text: Medical Health Emergencies Medical Emergency Information Hospital Emergency Rooms are best reserved for life-threatening medical emergencies only. If you are experiencing a life-threatening emergency, please call 911. Regions Hospital640 Jackson St., St. Paul651-254-3456 United Hospital33 N. Smith Ave., St. Paul651-220-8000 St Joseph's Hospital69 W Exchange St., St. Paul651-232-3000 University of Minnesota Medical Center500 Harvard St., Minneapolis 55455 612-273-3000 Students are responsible for costs of emergency room visits. Charges will be billed to the student's insurance company. URGENT Medical Care Information Residential Students: If you have a non-life-threatening medical need or question that cannot wait for regular C&HS office hours, please contact your R.A. or Hall Director. Residential and Non-Residential Students: If you have an urgent medical concern, you may contact: Allina Urgent Care - Bandana Square1020 Bandana Blvd E, St. Paul 55104651-241-9700 North Memorial Urgent Care-Roseville1955 West County Road B2, Roseville 55113651-635-0054 Health Partners Urgent Care- Como Clinic2500 Como Ave, St. Paul 55108952-853-8800 Parkway Family Physicians (24 hours/day)721 Snelling Avenue South, St. Paul651-690-1311 Students are responsible for costs of urgent care center visits. Charges will be billed to the student's insurance company. Please contact nursing staff at Counseling & Health Services for follow-up after receiving emergency or urgent care. Bus Route Information North Memorial Urgent Care -1955 W County Road B-2Take a #84 bus northbound on Snelling Ave to Rosedale Shopping Center. This bus runs every 15 minutes. North Memorial Clinic is walking distance from Rosedale –from NW corner of mall, walk west on County Road B-2 to 1955 W County Road B-2 (corner of County Road B-2 & Prior Avenue N)Allina Urgent Care-Bandana Square -1020 Bandana Boulevard WTake a #84 bus northbound on Snelling Avenue to Snelling Avenue NB exit & Como Avenue. Take a #3B to Energy Park Drive & Bandana Blvd WParkway Family Physicians-721 Snelling Avenue STake a #84 bus southbound on Snelling Ave to Snelling Ave & Highland Parkway


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Tile instead of brick
I built this for a customer who didn't like all the brick, or the skimpy mantel shelf. The transformation was pretty dramatic
Recent comments
Re: Is Hitachi a fading brand?
Hate to say it, but Hitachi tools are not what they used to be. I have the older 10" chop saw that is nice and portable, been beat up but still works and is accurate. Looked at the newer version and it is cheap and flimsy. Also costs less, so I guess in this case you get what you pay for, but it's getting harder to find good quality at a reasonable price (not super cheap, and not Festool either)

subset: commoncrawl


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There are two widespread pictures of Hindu society in the West. One is of the yogi performing great feats of physical and mental gymnastics, wandering through the world with his begging bowl or sitting motionless in the forest, deep in meditation. The other picture is of the Brahmin priest-scholar at the top of a vast hierarchy of hereditary communities that do not intermarry or even eat together outside the caste. The first picture is supported by the Indian philosophies elaborating various paths that re- nounce the world and lead to eternal salvation. The second picture has its scriptural support in a different set of sacred texts, the "law books" ( DharmaŚātras). 1
THE FIRST picture is summed up by the word mokṣa -- release from the seemingly endless round of death and rebirth. Release, in this picture, is realized by purifying oneself of the pollution created by one's previous births. The second picture is of the caste system guided by the law books and is also very concerned with keeping pure. Purity, then, is a fundamental dimension of all Hindu experience: that of the yogi, the re- nouncer, and that of the worldly householder. In this chapter, we will com- ment on how purity functions in both Hindu worlds but will end with our focus on the world of the yogi or renouncer, especially as seen in the fundamental yoga text, The Yoga Sūtras of Patañjali. Throughout the chapter, special attention will be given to the ethical impact of purity practices on Hindu women.
The notion of purity as somehow being closely related to the spiritual has a long history in both the Jewish and Christian traditions. "Cleanliness is next to godliness" was long a motto in the West. Cleanness has a history of being related to holiness. For Christians and Jews to be unclean means to be contaminated by a physical, ritual, or moral impurity. 2 This notion of spir-


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No I don't care what killshot saysI needLvl 50 beeLvl 50 any bad ass gernade mod?!Shot gun relicLvl INFINTY PISTOL!!!!!Any of the above if anyone could help out?!?I have conference calls and unkempt Harold's that's abouyt it
Thanks a bunch!!!Don't wanna push it but I forgot one lol would you happened to have a decent sham?
Thanks alot :)Forever in your debt :p
And I'm pretty sick of hearing you b***h about everythingIs this all you do all day?! Just stay in other people's business?When half your stuff is probly duped?Get a life
You are not allowed to request a sticky.


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if you try to move your hand in an arc like the old lockscreen while trying to open the new one, guess what, it will work :)
well i had the same problem too, i full charged my phone and when i removed it to look at the estimated time remaining it was 4 hours .. so what i did was : - go to settings --> background tasks --> advanced check if one of the running applica...
you will find yourself using your phone for less time .. you won't be worried about you phone problems anymore ( battery, getting XX app for XX function ) .. life will be easier :)
It's built on 2.3 or 2.1? Same question.. and is the camera working ? Sent from my X10i using Tapatalk
Lets pray ... Sent from my X10i using Tapatalk


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Find the Self: Gurudeva Speaks
Satguru Sivaya Subramuniyaswami reminds you why you are here on this Earth and the meaning of life.
A Lesson in Energy (an Upadesha by Bodhinatha)
Satguru Bodhinatha Veylanswami explains how energy is neutral, and what we call good or bad is just the...
Patanjali Yoga Sutras: an Upadesha by Bodhinatha
Bodhinatha explains the ancient and revered Yoga Sutras in the light of Gurudeva's insights -- and they are...
Color Meditation
Simple five minute color meditation with 12 sadhanas; auric circle, pranayama, flooding the aura with colors, concentration, affirmation,...
Persistence and Push (Planning, part III)
An upadesha by Bodhinatha: May 19, 2011
Polihale Timelapse w Audio
Sunset Timelapse of Polihale
Overcoming Disappointment
An Upadesha by Bodhinatha, spoken on June 17, 2011
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Iraivan Tour with Yoginathaswami
The carving of Iraivan Temple as you have never seen it. If you are interested in the magic...


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- Mounts on either side of a rooftop parapet
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- Includes tube extender piece for mounting flexibility
- ccess plug provides easy wire pulls from the top of the bracket
- For standard camera and lens combinations up to 8" (203mm) in length
- Easily converts to ceiling mounting
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Hi all,
Noob here.
I know I probably can't get support for this template because it is a modified version of kubrick, but I was hoping to possibly grab some advice from a veteran or two.
I have a new political news blog and I am using the 3 column kubrick template. I am quite happy so far but I am finding that underneath everything that I need in the sidebar, there is just tons of empty space.
Is there a way to create a single column of some sort that would allow for more news or content with a single column the size of the two smaller ones?
This column would sit underneath the two columns already in place.
Any ideas?
Thanks in advance!


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Tank Lovers Group1,399 members Hobbies & Interests
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Hi my name is A███ ████████sson and I'm a f█n of West███s' C█C and latter EA® games™ Command @ Conquer™ Series, especially Generals™ and Red Alert™ However my favorite ████ of all time is Relics'® Company of Heroes™ published by THQ® along with World in Conflict™ by Swedish Massive Enterteinment®
This group is for everyone who like tanks, sci-fi tanks, real tanks, funny tanks, you can put here tank mods, tank maps, simply everything with straps...
For everyone that likes Warhammer 40k Tabletop and Dawn of War Games or anything to do with Warhammer 40K.
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Watch it, don't question, just watch it
is someone singing the lion's jungle?
Inshallah dhimmi, it's the holy prayer of allah and the great prophet Mohammad, may peace be on his soul.
I have no idea what you mean or no idea what the heck that youtube clip was supoused to be
Hey mate, still jelly? __
No, go play your Red Orchestra premium bullocks beta and enjoy your stupid TF2 hats, because I got awesome omgwtfbbq bayonets to my Bolt Action Rifles for my preorder.
Still reeking of jelly __
Gah, I hate arguing abut things trough chat, 'cause the fast pace makes it harder to write a proper answer.
We didn't really argue about anything but Europa Barbarum's forum as a quality source of history.
It's not a forum, it's their website. The forum is in another place.
Europa barbarorum has much more information about the era 272 BC - 14 AD than any wikipedia page or a local library book could ever have. Seriously, not only is their team full of historians, both professional and amateur (I doubt they selfproclaimed themselves as professionals) but they also have gleaned knowledge from people outside the team, including many respected archeologists and historians. Trust me, this mod has a lot of hard work put on it, both in research and the main development.
Ha ha "Kirov Reporting"!
Regarding your comment on asian nazis :P
As Adolf Hitler said: The superior ruler race is the Aryan race and their Mongolian blood brothers, with their blue eyes and blond hair :D
Now seriously, didn't the Nazis actually belive they was the offspring of Neanderthals, and the survivors of Atlantis, and before they came to western Europe they took shelter in Shangri La with the Tibetans who would be the next most superior people of the earth?
The hardline Nazi claimed a lot of crazy stuff.
But the meaning of Aryan is noble, the same way Germans regarded themselves as the Noble race of Europe they considered the Japanese the Noble race of Asia.
And unlike Germany it isn't a crime to make any apology to Axis powers of WW II. In fact the far right in Japan still doesn't recognize the war crimes Japan committed in WW II, and Nazi outfits are kind of a fad among some of the Japanese youth.
From what I heard, the nazis thought the japs where small and smelly, officially they thought they where noble, diplomacy you know.


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on mountain stages, what size small chainring do they use? (I assume all are on doubles)
on mountain stages, what size small chainring do they use? (I assume all are on doubles)
I think it depends. I can't throw any numbers your way (maybe someone else can?) but on stage 17 of the Giro I remember some the riders saying that they were going into Mountaion Bike territory it terms of gearing...I also have an interview with Dave Z where he says that he used a compact to get up Brasstown.
The compact wouldn't surprise me at all... Why cook your legs when you still have 1000+ miles left to race?
They use doubles, yes. 39t or 36t. Quite a few riders are on compact cranksets this year for mountain stages. I'm quite sure they aren't using a 34t inner ring though, at least not yeat - but I may be way wrong.
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I would guess that with ten speed cassettes, they wouldn't need compacts.
And with compacts, they couldn't get a high enough gear for descents. I'm guessing 53/39 in mountains.
The ones with 36s are the ones that finished way down on the stage Menchov won last week?
Was watching repeats of last week tonight on OLN, and they were showing Mercado and Dessel pedalling very slowly on the easiest back gear. (on the stage they won). The hill didn't seem huge, and I couldn't help thinking that they could be spinning my granny gear to go the same speed while sitting down.
Why? 10s cassettes don't get you additional high or low range. They only add finer increments.Originally Posted by smellygary
A 50 with an 11T gets you fairly high. Higher than 52x12 or 53x12. Not higher than 53x11 obviously but if a guy wanted to "compromise" by using a compact for the mountains, he could mitigate the high-end losses by using a cassette with an 11T cog.Originally Posted by smellygary
That all being said, I would still guess many (most) are on 53/39 for the mountains and probably 53/42 for the flatter stages. Cassettes with 27T for the steeper mountain stages. Maybe only 25.
Last edited by 'nother; 07-17-06 at 11:17 PM.
Thats what I meant to say, but you said it right.Originally Posted by 'nother
You guys have no idea. For the alps - a 39 and a 25 at the very very most.
The first few hairpins on Alpe d'Huez are ridden at over 20 mph. The average speed up this climb for the winners is around 13 mph. 13 mph is a cadence of 90 with 39/21. To get that speed with a 39/25 they would need a cadence of 120!
Or shift up a click or two.Originally Posted by EURO
In which case there's no need for the 25 - so they are geared higher than what everyone here is saying.Or shift up a click or two.
Bobke was asked this question yesterday. His answer was 39/21 or 39/23...
Every time we let a vehicle pass there is a little bit of compromise. But compromise allows the city to function and allows cyclists to function in the city. The trick is not to eliminate compromise but to learn how to work safely within it.
--Robert Hurst
At the Tour of California at least some pros were using 39/27 on Sierra road. I do not find it out of the question to think that some might use a 25 or 27 cassette on the steeper mountain stages of the Tour (which L'Alpe d'Huez is not).
At any rate the question is on chainrings and I believe we have that covered.
The question he was asked was what gear they were in, not what gears they have on their bike. It was funny because immediately after he answered that question they had a camera shot of someone's bike and you could very clearly see that they were not in the lowest gear of the cassette, they were up...yep, a click or two. Making a 25 feasible and quite possibly 27 for the non-climbers.Originally Posted by flipped4bikes
I never claimed Bobke was being accurate (God love him!)...Originally Posted by 'nother
Every time we let a vehicle pass there is a little bit of compromise. But compromise allows the city to function and allows cyclists to function in the city. The trick is not to eliminate compromise but to learn how to work safely within it.
--Robert Hurst
It's quite possible he was accurate, i.e. they very well could have been in 39x23 or 39x21 for that section. My point is, the gear they might have been in at the time probably wasn't the lowest gear on the bike. I paid close attention to that segment, with this discussion in mind. Given the speed they were going and their cadence, that gearing would be pretty close to right. But it wasn't necessarily the lowest, which was backed up by the camera shot of the bike with the chain very obviously NOT in the largest cog of the cassette.Originally Posted by flipped4bikes
On a 27 cassette (stock, anyway), the next lowest gear is a 24. On a 25, the next lowest is a 23. On both, the next after that is 21. As such, those cassette choices are not inconceivable. I have my doubts that the stronger climbers had anything that low, but don't forget there are 150 or so other riders that are not getting camera time.
Five cogs, six cogs, ten cogs...the number of cogs has nothing to do with cycling. What is important is to have precisely the CORRECT cogs needed for a given ride. Thirty years ago, it was customary for a pro rider to put on the cogs that matched the needs of a given day of racing.Originally Posted by smellygary
Today, it would be foolish to assume that because a bike has twenty speeds that it has the correct gears for a given day of riding. Many current road bikes with ten cogs have only about 12 distinctly different gears with reasonably straight chainlines. And, of those 12 gears, only 1 or 2 might be suitable for the sort of brutal climbing through the Alps that the Tour de France imposes.
I read somewhere recently that they use the same gearing most of us use. 53/39 in the front and either 11/23 or /25 in the rear in the mountain stages. I also read in the Giro some riders were planning on using a compact on that killer mountain stage but most stayed with the standard gearing.
"How did all those 'Keep Off the Grass' signs get there?"


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"One order of Salzburg, please . . ." Top 5 Page for this destination Salzburg by acemj
Salzburg Travel Guide: 2,682 reviews and 6,443 photos
Yep, this Salzburg page will intentionally be served with very little Mozart and almost no Sound of Music references. Why? Well, I like Mozart's music, but I don't really care much about where he was born and I really don't care about his balls (Mozart balls are chocolates sold EVERYWHERE in Salzburg). And as for the Sound of Music . . . I hate musicals!
Okay, now that that's out of the way, let's talk about Salzburg. In many ways, Salzburg is the living stereotype of the all things Austrian. Wonderful Baroque architecture, good beer and Alpine scenery all conspire along the banks of the River Salzach to create one of the most picturesque cities in Europe.
I was fortunate to be able to spend much of my time in Salzburg with VT member and all-around good guy, globetrott. Michael and I took lots of pictures (big surprise for two VTers) and did a lot of strolling around. We sampled some traditional Austrian food and enjoyed some great Augustiner beers. Hopefully, we'll be able to do it again sometime soon. Thanks for everything, Michael!
Reviews (51)
One of the highlights of my trip to Salzburg was visiting the fortress that looms high on the hill above the city. If... more travel advice
You can get great beer all over Austria, but Salzburg is the home of the most popular brand, Stiegl. Most of the beers... more travel advice
You'll find some interesting lighting inside this church located at the Universitatsplatz. Outside, there was an... more travel advice
In Kapitelplatz, you'll find this oversized chess board which becomes quite a spectacle for tourists and inquisitive... more travel advice
Warnings and Dangers (1)Safe place
Nightlife (3)See All An evening at the theater
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Tourist Traps (1)No matter how you dress it up . . .
Transportation (7)See All Another lift
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Comments (13)
I hope to visit Salzburg soon. Ciao!
I took your advice and I walked to Old Town from the train station: it took me about 1 hour since I didn't know where to go, and the people I tried to ask didn't speak any English. If you arrive with a luggage and you don't know where to go - take a cab!
All over your site you continually mention "old town", but never say precisely what it is nor where it's located, or how to get there, or if it is worth getting there.
Picturesque and charming. OMG, I hope to find some steel and glass structures as well, otherwise I'll have to cancel my ticket ;) Thanks for the great info Mark!
Wow! Amazing city, a bit looks like my hometown Vilnius with much church spires! :)
Looking at your pictures made me really want to go back to Salzburg. It is one of my favorite places. Thanks for sharing
Super Page here Mark....Salzburg looks fantastic...cant wait to try those Coffees and Beers next week! Ali xx
Wonderful page, great info and lovely pictures! Thanks for virtual trip around this charming city!
Brings back memories of my '87 trip there. I love the Cafe Glockenspiel. You couldn't have a nicer view as you eat your sachertorte and sip your coffee.
excellent infos and brilliant pics, Mark ! ...it was a pleasure and a lot of fun meeting you !
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Following this question:
Good crash reporting library in c#
Is there any library like CrashRpt.dll that does the same on Linux? That is, generate a failure report including a core dump and any necessary environment and notify the developer about it?
Edit: This seems to be a duplicate of this question


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Stocks Surge as 'Fiscal Cliff' Deal Looms
TheStreet) -- The major U.S. indices surged late Monday after President Barack Obama emerged to say that a deal to avoid the so-called fiscal cliff was close to fruition but not yet finalized. Investors remained positive through most of the final trading session in 2012, despite Congress' inability to immediately avert the fiscal cliff, when deep spending cuts and tax hikes will go into effect on Jan. 1.The Dow Jones Industrial Average added 1.28%, or 166 points, to 13,104. The blue-chip index gained 7.26% in 2012. "Investors are collectively disgusted with an impotent Congress. The risks to an economy with an existing output gap are serious, and even if an agreement is reached it appears to be so narrow in scope that the Fed will likely need to act again within months," said Sonny Tahiliani, managing director at MacroMoves. All components on the Dow finished in positive territory. The biggest percentage gainers included Hewlett-Packard (HPQ), Caterpillar (CAT), General Electric (GE) and Bank of America (BAC). Shares of Bank of America tacked on 2.2%. The bank sealed its spot as the top performing blue-chip, as shares of the company jumped 108.8% in 2012. Advancers edged decliners by a 5.9-to-1 ratio on the New York Stock Exchange, and by a 4.2-to-1 ratio on the Nasdaq. Volume totaled 3.17 billion shares on the Big Board and 1.55 billion on the Nasdaq. The S&P 500 surged 1.69%, or 24 points, to 1426. The S&P gained 13.41% in 2012. The Nasdaq spiked 2%, or 59 points, to close the year above 3,000 points at 3019. The tech-heavy index gained 15.91% in 2012 to post the largest increase among the major U.S. equity indices. Reports surfaced early Monday that Senate Minority Leader Mitch McConnell and Vice President Joe Biden had made "major progress" toward a budget deal. The negotiations between McConnell and Biden, according to Politico, could be closing in on an agreement that would raise taxes on those families who earn more than $450,000 and individuals with income at more than $400,000. Congress failed to reach an agreement over the weekend as Democrats and Republicans went back and forth on where they should set a threshold of income for individuals and families. Democrats had hoped to increase taxes on those individuals who had earned more than $360,000 each year and families with incomes of $450,000, but Senate Republicans suggested the individual tax hikes go to those earning $450,000 or more and on couples making a yearly amount of $550,000. "There's still significant distance between the two sides, but negotiations continue," Senate Majority Leader Harry Reid said Sunday night. Stocks fell on Friday as investors feared legislators would fail to reach any sort of deal by the Jan. 1 deadline. President Barack Obama emerged after the closing bell on Friday to say that he had engaged in a "constructive discussion" with House and Senate leadership about preventing tax hikes on the middle class. "But if an agreement isn't reached in time between Sen. Reid and Sen. [Mitch] McConnell, then I will urge Sen. Reid to bring to the floor a basic package for an up-or-down vote," Obama said on Friday. The president said the basic package would include a plan to protect middle-class tax cuts, extend unemployment insurance and groundwork for deficit reduction. The Dallas Federal Reserve manufacturing survey showed that Texas factory activity edged up in December to 2.7 from last month's 1.7, according to the Texas Manufacturing Outlook Survey. The FTSE 100 in London finished down 0.47%, while the DAX in Germany was closed on Monday. Asian markets finished mixed on Monday as investors there appeared uncertain as to whether the U.S. would reach a so-called fiscal cliff deal. Hong Kong's Hang Seng shed 0.04% to 22,657. Japanese markets were closed.NEW YORK (
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Josephine RotellaFebruary 11,2013Josephine Rotella Rites
The funeral service for Josephine Rotella, 98, of Rutland, who died Jan. 31, 2013, was held Saturday, Feb. 9, at St. Peter Church in Rutland.
Officiating was the Rev. Thomas Houle, pastor.
Burial will be at a later date in Calvary Cemetery.
Elise Cassarino was the vocalist. John Riddle was the organist.
Bearers were Gary, William, Michael and Dylan Rotella, Steve, Sean and Kyle Ballard.
In lieu of flowers, memorial contributions may be made to Rutland Area Visiting Nurse Association and Hospice, 7 Albert Cree Drive, Rutland, VT 05701; Mount St. Joseph Academy Rotella Scholarship Fund, 127 Convent Ave., Rutland, VT 05701; Sicilian-American Society Scholarship Fund, PO Box 6494, Rutland, VT 05702-6494.
Arrangements were under the direction of the Clifford Funeral Home in Rutland.MORE IN ObituariesCENTER RUTLAND Funeral services for Viola (Czachor) Sherowski, 97, of Center Rutland who died... Full StoryJoy Efird Hubbell of Rutland won her battle with cancer by trusting in Christ until He called her... Full StoryRATHBUN, Iowa Paul Hill Jr. Full Story
- Most Popular
- Most Emailed


text:
Lori Rosenkopf
Simon and Midge Palley Professor
Professor of Management
Vice Dean and Director, Wharton Undergraduate Division
Research Interests: innovation diffusion, learning in interorganizational networks, technological and organizational evolution
Links: CV
MGMT952 - Seminar in Macro-Organizational Behavior
Organizations are ubiquitous, and so is organization. This half-semester course explores organization theory (OT) from the 1960s through the end of the 20th century. We will examine the proliferation of organizational theories during this time period (such as contingency theory, resource dependence theory, ecological theory, and institutional theory) and understand how each theory attempts to relate structure and action over varying levels of analysis. We will determine one or two additional schools to add once we discuss your exposure in other management classes to other potential topics such as behavioral decision theory, sensemaking and cognition, organizational economics, corporate governance, social networks, and the like.
MGMT952001 ( Syllabus )


text:
The newspaper headlines told me so.
As I was reading the article in my bed,
eating a handful of Oreos, I thought
about being wet.
Not the kind of wet (slipperyslidyfuntimes)
you want to be,
but the kind of wet you feel in your bones.
Wet like the time my grandfather left me and my sister
watching his tackle box by the side of the road
in Toronto in six inches of slush that
was slowly seeping into my socks,
while he bought cigarettes from the man
in the oversized poncho at the gas station.
And there are cities full of dreams
and cities full of dirt,
but Las Vegas is neither of those.
It's a city instead with no name or face,
nothing recognizable you can reach out and touch.
Someone told me once that in Spanish
Las Vegas means "the fields."
My grandfather told me once
on a fishing trip, while I sat
on top of his tackle box,
about the Asphodel fields.
How these Romans believed
people whose sins equaled the good they did
went to the Asphodel fields, and drank
from a river that made them forget themselves,
and became ghosts
who flit like shadows on the banks.
I liked the stories about heroes better;
when my grandfather told those
he'd hit his knee and let me sit there
and hold his cigarettes while he was talking.
Back in the Tunnels of Las Vegas,
the people have started a library,
sealing their books in plastic wrap
and keeping them in blue crates
marked alphabetically by title.
In the fields above, men with no faces
sluggishly slip dollars into the thong
of a stripper who can no longer smile.
A girl in the tunnels pulls out a book on Toronto
and learns about snow.
My grandfather sits in a nursing home
connected to an oxygen tank, and tells
my son about Hades and how
under the Asphodel fields was the marsh,
where the river Lethe would flood and
1000s of souls, from time to time,
would fall into the cold wet water
and be taken in the current to
The Elm, where false dreams cling.
As I walk with my son to the car,
a man in a poncho, driving too fast
hits a puddle and splashes us with water.
The Oreos in my son's pocket immediately
turn to mush, and his socks become
uncomfortably wet.
The Tunnel People from Las Vegas
have been there for five years,
fashioning a shower out of a water cooler,
hanging paintings on the walls,
kissing, smiling, having dates,
and living with cool water up to their ankles.
I tell my son not to worry about being wet,
and he smiles at me and I smile at him
and we drive home to our house in Toronto
far away from fields.
A man in the tunnels finds a tackle box,
that has washed in with the flood.
Opening it, he finds inside there is a note
that says "Sorry about the snow, love Grandpa."
Researching with a team of scientists,
he writes an article about how double-stuffed
Oreos do not have double the icing.
The stripper in Las Vegas gets off her shift
and drinks vodka straight from the bottle,
trying to forget. Always trying
to forget. She walks outside. It is snowing,
in Las Vegas, just like it snowed when she
was a child, at home, in Toronto. She calls
her sister. I pick up the phone
and say "Hello."
Inspired by the poem Donald Duck in Danish by Albert Goldbarth.
For a college workshop I'm attending,
a little out of my comfort zone.
For a college workshop I'm attending,
a little out of my comfort zone.
Daily DeviationGiven 2013-10-17
People Living in Tunnels Under Las Vegas by ~Drastic-Afterthought The imagery and the story told between the verse is filled with contrast that makes it a rather unique piece ( Suggested by SolidMars and Featured by inknalcohol )
Wow! Superb! This is a great think piece that puts everyone out of their comfort zone-- in a good way.
I love the way you connect everything together, from the Oreos to the tackle box. It's amazing
Congrats on the Daily Deviation!
Beautiful. For you to be out of the comfort zone for a moment, you earned a DD ^^. Well deserved for this piece
it all comes together at the end. this poem is sort of like a 123 321 style, i think.
great job and congratulations on your DD!
This is amazing. Well deserved DD!
Absolutely fantabulous!
This is incredible and lovely and amazing and I can't think of a way suitable enough to describe it~
This is incredible and lovely and amazing and I can't think of a way suitable enough to describe it~
Love it!
Being someone who's lived in Vegas their entire life, I actually have never seen snow
Really nice, very impressed.
Beautifully written!
I don't have any words for how I feel about this, but I wanted to comment to let you know that iI appreciate it.
Thank you very much for this! I love it!
I love the way the people in this poem are all connected to each other. Profoundly beautiful, and it's really moving. This is one of the poems that will stick with me.
The words and verses are like music. Sad, happy harps and quiet pianos. The pictures you paint are so painful and bright.
What a fantastic read, the suprise at the end even caught me. Very good work here
...the man
in the oversized poncho at the gas station.
There are ponchos of the "well-sized" variety?
in the oversized poncho at the gas station.
There are ponchos of the "well-sized" variety?
Thought provoking. Emotion prodding. Inspirational piece.
Comfort zone habitation can beget forgetfulness; many ('try' to) forget in order 'become' comfortable. [Jeg håber Goldbarth kan godt lide dit output, her.]
Excellent!!! This is one of the best poems I've read in a long time. (And I read poems everyday.)
Congrats on a well-earned DD!
Congratulations on having your piece featured as one of today's Daily Deviations!


text:
I was asked to prepare architectural best practices as we help others improve. So from observing our own customers, partners as well as our own operations, here is a short initial list of 5 approaches. Take a look and feel free to provide ideas and suggestions.
1) Understand where energy is consumed.& Use environmental monitoring to measure consumption and output and develop metrics
2) Use a holistic design approach to the architecture (carefully examines the environmental components in each tier, as well as the environmental impact on external systems supporting the overall solution) example: ultra-dense high utilization racks (from 8 kilowatts to potentially 12-22 kilowatts) significantly impacting the cooling architecture (and overall power consumption challenges)
3) Establish a focused set of system SKUs for each tier area to enforce energy efficiency and consumption standards, and environmental impact standards
When purchasing hardware, ACPI 3.0 Systems can use advanced power management capabilities from Windows Vista and Windows Server 2008 to reduce energy consumption. And for the server, consider reducing eliminating redundant power supplies for light stateless transactions and consider acquiring the most efficient power supplies available.
Environmental sustainability needs to be incorporated into the datacenter's change management and configuration management processes.
4) Focus on the details of each tier of the infrastructure to reduce energy and environmental impact of key systems
5) Reduce architectural complexity
some examples:
Reduce the amount of tiers to reduce excessive system use
Aggregate tier systems through consolidation techniques.
6) Turn off systems when not needed.
Most understand the value of simply turning off a lite bulb when you leave the room. The same analogy is true for IT operations. A typical example is turning client machines off to powering down idle servers in the evening to save energy consumption.
That's it for now. There are others. But I'm interested in your your thoughts, observations and suggestions to reduce energy consumption and environmental impact with the IT solutions we deploy in our datacenters.


text:
32/12 on V3 vs 50/1.2 MF on D3
Started Jul 3, 2014 | Discussions thread
Shop cameras & lenses ▾
32/12 on V3 vs 50/1.2 MF on D3
Jul 3, 2014
Hi, yesterday I took "out of dust)))" my 50/1.2 MF lens and put it on D3 to make a portrait shot of my son late in the evening, it was almost dark. As a comparison I made a shot with V3 and 32/1.2 combination. Both lenses shot at 1.2. I know that 32/1.2 gives 86 mm and that comparison is not completely fair, just wanted to share it here on the forum for the people with Nikon SLR system and thinking to enter Nikon 1 system as a second system.
Jasko014's gear list:Jasko014's gear list
Sony RX1R Nikon D3 Nikon 1 V1 Nikon Df Fujifilm X-T1 +17 more
Nikon 1 V3 Nikon D3
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text:
So, does FAU get a new LB?
OK, left you hanging yesterday, and now it is up to a slimmed down Nick Paris to let us know what his plans are…
Just a couple more days to go.
While Paris is staying put at center, a couple players have moved around. QB Alex Fick (6-3, 200) is now lining up at TE, and former TE Ed Wertepny (6-5, 215) has moved to OL.
Both are making adjustments, and Wertepny needs to add a lot of weight, but the moves could mean more playing time than if they stayed at their original spots.
Later…POSTED IN: None


text:
And the one that matters the most
Only for the most extreme circumstances
Join the NASDAQ Community today and get free, instant access to portfolios, stock ratings, real-time alerts, and more!
Chatter that the Federal Reserve is willing to continue its
accommodation strategy (the proverbial "punchbowl" as some
economists call it) had the markets regaining more of what they'd
lost in the recent losing streak.
The commodity sector reaped some of the biggest gains, as
traders look to that volatile area as a beneficiary of the monetary
printing press. Gains were seen in names like Freeport McMoran (
), Cliffs Natural Resources (
), as well as equipment play Caterpillar (
). Despite having a bit more attractive dividend yields of late,
commodity-related stocks have been making lower highs, so sustained
upside could be hard to come by unless the recent trends
Wall Street analyst upgrades helped boost stocks like Qualcomm (
), American Express (
), and AT&T (
). Shares of Fastenal (
) did not participate in the rally after
its latest earnings results.
McDonald's (
) was also down as the company continues to trade in a tight range.
Investors are gearing up for a pending change at the top of the
company, as MCD's highly-regarded
CEO Jim Skinner will retire this summer.
I was pretty disgusted at the recent news surrounding former New
Orleans Saints defensive coordinator Greg Williams. According to
audio and other evidence, the coach ordered his players to
intentionally harm opposing players, blatantly disregarding the
very rules the NFL set in place to protect its participants. Is
winning a football game worth potentially ending someones career -
or worse?
I'm sure a number of Saints players in the room sat in utter
shock as they were told to go after one player's knees, another
player's head (since he had a couple of concussions and could
easily be knocked out once again), and to try and give the
quarterback a few extra shots whenever there is a pile-up (the
phrase "attack the head" was used multiple times). I understand
that football is an intensely physical game, but offering monetary
rewards for taking cheap shots at opposing players is a totally
different story.
In our own lives, we sometimes run into people - co-workers,
bosses, etc. - who are willing to step on other people to get
ahead. Our job is to make sure we are not influenced by these
people, and remind ourselves that life isn't about winning at any
cost. Rather, life is about succeeding in a fair and honest
fashion. You will never truly win the respect of your peers or
subordinates if you take the low road to the top.
Believe in yourself and understand that success comes in all
forms - not just by being on the winning team.
Excuse #13 - "You have to leverage debt to become rich!"
My Response: This is a dangerous play for many that try and
speed up the road to wealth. We have all heard the amazing stories
of real estate tycoons that pulled off incredible wins, only to get
caught off-guard when markets turned. The financial road is
littered with failed money gambles that were based on leverage. The
banks have always been guilty of encouraging investors to roll the
dice a bit too much when times were good. We have seen the fallout
from that the last couple of years.
Excuse #14 - "I need to invest in a car."
My Response: The words "invest" and "car" almost never belong in
the same sentence unless you are extremely knowledgeable about the
collectible car market.
Excuse #15 - "If everybody got out of debt, the economy would
My Response: Worrying about the economy's collapse should never
be the consumer's concern. Living debt-free should be an ultimate
goal of yours, but giving yourself a license to spend recklessly is
just plain dumb.
Excuse #16 - "Just put it on the card and we will worry about it
when it comes in."
My Response: I understand the convenience factor of carrying
plastic over cash. The danger comes when you allow credit cards to
take control of your spending vices. If you are a "spur of the
moment" buyer, learn to take a pause before making any big
purchases you don't actually need.
Excuse #17 - "I must be able to afford this (car, house,
etc.)since I was approved for the loan."
My Response: This one is a real trap for those ignorant about
the ways credit card companies and lenders operate. What is amazing
is that you can see someone get burned once by signing on the
dotted line for a deal they couldn't afford, but then they will
repeat the mistake not too long after it. Reviewing mistakes in
spending and investing is a necessary tool to make one's path to
wealth a much smoother one.
One of the best long-term retirement strategies an investor can
use is investing in dividend-paying stocks within their Roth IRAs.
Roth IRA Distributions, including capital gains, interest, and
DIVIDENDS are tax-free if you are at least age 59 1/2 years old,
and the account has been established for longer than five tax
years. Dividends paid into a Roth account are never taxed, even
when withdrawn. This special treatment differs from dividends
accumulated in a Traditional IRA, which would be taxed during
withdrawals. The best part of a Traditional IRA is the tax credit
is counted the year you do it. Some accountants prefer clients to
take this road, knowing it can ease one's tax burden for the
particular year a traditional IRA is funded. Do remember, though,
that withdrawals taken from an IRA account before age 59 1/2,
including income from dividends, is subject to a 10 percent penalty
tax in addition to ordinary income taxation. Always consult with a
tax specialist before making any moves that may incur tax
consequences. Of course, there's nothing wrong with purchasing
dividend stocks within a Traditional IRA either, but Roth IRAs are
particularly attractive to dividend investors looking to maximize
their future retirement withdrawals.
For those of you who are self-employed, you have the benefit of
building a retirement nest egg very quickly with a SEP-IRA. If
you're self-employed, you can contribute 25% of your earned income
or $50,000, whichever is less, to a SEP plan for 2012. Think of all
the high-quality dividend stocks you can be putting to work for
yourself - that's the true essence of making your money work for
you! Again, talk to your tax professional and see how you can take
advantage of this type of account.
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We recently updated our list of dividend stocks that have been
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difference dividend payouts made in the overall return investors
saw throughout the prior decades. Here are some of the
- The Nasdaq is down 28% since the end of 1999. Even the "blue
chip" S&P 500 stocks are down 15% during that time frame…until
you add back those "boring" dividends. With dividends included, the
S&P 500′s 15% loss flips to a 6% gain.
- Without dividends, the S&P 500 index would have produced a
loss for the 25 long years from August 1929 to August 1954. Then
again, without dividends, the S&P 500 produced a 5% loss during
the 13 years from September 1961 to September 1974. But with
dividends included, the S&P's loss became a 46% gain.
- Over the course of the last half-century, dividends have
contributed more than half of the stock market's total return -
56%, to be exact.
Of course, you can't discuss the potency of dividend investing
without making mention of how awesome compound returns are. I can't
stress enough the power of compound interest: you take a small
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text:
Need recommendation of airport shuttles from Rome 's FCO to hotel
I will be arriving mid-day in Rome and need feedback and suggestions on airport shuttles from FCO to hotel. Please advise.
I will be arriving mid-day in Rome and need feedback and suggestions on airport shuttles from FCO to hotel. Please advise.
I highly recommend Roma Cabs, which we have used twice to get from the airport into town (in Rome). The price was @ 50 euros or so, and worth every penny. They greet you as you exit, will show you where to find the ATM or where to purchase a Roma Pass (last time they literally walked with us to a different terminal to show us where to get the pass) and will take you right to your hotel (or as close as they can get if the lanes are too small, which is what happened the first time we used them). Very reputable- you can find them online and prebook on the internet.
Regular taxi at the taxi stand charge €48 flat fee to any location in the city center.
When you say "shuttle," did you mean a private transfer like Elizabeth described, or a shared vehicle for less money? Both are available, as are several train routes, as well as regular taxis. Which is "best" depends on your budget, where exactly you are going, how many in your party, how heavily laden you are, whether anyone has a mobility impairment, etc.
Here is a post from Ron In Rome describing various options: http://www.roninrome.com/transportation/transportation-options-from-fiumicino-airport-fco-to-the-city-of-rome
I am asking about a shuttle services from FCO to my hotel not a taxi. Any recommendations would be greatly appreciated.
If your hotel is near Roma Termini train station, then train is easy. For a door-to-door shuttle, Rick's book suggests www.airportshuttle.it, 25 euros for first person plus 6 for each extra person.
Thank you all for your advice!
We are looking for transportation from Termini Station (where we are returning out rental car) to our hotel near the Pantheon. Is this easily walkable with luggage? Or should we use a taxi? We are a family of 5, so we might need to find a minivan taxi perhaps? If so, is there a reliable company that is recommended and can be booked online in advancez? Thanks!
The walk would be at least 20 minutes.
I would book with romecabs.com. They will meet you and take you directly to the hotel. You can find the prices on their website or email Stephano to see what they charge would be.
Thanks Donna!
My expectation is that the walk from Termini with luggage would be at least double that time. It is a good couple of miles. You might also consider driving to your hotel - if would not be that difficult from the Termini - dropping luggage and family and then return the car to the Termini and walk back.
I am just curious. Why are you ruling out cab service? The Rome taxis are just fine and the cost is fair. If you are traveling with 5 people, a taxi/van would be your best value. The train from the airport to Roma Termini is about 14 euro pp. Then, you still need to get to Pantheon neighborhood. Unless all of you have backpacks, hauling luggage is literally and figuratively a drag. The public buses are crowded (#40/#64) and difficult to board with luggage.
Barb, you are mixing up two threads or different questions. Monicamadsen12 had the original question about shuttles from FCO. Momto3 can along later to hijacked the question with a question about getting from Termini to their hotel. So it is an easy confusion which is a good example of why you should not hijack another person's question. If you have another question, even if it is similar, start a new question. Now Monica is getting notified of new responses to her question but it is not to her question but to Momto3's question. Confusing enough?
Thank you Frank. I appreciate your response. I did mix-up two different people here. I will watch that more closely in future. Arrivederci! Barb
Sorry about that, everyone! Advice noted...


text:
I'm old enough to be buying my SON his first truck! :0
I'm old enough too...(GAME)
I'm old enough to run for president! I forgot to do it this year though. Vote for me in 2016.
Fuckin Renee! 😂 -Megomomma
When i always thmalk about this to a doctor they always see me lije a mad face. - isabelizabeth
I'm old enough that when my daycare kiddo asked me how old I was and I told him he said "WOW"
Pam married to Alan. Loving our crazy life! Growing our family through foster care and adoption. Blessed mom of T,H,S,B & ^E^ and Mimi to C ♥
I'm old enough to remember when the Gummi Bears were a TV show... and BEFORE My Little Ponies were on TV.
I really shouldnt play this game, because I am not old enough however my mom was older when she gave to birth to me so I grew up with many older things therefore...
I'm old enough that I Love Lucy was my favorite show growing up, I didnt watch cartoons, I watched I Love Lucy
Angela (25)
Nurse, Wife, Mom, and confused on life :)
Please excuse my typos nursing and auto-correct hate me!
I'm old enough to remember playing with the original Lite-Brite, in my darkened closet, for hours on end.
i am old enough that my graduating class spent our rain delay debating episodes of saved by the bell :)
Wife to JAKE 6-13-10 Mommy to Eli 10-18-11
"The most important thing in life is to be yourself...UNLESS YOU CAN BE BATMAN. ALWAYS BE BATMAN!"
I'm old enough to have grown up in a house with burnt orange shag carpeting on one of the walls. It was so gross!
~ Amber ~
I'm old enough to have been in 6th grade when America celebrated its big Bicentennial.
And...my first stereo had an 8 track player...lol. Shaun Cassidy was my first tape!
I have an announcement to make. It's going to be a beautiful day.
Oh...and I'm talking about the America that everyone in the world knows as America. lol
Ba da bing!
I have an announcement to make. It's going to be a beautiful day.
I'm old enough to know who Freddy Boom Boom Washington & his friends were.
Mom to Madeline 7/01 ~ Lillian 6/04 ~ Charles 11/10
make your mark. http://jschneider.mymarkstore.com/


text:
Your browser does not support iframes.
Anyone can become a victim of investment fraud. You don't have to be wealthy or live in a big city to be targeted by a con artist. You may be a sophisticated, experienced investor and still fall for a smooth scam. Learn to recognize the warning signs of a con artist.
ALBUQUERQUE, N.M. – The Construction Industries Division (CID) of the Regulation and Licensing Department announced today that they have recovered a statue that was stolen from the Albuquerque Museum, last week. This recovery was a result of industry cooperation with CID's Recycled Metals Program.
Santa Fe, N.M. – The New Mexico Regulation and Licensing Department,
Securities Division announced today, that this week, they will be hosting the
National White Collar Crime Center (NW3C) training, "Financial Records
Examination and Analysis."
SANTA FE, N.M. – New Mexico Securities Division today announced a
training program that provides New Mexico Certified Public Accountants with
free training on investment fraud and financial exploitation. The training is
designed to encourage a mutually beneficial relationship between Certified
Public Accountants and securities regulators to identify and stop investment
Useful Links


text:
Manufacturing Robotics Programs & Projects
Performance Metrics and Benchmarks to Advance the State of Robotic Grasping
Last Updated Date: 04/27/2016
With a growing number of robot hands, there is an increasing need to capture their individual competencies and characteristics under a unified … more
Prognostics, Health Management, and Control (PHMC)
Last Updated Date: 04/25/2016
The Prognostics, Health Management, and Control (PHMC) project will deliver methods, protocols, and tools for robust sensing, diagnostics, … more
ASTM Committee F45 on Driverless Automatic Guided Industrial Vehicles
Last Updated Date: 02/03/2016
This website provides supporting information for ASTM Committee F45 and its subcommittees. For more information, see the Supporting … more
Robotic Systems for Smart Manufacturing
Last Updated Date: 01/28/2016
To develop and deploy advances in measurement science that enhance U. S. innovation and industrial competitiveness by improving robotic system … more
Tools for Collaborative Robots within SME Workcells
Last Updated Date: 01/11/2016
Despite the potential quality and productivity advantages, small and medium enterprises have lagged in the adoption of robotic systems within … more
Robotic Systems Interoperability and Integration
Last Updated Date: 01/11/2016
The integration of robotic assembly systems within manufacturing facilities is impeded by the inability of robots to easily communicate with … more
Performance of Collaborative Robot Systems
Last Updated Date: 01/11/2016
The widespread use of robots in flexible factory environments is limited by the robots' inability to coordinate, communicate, and understand their … more
Performance Assessment Framework for Robotic Systems
Last Updated Date: 01/11/2016
Most assembly tasks are not readily automatable today due to robots' limited perception, mobility, and dexterity. Furthermore, there are no means … more
Agility Performance of Robotic Systems
Last Updated Date: 01/11/2016
The application of robotics in manufacturing assembly is hindered by their lack of agility, their large changeover times for new tasks and new … more
Emergency Response Robots
Last Updated Date: 01/08/2016
Emergency responders risk life and limb interacting with known hazards to protect the public, rescue potential victims, and enhance the resilience … more
Standard Test Methods for Response Robots
Last Updated Date: 11/02/2015
The U.S. National Institute of Standards and Technology (NIST) is developing a comprehensive set of standard test methods and associated … more
Micro- and Nano-Manipulation for Manufacturing Applications
Last Updated Date: 01/10/2013
Manipulation at the micro and nano levels requires different strategies than at the macro scale and also the development of related sensing and … more
Federal Highway Administration Exploratory Advanced Research Program
Last Updated Date: 09/05/2012
Leverage NIST knowledge and capabilities in task analysis, perception, autonomous vehicle systems, and performance measurements to support an FWHA … more
Army Research Laboratory Perception/ Performance Evaluation Project
Last Updated Date: 09/05/2012
The detection, classification, and tracking of moving vehicles and people from an unmanned vehicle maneuvering at speeds of up to 80 kph remain a … more
Last Updated Date: 08/30/2012
(Concluded) The RoboCrane design utilizes the basic idea of the Stewart Platform parallel link manipulator. The unique feature of the NIST … more
ContactGeneral Information:
100 Bureau Drive, Stop 1070
Gaithersburg, MD 20899-1070


text:
Chris Knight | Sep 4, 2013
Samsung takes its shot at smartwatch fame, unveiling the Galaxy Gear and launching several other devices at its second Unpacked event of 2013 from IFA Berlin. You can watch the livestream here.
Continue reading...
Chris Knight | Jan 28, 2013
Those on LTE networks with the latest model iOS devices get better support from the new Apple update, while Passbook, iTunes Match and a few other features get a quick touch-up. Favoring the New Boys Hot on the heels of news of a bigger-memory iPad comes the small matter of
Continue reading...
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text:
LAS VEGAS Manny Pacquiao turned in perhaps the most dominating performance of his career Saturday night, knocking Ricky Hatton down twice in the first round before finally stopping him with a ferocious left hand in the final seconds of the second round.
Pacquiao showed why he is considered the best pound-for-pound fighter in the world with a stunning knockout that left Hatton lying motionless on his back in the middle of the ring.
Hatton had lost only once in his career, but he was no match for Pacquiao, who knocked him down midway through the first round and again towards the end of the round.
Hatton regrouped and made it through most of the second round before a chopping left hand sent him sprawling at 2:59 of the second round.
Pro basketball
ORLANDO Starting guard Courtney Lee has been medically cleared to play but is not expected back for the Orlando Magic anytime soon as he recovers from surgery on his fractured sinus.
Magic coach Stan Van Gundy said Saturday that if Lee plays at all in the second round against Boston or Chicago, it will be a "bonus." Lee did not attend the Magic's practice Saturday.
STUTTGART, Germany Top-ranked Dinara Safina rallied to defeat Flavia Pennetta 3-6, 7-5, 6-0 Saturday to set up a showdown with Svetlana Kuznetsova in the final of the Porsche Grand Prix.
Kuznetsova defeated second-seeded Elena Dementieva 6-4, 6-2. Safina was down 5-4 in the second set but held serve, then broke for a 6-5 lead and held serve. She cruised past a deflated Pennetta in the third.
Embree earns French Open berth: BOCA RATON Teenager Lauren Embree has earned her first berth in a Grand Slam tournament by winning a French Open qualifying event held by the U.S. Tennis Association.
The 18-year-old Embree, from Marco Island beat Nicole Gibbs 6-4, 7-6 (2) Saturday to earn a wild card for Roland Garros.
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text:
CIT Group Inc (DEL) (CIT)
Industry: Finance
Community Rating:
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CIT Group, Inc. (CIT)
Q4 2008 Earnings Call
January 22, 2008 9:00 am ET
Kenneth A. Brause - Executive Vice President, Investor Relations
Jeffrey M. Peek - Chairman of the Board, Chief Executive Officer
Alexander T. Mason - President, Chief Operating Officer
Joseph M. Leone - Vice Chairman, Chief Financial Officer
David Hochstim – Buckingham Research Group
Christopher Brendler - Stifel Nicolaus & Company
Sameer Gokhale - Keefe, Bruyette & Woods
Unknown Analyst
Matthew Burnell - Wachovia
Louise Pitts – Goldman Sachs
Previous Statements by CIT
» CIT Group Inc. Q1 2009 Earnings Call Transcript
» CIT Group, Inc. Q3 2008 Earnings Call Transcript
» CIT Group Inc., Q2 2008 Earnings Call Transcript
I would now like to turn the call over to Ken Brause, Executive Vice President of Investor Relations.
Kenneth Brause
Good morning everyone. Welcome to CIT's fourth quarter conference call. Our call today will be hosted by Jeff Peek, our Chairman and CEO; Joe Leone, our CFO and Alex Mason, our President and Chief Operating Officer.
Following our formal remarks we'll have a Q&A session. We ask that you limit yourself to one question and then return to the queue if you have additional questions. We will do our best to answer as many questions as possible in the allotted time.
Elements of this call are forward-looking in nature and may involve risks, uncertainties and contingencies that may cause actual results to differ materially from those anticipated. Any forward-looking statements relate only to the time and date of this call. We disclaim any duty to update these statements based on new information, future events or otherwise. For information about risk factors relating to the business please refer to our SEC reports.
Any references to certain non-GAAP financial measures are meant to provide meaningful insight and are reconciled with GAAP in the financial tables accompanying our press release. For more information on CIT please visit the Investor Relations section of our website at www.cit.com.
With that it's my pleasure to hand the call over to Jeff Peek.
Jeffrey Peek
Thank you Ken. Good morning everyone and welcome to our fourth quarter conference call, our first for CIT as a bank holding company. With me this morning are Alex Mason, our President and Chief Operating Officer and Joe Leone, our Chief Financial Officer.
Each of us will share some thoughts with you on the quarter and the year and then we will open the call to your questions.
First, let's take a little bit of a look at the year 2008 in review and talk a little bit about some of CIT's accomplishments.
I think with some certainty we can all say 2008 will be a year for the history books. As we look back on the year it is hard to believe how much has transpired both for the market broadly and for CIT specifically but also how much we got done and how much we accomplished.
CIT faced a series of challenges but I believe by being decisive and acting quickly we successfully guided the company through a difficult period. Over the course of the year I spoke many times about the need to manage for liquidity versus profitability as we preserve the value of our core commercial finance franchises.
While I am certainly disappointed by our financial results and that we reported another loss this quarter, I firmly believe that we enter 2009 better positioned to navigate the worst of this economic downturn. Let me take a few minutes to review last year's accomplishments.
I will start with liquidity. We generated over $14 billion of incremental liquidity despite being completely closed out of the unsecured debt market for all 12 months of the year. We did so through secured financing, asset sales, balance sheet management and the issuance of deposits at our CIT Bank.
Over the course of the year we also paid off nearly $10 billion of maturing debt and $2.1 billion of bank lines that we drew down last March. Next, we improved our risk profile. We sold our home lending business in June completely removing any risk to us from that asset class, we stopped originating student loans and we closed our commercial real estate business.
Third, we raised capital, nearly $6 billion over the course of the year and built reserves for a stronger balance sheet. We issued $1.6 billion of common equity and convertible preferred in April and another $4 billion plus in September through our two successful exchange offers, the common equity raised and of course the TARP preferred which we received on New Year's eve.
We ended the year as a well-capitalized bank holding company with a tangible equity to managed asset ratio of over 14% and risk based capital ratios of nearly 10% for tier-1 and well over 13% for total capital. We also streamlined our operations. For the year we reduced headcount by 20% or 1,400 people to end the year below 5,000 employees for CIT worldwide.
We previously told you we were targeting $200 million of annualized expense savings and we achieved this goal through staff reductions and other initiatives. While much of these savings are already in our run rate, a portion will be reinvested as we build our bank infrastructure in 2009.
Next, and most importantly we kept our businesses open and continued to serve our clients. While down compared to 2007 we still did nearly $20 billion of commercial finance volume and over $40 billion of factoring volume. Again, once again, proving the importance of the relationships we have built with our clients over many years and a number of cycles.
Read the rest of this transcript for free on seekingalpha.com


text:
Etokek Slough
Gut in Wade Hampton County, Alaska, USA.
Latitude: 62.98556 : Longitude: -163.83278
Local Links
Blogs and Websites Near Etokek Slough, Alaska - GeoURL
Maps and Photos
Etokek Slough Map - Multimap
Etokek Slough Street Map and Satellite Photo - Google Maps
Etokek Slough Aerial Photo and Topo Map - Terraserver
Etokek Slough Map - MSN
Environmental Hazards, Flood Area Maps, Boundaries - EPA
Etokek Slough Area Map - MapQuest
Weather and Climate
Weather Forecast near Etokek Slough - Multimap
The weather forecast links don't work for all places yet.
Some random places: Ivy VVV Ranch Najaka Pond Eek Ouvre Lake
2016 May 04 - 09:48:55 - © Copyright 2000-2015 Placenames.com - 1.635mS
Home - Help and FAQ
Home - Help and FAQ


text:
The MTA says it has fired nine train conductors for allegedly cheating on a safety exam two months ago.
MTA officials say one of the conductors took a smartphone picture of the safety exam. The picture was then shared with others.
The MTA is investigating to see if the alleged cheating incident is isolated.
Three longtime workers were also demoted due to the scandal....
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If You're Thinking of Living In/Lawrence Park West
A Yonkers Locale, a Bronxville Pedigree
Published: August 25, 1996
(Page 2 of 2)
For Mr. Nides, the head of corporate affairs at Morgan Stanley, and his wife, an ABC news producer, proximity to Manhattan was a key factor. ''We looked in Larchmont and Scarsdale,'' Mr. Nides said. ''But they're a few minutes farther. And those minutes are precious to us now. We'd rather spend them with our child.''
Lawrence Park West has a wide selection of housing price categories, according to Ms. Spencer, even some availability for first-time home buyers. ''It has some houses priced in the high $200,000's,'' she said. ''In Bronxville, you can only get a town house for that price.''
In general, though, houses tend to run from $400,000 to a high of $900,000, Craig Carlson, of Marie Carlson Real Estate in Bronxville, said.
One distinct advantage Lawrence Park West has over Bronxville is the size of most residential lots. ''You get more property in Lawrence Park West,'' said Ms. Spencer. ''In general, you get about one-fourth of an acre more.''
The vast majority of Lawrence Park West's houses date from the 1920's and 1930's. Anything newer was built on fill-in lots, Mr. Theiss said.
A typical current listing is for a five-bedroom Georgian colonial, built in 1930. Priced at $870,000, it has a vestibule and reception hall, a step-down living room with fireplace, a library and a maid's room on a half-acre with rock outcroppings and a pool.
Near the center of the neighborhood, there's the eight-and-a-half acre Sunnybrook Park, a city-owned green space. ''Some of the houses we sold back right up to the park,'' Mr. Carlson said.
While surrounded by commercial development, Lawrence Park West itself is strictly residential. The neighborhood is minutes away from Cross County Shopping Center and Bronxville's downtown, which has several small shops and a supermarket. And the Vernon Hills Shopping Center in Eastchester is 10 minutes away by car.
Residents were concerned a few years ago when a 14-unit low-income housing project was built on the outskirts of the neighborhood on Midland Avenue. But, Ms. Dimpel said, ''that seems to have worked out fine. They're garden apartments and blend right in.''
For the most part, there's been peaceful coexistence between residents of Lawrence Park West and Sarah Lawrence, ''but we worry about them getting too big,'' Ms. Dimpel said.
In 1987, the city set up a college/university zone, which gave the college permission to develop within their own 40 acres of property, Mr. Ellman said. ''But if they want to expand or buy an existing property for university use, it must conform to what is already allowable on that site.''
In the past, the college has bought homes and converted them to dormitories or classrooms. Ms. Dimpel said she doesn't expect any future problems. ''They've been very good neighbors,'' she said, ''with the exception of a few special events where there's been bands and music.''
Photos: Westlands, built in 1917 by William Van Duzer Lawrence, now houses offices of Sarah Lawrence College, which he founded as a tribute to his wife. Pillared brick home with a sweeping driveway and trim hedges on Glen Washington Road, one of Lawrence Park West's more palatial residences. (Photographs by Eddie Hausner for The New York Times); On the Market: 4-bedroom, 2 1/2-bath Cape Cod with 1-car garage at 48 Wellwyn Road, $359,000. 3-bedroom, 3 1/2-bath colonial with 2-car garage at 200 Boulder Trail, $387,000. 8-bedroom, 5 1/2-bath Tudor with 3-car garage at 120 Hampshire Road, $995,000. Chart: ''GAZETTERR'' POPULATION: 3,500 (1996 estimate). AREA: 0.5 square miles. MEDIAN HOUSEHOLD INCOME: $62,000 (1996 estimate). MEDIAN PRICE OF ONE-FAMILY HOUSE: $510,000. MEDIAN PRICE A YEAR AGO: $536,000. MEDIAN PRICE 5 YEARS AGO: $370,000. DISTANCE TO MIDTOWN MANHATTAN: 16 miles. RUSH-HOUR COMMUTATION TO MIDTOWN: 28 minutes from Metro-North's Bronxville station; $5.75 one-way, $126 monthly. GOVERNMENT: City Councilman Gordon Burroughs (Republican), elected to 2-year term. CODES: Area 914, ZIP 10708. LASTING MEMORIAL: On May 7, 1926, Sarah Bates Lawrence, a woman's-rights advocate, died at her home in Westlands in Lawrence Park West. That same year, William Van Duzer Lawrence, the man who developed the artists' colony, conceived a lasting memorial to his wife's name and independent spirit: the first liberal arts junior college for women in New York State, and one of the first in the country. Chartered in 1926, Sarah Lawrence College officially opened with 150 students in October 1928 a year after Lawrence died. It was an immediate success despite the start of the Great Depression a year later. It was accredited as a four-year college in 1931. Map of Yonkers showing the location of Lawrence Park West.


text:
Game On ESP Edition 05 - Our Interview with Mark Jacobs on Camelot Unchained: Welcome to another episode of Game On: Epic Slant Press Edition. Chris out this week and Adam is joined by announcer Patrick! The pair sits down with Mark Jacobs to discuss his Kickstarter project Camelot Unchained. Many interesting details about sieges, crafting, and the new building system come out.
If you have any questions, suggestions or feedback on the show please don't hesitate to contact us at firstname.lastname@example.com!
Epic Slant Press is a small publishing company based in North Carolina that currently focuses on books and games. Positivity is the driving force that guides each and every project that the company takes on. The team strongly believes that with a positive outlook anyone can achieve great things. Epic Slant Press strives to support small and local businesses, aid fellow entrepreneurs, and donate a portion of all profits to charities and good causes.
Good interview!
This game has me excited in ways that is making my fiance jealous...
If you guys don't see what all the hype is about, you clearly haven't done enough research into the game and been a part of the CU KS community yet. Its contagious!
I am a $250 backer, and I may even pledge more if I can afford it! <3Tue Apr 30 2013 4:11AM Report


text:
Tuesday Feb 28 2012
Placer supes in regional sewer standoff
By: Gus Thomson, Journal Staff Writer
Some Placer County supervisors want more information before committing to Auburn-Lincoln pipeline
AUBURN CA - A Placer County Board of Supervisors decision on regional sewer treatment is still at least a meeting away. On Tuesday, Supervisor Robert Weygandt failed in an attempt to convince the board to show its hand on Middle Fork Project funding. Weygandt was asking for a policy statement on a proposal to pledge funding to the city of Auburn and the county's North Auburn Sewer Maintenance District No. 1. Weygandt, the supervisor for the Lincoln area, asked fellow supervisors to "state their intent to direct about 10 percent of Middle Fork Hydroelectric Project revenues" to move forward on a regional funding plan for the long-debated Auburn-to-Lincoln sewer line. The projected annual revenue from the project, which the county and the Placer County Water Agency will regain control of next year after federal relicensing is complete, is $35 million. Before making a motion that found no one to second it, Weygandt advised that he wanted to take the board's pledge to the next Auburn City Council meeting to help gain that body's support. Instead, supervisors will move forward with their initial plan to look more closely at all alternatives at their March 13 meeting. Weygandt used a PowerPoint presentation with a slide from the movie "Butch Cassidy and The Sundance Kid" showing Paul Newman and Robert Redford jumping off a cliff to illustrate what he considered a risk with a positive outcome. But Supervisor Kirk Uhler noted that while the Cassidy and "Kid" characters survived the leap, they were later shot to death at the end of the film. Uhler and fellow supervisors Jack Duran, Jim Holmes, Jennifer Montgomery weren't willing to take a leap on a projected $94.6 million project Tuesday. Complicating the decision-making process, Auburn has a sewer plant that is in compliance with state standards and North Auburn's plant already has an upgrade plan that has gone out to bid and is ready to be approved. Weygandt said that Middle Fork funding would hold Auburn rates and reduce North Auburn's by $10 a month for residents. "I can't think of a better fit for Middle Fork revenues," Weygandt said. Holmes said he wasn't prepared to commit an "enormous amount of money" on one project when the county had so many other demands that could be met from the same source. Holmes listed projected multi-million-dollar expenditures for the new South Placer County jail, increases in health and retirement costs for employees, and transportation projects put on hold by lack of funding. Holmes indicated he favors the North Auburn plant upgrade. "I can't in good conscience commit for a $60 million project when there is a reasonable alternative," Holmes said. Duran said he isn't disagreeing with the regional alternative. "I just need more information," he said. Auburn City Councilman Bill Kirby spoke to supervisors, stating that the city of Auburn has said that the regional plan is the best solution possible. But, like Placer County, it hasn't made any funding commitments. "It's like getting the Kings arena," Kirby said. "It's down to the wire but I see the light at the end of the tunnel."


text:
Bakshish Singh's Daughters Cancer Treatment Fund
Event: SOPW UK's fundraising
£10,967.34 raised of £4,500.00 target
275 donations
My Target:
£10,967.34 raised so far
How to make a donation
Donate online at - www.justgiving.com/SOPW-UK
By mobile internet Scan this code on your smartphone to go straight to SOPW UK's page.
By text message to donate £10 Text AFGW65 £10
to 70070
Please note this fund has now closed as we have met the target needed for the medical care. All money donated will be used for the medical care of the young girl.
If you would like to donate towards other cases, including prisoner and family welfare please go to www.justgiving.com/sopw
Please note any further donations on this page will be used for the welfare of other prisoners and their families.
For any further information please email firstname.lastname@example.com
The 11 year old daughter of Bakshish Singh (currently in Nabha jail) requires an urgent operation for treatment of cancer. With the breadwinner of the family in jail, the family needs urgent support for medical treatment.
We appeal to the Sangat to help, all donations received will be donated to the family for medical costs.
We have opened a fund to help towards medical costs, all donations published (names can be anonymous), and will be given to the family:
http://www.justgiving.com/SOPW-UK (to donate)
This is a very serious situation, which will be be exacerbated by the delay of medical attention.
SOPW has provided legal aid to Bakshish Singh and his co-defendants, and sangat willing will continue to do so.
The Sikh Organisation for Prisoners Welfare is a Registered Charity (UK) working to achieve justice for the thousands of Sikhs, who have been illegallyimprisoned and tortured in India.
www.prisonerwelfare.com Email: firstname.lastname@example.com
Registered Charity No. 1125370
Updates 0
Raising money for
Sikh Relief
Charity Registration No. 1125370
Sikh Relief covers Family Welfare, Disability & Medical Aid, Children's Education, Protecting the Environment, Caring for the Elderly, Marriage of the Underprivileged, Natural Disasters and Care for the Poor and Needy. Sikh Relief also advocates Self sufficiency and rehabilitation in all aspects.
Raising money for
Run by Sikh Relief
Charity Registration No. 1125370
Donations 275
Donation by Anonymous on 24/01/16
+ £25.00 Gift Aid
Donation by Anonymous on 24/12/15
Donation by Anonymous on 13/09/15
+ £6.25 Gift Aid
Donation by Anonymous on 04/09/15
Donation by Anonymous on 16/08/15
+ £7.50 Gift Aid
Donation by gurmeet singh on 12/08/15
Donation by Anonymous on 26/07/15
Donation by Darshan Singh on 11/06/15
+ £12.50 Gift Aid
for everyone who needs
Donation by S. Jagir Singh & Swaran kaur on 02/01/15
Donation by S. Jagir Singh & Swaran kaur on 18/11/14
Donation by S. Jagir Singh on 11/11/14
SOPW Team, this is part donations from sales of sopw stock, in north yorkshire area.
Donation by Kulvanth Kaur on 26/08/14
+ £137.50 Gift Aid
waheguru ji
Donation by gurmeet singh on 14/07/14
Wahe guru kirpa Karan
Donation by Jagjeet Singh on 06/07/14
+ £2.50 Gift Aid
Donation by gurmeet singh on 01/07/14
Donation by Manoharsingh Ahluwalia on 09/06/14
+ £5.00 Gift Aid
Donation by Anonymous on 23/02/14
Donation by Shreesh Bajpai on 19/02/14
Donation by Anonymous on 02/02/14
Chardi kala
Donation by Sangat singh on 26/01/14
+ £5.00 Gift Aid
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Archived Story
Ralph W. Hodges, Sr.Published 2:30am Friday, January 18, 2013
Jan. 25, 1935 – Jan. 13, 2013
Mr. Ralph Wallace Hodges, Sr., age 77, a resident of 119 Chancy Circle, Brunswick, Ga., died Sunday, January 13, 2013, at his home. Ralph was born in Washington, NC on January 25, 1935, to the late Lonnie Lee Hodges and Zelma Newman Hodges. He has been a resident of Brunswick, Ga. for more than 45 years. Mr. Hodges was married to the former Annette Spotts Isenhour, who preceded him in death.
Ralph was owner/operator of Industrial Marine Diesel, where he worked as a master diesel motor mechanic. He also owned several large boats and worked on the water most of his life.
Ralph is survived by a son: R. Wallace Hodges of California, a brother: Lonnie Hodges and a sister: Joyce H. Harris, three nephews, three great-nephews and three great-nieces. He is also survived by: two stepdaughters, four stepsons, two special stepgrandchildren: Shane and Bryan Huggins, and his loyal and loved dogs "Chucky" and "Cocoa."
In addition to his parents and wife, Mr. Hodges is preceded in death by a niece: Melody Ann Harris.
A funeral service will be held 3:00 p.m. Saturday, January 19, 2013, from the Chapel of Paul Funeral Home of Belhaven, NC, officiated by Derik Davis. Burial will follow in Belhaven Community Cemetery. Mr. Hodges' nephews: Paul Harris, Courtney Harris, Butch Harris, great nephews: P.J. Harris, Michael Harris and Dustin Harris will serve as pallbearers. Honorary pallbearer will be Gilbert Newman.
The family will receive friends on Friday, January 18, 2013, from 6:00 p.m.-7:30 p.m. at Paul Funeral Home of Belhaven and other times at the home of his brother, Lonnie Hodges, 466 E. Water Street, Belhaven, NC 27810.
Online condolences may be offered to the family by visiting www.paulfuneralhome.com.
Paul Funeral Home of Belhaven is honored to serve the Hodges family.


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