text:
http://www.kansasmeadowlark.com/ - 12/01/15 00:47:29 - 01/06/11 14:36:27
Will return when more time is available
Updated Mon., Aug 18, 10:30 PM
Brownback kicks off re-election campaign with 'Road Map 2.0'KANSAS BUSINESS / ECONOMYReport: Kansas gasoline prices continue downward trendKansas jobless rate ticks up to 4.9 percentDouglas County approves property tax increase for 2015 budgetWichita sales tax hike would hit low income families hardestNew bus route helps address health needs of KCK residents
Updated Tues., Aug 12, 10:30 PM
Report: Kan. improperly claimed $10.7M in Medicaid reimbursementsACLU says offender registry unconstitutionalWho will protect the children? Accuracy of survey showing spike in Kansas uninsured rate questionedPrimary election results, and a look forwardSmall Kansas colleges have $980 million impactBrownback Says NEA Lawsuit Could Harm Schools Brownback lays out economic goals for re-election campaignPat Roberts' merry band of boostersIncumbent Hawaii governor out in historic upsetPA lawmaker eyes higher cigarette tax for property tax reliefWhy Do Michigan Residents Falsely Believe Education Spending Is Down?Colorado: Planned Parenthood faces charges for failure to report child abuse "Independent" Orman releases reform plan in Senate race; FLASHBACK 2008: Orman's withdrawal from Senate race leaves Democrats in lurch Elections in Kansas: Federal officesSelzer wins GOP nomination for insurance commissionerKANSSA BUSINESS / ECONOMYRains help Kansas crops, but more neededWestern Kan. plant reopening after pink slime dustupKansas budgeting off the tops is bad policyAn evaluation of the Kansas affordable airfares programLawrence puts police headquarters sales-tax question on November ballot, ...) are often not possible because newspapers block access to much of their content without a subscription..
Updated Monday, Aug 4, 11:45 PM
Pool of Kansas Supreme Court applicants shrinksKNEA PAC gives $120K to Kansas Values Institute. Is deception a Kansas value? Sign at Olathe Anti-Illegal Immigration Rally on Saturday: "My House is Not Your House"Kansas City abortion clinic closes without warningKansas megachurch transformed by school district Obamacare among issues fueling campaign to unseat House GOP moderatesIn Kansas, hypocritical criticism of voting recordsA look back at contentious Kansas education bill, subject of myriad primary campaign claimsGov. Brownback declines to discuss campaign loans from running mateDouglas County considering jail expansionA Snapshot of Wichitas Budget
Updated Monday, July 21, 11:35 PM
Updated Sunday, July 20, 11:55 PM
Updated Monday, July 14, 11:55 PM
Schmidt pledges opposition to expanded regulation of farm and ranch waterwaysState begins distributing withheld tax refundsKansas health officials work to contain measles outbreakJudge rules for Kobach on voter registrationKobach & ACLU back In Court Over Voter RightsKansas SNAPs streak of rising food stamp errorsKansas Gun Law May Be Challenged in. CourtRussell Stover owners share their wealth with KUKU Hospital program receives $12 million federal grant Campaigning for Brownback, Santorum says American values under assaultSantorum joins Brownback for Kansas ralliesDrought and poor wheat harvest in Kansas has effects on national economyFormer Kan. bank employee sentenced for embezzlingKansas Farm Bureau president on EPA administrators visit to KCEllis County trims budget to make up for projected shortfallWichita commercial property taxes are high really highLocal governments grasping for cuts, revenueJohnson County commission candidates on the issues: What is the biggest threat to the countys financial stability?City of Westwood approves no trespassing signs for Entercom property on split vote
Updated Tuesday, July 8, 12:30 AM
Docking State Office May Be Demolished In 2 YearsNational group plans to challenge Kansas gun lawGov. Brownback on protecting Kansans Second AmendmentKansas punishment for voter fraud a slap on the wristPAC with Ties to Abortion Business Ordered to Correct Discrepancies Despite Terminating OperationsAnnual Report Describes Insurance Coverage in KansasKansas 1 man -1 women marriage supporters seek protections again Pompeo, Tiahrt face off at first 4th District Republican primary campaign forumRoberts, Wolf elevate attack dosages in Senate raceFor Rep. Tiahrt, earmarks are good governmentformer Lt. Gov. Sherrer compares Paul Davis to Bill GravesJob growth in the states and KansasLeawood moratorium to allow return of little free libraryDouglas County administrator recommeds biggest mill levy increase of his career for 2015 budgetOverland Park reaches deal to bring in Google FiberGoogle opens Fiber sign up period for Roeland Park, Westwood, Westwood Hills and Mission Woods, ...) are often not possible because they block access to much of their content without a subscription..
; ;
Updated Sunday, July 6, 11:55 PM
Kansas 1 man-1 women marriage supporters seek protections againNew Kansas law expands medical services pharmacists can provideKan. groups seek creation of dental practitioner statusKFL: Hobby Lobby conscience protection and recent Kansas lawsWhy Parenting is In CrisisFirst cases of travel-related chikungunya virus reported in KansasKU Hospital ranks among 50 top-grossing nonprofit facilities
Updated Tuesday, July 1, 12:25 AM
Kansas judge taking time joining federal benchKansas delegation lauds federal birth-control rulingKFL: Hobby Lobby ruling upholds opposition to abortion"A Great Day For Religious Freedom": Supreme Court Rules In Favor Of Hobby LobbyKS Sec of State Kris Kobach: The Obama Administration is Ordering ICE Agents to Violate the LawEstes has full confidence Kansas will pay billsSutherland: Republican Convention Fever Sweeps Past KCMost have no clue what or why they support going greenVampires on the prowl in Wichita and the city councils treatment of citizensKNEA says its still planning lawsuit over repeal of teacher tenureKansas board votes to loosen teacher license rules For Kansas Senator Roberts, earmark reform not worthy of his vote Missouri: Platte County man fights against his forced guardianshipIdaho: Knock, knock, governor: Please re-read The Proper Role of GovernmentVirginia: Public pays for McAuliffe photo opportunity fundMichigan: Supreme Court Rules Unionization Schemes Involving Home-Based Care Providers Are Illegal; FLASHBACK: SEIU attempted this unionization in Kansas ELECTIONS Confused former Lt. Gov. compares Paul Davis to Bill Graves but isn't Davis more like Sebelius?Roberts, Kobach doing better than BrownbackEducation groups energized for Kansas primary and KNEA PAC has $800K in the bankWyandotte County gets nod for creating more jobs than other Kansas countiesState revenues $28 million short for June; $338 million for fiscal year 2014Kansas gains slightly in manufacturing jobs; Wichita unchangedMassive damage reported at Kansas ethanol plantKansas growers plant less corn, more soybeansKansas expenditures, compared to othersRoeland Park budget gets first community feedback; no tax rate increase proposed


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NEW! Father And Son Bond Over Their Love Of JELL-O Pudding
Amy Corr
, August 13, 2013, 10:46 AM
A father and son bond over their love of
chocolate pudding in "Comb-Over," a 30-second spot that launches yesterday. The son opens Pandora's box when he asks his father why he loves JELL-O pudding. Dad regales his boy with a typical day, from waking up with less hair, driving in traffic and having an important project at work canceled unexpectedly. The boy himself pictures himself with a massive comb-over, driving a car while barely being able to see through the windshield, and coloring a great fight scene only to have his boss rip it to shreds. And it's at this very moment when the son gives his chocolate pudding to his father, saying, "Here. You need this more than me."
Watch it here
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NEW! Planet Fitness Ad, 'Battle Gym,' Likens Typical Gyms To 'Hunger Games' Scenario
Nov. 27, 9:54 a.m.
Planet Fitness launched an in-theater spot that coincided with the launch of "The Hunger Games: Mockingjay -- Part 2." The 90-second spot, "Battle Gym," likens a typical gym setting to a scenario in "The Hunger Games," where only the strong survive. An average woman enters the gym only to hear ...
NEW! Coach Brand Loyalist Gets Fresh With Santa In Christmas Ad
Nov. 25, 2:40 p.m.
Talk about a brand loyalist. Coach launches a 60-second Christmas ad where things don't end well for Santa Claus, but one naughty woman gets what she wants: a Coach Swagger bag. It's the day after Christmas and Santa's relaxing at home with milk and cookies when there's a knock at ...
Sparks & Honey Launches App That Matches Pop Culture Stories With Current Trends
Nov. 25, 11:45 a.m.
Random iPhone App of the week: Sparks & Honey launched n2, an app that curates a list of cultural daily trends, along with insights from Sparks & Honey's cultural intelligence system. Now, Next delivers up to five stories of the day (now) matched to trends that are transforming culture (next). ...
NEW! Stove Top Introduces Artisanal Hipster Pilgrim
Nov. 24, 4:42 p.m.
Stove Top stuffing launched a social media campaign targeting the demographic every brand vies for: Millennials. The brand spokesman is the Artisanal Hipster Pilgrim, a millennial himself who believes the notion of eating stuffing only on Thanksgiving is ludicrous. The first video, "Off the Menu," features the Artisanal Hipster Pilgrim ...
NEW! Christmas Ornaments Come To Life In New York Lottery's Holiday Campaign
Nov. 23, 5:02 p.m.
When the Christmas ornaments start talking, it's time to put down the eggnog. The New York Lottery launched a 30-second TV spot to promote its four new Holiday Scratch-Off games. A man decorating his Christmas tree says aloud to himself that he wishes for a wonderful holiday. The newly hung ...
NEW! Move Over, Snuggie; Fruit Of The Loom Creates Professional Sweat Suits
Nov. 20, 4:24 p.m.
Who doesn't want to look professional and comfortable at the same time? Fruit of the Loom has heard your rallying cries and created the Professionals Collection, a line of sweat suits that readies men for the boardroom and living room sofa. A digital and social media campaign promotes the fleece ...
NEW! Southern Comfort Launches Wacky Music Video Starring Danny McBride
Nov. 19, 3:58 p.m.
Southern Comfort launched a music video for its first-ever song, "SHOTTASoCo." The video for the outrageously catchy tune stars Danny McBride as a man who travels the globe to have a drink with his lady. You could say that he soars. An animated version of McBride takes to the skies ...
NEW! MapQuest Rebrands, Launches New Ad Campaign
Nov. 18, 4:23 p.m.
MapQuest can't solve all your problems, but it can help you navigate to happier times faster. The company launched a rebranding campaign with a pair of TV ads targeting a younger demographic. Each ad takes a light-hearted route and navigates a user out of traffic or toward a fun adventure. ...
MasterPass Allows For More Dancing And Less Typing
Nov. 18, 12:45 p.m.
Like "Saturday Night Live" star Kate McKinnon, I would rather be dipped by a studly Spanish dancer than fill in online shopping forms. In a 30-second spot for MasterPass from MasterCard, McKinnon stands inside a giant online shopping form, lamenting that she would rather be buying a dress than typing ...
Hockey Player Performs Trick Shots To Promote Hockey Stick
Nov. 18, 12:45 p.m.
My first thought was "How'd he do that?" Chicago Blackhawks player Jonathan Toews gets paid big bucks for his impressive wrist/eye coordination. The hockey player stars in a 50-second stunt video that promotes Bauer's new Nexus 1N hockey stick. Toews places a water bottle on top of a hockey net ...
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NEW! Coach Brand Loyalist Gets Fresh With Santa In Christmas Ad
Sparks & Honey Launches App That Matches Pop Culture Stories With Current Trends
NEW! Stove Top Introduces Artisanal Hipster Pilgrim
NEW! Christmas Ornaments Come To Life In New York Lottery's Holiday Campaign
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Third Annual Dubin Breast Center Fact vs. Fiction
Third Annual Dubin Breast Center Fact vs. Fiction Luncheon and Symposium presents some of Mount Sinai's best in Breast Surgery, Medical Oncology, Breast Imaging, Reconstructive Surgery, Breast Cancer Research, and Lifestyle and Diet.
The Future of Science Now: Innovation at Mount Sinai
The Icahn School of Medicine at Mount Sinai has created a uniquely fertile environment for its scientists, clinicians, and faculty to innovate biomedical research, practice, and education -- with the ultimate aim of producing the kinds of discoveries and therapeutic advances that will change how humans are effected by disease. Meet our innovators and learn how they are changing the face of medicine.
The Dubin Breast Center
We invite you to watch two special videos and learn more about the impact Dubin Breast Center's unique services have on our patients and our community and how Dr. Parsons and our remarkable Dubin Breast center team will change the way we treat patients in the future.
Second Annual Dubin Breast Center Fact vs. Fiction
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Meet the Directors
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Management Bios | Company History | TD Bank Facts
Rob joined TD Bank on November 15, 2010 and is currently Regional President for North and South Carolina. In this role, he is responsible for overseeing commercial and retail banking as well as coordinating TD Bank's related business lines, including mortgage lending, real estate finance, insurance, wealth management, private banking, brokerage and related business and consumer services.
Rob has more than 30 years of progressive banking experience. Prior to joining TD Bank, he was the Pennsylvania/Delaware Business Banking & Small Business Banking Executive for Wells Fargo Bank, formerly known as Wachovia Bank, and served as Community Banking Segment CEO for Wachovia covering Virginia, North Carolina, South Carolina, Georgia and Alabama.
A graduate of The Citadel in Charleston, SC, Rob holds a Bachelor of Science in business administration as well as a Master of Business Administration from Wake Forest University in Winston-Salem, NC. He currently serves on boards for the Governor's School of the Arts, SC Arts Commission, The Peace Center and The United Way.
Rob is married to Allyn Hoak and they have two children.


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Love the Olive Oil Scent
By Karen
from Ohsweken
Love this hand cream. Moisturizes well, non greasy and scent is heavenly (my all time favourite in the Perlier line)and I use it on my feet too. Please bring back the body moisturizing cream in this scent
Bottom Line Yes, I would recommend this to a friend
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Olive oil is the best
By Sam
from Ontario
All time favourite scent by Perlier. Wish TSC carried more products in this line.
One of my favourites from Perlier
By Orleans
I ordered these in a hurry and did not notice that they were a hand mask and not hand cream. I wanted to purchase hand creams. However, upon trying them I would definitely say that these are more like hand creams then anything. I had my friends try the cream as well and they said that their hands were smooth and did not feel sticky after applying it. We all loved the scent and as I mentioned above, it is one my favourite scents in the Perlier line.
Good hand cream....
By CCS
from Winnipeg MB
A little heavy but does absorb well. Love Perlier.
( 2 of 3 customers found this review helpful)
This is not hand cream!!!
By CAROLE
from ST-CALIXTE
This is not a hand cream, its a hand mask but advertised as a hand cream. I've used Perlier hand creams before and these are not it. This one you have to leave it on your hands 10-15 minutes then wipe it off - a mask not a cream. I'm definitely sending it back. Too bad, I love their hand cream.
Bottom Line No, I would not recommend this to a friend
( 1 of 1 customers found this review helpful)
Nice hand cream
By Cheryl
from Cambridge, Ontario
I like the creamy lotion. It makes my hands feel very soft. It is a nice product.
( 2 of 2 customers found this review helpful)
Perlier products are wonderful
By Margit
from Mississauga
I have been using Perlier products for many years. Olive oil hand cream and body cream are my favourites. This hand cream is excellent. I use it morning and night. My skin is soft and supple even in this dry cold winter.
Love it !!!
By Kathy
from Ennismore
First time ordering Perlier and will continue to purchase again in the future :) This Hand Mask is very nourishing and lightly scented. My hands feel soft and I will definately order this again. Sorry to see that it's sold out at the moment :) but I can understand why. Love this and other Perlier products. Can't wait till Meg returns to TSC. Excellent product line !!!!
( 4 of 5 customers found this review helpful)
Where's the olive?
By Love Clothes
I do not like the smell of the hand cream at all. I smell rose scent above anything else.What makes it worse though is that, for me, it does not moisturize much at all. I have to keep re-applying it. What's the point?Only VERY COSTLY return fees have me using the product and I will never buy again.
( 4 of 4 customers found this review helpful)
LOVE this product
By Cinnamon
from Winnipeg
Have used this hand cream Olive for years, glad to see it back, love the scent and it does a great job moisturizing. Just ordered a 2nd duo, hope it gets me through this winter. A+ product on my books.


text:
The Southwestern Historical Quarterly
vital. But if they were worth mentioning at all, they were worth
an attempt to state them correctly, which would have been pos-
sible in most of the cases. Moreover, one cannot fail to see that
the effect of these inaccuracies is cumulative, and that incorrect
general notions must accompany such inaccuracy of detail.
A more casual reading of other portions of the work reveals
the same newness to the field on the part of the author. Perhaps
the most suggestive comment left for the reviewer to make is that,
clearly, four years are not enough to master so large and so new
a field as that covered by Professor Coman's book.
History of the German Element in Texas from 1820-1850, and
Historical Sketches of the German Texas Singers' League and
Houston Turnverein from 1853-1918. By Moritz Tiling, In-
structor in History, Houston Academy. (Houston, 1913. 12mo.
Pp. viii, 225.)
This volume is one of the proofs of the increasing attention
that is given to the part played by the Germans in the development
of this State. In his preface the author calls attention to the
brevity of the mention made of Germans in Texas by former his-
torians. "This plain, unpretending monograph has been written,"
he informs the reader, "for the purpose of preserving to posterity
the records of German achievements in the colonization and up-
building of the great State of Texas." (Preface.)
The volume is divided into five parts: 1. The German Element
in Texas, 1820-1850 (pages 1-131). 2. Historical sketch of the
Texas German Singers' League, 1853-1913 (pages 135-159). 3.
Historical sketch of the Houston Turnverein, 1854-1913 (pages
163-175). 4. German Day celebrations in Houston, 1889-1910
(pages 177-181). 5. Appendices (pages 183-225).
The section entitled, "The German Element in Texas, 1820-
1850," constitutes the principal part of the book. It is the least
satisfactory part of the book. There is no valid reason why the
author should select the years 1820 to 1850 as representative of the
history. of Germans in Texas. Few Germans came to Texas prior
to 1830; most of them arrived after 1845. As a matter of fact,
Texas State Historical Association. The Southwestern Historical Quarterly, Volume 17, July 1913 - April, 1914. Austin, Texas. The Portal to Texas History. http://texashistory.unt.edu/ark:/67531/metapth101061/. Accessed November 28, 2015.


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Erica K. Smith
President-Elect 2015-2016
Erica Smith practices in the areas of probate, estate planning, trust administration, land use, and local government law at Fisher & Sauls, P.A. Prior to joining Fisher & Sauls, Erica served as an Assistant City Attorney for the City of St. Petersburg and practiced in a private law office practicing in the areas of wills, trusts and estates, real property, and corporate law.
Erica is very active in the St. Petersburg Bar Association, where she currently serves as the Young Lawyers Section Chair, a member of the Membership Committee, and a member of the Executive Committee. She is also a member of the St. Petersburg Chamber of Commerce Young Professionals, the Suncoast Estate Planning Council, and the Suncoast Hospice Professional Partners Council.
In the community, Erica has served as a Guardian ad Litem in the Sixth Judicial Circuit since 2008 and has been recognized with the distinction of being named a "Master Guardian ad Litem" for her dedication and skill in advocating for children in the dependency system in Pinellas County. She is a mentor at Northeast High School and tutors weekly at Academy Prep, a tuition-free private institution for middle school students from low-income families. She also volunteers her time at the Community Law Program Elder Law and Probate Clinics, providing legal advice and services to low-income Pinellas residents.
Erica graduated as a member of the prestigious Phi Beta Kappa honor society from The College of William and Mary before attending law school at Stetson University College of Law. She graduated Magna Cum Laude from Stetson, where she received a full merit scholarship and was selected for the Honors Program.
Gregory J. Hoag is a partner with the firm of Masterson, Hoag & Smith, P.A. focusing on medical malpractice, personal injury/wrongful death and legal malpractice. His firm has been dedicated to representing victims of negligence since 1963 and has consistently been recognized among the Best Law Firms by U.S. News and World Reports and Super Lawyers. Mr. Hoag earned his undergraduate degree from the University of Central Florida and his Juris Doctorate and Masters in Business Administration from Stetson University College of Law. He has been recognized by his peers as a Florida Rising Star by Florida Super Lawyers, as an Up and Comer by Florida Legal Elite and as a Top 40 Under 40 by the National Trial Lawyers Association. Mr. Hoag previously served a term on the Executive Committee and returns for a second term currently serving as Secretary for the organization. He has served as Past President of the St. Petersburg Bar Foundation and has been an active member of the bar having chaired numerous committees. Mr. Hoag has also been actively involved in The Florida Bar having previously served as Chair of the Sixth Judicial Circuit Grievance Committee and as an elected representative of the Board of Governors for the Young Lawyers Division of The Florida Bar. He currently serves as an appointed member of the Board of Governors for the Young Lawyers Division. Mr. Hoag has co-authored chapters in the Florida Medical Malpractice Handbook and Florida Civil Trial Practice Manual. He is also a member of the American Association of Justice and Florida Justice Association.
William B. McQueen
Treasurer 2014-2016
Mr. Fleming is a criminal defense attorney in the Tampa Bay area with over 20 years of experience. A focus of his practice is working with clients who have addiction and mental disorders find treatment. He actively assists clients to find the appropriate treatment for them and negotiates with the residential treatment programs to provide the services at many times less than the advertised cost. His passion to work with families who find themselves caught in the criminal justice system with a loved one extends to children at risk to do the same. He founded Lawyers for Literacy (www.LawyersforLiteracy.org) which is a non-profit organization that attracts volunteer attorneys and professionals to mentor at risk third graders in preparation for the reading portion of the FCAT.
Mr. Fleming is a graduate of the University of Florida and the Stetson College of Law. He currently serves on Stetson's Alumni Advisory Council. He is a member of the St. Petersburg Bar and serves on the St. Petersburg Bar Executive Committee. He also has served as the Solo and Small Firm section chair. He is admitted to practice in the U.S. District Court for the Middle District of Florida.
Term Expiring 2016
Kelli Hanley Crabb is a family law attorney who has practiced law in St. Petersburg since 1984. Ms. Crabb graduated from the University of South Dakota and was admitted to the South Dakota Bar Association in 1981. After law school, Ms. Crabb was employed as in-house counsel for IBP, Inc. (formerly Iowa Beef Processors, Inc.). After moving to Florida in late 1983, she joined the Battaglia, Ross law firm where she practiced law for twenty-nine years. Ms. Crabb is a co-founder of the law firm of Weber, Crabb & Wein, P.A. Although she has engaged in business litigation and related practice during her law career, Ms. Crabb now specializes in family law. Ms. Crabb believes that it is important that family law attorneys remember the impact that litigation has on the children and enjoys advocating for children as a guardian ad litem.
Ms. Crabb has been very involved with Suncoast Hospice over more than twenty years, currently serving as Chair of the Board of Directors of Suncoast Caring Communities (now known as Empath Health), the parent company, as well as serving on the Board of Directors (and immediate past Chair) of Suncoast Hospice and PACE. Ms. Crabb is a member of the Toby Weinmann Advisory Board and other various committees associated with Hospice and its related entities. Ms. Crabb is active in her church, Holy Family Catholic Church, where she currently is a reader and previously served on the Parish Counsel (including a term as president). Ms. Crabb has served as a pastoral care volunteer at St. Anthony's Hospital and was a member of the St. Anthony's Institutional Review Board (IRB). Ms. Crabb was previously the chair of the Family Law Section of the St. Petersburg Bar Association and has recently been appointed to a Florida Bar Grievance Committee "D".
Bruce H. Denson
Term Expiring 2016
Beth A. Horner
Term Expiring 2017
Beth is Senior Vice President and Trust Director for The Bank of Tampa where she assists affluent and high net worth clients as well as trust grantors and beneficiaries. She previously served as Senior Trust and Fiduciary Specialist for Wells Fargo Private Bank and as Senior Trust Officer for Bank of America. Beth briefly served as General Counsel for St. Petersburg College. She also practiced with Steven L. Hearn, P.A. and with Harris, Barrett, Mann and Dew where she concentrated in the areas of trusts, estates and guardianships, specializing in litigation. Beth has served as the Chair of the Probate and Guardianship Section for two terms, the Law Day Committee, The Liberty Bell Award Blue Ribbon Committee, and served several years on The Board for the St. Petersburg Bar Foundation. She currently serves on the St. Petersburg College Foundation Board of Trustees and on the Executive Committee for the Suncoast Estate Planning Council. Beth earned her J.D. from Stetson University College of Law, her M.Ed. from University of North Texas, and her B.S. from the Florida State University.
Jovita Kravitz
Term Expiring 2017
Jovita has been actively involved in the St. Petersburg Bar Association since moving to St. Pete in 2005. Jovita previously served on the Paraclete Editorial Committee and was the magazine's editor for several years. She practices plaintiff's injury law and medical malpractice litigation at her and her husband's firm, Kravitz Law Group, P.A. in St. Petersburg.
Jovita is also on the board of Community Law Program and previously served on the board of the Pinellas Chapter of the Florida Association for Women Lawyers (PFAWL) as Awards Director. She recently joined the board of the Warehouse Arts District Association as secretary, which is building the Arts Xchange in South St. Petersburg. Additionally, Jovita is a member of the National Association of Professional Women, Barney Masterson Inn of Court, Tampa Bay Trial Lawyers Association, and the Florida Justice Association.
Jovita graduated cum laude from Suffolk University Law School in Boston. She graduated summa cum laude from the University of Massachusetts.
Stephen Lewellyn
Term Expiring 2016
Stephen Lewellyn practices in the area of U.S. and international patent law, including preparing and prosecuting patent applications before the U.S. Patent and Trademark Office and foreign counter-part offices. In addition, Stephen handles complex appeals and patent trials before the Patent Trial and Appeal Board and reexamination proceedings before the U.S. Patent and Trademark Office.
Stephen counsels emerging companies in identifying valuable intellectual property, establishing invention disclosure policies, strategic patent procurement, and patent portfolio management. He has experience in the mechanical, electrical, business method, and software arts. And has prepared and prosecuted over 350 patent applications across a breadth of technologies including oil and gas drilling, logging and completion equipment, vehicle control systems, medical devices, various consumer products, firearms, vehicle control systems, combustion engines, agricultural equipment, excavation equipment, sporting equipment, games and others.
Sean K. McQuaid
Term Expiring 2017
Sean McQuaid is a partner with Battaglia, Ross, Dicus & McQuaid, PA practicing in the areas of personal injury/wrongful death, criminal defense and general civil litigation.
He is a member of the Florida Bar, the Bar of the Federal District Court for the Middle District of Florida, the St.Petersburg Bar Association, the National Association of Criminal Defense Attorneys, the Pinellas Association of Criminal Defense Lawyers, the Florida Association of Criminal Defense Lawyers and various other legal associations.
Mr. McQuaid is a Martindale Hubbel AV rated attorney, has a perfect ranking and client's choice award from Avvo.com and from 2013-2015, was recognized in Florida's top 40 under 40 by the American Society of Legal Advocates. He was named as Florida Super Lawyers Rising Star for 2014 and 2015 and Florida Trend Legal Elite's Up and Comer for 2014.
Mr. McQuaid has also been recognized for his service to the community. In August 2010, Governor Charlie Crist appointed him to the Judicial Nominating Commission for the Sixth Judicial Circuit covering Pinellas and Pasco counties. The term of his appointment ran from August 20, 2010 through March 2015. Mr. McQuaid also was appointed by St. Petersburg Mayor Bill Foster and City Council in October 2011 to serve on the Nuisance Abatement Board where he was elected Chairman in 2014 and continues to dedicate his time as a member of the Board. Mr. McQuaid has also been on the Board of the Harbor Isle Homeowners' Association in St. Petersburg for the past 8 years, where he served for 6 of those years as President. He also served on the Executive Committee and Board of the Suncoast Chapter of the Make-A-Wish Foundation and remains extremely active in the community.
Mr. McQuaid has been a resident of the St. Petersburg area since August 1997 when he began his legal studies at Stetson University College of Law, eventually graduating with Juris Doctor and Masters in Business Administration degrees. During law school he was a member of the Moot Court Board from 1998 through 2000, arguing in national competitions across the country.
While at Princeton University from 1993-97, Mr. McQuaid was a 4-year varsity letterman and was the captain of the Princeton University Baseball Team his senior year.
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12/3/2015St. Pete Bar HOLIDAY PARTY at the Mirror Lake Lyceum
12/4/2015Ethics CLE: Ethically Marketing in the Digital Arena at Staybridge Suites
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Kingold Jewelry Reports 2013 Third Quarter Financial Results Company to Hold Conference Call with Accompanying Slide Presentation on November 15, 2013, at 8:30 a.m. ET PR Newswire WUHAN, China, Nov. 14, 2013 WUHAN, China, Nov. 14, 2013 /PRNewswire/ -- Kingold Jewelry, Inc. ("Kingold" or "the Company") (NASDAQ: KGJI), one of China's leading manufacturers and designers of high quality 24-karat gold jewelry, ornaments and investment-oriented products, today announced financial results for its third quarter and nine months ended September 30, 2013. 2013 Third Quarter Financial and Operating Highlights (Comparisons are to 2012 Third Quarter): oNet sales increased 28.6% to $283.9 million compared to $220.8 million, largely as a result of increased production. oProcessed 13 metric tons [one metric ton = 35,274 ounces] of 24-karat gold products compared to 9.5 metric tons. oGross profit increased to $18.1 million from to $12.7 million, and gross margin was 6.4% compared to 5.7%, due to increased production as a result of greater access to gold through the Company's gold leasing transactions. oNet income attributable to common shareholders increased 31.4% to $11.0 million, or $0.17 per diluted share, from $8.4 million, or $0.15 per diluted share. oCash flow from operations of $6.3 million for the nine months ended September 30, 2013 oBook value per diluted share of $3.18 at September 30, 2013 compared to $2.97 at December 31, 2012. oKingold expects to process between 50-55 metric tons of 24-karat gold products in 2013. The Company processed 36.8 metric tons during the first nine months of 2013. oManagement to travel to the United States for meetings in New York and Boston during the week of November 18- 22 (details below). Management Comments Mr. Zhihong Jia, Chairman and CEO of Kingold, stated, "We have begun to realize the benefit of the gold leasing transactions entered into this year. As a result of increased access to gold, we have greater flexibility to expand our production capacity at favorable times in the market cycle. This has allowed Kingold to achieve higher margins, increase its cash flow from operations, and better manage its operations during the period. Throughout the first nine months of 2013, there has been considerable pressure on global gold pricing. While this has created challenges for Kingold and a number of gold manufacturers, we feel this presents a potential long-term opportunity to win market share from some of our less capitalized competitors. We believe the third quarter's strong sales and margin expansion despite this pressure on pricing demonstrates our ability to execute throughout varying market cycles. We are revising our 2013 sales volume guidance to provide for a tighter range of between 50-55 metric tons in 2013 and as a result expect to produce strong fourth quarter year-over-year improvements in production." Chairman Jia continued, "Subsequent to the quarter, we reached a milestone agreement that we feel is key for Kingold's long-term growth. We entered into an acquisition agreement to acquire 66,666 square meters (717,587 square feet) of industrial land for use in the development of Wuhan Kingold Jewelry International Industry Park. This is expected to be a major commercial complex where businesses in the jewelry industry and consumers can come together, with manufacturing, wholesale, and retail shopping. We plan to move part of our production facility to this industrial park, which will provide Kingold with greater flexibility to expand production levels. We are very excited about this project and look forward to updating investors on our progress." Update on Gold Lease Transactions On October 24, 2013, the Company announced an increase in the credit line established under its previously disclosed gold leasing agreement with China Construction Bank's Wuhan Jiang'An branch ("CCB"), dated December 20, 2012, whose term was extended until July 22, 2014 (the "Gold Leasing Agreement"). Kingold's total credit line under the Gold Leasing Agreement with CCB is now RMB400 million (approximately US$65.4 million), an increase of RMB150 million from the original credit line of RMB250 million. During the first nine months of 2013, the Company signed a new gold leasing agreement with the Wuhan branch of Shanghai Pudong Development Bank Ltd. ("SPD Bank") (under its previously disclosed framework agreement) and entered into a new similar gold leasing arrangement with the Wuhan branch of CITIC Bank Corporation Limited ("CITIC Bank"). The Company leased the gold as a way to fuel its growth and will return the same amount of gold to CCB, SPD Bank, and CITIC Bank at the end of the respective lease agreements. Development of Wuhan Kingold Jewelry Industrial Park On October 23, 2013, subsequent to the end of the quarter, the Company entered into an acquisition agreement to acquire from Wuhan Huayuan Science and Technology Development Limited Company the operating rights for 66,666 square meters (717,587 square feet) of industrial land for use in the development of Wuhan Kingold Jewelry International Industry Park in the Jiangan district, Wuhan (the "Park"), for approximately RMB1.0 billion (approximately USD$164 million at current exchange rates) . The Company expects construction of the Park to be completed by mid-2015. The construction of the Park is anticipated to be an integral part of the Company's long-term growth strategy as the Company expects that it will create a major hub for the jewelry industry in the central region of China. Kingold intends to update investors as the project progresses. Operational Review In the third quarter of 2013, Kingold processed a total of 13.0 metric tons of 24-karat gold products compared to 9.5 metric tons processed in the prior year period. The Company's net sales consisted primarily of sales of branded products to wholesale and retail customers, as well as fees generated from customized production (as detailed in the table below). Of the 13.0 metric tons processed during the period, Kingold's branded production accounted for 7.2 metric tons (55.2%) and customized production accounted for 5.8 metric tons (44.8%). In the third quarter of 2012, Kingold processed a total of 9.5 metric tons of gold, of which branded production accounted for 4.6 metric tons (48.6%) and customized production accounted for 4.9 metric tons (51.4%). In the first nine months of 2013, the Company processed a total of 36.8 metric tons of gold, of which branded production accounted for 20.3 metric tons (55.2%) and the customized production accounted for 16.5 metric tons (44.8%). In the first nine months of 2012, Kingold processed a total of 30.2 metric tons of gold, of which branded production accounted for 14.7 metric tons (48.8%) and customized production accounted for 15.5 metric tons (51.2%). Metric Tons of Gold Processed Three Months Ended: September 30, 2013 September 30, 2013 Branded* 7.2 55.2% 4.6 48.6% Customized** 5.8 44.8% 4.9 51.4% Total 13.0 100% 9.5 100% Nine Months Ended: September 30, 2013 September 30, 2012 Branded* 20.3 55.2% 14.7 48.8% Customized** 16.5 44.8% 15.5 51.2% Total 36.8 100% 30.2 100% * Branded Production: The Company purchases gold from the Shanghai Gold Exchange to produce branded products. ** Customized Production: Clients who purchase customized products supply gold to the Company for processing. 2013 Third Quarter Financial Review oNet sales for the three months ended September 30, 2013 was $283.9 million, an increase of $63.1 million, or 28.6%, from $220.8 million for the three months ended September 30, 2012. The increase in net sales was primarily driven by increased production of $98.1 million, offset by approximately $40.1 million due to the decrease in the price of gold, with the remaining increase due to the translation gain from RMB into USD. oGross profit for the three months ended September 30, 2013 was $18.1 million, an increase of $5.5 million, or 43.2%, from $12.7 million for the same period in 2012. Gross margin for the three months ended September 30, 2013 was 6.4% compared to 5.7% for the same period in 2012. The increase in gross profit and gross margin was primarily due to increased production and higher processing fees for customized production in the three months ended September 30, 2013. oNet income attributable to Kingold shareholders for the third quarter of 2013 increased 31.4% to $11.0 million, or $0.17 per diluted share based on 64.5 million weighted average diluted shares outstanding, from $8.4 million, or $0.15 per diluted share based on 54.2 million diluted shares outstanding, in the prior year period. Fiscal 2013 Nine Month Financial Review oNet sales for the nine months ended September 30, 2013 was $872.3 million, an increase of $158.0 million, or 22.1%, from $714.3 million in prior year period. The increase in net sales was primarily driven by increased production, offset by approximately $86.7 million due to the decrease in the in the price of gold, with the remaining increase due to gains from exchange rate fluctuations. oGross profit for the nine months ended September 30, 2013 was $35.6 million, compared to $39.2 million in the prior year period. The Company's gross margin for the nine months ended June 30, 2013 was 4.1% compared to 5.5% for the prior year period. The primary reason for the decrease in gross margin was that the unit processing fee for branded production was higher in the nine months ended September 30, 2012. oNet income attributable to Kingold shareholders for the nine months ended September 30, 2013 was $20.4 million, or $0.32 per diluted share based on 63.3 million weighted average diluted shares outstanding, compared to net income of $25.3 million, or $0.47 per diluted share based on 54.2 million weighted average diluted shares outstanding, in the prior year period. Balance Sheet and Cash Flow (in millions except for percentages) 9/30/2013 12/31/2012 % Change Cash $ 23.3 $ 2.5 832% Inventories (gold) 169.4 150.0 12.9% Working Capital 193.1 149.2 29.4% Short-term debt 8.2 6.6 24.2% Stockholders' Equity 204.8 161.5 26.8% Outlook for 2013 Kingold revised its 2013 guidance, and believes that the Company will process between 50 metric tons and 55 metric tons of gold products in 2013. This guidance is based solely on current projected, organic growth, and would represent a 32.3% to 45.5% increase from the 37.8 metric tons processed in 2012. Upcoming Investor Meetings As previously announced, the Company's management team will be hosting investor meetings and conducting media appearances throughout the week of November 18^th in New York and Boston. The Company's management team will present an overview of Kingold's operations, including a discussion of its strategy and recent activities. Conference Call Details Kingold also announced that it will discuss financial results in a conference call on Friday, November 15, 2013, at 8:30 AM ET. The dial-in numbers are: Live Participant Dial In (Toll Free):877-407-9038 Live Participant Dial In (International): 201-493-6742 The conference call will also be webcast live. To listen to the call, please go to the Investor Relations section of Kingold's website at www.kingoldjewelry.com, or click on the following link: http://kingoldjewelry.equisolvewebcast.com/q3-2013. The Company will have an accompanying slide presentation available in PDF format on its homepage prior to the conference call. About Kingold Jewelry, Inc.: Kingold Jewelry, Inc. (NASDAQ: KGJI), centrally located in Wuhan City, was founded in 2002 and today is one of China's leading designers and manufacturers of 24-karat gold jewelry, ornaments and investment-oriented products. The Company sells both directly to retailers as well as through major distributors across China. Kingold has received numerous industry awards and has been a member of the Shanghai Gold Exchange since 2003. For more information, please visit www.kingoldjewelry.com. Business Risks and Forward-Looking Statements This press release contains forward-looking statements that are subject to the safe harbors created under the Securities Act of 1933 and the Securities Exchange Act of 1934. These include statements regarding the amount of gold to be processed in 2013, Kingold's ability to withstand global gold pricing pressure and to win market share from its competitors that are less capitalized than Kingold, Kingold's anticipated fourth quarter and 2013 production results, Kingold's plans for the construction and completion of the Wuhan Kingold Jewelry International Industry Park (the "Park") to serve as a major commercial complex, and Kingold's plan to move part of its production facility to the Park and the greater production levels such move will provide. Readers are cautioned that actual results could differ materially from those expressed in any forward-looking statements. In addition, please refer to the risk factors contained in Kingold's SEC filings available at www.sec.gov, including Kingold's most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q. Readers are cautioned not to place undue reliance on any forward-looking statements, which speak only as of the date on which they are made. Kingold undertakes no obligation to update or revise any forward-looking statements for any reason. Company Contact: Kingold Jewelry, Inc. Bin Liu, CFO Phone: +1-847-660-3498 (US) / +86-27-6569-4977 (China) +86-27-6569-4977 (China) Email: email@example.com Investor Relations The Equity Group Inc. In China Adam Prior, Senior Vice President Katherine Yao, Associate (212) 836-9606 +86 10-6587-6435 email@example.com email@example.com KINGOLD JEWELRY, INC. CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (IN US DOLLARS) (UNAUDITED) For the three months ended For the nine months ended September 30, September 30, 2013 2012 2013 2012 NET SALES $ 283,890,000 $ 220,836,949 $ 872,340,210 $ 714,290,183 COST OF SALES Cost of sales (265,440,712) (207,868,634) (835,851,327) (674,193,265) Depreciation (304,815) (296,524) (906,590) (890,419) Total cost of (265,745,527) (208,165,158) (836,757,917) (675,083,684) sales GROSS PROFIT 18,144,473 12,671,791 35,582,293 39,206,499 OPERATING EXPENSES Selling, general and 1,143,882 756,674 3,139,638 3,165,658 administrative expenses Stock compensation 375,002 379,450 1,133,790 1,047,355 expenses Depreciation 36,293 36,710 110,286 104,584 Amortization 26 2,983 6,080 8,958 Total Operating 1,555,203 1,175,817 4,389,794 4,326,555 Expenses INCOME FROM 16,589,270 11,495,974 31,192,499 34,879,944 OPERATIONS OTHER INCOME (EXPENSES) Other Expense - - - (1,559) Interest (1,361,674) (113,298) (3,112,596) (336,212) expense Total Other (1,361,674) (113,298) (3,112,596) (337,771) Expenses, net INCOME FROM OPERATIONS 15,227,596 11,382,676 28,079,903 34,542,173 BEFORE TAXES INCOME TAX PROVISION (BENEFIT) Current 3,402,482 3,016,059 8,197,780 9,280,633 Deferred 830,419 - (471,468) - TOTAL INCOME 4,232,901 3,016,059 7,726,312 9,280,633 TAX PROVISION NET INCOME $ 10,994,695 $ 8,366,617 $ 20,353,591 $ 25,261,540 OTHER COMPREHENSIVE INCOME Total foreign currency $ 1,278,588 $ 1,700,761 $ 4,780,603 $ 752,777 translation gains COMPREHENSIVE $ 12,273,283 $ 10,067,378 $ 25,134,194 $ 26,014,317 INCOME Earnings per share Basic $ 0.17 $ 0.16 $ 0.32 $ 0.47 Diluted $ 0.17 $ 0.15 $ 0.32 $ 0.47 Weighted average number of shares Basic 64,334,400 53,578,218 63,073,008 53,286,072 Diluted 64,486,938 54,246,563 63,310,034 54,200,552 KINGOLD JEWELRY, INC. CONDENSED CONSOLIDATED BALANCE SHEETS (IN US DOLLARS) (UNAUDITED) September30, December31, 2013 2012 ASSETS CURRENT ASSETS Cash $ 23,317,032 $ 2,544,114 Restricted cash 4,335,470 - Accounts receivable 280,561 692,762 Inventories 169,380,149 150,041,421 Other current assets and prepaid expenses 431,603 133,539 Value added tax recoverable 8,221,018 7,031,374 Deferred income tax assets 477,100 - Total Current Assets 206,442,933 160,443,210 PROPERTY AND EQUIPMENT, NET 11,022,487 11,683,987 OTHER ASSETS Other assets 157,131 153,029 Intangible assets, net 510,653 503,313 Total other assets 667,784 656,342 TOTAL ASSETS $ 218,133,204 $ 172,783,539 LIABILITIES AND STOCKHOLDERS' EQUITY CURRENT LIABILITIES Short term loans $ 6,510,523 $ 6,340,551 Other payables and accrued expenses 1,021,321 1,445,513 Related party loan 1,727,265 209,890 Income tax payable 3,422,526 2,587,680 Other taxes payable 621,669 659,989 Total Current Liabilities 13,303,304 11,243,623 COMMITMENTS AND CONTINGENCIES - - EQUITY Preferred stock, $0.001 par value, 500,000 shares authorized, none issued or outstanding as of September 30, 2013 and December 31, - - 2012 Common stock $0.001 par value, 100,000,000 shares authorized, 64,431,140 and 54,521,140 shares issued and outstanding as of September 30, 2013 and December 31, 64,431 54,521 2012 Additional paid-in capital 75,802,554 57,656,674 Retained earnings Unappropriated 112,960,040 92,606,449 Appropriated 967,543 967,543 Accumulated other comprehensive income 15,035,332 10,254,729 Total Equity 204,829,900 161,539,916 TOTAL LIABILITIES AND EQUITY $ 218,133,204 $ 172,783,539 KINGOLD JEWELRY, INC. CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS (IN US DOLLARS) (UNAUDITED) For the nine months ended September 30, 2013 2012 CASH FLOWS FROM OPERATING ACTIVITIES Net income $ 20,353,591 $ 25,261,540 Adjusted to reconcile net income to cash used in operating activities: Depreciation 1,016,876 995,002 Amortization of intangible assets 6,080 8,958 Share based compensation 1,133,790 1,047,355 Inventory valuation allowance 7,115,531 - Deferred tax provision (benefit) (471,468) - Changes in operating assets and liabilities (Increase) decrease in: Accounts receivable 425,686 517,022 Inventories (22,251,264) (33,590,814) Other current assets and prepaid (291,007) 15,269 expenses Value added tax recoverable (989,335) (3,001,419) Increase (decrease) in: Other payables and accrued (444,964) 81,959 expenses Income tax payable 756,440 1,572,629 Other taxes payable (55,351) (85,251) Net cash provided by (used in) 6,304,605 (7,177,750) operating activities CASH FLOWS FROM INVESTING ACTIVITIES Purchase of property and equipment (53,669) (149,666) Net cash (used in) investing (53,669) (149,666) activities CASH FLOWS FROM FINANCING ACTIVITIES Restricted cash (4,284,287) - Proceeds from related party loan 1,501,252 - Net proceeds from stock issuance 12,522,000 - Net proceeds from exercise of 4,500,000 - warrants Net cash provided by financing 14,238,965 - activities EFFECT OF EXCHANGE RATES ON CASH AND 283,017 142,448 CASH EQUIVALENTS NET INCREASE (DECREASE) IN CASH AND CASH 20,772,918 (7,184,969) EQUIVALENTS CASH AND CASH EQUIVALENTS, BEGINNING OF 2,544,114 8,810,173 PERIOD CASH AND CASH EQUIVALENTS, END OF $ 23,317,032 $ 1,625,205 PERIOD SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION Cash paid for interest expense $ 3,235,628 $ 354,686 Cash paid for income tax $ 7,441,340 $ 7,708,004 SOURCE Kingold Jewelry, Inc. Website: http://www.kingoldjewelry.com Website: http://kingoldjewelry.equisolvewebcast.com/q3-2013
Kingold Jewelry Reports 2013 Third Quarter Financial Results
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this clip never gets old, why couldn't she get wacked on crack and keep fuckin to pay the bills?
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7 years ago
7 years ago
shes not southern and her butt hole looked crazy towards the end
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- MaliFoodFunding via Réseau de Micro-institutions de Croissance de Revenus (RMCR)
Niéta Ton G...MaliRetailFunding via Réseau de Micro-institutions de Croissance de Revenus (RMCR)
Kotognongon...MaliRetailFunding via Réseau de Micro-institutions de Croissance de Revenus (RMCR)
Djekafo Group
They carry out various activities such as the purchase and sale of condiments and vegetables, like Mariam who is the first person sitting from left to right in the photo. They live in large traditional families in Kibaru in the Selingue district (part of the Sikasso region, Republic of Mali).
They have been running small businesses for several years and are very much in demand through their activities. To satisfy the growing needs of their customers, the group decided to join the Soro Yiriwaso loan program.
Mariam, who is the group president and very well known in Kibaru, excels in selling vegetables used in condiments. She plans to use the loan to buy different kinds of food condiments (peppers, tomatoes, onions, cabbages, eggplants) and citrus fruit. She gets her supplies from wholesalers in Bamako and retails her products in Selingue, for cash or credit to a clientele composed of men and women.
She hopes to attain a monthly benefit of 15,000 CFA francs, enabling her to repay the loan and to reinvest in her business.
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités.
Dans le souci de satisfaire le besoin croissant de leur clientèle, les membres du groupe ont décidé d'intégrer le programme crédit de Soro Yiriwaso.
MARIAM, qui est la présidente du groupe et très connue à KIBARU, et elle excelle dans la vente de légumes de condiments. Elle compte utiliser son prêt pour acheter de condiment alimentaires de différentes sortes (poivre, tomate, oignon, choux, aubergines) et des agrumes. Elle s'approvisionne à Bamako et sur place auprès des grossistes et vend ses articles à SELINGUE, en détail, au comptant et à crédit, à une clientèle composée d'hommes et de femmes.
Elle espère sur un bénéfice mensuel de 15.000FCFA somme qui lui permettra de rembourser le prêt et de réinvestir dans son activité.
Additional Information
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders' funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Mali
8View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 7 months (Additional Information)
- Repayment Schedule
- Monthly
- Pre-Disbursed:
- Sep 9, 2013
- Listed
- Sep 23, 2013
- Currency Exchange Loss:
- Possible
- Ended:
- Mar 17, 2014


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New British Prime Minister David Cameron,left, greets leader of the Liberal Democrats Nick Clegg on the doorstep of 10 Downing Street in London, Wednesday, May, 12, 2010. British Prime Minister David Cameron has quietly begun his first full day at work, arriving at his new home No. 10 Downing Street but making no immediate announcements about the shape of his government. Cameron, Britain's youngest prime minister in two centuries, has a heavy agenda on Wednesday, the day after he sealed a coalition deal between his Conservatives and the Liberal Democrats. (AP Photo/Lefteris Pitarakis)


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Photo: Louis DeLuca/Staff Photographer
Texas' Shin-Soo Choo slides in safely at second with a double as Chicago shortstop Alexei Ramirez applies the late tag in Texas' four-run fourth inning during the Chicago White Sox vs. the Texas Rangers major league baseball game at Globe Life Park in Arlington on Saturday, April 19, 2014. (Louis DeLuca/Dallas Morning News)
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Manson family tapes must be handed over to police, judge orders
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Posted on: June 4, 2010 10:28 am
Edited on: June 4, 2010 10:30 am
3 to watch: The Nationals league edition
Next week we'll ask whether Stephen Strasburg can transform the Nationals.
Today we're asking whether Strasburg can help change the image of the National League. Because right now, when a guy is struggling (or just plain lousy) in the American League, the common thought is that he might be better in the NL.
Or didn't you read about this week's Dontrelle Willis trade?
Willis has a career National League ERA of 3.78. He has a career American League ERA of 6.86. And instead of saying that his career went downhill after the 2007 trade that sent him from the Marlins to the Tigers -- and, in reality, had started to go downhill in his last two seasons in Florida -- the story when he was traded to the Diamondbacks this week was that maybe a change back to the NL would help.
Nice thought, except the National League scouts we talked to wanted nothing to do with Willis, not at the major-league minimum (which is all the Diamondbacks will be paying).
"I was really surprised that Detroit was fortunate enough to trade him," said one scout who watched Willis this season. "That's a great deal for Detroit, because they get a player [Billy Buckner] back.
"We'd take a chance on a pitcher, but not him. If my general manager would have called, I'd have said no. If he can get you five innings, then he's had a heck of a night. His command and control are just not very good."
In 22 career starts for the Tigers -- that's all they got for their $29 million -- Willis had just two games where he got an out in the seventh inning, and none where he finished seven innings. He averaged 5 1/3 innings a start this season.
Sounds perfect for a team with the worst bullpen in the majors (7.51 ERA).
"Is he going to start for them?" the scout asked. "Well, good for him. Whatever."
With that kind of report, how can we do anything but feature Willis' Diamondback debut in this weekend's 3 to watch:
1. Roy Halladay ended May with a perfect game. But if you take the whole month, Halladay's May ERA of 2.15 ranked just fourth among National League starters, behind Ubaldo Jimenez (0.78), Mat Latos (1.54) and Matt Cain (1.81). And in his first start since the perfect game, Halladay goes up against Latos, in Padres at Phillies, Friday night (7:05 EDT) at Citizens Bank Park . This is probably as good a time as any to remind you that since his perfect game, Mark Buehrle has won just five of his 24 starts. And since his perfect game, Dallas Braden is 0-3 in four starts, with a 4.13 ERA. If Halladay starts slipping, then maybe Armando Galarraga should thank Jim Joyce, after all.
2. The Diamondbacks sent out a mass e-mail on Thursday, filled with positive notes about how well their team is doing. That's a team that just finished an 0-9 road trip, a team that has lost 10 in a row, a team that got walked-off each of the last four games, a team that hasn't scored a run in 31 innings. Sounds like the kind of team that can turn Willis into a winner -- or at least pretend that he's winning. We'll see, when he faces Jhoulys Chacin, in Rockies at Diamondbacks, Saturday night (8:10 ET) at Chase Field .
3. It really is too bad that the Nationals didn't have Strasburg debut this weekend, perhaps on Saturday night against fellow San Diego native Mike Leake (who already has four major-league wins and has helped his team into first place). Instead, they chose to hold him back for Tuesday, against a Pirates offense that might more closely resemble the International League lineups he has been carving up in Syracuse. Oh well. We'll make do with Luis Atilano on Saturday, and Craig Stammen, in Reds at Nationals, Sunday afternoon (1:35 EDT) at Nationals Park . Remember, it's the last game the Nationals will ever play (at least for now) without Strasburg on their roster.
Category: MLB
Posted on: May 16, 2010 8:27 pm
3 to watch: The Ignoring the rivalry edition
The Yankees are playing the Red Sox, and you couldn't care less.
The Yankees are playing the Red Sox, and you can't believe that other network is showing them again.
The Yankees are playing the Red Sox, and just as a favor to you, we're not including them in this week's 3 to watch (although, if you must know, the second-place Yankees host the fourth-place Red Sox Monday and Tuesday, before hosting the first-place Rays Wednesday and Thursday):
1. One last Yankee-Red Sox reference: The Yankees lost their first eight meetings with the Red Sox last year, and in the end it meant nothing. So perhaps it means nothing that the Giants have lost their first six meetings with the Padres this year, scoring just eight runs in those six games. They haven't scored in two games against Tuesday night starter Mat Latos, and they've also lost twice to Clayton Richard, who starts in Giants at Padres, Monday night (10:05 EDT) at Petco Park .
2. For all their early-season troubles, the Angels are 2 1/2 games out of first place in the American League West. They just swept three games from one of the teams ahead of them (the A's), and now they get a chance at the other one, in Angels at Rangers, Tuesday night (8:05 EDT) at Rangers Ballpark . Vladimir Guerrero always looked forward to these Angels-Rangers series when he played for the Angels. Now he gets a chance from the other side.
3. Jason Heyward was everyone's preseason pick for National League Rookie of the Year. Mike Leake was nobody's. Heyward has eight home runs and 28 RBIs, so he's got a real chance. Leake is 4-0 with a 3.09 ERA for the first-place Reds, so you've got to say he has a chance, too. All of which should make Reds at Braves, Thursday afternoon (1:05 EDT) at Turner Field interesting.
At least as interesting as Yankees-Red Sox.
Category: MLB
Tags: 3 to watch, Angels, Braves, Giants, Jason Heyward, Mike Leake, Padres, Rangers, Red Sox, Reds, Vladimir Guerrero, Yankees
Posted on: March 1, 2010 5:16 pm
Edited on: March 1, 2010 11:18 pm
Padres' Gonzalez: 'I'm flattered'
PEORIA, Ariz. -- Adrian Gonzalez is fine with Jake Peavy's campaign to get him to the White Sox.
He's just not going to take part in the campaign himself.
"I'm flattered that he would want me as a teammate," the Padres first baseman said. "But I don't have any control about it. If [the Padres] trade me, they'll let me know after it happens. I don't even want to hear that they're talking about it."
Peavy told CBSSports.com last week that he has already spoken to White Sox general manager Ken Williams about Gonzalez, and that he strongly endorsed the idea of trying to trade for him.
"I want Adrian to be my teammate over here," Peavy said.
Gonzalez watched Peavy go through all the trade rumors, before he was eventually dealt to Chicago last July 31. But unlike Peavy, Gonzalez doesn't have any no-trade rights, so he can't control where he goes.
The Padres aren't talking about trading Gonzalez right now, but some rival executives believe that they will be open to trading him as soon as they fall out of the National League West race this season.
Gonzalez repeated what he said when he reported to spring training last week, that he's fully committed to the Padres. His contract with San Diego runs through the end of the 2011 season.
"When I step into this clubhouse, I'm 100 percent Padres," he said. "When I leave this clubhouse, I'm 100 percent my wife and my family."
He also said today that he believes the new Padres ownership and management team is "moving in the right direction."
As for Peavy, Gonzalez said he has no doubt that his ex-teammate (and maybe future teammate?) will succeed in the American League.
"Obviously, he's going to do great wherever he goes," Gonzalez said. "He could pitch against the Yankees every time out and do good."
Category: MLB
Tags: Adrian Gonzalez, Jake Peavy, Padres, White Sox
Posted on: July 31, 2009 6:30 pm
The deals that didn't get done
The Rangers were hot after a pitcher at the trading deadline -- but it wasn't Roy Halladay.
As the minutes ticked away before 4 p.m. EDT, the Rangers and Angels were both pushing hard in an attempt to acquire Heath Bell from the Padres, according to sources. It's not clear who the Rangers would have given up for Bell, but talks with the Angels centered on pitchers Jose Arredondo and Sean O'Sullivan and infielder Sean Rodriguez.
The Padres also discussed what would have been a monster deal with the Dodgers, one that would have sent both Bell and Adrian Gonzalez to Los Angeles. In one form of that deal that was discussed, the Dodgers would have parted with James Loney, Russell Martin, James McDonald, Blake DeWitt and Ivan DeJesus Jr.
The Dodgers apparently backed away from that trade.
As for Halladay, MLB.com's T.R. Sullivan reported that the right-hander told the Blue Jays that he wouldn't accept a possible trade to the Rangers, thus abruptly ending talks between the two teams. Blue Jays general manager J.P. Ricciardi told reporters that he was never close to making a Halladay deal.
The Red Sox talked about Halladay and Gonzalez, but in the end weren't willing to part with the prospects it would take to get a deal done. It wouldn't be shocking if the Padres and Red Sox revisit Gonzalez talks in the offseason.
Category: MLB
Tags: Adrian Gonzalez, Angels, Dodgers, Heath Bell, Padres, Rangers, trade deadline
Posted on: May 21, 2009 7:57 pm
If Peavy can't take AL, Sox better without him
Jake Peavy has every right to decide he'd rather not pitch for the White Sox. If a player can't exercise a no-trade clause, why have one in the first place?
That said, if Peavy just doesn't like the idea of pitching in the tougher American League and in hitter-friendly U.S. Cellular Field, well, the White Sox are better off without him.
When the news broke this morning that the Sox and Padres had agreed to a tentative trade for Peavy, White Sox people were understandably excited. The Sox are off to a bad start (even before their 20-1 loss to the Twins today), and a Peavy trade would no doubt energize the team. Besides that, the White Sox have never felt they had a legit No. 1 starter (maybe not since Jose Contreras was at his best in 2005).
There isn't another No. 1 starter on the market right now. There may not be another No. 1 starter on the market all year. White Sox general manager Ken Williams will keep searching for ways to get his team going, but there just isn't another Jake Peavy out there.
"There's not 10 better starting pitchers in baseball," one scout (who doesn't work for the White Sox) told me earlier today.
On stuff, maybe he is. But if I'm looking for an ace, I don't want a guy who has doubts about pitching in the AL -- or about pitching in a ballpark where the ball flies. I want a guy who thinks "I can win anywhere -- and I WILL win anywhere."
Had the trade gone through, the Sox would have been obligated to pay Peavy $15 million in 2010, $16 million in 2011 and $17 million in 2012.
That's reasonable money for an an ace. It's far too much for a guy with doubts.
It's fine for Peavy to say he'd prefer to stay in the National League. Greg Maddux is headed for the Hall of Fame, and he never wanted to leave the NL, either. Cole Hamels said last year that he never wants to pitch in the AL.
It's fine -- but it also suggests that the White Sox are better off without him.
Category: MLB
Tags: Jake Peavy, Padres, White Sox
Posted on: May 21, 2009 10:33 am
Edited on: May 21, 2009 2:37 pm
Padres, White Sox agree to Peavy trade
The White Sox have agreed to a deal to acquire Jake Peavy from the Padres, subject to the pitcher's approval of the trade. Left-handed pitchers Aaron Poreda and Clayton Richard would go to the Padres, along with one or two other pitchers, according to major-league sources.
Peavy's approval isn't a sure thing, and could be contingent on the White Sox agreeing to modify Peavy's contract, possibly picking up a $22 million option for 2013.
Agent Barry Axelrod, who represents Peavy, told CBSSports.com colleague Scott Miller that as of early afternoon Eastern time, he still hadn't spoken to Peavy today.
"I expect Jake to be pitching tomorrow night against the Cubs in San Diego," Axelrod said.
Axelrod dismissed the idea that the deal is completely in Peavy's hands.
"That's a simplistic view of it," he said. "Approval or disapproval is not necessarily in black and white. . . . One thing we've talked about is certain considerations might need to be given should Jake agree to a deal."
In the past, Peavy has said that he would much prefer to remain in the National League. Axelrod has suggested in the past that a new contract, or at least a decision to pick up the 2013 option, could help change his mind on that preference.
Axelrod said he plans to speak with Peavy later today, and he said a resolution could come quickly.
"We have no intention of making this long-term," Axelrod said.
The San Diego Union-Tribune first reported the possible deal in its Thursday editions, saying that Peavy met with Padres manager Bud Black to discuss it after the Padres' 2-1 win over the Giants Wednesday night.
Peavy has spoken with White Sox reliever Scott Linebrink, his former teammate with the Padres, and sources said that Linebrink told him he likes playing for the White Sox.
Peavy has the right to veto any trade, and in the past he has expressed a strong preference for remaining in the National League. Last winter, the Padres twice came close to trading Peavy, first to the Braves and later to the Cubs, but both deals fell through.
It was always expected that Peavy would be the subject of more trade talks as this season progressed, but the White Sox are a surprise suitor. In Poreda and Richard, though, the Sox had the young pitching that the Padres were looking to get back in any Peavy trade.
Poreda, a 22-year-old who was Chicago's first-round draft pick in 2007, has a 2.23 ERA in seven starts for Double-A Birmingham. The 25-year-old Richard has a 4.33 ERA in 14 games for the White Sox, including two starts. The other players involved would also be pitchers, sources said.
The White Sox have struggled in the early part of the season; even after back-to-back wins over the Twins, the Sox are still just 17-22, 5 1/2 games behind the first-place Tigers. While Sox officials still believe that the American League Central race is wide open, but that the next month of games could be critical. Until John Danks beat the Twins Wednesday night, White Sox starters other than Mark Buehrle were 0-8 this month, with a combined 8.11 ERA.
While Buehrle is 6-1 this year and has averaged 15 wins a year over the last eight seasons, most Sox people still don't regard him as a true No. 1 starter.
"We've never had a CC Sabathia or a (Justin) Verlander," one White Sox official said. "Or a Peavy."
Peavy is 3-5 with a 3.82 ERA in nine starts for the Padres, but one scout who saw him pitch recently said he's still a top-of-the-rotation starter.
"There's not 10 better starting pitchers in baseball," the scout said. "He doesn't have quite the velocity he did a couple of years ago, but he's a better pitcher now."
The rotation hasn't been Chicago's only problem. The White Sox are last in the American League with just 157 runs scored in 39 games. But White Sox officials believe the offense could improve as the weather warms up and the ball starts flying out of U.S. Cellular Field. Paul Konerko and Jermaine Dye have each homered in the first two games of the Twins series this week, as the Sox won both games, 6-2 and 7-4.
"They're not going to win unless two out of the three of [Jim] Thome, Dye and Konerko carry the load," one scout said.
Another scout's take: "Unless they get Danks and [Gavin] Floyd turned around, they're not going anywhere."
Category: MLB
Tags: Jake Peavy, Padres, White Sox
Posted on: December 11, 2008 7:07 pm
Leaving Las Vegas (with a few loose ends)
LAS VEGAS -- The winter meetings were a blur, and it's not fair to say that nothing got done as scouts and executives paused between games of blackjack and let it ride. The Mets came looking for one closer and found two, the Yankees got CC Sabathia, and the Tigers, a year after stunning the baseball world by trading for Miguel Cabrera, traded for Edwin Jackson in a deal that barely anyone even noticed.
But as the baseball world moved on Thursday, leaving Las Vegas to the usual collection of tourists and hard-core gamblers, the deals still to be done were far more plentiful than the deals that got done.
A look at what's left:
-- Mark Teixeira. Five teams are involved, and the Yankees have somewhat surprisingly reemerged as one of them. The Angels would like to keep Teixeira, but have begun to doubt that they will. The Nationals and Orioles can offer location and money, but not an immediate chance to compete. The Red Sox are still seen as the favorite, but as general manager Theo Epstein left the Bellagio Hotel on Thursday, no deal was done.
Are the Red Sox optimistic?
"Not too many people leave Vegas optimistic about anything," Epstein said, as he headed for the parking garage.
-- A.J. Burnett. What remains for Burnett is a decision that seems pretty straightforward. He can follow the money to the Yankees, who have a five-year, $80 million offer on the table. Or he can take less guaranteed cash and sign with the Braves, for four guaranteed years and about $60 million, with a very attainable vesting option for the fifth year. It's a fairly big gap, but Braves people remain hopeful, in part because they think Burnett favors Atlanta over New York, and in part because tax difference make the gap a little less than it seems.
-- Manny Ramirez. There really wasn't much talk about Ramirez this week, and the feeling among many baseball executives is that he'll eventually end up signing some sort of deal to return to the Dodgers.
"They have to sign him," one National League executive said. "He's the most popular player the Dodgers have had in years."
The Manny negotiations, or non-negotiations, haven't held up the Dodger plans, in large part because general manager Ned Colletti and his aides are barely involved in any Manny talks. Owner Frank McCourt is handling things. No one knows for sure how much money he'll spend, but some people in the organization believe it will eventually be enough to get a deal done.
-- Scott Boras. Teixeira is his. Manny is his. So are Derek Lowe, Oliver Perez, Garret Anderson, Jason Varitek and Pudge Rodriguez. All of them are free agents. None of them signed during the meetings. Needless to say, Boras isn't ready to start his Christmas vacation just yet.
-- The Mets. They got K-Rod. They got J.J. Putz. They also know they're not done, because right now their rotation consists of Johan Santana, Mike Pelfrey, John Maine and rookie Jon Niese. They need one more starter and maybe two, but their remaining funds are limited, so previous targets like Derek Lowe are basically out. They'll talk to the Cubs about Jason Marquis (as first reported by SI.com), and at some point (if the price drops) they could have more talks about bringing Oliver Perez back. It may not happen soon, but eventually they'll get someone.
-- The Yankees. They're in on Burnett. They're in on Teixeira. They're in on Lowe. They're in on Ben Sheets. And the New York Post reported Thursday that general manager Brian Cashman flew to Texas in an attempt to re-sign Andy Pettitte. They still want two more starting pitchers, and they wouldn't mind adding a center fielder or a first baseman, as well. They've got plenty on their plate, but they always do.
-- The Brewers. They put most of their offseason work on hold, while they waited and hoped that somehow Sabathia would choose to stay with them. He didn't, and Ben Sheets won't be staying, either. They're left with holes in their rotation, and with no money to fill them. They have to dump some salary to afford a mid-level starter, but their first attempt to trade Mike Cameron failed when the Yankees asked them for money. As one Brewers official said, the next couple of weeks could be interesting.
-- The Angels. They went into the winter with money to spend, and twin targets to spend it on. But Sabathia wouldn't take their money, and there's a real chance Teixeira won't, either. The backup plan is Raul Ibanez, perhaps combined with Brian Fuentes and/or a longshot run at Jake Peavy. Everyone says Peavy won't waive his no-trade clause to go to the American League, but the Angels may have no choice but to try.
-- The Cubs. They called off the Peavy trade talks, becoming the second team this winter to become frustrated after dealing with the Padres' dysfunctional front office. They already re-signed Ryan Dempster, so adding another starter wasn't a necessity, but the Cubs have plenty of work to do. Mark DeRosa, who would have gone to the Phillies as part of a three-way Peavy deal, is now being shopped as a third baseman. And the Cubs still have to get an outfielder.
-- The White Sox. They say they don't have to do anything more, but everyone fully expects that they will. The best guess is that Jermaine Dye will eventually be traded somewhere, and also that the Sox will add a short-term starting pitcher. Oh, and maybe a center fielder, too.
That's a lot of loose ends, and that's not even the full list. The Rays still need another bat, the Dodgers still need a shortstop and the Cardinals still need a closer. There are still a slew of unsigned outfielders, from Ramirez and Ibanez to Adam Dunn and Pat Burrell. Rafael Furcal, Orlando Hudson and Orlando Cabrera haven't yet found new homes, either.
So more will happen next week, and even into January. As general manager after general manager said this week, spring training doesn't start tomorrow.
Category: MLB
Tags: A.J. Burnett, Angels, Brewers, Cubs, Dodgers, Jake Peavy, Manny Ramirez, Mark Teixeira, Mets, Padres, White Sox, winter meetings, Yankees
Posted on: September 2, 2008 11:40 am
What's with all the cycles?
Nothing against Stephen Drew or Adrian Beltre. It still means something to hit for the cycle. It's still one of the rarest feats in the game.
It's just not nearly as rare as it once was.
A decade ago, a cycle was nearly as rare as a no-hitter. Through 1999, modern baseball had seen 204 cycles, 202 no-hitters.
Since then: 38 cycles, 12 no-hitters.
I'm not sure it means anything. Sure, we're in an era that favors hitters, but wasn't that also true in the 1990's? And yet, there were more no-hitters than cycles in the '90s (31-24).
A little cycle trivia: The Padres have been playing for 30 years, and yet they've never had anyone hit for the cycle. Neither Tampa Bay nor Florida has had a cycle hitter, either. And the Tigers once went 43 years (1950-93, or George Kell to Travis Fryman) without anyone hitting for the cycle.
Category: MLB
Tags: Adrian Beltre, cycle, George Kell, Marlins, no-hitter, Padres, Rays, Stephen Drew, Tigers, Travis Fryman


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"We were called to a fire in this area," said assistant chief Blake Vaughn. "We didn't realize it was our station until I got here."
By the time Vaughn arrived on the scene, the department was engulfed in flames, losing everything.
"By the time I got here, it was too late, it was fully engulfed. I immediately called for help," said Vaughn. "We lost everything. Our equipment, trucks… everything. We have a borrowed truck right now, but no gear to use with it."
Vaughn said surrounding departments responded to his call for help.
"Six stations responded, White Plains, Mortons Gap, Nortonville, Anton, Grapevine and Earlington was on stand-by," said Vaughn. "We also had departments on stand-by to take care of the county in case something else happened while this was going on."
Vaughn said they will still be responding to any fires in the area, with the help of neighboring departments.
"The neighboring departments will be helping us cover our area," said Vaughn. "We will still be responding. We got a truck, that was loaned to us from another department right now. We are also working on getting temporary equipment to use."
Neighboring departments also have begun to offer help to get them back on their feet.
"We have already had other departments offering to help us out," said Vaughn. "We will come together in a few hours and make a plan as far as getting temporary equipment and things like that."
At the time, how the fire was started, is still unknown and is currently under investigation.
"We are expecting it to be investigated today," said Vaughn. "The fire marshall is here and now we are waiting for ATF to arrive."
"This is just not something you see every day," said Vaughn. "Very unusual for a fire department to be on fire."
Amber Averitt
SurfKY Lead News Reporter
Photos by Amber Averitt
LIKE SurfKY on Facebook - Click here to LIKE us now.
© Copyright 2015 SurfKY News Group, Inc. All rights reserved. This material may not be published, broadcast, or rewritten without permission. SurfKY News encourages you to share this story on social media.
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text: Brilliant! How To Mow Your Lawn Without Even Working [VIDEO] By Rod Prahin September 1, 2013 6:47 AM Share on Facebook Share on Twitter This is what you would call a 'Redneck Gardner'. See for yourself. Who ever came up with this idea…I'm so trying it this weekend….if it works…whoo hooo! More party time for me! Filed Under: lawn mower Category: Videos Share on Facebook Share on Twitter More Leave a comment Send to a friend! Print this page Pin it! Reddit This! Share on Tumblr! Best of WCRZ Recommended For You Best of the Web