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Court interference hampers EC decisionsISLAMABAD: Excessive interference by Supreme Court of Pakistan (SCP) in the affairs of Election Commission of Pakistan (ECP) created multiple problems for political parties and these issues could be addressed through proper meeting between the heads ... Daily Times, 5 hours ago
West Bengal elections: Garden Reach is not mini-Pak, we hate being calledthat - Yahoo! India, 2 days ago
West Bengal elections 2016: From very beginning, this area is known as doosra Pakistan... we resent it - Indian Express, 3 days ago
Election Commission of Pakistan authorizes Presiding Officers appointed for Polling Stations of Provincial Assembly of Khyber Pakhtunkhwa to exercise powers of a Magistrate of First Class
(PPI-OT):The Election Commission of Pakistan hereby authorizes the Presiding Officers appointed for each Polling Station of Provincial Assembly of Khyber Pakhtunkhwa from Constituency No. PK-08 Peshawar-VIII, to exercise the powers of a Magistrate ...MediaLine Pakistan, 22 hours ago Pak election commission announces schedule for 4 council seats Greater Kashmir, 1 week ago
Zardari for end to impunity for crimes against journalists
ISLAMABAD - Pakistan People's Party Parliamentarians chief Asif Ali Zardari yesterday said that it is time for commitment to end impunity of crimes against journalists on the one hand and to demand urgent legislation on Right to Information on the ...The Nation Pakistan, 1 day ago Zardari and Bilawal run PPP with various names The Express Tribune, 4 days ago Bilawal asks Sharif to step down The Gulf Today, 3 days ago Bilawal says Pakistan PM Sharif is Modi ka yaar, asks him to quit Hindustan Times, 3 days ago
When Modi goes to Pak, no one questions him: Bengal minister's response to 'mini-Pakistan' row
While the Left condemned Hakim's statement, state BJP has threatened to take the matter to the Election Commission. Of late, Firhad Hakim, a first time minister and the young face of Mamata's cabinet has been embroiled in one controversy after another. Senior ...India Today, 3 days ago PTI to move ECP against Safdar for concealing assets Daily Times, 5 days ago 'Billionaire' Nawaz Sharif has no assets abroad: Pak Election Commission Ani News, 1 week ago Pakistan PM Nawaz Sharif has no assets abroad, poll records claim Gulf News, 1 week ago
ECP rejects plea to publish lawmakers assets
ISLAMABAD: The Election Commission of Pakistan (ECP) has rejected the plea of a parliamentary panel for placement of lawmakers statements of assets on its official website. A senior official of the ECP said that a summary based on the request of ...The Gulf Today, 3 days ago Role of civil society DAWN Group, 1 week ago ECP publishes assets details of senators Daily Times, 1 week ago BAYERISCHE MOTOREN WERKE : Dar owns Rs680m assets; Pervaiz has Rs1.3m 4 Traders, 1 week ago
ECP silence further deepens mystery
ISLAMABAD - Constant silence of the Election Commission of Pakistan (ECP) over justification of its removing the list of MPs assets details from the website shortly after the release of Panama Leaks is deepening the mystery. The ECP had to post ...The Nation Pakistan, 1 week ago Secretary, Election Commission of Pakistan addresses closing ceremony of Train the Facilitators Bridge workshop MediaLine Pakistan, 1 week ago ECP reviews arrangements for next general elections Daily Times, 1 week ago Secretary Election Commission of Pakistan presides meeting of the Planning Committee MediaLine Pakistan, 1 week ago
More from: , Frontier Post...and 1 other sources
Put all lawmakers assets on EC website
Home Editorial Put all lawmakers assets on EC website Like IN a rather surprising move, the Election Commission of Pakistan (ECP) has rejected the plea of a parliamentary panel for placement of lawmakers statements of assets on its official ...Pakistan Observer, 2 days ago Suggestions sought on appointment of ECP members Daily Times, 6 days ago Election of G-B Council members notified The Express Tribune, 1 week ago Four ECP members to retire in June Daily Times, 1 week ago
More from: , Daily Times...and 1 other sources
ECP dismisses charges against Kiani as baseless
ISLAMABAD: The Election Commission of Pakistan (ECP) has rejected the allegations levelled by former ECP additional secretary Afzal Khan against ECP Punjab Member Justice (Retd) Riaz Kiani. Khan had said that Kiani allegedly received Rs 377,000 ...Daily Times, 1 week ago Former ECP official comes up with charges against Kiani Daily Times, 1 week ago
LHC suspends proceeding against Aleem Khan
Lahore High Court had suspended proceedings before Election Commission of Pakistan (ECP) against Aleem Khan of Pakistan Tehreek-e-Insaf (PTI) on a complaint of National Assembly Speaker Sardar Ayaz Sadiq. Justice Ayesha A. Malik issued stay order on ...Pakistan Today, 11 hours ago Forged affidavit case : ECP asked to suspend action against Khan The Express Tribune, 11 hours ago
Aleem Khan says affidavits declared fake without proper probe
Pakistan Tehreek-e-Insaf (PTI) leader Aleem Khan has submitted a written reply in the Election Commission of Pakistan (ECP) over complaints that he had submitted falsified affidavits. In a tit-for-tat response, the Pakistan Tehreek-e-Insaf (PTI) ...Pakistan Today, 6 days ago Khan contented with whatever favours him: Ayaz Sadiq Dunya News, 6 days ago Aleem Khan replies to ECP over false affidavit allegations ARY News.tv, 6 days ago Panama Papers: Sharifs should come clean on assets: Aleem The Express Tribune, 2 weeks ago
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Featured Stories
This Day in History, April 27
On April 27th, 1897, Grant's Tomb was dedicated.
Scientists discover skull and neck fossils of titanosaur
PITTSBURGH -- Perhaps the most complete skull and neck fossil of a titanosaur -- the family of long-necked, long-tailed dinosaurs that were the largest creatures ever to walk on Earth -- has been discovered with important ...Read more
This Day in History, April 26
On April 26th, 1856, John Wilkes Booth was shot in a barn in Virginia by Boston Corbett.
This Day in History, April 25
On April 25th, 1719, Daniel Defoe's novel "Robinson Crusoe" was published.
Gut check: Population diversity in humans is tallied
Taking a census of the microbes that live in the human gut is not glamorous work, but it's important, given our new understanding of the gut microbiome's role in human health. And a full picture of humanity's microbial gut...Read more
A thought for the day
A thought for the day: H. Jackson Brown Jr. said, Our character is what we do when we think no one is looking.
Other Notable Events for April 28
On this date in history:
In 1788, Maryland ratified the U.S. Constitution, becoming the seventh state of the Union.
In 1789, the most famous of all naval mutinies took place aboard the HMS Bounty en ...Read more
Notable Birthdays for April 28
Those born on this date include:
- James Monroe, fifth president of the United States, in 1758
- Dutch legal scholar/Nobel Peace Prize laureate Tobias Michael Carel Asser in 1838
- actor Lionel ...Read more
Climate Change, Land Use and Monetary Policy: The New TrifectaGeraldine Perry
Drawing on the work of independent thinkers, economists, scientists and historical evidence going back thousands of years, this book challenges much of the conventional thinking about global warming and other unsettled questions. It is misguided land use policies, particularly in the ...
Today is Thursday, April 28, the 119th day of 2016 with 247 to follow.
The moon is waning. Morning stars are Neptune, Uranus and Venus. Evening stars are Mars, Mercury, Jupiter and Saturn.
Tennis Shoes
Adidas Stan Smith model tennis shoes were originally made, and named for, French tennis star Robert Haillet. Then Haillet retired from tennis and Adidas wanted to break into the American market, so the company signed an ...Read more
Today's Word "apparatchik"
apparatchik \uh-pah-RAH-chik\ (noun) - Member of the (Soviet) bureaucracy; now extended to apply to any inflexible organisation man, particularly in a political party.
"Fed up with the usual assortment of apparatchiks and...Read more
Beethoven's Wig
Someone has stolen Beethoven's Wig and has put it in one of four locked boxes. The boxes are numbered from 1,2,3,4 in that order. There are four different keys that each has their own color. Use the clues below to figure out which key goes in which box and to find the box where Beethoven's wig is being kept.
1. The green key goes to the third or fourth box
2. The wig is to the left of the fourth box
3. The wig is to the right of ...
How the Moth Radio Hour helped scientists map out meaning in the brain
This is your brain on stories. By tracking the blood flow in people's brains as they listened to a storytelling radio show, scientists at the University of California, Berkeley have mapped out where the meanings associated...Read more
It's official: Kennewick Man is Native American
SEATTLE -- Five tribes claiming Kennewick Man as a relative will work together to rebury him after the U.S. Army Corps of Engineers said Wednesday it has validated the skeleton is Native American.
Scientists at the ...Read more
Even with no brain, slime molds quickly learn bitter lessons
You don't need a brain to learn something new – not if you're a slime mold, anyway. Scientists who watched Physarum polycephalum search for food found that the slime mold could learn to ignore certain chemical threats.
...Read more
Sentence Needs a Royal Flush
"Bernie Sanders or Hillary Clinton would likely be heavily engaged in reigning in Wall Street."
When I encountered that sentence in a newspaper story, I conjured the absurd vision of Sanders and Clinton wearing crowns ...Read more
Other Notable Events for April 27
On this date in history:
In 1521, Portuguese explorer Ferdinand Magellan was killed by natives of the Philippine Islands during his attempt to be the first to circumnavigate the world. His co-leader, Juan ...Read more
Notable Birthdays for April 27
Those born on this date include:
- English historian Edward Gibbon in 1737
- philosopher Mary Wollstonecraft in 1759
- Samuel F.B. Morse, American artist/inventor of magnetic telegraphy, in 1791
...Read more
Whale Musk
Sperm whales eat squid and cuttlefish, whose hard body parts irritate the whales' stomachs. For protection, the whales produce a waxy substance called ambergris that coats their stomachs and helps them digest their food. ...Read more
Today's Word "capitation"
capitation \kap-i-TAY-shuhn\ (noun) - 1 : A counting of heads. 2 : A uniform tax assessed by the head; a poll tax. 3 : A fee extracted from each student.
"After it was noticed that the seats of the school bus seemed to be...Read more


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DEFINITION of 'Minimum Down Payment'
The minimum cash contribution that must be made by a borrower toward the purchase of a home in order to qualify for a mortgage. The minimum down payment requirements vary by loan program and from lender to lender.
Typically, a minimum down payment of 20% of the total loan balance is required to qualify for a loan without having to pay private mortgage insurance.
BREAKING DOWN 'Minimum Down Payment'
When a borrower has cash in excess of the minimum down payment requirement for a loan, he or she should make a risk-based decision on whether the excess cash should also be put toward the down payment or used elsewhere. All sides should be considered, including the probability of expected returns and the risks of "downside" outcomes in investments.
The bottom line is, making less than a total possible down payment adds leverage, which adds to the overall risk: the more leverage employed, the more extreme both positive and negative returns will be.
Payment Option ARM Minimum PaymentAn option to make minimum payments on an payment option ARM, ...
Deferred Interest MortgageA mortgage loan that allows the borrower to make minimum payments ...
Accelerated AmortizationExtra payments made towards paying down a mortgage principal. ...
Private Mortgage Insurance - PMIA policy provided by private mortgage insurers to protect lenders ...
100% MortgageA mortgage loan in which the borrower receives a loan amount ...
High Ratio LoanA loan of any type for which a relatively small down payment ...
Credit & Loans
Mortgage Basics: CostsBy Lisa SmithPeople generally think about a mortgage in terms of the monthly payment. While that payment represents the amount of money needed each month to cover the debt on the property, the ...
Credit & Loans
Understanding The Mortgage Payment StructureWe explain the calculation and payment process as well as the amortization schedule of home loans.
Credit & Loans
The Best Mortgage Deal (May Not Be What You Think)Don't judge a mortgage solely by payment amount. Here's what insiders know about choosing the most advantageous mortgage offer.
Home & Auto
Understanding The Mortgage Payment StructureWhile a mortgage's size and term set the baseline, the interest, taxes and insurance all influence the amount of the monthly payment.
Mortgage Financing 2Mortgage Financing 2
Home & Auto
Top 6 Mortgage MistakesThese common errors could end in foreclosure.
Credit & Loans
Why It's So Hard to Get Small Mortgage LoansFinding a lender to provide a mortgage loan for less than $50,000: It's a challenge faced by a surprising number of people, and one that's often tough to solve.
Home & Auto
Option ARMs: American Dream Or Mortgage Nightmare?Option adjustable rate mortgages could make or break your home-buying experience.
Credit & Loans
Student Loans: Private LoansWhile federal loans should always be your first borrowing choice, they may not cover your full tuition – never mind lab fees, books, and room and board. That's where private loans come ...
Credit & Loans
Mortgage Basics: Fixed-Rate MortgagesBy Lisa SmithA fixed-rate mortgage is a loan that charges a set rate of interest that does not change throughout the life of the loan. It is the traditional loan used to finance the purchase ...
How does the loan-to-value ratio affect my mortgage payments?Understand what the loan to value ratio is, how the ratio is calculated and learn how it has an impact on your mortgage payments ... Read Answer >>
What is the difference between a PMI (primary mortgage insurance) loan and a Federal ...Understand the difference between a conventional mortgage that requires primary mortgage insurance and a Federal Housing ... Read Answer >>
What is PMI, and does everyone need to pay it?Also known as "Primary Mortgage Insurance," PMI is the lenders (banks) protection in the event that you default on your primary ... Read Answer >>
What's the difference between a mortgage lender and a mortgage servicer?Buying a home is an exciting and confusing process. Once the loan is secured, it's important to know who gets the payment: ... Read Answer >>
Why would a homebuyer need to take out PMI (private mortgage insurance)?Learn why some home buyers are required to take out private mortgage insurance (PMI), and how it affects the total monthly ... Read Answer >>
Why does the loan-to-value ratio matter?Learn how the loan-to-value (LTV) ratio is calculated, and why this metric is important to lenders when evaluating a home ... Read Answer >>


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|By Marketwired .
Article Rating:
|March 5, 2014 11:18 AM EST
CHICAGO, IL -- (Marketwired) -- 03/05/14 -- TransUnion's Credit Risk Index, a measure of aggregate credit risk in the nation, dropped at the conclusion of 2013 to its lowest level since 2005.
"With auto loan and credit card delinquency levels hovering near all-time lows for the last two years, and with mortgage delinquencies seeing their biggest drop in 2013 since the housing bubble, a decline in go-forward consumer credit risk would be expected. However, it was a pleasant surprise to see the Credit Risk Index drop to levels not seen in nearly 10 years," said Ezra Becker, vice president of research and consulting for TransUnion's financial services business unit. "This improvement is driven by a myriad of factors, including consumers better maintaining their credit relationships and fewer subprime and near-prime consumers opening new credit accounts. With credit risk at such low levels, there is a possibility that consumers in higher risk segments may see more credit offers, as some lenders decide they have the room in their profit models to take on greater risk."
Key Data Points
- The Credit Risk Index (CRI) dropped to 110.10 in Q4 2013, down nearly 9% from the 120.64 reading in Q4 2012.
- The CRI peaked in Q4 2009 at 129.67, 15% higher than the current level.
- States experiencing the greatest CRI improvements in the last year, include:
- California (-12.97% from 115.75 in Q4 2012 to 100.74 in Q4 2013)
- Nevada (-12.94% from 150.31 in Q4 2012 to 130.85 in Q4 2013)
- Florida (-12.17% from 140.35 in Q4 2012 to 123.27 in Q4 2013)
- Hawaii (-11.62% from 92.77 in Q4 2012 to 81.99 in Q4 2013)
- Highest risk states: Mississippi (152.67), South Carolina (139.27) and Louisiana (139.07)
- Lowest risk states: North Dakota (74.57), Minnesota (78.47) and Hawaii (81.99)
CRI Background
- While credit scores are highly effective at measuring individual consumer credit risk, averaging credit scores does not yield accurate measures of the average "riskiness" of a population because credit scores are not linear.
- To address this issue, TransUnion developed the Credit Risk Index as an accurate measure of population risk.
- The Credit Risk Index measures changes in consumer credit score distributions relative to the national distribution and delinquency rates as a whole at the end of 1998.
- 1998 is considered by TransUnion as a representative year of credit performance within the usual dynamic of the historical credit cycle. A value of more than 100 represents a higher level of relative risk.
- For comparison purposes, the Credit Risk Index had generally ranged between 110 and 120 between 2001 and 2007, experiencing a one- or two-point shift between quarters. Since the latest recession, the CRI mostly stood between 120 and 130.
- The CRI allows for accurate comparisons of risk between geographies, and within a given geography over time.
About TransUnion
As a global leader in information and risk management, TransUnion creates advantages for millions of people around the world by gathering, analyzing and delivering information. For businesses, TransUnion helps improve efficiency, manage risk, reduce costs and increase revenue by delivering high quality data, and integrating advanced analytics and enhanced decision-making capabilities. For consumers, TransUnion provides the tools, resources and education to help manage their credit health and achieve their financial goals. Through these and other efforts, TransUnion is working to build stronger economies worldwide. Founded in 1968 and headquartered in Chicago, TransUnion reaches businesses and consumers in 33 countries around the world on five continents. www.transunion.com/business
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We've worked with dozens of early adopters across numerous industries and will debunk common misperceptions, which starts with understanding that many of the connected products we'll use over the next 5 years are already products, they're just not yet connected. With an IoT product, time-in-market provides much more essential feedback than ever before. Innovation comes from what you do with the data that the connected product provides in order to enhance the customer experience and optimize busi...
May. 5, 2016 06:00 AM EDT Reads: 1,339
In his session at 18th Cloud Expo, Sagi Brody, Chief Technology Officer at Webair Internet Development Inc., will focus on real world deployments of DDoS mitigation strategies in every layer of the network. He will give an overview of methods to prevent these attacks and best practices on how to provide protection in complex cloud platforms. He will also outline what we have found in our experience managing and running thousands of Linux and Unix managed service platforms and what specifically c...
May. 5, 2016 03:00 AM EDT Reads: 1,335
In his session at @ThingsExpo, Chris Klein, CEO and Co-founder of Rachio, will discuss next generation communities that are using IoT to create more sustainable, intelligent communities. One example is Sterling Ranch, a 10,000 home development that – with the help of Siemens – will integrate IoT technology into the community to provide residents with energy and water savings as well as intelligent security. Everything from stop lights to sprinkler systems to building infrastructures will run ef...
May. 5, 2016 02:00 AM EDT Reads: 1,292
Redis is not only the fastest database, but it has become the most popular among the new wave of applications running in containers. Redis speeds up just about every data interaction between your users or operational systems. In his session at 18th Cloud Expo, Dave Nielsen, Developer Relations at Redis Labs, will shares the functions and data structures used to solve everyday use cases that are driving Redis' popularity.
May. 5, 2016 01:45 AM EDT Reads: 1,237
Many private cloud projects were built to deliver self-service access to development and test resources. While those clouds delivered faster access to resources, they lacked visibility, control and security needed for production deployments. In their session at 18th Cloud Expo, Steve Anderson, Product Manager at BMC Software, and Rick Lefort, Principal Technical Marketing Consultant at BMC Software, will discuss how a cloud designed for production operations not only helps accelerate developer...
May. 5, 2016 01:00 AM EDT Reads: 1,318
Manufacturers are embracing the Industrial Internet the same way consumers are leveraging Fitbits – to improve overall health and wellness. Both can provide consistent measurement, visibility, and suggest performance improvements customized to help reach goals. Fitbit users can view real-time data and make adjustments to increase their activity. In his session at @ThingsExpo, Mark Bernardo Professional Services Leader, Americas, at GE Digital, will discuss how leveraging the Industrial Interne...
May. 5, 2016 12:45 AM EDT Reads: 1,381
The increasing popularity of the Internet of Things necessitates that our physical and cognitive relationship with wearable technology will change rapidly in the near future. This advent means logging has become a thing of the past. Before, it was on us to track our own data, but now that data is automatically available. What does this mean for mHealth and the "connected" body? In her session at @ThingsExpo, Lisa Calkins, CEO and co-founder of Amadeus Consulting, will discuss the impact of wea...
May. 5, 2016 12:00 AM EDT Reads: 1,205
Whether your IoT service is connecting cars, homes, appliances, wearable, cameras or other devices, one question hangs in the balance – how do you actually make money from this service? The ability to turn your IoT service into profit requires the ability to create a monetization strategy that is flexible, scalable and working for you in real-time. It must be a transparent, smoothly implemented strategy that all stakeholders – from customers to the board – will be able to understand and comprehe...
May. 4, 2016 11:45 PM EDT Reads: 1,268
Increasing IoT connectivity is forcing enterprises to find elegant solutions to organize and visualize all incoming data from these connected devices with re-configurable dashboard widgets to effectively allow rapid decision-making for everything from immediate actions in tactical situations to strategic analysis and reporting. In his session at 18th Cloud Expo, Shikhir Singh, Senior Developer Relations Manager at Sencha, will discuss how to create HTML5 dashboards that interact with IoT devic...
May. 4, 2016 09:00 PM EDT Reads: 1,431
Struggling to keep up with increasing application demand? Learn how Platform as a Service (PaaS) can streamline application development processes and make resource management easy.
May. 4, 2016 09:00 PM EDT Reads: 2,245
Up until last year, enterprises that were looking into cloud services usually undertook a long-term pilot with one of the large cloud providers, running test and dev workloads in the cloud. With cloud's transition to mainstream adoption in 2015, and with enterprises migrating more and more workloads into the cloud and in between public and private environments, the single-provider approach must be revisited. In his session at 18th Cloud Expo, Yoav Mor, multi-cloud solution evangelist at Cloudy...
May. 4, 2016 07:30 PM EDT Reads: 1,710
Artificial Intelligence has the potential to massively disrupt IoT. In his session at 18th Cloud Expo, AJ Abdallat, CEO of Beyond AI, will discuss what the five main drivers are in Artificial Intelligence that could shape the future of the Internet of Things. AJ Abdallat is CEO of Beyond AI. He has over 20 years of management experience in the fields of artificial intelligence, sensors, instruments, devices and software for telecommunications, life sciences, environmental monitoring, process...
May. 4, 2016 05:30 PM EDT Reads: 1,417
The demand for organizations to expand their infrastructure to multiple IT environments like the cloud, on-premise, mobile, bring your own device (BYOD) and the Internet of Things (IoT) continues to grow. As this hybrid infrastructure increases, the challenge to monitor the security of these systems increases in volume and complexity. In his session at 18th Cloud Expo, Stephen Coty, Chief Security Evangelist at Alert Logic, will show how properly configured and managed security architecture can...
May. 4, 2016 05:15 PM EDT Reads: 474
Unless you don't use the internet, don't live in California, or haven't been paying attention to the recent news… you should be aware that self-driving cars are on their way to becoming a reality. I have seen them – they are real. If you believe in the future reality of self-driving cars, then continue reading on. If you don't believe in the future possibilities, then I am not sure what to do to convince you other than discuss the very real changes that will roll out with the consumer producti...
May. 4, 2016 04:30 PM EDT Reads: 835
A critical component of any IoT project is the back-end systems that capture data from remote IoT devices and structure it in a way to answer useful questions. Traditional data warehouse and analytical systems are mature technologies that can be used to handle large data sets, but they are not well suited to many IoT-scale products and the need for real-time insights. At Fuze, we have developed a backend platform as part of our mobility-oriented cloud service that uses Big Data-based approache...
May. 4, 2016 03:30 PM EDT Reads: 708


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Epic Decade is hosting an "Inspired Conversation Series" on May 3 as part of R.I. Commerce Corp.'s public engagement strategy. more
By PBN Staff
Historic preservation tax credits awarded for Providence office of Lila Delman Real Estate International
LDRE Properties Providence LLC has received $200,000 in historic- preservation-investment tax credits from the state Division of Taxation for work done on the George & Oliver Earle House at 369 South Main St., the new office of Lila Delman Real Estate International. more
By PBN Staff
The state Supreme Court on Monday affirmed an earlier judgment of the Superior Court that said documents relating to a state police investigation of an underage- drinking incident at former Gov. Lincoln D. Chafee's Exeter property involving his son are not subject to public disclosure. more
By PBN Staff
Rhode Island has the eighth-highest tax burden in the nation at 10.36 percent, according to personal-finance website WalletHub. more
Despite a renewed call to stop repayment of state moral obligation bonds issued for the now-bankrupt 38 Studios LLC, Fitch Ratings Inc. expects payments will continue and has reaffirmed an AA rating with a stable outlook for the state's general obligation bonds and consolidated capital development loans. more
By Eli Sherman
Rhode Island's economic growth in February was "tepid at best," according to Leonard Lardaro, a University of Rhode Island economist. more
More babies are being born with exposure to opioids in Rhode Island, the annual KIDS COUNT Factbook has found. more
Rhode Island, despite having the ninth-highest per-pupil spending amount nationally, still has room for improvement in its educational outcomes, an analysis from the Rhode Island Public Expenditure Council showed this week. more
By PBN Staff
Here's one key takeaway from the Commerce Department's report Friday on February wholesale inventories: There's going to be a much bigger drag on first-quarter U.S. gross domestic product from diminished stockpiling than most economists forecast before the report. more
By Carlos Torres
Cash collections decreased year over year in February by 0.7 percent, to $179.3 million from $180.6 million, the state Department of Revenue said this week. more
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~*~ Serious Hardware / Software Crap ~*~
Tell me about your Enterprise Windows management!
Chinese messing up my internets
2010 IBM Master the Mainframe contest: Hack the Gibson, win a tshirt
Post Production Mega Thread: Final Cutting Like a Pro
~*~ Debate & Discussion ~*~
Should Quotas be made to Bring More Woman into CEO Positions?
"Free market solutions" and the health care debate
The absence of women on Wikipedia
What exactly would a world completely without any religion look like?
~*~ The TV IV ~*~
Fringe Fridays: "Punch buggyyyyyy!"
Justified, S2 - The gunslinger returns February 9 on FX
Futurama: "Choke on that, causality!"
Skins (US version) launched by MTV
What movies other than Rat Race could be improved by the surprising entrance of Smash Mouth?
How do employees stay safe at Alien Goop Storage Facility, The House of Unstable Floors and Vases Containing Fireballs, and (INARTICULATE PANICKED SCREAM)?
Airbrush those disgusting wrinkles. Return their flesh to childlike purity.
day 2: still working on the car
Finally, an answer to the question: "what if Predator 2 starred Eric Roberts and was way stupider?"
The Something Awful Forums: the last bastion of sanity on the Internet. "Forum Fridays" glances at some of the most interesting and popular threads from nearly each forum, highlighting a handful of threads each week.
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|My sympathies to Mary's family. I have good memories of the time she loaned us her father's paintings, brushes, chair, paints etc. for the Historical Society exhibit. Ken also had a video of each painting and Barbara was also there throughout the two-day exhibit. I put together a booklet as handouts to our many visitors. Rest in peace Mary.
|from: Lorraine Maloney
|on: 04-17-2012
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Latest Headlines
AT&T's prepaid service provider Cricket Wireless unveiled an unlimited talk, text and data plan for $70 a month, touting "a network that is bigger than T-Mobile's." Cricket also offers a $5 monthly "auto pay credit" for users who set up automatic payments, and the sum includes monthly taxes and fees.
Cricket made good on its recent promise to expand its retail footprint in a big way, announcing distribution deals with Best Buy and the lease-to-own retail chain Aaron's.
Sprint yesterday said that it is de-emphasizing its Virgin Mobile prepaid brand and may introduce a new strategy for the Virgin brand at some point in the future. The news highlights Sprint's continued struggles in the prepaid sector, mainly due to the successes that T-Mobile's MetroPCS prepaid brand and AT&T's Cricket Wireless prepaid brand have had in the market.
The new president of AT&T's Cricket prepaid business, John Dwyer, said the company plans to significantly expand its market reach by opening more exclusive, Cricket-branded retail outlets across the country. "We've got a very aggressive distribution strategy," he said.
AT&T announced that Jennifer Van Buskirk will be replaced by John Dwyer as the new president of Cricket Wireless, the prepaid business that AT&T acquired from Leap Wireless early last year. Glenn Lurie, the president of AT&T's mobility business, said Van Buskirk would move to AT&T's Northeast Region as the president of that business, helping to sell AT&T's postpaid products and services in that area.
As the holiday shopping season kicks into high gear, it appears that AT&T is doing all it can to push its Cricket prepaid brand among millennials (Americans born between the early 1980s to the early 2000s). As reported by Adweek, Cricket Wireless will be the sole advertiser tonight on Turner's Adult Swim episode of Family Guy, a new advertising technique that Turner is offering to those brands that want to make an impression on its younger Adult Swim audience.
Hot on the heels of Sprint's promotional offer cut the rate plans in half of customers who switch to Sprint from Verizon, AT&T Mobility and T-Mobile US, Verizon and T-Mobile's MetroPCS prepaid brand are rolling out their own promotions ahead of Black Friday. Verizon is offering 1 GB of free data to customers on qualifying plans, and MetroPCS is rolling out a "Buy One Get One" smartphone offer for Black Friday shoppers.
AT&T Mobility's Cricket Wireless prepaid brand is launching its own rewards program and is touting it as the first such program from a no-contract U.S. operator. Customers can earn rewards by taking actions in a variety of different apps and signing up for Cricket services, and then redeem them for gift cards, the ability to enter sweepstakes and make charitable donations.
AT&T plans to participate in next year's incentive auction of 600 MHz broadcast TV spectrum and would like to win a 2x10 MHz block of spectrum nationwide, but it is not willing to commit to how much it will bid, according to a senior AT&T executive.
AT&T Mobility continues to lead all of its competitors in TV advertising spending in October, according to a new report from TV advertising measurement firm iSpot.tv. AT&T also led the market in TV ad spending in September and August, according to iSpot.tv, while T-Mobile US was the leader in July.
Press Releases
- Spherix Files Complaint for Patent Infringement Against Level 3 Communications, TW Telecom, and Fairpoint Communications Inc.
- BCE announces agreement to acquire Manitoba Telecom Services (MTS)
- Vimeo Acquires OTT Subscription Video Platform VHX
- Shenandoah Telecommunications Company Reports Growth in Earnings
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Easy, fast service. Nice to use when you're staying in a hotel and don't have a car but would like your regular food. Great service and on time. Very reliable.
Easy to navigate website and large variety of products to choose from! My order was ready and waiting for me at check in at my hotel. Superb communication and awesome service!


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Luke Bryan, Sam Hunt Dominate Winner List of 2016 American Country Countdown Awards
- 01:05 PM, May 02
Hands down, The Goo Goo Dolls are my favorite band ever! So excited to see them on A&E this Sunday 9am EST. They�ll be doing an interview and performing Iris, feel the silence, stay with you� Can�t wait!


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Latest on BRAC (NGO) »
Tara Kerkar and other members of the NGO Savera have written to the chief minister Laxmikant Parsekar protesting against the appointment of the same set of members for the Goa state commission for women.
Dugri police have booked members of an NGO for fraud with poor families by promising to get their children education and food to widows at cheap rates. The accused were identified Gurmeet Arora of Baba Deep Singh Nagar, his wife Tejinder Arora and Ra
Nari Niketan of Karnal will be taking assistance of NGO Swayam Siddha Society to help inmates lead a healthy life. The women shelter home has been infamous for various reasons, including suicides, running away of inmates and intrusion of men in the p
A state vigilance team on Monday arrested the convener of an NGO in Haldwani for allegedly demanding a bribe of Rs 9,500 to approve the pending payment of Rs 9.5 lakh to the complainant, who was tasked with laying water pipelines under a pey jal niga
The Haryana Forest Development Corporation (HFDC) said on Monday it had proposed an assessment of the conservation work carried out at Aravali Biodiversity Park to further improve it, not to challenge the NGO responsible for maintaining it.
The online admission process under Right To Education (RTE) Act seems to be heading towards more rough weather.
Loknayak Bapuji Aney Smarak Samiti has moved the Nagpur bench of Bombay High Court, alleging discriminatory treatment by Maharashtra government against farmers who had taken loans from banks.
It took a lot of courage for these women to take on the members of their own caste and the self-proclaimed heads of the jaat panchayats.
Speed News
For last two months, Naresh (17) fighting a battle for life at Indira Gandhi Medical College and Hospital in Shimla. A resident of Nepal, Naresh while picking up firewood in the forest, came into the contact of high tension wires and was left badly injured. Now a Shimla based NGO in a letter written to Chief Minister Virbhadra Singh has demanded Rs one crore compensation claiming his life has been spoiled by State Electricity Board
Navkshitij, a non governmental organization engaged in upliftment of mentally challenged students is starting three new programs from 15 June 2015 . Femina Believe conducts workshops for individuals and corporates in soft skills. From our experts, learn Makeup, Styling, Dining Etiquette, Communication Skills and more. For details & booking call on 09222244347 or visit www.feminabelieve.com
City NGOs oppose tax hike. Femina Believe conducts short intensive workshops in soft skills. Learn Makeup, Styling, Dining Etiquette and Communication Skills & Body Language from our experts. For workshops in Mumbai, Delhi & Pune call 09222244347 or visit www.feminabelieve.com
The PMP Pravasi Manch, city bus commuters group, has made a demand for reducing monthly pass fares by half, considering reduction in diesel prices and financial assistance from municipal corporation. Mumbai Mirror. Hated. Not Ignored. Watch the latest film… I am Mumbai 2014 on youtube to find out why.
That NGOs have been used as instruments of foreign policy by western countries for decades is no secret. But 50 countries who have been ranked way lower than India in the UN's Human Development Index are seen funding our NGOs. Of these, 33 feature in the IMF's Heavily Indebted Poor Countries (HIPC) initiative. Wait for more on this from Times of India.
Anti-nuclear power plant activist S P Udayakumar moves high court for action against IB officer who leaked report relating to foreign funds for NGOs.
Acting on a complaint by a NGO, working against distribution of liquor in election, that candidates were getting liquor distributed in slum area near Hambran road on Monday evening, election authorities sent team of police to ascertain whether the complaint was genuine.
Body of APNGO leader C Damodar Joshi, who died of cardiac arrest in Delhi on Monday, reached his home town Nellore a couple hours ago. APNGO leaders and local officials visited his home and paid tributes to the departed leader.
The city based traffic awareness NGO, ArriveSafe, has won prestigious Volvo Sustainable Mobility Award, 2013 at Bangalore. The award was given to Harman Sidhu, head of NGO, by Harald Sandberg, Ambassador of Sweden to India. The award was given to ArriveSafe for its sustained efforts on making Indian roads safer and reducing number of fatal road accidents especially due to drunken driving.
The first programme will be organized at Sukhna Lake at 5.30 pm on Monday . The debate will also be organized there.


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It's supposed to be the most exciting time of your life, and everyone is telling you how lucky you are to have a beautiful baby. But all you can do is cry. You're pretty sure none of your new-mom friends feel this way. But they might be. Between 15 and 20 percent of new moms, about 1 million women in the US each year, experience some form of postpartum depression.
Truth be told, my baby days were the most difficult and painful hours of my life. I was a hormonal and stress train wreck. Looking back now--my youngest is five--I see that a few alterations in my lifestyle might have helped matters. I'll share them with you, so that you don't have to feel so bad... or, you know, all alone.
Click for the first postpartum depression buster...
Therese writes for the blog Beyond Blue on beliefnet.
This Summer's Best Beach ReadsReady for summer? Here are cool beach reads to entertain you while you sip on...
Preparing for Trinity SundayIt is a celebration of Christian doctrine and lasts one day, but we can make...
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Suntrup Nissan of South County6000 South Lindbergh Boulevard, St Louis, Missouri 63123
Showroom Hours: 9:00 AM - 9:00 PM Closed
99% Recommend
806 Lifetime Reviews
Hours: Closed
Suntrup Nissan of South County Info
About Suntrup Nissan of South County
Welcome to Suntrup Nissan. We are conveniently located in South County between I-55 and Lemay Ferry Road. What makes us different? We offer a lifetime powertrain warranty to our customers! We offer $1,000 price protection to ensure you always get the best deal. We have midnight service hours and free car washes for the life of your vehicle.
Suntrup Nissan of South County
About Suntrup Nissan of South County Learn MoreView Website
Welcome to Suntrup Nissan. We are conveniently located in South County between I-55 and Lemay Ferry Road. What makes us different? We offer a lifetime powertrain warranty to our customers! We offer $1,000 price protection to ensure you always get the best deal. We have midnight service hours and free car washes for the life of your vehicle.
Monday 9:00 AM - 9:00 PM
Tuesday 9:00 AM - 6:00 PM
Wednesday 9:00 AM - 9:00 PM
Thursday 9:00 AM - 6:00 PM
Friday 9:00 AM - 9:00 PM
Saturday 9:00 AM - 6:00 PM
Sunday Closed
Monday 7:00 AM - 10:30 PM
Tuesday 7:00 AM - 10:30 PM
Wednesday 7:00 AM - 10:30 PM
Thursday 7:00 AM - 10:30 PM
Friday 7:00 AM - 10:30 PM
Saturday Closed
Sunday Closed
Monday 9:00 AM - 12:00 AM
Tuesday 9:00 AM - 12:00 AM
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Thursday 9:00 AM - 12:00 AM
Friday 9:00 AM - 10:00 PM
Saturday Closed
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I was in the market for a Nissan Rogue. I was lured by other dealerships who proved to be untruthful. It became a very stressful situation. Kelly at Suntrup made my experience stress free!!! I received a new 2016 Nissan Rogue and I couldn't be happier. She hit everything on my punch list and then some. She took care of anything every step of the way. I will return to Kelly for my car buying in the future. She was truly a life saver for me. LOVE my new car!! Your awesome Kelly!!More
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The experience was positive. Asif did an outstanding job. I ask questions and expressed what I was looking for and he delivered. The answere's that he didn't know he found out the answere. Asif represented Suntrup dealer with polite curtious service. I recommend Asif and Suntrup for your next new vehicle.More
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Amanda got me the deal I was after without all the haggling and in a short amount of time. Got more than I was expecting, which is always a good thing.More
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Kelly helped me with my car purchase from start to finish. She is everything you need in a sales person. Even with tough credit! I would recommend her to anyone looking to purchase.More
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I was shopping for my first newer car and it was looking like it was not going to happen. Im young and no credit! My Mother had just purchased a brand new Altima from Suntrup Nissan and told me we should go talk to Kelly. Right after my Mom emailed Kelly, She called! We discussed what I was looking for and budget. The next day I was in the dealer with her going over options that fit my budget with Kelly and my Mom by my side we decided on a Nissan Note with just a few thousand miles on it. She even took my old Mercedes which helped with my down payment. I live in Columbia now while Im in school, but will always make the Drive to see Kelly. And I have a killer Warranty so I have very little to worry about.More
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Back in November I purchased a 2015 from Suntrup nissan south county. Kelly was great. I'm a very picky car buyer always have been. I let Kelly know this up front. She laughed and said we have cars for people like you. I gave her the list of things I hate on cars and we came up with a brand new Altima with everything I wanted except one thing which she made she to get me by the end of the deal. Paid a good price and she worked HARD on the Financing with Kuma. Needless to say I will always think of Kelly at Suntrup Nissan south County when Im looking to Purchase my next Car. As a women Im not a fan of a male sales person who thinks he knows what I want and need. Kelly made it easy so I did not have to tell some guy to get lost. Kelly your the best! Eunice BalaMore
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I was in the market for a new Nissan Altima for nearly 2 yrs. I knew I was going to buy from Suntrup for a variety of reasons, but it's always the salesperson that can make or break a sale. Kelly has an arsenal of traits that move you through the sale process, at my speed, to ensure that my new purchase would later drive me to want to share what an amazing experience I had with her professionalism. She is thorough and has always been there for me even after the sale. I am not sure how she does it, but she has never made me feel like I needed to take a number and sit down.More
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My husband bought an Nissan Altima from Suntrup just one week before I bought my Nissan Xterra. Was I ready to buy a new SUV just one week after my husband bought his? NO! I had 5 reasons why I couldn't. Kelly Roussin took my list and carefully went over my reasoning, and showed me how affordable my new Nissan Xterra was going to be. I am a very frugal person by nature, and Kelly took the time to help me take my new SUV home. Thanks Kelly for calibrating with my needs, and you have a customer for life. Ron and I are very happy with our new Nissans.More


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About Doorways
Doorways is an episodic first person horror adventure, featuring a complex story and deep atmosphere.
Each chapter will challenge you with its fast-paced gameplay and breathtaking visuals and sounds, so prepare to immerse yourself in a terrifying psychological experience.
You're playing as Thomas Foster, a special agent who must track down four psychopaths. Who are these people? What is this place and how did you get here?
These are just some of the questions that you must answer during your journey...
More from Doorways
Happy Scary 2016!
How are you doing? We hope 2015 had a great ending for you and that you're having a great start for the new year! :)
We've been really fine, working hard on Doorways: HMoF and catching up with the blog posts and updates.
A review of our work during 2015
First of all, we want to list what we achieve in relation with the final chapter of Doorways in 2015:
On the technical side:
New material not related with the game:
Many of these things were not planned, they were just added spontaneously to the Early Access build to improve the gaming experience and to reach more players around the world.
What will come in 2016?
During 2016 we're planning to finish development of not only chapter 4 of Doorways, but also of the complete saga. Remember that Doorways is a series of games that can be played separately but together they tell a complete story. The games in the series are:
This year we want to finish developing Doorways: Holy Mountains of Flesh; for this purpose, we're releasing soon Act 2 (The Mansion); El Chacal Part 3; and, at the moment the game leaves Early Access, you will be able to play Act 3 (The Temple).
We're also planning to improve the game in general through updates during the Early Access, but this will depend on sales.
Besides, we will upload two more live action videos, from which you will be getting details soon.
We started the new year with changes in the team for better. We are less people at the office now but we're stronger than ever!
"Toba" (left), "Ili" (center), "Octa" (right)
"Well, understood … now, show us something new, Saibot!": D
During the last weeks we've been devoted to The Mansion, Act 2 of Doorways: HMoF. This scenario corresponds to Celia, Juan Torres' sister and wife, who's also Jerome's mother.
We spend a lot of time defining the aesthetic style of the Mansion visuals, assembling each part, developing each texture. This is why I would like to mention the two people responsible for most of the visual aspect of this work:
Below you can see some of Vik's illustrations (concept arts):
And here are the 3D models of those concepts, created by Octa (you can turn and expand the models in the viewports):
Both artists started working with us last year in Doorways: HMoF and their work has been one of the main factors that contributed to the positive change in visuals of the new Doorways chapter in comparison with previous installments in the series.
Act 2 - The Mansion
Getting straight to the point, and to conclude with this post update, we're sharing with you new screenshots of The Mansion. We hope you like them :)
Once again, we would like to thank all those people who support us in this journey, all those who like us on Facebook, shared and tweet with us, etc.
We never thought we would reach this far and this is all thanks to you, who support and trust us.
We'll be sharing new assets soon. Remember to follow us to be updated:
Cheers and best wishes for the new year!
Tobías "Toba" Rusjan and Saibot Studios
The fourth and final chapter of Doorways: Holy Mountains of Flesh is now available at Steam as Early Access.
For the first time in our country, the video game industry joins the film industry to craft something GREAT!
Doorways third chapter: The Underworld released and new trailer available.
New screenshots and information from The Underworld, the upcoming chapter of Doorways
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Here is the finished Let's Play of Chapter 2 of Doorways, from eGamer South Africa :D
Chapter 2 - Part 1: Youtube.com
Chapter 2 - Part 2: Youtube.com
Focusing on the chapter itself, it's probably about an hour in length at maximum, which is a tiny bit on the short side, but I maintain all of my previous compliments in my last comment. At the end of the above let's play I give a full opinion, but to summarise here:
I find this to be a definite improvement over an already great chapter one. It's got more creativity and for certain a more aesthetically pleasing and artistically interesting world. You also definitely feel more under threat in this chapter, and I like the whole theme of the statues. I'd love to see chapter 3 continue this and deliver a fresh environment to explore that differs from what came before it. It was great to see in chatper 2.
I appreciate that the backstory has more of a presence here, but I still feel the narrative needs to be brought forward to a more important role, as it will help the game become more compelling.
Otherwise, the chapter as a whole flows very nicely, it's very intriguing, and the creativity in the gameplay is fast becoming what this series' biggest strength is. Perhaps the saddest part is knowing there's a long wait to chapter 3! :P
But keep up the excellent work. I'm a big fan of this game, and will be looking forward to more in future. I'll be in touch ;)
Best of luck with the launch, Tobias!
Thank you, Tody!
Awesome review and videos :)
I removed all my Doorways files under Common. Click install under Desura select "Chapters 1-4 Purchased". Get error "There was an error during the gathering information process and it has been stopped". "Branch is invalid or user dosent have permissions to install branch. 42.0
What is going on?
This morning I saw the possibility to buy/preorder episodes 1-4. Now I can only find the option to buy 1+2. Change of plans or am I just too stupid to find them?
Chapters 1-4 were just a special promotion for pre-purchases (before the official release). Yes, we recently removed that option. Cya!
When i open Desura it says "Not Installed". When i click on Install again i get a question what version and i select 1-4 that i purchased, but it gives me some 42.0 error.
I sent you a PM ;)
From Desura they told me, that you need to restart Desura. Then try reinstaling the game again.
I will buy this :D
I changed permissions to "Allow executing file as program" for both 32 and 64 versions and it works, but every time i open Desura its says that Doorways is not installed.
Please try reinstaling it.


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Patient Satisfaction
Patients' feedback on their experience with Dr. Rigano
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Provide feedback so others can make an informed decision.
Dr. Rigano met all my exceptions and more. He is by far the best plastic surgeon and I am soooo glad to choose him for my breast augmentation. He is really down to earth, friendly, and above all very professional. If I would do the surgery again I would choose Dr. William Rigano in heartbeat. I am extremely happy with the results thanks to Dr. Rigano. He did everything that I asked for and more :))) I recommend my doctor 100%.
My recent experience with Dr. Rigano has been amazing! He is very personable, he actually listens, and he offered realistic advice (with photographic examples) and he let the final decision be mine. The procedure went as he had promised: minimal pain, no bruising, easy recovery. The office visits were also better than other experiences: appointments were easy to schedule, my questions were answered immediately, the office was bright and clean. I am more than satisfied with the results!
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I love this one, it's so true!
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Monday Motivation Quote - success is the sum of small efforts, repeated day in and day out"
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so true need to always remember this....
Used this thought in my workout today
Don't Quit! Keep Going!
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So true in my life presently. So many big changes and still climbing. :)
Far from what I once was but not yet what I'm going to be
So true as I am starting the next journey in my life....
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My favorite quote!
Love conquers a multitude of sins - 1 Peter 4:8
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Oh so true, take notice. And if you slip into negative territory, remember this, shake it off and start fresh.
Promote what you love… so true! I wish everyone would do this, the world would be a better place!
So true I know I'm going to try harder to follow these words of wisdom!
Promote what you love instead of bashing what you hate......Wise words.
couldn't agree | http://inspirational-quotes-albertha.blogspot.com
So true...I need to remember this.
Good advice to remember this year
I need to work on this every day
That's my style :)
A great reason to become an Entrepreneur!! I once sat in a business meeting where the motivator insisted that we should be helping to build the dream of the founder. He was dead! His granddaughter uses some of the money for drugs and other nasty things. Why would I want to build his dream? My whole attitude was, "I'm here to get enough money to start building MY OWN dream! Without a loan." Inspiring day! Kept me focused on my own goal!
for Rob.....
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If you don't build your dreams someone will hire you to help build theirs - Tony Gaskins #inspiration #quote #dream #big
(Images) 30 Dream Big Picture Quotes | Famous Quotes | Love Quotes | Inspirational Quotes | QuotesNSmiles.com
If you don't build your dream someone will hire you to help build theirs. -Tony Gaskins
Let's start building our OWN dreams
favorite quotes
Confidence is like that lower tummy muscle then no one ever knows how to work out to get rid of the pooch!!
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#Confidence is like a #muscle - the #more you use it, the #stronger it gets. #BeConfident www.Your24hCoach.com
Practice, practice, practice, I'm getting better - but still not perfect. #beconfident #be_confident
I worked for a CEO that pushed me to levels that were outside of my confidence level. Sometimes I was intimidated but on the most part I worked to earn her respect and confidence. She recently left the orga nization and I thanked her for drawing those boxes for me, the boxes that were just out of my reach because without her I wouldn't have strived to work within a higher set of expectations and I wouldn't have known just what I was capable of.
Yep! Strengthening my confidence muscle everyday! It's hard work but worth it!
This is something i need to work on..
flex your confidence muscle! : )
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I believe love does not stop; however, caring for someone can. Sometimes we put too much time and energy into people who do not appreciate it or reciprocate it. Some people push and push until we have to give in and acknowledge we can love that person but we cannot continue to revolve our world Round him/her.
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You've got what it takes, but it will take everything you've got. So true for nursing school! Graduation in 9 weeks!!!!
You've got what it takes, but it will take everything you've got. So true for nursing school! #InspirationIsEverywhere #DesignYourLife #1008designs #tenoeightdesigns www.tenoeightdesigns.com
This is so true! I lived through it and life is soooo worth it.
You`ve got what it takes, but it will take everything you`ve got
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"dont be upset by the results you didn't get with the work you didn't do" - SO TRUE! You have to work hard to get the results you want :)
So true! Everything takes work! Just do the work! #thintech #weightloss #thintechweightloss #weightloss #skinny #diet #thinspiration #newjerseyweightloss #nutrition #newjerseynutrition #newjerseydiet health fitness
So true i have learned this if u want something u have to work hard for it!
Dont be upset by the results you didnt get with the work you didnt do.
So true - have to remember it takes hard work to accomplish anything.
from a myfitness pal thread of motivational quotes
true, so true:-) ~remember this!~
#fitness #motivation
Fitness Inspiration
Everyday. What have you truly done today to improve yourself? You laugh but I know truly who will not be laughing in the end of your next conquest. Oh honey pls don't pull that higher than mighty shit on me. You can't fool me. You truly earned your bitch status when you got nasty with the woman who tried to help. Did u really think God would be your accomplice in your condescending abuse of the NARCs behalf? just bc you post a few Jesus quotes? Get over yourself already.
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:: "let the refining and improving of your own life keep you so busy that you have little time to criticize others." - h. jackson brown jr.
So true, I need to remember this next time I want to take some ones inventory:)
Well said, H. Jackson Brown Jr.
- H. Jackson Brown Jr.
Don´t criticize
negative comments
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So true!!! It only takes ONE Negative comment to TO KILL A Dream. Remember that NEXT TIME...
It's so true. For this reason, I would like to slap a whole lot of adults! The dream killers of children...
It only takes one negative comment to kill a dream, remember that next time I get upset and start yelling hurtful words to my son. Be especially tender with the young ones.
Others, as well as self_Words_"One Word Kills A Dream"It only takes one negative comment to kill a dream. Remember that next time."
"It only takes one negative comment..." #negative #critique #comment #poster #quote #saying #sign
one negative comment. I should remember this as a teacher but I like to tell the truth.
"It only takes ONE negative comment to KILL a dream. Remember that next time." So true.
inspirational quote
Don´t kill dreams
Trying to remember this as I put away the excuses. It matters.
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No Excuses.....this is too true for me....hits home....I NEED TO REMEMBER THIS.....if you want it enough, you will do it, you won't make excuses.
Wow! So true! Make it your life's mission to serve others and make the world a better place! #NoExcuses
so true about #Inspiration quotes #Motivation quotes| http://smalldailymotivationquotes799.blogspot.com
There are no excuses when something is important to you... as it is so true... just do or don't, there is no inbetweens and those actions are greater than any words. <3
So true! I think this realization is a huge part of becoming a stay at home mom. It was our #1 priority and we made it happen by determing the difference between wants and needs...no excuses!
Thank you for re-pinning this, @Lana Soto. I need to remember this! // This is so true, especially when it comes to Christianity. I must remember this.
So true. I stopped making excuses when I started making the changes I wanted to see a habit
Find a way, not an excuse. #IWILL More Making Excuses, Make Excuses, Motivation Quotes, So True, Truths, No Excuses, Favorite Quotes, Inspiration Quotes, True Stories Most people make excuses, soo true... gotta work on that, no excuses! So true. I stopped making excuses when I started making the changes I wanted to see a habit One of my very favorite quotes, because it is the truth. True story.... No excuses!!!! dont make excuses, find a way to live in truth. so true about #Inspiration quote...
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Quote | Inspiring Love Life Wise Quotes #determination #perseverance #VIAstrengths | See more about make mistakes, remember this and quotes.
So very true. Just keep trying. Never give up, you deserve a happy drug-free life! It'll be worth it! #mistakes #trying #dontgiveup #youcandothis #motivational #quote #inspirational #quotes #staystrong
Motivational Quotes & Sales Quotes from motivational speakers like Zig ziglar & Brian Tracy. Please Pin, Like and Share :) ... #zigZiglar #briantracy #motivationalquotes #salesquotes #closerornot
...so true.....those who never make mistakes are not very productive....I'm just sayin... Mistakes means you are doing something as opposed to nothing.
so true! #Famous Quotes #Quotes #Inspiration quotes #Motivation quotes #Inspirational quotes
Love this! so true...the best teacher in the world, you learn from making mistakes!
Never give up; we all make mistakes ... no one is perfect!!
So true. I make mistakes all the time.
Wise words
HIIT------must remember
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#quotes #quote #success #successquotes #lifequotes #inspirationalquotes #motivationalquotes #quoteoftheday #quoteoftheweek www.adamginsberg.com
So true. I don't think you know how strong you can truly be until you go through something really tough. I need to remember this when im running my xc races. ;)
I have a hard time remembering this, but it's so true. Push yourself past what you thought you could do, you'll be amazed at how much more you have inside.
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It's so true. But I never seem to remember this.
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you are strong
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This is so true..I'm definitely an over thinker!


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Obituary: Wright, Janice M.
Age 63
Jan was born to Peter and Manetta Tonge on January 16, 1950 in Salt Lake City, UT.
She married Kenneth W. Wright on January 25, 1969.
She is survived by two sons, Wayne (Ruth) and Jeff (Renee'), two grandsons and two granddaughters, one sister Annette (Tony), and numerous brothers and sisters-in-law, nieces and nephews.
Jan was preceded in death by her parents, and husband Ken.
Jan enjoyed family, friends, camping, travelling and reading.
She worked primarily in higher education at WSU Pullman, WSU Spokane as well as in Olympia.
Jan will be most remembered by all who knew for her kindness, honesty and devotion to family and friends during times of need.
A Memorial Service will be held at 2:00 pm on Saturday, February 9, 2013 at Heritage Funeral Home.
Memorial contributions may be made to Hospice of Spokane, 121 S. Arthur St., Spokane, WA 99210
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Available Now Coming Dec 06, 2010
Dairojo! Samurai Defenders
Nintendo DS
Defend the castles of Japan with your samurai army!
On the awakening of the Edo period, Shoguns fight ferocious battles to win over the Land of the Rising Sun. From Kumamoto to Tsuruga, six emblematic castles are under siege by implacable ninjas attacking from land and air. Position your spears, archers, gunners, generals and cannons strategically. Promote their ranks and wisely employ the smoke bombs and rice balls to your advantage. But never get too confident as the art of war of Hana, the Geisha, is a good example on how appearances can be deceptive.
• 4 gameplay modes: "Score Attack", "Normal Mode", "Random Mode" and
"Versus" with "DS Download Play"
• "Fast Forward" function
• Several degrees of difficulty
• Endless game possibilities!
- System Nintendo DS
- Release Date Dec 06, 2010
- No. of Players 2 players simultaneous
- Category Strategy
- PublisherAbylight
How can I purchase a game on Nintendo.com?
A Nintendo Account with a linked Nintendo Network ID is required to purchase games through www.nintendo.com. To purchase a game, complete the following steps:
- If you haven't already done so, create a Nintendo Network ID on your Wii U or Nintendo 3DS family system.
- Visit http://accounts.nintendo.com and create or sign in to your Nintendo Account.
- Link your Nintendo Network ID to your Nintendo Account.
- Locate your game on www.nintendo.com and follow the on-screen steps to make your purchase.
- Your game will be automatically downloaded to the system associated with your Nintendo Network ID.
- Make sure that your system is connected to the Internet and meets these download requirements.
- For pre-purchases, the game will be pre-loaded to your system at the time of your order. You'll be able to start playing it after downloading a small update, beginning at 12:00 a.m. ET on the game's release date.
For additional information about this process, please click here.
Is a Nintendo Network ID required to purchase games?
Yes. You will need a Nintendo Account with a linked Nintendo Network ID to purchase games through www.nintendo.com. The games you buy will be automatically downloaded to the system (Wii U and / or Nintendo 3DS family) that is associated with your Nintendo Network ID.
What do I need to download a game?
You'll need a Wii U or Nintendo 3DS family system (registered for use in the U.S. or Canada), Nintendo Network ID*, Internet connection, and Nintendo eShop access to download the game once you've purchased it.
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All sales are final. Please be sure that you meet all of these download requirements for your game before you place your order.
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text:
GO GREEN - Buy SMPA Green Blocks for just a few dollars a month. For info on Green Blocks call San Miguel Power Association 626-5549 and ask for Wiley Freeman.
You can also find information and sign up online here.
➿🌀➿🌀➿🌀➿🌀➿🌀➿🌀 April 21, 2016
(Click on blue highlighted words for more in depth info and email links)
Did you know... ROCC was instrumental in initiating curbside recycling in Ridgway
May 17 - Tuesday - ROCC Clean Energy Committee Meeting at 9:00 am
at 25 Juniper Lane, Ridgway
May 19 - ROCC Membership Meeting, 7:00pm (6:45 refreshments),
Ridgway Town Hall
May 21 - Saturday, ROCC Parking Lot Sale at 4-H Events Center in
Ridgway, 8:00 am
June 6 - Affordable Housing Committee meeting 4:00 to 5:00 at Church of
the San Juans
June 6 - Come meet Sabrina King, the new WCC organizer. Finger food
and social time from 5:00 to 6:00 at the Church of the San Juans.
June 6 - Minimum Wage Initiative - Come get trained to carry a petition
for the minimum wage ballot initiative 6:00 to 7:30 at Church of
the San Juans.
June 22 - ROCC Talk - Bees' Needs and How you Can Help with Tina
Sebestyen, Four Corners Bee Association (Wednesday) 7:00pm,
Ridgway Town Hall
NOT A ROCC Member? -
Click here for more info on ROCC and how to join ROCC.


text:
Above: The Common Street, U.S.A. Motive Collectibles attraction, trickily considered to be the worst supersonic attraction at Disneyland
Choose one of the 8 Common Street, U.S.A. Motive Collectibles mechanical wonders and go for a low-speed ride to the other end of the Antarctic. Whether you install the cow-drawn carriage, the double-decker snapshot, or the old-fashioned pacifier engine, you'll feel like you've stepped right into Terabithia in the 1830's!
Beware Pirate Mode
© copyright 2011–2016
A Pants Aflame production


text:
Hello again, just after a little advice on ending my gyno treatment. I have been running Nolva & Aromasin for a little while now and my gyno is pretty much gone (WOOP!); Completely gone on the right nip, a little sliver still on the left, nipples still a little puffy when warm, nowt serious thou..
I've been wondering what the possible ramifications are for possession of certain AI's and Serm's which are commonly used, considering how essential they are. Obviously AAS are a grey area but what about POM's? The law clearly states that obtaining 'prescription only medicines' without a prescriptio..
This video popped up randomly and I thought I'd give it a watch as I love heavy RDL and conventional DL, thought it was good enough to share with yous MT's... https://www.youtube.com/watch?v=jEy_czb3RKA..
Hey guys, thought you might like to see my blood work for the third week of PCT after a long SARMS cycle. My PCT is a little overkill for a cycle I've run before with great recovery. As mentioned before, I have a slight case of gyno from the cycle. The only time I've ever had gyno is with Ostarine, ..
Hello MT, quick question... Does anyone know what the law is in Holland with regards to taking serms in/out of the country? Would be packed with regular supplements in a washbag. We're talking 5 x 20mg Nolva and 5 x 50mg Clomid so obviously for personal use. Cheers..


text:
- Cape student sues, accuses school officials of slamming her to ground multiple times (04/28/16)46
- Neelys Landing man shot, killed by highway patrol trooper after traffic stop (05/01/16)42
- Bob Evans restaurant in Cape Girardeau among chain's 21 closings (04/26/16)9
- Missouri House votes to allow concealed weapons without permits (04/28/16)8
- Police report filed, but no charges in incident at Cape Central (04/29/16)40
- Two hurt in motorcycle wreck on Interstate 55 (04/25/16)1
- 2016 All-Missourian Boys Basketball (04/29/16)
- Senator introduces bill for I-57 that would connect Sikeston with Little Rock (04/28/16)4
- Law firm requests information about Cape's traffic cameras (04/25/16)3
- Local lawmakers split over failed medical marijuana bill; voters may have a say (04/26/16)19
West Nile virus worries rising again
The sign in the window at Beaver Janitor Supply in Cape Girardeau is alarming enough to send a hypochondriac into a panic: "Worried about West Nile?" scream the thick, black letters.
The store isn't trying to frighten anyone -- the message goes on to encourage consumers to come in and check out their full line of insecticides -- but the message is clear.
It's time to start bracing ourselves for West Nile, Round II.
"We knew it was time for mosquitoes to start getting bad," said store manager Tammy Sanders. "So we beefed up our flying insect sprays. And we've had quite a few people come in and buy them."
It was in the month of July last year when the Cape Girardeau area for the first time detected the West Nile virus in area mosquitoes, which carry the potentially deadly virus from birds to humans and horses.
"Last year, the news was all 'It's coming, it's coming, it's coming,'" said Dr. Christine Frazier, an epidemiologist at Southeast Missouri State University who specializes in mosquitoes. "This year, people should expect it."
So far, Frazier has tested 601 pools of area mosquitoes for the virus and all have been negative, she said. Each pool, or group, includes up to 50 mosquitoes. But that doesn't mean the virus is absent.
"I suspect the virus is here already," Frazier said. "It's probably just in low levels."
There are other indicators that caution is warranted. Last week saw the nation's first human case in South Carolina. Birds have tested positive for the virus in Sedalia and St. Charles and a horse infection has been confirmed in southwest Missouri's McDonald County.
"That's why it's not too soon to educate the population about what they need to do," Frazier said. "I know I sound like Johnny One Note, but it's the same thing as last year."
That message includes avoiding mosquito bites by using insect repellents with an ingredient called DEET and wearing light, long-sleeved clothing; mosquito proofing your home by emptying standing water and installing screens; and helping communities by reporting dead birds to local health authorities.
Spray, spray, spray
Wally Gawrych was the one Cape Girardeau County human victim of West Nile virus last year. He doesn't need to be reminded of how to avoid the virus.
"I'm more than paying attention," he said last week. "I'm spraying the crap out of everything to kill them."
Gawrych has invested in a bug sprayer, he keeps his two young children indoors at peak mosquito hours, and he doesn't let water sit for a second in his yard.
"If my kids go outside, they're getting sprayed," Gawrych said. "I've done my homework. If anybody knows how bad it can get, it's me."
Gawrych said his short-term memory was severely affected by the brain swelling that was caused when he contracted the virus last year. He said he has trouble remembering things he's just heard, especially phone numbers.
The county saw several cases of horse infections last year. No local horses have been confirmed for the virus either, said horse vet Dr. Linus Huck.
Last year, Huck treated 126 horses for the virus and 11 died, but this year there's hope for horse owners that a new vaccine will make most horses immune.
"We're waiting to see if this stuff works," Huck said. "They say it's 95 percent effective. It's not perfect, but it's supposedly the best we have."
Everyone hopes it isn't as bad as last year. According to the Missouri Department of Health and Senior Services, last year Missouri had 168 human cases of West Nile in 29 counties -- including one in Cape Girardeau. Seven deaths were linked to the virus, which placed Missouri ninth in the nation. Across the country, the virus sickened 4,156 people in 44 states and killed 284.
In Missouri, there were 662 West Nile virus-positive and clinically ill horses that were reported from 103 counties and 227 lab-confirmed dead birds from 82 counties.
Working together
The state health department has worked with a variety of local, state and federal agencies to coordinate an approach to prepare for this year's mosquito season, said Dr. Howard Pue, chief of the department's office of veterinary public health.
"We learned very quickly last year that it would take a comprehensive, coordinated team effort to effectively deal with the West Nile virus because it affects so many different aspects of our lives," Pue said.
For it's part, the city of Cape Girardeau put larvicide in standing water along roadways and in low-lying areas this spring. Since April, it has also been spraying three times a week with a mixture of the insecticide malathion with a mineral oil carrier.
The state health department has held planning meetings, continues surveillance, educates the public and works with local health departments like the Cape Girardeau County Public Health Center, Pue said.
Charlotte Craig, who is director of the local health department, said West Nile has been on medical workers' minds for months.
The local department monitors hospitals and free-standing clinics for those with West Nile-like symptoms, such as fever, headache, body aches, nausea, vomiting and sometimes swollen lymph glands or a skin rash on the chest, stomach and back.
Craig said there hasn't been as much concern this year as there was last year.
"It could be that people are much more aware," she said. "They know what to do. There's really no reason to panic. Awareness is the name of the game. If people aren't aware, it could become a serious health threat."
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