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You can log a case via FinancialForce.Community, email, telephone or fax. FinancialForce.com professionals are trained to a high standard in all our products and are ready to deliver the support you need.
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Once you log a case, it will be allocated to a Support team member for prompt attention. For our Standard Success Plan, we aim to be back in contact with you within 48 business hours of your initial enquiry. For customers on one of our Premier Success Plans, you'll get a fast-track response within just 2 business hours by phone or email.


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ibm.com Community
Bank CIOs looking to Increase IT Spending on Compliance in 2011
John Kelly 270004J7VQ firstname.lastname@example.com | | 0 Comments | 546 Visits
A recent survey of Bank CIOs shows that increased regulatory pressures falling out from new and changing regulations as well as the need to improve reporting are expected to be major drivers of increased IT spending at banks. The survey, conducted by Bank Systems and Technology magazine asked members of its Reader Advisory Board about plans for IT spending in 2011. According to the report, "most banks will undertake major systems upgrades in the next 12 months." The projects include compliance, core systems and mobile banking initiatives.
Paul Johnson, CIO of Winston-Salem, N.C.-based BB&T, stated "responding to regulatory requirements [and] expectations" will be a top priority. Jerry Hermes, CIO of Navy Federal Credit Union added, "The regulatory changes we have to watch for next year will be huge."
The scope of recent rulemaking such as Dodd-Frank suggests that we're going to be in a very dynamic regulatory environment for a long time. If you're evaluating regulatory compliance solutions to assist with this dynamic environment of regulatory change, you would do well to require one that can help you put in a place a programmatic framework for communicating changes and managing the internal regulatory change process, as well as managing the interactions with external regulators. Lastly, make sure this information architecture can adapt to change over time.
Behind the Scenes at Société Générale - Rogue Trader
Patrick O'Brien 270004PR46 email@example.com | | 0 Comments | 462 Visits
Did you happen to see where Danile Bouton, head of French bank Société Générale, admitted in an interview published on the French Internet site Mediapart that the bank's internal control systems had faults?
Bouton said: "The controls were carried out in accordance with the rules for each area concerned" … [but] "a horizontal method for assessing the risk of fraud, [and] a pooling of the information, was missing. It was the lack of this method that allowed Jérôme Kerviel to play on the different deficiencies, which his experience in the back office had enabled him to see."
Bouton is referring to the lack of an end-to-end process view that spans different functional organizations. Kerviel's experience in back office positions and his knowledge of how risk and controls systems worked allowed him to circumvent and override the bank's systems/processes to carry out his fraudulent activities.
It sounds simple enough, but I wonder whether Bouton is guilty of what Nassim Taleb (author of the Black Swan) calls the "narrative fallacy" where a story is created post-hoc so that an event will seem to have a cause. In fact, the auditing firm PWC wrote a scathing report for Société Générale that described a flawed "general environment" that enabled Kerviel to rack up the record-breaking losses. The report pointed to a number of specific problems in the design and the implementation of the bank's internal control system.
Since I haven't read the report, I will put on my Monday morning quarterbacking hat and speculate about why the largest event of its kind went on for so long at an institution that had a reputation for being "well controlled."
10. Warning signs were not heeded: complaints that Kerviel was not following proper policies and procedures, was in breach of limits, etc. were ignored because he was deemed to be a star trader and a money-making engine.
9. Management inaction: management was informed about the problem but they did not react or escalate the issue; they also failed "to question above-market returns." Kerviel's management chain was reluctant to bring these problems to senior management since they did not want to be seen as being counter-productive to profit making.
8. Failure to set/enforce proper limits: There are trading environments that have a "no tolerance" rule when it comes to breach of limits and there are trading environments that treat limits as permeable. The fluid approach to such breaches can be especially risky during times of high market volatility when exposures and limit breaks can grow quickly and exponentially. In Soc Gen's case, limits were not strictly enforced.
7. Risk taking environment (culture): Rogue traders such as Kerviel often flourish in environments where risk taking and idolization of traders go hand-in-hand. In these environments, a breach of limits is seen as tolerable and at times implicitly encouraged.
6. Gambling persona: Similar to gamblers, traders are risk takers. If a trader does not have the appetite to take on risk they will be ineffective in their job. Kerviel is a risk taker and when he sustained losses he tried to trade himself back to profitability. This led to a pattern of escalating losses that led to more rogue trading behavior and more losses.
5. Failure to reconcile daily cash flows: The volume of certain products, such as over-the-counter derivatives leads to challenges concerning reconciliation of trades and cash flow. There are important operational risk issues associated with the high volume of certain trading areas and the lag time between execution, settlement, and reconciliation of the books. A rogue trader such as Kerviel who understands the system and how it works can exploit the lag time between these activities to avoid detection.
4. Failure to comply with internal policies and procedures: Danile Bouton stated that there were adequate policies and procedures in place designed to prevent unauthorized trading events. But no firm wants to operate in an environment where controls are so rigid and inflexible that it is not possible to be creative and profitable. What happens over time is that an organization drifts away from following internal policies and procedures and becomes "fluid" in response to business demands. There are organizations with "no tolerance" policies for breaking control limits, and there are others that treat it as a part of doing business. Soc Gen appears to have been one of the latter organizations.
3. Failure to supervise: At the heart of unauthorized trading events are often supervisory issues at multitude of levels. This covers the obvious "failure to manage," but also includes supervisors who many be caught up in a direct report's scheme to increase profits or bring in outsized returns. At Soc Gen there was a clear lack of supervision and there may even have been two layers of misconduct.
2. Swiss cheese effect: Often the event attributes in a case such as Soc Gen occur in conjunction with a series of control failings. The largest unauthorized trading events contain a number of control breakdowns that occur in clusters. Think of the controls as slices of Swiss cheese lined up next to each other; the holes in the cheese are potential control failures. The rogue trader can see a clear path through the slices, where the holes are lined up, and the misdeeds can pass through the openings without being halted by operating controls. If even one or more controls were properly functioning, the misdeed might never have happened. For example, if someone had escalated concerns to management and management acted – the event might not have occurred or at a minimum would have been much less severe.
1. Lack of dual control and lack of proper segregation of duties: The "four eyes" tenet is a basic one in risk management and after the history of large events such as Barings (1995) it is difficult to imagine any institution that allows traders to confirm their own trades. Kerviel was able to break into Soc Gen's trading system to assume the identity of someone else and effectively confirm his own trades. The breakdown of dual controls in this area was perhaps the most egregious failure of the internal control environment at Soc Gen.
So Danile Bouton admitted that the bank's internal control systems had faults – no kidding!
SEC's Final Whistleblowing Regulations Cause Concern
Richard Steinberg 270004HRBG firstname.lastname@example.com | | 0 Comments | 454 Visits
If you're involved with compliance, you must know that the SEC issued its final rules on whisleblowing. The original proposal was hugely contentious, with serious concern that employees will bypass companies' internal reporting channels established as part of comprehensive compliance programs instituted and enhanced over recent years, and instead run directly to the SEC for a lottery-size payday.
New Industry Standards Evolving for Loss Event and Risk Classification
Gordon Burnes 270004HVEW email@example.com | | 0 Comments | 414 Visits
Prior to the onset of the Basel II Accord and its resulting loss event category structure, there was no existing or suggested standards for financial institutions in how to classify loss events and risks. The reality was that there was no need for a standard, as companies were not particularly focused on tracking loss events and identifying operational risks within a formal structure. As banks were nudged along the operational and enterprise risk management path by the regulators and Basel II, a need for guidance was evident and the Basel II loss event category structure emerged to meet the need. Of course, many financial institutions clung to the new standard and began to implement their programs. Although the Basel II category structure was largely designed for the classification of loss events, many institutions have been leveraging the taxonomy for a risk classification structure as well.
FSA Manager Outlines Sound Practices at OpRisk Europe
John Kelly 270004J7VQ firstname.lastname@example.com | | 0 Comments | 406 Visits
OpRisk Europe 2011 – now in its 13th year, commenced today at the historic Waldorf Hotel in the West End of London. Somewhat ironic that the risk management conference is taking place in the stylish hotel whose interior is said to have inspired the designers of the "unsinkable" Titanic – a classic case study on risk management.
In one breakout session, Andrew Sheen of the FSA's risk frameworks and governance team discussed recent developments from the BIS and their impact on operational risk. Citing updates to the "Sound Practices for the Management of Operational Risk" paper recently updated by the BIS Committee, Sheen emphasized several key considerations for the board of directors and senior management team. In particular, he emphasized the need for the board to set the tone at the top in order to promote a strong risk management culture and that banks should "develop, implement and maintain an operational risk management framework that is fully integrated into the banks overall risk management processes." He also provided guidance for senior management. In particular, he noted that senior management should:
There's been a lot of great content in Day One of OpRisk Europe, looking forward to tomorrow's panel discussion on "The Impact of New Regulation on Operational Risk Management."
Barclays Operational Risk Framework
John Kelly 270004J7VQ email@example.com | | 0 Comments | 402 Visits
In a recent OpRisk and Compliance Webinar, John Whittaker, group operational risk director at Barclays described how his team has achieved AMA by embedding the Operational Risk Framework. He described how the framework provides a single control infrastructure and common risk language across the Group and supports the effective measurement and management of operational risk.
In support of this initiative, Barclays implemented an operational risk system (built on OpenPages) which replaced separate systems used for Sarbanes Oxley and Operational Risk Management. The OpenPages solution provides Barclays a single repository for data and supports the harmonization of Operational Risk and Sarbanes Oxley risk and control assessment methodologies.
John was joined in the Webinar by Operational Riskdata eXchange Association (ORX) executive director Simon Wills who discussed operational loss data analysis and trends in the banking sector. To listen to this informative and substantive Webinar, check out the archived Webinar presented in its entirety.
Risk Convergence at American Express
John Kelly 270004J7VQ email@example.com | | 0 Comments | 395 Visits
At the recent OpenPages User Symposium (OPUS) 2010 held in Boston, Chris Haines, Vice President, Operational Risk Management Group at America Express presented a very informative and well attended session on how American Express has effectively leveraged the OpenPages technology in their efforts to converge risk management disciplines and best practices across the enterprise. In his session, Chris described how the Operational Risk Model employed by American Express provides management greater visibility into risk and empowers management to make strategic business decisions based on a broader understanding of its risk profile.
I caught up with Chris after his presentation and discussed his experience at OPUS as well as how American Express utilizes the OpenPages technology to create an integrated and converged risk and compliance management program that can streamline and improve its risk management processes.
Old Mutual Adopts OpenPages for Enterprise-Wide Risk Management
John Kelly 270004J7VQ email@example.com | | 0 Comments | 388 Visits
With over $400b in assets under management and 57,000 employees in 38 countries, Old Mutual is a Fortune 500 company (#225) with an operational footprint that spans all 7 continents. Now based in London and listed on the FTSE100, Old Mutual was founded in South Africa in 1845 as the 166-member Mutual Life Association of Cape of Good Hope.
Add a New Name to the Rogues Gallery
Richard Steinberg 270004HRBG email@example.com | | 0 Comments | 387 Visits
The name is Kweku Adoboli, and you'll be hearing a lot more about him. He works – or rather, worked – at UBS, Switzerland's largest bank. He graduated from the well-regarded University of Nottingham, and moved up at UBS. What did he do? Well, UBS executives say he engaged in unauthorized investment trades, and cost the bank $2 billion! We're no longer talking in terms of millions, or even hundreds of millions – but billions of dollars – enough to wipe out the bank's profit for the entire quarter and send its stock price tumbling.
Peter Drucker on ERM
Richard Steinberg 270004HRBG email@example.com | | 0 Comments | 366 Visits
Some months ago I came across an article co-authored by a colleague of mine on enterprise risk management. It's aimed at boards of directors, providing needed insight into difficulties companies have experienced implementing ERM, and puts forth principles for its effective use.
What I found particularly interesting is reference to principles outlined by "legendary management thinker" Peter F. Drucker, and the authors' description of how those principles can be applied to ERM:
Mr. Drucker, if somehow you're listening, I hope you're smiling at what you hear.
© Steinberg Governance Advisors, Inc. 2010. The information presented here does not constitute legal or any other type of professional advice. Companies are encouraged to consult legal counsel concerning their responsibilities for legal and regulatory compliance.
Lively Discussions from RMA ORM Discussion Group at Philly Fed
John Kelly 270004J7VQ email@example.com | | 0 Comments | 356 Visits
This week OpenPages is sponsoring the RMA Operational Risk Management Discussion Group being held at The Federal Reserve Bank of Philadelphia. The two-day forum was kicked-off by Victoria Garrity, Senior Quantitative Analyst from the Boston Federal Reserve. Victoria's session titled "Regulatory Perspective on Scenarios: Challenges and Issues", was well attended and sparked a number of conversations on potential forthcoming regulations. Other interesting sessions included a discussion moderated by Michael Fenn of DTCC and Patrick McDermott of Freddie Mac on the evolution of ORM assessments, and a roundtable facilitated by Kathy Miller of KeyCorp on "Recent Experiences with Regulators" in which the discussion focused on operational risk examinations and emerging guidance from the regulatory environment.
Regulators Forcing Banks to Get Back to Basics
Richard Steinberg 270004HRBG firstname.lastname@example.com | | 0 Comments | 345 Visits
We know the banks and related mortgage service organizations have been under fire for their role in the financial system's near meltdown and ensuing foreclosure fiasco. JPMorgan Chase's CEO Jamie Dimon reportedly owned up to taking some responsibility, saying "Some of the mistakes were egregious, and they're embarrassing . . . but we made a mistake, and we're going to pay for that mistake." The 50 state attorney generals and the SEC, among others, are pushing for changes in how the banks and services operate, and there's little doubt changes are coming.
Hurricanes Show the Essence of Risk Management
Richard Steinberg 270004HRBG firstname.lastname@example.com | | 0 Comments | 340 Visits
Two recent events involving hurricanes provide insight into what risk management is about. Many of us who live in on the east coast of the U.S. know all too well the damage wrought by Irene. And many in the Florida are dealing with damage to the University of Miami "Hurricanes" football team.
KRI Report Wins the Gold
Richard Steinberg 270004HRBG firstname.lastname@example.com | | 0 Comments | 335 Visits
My last posting spoke to one of COSO's two recently issued guidance reports on enterprise risk management. The first provides approaches for getting started on an ERM initiative, and while it's based on good intentions and provides useful information, especially to smaller companies, in Olympic games terms with only two entrants, that report gets the silver. The second report, Developing Key Risk Indicators to Strengthen Enterprise Risk Management – How Key Risk Indicators Can Sharpen Focus on Emerging Risk wins the gold – by a good margin.
Operational Risk in NYC
John Kelly 270004J7VQ email@example.com | | 0 Comments | 330 Visits
The sea of blue suits at the OpRisk North America conference being held in New York City this week provides a stark contrast to the cold rain falling in Times Square. The conference kicked off with a keynote address from Mitsutoshi Adachi, director and deputy division chief at the Bank of Japan. Mr. Adachi, who also serves as chair of the SIG Operational Risk Subgroup for the Basel Committee, noted that his travel plans had to be moved up a few days in order to account for the continued travel delays out of Japan.
His keynote highlighted a recent report published by the Basel Committee on Banking Supervision titled "Operational Risk – Supervisory Guidelines for the Advanced Measurement Approaches" which found that "Operational risk capital for non-AMA banks is higher than for AMA banks, regardless of the exposure indicator used for scaling." Mr. Adachi also noted in his address that AMA firms showed "only modest increases in losses during the financial crisis period." Certainly not an unexpected result but what was telling was his finding that for the period of 2008 to 2009 (during the financial crisis), operational risk losses for all banks were "2 to 3 times fold" compared with the previous Basel Committee internal loss data collection period of 2005 – 2007. Mr. Adachi declined to field a question on which business lines contributed the most to the losses, per his obligation to keep such information confidential.
He concluded by saying that "the Basel Committee finds it even more important to engage with the industry" moving forward. Looking forward to the Plenary address "Reforming U.S. financial markets: reflections before and beyond Dodd-Frank."

subset: commoncrawl


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OSI-Approved Open Source (48)
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Top Apps
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A free course management system (CMS) to create online learning sites1,157 weekly downloads
Liferay Portal
The world's leading open source portal48,451 weekly downloads
Pandora FMS: Flexible Monitoring System
Open Source Monitoring System for performance and availability.3,286 weekly downloads
DivFix++ is yours AVI video repair and preview software. It designed for repair and preview files which are on download from ed2k(emule), torrent, gnutella, ftp. web or any other source on the internet. It can repair AVI and DivX files (for now.)2,942 weekly downloads
Feng Office: Project Management and more
Feng Office (formerly known as OpenGoo) is a free and open source online project management and collaboration tool, licensed under the Affero GPL 3 license.719 weekly downloads
ProjeQtOr - Project Management Tool
Quality based Open Source Project Organiser.732 weekly downloads
FCKeditor (retired)468 weekly downloads
eFront - Refreshing eLearning
eFront LMS is an easy to use, visually attractive, SCORM certified, Ajax powered, eLearning and talent management platform.419 weekly downloads
Group-Office groupware and CRM
Take your office and CRM into the cloud!441 weekly downloads
Dev-PHP IDE
Dev-PHP is a well-featured IDE for PHP. Fast and powerful, it is easy to use and has a lot of cool features : class browser, scripts preview, integration with PHP parsers, PHP-GTK library, and Xdebug of course. Dev-PHP-usb slips even into your pocket.373 weekly downloads
EGroupware Enterprise Collaboration
EGroupware is a multi-user, web-based groupware suite. Currently available modules include: email, addressbook, calendar, infolog (notes, to-do's, phone calls), content management, wiki, project management, tracker, timesheet, knowledge base, CalDAV/CardDAV325 weekly downloads
Open Source Learning Management System188 weekly downloads
X2CRM - Sales, Marketing, Workflow, Custom Apps, PHP, MySQL112 weekly downloads
Angora Guestbook
Angora is a simple and powerful PHP/MySQL guestbook67 weekly downloads
Cross-platform real-time strategy game (3D)114 weekly downloads
Suite of diverse free tools under the platform win32 destined to help to increase the safety and ergonomics, of the users of internet of simple and comfortable way100 weekly downloads
AfterLogic WebMail Lite PHP
AfterLogic WebMail Lite PHP is a free AJAX webmail application. Users can receive, view, manage, compose, and send email through web interface (IMAP and SMTP supported). Source code included.11 weekly downloads
FoxServ Win32 & Linux Edition
FoxServ is an Apache / mySQL / PHP installer package for Windows and Linux. Unlike NuShpere or PHPTriad, FoxServ features the latest version of all included pacakges, user defined configuration during installation, PHP as a module, PEAR, and the Zend Opt22 weekly downloads
SPAW Editor - web based WYSIWYG editor
Full-featured, fully customizable, multilingual, skinable, multi-document web based WYSIWYG HTML editor control. Microsoft Internet Explorer, Gecko based browsers (Firefox, Netscape, Mozilla) and Opera 9 are supported.8 weekly downloads
ackerTodo is a web-based todo list manager which supports multiple users, recurring tasks, multiple languages, categories and much more! It's written in PHP/MySQL.3 weekly downloads
The project has moved. Please see the link in the blue box above.1 weekly downloads
Y.O.D.A. - Yaro`s Oracle Data Admin
Web-based tool for developers and administrators to access into Oracle. Written in PHP to allow view,manage and export Oracle objects (tables, view,index,package, procedure, trigger..) over WWW (like phpMyAdmin, phpOraAdmin or funkctions like TOAD)2 weekly downloads
Mambo Old Versions
All version's of Mambo Here!1 weekly downloads
NaviMall ("Navigation Of Mall") is an e-commerce and online store-management software program. It can be used on any web server that has PHP and MySQL installed. It is available as free software under the GNU General Public License.2 weekly downloads
RIG Image Gallery
RIG is a web-based JPEG image album viewer, especially useful for digital camera albums; provides automatic image resizing, preview & thumbnail caching, user authentication; composed of a PHP web interface and a C++ thumbnail engine.2 weekly downloads


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Death by Spouse or Partner
Black women are about three times more likely to die at the hands of a partner or ex-partner than members of other racial groups. Intimate-partner homicide is also among the leading causes of death for black women ages 15 to 35.
(Photo: Christopher Furlong/Getty Images)
Cyber Monday: All Natural Moisturizers11/28/2015
HIV, AIDS and Black America: By the Numbers11/17/2015
The 411 on Hepatitis C07/24/2015
June 27 Is National HIV Testing Day06/27/2015
The Danger Behind Butt Injections06/04/2015
Major Slim Downs: Stars Who Underwent Weight Loss Surgery05/14/2015
Mother's Day Yoga With Faith Hunter05/10/2015
Nine Ways to Mentally Cope With Racial Injustice04/28/2015
Running a 5K: What You Need to Know04/24/2015
Health Rewind: 1,000 People Sent to Hospital Over Fake Weed04/21/2015
Speaking Out: The Health Causes That Celebs Support04/20/2015
Medical Racism: What You Need to Know04/16/2015
Health Rewind: Darren Sharper May Have His Penis Monitored04/13/2015
Did Johns Hopkins Infect Study Participants With STDs?04/10/2015
Lessons From the Red Carpet: How Celebs Stay Healthy04/10/2015
The 411 on Young People and HIV/AIDS04/10/2015
The Todd Family: When Carbon Monoxide Kills04/08/2015
That Ain't True: 8 Myths About Autism04/07/2015
That Ain't True! Debunking 8 STD Myths04/03/2015
Processed Foods and What You Need to Know04/01/2015
Health Rewind: Is Evolution Behind Why We Like Big Butts?03/24/2015
Obamacare Turns Five03/23/2015
Health Rewind: Do #BlackLivesMatter in the Doctor's Office?03/19/2015
The 411 on HIV/AIDS and Black Women03/10/2015
What Black Women Living With HIV Want You to Know About AIDS03/10/2015
What You Need To Know About Kidney Health03/09/2015
Health Rewind: Dating Violence Affects 1 in 4 Girls03/06/2015
Remembering Islan Nettles03/05/2015
Dating Diaries: 10 Signs of a Healthy Relationship02/26/2015
Health Rewind: PrEP Found to Reduce HIV Transmission02/25/2015
Teen Dating Violence: What You Need to Know02/23/2015
Okla. Bill Could Make Engaged Couples Get Tested for STDs02/20/2015
The 411 on Surviving the Extreme Cold02/18/2015
Health Rewind: Is it Hard For Blacks to Talk About Sex?02/13/2015
The 411 on Blacks and Heart Health02/12/2015
The 411 on Measles02/06/2015


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The Fall
8 Movies That Showcase the Limitless Potential of Imagination
- By Monika Bartyzel
- @MBartyzel
- April 17, 2014
This is a week of cinematic imagination. Tuesday brought the arrival of Ben Stiller's journeying remake of The Secret Life of Walter Mitty, and this Sunday marks the tenth anniversary of Michel Gondry and Charlie Kaufman's Eternal Sunshine of the Spotless Mind. It's hard to believe that it's been ten...
The Best Blu-ray & DVD Releases of the Week: 'Drug War,' 'Maniac,' 'Pacific Rim' and More
- By Rob Hunter
- @FakeRobHunter
- October 15, 2013
Welcome back to This Week In Discs! If you see something you like, click on the title to buy it from Amazon. See You Tomorrow Everyone (UK) Satoru Watarai (Gaku Hamada) graduates from primary school with only one certainty. He plans on never leaving the "projects" where he lives. The...
Interview: Tarsem Singh on 'Mirror Mirror' and What Michael Bay Was Like in College
- By Jack Giroux
- @JackGi
- April 6, 2012
When you watch a Tarsem Singh film, you figure out pretty damn quickly that you're watching a Tarsem Singh film. The auteur filmmaker isn't the type to play it safe, and he's clearly not afraid of polarizing an audience. Even with his modern take on the classic Snow White fairy tale, Mirror Mirror,...
A 20-Year-Old Anthology Film May Be in Tarsem Singh's Future
- By Jack Giroux
- @JackGi
- April 5, 2012
Anyone who's seen a fraction of Tarsem Singh's work knows the man is about as ambitious as a filmmaker comes. Even with last weekend's wonderfully kiddie Mirror Mirror, he delivered the unexpected, and not only when it came to defying that hellish trailer. But Mirror Mirror's ambitions can't touch what...
Interview: Tarsem Talks Media Training, Rourke, and Being The Film School Reject
- By Jack Giroux
- @JackGi
- November 12, 2011
One of my favorite experiences at Comic-Con this year was interviewing Tarsem. I was never scheduled to speak with the man one-on-one, and was only meant to participate in the roundtables for Immortals. Luckily, after the roundtables were coming to an end, I noticed Tarsem standing alone by himself. He mentioned...
Comic-Con Interview: Tarsem Brings His Style and Mickey Rourke's Madness to 'Immortals'
- By Jack Giroux
- @JackGi
- July 25, 2011
"Coming this fall: an action event from the director of The Cell and The Fall." Yeah, it still sounds odd to me, too. Once it was announced that Tarsem would be tackling a big swords and sandals epic, it elicited a feeling of both excitement and confusion. As for the exciting...
12 Cinematic Worlds to Visit Instead of 'Wonderland'
- By Scott Beggs
- @scottmbeggs
- March 4, 2010
So it turns out that Alice in Wonderland isn't that wonderful. If you need some actual wonder in your life, check out these 12 films and put on a record by the Oneders....
11 Great Films That Flew Under the Radar in 2008
- By Adam Sweeney
- December 31, 2008
The equivalent of the wallflower you knew in high school that blossomed into a college beauty, here are eleven films that flew under the radar in 2008....
As is customary this time of year, it is my duty (and honor) to present you my list of the Ten Best Films of 2008. And in the past year we've seen an interesting range of films, have we not?...
The Ten Best Foreign Films of 2008
- By Rob Hunter
- @FakeRobHunter
- December 29, 2008
I've been tasked with presenting the Top Ten Foreign Films (and while you may think that some of my choices are mistaken as well, you would in fact be mistaken). You may also notice that it differs substantially from other foreign film 'best of' lists......
Foreign Objects: The Fall
- By Rob Hunter
- @FakeRobHunter
- October 2, 2008
Foreign Objects travels the world of international cinema each week to highlight films worth visiting. So renew your passport, get your shots, and brush up on the local age of legal consent, this week we're heading to… err Everywhere!...


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We're bombarded with investment advice from the radio, newspapers, books and, of course, TV. So who is right and who is wrong? There are plenty of stock-pickers ready to spew their advice, but there is such a thing as a true stock-market guru? Pam and Jack put Jim Cramer, host of CNBC's Mad Money, to the test.
Pam and Jack also cover the phenomenon of the financial "guru" and examine how guru methods compare to betting at a racetrack. John Bogle and Ben Stein add their two cents.
Even wealthy Hollywood stars get cheated out of their money through investment schemes. This scam alert stars con artist Reed Slatkin who, for two decades, produced and directed the biggest Ponzi scheme since Charles Ponzi himself and took $600 million from rich celebrities and businessmen alike.


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Book your room at Hotel Des Vosges
Standard Double RoomMax Occupancy: 2 guests (up to 1 child, 1 infant)
Economy Triple RoomMax Occupancy: 3 guests (up to 2 children, 2 infants)
Triple RoomMax Occupancy: 3 guests (up to 2 children, 1 infant)
Get an overview of this hotelParis hotel in 20th Arrondissement, near Pere Lachaise Cemetery
Collect 200 points
Simply enter your Nectar card number when prompted. Your points will be credited 30 days after you return from your trip.*Offers may apply
Located in 20th Arrondissement, this hotel is within a 15-minute walk of Parc de Belleville and Pere Lachaise Cemetery. Picasso Museum and Parc des Buttes Chaumont are also within 1 mi (2 km).
Hotel Features
This hotel features a 24-hour front desk and free WiFi in public areas.
Room Amenities
All 21 rooms offer free WiFi and flat-screen TVs.Information missing or incorrect? Tell us!Opens in a new window
Hotel Amenities
Hotel Amenities
Public areas are equipped with complimentary high-speed wireless Internet access.
- 24-hour front desk
- Total number of rooms - 21
- Breakfast available (surcharge)
- Free WiFi
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Room Amenities
- Private bathroom
- Flat-panel TV
- Free WiFi
Where to Eat
Breakfast is available for a surcharge each morning.
Hotel Policies
Check-in time starts at 2 PM
Minimum check-in age is 18
Check-out time is noon
Payment types
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
No rollaway/extra beds available
No cribs (infant beds) available
- A tax is imposed by the city: EUR 0.82 per person, per night
Hotel Name
- Hotel Des Vosges
- Hotel Des Vosges PARIS


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13406 E. Philadelphia St. Whittier, CA 90608
Due to a busy recruiting schedule, Group Tours are only available on specific days throughout the Fall Semester. During the Spring Semester and Summer Season we are available on Mondays, Tuesdays, Thursdays, and Fridays. You may choose an 11 a.m. or 3 p.m. visit. Please expect to be on campus for about 90 minutes.
Campus tours are NOT available during the following dates:
Thanksgiving Break: November 25-27, 2015
Winter Break: December 23, 2015 - January 2, 2016
Spring Break: March 14-18, 2016
Visit Guidelines:
Click here to schedule a Group Tour
Learn more about:


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Cable TV in Ontonagon
The CableTV.com team would like to give you some information about cable TV in Ontonagon, MI. Even though nearly half of Americans have started watching television content online, 97% of us still watch regularly scheduled TV. With streaming video, it makes sense that 72% of Americans bundle their cable TV and Internet services together. That would equal roughly 1,564 Ontonagon residents watching broadcast programming, 774 who stream TV, and 1,161 with bundled cable TV and Internet subscriptions. And DVR use has increased nearly 4% since 2006. Today, 7% of all TV programming is seen at least one day after the original airdate.


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Item 3267085
Lion Brand Tweed Stripes Yarn - Caramel 204
Product Actions
Additional Information
Tweedy blends create subtle stripes as you knit, perfect for sweaters, scarves, accessories and more. A perfect blend of fashion and function this easy care, bulky yarn stitches up in a cozy, but lightweight fabric that looks and feels great.
- Color: Cream tan, light grey and medium brown.
- Content: 100% Acrylic
- Care: Machine Wash & Dry
- Knitting Weight: #5 Bulky
- Skein Weight: 3 oz. (85 g)
- Yardage: 144 yd. (132 m)


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Main Navigation
Home Page
About Us
Contact Us
where all dogs and cats
are welcome
Home Page
For over 20 years, the professionals at Lakeside Dog Grooming have been providing exceptional service and care for your pets in regards to grooming. We are excited to now offer boarding and daycare services to care for your pets while you're away. No need to worry while you are on vacation or even at work, our staff is experienced and educated in pet care, and will make sure every pet's
stay is comfortable and enjoyable.
Visit us on Facebook at
'Like us' on Facebook for a chance to win one of our monthly drawings!
What our clients are saying...
"My Shih Tzu's skin was very dry and flaky before, but when I picked them up from Lakeside Dog Grooming her coat was soft and beautiful! They use great shampoo and conditioner that definitely helped her skin. I highly recommend this place."
Laura from Sterling Heights
"I took my dog Jake to Lakeside Dog Grooming after my other groomer gave up on him because of his temperament. He has not had a decent cut until now. Thank you Debbie for such a wonderful grooming--I can finally see his eyes! We will be back!"
Sue from Sterling Heights
We use Dog Gone Smart bedding!
Dog Gone Smart uses Repelz- It™
resist dirty paws, pet stains, liquids, AND reduce the spread of bacteria and "doggie" odor.
Repelz It™ Nanoprotection is pet-safe and APA approved.
Voted Top 5 in 2015 for all Categories!
Phone: (586) 247-3480
Fax: (586) 532-0971
Grooming Hours:
Tuesday - Saturday: 8 a.m. to 4 p.m.
Occasionally we groom on Mondays, just give us a call!
Boarding & Daycare Hours:
Monday - Friday: 7:30 a.m. to 7 p.m.
Extended hours, Saturday & Sunday upon request
We are located at the northeast corner of
Canal and Schoenherr in the Lakeview Plaza,
next to the family restaurant.
Content copyright


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Dying to Party Favor Bags
DIY Favor Bag Kit
Your friends will be dying for one of these favor bags!
Our Dying to Party Favor Bags let you give a one-of-a-kind favor to your party guests. Just fill the Dying to Party Personalized Favor Bags with whatever small candy or toy that you wish! Best of all, these favor bags will be personalized with your own special wording.
Custom Favor Bag features:
- Fill the favor bags with the candy or treat of your choice.
- Kit includes 36 Personalized Bag Toppers - printed on glossy paper
- 40 Clear Favor Bags - measuring 4 3/4 inches wide x 6 3/4 inches high
- Each Favor Bag Kit makes a total of 36 favor bags.
- Assembly required.
- Candies and trinkets not included.
Please allow ample time for delivery. Our ship date for this product is noted in your shopping cart. Many items are shipped separately, so please allow extra time for these items to arrive. Shipping charges are based on the value of the merchandise and not the number of shipments. For additional shipping information, please contact our Customer Service Department at (email@example.com or 1-800-314-8794).
Reviewed by 1 customer
- Attractive Design
- Colorful
- Durable
- Easy To Use
- Fun
- Good Value
Best Uses
- Celebration
- Teens
- Themed Parties
Will use these bags for my girls to handout to their friends at our Halloween Spookky Party.
- Was this a gift?:
- No


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Remote Control Motorized Blinds, Shades & Window Treatments
- Control light with the push of a button
- Remote opens, closes and tilts slats
- Good for hard to reach areas & heights
- Luxurious and convenient operation
- Add smart home automation on Bali products
Motorized blinds and shades allow you to tilt, open and close your blinds with just the push of a button or with a tap of your phone. Motorization is available on many products like cellular shades, roman shades and roller shades. Motorized shades allow you to adjust the light in your hard to reach windows. These remote controlled blinds are powered by a wall plug or batteries. Consider the location of your window treatments to ensure you select the proper power supply. Gain complete control of your Bali motorized blinds by connecting them to your smart home system.
Boutique Finespun Linen Cellular Shade
retail $188.12 $126.00see 9 colors
Boutique Sheer Breeze Linen Cellular Shade
retail $188.12 $126.00see 11 colors
Boutique Impression Blackout Cellular Shade
retail $214.99 $144.00see 6 colors
Boutique Royal Blackout Cellular Shade
retail $201.56 $135.00see 16 colors
Opaque / Blackout (2)
Opaque window treatments are made from fabrics or materials that block light.
Semi-Sheer (2)
Light is gently filtered through the fabric; silhouettes are visible through the shade.
- Opaque / Blackout (2)
- Semi-Sheer (2)
- refine
1/2" Pleat (1)
.5 inch (1/2 of an inch), are small-medium, and equivalent to 24 pleats per foot.
3/4" Pleat (3)
.75 inch (3/4 of an inch), are the second largest available, and equivalent to 16 pleats per foot.
- 1/2" Pleat (1)
- 3/4" Pleat (3)
- refine
Blackout (2)
Blackout blinds and shades can eliminate glare on TVs and monitors, make sleeping easier or simply used to darken a room.
Blue (2)
Choose from our great selection of window treatments featuring materials and fabrics in numerous shades of blue
Brown (1)
Choose from our selection of window treatments featuring brown fabrics and materials.
Gray (2)
Choose from light gray tones to deep slate colors - everything between white and black
Green (2)
Choose from our selection of window treatments featuring green fabrics and materials.
Orange (3)
Choose from our selection of window treatments featuring orange fabrics and materials.
Purple (2)
Choose from our selection of window treatments featuring purple fabrics and materials.
Red / Pink (1)
Choose from our selection of window treatments featuring red or pink fabrics and materials


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Tom Finkelpearl, the executive director of the Queens Museum of Art, remembered having a discussion a few years ago about outreach to the Korean community in Flushing.
"Someone said, 'You should be really reaching out to the generation 1.5,'" he recalled. "And I was like, 'Okay, tell me what 1.5 is.' This was the first time we heard it."
Finkelpearl learned that generation 1.5 is a term describing adolescents between ages 12 and 18 who have moved from one country to another. This group, according to the museum's web site, is neither first generation, nor second generation. Rather, they "are old enough to be fluent in their home language and culture, but have less difficulty adjusting to change than their first-generation counterparts."
So, Finkelpearl and Chief Curator Valerie Smith gathered several artists to showcase works expressing their views as members of this particular generation. The exhibit, fittingly titled "Generation 1.5," is currently on display at the Queens Museum of Art through Dec. 2.
Smith said that the idea for the show was brewing for some time. "Tom and I know all these artists. We wanted to work with them. This concept — this new sociological area of study came out, and Tom heard about it. And we put the two together."
"Generation 1.5" was approximately two years in the making. It features the works of artists Emily Jacir, Ellen Harvey, Lee Mingwei, Seher Shah, Pablo Helguera, Rirkrit Tiravanija, Nari Ward and Shirin Neshat. Each of them bring their own experiences and unique perspectives on cultural identity, ranging from Neshat's powerful black and white film short, "The Last Word," to Tiravanija's "Passport."
Lee Mingwei, originally from Taiwan, came to New York when he was 15. Originally trained as a classical violinist, he was influenced by Anton'n Dvorák, (1841-1904), the Bohemian composer whose experiences in Iowa at the turn of the century shaped his music. It is the music of Dvorák's "American String Quartet in F, Op. 96," which fills the darkened gallery housing Mingwei's installation,"Quartet Project."
"For me, when I was growing up, classical music is really much about home," Mingwei said. "So when I look at my work, I feel by living in America, like Dvorák did … his work and my work are almost influenced by American culture. It's hard to say where it came in, but it's very much a part of my creativity and also my environment."
In the room, flickers of light emanate from four tall enclosures, each of them occupying a corner inside the room. Hidden behind each enclosure is a video monitor showing a musician from the Forest Hills Chamber Players performing Dvorák's "American String Quartet." Triggered by motion sensors, the music from each enclosure plays intermittently
Artist and writer Helguera, who was born in Mexico City and later emigrated to Chicago at 18, contributed the multimedia installation "Everything in Between" to the show. It features the artist's written journals and artwork spanning his younger years from 1987 to 1992. A recording of Helguera reading from his journals plays through speakers in the room.
"My cultural assimilation process was particularly complex," he said in an e-mail, "because it happened right in the middle of the crucial period of my transition between adolescence and young adulthood, and also in the period of my transition between being an art student and becoming an emerging artist. This is precisely the process that the project "Everything in Between" tries to address."
By working on this project, Helguera said he learned something about himself. Similar to what other young artists have gone through — the periods of creative angst — and frequently questioning things and people around him.
"It is through that long process or questioning and making art when we find, or think we find, the answers to some of our questions," Helguera added.
Finkelpearl said the exhibit as well as the categorical definition of generation 1.5 tie in with the current discussion of immigration in America. "This is where we are," he said. "We're in Queens in a place where 60 percent of households are run by people not born in the U.S. So this issue of hybridity and transition is just all around us all the time. I think it shows the incredible creative energy that can be created by some of those kinds of transitions."
"Generation 1.5" is currently being shown at the Queens Musuem of Art in Flushing Meadows Park, through Dec. 2. Summer hours through Sept. 3 are from noon-6 p.m. Wednesday through Sunday. The museum is open from noon-8 p.m. on Friday and closed on Mondays and Tuesdays. Suggested admission is $5 for adults, seniors, and children over 5, and $2.50 for members. For more information, call (718) 592-9700 or visit www.queensmuseum.org.


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3D and HD Broadband Video NetworkingArtech House 2010; US$ 142.00
Recent years have seen an exponential increase in video and multimedia traffic transported over the Internet and broadband access networks. This timely resource addresses the key challenge facing many service providers today: effective bandwidth management for supporting high-quality video delivery. Written by a recognized expert in the field, this... more...
Broadband Wireless AccessSpringer US 2006; US$ 199.00
This chapter has discussed how a commonbroadcast medium can be shared among many contending users. Multiple access protocols differ primarily by the amount of coordination needed to control potentially conflicting packet transmissions. Ato neextreme is random access where no coordinationis provideda ndp acket collisions arep ossible. Atthe other endo... more...
Broadband Wireless Multimedia NetworksWiley 2012; US$ 106.95
Provides a clear, coherent review of all major wireless broadband standards with an emphasis on managing the explosive growth in mobile video 802.11ac/ad, 802.16m, 802.22, and LTE-Advanced are the emerging broadband wireless standards that offer many powerful wireless features. This book gives an accessible overview of the various standards and... more...
Emerging Technologies in Wireless LANsCambridge University Press 2007; US$ 128.00
Provides the key practical considerations for deploying wireless LANs and a solid understanding of the emerging technologies. more...
Video Over WirelessMcGraw-Hill Education 2015; US$ 120.00
This practical volume offers expert guidance on delivering high-quality video communications over wireless networks Wireless access has become the dominant medium for network connectivity due to the proliferation of smartphones and tablets. Because of the size and power limitations of these personal devices, as well as data caps imposed by cellular... more...
Wireless Lans and Home NetworksWorld Scientific Publishing Company 2001; US$ 120.00
The 2001 International Conference on Wireless LANs and Home Networks showcased some of the world's most dynamic presenters, including Dr Leonard Keinrock (inventor of Internet technology), as well as leading experts from 20 countries who dealt with the latest technological breakthroughs. This book is a collection of technical papers presented... more...
NetworksWorld Scientific Publishing Company 2002; US$ 194.00
The joint conference, ICWLHN 2002 and ICN 2002, covers a wide variety of technical sessions covering all aspects of networking technology. It features some of the world's most dynamic presenters, including leading experts such as Norman Abramson (inventor of the first access protocol — the ALOHA protocol) and Daniel Awduche (pioneer of... more...
The World Wide Wi-FiWiley 2004; US$ 118.00
Your success guide to the next wireless revolution The next watershed innovation in wireless technology is here: IEEE 802.11 wireless local area networks (LANs). Recent studies from IDC indicate that the Wi-Fi wireless LAN market will likely account for ninety percent of projected LAN equipment revenues by 2005-a trend that promises to spill over... more...
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Drowsy driving is deadly. It's an issue in flux, with new automobile technologies – and subsequent regulations and standards – frequently introduced.
Our 2015 Sleep Health & Safety Conference will stand apart from typical forums on drowsy driving – offering a truly progressive look at the issue. Expert speakers will connect driver behavior, state-of-the-art automobile technology and prospective legislation to cultivate our ultimate goal: actionable policy, accordant with new technology, to save lives.
Friday, November 6, 2015
Hilton McLean Tysons Corner
International Ballroom C
7920 Jones Branch Drive
McLean, VA 22102
Map of Dining Options In and Around the Hotel
The Honorable Mark R. Rosekind , PhD, Administrator, National Highway Traffic Safety Administration (NHTSA)


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Book your room at Hotel América Sevilla
Double RoomMax Occupancy: 2 guests (up to 1 child, 1 infant)
Single RoomMax Occupancy: 1 guest
Get an overview of this hotel3-star Seville hotel in Historical Center, walk to Museum of Fine Arts
Located in Historical Center, this hotel is within a 10-minute walk of Duque La Imperdible Theater and Museum of Fine Arts. Seville Cathedral and Alcazar are also within 15 minutes.
Hotel Features
Along with a bar/lounge, this hotel has a coffee shop/café and a meeting room. WiFi in public areas is free. Additionally, dry cleaning, laundry facilities, and a 24-hour front desk are onsite.
Room Amenities
All 100 rooms offer free WiFi, pillowtop beds, and LCD TVs with digital channels. Other amenities available to guests include minibars, free newspapers, and hair dryers.Information missing or incorrect? Tell us!Opens in a new window
Hotel Amenities
Hotel Amenities
The hotel offers a coffee shop/café. A bar/lounge is on site where guests can unwind with a drink. A computer station is located on site and high-speed wireless Internet access is complimentary. This Seville hotel also offers tour/ticket assistance, multilingual staff, and complimentary newspapers in the lobby.
- 24-hour front desk
- Bar/lounge
- Breakfast available (surcharge)
- Coffee shop or café
- Free newspapers in lobby
- Computer station
- Dry cleaning/laundry service
- Elevator/lift
- Free WiFi
- Laundry facilities
- Luggage storage
- Multilingual staff
- Number of buildings/towers - 1
- Number of floors - 7
- One meeting room
- Porter/bellhop
- Safe-deposit box at front desk
- Television in common areas
- Total number of rooms - 100
- Tours/ticket assistance
Family Friendly Amenities
- Free Wi-Fi
- Laundry facilities
- Rollaway/extra beds available
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Room Amenities
- Air conditioning
- Bathtub or shower
- Bidet
- Climate control
- Free newspaper
- Cribs/infant beds available
- Daily housekeeping
- Desk
- Digital TV service
- Free WiFi
- Hair dryer
- In-room safe
- Minibar
- Pillowtop mattress
- Private bathroom
- Rollaway/extra beds available
- Turndown service
Where to Eat
Breakfast is available for a surcharge and served each morning between 7:30 AM and 11 AM.
Hotel Policies
Check-in time starts at 3 PM
Check-out time is noon
Payment types
Children and extra beds
- Children are welcome.
- Rollaway/extra beds are available.
- Cribs (infant beds) are available.
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
- The name on the credit card used at check-in to pay for incidentals must be the primary name on the guestroom reservation.
No pets or service animals allowed
Optional extras
- Breakfast fee: EUR 10.00 for adults and EUR 5.00 for children (approximately)
Hotel Name
- América Sevilla
- América Sevilla Seville
- Hotel América Sevilla
- Hotel América Sevilla Seville
We should mention
Cash transactions at this property cannot exceed EUR 2500, due to national regulations. For further details, please contact the property using information in the booking confirmation. No pets and no service animals are allowed at this property.


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ÔÇ£LAMPO Ltd.ÔÇØ ready to spinoff from parent company Protoscar. Ernst & Young to look for the best matching partner.
After its predecessors LAMPO and LAMPO2, LAMPO3 ÔÇô the third prototype of electric super sports car developed by Protoscar ÔÇô is now exposed at the Geneva Motor Show (March 8ÔÇô18, 2012). During the past 3 years, the LAMPOs have been fine-tuned together with the partner company EVTEC. The electric sport cars have been tested for more than 40 000 km on circuits and streets all over Europe. Since the results are more than promising, LAMPO3 could now be further developed in a micro series.
Compared to the prototype LAMPO3, important further technical developments have been prepared in order to meet the needs of the micro series:
In collaboration with Ernst & Young, in charge of selecting potential partners to participate in the spinoff of the new company ÔÇ£LAMPO Ltd.ÔÇØ, Protoscar has started to verify the conditions to produce LAMPO3 with some of them. Finally a new ÔÇ£Swiss MadeÔÇØ car could hit the dealership floors, if a matching partner for financing, production, distribution and service of the vehicle will be found.
"I only know a handful companies that have successfully developed and brought to market a complete drivetrain for electric cars. The best ones are for sure from BRUSA! This is not only because of excellent technical specifications, but also due to the consequent approach of the founders and executives. Also to be mentioned is the remarkable passion of the employees. As they characterize a unique and authentic enthusiasm. You can feel that BRUSA components have a soul."
Marco Piffarett
Managing Director, Protoscar SA


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By Example Education picked a winning design in their logo design contest. For just $299 they received 155 designs from 32 designers.
I really appreciated the ease of using this service. I also really appreciated that 99designs makes sure to look over the contest designs to ensure the work from artist is original! Our company will definitely be using 99designs again!
99designs gives you quality graphic design at an affordable price. Just tell us what you need, get dozens of designs and choose your favorite.


text: I Cant Change the Past But I Can Change My Future Mistakes Mistakes yeah ive made a few. Ok who am i kidding ive made more then a few. But its the process right? The process we have to go thru at times to learn from them and move on. Well..this is me moving on. And saying good bye to the old me and hello to the new..xx deleted 26-30 2 Nov 15, 2012 SEND TO A FRIEND: Me Too Your Response Please respond with authenticity, support, and respect Cancel You can join Experience Project now! Username: Password Email Birthday Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Gender Select Male Female Trans* Already a member? Sign In By clicking "Sign Up", you confirm that you agree to the Terms of Service of Experience Project, Inc. Login Login to respond Username: Password: Keep me logged in Not a member? Sign Up Sign Up Cancel


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Comment guidelines: Please be respectful to other people when making comments on this page. Bullying and abuse will not be tolerated and may result in your account being banned. Due to feedback from our user community, comments are now only available to registered users.
Register to update information, save favorites, post photos, news stories and comments.
Nicholas Alan Watney (born April 25, 1981) is an American professional golfer who plays on the PGA Tour. The highlight of Watney's career to date is his victory at the 2011 WGC-Cadillac Championship. In July 2011, Watney broke into the top ten of the Official World Golf Ranking for the first time in his career, after his victory at the AT&T National, placing him tenth in the world.
List of links to Nick Watney fansites:


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1. Determine if the wood packaging contains solid wood. If the answer is "no" then these regulations do not apply.
2. Investigate if the country you will be shipping to actually requires ISPM 15 compliance for wood packaging, by checking my ISPM 15 Countries list.
3. Contact the National Plant Protection Organization (NPPO) in the country the wood packaging will originate from to find out how to obtain ISPM 15 certification.
4. To obtain ISPM 15 Certification in the United States, see the American Lumber Standard Committee (ALSC) list of accredited agencies.
5. To obtain ISPM 15 Certification in Canada see the following lists of registered facilities on the Canadian Food Inspection Agency website...
1. ISPM 15 compliance is shown by the application of the international IPPC mark. This mark is typically applied in a permanent, non-transferable way, such as a rubber ink stamp, stencil, or branding iron.
2. The IPPC mark is only applied to finished wood packaging material, some examples include: slate crates, boxes, pallets, skids, wire spools and shipping dunnage.
3. Sterilization of wood packaging under ISPM 15 may be achieved by either fumigation or heat. Methyl bromide is the fumigant currently permitted under ISPM 15, however, due to it's negative environmental impacts many countries, such as Canada, discourage it's use in this guidance document published by CFIA. Heat sterilization of wood packaging is, without question, the most common treatment method. Heat treatment using dielectric heating (microwave) technology was recently approved by the Commission on Phytosanitary Measures (CPM). The CPM is the governing body of the International Plant Protection Convention (IPPC) in Rome.


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Connect With Us800-299-9470
Chairside table with solid poplar and wood veneers, twisted metal accents, nail head banding details, distressed finish, storage shelf and plank style detailing.
Stein World finds, creates and delivers the finest and most unique hand-painted products from around the world. Established in 1985, Stein World has a rich history as one of the leading pioneers in the furniture industry. For more than 50 years we have developed true partnerships with the exceptional manufacturers and artisans who help us make Stein World products. We are committed to providing classic designs, stylish silhouettes, fashion-forward colors and quality craftsmanship—all at an affordable price. Our accents, mirrors, chairs, lighting, occasional tables, vanity sinks, media consoles and casual dining sets are what make a house a home.
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text: We stayed here last year and it was decently good. Clean and comfortable. But this time, we found it has deterioted. Rooms are not exactly clean, especially the walls, with moldy looking substance. Towels are old and a bit dirty, dust bunnies on the floor and up on the ceiling corners, and furniture and decor poorly maintained. The worst part... More


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Sent this to PW yesterday, waiting for a response:
Anythoughts from the BF membership?I'm having a terrible time getting rid of a creaking in my BB. I've tightened the cranks, pedals, and isolated just about every source of the noise I can. The BB does not creak when I use my old Shimano BB with Ritchey Crank.
Here is what I have:
Titanium Independent Fabrications ClubRacer
Phil BB with Specialities TA Carmina (double) cranks.
The mechanic at my LBS who built the bike coated the BB and mounting rings with a copper colored anti-seize. He was concerned with the potential of the ti and BB seizing together. Is the anti-seize a good idea?
When doing some maintenance I downloaded the install instructions for the BB and note you have a special thread compound. I do not believe the mechanic had this with my BB as they had the BB from old stock. I know that he glopped on the anti-seize liberally.
Is the Ti of my frame and the BB incompatible?
What is the proper procedure for installing the BB? Will the PW thread compound help eliminate the creak?
Which compound should I order if this will help - the BB Lock Ring Retaining Compound or another?


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u.s. postal service
Sponsored By
Santa Mail: Post Office To Deliver Early Mornings, 7 Days A Week As Holidays ApproachWith the holidays approaching, you might have noticed mail trucks out earlier in the day -- and on Sundays.
Stabenow Joins Protests Over USPS Mail Center ClosingsThe U.S. Postal Service has announced plans to close dozens of centers nationwide, including those in the Lansing, Gaylord, Saginaw and Iron Mountain areas.
Postal Inspectors Find $16K In Stuffed AnimalOfficers decided to open the box after a drug-sniffing dog "alerted" on the package.
Mail Carriers Protest Staples Postal CountersPostal workers across metro Detroit get out on the picket line to express their displeasure over a reported plan to put U.S. postal counters in Staples stores nationwide.
Armed Robbers Attack Postal Worker, Steal Christmas Presents From Mail TruckThe postal worker was making deliveries when robbers held him at gunpoint, took the keys to his mail truck and stole several packages.
Strike 3: Man Loses Appeal Over Baseball CardsA man who claims the U.S. Postal Service lost rare baseball cards worth $165,000 has struck out at the federal appeals court.
Eastpointe Men Who Allegedly Mailed Drugs Arrested With Kilo Of CocainePolice say two Eastpointe men who used the mail to transport large quantities of illegal drugs were arrested with over a kilo of cocaine.
Local U.S. Postal Worker Charged With Stealing MailA sting operation helped U.S. Postal Inspectors track down a local letter carrier who was allegedly stealing mail from customers on her delivery route.
U.S. Postal Service To End Saturday Mail DeliveryThe financially struggling U.S. Postal Service says it plans to stop delivering mail on Saturdays, but continue delivering packages six days a week.
Final Days To Ship Christmas PackagesThe U.S. Postal Service says Dec. 17 will be the busiest day of the year for mailing holiday packages.
Detroit Ex-Con Charged In Counterfeit Check SchemeFederal agents say a Detroit ex-convict has admitted creating phony U.S. Postal Service checks that were cashed for more than $100,000.
Highland Park Post Office Reopens Following FireThe frustration is finally over for Highland Park residents when it comes to their mail service.


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Tag: historia
Holga and a Hurricane Storywritten by jesushp on 2011-09-28 in #news
It's just on sale, a curious photographic book with the purpose to show the dramatic sense of a family who moved from New Orleans, six years ago by Hurricane Katrina. The author has chosen to illustrate the work with re-creations made with a Holga and a few toys.12 Share Tweet
As Fonte Beach Vigo Spainwritten by jaalvarez on 2011-02-07 in #world #locations
All the places in the world have history and all sorts of stories to count to its neverending list of memories. There are those that are happy, yet, we always seem to remember the sad stories better.3 6 Share Tweet


text:
Comment guidelines: Please be respectful to other people when making comments on this page. Bullying and abuse will not be tolerated and may result in your account being banned. Due to feedback from our user community, comments are now only available to registered users.
Register to update information, save favorites, post photos, news stories and comments.
Rizwana Lateef is a newsreader and main presenter of the BBC's regional television news service for London, BBC London.


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Guest Post: Leila Sales
Author of Past Perfect and Mostly Good Girls
The protagonists in many, many YA novels are girls. Specifically, they are girls who want to kiss boys. So let's talk for a moment about those boys who they want to kiss.
For authors, the path of least resistance is for the girls' crushes to be empty vessels, just good-looking sounding boards for whatever the girl wants to talk about. That would be dreamy, right? A hot guy who's immediately like, "I agree with you on everything"?
But the thing is, boys are people, too. They are usually taller people, and often they are people who are surprisingly entertained by watching their friends drop hammers on their fingers. Nonetheless, they are still people. And that means they are not so simple.
So if you want to write a YA novel about a girl who wants to kiss a boy, here are a few questions you first need to ask yourself about the boy:
Who is he? He lived a whole life—16 or 17 years—before he met our heroine. What did he do in that time? What does he care about? What are his goals? What are his hang-ups? Who's his family? Who are his friends? Has he dated other people before this girl? If not, why not?
A lot of boys in YA novels are hard-to-read and brooding. And I get that; there is something attractive about inscrutable guys. They seem to hide deep and meaningful secrets. But even if the protagonist can't decipher anything about the guy, the author must be able to decipher information about him. That is what makes him a whole and complete person instead of just an empty bottle into which the protagonist can pour her affection.
Meanwhile, other love interests come across as so perfect that they might as well be imaginary. They say things like, "Tell me all your problems," and, "Let me skip video game night with my friends so that I can hold you while you cry." The reason why they can behave like that is because these dudes have no interests or commitments outside of the main girl character. And that is imaginary.
What does she see in him? This can be a challenging question to answer because in real life the answer is often: I have no idea. It is completely irrational. They share no extracurricular activities in common, and he seems like kind of a dick.
This is why authors sometimes go one of these three routes:
– The girl and the boy have an inescapable, almost otherworldly connection. We don't need to explain why because we can't explain why; their love is beyond explanation. Also known as the Twilight model.
– The boy is insanely hot. (This is Part II of the Twilight model.)
– The girl and the boy have been best friends since they were children, so what they see in each other is 16 years of amazing friendship. Then he grows up and becomes hot.
The trick to not falling into one of these ruts is looking at what it is that actually makes a girl have a crush on a boy. Yes, sometimes it's just that he's physically attractive and smells good. But look at The Princess Diaries model (one of my favorites): Michael Moscovitz is in a band, and he gets Mia thoughtful presents, and he's smart and motivated, and he calls Mia out on her bullshit. He balances her. (And also he is physically attractive and smells good.)
Reasons I have had crushes on boys in the past include but are not limited to: because he played guitar, because he laughed at my jokes, because he also liked the Smiths, because he knew how to dance, because he didn't know how to dance but didn't care about looking like a fool in front of people anyway, because he dressed up as a character from Wet Hot American Summer for Halloween. Feel free to use any of those in your own YA novel.
In my recent novel, Past Perfect, the protagonist, Chelsea, is trying to get over her ex- boyfriend, Ezra, who broke her heart. The easy conclusion to draw here, because we like Chelsea, is: "Ezra sucks. He is a bad person for hurting her, and I don't know what she ever saw in him."
But I know exactly what Chelsea saw in Ezra. Sure, he wasn't perfect, and he treated her badly, but he had a lot of appealing qualities, too. Like most real people who we date in our lives: there are reasons why the relationship happened, and there are reasons why it's over.
What does he see in her? There is this trend in YA lit of giving girls extremely low self- esteem. The main characters want you, the reader, to know that they are incredibly plain-looking and klutzy and unremarkable and not even that smart.
At times I feel like this can get overdone. Yes, nearly everyone experiences self-doubt. When you're a teenage girl, you can experience a lot of self-doubt. But I think you still recognize some of your positive attributes. When I was a teenager, I knew that I wasn't a very talented gymnast and that most of my classmates had better hair than I did, but I was also fairly certain that I was a good writer with a good sense of humor.
The problem with a protagonist telling you over and over how unappealing she is, is that eventually you start to believe her. So when the tall-hot-smart-athlete-guy asks her out, and she thinks to herself, "How could a lame person like me possibly attract a winner like him?" the reader also feels like, "Yeah, what does he see in her? Okay, I as the reader know that she has witty repartee with her friends and she habitually saves orphaned animals' lives, but that love interest guy doesn't know any of that about her. All he sees is that she trips a lot and never knows the answer in history class. Why is he into that?"
But if we see her doing something clever or spunky or cute around him, then we get it. I understand why a guy would like a clever, spunky, cute girl. I mean, who wouldn't?
Writing secondary characters is hard. We simply don't know them as well as our protagonists. The trick is to remember that, while these secondary characters are tools to help our main character grow, they aren't merely tools. They are also their own people, with their own lives, and if we would let them, they would have enough to say that they could star in novels of their own. Okay, their novels might include way too many scenes of people dropping hammers on their fingers and laughing. But still.
About Past Perfect:
All Chelsea wants to do this summer is hang out with her best friend, hone her talents as an ice cream connoisseur, and finally get over Ezra, the boy who broke her heart. But when Chelsea shows up for her summer job at Essex Historical Colonial Village (yes, really), it turns out Ezra's working there too. Which makes moving on and forgetting Ezra a lot more complicated…even when Chelsea starts falling for someone new.
Maybe Chelsea should have known better than to think that a historical reenactment village could help her escape her past. But with Ezra all too present, and her new crush seeming all too off limits, all Chelsea knows is that she's got a lot to figure out about love. Because those who don't learn from the past are doomed to repeat it…
Leila Sales . com
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From LeilaSales.com:
I went to college at the University of Chicago, where I majored in psychology. I also performed in Off-Off Campus (the U of C's improv and sketch comedy troupe), competed in debate tournaments all over the world, helped judge the world's largest scavenger hunt, and wrote a humor column for the school paper. And I wrote another unpublished YA novel, for which I was awarded the Olga and Paul Menn Foundation Prize for Fiction Writing.
After graduating, I got a job at a children's book publishing company in New York City, where I happily remain to this day. My novels are published by Simon Pulse. During the daytime I read other people's books, and during the nighttime I write my own. What more could I need?


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This stunning Influence Women's Jersey Midi Pencil Skirt in grey marl is the perfect option for women who like to look stylish and stay comfortable. Featuring an on trend, midi length along with a super comfortable, large elasticated waistband, this skirt is great for wearing as both day and evening wear. - E.D
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14 Toilet Paper Roll Craft Ideas
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Easy Paper Strip Ornaments
By: Kathleen George for Styrofoam Brand Foam
1 Comments
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Craft with the kids today. This is an easy papercraft you can do with the kids. Create a great ornament using card stock. This can be created in only 9 steps.
STYROFOAM™ Brand Foam:
- Ball, 3"
- Flower craft punch, 1"
- Solid cardstock: color of choice (A); metallic silver (B); tan (C)
- Fine-line black permanent marker
- Pencil
- Ruler
- Straight pins
- Scissors and/or paper trimmer
- Thick, white craft glue
- Optional: Rubber bands, four
Use marker to divide foam ball into eight equal vertical sections. As an alternative, wrap rubber bands around ball from top to bottom, dividing it into vertical eighths; mark lines with marker and remove rubber bands. Mark center top and bottom of ball.
Cut 9-1/2"-long strips from papers as follows: two each 1/8", 1/4" and 1/2" from color A; same from color B; two 1/8" and four 1/2" from color C. Divide paper strips into piles by width for ease of assembly.
Beginning and ending at top of ball, wrap two 1/2"-wide A strips around ball along quarter lines; be sure they cross at exact center bottom of ball. Glue and pin paper ends at top.
Repeat Step 3 with two 1/2"-wide B strips, dividing ball into eighths. Repeat again with four 1/2"-wide C strips, wrapping strips between A and B strips. Glue and pin all paper ends at top of ball.
Repeat Step 3 with 1/4"-wide paper strips to cover any exposed foam between 1/2"-wide strips; alternate colors as desired. If paper layers become too thick at top of ball, trim excess from ends of 1/4"-wide strips and glue ends near, but not on top of, center top of ball.
Repeat Step 3 with 1/8"-wide paper strips, layering strips to provide contrast.
Punch two flowers from tan paper (color C). Glue flowers to center top and bottom of ball.
If desired, cut two more 1/2" x 9-1/2" strips from color A. Glue ends of one strip together to make loop; pinch loop to create bow and glue to top of ornament. Fold second strip in half, trim ends and glue to ornament under bow.
For hanging loop, cut one more 1/8" x 9-1/2" strip from color A. Glue ends together to make loop; glue and pin to center of bow.
®™ Trademark of The Dow Chemical Company ("Dow") or an affiliated company of Dow. For more project ideas, please see styrofoamstyle.com.
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roopindergill8989 7902521
Apr 28, 2012
not properly understood plz tell step by step
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I want to officially apologize to all of my followers, and my friends, on here that I haven't spoken to in a long time. I don't have any excuses to pour out here, but I do want to express how sorry I am to all of you. It's not right of me to just fall off the face of the planet without explaining myself.
But to be honest, I haven't felt confident in my art. Not at all, and not for the longest time.
Everything looked wrong to me, but I can say now that I am starting to grow past that and enjoy what I've been working on. I can look back at what I've doodled - what I've worked hard on whether it be on Sai, or Photoshop, or just ink - I'm finally thinking "This is pretty good!" I'll keep getting there over time. After all, we're never really done learning new tricks or techniques, and I know there's a lot more I need to learn, so I'm excited to learn them all the same.
But that's not all I have to share.
I have received my certificate from my community college this January, and am going to be moving forward by taking my bachelor's for computer animation, and eventually game art, in the summer. I'm working a part time, and so far, I've been okay! I've been alright, and with two new darling pups in our home, I can say things have been much livelier.
And I have missed each and everyone of you. I want to know how you've all been, what stories you may have had from the winter, or just some casual chit chat! I want to get back on the ball, and I keep saying that over and over and never fulfill those goals.
But this time, I'm ready. I'm hoping that by the time the end of this week comes around, I will be uploading artwork again, and show you all just how far I've come since last year.
I hope you're all having a wonderful spring!
Love, Avera


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posted 7 years ago
I have used this for my cats before, not sure why it is in the dog reviews. Anyway, I really didn't see much of a difference and decided to switch to a more natural food, where I have actually seen better results.
Pros: Well for one thing this is a cat food using a dog food reveiw form
Cons: same - not organic enough
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Awesome product!
posted 7 years ago
I love this cat food. My cats hair shines and is so soft. I wouldnt feed my cat anything but Iams hairball control.
Pros: Great product, makes my cats hair look great
Cons: none
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This post was authored by Vivek Mishra on behalf of the .NET Framework team.
Hi WSUS Admins,
The Microsoft .NET Framework 4.5.1 will be made available via Windows Server Update Services on 26 Nov 2013 and this blog highlights some of the key aspects.
The .NET Framework is a development platform for building apps for Windows, Windows Phone, Windows Server, and Windows Azure. The .NET Framework 4.5.1 is a highly compatible, in-place update to the .NET Framework 4 and 4.5. The .NET Framework 4.5.1 can be installed fresh on any supported platform or can be used to upgrade your previous .NET 4 or 4.5 installation. The .NET Framework 4.5.1 also works side by side with older Framework versions lower than .NET 4.0. Applications that are based on earlier versions of the Framework will continue to run on the version targeted by default, after .NET Framework 4.5.1 is installed.
You can learn more about .NET Framework 4.5.1 here.
Useful information about this release:
The .NET Framework 4.5.1 and its corresponding language packs are being released for following supported platforms:
Windows Vista SP2, Windows 7 SP1, Windows Server 2008 SP2, Windows Server 2008 R2 SP1, and Windows Server 2012.
The .NET Framework 4.5.1 Language Packs will also be available via WSUS, both to support the upgrade of previous language packs for .NET Framework 4 or 4.5 and for computers, that either have the localized version of the base operating system or have one or more Multilingual User Interface (MUI) packs installed.
On Windows 8.1, Windows RT 8.1 and Windows Server 2012 R2, .NET Framework 4.5.1 is available in-box, so you do not need to deploy or install the product separately.
On Windows 8 and Windows RT, customers can get the .NET Framework 4.5.1 by upgrading their computer to Windows 8.1 and Windows RT 8.1 respectively. There is currently no .NET Framework 4.5.1 Windows Update offering for these 2 platforms.
Enterprises, that have a specific need to block offering .NET Framework 4.5.1, on computers which can directly connect to Microsoft Update servers, can do so by deploying the blocker registry key as described in following Microsoft Knowledge Base:
KB2721187: How to temporarily block the installation of the .NET Framework 4.5.1 and its corresponding language packs
Good to hear that.
Why not for Windows 7? See support.microsoft.com/.../en-us
IE11 was rolled out on WSUS on Nov 22 but announced for Nov 14th there. WTH are you doing!?
.NET 4.5.1 on WU is being released for supported versions of Windows 7, i.e. Windows 7 SP1.
This is similar to what you might have seen for IE11 here: support.microsoft.com/.../en-us
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So, since this has been released... Where is the update for Windows Vista/7, Server 2008/2008R2? I see the Server 2012 update in WSUS, but all the other update appear to be missing...
@Curious WSUS AdminHere are three KB numbers associated with .NET Framework 4.5.1 on Windows Update:http://support.microsoft.com/kb/2858725 - Vista/Windows 7/Server 2008/Server 2008 R2 - MSI Product & Lang Packshttp://support.microsoft.com/kb/2881468 - Server 2012 - MSU Product http://support.microsoft.com/kb/2858726 - Server 2012 - MSU Lang Packs
On a Windows Server 2012 R2 server, I was unable to complete the install of the WSUS role after installing the .NET 4.5.1 update. The server failed to finish the post-deployment configuration steps. (This was a clean installation of Windows Server 2012 R2 and WSUS was the first thing to be installed. But I made the mistake of running Windows Update first.)
Followup: On a second try on a clean install of Windows Server 2012 R2 without the .NET 4.5.1 update, the post-deployment configuration task still failed. The Hyper-V virtual machine in which I was installing WSUS had dynamic memory enabled; disabling dynamic memory allowed the task to proceed successfully.I cannot verify whether .NET 4.5.1 update is in conflict with installing WSUS or not, though I have found some online knowledge that indicates that it is.
so what should I be looking for within cm12 software updates so that I can deploy this instead of using an application based deployment? Thanks in advance.
I have everything enabled except for tools and feature packs, is it in one of those classes?
Originally we declined any of the .NET framework installs/updates above 4.0 from our WSUS. Now we are ready to deploy .NET 4.5.1 but I cannot find the update from our Decline list. Is there a KB# or something I can search by to find it? Thanks.


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hey i just found this story and it rox! plz update
Daddy by blondebouncingferret
Rated: 3rd-5th Years [Reviews - 1739]
Summary: Post Hogwarts: Ron and Harry are sent to America for Auror training. Ron spends his last night in England with Hermione, and after returning two years later, he finds Hermione with a fifteen-month-old baby ...
*grabes a voodoo doll that looks like ron and stabs it*
OMG! MIRANDA IS THE SLUT! How Rude! great story! perfect 10!
A Rose By Any Other Name by JaX and Transcendancer
Rated: 3rd-5th Years [Reviews - 42]
Summary: Ginny and Draco come from two very different families and somehow fall in love in the middle of the biggest wizarding civil war. Find out what happens to them in this Shakespeare/Harry Potter twist on Romeo and Juliet.
I offically heart this story, it's strange we just finished Romeo and Julet in Liturature and I see this, funny how that happens. Plus this the first G/D stpry I read :)
Author's Response: wow, what a coincidence!
good story! do ron & hermione have kids? and could u tell us like more of every1's future life? plz?
Author's Response: This story is sort of on hold.
i was gonna review much sooner but i've gots aol so i keep getting logged out then i got on interbet explorer and i lost the story and now i found it! yay! 10! plz update soon!
The Salem Witch Trials by FullofLife
Rated: 3rd-5th Years [Reviews - 319]
Summary: Harry, Ron and Hermione are spending a day in the small wizarding village of Hogsmeade when they happen to come upon a strange amulet lying in the snow. This amulet has amazing powers and transports the three friends to Salem, Massachusetts in the year 1692 when Muggles lived in fear of witches and wizards and the penalty for being able to perform magic was death.
Hmmm need more story! i heart it so much! ♥
Who were those pplz in the end? do we find out next chap? 10!
♥ ♥ ♥ ♥
After looking over books millions of times, wat about the nonverbal spells? (i 4got weather u need a wand or not, but in book 6 it mentiouned somthing)
Author's Response: I'm pretty sure you need a wand... and I can't let Harry and Ron have everything too easy!!
HURRY UP HARRY AND RON! 1 DAY LEFT! Hermione's gonna make it right? *wimpers*
OMG! I CAN'T BELIEVE YOU ACTULLY DID IT! I didn't really think you would! I'm in like shock now.
I think Hermione should help them, Idk how but...
good story! when did ginny get in the closet? hmmmmmmm
Author's Response: Thanks! How did Ginny get in the closet? Well, you'll just have to read Chapter 2 when it comes out- it explains part of it and i hope it will clear it up. Sneak peak: The title of Chapter 2 will be Hermione Knows Something. I'll let you ponder that.
Harry and The Love by rockeye
Rated: 3rd-5th Years [Reviews - 624]
Summary: This story starts a few days after the end of HBP. Harry has already had one shock to him, so what are a few more? Mainly H/G with R/Hr and other pairings. AU since its my version of book seven.
Read Bio, important info to be revealed.
i LOLed. XD great story! keep up the good work!
GREAT STORY! i just finished reading chapter 2, hope u get chapter 3 OKed, i give u a ten and your on my faverotes (cant spell)
Author's Response: Thanks, there is quite a few stories on my fav list. I know how anxious I get waiting on a new chapter.
GREAT STORY! i just finished reading chapter 2, hope u get chapter 3 OKed, i give u a ten and your on my faverotes (cant spell)
Author's Response: Still waiting on chapter 3, been in queue now just over two weeks (I think), well a long time.
hmm a little sort but good, r harry's friends gonna keep visit or was that just a 1 time thing?
Author's Response: Well Harry leaves in the next week (which is in the next chapter) so yeah from where I started it is a one time thing, except for when they pick him up.
Lover of the Light by pink_x_143
Rated: 6th-7th Years [Reviews - 194]
Summary: As of today, April 17, 2011, I am coming back!! I am working on the next chapter and thank all of my old fans! Hopefully some of you are still out there and new ones will be interested in reading!!
This story was previously known as "A Time of Confusion"
two words: much loved
Tragedies, Tears and Black Velvet Boxes by Oppungo
Rated: 1st-2nd Years [Reviews - 122]
Summary: It's nearly six months after the war, and when Molly Weasley reads the days' newspaper, in it is an article that forces her to reminisce over the events of the war, the effects of it on her life and the lives of those close to her. Meanwhile, Ron has news of his own
OMG i actully cried, I love your story so much.
Author's Response: I\'m so pleased it made you cry (as mean as that might sound!), I\'m glad you liked it!
Hermione's Sacrifice by Ely_Baby
Rated: 3rd-5th Years [Reviews - 8]
Summary: [One-Shot] Is there something more powerful than love? Someone thinks the Unforgivable Curses, someone thinks there's nothing. Hermione knows the truth, and she knows what she has to do for protecting Harry.
I love your story, I'm still teary from it.
Author's Response: Oh, hey, thanks a lot for your review, I don't mean to make anybody cry, but I can't help writing sad things.. Eheh!