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...Subsequently I functioned as a trader on a proprietary trading desk. I am familiar with all the fundamental areas of economics from both the academic and the professional perspective. I have extensive academic and professional experience with finance from my studies in college and my time as an investment banking analyst focused on technology companies for Morgan Stanley.
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I am one of the 100 or so people (out of nearly 300,000 each year) who scored 790 or above on the GMAT. But more than that, I have been tutoring for more than 25 years, and I know how to get the most out of a student. I have had great success tutoring GMAT, GRE, SAT, ACT and most other standardized tests, both independently and for test prep companies.
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...I like how Calculus uses rather simple concepts to solve problems that would be nearly impossible using more classical techniques. After Calculus, I went on to study Multivariable Calculus and Differential Equations, two disciplines that build on Calculus and are extremely helpful to many profes...
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...I can teach principles of program design, analysis of algorithms and data structures, and specific programming or software engineering styles. I am also particularly familiar with methods from artificial intelligence, and other developments at the intersection of computer science and statistics....
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...The derivative is presented in terms of the instantaneous rate of change and as the slope of the tangent to a curve. The integral is presented as an area function. The fundamental theorem of Calculus, relating derivatives and integrals, is demonstrated by analyzing the rate of change (derivativ...
New York, NYView Tutor


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The recently revitalized 105-year-old Manteca Winery on Oak Street standing prominently alongside the Union Pacific Railroad just south of downtown Manteca will play host to the first Hot August Nights event at the old historical site.
RIPON - Marissa's Closet, that provides prom dresses for teens, has been named one of the non-profits that will benefit from Macy's annual Shop For A Cause Day through the end of August.
RIPON - Students at Ripon High won't have too much time, if any, to socialize between classes.
More than a dozen soccer coaches and players from 12 different countries will be in Manteca in August for the annual soccer camp offered through Crossroads Grace Community Church.
The Valley Cancer Center and Doctors Hospital of Manteca Imaging Center complex is on target to open between the Thanksgiving and Christmas holidays.
RIPON – The Ripon Consolidated Fire District isn't feeling the budget heat as much as other South County fire services.
Great Wolf Resorts - if they end up building in Manteca - will not pursue a six-story hotel structure.
The Manteca Unified School Trust's board of directors on Wednesday will discuss and determine how the opening of the position of executive director for the non-profit organization will be posted.
The Soria family that lost just about everything in a June 13 fire is the focus of an "all you can eat" benefit shrimp dinner set for Friday, Aug. 5, at the Manteca Senior Center.
LATHROP – A traffic signal is needed at Towne Center Drive and Golden Valley Parkway.
Crime scene investigations were paramount for 28 students attending the latest Junior Manteca Police Academy that ended last Friday at the Boys and Girls Club.
LATHROP – The California State Department of Social Services has revoked the home-based child care license of Kristy Sayles.
The dancing is intense, and the dancers are competitive.
Speeding on Woodward Avenue - as well as elsewhere in Manteca - is becoming more of a challenge for enforcement.
Eighty homes in Manteca are without water.
Page 520 of 869
Even in the month that water usage is supposed to be at its lowest, the City of Lathrop still managed to find a way to ...
The average size of Manteca Unified kindergarten classes are shrinking.
Saksham Ghai is making big waves these days.
Those seeking to buy affordable homes aren't the only ones coming to Manteca from the Bay Area.
ACE commuter train service from Stockton to San Jose resumed today after a mudslide caused by an El Nino drenching sent a tree over the ...
Funds from the defunct Police Activities League went to worthy causes.
Manteca Police - responding to concerns that Woodard Avenue by Woodward Park has turned into a Northern San Joaquin Valley version of the Bonneville Salt Flats ...
SUNOL - The No. 10 ACE commuter train struck a tree that had fallen across the tracks derailing two passenger cars near Sunol sending one partially ...
Working as a city clerk wasn't even a remote desire of Joann Tilton when she graduated from Manteca High in 1979.
An improving economy has reduced the number of Manteca Unified School District students receiving free and reduced meals.
The Water Meter Implementation Program in Ripon is two-fold.
After four years at the helm of Lathrop Police Services, Police Chief Danelle Hohe is waving goodbye on her way into retirement.
Here's something else they don't tell you when you're putting on weight faster than you can ever strip it down.
Page 17 of 17
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Heirloom Roses offers a wide range of beautiful, own-root, virus-free rose plants for your garden.
Benjamin Britten™Strong salmon-pink that changes with age to a particularly strong shade of pure pink. Deeply cupped flowers gradually develop into an open, slightly cupped rosette. Medium height; vigorous, with dense semi-glossy foliage. Ideal for the border or may be grown in a large pot or container. The fragrance is intensely fruity, with aspects of wine and pear drops. Learn More
EglantyneDavid Austin says that 'Eglantyne' is one of his most beautiful roses. With delicate beauty, the deeply 4" cupped and fully double, ruffled blooms (petals 50+) are of softest, flesh pink and perfect for cutting as they are very long lasting in the vase. They are also graced with a great fragrance. An upright, bushy, well-foliaged continual blooming plant with rich, deep green leaves. Learn More
English Garden™Fully double, old-fashioned blooms with wonderful form. A pleasing, delicate apricot yellow at the center fading to yellow at the edges.A profuse bloomer with a light lovely fragrance. Upright, bushy growth with pale green foliage. One of the smaller English Roses. Ideal for pots. Learn More
Geoff Hamilton®A strong growing, healthy and exceptionally disease resistant rose. The 3 1/2" flowers (petals 100) are of a warm, soft pink, deceptively delicate in appearance. Cupped at first with the outer ring of petals dropping back and fading to white to provide a most attractive effect on a continual blooming plant. Learn More
Heritage™®A near perfect rose. Its classically shaped, old-fashioned rose blooms are a lovely, soft pink, which is perfect for this delicate, cup-shaped beauty. One of the most outstanding of the English Roses. Its medium sized 3 1/2" blooms (petals 30) are true perfection in form and fragrance, which has a strong heady fragrance with a touch of lemon. A vigorous, bushy plant with few thorns. Excellent repeat blooming characteristics. Performs well in partial shade and makes a great cut flower. Learn More
James Galway™®David Austin describes it like this "A superb large shrub with long, slightly arching, almost thorn-less growth". This is a tough disease-free rose that is excellent for the back of a mixed border can also be grown as a climber. The flowers are 4" and full with over a 100 petals, with many shading to pale pink at the edges. There is a delicious Old Rose fragrance. Continual Blooming Learn More
Jude The Obscure™®Named for the 19th century novel by Thomas Hardy. Blessed with magnificent fragrance, 'Jude the Obscure' 4" blooms (petals 40+) are large, cupped, old-fashioned, and of the highest quality and beauty. A lovely shade of rich, soft apricot, the outer petals of the fully double blooms may show a blush of pale yellow. Very free flowering, the blooms are produced on a strong, vigorous, well-shaped bush with mid-green foliage. It received the Corona Regina Teodelinda Perfume Award in Monza, Italy. Mr. Austin says "'Jude the Obscure' produces some of the most superb blooms you have ever seen" with the added benefit of its lovely, strong and unusual fragrance of lemon/myrrh and peach. Makes a good cut flower. Learn More
L.D. Braithwaite™®`Mary Rose' x `The Squire' produced this most outstanding offspring. Wonderful, fully double, fragrant, 4 1/2" old-rose blooms of eye-catching, rich, crimson-red with a spicy fragrance, set on an outstanding continual blooming bushy plant with rich green foliage. Use several in landscaping for a bright splash. This may be the finest red English rose. 40+ petals. Learn More


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47 points
I am a certified ford technician,and I'm continuously brushing up on my skill to learn more each day, I specialize in all aspects of the engine . So feel free to ask me all the question you like,I'll try to help out to the best of my ability. Everyone doesn't know everything. That's what's so good about this site.you a # of mechanics to help solve your problems.
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Question Answered: I have a milky residue inside of oil cap but no water mixture in oil itself what
November 30, 2013, 07:28 PM
First try to flush, and clean the system. If you still have a milky substance it could be a lower intake manifold gasket.
Question Answered: This guy wants me to buy this 05 Ford but I hear a clicking noise in dash
November 30, 2013, 07:23 PM
Most fords I have these problems, it's an easy fix. It's just a door motor for the air ducts. Replace it and the noise should go away.
Question Asked: Coil pack won't spark,how can I get the car to start? .???? Should I repair?
November 30, 2013, 06:36 PM
I changed the fuel pump, and the ignition coil. I charged the battery,and checked all fuses and relays. What could I do to correct the problem.
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Pharrell has a dirty little pottymouth and he's using it in a collaboration with Axwell *insert weird symbol thing* Ingrosso. The song has been in the works for quite some time (since March 2014 according to Twitter), so I'm sure everyone is relieved and excited for the project to see the light of day. 88 more words
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Yesterday was a very special day for BBC Radio 1 listeners as Axwell, Sebastian Ingrosso, and Steve Angello, together known as the… 496 more words
Axwell - Barricade (@axwell)Clubcharts
Check 'Em Out: Marcus Santoro - "Bring You Home"
Melbourne's Marcus Santoro lights up the house-music fuse boxes at the mere age of just 20. Aligning a mixture of rave and progressive house euphoria behind the console and within the locked doors of the studio he has truly laid down the law on musical enthusiasts and their playlists globally. 279 more words


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Freshmen Anna Baldree and Kaitlyn Crisp played their way to a 4th place finish at the fifth annual GPS/McCallie Got Talent show on Saturday. GMGT is modeled on the America's Got Talent television show. The girls sang and played guitar in a mash up of "Chasing Cars" and "Drops of Jupiter."
First place among the 20 acts was Julian Nunally, a McCallie senior who performed a spoken word rap. In second was McCallie sixth grader Will Hunt, who belted out "She Will Be Loved" by Maroon 5, and another sixth grader, Mitchell Negus, came in third overall and was the top Middle School performer with a spirited, classical piano piece, Sonatina Op. 36, No. 3 by Clementi. Rounding out the top five was McCallie junior Matt McCall, who played the guitar and sang "Lovers' Eyes" by Mumford and Sons.
The sell-out crowd saw array of talent that included violin, impersonations, baton twirling, dueling pianos and dancers. The top three acts received trophies and cash prizes.
Students voted by cell phone after the final act in the event, which has been a standing-room-only every year. According to Coordinate Director Beth Gaffney, hosts "Savannah Phillips, Gypsies president, and Chris Lee, CEC president, rocked the crowd and built school spirit during the best Got Talent to date." Faculty judges who presented the awards and entertained the audience with their own antics were Jenise Gordon, Hank Bramblet and Patch Lawson.
May 2, 2016
Dr. Patricia Chute, dean of the School of Health Professions at New York Institute of Technology, has been named vice president for Academic Affairs at Dalton State College effective July 25. ... (click for more)
Dr. Megan Moe, associate professor of communication at Lee University, was named the American Advertising Federation District 7 Educator of the Year, receiving the Donald G. Hileman Award. ... (click for more)
Week of May 2 - National Teacher Appreciation Week Cleveland City Schools celebrates National Teacher Appreciation Week and the dedicated faculty and staff in all our schools. ... (click for more)
Dr. Patricia Chute, dean of the School of Health Professions at New York Institute of Technology, has been named vice president for Academic Affairs at Dalton State College effective July 25. Dr. Chute was chosen following a nationwide search and succeeds Dr. Sandra Stone who left the position in October 2014 to serve as regional chancellor of the University of South Florida ... (click for more)
Dr. Megan Moe, associate professor of communication at Lee University, was named the American Advertising Federation District 7 Educator of the Year, receiving the Donald G. Hileman Award. According to the AAF D7, the Donald G. Hileman Award recognizes a college educator for outstanding service to advertising, AAF District 7, his/her club or generation, and college advertising ... (click for more)
The Cleveland City Schools Board of Education announced the five finalists for the director of schools position. The community is invited to attend the Board of Education interview session each day 6-8 p.m. at Mayfield Elementary School, 501 20 th Street NE, Cleveland. A complete schedule is attached. Candidates: Wednesday, ... (click for more)
Developers of the McCallie Commons student housing at McCallie and Central are wanting to expand the project, but it would involve tearing down three old homes on Oak Street. The proposal from developer David Hudson would be an expansion of the four-story apartment building and separate parking garage with 300 parking spaces proposed that was approved earlier. The original ... (click for more)
To Roy Exum: With all the recent news of major dysfunctions within our educational system, I thought I might alert you to something better. About a year ago you ventured up Highway 58 to Central High School to represent your late grandfather, Roy McDonald, as he was honored as a Distinguished Alumnus during the annual Senior Day festivities. I sort of expected ... (click for more)
Years ago at a ritzy dinner party in Westchester County, New York, an editor from Reader's Digest was seated next to the prettiest woman in the room and noticed her overall glow and countenance was such that he had never noticed a tell-tale scar under her nose. After the dishes were cleared away, admit the mindless chatter, he asked if she would mind telling him about it. The ... (click for more)


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San Francisco historian Richie Unterberger, the author of numerous rock history books, presents this program that includes clips from the 1960s and 1970s of major Jewish rock performers such as Lou Reed, Bob Dylan, Simon & Garfunkel, Carole King, Leonard Cohen, Peter Green of the original Fleetwood Mac, Manfred Mann, Randy Newman, and quite a few other surprises. This is entirely different than the first program of "Blue Suede Jews" he presented last year at this library and other branches.
Upcoming Events
- AARP Smartphone Workshop
- Saturday, April 30, 2016, 9:00 amPresidio, Presidio Meeting Room
- Computer Help for Adults/Seniors
- Saturday, April 30, 2016, 3:30 pmExcelsior, Excelsior Meeting Room
- Spring Koto Concert
- Saturday, April 30, 2016, 3:30 pmWestern Addition, Western Addition General Floor Area
Upcoming Classes
- Computer Help for Adults/Seniors
- Sunday, May 1, 2016, 2:00 pmOrtega, Ortega Meeting Room
- Book a Librarian in Russian
- Tuesday, May 3, 2016, 10:30 amMain Library, 5th Floor Computer Training Ctr.
- Preparing for the Interview
- Tuesday, May 3, 2016, 2:30 pmMain Library, Learning Studio


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WiFi File Manager Transfer
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The biggest off-limits activity for me is scat play. I have never done it, nor would I ever do it. I've seen it once online, and once was more than enough for me. There's nothing appealing about it to me. At all. I don't want to see it, and I definitely don't want to do it.
Another off-limits type of play for me is vomit play. I have cleaned up much too much of it from kids and pets, and I've never found it the least bit sexy. It often makes me want to vomit, and then I feel sick. I've seen this one too online (is there anything you can't see online?), and that was one too many times for me.
Urethral insertion is also something I wouldn't do. I've had a catheter once or twice in the hospital, and it was nothing I'd describe as pleasant. It's certainly nothing I'd do during foreplay or sex, nor would I do it to someone else.
I know there are things I'd try that might only happen once before they'd move to my off-limits list, and others I might find I enjoyed. But for now, this is the top of my off-limits list.


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Bernard Samuel
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Life History
Bernard Samuel, a Republican ward politican, was elected to Philadelphia's City Council in 1923.
In 1939 he became President Pro Tem when George Connell became acting Mayor upon the death of then Mayor S. Davis Wilson.
Samuel was then elected President of the City Council in November 1940.
He held the position in only an official capacity for the next four years. In August 1941, Mayor Robert E. Lamberton died suddenly and Samuel, and as President of Council, automatically succeeded to the Mayor's office and served throughout the remainder of Lamberton's term.
Samuel won the next two Mayoral elections in 1943 and 1947 beating Democrats William C. Bullitt and Richardson Dilworth respectively and became the first multi-term mayor since William S. Stokley (1872-1881).
In March 1945, when the United Nations was seeking a permanent home, Mayor Samuel appointed a committee of prominent citizens to promote Philadelphia as its site. He believed as first Capitol of the United States, it would be a fitting city as the "World Capitol of Peace." Despite their efforts and plans for a mall in front of Independence Hall, Philadelphia was not selected.
His mayoralty spanned the longest continual term in Philadelphia's history (1941-1952) and as of 2008, remains the last Republican to have been elected mayor of Philadelphia.
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Orioles Bullpen Falters In 7-1 Loss To White SoxThe Chicago White Sox beat the Baltimore Orioles 7-1 Sunday for a split of the four-game series.
Orioles Lose 8-7 To White Sox Despite Rally In 8th InningDespite Chris Davis' two-run hit to tie the game, White Sox pulled out one more run to win the game 8-7 over the Orioles.
Listen Live: Orioles Vs White Sox [Live Audio] MLBBaltimore owns a major league-best 9-1 home record.
Reimold Powers Orioles Past White Sox 6-3Reimold hit a tiebreaking three-run homer in the seventh inning, leading the Orioles to a 6-3 victory over the Chicago White Sox on Friday night.
Listen Live: Chicago White Sox at Baltimore Orioles [Live Audio] MLBSlugging first baseman Chris Davis ended a 1-for-16 slump with a two-run blast for Baltimore, which had scored a total of five runs in its previous four games.
Mark Trumbo 'Co-Player Of The Week' PresentationBefore Saturday's game against the Chicago White Sox at 7:05 p.m., Orioles outfielder Mark Trumbo will be presented with a custom-made watch, courtesy of Game Time, during a special pregame ceremony for being named the American League Co-Player of the Week for the period ending on April 17.
Machado's Grand Slam Helps Orioles Improve To 8-1 At Camden YardsMachado snapped out of an 0-for-17 slide with a grand slam and a career-high five RBIs as the Baltimore Orioles homered three times en route to a 10-2 victory over the Chicago White Sox.
Orioles Blast Their Way To A Win Over The White Sox, 10-2The Orioles blasted their way to a 10-2 win over the White Sox with three home runs and a grand slam from Manny Machado.
Listen Live: Chicago White Sox at Baltimore Orioles [Live Audio] MLBThe Orioles are one-half game ahead of Boston in the AL East but have dropped eight of 13 since a 7-0 start.
Rickard's Run Ruins Rays' Chances Of A SweepRickard's three-run home run in the fifth inning broke Moore's spell over the Orioles (12-8), lifting Baltimore to a 3-0 lead after five.
MLB Fans Celebrate National Babe Ruth DayApril 27 has been celebrated as the unofficial Babe Ruth Day since 1947.
Kiermaier Hits 2-Run Homer, Rays Beat Orioles 3-1Jimenez allowed three runs and six hits in six innings as the Orioles lost for the eighth time in 12 games since starting the season 7-0.


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Korea.net reported that STX Shipbuilding Co, is targeting $3.17b in sales in 2008.
STX Shipbuilding in a regulatory filing said that it expects its operating income to reach KRW 200 billion in 2008 as compared with KRW 94.8 billion in 2007.
STX Shipbuilding in 2007 saw its net profit more than quadruple as it built more high priced ships to carry chemical products and others. Shipyards in , the world's largest shipbuilding nation, have received record orders in recent years as demand has surged for vessels to transport raw materials to and goods to the rest of the world.
Maritime Today
The Maritime Industry's original and most viewed E-News Service
Elandra Yachts has added another layer of craftsmanship to its boat-building operation with the launch of a new in-house paint department at the Gold Coast plant,
The Baltic Exchange's main sea freight index, tracking rates for ships carrying dry bulk commodities, continued to dip on Wednesday due to sluggish demand across vessel segments.
The Office of Management and Budget (OMB) completed its review of the draft final rule entitled Inspection of Towing Vessels, also known as "Subchapter M." The


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Customer Reviews
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Posted 4/3/2013 at 10:19 AM by Heather
This ornament turned out great! I was very pleased. It was a gift for my husband for our first Christmas together, as a married couple. He thought it was so cute! This little woody wagon is his dream car so it was the perfect ornament for him. We are expecting a child this Sept. and I look forward to making another one of these same ornaments for him this Christmas, but with one more little head in the car :-)
Sending the same ornament to different places? If you order more than one of an item and want them shipped to different addresses, please order them individually. We will ask you for the individual shipping addresses later in the ordering process.
Woody Wagon Couple Christmas Ornament
Personalized Christmas Ornament
With the presents loaded in the back of this woody wagon, and the Christmas tree tied on top, this couple is taking a road trip to visit family for the holidays. This is a traditional woody wagon ornament. This is a cute ornament to commemorate a couple's first Christmas together, or the kids trip to grandmother's house for Christmas Day. We can write names on the hats and the snow.
Material: Clay
Ornaments shown on our site are personalized, as examples only, so you can see where we put the words/names you give us. Some ornaments allow you to select hair or uniform color. If there is no color choice, it is not available on that particular ornament. We will do everything possible to catch any mistakes in spelling, etc., but are not responsible if we do as you request, and it is then not correct. The ornament you see above is the way it will look when you get it, except for the personalizing instructions you give us and any optional attributes you select.
Read what our customers say about our Personalized Christmas Ornaments and their shopping experience!Hover over testimonials to stop scrolling
8/25/2015 - "OrnamentShop.com never disappoints! This is my yearly "go-to" place for a keepsake, personalized ornament.The shipping is timely, and the products are excellently packed. I never fear that they will arrive broken or damaged. Anonymous Respondent"
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12/3/2015 - "Disappointed that 2 of the items I wanted were out of stock, other than that happy with purchase and prior experience! Darlene B."
12/14/2015 - "I love OrnamentShop! I've purchased 3 ornaments for my own family and this year decided to purchase ornaments as gifts for my parents. Great options for big or small families, wonderful quality, affordable custom work. OrnamentShop is the only place I get my personalized ornaments from! Treniece W."
6/30/2015 - "A personalized gift is special and shows great appreciation of someone you care about. Pennye R."
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11/26/2015 - "Good Stuff! Edward S."
12/6/2015 - "Both Grandchildren serving in the military and not home this year for Christmas. Decorated tree in patriotic colors and wanted the darling ornaments to set the tree off right. Linda M."


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South America
Argentina Crash Survivor's Advice For Greeks
"As Greece descends into financial crisis, its citizens and investors globally are turning to hedges old and new.
European demand for the age-old safe haven of gold coins has risen in recent weeks, as has the relatively new concept of investments in digital bitcoins, market participants say.
As the situation in Europe grows more precarious, the price of both have risen in recent weeks as concerns have grown about the threat to banks in Greece and the risk that turmoil could spread to other countries in the eurozone and elsewhere…"
–The Wall Street Journal website, June 30, 2015
Any Survival And Prosperity readers have any family/friends in Greece? I don't, but my girlfriend was telling me recently how a female acquaintance of hers just had family over from Greece. They returned to their home country… just in time for the default.
If anyone has family/friends over there, they might want to consider watching the following video Argentinian survivalist and author Fernando "FerFAL" Aguirre just uploaded onto YouTube. As I've mentioned before, FerFAL has first-hand experience of what those in Greece are going through (and may very well be encountering soon), having lived through the Argentine economic crisis that reared its ugly head back in the early 2000s. FerFAL, who now resides in Northern Ireland, hammered home five things that those living in Greece should be doing right now (in his opinion) if they haven't done so already:
"Greek Crisis: Five Tips for People in Greece"
YouTube Video
Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
(Editor's note: I am not responsible for any personal liability, loss, or risk incurred as a consequence of the use and application, either directly or indirectly, of any information presented herein)
Chicago, New York City Cops Talk 'De-Policing,' 'Blue Flu'
"In Oklahoma City, after the terrible bombing, Americans were wearing a T-shirt- I've got a copy of it here that was given to me- and I'd never seen this before. But this T-shirt shows all the different things that federal law enforcement officials do and mentions all the different agencies and has the following quote on it:
A society that makes war against its police had better learn to make friends with criminals.
That's a fact."
-Former U.S. President Bill Clinton, in a July 20, 1995, meeting with federal law enforcement
I've been following the protests, riots, and other activity related to the deaths of Michael Brown and Eric Garner. And considering the anti-police sentiment that's arisen and being stoked by certain politicians, the mainstream media, anarchists, and other agenda-driven parties, I was wondering how long it would take before someone in law enforcement uttered the following. From the popular Chicago police blog Second City Cop early Sunday morning:
We're about to see a nationwide "de-policing" shortly.
De-policing. A situation where law enforcement activities are unofficially curtailed.
Comments on that Sunday post lent support to such action:
"De-Policing", hey, I'm all for it! Give the people/folks what they want, maybe then they will be happy!
Essentially de-policing is the solution to all of this nonsense but it must be a concerted effort by all the police and not just one municipality. That will wake bitch slap the media and politicians into realizing what the consequences are of falsely accusing the police of these stupid excessive force accusations. NYPD did it right by telling the jack-off mayor he is persona non grata. For starters that should be done to mayor tiny dancer, libtard Dick Durbin, jack-off soon to be out of a job Holder and a host of others.
Why are we waiting for de-policing to happen? Start right now, answer all calls and do paper. No more rushing to a man with a gun, burglary in progress, person shot. Take your time and get there safely, take down all information. When the detectives get there they can suspend the case until the offender turns himself in and proceed with paper work. Not charged unless they confess, don't bother calling the useless Felony Review or asa Office. Sorry, take it slowly, no more racing around for me on jobs. Gotta go, I feel the flu coming on. Take care of those that mean the most to you!
There was also talk of law enforcement officers coming down with the "blue flu" on that Second City Cop post. In New York City, the flu is also known as a "sick out"- which is what a number of cops out in the "Big Apple" are calling for as the anti-police protests carry on. From Thee RANT Forums ("New York City Cops speaking their minds") website, under "Sick out New Years Eve":
It's been said many times now it has to be done! Bratton sold you all out and the Mayor hates your guts. How many Captains and above on the job 700? let them work the detail on New Years. If everyone goes sick this city will be at a fughing standstill! It needs to be done folks to give everyone a much needed reality check. I'm sure the job has a contingency plan in place where everyone who goes sick will have to report to the Police Academy. How many Surgeons do we have? What could they do? It needs to be done! It will cost 2 days pay perhaps but would be well worth it.
Again, commenters lent support to such activity:
The city and the public need a reality check. Can u imagine what would happen in Manhattan alone. A lot of robbed beat up white-boys.
"De-policing," "Blue flu," "Sick out." Personally, I don't see any of this happening on a large scale just yet. The present animosity being directed at the police isn't coming from the majority of citizens (despite what the MSM would like you to think), and I believe most LEOs realize this.
However, as America's finances continue to deteriorate going forward, I can see such work slowdowns and stoppages occurring with law enforcement. Disputes over wages, pensions, working conditions are likely flashpoints.
If the coming financial crash ever gets as ugly as what's happened in the once-prospering South American country of Argentina, then perhaps we might see incidents like what took place there last year around this time. From the BBC website on December 10, 2013:
At least five people have been killed as looting spreads through Argentina.
Hundreds have been injured as people took advantage of a police strike to rob shops and homes.
Police have refused to go on patrol until their demands for a salary rise are met.
Their move follows a police walkout in Cordoba province last week which also led to lootings, and which was settled after the governor almost doubled officers' pay…
(Editor's note: Bold added for emphasis)
"Looting rife in Argentine city of Cordoba as police take strike action"
YouTube Video
On the third-ever day of this blog (November 24, 2010), I shared the following with readers (not sure I had any at that time though). I think it bears repeating here. I wrote:
This last thought about the individual being ultimately responsible for their own personal protection is hammered home by John S. Farnam, a long-time defensive firearms instructor and deputy sheriff (training officer) in the Park County, Colorado, Sheriff's Office. In The Farnam Method of Defensive Shotgun and Rifle Shooting, the founder and president of Defense Training International wrote:
It is said by enlightened social scientists, "If it rained twenty-dollar bills every Monday morning, there would still be people begging for their dinner ever Monday evening!" The same is true with criminals. No matter how "civilized" or indulgent our society becomes, there will always be criminals. And, the more foolishly dependent we all become upon governmental institutions as the only means of preserving civil order, the more dubious our continued existence becomes, and the more quickly order will disintegrate when our societal underpinnings are crippled or even imperiled. When citizens become additively dependent on an eleemosynary and paternal government to do for them what they could be, and, of right, ought to be, doing for themselves, that civilization's days are surely numbered. Never forget, regardless of how politically incorrect it may sound to the uninformed, your personal security is always your responsibility, and yours alone!
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
SCC. "NYPD Takes A Stand." Second City Cop. 14 Dec. 2014. (http://secondcitycop.blogspot.com/2014/12/nypd-takes-stand.html). 15 Dec. 2014.
"Deadly Argentina looting spreads as police go on strike." BBC. 10 Dec. 2013. (http://survivalandprosperity.com/2010/11/24/putting-the-self-back-into-defense/). 16 Dec. 2014.
Farnam, John S. The Farnam Method of Defensive Shotgun and Rifle Shooting. Boulder: DTI Publications, 1997.
U.S. To Become Argentina After Financial Crash?
Of all the various threats to America today, there's one that seems more likely to occur than the others and which I'm most concerned about.
So much so I decided to start blogging about it back on Memorial Day Weekend in 2007 as creator/editor of Boom2Bust.com, "The Most Hated Blog On Wall Street":
A U.S. financial crash.
And seven years on and trillions of dollars later spent trying to "kick the can down the road," I feel it's pretty much inevitable at this point.
Cheery thought, I know. But at least it's not the end of the world.
Actually, I think we started on that journey even before the 2008 global economic crisis and "Great Recession" reared its ugly head and was eventually "papered-up" by Washington and the Federal Reserve.
So the U.S. economy won't be doing a high-speed nose-dive into the ground. Rather, it's embarked on a slow, gradual descent where the end result will be the same- a pile of smoldering wreckage.
If there's a recent example in the world the United States might end up emulating, I suspect its Argentina, who suffered a financial collapse at the end of 2001 and which still is tormented by their crash.
Enter Fernando "FerFAL" Aguirre, who regular readers of this blog might remember me mentioning before. I first brought up FerFAL on Survival And Prosperity within days of launching the blog. I wrote on December 1, 2010:
Last week I mentioned that I follow a couple of blogs on a regular basis. Surviving In Argentina is one of those and is authored by an Argentine named Fernando "FerFAL" Aguirre who, like Orlov, has first-hand experience of what a financial collapse looks like. In his blog, Aguirre (who has lived in the U.S.) talks about how he and his young family survived the economic crisis in Argentina and how they're coping now. It's a rich source of information for surviving tough times, so much so FerFAL went ahead and wrote The Modern Survival Manual: Surviving the Economic Collapse in 2009.
Aguirre recently came out with two videos on YouTube.com in which he draws on his experiences in Argentina (he resides in the United Kingdom these days) to share with viewers what life was like after the vibrant Argentine economy collapsed last decade:
"Life after an Economic Collapse: The same… only Worse Part I"
YouTube Video
"Life after an Economic Collapse: The same… only Worse Part II"
YouTube Video
I understand FerFAL plans on releasing a third video to complete the series. In the meantime, I highly-recommend watching the first two to get an idea what life might be like if (when?) the United States suffers a similar fate as that South American country. Pretty sobering stuff if you ask me.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Global Economy Flashes Warning Signals
I'm picking up on a growing number of "bad vibes" about the global economy these days.
First, Rich Miller reported on the Bloomberg website Thursday about the findings of the latest Bloomberg Global Poll of international investors:
The world economy is in its worst shape in two years, with the euro area and emerging markets deteriorating and the danger of deflation rising, according to a Bloomberg Global Poll of international investors.
A plurality of 38 percent of those surveyed this week described the global economy as worsening, more than double the number who said that in the last poll in July and the most since September 2012, when Europe was mired in a recession.
Much of the concern is again focused on the euro area: Almost two-thirds of those polled said its economy was weakening…
Europe isn't the only source of concern in the global economy, according to the quarterly poll of 510 investors, traders and analysts who are Bloomberg subscribers. More than half of those contacted said conditions in the BRIC economies — Brazil, Russia, India and China — are getting worse, compared with 36 percent who said so in July.
(Editor: Bold added for emphasis)
Granted, it's just a poll. But there's also this from British Prime Minister David Cameron in a piece he penned that was published on The Guardian (UK) website Sunday:
Six years on from the financial crash that brought the world to its knees, red warning lights are once again flashing on the dashboard of the global economy.
As I met world leaders at the G20 in Brisbane, the problems were plain to see. The eurozone is teetering on the brink of a possible third recession, with high unemployment, falling growth and the real risk of falling prices too. Emerging markets, which were the driver of growth in the early stages of the recovery, are now slowing down. Despite the progress in Bali, global trade talks have stalled while the epidemic of Ebola, conflict in the Middle East and Russia's illegal actions in Ukraine are all adding a dangerous backdrop of instability and uncertainty…
(Editor's note: Bold added for emphasis)
Cameron added the following, which I thought was pretty funny (disturbing?):
When we faced similar problems in recent years, too many politicians offered easy answers, thinking we could spend, borrow and tax our way to prosperity. Those were the wrong answers then; they are the wrong answers now. We are not going to repeat the mistakes of the past…
(Editor's note: Bold added for emphasis)
Sound like any country you know?
Finally, exacerbating fears about global economic health was the following "shock" announcement. Mitsuru Obe and Eleanor Warnock reported on The Wall Street Journal website this morning:
Japan Falls Into Recession
Japan's economy shrank for a second quarter in a row, after a sales-tax increase took the steam out of Prime Minister Shinzo Abe 's bid to turn Japan into a global model of revival.
Mr. Abe, who has sought to revive the world's third-largest economy after two mostly sluggish decades, is set to announce this week that he will delay plans to raise the nation's sales tax next year and call elections in December…
"Two mostly sluggish decades"
Some really bright financial-types suspect Japan's so-called "zombie economy" is what's ultimately in store for America. While I have no doubt about a coming U.S. economic crash, I remain somewhat more optimistic for the country's prospects upon emerging from the coming carnage.
Stay tuned…
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Cameron, David. "David Cameron: Red lights are flashing on the global economy." The Guardian. 16 Nov. 2014. (http://www.theguardian.com/commentisfree/2014/nov/16/red-lights-global-economy-david-cameron). 17 Nov. 2014.
Miller, Rich. "World Economy Worst in Two Years, Europe Darkening, Deflation Lurking: Global Investor Poll." Bloomberg.com. 13 Nov. 2014. (http://www.bloomberg.com/news/2014-11-13/world-outlook-darkening-as-89-in-poll-see-europe-deflation-risk.html). 17 Nov. 2014.
Obe, Mitsuru and Warnock, Eleanor. "Japan Falls Into Recession." The Wall Street Journal. 17 Nov. 2014. (http://online.wsj.com/articles/japan-falls-into-recession-1416182404). 17 Nov. 2014.
Fernando 'FerFAL' Aguirre's 2005 Essay: 'Thoughts On Urban Survival'
I first brought up Fernando "FerFAL" Aguirre on Survival And Prosperity within days of launching the blog. I wrote on December 1, 2010:
Last week I mentioned that I follow a couple of blogs on a regular basis. Surviving In Argentina is one of those and is authored by an Argentine named Fernando "FerFAL" Aguirre who, like Orlov, has first-hand experience of what a financial collapse looks like. In his blog, Aguirre (who has lived in the U.S.) talks about how he and his young family survived the economic crisis in Argentina and how they're coping now. It's a rich source of information for surviving tough times, so much so FerFAL went ahead and wrote The Modern Survival Manual: Surviving the Economic Collapse in 2009.
I have a copy of The Modern Survival Manual. I've found it so relevant to my circumstances (living in Chicago and now its suburbs), I've referred back to it on a regular basis.
FerFAL has a new survival-themed book out. From an e-mail I received from him on June 29:
Hello Everyone!
My New Book, "Bugging Out and Relocating" is now available in Amazon!!
"Bugging Out & Relocating" is the "homework" I did for leaving Argentina. Unlike many prepper books floating around these days, this is about what I actually did, picking up a couple suitcases each, leaving everything behind and moving to a country I had never set foot on before. I basically did so by doing what I explain in this book…
Bugging Out and Relocating: When Staying Put is not an Option sounds real interesting. I can't wait to read it.
Now, did any readers know that Fernando Aguirre also published a pretty lengthy essay on urban survival back in 2005? I discovered it while reading his blog. It's long– divided into seven parts- and chock-full of information and lessons gleaned from actual experiences. Remember, Northern Ireland-based FerFAL lived through an economic collapse in modern times. Even though I read the essay some years back, there's one part in Thoughts on Urban Survival that still blows my mind. Aguirre wrote:
It happened 4 years ago, almost a year after the December 2001 crisis. It was a social studies class and this teacher, don't remember if it was a he or a she, was explaining the different kinds of social pyramids. God! Now I remember more! We even had a text book with those darn, cruel pyramids! The first pyramid explained the basic society. A pyramid with two horizontal lines, dividing those on top (high social class) those in the middle (middle class) and the bottom of the pyramid (the poor, proletarian). The teacher explained that the middle of the pyramid, the middle class, acted as a cushion between the rich and the poor, taking care of the social stress. The second pyramid had a big middle section, this was the pyramid that represents 1st world countries. I which the bottom is very thin and arrows show that there is a possibility to go from low to middle class, and from middle to the top of the social pyramid. Our teacher explained that this was the classic, democratic capitalist society, and that on countries such as Europeans one, socialists, the pyramid was very similar but a little more flat, meaning that here is a big middle section, middle class, and small high and low class. There is little difference between the three of them.
The third pyramid showed the communist society. Where arrows from the low and middle class tried to reach the top but they bounced off the line. A small high society and one big low society, cushioned by a minimal middle class section of pyramid. Then we turned the page and saw the darned fourth pyramid. This one had arrows from the middle class dropping to the low, poor class.
"What is this?" Some of us asked.
The teacher looked at us. "This is us"
"It's the collapsed country, a country that turns into 3rd world country like in pyramid five where there is almost no middle class to speak, one huge low, poor class , and a very small, very rich, top class."
"What are those arrows that go from the middle to the bottom of the pyramid?" Someone asked.
You could hear a pin drop. "That is middle class turning into poor".
I won't lie, no one cried, though people rubbed their faces, held their heads and their breath.
No one cried, but we all knew at that very moment that all we thought, all we took for granted, simply was not going to happen.
"You see, the income from the middle class is not enough to function as middle class any more. Some from the top class fall to middle class, but the vast majority of the middle class turns into poor" Said the teacher.
I don't know how many people in that room suddenly understood that he/she was poor.
The teacher continued "You see, we have a middle class that suddenly turns to poor, creating a society of basically poor people, there is no more middle class to cushion tensions any more. Middle class suddenly discovers that they are overqualified for the jobs they can find and have to settle for anything they can obtain, there for unemployment sky rockets, too much to offer, too little demand. You see they prepare, study for a job they are not going to get. You kids, you are studying Architecture because you simply wish to do so. Only 3 or 4 percent of you will actually find a job related to architecture."
We all sat there, letting it all sink in. After a few months, it all proved to be true. Even the amount of students that dropped out of college increased to at least 50%. They either so no point in studying something that would not make much of a difference in their future salaries, had no money to keep themselves in college, or simply had to drop college to work and support their families…
Any of this strike a chord with readers? I'm guessing it might.
Anyway, check out the rest of Fernando Aguirre's Thoughts on Urban Survival on his Surviving In Argentina blog here.
Just be sure to set aside a large block of time- or several smaller ones- to read it and take it all in.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
(Editor's note: Link added to "Resources" page)
Sino-Russian Natural Gas Deal Blow To U.S. Dollar Supremacy?
"The Obama administration is playing down an increasingly warm relationship between its main global rivals, China and Russia, that it may have inadvertently encouraged.
U.S. officials maintain there is nothing to fear from the growing alliance between Moscow and Beijing, even as each throws its weight around in neighboring regions like Ukraine and the South China Sea and at international forums like the United Nations, where on Thursday they double-vetoed the latest in a series of Security Council resolutions on Syria.
Yet when coupled with growing cooperation between Russian President Vladimir Putin and his Chinese counterpart, Xi Jinping, in other areas- notably, a new $400 billion natural gas deal and apparent agreement on the crisis in Ukraine- many believe Russia and China may now or may soon represent a powerful new alliance challenging not only the United States, but also the Western democratic tradition that the U.S. has championed globally…"
-Associated Press, May 23, 2014
You may have heard about that $400 billion natural gas deal that was just struck between China and Russia. Or maybe you didn't, as I've noticed the mainstream media hasn't really been talking about it too much. Most of the outlets that did neglected to talk about the potential ramifications for the U.S. dollar.
There were exceptions. From the BBC News website on May 22:
Some papers are also analysing the impact of the deal on the world currency market.
A commentary in the Beijing Youth Daily says the deal will probably encourage more countries to not trade in US dollars if China and Russia decide to switch to clearing payments in Russian roubles and the yuan.
"The world economy and finance will then embark on a process to get rid of the US dollar, and the dominance of the dollar will gradually lose its support. The US will then face more challenges in its ability to control global economics and politics," it says…
From Liam Halligan on The Telegraph (UK) website yesterday:
The real danger, in my view, is rather more abstract — but deadly important nevertheless. If Russia's "pivot to Asia" results in Moscow and Beijing trading oil between them in a currency other than the dollar, that will represent a major change in how the global economy operates and a marked loss of power for the US and its allies.
With the dollar as the world's petrocurrency, it also remains the reserve currency of choice for central banks globally. As such, the US is currently able to borrow with "exorbitant privilege", as it has for decades, simply printing money to pay off foreign creditors.
With China now the world's biggest oil importer and the US increasingly stressing domestic production, the days of dollar-priced energy, and therefore dollar-dominance, look numbered. Beijing has recently struck numerous agreements with major trading partners such as Brazil that bypass the dollar. Moscow and Beijing have also set up rouble-yuan swap facilities that push the greenback out of the picture.
If Russia and China now decide to drop dollar energy pricing totally, America's reserve currency status could unravel fast, seriously undermining the US Treasury market and causing a world of pain for the West. This won't happen tomorrow or next year. It's unlikely even by 2020. But by announcing this deal, Russia and China turned the screw half a twist more…
(Editor's note: Bold added for emphasis)
Then there's this from Max Keiser, an American filmmaker and host of the Keiser Report, a financial show on RT. From The Washington Times website earlier today:
He said the $400 billion, 30-year deal will further the strategic goals of Moscow and Beijing to diminish the status of the U.S. dollar by conducting world trade in critical commodities such as oil and gas using other currencies.
Russia is the world's biggest producer of commodities such as crude oil, gold and titanium. China is the world's biggest consumer of these commodities.
Both countries have chafed for years at having to conduct purchases and sales in dollars, as is customary worldwide. The gas deal announced in Beijing on Wednesday would be the first major commodities contract to be settled in Russian rubles and Chinese yuan rather than dollars.
"This means the U.S. dollar's days as the world reserve currency are numbered," said Mr. Keiser, noting that Russia and China have been investing heavily in gold.
Many analysts question whether Moscow and Beijing can succeed in displacing the dollar as the world's reserve currency. If that happens, however, it likely would usher in a period of global financial instability and force Americans to pay much more for the massive amounts of imported energy, Mr. Keiser said…
(Editor's note: Bold added for emphasis)
According to the Economist Intelligence Unit- the research and analysis division of The Economist Group, the sister company to The Economist newspaper- on May 22, it has been reported payments for the gas will be made in Chinese yuan rather than U.S. dollars.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
"China media: Russia gas deal." BBC News. 22 May 2014. (http://www.bbc.com/news/world-asia-china-27514395). 25 May 2014.
Halligan, Liam. "Russia-China gas deal could ignite a shift in global trading." The Telegraph. 24 May. 2014. (http://www.telegraph.co.uk/finance/comment/liamhalligan/10854595/Russia-China-gas-deal-could-ignite-a-shift-in-global-trading.html). 25 May 2014.
Hill, Patrice. "Russia's Putin gains strategic victory with Chinese natural gas deal." The Washington Times. 25 May 2014. (http://www.washingtontimes.com/news/2014/may/25/russias-putin-gains-strategic-victory-with-chinese/). 25 My 2014.
"The Sino-Russian gas deal." Economist Intelligence Unit. 22 May 2014. (http://www.eiu.com/industry/article/431836627/the-sino-russian-gas-deal/2014-05-22) 25 May 2014.
Video: SHTF In Venezuela
Henry Reich, creator of the MinutePhysics series of videos on YouTube.com, shows the chaos going on in Venezuela these days in his latest work. Apparently, an illustrator for MinuteEarth- Ever Salazar- has a ringside seat to the dire situation the South American country is in (I blogged about the food shortages back on April 3).
Watching the video, I couldn't help but wonder if the United States might not suffer something similar once our financial "day of reckoning" arrives. And then I heard Salazar say this:
At least half the population ratifies the disaster by voting in favor of the 15-year-long revolution…
Sound familiar?
"When Insanity Becomes Normal- Venezuela"
YouTube Video
Note the shortages of food and other items being mentioned.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
'Criminals Are Victims Of The Evil Capitalist Society'
These days, there are lots of people out there speculating and writing about what a financial crash would be like- even though they've never lived through one.
On the other hand, some have and are actively sharing their experiences and lessons for surviving a similar event.
Once in a while on Survival And Prosperity I've mentioned Fernando "FerFAL" Aguirre, who lived through Argentina's economic collapse last decade and released The Modern Survival Manual: Surviving the Economic Collapse in 2009. A big "fan" of the book and the accompanying blog- Surviving In Argentina– I happened to be listening to the fourth installment in a series of video posts FerFAL has produced recently about "prepper myths," when he talked about the recent violent mugging of an American tourist in a nice part of Buenos Aires. Apparently, the mugger- who was on the verge of being lynched by a crowd- was booked by police yet released later on that day. FerFAL- now based in Northern Ireland- lamented in the April 9 post:
And that's the key of the thing. It's not considered a bad thing. And it's not just mugging, robbing- even hurting, raping, murdering- it's not considered a bad thing from the perspective of the Argentine government. They have this crappy, commie, anti-capitalist, bullshit thing going on which basically says- and I got tired of hearing this time and again- but the official government point of view is criminals are victims of the evil capitalist society that are just trying to provide for their families. And when you say, "Alright, what about a rapist or a murderer? What is he trying to do there?" "Well, he's also a poor victim because he didn't have the populist, socialist education that we're trying to promote and he didn't know any better." They're always justifying. And this isn't just something I perceive. This is something I've been told by an actual district attorney. He'll tell me, "That's what we get from the top. We're being told not to put people behind bars. Find any possible way, even if a cop drags one- this guy actually murdered someone in front of my eyes. Even if that happens, the official point of view of this is- release them as fast, as quickly as possible. We don't want people behind bars." That makes for a very chaotic society, and that's what's been going on in Argentina for over a decade now. That's why it's so violent…
Any of what FerFAL said ring a bell to some readers? It sure did for me, as I type this from the Chicago area this wintry April evening.
Plenty of bad guys who should be locked up behind bars are roaming the streets of Chicago and other parts of Cook County these days.
"That's why it's so violent."
By the way, check out Fernando Aguirre's other "prepper myth" video posts here if you have the time. I found them very insightful and thought-provoking.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
Venezuela Food Shortages Give Rise To Registration
In the 2008 film The Hurt Locker, there's a part where the main character, a U.S. Army Explosive Ordnance Disposal (EOD) specialist, returns home. While shopping for groceries, he becomes overwhelmed by the enormity of choices and amount available for purchase…
"The Hurt Locker- grocery store scene"
YouTube Video
It was a humorous yet sobering reminder of the abundance of food in our society.
At least for now.
Compare that to present-day Venezuela, where food shortages are becoming a serious problem. From the Associated Press on Tuesday:
Battling food shortages, the Venezuelan government is rolling out a new ID system that is either a grocery loyalty card with extra muscle or the most dramatic step yet towards rationing in Venezuela, depending on who is describing it.
President Nicolás Maduro's administration says the cards to track families' purchases will foil people who stock up on groceries at subsidised prices and then illegally resell them for several times the amount. Critics say it's another sign the oil-rich Venezuelan economy is headed toward Cuba-style dysfunction.
Registration begins at more than 100 government-run supermarkets across the country on Tuesday and working-class shoppers – who sometimes endure hours-long queues at the stores to buy cut-price groceries – are welcoming the plan…
Rigid currency controls and a shortage of US dollars make it increasingly difficult for Venezuelans to find imported basic products such as milk, flour, toilet paper and cooking oil.
In January, more than a quarter of basic staples were out of stock in Venezuelan stores, according to the central bank's scarcity index. The shortages are among the problems cited by Maduro's opponents who have been staging protests since mid-February…
(Editor's note: Bold added for emphasis)
I feel bad for the Venezuelans that these shortages are taking place.
At the same time, it's a good reminder for Americans that prepping for hard times isn't all about socking away just guns and gold.
By Christopher E. Hill
Survival And Prosperity (www.survivalandprosperity.com)
"Venezuela tackles food shortage with ID card system." Associated Press. 1 Apr. 2014. (http://www.theguardian.com/world/2014/apr/01/venezuela-food-shortage-id-cards). 3 Apr. 2014.
Jeremy Grantham's Latest Investment Advice
It's been a while since I've blogged about Jeremy Grantham, the co-founder and chief investment strategist of Grantham, Mayo, Van Otterloo & Co. (GMO). To be fair, the British-born investment advisor has been taking a break from his popular quarterly investment letter that's published on the GMO website. For those of you who aren't familiar with Mr. Grantham, he's designated one of this blog's "crash prophets" along with Marc Faber, Jim Rogers, and Peter Schiff due to his special talent for correctly-calling the direction of the financial markets. He so good that individual clients have included Secretary of State John Kerry and former Vice President Dick Cheney.
Grantham was the subject of a September 20 article in The Wall Street Journal in which Ian Salisbury asked him about investment-related topics, such as the depletion of natural resources on Earth. From the Q and A session:
Q: What are investors supposed to do?
A: The investment implications are, of course, own stock in the ground, own great resources, reserves of phosphorous, potash, oil, copper, tin, zinc—you name it. I'd be less enthusiastic about aluminum and iron ore just because there is so much. And I wouldn't own coal, and I wouldn't own tar sands. It's hugely expensive to build coal utilities, and the plants they have to build for tar sands are massive, and before they get their money back I suspect that the price of solar and wind will have come down so much.
So I wouldn't use that, but I think oil, the metals and particularly the fertilizers, I would own—and the most important of all is food. The pressures on food are worse than anything else, and therefore, what is the solution? Very good farming, which can be done. The emphasis from an investor's point of view is on very good farmland. It's had a big run. You can never afford to ignore price and value, but from time to time you can get good investments in farmland, and if you're prepared to go abroad, you can do it today. I wouldn't be too risky. I would stay with distinctly stable countries—Australia, New Zealand, Uruguay, Brazil, Canada, of course, and the U.S. But I would look around, in what I call the nooks and crannies. And forestry is the same. Forestry is not a bad bargain, a little overpriced maybe, but it's in a world where everything is overpriced today, once again, courtesy of incredibly low interest rates that push people into investing. A wicked plot of the Federal Reserve.
Grantham also shared with Salisbury where he thought stocks were heading. Basically, not only does he think equities can go "a lot higher than this" with Fed backing, but they could even reach bubble territory.
It's a really good, insightful interview, capped-off with a discussion about unbridled American optimism, which you can read in its entirety here on The Wall Street Journal website.
By Christopher E. Hill, Editor
Survival And Prosperity (www.survivalandprosperity.com)
Salisbury, Ian. "Our Chat With Jeremy Grantham." The Wall Street Journal. 20 Sep. 2013. (http://online.wsj.com/article/SB10001424127887323665504579032934293143524.html). 24 Sep. 2013.
(Editor's notes: Info added to "Crash Prophets" page; I am not responsible for any personal liability, loss, or risk incurred as a consequence of the use and application, either directly or indirectly, of any information presented herein.)
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- Spring BreakI will be on my "spring break" from blogging on Offshore Safe Deposit Boxes after publishing this post. New material will appear again on the blog starting Monday, May 2. Thanks, Christopher E. Hill Editor
- Ecuador President Announces One-Time Tax On Millionaires, Workers After EarthquakeFrom an Associated Press article on the Fox News Latino website Thursday: President Rafael Correa announced Wednesday night that he is raising sales taxes and will charge a one-time levy on millionaires to rebuild cities devastated by Ecuador's worst earthquake in decades… Using authority granted by the state of emergency he declared after Saturday night's […]
- The Safe House In SingaporeMore safe deposit box news out of Singapore. The Middle Ground, a news site covering that part of the world, ran an article back on March 31 about award-winning bullion dealer Silver Bullion and its subsidiary- The Safe House (TSH), a Singapore private, non-bank vault. Ryan Ong wrote: Silver Bullion is a company that owns […]
- Bank Branches To Suffer 'Dramatic Decline' Over Next Decade?Have a safe deposit box at a local bank branch? You may be kissing it goodbye in the next couple of years. Niraj Chokshi reported on The Washington Post website Tuesday: That bank branch on the corner — and the one on the way to work — may not be there much longer. As technology […]
- Degussa Singapore LatestBack on November 3, 2015, I blogged about how Degussa, a leading international player in the precious metals world, had just opened its first Asian branch in Singapore. Yesterday, I came across an article on The Edge Markets website about Degussa Singapore. Jeffrey Tan reported: Degussa Singapore is part of an expansion plan driven by […]


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11 Mar
Fantasy football free agency tracker: A look at the biggest NFL moves
A running look at how NFL free agency is reshaping fantasy football player valuation.
07 Jan
5 fantasy football stats to know after 17 weeks
DeMarco Murray finished strong but disappointed for almost all of 2015.
24 Dec 15
5 fantasy football stats to know for Week 16
numberFire reveals just how bad Aaron Rodgers has been in 2015.
12 Dec 15
What to watch in Week 14: LeSean McCoy has a Chip on his shoulder
Fantasy story lines include Bills back returning to Philadelphia, AFC North powers preparing for shootout.


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His Holiness the Dalai Lama
Sometimes it seems that there just aren't enough minutes in the day to be productive, successful, thorough and kind. Despite his homeland's state of turmoil, the Dalai Lama, Tibet's exiled spiritual leader, devotes his life to teaching the world about compassion and goodness. In his words, "We can never obtain peace in the outer world until we make peace with ourselves." Stand in the same room as this master of enlightenment as the Dalai Lama himself addresses the public with a discussion titled "Peace of Mind in Troubled Times." Followers of all religions are welcome.
Sat., April 21, 1 p.m., 2012
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Raiwinson Lameda 19 OF
GCL Red Sox
- Rookie | Gulf Coast League
- MLB Parent Club: Boston Red Sox
- Status: Active
- Full Name: Raiwinson Roberto Lameda
- Age: 20 (October 7, 1995)
- Birthplace: San Carlos, Venezuela
- Bats/Throws: L/R Ht: 5' 11" Wt: 175
Raiwinson Lameda Career Stats
MiLB.com News
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|June 22, 2015
|OF Raiwinson Lameda assigned to GCL Red Sox.
|June 1, 2013
|RF Raiwinson Lameda assigned to DSL Red Sox.
|July 21, 2012
|Boston Red Sox signed free agent OF Raiwinson Lameda to a minor league contract.


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- An overall response rate (ORR) of 68%, including a complete response (CR) of 21% and a partial response (PR) of 47%.
- The estimated median duration of response (DOR) in all responding patients was 17.5 months. Median progression-free survival (PFS) was 13.9 months. Median overall survival (OS) has not yet been reached, but is estimated to be 58% at 18 months.
- Treatment-emergent adverse events (AEs) were seen in greater than 20% of patients and included diarrhea (50%), fatigue (41%), nausea (31%), peripheral edema (28%), dyspnea (27%), constipation (25%), upper respiratory tract infection (23%), vomiting (23%) and decreased appetite (21%) and were consistent with previously reported data. Only 7% of patients discontinued due to an AE.
Ibrutinib Phase 2 Data: Analyses Show Efficacy With Ibrutinib Monotherapy In Patients With Relapsed Or Refractory Mantle Cell Or Diffuse Large B-cell Lymphoma
RARITAN, N.J., June 16, 2013 /PRNewswire/ -- Janssen Research & Development, LLC (Janssen), today announced the results of two separate Phase 2 studies suggesting that ibrutinib, an investigational oral Bruton's tyrosine kinase (BTK) inhibitor, shows efficacy when used as a monotherapy in patients with relapsed/refractory mantle cell lymphoma (MCL) or diffuse large B-cell lymphoma (DLBCL). The studies were presented today at the European Hematology Association (EHA) 18 th Annual Congress in Stockholm, Sweden. Ibrutinib is being jointly developed by Janssen and Pharmacyclics, Inc. "Our comprehensive clinical development program is studying ibrutinib across a variety of B-cell malignancies; these patients, including those with DLBCL and MCL, are in real need of new treatment options," said Peter F. Lebowitz, M.D., Ph.D., Global Oncology Therapeutic Area Head, Janssen R&D. "It's particularly exciting to observe the differences in response rates now as compared to earlier data from this study that were presented several months ago."Ibrutinib in Relapsed/Refractory MCLIn relapsed/refractory MCL patients treated with ibrutinib monotherapy the key results include:
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Hello my name is Kris in Port Arthur. I recently bought 3 pairs of shoes at DSW in Houston on Post Oak Blvd. I am always in a hurry as many of us are. I remember checking one of the shoes I purches to make sure the sizes were the same. Unfortunately I did not check them ...moreall. A week later I put on these cute black pumps. An hour later my foot was hurting bad. Come to find out I had a size 9 and a size 9 1/2. I called the store the next day. I spoke to Tiffany. She was so helpful. She had to check to see how this was going to be handled and got right back to me. I returned the wrong size shoe and Tiffany promptly mailed me the correct size shoe. I now have a darling comfortable pair of size 9 1/2 pumps! Tiffany made my DSW shopping experience great! I did not want to drive back to Houston to take care of this. Give that girl a raise. Thank You Tiffany!!!!!!!!view less
Houston Naturalizer Shoes
1. Naturalizer Shoes
5135 W Alabama StHouston, TX 77056
2. Naturalizer Shoes
1050 Baybrook MallFriendswood, TX 77546
3. Naturalizer Shoes
29300 Highway 290 Ste 111Cypress, TX 77433
4. Naturalizer Shoes
5885 Gulf Fwy Ste 325Texas City, TX 77591
5. Naturalizer Shoes
5885 Interstate 45 NTexas City, TX 77590
6. Naturalizer
500 Baybrook MallFriendswood, TX 77546
7. Naturalizer
5000 Katy Mills Cir Ste 647Katy, TX 77494
8. StephNCo.com
Serving the Houston Area.
9. Texas Medical SupplyProducts
1906 W 18th StHouston, TX 77008
From Business: Texas Medical Supply has been serving the Houston Texas area for over 10 years. We provide quality equipment from major manufactures. If you need a product and can …
10. Tennis Express Houston
The place is big, the service was usually good, the sales floor people sometimes help, other times not so much. You shouldn't have to beg a person t…
11. Group USA & Camille LaVie Women's Apparel & Bridal Shop
12. Village Cobbler Shoe Repair
This is a great place to go and it has a bunch of gifts for everybody (including you). I love how nice the staff is and how they always help me find…
4723 Westheimer RdHouston, TX 77027
From Business: E.G. Geller has over 45 years of experience in the Footwear Industry. For the last 19 years, we have been in the Euro Comfort Business. Our staff is expertly traine…
14. Group USA and Camille LaVie Women's Apparel
305 dollars Hellobridals Vera Wang Faye
15. Northwest Mall Stores
512 Northwest MallHouston, TX 77092
16. Majestic Shoes Store
16232 Loch Katrine LnHouston, TX 77084
17. Payless ShoeSource
6700 Hillcroft StHouston, TX 77081
18. Joseph Shoes & Accessories
3930 Westheimer RdHouston, TX 77027
19. Marmi Ladies Shoes
4020 Westheimer RdHouston, TX 77027
20. Champs Sports
9930 Hempstead RdHouston, TX 77092
21. Lane Bryant
13718 Northwest FwyHouston, TX 77040
22. Fleet Feet Sports
6590 Woodway DrHouston, TX 77057
23. Shoe Carnival
512 Gulfgate Center MallHouston, TX 77087
24. Foot Locker
610 Northwest MallHouston, TX 77092
25. Fusion Footwear
163 Greenspoint MallHouston, TX 77060
26. Nine West
12850 Memorial Dr Sp #1150Houston, TX 77024
27. Journeys
12000 Gulf FwyHouston, TX 77034
28. It's Fashion
205 W Greens RdHouston, TX 77067
29. Casual Male XL
7592 Cypress Creek PkwyHouston, TX 77070
30. Cato
10400 S Post Oak RdHouston, TX 77035
I dont know i think the mall is cool but the ppl in it are dumb...i went with my sister and her husband and scince we are middle class u know we dont have the brand clothes the ppl were stareing all mean and i dont think that just because we are not rich we gotta be treated ...morelike we aint gonna pay for nothing because we went to a place to eat and they were stareing at us like if we were gonna leave with out paying and when we pay we even gave a good tip but they didnt deserve it!! The teenagers (im one teen too) act like if we are a pice of trash walking by them they stare at u all mean just because they got them big old glasses they be looking like flyes lol and i mean what the hell we dont do dumb things like that!! i dont know what everyone thinks but this is just MY OPINION!!view less
I have been looking for a place to buy my kids shoes that know how to fit. The salespeople are very professional and their knowledge of children's footwear is among the best. I won't shop anywhere else for my kids shoes. Great toys too allot of toys you won't find in your ...moremass market stores. Your kids will love it too!view less


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Anyone who has watched Dateline: To Catch A Predator has had the same queasy feeling when a seemingly nice old guy gets caught. Remember the guy who asked the police to call his wife because he has a heart condition and she might worry? He was such a cute old grandpa, wasn't he? Until you remind yourself that he was trying to have sex with a 12 year old?! But, even I have to admit I did feel kinda sorry for the sick old guy. And I'm not alone. Because, as a society, I think we're basically good, we're forgiving, and we can't bear to believe that the guy with a heart condition is really the criminal that he is.
I'm not saying Scotter Libby is a child molester. I'm not saying he's a monster and I'm not saying he's a Nazi (I'm sure there were some "nice" Nazis, too, who were also following orders). But I'm also not saying he isn't a Nazi or a child molester. How the hell would I know what he is? Because he was "nice" in court? A defendant's behavior in a courtroom is hardly a measure of his authentic character. The only thing I do know is that eleven reasonable people found him guilty of perjury and obstruction of justice after weighing all the evidence. This is the way the system works. He was on trial for something he was accused of, they found him guilty. And I don't really care if he's a nice guy. I care that he lied to a grand jury and a federal prosecutor during the course of a national security investigation.
If we pardoned every nice guy who did the wrong thing, or every nice guy who was only following orders, or every nice guy who happens to be guilty of one crime but not quite the crime that was being investigated - then why have laws to begin with? Let's just replace all the judges in our courts with the ones on American Idol. "Scooter, you were a little pitchy in spots, but you've got that 'yo!' factor - you're going to Hollywood, dawg!"


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Video: Police chase smiling naked man near downtown San Antonio
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Are You Ready for the Hot Weather?
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CPS Energy's 5 Steps to Reducing Energy Use
I got an interesting flyer in the mail this week from CPS Energy. It was all about the utility's STEP program, which sets a goal to cut down on energy usage each year. Turns out San Antonio met last …
Five Steps to Lower Your Heating Bill
We're wrapping up one of the coldest weeks, if not THE coldest week, of this winter season so far. I know we normally associate being energy efficient with summer time and air conditioning, but your …
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Texas' new energy-efficient appliance rebate program that started last week appears is a big hit. So far, the state is waiting to approve more than $5 million in rebate applications – in just ten …
New First-Come, First-Serve Rebate from Texas
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Get Your Ducts in a Row
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Director of Sales and Marketing
Encantado Resort
198 State Road 592
Santa Fe, New Mexico 87506
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Encantado is a luxury resort located in Tesuque, New Mexico, just 10 minutes from Santa Fe's Historic Plaza and a one-hour drive from Albuquerque International Airport. The property features 65 elegantly designed casitas, a world-class spa, and signature ... more
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Santa Fe Luxury Resort - Encantado Resort and Spa
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Newport Special Needs Care
6 caregivers in Newport, OR
Average Rate: $13.00/hr
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Newport, OR
I have worked in health care as a Certified Nurses Assistant and an Activity Manager, with Dietary and Housekeeping experience since 2001. I have 13 years experience working in Nursing Facilities with...
10 yrs of exp.
47 years old
Newport, OR
I am a mother of 6 and grandmother of 9. I have been a care provider for many families throughout the years and am comfortable with children of all ages. Currently employed at CSC Head Start in Newpor...
10 yrs of exp.
54 years old
Tutor/Nanny/Special Needs Helper at Your Service — Newport, OR
I graduated with my MAT degree and now have a teaching license in Early Childhood Education. I can teach preK-4th grade. I also have over 20 credited hours of SPED classes and over 100 hours of practi...
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Special Needs Provider Looking For Professional Development — Newport, OR
I am currently getting my masters in teaching for special education and I hope to become a special education teacher at a title 1 school or in at a bilingual school. I was in special education my whol...
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30 years old
Newport, OR
I was a live-in caregiver for a woman with cerebral palsy for 7 years and as you can imagine we became like sisters. :) I have been working with IHSS for 10+ years caring (I started caring for people ...
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40 years old
Newport, OR
Mother of 3 children, aged 9, 7 and 2 years. Personal experience in preemie care, infant medication administration. Years of babysitting experience in non-employment setting, ages 0-teen. Experience i...
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Mathematicians acknowledged at an opportune time that blackjack was not quite the same as other casino games. The hands managed to the player and the merchant were not autonomous but rather relied on upon the cards as of now managed. For instance, in single deck blackjack, if the player is managed two threes then the chances of the merchant drawing a three go down significantly. Contrast that to craps. In craps if the shooter hurls two sixes that doesn't influence the likelihood of tossing two sixes again on the precise next roll. In craps (or roulette) the probability of an occasion event is free of what preceded, however in blackjack every hand depends on what happened before – which cards have been played and which cards stay in the deck.
Numerous expert blackjack players attempted to lessen and maybe wipe out the house advantage in blackjack yet without achievement. The "never bust" framework delighted in a ton of prominence. A player would just attract to hands of eleven or less. Some still play along these lines, however it's a long way from the ideal methodology and doesn't verge on minimizing the house advantage.
In 1956 the first logically demonstrated approach to minimize the house edge was distributed by a gathering of analysts headed by Roger Baldwin. The 10-page paper was titled The Optimum Strategy in Blackjack and turned into the first push to apply science, likelihood, and measurements to the diversion. They demonstrated that the house edge could be decreased with suitable play. Since they didn't have entry to a PC, they performed three years worth of estimations by hand utilizing calculators and slide rules. All expert blackjack players today utilize the fundamental technique Baldwin created. (See my article "Fundamental Generic Blackjack Strategy Made Easy" on this site for the points of interest of the essential procedure.) The imperative thing about fundamental methodology that it is the numerically adjust approach to play (hit, stand, twofold down, or split) taking into account the merchant's upcard and not in view of mystery or hunches.
Teacher Edward O. Thorp perceived that Baldwin focused on the cards that were out and appearing and thought of the thought that play could likewise be founded on the unplayed cards. He distributed his book, Beat the Dealer, in 1962 and advanced the ten-include framework, which introduced card counting time. Casinos terrified as they imagined swarms of card counters raging their casinos and leaving with loads of cash. They started rearranging the deck aimlessly times and presented multi-deck games. Thorpe's unique framework can't be utilized today, since it was greatly hard to ace and depended on a solitary deck blackjack diversion.
Proficient blackjack players understood that Thorpe's card counting thoughts could be changed and wipe out any house edge as well as swing the chances for the card counter. Driven by Stanford Wong, Julian Braun, Ken Uston and numerous others, they battled back and grew new and more straightforward methods for counting cards and electronic systems to show fundamental procedure. Today card counters can routinely beat the area based casinos at blackjack.


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Located in Moscow, Idaho, University City Property Management LLC specializes in serving the city of Moscow Idaho rental market for both University of Idaho students and residents of Moscow, Idaho. With the most extensive rentals available in Moscow, Idaho, we have a superior ability to match client housing needs with the correct homes, apartments or houses for rent. We have the largest selection of single family homes for rent, houses for rent, duplexes for rent, triplexes for rent and apartments in Moscow Idaho. Learn More →
These 2 bedroom, 1 bath apartments are located just… Know More$595 /mo
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Huge 5 Bedroom, 2 Bath home close to campus! … Know More$1,595 /mo
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616 Ash This home has a lot to offer including 7 large bedrooms and 5 bathrooms. Some bedrooms…Read More
What do I need to apply? You and your future roommates need to fill out completed applications on…Read More


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A historic landmark among the skyscrapers, St. Mary's is Kansas City's oldest and most diverse Episcopal Church. We welcome couples who are not members of our parish to St. Mary's for their weddings.a
Armour Loft is a beautiful loft space in quaint North Kansas City above the Historic Screenland movie theater is the perfect setting for your special day!
You're the bride, we're The Bauer, and we're meant for each other. We are Kansas City's most creative and charming event space. Host your special day in our updated, historic Crossroads building; and experience our rustic, vintage-style patina and spectacular downtown view.
Weddings | Receptions
Come experience Kansas City's new urban elegance at 1617 Event Space. Hardwood floors, souring ceilings with a dramatic downtown view as your backdrop!
Weddings & Wedding Receptions
The Aladdin knows that your wedding day is one of the most important times in your life, that's why we have dedicated ourselves to helping you create an event that you will always cherish.
Weddings and Receptions
The 7th Street Event Center offers a unique new facility to the heart of Downtown Kansas City Kansas. This historic facility decorated in the turn-of-the-century elegance makes special occasions truly special.
Welcome to Kansas City's most exciting event and performance space. The Terrace on Grand opened its doors in December 2008 and is conveniently located at 1520 Grand Boulevard in the heart of downtown.
Nestled in this historically restored former Catholic girls school are historic treasures sure to dazzle guests and delight the bride and groom. We can accommodate weddings of all sizes.
The Monarch Room is located in the Crossroads Art district in downtown Kansas City. Floor to ceiling windows highlight the spectacular cityscape view. We can seat up to 300 people and still have plenty of space for a good size dance floor. We want you to ma
Stunning urban winery and event space located in the historic Daily Drover Telegram Newspaper building in the Stockyards District, and is host to weddings, receptions, and rehearsal dinners.
THE CADILLAC ROOM 1935 MCGEE (Seats 250) Since 1996, The Cadillac Room is KC's only creative alternative for wedding receptions & ceremonies. Our list of amenities is far superior to that of the competition. Our New York decor features 12.5' antique tin ceiling, local artwork and vibrant wall colors.
Three unique and inviting spaces await your next special occasion. Whether it's our 3,600 square foot Muehlebach Suite or our more intimate Tasting Room setting, we're confident your guests' experience at the brewery will be one to remember.
The Revelry is a photography studio, art gallery, and an elegant, urban event space. The Revelry features exposed brick walls, original hardwood floors, exposed beam ceiling, ten ft tall windows and a cluster of unique chandeliers. Our space is sure to wow your guests, clients and friends!
Built in 1929 and first occupied in 1930, the Scottish Rite, located at 1330 Linwood Avenue, offers meeting rooms for large and small gatherings, banquet facilities for up to 500 guests.
What makes It's Your Party KC the place to hold your special event? Our space is large enough for 500 plus people. Brand new facility with up to date decor and air conditioned facility. Flate rate packages to choose from.
Planning a reception is effortless at The Clarion Hotel. Our staff is well-trained and highly sensitive to your needs, whether you are entertaining 30 guests or hosting a wedding reception for 300.
Cave Spring offers our nature center for use as a meeting place for weddings, receptions, family reunions, birthday parties and more.
Weddings | Receptions
Known for contemporary elegance, The Intercontinental Kansas City offers exceptional service and luxury to you and your guests. From an elegant gala to a small intimate wedding.