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Where Financial Peace gave you the solid saving and investing principles, this book puts those principles into practice. You'll be exercising your financial strength every day and quickly freeing yourself of worry, stress, and debt. And that's a beautiful feeling.
©2003 Dave Ramsey; (P)2003 Thomas Nelson Publishers
"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)
"This guy makes sense"
I have business degrees from Wharton (BS) and Stanford (MBA), but like most Americans from middle class backgrounds, I never got much training in personal finance and always felt bewildered by it. I recently listed to The Total Money Makeover for the third time and it clicked. The first two times, I was still in school and had no income, so felt powerless to act on its lessons. Now, with a steady income (and some monstrous student loans) the lessons are relevant, actionable, and empowering.
Before, I always felt at a loss when it came to budgeting. After re-listening to The Total Money Makeover, I got a second savings account to hold my emergency fund and long-term savings, making it easier to separate between current accounts and short-term savings. Now, I have an Excel spreadsheet with a separate column for each upcoming pay check. I know how much of each paycheck will get immediately transferred into long-term savings (e.g. for a wedding in the fall), how much will go to short-term savings (e.g. for next month's rent), and how much disposable income I have in my current checking account.
Furthermore, I have a better plan for paying down my debts. If I were to approach this according to the pure net present value financial principles taught in school, I would start with my big student loan (highest interest rate), then my smaller student loan, then my car loan (lowest interest rate). After listening to Ramsey, I'm going to do it in the opposite order. Although that will cost me some in NPV, it means I can pay off my car loan in a few months (freeing up $250 per month in cash flow), and can pay off my smaller student loan in a few years. My larger student loan is the size and duration of a mortgage, and I'll treat it like it's one. If I tried to pay it off first, I wouldn't see any impact on my cash flow for probably 14 years, making it discouraging to try to find extra dollars to put towards paying down debt. Trying this the Ramsey way, I already feel like I'm making progress and am motivated to do more.
Dave Ramsey is an inspiring speaker. Although his message may come across as simple, in my opinion it does a far better job taking into account human nature than any of the sophisticated financial and economic models I spent so much money learning. I can't recommend this book enough.
This is a husband wife account. You will see a wide variety of books
"Short and Easy Steps"
I would give a B-. Gets to the point, gives good metaphors and easy to follow.
Metaphors used to describe steps or missteps are very memorable and applicable to most people.
Voice and diction were probably best compared to what I have listened. Would expect good performance from professional speaker. Have heard some "funny" start/stops or paragraph breaks on other books. Probably start of new session or after break. Did not hear in Ramsey's performance, however this book is shorter than most. 3+ hours
No crying, definitely a few laughs. Mostly found myself quoting excerpts to others.
Religious overtones and bible quotes throughout book. However quotes in nature of "Saving" money and neither borrowing or lending; giving money OK. People describe me as Agnostic and this did not bother me. All in all good book, great performance. Enjoy
Bi-Vocational Pastor/Draftsman. Full time husband and dad. Audiobooks are a staple in my life because I can read and work...
"Very Motivational..."
Even if you might not adhere to Dave's plan exactly, the idea of slavery to debt and freedom from it are very motivational. I feel like the examples he uses are real life people and he doesn't use terms or language that is reserved for finance professionals. It really is a good, practical plan for getting out of debt via hard work and perseverance. Even though his plan is not the best "mathematically", the point of getting some quick wins by paying off the lowest balance without regard to interest rate is a legitimate point. Honestly, you can hear most of the content of this book in his daily podcasts. I do recommend this book to people.
"Total money makeover review"
Yes I would review it for my friend, where most of people share the same problems with debts and credit cards. and the total money makeover is a global plan that suite almost all countries in the world.
The most memorable moments is the emergency plan strategy that any one have to prepare a plan the guaranteeing for him 3 month to 6 month of backup salary if any thing happen such as a down-term in the economy and the turnover in jobs.
if it about the narration I like Dave ramsy and his style in reading
Not at all, because some parts I needed to stop and think in what I listened and the solution that Dave Ramsy has Provided.
Fear is the mind Killer, so Face Your Fear
"maybe the best self help book ever"
I have. I am a financial advisor and every high school kid, anyone who wants to be out of debt, and anyone without 6 months savings should read this book. It teaches real money mangement.
The step by step process to financial stability.
He is truly passionate about what he does and is a motivating leader. I do not always agree with him, but he is right when it comes to managing money.
this is a must read and top ten book of all time for me.
"Brash? Yes. Honest? Absolutely."
Some people have remarked that they don't like the tone of this book. If the author seems a bit "brash", it's only because he's attempting to highlight the level of insanity with which most people approach personal finance. Take a look around you. The guy you work with who just bought a new Hummer. Your sisters' friend who just moved into a $800,000 home. They must be doing great, right? WRONG.
The truth is, they're most likely broke. They're high-income, low-net-worth people who are teetering on the edge of complete financial ruin. Rich people, don't do these things!! Well, that is unless they're really really rich.
This book will change the way you think about money. When I see the guy in the new Mercedes now, I think, "Man, that guy has nothing in the bank". This book will make you proud of your old jalopy. After all, it's better to ACTUALLY BE RICH.
Most Americans WISH for financial security and DO everything they can to make sure it NEVER happens. I think this is a level of insanity that warrants a brash tone.
If your ready to get real about your finances, this is the only book you need to read.
"Recommended if you are in deep financial trouble"
this book is really targeted at people with lots of debt and financial problems. Although there are some good tips for everyone, the main focus is on how to get out of debt.
Tell us about yourself!
"Awesome advise"
Great book! He gives you clear instructions on how to get out of debt. Good motivation for people who don't know where to start. Well worth the credit!
"Recommended read, not listen"
The narration/reading of this book made me wonder if it was written in all capitals and italics. While I appreciated the information/ideas shared by the author, I didn't appreciate him yelling at me. I understand he's trying to motivate, but the intensity of his voice was just too much.
"My new start"
I liked the performance of Dave Ramsey.
My reaction to the book is that i started to apply Dave instructions and it is working.
"Thank you Dave Ramsey"
This is a quick update to those in need of hope. I wrote a review back in June last year and now wish i could give this book more than 5 stars!!! We are now debt free, thanks to Dave's principles layed out clearly in this book.
great advice. strong American biased but the basic plan is sound where ever you live.
"A Dull , Dry Topic Brought to Life"
Well written book about a subject that's easy to procrastinate over. I would highly recommend.
really good content. so helpfull.
only thing id say, is the constant God references kind of discredits it as a factual book. should have left his views out.
"not for international readers"
Intended for USA residents only. I didn't enjoy the narration either although I could guess that from the sample. I never finished it...
"Good book"
This is a very good personal finance book . Simple steps to achieve financial freedom. I would buy other book by Dave and read them definitely.
"Really engaging and it makes so much sense!"
I would definitely recommend this book to a friend because I think this book teaches us something about money which todays society doesn't. We don't need to live pay check to pay check and if this book can help me, then why wouldn't I want to help my friends too?
I really liked the simplicity of this book. Everything Dave talks about just makes sense. His approach to finance and budgeting your money allows you to take control of your money, not your money controlling you.
Dave Ramsey
I don't necessarily think this book should be a film. It works well as a book, and I know that they have an adapted version called Financial Peace University for visual effect.
I really recommend this book to anyone who wants to feel like they have more control over their money. Even if just get you thinking, this book will transform your life.
"Excellent from start to finish"
If you are tired of living life payday after payday and never seeming to have any money then I highly recommend this book.
It is a tried and tested method that so far has worked wonders for me!
"Had to give up listening"
I would imagine it would be as very interesting and helpful subject but I haven't read it so can't compare, the audio version is unbearable due to the shouting and terrible dialogue.
I haven't and will steer clear
Performance was awful, shouting, talked to the listener as if an idiot. Generally came across like he was preaching and forcing something down my throat.
It would have to all be in massive letters with lots and lots of explanation marks !!!!!!!!
Be worth publishing this with a different reader as I think it would have been really good but I just couldn't continue listening.
"Some good advice"
Some very good advice but with a condescending tone which is probably what some us need to get our finances in order. The author seems to be anti OPM which some may think is important for wealth building.
Report Inappropriate Content
If you find this review inappropriate and think it should be removed from our site, let us know. This report will be reviewed by Audible and we will take appropriate action.


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We have a bill that is sent to us every month and it has an invoice number and a total. I then have to run a sql query to give me a range of invoice numbers and the amount. We need to check to compare invoice number and amount. I have a formula to compare one column but I need a way to compare the 2 columns, that way I can compare the invoice number and the amount.
Jr. Sys
Could you be a little more specific as to what you are trying to compare and what the result should be?
Perhaps a brief example of what's in the 2 columns and what you are looking for would help.
Sure. An example would be:
1 65434 237.87
2 65467 456.98
3 65597 1008.89
So the above spreadsheet is emailed to me and the sheet will have about 800 rows and I then have to run a sql query and I do a range of invoices, from the lowest to the highest and then I will paste my two columns in let's say column D and E and it will have the same information. The big difference will be that my two columns will have about 5,000 rows so I need to match up all my invoices with the ones we received and then I need to match up the amount as well. I would be happy to email a copy of the file if you are interested.
It appears when I post my msg that the columns do not match up well. Column A is the invoice number and B is the amount.
Jr. Sys
First, I don't see how the mention of the sql query relates into your question. Is that just something you felt like sharing or is relevant to the question about comparing the 2 columns?
Second, when you say you need to "match up the amount as well" does that mean you might have the same invoice number multiple times, but with different amounts for each? Kind of like partial payments?
Like so, with the -, *, # indicating matches:
5000 Invoices..Amt....800 Invoices..Amt
Sorry I did not explain myself very well. The invoice spreadsheet we get is for all the invoices that we processed to a company. They in turn send us a bill for all the invoices that they processed and sent to the eventual customer. They do not send them immediately so they might be giving us invoices from several months back, so I run a sql query that I then transfer the data to excel. All our information is in a SQL database and I can compare and highlight and create views, whatever I need to find what I'm looking for. However, in excel I'm not sure how I can get the needed end result.
So, I have a spreadsheet with invoice numbers and the associated amount. Then I get all the same invoice numbers with an associated amount, my amount might be off by a dollar from the final amount that we receive from our 3rd party vendor. So the issue is that they give us about 800 invoices with an amount and I have to match up our invoices with our amount and make sure they match. So I would like to find a way to highlight or something like that, any invoice numbers and amounts that don't match within let's say $2.
Jr. Sys
I'm going to assume that only the second part of your latest post, starting from the word "So", contains the actual question.
You state that you get "all the same invoice numbers" from the vendor, but the amounts might not match.
Assuming that's the case, try this, adjusting columns to best suit your needs.
- Place one list of invoices in Column A.
- Place the associated amounts in column B.
- Place the other list of invoices in Columns C
- Place the associated amounts in Column D.
- Sort your data so that the invoice numbers line up.
- Highlight column D, the column with one set of your amounts.
- Click Format...Conditional Formatting
- Use the dropdown menu to choose Formula is
- In the formula box, enter this formula:
- Click the Format button and pick a format for Column D, such as Pattern...Red.
The formula will calculate the difference between the amounts in Columns B and D and format (highlight) the amount in Column D if it differs by more than 2.
Thank you for the help, although I think I messed it up and it does not seem to be working in the manner that I hoped. The main issue is that the invoice we receive has about 800 invoice and the ones that we have is about 30,000 invoices, so I can't just match them up, I need to first remove the 800 needed invoices from the 30,000 invoice along with the amounts and then match up the amounts. I know that it might have seemed that the information I was giving was fluff, but I was hoping to describe the situation so it could be understood what I'm trying to accomplish. I have pasted a sample of the worksheet. I have an excel file I would be happy to send.
Invoice # Total Invoice # Total
688100 213.35 688100 213.35
688066 1046.76 688099 100
688065 741.06 688098 273.2
688035 702.98 688097 656.85
688009 534.91 688096 290.58
688008 417.6 688095 798
688007 417.6 688094 845.46
688006 557.05 688093 1195.2
687997 782.82 688092 638.55
687982 1237.02 688091 926.68
687981 245.94 688090 962.85
687980 604.24 688089 465.18
687979 197.97 688088 597.68
687978 245.44 688087 538.96
687977 309.6 688086 367.2
687976 1297.04 688085 1077.24
687974 245.13 688084 131.36
687973 62.55 688084 960.22
Jr. Sys
Based on the sample workbook you sent via email, I think the following Conditional Formatting formula should work.
Select the cells that contain the "Company Invoices" and put this in the Formula Is field of the Conditional Formatting dialog box and choose a Format.
Obviously you'll have to adjust it for the actual cells used in the real workbook.
Let me know how it works for you.

subset: commoncrawl


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JEC, MYGN And FLT, 3 Diversified Services Stocks Pushing The Industry Lower
Dow Jones Industrial Average ( ^DJI) trading up 20 points (0.1%) at 14,984 as of Friday, Aug. 23, 2013, 12:50 PM ET. The NYSE advances/declines ratio sits at 1,794 issues advancing vs. 1,149 declining with 104 unchanged. The Diversified Services industry currently is unchanged today versus the S&P 500, which is up 0.2%. On the negative front, top decliners within the industry include Tyco International ( TYC), down 1.2%, and H&R Block ( HRB), down 0.4%. Top gainers within the industry include Net 1 Ueps Technologies ( UEPS), up 43.5%, Zillow ( Z), up 3.6%, ExlService Holdings ( EXLS), up 3.8%, Quad/Graphics ( QUAD), up 3.4% and Hertz Global Holdings ( HTZ), up 0.8%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. Jacobs Engineering Group ( JEC) is one of the companies pushing the Diversified Services industry lower today. As of noon trading, Jacobs Engineering Group is down $0.50 (-0.8%) to $59.85 on light volume. Thus far, 253,455 shares of Jacobs Engineering Group exchanged hands as compared to its average daily volume of 799,000 shares. The stock has ranged in price between $59.47-$60.44 after having opened the day at $60.44 as compared to the previous trading day's close of $60.35. Jacobs Engineering Group Inc. provides technical, professional, and construction services to various industrial, commercial, and governmental clients worldwide. Jacobs Engineering Group has a market cap of $7.9 billion and is part of the services sector. Shares are up 40.5% year to date as of the close of trading on Thursday. Currently there are 6 analysts that rate Jacobs Engineering Group a buy, no analysts rate it a sell, and 10 rate it a hold. TheStreet Ratings rates Jacobs Engineering Group as a buy. The company's strengths can be seen in multiple areas, such as its revenue growth, largely solid financial position with reasonable debt levels by most measures, solid stock price performance, growth in earnings per share and increase in net income. We feel these strengths outweigh the fact that the company shows low profit margins. Get the full Jacobs Engineering Group Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading up today with the
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Mechnology Expands into Vancouver
Glendale, CA --
In a major expansion of its visual effects and digital lab services and personnel, Mechnology has opened a second studio in Vancouver, B.C.
Mechnology Vancouver has brought aboard Sean Bowers as general manager. Bowers previously held various producer and post production positions with Syfy, Screen Siren/Hasbro/HUB, Hallmark/E1, Lionsgate and Alliance Atlantis.
Kirsten Sharp has also been added as visual effects producer. Sharp was previously at Goldtooth Creative, a digital production studio and creative agency; Rainmaker Entertainment; Mainframe Entertainment and Vanguard Animation/Starz Entertainment.
Mechnology founder and president Chip Potter indicated the move was made in response to increased client production in Vancouver and the desire to allow clients to take advantage of the favorable business climate supported by British Columbia. "The future for Hollywood and corporate brands is what we call transmedia storytelling," said Potter. "The new generation of visual artists is eager to work on this scale, moving from a movie, to television, to social game, to mobile app. Mechnology is designing a studio where artists can function at a high level by accessing our visual effects and digital lab to develop and promote their reels, games and apps.
"Film and TV is booming in Vancouver and increasingly it's a place to innovate for the new media industry. Visual artists are behind the web's most compelling content and Mechnology wants to attract those visual artists who can help producers tell a story most effectively, from big screen, to home screen, to tablets and phones.
"Although our on-set supervision and visual effects work for television and film is Mechnology's bread and butter, through our digital lab we've been creating other assets, pipelines, and software along the way for ourselves and our clients. My partner, Stephen Lebed, has created several mobile apps for filmmakers, two mobile games and a scanning tool that allows us to capture an environment as a point cloud that in turn helps us integrate 3D models into live action. In short, we've turned our artists loose inside the digital lab and they've created prototypes for amusement park rides, interactive corporate presentations, education apps, games, and a ton of art. The digital lab is the repository for artist noodling. It's a jumping off point where our client might say: 'That's amazing, what if we apply that technology to my project.'"
"There is a huge talent pool in Vancouver that we're tapping into," said Lebed, Mechnology principal and visual effects supervisor. "And along with that, Mechnology has always been a place where we train artists in visual effects. Most of our artist trainees have stayed with us for years. We've already begun training the next generation of 3d and 2d artists. We have been very fortunate to find the team that we have in place here and we're looking forward to the challenges ahead."
"We're a boutique shop that has a good client base," Potter pointed out, "but we needed to grow to the next level. Opening an office in Vancouver is a sign that we can make the jump into larger, more challenging projects. We're able to hire top talent in Vancouver and offer our customers more choices for how they want their projects to be done."
Mechnology has worked on such key projects as "Boston Legal" (ABC), "The Middleman" (ABC Family), "Hell on Wheels" (AMC), "Without a Trace" (CBS), "House" (Fox Television), "Southland" (NBC Universal), "Burn Notice," (USA Network) and "The Aviator" (Miramax Films).
Source: Mechnology


text: video: Death Grips – "Double Helix" by Chris June 26, 2012 1:00 PM Share on Facebook Share on Twitter Filed Under: death grips | the money store | toyota prius reverse cam | video Category: news | video Share on Facebook Share on Twitter More Send to a friend! Print this page Pin it! Reddit This! Share on Tumblr! MOST RECENT stream James Blake's new album The Colour in Anything James Blake's new album The Colour in Anything is out tonight, hear three new songs now Danny L Harle teams up with Caroline Polacheck for new song "Ashes of Love" watch Grimes perform on the Tonight Show POPULAR ON GORILLA VS. BEAR watch Radiohead's Burn the Witch video April 2016 mix download Kedr Livanskiy's "No More Summer Rain" presenting Jessy Lanza, Kedr Livanskiy, Teklife's DJ Taye + more: GvsB Texas Summer


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Time Warp Camera
Photo & Video
by StoryJumper, Inc.
Developer Notes
Roll back time to capture the perfect photo with Time Warp Camera. Print photo books with your iPhone photos and Instagram.
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• Roll-back camera means never missing a moment.
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Robin Adnan Anders: Blue Buddha
1 CD / Darbuki Kings Records / 2003-05-31Tracks: Blue Buddha; Rumi; Trance Dance; Kala
Artists: Robin Adnan Anders
New drum titles are always exciting, especially when they are of this caliber. Blue Buddha, a spellbinding recording, is in the forefront of interest in the spiritual powers of drumming. A member of 3...continue...
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|Grassley Advises Iowans on Postal Mail Delays to Washington, D.C.
|News Releases - General Info
|Written by Grassley Press
|Friday, 11 October 2013 12:41
WASHINGTON – Sen. Chuck Grassley of Iowa is advising Iowans to call or email his offices for a faster response than via postal mail to Washington during the partial government shutdown. Senate postal operations are largely closed, so Grassley's office in Washington is not getting postal mail deliveries.
"I want Iowans to know their postal mail isn't being delivered to my Washington office right now," Grassley said. "The lack of delivery will delay the response they receive. If they need help with an urgent issue, they should call any of my offices in Iowa or Washington or send a message through grassley.senate.gov."
Grassley's Iowa offices are receiving postal mail during the partial government shutdown, in contrast to the Washington office, though it is not possible for Grassley to respond to Iowans by postal mail during the shutdown. Staff is answering the phones for all six Iowa offices and the Washington office, with constituent services specialists taking calls from Iowans who need help with a problem involving a federal agency. Some of Grassley's staff is furloughed on a rotating basis in accordance with legal obligations but enough staff is working to receive comments from Iowans, help constituents, meet with Iowans visiting the nation's capital, and help fulfill Grassley's legislative and oversight duties.
Grassley's office phone numbers are available here. The contact form on grassley.senate.gov is available here.-30-
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In 2003, college friends Adam Hampton and Jason Alexander began talking about starting their own video production company. In 2004, they made it happen.
Tonight's 38th annual Sprint Unlimited at Daytona International Speedway kicks off the 2016 NASCAR Sprint Cup season.
Maya Rudolph is finally getting her variety show.
Oklahoma Baptist baseball belted Park University 14-3 and then edged Southwestern Christian 2-1 Friday at the Dallas Christian Round Robin.
Oklahoma Baptist continued to get strong pitching and the bats finally awakened in time for the Lady Bison to split with Benedictine Friday.
McLOUD — Seven and counting.Seminole employed all 12 of its players Friday night in dismantling McLoud 54-13.
PRAGUE — Tristin Jorgensen netted 14 points and fellow junior Tristan Lester accumulated 10 Friday night, propelling Prague to a 45-38 triumph over Perkins.
LUTHER — Meeker's girls came up just short of earning a season sweep by dropping a 48-45 decision to Luther Friday night.
ASHER — Preston Patton tallied 19 points, including three 3-pointers, to fuel Asher to a 50-41 Class B district tournament victory over Milburn Friday night.
Shawnee Directory
Business Name
Location, ST | website.com


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FIELD NOTES fan Antonio C. writes
I'm a big fan of your notebooks and I was wondering what font you used when printing them.
Well, Antonio, we could talk about that all day! As you will find in the extensive technical specifications on the inside back cover of any FIELD NOTES memo book, we use the typeface FUTURA, designed by Paul Renner in 1927. You can learn more about Futura from Wikipedia or Typophile. It's a versatile sans-serif typeface, and it has remained popular with designers since its inception. Renner was not associated with the Bauhaus, but Futura is definitely of the same clean, geometric, modern mindset.
Futura trivia:
- Futura Bold is used in a treatment eerily-similar to ours on Vampire Weekend albums.
- IKEA's decision to switch from Futura to Verdana in their catalog and signage caused a huge stir in 2009.
- Director Wes Anderson is sort of obsessed with Futura. Most of the text in his films (Rushmore, The Royal Tenenbaums, etc.) is set in Futura.
- If you happen to have Futura installed on your computer, the headlines on FIELD NOTES BRAND website look a lot better (Otherwise, they're in Helvetica!).


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No matter what, it's disappointing. That's a fair statement for any diehard fan of a competing team like the 2013 Cleveland Indians. You see, these Indians aren't like the contending teams of the '90s for one obvious, over-reported and obnoxious fact: Attendance. This season, through Thursday's games, Cleveland ranked 28th in the sport with an
The Diff: Market saturation and Indians attendance
In last week's edition of The Diff, I shared a number of statistical notes about the streaking Cleveland Cavaliers. This week, I'm covering a topic I've been trying to get to for a while, but is perfect for right now: Cleveland Indians attendance. Cleveland Indians attendance is a topical news item this week. Firing right


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May 5, 2016
The U.S. government has sold another chunk of its stake in General Motors Co.
The Treasury Department says in its February report to Congress that it sold $489.9 million worth of GM common stock last month.
The report dated Monday says the government has recovered about $29.8 billion of its $49.5 billion bailout of the Detroit automaker. That means taxpayers are still $19.7 billion in the hole.
The Treasury says the price per share will be revealed later.
GM stock sold in a range of $26.19 to $29.36 in February. At the midpoint of the range, the government would have sold roughly 17.6 million shares.
That means it still owns about 277 million shares. Those would have to sell for around $71 each for the government to break even.
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Mrs. Hazel BoydRenfrow Rosier
Retired Jackson Sportswear
Surviving is a son, Marion Boyd (Lilly), Windsor, SC; two daughters, Martha Hartline (Jerry) and Kathy Boyd Randall (late Butch), of Beech Island, SC; a brother, Robert Widener, Jr., Midway, GA; two sisters, Evelyn Cater, Beech Island and Louise Hutto, Aiken, SC; five grandchildren: Dina H. Wright (Skip), Tammy B. Palmer (Glenn), Brooke B. Prince, Wendy K. Hoyle (Rev. Wally) and Bert Kinard, and seventeen great-grandchildren, seven great-great-grandchildren, step-children: Barry Rosier and Steve Rosier, both of Jackson, SC, Nancy Samples (Craig), Fayetteville, NC and the late Nada Hicks (Pat), Beech Island, SC.
Mrs. Rosier was born in Aiken, SC to the late Robert and Fannie Key Widener. She retired from Jackson Sports-wear. She attended Amazing Grace Baptist Church, Beech Island, SC.
The family would like to thank her personal caregiver, Brandy Williams and AGAPE Hospice, especially Eartha Brown.
Funeral services will be on Tuesday at 2 p.m. at Amazing Grace Baptist Church with Revs. Wally Hoyle and David Hixon officiating. Interment will follow in South Lawn Cemetery. Mrs. Rosier will be placed in the church one hour prior to service time.
Pallbearers will be Roy Williams, John Sanders, Joe Boyd, Terry Hutto, Ricky Hutto, Ron Widener, Chad Broome, Manuel Gunter and Mike Sims.
Memorials may be made to Amazing Grace Baptist Church, 363 Pine Log Road, Beech Island, SC 29842.
The family will greet friends at Amazing Grace Baptist Church on Monday evening from 6 until 8 p.m.
Hatcher Funeral Home and Cremation Service, US Hwy. No. 1, Langley, SC is assisting the family.
Please visit
to leave a note of condolence for the family.


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Robert. C. Maynard was a trailblazing journalist who defied odds by becoming the first Black owner of a major newspaper on this day in 1983.
Maynard's miraculous journey from high school dropout to becoming the editor and owner of The Oakland Tribune began with him chasing his dreams in the 1950s. Born June 17, 1937 in Brooklyn, New York to immigrant parents from Barbados, Maynard discovered a love of writing early on.
At 16, inspired by his love of courtroom reporting, Maynard dropped out of high school and began working for the New York Age, a former African-American news weekly. Maynard then reported for the Afro-American News in Baltimore before landing his first major job working for Pennsylvania's York Gazette and Daily in 1961.
In 1965, the Neiman Foundation for Journalism awarded Maynard with a year-long fellowship. In 1967, Maynard joined The Washington Post and became the paper's first Black national correspondent. In 1977, Maynard left The Post to open the University of California, Berkeley-based Institute for Journalism Education with his journalist wife, Nancy Hicks Maynard.
The center, which helps train minority students preparing for journalism careers and beyond, has since been renamed the Robert C. Maynard Institute for Journalism Education. Maynard joined the Oakland Tribune after being hired by the Gannett group. The paper serviced the mostly Black Oakland region and was failing miserably in comparison to larger, White-owned Bay Area publications.


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Is it safe to lose weight during pregnancy? What are the best kinds of diets and exercises?
I am young and very over weight. I weigh 256 pounds now and I am 28 weeks pregnant. I have only gained 3 pounds since my first doctors appointment which was at 6 weeks. I am not at all happy with the way i look and would like to lose some weight. Any suggestions on any kinds of dieting and exercises that i could do that are also safe for the baby too? plz help !!
Posted: 03/24/2013 by Chagosmommy
Answer this question


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May 6, 2016
The Georgia Bureau of Investigation says a man believed to have kidnapped his ex-girlfriend's children has been shot and killed by police.
The Roswell Police Department found 9-month-old Alfredo Bastos and 22-month-old Adrian Bastos unharmed Friday morning after a Levi's Call was issued Thursday afternoon. Police provided no other details on how Bastos died.
Police say Stearns called 911 Thursday after Bastos took off with the children in her car. Bastos had recently been evicted from Stearns' apartment.
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Hey guys.. This is a question for some of the desert foxes out there. Leaving from Portland, Ore. in Mid may.. Heading out East. Will be going through some desert along the way in East Oregon, Idaho, and Wyoming. The nights in the desert are supposed to be very cold. I was wondering if any of you who have had an opportunity to camp out in those parts could share your experiences? How cold can it get at night? (End of may, beginning of June) Would you guys recommend an insulated sleeping mat, or will a regular pad with sleeping bag (Rated to 30F) be sufficient if I bring some sleeves and long johns for sleeping? Is there anything else to consider for the campouts?
Would really appreciate any input..
Thank you


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See images from Himawari-8 in the new satellite viewer
This demonstration product is most suitable for people
with fast internet connection and high data allowance.
Low-definition satellite images
Satellite View Selection
23:30 UTC on Thursday 28 April 2016 | Cloud/surface composite, Australia
Images from Japan Meteorological Agency satellite MTSAT via Bureau of Meteorology.
IDY28000 Australian Government Bureau of Meteorology Bureau National Operations Centre Satellite Notes for the 0600UTC chart on 28 April 2016 Issued at 5:00 pm EST Friday on 29 April 2016 A ridge of high pressure extends over NSW and Queensland associated with a blocking high in the Tasman Sea. This system is maintaining a moist onshore air stream and generating localised areas of patchy low cloud along the northern New South Wales and Queensland coasts. A middle to high level cloud band streaming over central parts of WA, SA, NSW and Vic is associated with an upper level Jet Stream. The band has thickened over the south east due to interactions with surface troughs. This interaction has helped generate thunderstorms over NSW. A cold front with a well defined cloud band is passing over Vic Tas and south to the Southern Ocean. In the wake of this front, another cold front can be seen in the Bight with the frontal cloud band swirling around the associated low pressure system. There is some low convective cloud over the NT associated with the daytime heating.


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LOS ANGELES -- Notrica's 32nd Street Market here, a group of five independent stores owned by Morrie Notrica, is offering customers $5,000 in cash prizes in a series of monthly drawings over the first half of this year. d at the end of each month since November, award a series of cash prizes: one prize of $1,000; one of $500; 40 of $50, and 60 of $25.
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New additions to my tank
1 Attachment(s)
So my 10 gallon tank finally finished its cycle and I ran out and excitedly got a neon blue dwarf gourami along with a couple new plants for my tank. On this photo you can see my 2 platties(sunset and Micky mouse), African dwarf frog, and a neon blue dwarf gourami.
Plants I already had in there were water wisterias, moss ball, cryptocyrne and 2 anubia barterie broadleaf rooted to driftwood. I added what the guy claimed to be water sprites but am not sure what they really are, do they look like water sprites to you? Tried to float them but they didnt float and instead sunk over the anubias on the left of the tank. In the back I added two stems of that plant with umbrella shaped plumes, what is this one called?
I have also been considering removing the castle. It is the only decor I would consider putting in the tank other than plants. I love the castle and I thought it would give my fish caves to hide in but they never go inside... At all. Not even the gourami as far as I've noticed and I read that gouramis like caves to hide in. With it being unused and taking so muh space, is there any other kind of centerpiece type plant you guys can recommend replacing the castle with?
Funny as soon as I saw the pic I thought, "Gasp"... "Love that castle! I want!" Especially with all the plants around it. I think a Sword may be too big over time... Do you have another tank if your plants get too big?
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Water change question
Ok when I do my weekly water changes I usually use tap water and condition it with some aquasafe and then add it to the tank after a few hours. My question is...will this be sufficiant?
I was toying with the idea of buying distilled water for my water changes but I can't seem to get a clear answer wheather or not that would work.
Also I have reasearched RO/DI equipment and I'll just say thats not a plausable or possible idea right now.
Any replys would be appreciated.
As long as you tap water parameters are ok, your fine. Some people have well water or their tap water has high ph but if all of your parameters make your fish happy then there's no reason to take it a step further. I was looking at a tap water filter only because the gh in my tap was high...otherwise I condition it before putting in the tank.
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Our Sponsors
Medical Campus Students Tour Stem Cell Research Lab At Jackson Memorial Hospital
Maria Moscoso
Miami Dade College Medical Campus nursing research students had the opportunity to be the first-ever to tour the stem cell research lab at Jackson Memorial Hospital on Sept. 4.
During the tour, students from Deborah Robinson's nursing research course, NUR 3166, were allowed to view the Food and Drug Administration approved research on live stem cells.
The nursing students, all of whom are working toward their bachelor's degree, saw cases where patients with heart failure, who in the past have been treated medically, are being injected with stem cells. These stem cells mimic cardiac cells to make the heart stronger and thus reduce their medication intake.
"This research looks very promising and can be the way forward for healthcare in this particular type of disease entity" said Robinson, who hopes to conduct similar tours for her future Nursing Research courses. "I want students to see for themselves that their own research can make a difference."
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Wednesday Apr 07 2010
Sticking together
Loomis principal gets taped to wall for charity
H. Clarke Powers School Principal Glenn Lockwood is a good sport who allowed himself to be attached to a school wall as part of the "Pennies for Patients" fundraiser to benefit the Leukemia and Lymphoma Society. Students were able to purchase a strip of tape for $1 in order to attach Lockwood to the wall. The fundraiser took place over a two-week period, ending March 26.


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Hidden Histories
Paintings, sculpture, miniature
30 min
4 works
Devised in collaboration with Disability History Scotland, this trail will help you discover more about the achievements, passions and adventures of a selection of disabled people.
Scottish National Portrait Gallery / Ground floor
- 1
Robert Louis Stevenson, 1850 - 1894. Essayist, poet and novelist, by David Watson Stevenson
Rather than toeing the family line, Robert Louis Stevenson plumped for the passionate life of an artist. As a young man he contracted a respiratory illness which later developed into Tuberculosis. He decided to become a writer and went abroad to escape damp Scottish climes, documenting his impressions in travel accounts before eventually settling in Samoa. Distance from mainstream Victorian society allowed him to lead an unconventional, adventurous life and explore ideas of normality, deviation and constraint, most famously represented by the split personalities of Jekyll and Hyde.More on this work
Location: Scottish National Portrait Gallery / Ground floor / Great Hall
Scottish National Portrait Gallery / First floor
- 2
Sarah Biffin, Mrs E.M. Wright, 1784 - 1850. Artist (Self-portrait)
Artist Sarah Biffin was born without hands or feet and taught herself to sew and paint using her mouth. She came from a farming family, but embarked upon an artistic career as a teenager when she was contracted to a traveling showman to be exhibited as a freak and a genius. In this employment Sarah was able to devote herself to her artistic practice and exhibit her work. Her talent as a miniature painter became widely recognised and royal commissions made her famous, with several mentions in the novels of Charles Dickens.More on this work
Location: Scottish National Portrait Gallery / First floor / The library - Display cabinet 1
Scottish National Portrait Gallery / Second floor
- 3
- 4
Tom Derry, fl. 1614. Jester to Anne of Denmark, by Marcus Gheeraerts the Younger
Tom Derry was a jester and would have been known as a 'natural fool' as he had learning difficulties. His role was to lighten the mood at Anne of Denmark's court through comic performances. As his opulent appearance suggests, he was very successful and became a favourite In the Queen's household, keeping his own servants and having his portrait painted by two of the Queen's favourite artists. Anne was a flamboyant woman, interested in the arts and especially in theatre and role-play. She trod the boards herself; a scandalous and subversive move at the time – and perhaps it was on this common ground that their friendship flourished.More on this work
Location: Scottish National Portrait Gallery / Second floor / Gallery 1
George III, 1738 - 1820. Reigned 1760 - 1820, by Allan Ramsay
During George III's rule, Britain lost its American colonies but emerged as a leading power in Europe. As a patron of the artist Allan Ramsay, George played a pivotal role in the artist's career and also founded the Royal Academy of Arts. He experienced mental health problems throughout his reign and lost his sight and hearing later in life. His aides attempted to hide his illness and he was nursed in isolation, but in 1811, The Regency Act passed many responsibilities to his son. Nevertheless, the life and reign of George III is the longest of any British King.More on this work
Location: Scottish National Portrait Gallery / Second floor / Gallery 5


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(AP) - There is much debate in the black community over the segregation-era movie "The Help." But most African-Americans still hoped that the star of the movie, Viola Davis, would win the Oscar for best actress.
So there is widespread disappointment after Davis lost the Academy Award to Meryl Streep. There's also some relief that Davis' role as a maid -- which some view as stereotypical -- was not honored.
Robinne Lee, a black actress in such films as "Seven Pounds" and "Hotel for Dogs," is one of those disappointed Oscar watchers. She says there was a lot of excitement about Davis' chance to become only the second black woman to be named best actress. But Lee also is eager to see more diverse movie casts in a wider variety of roles.
Before Sunday's ceremony, only 13 black actors had won Oscars in the 84-year history of the Academy Awards.
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Topic: Anti-Idle: The Game / Challenge Submission Thread
The Natural
This challenge requires you to use what you find in the arena, and nothing more! You can't craft, fuse, or even enhance your weapons, armor and accessories!, or get any from Mystery Boxes! And there are no Invisible Allies or Rings to help you, either! The good news is that your drop rate is a LOT higher than normal, and you have no raid limits. Your final goal is Rank 250.
Objective: Reach Arena Rank 250.
1. Item Crafting is not allowed. 2. Item Fusing is not allowed. 3. Enhancers/Bonus Rocks are not allowed. 4. Rings are not allowed. 5. You have unlimited entries to all raids. 6. There is no death penalty. 7. The bestiary is unlocked for free at the beginning of this challenge. 8. Drop rate is increased to 1000%.. 9. Invisible Allies may not be used. 10. Use of Mystery Boxes is not allowed.
- Medal Name: Natural Fighter
- Skin Color: #50C878
- Eye Color: #00AAE4


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How should I handle rude reactions to my baby's birth defects?
My son was born deaf and physically deformed -- but he's a very smart child with no serious developmental delays. My concern is that people react cruelly to his facial abnormalities when we go out. When he grows older he'll understand exactly what they're doing and saying. How can I protect him now and in the future?
Posted: 09/20/2002 by a BabyCenter Member
Mom Answers
Sort by: best answers | most recent answers
1 - 10 of 26 answers
I was born with a unilateral cleft palate and lip. BOY did I ever get teased and harassed in school! Even grown adults would come directly up to me and tell me to my face, "you sure are an ugly little thing, aren't you?" just out of earshot of my mom. But my mom always showed me love and affection and assured me, "one day, these kids (especially the boys that picked on me) are going to look at you and see a beautiful woman in front of them, and that woman will be you, and THEN they'll be sorry they picked on you."posted 04/17/2004 by TJHLCS29
Hunter's mom I?m 18 and have a 12 month old son named Zion. I can?t honestly say that I know what your going thru b/c I haven?t been there first-hand but what I can say is to hang in there b/c God never puts more on us than we can bare, that he promises in his word! I also want to refer to the poem that Rebecca posted (which by the way I have fallen in love with)-Heaven's Very Special Child. Just know that you are privileged b/c God chose you and your family to care for, love and continuously support one of his children. B/c people will forever look, stare, wonder and question, but your reply whether it be with words or just a simple look, has more substance in the log run. And always remember that as Hunter gets older it is to you that he will look to first, not the harsh human emotions of others- I?m certain that the image that you hold of him is way more important than a 1000 terrible looks from strangers! So yes, raise him strong and firm in himself and firm in God, and he will never come up short. So just continue to do what you're doing and do it well! Continue to love his just as God has lent him to you, which I can that you do even from this distance just by your words. Best wishes and lots of love to you and your beautiful, wonderful and loved son, Hunter. Best wishes for you both in 2007!posted 12/30/2006 by Kiffy Poo
Hi there, My daughter Peyton was born missing all of the fingers on her left hand but her thumb.The lack of didgets did not show in the ultra sounds so it was quite a shock to my husband and I when she was born.I went through a vast range of emotions.Anger, sadness,worry,pity,you name it I felt it.I felt that as her mother I needed to protect her from those ignorant people that stare or say things.Or that I needed to make friends with people before I introduced them to her so that they would be cautious with how they reacted.Then one day as if I had been struck by lightening, I realized that Peyton touches everyone that she meets.She can win people over all on her own.All you can do as a parent with a child that has any difference is love them endlessly.Hunter was born to you for a reason.Most likely for you both to learn from each other.P.S.hug and kiss Hunter each and every time you can.My thoughts and prayers are with you.posted 12/01/2007 by kdwilliams20
I was born with both deformities to my feet and hands. I struggled growing up and trying to do my best with hiding myself from others because of fear of what they might say to me. As I grew older I somehow became more confident with my hiding abilities until one day in my senior year a girl wallked right up to me and directly pointed out my deformity. It wasn't meant to be rude, just to force me to admit to it. I realized everyone already knew..all of my friends and classmates. I also realized it didn't matter. I had a wonderful life full of people who cared about me, not my deformity. I still struggle with feeling comfortable with myself, but the best reasoning I recieved was that God made me this way, and that if He chose it, this was how I was meant to be. I now have a child and I fear that as she gets older she will inherit my deformities. I hope my experiences and my love will help guide her through life no matter what. I just wanted to make sure to tell you that in the end, you can never fully protect him, but hopefully he can realize the blessings he does have. God bless both of you.posted 06/06/2006 by a BabyCenter Member
I guess I would like to make a comment as a mother with children who were not born with any of these challanges. I've often thought about how I would handle it if my children had birth defects, or if my future children might have any. Parenting is so difficult anyway without the extra doctor visits and all-nighters caring for a child with special needs. I wish I could hug all of you. People are curious when they see someone who is different from themselves. I think most of the time when they stare (not the rude people), they would really like to just ask questions but know it would be rude. It's obvious to most people that the parents and children have been through alot and probably have a fascinating story. Again, I'm not in this situation, but maybe a good thing to do is just be open to the people who are genuine and ignore those who are just stupid gawkers. And teach your children to do the same. Confidence is going to be so important to them in the future. Encourage them to share (when and if they can) what make them special with people who really seem to care. Talking about it will probably keep them from feeling like they have something to be ashamed about (which they don't) and will help build their confidence as they talk to people. I know this is a sensitive subject and I hope I haven't offended anyone. I wish you and your children all the best.posted 09/08/2005 by elfish99
hunter's mommy, i'm so sorry about hunter, and i'm sorry that people are so rude. my daughter was born with multiple hand deformities, and people stare all the time. when people notice, i just try to tell them automatically, so that they stop staring and can ask any questions if they want, because i would rather them ask then just stare. i hope that helps you, and just remember that hunter is special and differant from everyone else, he is your perfect little boy and exactly the way god meant for him to be!posted 01/03/2006 by supermodel027
Hi, Hunter's Mom, I know that my little girl has a bit of a different problem than Hunter but she gets lots of stares when we go out anywhere. She has a feeding tube going down her nose into her stomach due to her last heart surgery. People out and out stare, others ask when is the tube coming out and other people have asked if she's going to be okay. I am to the point that I don't even notice other people staring at Cassidy. My husband still gets upset and mentions it but I do my best to treat her just like a normal child. I have no other children so I just do the best that I can. She is very smart and is really starting to hold her own. I am very proud of her and really don't care what other people think! My attitude is that things could be worse and she could not even be here with us. I say just ignore people who stare and when they ask questions, answer them and move on. People are cruel at times and are generally curious. It's in our nature. Good luck!posted 08/15/2004 by CassidyRae'sMom
It breaks my heart there are people out there that would treat a child that way. All I can say is...we can't control how other people choose to carry themself...but we can control how our children feel when we look at them, hug them, and tell them that we love them no matter what! My child does not have any deformities, but I have always told him not to stare, and that we are all the same. I know he heard me, he doesn't even look twice at diabled children..and is eager to help them if they need it. Just keep showing as much love as possible...that's all you really have control over in this world. Remind him how handsome he is to you. It will build his self esteem up high enough that those rude people and their looks or comments won't even phase him :)posted 11/29/2007 by mamaoftoo
My son is only 1 week old and he has the same hand deformity Kristen's daughter Isabella has only on his right hand. I've been worried that there could be neurologic problems associated with it. It was reassuring to hear that your daughter has no developmental delays. As for Hunter, I realize that something as small as a missing finger is not as noticable. People will be curious and sometimes its hard to mask your first reaction. Sometimes people stare because they're afraid to ask questions. IF you and your family can show others that you're not afraid to talk about it then they will be more comfortable around you. There will always be those few rude, ignorant people who make rude, ignorant comments. If Hunter has confidence and support from close friends and family those rude people wont matter as much.posted 01/12/2004 by sepadgett
My best friend had a very severe form of muscular dystrophy that caused her entire body to become deformed. She weighed less than 50 pounds and looked like a very thin 10 year old when she died at 23 years old. People were always staring at her, and when she saw them staring, she'd make the wide-eyed, open-mouthed face back at them. It made them realize what they were doing, even if they weren't meaning to. She wasn't mean about it, she just wanted them to realize what they were doing. People also treated her like a small child and would speak to her in a very demeaning way, even for a 10 year old--asking her about her electric wheelchair like "how fast does that thing go in fast gear" and "I wish I could ride around like that" (which is the last thing a person who lives in a wheelchair wants to hear from someone who is able-bodied!) She answered with smart, mature replies most of the time. Every once in a while she'd make a sarcastic comment like "I wish I could walk around like that! Let's trade!" Finding the humor in the way people reacted and pointing it out without being especially rude or mean was her way of dealing with people.posted 10/30/2004 by a BabyCenter Member
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When it comes to motherhood, actress Julie Bowen is nothing if not brutally honest – which is why she's one of my favorite famous moms!
Not one to sugarcoat things, the mom-of-three – Oliver is 4 and twins Gus and John are 2 – tells More magazine, "At the time I only had one kid, but with two on the way I was always hearing talk about golden mystical baby things and precious time. And I was like, 'Who the f— are you talking to?!' If you could see me naked, you would weep. Children are like crazy, drunken small people in your house."
Revealing that her twins were conceived naturally – "Everybody asked me, 'How many did you put in?'" she admits of people's IVF assumptions. "And I'd be like, 'Just one penis. Thanks!'" – Julie, 41, says it wasn't exactly part of her family plan.
"I did not want twins as a second go-around. I should have been much more cautious. I should have had … half sex?" jokes the Modern Family star.
Slowly emerging from the haze of the baby days, the funny mom says she is thankful she waited a while before jumping into diaper duty.
"I'm constantly shocked that I am successfully taking care of this family and that I'm capable of putting their needs in front of mine. I don't think I could have done it in my twenties."
I admit that I breathed a sigh of relief both times the ultrasound technician told me there was just one baby in there! It's hard enough taking care of one newborn, I can't even imagine two!
Did you hope for twins?
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