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|By Marketwired .
Article Rating:
|June 18, 2014 06:00 AM EDT
CHICAGO, IL -- (Marketwired) -- 06/18/14 --
- Survey of Americans finds 74 percent of 18-34 year olds plan to buy a home in the next five years, with nearly a third (32 percent) saying they will buy in next 12 months
- Current homeowners say main motive to own a home is to have something to call their own
- BMO Economics: student debt causing some pause when it comes to young homeownership
According to new report issued today by BMO Harris Bank, three quarters of millennials in the U.S. plan to purchase a home in the next five years, signalling a high level of confidence in the housing market.
The study showed likelihood to buy is highest among millennials, and increases with a longer timeline for purchase:
---------------------------------------------------------------------------- Timeline for Purchase Ages 18-34 Ages 35-44 Ages 45-54 Ages 55-64 Ages 65+ ---------------------------------------------------------------------------- Next 12 months 32% 21% 6% 7% 5% ---------------------------------------------------------------------------- Next 2 Years 45% 37% 18% 13% 11% ---------------------------------------------------------------------------- Next 5 Years 74% 62% 35% 31% 19% ----------------------------------------------------------------------------
Sixteen percent of Americans buying in the next five years are first-time home buyers.
"We're seeing a fair amount of confidence in the housing market, which is encouraging news and in line with the strong home buying season we've experienced to date," said Kevin Christopher, Head of Mortgage Sales, BMO Harris Bank. "For many in the under 35 age range, this may be their first home. With such a significant investment, it's always a good idea to lay out a proper budget, and stress test it for rising rates, to ensure you're financially prepared."
According to the study, two thirds of respondents currently own and one third rent. The top three reasons homeowners cited for owning rather than renting were having somewhere to call their own (67 percent), long-term investment (64 percent) and more stability and certainty (62 percent). The top three reasons people cited for renting rather than owning were financial instability (59 percent), less upkeep (30 percent) and difficulty finding affordable homes in the right location (27 percent). Some rented for financial reasons -- 12 percent said it was less expensive in the long run, and 11 percent said they were concerned about home prices falling.
"While the housing market is on the upswing, the record level of student debt carried by young Americans does pose a challenge to many in their 20s and 30s hoping to purchase their first home," said Michael Gregory, Head of U.S. Economics, BMO Capital Markets. "Student debt levels have more than doubled in the last seven years to $1.1 trillion. The financial burden means renters are delaying entering the purchasing market, which has a trickle-down effect on the overall housing recovery."
According to BMO Economics, U.S. home prices are still rising. The S&P/Case-Shiller metric is up 12.4 percent year-over-year during the past 12 months (ending March) and 12.8 percent in the first quarter of 2014. Although the annual pace is slightly slower than the post-recession 13.7 percent year-over-year peak hit last autumn (and a cooling is welcome at this point given affordability considerations), prices are still up a cumulative 25 percent from their January 2012 lows.
The study also found:
- House ownership is high, with 95 percent of those who own their primary residence saying it is a house, and only 5 percent saying it's a condo
- Just over a tenth (12 percent) of renters say they prefer to rent and never plan to buy
- A third (32 percent) of current renters said would like to buy but are not able to afford it
Survey results cited in this report are from a Pollara survey commissioned by BMO Harris Bank using interviews with an online sample of 2,500 Americans conducted between April 1st and 7th, 2014. The margin of error for a probability sample of 2,500 is +/- 1.96%, and 250 is +/- 6.2% 19 times out of 20.
For more trends, tips and tools for your financial future, visit bmoharris.com/YourFinancialLife.
About BMO Harris Bank
BMO Harris Bank provides a broad range of personal banking products and solutions through more than 600 branches and approximately 1,300 ATMs in Illinois, Wisconsin, Indiana, Kansas, Missouri, Minnesota, Arizona and Florida. BMO Harris Bank's commercial banking team provides a combination of sector expertise, local knowledge and mid-market focus throughout the U.S. For more information about BMO Harris Bank, go to the company fact sheet. Banking products and services are provided by BMO Harris Bank N.A. and are subject to bank or credit approval. BMO Harris® and BMO Harris Bank® are trade names used by BMO Harris Bank N.A. Member FDIC. BMO Harris Bank is part of BMO Financial Group, a North American financial organization with approximately 1,600 branches, and CDN $582 billion in assets (as of April 30, 2014).
Media contact:
Alexis Brown
[email protected]
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Get The Look: Miley Cyrus's 2012 VMAs MakeupLearn how you can steal her red carpet ready beauty look!
photos via ClevverStyle and courtesy of Rustan's Beauty Source and
Singer Miley Cyrus's first public appearance with her new hairdo was during the 2012 VMAs red carpet. The young star opted for a punk-rock glamorous look that evening and we couldn't help but notice her picture-perfect makeup, which best complemented her hairstyle. Thinking of wearing the same kind of outfit or getting all dolled up and want to recreate the makeup for yourself? Just follow the nine steps below and you'll have Miley's look in no time!
VIEWING AS LIST 3 Photos
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Have a fun time with friends at one of the best beach locations in the country.
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subset: commoncrawl


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Platinum hacking group abuses Windows patching system in active campaigns
The group has been caught attacking South and Southeast Asian companies through a method called hotpatching.
The group has been caught attacking South and Southeast Asian companies through a method called hotpatching.
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SmartScore 99
SmartScore 99
SmartScore 86
SmartScore 92
Here's the question you clicked on:
Which of the following is a subset of set A? A: {children between the ages of 6 and 15} {children 7 years old} {children under 5} {children over 16} {children of all ages}
What is a subset? What does that mean?
i have no clue! @Mertsj
Let's say that we have a set such as: {2,3,4,5} A subset of that set must contain only numbers that are in the set. So these are some of the subsets of that set: {2,3,} or {3,4,5} of 2,3,4,5} of {2}. There are others as well.
These are NOT subsets: {2,3,4,5,6} or {7,8} or {2,9} or {5,*}
Do you see what a subset is?


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Town Square
High School Summer Program feedback
Original post made by mom, Midtown, on Apr 6, 2008
Comments (1)
a resident of Midtown
on Apr 17, 2008 at 10:40 pm
This sounds interesting - please tell us more. I have a Freshman who needs to get better organized, too. How did you find out about it?
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The Gentle Art Sampler Threads
Sampler Threads - Rose Garden
The Gentle Art
$2.39 + $2.99 shipping within the U.S.
In Stock. Usually ships in 1-2 business days.
Item: G7068 - Type: Thread, Floss, Ribbon, Trim.
Simply Shaker threads by The Gentle Art. Six Strand hand over-dyed floss. Sold in 5 yard skeins.
123Stitch.com ships via the U.S. Postal Service to anywhere in the world. Orders to the U.S. typically arrive 3-5 days after we ship.
Shipping charges are shown in your shopping cart every time you add an item.
If you are not completely satisfied with any of our products, you can return it to us within 30 days for a full refund.
|Reviews From Customers Who Purchased This Item
on 02/21/2015 - Good Color Requires Pre-Rinse
Love the color, but it was supposed to be colorfast, labeled colorfast, but delayed my start with it because it requires a pre-rinse in very hot water, blotting, rinsing twice more and hanging to dry. Took a day to dry, even after towelling first.
on 02/21/2015 - Good Color Requires Pre-Rinse
Love the color, but it was supposed to be colorfast, labeled colorfast, but delayed my start with it because it requires a pre-rinse in very hot water, blotting, rinsing twice more and hanging to dry. Took a day to dry, even after towelling first.
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Marina del Rey News
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25 Photos That Prove There Is Always Hope
Breastfeeding in public?
Updated: Sun May 01, 2016 06:25 pm
Copyright © 2016 Topix LLC


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Vocal Music at Bard College (Aired on February 27 & 28, 2016)
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Learn More
Bard's Graduate Vocal Arts Program
Bard's Conservatory of Music
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Hitman 2016: PC graphics performance benchmark review
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EVGA SuperNOVA NEX750 PSU gets tested and a review
by Hilbert Hagedoorn on: 01/07/2013 10:42 AM | Source | 0 comment(s)
We review the EVGA SuperNOVA NEX750 PSU. The power supply is rated at 750 Watt continued output and has some nice features. Is not only is Gold certified but comes with a configurable rails system and great looks with sleeved cables. EVGA wanted to deliver a rock solid Gold certified fully modular PSU to you guys at an acceptable price. Did they succeed ?
You can read this Guru3D article right here.
« Omerta: City of Gangsters - Quick Look · EVGA SuperNOVA NEX750 PSU gets tested and a review · NVIDIA's Project SHIELD »
EVGA SuperNOVA NEX750 and NEX650 Power Supplies - 10/24/2012 01:39 PM
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EVGA SuperNOVA NEX1500 Classified PSU review - 09/24/2012 06:34 AM
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EVGA SuperNOVA PSU comes with software - 07/20/2012 10:52 AM
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Click here to post a comment for this news story on the message forum.


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We expose slave masters and people smugglers in suburban Britain.
Is there more to life than money?
09 Oct 2013 04:37 GMT | Politics, Latin America, Venezuela
Venezuelan President Nicolas Maduro has asked his country's National Assembly to give him special decree-making powers that he says he needs to fight corruption and economic sabotage.
The opposition says Maduro is seeking excessive powers and is following in the footsteps of his late mentor, Hugo Chavez.
Chavez was granted similar powers four times during his 14 years as president. In all, Chavez used the power to enact 200 legal changes that strengthened state control over Venezuela's economy.
Opposition leader Henrique Capriles says giving Maduro decree power will not end food shortages and will only strengthen the hand of an executive he calls incompetent.
Capriles narrowly lost the April presidential election to Maduro.
Maduro's ruling Socialist party holds 98 seats in the Assembly and the president needs the support of just one more lawmakers to get the three-fifths majority needed to be granted the powers that he formally requested on Tuesday.
"Critics say that all this is going to do is to allow him to harass the opposition even further, and [...] he says this is to allow him to clamp down on corruption and quite serious economic problems here in Venezuela," said Girish Gupta, a Caracas-based journalist, ahead of the vote.
Gupta said the vote may be an attempt to shore up support within Maduro's own party.
"Maduro is not Hugo Chavez, and that's been very evident over the last few months since Chavez died. Maduro has made some serious gaffes, and his popularity even among Chavista supporters [...] is not particularly high and its getting a lot lower."
Source: Al Jazeera and agencies
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iTunes hits five billion songs sold
Apple has announced that the iTunes Store has now sold over five billion songs. In addition, it revealed that the store is now renting and selling more than 50,000 movies every day, making iTunes the world's most popular online movie store. According to Apple, the store now offers a catalog of over eight million songs, over 20,000 TV episodes and over 2,000 films including over 350 in HD.
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- Apple to reveal 'sweeping changes' to Apple Music interface at WWDC
- Apple ordered to shut down iBooks and iTunes Movie sales in China
- Apple releases data showing how often it complies with government data requests
- Apple shutting down iTunes Allowance program
- Reports detail Apple's extensive cloud infrastructure projects
- Steve Jobs biopic available on Blu-ray, DVD today
8 million songs and I still can't find what I'm looking for.
Posted by Charles Starrett on June 19, 2008 at 9:14 AM (CDT)
That's what Bono said!
Posted by Charles Starrett on June 19, 2008 at 9:28 AM (CDT)
With or without you…I will continue to download.
Posted by Charles Starrett on June 19, 2008 at 9:29 AM (CDT)
I think the count is wrong and they included free content in the count. When you get a free song they still process it thru there system like you paid for it. They even sent you an email reciept showing you paid nothing for it
Posted by Charles Starrett on June 19, 2008 at 6:51 PM (CDT)
Don't worry Shameless…I'm sure Amazon.com is counting all those Pepsi points used for mp3 downloads too.
Posted by Charles Starrett on June 20, 2008 at 8:51 AM (CDT)
Though maybe not completely semantically correct with the statement, counting the free songs as part of "sold" is appropriate. It brings people to the store and gets use.
Posted by Charles Starrett on June 20, 2008 at 1:12 PM (CDT)
They were sold, just for $0, look at your receipt ;)
If I remember correctly, one of the winners a few years ago of one of their countdown promotions for a songs sold milestone won by redeeming a Pepsi cap before Apple & Pepsi had their falling out for cross promotion.
Apple, being Apple, is not about to tell us the true number of songs sold for money versus sold for mindshare. However, with two free singles given away every week and an install base for iTunes of around 40 million, it doesn't take a genius to figure out that the number of tracks sold for actual money is probably nowhere close to 5 billion. If just half the iTunes users downloaded just one of the free tracks per week, you'd already have accounted for more than one billion tracks "sold" per year.
Posted by Charles Starrett on June 22, 2008 at 10:34 AM (CDT)
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Help, I forgot my username and/or password
Bank Muscat, Oman's largest lender, has picked six banks to arrange meetings with fixed income investors ahead of a potential benchmark-sized bond issue, a lead manager said on Thursday.
A bond would represent a rare international debt offering from the Gulf Arab state and the first by the lender to be in U.S. dollars since 2004.
Bank Muscat has chosen Citigroup, Credit Agricole , Deutsche Bank, HSBC, National Bank of Abu Dhabi and Standard Chartered for the roadshows, which will take place between March 12-18.
The meetings will start in Riyadh before going to Singapore, Hong Kong, the United Arab Emirates, Switzerland and London.
A potential dollar-denominated bond could follow the meetings, subject to market conditions, with any offering part of the $800 million Euro Medium Term Notes programme the bank established in 2011.
Benchmark-size is traditionally understood to mean $500 million or more.
The last Omani entity to issue was MB Petroleum Services, which raised $320 million from a high-yield bond offering in 2010.
Bank Muscat, rated A- by Standard & Poor's and A1 by Moody's, announced last month that it had agreed a 75.1 million rials ($195.1 million) equity investment from the International Finance Corp.
The bank expects its credit growth to be around 14-15 percent this year, driven by high government spending and higher wages for local citizens, its chief operating officer was quoted as saying earlier this month.
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What's the toll free number to call the Dave Ramsey radio show?
kgb answers » Local & Lookup » Directory Assistance » What's the toll free number to call the Dave Ramsey radio show?
Sunday, February 05 2012
Source: http://www.daveramsey.com/company/contact-us/
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text:
Est. Mortgage:
23805 Highway 65 NE East Bethel, MN 55005See your commute times
- Lot/Land
- 113 Days on Trulia
Home Details for 23805 Highway 65 NE
Information last updated on 02/03/2016 12:00 AM:
- Price: $425,000
- Lot/Land
- Status: Pending
- MLS/Source ID: 4670369
- Zip: 55005
Monthly mortgage for 23805 Highway 65 NE
Home Expenses For 23805 Highway 65 NE
|Listing price for 23805 Highway 65 NE
|Average listing price for all homes in 55005
|25% below listing price
|Median sale price for all homes in 55005
|29% below listing price
Contact Info
Listing Provided by
Lisa Ash, Edina Realty, Inc., a Berkshire Hathaway affiliate, (952) 928-5563
Agent Phone: (763) 241-0155
Edina Realty is one of the nation's largest real estate companies with 60+ real estate offices throughout Minnesota and western Wisconsin and 2,300 REALTORS®. In addition to leading our market in sales for the past 15 years, we offer a full complement of services with real estate, mortgage, title, warranty and insurance all under one roof. Edina Realty is a Berkshire Hathaway affiliate and a wholly-owned subsidiary of HomeServices of America. Please visit www.edinarealty.com today.
MLS Disclaimer: Listing copyright 2014 Edina Realty, Inc.


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The celebrity and fashion elite are set to converge at this year's Met Gala and E! will cover the fanfare like never before as the network brings the real magic of the red carpet to pop culture fans around the globe with its signature Live From The Red Carpet multi-platform coverage of the event for the very first time. (more...)
Airing this today, February 10th at 7p and 11p, E! News' Catt Sadler sits down with Teresa Giudice for a raw conversation about her time in prison and her life today. (more...)
E! continues to bring fans around the globe the most memorable and authentic red carpet moments with 'Live From the Red Carpet' delivering the network's signature multiplatform coverage from the 22nd Annual Screen Actors Guild Awards®. The SAG Awards is the only show where the actors themselves vote on the television and film performances of their fellow stars, and the feeling of fun, celebration and comradery comes through from the moment they step on to the red carpet. As the top names in Hollywood arrive, E! will provide on-screen 'Star Stats' which gives celebrity insights about the carpet's freshest faces and veteran favorites to bring fans up to speed on the latest pop culture knowledge. Join hosts Giuliana Rancic and Brad Goreski, along with Zuri Hall as they bring fans around the world the most memorable celebrity interviews, surprise moments and unforgettable fashion when 'Live From the Red Carpet: The 2016 Screen Actors Guild Awards' airs Saturday, January 30th at 6:00pm ET/3:00pm PT only on E! (more...)
Only E! can bring today's pop culture fans the real magic of the red carpet, and on Sunday, January 10th, E!'s signature series Live From The Red Carpet makes its 2016 debut at the 73rd Annual Golden Globe Awards (more...)
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E! announces its October 2015 Programming Highlights. Check them out below! (more...)
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text:
Venue Hire near Kate MacGarry
London > Business > Venue Hire
23-27 Wadeson Street, Hackney, London E2 | 1 minute from Kate MacGarry
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London > Business
493 Hackney Road, Hackney, London E2 | 3 minutes walk from Kate MacGarry
A vacated 19th century hardware store now used for pop up events. ... More
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text:
SmartScore 99
SmartScore 99
SmartScore 86
SmartScore 92
Here's the question you clicked on:
what exactly is going on in the highlighted region of this limit evaluated as x approaches pi/4? http://i47.tinypic.com/2akkxvq.png i understand how you eventually come up with those two parts of the limit and evaluate them separately, but why is the highlighted part -1?
the numerator has been re-arranged and the common factor of sin x-cos x cancels


text:
May 3, 2013 - Industry News
Peterbilt honored several dealers during its recent annual dealer meeting, held at the Paccar MX Engine manufacturing facility in Columbus, Miss. The company handed out Medium Duty Dealer of the Year, Parts and Service Dealer of the Year, Paccar MX-13 Engine Dealer of the Year and TRP Dealer of the Year awards.
Tags: Paccar, Peterbilt, Aftermarket, Dealers, TRP, MX-13
We offer e-newsletters that deliver targeted news and information for the entire fleet industry.
The expert, Mark Betner from CITGO, will answer your questions
The expert, Brian Fletcher from Eaton, will answer your questions
Lowboy Trailer Features Extendable Deck
J.J. Keller Expands ELog Training for Drivers
Cotter Pin Designed to Prevent Brake Seizing
Mainstay Introduces Faster, Lighter, More Compact CNG System


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Vote on contentious TSP real estate fund postponed
Lawmakers accuse TSP board of stalling until the next congressional elections.
Lawmakers accuse TSP board of stalling until the next congressional elections.
Action likely to set off a battle to provide a similar increase for civilian federal employees; President Bush has proposed 2.2 percent.
National Labor Relations Board lawyers angry over cuts in detail assignments, performance awards.
The first in a two-part series on the relationship between Medicare and FEHBP.
Adding a Roth 401(k) option to the Thrift Savings Plan would enable participants to pay taxes upfront, but this choice comes at a cost.
Sen. Olympia Snowe, R-Maine, calls for the two sides to return to the negotiating table.
Managers say having employees under traditional civil service rules blended with those in more flexible systems embeds a culture of merit.
Department also releases online calculator for employees to determine paybands under new personnel system.
House subcommittee to mark up bill next week despite board's request to hold off.
That's what they say about the CSRS Offset retirement system. Here's why.


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A tumultuous chapter ended in Sisters ended on Thursday, resulting in the resignation of city manager Andrew Gorayeb. City officials agreed to pay him over $100,000 in severance.
The Bend Fire and Rescue Community Assistance program was created by the Bend Firefighters Association in 2002, and has helped many in the community in times of crisis. Now, it could use your help to keep on giving.
Don Crouch
A fierce, fast fire destroyed a motor home near Highway 97 north of Bend Friday morning, sending up thick, black smoke visible over a wide area, but the occupant escaped unharmed.
If weather conditions remain favorable, the Deschutes National Forest has several prescribed burns planned for the weekend.
Personal use firewood collection will open Sunday across the Ochoco National Forest and within designated cutting areas on the Crooked River National Grassland and the Prineville BLM, and Monday on the Deschutes National Forest
Bend Chamber President and CEO Tim Casey has departed the Bend Chamber after 13 years with the organization, it was announced Friday.
Parametrix/Bend Park and Rec District
The Bend Park & Recreation District said Friday it is about to close the Farewell Bend footbridge over the Deschutes River between Farewell Bend and Riverbend Parks in preparation for its replacement.
The Central Oregon Drug Enforcement Team is seeing an increase in butane honey oil labs popping up around the region.
SISTERS, Ore. (AP) — Sisters has agreed to pay a former city manager who was the subject of a number of complaints a severance package worth $100,000.
One day after supporters of marijuana growing and processing in rural Deschutes County released a poll indicating majority support for "sensible" rules and not a fall "opt out" vote, opponents of allowing such operations issued a refutation Thursday and made their case.
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Tux Droid - Talking Linux Penguin
No matter how many strange products we get through the doors here at TrustedReviews there's always something stranger ready to pop up and baffle us some more. I think, though, that for pure surrealism the Tux Droid is going to be pretty hard to beat. Now it's hard to deny that some Linux fans can be pretty evangelistic about their operating system of choice but I wouldn't have thought that that religious dedication would extend so far at to want an idol of the Linux mascot, Tux the penguin, sitting on one's desk.
Apparently, though, I am mistaken because that's exactly what is sitting in front of me right now, and it's not just an effigy of the much-loved penguin, but a wirelessly connected moving speaking robot or sorts. More curiously, unlike most every piece of hardware on the planet, rather than having to hunt for hours on end to find a Linux driver, you'll discover that that only Linux users can use the Tux Droid as Windows drivers aren't available.
This may not seem like a huge issue (what Windows user wants a figure of the Linux mascot on their desk?) but it is a pain when you don't have a Linux machine to hand in order to properly test the dratted thing. It was therefore necessary to go through the fun business of setting up a system with Debian - not a task for the faint hearted. Still, mere days later I had my PC dual booting with Vista and Linux and it was time to have a play with Tux.
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Octa-core Cortex-A53 hacker SBC sells for $60
FriendlyARM's $60, open spec "NanoPC-T3" SBC runs Android or Linux on an octa-core Cortex-A53 SoC packed with wireless and media interfaces, plus 8GB eMMC. The over-caffeinated board builders at Guangzhou, China-based FriendlyARM have shipped their highest-end hacker board yet. The NanoPC-T3 is almost identical to the NanoPC-T2 board, but swaps out the quad-core, Cortex-A9 Samsung S5P4418 SoC for a layout-compatible S5P6818 with eight Cortex-A53 cores that can be clocked dynamically from 400MHz to 1.4GHz. Last month, FriendlyARM' unveiled an $11, quad-core NanoPi M1 single board computer with similarly open source hardware and Android and Linux software.
today's leftovers
Linux and Graphics
Security Leftovers


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Family Foundations
The Council on Foundations defines a family foundation as one whose funds are derived from members of a single family, though this is not a legal term and has no precise definition. The Council on Foundations suggests that family foundations have at least one family member serving as an officer or board member of the foundation and, as the donor, that individual (or a relative) must play a significant role in governing and/or managing the foundation. Most family foundations are run by family members who serve as trustees or directors on a voluntary basis. In many cases, second- and third-generation descendants of the original donors manage the foundation.
Family foundations make up over half of all private (family, corporate, independent, and operating) foundations, or 40,456 out of approximately 73,764 foundations (Foundation Center, 2011). Family foundations make up approximately one-third of the Council's membership.
Family foundations range in asset size from a few hundred thousand dollars to more than $1 billion. The holdings of family foundations total approximately $294 billion, or about 44 percent of all foundation holdings of $662 billion. Despite this, three out of five family foundations hold assets of less than $1 million. Family foundations gave away approximately $21.3 billion in grants in 2011 (The Foundation Center, 2011).
Below is everything on our site for family foundations. You can use the filtering options on the right to narrow these results.
In this week's Washington Snapshot:
- Upcoming Ways & Means Hearing Will Address Tax Reform;
- New Changes to IRS Advisory Committee on Exempt Organizations;
- Update: New Jersey Hospital Property Tax Remains in Flux;
- Illinois Leading Efforts to Implement Federal Grants Reform;
- Philanthropy is Projected to Increase in 2016 and 2017.
Read all this and more, online now!
In this week's Washington Snapshot:
- POTUS Delivers his Final State of the Union Address;
- Brady Expresses Intent to Take on Tax Reform;
- Reed to Introduce Bill on University Endowment Spending;
- Property Tax Exemptions in Flux.
Read all this and more, online now!
In this week's Washington Snapshot:
- Treasury, IRS Withdraw Proposed Rule for Gift Substantiation;
- DAFs & Child Sponsorship to Charities;
- State Policy Action in 2015 Predicts Focus Areas in 2016;
- Update on Financial Action Task Force (FATF);
- National Taxpayer Advocate Names 1023-EZ Third Most Serious Problem.
Read all this and more, online now!
April 11 - 15, 2016
Today we celebrate a major victory for community foundations and your donors.
The charitable "tax extenders" are no longer "extenders" that must be reinstated each year, but have become a permanent part of our tax code. In a historic vote, Congress passed the IRA Charitable Rollover into permanent law, making it available to donors and charities for the foreseeable future.


text:
Research Article
Culture, essentialism, and agency: are individuals universally believed to be more real entities than groups?
Article first published online: 25 OCT 2004
DOI: 10.1002/ejsp.237
Copyright © 2004 John Wiley & Sons, Ltd.
European Journal of Social Psychology
Volume 35, Issue 2, pages 147–169, March/April 2005
Additional Information
How to Cite
Kashima, Y., Kashima, E., Chiu, C.-Y., Farsides, T., Gelfand, M., Hong, Y.-Y., Kim, U., Strack, F., Werth, L., Yuki, M. and Yzerbyt, V. (2005), Culture, essentialism, and agency: are individuals universally believed to be more real entities than groups?. Eur. J. Soc. Psychol., 35: 147–169. doi: 10.1002/ejsp.237
Publication History
- Issue published online: 16 MAR 2005
- Article first published online: 25 OCT 2004
- Manuscript Accepted: 28 JUN 2004
- Manuscript Received: 14 SEP 2002
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- Australian Research Council
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Rugby Union
Selica Winiata knows if she performs well for the Black Ferns next month, she could be a regular fixture at the World Cup this year.
The Manawatu fullback has been named in the Black Ferns squad for four tests in June and the World Cup in France in August, along with team-mates prop Ruth McKay and winger and midfielder Shakira Baker.
This is the final squad before the World Cup, so whoever plays well in the four tests against Canada, Australia and Samoa could make it into the starting World Cup team.
"I guess there's 26 of us and all of us want one of those starting positions," the 27-year-old said. "I'll try hard and play my best to try and cement that 15 jersey."
Because the Black Ferns don't have a lot of test matches, Winiata was pleased the team was getting more games together.
"The World Cup starts at the start of August. This gives us the chance to gel together and this will be a really good buildup."
The Black Ferns had their final training camp at the weekend and even though Winiata never assumes she will be selected, she said it was an honour to be part of the team's legacy again.
New Zealand play Australia in Rotorua on June 1, Samoa in Auckland on June 7,which is the curtainraiser to the All Blacks' test against England, Canada in Tauranga on June 10 and Canada again in Whakatane on June 14.
"I've never played Samoa and never played Canada in 15s. I've played Australia, but I'm not sure what they're going to be like.
"Every game's different, so we need to prepare well and we obviously have to play well.
"These teams could have some surprises and we don't want to be upset and lose."
Winiata has plenty on her plate, along with her work as a police officer, as she is back into sevens mode with a New Zealand training camp this weekend and the team to go to the final leg of the world series Amsterdam is named after that.
New Zealand are two points ahead of Australia on the world sevens standings, so this final tournament will decide it.
New Zealand have won two finals, beating Australia in China and Canada in Atlanta, and lost two finals, to Australia in Dubai and Brazil.
"This last tournament is pretty important for us to take out the world series," Winiata said.
"We need to win it. We can't take any games lightly, whoever makes it. We'll be doing our best."
The squad features three new caps - Wellington lock Sanita Levave, sevens and rugby league international Honey Hireme, of Waikato, and Counties Manukau hooker Te-Kura Ngata-Aerengamate.
There are 12 players from the World Cup-winning 2010 squad.
Hazel Tubic is injured and Victoria Grant, Vita Dryden and Karina Stowers are pregnant.
- Manawatu Standard
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LA Passes Green Building Rules
On Earth Day, the City Council of Los Angeles passed an ordinance requiring builders of large commercial and residential developments to adopt green building rules that would potentially cut millions of tons of pollution over the next decade, the Los Angeles Times reports.
Wearing a green necktie in honor of 38th Earth Day, Mayor Antonio Villaraigosa pledged to reduce the city's carbon emissions 35 percent below 1990 levels by 2030, an effort that will also require a crackdown on the city's coal-dependent municipal utility and a move toward electricity from renewable sources.
City officials said about 150 new and renovated buildings, or about 7.5 million square feet, would be covered by the ordinance each year. The rules would amount to preventing about 85,000 metric tons of carbon dioxide emissions over the next five years, the equivalent of removing 15,000 cars from the roads.
The LEED checklist includes such items as low-flow toilets, paints with low emissions, use of recycled materials, efficient irrigation, solar panels and use of natural light.
So far, one state, Connecticut, and 14 cities are requiring private developers to meet green building standards.
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Pioneers of Television Clip: William Shatner On How He Made Star Trek "More Fun" January 18, 2011by TrekMovie.com Staff , Filed under: Celebrity,Shatner,TOS,Trek Franchise , trackback
As previously reported, tonight the PBS series "Pioneers of Television" takes a look at science fiction pioneers, including Gene Roddenberry. We have a new clip from the show, featuring William Shatner talking about the origins of Star Trek and how he influenced the series.
Clip: Shatner talks about making Star Trek "more fun"
Pioneers of Television episode on science fiction airs tonight, Tuesday January 18th at 8 PM (7 central).
Great stuff.
nitpick (of course): How is it that even in the same clip, using the same production still of Shat they manage to reverse it once? JJ should just put a delta shield on each boob cause this is never going to quit.
Let's hope Star Trek once again becomes "the science fiction show with something important to say". That's essential
Oh, and The Shat rules. He *IS* Captain Kirk.
Yes … REALLY GREAT!!! ….and we're talking about Star Trek untill now! .. and more I hope!
Loving it SirMartman
Hell, he made LIFE more fun!
By the way, hope you're all still checking out the ongoing comments on the earlier '3D' topic, as there's plenty of fun to still be had there too. :)
I've always said Star Trek wouldn't be quite what it was without Shatner.
CmdrR: If that's an original page from TV Guide they're using there, then the flipped photo is TV Guide's fault. Probably it was done for reasons of composition – but yes, it's annoying how often it seems to happen.
Funny listening to WS take on the first pilot, and it was that "momentous" acting that Bacula seemed to deliver on Enterprise, this feeling that command was crushing this emotionally constipated individual.
Nobody does it better than the Shatner. I really like Jeffery Hunter, but I am so glad that he bowed out of the 2nd ST Pilot and Shat stepped. I doubt TOS would have been the same with Jeff Hunter in the center seat.
Is that Kelsey Grammar speaking?
Bill for King of England!
Greg UK
Shatner is a pioneer of early Star Trek and deserves to be in the next movie!
The fans demand it!!!!!!!
4. Rocket Scientist – January 18, 2011
Let's hope Star Trek once again becomes "the science fiction show with something important to say". That's essential
If you want classic StarTtrek with something important to say you should watch Star Trek Phase II. Don't expect it among lens flares and shaking fast-panning cameras.
16. John from Cincinnati – January 18, 2011
Some fans demand it. Others don't.
WoW. Jack Lord could have been Capt Kirk. hmm Book UM Spocko. Long Live the Shat.
Did Shatner see ST2009?
Show appears interesting, unfortunately I won't see it because I don't watch TV. Only do YouTube, iTunes, DVDs.
I had no idea that Hawaii 5-0 actor was almost Kirk. Interesting stuff.
Pioneers, Spock part http://www.youtube.com/watch?v=Sow1ELfx9Yk
Bring Back the SHAT!!!!!!!!
"Star Trek" would not be what it is today without William Shatner. The other cast members played pivotal roles too, but THE SHAT is the face of not just "The Original Series" but the entire franchise.
I saw the program tonight. It was great. Interesting things said about not just Star Trek but Lost in Space. When its rival show Batman was beating it in the ratings, the show became more campy to compete with it. And I didn't know this, they let Jonathan Harris (Dr. Smith) rewrite his lines and he became more flamboyant as time went on. The show devolves into lunacy with the episode "tThe Great Vegetable Rebellion."
And when NBC pressured Roddenberry to put more monsters in the show, he resisted. As the clip above shows, it was the science ficiton show with "something important to say." Thanks Gene for intelligent science fiction. Great documentary.
Organic way for Shat cameo:
Before Spock knew he would have to ram the jellyfish into the Narada, he downloaded and pocketed data files. Some belonging to Spock prime, which incl. holo-files of Shatner.
Lovin' the Shat love here! His contribution to the show's success can't be over-estimated, although it is too often under-appreciated.
This was a wonderful show! My local channel will re-run it on Sunday. Maybe I can watch it in peace!
I seem to recall Lloyd Bridges being approached to play the captain at some point, as well (and he declined).
I too am happy how the casting worked out that way. I think frequently with great shows the casting works out a certain way and a magic just happens. I still can't imagine the level of success of Indiana Jones with Selleck or Lord of the Rings with Connery.
Regardless of whose choice it was neither of the other two could have delivered what made that show what it was.
No more important than not painting Spock but no less important.
More from Bill on why he made Star Trek, Star Trek…
I think I'll pass this perticular ego trip thank you very much. Not that I don't like the Shat, I do, I love him. But I can't help but feel he loves himself more….
@34 George Takei, is that you again?
@34 I saw this last night… not much of an ego trip at all – it was a really good show – a lot on Roddenberry which was nice to see as well the show also featured Irwin Allen's show's, The Twilight Zone, and a little on Batman.
This show may of tipped the scales for me as well… I've been on the fence about buying twilight zone.
Captain Kirk & Dr. Smith
Nonsense. Star Trek was much, much more than 'the William Shatner Show'.
I might be behind the times, but I saw a preview for the up-coming season of "Raw Nerve." Walter Koenig will be a guest. That should be interesting.
#38 "Nonsense. Star Trek was much, much more than 'the William Shatner Show'."
… of course, we'll never know, but I'd wager the phenomenon would not have exploded with Jack Lord at the helm. And, obviously, any reunion movies with an alzheimer-ridden Jack Lord would not have been possible. And without the reunion movie you lose any interest in bringing Trek back to the small screen, in which case you lose any possible spin-offs. Yes, Star Trek was very lucky to land William Shatner as the star.
This moment was so much revisionist bogus junk. The second pilot was "a lighter vehicle"? Oh, yeah, Kirk has to kill his best friend who has become a god-like murdering thug. Loads of laughs.
I would have to say Shat carried himself well. this special did trdk alot of justice. I only wish more time was dedicated to trek. However too it was fun to see tribute given to the other scifi franches too. They all made valuable contributions to the small screen. come to think of it a part 1 @ 2 would have covered the scifi shows. It would have been …Logical. In the mean time I will spend time with the Shat in%*@& my dad says…until he makes it into the new movie….I can dream can't I ?
Mike, you make a good point.. Shatner's generalizing about something he barely remembers. I also find WNMHGB somewhat tragic, but it is also a great first episode to this series. And it was shown at first a few weeks in after "Man Trap," etc.
There's no trouncing the Shat's cred, however, and his ability to inject some extra energy into the proceedings for three years. Not sure Jeff Hunter would have been able to do so (regardless of how wonderful his portrayal is of the conflicted Pike).
And "The Man Trap" was shown first by NBC because it had a "monster" in it.
Other than the clip from "The Lieutenant" and the footage of Rod Serling this program didn't have much to offer beyond the same stories and observations that have been made a hundred times before. There was one interesting photograph of Roddenberry standing at a podium on the stage where the Enterprise effects shots were filmed–real or photoshopped? Never saw that one before. But this was really no more insightful than the lame TOS DVD features. The problem is too many of these people are dead, and the ones who are alive suffer from fading memories, which is not surprising.
I don't necessarily think fading memories are the culprit for repeated stories.
Repeated questions are, as well as not wishing to provide any "meat" for any petty negativity from back then.
I think preserving a positive legacy for Trek and especially Roddenberry is a priority for surviving cast members.
I just watched it. I didn't know the story about Gene forcing the studio suits to read his ideas. That was new for me.


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Punjab Mail brings back music by yesteryear composersNagpur: It was a musical riot on the concluding day of the two-day music festival organized by Saptak at Scientific Society hall on Thursday. 'Punjab Mail' was the theme, which attempted to present compositions of 11 music directors who hailed from ... Times of India, 1 week ago
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Wilted Spinach and Cherry Tomatoes
Cherry tomatoes and balsamic vinegar accompany warm wilted spinach in this classic and healthy side dish.
Level: Moderate
Serves: 4
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- 1 tbsp. olive oil
- 2 bag baby spinach
- 1 pt. cherry or grape tomatoes
- 1 tbsp. balsamic vinegar
- Coarse salt and ground pepper
- In a large skillet, heat oil over medium. Add spinach; cook, tossing often, just until wilted, 2 to 3 minutes. Stir in tomatoes and vinegar; season with salt and pepper. Serve immediately.
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Wisconsin Ag News Headlines
Market Basket Survey Shows Higher Food Prices
Wisconsin Ag Connection - 01/11/2011
The cost of your groceries are continuing to edge up in the local supermarkets. The Wisconsin Farm Bureau released its final Marketbasket Survey for 2010 this week, which showed that the price of 16 basic food items in 26 communities totaled $45.61 during the forth quarter of the year--an increase of 48 cents from three months earlier.
WFBF Spokesman Casey Langan says eggs, shredded cheddar cheese, ground chuck, vegetable oil, potatoes and toasted oat cereal were the items that saw the largest percentage increases in price compared to the prior quarter. But stores did lower the price on bacon, apples, flour and milk.
The American Farm Bureau's national survey of the same 16 items cost $46.97, which is over one dollar more than Wisconsin's average. However, six of the items had higher prices in Wisconsin, including shredded cheddar cheese, toasted oat cereal, ground chuck, boneless chicken breast, vegetable oil and flour.
Compared to a year ago, the total price of the national survey was up $4.07, or about 10 percent.
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Archived Story
Curt Rude trial beginsPublished 11:27am Monday, November 2, 2009
The jury trial started this morning in Olmsted County for Curt Rude, who is on unpaid leave as captain of the Austin Police Department after allegedly taking prescription drugs from the APD evidence room.
The trial will likely conclude this week.
Rude is charged with felony theft, drug possession and gross misdemeanor interfering with property in official custody after allegedly taking two bottles of the prescription drug Oxycontin from the APD evidence room the night of Nov. 6, 2007, the same day as his election to the Austin School Board.
Rude still serves on the school board. His term expires in 2011.
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" The worst " Read More
" I love the bag, it took longer than expected to arrive although it ... " Read More