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What is an IVA agreement?
If you are someone who has multiple debts of a high value then an Individual Voluntary Arrangement might be well suited for you. An Individual Voluntary Arrangement is a debt solution that is designed to aid you with the repayment of your unsecured debts, such as your payday loans and credit card debts. If you take out an Individual Voluntary Arrangement, then you will form an agreement with your creditor to repay a manageable portion of the balance of your debt over an extended period of time (typically around 5-6 years). At the end of the agreement, provided you have adhered to the terms of the arrangement, even if you have not repaid your debts in full, your debts will be written off. If you are someone experiencing financial difficulties and want to avoid declaring bankruptcy, then contact us today on 0800 955 5020, for expert advice about what an Individual Voluntary Arrangement can do for you.
What are the benefits of an IVA?
- Free from debt in 5 years. IVAs are set up to last for a set period of time – usually around 5 to 6 years, after which your debt will be wiped clear.
- Single monthly payments. At the start of your arrangement, you will agree with all of your creditors how much you are able to afford to repay each month. You will then begin making one regular payment each month towards this. In some cases you will be able to make a one-off lump sum payment.
- Interest and charges are frozen once the IVA is approved. Once the IVA is set up, you creditors will not be able to add additional charges or increase the interest on your debt which is covered by the agreement.
- After approval, creditors will no longer be able to take legal action against you and they will lose the power to petition for your bankruptcy.
- Telephone calls from your creditors will cease and they will no longer be able to contact you by letter to demand payment from you.
- The Insolvency Practitioner will take responsibility for your debt repayment. You will delegate responsibility of your financial situation to an Insolvency Practitioner who will be better equipped to produce results and ensure your arrangement is approved.
- You will be able to keep your home. You will not be asked to sell your property as part of the IVA. You may need to re-mortgage your home to help pay your creditors, but this will only happen after the fourth year of your IVA.
- You will retain ownership of your vehicle as long as it worth less than £5000.
- You will not be required to make any further payments to cover the rate of your insolvency practitioner (these can be taken from your monthly payments).
- Begin repairing your credit rating. After you have finalised your arrangement, the opportunity will be there to borrow additional funds and begin to improve your credit rating. You need not worry about being credit blacklisted indefinitely.
- Fixed agreement. Once your creditors agree, they will be legally bound by the agreement and will have to adhere to it. This means that you will never have to pay more than you have agreed with them, and they cannot demand more of you.
- You will have legal protection. Your creditors cannot take you court or take action against you in order to make you pay off your debt faster. This is as long as you act in accordance with the agreement.
- Your job/occupation will not be affected. Whatever you do for a living, your job will not be adversely affected by taking out an IVA. An IVA is a confidential agreement between you and the creditors to whom you owe your debt. Although you will be on the Insolvency Register, you do not need to inform your employers that you are on an IVA.
What are the risks of an IVA?
- An IVA can take longer than bankruptcy. Although there are numerous advantages to an IVA, bankruptcy will often be a quicker process, taking only one year, unless you happen to have a payment order, which can last up to three years.
- It will affect your credit rating. Although you will be able to repair your credit rating after your IVA is finalised, and your credit rating will not be damaged as badly is as it would if you were made bankrupt, you will be unable to borrow money during the course of your IVA.
- You must be disciplined and stick to a regimented payment plan. This can be a positive or a negative. If you fail to adhere to the terms of the agreement made, and continue with your contractual payments, your IVA may fail. The result of this might be that you have to cover the original, full balance of your debt, or possibly facing bankruptcy. However it is possible in some cases to take payment holidays.
- Court costs, fines and student loans can't be included. There are certain types of debt, namely priority and secured debt which cannot be covered by the IVA.
- If you own a property with equity in it, then you will likely be asked to try to remortgage in the final year of the IVA. Such a remortgage is subject to fair criteria, for example this can only be up to a maximum loan to value of 85%, and the repayments to the remortgage can only be up to 50% of the monthly repayments you make. Your monthly repayments will be reduced in-line with this.
- You must continue paying your rent and your mortgage and all other secured debt payments, or they might be repossessed.
- Your home equity may be at risk. After the fourth year of your agreement you may be required to take out a mortgage on your property in order to help pay off your IVA.
- You will be unable to make any unsecured borrowings. Your credit cards will be destroyed. You can potentially however, take out a new mortgage or change your mortgage provider. You can also use prepaid cards.
- You need £10,000 or more of unsecured debt. If you have less than £10,000 worth of debt then you will not be eligible for an IVA. You will also be required to pay a minimum payment of £120 per month in order to be eligible.
- You must include all of your creditors. You cannot leave your any of your creditors from the IVA agreement, and you will be unable to make separate arrangements which each creditor – they must all be part of the same agreement. This reduces for your flexibility with repayments.
- You may have to repay more of your debt than you would with, for example, bankruptcy. With an IVA you may end up paying back between 20% and 50% of your overall debt, whereas with bankruptcy, you may pay less than this or even nothing.
What criteria do I have to meet to qualify for an Individual Voluntary Arrangement?
Your employment
To be suitable for an IVA it is ideal for you to be in full-time employment so that you have a sustainable income with which to use to pay back your debt, however it is not essential. You may have other forms of income which you can use to pay off your debt, for example, benefits or a partner who is willing to contribute to your repayments. There are many IVA applications accepted each year from those who are not in full-time employment.
Disposable income
It is necessary for you to have a minimum of £100 – £120 of disposable income each month, with which to repay your creditors through the IVA. This should be after all your house hold expenses, bills, and payments toward secured debts have been covered.
Resident of England, Wales, or Northern Ireland
An IVA will not be available to you if you live in Scotland, you must be a resident of England, Wales, or Northern Ireland. If you are a resident of Scotland, then you can benefit from a similar debt solution, called a Trust Deed. A Trust Deed works in a similar way to an IVA.
As IVAs are designed for those who have exhausted other more conventional methods for repaying their debt, it is generally assumed that you do not possess a large degree of valuable assets. For example your car should be below the value of £5000.
Number of creditors
IVAs are designed for those who have 2-3 or more creditors to whom they owe money. If you have less than three creditors, this does not necessarily mean that you will not be accepted for an IVA. There is no minimum in this respect, legally speaking, but if you only have one creditor, it is unlikely that an
will be a viable option for you.
Amount of your debt
In order to be suitable for an IVA the amount of debt you owe will need to be a minimum of £10,000 – £15,000 worth of unsecured debt. However, each circumstance is assessed on its own merits, and it is possible for be accepted for a lower amount of debt.
Which debts can be included within an Individual Voluntary Arrangment?
You can, and must, include all of your unsecured debts into your IVA. You cannot leave any of your unsecured debts out of the IVA, as all your creditors must be equal within the IVA agreement. Examples of unsecured debts (also known as non-priority debts) include:
- Credit card debt/ charge card debt/ store card debt
- Personal loan debt
- Bank loans and building society overdrafts and loans
- Catalogues
- County Court Judgements
- Payday loans/ doorstep loans/ credit unions
- Arrears that have come from utility suppliers, electricity, gas, and water
- Any unsecured debt that has a County Court Judgement or an attachment of earnings
- Any debt that were secured against one of your assets in the past, which has now be repossessed (e.g. property shortfall)
- Arrears that have come from service providers (e.g. mobile phones, digita TV)
- HMRC VAT, self assessed tax, PAYE, and National Insurance & Gas, electricity, water, TV licence, and telephone payments (these are some of the few priority debts which you can include in an IVA)
So which debts cannot be included within an IVA?
Priority debts cannot be included in your IVA. These are the debts which cover the cost of your living. Payment for such debts will need to be factored into your monthly budget and paid for before payments to your creditors are made via the IVA.
The following are examples of priority debts:
- Rent and mortgage payments
- Secured loans
- Child maintenance
- Student loans
- Council Tax
- Maintenance arrears which have been requested by the court
- Magistrate fines of the court
- Utility bills
- Joint debts – if you have debts for which another party is also responsible, your partner for example, then you may not be able to include these within your IVA.
How will an IVA affect my creditors?
Will my creditors want to accept my proposal for an IVA?
Depending on your current financial situation, you may be unable to realistically repay your creditors the full sum of money which you owe them. Your creditors will be aware of this, and will also be aware that an IVA will give them a guarantee that they will at least receive at least a portion of your debt owed to them. Because an IVA is a legal agreement for you to repay a certain amount of your debt, it gives your creditors a certain degree of security, and therefore may well seem an attractive proposition to them.
Once my IVA has been approved, will my creditors be able to demand higher payments?
Your creditors will not be able to change the terms of your agreement. Once it has been agreed that you will repay a certain amount each month, your creditors will not be able to increase this amount or change any other terms of the agreement. Your financial circumstances will be assessed each at the end of each year, and if there are been major changes to your situation, then the agreement can be reviewed, however, if there is no significant change to your finances, then your payments will not change.
Is it possible for me to arrange my IVA with my creditors directly, on my own?
In order to complete the IVA agreement, it is essential that you get advice from an Insolvency Practitioner (IP). An IP will make sure that both you and your creditors receive a fair deal, and are qualified to do so. You cannot complete the IVA without an IP.
What happens if not all my creditors agree to the IVA
For your IVA proposal to be successful, the amount of debt you owe to the creditors who have agreed must add up to at least 75% of your total debt. If this happens, then the remaining creditors who have not agreed to the IVA will have no choice but to agree. To give an example, if you owe £20,000 to 5 creditors, and 2 of those creditors, to whom you owe a total sum of £15,000 to, agree to the IVA, then the remaining 3 creditors will be bound by that agreement.
What will happen if the creditors that agree are owed less than 75% of my total debt?
If it is not possible to convince enough of your creditors to agree to the IVA, and they are unwilling to change their minds, then your only option will be to consider an alternative debt solution. An IVA may have been the most financially beneficial option for you, but there other options which may also be viable for you, like a debt management plan, or even bankruptcy. If your application has been rejected and you are unsure of the course of action which is right for you, feel free to speak to an expert advisor on 0800 955 5020.
Will my interest rates be frozen?
By law, your creditors will have to freeze your interest rates for the length of the agreement once the IVA is approved.
Will my creditors still contact me or make demands of me?
Once your IVA is approved your creditors will stop contacting you as part of the agreement. You will have an Insolvency Practitioner who will act as a mediator between the two of you, and if your creditors do happen to continue contacting you directly to make demands, then you can speak to your IP about this and have the situation resolved.
Do I have to meet with my creditors in order to set up the IVA
Once you have begun applying for your IVA with your Insolvency Practitioner, you are advised to attend the creditor's meeting in order to represent yourself. You can attend the meeting via a conference call if this is more convenient for you. At this meeting, your creditors will be able to look over the proposal and at this point making any requests for changes, and vote on whether or not to accept the agreement.
What are the fees, charges, and monthly payments with an IVA?
Are there IVA fees? And who pays them?
You will not be required to pay any fees directly for the IVA application. The way an IVA works, the fees for the services of the Insolvency Practitioner (who is essential for the process) are covered by the funds which are distributed to your creditors .
How much will my monthly payments be to my creditors?
The amount which you pay each month to repay your debt to your creditors will be calculated based on your income, your expenses, and other factors, by your Insolvency Practitioner. Your IP will strive to create an agreement which is financially viable for you, so that you can comfortably meet your monthly payments. It is important that you are able to meet all of your priority debts, which are paid outside of the IVA, like your mortgage and utility bills.
Will I have to live on a tight budget?
This will depend on your individual financial situation. With the help of your Insolvency Practitioner, you should aim to prioritise your expenses, and take care of those which are most essential to your day to day living. This way you should be able to maintain your monthly payments will also maintaining a relatively comfortable life style.
What happens if my financial circumstances change?
If your financial situation improves significantly, then you may be asked to increase the size of your monthly payments. Your Insolvency Practitioner will review your financial situation on a yearly basis, and it is at this time that changes to your monthly payments may be made. Say for example you inherit a large sum of money, or receive a pay-rise at work, then you may be asked to pay more towards your IVA each month (this is as part of the windfall clause). You should let your IP know about your increased income as soon as possible (not doing so will be a breach of your IVA agreement). Regarding commissions and bonuses, in the case where your IVA was arranged after the 1st of July 2012, it may include a term which states that any bonuses or over-time payment you receive from work only has to be reported to your IP if it is a greater sum than 10% of your pay. If you financial situation has deteriorated since you agreed to the IVA, then you will have the opportunity to decrease your monthly payments. Say for example your benefits have been cut, you have lost a tenant, or you have taken a pay cut at work, then the loss of income you suffer will translate to a decreased monthly payment that is in-line with this loss. If there is no significant change to your financial circumstances, then there will be no changes to your monthly payments. Other instances where you should inform your IP of your change include, changing your job, debts that you have forgotten about, and moving home.
What happens if I am suddenly unable to make any payments to my IVA
If your financial situation changes suddenly, then you can let your IP know right away, and steps can be taken to reduce your payments, implement a payment break of up to 6 months, without the permission of your creditors, or cancel your IVA completely.
What does it mean when the IVA fails? And what happens if my IVA fails?
In cases where you are unable to maintain your monthly payments in-line with the IVA agreement, your IVA may be deemed to have failed. Although your Insolvency Practitioner can take steps to keep the agreement running, by negotiating temporarily or long term reduced payments with your creditors, this can only be done for so long. Eventually your IP will have to draw a line and accept that the IVA has failed. In the event that your IVA fails, your IP will contact your creditors and inform them of this. Once this happens, you will cease to be protected by the terms of the agreement. Your creditors will be able to chase you for further payments. You will have the option at this point to propose another Individual Voluntary Arrangement, declare bankruptcy, or another debt solution, such as a Debt Management Plan.
What is an Insolvency Practitioner?
Insolvency Practitioners explained
An Insolvency Practitioner (IP) is a fully qualified debt professional who is tasked to help organise and plan individual and company's debt repayment. IPs often have backgrounds as a solicitor or an accountant, and as such are best suited to arrange your Individual Voluntary Arrangement, both making sure that it is legally sound, and financially beneficial for you.
Do I have to solicit the help of an IP in order to get an IVA?
Yes, you cannot get an IVA without the advice and help of an Insolvency Practitioner. An IVA is a complex legal agreement; designed to both benefit you and your creditors, and requires expertise and experience in the management and repayment of debt in order to achieve this result.
What will my Insolvency Practitioner do for me?
- Assess whether or not an IVA is the best debt solution for you. An IVA will not always be the best solution for everyone; in some cases bankruptcy or a debt management plan will more ideal. An IP can discuss the advantages and disadvantages of an IVA with you, to make sure that you understand the full extent of the risks involved, allowing you to make an informed decision. By looking at your individual circumstances, an IP can give you their professional opinion on how you credit rating, or your home will be affected by you taking out an IVA. If you feel as though you would like some advice on whether or not an IVA may be the best solution for your individual set of circumstances, call 0800 955 5020 to speak to an expert now.
- Help organise lower monthly payments. Your IP will look over your budget, your income, and your expenses, to work out how much you can afford to pay each month after your household and other essentials are taken care of. Your monthly payments need to be set up so that you have enough money left over at the end of each month to live relatively comfortably, while still being mutually beneficial for your creditors; and doing so requires very accurate calculations and thoughtful negotiations on the part of your IP.
- Speak with your lenders in order to propose the IVA agreement. Your IP will meet with your lenders and will explain the terms of the agreement to them.
- Provide you with support and guidance throughout the course of your IVA. During your IVA your financial situation may go through many changes, and as such, the your payments may have to alter. If your payments need to be temporarily paused for up to 6 months, your IP will handle this for you. If you decide to move home, or you lose your job, you IP will help to maintain your IVA.
Who does the IP represent, me or my creditors?
In a sense, the IP represents both you and your creditors. The IP will act as a mediator, making sure that all parties adhere to the terms of the agreement. In this way, your IP will protect you legally, but at the same time guide you to make sure that you do not break the terms of the contract. The IP will make sure that the agreement is fair for you, and also for you creditors.
Do I need to meet my IP in person?
It is not essential for you to meet your IP in person. It is possible to make all the necessary arrangements via phone and email, although it is advisable that you attend the meeting of creditors, where the agreement will be proposed and agreed upon.
What do I need to prepare in order to meet with/ speak to my IP?
- Evidence of you income, for example payslips, letters relating to your benefits, or you bank statements. These will be used to help your IP determine who much your monthly payments will be.
- Evidence of any savings you may have, like bank statements.
- Details of any assets you may possess, like your vehicle and your home.
- Information on your mortgage, or your rent.
- What you believe your budget to be, including your total income and expenses. Remember that it is important to be as honest and accurate as possible to make sure that you end up with an agreement that you can stick to.
Are Insolvency Practitioners regulated?
All IPs are regulated by either, the Department of Trade and Industry, the Association of Chartered Accountants, or the Insolvency Practitioners Association. The regulating bodies ensure that the IP will act according the law and work to a high professional standard.
What is the IVA process?
Step 1: Speak to a debt advisor
To begin, you will start by speaking to a debt advisor who will confirm whether or not an IVA is the right solutions for your current financial situation. There are many debt solutions available, and it is important to select the one that best fits your individual circumstances. Your debt advisor will help you to figure how much you will likely be able to repay your creditors, and therefore how likely it is that your IVA application will be accepted. In the event that your situation is right for an IVA, the advisor will write up a statement of affairs for you, to be given to your Insolvency Practitioner. If you would like to speak to an advisory now, call 0800 955 5020 to begin the process.
Step 2: Your Insolvency Practitioner will draft your proposal
Your IP will assess your financial situation and calculate the optimal amount of money you can afford to pay each month to your creditors. This figure will be formulated with your financial well-being in mind, to try to help you maintain your living essentials from month to month. You will be required to give some evidence of your income and your expenses, so that you IP can make an accurate assessment of your financial situation. The interests of your creditors will also be kept in mind, as it is important for the IVA to be fair and balanced if it is going to be successful. Your IP will outline all other possible solutions to you, like bankruptcy, before their plan is drafted into a proposal to be sent to your creditors for acceptance.
Step 3: Your creditors will accept, decline, or request amendments to the proposal
Your creditors will have the opportunity to modify the proposal drawn up by your IP. If there have been modifications, for example, a request for an increase the monthly payments that your IP has calculated, then your IP will give you the details of these and discuss the implications with you.
Step 4: A creditors meeting will be held
This meeting is another opportunity for your creditors to discuss the proposal, and make a formal decision on whether or not to accept the proposal. For the proposal to be accepted, the value of the debt owed to the accepting creditors must add up to 75% or more of your total debt. For example, if you owe £100,000 worth of debt, then the debt which is owed to the creditors who have accepted your proposal must add up to £75,000 or more. Once your creditors have accepted the proposal, the IVA agreement becomes legally binding. In the event that your creditors reject the proposal, you will have the opportunity to amend your proposal with your IP and reapply the proposal.
Step 5: All creditors and the court are informed of the IVA agreement
All parties involved and the courts, will be formally informed of the IVA agreement. Your IP will be put in charge of mediating between the parties involved, supervising the arrangement, and supervising the distribution of any assets and repayments.
Step 6: You will begin making payments
As the agreement is in full effect, you can begin making payments according to the terms of the IVA. This will be for a period of time between 5 and 6 years.
Step 7: You become free from your debt
Once you have fulfilled the terms of your agreement and kept up with your payments for the 5 -6 year period, you will be free from your debt, with any outstanding debt being written off on the completion of your IVA.
Frequently Asked Questions
How do I know if an IVA is the right debt solution for me?
Are Individual Voluntary Arrangements the right solution for me?
By acquiring an IVA you will be able to reduce the amount you pay every month to an affordable level, which can help you retake control of your financial situation. You will also be protected from interest and late charges being added to your debt and you will be given years to pay it back, which is great for making your debt manageable again. At the end of the IVA, any outstanding unsecured debt will be written off. However it is the time span of an Individual Voluntary Arrangement that makes it unattractive as a debt solution. Once you have agreed to one, you will be legally bound for at least 5 years and during this time you will have to focus your finances on debt repayment. Bankruptcy can often be finalised in a year, so if you are someone who is struggling financially, but would like a swift resolution to the problem, then an Individual Voluntary Arrangement is not for you. Also if you are someone who is concerned about their credit rating and future ability to acquire credit, then an Individual Voluntary Arrangement is not for you. A record of it will be kept on your file for up to 7 years and this will make it severely difficult to acquire any new credit during this time. You might also have to remortgage your property at the back end of the arrangement which can be inconvenient. However, if you desire to avoid Bankruptcy and have tried other debt solutions to no avail, then an Individual Voluntary Arrangement might be a good way to make your debt manageable. A family man might consider this, as keeping your house is a massive benefit of this course of action. For advice about whether you are suitable for an Individual Voluntary Arrangement, contact our debt helpline today on 0800 955 5020.


text:
Here are the results of an aspiring level 1 iczer's 300 Gran investment in the Girl's lotto.
Three Star: 1 card
Two Star: 3 cards
One Star: 26 cards
gadu wrote:Arena is dead, forums are dead, game is dying.
Anima13 wrote:OK I understand the sale appear as bad, at least you had "terrible" rates. I absolutly understand your frustration.
On the other side ... its 10 gran. the rates do not surprise me at all. It's like a normal lotto but with limited cardpool + you can get ex cards
There has been always good and bad sales in the game. This probably not one of the superior ones. I am sorry for your loss..
Anima13 wrote:But still, this:gadu wrote:Arena is dead, forums are dead, game is dying.
That is something I don't see at all.
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Michele Michaels
Why I Don't Diet
by Michele Michaels
posted Jun 8 2011 1:00PM
So I'm a big woman--no surprise if you've checked out my
Facebook page
or seen me at station events.
Of course, that leads well-meaning people to call me or e-mail me with the latest diets and fitness plans. For many years, sales people at radio stations targeted me for endorsements from places like Jenny Craig or 24 Hour Fitness or whatever. And I always said yes--as long as the diet/exercise plan involved absolutely no sweating and allowed me unlimited Pizza Schmizza and M&Ms. Strangely, I never heard from them after that.
'Cause here's the thing: I don't wanna go all Oprah on you, but the fact is that if you're a compulsive overeater like me, you gotta fix what's going on in your head before any lifestyle change will ever work long term. Sure, you can change what you eat, how much you eat, and work out like a crazy person, even have surgery--but until you fix the problem in your head, you're eventually gonna revert to Gabriel Iglesias's Sixth Level of Fatness:
6 Stages Of Fatness.wmv2
So I opt not to diet. At all. Ever again. I eat lots of fruits, vegetables, carbs, snack cakes, lean meat, crispy bagged snacks full of hydrogenated fats and artificial colors, and I walk a minimum of 2 miles a day with my dog, drink to excess once and a while, hike when I can, and dance 'til I drop with my girlfriends as often as possible.
And I accept the fact that I'm never going to make money modeling jeans. I accept the fact that people will hear me on the radio and then be disappointed that I don't look like Savannah (hell, aren't we
disappointed that we don't look like Savannah??) And I accept the fact that my life will likely be shorter. But man, will it be
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Why I Don't Diet
Please Enter Your Comments Below
I'm saying the following because 1. I LOVE listening to you on air… I want you to stay around as long as possible!!! and 2. I watched my mom slowly kill herself with obesity and it KILLS me that not even I could convince her to be healthier. Kudos to you for having self confidence, but it makes me so sad to read this… I don't even know what you look like, I've only seen head shots. But you're enabling yourself to have an unhealthy life. Ever 50 pounds overweight you are is an extra 200 pounds on your joints… walking, dancing, eventually you WON'T be able to do that anymore :( And you'll still be alive. You'll just be on a ton of medication to allow yourself to function and you'll struggle to walk across the room… If you set your mind to it, a successful diet (that's including taking a few days off here and there to enjoy thanksgiving and christmas with the fam!) should only take around 6 months… 6 months Michelle, for a WAY better life. It's NEVER okay to be overweight and harming your health. Please don't get into that mindset…
Michele Michaels
Hey Elizabeth-- Thank you for your comment and especially for you concern--it means so much to me that you care enough to comment. The truth is, you are absolutely correct. Being significantly overweight (as I am) is not healthy at all, and I am not condoning it nor suggesting it as a way of life for anyone else. However, when you say "Set your mind to it", you are actually concurring with my point--me and every other obese person has to fix whatever is going on mentally and emotionally before ANY diet/exercise plan will be permanantly effective. So far, I haven't been successful at that, and now in my mid-40s I refuse to keep punishing myself and accumulating self-hatred for failing at diets. So instead, I do what I can to stay active and eat a variety of things, all of which I love. I'm sure your mom, just like me, would have liked nothing better than to be thinner--but it is not always possible for everyone. So we learn to love ourselves as we are and do the best we can.
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text: These shoes are in overall great condition. The uppers and heels are free of scuffs. The outsoles have a watermark and some residue from price tag stickers. They do not appear to have been worn outdoors. The insoles are clean. They do not ship with a designer dust bag. RETURN POLICY: Shoes may be returned in the condition received. They must be in the original box and/or packaging with the security tag attached.


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The Dove Commission
Revision as of 23:30, May 17, 2014 by DannyFlackFan001 (Talk | contribs)
1,507pages on
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|The Dove Commission
|Anthony E. Zuiker
Zachary Reiter
|Emilio Estevez
|Original Airdate
|March 23, 2005
|Previous Episode: The Fall
|Next Episode: Crime & Misdemeanor
The Dove Commission is the eighteenth episode in season 1 of CSI: NY.
When the chief investigator of a controversial report documenting corruption within the NYPD is gunned down the day before his findings are published, Mac and Stella must find the killer, launching a massive search that makes every officer listed in the report a suspect. Meanwhile, Danny and Aiden investigate the murder of a Gypsy cab driver.
Main Cast
- Gary Sinise as Det. Mack "Mac" Taylor
- Melina Kanakaredes as Det. Stella Bonasera
- Hill Harper as Dr. Sheldon Hawkes
- Eddie Cahill as Det. Don Flack
- Carmine Giovinazzo as Det. Danny Messer
- Vanessa Ferlito as Det. Aiden Burn
Recurring Roles
- Grant Albrecht as Dr. Leonard Giles
Guest Stars
- Mike Starr as Chief Vince Robinson
- Alanna Ubach as Constance Briell
- David Packer as Morty Sherman
- Clay Wilcox as Paul Baxter
- Patrice Fisher as Jamie Banks
- Leslie Bega as Grace Walderson
- Joy Gohring as Donna
- This episode was originally titled The Mollen Commission.
- Pete Gardner, who plays Gavin Arnold, also appears in the "CSI" episode "Shock Waves".
- We learn that when Danny was 10 he and his father got into the wrong gypsy cab and were subsequently beat; causing his hatred for gypsy cabs.
- "Sway" by Michael Bublé
- "Furlong" by Tipper
Sheldon: You know what my favorite game was when I was kid?
Mac: Jacks?
Sheldon: Operation.
[He holds up a pair of tweezers and then uses them to remove a bullet from the body of a gun shot victim]
Mac: His nose didn't buzz red. Well done!


text: Quantum entanglement could stretch across time Science 24 January 11 by Lisa Grossman Darren Tunnicliff In the weird world of quantum physics, two linked particles can share a single fate, even when they're miles apart.Now, two physicists have mathematically described how this spooky effect, called entanglement, could also bind particles across time.If their proposal can be tested, it could help process information in quantum computers and test physicists' basic understanding of the universe."You can send your quantum state into the future without traversing the middle time," said quantum physicist S. Jay Olson of Australia's University of Queensland, lead author of the new study.In ordinary entanglement, two particles (usually electrons or photons) are so intimately bound that they share one quantum state -- spin, momentum and a host of other variables -- between them. One particle always "knows" what the other is doing. Make a measurement on one member of an entangled pair, and the other changes immediately.Physicists have figured out how to use entanglement to encrypt messages in uncrackable codes and build ultrafast computers. Entanglement can also help transmit encyclopedias' worth of information from one place to another using only a few atoms, a protocol called quantum teleportation.In a new paper posted on the physics preprint website arXiv.org, Olson and Queensland colleague Timothy Ralph perform the math to show how these same tricks can send quantum messages not only from place to place, but from the past to the future.The equations involved defy simple mathematical explanation, but are intuitive: If it's impossible to describe one particle without including the other, this logically extends to time as well as space."If you use our timelike entanglement, you find that [a quantum message] moves in time, while skipping over the intermediate points," Olson said. "There really is no difference mathematically. Whatever you can do with ordinary entanglement, you should be able to do with timelike entanglement." Olson explained them with a Star Trek analogy. In one episode, "beam me up" teleportation expert Scotty is stranded on a distant planet with limited air supply. To survive, Scotty freezes himself in the transporter, awaiting rescue. When the Enterprise arrives decades later, Scotty steps out of the machine without having aged a day. Read page 2 12 Read on one page Latest on wired.co.uk


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WASHINGTON (AP) — Confronting insurmountable obstacles, Majority Leader Kevin McCarthy suddenly withdrew from the contest for speaker of the U.S. House on Thursday, shocking colleagues just before they were to vote and producing ever-deeper chaos for a divided Congress.
Dave Granlund cartoon on the House speaker.
Upon her father's return home from serving in Southeast Asia, a soldier's daughter just can't wait any longer to see her dad.
Amy Robach has interviewed a long list of influencers—from Oprah Winfrey to Taylor Swift to Nobel Peace
You should think twice about posting pictures of your boarding pass to Facebook or Instagram.
First there were the Freemasons; now there's the Orange Sleeve Society. Starbucks unveiled its secret society for big-time...
WARWICK, R.I. (AP) — An 800-pound Rhode Island man says he's been kicked out of a hospital's in-patient weight loss program for ordering pizza.
America is as always in the midst of a bitter debate over guns.
Following a closed session of the Watonwan County Board of Commissioners Tuesday to discuss allegations made against him, Dave Christianson, director of Watonwan County Human Services, resigned his post, effective immediately.
Some police chases end in crashes. Others end in … the Indian Ocean?
St. James Directory
Business Name
Location, ST | website.com


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Behavioral Psychopharmacology
The Behavioral Psychopharmacology Laboratory, under the direction of Irwin Lucki, PhD, is an interdisciplinary blend of psychology and neurobiology. The major ongoing focus of the Behavioral Psychopharmacology Laboratory is the investigation of neural mechanisms underlying the behavioral effects of psychiatric medicines (e.g., antidepressant and antianxiety drugs) using animal models. The scientific goals of the laboratory are to understand the neural mechanisms associated with anxiety and mood disorders and to discover new approaches for the development of improved therapies for clinical treatment.
Approaches in the laboratory include: the study of behavioral pharmacology of affective and anxiety disorders, the use of genetically altered mice to study models of mice that are deficient of specific serotonin receptors or synthetic enzymes for monoamine transmitters, the use of behavioral genetics to identify genes associated with abnormal behaviors, pharmacogenetic predispostions for the effects of antidepressant drugs, neural mechanisms associated with stress vulnerability and resilience, and the involvement of neurogenesis and neuroplasticity in antidepressant treatments.
Investigators involved in this area:


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No company in cycling has built itself a reputation like Chris King. Amazingly, King's gorgeous components exceed even its spotless reputation with their incredible precision and bombproof durability. The Chris King Road Bottom Bracket with Ceramic Bearings is just the latest in the company's long line of industry-changing components. The Chris King Grease Injection Tool (sold separately) allows you to re-grease the bottom bracket quickly and easily and even allow you to inject light grease or oil to reduce friction on race day.
- Ceramic ball bearings are lighter and harder for greater durability and reduced friction
- 24 balls per race for a stronger bottom bracket
- Acclaimed stainless steel races are super-smooth, fast, and durable
- Tough, smooth interface allows King to use less lube, thus reducing friction
- BB injector tool allows you to re-grease bottom bracket quickly and easily
- compatible with most 24mm crank spindles including Shimano Hollowtech II, FSA, and RaceFace
- Reviews
What do you think about this product?
Have questions about this product?
marginal gains add up
- Familiarity:I've put it through the wringer
If you can spend the extra money for a ceramic BB it's worth it. The king has been SUPER smooth and after a year on it, it has been very reliable.
Essential Bling
I put Chris King BBs and Headsets on all of my bikes. Install it and forget about it.
Will this work on a trek 5500 with shimano...
Will this work on a trek 5500 with shimano 7700 double crankset not that it matters 53x39t?
Nope. Not even close. The 7700 takes an Octalink BB. This is for the newer outboard bearing BBs. For Dura-Ace, that 7800+


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Leading you to an educated decision.
FCC Part 68
The Federal Communication Commission's standard for the connection of terminal equipment to the public telephone network. In order to prevent voltage damage to the phone network, FCC Part 68 requires that any cables used in new installations - or modifications to existing systems - must be made of minimum 24-gauge solid copper conductors, in a twisted-pair format that complies with standards for Cat3 or higher, as defined by ANSI/TIA/EIA building wiring standards


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How to Root AT&T/Verizon Galaxy S4 and S4 Active on Android 4.4.2!
For those of you who want to root your AT&T SGH-i337 Galaxy S4, Verizon SCH-i545 Galaxy S4, or Galaxy S4 Active on Android 4.4.2, there's finally a new root method that will root your S4. This root method also works on all Galaxy S4 models and does NOT trip Knox!
Towelroot also works on many other Android devices including Galaxy S3, Note 2, and most Samsung Galaxy devices. Towelroot is very safe to try so give it a try even if you don't have Galaxy S4.


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If your daughter is in love with the old school Victorian style dresses of the days of English and French kings and queens, then the Girl's Court Lady Costume is the perfect costume for her this Halloween. This gorgeous costume features a long blue dress and a matching circlet headpiece. Both pieces have gold trim, and will make your little girl look just like those classically beautiful women in those old portraits. We have wigs, tiaras, and many pieces of costume jewelry for her to choose from as well, so her costume will be absolutely perfect. If her friends want to dress in similar costumes, they'll have a very elegant group costume that's guaranteed to be a big hit at their Halloween party or dance.
Our Price: $12.97
Our Price: $5.97
Our Price: $2.47
Our Price: $29.97


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Reef Stargazer Flip Flop
Compare at $27.00
Add To Bag
Please select your size, width, and color.
Select color, size, and width before proceeding to check in-store availability.
Some product may need to be shipped to a store
In-Store Pick-Up Details
Add to Wishlist
Item # 233637
The Stargazer flip flop from Reef is a sure winner this summer at the beach! Cute and versatile, this sparkly flat sandal never goes out of style!
- Rubber upper with glitter finish
- EVA midsole
- Rubber sole
- Imported
- View more Women's Reef Shoes
By: bmwgal
Location: Lynnwood, WA
April 10, 2016
cute flips
"Definitely for the narrower foot. Soft footbed with a firmer sole."
By: ajlavigne
Location: Victoria, BC
August 30, 2015
So comfy! But wish they came in half sizes.
"I love these flip flops so much I just bought my second pair. You can (and I have) walk around the city in them all day like sneakers. But I wish they came in half-sizes: I am a 7.5 exactly. So the first time I bought size 8. I found the 8's to be too large, making the sole a bit heavy (I tripped on them quite a bit lol). This time around I went for the 7 and they were too tight around my (narrow) foot, causing blisters, which takes away their comfort aspect. I recommend getting exactly your size. Or opt for the half size larger rather than smaller."
By: Zanab
Location: Seattle
July 29, 2015
Comfortable but weird sizing
"My friend recommended me these flip flops about over a year ago. They have been absolutely THE most comfortable shoes I've ever owned. Except for winter, I've been wearing these flip flops, even in the fall and spring. But I noticed mine were much longer than my feet. I wondered why I didn't buy the right size (thought maybe they didn't have the size at that time). So I went to dsw and saw these so I thought I'd buy them in the right size this time. I'm a 7. The length fits perfectly, but it's so narrow that I know the rubber straps will rub and irritate my feet. The 8 is comfortable, but long. So yeah.... the sizing it a bit awkward for me personally. But I've went over a year with no problem wearing the size 8 so... I don't know. If you tend to have wider feet, then consider getting the next size."
By: Chickensister
Location: MN
July 23, 2015
Love these
"I love these - they are cushy, don't cut into my feet, and my feet have a tan line as I wear these in all colors all summer long!"
Click anywhere to close this.


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You have reached this page in error. Either the page you requested does not exist on the server, or you have followed a bad link on the website.
© Copyright 2016 Ancora Advisors, All Rights Reserved | 6060 Parkland Boulevard, Suite 200 Cleveland, Ohio 44124, 216-825-4000 | Form ADV | Privacy Policy
Ancora Advisors is an SEC Registered Investment Advisor, and advisor to The Ancora Trust. A more detailed description of the company, its management and practices are contained in its Firm Brochure, Form ADV Part 2A.


text:
The Price of Aging: Will It Break National Budgets?
Thirty out of 49 major developed countries could see their credit ratings plummet to junk status if they don't make changes soon, says a Standard & Poor's study. The biggest problem is health care spending on the elderly, particularly for long-term care.


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For commercial driver license fees, refer to the Commercial License Information page.
If your license is revoked, suspended or canceled, you may be required to pay another application fee in addition to a reinstatement fee.
Payment may be made by cash, check, traveler's check or money order (payable to Motor Vehicle Division) for most fees; credit cards may be used at some offices. Returned check and reinstatement fees may not be paid by check.
Copyright © Arizona Department of Transportation – All rights reserved.


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- Style: 20392006
- Made of 100% Polyester, Knit
- Gameday & Tailgate
REVIEW SNAPSHOT®by PowerReviews
- Shows off team pride (3)
Best Uses
Reviewed by 4 customers
Sort by
Displaying reviews 1-3
Previous | Next »
- Durable
- Team Pride
Best Uses
- Baby Chew Toy
- Showing Team Pride
Comments about Denver Broncos Quick Toss Softee Football:
My son loves the size and colors which are true to team colors.
- 2 Yr Old's Favorite Gift
- Shows Off Team Pride
- Won't Break Stuff
Best Uses
Comments about Michigan Wolverines Quick Toss Softee Football:
2 yr old's favorite toy
- Shows Off Team Pride
- Unique Item
Best Uses
- At The Game
- Watching The Game on TV
Comments about USC Trojans Quick Toss Softee:
I would like to comment that the two USC Trojans Quick Toss Softee were a great buy for 2 of my grandsons. This product is just right to young boys who love throwing a ball inside the house or playing outside. This product is also very safe for little ones to play with too.
Displaying reviews 1-3
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The Power of Independent Thinking
The 2006 Thomas S. Szasz Awards and An Evening With Robert Higgs
Recorded: Wednesday, December 6, 2006
Part 1 |
Part 2
Part 3
Part 4
Part 5
The reception and presentation of the Thomas S. Szasz Awards for Outstanding Contributions to the Cause of Civil Liberties to Robert Higgs and Robert Spillane, followed by a special forum featuring Dr. Higgs on Liberty and Leviathan.
Experts: Robert Higgs, Robert Spillane, Thomas S. SzaszType: Independent Institute EventIssues: Government Power, Terrorism and National Crises
Robert Higgs on The Complex Path of Ideological Change
Recorded: Thursday, March 16, 2006
– Saturday, March 18, 2006
Lecture presented by Robert Higgs at the Lugwig von Mises Institute's annual Austrian Scholars Conference held at the Mises Institute in Auburn, Alabama; March 16-18, 2006. http://mises.org
Check out Higgs' book Crisis and Leviathan.
Experts: Robert HiggsType: TelevisionIssues: Bureaucracy and Government, Government Power, Government Waste/Pork, Political Ideology and Philosophy, Politics


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Ocala Legendz cheer team raising funds for national competition
Published: Monday, April 1, 2013 at 11:31 a.m.
Last Modified: Monday, April 1, 2013 at 11:31 a.m.
They practice five hours a day, Monday through Wednesday, and hit the floors on Fridays for backflips, somersaults and crazy combinations of handsprings and back tucks. They vary in age from 12 to 18. They've seen teammates quit, join, learn a new routine minutes before a competition.
You can help
The Ocala Legendz senior cheer team is raising money to attend a national competition in Orlando.
• For information on fundraisers, contact Michele Nappi at email@example.com
• To donate directly, visit legendzofocala.com
• To donate through Facebook: facebook.com/pages/Legendz-of-Ocala
And just recently they competed with 11 members after five couldn't make it to the show.
"They" are the members of the Ocala Legendz senior cheer team. And they recently won a championship title — and then some.
The undefeated team has received an invitation to compete at The Summit hosted by Varsity All Star. The all-level competition will be held May 4 and 5 at Walt Disney World Resort's ESPN Wide World of Sports.
"The Summit is an opportunity to broaden the field for more athletes, coaches and gyms from every region of the country to reach their highest potential," said John Newby, the executive vice president of Varsity All Star, in a press release. Only 24 teams were invited out the 250 that competed at The Open, where the Ocala Legendz won its national title.
According to Shawn Fox, the Legendz's fundraising coordinator, this is a huge honor that only 10 percent of the gyms in the nation receive. Michele Nappi, the Legendz booster president, agrees.
"It's all about bragging rights," Nappi said. "We're a small gym out of Ocala and this is going to be top-gun, not to mention we're one of the smaller cheer gyms that has actually made it to The Summit."
Donnie Manning, Legendz coach, added: "At the moment the entire team is in shock and it's a one in a million opportunity."
For Kim Grice, Legendz gym owner, heading to a championship like The Summit is great news: "This is the first year of The Summit so we're honored to be on the maiden voyage, as you could say," she said. "They (the team members) have worked together to make it happen and it's truly amazing. I knew they had it in them."
Yet the Legendz face another obstacle before heading to their last competition of the season: funds.
Fox said the Legendz need to raise the $1,000 deposit by Friday and $14,000 by April 8. They're asking the community for help.
"We want to highlight why we've been chosen to participate in this event," Fox said. "This is just opening the doors for us with opportunity."
Added Manning: "A lot of hard work goes into it, a lot of emotions go into it … building character. I've put a lot of heart and soul into these athletes," Manning said. "We're not all about cheerleading; we try to do things within the community to help out, too. I'm trying to get the community to see that we're more than a cheer gym; we're trying to build character and good citizens in the community.
"For Easter they went to a rehab facility and gave out Easter eggs and spent time with patients. Each athlete has to maintain a certain GPA, too," Manning said.
According to Nappi, the team has quite a few events planned, including a carwash and rib sale on Saturday at Krystal, 2420 SW College Road, and a Gold and Silver party on April 8. Also, the team members will be going door to door, business to business, seeking donations and sponsors.
"We have graduating seniors and this is their last competition, and what better way to say goodbye than the Super Bowl of cheerleading?" Grice asked.
Reader comments posted to this article may be published in our print edition. All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


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- 01 Mon Jul 2013
IFC Junior Dolphin Tournament
Just like the "big boys," junior anglers up to age 18 can compete in this event, where the highest combined weight of three fish is to determine the winning team. Trophies are also awarded in various age groups for the largest fish. Contact Dianne Harbaugh at 305-852-2102 or e-mail firstname.lastname@example.com.


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Intercollegiate Athletic Insurance Coverage
Intercollegiate Athletic Insurance is provided by Willamette University for the benefit of our student intercollegiate athletes to assist in payment for athletic accidents or related conditions that result in injury. This coverage is offered as an EXCESS OR SECONDARY plan. Under the terms of the policy, the coverage is considered a secondary payer to all other valid and collectable medical insurance policies. Most common would be parental insurance coverage through place of employment under which the student athlete is covered as an eligible dependent.
If you have Kaiser or Group Health Insurance outside of Oregon, it will expedite treatment if an Oregon Kaiser number is assigned to you.
The Intercollegiate Athletic Insurance is comprehensive, but it has standard limitations. It does not cover expenses due to illness or non-athletic-related injuries. Only bills incurred within a period of 104 weeks from the date of the injury are covered. Catastrophic insurance is also provided through the NCAA and must be initiated within the same two year period.
Athletic–Accidents and Related Conditions
As defined by the insurance policy an athletic "accident means a sudden unforeseen event which happens while the covered person is covered under this policy and which directly, and from no other cause, results in injury" that occurred during authorized practice or play. An athletic related condition is defined as any athletic condition that is "caused solely by the covered person's participation in a covered event; and that is not the direct result of a specific accident, provided such injury or condition first manifests itself while the covered person is covered under the policy. The Willamette University Intercollegiate Athletic Insurance policy has coverage limits for both types of injuries or conditions.
Previously Existing Injury
An injury that occurred prior to the athletes' participation in or outside of a Willamette University sponsored intercollegiate sport event or practice or without yearly medical clearance through the Willamette University medical screening is considered a pre-existing condition. Though the Sports Medicine Team will provide treatment for a pre-existing injury, the Intercollegiate Athletic Insurance Plan does not provide coverage for these conditions. A medical release from attending physician should be provided to the training staff following treatment.
The student-athlete would be responsible for any expenses incurred while receiving treatment that was not covered by their primary insurance for injuries that occurred outside of a Willamette University sponsored intercollegiate sports event or practice.
Non-Athletic Related Injury
Reporting Procedures
Injuries sustained outside of Willamette University intercollegiate athletics MUST be reported to a Certified Athletic Trainer at the student's earliest convenience. If the student-athlete chooses to be seen by someone other than the University's Health Center Medical staff or the Sports Medicine Staff, written documentation regarding the condition must be provided and reviewed prior to return to athletic activity.
The final decision whether a student athlete may participate in any varsity sport activity rests with the University's Team Physician.


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Tilo Tabiro
this wiki
In 2008, the nongovernmental organization Adventures in Health, Education, and Agricultural Development (AHEAD) conducted solar cooking trainings in five villages in The Gambia. Malcolm Gee led workshops to train 12-15 women per village in the construction and use of panel-type solar cookers. Eighty women were trained, who in turn have trained others. The women cooked meals of fish, rice, and vegetables in the cookers, and are experimenting with other traditional dishes. They have formed a trainers' cooperative called Tilo Tabiro.
News and recent developments
- November 2012: Tilo Tabiro expands Integrated Cooking Method to Four More Villages in the Gambia - This year we have expanded to four more villages in The Gambia in addition to other existing ones. We have trained 483 women in 10 villages this year, namely Jarra Toniataba, Foni Kanlagi, Foni Sangajor, Kartong, Siffor, Siyone,Ker Cherno, Kerewan, Gunjur and Bakau. We set up an enterprise to some of these villages in other to sustain the project and trained women in both panel and box cookers and also introduced Rocket Stove as well. All these are being enjoyed by the women of these communities. Also introduced to President's International Award Youth Enterprise and Skill Centre where we taught students the basic knowledge of solar cookers. We are working hard with in developing the solar cookers to the highest level. We the "Tilo Tabiro" group have also signed a Memorandum of Understanding with our Ministry of Energy in 2010 and we are working in partnership with Gambia Women's Finance Association (GAWFA). We have three trainers and Yasanou Jobe as our new financial controller and Mr. Malcolm Gee and Lamin Sawo as the country coordinators. We have not receive funds from The Gambia government and we had poor response from the donation letters sent to some institutions within the United States, but the conducive environment in The Gambia made life easier than it would have been if it were otherwise. We have limited funds. The major problem we are facing now is finance. It will be of great pleasure to receive more support in cash and kind in other to help and safe women and our environment especially for the future generations. This will also help us to expand to much more communities.
- September 2011: AHEAD (Tilo Tabiro) Expand to two villages in the Gambia this summer. Malcolm Gee and Lamin Sawo led the workshop to train 25-30 women per village in constructing panel-type solar cookers and box cookers. The women cooked meals of rice, fish, vegetable and baked bread in the cookers.
- December 2009: Audio interview with Lamin Sawo
- September 2009: Lamin Sawo reports, "Having successfully completed the other phase of the training, this year we introduce box cooker to women in the communities, they will start money making enterprise by making bake foods and selling to sustain the project. Mr. Malcolm Gee the AHEAD Coordinator, TILO TABIRO received an award on behalf of AHEAD from President's International Award (PIA) Gambia. The award was presented by the Vice President of The Republic the Gambia, Aja Isatou Njie Saidy. Towards there outstanding contribution and development of young people and the women in the communities."
- July 2008: Lamin Sawo reports, "From 2nd June to date we are with expansion and we had meet 7 communities and trained 712 new women in the 7 new villages in the country. We trained them the basic knowledge of solar cooking and the benefit of this latest technology. The women appreciated the new technology we are training. And they promise to work as a team to help the other communities with the Techonolgy. Our aim is to reach the whole country within 5 years with the latest techology."
See also
Mr. Lamin Sawo
Project Coordinator, The Gambia
5556 Centerpointe Blvd, Apt 6
Canandaigua, NY 14424
Tel: +1 (347) 766 1552, The Gambia (+220) 778 8665
Email: firstname.lastname@example.com or firstname.lastname@example.com
Mr. Malcolm Gee
Coordinator, United States of America
Tel: +1 (410) 448 0839 CallSend SMSAdd to SkypeYou'll need Skype CreditFree via Skype


text:
* PHOTOS | The Hemy Neuman murder trial
* Love triangle, insanity defense draw national audience to trial
* Judge gives state access to Neuman's records
* Prosecutors want Neuman's records
* Trial date set in daycare shooting
* Daycare thriving a year after shooting outside its doors
* Hemy Neuman's lawyers speak about insanity case
* Neuman to plead 'not guilty by reason of insanity'
* Search warrants unsealed in Neuman case
* Neuman's estranged wife takes stand
* New evidence in daycare murder
* Andrea Sneiderman won't testify in civil case
* Widow in daycare murder case subpoenaed
* New docs in daycare murder case allege affair
* Daycare murder suspect pleads not guilty
* Thousands of documents gathered in Neuman murder case
* Wife of Dunwoody murder suspect alleges adultery
* Neuman indicted in Sneiderman murder case
* Daycare murder victim allegedly killed by wife's boss
* Police release suspect sketch in Dunwoody daycare murder
* Man shot to death in front of Dunwoody preschool
DECATUR, Ga. -- Andrea Sneiderman is asking a judge if she can visit the gravesite of her husband Rusty Sneiderman, whom she's accused of conspiring to kill.
COMPLETE COVERAGE | The Hemy Neuman trial
Attorneys filed the motion in court on Friday. They're asking the judge in her upcoming murder trial for permission to observe Yahrtzeit, a Jewish religious observance that takes place on the anniversary of a loved one's death.
RELATED | Sneiderman pleads not guilty
Rusty was killed on November 18, 2010 outside his son's Dunwoody daycare center.
Andrea has been placed on house arrest in connection with his death. Her former boss Hemy Neuman was sentenced to life in prison for Rusty's murder.


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Home Opinion Columns It turns out ticks have their place, including the washing machine
It turns out ticks have their place, including the washing machine
My wife Lisa is friendly, caring and nurturing.
Except with ticks.
Suffice it to say that if Lisa saw a tick drowning (I'm presuming here, as my knowledge of ticks is scant, that ticks can be drowned) she wouldn't throw it a life preserver.
Well, now that I think about it she might throw a life preserver.Only she'd aim it at the tick rather than near the tick, her goal being to hasten the drowning rather than prevent it.
Lisa has never shown, at least in my presence, the barest hint of affection toward arachnids in general.
(Her disdain is leavened with fear, however, and she generally leaves to me the task of dispatching spiders that get into our house.)
Yet her particular loathing of ticks seems to me conspicuous because it's so starkly different from her regular personality.
A couple weeks ago, not long after she left for the grocery store, Lisa called me on her cell phone. She sounded upset, and I was at first worried that she had been in an accident.
Actually she had found a tick crawling on her while she was in the store.
We had gone hiking earlier that day in the sagelands east of town. Lisa asked me before we started walking if I thought the ticks had come out of hibernation or returned from the Bahamas or ceased doing whatever it is they do during winter.
I said, with undue confidence, that I didn't think so (as I mentioned, I'm no expert on anything that has an exoskeleton).
I suspect it was her disgust over my mistake, more than actual fright, that prompted her to phone me.
I can't say as I blame her.
If I hadn't been so certain in my tick prediction, Lisa would have checked her clothes before we even got into the rig to drive home from the hike. She almost certainly would have found the tick then.
(And Peter DeFazio thinks those airport screeners are a tad too zealous. That's because he's never seen Lisa pat down a pair of pants that have traveled recently through tick-infested country.)
When she got home from the store Lisa went right off to take a shower.
She also crammed into the washing machine every garment that either of us had worn during the hike.
Lisa told me that according to a pamphlet she had gotten from the OSU Extension Service, your average tick (and, apparently, mine) can easily survive a standard wash cycle.
(Which probably answers my question about drowning. Although I'll bet a dollop of bleach would at least make their eyes water.)
What the little buggers can't handle, though, is a spin in a clothes dryer set on high heat.
Lisa emphasized the part about high heat. Apparently you have to get serious about the temperature if you want to kill ticks.
Last weekend we went hiking again, this time out by Salt Creek, between Baker and Keating valleys.
It was a dreary sort of day, and rain pelted us most of the time.
The damp weather did not impede the ticks. This is hardly surprising, considering conditions were much less wet than inside a washing machine.
Anyway, once we were back inside the car Lisa quickly found half a dozen ticks crawling on her sweatpants. I plucked them off and flicked them out the window with my index finger.
My own haul was a mere two ticks. This made the trip one of the few in which someone who accompanied me attracted more ticks than I did.
(Diminutive bloodsuckers, whether equipped with six legs or eight, have what seems to me an unhealthy affinity for my plasma and hemoglobin.)
During the ride home, Lisa finally got right to the point about ticks.
She posed the question (and I'm paraphrasing here, although only slightly): "What purpose do ticks actually serve?"
As I had recently been burned by my ignorance of ticks, I told her I didn't know.
This, besides being a safe answer, happens to be true.
Having since looked into the matter in the haphazard manner typical of Internet searches, I've concluded that ticks, in one task at least, excel.
They spread diseases with a facility that even a 14th century flea would admire.
I suppose ticks might in that way contribute to the natural order by helping to control populations of the warm-blooded animals from which they obtain their sustenance.
Or perhaps, as some joker suggested on a Web site, their sole purpose, and here I quote, is: "they're effective at giving me the heebeegeebees."
Frankly I don't much care.
(Although I was pleased to finally learn how to spell heebeegeebees.)
I harbor for ticks nothing like the resentment that compels my wife to try to extract every last degree from our dryer to ensure any pests get good and cooked for having the temerity to hitchhike on our pants.
At most I can muster a slight annoyance when I have to spend a couple minutes poking around the inaccessible parts of my anatomy in search of sluggishly crawling black spots.
Probably I give ticks a pass because I've never found one burrowing into my skin. Nor have I ever, so far as I know, contracted any of the dozens of unpleasant maladies which ticks have proved so adept at inflicting.
Although I wouldn't be tempted to write them an epitaph were ticks extirpated from Baker County, the tiny vermin have, in a peculiar way, become a bellwether for me.
Ticks are just as surely symbols of impending spring as grass widows and balsamroot and the other early blooming wildflowers.
But I don't think Lisa agrees.
I haven't, at any rate, known her ever to photograph a tick, or to put a handful into a water-filled vase.
Of course with her newly acquired knowledge she wouldn't waste water on ticks.
I'd be worried, though, if I were a tick and I saw the door open on the dryer's black maw.


text:
this wiki
The Baseball Bat is a very common melee weapon throughout the GTA games.
A wooden bat is featured in Grand Theft Auto III, Grand Theft Auto: Vice City, Grand Theft Auto Advance, Grand Theft Auto: Chinatown Wars, and Grand Theft Auto V. However, an aluminum bat is featured in Grand Theft Auto: San Andreas, Grand Theft Auto: Liberty City Stories, Grand Theft Auto: Vice City Stories, Grand Theft Auto IV. It is by far the easiest weapon to obtain, with one always at the safehouse in the games taking place in GTA III and GTA Liberty City Stories, and a common sight throughout the other games. The baseball bat is also commonly seen in the hands of gangsters, mobsters, and sometimes civilians throughout the games. In GTA III, It can easily kill pedestrians, police men, and mobsters in two hits, the first hit flooring them, the second finishing them while still on the ground.
In GTA IV, the Baseball Bat can be purchased at the back-alley gun shops for $5. It cannot be purchased from Little Jacob. This is a pretty good weapon for attacking people at point-blank range, but the knife is better. This is about a 3 or 4 hit kill and can break windows also. In The Lost and Damned, the bat is used to hit other racers in bike races. If you time your attack right and keep a distance while confronting someone, you can swing a lethal direct hit to the head which can knock out, or even kill, the person you're fighting. In GTA IV, The Lost and Damned and The Ballad of Gay Tony, if timed properly, when the player swings the baseball bat (the swinging move that's done when someone isn't targeted), sometimes the gun of a person can be knocked out of their hands. This is a similar move to disarming, but with guns. Players should be cautious that if they were to do this, they must be in front of the person aiming the gun and this can cause injury to the player. The chance off knocking a gun out of a person's hands is bigger with pistols and submachine guns, because of their lightness. The Baseball Bat can also be used for a one-hit kill counter-attack, by dodging an attack with the Bat equipped, and pressing the attack button.
In Chinatown Wars, the baseball bat is a wooden one and unlike the nightstick, it knocks people to the floor, which leaves some time to kill them while in the ground.
In an early version of GTA IV, a wooden baseball bat appeared, as well as GTA SA. In the first mission in GTA SA, the bat that Big Smoke is holding appears to be wooden, instead of the aluminum one available in-game. Also, in the mission Running Dog, Big Smoke is again seen using a wooden bat to knock out a Vagos gang member. It clearly produces a wooden sound when Big Smoke drops the bat.
In an artwork for Grand Theft Auto V, Franklin is seen with a dog, using a chain as a leash. He is also seen holding a bat. This one is wooden like in GTA III, GTA: Vice City, GTA Advance, and GTA Chinatown Wars.
In-game model
HUD icons
Grand Theft Auto III
- Hideouts - In front of every safehouse.
- Shoreside Vale Hideout - In front of the garages during the mission Rumble.
Grand Theft Auto: Vice City
- Ocean Beach, Vice Beach - Behind the Ocean View Hotel.
- Washington Beach, Vice Beach - Available to buy from Bunch of Tools after Riot for $80.
Grand Theft Auto: San Andreas
- Garcia, San Fierro - At the north baseball diamond in the park west of Zero RC.
- Redsands West, Las Venturas - At the southwest part of the baseball field for Las Venturas Bandits Stadium.
- Blackfield, Las Venturas - On the lower level near the south end of the walkway at the north part of Blackfield Stadium.
Grand Theft Auto: Liberty City Stories
- Belleville Park, Staunton Island - Inside Hogs 'n' Cogs.
- Hideouts - In front of all safehouses after completing the mission Dealing Revenge.
Grand Theft Auto: Vice City Stories
- Downtown, Vice City Mainland - On the east side of Hyman Memorial Stadium.
- Washington Beach, Vice Beach - On the hotel west walkway in an alley.
- Washington Beach, Vice Beach- Behind 1102 Washington Street.
Grand Theft Auto IV
- Hove Beach, Broker - Can be found across the street from the Broker Safehouse on Mohawk Ave, behind the wooden fence near the hot dog vendor and resting in an alcove against a building.
- Hove Beach, Broker - Can be found in the parking lot under the Hove Beach LTA station across from Firefly Island. This lot is the place where Vlad and Niko talk about the car robbery in Clean Getaway.
- Meadows Park, Dukes - Can be found on the east side of the RON gas station on Cleves Ave, atop an oil storage tank. Ascend the stairs on the tank to reach the Bat.
- Little Bay, Bohan - Can be found behind the apartment complex located on the southeastern corner of the intersection of Bronco St and Coxsack Ave.
- South Bohan, Bohan - Can be found atop the construction project off Rocket St, on the south corner of the roof of the unfinished structure.
- Boulevard, Bohan - Can be found leaning against the batting cage on the baseball field in the northeast corner of Welham Parkway.
- Colony Island - Can be found behind the Colony Island Lighthouse on the north side of the island.
- Can be found on the Bohan Line subway bridge that parallels the Northwood Heights Bridge.
- Lancaster, Algonquin - Can be found in an alley off of Union Drive East, in front of an unused garage door.
- Algonquin Bridge, Algonquin - Can be found on the northern pedestrian walkway, resting against the eastern suspension tower.
- Berchem, Alderney - Can be found in a large alley south of Aspdin Dr, resting in the alcove of a building.
Grand Theft Auto Chinatown Wars
- Found on a Baseball Court in Dukes.
Grand Theft Auto V
- Can be purchased at Ammu-nation, however it is unknown how much it would cost as of yet.


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this wiki
- "Okay Toni! But I... I don't feel comfortable. Hey! Easy with that Toni! It's the switch for the..."
- — Giovanni Casa.
Dead Meat is a mission in Grand Theft Auto: Liberty City Stories given to protagonist Toni Cipriani by his mother from her restaurant in the Saint Mark's district of Portland Island, Liberty City.
Toni goes to his mothers restaurant to see her, but is again verbally attacked. Ma Cipriani complains that Giovanni Casa has stopped paying his protection money since Toni took a picture of him in his diaper. Although not pleased with Casa, she admires his guts for standing up to a Cipriani and tells Toni that she wished he had Casa's guts.
Toni decides to get Casa's guts literally, and drives over to his delicatessen in Chinatown. Toni picks up Casa from his delicatessen and takes him to the Liberty City Sawmill, where he intends on killing Casa. Casa remains unaware that Toni is about to kill him, until Toni starts the electric saw grinder.
Casa attempts to escape, but continues to run around in circles within the Sawmill until Toni catches up with him and kills him. Toni puts Casa's body through the meat grinder and then takes the remaining flesh to Casa's own deli. The clerk decides to take the meat and sell it through the deli, with the clerk unaware that the meat is actually his boss Giovanni Casa.
Mission objectives
In order to complete the mission the player must:
- Swing by Giovanni Casa's deli and 'persuade' him to take a little road trip with you.
- Take Casa to the sawmill.
- Don't let Casa get out alive.
- Sicilian style 'Sausage meat a la Casa' is in the van waiting to be delivered back to Casa's own deli.
- Lose the cops.
- Take the delivery to Casa's deli.
- Giovanni Casa - Killed by Toni because he didn't pay protection.
The reward for this mission is $500. The mission No Son of Mine is unlocked.
- Casa's deli can be accessed before taking him to the sawmills. There are policemen in it, though.
- This is the only time players can access the interior of the sawmills. After this, it will be locked in the remainder of the game.
- When it comes to killing Casa, all your other weapons are disabled and you can only use either your fists or the Fire Axe given automatically.
- As killing Giovanni Casa is a difficult chore, one may want to follow the in game tutorials, which instruct the player to sneak up behind Casa to kill him.
- It is possible to look at the person in the car before Ma pulls away.
- There is always a man who gets run over by Ma's car at the end of the starting cutscene.
Video walkthrough
|PS2 Version


text:
The University of Missouri-Columbia was established in 1839. Mizzou was the first public university west of the Mississippi. It holds an unique distinction of being one of a select few universities to have a college of law, veterinary medicine and medicine on the same campus. MU also possesses a very good journalism department which opened in 1908, the first such program in the world.
The Missouri Tigers have a rich tradition of excellence in athletics as well, competing in the tough Big 12 Conference. Come support MU at their home football games at Faurot Field and the basketball squad over at Mizzou Arena. Truman the Tiger, the Mizzou mascot, is sure to be there, named after President Harry Truman, the only U.S. President from Missouri. When not at a ballgame, there is still plenty to do in Columbia. Take in a concert or show at either the Blue Note or the Missouri Theatre.
Use the following links to purchase tickets for events at the University of Missouri:


text:
32 U.S. Code § 314 - Adjutants general
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(a) There shall be an adjutant general in each State, the Commonwealth of Puerto Rico, the District of Columbia, Guam, and the Virgin Islands. He shall perform the duties prescribed by the laws of that jurisdiction.
(b) The President shall appoint the adjutant general of the District of Columbia and prescribe his grade and qualifications.
(c) The President may detail as adjutant general of the District of Columbia any retired commissioned officer of the Regular Army or the Regular Air Force recommended for that detail by the commanding general of the District of Columbia National Guard. An officer detailed under this subsection is entitled to the basic pay and allowances of his grade.
(d) The adjutant general of each State, the Commonwealth of Puerto Rico, the District of Columbia, Guam, and the Virgin Islands, and officers of the National Guard, shall make such returns and reports as the Secretary of the Army or the Secretary of the Air Force may prescribe, and shall make those returns and reports to the Secretary concerned or to any officer designated by him.
Source(Aug. 10, 1956, ch. 1041, 70A Stat. 604; Pub. L. 85–894, Sept. 2, 1958, 72 Stat. 1713; Pub. L. 100–456, div. A, title XII, § 1234(b)(1), (5),Sept. 29, 1988, 102 Stat. 2059; Pub. L. 101–510, div. A, title XIII, § 1322(b),Nov. 5, 1990, 104 Stat. 1672; Pub. L. 102–190, div. A, title V, § 553,Dec. 5, 1991, 105 Stat. 1371; Pub. L. 109–163, div. A, title X, § 1057(b)(2),Jan. 6, 2006, 119 Stat. 3441.)
|Revised section
|Source (U.S. Code)
|Source (Statutes at Large)
|Jan. 21, 1903, ch. 196, § 12, 32 Stat. 776.
|June 6, 1900, ch. 811, 31 Stat. 671.
|June 3, 1916, ch. 134, § 66, 39 Stat. 199.
In subsection (a), the word "appointed" is omitted, since the position is not filled by appointment in some cases. The Act of January 21, 1903, ch. 196, § 12 (last 48 words of 1st sentence) are not contained in 32:11. They are also omitted from the revised section as covered by subsection (d) of this section.
In subsection (b), the word "grade" is substituted for the word "rank". The words "To be eligible for appointment as * * * a person must be" are substituted for the words "each * * * shall be". The words "of that jurisdiction" are substituted for the words "of the Territory for which he is appointed".
In subsection (c), the word "Regular" is inserted as an implication of 10:998 (last 2 words). The words "commanding general" are substituted for the words "brigadier general commanding", since the commanding general might hold another grade.
The words "basic pay" are substituted for the words "active service pay" to conform to section 201 of the Career Compensation Act of 1949, 63 Stat. 805 (37 U.S.C. 232). The word "grade" is substituted for the word "rank".
In subsection (d), the words "at such times and in such form" are omitted as covered by the words "such returns and reports as the Secretary * * * may prescribe".
2006—Subsecs. (a), (d). Pub. L. 109–163substituted "State, the Commonwealth of Puerto Rico, the District of Columbia, Guam, and the Virgin Islands" for "State and Territory, Puerto Rico, and the District of Columbia".
1991—Subsec. (b). Pub. L. 102–190struck out "each Territory and" before "the District of Columbia" in first sentence, and struck out at end "To be eligible for appointment as adjutant general of a Territory, a person must be a citizen of that jurisdiction."
1990—Subsec. (d). Pub. L. 101–510struck out at end "Each Secretary shall send with his annual report to Congress an abstract of the returns and reports of the adjutants general and such comments as he considers necessary for the information of Congress."
1988—Subsec. (a). Pub. L. 100–456, § 1234(b)(1), struck out "the Canal Zone," after "Puerto Rico,".
Subsec. (b). Pub. L. 100–456, § 1234(b)(5), struck out ", the Canal Zone," after "each Territory" and "or the Canal Zone" after "a Territory".
Subsec. (d). Pub. L. 100–456, § 1234(b)(1), struck out "the Canal Zone," after "Puerto Rico,".
1958—Subsec. (b). Pub. L. 85–894struck out "Puerto Rico" in two places.
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


text:
May 6, 2016
The National Weather Service has issued its first alert about the approaching heat wave. A heat advisory has been issued from noon Friday until 8:00 p.m.
An excessive heat watch has been issued for Saturday morning through Monday evening. The combination of hot air temperatures and high humidity will create heat index values between 105 and 115 degrees Friday through early next week with the highest values expected over the weekend.
The hottest temperatures and highest heat index values will occur from the early afternoon into the early evening hours.
Heat of this magnitude can trigger heat-related illnesses like heat exhaustion or heat stroke. The body's ability to keep itself cool can break down when exposed to extreme heat. The elderly and infants are most susceptible to heat-related illnesses.
The National Weather Service has the following recommendations:
wear light colored clothing; drink plenty of fluids; stay in an air-conditioned room; stay in the shade if possible; check up on relatives and neighbors.
Never leave children or pets unattended in a vehicle with windows
drawn with no available air conditioning. Temperatures inside the
vehicle could quickly reach in excess of 150 degrees within 15 to
30 minutes of direct sunlight.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.


text:
WASHINGTON – A young woman has been found dead inside her Leesburg apartment.
The woman in her early 20s was found around 12:40 a.m. Friday in the 800 block of Edwards Ferry Road in Leesburg.
The victim's family became concerned after they couldn't get a hold of her for days.
Police are investigating it as a suspicious death, but say it's an isolated incident and there's no threat to the public.
Follow WTOP on Twitter.
(Copyright 2012 by WTOP. All Rights Reserved.)
WTOP breaks down fun things to see and do around the D.C. area this month.


text:
Search Results for "hannah-wallace"
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Sarah Schafer, Chef at Irving Street Kitchen, Grows True Heirloom Tomatoes
The tomatoes that chef Sarah Schafer grows in Portland, OR, aren't just delicious--they're a mysterious variety from her great-grandmother in Germany
Family Meals
Eating Organic Food on a Food Stamp Budget Is Possible
It helps to live in Portland, OR, but yes, it's possible. Writer Hannah Wallace explains how she fed a family of 3 on $526 a month
Cooking Tips
Long-Fermented Breads for the Gluten-Sensitive Taste Great
Across the country, bakers are subjecting their breads to long fermentation, a traditional process that offers hope to gluten-sensitives--and makes some tasty loaves
How to Use Chocolate in Savory Dishes
For Valentine's Day, chocolate is inescapable. But as chef Jason French explains, it's not just a sweet--it's a savory, sophisticated "culinary weapon"
Orange Wines
An Old World rarity, orange wines look like whites, taste like reds, and are making their way into U.S. vineyards and restaurants


text:
Monday, May 2, 2011
* Teacher Appreciation Gift: Fairy Garden Bowls
This week is Teacher Appreciation week at my daughters' schools
so the girls and I got to work this afternoon
making Fairy Garden Bowls to give to their teachers
to say thank you for all of their hard work.
These are the same little gardens we made for their teachers last year (see photo below).
But , (good news!) they have different teachers this year
AND.... they were a huge hit last year
so... why not recycle the project and make new ones?!
We started with little red (plastic) salad bowls I found at Walmart
(just like the ones I found last year)!
Then, (because they don't have drainage holes)
we put fish gravel in the bottom of the bowls.
Followed by a layer of sphagnum moss.
Then, some potting soil from our yard
with a mixture of little herbs
(Lemon Balm, Boxwood Basil, and Marigold)
The girls painted mini wooden houses
from our craft store with acrylic craft paint and
sealed with clear acrylic spray.
They also made little branch gnomes
like the ones in my
The girls wrote little notes to their teachers
with Sharpie (permanent) markers on stones near the houses.
"C" chose "I Love You!" for her two teachers
and "E" chose "Welcome To My Garden" for hers.
The girls used pebbles and gravel to make mini pathways in their gardens.
They also added pine cones, bits of dried moss,
mini feather butterflies and birds (from our craft store stash)
These little fairy gardens would also be super cute
as little Terrariums for your favorite teacher
(or as a Mother's Day Gift!)
Here is an older post, from the archives
of the terrariums I made with the girls two years ago.
While I'm doing our mini garden show-and-tell,
here is our latest Mini Kitty Garden:
The girls also planted a little cat garden with me a few weeks ago
for our two elderly, indoor kitties,"Daisy" and "Elly."
The cat grass they planted has grown in well from seed
and the cats are enjoying little "cat grass" snacks
while they look out the window at the
squirrels, chipmunks, and bunnies in our backyard!
Here's a link to the post for our old
Happy Mini Gardening!
pink and green mama
Posted by pink and green mama MaryLea
Labels: Create, Explore, Fairy, Garden, Homemade Gifts, Mother's Day, Nature Crafts, Teacher Gifts
6 comments:
- Kylie said...
These are so gorgeous!
- May 2, 2011 at 5:08 PM
- noie said...
cute.. im really like that!
- May 2, 2011 at 6:52 PM
- dannyscotland said...
When I go back to teaching in a few years, can I have your girls in my class please?
- May 2, 2011 at 7:18 PM
- The Little List said...
Love the mini fairy garden. What a sweet idea! We're making fairy houses during Poetic Play this week. I'll have to remember these suggestions.
- May 3, 2011 at 7:11 AM
- grace @ahead said...
these are so cool and creative! i wish i could do one or two for my mom who's a teacher. it would be a two-way gift for her, since it's almost mother's day too! thanks for sharing!
I hope you can also check out our site at http://www.aheadinteractivetutorial.com. thanks!
- May 3, 2011 at 2:23 PM
- Carolyn @ Mama's Little Muse said...
LOVE IT Marylea...you have such great ideas!
- May 3, 2012 at 10:59 AM
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Blog Archive
- ► 2013 (75)
- ► 2012 (164)
- * Easy Kid Craft: Homemade Magnets
- * Magnetic Board Child's Room Display and DIY Fash...
- * Toilet Paper Tube Craft: Target Practice!
- * Children's Backyard Fairy Garden
- * Interview and "Puppet Play" Book Giveaway!
- * Puppet Fun Preview!
- * Backyard Makeover: Kid Friendly Play Spaces
- * Pink and Green Mama Crafts: Mom Would Never Let ...
- * Cereal Box Weaving: Homemade Looms!
- * Tinkerlab Cardboard Box Challenge: Paste Paper C...
- * Homemade Mother's Day Gift Ideas Kids Can Make R...
- * Teacher Appreciation Gift: Fairy Garden Bowls
- ▼ May (12)
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- ► 2009 (161)


text:
Helping you earn your degree is only the beginning. We also want to help you explore all of your career options, get experience in your chosen field, search for jobs, practice interviewing, and land that job you've always wanted (or one that will put you squarely on the path toward it).
UAB Career and Professional Development has resources to help you:
- Assess suitable career matches
- Create an action plan for life after college
- Clean up your resume and write a good cover letter
- Shadow a real, live professional to see what goes on in your real, live profession
- See how volunteering can help your career
- Learn how to interview (an art and a science)
- Learn how to network effectively and shake hands with the right people
- Visit on- and off-campus career fairs to meet those people
- Search job openings in the United States and abroad
Our DragonTrail Jobs career management site helps you find opportunities for co-ops, internships, and part-time and full-time jobs—and it helps employers find you. Starting college is a lot easier when you know someone will be there with you for the big finish.
For more information, visit UAB Career and Professional Development.


text:
Chalet (CH4)
|Base Rate *
|Click here to view the activities rates
* The Base Rate amount is charged for any number of guests occupying a unit not exceeding the base number for that activity type (in this case 0)}. Any additional Adults and Children exceeding the base capacity are charged in addition to the base rate amount per persons up to the amount of beds or guests allowed in the unit.
- 2 bedrooms, each with 2 single beds
- Access through Sendelingsdrif
- Air-conditioned
- Ceiling Fan
- Helskloof closed. Access through Sendelingsdrif.
- Kitchenette
- No Smoking
- Some units with TV's
- Units overlook the Orange River
- Wc and shower


text:
Monday, December 19, 2011
Give Joy, Get Joy (Video)
People sometimes ask me if I have any friends my own age. I always find this a great opportunity to explain that I have friends of all ages, but I am especially privileged to have incredible older men and women in my life. Over the past three years I have become great friends with 91 year old Ilona Royce Smithkin. We get together at least once a week to enjoy wonderful conversations about life, love, and our creative ventures. I always love to share Ilona's wisdom. I hope you enjoy our latest small video above, where Ilona explains why we shouldn't worry about perfection.
27 comments:
- Ulla-Marie said...
She's the finest!
- December 19, 2011 at 9:16 AM
- Thisisme. said...
Absolutely brilliant. What a lady!
- December 19, 2011 at 10:02 AM
- MERIenda said...
She rules! Amazing soul! I wanna be this way in the future!
- December 19, 2011 at 10:12 AM
- Thea Beasley said...
What beautiful words of wisdom, and just what I needed to hear today. Thank you so for sharing it.
The sound of her voice is so lovely.
I've just come across your blog,and I am enjoying it so.
Thank you again,
- December 19, 2011 at 10:20 AM
I will keep Ilona's words in mind whenever I feel like complaining about an ache or pain. Thank you for such an uplifting video filled with wonderful advice for us all.
Ilona is my role model of aging with spirit and joy.
- December 19, 2011 at 10:36 AM
- Angels Wear Prada said...
She's very unique!
- December 19, 2011 at 11:13 AM
- Shirley said...
What a lovely woman, and such a beautiful voice. thank you for sharing her.
- December 19, 2011 at 11:57 AM
- Dana said...
Where is Ilona from originally?
- December 19, 2011 at 1:45 PM
- sacramento said...
I hope to meet her in May!!!
- December 19, 2011 at 2:24 PM
- Galine said...
Thank you for this...It's honestly exactly what I needed to hear, right now. This woman is absolutely inspiring! (With her colours, her spirit, her words) Thank you.
- December 19, 2011 at 2:59 PM
- helen @ thelovecatsINC said...
those eyelashes, amazing!
helen @ thelovecatsINC
- December 19, 2011 at 3:47 PM
- SymbioticLife said...
I love learning about Ilona. She is such a fascinating and lovely person. I always end up sharing the links of her with all my friends.
- December 19, 2011 at 4:46 PM
This is my favorite Ilona video so far. She is SO inspiring. I wish I could meet her every week for lunch like you do (but I live in far off California). Thank you for sharing this, Ari.
- December 19, 2011 at 5:16 PM
- RJS said...
I like her real radiance.
- December 19, 2011 at 7:39 PM
- Krista said...
I love IIona! I want to take her out for cosmos's and girl talk!!!!
- December 20, 2011 at 1:18 AM
- Felix said...
What an awesome blog!
The elderly too can rock fashion!
Felix from Les Neiges
- December 20, 2011 at 1:55 AM
- Modemädchen said...
i love her!!! She is so inspiring!!!! <33
- December 20, 2011 at 6:18 AM
- Catherine R. Staat said...
I just found your wonderful blog this morning. What a refreshing change - Thank You!
Ari, you are bringing to light, here in the US, that aging is something to be treasured, honored and...admire.
I am looking forward to reading & watching your previous post as well as your future ones.
- December 20, 2011 at 10:31 AM
- Angele's Style said...
What a treat to get to hear and see Ilona talk about life and love. I wish she had her own REALITY show!!! Thank you for letting us get to know her.
- December 20, 2011 at 6:51 PM
- Girlie Blogger said...
She is fantastic and inspirational.
- December 20, 2011 at 11:17 PM
- StyleVamp said...
Love her! I found a smile creeping onto my face as I watched the video. :-)
- December 21, 2011 at 4:10 PM
- carla fox said...
She is truly inspirational, beautiful inside and out. You are blessed with knowing so many wonderful people, and we are fortunate that you share them with us!
- December 21, 2011 at 5:07 PM
- the gorgeous said...
fabulous blog!!! I love all those woman style, full of personality! We must lern from them :)
- December 23, 2011 at 4:51 AM
- Kieli_Heart said...
I really enjoyed this video. I really appreciate the words she spoke. It's the perfect way of thinking and you can tell that is how she lives. You're so lucky to have met her and I'm so glad you share this with us =)
~ Kieli ~
- December 23, 2011 at 7:54 PM
- queenoftechnicolor said...
what an amazing, inspiring woman. She makes me look forward to growing older!!!!!
- January 12, 2012 at 1:08 AM
- Fru Uggla said...
what a beautiful woman... The picture on the top is so on the top!
- October 16, 2012 at 7:56 AM
- Holly Knowles said...
I love this so much, respect for the older generation <3
- May 20, 2013 at 8:52 AM


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Plow it and 'remove' it
There is a grader and front-end loader in front of my house this morning. What frustrates me is the fact that all they do is push the snow into piles on the corners and that's it. Then they wipe their hands done. The city thinks it is doing such a great thing. It obstructs the view for drivers at the corners and makes it hard to walk. Taxes for homeowners have gone up and that is what we get for snow removal? I think "common sense" would be to also have a dump truck and truly do a proper job at snow "removal."
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