text:
The first time you access your accounts through Online Banking, you agree to be bound by the terms and conditions of this Online Banking & Bill Payment Agreement ("Agreement") and acknowledge its receipt and your understanding of its terms.
This Agreement explains the terms and conditions for accessing accounts and conducting transactions at First Nebraska Educators Credit Union ("Institution", "we", "us" and "our") via our on-line Online Banking site(s). As used in this Agreement, the terms "you" and "your" refer to each person authorized to conduct transactions on your account.
Benefits of Online Banking
Through Online Banking, you can manage eligible accounts from your home or office on a personal computer. Online Banking can be used to conduct any of the following "On-line Financial Services":
Obtain balances and transaction histories on all eligible accounts enrolled in Online Banking;
Transfer money between eligible accounts (The number of transfers you can make from an account is limited as described in the applicable account agreement. In addition, if a hold is placed on any funds deposited in an eligible account, you may not transfer the portion of funds being held until that hold expires); transfer money to pay Institution for overdraft protection, consumer loans, home equity loans, or certain other eligible loans; reorder checks; view e-statements; apply for loans; and pay bills (Bill Pay) to any merchant, financial institution or an individual with an U.S. address.
When setting up a transfer between credit union accounts, your transfer will be attempted on the day you request. If you fail to have the necessary funds in your specific account to complete the transfer, the transfer will fail and attempt every day in the future until either: you have enough funds to complete the transfer, you stop the transfer, or put the transfer on hold.
Institution may, from time to time, introduce new On-line Financial Services. By using those services when they become available, you agree to be bound by the terms contained in this Agreement, and its subsequent amendments.
Security & Protecting Your Account
We are strongly committed to protecting the security and confidentiality of our customer accounts information. We use several techniques to help secure our Online Banking service, including the following:
· You can only access Institution with certain browsers that have a high security standard.
· You must have a valid Online Banking User ID, password, and answer 1 of 3 preanswered questions exactly (case sensitive) to logon.
· If no action is taken for 10 minutes, you will be automatically logged off the Online Banking service.
To access On-line Financial Services you must have either Windows: IE. 5.0 through 7.0, Netscape Navigator 4.76 and higher, Netscape Communicator 6.0 through 7.0 or compatible web browser and 128 bit data encryption.
In addition to compatible software, you must have an Online Banking User ID, a password, answer three challenge questions and maintain one or more of the following eligible accounts at Institution:
§ Primary Share Account (Savings)
§ Share Draft Account (Checking)
Password and Challenge Questions
Your password and answering one of three preanswered questions will give you access to Institution accounts and services via Online Banking. Institution is entitled to act on any instructions it receives using your password and challenge question answers. For security purposes, it is recommended that you memorize your password and answers to challenge questions (case sensitive), do not write them down. We also recommend that you change your password regularly to try and avoid misappropriation by a third party. Your password and answers to challenge questions can be changed at our Online Banking site. You are responsible for keeping your password, challenge question answers, and account data confidential. When you give someone your password and/or answers to challenge questions, you are authorizing that person to use Online Banking and the On-line Financial Services. You are responsible for all transactions performed using your password and challenge question answers, even if you did not intend or authorize them. In addition, fraudulent transactions initiated using your password and challenge question answers will be charged against your account(s).
You may not appropriate any information or material that violates any copyright, trademark or other proprietary or intellectual property rights of any person or entity while using the Online Banking or On-line Financial Services. You may not gain, or attempt to gain, access to any Online Banking and/or On-line Financial Service server, network or data not specifically permitted to you by Institution or its suppliers, and you must not include any obscene, libelous, scandalous or defamatory content in any communications with Institution or its suppliers.
Accessing the Service
When you complete the Online Banking enrollment process, you will be given a User I.D. and have the opportunity to request a password. You will use the User ID and password to access the Online Banking product and On-line Financial Services.
Each time you access the Service, you will be asked to enter your User ID, password, and answer one of three preanswered challenge questions (case sensitive). The correct responses will give you access to the Service. If the incorrect password or answer to a challenge question is entered three times, your account will become locked out and must contact the credit union to unlock your account and reset your password and/or challenge questions.
The fee for Online Banking is currently waived. You would be notified by email, account statement, mailing, and/or Online Banking log on screen at least 30 days prior to any fees no longer being waived for this service. For Bill Payment fees see "Bill Payment Service / Fees" below.
Exporting to Quicken or Money (versions 2005 or newer)
Due to added requirements and costs to use newer versions of Quicken and/or Money, the credit union has chosen not to participate in these programs. Since we offer this service free to the membership, the extra costs to maintain a system able to communicate with these programs would force us to charge a price for the product we do not see as beneficial to the credit union or its membership. These software companies have created this costly issue and many financial institutions have taken the stance our credit union has. If you are using a version of these products older than the 2005 versions, you are still able to dowload your data to their software.
Bill Payment Service
This is your bill paying agreement with First Nebraska Educators Credit Union. You may use First Nebraska Educators Credit Union's bill paying service, Bill Pay, to direct First Nebraska Educators Credit Union to make payments from your designated share draft/checking (account) to the Merchants you choose in accordance with this agreement. The terms and conditions of this Agreement are in addition to the Account agreements, disclosures and other documents in effect from time to time governing your Account (the Account Rules, Terms and Conditions).
"You" or "your" means each person who signs the bill paying enrollment form, signs up online and accepts the applicable disclosure, or is otherwise authorized to use the Service. "Merchant" means anyone, including the Financial Institution, you designate and the Financial Institution accepts as a payee.
When you sign onto the bill pay system you will establish your list of Merchants by selecting the "Add Payee" button on the Set up Accounts and Payee screen. You may add a new fixed payment for any Merchant but only if they are on your authorized list of payees. If the Merchant is not set up for electronic payments, the service will generate a paper check for payment. The Financial Institution reserves the right to refuse the designation of a Merchant for any reason.
The Financial Institution is not responsible if a Bill Payment can not be made due to incomplete, incorrect, or outdated information provided by you regarding a Merchant or if you attempt to pay a Merchant that is not on your Authorized Payee list.
The Financial Institution will process variable payments on the business day (generally Monday through Friday, except holidays) you designate the bill is to be processed, provided the payment request is received prior to the cut-off time set by the Financial Institution, which is currently 7:00 a.m. CT. Variable bill requests received after the business day cut off time, or at any time on a non-business day will be processed on the next business day. The Financial Institution reserves its right to change the cut-off time by giving you notice if it changes. Payments will be debited from your account on your scheduled payment date. If funds are not available on the first attempt, the payment will be scheduled to be processed for the next 3 business days. If funds are unavailable for the final attempt, the payment will not be processed. Please note, each attempt that fails due to Non Sufficient Funds (NSF), may be subject to a NSF fee.
THE "LAST BUSINESS DAY" OPTION IS AVAILABLE FOR "MONTHLY", "WEEKLY", AND "TWICE A MONTH" RECURRING PAYMENTS. If scheduling a "Monthly" recurring payment series, the "Last Business Day" box would signal the payment to be paid on the last business day of the month. THIS OPTION IS THEREFORE ONLY ADVISABLE IF YOU ARE DESIGNATING A PAYMENT DATE OF THE 28TH THROUGH THE 31ST OF THE MONTH. A payment scheduled with a process date of the 10th, for instance, would be paid ON THE LAST BUSINESS DAY OF THE MONTH if the "Last Business Day" box is checked. If this box is not checked, your payment will process on your designated payment date, or the next business day in the event that your designated date falls on a non-business day (i.e. weekend day or holiday). If scheduling a "Weekly" or "Twice a Month" recurring payment series, the "Last Business Day" box would signal the payment to process on the last business day of the week in which your designated payment date falls. If this box is not checked, your payment will process on your designated payment date, or the next business day in the event that your designated date falls on a non-business day (i.e. weekend day or holiday).
YOU MUST ALLOW AT LEAST FIVE (5) BUSINESS DAYS, PRIOR TO THE DUE DATE, FOR EACH BILL PAYMENT (RECURRING OR VARIABLE) TO REACH THE MERCHANT. IT IS THE RESPONSIBILITY OF THE SUBSCRIBER TO SCHEDULE/ACTIVATE RECURRING PAYMENTS. Due to circumstances beyond our control, some Merchants take longer to post payments than others. We suggest sending your first payment at least ten (10) business days in advance of the Due Date. After your first payment has posted you will have a better understanding of how much time to allow for each Merchant.
You must select a Payment Date that is at least five (5) business days before the actual Due Date reflected on your Payee statement. If your actual Due Date falls on a non-business day you must select a Payment Date that is at least one business day longer than you would if the Due Date fell on a business day. Due Dates should be prior to any late date or grace period.
When you have scheduled a payment, you authorize the Financial Institution to debit your Payment Account and remit funds on your behalf. You certify that your Payment Account is an account from which you are authorized to make payments and any payment you make will be debited from this account. You also authorize the credit of returned payments from using the Bill Pay Service.
The Bill Pay Service will incur no liability and a Service Guarantee shall be void if the Bill Pay Service is unable to complete any payments initiated because of any of the following:
1. You have not provided the Bill Pay Service with the correct payment account information, or the correct name, address, phone number, or account information for the Merchant upon initiation of the payment; and/or,
2. Circumstances beyond the control of the Bill Pay Service (such as, but not limited to, fire, flood, or interference from an outside force) prevent the proper execution of the transaction and the Bill Pay Service has taken reasonable precautions to avoid those circumstances;
3. The payment-processing center is not working properly and you know or have been advised by the Bill Pay Service about the malfunction before the transaction is executed;
You agree to have available and collected funds on deposit in the account you designate in amounts sufficient to pay for all Bill Payments requested, as well as, any other payment obligations you have to the Financial Institution. The Financial Institution reserves the right, without liability, to reject or reverse a Bill Payment if you fail to comply with this requirement or any other terms of this agreement. If you do not have sufficient funds in the Account and the Financial Institution has not exercised its right to reverse or reject a Bill Payment, you agree to pay for such payment obligations on demand. You further agree the Financial Institution, at its option, may charge any of your accounts with the Financial Institution to cover such payment obligations.
The Bill Pay Service reserves the right to select the method in which to remit funds on your behalf to your Merchant.
Any Bill Payment can be changed or canceled, provided you access the Service prior to the cut-off time on the business day prior to the business day the Bill Payment is going to be initiated.
In using the Service, you understand that the Service and/or the United States Postal Service may return payments for various reasons, such as, but not limited to, the Service account number is not valid; the Service is unable to locate account; or Payee account is paid in full. The Service will use its best efforts to research and correct the returned payment, or void the payment and credit your Payment Account. You may receive notification from the Service.
You are solely responsible for controlling the safekeeping of, and access to, your password and answers to challenge questions. You are liable for all transactions you make or that you authorize another person to make even if that person exceeds his or her authority. If you want to terminate another person's authority, you must notify the Financial Institution and arrange to change your password and/or reset you challenge question answers. You will be responsible for any Bill Payment request you make that contains an error or is a duplicate of another Bill Payment. The Financial Institution is not responsible for a Bill Payment that is not made if you did not properly follow the instructions for making a Bill Payment. The Financial Institution is not liable for any failure to make a Bill Payment if you fail to promptly notify the Financial Institution after you learn that you have not received credit from a Merchant for a Bill Payment. The Financial Institution is not responsible for your acts or omissions or those of any other person, including, without limitation, any transmission or communications facility, and no such party shall be deemed to be the Financial Institution's agent. In any event, the Financial Institution will not be liable for any special, consequential, incidental, or punitive losses, damages, or expenses in connection with this Agreement or the Service, even if the Financial Institution has knowledge of the possibility of them. The Financial Institution is not liable for any act, failure to act or delay in acting if it is caused, in whole or in part, by any cause beyond the Financial Institution's reasonable control.
The Financial Institution has the right to change this Agreement at any time by notice mailed to you at the last address shown for the Account on the Financial Institution's records, by posting notice in branches of the Financial Institution, or as otherwise permitted by law.
The Financial Institution has the right to terminate this Agreement at any time. You may terminate this Agreement by written notice to the Financial Institution. The Financial Institution is not responsible for any fixed payment made before the Financial Institution has a reasonable opportunity to act on your termination notice. You remain obligated for any payments made by the Financial Institution on your behalf.
Certain types of checking accounts will incurr and monthly fee (See "Additional Charges for Customer requested Services and Other Items" below), charged at the end of the month in which you are signed up to be able to access the Bill Pay service. Please review you applicable account agreement and disclosures to see if these fees are applicable for your type of checking account. If you would like to review other checking account relationships available to you, please contact credit union member service representive. Having access to the Bill Pay service entitles you to be able to make an unlimited number of monthly payments.
Additional Charges for Customer requested Services and Other Items
· Monthly Bill Pay Service Fee (depending on Checking Account type) $ 3.99
· Nonsufficient Funds $ 29.00
· Check Copy Mailed or Faxed to Subscriber $ 3.00 *
· Check Copy Mailed to Merchant $ 3.00 *
· Stop Payment $ 29.00 *
· Return ACH items due to Subscriber Error $ 10.00 *
· Overnight Carrier Delivery (to Merchant) Charge per item $ 15.00 *
· Special/Custom Report Charge $ 25.00 *
· Research Fee for items over 8 months old $ 25.00 *
* These charges will only be assessed if you request one or more of the services listed here. There will be NO Charge for any item if needed to correct a Financial Institution error.
The Financial Institution reserves the right to charge you for research time involving payments no longer available in your screen history. You will be informed of any such charges before they are incurred.
Some Bill payments are processed by Electronic Fund Transfers (EFT). Please see the Electronic Fund Transfers Disclosure Statement included, or, received when you opened your account, which discloses important information concerning your rights and obligations.
Neither Institution nor its suppliers will be liable for any transaction if: (i) you do not have enough funds available in your account to complete the transaction; (ii) a legal order prohibits withdrawals from your account; (iii) your account is closed or has been frozen; (iv) the transaction would cause your balance to go over the credit limit for any credit arrangement set up to cover overdrafts; (v) you, or anyone you allow, commits fraud or violates any law or regulation in connection with Online Banking or On-line Financial Services; (vi) any electronic terminal, telecommunication device or part of the electronic fund transfer system is not working properly; (vii) you did not provide us with complete and correct payment or transfer information; (viii) you did not properly follow the instructions for use of Online Banking or On-line Financial Services; (ix) you knew that Online Banking and/or the On-line Financial Services were not operating properly at the time you initiated the transaction or payment; (xi) there is postal delays; or (xi) circumstances beyond our control (such as fire, flood or improper transmission or handling by a third party) that prevent, hinder or delay the transaction.
Electronic Mail (E-mail)
Sending E-mail is a very good way to communicate with Institution regarding your accounts or the On-line Financial Services. However, your e-mail is actually sent via your own software and, as a result, is not secure. Because of this, you should not include confidential information, such as account numbers and balances in any e-mail to Institution. You cannot use e-mail to initiate On-line Financial Service transactions. All such transactions must be initiated using the appropriate functions within the Online Banking site. Institution will not be liable for any errors, omissions, claims, or problems of any kind involving your e-mail.
Disclosure of Information
Information submitted to Institution or its suppliers is the property of those parties, and they are free to use and disclose that information, or any ideas, concepts, know-how or techniques contained in that information to any third party for any purpose whatsoever, except as specifically agreed by Institution or prohibited by law.
Links to other Sites
Information that Institution publishes on the World Wide Web may contain links to other sites and third parties may establish links to Institution's site. Institution makes no representations about any other web site that you may access to, from or through this site. Unless expressly stated in writing, Institution does not endorse the products or services offered by any company or person linked to this site nor is Institution responsible for any software or the content of any information published on the site of any third party. You should take precautions when downloading files from sites to protect your computer software and data from viruses and other destructive programs.
Virus Protection
Institution is not responsible for any electronic virus that you may encounter using Online Banking or On-line Financial Services. We encourage you to routinely scan your computer and diskettes using reliable virus protection product to detect and remove viruses. If undetected and unrepaired, a virus can corrupt and destroy your programs, files and hardware.
Damages and Warranties
In addition to the terms previously disclosed, Institution is not responsible for any losses, errors, injuries, expenses, claims, attorney's fees, interest or other damages, whether direct, indirect, special, punitive, incidental or consequential, (collectively, "Losses") caused by Online Banking or the use of the On-line Financial Services or in any way arising out of the installation, use or maintenance of your personal computer hardware or software, including any software provided by Institution or one of its suppliers. In addition, Institution disclaims any responsibility for any electronic virus(es) Customer may encounter after installation of such software or use of Online Banking or the On-line Financial Services. Without limiting the foregoing, neither Institution nor its suppliers shall be liable for any: (i) failure to perform or any Losses arising out of an event or condition beyond their reasonable control, including but not limited to communications breakdown or interruption, acts of God or labor disputes; or (ii) the loss, confidentiality or security of any data while in transit via the Internet, communication lines, postal system or ACH network. Institution and its suppliers provide Online Banking and the On-line Financial Services from their own sites and they make no representation or warranty that any information, material or functions included in Online Banking or the On-line Financial Services are appropriate for use by you in your jurisdiction. If you choose to use Online Banking and/or the On-line Financial Services, you do so on your own initiative and are solely responsible for compliance with applicable local laws and regulations. Neither Institution nor its suppliers warrant the adequacy, accuracy or completeness of any information provided as a part of Online Banking, the On-line Financial Services, or contained in any third party sites linked to or from Institution's web site. INSTITUTION MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, FUNCTIONALITY OR PERFORMANCE OF ONLINE BANKING, ON-LINE FINANCIAL SERVICES, OR ANY SOFTWARE THAT MAY BE USED IN CONNECTION WITH SAME. INSTITUTION DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR ERROR-FREE OPERATION.
Customer shall indemnify, defend and hold harmless Institution and its officers, employees, directors, suppliers and agents, in their individual capacities or otherwise, from and against any Losses arising out of: (i) Customer's negligence; (ii) Customer's failure to comply with applicable law; or (iii) Customer's failure to comply with the terms of this Agreement.
Additional Remedies
Due to the likelihood of irreparable injury, Institution shall be entitled to an injunction prohibiting any breach of this Agreement by Customer.
Termination and Changes in Terms
Institution reserves the right to terminate this Agreement or to change the charges, fees or other terms described in this Agreement at any time. When changes are made, we will notify you by: 1) electronic mail; 2) physical mail at the address shown in our records; and/or 3) update of our web site.
Applicable Rules, Laws, and Regulations
You submit to the jurisdiction of, and this Agreement shall be governed by the laws of, the State of Nebraska, U.S.A., as well as the federal laws of the U.S.A. Venue for any action arising out of this Agreement shall be in a state court of competent jurisdiction covering Douglas County, Nebraska, U.S.A. The prevailing party in any such action shall be entitled to the recovery of its reasonable attorney's fees, costs, and expenses.
Institution may assign its rights and/or delegate all or a portion of its duties under this Agreement to a third party.
This Agreement constitutes the entire understanding of the parties with respect to the subject matter of this Agreement, and all prior agreements, understandings and representations concerning such subject matter are canceled in their entirety. Notwithstanding the foregoing, this Agreement is in addition to any other agreements between you and Institution.
If there is a conflict between the terms and conditions of this Agreement and one or more terms contained in another agreement between you and the Institution, this Agreement will control.
Institution shall not, by the mere lapse of time, without giving notice or taking other action, be deemed to have waived any of its rights under this Agreement. No waiver by Institution of a breach of this Agreement shall constitute a waiver of any prior or subsequent breach of this Agreement.
Force Majeure
Neither party shall be liable for any loss nor damage due to causes beyond its control, including fire, explosion, lightning, pest damage, power surges or failures, strikes or labor disputes, water, acts of God, the elements, war, civil disturbances, acts of civil or military authorities or the public enemy, inability to secure raw materials, transportation facilities, fuel or energy shortages, acts or omissions of communications carriers, or other causes beyond that party's control. Either party may terminate this Agreement immediately on written notice if the other party is prevented from performing its obligations under this Agreement for a period of more than thirty (30) days due to the reasons set forth in this subsection.
This Agreement shall be construed equally against the parties regardless of who is more responsible for its preparation. If there is a conflict between a part of this Agreement and any present or future law, the part of this Agreement that is affected shall be curtailed only to the extent necessary to bring it within the requirements of that law.
Mobile Services Terms of Use
Thank you for your interest in our Mobile Services.
Mobile Services include access to text banking (e-Alerts) and mobile banking. You may register for each mobile service individually through the online banking site at www.firstnebraska.org, but not through a mobile device. E-alerts allow you to establish alerts to receive your available account balance and review recent account history using only the text message functionality on your mobile phone or other mobile device. Use of e-alerts requires that you have a mobile device that is text-enabled. You do not need Internet access on your mobile device to use e-alerts. To use the mobile services, please read the Terms of Use below and, if they are acceptable, click "I Agree" at the bottom of this webpage. If you do not click "I Agree" to the Terms of Use, you will not be able to use the mobile services.
In case of questions about the mobile services or the Terms of Use, please contact member service at 1-800-882-0244.
These Mobile Services Terms of Use (these "Terms of Use") govern the Mobile Services (the "MB Service") provided by FNECU ("Credit Union"). BY CLICKING "I AGREE" AT THE BOTTOM OF THIS WEBPAGE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE, AND YOU ALSO AUTHORIZE the Credit Union TO CONTACT YOU FOR FRAUD PREVENTION, TELEMARKETING, AND OTHER PURPOSES RELATED TO THE MB SERVICE.
Each of your accounts at the Credit Union is also governed by Credit Union's Account Deposit Agreement and Disclosure Statement ("Deposit Agreement and Disclosure"), which you executed when you opened your account(s).
1. THE SERVICE. The MB Service refers generally to any Credit Union service for which you have enrolled that allows you to access and view accounts at the Credit Union from your mobile phone or other handheld device (collectively, your "Mobile Device"). The Credit Union will designate the accounts eligible for the MB Service and may withdraw such designation at any time.
(a) Hours & Availability. The Credit Union hereby notifies you of the following: (i) The MB Service is generally available 7 days per week, 24 hours per day, but at certain times some or all elements of the MB Service may be unavailable due to system maintenance or malfunctions. The Credit Union will make reasonable efforts to notify you in advance of MB Service unavailability. (ii) Barring malfunctions or maintenance, a transfer initiated through the MB Service before 8:30 PM (Central Time) on a business day is posted to your account the same day, and all transfers completed after 8:30 PM or on non-business days will be posted on the next business day. (iii) Credit Union's business days are Monday through Friday. Saturday and Sunday are non-business days, as are all federal holidays.
(b) Additional Services. From time to time, the Credit Union may develop additional mobile banking services. Such services will become part of the MB Service if the Credit Union so designates them and you enroll in them, provided you have compatible hardware and software. By using these additional mobile banking services, you agree to be bound by any additional terms and conditions, which the Credit Union will communicate to you.
(c) E-Alerts – types of notifications. Through your online banking page you can choose various alerts to be sent via text message to your mobile device, including:
• Daily Balance
• Account Balance
• Funds Deposited
• Funds Withdrawn
• Check Cleared
• One-Time Personal Reminder
• Recurring Personal Reminder
2. Mobile Banking Electronic Fund Transfers
(a) While accessing your account(s) through mobile banking by providing your personal identification number, your account number, and answering security questions, you may make the following types of transfers between accounts held by the Credit Union:
• transfer funds from checking to share savings
• transfer funds from share savings to checking
• transfer funds from share savings to share savings
• transfer funds from line of credit to checking or share savings
• transfer funds from share savings or checking to loan payments
• make payments from savings or checking to line of credit
• Get information such as:
o Balance information about checking, share savings, term share certificate, line of credit, IRAs, and loans
o Limited transaction history about checking, share savings, term share certificate, line of credit or IRAs and loans
Please refer to Terms and Conditions of Your Account regarding limitations on frequency of transfers.
(b) FEES.
• The Credit Union does not charge any additional fees to utilize the MB Service. However, standard messaging and or Internet charges apply, pursuant to your mobile plan or other agreement with your telecommunications carrier.
(c) Documentation.
• Periodic statements. Any transaction processed through your mobile device will be reflected on your statement.
(d) Payments. If you requested a payment through your mobile device from your account to any of your loans with the Credit Union and wish to stop the payment, you may:
• Call or write us at the telephone number or address listed in this disclosure. If you call, we may also require you to put your request in writing and get it to us within 14 days after your call.
• The payment may take up to 3 business days to credit back to your deposit account.
• Liability for failure to reverse stop your payment. If you request that we stop your payment processed through your mobile device, and we do not do so, we will be liable for your losses or damages in the event that you provided us the proper information in time to stop the transaction.
(e) Financial Institution's Liability. If we do not complete a transfer to or from your account on time or in the correct amount according to your request from your mobile device, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance:
• If, through no fault of ours, you do not have enough money in your account to make the transfer.
• If you have an overdraft line and transfer would go over the credit limit.
• If the system was not working properly and you knew about the breakdown when you started the transfer.
• If circumstances beyond our control (such as fire or flood) prevent the transfer, despite reasonable precautions that we have taken.
• There may be other exceptions stated in our agreement with you.
(f) Confidentiality. We will disclose information to third parties about your account or the transfers you make:
• Where it is necessary for completing transfers; or
• In order to verify the existence and condition of your account for a third party, such as a credit bureau or merchant; or
• In order to comply with government agency or court orders; or
• If you give us written permission
(g) Unauthorized Transfers.
• Consumer Liability. Tell us AT ONCE if you believe your mobile device and/or code has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission using information from your mobile device and/or code. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If you tell us within 2 business days after you learn of the lost or theft of your mobile device and/or code, you can lose no more than $50 if someone used your MB Service without your permission.
If you do NOT tell us within 2 business days after you learn of the loss or theft of your mobile device and/or code, and we can prove we could have stopped someone from using your mobile device access without your permission if you had told us, you could lose as much as $500.00
Also, if your statement shows transfers that you did not make, including those made through MB Services, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us on time.
If a good reason (such as long trip or hospital stay) kept you from telling us, we will extend the time periods.
• Contact us in the event of unauthorized transfers. If you believe your mobile device has been lost or stolen, call or write us at the telephone number or address listed in this disclosure. You should also call the number or write to the address listed in this disclosure if you believe a transfer has been made using the information from your mobile device without your permission.
(h) Error Resolution Notice
• In Case of Errors or Questions about your Electronic Transfers. Call or Write us at the phone and address listed as-soon-as you can, if you think your statement is wrong or if you need more information about a transfer listed on the statement. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared.
• Tell us your name and account number.
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
• Tell us the dollar amount of the suspected error.
If you tell us orally, we may require that you send us your complaint or question in writing within 10 business days
We will determine whether an error occurred within 10 business days (20 business days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days (90 days if the transfer involved a new account) to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days (20 business days if the transfer involved a new account) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. Your account is considered a new account for the first 30 days after the first deposit is made, unless each of you already has an established account with us before this is opened.
We will tell you the results within three business days after completing our investigation. If we decide that there was an error, we will send you a written explanation.
You may ask for copies of the documents that we used in our investigation.
First Nebraska Educators Credit Union
10655 Bedford Avenue
Omaha, NE 68134-3613
Phone: (402) 492-9100
Business Days: Monday through Friday
Excluding Federal Holidays
(a) Your Key Precautions. You agree: (i) to comply with all security procedures the Credit Union provides in connection with MB Service; (ii) to take reasonable steps to safeguard the confidentiality and security of any and all passwords and access codes (collectively, "Codes") related to the MB Service, along with any other proprietary information the Credit Union provides in connection with the MB Service; (iii) to limit access to your Mobile Device to persons who have a need for such access and who you reasonably believe present no threat to your accounts; (iv) to notify the Credit Union immediately if you have any reason to believe the security or confidentiality of your account(s) has been or may be breached; and (v) not to use any personally-identifiable information (e.g., name, account number, social security number) when providing shortcuts to or creating nicknames for your accounts.
(b) Access. You may change your Codes from time to time. The Credit Union may also require you to change your Codes at any time. The Credit Union may deny access to the MB Service without prior notice if it is unable to confirm to its satisfaction any person's authority to access the MB Service or if the Credit Union believes such action is necessary for security reasons.
(d) Other Additional Terms. Additional provisions regarding security appear in the Deposit Agreement and Disclosure.
(a) Accurate Registration. You represent and warrant that you have and will provide true, accurate, current, and complete information, including without limitation about yourself, as requested in the MB Service's registration process, and you represent and warrant that you have not and will not misrepresent your identity.
(b) No Illegal Use. You agree not to use the MB Service to conduct any business or activity or to solicit the performance of any activity that is prohibited by law or by any contractual provision that binds you. You agree to comply with all applicable laws, rules, and regulations in connection with the MB Service. You represent and warrant that you are an authorized Credit Union member and are able lawfully to enter into contracts.
(c) Notification of Equipment Theft or Destruction. You agree to notify the Credit Union promptly in the event that you lose, change, or destroy the Mobile Device whose phone number is registered with the Service.
(d) Receipt of Text Messages or Calls. You agree to receive text messages or phone calls from the Credit Union on your Mobile Device. To stop receiving text messages, you must login to your online banking page and cancel all alerts individually.
5. PROPRIETARY RIGHTS. These Terms of Use do not grant you a license to any software used to provide the MB Service or associated with the MB Service or to any other software, by implication, by estoppel, or otherwise. The logos, service marks, and trademarks (collectively, "Trademarks") used by the Credit Union, including those displayed through the Service, whether or not registered, belong to the Credit Union and its licensors and suppliers. Neither these Terms of Use nor any element of the MB Service grants a license to any Trademark, by implication, by estoppel, or otherwise.
6. NOTICES. Notices related to these Terms of Use will be considered delivered:
(a) if sent to you at your address of record with the Credit Union, or sent to you via the MB Service device;
(b) if sent by you to the Credit Union at 10655 Bedford Avenue, Omaha, NE 68134.
7. TERMINATION. Either you or the Credit Union may terminate these Terms of Use, and your access to the MB Service, at any time, by written, electronic or telephonic notice.
(a) Disclaimer. THE MB SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." Without limiting the generality of the foregoing: (i) neither the Credit Union nor its service providers makes any representation or warranty that you will have continuous or uninterrupted access to the MB Service or any of its content or functions, or that any function of the MB Service will be error-free; (ii) the Credit Union will not be liable to you for any damages whatsoever arising out of or related to a failure of any communications network, communications equipment, or software, or in connection with any event beyond the Credit Union's control; (iii) the Credit Union will not be liable to you for any damages whatsoever arising out of or related to the accuracy or completeness of information supplied through MB Service regarding your account(s), the lack of available funds in your account(s), the application of any government or funds transfer system rule, guideline, policy or regulation, or the Credit Union's inability to confirm to its satisfaction the authority of any person to act on your behalf. The Credit Union AND ITS SERVICE PROVIDERS MAKE NO REPRESENTATION OR WARRANTY RELATED TO THE MB SERVICE, INCLUDING, WITHOUT LIMITATION ANY EXPRESS OR IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS AND TITLE, OR ANY IMPLIED WARRANTY ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY FAILURE OR NON-PERFORMANCE OF THE MB SERVICE (INCLUDING ANY ASSOCIATED SOFTWARE OR OTHER MATERIALS) WILL BE FOR THE CREDIT UNION TO USE COMMERCIALLY REASONABLE EFFORTS TO PERFORM AN ADJUSTMENT OR REPAIR OF THE MB SERVICE. THE DISCLAIMERS, EXCLUSIONS OF WARRANTY, LIMITATIONS OF LIABILITY, AND OTHER PROVISIONS OF THIS SECTION 8 APPLY TO LIKEWISE TO ANY WEBSITE OR ADVERTISEMENT CONNECTED TO THE MB SERVICE. Some jurisdictions do not allow the exclusion of certain warranties, so the above exclusions may not apply to you.
(b) Risks of Mobile Devices. YOU UNDERSTAND THAT THERE ARE RISKS ASSOCIATED WITH USING A MOBILE DEVICE, AND THAT IN THE EVENT OF HACKING, OTHER ELECTRONIC SECURITY FAILURE, THEFT, OR LOSS, YOUR CONFIDENTIAL INFORMATION COULD BE COMPROMISED.
(c) Limited Liability. IN NO EVENT WILL THE Credit Union OR ANY OF ITS OFFICERS, DIRECTORS, AFFILIATES, AGENTS, LICENSORS, OR THIRD PARTY SERVICE PROVIDERS BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO THE MB SERVICE OR ANY USE OR MISUSE THEREOF (INCLUDING WITHOUT LIMITATION LOSS OF DATA, FILES, PROFIT, OR GOODWILL OR THE COSTS OF PROCUREMENT OF SUBSTITUTE OF GOODS OR SERVICES). THE AGGREGATE LIABILITY OF THE CREDIT UNION AND OUR THIRD PARTY SERVICE PROVIDERS UNDER THESE TERMS OF USE WILL NOT EXCEED $1,000.00. THE LIABILITIES LIMITED BY THIS SECTION 8 INCLUDE, WITHOUT LIMITATION, LIABILITY FOR NEGLIGENCE. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential damages, the above limitations may not apply to you.
You agree to indemnify, defend, and hold the Credit Union and its affiliates, officers, directors, employees, consultants, agents, service providers, and licensors harmless from any and all third party claims, liability, damages, and/or costs (including without limitation reasonable attorneys' fees) arising out of or related to: (a) information, data, files, or other material you submit to the MB Service, including without limitation claims of infringement of privacy or intellectual property rights or misuse or misappropriation of data; (b) allegations of your breach of these Terms of Use or of fraud or manipulation committed by you; (c) a dispute with you over the purchase or sale of goods or services or over the terms and conditions of any agreement; (d) your alleged violation of any law or of the rights of a third party; (e) the use of your account by any third party; (f) losses resulting from the loss or misuse of your Mobile Device; or (g) your misuse of the MB Service. The Credit Union reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification, in which case you will cooperate at your expense with the Credit Union in asserting the defense. You will not settle any action or claims on the Credit Union's behalf without its prior written consent.
(a) Construction and Jurisdiction. These Terms of Use are to be construed in accordance with and governed by the internal laws of the State of Nebraska, without giving effect to any choice of law rule that would cause the application of the laws of any other jurisdiction other than the internal laws of the State of Nebraska to the rights and duties of the parties. The parties hereby consent to the personal and exclusive jurisdiction and venue of the federal and state courts of Douglas County, Nebraska. If any provision of these Terms of Use is held invalid, illegal, or unenforceable, including without limitation as a result of unconscionability or inconsistency with public policy, such provision will be construed so as to come as close as possible to its intended meaning, and the validity, legality, or enforceability of the remaining provisions of these Terms of Use will in no way be impaired.
(b) No Waiver. No delay, failure, or waiver of either party's exercise or partial exercise of any right or remedy under these Terms of Use will operate to limit, impair, preclude, cancel, waive, or otherwise affect such right or remedy.
(c) Export and International Rules. You will not use the Service in any way that violates applicable laws or regulations, including without limitation U.S. Export Administration Regulations. You represent and warrant that you are not on the United States Treasury Department's list of Specially Designated National and Blocked Persons and are not otherwise a person or entity subject to a legal rule that would prohibit Credit Union from providing the MB Service.
(d) Assignment. You may not assign these Terms of Use or any of your rights or obligations hereunder without the Credit Union's express written consent. Except to the extent forbidden in the previous sentence, these Terms of Use will be binding upon and inure to the benefit of the respective successors and assigns of the parties.
(e) Other Agreements and Rules. In addition to these Terms of Use you agree to be bound by and will comply with the requirements of the Terms and Conditions Agreement and Disclosure, the Credit Union's rules and regulations, the Credit Union's privacy policy, the rules and regulations of any funds transfer system to which the Credit Union belongs, and applicable state and federal laws and regulations. Also, if you are a Home Banking user, you agree to be bound by the Credit Union's Online Banking Agreement. In the event of a conflict between these Terms of Use and the Terms and Conditions Agreement and Disclosure, the Terms and Conditions Agreement and Disclosure will govern.
(g) Survival. The provisions of Sections 5, 6, 8, 9, and 10 of these Terms of Use will survive expiration or termination of these Terms of Use for any reason.
(h) Change of Terms. The Credit Union reserves the right to make changes to the charges, fees or features associated with the MB Service by providing notice as required by law. (Changes to fees applicable to specific accounts are governed by the Deposit Agreement and Disclosure.) In addition, the Credit Union reserves the right to revise these Terms of Use and will provide notice as required by law. Use of your MB Service constitutes acceptance of any changed Terms of Use. Nothing in these Terms of Use will prevent the Credit Union from changing the security features or policies of the MB Service at any time, without notice.


text:
I need 2 new pages designed and converted into HTML. I have a preference of design which can be seen at www.bodyshopbids.com. I am looking to have the main frame of the web pages completed for phase 1 and then I will instruct you what text to put in place… (Budget: $30-$50 USD, Jobs: Banner Design, Graphic Design, HTML, Website Design)
Comments Off on New home page for my website by dingbatsl
New home page for my website by dingbatsl
141 total views, 2 today

subset: commoncrawl


text:
The chances for a good reference letter seem slim for a man accused of assaulting a manager after getting fired from his restaurant job.
Police say a man got angry when he was fired from his job at a city restaurant earlier this month and shoved the manager. The manager wasn't injured, however. The upset man also damaged a computer during the altercation.
Please subscribe to view full article.
Already subscribed? Login to view full article.
Not yet a subscriber? Click here to sign up


text:
Maine Drug Laws
The Maine drug laws are varied and diverse. Below, you will find explanations and links to some of the newer and more important drug laws in the state.
Synthetic And Designer Drugs
Like many states, Maine regulates the sale and possession of designer drugs like synthetic cannabis and bath salts. According to the State Legislatureâs webpage, beginning July 1, 2012, a number of specific substances came under the jurisdiction of state law enforcement agents, including âHU-210â and âHU-211.â Each of these substances has specific chemical compounds associated with them.
Prescription Drugs Â
Prescription drug abuse is causing an increase in crime in both rural and urban Maine. According to the Maine Department of Public Safety, crime increased by 5.4 percent between 2010 and 2011, and much of this increase has been associated with prescription drugs. Additionally, more people are being arrested for illegal prescription drugs than for other illicit drugs, such as marijuana or cocaine.
A task force has been created to recommend laws and public programs addressing prescription drug use. They will work with local officials to develop drug disposal programs, and alert doctors when patients are arrested for drug abuse.
Medical Marijuana
Maine residents have been able to use and possess small amounts of medical marijuana since 1999. In 2009, the state allowed licensed stores to sell medical-grade marijuana for those with chronic and debilitating medical conditions.
Maine Drug Court Program
Maine, like most states, maintains an independent drug court program to reduce recidivism within the population of users arrested for drug and alcohol related crimes.
Drug court cases in Maine are heard in one of seven courts: Machias and Calais District Court, Androscoggin County Superior Court, Penobscot County Superior Court, York County Superior court, Hancock County Superior Court or Portland District Court. The drug court is comprised of: A judge, case manager, treatment provider, probation officer, prosecutor, defense attorney and law enforcement officers.
To enter drug court, Maine residents must:
- Receive a referral form from the clerkâs office or drug court case manager
- Return the referral form
- Case managers will investigate the case to ensure the person is eligible for drug court and will benefit from the program
- Resident will participate in a computerized screening
- Resident will undergo a comprehensive assessment with a treatment provider
- The prosecutor and defense attorney discuss a plea bargain
- The resident is accepted to the Drug Court program
While participating in Drug Court, residents will attend weekly self-help meetings, undergo random drug screenings, speak with a case manager on a daily basis, follow curfew and travel restrictions and meet regularly with the court judge.
Drug Testing And Employment
All non-federal businesses with more than 20 employees must create both an employee assistance program and have a written policy for drug testing established, before asking employees to undergo drug screenings. The written policy and program must be approved by the Maine Department of Labor.
The written policy must explain what positions are eligible for drug screening, and how employees will be selected for screening. Additionally, urine samples must contain a recognized state limit of THC and other substances, before the employee may be disciplined for drug use. Â
Related Articles
Most Popular Articles
Treatment Services
Drug Addiction Q&A
- My mom is an alcoholic and is showing all the signs of all of the health risks, such as: off balance, strokes, heart attacks, numbness of her arms, unexplained sores, and bruising on her chest, confusion, and lots of anger issues. What can i do to he...
- I have abused alcohol for approximately two years now. I am 26- years old. I began when my little brother died & I had difficulty coping. I have always suffered from anxiety & depression but didn't begin to experience severe mental & emotional issues...
- Hi, I have been on crack in the morning and at night for a year now. I have finally had my operation on my back and don't want to get off these pills. Is it ok to just keep taking slowly...Elizabeth
- I take the max dose oxycontin 20mg and lortab 10 500 a day and just found out I might have to do a U A when I go to the Dr. next week. I've unfortunately been smoking meth off and on for the last month, I haven't though in 2 days. Will this still sho...


text:
Mingle With Artists at the Gatlinburg Fine Arts Festival
Every year artists from in and around Gatlinburg gather for the Fine Arts Festival held in May. Although Gatlinburg is well-known for its proximity to the Great Smoky Mountains National Park, making it ideal for nature enthusiasts, it is also a haven for artists, painters, sculptors and musicians as well. Gatlinburg is home to several
Dolly Parton Parton Parade In Gatlinburg, TN on May 6
Are you a huge Dolly Parton fan? If so, you will need to visit Gatlinburg for the weekend of May 6 when she hosts her very own parade. Each year the famous country music singer comes back to her roots to serve as Grand Marshall in a parade in Pigeon Forge and Sevierville, just minutes


text:
< Wow | Main | Midmorning: Bridge safety and great leaders >
Some bridge coverage criticism
Posted at 2:46 PM on August 5, 2007 by Bill Wareham (1 Comments)
The feedback on our coverage of the 35W bridge collapse has been overwhelmingly positive, but there have been a handful of criticisms. Since I suspect they don't represent unique opinions, I'll address them here.
1) One e-mailer expressed extreme dissatisfaction with our delay in going to exclusive coverage of the collapse. When this listener tuned in to MPR News he heard our regularly scheduled program The World.
I think this is a fair criticism, but not without some explanation. I'm not sure of the precise time we found out about the collapse, but it was sometime after 6:15 p.m., when I left to go home. I heard Tom Crann mention it a 6:29 p.m., at which time he told listeners to stay tuned for updates before turning things over to Marketplace.
We sent reporters to the site immediately, but we had very little information we could relay to listeners until they got there. Our first eyewitness on the scene was Morning Edition host Cathy Wurzer, who just happened to be near the scene. We put her on the air shortly before 7 p.m., kept her on the air as long as we could, but started experiencing cell phone problems. We went back to regular programming and mentioned the collapse and the developing situation in breaks until a little after 7:30 p.m., as I recall, when we went to continuous bridge coverage that lasted until about 11 p.m..
In retrospect, I wish we had gone to continuous coverage earlier, but it caught us at a time when almost all the on-air staff was gone and Tom Crann and the ATC production staff were running solo. While TV stations could run continuous helicopter footage, we needed that space between on-air updates to bring Tom up to speed on what we had, what our plan was, etc. Once Mike Mulcahy walked in the door to help out on-air and reporters started calling in from the scene, we were able to go to continuous coverage.
Still, I understand the e-mailer's frustration. We want the MPR audience to expect the quickest reaction to big news, and while I think we did our best to provide info in a timely fashion, we were all frustrated by the lack of reliable information in those first minutes.
2) Another e-mailer has been frustrated at the inability to hear the questions during all the live news conferences we've been airing the last few days. It's another frustration I understand, but it's not one we can readily fix. These events are not occuring under ideal logistical circumstances; often we've been lucky just to get a crew to the site (there have been at least three regular news conference sites) and establish a connection. We just haven't had the capability to get the questions miked.
This frustration will become moot after today, when we stop airing these news conferences live. We will continue to staff them with reporters and will get the most relevant information on the air and online as soon as we can.
3) An unidentified caller was upset that we identified one or two of the victims by race on Thursday evening just before 6 p.m. This was unfortunate, and against our style guidelines, which call for identifying race only in circumstances when it is directly relevant to a story (for instance, in a story about racial discrimination).
Again, this was regretable, but you should know the circumstances before you pass judgment: We were finishing up an hour-long special report on the collapse when we got information we had been waiting for all day long - identification of some of the dead. It seemed important enough to rush in to Tom Crann, who was handed the unedited release we received from authorities. Tom started reading the information aloud on the air, but when he realized it contained information he should not be reading, he paused, read through the rest of the release and edited out the race information from the remaining victims on the fly. To any listeners who were offended, I apologize.
And folks, please continue to let us know what you like and don't about any of our coverage. We're doing it for you, so it helps to know.
Comments (1)
It saddens me that anyone critiques the coverage of such an agonizing event. Race? Who cares? Information is what is needed, whether relevant or not. To those who feared for their loved ones, I doubt political correctness was on their minds. People, get over yourselves!
Posted by K Gardner | August 5, 2007 4:56 PM
Recent Entries
- Newspaper drops daily print version to focus on Web
- More changes coming to the Star Tribune
- It's all in the interpretation
- 'We regret the error'
- Ridder era ends at Star Tribune
- Will newspapers pull the plug on print?
- Weather fun this weekend
- Lambert moving from Rake to Mpls.St. Paul magazine
- Citizen journalists -- are they really journalists?
- New guy on the site


text:
I was wondering why people race for fun. I am very competitive, I am going to race this season to test myself. I want to see how far I can go. I always try to do the best I can do at anything I attempt. Both mt biking and cycling are no different. I am always pushing to faster average speeds and better technical skills.
Some people in my team say they're just doing it for fun and they don't care if they do well. They aren't even training for the season. I would just like to know from anyone who feels the same, why they feel that way.
I was competitive about my riding even before I ever decided I'd try racing. I know that I wouldn't try racing if I didn't think I would do well. Maybe people want to set the expectations low so they could be pleasantly surprised. What do you think?


text:
Results tagged ' Bruce Chen '
Trey Hillman Pregame Media Session: September 5
Injuries Mounting
A list of injured Royals came out this afternoon during manager Trey Hillman's dugout interview. Royals starters Brian Bannister and Gil Meche are out due to sore right shoulders and each will miss at the very least their next scheduled starts, beyond that is yet to be determined at this point. Taking their rotation spots will be LHP Bruce Chen and last night's starter, Robinson Tejeda. Outfielder Jose Guillen has been shut down for the rest of the season to allow him the optimum amount of time needed to recuperate and get healthy for spring training next season. Reliever John Bale is out indefinitely and quite possibly for the rest of the season with a strained hamstring which he aggravated in last night's game against the Angels. Second basemen Alberto Callaspo injured his ankle in last night's affair and is out of the line-up for tonight's game. Lastly, reliever Kyle Farnsworth tweaked his back, also in last night's game, but is probable for the game tonight.
Three New Royals
Well, with so many injured Royals pitchers, who is going to take their place? Let me introduce you to new Royals pitchers, #31 LHP Dusty Hughes, #47 RHP Victor Marte, and #53 RHP Carlos Rosa, all of whom will be contributing in relief. "They have good stuff, we are in need of pitching but that doesn't diminish what they have done, they got here on their own merit. We are going to work with them on their command, location, and being more efficient with not getting behind in the count as much. This is an evaluation process for each one of them, we are excited to see what they can do at this level," says Hillman. For Hughes and Marte, this is their first time in the bigs. Rosa was up for a brief stay last year.
Photos: Royals and Wizards visit one another
There's still time to purchase the KC Blue Sports Pack for $30 online at royals.com/wizards. The Royals half of the promotion will be Tuesday night as the package features a View Level Infield Ticket at Kauffman Stadium for the Royals-Indians 7:10 p.m. game tomorrow and a Bleacher Ticket at CommunityAmerica Ballpark for the Wizards-Real Salt Lake Major League Soccer contest at 7:30 p.m. this Saturday, August 29. Each ticket package also includes a Royals cap and a Wizards T-shirt..Tuesday's game also features the fifth installment of T-Shirt Tuesday with the first 20,000 in attendance receiving a powder blue T-shirt with a classic Royals design presented by AT&T.
Members of the Royals and Wizards each saw how the other half lived as Billy Butler, Jamey Wright and Bruce Chen (right) attended the Wizards practice in Swope Park earlier today, then Jimmy Conrad, Jack Jewsbury, Davy Arnaud, Matt Besler and Graham Zusi participated in early batting practice here. Fans can also purchase the KC Blue Sports Pack by calling the Royals Ticket Services Department at (816) 504-4040, option 3.
Trey Hillman Pregame Media Session: August 6
The manager is back!
After an important three-day hiatus from the team to see his family, manager Trey Hillman was back from Texas to manage the Royals last night and met with the media this afternoon prior to tonight's game against the Seattle Mariners. "I am excited to be back, I'm doing just fine and I am really looking forward to getting back into the swing of things."
Mr. Chen
What does Trey Hillman think we need to see from Royals pitcher Bruce Chen that will allow him to compete for a win in tonight's game. "His cut-fastball has to be working against the right-handers, its crucial that he locates his change-up, and he absolutely must keep the ball down. He has been leaving the ball up in a lot of situations, but to his credit, the ball is spinning really well. This would be a huge win for both Bruce and the team."
Trey Hillman Pregame Media Session: July 2
Not the same Sox
Manager Trey Hillman says this is not even close to the same team they played a little over a month ago. "Everything is falling into place for them right now, not too many serious injuries, good pitching, extremely hot hitting, solid defense, a good bullpen, put it all together and you have quite a hot team. We need to very careful this series, it could get out of hand quickly, we are going to have to play good solid baseball, and make as few mistakes as possible."
Round 2 for Mr. Chen
Trey Hillman seems to be very excited about his recently called up left handed pitcher, Bruce Chen. "He is fearless out there, fastballs in and out, change ups to righties and lefties, he'll run one in on you with only a 87 mph fastball, it's impressive," said Hillman. "If he works both sides of the plate, stays in control with his command, and mixes his pitches like we know he can, his contributions to the team should be great."


text:
Pan's place, situated on the main street of Vang Vieng, offers a friendly home from home atmosphere for all our... Plus d'info »
Cheap and idealy located close to centre of town Amazing views with a social atmosphere to meet people from all over... Plus d'info »
The Popular View is a newly opened guesthouse in Vang Vieng (October 2010). The best View Located in the backpacker... Plus d'info »
Chillaos You Hostel has a quiet location, only 300 metres from the centre of town, and 200 metres from the river.... Plus d'info »
Vang vieng Boutique Hotel situated on the main street of Vang Vieng, offers a friendly home from home atmosphere for... Plus d'info »
Welcome to bountang Hotel Vang Vieng, a town of only about 3 minutes walk to the restaurant's bar, and all activities... Plus d'info »
The best value 3 star resort in Vang Vieng. New, clean rooms in a tranquil garden setting only 5 minutes walk from... Plus d'info »
The Real Vang Vieng Backpackers Hostel is a newly opened Backpacker Hostel in Vang Vieng (8/2015). With the best... Plus d'info »


text:
The play began with the Duke Orsino reflecting on his hopeless passion for the local Countess Olivia. The next scene introduces Viola washed-up on the shores of Illyria in a violent storm which unhappily separates her from her beloved brother Sebastian. Viola disguises herself as a man and serves the Duke as a go-between between him and the Countess who in no time at all falls in love with Orsino's messenger Cesario who, in turn, excites the passions of Orsino. Meanwhile, laughter was never far away with the entry of the foolish Sir Andrew Aguecheek, his friend the permanently drunk Sir Toby Belch and his sweetheart Maria who soon plan to get their revenge against the kill-joy Malvolio. The famous scene where Malvolio is tricked into wearing yellow stockings did not disappoint in its comic effect.
Cesario and Duke Orsino.
The young actors seemed to have little difficulty in speaking Shakespeare's verse in a way which combined understanding and a feeling for the underlying poetry of the language. Julianne Dinisio, in her first leading role, gave an outstanding performance as Viola, disguised as Cesario. Her acting caught the emotional confusion of the character perfectly, particularly in her scenes with Duke Orsino, played with authority and intelligence by Ethan Northcutt.
At the same time the audience was awestruck with her fighting skills in the later dual scenes with Sir Andrew, performed with terrific aplomb by Sergey Aleksentev. The mannerisms and voice of performance perfectly captured the loneliness of the character as well as his ridiculous foolishness.
Martin Meerding triumphed as Malvolio, particularly in the scenes of painful smiling and his wearing of the yellow stockings in front of his mistress, Olivia, but also in his later powerful scenes with the Fool Feste in prison and his final exit in Act 5 where his painful cry of "I'll be revenged on the whole pack of you!" echoed around the auditorium.
Rachel Miller acted the hugely challenging role of the Countess Olivia with poise and intelligence in a performance that gradually revealed the emotional vulnerability of the character.
Bobbie Frefel and Ploy Ottesen made a superb pairing as Sir Toby Belch and the servant Maria, bringing on a wave of riotous comic energy on each of their entrances.
Central to the play is the comic, but also slightly unsettling, presence of the Fool, Feste and Daniel Bowler succeeded superbly in the role, not only in his off-beat delivery of the lines but also in his excellent singing of the many songs in the production, such as the Beatles Yesterday and Love is a Losing Game by Amy Winehouse.
Geoffrey Taylor, Sage Sharif and Harsh Dixit all gave polished performances in their respective roles of the pirate Antonio, Sebastian and Fabian. Indeed, there were no weak links in the acting of Twelfth Night, which benefitted also from the stylish singing of Emily Miller at the start of the evening and the expert presence of the Year 8 Dance group in the interval, all adding to the nightclub ambience of Club Illyria.
The joyous dance by the whole company to the accompaniment of Mike Oldfield's sprightly English tune Portsmouth provided the perfect ending to what was a thoroughly entertaining evening.
Feste sings The Wind and the Rain.
The Company.


text:
Today is Monday: Weekly Home Blessing Hour
This week we are in Zone 3: The Bathroom and One Extra Room
This month's Habit is: Before Bed Routine
Calendars are here and they started on August 1, just in time for the
new school year! The fabulous FlyLady calendar is now in the Fly
Shop! To check them out and all the fun packages go to:
* Morning Routine:
-Get Dressed to Shoes including Hair/Face, Brush Teeth
- Make Bed
-Swish & Swipe
-Empty Dishwasher
-Reboot Laundry (a Load a Day Keeps CHAOS Away)
-Check Your Calendar
-Check Your Control Journal
* What's For Dinner?
* Drink Your Water
* Declutter for 15 Minutes
* 15 Minutes of Loving Movement (exercise)
* Before Bed Routine:
-Lay out Your Clothes for tomorrow
-Check Your Calendar
-Put things needed for tomorrow at the Launch Pad
-Where are your Keys?
-Spend Two Minutes Clearing off a Hot Spot
-Shine Your Sink
- Wash face/Brush Teeth
-Go to Bed at a Decent Hour
Zone 3: Mission #1 Monday
Dear Friends:
This week we are in Zone 3. This is the main bathroom and another
room of your choice. Our "other" room is going to be taking 5 minutes at those stash and dash spots in your home. Maybe it is the basement, a corner in your bedroom, the guest room or garage. Just 5 minutes each day to put a dent in the stash and dash piles we have built.
Your mission for today in the bathroom is to wipe down around the
base and the back of the toilet. This is an area that we all seem to
forget about until we notice it on day and it seems too far gone to
do anything about it! Grab a rag and some general purpose cleaner
and wipe down the toilet from the bowl downward, the floor around the
base and behind base. This is a quick and easy mission to do!
Your mission for the Stash and Dash space is to take a trash bag and just toss anything you can see that needs to be thrown away or recycled.


text:
Definitions for auction pitch
This page provides all possible meanings and translations of the word auction pitch
Princeton's WordNet
pitch, auction pitch(noun)
an all-fours game in which the first card led is a trump
Pitch is an American trick-taking card game derived from the English game of All Fours. Historically, Pitch started as "Blind All Fours", a very simple All Fours variant that is still played in England as a pub game. The modern game involving a bidding phase and setting back a party's score if the bid is not reached came up in the middle of the 19th century and is more precisely known as Auction Pitch or Setback. Whereas All Fours started as a two-player game, Pitch is most popular for three to five players. Four can play individually or in fixed partnerships, depending in part on regional preferences. Auction Pitch is played in numerous variations that vary the deck used, provide methods for improving players' hands, or expand the scoring system. Some of these variants gave rise to a new game known as Pedro or Cinch.
Chaldean Numerology
The numerical value of auction pitch in Chaldean Numerology is: 3
Pythagorean Numerology
The numerical value of auction pitch in Pythagorean Numerology is: 4
Images & Illustrations of auction pitch
Find a translation for the auction pitch definition in other languages:
Select another language:
Discuss these auction pitch definitions with the community:
Word of the Day
Would you like us to send you a FREE new word definition delivered to your inbox daily?
Use the citation below to add this definition to your bibliography:
"auction pitch." Definitions.net. STANDS4 LLC, 2016. Web. 30 Apr. 2016. <http://www.definitions.net/definition/auction pitch>.


text:
May 5, 2016
Two teenagers had to be rescued by firefighters after becoming unaware of just how far they had drifted in their raft at a local beach.
Emerald Isle Assistant Fire Chief Don Askew says they got the call for rescue around 5:30 p.m. Askew says the teens said they had not realized just how far they had gone, and that when they did, they were unable to paddle back.
Officials say they had to use a jet ski to rescue the boys and brought them back to the beach near the 9500 block of Ocean Drive.
The Coast Guard retrieved the raft and brought it back to the fire station.
The teens were not injured.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.


text: Thursday Aug 27 2009 comments Villa Fournier grows fruits, vegetables and grapes in Penryn By: Photos by Karina Williams/Loomis News -A +A Karina Williams/Loomis NewsStephen Fournier is a musician as well as a farmer. Karina Williams/Loomis NewsStephen Fournier picks corn at his Penryn farm. He and his wife, Davette, are growers of organic fruits and vegetables that they sell at the Loomis Farmer?s Market and Blue Goose Produce in the Blue Goose Fruit Shed. Karina Williams/Loomis NewsFarmer and musician Stephen Fournier has planted 1,500 Viognier wine grape vines at his Villa Fournier in Penryn. Karina Williams/Loomis NewsDavette and Stephen Fournier own Villa Fournier in Penryn, where they grow produce and wine grapes. Karina Williams/Loomis NewsVilla Fournier Farm & Vineyards owners Stephen and Davette Fournier take Lucia, one of their two Macaw parrots, for a walk in the flower garden. In the background is the vineyard of Viognier grapes that will be ready for harvest in 2010.


text:
Battles That Fascinate Me
- Sean Chick (Formerly Paul O'Sullivan)(gittes)United States
New Orleans
LouisianaWell, I'm afraid it'll have to wait. Whatever it was, I'm sure it was better than my plan to get out of this by pretending to be mad. I mean, who would have noticed another madman round here?
http://www.boardgamegeek.com/geeklist/34083. It got me thinking about battles that aren't necessarily great or decisive, but those that fascinate us or speak to us on a deeper level. I've made a list of ten of these battles. Forgive the bias for musket combat, because it is my favorite form of warfare, and the lack of non-western battles. Sadly I'm mostly ignorant of Asian and African history prior to 1850.
Please feel free to add any battles that fascinate you.
- Edited Tue Jan 17, 2012 5:27 pm
- Posted Mon Aug 25, 2008 12:18 am
- [+] Dice rolls


text:
WASHINGTON — A 46-year-old British man was sentenced to five years in prison on Friday for attacking a George Washington University student with a hammer in a campus bathroom four years ago.
Prosecutors say in 2009 Mohammed Niazi entered a men's bathroom in Duques Hall, an academic building on the 2200 block of G Street, and bludgeoned the victim on the back of the head with a metal hammer. The victim tried to defend himself and the attack moved into a foyer between a hallway and the bathroom, according to a Justice Department news release.
The victim stumbled out into the hallway where students rushed to his aid and Niazi fled.
Police identified Niazi through security video and credit card transaction records, but he bought a plane ticket to London and fled the country. He was caught in April of this year when he tried to travel through Panama, and was returned to the United States to face charges.
On April 4, 2013, Niazi was apprehended when he tried to travel through Panama. He was returned to the U.S. where he has been held in custody.
He was found guilty of assault with a dangerous weapon, assault with significant bodily injury and carrying a dangerous weapon in August.
Follow @WTOP on Twitter.
The National Park Service has said the fire was likely human caused, but that remains under investigation.


text:
So yeah, just like Frank Vitchard didn't see it coming when his arm got cut off during the news anchor rumble in "Anchorman," nor did we see this. But now that we do, we will dance until the sun rises.
Harrison Ford has joined the cast of "Anchorman: The Legend Continues." Of course, the actor is no stranger to the news world, at least on film, having portrayed the cranky Mike Pomeroy in "Morning Glory." And we'd wager he might be suitably grumpy here, playing a legendary newsman not unlike Tom Brokaw who will likely (fingers crossed) tangle with Ron Burgundy. But mostly, we're just excited to see Ford step into Will Ferrell and co.'s world, and we only can hope the results are as inspired as this all sounds. And as usual, exact plot details are being kept under wraps "Star Wars" style, so y'all will just have to sit tight.
Lensing is now underway on the movie with Steve Carell, Paul Rudd, Christina Applegate and David Koechner, Kristen Wiig and probably John C. Reilly all involved. Get the garland of fresh herbs ready when the movie hits theaters on December 20th. [THR]


text:
Thanks for helping us sort this video!
Thanks for helping us associate the correct Pornstars to this video!
Help Us: Do these Pornstars appear in this video?
Pornstar Name:
All Comments (3)
Is that Vince Neil?!?
It's Janine without tatoos?
Much hotter when she decided to work that ass around. She would be a nice fuck


text:
Bonnie BonnieFollow Bonnie
28-year-old Female living in Melbourne, VIC AUSTRALIA
Music. Travel. Fashion. Coffee. Red Wine. AFL. Sports and an unhealthy obsession with OTH. So pretty much a typical 25yo Melbs girl! Travelled to America twice with mates, contiki cherry was taken Oct 2012: NT, Aus. It was life changing and completely amazing. Ready to meet some new people have many more amazing experiences and horrible hangovers!
Level 3 Traveler
3 tours
14 countries
Following 0 people
Followed by 9 people


text:
I have posted a new interactive gear chart which can be customized with your own set of rings and cogs. You can see the usual "gear inches" as well as rollout distance (for those juniors), speed at a given cadence, and cadence required to produce a given lap time.
Please leave a comment here or on that site if you find any bugs.


text:
50th Anniversary Office
1225 Kirkhof Center
1 Campus Drive
Allendale, MI 49401-9403
Phone: 616-331-2179
Fax: 616-331-3503
Student Animation
"Shaping a Landscape" is a student animation project created for Grand Valley's 50th anniversary. Created by Jake Wellever, Film and Video Production major (BA 2010) under the direction of Deanna Morse, Professor, Film and Video, School of Communications.
|Last Modified Date: February 8, 2010
|Copyright © 1995 - 2016
|Grand Valley State University is an Equal Opportunity/Affirmative Action Institution


text:
Women Will Hit The Streets on Labor Day, Demanding Better Birth PracticesCeridwen Morris
Earlier this summer women in Brazil took to the streets demanding better maternity care options. In that country about half of all births are via c-section, that number jumps to 82% when you look at women with private insurance.
The c-section has become the norm for birth. But not every women is happy about this– it can be hard to try for a non-medical birth when the culture is so surgery-inclined. So they protested and achieved some of their goals which included the right to have a doula present for labor.
This Labor Day women all over America will join in the "National Rally for Change," a rally for improvements to our current maternity care system. The c-section rate here is 33.5%– about a third of all babies born are born via c-section.
Once the c-section rate eclipses a certain number, we start to see more harm done than good. New risks– infection, premature birth, re-hospitalization– are introduced.
The reasons for so many c-sections are complex but one large part of the situation is that birth is heavily medically managed in many US hospitals. While inducing labor with synthetic hormones and using electronic fetal monitoring can be incredibly valuable at times, routine or excessive use of these interventions (and others) can disrupt a normal process and make surgery necessary. Research indicates that many c-sections could have been avoided if hospital practices were more influenced by good evidence than the wording of malpractice laws. Thus the rally. It's taking place in many, many states– look here to see if there's one in your home town. I spoke with one of the coordinators, who is also a labor support doula, Jennifer Parmalee.
"The first thing people should know is that the U.S. outspends every country in the world for maternity care, and we are still ranked #49 for maternal mortality rates. Amnesty International has reported that 'women in the US face a greater risk of maternal death than nearly all European countries including Canada and several counties in Asia and the Midlle East. This is a huge problem!"
The press release emphasizes that this is not a protest but a rally for better births, options, education and awareness.
"The National Rally for Change is to encourage and insist that all maternal healthcare providers practice evidence-based care. On average it takes 20 years for proven research to become practice. For the sake of mothers and babies everywhere, we can't wait 20 years. The long-term effects of unnecessary inductions and cesareans are just starting to be realized. This matters for all people… "
I have a laundry list of things I'd like to see change in American labor and delivery wards. I hope this rally is effective and people beyond the natural birth community can see how things like informed consent and evidence-based care are important health care issues for women, babies and families. They say that the consumer knows best. So maybe if enough consumers of maternity care get pissed off… we'll see some changes in hospitals.
The rally is on Monday, September 3rd between 10am- noon in 50 cities across the country.
- A User-Friendly, No BS Guide to the Top 5 Pregnancy & Baby Controversies
- 10 Surprising Facts About Bouncing Back After Giving Birth
- Tea Party Candidate Thinks Women's Bodies Reject the Sperm of Rapists
Ceridwen Morris (CCE) is a childbirth educator and the co-author of the pregnancy and birth guide From The Hips. Follow her blogging on Facebook.


text:
Get Me Rewrite!
February 6, 2004, by Paul Krugman, New York Times
"Right now America is going through an Orwellian moment. On both the foreign
policy and the fiscal fronts, the Bush administration is trying to rewrite
history, to explain away its current embarrassments.
Let's start with the case of the missing W.M.D. Do you
remember when the C.I.A. was reviled by hawks because its
analysts were reluctant to present a sufficiently alarming
picture of the Iraqi threat? Your memories are no longer
operative. On or about last Saturday, history was revised:
see, it's the C.I.A.'s fault that the threat was
overstated. Given its warnings, the administration had no
choice but to invade."
"The trouble is that accepting that excuse requires
forgetting a lot of recent history. By February 2002, when
the administration released its fiscal 2003 budget, all of
the bad news - the bursting of the bubble, the recession,
and, yes, 9/11 - had already happened. Yet that budget
projected only a $14 billion deficit this year(2004), and a
return to surpluses next year. Why did that forecast turn
out so wrong? Because administration officials fudged the
facts, as usual.
I'd like to think that the administration's crass efforts
to rewrite history will backfire, that the media and the
informed public won't let officials get away with this.
Have we finally had enough? "
nytimes.com/2004/02/06/opinion/06KRUG.htmlNo! No! No! They want five more years!
George Tenet
"George John Tenet was sworn in as Director of Central Intelligence on 11 July
1997 following a unanimous vote by both the Senate Select Committee on Intelligence
and the full Senate. In this position he heads the Intelligence Community
(all foreign intelligence agencies of the United States) and directs the Central
Intelligence Agency. Mr. Tenet served as the Deputy Director of Central
Intelligence, having been confirmed in that position in July 1995. Following the
departure of John Deutch in December 1996, he served as Acting Director."
Editorial Cartoons for 2003, Steve Gaham-Smith,
07/13/03, George Tenet falls on his sword.
Informazione di cultura ed attualita su mondo arabo ed islamico
E allora, di chi e' questa guerra? di Ramzy Baroud
DCIA George J. Tenet and President George W. Bush's
Remarks to the CIA Workforce, September 26, 2001
Tenet takes blame for Iraq uranium claimChina Daily, 2003/07/12
"Director George Tenet is trying to put to rest a burgeoning credibility problem
by taking full blame for allowing President Bush to make allegations about Iraq's
nuclear weapons program later found false. In a carefully scripted mea culpa, the
White House on Friday blamed the CIA for its January misstep and Tenet finished
the job hours later with a dramatic statement accepting responsibility."
Statement by David Kay,Before the House Permanent Select Committee
on Intelligence, etc., October 2, 2003
"What have we found and what have we not found in the first 3 months of our work?
We have discovered dozens of WMD-related program activities and significant
amounts of equipment that Iraq concealed from the United Nations during the
inspections that began in late 2002. The discovery of these deliberate concealment
efforts have come about both through the admissions of Iraqi scientists and officials
concerning information they deliberately withheld and through physical evidence of
equipment and activities that ISG has discovered that should have been declared to the
UN. Let me just give you a few examples of these concealment efforts, some of which I
will elaborate on later:"
"Vials: A total of 97 vials-including those with labels consistent with the al Hakam
cover stories of single-cell protein and biopesticides, as well as strains that could
be used to produce BW agents-were recovered from a scientist's residence."
cia.gov/cia/public_affairs/speeches/2003/david_kay_10022003.htmlAnd then after all in January, 2004, Kay says, "Nope. Intelligence failure. We didn't find squat." Was there squat or not? These guys are really good at waving that red cape around in both directions, aren't they?
Bush Says CIA Director's Job Is SecureFebruary 7, 2004, by Deb Riechmann, AP"President Bush said Saturday that CIA Director George Tenet's job is not in jeopardy despite election-year questions about the accuracy of prewar intelligence on Iraq.'I strongly believe the CIA is ably led by George Tenet,' Bush said in an Oval Office interview to be broadcast Sunday on NBC's 'Meet the Press.'
Asked whether Tenet's job was in jeopardy, Bush answered: 'No, not at all, not at all.'"
Story ...
The accuracy of prewar intelligence is a Red Herring. But hey,
you can't argue with success. Tenet has done an excellent snowjob. These guys are
really good at waving that red cape around in both directions, aren't they?
Der Spiegel gets it right yet again.BUSHS ZWEIFELHAFTER HUMOR
Chemiebomben unter dem Sofa?
"Für George W. Bush ist der Irak-Krieg offenbar nur noch ein Witz - und zwar ein guter, so meint wenigstens der Präsident
selbst. Bei einem Dinner mit Journalisten präsentierte er eine Dia-Show. Sie zeigte Bush, wie er auf allen Vieren über den
Boden kriecht und unter dem Sofa nach Massenvernichtungswaffen sucht." mehr...spiegel.de/politik/ausland/0,1518,292520,00.html
US-Wahlkampf: Bush hetzt seine Hunde auf Clarkespiegel.de/politik/ausland/0,1518,292538,00.html
Death of 500,000 Children 'Worth It'"It's a hard choice, but I think, we think, it's worth it."
Secretary of State Madeleine Korbel Albright's infamous response to a question about the over half a million children killed by Iraq sanctions.
May 11, 1996"What's the point of having this superb military you're always talking about, if we can't use it?" ... as remembered in Colin Powell's memoir.
What did Secretary of State Colin Powell say just before the tomahawks?state.gov/r/pa/ei/pix/events/secretary/2003/c8390.htm
Prince Charles Visits U.K. Troops in Iraq February 8, 2004, by Nabeel Al-Jurani""Wearing desert camouflage and boots, Prince Charles made a surprise morale-boosting visit to British troops in Iraq on Sunday, the first member of the royal family to visit the country since the ouster of Saddam Hussein.""'What you're doing, many of you, training Iraqis to become almost as good a bunch of soldiers as you are, is ... of enormous importance because this part of the world doesn't have much chance unless their armed force can learn a lot from your experience ... not only in the military but in the hearts and minds,' the prince said, according to the British news agency, Press Association."Prince Charles isn't afraid of WMD in Iraq. Why not??
Prince Charles Tours Bam on Historic Iran Visit
by Christian Oliver, February 9, 2004, Reuters"PM
Prince Charles met Iranian earthquake survivors and exchanged views on religion with President Mohammad Khatami Monday in an historic visit likely to cement Britain's improved ties with the Islamic Republic.Charles, whose trip underscored Britain's policy of engagement with Iran -- in contrast with Washington which branded Tehran part of an 'axis of evil' -- is the first British royal to visit the country for nearly three decades."Story ...
Bush to Call for Tougher WMD Curbs
February 11, 2004, AFP"President George W. Bush was to call for tougher global curbs on weapons of mass destruction, publicly drawing lessons from black-market sales by Pakistan's former top nuclear scientist. Aides made clear that Bush's election-year speech at the National Defense University in Washington aimed to recapture the initiative after being on the defensive for weeks over flawed pre-war claims about Iraq's arsenals. "'This president is showing leadership as commander-in-chief in a time of peril for the country,' White House national security adviser Condoleezza Rice said in an interview on NBC television." Story ... George Bush, with gung-ho help from Condi Rice, is milking the WMD hobgoblin for all it's worth. Still nobody is calling the bluff.
thebushiad.com/index.htm"In The Bushiad and The Idyossey, George Bush, Donald Rumsfeld, Dick Cheney, Condoleeza Rice, Paul Wolfowitz, Colin Powell and others in the Bush Court are the players in this modern epic, fostering conflict and warfare in concert with the corporate gods. Saddam Hussein of Iraq, Osama bin Laden, Kim Sung Il of North Korea, "Old" Europe, The United Nations, Canada and any that stand in their way or that can be used to further their ends are vulnerable. The Bushiad and The Idyossey demonstrate that when power-mad, testosterone-poisoned religious fanatics in league with greedy multinational corporations wield unlimited military might, all humanity is vulnerable.
Narrative epic poems of 24 chapters each, The Bushiad and The Idyossey use satire and irony to cover events during nine months from December 2002 through September 2003, and were inspired by events as they occurred. Homer would recognize the tale."thebushiad.com/index.htm


text:
|Race Finder
(Leave blank for all cities)
The Run For Freedom 5K, 10K, & 2mi Walk, presented by Beacon Credit Union, is a family-oriented event in honor of our nation's military, veterans, and fallen soldiers. Now in its 7th year, this well-organized, awesome event has grown every year (over 1,000 participants in 2013!). It's the only running event in the State of Indiana that provides FREE registration to all active duty, reserve, national guard, and veterans courtesy of Bosley & Bratch (veterans law firm).
The 5K & 10K are USATF distance certified, chip-timed, closed to traffic, TECH RACE SHIRTS, UNIQUE PATRIOTIC FINISHER MEDALS, and FREE post-race picnic. All proceeds benefit the Indiana Freedom Memorial Foundation.


text:
The North Texas men's and women's basketball teams play two Sun Belt Conference games on Thursday and Saturday night this week. The women host Denver on Thursday, Jan. 13 at 7 pm in the Super Pit, while the men travel to Colorado to play the Pioneers at 7:30 pm. The men's game can be heard live on KWRD (100.7 FM) in the Dallas/Fort Worth area and is being televised locally in the Denton area by Fox Sports Net Rocky Mountain.
The North Texas women (6-7, 1-0 Sun Belt) continue its three-game homestand with a battle against the Denver Pioneers (2-11, 0-1) before facing Florida International on Saturday night. North Texas began the homestand with a 63-55 win over New Mexico State to begin Sun Belt Conference play. North Texas will be going after its first 2-0 start in SBC play since joining the league in 2000.
Junior guard Mian Williams came into the season without scoring in double figures in a game. Williams has changed that this year by scoring in double figures in six games. She is coming off a career-high 18 points against New Mexico State and is averaging 12.3 points and shooting 45 percent from the floor in the past three games.
The North Texas men (8-4, 1-0) has won five of its last six games, holds its best record through 12 games since the 1994-95 season and is in a tie for first place in the West Division of the Sun Belt Conference. North Texas will play its fourth consecutive road game in a string of five away from the Super Pit when it faces Denver at Magness Arena.
Junior transfer Jeffrey Simpson had the best blocking effort by any North Texas player this season at New Mexico State, finishing the game with a careeer-high six blocks. Those six blocks are the fourth most for a single game in North Texas history. Come early to the women's game and bring the kids as the Fun Zone opens an hour prior to tip-off and is located in the concourse near Gate E. Single game tickets begin at just $3. For your tickets, call the North Texas Athletic Ticket Office at (940) 565-2527 or get them at the gate.
Click here to read this week's women's game notes


text:
My photographs are of people, places and spaces of Salem Massachusetts; where I have walked, talked and grew. As other artists have done, I focused my camera on light and colors that capture the presence of surrounding space. My personal relationship with these spaces allows me to get closer than just the camera allows; perhaps revealing more than what is normally observed. Whether the pictures are a celebration of the relaxed energy of a landscape or a melancholy reminder of people and places is the meaning you rest on these images.
Comment posted.
Log in or create an account to post a comment.
Fez Morocco Published February 07, 2010
Salem Willows - Off Season Published March 06, 2009
France 2009 Henry Zbyszynski Published January 22, 2009
Costa Rica 2008 Published August 30, 2008


text:
From the Main Contractor to the DIY Man,
here at MB Plant we supply the LOT!!
Vehicle Hire
We have a
selection of vehicles including small vans,
SWB Vans, MWB Vans, LWB Vans, Luton Vans,
7.5ton Box Vans, Pick Up Trucks and many
Plant Hire
Diesel Welding Plants from 300amp to 500amp
Air Arc Gougers. Compressors from 8cfm to
900cfm including Rig safe/Site safe Units
fitted with Spark Arrestors & Chalwyn Valve.
Generators from 2.5kva to 1200kva including
offshore units and multi-voltage units.
10metre Metal Halide/Sodium Towerlights.
Water Pumps, Rollers, Dumpers, Micro Digger
and many more items on request.
We also
sell a wide range of plant and tools. Our
moto is "if we don't stock it or hire it
we'll get it for you". Using our years of
experience and network of contacts NO JOB IS
Copyright © MB
Plant. 2008
Created by
Quantum Data Solutions Ltd


text:
Blog Categories
Welcome to Delightful
Welcome to my fashion & lifestyle blog. This is an accumulation of all of my delightful finds, as well as a bit about me! Hopefully you will pop back to get your daily dose of delightfulness.
Happy weekend and I hope you are all having a good one?
I have discovered an amazing food blog (via Camille Styles) and wanted to share it with you all. It is called Manger and is written by Mimi Thorisson who lives in Medoc in the idyllic French countryside. Everything is beautifully photographed by Mimi's husband Oddur Thorisson, which makes it all look even more tasty than it does already!
How pretty is this Garden Cake, decorated with real flowers and foliage from their garden. Please click here for the recipe.
This Pirate Chicken also looks great – I will definitely be giving this a go. Please click here for the recipe.
You cannot beat Eggs Benedict for a nice lazy weekend breakfast or brunch – and this looks like a super tasty one! Please click here for the recipe. 'Eggs Benedict is the star, the Marilyn Monroe of brunch' wrote A.A. Gill in 'Breakfast at the Wolseley'.
Ooh, don't they all look tasty! Which of these would be top of your list to try? I think the chicken for me, but I will definitely try the cake too when I next fancy baking.
Have a gorgeous weekend and I shall be back soon 🙂 xx