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Proxy Access, Deere-FCPA, Basel Capital Rules: Compliance
The U.S. Securities and Exchange Commission spent $2.5 million on a court-rejected rule aimed at making it easier for shareholders to put board nominees on corporate ballots, according to the agency's top official.
The SEC used about 21,000 staff hours -- valued at $2.2 million -- writing the so-called proxy access rule and needed $315,000 to defend it against a court challenge by the U.S. Chamber of Commerce and the Business Roundtable, SEC Chairman Mary Schapiro said in a letter to House lawmakers dated Aug. 5, according to a copy obtained by Bloomberg News. The letter's contents were confirmed by John Nester, an SEC spokesman.
Schapiro was responding to Republican Representatives Randy Neugebauer and Jeb Hensarling of Texas and Scott Garrett of New Jersey, who sought an accounting after the U.S. Court of Appeals in Washington decided in favor of the business groups on July 22. The lawmakers said the ruling that the SEC failed to properly study the rule's impact on companies raised "fundamental questions" about the agency's work and spending on such efforts reflects "serious mismanagement."
In her letter, Schapiro defended the spending, noting that it represented less than a tenth of a percent of the agency's budget during that time.
"Writing rules to effectuate free and fair markets is a time-consuming, resource-intensive effort for the SEC," she wrote. "The proxy access proposal was just one of more than 100 rulemakings the SEC has proposed or adopted over the past two years."
Compliance Action
Deere Says SEC Is Investigating Possible Violation of FCPA
Deere & Co., the world's largest farm-equipment maker, said the U.S. Securities and Exchange Commission requested documents related to Russia and a possible violation of the Foreign Corrupt Practices Act.
The request was received July 25 and Deere is cooperating, Ken Golden, a spokesman for the Moline, Illinois-based company, said Aug. 10 in an e-mail to Bloomberg News.
"The SEC has informed Deere that this is a non-public fact-finding inquiry to determine whether there have been any violations of the federal securities laws, and that the inquiry and document request do not mean that the SEC has concluded that Deere has broken the law," Golden said.
Russia is one of the countries where Deere Chief Executive Officer Samuel Allen is expanding operations as part of a goal to almost double sales to $50 billion by 2018. Deere, which first sold products in Russia 100 years ago, has plants in Domodedovo and Orenburg, offices in St. Petersburg and Moscow, and several sales and service locations around the country, the company said in a statement last year.
John Nester, an SEC spokesman, declined to comment. Laura Sweeney, a Justice Department spokeswoman, declined to comment.
The SEC request was reported earlier by the Wall Street Journal.
SEC Says Man Abused Girlfriend's Trust to Profit on Marvel
The U.S. Securities and Exchange Commission sued a California man, accusing him of using inside information obtained from a girlfriend to profit from Walt Disney Co.'s acquisition of Marvel Entertainment LLC.
Toby Scammell made more than $192,000 on $5,400 worth of call options purchased in the weeks before Disney's Aug. 31, 2009, announcement that it would pay $50 a share for the publisher of Spider-Man and X-Men comic books, the SEC said yesterday in a lawsuit filed in U.S. District Court in California.
Scammell, who was 24 years old at the time, learned about Disney's planned offer from a girlfriend who worked on the deal during a six-month externship at Burbank, California-based Disney, the SEC said. He never told the girlfriend about his trades, which he financed in part using money from accounts he controlled for his brother, who had served with the U.S. Army in Iraq, the agency said.
"Scammell exploited his romantic relationship for a financial windfall," Rosalind Tyson, head of the SEC's Los Angeles regional office, said in a statement. "His misuse of confidential information gave him an unfair and illegal edge over other traders in the markets."
Neither Scammell's brother nor his girlfriend were accused of wrongdoing, the SEC said. The agency wants Scammell to disgorge ill-gotten gains and pay a fine.
Disney completed the Marvel acquisition in January 2010.
A phone call to Miles Ehrlich, an attorney for Scammell at Ramsey & Ehrlich LLP, wasn't immediately returned.
Compania Internacional Financiera Denies Claims in SEC Suit
Compania Internacional Financiera SA denied claims by the U.S. Securities and Exchange Commission that the firm profited from insider trading in Arch Chemicals Inc. shares.
The SEC, in a lawsuit filed July 15 in Manhattan federal court, said Compania Internacional Financiera and two other firms -- Coudree Capital Gestion SA and Chartwell Asset Management Services -- made millions of dollars by buying Arch Chemical shares in the days before a July 11 announcement that Basel, Switzerland-based Lonza Group Ltd. planned to buy the specialty chemicals maker for $1.2 billion.
Compania Internacional Financiera and Coudree Capital Gestion, in a response filed Aug. 10, admitted they bought shares of Arch Chemical in the days leading up to the announcement, and began selling the shares on or about that day, making about $7.3 million in trading profits.
The companies "deny that their purchases of the securities of Arch Chemicals Inc. were 'suspicious,'" their lawyers said in the filing.
Chartwell, a Geneva-based investment adviser, also denied violating the law in a court filing.
The SEC said in the complaint that Compania Internacional and Coudree are controlled by Yomi Rodrig, a Turkish trader living in Geneva. The firms said in their response that Compania Internacional is controlled and owned by Rodrig, while denying that Coudree is.
The SEC won a temporary asset freeze in the case on the same day it filed the suit.
The case is U.S. Securities & Exchange Commission vs. Compania Internacional Financiera SA, 11-cv-04904, U.S. District Court, Southern District of New York (Manhattan.)
Compliance Policy
Fed Said to Track Basel Capital Rules for Biggest U.S. Banks
Federal Reserve officials are drawing up rules for the largest U.S. banks that won't be more stringent than global capital standards agreed to in Basel, Switzerland, according to a person familiar with the discussions.
Federal Reserve Governor Daniel Tarullo cited a "goal of congruence" between the Basel standards and the Fed's work on rules under the Dodd-Frank Act, which overhauls banking regulation, in a June 3 speech. The central bank hasn't veered from that, according to the person, who declined to be identified because the rules are still being drafted.
The Basel Committee on Banking Supervision, which includes regulators from the U.S. and Europe, set an additional capital buffer standard for the largest international banks in June that will range from 1 percentage point to 2.5 percentage points of risk-weighted assets. That comes on top of a requirement of 7 percent of common equity for all banks.
"I have always thought it was very important to try to preserve the level playing field for internationally active banks, and those are the key terms in Basel," said Ernest Patrikis, partner at law firm White & Case LLC and a former general counsel at the Federal Reserve Bank of New York. "There will be a sigh of relief" among bank executives that the Fed is staying within the Basel framework, he said.
Regulators worldwide are trying to curb the risk the largest banks pose to taxpayers and the financial system. The rule-making comes as bank stocks worldwide have plunged on forecasts for lower economic growth. Higher capital levels could have crimped bank returns even more, posing greater risk to a flagging U.S. recovery.
For more, click here.
France, Spain, Italy, Belgium Ban Short Sales to Halt Rout
France, Spain, Italy and Belgium imposed bans on short-selling to stabilize markets after European banks including Societe Generale SA hit their lowest level since the credit crisis.
"While short-selling can be a valid trading strategy, when used in combination with spreading false market rumors this is clearly abusive," the European Securities and Markets Authority, which coordinates the work of national regulators in the 27-nation European Union, said in a statement. National regulators will impose the bans "to restrict the benefits that can be achieved from spreading false rumors or to achieve a regulatory level playing field."
The watchdogs are trying to stem a rout that sent European bank stocks to their lowest in almost 2 1/2 years and quell concern that European lenders may be struggling to fund themselves. Banks' overnight borrowings from the European Central Bank jumped to the highest in three months yesterday, a sign some lenders may have need for emergency cash. Regulators imposed similar limits on short sales in September 2008 following the collapse of Lehman Brothers Holdings Inc.
Market turbulence has already led Turkey to curb short sales and threaten "severe" penalties for manipulation, following nations including Greece and South Korea. Britain, the first to impose a temporary ban in September 2008, lifted its restrictions in January 2009. The Financial Services Authority said yesterday it has no plans to reintroduce a ban.
Short-sellers sell borrowed shares with plans to buy them back later at a lower price, a practice politicians and some investors blame for roiling markets.
"EU policy makers don't seem to understand the law of unintended consequences," Jim Chanos, the short seller known for predicting Enron Corp.'s collapse, said by e-mail. "The vast majority of short-selling financial shares is by other financial institutions, hedging their counterparty risks, not speculators. The interbank lending market froze up completely in October to December 2008 -- after the short-selling bans."
For more, click here.
Abu Dhabi Investment Authority Sued by Madoff Firm Trustee
The trustee for Bernard L. Madoff's firm sued the Abu Dhabi Investment Authority, seeking to recover $300 million for victims of Madoff's Ponzi scheme.
Irving Picard said the sovereign wealth fund withdrew the money from Fairfield Sentry, a so-called feeder fund to Madoff's fraud, in a complaint filed yesterday in U.S. Bankruptcy Court in Manhattan.
Picard said he has the authority to take back the transfers made to the Abu Dhabi authority as he works to recover money for Madoff customers. Madoff is serving a 150-year sentence in a prison in North Carolina.
Erik Portanger, a spokesman for Abu Dhabi Investment Authority, didn't immediately respond to an e-mail seeking comment.
The case is Picard v. Abu Dhabi Investment Authority, 11-02493, U.S. Bankruptcy Court, Southern District of New York (Manhattan).
Validus Sues Transatlantic Seeking to Force Merger Talks
Validus Holdings Ltd. sued Transatlantic Holdings Inc. in a Delaware court seeking an order to force the company to consider its buyout offer over a deal with Allied World Assurance Company Holdings AG.
Transatlantic directors are "arbitrarily" refusing to enter into discussions with Validus even though its offer has a greater market value than Allied's, lawyers for Validus said Aug. 10 in a complaint in Delaware Chancery Court in Wilmington.
The New York-based reinsurer, which has also received an offer from Warren Buffett's Berkshire Hathaway Inc., failed to conduct a good-faith investigation of Validus's proposal, the Bermuda-based company said.
Transatlantic said this week it would ask Berkshire's National Indemnity Co. to improve its $3.25 billion unsolicited bid. The Berkshire unit submitted its offer Aug. 5 to buy Transatlantic for $52 a share.
The Allied and Validus deals were valued at about $3.2 billion and $3.5 billion when the bids were announced.
Steve Frankel, a spokesman for Transatlantic, declined to comment immediately on the Validus complaint.
Transatlantic sued Validus last month in federal court in Delaware over claims it was attempting to mislead shareholders into tendering their shares in violation of securities laws. That case is pending.
The case is Validus Holdings Ltd. v. Transatlantic Holdings Inc., CA6776, Delaware Chancery Court (Wilmington).
Sabre Resubmits Motion to Dismiss US Airways Antitrust Suit
Sabre Holdings Corp., embroiled in a dispute with airlines over fare and flight data distributed to travel agents, reinstated its request to dismiss an antitrust lawsuit brought by US Airways Group Inc.
The complaint fails to identify any illegal anticompetitive acts, Sabre said in a filing yesterday in federal court in Manhattan. It called the suit, filed in April, "US Airways' attempt to renegotiate the three-year contract" under which Sabre distributes the airline's fares and schedules to travel agents.
Sabre, based in Southlake, Texas, on June 30 asked a Manhattan judge to dismiss the case. Sabre later withdrew the request as part of an agreement between the parties, which called for Sabre to resubmit it yesterday. US Airways is due to respond to the motion today.
US Airways followed AMR Corp.'s American Airlines in suing Sabre, the largest U.S.-based so-called global distribution system, as the carriers seek more control over dissemination and sale of their products.
More than 35 percent of US Airways' annual revenue is booked through Sabre or Sabre-affiliated travel agents, the Tempe, Arizona-based airline said in April. Sabre collects and shares flight data, and owns travel website Travelocity.com.
In its suit, US Airways claimed that Sabre "engaged in a pattern of exclusionary conduct to shut out competition, protect its monopoly pricing power and maintain its technologically obsolete business model."
The case is U.S. Airways Inc. v. Sabre Holdings Corp., 11-cv-02725, U.S. District Court, Southern District of New York (Manhattan).


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1992 Chevrolet Blazer
Electrical problem
1992 Chevy Blazer 6 cyl All Wheel Drive Automatic
where is the location of the ecm
1992 Chevy Blazer 6 cyl All Wheel Drive Automatic
where is the location of the ecm
Damion melloy
July 17, 2008.
July 17, 2008.
The ECM is located behind the dash, mounted vertical in line behind the glove box area. You can see it if you look up to the right of the heater ducting.
Jul 19, 2008.
Jul 19, 2008.
Transmission problem 2003 Cadillac Escalade Esv V8 All Wheel Drive Automatic 118k miles I just bought 2003 Escalade Esv and I'm trying to find out if it is all wheel drive, how do ...
1 answer • 2003 Cadillac Escalade Esv
Drive Train Axles Bearings problem 2003 Volvo S60 6 cyl All Wheel Drive Automatic how does it work & how do i fix it ?
1 answer • 2003 Volvo S60
Transmission problem 2005 Volvo XC90 4 cyl All Wheel Drive Automatic 52000 miles is it possible that somehow the AWD is not working and the vehicle only functions as a front ...
1 answer • 2005 Volvo XC90
Other Category problem 1998 Jeep Laredo V6 All Wheel Drive Automatic 108000 miles I am wondering if it is really necessary to replace ALL 4 of my tires, just because I got a nail ...
1 answer • 1998 Jeep Laredo

subset: commoncrawl


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Richard Drew, the man who created the cover art for Led Zeppelin's "III" album, has died.
The reclusive artist, known professionally as Zacron, lost his battle with cancer in January, but his family members announced his passing only recently. He was 68.
Drew studied art with Eric Clapton and Jimmy Page at the U.K.'s Kingston College of Art and created a book with Page in the mid-1960s, according to Classic Rock magazine.
He created groundbreaking album art for Led Zeppelin when he inserted a picture-filled rotating disc under the cover image.
You can read the full article via MSN here.


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Reviewed By Scott S (Cibolo, TX) Reviewed for a 2012 Ford F-150 —3/4/2015 8:28 PM
Outstanding product that is well worth the money. Lots of storage space and no more things sliding around. THANKS AGAIN AUTO ANYTHING.
Reviewed By Thomas D (Duson, LA) Reviewed for a 2012 Ford F-150 —7/11/2014 9:41 PM
My first thought when I opened the box was "it's too thin and flexible to do the job." Second thought is that "it's only held by two straps! How good is THIS gonna be?!?" Once strapped in correctly and stuff is in it, it fits like it came from the factory. I read reviews reporting noises from stuff moving, but I haven't heard anything. I have two ratchet tie downs, gloves, 3" dia. container of bungee cords, receiver hitch/ball/pin & clip, pack if zip ties, & loose bungees in 1/3 of it.


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Hip-hop, body rockin' - doing the do
Beer drinking, breath stinking, sniffing glue
Black Dahliaon November 03, 2004 Link
Lyrics submitted by TekFox
"Hold It Now, Hit It" as written by Rubin/horowitz/diamond/yauch
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Please pray for me and my family who are struggling with health and economy problems. Dear Lord we need you in our lives and home.
Pray along with our community, or submit your own.The prayers on this page are also being prayed by The Episcopal Community
- Elena N.
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Please pray for me that I can find a sense of peace and be happy with what I have in life.
- Alice L
Prayers for the Garrett family as they morn the loss of Will.
- Sierra C.
Please pray for my dear friend Nancy, who was recently diagnosed cancer and undergoing surgery this Friday. Please also include her family and friends in your thoughts and prayers.
- Camille A.
Please pray for my son John. He has a MBA and has been looking for a full time job for five years. He needs this he is thirty years old and still lives at home.
- Pam H.
Pray daily the Lord will bless me in w/a spouse/companion to help me in all my earthly tasks. In Jesus. Thank you.
- Marilynn R.


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Sorry, but your web browser is too old to display this page properly.
Please update it to the latest version or switch to a more modern browser,
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Internet Explorer 11 (they're all free).
Lovers of Vietnamese food who can't get to Kingsland Road will be glad of this 'cheap & cheerful' mini-chain. As the name suggests, trendy Pho specialises in Vietnam's national dish of noodles
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by Vietnamese weasels –a Pho UK exclusive.
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|Boxing Champions | Boxing Schedule | Boxing Video | Boxing History | Pound For Pound | The Wire | Ratings | Arcade
|Home Tags index Richard Abril
|UK Insider: Abril-Crolla, Kevin Mitchell, James DeGale
Manchester lightweight Anthony Crolla could be on the threshold of a world title challenge. The former British champion is being lined up to take on Cuba�s Richar Abril for the WBA belt. No deal ...
reviews | forums
|Troyanovskiy Suffers Injury, Abril Fight Pushed Back
Manager Vladimir Hryunov has advised BoxingScene.com that WBA #4 lightweight banger Eduard Troyanovskiy (17-0, 14 KOs) suffered an injury in training camp and his upcoming title fight with WBA ligh...
reviews | forums
|Troyanovskiy vs. Abril, Berrio Added to Jones vs. Lebedev
A huge card, pre-planned for April 25 at Dynamo Palace of Sports in Krylatskoye, Moscow, Russia, is being carefully loaded up by Andrey Ryabinskiy from �World of Boxing� promotional company and his...
reviews | forums
|Abril vs. Troyanovskiy Clash is Shifting To April Date
WBA lightweight champion Richard Abril (18-3-1, 8 KOs) of Cuba has reportedly suffered an injury, and now his upcoming defense against WBA #4 Russian kayo artist Eduard �The Eagle� Troyanovskiy (17...
reviews | forums
|Abril-Troyanovskiy Card: Chudinov Brothers, Kulakova
Tragedy struck Volgograd, one of the biggest Russian cities and the place of the state�s soldierly glory, in the ending days of 2013, when two consecutive suicide bombings killed over thirty people...
reviews | forums
|Abril vs.Troyanovskiy WBA Title Clash, 3/15 in Moscow
According to influential Russian promoter Vladimir Hryunov, his prot�g� Eduard Troyanovkisy (17-0, 14 KOs) will challenge WBA lightweight champion Richard Abril on March 15 in Moscow, Russia. The s...
reviews | forums
|Abril Injures Ankle, Withdraws From Linares Fight
BoxingScene.com/NotiFight.com have received confirmed that Cuban boxer Richar Abril (18-3-1, 8KOs), the lightweight champion of World Boxing Association (WBA), is unable to move forward with a sche...
reviews | forums
|Caballero Will Help Prepare Linares For Abril Clash
Former world champion Celestino 'Pelench�n' Caballero (36-5-0, 23 KOs) of Panama will help prepare Venezuelan boxer Jorge "Ni�o de Oro" Linares (34-3-0, 22 KO), who on November 10th in Tokyo, Japan...
reviews | forums
|Abril Not Worried About Linares Bout Landing in Japan
WBA lightweight champion Richar Abril (18-3-1, 8KOs) has no fear of defending his title against Jorge Linares (34-3, 22KOs) on November 10th in Tokyo, Japan. Linares is co-promoted by Japan's Mr. H...
reviews | forums
|Abril vs. Linares is Finalized For November in Japan
Golden Boy Promotions matchmaker Robert Diaz has confirmed to BoxingScene.com that a deal was finalized for Jorge Linares (34-3, 22KOs) to challenge Richar Abril (18-3-1, 8KOs) for the WBA lightwei...
reviews | forums
|Richard Abril is Ready, Eager To Unify With Ricky Burns
Cuba's Richard "El Tigre" Abril (18-3-1, 8KOs), the WBA's lightweight world champion and Scottish boxer Ricky Burns (36-2, 11 KO's) the current WBO lightweight titleholder could face each other in ...
reviews | forums
|John Molina Targets Title Showdown, Wants Abril Next
Lightweight contender John Molina Jr is back in the gym in Oxnard, CA with Robert Garcia after coming off an impressive win over hard hitting Dannie Williams back in January on ESPN�s Friday Night ...
reviews | forums
|Abril, Bogere, Russell Jr. Test Clean After Recent Fights
The March 2 lightweight tilt between Richard Abril and Sharif Bogere didn�t feature a lot of clean action amidst a 12-round maul fest, but both fighters at least produced clean drug test results. ...
reviews | forums
|Abril-Bogere Sells 1,137 Tickets, Does $116K Gate
The March 2 card featuring a main event of Richard Abril vs. Sharif Bogere had 1,137 tickets sold and another 311 tickets given away for free, according to figures provided by the Nevada State Athl...
reviews | forums
|Gradovich, Abril, More: BScene Review and Ratings Update
It wasn�t pretty, but Richar Abril made his place among the titlists at 135 lbs. crystal this weekend with a rugged win over Sharif Bogere. Abril, who has had at least an interim share of the WBA ...
reviews | forums
|Video: Richard Abril on The Victory Over Bogere, More
Ryan Burton catches up with WBA lightweight champion Richard Abril to discuss his win over Sharif Bogere and more.
reviews | forums
|Video: Sharif Bogere Discusses Loss To Richard Abril
Lightweight contender Sharif Bogere discusses the first loss of his pro career, to WBA champion Richard Abril.
reviews | forums
|CompuBox Stats: Abril Dominates Down The Stretch
Richard Abril dominated second half of fight, outlanding Sharif Bogere 93-27 in power shots (non-jabs). Abril landed 55% of his power shots in the fight, while Bogere landed just 15% of his total ...
reviews | forums
|Abril: I'll Be Healed By June, Ready For Adrien Broner
Richard Abril successfully defended his WBA lightweight belt Saturday night against Sharif Bogere in a fight that resembled a MMA fight more than a boxing match. Abril said that he adjusted to Boge...
reviews | forums
|Abril Tames a Lion, Retains His Belt in Awkward Affair
Recently elevated from interim to full WBA Lightweight titlist, 30-year old Cuban Richar Abril (18-3-1, 8 KO) of Miami, Florida, made his first successful defense and first start since a controvers...
reviews | forums
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WEDNESDAY, Jan. 11 (HealthDay News) -- A small study that offers new insight into how alcohol affects the brain could help lead to more effective treatments for people with drinking problems.
Researchers used positron emission tomography (PET) imaging to observe the effects of alcohol in the brains of 13 heavy drinkers and a control group of 12 people who were not heavy drinkers.
In all of the participants, drinking alcohol triggered the release of endorphins in areas of the brain [the nucleus accumbens and orbitofrontal cortex] that produce feelings of pleasure and reward. Endorphins are proteins that are produced naturally in the brain and have opiate-like effects.
The more endorphins released in the nucleus accumbens, the greater the feelings of pleasure reported by people in both groups. Among heavy drinkers, the more endorphins released in the orbitofrontal cortex, the greater the feelings of intoxication. This did not occur among people in the control group, the researchers found.


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- Imported.


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At SYSPRO, we understand that people learn differently, and we have adopted a variety of mediums in which to convey our message.
Education begins with the channel. A comprehensive Certification program has been established in order to ensure all channel partners have the skills required in order to sell, implement, support and train our customers.
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One thing's for sure, many bulls will clear out somewhat soon. The price is not sustainable for the near future. This zig zag pattern will probably be continuing for at least the next week, before edging higher. Like what Green's article said, the profit taking probably won't make HND rise very much (relative to previous moves), and will be met with some bulls, until the injections start becoming more normal or above normal. Plus there's always the uncertainty in the weather, it could always shift either way.


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Super fan highlights wild first half
Originally Published: October 13, 2004By Pat Forde | ESPN.com
Forty names, games, teams and minutiae making news in college football:
Simple Twists Of Fate
Midseason is always a good time to reflect upon the random unpredictability that makes each college football season one of life's great thrill rides. The Dash is annually amazed at all the twists of fate, fame and fortune that can transpire between Labor Day weekend and Columbus Day.
One week we're saluting 39-year-old South Carolina receiver Tim Frisby (1), the next week we're raving ...
Read full story
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- Betting: Best 2015 CFB Playoff bets
- Katz: Teams that will surprise in 2015
- Haney: TCU among 2015 favorites
- National links: Reshuffling the top four


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LNP leader Campbell Newman attacks Anna Bligh's new electoral funding laws
- From: The Courier-Mail
- May 10, 2011
CAMPBELL Newman has accused the Bligh Government of planning a $30 million hip pocket hit to fund politicians and their election campaigns.
The Liberal Nationals leader on Monday attacked new electoral funding laws and revealed the Opposition would oppose the legislation when it is debated in Parliament this week.
Mr Newman told The Courier-Mail it was unacceptable for the Government to be planning to dig deeper into the pockets of taxpayers to fund political parties in the current environment.
"It is an outrage that people in Queensland, after cyclone and floods, are now being asked to spend this sort of money on politicians and political parties," he said.
The new laws, which form the final plank of the Bligh Government's integrity reforms, will radically reshape how the Queensland political process is paid for.
Political parties can currently raise as much as they like through corporate donations and receive a small amount of taxpayer funds after elections based on the number of votes they receive.
However, the proposed new laws would limit individual donations and cap each political party's campaign expenditure to effectively $11.5 million.
The parties will be refunded up to $7.5 million each, which can be accessed in advance.
Premier Anna Bligh has argued that the reforms are the "price for democracy" and necessary to clean up the taint surrounding big corporate donations.
"We have a responsibility to ensure Queensland's electoral system is free from the perception of undue influence like excessive political donations," she said when announcing the laws in December last year.
However, the LNP estimates the 2012 election will cost taxpayers up to $30 million, compared with the total funding from the 2009 election of about $3 million.
Mr Newman said the public should not be asked to fund political parties when vital services were being neglected.
"When you are in a hospital in Queensland that doesn't have some important piece of life-saving equipment, well you will have the satisfaction to know that you paid for a photocopy machine at the ALP headquarters," he said.
Mr Newman said the LNP supported caps on donations and expenditure, but those proposed by the Government put an onerous burden on taxpayers.
He said the LNP planned to propose amendments to the laws.
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University Place Lofts Apartments2300 University Avenue, Des Moines, IA 50311
- $840 - $1,150
- 1 - 2 Beds
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1 Bed
$875 - $950
Sq. Ft. 787 - 977
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Note : Prices & Availability Subject To Change
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About Us
Conveniently Located, Perfectly Priced
Brand New Lofts and Rowhomes located in the Historic Drake Neighborhood. This unique setting provides access to fabulous shopping, entertainment, and recreation opportunities. Be the first to occupy these beautiful new homes.
University Place Lofts is located in the Des Moines Area in the 50311 zip code. View this apartment on a map.
Professionally Managed By: Denny Elwell Company
Community Features
- Adjacent to shopping, and dining
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- Historic Drake Neighborhood
- On Public Transportation MTA Bus Line
- Tuck Under Garage
- Water, Sewer , Trash Provided
- Fernando's Mexican Grill located on first floor of building
- Harmony Yoga +Wellness located on first floor of building
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Floor Plan Amenities
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*Note: In Select Units
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No. 9 FSU baseball looks to shake off early defensive woes
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No. 9 FSU baseball looks to shake off early defensive woes
Mike Martin is quite pleased with his team?s 4-0 start to the 2013 season. But that doesn?t mean the Florida State head baseball coach is content with what he?s seen in the field so far. Not at all.
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Previous Episode | Next Episode
Say Uncle
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This page has been viewed 16 times this month, and 470 times total.
Say UncleSay Uncle (1985) - Fat Albert and the Cosby Kids Cartoon Episode Guide by Dave Koch
This page has been viewed 16 times this month, and 470 times total.
- Fat Albert and the Cosby Kids Cartoon Episode Guide
- Filmation Associates, Bill Cosby Productions
- Cartoon Characters: Fat Albert, Rudy, Mushmouth, Dumb Donald, Bill, Mudfoot, Russell, Bucky, Weird Harold, Uncle Marcus.
- Originally Released in 1985.
- Color
- Running Time: 30 minutes.
Cartoon Summary:
Weird Harold's Uncle Marcus moves in with his family, and Weird Harold has to share his bedroom with him. Weird Harold is having difficulties adjusting to sharing his personal space with his uncle and his different taste in music.
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Are you feeling lucky ? Share this post for a chance to win a TICKET from SANTA'S GIFTBAG ! If
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- Zalora Singapore: Are you feeling lucky ? Share this post for a chance to win a TICKET from SANTA'S GIFTBAG ! If
Are you feeling lucky ? Share this post for a chance to win a TICKET from SANTA'S GIFTBAG ! If this post reaches 50 SHARES, we'll pick out 5 lucky winners :)(Type: photo | Published: 2013-11-06T10:20:22+0000)
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text:
|Key Info
Our luxury one bedroom apartment in the 4* Spa Hotel Emerald Complex is our holiday home away from home. It sleeps 4 people and is a 2 minute walk from the gondola. The complex has lots of facilities including an indoor pool and full spa which are free for our guests to use. There are lots of restaurants and bars within a few minutes' walk.
There are a number of budget airlines including Easyjet & Wizz Air flying from the UK and we can help arrange transfers from the Airport to our apartment.
|Sleeps up to 4, 1 bedrooms
|1 bedroom, 1 bathrooms of which 1 Family bathrooms
|Check in time:
|Check out time:
|Will consider
|Corporate bookings, Long term lets (over 1 month)
|Car not necessary
|Nearest travel links
|Nearest airport: Sofia 160 km
|Family friendly
|Great for children of all ages
|No pets allowed, Yes, smoking allowed
|Jacuzzi or hot tub, Sauna, Staffed property
|Shared indoor pool
|Central heating, Telephone, Pool or snooker table, Games room, Satellite TV, Wi-Fi available
|Kettle, Toaster, Iron, Hair dryer
|Clothes dryer, Cooker, Fridge, Freezer
|1 Sofa beds, Double beds (1), Dining seats for 4, Lounge seats for 4
|Linen provided, Towels provided
|Shared indoor pool, Balcony or terrace
|Parking, Lift access, Suitable for people with restricted mobility, Not suitable for wheelchair users
|Further details indoors
The apartment has full central heating.
Bathroom: Containing wc, shower over full sized bath, hand-basin, heated towel rail, built in hair dryer and shelving for bathroom items.
Bedroom: This has a king-size double bed that can be split into 2 single, bedside tables, reading lamps, wardrobe and door to balcony.
Kitchen: The kitchen is an area on one side of the living room. It includes: sink, electric hob, fridge, toaster, kettle, glasses, plates and cutlery etc for 4 people, iron, clothes horse.
Living Room: This has cable TV, one large double sofa bed, side dresser and chair, wardrobe, coffee table and 2 cube seats. Coat rack and boot stand in the hallway. Door to large balcony.
linen/maid service: The supply of towels and bedlinen is included. Cleaning of the apartment and changing of towels and bedlinen takes place weekly.
|Further details outdoors
There is underground parking and parking outside the hotel.
Bansko is the best ski resort in Bulgaria with a new gondola and lift system and over 75k's of superb slopes. The beautiful old town has a year round population of around 10,000 people; this grows substantially in the ski season. Bansko has 100's of restaurants and bars so you will be spoilt for choice.
The location of our apartment is its best feature. There are only around 15 to 20 hotels that can class themselves as being very close to the gondola. The Emerald is just 100m so you can put your boots on in the hotel and walk to the gondola.
The main après ski bars are also located near to the gondola so you have all this with in a 2 minute walk. The old town is about a 10 minute walk where you will find lots of traditional Bulgarian Mehena's serving traditional Bulgarian food which is a must when staying in Bansko.
Bansko is a UNESCO protected world heritage site being part of the Pirin National Park. The skiing is excellent with 75km of pistes between 1,000 and 2,700 metres catering for beginners to experienced skiers and boarders.
Bansko Town is around 930m above sea level. The new gondola lift which is 100m from the apartment, built in 2003, takes you directly up the mountain to Bunderishka Polyana, at 1630m above sea level. Altogether Bansko boasts 75km of ski slopes in winter, for all ages and abilities, mostly between altitudes of 1800m and 2600m. The ski season normally lasts from mid-December until mid-April. 130 million euro was spent on the ski-lift system, which continues to be developed. Queues are relatively rare and the slopes are surprisingly uncrowded.
The apartment is 2 minutes walk (100m) from the main gondola lift.
Ski Runs
Beginners - 35%; Intermediate - 40%; Advanced - 25%. 50 snow cannons covering over 50% of ski runs. Enjoy a unique 16 kilometer uninterrupted ski run, starting from Todorka Peak (2600 m) at the highest point of the ski center, all the way to base station of the Gondola lift at the outskirts of town. The last 7km of the slope are floodlit, and the entire facility is equipped with artificial snow machines to ensure a great skiing experience even in warmer conditions. Total length of marked ski runs, inc. ski roads is 75km. A modern network of lifts inc; 8-man gondola cable car by Doppelmayr, five 4-seat lifts of the latest Doppelmayr models, one 3-seat lift by Poma, 6 drags and 10 baby drags.
Summer Activities
Choose from hunting, fishing, hiking, mountain biking, and excursions in summer. The Bansko Jazz Festival takes place in August with live music across different venues in the town.
Bansko train station is served by a scenic narrow-gauge mountain railway, which operates all year round and stops at all the villages between Septemvri and Dobrinishte. It is possible to take a local excursion or even to go all the way to or from Sofia (by changing at Septemvri). Fares are very cheap (about £4 to/from Sofia) but the total journey time would be about 7 hours, much longer than that by car or coach. The village of Banya, located only 5 km from Bansko, is renowned for its 27 thermal mineral springs.
The town of Razlog is also a few minutes' drive from Bansko, but has a completely different atmosphere. If you wish to travel further afield, by hiring a car or chartering a taxi, Melnik is renowned for its wine. Greece lies a little to the south of Bansko and the Former Yugoslav Republic (FYR) of Macedonia a little to the west.
Eating Out
English is widely spoken and included on many restaurant menus in Bansko. A basic lunch for two can be had for around £13, including a bottle of local wine. Wine has been made for thousands of years in Bulgaria and some it is very good indeed, as is the local lager. Local fruit, vegetables, meat, fish and herbal teas are also of excellent quality. Bansko has a wide choice of restaurants and bars from modern to traditional Bulgarian restaurants.
The new Pirin Golf and Country Club is on the outskirts of Bansko within a 10 min drive of the apartment.


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One of Manhattan's most historic properties, the Algonquin is a landmark of literary history—think oak paneling and pillars in the lobby—but with modernized rooms and contemporary comforts. Now this centenarian property features modern technology such as free Wi-Fi, flat-screen TVs, and iPod docks alongside striking photographs of old New York. Renovated bathrooms have glass walk-in showers along with plush robes and towels. Hordes of literary enthusiasts fill the clubby lobby; signed works of former Round Table raconteurs can be checked out in the library. The Round Table restaurant serves three meals daily with plenty of space for animated conversation while the Blue Bar has the type of cool, chic atmosphere that inspires you to order a martini.
59 W. 44th St., between 5th and 6th aves., New York, New York, 10036, USA
212-840–6800; 800-555–8000
Website: www.algonquinhotel.com
Hotel Details:
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Anyone going to be there then? I haven't been there before and plan on heading there with a buddy of mine for the weekend. I have no idea what to expect but I am all sorts of
And I meant Aug. 1st.....
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|Posting Details
|Job id:
|Apple iOS developer with leading digital entertainment and automation company at Hyderabad
Greetings from our side.
The company is leading in the field of digital entertainment & home automation industry.
We are extremely happy to inform you for considering for following important position:-
Designation: Software Developer ( Apple iOS)
Work Location: Hyderabad
Reports to: Team Lead/ Project Manager
Qualification: Bachelors/Masters degree in Computer Science/ Engineering
Experience: 2-7 years in Apple iOS development
Job Summary
The Software Developer for Apple iOS is a member of a team of software professionals responsible
for the requirements, design, construction, integration, testing, verification and maintenance of
the company's Apple's iOS software.
The individual must be forward-thinking and share in a common vision of quality, integrity and efficiency.
II. Essential Duties & Responsibilities
Software Design
? Responsible to establish all possible options for designing and deriving the best solutions
based on sound analytical judgment, team input and the customers' best interest.
? Develop software according to functional and technical design specifications and maintain a
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? Research on new technologies that push the boundaries and capabilities of design and
provide insight on applying these to company's product offerings.
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? Design push and pull data interfaces using the latest web and data sharing technologies
integrated to a multitude of third party providers.
? Author technical design documentation that fully defines all application code and the
underlying methodology for the design decisions made.
Maintenance and other roles
? Assess, troubleshoot, document, upgrade and develop maintenance procedures; Review
code for potential performance issues, reusability, and/or anomalies.
? Detail unit testing of code.
? Troubleshoot client problems both remotely and onsite.
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? Other duties may be assigned.
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? Strong OO design and programming skills in Objective-C
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Continuous integration.
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? Expert understanding of networking, local data caching and multitasking in iOS.
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? Up-to speed with iOS7 changes and insights into iOS 8.
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? Experience of development using web technologies
? Good understanding of HTML5, JavaScript, jQuery, Ajax and PHP
? Experience building web and native apps
? Experience using social media APIs
? Ads integration using a 3rd party ad server (DART)
? Using version control (e.g. SVN)
? Excellent debugging and optimization skills
VI Salary :- It will be based on current salary and interview performance
If you find the job profile as per your needs then apply to us by sending resume at email@example.com and please do mention following
Your current CTC:-
your expected CTC:-
You will join in how many days if selected?
Your resume and photograph
Sneh Consultancy is reckoned as one of the top Recruitment / Selection and Executive search firm in India having country wide presence. With itsthical foundation, value system and result oriented service delivery; Sneh Consultancy today is an extended HR arm to its clients and a trusted Consultancy organization to the Job Seekers
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text:
Joe Cawley
Will the real Holland please stand up?
Those who seek a bona fide representative of the modern Holland, a hotspot of culture, history and post-post-modern architecture, should head straight to Rotterdam Read the guide
A deep clean in Istanbul
Pain and pleasure - the inside story on what really happens in one of Istanbul's famous Turkish baths Read the guide
Off the beaten track in Tenerife
Palm trees and pine forests; caves and coves; folklore and legends. Edge away from the souvenir hunters and you'll gain the true trophy – the real Tenerife uncovered Read the guide
Ribble Valley: journey to the centre of the kingdom
Tolkien is said to have modelled Middle-earth on Lancashire's Ribble Valley and the Queen has suggested that if she were to ever hang up her crown and retire, she would see her days out here Read the guide
Talcum powder wars in La Palma
If you're on the Canary Island of La Palma in February, you can expect to end up covered in fragrant white powder, as one of Spain's most bizarre festivals takes over the streets of the capital Read the guide


text:
Turkey Jook with Pork Hash and Manoa Lettuce
Chef Keoni Chang shares his great-grandmother's traditional recipe for a delicious Turkey Jook, perfect to prepare with Thanksgiving turkey leftovers!
Crispy Gau Gee
Crispy Gau Gee is a fun-to-make delicious local favorite that's great to share at your next potluck or family gathering!
Chow Fun
A Hawaii local favorite noodle dish that is as fun to make as it is to eat!
Coconut Pearl Tapioca with Tropical Fruit
A delicious summer dessert featuring vanilla and coconut flavors, soft tender tapioca, and fresh tropical fruit!
Salt and Pepper Pork Chops
Salt and Pepper Pork Chops are a popular local favorite here in Hawaii and Chef Keoni Chang shares some helpful tips on how to make this dish right at home!
Chicken Long Rice
Chicken Long rice is a Chinese dish that evolved here in Hawaii to become a luau staple and a classic local favorite.
A Filipino inspired noodle dish that is full of flavor and easy to enjoy!
Hawaiian Style Shrimp Curry
A special recipe for Hawaiian Style Shrimp Curry shared by Jenai Wall, Chairman and CEO of Foodland.
Sweet Sour Spare Ribs
Adapted from a traditional Chinese recipe, these Sweet and Sour Spare Ribs are a hearty local favorite that will be a hit at your next potluck!
An easy substitution for traditional "Spare Ribs" are Pork Rib Tips.
Thai Green Papaya Salad
Chef Keoni Chang shares this fresh and flavorful recipe for Thai Green Papaya Salad!


text:
Other Colleges
Five things to watch in Saturday's Heart of Dallas game
Photo: Danny Wild/Danny Wild-USA TODAY Sports
RUNNING TO NOWHERE: Army's triple option has the Black Knights ranked 10th nationally in rushing at 303.2 yards per game, but the team's lone victory also was over an FCS opponent, Morgan State, in the opener. Ball State, Stanford and Wake Forest have handed the Black Knights their losses, and Army's top two runners— tailback Raymond Maples (pictured) and fullback Larry Dixon — were sidelined with injuries last week and didn't play. Maples, a senior, might be lost for the season, but Dixon is expected to be back against the Bulldogs. Terry Baggett has filled in nicely, posting a career-high 125 yards against the Demon Deacons. His average of 8.3 yards per carry ranks seventh in the nation among players with at least 30 rushes.
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text: Can someone confirm if I'm going about this the right way If I have an event that on average has occured once every 10 days. The probablity of that event occuring on any given day is 1/10 so then the probabilty the event occur tommorow 1/10 the probabilty the event will occur within the next 2 days is: (1-1/10)*1/10+1/10 Pobabilty the event didnt occur on the first day but on the second plus the probabilty the event occured on the first day. And so on for 3 days, 4 days etc etc etc Thanks! -Dave


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Physicians for Women at Media Medical Plaza is dedicated to providing high quality, technologically-advanced and compassionate care to women. Our physicians understand the special needs of women at each stage of their lives, combining their medical experience and caring nature to listen to women's health care concerns and deliver high-quality care. From delivering compassionate, quality pre-natal care to meeting women's gynecologic needs in adolescence, menopause or beyond, your health care needs are our main concern.
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Harriet Deison: Pastor's wife, 65, buys pistol from gun shop and shoots herself dead in the parking lot
More from U.S. Headlines
- San Francisco's 'Hot' cop Chris Kohrs arrested for hit and run
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A pastor's wife bought a pistol from a gun shop before shooting herself dead in her Lexus sedan in the store's parking lot, police have said.
Harriet Deison, 65, was found dead in her car near the McClelland Gun Shop in East Dallas, Texas at 2.15pm on Saturday after witnesses heard two shots and smoke coming out of the vehicle.
Police believe Deison, a married mother of two and grandmother to five, shot herself with the pistol she had just purchased from the shop.
The death has been ruled a suicide. Police found no suicide note at the scene and have not provided detail into what led to her death.
The federal Bureau of Alcohol, Tobacco, Firearms and Explosives will now send an investigator to the shop, a family-run business open since the 1970s.
Dallas police Sgt. Shelley Johnston told the Dallas Morning News that police will determine whether legal procedures were followed before Mrs Deison bought the gun.
In these situations, the ATF reviews the shop's procedures and the application the customer completed before buying the gun, ATF spokesman Andrew Young told the Morning News.
Before the purchase, a customer must fill out a form with personal information, show a government-issued ID and pass a background check. The process takes around 20 minutes, Young said.
Missed: Police have not yet revealed what pushed the 65-year-old grandmother to kill herself
'At that point, if the background check is passed, they buy a gun and walk out with a gun,' Young said, adding that there is no waiting period in the state.
Yet the bureau does tell business owners to refrain from selling firearms to people if they appear drunk, mentally unstable or if it appears they have been coerced into buying the gun.
'We recommend during the application process if there's anything that seems wrong or illogical, don't do the sale. It's not worth the small amount of profit,' he said.
But he said that tragedies can occur despite business owners following the law.
'It's really hard on the dealers when someone buys a gun and takes their life with the gun in the parking lot,' he said.
Scene: She shot herself in the parking lot outside the East Texas shop, pictured, on Saturday afternoon
The shop's owner, Ron Rutledge, has declined to comment on the death.
Mrs Deison was married to Pete Deison, a pastor at Park Cities Presbyterian Church, and was a beloved member of the community, Chattanoogan columnist Roy Exum wrote.
She ran a business, Minwood One Corp., an administrative and services support company.
She 'charmed all of our hearts' and 'exemplified her life into a role model that hundreds of women have followed', Mr Exum wrote.
'I believe she could do anything from arranging flowers to running a big company in Dallas, both of which she did adroitly,' he said.


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I absolutely agree. Rolleis are very charming to people and non-threatening. They make it easy to take street photos of people without being obtrusive. The near-silent shutter and no mirror slap lets people think that they're not being photographed.Originally Posted by Roger Cole;
As to the original question, the optics are a non-issue between the two cameras, with the exception of the 1/2 stop speed loss for the Rollei against the Hasselblad. What tips it in the Rollei's favor, I think, is that to gain that 1/2 stop (which you're really only going to notice when focusing, not when exposing), you're adding a LOT of weight to the Hassy between the lens and the interchangeable film backs.
As to the point about the Hassy being waist-level only, not true - they made prism finders for the Hasselblad so you could shoot eye level, as well as prism finders for Rolleis. You can also get new focusing screens for the Rollei that are just as bright and sharp as the Acute-Matte, but on pre -F models, they're not (easily) user changeable.


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Reviews - THE GLENBURN HOTEL4
New Road, WINDERMERE , LA23 2EE
Price From £70View Rooms
Customer Reviews
Our reviews are from genuine LateRooms.com customers. We verify that the customer has stayed before leaving a review.
Very Good
85% would recommend it to a friend
Customer service
Food quality
Room quality
Lovely weekend at Glenburn
We arrived Friday and went home Monday and had a really good time inbetween, the staff were pleasant and professional and the breakfasts were appetising.
We had a lovely room and enjoyed our stay.
Read More Less
The shower head did fall off but was simple to screw back on.
Not the best for cost , charged extra for one dry kipper fillet.
Don't think they like you using sites like late rooms
Read More Less
Poor customer service
There was no hot water on Saturday night.
When reported to the reception, they suggested I use the communal bathroom for a shower. Having gone up the stairs with my towel we discovered there was no hot water in the entire building. The receptionist was very apologetic and it wasn't her fault, but I would expect some money back, nothing was offered.
The appearance of the room was very inviting and romantic. The breakfast was decent, however was served 45 minutes after the order and we were the only people sitting there, the reception again was very apologetic, and the "hot" breakfast was barely warm when served. A family who was sitting there earlier on had to send their food back to get it reheated. Due to two unfortunate experiences within the space of 12 hours I won't be going back.
Read More Less
Lovely hotel
We stayed at the Glenburn for just one night but thoroughly enjoyed our stay.
The staff couldn't have been more helpful (before and during our stay). The decor is nice and modern throughout and our room was very nice. The hotel restaurant is excellent. We had an evening meal and the cooked breakfast - both we excellent. We would highly recommend the Glenburn and wouldn't hesitate to stay there again.
Read More Less
Family room?
The family room with bunk beds was comfy enough, a little dated and not so clean but acceptable.
The room was directly above the function suite/ breakfast room, you can hear absolutely everything in this room even from the bar area which is not directly below the room. Unfortunately there was a wedding on the same evening, we were kept awake until 0000 with music and then until 0130 with staff cleaning and setting the table for the next days breakfast. In the morning we were woken before 0700 with breakfast starting etc.
Read More Less
Glenburn our sanctuary in the Lakes
This is the third time we have stayed at Glenburn and we are always pleased by the friendliness of the staff and quality of the accomodation.Will hopefully be returning many times and enjoying the excellent "full English" and friendly staff.
Friendly staff very helpful, lovely clean room and excellent breakfast, pool is down the road in the leisure centre, not a problem to get to and park.
The Glenburn Hotel did not meet our expectations.
The Glenburn Hotel did not meet our expectations.
We had booked a superior family room but were very disappointed. The basic faults with the room included missing grouting in the bathroom floor tiles, a screw sticking up from the bathroom door threshold that my son caught his foot on, blown double glazing so the window was filled with condensation, we could hear all movements in the room above and the room hadn't been cleaned properly as we found a children's book under the bunk bed from previous occupants. We had also been told it was a 'superior' family room, so were disappointed by the fact that any extra space was taken up by the bunk beds, the storage heater was not user friendly, the furniture was dated and not in keeping with the online photos and there was no bath. It was not only the online photos that we felt were misleading. We felt that we should have been made aware at the time of booking of the additional charges such as the corkage fee for drinking in your room, or having to rent towels to be able to have 'free use of the Parklands Country Club'. Our young children were very excited about the bunk beds, so we didn't want to move hotel, but we did complain to the proprietor on departure. This was a waste of time. I explained that I felt the room was overpriced for the quality and was told that was our own fault for having booked via LateRooms. She also said that there were many other hotels of a poorer quality in the area that would have charged us more, and that if I was unhappy I could simply write a review. She was not willing to take on board my concerns about the quality of the room. We will not go back.
Read More Less
Very impressed
I was very pleasantly surprised on my stay at the Glenburn.
Everyone was welcoming and attentive. The room was beautiful with plenty space and room to do paperwork or relax in front of the TV. And a jacuzzi bath!. cant ask for bettter.
Read More Less
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North Creek Apartment Homes
700 West 91st Avenue Thornton, CO 80260
Phone: (720) 540-7737
Fax: 720-540-7747
Mon - Fri: 10 am - 6 pm
Sat: 10 am - 5 pm
Sun: Closed


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People have all sorts of questions about owning property in Tenerife, whether about going to the notary, the costs involved in a purchase, how to sell, valuations, taxes, you name it. In the main text part of the page I've listed some of the questions I'm most often asked. If anyone has any other questions that aren't covered, please do post them in the comment box below and I'll transfer them into the post and give an answer at the same time.
If your question is about complexes, community life or the Law of Horizontal Division please see the Living on a complex page HERE.
Q: When you buy an apartment. does the money have to be paid by bank draft or can it be transferred electronically? Also, does it have to be in Euros to go into a Spanish bank or can it be in Sterling if the seller wants it to go straight to the UK?
A: Monies can be arranged however the buyer and seller agree. Normally this is by bank draft from a Spanish bank in Euros at notary, but payment can equally be made by bank draft in Sterling, or drawn on a British bank, or even transferred electronically to any bank anywhere. Any notarial costs have to be deducted before the seller gets his or her money, but the way that money is paid to the seller at that point is purely a matter of negotiation between seller and buyer. Do be aware that it is in the interests of the buyer not to hand over any money until sure the new escritura has been signed, and in the seller's interests to have the money before signing. Given the two conflicting interests, and the astronomical risks involved, it is worth going back to basics in my opinion and to hand over a bank draft in notary at the point of signing.
Q: If a buyer pays a deposit and changes his mind, who gets the deposit: seller or agent or both?
A: Normally, if a buyer pulls out of a purchase, s/he forfeits any deposit paid, but whether agent or seller gets it, or whether it's to be divided, will depend on what is written in the contract.
Q: Do you hand the notary the bank draft at the point of signing or give it to your solicitor to do so in our presence? Does the banker's draft have to be for the agreed full amount? How does it all work?
A: To save time, paperwork, monies and keys are all arranged in the notary's office before coming face to face with the notary himself. The money is never actually handed to the notary anyway, but to the vendor, and it would be entirely normal for each side's lawyer or other legal helper to exchange monies and keys before the moment of actual signing. The bank draft can be for any percentage of the purchase price – how the monies are paid are entirely a matter of agreement between buyer and seller, though there is now a small limit of the percentage that can be paid in cash. The only rules in this respect are that the method(s) of payment must be listed in the escritura, and that all monies are traceable.
Q: We were thinking about buying our Spanish property in the children's names for convenience and inheritance tax purposes but I'm worried about any tax/legal implications of doing such a thing. Any advice?
A: There are no legal implications as such. They would own the property outright and legally it would be nothing to do with you. I've known several people buy a property in their children's name (or transfer it to them later) for such reasons. Any monies involved in a purchase must always be accounted for at notary, but there are no other issues unless you gift them the money in Spain, in which case there would be an issue of Gift Tax: adult children have an allowance of around €16,000 and then a rising tax rate (see HERE for the rates, which are the same as for inheritance tax in Spain).
Costs & Taxes
Q: Could you tell me what costs are involved in buying a property, and how much I should allow for ongoing expenses?
A: You'll find all the information detailed on THIS page.
Q: We own an apartment but don't rent it out.We only use it for family holidays.We have just found out that we should be paying property tax based on assumed rental income? Is this true?
A: Yes, there is a notional rental income tax, which assumes legal but undeclared rental income. This is a requirement for foreign property owners here. It used to be the case that foreign property owners here were required by law to have a gestor/accountant/fiscal representative in order to do this. The requirement to have someone registered to look your affairs here has been lifted, but you are still required to submit a tax return. Please note that this tax is payable by all (including Spaniards themselves) who are property owners but non-resident in the Canaries. Please have a read HERE for all costs you might expect to have to cover as a result of owning property.
Q: How and when is the Spanish tax due and payable? We have been told once a year, quarterly, that we need to submit a tax return each, all conflicting information. We know we cannot claim utilities against the income, only community charges and local taxes and we think we have to pay 24% on the rest.
A: Resident owners of property here should be submitting annual tax returns, but non-resident owners must also submit returns. Those who are in receipt of declarable rental income submit a modelo 210 quarterly. With regard to the tax rate, it went from 24% to 24.75% for 2012, 2013 and 2014 as a "special temporary crisis measure", but from 2015 was reduced to 20% (24% for non-EU nationals); it will be reduced further to 19% in 2016 (again, 24% for non-EU nationals). For jointly owned properties, a return has to be submitted in the name of both owners, but this can be a joint return, and does not necessarily have to be two separate returns. As far as deductions are concerned, non-resident property owners who let out can now deduct all expenses connected directly with the letting of the property, eg electricity, water, cleaning services, etc. A gestor, asesor or accountant will help with the computations so that the deductions are allowed for the period of rental. Bear in mind too that the notional rental income tax is charged on any unrented part of a year, or a whole year if no rental income at all is received, and this declaration is submitted annually. Non-resident owners also have to prove they are fiscally resident outside of Spain, so will need to get an annual certificate of fiscal residence from the Inland Revenue or other national tax department.
Q: Could you please advise me where I can download the modelo 210 declaracion ordinaria for impuesto sobre la renta de no residentes?
A: It's HERE.
Q: Just within 4 years of buying my property I received a notice from the tax office saying that their valuation was more then stated in the escritura and that I had to pay the purchase tax on the difference between the two prices. I complained about the valuation and the time they had taken to ask for their tax, but they replied that the law allows them up to 4 years to notify and charge you interest on the delay. What else can be done about this?
A: This happens all too frequently when prices are far below what would be expected, and the tax office is correct to say that they have four years to demand a "top-up" sales tax. The problem has arisen, though, because of abuse in the past on the part of those directly involved with property transactions. "Black money" has traditionally been a standard part of such transactions and everyone, even notaries, knew it was happening. The tax authorities' only recourse was to take an independent view of the transaction and "assess to tax" any property for which they did not believe the price noted in the escritura. The problem is becoming quite serious now that prices are falling genuinely here, with people paying sometimes just 50% of a "tax value". What will happen, for example, to all those properties bought as repossessions from the banks? These are sometimes at knockdown prices, abusive in several other senses, of course, but there could well be a serious tax bill waiting up to four years down the line for anyone who buys property far below what the tax office will accept as the tax value. As to what can be done about it – nothing, I'm afraid, as far as I know.
Q: Please can you tell me what a Plusvalia is and why Solicitor says it must be paid by the Vendor and what it is based on?
A: Please have a read HERE where I've explained it.
Q: We have been advised that we should arrange to transfer the ownership of our apartment into a UK Company to avoid substantial inheritance tax should anything happen to either of us, can you advise us on the above issues please?
A: I have to advise against it in the strongest conceivable terms. Unless the company is already trading in its own right, the scheme runs a clear and significant risk of being considered fiscal fraud by the Spanish tax authorities, and that is a very very serious issue indeed. There are occasions when such a transfer into a company can work, but very often it is not to the advantage of anyone. Please read what I wrote HERE and seriously consider an alternative solution to the inevitable inheritance tax bill.
Q: Can I get a valuation of an apartment I am considering buying to submit to the tax people BEFORE I sign anything? If so, who gives me this valuation? and is this something my solicitor would do as part of his searches etc.
A: Yes, you can get a valuation up front, and it's a good idea if someone is in some doubt about whether the tax office will accept the escritura price. It can take up to a couple of months to get, but once it is given, the Hacienda has to stick with the value. It's not an automatic part of a search, no, but it's something I or any conveyancer, including an abogado, would do if specifically requested. You don't submit it "to" the tax people, though, you get it "from" the tax people, the office in the Zentral Centre in Playa de las Américas … and keep it as a record of the fiscal value of the property so that the tax is known beforehand, and cannot be surcharged later.
Q: We are considering letting out our residential apartment for three months. How can I find out what we are required to have or provide – things like complaints book (what form should this take?), fire extinguisher, smoke alarm etc?
A: You don't need those things. A fire extinguisher and smoke alarm are a good idea of course, but not legal requirements. Complaints books are for commercial lets so won't apply to you (and would only apply to the sole agent anyway if you had a tourist property). You just need a contract. For your own security, please read my "Renting a property" page in the Your Rights tab (direct link HERE) before committing yourself to anything.
Q: Is there a list of residential property areas to assist buyers?
A: There's not a list (that I'm aware of) of residential property, but have a look at my links page and you'll find links to official resources for touristically licensed properties. To a considerable extent they're exhaustive, so it will be a very good bet that if you can't find a complex in either of those sites, it's residential.
Q: How are hipotecas (mortgages) registered? Is it registered against the Referencia Catastral of the property?
A: A mortgage is registered in the land registry and shows up as a charge on the property in any conveyance or search.
Q: I've been told it's compulsory to have life and buildings insurances with my mortgages. Is this correct?
A: It is compulsory to have buildings insurance with a mortgage under all circumstances, but despite what the banks frequently say, life insurance is not compulsory unless it is written into the terms of the mortgage document itself. Any policy you have for life insurance is likely to be very evasive about how to cancel. Most, though, have a clause somewhere allowing that the policy will lapse "if you cease payments". Anyone with life insurance on a mortgage should also note that in the sad event that this becomes payable, it will come off the mortgage amount, not be paid as a cash lump to the insured.
Q: I am a 50% owner of a property which is mortgaged, but the mortgage is in the name of my co-owner. What happens if he stops paying?
A: The property can be repossessed and the bank would then go after your co-owner for any deficit after the property had been auctioned. The bank could not chase you for any subsequent debt, but you would evidently have lost the property.
Q: What are the costs involved in selling our property in Tenerife?
A: Please have a look at the Notarial System & Costs page HERE: as you will see, as vendors you will be liable for plusvalía. Please also look at the Capital Gains & Inheritance Taxes Page HERE for an explanation of the capital gains tax payable, and the retention in lieu made for non-resident vendors. If you are using an estate agent, then there will be commission involved if they find you a buyer – this is normally 5% of the sale price but might be more or less depending on the particular agent.
Q: I am thinking of putting a for sale sign outside my house. I have it with a few estate agents. Would estate agents have any problem with this.
A: They shouldn't – it's your house, and even an exclusive agreement with an agent wouldn't preclude you trying to sell privately! If your property is part of a complex, technically you may not put up se vende (or se alquiler) signs, but a blind eye is frequently turned to them. The biggest problem you will find is that agents will be less likely to bring clients to view, fearing that they will jot down your number and deal directly.
Q: The agent selling our house says we need an energy certificate before they can show our house to clients. Is this true? and who should do this job as the agent said they have there own people.
A: Anyone in the Canaries wishing to organize one of these certificates, or to confirm that someone else is legally able to issue them, should contact the Consejería de Empleo, Industria y Comercio. Dirección General de Industria y Energía, C/ León y Castillo, 200; Edificio Servicios Múltiples III , Planta 4ª; 35071 Las Palmas de Gran Canaria – tel: 928-899-400 . The full details on what is actually required (no, agents don't need to be in possession of the physical certificates before they do viewings) are HERE.
Q: What happens if you receive a fine, either refuse to pay or don't have the means to pay and then a charge is levied against the property? Does this just stay there then until such time that the property is sold?
A: Yes, though a fine will attract "legal interest" of around 6% or so, plus possible penalties and costs so will end up being more than the fine levied. A fine charged against a property will show up when the new buyers' conveyancer carries out a land registry sesarch – it will show up in the same way as any charge on the property, e.g. a mortgage. If a property is never sold but inherited on the death of the owner who was fined, inheritance tax would be payable before the property could be transferred. When it is transferred, it is treated like a sale, indeed the tax payable on a transfer is the same tax as that paid on a sale because a sale is, effectively, a transfer of title. Any fine would be payable at this point, along with interest, and along with transfer and inheritance taxes, before the property could be registered in your heirs' names.
Q: Can you advise of how long you have between selling and buying a property in Tenerife have you got to reclaim retention tax of 3%?
A: The buyer has one month to pay the 3% retained, and the receipt of the modelo 211 with which it was paid should be passed to the vendor so that s/he can reclaim it. After that, you have up to three months to reclaim it – with modelo 212. I understand that a "late claim" can also be made up to a legal limit of four years, but for this you would need an asesor or accountant to help.


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NYC Parks Events Calendar
Get up, get out, and do something! Just about any day of the year, you can find something fun, informative, and healthy to enjoy at an area park. Feel free to browse the listings below, or use the search tools to find an event that matches your interests and location.
Viewing 7,021–7,030 out of 15,243 events
from July 10, 2013 (x) to April 25, 2026
Sunday, July 12, 2015
Weehauken: The Background & Aftermath
at Morris-Jumel Mansion (in Roger Morris Park), Manhattan
2:00 p.m.–4:30 p.m.
Hamilton expert Jimmy Napoli will sit down with Burr descendant and MJM trustee Antonio Burr, Ph.D., to discuss the fateful (and fatal) events of July 12th, 1803, when Aaron Burr…
Category: Education, History
Harlem Meer Performance Festival: ¡Retumba!
at Charles A. Dana Discovery Center (in Central Park), Manhattan
2:00 p.m.–4:00 p.m.
Retumba! delights with music and dance focused on the folklore of the Caribbean.
Category: Accessible, Concerts, Festivals, Free Summer Concerts, Seniors
Laughter in the Park 2015
at Garibaldi Plaza (in Washington Square Park), Manhattan
2:00 p.m.–4:00 p.m.
This week's appearances include comedians Arthur Meyer, Seaton Smith, Lori Sommer, Nick Vatterott and Gary Vider.
Category: Theater, Free Summer Theater
Wave Hill Garden Highlights Walk
at Wave Hill, Bronx
2:00 p.m.–3:00 p.m.
Join us for an hour-long tour of seasonal garden highlights.
Category: Nature, Tours
Leading the Way: Six Outstanding Women of Queens
at Kingsland Homestead (in Margaret I. Carman Green - Weeping Beech), Queens
2:30 p.m.–4:30 p.m.
The Queens Historical Society presents their newest exhibition, Leading the Way: Six Outstanding Women of Queens. Featuring women from diverse fields and backgrounds, who at one…
Category: Art, History
TreesCount! 2015 Training Session
at Brookville Blvd and 143rd Ave Queens, NY 11422
3:00 p.m.–7:00 p.m.
Join a TreesCount! Training class to learn the techniques you need to help us map, count, and care for every street tree in New York City.
Category: Volunteer, TreesCount! 2015
Hike & Draw
at Sachkerah Woods Playground (in Van Cortlandt Park), Bronx
3:00 p.m.–5:00 p.m.
We'll provide supplies. Bring a light chair you can carry on the trails.
Category: Nature, Art, Hiking
Global LocaL: La Isla Bonita Summer Festival
at Faber Park (in Faber Pool and Park), Staten Island
3:00 p.m.–8:00 p.m.
The festival will feature live music, DJ sets, and live art.
Category: Accessible, Concerts, Dance, Art, Festivals, Free Summer Concerts, Waterfront
Total Body Conditioning
at Pier 2 (in Brooklyn Bridge Park), Brooklyn
3:30 p.m.–4:30 p.m.
Join this waterfront workout; limited mats are available at select classes.
Category: Fitness, Outdoor Fitness
Pages:< Prev1…700701702703704705706…1525Next >
Related Information
- Get information on upcoming events directly in your inbox by signing up for our Email Newsletters.
- Know about an event that's not on the calendar? Send us a tip!
- Planning an event and considering hosting it in a park? Make sure to read our Planning an Event page.


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Plus: See more slideshows
Owning certain stocks can save you thousands
Join the NASDAQ Community today and get free, instant access to portfolios, stock ratings, real-time alerts, and more!
The N.Y.-based real estate investment trust (REIT),
SL Green Realty Corp
) penned an agreement to purchase The Olivia - a mixed-use
residential and commercial building - at the gateway to
Manhattan's far west side, for $386 million. The move depicts SL
Green's strategy to expand its multifamily investment platform in
the U.S., especially New York, given the booming residential
market there.
Completed in 2012, The Olivia is a 36-story building situated
at 315 West 33
Street. The property, spanning 492,987 square feet, comprises 333
luxury rental apartments and 270,000 square feet of commercial
space (100% leased), along with 5 retail outlets, 2 office
suites, a movie theater and a parking garage. The Olivia is
currently owned by Stonehenge Partners, a N.Y.-based private real
estate company. The above-mentioned buyout also includes an
adjacent lot.
We view the deal as a strategic fit for SL Green, given the
asset's location between 8
and 9
Avenues and its proximity to the Hudson Yards Redevelopment
Project, which is a Related Companies' proposed mix-use project.
Particularly, the Hudson Yards Redevelopment Project is expected
to drive customer traffic and thereby strengthen the retail
corridor. Hence, management views this as a vital factor in
enhancing the value of The Olivia's retail component.
SL Green primarily acquires, owns, repositions and manages
Manhattan commercial properties. As of Jun 30, 2013, the company
owned interests in 87 Manhattan properties totaling more than
42.8 million square feet.
SL Green currently carries a Zacks Rank #2 (Buy). Other better
performing REITs include
Winthrop Realty Trust
Highwoods Properties, Inc
) and
EastGroup Properties
). While Winthrop carries a Zacks Rank #1 (Strong Buy), Highwoods
and EastGroup have a Zacks Rank #2.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
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A hit-and-run investigation is underway in the City of Negaunee. The incident happened late Friday night on Marquette County Road 480 by the railroad overpass.
The Marquette County Sheriff's office says the victim was driving his truck east on County Road 480 when he was rear-ended and pushed into the westbound lane, causing him to slam into the guard rail.
The unidentified victim was not injured. He says the driver of the other vehicle never stopped and continued east.
Authorities described the suspect's vehicle as being a Honda CRV, four door, dark blue or black in color. The vehicle should have front end damage.
Anyone with information on this incident is asked to call police or the Marquette County Sheriff's office at 225-8435 and ask for Deputy Ulvila.


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San Diego ~ 5943 Balboa Avenue, Suite #100, San Diego, CA 92111 ~ 858-268-4747
Redondo Beach Satellite ~ 2810 Artesia Blvd., Redondo Beach, CA 90278 ~ 310-542-6000
"How a book this dark can be this much fun to read is just one of many amazing things about Sandman Slim. After surviving 11 years in Hell -- literally -- Stark is ready for vengeance on the magicians who killed his girlfriend and sent him there. If he happens to avert the Apocalypse while he's doing it, that will be icing on the cake. Good Omens meets Raymond Chandler!"
— Carol Schneck, Schuler Books & Music, Okemos, MI


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- Filed Under
Winter weather conditions put a halt to the area's high school basketball schedule Saturday, postponing most games and canceling others.
In boys basketball, Unioto, Zane Trace, Adena, Paint Valley and Westfall all postponed their games, and Huntington canceled its game with Miami Trace. Unioto has rescheduled its game at Logan for Wednesday, and Adena will make up its game with Leesburg Fairfield next Saturday. Makeup dates for Eastern Pike at Zane Trace, Paint Valley at Peebles, Southeastern at Vinton County and Teays Valley at Westfall have not yet been scheduled.
In girls, Adena canceled its game with Lucasville Valley, and Chillicothe, Westfall, Southeastern and Piketon all postponed their games. Piketon has rescheduled its game at New Boston for Monday. Makeup dates for Warren at Chillicothe, Westfall at Wellson and Leesburg Fairfield at Southeastern have not yet been scheduled.


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1994 Ford Ranger
Hi I have a 1994 Ford ranger with a 4.0 and a A4ld transmission 2wd my problem is my truck dies when putting in reverse and drive one day I been calling transmission to find out if they know what's causing it some tell me it needs a transmission and I call a repair shops they told me to disconnected the tcc solenoid connecter to see it goes way will I unplugged the connecter to see it fixed it but it didn't still doing the same thing I thought it can be the cooler line be plugged up it wasn't and when I hold the gas pedal down little bit when I put in reverse it went but it acts like something is lockup and dragging feel it dies please help to find the problem
August 18, 2012.
August 18, 2012.
Shops are right. The converter has locked up from failing and will require rebuilding
To asemaster6371 my question is what is causing my truck to die when put in gear like drive and reverse I know I repeating my previous question but I read and Google it all the results came all talking about the torque converter or tcc solenoid is causing my problem I need to know what's you think it can be and what's causing it
Ok, the torque converter has failed, as I stated, and is causing the truck to stall in gear. It is a common issue. I had one for 5 years and had the same issue
To asemaster6371 so all I need to do replace the torque converter and it back to normal and fix the problem
No, as I stated in my first response, it needs to be re built with a new converter. The converter fails and puts metal and all into the rest of the box and it needs to be rebuilt.
To ase master6371 why it needs rebuild the truck drove just fine before this happened the fluid don't smell burnit or and isn't any metal sheavings in the fluid the fluid had been change before it still pink. When you hold the gas pedal a bit while put it in reverse without any brake it went in gear starting to backup and dies same with the drive
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Difference Between Earth Starfleet and the UESPA?
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September 8 2008, 12:11 AM
Re: Difference Between Earth Starfleet and the UESPA?
Onscreen, there isn't a difference. In the fourth season of ENT, we saw a logo that said STARFLEET COMMAND - UNITED EARTH SPACE PROBE AGENCY:
We also saw a UESPA logo by itself in the "Friendship One" probe in VGR and in the flashbacks in ENT: "First Flight." So maybe Starfleet was formed out of UESPA or merged with it. We know that the term UESPA continued to be in use throughout the 23rd century; Kirk mentioned it as the body he reported to in "Charlie X" and "Tomorrow is Yesterday," and its name appears on the
-B's dedication plaque.
Perhaps UESPA continued to be used as a traditional name for the Earth Starfleet that grew out of it, or maybe Earth Starfleet was a subdivision of UESPA that eventually overtook the whole thing. And then when the Federation Starfleet was formed, the Earth branch of the combined service, which had formerly called itself Starfleet, went back to calling itself UESPA instead. Perhaps it and the Vulcan Space Command and the Andorian Guard and so forth continued to have some existence, at least in organizational terms, within Starfleet through the late 23rd century or so. But apparently the term had fallen out of use by the TNG era.
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