text:
-vs- Index #H-09137
& CROWE (William R.
Crowe, Esq. of Counsel)
for Plaintiff
(Paul V. Webb, Jr., Esq.
of Counsel) for Defendant
Plaintiff sues Volkswagen for $124,208.66 for its default on a floor plan and sues Stacks for their personal guaranty, and, seeks summary judgment against all defendants. Defendants claim they are entitled to depose plaintiff and its predecessor before summary judgment is considered.
Although defendants raise a hailstorm of reasons against summary judgment which the Court will address, the main issue for this Court is whether summary judgment should be granted on a guaranty written in such small font as to be difficult to read by someone with normal vision, especially when it is part of a complicated closing.
The Stacks were sole officers, directors and shareholders of Volkswagen of Jamestown, Inc., an automobile dealership.
Volkswagen entered into a Floor Plan Financing Agreement with
Borg Warner Acceptance Corporation for the purchase of vehicles and parts for resale at the dealership.
Stacks executed a personal guaranty to Borg-Warner.
Later, the dealer floor plan was assigned to plaintiff.
Defendants continued to borrow money from plaintiff pursuant to the financing arrangement. When the dealership closed, there was an outstanding debt to plaintiff.
The Court rejects Defendants' claim that plaintiffs should have credited them with a stated retail value of $67,704.00 on vehicles it repossessed rather than the net proceeds from an auction. Not only did Mr. Stack as president of Volkswagen sign a specific authorization of the auction, but, paragraph 15 of the agreement authorizes plaintiff to sell at "public auction or private sale" and to deduct expenses in connection with the repossession and sale.
If retail value was the basis, a borrower who simply wanted to get out of business could, by defaulting, compel the lender to "buy" his inventory at stated retail value.
Regarding the guaranty, Stacks raise several issues. They
acknowledge their signatures appear on the document but claim
they do not recall signing; never read the guaranty nor were
they advised of its legal impact; did not have counsel; did not know what they were signing; that the guaranty was signed with Borg-Warner for a debt with Borg-Warner that has been paid in full.
It is long established law that one can not get out of an
obligation merely by claiming lack of an attorney.
The burden is upon the signor to read what is being signed. In the absence of fraud or other wrongful act, a guarantor is bound by his guaranty even if he/she does not read the document before (or after) signing it. HUMBLE OIL AND REFINING COMPANY V. JAYBERT ESSO SERVICE STATION, INC., ET AL, 30 AD2d 952; COLUMBUS TRUST CO V. CAMPOLO, 110 AD2d 616, affirmed 66 NY2d 701.
It is clear that the guaranty was a continuing one and was properly assigned to plaintiff. Defendants rely on ROSS V. WORTH ELECTRIC SUPPLY CO., 100 Misc2d 1058, but, in that case, the guarantor had died and payment in full was made by an insurance policy ending the debtor relationship.
Defendants argue that any substantial alteration of the
contract terms when made without the surety's consent, releases them from the surety. HALL & CO. V CONTINENTAL CASUALTY CO., 34 AD2d 1028, affd 30 NY2d 517. However, assigning the guaranty to a new creditor is not an alteration of terms under the language cited above.
As for the guaranty, the Court has grave concerns about
guarantees and indemnity agreements where the font is so small as to challenge anyone without a magnifying glass. See KULPA v GBP INDUSTRIES, INC. d/b/a CHEMICAL PROCESS SYSTEMS/SERVICE, SUPREME COURT, CHAUTAUQUA COUNTY, INDEX H03487 where this Court held:
"While there may not be any specific statutory
requirement as to the size of print in an
indemnity clause, the print in this case is so
small that it cannot support a motion for
summary judgment."
"The Court notes that recently the CPLR was
amended to require minimum size print for a summons.
This suggests that any indemnity clause should
contain print no smaller than a summons. Appeals
briefs must be in clear type of no less than elite in
size. CPLR 5529."
"If the original contract -the one furnished to
Farrell-did not contain more legible or larger print
than appears in the copies given to this Court, the
question of indemnification will be left as a question of fact for the jury. Print 1/32nd to 1/16th of an inch in size is almost equivalent to no print at all."
However, in that case there was no signing of the indemnity clause; it was tucked away on the reverse side of a purchase order and in print even more challenging to read than the guarantee in this case.
Here, the heading of the guarantee page, in large print
reads: "THE FOLLOWING GUARANTY AND WAIVER IS TO BE SIGNED BY
INDIVIDUALS", so, it could be said defendants were on notice
they were signing a guaranty for the named lenders.
Just above the signatures these words appear:
"This guaranty shall, without further consent of or
notice to the undersigned, pass to, and may be relied upon
and enforced by any of your affiliated, associated, or
subsidiary companies or any successor or assignee of you
and any transferee or subsequent holder of any said
indebtedness, liability or obligations."
The problem for the Court is that this sentence covering
assignments appears at the end of the agreement in tiny,
"almost sand size print."
Federal cases have held or suggested that in these
situations that the defendant is to be protected. SILVESTRI
V ITALIA SOCIETA PER AZIONI DI NAVIGAZIONE, 388 F2d 11, LISI
V ATITALIA-LINEE AEREE ITALIANE, S.P.A., 370 F2d 508, 513-514
(2nd Cir. 1966).
In recent years, the New York legislature has taken
steps to protect consumers against illegible print and to
insure that summonses are clear on their face. In 1995, the
CPLR was amended to specify minimum type size requirements
for summons and other litigation papers. An OCA memo
supporting the legislation indicated a need due to the number
of litigants serving summons and other papers printed in
"such small or obscure type as to be barely legible".
CPLR 4544 provides that printed contracts or agreements
involving consumer transactions or leases for residential
purposes where print is not of a specifically defined size
may not be received in evidence at any trial, hearing or
proceeding on behalf of the party to printed or prepared the
contract. The statute was intended as protection to
individual consumers; the transaction here was obviously
Neither of these statutes is directly applicable here,
but, they do reflect a legislative intent to protect the
public from small print in legal documents.
Plaintiff says the Stacks cannot legitimately complain
about the fine print because they testified they did not read
the document. And, since failure to read a document does not
relieve one of liability, it is irrelevant what size print
the document contained.
That begs the question. If the print is small, isn't one
less apt to read it; less apt to know what it says?.
Under these facts, this Court cannot grant the assignee
of such a guarantee summary judgment without a hearing on the
question of what Stacks knew or did not know at the time of
On a motion for summary judgment or to dismiss, the CPLR
allows the Court to order to order an immediate trial of an
issue of fact that would resolve the entire case. See DAVID
D. SIEGEL, NEW YORK PRACTICE, Sec. 271, 284; CPLR 3211(c);
The Court will schedule a hearing without a jury, unless
any of the parties herein demand a trial by jury within 10
days from the date of this Decision and Order.
The issue for the Court (or a jury) is: Did the Stacks
agree to personally guarantee the loan? Should they have
known they were signing a guaranty? And, even if difficult to
read, was the document legible, readable in the context of a
business transaction? Even if it may not have been explained
to them, shouldn't Stacks have raised any questions about it
at the closing?
This does not mean Stacks will ultimately escape
responsibility. They may not be able to convince the Court
(or a Jury) they did not know what they were signing, even if
they did not read it. They were business people, not "babes
in the wilderness." They had an obligation to read any
document they signed and a right to consult counsel if they
chose. They also knew, or should have known that the Dealer
Floor Plan, by its terms, was freely assignable. They cannot blindly sign legal documents and then seek a judicial bailout for failure to read or question documents containing words in the nature of a warning flag.
The Court grants Plaintiff's motion for a partial summary
judgment against Volkswagen for the amount they claim, less
the alleged security fund balance, and the $19,000 relating
to the fifth vehicle plus interest, but, denies summary
judgment as against the Stacks pending a trial on the
Dated: August 1, 1995
Mayville, New York
Justice of Supreme Court


text:
Political Communication
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Academic Dean, United Kingdom
Tom Harvey is serving as dean of the Oxford Centre for Mission Studies (OCMS) in Oxford, England, which celebrated its 25th anniversary this year. With more than 140 part-time or full-time students working towards their master's of philosophy or Ph.D., OCMS has a graduate program larger than most university departmental doctoral programs with research into areas as diverse as displaced youth in Romania, HIV/AIDS in Africa, conflict resolution in Kenya, and biblical hermeneutics and the Anglican Church of Malaysia. His wife, Judy, is involved in team ministry.E200358
Mission Worker: The Rev. Dr. Tom and Judy Harvey


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Correction: Kodak-Apple Patents
Saturday, July 2, 2011
ROCHESTER, N.Y. (AP) — In a June 30 story about a patent case, The Associated Press erroneously reported that the U.S. International Trade Commission essentially agreed with a judge who threw out Kodak's patent claims, giving Kodak a partial loss. In fact, the commission kept much of the case open. The commission sided with the judge on issues that Kodak did not dispute.
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What should I be doing instead of this?
by Kenneth McNulty
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at 11:57 AM |
Salsa on the Square Attempts World Record
2,000 dancers needed Thursday to break Guinness World Record
Thursday may just be a historic night for the city of Cincinnati as Salsa on the Square attendees attempt to break the Guinness World Record for Most Salsa Dancers. In order for the record to be broken, at least 2,000 people are needed on Fountain Square to dance the night away. People of all ages and skill levels are welcome to join in. The weekly Salsa on the Square event (7-10 p.m. Thursdays, Fountain Square) is free and registration for world record certification begins at 6 p.m. Upon signing in, folks will be eligible for a chance to win prizes and free Gain samples and will receive a fresh T-shirt to wear during the dance-off. Dancers and spectators will enjoy live music from Grupo Tumbao starting a 7 p.m. If participants leave a bit to desire when it comes to salsa dancing, experts in the field will be at the event to teach them how it's done. The official world record dance will occur at 8:30 p.m. In addition to the night's festivities, Gain and the St. Vincent De Paul will hold a clothing drive to generate clean clothes for those in need in the Greater Cincinnati area. All donors will be put into a drawing for a $500 prize pack full of Gain products and gift certificates to select restaurants. There will be a full service bar with drink specials during the event as well. If contributing to a good cause and breaking a world record sounds like a good night, then dust off those old dancing shoes and grab some clothes to donate. Go here for more information.
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MidPoint Indie Summer Goes Punk
Plus, Freekbass to teach London
Mike Breen
0 Comments · Wednesday, June 19, 2013
The free, every-Friday MidPoint Indie Summer (MPIS) series concerts at Downtown's Fountain Square goes all-Punk this week. Plus, musician Joe Hedges teams up with artist Jiemei Lin for a performance at the Contemporary Arts Center and local bassist Freekbass is the first "master class" teacher announced for next year's London Bass Guitar Show in the U.K.
by Mike Breen
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at 11:01 AM |
Fountain Square Goes Punk Friday
Free MidPoint Indie Summer series presents all-Punk lineup
The free, every-Friday MidPoint Indie Summer (MPIS) series concerts at Downtown's Fountain Square have featured some eclectic music over the past few years, everything from Bounce and Electro to Roots Rock, World music and Pop. But this Friday, the series goes where it has yet to go, presenting the very first all-Punk MPIS concert. Though Punk is known for its quick bursts of songs, it's a mere coincidence that this Friday's free show features four acts (as opposed to the usual three per show). The quartet of bands playing offers a nice cross-section of Greater Cincinnati's Punk scene. The Pop/Punk crew BoyMeetsWorld opens the concert at 8 p.m. After coming out of the gates fast (in just its first year as a band, the group won first place at the popular "battle of the bands" competition presented by Forest Park's The Underground), the hooks-heavy BMW released its debut EP, Do What's Best for You, this past April. (The band is performing acoustically at the Microsoft store at Kenwood Mall this Saturday at 4 p.m.)At 8:45 p.m. The Lockland Brakes take over the MPIS stage. The punchy, melodic band just played its first show and released a three-song EP last month. But they're far from "green," with a lineup that includes past/present members of Situation Red, Newport Secret Six and DAAP Girls.Unwelcome in my Head by The Lockland BrakesThe excellent, raucous trio The Dopamines, which spent a chunk of its spring touring Europe, perform at 9:15 p.m. The hard-touring band has put out several excellent releases, including last year's stellar Vices, which caused JadedPunk.com to declare, "For a bunch of goddamned drunks, The Dopamines sure can write some catchy hooks." Headlining the night at 10 p.m. is Loudmouth, a high-energy local five-piece that mixes power and melody in the vein of Screeching Weasel, NOFX and No Use for a Name. Loudmouth digitally released its latest effort, the eight-track Future Boredom EP, in late March. For more on the MidPoint Indie Summer concerts — and all of the PNC Summer Music Series concerts — visit myfountainsquare.com.
Sound Advice
MidPoint Indie Summer with We Were Promised Jetpacks
June 7 • Fountain Square
Derek Halsey
0 Comments · Tuesday, June 4, 2013
It is both easy and hard to define the music of We Were Promised Jetpacks. At times Big Beat Rock and other times resembling energetic Euro Alternative Pop, the one thing the Jetpacks are not is minimalist.
by Mike Breen
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at 01:22 PM |
Free MidPoint Indie Summer Concert Kick-Off Tonight
Trio of great Greater Cincinnati Indie bands perform for series opener on Fountain Square
The first day of summer isn't for three more weeks, but MidPoint Indie Summer begins this evening.The free, every-Friday concert event — sponsored by CityBeat's MidPoint Music Festival (which recently announced another stack of performers for this September's fest) — is part of Fountain Square's PNC Summer Music Series, which kicked off earlier this week. Shows start every Friday at 8 p.m., preceded by the 4EG Happy Hour (5-8 p.m.), which includes a special guest DJ each week (today it's DJ Ice Cold Tony) and lots of drink specials. MidPoint Indie Summer shows feature primarily local acts, but also a few national touring performers. Click here for the full lineup so far.Tonight's MPIS headliners are using the event to launch into a new phase of their career. It's officially the last show by 7-year-old, nationally-acclaimed Indie Pop band Pomegranates … but also the first show for the band under its new name, Healing Power. Pomegranates/Healing Power will be playing song from all five Pomegranates albums, "some we haven't done in years," the band writes on its Facebook page. Healing Power already has some solid bookings this summer, including dates with Cold War Kids, Ra Ra Riot and former Miracle Legion frontman March Mulcahy. R.I.P. Pomegranates, and welcome to the world, Healing Power. Here's an oldie but goodie, from 2009's Lujo Records release, Everybody Come Outside! (The band has confirmed this one's in tonight's set!) Pomegrantes/Healing Power performs at 10 p.m.At 9 p.m., great Covington quartet The Yugos perform, celebrating the release of their brand-new Life is Awesome and Then You Live Forever LP, a stellar exhibition of the band's twinkly/trippy, melodic Dream Pop. The album was posted today on The Yugos' Bandcamp page. Check out the fantastic first single from the album, "Dream Away" (a free download), below and grab your album download here to get even more pumped for the show tonight. Dream Away [Single] by The YugosKicking off the show in style at 8 p.m. is Cincy Indie Rock threesome The Never Setting Suns. The band has independently released a pair of strong albums so far, including last year's Time & Eternity. Download that album's "Meet Me There" for free here.
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More MidPoint Music Festival 2013 Performers Announced
Plus, Fountain Square and Washington Park kick off free summer music series
Mike Breen
0 Comments · Tuesday, May 28, 2013
CityBeat proudly announces the second round of performers coming to Cincinnati at the end of September for the MidPoint Music Festival and Washington Park and Fountain Square kick-off their summer music series.
by Mike Breen
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at 12:30 PM |
Free Summer Music at Fountain Square, Washington Park
Outdoor Downtown/OTR hotspots present themed music nights several days a week
We told you a few weeks back about the lineup for the MidPoint Indie Summer concert series on Fountain Square, featuring numerous (primarily local) Indie and Rock acts every Friday this summer from 7-11 p.m. Click here for the full rundown. But there are many other popular themed nights returning this summer to both Fountain Square and Washington Park, which re-opened after a major makeover in time to introduce live music nights last summer for the first time. (Both spots are managed by the Cincinnati Center City Development Corporation (3CDC). Fountain Square's PNC Summer Music Series will have live music five days a week, while Washington Park will host three themed music nights this summer. All events are free and a great way to enjoy our city's central districts. The concerts begin at the end of May/start of June and run through the end of August/start of September. Be sure to check the official websites of both venues for any updates, additions or cancellations. Fountain Square • Every Tuesday from 7-9 p.m., the Square presents "American Roots" night. This year, the lineup is the strongest its been, showcasing the best of Greater Cincinnati's rich Roots/Americana scene (as well as a few regional faves). May 27 8 p.m.: Magnolia Mountain 7 p.m. Terminal Union June 4 8 p.m.: Kentucky Struts 7 p.m.: The Turkeys June 11 8 p.m.: The Tillers 7 p.m.: Tom Evanchuck June 18 8 p.m.: Dallas Moore Band 7 p.m.: Jamison Road June 25 8 p.m.: Kentucky Timbre 7 p.m.: Tex Schramm July 2 8 p.m.: Shiny and the Spoon 7 p.m.: Ten String Symphony July 9 8 p.m.: Glossary 7 p.m.: Frontier Folk Nebraska July 16 8 p.m.: Pure Grain 7 p.m.: Straw Boss July 23 8 p.m.: Jeremy Pinnell & the 55s 7 p.m.: Arlo McKinley July 30 8 p.m.: Great Peacock 7 p.m.: The Seedy Seeds August 6 8 p.m.: Bulletville 7 p.m.: Ricky Nye & Chris Douglas August 13 8 p.m.: Mason James 7 p.m.: Honey and Houston August 20 8 p.m.: Bobby Mackey 7 p.m.: Blair Carman August 27 8 p.m.: Robert Ellis 7 p.m.: Fifth on the Floor • Reggae Wednesdays return to the Square this summer, with wider-net bookings that include numerous regional and touring Reggae acts. Music runs every night from 6-10 p.m. and acts are teamed up with a DJ or DJ squad for each event. May 29 The Ohms Summer Splash Happy Hour with DJ Frankie D June 5 The Zionites Summer Splash Happy Hour with Queen City Imperial Sound System June 12 Cliftones Summer Splash Happy Hour with DJ Frankie D June 19 Seefari Summer Splash Happy Hour with I Vibez June 26 The Drastics Summer Splash Happy Hour with DJ Frankie D July 3 Jah Messengers Summer Splash Happy Hour with Queen City Imperial Sound System July 10 Dougie Simpson and Faith Summer Splash Happy Hour with DJ Frankie D July 17 Billbuckers Summer Splash Happy Hour with I Vibez July 24 Ark Band Summer Splash Happy Hour with DJ Frankie D July 31 Bajah + the Dry Eye Crew Summer Splash Happy Hour with Queen City Imperial Sound System August 7 Ras Dodirie Summer Splash Happy Hour with DJ Frankie D August 14 Ras Gato Summer Splash Happy Hour with I Vibez August 21 Nature Summer Splash Happy Hour with DJ Frankie D August 28 One World Tribe Summer Splash Happy Hour with Queen City Imperial Sound System • Salsa dancers and music lovers will be happy to know that Salsa on the Square is returning this summer on Thursdays, running 7-10 p.m. As always, dance instructors will be on hand to give you pointers (if you need 'em). Music is provided primarily by some of Greater Cincinnati's finest Salsa/Latin music groups. May 30: Son Del Caribe June 6: Kandela June 13: Zumba June 20: Tropicoso June 27: Grupo Tumbao July 4: Clave' Son July 11: Kandela July 18: Tropiscoso uly 25: Grupo Tumbao August 1: Zumba August 8: Azucar Tumbao August 15: Clave' Son August 22: Brian Andres & the Afro-Cuban Jazz Cartel August 29: Son Del Caribe • Before MidPoint Indie Summer on Fridays, local club/bar conglomerate 4EG (which operates several nightclubs in the area) will present 4EG Happy Hour from 5-7 p.m. Local DJs will spin every Friday (except for Aug. 2, when local cover band Snidely Whiplash performs). May 31: DJ Ice Cold Tony June 7: DJ Jake the Ripper June 14: DJ E-trayn June 21: DJ Identity June 28: DJ Jesse the Ripper July 5: DJ D-Lo July 12: Fuseamania July 19: DJ Tina T July 26: DJ Will Kill August 2: Snidely Whiplash August 9: DJ Scene August 16: DJ Simo August 23: DJ Spryte August 30: TBA • One of the most popular nights on the Square during the summer is Saturdays' "Beats" night, booked by local promoter Self Diploma. The concerts run 7-10 p.m. and again feature an impressive mix of local and touring Hip Hop, Electronic and DJ acts. Among the national act highlights this year are Mod Sun, Hoodie Allen, Watch the Duck and DJ Jazzy Jeff. June 1 10 p.m.: Chuck Inglish 9 p.m.: Puck 8 p.m.: Olu 7 p.m.: The Natives June 8 10 p.m.: DJ D-LO 9 p.m.: Cal Scruby 8 p.m.: SD Choice 7 p.m.: DJ Vizion June 15 10 p.m.: Hoodie Allen 9 p.m.:D-Why 8 p.m.: Sam Lachow 7 p.m.: Ian J June 22 10 p.m.: Mod Sun 9 p.m.: Trademark Aaron 8 p.m.: Junya Be 7 p.m.: Jean P June 29 10 p.m.: Drummer vs Emulator 9 p.m.: Firecat 451 8 p.m.: Black Signal 7 p.m.: Catch Phrase July 6 10 p.m.: Mutrix 9 p.m.: Milk N Cookies 8 p.m.: DJ X Nightmare 7 p.m.: No Limits July 13 10 p.m.: T Mills 9 p.m.: Huey Mack 8 p.m.: Santino Corleon 7:30 p.m.: Round 2 Crew 7 p.m.: Nick Youngerman July 20 10 p.m.: Collin Mcloughin 9 p.m.: Napalm 8 p.m.: X5ight 7 p.m.: DJ Sab July 27 10 p.m.: Watch the Duck 9 p.m.: Gold Shoes 8 p.m.: Vincent Vega 7:30 p.m.: DJ Rhetorik 7 p.m.: Emari J August 3 10 p.m.: Somo 9 p.m.: Arin Ray 8 p.m.: Eben Frankewitz 7 p.m.: Alabama Capital August 10 9:30 p.m.: Stafford Brothers 8:30 p.m.: Davey C 7:45 p.m.: J Hollow 7 p.m.: 4 Grand August 17 9:30 p.m.: Candyland 8:30 p.m.: DJ Prism 7:45 p.m.: B-Funk of Dave Rave 7 p.m.: Neon Medusa August 24 9-11 p.m.: DJ Jazzy Jeff 8 p.m.: Joseph Nevels 7 p.m.: Erica P Washington Park After a successful inaugural summer of events last year, Washington Park brings back three music nights, Wednesday, Thursday and Friday, plus several other entertainment offerings, including "Dancing Under the Stars," an every-Tuesday dance night, with lessons that focus on different types of dancing each week. (Click below for the concert lineups.)
Read More
by Mike Breen
Posted In:
Live Music
Local Music
MidPoint Music Festival
Music News
at 09:03 AM |
Friday 'Indie Summer' Concert Series Announced
Free Friday concerts return to Fountain Square starting May 31
The lineups for 2013's PNC Summer Music Series on Fountain Square — featuring live music from different genres for free throughout the summer — have been coming out gradually. We're happy to announce the lineup so far for the Friday night "Indie Summer" shows (presented by CityBeat and the MidPoint Music Festival). Look for the rest of the finalized lineups — for American Roots Tuesdays, Reggae Wednesdays, Salsa Thursdays, Saturday's popular Beats night (with Hip Hop, Dance and Electronica) and the acoustic-music-meets-wine-tastings "Sunday in the Grove" — later this week. Washington Park in Over-the-Rhine is also again presenting regular music programming this year, with Jazz on Wednesday, Bluegrass and Roots music on Thursday and R&B/Soul/Hip Hop on Fridays, plus a new Tuesday night feature, Dance Under the Stars, featuring dance lessons in a variety of styles. The bad news? The Indie Summer shows kick-off on May 31 with the final show by fantastic Cincinnati Indie Pop band Pomegranates. The good news? It will also be the first show by Healing Power, Pomegranates' new name. The opener will also serve as a "release party" for great local Indie crew The Yugos. Christian altrockers Seabird will also use their Indie Summer show to celebrate the release of a new album, the band's first independent release after a couple of albums on Credential Recordings/Universal Music Group. Northern Kentucky rockers Dept. Store Alligators will also put out their new release in conjunction with their Aug. 16 appearance with Belle Histoire. Local restaurant/club chain 4EG will host "Happy Hour" parties on Fridays as well, featuring various local DJs and drink specials from 5-8 p.m. Indie Summer concerts are open to fans of all ages and run from 8-11 p.m. all summer on the Square. Click here for details.May 31: Pomegranates/Healing Power; The Yugos; The Never Setting SunsJune 7: We Were Promised Jetpacks; Tweens; PublicJune 14: Seabird; Mike Mains & The Branches; TBAJune 21: Loudmouth; The Dopamines; The Lockland Brakes; BoyMeetsWorldJune 28: Psychodots; Cari Clara; The Ready StanceJuly 5: Margot & the Nuclear So & So's and Matt Pond with Matrimony July 12: Plumb; more TBAJuly 19: Wussy; Queen City Radio; TBAJuly 26: Brian Olive and Man Halen with The Tongue & LipsAug. 2: The Seedy Seeds with The Guitars and the student band from Mason's School of RockAug. 9: Archers Paradox; (headliner to be announced on June 2)Aug. 16: Belle Histoire; Dept. Store Alligators; TBAAug. 23: Drew Holcomb & the Neighbors; Green Light Morning; TBAAug. 30: Why? with Vito Emmanuel and TBA
Spill It
MidPoint Indie Summer Concerts Announced
Plus, Tracy Walker releases decade-in-the-making new LP and the latest on MidPoint Music Festival 2013
Mike Breen
0 Comments · Wednesday, May 1, 2013
This year's MidPoint Indie Summer concert series — free, every Friday on Fountain Square — puts focus on great local acts and a few notable touring act, singer/songwriter Tracy Walker returns this week with her first recording in 10 years, the album Coetaneous Vibrations, and get the latest on this fall's MidPoint Music Festival, including news of an initial lineup announcement later this wee.
by Jac Kern
Posted In:
at 02:02 PM |
Your Weekend To Do List: 3/15-3/17
Top o' the weekend to ya! Whether you're as Irish as the Blarney Stone or just enjoy a good excuse to day-drink, there are plenty of St. Patrick's Day weekend activities for all ye lads and lassies. Kick off the holiday Saturday with the 47th annual St. Patrick's Day Parade, which starts at Eggleston Avenue and Reedy Street, travels north on Eggleston, west onto Central Parkway, south down Sycamore Street and east on Fifth Street. Nick Clooney serves as grand marshal for the parade, which steps off at noon. Fountain Square and Washington Park will be bustling with Irish pride on Saturday as well. Enjoy plenty of drinks, grub, live music and Celtic entertainment between bar hoppin' from 10 a.m. until 10 p.m. on the Square and 8 p.m. at the park.Naturally, the Irish Heritage Center of Greater Cincinnati is also offering plenty of holiday festivities. From Irish dancers to an on-site pub, the center offers a more traditional but fun run of events Saturday and Sunday. Find a full schedule here. ReelAbilities, the film festival featuring movies made by and about people with disabilities, continues this weekend. Catch film screenings Friday and a closing event Saturday at the Contemporary Arts Center. Read our feature on the festival here. Local arts organizations have collaborated on a multifaceted performance inspired by Shakespeare's works. Catacoustic Consort (which performs "early music" from the Renaissance to Baroque periods) and concert:nova (a chamber music ensemble that performs in unconventional spaces, blending traditional with contemporary styles) worked together with Cincinnati Shakespeare Company to present a show of music performed in or drawn from Shakespeare's plays in A Common Thread. The show takes place at Mercantile Library Sunday and Monday. Read our full feature on A Common Thread here. For more stuff to do this weekend, check out our To Do page or full calendar (with plenty of St. Patty's Day bar events) and Rick Pender's Stage Door for weekend theater offerings.
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Hi All,
I'm really hoping someone here can drop me a hint on the right direction or the correct tool or technique for undoing the lockring holding the chainring/front sprocket to the crank on an old fashioned BMX style chainring.
The bike is a 20" child's mountain bike (Giant Animator, 10+ years old, I would think), but hours of googling suggests to me that it is partly based on older BMXs - hence choosing to post here where I bet there are people with long memories and substantial expertise!
Original issue: Bent chainring / front sprocket - needs replacing.
Progress to date: Square taper cranks removed using appropriate tool. New 40 tooth sprocket with chainguard sourced - this is BMX old stock, and looks identical to the one being replaced (except for cosmetic details of the guard) - single circular central hole, no "spider".
Problem: Chainring appears to be secured to the right crank with a lockring - this is about 25mm (1") diameter with about 16 "teeth", but is very thin. I cannot undo this.
So far I have tried pump pliers (are these known in the USA as channel locks?), and a hammer and screwdriver, both of which I have seen suggested by searching, but neither of which has worked. I have also tried a bike hand YF-157 lockring tool, but it can't grip something so thin.
Anyone got any advice on what I need to buy or do? Do I need a small sized "C-Spanner" - something like this https://www.cromwell.co.uk/KEN5805250K , or is there a cheaper or better solution?
All advice gratefully received as I'm a bit stuck - I suspect I'm missing the right terms in my googling... If you need any more information (e.g. accurate measurements) in order to help, just ask!
Thanks to anyone who took the time to read this, whether you can help or not!
Thanks again,


text: Wicker 4-Drawer Storage Chest Item #: 125484 $199.99 $139.97 Qty: Sorry, this item is currently unavailable online. Ship to Store (FREE) This Wicker 4-Drawer Chest has enough space to solve your storage woes. And with its scrollwork design and wicker drawers, it's easy on the eyes, too! Chest measures 16L x 13.25W x 36.25H in. Crafted of wood composite Dark brown finish Cabinet features open sides with scrollwork frame Features four (4) wicker drawers with open rectangular pulls Not intended for commercial use Care: Dust with a soft, dry cloth. Avoid using chemical and abrasive cleaners as they may damage the finish. Contact your local Kirkland's store for availability. Quantities and selection may vary by location. Sorry, this item is currently unavailable online.


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DuckTales: Scrooge's Loot
by Disney
Developer Notes
A new DuckTales adventure begins in this all-new quest for gold! Jump into mounds of riches with this exciting, online treasure-hunting game!
The infamous Beagle Boys have swindled Scrooge's fortune! It's up to you to join the citizens of Duckburg to recover his stolen loot! Team up with your...


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For several weeks we have been discussing the use and placement of ornament in the garden. This week we will focus on plants as ornament, and specifically plant topiary.Topiary, or plant materials closely clipped to form geometric or representative shapes, is more commonly seen in classical or old fashioned gardens than in modern ones. Plants used in topiary are evergreen, have small leaves or needles, produce dense foliage, and have a compact growth habit. Common plants used for topiary include cultivars of Boxwood (Buxus sempervirens), Bay Laurel (Laurus nobilis), Holly (Ilex spp.), Myrtle (Myrtus species), Yew (Taxus species), and Privet (Ligustrum species.) Trained topiary is available from specialty nurseries and garden centers, and comes in a variety of shapes from standards (shrubs clipped up to form single stemmed trees of various shapes), to spheres, cones, pyramids, and even corkscrews. Alternatively, you can start from scratch, and train your own; this can take many years in the case of slow growing plant materials. Another option is to purchase wire frames, plant them with faster growing vines such as ivy, jasmine, or other evergreen climbers, and then train the new growth to the desired shape. In one of the smallest gardens I've ever designed, I devoted an area to a circular tricycle pathway, and installed regularly spaced animal shaped topiary frames and ivy to cover them. The children of the house were delighted.Where other garden ornament is better limited to one or two pieces within a sight line, topiary benefits from repetition. The placement of two clipped box spheres or cones at the entry to a garden room can define the change of location. A row of regularly spaced boxwood or other small-leaved shrubs, clipped into rectangles or other geometric shapes, can guide the garden visitor along an axial pathway. A low clipped hedge might enclose a planting of roses, herbs, or other perennials and give definition to the garden when deciduous plant materials are without leaves in winter. This form of garden ornament is not for those wishing for a low maintenance garden, however. The manicuring must be done by someone with time, skill, and patience, and executed at the proper stages of growth. If interested in visiting a topiary garden, there is a large one located on the front lawn of the grounds at Cook Children's Hospital in Forth Worth, Texas. Animal topiary is the specialty and a wide variety of fauna are represented. To purchase topiary locally, visit Sledd's Nursery in Central West Austin.Plant of the WeekIlex vomitoria 'Nana' or Dwarf Yaupon This central Texas native is evergreen, with smaller leaves and more dense form than the typical Yaupon Holly. Growing to 2 feet high, and twice as wide, it can be shorn into almost any shape desired. It does fruit, but the berries are tiny and inconspicuous. The dwarf form is also very drought tolerant, and less invasive than the standard species. Use it instead of the more common boxwood.
Copyright © 2014 The Fragrant Garden. All Rights Reserved. | email | 512.538.1560


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It's been a busy month at Websites Designed. As well as managing many websites for our existing client base, we've also built 3 interesting websites that have launched in February 2012.
The first of which is for Personal Trainer, Rob. Rob also organises many running events that support the RNLI. His website acts as a hub to allow thousands of runners to register for his events, as well as support his personal training business. This colourful and inspirational website is designed to make you feel good. www.fitprorob.biz
The second site is for Consultant Plastic Surgeon Jeremy Hurren. Built from a design provided by pB Digital, the site offers a smooth and gentle basis from which Jeremy can promote his work. www.hurren.com
The final site launched this month is for Home Care Agency, Sans Soucie Home Care, based over two offices in Hampshire and Surrey. The website is designed to be a friendly and informative introduction to their business. A classic brochure style website that matches the companies existing offline branding, extending it online. www.sanssouciehomecare.com.


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SOURCE: Source Intelligence®
On August 21st of this year the Conflict Minerals Consortium is hosting the Inaugural Global Conflict Minerals Syposium in Los Angeles, California. The Symposium coincides with the 1-year anniversary of the Dodd-Frank Section 1502 Conflict Minerals Final Rule.
This event will provide senior corporate and compliance executives, regulatory officials from across the globe, leading academia and NGO officers with a forum to share their practical experience, insights, and vision for achieving conflict free sourcing practices globally with the implementation of effective regulations.
If you would like to recommend a speaker or suggest a topic for discussion to our diverse cross-section of speakers including Government, Private Industry, Academia and Non-governmental organizations, please submit a PROPOSE A POTENTIAL SPEAKER AND/OR ROUNDTABLE DISCUSSION TOPIC.
Tweet me: Do You Have the Insights and Vision to Achieve Conflict-Free Sourcing Practices: http://3bl.me/kfwpat
KEYWORDS: Business & Trade, Eco-Living, Consumption & Travel, Education, Energy, Environment, Events, Conferences & Webinars, Fashion & Apparel, Food & Farming, Finance & Investment, Health and Wellness, Human Resources, Marketing, Media & Communications, People, Social Action & Community Engagement, Reporting, Ratings & Rankings, Technology. Innovation & Solutions, Conflict Minerals Consortium, Conflict Minerals, Dodd-Frank Section 1502, Global Conflict Minerals Symposium, SEC, Source Intelligence, Conflict Minerals Solutions


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West Bengal Forum
Entrance Exams
New Posts
Bengali TV Shows and Theatres
Bengali News Channel 24 Ghanta - Watch Bangla News Live
Bengali TV Shows and Theatres
Anindya Bhattacharjee
Member Level:
: 7 (
Information about the 24-hours Bengali News Channel '24-Ghanta'. Find out the Office address of 24 Ghanta Bengali News Channel and the contact details of 24 Ghanta Channel of West Bengal and Kolkata Office of 24 Ghanta.
Popular 24x7 Bengali News Channel 24 Ghanta broadcasted by the
Zee Aakash News
(Division of Zee News Limited). 24 Ghanta means 24-Hours and as the name suggest; 24 Ghanta TV Channel of Bengal serves latest and
breaking news in Bengali language
for 24x7x365 format. Non stop Bengali News Television Channel 24-Ghanta is the top Bangla Khobor channel along with
Star Ananda Bangla TV News Channel
Bangla News Channel 24 Ghanta has used Vizrt Technology of 3D Broadcast graphics for broadcasting for the first time amongst the Indian regional channels.
Motto of 24 Ghanta bangla channel
is 'Songe thakun 24 Ghanta' means Stay with us for 24-hours.
Office address of 24 Ghanta Bangla News Channel of Bengal in Kolkata
: -
18, Poddar Court, 6th Floor
Rabindra Sarani, Kolkata GPO,
Kolkata - 700001
Phone number of 24 Ghanta Bengali News Channel of Bengal
: - 033 3918 0022 / 033 3918 0026 / 033 3918 0120 / 033 3918 0030
Fax number of 24-Ghanta Bangla News TV Channel of West Bengal
: - 033 3918 0021
Related Resources:
Watch Star Ananda Online - Bengali TV NEWS Channel
Bengali TV Channel: Star Jalsha - Bangla Serial Name and Schedule
Aakash Bangla TV Channel: Office, Phone and Bengali Serials
ETV Bangla TV Channel: Bangla Shows schedule, Office Address in Kolkata
Watch Zee Bangla TV Channel Online and Bangla Serial Schedule
Watch Tara Muzik Bengali TV Channel online: Office, Phone and Tara Newz
Rupashi Bangla TV Channel - Watch Live Bengali TV
Amar Channel - Bengali TV Channel
Bengali TV Channel: ATN Bangla - Office, Phone number
Channel Vision - Bengali TV Channel
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Responses to "Bengali News Channel 24 Ghanta - Watch Bangla News Live"
Guest Author: Neelanjan Mazumnder 25 Nov 2011
I don't understand why you people are also resorting to politics like politicians.. while Azad was killed Mamata complained about his killing and you took CPM's side, when Kisan ji killed you are taking the opposite role as now Mamata is in power.. why don't u be independent and while Mamata was wrong in her stance now CPM is.. Maoists are killing innocent people so no point glorifying them while they are killed..
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CLEVELAND -- LeBron James is coming home.
LIVE STREAM: LeBron James rejoins Cavaliers
WKYC has put together this video welcoming our hometown sports hero back to the Cavs.
COMING HOME: Return of the King: LeBron to rejoin Cavaliers
LEBRON SPEAKS: James: 'I'm coming home'
SOCIAL MEDIA: Twitter explodes after LeBron announcement


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May 6, 2016
The future of a volunteer fire and rescue department in one Onslow County town is up in the air.
Officials tell WITN The Holly Ridge Fire and Rescue Department and the town could not agree on contract terms, so the town terminated the contract.
The town manager tells WITN they have 180 days to come up with an agreement with the department, or Holly Ridge will no longer have its own department.
The town manager says one major issue in the negotiations was fire inspection, and whether that should be done by the town or the department.
The population of Holly Ridge is around 1380.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


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Scooping Everlena up into his arms, Mika dashed from the bathroom. Before she knew it, they were outside, breathing in the cold night air.
Wheezing, she tried to make sense of what had just happened. The ex-girlfriend theory was apparently panning out, especially since she heard Mika muttering, I cant believe she did that. Glad I left her when I did.
Whats going on? Everlenas throat was rough and painful, making her voice sound gravelly. Put me down, Mika.
He carefully did as she asked, setting her down on a bench outside the restaurant. Just as carefully, he cupped her chin in his gloved hand and tilted her head to examine her neck.
Youll bruise, thats for sure. Why didnt you fight back?
She surprised me. I didnt know what to do.
You let the leader of Dyier Shola surprise you? I find that unlikely.
Dyier Sh-what?
Mikas eyes narrowed, examining hers as he spoke. Dyier Shola. The assassins.
Everlena felt chilling fear slide through her. What?
You really have no clue what Im talking about, do you?
Why did your ex-girlfriend try to kill me? What did you do to her?
Mika ground his teeth as he shook his head. Why is it that, even after she tried to kill you, you women always band together? You assume it was something I did.
Then why did she try to kill me?
Mika sighed and leaned back. I never thought Id have to explain this to someone of your stature.
My stature?
Royalty. Youre a faerie princess, Everlena.
Author Bio:
Heather Kuehl (pronounced "keel") was born near the Great Lakes, but made her way to South Carolina where she lives to this day. She's the author of The Sarah Vargas Series and spends her free time playing with her many characters. For more information about Heather's published works, upcoming releases and events, visit her website: http://www.heatherkuehl.com


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Hey guys, I'm Eric from NYC. I'm a junior in college and I've lurked SF for a while. I've decided I want my voice heard.
Introduce yourself. - Page 155
- Posts: 51
- Joined: 8/2013
- Location: Rome
- Select All Posts By This User
Hey everyone,
My name is Dan and I consider myself a streetwear enthusiast. I have been an avid reader of the forum and a multitude of others with similar content. I am a first time poster but truly hope to engage more frequently with discussions on the site.
Look forward to talking with you all!
- Posts: 4
- Joined: 8/2013
- Select All Posts By This User
Hi Everyone,
I'm James, known in various forums as Sneakerologism. Choosing a forum name is annoying. At the time, I wanted Sneakerologist which was taken and I couldnt be bothered picking another name so I went with the next best letter. Now I use Sneakerologism everywhere, it doesnt make any sense but at least people remember it...kinda.
This forum is awesome, and Im glad I've finally joined. Having so many view points, opinions and knowledge all in the one place is totally enriching and makes life so much easier.
Im 32 and I work in corporate sales. I sell Telecommunications Solutions including, phone system hardware, high grade data connections, voice and mobile telephony.
I grew up playing basketball and listening to hip hop. Hence, I have a massive sneaker collection, a decent selvage denim collection and a fondness for all things street/hood.
I also have a keen interest in suiting, watches and leather goods due to the corporate environment I work in and because Im growing up lol. I've learned that looking good/style is all about the small details. Its about putting together a collection of items to show the world your own unique style and sensibilities. It requires a lot of thought and effort and its quite gratifying when people notice.
My style icons are Tom Ford, Lapo Elkin, Jay Z, Kanye West, John Legend, Hedi Slimane, Nick Wooster, Pharrell and Common just to name a few.
I look forward to speaking to you all and sharing my thoughts and opinions about style.
Holla SF!
I'm Andreas a 20 year old dane(that's Denmark, in case you were wondering). I study medicine, but I've only just finished my first semester.
Over the recent years I have found interest in traditional, formal and proper living, sadly though I haven't found the funds to match. For this reason, I am lurking E-bay, thrift shops and various sales to steadily build a respectable wardrobe.
So far I've been able to get my hands on a pair of used EGs and Churchs, which I now polish daily while watching vintage black/white photos off Voxsatoria and imagining my life as the Duke of Windsor or the likes(overexaggeration may have occurred)... Reminiscent of masturbation and creepy - forgive me.
I'm however a fairly experienced scotch taster, and would love to discuss that with you too.
- Posts: 81
- Joined: 8/2013
- Select All Posts By This User
Hi SF,
My name is Dave and I am a full time student near the end of my (extensive) studies and on the hunt for clothing to update my wardrobe. I travel a fair amount and am keen to better understand the international market of men's clothing, as well as develop a style that I carry into my professional life. I value knowledge and hope that the wealth of experience possessed by the numerous members on this forum can assist my education. In addition, I am resistant to making investments of any scale without first developing an appreciation for the product and market.
My clothes are typically off-the-rack sales purchases or what I consider a bargain at the local markets. My experience with tailors only includes shirts adjustments and having trousers hemmed. However, I wish to remedy this shortcoming.
Hi Andreas, Have you been to Scotland? Scotch is something else that I am developing an appreciation for, but I would by no means consider myself experienced.
Hi guys,
32 yr old Marine here with a strong interest in style and learning how to dress better. T shirt and jeans used to be my staple, but I've found myself wanting to learn more about how to be a better dresser and trying to absorb as much knowledge as possible. Glad to be a part of the forum.
- Posts: 10
- Joined: 8/2013
- Location: NYC
- Select All Posts By This User
Hi everyone,
My name is Marc and I've come here because of my great interest in fashion. It's great to be in a forum with like-minded who, like me, know that fashion isn't just for girls. Clothes make the man and I believe that dressing well is crucial to how you feel and how others see you.
I just started my first real job and can't really afford the really nice stuff yet. But that doesn't mean I can't start preparing for it already!
Looking forward to sharing thoughts and opinions with you guys in here.
- Marc
Indeed I did go to Scotland, january this year actually.
I can only recommend going there, people are very friendly and visiting the distilleries does yield some insight to how your whiskies are made, and what's more important to me: the VERY subtle differences between the distilleries' production methods that lead to distinctively different whiskies. Also there are some formidable bars ;-),
Just to clarify, I may have been too bold when dubbing myself experienced, but I have had around 40-50 different bottlings, also some of the rarer and more obscure bottles than your average joe.
Have you been to Scotland Dave?
I am mstar020 and I sell men's clothing on eBay. I joined so I could promote my items another way besides just hoping that they sell.
I am currently selling some Hollister Skinny Chinos in size 28x30, 30x30 and I have them in Green, Turquoise, and Blue.
I just can't wait for my business to go crazy!
Indeed I did go to Scotland, january this year actually.
I can only recommend going there, people are very friendly and visiting the distilleries does yield some insight to how your whiskies are made, and what's more important to me: the VERY subtle differences between the distilleries' production methods that lead to distinctively different whiskies. Also there are some formidable bars ;-),
Just to clarify, I may have been too bold when dubbing myself experienced, but I have had around 40-50 different bottlings, also some of the rarer and more obscure bottles than your average joe.
Have you been to Scotland Dave?
Unfortunately no. I live in the 'colonies' around the other side of the world; not a trip I make frequently. Your experience surpasses mine as I have not visited any distilleries, only breweries. However, I'm in no rush and will let my tastes mature naturally (ie when I have the finances). I've been getting into the Japanese whiskeys lately as they are quite a bit lighter/smoother (forgive me as I don't know whiskey tasting nomenclature) than most of the real deal whiskeys, where you can really taste the barrel. I find Hibiki 17yo is agreealbe even during the height of summer.


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Former UND star Jonathan Toews is not a free agent this summer. But the Chicago Blackhawks want to make sure that he doesn't become one a year from now.
Chicago general manager Stan Bowman says he is negotiating with Pat Brisson, the agent for both Toews and Patrick Kane with hopes of signing both players longterm in the near future.
The big question: How much will Toews and Kane get from the Blackhawks?
They signed identical five-year, $31.5 million deals in 2010 and both are set to expire next season. They will be unrestricted free agents if nothing gets done. But all signs point to something happening.
It wouldn't be surprising if they both sign identical deals again — something that Zach Parise and Ryan Suter did with the Minnesota Wild.
Speculation is that Toews and Kane could become among the NHL's highest-paid players ever. But at the same time, they probably don't want to handcuff the Blackhawks from putting quality players around them.
So, what do you think Toews will get?


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ChemStewards® Overview
ChemStewards® is an environmental, health, safety and security (EHS&S) management program designed to help your facility optimize its performance, save money and enhance its role as a good corporate citizen in your community. The program was established in 2005 to meet the unique needs of the batch, custom and specialty chemical industry. As a mandatory requirement for SOCMA members engaged in the manufacturing or handling of synthetic and organic chemicals, ChemStewards is helping participants reach for superior EHS&S performance.
Participants receive:
- comprehensive ChemStewards implementation guidance
- user-friendly manuals
- online education and assistance
- opportunities to participate in regional meetings
- site visits
- peer-to-peer consultations
ChemStewards creates an enormous return on investment that extends well beyond your facility's fence line. Implementing the program builds customer confidence, community trust and strengthens product stewardship throughout the supply chain.
Please use the navigation menu located on the left for more information on the ChemStewards program.
Contact ChemStewards Team for more information or assistance.
Dr. J. Holland Jordan
Dr. J. Holland Jordan is Managing Director of ChemStewards®, SOCMA's environmental, health, safety and security (EHS&S) continuous performance improvement management program.
Dr. Jordan leads the ChemStewards program and staff to assure member companies' understanding, acceptance and implementation of the association's performance improvement program. Over the years, Dr. Jordan has helped build ChemStewards from the ground up, implementing a new web-based management system, overseeing the use of third-party auditors, and customizing the program for use by many different...


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Credits Include
- Conan
- Deon Cole's Black Box
- The Tonight Show with Conan O'Brien
- Shaq's All Star Comedy Jam
- @Midnight
- Mind of a Man
The House of Comedy in the Mall of America is one of Minnesota's Best Comedy Clubs. Rick Bronson's House of Comedy Bloomington showcases the absolute best in live stand-up comedy, including comedians featured on Leno, Letterman, Kimmel, Conan, The Daily Show, Comedy Central, Last Comic Standing, HBO and more. Some of our recent stand up live comedy acts include performances from comedians such as Norm Macdonald, Tom Green, Steve-O, Harland Williams, Kevin Nealon and more. Rick Bronson's House of Comedy quickly gained praise from comics near and far as one of the hottest comedy clubs on the globe. Your new home for laughs is located in the World-Famous Mall of America in Bloomington, MN. Search upcoming stand up comedy shows using our online calendar, or contact the box office for more information.


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STARmeterSEE RANK
Down 2,336 this week
Lance Armstrong (I)
Lance Armstrong was born on September 18, 1971 in Dallas, Texas, USA as Lance Edward Gunderson. He was previously married to Kristin Richard. See full bio »
Born:Lance Edward Gunderson
in Dallas, Texas, USA
More at IMDbPro » Represent Lance Armstrong? Add or change photos


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Auction Categories
Eric Campbell #21 - 2012 Binghamton Mets Game Used Home Jersey
Up for auction is an official Binghamton Mets, number 21 Eric Campbell 2012 Home White jersey. Eric Campbell was the 2012 Binghamton Mets MVP after a stellar offensive performance in 2012. Eric was named to the 2012 Eastern League All Star Team and led his squad to victory with a late heroic 9th inning walk off hit.This jersey was worn throughout the 2012 season and is a size 48. The left sleeve features the official New York Mets skyline logo patch.Get your hands on this piece of Binghamton Mets history.
All proceeds to benefit: Newspaper in Education.
* The photo shown with this auction is the jersey you will receive. This jersey was autographed at the end of the season.#21 Eric Campbell 2012 Binghamton Mets Home White Game Used Jersey
* If a bid is placed during the last 3 minutes of an Open or Reserve Price Auction, the auction will be automatically extended for an additional 3 minutes from the time of the latest bid. This auction will close once all bidding activity has stopped for a period of 3 minutes.
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Published Jan 5, 2011
"I'm not vegan, but I do like to eat healthy. Clover makes it easier to enjoy the food AND be healthy. Great stuff, down..."
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The 2010 Boston A-List awards are based on more than 44,000 votes from local Boston-area experts.
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The organization says tickets cost $150 and are on sale until May 18. A limited number of tickets will be sold. The winners will be drawn on June 2 at the J. Churchill Owen Boys and Girls Club.
All of the proceeds from the raffle benefit the 16 Boys and Girls Clubs located across the metro area.
"We are excited to launch the fourth year of the Dream House Raffle," John Arigoni, president and CEO of Boys & Girls Clubs of Metro Denver, said.
"Over the last three years, this exciting fundraiser has provided significant support to our organization and the more than 12,000 young people we serve in metro Denver communities. We look forward to another year of offering our donors a chance to win some amazing prizes, while helping us provide life-changing resources to the youth we serve."
They say additional prizes will be raffled off after the final official raffle to those who purchase multiple tickets or refer friends to the raffle. The prizes include a trip to Hawaii or Europe, a 2012 Porsche Boxter and other cash prizes.
Tickets can be purchased online atwww.milehighraffle.com, by mail or in person at 2017 West 9th Avenue, Denver, CO 80204, or by calling 1-888-506-6053.


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Achmea is the largest insurance group in the Netherlands, with strong brands including Interpolis, Centraal Beheer Achmea, Zilveren Kruis Achmea, Avéro Achmea, FBTO and Agis. Achmea is also the largest Dutch health insurer, with some 5.2 million policyholders. Achmea is an unlisted company with cooperative roots which balances the interests of clients, business partners, employees and shareholders. Achmea, which has its head office in Zeist, is active in eight European countries. In 2011 Achmea generated premium income of around EUR 20 billion.About Sapiens International
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Samuel Charles Havrilak
Position: WR-RB
Height: 6-2 Weight: 195 lbs.
Born: December 13, 1947 in Charleroi, PA
High School: Monessen
College: Bucknell (school history)
Drafted by the Baltimore Colts in the 8th round (207th overall) of the 1969 NFL Draft.
Weighted Career AV (100-95-...): 10 (7143rd overall since 1950)
The research for this page was done by Scott Kacsmar.
Read his extensive three-part article (Part I - Part II -
Part III) for full details.
View complete leaderboards for game-winning drives and comebacks.


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Pro Bike: Rhae Shaw's Felt FC
Petite Racer
1 / 9
Rhae Shaw (Exergy/Twenty12) rides a 48cm Felt FC with a SRAM drivetrain and ZIPP wheels, bar, stem, and seat post. It comes from the same mold as Felt's flagship F1 but uses a less expensive carbon fiber. The frameset retails for $1,650, according to Felt's Doug Martin, who describes it as race-ready.
1 / 9
Copyright © 2016 Rodale Inc.


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default search action
Rabindranath Bera
Refine list
refinements active!
zoomed in on ?? of ?? records
showing all ?? records
2010 – today
- 2014
- [i11]Samarendra Nath Sur, Rabindranath Bera, Bansibadan Maji:
Channel Capacity Analysis of MIMO System in Correlated Nakagami-m Fading Environment. CoRR abs/1403.3297 (2014)
- 2013
- [j2]Sourav Dhar, Amitava Ray, Rabindranath Bera:
Cognitive vertical handover engine for vehicular communication. Peer-to-Peer Networking and Applications 6(3): 305-324 (2013)
- 2012
- [j1]Mousumi Gupta, Debasish Bhaskar, Rabindranath Bera, Sambhunath Biswas:
Target detection of ISAR data by principal component transform on co-occurrence matrix. Pattern Recognition Letters 33(13): 1682-1688 (2012)
- [c1]Shubhajit Datta, Sourav Dhar, Rabindranath Bera, Amitava Ray:
ANP based vertical handover algorithm for vehicular communication. RAIT 2012: 228-234
- 2011
- [i10]Rabindranath Bera, Subir Kumar Sarkar, Bikash Sharma, Samarendra Nath Sur, Debasish Bhaskar, Soumyasree Bera:
WiMAX Based 60 GHz Millimeter-Wave Communication for Intelligent Transport System Applications. CoRR abs/1105.0377 (2011)
2000 – 2009
- 2009
- [i9]Rabindranath Bera, Sanjib Sil, Sourav Dhar, Subir Kumar Sarkar:
Wi-Fi, WiMax and WCDMA A comparative study based on Channel Impairments and Equalization method used. CoRR abs/0903.1506 (2009)
- [i8]Rabindranath Bera, Sourav Dhar, Debdatta Kandar:
Digital Radar for Collision Avoidance and Automatic Cruise Control in Transportation. CoRR abs/0903.1509 (2009)
- [i7]Debdatta Kandar, Sourav Dhar, Rabindranath Bera, C. K. Sarkar:
MIMO Based Multimedia Communication System. CoRR abs/0903.1511 (2009)
- [i6]Sourav Dhar, Debdatta Kandar, Tanushree Bose, Rabindranath Bera:
Smart Antenna Based Broadband communication in Intelligent Transportation system. CoRR abs/0903.3163 (2009)
- [i5]Victor Dutta, Rabindranath Bera, Sourav Dhar, Jaydeep Chakravorty, Nishant Bagehel:
Automated Vehicle Location (AVL) Using Global Positioning System (GPS). CoRR abs/0903.3165 (2009)
- 2007
- [i4]Sourav Dhar, Rabindranath Bera:
Wireless Networking to Support Data and Voice Communication Using Spread Spectrum Technology in The Physical Layer. CoRR abs/0705.1583 (2007)
- [i3]Rabindranath Bera, Jitendranath Bera, Sanjib Sil, Dipak Mondal, Sourav Dhar, Debdatta Kandar:
CDMA Technology for Intelligent Transportation Systems. CoRR abs/0705.2084 (2007)
- [i2]Rabindranath Bera, Jitendranath Bera, Sanjib Sil, Sourav Dhar, Debdatta Kandar, Dipak Mondal:
RADAR Imaging in the Open field At 300 MHz-3000 MHz Radio Band. CoRR abs/0705.2085 (2007)
- [i1]Sourav Dhar, Rabindranath Bera, K. Mal:
Wireless Lan to Support Multimedia Communication Using Spread Spectrum Technology. CoRR abs/cs/0703108 (2007)
Coauthor Index
data released under the ODC-BY 1.0 license; see also our legal information page
last updated on 2015-02-19 02:28 CET by the dblp team


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Pearl Perfection: One Necklace. So Many Possibilities!
There are certain pieces of jewelry that never go out of style—especially when they're as multifunctional as the new Practical Pearls Necklace ($149) from the K & R™ Collection. With seven different ways to wear these stunning strands, you'll be able to customize a style for any occasion. (Psst: See this necklace in action in the video at the end of this post!)
Put-together Preppy
By draping the Practical Pearls Necklace over a comfortable chambray shirt, you'll dress up an otherwise casual look. Complete this totally on-trend ensemble by adding the Pearls Night Out Earrings ($29) and throwing your hair in a modern top knot.
Casual Made Fashionable
Take a casual sweatshirt and jeans, add a couple of the Practical Pearls Necklace strands, and top it off with the Leather Together Cuff ($89), Leather Together Earrings ($49), Pearls Night Out Ring ($59) and a sweet side braid. This look proves that anything paired with Silpada Pearls becomes instantly more stylish!
Date Night Done Right
Nothing's more feminine than soft, white lace combined with a classic Pearl Necklace. Let your hair down, choose one of the large Practical Pearls Necklace strands, and add the multidimensional Practical Pearls Bracelet ($69). This date-night outfit is certainly swoon-worthy!
Show us how you wear the Practical Pearls Necklace! Snap a pic, post it on Instagram, and tag it with #SilpadaStyle.


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Home » Under Secretary for Economic Growth, Energy, and the Environment » Bureau of Economic and Business Affairs » Direct Line Program » 2013 Events » Opportunities in Malaysia's Oil and Gas Sector
Topic: Opportunities in Malaysia's Oil and Gas Sector
Host: Ambassador Paul Jones
Date, time, time zone for call: Tuesday, April 23, 2013; 7:30 p.m. EDT.
Deadline for RSVPs: Monday, April 22, 2013
Brief description of call: The upcoming direct line call with U.S. Embassy Kuala Lumpur will update U.S. companies on opportunities in the oil and gas sector in Malaysia. The Malaysian Government and state-owned PETRONAS have made increasing production of oil and gas a priority, to include development of new deep water fields and marginal fields, as well as enhancing oil recovery from existing depleting fields. PETRONAS alone has earmarked some $100 billion for new investments in these and other efforts. In addition, there are major projects underway to develop the southern part of the Malaysian state of Johor, next to Singapore, as a new oil storage and petroleum refining and petrochemical hub. The call is timed to coincide with the Offshore Technology Conference in Houston, in which a number of U.S. companies are participating.
For more information, click here.
The Office of Website Management, Bureau of Public Affairs, manages this site as a portal for information from the U.S. State Department.
External links to other Internet sites should not be construed as an endorsement of the views or privacy policies contained therein.


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|Adorn your bathroom with one of our Bath Towel Holders, Toilet Tissue Holders, Toothbrush holders and Soap Dishes!
Bottoms Up Bear Wall Hanging
* Dimensions: 10"W x 16"H * Made from 14 gauge cold rolled steel. * Coated with duriable powder coat finishes to prevent scratching and fading. * Available Colors: Black Hammertone, Coppervein, Copperwash, Copper Translucent, Rainbow Torch, Gray Hammertone, Silvervein, Heat Treat, Verdigras & Polished Silver * Beautiful and durable, perfect for both indoor and outdoor display. * As easy as hanging a picture. Add a nail and hang! * Expect 2-4 weeks for delivery as items are made upon order. * ...


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Sylvain Guintoli Hits the Track with Sidi Boots during Yamaha's Return to World SBK An..
Marco Melandri Out of Aprilia MotoGP, Mike Laverty Takes Over Following weeks of miserable results..
2012 World Superbike
Yamaha World Superbike has confirmed it's 2012 lineup, reporting that Marco Melandri has renewed his contract to ride the YZF-R1 in the 2012 WSBK Championship.
2011 World Superbike
In his rookie World Superbike season, Eugene Laverty already doubled at a round, taking both races in Monza two weeks ago.
Yamaha caught up with its star WSBK rider before this Memorial Day weekend's World Superbike race at Miller Motorsports Park, Utah, Round 5 of 13 in the 2011 series.
WSBK Results
Spoiler Alert: 2011 Monza World Superbike Race 2 results revealed below.
The 2011 World Superbike Championship wrapped up Round 4 Sunday afternoon with a tight battle for the checkered flag during race 2 at Monza.
Yamaha World Superbike
Una Conway has joined Yamaha as the new Racing Communications Officer for production model road racing, the position beginning before the World Superbike Championship in Donington Park last weekend.
As Gavin Matheson follows the Yamaha Factory Racing Team in the MotoGP World Championship, Conway steps in to take over his role.
2011 Yamaha Racing
Following a successful 2010 season where Monster Energy became the "Official Energy Drink Supplier" for the Yamaha World Superbike Team, the relationship has been extended for the new season.
2011 World Superbike
The factory Yamaha World Superbike team unveiled its 2011 livery on Wednesday, which features a new blue-corporate racing color scheme.


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The Week That Was
A weekly review of the past week in sports and maybe not sports. Everyone else has a weekly list or 8 so why not us.
1. That's Better: Last Sunday's Packers game was a bit better. Still some concerns at first with protection but the O-Line shored up and gave Rodgers some protection. Not a perfect game, but a W is a W and Crosby actually made field goals.
2. The Ageless One: Anyone else notice the impressive string of games Donald Driver has put together. It's almost like a couple years ago, when Double D was getting the defensive attention that allowed Jennings to breakout. This year, it would seem the exact opposite. Great read here on Driver from Chris at 'Ol Bag of Donuts'.
3. Speaking of Jennings: Quote of the week "…it's not about Aaron, it's not about Brett, it's about the Packers and Vikings."
4. The Finley Conundrum: A lot of talk about whether or not Monday Night's game will be that "breakout" game for Jermichael Finley. The only way that happens is if the O-Line can prove it can protect Rodgers so Finley doesn't have to say in on protection. More on that here & here
5. No One Believes You: "I didn't say it was about revenge. I said that it wasn't about revenge to begin with. It had nothing to do with it"
6. Legit: First time in a long time that I can say a Wisconsin Badger QB is a legit offensive weapon, but Scott Tolzien appears to be. For team that is known to be run-oriented the Badgers have quietly become much more balanced, maybe even leaning more towards going to the air. Of course fumbling RB's may have something to do with that as well.
7. Really?: Anyone else hear that the NHL season started last night? Didn't think so…
8. Oh No!: Corey Hart is out for the rest of the season, this is going to be a huge blow to the Brewers post-season chances.
9. Badger's Best Guess: Important game for the Badgers, on the road against a Big Ten opponent. I think they are up to the task though with the final being close: Badgers 24, Gophers 21 . I will also say with a win the Badgers will crack the Top 25.
10. Packer's Prediction: Beyond the hoopla, this is a pretty important game as it may very well set the pace for the NFC North this season. One of these weeks I may pick the Packers to lose, this isn't it. Packers 28, Vikings 24
3 Comments
The Monday night game with Minny will be decided not by Favre, nor by Rodgers, but rather by the team with the least amount of turnovers.
Thanks, Jon. Now I feel better about the Pack's chances.
I actually watched my beloved Pittsburgh Penguins play.


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how old is my pregnancy,my last period started on the 2nd of November 2012,its 10th December 2012now
s in the same spot, on his side at the top of the diaper. I've tried everything. my last period started on the 2nd of November 2012, its 10th December 2012 now i want to know how old my pregnancy is.
Posted: 12/09/2012 by a BabyCenter Member
Mom Answers
Sort by: best answers | most recent answers
1 - 1 of 2 answers
you should b about 5 weeks pregnant congrats!posted 12/10/2012 by a BabyCenter Member
Answer this question


text: SCANA Energy Celebrates New Homework Center With The Atlanta Falcons October 23, 2013 Contact: Simone McKinney 404-760-6282 678-575-6779 (mobile) Atlanta, GA –- As the Official Natural Gas Provider of the Atlanta Falcons, SCANA Energy will host Falcons cornerback Robert McClain for the opening of its new homework center at LaBelle Elementary School on Tuesday, October 29. Robert McClain, along with the Falcons mascot and cheerleaders, will visit the homework center students at the school on 230 Cresson Drive in Marietta from 3:00 – 4:00 p.m. McClain will read to the students, talk about the importance of education, and answer questions. The LaBelle Elementary Homework Center operates from 2:45 p.m. – 4:45 p.m. on Tuesday and Thursday. The center serves 30 third through fifth grade students. "LaBelle Elementary is excited to be a SCANA Energy Homework Center for the 2013 – 2014 school year. This is a great opportunity for our students who need additional support or those who have limited resources at home. We appreciate the support from SCANA Energy and the positive impact it has on helping our students meet their potential," says Sue Stanton, principal of LaBelle. SCANA Energy Homework Centers provide a safe and structured study environment where students can complete their class assignments and learn proper study skills. Each homework center operates with two certified teachers who are responsible for the total management of the program. SCANA Energy provides funds for the teachers, an assistant, snacks, and student incentives. Additional Georgia Homework Centers include elementary schools in East Point, Macon, Norcross, Rome, and Tucker. SCANA Energy serves households and businesses as a leading natural gas marketer in Georgia. The company also has a regulated unit, SCANA Energy Regulated Division, selected as the state's only regulated natural gas provider.


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- Choose A Provider
- Appointments & Registration
- Services & Programs
- Locations
Home » Services / Programs » Her Health/Women's Services » Hospital & Outpatient Services » Pain
No one should have to live with pain. Bellin has a number of options to help you in your quest to find relief. Our Brain Spine and Pain center offer traditional care and the Center for Health and Healing give you the option of additional therapies. For more information about these programs, click on the links below.
Healthcare Partner of The Green Bay Packers Find us on Twitter


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Veterans honored for service, sacrificePublished 11:22am Thursday, November 14, 2013
The service and contributions of military veterans were celebrated Monday morning during Wetumpka's annual Veterans Day service held in the Garden of Valor at Pine View Memorial Gardens. The observance began at 11 a.m., mirroring the significance of the 11th hour of the 11th day of the 11th month when an armistice to end World War I was signed.
Surrounded by small American flags fluttering on grave sites, citizens, active duty military personnel, Boy Scouts, Cub Scouts and veterans gathered for the occasion.
Post Commander Judd Elliott welcomed those in attendance, and asked them to keep veterans in their thoughts year-round.
"Today is Veterans Day," he said. "But every day should be Veterans Day."
Brig. Gen. Charles Kelley (USAF-Ret.) offered the keynote address.
"This is a wonderful occasion because it's to honor veterans from the time we beat the Brits until right now," he said. "Personally I've known no greater pleasure than being a veteran."
Kelley told his audience he is concerned about the fate of both the U.S. military and the country as a whole.
"Seriously we have some problems," he said. "With our military, with our diplomacy in the world and with our policies here at home like the health care act."
"Nine generals have been fired in the past year," said Kelley. "And this administration is building a country catering to immigrants and low-income entitlement people. This is an effort to weaken this country until everything is under the control of the federal government."
Kelley encouraged everyone to stay abreast of events and political maneuvers in the U.S.
"The turmoil being created is giving more and more authority to the administration," he said. "I don't know what the solutions are but we have to try to find them.
"My greatest concern here today is not what has already happened, but what is happening now. This country has experienced all the lies and dishonesty it can take."
Wetumpka's annual Veterans Day observance is organized by Smith-Leonard VFW Post 4572, its Ladies Auxiliary and Chapter 263 of the Korean War Veterans. Following the service, VFW members hosted an open house at the post.


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May 5, 2016
Police in one Eastern Carolina city are investigating two armed robberies that happened two hours apart Tuesday night. One involved shots being fired at the victims, the other where the victim was pistol whipped.
Rocky Mount police say around 8:00 p.m. three people went to play cards at 1012 Winston Walk, When they arrived they were confronted with three armed men who demanded money. Two of the victims ran and were shot at, with one of them returning gunfire.
No one was injured and so far police have arrested one suspect, 17-year-old Donte Howard with armed robbery and discharging a firearm in city limits.
The second robbery happened just after 10:00 p.m. at the corner of Goldleaf Street and Carolina Avenue.
Police say two men approached the victim, who was walking to his mother's house, and hit him in the head with a pistol. The victim was then thrown to the ground, kicked in the face and stole $900.
So far police say they have no suspects in that robbery.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.


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With the retirement of Sen. Kent Conrad of North Dakota, Washington state's own Sen. Patty Murray is in the Senate budget hotseat -- especially hot because of the Senate's failure to produce a budget for the last three years.
With the retirement of Sen. Kent Conrad of North Dakota, Washington state's own Sen. Patty Murray is in the Senate budget hotseat — especially hot because of the Senate's failure to produce a budget for the last three years.
Writing for Slate, Matthew Yglesias expresses high hopes for Murray's tenure as budget chair, noting she is "substantially more liberal and also more politically adept than her predecessor."
In her statement as she took over the budget committee, Murray said:
As Chairman of the Budget Committee, I am going to be very focused on making sure that our government is supporting job creation and encouraging broad-based economic growth. Trickle-down economics has proven to be a failed theory and a wrong-headed ideology, and I feel very strongly that real prosperity and growth comes from the middle out, not the top down.
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So the Budget Committee will be examining our nation's spending priorities closely and working to make sure we are making the long-term investments in our people and our communities that will allow us to compete and win in the 21st century economy. And as someone whose own family benefited from a government that was there for us when we needed it most, I am also going to fight to make sure the most vulnerable families have the support they need to put food on their table and keep their heads above the water while they work to get back on their feet.
Interestingly, Murray, who was elected in 1992, reminisces about the work done to reduce the deficit with the new President Bill Clinton, including the Deficit Reduction Act of 1983.
Pressure for writing a budget and passing one is ratcheting up with the House approval of HR 325, a bill to allow raising of the debt ceiling. The measure also contained a provision that members of Congress will receive no pay unless they pass a budget. The "No Budget? No Pay" idea is advanced by No Labels, a bipartisan group devoted to getting federal leaders to move past political divisions in service to the country.
Members of Washington state's House delegation voting yes on that bill included all three of its new members — U.S. Reps. Denny Heck, Suzan DelBene, Derek Kilmer, all Democrats. Also voting yes were Republicans Doc Hastings, Cathy McMorris Rodgers and Dave Reichert.
Voting no were Democrats Rick Larsen, Jim McDermott, Adam Smith and Republican Jamie Herrera Beutler.
Photo is by Getty Images: U.S. Sen. Patty Murray speaks during at Democratic National Convention in Charlotte, N.C., in September.


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In order to turn over aging inventory and make way for more current stock, some products on our site are listed in a "Dutch Auction". In a Dutch Auction, the selling price of a product is repeatedly lowered every day until product is sold out. As a result of the decreasing purchase price the product deal becomes more enticing to other buyers.
Act quickly to purchase at this "special price" before inventory is depleted and the product is sold out.
Exciting Neon blue, green & orange colors for more imaginative play. Tent
& tunnel can be used separately or together. Tunnel constructed of spring
steel with nylon cover. Sturdy shock-corded poles for easy assembly.
"T" style door opening for easy access. Both tent and tunnel are made
of 70 Denier nylon, meets CPAI-84 flame retardant specifications. Tunnel will
attach to side or back windows. Durable and washable polyethylene floor.
48" x 48 " x 42" High - Tunnel: 4' x 19" Dia.


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Blackwater Falls State Park reopening after storm
SOUTH CHARLESTON, W.Va. -- Blackwater Falls State Park is back in business after being shut down by Superstorm Sandy.
Park superintendent Rob Gilligan says the lodge, restaurant and cabins are reopening today.
But there's still work to be done. Although power has been restored, Gilligan says the park faces the longer-term task of clearing trails, roads and other access areas from downed trees. The 214 steps of the wooden boardwalk and vista platforms providing access to view the falls remain closed. Several large trees destroyed sections and must be removed before the boardwalk can be rebuilt. Gilligan says that could take until next spring.
Sandy dumped more than 30 inches of snow on the park, and snow is still present almost three weeks later.


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Money Ball–Cubs' Odds of Winning World Series
One way of judging the offseason of all MLB teams is to look at what the odds makers are saying, such as online sports betting at Top Bet. For World Series odds I'm finding it universal the Astros (200-1) are lest likely to win a ring while Toronto (7-1) is the favorite (Cubs are coming in at 100-1).
Houston is obvious of course, but granted Toronto made hay this winter (namely their blockbuster pillaging of Miami), they're still in a tough division against New York, Baltimore and Tampa Bay–even the Red Sox should be more competitive than last season.
Meanwhile, the Nationals, Giants, Angels, Tigers and Dodgers are typically rounding out the top picks, while the Marlins, Rockies and Cubs are rounding out the bottom feeders. For wild cards I'd throw in the never-say-die Cardinals and the good but not great Rangers.
I was also looking at the over/under for total regular season wins. The Cubs are listed at 73, which falls in line with my prognostication of a (72-90) win season for Chicago. I say this because my gut feeling is Team Theo will use the July trade deadline much as they they did last year–trading away ageing and more expensive veterans for younger prospects–which ultimately set the Cubs on pace for 101-losses.
Although this summer appears to be a lesson in enjoying Cubs baseball for what it's worth–another year closer to completing the rebuild–at least we know the odds of winning should get much, much greater for Chicago in the coming seasons.


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Recent research drawn from our May survey on dashboards looked at the penetration of dashboards into business operations. Specifically, this research split survey respondents into one of three groups, depending on how many of their key performance indicators they were showing in dashboards. The three groups were labeled "Few" (enterprises with 20% or less of their KPIs visible), "Some" (21% – 60% of KPIs) and "Many" (61%+ of KPIs visible in dashboards). One thing was immediately apparent from the analysis – those companies showing many KPIs were notably more profitable than the others (Figure 1).
Figure 1: Companies Tracking More KPIs are More Profitable
One factor contributing to such a disparity in profitability is the relative customer retention rates. It's much more profitable to sell more to a customer you already have than it is to try and hunt and snare a new one. All other things being equal then, it's natural that companies with higher customer retention rates have higher profitability. Aberdeen's data certainly backs that up (Figure 2). The linkage between customer retention and profitability is clearly shown.
Figure 2: Customer Retention Rates
So, companies that display more of their KPIs through dashboards are more profitable and enjoy far higher customer retention rates than their peers. In these top performing companies, dashboards are endemic. Overall, across all survey respondents, the highest dashboard use is in the sales and business development functions. Fifty-six percent (56%) of companies with few KPIs, 55% of those with some KPIs and 62% of organizations with many KPIs are using dashboards in this role. However, organizations presenting many of their KPIs in dashboards have much higher usage than others in areas such as corporate management, finance, customer service and operations. For example, 60% of firms with many KPIs use dashboards in customer service, compared to just 36% of those with some KPIs and only 26% of those with few KPIs in dashboards. Over time, the operations and customer service functions mould the customer's perception of the value they derive from a product or service. Putting operational metrics at the fingertips of line managers who are ultimately responsible for a large part of the customers' perception of value helps to drive high customer satisfaction and ultimately customer retention.
So, companies that use dashboards so widely have moved beyond the high-level, strategic dashboards required by executives and senior management. The dashboard solutions of these companies also includes operational metrics that are used on a day-to-day basis by mid-level and lower level managers and decision makers – such as those in operations and customer service. Frontline managers at these companies have key data at their fingertips so that they can execute strategy and achieve corporate goals.


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May 2, 2016
The man found floating in the gulf last week has been identified, but his death remains a mystery.
Divers on a charter boat found Matthew Bishop's, 30, naked body floating about 5 miles off the coast of Panama City Friday. Investigators were able to identify him, using fingerprints from an old arrest and a positive ID by his girlfriend, but investigators are still trying to piece together how he ended up dead in the gulf.
A Thomas Drive resident claims Bishop broke into her house Thursday night, and told her he was there to "take her to meet God." She managed to escape Bishop.
Authorities say Bishop then left his bike and backpack at a house a few doors away, stripped off his clothes, and went into the water.
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