text:
Brad ColerickListen Up
Brad Colerick's Lines in the Dirt is filled with smooth country songs about love and a deranged ex-wife, corn and the Jesus you don't expect, and, as the title indicates, various sorts of lines we create. Colerick has a nic...
Glen ReynoldsListen Up
If you go to MySpace.com/Chomsky, you'll find info on MIT's resident geopolitical provocateur Noam Chomsky instead of Chomsky, the Denton garage-rock outfit that, between 1998 and 2002, sat atop the heap of North Texas indi...
Glennda HillListen Up
Glennda Hill's debut album Angel Eyes is a faithful-to-the-originals collection of jazz classics and some that could be classics, evoking Peggy Lee, Duke Ellington, Charles Mingus, Billie Holiday, and Rodgers & Hart.
The Aardvark: The Fresh-MakerHearsay
A new look for the Aardvark is on the way. The longtime rock-scene staple is undergoing a facelift that owner Danny Weaver expects to be complete by the end of summer.
Magical Misery TourYou better have had a good time at last weekend's 10th Annual Fort Worth Weekly Music Awards ...
Jed tried to help."How 'bout I tell everyone here to ask you why you're in a bad mood," he said. "I bet that'll make you feel better."
Gretchen PetersListen Up
Burnt Toast & Offerings is a thematically pure collection of a dozen songs about yearning and waiting from Gretchen Peters, an accomplished songwriter who's never gotten the recognition as a performer in her native Unite...
Within ChaosThe Show
Formerly Necrogazm, Fort Worth's Within Chaos has transcended not only that juvenile moniker but local metal itself.
The Fort Worth Weekly Music Awards 2007They're playing. All of them. Everywhere. All of the time.
They're playing. All of them. Everywhere. All of the time.
Paula ColeListen Up
If you were a member of a gay gym circa 1998, it's unclear which one of two hits — seemingly played on a continuous loop — made you want to beat yourself over the head with the dumbbells more: Cher's "Believe" or ne...
Maynard FergusonListen Up
Maynard Ferguson's career spanned nearly six decades, from the late 1940s until his death last year, during which he had star turns as a virtuoso trumpet player, bandleader, arranger, producer, instrument designer, and music ...


text:
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Senior Vice President
Stewart Title Limited
Direct Phone: (972) ***-**** ext. ****
Email: c***@***.com
1980 Post Oak Blvd
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United States
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subset: commoncrawl


text:
Calif. cops, firefighters make peace after arrest
Neither side admitted fault but issued a statement expressing "utmost respect for each other and our respective missions"
Los Angeles Times
CHULA VISTA, Calif. — Officials of the California Highway Patrol and the Chula Vista Fire Department moved Wednesday to smooth over "an unfortunate incident" in which a CHP officer handcuffed a firefighter at a freeway accident Tuesday night.
The officer had ordered the firefighter to move a fire truck because he felt it was unsafely blocking a lane of traffic at the scene of a collision on Interstate 805.
The firefighter refused, saying he needed to confer with his captain. The CHP officer handcuffed the firefighter and put him in the back of a patrol car, where he remained for about 30 minutes. No arrest was made.
The incident was caught on film and shown on local television.
On Wednesday, fire Chief Dave Hanneman and CHP Chief Jim Abele met to discuss the incident. After the meeting, neither side admitted fault but the two issued a joint statement expressing "utmost respect for each other and our respective missions. This was an isolated incident...."
The two said the incident "will be a topic of future joint training sessions, in an ongoing effort to work more efficiently together."
The fire truck had arrived at the scene of the accident before the CHP. The driver, a 12-year veteran of the fire department, parked behind an ambulance that was loading patients for transport to a hospital. The CHP officer felt the truck was causing a road hazard.
Copyright 2014 Los Angeles Times
McClatchy-Tribune News Service
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Manuel dines on (his shoe's) sole, again
I have no idea why Mets manager Jerry Manuel seems to think his post-game news conferences are his own personal "Night at the Improv". I also have no idea why he chose to say the following, further embarrassing himself and the organization:
After Mets slugger David Wright was hit in the head by a pitch last weekend, causing a concussion, Manuel said Wright was a "different animal" than Church, who missed much of last season with New York following a pair of concussions.
I don't care if Manuel claims to have meant something else. It's embarrassing. Let me know how your shoes taste, Jerry.


text:
SmartScore 99
SmartScore 99
SmartScore 86
SmartScore 92
Here's the question you clicked on:
Lucy made 12 monthly payments of $28.54 with her credit card for a video game system she rented. She is charged a credit card fee of $4.25 for each payment made with a credit card. She was also required to pay late fees five times in the amount of $31.75. What is the total cost of the video game system?


text:
Most Recent Articles In Fashion
Latest Fashion Articles
- Alessandra Facchinetti Exits Tod's
- Celebrity Report Card: Bippity Boppity Boo
- Met Gala 2016: The Best Instagrams and Tweets of the Night
More Articles By
Andy Murray may have taken home the gilt cup, but Novak Djokovic wasn't his only competition. Courtside, girlfriend Kim Sears stole the spotlight with her sideline style — and not a tennis white in sight.
Click Here for More Images of Kim Sears >>


text:
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Panda Garden is truly one of the best Chinese Restaurants in the world! I wanted to go to have decent Asian noodles for my birthday today and stumbled across Panda Garden in the middle of Memphis Tennessee. What a pleasant surprise! I am originally from Hawaii and am ...morepart Hawaiian and Asian. I have lived across the Pacific Rim. Had Panda Garden been in Hawaii, there would be a long line of hungry customers around the block waiting to eat here. As it is now, Panda Garden is a best kept secret in the middle of Memphis with few customers. The food at this quiet, little Chinese restaurant in the middle of Memphis Tennessee is such a pleasant surprise. The vegetables are crisp and fresh. The rolls and dumplings are freshly made with the freshest ingredients. Unlike typical Chinese American restaurants, the food is not overly greasy, salty, burnt or smothered in bottled processed sauces. The cuisine tastes more healthy and homemade like my Chinese grandmother Bo Lin made back in Hawaii. The prices here are very affordable while the decor is crisp, clean and professional. Clean, crisp linen napkins and quality service ware is used rather than typical cheap plastic plates found at most Chinese fast food restaurants and buffets. The staff is genuinely friendly and service is fast and professional. Thus, if you are looking for healthy, tasty, fresh, authentic Chinese food, Panda Garden is definitely one of best places in the world--except for my grandmother Bo Lin's kitchen! view less
Springhill Community Civic Club Chinese Restaurants
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1. Happy Wok
3530 Ramill RdMemphis, TN 38128
2. China WokMenu
3850 Austin Peay Hwy Ste 7Memphis, TN 38128
3. Nam King Restaurant
I think the overall experience was superb! The prices are very in line with the high quality food. Picked this restaurant to eat at with a co-worke…
4. China GardenMenu
5. China InnMenu
I live in Ripley,Tn and every time I drive down to Memphis to see my mom and we eat there I just love it!!!!
6. Sing Lay Chinese Restaurant
We have eat here and taken out for 15 years. The best shrimp and lobster sauce ever. The owners attitude is equal to that of the no respect giving b…
7. Szechuan Hot Wok
The best general tso lunch special . Good always prepared fresh. The best in frayser...
8. Chang's House
absolutely the best asian food i've ever had! beats any big restaurant i have been to.
9. Big Hong Kong
3312 Jackson AveMemphis, TN 38122
10. Great China Food Market
I just moved to Memphis from Shanghai China this month. Introduced by my chinese friend, I visited Great China Market. First impression is the famil…
11. Panda GardenMenu
Panda Garden is truly one of the best Chinese Restaurants in the world! I wanted to go to have decent Asian noodles for my birthday today and st…
12. Tokyo GrillMenu
4514 Summer AveMemphis, TN 38122
13. Beijing Chinese RestaurantMenu
I just had a to-go order from this restaurant. I ordered the General Tso's combo with chicken fried rice and a spring roll. The chicken was absolu…
14. Hunan PalaceMenu
7140 Stage Rd Ste 102Memphis, TN 38133
15. New Nam King Restaurant
4322 Summer AveMemphis, TN 38122
16. Happy WokMenu
Nothing fancy, decent price
17. A-Tan Chinese Restaurant
Nothing really stands out good or bad. Okay for the price.
18. Mulan Chinese RestaurantMenu
6525 Memphis Arlington RdMemphis, TN 38135
19. Yum's Restaurant
2451 Jackson AveMemphis, TN 38108
20. New Hunan Of MemphisMenu
21. China WokMenu
The only two things I think could use inprovement is the fried rice, its more dry than a usual fried rice and the egg drop soup is very giggly, lik…
22. Shang Hai RestaurantMenu
1400 Poplar AveMemphis, TN 38104
23. Fulin Chinese RestaurantMenu
1351 N Germantown PkwyCordova, TN 38016
24. Wang's Mandarin HouseMenu
That was the best I've had since moving back to memphis . I had it delivered was still hot, very tasted and the crab ragoons had bits of crab meat i…
25. Wang's Express
544 S Highland StMemphis, TN 38111
26. Nguyen Ngsyen
1400 Poplar AveMemphis, TN 38104
27. New Lin's Garden
215 S Pauline StMemphis, TN 38104
28. Yum's
Delish!!!!!!! Love this place!!! Great food, nice people,!!! My fave place for Chinese food, subs, and wings. Go at least once every week, some…
29. Dragon China Buffet Restaurant
Best value for a buffett in Memphis. Do yourself a favor, take a friend with you and check it out.
30. China Master
4465 Poplar Ave Ste FS04Memphis, TN 38117
Yum! Yum! Yum! Yum! Yum!! I am born and raised from Memphis but have moved all around and lived in quite a few different cities. I'm currently in NYC where there are a ton of delicious restaurants. But I still crave Wang's menu!! Their chef is phenominal!! Seriously the...more best Hot and Sour Soup that I've had from any city I've traveled to and any restaurant I've eaten in. And I'm even comparing it to the Hot and Sour Soup that I've had in Beijing, Shanghai, Hong Kong.... The Garlic Chicken leaves you wanting more, their fried rice is so tasty, and their lo mein... Well, all I can say is yum!! The best part is, they are so easy going at Wang's that when I ask to customize my dishes just how I like it, they do it perfectly without fuss! It also has a really nice atmosphere. I a lot of Chinese places that I have eaten at have very sticky tables and I feel my feet sticking even to the floors. Not at Wangs. They are super clean and very hip for a Chinese restaurant. I mean, a full bar with a bartender that makes delicious martinis, a piano player who I wish would transfer his talent to me, the plants make you feel like you wanna go home and fix your own garden.... This restaurant is awesome!view less
My family and I absolutely LOVE this place. Walking in here makes me feel like I'm walking in my own home. Everyone greets you and is so happy to see you. It's one of the few restaurants where the owners are actually there, always, making sure you enjoy your experience an...mored love the food!! My favorite is their Peking Duck and Mushu!! The server comes to your table and makes the food for you. It makes me feel so special. Not to mention, it is sooo delicious. My family and I always fight over the last bites it's so good. And when I go there with my friends, we'll get other dishes like their ShaCha Beef and their Hunan Chicken. I love it when there is enough left over to take home so I can eat it again!! I'm so glad the one on Park is still with the family. That Wang family sure knows how to do it right!! You guys, if you haven't tried it, you are missing out!! If you haven't been there for a while, I'm sure the owners will still remember you and love to feed you. They are some of the sweetest people with the best food!!!!view less


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Andrew knows from experience that mannequins can be terrifying.
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Upcoming events:
A Passover Seder Lunch at Jubilee on Sunday, April 24, 2016 from 2:00 to 4:00 P.M.
Don't miss the 2016 Jubilee Roast of David Falk on Thursday, May 5, 2016 at the Bethesda North Marriott Conference Center! Register online here. JP Flaim from the sports radio show The Junkies on 106.7 FM will be our Master of Ceremonies. Read more about the Roasters and special guests.
Past events:
We had a great time celebrating together at the Fall Retreat and presentation of the Charles E. Johnson Employee Recognition Awards on October 21, 2015. Click to read more and to view photos from the day's event. Click to read the full list of nominees.
We had another successful Game Night on October 22, 2015! Volunteers helped Jubilee individuals to play board games, BINGO, make crafts and put together puzzles. They ate pizza and drank lemonade and iced tea. Thanks to our volunteers and staff for helping with Game Night. Click for photos.


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Khaki School Uniform Flat Front Junior Girls Trouser Pants 1-22A great pair of pants for your school age girl by Classroom.
This item does not ship outside of the United States.
Fabric and Care: 65%Polyester, 35% Cotton Wash Before Wearing Machine Wash Warm With Similar Colors Use Only Non-Chlorine Bleach When Needed Tumble Dry Low Warm Iron If Needed
Brand: Classroom Uniforms
No reviews yet.
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Inquiry into meerkat munchings
Rainbow-hued poo a problemAARON LEAMAN
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Normally cast in drab shades of brown, the droppings of Hamilton Zoo's meerkats took on a unnaturally colourful hue this week - much to the alarm of their keepers.
A close inspection of one of their tiny turds revealed an inquisitive meerkat had eaten an assortment of rubber loom bands.
The colourful bands are a must-have accessory for schoolchildren, leading some schools to ban them.
Zoo curator Sam Kudeweh said staff had no idea how the bands got into the meerkat enclosure but suspected they could have been accidentally dropped over the railing by a young visitor.
Meerkats are omnivores, eating plants, insects and smaller animals.
The pint-sized mammals are also expert foragers.
"Meerkats are relentlessly inquisitive and anything novel has to be investigated," Kudeweh said. "If one of the bands was broken, it would have looked all wiggly and meerkats will consume anything. Typically the adults will find food and the babies will nick it off them."
Hamilton's meerkat family includes three adult males, an adult female and two young offspring.
Kudeweh said it was rare for foreign objects to find their way into the animal enclosures and he asked visitors to be mindful of their belongings and rubbish.
"The vet is happy that no harm has been caused but our keepers will keep a close eye on the meerkats and if they start to look under the weather we will act quickly," she said. The tiny rubber bands could potentially cause a blockage in the animals' bowels. firstname.lastname@example.com
- Waikato Times
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An Ode To The Most Important Power-Up: Double Jump
Ben Reeves
on November 04, 2014 at 02:00 PM
This week, Call of Duty: Advanced Warfare released into the palms of millions of excited gamers. This series has evolved from a World War II shooter, to an intense sequence of modern military moments to a well-researched projection of what the future of warfare might look like. This year's entry...
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Does The Public Know Who Develops Call of Duty?
Ben Hanson
on May 30, 2014 at 02:00 PM
With our June cover story on Call of Duty: Advanced Warfare , we introduced you to the new primary developer for the Call of Duty series Sledgehammer Games. With the expanding roster of studios and new three-year development cycle between Treyarch, Infinity Ward, and Sledgehammer Games, we started to...
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Imagining The Future For Call Of Duty: Advanced Warfare
Ben Hanson
on May 28, 2014 at 02:00 PM
With Call of Duty: Advanced Warfare , Sledgehammer Games is branching out from its predecessors and creating an entirely new universe for the series. S tudio heads Glen Schofield and Michael Condrey wanted to create a futuristic world set in the year 2054, but one that can't be described as "sci...
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Inside Call of Duty: Advanced Warfare's Future Tech
Tim Turi
on May 23, 2014 at 02:00 PM
Sledgehammer Games' Call of Duty: Advanced Warfare ( check out our cover reveal ) is not the first game in the series to move the timeline into the future. However, the studio's 2054 vision of futuristic tech is more deeply integrated into the gameplay than anything the franchise has seen before...
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The Secrets Behind Call Of Duty: Advanced Warfare's Audio
Ben Hanson
on May 21, 2014 at 02:00 PM
There's a lot to absorb from the gameplay of Call of Duty: Advanced Warfare, but one of the key things that stood out when we saw the game in action for our June cover story was the audio. Audio director Don Veca created the lauded soundscape of the first Dead Space and is now bringing his talents...
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From Dead Space To Call Of Duty – Sledgehammer's Early Days
Tim Turi
on May 19, 2014 at 02:00 PM
In 2009, Sledgehammer co-founders Michael Condrey and Glen Schofield transitioned from Electronic Arts' Visceral Games (former EA Redwood Shores) to working for Activision with the understanding they would work on a third-person Call of Duty game ( learn more about it here ). While at EA, the pair...
Blog Post:
Activision CEO Discusses The Pivotal Role Of Sledgehammer Games
Ben Hanson
on May 16, 2014 at 03:35 PM
This year marks a big change for the Call of Duty series. The inclusion of the new primary developer Sledgehammer Games into the classic Treyarch and Infinity Ward rotation allows the games to be built in three years instead of just two. So what does this mean for fans? While visiting Sledgehammer Games...
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Sledgehammer Talks Canceled Third-Person Call Of Duty
Tim Turi
on May 14, 2014 at 02:00 PM
Call of Duty: Advanced Warfare is the first game being created entirely by Activision's newest studio in the development rotation, Sledgehammer Games. Prior to Advanced Warfare, Sledgehammer helped Infinity Ward complete Call of Duty: Modern Warfare 3 during the sibling studio's public turmoil...
Blog Post:
Inside Call of Duty: Advanced Warfare's Development
Ben Hanson
on May 12, 2014 at 02:00 PM
With our June cover story on Call of Duty: Advanced Warfare , we're rolling out a month of content highlighting different aspects of the game. Since this is a new primary developer for the Call of Duty series, we want explain who the folks at Sledgehammer Games are and where they come from. We spoke...
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The Inside Scoop On Kevin Spacey's Role In Call Of Duty: Advanced Warfare
Tim Turi
on May 09, 2014 at 02:00 PM
Sledgehammer Games surprised Call of Duty fans and caught the attention of gamers everywhere when it revealed Kevin Spacey's role in Advanced Warfare ( check out our cover reveal here ). The seasoned, Academy Award-winning star of House of Cards is lending his performance chops to the near-future...
Blog Post:
What Makes Call Of Duty: Advanced Warfare Different
Ben Hanson
on May 07, 2014 at 02:00 PM
Throughout the month we're going to be rolling out features highlighting our June cover story Call of Duty: Advanced Warfare . Since this year's entry in the series marks the debut of new primary developer Sledgehammer Games, we wanted to start out by having the developers explain their vision...
Blog Post:
A Closer Look At The Call Of Duty: Advanced Warfare Trailer
Dan Ryckert
on May 04, 2014 at 11:59 AM
Note: You might want to have the Advanced Warfare trailer up in a separate window while you read this story. Click here to see it. If you've been on the Internet over the past few days, you're probably aware of a couple of stories revolving around the next Call of Duty. One is the leaked...
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Flights to Chicago from Mazatlan
Flights to Chicago from Mazatlan
Flights Mazatlan - Chicago fly from Mazatlan to Chicago at the best prices in the market. Flights from Mazatlan (Mazatlán-General Rafael Buelna) to Chicago (Chicago-Rockford, Chicago-Midway, Chicago-O'Hare) with Destinia. To search for availability and reserve your flight Mazatlan - Chicago look at the box above and select the departure and return date as desired. You can also buy several airplane tickets Mazatlan (Mazatlán-General Rafael Buelna airport) - Chicago (Chicago-Rockford, Chicago-Midway, Chicago-O'Hare airport) at the same time, by selecting the adults, children and babies travelling. You can filter the type of flight if you only want direct flights to Mazatlan - Chicago, multiple destinations or flight stopovers.
Mazatlan and Chicago are 2699 kilometres away from each other, with an estimated flight time of 03:51 h (this may vary depending on the weather or air routes)
Airports near Chicago
Chicago has a total of 3 airports:Chicago-Midway (MDW), located 14 km away from the city centre, Chicago-Rockford (RFD), located 126 km away from the city centre and Chicago-O'Hare (ORD), located 25 km away from the city centre. The hotels in Chicago closest to its airports are:
- Skylark Motel Chicago Midway Airport (MDW)
- Midway Inn Chicago (MDW)
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I've subscribed to the promotional emails of 500 companies and brands so that you don't have to. I sift through 1,000 deal-touting emails every week. Most are worthless, but a handful offer valuable coupons, promo codes, sales, and freebies – which I collect and organize for you here.
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$705—$883 1—2 bed 1040 Huntington Hill Drive, Manchester MO, 63021
from $705 1—2 bed
1040 Huntington Hill Drive, Manchester, 63021
Commute to Downtown Manchester
The rent at Waterford West Apartments ranges from $705 for a one bedroom to a $883 two bedroom. Apartments in this building are about 13% less expensive than the Manchester average. This is a pet-friendly apartment.
This apartment is in Manchester. Nearby parks include Simpson Park and Love Park.
Waterford West Apartments has a Walk Score of 30 out of 100. This location is a Car-Dependent neighborhood so most errands require a car.
Full Size Washer/Dryer Connections Available, Tranquil Hilltop Setting with Wooded Views, Spacious Floorplans & Huge Closets, Private, Covered Balconies & Patios, Fitness Center and Business Center, AAA Rated Parkway School District, Sparkling Pool with Sundeck, Climate Controlled Storage in Every Building, Woodburning Fireplaces Available, Fully Furnished Clubhouse W/ Fireplace, Minutes from Restaurants, Shopping and Highways, Laundry Facility in Every Building
Pets allowed:
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Apr 17, 2016
I have lived in these apartments for many over five years. I should have moved but like the location. However the rent has increased over two hundred dollars which would be okay if they responded to tenants needs. I have been complaining about squirrels nesting in the walls of my apartments since January. In February the squirrels created a hole from the exterior of the building into the interior of my bedroom and kitchen walls. The holes were patched from the interior but the exterior was not therefore the squirrels continue to nest in the walls trying to create more entry points. I am awaken throughout the night and hear them throughout the day. I have written a couple of emails requesting the exterior hole be closed and no response. This is a fire hazard that puts myself and neighbors in harms way but it is April and nothing has been done. An agent from pest control has placed a cage in rear of the building but this is a wooded area so that is impossible to catch every squirrel in this area. Repairing the hole is the only safe solution. Also paying almost 900.00 a month to live with rodents in your walls is unacceptable.
Rich L
Mar 10, 2016
My refrigerator stopped working. No cold output for 2 days. I reported at 9:20am and it was fixed before 2pm. Now it is running great.
Khairun Sultan
Mar 14, 2016
Worst apartments ever I have lived in many states and in many different apartments but nobody did what these guys did my lease term was only 3 months I left in 2 months giving them a month notice in advance and paying them the complete 1month rent mentioning them that my lease is getting over I m leaving but paying because I m not breaking any lease after 3 months without even informing me they put me my account on collection and charge me for 4th month even though my lease was only of 3 month and when I called them to ask they were so rude to me please don't rent here..
Brian Schneier
Jul 07, 2015
The apartments here are reasonably nice, and if you happen to not have anything break, this would be a nice place to live. However, if you do have any issues that require help from staff/maintenance, you will have a very frustrating experience.The management staff is incompetent and fails to communicate with tenants. During the time that I lived there, I had multiple maintenance issues that we not resolved in a timely manner. In one instance I did not have any water pressure in my shower and could not shower. It took TWO WEEKS for maintenance to resolve the issue. They did not consider this a high priority even after I called every day for the first few days that I experienced the problem. They did not even send someone out to follow up on it for almost a week. When I decided to move out, they scheduled a walk through for myself and a staff member to examine my apartment for any damages. A management rep did not show up and they did not attempt to reschedule. They also kept my entire security deposit, even though there was no major damage to my unit. They also did not attempt communicate any of this to me. I had to call and inquire about my deposit. Because of these issues, I would not recommend living at Waterford West.
Senthil Ramasamy
Nov 22, 2015
Medium size units, competitive rent and nice surroundings with plenty of trees.
Manchester, Missouri, 63021
Most errands require a car.
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Waterford West Apartments is in the city of Manchester, MO. Manchester has an average Walk Score of 23 and has 18,094 residents.Learn More About Manchester


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How To Be Your Own Best Boss
Photographed by Sebastian Marin.
I'm preparing to leave my job because I've built a successful business on the side. Having been self-employed previously, I have fears of reverting back to unproductive habits and having a lack of focus. Also, I know I'm going to miss the social component of the office. What would you suggest I do to set myself up for success?
— Heather
— Heather
It's fine to acknowledge your old habits, but the operative word is "old." Shift your focus instead to the good habits you've established more recently and build on those. You've proven to yourself that you can create structure and be effective. Carry that confidence forward. In his new book, Daily Rituals: How Artists Work, Mason Currey examines the working habits of some of history's most creative minds. A few patterns emerge that you can apply to your self-employment.
First, create structure for yourself. Assess when you're most productive and build your workday around that time. And, be disciplined about repeating that pattern every day.
When you're working, avoid distractions so you can maximize your productivity. And, when you're not working, get yourself out for a walk. (It's surprising how many famous writers and composers relied on their daily walks to clear their minds and inspire their creativity.)
It's equally important, particularly because you acknowledge you'll miss the social component of working in an office, to schedule regular meetings and events with people. Use them as opportunities for networking, client entertaining, customer feedback, idea generation — anything that moves your business forward in some way and also fills your human need for connection.
Most importantly, don't confuse the number of hours you spend at a desk with productivity. Beethoven woke at dawn and, after purposefully making his coffee (exactly 60 beans per cup), worked only until his midday meal. He then took a long afternoon walk and spent the evening out with friends or at home reading. Needless to say, no one could ever challenge his productivity.
Find a ritual that works for you and stick with it. Focus on maximum productivity during the time you're working, get out and clear your mind when you're not and include others in your grand new adventure.
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The First Crack: $270 Billion In Student Loans Are At Least 30 Days Delinquent
Back in late 2006 and early 2007 a few (soon to be very rich) people were warning anyone who cared to listen, about what cracks in the subprime facade meant for the housing sector and the credit bubble in general. They were largely ignored as none other than the Fed chairman promised that all is fine (see here). A few months later New Century collapsed and the rest is history: tens of trillions later we are still picking up the pieces and housing continues to collapse. Yet one bubble which the Federal Government managed to blow in the meantime to staggering proportions in virtually no time, for no other reason than to give the impression of consumer releveraging, was the student debt bubble, which at last check just surpassed $1 trillion, and is growing at $40-50 billion each month. However, just like subprime, the first cracks have now appeared. In a report set to convince borrowers that Student Loan ABS are still safe - of course they are - they are backed by all taxpayers after all in the form of the Family Federal Education Program - Fitch discloses something rather troubling, namely that of the $1 trillion + in student debt outstanding, "as many as 27% of all student loan borrowers are more than 30 days past due." In other words at least $270 billion in student loans are no longer current (extrapolating the delinquency rate into the total loans outstanding). That this is happening with interest rates at record lows is quite stunning and a loud wake up call that it is not rates that determine affordability and sustainability: it is general economic conditions, deplorable as they may be, which have made the popping of the student loan bubble inevitable. It also means that if the rise in interest rate continues, then the student loan bubble will pop that much faster, and bring another $1 trillion in unintended consequences on the shoulders of the US taxpayer who once again will be left footing the bill.
From Fitch:
Fitch believes most student loan asset-backed securities (ABS) transactions remain well protected due to the government guarantee on Family Federal Education Program (FFELP) loans. The Federal Reserve Bank of New York recently reported that as many as 27% of all student loan borrowers are more than 30 days past due. Recent estimates mark outstanding student loans at $900 billion- $1 trillion. Fitch believes that the recent increase in past-due and defaulted student loans presents a risk to investors in private student loan ABS, but not those in ABS trusts backed by FFELP loans.
Why is the bubble starting to pop now?
Several macroeconomic factors are putting pressure on student loan borrowers. The main ones are unemployment and underemployment. The Bureau of Labor Statistics estimates the current unemployment rate for people 20 to 24 years old at nearly 14% and for those 25 to 34 years old, 8.7%. Underemployment is difficult to measure for these demographics, but it is likely having a negative impact.
Actually, no: the unemployment for 18-24 year olds is 46%. Yup: 46%.
A month ago, Zero Hedge readers were stunned to learn that unemployment among Europe's young adults has exploded as a result of the European financial crisis, and peaking anywhere between 46% in the case of Greece all they way to 51% for Spain. Which makes us wonder what the reaction will be to the discovery that when it comes to young adults 18-24) in the US, the employment rate is just barely above half, or 54%, which just happens to be the lowest in 64 years, and 7% worse than when Obama took office promising a whole lot of change 3 years ago.
And while technically this means 46% are unemployed, or the same percentage as in Greece, the US ratio, which comes from Pew, shows the ratio as a % of the total population: a very sensitive topic now that every month we see another 250,000 drop off mysteriously from the total labor force. However, unlike those on the trailing age end, young adults by definition are the labor force in their age group demographic, so it would be difficult to explain away this horrendous number by claiming that ever more 24 year olds are retiring. Although, yes, we agree that some may be dropping out of the labor force in order to go to college, incidentally the locus of the latest credit bubble, where they meet a fate worse even than secular unemployment: they become debt slaves of the Federal System, with non-dischargable debt at that, which even assuming they can get a job would take ages to pay back!
But wait: there's more - of all age groups, this is the one that has actually seen its wages drop the most under the Obama administration.
So not only are they unemployed, young adults are at least poor.
Net result: double the change, zero the hope.
But fear not dear banks: taxpayers got your back, as usual.
However, we believe that ABS trusts backed by FFELP loans are unlikely to be affected by employment trends, as they are at least 97% backed by the federal government. In addition, recent securitizations have been structured more robustly and many have backup servicing agreements.
Even so, Fich is covering its bases nonetheless:
While FFELP loans are largely protected from these trends, private student loan ABS trusts, especially those that were structured aggressively and with less stringent credit standards before the recession, are expected to continue experiencing high defaults and ratings pressure. Fitch will continue to monitor these political and macroeconomic factors as they evolve and will determine any impact they may have on ABS trusts.
And as a courtesy reminder to our young up and coming "thinkers", this is $270 billion in debt that can not be discharged. Go ahead - file for bankruptcy - see what happens.
The question then is - what is the student loan version of the ABX trade. After all if Bernanke is willing to blow another bubble, someone has to be able to profit when this latest soon to be failed attempt at central planning.
Finally, here are some more perspectives on the student loan bubble direct from the New York Fed's blog.
The average outstanding student loan balance per borrower is $23,300. Again, there is substantial heterogeneity in balances of individual borrowers. The median balance of $12,800 is roughly half the average level, which indicates that a small fraction of people have balances significantly higher than the median. About one-quarter of borrowers owe more than $28,000; about 10 percent of borrowers owe more than $54,000. The proportion of borrowers who owe more than $100,000 is 3.1 percent, and 0.45 percent of borrowers, or 167,000 people, owe more than $200,000. The distribution also varies by age group: for example, borrowers between the ages of thirty and thirty-nine have the highest average outstanding student loan balance, at $28,500, followed by borrowers between the ages of forty and forty-nine, whose average outstanding balance is $26,000 (see chart below).
How much difficulty are borrowers having paying back their debts? Of the 37 million borrowers who have outstanding student loan balances as of third-quarter 2011, 14.4 percent, or about 5.4 million borrowers, have at least one past due student loan account. Together, these past due balances sum to $85 billion, or roughly 10 percent of the total outstanding student loan balance. To put this in perspective, the same 10 percent rate applies on average to other types of household delinquent debt, including mortgages, credit cards, and auto loans. Does this mean that the prospects for student loan delinquencies are similar to those for the household debt in general, and thus no special attention is warranted? (See chart below.)
Unfortunately, this is not the case—some special accounting used for student loans, not applicable to other types of consumer debt, makes it likely that the delinquency rates for student loans are understated. In the case of federally backed loans, which represent a majority of total lending, repayment is deferred until the student graduates from school and can then be pushed back by another six-month grace period. How do these student loans in deferment or grace periods show up on credit reports and contribute to the delinquency statistics? Given that no payment is necessary until graduation, these deferred student loans are not included in the past due balance but they are included in the total balance from which the delinquency rate is derived. This may help explain the low proportion (12.6 percent) of borrowers with past due student loans among those under thirty years old, compared with 16.9 percent among those between the ages of thirty and thirty-nine, since many of the younger borrowers are still in school and don't yet have to make any payments.
To address this potential bias in calculating delinquency statistics, we exclude individuals who appear to be temporarily exempt from making payments because they are in school or newly graduated from school. These are students who, as of third-quarter 2011, owed as much as or more than they did in the previous quarter while maintaining a zero past due balance. We will be able to make our inference more precise when loan-level panel data are available, but this is our first-cut analysis given the available data. We warn that there is room for misclassification in this analysis. For example, there could be borrowers who are subject to the income-based repayment plan whose payment fell short of the accrued interest, resulting in a balance that increased. Recall that this exercise looks at the student loan borrowers who have a balance as of third-quarter 2011; therefore, those who had taken out a loan at one point but paid it off before third-quarter 2011 are not accounted for.
From this exercise, we find that as many as 47 percent of student loan borrowers appear to be in deferral or forbearance periods, and thus did not have to make payments as of third-quarter 2011. Specifically, 17.6 percent of borrowers had exactly the same balance in the third quarter as in the second quarter of this year, and 29.1 percent increased their overall student loan balance by taking on new originations or accruing interest to the balance.
We then recalculate the proportion of borrowers with a past due balance excluding this group of borrowers. We find that 27 percent of the borrowers have past due balances, while the adjusted proportion of outstanding student loan balances that is delinquent is 21 percent—much higher than the unadjusted rates of 14.4 percent and 10 percent, respectively (see charts below).
In sum, student loan debt is not just a concern for the young. Parents and the federal government shoulder a substantial part of the postsecondary education bill. Moreover, the student loan delinquency picture is not fully captured in the broad statistics since a significant proportion of borrowers and balances are not yet in the repayment cycle. The implications of this last fact for future changes in the student loan delinquency rate are a very important area of research.
Given that student loans are an indispensable tool for educational advancement, this form of debt will remain a critical policy focus for generations to come. Going forward, we will continue to monitor the student loan market with new data each quarter, and we will try to provide useful information on the landscape of student debt.
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Dunno, but the fluoride adds a nice touch.
sorry, was that 130,000.00 gallons or litres we are talking about ?
Since a Gallon has ca 4 litres that would be 520,000 litres for one Hamburger ?
that would be 520 tons of water -
What sort of Hamburger are we talking about ?
just wondering...
i like White Castle better than Fuddruckers hamburgers.....whats the problem ?
No problem at all. But how would you like to roll the cost of your white castles back to a nickel?
They're spelled "sliders".
"But how would you like to roll the cost of your sliders back to a nickel?"
I wouldn't. We can keep the cost the same, but charge the Saudis 25 dollars for one of those all beef patties.
Screw that, I'd rather have sliders for a nickel. You could buy a whole sack of belly bombers for a dollar.
Tom Green Swedish said:
USA is getting screwed royally because we are so friendly.
Made me laugh. You know, eternal nature of US citizenism and all that.
It takes 13000 gallons of water to make 1 hamburger.
It takes 55 gallons of diesel fuel for every single blueberry imported from South America.
My question for you stooge is this. Where is the beef?
My question for you stooge is this. Where is the beef?
It's with the chicken, seafood, and pork, next to the dairy section.
You mean this Grocery store Stooge?
Well if you already knew, why did you ask?
It must suck to be a libertarian. Hating so much life and other people you are obliged to rejoice over less youngsters going to college and having an education due to the recession.
It was so much better at the time of children working in coal mines, wasn't it?
Who said anything about them not going to college? They just aren't paying for it. All for that here.
You perfectly know what I meant, and you are embarrassed by it.
Fact is, a lot of libertarians right now are rejoicing over this piece of news. I've been in close contact with them longer than you, and this makes me all too knowledgeable about the insane levels of sociopathy in this milieu.
hamy i dont think libs are rejoicing, they are amazed at the effort of keeping this ponzi scheme going.
its like having a nice fillet mignon dinner, waking up the next day and taking a crap then pulling the shit log back out of the toilet and trying to prepare that shit log for dinner and thinking you gonna get that fillet mignon dinner again.
sometimes its easier to flush the shit down the toilet and start from scratch
No, I don't. This has nothing to do with going to college, and everything to do with not paying for it.
When the bubble bursts, the government will step in just like they did before, and then they will be making loans directly to the students with very favorable terms. Not that that is what I want or don't want to happen, that is simply what WILL happen. Or everything will collapse, which is unlikely.
So quit yer bitchin'.
Dunno, would a degree in gender studies stop me from getting a job in a coal mine ?
Dunno, would a degree in gender studies stop me from getting a job in a coal mine ?
Not as long as you could discern the masculine coal from the feminine coal and treat each without culturally biased preconceptions.
one needn't be "degree'd" in gender studies to benefit from the awareness of how gender is used - like "race" and "sexuality" - to put individuals into categories to exploit accordingly.
once the meme is thoroughly understood, many aspects of global cultures, including religion, become very obvious in their labeling of humans, (and even in how one is encouraged to label oneself, the better to be re-cognised by others), thereby making the whole task of owning your mind that much easier.
but if one is invested in their cultural identity, and thus receiving benefits or bonuses, it does make the study much more difficult - best to go for "work experience" along the way. . .
(no downvotes from me guys. . .)
There is definitely a strain of so-called libertarianism that is really just elitism longing for the implementation of neo-feudalism. You see it in the articles where millionaires talk about how other millionaires can take their millions of dollars and expatriate from the U.S., avoiding any taxes. These fake libertarians want weaker/smaller government not so everyone can be free and with equal "rights", but so they can enslave their fellow man and impose their will upon him without government standing in the way.
Maybe they just want to get away from people who make idiot comments on blogs... You never kno...
The problem is not the debt. The problem is the cost. Just like the housing bubble, it is overpriced. Hold off on college. Steal a job from a Mexican, and form a union of the jobs they do, which there are none of right now. They will go home, then you can go back to college when things are better, and the price has dropped because nobody is going to college. Heck most college students are over 30 anyways. You might as well spend your youth doing fun easy things.
With all due respect, what makes you expect falling prices in a government subsidized business like the education complex in an inflationary environment ?
Costs are soaring twice as fast as inflation, even as salaries for graduates are falling. Colleges do not follow normal supply and demand economic rules. But at least you "the dumb lazy people who think they should go to college because Obama told them" can stick it to them. They can't make the price so high nobody can afford it. I value my college education more than anything I have, but not everybody should go to college (which I learned in college), and that is why the price has increased.
Perhaps a bailout would be arranged, and if they are insulated from the normal supply and demand, i still don't see how the education "strike" is going to work. They will just keep raising prices IMHO. Bailout rules, like the banks hiking their fees on top of non-existing interest rates.
They can't keep raising the price. It is a bubble which will eventually have to pop just like the housing bubble. But I have a better idea. Charge the foreign people who come here just to get an education and leave a higher price and use that to subsidize American citizens educations.
Might only work as long as they don't figure out to study elsewhere ? Though you might be luckier since the UK trebled their tuition already.
And if we are talking government price controls, just lower the tuition on "useful" and raise it on "useless" subjects - though the Obama Czar on Re-Education might have many diverse opinions on what constitutes "useful" or "useless".
Where else would they study? If they want the best they should have to pay for the best. People who originally came had a much harder time, then these babies who come here to get an education will ever experience. They should not just allowed to prance on over and walk on our backs. I will not allow that.
OK, i understand that you wouldn't want to educate your future competitors almost for free...
Tom Green Swedish Meatball said:
Where else would they study? If they want the best they should have to pay for the best.
Yeah, but they seem to be OK with just studying in the US.
People who originally came had a much harder time, then these babies who come here to get an education will ever experience.
No comma, and the word is "than".
"People who originally came had a much harder time than these babies who come here to get an education will ever experience."
They should not just allowed to prance on over and walk on our backs.
"They should not just be allowed to prance on over and walk on our backs."
I will not allow that.
So why are you allowing college tuition to rise? You really should do something about that.
By the way, did you know that making a college textbook requires four acres of old growth forest and lowers the level of Lake Mead by three feet?
Then give them all Ipads.
Did you know that throwing a piggy off a hill results in the destruction of three hectares of Amazon rain forest?
Did you know that fake moustaches are made from petroleum products, aren't biodegradable, and have created a huge debris field in the Pacific which is harmful to sea life?
If I read all the messages in this thread, do I get a sack o' White Castles?
Only if you live in Qatar. If Big Mac is 68 cents there a sack of White Castle is free.
Big Corked Boots asked:
If I read all the messages in this thread, do I get a sack o' White Castles?
Yes, indeedy, a bag full of sliders is yours.
"Buy 'em by the sack, puke 'em by the roadside."©
Just like the housing bubble, the price is being driven up by the debt. Everyone can see it.
Exactly, just like credit cards. When there is bad debt written off everybody else has to suffer because the banks have to make their money and bonuses.
the problem is requiring a college education where it is not necessary.
While being prepped for dental surgery I struck a conversation with the dental assistant about his educational background. The only schooling he ever received was 3 months EMT training. He now teaches EMT courses at a local college which offers a four year degree to become an EMT in our state. His 3 months of school from 1975 have led to jobs in ER's,dental assistant and a teaching position as well as licensing for each.
He was working in an ER as a medical technician, which make pretty crummy wages. Nurses in the U.S. require at least a 2 year degree.
Those low level medical roles you've talked about have never REQUIRED a degree. Never.
I'll let you in on a little secret though. Anyone with an IQ 120 or above doesn't really need a degree to do anything. They just need some books/the internet and mastery of their native language along with motivation. Most modern "education" is really little more than job training. Attendance is now mandatory throughout the higher education system. Miss 3 classes and you fail the class. Back in my day the professors didn't care if you only showed up for the mid-term and final. And some of us did, and made it through with a B average.
It's simply the dumbing down of the higher education system to public "high school" levels. Showing up and completing busy work is enough to get a degree. And luckily for these newly "educated" college grads, that's all 99% of jobs in America require.
There is no US taxpayer left to foot any bills...isn't that the whole point?
I suspect one of the reasons for this is also that the generation of people under 30 today are members of the "entitlement" generation - they believe they shouldn't have to work hard and they have never learned the math and ethics that say you pay your debts. They want that (possibly useless) college education, but believe they should be given it - and we let them set us up by "lending" them the money with a federal guarantee... they will default because they don't understand responsibility.
well yu can blindly blame the current generation with ethics, sure that would be the easy way out for a mind that doesnt want to rationally think. Why dont we go deeper into this, shall we? Look at the large propaganda stigma associated with the youth in america regarding college educations and the subsequent labor market that they will enter. The employment market in America is deteriorating significantly and has been for quite some time now, due to lack of industrial and manufacturing sectors and a transformation into service economy driven by crony capitalism.Not to mention the federal reserve keeps devaluing the local currency which makes input prices rise and employers raise prices due to compressed profit margins, and since they are operating rationally for the largest profit possible, they will cut overhead ie. EMPLOYMENT! This is not rocket science......So do not blame the gen x for this entitlement bs, bc that statement has no empirical evidence nor rationale.
The most entitled generation in the history of mankind is the baby boomers. Without a doubt. A whole generation of people who believe it's their God given right to become a millionaire, own multiple cars and boats and homes, and drive and fly around the world whenever they feel like it.
Too bad, because their wealth, mostly in paper assets demoninated in dollars, will disappear. And then they'll find themselves old and broke in a collapsing world. Not exactly the best fate.
I think I've smacked it out with you before, but I guess round 2 is needed.
Blow me, mother fucker.
I work my ass off and have never EXPECTED anything from anybody. You're a punk who has no fucking clue. The boomers fed, clothed, and housed your fucking ass. Download some kids and raise them. Oh....you haven't done that yet have you? Twenty something dumb-ass who thinks he knows it all. Life is going to come up and slap you in the face very soon ... I hope it hurts.
Slaves too were fed, clothed and housed! Just out of curiosity, do boomers feel entitled to retirement funds? Because how I see it, the expansion of the fed gov's balance sheet to prop the dow is theft from other generations to serve the generation who has the most skin in the game. And it's not generation x or y.
Well......I guess since you're not going to get shit, you might as well learn some skills. Do you know how to grow food? Can you fix a car? How about plumbing? Build ANYTHING? Gut a deer?....................Guess not.
Pretty damn good at keyboarding and playing computer games I bet.
My company stole my retirement. My government stole my future S.S. My paycheck is robbed before I get it and after when I go to the store.
I'm planning on taking care of my own. I hope you have someone to "take care" of you.


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Duffy Gerard Marceaux
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Aug. 11, 1925, USA
Mar. 5, 2007
Vermilion Parish
Louisiana, USA
Mr. Marceaux was a lifelong resident of Kaplan. After graduation from Kaplan High School in 1942, he attended Southwestern Louisiana Institute (UL) and Spencer Business College where he received a certification in Accounting. He entered the United States Navy in 1945 and after completing his tour of duty he returned to Kaplan to join his father in the registered Brahman cattle business. He was a self-employed cattleman, well known for his breeding of registered Brahman, Brangus and F-1 cattle. Duffy was very active in civic and community affairs. He was instrumental in acquiring land for the Vermilion Fair and Festival and served as the first president of this organization. He was recognized as the Senior Honoree for the Vermilion Fair in 1985 and spent many years serving as a leader for the 4-H Beef project. Organizations in which he was active were: Louisiana Cattleman's Association, Louisiana Brahman Association and American Brahman Breeders Association. Duffy served on the board of directors for all of these associations. He was also a member of the Louisiana Brangus Breeders Association and International Brangus Breeders Association. He is survived by his wife of 57 years, Helen LeMaire Marceaux, of Kaplan; one son, Huey Joel "Joey" Marceaux; two daughters, Priscilla M. McElroy, and Linda M. Landry; and daughter-in-law, Nancy W. Marceaux. He is also survived by ten grandchildren and by one sister, Rita Marceaux Greene. He was preceded in death by his parents, Aubrey J. Marceaux Sr. and Louisa LeBlanc Marceaux; one son, Duffy "Gerry" Marceaux Jr.; one daughter, Jessica Lee Marceaux; and both brothers, Fred Marceaux and Aubrey Marceaux Jr. He died at his residence in rural Kaplan after a lengthy illness.
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Ever since its inception, Google Analytics has evolved at a fast pace. Its evolutionary progress took larger steps with the introduction of Google Analytics Premium and the need to cater for more advanced analytical needs. This year has been no exception in Google Analytics' progression.
Many exciting developments were unveiled at the Google Analytics Summit held earlier this month. I want to focus on three that particularly excite me: those that will open up new avenues on your journey of optimizing conversion rates.
1. Audience Reporting
Google Analytics is now truly able to provide demographic profiling of your visitors. Previously, Google Analytics' attempt at demographic reporting was identifying visitors' geo location and what default language their browser was set to. While this helped us infer useful information about our visitors, it wasn't demographic information in its truest sense.
Audience reporting now allows us to understand three dimensions about our visitors (all anonymous of course):
- Gender
- Age
- Interests
And since these dimensions can be integrated into your custom segments, it allows you to bring more context to your data. Here are some examples on how we were able to use these insights to better connect with customers.
Content planning: The owners of a branding site believed that a majority of their users were middle-aged men. Subsequently all content was created with a male audience in mind. Audience reports debunked this myth.
What became very clear to this business was that their audience was in fact skewed towards younger females. Content strategy quickly changed to bring a larger focus to female-oriented messaging.
Influencing the buyer: Through segmenting their audience's purchase behavior, an e-commerce operator was able to identify that females were purchasing their high-value products, and that males were impatient (no surprise there!) when it came to researching and buying.
The business is currently redesigning its site so that there is a focus on research content geared towards women, and that the less patient are able to find and buy what they are looking for within a minimal number of clicks.
Researching audience interest: An online branding player uses microsites to engage with their digital audience, but sell their products offline. While they have set up goals as proxy for sales (e.g. did the visitor use their store locator?) and can tell how effective they are at "converting" their audience, it still tells them nothing about who these people are. Audience interest reports helped them fill that gap.
They were able to gauge that their most interested visitors are those who seem to have an affinity for transport and vehicles, sports, and are business-oriented. These insights are being distributed throughout the company:
1. Product development teams are taking these into account as they design their new line of products.
2. Marketing are looking at how to create targeted messaging and increase the reach for these segments of their audience.
3. Their loyalty program is being tweaked to provide rewards that would appeal to the customers' interests.
2. Unified Segments
It was an exciting time when Google Analytics first introduced advanced segments way back (in Internet years) in 2008. Suddenly we could get better meaning out of our data by looking beyond the aggregate, and into specific visitor segments (e.g. visitors from a particular geographic region).
However, there was one key limitation all these years: segmentation was based on a single session and couldn't span sessions. This limited our ability to analyze visitors based on what they did over multiple visits. For example, we couldn't segment our audience based on whether they bought our product multiple times over 6 months. We could only segment on the visits where they bought the product, but had no idea about what they did on prior visits before purchase.
Unified segments fixes all that! For example, below is an illustration of segments set up to analyze visitors that have purchased less or more than five times over all their visits in the last six months. We see that there were 649 visitors that we could place into our "most valued customers" bucket; and that they are more engaged than most in terms of pages per visit and visit duration.
I'll elaborate on unified segments with more examples in my next article. If you can't wait, read Justin Cutroni's excellent primer to find out more.
3. Analytics Academy
If there's one thing you should be doing after reading this article, it's to sign up to the Analytics Academy. This is the next evolution of Conversion University and has vastly upgraded content that covers all of Google Analytics' new features. Most importantly it provides guidance on how to use your Google Analytics data to drive better performance for your business.
These features will soon appear in your Google Analytics account (but you don't need to wait to join Analytics Academy). Be sure to make use of them to unlock insights into who your users are and what motivates them to be a customer.
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Cape Town win bodes well - Stanford
Non Stanford is confident there is "more to come" after she won the World Triathlon Series event in Cape Town.
Stanford beats Stimpson in Cape Town
Non Stanford wins the women's World Series event in Cape Town, while Jonathan Brownlee comes second in the men's race.
Video & Audio
- Watch Stanford & Stimpson claim GB one…
- Watch Non Stanford dreaming of Rio success
- Watch Brownlee brothers teach kids triathlon
- Watch 'I was never the athlete at school'
- Watch Holland eyes Olympic triathlon medal
- Watch Reid aiming to stay in world top 10
- Watch Fifth title more than a dream - Gomez
- Watch 10k felt a long way - Jonny Brownlee
- Watch Brownlee back from injury in Chicago
- Watch GB women look ahead to Grand Final
- Jenkins secures third GB triathlon spot
- Rio 2016 The housemates vying for Olympic gold
- Rio 2016 Jenkins praised on Olympic selection
- Jenkins 'starting to think about Rio'
- 'Our business is to win medals'
- Rio 2016 Stanford impressed by Jenkins victory
- Rio 2016 Jenkins wins to boost Olympic hopes
- World Triathlon Series: BBC coverage, calendar and reports
- Disability Sport GB pair earn Rio Para-triathlon spots
- Rio 2016 GB's Stimpson wins World Cup event
External Links
- External link: Find a club
- External link: Find an event
- External link: International Triathlon Union
- External link: Triathlon England
- External link: Triathlon Ireland
- External link: Scottish Triathlon
- External link: Welsh Triathlon
Around the Web
- External link: Brownlee satisfied with silver in Cape Town
- External link: Stanford treads golden path to victory in Cape Town
- External link: Paratriathletes top Penrith Podium
Watch video 'I was never the athlete at school'
Radio 1 DJ Greg James is 'surprising himself' during his Gregathlon - five triathlons in five days - for Sport Relief.


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Three people are dead after a head-on crash on Highway 169 Sunday, including a 5-year-old St. Peter girl. The crash happened at around 1pm Sunday about 3 miles north of Mankato. A Dodge Caliber driven by 36-year-old Lindi Paul of St. Peter crossed the centerline and collided with a Ford F-150 pickup truck driven by 65-year-old Michael O'Boyle of Marion, South Dakota. Paul and her 5-year-old daughter Emma and O'Boyle were all killed in the crash. A 4-year-old Minnesota girl in O'Boyle's vehicle was hospitalized with serious injuries. His other passengers, a 65-year-old Marion, South Dakota woman and an 8-year-old Minnesota boy suffered non life-threatening injuries. Traffic on 169 was being diverted for several hours after the crash occurred. It remains under investigation by the State Patrol.
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A pretty good video review of the Smith & Wesson M&P 9mm Compact semi-automatic pistol. The M&P compact in 9mm has a 3.5 inch barrel and a 12 round magazine that makes this gun perfect for CCW (concealed carry weapon) choice. The Smith & Wesson M&P line of handguns feature a polymer frame and steel slide that includes Smith & Wesson's innovative scallops or scales that help when gripping the slide. This gun also features interchangeable backstraps to customize the grip size. The M&P 9mm Compact is double action only and does not have a manual thumb safety. Some models do however have a magazine disconnect safety that some shooters prefer. Check out the Smith & Wesson M&P 9mm Compact pistol here!
I just bought this gun for Concealed Carry and I absolutely love it! I try to cover the basics on this video but feel free to post any comments or questions you may have and I will do my best to respond. Enjoy!
Here are some other handgun related sites you may want to check out. Thanks for visiting Best Handguns!
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