text:
And the one that matters the most
Only for the most extreme circumstances
Join the NASDAQ Community today and get free, instant access to portfolios, stock ratings, real-time alerts, and more!
Thestock market rarely moves in a straight line.
That's why many investors grew anxious in recent months as the
S&P 500 managed to rise in 10 out of past 11 months. So it
should come as little surprise that the market may be shifting
gears as the second quarter gets underway.
The S&P 500 has fallen more than 1% on three separate
occasions in the past two weeks, which has raised the specter of
another spring sell-off. As I've written before, the market has
suffered drops ranging between 9% and 17% in each of the past
threesprings .
But if we are headed for a similar downturn, then there's no
reason you must sit idly by and watch your portfolio shrink. Here
are several ways you can juice your returns, even in a down
1. Own volatility:
One of the most remarkable byproducts of the recently rising
market has been the dissipation of investor fear. Volatility, as
measured by theVIX index , fell by half from June 2012 through
the end of the first quarter of 2013.
But since bottoming out around 12 a week ago, theVIX is
alreadyback up to 16.5. For reference, the VIX surged to 45 in
the spring of 2010 and again in the spring of 2011, though it
peaked at 27 ayear ago when the market was falling.
You canprofit from a rise in the VIX through a range of
exchange-tradedfunds (
). I'm partial to the
VelocityShares Daily 2x VIX ST ETN (Nasdaq:
. This is a "2X"fund , which means it moves twice as fast as the
VIX. So a 50% jump in the VIX (from a recent 16.5 to around 25)
wouldyield a 100%gain for thisETF . This is obviously a
speculativeinvestment and should be only a small part of your
2. Watch theinsiders and buybacks:
If the market heads lower, then companies tend to step up their
pace of buybacks; insiders tend to step up their purchases as
well. Insiders tend to aggressively purchase company stock when
their own company's outlook is more robust than a flagging share
price would indicate.
Insiders are typically unable to buy shares ahead of a
company'searnings release, but as we head into the heart of
theearnings season ,insider buying should pick up -- and you
should be scanning the insider activity on a regularbasis . I
recommend InsiderInsights.com for its timely release of insider
activity data.
3. Venture abroad:
Even as our key market indexes remain close to their peaks,
manyemerging markets have reflected a more skittish mood in light
of the still uncertain globaleconomy . For example, the
Market Vectors Vietnam ETF (
has already given back its recent impressivegains .
And the
iShares FTSE China 25Index Fund (
has slid 15% during the past three months, compared to a 5% gain
for the S&P 500. Meanwhile, the
Market Vectors Brazil Small-Cap ETF (
has dropped 30% during the past two years, while the S&P has
risen 20% in that time. That disconnect of 50 percentage points
should spell opportunity for long-term investors.
In light of the uncertain U.S. market for the weeks and months
ahead, it may be a bit premature to jump right into
emerging-market funds, as they tend to slump badly when the U.S.
and European markets pull back. Yet history has shown that these
sharp pullbacks can create great entry points. So now is the time
to start monitoring these markets and funds, as some of them may
soon slump into deep-value territory.
4. Short Treasurys:
Although the stock market is just beginning to show signs of
weakness, thebond market has already sounded the alarms. The
yield on 10-year Treasurys has steadily fallen by nearly 16%
since mid-March.
The fall in yields typically signals a weakening economy. But a
large number of
economists still think
the U.S. economywill perform much better in the second half of
the year.
"S&PEconomics is still projecting a 2.7% increase in
realGDP for all of 2013, with growth above 4% in the second half
and growth of 3.1% for all of 2014," said Sam Stovall,
chiefequity strategist at S&PCapital IQ . If he and other
economists are correct, then the yield on 10-year Treasurys will
move right back up above 2% or higher later this year.
That's why it may be profitable to invest in the
ProShares UltraShort 20+ Year Treasury (
, which moves in the opposite direction of bond prices, at twice
the pace.
Anotheroption is the
Direxion Daily 7-10 Yr TreasuryBear 3X Shrs (
, which moves at three times the rate of bond yields -- in the
opposite direction.
Risks to Consider:
As anupside risk, we have yet to reach the peak of the
earnings season, and better-than-expected results could empower
the bulls to return to their buying ways.
Action to Take -->
The market gives and the market takes. Yet even in a market
retrenchment, there are still plenty of ways to profit. Any of
the ways I've mentioned in this article should be strongly
considered as defensive mechanisms in this market.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
© Copyright 2001-2010 StreetAuthority, LLC. All Rights Reserved.
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text:
Being a friend or foe of Obama sure seems to be important if you are taking any position that the administration can in some way oppose. Lots of money. You want to donate to the cause so you have a contact in the White House. Just do not use a "lobbyist". Call the person Al Gore, John Kerry, a Pritzker etc.
The CFO Report provides original real-time reporting, analysis and commentary on news and trends of critical importance to chief financial officers and other senior corporate finance executives: accounting, tax, regulation, capital markets, banking, management and strategy. The CFO Report is a core component of CFO Journal, which aggregates articles and data from The Wall Street Journal and other premium sources. Contact our editors with news items, comments and questions at: email@example.com.
Learn about the CFO Journal editorial team.

subset: commoncrawl


text:
What is required to be a substitute teacher in your area? The only qualifications to be a sub here (small TX town) is to have a high school diploma and of course pass the background check.
Substitute teacher requirements for your child's school?
A bachelor's degree in any field in WI (state rule).
Mom to 5 kids, 4 chickens, and a dumb dog
They have to actually have a substitute teaching certificate. You have to have a bachelor's degree to apply for the certificate.
also known as
Wonder Woman - the Brain Pirate of the Inner World
I'm not sure about Hawaii (where we're stationed), but I know back in my hometown you had to have the equivalent of a 2 year college degree. =/ You didn't have to have an Associate's but you had to have the hours that were equal to an Associate's. Pass the background check, pass the references (they actually did call), and pass the interview. =) I was a substitute teacher for a year to help supplement my college fund.
"You know my characters would so go after yours, except for your Shepard. Yeah, I don't know where she's been."
Here in OK all that's required is a HS diploma and a background check for regular subbing. Long term subbing (more than 5 consecutive days in the same classroom) requires a teaching certificate (and thus a bachelor's). People with degrees get paid a bit more, too, even for regular subbing.
I subbed in TX when I was a 19 YO college sophomore. It wasn't hard.
"I have been on bitch control almost the entire time..." -magicallydelicious0
Disclaimer: Tween's actually a teen. And Tot's not really a tot anymore.
I'm not sure what the requirements are. We have so many teachers that can't find a job or are laid off that I'm pretty sure that 99% of our subs are unemployed or retired teachers which means they have their teacher's certificate and a masters degree.
We live in a highly-regard school idstirct in suburban Kansas CIty. A substitute teacher for elementary has to have a degree and a teaching certificate.
But my friend lives in a rural area about 45 minutes away, and she's basically turned her 4-yaear degree in business into a full-time (albeit without benefits) substitute teacher. The only requirement there is that you have an associate's degree of some kind. Her DH farms but in the winter he substitute teaches too.
I am also in a small town (Uvalde) in Texas and this is what you need:
High school diploma or GED and
at least 6 college core curriculum hours
and Fingerprint process completed
Becky- *Proud Mommy and Wife*
*In Love w/ Two Men @ Same Time*
I am a sub and a bachelor's degree is required along with a sub credential. The sub credential is just a background check along with passing a very simple test. I have a teaching credential to teach science. Currently, I am the only one in my district and was working a lot of long term assignments. For a long term, a teacher has to either have a degree in that field or have passed the tests to do so. If one can't be found, parents are required to be notified that an unqualified teacher is teaching children.
In Fl the min. you need is an Associates degree to qualify to Substitue teach. I used to sub since it was the best job that worked with my DH then work schedule. I have a BA in English Lit.
You know, if my dog was as ugly as you. I'd shave his butt and tell him to walk backwards--- Ham, The Sandlot
It is the same in our school district in WA state. They try to find certified subs first, then go on the the emergency sub list. Emergency subs get called just about every day.
Opinions were like kittens, I was giving them away.


text:
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about me
I am a motivated single mom who is working towards making sure to achieve all the things in life I wanted to do. I love learning, and typically get overly excited when I master something new. I work as an IT professional managing a medium size company's IT infrastructure. I'm going to school to get additional certifications to make sure that I can continue to grow in my position. Before having my son, I loved going out and spending time with friends... that is a bit limited now, but stll something I enjoy doing. My son keeps me pretty busy these days, so I don't get out quite as often as I used to. I have a lot of eclectic tastes in everything, so it may be easier to talk vs. try to list everything here!
about my fling
I'm honestly looking for someone with patience, likes to spend time at home on the couch and just relax. I can be a handful, so I want someone who is up for everything I want to get into and helps keep me sane at times!


text:
435 Views 2 Replies Latest reply: Mar 4, 2013 3:30 AM by Ingo2711
iinami Mar 4, 2013 3:08 AM
in response to alsatru Solved
you need to contact the carrier it's locked to.
Ingo2711 Mar 4, 2013 3:30 AM
in response to alsatru
Check this article:
To unlock your iPhone, check with your carrier to ensure that they offer unlocking and that you meet the requirements to obtain an unlock. If both those requirements are met, ask your carrier to unlock your iPhone, then follow these instructions:
- Ensure that you've waited the recommended wait period provided by your carrier.
- Back up your iPhone.
- Erase the contents of your iPhone.
- Swap the old SIM card with the one for the new carrier.
- Complete the setup assistant and restore your backup.
Additional Information
Follow the steps below if you experience issues or receive the following error message displayed in iTunes or on your device:"The SIM card inserted in this iPhone does not appear to be supported. Only compatible SIM cards from a supported carrier may be used to activate iPhone. Please insert the SIM card that came with your iPhone or visit a supported carrier store."
- Restore your iPhone.
- Contact your carrier to verify that the unlock was applied in your carrier's system.


text:
The revolution in personal jurisdiction touched off by Daimler AG v. Bauman, 134 S. Ct. 746 (2014) ("Bauman"), is in full swing. The favorable results obtained by numerous corporate defendants that have managed to "get out...more
For the past few decades, the obligations of companies with losses reaching 50% or more of their share capital has been a topic of high debate in the Kingdom of Saudi Arabia. That is due to the uncertainty surrounding the...more
Under a New York law in effect for decades, the top 10 shareholders of a privately held New York corporation can be held liable in certain circumstances for amounts owed to the corporation's employees. On January 19, 2016,...more
Action Item: On January 14, 2016, the Appellate Division of the New Jersey Superior Court in New Jersey Dep't of Envtl. Prot. v. Navillus Group, No. A-4726-13T3, 2016 N.J. Super. Unpub. LEXIS 77 (N.J. Super. Ct. App. Div....more
Innovative changes address company and investor concerns as Saudi Arabia moves to modernize its corporate legal regime.
On 9 November 2015, the Council of Ministers of the Kingdom of Saudi Arabia approved the...more
Many of us have endured the nightmare of a disastrous home renovation or at least enjoyed Tom Hanks in The Money Pit (How long? Two weeks, of course). Well imagine spending half a million dollars, not for a new and improved...more
This is an interesting decision for its discussion on what must be pled to obtain Chancery jurisdiction in a claim seeking to pierce the corporate veil. It is not enough to just allege the entity was used to defraud. Rather,...more
Last month's "Yates Memo" from the Department of Justice (DOJ) promises to be a game-changer in the world of government investigations and enforcement activity. While several U.S. Attorney Offices had been applying many of...more
On September 9, 2015, United States Deputy Attorney General Sally Yates released a memorandum titled "Individual Accountability for Corporate Wrongdoing," the latest in a series of corporate prosecution guidelines written by...more
The United States Department of Justice (DOJ) recently issued a memorandum to various enforcement agencies. The memorandum, available here, focuses on holding individuals accountable for corporate fraud and misconduct. The...more
Earlier this month, we discussed a memorandum issued by Deputy Attorney General Sally Quillian Yates of the U.S. Department of Justice (DOJ). This memorandum, referred to as the "Yates Memo," reaffirms the Government's...more
On Sept. 9, 2015, the U.S. Department of Justice issued new guidance ("DOJ Guidance") instructing DOJ criminal and civil attorneys to place a greater emphasis on accountability of the individuals responsible for corporate...more
Why it matters: On September 9, 2015, Deputy Attorney General Sally Quillian Yates issued a memo to all DOJ department heads and U.S. Attorneys which detailed the Government's new policy centered on accountability for the...more
The Department of Justice (DOJ) long has required entities seeking credit for cooperating with its investigations to provide what it terms "full and truthful" cooperation. In policies memorialized over time, DOJ has been...more
During a September 10, 2015 conference at New York University, Deputy Attorney General (DAG) Sally Quillian Yates announced new Department of Justice (DOJ or the Department) policy that could significantly affect the way that...more
After receiving significant criticism on the Department of Justice's failure to prosecute corporate executives involved in the financial crisis in 2008, Sally Yates, the Deputy Attorney General issued a seven page memo...more
DOJ announces tough new approach to the investigation and prosecution of corporate officers and employees.
On September 9, in a major change to its approach to the investigation of alleged corporate crime, the US...more
After prolonged criticism over its lack of prosecution of individuals responsible for corporate misconduct, the Justice Department has issued new internal guidance that makes clear that prosecuting individuals in white collar...more
On September 9, 2015, the Department of Justice issued a memo ("Individual Accountability for Corporate Wrongdoing") to federal prosecutors nationwide implementing new policies that—for the first time—prioritize the...more
The U.S. Department of Justice (DOJ) issued a memorandum on Wednesday from Deputy Attorney General Sally Quillian Yates that reaffirms the Government's commitment to prosecuting individuals and formally instructs prosecutors...more
On September 9, the United States Department of Justice released a new policy memorandum entitled "Individual Accountability for Corporate Wrongdoing," which is aimed at strengthening and prioritizing the Department's pursuit...more
In a much anticipated ruling, the Supreme Court of Canada (SCC) has released its decision in Chevron Corp. v. Yaiguaje, addressing recognition and enforcement of foreign judgments. The SCC unanimously held that for a Canadian...more
Corporate officers and shareholders take note: personal liability for unpaid duties may result from material misrepresentations on import documentation even when the importer of record is a corporate entity. The corporate...more
With ever-growing concern about environmental liability exposures, many shareholders rely on corporate structures – both simple and complex – to help insulate themselves from direct responsibility for the acts and omissions...more
One of the advantages of operating a business in corporate form is the protection a corporation provides to its shareholders from exposure to the corporation's liabilities. ...more
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text:
Hourly JobLess than 30 hrs/week
Intermediate LevelI am looking for a mix of experience and value
Hi there,
I am looking for a cost effective and reliable contractors with the following skill sets:
1) Structural engineering
2) Structural design
3) Structural analysis
4) Structural steel
5) MUST be have experience and FULL grasp of Steel frame/structural design experiences.
6) Draftsman / Architect a big advantage
What I like is to for you to design steel frame structures for single and double stories home constructions.
Work will be ongoing and would like someone who can dedicate at least 20hrs a week.
1) MUST have GOOD broadband internet
2) MUST have mic for Voice chat on Skype
3) MUST be logged in on Skype when you are on my project
4) MUST have common sense!!!
Client Activity on this Job
Last Viewed: 2 years ago
Hired: 3
About the Client
Perth 11:48 PM
Jobs Posted
79% Hire Rate, 1 Open Job
Total Spent
41 Hires, 2 Active
Avg Hourly Rate Paid
685 Hours


text:
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Cat Inside Drawer Stock PhotoAnimal Themes,Barcelona - Spain,Close-up,Color Image,Domestic Animals,Domestic Cat,Drawer,Dresser,Gray,Hiding,Horizontal,Indoors,Inside Of,No People,One Animal,Pets,Photography,Spain,Wood - MaterialPhotographer Image taken by Mayte TorresCollection: Moment Open © Mayte TorresGrey cat is hiding on clothes wooden drawer.


text:
Movie review: "42"
A version of this review appears in Friday's Weekend Look section of The Oklahoman. 3 of 4 stars. To read my interview with "42″ actor Ryan Merriman, click here.
Movie review: "42"
It may not rewrite the rulebook, but the earnest biopic does right by groundbreaking baseball player Jackie Robinson, which makes it a solid win.
Taking its name from Robinson's number, which has been retired by every Major League Baseball team, the inspirational sports drama carefully and colorfully documents Robinson's historic breaking of the sport's color line when he made his Dodgers debut on April 15, 1947, blazing a trail for other black players.
Writer-director Brian Helgeland, whose credits include "A Knight's Tale," "Payback" and the Oscar-winning screenplay for "L.A. Confidential," follows the conventions of one of my favorite cinematic subgenres straight down the line, but the fact-based story is so uplifting and cheer-worthy, it works even if it doesn't break any new ground in the storytelling arena.
Helgeland and his lead actor, Chadwick Boseman , who had a supporting role in 2008's fact-based Civil Rights Era football drama "The Express," rightly portray Robinson as a talented, likeable young man rather than lionizing him as a icon.
The filmmaker chronicles Robinson's historic rookie season through the eyes of his chronicler, now-legendary black sports journalist Wendell Smith (Andre Holland), who sets the segregated post-World War II scene. as young men like Robinson return home from fighting for freedom to the harsh reality that Jim Crow still has their own liberty in a firm stranglehold.
To the shock of his staff, canny Brooklyn Dodgers general manager Branch Rickey (Harrison Ford, who takes a go-for-broke attitude, with his portrayal, adopting a whole new look, voice and bearing) decides that the time is right for racial integration in baseball and begins the hunt for a black player to break the color line. He is looking for a youngster with a bright future, loads of talent, an affable but not-too-nice demeanor and, most importantly, the toughness to take the coming abuse without wilting or striking back.
And he finds all that, although with a bit of a hotheaded attitude, in Robinson, who also has a faithful young wife, Rachel (Nicole Beharie), willing to back his play.
The film tracks Robinson's progress from the Dodgers' minor league Montreal affiliate to his call up to the bigs, where a group of his teammates, led by hard-case right-fielder Dixie Walker (Choctaw native Ryan Merriman), sign a petition vowing they won't play with him.
To Helgeland's credit, "42" doesn't shy away from depicting the era's rampant racism to the extent the PG-13 rating allows. Robinson and Smith have to flee towns in the middle of the night because of lynch mob rumors, a small-town sheriff threatens to arrest the player if he doesn't leave the field, and in a particularly stomach-churning sequence, Phillies manager Ben Chapman (Alan Tudyk) hurls vile insults like fastballs every time Robinson is at bat.
Still, Robinson endures, his wife and Rickey sustain him, and with the exception of Dixie and a few other holdouts, his teammates grow to respect and support him.
With the exception of Ford, Helgeland depends not on stars but on stalwart utility players like Christopher Meloni, T.R. Knight and Lucas Black to tell Robinson's story. For the most part, they deliver the goods, with John C. McGinley darn near stealing the show with his turn as dry-witted sportscaster Red Barber.
It may not be a cinematic grand slam, but "42" does a fine job sharing and celebrating Robinson's legacy, which makes it a solid win.


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All Comments (10)
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text:
Paula Patton Refused to Maintain Marriage with Sleezy Robin Thicke
Sick Stars: 10 Celebrities Living with Diseases
Celebs With Unusual Body Parts You Never Knew About
Jon Stewart: Hero To Animals and Humans Alike
Kylie Jenner Shares Her Top Instagram Photos From 2015
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Why We Want The Lesbian Taylor Swift Rumors To Be True
Selena Gomez Can't Keep Her Hands Off These Cheeseburgers
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See Your Favorite Celebrities Without Any Makeup
Taylor Swift Shows Off The Perfect Basic Outfit
Good Genes Or Good Doctors? 20 Celebrities Frozen In Time
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Selena's Famous New Manager is Whipping Her Into Shape
How Long Did It Take Khloe K. To Build Her Dream Booty?
11 Stars You Didn't Know Had Kids At A Very Young Age
9 Co-Stars Who Really Couldn't Stand Each Other
14 Celebrity Moms Who Breastfeed in Public
Alessandra Ambrosio Shows Off Bikini Bod In Brazil
Jenelle Evans Proves Once Again She's a Horrible Mom
Kylie Jenner Wishes She Could Try This on Her Sisters
32 Ridiculously Cute Queer Women Couples
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Kim Kardashian Is Naked on Instagram...Again
Candice Swanepoel Gets Real About Her Diet
The Tragic Truth Behind Kim K's Pregnancy Weight


text:
Famed microbiologist Louis Pasteur once said that "chance favors only the prepared mind." And while
the management of Irish energy provider Bord Gáis
may not have been thinking of the French scientist's
formula for luck when energy deregulation came to
Ireland, it certainly was ready to match market
opportunity with IT preparation.
Ireland's electricity market opened to broad
competition in 2005 after years of government
control, allowing customers to change energy
providers on demand. This introduced competitive
pressure and created a whole new market. Bord Gáis
was a major single-fuel gas player in this market, and
as deregulation unfolded, the management of Bord
Gáis initiated a complete IT overhaul to deliver better
integration of customer service and billing for the
company's 650,000 gas customers and to equip the
company to also supply electricity, offering a complete
suite of energy services to Ireland's 4. 5 million
residents and numerous industries.
Click to subscribe to this magazine


text:
Butcher: colour by jeffreylaiWatch
©2011-2016 jeffreylai
Very nice!
About bloody time bol! look mean as!
you should use color more often.
cool char!
Very gruesome! It reminds me of those abominations in the undead from Warcraft 3. Nice work!
Brutal - in a good way
lovely work Jeff!
In b&w I already tough it couldn't get more awesome, but whooooa, it's really amazing on colors!
Damn, that looks amazing! : O
yo, finally man! awesome, I like a lot how you coloured this one
Wow. Now you're going to have to make a tutorial!
Wow, wish I could edit messages. By, "gives him a stronger presence," I mean it gives YOUR piece a stronger presence.
Whoa, this is something. Reminds me vaguely of Keith Thompson's material, though your colors are much more saturated. That's by no means a bad thing, but it gives him a stronger presence. Weird, novel, I'm lovin' it.
That's a killer piece Jeff!
I love your shapes. great work
It's like you've always used it...


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Ken Vickers
Lock the smokehouse
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Wednesday, August 24. 2011
Comments (0)
Here I am, with one foot stuck in the Civil War thanks to having heard stories about it from one who was there, and one foot in this crazy, light speed modern world. It seems foreign to my children when I tell them that when I was a boy there was no TV or computers or indoor plumbing in many homes, and no telephones. What we did have, however, that my children or yours have never had the pleasure of, is listening to radio shows as a family group. Mr. and Mrs. North, The Squeaking Door, The Lone Ranger, Amos & Andy, Peter Pan and a litany of others. Those old radio actors could make our whole family sit in rapt silence staring at the radio and hanging on every word of their story.
Then it was bedtime. Claude and I would lie there in silence listening to the hoot owls, whippoorwills, dogs barking and occasionally a possum in the hen house, praying for a breeze if it was summer and huddling together if it was winter.
These were the days when a man's word meant something. If a man gave his word while looking the other in the eye, that was it. The deal was done. Boy, have those days ever disappeared. We always left our house unlocked and never worried about theft except, that is, for the smoke house. Every country family had a smokehouse and it had a lock on it. I guess this was because there were so many people back then that were hungry much of the time and a hungry man will steal. I mean, it is one thing to trust a man with your bird dog or your mule, or even your wife, but when it came to those country hams or a side of bacon you just had to draw the line and trust no one; just to be on the safe side. No need in tempting someone beyond their ability to resist.
My youngest son cannot believe that I used to go to town with two dollars in my pocket and eat burgers, a shake and fries and still have money for gas. He laughed when I told him I used to shake Catawba trees to get the worms and sell them for fish bait just so I could have money. And let's not forget those green pine burrs we would sell to the timber company. Talk about a killing! We got two dollars a bushel for those things and there were hundreds of acres ripe for the picking around home. A veritable gold mine, but with one catch; you had to climb up the tree and shake the burrs out. I was a bit too heavy for this kind of cat squirrel climbing so I just took a 22 rifle and shot the limbs off. This was only cost effective because I charged the bullets to my Daddy at Alfred Lotts' Hardware, thus making my gross all profit at Daddy's expense. This sounds a lot like the way our government works nowadays; a few billion here to buy those votes, a few billion there to buy those votes. Send the bill to the forgotten man- the taxpayer, or nowadays, to our great grandchildren.
Times have changed since back then when you left your house unlocked if you were away. Of course, this was because there wasn't much to steal in our homes, except a radio and whatever was in the pie safe. That's why the smokehouse was always locked. Even thieves have to eat.
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ERT Files Shelf Registration Statement
PHILADELPHIA, Nov. 10, 2010 /PRNewswire-FirstCall/ -- eResearchTechnology, Inc. (ERT), (Nasdaq: ERES), a global provider of technology and services to the pharmaceutical, biotechnology, and medical device industries, today announced it has filed a shelf registration statement on Form S-3 with the Securities and Exchange Commission (the "SEC"). While the Company does not have the present intention to conduct an offering of securities registered pursuant to the registration statement, the registration statement, when declared effective by the SEC, will permit the Company to offer and sell from time to time in one or more public offerings up to $150 million aggregate dollar amount of its securities, which may consist of any combination of the Company's debt securities, shares of preferred stock (either separately or represented by depositary shares), common stock and warrants, as well as units that include any of these securities, on terms, in each case, established at the time of the offering. A registration statement relating to these securities has been filed with the SEC but has not yet become effective. These securities may not be sold nor may offers to buy be accepted prior to the time the registration statement becomes effective. This press release shall not constitute an offer to sell or the solicitation of an offer to buy any securities, nor shall there be any sale of the securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to the registration or qualification of such securities under the securities laws of any such jurisdiction. Any offering may be made only by means of the prospectus included in the registration statement and one or more related prospectus supplements that may be used with respect to such offering.About eResearchTechnology, Inc. Based in Philadelphia, PA, eResearchTechnology, Inc. ( http://www.ert.com) is a global provider of technology and services to the pharmaceutical, biotechnology and medical device industries. The Company is the market leader in providing centralized core-diagnostic electrocardiographic (ECG) technology and services to evaluate cardiac safety in clinical development. It is also a leading provider of centralized respiratory technology and services to evaluate pulmonary function efficacy and safety in clinical development. ERT also provides solutions to streamline the clinical trials process by automating the collection, analysis, and distribution of ePRO clinical data using multi-mode technology in all phases of clinical development as well as providing selected medical devices for the clinical trials and healthcare industries. SOURCE eResearchTechnology, Inc.
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Dudes and dudettes, AWD has cancelled all surgery down at the hospital to oversee tonight's election returns. Them brain surgeries can wait! The Big Sexy is ensconced comfortably in the Captain's Chair with a large and varied assortment of high-end, lethal firearms within easy reach. I'm here until it's over.
First of all, don't believe ANYTHING that comes from the propaganda media regarding exit polls. Remember, the professional liars called the election for Lurch Kerry over W and we know how that ended up. Second, we know conservatives and patriots are going to turn out for Romney like they did buying Chik-fil-A sammiches a few months back. Third, we know Hussein has lost the independent vote that elected him in 2008. Fourth, we know Hussein is a disaster zone with a proven track record of sucking. This is very different from the Hope and Change BS crap he sold America in 2008. Also, we know Romney is a smart, accomplished business man who has run a very smart campaign while Hussein has based his entire campaign on attack ads, Big Bird, and sluts.
Certainly, Obama has drastically increased the moocher class during his horrible four years. But 2010 was a huge butt-whooping for Dims and those who sent 63 of those big-spending bastids home in 2010 are even more motivated and organized than we were in 2010.
It's quite simple, in my opinion. If Obama wins, the America we know is finished. If Romney wins, there may be a small chance America can recover from the damage done to this country under Obama and Bush.
Make no mistake, America is divided. We have a party dedicated to the destruction of America through massive debt, illegal immigration and the weakening of our military. They have the moocher welfare vote locked up. On the other hand, we have responsible, law-abiding patriots trying to hold on to the American dream and traditional American values such as responsibility, sacrifice, decency, and individual liberty. If Obama wins, he will unleash a torrent of executive orders that destroy the First Amendment and will go hard after the Second.
We're hearing of voter fraud and intimidation from Democrats already. Nothing new here. But if Obama wins through voter fraud, it is the responsibility of every patriotic American to shut down the country. If America cannot guarantee the sacred sanctity of the honest vote, this country will not continue as a republic. Nor should it.
This will be our open post as the election results start coming in. Tonight will either be the end of the America we know or will be the opportunity to correct the mistakes of the past 12 years. It's that simple.
For four years, we have worked for the defeat of the statists. Tonight is the final judgment if we have done enough.
Sound off here. AWD will be closely monitoring the results all night. Stout hearts!


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DASANI is bringing its "Drop Into DASANI" tour back to Calle Ocho. The "Drop Into DASANI" tour features a confetti filled bounce-house that captures digital photos of attendees having fun inside. The photos can be instantly shared with family and friends via email or uploaded to social media platforms. In addition, people will learn about DASANI's sustainability efforts through their recycling game. As part of the game, people can launch empty DASANI bottles at a recycling-themed façade in exchange for prizes. DASANI will be located at 8th Street and 23 rd Avenue."Drop Into DASANI" is a 24-week tour that will visit college campuses, music festivals and theme parks throughout the country promoting the benefits of DASANI and recycling. At each tour stop, people also will have the chance to taste DASANI DROPS™ water flavor enhancers.
Coca-Cola® Brings Stellar Line Up To Calle Ocho 2014
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On the eve of Memorial Day, a star-studded lineup will grace the stage for one of PBS' highest-rated programs. For over 25 years, this multiple-award-winning television event has honored the military service and sacrifice of all our men and women in uniform, their families at home, and those who have made the ultimate sacrifice for our country. The program will be hosted by Tony Award winner Joe Mantegna and Emmy Award winner Gary Sinise.Visit National Memorial Day Concert Website
Clips20See All
American Idol Nick Fradiani performs 'The Star-Spangled Banner.'
Hear personal perspectives from disabled veterans visiting America's new memorial.
Gloria Estefan shares her personal connection to veterans.
General Powell honors the sacrifice and dedication our service members demonstrate.
On the 1997 National Memorial Day Concert Jill Eikenberry shares a letter written by a gol
Take a behind-the-scenes look at the National Memorial Day Concert.
Watch the journey of two gold star children whose father was killed while serving in Iraq.
General Martin Dempsey on the National Memorial Day Concert.
Previews4See All
Watch the 2016 National Memorial Day Concert on Sunday, May 29 at 8/7c on PBS.
Learn about the stories featured on the 2015 National Memorial Day Concert.
Learn more about the challenges faced by disabled veteran Romy Camargo and his wife Gaby.
Join WWII veterans as they reflect on their service and their fallen brothers.
Watch videos from your favorite PBS KIDS shows with the PBS KIDS Video app for your tablet or phone.
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Rocky Mountain PBS helps all of us explore new worlds and ideas. Give Now


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CSI Reference Signal Designs for Enabling Closed-Loop MIMO Feedback
Obtaining reliable Channel State Information (CSI) in future wireless standards is critical for the operation of downlink closed-loop techniques such as SU-MIMO, MU-MIMO, and Coordinated MultiPoint (CoMP). However, this CSI is difficult to obtain especially when considering the potentially strong interference from neighboring sectors/base stations on the downlink Reference Symbols (RSs, aka pilot symbols) used to obtain the CSI. This paper describes three possible CSI RS designs for enabling such closed-loop feedback in light of the strong interference environment and discusses some tradeoffs between the designs.
Provided by: Institute of Electrical & Electronic Engineers Topic: Mobility Date Added: Jul 2010 Format: PDF


text:
Neurocrine Biosciences To Present At The Deutsche Bank 37th Annual Health Care Conference
SAN DIEGO, May 4, 2012 /PRNewswire/ -- Neurocrine Biosciences, Inc. (Nasdaq: NBIX) announced today that Kevin Gorman, President and Chief Executive Officer of Neurocrine Biosciences, will be presenting at the Deutsche Bank 37th Annual Health Care Conference in Boston. The live presentation takes place on Wednesday, May 9 at 11:20 a.m. Eastern Time / 8:20 a.m. Pacific Time. The presentation will be webcast and may be accessed on the Company's website at http://www.neurocrine.com.If you are unable to attend the webcast and would like further information on this announcement please contact Investor Relations at Neurocrine Biosciences at (858) 617-7600. Viewers are encouraged to visit the website approximately 5 minutes prior to the presentation to download or install any necessary software. A replay of the presentation will be available approximately one hour after the conclusion of the live event and will be archived on the website for two weeks. Neurocrine Biosciences, Inc. is a biopharmaceutical company focused on neurological and endocrine diseases and disorders. Our product candidates address some of the largest pharmaceutical markets in the world, including endometriosis, stress-related disorders, tardive dyskinesia, uterine fibroids, pain, diabetes, insomnia, and other neurological and endocrine-related diseases and disorders. Neurocrine Biosciences, Inc. news releases are available through the Company's website via the internet at http://www.neurocrine.com. SOURCE Neurocrine Biosciences, Inc.
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text:
With the new appointment of Deborah Berke BArch 77 as dean of the Yale School of Architecture, five RISD alumni now head major schools of architecture in North America.
RI Youth Conservation League volunteers help RISD grad students make habitats for species known to improve coastal water quality.
Assistant Professor of Architecture Aaron Forrest is working with colleagues Yasmin Vobis and Brett Schneider to build an outlandish kiosk on the lakefront in Chicago.
Drawing Ambience, an exhibition on view at the RISD Museum, offers a glimpse into the generative process used by seminal architects prior to the digital age.
Students in a cross-disciplinary spring studio dream up designs for a proposed Museum of Climate Change in Manhattan.
Apparel DesignArchitectureCeramicsDigital + MediaExperimental and Foundation StudiesFilm/Animation/VideoFurniture DesignGlassGraphic DesignHistory of Art + Visual CultureHistory, Philosophy + the Social SciencesIllustrationIndustrial DesignInterior ArchitectureJewelry + MetalsmithingLandscape ArchitectureLiterary Arts + StudiesPaintingPhotographyPrintmakingSculptureTeaching + Learning in Art + DesignTextiles


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I'm always looking for the next best burgers. They're the perfect meal: meat, veg and starch all in one handheld package. So the first stop on our Vegas Culinary Tour was Holsteins in the delightfully weird Cosmopolitan Hotel.
A fun, casual restaurant, this was the place for eating beef like you mean it. Toppings topped themselves in sheer creativity and I knew immediately what I was going to order: The Billionaire Burger. Kobe beef mixed with foie gras on a bed of frisee, draped with Gruyere and slathered with a full three ounces of foie. My husband said he'd never seen me eat with such fierce concentration and speed:
Rich, buttery foie melded with its surroundings to create the ultimate foodgasm. I can honestly say this was the best burger I've ever had.


text:
Medieval English Prose for Women: Selections from the Katherine Group and Ancrene Wisse
By Bella Millett, Jocelyn Wogan-Browne
Medieval English Prose for Women: Selections from the Katherine Group and Ancrene Wisse
By Bella Millett, Jocelyn Wogan-Browne
The Ancrene Wisse, a guide for female recluses in the West Midlands in the early thirteenth century, and the closely related works of the "Katherine Group," offer vivid and fascinating insights into the religious life of the time. The difficulty of the language however, which skillfully blends Latin and native English stylistic traditions, has made the documents largely inaccessible to all but experts in Middle English. This edition presents the works in a new and readable critical text that includes interspersed translations, notes, a select glossary, and a general introduction, making this volume highly useful to undergraduates and generalists with limited knowledge of Middle English.
Related books and articles
- Books
- Journals
- Magazines
- Newspapers
- Encyclopedia
The Bible in Middle English Literature By David C. Fowler University of Washington Press, 1984
A Companion to Old and Middle English Literature By Laura Cooner Lambdin; Robert Thomas Lambdin Greenwood Press, 2002
Poetics of the Incarnation: Middle English Writing and the Leap of Love By Cristina Maria Cervone University of Pennsylvania Press, 2012
Orality and Literacy in Middle English Religious Literature on the Example of Medieval Lives of Christ By Witalisz, Wladyslaw Studia Anglica Posnaniensia: international review of English Studies, Annual 2001
Peer-reviewed publications on Questia are publications containing articles which were subject to evaluation for accuracy and substance by professional peers of the article's author(s).
Michael Scrivener. Jewish Representation in British Literature 1780-1840: Aider Shylock By Baumgarten, Murray Dickens Quarterly, Vol. 30, No. 2, June 2013
A Guide to the Study of Greco-Roman and Jewish and Christian History and Literature By Kelhoffer, James A. Journal of the Evangelical Theological Society, Vol. 41, No. 1, March 1998
Christianity in the Gulf By Strickert, Fred Washington Report on Middle East Affairs, Vol. XIX, No. 2, March 31, 2000
Gale: Broadening the Research Spectrum By Griffin, Donovan Information Today, Vol. 32, No. 4, May 2015
Touching the Soul of Islam: Sharing the Gospel in Muslim Cultures By Kerr, David A. International Bulletin of Missionary Research, Vol. 21, No. 1, January 1997
STUDENTS VIDEO ROW; Middle East Expert Link Banned By Din, Jimmy Birmingham Evening Mail (England), February 12, 2003
Scholar Sees Connections between Literature and Political Legitimacy By Nina Mehta. Nina Mehta, a. freelance reviewer, lives in Plainsboro, N. J. The Christian Science Monitor, April 12, 1993
Books: Chronicles of Two Pen Pals; COLIN DURIEZ J.R.R Tolkien and C.S Lewis: The Story of Their Friendship (Sutton Publishing, Pounds 20) By Wheeler, Caroline Sunday Mercury (Birmingham, England), January 18, 2004


text:
Maritime Today
The Maritime Industry's original and most viewed E-News Service
Propulsion and steering systems manufacturer SCHOTTEL has unveiled its new EcoPeller (SRE), which it said offers improved efficiency and robustness. Playing a
Carnival Vista, the new flagship of the fleet of Carnival Cruise Line, brand of the Carnival Group, was delivered today at Fincantieri's shipyard in Monfalcone.
South Korea's shipbuilder Samsung Heavy Industries (SHI), the world's third-largest shipbuilder, has received a contract termination for three floating liquefied
Russia is set to export 1.256 million tonnes of ultra-low sulphur diesel from the Baltic Sea port of Primorsk in May, slightly up from 1.209 million tonnes in April, trading sources said on Friday.
The Maritime Administration (MARAD) has announced the availability of $5 million in Federal funding to expand marine highway service by creating new or expanding
A new shipping company has established itself in Vancouver as the Vancouver International Maritime Centre (VIMC) completes its Asia tour, launching in Tokyo, Singapore and Hong Kong.


text:
We got those yesterday because we were in Costco and that was the only option they had in size 2. Normally we get Pampers swaddlers from amazon but this time we were almost out of diapers and didnt have time to order online.
If you have tried Huggies Snug and Dry, what has your experience been like ? Did you for any reason have to stop using this one and change to another one ?
Husband is convinced pampers swaddlers is better and snug n dry may cause diaper rash (only cos pampers is more expensive).
I have already opened the pack so I cant return it. My option is to either try it on the baby or forget about the 40 bucks I spent in buying it and just order pampers online.


text:
: FireRed hack:
[HotW #74] Pokémon Kyanite - Sneak Peek released
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October 31st, 2009 (11:28 AM).
Join Date: May 2006
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Posts: 277
Happy Halloween!
Today part 1 of a halloween update. Hopefully next week part 2.
Put first I'll have to clarify something about the previous update. Those three names apply to the same person.
And now to the update (and beyond!)
Wishers Rock in Cayon City... What does this weird stone do?
What is this man talking about? A haunted mansion?
Next time more about the Wishers Rock and the Fern Town Mansion. Muwhahahahaha... (evil halloween laugh)
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text: homeheroe - Unregistered October 06, 2012 11:38 AM again. even with this kind of crappy car, ms outperformed the barby boy. but then comes the penalty.. gosh, Schumacher has been so pissed on by the powers to be.... he has been shown left right and center that there are to many people in F1 that dont want him there, specially his opponents and the stewards.. hang on.. who selects the stewards.... why is it that if MS is involved in something, its almost always him that pays the tab??? 35 agree 9 disagree


text:
NEW YORK (AP) - With midnight approaching, the Baltimore Orioles' bats awoke for one more improbable rally.
WASHINGTON (AP) - Joyous, bouncing teammates waiting to greet him at home, the red-clad crowd raucous as can be, Jayson Werth yanked off his red batting helmet with two hands and thrust it a dozen or more feet overhead.
The first BCS standings of the season come out Sunday. Is this important?
CINCINNATI (AP) - Not just any comeback would get San Francisco back to playing for a pennant. It would take one of Giant proportions.
OAKLAND, Calif. (AP) - After a season filled with dramatic comebacks and memorable endings, the Oakland Athletics now expect the unexpected.
NEW YORK - When the Pittsburgh Steelers are around, flags fly.
MANHATTAN - A popular expression on the Kansas State football practice field is "high and tight."
NEW YORK (AP) - Raul Ibanez lined a ninth-inning home run while pinch hitting for slumping Alex Rodriguez, then hit a leadoff homer in the 12th, giving the New York Yankees a stunning 3-2 win over the Baltimore Orioles on Wednesday night for a 2-1 lead in their AL division series.
LOS ANGELES (AP) - Bill Self of the University of Kansas will receive the Legends of Coaching award in April, recognizing college basketball coaches who exemplify John Wooden's high standards of coaching and personal integrity.
DETROIT (AP) - Alex Karras was a man of many roles.
KANSAS CITY, Mo. (AP) - It wasn't long after Matt Cassel had sustained a concussion and Brady Quinn finished out a loss to the Ravens that the Chiefs' backup quarterback got in touch with an old friend.
WASHINGTON (AP) - Set aside the high-pressure task of postseason pitching that Chris Carpenter routinely masters for the St. Louis Cardinals and think about this:
CINCINNATI (AP) - Angel Pagan connects on the second pitch of the game. A Giants team that finished last in homers goes on to hit three. Tim Lincecum pitches like a two-time Cy Young winner - this time, out of the bullpen.
OAKLAND, Calif. (AP) - These Oakland Athletics never count themselves out - down and doubted is their dogma.
CINCINNATI (AP) - Hardly able to get a hit, the San Francisco Giants used a misplayed grounder to prolong their NL playoff series.
Page 208 of 386
KANSAS CITY, Mo. (AP) - Chris Davis homered and had four hits, Manny Machado extended his hitting streak to 16 games and the Baltimore Orioles beat ...
KANSAS CITY, Mo. (AP) - In his first two drafts with the Chiefs, general manager John Dorsey had to work around not having second-round picks, which ...
DALLAS (AP) - Kevin Durant bounced back from the worst shooting game of his playoff career with 34 points and the Oklahoma City Thunder retook control ...
CINCINNATI (AP) - Jake Arrieta of the Chicago Cubs pitched his second no-hitter in a span of 11 regular-season starts, shutting down the Cincinnati Reds in ...
KANSAS CITY, Mo. (AP) - Edinson Volquez tossed seven sharp innings, Mike Moustakas went deep and the Kansas City Royals pounded Mike Pelfrey in a 4-0 ...
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Tory Burch
'Simone' Cardigan
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Cutout logo buttons shine at the front of a fitted cardigan finished with fine ribbing at the cuffs and hem.
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What's Bill Gates up to?
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Search Results for "ian-knauer"
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5 Alternatives to Turkey for Thanksgiving
No 'grousing' about dry meat with these non-turkeys
Cooking Tips
3 More Things to Be Thankful For
This is the last post in Ian Knauer's Farm to Table series. Ian has been checking in weekly throughout the season with recipes and stories from his family farm in
Turkey Alycot Bearnaise
Never fear the bag of goodies in the turkey cavity. (Actually, they're the best part)
Cooking Tips
Thanksgiving Gifts
The cooked preserves have a beautiful pale-golden hue that's reminiscent of honey
Cooking Tips
Starting a Starter for Winter Sourdough Bread
All you need is some honey, flour, and water
Cooking Tips
Kale Soup
This dark, leafy green withstood last weekend's blizzard
Cooking Tips
A Squirrel in Every Pot
Next time a squirrel becomes a nuisance in your yard, you might want to consider eating it. (Warning: This post contains graphic photos of an animal being butchered.)
Cooking Tips
Mulling Over Cider at the Farm
The best way to use surplus apples? Press them into cider
Cooking Tips
All-Weather Farming
If you think arugula is arugula is arugula, think again
Cooking Tips
It's the Great Cheese-Stuffed Pumpkin, Charlie Brown!
This was my dinner solution for a dude weekend (read: guns, whiskey) on the farm


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Documentos Récentes
- Programa de fortalecimiento de la resiliencia en el Corredor Seco Centroamericano21/09/2015
- Análisis de Sistemas de Gestión del Riesgo de Desastres - Una Guía02/03/2015
- La Resiliencia de los medios de vida: Reducción del riesgo de desastres para la seguridad alimentaria y nutricional - Edición 201312/07/2013
- Normas y directrices para intervenciones ganaderas en emergencies (LEGS)04/06/2013
- Boletín informativo n.0125/03/2013
Síguenos en
EU/FAO Help Liberian Farmers Increase Production
Selega Farmer's Cooperative Get Power Tiller
Women of the Selega Farmers Cooperative gathered around the power tiller provided by the Food and Agriculture Organization of the United Nations (FAO) with funding from the European Union Food Facility (EUFF). All eyes were set on one of the cooperative members, Lawrence Ballah, as he carefully mounted the machine, grasped the handlebars and began driving it into Selega town. Located three miles from the town of Voinjama in Lofa County, Selega is a thriving farming community and home to the 80 members of the Selega Farmers Cooperative.
Colleagues sitting in the attached trailer joined him heading home at the end of the day's training in power tiller operations and maintenance, a prerequisite before the Liberian government and FAO turned over the agricultural machinery to them, for ownership.
The EU supported project targets the rice producing areas of Bong, Lofa, and Nimba Counties. Besides the distribution of rice production inputs to 10 000 smallholder rice farmers, the project is equipping 20 rice farmers' groups with agricultural machinery to enhance their production and income generation capacity.


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Trimble County's Skiler Alexander toed the charity stripe with 19.4 seconds remaining in a frenzied game with border rival Carroll County—a contest where the momentum had swung back and forth like the pendulum on a grandfather clock. Alexander and his Raiders had watched a 14-point, 57-43 lead gradually disappear over the final five minutes of the game.
Carroll County High School's soccer teams may soon find themselves on a more even playing field when it comes to district play.
The Kentucky High School Athletic Association Board of Control will vote at their Jan. 25 meeting whether to accept the new district and regional soccer alignments for each of the state's 16 regions that was drafted at its regular November meeting, Assistant Commissioner Michael Barren said.
A quick drop in river levels last week prevented possible flooding problems this week as more than three inches of rain fell in Carroll County between Sunday and Monday.
Carroll County Flood Plain Manager Mitchell Perkins said the Kentucky River had dropped eight feet since last week when it hit flood levels, causing at least one road to close in the county. This made way for this week's rains and prevented another rise into flood levels.
The surprise attack on United States military installations on the island of Oahu 70 years ago today shocked the world. While we "remember Pearl Harbor," there were numerous other facilities and islands involved in attacks by the Japanese military that day. Residents of small communities in middle America were no less stunned than those Americans in the coastal communities who would most likely have had the most to fear of impending attack on the mainland.
I hope you had a wonderful Thanksgiving, I certainly did. Most of my family lives in the Indianapolis area, so we usually go there. We have so much fun together.
I always remember the family meals we had when we were very young, and what I continually reflect on is all the laughter. I am proud to say, especially since I am now the 'older' generation, that we have certainly carried on the tradition.
The Carroll County Senior Center is located at 110 Sixth St., Carrollton, (502) 732-7026
Wednesday, Nov. 30, Euchre, pool, Wii games, rummy, 9:15 a.m.; mystery trip and lunch, 9:30 a.m.
Thursday, Dec. 1: Euchre, pool, Wii games, rummy, 9:15 a.m.; Bunk-O, 10:30 a.m.
Friday, Dec. 2: Commodities, 8:30 a.m.; euchre, pool, Wii games, rummy, 9:15 a.m.; movie day, "Rudolph", 9:30 a.m.; bean soup with cornbread, 11:30 a.m.
Copyright © 2016
The News-Democrat is your source for local news, sports, events, and information in Carroll County, KY and the surrounding area.


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The President's state visit to Brunei
2 June 2011
The President's two-day state visit to Brunei seeks to reinforce strong ties with Brunei. While in Brunei, Aquino will discuss cooperation on fighting transnational crimes and combating human and drug trafficking to further strengthen ties between the two members of the Association of Southeast Asian Nation (ASEAN), as well as witness the signing of several memoranda of understanding on tourism, agriculture, shipping and ports, and sports development. Photos by Malacanang Photo Bureau/ NPPA Images.


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Instructional Designer
Victoria, Toronto, Berwyn PA, Salt Lake City, UT.
Full time
Position Summary
Money Mart has been helping Canadians with their financial needs for over 25 years. Whether you need a payday loan, your cheque cashed, or simply need to exchange some foreign currency, Money Mart is here to serve you. With branches open late across Canada, it's easy to see why more and more people choose us for fast, friendly, hassle-free solutions.
At Money Mart, we know that our employees are the key to our success. With over 460 stores in Canada, and locations internationally in the UK, the US, and expanding throughout Europe, opportunities for career growth and development with us are endless. As part of Dollar Financial Group, Inc., Money Mart's reach is international, but our focus, is local; at every counter, and with every customer that we serve.
We hire smart, business savvy, people who get a thrill from helping our customers meet their personal and financial goals. We offer amazing training programs, world class benefits, great personal incentives and lots of other cool perks. If you are looking to flex your sales skills, and want to join a diverse, fun and dynamic team we have the job that you have been looking for.
At Money Mart, you can learn, grow and thrive…. So what are you waiting for????
The Instructional Designer is responsible for developing curriculum, then designing online and instructor led courses for an audience ranging from retail CSRs to managers across North America. In order to do this effectively, this position will need to learn business content and systems applications quickly, then set curriculum and learning objectives and design courses that take advantage of a blended instructional methodology (online, classroom and peer-to-peer learning).
The work requires understanding and building company service values while aligning employees with business drivers and goals. Some of the training development will focus on leadership skills, corporate initiatives and compliance training. We are looking for a Instructional Designer to join our team in Victoria BC, Toronto ON, Berwyn PA, and Salt Lake City UT.
Develop and Design Courses
- conduct comprehensive training needs and occupational analysis, and identify priorities, content and instructional methodologies
- partner and maintain strong interaction with subject matter experts and other team members to create, review and revise material - value others' input, expertise and diversity
- create and follow an end-to-end training development plan
- develop interactive, engaging training experiences by applying the principles of learning, including:
- addressing trainees` past experiences and expertise
- building content sequentially
- using experiential and interactive training techniques
- helping trainees apply training content to their jobs
- creating contextualized practice and assessment opportunities
- identify opportunities and activities to promote transfer of learning before, during, and after formal training experiences
- ensure training content is accurate and that it supports identified competency requirements
- develop and publish all collateral training documents, utilizing plain language writing techniques
- pilot courses with an appropriate audience
- Evaluate Training Courses
- Conduct continuous evaluation, assessment and revision of training practices, and make improvements
- Research and prepare reports on training issues for submission to the Manager
- Manage the training development of several program areas simultaneously
- Act as Ambassador of Money Mart's Culture, Policies and Goals
- University degree in Education or Instructional Design
- Minimum 3 years experience in instructional design with experience in writing e-learning course content, in a corporate setting
- Experience designing and developing many computer-based and instructor led courses
- Applied understanding of the principles of pedagogy and instructional design
- Demonstrated ability to create courses for a blended training program (via a portfolio)
- Demonstrated plain language writing skills (via a portfolio)
- Proven ability to manage multiple projects concurrently
- Technically proficient in using MS Office products, graphic design tools, and e-learning authoring tools
- Instructional Design/Course development in a corporate environment is a must
- Instructional Design/ Course development in a retail setting is preferred
Next Steps
Apply Through link below:
Closing Date: 10/31/2014


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Ivy Defensive Player Of The Year Mike Catapano Turning Heads At Shrine Game
Mike Catapano spent 10 weeks of the Ivy League football season showing NFL scouts what he could do for their teams. Now he's spending a week in St. Petersburg, Florida, doing it again. According to various reports, he has turned several heads during the practice week of the East-West Shrine Game.
Catapano, the 2012 Bushnell Cup recipient as the Ivy League Defensive Player of the Year, has been mentioned in several reports during the crucial practice week for the East-West Shrine Game.
You can see some of the reports here, here, here, and here.
The NFL Network will broadcast the 88th East-West Shrine Game this Saturday at 4 pm.
Catapano completed a dominant season on the Princeton defensive line, earning unanimous selection to the All-Ivy first team. He led the Ivy League with 12 sacks and ended the regular season ranked second in the Football Championship Subdivision with 1.2 sacks per game. He ranked second in the Ivy League in tackles for loss with 15.5, which was only a half tackle off the League lead, and ranked ninth nationally in that category. The two-year co-captain ended the season with 41 tackles, and he had five games with at least two tackles for loss, as well as five games with at least five tackles.


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9 Halloween Crafts and Halloween Recipes for Parties
Bonus: Get our newsletter & special offers for free. We will not share or sell your email address. View our Privacy Policy
Laced Up Jack O' Lanterns
By: design.wash.rinse.repeat
We are adding the project to your Holiday Projects.
The project was added to your Holiday Projects.
Click here to view your Holiday Projects.
Here's a fun idea for a pumpkin patch craft you can make with your kids: Laced Up Jack O' Lanterns! This pumpkin paper craft is great because even the littlest hands can get in on the action. Plus this is one of those Halloween crafts for kids that lets them get creative with design. When you're finished you can proudly display your pumpkin patch craft on your mantle or your kitchen counter for all to see!
Estimated Cost: Under $10
Time to complete: Under an hour
Primary Technique: Paper Crafts
Difficulty Level: Beginner
For more pumpkin ideas, check out our page of 28 Pumpkin Patterns Free For You To Enjoy!
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- Teacher's Appreciation Printable Gift Idea


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The Wonder of the Western Wall
At God's holy hill
At God's holy hill
Most of the Wall's stones weigh between two and eight tons each, but one in the northern section is estimated at 570 tons. The next four layers were added in the 7th century. The next fourteen layers are from the Ottoman period and attributed to Sir Moses Montefiore who in 1866 arranged that further layers be added "for shade and protection from the rain for all who come to pray by the holy remnant of our Temple." The top three layers were placed by the Mufti of Jerusalem between 1920 and 1967.
Photo by Rob Kerby, Beliefnet Senior Editor
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Bright Canvas Art
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Size:Please Choose10 x 10 Inches18 x 18 Inches (JA1818-GW) $(+60.00)
Janie Angel in Cream Canvas Reproduction by Squish
These whimsical angels will watch over your child with the Janie Angel canvas reproduction. This canvas reproduction is the perfect fit for any child or family of faith or child that believes in angels.These giclee prints on gallery wrapped canvas are a fantastic addition to a nursery or playroom. Each giclee is printed onto canvas and then stretched (wrapped gallery style) onto wood stretchers. There is no glass to break which makes each piece very kid friendly. A wire is placed on back for easy hanging and protective bumpers. Reproduced from original artwork by Nancy B. Westfall. Made in the USA.This item is custom made especially for you upon your order.
Category: Art, Pastel Canvas Art
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Hi. I recently ordered a Scott CR1 Pro frame/fork. It's BB30 compatible so I'm gonna be needing a new crankset and bottom bracket. I've narrowed down the choices to (in order from most to least interested):
FSA SL-K Light
SRAM Red
FSA K-Force Light
(I'm gonna be running full 105 on the bike.)
**The Scott is actually BB86.


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tag: cabinets
Keeping it Light in the Kitchen1 comment
White cabinets and tile can really open up your kitchenview details
Mountain Porch Retreat1 comment
Our region has an extended outdoor season that the homeowners wanted to take full advantage of. The existing deck was not adequate for hosting large parties and had no covered space for protection...view details
Kitchen of mass reconstruction
My Wife and I Bought a 1923 2 + 1 California Bungalow in need of a lot of love. With some elbow grease and the help of FHB we tackled the kitchen first. Peeled through 5 layers of linolium no...view details
Salvaged Kitchen: 1910 Bungalow Restoration
When we bought our 1910 Craftsman bungalow in Pasadena the kitchen was a disaster. The cabinets had been resurfaced with red oak veneer and lots of paint. The sink stopped working soon after and we...view details
What WERE they thinking?2 comments
I bought a 1916 bungalow with much of the old woodwork intact, but an atrocious kitchen. With short money and a lot of ingenuity I gave it a whole new look. I replaced the bottom cabinets with...view details
1950 CA Bungalow Bath Remodel
This bath remodel includes a HydroMassage whirllpool, custom cherry vanity with granite top, ThinWire floor heat, and Title 24 compliant halogen lighting. The vanity was designed to...view details
Goodbye Halloween...
Initially, we were contacted to update the kitchen by keeping the same basic layout-- aka Rip and Replace w/ stock cabinetry, paint and tile floors/backsplash. The kitchen was closed off from...view details
Craftsman Room Addition phase 9
A challenging job for a difficult client, I did most the carpentry and drywall work myself, but used Extreme Plastering for the stucco (extremeplastering.com), and was very pleased with their...view details
Ultimate Deck Build 2016: Critical Connections Part 1: Ledger
The primary connection between deck and house read more


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Hello ladies!
First I'd like to say that after so much stress and worry about being forced to be sliced and diced simply because I was having twins( apparently my only known complication is named either Jacob or Wesley :p) , I am SO relieved to stumble upon people that believe in their own bodies to accomplish unassisted childbirth.
I have been recently medically discharged from the Marine Corps for injuries sustained in training a few years ago, but my DH is still in. In the muddle of moving back from Okinawa, I've really come up against a lot of doctors that didn't support my wishes of natural childbirth. I don't really have much of a choice because I'm already at 27w3d.
I'll be moving to NC at 32w to join DH when he gets back from overseas... Needless to say, I don't have the time to piddle around trying to find a doctor.
I'm sure that there are women in this group that have done this more than once, and I'd really like to be able to talk to some of you, as I have little idea as to how to go about this. Please feel free to comment or message.
P.S. Does the "Oops, we didn't make it in time" excuse really work? :P
Thank you for your time :)


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In 2009 Badralmaa bought a plot of land and built a small family house. The house was built of wooden planks and it was completed as a basic structure. The house needs an improvement by installing insulation materials on all walls and roof and covering the insulation with one layer of brick wall.
Mongolian winter is one of the harshest in the world and on winter nights it reaches minus 40 to 45 degrees of Celsius. The loan Badralmaa is requesting will be used to buy insulation materials for the walls and roof and enough bricks to cover the walls from outside. Also it will be used to install a low pressure heating system which uses less coal to burn and releases much less smoke to the air.
Additional Information
More information about this loan
This loan is part of Credit Mongol's green loan program, which helps clients to purchase products for improving their heating and ventilation systems, reducing pollution and health problems caused by burning coal in the winter.
About Credit MongolCredit Mongol is the largest non-banking financial institution (NBFI) in Mongolia. Its mission is to contribute to the prosperity of Mongolians by providing high-quality, affordable and varied financial services to micro-entrepreneurs and small-to-medium-sized businesses. It prioritizes serving remote, rural populations that have typically lacked access to credit and other financial services. Uniquely, it offers solar panel loans to nomadic herders, most of whom live without electricity.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
About Mongolia
0View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Apr 27, 2011
- Listed
- May 9, 2011
- Currency Exchange Loss:
- Covered
- Ended:
- Nov 15, 2012


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Alaska Air Group To Hold Investor Day On Thursday, Nov. 14
SEATTLE, Oct. 31, 2013 /PRNewswire/ -- Alaska Air Group Inc. (NYSE: ALK), the parent company of Alaska Airlines Inc. and Horizon Air Industries Inc., will hold an investor day on Thursday, Nov. 14, in New York City. Remarks by company management will begin approximately at 9:15 a.m. Pacific time / 12:15 p.m. Eastern time. Interested parties may listen to the presentation and question-and-answer period via webcast at www.alaskaair.com/investors. Alaska Airlines, a subsidiary of Alaska Air Group (NYSE: ALK), together with its partner regional airlines, serves 95 cities through an expansive network in Alaska, the Lower 48, Hawaii, Canada and Mexico. Alaska Airlines has ranked "Highest in Customer Satisfaction Among Traditional Network Carriers" in the J.D. Power and Associates North America Airline Satisfaction Study SM for six consecutive years from 2008 to 2013. For reservations, visit www.alaskaair.com. For more news and information, visit the Alaska Airlines Newsroom at www.alaskaair.com/newsroom.SOURCE Alaska Air Group Inc.
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- Commission - Aiyana - by LosenkoWatch
©2013-2016 Losenko
looks so delicately detailed ..beautiful !
Oh wow, that is amazing!
Gorgeous !! That hand holding the branch looks so delicately detailed ..beautiful !!
Can I steal this
Absolutely gorgeous! I love the tree in the background and how well you balanced it with the character in front. The colours are magnificent!
What a beauty and what a beautiful piece !! Somewhere between Occident and Orient ^^
Amazing work ! The tree is fantastic!


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A capacitor has a plate area of 10 in^2, a plate separation of .1 mm and a teflon dielectric. Determine the capacitance of this capacitor.
A 10 μF capacitor has 12 V applied. What is the separated charge stored on the plates?
A 100 nF capacitor has 250 μC of separated charge on the plates. What is the voltage across the capacitor?


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May 5, 2016
NEW YORK (AP) -- NBA owners have approved the Seattle
SuperSonics' move to Oklahoma City for the 2008-09 season, pending
the resolution of litigation between the team and the city of
The Sonics could begin playing in owner Clay Bennett's hometown
as early as next season if they can get out of the remaining two
years of their lease at Key Arena.
Seattle has filed suit trying to force the Sonics to remain in
the city until the lease expires in 2010, while Bennett wants to
buy out the remainder. The city already has rejected Bennett's 26
million dollars to settle the lease dispute. A trial is set to
begin in federal court June 16th.
Seattle is hoping to keep the Sonics in town for what would
appear to be two lame duck seasons, to buy time for a group led by
Microsoft CEO Steve Ballmer to find an arena solution and
eventually purchase the team from Bennett to keep them in town.
(Copyright 2008 by The Associated Press. All Rights Reserved.)
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