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A letter from Nancy Collins in Zambia (Regional Liaison for East Central Africa)
Fall 2013
"Be still and know that I am God." Psalm 46:10
Recently, during a pause from all my Regional Liaison busy-ness, I reflected on the meaning of Sabbath- a time of spiritual refreshment and refocusing, a time to engage in activities that encourage me to draw near to God, that- in the words of Lynne Baab, author of Sabbath: The Gift of Rest-" nurture intimacy with God."
According to Baab, "God made an incredibly beautiful and abundant world. Because the world is fallen, we see brokenness and pain all around us. We can see what is missing, and we work and pray to help restore creation to its intended wholeness. On the Sabbath we are invited to set aside our concern for what is missing in our lives. We are invited to stop working and simply rest in the good and wonderful aspects of everything God has given us."
This message resonated very strongly with me. There is so much poverty and pain in Zambia. I and my church colleagues here work very hard to contribute to restoring the wholeness of creation. It's easy to get so wrapped up in the work that we forget God's peace and beauty.
Lusaka is not a very attractive city. There are no city parks and few places of beauty. I had to really concentrate to come up with a short list of "peaceful places in Lusaka," places where I might be intentional about resting, refreshing, renewing. Kalimba Reptile Farm was at the top of the list!
The first time I went to Kalimba Reptile Farm, I was in the company of Church of Central Africa Presbyterian (CCAP) Zambia General Secretary Rev. Maleka R. Kabandama, his son Junior, and CCAP Moderator Rev. Dr. Victor Chilenje. It was in the spring 2012. The General Secretary had just been released from a two-day hospitalization for high blood pressure, and we were looking for a way to "depressurize" him. A stroll through the lush and tranquil grounds of the reptile farm turned out to be the program of choice. Of course watching the naturalist handle the mambas and seeing the seven-foot- long crocodiles might have raised the blood pressure of a few of the farm guests! But for us, it was a peaceful and restful day, enjoying nature. It was also Rev. Kabandama's first visit to Kalimba, and one of his very few opportunities to relax in the beauty of God's creation! The cost of transportation and admission to Kalimba-or any other tranquil place- are overwhelming deterrents for many Zambians.
My second visit to Kalimba Reptile Farm was in July of this year. Guests Machelle Bielke and Rebecca Foster and I took the Muwowo family there. Thirty-nine-year old Rev. Bannet Muwowo , a student at Justo Mwale Theological University College (JMTUC) in Lusaka, is upgrading his diploma in theology to a bachelor of theology degree. Rev. Muwowo, his wife Estelah, and their children Boyd and Treasure (13), Given (10), Temwani (8), Lusungu (6), and Uchizi and Vitumbiku (3) filled my Toyota Landcruiser to overflowing. The children giggled on the short but dusty and bumpy road to Kalimba. The family learned about the snakes and the crocodiles, and the children enjoyed the wonderful playground and spacious lawns. We all refreshed with drinks under the awning of the restaurant, but did not partake of the crocodile burgers! According to Rev. Muwowo, "I never would have believed we would have a day to relax and spend like this."
My third visit to the Farm was on Oct 19. The visit was planned as a field trip for guests from the Presbytery of Philadelphia. But by coincidence, it was also the day theology students from JMTUC held an end of year picnic there to bid each other goodbye. The two groups merged on the Kalimba lawn as the Philadelphia guests and I listened to the students' farewell speeches. It turned out to be another "magical moment." In the lush and tranquil farm setting, I experienced the wonder of what God is doing in this part of the world through those JMTUC students.
One of the mysteries and challenges of East Central Africa for me is working with Christian leaders- educated professionals- who have given their entire lives to Jesus Christ and His church, but who don't own a home, a car, a savings account, a health insurance plan, any of the benefits we US Presbyterians take for granted. It is a gift for me to share with them a few hours of God's grace and peace and love in a place where the good and wonderful world God has given us is evident. It is a real experience of Sabbath.
I want you to know that lives here in East Central Africa- my life and the lives of many from our international church partners- are being blessed. They are being blessed through your response to God—through generous and sacrificial giving to mission workers like me, through continued prayer, education, worship, outreach and service that witness to God's promise of that city coming, but also encountered and experienced here and now. I would invite you "here and now," if you've not yet stepped onto the path of regular mission support, to prayerfully begin. Rejoicing at the prospect of what God is yet going to do, through all of us, I thank you for your participation, support and listening ear!
On the home front: I mentioned in my September newsletter that in calendar year 2014, I will be based in Tulsa, Oklahoma. It is a "special dispensation" I have been given by PCUSA!- to reconnect with 20 year old son Charles for some significant time together. We have been separated for four years now, and have seen each other only during limited vacation times in Zambia and in USA. The separation has been wearing on us, and we need to rebuild.
During the year in the USA, I will continue to handle all my responsibilities as Regional Liaison. I will make two trips to my region over the course of the year to visit mission coworkers and international PCUSA church partners. I expect to be available for speaking in September and October 2014, and I hope I will see many of you during that time. I expect the year will be a busy and rich time, while enabling Charles and me to be a family together again. It will be a real gift.
In Christ,
Nancy Collins
The 2013 Presbyterian Mission Yearbook for Prayer & Study, p. 115
Read more about Nancy Collins' ministry
Write to Nancy Collins
Individuals: Give online to E200471 for Nancy Collins' sending and support
Congregations: Give to D506149 for Nancy Collins' sending and support
Join the Matching Gift Challenge for World Mission from now through December 31, 2013. Individual gifts given in this time frame, up to $90,500 will double in value and impact! Consider giving your individual gift today. For more information, please contact Relationship Development Operations at 1-800-728-7228.


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How To... - Interpret Data - Case Studies -
Although breastfeeding prevalences in the state WIC Program are below the Healthy People 2010 target for the 2001 reporting year, it is important to consider if the prevalence increased or decreased over time. PedNSS Table 13C, Summary of Trends in Breastfeeding Indicators, is used to compare the most recent calendar year of data to the previous calendar year and it provides trends in breastfeeding prevalence over time. This trend table includes data for all years available from the state WIC program.
|The prevalence of ever breastfed increased from 44.4% in 2000 compared to 48.4% in 2001.
|The prevalence of infants breastfed at 6 months was 17.5% in 2000 compared to 18.5% in 2001.
|The prevalence of breastfed at 12 months was 12.5% in 2000 and 14.2% in 2001.
|The first year of data available was 1984.
The prevalence of infants ever breastfed, breastfed at 6 months, and breastfed at 12 months increased during the 10-years period from 1992 to 2001. However, the most rapid increase occurred among infants ever breastfed and that increased from 25.7 to 48.4 percent during this time period. The percentage increase or relative increase during this time period is 88% ((48.4 minus 25.7)/25.7 = 0.88 x 100 = 88 %).
The relative increase of 88% in the prevalence of infants ever breastfed between 1992 and 2001 is a large increase that should be further examined to determine what intervention programs or characteristics of the population may have contributed to the improvement.
The graph, derived from Table 13C, shows the rapid increase in the percentage of infants ever breastfed and more gradual increase in breastfed at 6 and 12 months between 1992 and 2001.
Trends in the percentage of infants ever breastfed,
and breastfed at least 6 and 12 months
Year 2010 targets: increase the proportion of mothers who breastfeed their babies a) in the early postpartum period to 75%, b) at 6 months to 50%, and c) at 1 year to 25%.
There has been a large increase in ever breastfed prevalence over the10-year period between 1992 and 2001. The relative increase during this time period in prevalence of infants who were ever breastfed was 88%. Gradual increases also occurred in breastfed at 6 months and breastfed 12 months.
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Semester and Summer Programs >> Courses taught in English
Engaging and affordable semester and summer study abroad programs in Europe
While studying abroad on a CEPA Foundation program, you will experience a high-quality academic program combined with many opportunities to gain a deeper understanding of the local culture.
You will be able to connect with local professionals and might even choose to serve the community as a way to build a network for your future.
Reviews & Testimonials
Angelica Orlikowski - Averett University
"CEPA Foundation has made my study abroad experience unforgettable. With the On-Site Program Director and off-site team as well, that assist you throughout the journey with every aspect. As well as preparing you for your future with activities such as the mock interview. I am truly grateful for everyone at CEPA Foundation and their dedication to their students and experiences." Allyson ...
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03 / 17 / 2016
02 / 11 / 2016


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Playing Politics in Africa
David C. Walters. David C. Walters is on the Monitor ., The Christian Science Monitor
TWO new books on African politics dislodge conventional views of the continent's political landscape.
"Africa Betrayed," by Ghanaian economist George B. N. Ayittey, looks at the ravages of more than two decades of black self-government in Africa. As a black African, Ayittey brings a personal, passionate commitment to his analysis. But he does not simply offer complaints about the status quo. He develops a comprehensive prescription for addressing the continent's lack of representative responsible government.
`High Noon in Southern Africa," by Chester A. Crocker, is an outsider's analysis written in the calm, assured tone of an American career diplomat. Both books show that whites are not always oppressors and blacks are not always victims.
After Ayittey was driven out of Ghana by government harassment, he was amazed to find that in the West, "African leaders, especially those from black Africa, were viewed almost as saints." "Exceedingly tolerant and apologetic Western attitudes that shielded African despots from public scrutiny and criticism have helped perpetuate tyranny in Africa," he writes.
Makaziwe Mandela, Nelson Mandela's daughter from his first marriage, says in the foreword to "Africa Betrayed" that this book is an "inside view" that "many would prefer not to hear.... But only the truth shall set us free."
Ayittey's critique centers on the rudimentary or nonexistent political structures needed to support human rights in Africa.
Rebuilding Africa's indigenous political institutions is still possible, Ayittey says. "There are still chiefs and kings operating in Africa as well as tribal councils ... {who} are not illiterate and politically primitive," he writes. Community involvement and sophisticated checks on political power existed for centuries before colonists set foot on the continent.
Ayittey scolds the world press for being soft on black African tyrants. South Africa's racist regime is the target of countless articles and television reports, he writes. Yet the press rarely reports that in Sudan, Mauritania, and other African states, several million black Africans are still held as slaves.
World opinion condones tyranny "as long as the tyrants are black," Ayittey writes. "This insidious form of racism suggests that white rulers in Africa must be held accountable to a higher moral standard than black leaders face."
At the June 1991 Organization of African Unity summit in Abuja, Nigeria, African leaders demanded trillions of dollars in reparations from the West for the colonial exploitation and ravages of the slave trade. These same leaders, Ayittey says, have pillaged their countries of billions of dollars now stashed in foreign bank accounts.
President Mobutu Sese Seko of Zaire has $8 billion to $12 billion hidden overseas. He could singlehandedly pay off his country's foreign debt. Wealthy Nigerians have $33 billion in foreign bank accounts, about equal to their country's national debt. Other heads of state have also amassed fortunes: Mali's Moussa Traore has $2 billion; Ivory Coast's Houphouet-Boigny has $11.5 billion; Togo's Gen. Gnassingbe Eyadema made off with $2.8 billion. …


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Taipei, May 21 (CNA) China is expected to maintain its general approach to cross-Taiwan Strait policies when its fifth generation leader takes power, Taiwan's Mainland Affairs Council (MAC) said in a report Monday.
Access to articles dating back more than six months is not available free of charge. You can gain access by becoming a paid Focus Taiwan member.
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By Lindsey Jones
Celebrating its 20th anniversary this year, Captain Kirks Wireless has defied recessions and a poor economy by evolving with the latest electronic trends to remain the Valley's oldest independent wireless phone dealer.
Kirk Atamian, the 44-year-old founder and owner of Captain Kirks Wireless, said Madera's loyal customers have kept his business alive from the very beginning.
Ken Katz, a customer of Atamian's for the past 25 years, said what sets Captain Kirks Wireless apart from other wireless companies is the fact that Atamian is always up to date on the latest wireless technology. Katz said between his product knowledge and customer service skills, he will always have a successful business.
"He will do things for customers to the detriment of himself or his business," Katz said. "You'll never replace personal service." ...


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November 16, 2012
In This Issue:
VOLUME 12, ISSUE 46 — November 16, 2012
Caution in the cold AOPA reviews learn-to-fly apps Plane Spotter: Sleeker by the dozen Final Exam: Flight schools
Safety >>
Picture Perfect >>
AOPA Live >>
Whether it's a new chapter in your flight training or a refresher from last year, the onset of cold weather shifts the focus of preflight preparations and piloting technique.
With temperatures dipping below freezing and storms passing through, pay special attention during preflight briefings to airport conditions such as braking action reports, the presence of any snowdrifts alongside runways and taxiways, and whether plowing operations have temporarily closed a runway or imposed a requirement for prior permission to be obtained a stated amount of time before taking off or landing.
Especially on crisp, cold mornings, inspect your trainer meticulously for frost. Yes, it's cold out there on the flight line, but don't make short work of this crucial task. You would be surprised—and many mishaps confirm—how little frost it takes to render an airfoil incapable of developing sufficient lift. The many articles you may have read urging the complete removal of the stuff are not exaggerated. Remember, frost can form without the presence of visible moisture.
Frost removed? Next, be sure that your trainer's pitot tube and static port are unobstructed. How would your airspeed indicator respond to a pitot-tube blockage? Pilots who don't recognize the symptoms have run into easily avoidable trouble.
If your aircraft engine needs preheating, either because of the engine manufacturer's recommended winter-starting procedure or because your flight school requires it below a certain temperature, time it so that you can complete preflight chores and start up as soon as possible after the line crew hauls the preheater safely away.
Snow on taxiways and runways is a reminder to taxi with added caution. A slow speed and minimal use of brakes can help avoid a freeze-up, but you should guard against other ways frozen water can interfere with brake operation.
An unexpected encounter with snow during flight is not a problem, provided visual conditions prevail. But if there is a temperature inversion aloft with rain falling into colder air, the serious hazard of freezing rain may exist. Monitor outside air temperature (and pilot reports), noting the height of the freezing level.
Departure delays or extra fuel stops required during the months of less daylight could result in a nighttime arrival at the destination. Carry flashlights—and take the seasonal opportunity to schedule the night training required to achieve your training goal!
AOPA writer and student pilot Benét Wilson reviews five iPhone/iPad apps that she thinks may be helpful as part of the process of learning to fly. Among her recommendations: King Schools, Sporty's Learn to Fly Course, Live ATC Radio, FAR/AIM, and X-Plane Flight Simulator for iPad. Read more >>
Fly To Learn, Powered by X-Plane, and the Real World Design Challenge have teamed together to promote aviation engineering design opportunities to middle school and high school students, preparing them in science, technology, engineering, and mathematics (STEM) fields. The Real World Design Challenge is a free national high school program that provides each teacher with $1 million in professional engineering software, mentors, webinars, teacher and student training, and curriculum materials to help prepare students in aeronautical engineering and design of surface transportation vehicles. Fly to Learn promotes STEM fundamentals in middle schools.
Pilot Dean Clark was on a flight he'd made hundreds of times, in an airplane he knew well, and there was no serious weather in the forecast. But that didn't keep him from picking up enough ice to nearly bring down his Cessna 182. In the Air Safety Institute's latest Real Pilot Story, you'll hear him tell the gripping story of his unexpected struggle in ice-filled clouds—one that will make you think twice before taking any risks with ice this winter. Funding was made possible by the Donner Canadian Foundation and the Canadian Owners and Pilots Association's Flight Safety Foundation. Watch it here >>
Not only can pilots earn rewards with Avfuel's Avtrip program, but they also have the chance to win a $2,000 scholarship to use toward continuing education. This year's $2,000 Avtrip scholarship was awarded to Taylor Ratliff, an aerospace administrations and operations, professional pilot major at Oklahoma State University.
The approach of winter promises colder temperatures, lower ceilings, and an increased risk of encountering icing conditions. But that doesn't mean you cannot fly in this weather—you just have to be smart about it. Learn the skills necessary for safer flying in the coming season by visiting the Air Safety Institute's Cold Weather Resources Safety Spotlight >>
Have you applied for your FAA medical certificate? You'll need to do so prior to your first solo flight if you're going for your private pilot certificate. Getting the medical certificate can take some time if you hit a snag with the FAA. Take all the guesswork out of it by engaging AOPA's medical resources. Among the services AOPA offers is a database to locate an FAA aviation medical examiner to perform the exam; specialized information reports on common medical conditions that crop up; and TurboMedical, an online interactive tool that guides you through the FAA medical application form. As an AOPA member, you can log on today or call a medical certification specialist for more personalized help at 800/USA-AOPA.
Did you know that student pilots who join AOPA are three times more likely to complete their flight training? Membership includes unlimited access to aviation information by phone (800/USA-AOPA, weekdays from 8:30 a.m. to 6 p.m. Eastern time) or from Flight Training Online or AOPA Online. If you're not already a member, join today and get the pilot's edge. Login information is available online.
AOPA President Craig Fuller recorded a special edition of AOPA Live® offering post-election analysis and how it pertains to general aviation. Fuller spoke with Melissa Rudinger, senior vice president of government affairs; Greg Pecoraro, vice president of airports and state advocacy; and Lorraine Howerton, vice president of legislative affairs on what the election results mean for GA. Watch AOPA Live >>
American Airlines and its Allied Pilots Association (APA) have reached an agreement in principle that is seen as the last obstacle for the company to emerge from Chapter 11 bankruptcy protection, reports USA Today . No details were released, but the contract now goes up for a vote by APA's board of directors.
The University of Alaska Anchorage's aviation technology department offers four programs: air traffic control, professional piloting, aviation maintenance, and aviation administration. Each path offers certificates, associate's degrees, and Bachelor of Science opportunities, reports Alaska Dispatch .
Horizon Air and its pilots, represented by the Teamsters, have reached a tentative deal to extend the current contract for six years. A ratification vote is expected to be done by mid-December. If ratified, the new contract would become amendable on Dec. 14, 2018.
The arrival of a sleek bizjet at the home field is sure to draw onlookers. It may also produce a call for the resident plane spotter to check in and identify the T-tailed twinjet with its two engines mounted high on the rear fuselage, and winglets. As 12 occupants deplane, you inform the patrons of your plane-spotting practice that this made-in-Quebec marvel is a new Challenger 605 aircraft, made by Bombardier and the latest in the company's 600-series that has sent 850 aircraft skyward since the line began in 1978.
Are you starting to prepare to take the knowledge test for your private or light sport aircraft certificate? The FAA has a page that provides study tips, information on where you can take the test, a list of sample tests, and computer testing supplements.
Note: Products listed have not been evaluated by ePilot editors unless otherwise noted. AOPA assumes no responsibility for products or services listed or for claims or actions by manufacturers or vendors.
Many people are surprised at how costly a medical emergency can be, especially out of the country. That's why programs such as AOPA Emergency Assistance Plus (EA+) are so important. A member who was hospitalized in Laos had $27,055 in costs covered by EA+. Individual plans start at only $89 a year. Read more >>
Student pilots applying for an FAA airman certificate or submitting an application for a medical certificate need to know that the FAA is "investigating" your qualifications. It makes sense to call the FAA's review of your qualifications an investigation because the agency is checking the information you have provided and examining whether you are entitled to be granted the certificate or rating that you seek. Read more >>
The Flight Training blog profiles the ladies of Mary Latimer's Girls in Flight Training (GIFT) Academy at Wilbarger County Airport in Vernon, Texas, as they learn to fly. Latimer came up with the idea of the all-woman GIFT camp in 2011. Attendees aren't charged for flight training, housing, or food; they only pay for the avgas they use. Read more >>
AOPA President Craig Fuller uses his AOPA Now blog to release survey results that show voters were more aware of the importance of general aviation as part of the United States' transportation system. It also found that more than half of voters aged 18 to 24 surveyed said they had a desire to fly in a private airplane. Read more >>
One of the big advantages of helicopters is the ability to land off airport. However, deciding where and when to land a helicopter deserves considerable thought as the consequences of a bad decision can be very serious, writes Tim McAdams in the Hover Power blog. He discusses what happened when a Bell 407 tried to land at a rave concert at the Nassau Coliseum. Read more >>
Ever dream of turning your passion for aviation into a career? We're looking for an events coordinator; AOPA eastern regional manager; marketing coordinator; .NET applications developer; production assistant–Web; member services representative; manager, AOPA Flying Club Network; Web developer (eMedia); major gifts officer; and Web graphic designer. To learn more about other AOPA career opportunities, visit AOPA Online.
AOPA's online photo gallery allows you to upload your own aviation photography as well as view, rate, and comment on others' photos. Your favorite aviation images from AOPA Pilot are still available online through this new gallery. Take a look, and submit your own photos!
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Want something to do this weekend? Planning an aviation getaway? See your personalized online calendar of events . We've enhanced our calendar so that with one click you can see all of the events listed in the regions you selected when personalizing ePilot . Now you can browse events in your region to make planning easier. You can also bookmark the personalized calendar page to check it as often as you want. Before you take off on an adventure, make sure you check our current aviation weather provided by Jeppesen.
To include an event or to search all events in the calendar, visit AOPA Online. For airport details, including FBO fuel prices, see AOPA Airports.
Question: What are some of the differences between a Part 61 flight school and a Part 141 flight school?
Answer: A flight school that is operating under Part 141 of the federal aviation regulations has more oversight by the FAA, usually more rigid schedules, and more paperwork to complete. Because of the added requirements, the training minimums are reduced a bit. For a student training for a private pilot certificate the flight time minimums are reduced by five hours to 35 hours compared to the 40-hour minimum requirement when training under Part 61. Flight schools training under Part 61 of the regulations can be more flexible, affording them the ability to tailor the training to meet an individual's specific needs. Regardless of whether you train at a flight school under Part 141 or Part 61, they both have to prepare you to pass the same knowledge and practical test. Read more about choosing your flight school here.
Got a question for our technical services staff? Email [email protected] or call the Pilot Information Center, 800/872-2672. Don't forget the online archive of "Final Exam" questions and answers, searchable by keyword or topic.
Are you up on changes to the regulations and procedures? If you are accustomed to flying the VOR/DME RWY 33 approach to Worcester Regional Airport in Massachusetts via the Putnam VOR 034-degree radial to WUTUG, a clearance to SQUEL might strike you as erroneous. WUTUG was Worcester's waypoint until "Amdt 1" became "Amdt 1A" on Oct. 18. (That could be big news at 120 knots.) Read more >>
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San Jose, Calif.
Ypsilanti, Mich.
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For a complete schedule, see AOPA Online.
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Topics vary—for details and a complete schedule, see AOPA Online.
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Tribunal rules on partnership services VAT
Partnerships can only recover a small amount of VAT on fees for accountancy services to partnerships under guidelines by HMRC, a first-tier tribunal has ruled.
In the case Mundays LLP v HMRC TC02374, law firm Mundays disputed with HMRC the amount of VAT it could recover on fees paid to Menzies.
The court heard that Menzies did not deliver a single invoice to the appellant covering all its services.
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personal tax returns fees
How may clever persons be so daft.
For decades HMRC as a matter of principle have always refused to allow fees for preparing personal tax returns. There is a whole Wagnerian Opera of moans and groans regarding this injustice.
To do so would be to admit that professional help may be needed, but it is a fundamental (Political) plank of the SA system, that taxpayers are able to prepare their own "Personal tax returns". and
"Would cost HMRC too much money" This direct from the mouth of Dave Hartnett, previous boss of HMRC.
So, sensible accountants bill their clients for accountancy services rendered, and throw in the Tax return as an almost-freebie.
Remember the old Whyte & Mackay whisky advert?
"Buy the cap and the bottle comes free".


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this wiki
José Riesgo (b.1918-d.2002)[1], known as "Pepe", is an actor who played Julián in the Spanish version of Sesame Street. He performed his role in the 1979-1980 version and again in the 1983-1987 version, being the only person to act in two different versions of Barrio Sésamo.
Riesgo is a veteran actor from Spanish cinema, having acted in no less than 136 movies, plus five TV series.
He began acting in 1949 with small roles in dramas and comedies.
It was not until 1953, however, that he began acting in movies with international appeal, such as The Lovers of Toledo or Luis García Berlanga's Welcome Mr. Marshall, which is considered one of the best movies in the history of Spanish cinema. Because he played small roles, he could appear in seven different movies in 1956 and 1958, and even nine movies in 1959.
Riesgo was one of the usual actors for the Italian-Spanish co-productions in the 1960s, particularly in the "spaghetti westerns". He apeared in Sergio Leone's A Fistful of Dollars (1964), in a very small (uncredited) cameo as a captain in the Mexican Cavalry.
From the early 1970s, Riesgo slowly left international co-productions -- his last being Bad Man's River in 1971. After that, he centered his attention in Spanish movies, with an occasional appearance in some prestigious TV series such as Estudio 1 or Curro Jiménez. During the late 1970s, he became a well-known face of the current of landismo.
Barrio Sésamo
In 1979, Riesgo was cast on Barrio Sésamo as Julián, a street vendor who sold food off a trolley. As one of the humans on the street, Julián interacted with the Muppet characters, Gallina Caponata and Perezgil. The show was cancelled in 1980.
He reprised his role as Julián in the 1983-1987 period of Barrio Sésamo, now interacting with the new characters.
After 1987, with the end of the new period of Barrio Sésamo, Riesgo continued playing Julián in stage versions of the series, alongside Chelo Vivares (Espinete) and Juan Sánchez (Chema the baker).
Once this performance was over, Riesgo decided to retire from acting. He passed away well after his retirement.link title


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Souhegan Valley Boys & Girls Club honored
MILFORD — Hundreds of area kids depend on the Boys & Girls Club of Souhegan Valley to provide a safe place for them to play, learn and grow, and the success of the club's youth programming has not gone unnoticed.
On Thursday evening, the Boys & Girls Club of Souhegan Valley was named the 2014 Champion in Action by Citizens Bank and the New Hampshire Union Leader, and will receive a $35,000 unrestricted grant from the Citizens Bank Charitable Foundation to help continue the club's success in providing programs for kids.
"Simply stated, we change children's lives," said Susan Taylor, executive director of the Boys & Girls Club. With the $35,000 grant, the club can continue to provide a special place for kids, Taylor said.
The Boys & Girls Club of Souhegan Valley began as an effort by "a payroll clerk, a doughnut dunker, and a biker chick who wanted to keep their kids out of trouble," said Steve Desmarais, who has sat on the club's board of directors for 18 years.
From six kids playing together at the local Grange, to 20 kids waiting for the Howitzer to be moved out of the Milford Armory so that they could play basketball, the club has continued to move and grow through the efforts of local individuals, businesses and organizations, said Desmarais.
Since 2004, said founding board member Rich Lowney, the club has had its own home on Mont Vernon Street in Milford, and serves more than 900 kids. And with the Champions in Action award providing additional funding, volunteers, and publicity, the Boys & Girls Club of Souhegan Valley can extend its reach further.
Citizens Bank launched the Champions in Action award program in 2002 as part of its Citizens Helping Citizens Strengthen Communities program, according to President Joe Carelli. Working with local media outlets, the program seeks out organizations that enhance the quality of life in their communities, like the Boys & Girls Club, and provides them with grants, volunteer support and publicity. Since 2002, Citizens Bank has awarded $1 million in grants to 49 champions statewide, Carelli said. Champions in Action awards are given twice a year to nonprofits.
Citizens Bank partnered with the New Hampshire Union Leader in seeking candidates for the Champions in Action program, and a selection committee including representatives from the bank, the newspaper and the community reviewed the applications and selected the finalists.
At a ceremony Thursday evening, Carelli said the Boys & Girls Club of Souhegan Valley was honored with the Champions in Action award because of the focus the club puts on helping kids in the community from all walks of life.
"In the last three years, the organization has increased its membership by 60 percent and now serves nearly 900 children and teens," said Carelli. "The club has tripled the scope of its financial assistance and increased unrestricted donations by $100,000, providing greater access to its programs for low-income families."
Carelli also pointed to the success of the success of an organization coordinated by the Boys & Girls Club called Community Action for Safe Teens (CAST). In order to stem the prevalence of drug and alcohol abuse among teens, CAST helps kids educate and advocate for themselves.
"CAST engages teens and adults working together to change the social norms around underage drinking and drug abuse," said Carelli. "This program gives teens a platform and a voice to get involved in a local community issue and make a difference."
In addition to the $35,000 grant, Carelli said that for six months, all 74 branches of Citizens Bank and 200 ATMs will have brochures celebrating the Boys & Girls Club of the Souhegan Valley, and the New Hampshire Union Leader will provide publicity as well as volunteer support to the club.
"I like what you guys are doing here," said Joe McQuaid, publisher of the New Hampshire Union Leader. "We'd like to help you get the word out about all the good you're doing."
For more information, visit www.citizensbank.com/community/champions.
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email@example.com | Telephone: +44 (0)1554 746001 | Fax: +44 (0)872 3520499
Truwin LED Lighting was formed in 2009 as part of the TRUWIN Lighting international Group. The UK branch offers a full comprehensive led lighting product range, the first class customer service and technical support center.
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University of Nigeria
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University of Nigeria was established in the year 1960 to create a functional, globally competitive & research-focused Nigeria university which is not just an Ivory Tower, but responsive to the needs of the society, while delivering World-class education and Knowledge and also to Encourage new perspectives and approaches to issues.
Requirements: Jamb, G.C.E, NECO, WAEC.
Student Gender: Male & Female.
Jamb cutoff mark: 200 and Above
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Degrees: Undergraduate, Prospect Students, diploma, predegree.
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2 Responses to "University of Nigeria"
i am OND holder in banking and finance what the requirement for direct entry and what is the duration
Dr. madueke is the man! if you wish to gain admission into UNN without stress then contact him on 09035209056. You will thank me later.


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Concerts & DJs
Mouse on Mars
(Monkeytown / DE)
Friday 15th 19:00h
Sónar by Day - SonarHall - LIVE
Sónar by Day - SonarHall - LIVE
Martian pop
Eleven albums and no hurry; Mouse on Mars have ended a long silence with "Parastrophics ", a new release of bottled genius, halfway between eccentric pop and acid experimentation, and released by Monkeytown, Modeselektor's label. Having got this far, Jan St. Werner and Andi Toma had nothing to prove (they have worked together since 1994), but they have proved it anyway: "Parastrophics" is full of glamour, funk and pleasant dissonances, and a reminder that Mouse on Mars are at the cutting edge of Teutonic art, and as always are blazing their own trail in the labyrinth of modern dance music, always looking forward and showing us what the future sounds like.
Visuals de Karl Kliem (Dienstelle)
Visuals de Karl Kliem (Dienstelle)


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items tagged with Lonnie Behnke
Written By: Mike Schulz
Section: Theatre
Category: Reviews
2013-12-09 12:00:00
On Saturday evening, I was reminded of the local treasure that is the District Theatre's A Christmas Carol. Written by Tristan Layne Tapscott with music by Danny White, this holiday musical is something special: a locally created piece so good that it could, and should, be staged by theatres throughout the country. And this year – the second the theatre has produced the show – brings some notable changes from last winter's staging of this theatrical gem.
Read More About Turn Of The Scrooge: "A Christmas Carol," At The District Theatre Through December 15...
Written By: Mike Schulz
Section: Theatre
Category: Reviews
2012-12-17 12:00:00
I had high expectations for the District Theatre's musical version of A Christmas Carol, given my knowledge of Tristan Layne Tapscott's and Danny White's talents. But Tapscott's book and White's music and lyrics actually exceeded my expectations during Friday's world-premiere performance, as the two have conceived a musical that I can see being produced by theatres across the country without requiring workshops and major rewrites. While their piece could still use some minor refinement, their version of the story of Ebeneezer Scrooge is remarkable for Tapscott's handling of the narrative, and White's cleverly crafted lyrics and gorgeous instrumentation.
Read More About Sing It, Scrooge!: "A Christmas Carol," At The District Theatre Through December 23...
Written By: Mike Schulz
Section: Theatre
Category: Reviews
2012-06-25 12:00:00
Countryside Community Theatre has plenty to be proud of with its current production of The King & I – the Rodgers & Hammerstein musical about a British schoolteacher who moves to Siam in 1862 to teach the king's many children – as Friday's performance hit all the right notes anyone might expect from this classic. There's enough familiarity in director David Turley's outing to remind audiences of the film or similarly staged productions, but also more-than-enough fresh takes on the characters to make this production Countryside's own. And underlying all this is a true cheeriness that extends from the cast to the audience. Despite the show's moments of anger and sadness, I was brimming with joy and full of smiles when I left the theatre.
Read More About He Is Siamese, If You Please: "The King & I," At North Scott High School Through June 30...
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It is entirely possible that many consumers do not appreciate the magnitude of foreign influence on UK retail. Irrespective of what they choose to see, however, that influence is undeniable.
Some time ago I wrote in this column about the issues that face retailers establishing operations overseas. The implied focus was British companies looking abroad, but what about foreign retailers looking to Britain? Why do they choose to make forays into this island market?
Ours is obviously one of the biggest markets in Europe, one where history has shown that premium prices can be charged in certain sectors. For US retailers, the UK can prove a useful stepping stone into Europe.
Above all, as a body of consumers, we do not seem to treat foreign retailers with a sense of distrust. If the product offering is right and the price seems fair, we'll buy into the brand. As I have already hinted, although many shoppers will know that major names such as Gap or Benetton are foreign companies, do they realise that Zara and Mango, for example, are Spanish operations, or that Borders and Toys 'R' Us are US-owned? More importantly, do they care?
Our high streets are no easy hit for any old foreign retailer, however.
Even the mighty Carrefour, from France, decided on an about-turn after its initial attempt to break into the UK. That was 25 years ago, admittedly, and it did leave the legacy of the grocery hypermarket format, which has gone on to define our retail landscape. But even one of Europe's biggest retailers could not make it work.
One sector in which it is difficult to please UK consumers is food retailing.
Firms such as Aldi and Netto, which are trying to revolutionise the sector and take us down the discount supermarket route, can testify to this.
All have been here for more than 10 years but are still fighting a tide of snobbishness, something apparently inherent to UK grocery shopping.
Aldi and Netto have 400 stores between them in this country, but their long-term plans would give them a combined total of 4000 or more. Progress has been steady, but how they must pine for the fervour that greets discount retailers in almost any other sub-sector.
Some foreign retailers just can't get enough of the UK. Take Zara. It is already well-established here and plans to open seven more stores this year, with 15 more in 2005. Sister brand Massimo Dutti is beginning to gain a foothold, and parent company Inditex has announced the launch of another brand, Bershka, into the UK teen fashion market.
H&M plans to have 91 UK stores by the end of the year. The Subway sandwich chain will have 2000 franchised outlets in the UK and Ireland by 2010.
Krispy Kreme aims to have 23 of its American doughnut shops up and running in the UK in the coming years. And Borders has a dozen new superstores in development.
Foreign retailers have brought an awful lot to the UK in terms of innovation and product choice. I for one am quite happy that the UK consumer is indifferent to where they come from, because they add variety and interest to what is already a vibrant UK retailing scene. Long may it continue.
- Amanda Aldridge is head of retail at KPMG
- Spanish clothing store Zara's appeal is built on its quick turnaround of new designs. Whereas most of the fashion industry takes nine months to get items from planning to shelves, Zara has cut the process to three weeks. The 600 worldwide stores receive deliveries twice a week, always including new lines.
- Its reputation for up-to-the-minute fashion helped Zara's sales rise by 70% last year, according to Verdict Research, despite bad publicity over a rabbit fur cardigan that went on sale last autumn. It has now stopped using real fur.
- Interiors brand Zara Home was launched in August last year, with concessions in Zara's stores. There are now 30 outlets in four countries.
- Zara began with one store in northern Spain in 1975. The brand is now at the centre of a company earning £300m profit.


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Wide Right & Natty Lite - Loyal Sons, Forever True. With beer!
How many times has he taken his hat off to somebody and said "No doubt about it"?
Originally Posted by MNCyGuy
The only answer to "who/what is GeronimusClone?" is in fact "GeronimousClone". You're like The Todd on Scrubs.
Originally Posted by Angie
This is why you're my favorite
Originally Posted by MoreCowbell
GC, he's obviously all man. And I don't think Ellen would go *****, even for GC...
listen online?
Originally Posted by BoxsterCy
huntt26 is a winner!
Great guy. Happy for him.
tremendous interview going on right now....
I freakin love Mac. I miss him. I don't miss his offensive coordinators play calling (except Loney).
He is a class act.
"I don't know of anyone who doesn't like Dan McCarney"
I actually liked Dan. He was always accessible.
Originally Posted by Knownothing
I freakin love Mac. I miss him. I don't miss his offensive coordinators play calling (except Loney).
Pete Heighner(spelling?) as well.
Kansas wears Adidas.
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In addition, Japan boasts eleven Nobel Prize laureates since 2000, spanning chemistry, physics, physiology, and medicine. And basic research in areas such as advanced materials and stem cells could have dramatic economic and social impacts, provided Japan can keep making progress fostering entrepreneurship that capitalizes on this work.
Japan's economy is still the third largest in the world. It has a well-educated, productive population and an adaptive and globally connected corporate sector, despite the headwinds buffeting some of Japan's most famous brands such as Sharp and Panasonic. Less well known are small but highly profitable Japanese firms created in the past two decades such as Axell and Simplex. Japan is also an important investor overseas, becoming the world's second largest source of foreign direct investment outflows in 2011 and China's biggest investor.
Such interdependence in East Asia is one of the few positive factors helping to mitigate regional conflict over long-standing territorial and historical disputes.
Vital Partner in Asia
A key question is how this interdependence will evolve and how actively Japan, the United States, and others will try to shape it in a coordinated and inclusive fashion. Declining trade barriers and the diversification of economic growth in East Asia could help bolster the sense of community, but only if the politics of regionalism can be managed effectively.
Regional networking and rulemaking strategies that smack of Chinese containment (or that dwell too much on military maneuvers) will be counterproductive, so a broader institutional approach that includes China will be necessary.
Japan can be helpful here as it continues to contribute significantly to global and regional institutions. It is the second largest contributor to the United Nations and the International Monetary Fund, and it contributes the most to the Asian Development Bank and other regional funds such as the Asian Bond Fund. Japan can also be an important U.S. ally for shaping and strengthening the emerging regional architecture that includes the ASEAN Regional Forum and the East Asia Summit.
Americans often underestimate how well respected Japan is in most parts of Asia, notwithstanding the territorial and historical disputes that are fueling regional tensions today. Many Southeast Asian nations in the 1970s, 1980s, and 1990s looked up to Japan as the "lead goose" in their flock of aspiring economies and they emulated Japanese industrial policies.
As the rest of Asia modernizes and grows wealthier, Japan might now be simply joining the flock, but it should maintain an influential voice given its democratic and free market traditions as well as its non-confrontational diplomatic approach. That is, of course, if Japan revives itself in a way that supports regionalism and continues to engender respect in the region.
Asia's Future
Competition will always be fierce in Asia, but if the region is able to build institutions and cooperative frameworks to tackle common economic, environmental, and even political and security challenges, it is a good bet that Japan and the United States will be key players in that process. Economic and demographic factors might prompt Japan over time to become a relatively low-growth and high-tax nation similar to many in northern Europe, but it should remain a stable and well-connected leader in East Asia.
This is a formative time in Asia's history, and now is not the time for Washington to overlook Japan's potential to reinvent itself. Japan's political and business leaders have a lot of work ahead of them to overcome the challenges facing the country, but Japan's future is still brighter than its recent past if it can strengthen relations with its neighbors and foster more openness and entrepreneurship in the country.
Working in concert with others in Asia, Japan will remain a valuable partner for the United States as it not only adjusts to new geopolitical dynamics in the region, but also tries to shape them.
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We experienced a major network outage from about 8:30 on Friday morning to about 12:30 Saturday afternoon. Most, though not all, of our network-based servers were inaccessible during that time. The servers themselves were just fine, but there was so much error traffic on the network that it prevented access to them. We want to tell you about what caused the problem and some steps we are taking to minimize the possibility of this event reoccurring, as well as some things you can do to help us prevent this kind of thing.
The culprit turned out to be one small four-foot cable in a vacant office that was tampered with, most likely just to get it out of the way or off the floor, on Friday morning. Without going into great technical detail, the effect of this was to create a "data storm" of error traffic on the network, consuming the processors of many of our network switches which could not process "legitimate" data packets.
The diagnostic process involves sequentially isolating segments of the network until you locate the segment from which the error traffic is originating. It's a laborious effort. ITS staff, with support from our network vendor, worked throughout the day and night on Friday and were finally able to narrow it down to a network segment that included a main data center room in Philips Hall and all of Muller Center, and from there were able to subsequently narrow it down to somewhere in Muller. At that point we physically cut Muller Center off from the network and all services began to come back up as normal. A subsequent physical inspection of all ports in Muller Hall turned up the culprit of the cable that was causing the problem.
We are conducting a thorough post mortem technical analysis of options we might have for preventing an occurrence like this in future from effecting our entire network, and we are pretty confident that there are some key steps we can take quickly. What you can do is to help spread the word to call ITS if there is a cable or a computer, or anything that might be network related, that is in your way or needs to be moved for whatever reason. It's kind of like the New York state "Call Before You Dig" campaign. Call us. We'll be more than happy to address your problem in a way that does not disrupt the network. This incident brought virtually the entire campus to a standstill for a full business day, and produced a sleepless night for a number of ITS staff. There are things we'll be doing to help prevent this, but you can help too! Just call the ITS Help Desk at 274-1000 if you need to change or move something that you think even might be connected to the network (a device, a cable, anything).
We apologize for the inconvenience of this outage. No data network can be made 100% "bullet proof". Equipment failure can happen, and human errors will occur. But with our technical efforts and your cooperation we can minimize the chances that this happens again. Thank you for listening, and for your patience.
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|Sep 02, 2013
|AU (Gem)
|Sep 16, 2013
Tom Berenger
As Jack Raydor
Costas Mandylor
As Vince Webb
Patrick Breen
As Jim Gilmer (Dr. Jason Field)
Alicia Lagano
As Susan Adler
Matthew Floyd Miller
As Jeff
Tim Billett
As Watch Commander
Mary McDonnell
As Captain Sharon Raydor
G.W. Bailey
As Detective Lt. Louie Provenza
Anthony John Denison
As Detective Lt. Andy Flynn
Michael Paul Chan
As Detective Lt. Michael Tao
Raymond Cruz
As Detective Julio Sanchez
Phillip P. Keene
As Buzz Watson
Kearran Giovanni
As Detective Amy Sykes
Graham Patrick Martin
As Rusty Beck
Jonathan Del Arco
As Dr. Morales
Robert Gossett
As Assistant Chief Taylor
Nadine Velazquez
As Deputy D.A. Emma Rios
|• Created By
|James Duff


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In addition to credit cards, we also accept Paypal.
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Express your love of swim with the 1Line Sports Silicone I Love To Swim! swim cap.
First experience with a silicone cap - not impressed
Daughter wore this a few times for practice and it tore by about the fifth time. She didn't like how it slid off her head either. She's gone back to using a standard latex cap now. Cap was very cute and bright though. Just wish it came in a latex version.
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Treacherous Market Conditions Ahead
From Scotiabank's Guy Haselmann
Treacherous Market Conditions
Vanishing QE Matters
When the latest round of QE was announced in September of 2012, the economy was healing. Considerable progress had been made toward the Fed's dual mandates and the FOMC was already providing extraordinary accommodation through two policy actions, ZIRP and forward guidance. At the time, I thought the action was overkill and bordered on recklessness.
I wrote that open-ended QE (dubbed 'QE-infinity') was dissimilar to the earlier QE programs for three reasons: 1) it began under much different economic and financial conditions; 2) its open-ended time frame hijacked the markets' typical price discovery and discount mechanisms; and 3) it began after earlier actions had already changed investor behavior. At the time, moral hazard was already alive and well.
Financial assets are valued simply by aggregating the discounted value of future cash flows. The fact that the FOMC did not give QE (and thus ZIRP) an end-date meant that price discovery for financial assets were demolished. Investors increased their 'melt-up' mentality, because the discount rate used to value cash flows could be assumed to be zero in perpetuity. Dividing a number by zero equals the empty set. Investors were not willing to 'fight the Fed' and why should they; the Fed was showing determination to stay the course until it was satisfied with the pace of the recovery.
Yet, the US and global economies have only been able to muster sub-par growth despite massive (pre-2014) coordinated accommodation. Shouldn't investors today worry more about how the global economies will perform now that QE is ending, China is reeling-in its credit bubble, Japan has initiated the first of a series of VAT hikes, and EM central banks have hiked rates?
Investors and portfolio managers constantly ask what the timing associated with, or what the catalyst will be, that derails the asset rally. Last year, I suggested it would be when the Fed began exiting from QE-infinity. Clearly, the catalyst is in the rear view mirror. Moreover, it is accompanied by the other factors mentioned in the preceding paragraph. The purpose of this note is to serve as a reminder that the time is now and the catalyst(s) have set the wheels in motion. Risk/reward is skewed to the downside. With these 'policy pivots', investors should demand a higher burden of proof that the economy and risk assets can stand on their own. Investors should forget trying to determine valuation. Weak growth mattered little to the surge in risk assets during the last few years. In addition, the 'P' and the 'E' are distorted by Fed policy and ZIRP-induced share buybacks; and thus should be de-emphasized. The bottom line could simply be that QE means 'risk-on', while ending QE means 'risk-off'.
Expecting Too Much of the FOMC
Markets afford the FOMC too much reverence. I am confident that the Fed is overpromising and over-reaching on what it can actually deliver. It has always been quite a leap of faith to believe that ever-rising asset prices would create a wealth effect adequate enough to boost consumption, so as to make progress on the Fed's dual mandates without causing adverse financial markets conditions.
An apt analogy to the Fed's visible efforts might be the World Cup referee who early in the game tries to maintain order by calling a tight game, but continues blowing the whistle so frequently that the referee becomes the show. After a while, the fans begin gauging the validity of every disruptive whistle, rather than spectating on the beauty of the game. A good referee is typically one who went unnoticed during the game or one who was quickly forgotten once it ended.
It is confounding to me why markets have so much confidence in the Fed's ability to fix the complicated ailments of the economy, especially given its limited tools. One FOMC member told me two years ago that "my colleagues want to be looked at, as if, they are doing something {to achieve their dual mandates}; even though they know that the benefits are quite small". Such credence, however, fails to adequately consider the negative aspects of the policy action.
I believe the FOMC has chronically miscalculated the relationship between the short-term economic benefits and the longer-term financial market costs of its policies. How much are Fed policies sacrificing future consumption at the expense of benefits today? To what extend are Fed policies fueling generational and social-class inequalities?
I suspect that the Fed has been hoping that economic fundamentals would improve enough by the time QE was brought to an end to validate the artificially elevated asset prices that QE created. What if the FOMC is pulling back from its QE program, because members fear that its policies are building risks to financial stability at a faster pace than the economy is improving? If so, many investors are wrong-footed.
Measuring Moral Hazard
Investors have had a remarkable run during the last 4 years of risk-seeking, don't-fight-the-Fed strategies. Yet, investors should not believe that the FOMC has a handle on the magnitude of the moral hazard and risk positions that have been built over this period. The Fed's concern around the market's reaction-function to QE is likely a major factor as to why the FOMC is tapering at a gradual pace. As such, the Fed probably wishes QE was already completed. It would certainly improve the FOMC's flexibility.
Does the pace of tapering really matter? Will it have a material impact on valuations or the aggregate economy if the Fed is buying $65, $45 or $25 billion of assets in month X, Y, and Z respectively?
FOMC members want markets to believe that they are "data dependent", but such verbiage could be a 'slight-of-hand-trick'; espoused so that too much focus is not paid to the fact that the QE program is ending. This might be the reason that markets not reacted to the catalyst(s) to pare risk or why they have been slow to act. Despite Fed rhetoric, investors must realize that the hurdle to deviate from its $10 billion per meeting pace has always been enormous.
The market's unremitting focus on every adjective and word uttered by the FOMC is inane, simply because the Fed is on a steady course for the next 6 months. This is a clear example that the FOMC has become too visible and too involved in financial markets. The ECB recognized that there are negative consequences to such market interference. Draghi stated that he could envision fewer ECB meetings, because he felt that their frequency leaves the market expecting action too often.
Self-Inflicted Quagmire
The Fed's chronic desire for slack-less growth has stair-stepped official rates to zero over the last few decades, has made (unconventional) accommodative measures seem necessary, and has resulted in a depleted arsenal. Hence, the FOMC is at a critical juncture; and FOMC members have only themselves to blame for being in such a position.
The Fed's ability to reverse any new ebb in economic activity in the future is now severely limited, increasing the importance that current Fed initiatives succeed. This is likely the justification for QE-infinity. Today, the Fed has little choice but to stay overly accommodative even if the economy heals satisfactorily. With this in mind, most expect the economy to heal and are preparing for the inflation battle. However, such an outcome is not assured and big problems will arise should the economy sputter.
Boom to Bust and Back Again
Prior to 2008 (under Greenspan), the Fed believed that the financial sector was mostly self-stabilizing and that bubbles were un-identifiable. The FOMC believed that, if necessary, they had the ability to 'clean up' after excesses (i.e., bubbles popped). Greenspan's Fed believed that it had the adequate tools for 'after-the-fact' crisis management; which it believed was always more appealing than making the politically difficult decisions that would have been necessary to prevent financial crises or imbalances in the first place.
After the 2008 crisis, policymakers have tried to end this mindset by becoming more proactive in trying to prevent financial crises. Though well-intentioned, this new approach has arguably led to Fed policy itself becoming a source of systemic risk. In such, I believe the Fed's atlas-complex and micromanagement are fermenting dangerous market conditions that have sown the seeds of the next market upheaval.
The Inverted-U Curve
If I had to graph the beneficial effects of (excessive) regulation and interventionist central banks and governments, I suspect it would have the shape of an inverted-U. Like most good things in life, a little is fine, but too much can kill you. There are often cumulative effects where short term benefits marginally decrease over time until eventually they turn into ever-mounting negative longer-term consequences.
The basic logic behind the inverted-U curve is that strategies that initially work well stop working past a certain point. Maybe a non-financial example would be useful. Criminologists often argue that punishment has inverted-U curve characteristics. Studies show that there are benefits to imprisonment, but lock up too many people for too long and the collateral damage starts to outweigh the benefits.
There are direct and indirect effects to incarceration. The direct effect prison has on crime is that it puts a bad person behind bars, where he can't victimize anyone else. However, longer sentences work only on young men, because studies suggest that once someone passes the crucial mid-twenties age, all longer sentences do is protect society from dangerous criminal at the point that they become less dangerous.
The indirect effect on crime has to deal with how a person's imprisonment affects all the people with whom that criminal has a relationship. A high number of those incarcerated are fathers and it has a devastating effect on his children (even one-fourth of convicted juveniles have children). Earnings –both from crime and legal jobs – also no longer support families. Having a parent incarcerated increases a child's chance of juvenile delinquency by 400% and the odds of a serious psychiatric disorder by 250%.
Negative second-order consequences are always harder to measure and identify. Nevertheless, I firmly believe the FOMC policy has far surpassed its period of net benefit. I believe it is the second-order negative unintended consequences that will soon appear as the Fed implements its exit from QE.
Market Complacency
Many investors are sitting on their hands unsure of what to do; unsure how to value financial securities; unsure what the true price of money is; and unsure just how far governments are willing to go before popular backlash arises. Gillian Tett recently wrote in the Financial Times, "Far from being a sign of sunny confidence in the future, ultra-low volatility may show that investors have lost faith that markets work".
It seems only fitting that Paul McCully, the man who coined the phrase "Minsky Moment" in 1998, returned to Pimco last week after several years of semi-retirement. A "Minsky Moment" is a collapse of asset values which is part of the credit cycle or business cycle. Economist Hyman Minsky argued that such moments occur because long periods of prosperity and increasing value of investments lead to increasing speculation using borrowed money. There might never be a Minsky Moment as clear and obvious as the one the Fed has created at this very moment under its brazen current policy experiment. Time will tell.
Investor Action
As I mentioned, risk assets need to prove that they can maintain their lofty valuations without the assistance of the Fed's QE. For the balance of the year, Fed policy will deviate very little if at all, from its current path and this is regardless of whether 2014 GDP growth ends up at 1.5% or 3.5%. In other words, in terms of the path of QE, the Fed is far less data dependent then they are willing to admit.
Markets are likely headed for a difficult period as the FOMC tries to gradually wean investors off of its liquidity addiction. It is too late for the FOMC to do much other than to try to limit the damage. Investors, however, should use this year's decision to begin the 'taper' as the catalyst to pare risk. Investors should monetize gains ASAP; and move to cash and higher up the capital structure. Investors should place a premium on liquid securities and emphasize return of capital exposures. Yes, it really is this simple.
During the past 3 years, investors used the Fed's QE policy to seek risk in order to beat competitors and to outperform benchmarks. Today, the hot air of forward (guidance) promises is not an adequate replacement for the substance of a $1 trillion per year asset purchase program.
Peer and benchmark outperformance between now and October (end of QE) means that portfolio managers will need to have the courage to leave the (ever-inflating) risk-asset party. The risk versus reward distribution is unfavorably skewed; offering inadequate compensation for riskier assets. Moreover, risk-seeking trades are crowded and poor market liquidity conspires against the FOMC's ability to navigate the smooth landing that it desires.
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Sure is a lot of financial working group bailed out bankster hand wringing going on lately, I'll believe any of it when I see it. I bet equities get Fed main lined Viagra in the morning, its Wonderland Wednesday after all and S&P + 15 by close.
It's ass covering. They know it's going to blow apart again soon so they're doing this to show they were trying to fix the problem, even though we all know it's too late to do so.
No ass covering here, It's all investors fault for trying to discover prices "Investors should forget trying to determine valuation."
Why don't you just buy stocks and stop all the madness of worrying about price discovery?
People worry too much and irresponsible sites like ZH generate ad revenue from the fear porn. You think any of these guys can generate alpha? Been trying to call the top for 5+ years now, likely from their momma's basements.
Look Mister 8 weeks and a day.
Fucking troll somewhere else.
Oh wait...no..... stay.
I love retorting to asinine trolls like you.
Mister Lurker.....calling the top is not ZH's mission. It's to display the truth - with a side of sarcasm - and to make fun of the complete fucking asswipes the sheeple installed/the Bilderboogers picked/Diebold de-faulted on.
Hmmmm...5 years...but only a "member" for a couple of months.
Go back to Newser....bet you were a big thumbs up winner there.
The Fed is trying to reduce QE? Unfortunately, "Belgium" didn't get the memo.
Oh Lord it's worse than I thought in here. It's Schizophrenic Bettle Bailey suffering the Stockholm Syndrome. I'm here to liberate you from your captors BB. You have started to identify with their radical ideology and you need to get out. Go on Huffpo or CNN for a dose of reality, I'll pray for you to escape the abusive cycle of fear porn purveyors. Damn you Tyler Durden!
Blow yourself loser.....get out the sneezing powder and tweezers...find it...if it will come out..then go off into a dark corner....you know...in your Mom's basement....unless she's kicked you out....
But there's always the truck stop rest room.....go on now....go....
Exactly. BTFATH, and shut up.
What if this time it really is different?
Will it have a material impact on valuations or the aggregate economy if the Fed is buying $65, $45 or $25 billion of assets in month X, Y, and Z respectively?
I stopped reading right there. This jerk has never heard of Belgium.
It ain't just Belgium. The BOJ's yen won't stay in Japan, Chinese yuan slipping as it gets converted to dollars, and shipped to the Cayman Islands, and Mr. Draghi is just getting warmed up.
The FED isn't over promising. They're doing exactly as mandated by their shareholders: destroy the American republic.
It's on purpose.
Wake the fuck up.
Operation- Kill the Golden Goose..... yea been saying that ever since TARP myself.
Yeah, lot of bla, bla, bla diverting the educated into second guessing everything with the end result just buying more time until all the wealth has been transferred to the elite. Wake the fuck up to the crime being committed in real time.
If the FED is all powerful, why don't you just buy shares in the FED? Problem solved.
Maybe you're unclear on the concept.
try not to feed the troll....they bite the hand that spanks them.
Does wake the fuck up include the president or is he "in on it"?
Is Scotiabank The Squid? No. BTFATH
the smaller cousin - Cold water squids are renowned for their prowess at sucking up the shit that sinks down to the bottom,
OK so what does this guy have for amateurs like me who got out of stawks tutto completo at the beginning of 2012?
A ringside seat when the bodies start hitting the pavement isn't enough?
It's gonna be spectacular.
Right now you feel like the guy who sold out on Oct. 25th 1929 and feels like he made a mistake.
collect your "low inflation" door prize of $3.89/gallon gasoline ... thanks for playing !
Time to flese the flock after all its been 85 years
The GDP dont have a clue
So I guess the uptick in private jets, penthouse suites and luxury yachts isn't creating enough wealth effect to move the other 99.999% of the economy into the black?
Shovel makes an important point about the so-called wealth effect. The Fed and the bankers give exaggerated importance to this idea because it is based on their own experience and perceptions. Having six figure salaries it is believable that they will spend more when their stocks go up (especially if they are promoting buybacks). But they seem to be blissfully unaware that the 90 percent pay little attention to stock prices when they make spending decisions. For most, their only contact with stock prices is when they review (if they do) their year-end pension or mutual fund reports - long after the fact.
Financial assets are valued simply by aggregating the discounted value of future cash flows...
LOL - now I can't possibly believe anything else he says. I bet his name isn't even Guy Haselmann.
reminiscent of '06/'07, LBO and M&A fever fueled by cheap money and ugly guys you won't see at midnight mass ... how was Lloyd on Bloom-berg radio today I missed it? captivating I'm sure...
Fed policy will deviate very little if at all, from its current path and this is regardless of whether 2014 GDP growth ends up at 1.5% or 3.5%. In other words, in terms of the path of QE, the Fed is far less data dependent then they are willing to admit...
GDP is a made up number that says whatever the fed wants it to say. The fed is data dependant in the extreme but the ONLY data they look at is the stock and bond markets. If rates are too high or the stock market too low they cite bullshit gdp or unemployment numbers as justification for market riggery. Do not be misled, GDP is a ruse. They jigger it higher and lower whenever they want.
also, it's sleight of hand, not slight of hand.
The shadowstats guy has his own version.
Imagine if they didn't lie about inflation and actually used an accurate GDP deflator.
Even then though, GDP is a fairly useless indicator of the state of the economy.
allow me to explain to haselmann what the fed is really thinking: The stock market is getting high with deteriorating macro fundamentals (that is to say, bubbly). The fed wishes that corporate borrowing was going into capex but instead much of it is going into stock buybacks, dividends, and m&a. they wouldn't mind that alone so much but trading volume is getting too lean to support their maggot buddies at the big banks. what they really want is volatility and volume to come back but with really low rates still in place because 1) they don't want to be blamed, and 2) the us gubbermint can't afford higher rates. in essence, the fed wants to have their cake and eat it too by jawboning the rubes into selling.
Look Mister 8 weeks and a day.
Fucking troll somewhere else.
Oh wait...no..... stay.
I love retorting to asinine trolls like you.
Mister Lurker.....calling the top is not ZH's mission. It's to display the truth - with a side of sarcasm - and to make fun of the complete fucking asswipes the sheeple installed/the Bilderboogers picked/Diebold de-faulted on.
Hmmmm...5 years...but only a "member" for a couple of months.
Go back to Newser....bet you were a big thumbs up winner there.
Janet, Janet, you're the girl for me
Oh, you don't know me, but you make me so happy
I tried to call you before, but I lost my nerve
I tried my imagination, but I was disturbed
Janet, I got your number
I need to make you mine
Janet, don't change your number
I got it, (I got it), I got it
I got your number on the wall
I got it, (I got it), I got it
For a good time, for a good time call
This item has many valuable insights about the box the Fed has put itself in, and what might happen when they try to climb out. I would like to suggest two ideas that I believe do not receive enough attention in current economic evaluations:
The mal distribution of incomes has created a situation in the developed world where the wealthy are so saturated with ever new and ingenious toys that they are seriously suffering from boredom. The less fortunate have ever decreasing discretionary income. Combine both and you have a stagnant economy.
The culture of ever-increasing resource use (conventional growthmanship) is losing its persuason, both for the reasons cited above and because new resources are getting progressively more expensive and harder to find and extract. We need to adjust our values and voluntarily accept "lower standards of living." We might surprise ourselves and discover that we are happier that way. Charles Hugh-Smith and Chris Hedges have written some interesting stuff along this line. Europe seems to be more aware of it than the US, by promoting a shorter work week and longer vacations, among other things.


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President & Mrs. Lincoln at EGR Branch
President and Mrs. Lincoln: Now from the White House
If you're a history buff, you won't want to miss this program. Fred and Bonnie Priebe will be impersonating Abraham Lincoln and Mary Todd Lincoln. The couple began role playing President and Mrs. Lincoln in 1996 at Greenfield Village. They have won numerous awards and have presented programs in the United States, Canada, and Australia. They engage their audiences in their presentations making the program fun and educational. Sponsored by the Friends of the East Grand Rapids Library.
Saturday, February 13, 1:00 p.m. at the East Grand Rapids Branch
Posted by: Denise


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CCRC Reports on Dual Enrollment
Published in Inside - Volume XIII, No. 4
A report by Melinda Mechur Karp, Juan Carlos Calcagno, Katherine L. Hughes, Dong Wook Jeong and Thomas R. Bailey explores enrollment by high school students in college-level courses. The authors, all of whom are with the Community College Research Center at Teachers College, found that dual enrollment is a useful strategy for encouraging postsecondary success -- not only for academically-focused high school students, but also for those who participate in career and technical education programs.
To read the full article, click this link:
To read the
study, click this link:
The Postsecondary Achievement of Participants in Dual Enrollment: An Analysis of Student Outcomes in Two States


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Why is taking a pano hard with a phone? I do it all the time.. autostich program do all the hard work....
If you've ever tried snapping a panorama picture with your smartphone, you know this can be a tricky task.
Spinpod seeks to ease the experience and result in smoother stitching as it slowly — and, most importantly, steadily — rotates your smartphone in either landscape or portrait orientation. The gadget also promises to help you take motion time lapse photos and serve as a stand.
Spinpod creators Zhiping Chen & Daniel Aharoni are seeking support on Kickstarter. The device is compatible with both iOS and Android devices, as well as cameras, and a threaded tripod mount can attach the Spinpod to a tripod. A delay timer/step interval function lets you step into your own panorama scenes, or create 0.5, 1, 2, 5 and 10 second step intervals for your motion time lapse videos. This is one we hope we get to test.
See the Spinpod in action below:


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November 14, 2012
California's Garret Baquet (22) and Luke Burger (41) take the heat off of quarterback Jaden Barr (15) during the second quarter of the Class 3 Quarterfinal game against Duchesne Saturday.
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We are a software development company based in Madison, WI that is focused on providing solutions to the grocery and retail industries. We currently offer two solutions - Date Check Pro and Taskle.
Date Check Pro is expiration date management software that lets you know when and where products are expiring in store. This helps grocers reduce shrink from expired products, reduce the labor involved with rotating product, and increase customer satisfaction. Learn more »
Taskle is compliance enhancement software that turns your store staff into your eyes and ears. Our mobile solution delivers a method to communicate your priorities to your stores, execute them consistently, and grow your brand through detailed, actionable reports. Learn more »


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May 6, 2016
North Carolina Attorney General Roy Cooper was in eastern Carolina Monday talking school safety.
State leaders, including Cooper, say school safety is a top priority.
Cooper spoke at an education summit in Greenville on the need to have specific strategies set in place to ensure student safety. He says the first step is for schools to properly train their teachers and students on what to do in case of an emergency. Cooper also advises all schools to have critical incident response kits. Those kits have evacuation routes, keys and codes to unlock things.
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Parks & Recreation Special Events email@example.com(757) 385-2990
April 21, 2013 · 11 am - 4 pm
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Refresh your approach to making our world a healthier place with various exhibits, displays and activities that will give you a chance to discover and explore effective and convenient ways to green your lifestyle. Featuring the AAA Recycling Zone which includes eCycling by Synergy, battery round up and child safety seat recycling from 9 a.m. - 4 p.m.
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April 9, 2009
Columbus celebrates reading
Get involved with a national campaign to encourage America to read!
In April & May, the Greater Columbus Arts Council (GCAC)—along with partners such as Thurber House, The Asian Festival, WOSU Public Media and The Ohio State University—encourage you to participate in a celebration called The Big Read, with events, discussion, online multimedia, and a visits with author Amy Tan (The Joy Luck Club).
The Big Read is designed to restore reading to the center of American culture. It's an initiative of the National Endowment for the Arts (NEA), partnered with the Institute of Museum and Library Services (IMLS) and in cooperation with Arts Midwest.
The Big Read began after a 2004 NEA report found that fewer than half of American adults read literature. The study showed that literary reading was declining among all age groups, with the steepest decline in the youngest age groups.
Check out these links to get involved & get reading!
The Big Read
Reading lists, radio shows, video profiles, brief essays, and more.
Columbus Big Read events: columbusarts.com
GCAC's local arts calendar website, with Big Read events, including visits with author Amy Tan (The Joy Luck Club).
Need help finding a book? Got a question? Let the Grandview Library help you!
- Find a book using our catalog or call Circulation at 614-486-2951.
- Browse premium (Library card required) and recommended literature websites.
- Ask a Grandview Reference Librarian: 614-481-3776.
- Ask a Reference Librarian an online question any time.
- Get a Library card.
- Visit the Grandview Library, grab a book, and find a quiet, comfy spot to read!


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History: Category:Pokémon that are part of a two-stage evolutionary line
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Jun 10
Join us in Arlington for an evening of innovative vocal music with The Executive Board. Also performing will be local award-winning pop/rock group, Euphonism. Opening the show will be the Brown Eyed Darlings, a Maryland-based female quartet founded with the help of John David Maybury.
Oct 10
Jul 29
This is a radio show! If you don't have a radio on Long Island you can always listen at WUSB.org!
Mar 18
Sounds Like: SONOS, The House Jacks, AWOLNATION, Muse
Label: A Cappella Records
Manager: Jeston Lewis
Bio: We are The Executive Board, an all-vocal band based out of Long Island, NY. Jeston, Randy, Rachel and Mike are bringing a 'powerhouse' sound with a serious state of mind to the ever-changing genre of vocal music. Comprised of four seasoned acappella college graduates, this band brings a darker, ...See Full Bio


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November 27, 2013
Yantis-Pickering House
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Victorian Tour returns Dec. 7, proceeds for restoration of downtown theatre
For the 15th year in a row, the Fulton Heritage Trust will spruce up Callaway County's Christmas spirit with a bit of history.
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SAN DIEGO (AP) -- Coach Steve Fisher won his 300th game at San Diego State on Saturday when Xavier Thames scored 24 points and Winston Shepard 17 to lead the No. 5 Aztecs over Colorado State 65-56.
The Aztecs (19-1, 8-0 Mountain West) won their 18th straight game and are 8-0 in conference play for the first time in the program's 93-year history.
Jon Octeus scored 24 for the Rams (12-10, 3-6), who lost their third straight game and for the fourth time in five games.
Fisher's first victory at SDSU came on Nov 24, 1999, 73-57 against UC Riverside. The Aztecs were only 5-23 that season, including 0-14 in league play, but Fisher quickly turned a moribund program into a consistent winner.
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