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Downfall of Gaia
Last Known Status: Active
Latest Downfall of Gaia News
Below is our complete Downfall of Gaia news coverage, including columns and articles pertaining to the band. Some articles listed may be indirectly related, such as side projects of the band members, etc.
Displaying records 1 - 20 of 27 1 2 Last
Downfall Of Gaia Parts With Guitarist
German extreme metal band Downfall Of Gaia just announced a split with guitarist Peter Wolff. The group comments:
"The year is coming to an end and we would like to thank each and everyone for an intense and busy 2015! Europe, USA, Japan and Australia - it has been a crazy ride! But unfortunately it's not only 2015 that is coming to an end.
"Priorities in life do change and from time to time you have to make choices and walk the path that's best for yourself even if it differs from the direction of others. So today is the day where we have to say goodbye to Peter!
"We would like to thank him for the last 7 years, the highs and lows, the willing and the unforgettable time we spent with each other! Our last show with Peter on guitar will be in April 2016. More info soon!
"Downfall of Gaia will continue as always! So right now we are looking for a new guitar player! Someone based in Berlin or Hamburg (best case/no must) with enough time, passion and willing to tour worldwide! If this sounds like you - get in contact via booking[at]downfallofgaia.com. Thanks!" More...
Downfall Of Gaia Posts Tour Video, Adds More Shows
Germany's Downfall Of Gaia will be venturing to the eastern hemisphere in November for a half a dozen shows across two continents supporting latest album "Aeon Unveils The Thrones Of Decay."
From November 13 - 15, Downfall Of Gaia will be performing in Osaka and Tokyo, Japan, and from November 19 - 21, the band will be performing in Brisbane, Sydney, and Melbourne, Australia. The dates and venues are listed below.
Additionally, Downfall of Gaia has just shared a European tour wrap up video that can be seen after the jump.
11/13 Osaka, JP Hokage
11/14 Tokyo, JP Earthdom
11/15 Tokyo, JP Earthdom
w/ Hope Drone
11/19 Brisbane, AU Crowbar
11/20 Sydney, AU The Roxbury
11/21 Melbourne, AU The Bendigo Hotel More...
Downfall Of Gaia Gearing Up For U.S. Tour
Germany's Downfall of Gaia will be back in the U.S. this winter touring in support of latest album, "Aeon Unveils The Thrones Of Decay." The tour kicks off next week Thursday in Beacon, NY, and continues through February 13th with the final show at Saint Vitus in Brooklyn, NY.
Vocalist Dominik Goncalves dos Reis comments: "We are pretty excited to return to the states and present our new record 'Aeon Unveils The Thrones Of Decay' for the first time live on stage! Six months of silence has passed and finally we are ready to hit the road again! Can't wait for this ride!"
01/22 - Beacon, NY - Quinn's
01/23 - Philadelphia, PA - Kungfu Necktie
01/24 - Wilmington, DE - Mojo 13
01/25 - Baltimore, MD - Metro Gallery
01/26 - Washington DC - DC9
01/27 - Richmond, VA - Strange Matter
01/28 - Atlanta, GA - The Earl
01/29 - Orlando, FL - Will's Pub
01/30 - Miami, FL - Churchill's
01/31 - St Petersburg, FL - Fubar
02/01 - Pensacola, FL - The Handlebar
02/02 - New Orleans, LA - The Maze
02/03 - Austin, TX - The Dirty Dog
02/04 - Dallas, TX - Double Wide
02/05 - St. Louis, MO - Fubar
02/06 - Chicago, IL - Red Line Tap
02/07 - Madison, WI - The Wisco
02/08 - Cleveland, OH - Now That's Class
02/09 - Pittsburgh, PA - The Shop
02/10 - Burlington, VT - The Monkey House
02/11 - North Haven, CT - UANC
02/12 - Boston, MA - O'Briens
02/13 - New York, NY - Saint Vitus More...
Roadburn Adds More Bands To 2015 Lineup
Roadburn Festival is pleased to kick off the new year with a handful of new confirmations, plus the addition of a fifth stage. Tickets for the 20th edition of the festival are on sale now.
Minsk, Mount Salem, and Worm Ouroboros have been added to the line up at the 013 for Thursday, April 9th. Having previously performed at the 2009 edition of the festival, Minsk return to Roadburn, bringing an atmospheric, meditative ambience, offset by raging thrust. Look out for plenty of canyon-sized riffs, trippy sounding keyboards and enchanting vocals when Mount Salem conjurs a crushing windstorm to blow through Roadburn, whilst Worm Ouroboros will be spinning diaphanous webs of the most delicate chamber doom.
New Orleans heavyweights Goatwhore lead the charge, followed by Germany's Downfall of Gaia, noise-hardcore trio Cortez, and a dual-pronged sludge attack from both Fister and Moloch as the first bands announced for the intimate Cul de Sac venue.
As with the 2014 edition, Roadburn's fifth stage will be at Cul de Sac - a small music café located across from the 013 venue at 48 Heuvel, which is the street lined with bars and restaurants (also affectionately known as "Weirdo Canyon"). Four bands will perform at Cul de Sac on each day of the festival, Thursday - Sunday. Entry to these shows is sure to be in high demand, so attendees are advised to arrive early to secure access.
With regret, the festival's organizers have to announce that Lord Mantis will no longer be performing at Roadburn 2015. The band is unable to make it over to Europe due to personal reasons; as a result the performance at Roadburn and any shows around that will be cancelled. The vacant slot on the line up will be taken by Ohio sludge titans Fistula. More...
Downfall Of Gaia Announces European Tour
In addition to previously announced U.S. tour dates scheduled for January, Downfall Of Gaia has now revealed a co-headlining European trek with Der Weg Einer Freiheit in March and April, 2015.
Comments Metal Blade recording artists Downfall Of Gaia: "Time runs way too fast! When this tour will hit the road it's almost 9 months ago since we played a show in Europe. Even if some time off of the road was needed - that's way too long! So all of us are pretty happy to be back on the streets and to play some of our favourite European cities together with Der Weg einer Freiheit, one of the most interesting bands out there!" More...
Downfall Of Gaia Announces U.S. Tour
Germany's Downfall of Gaia will be back in the U.S. this Winter touring in support of latest album, "Aeon Unveils The Thrones Of Decay" (streaming in full at this location).
The tour is scheduled to being on January 23rd in Philadelphia, PA and continues through February 13th with the final show at Saint Vitus in Brooklyn, NY. Vocalist Dominik Goncalves dos Reis comments:
"We are pretty excited to return to the states and present our new record 'Aeon Unveils The Thrones Of Decay' for the first time live on stage! Six months of silence has passed and finally we are ready to hit the road again! Can't wait for this ride!" More...
Downfall Of Gaia Posts Entire New Album Online
Only a few more days until the official release of Downfall Of Gaia's new album "Aeon Unveils The Thrones Of Decay" (November 10th Europe, November 11th North America) but today you can hear the album in full!
Listen to all the tracks below, or pre-order your own copy through Metal Blade here. Downfall Of Gaia also comments:
"Excited to share our new piece of music finally with the audience! 2014 was a rather quiet year for us. Due to the fact that all of us are spread over two continents we needed some time off the road to focus on our new record.
"Fortunately the wait is over and we can't wait to play this one live! 'Aeon Unveils The Thrones Of Decay' is a concept album about time and all of its relentless sides and deals with the darker sides of life, the struggles everyone has to fight on a day to day base and the fact that time in its majesty is an unbeatable enemy." More...
Downfall Of Gaia Streaming New Track
In collaboration with Rock Hard Germany, Downfall Of Gaia today presents the second single from upcoming new album "Aeon Unveils The Thrones Of Decay."
Check out "To Carry Myself To The Grave" in the player below. The new album drops on November 11th (North America), November 7th (G/A/S), and November 10th (Rest of Europe) via Metal Blade Records. The track listing is as follows:
1. Darkness Inflames These Sapphire Eyes
2. Carved Into Shadows (streaming here)
3. Ascending The Throne
4. Of Stillness And Solitude
5. To Carry Myself To The Grave
6. Whispers Of Aeon
7. Excavated More...
Downfall Of Gaia Announces New Album, Streams Song
Germany sludge act Downfall of Gaia announced the new release "Aeon Unveils the Thrones of Decay," the band's third full length studio release. The album drops on November 11th (North America), November 7th (G/A/S) and November 10th (Rest of Europe) via Metal Blade Records.
Founded in 2008 and having undergone several changes on drums, the quartet is now comprised of Dominik Goncalves dos Reis (guitar and vocals), Peter Wolff (guitar and vocals), Anton Lisovoj (bass and vocals) and Michael Kadnar (drums), who are respectively located in Berlin, Hamburg and even New York City.
Although the group's roots lie within the Crust Punk scene, they are by now associated with a sound that rather corresponds to the impact of an avalanche made from black earth, rock and dirty sludge while their lyrics poetically describe the dark side of being.
In 2014, the band entered '79 Sound Studio in Cologne and started working on new material. The results were mixed at renowned Atomic Garden Studio in the San Francisco Bay Area and mastered in Portland, Oregon, at notorious Audiosiege Studio. Finally, the new masterpiece is completed and ready to ravage eager listeners. Once again, the band has developed a concept. The album addresses probably mankind's most powerful enemy: time, which passes without mercy. Therefore, Downfall of Gaia refrain from any calm moments, let alone pauses, but go full throttle straight away on this new album called "Aeon Unveils The Thrones Of Decay."
The track listing for the new album is:
1. Darkness Inflames These Sapphire Eyes
2. Carved into Shadows
3. Ascending the Throne
4. Of Stillness and Solitude
5. To Carry Myself to the Grave
6. Whispers of Aeon
7. Excavated More...
Downfall Of Gaia Finishes Recording New Album
Downfall of Gaia just finished the recordings for new album "Aeon Unveils the Thrones of Decay," due to be released in the Fall of 2014.
Downfall of Gaia comments: "All of us are pretty satisfied with the result of the new record and we are excited to share this new piece of music with the audience! The writing process itself became a bit more complex just because of the fact that our new drummer Michael Kadnar is living in New York and all of us are based in Germany. But in the end we were able to manage all of this in a good way, hit the studio and recorded our most aggressive sounding record till today.
"Once again we recorded at the '79 Sound Studio with Christoph Scheidel and we couldn't ask for a better guy! Mixing job one more time by Jack Shirley from Atomic Garden and master by Brad Boatright from Audiosiege. Anytime again, guys!
"The recording itself went pretty smooth just besides the annoying fact that all of us became pretty sick in the last few days of the studio and right before our European tour with Toxic Holocaust and Black Tusk, sitting there with a cold, fever and hardly able to talk, everything went just as planned! Definitely a funny pic to see! But for now we are happy to be done with the studio and can't wait to play the new material live!"
Downfall Of Gaia Recording New Album
Downfall Of Gaia has announced "Aeon Unveils The Thrones Of Decay" as the title for the band's upcoming new album to be released in the fall of 2014.
The band's previous album, "Suffocating in the Swarm of Cranes," was released in October 2012 on Metal Blade Records worldwide. Downfall Of Gaia comments:
"We are about to enter the studio and record the next chapter of Downfall of Gaia, our new full length record 'Aeon Unveils The Thrones Of Decay!' This one will be the first record with Mike Kadnar on drums which brought a complete new dynamic to our our songs and all of us couldn't be more satisfied with the result! 'Aeon Unveils The Thrones Of Decay' will be our most aggressive release till today and we are pretty excited to present our new piece of music to the audience!" More...
Downfall Of Gaia Announces New Tour Dates
Downfall of Gaia has just announced two support tours for June with Toxic Holocaust and Black Tusk. The tours will include dates throughout mainland Europe, including Germany, Belgium, France, Spain, Italy, and more.
Comments Downfall of Gaia: "We are happy to announce our first European tour for 2014! This time we are glad to hit the road with the mighty Toxic Holocaust and Black Tusk, playing Germany and Belgium on our way to Hellfest in Clisson, France! After a little stop at Hellfest it's Black Tusk and us on our own for a few more dates to go. Pretty much looking forward to return to all of those countries this upcoming summer that gave us such a good time on our last European tour!" More...
Downfall Of Gaia Recruits New Drummer
Downfall of Gaia is happy to have found a new drummer after the departure of former member Hannes. The band comments:
"We are very happy to announce that our good friend Michael Kadnar from New York will be the new face behind the drums of Downfall of Gaia and all of us couldn't be more excited to have him on board!
"We got to know Mike on our last tour through the United States with his other band Black Table and the chemistry just felt right! Around that time we had no idea that we will meet up again so soon! It might sound weird to some people to add a drummer from New York to a band that's based in Germany, but for us it feels like the right and best decision! Plans for 2014 have been made and the flights have been booked! Some amazing stuff is coming up in the next couple of months and we are looking forward to a new chapter! The songwriting for a new record will start in a few weeks and a new record can be expected for later this year!"
Comments Michael Kadnar: "I was fortunate enough to tour the US opening for Downfall of Gaia with my band Black Table in summer 2013. Both bands had really good chemistry and we kept in touch after the tour was over. When I heard that Downfall was looking for a drummer, I emailed Peter and jokingly said 'I'm your guy, fly me out haha.' Our conversation quickly got serious when Peter said the search wasn't going too well and proceeded to ask me if I was interested in being their touring drummer. After the initial shock wore off, I gladly accepted, and after a few more conversations they decided to bring me on as a full time member. I'm very excited and it's an absolute pleasure to have the opportunity to write and perform with these talented Gentlemen!"
20/06/14 FR - Clisson - Hellfest
21-25/07/14 SI - Tolmin - Metal Days
Downfall Of Gaia Seeking New Drummer
More than a year has passed since Downfall of Gaia released Metal Blade debut "Suffocating In The Swarm Of Cranes." After tours of both the U.S. and Europe, Downfall of Gaia has offered the follwing update on the status of the band:
"With more than 100 shows played in 2013, last year was the most intense in the history of this band so far! Three European Tours, a full US Tour, several single shows and festivals! Memories we will keep for a long time.
"We are still remembering those hot days in desert of New Mexico, on the other side those freezing cold nights in St. Petersburg, Russia. Driving down old Route66 (by mistake) or getting arrested at the border in Finland! We are pretty thankful for all the possibilities, adventures and places we were able to discover in the last couple of months, thankful for all of the amazing people we met around the globe and the new friends we made!
"Unfortunately intense touring can also have it's bad and exhausting sides and people start to rethink about priorities in life. We also had our ups and downs and as a result of changing priorities we sadly have to announce that Hannes decided to leave the band and focus on other things in life! We respect his decision but we are also 100% willing to continue with a new drummer!
"We wish him all the best for his future. To keep things short – we are looking for a new drummer! If someone out there is serious about it - just drop us a line via firstname.lastname@example.com and we will figure out the rest!
"Besides all of that, we are still looking forward to 2014 and some great plans that are in the making! Even with all of those circumstances - all planned shows will take place and no show will be cancelled! Feel free to spread the news and the word!"
You can also see the band live:
20/06/14 FR – Clisson – Hellfest
21-25/07/14 SI – Tolmin – Metal Days
Downfall Of Gaia Announces New Tour Dates
Downfall of Gaia just announced a third and final European tour for 2013. Comments the band:
"Three weeks after our U.S. tour we will hit the road again for the third and final part of our European Tour 2013. This tour also includes some countries we've never played before and some great festivals – pretty excited about it!"
A few more dates are yet to be confirmed and will be announced shortly. The currently announced details are as follows:
w/ Black Table
09/09 Denver, CO Seventh Circle Music Collective
09/10 Kansas City, MO The Riot Room
09/11 Saint Louis, MO Fubar
09/12 Madison, WI Dragon Fly Lounge
09/13 Chicago, IL Grandbar
09/14 Pittsburgh, PA The Shop
09/15 Ithaca, NY The Underground
09/16 Burlington, VT Nectars More...
Downfall Of Gaia Announces European Shows
Downfall of Gaia has checked in with the following announcement about upcoming European tour dates:
"Excited to announce the third and final part of our European Tour 2013! This tour also includes some European countries we've never played before and some great festivals! We are really looking forward to hit the European ground again!
"We still need some help for the 11.10. (somewhere south / on our way to Linz) and the 14.10. (between Ljubljana and Milan). If anyone is able to help us out – drop us a line! Thanks! These shows will also be our last live appearances for 2013!" More...
Downfall Of Gaia Announces New Tour Dates
Downfall of Gaia will be hitting the road across the states, with dates beginning on August 16th. The confirmed dates can be found below, as well as at the band's Facebook profile here. More dates are still TBA, and will be made available online as soon as they are confirmed.
The band's latest album, "Suffocating in the Swarm of Cranes," was released in October of 2012. The music video for "In the Rivers Bleak" can be found at this location. More...
Behexen And Woe Added To Incubate Fest
Behexen and Woe have been added to the already extensive lineup for the Dutch Incubate festival, which takes place this coming September. Full details and tickets can be found at this location.
Other bands playing Incubate include Immortal, Mayhem, Gehenna, Khold, Tulus, Chaos Invocation, Dragged Into Sunlight, Brutal Truth, Worship, and many more. The currently announced lineup is:
Friday September 20th
Gehenna (NO)
Chaos Invocation
Dragged into Sunlight
Brutal Truth
Sonne Adam
Terzij de Horde
Verbum Verus
Neige Morte
Serpent Noir
Iron Witch
Dead Existence
Downfall of Gaia
Age Of Woe More...
Downfall Of Gaia Announces European Tour
German underground phenomenon Downfall of Gaia has announced a full European tour for April. The 17-country-spanning tour will begin on April 3rd in Coburg, Germany. The complete listing of dates are below, as well as on the band's Facebook page.
Comments the band: "Just a few weeks left and we will hit the road again! Can't wait to meet new and old faces ! This will be the first part of our European tour 2013. Part 2 will follow in June and Part 3 in October. See you on the road."
The band will be touring in support of "Suffocating in the Swarm of Cranes," which is available worldwide now. The music video for "In the Rivers Bleak" can also be found at this location. More...
Downfall Of Gaia Lining Up Tour, Announces Reissue
Downfall of Gaia has checked in with the following announcement about upcoming European tours and re-releasing previous material:
"As was already told, we will hit the road in April for the first part of our European Tour 2013! If you want to help us out and if you want us to play your city - get in contact with Luc from Doomstar Booking: luc(/A/)doomstarbookings(/DOT/)com. You can have a look at the routing right here.
"Later this year we will hit the road into the other direction for a second European Tour. We will let you know about this one as soon as possible!
"Besides that Alerta Antifascista, Moment of Collapse, Shove Rec. and Maniyax Rec. will release the second repress of our first LP 'Epos,' a repress of our split LP w/ In The Hearts Of Emperors
and also a CD which contains 'Epos' + the split LP together as one on CD." More...


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The new superintendent for Elizabethtown Independent Schools will be selected at a board meeting at 6 p.m. today at Panther Academy.
The finalists for the position are Jon Ballard, associate superintendent of human resources for Hardin County Schools, and Mark Owens, director of personnel at Daviess County Schools.
The process of selecting the first round of exceptional alumni of Elizabethtown Independent Schools to be honored begins next week.
Nominations for the new Tradition of Excellence Alumni Award at Elizabethtown Independent Schools will be accepted beginning May 1. Nominations will be taken until June 30, and the first awards ceremony is the weekend of homecoming in September.
Nomination forms can be found at each of the district's schools and at www.etown.k12.ky.us/.
As the virtual world expands, a group of students at a local middle school have learned to navigate the possibilities and pitfalls of their digital lives.
U.S. Rep. Brett Guthrie joined J.T. Alton Middle School students Monday to celebrate their completion of the digital literacy program Ignition. The students took part in the program as part of a practical living and vocational studies class, and Guthrie handed out certificates of completion for the program.
After watching her friend participate in a local fashion show, Natalie Detre decided to take a spin on the catwalk this year.
"She looked like she had so much fun doing it," Detre said.
Detre fit right in with the other models, as they all have something in common: They all have faced cancer.
The Cancer Survivor Fashion Show hosted by Old Navy was Sunday afternoon at Pritchard Community Center. More than 20 participants modeled clothes and shared their stories.
Money has been dispensed to staff each of the Hardin County schools for the upcoming school year.
The Hardin County Schools board on Thursday approved the funding allocations for staffing at each of the schools. Some schools are losing money for teachers but an equal number are gaining faculty.
Lunch prices at Hardin County Schools continue to march upward to meet federal guidelines.
The HCS board voted Thursday to approve new lunch prices for the upcoming school year. Full lunch price goes up to $2.30, an increase from $2.20. The reduced price for students who qualify is 40 cents, and HCS Child Nutrition Services officials plan to continue a free breakfast program for all students.
The district is increasing its lunch prices by 10 cents a year to follow guidelines set forth by The Healthy, Hunger-Free Kids Act of 2010.
Results from three matches at the North Central Kentucky Spelling Bowl, held Friday at Elizabethtown Community and Technical College, were provided by Beverly Dile, ECTC director of developmental education.
Primary match (grades 1, 2)
Kentucky's technical college system plans to put career possibilities on display this summer.
Elizabethtown Community and Technical College hosts two free Career Craze camps this summer along with the 15 other schools in the Kentucky Community and Technical College System. The camp is designed to show middle and high school students potential technical careers.
Anthony Durrant, a former social studies teacher at J.T. Alton Middle School, was arrested Wednesday by Radcliff Police Department, according to John Wright, community relations director for Hardin County Schools.
Durrant was fired Tuesday from HCS after he was accused of inappropriate communications with a student. The allegations were brought to the district's attention Monday by an adult and Durrant was asked to leave the school that day. He received his official notification of termination Tuesday.
Lynne Gibson will serve as interim principal next school year at John Hardin High School, after assistant principal Greg Cecil chose not to accept the job.
Gibson, an assistant principal at the school, will fill in for principal Alvin Garrison, who is leaving Hardin County Schools for a year to participate in the Minority Superintendent Internship Program, a program offered by the Kentucky Department of Education.
Copyright © 2016
The News-Enterprise is your source for local news, sports, events and information in Elizabethtown, KY, Hardin County and the surrounding area.

subset: commoncrawl


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We've got some good news to end your week with! According to an exclusive update by Property Of Zack, A Day To Remember has won their court case against Victory Records. This means a number of different things, but one important thing to fans at least is that the band will be releasing Common Courtesy on Tuesday. There's been no official word from the band yet, but we will keep an eye out for more updates on the issue.
You can pre-order Common Courtesy by heading to the band's official website. Be sure to check in again soon!


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Friday, September 07, 2012
3 comments
Our house has had a 2 week luxury, my son was able to finally come home after Tech School for the Air Force and be with us. He finialized his car last week and today he left for his duty station, it will take him 3 days (3 days of 8 hours driv... Read more
Wednesday, August 29, 2012
4 comments
This is a quick update on my daughters skating injury from Aug 12, Today she had her splint removed and a cast put on, this photo was taken inbetween the two events!!
... Read more
Monday, August 27, 2012
4 comments
OK so I'm sappy when it comes to my kids 1st day of school. I insist having a picture. The past few years the kids gripe a bit about it but this year my daugter was very coorperative. Here's to 11 grade, you go girl!!
ok so i can't get the ... Read more
Wednesday, August 22, 2012
2 comments
took my girl to school today to met her teachers, tomorrow night is open house and we believe it would just be to hard to get around. plans are to borrow a wheel chair for the first few weeks of school by then hopefully she can maneuver the cr... Read more
Thursday, August 16, 2012
2 comments
Well my girl is beginning to feel better, we are already reducing the amount of medications she takes. Dr allows her to have 1 or 2 pills every 4 hours as needed for pain, yesterday she only took 5 and today it looks like 5 will be the magic num... Read more
Tuesday, August 14, 2012
4 comments
Glad to be home after spending the past 2 days at the Hospital with my youngest. She fell Sunday at our local skating rink and did a number on her left ankle. She torn the ligament down by her ankle and the 2 bones split & broke causing her ankl... Read more
Thursday, July 19, 2012
3 comments
it's been a long past few days up early and late bedtimes.
today was the last day of band camp for my youngest driving her back & forth to school everyday and going back at lunch time to help serve the band lunch, sure has made long yet me... Read more
Saturday, July 14, 2012
3 comments
Had a wonderful hike with my youngest today, spent over an hour at a local park walking up and down, tons of steps to help get around. Here are just a few of the pics I took.
Read more
Saturday, July 07, 2012
2 comments
Today is my Dad 77th Birthday
went over to see him & my mom had a great visit... Read more
Friday, July 06, 2012
3 comments
been L A Z Y all day, very unusual for a Friday, did get in a workout, tend the garden and do my pinky exercises
tomorrow is major house cleaning day!... Read more
Thursday, July 05, 2012
2 comments
I was given a choice at my session of pinky therapy today. Did I want to do clothespins and pennies or RTE (machine that I have to turn and crank) ? you should have seen her face when I replied "OR", then I had to explain to her that I had 5 cho... Read more
Monday, July 02, 2012
2 comments
need to add another day to add to the move, going back on Wednesday to help, gonna have to finish up when she is off work, so it wil be very sparatic
gonna need to go another time today just didn't work out, WE WILL GET IT DONE!... Read more
Saturday, June 30, 2012
3 comments
tomorrow is moving day, will be very busy helping my daughter with her move... Read more
Saturday, June 23, 2012
3 comments
yesterday was really odd, we have been having problems with our internet and it like just went out!! Frustrating to say the least.
Today I helped with a spaghetti fundraiser for the youth to go to summer camp, we were rather busy and please... Read more
Saturday, June 16, 2012
1 comments
just getting home from a color guard clinic, I went with about 9 of the High School Band members-Percussion, Color Guard and Drum Major- it was a long day glad to be home... Read more


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(c) Notwithstanding the provisions of this contract the Customer may, within 7 days of receipt of notification that the Goods are ready for delivery arrange for a finance company to purchase the Goods from Sytner at the price payable hereunder. Sytner shall not release the Goods until the Total Retail Price has been paid in full in cleared funds by the said finance company.
4. Failure to collect goods
If the Customer fails to collect and/or pay for the Goods within 14 days of delivery (as provided for in clause 2(d)) then Sytner may at its option either store the Goods at the Customer's cost or, upon giving the Customer 7 days' notice of its intention to do so, elect to treat the contract as wrongfully ended by the Customer and clause 12(b) will apply.
5. Part Exchange
In the event that Sytner agrees to accept a used motor vehicle from the Customer as partial payment of the Total Retail Price
("Allowance") such agreement shall be subject to any warranties and/or declarations made on the face of the order or purchase invoice in addition to the following conditions:
(a) if any financial or other declared interests are capable of cash settlement Sytner may elect to discharge such finance and interests and deduct expenditure from the exchange value offered;
(b) the used motor vehicle will be delivered in the same condition as at the date it was examined by Sytner (fair wear and tear excepted);
(c) the used motor vehicle shall be delivered to Sytner upon collection of the Goods together with all spare key sets, spare alarm remotes, registration documents, service documentation, MOT certificate, service invoices, warranty documentation and all other appropriate documentation and with the registration book completed and for the avoidance of doubt the Customer shall not be permitted to collect the Goods until the used motor vehicle has been delivered to Sytner;
(d) ownership of the used motor vehicle shall pass absolutely on delivery to Sytner;
(e) in the event that any of the warranties or declarations provided by (or on behalf of) the Customer in respect of the used motor vehicle prove to be incorrect or there is a breach of clause 5(b), Sytner shall be entitled to revise the Allowance to take account of such breach and where there is a reduction in the Allowance the Customer shall be liable to pay the difference between the original and reduced Allowances to ensure payment of the Total Retail Price of the Goods in accordance with clause 3 of these terms and conditions.
6. Cherished Number Plate
Where the Goods have a personalised or cherished number plate, unless stated on the face of the order, the Customer shall not be entitled to assume that such number plate is available with the Goods. The Customer and Sytner will provide all reasonable assistance to each other to facilitate transfer of the registration.
7. Warranty
(a) Sytner shall use all reasonable endeavours to pass the benefit of any manufacturer's warranty on to the Customer. In the case of a new vehicle, the Goods shall be warranted by the manufacturer to be free from defects in materials and workmanship on manufacture and Sytner shall repair any faults which arise in accordance with such warranty for at least one year from the date of first registration with no mileage limitation. Any parts which require replacement during the period of the manufacturer's warranty as a result of wear and tear (for example but without limitation, the brake pads) are excluded from the warranty. The manufacturer's warranty is not affected by any change of ownership of the Goods. Remedial work under such warranty may be carried out by any dealer approved by the relevant manufacturer ("a Dealer") at whose sole option any defective parts will be repaired or replaced. Any part replaced under the manufacturer's warranty is warranted to be free from defects in parts and materials until expiry of the original vehicle warranty. The manufacturer's warranty does not apply if and to the extent that the defect is caused or worsened by one of the following circumstances:
(i) after discovering the defect the Customer has failed either to inform Sytner or to have the defect examined by a Dealer without reasonable delay;
(ii) has failed to give a Dealer the option to repair the Goods without reasonable delay;
(iii) the Goods or any part thereof have been subject to misuse, negligence, or accident or use for racing or similar sports;
(iv) if the Goods have been repaired or maintained and that repair or maintenance has not been carried out by or through a Dealer and/or to the manufacturer's recommendations;
(v) parts have been installed into the Goods the use of which have not been approved by the manufacturer or if the Goods have been altered or modified in a manner not approved by the manufacturer;
(vi) instructions concerning the treatment, maintenance and care of the Goods have not been adhered to.
(b) In the case of the Goods being a second-hand vehicle, Sytner shall transfer to the Customer the unexpired portion of the manufacturer's warranty (if any) together with any used car warranty made available with respect to the Goods as stated on the front of the order. Text here ...
8. Examination of Goods and Reliance
(a) Prior to signing the order form the Customer should examine the Goods to be purchased (if they are available for inspection) and the Customer is reminded that the condition of satisfactory quality required by law does not operate in relation to defects which such an examination ought to reveal. If the Goods are sold subject to defects that have been notified by Sytner to the Customer before the signing of the contract, the condition of satisfactory quality referred to above does not operate in relation to those defects.
(b) The Customer should satisfy itself as to the suitability of the Goods for its requirements and not rely upon Sytner's skill or knowledge regarding the Goods' fitness for any particular purpose or use.
9. Claims
(a) The Customer's legal rights: irrespective of any warranty Sytner has offered, the Customer is entitled to exercise its statutory rights if the Goods are faulty at the time of their delivery.
(b) The Customer should contact Sytner as soon as possible: The Customer should contact Sytner as soon as he or she becomes aware of a problem with the Goods. A delay in reporting a problem may lead to unnecessary damage being caused to the Goods.
(c) Inspection of the fault: where the Customer believes the Goods to be faulty they should be returned to the Sytner premises where the Goods were purchased, as soon as possible for Sytner to inspect. If the Goods are a vehicle and there is a safety concern or the vehicle is not driveable, Sytner may arrange to collect the Goods or to carry out an inspection off-site.
(d) Consumer Customer's key legal rights: if the Customer is an individual buying the Goods for purposes that are wholly or mainly outside its business, trade or profession then it has certain rights under the Consumer Rights Act 2015 if the Goods are not as described or, because of a fault that was present at the time Sytner delivered them to the Customer which caused the Goods not to be of satisfactory quality or fit for purpose:
Up to 30 days- If the Customer does not wish Sytner to repair or replace the Goods the Customer is entitled to a refund;
Up to 6 months- If the fault cannot be repaired or replaced, then the Customer is entitled to a refund. Sytner is entitled to make a fair deduction from the refund to reflect the value of the use the Customer has had from any vehicle.
If the Customer chooses repair or replacement the option chosen must be proportionate taking into account the nature of the fault, cost implications to Sytner and any significant inconvenience to the Customer.
After 6 months: If the Goods do not last a reasonable length of time, the Customer may be entitled to some money back.
(e) This is only a summary of some of the key rights of a consumer customer. For detailed information from Citizens Advice please visit your local Citizens Advice centre or www.citizensadvice.org.uk.
(f) Return of Goods: Any Goods which Sytner agrees to refund should be returned by the Customer to the Sytner premises where the Goods were purchased. If they are not drivable Sytner may arrange collection.
(g) Refunds where Sytner has accepted a part-exchange vehicle: Where Sytner gives the Customer a full refund but part of the price has been paid by way of part-exchange of a used motor vehicle then subject to the Customer's part-exchange vehicle still being available in the condition supplied by the Customer, Sytner will return it. If Sytner is unable to do so the part-exchange Allowance will be refunded to the Customer. Any refund to the Customer shall take into account the sums paid by Sytner in accordance with clause 5(a) to settle any finance or other interests affecting the part-exchange vehicle. If the amount paid to settle any finance or other interest exceeds the part-exchange value of the Goods the Customer shall immediately reimburse Sytner on demand.
(h) Where a customer complaint is not resolved: good customer service is important to Sytner and we try to resolve all complaints to the Customer's satisfaction. However if Sytner fails to do this and the Customer believes there is a claim then the matter may be referred by the Customer to the National Conciliation Service. For details of this service please contact them on 01788 538317 or visit their website at www.nationalconciliationservice.co.uk
(i) Right to Costs: in the event that a complaint by the Customer is pursued unreasonably in all the circumstances the Customer shall pay to Sytner all reasonable costs, charges and expenses (including legal costs and fees) incurred by Sytner in or in contemplation of court proceedings brought or threatened by the Customer.
10. Sale to Intermediaries and Third Parties
The Customer confirms that it is not purchasing the Goods as an intermediary or reseller. Sytner may, at its discretion refuse to change the Customer's details or identity on the order or register the Goods to anybody other than the Customer or (where Sytner reasonably believes the Customer to be a reseller) to cancel the contract. In the event of cancellation by Sytner clause 12(b) will apply.
11. Retention of Title
(a)Notwithstanding delivery, collection and/or the passing of insurance risk for the Goods, or any other provision of these terms and conditions, ownership of the Goods shall not pass to the Customer until the Total Retail Price has been paid in full in cleared funds.
(b)Until such time as ownership of the Goods passes to the Customer, the Customer shall keep the Goods properly stored, protected and insured and identified as Sytner's property. Further, Sytner shall be entitled at any time to require the Customer to return the Goods to Sytner and if the Customer fails to do so promptly, to enter upon any premises of the Customer or any third party where the Goods are stored and repossess the Goods.
(c)Until the Customer owns the Goods the Customer shall not be entitled to sell the Goods or use them as security for any indebtedness. If the Customer does so all money owing by the Customer to Sytner shall (without prejudice to any other right or remedy of Sytner) immediately, become due and payable.
12. Customer Unauthorised Cancellation or Breach
(a) Except where the Customer is given a right to cancel its order in these terms and conditions or the Customer is entitled to do so by law, then no order which has been accepted by Sytner may be cancelled by the Customer unless Sytner has agreed to the cancellation in writing. Where cancellation is agreed clause 12 (b) below shall apply.
(b) Where the Customer (1) cancels its order (other than where the Customer is entitled to do so by law or under clause 2(c) or clause 13, or where the manufacturer price is increased and the customer is given the opportunity to cancel) or (2) otherwise fails to collect the Goods or (3) breaches the contract so that it is ended then Sytner shall be entitled to be compensated and paid a sum equivalent to a reasonable administration fee and any damages, loss or expenses which Sytner may have suffered or incurred by reason of the Customer's cancellation or default (including as a result of selling the Goods at a lower value) and storage costs. Such sums may be deducted from any deposit or other money paid by the Customer and the balance (if any) shall be returned to the Customer. If the losses Sytner has suffered exceed the deposit paid then the Customer shall be liable to Sytner for the excess amount. Sytner may, at its option elect to return any part-exchange vehicle or to retain it (in which case the agreed part-exchange Allowance, after deduction of the sums paid by Sytner in accordance with clause 5(a) to settle any finance or other interests affecting the part-exchange vehicle, shall be treated as part of the sums paid by the Customer for the purpose of this clause). If the amount paid to settle any finance or other interest exceeds the part-exchange value of the Goods the Customer shall immediately reimburse Sytner on demand.
13. Distance and Off Premises Contracts
(a) In accordance with The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, if the Customer as a private consumer has (1) entered into this contract prior to a face-to-face meeting with Sytner or (2) the contract is agreed face-to-face with Sytner in a place that is not Sytner's business premises or (3) the Customer places an order during a face-to-face meeting with Sytner that happens in a place that is not Sytner's business premises or (4) the contract is entered into on Sytner's business premises or through any means of distance communication immediately after a face-to-face meeting between Sytner and the Customer in a place that is not Sytner's business premises, then the Customer may cancel the contract without giving any reason up to 14 days after the day upon which the Customer (or anyone on the Customer's behalf) takes possession of the Goods.
(b) In order to exercise the right to cancel the Customer must provide Sytner with a clear statement (e.g. a letter sent by post, fax or email). The Customer may cancel the contract by using the model cancellation form provided with these terms and conditions below but is not obliged to do so. The statement should be sent to Sytner using the contact details contained within the order form within the 14-day cancellation period.
(c) On cancellation Sytner shall reimburse to the Customer all payments received from the Customer including any delivery costs (unless the Customer expressly chose a method of delivery more expensive than the least expensive option in which case the Customer will be reimbursed the value of the least expensive delivery method).
(d) Subject to clause 13(e) below on cancellation the Customer shall return the Goods to Sytner without undue delay and in any event not later than 14 days after the day on which the Customer advises Sytner of the cancellation, at the Customer's cost. If the Customer fails to return the Goods, Sytner may make a charge for the cost of recovering the Goods from the Customer, this is likely to cost a minimum of £100 and Sytner may deduct this charge from any sum that Sytner must reimburse to the Customer.
(e) In the event the Customer entered into this contract in the circumstances described at points (2), (3) or (4) of clause 13(a) above and Sytner has delivered the Goods to the Customer, Sytner shall arrange for the Goods to be collected at its own expense.
(f) Sytner will reimburse the Customer using the same means of payment as the Customer used (unless otherwise agreed) without undue delay and in any event within 14 days after Sytner received the Goods back or, if earlier, 14 days after the day on which the Customer provides evidence that the Goods have been sent back.
(g) On cancellation any related credit agreement or other ancillary contract will be cancelled. If the cancelled contract involved a part-exchange Sytner will at Sytner's discretion either return the part-exchange or pay the agreed part-exchange value (after deduction of the sums paid by Sytner in accordance with clause 5(a) to settle any finance or other interests affecting the part-exchange vehicle) to the Customer. If the amount paid to settle any finance or other interest exceeds the part-exchange value of the Goods the Customer shall immediately reimburse Sytner on demand.
(h) If the value of the Goods is diminished because of the Customer handling the Goods beyond what is necessary to establish the nature, characteristics and functioning of the Goods, Sytner may recover that amount from the Customer and Sytner can deduct it from the reimbursement provided for under clause 13(c) of these Terms and Conditions. Sytner will normally view any alteration, modification or personalisation of the Goods or driving for in excess of 100 miles as going beyond what is necessary to establish to nature, characteristics and functioning of the Goods.
(i) If the Goods are made to the Customer's specifications or clearly personalised then the Customer does not have the right to cancel the contract.
14. Liability
Sytner will not be liable to the Customer for (a) losses that were not in the reasonable contemplation of both parties when the contract was formed; (b) losses that were not caused by any breach on the part of Sytner; and (c) business losses, and/or losses to non-consumers.
Nothing in this clause shall operate to restrict or exclude Sytner's liability or limit the Customer's rights in any way that cannot be restricted, excluded or limited by law.
15. Termination / Suspension
In the event that:
(a) Sytner reasonably believes on reasonable grounds that the Customer will be unable to meets its financial obligations in respect of this agreement; or
(b) if the Customer is in material breach of any obligations under the contract then, without prejudice to any other right or remedy available to Sytner, Sytner shall be entitled to cancel this contract or suspend delivery under this contract until the Customer has remedied the breach. If Sytner ends the contract then it shall be entitled to be compensated as set out in clause 12(b).
16. Data
Sytner shall keep and use any data relating to the Customer in accordance with the provisions of all relevant data protection legislation to process the Customer's order and payment and (unless the Customer requests Sytner does not do so), to inform the Customer about similar products that Sytner provides. The Customer may stop receiving this information at any time by contacting Sytner.
17. Notices
Any notice that is given hereunder may be given in writing, by electronic mail or communicated verbally. Notices in writing shall be posted or faxed to the last known residence or place of business of the person to whom it is addressed and shall be deemed to have been received, in the case of facsimile or electronic mail on the day of transmission and in the case of notice given by post, within two days of posting.
18. Waiver
Any waiver by Sytner or the Customer of any breach of contract by the other should be in writing and shall not be construed as a waiver of any subsequent breach of the same or of any other provision. Without prejudice to the generality of the foregoing, failure by either party to enforce at any time or for any period any one or more of the conditions shall not be a waiver of them or of the right at any time subsequently to enforce all of them.
19. Invalidity of these Terms
If any provisions of these terms and conditions is held by any competent authority to be invalid or unenforceable in whole or in part the validity of the remaining provisions of these terms and conditions and the remainder of the provision in question shall not be affected thereby. As far as it is possible to do so any clause that is in whole or in part invalid or unenforceable shall be interpreted with the minimum possible amendment so that the clause or part thereof is found to be valid and/or enforceable and gives effect as far as possible to the previously expressed intention of the clause.
20. Applicable Law
This contract shall be governed by the Laws of England and Wales and the parties shall submit to the jurisdiction of the English Courts.
Cancellation Form
To: (Please send this completed Cancellation Form to the dealer whose contact details are provided on the front of the Order Form)
I / We [*] hereby give notice that I / We [*] cancel my / our [*] contract of sale of the following goods [*] / for the supply of the following service [*],
Ordered on [*] / received on [*],
Name of consumer(s),
Address of consumer(s),
Signature of consumers(s) (only if this form is notified on paper),
[*] Delete as appropriate.


text:
Thursday, January 22 2009
Back at Jebel Ali
Jebel Ali will tomorrow afternoon, stage the seven race card postponed from a week ago, with the featured 1200m handicap again kindly sponsored by His Highness Sheikh Hamdan bin Rashid Al Maktoum's Shadwell organisation.
Thirteen have been declared for the AED100,000 dash with the weights headed by the Rashed Bouresly-trained League Champion who has run both his best races locally on this course.
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I'm gonna be 64 years old. For 10 years I've had a pretty nice Gary Fisher Hoo Koo E Koo mountain bike. I do a lot of mnt biking, but lately, I've been doing a lot of road riding to (20 to 30 + miles 3 days a week) and keep meticulous records of distance, speed, average, etc. On a good day, the best I can average over my 20 mile road course (mostly flat with a few small hills and riding non-stop) is 13.53 MPH with my mtn bike. Because I'm doing so much road riding, I'm thinking of getting an entry level road bike. I've got it narrowed down to these three. A 2008 Trek 1.2 for $595. A 2009 Raleigh Sport for $520. A 2008 Giant Defy 3 for $585. I road them all and they all seem like nice bikes. Naturally, each LBS claims that the brand he carries is better than the rest. They always talk about "components". I don't know how to interpret the specs on these three bikes. Is one of these three really better than the other two. Or are they all about the same and it just boils down to personal preference. Which bike would you choose, and most importantly, "why".
Trek 1.2 Specs: http://www.trekbikes.com/us/en/bikes/road/1_series/12/
Raleigh Sport Specs: http://www.raleighusa.com/bikes/road/sport/?page=specs
Giant Defy 3 Specs: http://www.giant-bicycles.com/en-US/...ad/2266/32193/
Although my Gary Fisher Hoo Koo E Koo mountain bike is now 10 years old, it is very comfortable, totally reliable, and I really like it. Over the years its become a trusted "friend". So another idea is to put on some high psi mbt slicks like one of these:
100 PSI Kendra Kwest: http://www.kendausa.com/bicycle/commuter.html
I'm leaning toward the Kendra Kwest.
I realize that this change won't turn it into a road bike, but will it make a noticeable difference?
Your input on this idea would also be greatly appreciated.
Thanks for any input you can provide.


text:
Gaza: Relief to Rehabilitation
Muslim Charity
£6,542.94 raised
99 donations
My Target:
£6,542.94 raised so far
How to make a donation
Donate online at - www.justgiving.com/gaza2012
By mobile internet Scan this code on your smartphone to go straight to Muslim Charity's page.
By text message to donate £10 Text £10
to 70070
Recent shelling and months of blockade has created a humanitarian crisis for the people of Gaza. The conflict led to a significant number of deaths and injuries and the destruction of key civilian infrastructure in Gaza, one of the most densely populated areas in the world.
Muslim Charity has launched an Emergency Appeal for the people of Gaza and we are appealing our generous donors to provide funds to cater for Emergency Relief efforts. We call upon all our supporters and volunteers to contact us and provide any contribution and support to raise crucial funds for the people of Gaza at this critical time.
Please Donate generously to provide urgent humanitarian aid:
£50 - Food Package for a Family
£70 - Emergency Relief Kit
£60 - Winter Warmer Pack
'Du'a is the weapon of a believer' - Remember to keep your brothers and sisters in your noble prayers.
If you would like to organise a local fundraising event to raise crucial funds towards urgently needed Emergency Relief Kits, please do get in touch with us as we will be happy to assist. You can get assistance by emailing email@example.com
Donate online at Just Giving: http://www.justgiving.com/gaza2012
Updates 0
Raising money for
Muslim Charity
Charity Registration No. 1078488
Muslim Charity is a leading international relief and development NGO that aims to alleviate the suffering of the world's poorest people. As well as responding to disasters and emergencies, it successfully carries out short and long-term development projects - regardless of race, religion or gender.
Raising money for
Run by Muslim Charity
Charity Registration No. 1078488
Donations 99
Donation by Anonymous on 12/07/15
Donation by Anonymous on 07/07/15
May Allah (SWT) grant the Palestinians victory insha'Allah. Ameen.
Donation by Anonymous on 24/07/14
+ £250.00 Gift Aid
Donation by Salma on 21/07/14
Donation by Anonymous on 11/07/14
+ £25.00 Gift Aid
Donation by Shwaib Rayi on 21/02/14
Donation by Shwaib Rayi on 20/01/14
Donation by Maryna Abrazhevych on 08/02/13
Take care of your wealth before it is taken from you.
Donation by Rejwan Ahmed on 02/02/13
+ £25.00 Gift Aid
Donation by Tasawar Haque on 29/01/13
+ £62.50 Gift Aid
Allah will ask all of us about what we have done for our brothers and sisters not only in Gaza but everywhere. Donate now, Life is short !!
Donation by Muslim on 05/01/13
Donation by N Qureshi on 03/01/13
+ £25.00 Gift Aid
Donation by Alhassan Abdulmalik on 26/12/12
Donation by Halima Bibi on 25/12/12
+ £12.50 Gift Aid
May Allah swt bless and help the needy. May Allah swt also protect the innocent and weak from the evil doers.
Donation by Makaram Khan on 25/12/12
+ £12.50 Gift Aid
May Allah swt help us all in ""Helping the Needy""!!! Aameen. Bst of luk Muslim Charity!
Donation by Anonymous on 25/12/12
Donation by Anonymous on 24/12/12
Donation by SYED SHAH on 22/12/12
+ £18.75 Gift Aid
Donation by Adil Rana on 20/12/12
Donation by Per Abad on 20/12/12
AA. Allhumman suril muslimeena fi gazzah. Aameen. 'Charity does not decrease your money'- Hadith.
Donation by Abu sayed Ansarey on 19/12/12
+ £7.50 Gift Aid
Donation by Anonymous on 17/12/12
Donation by Shai on 16/12/12
+ £12.50 Gift Aid
Please make dua for my father who has past aways. may allah (SWT) give him Jannah. Ameen
Donation by nazma mir on 14/12/12
+ £12.50 Gift Aid
Donation by Ammar Qamar on 13/12/12
Donation summary
- * Online donations£6,512.94
- Offline donations£30.00
- Text donations£0.00
- Total raised£6,542.94
- Gift Aid£1,130.00
* Charities pay a small fee for our service. Find out how much it is and what we do for it.


text:
Senior Member
Last Activity: 16th April 2015 12:11 AM
Most Thanked
Post Summary
Don't say it, click it :) Sent from my PC36100 using xda premium ---------- Post added at 04:20 PM ---------- Previous post was at 04:19 PM ---------- Also, I learned when u flash a theme in theme Chooser, reboot ur phone so it sticks better. ...
*cough* http://forum.xda-developers.com/showthread.php?p=6696983 *cough* http://s3.amazonaws.com/rapgenius/1323181190_codeine-cough-syrup.png
What' up dude! Sent from my PC36100 using xda premium ---------- Post added at 04:52 PM ---------- Previous post was at 04:50 PM ---------- We have one cool ass theme coming out soon never seen one like it before!! Hope everyone likes it!! ...
Could someone be so kind to educate me on which theme I have to choose, or what I have to do, to get rid of the blue buttons and outline of windows in this rom? Is it an overflow option or something? I know how to change the font and icons but I h...
Wrong thread :) Sent from my PC36100 using xda premium


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Bret Bielema on injuries, transfers, satellite camps and NFL Draft
Arkansas coach Bret Bielema speaks to the ...
Former Washington running backs coach Joel Thomas will make $235,000 in the same role at Arkansas.
Arkansas has opened up its checkbook to bring in topnotch assistant coaches for Coach Bret Bielema's first staff.
Sports, Pages 17 on 01/04/2013
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Sara Josefina, 44, lives in her own home with her family in a modest residential development. Her husband is 42 and their two children are still in school. Sara sells tortillas. Her business is located in her home and is frequented by the many people who trust her work and enjoy the delicious tortillas that she makes every day with dedication and passion. Sara has worked all her life to be able to contribute to her household's finances and give her family a higher quality of life. She maD. the decision to request this loan through INTEGRAL (Kiva Field Partner) so she could invest in her business through the purchase of raw materials such as corn, water, lime, propane gas, firewood, etc. This will allow her to improve her economic situation to have more life opportunities.
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Erin Sindewald
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Sara Josefina D. 44 años D. edad, resiD. en casa propia junto a su grupo familiar, en una colonia muy sencilla, el cual está constituido por su esposo D. 42 años y sus dos hijos los cuales se encuentran estudiando. Ella se dedica a la venta D. ricas tortillas. El negocio lo ha establecido en su hogar D. residencia, lugar que es muy visitado ya que muchas personas confían en el trabajo D. Sara y les encantan las deliciosas tortillas que día con día elabora con mucha pasión y dedicación. Sara ha trabajado toda su vida para poder colaborar un poco en la economía D. su hogar y así poder dar a su familia una calidad D. vida diferente. Ha tomado la decisión D. solicitar este crédito a INTEGRAL para invertir en su tortillería en la compra D. la materia prima como: maíz, agua, cal, gas propano, leña, etc. Todo esto con el fin D. mejorar su situación económica para tener acceso a una mejor oportunidad D. vida.
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About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization's target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders' funds will be used to expand these services to an even greater number of poor clients in rural areas.
About El Salvador
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Success!! The loan was 100% repaid
A loan of $600 helped Sara Josefina to buy raw materials such as corn, water, lime, propane gas, and firewood.
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Repayment Term
20 months
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Repayment Schedule
Aug 11, 2011
Sep 8, 2011
Currency Exchange Loss:
Feb 15, 2012


text:
I hate pictures of myself, always have. My Facebook profile pic is a few years old and I am not one to agonize over the perfect selfie to share just because I want to say "Good morning!" to the world.
There comes a point in every child's life when they have a very startling reality revealed.
Have you noticed trees containing unsightly, light-grey webs towards the ends of their branches? These webs contain the fall webworm, a perennial pest of several trees all across North America.
Some love stories begin with chance meetings, glances across the room, or even horrible blind dates that actually work out.
When you give someone your word, it's a pretty big deal.
Has your summer garden not turned out like you thought it would? As usual, this summer season has brought with it challenging weather conditions for growing vegetables. The high humidity and rainfall have made plant diseases prevalent, and the insects sure aren't showing any signs of letting up. If your summer vegetables didn't pan out, there is always time for redemption with cool-season vegetables.
Men, I'm gonna go ahead and warn you - you may not be able to relate to this.
We receive calls all year long at the extension office about trees with large, exposed roots. Sometimes these roots will bust up sidewalks and driveways. The most common complaint from homeowners is that the surface roots interfere with the lawn.
In case y'all haven't noticed, summer is over.
After several delays, "DAWSON COUNTY, GEORGIA: A HISTORY" is published, delivered and available for purchase.
"Did your Daddy pick that out for you?" I asked Cole one morning as we were about to head out the door.
Who ever created texting, thank you.
Are you having issues with distressed or dying evergreen trees in your landscape this year? Chances are you may have a bagworm infestation.
I knew Cole needed a sport this summer.
Have you ever walked through your yard or hiked through the woods only to return with red, itchy bumps? These are most likely caused by red mites, commonly called "chiggers."
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There isn't a day that passes that I don't remember Mama.
As I've grown older, several truths have grown more apparent.
Granny often lamented that my generation was not made of tough stuff.
The exact moment it happened was at a large round table in a ballroom of majestic gilt in a grand hotel.
I yearn for the election years of yesterday. Politics were just not discussed, not even among family.
There is a country store that sets in the middle of hundreds of acres of farm land embedded with hardwoods and pines that have grown ...
The other day, the unthinkable happened.
I am not the type that is easily offended.
Have you ever noticed how everyone has to be right?
It happened last summer. I had been telling Tink about an adorable town a few hours away.
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Alaska Fish & Wildlife News
September 2003
Alaska's Take a Young Person Hunting Week
In recognition of Alaska's hunting heritage and the role of hunting in the state, Gov. Frank Murkowski has proclaimed Sept. 7 through 13 "Take a Young Person Hunting Week."
The governor's executive proclamation, issued Aug. 20, encourages experienced hunters to mentor young Alaskans in safe and ethical hunting practices and to instill in youth an understanding of conservation of wildlife resources.
The proclamation grew from the efforts of Larry Lewis, a wildlife technician with the Alaska Department of Fish and Game in Soldotna. In 1998, Lewis suggested the proclamation to his legislator as a way to remind older, more experienced hunters of their obligation to promote ethical standards, he said.
In 1999 the state senate and house issued a joint proclamation declaring the second week in September Take a Young Person Hunting Week. It has been recognized every year since.
"This is a tool to promote hunter education, mentor young hunters, promote hunting safety and interest young people in wildlife and our hunting heritage," Lewis said.
Lewis knows first hand the value of mentoring. "My dad died before I was born and our next-door neighbor took me under his wing," he said. "He taught me how to reload shotgun shells and took me small game hunting, and it definitely had a positive impact on me."
Lewis practices what he preaches and volunteers as a naturalist and wildlife educator in Soldotna area schools. He's taught 14 hunter education classes this year.
"It's kind of a passion with me, " he said. "But a lot of the area (Fish and Game) staff volunteers. This is an important part of a lot of Alaskans' lifestyle and it's part of our heritage."
Mid-September is a good time for Take a Young Person Hunting Week, he said. "It's the height of moose hunting, and there's caribou, small game and deer -everything is going on in the middle of September," he said.
Subscribe to Fish and Wildlife News to receive a monthly notice about the new issue and the articles.
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Isabel's Daughter (Paperback)
Usually Ships in 1-5 Days
The first time I saw my mother was the night she died. The second time was at a party in Santa Fe.
After a childhood spent in an institution and a series of foster homes, Avery James has trained herself not to wonder about the mother who gave her up. But her safe, predictable life changes one night when she stumbles upon the portrait of a woman who is the mirror image of herself.
Slowly but inevitably, Avery is compelled to discover all she can about her mother, Isabel. Avery is drawn into complex relationships with the people who knew her mother. As she weaves together the threads of her mother's artistic heritage and her grandmother's skills as a healer, Avery learns that while discovering Isabel provides a certain resolution in her life, it's discovering herself that brings lasting happiness.
About the Author
The author of Bread Alone, Judith Ryan Hendricks lives in Long Beach, CA.
Praise For…
" calls to mind Barbara Kingsolver in her affinity for wise women and the power of close female friendships."


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The Portland Trail Blazers will be without one of their key bench players for at least the next month after reserve power forward/center Joel Freeland sprained his right MCL in the first quarter of Tuesday night's loss to the Thunder at the Moda Center.
Freeland's knee buckled while he was fighting for position with two minutes to play in the first quarter. He was helped off the floor by his teammates
and did not put weight on his right leg as he exited the court. An MRI would reveal an MCL sprain to his right knee, which is expected to keep the second-year Englishman sidelined anywhere between four and eight weeks.
After struggling through a tough rookie season last year, Freeland has been one of Terry Stotts' most reliable bench players with averages of 3.3 points, 3.9 rebounds and 13.9 minutes in 51 games this season. Fellow second-year players Thomas Robinson and Meyers Leonard are likely to pick up Freeland's minutes until he is able to return.
Despite being a heavy underdog, the Portland Trail Blazers evened their best-of-seven first round playoff series by winning Game Four versus a relatively healthy Los Angeles Clippers squad. The same could not be said of the team the Trail Blazers will face in Game Five Wednesday night at Staples Center.
The Clippers announced Tuesday afternoon that starting point guard Chris Paul would be out for at least the next four weeks after undergoing surgery to repair a fractured third metacarpal in his right hand, an injury he suffered in the third quarter of Portland's 98-84 victory in Game Four. Paul, a nine-time All-Star and arguably the best point guard in the NBA, averaged 23.8 points on 49 percent shooting, 7.3 assists, 4.0 assists and 2.3 steals while playing stellar defense on Portland's guards in the first four games of the series.
"My job as a coach is to figure out a way of getting us up and ready for Game Five," said Clippers coach Doc Rivers. "There's nobody, probably in the league, that's going to replace Chris Paul so there's nobody clearly on our team that's going to do it. As a group everybody pitches in."
While the Clippers stopped short of listing Paul out for the entire playoffs, saying instead that he would be reevaluated in four to six weeks, that timeline assures the 6-3 veteran point guard out of Wake Forest will miss the rest of the series versus Portland.
To make matters worse for Rivers, it was also announced that Blake Griffin would miss the rest of the postseason with a left quad injury that has dogged the All-Star power forward for much of the season. Griffin also suffered his injury in the third quarter of Game Four.
"I could feel it," said Griffin after Game Four. "Hopefully in the next 24-48 hours you turn a corner and feel better, so I'm not really concentrated on how it felt tonight, that's kind of expected after you tweak something."
Griffin had an MRI on his left quad Tuesday, which showed no new damage, but the aggravation was evidently serious enough to sideline the five-time All-Star. He played in just 35 games this season due to dealing with a partially torn left quad and a broken hand. Griffin averaged 15.0 points on 38 percent shooting, 8.8 rebounds and 4.0 assists in 31.8 minutes during the 2016 postseason.
Rivers will likely look to some combination of Jamal Crawford, Austin Rivers and Pablo Prigioni to fill in for Paul, while Jeff Green, who started 10 games for the Clippers after being traded midseason from the Grizzlies, while likely pick up Blake's minutes. Rivers and Green are listed as probable starters in place of Paul and Griffin, respectively, according to the newest version of L.A.'s game notes.
"We're going home, all they've done is win two games at home just like we won two games at home," said Rivers. "We've been in adverse situations all year with guys out but guys have come through and I expect us to do that at our place."
And we're back. Less than 12 hours after the Trail Blazers defeated the Clippers at the Moda Center in Game Four to knot the first round series at two games apiece, Joe Freeman, he of The Oregonian/OregonLive.com, and I, Casey Holdahl of ForwardCenter.net/TrailBlazers.com, hit the studio for the second time in 24 hours to record another edition of the Rip City Report, hot off the mp3 presses…
On this edition, we discuss Portland's win in Game Four, the monumental shift in the series due to Chris Paul breaking a bone in his right hand, other Clippers injuries and how they affect the series going forward, Portland seizing momentum and whether or not they're now the favorites, the slump-busting performances of Al-Farouq Aminu and Allen Crabbe, Terry Stotts finishing second in Coach of the Year voting and answer your Twitter questions regarding adjustments, reporting taboos, the "Rip City" jerseys and whether CP3's alternate egos are prepared to step in. It really is a new day.
You can find the Rip City Report on Soundcloud, iTunes and Stitcher. Use one of your non-broken hands to post a review on iTunes. And go cop your Game Six tickets if you haven't already.
Trail Blazers power forward Meyers Leonard took questions from the media prior to Saturday night's game versus Philadelphia to address undergoing surgery on his left shoulder, which will sideline the fourth-year player for the rest of the season. Leonard discussed his thought on having to sit out the remainder of the season, his future with the team, how the injury impacts his impending restricted free agency, how much time he'll miss, what he plans on working on as he heals and being around the team even though he won't be playing.
How do you feel after learning you'll be out for the rest of the season due to shoulder surgery?
Meyers Leonard: I feel fine. I'm just rehabbing my shoulder. Surgery is two weeks from yesterday, on (April) 8th. It's better, actually, that the surgery is a couple weeks out because if you strengthen your shoulder, it's better going into surgery. I feel fine. It's fun being around the guys. Obviously I wish I could be out there playing with them. But they kind of keep my spirits up. I'm doing fine.
Way to describe how disappointing or disheartening it was to hear you were done for the season?
Meyers Leonard: Well, it's definitely tough to hear and tough to make that decision. I waited for (Damian Lillard) after he shot (pregame) in LA, because I wanted to talk to him about my decision. The hardest thing, No. 1, we surprised so many people this year. I feel like I was a good piece to that. And I told him, 'Man … not only last year in the playoffs, but this year, too, just being able to play and have some success has been a lot of fun. Even back to last year's playoffs, this is the most incredible thing I've really ever experienced.' So it's tough to know that I'm shut down. But I'm happy with the overall decision of having to get it done. I kind of knew that was maybe going to be the end result once I (hurt) it again. But I have faith in what's going to happen. I think everything will be just fine. Get the surgery, get rehabbed and come back stronger than ever.
Being a free agent, how would you describe your future with the organization?
Meyers Leonard: I think it looks bright. I believe that I can be a key piece of the future. Obviously, (I was) drafted with Damian. Been here with Terry (Stotts). And I think that Neil (Olshey), they guys, coaches, understand what I bring. As a person, No. 1, I try to treat everybody with respect and try to have a good face for the organization, as far as just being me. And of course, as a player, I believe I have a pretty big affect when I'm out there. Certainly, there are a lot of things I can work on. But even when I'm just out there, I think I have a different affect than just being statistical.
Do you regret passing up the contract extension offer in training camp?
Meyers Leonard: Not at all.
Why not?
Meyers Leonard: Because I have faith in what I do, in this team, in the future and what more I know I can do. That's the encouraging thing. This year has been a different year for me. All of a sudden, all these new things are thrown at me. I'm on scouting reports and I'm trying to learn new things and continue to grow as a player. My teammates are trusting me to make more plays and (play well) down the stretch. I believe in what more I can do and what I've already kind of shown. Certainly it takes an immense amount of hard work. And I'm going to do that. I have to rehab, get this done, get this out of the way and, like I said, come back stronger than ever.
Is there a similar uncertainty from when you broke your foot (in college)?
Meyers Leonard: No. There's not really any uncertainty right now. I met with Dr. ElAttrache in Los Angeles, he's very well known, probably the top shoulder guy in the country. I could obviously tell he really knows his stuff and I know he's going to do a really good job, going to be able to help me with my thought process on rehab. Our training staff is unbelievable, and they have been, and I'm confident that I'll be able to come back, again, stronger than ever.
Jason Quick had mentioned you'll be out 6 to 8 months. Is that accurate?
Meyers Leonard: Yeah, that's accurate. Obviously there's a process to it: not doing anything to being able to lift more and do things like that and then getting on the court, individual workouts, then light contact, then working my way back in in, I don't know, three-on-three, then back to playing. The number seems, and I guess the length of time, seems pretty substantial, but there's other things I can do. I always try to find a positive in 'Why did this happen? Why did I have to shut it down? Why is my shoulder messed up?' Work on my leg strength, keep my cardio up as much as I can, work on my core strength, work on my middle game, watch more film, try to watch guys like Dirk (Nowitzki). Figure out how does he use his shooting ability to get off shots against bigs, against guards? How does he cause havoc for the defense? So there's a lot of things I can continue to work on even though I'm going to be totally shut down, as far as my upper body goes, shooting the ball and things like that. But I'm optimistic, I'm encouraged about my future and I just have to remain positive and understand that everything is going to be just fine. Just go with the flow.
Have you ever missed that much time due to injury?
Meyers Leonard: No, absolutely not. I've been in a boot before because of my foot. Obviously the first dislocation in November I missed (seven games over 17 days). Aside from my ankle my rookie year, maybe that many days. But I'm not worried about it. Bike workouts, running when I can even though I'll be pretty immobile and just doing anything I can to stay sharp mentally and do as much as I can physically.
Was it the labrum? What was the damage that was done?
Meyers Leonard: My labrum is torn and then that's pretty much it. I have just some ligament damage. He'll fix it up, he's very optimistic about surgery and rehab and everything. So am I. Again, he's really good at what he does and I'm just going to follow Dr. ElAttrache's lead and our training staff because I fully trust them.
Do you feel confident that you haven't played your last game in a Blazers uniform? Is it your goal to play and hope to remain here?
Meyers Leonard: Yeah, absolutely. I was drafted here, again, I've been with Terry the entire time, Neil obviously drafted me, being here with now our franchise player Damian. The group that we have, young, up-and-coming, very encouraging considering people thought, what, we'd win 26.5 games? I don't know when we won that one but that was a while back. So the future is bright here and I truly hope that I can be a big part of it.
Will you stick around the team for the stretch run?
Meyers Leonard: Absolutely. My surgery is on the 8th and I've got to do some check-ups and be in L.A. probably 10 days or so post-surgery. But that means that when we make the playoffs, we'll be on the road probably for the first two games, so I should be able to come back and see the playoffs games, and I'm going to be at every game until then. Being around these guys keeps my spirit up. It's fun to be around the, encourage them, talk to the young guys, be out there. Just to see them play, it's hard to not be out there, I can admit that. But it is what it is.


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Gender Is Fair Game: (Re)thinking the (Fe)male in the Works of Oba Minako
Gender Is Fair Game: (Re)thinking the (Fe)male in the Works of Oba Minako
By focusing on Oba's postmodernist rethinking of gender and culture, Wilson examines the theme of female Bildungsroman. She demonstrates how Oba draws on "marinated memories, " how she recovers the past (her experiences abroad) in depictions of refreshingly articulate, sober female protagonists who capitalize on overstepping their native socio-cultural boundaries, women who "use and abuse" the system and conventions that nurture and at the same time threaten their identity.
Another important point of emphasis in this study is Oba's playful and absurdist style which reinforces the appropriation of the Bildungsroman form. Oba's writing combines the artistry of a humorist/satirist, a poet, and a painter, with the subversive spirit of a shrewd cultural critic. The rhythmic dialogues and dramatic monologues that abound in her works are continually interrupted by the intrusion of an omnipresent authorial voice. Ideas and musings, sometimes lofty, sometimes verging on the absurd, merge and clash in comic, free-for-all repartee.


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Welcome To The New Age by Deserted-DreamsWatch
©2013-2016 Deserted-Dreams
New character C: I forgot to submit this here apparently
Wowowow g-g-g-g-gooorgeous
I love this! The scar through her face makes her look like a doll!
She's super pretty! Really love the colors and I adore her hair x3
I love her! She's got a great design, I particularly like her hairstyle and the scar that extends across her face. The colors you chose are really warm and nice too! I'm really impressed with the hair texture (it looks real!) and the shading/blending on her skin. :3
Thank you so, so much <3 Her hair nearly killed me, but I think it was worth it C: I'm probably going to keep this character around since she was so much fun
If i could make an OC this is what she would look like! Absolutely beautiful I love her
Awwww yiss
Awwww yiss


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Full title: Marie Antoinette wearing the Neutrino Distracting Tiara
Mandelbulb 3D, no post work.
Mandelbulb 3D, no post work.
I like it. No, I love it. It seems, somehow dream like, but in reality. Like a surrealist painting of sorts. It's seems vague and enlightening. And mysterious, too. The painting, or what it means really, is up to the interpretation of the viewer/artist. But there are a million possibilities seeing this. Great job, thumbs up.
And I like your comment very much, really glad you like it OnceInALongTime!
The feelings you describe fits very well with what I wanted to express!
The feelings you describe fits very well with what I wanted to express!
Well, I don't usually add a comment saying I like something without saying why or what I think. And, thank you. Great job, again.
amazing work
This is pretty damn stunning...
Nice work!
tasty , very good job
gorgeous delicate details
Excellent work Johan!
Simply beautiful!
Awesome work
awesome work Johan !
Great work bro
It's been forever... So good to see that you are only going from strength to strength .. This is sublime.
Wow! - This is an absolute belter - fantastic image


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Man pleads innocent to killing father, son electriciansFebruary 13,2014Staff Report
A 70-year-old Hubbardton man charged with killing father and son electricians Wednesday had been in an ongoing dispute with his landlord about allowing workers onto the property to do maintenance work, according to court records released this afternoon.
Sylvester Labartino, 70, pleaded innocent today in criminal court in Rutland to two counts of second-degree murder in the shooting deaths of Shane Plummer, 57, and his son, Christopher Plummer, 26, both of West Haven. Sylvester was ordered held on $750,000 bail and was taken to Rutland jail following the brief hearing.
The two men were killed Wednesday afternoon when they were at 578 Route 30 north in Hubbardton doing work at a home Labartino had been renting from William Gilbert, according to an affidavit by Vermont State Police Detective Sgt. Daniel Elliott.
A day earlier, the affidavit stated, Trooper Stephanie Shaw had gone to the residence after receiving a complaint from Gilbert that he had been "having difficulty" with Labartino, who was preventing electricians from doing needed maintenance at the residence.
"Gilbert advised the tenant was hostile and was a gun owner," the affidavit stated.
Shaw then talked to Labartino, who reportedly told her that the dispute with Gilbert had been going on for some time and he was tired of being bothered by his landlord.
Shaw again was called to the home Wednesday morning for a trespassing complaint made by Labartino, who told her that he again was having "issues" with Gilbert and electricians who had been at the property that morning, the affidavit stated.
Labartino told Shaw, according to the affidavit, that he didn't want to see Gilbert or the workers when he returned from a doctor's appointment.
On Wednesday, at 1:37 p.m., the affidavit stated, police received a 911 call later determined to be from a number belonging to Shane Plummer's cellphone. "I need help, my son has just been shot and he chased me out of my truck with a rifle," the caller said.
The first two troopers who arrived at Labartino's address at 1:56 p.m. reported finding two men on the ground and injured. Fair Haven Rescue personnel arrived at the scene at 2:06 p.m. and both men were pronounced dead, Elliott wrote in the affidavit.
At 2 p.m. police pulled over Labartino, who was driving a white Ford Bronco about a mile south of the scene, Elliott wrote. Labartino was taken to the Fair Haven Police Department and told authorities he wanted to speak with an attorney and then did not provide any statement, according to the affidavit.
Labartino appeared this afternoon in Rutland criminal court dressed in a green smock and sandals. He sat at the defense table and stared straight ahead, not looking at the rows of mourning family members who wept behind him.
Each second-degree murder charge against Labartino carries a possible maximum penalty of up to life in prison, if convicted.
Outside the courtroom prior to the arraignment, Michelle Charron, Shane Plummer's sister and Christopher Plummer's aunt, said she came to the hearing seeking answers.
"I want to know why," she said with tears in her eyes.MORE IN This Just In
BENNINGTON – Three local law firms filed a class-action lawsuit in the U.S. Full StoryMANCHESTER Throwing a lit cigarette out of a moving car led to a felony charge of heroin... Full StoryVERNON The second big wave of layoffs at the Vermont Yankee nuclear power plant occurred Thursday. Full Story
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Rise of Mankind: A New Dawn is a new sequel of the great Civilization IV: Beyond the Sword game. A New Dawn serves as a new expansion, adding a huge and balanced new technology tree, putting emphasis on new buildings, new units and new technologies. Based on the incredibly popular former mod Rise of Mankind, A New Dawn transforms Civilization IV, reaching to new heights and giving the players the best Civilization experience of all time. It contains a powerful and vastly superior new AI, charismatic new leaders and a new revolt and revolutions system. The huge amounts of new content also includes an advanced and reworked diplomacy system, a myriad of new automation options, an adaptive difficulty, and many other enhancements.
Patch A For A New Dawn 1.75. Install Overtop of an existing AND 1.75 installation.
AND Patch A is the first patch for 1.75. It is not save compatible, be sure to finish any games before installing.
AND Patch A Changes:


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FATCA and Financial Services: Another Trigger for Decision Management
Cecile Poyet 270002RD4N firstname.lastname@example.com | | Tags:  business-process-manageme... fatca income-tax-return tax financial-institutions regulations business-process income-tax irs foreign-account-tax-compl... business-rules compliance taxe-compliance foreign-financial-assets
0 Comments | 4,814 Visits
In case you're unfamiliar, FATCA stands for Foreign Account Tax Compliance Act. Or, in other words, your current nightmare if you happen to lead a financial services organization. The whole financial services sector is affected by this new regulation as U.S. tax authorities extend the requirements of reporting and due diligence globally. If you're a financial services executive, what does FATCA mean for your business and how do you manage it?
First, FATCA requirements are affecting the whole value chain of banks, not just the areas of tax withholding or reporting. As a result, an iterative approach is needed to manage the impact of these requirements. An approach that involves:
Second, decision management will be a critical enabling technology and business approach for managing FATCA. In fact, it's really the only way to efficiently screen the hundreds of thousands of attributes related to clients, accounts and transactions and generate automatic reports. Plus, and this is a big plus, it allows you to make changes quickly and safely. This is important because the FATCA is not final yet.
Over the months to come, the U.S. government will fine-tune FATCA; making some changes. Does that mean that your organization should wait before implementing a compliance solution? Not unless you want a recurring nightmare. For the least amount of pain, you should start building robust but flexible applications that can adapt to change rapidly and at the lowest possible cost. And, without bias, decision management provides the best approach and capabilities to manage the volume and velocity of change required in this event.
Read the paper – Becoming a Decision-centric Enterprise -- to learn how decision management can help take a lot of the anxiety out of compliance.
And for more information on FATCA: http://www.irs.gov/businesses/corporations/article/0,,id=236667,00.html


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3 Stocks Pulling The Services Sector Downward
Dow Jones Industrial Average ( ^DJI) trading up 92 points (0.6%) at 16,652 as of Wednesday, Aug. 13, 2014, 12:55 PM ET. The NYSE advances/declines ratio sits at 2,209 issues advancing vs. 757 declining with 152 unchanged. The Services sector currently sits up 0.4% versus the S&P 500, which is up 0.6%. On the negative front, top decliners within the sector include SeaWorld Entertainment ( SEAS), down 32.5%, Myriad Genetics ( MYGN), down 10.0%, LATAM Airlines Group ( LFL), down 2.5%, eBay ( EBAY), down 0.8% and TJX Companies ( TJX), down 0.8%. Top gainers within the sector include Fleetcor Technologies ( FLT), up 8.9%, Pandora Media ( P), up 7.8%, United Continental Holdings ( UAL), up 2.7%, Melco Crown Entertainment ( MPEL), up 2.6% and Sirius XM Holdings ( SIRI), up 2.2%. TheStreet would like to highlight 3 stocks pushing the sector lower today: 3. Kohl's ( KSS) is one of the companies pushing the Services sector lower today. As of noon trading, Kohl's is down $1.03 (-1.8%) to $54.90 on heavy volume. Thus far, 2.9 million shares of Kohl's exchanged hands as compared to its average daily volume of 2.3 million shares. The stock has ranged in price between $54.03-$54.95 after having opened the day at $54.74 as compared to the previous trading day's close of $55.93. Kohl's Corporation operates department stores in the United States. It offers exclusive and national brand apparel, footwear, accessories, beauty, and soft home products to children, men, and women customers. Kohl's has a market cap of $11.6 billion and is part of the retail industry. Shares are down 1.4% year-to-date as of the close of trading on Tuesday. Currently there are 8 analysts that rate Kohl's a buy, 2 analysts rate it a sell, and 6 rate it a hold. TheStreet Ratings rates Kohl's as a buy. The company's strengths can be seen in multiple areas, such as its reasonable valuation levels, expanding profit margins, increase in stock price during the past year and largely solid financial position with reasonable debt levels by most measures. We feel these strengths outweigh the fact that the company has had sub par growth in net income. Get the full Kohl's Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12 months. Learn more.Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading up today with the
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More than 30 investing pros with skin in the game give you actionable insight and investment ideas.
Product Features:
- Access to Jim Cramer's daily blog
- Intraday commentary and news
- Real-time trading forums