text:
Construction Law Blog
Blog Disclaimer: The content provided on this website is for informational purposes only and is not legal advice. Transmission of this information is not intended to create, and receipt does not constitute, an attorney-client relationship. The information provided is intended for general information which may or may not reflect the most current developments. Read More
Steps to Minimize Exposure from Workplace Discrimination Complaints
Even the most altruistic employers, at one point or another, will likely face an employment discrimination complaint against their company. Even meritless discrimination claims can cause potential exposure to costly attorney fees and/or significant settlement amounts to the complainant. Juries are unpredictable and litigants often use this fact to extract large settlement sums from employers trying to avoid the costs and unpredictability of litigation. If claims are handled appropriately, costly results can often be avoided (or at least minimized).
Construction Law and Immigration Law Intersect
As construction lawyers, we rarely have an opportunity to dabble in the area of immigration law, but immigration affects contractors. For example, the SkyRise Tower ("SkyRise") stands at the center of Biscayne Bay in Miami, and is being financed by foreign investors who have at least $500,000 to fund the project. Similar to the Statue of Liberty, SkyRise will be the gateway to U.S. Citizenship – not for the tired, poor, and huddled masses, but for rich foreign investors seeking a green card.
New Year Brings Changes in Minimum Wage and OSHA Reporting Requirements
Minimum Wage Increases in 20 States: On January 1, 2015, employers in 20 states and the District of Columbia, as well as those who perform work on federal contracts and subcontracts, will see an increase in the minimum wage. In nine states which make adjustments to keep up with rising inflation (i.e. Washington), the increase is automatic. In 11 other states and the District of Columbia, the minimum wage is being raised as a result of new laws approved by the legislatures or by vote of referendum. To assist you in determining which states have raised the minimum wage and what the minimum wage is in those states, the U.S. Department of Labor provides an interactive map and state-by-state report (available here), which employers can use to determine the applicable minimum wage in a state. Also, as previously reported in this blog (available here), the new minimum wage for federal contractors and subcontractors is $10.10 as a result of an interim final rule issued on December 15, 2014.
OSHA Reporting Requirements: Beginning January 1, 2015, employers covered by the Occupational Safety and Health Administration ("OSHA") are required to report all work-related fatalities within eight hours, and all inpatient hospitalizations, amputations and losses of an eye within 24 hours. Previously, employers were required to report all workplace fatalities and when three or more workers were hospitalized in the same incident. Employers may report these serious incidents to OSHA by calling the nearest OSHA area office during normal business hours (list available here); calling the 24-hour OSHA hotline at 1-800-321-OSHA (6742); or reporting online here.
WSDOT to Exclude Non-Minority Women-Owned Business from DBE Participation Goals
The Washington State Department of Transportation ("WSDOT") is moving forward with its proposal to exclude non-minority women-owned businesses from Washington's Disadvantaged Business Enterprise ("DBE") program goals for federally-funded contracts. In early March 2014, WSDOT submitted its proposal to the U.S. Department of Transportation's Federal Highway Administration ("FHWA"). If approved by FHWA, this significant change will go into effect in Washington for the rest of federal fiscal year (FFY) 2014 and remain in place through FFY 2017. WSDOT's proposal was originally reported on the Ahlers & Cressman blog on January 9, 2014. Read our original article here.
Washington Supreme Court Overturns 30-Year Law Protecting General Contractors From Trust Fund Liens on Public Works Projects
Under Washington's Public Works Statutes (RCW 39.08 and 60.28), general contractors who perform public works are legally required to post payment bonds and have retainage withheld from progress payments. The purpose of these laws is to protect the public entity (owner) from subcontractor and supplier claims against the public project, while preserving the interests of mechanic's lien rights (subcontractors and suppliers are provided bond claim and retainage rights, but have no lien rights in the public property).
More Mega Projects on the Horizon for the Pacific Northwest
We regularly report on major construction projects in the Pacific Northwest to keep our readers informed of upcoming opportunities in the region. Two upcoming projects fit this category:
Court of Appeals Denies Admissibility of Subcontract Safety Provision in Worker Death Case
Recently, Division III of the Court of Appeals reversed a jury verdict in favor of a general contractor in a case where a subcontractor's employee was killed on the job.
Recent Ohio Court of Appeals Case Interprets Pay-If-Paid Contract Clause As Pay-When-Paid
We have posted a number of blogs regarding pay-if-paid and pay-when-paid contract clauses (see A+C blogs from December 20, 2012, June 19, 2012, April 26, 2012, April 5, 2011, and March 17, 2008).
Readers of our blog likely already know that a pay-if-paid clause provides that payment by the owner to the contractor is an express condition to any payment due subcontractors or suppliers. In contrast, a pay-when-paid clause typically provides that payment from the contractor to subcontractor or supplier must occur within a reasonable time after the contractor receives payment from the owner, regardless of whether the owner ever actually pays the contractor. Pay-if-paid clauses shift the risk of non-payment to the subcontractor, while pay-when-paid clauses place the risk of non-payment on the contractor.
While Washington courts have not yet dealt with the pay-if-paid versus pay-when-paid distinction, some other jurisdictions have legislatively or judicially declared that pay-if-paid clauses are unenforceable as a matter of public policy. These jurisdictions reason that a pay-if-paid clause is against public policy because, they believe, a contractor is in a better position to know the financial dealings and likelihood of payment from an owner, as compared to a subcontractor or supplier who does not deal directly with an owner.
Recent Ohio Court of Appeals' Decision
The Ohio Court of Appeals recently interpreted whether a clause in a construction contract was a "pay-if-paid" or a "pay-when-paid" provision.[i] In that case, the parties entered into a subcontract for electrical work for a swimming pool in a hotel. After performing the job, the subcontractor sued the general contractor for $44,088.90 for work that it completed, but did not get paid (the subcontractor had received $142,620.10 in partial payment for its work). The general contractor filed a motion for summary judgment, asserting that the subcontract contained a "pay-if-paid" clause and, therefore, the general contractor did not have to pay because the owner had not paid the general contractor. The subcontractor filed a cross motion for summary judgment, asserting that the subcontract's "pay-if-paid" clause was actually a "pay-when-paid" clause because the condition of payment from the owner to general contractor was not clear and explicit.
The provision of the subcontract reads as follows:
The Contractor shall pay to the Subcontractor the amount due [for work performed] only upon the satisfaction of all four of the following conditions: (i) the Subcontractor has completed all of the Work covered by the payment in a timely and workmanlike manner, (ii) the Owner has approved the Work, (iii) the Subcontractor proves to the Contractor's sole satisfaction that the Project is free and clear from all liens, and (iv) the Contractor has received payment from the Owner for the Work performed by Subcontractor. Receipt of payment by Contractor from Owner for work performed by Subcontractor is a condition precedent to payment by Contractor to Subcontractor for that work.
(Emphasis added). The trial court agreed with the general contractor and held that the above clause was a valid pay-if-paid clause and ruled in the general contractor's favor. The subcontractor, however, appealed the trial court's ruling contending that the trial court incorrectly concluded that the provision was pay-if-paid because it was not clear that the subcontractor bore the risk of nonpayment. The Ohio Court of Appeals addressed the issue by first stating that the risk of insolvency of the owner is ordinarily borne by the general contractor, and that pay-if-paid provisions are generally disfavored.
In Ohio, to enforce a pay-if-paid clause it "must clearly and unambiguously condition payment to the subcontractor on receipt of payment from the owner."[ii] In particular, a pay-if-paid clause must expressly state that: (1) payment to the contractor is a condition precedent to the subcontractor, (2) the subcontractor is to bear the risk of the owner's nonpayment, or (3) the subcontractor is to be paid solely from the owner.[iii]
In this case, the court held that the "condition precedent" language in the clause was not plain and clear enough to sufficiently shift the risk of the owner's nonpayment to the subcontractor. The court provided that a pay-if-paid clause requires a "clear, unambiguous statement that the subcontractor will not be paid if the owner does not pay" and that this clause was not sufficiently clear in this respect, despite the fact the provision contained the "condition precedent" language. The court found that "condition precedent" was not sufficiently defined to inform both parties that the subcontractor would bear the risk of nonpayment by the owner. Thus, the Court of Appeals reversed the trial court's ruling, and ruled in the subcontractor's favor that the clause was actually a pay-when-paid clause because it was not sufficiently clear to transfer the risk of nonpayment to the subcontractor.
AGC of Washington Subcontract Pay-if-Paid Provision
As mentioned above, Washington courts have not yet interpreted pay-if-paid vs. pay-when paid provisions. However, the recent case from Ohio may shed some light on what Washington courts may focus on, if presented the opportunity. The following pay-if-paid provision provided from the AGC of Washington Subcontract would likely be interpreted as a valid pay-if-paid provision based on the Ohio Court of Appeals opinion because it clearly and expressly states that payment to subcontractor is a condition precedent, and that the subcontractor bears the risk of the owner's nonpayment:
Payment Contingent on Owner Payment. It is agreed that as a condition precedent to any payment by Contractor to Subcontractor hereunder the Contractor must first receive payment from the Owner for the Work of Subcontractor for which payment is sought. Subcontractor specifically agrees that it is relying upon the Owner's credit (not the Contractor's) for payment, and Subcontractor specifically accepts the risk of nonpayment by the Owner. At the reasonable request of Subcontractor, Contractor agrees to furnish such information as is reasonably available to Contractor from Owner regarding Owner's financial ability to pay for performance under the Main Contract. The parties agree Contractor does not warrant the accuracy or completeness of information provided by Owner.
Comment: The result in Ohio represents a departure from most jurisdictions' holdings that phrases such as "condition precedent," "if and only if," or "unless and until" constitute valid pay-if-paid provisions. Although Washington courts have not yet tackled this issue, they likely will someday soon and may look to other courts' decisions for guidance. Contractors should examine their subcontracts to make sure the pay-if-paid clauses are sufficiently clear, explicit, and contain the "required" language that the Ohio Court of Appeals indicated in the event that a dispute arises regarding the pay-if-paid provision.
[i] Transtar Electric, Inc. v. A.E.M Electric Services Corp., 983 N.E.2d 399 (2012).
[ii] Id. (citing Kalkreuth Roofing & Sheet Metal, Inc. v. Bogner Constr. Co. (Aug. 27, 1998) 5th Dist. No. 97 CA 59, 1998 WL 666765.
[iii] Id.
Foreclosure Agents Are Not Simply Agents For The Lender
In a landmark case, the Washington Supreme Court re-affirmed the principal that a trustee conducting a non-judicial foreclosure (a foreclosure that is not under the auspices of the Superior Court) owes an duty to both the lender and the borrower and can be liable to the borrower for failure to properly exercise the trustee's discretion in conducting a sale.[i]
Justice Chambers, writing for the majority, provided: "The power to sell another person's property, often the family home itself, is a tremendous power to vest in anyone's hands." Chambers wrote that the law "requires that trustee to be evenhanded to both sides and to strictly follow the law." In this case, the Supreme Court ruled that Washington Mutual Bank ("WaMu"), one of the West Coast's major players in the foreclosure industry, violated the state Consumer Protection Act ("CPA") by falsely notarizing legal documents and not considering requests to delay the auction of a Whidbey Island home.
In 2008, the nonprofit group Puget Sound Guardians sued WaMu and Quality Loan Service Corporation ("Quality") for allegedly violating the CPA after the trustee (Quality) sold Dorothy Halstien's home at a foreclosure auction for a dollar more than the $83,087.67 that the disabled senior owed, stripping Halstien of more than $150,000 in equity. The property's new owners quickly flipped the home, selling the property for $235,000. Halstien owed WaMu about $75,000 at the time she developed dementia and had a guardian appointed. The cost of her medical care ate up funds to pay the mortgage. She died in late 2008 at 76.
The Court held that Quality falsely notarized the date on the notice of trustee sale and apparently trained its notaries to do this regularly from 2004 to 2007. Had the notice of sale been correctly dated, the foreclosure auction would have been delayed at least a week, the Court said. That was important because there was a pending sale that Halstien's guardian had secured that may have closed had the trustee agreed to continue the sale at the request of the guardian.
In Washington, trustees have the discretion to postpone foreclosure sales. However, Quality testified that it only would continue a sale if agreed to by the lender. In fact, Quality had a written agreement with WaMu that forbade it from postponing a sale without the bank's approval.
In the majority opinion, Justice Chambers concluded "that it is an unfair or deceptive act or practice under the CPA for a trustee of a nonjudicial foreclosure to fail to exercise its authority to decide whether to delay a sale."
[i] Klem v. Washington Mutual Bank, 2013 WL 791816, 295 P.3d 1179 (2013).
Initiative 502's Impact on Drug-Free Workplace Policies
On November 5, 2012, voters approved Initiative 502 (I-502) which legalized marijuana use in Washington State. Under I-502, which goes into effect December 6, 2012, adults age 21 and over in Washington State can no longer be arrested under state law for possessing either 1 oz. of useable marijuana, 16 oz. of marijuana-infused product in solid form, or 72 oz. of marijuana-infused product in liquid form. I-502 does not change Washington State employment law, which allows for a drug-free workplace and for employee drug testing. In fact, I-502 does not provide any protection for employees who use marijuana.
Marijuana remains illegal under federal law, and is classified as a Schedule I controlled substance under the Controlled Substances Act (CSA), 21 U.S.C. § 801-971.
In Roe v. Teletech Customer Care Mgmt.,[i] the Washington Supreme Court held that Washington's Medical Use of Marijuana Act (MUMA) did not provide a private cause of action for employees discharged for violating an employer's anti-drug policy, even if the employee lawfully used marijuana pursuant to MUMA. The court reasoned that since marijuana remains illegal under federal law, employers in Washington are not required to permit illegal activity in the workplace.
In an article published on November 17, 2012, the Seattle Times[ii] reported that the City of Seattle informed its employees that the city was maintaining its drug-free workplace policy because it receives federal funding, and federal law still bans marijuana, I-502 notwithstanding. The same logic applies to contractors who perform work on federally funded projects.
Based on the reasoning in Teletech, employers may maintain drug-free workplace policies which prohibit employees from using marijuana, or other illegal substances even if those substances are legal under state law. Most state government employees will still not be permitted to use marijuana regardless of I-502 decriminalizing certain amounts of marijuana usage. Private sector employers should update their drug-free workplace policies to inform their employees that use of any illegal substances under state and federal law is cause for termination I-502 notwithstanding, particularly for projects funded by the federal government.
[i] 171 Wn.2d 736, 257 P.3d 586 (2011).
[ii] http://seattletimes.com/html/localnews/2019705128_marijuanawork18m.html?prmid=4939


text:
Left, "The March," a painting by Ida Bernstein, above, now at A Shenere Velt Gallery.
A Life's Work
Ida Bernstein's paintings reveal the tragedy and triumphs of her 90 years
By Naomi Pfefferman, Entertainment Editor
Ida Bernstein's spare, stark paintings reveal all the pain of her life.
Bernstein, 90, began painting 32 years ago to tell her remarkable story, which spans the Ukrainian pogroms to the Chicago sweatshops to the progressive rallies of the late 20th century.
Her retrospective, now at the Workmen's Circle's A Shenere Velt Gallery, is her visual autobiography, she says. "Before I began painting, I always felt this heaviness on my shoulders, a literal heaviness," says the elegant 4-foot-9 artist, whose work is sometimes reminiscent of Holocaust art. "I went to doctors, I had counseling, but only when I started painting did it go away."
One stylized black-and-white etching illustrates the events that destroyed Bernstein's family and placed the weight of the world on her shoulders eight decades ago. Two lonely figures, with heads bowed, stand in a desolate landscape near the abandoned wooden shacks of a shtetl . The aura is one of utter emptiness.
Pausing by the etching, the artist recalls how, on Tisha B'Av 1919, bandits on horseback descended on her village of Dubova. They murdered her father as he prayed in shul and slit the throats of her 2-year-old brother and two sisters.
Bernstein, 9 at the time, dodged bullets and finally hid with a small boy under a haystack, where she remained for two days and nights. As the marauders repeatedly drove swords through the hay, a non-Jewish woman risked her own life to bring the little ones bread and water.
"Haystack," which shows the woman leading the children toward the hiding place, has an atmosphere of subtle foreboding. An ominous mountain looms over the children in the otherwise serene scene.
When Bernstein emerged from hiding, she discovered that her shtetl had been decimated. She witnessed plunderers raping a teen-age girl and forcing a Jewish boy to do the same. "They told him they would spare him if he did that, but, afterward, they killed him in front of us," says Bernstein, who later entered a children's home as her mother lay dying of tuberculosis.
"In the Orphanage" depicts the girls crying on the home's steps, singing songs and peering over a large wooden gate, a reminder of the terrible separation from their families. Outside the gate, famine ravaged the city: "People ate dogs, and children were dying in the streets," says Bernstein, who immigrated with three sisters to the United States in 1923.
"Emigrants at the Railroad Station" recalls the sisters' long, difficult journey -- during which they once slept in a basement on straw and rags and knocked all night to drive off the rats.
All the while, they missed their mother, who had died of TB in Uman. "I never had a picture of my mother, so I painted her," says Bernstein, pointing to a muted portrait of a sad, dark-haired woman, her hands clasped in her lap. "I never saw my mother smile. She lost six of her 11 children, and she suffered all her life. The last time I saw her, I was 10 years old. We were taking her body to the cemetery in a wheelbarrow."
In Chicago, in 1924, 16-year-old Bernstein went to work in the garment industry, joined the union and "learned what it meant to be a human being." After moving to Los Angeles in 1935, she continued rallying for an array of social causes, all of which are reflected in her art.
"The Rosenbergs" depicts the infamous couple with martyrs' expressions; "War" reveals hooded figures with anguished faces; "The March," in which demonstrators carry a coffin, recalls Bernstein's participation in anti-Vietnam War rallies.
"Because of what I went through in my life, I feel for everyone who is downtrodden," says Bernstein, who has studied painting at the Chouinard Institute and the Otis Art Institute. "That is what I am fighting for; that is what I want to convey through my art."
A Shenere Velt Gallery is located at 1525 S. Robertson Blvd., Los Angeles. A reception with the artist is scheduled for Wednesday, Aug. 26, 5 to 7 p.m. (310) 552-2007.
View our privacy policy and terms of service.

subset: commoncrawl


text:
Thirty-Five Percent of Americans Live in States With Some Same-Sex Relationship Protections
Timothy Kincaid
June 3rd, 2009
- Six states (Massachusetts, Connecticut, Iowa, Vermont, Maine, and New Hampshire) now recognize marriage equality. Although actual marriages do not yet take place in a few (due to effective dates), sixteen million Americans live in states that value their same-sex couples as equal citizens. This is 5.3% of the US population.
- Five states (California, New Jersey, Oregon, Washington, and Nevada) provide relationship recognition that includes all or nearly all of the rights and responsibilities of marriage through Domestic Partnerships or Civil Unions. Fifty eight million people live in those states. This is 19.2% of the US population.
- New York and the District of Columbia both recognize same-sex marriages performed elsewhere with the full support of the local administration. To some less-certain extent Rhode Island does the same. Twenty one million Americans live in states that may recognize and honor the protections and obligations of marriage. This is 7.0% of the US population.
- Three states (Hawaii, Maryland, and Colorado) offer a list of limited rights though either Domestic Partnerships or Reciprocality agreements. Twelve million people live in those states. This is 3.9%of the US population.
In total 35.4% of Americans live in an area in which to some extent their gay couples have the respect and protection of their community.


text:
The myth of the steady rise
Rebuilding teams like the Mariners shouldn't assume they can't compete
Having lost 95 or more games in three of the last four seasons, the Seattle Mariners have moved into full-scale rebuilding mode. Their big offensive upgrade of the winter was 22-year-old Jesus Montero, and the team is currently penciling in players with less than a full year of experience at second base (Dustin Ackley), third base (Kyle Seager) and left field (Mike Carp), plus wherever Montero ends up playing. General manager Jack Zduriencik is preaching patience, letting the fans know that they should expect to take some lumps this year, but that the fruit of going young will pay off with a steady rise up the standings as the kids mature.
Zduriencik can point to the Texas Rangers, who slowly stockpiled talent for years and saw their win total rise every season from 2007 through 2011. However, a more thorough look at recent history suggests that teams don't usually follow this model of taking a slow, methodical rise from good to bad.
To find out why a steady rebuild is rare, become an ESPN Insider.
Become an insider and get access to all our articles and tools.View Insider Benefits »
Magazine subscribers: activate your Insider account.
Offseason Buyer's Guide
RankingsNov. 3: Law: Top 50 free agents | Tracker
Nov. 4: Bowden: Projected value rankings
ReactionJan. 25: Bowden: How Detroit landed Prince
Jan. 24: Law: Fielder helps now, not later
Jan. 14: Bowden: Grading Yankees-M's deal
Jan. 13: Law: Pineda-Montero deal a win-win
Jan. 11: Law: Madson a steal for Reds
Jan. 6: Law: Cubs win Cashner-Rizzo deal
Dec. 31: Law: Quentin a mediocre fit in S.D
Buyer's GuideNov. 12: Buyers Guide: Catchers
Nov. 11: Buyers Guide: Relief Pitchers
Nov. 10: Buyers Guide: Starting Pitchers
Nov. 9: Buyers Guide: Third basemen
Nov. 8: Buyers Guide: Outfielders
Nov. 7: Buyers Guide: Middle infielders
Nov. 4: Buyers Guide: First basemen/DH
FeaturesFeb. 9: Perry: A case for the Nats
Feb. 7: Szymborski: Ellsbury to fall off
Feb. 6: Cameron: The cost of moving to third
Feb. 3: Meyers: Poor drafts doom Cubs, Mets
Feb. 2: Bowden: How to rebuild the Orioles
Feb. 1: Goldstein: How good is Cespedes?
Jan. 30: Szymborski: Projecting Angels, Tigers
History• Law: 2010 top 50 rankings
• Law: 2009 top 50 rankings
• Law: 2008 top 50 rankings
• Law: 2007 top 50 rankings
• Law: 2006 top 40 rankings


text:
Sebastian Saavedra shows his frustration at the delay at the Indianapolis Motor Speedway after rain washes out practice on Wednesday, May 18. [Picture credit: Chris Jones for IndyCar Media]
Please login or register before adding your comments.
Although the administrators and moderators of this website will attempt to keep all objectionable comments off these pages, it is impossible for us to review all messages. All messages express the views of the poster, and neither Crash Media Group nor Crash.Net will be held responsible for the content of any message. We do not vouch for or warrant the accuracy, completeness or usefulness of any message, and are not responsible for the contents of any message. If you find a message objectionable, please contact us and inform us of the problem or use the [report] function next to the offending post. Any message that does not conform with the policy of this service can be edited or removed with immediate effect.


text:
Kevin Dockx / Ice Cream
wandering along the lines of another next big thing, remember: there's always room for more ice cream
wandering along the lines of another next big thing, remember: there's always room for more ice cream
Recently a few people asked me on Twitter if OAuth2/OpenID Connect, using IdentityServer as STS, can be used from a Xamarin application, and if yes, how that should be done. So I promised to create a sample app – for the first one, I used Xamarin Forms (iOS, Android, WinPhone). The sample comes in two… Read more »
I just finished my session at NDC London – for those of you who were there, here's the code + slidedeck. For those of you who weren't, a short description: REST used to be a buzzword, but these days, it's a given: we're all building REST-ful API's (or want to be building them). Yet there's… Read more »
I'm very happy to announce that during the holiday season my latest Pluralsight course was published! This one covers all you need to know about OAuth2 and OpenID Connect, whether you're working on an Angular application or an ASP.NET (MVC) application. A typical application these days consists of (at least) a client application and an… Read more »
When you're building an Angular or ASP.NET MVC-based application, sooner or later you'll want to secure it – preferably sooner rather than later. In this course, you'll learn how OAuth2 and OpenID Connect, today's widely-used standards, can help you with that.
December 21st, 2015
We all seem to be building RESTful APIs these days. But REST is bigger than that: it's an architectural system. If you're looking to learn what REST really is and how to build a RESTful API with Web API, aimed at multiple client types (web/mobile), this is the right course for you.
March 5th, 2015
XAML is the language of choice for WPF, Windows Phone, Windows Store, and Silverlight apps. This course is a very demo-driven, practical introduction to XAML, aimed at anyone who wants to get started with XAML.
July 16th, 2014
This course covers the different aspects of performance in Windows 8 applications, a definite must for any Windows 8 developer. Learn about the impact of how your XAML is structured, working with large collections & virtualization, async, analytics, and much more.
August 30th, 2013


text:
Welcome guest
Contact Us
Please login
2012 Château Pontet Canet (750ml)
Château Pontet Canet
Pauillac - Médoc - France (5ème Cru Classé)
Cabernet Sauvignon - Merlot - Cabernet Franc
Est. Price:
Related Ratings:
(2010 vintage, 750ml bottle) :
June 26, 2011 , IWC
94 points
"(65% cabernet sauvignon, 30% merlot, 4% cabernet franc and 1% petit verdot) Bright ruby. Knockout nose of cassis, black pepper, minerals and cedar just screams Pauillac. Enters the mouth sweet, creamy and pure, displaying very rich, dense flavors of black fruit, minerals and dried herbs, with lively, integrated acidity keeping the wine from coming across as top-heavy. Finishes extremely long, with silky tannins and an intriguing floral note. Twenty-four hectares are now farmed by horse (up from seven last year) at what has become the first officially certified biodynamic grand cru classe property of Bordeaux. This wine has one of the most impressive and memorable noses of all in 2010 and is much better than the very good but generally overrated 2009. Though it's a little more accessible now than some other great wines of 2010 such as Latour and Calon-Segur, this still needs another 10 to 12 years in the cellar to start showing its best and will keep another 40 years after that without problem. 94-97 points" Best 2020-
(2009 vintage, 750ml bottle) :
September 11, 2011 , The Wine Advocate
100 points
"An amazing wine in every sense, this classic, full-bodied Pauillac is the quintessential Pontet Canet from proprietor Alfred Tesseron, who continues to reduce yields and farms his vineyards biodynamically – a rarity in Bordeaux. Black as a moonless night, the 2009 Pontet Canet offers up notes of incense, graphite, smoke, licorice, creme de cassis and blackberries. A wine of irrefutable purity, laser-like precision, colossal weight and richness, and sensational freshness, this is a tour de force in winemaking that is capable of lasting 50 or more years. The tannins are elevated, but they are sweet and beautifully integrated as are the acidity, wood and alcohol (which must be in excess of 14%) this vineyard, which is situated on the high plateau of Pauillac adjacent to Mouton Rothschild, appears to have done everything perfectly in 2009. This cuvee should shut down in the cellar and re-open in a decade or more. Anticipated maturity: 2025-2075 (2/12). James Suckling 98pts -- Stunning aromas of fresh flowers, with blueberries, blackberries and currants that follow through to a full body, with super balance and finesse. The tannins are super polished. Such class here. Best ever from here. From biodynamically grown grapes. (2/12). Wine Spectator 96pts -- Amazingly expressive now considering how huge this is, with stunning espresso and warm fig confiture aromas followed by lush layer after layer of blackberyy paste, cassis and plum sauce. A terrific loam underpinning strides in on the finish, which is weighty but sports serious cut. Equal parts fruit and earth. Best from 2018 through 2038. 26,665 cases made.-J.M." Best 2025-2075
(2008 vintage, 750ml bottle) :
June 5, 2009 , grace chen
5 stars
Best 2019-2048
Privacy Policy
- Copyright © 2010
Manage Your Cellar - Wine Cellar Software
, All Rights Reserved.


text:
Tontine is a form of gambling - part lottery, part insurance. It begins with the Day the Battle of Waterloo was fought and ends at the closing of the 19th century.
The drama touches royalty and millionaires, actresses and sailors, planters and portrait painters. It ranges from London to the Caribbean, driven by a world in high gear, a world powered by greed.
But time flies by. Three survivors wait each other out. Then two, and at last, only one. . .a winner with everything but a future.
©1955 Thomas B. Costain (P)2010 Random House
"Sprawls Over Most of a Century"
This is a good book if you like really long novels which encompass [in this case] two families over most of a century. It begins just as the Battle of Waterloo is underway, and ends shortly before the 20th century. Large cast of characters -- sometimes a little hard to remember who is who. Costain is a competent writer, but I must admit that David Case is not one of my favorite readers, although he is somewhat better than usual with this book [the only other book I think he did really well was Margaret George's "Autobiography of Henry VIII"]. He can do accents, but his normal reading voice has a supercilious drawl to it.
Inevitably, the main characters age, and so there is more emphasis on them in their later years -- the whole plot revolves around who will survive the longest and win the "tontine", a form of gamble where the oldest survivor will get the most money out of the scheme. This means considerable dialogue where voices are quavering [and even rambling].
Definitely a "big read".
This was an excellent read. It started off a little slow but later held my attention completely. The concept of the stock market is way before its time. I loved the way the author took us through several generations. It was a great book. The brilliant business strategies reminded me a little of the Barbara Taylor Bradley Ravenscar family series; The Heir, etc.
Say something about yourself!
"A Winning Ticket!"
Enjoying long and detail rich novels, The Tontine was a wonder filled surprise. Dickensian in it's wealth of quirky characters, that move through the early industrial and Empire building revolutions of Britain, a Tontine, or Lottery of immense size, allows us to follow these ticket holders through three generations. Only one person can receive the great sum of the winning ticket from the accumulated interest of decades, that being the last person alive in the Tontine.
The growth of industry following the Napoleonic Wars and the expansion of the Empire, through to the social nightmare of great poverty and child labour in Victoria's reign, opens out to a full range of possibilities for the bold and weak inhabitants of 18th century England, in Thomas B. Costain's novel of 1955.
I also loved the characterizations the narrator, David Case, portrays.
"A great author"
A really well written saga spanning three generations of English families during the Industrial Revolution. Costain is a real pleasure. His writing hearkens back to a time before filthy language, gratuitous sex and needless violence were prerequisites to having a novel published, not to mention the need to check off every single item on the PC agenda. I was sad to read the rant of what seemed to be a very angry little gal who seemed to think this fine writer was worthy of being completely erased from the annuls of 20th century literature. I've yet to come across one hateful or bigoted theme from Costain. His prose are a joy. David Case wasn't as good as he usually is in this one, but still did a fine job. I would recommend this one and hope everyone who listens enjoys it as much as I did.
Report Inappropriate Content
If you find this review inappropriate and think it should be removed from our site, let us know. This report will be reviewed by Audible and we will take appropriate action.


text:
Investment Tax PlanningDon't overlook the tax consequences when you make investment decisions.
Financial advisers recommend that you make investment choices based on factors such as return on investment, level of risk, and portfolio diversification not on avoiding income taxes. Still, investing your money to gain the best possible return after taxes is a vital part of any investment strategy.
Capital gainsA capital asset is any property you can buy and sell. That includes stocks, bonds, and mutual funds, your home and other real estate, jewelry, cars, and collectibles. A capital gain is the amount of your profit when you sell an asset for more than it cost you. You have a capital loss, on the other hand, if you sell an asset for less than you paid to buy it.
Long- and short-term gainsIf you own a capital asset for a year or less before you sell, any appreciation, or increase in value, will give you a short-term capital gain. Short-term gains are taxed as ordinary income, at your regular tax rate.
But if you own certain assets for more than a year before you sell at a profit, you have a long-term capital gain. Those gains are taxed at a maximum rate of 15% if your marginal tax rate is 25% or higher. If your marginal rate is 10% or 15%, capital gains are taxed at 5%. These rates apply to any gains after May 5, 2003, and are scheduled to be in effect until the end of 2008.
Deducting capital lossesYou can combine your capital gains and capital losses short-term gains with short-term losses and long-term gains with long-term losses to offset, or reduce, the gains on which you owe tax. You may even wipe out all your gains and have a net loss.
If you have a net loss, you may be able to reduce your ordinary income, such as your salary, but there's a cap of $3,000 per year ($1,500 if you're married and filing separate returns). If your loss is greater than that amount, you can carry over the excess and deduct it against gains or ordinary income in later years.
Figuring gain or lossYou figure gain or loss by subtracting your basis from the proceeds of a sale. Basis is the price you paid for the item, plus the expenses of buying, holding, and selling it. For example, the commissions and costs of an investment transaction are subtracted from the proceeds of a sale when you figure a gain. If you received the item as a gift, your basis is the same as the giver's was. If you inherit an asset, your basis is the market value on the date of the giver's estate was valued.
ProceedsThe amount you get when you sell your asset
BasisThe original cost of the asset, plus the cost of buying, holding and selling it
= Gain or Loss
Here's how you would figure a capital gain:
$22,000Gross proceeds from the sale of stock
- $20,000Amount you paid for the stock
- $385Broker's commission and fees on sale
= $1,615Your capital gain
Holding stocks defers capital-gains taxesWhile you're holding an investment, you don't pay tax on any increase in its value, or what's known as your paper profit or unrealized gain. The market price of a stock you bought for $5 a share may climb to $50, but the tax on that gain is deferred until you sell the stock and collect the proceeds. At that point, your gain is taxed at your capital gains tax rate. Of course, any profit you don't realize could disappear if the market value of the stock or other asset dropped.
The long and the short of itAn investor in the 35% tax bracket sells stock resulting in a capital gain of $20,000. She keeps $4,000 if she has a long-term gain.
Sell on or before one year
taxed at 35%
= $7,000 Tax Due
Short-term gains are taxed at your regular income tax rate Sell after one year
taxed at 15%
= $3,000 Tax Due
Long-term gains are taxed at a maximum rate of 15%
Passive incomePassive income or passive losses come from businesses in which you aren't an active participant. These include limited partnerships, rental real estate, and other types of activities that you don't help manage.
Losses from passive investments can be deducted from income you earn on similar ventures. For example, you can use losses from rental real estate to reduce gains on limited partnerships. Or you can deduct those losses from any profits you realize from selling a passive investment. But you can't use passive losses to offset ordinary income or capital gains.
The gain of givingIf you make a charitable donation of property that has increased in value, such as stock or real estate, you may be able to deduct the market value on your income tax return and avoid capital gains tax on the appreciation. Check with your tax adviser about any restrictions that may apply to the amount you can deduct. In contrast, if a stock's value has dropped, you may decide to sell it, take the capital loss, and donate the proceeds of the sale. Then you can use the loss to offset other gains.
Once your child is over age 14, you may be able to gain on your taxes by giving the child stock or other assets that have appreciated in value while you owned them. If the child sells the asset, he or she may pay capital gains tax at a lower rate than yours. However, you'll want to keep the value of each year's annual gift to each child below $12,000, or $24,000 if you're married and file a joint return, to avoid gift taxes.
Any tax or legal information in this website is merely a summary of our understanding and interpretations of some of the current income tax regulations and is not exhaustive. Investors should consult their tax advisor or legal counsel for advice and information concerning their particular situation. Wells Fargo Funds Management, LLC, Wells Fargo Funds Distributor, LLC, nor any of their representatives may give legal or tax advice.


text:
In riveting scenes from Wim Wenders's 2012 Oscar-nominated 3-D dance film, "Pina," dancers for the Tanztheater Wuppertal Pina Bausch move to the themes of love, humor and longing. They are transported from the stage and into the midst of city life in the German city of Wuppertal. On the street median, underneath the tracks, in the park, or in the industrial outskirts of the city, the drama of life is expressed in the language of dance. These city scenes provide a stunning, often unlikely backdrop for dance theatrics, perhaps paying homage to the city that this illustrious dance company and its iconic choreographer call home.
"Pina" highlights Wuppertal's unconventional mix of land use. Many scenes are set in lush greenery — no surprise, given that green space occupies two-thirds of the municipal area. The city is known for its woods, parks and slopes, which are within a 10-minute trek from any part of the city. At the same time, the audience catches glimpses of Wuppertal's industrial lineage and bustling downtown, connected by the Wuppertal Schwebebahn, a suspension railway. The 3-D effects in the film bring a certain physicality to the space, but also provide an unprecedented view "inside" the dance — you can see within the choreography rather than watching a faraway stage.
Credits: Photos from the "Pina" website.
+ share


text:
Anyone any good bots for add me fast?
Anyone any good bots for add me fast?
Try imacros, they are free and do the same thing.
There are quite a few working addmefast bots on this forum. If you use the search function, you'll probably find a good one.
what is addmefast?
Check this one http://www.blackhatworld.com/blackha...lode-more.html
It still has some bugs, but overall it's a nice piece of software. You don't need to buy all bots, you can purchase the addmefast bot alone.
iam using imacros for addmefast
i have got 50,000 Points in Addmefast in just 15 days
my skype id is mfaheem2009 for quick response
you free bot here:


text:
Balance Mania
by Obedo
Developer Notes
One of the most challenging and addicting games ever is now available on Android.
Each level begins with a few blocks you have to destroy by dropping new blocks of the same color on them. Sounds simple, but make sure the bar at the bottom stays in balance.
Tackle all levels and earn a place at...


text:
This is an outrageous add to the Big Med Playlist for The Big One – pounding rock surf twang sound from The Coins of Catalina's 'Cool as Can Be.' "Now that I'm grown, I prefer a splash of something strong, delivered by wings, with the sweet taste of key-lime pie."
The Coins of Catalina are led by head honcho and chief snake charmer, Victor Neil.
As a singer/songwriter, Vic launched his musical career at an early age with the band Tall Tales and the release of controversial song, "Animal Man." Cutting through the airways helped blaze the path for performances in night clubs and at festivals throughout the US and Canada.
These roads eventually led to joining forces with both Jack Fandray (bass) and Jon Mason (drums) who spent their years polishing their musical chops throughout the states by touring with various one-hit wonders.
Their first CD titled "A Salute to the American Songwriter." features songs written by Steve Earle, Dave Alvin, John Hiatt, Joe Ely. Delbert McClinton and a list of others.
Now with the release of "A Box of Bones" songs like "Cool as Can Be" tell it best… How about pulling something out of the Psychedelic Toolbox. "It smells like hippie incense and sleeps in my garage and looks good in the trunk of my Dodge."
Follow The Coins of Catalina online


text:
We found a TicketWeb account that might belong to you.
Log in to link your TicketWeb account with Facebook
Friday, Oct 05, 2012 7:30 PM EDT (6:30 PM Doors)
Jazz Standard, New York, NY
In recent years, Charles Tolliver has become best known for leading a high–octane big band. But for this special FONT appearance, the veteran trumpeter and composer–arranger will appear with a top–shelf quintet that includes the fine pianist Xavier Davis (Betty Carter, Regina Carter, Stefon Harris, et al). "[Tolliver's] trumpet retains much of its vigorous tone, diligent logic, and controlled fury." (Gary Giddins)
Charles Tolliver – trumpet
Bruce Edwards – guitar
Xavier Davis – piano
Devin Starks – bass
Gene Jackson – drums


text:
Library receives Muslim Journeys Bookshelf
DeKALB – DeKalb Public Library is one of 840 libraries and state humanities councils across the country selected to receive The Bridging Cultures Bookshelf: Muslim Journeys from the National Endowment for the Humanities and the American Library Association. The program aims to familiarize public audiences in the United States with the people, places, history, faith and cultures of Muslims in the United States and around the world.
[x] Close Window


text:
Wishing you a rocking year ahead........... Enjoy
As said by Subodh...
During GD/PI....Joininig letter and salary slips.
But while joining the college, Service certificate and relieving letter.'
PS: Please dont start a thread for a single query. You can post your queries on CAT related threads.
hey guys ,
pls help me out with this ...I am an indian citi in india.. Is CAT neccessary to get into the top 10-15 collgs of india ?? DO they take in GMAT scores in place of CAT ?? plzz post soon.. i have no work x and m into my last yr. of graduation in B.com(hons).. is thr any prospect abroad ?
Sorry for belated greeting FC BHAI........ Neways let take me take this oppurtunity to wish you....
Many many happy returns of the day..May all your dreams come true and hey did u take ur bullteeeeee on treat behalf of me? .... Enjoyyyyyyyyyy with this video its just for you birthday boy...... YouTube - Happy birthday
Rickshaw is the best ,AB is the rest (choose the best leave the rest)
:eh: who is supposed to know if u dont ???
trying to woo women folk
thanks for the entertainment ...
but u gotta do more than this
Nice thread
Puys,plz allow me to provide some sort of co-operation as well.
Carry her over the threshold
Referring to the now common practice of a newlywed man carrying his wife through the front door of their new home. In colonial times, many houses did not have wooden floors. Instead, dirt, sticks, leaves, etc. were pressed onto the ground to created an even surface. This mixture was known as "thresh." However, when it rained the water would leak through the rooftop and the thresh would wash right out the front door. In order to solve this problem, a man would nail a wooded board, known as the threshhold, into the base of the doorframe to catch the thresh. When a man and woman were married, the man would carry his new wife over the threshhold so she wouldn't trip..
Getting Down To Brass Tacks
"Getting down to brass tacks" means getting serious. Years ago millinery stores had brass tacks set in their counters every 6 inches. Tailors would come in and look over the fabric picking up bolts that they liked, but they weren't serious until they "got down to brass tacks" and measured out the amount they needed and intenede to purchase.
Will come back with more idioms till then ba bye and dont forget to keep pouring your help here....
Source: Bartleby.com: Great Books Online -- Encyclopedia, Dictionary, Thesaurus and hundreds more
Do I need to wear a Tie for the GD ?
And is the dress code same as that of an interview ? OR is it more formal ?


text:
(USA TODAY) -- A Maine fitness instructor pleaded guilty Friday to running a one-woman prostitution business from her Zumba studio in a small seaside town.
Wright had been charged with 106 counts, which included felony charges of theft by deception and evasion of income tax. Those charges carried penalties of up to 10 years in prison and $20,000 in fines. All of the prostitution charges were misdemeanors.
Wright was accused of conspiring with insurance agent Mark Strong Sr., 57. She kept detailed records and secretly recorded her sex acts with an estimated 150 customers. On Valentine's Day 2012, police raided her studio in Kennebunk and her home in nearby Wells.
Earlier this month, Strong was convicted of 13 misdemeanor counts of promoting prostitution and sentenced to 20 days in jail.
The scandal rocked the small coastal town in southern Maine. In October, police began releasing the names of local men -- some of them prominent -- accused of paying Wright for sex. The publicity ruined families and careers.
So far, a former mayor, a high school hockey coach, a minister, a lawyer and a firefighter have been charged.


text:
appartment in Madrid
i am looking for appartment accommodation in Madrid for our family with two children. close to the city centre but not so close it is noisey. any suggestions for websites.
i am looking for appartment accommodation in Madrid for our family with two children. close to the city centre but not so close it is noisey. any suggestions for websites.
If you just Google 'vacation rentals Madrid', you will find many. I have also been looking for apartments in Madrid. The ones I find most promising are VRBO, Home Away, Spain-Holiday and Spain . I am likely going to rent one from Spain . I also use the Slow Travel website for reviews of apartments throughout Europe. Trip Advisor also has apartment reviews.
Correction to my reply - It is Spain Select. - not just Spain...
thanks for the suggestions, many don't take 2 night rentals but I did find a few on airbnb.com. Neighbourhood wise, what do you think about Lavapies Plaza area. I have read it described as working class and ethnic but is it safe? the reviews on tripadvisor seem okay.
Andrea, You also might try airbnb.com. They have lots of private rentals of all different sizes. We rented a flat in Stockholm a few years ago and it worked out nicely...saved us a ton of money.
I'll second airbnb...so many more room and apartment options than your typical lodging site, and prices are usually the best you'll find anywhere. I can also recommend a great hostal (not a hostel but a small hotel) right in the city center with quad rooms that can accommodate 4 for around €85 per night. The place is Hostal Acapulco in Plaza del Carmen, just up and over from Puerta del Sol. It's located on a single floor of a bigger building with two other hotels. Very clean, big, big bathroom, and a balcony overlooking the plaza. Free internet in lobby. I would stay there again. Check it out on tripadvisor...great reviews...can't go wrong.


text:
May 1, 2016
The U.S. Consumer Product Safety Commission and Joyfair Footwear of Taipei, Taiwan announced a voluntary recall of women's shoes.
About 200,000 pairs of the shoes were sold at Wal-Mart stores.
Heels on the shoes can easily detach, posing a fall hazard to consumers.
This recall involves women's sling-back, pointed-toe shoes sold under the George brand. The shoes were sold in three colors, black, grey and purple, and in sizes 5 ½ to 11. They were sold exclusively at Wal-Mart stores nationwide from June 2008 through December 2008 for about $13. They were made in China.
Consumers should immediately stop wearing the shoes and return them to the nearest Wal-Mart for a full refund.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.


text:
Nearly naked castawaty rescued by firefighters and police and then arrested on outstanding warrant
SUFFIELD TOWNSHIP, Ohio - A Cuyahoga Falls man, who made a series of bad choices, had to be rescued in only his boxer shorts on an island in the Mogadore Reservoir.
After Collin Hughes, 20, of Cuyahoga Falls, was saved, he was arrested on an outstanding warrant.
Brimfield Police Chief David Oliver posted on Facebook about the incident and received nearly 4,000 likes as of Friday afternoon.
Brimfield Patrol Officer Steve Gyoker, who was part of the rescue team, said Hughes wanted to show his friends that he could swim to a sandbar a few hundred yards from shore, but he got caught in a current and was thrown way off course.
Gyoker said the man struggled in the cold water, but managed to make to an island about a mile away. His friends called police for help.
"Once he got near the island, he was very fatigued and cramping up," Gyoker said.
The Suffield Township water rescue boat was dispatched to the reservoir.
As the boat neared the island, Hughes made another mistake, jumping back into the water and trying to swim to the raft.
"Due to his exhaustion and mild hypothermia, he was unable to keep himself up. The victim started to go underwater," said Joe Theil, a Suffield Township firefighter.
Wearing a water rescue suit, Theil jumped into the water and kept Hughes afloat until the boat came to them.
"He just kept saying that it wasn't his best idea, that it was a regrettable decision for sure," Theil said.
While rescue crews were warming up and treating the victim, Officer Gyoker discovered Hughes had an active warrant out of Cuyahoga Falls for criminal damaging.
Hughes was arrested and spent the night in the Cuyahoga Falls jail. He appeared in Stow Municipal Court on Friday and pleaded guilty to misdemeanor charges related to the criminal damaging, according to police.
Oliver warns people not to go swimming in the dark in a huge lake.


text:
Glycerin Soap Recipe
Robert asks…
I am looking for a lye free glycerin soap recipe?
I have been looking for a recipe to make a lye free soap and found one once but now I cant find it. Is there anyone out there that knows of one?? Thanks
Elisabeth answers:
Soap that is made with lye does not contain lye after it goes through saponification. That is the name of the chemical reaction that changes the oils into soap because of the lye. Always run a recipe through a soapcalc before making a soap recipe. I suggest soapcalc http://www.soapcalc.net/calc/SoapCalcWP.asp Also be careful of recipes posted on the web and even some in books. Start off with a 1 pound batch just in case you goof, it's not a big loss then. I suggest joining a soap making forum to learn more. The soap recipe itself can make or break your soap. There are plenty of bad recipes out there. If the soap contains to much coconut oil or palm kernel oil it will over strip your skin of the natural oils there.
Naturally made soap with oils and lye contain glycerin. Commercial soapmakers use a process to remove it from the soap for several reasons, one being they can sell it for a profit.
If your looking for a good melt and pour type soap, I suggest looking at brambleberry at their soap bases. They are more natural than many others that contain surfactants. Using this type of soap does contain glycerin, but you just melt it and scent it and pour it into your mold. It's not as natural (or as good) as cold process soap, but it is easy.
I am very experienced in making cold process soap, as well as the administrator of a forum that teaches others to make cold process soap and other variations of it.
Ken asks…
I want a recipe to make "Clear" natural Glycerin soap at home, does anybody have one?
I will only consider natural ingredients and it must be see through, thanks
Elisabeth answers:
Well, since lye is synthesized these days, good luck with the "natural ingredients thing". Also you will need lots of alcohol – you CAN use Everclear, but rubbing alcohol is so much cheaper.
There are some formulas online – you can join a soapmaking forum or try this site: http://www.millersoap.com/glycerinsoap.html.
But I strongly recommend you master regular soap making first – it's not an easy process.
(oh, I think the instructions do include making it from already made soap = but those soaps are made with lye to begin with – there is no such thing as "all natural" soap except African Black Soap which probably won't work for your process)
Joseph asks…
How to make my own glycerin honey/oatmeal soap? (need recipe!)?
Elisabeth answers:
3 oz. Opaque melt & pour soap
1 T. Oatmeal
Vanilla, Almond, or Oatmeal, Milk & Honey scent (optional)
1 tsp. Honey
Melt soap, then add honey and a few drops of scent – let it start to cool while you grind up 3/4 of the oatmeal in a coffee grinder until it is powdery. Stir in the ground oatmeal a little at a time (stir constantly). Keep stirring until it gets fairly cool, and then add in remaining whole oatmeal. Keep stirring until it gets very cool and thick (almost like a sludge). Pour into mold.
The key to this recipe is making sure the soap is pretty cool so the oatmeal stays suspended in the finished bar. The bar has a nice natural oatmeal smell, but the scent adds subtle smell that is very nice.
Richard asks…
can i get the succinct recipe for the chemical list to make transparent(clear) glycerin soap?
Elisabeth answers:
This website has a very nice description of how to make homemade soap
Mary asks…
Can i use coconut oil instead of castor oil in this soap recipe?
i already have coconut oil and i was wanting to make this soap recipe.
2 – 3 cups glycerin soap base, grated
2 oz oatmeal, ground
1 oz castor oil
1 oz shea butter
1 teaspoon beeswax
1 – 2 drops orange or purple food color
7 – 10 drops lavender or sweet orange essential oil
Elisabeth answers:
Yes it can be. Coconut oil is one of the best ingredients for foods.
Lisa asks…
Any natural soap recipes? Without lye or glycerin?
I need a recipe for a natural soap. I hate using lye, and I don't have any glyrcerin. Any ideas?
God Bless! x
Elisabeth answers:
Here are several sites:
LYE IS natural… It's wet wood-ash !!
I hope you can find something you can use.
William asks…
making goats milk soap lye/glycerin?
I am looking for a goats milk soap recipe very similar to this one but want to replace the lye with glycerin, is it possible to do that and how much glycerin would a person use for a recipe like this one?
8 oz. distilled water (cold)
8 oz. goat milk (cold) or (frozen/slushy)
6.5 oz. lye (sodium hydroxide)
8 oz. palm oil
17 oz. coconut 76° oil
17 oz. olive oil
1 oz grapefruit seed extract
2-3 ozs. essential oil
OR if someone has another recipe very similar that uses glycerin already that would be great, any light on this subject would be much appreciated.
Elisabeth answers:
Not a good idea. Lye turns all the fats (goat's milk, palm oil, coconut oil, olive oil, and grapefruit seed extract) into soap and glycerin through a process called saponification. Without the lye, your mix will go rancid and smell really bad. Watch out for that stuff, it will dissolve your skin if you are not careful.
Betty asks…
how to make soap if using pure liquid glycerin?
i'm not using lye in the recipe…only glycerin…
Elisabeth answers:
Liquid Castile Soap – http://www.organic-items.com/recipes.html?recipe=17688
Paul asks…
Melt & Pour Soap Recipe?
Ok so I have my glycerin I have my soap coloring blocks & I have my essential oils. I have my double boiler & everything to get started. Anybody got a recipe for doing this. It is my first time & I want to make these for Christmas Gifts. What temp should I bring the soap up to? It there a temp that is too high that it will discolor the soap? Any input would help.
Elisabeth answers:
I have not made soap with a double boiler before, but I have made it in the microwave and it worked well. Try going on line, there are several good websites to check. Good luck and have fun!!
Filed in: Soap Making


text:
'UnFordlike' squashed cane toad video is not scam, says Ford marketing director
The marketing director of Ford Australia has rubbished the suggestion that a gruesome online video for the Falcon EcoBoost, which features a squashed cane toad but barely shows the car itself, is 'scam' – an ad made by the agency with the sole intention of winning awards.
The video launched a week ago and has amassed more than 73,000 views at the time of writing.
Ford Australia's general manager of marketing David Katic told Mumbrella: "I've never been in a conversation with an agency where we talked about winning awards. Our aim is to build our brand and sell some cars. My agency knows that making an ad just to win an award would be totally unacceptable."
The video, made by JWT Melbourne, is the "most successful viral video Ford has ever created" in Australia, Katic said. There are no plans to air the video, which has raised eyebrows due to its graphic nature, on television.
"You have to understand the piece in the context of the medium it's in. Of course it's not something we'd put on TV," he said.
To a question on why the Falcon barely features in the ad, Katic said: "It's not like we're launching a new product. The Falcon has been in Australia for 51 years. People know what it looks like. The piece is about the technology, which is why you don't see the car until at the end."
He added: "People keep using the term ad. It's not an ad. It's not even a campaign. You're not going to see frogs on bus shelters and billboards. It's a video that we hoped would go viral. Yes, a video of this nature is very unFordlike. Which is exactly why we made it. We want people to think differently about our brand, and it's working."
Katic would not reveal the production budget of the video, but said it was "extremely affordable", costing 10% of a regular Ford TV ad.
9 May 12
10:15 am
Peter Bray
9 May 12
10:52 am
joe p
9 May 12
11:04 am
9 May 12
11:22 am
what he said
9 May 12
11:32 am
9 May 12
12:27 pm
9 May 12
12:34 pm
9 May 12
1:04 pm
9 May 12
1:09 pm
9 May 12
1:15 pm
9 May 12
1:51 pm
Peter Bray
9 May 12
2:59 pm
9 May 12
4:01 pm
9 May 12
4:28 pm
9 May 12
10:46 pm
9 May 12
10:54 pm
John Grono
9 May 12
11:44 pm
10 May 12
8:19 am
10 May 12
8:25 am
John Grono
10 May 12
10:45 am
10 May 12
11:22 am
11 May 12
1:47 pm
Is it just me? I find the ad quite dull and totally predictable. It's a yawn.
"Of course it's not something we`d put on TV"
But it is something you would put somewhere that has the largest potential viewership? A brand shouldn't change just because it is online. Content is content.
"Viral" video: 73,000 views
Video of a guy lighting his fart on fire: 2.5 million views
Probably some good thinking behind it, just brought to life poorly. Content is dull, and too long. They seem to be moving in the right direction though, so will probably get it right eventually.
Agree with Peter Bray 100%.
"Of course it's not something we'd put on TV" plus "people know what it looks like" fails marketing 101.
Wandering dialogue lets it down. Great as a 15sec spot
Flawed distribution strategy aside, its a lovely spot. Yes, you know what's coming but big shit.
Way ahead of most of the category.
liked it but didn't really like the ending
I like the spot and love the Toads, however I do see Ford now saying 'We need to make a thirty second viral video for TV' given that it was '10% of a regular Ford TV ad.'
so Ford makes a cheap viral video that they think is quite successful but Mumbrella's article leads with some strawman-beating in the form of Ford denying an accusation that no-one's actually made? Did the Ford trade PR pitch the story this way or did Mumbrella mangle it? or is this just typical of the silly dance required to get marketing trade rag coverage?
@Peter Bray. I think what he's saying is that he'd never run this piece on TV because it wouldn't suit the medium, not because he's afraid it be seen in large numbers by the wrong people.
He isn't worried about the brand being destroyed, he's referring to the fact that there's no way he'd spend gazillions on mainstream media fees to air a spot that shows the car for .01 seconds. He's putting up his hand and saying 'if this was a TVC and I'm investing all this money, you can bet there will be millions of price points and heavy metal shots on this bad boy.'
It's just the same as he wouldn't create a retail driven 'drive away' campaign specifically for YouTube.
I personally would have thought the MD of a reputable digital agency would be the first to praise a MD of a big national brand for realising YouTube isn't just another channel to spit out your TVC, and that despite both being 'content', have very different audiences and very different requirements.
I think it's great that the marketing director of a large brand want to use YouTube. But if as he states he wants people to think differently about the brand, why just one channel, and why YouTube?
I thought we were past the point in our industry where we think online messaging can be edgier so therefore it should be.
I really like the piece, it's just I believe that the brand positioning should be consistent, and that video is usually a trailer to something larger. You make a good point about not wanting to spend on media, but then you have to ask why it really exists in situ.
And thanks for the kudos, but I'm not the MD of a digital agency.
I've only just started studying advertising/media but isn't the point of any communication piece is to get people to take out a message? 73,000 people have taken out the message here! Traditional media is boring. Well done for doing something different that is not expected from Ford.
You guys all watched it and all commented making it even more successful…………………..
not to be a party pooper but half the views are from outside AU and the largest source of traffic is a US auto blog.
TJ – a free lesson from me to you is PR on media/ad blogs doesn't mean anything is a success/good/worthy etc
Logic – a free lesson for you my friend. Gaining exposure via PR on media/ad blogs is a success. Getting in front of people who are indeed influencers and power users of social media etc. is not a bad goal to aspire to.
I think it's great.
Y'all are just too old to appreciate that younger people enjoy things differently.
TJ – your definition of successful is strange.
Nice work ford. Innovation in communications is reflective of innovation in the company. You have a way to go but it's a great start.
Logic. Cheers for the lesson, but I disagree. I believe the point of a viral video is for it to communicate a message and success is for this message to have been viewed and for the video to have been discussed in various forums. Look at us talking abut it. Bad or good discussion is better than no discussion as an ad of a car driving down a highway would of generated!
Hmmm, Duncan Watts (Aussie researcher and up until recently Principal Research Scientist at Yahoo! Research) disagrees with you concluding that 'it is impossible to reliably generate large effects by targeting a few key influencers' (Admap, February 2012). I know who I concur with.
Hit a real Cane Toad and not a CGI one and then I'll be interested.
I might have watched it, but I'm not impressed by it and I'm not buying a shitbox Ford.
@DICKO if you look closely the toads are not CGI. Funny that.


text:
Smart Sensors
Combining state-of-the-art motion sensing with the powerful brains of an ARM® Cortex™ microprocessor core, ST's smart sensors run all sensor-fusion related functions on board. They include a sensor-hub function to coordinate and synchronize additional sensors, including magnetic and environmental sensors.
Smart sensors are ideal for baseband chipsets that do not include a sensor coprocessor, minimizing application latency and energy consumption at the system level.
Sensors Hubs
ST's sensor hub products combine state-of-the-art motion sensing with I²C, SPI master/slave interfaces and FIFO features. This enables the merging and synchronization of additional sensor inputs, including environmental sensors.


text:
Article Date: 3/1/2013
DURING A TYPICAL day in the exam lanes, we hear all sorts of patient questions and comments. I'm referring to things that have no clinical significance, but still nag at our professional egos.
Psychology plays a large part in patient care. How we analyze and interpret the mental make-up of the person in the exam chair greatly influences our success as healthcare providers. Yet ego can get in the way of good instincts.
What follows is a quick test to measure your Exam Lane Ego Score or ELES.
Your patient tells you his father had cataracts removed with a laser 10 years ago. Do you:
A) Explain to the patient that lasers aren't used to remove cataracts
B) Casually say that other methods are typically used to remove cataracts
C) Nod and tell the patient cataract surgery has come a long way
Your patient says she can no longer see with her glasses and that "the MEDICINE has run out of them." Do you:
A) Explain how optics and refraction work and that there is no medicine on her eyeglasses
B) Say you'll make sure the right amount of medicine is in her new glasses
C) Assure her you'll make her see as well as possible with her new glasses
A 70-year-old Medicare patient says he "doesn't want the government to start running his healthcare." Do you:
A) Explain that Medicare IS a government-run program
B) Tell him you'd be happy to keep government out of his healthcare and you'll charge him today instead of filing a claim with Medicare
C) Tell him you'll take good care of him
On slit lamp exam, you observe some small congenital cataracts on a 10-year-old patient. Her mother is in the exam room with you Do you:
A) Tell them both she has congenital cataracts but they won't change or affect her vision
B) Don't even mention the cataracts and feel it's a waste of time to try and explain it
C) Casually state the patient has a tiny snowflake spot on her lens that she was born with and it will not change or affect her vision
Add up your score. "A" responses receive 1 point, "B" responses receive 3 points and "C" responses receive 5 points.
Score of 4-6: Your ego is getting in the way
Score of 7-12: Not bad, but you're turning some patients off
Score of 13-20: You checked your ego at the exam room door
We want to educate our patients the best we can, but sometimes that can backfire. The ability to let insignificant issues go can be a lot tougher than anticipated, especially with very opinionated patients. Try to remember what's really important. Although we're all guilty of it, try not allowing your ego to ruin an otherwise pleasant patient experience .
Optometric Management, Volume: , Issue: March 2013, page(s):


text:
5 Stocks Going Ex-Dividend Tomorrow: APU, FNFG, PBI, COST, IBM
First Niagara Financial GroupOwners of First Niagara Financial Group (NASDAQ: FNFG) shares as of market close today will be eligible for a dividend of 8 cents per share. At a price of $10.97 as of 9:35 a.m. ET, the dividend yield is 2.9%. The average volume for First Niagara Financial Group has been 3.6 million shares per day over the past 30 days. First Niagara Financial Group has a market cap of $3.9 billion and is part of the banking industry. Shares are up 37.7% year to date as of the close of trading on Monday. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more. First Niagara Financial Group, Inc. operates as the bank holding company for First Niagara Bank, N.A. that provides retail and commercial banking, and other financial services to individuals, families, and businesses. The company has a P/E ratio of 16.80. TheStreet Ratings rates First Niagara Financial Group as a buy. The company's strengths can be seen in multiple areas, such as its compelling growth in net income, expanding profit margins, solid stock price performance, impressive record of earnings per share growth and notable return on equity. Although no company is perfect, currently we do not see any significant weaknesses which are likely to detract from the generally positive outlook. You can view the full First Niagara Financial Group Ratings Report now.
- See our top-yielding stocks list.
Check Out Our Best Services for Investors
Action Alerts PLUS
Portfolio Manager Jim Cramer and Director of Research Jack Mohr reveal their investment tactics while giving advanced notice before every trade.
Product Features:
- $2.5+ million portfolio
- Large-cap and dividend focus
- Intraday trade alerts from Cramer
Quant Ratings
Access the tool that DOMINATES the Russell 2000 and the S&P 500.
Product Features:
- Buy, hold, or sell recommendations for over 4,300 stocks
- Unlimited research reports on your favorite stocks
- A custom stock screener
Stocks Under $10
David Peltier uncovers low dollar stocks with serious upside potential that are flying under Wall Street's radar.
Product Features:
- Model portfolio
- Stocks trading below $10
- Intraday trade alerts
Dividend Stock Advisor
David Peltier identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.
Product Features:
- Diversified model portfolio of dividend stocks
- Updates with exact steps to take - BUY, HOLD, SELL
Trifecta Stocks
Every recommendation goes through 3 layers of intense scrutinyquantitative, fundamental and technical analysisto maximize profit potential and minimize risk.
Product Features:
- Model Portfolio
- Intra Day Trade alerts
- Access to Quant Ratings
Real Money
More than 30 investing pros with skin in the game give you actionable insight and investment ideas.
Product Features:
- Access to Jim Cramer's daily blog
- Intraday commentary and news
- Real-time trading forums


text:
Bob Pezant - Hammond Real Estate Broker
The foundation of Pezant Real Estate is service and giving one's best. Broker Bob Pezant has a vested interest in the success of his real estate agents so he puts a great emphasis on training the 10 real estate professionals that work at Pezant Real Estate. The real estate agents go above and beyond in order to offer the best customer experience possible. The professionals at Pezant Real Estate offer assistance in buying and selling residential real estate, commercial real estate, and land.
Hammond LA is located in the proud State of Louisiana and is rich with history. The City's roots in the lumber, shipyard, and shoemaking industries has given the area of Hammond character and close ties to the Mississippi River and the port of New Orleans. Southeastern Louisiana University (SELU) is located right here in Hammond.
If you are looking to buy homes in the Hammond LA area, give Bob Pezant and Pezant Real Estate a call. They are the resident experts in real estate in Tangipahoa Parish. There are affordable properties available in Hammond, Pontchatula, Amite, and the surrounding areas. Find many residential and commercial real estate listings right here in Tangipahoa Parish and also in neighboring St. Tammany Parish.
Pontchatoula, the "Strawberry Capital of the World", is a charming town with a lot to offer residents and visitors. The small town has its own tourist attractions including a museum, historic buildings, and the Art Car art museum. Proximity to big cities like New Orleans, Baton Rouge, and Hammond LA allows access to almost anything else that you could want. At the same time there are quite a few aspects that make the city of in Pontchatoula a very unique city. Find Pontchatoula real estate with Bob Pezant and Pezant Real Estate.
Don't hesitate to give Bob Pezant and the Hammond real estate professionals at Pezant Real Estate a call at 985-542-3399 or simply send an email to Bob at firstname.lastname@example.com. In the meantime please check out. In the meantime, do please take a moment you view the featured Hammond and Pontchatoula real estate listings as well as all of the listings from the MLS.


text:
Emergency crews preparing for snowUPDATED 10:10 PM CST Dec 24, 2012
Emergency crews say they are preparing for the worst as a winter storm moves into our area. 40/29's Ben Wagner finds out how they're keeping you safe.
More Video
CommentsThe views expressed are not those of this site, this station or its affiliated companies. By posting your comments you agree to accept our terms of use.blog comments powered by Disqus


text:
The process of globalisation is transforming all societies and making them increasingly diverse and interconnected. This opens vast new opportunities for exchange and mutual enrichment between persons of different and plural cultures. It is also raising new questions about inclusion, human rights, and sustainability, calling for new competencies.
Culture is a key resource to address both the economic and social dimensions of poverty and to provide innovative and cross-cutting solutions to complex issues -- such as health and the environment, gender equality and promoting quality education for all. Cultural and creative industries are some of the most rapidly growing sectors in the world, representing an estimated global value of US$ 1.3 trillion.
At the same time, culture is a source of wealth in ways that do not have price tags. Culture can help promote social cohesion and youth engagement, and it is a wellspring for social resilience. Culture is a source of identity and cohesion for societies at a time of bewildering change. No development can be sustainable without it.
At this moment of change, when we are rethinking strategies for development and seeking to identify new sources of dynamism, let's put culture on the agenda as a force for sustainability in development.
Let's put culture on the agenda now.


text:
Job Details
Login Now
Are you interested in this job opening? Are you the perfect fit for our organization? Click on Apply Now! and your most current resume will be attached to this position. If you are new, the system will walk you through our Online Application process. If you know of someone else who might be interested, please send this opportunity to a friend.
Organization Overview
The City of Port Moody is a growing community of 34,000 residents located 30 minutes east of downtown Vancouver at the head of the Burrard Inlet and just steps from seaside parks, mountain trails and lakes. To achieve our mission of providing services that enhance the quality of life for all of our residents, we are looking for motivated individuals to complement our team.
Youth Leader
Job ID
Job Class
Employment Group
CUPE 825 (Inside)
# of Vacancies
Posting Period
April 24 - May 1, 2013
Position Overview
The City of Port Moody is looking for enthusiastic, energetic individuals to provide sport, recreation, leadership and supervision for youth at the Westhill Youth Centre and Recreation Complex Youth Lounge.
This position is responsible for organizing a variety of recreation opportunities for youth, providing leadership and supervision to youth aged 11 - 18 in a variety of social, physical and educational recreation activities. The Youth Leader will act as a positive role model while providing a safe and secure environment for youth.
Please note that employment at the City of Port Moody is subject to receipt of a satisfactory Police Records Search and Driver's Abstract.
Please submit your application online at
by the posting close date.
Basic Qualifications
Grade 12 education plus a minimum of 6 months relevant experience in a leadership role working with young people ages 11 - 18 in a recreation setting
Current Standard Level 1 First Aid
Ability to apply sound judgment
Ability to create a fun and safe environment for youth
Excellent communication and interpersonal skills
Leadership and coaching experience
Knowledge of local resources for youth
Ability to work as part of a team as well as individually
A valid BC Class 5 Driver's Licence
Date Added
Branch/Location Office
Port Moody
British Columbia [BC]
Compensation - Hourly
$22.96 per hour
Compensation & Benefits Overview
+ 12% in lieu of benefits and vacation
Apply Now!
Tell A Friend


text:
Eat Fat Lose Fat: The Healthy Alternative to Trans Fats
New Chapter
Beyond Organic
Garden of LIfe
Organic Vitamins
Fungi Perfecti
Privacy Policy
Beyond Organic
Review of Eat Fat Lose Fat: The Healthy Alternative to Trans Fats
I love this book!! It has changed the way I look at food. I have lost over 30 pounds to reach my goal weight with ease by following the recommendations of the authors and cured myself of rheumatoid arthritis in the process. The book is extremely well researched and well laid out. You will not regret buying it if you want to lose weight and regain your health. I can't recommend it enough. I have read alot of books about health over the years, and all of them led me down the path to sickness. I wish I had known the truth about healthy eating as it is presented in Eat Fat, Lose Fat a long time ago.


text:
Beer fun for the weekend
If you haven't gotten your tickets for Sierra Nevada's outstanding-looking Single, Fresh, Wet & Wild festival on Saturday, forget it. The brewery says all tickets are sold out. Same with the 10th annual Brews on the Bay in San Francisco. If any of you are going to either of these events, tweet me some pictures and I will pass them along, since I can't make either one in person: @beercountry. But if you can't make it either, that doesn't mean… Read More »


text: Hello! Brand new forum member here. I started a project recently to convert my 90's Fuji ATB to a single speed. I have found a tremendous amount of info on the Internet but one sticking point is my crank chainring. I have a spider that looks too small to bolt up most of the chainrings available. I have attached a photo of the bike and a close up of the crank. Would I be better off replacing the whole crankset? If I do, will I need a different BB? I would appreciate any help I can get. Thanks in advance!


text:
|Loebsack to Mark 500th Event in Iowa
|News Releases - General Info
|Written by Joe Hand
|Thursday, 29 November 2012 09:55
Will host 'Holiday Mail for Heroes' card writing event in Ottumwa
Washington, D.C. – Congressman Dave Loebsack announced today that he will mark his 500th in-state event for the year in Ottumwa. This Saturday, December 1st, Loebsack will join employees at the Ottumwa North Hy-Vee to write Holiday cards to the troops serving overseas. Cards will be provided at the event and then distributed through the Red Cross Holiday Mail for Heroes program. Click here for additional information about the Holiday Mail for Heroes program. The public is invited to stop by and give the troops a "touch of home" for the Holiday season.
This event will also be the 500th event Loebsack has held in Iowa since January 1st, 2012. Media are invited to attend.
Holiday Mail for Heroes Event
Saturday, December 1st
North Hy-Vee
2453 North Court
Tags See All Tags
Hits: 387
Comments (0)
Write comment
You must be logged in to post a comment. Please register if you do not have an account yet.


text: Home Culture Who's Making the Most Money in Hip-Hop? In today's link roundup: Forbes' list of top earners. Plus: Chris Brown's Halloween costume: Arab terrorist. By: Jenée Desmond-Harris Posted: Nov. 1 2012 11:46 AM 0 Dr. Dre (C. Flanigan/Getty Images); Jay-Z (Allison Joyce/Getty Images); Sean Combs (Desiree Navarro/Getty Images) Who's making the most money in hip-hop? Forbes has released its list of top earners, which includes several of the genre's newcomers this year. Chris Brown's Halloween costume: Arab terrorist: Maybe he's doing an experiment to see how many people he can offend while still maintaining his fan base? Obama and Christie bond on storm-damage tour: The political foes had what sounded like heartfelt praise for each other as they worked to address devastation caused by Hurricane Sandy. Denzel is America's top choice to play Jesus: Denzel Washington got 21 percent of the vote in a recent Vanity Fair poll about the ideal actor for the role. Like The Root on Facebook. Follow us on Twitter. Get what we're watching delivered to your inbox everyday! Sign up for our daily video newsletter below. Powered by Livefyre 0


text:
RISMEDIA, May 24, 2011–Buffini & Company is honored to be a sponsor at RISMedia's marketing and opportunity conference, Achieve!, opening in Rye, N.Y. , yesterday and continuing through today, May 25.
Achieve! brings together expert panelists and speakers to help attendees learn the innovations and strategies they'll need both today…and tomorrow. RISMedia is well known for delivering both value and support to the industry and the Achieve! conference is designed to deliver this along with the opportunity to connect and network with peers eager to learn and grow in their business.
"We are thrilled to be a sponsor of Achieve!," said Brian Buffini, CEO and founder of Buffini & Company, "Now is the time to get in the game and learn the skills you'll need to thrive. It's time to build market share by developing both character and competence." Addressing local real estate professionals, he added, "I'm looking forward to meeting many of you when we bring our complimentary 'Success Seminars' and flagship 'Turning Point' event to the New York area later this year. We're excited to help agents and brokers grow their business and thrive in this new era in real estate."
Achieve! opened yesterday, May 24, and continues today, May 25 at the Rye Town Hilton, in Rye, NY. For more information, visit http://rismedia.com/events/leadership-conference/
About Buffini & Company
Buffini & Company is the largest real estate coaching and training company in North America. Founded by industry expert Brian Buffini, the company provides its Members with systems that facilitate the fundamentals of working by referral. Their unique and highly–effective lead generation and coaching systems have helped entrepreneurs around the world improve their business, increase net profit and enhance their quality of life. Members of Buffini & Company's One2One Coaching programs earn 6 times the NAR national average (US). Buffini & Company is headquartered in Carlsbad, California.
For further information: www.buffiniandcompany.com or 800-945-3485 x 2146.
Have a comment on this article? Share on Facebook!
Copyright© 2016 RISMedia, The Leader in Real Estate Information Systems and Real Estate News. All Rights Reserved. This material may not be republished without permission from RISMedia.
Content on this website is copyrighted and may not be redistributed without express written permission from RISMedia. Access to RISMedia archives and thousands of articles like this, as well as consumer real estate videos, are available through RISMedia's REsource Licensed Content Solutions. Offering the industry's most comprehensive and affordable content packages. Click here to learn more! http://resource.rismedia.com


text:
The Cooma Stallions registered their first win of the season, after a powerful six try performance against the Tathra Sea Eagles on Sunday afternoon at the Cooma Showground.
Played before a good crowd on a perfect afternoon for football, both teams started the match with plenty of intensity.
Cooma opened the scoring when halfback Paul Perkins put in a perfectly placed short kick, which was duly fumbled by Tathra and pounced upon by 'Johnny on the spot,' Jake Schofield. Murray Jackson successfully converted from out wide to take the score to 6-0.
For the next 20 minutes both sides were evenly matched, until an excellent Cooma team try, which came about from players in last year's under 18s premiership winning side. Blayne Thomas made inroads into the Tathra defence, with Zane Weston finishing off the attacking raid.
After a Tathra defender was bundled into touch, and therefore leaving the Stallions in an excellent attacking position, some concerted attack saw captain-coach Steve Dunn crash over for an unconverted try to take the score to 14-0.
Cooma then provided some scrambling defence, including a Mitch Lynch try saver to leave the score 14-0 at half time.
The second half commenced the same as the first with Tathra applying early pressure, forcing the Stallions into two line dropouts. Solid defence from Cooma kept Tathra at bay.
In the 53rd minute Zane Weston defused a difficult bomb and a subsequent penalty put Cooma in a strong attacking position. A penetrating run from Murray Jackson saw quick hands from Jake Schofield to put Matty Salvestro over for another unconverted try, extending the lead to 18-0.
Halfway through the second half, Tathra got on the board when Connor Finucane crossed for a converted try to reduce the deficit to 18-6.
Jake Schofield was denied a try after an earlier infringement was brought to the referee's attention. Not to be denied Joel Smith crashed over from 10 metres and the successful conversion from Torin Findlow saw the lead extend to 24-6.
Ten minutes before fulltime a quick interchange of passing between the forwards saw Paul Perkins score a converted try, taking the score to 30-6.
Tathra, to their credit, kept trying and were rewarded when Dylan Aldridge scored, making the final score 30-10 in Cooma's favour.
In what was a solid team performance, Cooma were best served by Jake Schofield, Jackson Standen, Brett Hodak, Blayne Thomas and Coach Steve Dunn.
With a bye next week and a home game the following week against Narooma, Cooma are well poised to make an attack on a top four position.


text:
Thursday Oct 23 2008
Friends of the Library host book sale at Twelve Bridges Library
By: Staff report
The Friends of the Library group is hosting a book sale from 10 a.m. to 4 p.m. Saturday in the Willow Community Room at the Twelve Bridges Library, 485 Twelve Bridges Drive. The book sale is unique in that a number of books are from an older collection at the Carnegie Library. All the books that had been stored as "will-call" books have been checked for addition to the present collection. Those that are not accepted have been given to the Friends for the sale. In addition, the library at Kilaga Springs and people from Lincoln and surrounding communities have donated boxes of books. Most hardbacks will list at 25-50 cents and paperback books will be 25 cents. Fiction books will be in the Willow Room while the nonfiction books will be on carts in the rotunda. The hardbound non-fiction books will be 50 cents. There will be special carts that will hold books listed at various prices from $1 to $5. There are two sets of World Books, a set of Winston Churchill's volumes and two sets of the four-volume Abraham Lincoln books. There are poetry books, plays, books on writing, spiritual books, art and photography books. There are two boxes of Zane Gray books and a few other Westerns. There are books on carpentry, history, travel, self-help, exercise, law, home and garden, needlecrafts, beading, children's books and more. Also on sale will be green library/shopping bags for $2. At 3 p.m., a paper bag of books may be purchased for $1. Remember that both libraries have books for sale daily. Help is needed to move books and set up the sale at 5 p.m. the day before the sale. Stop by either library for fingerprint papers. The fingerprints are free to volunteers and are offered on Thursdays and Saturdays. Your help is needed. If you have need for books that are left from the sale, call Shirley at 645-3470 to make arrangements to take the books after the sale.


text:
You probably take vitamins and supplements with the goal of improving your health. That's great news! Yet these products aren't always good for you -- or safe. And buying dietary supplements isn't as straightforward as looking for the most promising health claim on a label.
Fortunately, you can arm yourself with some simple facts before you start taking supplements. Use this checklist as a guide to help you talk with your doctor. Bring it to the drug store or supermarket to help you choose a supplement that's safe, and that best fits your health needs.
Supplements and the FDA
The U.S. Food and Drug Administration (FDA) does regulate dietary supplements; however, it treats them like foods rather than medications. Unlike drug manufacturers, the makers of supplements don't have to show their products are safe or effective before selling them on the market.
And, what's inside the supplement bottle may not always match what the label promises. Even a supplement called "all-natural" can cause side effects or interact with medicines you're already taking. Some supplements may include ingredients that aren't even listed on the label.
Before you buy any supplement, talk to your doctor. Find out if the product you're thinking of purchasing is safe for you. Ask whether it might interact with any other medications you're taking.
Read the Supplement Label
When buying any dietary supplement, here's what to look for:
- Has the supplement been certified by an organization that verifies supplement safety? Look for a blue and yellow seal from the United States Pharmacopeia (USP), or a symbol from NSF International or Consumer Lab.com.
- Check that the label contains: The name of the supplement, the name and address and phone number of the manufacturer, a complete list of ingredients--including the active ingredient, and the serving size.
- How much of each nutrient is in the supplement? You don't want to exceed the tolerable upper intake level (UL) for any one nutrient.
- Does the claim on the label or in the product's commercial sound too good to be true? If the promise sounds unreasonable, it probably is. Only certain claims can be made on food and dietary supplement labels. These claims fall into 3 categories: health claims, nutrient content claims, and structure and function claims.
- Has the supplement been recalled? You can check for recalls on the FDA's web site at http://www.fda.gov/food/recallsoutbreaksemergencies/recalls/default.htm.


text:
This is a potential security issue, you are being redirected to http://nvd.nist.gov
Last updated: 5/3/2016 9:59:51 AM
CVE Publication rate: 19.4
NVD provides four mailing lists to the public. For information and subscription instructions please visit
NVD Mailing Lists
Mozilla Firefox 2.0, possibly only when running on Windows, allows remote attackers to bypass the Phishing Protection mechanism by representing an IP address in (1) dotted-hex, (2) dotted-octal, (3) single decimal integer, (4) single hex integer, or (5) single octal integer format, which is not captured by the blacklist filter.
By selecting these links, you will be leaving NIST webspace. We have provided these links to other web sites because
they may have information that would be of interest to you. No inferences should be drawn on account of other sites
being referenced, or not, from this page. There may be other web sites that are more appropriate for your purpose.
NIST does not necessarily endorse the views expressed, or concur with the facts presented on these sites. Further,
NIST does not endorse any commercial products that may be mentioned on these sites. Please address comments about
this page to firstname.lastname@example.com.
Disclaimer Notice
& Privacy Statement / Security Notice
Send comments or suggestions to firstname.lastname@example.com
NIST is an Agency of the U.S. Department of Commerce
NVD Services Version 3.5
Full vulnerability listing


text:
Sophia's online courses not only save you money, but credits are also eligible for transfer to over 2,000 colleges and universities.*
1.) Kendra has a collection of various cereals on a shelf in the cabinet. Five of the cereals contain corn, two contain rice, and four contain oats. Without looking, she selects a box of cereal for breakfast. What is the probability that the cereal she selects will contain oats?
2.) Eleven poker chips are numbered consecutively 1 through 10, with two of them labeled with a 6 and placed in a jar. A chip is drawn at random. Find the odds of drawing a 6.
3.) If the odds against an event occurring are 9:14, what is the probability of the event occurring?