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I think the Leafs will beat the sens because they are do to score some goals. Leafs win by at least 2 goals. Ottawa 2-0 loss to the struggling Jets at home. How are they going to beat the Leafs if they can't score 1 goal at home against the jets?
today nothing make sense,columbos win against st-jose--------caps lose against mtl......rangers lose against shitville..........ducks should be next...........vegas wins big time tonight,yahhhhhhhhhhhh
this game made me hate hockey game,too much coruption............................
this game made me hate hockey game for good,too much coruption..................
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Driver cited after hitting building in Plainfield
PLAINFIELD A Williamstown man who crashed his vehicle into a building in Plainfield village Saturday during the towns 100th anniversary celebration of its fire department has been cited by Vermont State Police.
State police say John Buskey, 36, was cited Tuesday on a charge of negligent operation and is scheduled to appear in Washington County criminal court in late October.
Witnesses said Buskey was driving very fast on Mill Street when he tried to turn left onto Main Street and hit the corner of an apartment building. His vehicle ended up hanging precariously off a bridge. Buskey was pulled out of the vehicle when it started tipping forward toward the Winooski River.
State police said Buskey did not suffer any known injuries in the crash and that no one was home in the apartment he hit.MORE IN This Just InBARRE The Raiders built a 13-1 halftime lead before shifting into cruise control Thursday... Full StoryBERLIN Police say a Waitsfield man trespassed at the Wal-Mart at the Berlin Mall Tuesday. Full StoryBERLIN Police are looking for a man who led them on a high-speed chase that ended when he drove... Full Story
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Who owes whom?
Here is one little area that sometimes causes confusion. You are no doubt familiar with the terms debit and credit. It helps to remember that the words are derived from debt (in this case an amount owed to you), and creditors (people to whom you owe money). Your accountant treats them as follows.
N Asset accounts have debit balances. If you extend credit to a customer you
debit accounts receivable for that customer (indicating that the money is owed to you); similarly – but perhaps stretching the concept – if you buy a clump press you debit machinery. The machine owes you money.
N Liability accounts have credit balances. If you borrow money you credit, say,
short-term loans from the bank (that is, the bank is your creditor).
N Expense accounts have debit balances. This is easy. When you pay out money,
you debit the expense account. When you pay office rent, you debit office rents paid.
Fig. 7.3 When financial transactions count
Your year planner has the date of your August holiday marked, I would guess, against August. It would not be so helpful for work scheduling purposes if you marked it on the day that you decided on Jamaica, or when you paid the deposit. So it is with financial transactions. For analytical purpose, debits are matched against the related credits, and they are each matched to the appropriate period of activity. This is not necessarily the same as the date when money changes hands. One example should suffice. Suppose that:
you are producing a monthly expenditure plan; your office rent is $1000 a month; and N you pay it once every three months in advance. For example, on 28 June you pay the $3000 that relates to calendar months July, August and September. The accounting entries are shown on the right. 1 In June, you credit (reduce) your bank balance by $3000 and debit (increase) the asset account prepaid rents by the same amount. 2 In each of July, August and September, you debit (increase) office rental payments by $1000 and credit (reduce) prepaid rents by the same amount. If the only other transaction is a 10 000 share issue in May, the transactions that show in your financial statements are as follows. Note the way that a change in the balance sheet between two dates (e.g., the change in prepaid rents between the end of June and the end of July) equates to a flow in the intervening period (P&L account – rents paid in July). This is examined in more detail in Chapter 9.
When you show an increase in your bank deposit you show a debit entry – the bank owes you more. current year Total Profit & loss account Whole month Office rental payments Net profit (loss) Cash flow Whole month Share issue Office rental payments Total for month Net cash balance 10 000 0 10 000 Jun Jul Aug Sep 7 000 3 000 10 000 7 000 2 000 9 000 7 000 1 000 8 000 7 000 0 7 000 10 000 0 10 000 10 000 0 10 000 10 000 (1 000) 9 000 10 000 (2 000) 8 000 10 000 (3 000) 7 000 0 0 0 0 1 000 (1 000) 1 000 (1 000) 1 000 (1 000) The changes in the balance sheet are flows in the other accounts 1 0000 0 1 0000 1 0000 0 –3 000 –3 000 7 000 0 0 0 7 000 0 0 0 7 000 0 0 0 7 000 131 . This is the exact opposite of what we normally say. This is because you are then looking at it from the bank's perspective. in your company accounts you show a credit to the bank – the bank owes you less. When you put money on deposit you become one of the bank's creditors. if you are drawing up a business plan for a bank. May Balance Sheet End month Assets Cash at bank Prepaid rents Total Liabilities and shareholders' equity Paid up share capital Profit (loss). It is straightforward if you look at it from the view point of who owes money to the business.The way that bean counters think The area of confusion is that when you take money out of your bank deposit account. When you go into your bank to put money into your account you fill in a credit slip not a debit slip. Thus. customer deposits are liabilities with credit balances and loans to customers are assets with debit balances.
are no more than profit and loss and cash flow forecasts by another name (usually monthly). if you have monthly figures for the first year and annual figures for the remaining term. You can add together financial flows. the planning horizon will already have been staked out – probably three or five years hence.7 N About these numbers The planning horizon The planning horizon is the most distant point in the future that you will visit in the plan. It is preferable to think of a budget as an operational financial plan – not as a budget that must be spent. Essentially. The budget is the forecast that you adopt as representing your best guess at the future." Chinese proverb 132 . the production department could operate on a flexible budget. For example. "If the profits are great. The figures for the month ending 31 December are the figures for the end of the fourth quarter and for the end of the whole year. Do not add balance sheet figures. Good business plans usually contain monthly figures for the first year. If you happen to be working on a plan covering longer than this. Sometimes it does not make sense to operate within a fixed budget. include a summary for the early part of the plan for ease of comparison. the budget is saying if our assumptions about our operating environment are correct this is how much we will spend and receive. show annual figures for the first year also. For example. They show the end-period balances. and quarterly or maybe only annual numbers for the remaining years. the risks are great. used for planning and measuring performance. If you have mixed periods. The sum of the expenditure figures for the 12 months January to December gives you total spending for the calendar year. Forecasts and budgets A budget is a misleading name for a set of financial projections or forecasts that have been formalized as: N an operating plan. Budgets. N for a given period of time – usually one year. when sales are very unpredictable. By the time you start work on the financials. The production manager might be authorized to increase spending by $100 000 for every extra 10 000 units of production above a pre-agreed volume. you probably will not want to attach much credibility to forecasts more that five years out. and N a set of financial targets.
As discussed in the text. Perhaps it looks a little complex.4 you are in doubt.4 Financial relationships exposed This diagram shows the interrelationships between the three sets of transactions and the three financial statements. turn it into a product. please interpret references to months as your shortest accounting period. which shows balances at a point in time. Also. If FIG 7. Most businesses use a 12-month period Fig. except the balance sheet. Some businesses – such as retailers – use a fourweek accounting period to help compare like with like. I tend to use the term year to mean the longer of a year or an operating cycle – the amount of time that it takes to buy stuff. the changes in balance sheet between two dates reveal flows. costs Profit and loss Sales Less cost of sales = Gross profit – Operating costs = Net profit 133 .The planning horizon How long is a month? To save me having to use complicated phrases. but it is actually quite simple. Accounts receivable Sales Sales Change in inventory Materials consumed + Depreciation + Production costs = Cost of sales Cash at bank Liabilities Accounts payable Accrued expenses Loans Owners' equity Capital Retained earnings Operating costs Employee costs + Depreciation + Other expenses = Total op. and collect cash from the lucky buyer. They always begin on the same shopping day. etc. Remember that all the accounts show flows over time. Capital outlays Fixed assets at cost – Depreciation = Net fixed assets Balance sheet Assets Cash flow Net profit – Fixed assets + Depreciation + Paid not expensed + Sales on credit – Expensed not paid = Net cash flow Fixed assets at cost – Depreciation = Net fixed assets Inventory Prepayments. 7. the relationships will become evident as you work through Chapters 7–10 of this book.
If you are involved with non-profit organizations. A $10 000 increase in net fixed assets could conceal a $15 000 acquisition and $5000 of depreciation." Chinese proverb 134 . When and how you use the data that you extract is also discussed below. t It's the same. It is the same for historical periods and forecasts. say. Looking back There is little need to dwell on how you find the historical figures that you need for your business plan. an increase in spending in reclassified or summarized figures. Don't try it. Professional number crunchers are good at spotting this. It might run for some other period that is convenient for you. N Policy decisions and changes in practices mislead. In other words. in this case you will almost certainly have or be able to obtain historical examples that you can mimic in your business plan – and the broad principles are exactly the same as those discussed here. even if you are not in it for the money Much of the discussion here might appear to focus on the financials for business.7 N About these numbers – fiscal year – that sometimes coincides with the calendar year. If you are starting a new business and you want to spoil your accountant's new year's eve celebrations. choose a fiscal year that matches the calendar year. You just extract them from your records. The figures that you need were introduced in Chapter 4. perhaps coinciding with the tax year. government agencies or similar bodies. when moving through history to the current figures and on to forecasts. try to make sure that the numbers are presented consistently. The only warnings to consider are that sometimes: N Summarized figures hide things. I will expand on them in the following pages. Where a change in accounting policies causes lumpiness in the numbers. include an additional line that shows the earlier figures presented on the same basis as the forecast and explain what is going on. "Consider the past and you will know the future. your financial statements will look a little different. I am sure that you would never attempt to hide. However. A decision to write-off a long-standing bad debt might suggest a reduction in assets when actually nothing fundamental has changed.
You will have a reasonable idea of the transactions yet to be recorded in the accounts. It may be that when you see the bottom line you will need to work back through the Six steps to painless financial forecasts 1 Project sales revenue. 5 Draw up a balance sheet (another largely mechanical step). The first three steps require varying degrees of thought. "The trouble with facts is that there are so many of them. 3 Work through the remaining operating costs. Then deduct the cost of those sales (raw materials. Cash flow projections reveal your funding requirements – or cash surplus. try not to make it arithmetically dependent on the figures that you are forced to estimate and are likely to change. A $30 000 machine with a three-year life 'costs' you $10 000 a year. This is the most important step. 6 Check your cash flow requirements (also a mechanical restatement of the foregoing numbers). Multiply these by price to convert them into the value of gross sales revenue. etc. You should forecast sales volumes (quantities).) to arrive at gross profit." Samuel McChord Crothers 135 . You can firm up on these as the planning exercise progresses. As discussed. It is all much more straightforward than it might appear at first glance. It builds on the market analysis that you have already done. 2 Identify the capital spending required. 4 Derive a profit and loss (income) statement – a simple mechanical exercise using basic arithmetic on the results of the first three steps. payments to suppliers. such as sales executives' salaries and telecommunications costs. The second three are mechanical. To avoid making frequent revisions to the forecast. Crystal ball gazing There are six steps to painlessly producing successful forecasts. listed below. Filling in gaps in the figures for the current year is more a matter of estimation than forecasting. you need to treat these slightly differently from other operating costs by spreading the outlays over their assumed operating life.Crystal ball gazing Estimating the present I have mentioned already that you often find yourself preparing forecasts for next year when this year is not yet over.
136 . You sometimes hear this referred to as 'scenario planning'. because it shows that you have thought about all eventualities. you can refer to what-if using the term sensitivity analysis. You should start out by adopting the policy that you will amend the sales projections only if you first change the sales and marketing strategy and/or plan. It is a very important part of your business plan. Your readers probably do expect them. or to encourage an investor or banker to pour money into your business. This might involve revisiting the marketing strategy or some other part of the plan. What if your competitor introduces a superior product at half the price? What if there is an economic disaster? What if it takes you twice as long to fix the bugs in the new software? If you want to make it sound deep and meaningful. What if …? Producing a single financial forecast is not the end of it. In fact. It may be that you want to produce a bestcase as well to please the boss. If you make one or two assumptions about your business there is a neat way to show the degree of confidence that you attach to various outcomes. the second and subsequent forecasts are the result of common sense whatif analysis. You might not think that these extremes will happen.7 N About these numbers numbers to bring the funding requirement into line with reality – or to put the surplus to good use. This will show you the amount of funding that you would need if a doomsday scenario plays out. Sometimes even most-likely and worst-case forecasts are not enough. Most business people – and all solid business plans – require at least a second pass through the forecasting exercise to produce a worst-case projection. The most dangerous thing you can do if the funding requirement is too large is cheat by adjusting the revenue forecast on the basis that you probably underestimated sales in the first place. This is also discussed in Chapter 11. We will return to this in Chapter 11.
You do not need to be a spreadsheet wizard. or perhaps you underestimated the amount of time required for cutting through all the red tape. If you are not familiar with spreadsheets. the three financial statements on one page. maybe other activities cause delays. N enter simple formulas that add. say. These can be six separate worksheets – or you could combine. It might take longer to raise capital. Make sure that you never enter the same information more than once. the balance sheet and cash flow. Corporate bosses and capital providers are rarely so accommodating. In my experience. profit and loss.9) use month 1. consider replacing dates with numbers. It is enough to know how to: N format a cell so that the layout is pleasing. operating costs. multiply or simply repeat other values. These plans will never look out of date. you might think that a July launch date is entirely feasible. t Which is the first month? Overheard in a corporate finance department: Look at the age of this business plan. 8. Here are four useful tips. When you start to write the plan in January. It's still not funded. explain the basic principles and guide you through the groundwork. The extracts from sample business plans shown here (for example. These give you worksheets – tables with blank cells. into which you type information – that collect together into workbooks. It shows that the project should have started two months ago. one for each of sales. you are certain to have a colleague. they convey a bad impression. in the detailed financial projections. ensure that all other instances of the dates pick up the values from 137 . 1 Minimize data entry. new ventures nearly always start later than expected. To avoid having to revise and reprint business plans. if you key in the months across the top of one spreadsheet. or boxes. capital outlays.Software tools Software tools The way to tame your numbers and keep it under control is to use a computer spreadsheet. friend or relative who loves their computer and will be only too pleased to set this up for you. You might also decide to include worksheets for any additional tables that you produce in pursuit of your analysis and forecasts. If not you might consider a training course or evening classes. month 2. etc. such as MS Excel or Lotus 1-2-3. Maybe 20 other people have seen it and rejected it already? Business plans date rapidly – and when they do. month 3. see Fig. For example. Spreadsheet techniques You should set up a workbook that essentially contains six tables. If you can use the facility to draw charts you are in a strong position. This is especially true of plans for new projects or business start-ups.
02 … ='SUNDRY'!E45 =SUM(E4:E28) =E3+1 =E4 … =E9*1. the next eleven cells could be set as formulas Fig. For example. you only have to make one amendment and the changes will ripple through all the spreadsheet. Jan-2001) into cell one.02 … ='SUNDRY'!D45 =SUM(D4:D28) =D3+1 =D4 … =D9*1.7 N About these numbers the first row. Try to automate data entry further. 7.02 … ='SUNDRY'!F45 =SUM(F4:F28) =A3 ='GROSS'!A99 Less expenditure Net profit =B3 ='GROSS'!B99 =B29 =B33-B34 =C3 ='GROSS'!C99 =C29 =C33-C34 =D3 ='GROSS'!D99 =D29 =D33-D34 =E3 ='GROSS'!E99 =E29 =E33-E34 =F3 ='GROSS'!F99 =F29 =F33-F34 What you see: A 1 2 3 4 … 14 … 28 29 30 31 32 33 34 35 36 Operating costs Year Salaries … Telecomms … Sundry costs Total expenditure P&L summary Year Gross profit Less expenditure Net profit B C D E F 1999 10 000 … 1 000 … 143 23 967 2000 10 000 … 1 020 … 453 25 333 2001 10 000 … 1 040 … 122 24 666 2002 10 000 … 1 061 … 36 24 921 2003 10 000 … 1 082 … 445 24 921 1999 45 654 23 967 21 687 2000 34 566 25 333 9 233 2001 37 543 24 666 12 877 2002 35 567 24 921 10 546 2003 35 468 24 921 10 547 What it means: A 1 2 3 4 … 14 … 28 29 30 31 32 33 34 35 36 Operating costs Year Salaries … Telecomms … Sundry costs Total expenditure P&L summary Year Gross profit Less expenditure Net profit B C D E F 1999 Each cell displays the value in the cell to its left incremented by 1 10 000 Each cell displays the value from the cell to its left … … 1 000 Each cell displays the value in the cell to its left increased by 2% … … Each cell displays the corresponding value from the worksheet called 'Sundry' Each cell displays the sum of the values above Each cell displays the corresponding value from row 3 Each cell displays the corresponding value from row 29 Each cell displays the corresponding value from the worksheet called 'Gross' (profit) Each cell displays the value in row 33 less the value in row 34 138 .5 Spreadsheet magic What you entered: A 1 2 3 4 … 14 … 28 29 30 31 32 33 34 35 36 Operating costs Year Salaries … Telecomms … Sundry costs Total expenditure B Only three new figures C D E F 1999 10 000 … 1 000 … ='SUNDRY'!B45 =SUM(B4:B28) =B3+1 =B4 … =B9*1.02 … ='SUNDRY'!C45 =SUM(C4:C28) =C3+1 =C4 … =C9*1.g. if you key a monthyear (e. Then. 2 Automate.. The same goes for numerical amounts such as number of employees or spending on salaries. if you change the coverage period of the financial statements.
139 . But where you have to show more than six months for a financial statement or forecast. see you in Chapter 8. t Squeeze it in A venture capital provider I knew generally asked for detailed financials for the first six months only. Changing the value in the first cell will cause all 12 months to be updated automatically. and for broad expectations thereafter. You then have consistent financial plans for the whole business and its constituent parts. Again. When you get these workbooks back. This is a sensible approach. you can give copies to R&D. If you project that rent will rise in period two. put a formula in the second cell that displays 110% of the first cell. which is discussed in Chapter 13. and so on for them to complete during the planning exercise. It's a good idea to use one colour to display the characters in the cells into which you key raw data (say. you can use an additional identical workbook to automatically aggregate the numbers for the constituent departments. For example. To ensure a painless interaction between the worksheets. the same applies to numerical data. you will find that it is usually possible to squeeze in 15 columns (line number. He maintained there are so many variables for a start-up that it is pointless trying to look further ahead.Putting it to good use that calculate the value of the previous cell plus one month. Make sure that you have understood the concepts raised in this chapter. black) and another colour for all automated cells (say. Marketing. including tracking actual spending against budget. When you have a standard workbook. You can then see at a glance which is which. blue). 3 Carry forward totals. In fact. twelve months and a total) on one sheet of A4 or letter paper. But I usually print the final version in black only – to avoid distracting other users. When you are. crystal ball gazing and spreadsheets should have set you in good stead for the rewarding task of working out your financial prospects. Putting it to good use This introduction to accountancy's idiosyncrasies. description. You can always turn it sideways or spread over two pages. The workbooks can also be used for operational purposes. the current-year profit (loss) in the balance sheet should be taken directly from the bottom line on the profit and loss account (which is calculated as the sum of individual entries). 4 Use colour. I take this a stage further and use red print for cells which are mechanical projections so that it is easy to see where the assumptions are that might be modified during a review process. I can't wait. use formulas to carry forward totals.
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Dagoba Organic Chocolate, Eclipse, Extra Strong Dark Chocolate, 2 oz (56 g)
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Organic dark chocolate (cacao beans**, cane sugar*, cocoa butter**, non-GMO soy lecithin), milk* (less than 0.1%).
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Mike Futter
on September 24, 2015 at 08:07 AM
During my three-hour preview of Rise of the Tomb Raider that took place last week, I spent time exploring some of the wide open environments. As in the 2013 reboot, each of these has challenges associated with them, offering an XP reward for completion. In one area, I happened to shoot down a hanging...
Blog Post:
Rise Of The Tomb Raider's Crate Of Collectible Goodies
Matthew Kato
on August 26, 2015 at 09:28 AM
Square Enix has announced a $149.99 Rise of the Tomb Raider Collector's Edition for the Xbox One exclusive. Here are the edition's contents straight from Square Enix: Full Xbox One retail copy of Rise of the Tomb Raider 12-inch statue of Lara Croft Collectible steel case Replica of Lara's...
Blog Post:
[Update] Square Enix Calls Tomb Raider A 'Trilogy'
Brian Shea
on August 05, 2015 at 10:02 AM
Update: A representative from Square Enix has sent us a statement regarding future of Tomb Raider "trilogy," but it doesn't shed any light on the subject. " We're always thinking about the future of the franchise," it reads, "but right now we're focused on the...
Blog Post:
Second Limited Edition Rise Of The Tomb Raider Poster Revealed
Brian Shea
on August 03, 2015 at 07:28 PM
At San Diego Comic-Con, Xbox and Crystal Dynamics announced that it would be releasing a 4-part limited edition series of posters showcasing the iconic adventurer from the Tomb Raider series. The first poster, drawn by comic book artist Geof Darrow, featured Lara Croft fighting off wolves and bears on...
Blog Post:
Rise Of The Tomb Raider Launches On PC Next Year
Tim Turi
on July 23, 2015 at 11:22 AM
Square Enix announced today that the sequel to Lara Croft's critically acclaimed reboot, Rise of the Tomb Raider, will be available on PCs next year. Microsoft, publisher Square Enix, and developer Crystal Dynamics arranged a year of exclusivity for the game when it arrives on the Xbox 360 and Xbox...
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605-882-1165 | Watertown, SD
Your kitchen and bathroom are the most visited places in your home. This means that your cabinets and countertops are going to see a lot of wear and tear. When you want an updated, new look, let the experienced staff from Cabinet Concepts Inc help.
You get to be the designer of your new custom cabinets. Choose from cherry, oak, maple, hickory, and more.
You will love hosting in your kitchen with your new granite, laminate, quartz, or Formica countertops.
We want to help you stay within your budget. Discuss with us what you want, and we can give you a price upfront.


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Definition of leafcutter bee in English:
leafcutter bee
A solitary bee that cuts pieces from leaves, typically of roses, and uses them to construct cells in its nest.
- Genus Megachile, family Megachilidae
Example sentences
- It relies on honey bees and leafcutter bees for pollination.
Definition of leafcutter bee in:
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This season has been all about texture you can touch and we've got to admit, we're crushing pretty hard on velvet. It feels impossibly luxurious, enriches every color it's paired with and gives a festive touch to every outfit. 90's inspired military-style lace-ups like Neveah lend a little grunge attitude to pretty florals and denim. Read More
Holiday season is in full swing, and oh, what a delightful time of the year this is. We have partnered with philosophy, the well-being beauty brand, bringing the season of joyful giving to you, your family and friends! Each day you will have a chance to nominate a friend on Facebook and tell us why they should win. Did we mention that the prizes are most likely already on your Holiday wishlist? Read More
My name is Sonia Webster. I am a wife, mother, teacher and fashionista. I absolutely love high fashion. I have been a shoe collector for a few years now, and own about 700 pairs of heels. I never dress down. Even when I wear jeans, I have to wear heels. They make me feel sexy and confident.
I have been a ShoeDazzle VIP for over 6 years. I was invited to become an Ambassador about a year ago. It is such an amazing opportunity! I have met some incredible women who share my love of fashion and SHOES! I love that I get advice from them on products as well. We truly are "sole sisters" that support each other's shoe addiction. Read More
Why do the holiday's always seem to sneak up on us? One minute you're watching the Fourth of July fireworks, and the next minute you're receiving an invitation to your friends' annual holiday party. What gives?! Luckily, we've got some great holiday outfit options for you to choose from. It's time to shine bright this holiday season! Read More
Let's get real for a moment…hosting Thanksgiving can be stressful. There is so much going on; from prepping, to basting, to frying and sautéing. It's a lot! Setting the table is probably the last thing on your mind, which is why we're here to help. We've put together two simple and chic table arrangements so you can focus on what really matters-food and family. Read More
I spent several years working for Harley-Davidson, and while I knew everything about the rider, I knew nothing about the ride. Earlier this year I finally got to ride on the back of a friend's Harley-Davidson, and for a month I became obsessed with wanting to buy a motorcycle. Then, I remembered that driving in Los Angeles is already dangerous enough, but for a brief moment, the idea of zipping past all the traffic sounded like paradise. In the meantime, I figured the least I could do is rock some epic motorcycle-inspired outfits, and help you do the same. After all, tough girl chic is totally my jam!


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Talib Kweli Points Out How the KKK Defines Terrorism | Music | News | BET
Talib goes on another politically fueled Twitter rant.
Talib goes on another politically fueled Twitter rant.
Jaelyn Young is the alleged mastermind behind a plot to work for the terrorist organization.
POTUS addresses terrorism and gun control in Oval Office speech.
Pushing for a powerful climate deal, President Barack Obama called the global talks opening Monday outside Paris an "act of defiance" against terrorism that proves the world stands undeterred by Islamic State-linked attacks in Europe and beyond.
It's been 14 years since the attacks of September 11th and as BET's Andre Showell reports, the memories are still fresh.
The Paris attacks have brought in another wave of anti-Muslim sentiment.
More than 40 world leaders participated in the anti-terror march.
Black girls changing black lives!


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Browsing Evidence Based Practice, 2009 (MU) by Subject "Urinary catheterization"
Now showing items 1-1 of 1
How frequently should chronic indwelling Foley catheters be changed? (Family Physicians Inquiries Network, 2009-05)Regular urinary catheter changes reduce the incidence of symptomatic urinary tract infections (UTIs) among patients with indwelling urinary catheters when catheter changes occur every 4 to 6 weeks. (SOR B, based on 2 small ...


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The darling of the plant-design world right now is the hanging globe garden.
You can go many directions with the concept. Fill a glass globe with white sand and pop an air plant inside for a minimalist look. Place a few handfuls of potting soil in one and plant it with a miniature African violet, tiny fern or succulent.
You can also use hanging glass globes as see-through bird feeders. Or make a miniature or fairy garden with moss and accessories.
The trick is in finding the globe. Some nurseries carry hanging glass globes, or you can check craft stores in their vase and jar sections. Hanging glass globes are available all over the Internet.
- Live updates from May Day in Seattle: Anti-capitalist protesters clash with police
- Good news about coconut oil, melatonin and turmeric
- TCU QB Trevone Boykin among Seahawks' undrafted free agent signings
- Oregon QB Vernon Adams to attend Seahawks rookie mini-camp on a tryout basis
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Hang your globe garden in a bright place with indirect light. Direct light that is reflected through the glass can burn leaves. Poke your finger in the soil to test moisture, and aim to keep your garden slightly moist. Don't overwater.
Air plants should be removed once a week, soaked for five minutes in warm water, and returned to the globe.
The humid and warm environment of glass globe gardens are perfect for a host of tropical plants, air plants and African violets.


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Respond to Review of CLOSED: Veganburg - Marina Bay
by The Veggie Cook
Review: We saw this HappyCow, and this was the outlet closest to where we were meeting our friends. Stopped in for lunch and order a few of the burgers plus fries to share. Everything tasted good. The space is well designed, too. Next time we'll try their other outlets.
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J.A. HappToronto Blue Jays
Starting Pitcher | Ht: | Wt: 200
Access our free Fantasy Baseball coverage for more!
|Blue Jays | J.A. Happ whiffs seven in quality start
Sat, 30 Apr 2016 21:40:10 -0700
Toronto Blue Jays SP J.A. Happ allowed three earned runs, six hits and three walks with seven strikeouts in a no-decision Saturday, April 30, against the Tampa Bay Rays.
Fantasy Tip: Happ has posted a 1.87 ERA in 15 starts dating back to August. He is a must-start fantasy option in AL-only leagues and most mixed formats while running hot, and he is a tremendous DFS value.
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|| Source: The Associated Press
|Blue Jays | Another strong outing for J.A. Happ
Sat, 23 Apr 2016 13:32:46 -0700
Toronto Blue Jays SP J.A. Happ was brutally efficient yet again Saturday, April 23, needing only 92 pitches over seven innings to post his third win in as many starts.
Fantasy Tip: Happ allowed a season-high three runs Saturday and is averaging only half a strikeout per inning for the season, but owners have to be pleased with his contributions in just about every other area. The 33-year-old is a strong candidate for 15 wins this season considering the offense he has supporting him. While he seems to be pitching more to contact this year, his strikeouts should pick up soon; Happ fanned at least six batters eight times in 11 starts after he was acquired by the Pittsburgh Pirates last July.
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|| Source: ESPN.com
|Blue Jays | J.A. Happ continues smooth sailing
Mon, 18 Apr 2016 14:35:18 -0700
Toronto Blue Jays SP J.A. Happ turned in his third consecutive quality start to begin the season Monday, April 18, against the Boston Red Sox. He fired seven innings of one-run ball, yielding just four hits, one walk and striking out four, en route to improving to 2-0 on the year.
Fantasy Tip: Happ now has a shiny 1.89 ERA through his first three assignments and deserves serious consideration even in standard leagues. He's clearly in a groove right now -- with all of his solid pitching coming against division rivals -- and the southpaw has the best offense in baseball backing him, so the wins should continue to pour in. More likely than not, Happ will keep it up.
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|| Source: USA TODAY Fantasy Sports
|Pirates | Jon Niese may get extra help
Sun, 17 Jan 2016 14:01:19 -0800
Pittsburgh Pirates SP Jon Niese may get some extra help from pitching coach Ray Searage before the season starts. He has worked with pitchers like SP Francisco Liriano, J.A. Happ and Edinson Volquez.
Fantasy Tip: Those pitchers have had solid seasons when in Pittsburgh, so the thinking is Niese could benefit from Searage's help. He is targeted as the No. 3 starter in Pittsburgh, so he will likely go in the middle of NL drafts and in later rounds in mixed leagues.
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|| Source: Pittsburgh Tribune-Review - Rob Biertempfel
|Blue Jays | J.A. Happ financial details
Sat, 28 Nov 2015 11:37:24 -0800
Updating a previous report, Toronto Blue Jays SP J.A. Happ's three-year, $36 million deal will pay him $10 million during the 2016 season and $13 million during both the 2017 and 2018 seasons.
Fantasy Tip: Happ was an attractive free-agent pitching option for Toronto because no qualifying offer was extended to him by the Pirates, meaning that the Jays didn't have to part with any draft picks in order to sign him. After a slow beginning to the 2015 season in Seattle, Happ went 7-2 with a 1.85 ERA in 11 starts for Pittsburgh. However, he might have difficulty duplicating that success in the hitter-friendly AL East during the 2016 season, so fantasy owners should avoid drafting him too early.
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|| Source: Sportsnet.ca - Shi Davidi
|Blue Jays | TOR signs J.A. Happ
Fri, 27 Nov 2015 17:19:22 -0800
The Toronto Blue Jays have signed free-agent SP J.A. Happ (Pirates) to a three-year deal worth $36 million.
Fantasy Tip: Happ went 11-8 with a 3.61 ERA in 32 regular-season games (31 starts) for Seattle and Pittsburgh in 2015 and was particularly impressive for the Pirates down the stretch, going 7-2 with a 1.85 ERA and 69 strikeouts over 63 1/3 innings. Happ should be viewed as an option for the back end of the rotation in AL-only and deep mixed fantasy leagues.
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|| Source: The Toronto Star - Brendan Kennedy
|Pirates | J.A. Happ pitches well vs. St. Louis
Sat, 05 Sep 2015 06:02:28 -0700
Pittsburgh Pirates SP J.A. Happ pitched seven scoreless innings against the St. Louis Cardinals Friday, Sept. 4, to pick up his eight win of the season. He struck out eight batters during the game and did not walk a batter. Happ has won four of his six starts with the Pirates and has a 1.57 ERA in that span.
Fantasy Tip: Happ ($6,300, 12.6% of cap) has allowed two earned runs over his last five starts and has at least six strikeouts in three of those games. He is scheduled to face the Cincinnati Reds in his next start and could be a solid option on FantasyScore during his hot streak.
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|| Source: The Associated Press
|Pirates | J.A. Happ roughed up by Cubs
Tue, 04 Aug 2015 20:14:48 -0700
Pittsburgh Pirates SP J.A. Happ allowed four runs on eight hits and two walks while striking out six hitters through 4 1/3 innings during the Pirates' 5-0 loss to the Chicago Cubs Tuesday, Aug. 4.
Fantasy Tip: Happ ($5,100, 10.2% of cap) entered his debut start with the Pirates with a 4.64 EA, a 4.07 FIP, a 1.40 WHIP and a 6.8 K/9, and he has now allowed at least three earned runs in each of his last seven starts. It is unlikely Happ turns it around enough to warrant attention in the majority of seasonal leagues, and FantasyScore players should view him as an extremely risky start.
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|| Source: USA TODAY Fantasy Sports
|Pirates | J.A. Happ joining rotation
Fri, 31 Jul 2015 16:22:14 -0700
Pittsburgh Pirates SP J.A. Happ will join the starting rotation with A.J. Burnett (elbow) on the disabled list.
Fantasy Tip: Happ ($5,100, 10.2% of cap) should fare slightly better in the National League, but he is still nothing more than a streaming option in the majority of seasonal leagues. FantasyScore players should be extremely cautious with starting him, too. Over 20 starts this season, Happ has a 4.64 ERA, a 4.06 FIP, a 1.41 WHIP and a 6.8 K/9.
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|| Source: Pittsburgh Tribune-Review - Travis Sawchik
|Mariners | Jesus Montero sent down
Mon, 20 Jul 2015 10:10:00 -0700
Seattle Mariners 1B Jesus Montero was optioned to Class AAA Tacoma Monday, July 20. The team also recalled SP J.A. Happ from Class A Bakersfield.
Fantasy Tip: Montero likely will return at some point this season, but owners may want to consider dropping him in their leagues. Happ ($5,100, 10.2% of cap) could be an option in AL-only leagues if he is available, but owners on FantasyScore may want to avoid using him against tougher opponents.
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|| Source: MLB.com


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Question of the Week is a feature where we ask different Detroit Lions the same question on various topics -- some funny, some issue-based, some football-related and some completely off the wall. To suggest a potential question for QOTW, email firstname.lastname@example.com or make the suggestion on Twitter @mikerothstein.
Previous QOTW: Why you wear your jersey; Halloween costume; Cake... or Steak; TV character; Entrance music; Super hero alter ego; Nicknamed jerseys.
ALLEN PARK, Mich. -- Nate Burleson received a free year's supply of DiGiorno Pizza coupons in October, sparking his interest in possibly putting together a commercial for them and also, well, a lot of free pizza.
It also gave us an idea. What do other Lions want a free year's supply of? And what about Burleson himself? Welcome to this week's Question of the Week (also featuring a guest appearance by a Pittsburgh Steeler).
Wide receiver Nate Burleson: I don't know but I'm racking up these year supplies, though. Year supply of Skittles. Just got the box today.
What did you get a year's supply of Skittles for?
Burleson: I don't know, man. I'm getting a lot of stuff these days. Dearborn Brands meat, I think I'm turning into the food guy. Send him some food, he'll Instagram yet.
So like Nate's Bistro? Nate's restaurant?
Burleson: Cafe Nate.
Burleson (later): I'm getting hooked up, man. Skittles sent me this man, yeah. All I got to do is put my Skittles grin on, Instagram it. You feel me? Put my hat on, gotta represent the D while I'm doing it. You know what I'm saying. ... Year's supply. Free Skittles. You guys like Skittles?
WR Jeremy Ross: That's a good question. Girl Scout cookies. Thin mints. They the bomb. Best cookies out, made. I'm telling you. That would be on point. On point.
CB Rashean Mathis: Golf balls. I'm an avid golfer.
Avid or average?
Mathis: Avid. I'm way above average. That's what I do. I probably have fallen in love with that more than anything else, other than my wife and son.
WR Kevin Ogletree: Gas. Why do you think?
I have my reasons.
Ogletree: If you didn't have to pay for gas, you would go everywhere and everything would be convenient.
Steelers WR Antonio Brown: Dental floss. I love to floss, especially after you eat a lot. I usually keep a couple in my pocket just to make sure my teeth are clean and make sure I don't get cavities at the dentist. I floss every time after I eat.
C Dominic Raiola: No idea. I mean, steak? Filet mignon. You have a year's supply, it's expensive and I eat it a lot.
TE Joseph Fauria: Oh jeez. Gotta be food. Gotta be a food. Double-doubles. In N' Out double-doubles.
TE Brandon Pettigrew: That's tough. Anything? Ooh. I have no idea what I would pick. Probably, I have no idea. I want to say something right in front of me like lotion but I'd probably say shoes or something. I don't know. Probably be something food related, like chips or something.
TE Martell Webb: Jordans.
WR Kris Durham: I would take a year's supply of, that's tough. A year's supply of, to go with the food aspect, I'd go with Chipotle burritos.
That's probably what I'd go with, too.
Durham: Yeah, it's pretty solid.


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925 Fairway Dr
McCall, ID 83638
Pro Shop: 208-634-7200
Restaurant: 208-634-4867
Email: firstname.lastname@example.com
City Mailing Address:
C/O City Hall
216 E Park St
McCall ID 83638
Pro Shop Mailing Address:
McCall ID 83638
The McCall Golf Club is closed for the winter season. Cart paths will be cleared by the City of McCall and may be used by the public. Please clean up after your pets!Ā
Please contact Allan Morrison at email@example.com with any questions or assistance.
See you all this year of 2016! Thank you for choosing the McCall Golf Club.
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