delightful property provides high levels of quality and comfort. Conveniently located for Bristol Airport, the inn offers an excellent selection of dishes at din...More about Mezze at the Warwick Arms
Marlborough House is situated opposite Royal Victoria Park and close to the Royal Crescent. Some original features remain and the rooms are decorated with period furniture and pictures. The atmosphere...More about Marlborough House
Expect a warm welcome not only from the owners, but also their friendly Labradors. Set on the banks of the River Sheppey in the Somerset Levels, this comfortable farmhouse is well known for its attrac...More about Double-Gate Farm
Astor House offers very comfortable accommodation and personal, friendly service. Rooms are understatedly elegant, and equipped with a wealth of extras for the modern traveller. Hearty breakfasts are ...More about Astor House


text:
Re: Questions about SOL, PFD, CRO and settlement
[ Edited ]
01-29-2013 11:04 PM - edited 01-29-2013 11:07 PM
If they have already filed civil action, they are seriously pursuing recovery of the entire debt.
My main goal would be to settle before trial date, thus avoiding the addition of a judgment to your credit file, and the fact that, once they have secured a judgment, if it is not satisfied within a reasonable period, they can go back to court and get an order for specific terms of satisfaction, such as garnishment of pay.
My opinion is that this is not the time to push for additional concessions on their part, of which you are apparently seeking two... accepting less than the full amount, and credit report deletion. Payment in full would terminate the legal proceedings. A payment plan might work, provided they are willing to accept.
You can, of course, attempt to negotiate with their attorney, but I would be prepared to do a full PIF if they balk and if you dont have a good case for trial that might award judgment to you.


text:
Factors you should consider when choosing a location to live.
Do you prefer the hustle and bustle of town or city life and the choice of restaurants, pubs and nightclubs they often offer. Lovers of the arts, theatre and concerts, for example, would be better served by living in a town, city or nearby suburb.
If you spend a lot of time pursuing an outdoor adventure lifestyle then a village or suburb close to the countryside would be ideal. If you really want to get away from it all then there are many rural retreats which may suit you. Living in a rural area need not mean having to drive for everything. Many villages still have a local store and post office for when you run out of life's essentials like milk and eggs. If the shops are a few minutes drive away, consider getting out your bike and cycle there, feeling virtuous in the process.
Many people dream of living by the sea, and if you are retired this is a real option.
If you are not sure a if a particular area is right for you visit and take a walk around.
Family Considerations
For many, it will be important that close friends and family are nearby. On the other hand many couples, being close to annoying relatives or in-laws is the last thing that they would want.
For grandparents, who often have much more freedom where they choose to live, picking a good location where children and grandchildren are within relatively easy reach may be animportant factor.
If you have 2 or more children, a strategic location somewhere midway between the two may be the best choice. If you're not overly keen on relatives or in-laws, moving a discrete distance away could be the best thing you ever do, especially if you want to make your own way in the world and find a little independence.
Access to schools and healthcare facilities
Increasingly house purchases are influenced by the local schools that operate within your postcodes catchment area. Some even move house purely to be within scope of high ranking schools. Your local government website will have details of catchment boundaries.
If you have children who need to use a bus to get to school, or if juniors will be needing this service to travel to secondary school in the next few years, having decent transport links nearby will be a great help. Also,the kind of access you'll have to healthcare facilities such as the nearest health centre and hospital. should be considered.
Local Amenities which may be important to you
Do you often use your local library? Are you fond of wine bars and coffee bars? Is a local garage something that will be of benefit to you?
You may also wish to consider schools, clinics, dentists, distance to the nearest A&E hospital, opticians, post offices, pubs and restaurants, leisure centres, cinemas, sporting venues, art galleries, and even supermarkets. Make your own list of what is important to you and check them out.
Many people forget to verify when buying property is whether broadband is available or not, either via BT or cable. This is particularly an issue for smaller villages, but even in towns and cities, the distance you are from your nearest exchange will determine the download speeds you can achieve. A check with BT will give you the information you need.
Many villages and towns also have their own community websites with information including local amenities, shops, businesses and clubs so you can get a feel for an area
Choosing a location to live – Crime information
You probably don't want to move into an rear with a high crime rate if you can avoid it. The level of crime in an area can have wide ranging effects, from making you uncomfortable walking the streets, extremely wary of who your kids make friends with, to being downright scared in your own home.
When looking around a new area for the first time look out for graffiti on walls bus shelters and telephone boxes. Broken windows and shops with metal shutters should start to ring alarm bells – for you!! One good idea is to read the local newspaper over a period of 2 or 3 weeks and that will give you a very good idea of the location you are thinking of moving to.
Useful links:
You can find out how much crime an area has at Up My Street.
Environmental Considerations
Flooding: You can find out if an area is at risk of flooding, subsidence, pollution and other such issues by visiting the Environment Agency website.
Noise: Noise can be a major problem for some people, but can be difficult to fully escape. Road, rail and air transport are all noise pollutants. Late night pub goers can be a major nuisance factor. When considering traffic noise for the location you are considering look at schools, offices, shops and pubs which can all increase the amount of traffic in an area.
Mobile Phone Masts, Electricity Pylons: If you have young children in particular you should be very sure in your own mind before you purchase a property in close proximity to a mobile phone mast, electricity pylon or sub station. Beware, as not all mobile phone masts are easy to spot. Help is at hand at the Sitefinder website which details all mobile phone mast base stations.
Radon Gas: Radon is a natural radioactive gas thought to be cancer causing. Domestic exposure to radon gas is responsible for a significant number of lung cancer deaths, research has found. Check if the location you are looking at is affected by naturally occurring Radon, especially if you're looking in the south west of England and west Wales.
Useful Links:
Environment Agency: Flood risk
Homecheck Environmental and planning risks


text:
During the last couple of months we created several integration examples using RadControls for Silverlight.
You can check all the samples online here:
Consuming web services with Astoria
Theme selector
Job board example
Car configurator
Telerik Media
Page Navigation - CV Viewer
The main idea behind creating so many integration examples is to help you see our controls in a real - world scenarios and to help you learn how to use the controls better. Today we published the full source code of the samples. It is available for download from your client.net account.
Valentin Stoychev (@ValioStoychev) for long has been part of Telerik and worked on almost every UI suite that came out of Telerik. Valio now works as a Product Manager and strives to make every customer a successful customer.
Copyright © 2002-2016 Telerik. All rights reserved.
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text:
The Nadowli Kaleo District is one of the Eleven (11) Districts in the Upper West Region of Ghana. Nadaowl District is located in the heart of the Upper West region of Ghana. It lies between latitude 11' 30' and 10' 20' north and longitude 3' 10' and 2'10' west. The Administrative capital of the District is Nadowli. The District shares boundaries with Jirapa District to the North, to the South with Wa west, to the East with Daffiama Bussie Issa District and to the West with Ivory Coast.
Nadowli-Kaleo District Assembly hosts international peer review team from the Gambia and Zimbabwe.
The Ghana Social Opportunities Project (GSOP) continues to impact positively in the lives of many deprived communities in Ghana.
Residents of Sombo and Nator in the Nadowli Kaleo District in the Upper West Region will soon be relieved of their water challenges following measures to increase water supply in the two communities.
The Nadowli/Kaleo district assembly is likely to sit for an adhoc meeting soon following the appointment of Mr. John Bosco Bomansan as the new DCE for the assembly.
The Nadowli-Kaleo District in the Upper West Region is becoming notorious for illegal small scale mining.


text:
Daily Deviation Thanks!Journal Entry: Fri Feb 28, 2014, 2:42 PM
- Listening to: DI.FM
- Reading: Nothing..A Game of Thrones broke me.
- Drinking: coffee
YAY!!! A Daily Deviation!!
Many thanks to everyone who fav'd "Effervesce" and started watching!
I'll try to say thanks to everyone if I can, but I figured I'll say a blanks THANKS! For the appreciation! This really made my day.
Thanks goes out to deshrubber for featuring my work!


text:
Rated 5 out of 5 by 1 reviewer.
Rated 5 out of 5 by Ann30 White Roses Ordered for my recently redecorated bedroom which is green and cream with purple accents. I was pleased when I opened my painting last night. If you want a floral print that has a calming affect and is good quality, this is perfect. There were no surprises as it looks like the online picture. The more I look at it, the more I love it. December 12, 2013
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Difference between revisions of "Englewood (Colorado)"
From Wikitravel
Denver Area : Englewood
Revision as of 21:00, 27 May 2012
Englewood is a city in the Denver Area of Colorado.
Get in
As part of the Denver Metro Area, Englewood is served primarily by the Denver points of entry (Airport, Rail, Bus, etc.). Getting to Englewood (proper) requires traveling US 85 (Santa Fe Blvd.), Broadway Road, or, US 285 (Hampden Avenue). Note that many areas to the southeast use Englewood as their city designation due to postal assignments. Englewood (proper) centers around the intersection of US 285 and Broadway Road.
Englewood is served by many RTD routes, however the primary routes are Light Rail Lines C and D at Englewood Station and Oxford Station, as well as Route 0.
Get around
Get out


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|Miriam Lord, The Best of Miriam Lord
|Miriam Lord
|Miriam Lord is a colour writer and columnist with The irish Times.
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|Fintan O'Toole, fintan otoole, fintan o'toole,25 years of Irish Life through the columns of Fintan O'Toole
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Dermot Earley hoping Kildare will prove their mettle
- Gaelic Football
- July 3, 2015, 01:00
It's hard to condemn the team you soldiered with for 16 years, although these are troubled times for Kildare football, and Dermot Earley in no way den(...)
Tommy Moolick's suspected cruciate injury angers Kildare boss Jason Ryan
- Gaelic Football
- January 11, 2015, 17:39
Kildare 0-21 UCD 1-5Jason Ryan has raised the issue of college teams competing in the inter-county pre-season tournaments again after his side trounce(...)
Jason Ryan optimistic as Kildare injury worries ease
- Gaelic Football
- January 6, 2015, 01:00
As Wexford manager when the GAA introduced the winter training ban in 2010, Jason Ryan was one of the initiative's loudest critics.The rules regardin(...)
Toddler dies after he is hit by van in driveway of his Donegal home
- Irish News
- September 27, 2014, 11:23
A toddler has been killed in a tragic accident at his home in Co Donegal. The 22-month-old boy was playing in the garden of his home at Crieve Glebe,(...)
Toddler killed in Oranmore driveway tragedy named
- Irish News
- September 10, 2014, 01:00
Family and friends were yesterday attempting to support and comfort the parents of a two-year-old boy who lost his life following an incident in the (...)
Cork, Mayo and Galway name unchanged sides for quarter-finals
- Gaelic Games
- July 31, 2014, 22:10
Cork and Mayo have named unchanged teams for Sunday's All-Ireland football quarter-final at Croke Park, while Galway also name the same XV again for(...)
Solid performance required from Kildare if Lilywhites are to grace Lenister final
- Gaelic Football
- June 7, 2014, 01:00
There will be no moment of silence but plenty of muted reflection by diehard Lilywhites descending on HQ tomorrow. Johnny Doyle is no more, the great(...)
Dublin have plenty to spare against Kildare
- Gaelic Football
- March 8, 2014, 21:38
Dublin 1-22 Kildare 1-12: Dublin kept their stranglehold over Kildare intact with(...)
Alan Freeman leads Mayo to win over Kerry
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- March 2, 2014, 17:03
Mayo, with full-forward Alan Freeman putting in a man-of-the-match performance, finally rediscovered their winning ways to open their account (...)
Gambling addict jailed for stealing €500,000 from charity
- Crime & Law
- July 31, 2013, 01:00
A former financial administrator who admitted stealing over €500,000 from a charity where he worked to feed a gambling addiction has been sentenced (...)


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Ben & Stephen Talk Hockey
in Sports
On this Sunday November 4th, we have a lot to talk about. The Vancouver Giants have made 3 trades in as many days. And these aren't just 3 minor deals, these are 3 surprising significant moves. We'll look at what caused them and how this affects the team for the year and how it will effect their rumoured bid for the 2016 Memorial Cup. We'll look at the injuries up front in Kootenay & Everett that have caused them to make some moves this week. Also on tap, the demise of the CHLPA. All that & More on today's show.
Ben & Stephen Talk Hockey: Giants preview + Konowalchuk
in Sports
On this week's show we will air the highly anticipated interview we conducted with Seattle Thunderbirds Head Coach Steve Konowalchuk. We'll touch on the strengths & weaknesses of the Thunderbirds. Konowalchuk also reveals the high expectations he has for the Seattle Thunderbirds this year. He also provides some interesting insight into the idea of a CHLPA . We'll also look at our home town team the Vancouver Giants and what we expect from them this year.
USCHO Live! Season 2, Episode 5: Jack Parker, Chris Peters
in Sports
Join hosts Jim Connelly and Ed Trefzger, writers for USCHO.com, for USCHO Live! -- our weekly college hockey talk show. Each show features a look at news around NCAA hockey, a look ahead at upcoming games and events, and conversation with people who coach and play college hockey and journalists who cover the sport. Boston University head coach Jack Parker will talk all things BU and Hockey East, and Chris Peters, writer of The United States of Hockey blog, will discuss the CHLPA situation and its impact on NCAA hockey and amateurism on the Nov. 6 edition of USCHO Live! Join us for the conversation and information, Tuesdays from 8 to 9 p.m. ET. If you cant listen live, check out the USCHO Live! podcast. Be sure to visit the USCHO Live! blog at http://www.uscho.com/uscho-live/
Today's Best Podcasts
Join Host Live Chats
- Red Fox Radio (8 chatters)
- Bible News Radio (2 chatters)
- Goldylocks Productions (1 chatters)
- Purposed 4 Godliness (1 chatters)
- The Wake Up Mission (1 chatters)


text:
mugen fr champloo by roaldiswackWatch
©2005-2016 roaldiswack
hella piked airchair <3
payce to mugen <3
payce to mugen <3
Good work but i don't belive this works try it and send a photo than i will belive it ^^
the samurai that smells of sunflowers.... still need to finesh watching this series
I FUCKING LOVE SAMURAI CHAMPLOO!!!1!!1 very underrated anime, was only on adultswim for like 2 years and then they took it off air for the crap they show now. (protip) netflix in all its glory, has every single episode, be smart, get netflix.
Eww, are his knees backwards?! Other than that, I like it.
AIR CHAIR!! HELL YEAH!! are you a fellow B Boy by any chance?!
yo this is the shit! i could see mugen droppin someone like that!
dope,are you a bboy too?
Ooh, Mugen looks really cool in your art style, nnnn.x:
lol this is awsome man mugen looks a little nasty but yea this is awsome ^^
Awsome image! You've captured Mugen perfectly.
O__O). that looks painful. .. but hey, whatever wood works.
airchair is abused nowadays *_* No complaints here XD The Mugen pic reminds me of bboy zero-nine from Korea
I would love to see this show
also you are awwwsommess T ^ T
also you are awwwsommess T ^ T
Uh....is that physically possible? Meh, I don't care. I'll fave it anyways!
Alrighty, if you say so!
it totally is hahha....
because.... i can do it T^T ... airchairs are trendy too... im sure if you peep some bboying someone will do them
because.... i can do it T^T ... airchairs are trendy too... im sure if you peep some bboying someone will do them
My my, what interesting position Mugen has gotten himself into. XD
yaya for mugen XD i luv this chara so much XD
dunno if thats anatomically possible, but cool anyways
it absolutely is ;D;... since i can do it hoho
COOL! How the heck does he do that? *tries it* . . . *ends up in a hospital* !
hecks yah!!
OMG, I totally want super bendy Mugen in my closet right now. TT^TT I love him in your style~~
I wish my legs could do that!
crazy pose! <333333mugeeennnn.
awesome perspective <33
Ummm weird XD
luv the perspective pose man, it rocks
niiiiiiiiiiiiiiiiiiice. great pose!
yo he's so funky !! great !! Mugen rocks !
holy shit this is so radtastical.
haha, those drowsy eyes and breakdancing styke fighting...that's Mugen alright. Are you going to do Jin and Fuu-chan as well? That might be a nice group pic ^_^.
p.s. What's the font you used on the sword?
p.s. What's the font you used on the sword?


text:
An Interview with the IEA's Neil Atkinson
Give your kids the knowledge they need
Join the NASDAQ Community today and get free, instant access to portfolios, stock ratings, real-time alerts, and more!
Aided by growth in net interest revenue as well as fees and
commissions revenue,
BOK Financial Corporation
) posted first-quarter 2012 earnings of $1.22 per share, well above
the Zacks Consensus Estimate of $1.03. The company also reported
growth in commercial loan balances and announced a nickel's
increase in quarterly cash dividend.
BOK Financial's results also comfortably outshined prior-quarter
earnings of 98 cents per share and year-ago earnings of 94 cents
per share.
Net income in the reported quarter was $83.6 million compared
with $67.0 million in the prior quarter and $64.8 million in the
prior-year quarter.
Performance in Detail
BOK Financial's net interest revenue totaled $173.6 million in
the reported quarter, up 1.2% sequentially. However, net interest
margin decreased 1 basis point from the prior quarter to 3.19%.
However, the effect of lower interest rates on net interest revenue
was partially offset by earnings asset growth, which increased $192
million during the quarter.
BOK Financial's Fees and commissions revenue totaled $144.3
million, reflecting a sequential upside of 9.5%. The increase was
fueled by higher mortgage banking revenue as well as brokerage and
trading revenue.
Total operating expenses at BOK Financial were $185.2 million,
down 15.5% sequentially. Excluding changes in the fair value of
mortgage servicing rights, operating expenses totaled $192.4
million, down $21.6 million from the prior quarter. The company
experienced a decrease in both personnel costs as well as
non-personnel expenses in the reported quarter from the prior
Credit Quality
The credit quality of BOK Financial's loan portfolio produced
improved results. Nonperforming assets totaled $336 million or
2.87% of outstanding loans and repossessed assets as of March 31,
2012, down from $357 million or 3.13%, respectively, as of December
31, 2011.
Net loans charged-off against the allowance for loan loss
amounted to $8.5 million or 0.30% on an annualized basis for the
reported quarter compared with $9.5 million or 0.34% on an
annualized basis for the prior quarter.
BOK Financial also experienced an improvement in other credit
factors. Moreover, economic indicators exhibited a stable or
improving trend in the company's primary markets and therefore,
after an evaluation of all credit factors, the company came to the
conclusion that no provision for credit losses was required in the
reported quarter.
Further, the combined allowance for credit losses totaled $254
million or 2.20% of outstanding loans as of March 31, 2012,
declining from $263 million or 2.33% of outstanding loans as of
December 31, 2011.
Capital Position
As of March 31, 2012, armed with strong capital ratios, BOK
Financial and its subsidiary bank exceeded the regulatory
definition of well capitalized. As of the same date, Tier 1 and
total capital ratios were 13.03% and 16.16%, respectively, compared
with 13.27% and 16.49%, respectively as of December 31, 2011.
Tangible common equity ratio improved to 9.75% from 9.56% as of
December 31, 2011.
Outstanding loans at BOK Financial as of March 31, 2012 were
$11.6 billion, up $308 million over December 31, 2011. Growth in
commercial loans was partially offset by decreases in commercial
real estate, residential mortgage and consumer loans. Period-end
deposits totaled $18.5 billion compared with $18.8 billion as of
December 31, 2011.
Share Repurchase and Dividend Update
BOK Financial remains committed to boost shareholders' wealth
and has bought back 345,300 common shares at an average price of
$53.38 per share during the reported quarter through a previously
announced share repurchase program.
During the reported quarter, the company paid a cash dividend of
33 cents per share. With a solid capital position and consistent
performance, BOK Financial announced a nickel's increase in its
quarterly cash dividend, which will now stand at 38 cents per
share, up from 33 cents per share. This marked the seventh
consecutive annual increase since the company paid its first cash
dividend in 2005. The increased dividend will be paid on or about
May 29, 2012 to shareholders of record as of May 15.
Our Take
The strategic expansions and local-leadership based business
model of BOK Financial, which has peers such as
Cullen/Frost Bankers Inc.
) and
First Financial Bankshares Inc.
), have aided its expansion into a leading financial service
provider from a small bank in Oklahoma.
The company's diverse revenue stream, sturdy capital position
and expense control initiatives augur well for investors. The
dividend hike will also bode well and boost investors'
Nevertheless, with a protracted economic recovery, we expect
revenue growth to be limited. Furthermore, we remain concerned
about the regulatory issues and the margin pressure resulting from
a highly liquid balance sheet.
The shares of BOK Financial currently retain a Zacks #3 Rank,
which translates into a short-term Hold' rating. Considering the
company's business model and fundamentals, we have a long-term
"Neutral" recommendation on the stock.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
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text:
TV Crime Dramas Skew Perception of System
People who watch forensic and crime dramas on television are more likely than nonviewers to have a distorted perception of the U.S. criminal justice system, maintain researchers from Purdue University, West Lafayette, Ind.
"These kinds of shows, such as 'CSI: Crime Scene Investigation,' 'Law & Order: 'Cold Case,' and 'The Closer' are some of the most popular programs on television today, so it's important that we understand how they might influence people," explains Glenn Sparks, professor of communication.
"We found that people who watch these programs regularly are more likely to overestimate the frequency of serious crimes, misperceive important facts about crime, and misjudge the number of workers in the judicial system."
Sparks and Susan Sarapin, a doctoral student in communication, conducted surveys with jury-eligible adults about their crime-television-show viewing and their perceptions of crime and the judicial system. "Many people die as a result of being murdered in these types of shows, and we found that heavy television-crime viewers estimate two-and-a-half times more real-world deaths due to murder than nonviewers," Sarapin points out.
"People's perceptions also are distorted in regards to a number of other serious crimes. Heavy TV-crime viewers consistently overestimate the frequency of crime in the real world. …


text:
I want to test the is_valid portion of a form's validation logic. In my test driver I have:
test_animal = Animal(name="cat", number_paws="4") test_animal_form = AnimalForm(instance=test_animal) assertEqual(test_animal_form.is_valid(), True)
The assertion fails, but from what I see there shouldn't be any errors in the form. I don't see any validation errors in the form. Should this work as a test case if the test_animal instance when loaded into the form should validate?


text:
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Hotel Tivoli Porto
Campinas, Portugal
Completely renovated in 1993, the Hotel Tivoli Porto, a small jewel of a hotel, offers its fortunate guests personalised service and extensive business and leisure facilities certain to please the most discriminating traveller.... more
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text:
Anyone go? Or watch it online?
I loved it! But Sheri Dew... yeah she is amazing! If you didn't see it, it is definitely worth the time to watch. You can go to the TOFW wedsite and sign up for the live feed. She spoke Friday night, last speaker (except Jenny Oaks Baker did play a song after her)... about womanhood. Oh it was fantastic!!!


text:
Information on "International Organizations"
April 2016
24 Apr 2016
Environment, Climate Change and International Relations
Author: Mizan R Khan, Úrsula Oswald Spring, Simon Dalby, Nina Hall, Kirsti M Jylhä, Gustavo Sosa-Nunez, Ed Atkins, Emilie Dupuits, Simone Lucatello, Lau Øfjord Blaxekjær, Duncan Depledge, Lada V Kochtcheeva, Leehi Yona, Alex Lenferna, Matthew Rimmer
Publisher: E-International Relations
This text features 14 articles that shed light on the complex relationship between international relations (IR), the environment and climate change. More on «Environment, Climate Change and International Relations»
19 Apr 2016
EUISS Yearbook of European Security (YES) 2016
Author: Federica Mogherini, Antonio Missiroli
Publisher: European Union Institute for Security Studies (EUISS)
This yearbook reviews the EU's external action activities during the past year, including the CFSP and CSDP policies it pursued and the geographic and thematic instruments it used. More on «EUISS Yearbook of European Security (YES) 2016»
14 Apr 2016
Implementing Peace and Security Architecture (III): West Africa
Author: International Crisis Group
Publisher: International Crisis Group (ICG)
This report looks at regional insecurity in Africa and how the continent's states, both collectively and individually, are responding to the challenge. More on «Implementing Peace and Security Architecture (III): West Africa»
11 Apr 2016
Europe's New Political Engine: Germany's Role in the EU's Foreign and Security Policy
Author: Niklas Helwig, Tuomas Iso-Markku, Anna Lena Kirch, Nicole Koenig, Liana Fix, Tuomas Forsberg, Marco Siddi, Tobias Bunde, Can Büyükbay, Wulf Reiners
Publisher: Finnish Institute of International Affairs (FIIA)
This report examines how Germany has become a foreign policy leader in the EU and what impact it's having on Brussels' internal and external affairs. More on «Europe's New Political Engine: Germany's Role in the EU's Foreign and Security Policy»
7 Apr 2016
The Debate over Brexit
Author: James McBride
Publisher: Council on Foreign Relations (CFR)
This backgrounder takes stock of the continuing Brexit debate in the UK. More on «The Debate over Brexit»
6 Apr 2016
The Clarion Call from the Atolls
Author: A Vinod Kumar
Publisher: Institute for Defence Studies and Analyses (IDSA)
This brief looks at the Republic of Marshall Islands' (RMI) pursuit of justice for those victimized by past nuclear testing. More on «The Clarion Call from the Atolls»
Apr 2016
The Cost of Non-Europe in the Area of Organised Crime
Author: Sergio Carrera, Elspeth Guild, Lina Vosyliūtė, Amandine Scherrer, Valsamis Mitsilegas
Publisher: Centre for European Policy Studies (CEPS)
This paper examines the legal/ethical, socio-political and economic costs and benefits of the EU's policies towards organized crime. More on «The Cost of Non-Europe in the Area of Organised Crime»
Apr 2016
Nordic Security: Moving Towards NATO?
Author: Jannicke Fiskvik
Publisher: Center for Security Studies (CSS)
This analysis considers how Russia's aggression against Ukraine has impacted the potential for greater Nordic defense cooperation. More on «Nordic Security: Moving Towards NATO?»
Apr 2016
Tackling the Challenges of SSR
Author: Thierry Tardy
Publisher: European Union Institute for Security Studies (EUISS)
This alert discusses the problems the EU faces in promoting security sector reform (SSR). More on «Tackling the Challenges of SSR»
Apr 2016
United Nations Peacekeeping and the Use of Force
Author: Denis Tull
Publisher: Stiftung Wissenschaft und Politik (SWP)
This commentary assesses the performance of the UN Force Intervention Brigade that was sent to Congo with an explicit mandate to neutralize armed groups. More on «United Nations Peacekeeping and the Use of Force»


text:
Introduction Trends in Forced Displacement
This synthesis of The State of the World's Refugees: In Search for Solidarity, is intended for UNHCR's diverse stakeholders, and all people concerned with forced displacement. The book is available from Oxford University Press at: http://ukcatalogue.oup.com/product/9780199654758.do.
The world's refugee protection system was established with the Office of the United Nations High Commissioner for Refugees, or UNHCR, in 1950 and the adoption of the United Nations Convention relating to the Status of Refugees (the 1951 Refugee Convention). The system was designed to respond to the potentially destabilizing effects of population movements from the Second World War and its aftermath, and to uphold the rights of refugees and support the countries hosting them. The Convention has since been supplemented by the 1967 Protocol, as well as protection regimes in several regions of the world.
UNHCR is mandated to lead and coordinate international action to protect refugees and resolve refugee problems worldwide. UNHCR's mandate distinguishes it from other humanitarian actors, requiring it to provide international protection to refugees who do not enjoy the protection of their governments. It also recognizes that international cooperation and support are needed to complement the efforts of the host country, which bears the primary responsibility for meeting the needs of refugees. In times of economic difficulty and heightened security concerns, states understandably tend to focus on the well-being of their own populations; but the global challenges of forced displacement call for more, not less, international cooperation and solidarity.
Current trends in forced displacement are testing the international system like never before. Some 33.9 million people were 'people of concern' to UNHCR at the start of 2011, an increase from 19.2 million in 2005. Many were not refugees, as the proportion of refugees among the people of concern to UNHCR decreased from 48 per cent to 29 per cent over the past six years. UNHCR has increasingly engaged with internally displaced people (IDPs), stateless people, populations affected by major natural disasters and people displaced in urban areas. UNHCR has responded to new emergencies in places such as Libya and Côte d'Ivoire, while addressing long-standing displacement in and from countries such as Afghanistan the Democratic Republic of the Congo, Iraq, Somalia and Sudan. Recognizing the diversity of displaced populations and their needs, UNHCR has taken steps to ensure that its programmes are tailored to meet different needs, and UNHCR's Age, Gender and Diversity Policy sets out its commitment to ensuring equitable outcomes.
Box 0.2 Somalia: the state of the world's refugees in microcosm
Global social and economic trends indicate that displacement will continue to grow in the next decade, taking on new and different forms. Displacement patterns will be affected by population growth, from today's 7 billion people to 10.1 billion by 2100, and mostly in Africa and Asia; by urbanization, including the increased rural-to-urban migration of young people leaving rural poverty and food insecurity, and adding pressures on housing and employment in cities; by climate change and natural disasters, which already displace millions of people every year; by increased food prices linked to urbanization and reduced agricultural output in Africa and Asia; and by increasing conflict over scarce resources which could depopulate some areas.
Developments in the international system have also affected the international response to refugees and displaced people. Humanitarian reforms initiated by the United Nations in 2005 have made international humanitarian action more efficient, accountable and predictable. The UN Security Council's endorsement of the Responsibility to Protect doctrine, and a new emphasis on the protection of civilians in peacekeeping operations, have contributed to protecting basic human rights in situations of armed conflict. The International Criminal Court, and mechanisms at national and regional levels, have contributed to reinforcing accountability for armed actors. The need to ensure the protection of IDPs is now widely accepted, and a broad definition of protection has been affirmed by the UN-led Inter-Agency Standing Committee (IASC). Further, UNHCR and other humanitarian actors have increasingly recognized that their principal accountability is to the people they serve.
This sixth edition of The State of the World's Refugees provides an overview of key developments in forced displacement from 2006 to 2011, a time frame that coincides with the first five-year term (mid-2005 to June 2010) and the start of the second term of the UN High Commissioner for Refugees António Guterres. Produced by UNHCR with input from independent experts, the book is intended to make a contribution to global policy and practice relating to forced displacement.
Under the overarching theme of solidarity, the book is divided into eight thematic chapters. Chapter 1 focuses on armed conflict and humanitarian responses, the context for many UNHCR operations today. Chapter 2 looks at trends in asylum and changes in the refugee protection environment, 60 years after the 1951 Convention. Chapter 3 examines the search for durable solutions, and the growing constraints to achieving them. Chapter 4 offers a fresh review of statelessness, a long-standing problem. Chapter 5 looks at UNHCR's work with IDPs, and its greatly expanded role in recent years. Chapter 6 examines displacement in urban environments and associated protection challenges. Chapter 7 offers new perspectives on displacement caused by climate change and natural disasters. Chapter 8 describes the continuing quest for national responsibility and international solidarity, to ensure the protection of refugees and displaced people.


text:
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|Reach out to Recruiters (post-IB)So I am interested to hear from anyone who has had experience reaching out to recruiters either during or after their time as an IB analyst. I know a lot of the analysts at the BB firms have the recruiters directly reach out to the, but what kind of stories does everyone have sending e-mails, cold...
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|4 years 10 months
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|1 week 5 days
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|Michael Kors makes nice watches for <$300Michael Kors makes nice watches for
|6 months 2 weeks
|(deleted, double post)(deleted, double post)
|1 year 1 month
|In all seriousness, I would check the rules of...In all seriousness, I would check the rules of the trading site. I remember a couple of years back I had a similar challenge in one of my classes. You could make trades after hours (i.e., before the market opened the following AM) and the price you would purchase the shares at was the previous...
|1 year 1 month
|Personally, I think you might have more "deal...Personally, I think you might have more "deal experience" than you think. Some items I might consider adding to your resume are: 1) Work on any follow-on financing rounds for portfolio companies 2) Financial modeling for new product acquisitions on behalf of a portfolio company 3) Financial...
|1 year 3 months
|Just received my acceptance to CBS yesterday...Just received my acceptance to CBS yesterday after applying ED. I only had a 700 GMAT, so I wanted to dispel the earlier posts about needing at least a 720+ for any kind of chance. I also agree with the earlier posters regarding fit, why Columbia and why NYC for the purposes of the interview...
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|1 year 6 months
|I didn't really think it was all that bad....I didn't really think it was all that bad. Although I certainly liked the Kellogg and CBS applications more, as I found it easier to tell a story under the umbrella of a specific essay prompt. HBS also limits the number of jobs, extracurriculars, etc. that you can submit, so whereas Kellogg...
|1 year 8 months
|Will be applying to HBS this weekend then...Will be applying to HBS this weekend then following up with applications to Columbia, Kellogg and Stern for R1. Been quite a ride with essays and short answer questions, looking forward to the interview rounds.
|1 year 8 months
|To be honest, I doubt they even read the letter,...To be honest, I doubt they even read the letter, but instead just endorse it. With that said, I wouldn't use that rationale as a carte blanche to write down whatever you want (doesn't seem like you were going to). Think of it much like how you would write a cover letter, explain the tasks...
|2 years 6 months
|Just posted this in the other thread, but figured...Just posted this in the other thread, but figured i'd echo it here. Look at league tables, not Vault lists. You want to go where you're going to work on the most deals, that is the absolute only thing to worry about, plain and simple.
|2 years 8 months


text: Sale Hammered Silver Hurricane, 12 in. Item #: 116221 $19.99 $18.99 Qty: Sorry, this item is currently unavailable online. Ship to Home The soft glow of flickering a candle as it glistens off the silver finish of this hurricane will add instant ambiance to your centerpiece, mantle, or any where in your home. Hurricane candle holder measures 12H in. Crafted of glass Hammered glass pattern Silver finish Accommodates a 5 in. pillar or sphere candle; candle not included This item is available at Kirklands.com only, not available in stores. Sorry, this item is currently unavailable online.


text:
Six Degrees of Hasan Abdullah Ismaik
The former CEO of Arabtec has recently been all over the news because of the struggling Arabtec, the biggest construction firm in the Gulf, and his subsequent departure as CEO, but how will Kipp link him to a knight and the poster boy of the 2014 World Cup in Brazil, Neymar Jr?
July 16, 2014 11:52 by kippreport
The Etihad Stadium
The home of Manchester City football club, sponsored by the Abu Dhabi based Etihad Airways, it is also known as the City of Manchester Stadium. Originally built for the Commonwealth games in 2002, it was opened as a football ground the following year. The total capacity (for football) is 47,805 and it recently became the home to the English Premier league's trophy, as Man City succeeded in winning the 2013-14 season. However, their campaign was not without loss, when they crashed out of the UEFA champions' league earlier this year after losing against…
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