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In recent years Tanzania has experienced a boom in the construction industry as the country embarked on the road to market-oriented economy.
This week our Staff Reporter interviewed Tanzania Construction Industry Awards (TCIA) chairman of the Board of Directors Josephat Nakapape on the achievements and challenges his association faces as it prepares to introduce the Excellence in Construction Awards this November.
QUESTION: Recently, you introduced Tanzania Construction Industry Awards, what does that mean to the contractors?
ANSWER: Tanzania Construction Industry Awards (TCIA) is an annual event introduced to acknowledge, recognise and reward outstanding completed projects in the construction industry. This year's awards event is themed 2012 Excellence in Construction Awards. The awards will be given to new construction and renovation projects in eight categories depending on the type and size of the project.
All projects submitted for nominations will be considered equally and judged on the same criteria by an independent panel of industrial experts. The evaluation results will be audited by a quality assurance consultant. TCIA will honour award winning projects by presenting them with special trophies and certificates of merit according to the projects placement in the competition.
Contractors should take the Tanzania Construction Industry Awards as an opportunity to share their fine works not only to the architecture, engineering and construction community but also to the public at large. There are many lessons that could be learned should the contractors come together to share their contribution to the industry, network and expose their innovations and creativities.
The awards are intended to expose contractors' abilities to perform work to standards and hence open more opportunities for new works and expand their client base. In other words they can include prestigious awards given by TCIA as one of their effective marketing tool.
For instance, contractors who look for opportunities to partner with others will have their due diligence shortened since the best in the industry will be exposed by these awards. Awards will also increase morale among team members not only be recognizing their projects' contribution to industrial excellence but also exposing their talents, hard work, and creativities.
Q: The Contractors Registration Board (CRB) and the National Construction Council (NCC) have not been able to introduce recognition awards in the construction sector, why has TCIA come up with this idea?
A: CRB is a government institution which oversees the development and regulation of all contractors in the country. By law (which enacted CRB), the board is allowed to provide awards of certain kinds to the contractors, and recently they have been doing so to the contractors.
The National Construction Council (NCC) is also a government institution which ensures construction policies are followed in the country. Although not well perceived by the community, NCC is oversees regulating bodies like CRB, Engineers Registration Board (ERB) and Architects and Quantity Surveyors Registration Board (AQRB). We believe the limitation of expanding to projects awards such as the ones TCIA is introducing is because of their desire to remain fair in regulating or implementing government policies according to the law.
TCIA is an ambitious idea that came from years of researching the construction industry locally and elsewhere in the world. Through our research, we found the idea of awarding projects that contributed to excellence dated back to early 1990s when one local industrial expert proposed the idea but it was not well received by the community simply because its implementation was thought to be very complex and the industry was not ready for such awards during that time.
After a closer examination of similar awards in Britain, Asia, and North America, we found that no government regulatory body offers such awards in those countries.
In addition, some of our promoters of TCIA have reached to the organizers of similar awards elsewhere or have participated in those awards in some capacities. As such, we felt we are ready to carry the idea forward in Tanzania as a non-governmental organization like other organizations elsewhere in the world.
As you go through the TCIA awards you will find that the evaluation process is designed to accommodate nature and complexity of project execution. For instance, we have a panel of independent judges who are formed by a diversified group of industrial experts, we have an auditing company that will ensure the score-based evaluation process is fair and there are no fouls. In addition, the evaluation criteria are published and available to any contractors who are ready to nominate their projects.
Q: Most construction tenders are awarded to foreign companies due to their efficiency and quality of work. How will the TCIA awards motivate local contractors to improve the quality of their work?
A: Statistics show there are nearly 9,000 registered contractors in the country. Foreign companies account for just less than five percent of the registered contractors and yet dominate nearly two-thirds of the market value. This is the statistics which many people do not want to hear although it is the reality. There are many factors which contribute to awarding projects to foreign contractors; efficiency and quality of work being among them.
What we can attest to is the fact that there a number of highly qualified local contractors who can undertake similar projects with the same or higher standards than foreign contractors. What these local contractors are missing is the exposure to the public (especially the client base) and this is what TCIA seeks to uncover. For instance, it is customary for the public to recognize the prime contractor (foreign, in this case) of the project without knowing that there are many sub-contractors in the project who are local companies and that they perform equally well.
Q: The construction industry has been growing very fast in recent years, what has led to this fast growth and does it contribute that much to the national economy?
A: It is no doubt in recent years we have seen significant growth in the industry, thanks to government efforts of rebuilding our aging infrastructure system. In addition, the growth has in part contributed by strides to the development the country has made in the mining industry which like many tertiary industries depends heavily on civil construction. As of last year, construction alone contributed more than 11 percent to the country's GDP, a turnover of 2.7trn (USD 1.9bn), give or take.
When combined with other tertiary industries, its contribution rose to nearly 25 percent of the GDP. That said, the country needs this growth to be sustained and any efforts that promote higher performance standards to this industry are increasingly needed now than ever. TCIA's mission aligns perfectly with the current and future needs of this industry for the socio-economic development of our country.
Q: What are some of the major achievements that have been attained by your organization so far?
A: There are some achievements that our organization has achieved so far although the major one yet to be seen comes this November, the 2012 Excellence in Construction Awards.
As I said before, this idea was not genuine so our achievements include regrouping ourselves, bringing it (idea) to maturity and starting the process of awarding projects that demonstrate excellence in the architecture, engineering and construction community.
Registering the organization under current Tanzania laws and volunteering our time and resources to promote TCIA mission are notable achievements so far. We have met a number of stakeholders who have embraced our idea and the move towards recognizing outstanding construction projects.
Q: Any challenges?
A: As in any new project, we are facing a lot of challenges: The major challenge is to gain confidence of the stakeholders that the individuals working together to promote TCIA are determined and ready to give the awards. Some people still think that the industry is not ready or may be the perception that they are not ready for the change.
What we can say is that to us, these challenges are not genuine —our research reveals that some of the organizations which promote similar awards elsewhere in the world had similar challenges.
So we're overcoming these challenges by treating them as opportunities. We are conducting very aggressive, yet effective public outreach campaigns that will educate the stakeholders and the public at large on the importance of these awards to the socio-economic development of our country and the Great Lakes region.
Q: We gather that some foreign construction companies receive subsidies from their governments, what is the position here?
A: Competition with foreign construction companies is a hurdle that local contractors should overcome. To a large extent, local contractors registered as Class 1, 2 or 3 are well under-represented. You have mentioned the subsidies that some foreign companies may be getting from their home governments and our local contractors do not have such a privilege.
In addition, foreign companies have the ability to obtain low interest loans from their financial institutions while our banking industry offers higher interest rates to local companies. Local contractors have found themselves in a situation where they can't compete with the foreign companies, especially Chinese contractors who most of the time submit low price tenders.
Q: What do you expect to achieve in organizing the 2012 excellence construction awards to take place in November?
A: The most important thing we shall achieve will be the inauguration of the 2012 excellence in construction awards. As we have seen earlier, this idea came mind almost two decades ago and was never brought to fruition until now.
Thus, the inauguration of TCIA will positively impact the local construction industry because the industry and its stakeholders will be given a platform to look back at their project-based contributions, to assess their impact on improving the industry's image and to focus on overall improvement in performance standards.
Most importantly, 2012 Excellence in Construction Awards will not only recognize successful awardees, but also provide challenges and set forth benchmark standards for their peers.
Publicly acknowledging the awardees' excellence in performance provides a platform for higher industry standards and enhances our local economy. By doing so, our major contribution will be to ensure sustainability of the construction industry and hence our achievement as citizens of this great country.


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Quick Links
Arthur Peacocke dies
The biochemist-turned-theologian Arthur Peacocke died on October 21, 2006, at the age of 81, according to the Telegraph's obituary (October 25, 2006). Born in 1924 in Watford, Peacocke trained at Oxford University as a biochemist, and researched the physical chemistry of DNA at the University of Birmingham and Oxford.
ASA raises its voice for evolution
In a statement (PDF) issued on October 18, 2006, the American Sociological Association took a strong stand for the integrity of science education, describing evolution as "a central organizing principle of the biological sciences that is based upon overwhelming empirical evidence from various scientific disciplines." The statement observes, "Efforts to qualify, limit, or exclude the teaching of biological evolution in U.S.
A tour of life's complexity
Featured in the November 2006 issue of National Geographic and on the magazine's website is "A fin is a limb is a wing," by Carl Zimmer (author of Evolution: The Triumph of an Idea) and illustrated with photographs by Rosamond Purcell.
A "clean break from creationism" in Ohio
At its October 10, 2006, meeting, the Ohio state board of education decided, by a 14-3 vote, to "discharge" a committee from the task of considering whether it was necessary to replace "critical analysis of evolution" language that the board removed from the state science standards and model lesson plans in February 2006.
Evolution safe in Michigan
At its October 10, 2006, meeting, the Michigan state board of education voted unanimously to approve a set of content expectations for the new high school graduation requirements in science in which evolution is appropriately treated. Previously, in September, the board voted to defer considering the content expectations for a month, at the behest of antievolution legislators who apparently sought to lobby for the weakening of evolution.
News Alerts
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Evolution and Climate Education Update

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Microsoft to Put Android Apps on Windows Phones
The move marks a radical but necessary shift in strategy for the world's biggest software company: It only has 3 percent of the global smartphone market.
The move marks a radical but necessary shift in strategy for the world's biggest software company: It only has 3 percent of the global smartphone market.
The week's highlights include a leading automaker hoping to get back on the road to growth and an early report on the country's hottest smartwatch.
Stephen Elop, a candidate for Microsoft's next CEO, is said to be considering selling the company's Bing search business and Xbox video game business should he get the job.
Why is Microsoft buying Forusquare? It may have everything to do with its search engine, Bing.
Google's decision to revamp the way it presents Gmail by divvying up incoming email into different category folders is making some users increasingly unhappy.
Microsoft says CEO Steve Ballmer will retire within the next 12 months, once it completes the process of choosing his successor.
Companies can do brilliant things, but there are also times where they fall flat on their faces. Sometimes CEOs can save the day, but at other times, they say and do the darndest things. There were plenty of winners and blunders this week. Let's check out some of them.
Longtime Google executive Marissa Mayer will be the next CEO of struggling dot-com pioneer Yahoo --the company's fifth leader in as many years. Turning Yahoo around would be a pretty daunting task, but there are some good reasons to believe Mayer has a shot.
Yahoo is introducing a new browser this week: Axis, a bold attempt at simplifying search. Its approach drops all those annoying links you don't want -- even though that's where most search engines make their money.
There is absolutely nothing wrong with leaning on traditional travel portals for your trip booking needs, but you still can't assume that any given site is offering you the best possible deal. Let's go over a few of the things that Priceline, Travelocity, Expedia and Orbitz would probably prefer that you don't know.
If you think 2011 was a wild year for technology, just wait until you see what 2012 has in store for you. Here are three tech trends that will undoubtedly grow in relevance -- and investor profitability -- in the year ahead.
Microsoft's next quarterly report arrives Thursday, and it's hard to get too excited. It's still the world's largest software company, and it's growing. It just happens to be as sexy as Abe Vigoda. But Microsoft could still innovate its way out of its slump. Here are four things we'd love to hear Microsoft say on Thursday.
As box makers struggled with the low-margin business of selling hardware at cutthroat prices, Microsoft was there to cash in on the high-margin software end. Eleven years ago, the company's stock closed at $27.43; it's trading just shy of that mark right now, making Microsoft the poster child for what some investors are calling "the lost decade."
Google's shares have fallen 15% in the last three months while the S&P 500 has traded flat. This share price decline seems odd when contrasted with the spectacular success Google has been experiencing with its Android mobile OS. But there are good reasons Wall Street isn't impressed.
The trouble lies in the quality of information -- a thorny problem due to the subjectivity of "quality" in general. Google keeps tweaking its algorithms, but the junk content keeps rising to the top. In the arms race against spammers, the next few years are crucial.
Microsoft Denies Copying Google Search Results
In the latest battle between tech giants Google and Microsoft, Google has accused Microsoft of "cheating" by using Google's search results to improve Bing's.
Can 700 more layoffs really solve Yahoo's problems?
If you're sick of trying to keep track of your holiday wishlist, or your kid's holiday wishlists, we have a list of ways that make it easy to create...
Move over, Michael Jackson. The BP oil spill topped the list of most popular Yahoo searches in 2010, ejecting Jackson -- the hottest search in 2009 -- from the top spot.
The EC says its launching a formal, in-depth investigation into Google's treatment of search rivals, setting the stage for yet another potential legal entanglement over whether Google is unfairly taking advantage of its dominant market position.
Ask.com is laying off roughly 130 engineers and giving up on its own all-purpose search technology.
Rich Skrenta thinks he has built a better search engine. This week, he's launching Blekko, whose web searches will only accept information from curated lists of trusted sites, mediated by users to filter out irrelevant results. But can Blekko compete with Google and Bing?
When a celebrity publishes a book, a big marketing push is to be expected, but the campaign for rap mogul Jay-Z's new book of lyrics is unprecedented. Thanks to backing from Clear Channel and Microsoft's Bing, New Yorkers will find pages of "Decoded" practically everywhere.
Just a few months after Google exited the Chinese search market, Microsoft and Chinese e-commerce giant Alibaba Group have partnered to launch their own Chinese search site, Etao.
Microsoft Corp. and Facebook today expanded their partnership by unveiling a feature that lets users of Microsoft's Bing search engine to find websites preferred by their Facebook friends.
Yahoo is rolling out new search features starting today, with more options and snapshots appearing in capsules ant the top of the page.
Online advertisers may see up to a 78% price increase in paid-search rates once the search alliance between Yahoo and Microsoft is wrapped up. Cost-per-click will likely rise sharply as advertisers shift to the consolidated Bing search platform.
For the first time, Microsoft's Bing overtook Yahoo to become the No. 2 U.S. Internet search engine last month, after Google.
Yahoo's Relationship With Asian Partners Grow Tense, Alibaba Group Latest Example


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4 Item(s)
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The Prima Donna Perle collection offers a variety of contoured bras to support and embrace the larger busted woman. The bras of the Perle collection create an ideal transition between bra and bust, allowing for a smooth and even silhouette. Similar to the Satin collection, Perle does not incorporate laces or embroidery on the cups, so it remains invisible under clothing. The shoulder straps have a fine leaflet applique that bring a hint of fashion to a basic, smooth cup. The Prima Donna Perle stands as an exclamation of sculpted support and control.


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Jolie Matelassé Coverlet / Sham
Overview & Details
- 100% cotton matelassé coverlet blanket.
- Collection features a coverlet and shams, sold separately.
- Coverlet blanket features leafy floral motif woven in subtle contrast tones.
- The rich textural beauty gets better with every wash.
- Twin, 69 x 90", Full, 84 x 90", Queen, 96 x 98", King, 114 x 98".
- Machine wash.
- Woven in Portugal.
- Exclusively ours.
Our fresh interpretation of a traditional matelassé coverlet showcases a leafy woven floral with contrast stitching. A wonderful way to bring sophisticated color and texture to the bed, the Jolie Matelassé Coverlet is crafted in Portugal by expert weavers of pure cotton that gets softer and more inviting with every wash. Machine wash.


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NAMUGONGO, Uganda (AP) " Pope Francis on Saturday honored Uganda's 19th century Christian martyrs and encouraged its 21st century Christian youths during a day that saw nearly a half-million Ugandans turn out to see the pontiff before he heads to Central African Republic for the final leg of his African journey.
PHOENIX (AP) " The Golden State Warriors rained 3s in the desert and pushed their NBA-record start to 17-0.
COLORADO SPRINGS, Colo. (AP) " The latest on the shooting at a Planned Parenthood clinic in Colorado. (All times local):
OUAGADOUGOU, Burkina Faso (AP) " Burkina Faso is holding presidential and legislative elections on Sunday, the first since a popular uprising last year toppled the West African nation's longtime leader and started a turbulent transition.
CAIRO (AP) " Egypt on Saturday said there is a 90 percent chance that hidden chambers will be found within King Tutankhamun's tomb, based on the preliminary results of a new exploration of the 3,300-year-old mausoleum.
NAIROBI, Kenya (AP) " Two Kenyans in police custody have admitted assisting Iranian state intelligence to plot attacks on western targets in Kenya, Kenya's police chief said Saturday.
MOUNT HOREB, Wis. (AP) " An southern Wisconsin elementary school cancelled a planned reading of a children's book about a transgender girl after a group threatened to sue.
MIAMI (AP) " Diabetes, arthritis and open-heart surgery have kept Sherice Bennett from working, but she can't afford her medicine and became homeless while waiting for more than two years for a chance to convince a judge that she qualifies for...
COLORADO SPRINGS, Colo. (AP) " A gunman burst into a Planned Parenthood clinic and opened fire, launching several gunbattles and an hourslong standoff with police as patients and staff took cover under furniture and inside locked rooms. By the time...
LONDON (AP) " A British government minster has resigned amid a crisis over alleged bullying within the governing Conservative Party sparked by the death of a young activist.
DAKAR, Senegal (AP) " Mortars lit up the dawn sky when they were fired on a United Nations base in the northern Mali city of Kidal early Saturday, killing at least three people.
Hillsdale Directory
Business Name
Location, ST | website.com


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(SportsNetwork.com) - The Brooklyn Nets will try to halt a five-game losing
streak on Tuesday night when they head north to take on the Toronto Raptors at
Air Canada Centre.
The Nets have been simply dreadful. They've dropped eight of their last nine
with the only victory coming in Phoenix 11 days ago.
The most recent setback came Sunday night at home against the Detroit Pistons.
The Nets blew a seven-point halftime lead when they lost the third quarter,
To start the final quarter, Nets coach Jason Kidd left his bench players on
the floor instead of the heavily ballyhooed starters.
"They deserved to play. I should have let them play the whole game or the
whole quarter," Kidd told the New York Daily News. "They're playing, you know,
for one another. It's not perfect but that group that gave us an opportunity
by cutting it to eight."
Paul Pierce seemed angered by the decision, but Kevin Garnett summed it up
"If we're not carrying our weight, then obviously (Kidd) is going to put
somebody in that is. It's tough times right now," he said. "I think everybody
here is embarrassed."
With Deron Williams, Brook Lopez, Jason Terry and Andrei Kirilenko all
sidelined against the Pistons, Joe Johnson led the way with 34 points. Pierce
had 19 and Andray Blatche managed 10 points.
Williams, Lopez and Kirilenko are all expected to miss the Raptors game, while
Terry could return.
The Raptors have won two straight, and, despite a sub .500 record, lead the
woeful Atlantic Division by a single game over the Philadelphia 76ers. The
Nets are only three behind.
The Raptors picked up their most recent win with a 96-88 victory over the
Washington Wizards at home on Friday.
Rudy Gay and DeMar DeRozan led the way for Toronto with 17 points apiece. Amir
Johnson managed 14 points, while Kyle Lowry chipped in 12 points, nine assists
and three steals.
Jonas Valanciunas registered a double-double with 11 points and 13 rebounds.
Terrance Ross scored 11 off the bench.
The Raptors should have everyone available on Tuesday, although a flu bug
ravaged the team at practice.
"It's going around," said head coach Dwane Casey. "It's part of the NBA."
The Nets won three of four last season, but have dropped 10 of their last 14
in Toronto.
The Sports Network


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32 U.S. Code § 502 - Required drills and field exercises
prev | next
(a) Under regulations to be prescribed by the Secretary of the Army or the Secretary of the Air Force, as the case may be, each company, battery, squadron, and detachment of the National Guard, unless excused by the Secretary concerned, shall—
(1) assemble for drill and instruction, including indoor target practice, at least 48 times each year; and
(2) participate in training at encampments, maneuvers, outdoor target practice, or other exercises, at least 15 days each year.
However, no member of such unit who has served on active duty for one year or longer shall be required to participate in such training if the first day of such training period falls during the last one hundred and twenty days of his required membership in the National Guard.
(b) An assembly for drill and instruction may consist of a single ordered formation of a company, battery, squadron, or detachment, or, when authorized by the Secretary concerned, a series of ordered formations of parts of those organizations. However, to have a series of formations credited as an assembly for drill and instruction, all parts of the unit must be included in the series within 90 consecutive days.
(c) The total attendance at the series of formations constituting an assembly shall be counted as the attendance at that assembly for the required period. No member may be counted more than once or receive credit for more than one required period of attendance, regardless of the number of formations that he attends during the series constituting the assembly for the required period.
(d) No organization may receive credit for an assembly for drill or indoor target practice unless—
(2) the period of military duty or instruction for which a member is credited is at least one and one-half hours; and
(e) An appropriately rated member of the National Guard who performs an aerial flight under competent orders may receive credit for attending drill for the purposes of this section, if the flight prevented him from attending a regularly scheduled drill.
(1) Under regulations to be prescribed by the Secretary of the Army or Secretary of the Air Force, as the case may be, a member of the National Guard may—
be ordered to perform training or other duty in addition to that prescribed under subsection (a).
(2) The training or duty ordered to be performed under paragraph (1) may include the following:
(A) Support of operations or missions undertaken by the member's unit at the request of the President or Secretary of Defense.
(B) Support of training operations and training missions assigned in whole or in part to the National Guard by the Secretary concerned, but only to the extent that such training missions and training operations—
(i) are performed in the United States or the Commonwealth of Puerto Rico or possessions of the United States; and
Source(Aug. 10, 1956, ch. 1041, 70A Stat. 610; Pub. L. 88–621, § 1(1),Oct. 3, 1964, 78 Stat. 999; Pub. L. 90–168, § 4,Dec. 1, 1967, 81 Stat. 526; Pub. L. 92–156, title III, § 303(b),Nov. 17, 1971, 85 Stat. 425; Pub. L. 103–160, div. A, title V, § 524(b),Nov. 30, 1993, 107 Stat. 1657; Pub. L. 109–364, div. A, title V, § 525(c),Oct. 17, 2006, 120 Stat. 2195.)
|Revised section
|Source (U.S. Code)
|Source (Statutes at Large)
|32:62 (1st sentence, less proviso).
|32:62 (proviso of 1st sentence).
|32:62 (last sentence, less 1st, 2d, and 3d provisos).
|32:62 (1st proviso of last sentence).
|June 3, 1916, ch. 134, § 92; restated June 3, 1924, ch. 244, § 2; restated Oct. 14, 1940, ch. 875, § 2, 54 Stat. 1135; Mar. 25, 1948, ch. 157, § 5(a), 62 Stat. 90.
|32:62 (2d and 3d provisos of last sentence).
In subsection (a), the words "including target practice" and "such company, troop, battery, or detachment shall have been * * * from participation in any part thereof" are omitted as surplusage.
In subsections (a) and (b), the word "troop" is omitted as obsolete.
In subsection (b), the words "parts of those organizations" are substituted for the words "subdivisions or parts thereof". The words "but in the latter case", "of subdivisions or groups", "comprehend", and "the time limit of" are omitted as surplusage.
In subsection (c), the word "member" is substituted for the words "officer, warrant officer, or enlisted man". The words "series of formations" are substituted for the words "separate consecutive formations announced". The words "regardless of the number of formations that he attends during the series" are substituted for the words "even though he may have attended more than one of the formations". The words "sum", "actual military", and "of time" are omitted as surplusage. 32:62 (4th proviso of last sentence) is omitted as superseded by section 683 of title 10. 32:62 (last proviso of last sentence) is omitted as superseded by section 501(b) of the Career Compensation Act of 1949, 63 Stat. 826 (37 U.S.C. 301 (b)).
In subsection (d), the word "members" is substituted for the words "officers and enlisted men". The words "for which a member is credited" are substituted for the words "participated in by each officer and enlisted man at each assembly at which he shall be credited as having been present". The words "for duty at such assembly", "actual", and "character of" are omitted as surplusage.
In subsection (e), the word "member" is substituted for the words "officer or enlisted man". The words "Air Corps * * * assigned to an Air Corps unit thereof, or * * * an officer or enlisted man of the Medical Department of the said National Guard regularly attached to an Air Corps unit of the National Guard by appropriate authority" are omitted, since the revised subsection applies only to members who perform flights under competent orders and who are thereby prevented from attending a regular drill.
2006—Subsec. (f). Pub. L. 109–364designated existing provisions as par. (1), redesignated former pars. (1) and (2) as subpars. (A) and (B), respectively, of par. (1), struck out "Duty without pay shall be considered for all purposes as if it were duty with pay." at end, and added pars. (2) and (3).
1993—Subsec. (b). Pub. L. 103–160substituted "90 consecutive days" for "30 consecutive days" in second sentence.
1971—Subsec. (a). Pub. L. 92–156inserted exception to training requirements where member served on active duty for one year or more if the training period falls during last one hundred and twenty days of required membership in National Guard.
1967—Subsec. (b). Pub. L. 90–168substituted 30 consecutive days for seven consecutive days of the same calendar month as the time within which all parts of the unit must be included in a series of formations in order to be credited as an assembly for drill and instruction.
1964—Subsec. (f). Pub. L. 88–621added subsec. (f).
Effective Date of 1967 Amendment
Amendment by Pub. L. 90–168effective first day of first calendar month following date of enactment of Pub. L. 90–168, which was approved Dec. 1, 1967, see section 7 ofPub. L. 90–168, set out as a note under section 138 of Title 10, Armed Forces.
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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Mayco's Speckled Stroke & Coat Glazes are an enhanced version of the popular Stroke & Coat Wonderglazes. The addition of small specks of color to the base glaze provides visual depth and texture that does not melt or flow during the glaze firing.
® Mayco is a registered trademark.


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- 100% recycled
- Ultra low carbon footprint
- Remaining footprint, including shipping, offset to zero through carbon offsets
- Certified CarbonFree®
Wednesday, 24 August 2011 11:36
As Green As It Gets: 100% Recycled and CarbonFree Packaged CDs and DVDsWritten by Alterra Hetzel
Sunlyte LLC (Kennebunkport, Maine) is proud to join forces with EDC (Langenhagen, Germany) and shorewood.blueprint (Middlesex, UK) to form the Sunlyte Alliance. The Sunlyte Alliance sets the benchmark for Sustainablity in Media. The Sunlyte Alliance offers the Media and Entertainment Industry Certified CarbonFree® CD and DVD packaged discs made from 100% recycled materials including: polycarbonate discs, paperboard jackets and recycled PET Sunlyte trays. The Sunlyte Alliance achieves drastic carbon footprint reduction through design and proprietary manufacturing processes. The Sunlyte Alliance further reduces a package's environmental footprint through efficient shipping, distribution, and retailing. Sunlyte Alliance Packaged Discs are simply as green as it gets:
Published in carbonfree blog
Latest from Alterra Hetzel
- 2013 Green Inaugural Ball Teams Up with Carbonfund.org
- GoECOlife™ Renews CarbonFree® Certification to Offset Product Emissions
- GSC3020T GoECOlife Vortex Series 30-Sheet Stripcut Paper Shredder
- Forever Cheese Sets the Bar for Carbonfund.org's Earth Day 2012 Promotion
- Carbonfund.org Foundation Debuts For Planet and People Awards


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In order to turn over aging inventory and make way for more current stock, some products on our site are listed in a "Dutch Auction". In a Dutch Auction, the selling price of a product is repeatedly lowered every day until product is sold out. As a result of the decreasing purchase price the product deal becomes more enticing to other buyers.
Act quickly to purchase at this "special price" before inventory is depleted and the product is sold out.
Spell out a name or a favorite phrase with our wooden letters. Hand painted white and slightly distressed, our letters are approximately 9" tall, 13" including ribbon. Choices for ribbon included with letters can be seen above. Made by New Arrivals.


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46 U.S. Code § 12118 - Owners engaged primarily in manufacturing or mineral industry
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(a) Definitions.— In this section:
(1) Bowaters corporation.— The term "Bowaters corporation" means a corporation that has filed a certificate under oath with the Secretary, in the form and at the times prescribed by the Secretary, establishing that—
(B) a majority of the officers and directors of the corporation are individuals who are citizens of the United States;
(D) the corporation is engaged primarily in a manufacturing or mineral industry in the United States;
(E) the total book value of the vessels owned by the corporation is not more than 10 percent of the total book value of the assets of the corporation; and
(2) Parent.— The term "parent" means a corporation that has filed a certificate under oath with the Secretary, in the form and at the times prescribed by the Secretary, establishing that the corporation—
(3) Subsidiary.— The term "subsidiary" means a corporation that has filed a certificate under oath with the Secretary, in the form and at the times prescribed by the Secretary, establishing that the corporation—
(b) Deemed Citizen.— A Bowaters corporation is deemed to be a citizen of the United States for purposes of chapters 121, 551, and 561 and section 80104 of this title.
(c) Issuance of Documentation.— A certificate of documentation and appropriate endorsement may be issued for a vessel that—
(d) Effects of Documentation.—
(1) In general.— Subject to paragraph (2)—
(2) Transportation of passengers or merchandise.— A vessel documented under this section may transport passengers or merchandise for hire in the coastwise trade only—
(B) when under a demise or bareboat charter, at prevailing rates for use not in the domestic noncontiguous trades, from the corporation owning the vessel to a carrier that—
(ii) otherwise qualifies as a citizen of the United States under section 50501 of this title; and
(e) Validity of Corporate Certificate.— A certificate filed by a corporation under this section remains valid only as long as the corporation continues to satisfy the conditions required of the corporation by this section. When a corporation no longer satisfies those conditions, the corporation loses its status under this section and immediately shall surrender to the Secretary any documents issued to it based on that status.
(f) Penalties.—
(1) Falsifying material fact.— If a corporation knowingly falsifies a material fact in a certificate filed under subsection (a), the vessel (or its value) documented or operated under this section shall be forfeited.
(2) Transporting merchandise.— If a vessel transports merchandise for hire in violation of this section, the merchandise shall be forfeited to the United States Government.
(3) Transporting passengers.— If a vessel transports passengers for hire in violation of this section, the vessel is liable for a penalty of $200 for each passenger so transported.
Source(Pub. L. 109–304, § 5,Oct. 6, 2006, 120 Stat. 1500.)
|Revised Section
|Source (U.S. Code)
|Source (Statutes at Large)
|46 App.:883–1 (1st par. words through cl. (e) less citizenship, 4th par. 1st sentence).
|June 5, 1920, ch. 250, § 27A, as added Pub. L. 85–902, Sept. 2, 1958, 72 Stat. 1736; Pub. L. 104–88, title III, § 321(2), Dec. 29, 1995, 109 Stat. 950; Pub. L. 104–324, title VII, § 706, Oct. 19, 1996, 110 Stat. 3934.
|12118(a)(2), (3)
|46 App.:883–1 (2d par., 4th par. 2d sentence).
|46 App.:883–1 (1st par. related to citizenship).
|46 App.:883–1 (3d par. words before 5th comma).
|46 App.:883–1 (3d par. words after 5th comma).
|46 App.:883–1 (1st par. words after cl. (e)).
|46 App.:883–1 (last par.).
|46 App.:883–1 (4th par. 3d–6th sentences).
In this section, the word "Secretary" is substituted for "Secretary of the Treasury", thereby incorporating the definition of "Secretary" in section 2101 of title 46. The functions of the Secretary of the Treasury relating to the Coast Guard previously were transferred to the Secretary of Transportation by section 6(b) of the Department of Transportation Act (Pub. L. 89–670, Oct. 15, 1966, 80 Stat. 938). The Coast Guard and the functions of the Secretary of Transportation relating to the Coast Guard were again transferred to the Department of Homeland Security by section 888(b) of the Homeland Security Act of 2002 (Pub. L. 107–296, Nov. 25, 2002, 116 Stat. 2135).
In subsection (a)(1), the words "seeking hereunder to document a vessel under the laws of the United States or to operate a vessel exempt from documentation under the laws of the United States" are omitted as unnecessary because of the reorganization of the section.
Subsection (d)(1)(B) is substituted for "together with their owners or masters, shall be entitled to all the other benefits and privileges and shall be subject to the same requirements, penalties, and forfeitures as may be applicable in the case of vessels built in the United States and otherwise documented or exempt from documentation under the laws of the United States" to eliminate unnecessary words.
In subsection (d)(2), the words before subparagraph (A) are substituted for "no vessel owned by any such corporation shall engage in the fisheries or in the transportation of merchandise or passengers for hire between points in the United States, including Territories, Districts, and possessions thereof, embraced within the coastwise laws, except" to eliminate unnecessary words. See the definition of "United States" in chapter 1 of the revised title.
Prior Provisions
A prior section 12118,Pub. L. 98–89, Aug. 26, 1983, 97 Stat. 589, originally derived from section 65r of former Title 46, Shipping, related to registration of funnel marks and house flags, prior to being repealed by Pub. L. 100–710, title I, §§ 106(b)(5), 107 (a),Nov. 23, 1988, 102 Stat. 4752, effective Jan. 1, 1989.
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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About Us
#1 Online Custom Gear Shops
It all started with a blanket...
A friend needed some custom blankets for a client. While touring a classic fleece supplier, the owner proudly pointed to a big order of thermal pizza delivery bags. A bit crazy, but we wondered if our fleece could be backed with pizza bag material to protect from the weather. We created a prototype and named it SportsRap. The client loved it and placed a nice order. The supplier couldn't mass produce it, so we made them all by hand. There must be a better way.
We started a company. It was much harder than it looked. After lots of goofs and many years, we sold millions of dollars of SportsRaps and custom blankets. Customers smiled and started asking for other items. Bought a lot of expensive customizing equipment and added t-shirts, hoodies and hats.
We delivered orders to a bunch of school customers. Helped them haul boxes and set up spirit wear sales. Lots of work. Lots of volunteers. Lots of order forms. There must be a better way.
The Internet thing really took off. Google became a verb. Gotta get online.
We launched a site called MyLocker.net. It was much harder than it looked. We built it so everyone could design their own stuff on-screen. Bought more expensive customizing equipment. Lots of orders started to come in.
Built hundreds of custom online shops for schools and teams. Customers smiled and started asking if we'd build them an online shop. Hired lots of web developers to create 'shop builder1 - so easy that my mom could build an online shop in less than 5 minutes.
As of today, we have:
- Over 110,000 custom online shops for schools, teams and leagues (mom hasn't built one yet)
- Major partnerships with cool websites and team/league management companies
- Lots of expensive equipment to make stuff
- Lots of employees that fix the expensive equipment
It's still a lot harder than it looks, but we keep tryin'...
It would be cool to design your own stuff on-screen in 30 seconds & get it in a couple days.
If you leave it in your locker too long, it will smell really bad.
Don't wash it. Just buy a new one


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Most of our schools are out for Summer Break, and that means finding ways of keeping our children busy. A couple of big movie theaters are here to help with cheap movies all summer long.
Cinemark Theaters begins its "Summer Movie Clubhouse" in June. You can buy a season pass featuring 10 movies for just $5. Each movie is $1 if purchased separately. The movies happen on select Wednesdays at 10am. The link provided shows the theaters in Colorado Springs and Pueblo that are participating.
Regal Entertainment Group is also offering weeks of family-friendly movies at select theaters. It's "Summer Movie Express" presents $1 movies on Tuesday and Wednesday morning. You'll find a list of participating theaters and show times at the link below.
Would you like to go fishing, but don't have a license? No problem! Colorado Parks and Wildlife is inviting anglers of all ages to participate in its annual Free Fishing Weekend, June 1-2. It's a great opportunity to introduce a friend, family member and, especially, children to one of America's favorite activities. For the rest of the year a fishing license is required for anyone 16 years and older.
Please remember, all offers are subject to availability and product providers may end these offers at any time.
Sign up for our free, weekly E-Newsletter Click Here To Sign Up For The Here's The Deal E-News Letter
KKTV firmly believes in freedom of speech for all and we are happy to provide this forum for the community to share opinions and facts. We ask that commenters keep it clean, keep it truthful, stay on topic and be responsible. Comments left here do not necessarily represent the viewpoint of KKTV 11 News.
If you believe that any of the comments on our site are inappropriate or offensive, please tell us by clicking "Report Abuse" and answering the questions that follow. We will review any reported comments promptly.powered by Disqus


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Milwaukee, WI (Sports Network) - Allen Craig doubled, tripled and drove in four runs and Matt Holliday had a two-run homer with three RBI to help the St. Louis Cardinals take a 10-1 victory and sweep the Milwaukee Brewers in a four- game series for the first time in franchise history.
Shane Robinson and Yadier Molina each drove in one run for the Cardinals, who added to a season-high with six straight victories. St. Louis has also won its last seven road tilts.
Jaime Garcia (4-1) eased through eight frames, giving up one run on eight hits with a walk and three strikeouts to earn in his fourth victory of the year.
Alfredo Figaro drove in the only run for Milwaukee, losers of five straight, all of which have come at Miller Park. Marco Estrada (2-2) struggled through 3 1/3 innings, allowing eight runs on six hits and five walks while striking out five in defeat.
The Sports Network


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Penn State Hershey Eating Disorders Program
The professionals at the Penn State Children's Hospital offer a full range of treatment options for children, adolescents and adults with eating disorders. Conditions treated include Anorexia Nervosa, Bulimia Nervosa and Other Non-Specific Eating Disorders. Who should be referred to these programs? Warning signs and symptoms include: preoccupation with food and weight, distortion of body image, restriction of food intake, vomiting after eating and loss of menstrual periods. While criteria for Anorexia Nervosa and Bulimia Nervosa are well established, it is increasingly evident that many patients especially adolescents may present with symptoms of an eating disorders, that do not fulfill the complete criteria. More...
Research currently being conducted at the Penn State Hershey Eating Disorders Program:
- Eating Disorders, Self-Esteem, and Sports Involvement in Female Adolescents: A Comparison Between the General Pediatric Population and the Eating Disorders / Adolescent Medicine Clinic
- The Effects of Written Emotional Disclosure on Eating Disorder Pathology in a Clinical Eating Disordered Population
- Frequency of diagnosis and treatment of eating disorders in patients who are of the Anabaptist faith (such as Amish or Mennonite, for example)
- The Problem-Solving Approach of Adolescent Girls Diagnosed with an Eating Disorder: Toward a Greater Understanding of Control
- The Utility of Human Figure Drawing in the Characterization of Cognitive and Emotional Features of Eating Disorders


text:
Richard Wagamese
Aboriginal writer Richard Wagamese told us why he wrote an open letter to Prime Minister Stephen Harper lamenting cuts to First Nations health programs.
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text:
BLACK FRIDAY ends tonight! Save $25 off $200* Use code: TLBF15
Aerosmith & Slash Concert Tickets
The Let Rock Rule Tour features two American rock legends! Aerosmith and Slash are teaming up to give audiences one of the best rock shows of all-time. You "Don't Wanna Miss a Thing" on this tour -- buy your tickets to see Aerosmith and Slash today!
Formed in 1970 in Boston, Aerosmith have cemented themselves in the rock and roll pantheon over their 40-year career. Comprised of Steven Tyler, Joe Perry, Tom Hamilton, Joey Kramer and Brad Whitford, the bad boys from Boston have churned out hit songs such as "Dream On," "Walk This Way," and "I Don't Want To Miss a Thing" Still going strong in 2014, Aerosmith are ready to hit the road and put on performances for the ages on the Let Rock Rule Tour.
Slash is joining Aerosmith on tour -- and the Guns N' Roses guitarist is one of the most recognizable and important guitarists of all-time. Hear Slash rip through songs such as "Sweet Child o' Mine," "Welcome to the Jungle," "Paradise City," and many more classic Guns N' Roses songs!
Aerosmith. Slash. If you're a rock and roll fan, what else do you need? Buy your tickets at Ticket Liquidator today!
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|Your tickets will be the ones you ordered, or better seats than you paid for.
|Our confidence in the sellers that list tickets on our exchange allows us to offer you this guarantee.


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This heavyweight, versatile Strathmore acid-free paper was made with the acrylic artist in mind, but it is also well suited for a variety of other painting, drawing, pastel or charcoal applications where a heavy paper with a toothy surface is desirable. The paper has a cream-colored linen finish. 246 lb (400 gsm).
New flipover covers make it easy to work in the pad. Sheets stay in the pad yet tear out cleanly. 10 sheets per pad.
® Strathmore is a registered trademark.


text:
What is RM Cash
User Tip: If you're unsure of your vehicle type, you may skip the machine type selection box.
Select type, make, model and year above
"Customer service is priority #1 at Rocky Mountain ATV/MC. We value our customers and strive to be the best shopping experience- when you buy from us, you are buying lifetime service."
-Dan Thomas, CEO and Founder
We take pride in offering no hassle returns. In the event of a return, please call, email or chat with us to receive a solution to the problem. For apparel that doesn't fit quite right, Click here to see our Fit Guaranteed Program.
We will stand behind all products we sell with regards to manufacturing defects in workmanship and material. Most products are limited to the manufacturer's warranty. However, we will do everything in our power to take care of the problem.
Each review submitted enters you into a $100 gift card monthly drawing, and a $500 gift card quarterly drawing!
Comments On Nov 30, 2015:I Purchased this awhile Back & its Holding up GREAT! another thing I like about this Sprocket is that is does not Rust keeps your Bike looking Fresh, Rusty Sprockets make a bike look Junky IMHO, its worth a little Extra Buck for an Awesome product that's tuff as nails does not Rust, will buy again & Highly Recommend to my Fellow Rider's. 5 star's PLUS!
Was this review helpful?
Comments On Oct 29, 2014:This sprocket would not slide on to the counter shaft. I made sure there was no corrosion, but it wouldn't make it more than 1/3 of the way on and I did not want to force it. I tried other sprockets and they went on smoothly.
It is well constructed and I like the looks of the plating, so I am giving it three stars.
Additional Comments On Nov 06, 2014:RM ATV/MC had me return the sprocket and are sending me a new one. I will update again when I install it.
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Comments On Aug 26, 2014:Great fit, great looks, this really seems better quality than others I've bought before.
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Comments On May 12, 2014:good quality sprocket , first one wore really well. very durable
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Comments On Apr 15, 2014:Its a touch more money but I feel it is a better sprocket over stock. I've only put on about 100 miles with it, but its doing what its made to do and without any issues installing.
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Comments On Mar 29, 2014:I gave this a 3 because Im sure its a good product but mine didn't fit at all. Says right on the packaging its the right one for my bike but not a chance of it sliding on. Even got some others out of my toolbox to make sure it wasn't something else hanging it up and the other 2 slid on effortlessly.
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Comments On Sep 05, 2013:This fit just like stock, but doesn't rust like the stock steel unit. It's been holding up well for a month or so, but that's to be expected with steel.
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Comments On May 12, 2013:Great product, I've been using them for years.
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text:
All Sulaco Articles
Sulaco Premiere New Song "Build and Burn"
Sulaco released their sophomore album, Build and Burn, earlier this week and we can now give you an exclusive listen of the record's' title track. The death metallers, who are fronted Brutal Truth guitarist Erik Burke among their ranks, also gave us the lowdown on the song, which you can read below. REVOLVER What's "Build […]
Jason Le Miere | Oct 28, 2011 | Comments 0


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Steel type
this wiki
Steel-type Pokémon (Metal-type in the TCG) are made of, or coated with, steel. They, along with Rock-type Pokémon and Ground-type Pokémon, are the three types that represent earth's minerals (all three are immune to the Sandstorm weather condition) with steel representing metal. Steel Pokémon are known for their resilience and strength.
Magnemite and Magneton were the first Pokémon to be reclassified from a single-type (Electric-types) to a Steel/Electric dual-type. This was because, like the Dark-type, Steel Pokémon were not introduced until Generation II, and the Magnemite family were first introduced in Generation I.
To date, there are only 6 pure Steel-type Pokémon, one being Arceus with the Iron Plate. With that, there are only 5 that are not alternative forms.
Steel-type Pokémon possess 11 resistances, higher than any other single Pokémon type. They also have a full immunity to Poison attacks. They are highly effective against Ice and Rock-types but have weaknesses to Fire, Ground and Fighting-type attacks.
Stee-types are renowned for having the largest amount of resistances defensively, but also have a large amount of weaknesses, including Fire and Water.
As of Generation VI, Steel-types lose their resistances to Dark and Ghost types.
Abilities of Steel Pokémon
- Anticipation - Just Wormadam (Trash Cloak) ; This is a Bug/Ground ability.
- Clear Body
- Defiant - Unique to the Pawniard family.
- Download - Just Genesect; This is a Normal ability.
- Flash Fire - Just Heatran; This is a Fire ability.
- Heatproof - Unique to the Bronzor family.
- Hustle - Just Durant; This is a Flying/Normal ability.
- Hyper Cutter - Just Mawile; This is a Water ability.
- Inner Focus - This is a Fighting ability.
- Intimidate - Just Mawile; This is a Normal ability.
- Iron Barbs - Unique to the Ferroseed Family.
- Justified - Just Cobalion; This is a Fighting ability.
- Keen Eye - Just Skarmory; This is a Flying ability.
- Levitate - Just the Bronzor family; This is a Psychic ability.
- Magnet Pull
- Minus - Just the Klink family.
- Multitype - Unique to Arceus (Steel Arceus).
- Plus - Just the Klink family.
- Pressure - Just Dialga; This is a Flying ability.
- Rock Head - This is a Rock ability.
- Sand Force - Just Excadrill; This is a Ground ability.
- Sand Rush - Just Excadrill; This is a Ground/Normal ability.
- Serene Grace - Just Jirachi; This is a Normal ability.
- Shell Armor - Just Escavalier; This is a Water ability.
- Steadfast - Just Lucario; This is a Fighting ability.
- Sturdy - This is a Rock ability.
- Swarm - This is a Bug ability.
- Technician - Just Scizor; This is a Normal ability.
- Torrent - Just Empoleon; This is a Water ability.
- Analytic - Just the Magnemite family; This is a Normal ability.
- Flame Body - Just Heatran; This is a Fire ability.
- Heavy Metal
- Light Metal
- Mold Breaker - Just Excadrill; This is a Dragon ability.
- Overcoat - This is a Bug ability.
- Sheer Force - This is a Fighting/Ground/Water ability.
- Soundproof - Just the Shieldon family; This is a Normal ability.
- Telepathy - Just Dialga; This is a Psychic ability.
- Truant - Just Durant; This is a Normal ability.
- Weak Armor - Just Skarmory; This is a Rock ability.
Known Steel Pokémon Trainers
|Johto Gym Leader Jasmine
|Hoenn Champion Sidney
|Sinnoh Gym Leader Byron
|Kalos Elite Four Wikstrom
|Valora Warlord Ieyasu
|Warlord Servant Tadakatsu
Steel Pokémon families
Delta Species Steel Pokémon
- Charizard (Electric)
- Blastoise (Fighting)
- Beedrill (Bug)
- Pidgeot (Electric)
- Pichu - Pikachu - Raichu
- Sandslash (Ground)
- Nidoran♀ - Nidorina - Nidoqueen
- Vileplume (Psychic)
- Crobat (Poison)
- Meowth (Dark) - Persian (Dark)
- Kingler (Fire)
- Marowak (Fighting)
- Starmie (Water)
- Magikarp - Gyarados (Electric)
- Eevee - Vaporeon (Water)/Jolteon (Electric)/Flareon (Fire)/Espeon (Psychic)/Umbreon (Dark)
- Dragonite (Electric)
- Mewtwo (Fire)
- Ledyba - Ledian
- Azumarill (Water)
- Tyranitar (Fire)
- Mightyena (Dark)
- Gardevoir (Psychic)
- Flygon (Grass)
- Zangoose
- Cradily (Dark)
- Armaldo (Fighting)
- Tropius
- Chimecho
- Salamence (Fire)
- Metagross (Electric)
- Latias (Electric)
- Latios (Electric)
- Rayquaza (Electric or Water)
- Deoxys


text: Great start Green-Pilgrim ... here is a list of Medieval Occupations I have compiled ... not sure if it is 100% accurate in terms of the commonality of the occupations as it is only based on my own assumptions. But this would help in terms of building regularity (i.e. number of buildings per occupation per city) .


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The Exhibitions
Since they opened in July 2007, the four new exhibition galleries on the theme of "Evolution in Action" have been attracting 500,000 visitors every year. They comprise the World of Dinosaurs, Evolution in Action, System Earth and Cosmos and Solar System. A new attraction was added in September 2010, when the public was given permanent access to a research collection that is among the most technologically advanced in the world.
And there is more to be discovered in the other exhibition galleries, as you can see on our webpages. Better still - come and see for yourself at our Museum!
We have special exhibitions that have become true crowd-pullers. Click here to find more information on our special exhibitions and accompanying events programme.


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Georgia | Assistance, MCC Tax Credit, Grants, No Money Down For First Time Home Buyers, 2013
by Stephen Webber, Your Road Home.com, Retired after 34 Years of Real Estate for First Time Home Buyers
MCC Tax Credit for First Time Home Buyers 2013
Reminder; A first time home buyer is someone who has not owned their primary residence for three years.
Georgia offers assistance, support, guidance, grants, and down payment assistance!
And they offer seminars, and direction to the cooperating lenders and loan officers.
#38 Seminars, Classes and Education will explain how to find the better seminars.
Your primary concerns are income limits, availability of funds, and geographical restrictions.
Also research the MCC Tax Credit for first time home buyers. The best tax credit ever! The tax credit increases a family's disposable income by reducing its federal income tax obligation. Some States allow the additional disposable income to be added to the clients income so larger loan. It is valid for the life of the loan as long as the borrower occupies the property as their primary residence. MCC Tax Credit
Pencil the tax credit and you will discover it is better than the big tax credit offered in 2009.
Articles #6, #7 also offer Useful Information on how to determine which assistance will best serve your goal.
#6 Zero Down Loans, Grants And Assistance For First Time Home Buyers
#7 Loans For First Time Home Buyers
Critical is your choice of loan officer and lender. Few loan officers have experience with the State agencies that offer grants, assistance and support the MCC tax credit and so will avoid the subject. Unfortunately some in early planning will indicate they have experience with the agencies than after the loan application is well underway begin to direct the client away from the agency and the MCC tax credit.
Before you interview loan officers: #13 Consultation Interviewing Loan Officers . The supporting articles will also serve you well.
When you interview real estate agents, article #21 Consultation Interviewing Real Estate Agents, ask if there is any reason sellers will not cooperate with the programs. Be sure you ask the question of someone who has worked with the programs.
Best of Luck, Stephen Webber, Retired after 34 Years of Real Estate for First Time Home Buyers
Georgia Assistance


text:
Department of Communication
Sciences and Disorders
West Chester University
Dr. Cheryl D. Gunter, Chair
201 Carter Drive, Suite 400
West Chester, PA 19383
Phone: 610.436.2115
Fax: 610.436.3388
The Department of Communication Sciences and Disorders welcomes qualified applicants from mainstream and diverse cultural backgrounds. To be qualified, an applicant must (1) meet the general requirements for admission to a graduate degree program at West Chester University and (2) meet the following application requirements of the CSD Program:
The list of competencies is provided below. Occasionally, students are admitted to the program even though they are missing one of the competencies on this list. When that occurs, a student is expected to complete a course in which the competency is addressed. This must be done in addition to the standard MA curriculum.
A linguistics course which introduces the student to language description, classification, change, reconstruction, dialectology, and sociolinguistics.
A course which addresses the areas of phonetics, classical phonetic feature system, distinctive feature system, I.P.A., application of broad and narrow transcription and phonological principles.
A course in biology and a course in the physical sciences (chemistry or physics) are required by ASHA in order for a student to meet the requirements for the Certificate of Clinical Competence (CCC).
A course which includes a detailed study of the anatomy and physiology of the respiratory, phonatory, articulatory, auditory and nervous systems. Attention should be given to the way in which physiological processes support human communication as well as to learning the structures associated with each system.
A course which includes the study of the bases of physical measurement; simple harmonic motion, complex waves, measurement of sound, resonance and filters should be included.
The mathematics and statistics competency includes: ability to carry out basic computation of algebraic equations and trigonometric functions, ability to work with exponents and logarithms, ability to solve word problems, ability to compute basic descriptive statistics and the ability to compute inferential statistics.
A basic course in Psychology that includes: an introduction to the scientific study of behavior. The multiple bases of human behavior with emphasis on the learning process. The course should address basic concepts, principles and methodologies used in psychology.
A course (or a combination of courses) which trace human development through infancy, childhood, adolescence and adulthood.
A course which emphasizes normal communication development: biological, cognitive, social, and ecological bases of language. It should include developmental milestones from prelinguistic communication to oral language, literacy, and changes associated with aging. It should also address normal variations in development associated with cultural diversity and bilingualism.
A survey course in human communication disorders AND a course in which at least one third of the content concerns articulation and phonological disorders and which includes units of study in voice disorders and fluency disorders.
A course whose content emphasizes the clinical management of developmental and acquired language disorders in children and aging adults. Categories of language disorders, including risk indicators, etiologies, symptomatologies and maintaining factors associated with each disorders should be studied. Evaluation and treatment protocols indicated by developmental theories, processing models and sensitivity to normal variations among culturally diverse populations should be included.
The course should include an introduction to audiology and its relationship to other educational and medical fields concerned with hearing impairments. It should also include information pertaining to the developmental, medical, social, physical and psychological properties of hearing and sound and evaluative techniques for assessing hearing loss.
This course should familiarize students with the evaluative and therapeutic materials and methods which are applicable in a professional clinical setting.
At least 25 clock hours of supervised clinical observation must be completed prior to beginning initial clinical practicum. Applicants who are admitted to WCU's graduate program must submit a log of completed observations, signed by the responsible supervisor(s).
Supervised clinical management of individuals with communication disorders, including diagnostics and treatment. A detailed log of practicum hours, including age of clients, type of disorder, hours of spent in diagnostic and in treatment activities must be presented. The signature and ASHA certification number of the supervising clinician must also part of the log.
In addition to meeting the academic and clinical pre-requisites described above, applicants to the MA program must also be able to demonstrate certain essential functions, with or without reasonable accommodations. These functions involve physical health, motor skills, observational skills, communication skills, cognitive skills, and behavioral/emotional health. Each is described in a document at the following link: Essential Functions (2009)
Applicants are expected to read this document. Students who are accepted into the M.A. program are required to sign the document indicating their commitment to this standard.
For more information, please contact
Mareile Koenig , Ph.D., CCC-SLP
Graduate Program Coordinator
Phone: 610 436-3218
e-mail: firstname.lastname@example.com
Department Office: 610 436-3401
Applications forms may be requested from
Office of Graduate Studies & Research and Sponsored Programs
McKelvie Hall, 102 Rosedale Avenue
West Chester University
West Chester, PA 19383-2300
Voice: 610–4367–2943
Fax: 610–436–2763
The deadline for receipt of applications is January 15. Applications are accepted only for Fall admission to the program. Full-time and part-time students must be available for day time classes.
Completed applications should be returned to the Graduate Studies office.
Click here to link to the Office of Graduate Studies
A limited number of graduate assistantships are available. For information and an application, please contact the Office of Graduate Studies. For information about other types of financial aid, please contact:
Office of Financial Aid
E.O. Bull Center
West Chester University
West Chester, PA 19383
Phone: (610)–436–2627


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Playroom designs need to be enjoyable and creative. Playrooms are good spots to keep clutter and toys contained and give a fun and entertaining place for your children to stay.
Best Playrooms for Kids on HGTV
· Playroom designs: The Enjoyment Never ever Stops
RMS user 9030young created a car theme for bedroom/playroom. The item of furniture includes a black chalkboard.
· Playroom designs: Do Twice the Fun
HGTV.com RMS user hennesses created this playroom for her boys. The two beds in the nook are excellent for overnight visitors, and also the carpet provides the place a whimsical look.


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This beautiful hotel is located in the charming heart of Eindhoven, right opposite the luxury De Heuvel shopping center. The Pullman Eindhoven Cocagne has 320 stylish hotel rooms, 18 multifunctional meeting rooms to accommodate all your meetings and conferences in Eindhoven, a beauty salon and the well-known Vestdijk 47 restaurant/bar.
- Check-in:14:00
- Check-out:12:00
Services offered by the hotel
- . Pullman Welcomer
- . Internet access
- . Connectivity Lounge
- . Fitness Lounge
- . Access to the pool
- . Accommodation and breakfast are free for 1 child under 3 years sharing parents' room. From 3 to 12 years: accommodation is free, 50.00 pct discount on breakfast.


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Rustic Wood Watch Box
No longer available
Finished with a walnut veneer, this Rustic Wood Watch Box can also hold other valuables such as chains and bracelets. Featuring a blue cotton lining, it looks great on the dresser opened or closed.
13"w x 6"d x 5"h.
Solid wood with Walnut veneer.
Cotton interior lining in Blue.


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Family members of a slain man gave tearful pleas before a judge Friday begging for the murder to receive a maximum sentence of 48 years in prison.
Ray Saldivar received 38 years for murdering his ex-girlfriend's husband; not the maximum, but far above the minimum sentence of 16 years that he could have received. A jury convicted Saldivar of second-degree murder in July.
Oscar "James" Frias was shot to death outside a central Colorado Springs Dairy Queen on September 22 of last year. Saldivar fled the area and eluded police for almost two weeks before his alleged accomplice was pulled over near Palmer High School on October 5--with Saldivar in the car. Both Saldivar and driver Deirdre Dziuban were arrested. Dzubian was charged as an accessory to first-degree murder.
Julia Frias, the victim's wife, told 11 News she had dated Saldivar in the past. According to court documents, Saldivar was upset when he saw his ex-girlfriend at Dairy Queen with her husband.
Saldivar claimed self-defense, and Julia Frias told authorities that both men were shooting at each other. Witnesses who testified at the trial said they remembered hearing gunshots, but were unable to say who fired first.
In court Friday, the judge acknowledged that lingering confusion, saying that there were still questions as to who initiated the confrontation, and that he took that and the fact that both Saldivar and James Frias fired weapons into consideration when contemplating the sentencing.
Saldivar, who represented himself, maintained his innocence Friday, telling the judge that it was James Frias who confronted him with a gun, and that he [Frias] was not the victim. He claimed to have a good relationship with his ex, though it was revealed in court that Saldivar had five domestic violence cases against Julia Frias, which were dismissed because witnesses never showed up.
The judge said he agreed with the prosecution that Saldivar should be considered a danger to society, and said he considered Saldivar's violent history when determining the sentence. That history includes serving 16 years for shooting an unarmed man. The victim's father told the judge Friday that Saldivar was released from prison too soon and would never change.
Saldivar's lack of remorse also concerned the judge, who reminded Saldivar that he shot James Frias twice in the back after the victim had collapsed on the ground due to a fatal blow to the head.
The judge then expressed how serious taking a human life is no matter what the circumstances or how much bad blood exists between murderer and victim.
After receiving his sentence, Saldivar appeared for a new trial. The judge has yet to rule on that appeal.
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text: This shaker offers a no-fuss way to mix, serve and store salad dressings, sauces and marinades. Its wide opening makes it easy to add a wide range of ingredients—from oil and vinegar to mayonnaise, garlic or onions. The screw-top lid has a convenient lever that flips back to pour and forward to seal.


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Do you understand all your course reading assignments? Can you keep up with your instructors' lectures? Are you confident in your ability to write clearly and effectively? The Writing & Learning Studio staff can show you useful study strategies and work with you on reading and writing assignments from any course. Come in at any stage of writing--from planning your paper to drafting, revising, and editing. Our learning assistants won't correct your paper for you or tell you what to write, but they will engage you in thinking about your writing and expressing your thoughts clearly. Even students who already write well can benefit!
Tutoring in the TWLS is free and provided on a drop-in basis. Appointments are not available.
Workshops (not available summer quarter)
Our free Student Success Workshops, taught by SCC faculty and staff, are great opportunities for you to learn information and techniques that can help you study more effectively, produce better quality writing, get higher grades and succeed in school.
Credit Courses (not available summer quarter)
The Studio offers three credit-bearing courses:
English 089 and English 098 are personalized lab courses open to both native and non-native English speakers. (Non-native speakers must be at ESL Level 5 or higher to enroll for credit.)
In English 089 "Learning Studio," you can improve your ability to
In English 098 "Writing Studio," you can improve your ability to
In EDULA 199 "Tutoring Writing & Learning: Theory & Practice," you learn how to work as a learning assistant in the studio. Both classroom learning and practical experience tutoring are part of the course. To register, you must have passed ENGL 101 with a 3.5 GPA or higher, have your ENGL 101 instructor's recommendation, and interview with Grace Rhodes, professor of EDULA 199.
Professional Assistance
Students can discuss their concerns about their reading, writing, and study skills with The Writing & Learning Studio director who can suggest resources and strategies for improvement in those areas. (Students who have or suspect they have a learning disability should first check with the Office of Special Services, Room 5226. Their phone number is 206-546-4545.)
Class Visits
Faculty may invite the TWLS director, Grace Rhodes, to speak briefly to their classes about TWLS resources. This is an excellent way for students to find out about the studio and for instructors to encourage their using it. Instructors may email Grace at email@example.com or call ext. 4308 from on campus.


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Mathematicians Offer Unified Theory of Dark M
Matter, Dark Energy, Altering Einstein Field Equations
Started by NatureBoff , Sep 11 2012 10:06 AM
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Thank you for visiting the official Alcoholics Anonymous (AA) Las Vegas Central Office website. Please do not hesitate to call our 24/7 hotline for help in finding AA meetings in the Las Vegas valley.
We are here to help. AA Hotline (702) 598-1888
Are you looking for AA meetings in Las Vegas and southern Nevada? We categorize our meetings by quadrants: Northwest, The Strip, Summerlin, etc. If you are unfamiliar with how the Las Vegas AA meetings are organized, please download the printable AA meeting schedule below. Then, you can do a very specific smart search or just put in a keyword to the left. Unfortunately at this time you cannot search by zip code. Most importantly, please call the HOTLINE with any questions as emails submitted through the various forms on the website might take days for a response. Welcome home to AA in Las Vegas and as we are all volunteers, but grateful to be of service.
Adobe Reader is required to open PDF files.
Please use this form: http://www.lvcentraloffice.org/meetings/submit-meeting-changes/ to submit changes to any AA meetings/groups and please refer to this page for the printed and most current meeting schedule: http://www.lvcentraloffice.org/meetings/printable-schedule/.
We are physically located at 1431 E. Charleston Blvd, Suite 15. Our office hours are 8-4 Monday through Friday. Visitor and Meeting information email can be addressed to: firstname.lastname@example.com * Central office administrative emails can be addressed to firstname.lastname@example.com. PLEASE NOTE: the email is not a hotline and it may take up to 48 hours for someone to respond.
This is an open meeting of Alcoholics Anonymous. We are glad you are all here-especially the newcomers. In keeping with our singleness of purpose and our Third Tradition which states that "The only requirement for A.A. membership is a desire to stop drinking, "we ask that all who participate confine their discussion to their problems with alcohol. (The 1987 General Service Conference made this statement available as an A.A. service piece for those groups who wish to use it.)
This is a closed meeting of Alcoholics Anonymous. In support of A.A.'s singleness of purpose, attendance at closed meeting is limited to persons who have a desire to stop drinking. If you think you have a problem with alcohol, you are welcome to attend this meeting. We ask that when discussing our problems, we confine ourselves to those problems as the relate to alcoholism. (The 1987 General Service Conference Made this statement available as an A.A. service piece for those groups who wish to use it.)
Use the drop-down filter mechanism on every page or go to the MEETINGS page. Then, you can sort/filter for the specific area (quadrant), day of the week and/or type of meeting. The resulting list will show Group names. Click on the Group name for more information.


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May 5, 2016
Tallahassee, FL - Tallahassee police are investigating a shooting that sent one man to the hospital.
According to TPD, there was a disagreement between two people at the Cherry Wood Luxury Apartments off of Miccosukee Road.
Police say it turned into shots being fired. One man was sent to Tallahassee Memorial Hospital with non-life threatening injuries.
Officials didn't release information on a suspect or motive.
They do say the victim has been uncooperative at this time.
We'll continue to follow this story as more details become available.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


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Leanne Banks is a national #1 bestselling author of romance.
Having written more than twenty novels, Leanne is known for telling a story with strong emotion, characters with whom everyone can relate, a kick of hot sensuality, and a feel-good ending that lingers.
She is the recipient of Romantic Times Magazine's career-achievement awards in Series Sensuality and Love and Laughter, and her books have been recognized by the Award of Excellence Contest, the Romance Writers of America RITA Award contest and the National Readers' Choice Awards.
Leanne is grateful for awards and reviews and was particularly moved by a letter from a reader remarking that Leanne's book got her through a chemotherapy session. The reader's letter inspired a favorite turn of phrase: Never underestimate the power of a romance novel.
Leanne lives in her native Virginia with her husband and two teenage children. She loves music, chocolate, quotes, and new adventures. She also believes that romance readers are the best readers in the world because they understand that love is the greatest miracle of all.


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Just Skin Food Balances Natural Healing with CarbonFree® Operations and Product Shipments
For many of our CarbonFree® Small Business Partners, it's important to balance their intentions to provide sustainably-produced products to customers while minimizing their operational impact on the environment. These goals often require careful choices and thoughtful decisions in order to achieve the right equilibrium and stay true to the mission and goals of the business. New CarbonFree® Business Partner Just Skin Food struggled with this balancing act until they reached the right approach.
Just Skin Food offers handmade organic and naturally synthetic-free "skin food" products that support, nourish and heal. All of the herbal oils, salves and balms are made by hand, by using various infusing methods of organic herbs with unrefined, steam-distilled and cold-pressed ingredients. Most products are vegan, and all products are cruelty free and GMO-free.
Just Skin Food was started by Gabriella Calvi-Rooney. When she first launched Just Skin Foods, she chose NOT to sell anything online – she felt that generating a larger carbon footprint through packaging and shipping small quantities of her products was counter-intuitive to the healing that she hoped her products would accomplish. As a result, her products were offered locally in the Cape May, NJ area or hand-delivered by Gabriella when she traveled to other areas.
In a very short time, customer demand was so great that Gabriella felt compelled to create a website to enable customers to order her herbal products online. Now Gabriella had to decide how to minimize the carbon footprint for shipping such small items.
The CarbonFree® Business Partnership program was established to help businesses like Just Skin Foods address their impact on the environment. The program provides a simple, affordable means through which products and services can be delivered to customers while neutralizing operational emissions and supporting carbon reduction projects around the world.
Joining the CarbonFree® Business Partnership program was an easy and affordable solution that neutralized carbon emissions from Just Skin Food's operational activities and projected product shipments. Gabriella also established a minimum online order size, reuses shipping boxes from vendors, and only ships twice weekly to reduce carbon emissions associated with post office trips and shipments. In addition, she chose to use organic freshly popped popcorn as packaging material, which can be fed to the birds.
If your business is re-evaluating its social and environmental responsibilities and needs to its reduce operational impact, consider the example of Just Skin Food and the solutions we provide through our CarbonFree® Business Partnership program.
Sourcemap – The Crowdsourced Directory of Product Supply Chains and Carbon Footprints
Want to know what route your orange juice or laptop took from creation to the final product in your hand? Or what's the carbon footprint of your favorite brand of shoes? Check out http://sourcemap.com/. Sourcemap is the crowdsourced directory of product supply chains and carbon footprints.
In 2007, Leonardo Bonanni was looking for a tool that his product design students at the Massachusetts Institute of Technology could use to measure carbon footprints. The most widely accepted method, Life-Cycle Assessment (LCA), is costly and uses complicated software. So Leonardo and his colleagues built a simple carbon footprint calculator that measures every phase of a product's life: raw material extraction, manufacturing, shipping, use and end-of-life. They referred to publicly available information on the impact of industrial processes and the sources of commodity materials. Students could visualize the life-cycle on a map – a sourcemap – showing where each part comes from and the carbon footprint of shipping it around the world. Another benefit is that if designers have real-time feedback on the impact of their design choices, then they can make more sustainable products available to the rest of us.
The "wisdom of crowds" is a popular Web 2.0 buzzword, popularized by James Surowiecki's book of the same name. Crowdsourcing is an application of the "wisdom of crowds" concept, where the knowledge and talents of a group of people are leveraged to create content and solve problems.
So put your wisdom to use; go take a look at http://sourcemap.com/ and register to contribute or stay informed about Sourcemap's work.


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CLEVELAND, Ohio (WKYC)--Here it is. My list of the 10 deals I would not buy this week to help you avoid buyer's remorse.
1) HDTVs
Under no circumstances would I buy an HDTV right now. Deals are terrible and the stock from this year becomes heavily discounted in October and the days leading up to Black Friday. Sometimes we even see major discounts the last week of September. My fiancee's TV is about to die and I'm encouraging her to go out and spend $100 on a 12-inch portable TV that she'll probably only use for a few weeks because the amount she'll save on an HDTV by waiting a month is so significant by comparison. The top deals leading up to Black Friday are generally 42-inch LCD TVs from higher-end brands (I'm talking Sharp, Samsung, Toshiba... not Westinghouse), 1080p with fast processors between $390 and $420, with free shipping. If you don't see specs or a price like that, hold off! If you're shopping for 55 inches or higher, prices should be well under $1400.
2) Laptops
The prices were at their prime a few weeks ago with retailers rolling out back-to-school incentives. I've seen prices shoot back up as most of the folks buying right now are buying because they really need to, and stores know they'll get that sale regardless of whether the price is $200 higher (same when it comes to most 'essential' purchases). If you can, wait. We'll see much better deals in October and superb ones in the days leading up to Black Friday in November.
3) iPhones and iPods
It's been 370 days today since Apple released its last iPhone, and most recent iPod. The average days between the release of prior products has been around 310 days (thank you MacRumors for counting for me). As difficult as it is to predict Apple releases -- thanks to the company's secrecy -- speaking purely from mathematical averages, we are due for a release. Yes, I know all about the rumors of a new iPhone for the first week of October and have seen different rumors circulating for iPod photos, but if you don't work for Apple, you don't know. In fact, many folks that work for Apple don't know about new releases either). Historically, Apple often revitalizes and updates its product line for pre-holiday shopping. Either way, if you want an iPhone 4, it will be cheaper with the release of upcoming release of as will current generation iPods. If you want to own a new iPhone or iPod, there's nothing more disappointing than shelling out all that cash now only to learn of a better (and often cheaper) product in a few weeks.
4) The New BlackBerry Bold Touch (a.k.a. BlackBerry Bold 9900/9930)
The spectacular device (and yes, I'm very jealous of the fact Ways 2 Save team member Vince Fratiani has one) is highly attractive right now, but it's going to drop in price significantly. Even upgrade fees from companies like T-Mobile (which generally has outstanding prices) are a complete ripoff. Wait 5-6 weeks for the allure toward this device to become less pronounced. Plus, as wireless providers will work to make this anti-iPhone alternative more attractive toward the holiday season, prices will drop.
5) GPS units
The roads are clear, families are still driving everywhere and these road trip companions are in demand. Prices are terrible and as the winter draws closer, price points will drop significantly. I expect some of the best deals on Garmin Nuvi units to be at Office Depot. TomToms most likely will drop significantly from Amazon and various daily deal shops. Wait until October.
6) A really nice pair of headphones
Wait two days. I've been tipped off by one of the largest distributors in the country that a massive price drop on one of the best-rated, best-reviewed $70+ headphones will drop to under $25, brand new, with free shipping. I'd most certainly wait the 48 hours to see what's in store. I've heard from many students and audiophiles ready to splurge on a great pair of headphones for an MP3 player or tablet. Your two-day patience will be rewarded.
7) Sheets, towels, bedding
It may be hard to hold off on these household essentials, but if you can just buy a towel or two to tide you over now, the most significant discounts are in November and store-wide at every major department store. We're talking discounts that pass the 70% reduction mark and are most certainly worth waiting for. The deals will come alive like you won't believe if you can wait the 60+ days.
8) Thanksgiving flights and airfare
Thanksgiving flights are the next major purchase many of us will make, but right now sales are scarce. While I would not wait until the last possible second, or even past the first week of October, several major sales are expected over the next two and half weeks, and if you can hold off this short while, I would wait before purchasing a flight.
9) Winter clothing
It was a scary sight when I walked into the Abercrombie store (research for a piece I'm doing on cotton prices) at one of our local malls. The winter coats are already hanging on shelves. Stores like Abercrombie, Hollister, Banana Republic and even Old Navy move very quickly on setting up those seasonal displays. The stock is at least two months ahead, so when you actually need that winter coat toward the very end of October or early November, prices will be up to 50% lower than they are right now. Meanwhile, as the weather is still warm, polo shirts and lighter jackets are flying off the shelves at up to 60% off.
10) E-readers
Actually, I probably should make this advisory less general. If you're looking for an e-reader that is not a Nook or a Kindle, prices are great, but if you're holding off on either of the two best (in my opinion) and popular e-readers, I'd wait. Typically about five weeks before Christmas, the promotional incentives, bundles and price drops often occur. I expect Barnes and Noble to offer some killer discounts on recertified color (and possibly black and white Nooks) and the in-need-of-a-refresh Kindle is expected to get more attractive price-wise as the holiday season approaches.
We receive absolutely no financial compensation for mentioning any company, product, or deal. The purpose of this segment is to find great deals -- that's it.
Written By: Matt Granite


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Pittsburgh Penguins center Sidney Crosby has always been dominant when healthy, but health has been an issue in the past.
Finally healthy, he was dominant at the NHL Awards Show on Tuesday night in Las Vegas, winning both the Hart Trophy and Ted Lindsay Award as the NHL's MVP. The Professional Hockey Writers Association votes on the Hart and players vote on the Lindsay.
Crosby played all but two games and finished with 104 points, 17 more than runner-up Ryan Getzlaf of the Anaheim Ducks.
The Hart was the second of his career (also 2007) and the Lindsay was his third, including the 2012-13 season when his stellar regular season was cut short by a broken jaw. He dealt with concussions in the two seasons before that.
The Colorado Avalanche also were center stage, picking up three major awards: rookie Nathan MacKinnon (Calder), coach Patrick Roy (Jack Adams) and forward Ryan O'Reilly (Lady Byng).
MacKinnon, the No. 1 overall pick at last year's draft, won the rookie scoring title. He picked up all but five of the writers' first-place votes.
Roy, in his first year behind an NHL bench, took the Avalanche from last in the Western Conference in 2012-13 to the Central Division title this past season.
O'Reilly, whose award was for sportsmanship and gentlemanly play, had one penalty all season, for not dropping his broken stick right away. He led the Avalanche with 28 goals and played nearly 20 minutes a game.
The Boston Bruins won two major awards with Tuukka Rask getting the Vezina Trophy as outstanding goalie and center Patrice Bergeron picking up his second Selke Trophy (defensive forward) in three years.
Bergeron also won the NHL Foundation Award for charitable and community contributions and will be on the cover of EA Sports' NHL 15, as voted by fans.
Other winners:
-Chicago Blackhawks defenseman Duncan Keith won the Norris Trophy for the second time (also in 2010). He led defensemen with 55 assists and had a plus 22 rating.
PHOTOS: Awards winners, finalists and vote totals
Like this topic? You may also like these photo galleries:
-New York Rangers center Dominic Moore, who returned to the NHL after taking off a year for his wife's death from cancer, won the Masterton Trophy for perseverance.
"I've had a lot of good examples of perseverance over the years and none more than my wife, Katie, so this award is very meaningful and I'm very grateful," he said.
The NHL chose Dallas Stars center Rich Peverley, whose heart stopped during a game in March, to present the Masteron and he received a standing ovation from the audience. Peverley had surgery after the incident to correct his atrial fibrillation.
"The doctors set up some steps for me and I'm in the process of doing those steps and hopefully see if I can play or not," he said.
-Anaheim Ducks general manager Bob Murray won GM of the year after leading his team to the Pacific Division title for the second year in a row.
-Los Angeles Kings captain Dustin Brown won the Mark Messier Leadership Award.
PHOTOS: NHL awards show


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A woman took matters into her own hands Thursday night after she was robbed at a Colorado Springs Walmart.
Police say she tried following the suspect after he left the area.
The woman had just finished shopping at the Walmart on Palmer Park and Powers, and was loading up her car when a man suddenly approached her from behind. Though he never actually showed a weapon, he kept his hands in his pockets as though he might be carrying one as he demanded cash from the victim. The woman complied and he drove off.
That's when the victim and her friend decide to start tracking him.
The victim followed the suspect for several miles before losing him near the Walmart at Platte and Chelton.
Police say the suspect is a white man in his 20s, with brown hair, standing about 5-foot-8 with a medium build. He was wearing a black and white hoodie and gray sweats at the time of the robbery. The victim described his vehicle as a white Toyota Tacoma truck with New Mexico plates.
If you have information that can help police track down the suspect, call Crime Stoppers at 634-STOP.
KKTV firmly believes in freedom of speech for all and we are happy to provide this forum for the community to share opinions and facts. We ask that commenters keep it clean, keep it truthful, stay on topic and be responsible. Comments left here do not necessarily represent the viewpoint of KKTV 11 News.
If you believe that any of the comments on our site are inappropriate or offensive, please tell us by clicking "Report Abuse" and answering the questions that follow. We will review any reported comments promptly.powered by Disqus


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There will be two classes during this week. One class from 9:00 am – 12:00 pm and the other from 2:00 pm – 5:00 pm.
Please call or email us for any questions you may have. Con Ed staff are available Monday through Friday from
8 a.m. to 5 p.m.
Mailing/Physical Address
Continuing Education
239 Kent Wyatt Hall
Cleveland, Mississippi 38733
Email: firstname.lastname@example.com
Phone: 662-846-4833
Fax: 662-846-4313


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Meet the 2015 Emerging Explorers
Dizzying Views of a Colossal Cave
Saving Gorillas Amid Brutal Conflict
Begin Your Own Adventure
Since 1888, National Geographic has supported exploration and discovery, bringing gems like Machu Picchu, undersea wonders, and new species to light.
Inspiring people to care about the planet—and every living creature on it—is our mission. We promote and fund natural and cultural conservation projects.
Scientific Research
National Geographic supports groundbreaking scientific fieldwork and critical expeditions through grant programs and public projects.
Explorers Updates on Instagram
Be an Explorer
New Competition Seeks Energy Solutions for the Poor
National Geographic launches the Terra Watt prize, which will award grants to projects that expand energy access.
The Next Generation
The Young Explorers Grants Program awards grants to scientists and explorers between the ages of 18 and 25.
Science and Exploration in Europe
Establishing local support for Northern Europeans' research, conservation, and exploration projects.
Meet Our Explorers
Explorers A-Z
At the heart of our explorers program is the quest for knowledge through exploration and the people who make it possible.
Explorers by Category
Browse our different areas of exploration and discover the fascinating people behind the projects.