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Good morning! It's very quiet for news this morning, so this will be a comparatively brief report. The Futures are indicating the open should see the FTSE 100 Index up 15 points at 6,589.
Tribal (LON:TRB) issues its interim results for the six months to 30 Jun 2013. The market seems to like them, as the shares have opened up 3% at 207p, which values the company at £194m. Tribal provides services to the education sector.
Turnover rose 12% to £62.1m, and adjusted operating profit rose 15% to £5.4m for the six months. Adjusted EPS rose 36% from 3.6p to 4.9p, but was flattered by an unusually low taxation charge this period. The company says that trading will be weighted towards H2, and the outlook statement sounds good, with them confirming "at least in line with our expectations for the full year".
So really it all looks good until we get to valuation. Broker consensus is 11.4p EPS for this year, and 12.4p next year, which look about right, if you normalise the tax charge. So the shares look expensive to me at 207p, which is a PER of just over 18 times this year's earnings. That's too expensive by far to my mind. Tribal has always been fairly cheap when I've looked at it before, and personally I wouldn't pay more than a PER of 12 for what is really a pretty ordinary business, that's been quite accident prone in the past.
The dividend yield is lousy, at only 0.7% forecast yield.
Furthermore, Tribal also has a weak Balance Sheet, with negative working capital (current assets are £36.0m, versus current liabilities of £53.3m), with another £19.4m of long term liabilities too. My internet is about to go down for a little while, as fibre optic man is here to upgrade us, so will continue when I am reconnected ...
... yes I'm back, and apparently 10 times faster!
Going back to Tribal's Balance Sheet, it has £77.6m in Goodwill, and further intangibles of £14.8m. Writing off both of these takes net tangible asset value down to minus £31.4m, which is not a good position at all. It might be fine for the time being, but what happens if they run into trading difficulties, as they have done in the past? There's nothing to cushion the impact.
I just cannot understand why these shares are rated so highly. Have I missed something?
Results from micro cap Scottish auctioneer John Swan and Sons (LON:SWJ) look poor. Their underlying trading (before pension adjustments) has gone from breakeven in 2011/12 to a loss of £344k in year ending 30 Apr 2013. Its property has been revalued, and the market cap of £2.8m is now less than half net tangible assets of £6.3m. Seeing as the assets are being unproductively used, that discount is entirely logical I would suggest.
They blame underperformance on the weather and, "Sheep were slow in coming forward and prices were down, which led to reduced commission". It just doesn't make any sense for a company this small to be Listed on the Stock Market.
Shares in Waterlogic (LON:WTL) have dropped sharply today, by 15% to 140p, on the back of a trading update. I don't recall having looked at Waterlogic before. The market cap has dropped to about £109m at 140p per share. They say today that revenues for the year ending 31 Dec 2013 are expected to be $120-125m, and that adjusted EBITDA is expected to be approximately $20m (up from $14.7m). Those numbers don't sound too shabby, but clearly are lower than the market was expecting.
They had an installed base of 640,000 machines at the end of 2012, so clearly a pretty substantial business. Looking back at the last set of full year results, 38.6% of group revenues were recurring (machine rentals & servicing) which is good.
Their Balance Sheet looked pretty good at 31 Dec 2012, with net cash of $29.8m.
Overall, I like the concept - of water purification machines to use in offices & public buildings, to replace conventional bottled water dispensers. The trouble is, with a profit warning today, and prior to that EPS estimates tumbling quite fast, there is clearly something going wrong with their business model. So I'd need to do more research on it, but it does look potentially interesting - mainly because of the recurring revenues, and a decent EBITDA forecast relative to the market cap.
Have any readers looked at Waterlogic before? If so, I welcome your views in the comments section below.
Shares in Castings (LON:CGS) are up 20p to 435p on publication of a positive trading update this morning. Broker consensus is for 36p EPS this year (ending 31 Mar 2014), so that puts them on a PER of 12, which is probably about right. The dividend yield is around 3%, and they have a tremendously strong Balance Sheet.
A very nice business, although a potential problem is flagged in the AGM statement today, when they say:
However we remain cautious of the potential impact of the new European emissions legislation in 2014 as previously reported.
So that would need investigating before buying any shares in this one.
As with so many companies at the moment, I can't help feel that there will be more attractive entry points in the future, it's so difficult to find value at the moment after fairly indiscriminate share price rises right across the small to mid caps space. Hence why I'm keeping some powder dry.
Nothing else to report today, so I shall sign off. Back tomorrow as usual.
Regards, Paul.
(of the companies mentioned today, Paul has no long or short positions)
As per our Terms of Use, Stockopedia is a financial news & data site, discussion forum and content aggregator. Our site should be used for educational & informational purposes only. We do not provide investment advice, recommendations or views as to whether an investment or strategy is suited to the investment needs of a specific individual. You should make your own decisions and seek independent professional advice before doing so. Remember: Shares can go down as well as up. Past performance is not a guide to future performance & investors may not get back the amount invested.
Tribal Group plc is a United Kingdom-based provider of software and services that support the management of education. The Company operates in four business segments: Product Development and Customer Services, Implementation Services, Professional and Business Solutions and Quality Assurance Solutions. The Company's Product Development and Customer Services segment represents the delivery of software and subsequent maintenance and support services. The Company's Implementation Services segment represents the activities through which it deploys and configures its software for its customers. The Company's Professional and Business Solutions segment represents a portfolio of performance improvement tools and services, including analytics, benchmarking and transformation services. The Company's Quality Assurance Solutions segment represents inspection and review services, which support the assessment of educational delivery. more »
John Swan and Sons Plc is a United Kingdom-based company, which is engaged in auctioneers, livestock agents, valuers and estate agents and operates livestock marts in Newtown St Boswells and Wooler. The Company conducts sales of pedigree and commercial livestock and also provides a private sales facility either between farms or from farm to abattoir. Its services include rural and commercial estate agency, SFP entitlement trading, liquidation and insolvency sales, farm sales and cessation of business Sales, a variety of valuation work and fine art and antique Sales. The Company trades from two Mart facilities: Newtown st bosells and wooler mart. Newtown st bosells is the Livestock Centre servicing the entire South East of Scotland and situated in the heart of the Scottish Borders. Wooler mart is Livestock Market in the North East of England situated in the center of the renowned productive livestock rearing county of Northumberland. more »
Waterlogic Plc is an Ireland-based designer, manufacturer, distributor and operator of point-of-use (POU) drinking water purification and dispensing systems. The Company's systems are used for environments, such as offices, factories, hospitals, hotels, schools, restaurants, home and other workplaces. The Company's products are distributed in North and South America, Europe, Asia, Australia and South Africa. Its products include Waterlogic 350 (WL350), Waterlogic 3000 (WL3000), Waterlogic 1000GF (WL1000GF), Waterlogic Firewall Tap, Waterlogic 2 Firewall (WL2FW), Ultraviolet (UV) Countertop Water Purifier-Waterlogic Firewall Cube, Waterlogic 3 Firewall, Waterlogic 4 Firewall (WL4FW), Waterlogic Max Firewall, Waterlogic 2500 (WL2500), Waterlogic 850HV (WL850HV), Waterlogic Station (WL Station) and Waterlogic 2000 (WL2000). more »
4 Comments on this Article show/hide all
|13th Aug '13
|1 of 4
Paul I agree with you. I held this in JohnsInvestmentChronicle last year but sold out far too early. In at 60p out at 86p! Seems far too expensive but I guess the main thing it has in its favour is that it has seen fairly consistent upgrades to earnings over the last 18 months but may be that too has run its course.
|Website: JohnsInvestmentChronicle
|| Link | Share
|13th Aug '13
|2 of 4
Regarding Tribal.
|| Link | Share
|13th Aug '13
|3 of 4
When I put Paul's points to my investment club this morning by email I got one reply from someone with industry knowledge who agreed with the points rick has made. He also said "My insight is that they have only scratched the surface of a market that is primed for growth over the next few years. I have been partnering with xxx (a big multinational) and they have more enquiries than they can deal with on collaboration software in the education sector and I can see there are a wealth of opportunities there".
|Website: JohnsInvestmentChronicle
|| Link | Share
|13th Aug '13
|4 of 4
re WTL; I looked at WTL back in Sept 2012, with the aid of an Edison Quickview, when it stood at 190 , but was put off by some serious sales at 200p at the time, and the fact that it looked overpriced cf peers/sector, and a silly PE (f, I think) of 158 (but going for great growth in 2013).
|| Link | Share


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The Kuyper Prize will be conferred on Thursday, April
14, 2016
In honor of Kuyper's journalistic activities, the Abraham Kuyper Center for Public
Theology at Princeton Theological Seminary is sponsoring a conference on religion and
journalism. The conference seeks to identify and analyze major trends in journalism
today. How is religion treated in the secular media? What role does Christian journalism
play in the public sphere today? How are changing trends in journalism such as blogging
and tweeting affecting religious public opinion? Among his many vocations, Abraham Kuyper (1837-1920) was a leading journalist of his era.
He was the editor of the daily paper, De Standard, and the weekly church paper, De
Heraut, from the early 1870s until his death. He also served as chairman of the Dutch
Association of Journalists from 1898 to 1901.
The conference on religion and journalism will reflect back on the rough-and-tumble world
of Dutch religious journalism in the late nineteenth and early twentieth centuries while
exploring new possibilities for religious news, commentary, and social media in the 21st
The conference organizers invite papers on any topic related
to Christianity and the practice of journalism. While we welcome proposals
about the contributions of Abraham Kuyper, Herman Bavinck, and other
Neo-Calvinists to journalism, proposals may range more widely; we invite
proposals on topics ranging from the history of Christian journalism, theology
of journalism, and impact of new media on the practice of Christianity.
Financial support is available for graduate students.
To apply, please email a proposal of 250 words or less by December 31, 2015 to [email protected].
Please include your name and institutional affiliation in your email, but not
on your proposal itself. Proposals will be double-blind peer-reviewed.
Notifications of accepted papers will be sent by January 18, 2016. If you
have questions, please contact [email protected] for additional information.
Abraham Kuyper
© Princeton Theological Seminary P.O. Box 821, 64 Mercer Street, Princeton, NJ 08542-0803, 609.921.8300 An Institution of the Presbyterian Church (USA)PTS Calendars | A to Z Index | Information Technology | Trustees Website
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subset: commoncrawl


text:
21-3475 - WLC100 Soldering Station
The WLC100 has been the top choice of hobbyists, DIY-ers, and students for years. This low-cost station features the quality you expect from the leading name in soldering equipment.
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96-1760 - WES51 Electronic Soldering Station
A powerful and economical continuous production soldering station, this unit has temperature lockout and automatic power-down features to keep you in control. The WES51 was designed for continuous production, rework, and repair of through hole, SMT boards, most gr...
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Fine quality consumer mini ironFeatherweight iron with pencil handleIdeal for wood burning, hobbies and craftsAlso ideal for jewelry, model railroads, and micro electronicsDevelops 900°F/480°C temperatureStainless steel barrel, heat and imp...
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The Marksman iron is perfect for any hobbyist and is ideal for electronics, electrical projects, kits, and more.
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Easy to find products and order. Items shipped and arrived without hassle.


text:
Stephen Chapman from Make Travel Fair, a website dedicated to educating people about the impacts of travel, has written an article about Blue Ventures entitled 'Good Ecology is also Good Business'
To read the article or find out more visit the Make Travel Fair website.
About Blue Ventures
Blue Ventures are an award winning marine conservation charity. On our Beyond Conservation blog you can hear voices from the front line of marine conservation.
- Web |
- More Posts (452)


text:
The Top 10 In Action Sports
01Kenton Cool And The Legend Of Everest
02The Martyn Ashton Interview: Meet the Man Who Got Back on the Bike
03Legends Behind the Lens: The Dan Milner Interview
04We Asked Surf Star Coco Ho For Her Step-by-Step Guide to the Basics
05The Tony Hawk Interview: How Is The Birdman Still Flying High After All These Years?
06We Toured Britain's Action Sports Hotspots With The New Ford S-MAX
07The Legend Of El Dorado: One Man's Obsession With Finding A City Made Of Gold
08I Am Legend: How Audiences – Real Or GoPro'ed – Can Affect Your Mind And Performance
09Watch A Freerunning King Defy The Laws Of Gravity In This Urban Assault On London
10Living On The Blood and Urine of Dead Sea Turtles: The Shocking Story of A Sailor Stuck in Hell
After Dark – Official Trailer
Directed and Produced by Josh Berman
Principal Cinematography By Josh Berman, Kyle Decker, Freedle Coty, and Drew Lederer
Edited By Kyle Decker, Josh Berman, and Freedle Coty
The earth turns and the sun disappears over the horizon. Flip the switch, and the lights go out. Slumber begins and the mind awakens, taking us to places we've never been and witnessing things not yet seen or imagined.
From the enchanted powder forests of Japan, the historic streets of Moscow, to the unthawed mountains of Western America, and everywhere in between – Level 1 invites you into our spectrum of reality to see a succession of images, visions, sounds, and sensations quite unlike those of the conscious world.
Experience it for yourself – our dream, our vision of skiing.
After Dark.
Parker White, Ahmet Dadali, Tom Wallisch, JF Houle, Adam Delorme, Wiley Miller, Tanner Rainville, Alex Bellemare, Mike Hornbeck, Will Wesson, Chris Logan, Niklas Eriksson, Duncan Adams, Josh Bibby, Liam Downey, Logan Imlach and Friends
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New York
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text:
If it is land in Week St Mary to rent that you're after, MOVEHUT can certainly help you find one that's perfect for you. There is a wide variety of land to rent in Week St Mary and you'll find the best choices here at MOVEHUT. You could require a piece of land in Week St Mary with buildings on site or you may just want it for parking. Thankfully, we list land suitable for all uses, so whatever your requirements are, we can help.
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text:
Music is never done.
It's dancing around in my head until it's refined and defined.
It's all around each and every day when I hear a rhythmic sound.
It goes deep into the core of myself.
And it give poetry with motion, emotion and drive with it's sound
Nosforotu poet 12-30-2011
| Email this Poetry
| Add to reading list


text:
Follow HitFix Follow @hitfix
This Must Be The Place - Cheyenne plays guitar
Cheyenne plays guitar in this movie clip from This Must Be The Place
Cheyenne is a former rock star. At 50 he still dresses 'goth' and lives in Dublin off his royalties. The death of his father, with whom he wasn't on speaking terms, brings him back to New York. He discovers his father had an obsession: to seek revenge for a humiliation he had suffered. Cheyenne decides to pick up where his father left off, and starts a journey, at his own pace, across America. (Official Description)


text:
Allan Jones Aug 21, 2013 8:41 AM
Re: iPhone app or mobile layout in response to Loren Ryter
As we are all end-users here and not Apple representatives--and I share your view about needing a mobile version--Apple is not likely to see your excellent suggestion in this venue.
They will see it if you use one of these links:
Loren Ryter Aug 21, 2013 1:04 PM
Re: iPhone app or mobile layout in response to Allan Jones
I am aware that's a standard reponse, but in many cases it's less than helpful. I'm aware of feedback, and have left feedback about many things – including this – in the past, rarely with any resolution.
In one archived thread related to this, an Apple host responded that "we are investigating". It is a point of fact that in the discussions one may get a comment from Apple, while with feedback you certainly will not receive any comment, though in theory the issue might get noticed or even addressed.
Furthermore, posting about this need in forums may possibily encourage a 3rd party solution, though I have no idea whether authentication protocols would make that impossible.
Allan Jones Aug 21, 2013 6:39 PM
Re: iPhone app or mobile layout in response to Loren Ryter
I'm sorry ytou see it that way. I've been here over 12 years and that remains the best reponse I know to be sure someone in product development sees your suggestion. It was not a standard or canned response. I hand-craft all mine from the finest raw materials
deggie Aug 21, 2013 7:20 PM
Re: iPhone app or mobile layout in response to Loren Ryter Helpful
There has been no progress.


text:
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text:
College Photos
Photos: Texas QB Ash doesn't finish game, but Longhorns' defense makes plays in 31-21 win over KSU
Photo: Ronald Martinez/Getty Images
AUSTIN, TX - SEPTEMBER 21: David Ash #14 of the Texas Longhorns is tackled by Blake Slaughter #53 of the Kansas State Wildcats at Darrell K Royal-Texas Memorial Stadium on September 21, 2013 in Austin, Texas. (Photo by Ronald Martinez/Getty Images)
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text:
Swimming Pool Fence Photos
Although there are many types of fences that can go around a swimming pool, powder coated aluminum tends to be the most popular in the Virginia/Maryland areas. Other types of fencing such as white vinyl, wood, and chain link are also common choices.
<Black Aluminum 54" Rockingham


text:
Some people travel to sightsee, relax or learn about a new culture. Then there those of us who travel to explore exotic marketplaces, try new wines, discover hidden restaurants and then squeeze as much of these foods and spirits into our suitcases as we can so that we can savor the flavors of our travels back home. Call us foodies, bon vivants, gourmands or (occasionally) gluttons; but as long as there are new countries to be explored and novel foods to be eaten, we will be there, forks in hand. Here are five emerging gastronomic meccas to look out for.
Sri Lanka: A small island in the northern part of the Indian Ocean, Sri Lankan cuisine reflects the flavors of its surrounding countries as well as its colonial history. Sri Lanka is being recognized for its extraordinary spice offerings, notably its complex and spicy curry blends. Don't leave without trying pittu, a mix of rice meal and shredded coconut that is steamed in a bamboo shoot. Sri Lanka is also known for producing some of the world's most prized black, green and white teas in its central highlands. Behind the Burner expert Rohini Dey agrees, and notes that the most spectacular meal he ever had was breakfast in Sri Lanka, where he enjoyed rich sweet tropical fruits, sambals, rice pudding and fresh crisp "appam" (rice crepe bowl) with an egg cracked into it. (Image courtesy of Lanka Library, www.lankalibrary.com)
Hawaii: Don't associate all Hawaiian cuisine with just coconuts and Mai Tais. Many chefs such as Mark Fuller are starting to emulate Hawaiian cuisine in order to create fresh takes on classic dishes, such as making poke (raw fish rubbed with sea salt and mixed with seaweed, sesame oil and chili peppers) as an alternative to traditional tuna tartare. Although Hawaii is best known for paper umbrella cocktails, Okolehao is a unique liquor made from roots unlike anything you've ever tasted. Additionally, the state has also been attracting attention with the sparkling pineapple wines or "Maui Blanc" it has been producing--the perfect alternative to a daiquiri for a day at the beach. (Photo from Flickr: WireLizard)
Poland: Believe it or not, the "land of vodka and sausage" is currently going through a Slow Food Movement much like the one going on in America today, so this is the perfect time to go and sample some of the traditional artisan breads, sausages and dumplings the country is known so well for. Many master mixologists stateside have recently been opting for quality Polish vodka in their cocktails because of its smooth finish and light caramel flavor. (Photo from Flickr: Klearchos Kapoutsis)
Mauritius: Just off the coast of Madagascar, this island nation has a unique blend of African, French, Creole and Indian heritage and flavors. Many Mauritian dishes are prepared with the diligent technique of the French combined with spicy flavors of the islands; such as gateau piment, a deep fried split pea paste flavored with chili. Mauritius also happens to be the only country that produces both industrial rum (made from distilled molasses) and agricultural rum (made from fermented sugar cane), so be sure to sample the local rums, which are said to rival those of the Caribbean. (Photo from Flickr: KhayaL)
Croatia: Seeing as that Croatia is made up of tiny islands in the Adriatic Sea, it isn't surprising to find out that they have some of the most unbelievable seafood available. Popular choices include grilled cuttlefish, prawns and octopus. As for wine, Croatia has been producing wine for centuries and has been recognized as an up and coming international wine region. Try one of its crisp, minerally white or lush red wine (such as the burgeoning Plavac Mali, a child of the true original Zinfandel) to compliment the local cuisine. Whenever Behind the Burner travels domestically and abroad to film food and drink segments , we always keep our eyes out for fun, quaffable wines to feature as a Wine of the Day. (Photo from Flickr: akk_rus)
Follow Divya Gugnani on Twitter: www.twitter.com/dgugnani
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AFRICA/NIGER - 79,087 cases and 362 children under 5 years of age have died from severe acute malnutrition
Niamey (Agenzia Fides) - From January to September this year hundreds of children under 5 years of age died from malnutrition in the central eastern region of Zinder. In Zinder the disease is endemic, according to the latest data regarding the epidemiological situation released by the UN Humanitarian Affairs (OCHA) in Niamey, from January 1 to September 23, 2013, there were 79,087 cases of severe acute malnutrition and 362 deaths of children under 5 years of age. Zinder, close to Nigeria, is the second most populous region of Niger and unfortunately is regularly hit by severe food shortages, caused by drought. Those who suffer most are women and children. Malnutrition is a disease mainly caused by the lack of essential nutrients for children, which results in poor growth and weakens the immune system against the most common childhood diseases. (AP) (Agenzia Fides 09/10/2013)
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- 2015-11-13 - Thousand Nigerian refugee families welcomed by families of Niger with the support of Caritas
- 2015-07-06 - Noma severely affects the poorest and malnourished children
- 2015-05-21 - Civil society denounces: serious human rights violations in the east of the Country
- 2015-05-15 - Meningitis in Niger: 100 people hospitalized every day in Niamey
- 2015-04-09 - Bishops' message: "Easter, the feast of all the believers who work for peace"
- 2015-04-01 - "The churches burned in January will be protected at Easter, but then discrimination will continue as before", says a missionary
- 2015-02-19 - The day for demonstrations against Boko Haram a village is bombed by mistake on the border with Nigeria; 37 dead
- 2015-02-16 - March against Boko Haram; Christians call nation to unite
- 2015-02-14 - Testimony from Niamey: A source of inspiration for peaceful co-existence!
- 2015-02-10 - A missionary: "There is a growing feeling of anti-Christianity in Niger


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Car Hire Deals, Vouchers & Discounts
If you're looking for vehicle hire, whether for at home or abroad then look no further than this great selection of car hire companies. Zipcarcould be the solution you are looking for if you need the use of a car but without the additional costs of ownership. Whilst companies such as Hertz and Holiday Autos have a huge range of options and prices if you need to hire a car on your travels.
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- Filed Under
Dear Amy: My sister died from breast cancer two years ago at the age of 50, leaving behind three kids (ages 20, 18, 17) and her husband, "Martin." Martin started dating "Laura" (no kids) about four months after my sister's death. The kids were naturally upset that he started dating so soon.
There were a lot of issues that needed to be resolved, but Martin chose to ignore these issues.
The youngest two girls went off to college and the oldest son enlisted in the Army. Shortly after, Martin married Laura but didn't tell his kids for two months. It wasn't pretty when the youngest two found out and learned ...


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LONDON (AP) — A producer of the film "Monty Python and the Holy Grail" is suing the comedy troupe over royalties from the hit stage musical "Spamalot."
Producer Mark Forstater wants a bigger share of proceeds from the show, which is based on the 1975 movie spoof of the legend of King Arthur.
Python members Eric Idle, Michael Palin and Terry Jones are to give evidence during a five-day hearing that began Friday at London's High Court.
Forstater is suing the trio and fellow Python members John Cleese and Terry Gilliam.
His lawyer, Tom Weisselberg, said under an agreement made when the film was produced, "for financial purposes Mr. Forstater was to be treated as the seventh Python." But the lawyer said Forstater had not received his fair share of royalties.
Fergie, Sarah Jessica Parker, and Heidi Klum all get an F on this week's Fashion Offenders.
Beyonce and Alicia Keys double date with their famous hubbies on today's Celebs Gone Social.
See what the cast of "American Beauty" is up to today.
Jennifer Lopez shares an adorable photo of her look-alike daughter, plus more celebritots on social media on today's Celebs Gone Social.
Prince Harry, Jessica Alba and more stars who threw out the first pitch at baseball games.
Sofia Vergara poses in a revealing neon bikini while her "Modern Family" castmates hit the beach in Australia on Celebs Gone Social.
Get the scoop on the RHONJ stars' recent whereabouts on Replay.
© 2015 Whalerock Industries


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Valleyview Things to Do
Fishing Holes
All alongside the highway are small ponds, which are great for pulling in for a quick fishing stop. Some have fish, some don't, but regardless, its great fun. And beautiful. Sometimes you even get to see beavers or muskrats!Related to:
- Fishing
Valleyview Hotels
Pomeroy Inn & Suites Valleyview
3609 Highway Street, Valleyview, T0H 3N0, Canada
Satisfaction: Very Good
Good for: Couples
Hi Valley Motor Inn
4001 Highway Street, Valleyview, T0H 3N0, Canada
Satisfaction: Terrible
Good for: Solo
Valleyview Off The Beaten Path
Marshmallow making
The campgrounds near Fox Creek are great places to hike around in and have a nice fire to roast marshmallows! Even if you don't stay there and go campning, make sure you check out the trails.
We tried it once, not planning on making a fire. Were out hiking, it got late, we got hungry and cold. The only fire making tools we had were a lighter, toilet paper and bug spray. And no, none of us were boy scouts! Anyhoo, we tried the toilet paper first, but it burnt up too quickly to light the kindling. Had to resort to spraying bug spray and lighting it on fire. Funny, the marshmallows tasted a little different that night....
If you plan on going for a hike, make sure you take along the appropriate tools needed to start a fire, just in case!Related to:
- Backpacking
Instant Answers: Valleyview
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Re: 10th prestige hackers.Err0r_6_ Jan 4, 2013 7:14 AM (in response to one2no)
i look at the stats and time played, and if they dont match up ( which they normally dont) .. i just report them..
Re: 10th prestige hackers.one2no Jan 4, 2013 7:17 AM (in response to Err0r_6_)
i do to...when are they going to do something about it
Re: 10th prestige hackers.iHuntU Jan 4, 2013 7:18 AM (in response to Err0r_6_)
Give me some guidelines.
I've been seeing a lot of Prestiege Masters (in nearly every lobby).
What's a good measure to see if they are hackers?
There was one player last night that had been playing 6 days and had a 3+ k/d ratio. I would suspect foul play, but how do I know?
Re: 10th prestige hackers.Legend21killa19 Jan 7, 2013 11:48 AM (in response to iHuntU)
7 days or under played and they will have the nucular killer 30 kills without dying.
Re: 10th prestige hackers.schumijr Jan 7, 2013 1:22 PM (in response to iHuntU)
Their career combat record stats.
1. Score per minute of 1200.
2. K/D 2.0 or greater
3. Total days played < 7 or 8.
#1 Obvioulsy is a dead give-away. I saw this on a kid last night.
#2 I know there are good players around that may have this legitimately but, not one or two in everygame. Especially when they consistently score a 1:1 or less in the matches you play with them. I have played with some really good players that are consistently at the top of the leader boards that have hacked their prestiges (and admit it) but they don't get the huge ratios that a 2.0 or higher would require ALL THE TIME.
#3 I'm not a great player. MY K/D is only 1.02 and rising (and I blame this partially on lag ) But I have 8 days played and am only at Prestige 5. I mostly play TDM or KC so not as many points as other modes. You get the point though, and I played nearly the whole weekend double points were being given.
Re: 10th prestige hackers.brigasm_ Jan 4, 2013 7:20 AM (in response to Err0r_6_)
What is a reasonable time played for you ?
Re: 10th prestige hackers.Legend21killa19 Jan 7, 2013 11:46 AM (in response to Err0r_6_)
Exactly what i do normally they will have like 4 days played like bullcrap no no no impossible. Then they will have the nucular killer 30 kills without dying.
Re: 10th prestige hackers.weed-cobolt Jan 4, 2013 7:16 AM (in response to one2no)
I'm waiting for the big ban as it was in MW3 for the cheaters using the prestige token glitch. It will come...And so many people will come to the forum and ask "Why am i banned/reset?" It was my son, brother and so on. And i will laugh as always.
Re: 10th prestige hackers.Err0r_6_ Jan 4, 2013 7:19 AM (in response to weed-cobolt)
yeah i am looking forward to seeing, " oh i let my friend use my account, and i was on vacation and now im reset with a ban.. .. its not my fault" lol
i just feel bad for the legit master prestige player that actually worked for it, to see people who didnt, enjoy the perk of it as well
Re: 10th prestige hackers.one2no Jan 4, 2013 7:22 AM (in response to Err0r_6_)
i worked for my pretige master they shoud be able to see if you did each lvl
Re: 10th prestige hackers.featherman84 Jan 4, 2013 7:34 AM (in response to one2no)
To reach prestige master you should've played for at least 6 days game playing.
Criteria for cheaters is mostly the insane amount of tac insert usage, like 8000 and 50% instakills from it.Also look for score per minute, if this is above 600 it's not possible especially when they suck in the games they play with you.
Most of these cheaters, suck at the game they have k/d's like 0,6.
Re: 10th prestige hackers.Legend21killa19 Jan 7, 2013 11:49 AM (in response to featherman84)
No not 6 days omg no if you have 6 days played then you are a hacker! You have to have at least 9 or more.
Re: 10th prestige hackers.Geek3864 Jan 7, 2013 1:07 PM (in response to one2no)
Why are people calling them hackers they did nothing except glitch.
Re: 10th prestige hackers.Kexplx Jan 7, 2013 1:20 PM (in response to one2no)
guess theyll get a reset


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Featured, Headline »
From Pat Hickey
Chuck Goudie is very well paid and he is not very truthful.
He says this to close Investigations, " The I-Team left numerous messages at , Leo and . . . Schools, but never heard back."
Not true, Chuck. One lovely young African American single mother of two answers, or takes down every phone message, every e-mail and every carrier pigeon missiive that come to Leo High School, where it has been since 1926 at 7901 S. Sangamon Street 60620, ph.(773) 224-9600 ex. 208 (for me) and fax at (773) 224-3856. …
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Christ beside me, Christ before me, Christ behind me, Christ within me, Christ beneath me, Christ above me.
Saint Patrick
No man lived for Christ like Francis Cardinal George, O.M. I., Archbishop of Chicago. I witnessed this simple, but tough, priest.
Cardinal George had a powerful intellect, but never allowed his gifts to smother questions, doubts, or take advantage of the follies of other people. He was not a big shot and therefore never became a media darling.
He was tasked by our Church to lead a huge and very combative Archdiocese that …
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The Chicago Tribune, like WTTW, The Sun Times and the less lights on news and opinion, wants, O so very badly, for you to believe that Chicago's mayoral election as anything to do with Bill De Blasio and Elizabeth 'Senator Squaw' Warren.
It don't.
This is an election that finds a traditional south side Catholic Democrat ( pre 1972 Vintage) siding with Ald. Ricardo Munoz, some of the membership of SEIU to get Jesus Chuy Garcia a seat behind the big desk on the 5th floor of City Hall. Who'da thunk?
Chuy is …
Featured, Headline »
In order to destroy the middle class, like every entree on a Chinese Buffet, every aspect of life important to it, as well as the monetary rewards curtailed via taxation, vocational disappearances and personal safety, must be vilified. The MC must come to realize that they are appalling and believe it. If you are for traditional marriage, you are a homophobic hater. If you support law enforcement, you are racist. If you are for lower taxes, you are racist and a classist. If you ask a young lady to mind …
Featured, Headline »
In case you missed it
The Beverly Area Planning Association hosted the forum in the wake of racist graffiti that was spray-painted on several cars, garages and buildings over a two-day span beginning late Sept. 19. The Beverly Area Planning Association hosted the forum in the wake of racist graffiti that was spray-painted on several cars, garages and buildings over a two-day span beginning late Sept. 19.DNA Chicago
There is nothing that tickles my fancy more than any opportunity to scratch and sniff at the scabs on my see-through- 2nd Generation Irish …
Chicago, Featured, Headline »
Man, if you had the juice of the droopy-eyed mope and career grifter of the CTA – Forrest Claypool – you could wake up any morning with dead Mormon family in bed you, start the moring off with a bowl of Jello shots swimming Maker's Mark, drive to work like Danny Davis, do as little as Governor Quinn for a straight six hours and draw a pay check and change with no less than six zeros behind the arabic numeral of your choice.
However, you are not Forrest Claypool, Sheila Simon, …
Featured, Headline »
For years the Reds ( let's just say, for the sake of argument, Progressives are trained, funded and pushed into the streets or the polling place by followers of Karl Marx and not Jesus of Nazareth) have wanted to control American labor. They are getting there. Big Labor always means SEIU and other monster political PACS like the teachers unions and any and all manifestations of the public service unions. The skilled and industrial trades played ball with massive memberships SEIU managed to organize into slave labor unskilled, low-skilled, or …
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The Pope said nothing new in the article for the Jesuits run here in the States by America and nothing that Francis Cardinal George has not said at every turn in the twisted road to Illinois homosexual marriage and the necessary redefinition of marriage. Sex outside of marriage is a sin- gay, straight, or solo. Sex outside of marriage is not a crime, generally speaking. The only persons that concern me with regard to sex are my kids and of course old Dad himself . . .as if.
Like I said …
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Marty Oberman is back! He is going to be Rahm Emanuel's Metra Guy! Like Forrest Claypool, who knows absolutely nothing about buses or train-cars, not linked to a boon-doggle with Bombardier, or Ventra Cards, Marty Oberman don't takle no trains – he bikes.
Biking is the street-cred for Reformers, who snap fingers at waitresses, leave no tip and manage to have Chicago's media purse puppies write glowing accounts of their purported brains and hearts. These memes go unchallenged even after a Toni Preckwinkle manages to collect cadavers for Cook County, or …
Featured, Headline »
Eric Zorn – If You are evolved, you gotta go along with him . . .or else.
Gosnell, 72, is charged with running what amounted to a squalid abattoir where he performed late-term abortions and severed the spines or otherwise killed outside the womb fetuses who showed signs of being able to survive.
He's charged with first-degree murder in four such alleged incidents and with third-degree murder in the death of a patient who allegedly received a fatal overdose of anesthesia from Gosnell's poorly trained staff.
I don't mean to minimize the disturbing …


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Thanks to an undercover site visit by the Office of the Medicaid Inspector General (OMIG), a Brooklyn pharmacy won't be allowed to enroll in the state's Medicaid program.
During the site visit to New Life Pharmacy in Brooklyn, the provider filled a prescription that was later billed to Medicaid by another provider. New Life Pharmacy was denied enrollment under 18 NYCRR §504.5(a)(13).
"Site visits are crucial to determining the viability of health care providers," said Medicaid Inspector General James C. Cox. "We detected a problem in one instance where a pharmacy that wasn't enrolled in Medicaid was using a pharmacy that was a 'front' for its billing. That simply constitutes fraud."
In order to become a participating provider in the Medicaid program, a health care provider must go through a lengthy process that begins with filling out an on-line application followed by the submission of documentation to the New York State Department of Health. Once that process is complete, OMIG investigators conduct site visits similar to the one performed at New Life Pharmacy to ensure the organization's viability. On-site observations are critical to making a final determination on the need, effectiveness, and availability of services for Medicaid consumers.
New Yorkers can assist the Office of the Medicaid Inspector General in fighting fraud, waste, and abuse by reporting potentially suspicious behavior or incidents. OMIG encourages anyone who observes instances of potential Medicaid fraud, waste, or abuse to contact OMIG's fraud hotline at 1-877-87-FRAUD or visit the Web site at www.omig.ny.gov. Tips can be completely anonymous, and OMIG investigates information from all calls.
Our mission is to enhance the integrity of the New York State Medicaid program by preventing and detecting fraudulent, abusive, and wasteful practices in the Medicaid program and recovering improperly expended Medicaid funds while promoting high-quality patient care.
Webinar # 19, "Governing Body's Role in Program Integrity," is now available for viewing and listening. Click here to view.
OMIG posted the finalized Assisted Living (ALP) protocol Click here to see the complete list of OMIG protocols. The ALP protocol is listed there.
New York State identified $496 million in Medicaid erroneous payments and recovered $211 million from the federal government for errors relating to home care recipients who are dually-eligible for both Medicare and Medicaid funds. Through the action of the Office of the Medicaid Inspector General (OMIG), the New York State Department of Health's Fiscal Group received the $211 million payment, representing the state's share of the funds, on October 1, 2013, representing the largest single monetary recovery in OMIG's history. These recoveries are part of the Third-Party Liability Home Health Care Demonstration Project, a federal project looking at home health care involving dual-eligible recipients, conducted in conjunction with the University of Massachusetts Medical School. New York State's portion of the money reflects project efforts during the years 2007-10 and totals more than $496 million, with $211 million in state share funds. These dollars are a planned part of the Medicaid global cap and will help to ensure that New York contains costs within the Medicaid program.
In the case of dual-eligible recipients, here's how the billing should work: Home health care providers should first bill Medicare, and then bill Medicaid for whatever portion of the bill Medicare does not pay. Once that process is complete, the dual-eligible recipient's bill is paid in full. Having dual eligibility in both Medicare and Medicaid is not an unusual circumstance.
"As in most cases, Medicaid is the payer of last resort for dual-eligible recipients," Medicaid Inspector General James C. Cox explained. "In the cases reflected in these overpayments, bills for these home health care patients were inadvertently sent to Medicaid before first sending them to Medicare and following the correct process. Through the demonstration project, we were able to prove that Medicaid was overcharged and recover the money."
Jason Helgerson, director of the Medicaid program said, "This finding is further validation of the path set forward by the Medicaid Redesign Team of moving all services and populations into high-quality managed care, which will help to ensure that New York will contain costs within the Medicaid program. We are thankful for the work of the Office of Medicaid Inspector General and the University of Massachusetts to accomplish these savings."
"We are grateful to have had the opportunity to help the State of New York in its pursuit of payment for these services from the federal government," said Marc Thibodeau, executive director of the University of Massachusetts Medical School's Center for Health Care Financing.
This process is an example of government efficiency and process improvement in action. In the project's initial phases, beginning in 2000, the traditional approach had been to examine each questionable dual-eligible claim on a claim-by-claim basis. This became overwhelmingly cumbersome. The Centers for Medicare and Medicaid Services (CMS) agreed to allow OMIG and UMass to employ a sampling methodology, enabling project staff to use a 200-case sample universe of claims for dual-eligible beneficiaries who received home care services paid by Medicaid for each year audited.
Following the establishment of the sampling methodology, OMIG and University of Massachusetts Medical School staff applied an extrapolation technique to calculate payments that New York State Medicaid had made that should instead have been made by Medicare first. "The administrative burden posed by the claim-by-claim approach had been enormous," Cox added. "The extrapolation and sampling technique are standard processes used in professional auditing, and it makes sense that we were able to employ this technique to achieve the success of this project."
"This is tremendous news for New York," Cox said. "It reflects the tenacity and hard work of the staff within OMIG's Third-Party Liability Unit to enforce regulations that dictate that Medicaid is the payer of last resort in dual-eligibility cases." New York was one of three states, along with Massachusetts and Connecticut, to join with the University of Massachusetts Medical School in this project; the total reported here reflects only New York State's portion of the recoveries.
New Yorkers can assist the Office of the Medicaid Inspector General in fighting fraud, waste, and abuse by reporting potentially suspicious behavior or incidents. OMIG encourages anyone who observes instances of potential Medicaid fraud, waste, or abuse to contact OMIG's fraud hotline at 1-877-87-FRAUD or visit the Web site at www.omig.ny.gov. Tips can be completely anonymous, and OMIG investigates information from all calls.
More Articles...
You can help stop Medicaid fraud: Call OMIG's Fraud Hotline at 1-877-87 FRAUD (1-877-873-7283), or click here to file a complaint electronically.
The OMIG may sanction some providers by excluding them from participating in the Medicaid program. These providers are excluded from offering services to Medicaid enrollees and also cannot be paid with Medicaid dollars. Prior to adding new staff members, employers should check to see if prospective employees have been excluded from Medicaid. To make it easier to perform such a check, OMIG set up a dedicated service to check the status of any exclusion.
18 November 2015
Continuing Education Credits now available for OMIG's Compliance Elements Webinar Series The Health [ ... ]
The New York State Office of the Medicaid Inspector General (OMIG) posted on its website today, Mond [ ... ]
06 November 2015
Each webinar in the nine-part series on New York's mandatory compliance program obligation now poste [ ... ]
02 November 2015
On Monday, Nov. 2, 2015, the New York State Office of the Medicaid Inspector General (OMIG) posted o [ ... ]
01 September 2015
The New York State Office of the Medicaid Inspector General (OMIG) has posted on its website DSRIP C [ ... ]
Anytime a health care organization discovers that it was paid more than it was due, this should be reported to OMIG. Our Self-Disclosure section provides information for health care organizations to complete the recently revamped self-disclosure process.
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jeff clavier
VC Jeff Clavier On Getting To The Promised Land
Last month, we talked with Jon Callaghan of True Ventures and marveled at the billion-dollar-plus return that his firm is poised to reap from leading the seed round of the wearable fitness company Fitbit. But True isn't the only venture firm for which Fitbit is a giant home run. During a recent sit-down with Jeff Clavier, founder of the venture firm SoftTech VC in San Francisco, he… Read More
Fitbit's First Day On Wall Street
Signs outside the New York Stock Exchange declared that "Wall Street Is Getting Fit." Activity tracking company Fitbit began public trading today, initially surging to more than 50 percent above its IPO price and holding steady for most of the day. We were at the floor of stock exchange to capture the start of trading (sadly, we couldn't stick around for the celebrity workout… Read More
Jeff Clavier's SoftTechVC Hires Huddle Co-Founder Andy McLoughlin As Its Newest Venture Partner
Following the close of its $85 million fourth fund last year, early-stage venture firm SoftTechVC is bringing on a new venture partner. With an eye on SaaS and enterprise investments, it's hired Huddle co-founder Andy McLoughlin to join the team and invest in companies in that area. McLoughlin brings with him a wealth of experience in technology, product, marketing and strategy from… Read More
Jeff Clavier's SoftTech VC Raises $85 Million Fourth Fund
Last week, I went to a party celebrating the 10th anniversary of Jeff Clavier's SoftTech VC. What I didn't know was that the partners were also likely celebrating the close of the firm's $85 million fourth fund for investing in startups. Read More
(Founder Stories) Jeff Clavier: On Getting Your Product In Front Of A VC (And Keeping It There)
Because every VC's inbox is overflowing with pitches, and because VC's don't take meetings with just anyone, SoftTech VC's Jeff Clavier, (who just raised $55 million for his third fund) offers advice to founders who hope to cut through the clutter, schedule a meeting, and score some financing from prominent investors. Read More
(Founder Stories) SoftTech VC's Clavier: How To Avoid The Series A Crunch
At the top of this Founder Stories episode featuring SoftTech VC's Jeff Clavier, Chris Dixon mentions much has been written about the "Series A Crunch." It's the occurrence of seed stage companies hitting the end of their initial funding cycle at roughly the same time and having to compete for big checks from a limited supply of VC. There's just not enough money… Read More
(Founder Stories) SoftTech VC's Clavier: An Investor's Role Isn't To Give Orders
SoftTech VC's, Jeff Clavier has edged his way from a true Silicon Valley outsider (born and raised in France) to the ultimate insider. Since moving to the valley a decade ago, Clavier has launched three funds and invested in more than 100 companies, the likes of which include Mint, FitBit, and Fab. Not bad for a guy who claims to have jumped "into venture by… Read More
Gigwalk Launches: Wanna Get Paid for Taking Pictures with Your iPhone?
In the 1990s, peer-to-peer networks were a revelation. They allowed people to pool together tiny parts of their computers, and those pooled together parts could do far more together than the average computer or connection could do on its own. It enabled everything from swapping pirated music to making cheap transcontinental calls via Skype. But what if you could do the same thing with tiny… Read More
What Jeff Clavier Is Buying And How He Lost Foursquare
Prolific investor Jeff Clavier has 81 deals to date, with several successful exits in his pocket— including Mint, Truveo and most recently Disney's acquisition of Tapulous. As the founder of SoftTech VC, he is technically a micro VC, but he prefers the far sexier title of "Super Angel." We talked to Clavier on Wednesday on TechCrunch TV, for his take on the pulse of… Read More
Techcrunch TV: Investor Jeff Clavier, CloudCrowd CEO Debate Apple's China Strategy, Twitter's Earlybird
On today's episode of TechCrunch NOW, investor Jeff Clavier and CloudCrowd founder, Alex Edelstein, joined us to discuss Apple's ambitious plans for China, BuyWithMe's new round of funding, and Twitter's latest product, Earlybird. Aside from Steve Jobs' world domination plans, we focused on the hyper active daily deal market. Jeff Clavier, who has invested in… Read More


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Great Britain (good-bye)
Germany [Again!!!]
I AM ZACK! I am a figure, fine art, fitness, fashion model. I would like to model as close to full time as possible and during travel around the country (U.S.A) and the world. I enjoy and have been educated in the fields of music education and performance, as well as some education in photography. I love to experience life and am often traveling and exploring new places and activities, looking for the beauty in every bit of this world.
I am open to most forms of modeling, nothing to skeezy and NO PORN inquiries please (if you are wondering what the cutoff point is just message me). I am VERY professional and not very flattered by sexual advances from people I am working with so please refrain if that is what you are looking for.
ALSO because it seems that I waste more time replying to these inquiries than anything else, NO I am not gay, and will not model for such themes. No problem with this community, just not what I am willing to reflect in my work.
I am currently seeking out and focusing on shoots that are based in fashion on a TFP/TFCD basis.
Trying new, exciting and unusual subject matter and modeling situations is always ok. I take direction very well, give feedback without issue, have a great mind for collaboration, and am very motivated towards excellent material!
I'd like to expand and network with other models and photographers and make a huge place for modeling and photography in my life.
As a note for photographers, I have a two inch (2" or 5.08 cm) scar on my upper right abdominal area. Easy enough to touch-up for anyone I have worked with.
-Rising Model of the Day (Bienaime Agency) Sept. 12th 2012
As a photographer I am also looking for models who are willing to model for me on a TF basis. Interested? Shoot me a message! GREAT THINGS AWAIT!!!
Have you worked with Z Ayre? Add Credits for Z Ayre! >>
Credit NotesPhotographers I have worked with:
Mally DePerna x2
Mae Richards (Mayhem #2135142)
Kevin Miller (Mayhem #152143)
Dale Pierce (Mayhem #739628)
John Clum (Mayhem #22284)
Olivia E. (Mayhem #689642)
Blue Rose Photos Photographer
MandaMassa... Model
PMX Photographer
Dan Hudson Photographer
Nellie Anger Designs Retoucher
Richard Wayra Photographer
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Regions Financial Corp.
) became one of the latest banks to repay the bailout money it had
taken from the government during the latest financial crisis. On
Wednesday, the company repurchased $3.5 billion of its Series A
Preferred Stock, which were issued to the U.S. Department of the
Treasury as part of the company's participation in the Troubled
Asset Relief Program's (TARP).
Regions' repayment was financed by the proceeds from the recent
$900 million common stock offering, in addition to the sum of $1.2
billion received on closing the sale of Morgan Keegan & Company
Inc. to
Raymond James Financial Inc.
). Moreover, other funds from available resources were also used
for the repurchase.
In mid-March, Regions passed the stress test conducted by the
Federal Reserve as part of its 2012 Capital Plan and Review
(CapPR). Following the results, the company came up with the common
stock offering to clear the TARP dues. However, the repayment was
awaiting approval of the Federal Reserve and the Treasury
Department, which the company expected after the closing of the
sale of Morgan Keegan & Co. Inc. and related affiliates.
Earlier this week, Regions completed this deal with Raymond
The U.S. government had granted a $3.5 billion worth of TARP
loan to Regions during the 2007-2009 financial crisis in the form
of preferred stock and warrants to help it recover from the
economic downturn. Over the last three years, total dividends paid
by the company on the TARP preferred stock sums up to $593 million.
However, on an annual basis, the repurchase of stock eradicates the
dividend payment of $175 million on these securities.
U.S. Treasury still holds warrants to buy common stock in
Regions with an expiry date in 2018. The Treasury has the right to
buy 48.3 million shares of Regions' common stock for $10.88 per
However, due to its moderately improving earnings after the
economic crisis, Regions was finding it difficult to get permission
to pay back the bailout money. But, in January, Regions reported
the fifth consecutive quarterly profit after incurring losses since
the second quarter of 2009.
Meeting the stress test criteria signifies that Regions is
comfortably positioned in terms of capital and can survive another
economic downturn. In addition, after settling the TARP obligation,
Regions will look forward to deploy its capital through dividend
hike and share repurchase, which will further enhance investors'
confidence on the stock.
Recently, another bank-
Zions Bancorporation
) paid 50% of its total TARP dues of $1.4 billion. Zions redeemed
$700 million of its Fixed Rate Cumulative Perpetual Preferred
Stock, Series D which were issued to the U.S. Department of the
Treasury under the TARP Capital Purchase Program. Zions' repayment
was financed by the proceeds from the recent $300 million senior
notes offering, in addition to other funds from available
A total of $245 billion was handed out to the banks as bailout
money. In the form of repayments, dividends, interest and other
income, $263 billion has been returned as well. Still, many of the
regional banks have not repaid the entire bailout money.
Till date, taxpayers have recovered approximately 81% of the
total $414 billion distributed by government across all TARP
programs, which amounted to $337 billion.
While the larger Wall Street banks had repaid the TARP money
earlier in 2009 and 2010, many regional banks stepped back due to
continued high levels of losses in their loan portfolios. In
addition to that, the economy was under tremendous stress. However,
the recent repayment of the TARP loan by a large number of these
banks can be viewed as a sign of economic recovery.
Furthermore, the TARP loan repayment is essentially a positive
for Regions. It will remove the restrictions on both financial and
executives' pay package flexibility that the company was subject
to, upon being a TARP participant.
Regions currently retain a Zacks #2 rank, which translates into
a short-term 'Buy' rating. However, considering the fundamentals,
we maintain a long-term "Neutral" recommendation on the stock.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
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McKibben to address Vt. lawmakersJanuary 28,2013MONTPELIER Environmental activist Bill McKibben will speak to the Vermont Legislature about climate change and how it relates to the state.
House Speaker Shap Smith said Friday hes invited McKibben to speak Wednesday afternoon.
Vermont Public Radio said McKibbens been supporting a campaign to get resolutions on town meeting day ballots that oppose the shipment of tar-sands oil across northeastern sections of the state.
Smiths office said it prioritizes climate change as one of the most important challenges facing the state.MORE IN This Just In
The Rutland City Fire Department responded to an alarm Friday at the General Electric plant... Full Story
A driver ran a red light and crashed into another vehicle Friday afternoon at the entrance of... Full Story
WEST HARTFORD — A teenager was killed and another person was critically injured when... Full Story
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Gail Simmons News
Back to School Lunchbox Showdown
Food & Wine's Gail Simmons and chef Marcus Samuelsson spice up the standard lunch fare with tasty and healthy meal ideas.
Gail Simmons Serves Up Memorial Day Feast
together to share delicious food so we're joined now by Gail Simmons , food and wine special project director and a judge on bravo's "Top chef." She he's show us three unique takes on a memorial
Top Chef's Gail Simmons Welcomes Daughter Dahlia Rae
Gail Simmons and Jeremy Abrams attend the 3rd annual ..... Getty Images) It's a girl for Gail Simmons and her husband Jeremy Abrams! The ..... wonderfully." Read: 'Top Chef' Judge Gail Simmons Shares Delicious Pregnancy Craving Simmons
Fast and Easy Thanksgiving Deserts With Pie Bars
Food and wine magazine special project director gail simmons . Also "top chef" legend here. Easy dessert ideas. "Food & wine ..... Com on yahoo! Thank you, "top chef" legend, "food & wine's" gail simmons .
Gail Simmons Recalls Favorite Recipes for Easy-Bake Oven's 50th Birthday
Credit: Charles Sykes/Hasbro We all know Gail Simmons , former "Top Chef: Just Desserts" host, has a major sweet tooth. But today, on the Easy-Bake Oven's 50th anniversary
'Top Chef' Judge Gail Simmons Shares Delicious Pregnancy Craving
eating for two has been fun for Gail Simmons . "So far, so good," she told ..... fruit Popsicles!" Learn to Make Gail Simmons 's 'Hogs In a Blanket' Simmons ..... The couple were married in 2008. Gail Simmons Shares 'Outrageous Pretzel Bars
Gail Simmons' Foil-Baked Sea Bass
Save some for me down there. Great to have you friend, gail simmons here. She is the project director of "food & wine" magazine. And she's going to show us her secret to great food on the grill
Olivia Wilde Went Skinny Dipping While Shooting 'Drinking Buddies'
He was here. And congrats on his movie, too. The movie is called "drinking buddies." You need to download it on itunes. It hits select theaters in month and also in the fall. Congratulations, olivia. Coming up, gail simmons is
Free Pretzels for National Pretzel Day
free pretzel or grab a bag from the grocery, here are a few deliciously good dips to try: Emeril's Cheesy Beer Dip Bethenny Frankel's Irresistible Bleu Cheese Dip Clinton Kelly's Chocolate Fondue Gail Simmons ' Tangy Ranch Dip Duo
'Pasta Parties' Bring Unique Twist to Classic Dishes
We are back mouthwatering ways to add twists to favorite pastas. Dishes, to do so we have, sam. We have gail simmons , special project director of "food and wine" magazine here to tell us three different pasta topping recipes. We
Gail Simmons' Simple Weeknight Pasta Recipes
It's a pasta-palooza. Gail Simmons visited "Good Morning America" to share some quick and easy ..... for a quick dinner later. They can be boiled frozen. Recipe: Gail Simmons ' Potato Gnocchi with Butter and Cheese Thyme-Frico Crumble
Super Bowl Party Food: 7 Easy Dessert Recipes
recipes that guests can enjoy in the fourth quarter. Gail Simmons ' Outrageous Pretzel Bars Guests craving something salty ..... to reach for these outrageous pretzel bars. Recipe: Gail Simmons ' Outrageous Pretzel Bars M&M'S Bread Pudding with
Last-Minute Holiday Dishes With Five Ingredients or Less
We're counting down the days with "gma"'s 12 days of cooking. Gail simmons , special projects director with "food & wine" is here. Thank you for coming to the rescue, gail. Sure. Merry christmas
Gail Simmon's Hot Back-to-School Lunches
the new school year is here. I can't believe it. We want you and your kids starting off on the right track. Gail simmons is rear now to show us how to break out of that lunchbox and get into some healthy, fun, friendly treats that kids
Pack Your Knives for the First-Ever Top Chef Theme Cruise
sale Thursday, Aug. 16, 2012 at 12 p.m. EDT. The cruise will be hosted by two familiar faces: Tom Colicchio and Gail Simmons . Also on board will be past contestants from "Top Chef," "Top Chef Masters" and "Top Chef: Just Desserts
Gail Simmons Spices Up Classic Summertime Meals
The first day of summer. It's just about here. And it's a kick out the picnic season that he never got to make all of your traditional picnic spread this morning what's on your favorite dishes and here yeah seven. special projects director of food and wine magazine. Is here to show us all who want
Gail Simmons' Picnic Basket Makeover
No need to pack those boring sandwiches for this year's picnic. It's easy to create a portable, gourmet feast. Gail Simmons , Food & Wine magazine's special projects director, has collected her favorite products and recipes for a memorable
Gail Simmons and Tim Love's Texas-Size Cooking
the chef and owner of wood smoke and food magazine's Gail Simmons and the author of talking with my or otherwise known ..... it's gonna it's public it's gonna be great fun Gail Simmons we very much appreciate your time today and these recipes
New Year's Brunch With Gail Simmons
A fabulous New Year's broad spread and Gail Simmons food and special projects director. And a judge on what I my favorite shows top if you didn't pick up the new year and we're
'Top Chef Just Desserts' Season 2
Gail Simmons and Johnny Iuzzini discuss the return of the hit Bravo reality show
Viewers Get Their Just Desserts
but will only be one step left standing after tonight's the night. And we're so happy to have. Host and judge Gail Simmons back with us as well as head judge at top pastry chef. welcome to both of you thanks so much for being here are you
'Top Chef's' Sweet New Spinoff
your sweet tooth and ready because Bravo has a new spin with highly popular show top staff food and wine magazine's Gail Simmons is hosting top chef just desserts. Which premieres tonight and we're so excited to have deal here with us today Galbraith


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Sent by S. J. Barentz (née Schönberg), 13 Grensstraat, Amsterdam, Holland [Netherlands] to Alfred Russel Wallace Old Orchard, Broadstone, Wimborne, Dorset on 10 May 1908.
No summary available at this time.
A typical letter handwritten by author in English and signed by author.
An original MS
Pages with text: 1
Transcriber: Benny, Ruth
Transcription date: November 6, 2014
Scrutiny: 06/11/2014 - Benny, Ruth;
Signed off: no
13 Grensstraat
Dear Sir,
Inclosed[sic] I beg to send you my latest photograph, which I hope you will regard as a token of admiration and esteem and keep as such.
With kind greetings and best whishes[sic] for your continued health.
Yours respectfully | Mrs S. J. Barentz Schönberg [signature]
Please note that work on this transcript is not yet complete. Users are advised to study electronic image(s) of this document, if available.


text:
Golden Sunset Villa
from £30 /night help Price for guests, Nights
2 reviews
from £30 /night help Price for guests, Nights
Estimated nightly price based on a weekly stay. Excludes fees (if applicable). Enter your dates to see the total cost.
Villa / 3 bedrooms / sleeps 6 Home 30194
Availability Your dates are available
Villa / 3 bedrooms / sleeps 6
|Key Info
Golden Sunset has a 2 swimming pools and is a place to relax where you can relax and soak up the sun. The villa has external shutters and everything you need for a home from home villa. There is an external swing provided and outside table and chairs on both the upstairs balconies and bottom balcony for al fresco dining. Once you arrive you will enjoy the tranquill settings and the gorgeous olive trees around the area. The villa is ideal for those seeking a family holiday, couples, sight seeing or those looking some night life. If there are any specific requirements I will be only happy to assist in meeting your requests. I can help with airport transfers, welcome packs, shopping prior to your arrival, excursions, 24 hour emergency support, etc. The local supermarket will deliver for free I have left their contact details along with information on tours, maps, markets, etc. Highchairs and cots can be made available on request (additional fee may be required by management company for rental)
Electric is not included - meters are read on arrival & departure.
|Sleeps up to 6, 3 bedrooms
|3 bedrooms, 3 bathrooms of which 2 Family bathrooms and 1 En suites
|Will consider
|Corporate bookings, Long term lets (over 1 month)
|Car not necessary
|Family friendly
|Great for children of all ages
|No pets allowed, Yes, smoking allowed
Features and Facilities
|DVD player, Staffed property
|Shared outdoor pool (unheated), Children's pool
|Central heating, Air conditioning, TV, CD player, Satellite TV
|Kettle, Toaster, Iron, Hair dryer
|Clothes dryer, Dishwasher, Cooker, Microwave, Fridge, Freezer, Washing machine
|1 Sofa beds, Double beds (2), Single beds (2), Dining seats for 6, Lounge seats for 2
|Linen provided, Towels provided
|Shared outdoor pool (unheated), Balcony or terrace, Shared garden, BBQ, Swing set
|Parking, Suitable for people with restricted mobility, Not suitable for wheelchair users
|Further details indoors
The Living area is open plan hosting a dining area, kitchen and living area;
3 Bedrooms - 2 double beds and 2 single beds in this property. One of the bedrooms has an ensuite facility.
3 Bathrooms - bathroom upstairs which has been fitted with a bath. A shower and wc located downstairs and an ensuite in the master bedroom.Air conditioning unit in each room
Central heating (for those who will be staying over the winter months). This villa is situated approximately 10 minutes walk from the shops, beach and bars. This development is quite unique as there will be a caretaker onsite 24/7 who will be both Turkish and English speaking to deal with any queries or problems you may encounter.
There are two double bedrooms and a twin bedroom each with their own balcony. The two double bedrooms share the same balcony which will comprise of a hose connection and a table and chairs so guests can enjoy the wonderful views overlooking the complex and olive trees. There is a shower room downstairs for those who want to cool down and wash that sand off their feet.
There is be a tv with dvd player provided in the villa. Travel cots available on request
|Further details outdoors
Kusadasi town centre is 10minutes away from the property by car and there is a shop nearby and the local dolmus passes a 10-15 mins walk away. There is lots to do in the centre, with a range of shops and markets and the beach itself is just 20 minutes walk away also. The local supermarket delivers anything you wish for free - just ask the site caretaker or site manager to phone
|Further details
Clean linen and towels are provided for guests. Any additional requirements please ask.
No smoking inside the villa however smoking permitted outside.
Villa cleaning is £45.00 extra and electric and water as extra. The cleaning will be deducted from your security deposit after your departure.
The Turkish Aegean Coast region
A development on a small complex of 31 detached villas located less than 3 km to Kusadasi town centre and just a short stroll on flat ground to Elevens Beach, a blue flag beach which is an excellent location for families and couples looking for that relaxing retreat. The area includes water sports, shops, bars and restaurants, and 5 star hotels.
We are 5 mins from club golden bird http://www.clubgoldenbird.com/images/kroki.jpg if you look at the location on this map.
What has Kusadasi got to offer???
Sea, good beaches and over 300 days of sunshine a year.... Kusadasi has grown into one of Turkey's major sea-resorts which is why you should visit this wonderful resort and experience what turkey has to offer. The ancient ruins of the fortress and its gates are a reminder of the impact the Kusadasi is well known for its fake but genuine outlets. ;
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15 Jun 2013
"great time had by all"
We booked our villa through Paula who was fantastic, had all the information we needed for our trip. She sorted our airport transfers and her management company booked trips for us. Most of the restaurants did free pickup and drop offs to the villa and its location meant we could relax without anyone hassling us. Will definately be back :)
Hi Linda thankyou so much for you lovely review you are welcome at my home anytime. Look forward to hearing from you again. Paula
This advert is created and maintained by the advertiser; we can only publish adverts in good faith as we don't own, manage or inspect any of the properties. We advise you to familiarise yourself with our terms of use.
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Calendar last updated:17 Nov 2015
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Web-Based Data URI Generator – Duri.me
15 Nov
Data URI images, base64 version of an image that is included in a file and is fetched in a single HTTP request, are mostly used for minimizing HTTP requests (which is great for speed).
Duri.me is a simple but very useful web application for creating Data URIs instantly.
In order to use it, just drag 'n' drop any image to the app and it'll be converted. After that, you have the options to get the output as CSS, <img> or just the base64 text.
Website: http://duri.me/
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- Filed under: Design, No License, Web Based
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mtmurdock top 7% overall
I am currently working for Epic in Madison, Wisconsin. Before that I was doing mobile and web application development in Salt Lake City, UT and attending the University of Utah.
I love mobile development because it lets you set aside some of the redundant implementation details and focus on what you're trying to make. People are emotionally attached to their phones, and mobile development gives you the means to reach thousands of users directly.
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AAUS 2015 Diving For Science Symposium
The 2015 AAUS Symposium will be held September 28- October 3, 2015 in Key West, FL. The week will be filled with workshops ranging from PSI and DAN courses to Reef Check and Lionfish. There will be opportunities for diving the Vandenberg and Aquarius, as well as social and networking events. We will wrap up the week with the national DSO meeting, a two day science symposium and annual awards banquet. We encourage you to join us for this meeting and be an active part of your Academy!
Please note that the room block at the Marriott Beachside closes August 31st. Additionally, registrations completed AFTER August 31st will incur a late fee!
Details on each event,lodging and more can be found on the symposium regsitration website.
Major sponsorship for this meeting was provided by
Registration powered by RegOnline
All day science session to be held at San Carlos Auditorium
All day science session to be held at San Carlos Auditorium
Call for Abstracts and Author Guidelines
AAUS is now accepting abstracts for the 2015 AAUS Diving for Science symposium. This year AAUS will accept short abstracts (less than 800 words), extended abstracts (800-1200 words) or full manuscripts. Abstracts should be submitted electronically to firstname.lastname@example.com by June 15, 2015. Please put "2015 AAUS symposium abstract" followed by your name in the message line to facilitate tracking.
Notification on the disposition of submitted abstracts will be returned to the first author electronically by June 22. The deadline for final abstract/manuscript submission is July 15 to allow the published proceedings to be available at the fall meeting. No presentation will be allowed unless the final abstract or manuscript has been cleared for publication in the proceedings. Please contact the AAUS office for more information.
All submissions MUST use the template, which includes formatting instructions. Simply replace your text in the appropriate locations for correct formatting. You can find the template in the resource library at www.aaus.org in the symposium proceedings folder or at the links below:
Extended Abstracts and Manuscripts
*Note to AAUS Symposium Speakers*
How do you make your talk interesting to a WIDE AAUS audience? The AAUS science symposium is attended by scientists, dive officers, and dive safety professionals. Presentations span topics from pure science that uses diving and diving safety, to diving techniques. The common theme is that the work reported on uses scientific diving for the advancement of the science. The speakers should try to make their talks relevant to a broad range of interests. By including some details about the diving techniques related to their studies and some of the challenges and successes, and not just the results of using diving will make their talks more enjoyable to the audience.
Things that work well are:
- Telling a story about your research.
- Include map of the area of the research and pictures of the environment you worked in.
- Description of your methods & utilization of diving for your research.
- Keeping data slides simple so everyone can understand them.


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Look and feel your best with these healthy eating tips & workout strategies.
Healthy Eating
The Best Foods to Eat When You're Drunk and Ready to Make Some Bad Decisions
Hint: not pizza or fries.
HANGOVERSslide show
Veg Out This Thanksgiving
Chefs share their favorite ways to eat green...and red...and purple.
VEGETARIAN RECIPESrecipe gallery
Why Seaweed Will Be Your New Favorite Pizza Topping
A tiny bit of this one veggie can give you big benefits, says a new study.
Thanksgiving Is About to Get a Vegetarian Makeover
Forget about FOMO, vegetarians!
THANKSGIVING RECIPESrecipe gallery
Tasty Breakfasts to Enjoy Thanksgiving Morning
Because skipping breakfast altogether will only make you hungrier.
HEALTHY THANKSGIVING RECIPESrecipe gallery
The "One Size Fits All" Diet Plan Is a Myth
Science finally explains why people see different results from the same diet.
DIET PLANSarticle
4 Easy Tricks That Will Save Thanksgiving Dinner
Everything's going to be all right.
HEALTHY THANKSGIVINGvideo
Why Some Docs Are Prescribing Olive Oil
It's good for more than just your heart and hair!
MEDITERRANEAN DIETarticle
What Your Body Shape Says About Your Health
Knowing whether you're an apple, pear, or banana can give you crucial health info.
DIET TIPSarticle
November 28, 2015view


text:
The merger between Jefferson and Abington Health is a done deal, creating a local health care behemoth with 19,000 employees, 3,370 physicians, 2,482 nurses and 1,751 inpatient beds. It will also have five hospitals: Abington Memorial Hospital, Thomas Jefferson University Hospital, Jefferson Hospital for Neurosciences, Lansdale Hospital, and Methodist Hospital.
It's likely the largest health care merger the Philadelphia region has ever seen.


text:
Blue 12 inch Round Lantern
Decorate indoors or outdoors with these Blue 12 inch Round Lantern. These 12 inch lanterns are collapsible and reusable. Each paper lantern comes with or without a light, you make the decision. The bulb is not included with the lighted version and should not exceed 60 watts.
Please allow ample time for delivery. Our ship date for this product is noted in your shopping cart. Many items are shipped separately, so please allow extra time for these items to arrive. Shipping charges are based on the value of the merchandise and not the number of shipments. For additional shipping information, please contact our Customer Service Department at (email@example.com or 1-800-314-8794).
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A:LGTLTL is the item code for the led lantern in the 8" only.Answered on 4/14/2015 by csr
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