text: We came back here after many years. The atmosphere is nice and similar to a country pub or grub pub. The variety of food in offer is good although some dishes (meat ones) were a bit pricey compared to the quantity offered. Food is quite good anyway and local wine is good and cheap.


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Knights of the Old Republic
HK-47 Skins
Forogorn returns with his first set of reskins; he has come up with 8 variations for HK-47. They are simple colour changes, and as with any graphical mod a review of the screenshots will reveal if
Show All
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the screenshots are for you. The modder just seems to have used the variation or hue option in Photoshop, perhaps in future he could experiment with pattern overlays, and various texture techniques to give his skins more variety and realism. Enjoy! -- jonathan7 Please leave the author praise and constructive criticism; which are often far more valuable than rating mods... [b][url=http://knightsoftheoldrepublic.filefront.com/news/For_Your_Ease_of_Refernece_the_Mod_Rating_System_in_a_Nutshell;39957]Mod Rating[/url]: Beginner [/b]
- File Name:
- hk47_skins.zip
- File Size:
- Date Added:
- 08-10-2009
- Download Last 2 Week:
- 0
- Downloads All Time:
- 411
- Popularity:
- 0.1%

subset: commoncrawl


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"What the f**k is Wayne Toth working on now? More nasty business for Lords. And to answer your questions… YES! There will be a lot of tits in the film as seen in the pics below."
That's Rob Zombie, teasing more of Wayne Toth's work for all the special effects geeks and for fans of movie magic in general. Toth is building a lot of creature effects for the satanic Lords of Salem, and the most recently revealed by Zombie's blog (via the ever-vigilent Fangoria) is a full frontal shot of the many nipples blotching the torso of something wicked. Something wicked that definitely hasn't been using the ab roller she bought last year.
For when you need to breast feed on battery acid.
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NJ police want to interview Titans WR Kenny Britt
Updated: January 15, 2013, 9:33 AM ETAssociated Press
JERSEY CITY, N.J. -- Police in Jersey City say they've been trying to contact Tennessee Titans wide receiver and former Rutgers star Kenny Britt to question him about an incident Sunday in which he allegedly drove a friend to the hospital after the man had been stabbed at a party.
Capt. Edgar Martinez said police need to interview everyone who was present at a Jersey City house party Sunday in which someone fired a gun through a first floor window and Britt's friend was stabbed. No one ...
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While we currently do not have any local counselors listed in this city, you can still get help by contacting a professional E-counselor.
Addiction is devastating. Not only to the one suffering but also to loved ones. Support groups in New York and counseling for gambling addiction in Richfield Springs NY, sex addiction, Richfield Springs NY internet addiction, drug addiction, and Richfield Springs NY alcohol addiction is a vital tool for recovery. If you need a support group, counseling or treatment for addiction in Richfield Springs NY, or need a therapist or clinic to help treat alcoholism or a substance abuse counselor Richfield Springs, NY, Theravive New York has life giving resources to overcome your dependency. Contact one of our addiction counselors today for immediate help and support.
Welcome to our network of therapists who specialize in addiction, Richfield Springs NY. Treatment and counseling for addictions in Richfield Springs: alcoholism, drug addiction, sex addiction, internet addiction, and gambling addiction are some of the specializations our New York therapists have that can help bring you or your loved on on a new journey of recovery. Addiction counseling Richfield Springs, NY and treatment can help put your feet on solid ground for new hope towards a better life.
Our purpose is to help people everywhere find great counselors and psychologists. Everyone can have a new start in life.
Theravive does not provide medical advice, diagnosis, or treatment.
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Top Definition
Slang for Pittsylvania County, the largest county in the state of Virginia.
I drove throug PittCo on the way to NC and I almost died from the stench of stale-marijuana-slash-cow-poo.
by Danville June 11, 2007
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How would it work? Basically if you're watching a show like AMC's Mad Men and you're drooling over the jacket or bag so-and-so has — or even one of the props in a scene — the app locates the brand and allows you to purchase it on eBay. Don't fret if you don't have an iPad, because the company is developing an app for other tablets and mobile phones. Is this something you'd be quick to download, or would you pass altogether? Could you even see the company going so far as to let fans know what makeup brands certain actresses are wearing? What other potential does an app like this have?
« 42nd International Film Festival of India launched its official poster DC Comics' Booster Gold Heads to Syfy »


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Live on CultureBox: http://francetv.in/davidmurraybbleues
David Murray was invited to perform at New York's Winter Jazzfest this January in an early celebration of his 60th birthday. He did three sets over two nights, each with a different ensemble, all playing the city for the first time. No surprise there — the saxophonist has recorded nearly 100 albums as a leader, with dozens of bands. He lives ahead of expectations.
A 20-year-old Murray took jazz by surprise in 1975, when New York was still reeling from the death of John Coltrane. The penetrating certainty and harmonic sparseness of Coltrane's late work left people awed. Murray made his
Murray's WJF run reached a climax with his Infinity Quartet, featuring longtime bassist Jaribu Shahid, pianist Orrin Evans and drummer Nasheet Waits alongside Saul Williams at Le Poisson Rouge. Murray first met Williams at Amiri Baraka's funeral in early 2014, where the firebrand poet premiered his jazz-inflected elegy, "Rottweiler Choir," and they began collaborating. Evocative of both Gil Scott-Heron's Pieces of a Man and Baraka's work with the New York Art Quartet, the set was a combustible riposte to the recent wave of political turmoil, as Murray parried Williams' verbal rallying cry. "I'm a candle! Chop my neck a million
Jazz Night In America filmed two of those sets at the Minetta Lane Theatre as part of Winter Jazzfest in early 2015. A four-man clarinet summit — featuring Murray with fellow reedmen Hamiet Bluiett, David Krakauer and Don Byron — echoes the project he played in with clarinetist John Carter in the 1980s. And a new collaboration with Geri Allen (piano) and Terri Lyne Carrington (drums) found the three improvising openly around loose themes.
Check out the 4th February on :
Winter Jazz Festival in New York City will feature a David Murray Revue including a Clarinet Summit where Murray will be joined by Don Byron, Hamiet Bluiett, and David Krakauer; Murray's Infinity Quartet with special guest Saul Williams; and a trio project with Geri Allen and Terri Lyne Carrington. Continue reading


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Kiba and Myu by AyakemonoWatch
©2013-2016 Ayakemono
This is an old pic of Myu and Kiba from Wolf's Rain. It's been years since I saw it so I can't remember much but I really liked this episode. It's the first time I see Kiba unwind and actually open up to anyone and I really like Myu. I possibly made this in 2008.


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Alton Cracker Factory Great Rivers Lodging
The Cracker Factory is nestled in the scenic Mississippi River town of Alton, Illinois. Guests can stay in the luxury and comfort of the Cracker Factory while visiting Alton for business or leisure. While there, they find easy access to many historic sites and the renowned Antique District. A variety of restaurants, entertainment venues, and cultural events are waiting to be enjoyed.
Jo-Al Winery
Jo and Al, husband and wife vintners, produce wines made from local fruits of nearby orchards and berry fields. Apples make a nice dry to resemble Chardinay. Blackberries are a little sweet with a dry finish. Strawberries are sweet and smooth. Their country store has home-made jellies, candies, pickles, beef jerky and one of the best salsas in Illinois. Come in for a free taste sample or to browse the gift shop.
Alton Memorial Day Parade
Celebrate Memorial Day by experiencing the oldest consecutive running parade in the entire nation. This parade began in 1868. Celebrate the history of Pie Town, Upper Alton and those who serve our country.
Lewis & Clark Point of Departure
Come and commemorate the departure of the Lewis and Clark expedition from Camp River Dubois. View life in 1803-1804 as the men prepare for their departure and re-enactors portray military life. On the grounds are craft exhibitors demonstrating early American skills, woodworking, candle making, marching drills, cooking and shooting demonstrations.
First Stop Bake Shop
Artisan retail bake shop offering a variety of baked goods and wedding cakes. Open Monday-Friday from 7 a.m to 5 p.m. and Saturday, 7 a.m. to 3 p.m.
CITY:East Alton
Elsah General Store
This quaint general store offers an array of of jams, syrups, bbq sauces, coffees and and grocery items as well as greeting cards, unique gifts and antiques. Open Wednesday-Saturday from 10 a.m. to 7 p.m. and Sunday, noon to 5 p.m.
Maeva's Coffee
A gypsy inspired coffee shop located inside Alton's historic Milton Schoolhouse.
Masters of the Sky
Witness the "Masters of the Sky" birds of prey demonstration. Come see eagles, falcons, owls and other birds of prey at this educational and informational program. Show times at 11 a.m., 1 p.m. and 3 p.m. The National Great Rivers Museum will be full of crafts and activities for the kids, opportunities for photos with "Eric the Eagle", and more!
Spoon Baking Company
Bakery sweet treats, fresh brewed coffee, specialty coffee, tea, and catering.
LuciAnna's Pastries
"Simply delicious" pastries and desserts that are sure to please every palate. Whether you are looking for a little taste of Europe, delicious coffee & tea, or cookies like grandma made (with just a little panache) you will find them at LuciAnna's Pastries. Come & relax in our warm inviting atmosphere.
Elijah P.'s Burgers and Brews
Elijah P.'s Burgers and Brews is a themed restaurant that celebrates Alton area history. Menu includes gourmet burgers, and other upscale menu items. Also serving 60 different beers on tap.
1904 General Store
The 1904 General Store came from the 1904 World's Fair. We sell fudge, chocolate bars, candy, and retail gifts/furniture. Open Wednesday-Saturday 10 a.m. to 5 p.m. and Sunday, noon to 4 p.m.
Sweet Ashley's Cottage
Antiques, vintage, retro and rustic home decor. Custom refinished & repurposed furniture. Unique gifts. Open Thursday- Saturday 10 a.m. to 6 and Sunday, noon to 5 p.m.
Mississippi Mud Pottery
Natural clay materials are molded and crafted right before your eyes into creative, functional stoneware pottery. Choose from a wide variety of handmade pieces to enjoy in everyday settings or as decorative objects. A popular item are the ceramic fish. Actual fish that have been caught on a hook and line are used to create a mold and clay is used to reproduce a likeness of the fish. After firing, the clay is glazed and natural or artistic colorations are applied. The finished piece is a unique one of a kind piece - a reminder of the one that did not get away! Open Wednesday-Saturday from 10 a.m. to 5 p.m. Sunday and Monday, noon to 4 p.m.
Live music venue and pub with full bar. Two stages and an extensive sound system accommodates a variety of live music and entertainment ranging from original songwriters, local talent and regional acts. Open F & S 4 p.m. to 12:30 p.m.
E.L. Flanagan's
E.L. Flanagan's is where food, friends and fun come together. They have wings, appetizers, salads, sandwiches & wraps, pizza & pasta, soups & chili, steaks & chops, chicken & seafod and burgers and baskets.
Farmers Restaurant & Bakery
Farmers Restaurant has been a 3rd generation family owned business since 2003. They specialize in 'Famous Pressurized Fried Chicken', 'Grandma's Homemade Cheesecake', 'Carrot Cake', 'Grandma's Bread Pudding' and many delicious pies and other desserts! Their carry-out menu features a choice of family meals at exceptional prices and their dine-in provides variety in our menu such as steaks, seafood, pastas or chicken dinners, and much more! All dine-in customers begin their meals with Farmer's freshly baked yeast rolls and sweet corn muffins. Farmers also serve varieties of salads, soups, chili, and sandwiches, and, of course, many desserts to choose from.
Buzzie's Again
Buzzie's Again has a wonderful 50s-60s atmosphere, with great food and service, and is fun for the whole family.
Hampton Inn & Suites
In the heart of Southwestern Illinois...Welcome to the Hampton Inn & Suites Edwardsville-Glen Carbon. Guests to the Hampton Inn & Suites® hotel in St. Louis-Edwardsville-Glen Carbon will find plenty to do in our area. Our hotel in Edwardsville-Glen Carbon blends the perfect mix of big city style and comfortable small-town charm. While you're here, you'll be near gorgeous homes, 85 miles of beautiful biking trails and the fun of sporting venues such as the GCS Ballpark home of the Gateway Grizzles. Check out fun and quirky spots like the World's Largest Catsup Bottle, less than nine miles from our hotel. Or head to Southern Illinois University Edwardsville, a mere three miles from our front door.
CITY:Glen Carbon
Dandy Inn Irish Pub & Restaurant
The Dandy Inn has good food and friendly service, and is among the oldest taverns in St. Clair County. Local lore says that Abraham Lincoln used to visit the tavern.
CITY:Fairview Heights
Don Rodger's Boutique
Operating since 1976, Don Rodger's Boutique offers a wide variety of men's and women's clothing and accessories. Don Rodger's clothing is fun, unique, and timeless. Also, Don Rodger's has one of the largest selections of sansabelts in the Metro, St. Louis area.
Ramon's Eldorado Restaurant
Ramon's has authentic mexican cuisine, a Mariachi band that plays from table to table, and a good selection of beer, including imports such as Dos XX and Modelo.
Oliver's Restaurant
Oliver's is located on the Runway of Parks Airport in Cahokia, Illinois. You can watch the planes land and take off while you enjoy a great meal.
Smoke Pit Bar-B-Que
Smoke Pit offers delicious smoked meat basted with homemade barbeque sauce with a large variety of sides. Check out our website.


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Aliases for CCAR2 Gene
Aliases for CCAR2 Gene
External Ids for CCAR2 Gene
- Entrez Gene: 57805
- Ensembl: ENSG00000158941
- UniProtKB: Q8N163
Previous HGNC Symbols for CCAR2 Gene
Previous GeneCards Identifiers for CCAR2 Gene
Summaries for CCAR2 Gene
GeneCards Summary for CCAR2 Gene
CCAR2 (Cell Cycle And Apoptosis Regulator 2) is a Protein Coding gene. Diseases associated with CCAR2 include breast cancer. Among its related pathways are Chromatin Regulation / Acetylation and Cell Cycle / Checkpoint Control. GO annotations related to this gene include enzyme binding and RNA polymerase II core binding. An important paralog of this gene is CCAR1.
UniProtKB/Swiss-Prot for CCAR2 Gene
Core component of the DBIRD complex, a multiprotein complex that acts at the interface between core mRNP particles and RNA polymerase II (RNAPII) and integrates transcript elongation with the regulation of alternative splicing: the DBIRD complex affects local transcript elongation rates and alternative splicing of a large set of exons embedded in (A + T)-rich DNA regions. Inhibits SIRT1 deacetylase activity leading to increasing levels of p53/TP53 acetylation and p53-mediated apoptosis. Inhibits SUV39H1 methyltransferase activity. As part of a histone H3-specific methyltransferase complex may mediate ligand-dependent transcriptional activation by nuclear hormone receptors. Plays a critical role in maintaining genomic stability and cellular integrity following UV-induced genotoxic stress. Regulates the circadian expression of the core clock components NR1D1 and ARNTL/BMAL1. Enhances the transcriptional repressor activity of NR1D1 through stabilization of NR1D1 protein levels by preventing its ubiquitination and subsequent degradation.


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Job Detail (EXPIRED):
Aircraft Pilot, Part 91
More AVIATION AND PILOT JOBS
last updated Wed, Feb 10, 2016 at 23:20 EST
Saudi Aramco
May 10, 2011
Aircraft Pilot, Part 91
Division Airplane Air Crew Div
Position Description
Saudi Aramco is seeking experienced aircraft pilots to
work, based on their relative experience and operation
needs, either as First Officers or Captains on Saudi
Aramco fleet which consist of the following ( Five B-737-
700, three Emb 170, two G550, two HS125-900, two King
Air 350, one C550, two AT-802). The fleet is USA
registered and therefore governed by FAA Part 91
regulation. Additionally, the operation is under the
operating rule of the local authority. The pilot will fly the
assigned duty per published schedule or as assigned to
him by either the Chief pilot or the respective Fleet Captain.
The duty will consist of supporting the company
requirement in the transportation of passengers and cargo
in support of the oil operation. The pilot will fly the aircraft in
accordance to FAA, local and established company
regulation and procedures. The average yearly flight hours
is between 400 to 500. The assigned flight duty may
consist of up to 8-9 sectors in one day and averages to 4-5
daily on a weekly schedule. All of the flights are done in
kingdom with no out of base stays except for the executive
fleet which required to provide executive services all over
the world for company officials.
Minimum Requirements
A. BA/BS Degree is desired.
B. Federal Aviation Administration Airline Transport Pilot
Certificate with multi-engine rating.
C. FAA Second Class Medical Certificate.
D. Minimum of 3,000 hours of total flight time, and six (6)
years active flying experience.
E. Satisfactory completion of all ground and flight training
for the appropriate aircraft.
F. Must have a comprehensive knowledge of flight
procedures, radio procedures, navigation, weather and
geography of the Middle East.
G. Must be acquainted with the laws and regulations
pertaining to flight clearances, air freight, and passengers
in countries where Company aircraft may be operated.
H. Excellent command of written and oral English.
Duties & Responsibilities
A. Performs duties as may be assigned by the Chief Pilot,
Senior Fleet Captain, and/or Senior Captains.
B. Duties and responsibilities include, but not limited, to
the following:
Captains perform the following:
Prior to take off:
A. Makes visual pre-flight inspection of the aircraft to insure
that it is airworthy. This includes inspection of all
equipment in the cockpit and checking the aircraft log for
previous flight remarks, time on engines, time on aircraft,
and maintenance work performed.
B. Checks personally, or with the First Officer, to determine
that all manifests and documents are properly completed.
C. Checks all instruments, engines and communications
equipment thoroughly prior to accepting aircraft for flight.
D. Obtains flight clearance from the Airport Control Officer,
and clears with Customs and Immigration officials.
Checks weather reports and, assures that safe weather
conditions are prevailing along the entire route of flight,
canceling the flight if, in his opinion, safe conditions do not
E. Makes a final check, after engines are started, to
determine that all instruments and radios are properly
While in flight:
A. Pilots the aircraft in accordance with established and
well recognized airman procedures and ICAO Rules and
B. Provides technical supervision and management
direction to the First Officer to ensure that functions are
performed in accordance with established procedures.
C. Assures the maintenance of the constant sending and
listening watch on appropriate radio frequencies for
transmitting information relative to position, weather, and
operating difficulties, if any, of the aircraft, and requesting
and receiving take-off and landing clearance and special
instructions as to flight deviations and landing patterns.
D. Checks safety and comfort of the passengers, and
determines that the aircraft is being operated in
compliance with established operating and safety
After landing:
A. Clears through Customs and Immigration if necessary,
secures aircraft, and notifies the Aviation Department of
B. Ensures that the passengers and cargo are properly
released from the aircraft, and proper record entries are
C. Arranges for and directs the refueling, servicing, and
security of aircraft when away from home base.
First Officers perform the following:
Prior to take-off:
A. Conducts interior and exterior preflight inspections.
Initializes navigation systems and verifies accuracy of
manually inserted data.
B. Obtains weather briefing, route information, files flight
plan, and reviews all flight details for correctness.
C. Checks, along with the Captain, all instruments,
engines, and communications equipment prior to flight.
D. Conducts radio communications necessary for
departure after engine starts.
While in flight:
A. Pilots the aircraft, as directed by the Captain in
accordance with established and well recognized airman
procedures and ICAO Rules and Regulations.
B. Maintains continuous radio communications with
appropriate control facilities to make required position
reports, and receive changes or amendments to the flight
C. Operates navigation systems to assure proper aircraft
track in accordance with flight clearance.
D. Maintains up-to-minute navigation log as a cross check
between actual flight progress and flight plan. Advises the
Captain of discrepancies noted, and assists in developing
alternate courses of action when necessary.
E. Assists the Captain in assuring the safety and comfort
of the passengers, and ensures that the aircraft is being
operated in compliance with established FAA, Company,
and Department operating and safety regulations.
After landing:
A. Assists the Captain securing the aircraft.
B. Assists the Captain with Customs and Immigration
About Us Saudi Aramco's domestic operations span the
Kingdom of Saudi Arabia and include the exploration for
and production of oil and natural gas, refining,
petrochemicals and distribution – none of which would be
possible without the support of the Operations Services
business line. Operations Services encompasses such
vital support activities as aviation, marine, transportation,
power distribution, materials supply and information
technology. Saudi Aramco operates one of the world's
largest corporate aviation fleets, composed of fixed and
rotary-wing aircraft whose flight and maintenance crews
are among the best in the business. The company's
marine operations include oil spill fighting vessels, harbor
pilot craft, tugboats for terminal operations and a variety of
service ships. The areas of transportation, power
distribution and materials supply are critical components
of Saudi Aramco's large array of complex petroleum and
petrochemical facilities that provide a reliable supply of
energy to people in the Kingdom and around the globe.
The company's IT infrastructure, including its
communications networks, provides the methods and the
means for the people of Saudi Aramco, no matter where
they are, to stay connected and sustain the Company's
legacy of success.
Req Number I01-70025009B
Mailing Address:
Saudi Aramco P.O. Box 5000 Dhahran 31311 Saudi Arabia
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1. I'd dive in again but this time I would use the canned air to clean and replace the heat sink compound on CPU and if this is an older PC the GPU and BRIDGE CHIPS.
2. As to the shutdown, research how to run CHKDSK on the next boot up. I missed which OS so I can't offer a search for you.
3. It's proper for a CPU fan to run when the CPU is busy or under load. Some folk forget that.
Yesterday my processor fan starting running non stop after a couple weeks of it running fast occasionally. I took things apart to clean it to check if that was the problem. When I hooked everything back up and powered it on I got a beep code. It consisted of 2 second long beeps that just kept going until I disconnected power. I made sure everything was tight, reseated the RAM, tried again. The PC powered and booted no problem. I got a pop up telling me that my system had recovered from a serious system error. I ran a disc check, that was fine. Now after a few minutes of running the processor fan is right back to running constantly. When I try to shut down it acts like it's going to, I get the "Windows is now shutting down screen" and then it just stays there. I have to physically shut it down every time.


text:
Picture: Tom Cruise, Katie Holmes leaving the Salumeria fior di pane restaurant Berlin, Germany - 11.08.07
Newlyweds Tom Cruise and Katie Holmes are planning another wedding party to take place this weekend (09DEC06).
The couple tied the knot last month (NOV06) in Italy and the party is for friends and family who were not able to make the trip overseas.
Cruise's representative has confirmed to American publication Us Weekly that the bash will take place on Saturday (09DEC06) at Cruise's producing partner Paula Wagner's mansion in Beverly Hills.
The pair have just returned from a 13-day honeymoon in the Maldives aboard the luxury yacht Arctic P.
They sailed around the islands along with their seven-month-old daughter SURI, an onboard doctor for the baby and a spa therapist.
A source says, "It was a family occasion. They played with Suri all the time, filming her on a camcorder."
On Thanksgiving (23NOV06), the group visited Fesdu Island resort where, says a source, "They sunbathed by the pool, read philosophy books and went snorkeling in the lagoon.
"Later, they took Suri for a swim."


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Lester day-to-day, X-rays negative
Posted by Adam Kilgore, Globe Staff September 25, 2009 08:49 PM
The initial report on Jon Lester is reason for a sigh of relief: X-rays of his right knee taken at Yankee Stadium were negative, and his official status is day-to-day. The quick diagnosis is a contusion of the right quadriceps.
Follow Boston Globe Red Sox news on Facebook
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text:
2015 Annual Performance Plan
Program Resource Requirements
The chart below breaks out the 2015 Corporate Operating Budget by the FDIC's three major program areas: insurance, supervision, and receivership management. It shows the budgetary resources that the FDIC estimates it will spend on these programs during 2015 to pursue the strategic goals and objectives and the annual performance goals in this plan and to carry out other program-related activities. The estimates include each program's share of common support services that are provided on a consolidated basis.
|Receivership Management
|Corporate Expenses
The FDIC's Planning Process
The FDIC has a long-range Strategic Plan that identifies goals and objectives for its three major programs: insurance, supervision, and receivership management. It also develops an Annual Performance Plan that identifies annual goals, indicators, and targets for each strategic objective. In early 2015, the FDIC Board of Directors approved a new FDIC Strategic Plan, 2015-2019, that reflected the addition of strategic goals and objectives related to the FDIC's new responsibilities for resolution planning for large and complex banks and bank holding companies under the DFA.
In developing its Strategic and Annual Performance Plans, the FDIC uses an integrated planning process in which guidance and direction are provided by senior management, and plans and budgets are developed with input from program personnel. Business requirements, industry information, human capital, technology, and financial data are considered in preparing annual performance plans and budgets. Factors influencing the FDIC's plans include changes in the financial services industry, program evaluations and other management studies, and past performance.
The FDIC communicates its strategic goals and objectives and its annual performance goals, indicators, and targets to employees through the internal website and internal communications, such as newsletters and staff meetings. Pay and recognition programs are structured to reward employee contributions to the achievement of the FDIC's annual performance goals.Throughout the year, FDIC senior management reviews progress reports. At the end of the year, the FDIC submits its Annual Report to Congress. That report, which is posted on the FDIC's website (www.fdic.gov), compares actual performance results to the performance targets for each annual performance goal.
Program Evaluation
The Corporate Management Control Branch in the Division of Finance (DOF) coordinates the evaluation of the FDIC's programs and issues follow-up reports. Program evaluations are interdivisional, collaborative efforts, and they involve management and staff from all affected divisions and offices. Division and office directors use the results of the program evaluations to assure the Chairman that operations are effective and efficient, financial data and reporting are reliable, laws and regulations are followed, and internal controls are adequate. These results are also considered in strategic planning for the FDIC.Since the beginning of the financial crisis, the FDIC has expanded the range of issues receiving close management scrutiny to encompass crisis-related challenges. Management continues to pay particular attention to the areas of cybersecurity, failed bank data, the development of IT systems supporting FDIC operations, infrastructure development for new operational areas, as well as process mapping and development of performance metrics in several areas. In 2015, risk-based reviews will continue to be performed in each of the FDIC's strategic program areas. Results of these reviews will assist management by confirming that these programs are strategically aligned or by identifying changes that need to be made.
Interagency Relationships
The FDIC has productive working relationships with agencies at the state, federal, and international levels. It leverages those relationships to achieve the goals outlined in this plan and to promote confidence in the U.S. banking system. Listed below are examples of the many important relationships that the FDIC has built with other agencies, seeking to promote strength, stability, and confidence in the financial services industry.
Other Federal Financial Institution Regulatory Agencies
The FDIC works closely with other federal financial institution regulators—principally the Board of Governors of the FRB and the OCC—to address issues and programs that transcend the jurisdiction of each agency. Regulations are, in many cases, interagency efforts. For example, rules were written on an interagency basis to address implementation of Basel III; revisions to risk-based and leverage capital requirements; the liquidity coverage ratio; and credit risk retention; and other supervisory guidance policies, including policies addressing capital adequacy, information technology and cybersecurity risks, leveraged lending, and liquidity risk management. In addition, the OCC is a member of the FDIC Board of Directors, which facilitates crosscutting policy development and consistent regulatory practices between the FDIC and the OCC.
The FDIC also works closely with the Consumer Financial Protection Bureau (CFPB) to address consumer protection issues. The CFPB is responsible for issuing the majority of consumer protection rules and regulations. However, the CFPB is required to consult with the FDIC, the FRB, and the OCC on these matters. Enforcement jurisdiction for insured, state nonmember banks with less than $10 billion in assets remains with the FDIC, unless the institution is an affiliate of another insured institution with $10 billion or more in assets that is supervised by the CFPB. The CFPB Director is also a member of the FDIC Board of Directors. As with the OCC, participation on the FDIC Board facilitates crosscutting policy development and consistent regulatory practices among the FDIC, the CFPB, and the OCC.
The FDIC, the FRB, and the OCC also work closely with the National Credit Union Administration (NCUA), which supervises and insures credit unions; the Conference of State Bank Supervisors (CSBS), which represents the state regulatory authorities; and individual state regulatory agencies. Finally, the FDIC collaborates with the Federal Housing Finance Agency (FHFA), which is the rule-writer and supervisor for the Housing Enterprises and the Federal Home Loan Banks.
The Federal Financial Institutions Examination Council
The FFIEC is a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial institutions and to make recommendations to promote uniformity in the supervision of financial institutions. The member agencies of the FFIEC are the FDIC, the FRB, the OCC, the NCUA, and the CFPB. In addition, the Chair of the FFIEC State Liaison Committee serves as a member of the FFIEC (the State Liaison Committee is composed of five representatives of state supervisory agencies). To foster interagency cooperation, the FFIEC has established interagency task forces on consumer compliance, examiner education, information sharing, regulatory reports, surveillance systems, and supervision. The FFIEC has statutory responsibilities to facilitate public access to data that depository institutions must disclose under the Home Mortgage Disclosure Act of 1975 (HMDA) and the aggregation of annual HMDA data for each metropolitan statistical area. It also publishes handbooks, catalogs, and databases that provide uniform guidance and information to promote a consistent examination process among the agencies and make information available to the public. This includes maintenance of a central data repository for CRA ratings and public evaluations. The FFIEC also provides an online Consumer Help Center that connects consumers with the appropriate federal regulator for a particular financial institution.
State Banking Departments
The FDIC, the FRB, and the OCC work cooperatively with the CSBS and with individual state regulatory agencies to make the bank examination process more efficient and uniform. In most states, alternating examination programs reduce the number of examinations that are conducted at insured financial institutions, thereby reducing regulatory burden. Joint examinations of larger financial institutions also optimize the use of state and FDIC resources in the examination of large, complex, and problem state nonmember banks and state-chartered thrift institutions.
Basel Committee on Banking Supervision
The FDIC is a member of the Basel Committee on Banking Supervision (BCBS), a forum for international cooperation on matters relating to financial institution supervision, and on numerous subcommittees of the BCBS. The BCBS aims to improve the consistency of capital regulations internationally, make regulatory capital more risk-sensitive, and promote enhanced risk management practices among large, internationally active banking organizations. Other areas of significant focus include liquidity and funds management, market risk exposure and derivatives activities. In 2014, the FDIC and the other federal banking agencies worked closely with the BCBS to improve the Basel III Capital Accord to strengthen the resiliency of the banking sector and improve liquidity risk management. As a result, the BCBS published a final leverage ratio standard, a final framework for securitization exposures, a proposal for a revised standardized approach, and a final standard for the Basel III liquidity metric known as the Net Stable Funding Ratio. The FDIC also provides substantial support on various BCBS qualitative impact studies, which are used to monitor the impact of proposed and final standards on banking entities.
International Colleges of Regulators
The FDIC participates in several groups of international regulators to address international consistency in the implementation of over-the-counter (OTC) derivatives reforms. The OTC Derivatives Regulators' Forum is a college of regulators that discuss initiatives on derivative reforms mandated by the Group of Twenty and Financial Stability Board (FSB).
The group is heavily involved in assuring international consistency on the development of trade repositories and central counterparty clearing. The group then makes recommendations to standing committees, including the Committee on Payment and Settlement Systems, International Organization of Securities Commissions, BCBS, and FSB, for rulemakings. The OTC Supervisors' Group is primarily involved in making changes to the infrastructure of the largest dealer banks. The group is composed of supervisors of the GSIFIs. Current efforts are focused on data repositories, dispute resolution, and client clearing. The group obtains commitments from the dealer community to make recommended changes and monitors implementation.
Interagency Country Exposure Review Committee
The Interagency Country Exposure Review Committee (ICERC) was established by the FDIC, the FRB, and the OCC to ensure consistent treatment of the transfer risk associated with the exposure of banks to both public and private sector entities outside the United States. The ICERC assigns ratings based on its assessment of the degree of transfer risk inherent in U.S. banks' foreign exposure.
International Association of Deposit Insurers
The FDIC plays a leadership role in the International Association of Deposit Insurers (IADI) and participates in associated activities. IADI contributes to the stability of the financial system by promoting international cooperation in the field of deposit insurance. Through IADI, the FDIC builds strong bilateral and multilateral relationships with foreign deposit insurers, resolution authorities, U.S. government entities, and international organizations. The FDIC also provides technical assistance and conducts outreach activities with foreign entities to help develop and maintain sound banking and deposit insurance systems.
Association of Supervisors of Banks of the Americas
The FDIC exercises a leadership role in the Association of Supervisors of Banks of the Americas (ASBA) and actively participates in the organization's activities. ASBA develops, disseminates, and promotes sound bank supervisory practices and resilient financial systems throughout the Americas and the Caribbean in line with international standards. The FDIC supports the organization's mission and activities by actively contributing to ASBA's research and guidance initiatives and its capacity and leadership building programs. The FDIC chairs the Association's Technical Training and Cooperation Committee and participates on the Working Groups on Corporate Governance, Risk Management, and Anti-Money Laundering.
Shared National Credit Program
The FDIC participates with the other federal financial institution regulatory agencies in the Shared National Credit Program, an interagency program that performs a uniform credit review annually of financial institution loans that exceed $20 million and are shared by three or more financial institutions. The results of these reviews are used to identify trends in industry sectors and the credit risk management practices of banks. The reviews, which are typically published in September of each year, help the industry better understand economic and credit risk management trends.
Joint Agency Task Force on Discrimination in Lending
The FDIC participates on the Joint Agency Task Force on Discrimination in Lending with several other federal financial institution regulators (FDIC, FRB, OCC, and NCUA) along with the Department of Housing and Urban Development, the Federal Housing Finance Agency, the Department of Justice (DOJ), and the Federal Trade Commission. The agencies exchange information about fair lending issues, examination and investigation techniques, and interpretations of statutes, regulations, and case precedents.
European Forum of Deposit Insurers
The FDIC and the European Forum of Deposit Insurers share similar interests, and the FDIC supports the organization's mission to contribute to the stability of financial systems by promoting European cooperation in the field of deposit insurance. The FDIC openly shares its expertise and experience in deposit insurance and failed bank resolution through discussions and exchanges on issues that are of mutual interest and concern (e.g., cross-border issues, bilateral and multilateral relations, and customer protection).
Finance and Banking Information Infrastructure Committee
The FDIC works with the Department of Homeland Security and the Office of Cyberspace Security through the Finance and Banking Information Infrastructure Committee (FBIIC) to improve the reliability and security of the financial industry's infrastructure. Other members of FBIIC include the Commodity Futures Trading Commission (CFTC), the FRB, the NCUA, the OCC, the Securities and Exchange Commission (SEC), the Department of the Treasury, and the National Association of Insurance Commissioners (NAIC).
Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Counter-Financing of Terrorism (CFT), and Anti-Fraud Working Groups
The FDIC participates in several interagency groups, described below, to help combat money laundering, terrorist financing, and fraud:
- The Anti-Money Laundering Task Force, chaired by the Department of the Treasury (Treasury), includes high-level representatives from the FDIC, OCC, FRB, NCUA, SEC, CFTC, DOJ, the Financial Crimes Enforcement Network (FinCEN), and the Internal Revenue Service (IRS). The purpose of the Task Force is to consider the effectiveness of the AML statutory, regulatory, supervisory, enforcement, and communication framework.
- The Bank Secrecy Act Advisory Group (BSAAG) is a public/private partnership of agencies and organizations that meets to discuss strategies and industry efforts to address money laundering, terrorist financing and other illicit financial activities. Areas of focus include information technology, prepaid access/cards, cross border activities, suspicious activity reporting, and other emerging risks.
- The FFIEC BSA/AML Working Group is composed of representatives from the federal bank regulatory agencies, FinCEN, and the CSBS to coordinate BSA/AML policy matters, training, and improve communications among the agencies. The BSA/AML working group builds on existing activities and works to strengthen the ongoing initiatives of other formal and informal interagency groups that oversee various BSA/AML issues. This working group meets monthly and invites other agencies, such as the SEC, CFTC, Treasury, IRS, and Office of Foreign Assets Control (OFAC), on a quarterly basis to ensure broader coordination of BSA/AML and sanctions efforts.
- The Basel Anti-Money Laundering/Counter Financing of Terrorism ("AML/CFT") Expert Group (AMLEG) is responsible for monitoring AML/CFT issues that have a bearing on banking supervision, coordinating with the Financial Action Task Force, and serving as a forum for AML/CFT experts from banking supervisory agencies.
- The National Bank Fraud Working Group is sponsored by the DOJ to share information on fraud detection. It has two subgroups in which the FDIC actively participates (1) the Payments Fraud Working Group, co-chaired by the FDIC and DOJ, and composed of the federal bank regulatory agencies, the FBI, FinCEN, the IRS, the Bureau of Public Debt (BPD), and the U.S. Postal Service; and (2) the Cyber Fraud Working Group, composed of the federal bank regulatory agencies, DOJ, the FBI, FinCEN, the IRS, and the BPD.
Financial Literacy and Education Commission
The FDIC is a member of the Financial Literacy and Education Commission (FLEC), which was established by the Fair and Accurate Credit Transactions Act of 2003. The FDIC actively supports the FLEC's efforts to improve financial literacy in America by assigning experienced staff to provide leadership and support for FLEC initiatives, including leadership of the FLEC workgroup.
Financial Education Partnerships
The FDIC launched the Money Smart initiative in 2001 to help individuals outside the financial mainstream enhance their money skills and create positive banking relationships. The FDIC has partnered with several federal agencies on this initiative. For example, in 2008, the FDIC signed a partnership agreement with the U.S. Office of Personnel Management to collaborate in providing financial literacy and education resources and training to more than 300 federal government benefits officers and 1,500 benefits specialists nationwide. More recently, the FDIC and the CFPB collaborated to enhance financial education among school-age children by providing resources for teachers and parents/caregivers.
Alliance for Economic Inclusion
The FDIC established and leads the Alliance for Economic Inclusion (AEI), a national initiative to bring all unbanked and underserved populations into the financial mainstream. The AEI is composed of broad-based coalitions of financial institutions, community-based organizations, and other partners in 15 markets across the country. These coalitions work to increase banking services for underserved consumers in low- and moderate-income neighborhoods, minority and immigrant communities, and rural areas. These services include savings accounts, affordable remittance products, targeted financial education programs, consumer loans, alternative delivery channels, and other asset-building programs.
The Financial Stability Board (FSB)
The FDIC actively participates in the work of the Financial Stability Board (FSB), an international body established by the G-20 leaders in 2009. As a member of the FSB's Resolution Steering Group and its Cross-Border Crisis Management Group, the FDIC has helped develop international standards and guidance on issues relating to the resolution of G-SIFIs. Much of this work has related to the operationalization of the FSB's Key Attributes.
Federal Trade Commission, National Association of Insurance Commissioners, and the Securities and Exchange Commission
The Gramm-Leach-Bliley Act (GLBA), which was enacted in 1999, permits insured financial institutions to expand the products they offer to include insurance and securities. GLBA also includes increased security requirements and disclosures to protect consumer privacy. The FDIC and other FFIEC agencies coordinate with the FTC, the SEC, and the NAIC to develop industry research and guidelines relating to these products.
GLBA also requires the SEC to consult and coordinate with the appropriate federal banking agency on certain loan-loss allowance matters involving public bank and thrift holding companies. The SEC and the agencies have an established consultation process designed to fully comply with this requirement while avoiding unnecessary delays in processing holding company filings with the SEC and providing these institutions access to the securities markets.In addition, the accounting policy staffs of the FDIC and the other FFIEC agencies and the SEC's Office of the Chief Accountant (OCA) meet quarterly to discuss accounting matters of mutual interest and maintain ongoing communications on accounting issues relevant to financial institutions. Other meetings are held with the OCA, as necessary, either on an individual agency or interagency basis.
External Factors: The Economy and its Impact on the Banking Industry and the FDIC
Economic conditions at the national, regional, and local levels affect banking strategies and the industry's overall performance. Business activity tends to be cyclical, and as business and household spending fluctuate over time, these trends influence loan growth and credit performance for the banking industry. Business conditions and macroeconomic policies combine to determine the rate of inflation, domestic interest rates, the exchange value of the dollar, and equity market valuations, which in turn influence the lending, funding, and off-balance sheet activities of FDIC-insured depository institutions.
The U.S. economy gained momentum in 2014, but challenges remain. Real gross domestic product (GDP) has grown at a relatively tepid pace each year since 2010, but it gained momentum in 2014 and is now well above its pre-recession peak. The slow pace of recovery is consistent with the aftermath of previous financial crises around the world. The unemployment rate has declined from a peak of 10 percent in 2009 to below 6 percent at the end of 2014. Going forward, the Blue Chip consensus forecasts expect real GDP growth to continue at a near-trend pace in 2015, as the labor market improves and personal consumption strengthens. Monetary policy remains accommodative, as the Federal Reserve is expected to keep interest rates near zero through late 2015 and then increase rates gradually.
The U.S. economy continues to face a number of risks. As the economy improves, the Federal Reserve faces challenges normalizing monetary policy in a manner that supports both economic growth and price stability. Financial markets may encounter periods of volatility as monetary policy normalizes, which may adversely affect bank profitability. Even modest increases in interest rates can affect asset valuations and earnings potential of depository institutions. In addition, fiscal challenges for federal, state and local governments have the potential to weigh on economic growth. Globally, the recovery in Europe remains tenuous and slowing growth in some of the major advanced and emerging market economies could adversely affect trade and financial markets. If U.S. growth and monetary policy continue to diverge from those of other major countries, then the resulting dollar appreciation could exacerbate existing trade imbalances and potentially create volatility in global capital flows and financial markets. Financial crises in Greece, Puerto Rico, and China have the potential to further unsettle markets.
The steady expansion of the U.S. economy should continue to support the performance of FDIC-insured depository institutions as well as other institutions and sectors hard hit by the financial crisis. However, the post-crisis environment continues to pose unique challenges and risks that merit continued attention by regulators.
Insured institution performance showed mixed results in 2014. The 6,509 FDIC-insured commercial banks and savings institutions that filed financial results for the full year of 2014 reported net income of $152.7.0 billion, down $1.7 billion (1.1 percent) from 2013. This is the first year that earnings have posted a year-over-year decrease since 2009. The decline was mainly attributable to litigation expenses at a few larger institutions and lower noninterest income. Despite the overall decline, more than 60 percent of institutions reported higher net income in 2014 than in 2013 and only 6.1 percent reported negative net income compared to 8.2 percent a year ago.
The average return on assets (ROA) was 1.01 percent, down from 1.07 percent a year ago. However, a majority of banks–56 percent–reported higher ROAs. Net operating revenue (the sum of net interest income and total noninterest income) was $669 billion, relatively unchanged from a year ago, with over two-thirds of all banks (67.4 percent) reporting year-over-year net operating revenue growth. Noninterest income was $5.5 billion (2.2 percent) lower than in 2013, as a sharp increase in medium- and long-term interest rates in May 2013 has led to a continued drop-off in income from mortgage refinancing. Noninterest income from the sale, securitization, and servicing of 1-4 family residential mortgages was $9.1 billion (35.2 percent) lower in 2014 than in 2013. Higher interest rates meant lower market values for securities portfolios, and realized gains on securities were $1.3 billion (28 percent) lower. However, the increase in longer-term interest rates was a positive development for net interest margins of institutions that invested in longer-term assets and funded these investments with short-term liabilities. More than half of all banks–52.9 percent–reported higher net interest margins than a year earlier. Net interest income was $5.5 billion (1.3 percent) higher than in 2013, as almost 72.1 percent of all banks reported year-over-year increases.
For a fifth consecutive year, loan-loss provisions were lower for the full year than the previous year. Insured institutions set aside $29.7 billion in provisions for loan and lease losses, a $2.7 billion (8.4 percent) decline compared to a year earlier and the smallest total since 2006. Noninterest expenses were $5.2 billion (1.2 percent) higher than in 2013, as "other" noninterest expenses were $6.5 billion (3.8 percent) higher. This increase is largely attributable to the fact that itemized litigation expenses at three of the largest banks were $7.3 billion (327 percent) higher than a year ago.
Asset quality indicators continued to improve in 2014. In the 12 months ended December 31, noncurrent loan balances—those that were 90 days or more past due or in nonaccrual status—declined by $44.6 billion (21.5 percent). Noncurrent 1-4 family residential mortgage loans fell by $29.8 billion (22.3 percent), while noncurrent nonfarm nonresidential real estate loans declined by $5.9 billion (27.9 percent). Noncurrent real estate construction and land development loans were $3.5 billion (40.9 percent) lower, and noncurrent commercial and industrial (C&I) loans declined by $1.4 billion (13.8 percent).
Net charge-offs (NCOs) of loans and leases totaled $39.6 billion in 2014, down $14.2 billion (26.4 percent) from a year earlier. This is the fifth year in a row that total NCOs have been less than a year earlier. NCOs of 1-4 family residential mortgages were $5.6 billion (60.1 percent) lower than in 2013, while NCOs of home equity lines of credit declined by $2.7 billion (48 percent). NCOs of real estate loans secured by nonfarm nonresidential real estate properties fell by $1.8 billion (60.6 percent), and credit card NCOs declined by $1.6 billion (7.1 percent).
Asset growth was relatively strong in 2014. At the end of December, total assets of insured institutions were $822 billion (5.6 percent) higher than a year earlier. Banks increased their investment securities portfolios by $217.3 billion (7.2 percent), as holdings of U.S. Treasury securities rose by $212.7 billion (110.4 percent). Insured institutions also increased their balances with Federal Reserve banks by $215 billion (18.4 percent). Total loan and lease balances increased by $416.4 billion (5.3 percent), led by growth in C&I loans (up $148.9 billion, 9.5 percent). Real estate loans secured by nonfarm nonresidential properties increased by $40.7 billion (3.7 percent), while real estate loans secured by multifamily residential properties rose by $34.5 billion (13.1 percent).
Much of the growth in assets was funded by increases in deposit balances. Deposits in domestic offices increased by $576.9 billion (5.9 percent) in the 12 months ended December 31. Most of the growth occurred in large-denomination accounts, as estimated insured deposits increased by only $192.7 billion (3.2 percent). Nondeposit liabilities increased by $163.1 billion (8.7 percent), as advances from Federal Home Loan Banks rose by $58.1 billion (14.3 percent). Equity capital increased by $91.4 billion (5.6 percent).
At the end of December, 291 insured institutions on the FDIC's "Problem List," with total assets of $87 billion were on the FDIC's "Problem Bank List". A year earlier, 467 problem institutions with combined assets of $153 billion were on the Problem Bank List. Problem banks are identified as institutions with financial, operational, or managerial weaknesses that threaten their viability, although historical analysis shows that most problem institutions do not fail.In 2014, 18 banks with combined assets of $2.9 billion failed. At the end of December, the Deposit Insurance Fund (DIF) balance stood at $62.8 billion, up from $47.2 billion a year earlier. The reserve ratio was 1.01 percent, compared to 0.79 percent on December, 31, 2013.


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Create a comfortable and casual living room with this double reclining loveseat. Sit back and enjoy a movie or TV show on this plush piece, with a high supportive back and pad over chaise seat. Pillow arms complete this casual contemporary loveseat.
The Boston collection offers the perfect blend of luxurious comfort and cool casual style. These reclining pieces are durable and ideal for everyday use in a busy living room or family room. High back cushions and pad over chaise seating allow total relaxation while reclining. Easy to use exterior levers make it simple to extend to the reclining position.
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50+ Beachy Porches and Patios
What better way to enjoy gorgeous beach views than from a comfortable porch or deck? Find your own outdoor inspiration from our favorite relaxing retreats.
Panoramic water views, ocean-inspired décor, and classic charm are abundant on this restful Jersey Shore porch.
Get the Look: The shingles are natural white cedar. The trim is painted Mayonnaise by Benjamin Moore. The table is teak, and the rug is by Dash & Albert.
Endless vistas of chartreuse marsh grass and blue-gray water are the focal point of this breezy porch. A white and turquoise picnic set adds a cheerful vibe.
With a view this stunning, glass panels are the perfect surround for this Malibu porch.
Get the Look: The table and garden stool are from Amazon. The ship's wheel pillow is from One King's Lane. The railings are by Malibu Glass and Mirror. The seating is from Pier 1 Imports.
An open-air deck with a roaring fire pit is the perfect spot to unwind after a day on the beach.
Get the look: The furniture and market umbrella are by Frontgate. The fabrics are by Sunbrella. The windows are by Marvin.
Coastal blues and greens—from cozy pillows to a graphic rug—create a lively color scheme for this porch. Two oversize hanging swings offer a scenic spot for an afternoon nap.
This porch on the island of Vieques in Puerto Rico is airy and inviting, thanks to the well cushioned teak sofa and lounge chairs. The palette perfectly echoes the beautiful views beyond.
This Sullivan's Island screened porch is a favorite perch for watching boats pass in and out of nearby Charleston Harbor. A sectional sofa suited for the outdoors offers plenty of room for lounging and entertaining friends.
A glass-framed fireplace anchors this warm and cozy patio on Fidalgo Island, Washington.
Get the Look: The furniture is from Westminster Teak. The flooring is concrete.
Streamlined aluminum and teak lounge chairs (from Barlow Tyrie) make the perfect perches for this poolside escape in Seagrove, Florida.
This outdoor living room in Belvedere, California, is the perfect place to savor the shade or sun. Striped curtains and comfortable outdoor furniture by JANUS et Cie add an indoor feel to the space.
The contemporary lounges on the patio of our 2012 Ultimate Beach House in Rosemary Beach, Florida, are made of wicker designed to withstand extreme sunlight and have midew-resistant cushions that shed water. Lime accessories pep up the deeper shades of the plantings.
This dock on an inlet off the Intracoastal Waterway in Ponte Vedra Beach, Florida, became the perfect outdoor escape for homeowner and designer Karen Robertson. Laid back outdoor furniture is spruced up with slip covers, throw pillows, and a table cloth in nautical prints.
Louvered walls in this high-ceilinged gazebo add interest and provide the benefit of an open, airy space with the sun-shielding and wind-buffering protection (and privacy) of a hideaway.
The back porch of our 2013 Showhouse in Daniel Island, South Carolina, is all about comfort and calming colors. The blue palette ranges from light to dark and is balanced by the natural-hued wicker furniture.
Brightly hued suzani throw pillows add a pop of color to this Gulf Coast perch. A striped indoor/outdoor rug provides ample cushioning for bare feet.
A bright blue-and-white striped rug brings a burst of color to this otherwise simple porch. Sturdy wicker chairs provide prime seating for a seaside view.
This simple, neutral dining table makes an ideal spot for seaside entertaining thanks to generous seating and ample cushions. A decorative mirror and plush pillows complete the look.
Happy yellow mixes playfully with the soft sea foam Adirondack on this Abaco Island porch.
A batik-print umbrella and oversize woven furniture make a simple but stylish statement. A ceramic garden stool creates a space-saving side table on the petite patio.
A simple outdoor fireplace makes a patio or porch functional year-round. Plush cushions on comfy wide-backed chairs make it the perfect place for enjoying a cocktail on a cool evening.
A shady loggia connects to the main house for easy entertaining. Vintage white furniture beckons swimmers to lounge in the sun for a while.
Teak furnishings and Moroccan-style lanterns make this Malibu patio perfect for dining al fresco.
Deep navy and pops of bright orange create an inviting outdoor atmosphere. Vintage bamboo furniture gets revived with cushions covered in a geometric print.
This waterside deck provides a front row—and super comfortable—seat to endless blue water and sky. Ground-level decks are fantastic options when shorelines preclude setting up chairs directly on the water's edge, as when a coast is rocky or tides run high.
On a whimsical play of a classic color combination, a glossy red floor contrasts with black-and-white accents such as the striped outdoor cushions and decorative wall art.
Adding floor-length drapes in water-resistant fabric is a great way to make outdoor spaces feel like extensions of the home. They provide cooling shade in the summer, insulation and warmth in the winter, and privacy all year round.
An abundant array of seating makes for a warm and inviting porch to enjoy with friends and neighbors. A lime green rug and planters add a touch of color and celebrate the surrounding foliage.
On this balcony in Treasure Beach, Jamaica, the décor is simple. Butterfly chairs and a coffee table are accented with eye-catching concrete floors and a bamboo pendant.
A contemporary hanging swing and a paper lantern complements the streamlined feel to this covered porch.
Playful striped curtains make this porch a fun and inviting place to relax, while also keeping the sun at bay. A white swing and decorative lanterns lend a chic touch.
This simple, contemporary deck is ideal for hangouts in the fresh Southampton breeze. Directors chairs make for comfortable seating that invites guests to stay a while.
Neutral gray walls help keep this outdoor space cool, along with a light striped fabric. Railroading the stripes (running them horizontally) creates a bolder effect.
While building codes vary, a great option for low decks is a low-slung railing that can provide extra seating without encumbering the view.
The brilliant turquoise waters of Anna Maria Island, Florida, are the star of the show on this glass-walled porch. The white wicker furnishings pop against the shoreline.
The patio of the Daniel Island Showhouse is the perfect outdoor hangout space along the Wando river, with plenty of cushy seating and a fun fire pit.
With classic plaid fabric on rattan furniture, this seaside porch takes on traditional coastal.
Contrasting building materials, like knotty wood beams and unfinished flooring are offset by Ionic fluted columns and classic railings for plenty of architectural interest on this porch. The décor leans toward neutral, letting the eye be drawn to the turquoise and blue water beyond.
This classic-meets-contemporary deck on Figure Eight Island, North Carolina, is the perfect place for the homeowners to enjoy the salt air and inspiring sunsets. The seating is from Brown Jordan's Fusion Collection.
With a straight-edge table and stylishly modern umbrella, this outdoor patio keeps entertaining simple. A multilevel patio breaks the space up into separate outdoor rooms.
Unfinished teak furniture has a relaxed, driftwood vibe on this stone patio. Sandy-hued cushions and shell white and ocean blue pillows piled atop gray frames establish a tried-and-true seaside palette.
A sturdy stone table and mesh chairs are the perfect low maintenance choice for this John's Island, Florida, patio. "The family doesn't live here full-time, so I chose pieces they wouldn't have to store in storms and that didn't require much cleaning," says designer Phoebe Howard. A quick hose down is all that's needed to ensure the space is party ready.
Create an island-inspired retreat on your patio with fabric netting draped around a comfy outdoor sofa. Plenty of pillows make the space extra-comfy.
You'll enjoy alfresco meals more with a patio that allows you to entertain outside as you would indoors. Straw-back chairs with colorful cushions provide comfortable seating that can also withstand the elements. Outdoor dinnerware and a floral arrangement complete an elegant table setting.
Bright red throw pillows and patterned fabrics bring this outdoor space to life. A low stone wall creates a natural barrier around the living space, and pebbles replace grass underfoot for a low-maintenance ground covering.
Surrounded by a lush green yard, this patio makes the most of the small space with a simple table and chairs for versatility. A hanging light fixture adds evening ambience, and a blue table runner adds a pop of color to the natural setting.
A wide, screened-in porch extends this home's living space and gives year-round sheltered comfort. Plentiful seating, grass rugs, and a hanging swing give this porch a homey feel.
A built-in bench saves space on a small deck. Green pillows offer color while matching side tables and decorative lanterns add just enough punch.
Neutral sofa cushions in mint green tie together the mismatched wicker furniture. Ample plants and accessories create a true outdoor room.
Don't lose sight of the real goal: maximizing the view. Keep furniture low and stick with clean lines and simple materials.
Pea gravel creates the illusion of an area rug on this modern patio. A dramatic sculpture creates a focal point and lends interest to this outdoor living room.


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Carolyn Jeanne Bessette-Kennedy (January 7, 1966 – July 16, 1999) was a former publicist for Calvin Klein and the wife of John F. Kennedy Jr., the son of U.S. President John F. Kennedy and Jacqueline Kennedy Onassis. Upon her marriage, Bessette-Kennedy's relationship with her husband and her fashion sense became the subject of intense media scrutiny, drawing comparisons to her mother-in-law Jacqueline Kennedy Onassis.
List of links to Carolyn Bessette-Kennedy fansites:


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Slow Cooked Strawberry Rhubarb Sauce Recipe
5 1
In Harkers Island, North Carolina, Judith Waxman prepares a tart and tangy fruit sauce that's excellent over pound cake or ice cream. "I've served this rosy-colored mixture many times and gotten rave reviews from friends and family," she assures.
- 6 cups chopped rhubarb (1/2-inch pieces)
- 1 cup sugar
- 1/2 teaspoon grated orange peel
- 1/2 teaspoon ground ginger
- 1 cinnamon stick (3 inches)
- 1/2 cup white grape juice
- 2 cups halved unsweetened strawberries
- Angel food cake, pound cake or vanilla ice cream
- Place rhubarb in a 3-qt. slow cooker. Combine sugar, orange peel and ginger; sprinkle over rhubarb. Add cinnamon stick and grape juice. Cover and cook on low for 5-6 hours or until rhubarb is tender.
- Stir in strawberries; cook 1 hour longer. Discard cinnamon stick. Serve with cake or ice cream. Yield: 10 servings.
Originally published as Strawberry Rhubarb Sauce in Quick Cooking March/April 1999, p35
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how many out there are my age and addicted to this stuff, man, i have been waiting 3 years for this stuff, been on xbox for ten years with kids, now on my own and changing lanes, anyone else?
DisturbingNoise11/13/2014 4:06:15 AM Permalink[quote]now on my own and changing lanes,[/quote] And forgetting to turn off the blinker like a old person. Of coarse I'm only joking. I'm only 24 but have been gaming for 21 years.
ISTHISREAL88311/13/2014 3:58:35 AM Permalinkhitting 30 in december and i love gaming always have and to say im addicited is an understatement. i dont see myself ever hanging up the controller , i love grinding away with my fireteam joking around with other gamers of all ages. the young buks do hate me when i play some 80's classics through the headset while griding away at the vault, but there is nothing more inspirational than some survivor eye of the tiger during the final stages of atheon.
DogFartsPopTarts8/31/2014 3:48:20 AM Permalink80, my poor wife thinks I'm going to have a heart attack with the rage fits I throw every now and then...but still enjoy gaming just as much as I ever have.
Sixpathxtsunami11/13/2014 1:11:40 AM Permalinkwe can raid if you want to.... - 2/3/2016 10:58:40 PM36 soon to be 37. I will be gaming a long time. Its also helpful to have peers in age as clanmates who i run with daily. The conversations are much different than with us than 14yr olds. Although its amusing sometimes listening to the young bucks
sgtpete548/29/2014 7:49:26 PM PermalinkI will be 60 in Dec. and I hope I can always play video games. Thank God I have a great wife who loves watching me play. I didn't think that there were many people my age that play boy was I wrong. I don't play to much online but playing the beta I think I will enjoy the online experience. I see a lot of nice gamers my age on this forum. So I can't wait to play and run into some great people online.
bobnice9/1/2014 10:23:52 PM PermalinkI'll be 37 in December, got a wife, house, man cave, 18 year old step daughter and a 2 year old. I dont care what the young kids say, this is the life right here. I would give up all my tween years and my twenties for this in a heartbeat.
merlinsteele8/29/2014 1:12:46 PM PermalinkI'll be 52 in September. I don't feel old... unless I'm lifting something heavy. Lol See you on the battlefield.
Hexal8/29/2014 12:23:43 PM PermalinkMan playing with 50 year olds kinda creeps me out, it's like playing video games with my dad or something.
Mobius728/30/2014 10:34:32 PM Permalink42 for a couple of weeks now and I'll never grow up. I have a 22 year old son who attends several midnight launches a year with me. Has become a family tradition we intend on continuing until I'm too old to see or hold a gamer controller anymore.
Darth Trump8/31/2014 3:24:12 PM PermalinkYou DO know we have a clan? The old farts clan. We are near capacity so get in while you can. I'm 39 and gaming since Atari. Psn gt: Lucky_Grenades_ Send me a freindy. I always like playing with a mature squad.
ABeardedViking8/31/2014 6:02:24 PM Permalinknot has old as you just turned 38. Put I plan on playing video games to I am died
NeoMorph WTH8/31/2014 4:34:33 AM Permalink53 here. Not that into Destiny though. It was just coincidence that I bought a new 55" flat screen tv and expensive headphones. Oh and a white ps4 to go opposite my XB1. It is just a week and change to go. Isn't it? Isn't it?
CryptoEdited by Crypto: 8/29/2014 12:20:59 PM Permalink48 here! We've come a long way since Adventure, E.T., Pong! Been gaming for decades & it keeps my ADHD, ADD, & OCD in check! Game-on Guardians!
DubST3Rized8/29/2014 4:04:56 AM PermalinkOne more thing (for the younger crowd) the older generation has made what this gaming industry is today. So dont be such an a-hole just because older guys enjoy gaming. One day youll be here to. I have alot of health issues (to much BMX,Sk8ing,partying) and if it wasnt for the gaming industry i would certainly feel 100 times worse.
DanielKBoom8/31/2014 3:47:04 AM Permalink49, turn 50 after the new year. Started playing when my dad came home with the Magnavox Odyssey, Pong. Then Atari 2600, Nintendo, Sega. Stopped playing. Real life stuff. Started when I saw a friend had a PS1. I have had a PS in my life since then. I'm on a PS4, east coast USA. I play in the evenings, and on weekends when I can. PSN ID is my name. " The more, the merrier, the deadlier! " Good hunting!
NightOwl3928/30/2014 6:34:34 PM Permalink46 going on 14 here. I remember the original "adventure" game (the precursor to Zork). Looking for friends for Destiny, playing on the PS4. PSN: dbaguru
xZirro8/30/2014 1:35:33 AM Permalinkyea i get you, im 24 and have been gaming for the past 30 years. we have much more exp then the new gen
DesignationG8/30/2014 10:30:47 PM PermalinkI'm 16 now but I love to see you older guys still interested in gaming :) Id love to be as integrated into the gaming scene when I reach these ages.
iiwii8/30/2014 2:28:01 PM PermalinkThis is what arcade games were like when I started playing. We didn't have video screens, hence they were not video games, but arcade games. I'll bet a few of you fellow gamers remember these machines. And they had that distinctive wooden cabinet / electronic parts smell. It was a special time that today's youngsters missed out on. We really did get to experience the evolution from the ground up. As video games go, here is a nice rundown on the console history. I still have a Bally Professional Arcade. I remember wanting the Fairchild Channel F: http://www.gooddealgames.com/articles/Home%20Video%20Game%20History.html


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| Outdoor Board
| Grand Isle State Park Camping - CreoleGumbo on 1/13/16 at 1:10 pm
First time down there in a couple of weeks for camping/fishing. Any tips on other things to do/not do around the area? Thanks in advance. ...
Posted on Outdoor BoardView Topic - Replies (7)
| Tiger Rant
| Bobby Jindal and Joe Schad - CreoleGumbo on 11/29/15 at 9:45 am
Last night on ESPN Joe Schad went ad nausium that Bobby Jindal supports Les Miles (The same Bobby Jindal that tried to bankrupt LSU). The shite show that is our state... :rotflmao:...View Topic - Replies (5)
| SEC Rant
| Chase Goodbread went to BAMA...and guess who he thinks will not win the Heisman? - CreoleGumbo on 9/30/15 at 12:15 pm
[link=(http://www.nfl.com/news/story/0ap3000000541987/article/inside-slant-lsus-leonard-fournette-wont-win-heisman-trophy?campaign=Twitter_nfl_cfb)]LINK[/link] The machine lives......View Topic - Replies (17)
| Tiger Rant
| Who is ref'n on Saturday? - CreoleGumbo on 9/16/15 at 2:54 pm
Please tell me it isn't our buddy from bama........View Topic - Replies (5)
| O-T Lounge
| back up camera kits - CreoleGumbo on 3/30/15 at 10:59 am
any recs? ...
Posted on O-T LoungeView Topic - Replies (2)
| Saints Talk
| lets play conspiracy! - CreoleGumbo on 1/22/15 at 8:25 am
Rita went to A&M....little texas in her tries for a coup. think she tried to boondoggle a deal with San Antonio upon death of pawpaw? TheLoomis finds out and put the pimphand down? it could happen... :dunno: ...
Posted on Saints TalkView Topic - Replies (7)
| SEC Rant
| how many 85% ended up in OPP last night? - CreoleGumbo on 1/2/15 at 11:28 am
bamatrash gonna bamatrash. i bet gusman had his hands full ...View Topic - Replies (1)
| Music Board
| Panic en La Playa... - CreoleGumbo on 12/18/14 at 4:46 pm
anyone been? I don't know much about the area. any cool things to do.....besides getting loaded for 4 days straight and hangin out..which I'm good with. seriously, thinking about stayin the week and then some. any tips would help...is the fishing good? Can I hop a flight to CUBA? that would b...
Posted on Music BoardView Topic - Replies (5)
| Outdoor Board
| what is an avg $ for fishing charter (reds, specs) for 3-4 people? - CreoleGumbo on 12/17/14 at 5:26 pm
1/2 day. out of hopedale/shellbeach area? ...
Posted on Outdoor BoardView Topic - Replies (5)
| Tiger Rant
| LSU Fullbacks are monsters. - CreoleGumbo on 10/29/14 at 11:55 pm
Watching the replay. Our fullbacks absolutely destroyed OM. Dear LSU FBs, KEEP BUSTING POSTHOLES THROUGH THAT LINE, U CRAZED BEASTS OF DEATH VALLEY...U TIGER STADIUM AUGER MFers!!!!!! Bamablood makes the grass grow...and the grass is thirsty my friends....View Topic - Replies (12)
| Food and Drink
| growing sugar cane in yard. where do I buy? - CreoleGumbo on 11/21/13 at 7:07 pm
where would i buy some cane to plant in the garden?...View Topic - Replies (5)
| Saints Talk
| Saints friendly bar in ft Walton/destin? - CreoleGumbo on 9/15/13 at 9:20 am
Any suggestions?...
Posted on Saints TalkView Topic - Replies (3)
| LSU Recruiting
| How much does the SI slam piece affect LSU recruiting? - CreoleGumbo on 9/11/13 at 3:10 pm
Coaches will be using this against us for as long as CLM is coaching. Wether it's true, false, or whatever it will affect LSU in recruiting. I find it interesting that Pete Thamel has gone after LSU/Les Miles indirectly for two years now and wonder if he's on another payroll besides SI....yeah. I sa...
Posted on LSU RecruitingView Topic - Replies (19)
| SEC Rant
| What is ESPN's angle with the unified bashing of JFF? - CreoleGumbo on 9/1/13 at 6:57 am
Its always interesting to watch the puppets on ESPN when theyre ordered to stoke the fire on a topic. They have angle with everything they do. So what's the real reasoning behind a concentrated 5 minute bashing of this kid? That was sad and out of line IMO. This kid is being beat down and slandered ...View Topic - Replies (5)
| Food and Drink
| Who else is still pullin tomatoes? (Pics) - CreoleGumbo on 8/14/13 at 9:36 pm
Not a bad pull this late in season [img]http://imageshack.us/a/img600/7196/kb0n.jpg[/img]...View Topic - Replies (3)
| Food and Drink
| Tales of the Cocktail - CreoleGumbo on 7/20/13 at 9:56 pm
I'm about to go through some serious withdrawals. Wed - Sat of pure D libation debauchery....next few days will be rough. My farts smell like a sazerac. ...View Topic - Replies (3)
| Tiger Rant
| Dear ESPN3 - CreoleGumbo on 6/3/13 at 8:47 am
Please. For the love God! Do not send those two asshat commentators back to BR....EVER! Thank you. Sincerely, Everyone forced to listen to that tripe....View Topic - Replies (10)
| Tiger Rant
| highlights from last night - CreoleGumbo on 6/1/13 at 1:38 pm
why can't I find any highlights from last night's games? can someone help me out?...View Topic - Replies (1)
| Food and Drink
| bears in covington - ferdie (pic) - CreoleGumbo on 5/3/13 at 1:03 pm
thing of beauty [img]http://img593.imageshack.us/img593/6195/ferdie.jpg[/img]...View Topic - Replies (2)
| Food and Drink
| BGE - Smoke Chicken on top of pork (pics) - CreoleGumbo on 2/1/13 at 11:18 am
Chicken fat makes good gravey [IMG]http://img152.imageshack.us/img152/3578/preob.jpg[/IMG][/URL] [IMG]http://img811.imageshack.us/img811/1417/chknpork.jpg[/IMG][/URL] [IMG]http://img109.imageshack.us/img109/8052/pulled.jpg[/IMG][/URL] ...View Topic - Replies (2)
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Norrona Lyngen warm2flex Jacket
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Israel Ebiti
Israel Ebiti Poems
- Jesus: My Valentine A saint although they say he was who ...
- Beautiful Pain Tears and rain, can you tell the difference ...
- Beauty Beauty lies within in our hearts strays can't help ...
- Ephemera Colours of blue, red, orange and violet, yellow, ...
- A Stray's Plea The fronds rattle their blades as the wind ...
- The Song Of The Bird I hope to be that gentle bird that soars...
- Zephyr These numbers i know are of colour green the digits ...
Click here to add this poet to your My Favorite Poets.
Comments about Israel Ebiti
Jesus: My Valentine
A saint although they say he was
who died all for love's sake;
yet not compared to the death on the cross,
for naught but death to take.
In season and out
he's always there.
His blood speaks out
his love so dear.
A broken stallion, an injured lamb
with battered and torn flesh.
A ritual to steal all from harm
to gift all with life's breath.
What precious gift is there to give
than a sacrifice of love,
with priceless gifts and grace to live
as gentle as a dove.
Valentine! valentine!
I searched the streets for mine.
Then there came so ...
PoemHunter.com Updates
Check out
Classic Poets
Footsteps of Angels
Henry Wadsworth Longfellow
A Song About Myself
John Keats
A Very Short Song
Dorothy Parker


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Category Archives: Recipes
Moroccan Butternut Squash Chick Pea Soup Recipe
We Moroccans love butternut squash in every way shape of form, and goodness knows it comes in countless shapes and sizes. Butternut squash turns up in many Moroccan dishes (Couscous on top of the list). Their spicy sweetness is equally at home in savory dishes (I love Pumpkin Corn Pudding) and...
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Filed under: Butternut Squash Recipes, Cinnamon Recipes, Dairy-Free Recipes, Gluten Free Recipes, Hammer for Cutting Vegetables, Kabocha Squash Recipes, Kosher Ingredients, Kosher Natural Foods, Kosher Recipes, Kosher Whole Foods Recipes, Moroccan Food, Moroccan Soup Recipes, Recipes, Rosh Hashana Recipes, Sephardi Recipes, Sephardi Soup Recipes, Vegetarian Recipes, Vegetarian Soup Recipes
The Healthy July 4th Feast. All Gluten-Free Friendly
Growing up abroad (Morocco) I remember glorious outdoors feast, centering around a barbecue. The great difference with the American BBQ counterpart though, is that we serve smaller portions of meat and much larger portions of salads and veggies. In other words, not unlimited amounts of burgers, hot dogs, chicken, with...
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Filed under: American Desserts, Apple Pie Recipes, Apples Recipes, Burger Recipes, Cocktail Sauce Recipes, Cold Soup Recipes, Cole Slaw Recipes, Corn Recipes, Corn Salad Recipes, Fish Recipes, Gluten Free Recipes, Gluten-Free Dessert Recipes, Good Junk Recipes, July 4th Recipes, Kosher Recipes, Lean Classics Recipes, Low-Carb Recipes, Recipes
Basil Honey Dressing Recipe
Thank you Liz Rueven at www.kosherlikeme.com for including my Basil Honey Dressing Recipe in your beautiful story about Marina's great new artisanal Honey Line. You will love the vibrant basil color and flavor in this dressing. The pair of basil and honey just can't be beat. I like to make...
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Filed under: Basil Recipes, Gluten Free Recipes, Honey Recipes, Recipes, Salad Dressing Recipes, Salad Recipes
Apple Crumb Pie Recipe. Berry and Stone Fruit Variation. Gluten-Free Friendly
Apple Crumb Pie, the all-time American favorite, as easy to make as the proverbial…. apple crumb pie! One of my favorite comfort foods. No crust here, but loads of crunchy topping. All Gluten-Free Friends: apple crumb pie is a snap to make the gluten-free way too, so go for it. Berry Crumb...
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Filed under: American Desserts, Apple Pie Recipes, Apples Recipes, Berry Recipes, Blueberry Recipes, Comfort Foods Recipes, Crumb Pie Recipes, Dairy-Free Dessert Recipes, Dairy-Free Pie Recipes, Dairy-Free Recipes, Dessert Recipes, Gluten Free Recipes, Gluten-Free Dessert Recipes, Gluten-free Pie Recipes, Healthy Cooking Recipes, Kosher Whole Foods Recipes, Kuzu Recipes, Pareve Recipes, Peaches Recipes, Pecan Recipes, Plums Recipes, Recipes
Chocolate Hazelnut (or Almond) Dacquoise Recipe
Dacquoise is that wonderful French classic party cake, made up of layers of meringue and fillings. I have made the fillings much lighter (and much simpler to make), but no less delicious, with the help of my staunch ally tofu: No tofu flavors whatsoever remain, only the great chocolate and...
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Filed under: Almond Recipes, Chocolate Recipes, Dacquoise Recipes, French Recipes, Gluten-Free Dessert Recipes, Hazelnut Recipes, Levana, Levana Kirschenbaum, Recipes, Tofu Dessert Recipes, Whole Foods Cookbook, Whole Foods Kosher Kitchen
Indian Corn Amaranth Pudding Recipe
Overlaid with my favorite Indian flavors, and a snap to make. Another perfect example of great results with plebeian ingredients. This spicy and funky dessert takes comfort foods to a whole new level. Gluten-free without even trying. Do not forgo the saffron: it will add that subtle je-ne-sais-quoi exotic touch....
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Filed under: Amaranth Recipes, Corn Recipes, Dairy-Free Recipes, Gluten-Free Dessert Recipes, Indian Recipes, Recipes
Chilled Corn Avocado Soup Recipe
My Chilled Corn Avocado Soup Recipe is as simple to make as a smoothie, and deliciously refreshing. Talk about a summer treat! And no cooking whatsoever. Do not hesitate to serve it to company. Corn and avocados are natural partners in this corn avocado soup and many other treats. Fresh corn...
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Filed under: Avocado Recipes, Cold Soup Recipes, Corn Recipes, Gluten Free Recipes, Jalapeno Recipes, Recipes, Summer Soup Recipes
Julia Child's Gateau Reine de Saba Recipe a la Levana!
I got my inspiration directly from Julia Child. The name Reine De Saba is not too presumptuous for this fabulous and ethereal dessert. It is almost flourless, but I make it completely so, and enjoy it on Passover too. Its short and dazzling ingredient list read like that of a...
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Filed under: Chocolate Recipes, Dairy-Free Chocolate Truffle Recipes, Dairy-Free Dessert Recipes, Dairy-Free Recipes, Gateau Reine De Saba Recipes, Gluten Free Recipes, Gluten-Free Dessert Recipes, Julia Child, Kosher Recipes, Nuts Recipes, Recipes
Almond Streusel Coffee Cake Recipe
You will love this coffee cake. Lemon, cinnamon and almonds: Outrageous match! This coffee cake is a wonderful brunch choice, as it has the look and texture of a yeasted pastry, thanks to the yogurt. A delicious wannabe quick babka. Fun cinnamon swirl in the center of the cut slice. Don't...
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Filed under: Almond Recipes, Brunch Recipes, Cake Recipes, Dairy-Free Dessert Recipes, Lemon Recipes, Low Gluten Recipes, Recipes, Spelt Baking, Spelt Desserts Recipes, Streusel Recipes, Yogurt Recipes
Recycling Challah Bread in Style: Mock Baba Recipe
I just turned humble Challah leftovers into a fabulous mock baba: Feeling so smug about this! This past Friday I had minutes to decide if I could whip up a dessert for a little "pitzel" graduation my children, Chabad Washington Heights, were hosting first thing Sunday morning for the children in...
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Filed under: Apricot Recipes, Baba Recipes, Bread Pudding Recipes, Breakfast recipes, Brunch Recipes, Challah Recipes, Dessert Recipes, Kosher Recipes, Recipes


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Cameron Dickey to Lead Cy-Fair FCU
Cy-Fair Federal Credit Union has announced that Cameron Dickey has been hired as president to succeed retiring President Debbie Blackshear.
"Cy-Fair Federal Credit Union is excited to be bringing someone of Cameron's capabilities and proven track record on board to lead the credit union," said Deborah Jackson, Cy-Fair's chairman. "His values and strategic growth experience are a great match with our organization and we look forward to building upon the strong organization that Debbie has led during her 18-years as president."


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CodePlexProject Hosting for Open Source Software
CodePlex is Microsoft's free open source project hosting site. You can create projects to share with the world, collaborate with others on their projects, and download open source software.
Terms of Use
Windows USB/DVD Download Tool (240705)
Windows USB/DVD Download Tool allow you to easily create bootable DVD or USB Keys for Windows 7/8 installation from the ISO file downloaded from Mi...
Python Tools for Visual Studio (72520)
PTVS is a free & OSS add-in from Microsoft that turns VS into a Python IDE. It supports CPython, IronPython, Intellisense, debugging, profiling, A...
Virtual Router - Wifi Hot Spot for Wi... (47389)
The original, open source Wifi Hotspot for Windows 7, Windows 8 and Windows Server 2012!
Microsoft SQL Server Product Samples:... (23300)
This project contains Database samples released with Microsoft SQL Server product.
release: Dax Studio 2.3.6 - Feb 8, 2016
Includes updated error logging for the Excel Add-in
release: ArcBruTile 0.6 - Feb 8, 2016
. improved stability . add support for authentication in TMS files . add maps from GIS Cloud, Klokan Technologies, Osm2Vectortiles . add Strava run...
release: NTag Version 0.9b3 - Feb 8, 2016
fixed infinite loop when using the 'create checksum' flag added sorting by clicking a column header (hold down Shift keyboard key while clicking ...
release: Free Language Translator 4.0 - Feb 8, 2016
Entity Framework
Entity Framework is an object-relational mapper that enables .NET developers to work with relational data using domain-specific objects.
An open source disk encryption tool with strong security for the Paranoid
Wix# (WixSharp) - managed interface for WiX
Framework for building a complete MSI or WiX source code by using script files written with the C# syntax.
URF - Unit of Work & (extensible/generic) Repositories Framework
Stop creating a repository for every single entity in your domain layer with this generic Unit of Work and Repository Framework!


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Pleasebe judicious and courteous in selecting your words.
zakir bhai im in love with you!!!!
salam, Zakir bhai mujy khana banany k both shok hy ...or main banate bhe hn or apny chana mirch pulao banai the sub ko both ache bane the mare age 18 hy or main 2 year main parte hn or teacher bhe hn class 8 ki or apka show both acha hy........
ur show is zbardastttttttttttttttttttttttttttttttttttttttttttttttt
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All NBA players aren't created equal, and what is expected of them differs depending on their teams' needs.
That definitely holds true for point guard John Wall, who has been in a slump even though the Wizards have prospered. While he averages 14 points and 7.5 assists for the season, in his first seven games this month Wall was a sub-par in 42-for-100 shooting from the field (42%). His accuracy has declined even more in his last four games, shooting 13-for-45 (28.8%).
The Wizards enter Wednesday's game vs. the Detroit Pistons on a three-game winning streak and winners of seven of their last 10. They are 13-9 since Wall's Jan. 12 return from a stress injury to his left knee cap.
Wall only played 24 minutes in a 90-84 win at the Toronto Raptors to start the week, finishing with the stat line of a reserve: 10 points, seven assists, five rebounds and one steal. With the Raptors trying to mount a late comeback, Wall converted a layup with 45.9 seconds left to help seal the outcome. His backup, A.J. Price, was more of an offensive threat with 12 points.
"I'm going to play guys that are doing things well for us. A.J. Price was a big key," Wizards coach Randy Wittman said. "I'm not on a 'this guy gets 35 minutes no matter what' (coach). You go out and you perform. You do the things that you're supposed to do for this team and it's being successful, I'm going to ride you."
What Wittman expects from Wall isn't the same as All-Stars Kyrie Irving (Cleveland Cavaliers) and Russell Westbrook (Oklahoma City Thunder) give to their teams from the same position. Both are capable of 40-point explosions. Irving averages 23.2 points and 5.6 assists and Westbrook produces 22.9 points, 8.0 assists and 5.2 rebounds per game.
The systems they play in require them to score more. Westbrook starts next to a shooting guard Thabo Sefolosha who averages less than 8 points but is primarily there for his ability to defend the wing. Wall has to be careful not to pay too much attention to the box score and worry about comparisons.
"He can do other things. John doesn't need to get caught up in the numbers of scoring to be effective. He's the type of player that can put a stamp on the game without points," said Wittman. "I got to get him to understand the player he is he can affect the game in such a positive way has nothing to do with points. (It's) pace of the game, assists, getting guys in the flow defensively.
That puts Wall in the category of Ricky Rubio of the Minnesota Timberwolves. In his second NBA season, Rubio is noted for his court vision, defense and ability to orchestrate. Like Wall, Rubio's ability to stretch the floor with his shot lags far behind the rest of his game.
At the top of his form, veteran Jason Kidd of the New York Knicks is closer to the vision that Wittman has for Wall. A nine-time All-Star, Kidd never averaged more than 18.7 points in a season but he did everything well, especially clutch three-point shooting and defense, as he quarterbacked the Dallas Mavericks to an NBA championship in 2011.
"There are some players who can just affect the game with their scoring. He's not one of those," Wittman said of Wall. "I've got to continually stress that with him."


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Article | September 30, 1998
ASCO Numatics, Inc: Network control module
Fluid power manufacturer Numatics (Highland, MI) has released the NetBoss NCM Series intelligent network control module. With I/O processor, LCD display and operator interface, NetBoss can operate as an independent control unit or can be incorporated into Numatics' Mark 4 and Mark 2002 valve manifolds.
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A Chico Wedding with the Carters
Written by Eric Leslie on
What a great wedding this was! The day of the wedding always feels like a blurry mix of sheer bliss and stress. Looking back though, the families were incredible blessings in their faithful support placing God in the center of it all. Not only that, but the facilities at the Neighborhood Church in Chico were gorgeous. Green grass with trees and a creek stocked with beavers and their dam.
Next summer's wedding slots are beginning to get booked, so don't hesitate to ask me any questions before they're all filled up.
Eric Leslie
Eric Leslie