text: Russ Shaw 2016-05-01T23:45:41-04:00 Russ Shaw http://www.huffingtonpost.co.uk/author/index.php?author=russ-shaw Copyright 2008, HuffingtonPost.com, Inc. HuffingtonPost Blogger Feed for Russ Shaw Good old fashioned elbow grease. Failing IT Education Hindering UK Economy tag:www.huffingtonpost.com,2013:/theblog//3.4255757 2013-11-11T20:47:57-05:00 2014-01-23T18:58:21-05:00 Russ Shaw http://www.huffingtonpost.com/russ-shaw/ So, why are we not giving more of our young people the best chance of reaching their potential and making our tech scene a storming success? As it is, not enough time in the classroom is dedicated to ensuring those with the aptitude are allowed to flourish. For the majority of students, IT is a waste of time, barely progressing further than navigating spreadsheets and thrashing out pointless presentations - but this is hardly fresh insight. The IT curriculum has been a missed opportunity in our schools for a very long time. Last year Michael Gove, the UK's Education Secretary, described the existing school curriculum for ICT as being "harmful and dull", and I couldn't agree more - ICT has not been taught effectively in our schools as I have seen through my own children. The recent STEM Skills Gap report, which was conducted by YouGov, revealed that 59% of businesses and 79% of universities believe there are not enough skilled candidates leaving education to meet industry's employment requirements. This report goes to show that very little progression has been made since Gove's statement. Young people are being taught how to use technology but not how to create it. ICT taught in schools has lost its meaning and relevance, and it has become synonymous with word processing and spreadsheets. It is absolutely essential that this changes, and fast. The teaching of technology must become fully integrated into the school curriculum to ensure that young people have an understanding of how technology works. Only then will they be able to innovate around it and build new ideas from it. A study by Development Economics this autumn found that the UK will need 750,000 additional, digitally skilled workers by 2017 if it is to capitalise on a £12bn economic opportunity. And nearly 200,000 of these new jobs are particularly suited to young workers. With current high levels of youth unemployment, this really sounds like a fantastic opportunity to match young people with good job prospects. The next generation of tech entrepreneurs is growing up with technology as a constant part of their day-to-day lives. To unleash the economic potential of their digital know-how, it is essential that they understand not just how to use these systems, but ultimately how to create them. The government has understood that ICT as a subject name carries negative connotations of a dated and unchallenging curriculum that does not serve the needs and ambitions of pupils. It has therefore confirmed that from September 2014, the school ICT curriculum will re-labelled as "Computing". The details of the refreshed "Computing" curriculum are yet to be announced, however it has been promised that "changing the subject name of ICT to computing will not only improve the status of the subject but also more accurately reflect the breadth of content included in the proposed new programmes of study". At Tech London Advocates, we have set up a Working Group to explore education as an issue which the tech sector is facing, and at an event at Level39 this October, Dido Harding, CEO of TalkTalk Group argued that it is both socially and economically important to inspire our next generation to succeed in the tech space and ensure that we support a pipeline of future talent. I urge the government to ensure that this curriculum change is much more than just a re-branding exercise. The government must commit to pave the way for a transformation of the education of our future tech and digital workers. I look forward to the day when coding and app building are taken as seriously as traditional subjects and recognised as making a valuable contribution to the economy.]]> Mounting Investor Confidence Paves the Way for a New Age of UK Tech tag:www.huffingtonpost.com,2013:/theblog//3.2819061 2013-03-06T10:58:22-05:00 2013-05-06T05:12:01-04:00 Russ Shaw http://www.huffingtonpost.com/russ-shaw/ released last week by Ascendant Corporate Finance reveal a welcome resurgence in the UK and Irish tech scene, and it appears that it's just a sign of things to come. Over £1billion was invested in 232 deals of over half a million pounds in 2012, signaling the highest level of investment in tech companies in UK and Ireland for over a decade. These figures are very encouraging and demonstrate that tech is beginning to step up and play a leading role in the UK economy. If the UK is going to compete in the modern global economy, technology companies will have to play a major role, and it is only through these levels of investment that we can make good startups become exceptional businesses. Taxi company Hailo is a perfect example of the impact that external investment can make in accelerating a business. The company received £19m of venture capital investment and is now operating in nine cities internationally, and counting. In order for Hailo's success to be replicated over and over, it is vital that these levels of investment continue to grow. Momentum is building, and it is up to our large corporates and institutional investors along with venture capitalists and private equity firms to identify and develop the potential within UK tech and invest accordingly. These £500,000+ investments are great for high growth companies that have made it through the startup phase and are ready to scale their businesses for expansion through later-stage growth. We need to ensure that there is a steady pipeline of both startups and later-stage growth companies ready to provide exceptional returns to investors through new, dynamic and often disruptive business models. It is really encouraging that investment into UK technology startups reached a ten year high in the first half of 2012, with nearly £600m put into early stage businesses. These companies often only need modest investment to get their ideas off the ground and to put themselves in with a chance of success. If 2012 is going to be seen as a tipping point for tech investment in the UK, we need to make sure the money flows both to startups to get them off the ground and to high-growth, high-potential businesses to help them fly. For me, possibly the most exciting aspect of this research is the concentration of investment in London's tech scene. In the fourth quarter of 2012, London based tech companies captured £151m of investment, representing 72% of the value of the market for the whole quarter. This is representative of 93 London tech companies receiving growth, compared to, for example, just 10 in Oxford. While it is important that technology is not solely focused in London, it is clear from examples around the world that innovation works best when skills, ideas, competition and success are concentrated in hubs. London has all the ingredients to be exactly that type of hub and is already well on the way to becoming a powerful tech city. But to complete that journey, the potential needs to be nurtured and our successes need to be championed. Leading London figures need to tell the world about the burgeoning tech revolution happening here and cement the city as the place set up and grow a world beating company.]]> Boris Backing London's Tech is a Great Start tag:www.huffingtonpost.com,2013:/theblog//3.2688372 2013-02-14T14:20:14-05:00 2013-04-16T05:12:01-04:00 Russ Shaw http://www.huffingtonpost.com/russ-shaw/ open the day's trading at the London Stock Exchange (LSE) this week and encourage investors to back the science and technology sectors. This mayoral stimulus is exactly what's needed to help London's burgeoning tech scene move on to the next stage. As the Mayor emphasised, emerging businesses need to be financially supported and nurtured. London is already home to the greatest concentration of tech firms in Europe and to enable this to continue, high growth small businesses need investment. The Mayor is absolutely right to suggest that there should be a reduction or abolition of taxes on equity investment in order to widen SME access to equity finance. It is also essential, as the LSE is advocating, that the gap between the Main Market and the Alternative Investment Market (AIM) is bridged. AIM was developed to meet the needs of smaller, growing companies from any sector or country who might not meet the full criteria for a listing on the main market of the LSE. Through initiatives such as The High Growth Segment, LSE is opening up market access to the SMEs that need it most. However, for tech startups to really achieve the investment they require, there needs to be a focus on attracting more of the bigger corporates and institutional investors, to strategically invest in tech businesses as they move to later stage growth and in venture capital and private equity funds. Great progress is being made in developing early stage tech businesses, but as those startups begin to need deeper funding rounds (series B, C and beyond), it is the large corporate and institutional investors that will need to step up and enable these businesses to accelerate and scale their growth. With the memory of the dot com bubble still fresh, it is understandable that they might be apprehensive about investing in high risk, high growth businesses, but this really needs to change. And fast. The market is different now and London is quickly establishing itself as a tech and digital cluster. With greater capital, both in terms of seed investment and later stage funding, particularly from large corporations and institutions, early stage companies that show promise and potential are more likely to flourish and move into later stage growth phases. Reputable corporations are already beginning to encourage the development of tech talent. The Google Campus in Shoredicth, for example, includes several floors of flexible workspace, with free high speed internet. It hosts many useful events, which are powered by the startup community, such as weekly mentoring programmes, speaker series and networking events. Through the Tech City Investment Organisation, companies such as Facebook, Intel and Blackberry are working to inspire young people to study STEM subjects. This kind of support and mentoring is vital in order to nurture and up-skill our tech enthusiasts so that they can evolve into world-class talents. Last month, TCIO also teamed up with Hackney Community College to offer 500 unemployed young people in London the opportunity to work in London's most exciting and high-profile digital companies and to create an apprenticeship training centre in the Olympic Park broadcasting centre, providing up to 350 young people each week with the skills training they need to work in Tech City. There is a lot of great work happening to develop and nurture London's technology scene as it looks to make a real contribution to the UK's economic growth. But we need more high profile supporters to champion London's burgeoning technology startups and to lead the way in enabling London's tech hub to reach its full potential. These technology advocates have the profile, means and influence to promote Tech London and help our unbeatable tech nucleus to become truly world class. The Mayor's support for London's Tech scene is a great start, but it's important that his backing is only the beginning of this journey.]]> Why Remaining in the EU Is Vital for London's Tech Start-ups tag:www.huffingtonpost.com,2013:/theblog//3.2615840 2013-02-04T11:10:31-05:00 2013-04-06T05:12:01-04:00 Russ Shaw http://www.huffingtonpost.com/russ-shaw/ EU speech provides a good opportunity for UK policy makers, businesses and the general public, to re-address the UK's relationship with Europe. That the promise of a referendum triggered a five-point bounce in the polls demonstrates a significant interest amongst large parts of the UK public to revisit the European question. As a passionate supporter of London's tech startups, I am particularly aware of the benefits of the UK's position in the EU and welcome Cameron's focus on returning the EU to its basic common market principles. History has taught us that unrestricted trade flow is a key economic driver of growth and prosperity. This fluid trade pattern benefits businesses of all sizes, as well as consumers, by offering them a choice regarding quality and price. It makes sound economic sense. In this context, it is important that small and medium sized enterprises across the UK remain at the heart of the EU and, therefore, take advantage of trading opportunities with other European countries. Access to the single market is integral for British businesses and British jobs: we currently trade in excess of £480 billion with the EU, which is approximately 52% of the UK's total trade in goods and services. But more than that, EU membership enables Britain's businesses to benefit from the collective bargaining power of one of the world's most important trading blocs. It is likely that the 21st Century will see the agreement of even more deals between the world's trading powerhouses, with bilateral deals that will be negotiated in Brussels with the US (and possibly NAFTA--US, Canada, Mexico), China, Brazil and other emerging markets. In a world where technology is breaking down the traditional barriers to international trade and the Internet is creating an ever-expanding global marketplace, UK businesses simply must not find themselves on the sidelines of the action and disadvantaged by punitive excise taxes. An isolated United Kingdom will struggle to compete in a world where innovative technology will underpin international trade and transactions by enabling the seamless global movement of goods and services. That Amazon's annual revenues are larger than the GDPs of half the countries of the world illustrates the growing dominance of international trade, facilitated by the universality of the Internet. The fact that 26% of non-EU companies currently have their European headquarters in the UK is of course driven in part by language, time zones and connectivity. But imagine how that figure would change if UK businesses no longer had access to free trade with the European Union. One of the most prevalent accusations levelled at the European Union is that its red-tape and bureaucracy stifles British business and Cameron was right to call for Europe's smallest entrepreneurial companies to be exempt from more EU directives. However, we should not forget the other benefits EU membership brings to those small businesses, particularly in the technology sector. A recent CBI report highlighted that over 45% of employers envisaged they will face problems finding staff with Science, Technology, Engineering and Maths (STEM) skills in the next three years and that skill gap is most painfully felt by tech startups. Progress is being made to upskill the UK workforce through the Tech City Investment Organisation, in partnership with organisations such as Facebook, Intel and Blackberry, to inspire young people to study STEM subjects... this is a good start. But these initiatives will take time to bear fruit. In the meantime, the EU's free movement of labour enables British businesses to recruit the top talent from across Europe and to compete in the modern global knowledge economy. Gaining access to this talent, if it is in short supply in the UK, brings both STEM skills and probably a better understanding to a variety of new markets into which these tech businesses can quickly expand. So, it is clear that membership of a European common market is vital in helping digital and technology businesses access more markets, potential customers, suppliers, and opportunities for growth. But the relationship cannot stop there. So many of the decisions that make it possible for young tech entrepreneurs and companies to succeed are made in Brussels. It is essential that the UK has not just a voice, but a 'significant' voice, at the top table of European policy-making, representing the interests of British business. Frankly, we need this right now!]]> New Tech City Investments Are a Further Boost to Britain's Digital Aspirations tag:www.huffingtonpost.com,2012:/theblog//3.2270813 2012-12-10T09:55:36-05:00 2013-02-09T05:12:01-05:00 Russ Shaw http://www.huffingtonpost.com/russ-shaw/ In a further demonstration of the government's ongoing commitment to developing the UK as a leading centre for digital startups, the prime minister last week declared his aim of making East London "one of the world's great technology clusters" with new investments from organisations including KPMG, Microsoft, University College London and IBM. In his Mansion House speech last month and again in Tech City last week, Mr Cameron stated that the UK is in a "global race" for technology leadership. "As well as backing the businesses of today, we are creating an aspiration nation and also backing the innovative, high-growth businesses of the future,", he said. He could not be more right. Berlin and other European cities are busily building their own digital clusters and have set their sights on being Europe's preferred destinations for the hottest new firms and the venture capital that will follow. A recent BBC report on Berlin's potential highlighted the abundance of digital firms in the city and claimed that it could be a serious challenger to London's technology aspirations. Also last month, Telefonica Digital released a fascinating report into the hottest digital centres in the world today. London was flagged up as the city whose startup community has experienced the most significant growth in recent years, but the report highlighted several barriers to growth that could stop the city from becoming a serious challenger to Silicon Valley. Foremost was the fact that access to capital, and, in particular, early stage venture funding (post angel investing) drops off a cliff in London in comparison to Silicon Valley. Getting motivated and educated talent into these businesses will also be something to monitor, especially as other European centres will be trying to attract the same startups and entrepreneurs. With such competitive pressures, Mr Cameron's support for the capital's technology industry is very welcome and while the government has been criticised in some quarters for badging the nascent tech scene "Tech City", I see great value in having the Prime Minister backing a sector of the economy that is focused on growth, jobs and value creation. According to an FT report, the £50m investment will go into developing the Old Street roundabout area with a new "civic centre for start-ups and entrepreneurs" called Open Institute. I have seen some early versions of this, and it is very impressive. Due to be completed by 2016, the building will host training activities, exhibitions, events, workspaces, a 400-seat auditorium and a 3D-printing centre. Under the plans, the complex will have the capacity to train 10,000 students in programming (yes, more coders are needed) and business skills, as well as host technology conferences, the FT reported. If these moves help attract further investment to the area and ensure that the global tech giants - from Amazon to Microsoft, from Google to Telefonica - continue to bring their might to the area, the government is doing many good things to give the UK's growing tech cluster a better than fighting chance against the rest. Bring it on!]]> It's Time For Britain to Stop Doing Itself Down tag:www.huffingtonpost.com,2012:/theblog//3.1970617 2012-10-16T12:38:17-04:00 2012-12-16T05:12:02-05:00 Russ Shaw http://www.huffingtonpost.com/russ-shaw/ It seems to have become fashionable to sneer at the so-called Silicon Roundabout and the digital and technology firms growing there - they're no Silicon Valley we're told. On some measures, the critics would be right, but that says nothing for its huge potential. Do we even want to replicate Silicon Valley? Would we not rather develop the things that London brings to the table? The fact that the city is a global financial hub which hosts the world's leading creative, advertising, fashion and design industries can't hurt. That said, East London is growing quickly. Big players like Google, Intel and Cisco have set up in 'Tech City' in the last two years. And confidence is growing - the latest findings from the Investec Entrepreneur Confidence Index show that 81 per cent of entrepreneurs are expecting an increase in profits, 63 per cent expect their UK workforce to grow and 41 per cent think it's likely that they'll launch new products or companies in the year to come. Another promising sign is the bond that has formed between Imperial College and Tech City through schemes such as the Digital City Exchange, a major research programme. This is more important than you might realise - Silicon Valley was founded on links to Stanford. This doesn't necessarily mean London will give birth to the next Facebook or Google, but it's a clear sign that it could have a huge impact in health care, sustainability or transport thanks to the university's expertise. A number of British tech companies are even starting to explore floatation - something largely unheard of in this country. This year three companies, including Sheffield-based WANdisco, floated on AIM. These are early days, but the government is showing encouraging signs of providing a remedy, pledging just last month to relax the requirements for listing on the London Stock Exchange. And while we may still lag behind Silicon Valley on some dimensions, Hermann Hauser, one of the country's best-known technology investors, thinks we're ahead of continental Europe and have made phenomenal progress. Indeed, Startup Genome's research ranks London as the third most successful digital innovation "ecosystem" in the world (behind Silicon Valley and New York) - a calculation, which includes the total market size, type, revenue streams, product development and thought leadership. It even credits London's entrepreneurs with being 21 per cent more likely than their Silicon Valley counterparts to tackle existing markets with better products. It's stuff to be optimistic about - and deserves more support than a simple economic measure. Indeed, as David Cameron said: "It's not just about growth and GDP. It's what's always made our hearts beat faster - aspiration; people rising from the bottom to the top". It's time to stop doing ourselves down - and believe that Silicon Britain can soar.]]> Education the Key to Ensuring Our Digital Future tag:www.huffingtonpost.com,2012:/theblog//3.1824615 2012-08-23T09:57:10-04:00 2012-10-23T05:12:11-04:00 Russ Shaw http://www.huffingtonpost.com/russ-shaw/ Such a swift and decisive embrace of the digital economy can only be good for East London, and the UK as a whole. Tech City has built foundations that may one day allow it to emulate Silicon Valley as shorthand for a nationwide sector of booming digital activity. But the afterglow of the Olympic summer is not a time to rest back on the achievements of the last four years. Instead, it is vital that we recognise and address problems that are beginning to affect Tech City, and equip it to be Britain's (and Europe's) digital leader for decades to come. The Centre for London report, A Tale of Tech City, highlighted the rapid growth of digital start-up activity in the Shoreditch area, but also exposed several areas of ongoing concern. Operationally, there is a connectivity deficit, which risks holding back digitally reliant businesses, and a spreading concern that the cheap rental rates which have been such an attraction cannot last. But beyond slow wi-fi and creeping rental, there is a more fundamental issue: people. A skills gap and lack of graduates and school-leavers equipped to thrive in the digital economy is doing more than anything else to threaten Tech City, and all attempts to move Britain forward on a digital footing. A worrying number of the Tech City businesses interviewed by the Centre for London identified the lack of a skilled recruitment base, both in developers and support staff, as one of their primary concerns. The skilled migration cap is limiting their attempts to bridge this gap with developers and computer scientists from outside the EU. But problems bringing skilled digital workers into the UK should not distract us from the need to ensure that our own future generations are given an education which makes them fit for the digital sphere that will dominate their working lives. That's why it's so encouraging that local schools and colleges are now getting involved in the Tech City ecosystem. Hackney Council are leading the way, investing in an apprenticeship scheme to get school leavers placed with Tech City firms, while in terms of higher education, UCL and Imperial College are partnering with Cisco to set up a Research and Innovation Centre in Future Cities, based in Tech City. Spear, a brilliant local charity which supports disadvantaged youth in parts of London, offers services like coaching, CV preparation and mock interviews to help these young people get on the right track with a career path. Projects like these will be invaluable in creating an educational foundation on which the future growth of Tech City can be based. The interface between the education and digital sectors is already being forged by figures like Stephen Caddick, the Vice Provost (Enterprise) at UCL, who was recently appointed to the Government's Tech City Advisory Group. These linkages, and the projects they drive, will help produce the skills base needed to make Tech City, and the offshoots it hopes to generate, viable prospects for Britain's digital future. That future is already hurtling into view. This year has already seen a number of blue-chip tech companies - including Google, Microsoft, Vodafone and Amazon - announcing big new investments in London, while the Olympic Park media centre is to be converted into a technology hub. All this ambition needs a workforce of homegrown digital natives to sustain it. Only by equipping the next generation for tech careers can we ensure that what began as a hopeful cluster of start-ups will leave a lasting digital footprint.]]> Tech City: The Other 'Team GB' to Get Behind This Summer tag:www.huffingtonpost.com,2012:/theblog//3.1722344 2012-07-31T19:00:00-04:00 2012-09-30T05:12:04-04:00 Russ Shaw http://www.huffingtonpost.com/russ-shaw/ But aside from our sportsmen and women, I will also be cheering on a very different 'Team GB'. Based just down the road from the Olympics base, its members have also made the UK a world-class contender in its field. The startups in Tech City that cluster around the Old Street roundabout continue to go from strength to strength in their quest to be amongst the world's finest. Thousands of talent-rich small companies line the area - like EDITD, a kind of 'Bloomberg for fashion'; taxi booking service HAILO and luxury travel club Secret Escapes. These firms and more mean that London genuinely competes on the world innovation stage. Moreover, a number of recent announcements have signified a vote of confidence in the area from some of the world's major players. Amazon is to open a digital innovation hub in the area that will house hundreds of their technical staff. Emap is also moving into the area, whilst Google is to extend its London Campus, currently based in Tech City, to the rest of the UK through a mentoring service and network programmes. The London Campus is thriving, with around 5,000 members, 100 of which have office space at the flourishing hub. Fittingly, Tech City is now giving the UK's startups another opportunity to fly the flag for Great Britain. The StartUp Games, a competition delivered by the Tech City Investment Organisation and StartUp Britain will give the world's most talented entrepreneurs the chance to be recognised as an international startup champion. During three days of intense training and competition, participants will hear from digital leaders such as Dan Crow, CTO of Songkick; Paul Birch, Co-Founder of Bebo; and Debu Purkayastha, Principal, New Business Development at Google. Initiatives like these give our capital's startups the chance to shine. But to continue to stay ahead of the pack, Tech City must continue to grow, and quickly. It risks being overtaken by burgeoning European tech hubs from Berlin, Paris and Istanbul. Our growing businesses need space at a good price, and this is something that the government hopes that the post-2012 Olympic Park will provide, by turning East London into a 'tech corridor'. In a leap forward for the scheme, the Olympics media centre near Stratford is going to be transformed into a technology hub. iCITY, the idea developed by IT firm Infinity, is the sole preferred bidder to become the tenant of the media centre. iCITY's proposal is to develop the space into a hub for creative technology industries - in a move that has been warmly welcomed by London Mayor Boris Johnson. Naysayers have said that it will be difficult to create the same unique mix that has resulted in such a hotbed of talent on the Old Street roundabout. Admittedly, there are several enticements that would be difficult to replicate, such as the unique character of the bars and restaurants of Shoreditch and Hoxton that make Tech City such an appealing place to work...and network. Time will tell whether the Olympic Park will be a place where startups will thrive, but in my view, any move that looks to expand the tech scene of East London is a good one. Tech City is doing well, but like any top squad, the leaders in the UK technology field are hungry for more. They will need more space and low rents, more investors and more innovators, better broadband and wifi connectivity, more flotations, and really more business model disruption. So this focus on boosting London's tech scene should be applauded and continued. We need to keep Tech City ahead of the pack - and in doing so keep it a source of national identity and pride.]]> The Creative Destruction of the Banks Could be Sooner Than They Think tag:www.huffingtonpost.com,2012:/theblog//3.1645348 2012-07-03T05:17:34-04:00 2012-09-02T05:12:16-04:00 Russ Shaw http://www.huffingtonpost.com/russ-shaw/ Pitched into turmoil by the financial crisis and irrevocably scarred by the bonuses fiasco, these issues follow a long series of troubles for the banking sector, with customer confidence at an all time low. The BBC's Robert Peston described it as "a tragedy for all of us, because we need these institutions." For several years it has been clear that this is a segment of the economy that is ripe for disruption - and fittingly a new wave of entrepreneurial contenders have started to break through. With the launch in 2010 of Metro Bank and its subsequent expansion - it recently raised £126 million from investors - the bank's emphasis on customer service, long opening hours and a pleasant customer experience is proving to be a promising model, which provides a contrasting alternative in the market. As Britain's first new high street bank in over 100 years, Metro Bank calls itself a "revolution in banking", and many disillusioned customers feeling badly treated by the main banks have turned to this fresh, entrepreneurial contender. And there is more good news for small firms, with the recent announcement that Silicon Valley Bank is to be the newest entrant in the sector. Silicon Valley Bank's UK chief Phil Cox has pledged that the bank will increase its lending in the UK to billions "very quickly". The bank has promised make loans of between £300,000 and £30m to established companies looking to expand and has undertaken to help the UK's entrepreneurs "meet and exceed their ambitious goals" - a welcome assurance and a wake up call to other UK retail banks that have been continually attacked for restricting lending to small businesses. In response, a host of innovative businesses have stepped in to fill the gap. Peer-to-peer lenders such as Zopa, Crowdcube, and Funding Circle are providing innovative new ways for startups to raise investment and their rapid growth is ample demonstration that dissatisfaction is often the vital spur required for entrepreneurial innovation. These disruptive upstarts have caused Andy Haldane, head of policy at the Bank of England to agree that small peer-to-peer lenders could change the way entrepreneurs finance their business, and even in time replace high street banks. The economist Joseph Schumpeter famously used the phrase 'creative destruction' to describe the act of replacing something old and defunct with something new and fresh. Right now our banking system has to address a perfect storm of perceived incompetence, alleged criminality and widespread distrust. With customers crying out to be treated better, these things have to be addressed or they will vote with their feet. With the arrival of new businesses that can do it better, faster or smarter, the incumbents need to watch out - the 'creative destruction' of the banks could be sooner than they think.]]> For Startups, Marketing Should Always Be at the Top Table tag:www.huffingtonpost.com,2012:/theblog//3.1558554 2012-05-31T07:56:31-04:00 2012-07-31T05:12:17-04:00 Russ Shaw http://www.huffingtonpost.com/russ-shaw/ Those who lead digital businesses are often skilled in engineering, product development or finance. They start with a good idea for a product that they think people will want, and then spend months perfecting it without ever looking to potential customers for feedback. This is a huge error, and one that can lead businesses into massive difficulty in the long run. To thrive, every startup needs to ensure that marketing is brought forward in the cycle - not just as an add-on to help boost sales, but to help to facilitate the business idea itself. You just have to look at a global success story such as Apple to see the role that a strong marketing strategy plays in creating and maintaining its position as the world's most valuable business. Closer to home, the asset that marks out successful UK tech startups such as Moshi Monsters and Songkick - aside from a smart idea, excellent technology, and brilliant execution - is the fact that these businesses have embraced the building of strong and sustainable brand propositions. With the abundant opportunities now to market effectively through social media and viral channels there is no need to have a huge budget. It's a misconception that an effective marketing plan requires a great deal of extra capital or investment. Both Moshi Monsters and Songkick have demonstrated the use of cost effective tools to build brand visibility, and they have both been very successful in raising venture capital as a result. In your marketing plan, it is customers who should become your best advisors. It may seem obvious, but your company won't survive if you don't have a market that wants to buy your product and services, so businesses need to make it as easy as possible for customers to engage with them. You just can't afford to just build a business with the mentality that customers will come to you. Early stage businesses must get customer feedback very early in the process if they want to improve their chances of succeeding. Markets and customers move very quickly, and if you wait to create your marketing strategy even six months down the line, it could be too late, and your business could by then be irrelevant. It may also not be the natural inclination of many startups to look at building up a PR plan if their firm is still in the beta stage, but it is something that needs to be established. Your business needs to get out there and shout about the things that make it a unique and desirable proposition for customers. So to all startups looking to build up their firm, ignore communications and marketing at your peril. Ensure marketing is at the top table from the outset to keep your offer both relevant and visible to prospective customers.]]>


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Our Montana Business Hall of Fame inaugural inductees speak Oct. 2.
Read about our guest speakers!
Convocation May 1, 2015
Business programs at MSU Billings provide a foundation of study in the arts and sciences combined with professional business training preparing graduates for numerous career paths and leadership roles in business.
Development of the student's knowledge of the traditional and functional areas of business, the behavioral and social sciences, the management sciences, and the systems approach to problem solving, is of key importance to these programs. Integrated throughout this part of the program is an emphasis on developing the ability to make effective operational and administrative decisions.
Additionally, intensive study in a chosen area of concentration provides the student with the in-depth experience necessary for an understanding of the global economic and social systems and their relationships to the individual and the organization.

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Base Serviced Apartments - Sir Thomas Street
|(clasificación propia) A
Based close to the Metquarter and Liverpool One shopping centres, being surrounded by restaurants and bars makes it a perfect location for all - leisure and business travellers. The Cathedrals, Museums, Art Galleries and Theatres of Liverpool are all within walking distance of Sir Thomas Street, Anfield and Goodison Park football stadiums are within easy driving distance. The Albert Dock is just a 10 minute walk away, and as well as being very beautiful, it plays host to The Beatles Story, The Tate Gallery, and the Mersey Ferries!
Here at Base Serviced Apartments, you can find a real sense of a home-from-home comfort, which makes them a perfect choice, whether you are a traveling couple, family or a business guest!
Please note that all guests must be over the age of 25 in order to make a reservation. With regret, we do not accept stag or hen parties, as the apartments are located in a residential block.
Check-in time is between 3 PM and 10 PM at our office, apart from Sundays, when the office closes at 6 PM. Alternative arrangement can be made for all check-ins after this time, but they will incur a fee of £20. Our office is situated in Hudson Gardens, and all keys must be collected from here, and returned here upon check out. The office address is:
2 Hudson Gardens, 136 Duke Street, Liverpool, L1 5BB (entrance is by Savina Restaurant, off Cornwallis Street)
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May 5, 2016
Your phone bill is about to go up. The Public Service Commission approved the hike in 2003, but it's been tied up in court until recently. The first of several yearly hikes will show up on your November bill.
Using Halloween props, consumer advocates are calling the hike monstrous.
Bentley Lipscomb with AARP says, "Keep in mind that a substantial part of these increases are no different, in our opinion, than tax increases."
Utilities doled out $2.7 million in campaign contributions to get the hike through the Legislature. he law allows 20 percent annual hikes every year after the initial increases. So in a bit of wishful thinking, advocates are calling on consumers to revolt.
Lillian Johnson, a consumer advocate, says, "We need to become the nightmare next November for policymakers who have allowed the process to be co-opted by special interests."
The hikes were allowed on the theory they would spur competition.
Voice over Internet companies have been signing up customers at record rates, but the service isn't available in every area code. Jeb Bush, who signed the law into effect, says he has no regrets.
Gov. Jeb Bush says, "It's working. It has created more investment in technologies."
The monthly hikes do not apply to business service, just residential customers.
Consumer advocates say the law that made these rate increases possible also strips the Public Service Commission of its authority to regulate the quality of service, which means you'll have even fewer rights when there's a dispute with the phone company.
Click Here to access the online Public Inspection File
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My husband has lost interest in sex since our baby's birth. What should I do?
I have a 5 month old baby. Ever since the birth, my husband won't get close to me in any sexual way. I have tried everything, but he says he's not in the mood. I don't know what to do or what to think. Please help.
Posted: 08/23/2002 by a BabyCenter Member
Mom Answers
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201 - 210 of 361 answers
Wow. I really thought it was just me. I just finished crying hysterically, because for the 10th time in two months, I initiated sex again, and once again, he "wasn't in the mood." One of the best things about our relationship was the incredible sex we used to have, but now that I'm over 5 months pregnant, he is completely disinterested. He actually said to me tonight that he doesn't know what it is, he just doesn't want to have sex anymore. I have never felt so unattractive in my entire life. I am so excited about my baby on the way, but there is nothing worse than wanting to be close with your husband and having him not be in the mood. How can you not feel like he's just not attracted to you anymore? This whole thing seems so sick and dissapointing to me. I never expected this side effect from pregnancy. I'm really upset.posted 10/01/2007 by Bellagirl816
It's crazy how many of us are going through the same thing. What is wrong with our men?! I finally explained to my husband that I can tell when he masturbates by the way he acts towards me. When I know there is no possible way he could have done anything, he touches me a lot and talks about occupying the kids so we can finally do it. Our sex life has improved now and I think it's because I've stopped asking for it all the time and let it just happen. We are up to having sex about once a week which is a vast improvement from once a month. Our latest trick is getting the kids to bed around 8:30 and then we can be together. That way it's still early enough where you might actually still have energy left. Changing things up in the bedroom or ways to get to the bedroom helps. We need different things/ways to get us aroused and so do our husbands. I've found that begging, asking and then getting pissed when it doesn't happen doesn't work. Talk to them how you want to be talked to.posted 09/03/2007 by nathan_sarah_michael
testingposted 08/21/2007 by Neener1014
My hubby & I have a 5 mth old & a 3 1/2 yr old. I put sex on the bottom of my list until recently (which meant very little). My hubby recently told me how he felt about how infrequently we make time to be together, and that it just hurts b/c he is so attracted & loves me so much. I do feel the same and have decided to commit to making time for us. Sometimes it's difficult to put the "things to do list" out of my mind, but I'm going to remember what's impt...my entire family happines, which includes me & hubby time. A friend told me in couples counseling it was recommended to her & hubby to have sex at least every other day--no matter what's going on. And I've personally made that a goal for myself, and I have to say me & my hubby are more happy now. Which makes for us having a happier family. My advice to anyone is to remember that all elements of your family need to be maintained, even intimacy!posted 08/20/2007 by amhulcher
I am 32weeks pregnant and my boyfriend and I have no problems in the bedroom. But I can see how some men might. Think about it, During pregnancy he knows there is something growing inside you. That may freak him out a little or he may actually be afraid of hurting you or the baby. Just try to talk to him and tell him sex is safe and even though there is a baby in you, you are still very much intrested in sex. After birth they may also be afraid of hurting you. Or They may be milidly tramatized after watching the delivery. I mean, for some people it can look pretty gross. Just try to reassure him that you are in the mood and that your 'lady parts' Are still the same. Hehe. Good Luckposted 08/18/2007 by daddyslildimwit
You hope that it never happens to you. . . feeling like your partner has lost interest in you. You just gave birth to his child, and you'd think that he thought you were amazing and want to be close to you - expressing his love for you. Like some others, my boyfriend lost interest in sex during my pregnancy. He said it was a mental thing, with the baby inside and all. You can't help but think that it's because of the way that your body is changing. Well - our baby is 3 months old now and we've had sex 1 time. It wasn't even enjoyable! It was more mental than emotional! He says that he's lost his sex drive - what man doesn't have a sex drive!!! I'm starting to feel really sad and don't know how to repair someone else's sex drive. We've been together for over 10 years! It's never been this bad!! Any help?posted 05/28/2007 by a BabyCenter Member
Reading everyone's comment actually helps me out a little. My boyfriend and I used to be intimate about 3 times a week but eversince I've been pregnant I'm lucky if we are ever intimate. I am 31 weeks pregnant now and its been going on a while since we have been intimate, and everytime I mention it to him he says life is not all about sex, or that he's tired or has stomach cramps. Makes me feel like he isn't interested in me anymore, makes me feel so unattractive and depressed. I wish I knew a way where things could go back to the way they used to be but unfortunately if I don't even bring up sex those words arent coming out of his mouth either. But even when I do bring it up, he says we will, but never do. I hate feeling like I'm a pervert for wanting to make love to my boyfriend of 4 1/2 yrs, but that is the way I'm beginning to feel. And if it gets worse when my daughter is born, I would hate to have to leave him but I dont think life is all about sex but its a healthy part of a relationship and I think without it its like you're just really good friends. I need sex every now and then you know.posted 05/06/2007 by girlysaunt
Good to know I'm not alone or "imagining things" as I'm so often told by my DH. The only time in our relationship that he was pursuing me was right before I got pregnant, a few months ago. Since then, we've had sex three times in 4 months, only in the middle of the night and it's sex - not love-making. Wham, bam - goodnight ma'am. I've had to initiate it EVERY time. I feel fat, ugly, and unloved. It's causing so much stress in our relationshiop becuase I'm becoming bitter that we seem more like roommates than husband and wife, and I know it's making me more moody than I would be. I just feel so lost ans out of touch with him. I know he looks at porn on the Internet - I came across some url's when I was on the computer, but he denies it. It's like his whole sexual self has left teh building, leaving me with a selfish, unfeeling side of him that I can't stand. has anyone found any suggestions from experts on this? I spend most days wondering if our whole marriage isn't a mistake, and if he's this selfish about sex, how will he ever have enough love to give to our child?posted 03/26/2007 by WaitingforLogan
WOW I am so happy I am not alone. While I was pregnant with my daughter my fiance completely lost interest in sex. I mean we would ahve it every once in a while.. Before I got pregnant it was all the time I mean a couple of times a day. Now we my daughter is 6 months and we had sex 2 times since she was born. He says it's not me but he cant think of having sex with me and then seeing me with my baby. It is so traumatizing b/c knowing his drive I am afraid he is going to go get it elsewhere (if he hasn't already). I like all of you lost all my baby weight. I really don't know what to do it's breaking my heart completely. You know it really sucks we carry a baby for 9 months go through all these changes and now this....posted 03/19/2007 by a BabyCenter Member
Please HELP...my son is 13 months old. I think that during my pregnancy my husband and I had sex four times. Now I know that we had sex two times since his birth. I really don't know what to do. My husband isn't intimate and really wasn't before I conceived. He will not french kiss because spit is yucky. I have asked if he would go to counseling....and I really need help. I am so sexually frustrated and I don't know where to turn. He is my best friend. This is the man I WANT to spend my life with. We never go out alone. We spend all our time together, just seems like it is unimportant to him, although I have told him numerous times...it IS part of a healthy relationship. I need advice. Please anyone who can offer any assistance. I really just need feedback. Thanks!posted 02/26/2007 by a BabyCenter Member
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Briefing for SIPs: City Challenge
Overview of the 2003 London Challenge Strategy to transform secondary schools in London, which is part of a three-region City Challenge programme with the Black Country and Greater Manchester. The strategy involves a range of work and is a combination of targeted interventions.
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Overview of the Aimhigher initiative, which aims to raise the aspirations and attainment levels of young people and improve progression for those entering higher education (HE) via vocational routes.
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Introduction to the Aiming High: Raising the achievement of minority ethnic pupils national strategy. The strategy includes: mainstreaming initiatives and targeted support focusing on developing strong leadership in schools; high-quality teaching and learning; high expectations to succeed in pupils and teachers; Intolerance of racism; and working with parents and the wider community.
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[File:Switzerland_creperie.jpg|thumb|300px|A traveling solar crêperie nourishes festival-goers while raising awareness about solar cooking]]
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Mor Furniture for Less strives to give customers great value and service, and offers products that are on the cutting edge of style and design. Adding even more edge, Mor recently unveiled the addition of angelo:HOME ™ — an affordable home products and furniture line from designer, lifestyle expert and television host Angelo Surmelis. His line was created with one goal in mind – "Everyone can have style, and for less!"
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Arsenal criticise The FA. Promise to screen Final at Emirates
Arsenal have criticised The FA's decision to allocate Gunners supporters just 25,000 tickets for the FA Cup final against Hull City on 17 May.
Disappointed that a large proportion of the club's 45,000 season ticket holders will miss out on the showpiece occasion because 37,000 tickets are held back for members of the 'football family' and those with access to Club Wembley, Arsenal CEO Ivan Gazidis stated:
"We fully understand this is the showpiece FA fixture to celebrate the game as a whole, but we also believe the loyal supporters of the competing teams deserve a greater chance to see their team play in what is one of the biggest matches of the season. The balance in the FA's allocation system is not right.
"Arsenal have approximately 45,000 season ticket holders and 150,000 members, many of whom come to games.
"They all give us their loyal support throughout a season but with the FA Cup final allocation at 25,000 there will be many disappointed Arsenal fans, who have supported the Club home and away for years, who will be unable to get a ticket to this historic match."
Eager for supporters unable to attend Wembley to experience a large-scale atmosphere, the club have confirmed they will show the game on giant screens at the Emirates with fans seated in the lower tier of the stadium.
"We want this to be a special day for Arsenal fans wherever they are," continued Gazidis. "The screening will be a great way for thousands of our supporters who are unable to get to Wembley to watch the match together at Emirates Stadium."
A throwback to the days of the Highbury jumbotron on the pitch in front of the North Bank beckons!
The club also confirmed that the allocation of FA Cup final tickets will follow three basic principles:
1) Members of the Away Scheme (Away Season Ticket Subscription) will be guaranteed a ticket, provided they are registered members during the relevant season of the particular cup final and so long as they purchase in their priority period.
2) Platinum and Gold members who have attended 3 or more away fixtures registered to their current 2013/14 membership, will be guaranteed a ticket as long as they purchase in their priority period. This will be based on the past two consecutive seasons from August 13, 2011 – April 7, 2014.
3) The majority of tickets will be allocated to the balance of Platinum and Gold Members. Successful applicants will be determined by a random ballot.
Fucking F.A. Still FA Cup is going to the Emirates. COYG!!!!!
87 1
I feel so bad for you guys. I can't imagine what it must be like.
I'm from Malaysia, so I guess I can't go either way 🙁
108 1
Really love your username…
36 1
Only if it was easy like mine
19 0
i'm glad arsenal have come out and said something against this.
when the chief of the FA comes out and basically says the reason they hold the semis at wembley is because of money you already know the final was going to be restricted to a small amount for the real fans.
everyone complains about wenger being too stubborn financially but then complains when money ruins the game for the average fan.
well here it is, here is the fa openly saying they consider money more important than the love of the game.
be grateful that we still have a manager and a club who believes the same
164 1
you do realise we have the most expensive tickets and have increased prices by 3% next year?!
4 3
And they wonder why the cup has lost it's magic
248 2
Best comment ever.
18 8
All i want to know is why did the first 4 comments get 1 thumb down each?
0 12
I going to use my parachute, and pay fuck all
92 1
How gentle from the FA to remind us what kind of greedy twats they are, just in case someone didn't know/forgot.
49 1
Might make my first ever trip to the Emirates if they are showing the game there
39 2
This is a real shame. A few friends and I were planning a trip from Dubai but with news like this it definitely reduces our chances to absolutely zero. Spare a thought for us who actually wanna travel to see our team in action and don't stand a chance. Pity really.
45 1
28 0
Would the seats in the Emirates be for season ticket holders?
9 0
Wow. As a 6 year red member, I had no chance of ever going to Wembley so had written that off- but going to the Emirates with all you crazy bastards to watch the biggest game of the season? Amazing! It's got to be done! Thankyou Arsenal!
75 0
… do you think they will allow alcohol on the terraces for the virtual game?
29 2
Fookin get everyone on the pitch, whack some big screens up on the clock end, and replicate that 'Wimbledon Hill' have a picnic, BYOB 'day out' feel. COME ON.
23 0
There's more chance of them showing the game on large screens at White Hart Lane than Wenger allowing your size twelves on the holy ground at the Emirates.
4 1
Severely doubt it
7 0
What was with the gaping holes in the crowd on the lower tier on sat evening…Corporates not turning up?
I fortunately or unfortunately was stuck in with the corporates for the CL final in Paris – talk about a passion killer! Get rid of them in my opinion,put them in a lovely luxurious room with all their favourite delicacies with the best of everything and leave the match to the fans.
It may look better to have those seats filled, but to the genuine fans in or around them, its a pure passion killer.
20 1
The only gaping hole in the stands this weekend was in the Wigan section. There was a large gap in the top tier of their section also.
We were there in force, it was like the emirates.
21 0
I reckon there must have been 70,000 of us.
9 1
What a joke, it's not quite FIFA level bullshit, but it's still ridiculous.
Expect about 3,000 of that 37,000 allocation to actually be occupied.
23 1
But your the crazyiest of us all Indrossi, see u there I be the one wearing an arsenal jersey
13 0
For those who can't get into Wembley or the jumbotron…
Is it worth going to a pub down by Highbury to watch it for beers and atmosphere?
Or stay at home and not risk having a Fellani blocking the view?
13 0
i went to the pubs around Highbury for the CL final. I'll never forget getting drenched by the beer raining down from the fans jumping after Sol scored.. Amazing.
The rest of the day I've had surgically removed from my memory.
44 0
Don't you remember? Barcelona were about to bring on Henrik Larrson, and then for some inexplicable reason, the game was abandoned, and no winner was crowned that year….
19 0
I'm tempted to head down to a pub to watch it. depedns if they allow alcohol on the stands for the emirates screening
4 0
Might be worth pub hopping a little to soak up the best of the atmosphere. I was at The Globe at Baker Street before the semi-final on Saturday and it was buzzing – a great Wembley pub.
So perhaps start there and then head to Highbury/Finsbury area to watch the game. The atmosphere at The Twelve Pins pub was amazing last time I went there to watch a game.
I'm tempted by the screening at The Emirates, but based on previous away game screenings I'm not sure if the atmosphere would be better than watching it at an Arsenal pub…
4 0
I went to one of the pubs by Finsbury Station for the FA Cup final against utd back in 05! Was effing incredible. I was only 16 but almost got drunk on the beer that flew around the pub when Paddy's peno went in! Dancing in the street around the busses was incredible.
1 0
Definitely worth it Big Dave, been in local pubs for smaller games than this and experienced electric atmospheres. Can only imagine what they'd be like for a game of this magnitude
8 0
Good on ya Ivan. If I don't have any luck with getting a ticket to the final (which is very likely), watching the match with all the Gooners at the Emirates is a brilliant alternative 🙂
22 0
If I sit 3 inches away from my 19inch screen, it will feel like I'm really there! Thanks FA!
31 0
How nice of gazidis to critisize the FA. Pot kettle black comes to mind. Who is he to say it's not fair on the fans. Neither is 3%, you money grabbing tosser
6 10
In all seriousness, what do you think their rules will be for bringing alcohol in to the stands?
3 0
Its not going to happen… They are not going to want to allow a precedadent to be set of people embibing alcohol and then being merry and nothing bad happening.
4 1
Parachute? that will be funniest… no offence but literally laughing. lol
8 0
As much as the FA are a bunch of John Terrys, the only way they could pay for the new wembly stadium was to sell most of the seats to corporates so this shouldn't really come as a surprise.
3 0
Hoping to go but don't look like I can and I now live in hull some going down the pub is out so the fa are killing the oldst cup in the world 🙁
6 0
you think the FA is obsessed with money? Check out the NCAA in the U.S. just signed 10.8 billion $ broadcast deal and they don't even pay their players. But yeah, fuck the FA too.
4 5
If AFC PLC really were concerned about our loyal supporters they'd open the gates and let us all in free. However, I think you'll find the fa are not the only greedy organisation!
27 4
Remember watching a couple of games against sp*rs on the big screens at Highbury. It was like actually being at the game.
Does anyone know if these Emirates tickets will be just for season ticket holders/members and how much these tickets will cost? (Back in the day it was like a tenner to get in)
If I can't get a ticket for the big screen, you'll find me in The Gunners pub, I'll be wearing an Arsenal shirt so come over and say hello if your there too. 😉
11 0
Yet another historical day of football taken away from the man in the street.
Shame on the FA. Keep the corporates sweet and f*ck the honest and decent supporter.
18 0
Lots of (understandably) disgruntled fans recently who have made noise about Wenger and claimed that the fans built the stadium and the club.
To some extent yes. But remember had it not been for Wenger transforming Arsenal and winning all those trophies (doubles + unbeaten) in the first half of his tenure, there would not be the added fan base to built this club with.
Also his frugality in the market buy low sell high acumen has ensured steady profits for the club without burdening the team with added debt that would have likewise made it extremely difficult to built the way we did without external 'sugar daddy' money.
So a bit of perspective.
Yes, he has fallen short in recent seasons (in some parts his doing) but it is a different environment he is working in now and he has at very least ensured financial stability for the club.
If he can take home a 4th spot finish and the FA cup, it would be better than the teams finishing in second and third above us (unless one of them wins the CL of course)
18 2
The allocation is shit, but it's nothing new. The FA has always taken 30-40% of the FA Cup Final tickets, at least since I started going in the seventies.
Talking of which, I'll remember the 1979 final forever – but I have no idea where we finished in the league that year or who we lost to that season. And I don't care.
Cup final trumps league position every time – unless it's first!
11 1
i remember the 1979 cup final very well , it was my first cup final my dad took me too frank stapleton being my hero at the time,remember going to 1980 one as well when we lost to west ham, my mum and dad have been season ticket holders for over 45 years never miss a home game but because they dont go away games cant get a ticket, best thing i will do is watch it in the pub to get a good atmosphere , it will be my 7 year olds first experience cup final hope its A GOOD ONE
1 0
Ol' Ivan will be rubbing his grubby hands together at the thought of thousands of captive Gooners buying multiple thousands of pints of the watered down piss they call 'beer' at the stadium!
5 3
Then i wont be Clark Kent for that one day.
0 0
Well, I've got no chance of a ticket then because I haven't been to any away games.
I like the parachute idea that someone had. Let's club together and do thousands of Olympics style James Bond drops from planes into the empty corporate seats that have been allocated to business people who won't even be arsed to turn up.
Or, more practically, let's all just stick a finger up to the FA, head to the Emirates and cheer the team on from there, en masse.
Please can they let us drink beer. We will need it.
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Dissapointed. But looks like as a ST holder i'll have to go to the pub to watch the final then. Or, I could go to the Emirates to experience it with 60,000 other Gooners, only for Ivan and his mob to charge us for watching the screening there lol
2 1
Exactly. Yes Fuck the FA but let's not pretend Arsenal are any different in how they go about their business.
4 0
I will be at the grove with my fuck the F.A banner, find me.
3 0
Well you know what they say, once you go F.A you forever go cunt.
ok I just made that up.
3 0
Don't watch it at the emirates, go and watch it some of the local pubs around highbury and finsbury park. The normal match rules will apply, ie no beer. The food will be expensive and let's be honest the club take more than enough money from us already.
Go and support a local gooner run businesses, you'll get the same if not better atmosphere and better booze. the club does not need more money from us. I appreciate the gesture but would recommend those who are thinking of doing it, got to the great pubs in the area instead. I'll be at the bank of friendship.
3 2
Do they still do greyhound racing at Wembley on a Friday night? If so go to that then sleep in the bogs overnight, that's what the Scots used to try before the home internationals!!!
2 0
The FA Cup brings back a lot of memories. Crying as a 7 year old after Ipswich beat us. Running down the street shouting "We've won the cup!" after Alan Sunderland's dramatic winner (hence the avatar). It being the only live game on TV with a three hour build up. A few fellow gooners from school coming around for the day and watching it on TV consuming stupid amounts of crisps, chocolate and coca cola after we saved our pocket money for the big day. Jumpers for goalposts etc.
Remember not being able to go to the final vs West Ham in 1980 (probably a good thing!) for the same reasons as stated in the article. It's beeen going on for years. One of the reasons I don't want England to get a World Cup ever again is that the corporates will get the tickets for the final, opening match and England games anyway. So what's the point?
Wwmbely holds 95,000. Hull average 24,000 as a home gate. Arsenal 60,000. Simple answer would be 24,000 to Hull and 60,000 to Arsenal. 11,000 to general lottery and the corporates/'FA Family'.
Almost half the tickets will be going to non fans. That is a disgrace, but the English (I'm one) are always prepared to take this sort of shit for some reason. Get ready for empty seats on the half way lin as usual.
1 0
Typical F.A, forgetting about the passionate fans of both teams, in order to fill their pockets with a quick quid. Either way, I'll be watching the game from a pub in Melbourne, filled with fellow Gooners.
0 0
Just means that x 10,000 of tkts on the unofficial market.
1 1
It's about time,go guys make us proud
0 0
I get that they want to make this football's day, not just Arsenal and Hull's, but surely it obvious that the people who care to the most are the fans of those two clubs? I'll tell you what'll happen – there will be neutrals who will get tickets and sell them for ridiculous amounts of money to fans who can't get tickets to see their club play. What does that tell you?
1 0
Checking online the cheapest hotel/ticket package is 595 quid up to over a grand per person.
Let's say the hotel is 220 quid. That means the tickets are around 400 quid upwards. The FA are making a killing and don't give a fuck. Same old.
And they want us to be angry that they didn't get the World Cup. Couldn't care less if we never hosted it again. The FA mugs will do the same with tickets for the final, semis, opening match and any England games.
England doesn't deserve a world cup, due to our greedy leeches at the FA.
3 0
My bet is that those 37,000 "football family" seats will become available to the general public. If the FA makes more money on those or not who knows. I guess they were trying not to give Arsenal, with their vastly larger fan base, too much of a "home field" crowd advantage. But hopefully all you local Gunners will turn those seats red and white. COYG!
0 1
Does anyone know what the deal is with the screening I'm coming up from Brighton and can't seem to find any info anywhere regarding this, unless it hasn't been released yet or I'm just being dumb.
0 1
The irony is I'd rather go to Emirates than Wembley to watch it. No inbred away fans, just a whole lotta love! And fuck the FA they can stick that big hunk of crap back up their massive arsenholes!
2 0
I'm a gunner from Rwanda.I believe it will be a special date
1 0


text:
Obama first emphasized that the generation's task is to build a strong middle class, which should be achieved through the government working 'on behalf of the many' not few. Referring to the soaring deficit, he said proposals will not increase deficit by 'single dime', with a government that acts smarter not bigger. Obama said 'deficit reduction alone is not an economic plan.'
He ordered DHS to develop a real-time cybersecurity response. Obama also called for $1 Bln investment to create 15 manufacturing institutes; calls for overhauling corp tax code.
Obama proposed 'off-shoring tax' to set minimum on offshore earnings, while also calling for a minimum wage to increase to $9/hour. With regards to the recent nuclear test conducted by North Korea, Obama said US to lead the world in taking firm action in response to North Korean threats, considering to strengthen US missile defense.
The President of the US also unveiled plans to strengthen bilateral transatlantic trade deals with the European Union. Obama said: "Tonight, I am announcing that we will launch talks on a comprehensive Transatlantic Trade and Investment Partnership with the European Union – because trade that is free and fair across the Atlantic supports millions of good-paying American jobs."


text:
This big dildo isn't the only thing that this MILF is going to be sucking on here, as she grabs a hold of the cameraman's cock and sucks that at the same time. Soon enough, she's giving him sole attention, as her tongue works its way all over his schlong. She stares into the camera as he's ready to cum, and you can see her delight when he erupts.
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text:
biofrills 0.3.1
Bioinformatics utilities for molecular sequence analysis.
Utilities for biomolecular sequence analysis, underpinned by Biopython.
Requires Python version 2.7 or a recent PyPy. Optionally uses Cython to speed up some CPU-intensive operations.
License: BSD
This is an ordinary Python package. You can install it from source with the setup.py script:
python setup.py build python setup.py install
Stable releases are uploaded to PyPI as well, so you can install BioFrills with Python package managers:
pip install biofrills
easy_install biofrills
Some scripts that I find useful are in the scripts/ directory. By default these are not installed, but you can include them by uncommenting the line in setup.py that starts with scripts=glob…
Alternatively, you can just copy those scripts into another directory in your $PATH.
|Py Version
|Uploaded on
|biofrills-0.3.1.tar.gz (md5)
- Downloads (All Versions):
- 0 downloads in the last day
- 0 downloads in the last week
- 354 downloads in the last month
- Author: Eric Talevich
- Home Page: http://github.com/etal/biofrills
- Categories
- Package Index Owner: etal
- DOAP record: biofrills-0.3.1.xml


text: Celebrate summer with a 3 night stay and the 3rd night is FREE. Enjoy our gourmet breakfast each morning, "wine" down the day with a complimentary glass of wine and appetizers. Just select your choice of rooms for a stay anytime before September 30. Call the Inn to book. May not be combined with other specials.


text:
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Our general interest e-newsletter keeps you up to date on a wide variety of health topics.
You brush your teeth every day but are you doing it properly? Here's how to brush: Hold your toothbrush at a slight angle — aiming the bristles toward the area where your tooth meets your gum. Gently brush with short back-and-forth motions. Remember to brush the outside, inside and chewing surfaces of your teeth, as well as your tongue. Use a fluoride toothpaste and a soft-bristled toothbrush that fits your mouth comfortably. Consider using an electric or battery-operated toothbrush. Either way, brush your teeth twice a day.
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text:
"Although today you can find plenty of sweet, fruity-flavored mixtures and infusions, we wanted to set out to do something different, something savory something bacon."
"Although today you can find plenty of sweet, fruity-flavored mixtures and infusions, we wanted to set out to do something different, something savory something bacon."
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Swine wine.
I guess it might be good for breakfast, for anyone who likes bacon.
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They look at Danger and they LAUGH THEIR HEADS OFF
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give me strength....
Give me something to sing about
a bacon flavored vodka martini
Baconcello: Bacon and apple-infused vodka, served with maple syrup and lemon juice and topped with bacon slice.
Ham and Cheese: Ham-infused Hennessy Black Cognac, served with honey syrup and lemon juice and topped with ham-wrapped wedge of soft cheese.
okay, yeah... but you might enjoy the Bacon Manhattan: Bacon-infused Dewar's scotch, served on the rocks with a drizzle of maple syrup.
Personally, I'd love to taste it in a bloody mary. I bet it's great.
check this out...
Bacon Cheeseburger Bloody Mary Mix
Bacon Cheeseburger Bloody Mary Mix - 32 oz. - Enjoy the first bloody mary mix that out grills the competition. Made with the finest ingredients we could find. If you want "fries with that" may we suggest a vodka made from potatoes! Ingredients - tomato juice, molasses, beef base, onion, black pepper, pickle juice, bacon base, worcestershire sauce, mustard, natural cheese flavor, citric acid, hickory salt, grill flavoring. Contains: milk, soy, wheat. 32 .oz
No doubt I'd want a Bacon Cheeseburger the next day as a Hangover Special.
Chocolate bacon martini? It looks so good, too. They also have
Bakon Oyster Shooter
1 ½oz. Bakon Vodka
1 fresh, raw oyster
Dash Tobasco Sauce
Combine in a shot glass. Garnish with lime wedge.
(toss back. begin projectile vomiting.)


text:
AnnabelFollow Annabel
I am going to China on the 26th of December 2008, for a tour Beijing to Hong Kong. 10 days long, at the end i'm spending a couple of days in Bangkok before I head back home. In 2006 I went to New Zealand for 3 weeks with a friend from uni. We did both the south and north islands.
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text:
THOMPSON - Anybody questioning the singular focus of Bobby Santos III behind the wheel of a racecar need only look to the post-race festivities Sunday at Thompson International Speedway following the World Series of Speedway Racing 150 to understand fully his drive to win races.
As his team began wildly celebrating after accomplishing their year-long mission to win a Whelen Modified Tour championship, Santos sat in his car on the frontstretch at Thompson, sullen over what had just happened.
A sixth place finish in the season finale.
"It was horrible," Santos said. "I hated it every bit of it. I was sitting in the car and a little depressed."
Though horrible was plenty enough for Santos to easily get the big picture job accomplished.
Despite not having a car to win, Santos, of Franklin, Mass., had enough to beat out eight-time series champion Mike Stefanik in the standings to win his first Whelen Modified Tour championship.
Santos, who started on the pole, said he struggled with an ill-handling car throughout the day.
"I guess it wasn't meant to be easy," said the 25-year old Santos, who was in his first year driving full-time in the series. "I think it would have been easy if I had a good car. ... I guess it was just testing my will today to see if I could do it with a car that wasn't perfect."
It was the third championship in four years for team owner Bob Garbarino of Mystic, who won titles in 2007 and 2009 with driver Donny Lia. Santos finished the season with 2,180 points. Stefanik, who finished fourth, ended the season second in the standings with 2,153 points.
Santos won three of the first four events of the season and led the points after all but one event this season.
"It just sums up a great season," said Santos, who ended the season with four victories in 14 events. "On a rough day that we had here we ran [sixth] and that just shows how great this team is. On a bad day we run [sixth] and that's the way it was all year. So thankful to this team."
Ted Christopher passed Doug Coby for the lead on lap 147 and went on to win, marking the third consecutive year that the Plainville driver has won the season-ending event at Thompson. The win allowed Christopher, the 2008 series champion to move past Ron Silk from fourth to third in the final standings.
"Third, fourth, tenth, what's the difference?" said Christopher, who matched Santos with a series leading four victories in 2010.
After taking the lead from Silk on lap 123, Coby looked to have the car to beat until mechanical issues ruined his chances in the closing laps and relegated him to a third place finish.
"There's a lot to be happy about, but the ignition or the engine was crapping out with about three [laps] to go," said Coby, a part-timer in the series in 2010 who was driving for his fifth different team of the year. "I just can't catch a break I guess. I guess one day it will happen. I hate to say I'm disappointed with third but it's the worst third place finish I've ever had in my life.
"[Christopher] didn't pass me because I screwed up or because I got loose or anything, he passed me because my car broke and I think he knows that. I gave him a gift today."
Running sixth when the green flag flew for the final restart of the day on lap 142, Ryan Preece of Berlin saw his furious charge to the front come up one sport short in second place.
"I just wish we had a couple more laps," Preece said. "I definitely had something for [Christopher]. I was going for it. I've been known to be very conservative. It's the last eight laps of the year, I wanted to win. Teddy's already got three or four [wins] ... and I've had three seconds this year. I was really getting sick of it."
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text:
A regular meeting of the San Francisco Public Library Commission will be held as follows:
DATE: Thursday, October 7, 2010
PLACE: Koret Auditorium, Main Library, lower level
The meeting will be called to order.
Note: The Commission will hear public comment on each item on the agenda before or during consideration of that item.
1. General Public Comment
(This item is to allow members of the public to address the Commission on matters that are within the subject matter jurisdiction of the Commission and that do not appear on the agenda).
2. Civic Center Community Benefit District (CBD) Discussion/Action
(Discussion and possible action on the proposed special assessment district for Civic Center.)
Explanatory Document: CBD overview; Draft Resolution Endorsing Proposed Civic Center Community Benefit District (CBD) and Urging Board of Supervisors to approve City Participation.
3. City Librarian's Report by Luis Herrera Discussion
(This item is to allow the City Librarian to report on recent Library activities and make announcements). The City Librarian will give updates on the following topics: Recognition of Vivian Pisano's Retirement; Trends in Library Use and Performance Measures; and Reference Services Area Focus Team.
Explanatory Documents: Memo from City Librarian dated October 4, 2010 on Trends in Library Use and Performance Measures 2009-2010; Performance Measures Report; Reference Services Area Focus Team presentation; and four articles from periodicals related to Reference Services.
4. Library Citizen's Advisory Committee (LCAC) Annual Report
(This item is to allow the Board of Supervisor's LCAC to present their annual report.)
5. Labor Union Report Discussion (This item is to allow representatives of library labor organizations to report on employee matters within the Commission's purview as well as to suggest new agenda items for the Library Commission's consideration.)
6. Approval of the Minutes September 16, 2010 Action
(Presentation, discussion and possible action to approve the minutes of the regular meeting of September 16, 2010.)
Explanatory document: minutes.
7. Adjournment (requires motion & public comment) Action
Sue Blackman Library Commission Secretary, 10/4/2010
Explanatory documents: Copies of listed explanatory documents are available as follows: (1) from the commission secretary/custodian of records, 6th floor, Main Library; (2) in the rear of Koret Auditorium immediately prior to, and during, the meeting; and (3), to the extent possible, on the Public Library's website http://sfpl.org/.
Additional materials not listed as explanatory documents on this agenda, if any, that are distributed to library commissioners prior to or during the meeting in connection with any agenda item will be available to the public for inspection and copying in accordance with Government Code Section 54954.1 and Sunshine Ordinance Sections 67.9, 67.28(b), and 67.28(d).


text: London neuroscience centre to map 'connectome' of foetal brain Science 21 February 13 by Olivia Solon Kings College London A state-of-the-art imaging facility at St Thomas' Hospital in London has been awarded a 15m euro grant to map the development of nerve connections in the brain before and just after birth.The Centre for the Developing Brain -- which is partly funded by King's College London (KCL) -- has built a unique neonatal Magnetic Resonance Imaging Clinical Research Facility based in the intensive care unit of the Evelina Children's Hospital at St Thomas'. It is one of two centres in the world -- the other being at Imperial College -- to have such a clinical research facility and associated scanner within a neonatal intensive care unit. Over the next few years a team headed up by David Edwards, a consultant neonatologist and KCL Professor of Paediatrics and Neonatal Medicine, will build up a diagram of connections in the brain of babies as they develop in the womb and then after they are born. The aim is to understand how the human brain assembles itself from a functional and structural perspective. The resulting map is called a connectome and is the brain equivalent of the human genome. It will be made available to the research community to help improve understanding of neurological disorders. At the heart of the project is the development of motion tolerant MRI image analysis techniques. MRI scanners work by taking a series of cross-sectional images of a body and are then are reconstructed by software into 3D images. Conventionally, subjects entering an MRI scanner must remain as still as possible and are often held in place to make sure that the resulting scans are clear.Babies from the intensive care unit at the Centre are lulled to sleep and swaddled (wrapped tightly in fabric to make sure their limbs are secured) before being placed into the MRI scanner. However, this is obviously not possible with foetuses, which are floating in the womb and therefore continually moving (see video below). Until recently, the only way of scanning foetuses has been to use single shot techniques that "freeze" motion.Edwards told Wired.co.uk: "Sophisticated neuroscience doesn't work on a slice. If we are to do a connectivity map of the brain or understand malformation, we need 3D structures." The team at the centre -- which includes KCL Professor of Imaging Physics Jo Hajnal and Imperial Professor of Visual Information Processing Daniel Rueckert -- has developed a technique that allows for a much richer image of the foetus's brain in the womb. It involves taking a number of cross sectional images of the brain at different angles and reconstructing these 2D images into a 3D model. This makes it possible -- for the first time -- to see individual nerve connections forming in the baby's brain while it is still in the womb. This is central to developing the connectome. The same scanning system will also be used for diagnosing sick newborn babies. Prior to the launch of the unit, babies in intensive care would have to wait until they were healthier before being transferred to an MRI scanner. This allows clinicians and researchers to monitor the effect of certain treatments, such as drugs administered to protect brains and help them develop under the stress of a premature birth.Edwards told Wired.co.uk: "We are looking at the characteristics of the brain tissue and the integrity of membranes, which are very vulnerable to asphyxia. There is very little literature on very pre-term babies. Unless you have a scanner on the intensive care unit, it's not safe."The Developing Human Connectome Project is part of the Human Connectome Project. Researchers in the US have embarked on a multi-year project to map the adult human brain by gathering structural and functional imaging data from 1,200 healthy adults aged between 22 and 35.The centre will also be used for studing conditions such as autism and other neurological disorders in young children. One of the most charming aspects of the new centre, is how much effort the team has made to make patiens and parents feel comfortable. Lighting can be dimmed and swirling galaxies can be projected onto the walls to turn a visit to the MRI scanner into a space mission for imaginative children. According to Edwards, the team has even considered getting children to wear white "astronaut suits" before they venture into the MRI "spacecraft". For more information, visit The Centre for the Developing Brain site. Edited by David Cornish Latest on wired.co.uk


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Don't use canned cranberries when a homemade sauce is so easy to make. Enjoy this spiced tea cranberry sauce on your Thanksgiving turkey or any white meat.
Tonight, I am sitting in front of the computer with a serious case of writer's block. I come up with creative ideas and funny stories when I am ticked-off washing dishes or day dreaming while running errands. I started to write these ideas down, but sometimes the inspiration flutters away before I make it to the computer to add it to the list. Middle-Child just came into my office, with his puppy-dog eyes telling me he just wants to be with me. Total Mom-Guilt. I explain that I am trying to write about this cranberry sauce, but I didn't know where to start. He said he would help me.
So, here is my 8-year-old talking about my favorite cranberry sauce: Spiced Tea Cranberry Sauce.
It's Red.
It's Juicy.
It has two cinnamon rolls.
It's mushy.
It's awfully good.
There Mommy, I helped you!
Kids are so direct and obvious.
Well, as the title explains, this is my go-to cranberry sauce. Years ago, I tore it out from a Sunset Magazine I found at the doctor's office.
Don't judge me. You know you do it, too.
I love the infusion of tea, cinnamon, anise and cardamom. I could just smell this sauce all day….
Luckily, it is equally delicious as it is aromatic.
Like my boy said, "It's awfully good!"


text:
Top Definition
someone so obsessed with their prius, they can't help anyone else at all
she is such a prius hugger, she just stared at her prius when i asked her for help on the homework
by andrewluck September 14, 2011
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text:
BookPlayground - Spirit Wolf
by Daniel Kaiser
Download this app if: you want to join the beautiful Spirit Wolf on an epic journey.
Developer Notes
Spirit Wolf and Mother Moon
Experience an original myth full of wonder and watercolor imagery: the legend of Spirit Wolf and Mother Moon. Why has Mother Moon gone missing? Join the beautiful Spirit Wolf on an epic journey. Search through an ancient land from snowflake glaciers to cloudy...
Good for kids — A great way to enjoy this children's story in a unique style.


text:
Do you learn better by doing?
Our students begin their clinical studies earlier than at other schools, using professional equipment in our Human Performance/Exercise Physiology Laboratory, a rich source of of hands-on skill-building experiences that prepare our students for professional careers in the field of Exercise Science.
Real world application of previous theoretical and applied knowledge and skills in a professional setting, supervised by a qualified professional. Specific requirements will depend upon the supervising Fort Lewis College faculty member.
Interesting Exercise Science courses