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VTech Baby ABC Building Block Age Group: 3 months + Brainy Baby Left Brain products help develop your child's analytical abilities and logical thinking skills through fun, engaging activities * Light-up shape buttons reward curiosity with lessons in letter names, rhyming and vocabulary * Moving joystick with music changes tempo and controls light play * Bright colors and left brain designs invite baby to explore * Chunky shape buttons and moving joystick develop important motor skills Look for complimentary Brainy Baby Right Brain products to help develop a whole brain approach to learning!
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Obama's Health-Care Gamble
Fineman, Howard, Newsweek
Byline: Howard Fineman
And why he may come to regret it.
President Barack Obama begins and ends each workday at the White House by going over a to-do list with his chief of staff, Rahm Emanuel. The two were reviewing things recently when Emanuel reminded him of the sheer size of the administration's workload, which includes fending off the Great Recession and dealing with terrorists in Iraq, Afghanistan, and now, evidently, Yemen. "You know, Mr. President," Emanuel said, "Franklin Roosevelt had eight years to deal with the economy before he had to lead a war. You have to do it all at once."
Nothing unusual about a little fawning in the Oval, but it prompts questions. Given the urgency of those challenges, underscored by the Nigerian bomber, was it wise for the president to spend most of his first year and political capital on a monumentally complicated overhaul of the nation's health-care system? And will the results of that gamble--not fundamental reform, but rather an expensive set of patches, bypasses, and trusses bolted onto the existing system--improve the lives of Americans enough to help him or his fellow Democrats politically?
Put me down as skeptical.
Perhaps not since the New Deal has a new president made such a massive bet on a single domestic initiative. I think I understand Obama's reasoning. It did not take him long (probably after the first round of CIA briefings) to realize that he was not going to be able to satisfy his liberal base on intractable, unwinnable foreign and security policy. It's easier to make history on the home front. And Obama was genuinely moved by the heart-wrenching health-care stories he heard on the campaign trail. So he sought--and may well get--things to brag about. The legislation will extend coverage to at least 30 million of the uninsured, and it will end, or at least limit, some of the insurance industry's most predatory practices.
But the crusade that is dragging itself toward the finish line doesn't quite feel like a triumph, let alone the launch of a new New Deal. The reasons offered for the undertaking have been ever-shifting. In the campaign, it was about rationalizing the system and saving federal cash; then it was about protecting coverage of the middle class; then about the moral duty to cover the uninsured. By the time Bill Clinton met privately with Senate Democrats on Obama's behalf, it was (in his telling) primarily about the political optics: the need to pass something, anything, to avoid defeat. …

subset: commoncrawl


text:
Seeing a shirtless Taylor Lautner has become a "fan must include" in any Twilight trailer. Team Jacob seems to have started a trend. First, there was the tease of a shirtless Kristen Stewart in the recently released first trailer for On the Road. Now we have a shirtless Robert Pattinson in the teaser trailer for Cosmopolis.
But the clip comes with a warning for Team Edward: There's much graphic violence to be seen along with Pattinson's naked torso — a good warning of what's in store for David Cronenberg's adaptation of Don DeLillo's story of Eric Packer, a young multimillionaire whose limo ride to get a haircut becomes a 24-hour odyssey around Manhattan that includes a rap star's funeral, presidential-visit traffic jams, terrorist attacks, and stalkings.


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Terry Ratner, RN, MFA | Oct 8, 2013, 2:20 p.m.
Oswald Nelson, at age 13, was the youngest person to become an Eagle Scout. Oswald went on to become Ozzie Nelson, the father in "Ozzie and Harriet." Though the show aired years before the advent of reality television, Harriet was indeed Ozzie's real wife; Ricky and David were his real sons, and, eventually, Ricky and David's wives were played by their actual spouses. I remember watching the show and wondering if any father interacted with their family like Ozzie did. Perhaps being an Eagle Scout helped prepared him for fatherhood.
The current requirements for Eagle Scout make it impossible for anyone to ever beat Ozzie's record.
My father was never a scout of any kind. He grew up in foster homes. Most of his foster parents took him in because of money they received from the state. Only one foster parent professed to loving him, but by that time he was in his teens and the damage was irreparable. He never knew what it was like to have a father.
Father Knows Best
In 1954 Robert Young starred in the television series "Father Knows Best." Young played Jim Anderson, an average father in an average family. I always wanted to be "Kitten" the part that Lauren Chapin played. I wanted to be called Kitten and I wanted a father like Jim Anderson. My family had no similarities to the television family of "Father Knows Best."
I don't remember bonding with my father, although we did go to the beach a few times. We played together in the waters of Lake Michigan, me sitting on his broad shoulders while he waded in deeper. I also remember going to Riverview Park with him during my younger years. He enjoyed riding the rollercoasters as much as I did and he would scream as we headed downhill. Those screams didn't scare me. It was the screams that were to come later in life when he would be chasing me as if he was the hunter and I was the hunted.
After the female Japanese carp gives birth to hundreds of tiny babies, the father carp remains nearby. When he senses approaching danger he will suck the helpless babies into his mouth, and hold them safely there until the coast is clear. My father was not like this.
He was strict—an attorney and a colonel in the Air Force reserves.
He would yell as the chase began. His face would become as red as a beet and I watched his neck pulsating and his Adam's apple enlarge. I always knew what was to come, but I put up a good fight. There was no such thing as "child abuse" back then.
Hugh Beaumont
The actor who portrayed the benevolent father on the popular TV show "Leave it to Beaver" was a Methodist minister. Tony Dow, who played older brother Wally, reports that Beaumont hated kids. I don't believe my father hated children, however, I think he disliked women because of his early childhood relationship with his mother.
Side Note
Hugh Brannum, not to be mistaken with Hugh Beaumont, played Mr. Green Jeans on "Captain Kangaroo" and I remember him as kind, funny, and extremely reliable.
Emperor Penguins
Once a male emperor penguin has completed the act of mating, he remains by the female's side for the next month to determine if he is indeed about to become a father. When he sees a single greenish white egg emerge from his mate's egg pouch, he begins to sing.
Scientists have characterized his song as "ecstatic."
Who would you rather have as your father: Hugh Beaumont, Hugh Brannum, or an emperor penguin?
Terry J. Ratner, RN, MFA is a health educator at Banner Good Samaritan Medical Center. Visit her website at www.terryratner.com. Send comments to firstname.lastname@example.com.
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: [Pokémon+]
The Pokemon Trainer Academy (OOC) (NEW!)
View Single Post
January 9th, 2013 (9:09 AM).
PkMnTrainer Yellow
Pokemon Professor / RP Mentor
Crystal Tier
Join Date: Aug 2008
Location: East Coast, USA
Gender: Female
Nature: Sassy
Posts: 4,534
@Batel: You're approved. Congratulations :P
@Drago Dragonite: Hmm—You've read the rules, right? You should be able to handle your levels yourself without my assistance.
@igotpokeballz: ...Nah. Not sure why you'd think that. A single class is assigned at the beginning of each day and a day IC tends to last a month or two (or three) OOC.
@Everyone: Speaking of which, I'm going to go ahead and give an early first warning that the day is drawing to an end. In the near future you can expect the Thanksgiving event to start, after which the IC day will effectively end. My next IC post will include an NPC post that sets the stage for the Thanksgiving event area (It takes place in the cafeteria.)
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- Homepage >
- News Archives >
- Article
CYSS helps military children
April 17, 2012
Related Links
YONGSAN GARRISON, Republic of Korea -- Jump houses, face painting and cotton candy. It was a child's dream come true as U.S. Army Garrison Yongsan Child Youth and School Services celebrated Month of the Military Child with a Fun Fair at the Child Development Center parking lot, April 14.
The event was organized not just for fun, it had a deeper meaning. Military children experience unique challenges related to Military life and culture. These include separation from parents and family reunification. Due to frequent moves, many Military children experience disrupted relationships with friends, and suffer from adapting to new schools and cultivating new Community resources. Some children also experience the trauma of welcoming home a parent who returns with a combat injury or illness, or worse yet facing a parent's death.
CYSS develops and organizes many programs to lessen Military children's stressors. They also provide kids with sports, dance and martial arts classes. In addition, they even educate parents. They teach new mothers and fathers how to babysit, how to navigate power struggles between teen and parents, and water safety for summer.
Many other organizations also participated in the fun fair , supporting what CYSS does.
Fraternities and sororities prepared food and provided a wide variety of activities such as face painting, manicure shop, and games. The money they earned will go right back to the Community through scholarships.
Melody Francis, director of Parent and Outreach Services for CYSS, emphasized the importance of taking care of Military children.
"We all know the sacrifices Soldiers make, but we don't really recognize the fact that they pull their children with them without asking," Francis said. "This event celebrates the sacrifices children in Military Communities face every day. We want to honor that."


text:
Published: October 16, 1998
NATO Warning to Milosevic On Kosovo Withdrawal
NATO told President Slobodan Milosevic of Yugoslavia that he has until tomorrow to reduce his forces in Kosovo or face a renewed threat of air strikes, though it looked increasingly unlikely that such a threat will be carried out. A1
Clinton Opens Mideast Summit
President Clinton opened a four-day summit in Maryland between Prime Minister Benjamin Netanyahu of Israel and the Palestinian leader, Yasir Arafat. Promising his own intense involvement and the authority of the United States behind a Middle East peace agreement, Mr. Clinton urged the Israeli and Palestinian leaders to ''break the logjam'' and take the risks required to provide hope to their peoples. A8
A group of ultranationalist Jews established a beachhead for new conflict in East Jerusalem, occupying a vacant house in the heart of a Palestinian neighborhood. Asserting that the house was an old Sephardic synagogue, they planted an Israeli flag on the roof and carted in an ark and a Torah. A8
Pope Issues Encyclical
Pope John Paul II issued an encyclical that denounced the ''fateful separation'' of faith and reason in modern times and set out a Christian alternative to the dominant philosophies of the 20th century -- post-Enlightenment rationalism, Marxism and ''postmodern'' nihilism. A1
U.S. Money for the I.M.F.
Clinton Administration officials said they had more political leeway to try new strategies in fighting the continuing global financial turmoil, now that Congress has agreed to inject $18 billion into the depleted coffers of the International Monetary Fund. A8
March in Paris Turns Violent
High school students flooded the streets of France again in a two-week-old campaign for more teachers and better schools. The march in Paris turned violent when troublemakers looted stores, burned cars and clashed with riot police. The police arrested at least 110 youths. Five people, including two policemen, were injured. A3
Deal on U.N. Dues Falters
A deal that would have allowed the United States to pay $200 million in back dues to the United Nations as part of the overall Federal budget agreement collapsed after the issue became entangled once again in the politics of abortion, Clinton Administration and Congressional officials said. A5
Man With Someone Else's Hand
The world's only person with somebody else's fingerprints is expected to leave a French hospital with the transplanted hand and forearm he received there three weeks ago, his doctors said. The patient, Clint Hallam of Australia, underwent the experimental operation after he lost his right hand in an accident with a circular saw in a jail in New Zealand in 1984. A13
World Briefing A11
Capitol and White House Reach Deal on Budget
President Clinton and Congress reached agreement on the nation's $1.7 trillion budget that included the biggest peacetime increase in military spending since Ronald Reagan was President in 1985. Other provisions include money to begin hiring 100,000 elementary teachers and to offer relief for farmers, and $2 billion for medical research at the National Institutes of Health. There is also money for American peacekeeping troops in Bosnia, the tightening of embassy security and the shoring up of depleted I.M.F. reserves. The bill, which Congress is expected to adopt today, also adds money to develop a plan to combat bioterrorism. Federal health plans will have to provide contraceptive coverage for Federal workers, but plans can exempt themselves on religious grounds, and doctors and nurses can exempt themselves on moral grounds. A1
Most of the more than $1 billion for new teachers will be given to districts based on need. A25
The fight over statistical sampling in the 2000 census was postponed until the Supreme Court rules. A16
The White House said it won an additional $476 million for programs involving climate change, water quality and conservation lands, while Republicans won provisions to spend millions more on items like logging and transportation in Alaska. A25
About $9 billion will be added to the military budget, including about $2 billion for intelligence programs and $1 billion for missile defense. A25
The deal will let 49,000 Haitian refugees stay in the United States legally, increase the number of specialized foreign workers and earmark $171 million to reduce the backlog of citizenship applications. A25
Jones Deal Hits a Snag
A financial package intended to settle the Paula Jones lawsuit appeared to fall victim to feuding among her lawyers and Abe Hirschfeld, who had offered Ms. Jones $1 million to withdraw her case. A18
Warning on Hepatitis C
Thousands of people will soon receive letters warning that they may have caught the liver virus hepatitis C from transfusions before 1992. A21
Trump Starts a New Tower To Loom Over the U.N.
Donald J. Trump is starting work on what he says will be the tallest residential building in the world, a $360 million, 861-foot, bronze-colored monolith near the United Nations complex. The project, called the Trump World Tower, has rankled some residents, who worry about its effect on the neighborhood. B1
Absentee Ballots in Jeopardy


text:
Senior Living in Wildwood, FL
Carefree, invigorating and fulfilling – that's life at Providence Independence. Nestled in the charming city of Wildwood, Florida, less than a mile from The Villages new town center, Brownwood Paddock, this brand new community offers independent retirement living set in peaceful surroundings with flowered gardens and exquisite architecture. Providence Independence at Wildwood is the perfect place to enjoy life and relax in the warm Florida climate.
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Planned to perfection, Providence Independence offers unique benefits and an unparalleled array of amenities. . . Retirement living at its best!
Providence Independence is Now Open!


text:
Connecticut Tourists Arrested After Climbing Brooklyn Bridge, Sources SaySources told CBS2 the men told police they were climbing the bridge because they wanted to take photos of the sunrise.
CT Senate Approve Bill To Allow Minors Access To Medical MarijuanaThe Senate late Friday voted 23-11 in favor of the bill, which already passed in the House of Representatives. It now moves to Gov. Dannel P. Malloy's desk.
TSA: Loaded Gun Found In Connecticut Man's Bag At LaGuardia AirportTSA officials said the gun was loaded with six bullets at the time it was confiscated.
80,000 Chickens Killed In Blaze After Electric Motor Overheats At Connecticut FarmNo people were reported injured in the blaze, which drew about 125 firefighters from 25 departments across the region.
7-Eleven Clerk Taken Hostage In Connecticut Armed RobberyTwo men are in custody after an attempted robbery at a Newington convenience store turned into a hostage situation.
Wheel From Metro-North Train Falls Off Tracks In ConnecticutState Sen. Toni Boucher, a member of the General Assembly's Transportation Committee, says the incident is still worrisome.
Judge Denies Gunmaker's Motion To Dismiss Sandy Hook Lawsuit A Connecticut state judge has denied a gun company's motion to dismiss a wrongful death lawsuit filed by families of some of the victims of the 2012 Sandy Hook shooting.
Report: Elevated Lead Levels Found In New York, Connecticut Water SystemsAn Associated Press review of U.S. Environmental Protection Agency data shows 82 out of 2,800 public and private drinking water systems in New York state have had lead levels exceeding the federal action limit at least once since 2013.
Ex-Meat Cutter Files $15 Million Suit Against Whole FoodsA former meat cutter at a Whole Foods in Westport is suing the grocery chain for allegedly firing him after he complained to higher-ups that the store was selling tainted meat.
Connecticut Police Investigate How Woman's Finger Was Bitten OffOfficers were dispatched to a home on Warren Street around 11:20 p.m. Tuesday and found the 44-year-old woman missing the tip of her left thumb.
Victim Extricated Vehicle After T-Bone Crash In ConnecticutWestport firefighters were on the scene Wednesday morning after a T-bone crash that left one victim trapped inside a vehicle, officials said.
Best One-Tank Weekend Getaways Near New York CityItching to get out of the city? Here are five amazing weekend destinations that are just a car or train ride away.


text:
It has been a long period of silence and the silence shall be broken. The end of an era—but every end is also a beginning, yes? There is much to look forward to and as always, more information to come.
Stay alert, guardians—wait, wrong game. Basically, big announcement coming soon.
There is a hint somewhere in this post. That's all I can say. Enjoy some Photoshop in the meantime.
(link to full-size image: Media.moddb.com)
A few new structures and units to make galactic conquest more exciting and intricate.
The information in this article lays the groundwork for my goal of an more complex, system that intertwines your economy, population and military, as...
It's time to say bye-bye to some of your favorite, iconic units and make way for the future.
Change is coming, and change is good. Just don't get too upset if you don't like it.
No articles were found matching the criteria specified. We suggest you try the article list with no filter applied, to browse all available. Post article and help us achieve our mission of showcasing the best content from all developers. Join now to share your own content, we welcome creators and consumers alike and look forward to your comments.
This pack contains four (4) turbolaser projectiles/particles: red, green, orange, and blue. Each one has a muzzle flash attached to it. Note: This is...
The first official patch for Legacy Era: Second Imperial Civil War.
The time has come for version 1 of Legacy Era: Second Imperial Civil War to be released!
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Dead? No... but slumbering to awake once more? Yes.
the clone war ship battle ship are green and i can't land on worlds how im i to level up and not that many things plants to land the number i mean is very low. sorry i suck at typeing, and im kinda what a bummer only one map to pick.
You could just upload small bugfixing patch (missing names, research).
and the clone wars battle ship is green its a big green clone ship that just bright green.
as long as it isn't dead, that would have been very saddening. one odd bug im gettin though. the impstar-1 is showing up green for me, no texture on it at all, is there a way i can fix this m'self?
SHADERS in wrong folder. Moving shaders to main data folder solved the problem. But be careful with messing with main folder though.
If only this mod in GC had ground...if only...
i cant get the mod get to work fsr.. i tried it with the batch file and with the mod loader it always gives me a error an exception occured check log files for details. every other mod works fine tho? Games up to date i got german Gold Pack version of the game.
If it gives an excpetion that has some issue with code, make sure there is no extra code in the xml file in the game's main data folder?
I have the same issue, and there is no extra code in the xml file. Just the usual two files. :/ This bites. I really wanna play this >.<


text:
Posted| Updated
As Northern Ireland's deputy first minister Martin McGuiness describes Sinn Fein leader Gerry Adams' arrest as the work of 'dark forces', hear from the son of Jean McConville - the woman Mr Adams is alleged to have murdered.
Topics: murder-and-manslaughter, law-crime-and-justice, government-and-politics, world-politics, northern-ireland, united-kingdom
Posted| Updated
The 1972 murder of Belfast woman Jean McConville is at the centre of the recent arrest of Northern Ireland politician and Sinn Fein leader Gerry Adams.
Topics: law-crime-and-justice, murder-and-manslaughter, northern-ireland, united-kingdom, ireland
A man has appeared in court charged with murdering 29 people in the 1998 Omagh bombing, the worst single atrocity of the Troubles in Northern Ireland.
Topics: terrorism, unrest-conflict-and-war, courts-and-trials, police, law-crime-and-justice, northern-ireland
Posted| Updated
Irish president Michael D Higgins has spoken of his country's "deep and enduring friendship" with Britain during the first visit to the UK by an Irish head of state.
Topics: world-politics, ireland, northern-ireland, england
Posted| Updated
More than 430 people, including 61 in Australia, will tell their stories to a public inquiry into child abuse in Northern Ireland.
Topics: child-abuse, community-and-society, community-organisations, law-crime-and-justice, courts-and-trials, northern-ireland, australia
Posted| Updated
The biggest inquiry into allegations of child abuse ever held in Britain begins its first public hearings in Belfast.
Topics: child-abuse, law-crime-and-justice, northern-ireland, united-kingdom
Golfer Rory McIlroy and tennis player Caroline Wozniacki have begun 2014 by announcing their engagement.
Topics: sport, golf, tennis, northern-ireland, denmark, australia
French artist Laure Prouvost has won Britain's Turner prize for contemporary art for her video installation set among a mock-tea party setting.
Topics: contemporary-art, arts-and-entertainment, awards-and-prizes, northern-ireland, united-kingdom
Posted| Updated
Australia posted consecutive victories for the first time in 2013 following a 32-15 triumph over Ireland in Dublin.
Topics: rugby-union, sport, ireland, united-kingdom, northern-ireland
Posted| Updated
Ireland will welcome back four members of the Lions squad that beat Australia this year when it hosts the Wallabies.
Topics: rugby-union, sport, ireland, northern-ireland, united-kingdom
Wallabies coach Ewen McKenzie has backed Tevita Kuridrani to stand up and thrive against Irish great Brian O'Driscoll.
Topics: rugby-union, sport, ireland, northern-ireland, united-kingdom
Posted| Updated
The Historical Institutional Abuse Inquiry is keeping its investigations private but some Australian-based victims are speaking out.
Topics: child-abuse, community-and-society, perth-6000, wa, australia, northern-ireland
Ronaldo saved Portugal in Belfast, as Spain and Germany took easier steps towards World Cup qualification.
Topics: soccer-world-cup, soccer, sport, northern-ireland, united-kingdom
Posted| Updated
Cristiano Ronaldo celebrates one of his three goals against Northern Ireland
Topics: soccer, sport, northern-ireland, united-kingdom
The Northern Ireland Historical Institutional Abuse Inquiry has announced that evidence to be heard from Australian-based victims will be held in private.
Topics: child-abuse, catholic, foreign-affairs, australia, wa, northern-ireland
Posted| Updated
Nobel laureate Seamus Heaney, widely regarded as the greatest Irish poet since William Butler Yeats, has died aged 74.
Topics: poetry, arts-and-entertainment, people, human-interest, ireland, northern-ireland
Posted| Updated
As Ireland's economy struggles to recover from the global financial crisis, more Irish than ever before are coming to Australia.
Topics: immigration, community-and-society, government-and-politics, australia, northern-ireland
Posted| Updated
Dozens of police have been injured in Northern Ireland's capital Belfast in clashes with pro-British Protestants protesting against a parade by Catholic republicans.
Topics: unrest-conflict-and-war, police, crime, law-crime-and-justice, northern-ireland, united-kingdom
Posted| Updated
Topics: unrest-conflict-and-war, religion-and-beliefs, community-and-society, northern-ireland
Posted| Updated
Police were attacked with petrol bombs and a French press photographer was assaulted during a fifth night of violence on the streets of Belfast.
Topics: unrest-conflict-and-war, world-politics, religion-and-beliefs, northern-ireland
Protestant marchers in Belfast have thrown bricks and bottles at police, who responded with water cannon and rubber bullets as Northern Ireland's annual parade season descended into violence.
Topics: unrest-conflict-and-war, catholic, protestant, world-politics, northern-ireland
Topics: unrest-conflict-and-war, protestant, catholic, northern-ireland
Paul Kennedy chats to author Sean Fagan about his new book on the British and Irish Lion's first Australian tour in 1888.
Topics: rugby-league, sport, australia, united-kingdom, northern-ireland
Posted| Updated
Injury-plagued Australian fast bowler Pat Cummins will continue his recuperation playing for the Northern Ireland Cricket Academy in Belfast tonight.
Topics: cricket, sport, northern-ireland, ireland, united-kingdom, australia
Posted| Updated
Wall Street rose overnight, as US investors took a more optimistic view on what the Federal Reserve may announce tomorrow.
Topics: business-economics-and-finance, markets, stockmarket, currency, australia, northern-ireland, united-kingdom, united-states


text:
Check out these bargain stocks
Downsizing may be appealing, but consider these first
Join the NASDAQ Community today and get free, instant access to portfolios, stock ratings, real-time alerts, and more!
Riding on a strong growth momentum, the shares of
MasterCard Inc.
) reached a new 52-week high of $586.37 on Jun 19. This surpassed
its previous high of $584.85 on May 21. This Zacks Rank #3 (Hold)
stock surged about 37.2% in the last 52 weeks.
Particularly, this global electronic payment processor rose
about 8.6% since the company reported its first-quarter 2013
results in the beginning of May with a positive earnings surprise
of 0.65%.
Yesterday's closing price represents a strong one-year return
of about 37.4% and a year-to-date return of about 21.4%. The
S&P 500 index jumped 27.5% and 13.9%, respectively during the
same period. Average volume of shares traded over the last three
months stands at approximately 557.4K.
On May 1, MasterCard reported its first-quarter earnings per
share of $6.23, which comfortably surpassed the Zacks Consensus
Estimate of $6.19. However, the result significantly outperformed
the year-ago quarter figure of $5.36 as well. The company
delivered positive earnings surprise in all of the last 4
quarters, with an average beat of about 1.95%.
MasterCard's growth is driven by its diversified product
basket, technology upgrades along with expansion into
high-potential emerging regions through strategic acquisitions
and alliances. Alongside, ample competitive leverage and a
risk-free balance sheet generate incremental shareholder value
via healthy and regular share buybacks and dividend payouts. At
the current price, MasterCard's dividend yield stands at
Further, the valuation for MasterCard appears impressive. The
shares are trading at a 33% premium to the peer group average on
a forward price-to-earnings basis and 136% premium on a
price-to-book basis. Return on equity of 42.5% and return on
assets of 24.0% are way ahead of the peer group average of 21.6%
and 9.5%, respectively. Even the estimated long-term earnings
growth is pegged at 16.3%, higher than the peer group average of
Apart from MasterCard, other outperformers in the financial
sector include
Vantiv Inc.
Hilltop Holdings Inc.
) and
Gamco Investors Inc.
). All these stocks carry a Zacks Rank #1 (Strong Buy).
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
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Use this sleek laptop briefcase to protect your laptop with up to a 17.3" display from damage while you travel. Briefcase is made of a ballistic nylon to withstand everyday use. Front pocket keeps your tablet secure with a brushed poly lining. The included removable shoulder strap is padded to offer extra comfort when you're on-the-go.
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This review is from: Xenon 2 Slim Brief for 17" Laptop
Pros: The zippers worked.
Cons: The inside is essentially one large pouch. No dividers, pockets, or slots of any kind. Nothing to keep your laptop secure and in place. This is less of a briefcase and more of a glorified bag or pouch in my opinion.
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This review is from: Xenon 2 Slim Brief for 17" Laptop
Pros: Light bag. Good hardware and enough room for AC power supply and mouse
Cons: Have not found any yet
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Ooh! La, La! Couture
'Wow' Sequin Tutu Dress (Big Girls)
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A voluminous confection of tulle fashions the skirt of a sparkling dress detailed with a bright bow at the waist for an extra dash of sweetness.
- Slips on over head; knit panel in back.
- Adjustable straps.
- Cotton/polyester; machine wash.
- By Ooh! La, La! Couture; imported.
- Kids' Wear.
'Wow' Sequin Tutu Dress (Big Girls)
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STARmeterSEE RANK
Up 1,574 this week
Jed Rowen
Jed Rowen is known for his work on Attitude for Destruction (2008), Cineme' Fabrique No. 1 (2006) and The Ghastly Love of Johnny X (2012). See full bio »
More at IMDbPro » Contact Info: View agent
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The PSC has gone loco on new area code
News Service Jan. 30, 2008, 5:38pm
By VIC SPROUSE
CHARLESTON -- Sometimes, government officials don't think through the implications of their decisions.
Sometimes, they want to do good, make a decision and don't realize the impact that their decision causes.
Of course, I have to feel this is what happened to the PSC when they voted to create a new area code for numbers based on geography.
Say what?
Why not just overlay the new area code on top of the old one?
Is it really going to be THAT helpful to see area code XYZ come up on your phone and say, wow, someone, somewhere north of Flatwoods is calling me, that really narrows it down.
Wait, wait.
Most of you might be saying, big deal, who cares, what's the difference, so what if they change the area code in the northern part of the state.
Well, it's OK -- unless you are a business. Unless you do telephone directories. Unless you have business cards that will now have to be replaced. Unless you are a resident there.
Just think through ALL the places that use our phone number for identification, all the utilities, all the credit card companies, pretty much anyone you pay a bill to… and, now imagine individuals across 28 counties having to make all the those calls and change all those numbers.
It's completely ridiculous and absurd and unnecessary.
It is a nightmare for any business in the new area code.
This is simply not thinking through your decision.
Otherwise, there is NO possible way the PSC could decide to make EVERYONE in a geographical region change their area code.
I'm sorry, but its a very dumb move.
It doesn't affect me or my businesses, thankfully, because we retain our number. But, to think through ALL of the business information that will have to be changed, even for small businesses is nothing less than a… well, nightmare.
The PSC must reverse course. It simply was a bad, bad, bad decision.
Sprouse has served in the Legislature since 1995 and resides in Charleston. He graduated from Penn State University with a Chemical Engineering degree and currently owns and operates several fitness centers in West Virginia and Pennsylvania.


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Thinking about a career in the Veterinary field?
Meet program faculty and learn about rewarding career options.
Thanks for stopping by the Foothill College Veterinary Technology Program Web Site! We are located in the high tech Silicon Valley region of
the San Francisco Bay Area.
If you love working with animals and helping people and want to learn more about Veterinary Technology, spend some time browsing through our site. We've tried to make it both informative and entertaining.
Important: Please note changes to prerequisites for the Veterinary Technology program.
|Number of first-time candidates who have taken the VTNE
|Number of eligible first-time candidates
|Three-year pass rate on the VTNE percentage


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It was a wild weekend for the banking sector, and some Canadians may have missed some of the big moves. For good reason: Turkey was on the table.
In case you were too busy with family, or got too caught up in your meals, here's a primer on what went down.
The Belgian government has agreed to nationalize the domestic operations of Dexia -- known as Dexia Bank Belgium -- for €4-billion. The division at hand includes both a large retail bank and a group that lends to local governments. Belgium has also provided a state guarantee, alongside France and Luxembourg, to offer Dexia funding up to €90-billion for 10 years.
Belgium will cough up 60.5 per cent of the guarantee, worth €54-billion, while France will cover 36.5 per cent and Luxembourg 3 per cent.
As that deal gets sorted out, news that Royal Bank of Canada is looking to buy out Dexia from its joint venture in RBC Dexia Investor Services. An official with the Luxembourg government said RBC intends to use its right of first refusal to buy the remaining 50 per cent of the joint venture from Dexia's Banque Internationale Luxembourg (BIL). RBC has yet to comment on the matter.
More asset sales of this sort can be expected, according to a new report put out by KPMG, which estimates that European banks will have to sell off more than €30-billion worth of assets in order to raise capital. These banks are under pressure from regulators to unload part of their balance sheets and create liquidity. It has been reported that private equity firms such as Apollo Global Management LLC have been out fundraising to create funds that can buy these European assets.
Still on the European front, the leaders of Germany and France met over the weekend and announced they expect to have a proposal on how to fix the big mess before the G20 meets in early November. Chancellor Angela Merkel and President Nicolas Sarkozy hinted at recapitalizing the banks, but provided few specifics and offered no insight into how much money could be injected.
Finally, over in China, the country's sovereign wealth fund is buying more shares of China's 'Big Four' banks to counteract plummeting stock markets. The share purchases are the first by Central Huijin Investment Co. since the 2008-2009 financial crisis, according to Reuters. The four banks affected are Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank Corporation and Bank of China.


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Happy Holidays by Br0nyWatch
©2011-2016 Br0ny
Bon Bon and Lyra wish you all happy holidays!
1920x1080 in download
Commission for *marikaefer
Also an entry for the Equestria Daily December Draw-Off Event
1920x1080 in download
Commission for *marikaefer
Also an entry for the Equestria Daily December Draw-Off Event
Awesome you draw amazing pics
Beautiful. You make 'em look so 3D. Nice touch, the picture on the wall being that other drawing.
Best COUPLE ever!
This is a great picture! I don't support them as a couple; though I've always imagined them as best friends with a sister-like bond.
Great job!
Great job!
pretty! they almost look sculpted
really beautiful ;_;
If you ever make another Lyra and Bonbon picture, you should totally use this picture in the background of that one to create a Lyra & Bonbon pictureception.
beautiful. i love your drawing style.
Congratulations on second (and fifth) place in the draw-off! I was pretty excited to see your work in that post.
This drawing deserved it, though; it's beautiful.
This drawing deserved it, though; it's beautiful.
D'awwwwwww! I think I just suffered an attack of wonderful art to the heart!
This is terrific and I've mentioned it to people, not remembering who made it.
nfjhvfdncbd you so awsomeee!!!
stop being so awsomeeee!!! xDDD
(looks great! )
stop being so awsomeeee!!! xDDD
(looks great! )
Cute, do they like eachother
That horn would be good for holding mistletoe
Kiss her, you foal!
Very nice, wish it was of higher resolution for wallpaper purposes...
thats cute
I love the 3D-like quality to it!
Very lovely. I like the quality you put in this work. Wonderful.
Dude those colors are so amazing, wish could be a bigger version
Shading is awesome! i thought it was 3D work from a distance
The only way I can think of that this could be more heart-warming and adorable is if that were Mistletoe instead of an ornament.
I <3 this so much. It's really cute, and it looks so real! From the thumbnail I thought it was a photo of clay sculptures!
This is just cute as hell. ^-^
Thats cute
Merry Christmas to you Br0ny and to silly poniez hehe
Merry Christmas to you Br0ny and to silly poniez hehe
Very nice. Also, I like how BonBon x Lyra shipping is canon.
"You don't ask why when it's Lyra and Bon-Bon."
Wow, absolutely awesome shading/lights!
Damn, I just love the shading that you always do. This one's amazing! Keep it up!
Faved so hard.
Those two ponies are awesome.
I daw'd so hard i broke a tooth
Very cute^_^
<3 it
nice expressions too!
nice expressions too!
I love silly, happy pictures like this, and I really love pictures that show a close friendship but leave the amount of romantic shipping up to the viewer. Thanks!
aww cute happy holidays to you too
Very nice. I still can't get over how good your texture work is.
Oh wow. That background picture is so cute! They look younger in it.
How long did it take you to do this?
How long did it take you to do this?


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How to consistently catch speckled trout in Dularge
Sportsman TV host Greg Hackney teams up with Capt. Marty LaCoste to find out what it takes to stay on the trout bite out of Terrebonne Parish
May 07, 2014 at 2:03 pm | Mobile Reader | Print
Sportsman TV teamed up with Capt. Marty LaCoste and Absolute Fishing Charters out of Dularge for an info-packed show on tips and tactics to catch more speckled trout.
|Photo submitted by Sportsman TV
If you're looking for tips and tactics to catch more speckled trout this year, don't miss this brand new episode of Sportsman TV airing tonight at 6:30 on Cox Sports Television.
Capt. Marty LaCoste with Absolute Fishing Charters out of Dularge welcomes the crew aboard his 24-foot Blue Wave Pure Bay this week to provide lots of great information on what it takes to fill the box with specks – even when conditions aren't perfect.
Host Greg Hackney and producer Jared Serigné are joined by Louisiana Sportsman magazine's editor Andy Crawford for a great day of fishing out of Dularge.
The crew mostly fished in 2 to 3 feet of water over oyster beds, with lots of nice specks caught on Strike King's 4-inch Swim-N-Shiner on a ¼-ounce jighead tied directly to the braid.
Sportsman TV airs on CST every Thursday night, as well as Saturday mornings at 8:30 and Sunday mornings at 9.
For a Cox Sports affiliate map to locate the channel in your area, click here.
Check out previous episodes of Sportsman TV online by clicking here.
Subscribe Today and Save!!!
Louisiana Sportsman is the complete hunting and fishing magazine for Louisiana.
Devoted to hunting, fishing and other outdoor activities in the wetlands,
Louisiana Sportsman is the information guide for Louisiana's most active hunters and fishermen.
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By Glenda Shastry
"Attached are photos of Mr. Foster (er, Dr. Foster) in his scrubs, made using KP Essential in mermaid colorway. I also added a little "scrub hat" for him."
Views: 10
Albums: Mr Foster Halloween Costumes
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text:
This painting was done with acrylic paint on the wall in a traditional Brazilian church
this angel image was provided by the priest of the church my work was copied it big on Wall
You are incredibly talented!
Wonderfully done
I love it♡♥♡
Oh wow, very nice!!!
That's a WALL?? Looks soooo realistic


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A Catholic husband doubts the paternity of his daughter and criticizes the Egyptian judicial authorities that dealt with his family's life by relying on the Islamic Sharī'ah. The Catholic Church criticized the issue and preferred a church court that might refer in serious cases to the pope of the Vatican.
Jibrā'īl George Saqqāl is a Catholic Egyptian who was forced to the khul' according to the rules of Sharī'ah. Jibrā'īl is a father of a girl and a boy. His wife, who works as a hostess at the Cairo Airport, repeatedly stated that the daughter was not his.
The children were born in the United States and lived there from time to time. [Reviewer: No specific details mentioned about the situation.]
Jibrā'īl claims that his wife told her daughter at many times that he was not her real father and that the girl reported this to him.
Consequently, he wanted to file a claim against his wife to have a genetic test on the daughter to prove her lineage. However, the Family Court proved that the girl was his according to the Ḥanafī Islamic school of Islamic law, which aroused Jibrā'īl's anger
Jibrā'īl complained to the Vatican because he is a Catholic and was judged according to the Islamic Sharī'ah.
From the church's side, Father 'Abd al-Masīḥ Lam'ī said that since the parents were Catholic, their cause should have been discussed in the church and resolved using genetic science, rather than according to the Islamic Sharī'ah.
Father 'Abd al-Masīḥ added that the judge at the Family Court should have referred the case to a church court that would have assigned a lawyer for every party, a jury headed by a metropolitan, and three advisor priests
If there were any complications in the process involving the church jury, the case documents would be translated into Italian and sent to Vatican flagged as "confidential;" the last word on the matter would be the Catholic pope's.


text:
RSPCA: closepuppyfactories.org
Made For Maximum Profits.
An awareness campaign is always a challenging task. More so when the topic of discussion hasn't previously received a great deal of media attention. Add to this a limited media budget to further impede on spreading our message and we're left wondering just how we make people aware of the horrendous Puppy Factory problem. The answer in this case is impact. By showing happy, healthy dogs in an environment that's instantly recognisable as an advertising cliché, we challenge our audience's pre-conceived ideas about where many dogs might actually come from. The first stage of the outdoor campaign was up for several days before we revealed the image of the caged dogs for the remainder of the media buy.
Advertising Agency: M&C Saatchi Melbourne, Australia
Creative Director: Steve Crawford, Doogie Chapman
Art Director: Connor Beaver
Copywriter: Aaron Pepper
Photographer: Hugh Peachey
Head of Art: Murray Bransgrove
Client Services: Helen Walker
10 comments
This is only the second "degradable" outdoor design I have seen. Has this medium been field-tested, so to speak, and do they actually work?
Nice concept and use of the format, btw.
"Ubi hubave lubearned thubat ubanuby fubool cuban wrubite uba bubad ubad, bubut thubat ubit tubakes uba rubeal gubenubiubus tubo kubeep hubis hubands uboff uba gubood ubone."
-Lubeo Buburnubett
very powerful, i like it!!
i even love more the activism behind this ad.
good one!
they showed me a picture & i laughed
dignity has never been photographed


text: Kim, Kyung Ho; Jun, Young Bae Intuitionistic fuzzy ideals of semigroups. (English) Zbl 1002.20048 Indian J. Pure Appl. Math. 33, No.4, 443-449 (2002). Summary: We consider the intuitionistic fuzzification of the concept of several ideals in a semigroup $S$, and investigate some properties of such ideals. Cited in 7 Documents MSC:20N25Fuzzy groups20M12Ideal theory of semigroups03E72Fuzzy set theoryKeywords:intuitionistic fuzzy $(1,2)$-ideals; intuitionistic fuzzy bi-ideals; intuitionistic fuzzy ideals; semigroups BibTeX


text:
Posted by dobert, 3 October 2012 8:40 pm
Viewport 2.0 Improvements in the Extension for Maya 2013:
Shading support:
Posted 6 October 2012 9:18 am
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Style #: 28639366
Styled with fashion-forward mixed-media detailing, our Darla skirt juxtaposes a chic geometric print with rib-knit sides and faux-leather waist paneling, for an ultra-cool, downtown-inspired style. Wear with a slouchy sweater for a dressed-down look.
Club Monaco is a subsidiary of the
Ralph Lauren Corporation. You will now be
directed to the Ralph Lauren career site.


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Cornerstone OnDemand Expands Momentum In Healthcare As Leading Providers Shift To The Cloud
Cornerstone OnDemand (NASDAQ: CSOD), a global leader in cloud-based talent management software solutions, today announced expanded presence in the healthcare industry, adding new clients such as UMass Memorial Health Care to a growing list of leading healthcare organizations such as Mount Sinai Hospital, New York Presbyterian Hospital, Sanford Health and WellSpan Health to help them address key workforce challenges. For healthcare organizations, practitioners and administrative staff play critical roles in providing quality, consistent patient care, and ensuring patient safety and satisfaction. Faced with looming talent shortages in areas such as nursing and IT, coupled with increasingly stringent competency requirements and new governmental reimbursements based on patient surveys, more institutions are turning to Cornerstone to help them reengineer their strategies for recruiting, training and managing a highly skilled and compliant workforce."It's not enough to hire skilled practitioners anymore. Creating an aligned employee experience is key to effectively responding to the rapid shifts in healthcare best practices, compliance and validation standards," said Jason Corsello, vice president of corporate strategy and marketing for Cornerstone OnDemand. "The right approach to talent management can help healthcare organizations gain better insight into competency levels across the organization and ensure employees have access to the right training and resources for providing the very best patient care." The largest healthcare system in Central and Western Massachusetts and a clinical partner of the University of Massachusetts Medical School, UMass Memorial Health Care includes five hospitals as well as other health and community-based physician practices. The organization recently chose Cornerstone's Learning Cloud and Performance Cloud in an effort to migrate from an outdated learning management system and manual, paper-based performance management processes. "Through our investment in the Cornerstone system, we hope to significantly streamline our performance and development process, enabling our 13,500 employees to focus on providing the best care for our patients," said Tod Wiesman, senior director of organizational and people development for UMass Memorial Health Care. "Not only are we confident that we have the right technology solution that will allow us to further our organizational goals, we also appreciate how Cornerstone is truly partnering with us to deliver solutions that address changing industry requirements and practitioner needs."
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Item: 707688
| Model: OGYM1602
(8 reviews)
Its sleek stainless steel design ensures this Oster microwave will complement your kitchen's style. This 1,000W microwave features 10 variable power levels and express cooking and weight defrost options to make cooking quick and hassle-free. There is 1.6 cubic feet of interior space to accommodate plates and dishes in a variety of sizes. Convenient sensor cooking functions ensure perfectly cooked meals and snacks with 1 touch. Finally, the digital timer and clock and programmable child lock provide added convenience.Product Features:
(based on 8 reviews)
of respondents would recommend this to a friend.
Ratings Distribution
5 Stars
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3 Stars
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1 Stars
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Reviewed by 8 customers
Displaying reviews 1-8
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Trips breaker
By Rm
from Middletown, ri
Comments about BJs Wholesale Club Oster 1.6-Cu. Ft. 1,000W Microwave - Stainless Steel:
The good: it is still working after two years.The bad: it trips the circuit breaker every fourth time or so we turn it on.
Bottom Line No, I would not recommend this to a friend
Was this review helpful? Yes / No
- You may also flag this review
Dead in a year
By Steph
from Boston
We were never quite used to the lack of power and had to add time to everything. Within 1 year something in it fried (right at Christmas time!) and we smelled burnt electrical. Extremely disappointed as we had a panasonic carousel that was over 15 years old that still worked but was old and didn't have as many features. BJs didn't have the brand and size we wanted so we went with this. Overall a disappointment...we use the microwave multiple times every day and it is a key component in our kitchen.
This product was a good purchase.
By Cindy L.
from Westminster, MD
This was a good purchase for the price and it fit into a small space which was necessary.
Bottom Line Yes, I would recommend this to a friend
poor workmanship
By granny
from Jacksonville, FL
This was purchased to replace old microwave. What a big disappointment! 9 times out of 10 after starting it trips circuit breaker. I am so disappointed in Oster which used to make great products. This was the second of two different models purchased and returned. Will not purchase Oster again.
(0 of 1 customers found this review helpful)
Oster Microwave
By kapaudio
from Stratford, CT
We've had this microwave about 4 months and it just stopped heating up food. The unit runs, the turntable turns, but it will not heat anymore. Do not buy this!! It's a peice of junk.
(1 of 1 customers found this review helpful)
Save your money
By BJ's loyalist
from Boston, MA
I bought this model two years ago and will have to replace it. I only use it to reheat, no prolonged cooking but now the doors are worn and it won't do anything unless I duct tape it.
Good Microwave - Minor Quirks
By Dan
from Boston Ma
It's a simple counter-top microwave that works.Looks nice. A couple of minor annoying quirks.The timer switches back to showing the time of day after a few seconds. You have to go back and press the timer button to see the remaining time.Most microwaves have a +30 sec button that works in most if not all modes. On this unit it's combined with the start button. You can only add time if you used the start button. Won't work in any other modes.
(8 of 9 customers found this review helpful)
great for our son away in college
By Jucalo
from Morganville, NJ
The unit arrived promptly and it was for our son in college, sleek design and short cut keys very helpful, he loves it and its a good size to be able to fit it on top of a small chest in his dorm at school
BJs.com uses several different shipping methods to best serve our Members. More than one shipping method is available for certain items. Please be aware that not all shipping methods are available for all items.* By clicking on the "Change" button in the "Shipping Methods" section of the "Final Order Review" page, you will be able to see a list of available shipping options. If a certain shipping method is not displayed, we regret that it is not available for that item.
* Shipping information is always approximate and may be based on information given to us by manufacturers and vendors.
Orders placed via these shipping options are not guaranteed to be delivered within a certain time frame. Standard Ground is generally the least expensive option.
Standard Ground: Standard Ground includes delivery via U.S. Priority Mail®, United States Postal Service®, UPS® Ground and FedEx® Ground.
Expedited Ground: Items upgraded to Expedited Ground will ship via UPS®, FedEx® Ground or a similar carrier. Expedited Ground is not available for all items.
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BJ's selects the highest quality Merchandise for our Members and stands behind the products we sell. If you are not completely satisfied with your purchase, you are entitled to a refund or exchange subject to the following guidelines. Please return your product to the nearest BJ's Club location or by following the instructions here.
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*Bulk online sales are final and cannot be returned; reference Terms of Use available on BJs.com by clicking here, or contact your BJ's business partner with questions.
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Item: 150897120 |
Model: OGYM1602


text:
Funding via Hattha Kaksekar Limited (HKL), a partner of Save the Children
Mrs. S. has been in the business of selling flowers and bananas since she was young. She takes jasmine flowers from her farm and some she purchases from a farmer in her village to sell atthe Chba Ampov Market in Phnom Penh. Her husband raises pigs and cows. He would like to set up a new business cleaning in the village. The couple hopes that both businesses will be able to support her children through school.
Mrs. S. is requesting her first loan in the amount of $1000. She will use this money to set up a motorbike cleaning shop for her husband.
Success!! The loan was 100% repaid


text:
having a hard to see these in motion with out optimization.Mon Dec 13 2010 7:46PM Report
The images are all montonal, they have no vibrance compared to the ingame shots.Tue Dec 14 2010 9:19AM Report
you can see a massive difference from this to the ing game that , they aren't going to beable to tender such a high rez, high poly model. Show use the ingame ones fore the bumps :DTue Dec 14 2010 9:20AM Report
also the texturing when it meets in the back of some of the models is just sloppy. On the lower portion the texture should have a link looking image so when the 1 sides meet, they form a nice pattern of stitching or heavy linking to give the illusion it is well crafted.Tue Dec 14 2010 9:22AM Report
the top half middle should be extended the whole way down , that would look better, and also not have such stiff looking material, material should be hugging the body, cause in RL if you run with chain mail you don't want to be wacking your knees of formed curves.Tue Dec 14 2010 9:25AM Report
What the hell are you whining about?! Great pic don't listen to that nab. :) Great looking armor and this isnt real life so who cares if its not practical....Mon Dec 20 2010 12:53AM Report


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David Peoples
David Peoples
Fifty-two years later, a look a Jack's first paycheck
account bearing his name tweeted a photo of the check, 52 years later. Nicklaus won 73 times on the PGA Tour and made a total of $5,734,322. He's currently 220th on the Tour's career money list, one spot behind David Peoples .
Monday - August 6, 2012
first Champions Tour title in 18 months. Langer shot a bogey-free 62 to win the 3M Championship by 2 shots over David Peoples . It's Langer's 15th career Champions Tour victory. - Futures Report - British Airways considering offer for AMR
Demsey leads delayed Chattanooga Classic
tied for 13th at minus-seven. They were the highest players on the leaderboard when play was halted for the day. They are tied for 13th place with Guy Boros (71), Jeff Brehaut (68), David Peoples (68) and Roberto Castro (71).
Golf is in good hands
t a current member, how all-time major championship victory leader Jack Nicklaus ranks just behind journeyman David Peoples and his two wins on said list, how when Woods first led the money list in 1997 – his rookie season – it was with
Bradley Iles grabs early lead at Players Cup
Mills, Chris Anderson, Jim Herman, Jin Park, Scott Gardiner, Fabian Gomez, Bob May, Esteban Toledo, Jeff Gove, David Peoples , Jonas Blixt, Jose Teater and John Kimbell are knotted in 10th at minus-3. Related Links: Full Coverage - Nationwide
Course Review - Kingsmill
of his career. During the tournament the course record of 62 was tied by Ian Baker-Finch, Knox and Brian Claar. David Peoples won for the second time in his career in 1992, as he carded four sub-70 rounds to defeat Bill Britton and Ed Dougherty
Final Scores and Earnings from Reno
279 Bill Glasson, $39,120 72-62-73-72--279 Harrison Frazar, $39,120 74-66-67-72--279 David Peoples , $27,600 71-70-72-67--280 Carl Pettersson, $27,600 70-72-70-68--280 Joe Ogilvie, $27
Final Scores and Earnings from Boston
73--278 Billy Andrade, $70,125 66-68-69-75--278 John Rollins, $70,125 72-68-63-75--278 David Peoples , $39,050 71-70-69-69--279 Matt Kuchar, $39,050 71-67-70-71--279 Darron Stiles, $39,050
Langer Among Qualifiers For US Open
Miss. 67-WD Bradley Johnson (a) Birmingham, Ala. 67-WD John Kelley Jr (a) Winston-Salem, N.C. 67-WD David Peoples Windermere, Fla. 69-WD Rob Johnson Orlando, Fla. 69-WD Scott Gardner Corbin, Kent. 70-WD J.J. Jakovac
Final Scores and Earnings from Houston
3 Paul Stankowski, $96,250 72-70-71-72--285 -3 Ted Purdy, $96,250 72-73-71-69--285 -3 David Peoples , $96,250 70-71-73-71--285 -3 Patrick Sheehan, $96,250 69-71-74-71--285 -3 Zach Johnson


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Chicago, IL - Redfin's Free Mortgage Class
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You've read the headlines: It's tougher to get a mortgage today than it was a few years ago. If you are considering a home purchase, it might be time for you to learn about the financing options available now.
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10 Steps to Pick the Right Doctor
Whether you need a primary care doctor or a specialist, these 10 steps will ensure you find the right doctor for you. View Slideshow
- Vascular Duplex Ultrasonography and Plethysmography
- Acute Deep Vein Thrombosis (DVT)
- Cerebral Artery Thrombosis
- Thrombosis
- Vascular Disease
Background Check for Dr. Cottrell
Malpractice Claims not available
- Healthgrades does not collect malpractice information for Arizona.
- No sanctions history found for the years that Healthgrades collects data.
0 Board Actions
- No board actions found for the years that Healthgrades collects data.
Education & Training
Medical School
- Ohio University College Of Osteopathic
- Graduated in 2001
Residency Hospital
- Grandview Hospital & Medical Center
- Complete in 2008
Languages Spoken by Dr. Cottrell & Staff
- English


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IN EARLIER CHAPTERS we focused on words and sentences; in Chapter 7 we turned to paragraphs. Now we close with thoughts on the essay as a whole. A whole, Aristotle said in his Poetics, "is that which has a beginning, a middle, and an end." Aristotle hit on something basic. As the stylist Sheridan Baker put it a few years ago, "Build your essay in three parts. There really is no other way" (1966, 27). An essay tries to make a reader care about, accept, and remember your argument. The beginning grabs the reader's attention, prepares a context, and states the argument. The middle (or body) works through the argument step by step: giving examples, connecting the general and the particular, unfolding causal relationships, and using good supporting materials. The ending (or conclusion) repeats key points and send the reader off feeling that she's learned something worthwhile.
The appropriate length for a beginning varies by discipline, assignment, and topic, but as a rule of thumb we can expect a good beginning to range from a single paragraph for a short essay, to perhaps a couple of pages for a long essay of twenty to twenty-five pages. (A book's introduction would be a whole chapter.) All good beginnings include a thesis statement, context, and a starting point.
A thesis statement is your argument in a nutshell. By contrast, a topic is what your essay is about: global warming, say, or the War of Jenkins' Ear, or Amazon.com. A common mistake is to state a topic and leave it at that: This essay will look at Amazon.com. Readers need more information. What are you going to say about your topic? What problem are you going to investigate? What is your argument? That's the point of a


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FiOS TV free digital converter boxes..
Score +13
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Sign up for a Slickdeals account to remove this ad.
Check Verizon website [verizon.com] for FiOS TV information
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Thanks OP ( you shouldn't really have to explain fios (not FOIS), IBM, Ipod, etc.
if you don't know what FiOS is, then it probably isn't available in your area- so this deal can't help you.
and for some retarded reason, they have it in the Topanga Canyon area. Like it's heavily populated there :


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Tuesday, May 3, 2016
Books We Love – Issue #238
The Art and Flair of Mary Blair: An Appreciation (Updated Edition) By John Canemaker and Mary Blair [Disney Editions, $45, available May] You'll find few animators and artists ... Continue Reading →
ABC Signs Five-Year Deal for 'Peanuts' Specials
Charlie Brown and his posse will continue to have their animated adventures on ABC. The network announced on Friday that it has extended its rights to air the popular Peanuts specials ... Continue Reading →
Heritage to Auction Off Rare 'Peanuts' Art
Rare original animation art from the first TV appearance by Charles M. Schulz's Peanuts characters will be offered at the Beverly Hills' Heritage Auctions on Wednesday (Nov. ... Continue Reading →
Good Grief! Feig to Produce Fox's 'Peanuts' Movie
Comedy director Paul Feig (Bridesmaids, The Heat, NBC's Freaks and Geeks) isn't the first name that comes to mind when you think of wholesome family animated fare. However, ... Continue Reading →
Introducing Another Memorable French Character
Benoît Chieux speaks about his new animated feature Aunt Hilda! and offers his candid perspectives ... Continue Reading →
Fox Skeds Five Animated Features a Year for 2017-2018
20th Century Fox has upped the ante in the animated feature film game, announcing Monday plans to release five animated movies a year in 2017 and 2018. With both Blue Sky Studios and ... Continue Reading →
Fox Offers More Details on CG 'Peanuts' Feature
Good grief, Charlie Brown! One of the hot items announced at last week's CinemaCon event in Las Vegas was that Fox's upcoming Peanuts feature will definitely be CG-animated and ... Continue Reading →
Disney Painter Edward Levitt Has Died
Edward Levitt, a background painter for Walt Disney Animation Studios during animation's Golden Age and a key influence on the Cartoon Modern movement of the 1950s, died April 2 in ... Continue Reading →
Warner Bros. Greenlights 'Scalia & Snagglepuss' Movie
Jumping on the recent spotlight on Judge Antonin Scalia, Warner Bros. has announced that it's going ahead with a new live-action/animated hybrid feature titled Scalia & Snagglepuss: ... Continue Reading →


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Helias builds character during difficult season
Wrestling lessons learned
Sunday, February 23, 2014
The Helias Crusaders had just two wrestlers qualify for the Class 3 state tournament.
But Nick Gaines and Jacob Schulte didn't go through preparations alone last week. Nearly the entire team did what it had the entire season — go to study hall, then off to practice. They were going to finish the season together.
"They're still a team, they're a family," Helias coach Jacob Wadley said. "I think the experience of the season has been a winning one. It was positive."
The state tournament saw Helias finish deep in the Class 3 standings with 3 team points. But that finish doesn't define the Crusaders' season.
"We built some character, we learned to deal with adversity and every one of them showed they won't back down," Wadley said.
Wadley was complimentary of the effort of Helias' six seniors — Slater Schrimpf, Austin Schnieders, Nate Jones, Alex Schwinke, Ben Davis and Kyle Pickett — displayed in his first year as head coach of the Crusaders.
"They learned a lot about wrestling and from the start, they accepted me and were excited," Wadley said. "All things rust and fade, but what you can take away is how you react in situations, be able to get back up and not stop, everyone has carried that mentality."
Wadley recalled something a senior told him after the conclusion of the district tournament earlier this month in Kansas City.
"One of them said it was the best experience of his life," Wadley said. "If you can get kids to say that after one of the most grinding seasons you can have in high school sports, that says something about your program. The kids are getting more than wrestling from this sport and a goal we achieved."
Not that it was always easy.
"There were times I had to get away, I know it was hard on the kids to go through a season of just getting pounded on," Wadley said. "But we made it through and we went through a great experience together.
"If we can stay positive as coaches and the kids stay positive, we can build something. And we did that this year."
Additional state wrestling coverage:
Blair Oaks captures state wrestling title
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Match Amazing Speakers
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Jeanne BenedictHost, Designer, Chef on DIY Network's Weekend Entertaining
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Recently dubbed "Kitchen Goddess" by The Detroit News, Joan Kohn is best known as the host, writer and associate producer of Home & Garden Television's Kitchen Design and Bed & Bath Design, series that were at the heart of HGTV's primetime schedule for twelve consecutive …Read More
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Kill Rock Stars is celebrating their 20th anniversary this year--and, in their own honor, putting out a very special re-issue on April 16 for Record Store Day. The label's very first release, a 1991 compilation including tracks from Nirvana, Courtney Love, Bratmobile, and Bikini Kill, will be re-released. The LP will be limited to 2,000 copies only; they're all hand-numbered and are packaged in a silk-screened jacket, just like the original.
Hopefully there'll be some punching fights over this one. If you get your hands on this LP and the Nirvana Hormoaning EP, you will pretty much be the coolest cat in Seattle. (Or Olympia).
If you don't like shoving and fighting, you can pre-order the KRS comp on their website to guarantee yourself one of the first 100 copies. Click through to see the comp's full track listing.TRACK LISTING
Bratmobile - 01 Girl Germs
Some Velvet Sidewalk - 02 Loch Ness
Courtney Love - 03 Don't Mix the Colors
The Nation of Ulysses - 04 N.O.U. Coking With Gas!
Unwound - 05 You Speak Jealousy
Mecca Normal - 06 Narrow
Nirvana - 07 Beeswax
Bikini Kill - 08 Feels Blind
Witchypoo - 09 The Reaper Song
Melvins - 10 Ever Since My Accident
Infamous Menagerie - 11 Immediate Impound Zone
Kicking Giant - 12 Make You Come
Fitz of Depression - 13 Everybody and their Dog
Jad Fair - 14 Red Dress


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Therapy Notes - Review
Therapy Notes - Review
Therapy Notes
Ratings: Features - 4 GUI/UX - 4.5 Work Flow – 4.5 Learning Curve - 4.5
Features: Groups - Y Scheduling - Y Notes - Y E-Filing - Y Billing - Y Client Portal - Y
Price: $59/mo ($30 for additional clinicians) (Some additional fees for claims filing, and appointment reminders via SMS or Phone)
Pros: Attractive User-Friendly Interface, Solid Support, Great Work Flow
Cons: Limited Client Portal and limited ERA integration
It's a Good Choice For Practices That: Place great importance on a well-designed, friendly interface, solid support and don't mind waiting for a more fully developed client portal or fully integrated ERAs
Standout Features: Work Flow, Feature Integration, & Support
Therapy Notes is a solid contender for those willing to wait for a full-featured Client Portal and/or fully Integrated ERAs. TherapyNotes finally launched their initial client portal offering in March of 2015 with limited client self-scheduling options and no significant functionality has been added since then. TherapyNotes relased their "beta" version of integrated ERAs in 2014, with the ERAs being displayed within the program, leaving users to manually apply them to client accounts. It's still unknown when they will complete integration by having those insurance payments applied directly to client accounts. To be clear, TherapyNotes hasn't been sitting idle. Just about every month they release improvements and updates, however it does appear that their development cycle for major features has slowed significantly.
What TherapyNotes does, it does incredibly well and in style. It has one of the most polished, user-friendly GUI/UX of any of the platforms and provides incredible time savings through it's smart, intuitive, flexible work flow. Virtually all functions for a session (Notes, Billing, Changes, Claim Filing, etc.) can be accessed directly from the Appointment itself as well as from the Client area. It's integrated treatment plan and progress notes are a dream come true for those who want to be able to quickly complete their notes. Making copious use of time-saving drop downs and check boxes, notes are a breeze. This comes at the expense of not being able to customize the notes. However, if a modified SOAP style note works for a practice, TherapyNotes will likely fit the bill. Among the features added to TherapyNotes over the past year are integrated credit cards and the initial stages of ERA integration.
Unfortunately, there are some drawbacks to TherapyNotes. As mentioned, there is no ability to customize progress note templates. While many templates are provided, users are unable to adjust them in any way. This serves well to create a very clean and efficient process. It's important, however, that you make sure the notes meet all of your needs since you won't be able to change their format. Oddly, despite their attention to detail, there are some minor features that continue to be ignored by TherapyNotes. For example, while it allows for tracking insurance authorizations, users must check usage manually. There are no alerts or reports associated with authorizations so that you can readily attend to clients who require more authorizations. This issue exists with their initial implementation of the client portal, as clinicians are not alerted via email when a new appointment is added to the schedule. These are oversights that can be overcome with planning and habit, however, the program would shine so much more if it automatically alerted clinicians to situations like these. TherapyNotes has improved this in other areas, however, not providing alerts when claims need to be filed, or have been rejected. Finally,TherapyNotes charges a per transaction fee on electronic claims submission. It's a small fee (reduced from 19 cents to 14 cents in 2015), but that can add up quickly if your practice files a large number of claims each month. They are no longer alone in charging this additional fee, though there are some systems where claims processing is free.
Group practices that want their clinicians to enter some billing information (like co-pays) may have concerns with TherapyNotes' permission structure. Currently, when a person is given billing permissions, they have access to all of the billing/financial data. While it may be efficient to have clinicians entering payments made by clients, many practices will not want them to also be able to see the billing status of other clients or the practice as a whole. TherapyNotes has previously reported they plan to address this, but I'm currently not aware of new functionality.
Despite these significant concerns, TherapyNotes is a top contender for many practices based on their solid, user-friendly implementation, fast development cycle and responsive support. If they can manage to fully implement integrated ERAs and expand on the Client Portal in the near future, as well as clean up some of the finer details, they will be a tough option to beat for many users.
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Rob is a Licensed Professional Counselor in private practice and
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I have been using the insurance part of therapynotes and it has been a grueling experience. I only bill insurance for Medicare. They use Emdeon to process their claims. The application process using Emdeon was wrong, causing me weeks of delays. There is no way to get EOB's electronically, so although I get money in the bank, I am clueless about what it is for, so follow up is difficult. They cannot process EOB's and that will not be happening until the summer. Overall, I am going to have to find another program for billing. I want it all together, but this is not working for me. I know that Medicare complicates things, but I told them upfront that is the only insurance I wanted to do. Just submitting electronically is not enough for me, follow up is critical.
Yes, I think it is related to Medicare. But between Emdeon and TherapyNotes, somebody should know what they are doing. I hope I have educated them but I am looking further.
I appreciate therapynotes design, and diagnostic codes drop down menu, but the billing component has turned my 50 hour work week into a 70 hour work week. Many clients are divorced, requesting separate invoices, but therapy notes does not have this option, and when working with a third party, such as a government entity, the program becomes very cumbersome. Recently, a basic Excel spreadsheet is in the forefront of my thoughts.
Hi Rob, The patient portal continues to be our top priority. It is simply a large project and we want to get it right. We are getting very close. Our internal version now allows patients to view practice appointment availability and request appointments, and we are now working on the portion to allow the practices to confirm these appointments.
We also have a pending feature that will allow clinicians to enter copays and do basic billing tasks for their own patients. This is actually done and in testing, and will be released soon.
Just about all of your other concerns will be addressed over time. As you noted, we release major new features regularly and we are only speeding up this process as we continue to hire more developers.
I recently started doing private practice again and have been testing out both TheraNest and TherapyNotes. I thought I'd share my experience for anyone else starting out and looking for an EHR and as such, I'll share this review for both programs. Both programs have their pros and cons. At first glance, the user interface for TherapyNotes seems to be more polished than TheraNest. As I navigated through TheraNest over time, it did start to grow on me and there are features about it I can appreciate but out of the gate, I think TherapyNotes wins on this issue. TherapyNotes also allows you to test out electronic claims submission for free during your trial periods but then charges you 19 cents per claim afterwards. Depending on the number of your claims, this could add up over time. TheraNest does not allow for electronic billing during your trial period. If I were to subscribe with TheraNest after my trial, I would have to pay a one-time $25 connection fee to connect to my OfficeAlly account but then I could submit claims electronically without being charged additional fees. For me, I really appreciated the ability to be able to test out the electronic billing during my trial period with TherapyNotes. I have not encountered any problems thus far with the claims I have submitted. I had a few questions and concerns early on and when I emailed their support, I got a response back in no time. With TheraNest, I ran into a billing problem immediately. As I mentioned, I cannot test electronic billing so I attempted to generate a CMS1500 form. Although in every location imaginable, I had entered that my billing location was separate from my practice location, on the test form, it showed the same location for both. I emailed support and did not hear back until the following day, only to tell me they were looking into it. Two days later, I still had heard nothing so I emailed asking if there were any updates….still looking into it. I was assured that locations show up correctly on EDI files but I don't know this as trial users are unable to test this out. When I mentioned this to the representative, I was informed that there is a 30-day money back guarantee after you subscribe if you are not satisfied. I do like the fact that TheraNest allows you to create an invoice without having to create a treatment plan or progress note ahead of time. The system will prompt you that there is no associated note but simultaneously allow you to override this and print anyway. For my practice, I am on panel with an HMO group which asks me to complete a discharge appointment with members being discharged from an inpatient facility. In this instance, a progress note would suffice. In TherapyNotes, however, you are forced to complete a treatment plan and progress note before you can do any billing activities and there is no way to override this requirement. TherapyNotes does shine with exemplary templates for those required treatment plans, progress notes, etc but with all due respect, TheraNest's form templates are also nice. Both programs allow you to scan in external documents. Where TheraNest has an edge up is that it allows you to create your own forms whereas TherapyNotes does not. TheraNest also has TheraBook integration in place. I've heard that TherapyNotes is working on some type of patient portal but there is nothing in place as of yet. After your trial period is up, there is a considerable difference in monthly fees between these 2 programs. For a small start-up practice like mine, TherapyNotes rings up at $59/month and TheraNest at $29/month. In addition, with TherapyNotes, I'm going to have to start paying for that electronic billing and if I go through with ERA, that will be an additional fee as well. With TheraNest, I'll have to pay that one-time $25 EDI setup fee but no more after that. So which will I go with? That remains to be seen. At this point, I feel like that $30 extra per month can be seen in a much more polished user interface and quick turnaround time from customer service. On the other hand, I like some of the flexibility that TheraNest gives you. I only wish I had the ability to test out the electronic claims as this is a big issue for people in private practice. Given I've already ran into issues out of the gate and the slow turnaround time from customer service, this is somewhat of a red flag. I think most people will stick with the program they started out with as the thought of having to put all your client info into a new program may very well keep you parked where you are.
sbrianstn, Thank you for taking the time to review TherapyNotes and discussing your findings here. I wanted to follow up on your review with some updates and clarifications.
TherapyNotes reduced claim pricing to 14 cents each, with no minimum and no set up fees.
OfficeAlly is NOT free if more than 50% of your claims are government OR if you send a claim to someone out of their payer network, which is much more likely than with TherapyNotes. We have a much larger payer network than OfficeAlly.
TherapyNotes recently launched a patient portal called TherapyPortal.com, so patients can view your availability and schedule their own appointments. More features will continue to be added to the portal. There is no additional fee to use the portal.
If you have any additional experiences with TherapyNotes that you'd like to share, we'll continue to monitor this forum.
I am a Therapy Notes user, and I am trying to decide whether to switch from square reader to the new TN credit card processing features. After filling out the application, and reading all the forms and disclaimers, I am more confused than ever. Could you add your thoughts about the credit card processing feature to your review, Rob? And/or, could you do an article on the ethical, practical, and legal considerations of credit card processors, and especially of using a service that allows you to keep client cards on file? Thanks!
Hi Celeste, The numbers we keep on file in TherapyNotes are tokens that are not actually the credit card number. They only work with your merchant account. If stolen, they would be useless to a third party. We never actually store the credit card number anywhere. Having this token on file means you can charge the patient in the future without requesting the card again. Our credit card system is extremely secure, but of course it is - we are also securing medical records.
The biggest advantage over Square is the ease of use. It's fully integrated. TherapyNotes knows your patient's balance, it has their card on file, and when you charge their card it updates their records in one step.
Also, our fees are extremely competitive, and not too far off from Square.
Our customers love our credit card services. It's a very popular feature. You could even try it and keep Square in case you change your mind.
As a novice, I have a few "dumb" questions that I hope you can help.
In terms of submitting insurance claims through Therapy Notes, would that replace Navinet? So I would fill out all of the info on TN and the claim would be submitted to the insurance company (e.g., Highmark), right?
As for the credit card processing, what device does TN use? That is, do they provide a card reader that attaches to a phone or a more traditional swipe machine?
Thank you, that was very helpful.
TherapyNotes would replace NaviNet for submitting claims. You would still have access to NaviNet for certain functionality if you wanted. My wife's practice was thrilled to not use NaviNet any more because the site is slow and quirky, and required a lot of double data entry. Your time savings will be immediately obvious to you.
TherapyNotes supports most any USB card readers. It connects to your Mac or PC and easily integrates with TherapyNotes. No software is required to install. We recommend a particular one on TherapyNotes.com which you can buy from Amazon for about $50, simply because it's well priced and we've tested it. You can also just type in card numbers but it's worth the convenience of swiping.
Be sure to post any additional questions, but we encourage you to try the free trial and/or call TherapyNotes directly with any questions at 215-658-4550.
Therapy Notes informed me that my password was about to expire and needed to be changed, so I did---and then completely forgot what I had changed it to. Yes, I know I should have written it down, but I forgot to do that. I requested a password reset, and went through all the screens/hoops it requested. It was then that I discovered Therapy Notes "reviews" all requests to reset passwords, and it can take up to 48 hours to okay your new password! It's the weekend, so I'm betting I will be waiting the full 48 hours for the approval. This is unacceptable to me. I have been looking at several other programs due to TN not allowing custom note templates and the lack of a complete accounting section. Being locked out of my account when I'm trying to get caught up on notes after a busy week is the final straw.
I understand your frustration. But yes, we manually review all password resets. Social engineering is one of the easiest ways to break into a computer system, and security is our top priority. Protecting your password should be your top priority. Please note it doesn't take 48 hours, it takes UP TO 48 hours. We've already reached out to you.
Good day!
A helpful feature would be for there to be a reminder to the clinician or billing manager when a current prior-authorization period is soon to be up.
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