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Aimia Inc.'s decision to move its Aeroplan reward-partnership to Toronto-Dominion Bank is a blow to Canadian Imperial Bank of Commerce, which stands to lose customers and as much as $3 billion in credit- card balances.
Toronto-Dominion, Canada's second-largest bank, conditionally agreed Thursday to become the primary credit-card partner for Aimia's Aeroplan program starting Jan. 1, replacing an accord with Canadian Imperial that expires at year end. CIBC, Canada's fifth-largest lender, has the right to match the terms of the new agreement by Aug. 9 to retain the partnership.
"It hamstrings CIBC," Cameron Webster, who helps manage $250 million including Toronto-Dominion shares at Sandstone Asset Management Inc. in Calgary, said Friday in an interview. "It's a bit of a dent to CIBC and it creates the potential for them to lose some customers."
Canadian Imperial said it's being shut out in the new agreement. The deal "appears to have been intentionally structured in a way that attempts to nullify CIBC's right of first refusal and any ability to match," the bank said Thursday in a statement. "Given the structuring of the document and our contractual rights, we are exploring our options."
The bank's 22-year partnership with Aimia has made the CIBC Aerogold Visa its most popular credit card. Toronto-based CIBC buys Aeroplan miles from Montreal-based Aimia to give to cardholders on purchases, including flights with Air Canada, the country's biggest carrier. Aimia, which owns and manages rewards programs including Nectar in the U.K. and Italy, counts CIBC as its biggest partner.
"The effect on CIBC, whether the bank renews or not, is negative," Mario Mendonca, an analyst with Canaccord Genuity in Toronto, said Thursday in a note.
CIBC's adjusted per-share earnings may fall 40 cents to 65 cents next year—or as much as 7.5 per cent—as it loses as much as $3 billion in card balances to Toronto-Dominion and other card providers, Mendonca said. He estimates that half of CIBC's card balances are tied to Aeroplan and that 50 per cent to 60 per cent of the cardholders would move to the new provider if they didn't renew.
CIBC is Canada's largest credit-card issuer based on outstanding balances, according to an April 2013 issue of the Nilson Report, a credit-card industry publication. Toronto- Dominion is the second-largest.
Aeroplan began in 1984 as a promotional tool for business travelers on Air Canada. CIBC Aerogold Visa was started in 1991, according to Aimia. The card allows users to collect Aeroplan points for travel on Air Canada and get goods from retailers.
The Aerogold program accounts for 8 per cent to 10 per cent of CIBC's earnings, Robert Sedran, an analyst at CIBC World Markets in Toronto, said Thursday in a note.
"Some of this business will no doubt be lost—and not just by TD," Sedran said. "The Aerogold program has been very successful and contributes a meaningful amount of earnings to CIBC."
Kevin Dove, a CIBC spokesman, and TD's Ali Duncan Martin declined further comment from the bank statements.
Toronto-Dominion would commit $100 million to the loyalty program and agree to minimum annual miles purchases as part of a 10-year agreement. The two companies also agreed to spend about $140 million over four years on marketing. TD is entitled to an $80 million fee to cover costs if CIBC agrees to match the terms of the agreement and continues as Aimia's partner.
"The tone of the press release and Aimia's conference call suggest that the likelihood of CIBC matching the terms is low," CIBC's Sedran said. "CIBC will choose not to renew its deal with Aimia, preferring to build its own travel card."
The agreement Aimia negotiated with TD brings the price for the Aeroplan loyalty points much closer to market rates than the current pact with CIBC, according to Aimia Chief Executive Officer Rupert Duchesne.
"With the existing agreement with CIBC, we've made a reasonable level of profit out of it, nothing extraordinary," Duchesne, 53, said yesterday in a phone interview. "For CIBC it was an extremely profitable relationship."
There are "well more than a million" Aeroplan members who accumulate points with Aimia's two card partners, CIBC and American Express Co., according to Duchesne. Aeroplan has almost five million members, he said.
Aimia's new agreement would see its bank partner pay at least 15 per cent more for Aeroplan miles, and the extra money will go to improving its rewards program, Duchesne said.
CIBC has been preparing to go it alone with its own card. CEO Gerald McCaughey, 57, said on a May 30 conference call that the bank is spending more than $50 million over four quarters to create an alternative card if the Aimia agreement isn't renewed. Canadian Imperial also has its Aventura Gold Visa card, which it introduced in 2003 to offer lifestyle and travel rewards with purchases.
TD has increased its push into cards through acquisitions, including its purchase of Bank of America Corp.'s MBNA Canada unit to gain its MasterCard portfolio in December 2011.
"I don't think this will be instant riches for TD," said David Cockfield, a fund manager with Northland Wealth Management in Toronto, who helps manage $225 million at the firm including TD shares. "It's not an area free of competition, but it's a step in the right direction."
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Lynch mob
Mike Lynch's imbroglio with HP could have profound implications for the UK tech industry. Doug Woodburn asks how
In February this year, Mike Lynch took to the stage in Las Vegas (below) to showcase Autonomy's augmented reality technology in what was arguably the highlight of HP's Global Partner Conference. No one...
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Mission Statements
Institutional Mission Statement
The mission of Faith Baptist Bible College and Theological Seminary, as a fundamental Baptist institution of Christian higher education, is to prepare vocational Christian workers and ministry leaders for local churches throughout the world.
Faith Baptist Bible College provides an intensive Biblical, vocational, and general education on the college level with the goal of preparing students to minister effectively in Christian service through leadership positions in and through fundamental Baptist churches and other organizations of like convictions.
Faith Baptist Theological Seminary provides an advanced Biblical, theological, and ministerial education at the graduate level with the goal of preparing Bible expositors to serve effectively in Christian ministry through leadership positions within Baptist fundamentalism.
About Faith
CommencementMay 5 and 6
Join us for our 2016 commencement activities.
Faith Classic Golf TournamentFriday, September 16
New date for the golf tournament. Play a round of golf on a premier course and help raise money for Faith scholarships.


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PHILADELPHIA, Dec. 14, 2012 /PRNewswire/ — A new survey of online shoppers revealed consumers have higher expectations of online shopping than ever before. ShopRunner, which brings together a network of retailers to deliver powerful shopping services, conducted the survey to understand today's online…
Charging for Returns Could Mean Losing Customers
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Survey Finds 81% of Online Shoppers Not Likely to Purchase Again From Retailers Who Charge for Return Shipping (via PR Newswire)
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More American Brittany Puppies and Dogs for sale.
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Four females and two males were whelped 8/31/12 out of Twincedar Bullet's Beth and Ed's Fredrick Too (Deuce) . We register our Brittanys with AKC. A brother to these pups, out litter #80 has been a winning machine in NSTRA trials at less than two years of age!!! Beth is a daughter of 32X NSTRA Champion and 6X American Field Champion Nolan's Last Bullet, and Deuce is a son of Ed's Fredrick, a John Edwards dog. These two have produced some very fine puppies in the past. Pups have had their tails docked and dewclaws removed. We keep our puppies up to date on immunizations and dewormings. We socialize our puppies daily. We have other Brittany pups available as well. Check out our website at www.twincedarskennel.com Email us at email@example.com or call (270)328-8112
Ad location: Wingo, Kentucky
Ad created: Sep 08, 2012
Contact Information
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270-328-8112Contact breeder through email Click here to visit website
Twin Cedars Kennel Breeder Information
Ed's Fredrick Too ("Deuce")


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People tend to check in during these times:
Definitely worth the money, we saw tons of whales! Very knowledgeable staff. Don't worry if you don't see any whales because they will give you a voucher to go out again free of charge.
Crew is super friendly and helpful. Concession prices are very reasonable. Be sure to bring a hoodie or sweater! Snag a seat asap or you might be out of luck to 6+ person families taking over.
Whale watch & aquarium combo < $65. Unfortunately didn't get to see any whales but issued us a rain check, which allows us to come back & try again in the future. Well informed staff & learned a lot!
Great time, crew super knowledgeable and nice. Got lucky in early April and saw lots of activity; even dolphins. Def suggest taking something if you are prone to sea sickness even a chance.
Make sure to arrive early- people start lining up an hour prior to boarding!
Bring sunscreen and a towel during the Summer.
Bring a towel if it rains, seats are wet!
Hey BU! Join us for a Whale Watch on Sunday, May 13!
Go early to enjoy.
Take a Dramamine....even if you don't normally get seasick....
Boat tours
Lugar lindo! Mas achei valor da entrada um abuso!


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Counter Terror Expo London
International Anti-terrorist exhibition
professional visitors only
19. - 20. April 2016
21. - 22. April 2015
21. - 22. April 2015
Counter Terror Expo in London is the only major international exhibition and conference of its kind to take place in the UK. Visitors are qualified personnel from government, military, law enforcement, intelligence and private sector organisations from the UK and Overseas. Counter Terror Expo has been developed through deep consultation with the leading industry bodies and associations and will deliver a focused and comprehensive information through the conference streams, technology workshops and an exhibition of products from dedicated solution providers.
The Counter Terror Expo in London took place from Tuesday, 19. April to Wednesday, 20. April 2016.
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Clarion Events Ltd.
69-79 Fulham High Street
SW6 3JW London, United Kingdom of Great Britain and Northern Ireland
Tel: +44 (0)20 73847700
Fax: +44 (0)20 73847701
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Product groups: access control, ammunition, biometric solutions, blast containment, communication systems, explosives detection, scanning equipement, screening equipement, training service, weapons, …
Industry sectors: Arms, Military Technology, Safety Technology, …
Fairs of these Sectors: Arms Fairs, Military & Defence Exhibitions, Trade Shows for Security and Safety Technologies, …
Disclaimer: No responsibility is taken for the correctness of this information. Errors and alterations excepted! Fair dates and exhibition sites are subject to change by the respective trade fair organiser.
Administrative area Greater London
Part of the country England
United Kingdom of Great Britain and Northern Ireland
for trade fair date in London
Fair location*:Olympia Exhibition Center,
Hammersmith Road, W14 8UX London, Greater London, England, United Kingdom of Great Britain and Northern Ireland


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|June 20, 2011
The Trail Blazers need to win while Stephen Curry is still out with injury to have a chance to pull off the upset. The Trail Blazers weren't supposed to be in the second round. The Clippers looked, on paper, like the superior team. They...Show More Summary
The Heat forced a Game 7 and now have the chance to advance to the second round with a win at home. Dwyane Wade refused to let the Heat die and with a terrific performance forced a final showdown with the Hornets for a spot in the second round. Show More Summary
Manchester City face a tough match away at Southampton on Sunday. Manchester City will look to move a step closer to guaranteeing Champions League football with a win away at high-flying Southampton on Sunday. Manuel Pellegrini's side...Show More Summary
One more win in this remarkable season, and Leicester City and their fans can celebrate for real. Raise your hands if you saw this scenario coming before the season started: on the first day of May, Leicester City can win the Premier...Show More Summary
Liverpool will look to extend their unbeaten streak away at struggling Swansea on Sunday. Liverpool will look to continue their good season-ending form with a win away at Swansea City on Sunday. Jürgen Klopp's men have lost only once since the start of February, and find themselves only four points adrift of fierce rivals Manchester United. Show More Summary
In honor of @Drake's new album, here are a few #Views from the guys... https://t.co/KcDKyoajbk — NBA on TNT (@NBAonTNT) May 1, 2016 The jury is still out on whether Drake's latest release, Views from the 6, is a great album but while fans figure it out, the album is already gaining a reputation for being a meme. Show More Summary
Eric Fehr scored the game-winner in a feisty third game. The Pittsburgh Penguins survived another low-scoring, hard-checking affair with the Washington Capitals to pull out a 2-1 win in Game 2. The series heads back to Pittsburgh on Monday tied at 1-1. Both goalies were generally excellent on Saturday night. Show More Summary
WATCH: Pres. Obama drops the mic at end of #WHCD remarks: "Obama out" https://t.co/cpmMPwSnpo — ABC News (@ABC) May 1, 2016 Barack Obama and the White House correspondents' dinner have given us great moments throughout the past eight...Show More Summary
The Spurs rode a dominant first quarter to an easy win in Game 1 of their series against the Thunder. Well, that was unexpected. Even the most optimistic of Spurs fans couldn't have predicted how easily their team was going to beat the Thunder in Game 1 of their series. Show More Summary
Not a very high percentage shot. The Spurs absolutely dominated the Thunder in Game 1, and when shots like this are dropping, it's really no surprise. Let's take a closer look at this ridiculous shot. Here's LaMarcus Aldridge at about a 45 degree angle when he releases the ball. Show More Summary
Your browser does not support iframes. A two-run homer to get the lead and eventually the win against the Yankees on Friday night is an amazing feat. David Ortiz must really appreciate that moment when the ball propelled to left field. But...Show More Summary
Let's take a look at the big winners that emerged from the 2016 NFL Draft. Did your favorite team make the cut? Watch on YouTube | Subscribe to SB Nation on YouTube
These teams and players come out of draft weekend with plenty of issues and question marks to sort out. Watch on YouTube | Subscribe to SB Nation on YouTube
There was nothing the Thunder's defense could do. Spurs vs. Thunder was supposed to be a close series between two evenly-matched teams. If the first quarter of Game 1 is any indication, we might have had it pegged wrong. The Spurs tied...Show More Summary
Despite all the criticism that Panthers quarterback Cam Newton gets for dabbing on the field, smiling, and just having fun overall, that never detracts him from continually being positive away from the bright lights of an NFL arena. During Thanksgiving, for example, Newton hosted 800 underprivileged kids for a huge dinner. Show More Summary
Two of the best teams in the league face off in the Western conference semifinals. The 2016 NBA playoffs will give us their first marquee matchup when the Thunder visit the Spurs on Saturday for Game 1 of the Western conference semifinals. Both teams had no problem advancing past the first round. Show More Summary
This was a good year to be a wide receiver or cornerback -- those were the two highest-drafted positions in this year's NFL Draft. The 2016 NFL Draft is now in the books, and there will be plenty of information to dissect over the coming days and weeks. Show More Summary
The Oilers will not pick first overall this year. For only the third time in the last seven years, the Edmonton Oilers will not pick first overall in the NHL draft. The Toronto Maple Leafs won the 2016 NHL draft lottery on Saturday,Show More Summary
Will Orpik hear from the NHL about this hit? The Pittsburgh Penguins lost one of their better defenders early in Game 2 after a high hit from Washington Capitals defenseman Brooks Orpik. Penguins defenseman Olli Maatta was skating through the offensive zone when he saw Orpik approaching him. Show More Summary
The Seahawks added a developmental quarterback and former WR in undrafted free agency. TCU quarterback Trevone Boykin ended his 2015 season on a down note, but the Seattle Seahawks are taking a shot at him as a project, signing him in undrafted free agency. Boykin was a three-star recruit from Mesquite, Texas, committing to TCU in 2011. Show More Summary


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Weather News
Wild storms lashed WA's west, showers lingeringRob Sharpe, Monday August 18, 2014 - 14:23 EST
Thunderstorms swept over Western Australia's southwest last night, producing damaging gusts over 100km/h.
Last night Busselton Jetty clocked the strongest gust for the night of 120km/h. Other coastal areas saw gusts over 100km/h, such as Ocean Reef, Rottnest Island and Cape Naturaliste.
In Perth, there were isolated gusts above 80km/h in the storms, such as at Swanbourne, but the city missed out, with gusts merely peaking at 50km/h.
Rainfall from the storms was heaviest just inland of Bunbury, with up to 46mm around Dardanup. Bunbury and Perth weren't as wet, with 16mm and 13mm respectively.
Today, showers are continuing along the coast, heading towards a peak during the afternoon. In the south there is the risk of a couple of weak thunderstorms with stray lightning strikes, but unlikely to be nearly as serious as what occurred overnight.
Light and isolated showers will come and go during the week until they increase on Thursday with the arrival of a cold front. Behind this next front a high pressure system will take over, bringing extra sunshine and calmer winds.
- Weatherzone
© Weatherzone 2014
More breaking news
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Sydney Morning Herald
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Weather News
Victoria weather: Strong winds hit Melbourne, southern parts of state as cold front moves through
A deep cold front has swept through Melbourne and parts of southern Victoria, uprooting trees and damaging buildings with wind gusts of more than 100 kilometres per hour (kph).
Dry season storm dumps heavy rain on Darwin
A 90-minute downpour has seen Darwin record more than twice as much rain as usual for the entire month of May.
Wet season wraps up with below average rainfall for many Top End cattle stations
Despite a promising start to the wet season, many Top End cattle stations are entering the dry season with The bulk of the season's rain came with a monsoon trough which moved over the Northern Territory in , with little follow-up rain throughout January and February.


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There's something about Danny Davis and his riding that is just different and more fun than others. Burton, that little snowboard startup from Vermont, have compiled four minutes of his recent endeavours on a snowboard.
Wild times at the annual John Doe.
The line between genius and madness is a fine one...
A perfect season ender.
Full recap and gallery from the 6th Montafon Banked Slalom.
Two riders, a media crew and one common mission – to conquer the Snowpark Kitzbühel.
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From luxuriously soft cashmere cardigans to vintage mohair jumpers, wrap up in style this winter with our great range of cosy knitwear.
BNWT Fay Louise XL Size Eucalyptus & White Striped Sweater
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Rogue Squadron: Star Wars Legends (X-Wing)Random House Publishing Group 2011; US$ 7.99
They are sleek, swift, and deadly. The are the X-wing fighters. And as the struggle rages across the vastness of space, the fearless men and women who pilot them risk both their lives and their machines. Their mission: to defend the Rebel Alliance against a still-powerful and battle-hardened Imperial foe in a last-ditch effort to control the stars!... more...
Remnant: Star Wars Legends (The New Jedi Order: Force Heretic, Book I)Random House Publishing Group 2011; US$ 7.99
As the bloodied and weary galaxy faces battle once more, the Jedi take on the formidable task of bringing the last of the Empire into the light. . . . From the ashes of the New Republic?torn to shreds by the savage Yuuzhan Vong forces?the newly formed Galactic Alliance has risen, determined to bring peace to the entire galaxy. But first the Yuuzhan... more...
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Swift and deadly, the Yuuzhan Vong have blasted their way across the galaxy?and now stand on the threshold of total victory. Yet a courageous few still dare to oppose them. . . . Rife with hostile cultures and outright enemies, the Unknown Regions holds many perils for Luke Skywalker and the Jedi, searching for Zonama Sekot, the living planet... more...
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The Jedi move one step closer to saving the embattled galaxy? only to confront a formidable wall of resistance. The harrowing search for Zonama Sekot is finally over for Luke Skywalker, Jacen Solo, and the others aboard the Jade Shadow. But joy turns to alarm when the living planet sends a defiant message: it refuses to follow them back to a galaxy... more...
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Beyond Red vs. Blue: The Political Typology
Political attitudes have become more doctrinaire at both ends of the ideological spectrum. Yet at the same time, the growing center of the political spectrum is increasingly diverse. As an in-depth guide to the political landscape, the 2011 Political Typology sorts Americans into cohesive groups based on their values, political beliefs and party affiliation.
Hispanics Account for More Than Half of Nation's Growth in Past Decade
The 2010 Census counted 50.5 million Hispanics in the United States. Hispanics now account for 16.3% of the total population. Among children ages 17 and younger, there were 17.1 million Latinos in 2010, or 23.1% of this age group. Overall, racial and ethnic minorities accounted for 91.7% of the nation's growth over the decade.
If there are now fewer unauthorized immigrants in the U.S. where did they go?
Senior research staff answer questions from readers relating to all the areas covered by our seven projects, ranging from polling techniques and findings, to media, technology, religious, demographic and global attitudes trends.
Public Favors Tougher Border Controls and Path to Citizenship
Americans see no contradiction in supporting both stepped-up border security and a way for people already in the U.S. illegally to gain citizenship. Most oppose plans to change the Constitution to bar the children of illegal immigrants from becoming citizens. The public, however, also supports Arizona's controversial immigration law.
Statistical Portrait of the Foreign-Born Population in the United States, 2009
This statistical profile of the foreign-born population is based on Pew Hispanic Center tabulations of the Census Bureau's 2009 American Community Survey.
Unauthorized Immigrant Population: National and State Trends, 2010
As of March 2010, 11.2 million unauthorized immigrants were living in the U.S., virtually unchanged from a year earlier and remaining well below the population's peak of 12 million in 2007. The number of unauthorized immigrants in the nation's workforce (8 million) also has not changed in the past year.
Mixed Views on Tax Cuts, Support for START and Allowing Gays to Serve Openly
With the public giving subpar approval ratings to President Obama and continuing to express negative views of Congress and the political parties, it goes its own way on many of the remaining issues before the lame-duck Congress.
After the Great Recession: Foreign Born Gain Jobs; Native Born Lose Jobs
Immigrants are gaining jobs at a time when native-born workers continue to sustain losses. Foreign-born workers job gains may be the result of greater flexibility with regard to wages and hours of work or greater mobility. But despite rising employment, immigrants have experienced a sharp decline in earnings as well as a still substantial net loss in jobs.
Illegal Immigration Backlash Worries, Divides Latinos
About four-in-five of the nation's estimated 11.1 million unauthorized immigrants are of Hispanic origin; a new national survey finds that Latinos are divided over what to do with these immigrants.
Latinos and the 2010 Elections
In a year when support for Democratic candidates has eroded, the party's standing among Latinos appears as strong as ever. However, Hispanic voters appear to be less motivated than others to go to the polls.


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Group Literacy Assessment Pk20 - Group Literacy Assessment (Loose-leaf)Frank Spooncer
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Techyv.com is an extremely amazing site!I just love it...you can actually get vast information about the latest developments in the field of computers and IT. It is the right place to go if you are actually facing any IT related problems...Kudos to Techyv.com....
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Colton Dixon has released the music video for his song "Never Gone."
The song, from the American Idol season 11 alum's debut album The Messenger, has topped the Christian Hot AC/CHR chart for a second week in a row.
In the video, a son reunites with his father after being estranged for many years. The story is intercut with Colton performing at a piano and with his band.
Watch the video below:
mj santilli
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- 2016 Radio Disney Music Awards Winners List - 04/30/2016
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The Invisible Woman (US - DVD R1 | BD RA)
We have news on the Blu-ray/DVD releases Ralph Fiennes' period piece...
Starring: Felicity Jones
Released: 15th April 2014
Further Details:
Ralph Fiennes' second film as director/star,
The Invisible Woman, is coming to Blu-ray Combo Pack (Blu-ray/DVD/UltraViolet) and single disc DVD from Sony Pictures Home Entertainment.
There are no DVD specs available at this time, but the Blu-ray Combo Pack will feature:
- 1080p, 2.40:1 HD Video
- DTS-HD Master Audio 5.1 English & Portuguese; Dolby Digital 5.1 Spanish Audio
- English SDH, French, Spanish, and Portuguese Subtitles
- Commentary with Ralph Fiennes and Felicity Jones
- On the Red Carpet at the Toronto Film Festival
- SAG Q & A with Ralph Fiennes and Felicity Jones
- Toronto International Film Festival Press Conference
Quote: Nelly (Felicity Jones) is haunted by her past. Her memories take us back in time to follow the story of her relationship with Charles Dickens (Ralph Fiennes) with whom she discovered an exciting but fragile complicity. Dickens – famous, controlling and emotionally isolated within his success – falls for Nelly. As Nelly becomes the focus of Dickens' passion and his muse, for both of them secrecy is the price, and for Nelly a life of 'invisibility.'
News by Gabriel Powers
Existing Posts
Wow, she looks a lot like Scarlett Johansson did in Girl With A Pearl Earring...
I don't want to burst anyone's bubble here, but I can see her on the cover art.
never heard of it until last night on the oscars.
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- Cape student sues, accuses school officials of slamming her to ground multiple times (04/28/16)46
- Neelys Landing man shot, killed by highway patrol trooper after traffic stop (05/01/16)41
- Bob Evans restaurant in Cape Girardeau among chain's 21 closings (04/26/16)9
- Missouri House votes to allow concealed weapons without permits (04/28/16)8
- Police report filed, but no charges in incident at Cape Central (04/29/16)40
- Two hurt in motorcycle wreck on Interstate 55 (04/25/16)1
- 2016 All-Missourian Boys Basketball (04/29/16)
- Senator introduces bill for I-57 that would connect Sikeston with Little Rock (04/28/16)4
- Law firm requests information about Cape's traffic cameras (04/25/16)3
- Local lawmakers split over failed medical marijuana bill; voters may have a say (04/26/16)19
Number of health care providers may not be able to meet growing demand
Eighty percent of Missouri, including all of Southeast Missouri, has already been designated a Health Provider Shortage Area by the U.S. Department of Health and Human Services.
While the goal of federal health care reforms continuing to take effect is to ensure that more people get the care they need, in the future there may not be enough health care providers to meet these growing demands.
"We definitely see a crisis on the horizon," said Dave Dillon, spokesman for the Missouri Hospital Association.
Nearly 900,000 Missourians are currently enrolled in Medicaid, and the federal health care reform law, known as the Patient Protection and Affordable Care Act, could create 300,000 newly eligible Medicaid recipients in Missouri. These newly insured patients will require a corresponding increase in primary care physicians, nurses, pharmacy and laboratory staff.
"We will see more people added to Missouri Medicare and commercial health insurance. If you have health insurance, you have an expectation that you are able to find a primary care physician," Dillon said.
In rural Missouri, there is only one primary care physician for every 1,776 citizens, compared to one primary care physician for every 962 metropolitan Missourians, according to a 2011 report by the Missouri Hospital Association.
"Primary care physicians are in many ways the gatekeepers for the health care system," Dillon said. "In rural areas, especially, the shortage of primary care physicians will be a much bigger problem in the future. What we don't want is people treating the emergency department as a primary care venue or accessing the system later, when they already have compound chronic conditions."
The U.S. Department of Health and Human Services estimates more than 16,000 primary care physicians are needed immediately, and the Association of American Medical Colleges estimates a shortage of 21,000 primary care physicians by 2015.
At the same time more people are gaining access to health coverage through federal reforms, the country's population is aging. An estimated 10,000 Americans will reach age 65, and become eligible for Medicare, every day for the next 19 years.
Health care is expected to create 3.2 million new jobs between 2008 and 2018, more than any other industry and largely in response to the rapidly aging baby boomer population.
While other segments of the economy have struggled, the U.S. Bureau of Labor Statistics reports that health care employment has increased an average of 24,000 jobs each month. The Missouri Department of Economic Development's list of top 50 jobs includes 10 in the health sciences.
Nursing is an area Dillon said the Missouri Hospital Association has been focusing on, in part because nurses are the closest contact to patients.
"The shortage of nurses could have been more profound than it is right now. Many nurses who could have retired didn't because of the economy," Dillon said.
According to the Missouri Hospital Association's 2011 workforce report, Missouri hospitals have a 4.3 percent vacancy rate in all positions, however in Southeast Missouri the vacancy rate is slightly lower at 2.9 percent. The vacancy rate for nurses specifically was slightly higher at 5 percent.
Dillon said it is important to put more resources into nursing education in an effort to meet growing demands.
"It can be a tough profession, but it's a good-paying profession. It's rewarding work and there are opportunities developing to make it an in-demand profession," he said.
The Missouri Hospital Association has launched a website to help increase awareness of health care job opportunities at www.missourihealthcareers.com.


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Protest at Sports Arena Verizon store
Telecom union workers speak out against jobs being sent abroad
Dave Rice 9:30 a.m., May 6
Went back to my hometown Lancaster, CA for my first cousin's 1st birthday. My Nona Flor and my cousin Diego strolling through the park.
Image posted by KC Strickland
September 12, 2010
I was in Lancaster 2 weeks ago adopting a senior Cocker Spaniel from their high kill shelter.......they had a very nice minor league ball park there....
Dave Rice 9:30 a.m., May 6
Don Bauder 8:30 a.m., May 6
Matt Potter 6:30 p.m., May 5
Garrett Harris 4 p.m., May 5
Don Bauder 2:30 p.m., May 5
Scott Marks 1 p.m., May 5
Delinda Lombardo 11:30 a.m., May 5
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Signal Processors
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Recording music is a tricky business. It's often not enough to simply place a microphone in front of a singer or musician and expect that what's recorded is going to sound amazing. Similarly when mixing the final track, without some reverb to give the recording some "space" it is going to sound like every instrument is inches from the listener's ear. Compression, reverb, equalizers and vocal processers are all studio tools that will enhance your recordings and help give them a more professional sound. Whether you are looking for the Abbey Road sound of Chandler Limited Microphone Preamps or Universal Audio Compressors we have what you are looking for. As with everything we sell, all our Signal Processors are supported by our price & satisfaction guarantees and free standard shipping applies to all orders except heavy items.
Our product catalog varies by country due to manufacturer restrictions. If you change the Ship-To country, some or all of the items in your cart may not ship to the new destination.


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Standards for certain specific practice areas also are enforceable under the AICPA Code of Professional Conduct. In addition to the Statements on Standards for Tax Services, some practice areas standards that may apply to members in tax practice include:
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Information Management and Technology Assurance Podcasts
Podcast recorded by executive committee members of the IMTA Division on a variety of topics.
Published on April 29, 2016
Service Organization Controls (SOC) Schools
The AICPA SOC School is designed to educate CPA practitioners who want to learn how to provide best in class services related to service organization controls.
Published on April 29, 2016
Comments on Form 990 Instructions March 2006
Comment Letter:
AICPA comments on March 31, 2006, on specific changes to the Instructions to Line 75c of the 2005 Form 990, Return of Organization Exempt from Income Tax. They believe the instructions should be clarified to indicate situations in which the reporting rules do not apply.
Published on April 29, 2016
Legislative and Regulatory News
The AICPA PFP Division works with the AICPA Congressional Affairs Team to ensure that issues impacting CPA financial planners are monitored and acted upon as needed.
Published on April 29, 2016
Financial Services Reform
Stay up to date on legislative and regulatory issues relating to financial services reform.
Published on April 29, 2016
DOL Fiduciary Rule Resources
Resources that explores the many effects of the U.S. Department of Labor's Fiduciary Rule on advisors and consumers.
Published on April 29, 2016
Personal Financial Planning CPE & Events
Our webcasts, conferences and audio streams give PFP section members, inclusive of CPA/PFS credential holders, the opportunity to learn about timely issues as well as interact with their peers.
Published on April 29, 2016
Personal Financial Planning & CPA/PFS Webcasts
Our webcasts give PFP section members and CPA/PFS credential holders the opportunity to learn about timely issues as well as interact with their peers.
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Valuation Principles Exam Terms and Conditions
Terms and Conditions:
The following information is included in this document to provide guidance to candidates to register for and schedule their Valuation Principles Exam sessions.
Published on April 29, 2016
Valuation Principles Exam Content Specification Outline
The content of the Valuation Principles Examination was developed to test a candidate's understanding of the business valuation body of knowledge generally accepted by the business valuation community. The content of each of the three topical sections is described in outline form and provides an overview of the knowledge and skills
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The Forensic and Valuation Services Center
The Forensic and Valuation Services Center provides CPAs with resources for forensic and valuation services and member benefits.
Published on April 29, 2016
FVS News & Publications
Access all of our current and archived member publications that provide guidance on current and emerging developments from the Forensic and Valuation Section.
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Accredited in Business Valuation Credential
Learn how to obtain the Accredited in Business Valuation credential and also find useful information and resources for current ABVs.
Published on April 29, 2016
Certified in Financial Forensics (CFF) Credential
Take the CFF Exam for free! Purchase a qualifying review course or certificate program and get the CFF Exam for free. Offer valid for the Spring and Summer 2016 exam windows for first-time exam registrants only. See registration pages for m
Published on April 29, 2016
July 2004 Charitable Governance Letter
Comment Letter:
AICPA submits comments on the Senate Finance Committee discussion draft relating to charitable governance, for the charitable governance roundtable in July 2004, stating they can't commend changes that will impose financial burdens on all exempt organization as a result of the acts of a few. They discuss the consequences. We commend
Published on April 29, 2016


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Relevant offers
As Jarrett Simeon was rapidly dragged out to sea by a harsh rip at a "notorious" swimming beach, his best friends started swimming desperately to save him.
Instead they got into trouble themselves, then watched helplessly as he drifted out of sight and disappeared under water.
Mr Simeon, 27, a Feilding meat-worker, had been swimming at Himatangi Beach at 2pm on Saturday when he and his girlfriend Morgan McKay started getting into difficulty.
Two friends, Carlos Ceaser and Te Piwa Riwai, swam out as far as Ms McKay, helping her stay afloat while a surfer came to their rescue.
All had been swimming away from the patrolled area on a beach with a "notorious" reputation for drownings, police say.
A third friend, Nathan McClutchie, ran to alert lifeguards.
More than 100 rescuers, family and friends then scoured the beach through the night until 5.50am yesterday when Mr Simeon's body was found.
Yesterday, a tearful Pauline McClutchie, mother of Nathan, said the friends had watched as Mr Simeon was sucked away by the rip.
"He was just there, he was so close, and then he was gone, and they couldn't find him.
"Nathan saw them waving in the water, he knew they were in trouble, so he told the others to go and save them and he ran off to get help.
"Now he's guilty and thinks he should have gone in because he was the strongest swimmer."
Just moments before his friends had headed out for a swim Mr McClutchie had warned them of the danger, she said.
"He told Jarrett before he went in 'If you get into trouble just float, don't fight it'."
Palmerston North surfer Hamish said his party was next to Mr Simeon's on the beach when they got into trouble. He surfed out to the struggling swimmers, who held on to his board.
He thought Mr Simeon had become exhausted from helping keep his partner afloat.
Friend and co-worker Adam Zentveld said Mr Simeon was "a really open guy".
"He was a real good friend, always open and that to talk to. I'm really going to miss him."
Palmerston North Surf Club patrol captain David Pontin said the swimmers were about 800m outside the flags and lifesavers were not watching them when they became distressed.
The ocean dropped away suddenly in that area, causing a small rip and an undertow. The death was at least the fourth in the area in the past eight years.
There were three drownings over the holiday period - the lowest number since 2006-07.
On Christmas Eve, Jason Johns, 43, drowned at Whiritoa beach on the Coromandel while swimming outside of the patrolled area.
Robert Farquhar, 29, disappeared and drowned while diving with friends at Matakatia Bay on December 29.
The following day, Oscar winner Mike Hopkins drowned when his inflatable raft flipped on the Waiohine River.
Last year 10 drowned in the 10-day period, which ended on January 3.
- The Dominion Post
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£920 pcm
2 bedroom terraced house to rent Kingsland Cottages, Benover Road, Yalding, ME18Charming two double bedroom period cottage with bags of character. Beams and inglenook fireplace in living room, good size kitchen/diner with range cooker, dishwasher and fridge/freezer. Two double bedrooms and bathroom with bath and hand shower. Pretty rear garden leading down to the river. Small o More details ›
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Beaver Creek Sports Pines LodgeRead MoreProperty Location With a stay at The Pines Lodge, A RockResort in Beaver Creek, you'll be next to a golf course and minutes from Beaver Creek Golf Course and close to Beaver Creek Ski Area. This golf hotel is within the vicinity of Minturn Cellars and Milhoan Studios and Gallery. Rooms Make yourself at home in one of the 60 air-conditioned rooms featuring refrigerators and iPod docking stations. Your pillowtop bed comes with down comforters and Frette Italian sheets. Windows open for fresh air and mountain views. 42-inch LCD televisions with satellite programming provide entertainment, while complimentary wireless Internet access keeps you connected. Private bathrooms with shower/tub combinations feature deep soaking bathtubs and designer toiletries. Rec, Spa, Premium Amenities Enjoy the convenience of ski-in/ski-out access at this hotel, which also features ski-in/ski-out access and an outdoor pool. Additional amenities include complimentary wireless Internet access, concierge services, and ski storage. Dining Grab a bite to eat at the hotel's restaurant, which features a bar, or stay in and take advantage of room service (during limited hours). At the end of the day, relax with your favorite drink at a bar/lounge. Breakfast is available for a fee. Business, Other Amenities Featured amenities include a 24-hour business center, business services, and audiovisual equipment. Event facilities at this hotel consist of conference/meeting rooms and banquet facilities. A roundtrip airport shuttle is provided for a surcharge at scheduled times.141 Scott Hill RoadAvon, CO US
Invision CommunicationsRead MoreOut with the old and in with the new! Or not...Invision Communications in Edwards will fix your device or help you find a new one. Keep up with the latest trends and advances in technology with a new computer, such as laptops and smartphones. Parking is plentiful, so patrons can feel free to bring their vehicles. Shop all of the latest and greatest electronics at Invision Communications in Edwards and enjoy the perks of having some new electronics in your home or office.5 Murray Road, A2Edwards, CO US
Natural GrocersRead MoreNatural Grocers in Glenwood Springs is a well-stocked grocery store that serves up fresh produce, refrigerated items and frozen items. Have you heard about the amazing frozen food offered here? Conveniently priced and designed to save you time where it counts, you'll be amazed you didn't try these dishes sooner. Don't have time for breakfast? Quick and crunchy, cereal is a great way to start your morning no matter how late you're running. For breads, cookies, cakes, and pies that will blow your mind, are couple extra sweet ingredients are kitchen must-haves. The canned food selection at Natural Grocers is perfect for giving you a bunch of shortcuts to a nutritious, delicious, and perfect meal for you and your loved ones. If you're planning out your weekly meals, you will appreciate the assortment of snacks at Natural Grocers. Balance out the taste of a midday dessert with one of the excellent coffees or teas at Natural Grocers. Catch all your omega-3 fatty acids! Fish are delicious and nutritious, so start planning your next seafood platter. Pick up a loaf of bread from Natural Grocers and get creative with your breakfast, lunch and dinner meal planning. If your hydration habits could use some work, pick up some delicious beverages to drink with a meal or on the go. When you only have time for a quick lunch during your busy workday, heat up a TV dinner from here and enjoy a quick and yummy meal. Do you meet your recommended calcium intake? If not, pick up some dairy products and put yourself on the path to a healthier lifestyle. If you like to try out different recipes and experiment with different flavors, you will love the selection of spices and seasonings that this store has to offer. The produce available here is a great side to any meal in need of some fresh nutrients. Without a doubt, the best vinegar and oil options are stocked on the shelves at their terrific store. With a bottle of water in hand, it's easy to refresh and refuel. Grab a couple drinks from Natural Grocers and stay on the go all the time. Switch up your weekly pasta routine with a new and exciting pasta recipe. Grab some noodles from Natural Grocers and get cooking. Chicken, beef, sausage, and more are all available from this fine establishment for your cuisine. At Natural Grocers, drivers will appreciate the ample parking options in the area. With quality foods and friendly service you can depend on, Natural Grocers in Glenwood Springs is your best choice for picking up groceries.100 W Meadows DrGlenwood Springs, CO US
Coca-Cola Swire PacificRead MoreFor an upgrade to your meals, you'll definitely want to test the fine meats for purchase here. With a bottle of water in hand, it's easy to refresh and refuel. Grab a couple drinks from Coca-Cola Swire Pacific and stay on the go all the time. Whether you prefer wheat or white bread, Coca-Cola Swire Pacific serves up a large selection of freshly-baked breads. If pasta is what you're in the mood for, swing by Coca-Cola Swire Pacific and pick up some fresh noodles. Just a touch of these key baking ingredients will make your baked goods pop, so make sure your kitchen is always well-stocked. If you always seem to have one foot out the door, breakfast can be tricky. For a quick and easy solution, a box of cereal is right up your alley. Health nuts will go crazy for the refreshing beverages available here, a great way to stay happy and hydrated. Next time you're in a rush, check out the amazing TV dinners available here to get you going out the door. Everyone knows that home-cooking beans can take literally almost forever. Save yourself the time and effort by picking up some from the amazing canned food selection at Coca-Cola Swire Pacific. Stop eating out when you can eat in with any of the frozen food meals offered here. When you're looking for a little tart flavor to add to your meal, you'll want to grab some vinegar. For something a little more savory, that definitely calls for oil. When you shop here, you can stock up on either to ensure your food is tart and savory in equal measures. Don't get enough dairy in your diet? Dairy products from this store are sure to deliver all the nutrients you need. Keep your energy and mood up all day long with a tasty coffee or refreshing tea from Coca-Cola Swire Pacific. These tasty and nutritious snacks will help you push through your long workday. Not only is fish great for your heart, but it also packs a punch in the flavor department, so get to grilling! Whether you cook it or eat it raw, the produce from Coca-Cola Swire Pacific will be tasty no matter what. When you're in the mood to cook a gourmet meal, pick up some spices and seasonings from here and get down in the kitchen. Here you can find a range of nearby parking spots, which helps make your commute less stressful.1220 Devereux RoadGlenwood Springs, CO US
Les Chefs D'aspenRead MoreWhether you're decorating a dorm room, an apartment or a home, Les Chefs D'Aspen is a must-see furniture store in Aspen. If pasta is what you're in the mood for, swing by Les Chefs D'Aspen and pick up some fresh noodles. Water junkies can get their gulp on with a swig from Les Chefs D'Aspen. Loaded with essential vitamins and minerals, the produce from this store will give you the energy your body needs. Les Chefs D'Aspen understands what it's like having no time at all. That's why they make sure they're well stocked with the canned foods that help save you time. Spices and seasonings are a kitchen staple, so explore the selection at this fun store. If milk is your go-to beverage, you'll love the dairy products available here (great for strengthening your bones and teeth). Dial down your thirst with some delicious drinks that are both refreshing and cool. Need a sandwich for lunch or toast to compliment your hearty breakfast? Grab a loaf of bread today. Go under the sea with a few fresh catches, and enjoy a meal rich in protein and flavor. If you're looking for an alternative to everyday cooking, the frozen bites here are a great way to go. Cereal tastes so good, you'll want to eat it around the clock (so go ahead!). Just a touch of these key baking ingredients will make your baked goods pop, so make sure your kitchen is always well-stocked. You'll love the selection of coffee and teas at Les Chefs D'Aspen, decaffeinated options available, too! Every chef needs a break from the heat, so enjoy a frozen dinner without lifting a finger. Feeling hungry? Your favorite healthy and light snacks are waiting for you at Les Chefs D'Aspen. Kick off your weekend with a barbecue. Pick up some fresh and tender meats from here and start cooking. Don't let the incredible deals for vinegar and oil pass you by. When you shop here, you can stock up on the many varieties of those two ingredients to absolutely transform your cooking. Here you can find the latest and greatest kitchen gadgets and tools to help you prep a tasty meal. Parking is plentiful, so visitors can feel free to bring their vehicles. Find just the right furnishing for your home. Les Chefs D'Aspen has it all.400 East Hopkins AvenueAspen, CO US
Alco StoresRead MoreRotate some new food and beverage items into your diet by grocery shopping at Alco Stores in Leadville. Yogurt, cheese, milk? Do some or all of these sound great to you? Be a dairy fan and purchase some dairy products. They will keep you happy and healthy. Turn your kitchen into a gourmet chef's paradise with the great spices and seasonings. These fresh and flavorful canned food items will come in handy when you need a quick and convenient dinner option. Pick up super fresh fish (and a heck of a lot of nutrients) for your next meal. This place lets you recreate the wonders of fair fare by offering terrific vinegar and oil options to help you make everyone's favorite, vinegar and french fries! Stay healthy on the regular with the produce available here. It's super fresh and can be used with any meal. People can't get enough of the drinks here that take refreshment to the max. For a sampling of the best meats, you'll want to head here directly without delay. Alco Stores makes it easy to quench your thirst by stocking water for whenever you need it. Looking for comfort food? What's better than spaghetti or a savory pasta dish? Grab some of this pasta today and your next meal will be on-point! Discover a new flavor of bread at Alco Stores and get creative with your sandwiches. If rushing out the door is your morning routine, be sure to pick up a box of cereal for a quick and easy breakfast solution. Feeling hungry? Heat up a tasty and affordable TV dinner from here and enjoy the convenience of a quick meal. If you can't take the heat, stay out of the kitchen...or at least don't spend a lot of time in it. The frozen food here is a great way to whip up a meal in minutes. This fixing adds that little something extra to any baked good, so include it in all of your favorite recipes. You'll love the selection of coffee and teas at Alco Stores, decaffeinated options available, too! Planning a movie night? Stock up on all of your favorite snacks and munch and crunch all night long. Alco Stores is located near a variety of parking options, making your selection a quick and easy one. When you're ready to try your next big recipe, keep Alco Stores in mind for a tastier meal.401 U.S. Highway 24Leadville, CO US


text:
You're giving anal to someone and they shit on your dick
Every hole's a goal
Every hole's a goal
Shit on a stick
додав WeAreTheOppositeOfAwesome 20 Березня 2015
Only two known ways to prepare shitonastik. 1) By using hands to gather shit around the popsickle stick, much like how a fish stick or chicken nugget is formed. 2) By allowing stick to be thrust into the anus and twirled as to allow build up of shit on stick.
Vegetarians must be cautious when eating shitonastick.
додав sweetirony 04 Листопада 2003
додав Anonymous 04 Листопада 2003
a black person with a peg leg.
that pirate is a "shit on a stick".
додав TheDreamShaker 14 Липня 2010
A game invented in 1973 on a housing estate called East Herringthorpe in Rotherham, South Yorkshire. It was decided that kids were not running fast enough in the persuit of their usual games so to make it more interesting a stick was dipped in dog shite and then used to encourage kids to run faster. The game didn't last long as parents got tired of washing clothes that smelled of dog shite, however, this infamous game stood the test of time and is still talked about today 37 years later.
Dean: Eyup Phil dus tha want a game of British Bulldog?
Phil: Aye all reet, I'll go an get t'stick an dip it in some shit t' mek it moor interestin'.
Dean: Shit-on-a-stick? Great idea, I'll goo an get t'other lads see ya in a mo
Phil: Aye all reet, I'll go an get t'stick an dip it in some shit t' mek it moor interestin'.
Dean: Shit-on-a-stick? Great idea, I'll goo an get t'other lads see ya in a mo
додав pip1pip 20 Липня 2010
A slang phrase for a kofte or shami kebab.
That looks like a shit on a stick. I don't eat anything made from minced meat, give me something that doesn't look like it's already been digested.
додав leo vegoda 22 Травня 2006
When you have nowhere else to shit but on a stick.
In mission Impossible when he was lowering himself down over the touch sensitive floor if he needed a shit he would have brought a stick to shit on. eg
"Hey Ethan, what's up?"
"I need to shit badly!"
"Why don't you shit on a stick?"
"Hey Ethan, what's up?"
"I need to shit badly!"
додав chipso 15 Червня 2007


text:
|rip off - Next →
Definition of ripe
- Matured physically and/or mentally; Ready (for sex, relationships) Ripe fruit is juicy, sweet, and soft. If you have had an unripe fruit, you would know.
Yo, ol girl is ripe right there.
Last edited on Aug 08 1998. Submitted by Jose from Kentucky, USA on Aug 08 1998.
- unbelievable.
Last edited on Sep 27 2009. Submitted by Walter Rader (Editor) from Sacramento, CA, USA on Sep 27 2009.
- foul smelling. Especially used to describe a person who smells of body odor.
Last edited on Sep 27 2009. Submitted by Walter Rader (Editor) from Sacramento, CA, USA on Sep 27 2009.
|Add a definition for this slang term
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|Definitions include: to betray a person; to "stab a person in the back".
|Definitions include: a bump (small amount of a powdered drug) snorted off of a key.
|Definitions include: features added to something to make it nicer, but which don't affect the core functionality.
|Definitions include: See fuck around.
|Definitions include: killed, struck, or just generally experienced something negative.
|Definitions include: shortened form of freaking.
|Definitions include: laid back kind of guy.
|Definitions include: alternate spelling of yuppie.
|Definitions include: in business, non-technical skills usually involving inter-personal interaction.
|Definitions include: good head gotta say o lord wittit
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ripe
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|rip off - Next →


text:
iPhone - iPad Games
MonTowers: Legend Of Summoners Answers for iPhone - iPadHome / iPhone - iPad /
Game Questions & Answers (Q&A) service lets you ask questions about video games for game consoles or PC games. So ask your MonTowers: Legend Of Summoners question for iPhone - iPad and get answers from real gamers or answer questions and share your insights and experience with the rest of the gaming community.
Boxshot & Details
- Developer: Buff Stone
- Publisher: Buff Stone
- Genre: Role-Playing
- Release: Apr 19, 2012
- ESRB: Not Set
Question & Answers
Secret in mixing?
If I upgrade the 2 ingredients in a recipe before mixing it, will it make the mo Sted stronger?
Answer from: Monoyo32
No, it makes no difference.
Answer this QuestionAsk / All Questions
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text:
Bulgaria's GERB Renegade MP Quits Party Again
Daniel Georgiev, MP of Bulgaria's center-right opposition GERB has again filed his resignation, Tuesday.
Georgiev has become notorious for quitting and than returning to his party a few times in just 24 hours last week. Within that time he was torn between the parliamentary opposition and Bulgaria without Censorship, the new party of journalist-turned-politician Nikolay Barekov.
GERB has already expelled Georgiev from the party with a move that was unanimously backed by GERB's executive committee.
It remains unclear whether Daniel Georgiev will join another parliamentary group or will become an independent MP, Standart news reports.
- » Author of Cartoons Taken Off Bulgaria TV Station Joins Slavi's Show
- » Bulgaria's Defence Ministry Warns against Operating Drones above Sofia May 3-May 6
- » Bulgaria Had Second Largest Drop in Unemployment in EU in March
- » Bulgarian PM Slightly Lifts Veil On GERB's Presidential Candidate
- » For First Time Woman Will Head Bulgaria's Penitentiary System
- » Bulgaria, US Begin Preparations for Joint Air Training "Thracian Eagle 2016"


text:
Museums and historical buildings are awesome first dates. They offer us the option of getting to know each other subtly and in a natural and relaxed manner. They spark conversation and are full of ice breakers.
Chicago's Shedd Aquarium for the date and then dinner at an off the beaten path Irish Pub that I have found and fallen in love with!
I love to stroll in the Museums and see what's new
I would love to go to an art museum or honestly any kind of museums are fine with me I love looking at art and sculptures.
We need to be able to talk to see if we intelectually fit for each other . Dinner , a walk in a park or museum .....
Walking around the museum looking at art then go for a walk in the nearby park or go to dinner or drinks in a nearby restaurant
a visit to an art museum and lunch.
It's was at the gallery and it was a day I will never forget and I don't like to remember the relationship again
Get to know each other! Hopefully laugh the day away! Don't waste my time, if your not serious keep scrolling:)
Someplace busy. I like to people watch. Someplace we can talk and be comfortable like it's just us.
We meet, talk and get to know one another.
Any place dosent matter . First option. For the girl who love me
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text:
I Find Solace In Cigarettes
Personal Stories, Advice, and Support 67 People
NowI could use one now. Whenever things get tough. Whether it's a personal problem or I think about other sad situations, I need a cigarette. I'm not addicted though. I'll have one, 2 months go by, i'll have another. but when I do have them, despite the harsh burn at my...
peachplumpear 16-17, F 0 Dec 24, 2007
QuitAlas, after smoking for years I have chosen the healthy road. I know you've all heard it before, but my body is my temple. I am slowly cutting out everything bad for my body.
peachplumpear 16-17, F 1 Response 0 May 6, 2009
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My interpretation of this is my husband wanting more of me then me telling him to let me finish my f-----g cigarette!
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Any ****** up messed up dark twisted people in Maryland
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Hi, girls. I am hot guy, add me pls, skype - mengak
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