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Languages and Cultures
West Chester University
Dr. Israel Sanz-Sanchez
Acting Chair January-June 2016
224 Mitchell Hall
West Chester, PA 19383
Phone: 610-436-2700
Fax: 610-436-3048
Dr. Anne-Marie Moscatelli
Dr. Michel Sage
You may obtain a minor in French by completing 18 hours of coursework starting with FRE 101. If you begin at a higher level, you will still take 6 courses all together.
We encourage you to participate in a study abroad program, and you may transfer in up to 9 credits toward the minor.
At the moment, we are offering FRE 101, 102, 201 and 202 both semesters and both summer sessions, for your convenience, and to expedite completion of the minor.
Beyond the basic language and culture courses, we offer six 300 level varied courses to choose from:
FRE 302 Phonetics
FRE 303 Francophone Civilization
FRE 304 Francophone Literature
FRE 305 Advanced Writing and Stylistics
FRE 315 Oral Proficiency
FRE 350 French Cinema
For our more advanced students in the minor, we also offer FRE 401, French for Business, and FRE 440, Writing French Children's Stories, both available in online distance education format.


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Overlooking a stunning palm-fringed beach, Peppers Beach Club & Spa is set in the heart of the charming Palm Cove village and offers three swimming pools. More on Peppers Beach Club & Spa »
Includes full breakfast daily, complimentary WiFi (up to 500MB), in-room movies and a 90 minute spa treatment for the price of a 60 minute.
Resort Spa from $199* per night. 2 night minimum spend of $398*
1 Bedroom Resort from $259* per night. 2 night minimum spend of $518*
2 Bedroom Resort from $349* per night. 2 night minimum spend of $698*
Valid for sale until 24/06/16. Valid for travel from 2/11/15 until 24/06/16. Conditions apply, please see below. Valid for residents of postcodes 4700 - 4883.
Includes 2 x Wavedancer Cruise tickets to explore the Great Barrier Reef, full breakfast daily, $20* dining voucher, complimentary WiFi (up to 500MB) and in-room movies.
Stay 3 nights in a Resort Spa from only $799* for 2 people.
Stay 3 in a 1 Bedroom Resort from only $949* for 2 people
Valid for sale until 24/03/16. Conditions apply, please see below.
*Conditions apply, subject to availability. Block-out dates and minimum night stays apply. Prices based on per room per night.
Rates are limited in availability and subject to change without notice. Valid for new bookings only.
Not valid for conference or group business. Surcharges may apply. For full terms and conditions visit
*Conditions Apply. Minimum night stay and block out dates may apply. Valid for sale and travel to the 24/03/15. Rates advertised are per room, twin share (2 adults) and are subject to change without notice. Rates include 2 adult tickets to specified ocean day cruise. Ocean cruise date to be specified by guests upon check-in and is subject to availability at time of booking. Cancellation of ocean cruise may be made up to 48 hours prior to date of travel, after this time, 100% cancellation fee applies. WiFi includes up to 500MB.
Valid for new bookings only. Not valid for conference or group business. Rates are advertised in AUD if otherwise not stated. For full terms and conditions visit peppers.com.au.
*Valid for sale until 24/06/16. Valid for travel from 02/11/15 until 24/06/16. Minimum night stays apply as advertised. Block out dates may apply. Rates advertised are subject to availability. Movie offer may exclude certain titles. WiFi includes up to 500MB. Spa offer is valid on selected treatments of 60 minutes. $20* dining voucher valid at Lime & Pepper Restaurant on spends of $100 or more. Valid for North QLD residents only, postcodes of 4700-4883. Proof of residency required upon check-in.

subset: commoncrawl


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Che Lagarto Hostel Colonia
18 de Julio 487, Colonia del Sacramento, Uruguay, Distance du centre-ville : 0.7km
Excellent rapport qualité-prix !
Che Lagarto is the largest chain of private hostels in South America. We have hostels at all the best destinations and we pride ourselves on giving our guests the best experience possible. With more than 15 years under our belt, we currently have more than 20 hostels in 5 countries: Argentina, Brazil, Peru, Uruguay and Chile.
We are located at 18 de Julio 487 Colonia de Sacramento, in the city centre, only one block away from main avenue General Flores and 6 blocks away from the beach.
Directions to Hostel
From the Port: take Rivera Street, walk up two blocks, then you have to turn left to 18 de julio street and walk 50 meters until you reach the hostel.
From the Bus Station or Port: take Manuel de Lobo street. Walk one block to 'Ciudad Vieja'. Then, walk up one block through Rivera until 18 de Julio. After 50 meters, you`ll reach the hostel.
Check-In: from 14.00 hs
Check-Out: until 11.00 hs
* Half of the daily rate will be charged for late check out between 11:00 AM and 2:00 PM. After 2:00 PM a full daily rate will be charged. The hostel has luggage storage.
-Breakfast Buffet Included (from 8 to 10hs)
-Public Kitchen (from 8 to 23:30 hs)
-Computers with Internet access
-Free Wi-Fi
- Playroom
-TV Area
- Cleaning Service
- Social area
-Towels (for Private Rooms only)
- 24 hour hot water
- Heating System (Rooms and Common Areas)
- Lockers (Shared Rooms)
- Safe Deposit Box(Private Rooms)
-Touristic Information
Facilities with extra charge:
-Transfer in & out
(To book a transfer, contact the hostel)
-Towels (for shared rooms)
- Laundry Service
*Tours offered: Ciudad Vieja, walking tour, bike tour, horseback riding, boat trips around the bay (only in summer)
Cancellation Policy
This property has a 2 day (48hs) cancellation policy.
Failure to cancel within this time will result in a cancellation charge equal to the first night of your stay.
During special periods like Carnival, New Year and holidays:
100% of the payment is required in advance.
If the booking is canceled 30 days before the check-in date, 70% of the deposit value will be refund.
If the booking is canceled between 29 and 15 days before the check-in date, 50% of the deposit value will be refund.
If the booking is canceled 15 days before the check-in date, there will be no refund.
* Shared Dorm:
Each reservation is for an individual bed, although you book the same number of beds as the room has, this doesnt guarantee that all the people are going to be in the same room.
* Underage policy
Guests under 18 years old are not allowed without their parents or responsible adult and they must stay in a private room.
* Billing options
Credit cards allowed: Visa and Mastercard
* Exchange Rate
Our prices are defined in USD. The exchange rate used is not the daily one, because of the market variation. The exchange rate that we used is defined by Che Lagarto, the exchange rate shown on the website can change. Please visit our website for more information.
Sacramento hostel has 3 shared rooms. The dormitories have a capacity for 6 people. In addition, each of them with big saves bundles,heating and air conditioning. All our rooms have very good range and excellent layout, with high ceilings that allow ventilation in each room is the most appropriate.
Private or double rooms Sacramento hostel has 2 double rooms equipped with cable TV, wifi, air
Disponibilité et tarifsPour vérifier la disponibilité et les prix, veuillez sélectionner vos dates puis cliquez sur "Mettre à jour les dates"
Installations & Politiques Auberge
- Accueil 24h/24
- Restriction relative à l'âge
- Climatisation
- Bar
- Barbecue
- Location de vélos
- Jeux de société
- Petit déjeuner inclus
- Télévision par câble
- Ventilateur de plafond
- Salle commune
- Cartes bancaires acceptées
- Accès gratuit à Internet
- Wifi gratuit
- Salle de jeux
- Douches chaudes
- Nettoyage et entretien
- Accès à Internet
- Cuisine
- Blanchisserie
- Linge de lit inclus
- Casiers
- Pas de couvre-feu
- Terrasse extérieure
- TVA inclue
- Bureau des excursions
- Serviettes à louer
- Lave-linge
Politique d'annulationCette propriété a une politique d'annulation de 2 jours. Si vous n'annulez pas dans cet intervalle de temps, vous devrez payer des frais d'annulation du montant de la première nuit de votre séjour.
ItinéraireVoir le planCacher la carte
Directions to Hostel
From the Port: take Rivera Street, walk up two blocks, then you have to turn left to 18 de julio street and walk 50 meters until you reach the hostel.
From the Bus Station or Port: take Manuel de Lobo street. Walk one block to 'Ciudad Vieja'. Then, walk up one block through Rivera until 18 de Julio. After 50 meters, you`ll reach the hostel.


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1. No printing on the backs of the black tees?
After the holidays back printing will be available. A specific date has not yet been set.
2. When will the black tees show up in our shops?
Within the next few weeks. Again, no specific date has yet been set, but we're working hard on getting them out there as soon as possible. For now, you can set up the black tees with your images and descriptions and prices, to get them ready for the rollout.
3. Can we get black thongs/sweatshirts/bags/etc.?
We're starting with the standard black tee before the holidays. After the holidays the product line will be expanded.
4. What about other colors?
Yes, after the holidays the range of colors will also be expanded. The color selection has not yet been finalized.
Originally posted by Umbrax
I guess my cry for pink has gone unnoticed.
Originally posted by parrhesia
ooooh, now that just warms my heart.
Originally posted by ZeddicusZulZorander
We're going to have to make a black ATS Ninja shirt just for you Parrhesia.
Originally posted by SpittinCobra
I have a white hoody, now for a black one?
Originally posted by Umbrax
Now I will actualy have to wear a pink shirt. That is what I get for being a smarty pants.
Originally posted by cpr12r
hmm.... has anyone bought an ats thong yet? hahaha


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Ted Simons: Good evening, and welcome to "Arizona Horizon." I'm Ted Simons. The concept of deregulating Arizona's electric industry was considered over a decade ago, but images of Enron put a Quickened to the conversation. Supporters, though, say times have changed and lessoned learned, and so the Arizona corporation commission is again examining the issue. Joining me tonight to discuss deregulation is chuck Coughlin of the Arizona power consumers coalition, an organization opposed to deregulation. And speaking ofN favor is Stan Barnes, of copper state consulting. Good to have you both here. Opposed to deregulation. Why?
Chuck Coughlin: Well, I think we do a good job in Arizona. The incumbent power providers have done a tremendous job of delivering reliable power in a very harsh climate, we've had price stability, the prices that we offer here in the state are below the national average, and it's a diversity of power options that we can choose from and pricing options. I think we can always do better. There's no question about that. It's just deregulating the entire industry upending the way we've done this for 100 years, which is in the constitution of the state, in suggesting there's another way to do it, what's the problem? I think we've done a good job. If there's things we need to do better, let's do it better under the authority we have right now.
Stan Barnes: Chuck asks the right question, what's the problem? Consumers of Arizona are held captive in a monopoly system that doesn't treat them like customers the way every other industry treats its customers. Like telephones of old, like airlines of old, things used to be government sets the price and government tells you what you get to do, then we changed that. And we've got great innovation in telephone and great things like southwest airlines came along because of deregulation in those industries. Consumers in Arizona are leaving a lot on the table. Other states, they're getting things we don't have. They have choices we don't have. Including the overarching choice, which is the choice to not be in the monopoly. That whole dynamic of where I am as a customer versus where I could be changes the relationship there, and puts a downward pressure on prices, which is important to people.
Ted Simons: Market competition, many would say it's always a good thing. Why not a good thing here?
Chuck Coughlin: In a truly competitive open marketplace, that's true, Ted. But what we're talking about here is not requiring another company to come in and build additional generation, or build in a deregulated marketplace additional power lines. There's one line. There's one line that goes to your house. Nobody is suggesting we're going to have to build a brand-new grid. So there has to be ways to fund the reliability of that grid. Again, we live in a harsh desert environment, we have monsoons, the grid is important for delivery of power, but more importantly, I think to the standpoint where we have done deregulation in the electric industry across the country, it's uniformly been a disaster for consumers. I'd say Maryland rates have increased 60%, Pennsylvania rates increased 53%. Illinois rates increased 53%. Texas complaints in-- Consumer complaints increased over 700%. In Texas right now, they're looking at increasing rates for everybody because they've kept rates so low that the market is not set to create additional generation capacity. I would say in this coming month we may be looking at Texas having some brownouts because everybody knows it's not -- You can't just go out and say I'm going to build a new power plant today. Particularly -- That's an important point for Arizona too. We've always lived in Arizona on a diverse set of power supplies, from nuclear, to coal, to solar, to natural gas. And it's always demonstrated that the best market for consumers is where you have a number of choices to choose from in that market. In this market I don't think anybody would ever make an investment in a coal-fired plant right now. Nobody would make an investment in additional nuclear capacity because there's no way that a capital market will say, oh, that's a very great idea. I don't know who's going to service me, but let me put $2.5 billion on the table --
Ted Simons: Is it a different beast we're dealing with in Arizona?
Stan Barnes: No, it's not, but it's worthy of pointing out that the disappointment in this debate is that the utilities which normally stand on fact and legal analysis in the confines of the corporation commission have decided they don't have the facts on their side, and so they've mounted a large political campaign outside of 1200 west Washington where the decisions are made. I've talked to a lawyer who's been there for four decades, and never seen a utility play the populist role outside of the facts on the inside of the building where that decision is taking place. The fear campaign by the other side is unfortunate. Because it is -- It works on people who otherwise don't know how electricity is made, but to get right to your point, no, electricity is not a special animal that has to be treated differently in a monopoly.
Ted Simons: With 60% increase in Maryland, 55 in Illinois, 53 in Pennsylvania, with the corporation commission supposed to be watching out for you, me, and Joe and Mary down the street, how do you explain that?
Stan Barnes: I have explanations for those complex Democratic-led states that had artificial rate caps that stood for five years and when they removed the rate caps, rates went to market. And they went up. That did happen. But that wasn't because of retail competition. That was because of how those rate makers designed the market. In Arizona, we're not going to make the mistake California made. We're not going to make the mistakes they made in New Jersey. But there are things we can do to bring competitive pressures to customers. That's what we're talking about.
Chuck Coughlin: Well, fundamentally we've got a system in place. I like the idea of regulating the utility with state level regulation. Because what we're really talking about here is not a fully deregulated marketplace. That's a misnomer. When you go into the -- When you begin to advocate as Stan does to move away from a state regulated system, you fall under the federal energy regulatory commission. So you get reregulated by those entities under what they call an RTO or an ISO, independent system operator. What you're doing is advocating state control for some federal regulatory control, and you're asking those guys to control the market and to say, that's going to be a competitive market under that system. I just don't find the merit in that. The facts don't support it. I'm disappointed to see Stan says we're moving this big power -- It's not hard to make these arguments, because we have a 100-year history in Arizona of companies that are largely responsible for building the state that we're in right now. We had this competitive system. Would I agree with Stan, we can do better. But do we need to up end the entire structure to create a better answer? I would say no.
Stan Barnes: 15 years ago when we did this the first time, we passed a bill in the legislature, competition is our policy. Which is a good thing. The leaders of Arizona public service and Tucson electric power and Salt River project said, we want to give the benefits of competition to our constituencies. 15 years later nothing's changed. Except the utilities have decided they can stop this before we even get to talk about it. This is an important point for your viewers. Very sophisticated audience who watches "Arizona Horizon," right? We're not going to flip a switch in September or October at the corporation commission and move to competition. What -- I'm hoping they're going to do is vote to step into the rule-making exercise which will take some time and everyone will be at the table. And if it's no good they'll vote it down.
Chuck Coughlin: My concern about that is two of the entities we have in the state are publicly traded companies. We already know there's enormous amount of pressure on the Salt River projects and cap and other institutions on the Navajo generating station. APS has already announced they've suspended further capital investments because of the instability of this debate causes in those markets. I as a businessman am not going to invest tons of money in capital infrastructure if the right -- If the way it's going to be regulated is going to be upended entirely. What I would suggest is, I would hope that the commission does its job. Put this issue to bed, quietly, and work with Stan's organizations, work with people who want to see more competitive rates which want to see the price of peak power. Maybe we overuse peak power. Maybe there's a way to reduce the demand on peak power that we're not using -- That's what our corporation commission is for. That's what our forefathers saw as the sensible way to do it. I don't think that's changed.
Ted Simons: The idea of these other states going this direction, whether they release the caption or whatever happened and the rates increase, regardless of what happened, some would argue that's the true price of energy. And the market made the price and we have to deal with the market. That is what market competition is all about. How do you respond?
Chuck Coughlin: Well, I've heard the Adam Smith, invisible hand of the free market to say -- I just don't believe it's ever existed in electric utility rate settings. As we see in the last couple weeks, we see J.P. Morgan chase has paid $430 million fine for manipulating energy markets. Barclays paid a fine. You see a story on the front page of the "Wall Street Journal" the other day about how Goldman Sachs is hoarding aluminum in factories to artificially manipulate the price of the commodities. That's what happens in a deregulated marketplace. And I fear if we disempower our state and take ourselves -- Take the responsibility away from our Arizona corporation commission, who we elect, that's a mistake.
Stan Barnes: We're not doing this. The sky is not going to fall if customers have a choice. The government doesn't set the price of gasoline. It doesn't set the price of food or housing no. Longer sets the price of an airline ticket. Has no role to play in setting the price of an electron generated. The delivery of the electron, the wires, the transmission, the meter, the billing, you name it, they're still going to regulate that. We're only talking about the generation. Ted, an important point -- If you're in Houston and you buy a house, you don't plug in and pay your bill at the end of the month and hope you have enough money. There are what I call a thousand flowers blooming in Texas. You might have a plan, because you have a lot of people chasing you, that is 100% renewable energy and you can do it with the click of a mouse. Not with a rooftop thing. And there are dozens of other choices we don't have in Arizona.
Ted Simons: 15 years ago wind, solar, fuel cells, all these arguments were way, way out there in the future. We're there now, and they're changing the landscape. Are they changing the landscape enough to say, maybe we look at deregulation?
Chuck Coughlin: I don't think so. I think we can look at all those alternative sources under the current regulatory structure we have. There's no reason why we cannot. What I -- My concern here is in this -- In a de-- divest of our generating capacity, who owns that generating capacity? And my experience is in deregulation, fewer and fewer entities own that. There's fewer airlines today, prices have gone up. There's fewer banks today. Fees have gone up. I'm not naive enough to believe that there's not a lot of financial institutions out there that would look at the Arizona marketplace and say, maybe if I buy 30% of the generating capacity maybe I can control the market? Again, it's not easy to build a new power plant. It's not like something you come in with -- You got to get local zoning, state approval, federal approvals, it just doesn't happen.
Ted Simons: We've got about 30 seconds. We're going all the way back to the beginning. Things seem to be humming along well why change?
Stan Barnes: We're leaving a lot on the table. Things could be better. Competitive pricing and a flurry of option that's come to you. One thing we haven't touched on, companies that have a big power bill might like to control their energy costs so they can expand and have certainty. That's another big indicator.
Ted Simons: Some are arguing that's who's behind the push.
Stan Barnes: There's no secret about that. These companies, large employers in Arizona want control of their energy. Why not?
Chuck Coughlin: I don't know why we couldn't do that under the existing structure. I don't know why you have to throw the baby out with the bath water.
Ted Simons: Great to have you both here. Thank you.


text:
Hong Kong travel
Dim sum and skyscrapers: Executive's guide to Hong Kong
Hong Kong is heaven for business travelers. Here's how to squeeze in the city's best food, views and shopping
Historic Hong Kong neighborhood fights to preserve past
Wan Chai's Blue House, part of a cluster of culturally significant buildings, offers tours of historic sites in the area
10 things Hong Kong does better than anywhere else
Hate murder? Love money? Move to Hong Kong, home to the world's greatest skyline and the best kung fu films
Ding ding! Best way to experience Hong Kong
The city's tram system might be 110 years old, but it's keeping up with the times. Here's how to ride and what to see
China's first tourism law comes into effect, tourists issued manners guides
Tourist behavior singled out as Beijing aims to educate Chinese tourists on overseas etiquette
Gallery: Inside Hong Kong's Chungking Mansions
Locals eat and work in it, refugees live in it, movies have been made about it -- a look inside one of Asia's most infamous buildings
Hong Kong's best 'no reservations' restaurants
Don't bother calling up these joints, where lines -- and great food -- are guaranteed
10 new Hong Kong hotels for every type of traveler
There are so many Hong Kong hotel choices you're bound to make the wrong one. Here's help
Hong Kong art explosion: What to see this month
It's that time of year again -- the world's art greats have invaded the city for Art Basel, Hong Kong Eye and more
Hong Kong most popular destination for Asian travelers
A new study asks where travelers in Asia love to go, and finds people are going to spend more this year
Hello Kitty trams: Cute, but won't get you home any faster
EVA Air campaign far more attractive than trams promoting jewelry or whitening products
Does visiting Hong Kong 'count' as visiting China?
Technically, Hong Kong and China are one and the same, but in many other ways they're quite different
Top 10 dream destinations for Chinese tourists
Seoul, Singapore, Sydney, Hong Kong: Which city is the no. 1 must-see for 1.3 billion mainlanders?
Hong Kong scientist proves time travel even less likely than thought
Watching "Back to the Future" will never be the same again after professor Shengwang Du rained on our sci-fi parade
Have Working Holiday Visa, will travel
Hongkongers love the Working Holiday Scheme, here's how to jump on this bandwagon


text:
See definition in Oxford Advanced Learner's DictionaryLine breaks: ad¦vise|ment
Pronunciation: /ədˈvʌɪzmənt/
Definition of advisement in English:
noun[mass noun] archaic or North American
1Careful consideration.
Example sentences
- We are constantly seeking ways to create a full developmental program, beginning with assessment and advisement.
- Nonetheless, meaness filtered out, the input is taken into advisement.
- Then the FDA will take that into advisement and make a decision sometimes in the near future.
1.1Advice or counsel.
Example sentences
- As a word of advisement to travellers: in Wawa, refrain from riding the Big Goose.
- He is active in student advisement with 75-100 advisees.
- That same enthusiasm and respect is what prompted two of his current students to seek his advisement.
- take something under advisement
- North American Reserve judgement while considering something.Example sentences
- We took this under advisement, and then went anyway.
- He takes under advisement the opinions of legal scholars.
- Otherwise, they can just use the boards to deflect criticism and take their suggestions under perpetual advisement.
Middle English: from Old French avisement, from aviser 'look at' (see advise).
Definition of advisement in:
- US English dictionary
What do you find interesting about this word or phrase?
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text: Scotty Smalls moves to a new neighborhood with his mom and stepdad, and wants to learn to play baseball. The neighborhood baseball guru Rodriquez takes Smalls under his wing, and soon he's part of the local baseball buddies. Beyond the fence at the back of the sandlot menaces a legendary ball-eating


text:
LatinaLista — For months now, I've resisted trying to equate Michael Steele with Sarah Palin -- a Republican Party choice (a.k.a. token) to appease a certain demographic. Palin was to appeal to women voters. Steele was to be the public olive branch to people of color.
The trouble is the Republican Party got more than what they bargained for with both of them. This morning's interview between Michael Steele and Univision's anchor Jorge Ramos, on the news show Al Punto, exemplifies the point beautifully.
Either Steele just doesn't have the eloquence when it comes to thinking on your feet or he's parroting Republican party rhetoric that I find hard to believe that Latino Republicans totally agree with. Either way, it makes for a bizarre exchange.
In fact, the whole interview, which touched on issues of racism and Obama winning the Nobel Peace Prize, health care and the Hispanic vote, provides enough "blogger fodder" to last a couple of weeks.
But it's one of those things that you have to believe for yourself. So, thanks to Univision's PR dept. who sent Latina Lista the transcript of this morning's interview, I republish it here -- reserving the right to blog more about it this week.
Jorge Ramos - Mr. Steele, thank you so much for talking to us. I really appreciate it.
Michael Steele - My pleasure.
Jorge Ramos - Let's start talking about the Noble Peace Prize. I remember clearly that when leaders of Guatemala, Argentina and South Africa won the Noble Peace Prize most of the citizens were celebrating. That was not the case here in America when President Barack Obama won the Noble Peace Prize. Why do you really believe he has done nothing to deserve it?
Michael Steele - Well, I think the reality of it is given when the nomination process closed 11 days after the President's inauguration it stretched credibility, certainly credulity to think that in 11 days the administration of this President had done anything to warrant such an honorable and notable distinction of service and I think that the bottom-line for a lot of Americans, and this is not about conservatives or about Republicans having anything to say. This is America across the political spectrum, kind of went and shook their head, and went wait a minute, this doesn't sound right, it doesn't feel right because the administration is just in its 9th month, 10th month of service to the nation. We've yet to see the full measure of what the President's efforts are going to bare in term of the fruit of peace that would award that type of distinction.
Jorge Ramos - I want to get your opinion on this comment. As you know a few days ago, a few weeks ago, President Carter said that, according to him, that the opposition to President Barack Obama is based on the fact that he is a black man. Do you agree?
Michael Steele - no, no.
Jorge Ramos - For instance, when you hear commentators like Glenn Beck saying that for him President Barack Obama is a racist, with a deep seeded hatred for white people, how do you react?
Michael Steele - That's one man's opinion.
Jorge Ramos - Yes, but...
Michael Steele - That's one man's opinion.
Jorge Ramos - but should you defend Barack Obama against these types of comments? I don't know, it's just a question.
Michael Steele - No, no, look the reality of it is when I ran for the United States' Senate and I was called an Uncle Tom by leading Democrats in the country, when I was called a slave by Steny Hoyer who is now the majority leader in the House no one came running to my defense and no one seemed to think that that was racists at the time. I don't play the race card, I don't play the race game, the way some tend to want to do. When people have legitimate and I think clear policy differences with the President of the United States, that's not a racist issue, that is a policy based discrepancy or difference of opinion that we can have the debate about in the public square everyday, but, you know, I am sure you and I know I do, know real racism when it rears its ugly head. I rather fight that than to play the game that Jimmy Carter was playing.
Jorge Ramos - Republican Senator Olympia Snowe has announced that she will vote for a healthcare reform bill. Are you disappointed, do you expect more Republicans to vote for it?
Michael Steele - I don't, if it's what we've seen produced so far in the House and in the Senate. I don't think we need a comprehensive overhaul of our healthcare system because our healthcare system, while it remains the best in the country and while it provides largely the services that people need and the quality of those services are very, very good, there are costs associated with this system that needs to be address more directly.
Jorge Ramos - But there are 40 or 50 million people who don't have health insurance. Right?
Michael Steele - The President himself has said it's not 40 to 50 number one, number two, the President himself has reduced that number to 30 and the actual number of people who legitimately need to access this healthcare system are around 12 to 15 million, but if that's the number, I'll take your 40 to 50 million if that is the number you want to use, the question then becomes, how much, who pays and where does the money come from and the administration continues to fail to address that issue in an honest way for the people to appreciate exactly what this cost is going to be for a complete overhaul of our system versus what Republicans have argued... It's commonsense solution, it doesn't require a nationalizing of our healthcare system, and it doesn't involve or require a great government intrusion through regulation and taxation and other confiscatory policies. What it requires is applying a little, you know elbow grease, to allow those businesses, those Hispanic businesses for example, under the market place and get the healthcare that they need.
Jorge Ramos - Mr. Steele, lets talk a little bit about immigration, you've said that we need meaningful immigration reform. I want to find out exactly what you mean, what would you do for instance with the 12 million undocumented immigrants who are already here in the United States, what is your plan?
Michael Steele - Well, and that's a very good question and that becomes the jump up point for any discussion among others that we need to deal with. First, I think my first view of it is; I am sick and tired of people playing the hot politics of immigration. I am hoping the administration as we get ready to go into next year and future years bring the level head to it. I am certainly arguing for Republicans to have a level head in dealing with this issue, because it affects people's lives, weather they are here illegally or legally, it affects lives. So that is the first and foremost thing, we got to stay true to our character as a nation, we must recognize that. Number two, I think as I found with a lot of Hispanics, particularly those who have been her for several generations, they understand and respect the rule of law that is so important as a foundational principle of this country...I can sum it up for you this way, the party as I said is always the party, its been the party of assimilation and that is something that we believe in very firmly and basically what we should be saying is that there are rules that you need to get into the country, go the right door, fill out the right form, have some apple pie, hum a few bars of the star spangle banner and get to work, God bless you, and I think that that begins to set us on the right road to dealing with this issue.
Jorge Ramos - Why do you refer to undocumented immigrants as illegal aliens? I've spoken with John McCain and Barack Obama, to give you two examples, and they don't use those terms they call them undocumented immigrants. Why do you call them illegal aliens?
Michael Steele - Well, if they are here illegally I got a call it what it is. I mean if you can be undocumented, look you can dress it up anyway you want the reality of it is the status is the key feature here, and if the status is such that you did not come thru the regular process, that you did not present yourself properly, to be documented then you are here illegally.
Jorge Ramos - One last question, in the last election the Republican party got 31 percent of the Hispanic vote down from 44 percent. What went wrong? And, how are you planning to get back the Hispanic vote? Especially when the majority of Latinos favor legalization.
Michael Steele - I think the key thing is, your supposition of your question assumes that is the only issue that matters (Jorge Ramos: Of course not) to Latinos, and that's my point, it isn't. And so, I would not. I would not say in the first instance that a drop in support for Republicans was hinged on that one particular issue. I think the Republican Party failed to engage in a creative way, or an honest way as it had done in the past with many members of the Latino community...there were a number of areas where we came off track as a party and my goal is to get us back on track. A discussion on immigration is one, engaging those 1.6 million small business owners that are Hispanic is another, by having conversations on education and healthcare is just a few others... I think this party, the Republican Party stands a lot closer to the hearts and souls of Hispanic families, Hispanic businesses, and the Hispanic community at large, that a lot of people want to give us credit for, which we may even give ourselves credit for. So I'm hoping over the next few years as we engage in debates in the battle of big ideas, to be right at that table with my Hispanic friends and neighbors making the case for the GOP.
Jorge Ramos - Mr. Steele, thank you so much and I really appreciate that you are taking the time to talk to us.
Michael Steele - I appreciate you, thank you so much.
==End of Interview===


text:
See definition in Oxford Advanced Learner's DictionarySyllabification: pic
Pronunciation: /pik/
Definition of pic in English:
noun (plural pics or pixpiks)informal
A photograph or movie; a picture.
Example sentences
- At one point, we were both taking a pic of a photographer capturing a bride and groom on film.
- I have elected to dive the site again to get some fish pics and close-ups.
- Tonight, I'm writing a list of all the pics we need at tomorrow's video filming.
Late 19th century: abbreviation.
Words that rhyme with picartic, brick, chick, click, crick, flick, hand-pick, hic, hick, kick, lick, mick, miskick, nick, pick, quick, rick, shtick, sic, sick, slick, snick, stick, thick, tic, tick, trick, Vic, wick
Definition of pic in:
- British & World English dictionary
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text:
Latin American Music Review
Volume 26, Number 1, Spring/Summer 2005
pp. 102-114 | 10.1353/lat.2005.0010
Latin American Music Review 26.1 (2005) 102-114
The DIVEDCO Program (1948–91)
Donald Thompson
The creation of the Division of Community Education was one of the more imaginative initiatives of the Popular Democratic Party of Puerto Rico as it came into absolute legislative and executive power following the 1948 general elections. The party was founded eight years previously by poet-politician Luis Muñoz Marín, with a deep commitment to a broad program of social and economic reform. A great part of this reform effort concerned the island's rural population: the largely poverty-stricken white jíbaros, subsistence farmers of the inland mountains and valleys. It was, in fact, this population that had brought the Popular Democratic Party to power during the 1940s and had elected Muñoz governor of Puerto Rico in 1948.
The conception of the Division of Community Education is attributed to Muñoz himself, who envisioned a program that would provide the island population with ". . . Basic teaching on the nature of man, his history, his life, his way of working and of self governing in the world and in Puerto Rico." Drawing heavily on his knowledge of U.S. relief programs in Puerto Rico during the 1930s and of the workings of other New Deal programs in the United States, Muñoz further polished the idea during the late 1940s with particular attention to the needs of rural dwellers:
In practice this will mean giving to the communities and to the Puerto Rican community in general the wish, the tendency, and the way of making use of their own aptitudes for the solution of many of their own problems of health[,] education, cooperation, [and] social life through the action of the community itself."
A Division of Cinema and Graphics was created within the Commission of Parks and Public Recreation, headed by Edwin Rosskam, formerly of the federal Farm Security Administration (FSA). Jack Délano, also a veteran of the FSA, was placed at the head of film production and his wife Irene in charge of the production of graphic material. A tripartite thrust was employed, utilizing films, posters, and booklets in a program designed to provide the stimulus and motivation for democratic group action, first in the creation of community consciousness and then in the home-grown solution of serious problems common throughout rural Puerto Rico. In 1949, with Muñoz now governor of Puerto Rico, the program was transferred to the insular Department of Public Instruction as the Division of Community Education (División de Educación de la Comunidad, or DIVEDCO).
Music was a very important part of the DIVEDCO film program from the beginning, and gradually incorporated many of the technical advances that had been made during several previous decades of sound on film. At first, music shared with other aspects of the DIVEDCO mission effected a spirit of enthusiastic improvisation: cooperative zeal directed simply toward getting the job done. As other production aspects gained in sophistication, music also became better organized, more purposefully conceived, and more professional both in concept and in execution—but without completely losing its ties to the island's own modes of musical expression. The early recognition of the importance of music to film in the work of DIVEDCO can be attributed to Délano. Délano was himself a trained musician, and his musical skills answered an urgent need in the first films produced, as he turned his hand to a previously unexplored field: musical composition. Out of necessity he found himself performing "as a producer, director, teacher, composer, and cameraman." When Délano left the directorship of the DIVEDCO Film Division in 1952, he left the basic concepts of film music firmly established in the agency's program, and along with them some of the techniques involved in their realization.
Another pioneer in film music at DIVEDCO was José Raúl Ramírez. A professional pianist and organist, Ramírez was a student and colleague of José Enrique Pedreira, the most significant Puerto Rican composer of his generation and a fine pianist himself. Ramírez was initially engaged as an assistant to Délano, and through the years became an...
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|Series Rating:
8.7/10 (238 votes) Reviews »
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|Two adults. One kid. No grown-ups.
|TV series 2003– . Charlie's past comes back to bite him when his girlfriend decides that his stalker, Rose, is just too much to handle. Full summary »
|Charlie Sheen, Jon Cryer, Angus T. Jones, Conchata Ferrell, Full cast »
|Release Date:
|November 1, 2010
|TV » Two and a Half Men
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text: I have a confession to make. When I started doing what we now call online content marketing (back in the ancient 1990s), I didn't have a nice tidy framework to guide me. Mostly, I screwed up a lot and learned a little. Even by 2005, when I felt I had a decent clue of what I was doing, the "process" was still a very improvisational mess. Continue Reading


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Connect With Us800-299-9470
Accentuate your jewelry collection with the traditional appeal of this walnut jewelry armoire. A classic shape gets an updated look with sleek tapered legs and a golden finish. Storage drawers and green felt lined side cabinets offers safe storage space for stowing your valuables. Hooks on the side cabinets allow necklaces, chains and lockets to remain untangled when not being worn and the lift top lid with reveals a mirror insert and storage compartments perfectly proportioned for rings, earrings and similarly small items.
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The Christ Hospital's board decided to restructure its compensation plan to incent quality outcomes and patient service, along with strong financial performance. The specific measures were based on annually revised critical success factors and metrics tied to the incentive plan for the executive team.
"Our value chain begins with having executive leadership define our strategy and goals and setting our incentives around it. Having that information also helps us attract great leaders, physicians, and employees that can help us grow the business in a positive way—that want to help the organization achieve financial performance and advance the enterprise overall," says Tolson.
To encourage clinical improvements, for instance, Christ Hospital uses metrics to look at overall outpatient ratings from Press Ganey and inpatient metrics for HCAHPS. Each area is weighted 10%, or a total of 20% out of 100%. In order for any incentive to be paid out, the executives must reach predetermined targets. That's a sharp contrast to how most organizations structure their executives' incentives, based solely on overall financial performance. Of course, it would be foolish for any organization—regardless of its tax-exempt status—to think it could survive without encouraging its team to strive to keep a strong bottom line. The Christ Hospital didn't ignore that fact in its structure. No incentive bonuses are paid unless the organization reaches its financial performance goal.
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Soledad Jobs
Looking for jobs in Soledad? Snagajob has great opportunities with the area's leading companies. And applying for Soledad jobs has never been easier. Look at the job listings below, click on a job title that interests you and hit the "apply now" button. Part-time jobs, teen jobs, student jobs and summer jobs are now just a click away. Start your job search now.
Soledad, CA Job Openings
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Florida Vote Recount
Bush campaign officials spoke to reporters about the recount of Florida votes in the presidential election. They said that they were… read more
Bush campaign officials spoke to reporters about the recount of Florida votes in the presidential election. They said that they were confident that the recount would verify Governor Bush's win in the state and said that Democratic officials were politicizing the process. They also pointed to continuing vote counts in other states that could tip the Electoral College vote total in favor of Governor Bush. Following their remarks they answered questions from the reporters. close
People in this video
- Donald L. Evans Chairman Bush (G.W.) Presidential Campaign
- Karen P. Hughes Communications Director Bush (G.W.) Presidential Campaign
- Karl Rove Adviser Bush (G.W.) Presidential Campaign
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Bush Campaign News Conference
Governor Bush and Mr. Cheney spoke to reporters outside the governor's mansion about Vice President…
Bush Campaign News Conference
Ms. Hughes talked with reporters about the undecided presidential election.
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Mr. Evans talked with Bush supporters about the still undecided presidential election.
Florida Vote Recount
Ms. Hughes talked with reporters gathered across the street from the Texas governor's mansion. She…


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When your item ships, our system automatically emails you with tracking information. We cannot afford to shop out anything less than the best because we guarantee 100% satisfaction. There is absolutely no bad time to order Mercedes 450SL O2 Sensor parts from our website. Our customer service for Mercedes 450SL O2 Sensor parts is second to none. Please feel free to email our customer service department with any questions or comments you may have about your Mercedes 450SL O2 Sensor parts order. Need your Mercedes 450SL O2 Sensor parts faster, try our expedited shipping options. In addition to credit cards, we also accept paypal.
Lee P. - Greer, SC: Great service, great prices. You make owning a MB easier than a Honda.


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Announcing Cotton Spandex Jersey!
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County Offices and Courts will be closed on Monday, February 15, 2016 in observance of the President's Day Holiday. The Landfill will be open. Critical services at Larimer County are not disrupted by closures.
The Adopted 2008 Larimer County budget was prepared in compliance with state statute, generally accepted budgeting principles, funding agency requirements, and the budget priorities and directions of the Board of County Commissioners. Major objectives for the budget process for this year were as follows:


text:
|Motion Picture
|Hvidovre, Denmark
Key people
|Lars von Trier and Peter Aalbæk Jensen
Zentropa or Zentropa Entertainments is a Danish film company started in 1992 by director Lars von Trier and producer Peter Aalbæk Jensen.[1]
It has produced over 70 feature films and has become the largest film production company in Scandinavia. It owns a number of subsidiary companies in Europe.[2]
Zentropa may be best known for creating the Dogme 95 movement, leading to such acclaimed films as Idioterne (1998), Festen (1998) and Mifunes sidste sang (1999).[3]
It was the first mainstream film company to produce hardcore pornographic films for women: Constance (1998), Pink Prison (1999), HotMen CoolBoyz (2000) and the adult/mainstream crossover feature All About Anna (2005).[4]
Zentropa is also responsible for creating a large studio complex called Filmbyen (Film City), where both Zentropa and many other film-related companies are located.[5]
Zentropa is named from the train company Zentropa in the film Europa (1991), which started the collaboration between Lars von Trier and Peter Aalbæk Jensen.
Selected productions[edit]
- EF Rental
- Electric Parc
- Puzzy Power
- Trust Film Sales
- Zentropa Real
- Zentropa Interaction
- Zentropa Rekorder
- Zentropa Klippegangen
- Zentropa International Köln GmbH
- Zentropa International Poland
- ^ Historical Dictionary of Scandinavian Cinema. Scarecrow Press. 31 August 2012. pp. 417–. ISBN 978-0-8108-5524-3.
- ^ Angus Finney (10 October 2014). The International Film Business: A Market Guide Beyond Hollywood. Routledge. pp. 106–107. ISBN 978-1-136-29503-4.
- ^ Palgrave Connect (Online Service) (11 December 2013). Behind the Screen: Inside European Production Cultures. Palgrave Macmillan. pp. 229–. ISBN 978-1-137-28218-7.
- ^ Anne G. Sabo (2012). After Pornified: How Women are Transforming Pornography & why it Really Matters. John Hunt Publishing. pp. 55–. ISBN 978-1-78099-480-2.
- ^ Anne Mette Lundtofte (13 May 2013). Zentropia. Gyldendal. pp. 74–. ISBN 978-87-02-14732-2.


text:
DaKine Amp 18L
Where to Buy
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Manufacturer's Description
Retailers' Descriptions
Here's what other sites are saying:
On long rides, you're likely to encounter everything from chilly mornings to sweltering afternoons, punctures to broken chains, gnarly thirst to serious hunger, but you won't have any excuses for unpreparedness with the Dakine Amp 18L Hydration Pack. It comes with a three-lite Shape-Loc reservoir to keep you running as smoothly as a freshly-lubed chain, and a series of pockets to carry food, gear, tools, and a layer or two. The helmet-carry system and rain cover stash away quickly and easily, and the Air Mesh suspended back panel keeps you cool and comfortable from mile one to mile 101.
- Backcountry.com
On Sale. Free Shipping. Dakine Men's Amp 18L Hydration Pack With Reservoir FEATURES of the Dakine Men's Amp 18L Hydration Pack With Reservoir Shape-Loc hydration reservoir with Plug-N-Play disconnect New high flow Blaster bite valve Air Mesh suspended back panel Breathable ergonomic shoulder straps Deployable helmet carry Quick stash and zippered side pockets Fleece goggle or sunglass pocket Internal organizer pockets Magnetic hydration hose clip Side compression Reflective logo
- Moosejaw
DAKINE made the all-mountain 1100cu in Amp 18L Hydration Pack for long days on the trail. With all the pockets you could want, a hydration reservoir that can be detached from the pack and refilled without getting the pack wet, DAKINE did the thinking so all you have to do is plan your route and pedal. Air channels as well as a stowable rain cover keep the Amp pack from getting soaked by sweat or rain.
- Backcountry Outlet
CLOSEOUTS . Performance and convenience converge in the DaKine Amp hydration pack. Separate pockets hold your hydration system and tools, and the ventilated back panel helps you avoid the dreaded sweat-soaked jersey. Available Colors: BLACK, BLUE, CRIMSON, PHANTOM, 001 BLACK, STENCIL, TIMBER, FOREST, THREEDEE.
- Sierra Trading Post
DaKine Amp 18L
currently retails for:
$97.96 - $149.95
$97.96 - $149.95


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text:
Matthew 27:47King James Version (KJV)
47 Some of them that stood there, when they heard that, said, This man calleth for Elias.
King James Version (KJV)
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text:
Sputnik 3 has landed
Does Project Sputnik ring a bell? Almost a year ago to the day, Dell launched the first XPS 13 Developer Edition laptop. What made that system so unique is that it ran Ubuntu instead of Windows. It started off as a 6 month program to explore the viability of offering an open source laptop targeted directly to developers, and within a few months, Dell launched the Sputnik 2.
Due to positive feedback for the program, Dell today announced that it has committed additional engineering resources to the project. Furthermore, the PC maker announced the availability of Sputnik 3, an XPS Developer Edition laptop featuring Intel's Haswell hardware inside.
In addition to a Core i7 4500U processor, Sputnik 3 also features a 13.3-inch Full HD 1080p touch-enabled display, 8GB of memory, Intel HD Graphics 4400 (or HD Graphics 5000 in the case of the enterprise version), 256GB solid state drive, and Ubuntu 12.04 LTS.
Pricing for the new system remains at $1,550. It's available to order now direct from Dell .


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Irish for a Day: St. Patrick's Day Craft and Recipe Guide
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Lucky Leprechaun
By: Melba Rhodes for Buggalcrafts
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Looking for some easy St. Patrick's Day crafts to do with the kids? This Lucky Leprechaun is a great project for the whole family. Punch out the pieces for the Leprechaun face and have kids try to assemble them like a puzzle. This is an easy and fun way to celebrate St. Patrick's Day and use up your paper scraps at the same time.
- 2 inch peach circle
- 1 ½ inch peach heart
- 1 ¾ inch black square
- 1 ¾ inch green square
- 2 ½ inch green square
- ½ inch black circle x 2
- ½ inch peach circle
- 2 inch rusty brown scalloped cameo x 2
- 2 inch rusty brown mustache
- 1 inch Stampin Up bird punch wing x 2
- 1 inch gold square
- ½ inch black square
- White paint pen or white paint (apply with a toothpick)
- Glue stick
- Scissors
- Corner rounder
Punch all pieces needed. I did not have a punch small enough for the small gold and black squares so I free-handed them.
Cut pieces as shown. I used a punch to cut the shapes because it gives a cleaner cut.
Glue beard to face. Glue ears behind the head. Glue hair on behind the ears.
Glue pink circle behind the mustache and then glue them in place. Glue the circle in place for the nose. Round the corners of the small square and the rectangle. My rectangle was a little small so I recut a larger one.
Glue the black retangle to the hat. Glue the eyebrows in place. Glue the brim of the hat down.
Glue the small gold square to the hatband. Cut a small black square and glue it to the buckle. Add a glint to the leprechaun with a white paint pen.
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Welcome to Gaelic4Parents.com, the website for parents and children interested and involved in Gaelic education. This site is bursting with games, stories, audio and much more to help you enjoy the experience of learning Gaelic, whatever your age or ability!
We have loads and loads of Bookbug Audiobooks for Primary 1 - and beyond! Click here for P1 books and here for the whole lot...
If you worry about being able to support your child/children with Gaelic homework, then this website has a very easy solution for you!
During school term-time live online help is available from Monday up to and including Thursday, from 5.00 pm to 7.00 pm each evening - just click wherever you see this 'Homework Help' button. Let us know what you think!
© Stòrlann Nàiseanta na Gàidhlig 2014
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text:
"This work is partly intended to answer that question because it's the same unit, the same nurses, same doctors and same equipment," Needleman says. "And it's a great hospital, with mortality lower than you would expect, a magnet hospital that hits target 85% of the time. We asked what happens in the best of circumstances what happens when, as sometimes happens, you don't reach (staffing) target. So these other arguments are substantially put to bed."
A hospital that hits its own nurse staffing targets 85% of the time, he says "is pretty damn good."
The research paper stopped short of recommending nurse-patient ratios such as those in California, saying that the study was not designed to do that for a variety of reasons.
Needleman says that hospitals do not traditionally adjust their RN hours needed or workload to account "for new patients coming on and old patients leaving. They don't adjust for admissions, discharges or internal transfers in or out of the hospital and we felt that was also a potential situation.
"If you had an unusually large number of those, much more than typical number of admissions, discharges or transfers, the workload for the nurses would also be much higher than planned for in the system, and higher workload, would increase the risk of nurses trying to speed things up or (limit) the time or attention given to the individual patient...to observe how they're doing and identify whether something is not quite right."
For hospitals that know what its staffing levels are, the message from this study is to continue to be diligent, and for hospitals that don't know it or fail to hit those targets substantial amount of the time, the message is to do better," Needleman says.
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< Back to front page Text size – +
Win tickets to Picnic in the Park at Fenway
Posted by Matt Pepin, Boston.com Staff July 27, 2010 12:58 PM
Submitting an entry for a chance to win tickets to Sunday's Picnic at the Park at Fenway Park is as simple as becoming a fan of Boston.com sports on Facebook and leaving a comment.
Two winners will be chosen on Friday for two pairs of tickets provided by the Red Sox Foundation. The Picnic in the Park includes a barbecue in Fenway's outfield, autograph opportunities, a performance by Blue Man Group and an auction after Sunday's game.
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text:
Voodoo Dolly by hardnox757Watch
©2008-2016 hardnox757
here is "Voodoo Dolly" another in the deadly darling series... once again not finished... but love comments and suggestions....
love it
Brilliantly done! She is magnificent!
great job. i want to see more!
She is absolutely delightful. Took a second look at the pins and could understand her smile.
When I saw her I thought: Woodooqueen (before I read the caption)
So she deserves the title you have given her
So she deserves the title you have given her
Another AWESOME job!
Wow, alluring yet creepy at the same time. Really nice contrast of colours with the hot reds and cool blues. A great moody piece that is visually striking and effective.
I so love this! Your work is fantastic
I feel sorry for her poor boobies XD
A wonderful image, faved!
A wonderful image, faved!
The tones and colors are splendid. The position very well done and the attitude amazing. Not finished...WOW! The needles and little details are stunning, so are the little flame.
Her expression and pose are so great, I also like the colors very much...
Love the theme.
Love your style.
Love the dreads.
Love everything.
Love the theme.
Love your style.
Love the dreads.
Love everything.
Marie Laveau would be proud
Oustanding work!!~!!luv the face make-up and the body markings!! favin' it!!!!
if this isnt finished i cant wait to see the final result! absolutely brilliant!
Simply gorgeous. Once again, your knack for color is absolutely outstanding. The feathers are a really neat touch and those pins give this image that extra oomph of creepiness.
Keep up the awesome work!
Keep up the awesome work!
awesome! love the dreads! not sure about the purple feather things behind her though. but your skills totally amaze me!
WOW... Your work truely amazes me...
This is so well done, really nice work! You definitely perfected that whole creepy effect.


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Wolfgang Munchau On How The Greek Rollover "Deal" Is A Toxic CDO
A week ago, Zero Hedge penned "An MLEC In PIIGS' Clothing: The Latest Greek Bailout Proposal Picks Up Where the Super SIV Failed" in which we explained how the current fatally flawed proposal for a Greek bailout is nothing more than a structured vehicle, expected to remain off the books, and much more importantly, expected to not trigger rating agency ire, and kill the entire extend and pretend game: remember - an Event of Default by a rating agency, even a Technical one (completely irrelevant of what ISDA does with Greek CDS) means game over for the European Central Bank and its €2 trillion in "assets", not to mention the western financial system. Now, a week later, the FT's own Wolfgang Munchau explains why our observation of how toxic the "bailout plan" is was rather accurate: "This structure is still not quite so complex as some of the more elaborate CDOs we have encountered in the global financial crisis. If you take some time to work through the arrows and boxes, you see relatively quickly that this complex structure is not a private sector participation at all. Rather it is a private sector bail-out... I have no space for a large drawing with lots of boxes and arrows to explain the complexity of the vehicle, through which eurozone governments want to involve the private-sector banks in its next loan package." Munchau's conclusion: "If this was any other field of human activity, you would go to jail if you accepted, let alone made such an indecent offer." On the other hand, all is fair in love and perpetuating the ponzi Status QuoTM. Our follow-on observation that "The two things that are keeping the Eurozone afloat: an SPV and a CDO" alas appears also to be rather in line. And before the entire financial system collapses upon itself like a cheap lawnchair, this will be fondly remembered as one of the more prudent "rescue" mechanisms enacted to delay the inevitable.
And inevitable it is:
It is also inevitable that Greece will default on its coupon payment at some point. The interest will be 8 per cent under a benign growth scenario, and 5.5 per cent under a not so benign one. Either way, Greece cannot pay such a high level of interest.
Here is how the CDO looks like graphically:
Munchau gives more details:
So here is my best attempt in words: if you own a Greek bond that matures by June 2014, you keep 30 per cent of the redemption as cash, and roll over 70 per cent into a 30-year Greek government bond. The Greeks will have to pay an annual coupon, or interest rate, of between 5.5 per cent and 8 per cent. The precise rate will depend on future economic growth.
Of the money received, Greece will lend on 30 per cent to a special purpose vehicle, another well-known construction from the subprime mortgage crisis. The SPV invests into AAA-rated government or agency bonds, and issues a 30-year zero coupon bond. The purpose of this is to guarantee the principal of the 30-year Greek government bond that you just bought.
With this construction, the downside to your losses is limited. Depending on how some of the parameters of this agreement evolve, you will probably make a small loss, relative to the par value of your holding. If you are lucky, you might come out positive. You will probably not be lucky. But you will still be better off than if you sold today, or if Greece were to default. More important, the accounting rules allow you to pretend that you are not making any losses at all.
The punchline is not surprising, but it is funny:
The rollover agreement represents, from an economic point of view, nothing but a collateralised bond. It subordinates all other bondholders. The rating agencies would normally not hesitate to attach a default rating to Greek government debt.
So the solution is to create a complex structure, and claim that it is technically not a collateralised bond, but something that defies definition.
As for Greece, which as even Juncker now agrees it is game over, they have all the cards in their pocket:
Just why the Greeks would want to accept such a ruinous deal is not clear to me. They did their duty last week when they voted for the austerity programme and its implementation law.
The acceptance of the terms of this private sector participation agreement was never part of the agreement with the European Union and the International Monetary Fund. They could therefore simply refuse, and throw the ball back to Europe's squabbling finance ministers. I doubt they will do this. They seem scared about the consequences of an immediate default.
Nevertheless, once the treacherous nature of this contraption is fully understood, I would expect the politics of crisis resolution in Greece to become even more difficult, and accident-prone.
The MLEC did not work for Subprime. It will not work here either. But whatever can buy a few days or weeks of no volume levitation for the market while the insiders and smarter hedge funds cash out to the biggest grenade holders will work for the time being. And when that fails, some other insanely idiotic idea will be proposed... and swallowed hook like and sinker by a market which is getting depressingly dumber by the minute, although explainably so: everyone is on the same side of the boat once again.
If anyone dares to point out that the ponzi viceroy of the world is naked, it's all over.
h/t London Dude Trader
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US money markets are into Greek debt. Enough said, money will be printed.
Okay. I'm still on this. Getting weak though, feeling tired. Still covering my short Eur.
Fuck me right?
I won't quit. I'll die first and that is a timeline thing.
Wait for the AUDUSD to double-top @~ 1.10 before doubling down.
1. http://www.youtube.com/watch?v=wYuLjGQQ-jg there is not enough energy to go around, LET ME REALLY DUMB IT DOWN!! There is not enough cheap Energy to go around. It is not that we are out of oil, the problem is that we have Peaked in Global Production of Lite Sweet Crude. Thusly energy now costs $200bbl a barrel.
2. http://blogs.forbes.com/beltway/2011/02/14/intelligence-community-fears-u-s-manufacturing-decline/ 50,000 jobs a month since the year 2000.. have been moved off shore and to china.. and we Paid Corporations to Undermine the Tax Base??????????????????? We Paid Corporations to Undermine our own work force????????????????? This was good for America how?
Now that you know what the problems are you can continue to sit on your ass and do exactly nothing about fixing them. (not directed at you Orly.)
It doesn't take an economist to see that there are unpayable debts here, and cards are simply being shuffled while debts remain unpaid.
No number of accounting tricks will make Humpty Dumpty whole again.
Remember that some of the debt is "unpayable" since the 1960's. This has been true for Greece, of the Euro periphery, for the UK and for the US. The question is not if the debt is payable, the question is "can you pay the interest?". Roughly, a country can decrease it's debt at a rate of 1% per year. It just implies having a better-then-balanced budget, which needs some political will beyond "vote for me, I'll spread the goodies". There is this new meme going around that if debt is unpayable, then it's odious. It's not the way this game has been played in the last decades. And long before, this kind of talk brought you some gunboats at your coast, as a friendly reminder. This might only change if the biggest players changes this pattern. The Greek have the options, one of them is some sort of default (they don't have the nerve yet). And to be fair, you have to give a sovereign state some time for this kind of decision. France had a similar problem with unsustainable credit and railroads in the region of Syria & Lebanon over a century ago. Notice how Germany & France are pursuing two different strategies: German Banks are recognizing (against their will) losses now, the French are "kicking the can", courtesy of the IMF.
For me, it looks like EUR/USD will be around 1.40 at the end of the year. Yes, I know, it's optimistic at many levels.
I think he is wrong...he has the SPV construct wrong. this is still closer to what is going on....
Boy oh boy! Why not try to teach a 3 year old how to ride a 10 speed over the Silverton to Durango road in December. Rots of Ruck! Milestones
Tyler, would love to see a month by month bar chart of Euro bond maturities for Portugal, Spain, and especially Italy. All roads lead to Rome.
What tranche do we get placed? LOL
RE: "an Event of Default by a rating agency, even a Technical one (completely irrelevant of what ISDA does with Greek CDS) means game over for the European Central Bank and its €2 trillion in "assets", not to mention the western financial system."
WHAT? When Greece defaults (eventually) it's "game over for ECB" - ???
You must be kidding. REF. MAX KEISER: US banks will suffer more than European banks - because US banks have insured all the European banks' Greek garbage loans.
It's all about the ECB, with a balance sheet that could collapse if PIIGS default one by one. There is a WSJ out there (now) talking about it.
The ECB is gigantic risk engine that may f*** EZ to pieces. If they print oil inflation takes out German and French, but they have to finance the insolvent banks of Europe. Total FUBAR coming. Increase rates, they push the PIIGS into a depression. The greeks are never going to be able to cover the interest rate...ever. PLus the partial default has probably already happened.
8% interest payment...bet the Greek people sending a early default to the French and German's, an indefinite strike.
I have a Funny feeling that Gold is going to soar to $5,000 this year after all my reading this week.
Boxes & Arrows Bitchezzz
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Everything today is becoming like a toxic CDO.
Everything today is becoming like a toxic CDO.
Word. The money's no good. Our most fundamental financial instrument, our medium of exchange, has been sacrificed so that the monied interests can stay solvent. And a special recognition to FASB for throwing all credibility under a funeral pyre to help things along. Sad times for integrity.
My reoollection is that FASB was TOLD by Congress to initiate the 'mark to fiction' - if it didn't then Congress would make it law. Also, FASB went back to Congress a couple of months ago to recind the 'mark to fiction' and was told by Congress 'NO, it stays in place'.
Is this correct?
I remember Congress did a little saber rattling on the issue, but so what? Here we are on the anniversary of one of the greatest moments in the history of freedom, when a few mercantilists, lawyers and farmers told the world's greatest till-then power to fuck off and you want me to absolve FASB of fraud because some members of Congress suggested it. This world is so full of pussy that the air I breathe wreaks of day old tuna.
Two way folks Italian (Greece style) + China/HK (hardlanding) = red
Rally is about to snap to a sell off from hell
Your going to see Italy and Spain exercise the Greece IMF program. Kicking the can/fraud down the road.. All is well under MSM reporting. Meanwhile, currency debasement lives on.
Not for much longer, the interest payment will never happen, market kinda working that out now, hence Italy news coming up. Heng Seng bank now talking China/HK slowdown after last weeks Asia crappy PMI's.
My bet. Bearish signal on the AUD, price closing low (1hr chart) for the 2nd time Asia session, commodity index looking bearish etc. Stocks are in la la land at the moment. Topped out rally...it's going down
Why would the Greeks take this toxic deal? Because so far, the eurocrats and yankees have decided always to bail out their own banks, and the Greeks are alwasy able to extort some money (50% this time) from them. Greece will just pretend to implement more austerity than now, fix up more demonstrations and let their fiscal hole become worse, which will mean there will be a next round of bailout next year (eg they default on that 5.5% interest on those 30 year bonds). Maybe next year, Ireland or Portugal may join the show, or maybe Spain or Italy too. So take all the money you can squeeze out of the taxpayers of Germany and yankee land, and wait for Germany to eject itself out of the euro, probably sometime in 2013 when the global bond market implodes and Germany is crushed by its debt burden from its "emperor no clothes" guarantees, and China's SoEs and zillionaires are declared bankrupt and finally stop importing audis and german machines. When that happens, Greece will enjoy the massive devaluation as the euro finally finds its fair value of parity against the toilet paper. And the world will have too many other problems to worry about and forget theis tiny pieces of rocks in the Med Club.
Clever Greeks! They have the EU pigs over a barrel and squealing.
wtf do you KNOW about what is going on in Portugal, Ireland, Spain or Italy?
If you disagree with the opinions of the poster than explain the errors of their "ways".... your comment, as expressed, serves no purpose.
As long as the rating agencies do not go wild, the U.S. stock market will do well. Time to get bulish again!
admin at http://invetrics.com
Credit Default Swaps. Lets see how the Tuesday open works. Bunds vs T's
China will bailout the downside limited losses. They promised and the guy was smiling, not grinning, when he said it so he must have been genuine.
On the one hand, G.Pap and his pals will promise anything for the cash today.
On the other hand, they aren't patriots, so don't really care what happens so long as their personal stash is safe in Switzerland.
On the third hand, Barroso, Trichet, everyone in Brussels is blinded by their beautiful USofE vision, whatever the cost.
On the fourth hand, until Italy and Spain trip over, this is just going to carry on until completely FUBAR (as if it isn't now)
On the fifth hand, they are all playing with fire, at some point even the people see there is no rule of law and no justice any more.
This time it ain't different, we are back in the 18th Century now. Everything has happened many times before, we just fool ourselves into thinking we are more sophisticated now. Dream on, for one of these tomorrows coming soon, enough people will wake up and see the robber barons for what they are.
This latest installment of the Greek bailout was just another EU theft and recapture of Greek sovereignty and national assets that weren't on the line in the last bailout.
This is a naked banker NWO coup.
The garbage coming from ZH posters has reached a new record. What the hell do you know about Spain, Italy or Ireland?
You mean besides that their banks are insolvent? And their sovereign debts are unpayable?
... well .. I guess, one could add that the food is decent (except for Ireland)... and that their chicks are extremely hot until the age of around 27 and then turn into fat grandmothers with disturbing speed...
Keep posting this if it makes you feel better.


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I'm always on the hunt for books I can sing with my students, and my collection of singable stories has grown exponentially since Parker was born. While I love to write my own melodies for books that don't already have one, I like having plenty of "ready-to-sing" classics on hand.
This month while I was combing Amazon for a few new additions, I came across this super fun version of The Wheels on the Bus — it doesn't get more classic than that! Each page includes illustrations that come to life when you pull the tabs, which makes the book even more interactive.
I put together a recording of this version, which doesn't stray too far from the song we all learned back in preschool or earlier. It's yours to download for free; just enter $0 when asked to name your price :)
I have another singable story to share with you soon thanks to my mom, who picked it up as a Christmas gift for Parker. In the meantime, here are some more of my very favorites for your browsing pleasure. Feel free to share your own must-haves!
You may also like...
P.S. Click here for your completely free "Weather Songs" album download. And if you like what you see here, learn more about joining Listen & Learn Plus!


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What is RM Cash
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Comments On Dec 08, 2015:I have had both, this Tusk bag and the OE Polaris bag. I will say that the Polaris bag is a little heavier material, however not so much as to justify the price difference. The Tusk bag is nice, fits well and worth every penny.
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Comments On Aug 08, 2013:This bag has some serious problems. The smaller hooks that secure it to the cowling are flimsy plastic and break very easily. One of mine broke on the first trip. The capacity of the bag stated in the official Polaris instructions is "1 lb" (which I now believe). There is no flap over the top zipper, so forget about the contents staying dry in wet conditions. This thing was not cheap, and considering the issues, is bad news.
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Comments On Jun 14, 2011:Fit very poor the top straps dont work to good on the rzr 900 xp!
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Luke 4:24-26New International Version (NIV)
24 "Truly I tell you," he continued, "no prophet is accepted in his hometown. 25 I assure you that there were many widows in Israel in Elijah's time, when the sky was shut for three and a half years and there was a severe famine throughout the land. 26 Yet Elijah was not sent to any of them, but to a widow in Zarephath in the region of Sidon.
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An effort is currently underway to switch Google Chrome over to BoringSSL, an OpenSSL fork the search engine giant announced last month . Weaning the world's most popular browser off of the two cryptographic software libraries it currently uses (OpenSSL on Android and Mozilla NSS on all other platforms) is proving somewhat difficult at this early stage, though.
There have been a number of issues ever since developers first began adding
code to Chromium earlier this month. Just take a look at this recent
revision note by Google engineer David Benjamin
: "This is a reland of r284079 which was reverted in r284248 for components build issues. That, in turn, was a reland of r283813 which was reverted in r283845 because it broke WebRTC tests on Android. That, in turn, was a reland of r283542 which was reverted in r283591 because it broke the WebView build."
"This [the switch to BoringSSL] is a much larger change than its diff suggests." Benjamin wrote further. "If it breaks something, please revert first and ask questions later."
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Since 2002 I have sold Rutland gaskets as a service to fellow eggers. To date I have sold 1,022 gaskets to people in 42 states and 9 foreign countries!
I purchase the gasket on reels which have 157 feet. That way I can sell the length needed for each size egg. As a for instance for an XL egg you need 9 feet or 108 inches of gasket so that you only have 2 butt ends instead of buying 2 Rutland kits from say ACE Hardware or Amazon of only 7 feet (84 inches) and then having 4 butt ends plus throwing away the remaining 5 feet of gasket!
You apply the gasket using an automotive product called Permatex Ultra Copper – which I do NOT supply. It is a high temperature silicone gasket maker which acts as an adhesive to bond the Rutland to your cooker's ceramic edge. Years later if you wish to remove it, it will come off. Most every automotive supply chain store in the US carries the Permatex. In Canada the Canadian Tire store chain sells it.
Are you familiar with the application process whereby you "bunch" the gasket back into itself thus making it both thicker and wider than the 5/8" so as to cover your entire edge? In doing so you only apply the Rutland on one side only - not both. Here's the link to a picture of what I mean by "bunching".
If that link doesn't work then cut and paste this link:
The total cost for the gasket including the postage shipped in the USA for a large is $11.00 or $13.00 for an XL. If you live in Canada the price is slightly higher due to higher postage rates. I also will send a detailed set of instructions for installation. BTW if you want to order a gasket for more than one egg, like for an egger buddy, just ask me for a quote.
I'll just need your mailing address and the size of your egg and typically it will go out that same day if not the next day.
After I have confirmed it has been shipped I will give you my address so your check and the gasket can cross in the mail. It's just that easy!
Ron aka RRP
PS Please email me directly at firstname.lastname@example.com


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Originally posted on Miller Park Drunk | Last updated 8/29/12
Well it kind of looks like this is going to be Brewers Appreciation Week because I am all about the love right now. These guys deserve it. Aramis Ramirez has been killing the baseball lately and that deserves kudos. I could write twenty five hundred words about Ryan Braun anytime, any place. I could do it every single day if I wanted to. He's that good, but you know who never really seems to get his due? Yo. We hardly ever talk about Yo which is weird because Yo is freaking awesome. Yo is my bro. Yovani Gallardo has always been outshone by his fellow starters. When the Brewers got Marcum we knew that Marcum would be #2 to Yo, but we still thought about Marcum more. Marcum was new, Marcum was exciting and Yo was still Yo. Then the Brewers got Zack Greinke and Gallardo took a clear backseat. Zack Greinke was a former Cy Young winner with all the potential in the world. He seemed like he was a constant threat to pitch a perfect game or strike out a billion batters. Yo? Yo would get lik...
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Silvis, Ill. — It's no surprise that defending champion Zach Johnson is tied for the lead going into the second round of the John Deere Classic.
His 7-under-par 64 on Thursday was his 17th consecutive round in the 60s at TPC Deere Run.
"That doesn't stink," Johnson said.
It also was no surprise that Steve Stricker of Madison, who played with Johnson, put up a solid 67. The three-time John Deere champion's career scoring average here is 67.63.
"Yeah, those two guys, they own this place," said Matt Bettencourt.
But Camilo Villegas? Now he's another story. "Spiderman" has hardly been a superhero on the course the last couple years, but he also shot a 64 and shared top billing on the leader board.
The Colombian was at a loss to explain the genesis of his eight-birdie, one-bogey round.
"Let me tell you, I wish I knew," he said. "It's the game of golf. It's a messed-up game. It's a great game, but sometimes there's just really no answer. It is what it is."
The first round was a typical low-scoring affair, with 91 players in the field of 156 breaking par at 7,257-yard TPC John Deere, softened by rain earlier in the week.
Scores were so low that the players who shot 1-over 72s were tied for 108th place.
"It's in really good shape," Stricker said. "It's soft because of the rain we've had but the fairways are pure, the greens are pure. That's why you're seeing a lot of low scores. Someone will get really hot and shoot more than 7-under at some point during this tournament."
For Johnson, who grew up 90 minutes from Silvis in Cedar Rapids, Iowa, and is a member of the JDC board of directors, this is a home game.
"It just feels natural now," he said. "I've gotten so used to being here that it just feels very, very comfortable."
It also helped that he played with good friends Stricker and Davis Love III. The three combined to shoot 15 under and will be together again Friday.
"It was a lot of fun," Stricker said. "It didn't seem much like a competitive round because we're all friends. Our topics ranged from John Deere equipment to deer hunting to our families. It was an enjoyable round and we had a lot of fun. And the scores showed that. We were just trying to keep up with Zach; he played great."
Johnson, Stricker and Love started on the back nine and Stricker opened with an eagle, holing a wedge from 83 yards on the par-5 10th. He added birdies on Nos. 12, 17 and 2 to get to 5-under.
But Johnson took the lead when Stricker made back-to-back bogeys on Nos. 4 and 5 and added birdies on the next two holes to pull away.
"As I continued to make birdies it just felt like I was going through the routine and the motions of hitting shots," Johnson said. "It certainly doesn't hurt when you're playing with two good friends and two guys that are playing great, as well."
Villegas' round was a much bigger surprise. It was his best score since he also shot a 64 in the first round of the Honda Classic on Feb. 28. He followed it with a 77 and missed the cut.
In 2012, Villegas had only four top-25 finishes and wound up 144th on the PGA Tour money list. He missed the cut in six of his first 10 starts this year before turning it around recently.
"Nobody is immune from having ups and downs and, yes, the last year and a half hasn't been the best result-wise for me," he said. "But I've been working hard and I do feel like my game is getting better. So that's always exciting."
Three players shot 6-under 65s: Brendon de Jonge of Zimbabwe, Bettencourt and Daniel Summerhays.
Bettencourt was the sixth alternate and the last man in the field. On Wednesday, he was on his way to a Web.com Tour event in Utah — his plane literally was pushing back from the gate in Atlanta — when he got a call from a PGA Tour official informing him he was in the Deere.
It was too late to get off the plane, so he flew to Salt Lake City, caught a plane to Chicago, rented a car and drove to the Quad Cities and got in at 11:15 p.m. He teed off at 7:20 a.m. Thursday.
"I was going to do everything I could to get here," he said. "If that wasn't available then I was going to play the Web.com event. But fortunately we were able to find flights to get into Chicago last night and then get a vehicle and drive over."


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Violence erupt's again in Venezuelan capital
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Around 50 student protesters clashed with riot police in Caracas on Monday night as President Nicolas Maduro chaired a meeting billed as a national dialogue for local and state officials in troubled Venezuela. The students threw rocks at police, who in turn responded with tear gas. It's the latest in a string of anti-government protests that have been staged across the country since February 12, which have left at least 15 people dead and 150 injured.


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