text:
Interior Design, Living Rooms, Livingroom, Dream House, Design Files, Colorful Pillows
Mixing patterns and #home design #home interior design 2012 #home design #modern home design #living room design| http://modern-house-design-nikki.blogspot.com
Design Files Open #home design #living room design #home design ideas #modern interior design #home designs
chevron home #living room design #home interior design 2012 #luxury house design #home decorating before and after #room designs| http://homedecorphotos.blogspot.com
Color#interior design #interior decorating #modern interior design| http://living-room-design-enid.blogspot.com
Bold color pillow arrangement.A colorful and vibrant living room.
Living room grey + neon pink + plants #home #livingroom #neon
the design files | colorful living space
Colorful living room...THROW PILLOWS
Dream House
pretty patterns
Pretty Pattern, Patterns Pillows, Leopard Print, Coffee Table, Living Room Pillows
pretty patterns on living room pillows can give an invigorating energy to a room.
NEW leopard print styles just added!! shop now www.esther.com.au xx
I love the orange pillow, but if I could find it in coral
pretty patterns | throw pillows | coffee table decor
patterned pillows, coffee table decor
pretty patterned pillows
Pretty pillow patterns
Coffee table styling
Leopard Pillow
Boho Throw Pillow, Ikat Print, Bohemian Home
Boho Print Pillows from Material Recovery | Bohemian Home Decor See more at http://www.fashionisly.com
back porch couch cushions - Boho Print Pillows from Material Recovery | Bohemian Home Decor
Already got some material. Boho Print Pillows from Material Recovery | Bohemian Home Decor
Bohemian Pillows on Pinterest | Kilim Pillows, Throw Pillows Couch ...
Bohemian Home Decor : Beautiful Boho Print Pillows for your Home
Boho Print Pillows from Material Recovery | Bohemian Home Decor
Boho Print Pillows | Bohemian Home Decor | Throw Pillows
Boho Pillows from Material Recovery
Ikat Cushions..lovely..
love! these! pillows!
Pillow Patterns, Dream House, Living Room, Colorful Pillows, Throw Pillows, Bright Pillows, Bright Colors, Pretty Pillows
Welcome, Spring! Welcome the new season by letting the sunshine in and scattering bright colored throw pillows for a change from gloomy winter neutrals. www.facebook.com/LFFdesigns
Love the bright colors. Pillows are such great accessories to a home. They add that pop of color and feel to a room.
#Girly #Beautiful #Colorful #Bright #Colors #Floral #Pillows
Bright colorful pillows-- thinking for our breakfast nook
Such pretty pillows for a bedroom or the living room ♥
bright pillows on neutral chairs - living room
Inspired by these colors #pillows #pattern
bright colored pillows~
Pretty pillow patterns
From My Home to Yours: Pattern
Recently, I participated in a Summer Tour of Homes with some truly fabulous home decor bloggers. It was a rewarding experience because it made me clean my house and it allowed me to see my place as a whole rather than as individual rooms. When we decorate our homes, we want each room to look [...]
Fireplace Mirror, Coffee Tables, Living Rooms, Fun Living Room, Wall Color, Family Rooms, Bright Living Room, Living Room Fireplace Decor
Living Room // Summer Home Tour 2014 at Inspired by Charm Maybe put in built ins like this in my living room?!
Living Room // Summer Home Tour 2014 at Inspired by #architecture #hotel interior design #interior design and decoration #design bedrooms| http://homedecorphotos452.flappyhouse.com
Living Room // Summer Home Tour 2014 at Inspired by Charm...that's my coffee table (but I'd guess I got it for less than they paid!)
Living Room // Summer Home Tour 2014 at Inspired by Charm love carpet...would make an excellent quilt.
Living Room // Summer Home Tour 2014 at Inspired by Charm ***ottomans next to coffee table***
Light & bright living room with pops of color in geometric patterns
Fun family room - colorful and young.
living room styling #wall color
Above fireplace mirror
night stand & wall color
Guest Room, Bedside Table, Bright Color, Wall Color, Master Bedroom, Bedroom Ideas, Accent Wall
Gorgeous pop of luscious bright color! And the Paint Color of the Day! Benjamin Moore Jeweled Peach 2013-30 http://www.myperfectcolor.com/en/color/3199_Benjamin-Moore-2013-30-Jeweled-Peach Thinking about going with this color scheme!
mirrored furniture nightstands beautiful chandelier To showcase her client's love of both trendy and vintage pieces. interior designer Nicole White hangs Z Gallerie's Venezia Chandelier as a stunning ceiling centerpiece. Coral colored paint accent wall
Love the mirrored bedside tables and overall decor. A perfect mix of modern and vintage charm
Love the decorations and the color scheme great for guest room of girls room
What's not to love?? Color punch, mirrored bedside table, crystal chandelier
wall color on accent wall only 3/4's of the way up.
master bedroom - wall color; pop of blue
3/4 painted wall
bedroom ideas
Gold leopard print pillow
Emily Meritt, Animal Print Pillows, Leopard Print, Cover Pbteen, Pb Teen
The Emily + Meritt Leopard Pillow Cover | PBteen. So disappointed Ryan insists on animal print instead of the candy bright colors I envisioned. Maybe I could live with this. She messes EVERYTHING up, lol
The Emily + Meritt Leopard Pillow Cover $39.50 Visit bit.ly/emilyandmerittforpbteen Or call 1-866-472-4001 to pre-order this item.
TOP PICK // The Emily + Meritt Leopard Pillow Cover $40 + insert
The Emily + Meritt Leopard Pillow Cover $39.50 & $18 for insert
Pillows, Accent Pillows & Decorator Pillows | PBteen
The Emily + Meritt Leopard Pillow Cover, PB Teen
Decorative Pillows & Pillow Covers | PBteen
Gold leopard print pillow at PB Teen
Gotta have animal print pillows
Green Sofa, Green Pink, Green Couches, Velvet Couch, Velvet Sofa, Livingroom, Living Room, Green Velvet
raspberry pink as an accent color and soft green velvet sofa. distressed bench used as a side table.
Modern bohemian inspiration #livingroom #green #pink #couch #roses #books
I don't know why I want a green velvet couch so bad
Love a green velvet sofa and pink color combo
Green velvet sofa with colorful print pillows
Living room - love the green velvet sofa!
Lovely. Green sofa/living room.
love this green velvet couch
green couch - Google-haku
Absolutely love
Guest Room, Guest Bedroom, Duvet Cover, Color Palette
This site has some adorable bedspreads and other home decorations! Blissliving Home 'Harper - Grey' Cotton Sateen Duvet Cover & Shams (Online Only)
Guest Room Blissliving Home 'Harper - Grey' Cotton Sateen Duvet Cover & Shams (Online Only) | Nordstrom
Blissliving Home Harper Glacier Grey Bedding By Blissliving Home Bedding, Comforters, Comforter Sets, Duvets, Bedspreads, Quilts, Sheets, Pillows
http://www.pinterhome.com/category/Queen-Comforter-Set/ Absolutely loving this color palette and all of this gorgeous texture!
Blissliving Home 'Harper - Grey' Cotton Sateen Duvet Cover Shams (Online Only) | Nordstrom - Guest Room Perfection
Blissliving Home 'Harper' Reversible Duvet Set | Duvet, Duvet Covers and Color Palettes
Absolutely loving this beautiful color palette for the guest bedroom!
Blissliving Home Bedding Collection
bed cover
Living Rooms, Pillow Patterns, Livingroom, Colorful Pillows, Throw Pillows, Pretty Pillows
Mixing patterns and bright colored pillows to bring color to white walls and a white couch! MUST do :)
Mix of pillow patterns on a neutral couch. Great way to continually update your living room look.
colorful throw pillows love this!!!!!! I need to add more color in my living room!!
eclectic grouping of oversize throw pillows for living room furniture
Love the mixed pattern throw pillows!#Repin By:Pinterest++ for iPad#
20+ Living Room Ideas via RainonaTinRoof.com #livingroom
Colorful throw pillows for our new living room
throw pillows pillows - love the patterns
Pretty pillows and color scheme.
Love these pillows.
Black Gold Bedroom, Living Room, Black White Gold, Black And White Pillow, Master Bedroom, Black And Gold Bedroom
Black white gold graphic pillows, throw pillows, pillows, living room design, design tips and tricks
Black white gold graphic pillows NEED black & white striped fabric...and gold now too! For Living room for for bedroom?
Black white gold graphic pillows NEED black white striped fabric...and gold now too!
I don't know why, but I really like these black & white gold graphic pillows
Black white gold graphic pillows... formal living room
Black white gold graphic pillows - want to make these
Perfect Pillow Covers for Master Bedroom
Black white gold mitered stripe pillows
Black and white pillows with gold trim
Gray sofa with bright accents
Grey Sofa, Grey Couch, Living Rooms, Gray Couch, Livingroom, Sectional Sofa, Family Room
Beauty & The Beast: Decorating with a Sectional Sofa {5 Fab Examples} | A Pop of Pretty: Canadian Decorating Blog
Scandinavian Chic: Living Room Update, gray sectional, bright pillows, wallpaper - Not convinced that this is Scandinavian
Gray sofa, colorful pillows [ BruceChampionRealEstate.com ] #livingroom #RealEstate #Premier
Colourful Living Room #zebra #rug #pillors #grey #color #eclectic #livingroom
Very homey art wall and grey couch with light walls.
grey sofa, colorful pillows & side table
Gray couch + pops of color
fun "chic" living space
family room.
cute apartment living room
Interior Design, Coffee Tables, Livingrooms, Decor Ideas, Pattern, Dream House, Colorful Living Rooms, Dreamhouse
Pretty Patterns + Pops of #home designs #home design ideas #modern interior design #luxury house design #room designs| http://home-decor-photos-423.blogspot.com
Pretty Patterns + Pops of #decoracao de casas #interior design and decoration #hotel interior design #interior house design #architecture| http://interiorideas558.blogspot.com
Loves the coordinating patterns, except don't think the husband will let me have that much pink in the living room. Haha!
#Living_Room Design, Furniture and Decorating Ideas http://home-furniture.net/living-room
Pretty Patterns + Pops of #hotel interior design #architecture #interior ideas
#cute #patterns #color #quaint #girly #livingroom #pillows
bright fresh living space
Colorful Living room
coffee table
love the brights!
Interior Design, Bright Color, Livingroom, Dream House, Dream Home, Living Room, Black Chandelier, Room Design
Sorority Style: Contemporary living room by John David Edison Interior Design Inc. LOVE the bright colors and the 2 chandeliers. #sorority #dream #house #colorful http://www.houzz.com/ideabooks/6461188/list?utm_source=Houzz&utm_campaign=u219&utm_medium=email&utm_content=gallery4
small-literarywondrous-interior-design-decorating-for-aesthetic-living-room-tropical-design-with-beach-beachhouse-black-chandelier-bold-color-chandelier-clean-colour-contemporary-florida-fuchsia-original (320×428)
Color blocked living space. #livingroom interior design, sofas, flooring, ceiling, lighting, rugs, coffee tables, art in the living room #decorating loft wallpaper
Interior Designer John David Edison gives us color galore in this colorful Toronto, Ontario home. If you begin to feel tingles in your brain - stop and take a break before you #home design ideas #home decorating #living room design #luxury house design #modern house design| http://modern-house-design.lemoncoin.org
Classy black and white home with splash of color. Love it! #retro # chandelier #living room design #home interior design 2012 #modern home design #home decorating before and after| http://awesome-home-decor-photos.blogspot.com
Classy black and white home with splash of color. Love it! #retro # chandelier #living room design #interior design #home interior| http://amazinghomedesignsimages.13faqs.com
Florida Beachfront Residence - Vero Beach, USA - contemporary - living room - other metro - by John David Edison Interior Design #modern house design #home design #living room design #room designs #home decorating before and after
brightly colored Contemporary Living Room design by Interior Designer John David Edison ...
Amazing color #Dream Houses #Dream Home
bright yellow curtains
Interior Design, Living Rooms, Color, Dream House, Livingroom, Yellow Curtains, Window Treatments, Room Design, Bright Yellow
Colorful Eclectic Living Room #living room design #interior design #modern home design| http://bonsaichristy.blogspot.com
Decoration, Bright Living Room With Yellow Curtains Awesome Colorful Living Room Design Ideas Listed In Colorful Curtain For Your Bright Home Some Images Of Article With Theme About Yellow Walls What Color Curtains Design With Some Small ~ Interior Room With Yellow Walls What Color Curtains For Rooms
Colorful Eclectic Living Room #interior decorating #home design ideas #living room design #modern interior design| http://mens-fashion-9661.blogspot.com
Colorful Eclectic Living Room #interior design #room designs #interior decorating| http://halloweencaleigh.blogspot.com
Colorful Eclectic Living Room #home decorating before and after #home designs #home interior design 2012 #home decorating #room designs| http://wedding-reception-edna.blogspot.com
Colorful Eclectic Living Room #living room design #modern house design #home interior design 2012| http://interiordesigndarwin.blogspot.com
Bright Living Room With Yellow Curtains #room #livingroom
bright yellow curtains. Love the colors
bright yellow window treatment
A colourful life: Colours, patterns and textiles - myLusciousLife
Colorful home


text:
February 15, 2013
University of New Hampshire (UNH) President Mark Huddleston testified on behalf of ACE and 10 other higher education associations yesterday at a House Ways and Means Committee hearing on "Tax Reform and Charitable Contributions."
The hearing was called to examine the itemized deduction for charitable contributions as part of the overall effort on comprehensive tax reform.
In his testimony, Huddleston noted that while the higher education community recognizes the pressing need for major, long-term deficit reduction and reforming the tax code, caution should be used when considering potential changes to the current charitable deduction, which is vital to generating support for colleges and universities.
He said that at UNH, more than two-thirds of charitable giving supports student aid, "because maintaining affordability and access to all, regardless of income, is both a priority and a challenge, and because our alumni, parents and friends are committed to supporting our mission."
Huddleston also discussed the decline in state funding and the fact that private support was vital to the effort to replace some of those lost dollars.
"The State of New Hampshire currently provides only 6 percent of our operating budget, after the largest percentage cut in appropriation in the nation's history: 49 percent, in 2011. In fact, if the state doubled its support, we would still be last," he told the committee. "The state's subsidy to each public college and university student in the state has fallen by $5,000 in real terms over the past decade; it now amounts to less than $600 per year. We were already cost-effective—our cost per credit hour is 30 percent lower than our competitors in the Northeast—and we succeeded in absorbing almost 80 percent of the most recent loss in funding. Under these circumstances, private philanthropy is especially critical to our mission."
The committee heard from an extraordinary number of witnesses—seven panels comprised of 42 speakers from some of the most high-profile nonprofits in the country—after Rep. David Camp (R-MI), the committee's chairman, opened the hearing to anyone wanting to testify.
Also see:
Charities Get Tough Questions on Tax Breaks—and Can Expect MoreThe Chronicle of Higher Education (sub. req.)
April 28, 2016
The Washington Post reports that the White House has unveiled a series of initiatives to improve the way the government collects payments on education loans, at a time when defaults are rising. In other news, former ACE Fellow Scott Newman writes in...
Health Care Reform
April 27, 2016
ACE is hosting a free webinar May 12 from 1-2 p.m. (EDT) on whether helping graduate students pay for student health insurance could trigger penalties for colleges and universities under the Affordable Care Act.
Institutional Capacity
Read more about the ACE Institute for New Chief Academic Officers, CAO and CBO Collaborations: Working Together for Student Success, and ACE's Advancing to the Presidency workshop.
Supporting Military-Connected Students
April 25, 2016
ACE's second Service Member and Veteran Academic Advising Summit brought together experts in military-connected student populations, admissions and academic advising, veterans employment and transition assistance.
Leading Internationalization
ACE's Center for Internationalization and Global Engagement released findings this week as part of the final report in a three-part series on internationalizing the co-curriculum, Internationalization and Student Affairs.
Past ACE News

subset: commoncrawl


text:
What does JIAM stand for?
JIAM stands for Jesus Is Alive Ministries (various locations)
This definition appears very rarely and is found in the following Acronym Finder categories:
- Organizations, NGOs, schools, universities, etc.
See other definitions of JIAM
Other Resources:
We have 1 other meaning of JIAM in our Acronym Attic
- Abbreviation Database Surfer
- « Previous
- Next »
- Joint Integrated Avionics Directorate
- Journal of Interactive Advertising
- Joint Integrated Air Defense System
- Japan Indonesia Association for Economy Cooperation (Japan)
- Journal of International Agricultural and Extension Education
- Joint Institute for Advancement of Flight Sciences
- Journal of the International Academy of Hospitality Research
- Joint Interagency Liaison Officer
- Japan Intercultural Academy of Municipalities (Karasaki, Japan)
- Japan International Apparel Machinery
- Joint Institute for Advanced Materials (UK)
- Joint Inter-Agency Meeting on Computer-Assisted Translation and Terminology
- Joint Integrated Air and Missile Defense
- Joint Integrated Air and Missile Defense Organization (replaces JTAMDO)
- Journal of the International Association of Medical Science Educators (peer-review publication)
- JSOC Information Automated Network
- Japan Information Access Project
- Journal of the International Association of Physicians in AIDS Care
- Joint Integrative Analysis and Planning Capability
- Joint Integrative Analysis and Planning Center (US DoD)


text:
Eighteen up, eighteen down.
While a potential perfect game was squarely on Dylan Baker's mind, his arm was his main concern. And in his Carolina League debut on Tuesday night, he tossed six perfect innings before reaching his pitch count as the Carolina Mudcats blanked the Frederick Keys, 7-0.
"Just pounding the strike zone made my off-speed stuff better," Baker said. "Just throwing strikes, and [the Keys] couldn't really read me."
The 22-year-old right-hander fell behind only two batters, struck out four and retired eight on ground balls.
Baker is no stranger to going the distance in his brief professional career. Last season with Class A Lake County, he ranked fourth in the Midwest League with 143 2/3 innings pitched and worked a six-inning complete game. But with a new level comes new limits for the sake of preserving the young arm.
"I would rather come out than get an arm injury early in the season; I think it was the smart thing to do," the Indians' No. 16 prospect said. "Today was supposed to be five innings or 80 pitches, but my count was low after five, so they kept me in. I think it goes up to 85 next time."
Jacob Lee relieved the Alaska native to start the seventh and immediately lost the perfect game when Glynn Davis hit a leadoff triple. But Lee kept the shutout intact during a two-inning stint and Rob Nixon pitched around a hit and a walk in the ninth.
The Mudcats staked Baker to a lead before he took the mound, then scored in each of the final four innings to pull away. Erik Gonzalez went 3-for-5 with a triple, an RBI, a stolen base and a run scored, while Anthony Gallas plated two runs.
"They were [hitting] great tonight," Baker said. "The other pitcher was good and they kept on battling."
The "other pitcher," Orioles No. 16 prospect Branden Kline (1-1), gave up two runs on three hits over six innings with two walks and eight strikeouts.
Featured Players
Top Stories on MiLB.com
- Bucs' Glasnow highlights Pitchers of the Week
- Wahoos' Ervin leads Players of the Week
- Roundup: Braves' Ruiz, M's O'Neill show power
- White Sox's Anderson emerging from slump
- Johnson trying to stay healthy with I-Cubs
- Cats' Parker breaks out with three home runs
- Darvish breezes in first rehab start with Frisco
- MiLB's unique dishes served up in Food Fight
From MiLB.com Blogs
- MiLB Prospective: Minoring in Twitter: Life in the Minors, featuring leaky buses, pharmacy dining and dirty laundry


text:
Anyone using Hans Nieper medications to lower blood glucose ?
Hans Nieper, in his book "The curious man" cites calcium arginate, magnesium arginate and zinc arginate as mineral transporters able to dramatically lower blood glucose levels in type 2 diabetes and to restore the effectiveness of insulin.
He talks too about calcium 2-AEP, potassium 2-AEP and magnesium 2-AEP as substances normalizing blood glucose and preventing diabetic complications.
Has anyone tried these products ?
How can I view entire discussion thread on a single page?
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text:
Here are some listings you might like:
Below is a snapshot of this listing from Nov 20, 2012.
This rental at 4940 71st Street is within the boundaries of Sacramento City Unified School District.
Market rate for this listing is $1,295 based on the surrounding areas and market conditions.
|This listing is priced
|Zip Code
|19% less than
|95820 Homes for Rent
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|Unified School District
|36% less than
|Homes for Rent near Sacramento City Unified School District


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Blog Entry# 417009
Posted: May 05 2012 (4:03PM)
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Rep. Matt Salmon's (R-Ariz.) gay son told local news channel KPNX Sunday that CNN and MSNBC cancelled interviews with him after he said he informed producers that he wouldn't attack his father on air.
Both networks dispute the claim.
The younger Salmon said MSNBC's The Last Word With Lawrence O'Donnell cancelled his appearance because "they had intended to be critical of him and… I was unwilling to do so." He said CNN's Piers Morgan Live initially "seemed very gung ho about" an interview, but when he said he wouldn't criticize his father, "they seemed to lose interest.
A spokeswoman for MSNBC fold BuzzFeed "a producer had initial conversations with Matt, like we do with many potential guests every day, but he was never formally booked for the show."
Someone close to Piers Morgan's show said, "This isn't accurate. The show simply booked up with other guests on a different topic. Happens all the time in cable news."
This article has been updated to include responses from an MSNBC spokesperson and a CNN source.
- Donald Trump is the last Republican standing. Ohio Gov. John Kasich has ended his presidential run 🇺🇸
- Prime Minister David Cameron has bowed to pressure for the UK to accept more unaccompanied child refugees.
- Spelman and Morehouse — elite, historically black U.S. colleges — have again been forced to address sexual violence after an alleged gang rape.


text:
The Due Diligence Problem
A recent Housing Wire article headline reads:
Returns for REO-to-rental investors could reach $100 billion.
In the article CoreLogic is quoted with the following opinion:
"According to CoreLogic, West Palm Beach, Fla. (12.4%) offers the most attractive cap rate, followed by Cleveland (12.3%), Fort Lauderdale, Fla. (12%), Chicago (11.6%) and Las Vegas (11.4%).
The markets with the lowest cap rates include Honolulu (5.4%), Raleigh, N.C., (7.3%) and Austin, Texas (7.7%)."
As Treasury yields head toward zero, even Honolulu at a 5.4% cap rate looks like a bargain. I should better go get myself some of these distressed properties. Coincidentally, Fannie Mae is having a big bulk sale of 2,500 properties in Atlanta, Chicago, Las Vegas, Los Angeles, Phoenix and Florida. Since I am greedy, I am going to start with Florida (West Palm Beach) and check out some of these 12.4% cap rate investments.
From the Fannie Mae REO website, known as Homepath, there are 182 listings in West Palm Beach ranging from $10,000 to $444,900 in asking price. The $444,900 price may be misleading, since only 14 of the 182 listings are above $200,000 and almost two thirds are below $100,000. I think I can safely assume that what Fannie offers in the bulk sale would be similar to what they have currently on the market, and likely tilted towards the lower end.
I am going to pick this property on Executive Center Drive to start my due diligence. The asking price of this 3 bedroom beauty is only $18,500. Again, from the article linked above:
"After making certain adjustments such as the normal REO 30% distressed-price discount, the cap rate for the nation's overall single-family rental market in January was 8.6%, down slightly from 8.8% a year earlier, but up about 3% from 2006 during the heath [sic] of the housing boom.
"If bulk sales do come to market, investors are likely to gain some concessions that are deeper than 30%," CoreLogic said. "If the price discount rises to 40% to 50%, cap rates would increase to between 10% and 12%."
It is such easy money, maybe I should be generous and pay $15,000 for this baby and start from there. A quick and dirty rent survey using miscellaneous rental websites suggests a rental value of $700 to $900 per month. Working backwards, to generate a 12.4% yield, all I need is $155 per month in net income from this $15,000 purchase price, so I should have plenty of room for profit.
Next, I need to inspect the property and budget how much is going to be needed to make the unit rent ready.
Since this is a condo, I would need to do the usual analysis. How solid is the HOA [homeowner association, ed.]? Is there any deferred maintenance not covered by reserves? How many units are delinquent in their dues, and by how much?
Fannie is not offering financing for this unit. That is probably an indication that the owner occupancy ratio is not high enough, or there may be other reasons. It is also not likely going to be on the FHA approved list. In spite of its low price, a first time buyer may not be able to find financing for this unit.
By my buying this unit as an investor, I am exacerbating the problem by adding yet another non-owner occupant, reducing the likelihood of future agency financing for the project. Furthermore, as the price that I am paying is likely to be far less than what the other owners in the building paid for their units, would it trigger more strategic defaults? These are all sticky issues, but let me put that aside for now.
Then I noticed it was constructed in 1971, before asbestos was banned. That would be another check on top of the other usual stuff like mold or radon gas. While I am at it, I might as well check out lead based paint and ADA compliance issues.
Finally, there could be loose ends that may pop up as I inspect the property and read through the files. Since I am such an experienced professional, I estimate that I can complete all of the above in just one eight-hour day, a task that I am sure would take a rookie several days, if not weeks. Upon my findings, I make the necessary price adjustments and put that number down on my master bid list. I determine that not only should I have a 12.4% annualized yield, I may even have tremendous upside if the market recovers. Job well done.
Damn, wait a minute here. It takes me one day to do a thorough analysis on this one property. $15,000 invested at a 12.4% cap rate would yield me a whopping $1,860 per year, which seems hardly worth the effort. For this 2500 properties bulk sale from Fannie, it would take me seven years with no days off to complete my thorough due diligence.
How about if I find a few partners of equal competency and split up the work? Now the due diligence is down to a couple of years, still way too long. Maybe I should farm out the work to less qualified employees/contractors, but then my risk will increase commensurately. I need to reduce the risk. Maybe I should find some investors to bear some of the risk instead of using my own capital. With less of my own skin in the game, I could cut the analysis short, but it would still take way too long.
Making Money with Other People's Money
As I was sitting here procrastinating, a few big Wall Street firms called. They said they have tons of OPM (other people's money) burning a hole in their pocket. "What is expected of me?" I asked.
They said they needed some song and dance about how experienced I am regarding distressed properties. I should just make sure that I mention that I have some type of proprietary computer model. That one is easy.
Then they needed a bunch of fancy looking charts, preferably in color. The charts do not really need to say anything, they just have to look convincing. That one is also easy.
Finally, they needed some fancy looking spreadsheets. Once again, the content really doesn't matter. They only need the last spread sheet to clearly say that the proforma yield is over 15%.
How simple. My real estate investment model just turned into an OPM fee model where I will make money off all the fees, make more money if somehow the investments pay off and do not have to risk a dime of my own capital.
Come to think of it, I think these Wall Street firms are the very same Wall Street firms that told Countrywide to make as many subprime loans as possible because they could sell them to managers of OPM from all over the world.
How much OPM is out there chasing distressed assets? One recent Housing Wire article hinted that there may be 300-400 bidders submitting qualification packages for this 2500 properties sale by Fannie Mae. A recent "invitation" only auction of 500 properties by Bank of America supposedly attracted 175 qualified bidders. With so much interest from all these cash buyers, do I really stand a chance in picking up a bargain?
Not all properties are suitable for a rental pool. By the time you sort out the list, it is obvious that OPM and entry level buyers are in direct competition for the same properties. Is it the Bernank's intent to make money so inexpensive that Wall Street fat cats are throwing in cash to compete with the Joe Six Packs who cannot qualify even at these low prices and sub 4% mortgage rates?
Lenders are not complaining because it is a golden opportunity to dump the junk that has been sitting in their REO inventory for months, if not longer.
Builders are delirious. All the entry level buyers are forced into the new homes market via FHA financing! In addition, the Ma and Pa investors who cannot compete with the Wall Street fat cats are also forced into new homes, once again hoping to have an asset that may appreciate in value a little more than what Bernanke's zero interest rate policy offers for their savings.
Under these circumstances, prices at the low level should be experiencing a sharp ascent. Yet, all we see so far is at best a degree of stabilization. I eagerly await the results of the bulk sales. They should be very revealing.
Case-Shiller 10 and 20 city composite home price indexes: still declining, but at a lower rate of change.
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Pa. man to police dog: 'I'm gonna kill Fido'
He threatened to bite it and barked at the dog while staging a home invasion
Associated Press
PITTSBURGH — Authorities responding to a call about gunfire in Pennsylvania encountered a man walking out of a home where the door was kicked in and the porch was littered with shell casings, and they say he threatened to bite a police dog, barked at it and yelled "I'm gonna kill Fido."
Police say 39-year-old Shawn A. Seif of Homewood appeared to be staging a home invasion at about 1 a.m. Tuesday. Seif owns the home but didn't tell police that.
Seif is charged with tormenting a police animal, resisting arrest and marijuana possession. He is being held in Allegheny County Jail, unable to make bond. No attorney was listed on court papers.
Copyright 2012 Associated Press
Copyright Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
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The Love Boat 1977 | TV Show Watchlist
Season 3, Episode 10 Critical Success; The Love Lamp Is Lit; Take My Boyfriend, Please; Rent a Family; The Man in Her Life
First Aired: November 10, 1979
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All items that were in a double paper bag. I loved that idea. Also delivered on time. When going to Disney, time is everything. Did a great job. Even had a follow up call to make sure everything arrived.
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Relevant offers
Te Awamutu's only legal high shop cannot sell for 21 days until the Ministry of Health decides its fate, and locals are delighted.
The M Centre in Sloane St is unpopular with locals but has had a recent boost in business from Hamilton buyers seeking new sources.
But its licence - the only one in Waipa District - was suspended on Friday through a letter from Dr Donald Hannah, manager of the ministry's psychoactive substances regulatory authority.
During the 21-day suspension, the authority would decide whether the shop's licence met the conditions of the Waipa District Council local approved products policy, Mahendra Baruchi, of the M Centre, was told.
"As a result of the licence being suspended you must immediately stop trading in psychoactive substances." Waipa District Mayor Jim Mylchreest said it was a win for the community and council - but it wasn't over.
"We've been left to clean up a mess. It's communities and families who suffer while drug retailers and manufacturers go laughing all the way to the bank. It's wrong - all wrong," he said.
"We've done all we can within the limits of the law and while the whole process has been frustrating, it's good to see the ministry has acted relatively quickly in this instance."
The increase in customers after the Hamilton closures had been a serious concern for the council and local police and "incredibly unfair" on retailers and locals, Mr Mylchreest said.
The suspension was also good news for Betta Electrical owner John Haworth, whose business is a couple of doors down from the M Centre.
"I'm hoping they close the place down," he said.
"It's just the type of people that have been coming in. They park in our carpark. I've seen young ladies who leave their children in the car while they go up to the shop."
Recently he came to work to find vomit and dirty nappies in the carpark.
The Waipa District Council brought in a policy on legal highs on March 25 and earlier this month urged the ministry to move faster on the M Centre's suspension.
It believed the retailer was breaching the policy and it was worried about Hamilton users flocking to Te Awamutu.
Baruchi was unable to be contacted before the Waikato Times went to print.
- Waikato Times
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Income Tax Service
233 S Olive St C Ste Waconia, Minnesota 55387(952) 442-5259
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AboutIncome Tax Service is located at the address 233 S Olive St in Waconia, Minnesota 55387. They can be contacted via phone at (952) 442-5259 for pricing, hours and directions. Income Tax Service specializes in Wills, Domestic Partnership Agreements, Divorce Issues.
Income Tax Service has an annual sales volume of 0 - 500K. .For more information contact Greg Gavin, Executive
Income Tax Service provides Asset Management, State Returns, Refund Anticipation Loans to it's customers. For maps and directions to Income Tax Service view the map to the right. For reviews of Income Tax Service see below.
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Click to see the full book store and all of the recommended books from Best Boomer Towns.
Sign up now to get in on the latest news and information for Baby Boomers looking for the best places to thrive!
You are a Baby Boomer if you were born between 1946 and 1964. You are educated, active and resourceful. You are searching for less stress and more living, you may be an empty nester, you prefer less traffic, fewer taxes and more fresh air and exciting activities! There are no rocking chairs in your future - you prefer pilates, hiking, biking, volunteering, wine club, book club, university classes, surfing the web, telecommuting, yoga, golf, tennis, walking your dog, senior dating and plenty of social activities.
The beautiful fall weather here in Austin beckons us outside to explore all of the city's many parks and trails, followed by a stop by one of the many restaurants and cafes offering outdoor dining. Now is the time to meet up with friends and take in the fresh air because is doesn't get any better than fall in Austin.
In effort not only to promote the GO LOCAL philosophy, but to bring yoga to beer lovers as well, we present Bend and Brew!
The Western Carolina State Fair is full of family fun!
This is the only beer festival for and by Texas Brewers. Features the best of Texas craft brewers and displays the beer community.
Drummer/percussionist Scott, an Athens resident who is world renowned as a jazz musician, and his combo will deliver a jazz performance. Jazz singer Winkler will open the show.
Gavin from County Durham in Northern England sings, plays guitar, bouzouki and may pull out some Irish pipes and perform Celtic ballads and pub songs. Celtic Music is steeped in history and Gavin loves to share the stories behind the songs.
A celebration of our mountain heritage with bluegrass music, Appalachian skills, arts and crafts, storytelling and good food.
An outdoor concert featuring popular music performed by the Las Cruces Symphony Orchestra
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Located in Washington's fashionable West End and adjacent to historic Georgetown, Fairmont Washington, D.C. welcomes guests in capital style. A sunlit urban oasis that soothes the spirit, the Fairmont is the perfect hotel for business or leisure travel. Fairmont Washington,D.C., Georgetown is known for its engaging service and stylish surroundings, offering 415 luxurious and spacious guest rooms and suites that celebrate many local traditions.
In December 2015, Fairmont Hotels & Resorts welcomed the renowned Claremont Club & Spa, A Fairmont Hotel to the company's unrivaled portfolio of iconic hotels. Built in1915, Claremont offers 276 handsomely restored guest rooms and suites, an impressive clubbed spa, and an unparalleled dining portfolio.
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Where does Santa hole up? It could be at Swissôtel Chicago's Christmas-themed Santa Suite. From now until Christmas Day, you can tour the 41st floor Santa Suite, complete with Christmas trees, a table set for Santa Claus and his reindeer, and a gift for the children on his nice list. Every child who visits the suite will receive their very own keepsake ornament and anyone can write Santa a letter while in the suite.
Escape the grey and overcast weather this year with a winter break in Winnipeg, one of Canada's sunniest cities. Embrace the dazzling white landscape and blue skies by heading outdoors. Ice skate on the historic Fork's river trail, snow shoe in Bird's Hill Park, or simply relax in the thermal pools at Thermea Spa. Celebrate the city's outdoor culture with great live music, authentically local food and wondrous snow carvings on the ice.
Every year for the past 20 years, Fairmont Royal York hosts an annual Tree Lighting Ceremony on the last Friday of November; a free event for anyone to attend located in our historic lobby. It takes a full month to prepare our hotel for this event - with a total of 47 Christmas trees, and 40,000 Christmas bulbs on over 100 wreaths and boughs decorated by two very dedicated full-time "Christmas Elves." In fact, our magnificent 22ft tall Festive Tree is decorated with more than 15,000 lights and countless vintage ornaments.
This fall experience the best of Chicago. Overlooking Grant and Millennium Parks, the Fairmont Chicago features 687 guest rooms including 65 suites. For our more discerning guests, reserve our exclusive lifestyle hotel experience, Fairmont Gold. mySpa is an 11,000 sq ft urban sanctuary featuring 8 treatment rooms and a fitness studio. Aria Restaurant is regional American specialties prepared with locally grown ingredients. East meets west at Aria Bar, Chicago's favorite sushi club. This fall Chicago has some exciting activities to entice you to join us in the Windy City.
This book is a wonderful guide to both well-known and less popular points of interest in the Prescott area. The historical detail has obviously been well researched and is very fascinating, making the book an invaluable, must-have companion. The accompanying photographic documentation is also very complete.
All in all, it is a unique and valuable resource for promoting our mountain paradise.—Asheville Citizen Times
The Ultimate Guide is thoroughly researched, organized for easy use, and illustrated with many of Pantas own gorgeous pen and ink drawings.—Hendersonville Times-News
How to Love Your Retirement shows the baby-boom generation how to plan for, and succeed at, this stage of life, whether relaxation, travel, education, or even a new occupation is the goal. Packed with helpful, entertaining stories and real-life advice from hundreds of retirees who are making the most of their post-work lives, this honest and useful guide covers such topics as how to pick the best time to retire; learning to live with a spouse 24/7; staying fit; starting fresh in business, love, and family; traveling; going back to school; and more.
In 'The New Retirement', global economic strategist Sherry Cooper explains that the boomer generation will be reaching traditional retirement age very soon and the enormous wave of boomer retirees will crest in 2025. This phenomenon will profoundly affect the labour markets, the economy, and financial markets for decades. But will boomers retire the way their parents did? Will they work longer and transition gradually into semi-retirement?
Are you among the millions of inspired professional people who are contemplating retirement? Perhaps you are already retired. A significant issue that you will have to deal with is what to do with all of that time.
Without a doubt, retirement today does not resemble our parents� retirement. We are living longer, more active lives. For most retired professionals, playing bingo and going to the local lodge may not be a vision for the future.
Witty, optimistic blueprint for the first-wave boomer Superwoman to ensure a successful second adulthood for both herself and her husband, also nearing retirement. Full of references to the first-wave boomer experience (sixties through today), the book borrows from corporate reengineering strategy to guide the couple with a vision statement, goals, and objectives that speak to them. Author is a Superwoman herself and makes that psyche transparent in the book, writing from her experience.


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Free forum : A planet which is built on the dreams of Shinobi and Magicians. A coexisting world which has its ups and downs even to this day. A Region based roleplay.
free, forum, mylania, planet, which, build, dreams, shinobi, magicians, coexisting, #world, downs, even, this, region, based, roleplay, adventure, martial, arts, ninjutsu, genjutsu, senj
The Last Airbender: New Chapters RP - take your own voyage through the massive world of The Last Airbender.
last, airbender, avatar, roleplay, roleplaying, forum, official, games, playing, role, roles, characters, chapters, a:tla
Here is the right place to talk about the wonderful world of translation!
The Dark One's realm which he has brought you too. Part Rp/Part Art/Part DND style play. Welcome to our world, welcome to our kingdoms.
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Organization makes the world go round. As long as the world goes round, we don't die. Lets not die.
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The world of Semara and hav0k
We've heard known killers that stalk the lands of our fantasies, in this world they are real. But there was a prank, and they have been turned into murderous felines
kittypastas, we've, heard, killers, stalk, lands, fantasies, #world, real, prank, turned, murderous, felines
The Home Of The Lord Gaming Clan. We play Battlestar Galactica Online, Star Trek Online, Neverwinter, and finally World Of Warships. Join Today!
lord, clan, gaming, battlestar, galactica, star, trek, online, neverwinter, worldofwarships, wows, #world, warships
Free forum : A roleplay forum in a crossed over world.
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Welcome to Black. Take arms with your keyboard and dive into the world of fantasy and adventure that awaits you inside 'The Realm'. On our forums you will find all you need to quell your literary passions. Welcome to your new home.
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A world full of the undead and living!


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What is VIC+2???
Started Jul 16, 2012 | Discussions thread
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herzmeg • Forum Member • Posts: 75
What is VIC+2???
Using GXR-M.. Just noticed that on the lower right part of the screen it says VIC+2. Going through manuals was no help... What is that?!
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|Jul 16, 2012
|Jul 17, 2012
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Started by Mackar in Ski Chatter - 29 Replies
I know the DIN settings for all my family and regular ski friends.
By all means check the DIN value before getting on snow,,,but also have technician check the REAR tension setting !
You can have the correct DIN setting,,,but if that rear tension pressure is not set correctly,,,,,off you go into the woods !
How is this done ?
On all bindings you can move rear unit via a screw, a rail or a level ! This is done to create enough pressure on the heel to push ski boot forward on front toe piece!
Too low pressure, boots will come off at smallest pressure
Too much pressure,,,boots will never come off!
On rental ( hire) skis there is a long track in the back and often when technician is in a hurry,,this unit is NOT placed correctly !
For skiers who want to check their own units see manuals or ask shop to tell you how to,,,
There are several indications.
On some the screw head must be flush to housing
On some there is a range ( with lines) on base with a triangle as indicator!
On some there is a window on side with a white line
For a safe ski day check this !
Happy Summer every one!!!
It is the boot length in millimetres than is the important factor.
Worth knowing your boot length - assuming own boots/hire skis - and then just look at the lines to make sure this corresponds with your boot length.
Like you,I once deliberately set a low DIN setting, thinking a) I never fall, b) I therefore would be protecting my knee. Then I jumped onto a steep off piste, and, errm, walked out of my ski. The skibrakes didn't work in powder, and I followed the track hip-hoppy for half a kilometer, eventually finding about three inches of tail sticking out of the snow.
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Native Plants
Q. Who is Mr. Smarty Plants?
A: There are those who suspect Wildflower Center volunteers are the culpable and capable culprits. Yet, others think staff members play some, albeit small, role. You can torture us with your plant questions, but we will never reveal the Green Guru's secret identity.
Did you know you can access the Native Plant Information Network with your web-enabled smartphone?
Ask Mr. Smarty Plants is a free service provided by the staff and volunteers at the Lady Bird Johnson Wildflower Center.
rate this answer
Friday - October 03, 2008
From: Odessa, TX
Region: Southwest
Topic: Wildflowers
Title: Information about the bluebonnet
Answered by: Nan Hampton
QUESTION:What other plants live near a bluebonnet? What problems does the plant face, such as people, weather, and insects?
ANSWER:Lupinus texensis (Texas bluebonnets) grows in sunny areas across Texas (as well as Louisiana, Oklahoma and Florida) in pastures, clearings in woods, and highway rights-of-way. They grow together with many other wildflowers [e.g., Castilleja indivisa (entireleaf Indian paintbrush), Oenothera speciosa (pinkladies),and Gaillardia pulchella (firewheel)] and with a variety of grasses such as Schizachyrium scoparium (little bluestem) and Bouteloua curtipendula (sideoats grama).
The bluebonnet faces some challenges. They are eaten by a few animals, but not really by large herbivores. Lupinus spp. seeds do contain alkaloids that are poisonous if eaten in large quantities. Cattle and horses avoid eating bluebonnets almost completely. Deer will eat them in times of environmental stress when they are one of the few options left to eat. Sheep and goats, however, find them quite tasty and will clear a pasture of them. A few insects also eat the plant. For instance, the bluebonnet is larval food host for Northern Cloudywing, Gray Hairstreak, Henry's Elfin, Painted and American Lady, and Orange Sulphur butterflies. (Caterpillar Food Plants for Central Texas by Mike Quinn, Texas Parks and Wildlife).
Bluebonnets don't mind the cold. They typically emerge in late October and form a small rosette of leaves that persists through the winter—freezing weather and all. In late winter and early spring after the warm rains begin to fall, the rosettes grow into a larger plant and begin to blossom early to mid-March and reach their peak usually at the end of March and early April. The amount and timing of the winter rains determines the success of the blooming season.
The biggest hazard from humans comes when they trample through the bluebonnets while taking photos of their friends and family sitting among the blossoms. People are enamored with the bluebonnets. They drive many miles just to see them and photograph them. Along with other wildflowers, the Texas Department of Transportation plants bluebonnets, and then monitors their progress and schedules roadside mowings that will allow the plants to set and disperse their seeds. Bluebonnets give back more than their beauty—the plants fix nitrogen which enriches the soil for other plants. Bluebonnets inspire art—Robert J. Onderdonk and Porfirio Salinas were two great bluebonnet artists and many professional and amateur artists still capture the beauty of the Texas bluebonnet today.
More Wildflowers Questions
Wildflowers for April wedding near Austin TX
August 31, 2015 - Home wedding April 2016. Live North of Austin.on 200 acres ranch and would like to plant wildflowers. What to plant? When to plant? Flowers that will sustain in vase or bouquet?
view the full question and answer
Wildflower seeds planted in May for summer in Fairfield, TX
May 12, 2005 - Are there any wildflower seeds which can be planted in May for the summer? I have planted a wildgrass seed mixture I purchased from Turner Seed Company and planted it today (5-2-05). It was supposed...
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Native plant bibliography
March 20, 2004 - What book do you recommend for identifying the native plants and wildflowers of my region?
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August 07, 2006 - Can you grow Texas bluebonnets in Madison, OH which is right near Lake Erie?
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Sunlight needs for native wildflower seedlings from Double Oaks TX
January 27, 2014 - Last December I created a flower bed for my parents' backyard and sowed native wildflower seeds (obtained from Native American Seed). The bed is in full sun most of the day, and the seeds are alread...
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National Newspaper Publishers Association Mid-Winter Conference - November 25, 2015
LIVE STREAM EVENT: Black Lives Matter Lecture Series - November 18, 2015
The BlackPressUSA Poll – Who Won the Republican Debate? - October 28, 2015
New NAACP President Says Protest in His DNA - May 27, 2014
Community Health Centers: Fulfilling the Promise of the ACA, Eliminating Black Health Disparities - 23 hours ago
Congresswoman Eleanor Holmes Norton Calls for Probe of Government Advertising - 1 day ago
Skip Bayless to Leave ESPN: Latest Details, Comments and Reaction - April 27, 2016
Person found dead in conference room on Apple's Cupertino campus, reports say - April 27, 2016
Ask Alma: My Sister Just Got Pregnant and She's Still in High School - April 26, 2016
Black Caucus Members React to Tubman Replacing Jackson on the front of the $20 bill - April 26, 2016
Blackonomics: Are Black People Becoming Obsolete? - April 26, 2016
President Obama, Public Leaders Mourn Prince - April 25, 2016
Harriet Tubman: Economic Freedom Fighter - April 25, 2016
The Great Migration was a Triumph of the Black Press - April 25, 2016
Black Voters Are Now Up for Grabs
By Raynard Jackson
NNPA Columnist
I had an extensive conversation last week with a prominent Republican political operative about next year's congressional elections. This operative is one of the godfathers of Republican politics and has played at the highest level for more than 30 years.
He wanted to talk with me about the Black vote in light of President Obama being in the White House. He is not one of the Republicans who subscribes to the notion that the Black vote is not worth going after and he also thinks that current party chair, Reince Priebus, is leading the party in the right direction with his "Growth and Opportunity" initiatives.
This operative asked me how I would advise our congressional leaders and governors who are up for reelection next year. The first thing I would suggest they do is to sit with Priebus and his chief of staff, Mike Shields, to discuss how the "Growth and Opportunity" initiative can be replicated on a state and congressional district level. In the short term, this helps with their immediate reelection; in the long term, it begins to lay the groundwork for the 2016 presidential election. A two-for-one is pretty good in any business deal.
Our congressional leaders have little to no interaction with Black Republicans or the Black community. This is a very serious strategic mistake. Republicans have little appreciation for how disillusioned the Black community is with President Obama. Black physicians are apoplectic at how Obamacare is negatively impacting their medical practices; HBCUs are in open rebellion against the Obama administration's policies that are devastating their student enrollment; Black entrepreneurs are being shut out of federal procurement opportunities and are having very difficult times with access to capital from the very banks his administration has bailed out.
These three issues – healthcare, education, and small business – play to the strengths of our party; so why we are not taking advantage of this huge opening Obama has given us is mind-blowing.
There are several national organizations within the Black community that focuses on these three issues and I have had discussions with each of their executive boards. They are very open; no very enthusiastic about the possibility of establishing long-term relations with the Republican Party if and only if the party is willing to address their concerns with policy solutions.
They each have their own ideal solutions, but are willing to enter into a dialogue to see if the Republican Party can find common ground with them that will lead to legislation that they can support. Many of these organizations have leaned left politically, so their willingness to engage in substantive dialogue with the Republican Party is a tectonic shift in the political landscape.
Priebus has shown a respectful understanding of that shift. He and his staff have been masterful in building relations with prominent Black organizations that have long been ignored by the Republican Party.
Priebus hosted a luncheon in August commemorating the 50th anniversary of the March on Washington. In attendance were Marc Morial, President of the National Urban League; Hilary Shelton, head of the NAACP's government relations office; and Wade Henderson, head of Leadership Conference on Civil and Human Rights. Yes, you heard me right, they were Priebus' personal guests for the event. Priebus also attended the NAACP's national convention last summer and was warmly received by those wanted to take pictures and talk with him.
Priebus is also seeking to re-engage seasoned Black operatives such as the legendary Bob Brown and Kay James. These are people who understand policy and the optics of policy. Over the past several years, these veterans have been pushed aside for these millennials who have little to no appreciation for those who paved the way for them. Priebus understands that both must be engaged if the party is to make lasting inroads into the Black community.
So, Obama is driving away the Black community and the Democratic Party, but our congressional leaders have not given them a compelling reason to move to the Republican Party. If they come up with policy solutions that address the three above issues, Blacks are willing to listen and engage; but it has to be on a substantive level.
Priebus has given the blueprint; Christie has proven that it works. Congressional Republicans and Republican governors, can you hear me now?
Raynard Jackson is president & CEO of Raynard Jackson & Associates, LLC., a Washington, D.C.-based public relations/government affairs firm. He can be reached through his Web site, www.raynardjackson.com. You can also follow him on Twitter at raynard1223.


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We will be in this area for 5 days and have probably decided to stay in Vernazza, but open to options. Recommendations for B & B type lodging, rooms etc would like to keep our lodging at no more than 100-125 Euros We will be going in May of 14
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Cinque terra recommendations for lodging/transportation
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Are you sure there is 5 days worth of stuff to do there?
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Getting around - trains trundle thru and stop at each village - in season there are also boats serving the four seaside village - Corniglia is perched way above the sea - mini-buses meets trains at Corniglia's sea level train station to scoot up to Corniglia itself
and there are the famed hiking trails - 7 miles altogether with various degrees of difficulty between the villages - the Viale d' Amour (sp?) between Riomaggiore and the next town is a flat esplanade along the sea that even baby carriages can easily do - the rest involve actual trails with some serious ups and downs.
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There is definitely enough to do if you like hiking and boating! We were just there for 4 nights and wished we had one more! I definitely recommend the place we stayed, Arpaiu, overlooking the water!
I just wrote the Cinque Terre part of my trip report. Scroll almost all the way to the end to Oct 23...I put all the CT info in at once:
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Yes we do a lot of hiking! Which village is Aripau in?
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Don't be discouraged by the comment about not enough to do there. The Cinque Terre is unique and can be crowded in the summer but the lifestyles and options will make you want to return as well as stay. To each his own but in three visits, I have settled into the easy and comfortable rhythms the area present--especially if you have time to relax. We enjoy Vernazza--Albergo Barbara (not a B & B) and Monterosso. Arpiau is in Manarola. Enjoy the hiking. Paul
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and you can do some lovely day trips from any 5 Lands town to nearby places of great interest - all up and down the coast - Portofino is one.
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We stayed in Arpiau in manarola in 2010 and loved it!
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jamikins! Did you stay in the apartment or in a room in the main building? We just loved our apartment with its 2 huge windows overlooking the water. I'd definitely stay at Arpaiu again!
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By the way, if you look at the website for Arpaiu, the Ondine apartment has one major difference. Instead of the fold out couch, there is now a real bed sticking out from the left hand wall. The left window would be across from the bed (with plenty of room to walk between the two). All I had to do was open my eyes in the morning and there was a gorgeous view right in front of me without having to move!
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I thoroughly enjoyed my stay at La Torretta in Manarola:
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My sister, brother-in-law and I spent a week in the CT and could have spent more! We did a couple of day trips from there (Pisa and Lucca by train) and then took time to hike, explore several trails besides the main ones, poke into a few art galleries, took the train and boat around. And it was perfect for us. My BIL has a high pressure job so it was the perfect start for our trip.
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some folks, like me will be bored with the 5 Lands after a day or so - folks who like bigger cities and cities that do not 100% gravitate around tourism - places to walk around - longer walks than the tiny cramped villages afford - except for the trails of course - but a stroll at night.
Others will revel in the place with its neat coastal views and not having things that one just has to see - like museums, etc. Indeed they can be a good respite from the rigors of sightseeing that a Florence may require where one is compelled to see everything of interest they've been reading about.
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Leaa was all on JJ. She was dying to get fucked. JJ was tired from a nite of partying with the boys so he was not exactly up for it. Luckily for both of them he got a phone call from James and Zenza. They were no their way to handle that beautiful blonde euro babe. After a shower, the boys were already there for the show. Her round natural boobs and tight shaved pussy was fresh and clean. The boys wasted no time. She started to suck both of them off and have her perky titties sucked. Did not take long for her to start to get fucked doggystyle while sucking on a hard cock. They switched and switched and switched back and forth. Things were going great. Some ass licking and anal went down right before the climax of a double penetration. Awesome shoot. Enjoy it. Trust.
"Backseat Hotties"
Cindy Hope
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Rhiana Brown
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"Licking Party"
Lucy Heart
"Playing With Mia"
Mya Diamond
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Gina Gerson
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We expose slave masters and people smugglers in suburban Britain.
A journalist pays the ultimate price in Syria
26 Aug 2009 07:23 GMT | Politics
Governments around the world lose hundreds of billions of dollars every year in unpaid tax, money that is often desperately needed for essential public services and ensuring economic growth. But what can we do about the fact that not everyone is paying their fair share? A few months ago in the midst of the global economic meltdown, world leaders decided to crackdown on tax havens, countries whose lax financial regulations make tax evasion possible. Has anything changed? Hamish Macdonald has been in search of the world's missing millions.
Part two: Ivory Coast
Once regarded as a driving force in West Africa, the Ivory Coast is in dire straits today.
Its economy was left in tatters by an armed uprising in 2002 that split the country in half and led to prolonged instability, unemployment and violence. After long delays, the country is now heading towards elections scheduled for the end of the year. In the meantime, many Ivorians, particularly in the country's largest city Abidjan, remain frustrated by the continuing paralysis.
This episode of People & Power can be seen from August 26, 2009 at the following times GMT: Wednesday: 0600, 1230; Thursday: 0130, 1930; Friday: 1630; Saturday: 0330, 2030; Sunday: 0030, 0530; Monday: 0830.
Source: Al Jazeera
Behind the scenes with medics who struggle to cope with the deadly effects of barrel bombs dropped by the Syrian regime.
Syria's Civil War, War & Conflict, Human Rights
"And then you might understand how the death of Michael Brown became a tipping point in the US."
Magazine, United States, Racism
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Media, Brazil, Dilma Rousseff
Julio Docjar, a street artist from Sao Paulo, dreams of using his art as an instrument for social change.
Arts & Culture, Latin America, Brazil
We investigate the horrifying consequences for civilians under Russian air strikes in Syria.
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BUZZ COMIXOctober 17th, 2003 | by Tom
Some of you may have noticed the handy, new graphic underneath the comic navigation. This is a link to buzzComix – a top 100 webcomic resource list not unlike Top Web Comics.
Since it appears that the TWC is no longer functioning and is without aim to bring its service back to those who rely on it as a source of free advertising, I've turned to buzzComix to help spread the word about Theater Hopper.
The way it works is disarmingly simple – Just click on the graphic every day and watch as our vote totals rocket us toward the top. I know many of you have fallen out of the habit of doing it, so when you remember, just give us a little clicky-click. To help things along, you might see this graphic in the news post from time to time:
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READING MATERIALJuly 30th, 2004 | by Tom
Since it's a Friday and we seem to be doing "shout out's", I've decided to link up a couple of dudes I think you should check out.
First, whydoncha head on over to Fuitad.com. Please do not confuse this site with my former hosting company. People in the web comic community are already familiar with Fuitad. He's the guy who came up with Top Web Comics. Well, he owned a hosting company for a while – the one TH was having problems with – but sold it two months ago. Long before we were having any issues.
At any rate, Fuitad helped me get out from under that hosting situation and allowed for Theater Hopper to move to a new server. As a way to return the favor, I want you all to check out his site. He has a comic, by the way. It's drawn pretty well!
Another site I want you to visit is a comic that you will be talking about for a long time to come. Don't ask me how I know. I just know. It's called The Useless Superheroes and the illustration on this comic is OUTSTANDING! It's a loving parody of the superhero genre. If you read comic books like I do, you'll appreciate all of the references. It's extremely well done.
Also, because Zach Miller is the most handsome man in Minnesota, check out his new web comic, Joe & Monkey. Just so you know, he
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TOP WEB COMICSApril 1st, 2009 | by Tom
In my earlier post, I talked about my re-affiliation with TopWebComics.com and I wanted to take a minute to explain to everyone what it is and what my goals are.
People who have been visiting the site for a while remember that I was once affiliated with Top Web Comics. For the uninitiated, the site is a web comic promotion tool that gather votes submitted by readers and ranks the most "popular" comics on their homepage.
Top Web Comics was helpful resource when I was getting my start. It put the comic in front of a lot of readers as I ascended into the Top 10. I walked away from the ranking sites once I felt Theater Hopper could stand on it's own two legs.
It's been a few years since Theater Hopper and Top Web Comics parted ways. In that time, some readers have moved past web comics as part of their daily routine. Other people are being introduced to web comics for the first time. Now is a perfect opportunity to familiarize Theater Hopper with the next wave of readers and Top Web Comics is part of that strategy.
Here's how it works: I post a new comic every Monday, Wednesday and Friday just like I always do. But in the blog post, there will be a link to Top Web Comics where you can "vote" for Theater Hopper and contribute to it's higher ranking.
For you're trouble, you'll be treated to a bonus sketch that may or may not be related to that day's comic. It might be an addition to the punchline or a little extra scene. People who own a copy of Theater Hopper – Year Two will know what to expect. I collected several similar sketches from my previous tenure with Top Web Comics in that edition.
If you don't want to vote, that's fine. If you do want to vote, that's great! It's totally voluntary. But voting for Theater Hopper helps the site by raising its ranking on Top Web Comics and potentially bringing in new readers. Basically, it's a very high profile opportunity for some free advertising that I'm not going to pass up.
I should also mention that I'm thinking about selling these bonus sketches in the store sometime in the near future. So if you vote for the comic and see a sketch you like, there will be an opportunity for you to own it at a very affordable price. Look for updates on that in the future.
So there you have it. Pretty cut and dried. Now you know why I'm affiliated with Top Web Comics again and you also know what additional value you get out of the arrangement.
I want to say thanks to the people who have already voted. So far, we're up to #18 on the list. That's really good! Now let's see if we can crack the Top 10 in the next few days.
In the meantime, if you have questions or concerns, please feel free to leave them in the comments area below. I'd be happy to continue the conversation there.
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FORGOT THE INCENTIVE SKETCHApril 15th, 2009 | by Tom
I realized this morning that I forgot to upload today's Top Web Comics incentive sketch.
So, if it's not too late and you want to know what's up with the old guy in today's comic, vote for Theater Hopper at Top Web Comics to find out!
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THE INCENTIVE IMAGEApril 29th, 2009 | by Tom
It occurred to me that I forgot to upload the incentive image I normally use to bribe you into voting for me over at Top Web Comics. So it makes sense that I should maybe get on that. I've uploaded the image and you can view it when you vote for Theater Hopper at Top Web Comics.
For those of you who felt hoodwinked by Monday's incentive "surprise," you'll be pleased to know that Wednesday's incentive image is just a straight-up action shot of Wolverine. Scout's Honor.
I've created an image to go with the blog that will help the link to Top Web Comics stand out more. The idea will be to change the image behind the check mark for each new incentive sketch so you get a little preview when it updates.
Top Web Comics has an option to use a text link that displays the comic ranking. You can see I've made room for it on the image but I haven't figured out how to code that in just yet. Here's the link if anyone is interested: http://topwebcomics.com/rankimages/plaintext.aspx?comicid=6537 I'm trying to figure out if size, color and placement of the rank number can be controlled with CSS. If anyone has any bright ideas, leave your comments below!
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Iberian Warmblood for Sale- "Julia", Sire- Gavilan IV 10 yrs. 15h .Priced at: $15,000 Beautiful shiny Red Bay coat. Proficient 1st level and Schooling…$15,000
Spooky da Cat is a 16.1 hh / 5 year old Thoroughbred Gelding. Calm boy, beautiful mover, floaty trot and a kind horse. Plays well with others. Not a lot…$3,500
$25,900 Black Sterling LLC is proud to offer Houston (registered as Oeds), an AMAZING fairtytale horse with LONG HAIR!!! He is currently going L Level…$25,900
selena is very sweet 6 year old tall mare . has had very beautiful babies , she knows how to piaffe (dances) ,Spanish walk . rides English or western …$8,000
Dante... 2015 Gypsy sport horse gelding. Sire is the late Pendragon DFG (Gypsy Vanner) and Dam Is a national Show horse. Dante's Expected height is 15…$2,500
Very easy, fantastic mind, anyone can ride. Super nice to ride work with and be around. Goes in a rubber snaffle and prefers to ride on the buckle, absolutely…$2,500
This mare just went out and won the $500 1M Junior Amateur Stakes class at her first A rated show at Verdugo Hills with her junior rider also at her first…$18,000


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Nick Willis has smashed his own New Zealand 1500m record just two weeks out from his Olympic event.
Willis ran 3 minutes 30.35 seconds, finishing third at the Monaco Diamond League meeting this morning.
The time is 1.44 seconds faster than what he ran at the same meeting in Monaco last year. The time is also an Oceania record, beating the 3m 31.06s set by Australian Ryan Gregson in 2010.
The race was won by Beijing Olympic champion Asbel Kiprop from Kenya in the world's fastest time for 2012 of 3m 28.88s, followed by fellow Kenyan Nixon Chepseba in 3m 29.77s.
- Fairfax Media
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