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Major Hurula is the former Chief Financial Officer for the National Headquarters of the Salvation Army and currently serves as an Internal Auditor for The Salvation Army Western Territory. He also does financial consulting for nonprofit organizations in Western Michigan. A graduate of the Salvation Army College For Officer Training, Major Hurula has served the Salvation Army for over 40 years in numerous leadership positions across the country that updated and reorganized the Salvation Army's financial systems. As a national project manager for the Salvation Army, Major Hurula led a national initiative called eQuip for Success, in conjunction with the Beaumont Foundation of America, to establish some 200 computer labs across the country to benefit the under-served in America. Major Hurula holds an MBA from Olivet Nazarene University.
Steven Nelson is Senior Director of External Relations at Harvard Business School. Most recently, Steve served as Executive Director of the MBA Program at Harvard Business School, where he oversaw the delivery of programs and services to 1,800 full-time students and 140 teaching faculty. Before that, as Executive Director of the Initiative on Social Enterprise, he led a major effort at HBS focused on the leadership, management, and governance of nonprofit organizations, and the role of business in society. Steve earned his MBA from Harvard Business School and his bachelor's degree from Northwestern University in chemistry, with a concentration in biochemistry and molecular biology. He currently serves on the board of The Harvard Cooperative Society (The COOP) and the Council of 125 at Gordon College, and previously as a director on the boards of the Northwestern Alumni Association, Lovelane Special Needs Horseback Riding, Project Bread, Daybreak, and the advisory boards of TechMission, Pura Vida Partners, and Victory Charter Schools in New York.
Dr. Melissa Patton is on Faculty with Eastern Florida State College where she teaches Psychology. She also serves as adjunct faculty with City Vision University and Eastern Tennessee State University. She is the President and CEO of the Patton Colsulting Group which provides evaluation, research, fund development and individual planning services to schools, public agencies and non-profit organizations. She received her EdD in Higher Ed Leadership and Organizational Change fromm Benedictine University, her MA in Community Counseling from Concordia University-Chicago and her BA in English/Creative Writing from Drake University.
Jeremy Del Rio, Esq. co-founded and directs 20/20 Vision for Schools, a movement to transform public education that launched in New York City in 2008, and connects, trains, and mentors youth workers regionally through Urban Youth Workers Institute and locally as the chair of the Coalition of Urban Youth Workers. He has consulted ministries and nonprofits since 2000; and directed Generation Xcel, a holistic youth center in Manhattan, from 1996-2006. Jeremy was the founding, bivocational youth pastor at Abounding Grace Ministries (1994-2004), and also worked as a corporate attorney in New York. He has contributed to four recent books, including Deep Justice in a Broken World (Zondervan/YS 2008) and The Justice Project (Baker Books 2009), and his articles have appeared in Charisma, Willow, The Journal of Student Ministries, Relevant, and elsewhere.
Dr. Jay Gary is the former Graduate Program Director in School of Business of LeTourneau University. He previously served as the Program Director of a Master of Arts in Strategic Foresight at Regent University. He also previously served as the Alliances Manager for the Laussanne Movement. He also served as the National Director for the Institute of International Studies, where he managed a 10-person team to develop the Perspectives on the World Christian Movement course, which has become the most widely used course in training Christians about global missions.
Ron McConico is the founder and executive director of Youth Resources, a ministry that trains, equips and resources urban youth workers in the Minneapolis, St. Paul area. He has taught as an Adjunct Professor at North Central University in the business department teaching MS Office products. With over 36 years of experience in urban ministry, Ron has developed technology, youth, and job skills training programs for numerous organizations. He has worked with adults and youth in developing technology and employment readiness skills. He is currently working on his Master of Arts in Social and Civic Entrepreneurship at Bakke Graduate University. As an indigenous youth worker from Minneapolis he has experienced many of the things urban youth go through. Because of his past he has made a lifetime commitment to Youth Ministry.
Dr. Brad Smith is the President of Bakke Graduate University, which is focused on developed global, urban, transformational leaders. He previously served as the President of Leadership Network, which was founded by Bob Buford. He previously served as the Director of New Programs for the Center of Christian Leadership in Dallas Seminary. He received a Bachelor of Business Management from Texas A&M, Masters of Theology for Dallas Theological Seminary, Doctorate from Bakke University.
Dr. Walker Tzeng is the Executive Director of the World Evangelical Theological Institute Association (WETIA). He also serves as the Chief Operating Officer of Olivet University. He serves on the board of Association for Biblical Higher Education and the National Association of Evangelicals. He is on the International Leadership Forum of the World Evangelical Alliance and formerly served as their IT Director. He received his B.S. in Cybernetics from UCLS, his M.Div. from Olivet University and his D.Min from Olivet University.
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College Essay Workshops
We help juniors and seniors identify unique and meaningful personal stories, and we give them the space and guidance to tell those stories in their own authentic voices. We will not write essays for students. Instead, we help students find their voices, give them the confidence to use them, and ultimately provide guidance on structure and editing. Each and every word is the student's own. At Writopia Lab, we witness the power of authentic young voices every day. Your child will not only leave the program with one to three college essays, but with a new confidence in his or her own writing.
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The fee for each full 10-Week After-school workshop is $560 with sliding scale options. Please see below for special one-day workshops.
Tenleytown (NW DC) see map
Capitol Hill (SE DC) see map
Falls Church, VA see map
Rockville, MD see map
Private Sessions

subset: commoncrawl


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10 Steps to Pick the Right Doctor
Whether you need a primary care doctor or a specialist, these 10 steps will ensure you find the right doctor for you. View Slideshow
Dr. Hilpert's Experience
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- Graduated in 1983
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When you create a map in Tableau, by default you're creating a map in the Web Mercator projection. At present, Web Mercator is "the de facto standard for web mapping applications", and is used by popular content providers like Google Maps, Microsoft Bing Maps, and OpenStreetMaps (which we use), among others.
Pros and Cons
Every map projection is a distortion of the truth, because it involves smashing an ellipsoid (the earth) onto a plane (the map). Something's gotta give. Map projections all have their respective pros and cons.
One distinct advantage of the Web Mercator is that all parallels (latitude) are, well, parallel, and so are the meridians (longitude), meaning that you can zoom in on an intersection in Finland and the streets will still cross at right angles.
It also has it's drawbacks, though. Take a look at Greenland:
Would it surprise you to find out that Greenland (836 K sq-mi) is less than one eighth of the surface area of South America (6.89 M sq-mi)? Web Mercator greatly exaggerates area near the poles.
What options do I have?
So what if each country's physical surface area really mattered to your story, like if you were visualizing population density or natural resources? How could you show an alternate projection for your world map with less area distortion? There's currently no setting to switch to a different projection, but with a little work, you can always make one yourself using the Polygon Marks type.
Let's consider the Robinson projection, a map projection made popular by the National Geographic Society, which used the Robinson from 1988 to 1998:
How to Make the Robinson Projection
Creating your own map projection in Tableau requires a few steps, none of which is particularly difficult. The trick is knowing how to string together each easy step to complete the job. I'll attempt to lay out the steps here:
- First, get the Shapefiles for countries from the Natural Earth Data 1:110m Cultural Vectors. Here is link to download the zip file.
- Next, convert the Shapefile .zip to a CSV using the Alteryx Tableau Shapefile to Polygon Converter (requires a free log in). Here is the CSV for the country shapes.
- Then, connect Tableau to this new CSV and create two calculated fields R_LAT (for Robinson Latitude) and R_LON (for Robinson Longitude) using the equations in this Word document. Make sure these two fields have no geographic role assigned (right click on each calculated field > Geographic Role > None).
- Create the basic Robinson projection map by doing the following:
- Drag R_LAT to Rows and R_LON to Columns
- Change the Marks type to Polygon
- Drag Polygon ID and Sub Polygon ID to Detail
- Drag Point ID to Path
Here is what the basic Robinson map projection should look like:
- Draw the graticules or add a Background image to make sure the proportions are correct. In this case, I added this background image of the Robinson projection, and set the image options like this:
I added finishing touches to this dashboard by adding Continent to the Color shelf, formatting the Tooltips, and adding the Sheet to a Dashboard along with Text objects linking to an information page and the source shapefiles. Coloring by Continent isn't all that interesting, but you could follow Andrew Cheung's #MappingMonth tutorial to blend your own data and color by population density or natural resources, etc.
Visualizing the United States
Next, we'll consider an alternate map projection of the United States. If you do a Google Image search for "United States map", the majority of the results will be the Lambert conformal conic projection. It's the map American school children see hanging in their classrooms every day, and the projection USGS uses for many of its topographic maps. I won't go into great detail about this projection, but here it is juxtaposed with its Web Mercator cousin:
How to Make the Lambert conformal conic projection of the U.S.
To create this map projection, the steps are very similar to the Robinson world map above, except the latitude and longitude transformations were done in Excel. The Ohio State Geology department provides a very useful Excel spreadsheet that allows users to convert latitude and longitude to x and y coordinates of the Lambert projection. I took this spreadsheet and modified it to accommodate batch conversion of a list of lat/long pairings. The batch conversion spreadsheet is included in Step 2 below.
- First, get the Shapefiles for states of the US from the Natural Earth Data 1:110m Cultural Vectors. Here is link to download the zip file.
- Next, convert the Shapefile .zip to a CSV using the Alteryx Tableau Shapefile to Polygon Converter (requires a free log in). Here is the CSV for the state shapes.
- Then, use the Lambert conversion spreadsheet to generate x and y coordinates for the state polygons, and copy and paste the E and N columns into your original CSV.
- Connect Tableau to the CSV with the converted coordinates and create the basic Lambert projection map by doing the following:
- Drag N to Rows and E to Columns
- Change the Marks type to Polygon
- Drag Polygon ID and Sub Polygon ID to Detail
- Drag Point ID to Path
To make sure the aspect ratio of the map was correct, I added a background image of the Lambert projection and matched the borders with my map, setting Washout to 100% once I was comfortable with the match.
With a little research and some fancy coordinate transformations, you can use Tableau to draw alternate map projections. I hope this tutorial helped you understand how to create these two alternate map projections, and I hope you also walk away with the sense that you could create a different projection using these same tools and techniques.


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The Musicians' Table - works by Philidor, Boismortier, Guillemain, Rebel / Ens. Battistin
1 CD / ABC Classics / 2014-01-22Works: Pierre Danican Philidor: Suite for oboe/flute/violin & continuo no 4 in G minor; Joseph Bodin de Boismortier: Sonata for bassoon & continuo in D minor, Op. 50/4; Trio Sonata in D major, Op. 50/6; Lou...
Performers: Gent, Sophie; Wijsman, Suzanne; Wright, Noeleen; Wright, Paul III
Ensemble: Ensemble Battistin
For sheer elegance and subtle refinement, nothing can surpass the music of 18th-century france. The melodies, poised like dancers, embody grace and charm with filigree...continue...
Duende - Scarlatti: Sonatas for 1 & 2 Harpsichords
2 CD / Paradizo / 2011-05-01Works: Domenico Scarlatti: Sonata for Harpsichord in E major, K 206/L 257; Sonata for Harpsichord in D major, K 443/L 418; Sonata for Harpsichord in F minor, K 462/L 438; Sonata for Harpsichord in F major, ...
Performers: Alunni, Benjamin; Cheatham, Joshua; Fortin, Olivier; Gent, Sophie; Léonard, Julien; Martin, Julien; Sempe, Skip; Sherwin, Doron David; Wanroij, Judith Van
Ensemble: Capriccio Stravagante
"Here, in 17 sonatas, Sempe lays bare Scarlatti's Spanish soul with a visceral immediacy that should silence any scholarly sniper fire. Technically, it's a tour...continue...
Purcell: Ten Sonatas in Four Parts / Retrospect Trio
1 Super Audio CD / Linn Records / 2010-07-20Works: Henry Purcell: Sonata in 4 parts for two violins, bass viol & continuo no 1 in B minor, Z. 802; Sonata in 4 parts for two violins, bass viol & continuo no 2 in E flat major, Z. 803; Sonata in 4 parts...
Performers: Gent, Sophie; Halls, Matthew; Truscott, Matthew
Ensemble: Retrospect Ensemble
Released to celebrate the 350th anniversary of the birth of Henry Purcell this is the recording debut of Retrospect Trio, a group formed under the...continue...
Bach: Concerti & Sonata
1 CD / Analekta / 2007-05-15Works: Johann Sebastian Bach: Concerto for Harpsichord in D minor, BWV 1052; Concerto for Harpsichord in F minor, BWV 1056; Italian Concerto in F major, BWV 971; Sonata for Violin and Harpsichord no 2 in A ...
Performers: Fortin, Olivier; Gent, Sophie; Stephen Freeman [Violin/Viola]
Ensemble: Ensemble Masques (Classical)


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Math For Kids
- August 4, 2013
( 1,504)
A fun and challenging way for kids to practice basic math skills. Reveal the image, by solving the math equations.
- Practice addition, subtraction, multiplication and division.
- Practice addition, subtraction, multiplication and division.
- Select from three different difficulty levels.
- Solving each equation has a time limit (the white bar in the bottom) based on the difficulty level.
- Three wrong answers end the game.
- Each new round resets the wrong answers counter.
My kids enjoy it and they are three and four. Starting at a young age is ideal. A game like this is excellent for remembering and making it FUN. Five stars. Enjoy.
Number-Pics ! this app is sure to set to hlp kids overcome the age old phobia attracting them to the ever magucal world of Mathematics!
Best thig ever I love it so much it is the best thing ever in the whole entire world.
Don't change a thing Great app its really helping my son
Fun fun fun entertaining and simple to use! Love
No hidden extras I downloaded this for my daughter and I am really impressed, especially as there are no special requirements and no viruses. Finally a developer that does not want to cause more problems than they solve. Thankyou
What's New
- Added tablet support!
- Minor bug fixes
The Early Learning Academy app offers a full curriculum for children ages 2-7.
65 levels across addition, subtraction, multiplication, and division!


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The Avengers by FlowMediaProductionsWatch
©2014-2016 FlowMediaProductions
I need permission to use your photo to print on a T Shirt for a non-commercial purpose.
Please allow me.Reply soon.
Please allow me.Reply soon.
Love it.
truly epic : D
amazing water colour work
amazing water colour work
This looks great!
this is going in to my favourites!!! its amazing
This is sweet! Love it.
this is really awesome!
that is the most amazing image I have ever come across, would you mind if I have it made into tattoo?
Really great
Awesome work!!
Just. Awesome.
Oh my gosh, this is so cool!
This is an amazing piece of work.
Could the owner of this design please email me, I have a lot of people interested in purchasing things with this graphic on it.
oooooOOOOOOOoooo I liiiiiiiiiiike
This is amazing!!
AMAZING! I love what you did with the paint! Very creative!
This is awesome!
This is so cool! great job!
so awesome!
can i use this for a t-shirt?!
this is too awesome!
can i use this for a t-shirt?!
this is too awesome!
Nice artistic touch!
It's a really great combination, well done...and thank you very much for citing the source material. Not enough people do that these days; they just claim it as their own.
Thanks for all the nice comments, really was a random piece just thought it turned out pretty cool.
cool d(^_^)b
Awesome! Kinda reminds me of the street fighter watercolor intro. Well done!
Most awesome thing I have ever seen!
Marvel should make this their poster.
I would also like to purchase this as a print. Just beautiful!!
I'm sure you could get a print of each of the characters from the original artist, Blule. boutique.blule.fr/
Wow! This is bad ass as hell! I love this! (:


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Analysis: Lost S 05 E 02 The Lie
We don't have an article named Analysis/LostS05E02TheLie. If you want to start this new page, just click the edit button above. Be careful, though, the only things that go in the Main namespace are tropes. Don't put in redirects for shows, books, etc.. Use the right namespace for those.


text: JNode From Joomla! Documentation Revision as of 04:24, 17 April 2011 by Chris Davenport (Talk | contribs) (diff) ← Older revision | Latest revision (diff) | Newer revision → (diff) JNode is a class that allows you to create nodes, normaly used as "leaves" of object-trees. Often used in conjunction with the JTree class. Retrieved from 'https://docs.joomla.org/index.php?title=Description:JNode&oldid=39730'


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Finally, in mid-December, the rain started to pour over the land of Israel, and temperature dropped. The rain is blessed, no doubt, but like every year, it caught us unprepared. After two straight stormy days, the streets were flooded and trashcans filled with broken umbrellas. Most of us, however, stayed at home with a hot coco; after all, we are not used to a cold weather of any sort.
Since winter here is rather short, and lasts a maximum of two months a year, many talented photographers took out their cameras and smartphones, stepped outside, and captured the beauty of winter, all over Israel. Enjoy their beautiful photos!
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Been here? Rate It!
Northern Maritime Museum
On the Brugstraat (Bridge Street), one of the major bicycle routes into and out of the center of Groningen, there are two beautifully restored medieval buildings that house the Northern Maritime Museum – "Northern" because Groningen is at the northern end of the Netherlands.
The museum deals with the history of shipbuilding and shipping from the 6th century through the Middle Ages and up to the present. There are numerous attractive displays of model ships, maps, pictures, navigation instruments and ceramics, as well as a film showing what Groningen was like (minus the people) in the year 1470.
Second photo: Old globes, books, charts and instruments in one of the many display cases.
Third photo: A display of ropes with different kinds of splices. This was something of a blast from the past for me because I learned to make some of these splices when I was a boy scout, but had completely forgotten about them in the meantime.
Fourth photo: A course correcting instrument for use on shipboard. This particular instrument was imported from England, where it was patented.
Fifth photo: A collection of sextants, ingenious instruments which were used in navigation to determine the position of the ship. (I'm told most ships today still carry sextants as a back-up navigation instrument, in case their GPS system conks out for some reason.)
Next: University Museum
- Historical Travel
- Museum Visits
Maritime museum
This museum is housed in several former warehouse, one of it is from Middle Ages. It is fun to follow the route set out and see what maritime history the province of Groningen has.
As they say themselves it s a walk through five ages of Groninger maritime history.
Also they show the history of tobacco, from thousands of years old indian culture up to now.
- Family Travel
- Museum Visits
Maritime museum
Behind this Gothic facade from the 15th century is a building that is about a century older. It has had many different functions, including that of a brewery and a warehouse. It's now a museum.
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text: The Amalfi is everything a boutique hotel should be: fun, colorful, bright, and personal without sacrificing service, comfort, location or affordability. The rooms are comfortable and cozy. A nice breakfast (coffee, teas, juice, yogurt, fruit, breads and donuts) is provided buffet-style on each floor each morning. The staff is friendly ("Welcome back to the Amalfi..." "Can I get you a taxi?" "Sure, we can hold on to your bags today"). The location is close to the blue and orange line (a 45-minute train ride to O'Hare; about 35 minutes to Midway), and within a quick walk to Michigan Avenue for shopping, food and fun. I think their rates are reasonable, even competitive, and you can cancel up to 24 hours without penalty which is important since business plans can change on a dime. I've stayed other places in Chicago, but the Amalfi is where I return to stay.


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I know I am late to the show, but this is amazing.
wow!!nice FX
she is staggeringly beautiful and her dressing up as spider mas characters makes her even more desirable
What substance is this?
This model has great talent! Amazing photo!
This looks appropriately horrifying! Excellent work.
Pretty spectacular; what is the outfit made of?
its latex body paint
Great expression in this one. Love the set.


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i just tried this too, i have waninkoko's v2 and im in canada n i keep getting the update msg... any ideas?
i just tried this too, i have waninkoko's v2 and im in canada n i keep getting the update msg... any ideas?
Ok, working now , i need change ps3-updatelist.txt to UK settings and it's ok THX
Found my problem... CA24.cer wasn't replaced. I tried to multiman, then FTP it over but it wouldn't let me. Any suggestions?
if you cant get any of the flash utilities to work boot linux from asbestOS and change it from there.
restart Ps3 , then run FreeFlash , run AwesomeFileManager press select and copy file. works for me.
That's another problem. The only usb keyboard I have is a wireless one, and it requires drivers to be installed to use it. Therefore, I get stuck at the black screen every time. It sounds like I have no choice but to use Freeflash? I've got it installed but I'm not sure how to run it. I don't have any new options in the lv2 patcher.
i finally got it working! turned out my computer had a pop up from charles in the background n i didnt notice LOL i used freeflash n it worked great. just run it from the xmb, a lil picture pops up confirming its complete. but you might have to reboot a few times before your file manager sees it. (and for some reason its gone again from my multiman screen but everything seems to work fine.)
I used comgenie and freeflash to get the .cer in the dev_fflash folder, yet I'm still being asked to update =/
Nothing comes up for me in Charles... So I'm assuming that's my problem?
it asked me if i want to allow the connection of ip address xxx.xx.xx.xxx to my computer. i guess if it doesn't ask you, you have configured something wrong... double check your ip address is set properly on the ps3 to the address of the computer running the programs. and see what is displayed on the PS3DNS.exe screen.
ps3dns.exe doesn't say anything about my ip.
i used whatismyip.com and put in the ip it showed. that's where i think my problem is... i tried ipconfig /all and tried the ipv4 address... to no avail.
i have verizon fios. hella confused at this point.
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text:
Staff at Park Road Leisure Centre show off their new Fusion uniforms. Centre manager Hartley Alleyne (left) with staff
Haringey leisure centres are to recieve £15million investment after a new company was brought in to run them.
Work to improve and modernise Park Road Leisure Centre in Highgate and Tottenham Green Leisure Centre in Tottenham is set to begin in the summer.
Sports and leisure management organisation Fusion Lifestyle signed a 20-year contract to manage the centres with Haringey Borough Council earlier this month.
Staff have received new uniforms to mark the new contract, which also sees Fusion running Broadwater Farm Community Centre in Tottenham.
Fusion is also set to run White Hart Lane Community Leisure Centre in Wood Green for the next three years.
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text: This is a five-star villa in every sense of the word: location near Ronda, beauty of area, the villa itself, and the quality of the villa managers, Caroline and Robert. The property itself is gorgeous, with a huge patio offering both sun and shade as well as outdoor eating, a pool, and beautiful grounds which were in bloom when we were there a week ago. The interior of the villa is spacious: very large bedrooms with all the amenities you could want, a comfortable TV area as well as indoor fireplace area, a sunny sitting/reading area, and an extremely well stocked kitchen. Caroline and Robert provided a sumptuous well basket and valuable information as did Lawrence, the gardener. Everything is extremely well decorated, and the overall feeling of the place is warmth and comfortable elegance. Chef Judie, a local chef, provided us with a world-class birthday dinner for a member of our party, and "Frank's Place" in Arriate is special place to eat. All in all, this is the... more


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Self destructing Bobcat fuel pickup
I have experienced this myself for the first time. While operating my old 763 helping a friend it stalled. The fuel filter had air in it. So I suspected the fuel pickup line, but I had purchased the pickup screen and hose from a Bobcat dealer ( first time for me). Generally when the fuel pickup failed I would solder a copper line to a brass 90 degree fitting and stuff it in the grommet. I purchased this in December 2009. When I pulled the grommet from the tank I found the hose had broken, and it was dark and crumbly. I have fixed many of these by the brass/copper method, but is the OEM hose made to fail after little more than a year?
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President Obama has given three high-profile speeches in July and August outlining an economic policy agenda for his remaining term in office as part of the White House's attempts to refocus the national media on pressing economic issues. An analysis of live coverage found that these speeches received unbalanced coverage across cable news outlets, with Fox News devoting by far the least amount of time.
From the August 8 edition of Fox News' Hannity:
Loading the player reg...
Fox Business host Stuart Varney falsely claimed that policies outlined in President Obama's housing speech will inflate a new housing bubble by "coercing" private banks to provide low interest rates and easy money to unfit borrowers, ultimately setting the stage for another financial collapse.
On the August 7 edition of Fox News' America's Newsroom, Varney argued that the president's call to wind down government involvement in Fannie Mae and Freddie Mac, perhaps dissolving the two mortgage giants altogether, was in fact a ploy to over-regulate private industry. According to Varney, Obama eventually planned to force other banks to lend to the "poor credit borrowers" currently served by Fannie and Freddie. Varney and Fox host Heather Childers agreed that it was a policy of lending to so-called "poor credit borrowers" that caused the financial collapse more than five years ago. They went on to state that the president's proposal would set the precedent for another crash.
Varney continued his attack on the president's housing initiatives on the August 7 edition of Fox Business' Varney & Co. with senior legal analyst Andrew Napolitano who agreed that the president "wants to transform them [Fannie Mae and Freddie Mac] ... into something more sinister" through federal regulation of the banking industry for his own political gain.
Fox is once again attacking the president for policies he does not actually support. Furthermore, they are once again blaming the financial collapse on bad borrowers who were extended loose credit through government regulation, even though economists conclude otherwise.
On August 6, President Obama spoke at Desert Vista High School in Phoenix, Arizona, on the merits of "responsible homeownership." The president outlined a vision to build upon stable growth in the housing market without burdening American taxpayers with the failures of risky borrowers and lenders. From the speech:
We've got to give more hardworking Americans the chance to buy their first home. We have to help more responsible homeowners refinance their mortgages, because a lot of them still have a spread between the rates they're paying right now on their mortgage and what they could be getting if they were able to refinance.
And we've got to turn the page on this kind of bubble-and-bust mentality that helped to create this mess in the first place. We got to build a housing system that is durable and fair and rewards responsibility for generations to come. That's what we've got to do.
The president specified that his plan will not bail out risky lenders and borrowers at the expense of the public, and that it would take steps to curtail some of the rampant market speculation that helped drive the housing bubble before the 2008-09 crash. The president indicated support for winding down the two government-backed mortgage giants; meanwhile, legislation to gradually dissolve Fannie and Freddie over the course of five years is already proceeding through the House and Senate.
President Obama also outlined a multi-step program that would allow borrowers to refinance at today's low rates, make more credit available to well-qualified borrowers, rebuild hard hit communities, and ensure affordable rent to families who opt not to buy a home.
The president also commented on the prospect of immigration reform providing a boost to the housing industry. According to The New York Times, a study by the National Association of Hispanic Real Estate Professionals estimates that the Senate's bipartisan immigration reform bill could generate up to $500 billion in mortgage lending to new citizens and documented legal residents.
Contrary to Varney's continued accusations, economists argue that loose private sector lending, rather than government-sponsored loans to "poor credit borrowers," precipitated the housing market's collapse. While Government-Sponsored Enterprises (GSEs) including Fannie Mae and Freddie Mac did contribute to the market's overall instability, a Brookings report finds that "Fannie and Freddie did not catalyze the market for subprime MBS [Mortgage Backed Securities]; rather, they started to hold such mortgages in the pools they purchased, perhaps because of shareholder pressure or to regain market share."
According to Brookings senior fellow Alice Rivlin, it was the private sector's "extraordinary decline in lending standards" that caused the crisis, and GSEs do not deserve the blame. Dean Baker of the Center for Economic and Policy Research notes that GSEs began buying junk bonds "late in the game" as a response to pressure from private market, citing a Moody's investor document. Data comparing GSE lending to the private sector indicates that GSEs took fewer risks than the private sector.
Right-wing media have responded to a proposed rule from the U.S. Department of Housing and Urban Development (HUD) with a barrage of false attacks and overheated rhetoric. The rule, which attempts to increase minority access to community resources like public transportation and education, has been called an act of "tyranny" designed to "encourage diversity, for diversity's sake."
After calling today's presidential address on the economy "a case of political déjà vu," America Live guest host Shannon Bream claimed that the economy has "mostly struggled" since Obama took office, despite evidence to the contrary.
The July 24 edition of Fox News' America Live opened with a preview of President Obama's economic speech taking place at Knox College in Illinois. Bream immediately framed Obama's economic record negatively, saying, "Critics argue, they think it's just going to be more of the same, returning to themes of higher taxes and higher spending, leaving some thinking he's just out of ideas. President Obama took office, since then the economy has mostly struggled." She then asked, "If the critics are right and there's nothing new here, what is the speech really all about?"
But in fact, housing prices have consistently risen, the Dow Jones Industrial average, also on the rise, has posted record highs, and private sector job growth has steadily increased since February 2010:
Although the economy has improved, Republican obstructionism "has blocked pro-growth policy and backed job-killing austerity," Guardian columnist Michael Cohen argued. Economic experts have argued that lowering public sector spending has held the economy back and government spending cuts have consistently lowered GDP growth in recent years, but Bream made no mention of Republican plans to gut the president's proposals to remedy this.
The media have long struggled to cover the economy appropriately (when they cover it at all), but Fox stands out in its efforts to rewrite history in order to attack the Obama administration.
While the five largest network and cable Sunday shows underreported economic developments in the past month, MSNBC's Melissa Harris-Perry provided ample discussion of the economy.
A Media Matters analysis of Sunday show coverage from May 12 to June 9 found that ABC, CBS, CNN, FOX and NBC devoted less than 36 total minutes to the economy. This lapse in coverage occurred despite multiple economic developments emerging over that period.
Of the Sunday shows analyzed, MSNBC's Melissa Harris-Perry stood out for its economic coverage. In five weeks, the show dedicated almost three hours to discussion on the economy -- by far the most coverage of the seven shows Media Matters analyzed. Melissa Harris-Perry was almost five times more likely to discuss the economy than CNN and network Sunday shows combined.
The show's discussion of the economy was diverse, touching on a range of topics including poverty in America, food insecurity, student loan reform, and the recent rebound of the housing market.
The show's ample and diverse economic coverage comes at a critical time -- according to a May 7 Gallup poll, a majority of Americans view an array of economic issues as high priorities.
Is the media's heavy focus on Washington "scandals" pushing positive economic developments to the wayside?
CNN correspondent Christine Romans observed that focus on Washington "scandals" may be knocking positive economic news off the agenda, claiming "now the economy is slowly healing, all the conversation is about controversies though."
Romans isn't alone in her observation. On the May 29 edition of MSNBC Live, Talking Points Memo's Igor Bobic highlighted the fact that "scandal-mania" in Washington is taking all the oxygen out of positive economic developments, prompting host Thomas Roberts to note, "There really is this obsession we have in D.C. right now talking about the IRS or Benghazi or even the DOJ scandal, but we're not talking about where we're moving economically as a country, but it is in a positive direction."
Indeed, media has been largely silent on economic gains, most recently demonstrated by an underreporting of the housing price surge.
On May 28, Standard & Poor's released its Case-Shiller index of home prices. The report showed that in March, housing prices rose at an annual rate above 10 percent, posting the largest gain in the housing market since April 2006.
This positive news, however, did not garner any significant attention from cable news networks. According to a Media Matters analysis, in the day following the release of the Case-Shiller report, Fox News, MSNBC, and CNN spent a total of nine minutes and 32 seconds discussing the surge in housing prices.
Housing prices in March rose at the highest annual level since April 2006, a sign of positive economic development that went largely underreported by cable news networks.
Right-wing media continue their relentless campaign to undermine the Labor Secretary nomination of Thomas Perez, pushing the baseless claim that he acted unethically in his involvement with a withdrawn Supreme Court case that could have undone decades of civil rights precedent.
The Wall Street Journal and the National Review Online have been at the forefront of allegations, most recently made by the WSJ on May 6, that Perez perpetuated a "shady quid pro quo" with the City of St. Paul, Minnesota, because of his involvement in deliberations that resulted in a withdrawn Supreme Court case, Magner v. Gallagher, and the decision of the Department of Justice to not intervene in an unrelated False Claims Act lawsuit.
By holding a surprise hearing for the "whistleblower" who initiated the False Claims Act case against St. Paul, Congressional Republicans have used the allegations that something "awfully suspicious" occurred to push back Senate mark-up of Perez's nomination until May 8. The "whistleblower," a small business owner named Frederick Newell, may have lost a sizeable sum of money he could have been awarded if DOJ had intervened. As explained by Mother Jones, "given all the hard work he put in, it's understandable he's ticked off at Perez. But the fact that Newell didn't get his money doesn't mean Perez did anything improper."
Indeed, it's unclear if Newell could have won even if DOJ had joined the case. DOJ's top expert on these sorts of claims, Deputy Assistant Attorney General Michael Hertz, determined the case was weak, reportedly deciding "this case sucks" and to not intervene. The Magner case at the other end of this "quid pro quo," however, was of far greater significance.
Because Magner had the potential to present yet another opportunity for the conservative Justices to dismantle long-standing civil rights precedent, advocates ranging from civil rights attorneys to former Vice President Walter Mondale joined the DOJ in requesting St. Paul drop its appeal that had brought the case to the Supreme Court. In a recent op-ed for Politico, Wade Henderson, president and CEO of The Leadership Conference on Civil and Human Rights, explained the stakes:
As any lawyer knows, bad facts make bad law. This adage aptly applies to a fair housing case involving the city of St. Paul, Minn., that is now being unfairly used to tarnish the integrity of Tom Perez[.]
What made [Magner] so unusual was landlords' claim that by enforcing housing codes against them the city was committing a civil rights violation under the Fair Housing Act. Their argument was that bringing their buildings up to code would cost too much money, cause them to dispose of the properties and thus, affect the access of their minority tenants to housing. The district court dismissed the landlords' claims, but they prevailed on appeal.
This case represented a real threat to established civil rights laws that have protected millions of Americans from discrimination. It would be a real threat to the integrity of the Fair Housing Act if these landlords could use it to keep tenants in squalor.
St. Paul's mayor, Chris Coleman, was working with Perez on this issue and on an unrelated False Claims Act case against the city. The false claims case was relatively weak, and the Justice Department chose to dismiss it. During this same period, I was among the civil rights advocates who initiated conversations with the mayor to ask if he would withdraw the city's Supreme Court appeal in the landlords' case. Coleman's public interest background and commitment to preserving the Fair Housing Act made him uniquely sympathetic to our concerns. After due deliberation, the city dropped its Supreme Court appeal.
A Wall Street Journal columnist cited a new Urban Institute study on the increased wealth gap between communities of color and whites to both revive the debunked accusations that fair housing policies caused the subprime mortgage bubble and falsely link Assistant Attorney General Thomas Perez to these claims.
Continuing the outlet's relentless attacks on current Labor Secretary nominee Perez, editorial board member Jason Riley wrote a WSJ column claiming Perez is responsible for the racial wealth gap documented by a recent Urban Institute report by purportedly "saddl[ing] a lot of minorities with foreclosed homes, huge debt burdens and bad credit scores."
The support for this backwards allegation was that as head of the Civil Rights Division at the Department of Justice under President Obama, Perez effectively pursued lawsuits against banks that impermissibly discriminated against communities of color during the administration of former President George W. Bush. From the WSJ:
Not surprisingly, neither the Urban Institute nor the New York Times have much to say about the federal policies that pushed lenders to loan money to people unlikely to be able to repay it. But the reality is that well-intentioned housing policies aimed at low-income minorities have ultimately left those folks worse off.
President Obama's nominee for labor secretary, Thomas Perez, made a name for himself in the Justice Department by shaking down some of these lenders for "racial discrimination" if blacks and Hispanic applicants weren't approved for some loans at the same rate as whites. Other lenders got the message.
Mr. Perez is getting a promotion, and the Obama administration is patting itself on the back for pursuing these so-called fair-lending cases. Of course, all they've really done is saddle a lot of minorities with foreclosed homes, huge debt burdens and bad credit scores.
Conservative media figures are painting a new White House push on affordable housing with the same dishonest brush they used to shift blame away from Wall Street for the housing bubble that precipitated the 2007-08 financial crisis.
On the April 3 edition of Fox News' America's Newsroom, Fox Business host Stuart Varney said that "lowering standards for who can borrow money to buy a home" is "what got us into trouble in the first place." The Washington Free Beacon made the same claim in an article titled "Subprime: The Sequel," and Ed Morrissey of HotAir.com claimed "the central failure in that bubble...was incentivizing increasingly risky loans with government cash and coercion."
But the housing bubble of the early 2000s was caused by private sector lending behavior, not government policy. The government-sponsored entities Fannie Mae and Freddie Mac, commonly called the GSEs, didn't lead private financial institutions into the subprime market and the complex financial instruments that made the bubble so toxic. Instead, they followed Wall Street there. As the University of North Carolina's Center for Community Capital explained, "Ultimately, profit not policy was what motivated Fannie and Freddie and loan products not borrowers were what caused their collapse."
The data support this explanation. The loans to borrowers with lower credit scores which the GSEs bought up fared much better than did similar privately-securitized loans. (Six times better, according to the Center for American Progress). A Federal Reserve report using different methodology "found no evidence" that government policies designed to encourage lending to lower-income borrowers had contributed to the subprime bubble. The Financial Crisis Inquiry Commission's final report examined and thoroughly debunked the contrary argument, primarily made by the American Enterprise Institute's Ed Pinto:
In direct contrast to Pinto's claim, GSE mortgages with some riskier characteristics such as high loan-to-value ratios are not at all equivalent to those mortgages in securitizations labeled subprime and Alt-A by issuers. The performance data assembled and analyzed by the FCIC show that non-GSE securitized loans experienced much higher rates of delinquency than did the GSE loans with similar characteristics.
Morrissey's post labels Pinto, former executive at Fannie Mae, a kind of soothsayer "who originally pointed out the failure at [the Federal Housing Administration]." But beyond the wonks who've debunked Pinto's claims, financial experts and journalists like Bailout Nation author Barry Ritholtz, The New York Times' Joe Nocera, and Bloomberg's David Lynch have shown him to be a primary driver of the false blame-the-government narrative of the crisis five years ago that conservative media are applying to housing policy developments in 2013.
An April 2 Washington Post article on the White House's efforts to broaden the reach of the current housing market resurgence notes that the recent improvement in the market "has been delivering most of the benefits to established homeowners with high credit scores or to investors who have been behind a significant number of new purchases." Housing officials, however, argue that a housing recovery that is limited to near-riskless buyers is constraining the broader economic recovery. According to the piece:
From 2007 through 2012, new-home purchases fell 30 percent for people with credit scores above 780 (out of 800), according to Federal Reserve Governor Elizabeth Duke. But they declined 90 percent for people with scores between 680 and 620 -- historically a respectable range for a credit score.
"If the only people who can get a loan have near-perfect credit and are putting down 25 percent, you're leaving out of the market an entire population of creditworthy folks, which constrains demand and slows the recovery," said Jim Parrott, who until January was the senior adviser on housing for the White House's National Economic Council.
"I think the ability of newly formed households, which are more likely to have lower incomes or weaker credit scores, to access the mortgage market will make a big difference in the shape of the recovery," Duke said last month. "Economic improvement will cause household formation to increase, but if credit is hard to get, these will be rental rather than owner-occupied households."
Yet conservative ideologues in the media appear eager to cast any attempt to expand the list of winners in the housing market's comeback as a doomed repetition of an invented history of a crisis that was actually caused by widespread private-sector fraud, greed, and collusion.
National Review Online misrepresented the conclusions of a recent Department of Justice (DoJ) Office of the Inspector General (OIG) report on current hiring practices in the department's Voting Section in order to join the right-wing assault on the Labor Secretary nomination of Assistant Attorney General for Civil Rights Thomas Perez.
NRO's aversion to the effective enforcement of civil rights law is well-established and the outlet's wish that precedent in this area is overturned has been repeatedly stated. In addition to Section 5 of the Voting Rights Act and affirmative action, NRO has also expressed its dislike for the currently constitutional "disparate impact" doctrine. This doctrine proves impermissible discrimination against protected groups by demonstrating the disproportionate effects of challenged policies and laws, an evidence-based approach that has drawn the NRO's particular ire in the area of fair housing. A recent NRO post attempted to recycle these attacks as new ones on Perez by observing not many conservatives go to work for DoJ's Civil Rights Division (CRD).
The NRO accuses Perez of dismissing the fact that not enough conservatives serve in the Voting Section - a "disparate impact" - even though Perez enforces "disparate impact" law against banks that impermissibly discriminated against communities of color.
The Wall Street Journal is joining the right-wing campaign against President Obama's nominee for Secretary of Labor, Assistant Attorney General for Civil Rights Thomas Perez, by uncritically pushing the unsubstantiated claim that Perez improperly colluded with the City of St. Paul, Minnesota, to withdraw a Supreme Court civil rights case.
In reporting on President Obama's official nomination of Perez to head the Department of Labor, the WSJ repeated the claim that Perez inappropriately interfered with Magner v. Gallagher, a Supreme Court civil rights case that could have provided the conservative justices with an opportunity to strike down decades of civil rights precedent. Specifically, although the City of St. Paul has clearly stated it withdrew Magner v. Gallagher because it feared a split Court might use it to strike down the established practice of proving discrimination by showing the racial effects of challenged policies - "disparate impact" litigation - the WSJ uncritically repeated the allegation that Perez was improperly involved. From the WSJ:
The nomination of Mr. Perez as labor secretary comes as some congressional Republicans have raised questions about his alleged involvement in the Justice Department's decision to stay out of two lawsuits against St. Paul, Minn., in which private plaintiffs alleged the city defrauded the U.S. in its use of housing funds.
Republicans have questioned whether the Justice Department stayed out of those cases in exchange for St. Paul dropping an appeal pending at the Supreme Court in a case that civil-rights advocates had feared would undercut enforcement of U.S. housing-discrimination law.
Rush Limbaugh falsely redefined redlining, claiming that it involves forcing banks to loan money to people who can't afford to pay it back in order to blame liberals for the financial crisis. In fact, the prohibited practice involves a lending institution's refusal to lend money based on location.
After noting a news article stating that new regulations will require mortgage lenders to verify and inspect borrowers' financial records, Limbaugh said on the January 10 edition of his radio show:
LIMBAUGH: You know what Obama and the Rev. Jackson and the Democrats used to call that? Redlining. When the banks would look at people's financial records and determine whether or not they could pay them back, if they couldn't, they'd line them out in red and they wouldn't get the loan. And of course, the civil rights crowd said "racist, racist, racist" because the minorities were among the largest group not being given loans, and they said it wasn't because of their inability to pay, it's because people are racist at the banks. So they changed the rules to give them the money.
Limbaugh used his definition of redlining in order to promote the persistent myth that efforts by Democrats to expand homeownership to lower-income families caused the housing crisis in 2008. But redlining as it applies to mortgage lending is discrimination against a borrower based on where the property is located -- typically an area dominated by low-income or minority residents -- regardless of the borrower's ability to pay it back.
From the January 10 edition of Premiere Radio Networks' The Rush Limbaugh Show:
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NACM Pushes Bankruptcy Code Reform with 2012 Issue Brief
Columbia, Maryland: June 6, 2012ŌĆöThe National Association of Credit Management (NACM) released the 2012 edition of its Legislative Introduction and Position Brief today. Appearing in the June issue of the associationŌĆÖs flagship publication, Business Credit, the comprehensive document serves as a historical record of NACMŌĆÖs more than 100 years representing the interests of unsecured trade creditors on Capitol Hill.
After playing an important role in last yearŌĆÖs repeal of the 3% withholding tax, which wouldŌĆÖve been charged on most government contracts on a local, state or federal basis, NACM has thrown the full weight of its resources behind the cause of reforming the Bankruptcy Code, and specifically its preference provisions.
Despite the changes made in the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), preference abuse is still prevalent. For many years now, NACM has sounded the alarm over the CodeŌĆÖs broken and fundamentally unfair preference provisions, which have failed to function as originally intended. ŌĆ£The reality is that trade creditors face a double jeopardy: they lose funds due to the bankruptcy and are also forced to repay funds already collected,ŌĆØ says NACM in the brief. ŌĆ£This simple fact has put some small companies out of business.ŌĆØ
NACMŌĆÖs position is that the burden of proof in a preference claim should be shifted from the creditor to the trustee, and the 2012 Legislative Introduction and Position Brief features a simpler, updated approach to accomplishing this through legislation. The document also features NACMŌĆÖs numerous other bankruptcy-related priorities.
Another new addition to this yearŌĆÖs brief is a section pertaining to NACMŌĆÖs international division, the Finance, Credit and International Business Association (FCIB). FCIBŌĆÖs vital position as a supporter of exports has become ever more important in the wake of President Barack ObamaŌĆÖs National Export Initiative (NEI), which is now in its second year and sets a goal of doubling U.S. exports by 2014.
A full copy of NACMŌĆÖs 2012 Legislative Introduction and Position Brief can be found here.


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Acting Against Anti Social Behaviour
Are you having problems with neighbours, local people, gangs or animals?
These problems fall into two categories, both can make life difficult for you:
- Harassment & hate crime (crimes against race, sex, gender, religion etc)
- Nuisance & anti-social behaviour (noise pollution, gangs, criminal activity etc).
Many neighbourhood disputes can be resolved by talking calmly with the other person. However, Villages will take action quickly to assist you if this approach fails or if you feel you are unable to approach your neighbour.
We have appointed our own dedicated Anti-Social Behaviour Officer, Sue Grimmett, who can deal with the more serious incidents of Anti-Social Behaviour. However, in the first instance, please report any ASB to your local Villages Office.
Fitton Hill: 0161 633 4060
Stockbridge Village: 0151 480 1313
We have an ASB Incident Diary available which you can fill in to record details of the situation. Completing this diary allows us to recognise the issues affecting our tenants, identify the individuals responsible and take action against them. Please contact your local Villages office and ask for one to be posted out to you. Alternatively, you can download an Incident Diary and print it off and fill in at home, then simply return it to your local Villages office. All information received will be held in the strictest confidence and your details will not be used without your prior permission.
If you have been a victim of Anti-Social Behaviour, you should report it to Villages and to the police. You can also call Crimestoppers on 0800 555 111.
Community Trigger / The ASB Case review
The Community Trigger / ASB Case Review has been introduced under the Anti-Social Behaviour, Crime and Policing Act 2014. The process allows members of the community to ask the Safer Knowsley Partnership ("the Partnership") and Oldham Community Safety Services to review how they have responded to reports of anti-social behaviour.
The Community Trigger / ASB Case Review can be used where the following threshold has been met:
If you (as an individual) have reported to your local council, police or a registered housing provider (social landlord e.g. Villages Housing Association) about three separate incidents of anti-social behaviour in the last six months.
If you have reported to the council, police or registered housing provider (social landlord e.g. Villages Housing Association) an incident of anti-social behaviour or crime that is a hate incident in the last six months.
Knowsley residents can find out more through the following link (takes you to Community Trigger section on Knowsley Council website ) - www.knowsley.gov.uk/residents/crime-and-safety/the-community-trigger.aspx
Oldham residents can find out more through the following link (takes you to ASB Case Review section on Oldham Council website) - www.oldham.gov.uk/info/200321/crime_and_safety/1439/anti-social_behaviour_case_review


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Klong Muang Beach Restaurants & Dining
Where and What to Eat in Klong Muang Beach
For those looking for out-and-out gourmet dining in Klong Muang, the Sofitel, Nakamanda and the Sheraton boast top-of-the-range restaurants.
For the rest, it's an adventure and a toss up between basic roadside dining, Irish, Thai or international fare.
Swiss-run Balini is popular with German-speaking visitors and is a simple roadside open-sided establishment. A 20-seater restaurant that deals in Thai cuisine with Swiss undertones, it is well lit and spanking clean. No loud TVs, brash music or chattering waitresses, it takes itself seriously.
- Opening Hours: 17:00 – last customer
- Location: In between Klong Muang Beach and The Plaza
- Tel: +66 (0) 84 852 4092
- Cuisine: Thai/Swiss
It seems incongruous that people should come all the way to Thailand and eat Indian food. But when Thai cuisine is thrown in as well then it's a completely different ball game. Malati in the Sheraton Krabi Resort features just this combination. But don't turn your nose up at the hint of the 'F' word – fusion cooking, Malati doesn't 'do' fusion, choosing rather to serve alternative and complementing dishes in a clever combination of two of the world's most popular and tasty cuisines. Read More...
- Opening Hours: 18:00 – 23:00
- Location: at Sheraton Krabi Beach Resort
- Cuisine: Indian and Thai
Maya Restaurant
Opened in 2012, Maya Restaurant is a recent addition to Klong Muang's dining scene. Set in an elevated one-storey open-sided thatch-roofed building located 100m after Sheraton Krabi Beach Resort entrance, it has ample parking space. The décor is rather simple yet cosy: white walls and columns, wooden tables and chairs, red and white cushions, and vintage furnishing. The menu offers a choice of Thai and western delicacies cooked by Thai and Swedish chefs. Four set menus are also available from 390 baht (mermaid wonton, tangy chicken, and assorted fresh fruit of the season) to 690 baht (assorted tapas, vegetarian fried rice, stir-fried chicken with thin noodle, and assorted fresh fruit of the season).
- Opening Hours: 15:00 – 23:00
- Location: on Klong Muang beach road
Monkey Restaurant and Bar
Serving British food, American breakfasts and Thai cuisine the Monkey is nothing if not diverse in its appeal. Also dealing in baguettes, curries and pancakes, you're sure to find what you need here. Live sports on the TVs.
- Opening Hours: 08:00 – late
- Location: Diagonally opposite Balini
- Cuisine: Thai, international
With lots of Irish memorabilia, chunky furniture, a pool table, easygoing music and a full menu of British pub food, Paddy's is the place to go in Klong Muang if you're after a bit of stodge with onion gravy. Also serving Mexican food, Paddy's is about the best-equipped eating place in Klong Muang for entertainment as it has weekly live music in high season. Read More...
Ruean Siam
Ruean Siam is an unpretentious local restaurant located right on the beach 300m after Sheraton Krabi Beach Resort entrance (there's a small dirt-track off Klong Muang beach road with a sign indicating the restaurant). The restaurant and its surroundings are superb: a one-storey thatch-roofed building with a large open-sided dining area under the shade of coconut trees, it is almost a tropical cliché. Ruean Siam can comfortably accommodate up to 100 diners, and serve a great choice of Thai and international favourites at affordable prices. The atmosphere is relaxed, food is delicious, and the service is good even though most of the staff members only have rudimentary notions of English.
- Opening Hours: 11:00 – 21:00
- Location: 300m after Sheraton Krabi Beach Resort
Sabaiba Bar
A blue theme runs through this comfortable and colourful restaurant/bar. Serving Thai and international dishes both inside and out on the lawn near the beach, the atmosphere is suitably relaxed and enhanced by a fine collection of Thai antiques on display. An internet work station is available.
- Opening Hours: 11:00 – 02:00
- Location: Near the Beach House
- Cuisine: Seafood, international
The Beach House
With tiled floors, rattan furniture, a family atmosphere and the beach just steps away, the Beach House is unpretentious and welcoming. Sea breezes do the work of cooling down here along with overhead fans and if you want to dine outside on the lawn by the beach go right ahead.
- Opening Hours: 17:00 – 23:00
- Location: Opposite the Krabi Sands Resort
- Cuisine: Seafood
The Coconut Restaurant
The Coconut Restaurant is located along Klong Muang Beach Road 100m after the entrance of Nakamanda Resort. This rather large open-sided restaurant has its entire facade dressed with tropical plants and flowers while its dining room décor blends Thai and Italian influences with red and white table clothes, wooden flooring, and locally handcrafted ceiling lights. The menu follows the same influences as The Coconut describes itself as a Thai & Mediterranean restaurant: pizza (200/270 baht) and pasta (190/280 baht) go alongside tom yam (150/170 baht) and masaman curry (150 baht); there's also a good choice of western dishes and sand sandwiches/burgers. Unpretentious and friendly, The Coconut Restaurant is a nice place for an affordable dinner at Klong Muang.
- Opening Hours: 12:00 – 00:00
- Location: 100m after the entrance of Nakamanda Resort
The Deck
The Deck is the chic poolside restaurant of Sheraton Krabi Beach Resort. Perfect place for the whole family to spend a great day out, the restaurant is set on a large wooden deck shaded by coconut trees featuring comfortable seating and umbrellas, as well as a Balinese-style building hosting a stylish dining room, a bar counter and the kitchen. The view to the Andaman Sea is superb and offers a great sundowner spot. The menu features Thai and western favourites as well as a long list of cocktails (five types of Mojito!) and mocktails apt to satisfy the choosiest customers. Prices are pretty steep but quality comes at a certain price.
- Opening Hours: 10:00 – 18:00
- Location: at Sheraton Krabi Beach Resort
Italian is one of the most-loved cuisines in the world. In various permutations you can score pasta or pizza from Rome to Rotherham to Rio. Still, it's certainly not a given that just because a resort has an Italian food outlet the dishes will be as good as downtown Venice; quite the opposite, in fact. There are more misses than hits when dishing up Italian food, with diners becoming accustomed to dumbed-down versions of Napolitano cuisine due to the sheer preponderance of imitations. That's why it comes as a decidedly pleasant surprise to come across the Real McCoy in the form of an Italian restaurant that delivers the goods. Here's where Venezia, a trattoria in the Sofitel Krabi Phokeethra, comes into its own. Read More...
- Highlights: at Sofitel Phokeethra Krabi Resort & Spa
- Opening Hours: 18:00 – 23:00
- Cuisine: Italian
White Lotus
White Lotus is the signature restaurant of Sofitel Krabi Phokeethra, a sumptuous resort facing the Andaman Sea at Klong Muang in the Province of Krabi. Blending colonial, Thai and even Arabian architecture and décor, White Lotus is a stylish venue to dine. The dining room offers a choice between standard European and Thai seating which adds an exotic touch to the venue. The menu features all the classics of Thai cuisine, some of them with an Indian twist (the Chef is from India) which makes the restaurant a not-to-miss opportunity to sample original flavours. Thai cooking classes are also dispensed at White Lotus, a great way to bring back home an original souvenir of Thailand to share with friends and family.
- Opening Hours: 18:00 – 22:30
- Location: at Sofitel Krabi Phokeethra


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Dougie Freedman is not expected to sign Aaron Chapman on a permanent deal just yet
WANDERERS have cast their eye over Chesterfield goalkeeper Aaron Chapman.
The 6ft 8ins stopper has recently been training with Everton and may get the chance to do the same at Euxton – but The Bolton News understands there is no prospect of Wanderers boss Dougie Freedman completing a permanent deal at present.
Chapman signed for the Spireites from non-league Belper Town last summer but the 23-year-old is yet to make his senior bow.
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Students complete 24 credit hours of course requirements to minor in Christian ministries. These include 12 credit hours of core requirements and 12 credit hours of biblical, ministry and historical electives. The Christian ministries minor prepares students for vocations oriented toward serving people. Students should refer to the College Bulletin or the minor status sheet for complete information regarding minor requirements.
Research opportunities help prepare students for top graduate and professional programs and successful careers in professional sectors.
Students can earn a minor in interdisciplinary classics by completing coursework in English, Greek, history, philosophy, political science and Latin.
Each year, talented students from around the world bring their intellect, work ethic and enthusiasm to Grove City College and make the most of all the Department of Biblical and Religious Studies and the campus have to offer.
Recommended resources by the Department of Biblical and Religious Studies faculty at Grove City College.
A degree in biblical and religious studies prepares students for a number of careers, including missions, ministry and academia.
Students complete 18 credit hours of course requirements to earn a minor in biblical and religious studies.


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When first loading the page (seems to only happen when I don't start at the beginning, but somewhere in the center), the main text is whited out. Only after clicking on the 1st date then clicking on the next > does it (the text) become black.
Where is this controlled? I know my way around a bit, but I'm not a developer. HELP!


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Previous Next
Welcome to SWARM
Social & Web Applied Rapid Marketing
We create and feed coherent links between appropriate social media to ensure your business is never out of your market's consciousness.
Initial conversations with us cost nothing to make your voice heard.
Recent Blog Posts
Contact Us
Social Media is an immediate form of communication - we've kept our website content to a minimum so that we can talk sooner...Google+
- @appannie Hi- i can't update my chartboost credentials- i can login to chartist but not update with same login on app annie?
Follow @SWARM_Marketing on twitter.


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Due to business reasons I stayed here one night. Hotel is far from downtown, but ideal for those in Economic and Technology Development Zone. The pros -Very cheap price including breakfast (below RMB 300) -Efficient check-in (and English is ok) -Room is not huge but fully ok -Wireless was fine -Lobby bar is cheap and open late enough (Tsingato is... More
We are searching for
the best rooms at the best prices,
so you don't have to.


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Get the Best Priced Volkswagen R32 Shock Mount
- Fast Shipping
- 30-Day Money-Back Guarantee
- Lowest Prices
Volkswagen R32 Replacement Shock Mount Information
Search our online shock mount catalog and find the lowest priced discount auto parts on the web. We sell wholesale to the public. We offer high quality new, OEM, aftermarket and remanufactured Volkswagen R32 Shock Mount parts. We specialize in a wide-variety of high-quality car parts and accessories for your car, truck or SUV. Call toll free to order or place your order online via our secure checkout system. Our online parts catalog uses real-time inventory, so you can be assured the parts you buy are in stock at the time of ordering. Most orders are shipped the same day. They are available for the following Volkswagen R32 years: 2008, 08. This part is also sometimes called Volkswagen R32 Front & Rear Shock Mounts. We stock shock mount parts for most Volkswagen models including Jetta, Beetle, Passat, Golf, GTI, Fox, Rabbit, CC, Quantum, Passat CC, Jetta City and Golf City.
We stock these Shock Mount brands for the Volkswagen R32: Moog, Lemfoerder and KYB.
Sale Price: $27.23
Product SKU: K160272
Product Note: Shock Mount
Position of Product: Rear
Inventory: In Stock
Condition: New
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Retail Price:$59.50
Sale Price: $18.33
Product SKU: W0133-1774699
Position of Product: Rear Upper
Inventory: In Stock
Condition: New
Made By: OEM
(Original Equipment Manufacturer) - a replacement part made by the manufacturer of the original part.
Shipping Options:
Ground, Overnight, 2 Day
Sale Price: $17.61
Product SKU: SM5645
Product Note: Mount Components
Position of Product: Rear Upper
Inventory: In Stock
Condition: New
Shipping Options:
- 08 2008 Volkswagen R32 Ball Joint Front Left Lemfoerder
- 08 2008 Volkswagen R32 Control Arm Rear Lower Meyle
- 08 2008 Volkswagen R32 Control Arm Bushing Rear Lower Outer Lemfoerder
- 08 2008 Volkswagen R32 Shock Absorber Rear Sachs
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- 08 2008 Volkswagen R32 Strut Bellows Front Moog
- 08 2008 Volkswagen R32 Strut Mount Front Upper First Equipment Quality
- 08 2008 Volkswagen R32 Suspension Kit Bilstein
- 08 2008 Volkswagen R32 Sway Bar Link Front Delphi
- 08 2008 Volkswagen R32 Trailing Arm Rear Left Moog
Amazingly fast shipping. Great OEM product. Will be a returning customer for my TRE's. Thanks a Heep!
This is the second time I've purchased a part from PartsGeek, and it arrived quickly and in perfect condition. I will definitely use them again in the future.


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Lafayette Disc Jockeys (DJs) -
events for Weddings & more in Lafayette IN
Largest DJ service in Greater Lafayette area. We will travel anywhere. We want to do your event, YOUR way. Uplighting, Photo Booth, Karaoke, Game show, interactive entertainment. We can customize an... more dj info
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Professional DJ Brian Oden Will Make Your Event Fun and Memorable By Providing Customized Entertainment To Suit Your Entertainment Needs... more dj info
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We are Wright Entertainment. Simply put we do it the Wright Way. We are a full time fully insured business. Providing Highly skilled and experienced Professional DJs/VJs with the personal attention y... more dj info
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DJ Sound Solution DJ Service is a family owned company. We are a fulltime and full service Disc Jockey Company ready to help you make your night unforgettable. DJ Sound Solution is known for its huge... more dj info
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Wabash Valley's #1 Mobile DJ Service. Terre Haute, Marshall, Martinsville, Casey, Paris, Robinson, Champaign, Brazil, Danville, Effingham, Chrisman, Decatur, and Indy...WE WILL TRAVEL!!! Laptop with... more dj info
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One of my favorite sites is a Facebook page made up of folks who style themselves as defenders of Southern Heritage. There isn't much serious history being discussed. Once in a while someone will ask for a quote's source or the reference to a particular book, but more often than not members simply reassure one another of their own worth in the continuing struggle against folks, who they believe are out to destroy all things "Southern". Here is a wonderful example that begins with a posting by Ann DeWitt, aka "Royal Diadem".
Here are some of the more interesting responses:


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16 mins ago in Entertainment
Cord-cutters beware: You might have to wait longer for new TV.
1 hour ago in Music
Cetera quit the band in 1985 but fans were hoping for a reunion this spring.
The ZZ Top star is headed to TV in a series about restoring classic cars.
1 hour ago in Entertainment
Taryn Manning is suing the city of New York, accusing police officers of wrongfully arresting her in 2014.
2 hours ago in Entertainment, Sports
Denver were a 5-1/2-point underdog to top-seeded Carolina ahead of Sunday's game in Santa Clara, California, but used a ferocious defense to pull out a 24-10 victory.


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Adventures for Food and Wine Lovers
We are currently planning events to celebrate our newest vintages. If you are a member of the mailing list (click here to sign up), we'll let you know when events are held in your area.
We are always planning great adventures for food and wine lovers, including Release Events in San Francisco, Boston and New York. Check back often for updates.
Join our email list to receive updates from Knights Bridge Winery
Taste of WGBH Food & Wine Festival, Boston, Massachusetts
Thursday September 17th
WGBH Studios, One Guest Street, Boston, MA
Purchase Tickets Here:
Meet the Maker Wine Dinner at Solage- Spectera Terrace
Saturday, June 27, 2015
Join Solage Chef Brandon Sharpe and Knights Bridge Winemaker Meredith Leahy for a custom five-course wine dinner.
6pm - 9pm
Calistoga, CA
$150 per person
Call (707) 226-0806 for reservations.
Knights Bridge Wine Dinner at L'Espalier
Boston, MA
$95 per person
Cafe Boulud Palm Beach, Florida
Thursday, March 5, 2015
Dinner featuring indigenous foods of the Everglades with wines of Knights Bridge Winery
$95 per person
Blue Ginger Wine Dinner featuring Knights Bridge Wines
Tuesday, October 14, 2014
Wellesley, MA
$125 per person
Phone: 781-283-5790 for reservations
Meet the Maker Wine Dinner at Solage
Friday, August 2, 2013
6pm - 9pm
Calistoga, CA
$130 per person
Call (707) 226-0806 for reservations.
See the tasting menu here.
Sense Yountville
May 4, 2013
Yountville, CA
Auction Napa Valley
May 31, 2013
St. Helena, CA
Aspen Food & Wine
June 14-16, 2013
Aspen, CO
Cotes du Coeur Gala
Saturday, April 6, 2013
Hilton Anatole
Dallas, TX
Côtes du Coeur is a series of events leading up to an annual black-tie fine wine auction and celebrity chef dinner that benefit the American Heart Asscociation.
For more information visit the website www.dallaswineauction.com


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Beauty comes with age
Posted 12 Jun 2013 in The World of Nudie Jeans Tagged: accessories, leather.
Tired of keys making holes in your pockets? Carry your keys in style. Jonsson keybell is made of vegetable tanned saddle leather. And best of all, the more you use it, the more beautiful it will get.
Get it in the Nudie Jeans Online Shop