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Available Financial Aid
Federal Financial Aid
- Pell Grant
- Supplemental Educational Opportunity Grant
- Occupational Education Program (OCED)
- Federal Work Study
- Perkins Loan
- Nursing Loan
- Direct Subsidized and Unsubsidized Student Loans
- Direct Parent PLUS Loan
- TEACH Grant Loan Forgiveness Program
- Bureau of Indian Affairs Scholarship Grant
- Bureau of Indian Affairs Vocational Training Assistance
Institutional (LSSU) Aid
- LSSU Scholarships
- Board of Trustees Grant Program
- Athletic Aid
- Michigan Indian Tuition Waiver (MITW)
Michigan Financial Aid - Pending Budget Approval
- Tuition Incentive Program
- Michigan Competitive Scholarship
- Tuition Assistance for Michigan's Adults and Laid off Workers
- Education and Training Voucher (ETV)
- Fostering Futures Scholarship
- Police Officer's and Fire Fighter's Survivors Tuition Program
- Vocational Rehabilitation
Other Aid Sources
- Alternative Loans
- Canada Student Loans
- International Student Loans
- Veterans Educational Benefits
- Michigan Educational Trust (MET)
- Campus Job Opportunity
Federal Financial Aid
Federal Pell Grant
All students filing the FAFSA are automatically reviewed for Pell Grant eligibility. Pell Grants provide assistance to which other forms of aid may be added.
Pell Grant amounts vary according to the year ($626-$5775 for 2015-16) and number of credits enrolled in each semester.
To be eligible for a Pell Grant, students must:
- Be determined to have financial need.
- Be undergraduates accepted for admission and enrolled in eligible programs and meet satisfactory academic progress standards.
- Be U.S. citizens or permanent residents or qualified Jay Treaty students.
- Not be in default on a Federal Direct Stafford or Perkins Loan, and not owe a refund for a Pell Grant or other federal aid.
- Not be disqualified due to prior drug offense convictions.
There is a limit to the total amount of Federal Pell Grant that a student may receive in their lifetime, which is the equivalent to 6 school years.
Although awards are made through the University, the U.S. Department of Education determines eligibility. The University Financial Aid Office uses a standard procedure established by the Department of Education to calculate the award.
To apply, complete the Free Application for Federal Student Aid (FAFSA). Forms are available at high schools, colleges and financial aid offices or online at www.fafsa.ed.gov.
Federal Supplemental Educational Opportunity Grant (FSEOG) (Priority aid)
The Higher Education Act of 1965 created this program of financial assistance to help college students with the greatest financial need. Supplemental Educational Opportunity Grants may be used to meet all or part of student financial need (up to $1000 in any one year).
Financial need is the primary consideration in the selection of grant recipients. Priority is given to the neediest Pell Grant recipients. Recipients are selected from those applying for all forms of financial aid by using the FAFSA.
FSEOG is a priority fund that is distributed first to students who file their FAFSA by March 1st.
Recipients of this award must reapply each year and maintain the regular satisfactory academic progress standards to be considered for a renewal award.
Federal Occupational Education Program (OCED)
The Perkins Grant Program provides OCED funding for students with demonstrated financial need, as determined by filing the Free Application for Federal Student Aid (FAFSA), and who are enrolled in certain Associate's degree programs. Students who qualify for the Federal Pell Grant and have earned less than 72 credits will automatically be considered if enrolled in one of the following Associate's degrees:
- Criminal Justice - Corrections
- Criminal Justice - Law Enforcement
- Early Childhood Education
- Fire Science
- Health Care Provider
- Manufacturing Engineering Technology
- Natural Resource Technology
- Small Business Administration
- Substance Abuse Prevention and Treatment
- Technical Accounting
This grant provides supplemental funding for qualified students and may be pro-rated for less than full-time attendance.
Federal Work-Study (Priority aid)
If you have demonstrated financial need, per the FAFSA, you may be eligible for employment by Lake Superior State University under the Federal Work-Study Program. Students who were offered Federal Work Study have received the offer because they qualified under the FWS rules. A FWS "offer" is not a guarantee of work. When a student accepts FWS, it means that they can proceed to the next step and seek employment through the online student job board.
Students may work up to 19 hours weekly while attending classes at least half-time. Most students work 6-10 hours per week during the academic year. During the summer or other vacation periods when you do not have classes, you may work full-time (40 hours per week) under this program.
The basic starting rate tends to be commensurate with the current minimum wage. Higher rates are paid for highly specialized work. You must first accept your federal work study offer under the financial aid tab of your Anchor Access Account. You can then apply for a job via the online Job Board, which is also accessible through your Anchor Access Account.
America Reads Program at Lake Superior State University is another work study opportunity for students. Students work as reading tutors in the local elementary schools and are paid through the Federal Work-Study Program. Interested students should request this unique employment experience when submitting their applications for employment.
It is recommended that students on academic probation do not continue or seek employment until probationary status has been corrected.
Campus Job Opportunity
Students who do NOT qualify for Federal Work Study through their Financial Aid package may still be eligible to work on campus under the Campus Job Opportunity Program. Students must be enrolled full-time, and may work up to 19 hours per week. During the summer and other vacation periods, students may work up to 40 hours per week.
Every effort is made to employ students in areas of study providing a "learn while you earn" situation. On-campus jobs include work in laboratories, libraries, maintenance, offices, switchboard, and food service areas. You can earn approximately $2,000 during the school year and up to $4,600 in the summer with an on-campus job.
You can apply for campus job opportunities through the online Job Board via your Anchor Access Account.
It is recommended that students on academic probation do not continue or seek employment until probationary status has been corrected.
Bureau of Indian Affairs Scholarship Grant
Members or those eligible for membership in a federally recognized tribe showing need, may apply for Bureau of Indian Affairs Scholarship Grants by contacting their tribal education office for an application. It is possible to receive up to full university expenses per year in scholarship grants if financial need is demonstrated.
All applicants must complete a Free Application for Federal Student Aid (FAFSA).
Bureau of Indian Affairs Vocational Training Assistance
Native students enrolled in certificate or associate degree programs are eligible for assistance to pay for tuition, books and living expenses. You must be a member or eligible for membership in a federally recognized tribe.
Awards are based on financial need. Applicants must complete a Free Application for Federal Student Aid (FAFSA). Applications may be obtained by contacting the Tribal Education Office.
Federal Perkins Loan (Priority aid)
The Federal Carl Perkins Loan program is for students enrolled at least half time in an eligible program who need a loan to meet educational expenses.
Students may borrow up to $5,500 for each year of undergraduate study. The lifetime loan limit for undergraduates is $27,500. The amount awarded by the University is generally less due to limited funds.
Repayment begins nine months after students graduate or drop below half-time enrollment. There is a 10-year pay back period, at five percent interest on the unpaid balance of the loan principal.
The amount of the repayment depends on the size of the debt and ability to pay. In most cases, students must pay at least $40 a month. Any agreement for a lesser amount must be attributable to extraordinary circumstances such as prolonged unemployment.
Default: If a student defaults on a Perkins Loan and the school is unable to collect, the federal government will take action to recover the loan. In cases of bankruptcy, total or permanent disability or death, loan obligations are canceled.
Deferment of repayment is available if:
- You are enrolled and attending as at least a half-time student at an institution of higher education
- For any period not to exceed three (3) years you :
- are unable to find full-time employment.
- are experiencing economic hardship.
- are active in certain military service.
Loans may be canceled for performing qualifying (full-time) services in areas such as:
- Teaching
- Early Intervention Services
- Law Enforcement or Corrections Officer
- Nurse or Medical Technician
- Child or Family Service Agency
- Attorneys Employed in a Defender Organization
- Firefighters
- Tribal College or University Faculty
- Librarian
- Speech-Language Pathologist
- Service in an Early Childhood Education Program
- Certain Military Services
- Volunteer Services
Loans may be discharged due to death, total and permanent disability, bankruptcy, and school closure.
For further information, print and review the Perkins Master Promissory Note, Statement of Rights & Responsibility, and the entrance interview questionnaire by clicking here.
If you decide to borrow a loan, your loan information will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, and schools determined to be authorized users of the data system.
Federal Nursing Loan
The Nursing Education Loan Program provides loans of up to $5,000 a year for students working towards a degree in the nursing program. Eligibility requirements include, but are not limited to; United States citizenship, enrollment of at least half time and demonstrated financial need.
ATTN: Nursing Students
Apply for repayment assistance with the Department of Health and Human Services by clicking here.
Federal Direct Subsidized and Unsubsidized Student Loans
Subsidized Loan
The federal government does not charge interest on subsidized loans while a borrower is attending school at least half-time, during the six-month grace period, and during deferments (postponements of repayments). Financial need (determined from the FAFSA) must be shown to receive this type of loan.
Unsubsidized Loan
For students without financial need, the Direct Loan Program offers Direct Unsubsidized Loans. Unlike the subsidized loan, the federal government charges interest on unsubsidized loans while borrowers are attending school, in the grace period, and during deferment. If borrowers do not wish to pay the interest while in school, the interest amounts will be capitalized (added) to the principal loan balance.
How do I apply?
Students must file a Free Application for Federal Student Aid (FAFSA) each year to qualify for a student loan. Qualified applicants must be a United States citizen or eligible alien. LSSU evaluates the FAFSA information and determines which types of loans you are eligible for and sends you an Official Offer of Award. First time borrowers will need to complete Entrance Counseling and sign a Master Promissory Note prior to loan funds disbursing to their account.
Once enrolled at Lake Superior State University, students must meet the Satisfactory Academic Progress (SAP) standards to be eligible for additional loans.
Interest Rate and Processing Fees for both Subsidized and Unsubsidized loans:
- 4.29% fixed interest rate for undergraduate loans disbursed between July 1, 2015 and June 30, 2016.
- 1.073% loan origination fee will be deducted from each disbursement for loans first disbursed between October 1, 2014 and September 30, 2015.
- 1.068% loan origination fee will be deducted from each disbursement for loans first disbursed between October 1, 2015 and September 30, 2016.
Federal Direct Loan Program Limits:
0-25 credits earned
No more than $3,500 may be in subsidized loans.
No more than $3,500 may be in subsidized loans.
26-55 credits earned
No more than $4,500 may be in subsidized loans.
No more than $4,500 may be in subsidized loans.
56+ credits earned
No more than $5,500 may be in subsidized loans.
No more than $5,500 may be in subsidized loans.
|Aggregate Loan Limits (maximum lifetime eligibility)
No more than $23,000 may be in subsidized loans.
No more than $23,000 may be in subsidized loans.
* The independent undergraduate loan limits also apply to dependent students whose parents are unable to borrow under the Parent PLUS loan program.
The following are sample disclosure statements and borrower rights: dlplain, dlrights, subunsubds
Due to the processing time, loan requests cannot be honored during the last two weeks of the semester. Please submit any requests for alternative or direct loans to the LSSU Financial Aid Office before the last two weeks of the semester.
Effective beginning 2014 - 2015, the LSSU Financial Aid Office will not process a loan for less than $200.00/year or $100.00/semester.
If you decide to borrow a loan, your loan information will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, and schools determined to be authorized users of the data system.
Federal Direct PLUS Loan (Parent)
Parents and/or step-parents of undergraduate dependent students may utilize the Federal Direct Parent PLUS Loan to assist in paying the student's educational expenses. Parents may borrow up to the difference between the cost of education and other financial aid for which the student is eligible. The maximum amount available for the year is shown on the student's Official Offer of Award as the "Maximum Parent PLUS or Alternative Loan" option.
Interest Rate and Processing Fees:
- 6.84% fixed interest rate for loans disbursed between July 1, 2015 and June 30, 2016.
- 4.292% loan origination fee will be deducted for loans first disbursed between December 1, 2014 and September 30, 2015.
- 4.272% loan origination fee will be deducted for loans first disbursed between October 1, 2015 and September 30, 2016.
Students must meet the satisfactory progress standards to be eligible and must file a Free Application for Federal Student Aid (FAFSA) each year to obtain a Federal Direct PLUS loan.
Repayment begins within 60 days of disbursements, or may be deferred until six months after student graduates or drops below half time.
Sample disclosure statements and borrower rights: plusds, plusplain, plusrights
Click here for more information on Parent PLUS loans.
Federal TEACH Loan Forgiveness Program
The TEACH Grant is a Loan Forgiveness Program for students who plan to become teachers in certain fields and for teachers who are seeking a graduate degree.
Qualified students may borrow up to $4,000 per year if full time, prorated for part time students.
Maximum of $16,000 for undergraduate student.
Maximum of $8,000 for Masters with lifetime limit of $24,000.
Award becomes an unsubsidized federal student loan with interest accruing from initial point of disbursement if the student does not meet forgiveness criteria within eight years.
- Student must be admitted into an approved major- see list on website @ www.lssu.edu/finaid/teachlist.php.
- Student must have scored above 75th percentile on admissions test or Graduate Records Exam (GRE). Submit a copy of your original ACT results clearly showing your score above the 75th percentile.
- Student who did not meet the test criteria must have a cumulative GPA of 3.25 or higher.
- If qualified by GPA, must meet that minimum each semester.
- Student must complete Entrance Counseling, Interim and Exit Counseling.
- Student must complete Agreement to Serve each year.
Criteria for forgiveness of loan for students:
- Must complete four years of teaching within eight years of finishing program.
- Must perform teach service as a highly-qualified teacher.
- Must teach in a high-need subject area for at least four years at a school serving low-income students.
- Must be a full-time teacher with majority of time spent teaching one of the high need subjects:
- Bilingual Education and English Language Acquisition
- Foreign Language
- Mathematics
- Reading Specialist
- Science
- Special Education
- Other teacher shortage areas documented as high need by Federal, State or local education agency and listed in Department of Education Annual Teacher Shortage Area Nationwide at the time the student begins teaching.
For more information on how to receive the TEACH grant, click here.
Michigan Financial Aid
Michigan Tuition Incentive Program (TIP)
The Tuition Incentive Program (TIP) encourages eligible students to complete high school by providing tuition assistance for the first two years of college and beyond. To meet the financial eligibility requirement, a student must have (or have had) Medicaid coverage for 24 months within a 36-consecutive-month period as identified by the Michigan Department of Human Services (DHS), and have applied to use the TIP program before high school graduation or GED completion.
TIP provides assistance in two phases:
Phase I covers tuition and mandatory fee charges for eligible students enrolled in a credit-based Associate degree or Certificate program at a participating Michigan community college, public university, degree-granting independent college, federal tribally-controlled college, or Focus: HOPE.
Phase II provides a maximum of $2,000 total tuition assistance for credits earned in a four-year program at an in-state, degree-granting college or university.
For more information on the TIP program, go to www.michigan.gov/mistudentaid/ or contact the Michigan Office of Scholarships and Grants at email@example.com or 1-888-447-2687 BEFORE YOU GRADUATE HIGH SCHOOL if you think you may be eligible.
Awards are subject to legislative changes.
Michigan Competitive Scholarship
These State scholarships range from $100 to $1,300 at Lake Superior State University.
To apply, applicants must:
- Have been a continuous resident of Michigan for a 12-month period before July 1 of the award year.
- Be a Michigan high school graduate.
- Have a qualifying American College Test (ACT) sum score of 90 or higher.
- File a FAFSA by March 1st and demonstrate financial need.
Students can add up to 10 schools on the FAFSA. Because Student Scholarships and Grants (SSG) does not know which college the student will select, the award is based on the first college listed. The student is responsible for notifying SSG of a change of address or college choice by logging into the MiSSG Student Portal.
In order to renew the scholarship each year, students must be in good academic standing with at least a 2.0 GPA and must meet Satisfactory Academic Progress (SAP) requirements. High school seniors must take the ACT by December of their senior year.
For more information visit the Michigan Competitive website.
Police Officer's and Fire Fighter's Survivors Tuition Program
P.A. 195 of 1996 established this program to provide a waiver at state public institutions of higher education for children and surviving spouses of Michigan police officers and fire fighters killed in the line of duty. The Office of Scholarships and Grants began administering this program on behalf of eligible students beginning with the 2010-11 academic year. (The program was formerly administered by the Michigan Commission on Law Enforcement Standards - MCOLES).
To be eligible, students must:
- be the natural or adopted child of the deceased and must be under the age of 21 at the time of the police officer's or fire fighter's death
- be enrolled at least ½ time in a program of study leading to a degree or certificate
- be an undergraduate
- be a Michigan resident
- demonstrate financial need
For more detailed information and application forms, click here, or contact the Office of Scholarships and Grants at: firstname.lastname@example.com or call toll-free 1-888-4-GRANTS (1-888-447-2687).
Fostering Futures Scholarship
There is a new scholarship opportunity for youth who have experienced foster care in the state of Michigan. This scholarship offers foster youth funds for tuition, fees, room/board, books, and supplies/equipment required for enrollment.
- Student must have been in foster care on or after their 13th birthday
- There is no upper age limit. Student can receive funding at any age.
- Student must be attending a Michigan public or private 4-year college/university or a community college.
- Funding amounts vary based on need and any other financial aid the student is receiving
- This funding can be used along with ETV.
The maximum amount is $3,000 per year but must be for a specific unmet need for the following: Tuition, fees, room, board, books, supplies and
equipment required for enrollment.
Application for the 2015-16 Academic Year are DUE: JULY 6, 2015
The Application can be found at: http://www.michigan.gov/setwithmet/0,4666,7-237-61346---,00.html
Please note this is a fillable form that may be completed online. Sign and date your completed application, keep a copy for yourself, and then submit the application to the address or fax number located on the bottom of the application.
Questions may be directed to Student Scholarships and Grants at firstname.lastname@example.com or call toll-free at 1-888-4-GRANTS (888-447-2687)
Contact the Fostering Futures Scholarship program, Student Scholarships and Grants, toll free at 1-888-4-GRANTS (1-888-447-2687), e-mail email@example.com, or fax 517-241-5835.
Vocational Rehabilitation
The Michigan Jobs Commission Rehabilitation Services provides services and financial assistance to persons with any disability that has interfered with, or may interfere with, the individual's job performance. Students must apply for financial aid and have need.
Further information may be obtained by contacting your nearest Michigan Rehabilitation Services Office of Michigan Jobs Commission.
Institutional (LSSU) Aid
LSSU Scholarships
- Incoming Freshman
- Transfer Students
- Current Students
- Departmental Scholarships
- Philip Hart Scholarship
- Additional Scholarships
Learn more about our scholarships by clicking here
The Lake Superior State Board of Trustees' Grant Program (Priority aid)
This program provides assistance to incoming and currently enrolled students based on financial need. The grant is considered a form of "priority aid", requiring the on-time filing of the FAFSA each year by March 1st and on-time admission to the university. Recipients must be Michigan residents and enrolled full time in Lake Superior State University classes.
Michigan Indian Tuition Waiver
Students meeting the criteria may be eligible for a full waiver of tuition while working on their program at LSSU. Beginning summer of 2010, the Michigan Indian Tuition Waiver, previously administered by the Inter-Tribal Council of Michigan, is now administered by the Michigan Department of Civil Rights (MDCR), as directed by the Michigan Indian Tuition Waiver law, Public Act 174 of 1976. Students seeking the waiver must submit a certified application and supporting documentation to MDCR prior to receiving the waiver. MDCR will review the application and provide information concerning the waiver to LSSU. Students must also request the waiver each semester prior to the "census date" and must have all required documentation on file.
Students must meet the following criteria to be eligible for the MITW:
- 1/4 blood quantum (certified by Tribal Enrollment Dept.)
- Member of a Federally recognized Tribe (certified by Tribal Enrollment Dept.)
- Resident of Michigan for 12 consecutive months (certified by LSSU)
To apply for the use of the Michigan Indian Tuition Waiver (MITW) at LSSU:
1. Complete the MITW application and submit it to your Tribal Enrollment Office.
2. Be prepared to submit proof of Michigan residency for 12 months prior to the start of the semester.
3. Complete your LSSU request for MITW each semester before the census date (the last day to add/drop classes at a 100% refund).
4. Check your My.LSSU: Anchor Access account regularly for updates and required documents.
Michigan Indian Tuition Waiver (MITW) Application
MITW Frequently Asked Questions
MDCR - Michigan Indian Tuition Waiver
MDCR - Michigan Department of Civil Rights
Other Aid Sources
Alternative Loans
Alternative loans are not Federal loans. All students may be eligible for some type of Federal aid. Federal student loans with fixed interest rates of 4.29% (2015-2016) are available to students at all income levels. LSSU recommends that students borrow their maximum eligibility in Federal loans before applying for alternative loans because Federal loans generally have better terms, conditions and borrower benefits. Please complete a FAFSA (Free Application for Federal Student Aid) in order to utilize all of your potential federal aid eligibility before considering an alternative loan.
Another Federal loan option is the Parent PLUS loan dependent students. This loan is available to parents at a 6.84% (2015-2016) fixed interest rate. The maximum PLUS loan amount is the cost of attendance minus any other financial aid.
Alternative loans are private, credit-based education loans. Students can borrow up the their COA (Cost of Attendance) less any other aid they receive. It is strongly encouraged that students complete the FAFSA to utilize their maximum federal aid eligibility first. The maximum that you could borrow is listed as the "Parent PLUS or Alternative Loan" option on your Official Offer of Award, assuming that you will utilize your federal loans first. We recommended that you use the Loan/Cost Estimator Tool to determine the actual amount that may be needed. Borrowing can be costly and we encourage students to exhaust all other options before applying for an alternative loan.
For more information on alternative loans, click here.
Canada Student Loan (OSAP)
Canadian students who need help paying for a college or university education may apply for aid through the Ontario Student Assistance Program (OSAP). OSAP offers a mixture of grants and loans.
To be considered for OSAP, you must meet the following requirements :
- Be a Canadian citizen, Permanent Resident or Protected Person;
- Meet Ontario residency requirements;
- Be enrolled in an approved post secondary institution taking an approved program;
- Be taking at least 60% of a full course load, or 40% if you have a permanent disability.
Students who complete an OSAP application may be eligible for the Canada-Ontario Integrated Student Loan (COISL). The loan is funded by both the Government of Ontario and the Government of Canada. The loan is issued through the National Student Loans Service Centre (NSLSC).
For more information visit the OSAP web site at: www.osap.gov.on.ca.
Students planning to use OSAP, must turn in a Program Information Form and Confirmation of Enrollment Form to the Registrar's Office.
Another loan option for Canadian students is available through Global Education Management Services (GEMS). Visit www.myglobaled.com for loan features, program requirements and how to apply.
International Student Loans
"Global Education Management Services (GEMS) partners with highly regarded and experienced financing companies to provide the best in student loan options for students pursuing their educations outside of their home countries."
Click here for more information about student loans for international students.
Veterans and Active Duty Educational Benefits
Lake Superior State University's VA Certifying Official acts as a liaison between the Department of Veteran Affairs and eligible students. Student eligibility for veterans educational benefits is determined by the United States Department of Veterans Affairs. Students who believe they are eligible for veterans educational benefits are encouraged to contact the U.S. Department of Veterans Affairs and the Michigan Department of Military and Veterans Affairs for educational assistance programs. Additional information is available at LSSU's Veterans Benefits web site at www.lssu.edu/registrar/va. A Veterans Educational Benefits recipient must be admitted into a degree program or as a guest student. The student is required to provide the University's VA Certifying Official with a degree audit form from their department. All transfer credit is evaluated and recorded as "credit for previous training". Classes may not be repeated if passing grades were received. Each semester the student must provide a completed certification form of scheduled classes within their declared major to the University's VA Certifying Official. The student must also notify the University's VA Certifying Official of any change to their scheduled classes, academic program, or withdrawal from the University. These activities along with attendance are monitored and reported to the U.S. Department of Veterans Affairs. Standards of Progress requirements for recipients of Veterans educational benefits follow the University's "Academic Probation and Dismissal Policy" as stated. If a student fails to meet these standards, the University's VA Certifying Official must notify the U.S. Department of Veterans Affairs and the student's benefits will be terminated for unsatisfactory progress.
Federal Tuition Assistance (FTA) Program
The Federal Tuition Assistance (FTA) program provides financial assistance for eligible soldiers who are taking classes as part of an approved degree or certificate program.
To be eligible, students must:
- Be a good standing member in the Army National Guard.
- Be actively drilling with his/her unit.
- Be attending a course of instruction that is included in a vocational program, associate, baccalaureate, graduate or professional degree program offered by an accredited college, university, community college, technical college or trade school.
FTA will cover 100% of tuition costs up to the cap of $250 per semester hour for up to 16 semester hours per fiscal year, totaling $4,500 per fiscal year.
FTA is limited to 130 semester hours of undergraduate credit or baccalaureate degree, whichever comes first and 39 semester hours of graduate credit or master's degree, whichever comes first.
For more information on FTA and how to apply, click here. FTA request must be made through www.goarmyed.com prior to the course start date.
Michigan National Guard State Tuition Assistance Program (STAP)
The Michigan National Guard State Tuition Assistance Program (STAP) was created by Public Act 259 of 2014 to provide tuition assistance at certain educational institutions for Michigan National Guard Members.
Students may receive up to $6,000 per academic year which includes fees that are directly related to the courses taken. Students may use the STAP for up to 144 undergraduate credits and up to 42 graduate credits.
Students must be enrolled in courses leading to the completion of an associate, bachelor, master or first professional degree. The program is also authorized for vocational, technical or trade school certificates.
Students must apply for Federal Tuition Assistance (FTA) prior to applying for STAP. STAP can be used in conjunction with the GI Bill, Pell Grants and ROTC scholarships so long as the combined total of assistance does not exceed 100% of eligible tuition and fees.
For more information about STAP, including FAQs and application materials, please click here.
Michigan Educational Trust (MET)
MET allows parents, grandparents, businesses, and others to pre-purchase undergraduate tuition for a child residing in Michigan at any Michigan public university or college, including 28 public community colleges. Under the contract, MET will guarantee payment of tuition and mandatory fees without further charge. MET guarantees in-state tuition at public four-year colleges and universities in Michigan or in-district tuition at public community colleges in Michigan.


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Join Lisa Maria and the team, a great week of activities
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Skimboard News
- 24 May 2014 | Skimboarding
The European Skimboarding Cup 2014 is underway, and it will be contested in six countries.
There are very good news for the Old Continent's skimboarding community. The newly created European Skimboarding Cup 2014 is a series of flatland events that have kicked off in Germany.
In each stage, competitors finishing in the top 10 will earn points for an overall ranking. The winner of the European Skimboarding Cup 2014 will be announced at the last event, in Poland.
- 19 May 2014 | Skimboarding
Austin Keen has claimed the 2014 UST Cabo Clasico, in Cabo San Lucas, Mexico.
Once again, the experienced skimboarder from Tybee Island, Georgia, took out the top honors in the final heat against Juan Carlos Nazario, a local Mexican star.
The ocean and weather conditions were absolutely great. Everyone had the opportunity to display skills and talent in one of the most iconic skimming spots in the world.
- 05 May 2014 | Skimboarding
The first ever National Flatland Skimboarding Competition was successfully run at Villa Varona, in Iloilo City, Philippines.
The local skimboarders have managed to pull great tricks in a contest full of custom made ramps, rails and sliders. The event attracted the younger generation from Villa Varona.
They wanted to watch the best moves being pulled by the Philippine skimboarding stars. In the end, everyone had a wonderful time.
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I Am Kloot Tickets
The alt rockers are set to release their brand new live album 'Hold Back The Night - I Am Kloot Live' this March and you can witness the I Am Kloot li... Read moreve experience for yourself on the band's upcoming April/May UK headline tour.
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Dates and Tickets for I Am Kloot
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We have the know-how and experience to design to your highest expectations.


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To my awesome followers, sometimes I get comments asking if it is okay to draw my characters (like my OC Marco, or my designs for Action Dee Dee or Teen Mabel), and I just wanted to let you know that I always take it as a compliment when people want to draw my designs! I love to see other artists' interpretations of my characters so if you are ever wondering, go ahead! Just be sure to let me know when you are finished!
- Mood: Zest
To people who want to draw my characters... by WickfieldWatch
©2013-2016 Wickfield
Hehe, well, Dexter isn't actually *my* character (contrary to popular belief) so... have at it!


text:
Photodex ProShow Gold v5.0.3222 + Patch
seeders: 6
leechers: 0
Added by hartfm79.72K in Applications > Windows
Torrent verified. Downloaded 10 times.
Photodex ProShow Gold v5.0.3222 + Patch (Size: 32.75 MB)
Photodex ProShow Gold v5.0.3222
[Software INFO:]
ProShow - program for creating professional presentations from Photodex. The utility supports working with layers and allows you to use an unlimited number of layers for each slide. The program supports transparency for files PSD, PNG, TIFF and GIF, makes it possible to use a mask layer, transition effects, gradient fills and fill color. Photos that make up the presentation, you can edit, to them with tools such as sharpen, change the contrast and color saturation. The presentation may contain signatures, including animation, background music. The finished project can be saved in one of 14 formats, including HD Video, Flash and QuickTime.
Photodex ProShow Gold - The program provides professional training system settings, also supports Drag-and-drop, which speeds up the program. Among other features worth noting the possibility of adding a large number of effects and sounds of your choice. The program supports over 40 file formats for saving, including formats such as DVD, Blu-Ray, CD, EXE, Flash, HD Video and more. The latest version adds support for Blu-ray, expanded opportunities to work with key personnel, added the possibility of ripping audio CDs and save them to MP3 for use in slide shows.
ProShow Effect Packs
Photodex ProShow Effect Packs - a set of high-quality additions to the program ProShow Gold and ProShow Producer to create a professional slide show. It's dozens of ready-effects, templates, layouts and animations! Styles make it possible to easily add fancy effects and complex montage of your show. Simply select a style and apply it to your photos.
ProShow StylePack Volume 1-4 - each of the four volumes includes 25 high-quality sheets for ProShow Gold and ProShow Producer, such as: Picture Line, Art Gallery, Painterly Wash and dozens of others!
ProShow StylePack Grunge Appeal - this thematic set of built-effects includes 25 unique grunge style. The kit includes text effects, image enhancement and single multi-montage.
ProShow StylePack Escapes - includes 25 styles, which are intended to supplement travel, travel, holiday scenes, whether exotic places, big cities, or even at home, on your own back yard.
ProShow StylePack Vintage - this set offers 25 themed layouts and photo effects in force a retro feel that will last and designed to complement the set of slide shows from family stories and memorable moments. Ideal for decoration stories of past days.
ProShow Transition Pack - a collection of effects for ProShow comprising 25 new exciting transitions. Discover the wonderful effects such as clouds, smoke, torn paper, brush strokes and splashes black. Add freshness and sophistication to your summer evenings.
Step 1: unpack rar archive
Step 2: run installer Photodex ProShow Gold v5.0.3222 .exe
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To share this torrent use the code below and insert it into comments, status messages, forum posts or your signature.Torrent: Photodex ProShow Gold v5.0.3222 + Patch
All Comments
I meant to post the comment reply below here on the main board I think this download patch is created by Proshow company themselves to monitor people using the software for free...Have you seen how expensive it is $250
Smart_Seed7876 •
Show comment
Thanks. Works fine. Install and apply the patch.
I think this is made by the software company to monitor people installing software for free!
User Opinions
Smart_Seed7876, Nero_4684, ranasalman0074002, kian bo bian1419, bench24396, majeedjani321, spyware001317, milezs255, wanchaip194, eBeTTe121 ... And 3 more
ValiSheik1508, JoeFy380


text:
Katinka Page 85 by JB-PawstepWatch
©2012-2016 JB-Pawstep
I'm just asking out of the blue but for the sake of curiosity, when are Rocky, Cleopatra, and Lascar gonna come in?
the next chapters are with some weasels. This will be the Part where Charly, Shiro, Reel, Tracy, Redtail, Roxur and some others will appear. Later in this "Weasel-part" Lascar will show up ;3 the next part is just in planning ;3
What will happen? 8D


text:
G19-watch continues: Now available for pre-order
Next Story
Amazon Kindle 2 to ship on February 24th
More news on the G19: Amazon is now taking pre-orders. No more news on the release date, other than that it's supposed to be in May.
I just hope Logitech doesn't have to slip it again. I'm really looking forward to this sexy thing.
- Founded 1981
- Overview Founded in 1981, Logitech designs and manufactures computer and electronics peripherals such as mice, keyboards, speakers. They have been making computer keyboards and mice for HP, Apple, Dell, and also for platforms such as PlayStation. Their products sell universally, which is on account of their innovative range of options with a focus on products that deal with navigation in PCs, gaming, music, …
- Location Fremont, California
- Categories Hardware + Software, Hardware
- Website http://logitech.com
- Full profile for Logitech


text:
Sun, 02 August 2009 at 10:00 am
Jon Gosselin Finds Four Leaf Clover
Not only is Jon Gosselin lucky enough to juggle two girlfriends at one time, he found a four-leaf clover on Saturday (August 1) in Reading, Penn.
The 32-year-old reality dad was seen puffing away on his cancer stick and per usual, waving to paparazzi.
Jon was also spotted holding hands and taking a walk with one of his twin daughters, Mady.
FYI: The odds of finding a four-leaf clover is estimated to be 1 out of every 10,000.
Like Just Jared on Facebook
Credit: Swarbrick/Adao; Photos: Flynetonline, INFdaily Posted to: Celebrity Babies, Jon & Kate Plus 8, Jon Gosselin, Kate Gosselin


text:
/ News
STARS of from the world of sport, politics and the media are to take part in a football tournament in aid of the Lord Provost's Clutha Appeal Fund.
The event, at Toryglen Regional Football Centre, will raise cash to help those affected by the tragedy in November, when a police helicopter crashed into the Clutha pub in Glasgow.
Teams will compete in two pools for the Clutha Shield with kick off at 11.30am on Sunday.
In pool one, city councillors, led by deputy council leader Archie Graham will take on the Parliamentarians, a team made up of Scottish Ambulance Service personnel and famous faces from Scottish football. They will be captained by Eastwood MSP Ken Macintosh.
Partick Thistle manager Alan Archibald, Queen's Park manager Gus MacPherson and Annan Athletic manager Jim Chapman will all feature, with more names to be revealed on the day.
In pool two, Police Scotland and the Scottish Fire and Rescue Service will go head-to-head while council staff will take on journalists and Scottish football pundits. Teams will be supplemented with players from Glasgow Girls FC.
The winners of each pool will face each other in the final match to decide who lifts the Clutha Shield. The tournament will be open to the public, with volunteers from Glasgow Life collecting donations for the Clutha Fund.
Mr Graham said: "I would encourage everyone to come to Toryglen on Sunday morning and support the teams, but more importantly, to support the Clutha Appeal and the individuals and families affected."
Promoted Stories
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text:
The 2014 Redskins are loaded with storylines. Between now and the start of the first veteran minicamp on April 29, Rich Tandler and Tarik El-Bashir will examine 20 questions Washington faces as Jay Gruden pieces together the roster, finalizes his playbook and preps for his first season as a head coach in the NFL.
Who will return kickoffs and punts?
The Redskins' return game last year was, well, pathetic. They averaged 6.4 yards per punt return, 28th in the NFL. But their performance there was better than it was on kickoff returns; they averaged 20.0 yards, dead last in the NFL. Chris Thompson, Josh Morgan, Santana Moss, and Nick Williams all went back to field punts. Thompson and Niles Paul were tried at kick returner. It was all change for the sake of change as none of them had any room to run. Who will get the first crack at returning in 2014?
Tandler: The first thing that needs to be made clear here is that the return game will not improve unless the blocking gets better. Rarely if ever did anyone doing commentary say, "Wow, Morgan (or Thompson or Moss) really missed a big opening there." Devin Hester in his prime may not have averaged much more than 6.4 yards per punt return with that blocking. They hope that new special teams coordinator Ben Kotwica and some new personnel can solve the blocking problems. The first crack at the job could go to Thompson, assuming he's healthy. He has the one thing you can't teach, speed. If he can be taught the other nuances of picking up his blocking and finding his way down the field he could be very effective. Another possibility on punts is Richard Crawford, who average 19.5 yards on 8 returns in 2012. Or they could decide not to rely on two players who were on injured reserve last year and spend a late draft pick on a speedy back like De'Anthony Thomas of Oregon to handle the duties.
El-Bashir: I totally agree with Rich's assessment that poor scheme/blocking was at fault last season. That said, scheme/blocking had nothing to do with the returners fielding punts inside the 10, muffing punts or their inability to make the first opponent miss. But that was last year. This season, I suspect Chris Thompson will get another chance to prove himself. Gruden has hinted on a couple of occasions that he's intrigued by the Florida State product's speed and elusiveness. And now that Thompson is another year removed from ACL surgery and fully recovered from shoulder surgery, this is make-or-break time. If Gruden isn't enamored by Thompson, though, he'll options. High on that list will be Andre Roberts, who acknowledged in a recent interview that he's already talked with Ben Kotwica about getting involved in the return game. Roberts has experience returning kicks and punts. In fact, he was the Cardinals' full-time punt returner in 2010. That year, he also averaged 23.3 yards per kickoff return on 14 attempts. And now that Roberts has been pushed down the depth chart at wide receiver by DeSean Jackson, he'll be hungry to find another way to contribute.
20 questions:
- April 10: Who from the draft class of 2011 will step up?
- April 11: Who will claim the punter position?
- April 12: What 2013 draft pick will emerge to play a key role?
- April 13: Will Brian Orakpo take the next step?
- April 14: Will Jordan Reed have a Pro Bowl season?
- April 15: Will the Haslett without handcuffs scheme work?
- April 16: Who will start on the offensive line?
- April 17: What will Jay Gruden's offense look like?
- April 18: What effect will Jackson have on the rest of the receivers?
- April 19: How much better will the pass rush be with Jason Hatcher?
- April 20: Who will replace London Fletcher at inside linebacker?
- Today: Who will return punts and kickoffs?
- Later today: Will special teams improve?
- Tomorrow: Who will assume London Fletcher's leadership role?


text:
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Questcor Pharmaceuticals, Inc. (QCOR)
Presentation at UBS Investment Bank's Global Life Sciences Conference
September 19, 2011 10:30 am ET
Don Bailey – President, Chief Executive Officer
Ami Fadia – UBS
Previous Statements by QCOR
» Questcor Pharmaceuticals' CEO Discusses Q2 2011 Results - Earnings Call Transcript
» Questcor Pharmaceuticals CEO Discusses Q1 2011 Results - Earnings Call Transcript
» Questcor Pharmaceuticals CEO Discusses Q4 2010 Results - Earnings Call Transcript
Don Bailey
Okay, good morning. Oh, this sounds like you can hear me okay. Good. So we're here today to talk about Questcor Pharmaceuticals. I want to—for those of you who know the story, you already know that Questcor is a little bit of an unusual pharmaceutical company. For those of you who don't know the story, I need to warn you that you're going to hear something a little different today. For the most part, Questcor does not fall into the common constructs of most pharmaceutical companies, so—and we'll get into details of that in a little bit.
This presentation was filed with the SEC on the 9th, which is why the dates—all this information is up-to-date through about 10 days ago. We have the standard Safe Harbor statement. I want to caution everybody to please read all of our risks carefully and invest your time first. Our risks really boil down to a risk of possible future competition and, of course, any action from a regulatory body.
Questcor is a single-product company. We call the company a biopharmaceutical. We fall into both the biotech model a little bit, but probably more into the specialty pharmaceutical model. We are dealing with difficult to treat medical conditions and patients who have serious life-threatening issues. Questcor's flagship product—Questcor is basically a one-product company. It's flagship product is Acthar gel. This is a product that's been on the market for 60 years. It's an old product. There's 19 approved indications. I want to repeat that – 19 approved indications for Acthar. We currently have significant revenues in multiple sclerosis and infantile spasms, and a growing level of revenues treating nephrotic syndrome, a kidney condition. The combined market opportunity here is clearly in excess of a billion dollars, or a billion and a half dollars. We really don't know, and as you get into the details you'll see why it's a little bit unknowable at this point. Our current—our run rate revenue level is about 200 million, just under 200 million.
The Company's strategy is very straightforward. It's to grow Acthar sales in each of these markets and develop lupus as our next market, another on-label indication, and then go after the other dozen or so on-label indications. The Company is profitable, cash-flow positive. We have a little bit over $2 a share in cash and the Company is debt-free.
The history of Acthar is a little bit unusual, as I mentioned. The drug was first approved in 1952. MS was added as an indication in 1978. Acthar acquired the drug from Big Pharma in 2001 after Big Pharma ran into manufacturing problems and wanted to get out of that market, get the drug off the market. Questcor rescued the drug from Big Pharma and kept it on the market. In 2007 we changed our strategy and adopted an orphan business model strategy, and 2007 was then the first time in a 60-year, 55-year history up to then that Acthar actually made money. So it lost money for 55 years and then we changed the strategy and it's been profitable ever since. 2010, the FDA reviewed the entire label as part of a label submission that we had with infantile spasms and has now—the label is completely modernized and the 19 indications look good to us for the future.
There are significant barriers to entry. This is a key question we get – you know, what's the patent situation and what's the IP? There are no patents but there are significant barriers to entry. The first is the formulation. Acthar is derived from porcine pituitaries. The composition of Acthar is undisclosed. The manufacturing process is complex and proprietary. We own all aspects of it, and we own this drug—all aspects of this drug throughout the world, worldwide. The composition of the drug—the final composition of Acthar is tied to the process, which is a trade secret.
In addition, there are obviously FDA hurdles that a competitor would have to work their way through. When you get done this analysis, we think that a generic would be unlikely, a biosimilar would be unlikely, and that trials would be needed. The trials are needed, we're into a whole different range of competitors. It eliminates substitutability as a threat, and now if a company is going to bring a new chemical entity into the picture, they're going to have to try to bring it to market. They have to look at the business economics, they have to look at the cost of getting through the FDA, the probability of getting through the FDA. And if that were to all occur, they would just have a drug on the market for one indication. It wouldn't be called Acthar or anything like ACTH, so the fact that we have multiple indications producing revenue should give some comfort to investors.
Read the rest of this transcript for free on seekingalpha.com


text:
February Stars by AdriOfTheDeadWatch
©2013-2016 AdriOfTheDead
I'm hanging on
Here until I'm gone
I'm right where I belong
Just hanging on
Even though
I watched you come and go
How was I to know
You'd steal the show?
One day I'll have enough to gamble
I'll wait to hear your final call
And bet it all
I'm hanging on
Here until I'm gone
Right where I belong
Just hanging on
Even though
I pass this time alone
Somewhere so unknown
It heals the soul
You ask for walls
I'll build them higher
We'll lie in the shadows of them all
I'd stand but they're much too tall
And I fall
February stars
Floating in the dark
Temporary scars
February stars
I guess you could call this a birthday present to myself. or something


text:
IMDb > Bullseye (Character)
Top Linksmain detailsbiographyby votesphoto galleryquotes
Filmographiesby yearby typeby ratingsby votesby TV seriesby genreby keyword
Did You Know?photo galleryquotes
Bullseye (Character)
from Daredevil (2003)
The content of this page was created by users. It has not been screened or verified by IMDb staff.
|Photos (See all 7 | slideshow)
|Related Videos (see all 4)
There may be more photos available for this character. To select more photos to be displayed in this character's gallery, click the Edit Photos link.
Bullseye is Benjamin Pointdexter. He is a super assassin... See more »
FilmographyEdit Credits
There may be more credits available for this character. To edit the credits displayed or to add more credits to this character's filmography, click the Edit Credits link.
Jump to filmography: Video-game
- Spider-Man and the Rise of Darkness (2014) (V) Played by Eddie Hernandez
- "Avengers Assemble!"
- Villains Therapy (2014) TV episode, Played by Chris Burns
- Venom: Truth in Journalism (2013) Played by Derek Mears
... aka "La vérité en journalisme" - USA (alternative title)
- Deadpool: A Typical Tuesday (2012) (V) Played by Chris Burns
- Punisher '79-82 (2010) Played by Matthew Jenkins
- Elektra: The Hand & the Devil (2009) Played by Damien Colletti
- Daredevil (2003) Played by Colin Farrell
... aka "Daredevil: A Daring New Vision" - USA (director's cut (DVD title))
- Lego Marvel Super Heroes (2013) (VG) Played by David Boat
- Marvel Heroes (2013) (VG) Played by Rick D. Wasserman
- Marvel Super Hero Squad Online (2011) (VG) Played by Crispin Freeman
- Marvel: Ultimate Alliance 2 (2009) (VG) Played by Brian Bloom
- Marvel: Ultimate Alliance (2006) (VG) Played by Peter Lurie
- The Punisher (2004) (VG) Played by Steve Blum
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text:
BOSTON (AP) -- Shane Doan's late goal for the Phoenix Coyotes let
Boston coach Mike Sullivan know his team still has a long way to
"When you pay attention to details and demand it from each
other it's contagious," Sullivan said. "That's what winning teams
have and that's what we need to get back."
Doan, who has four goals and five assists in his last seven
games, scored with 1:08 left in regulation to lift Phoenix to a 3-3
tie with Boston. The Coyotes got their 12th point in overtime games
this season.
"We worked hard for the full game -- not always the smartest,
but we did work hard," Doan said.
Glenn Murray scored his eighth goal of the season 16 seconds
into the third period to give the Bruins a 3-2 lead.
Travis Green scored a goal and added an assist for Boston, which
has a 2-3-4 record in overtime games this season. Patrice Bergeron
also scored for the Bruins.
Tyson Nash scored his second goal of the season and had an
assist for the Coyotes, who have only two wins on the road this
year. Mike Sillinger added a short-handed goal for Phoenix.
Sean Burke (7-7-3) made 37 saves for Phoenix, including six in a
two-minute span in the second period when Boston had a two-man
"Sean played well. That's the type of game we've come to be
accustomed to," Coyotes coach Bob Francis said.
Felix Potvin stopped 28 shots for Boston.
Green opened the scoring 4:54 into the first period on a
backhander from just outside the crease.
But Phoenix tied the score at 1-all with 9 seconds left in the
period on Sillinger's short-handed goal from the right faceoff
Bergeron gave the Bruins a 2-1 advantage 5:58 into the second
period on wrist shot from the right circle.
The Coyotes tied the game when Chris Gratton one-timed a shot
past Potvin with 1:02 remaining in the middle period.
The Bruins were 0-5 and the Coyotes 0-2 in power-play
Game notes
P.J. Axelsson is one assist shy of his 100th in the NHL.
... Martin LaPointe needs four points to reach 300. ... The Coyotes
play 25 of their first 41 games on the road including eight of
their next 12. ... Sillinger's goal was his first since October 25
at San Jose, a span of 14 games.


text:
Posted| Updated
British PM David Cameron says everything will be done to track down those responsible of beheading Western hostages after new images emerge of London jihadist Mohammed Emwazi.
Topics: terrorism, foreign-affairs, defence-and-national-security, security-intelligence, united-kingdom
Posted| Updated
A parliamentary committee calls for the Government's laws to keep phone and internet records for two years to be passed, but with a number of changes to increase oversight of the system.
Topics: information-and-communication, security-intelligence, defence-and-national-security, federal-government, government-and-politics, australia
Stripping Australian citizenship from home-grown terrorists who are dual nationals would free our authorities from certain legal shackles and allow them to act against the radicals.
Topics: government-and-politics, security-intelligence, defence-and-national-security
Posted| Updated
The Defence Force Chief clarifies that a special forces soldier who allegedly threatened a female Australian spy with a handgun in Afghanistan is not facing further action over the incident.
Topics: security-intelligence, defence-forces, defence-and-national-security, federal-parliament, australia, afghanistan
Posted| Updated
British MI5 officers, wearing wigs and makeup to hide their identities, testify in a US court about their surveillance of an accused Al Qaeda operative charged with plotting an attack in England.
Topics: unrest-conflict-and-war, terrorism, security-intelligence, courts-and-trials, law-crime-and-justice, united-states, united-kingdom
Posted| Updated
Elephants are trained in the art of bio-detection to see if they can use their exceptional sense of smell to sniff out explosives, landmines and poachers.
Topics: animals, security-intelligence, defence-and-national-security, south-africa, united-states
Posted| Updated
Senate estimates delves into the cost and use of the so-called "dark fibre" network that connects Government departments in Canberra.
Topics: security-intelligence, federal-parliament, parliament, federal-government, government-and-politics, canberra-2600, act, australia
Posted| Updated
The Prime Minister has broadly outlined his plans for tougher citizenship and immigration laws, along with a clamping down on groups which incite religious or racial hatred.
But a national security strategy that places too much emphasis on the 'stick' and not enough on the 'carrot' may well exacerbate the problem.
With so much at stake, the Government must explain in a considered manner, with time for reflection and debate, exactly what it plans to do.
Topics: security-intelligence, terrorism, federal-government
Posted| Updated
Britain's security services are slammed for failing to adequately monitor an extremist's social media accounts, which are thought to have lured three schoolgirls to travel to Syria to join jihadists.
Topics: unrest-conflict-and-war, terrorism, government-and-politics, security-intelligence, defence-and-national-security, united-kingdom, turkey, syrian-arab-republic
Posted| Updated
Attorney-General George Brandis announces a program to combat terrorist propaganda on the internet by monitoring social media in real time, while attending a White House summit on countering violent extremism.
Topics: terrorism, unrest-conflict-and-war, social-media, security-intelligence, defence-and-national-security
Posted| Updated
Explosive documents from whistleblower Edward Snowden allege American and British spies stole SIM card encryption keys from one of the world's largest manufacturers, giving spy agencies the power to monitor mobile communications without approval.
Topics: security-intelligence, defence-and-national-security, telecommunications, law-crime-and-justice, australia, united-states, england, united-kingdom, netherlands
Crowds of mourners turn out for the funeral of a Jewish man killed in the Copenhagen shootings, as questions mount about whether more could have been done to prevent the attacks.
Topics: murder-and-manslaughter, death, terrorism, security-intelligence, denmark
Posted| Updated
Australian banks are among about 100 from around the world that have fallen victim to an unprecedented hacking attack, an international cyber-security company says.
Topics: law-crime-and-justice, banking, information-and-communication, security-intelligence, australia
Posted| Updated
The Prime Minister must carefully and methodically make the case that the tragedy of the Sydney siege justifies further legislation, because matters of life and liberty are at stake.
Topics: defence-and-national-security, security-intelligence, federal-government
The US president calls on technology companies to work with his government to guard against cybersecurity threats.
Topics: internet-technology, information-and-communication, internet-culture, security-intelligence, united-states
Posted| Updated
The United States army approves hormone therapy for gender reassignment for Chelsea Manning, the soldier convicted of leaking classified documents.
Topics: sexuality, security-intelligence, defence-forces, united-states
Posted| Updated
Hackers calling themselves CyberCaliphate threaten US president Barack Obama and his family after taking control of Newsweek magazine's Twitter account.
Topics: computers-and-technology, security-intelligence, hacking, united-states
Tony Abbott is pushing for a speedy passing of data retention laws as he seeks to distract from the leadership spill and re-engage "good government", but we still haven't been told why we need them.
Topics: government-and-politics, federal-government, security-intelligence
Posted| Updated
The former head of South Korea's national spy agency, Won Sei-hoon, is sentenced to three years in jail for meddling in the 2012 presidential election to help Park Geun-hye win the vote.
Topics: security-intelligence, world-politics, government-and-politics, corruption, law-crime-and-justice, korea-republic-of, asia
Argentina's congress has begun debating a proposal to overhaul the intelligence agency.
Topics: law-crime-and-justice, security-intelligence, argentina
The widow of former Russian spy Alexander Litvinenko tells an inquiry into his radiation poisoning death that her husband had suspected Vladimir Putin of being involved in "criminal conduct".
Topics: courts-and-trials, world-politics, security-intelligence, defence-and-national-security, united-kingdom, russian-federation, spain
Posted| Updated
While the Government is celebrating the release of journalist Peter Greste, it's still responsible for legislation that represents a chilling attack on media freedom in our own country.
Topics: government-and-politics, defence-and-national-security, security-intelligence, media
Jihadists are realising that putting information online is not a bright idea, a security expert says.
Topics: terrorism, unrest-conflict-and-war, internet-culture, information-and-communication, world-politics, defence-and-national-security, security-intelligence, computers-and-technology, france, syrian-arab-republic, iraq, australia
Posted| Updated
The nation's biggest telecommunications company sounds a warning about the Government's mandatory metadata retention scheme saying an unintended consequence is the creation of many highly attractive targets for hackers.
Topics: internet-technology, information-and-communication, security-intelligence, federal-government, australia
Topics: foreign-affairs, security-intelligence, defence-and-national-security, germany


text:
February 10, 2016
1-12-05 - A new order for Americans to cut and run. The government is updating the old food pyramid and encouraging everyone to slash their calorie intake and exercise up to 90 minutes a day.
It marks the first revision to the Agriculture Department's pyramid in 12 years.
The guildelines urge Americans to choose whole grains over flour
used in white bread or bagels, and to consume more whole vegetables
and fruit.
Americans also are urged to avoid becoming couch potatoes by
increasing their level of exercise -- between 30 and 90 minutes a
The guidelines are based on recommendations of a 13-member panel
of scientists and doctors who spent nearly a year reviewing
Americans' diet and health.
Click here to see the new guidelines.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


text:
Mpls reps the U.S. on this morning's Today Show as one of 13 hot destinations in 2013 [VIDEO]
Minneapolis represents the U.S. on Travel and Leisure's list of 13 travel picks in 2013.
screenshot from the Today Show
What list features Nepal, Uco Valley in Argentina, Zambia, and... Minneapolis?
Last month, Minneapolis topped a full five categories in Travel and Leisure's annual survey of 35 cities across the country. Now, the magazine is handing us a more exotic honor: one of the 13 best places to travel in 2013. The roundup isn't just for domestic trips, like Lonely Planet's recent list, but for visits anywhere in the world.
Nilou Motamed, the magazine's features editor, stopped by the Today Show this morning to discuss the list, and tell the two surprised hosts why Minneapolis is the only U.S. destination to make the cut.
See Also:
- Twin Cities have country's smartest, most attractive people, says Travel and Leisure
- Twin Cities are a Lonely Planet top U.S. travel destination for 2013
- Climate change could make Mpls the new NYC, says The Economist [VIDEO]
As one of Today's hosts says, "I'm not sure people associate Minneapolis with a hot destination, but you say it is."
Motamed jumps in to explain, well, first, that her in-laws are Minnesotans, and second, that Minneapolis has become "kind of a foodie mecca, which is kind of hard to believe." She goes on to attribute the restaurant resurgence to the Scandinavian influence of "New Nordic" cuisine, and its attendant farming-n-foraging (check out our cover story on the movement).
The Bachelor Farmer (and its rooftop garden) and newly-opened Union get shout-outs, and Motamed names the W, Le Meridien Chambers and the Mall of America's upcoming Radisson Blu as chic places for travelers to spend the night.
"Minneapolis is having a moment," Motamed concludes, before adding a questionable, "You heard it here first."
Both hosts agree, with one exclaiming, "The people are so nice there," and the other qualifying his endorsement with an original, "just don't go at the height of winter."
The only other travel picks that made it into the three minutes of Today Show talk were Puerto Rico (new hotels), Charlevoix in Quebec ("winter wonderland" family skiing), and Basilicata in Italy (citrus groves, the Adriatic Sea, Francis Ford Coppola's hotel).
Here's the rest of the list and, below, this morning's discussion about why we're great.
Bahia Ballena, Costa Rica
Basilicata, Italy
Puerto Rico
Charlevoix, Quebec
Uco Valley, Argentina
Gold Coast, Australia
Marseilles, France
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Morning Wood by eidolicWatch
©2014-2016 eidolic
11x16" acrylic painting
My entry for this year's Ohio duck stamp contest. Thanks for looking!!!
My entry for this year's Ohio duck stamp contest. Thanks for looking!!!
Daily DeviationGiven 2014-04-28
eidolic blows the background totally out of the water with his rendition of waterfowl in Morning Wood ( Featured by deshrubber )
Really good! Looks like a photograph!
This is so amazing. The colors are STUNNING. It's a well deserved DD! By the way, did you win, or is it too early for results yet?
your paintings are amazing!
I'm gonna go with just a "WOW" here and leave it at that. WOW!
Congratulations, this lovely piece has been featured here Animal Portraits Feature 25 at
Keep up the great work
Keep up the great work
Wow stunning. Colours are gorgeous.
wow!! awesome!
Good Luck
Good Luck
The texture and detailing is stunning in this
Gorgeous colors!
Cool use of vibrant colors, wish I could paint like this :I
Absolutely beautiful.
Hilarious title and amazing painting. The water is impeccable.
Amazing, It's so detailed too!
To be honest, I don't really know! lol I am self taught, and I go through so much trial and error that I eventually figure out how to take those errors and make them look like something I want to. There are some base coats with an airbrush done in the fog, but all of my final layers here were done with a tiny brush and watered down acrylics.
Amazing Talent !! Thanks for sharing !!!
Congrats on the DD !!!
Congrats on the DD !!!
Absolutely stunning. Love the vibrant colorations.
HAHAHA so amused by the title and the...uh...ambiguous-ness of the elements in the image. beautifully done too! almost like a photo, but more striking and powerful.
I see what you did there. XD But congrats on the well-deserved DD!
Congrats on DD!
Amazing color! Congrats on the DD!
Unbelievable awesome!
Gorgeous painting! I love the colors
Congrats on DD
Congrats on DD
lovely one vibrant
It's gorgeous wow! Good luck!!
Nice title!
Brilliant work! The colors are amazing!
Wow! Stunning!
That is stunning! Good luck in the contest : D
Congrats on the DD! I really love your gallery!
Ha.Ha.Ha. it's not funny... SNORT...it's not... ok it's funny.
I love everything about it! And the title... XD
Magnificent work!
You should make this a mature picture so when people see thw title they are just like, DAHELL?
Still amazing art tho!
Still amazing art tho!
Looks absolutely gorgeous! Dat title doe!


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Overlooking the historic motoring racing circuit, this hotel has stunning design that reflects the art deco style and that of the Mercedes Benz racetrack's heyday in the 1920 and 30s. The bedrooms are...More about Brooklands Hotel
This former coaching inn has retained much of its period charm and is now a spacious and comfortable hotel. Bedrooms, some overlooking a delightful courtyard, are spacious and cheerfully decorated. Pu...More about BEST WESTERN Ship Hotel
Premier Inn London Richmond is in one of London's most beautiful boroughs means so you'll be able to discover some of England's rich heritage, visit great shops and take leisurely riverside walks. Of ...More about Premier Inn London Richmond
Located on the banks of the River Thames in a bustling town, this hotel is well positioned for both business and leisure travellers. Meals are served in the Riverside Restaurant, and snacks are availa...More about Mercure London Staines Upon Thames
A unique destination in a fashionable area of the city. Situated at Chelsea's famous Stamford Bridge ground, the accommodation offered here is very up-to-the-minute. Bedroom facilities include flat-sc...More about Millennium & Copthorne Hotels at Chelsea FC
This stylish, contemporary hotel is conveniently located for Notting Hill, the exhibition halls and the BBC; Bond Street is only a 10-minute tube journey away. Funky, minimalist public areas include a...More about K West Hotel & Spa
Situated on the south side of the River Thames, this hotel offers guests the convenience of a central London location and high levels of comfort. Contemporary design coupled with a host of up-to-date ...More about Park Plaza Riverbank London
This sophisticated town house is the sister property to the adjacent Capital Hotel and enjoys a prime location on the doorstep of Knightsbridge's stylish department and designer stores. Bedrooms and e...More about The Levin
Premier Inn Epsom Central is close to road, rail and bus links. Back a winner at Epsom Racecourse, zip into London to see the sights, catch a show at Epsom Playhouse or take the children to Chessingto...More about Premier Inn Epsom Central
Whatever your flight destination, Premier Inn Heathrow Airport (M4/J4) is another handy base. It has great transport links and as the Heathrow Express Rail is just minutes away you'll be well placed f...More about Premier Inn Heathrow Airport (M4 Jct 4)


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SUBARU by William-LEEWatch
©2012-2016 William-LEE
briliant design, thou the side lines reminds le the S class mercedes
Looking pretty sweet
Just curious, but how long does it take to finish a whole car?
You have talent my friend ! Great conceptual ideas with amazing render skills.
This would be the best Subaru rally/street car ever imo
This would be the best Subaru rally/street car ever imo
Amazing !!!
What a great concept, I love the WRC and this really gets me excited!
Superb work man, I dig the 'flying car stance' too.
Automatic perfection!!!!!!!!
Wow, great design!
very nice
Obviously, most production car teams haven't consulted the talented designers on dA. I see the stupidest concept cars in the news, and some of the coolest designs on here.
I like the lower front part. Well done.
wow! that's dope! would be cool tos ee subarus like this one!
ae will! mto bom cara!! bem legal o de cima!!
Great lighting on the surfaces, and a classic Subaru action shot that really brings it to life. Very impressive.
nice work
may i use for 3d modeling?
may i use for 3d modeling?
Very nice. I really like your style!
Absolutely stunning, I went on to deviantArt and *THIS* very piece came - no - jumped out of the screen, grabbed me eyeballs by it's neck (that's right, my eyeball's NECKS!) and glue me straight to the screen, utterly speechless, amazing concept. If I had more hands, I'd given your more thumbs up.
hahahahhah thanks man! I appreciate your comment. Really enjoyed your descriptions/expressions!
No problem bro-cookies. Just trying to make the world a better place, you should be in Subaru's Design/Concept/R&D department, or any other brand out there, because that is pretty impressive to say the least. Keep up the awesome work, I like your other work as well, by the time you finish this message, you would have gained a watcher (just one, I know it's not much). Awesome work, once again, thanks for making my day.
PS: Tell your artwork I want my eyes back xD
PS: Tell your artwork I want my eyes back xD


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What is BABIP? I addressed that in a previous piece. As to how it's impacting players in 2014, that's what this article will be speaking to. Which players may be having success based on an artificially high BABIP? Which players are struggling and part of the blame must be placed on an artificially low BABIP? So glad you asked.
NOTE: Though the league average is .290-300, players do tend to establish their own baseline. Also worth mentioning. Numbers over .350 put you on the major league leaderboard. Numbers over .380 give you a chance to lead the league.
.424 Marlon Byrd
.423 Jason Kubel
.415 Shin-Soo Choo
All three of these numbers are comically high. None will finish the year in the .400's. Period. Check out their career marks: Byrd (.327), Kubel (.306), Choo (.353). Note how much higher Choo is than the others which likely portends a softer landing than the other two over the remainder of the season (not to mention that he's simply a better hitter).
.394 Emilio Bonifacio
.392 Troy Tulowitzki
Speedsters can have high numbers with their ability to beat out grounders. Still Emilio's career mark, while healthy, is "only" .336. Tulowitzki's career mark is .319. He's been under .336 every season of his career.
.386 Seth Smith, Brett Gardner
Smith has a career mark of .308 and has never been above .324 in a season. Gardner has a strong .328 career mark but he's never been over .340 in a season.
.379 Dee Gordon
.378 Joe Mauer, Dayan Viciedo
.375 Matt Adams
.374 Melky Cabrera, Paul Goldschmidt, Andrew McCutchen
.373 Adam LaRoche, Howie Kendrick
.372 Yasiel Puig
Mauer owns a career .349 which is huge. He did finish last year at .383 but that's a massive number to repeat in back-to-back seasons Mauer has never had back-to-back season of .365). Adams not only has a massive BABIP but his line drive rate is insanely high at 27.2 percent (the league average is in the 19-20 percent range). Doom is in the future in terms of his batting average. On the other end of things Puig somehow has a .372 mark with a line drive rate of 12 percent. That makes no sense at all. He needs to start hitting more liners, but even if he does it's hard to buy the .380 BABIP he has in 138 career games – that would be the greatest mark in baseball history if I'm not mistaken if he kept it up over 1,000 career games.
The following batters are currently saddled with an impossible to comprehend BABIP on the downside. All of them should see substantial improvement as the season progresses – even Moustakas.
.141 Mike Moustakas
.161 Carlos Santana
.179 Jedd Gyorko
.198 Brad Miller
All of those guys could see a .100 percent increase and no one would bat an eye.
Some others on the low end.
.216 Brian McCann
.213 Brett Lawrie
.231 Pablo Sandoval
.242 Albert Pujols
.245 Brian Dozier
McCann has struggled, and he really needs to start working some walks, but it's also pretty hard to believe he'll finish the year that much below his .287 career mark though it should be noted the last two seasons that he's failed to post a mark of .265. Lawrie owns a career mark of .293, right on the big league average. Sandoval has a .312 career mark and has been over .300 each of the past three years. Pujols is an interesting case. He's never been a big BABIP guy. His career mark is .305 but get this – the last time he reached .300 was back in 2008. If things normalize the number is likely to be about .280 this year, so there's not as much to gain as you would expect. Be very, very nervous with Dozier. As a rookie his mark was .267. Last year it was .278. His BABIP could rise a bit, but not that he's not, simply put, a very refined hitter.


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"I ran out of time to get a Christmas card put together, but I knew I wanted to send a New Year's card in its place. Found the perfect card with just the right printed text and it was great to have lots of options on adding photos. Icing on the cake was how quickly the order arrived.....much faster than I thought. Thank you, Tiny Prints!!"
"We thought this was going to be the standard paper used at Walgreens etc. It is not! High quality, thick paper. The cards turned out great! Faster shipping than expected - even very close to the holidays!!"
"These cards turned out even better than we could have imagined. They were beautiful, and we received so many complements on them. Delivery was fast, and tiny prints was great to work with. THANK YOU!!!! Beautiful!!!!!"
"This card is stylish without being over the top! I love the matte card stock with the pearl finish. It gives it that shimmery look that you wouldn't get with the plain matte finish. You should be aware that because this is a square card it is about $.20 more per card to send via snail mail...not a deal breaker for me because I only send out about 30, but for someone who sends out a lot of cards this might deter you. Otherwise, this is a great card and I would recommend it."
"I ordered these New Year cards for my photography business. I couldn't have asked for better quality and they arrived faster than I expected. Will definitely order again in the future."


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My ID for WoW(archicks)
TALITHAAAAA! Finally someone I know XD
Nevermind!!! Your Alix Knisely!!! Gah!! you look like one of my other friends from WoW!! How are you?
Yes! XD And it's okay XD I showed Rob and he was like "NUH UH!" XD But right now I have no time on my account :c But I'm good! XD How are you? C:
Doing great!!!! I love meeting other women who play wow....i have this one and only male toon on the Fenris server, and in my guild there is a lot of girls!! I was like OMG yay!!! I'm sorry you don't have time
But anyways what are you occupying your time with now?
But anyways what are you occupying your time with now?
Lol HEY!!!! Tamar right?


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Ecclesiastes 3:19-21New International Version (NIV)
19 Surely the fate of human beings is like that of the animals; the same fate awaits them both: As one dies, so dies the other. All have the same breath[a]; humans have no advantage over animals. Everything is meaningless. 20 All go to the same place; all come from dust, and to dust all return. 21 Who knows if the human spirit rises upward and if the spirit of the animal goes down into the earth?"
Cross references:
New International Version (NIV)
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Invisible Ghandi
It is called Invisible Ghandi. Sasha made this one. Boogie all night! At the end of this page there is a fruit smoothie recipe.
Polls Galore
Chicago, With A Little Snark On The Side
About a month ago, me and my dad went to Chicago for the weekend, while we were at we decided to tag along to some tours at places such as Frank Lloyd Wright's Home and Studio and Robie House. I also went to the Sears Tower with my godfather. Here are a few photos of our adventures in the wilderness of Chicago.
Yes we can!
Side note from enrichment project
they were lame coins
A Little Late, FALLINGWATER AND KENTUCK KNOB
Here are some picture Fallingwater and Kentuck Knob.
Enrichment Project #2
Change of plans. I am designing an environmentally friendly building. +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++=
Enrichment Project
In sixth grade enrichment, when I walk into the classroom for the first time, I need to know my project that I will work on during the year. I have been pondering this subject for quite some time now and finally have made up my mind. I will make a modification of my favorite computer game, Civilization (in which you are a leader of a civilization Khmer, Egypt, etc. and you try to win.), of tribes around the world. I will make a map of the earth and have a few tribes on each continent. In North America, In the Canadian area, I will have the Inuits, the Ojibways, and the Kawkiutll. Int he US area, I will have the Iroquois in the east, Dakota in the middle, and Navajo in the west. In Central America, I have the Aztecs and the Mayans. In South America I have the Incans, the Atsahuaca, the Irantxe, and the Catio. In Africa I have the Zulu in the south, the Rundi and Kisii in the middle, and the Berber and Beja in the north. In Asia the Tao and Ami are in the east, Altayans and Siberians to the north, Naga and Kalasha of Chital (Pakistan). In the south east Akha, and in the south west the Sumerians. In Europe I have Iberians, Basque, Sami, Veps, Germanics, and Saxons. In Australia I have Aborigines. I also will have different religions. Another new feature will be that Each civilization can worship a few gods that give you benefits, such as a sea god lets travel on water more quickly, or an earth god can give you better irrigation. But some gods cannot be combined, such as war and peace gods, or ice and fire gods. that is all I have thought of so far (with some help from my dad) I may add more features.
SIDE NOTE: I have 85 coins coming any day now.


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Westinghouse 66495 3 Light 18" Wide Bathroom Fixture with Frosted Pleated Glass
- Overall Dimensions: 18"W x 7.25"H x 7.25" Extension
- Backplate Dimensions: W: 18" H: 4.5"
- Can be used for Up or Down Lighting
- Use (3) Medium Base, 100 W Maximum Bulbs
- UL Listed for Damp Location
Featuring: Frosted Pleated Glass
Additional Westinghouse Links
This Westinghouse item can also be referenced by the following color/finish specific model #:
- Westinghouse 66495
Antique Pewter
*Discontinued model or finish
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