text:
Parking in Louvain-la-Neuve
Originally destined for the non-university public, there are two areas to park on the Louvain-la-Neuve site in UCL car parks: paying public car parks in the town centre and car parks in the 'zone bleue' (blue zone) spread across the whole of the territory of Louvain-la-Neuve.
Following negotiations and the signing of a joint "Parkings-Mobilité" convention with UCL's trade union delegations, the university authorities drew up rules which govern parking on the university site. For some car parks there will be a charge, but a large number of free parking spaces remain for UCL staff and students. The 'Car park' measures have been accompanied by the implementation of a mobility policy which, by providing financial incentives to staff in particular, is an attempt to encourage the use of public transport and bicycles, particular in the direction of the Louvain-la-Neuve site.
| 29/08/2006 |

subset: commoncrawl


text:
Hostel Ruthensteiner Vienna
You will find immaculate accommodations, comfy beds, kitchen & BBQ, lovely gardens, musical instruments, affordable bikes for rent, free internet PC's, free wireless (working in rooms), free maps & the friendliest staff in town!
Hostel Ruthensteiner, just 4 minutes from Westbahnhof train station and within walking distance of both the City Center and beautiful Palace Schoenbrunn, this is the ideal place from which to explore Vienna! An oasis in Vienna, our hostel is perfect for relaxing and making new friends after a busy day of sightseeing - either in one of our beautiful gardens, lounge or in the cozy bar. Friends and family-run and 'one of a kind, not one of a chain!' We look forward to welcoming you!!!
Special features include:
*Free Internet computers
*Free WIFI
*Free use of large, well-equipped self-service kitchen and BBQ
*Free Book Trade & Games
*Beautiful gardens for relaxing, enjoying a drink from the bar, making new friends
and playing oversized chess with our handmade wooden figures.
*Free lockers
*Bike Rental for 9 Euros (half day) 12 Euros (full day)
*Musical instruments for your use (of course free :)
*Smoke-free environment
*Self-service laundromat
*Relaxed bar serving the best draft beer in town,
cocktails, wine and non-alcoholics!
*Book the best Walking and bike tours at our reception!
(also the famous all-day 'Grape Grazing/Biking' tour to
the Wachau wine-growing region in the Danube Valley!
*Bicycle Friendly- large room for bike storage, complete with tools!
*Breakfast offered from 2.50 - 3.50 Euros
*'Art from Around the World'
We offer all sorts of accommodations to appeal to everyone from 4-8 bed dorms (both mixed and single sex) to private 1-5 bed rooms and intimate doubles, both ensuite and dorm-style. All rooms include crisp linens, free Wireless and use of our inviting facilities.
If you cannot find availability for a specific night and want to extend your stay, this is usually possible! Please just remember to ask before or upon check-in! Thanks!
We can't wait to have you stay with us!!!
*** You may arrive anytime, usually the Rooms are cleaned and ready for you at 2pm. Until then you are welcome to use our free lockers and all common facilities.
***Please remember that our hostel is NON-Smoking and no pets are allowed.
***If you are more than 8 people (Group), you must first enquire at the hostel before booking. We are NOT obliged to honor group bookings (that also goes for groups that split their booking)! Thanks for your understanding.
Disponibilité et tarifsPour vérifier la disponibilité et les prix, veuillez sélectionner vos dates puis cliquez sur "Mettre à jour les dates"
Installations & Politiques Auberge
- Accueil 24h/24
- Sécurité 24h/24
- Adaptateurs
- Bar
- Barbecue
- Location de vélos
- Parking à vélos
- Jeux de société
- Échange de livres
- Café
- Ventilateur de plafond
- Adapté aux enfants
- Salle commune
- Cartes bancaires acceptées
- Bureau de change
- Plans de ville gratuits
- Accès gratuit à Internet
- Wifi gratuit
- Sèche-cheveux
- Sèche-cheveux à louer
- Douches chaudes
- Accès à Internet
- Cuisine
- Blanchisserie
- Linge de lit inclus
- Casiers
- Casiers à bagages
- Pas de couvre-feu
- Non-fumeurs
- Terrasse extérieure
- Service postal
- Lampe de chevet
- Coffre-fort
- TVA inclue
- Bureau des excursions
- Serviettes à louer
- Distributeurs automatiques
Politique d'annulationCette propriété a une politique d'annulation de 1 jours. Si vous n'annulez pas dans cet intervalle de temps, vous devrez payer des frais d'annulation du montant de la première nuit de votre séjour.
ItinéraireVoir le planCacher la carte
From the WEST BAHNHOF train station: just 4 min walk! from the train platforms: Exit through the main doors and turn right walking along the side of the train station till you reach Mariahilferstrasse with Europafunk on the opposite corner.
(from the underground: take exit Äussere Mariahilferstrasse'.)
Turn right on the Mariahilferstrasse. Walk 2 minutes & take 2nd left onto Haidmannsgasse (REPA COPY is on the corner at Mariahilferstrasse 149). Take first right onto Robert Hamerlinggasse. Welcome!
MEIDLING BAHNHOF: Take Metro U-6 four stops to the WESTBAHNHOF.
AIRPORT: Airport Bus to WESTBAHNHOF every 1/2 hour (5 AM-11:30 PM)
BY CAR**: Coming from the West Autobahn (A1): follow signs to City Center (ZENTRUM) until you reach the Schoenbrunn Castle (a large, beautiful yellow castle, on your right after an underpass. Right after the castle turn left, follow the street until the second traffic light & turn right onto Mariahilferstrasse. At # 151 (TAT Restaurant) turn right onto Haidmannsgasse. Robert Hamerlinggasse is the first street down on the right, but because it is a one-way street, you will need to go to the second right and go around the block (right, right, and right again!) Welcome!!!
Coming from the south, east or north: Look for signs saying 'Guertel' and follow the directions to the Westbahnhof Station. From there, drive the Mariahilferstrasse away from the City Center and follow the above directions. Welcome!!!
**Please be aware that all of central Vienna is a SHORT-TERM PARKING area, even where there is no sign! In order to park during business hours (Monday through Friday, 9am - 7pm), you will need a prepaid parking voucher (up to 2 hours only, available at reception). Unfortunately we cannot offer full day parking during the week! Parking is free on weekends, holidays, and in the evenings (7pm - 9am). Motorbikes park for free anytime. See the LOCATION section of our website for recommendations for weekday parking.
FREE 15 minute parking vouchers for unloading the car are available at the reception.


text:
- Filed Under
An evening of music in Salinas is planned Saturday in support of the Media Center for Art, Education and Technology at the Monterey County Office of Education.
Music for the Millennium: Mariachi Música y Más!, hosted by the MCAET Foundation, includes performances by Salinas talent Hijos del Sol, Youth Orchestra Salinas (YOSAL) and Guitars Not Guns and culminates with Mariachi Ambassadors Sol de Mexico de Jose Hernandez .
The concert starts at 8 p.m. at Steinbeck Institute for Arts & Culture (Sherwood Hall), 940 N. Main St. in Salinas.
Ticket prices are $50, $75 and $100. All proceeds benefit the programs of the Media Center for Art, Education, & Technology and its partnering organization, the Millennium Charter High School, in Salinas.
Information: 831-383-968.


text:
Be the first to hear about exclusive offers and new arrivals
from these great brands and more!
Be the first to hear about exclusive offers and new arrivals
from these great brands and more!
Hit refresh on your hair when you use Pantene Classic Clean 2-in-1 Shampoo & Conditioner.
This antioxidant-rich 2in1 gently cleanses and nourishes hair in one simple step, removing styling buildup and leaving your mane shiny from root to tip. A simple solution in one easy step for any hair type, Classic Clean is an easy, shareable 2in1 Shampoo and Conditioner that provides manageability whether your hair is long, short, curly, wavy, or straight, prepping it for any style.
Gentle enough for color-treated hair, it provides strength against damage while leaving hair feeling moisturized for 24 hours. Simply lather, rinse and go, for healthier hair with every wash as compared to a non-conditioning shampoo.
I bought this on a whim because as a new mom I have to shower fast, and there's not much room in the shower for bottles so 2-in1 seemed like a good idea. It's better than the Pert 2-in1, but I still probably won't buy it again as it makes my curls a bit frizzy. I will try herbal essences next - I've liked theirs in the past.
I found this product to be incredibly harsh for my sensitive scalp, much more so than other regular drugstore shampoo.
I think Pantene products in general doesn't agree with me well, as this is not the only bad luck I had with the brand.
It made my scalp so reactive that I had red inflamed bumps for over a week even after I had stopped using the product.
It makes me wonder what could be in the product to cause such a reaction...?
Can't be anything good!
Best shampoo ever! I love the combination shampoo & conditioner because it eliminates to need to have an extra step in the shower.... Plus it leaves my hair and scalp in good condition. I LOVE this shampoo!
Just bought the shampoo and I just love it .I have very thin hair and not much body in it.
This shampoo makes it feel soft but not limp.
It looks healthy and feels great.
Funny thing about Pantene. When I lived in the city, it weighed down my hair. I had to use high end salon shampoo which worked wonderfully. When I moved to a rural subdivision on well water, I had a horrible time with my hair. I tried Pantene again and my hair is healthy again. I also love the time 2in1 saves me. Pantene is now my favourite.
As a sleep-deprived new mom, I've been known to shampoo my hair twice rather than shampooing and conditioning. This is the only 2-in-1 that works well for my hair, and my husband will also use it since it's not too fragrant.
After being ill for over a month, my hair was limp and dull. One use with this product and I was amazed at how shiny it turned out. Love it!
OCP Certificate Accreditation # 304222
Your Pharmacist is Philip Rosenberg Central Fill Solutions Inc. 346 Millway Ave. Vaughan, ON L4K 3W1


text:
Archive: January, 2014
Fourth Year of Idaho Ho Ho Will Provide the Joy of 23,000 Meals
Rick and Stephanie Dean, Co-owners of Moxie Java, presented Karen Vauk, President and CEO of The Idaho Foodbank, with a check for $7,821.60, the proceeds from the 2013 Idaho Ho Ho initiative. Held during the 2013 holiday season, the fundraiser included the fourth Idaho Ho Ho Christmas CD as well as Moxie Java's Idaho Ho Read More
Six-year-old donates life savings to Idaho Foodbank
Tristan's school, Liberty Elementary, recently held a food drive, benefiting the Idaho Foodbank. His school donated nearly 2,000 pounds of food, but Tristan decided to give even more. He donated $150 of his own money. Money he'd been saving to go to Disney land. Why did Tristan decide to donate all that money?
With Your Help the Idaho Food Bank Fund Can Continue to Feed Idahoans
Last year, taxpayers provided $100,000 in grants to 31 anti-hunger groups statewide The Idaho Food Bank Fund's fourth year was again a tribute to the generosity of Idaho taxpayers. The fund's executive committee distributed 31 grants worth $100,000 in 2013, up from $99,912.71, $90,978.04 and $78,100 during the fund's previous years. For example, grants to Read More
Dump Hunger is Off and Running in Lewiston
The kickoff for the Dump Hunger food drive in Lewiston was a rousing success. On Saturday, Jan. 18, at the Lewiston Albertsons, generous donors started us off with 449 pounds of food and $423. For more information in Lewiston about this important food drive, use this link or contact Cari Miller at firstname.lastname@example.com.
"Dump Hunger" to Help The Idaho Foodbank and Others with Post-Holiday Donation Challenges
Western States CAT, Albertsons and Wells Fargo team up to raise 450,000 pounds of food for Intermountain West communities While the holidays are known as a time of giving, the New Year presents the biggest challenge to food banks and the families they serve. In January, donations regularly drop off by more than a third. Read More


text:
beta video??
this mod looks interesting, but in belgium, we have a datalimit
belgian boy tries to produce some tunes and play some games
beta video??
this mod looks interesting, but in belgium, we have a datalimit
I don't get it,
a closed beta should be for selected people, but everyone can take part in the closed beta
isn't that an open beta???
...anywayz... care
good luck with your mod, it looks awesome
how can we make maps for this if there 's no build to test them on???
things like gamebooster don't work
you must keep your laptop in a good condition yourself,
not screw it up and then let a program try to make a few adjustments so that you can play at a speed wich should be possible without those programs
is this the crysis jeep model but retextured???
we don't want Meg tho
awesome screen
very nice
when are we getting action videos cause playing against the sooo stupid bots in you first release simply sux (it Looks and feels awesome tho)
simply amazing
doom engine is still awesome :)
halo like :)
B E A U tiful
great render, is it cell shaded??
let's cut down the trees and kill all the F'in animals :D
(looks very awesome and atmospheric)
I saw good videos of this mod
will dl when I have some spare time
congrats btw on making this ;)
they'll have a lot of work coding network code for a standalone game
me too found that looking a little bit like a skirt, also some of the zombies (the weakest ones' heads are too big, it makes them look kinda goofy)
maybe they should put in an auto adjust skill feature wich gives you a little more enemies (or stronger enemy-attacks) after each won round
gorgeous (or however you spell that :p) screen
great job man
nice one
too bad the textures sometimes load too slow
great work, only the ending should be a little more convincing
everything else is triple AAA work
looks ok, but bad leveldesign in terms of repetitiveness
try my documents
release UDK version please
(I have UT3 but installing mods for it is a biatch)
can't wait to see many projects (as there WILL be many) on this amazing graphical engine
I'll be using those frequently even if it were just for the fun of it


text:
A world of 4-H with you in it. Join 4-H!
Floyd County
Iowa State University Extension and Outreach: Floyd County
Floyd County Extension strives to meet your needs thru factual based information in Agriculture, Business/Community, Family/4-H Kids and Teens and Horticulture.
Browse www.extension.iastate.edu for all the latest news and highlights.
Floyd County Fair - July 20-24, 2016 Iowa State Fair - Aug 11-21, 2016
Floyd County 2014 Stakeholders Report
Some of our most popular publications right at your finger tips:
2015 Cash Rental Survey 2015 Custom Rate Survey 2015 Land Value Survey Ag Decision Maker
Search ISU Extension and Outreach expertise directory to find a specialist that can help you!
County News
December 1, 2015
December 1, 2015
November 30, 2015
November 24, 2015
November 2, 2015
Statewide Resources
Counties Main Menu
- County Home
- About Us
- 4-H & Youth
- Agriculture & Environment
- Business & Community
- Families & Healthy Living
- Events
Connect with
Floyd County
112 N Main Street
Charles City, IA 50616
Floyd County Events
- Hand Washing Workshop for PreSchoolers
- Fresh Conversations
- Beef Weigh In
- Cooking for One or Two
- Pick A Better Snack - IC
All Events for Floyd County
Statewide Calendar
Share |


text:
Genre: Thriller,
Rated: R
Directed by: E. ELIAS MERHIGE
Produced by: PAULA WAGNER,
Starring: AARON ECKHART, BEN
Released by: Paramount Pictures
Plenty of Gore but Plot is Suspect
Tired Pastiche of the Serial Killer Genre Draws a
Cherie Saunders
FBI agent Thomas Mackelway (Aaron Eckhart) investigates
a series of grotesque murders in New Mexico that appear
to link to his own troubled past. Joining the hunt
for the killer is Agent Fran Kulok (Carrie-Anne Moss),
Mackelway's former partner and one of the few who
knows his personal demons. As the two struggle to
bury old baggage, the murders keep piling up, one
more "eye-popping" than the other.
The clues left behind soon point to a sadistic renegade
named Benjamin O'Ryan (Ben Kingsley). Mackelway now
has his man, whom he calls Suspect Zero. Tracking
him down, however, exposes a deep and disturbing bond
between both of these tortured souls. Bottom line,
this film is not for the squeamish.
Merhige goes over the top with eye-bulging corpses
and autopsy photos that are truly stomach turning.
If such images don't bother you, the gimmicky plot
just might. The entire film rests on a psychic phenomenon
called remote viewing, a supposed real-life tactic
by which trained individuals can telepathically get
into the minds of killers and their victims. In researching
the movie, Mehrige discovered that the U.S. has been
using this ESP method of tracking down suspects since
stealing the concept from the Russians decades ago.
But will audiences really buy into this?
Kingsley and Moss are remarkably intense and fun to
watch, but a preposterous plot and the tired ol' cat-and-mouse
game between the hunter and the hunted offers nothing
fresh or original to the serial thriller genre.
Saddle up for GAYOT's Top 10 Westerns, featuring masterpieces from the all-time greats, including John Ford, Sergio Leone and Clint Eastwood.
A stylish synthesis of power and performance, GAYOT's favorite muscle cars boast big, athletic engines and aggressive design cues.
| About Us
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Copyright © 1996-2015 GAYOT ® All Rights Reserved Privacy Policy Disclaimer Terms of Use GAYOT (pronounced guy-OH) The Guide To The Good Life


text:
I am a single man looking for someone special to enjoy life with. I am in good shape, eat healthy and love to have a good time. I am mature but don't act my age at times. Spiritual but not religious. I have a deep appreciation for art, nature, companionship and Laughter.
Join OkCupid
Find better matches with our advanced
Find better matches with our advanced
matching system
—% Match
—% Enemy
59 • Playa Vista, CA • Man
I'm looking for
- Women
- Ages 42-60
- Near me
- Who are single
- For new friends, long-term dating
My details
- Last online
- Nov 26
- Orientation
- Straight
- Ethnicity
- White
- Status
- Single
- Relationship Type
- Monogamous
- Height
- 6' 0" (1.83m)
- Body Type
- Fit
- Smoking
- No
- Drinking
- Socially
- Drugs
- Never
- Sign
- Virgo
- Education
- University
- Offspring
- Has kid(s) and doesn't want more
- Speaks
- English
My self-summary
Write a little about yourself. Just a paragraph will do.
What I'm doing with my life
Don't overthink this one; tell us what you're doing day-to-day.
I closed my business last year after 26 years and now work in management for a large international firm. I recently moved to the west side of town and would like to build some great memories with someone. I enjoy exploring the city...restaurants, lounges, galleries and nature are a few of my favorites.
I'm really good at
Go on, brag a little (or a lot). We won't judge.
Figuring things out and taking action. Cooking a great healthy meal. I am also great company, kind, lovable, affectionate and romantic.
The first things people usually notice about me
I'm an empty essay… fill me out!
My smile, green eyes, humor and energy.
Favorite books, movies, shows, music, and food
Help your potential matches find common interests.
I am an avid reader and love going to movies. My music tastes vary from rock, soul, lounge and jazz. I love to cook and try new restaurants.
The six things I could never do without
Think outside the box. Sometimes the little things can say a lot.
Things are a moving target but of course need the basics
My sons
Staying fit
My sons
Staying fit
I spend a lot of time thinking about
Global warming, lunch, or your next vacation… it's all fair game.
Today and the things I am grateful for in my life.
On a typical Friday night I am
Netflix and takeout, or getting your party on — how do you let loose?
Out on the town, with friends, relaxing at home...ready to go at the drop of a hat.
The most private thing I'm willing to admit
I'm an empty essay… fill me out!
I'll share with you once we know each other
You should message me if
Offer a few tips to help matches win you over.
You would like to meet a great guy with class and style. Let's see what happens!
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text:
Owings Mills, Maryland
Commute to Downtown Owings Mills
Most errands require a car.
Score Details
This location has a Walk Score of 47 out of 100. This location is a Car-Dependent neighborhood so most errands require a car.
This location is in Owings Mills. Nearby parks include Roaches Run Park and Gwynnbrook State Game Farm.
Explore how far you can travel by car, bus, bike and foot from this location.
Bus lines:
0.1 mi
View all Owings Mills apartments on a map.
Popular apartment searches include pool, fireplace and fitness.
Find a Owings Mills real estate agent who knows walkable neighborhoods. Links will open on our partner site Redfin.com.
This location is in the city of Owings Mills, MD. Owings Mills has an average Walk Score of 35 and has 30,622 residents.Learn More About Owings Mills


text:
Re: Phuket airport to ferry
the above looks like unpaid advertising-is this allowed in this board?
Anyway: there is NO ferry station-there are several piers, the use of which vary with where to, time of year and company. Taxidrivers all know that-and in fact the Q as such is unneeded-just trust the taxi.
NO-there is no all-total way to find busroutes in TH on the web, plus that most tourists soon give up on using it. You can be pretty sure that ANY major road anywhere in Thailand has buses-pretty frequent too, but that local transport in towns is rather haphazard and needs getting used to. PLUS that ferry tickets out of Ph, include the ride to the pier-if purchased from a travelagent-again making any busneed superfluous.
At PHT airport there are shared minivans bringing most people to beaches-but they can set you down at any wanted point-again you can be pretty sure the drivers knwo the place.
This recipe pretty much works everywhere and Qs like this tend to get asked only by people never been here: those nice taxti/tiuktuk/motosaytaxi-drivers can be trusted to bring you at the required destination without worry about that. ohter justified worries may apply though.
And finally there are guidebooks-some are pretty good at giving this factual info.
Be the first to rate this answer!
Re: Phuket airport to ferry
Where do you intend to go by boat? There are multiple piers.
As for long distance buses, there are multiple bus companies. A lot of buses originate from Bangkok to Phuket. A night bus costs about 1000 Baht and about 12 hours, with a late dinner in Chumphon.
Within Phuket, there is an hourly bus that runs from the airport into Phuket town. There are various songtaew (local truck) routes that run from Phuket town to some of the popular beaches.
Be the first to rate this answer!
Re: Phuket airport to ferry
We are going on a ferry to koh phi phi!
Be the first to rate this answer!
- 1


text:
Rollover image for closeup
J. Reynolds JR500G 6-String Guitar BanjoItem #: MC.JR500G
List Price: $419.99
Unrated ( Be the first to review this item )
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Guitar Banjo. Made by J. Reynolds. (MC.JR500G)
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text:
Quotes & Info
|PNBK > SEC Filings for PNBK > Form 10-Q on 14-Nov-2012
|All Recent SEC Filings
Quarterly Report
Certain statements contained in Bancorp's public reports, including this report,
and in particular in "Management's Discussion and Analysis of Financial
Condition and Results of Operations," may be forward looking and subject to a
variety of risks and uncertainties. These factors include, but are not limited
to; (1) changes in prevailing interest rates which would affect the interest
earned on Bancorp's interest earning assets and the interest paid on its
interest bearing liabilities; (2) the timing of repricing of Bancorp's interest
earning assets and interest bearing liabilities; (3) the effect of changes in
governmental monetary policy; (4) the effect of changes in regulations
applicable to Bancorp and the Bank and the conduct of its business; (5) changes
in competition among financial service companies, including possible further
encroachment of non-banks on services traditionally provided by banks; (6) the
ability of competitors that are larger than Bancorp to provide products and
services which it is impracticable for Bancorp to provide; (7) the state of the
economy and real estate values in Bancorp's market areas, and the consequent
effect on the quality of Bancorp's loans, customers, vendors and communities;
(8) recent governmental initiatives that are expected to have a profound effect on the financial services industry and could dramatically change the competitive environment of Bancorp; (9) other legislative or regulatory changes, including those related to residential mortgages, changes in accounting standards, and Federal Deposit Insurance Corporation ("FDIC") premiums that may adversely affect Bancorp.
Although Bancorp believes that it offers the loan and deposit products and has the resources needed for continued success, future revenues and interest spreads and yields cannot be reliably predicted. These trends may cause Bancorp to adjust its operations in the future. Because of the foregoing and other factors, recent trends should not be considered reliable indicators of future financial results or stock prices.
The preparation of financial statements in accordance with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues and expenses, and to disclose contingent assets and liabilities. Actual results could differ from those estimates. Management has identified the accounting for the allowance for loan losses, the analysis of its investment securities and the valuation of deferred income tax assets, as Bancorp's most critical accounting policies and estimates in that they are important to the portrayal of Bancorp's financial condition and results of operations. They require management's most subjective and complex judgment as a result of the need to make an estimate about the effect of matters that are inherently uncertain. These accounting policies, including the nature of the estimates and types of assumptions used, are described throughout this Management's Discussion and Analysis.
Bancorp realized net income of $18,000 ($0.00 basic and diluted income per share) for the quarter ended September 30, 2012, compared to a net income of $255,000 ($0.01 basic and diluted loss per share) for the quarter ended September 30, 2011. For the nine-month period ended September 30, 2012, Bancorp realized net income of $909,000 ($0.02 basic and diluted income per share) compared to a net loss of $15.9 million ($0.41 basic and diluted loss per share) for the nine months ended September 30, 2011. The primary reason for the decrease in the quarterly comparison is the decline in interest and fees on loans of $652,000 due to the lower interest rate environment, partially offset by lower interest expense of $211,000. Gains on sale of investment securities increased $145,000, when compared to the same period last year, primarily due to the sale of government agency mortgage-backed securities and corporate bonds of $36.8 million and $3.3 million respectively. Operating expenses decreased $301,000, primarily due to lower salaries of $220,000 due to the ongoing impact of the prior year's reduction-in-force. Bancorp's net interest income for the quarter ended September 30, 2012 was $4.2 million compared to $4.9 million for the quarter ended September 30, 2011. Interest income and interest expense decreased by 13% and 11%, respectively, for the quarter ended September 30, 2012 compared to the quarter ended September 30, 2011. The significant decline in interest income is due primarily to the lower interest rate environment. The decline in interest expense is primarily due to the reduction of total deposits and substantially lower interest rates paid on term deposits.
Total assets decreased $50.5 million from $665.8 million at December 31, 2011 to $615.3 million at September 30, 2012. Cash and cash equivalents decreased $10.9 million from $55.4 million at December 31, 2011 to $44.5 million at September 30, 2012. Securities decreased $48.3 million from $76.2 million at December 31, 2011 to $27.9 million September 30, 2012. This decrease is primarily due to sales of $45.2 million of available for sale securities, comprised of $41.9 million of mortgage-backed securities and $3.3 million in corporate bonds. In addition, there were principal paydowns of $7.6 million on mortgage backed securities and $5.0 million from proceeds on a called government agency bond, partially offset by purchases of government agency bonds and mortgage backed securities of $7.5 million and $2.5 million, respectively. The net loan portfolio decreased $8.1 million from $501.2 million at December 31, 2011 to $493.1 million at September 30, 2012. This decrease is primarily a result of $81.2 million in sales of residential loans, partially offset with loan growth of $39.9 million and $31.8 million in commercial and residential real estate, respectively. Deposits decreased $61.0 million from $544.9 million at December 31, 2011 to $483.9 million at September 30, 2012. The Bank continued to reduce its concentration in high costs of certificates of deposit. The overall cost of deposits decreased from 1.28% at December 31, 2011 to 1.07% at September 30, 2012. Borrowings increased $10.0 million from $57.0 million at December 31, 2011 to $67.0 million at September 30, 2012.
Cash and Cash Equivalents
Cash and cash equivalents decreased $10.9 million, or 20%, to $44.5 million at September 30, 2012 compared to $55.4 million at December 31, 2011. This decrease is primarily the result of the reduction in high cost term deposits.
Investments The following table is a summary of Bancorp's available-for-sale securities portfolio, at fair value, at the dates shown: September 30, December 31, 2012 2011 U.S. Government bonds $ 7,491,913 $ 5,037,085 U.S. Government agency mortgage- backed securities 2,505,107 50,049,429 Corporate bonds 8,317,911 11,383,458 Total Available-for-Sale Securities $ 18,314,931 $ 66,469,972
Available-for-sale securities decreased $48.2 million, or 72%, from $66.5 million at December 31, 2011 to $18.3 million at September 30, 2012. This decrease is primarily due to sales of $41.9 million of government agency mortgage-backed securities and $3.3 million of corporate bonds, principal pay downs of $7.6 million on mortgage backed securities and $5.0 million in proceeds from a called government agency bond. These were partially offset by purchases of government agency bonds and mortgage-backed securities of $7.5 million and $2.5 million, respectively.
Loans The following table is a summary of Bancorp's loan portfolio at the dates shown: September 30, December 31, 2012 2011 Real Estate Commercial $ 255,551,934 $ 215,659,837 Residential 138,666,279 188,108,855 Construction 6,213,797 12,306,922 Construction to permanent 4,312,597 10,012,022 Commercial 41,100,960 31,810,735 Consumer home equity 51,011,804 49,694,546 Consumer installment 2,184,273 2,164,972 Total Loans 499,041,644 509,757,889 Premiums on purchased loans 221,710 231,125 Net deferred costs 537,948 622,955 Allowance for loan losses (6,691,731 ) (9,384,672 ) Loans receivable, net $ 493,109,571 $ 501,227,297
Bancorp's net loan portfolio decreased $8.1 million, or 2%, from $501.2 million at December 31, 2011 to $493.1 million at September 30, 2012. The decrease is primarily a result of $81.2 million in residential loan sales, partially offset by new loan growth in residential mortgages of $31.8 million. Commercial real estate increased $39.9 million. There were increases in commercial loans of $9.3 million and consumer home equity loans of $1.3 million. These were partially offset with decreases in construction and construction to permanent of $6.1 million and $5.7 million, respectively.
At September 30, 2012, the net loan to deposit ratio was 102% and the net loan to total assets ratio was 80%. At December 31, 2011, these ratios were 92% and 76%, respectively.
Allowance for Loan Losses
The allowance for loan losses is established to provide for expected future losses based on the Bank's loss history and the application of qualitative risk adjustment factors to compensate for estimated differences between anticipated potential losses and those predicted by the bank's specific loss history. The allowance is established through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.
The allowance for loan losses is evaluated on a quarterly basis by management and is based upon management's periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower's ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.
The allowance for loan losses decreased $2.7 million from December 31, 2011 to September 30, 2012 primarily due to a reduction in loan balances, improved credit quality of the loan portfolio and a change in methodology in estimating the allowance as described more fully below. These factors resulted in a release of excess reserves of $2.6 million after net charge-offs of $134,000.
As of the first quarter of 2012, the Bank had used a 12 quarter un-weighted average to calculate loss history. Beginning in the second quarter of 2012, the Bank implemented changes to the allowance methodology, resulting in a reduction of the allowance for loan losses of $1.1 million. In making this transition, the changes serve to update and enhance the methodology to better reflect the direction of the current loan portfolio. The changes are threefold:
� First, the Bank adopted a two year, instead of a three year, weighted average historical loss factor as the basis for the calculation of its historical loss experience. This is used to calculate expected losses in the ASC 450-20 pools prior to the application of qualitative risk adjustment factors. Weightings were allocated 59% to the last four quarters and 41% to the previous four quarters. This change was made to be more responsive to the changing credit environment. Net charge-offs have declined, especially in 2012 when they averaged $76,000 per quarter. This shorter average historical loss period will produce results more indicative of the current and expected behavior of the portfolio.
� Second, the Bank adopted an Internal Risk Ratings Based (IRB) approach to calculating historical loss rates. This approach calibrates expected losses with actual risk assessment and equates the likelihood of loss to the level of risk in a credit facility rating. All loans are reviewed annually. Similarly, the Loan Committee can adjust a risk rating. Previously, loss history was applied to categories of loans and qualitative adjustments were apportioned by risk rating within the categories.
� Third, the Bank increased the detail of analysis within the segments, particularly within Commercial Real Estate lending, which is currently the Bank's largest concentration overall, by expanding the number of ASC 450-20 pools. In all, ten sub-concentrations have been added to the analysis. The greater level of detail enables the Bank to better apply qualitative risk adjustment factors to the segments affected and to monitor changes in credit risk within the portfolio.
The accrual of interest on loans is discontinued at the time the loan is 90 days past due for payment unless the loan is well-secured and in process of collection. Consumer installment loans are typically charged off no later than 180 days past due. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual status or charged off is reversed against interest income. Any interest paid on these loans is accounted for on the cash-basis method until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Management considers all non-accrual loans, troubled debt restructurings and loans that were previously classified as TDRs that have been upgraded, to be impaired. In most cases, loan payments that are past due less than 90 days, based on contractual terms, are considered collection delays and the related loans are not considered to be impaired. The Bank considers consumer installment loans to be pools of smaller balance homogeneous loans, which are collectively evaluated for impairment.
The changes in the allowance for loan losses for the periods shown are as follows:
Three months ended Nine months ended September 30, September 30, September 30, September 30, (Thousands of dollars) 2012 2011 2012 2011 Balance at beginning of period $ 6,674 $ 11,400 $ 9,385 $ 15,374 Charge-offs (4 ) (218 ) (197 ) (7,406 ) Recoveries 22 16 63 780 Net Charge-offs 18 (202 ) (134 ) (6,626 ) Transferred to loans held-for-sale - (40 ) - (6,054 ) Provision charged to operations - - (2,559 ) 8,464 Balance at end of period $ 6,692 $ 11,158 $ 6,692 $ 11,158 Ratio of net charge-offs during the period to average loans outstanding during the period 0.00 % 0.04 % 0.03 % 1.36 % Ratio of ALLL / Gross Loans 1.34 % 2.40 % 1.34 % 2.40 %
Based upon the overall assessment and evaluation of the loan portfolio, management believes the allowance for loan losses of $6.7 million, at September 30, 2012, which represents 1.34% of gross loans outstanding, is adequate under prevailing economic conditions, to absorb existing losses in the loan portfolio.
Non-Accrual, Past Due and Restructured Loans The following table presents non-accruing loans and loans past due 90 days or more and still accruing: September 30, December 31, (Thousands of dollars) 2012 2011 Loans past due over 90 days still accruing $ 2,498 $ 9,461 Non accruing loans 30,020 20,683 Total $ 32,518 $ 30,144 % of Total Loans 6.51 % 5.91 % % of Total Assets 5.28 % 4.53 %
Loans delinquent over 90 days and still accruing aggregating $2.5 million are comprised of seven loans, all of which have matured and continue to make payments. Six of these loans are currently in the process of being renewed and one has since been renewed. Impaired loans, which are comprised of non-accruing loans, troubled debt restructured loans, and loans previously classified as TDRs that have been upgraded, increased by $4.4 million to $39.1 million for the quarter ended September 30, 2012 and increased $2.3 million for the nine months ended September 30, 2012. Impaired loans are attributable to the lingering effects of the downturn in the economy, which has severely impacted the real estate market and placed unprecedented stress on credit markets. The Bank's customers, many of whom are associated with the financial services industry, have been affected by the impact of the poor economy on employment and real estate values.
The $30.0 million of non-accrual loans at September 30, 2012 is comprised of twenty-seven loans, for which a specific reserve of $806,000 has been established. In all cases, the Bank has obtained appraisal reports from independent licensed appraisal firms and discounted those values for estimated selling costs to determine estimated impairment. Of the $30.0 million of non-accrual loans at September 30, 2012 borrowers of three loans with aggregate balances of $3.8 million continue to make loan payments and these loans are current within one and two months as to payments.
Potential Problem Loans
In addition to the above, there are $24.4 million of substandard accruing loans comprised of twenty-two loans and $32.3 million of special mention loans comprised of thirty-nine loans for which management has a concern as to the ability of the borrowers to comply with the present repayment terms. All but $3.5 million of the substandard accruing loans and $7.9 million of the special mention loans continue to make timely payments and are within 30 days at September 30, 2012.
Other Real Estate Owned The following table is a summary of Bancorp's other real estate owned at the dates shown: September 30, December 31, 2012 2011 Residential construction $ 1,252,024 $ 1,140,560 Commercial - 1,622,080 Other real estate owned $ 1,252,024 $ 2,762,640
The balance of other real estate owned at September 30, 2012 is comprised of one property with an aggregate carrying value of $1.3 million that was obtained through loan foreclosure proceedings. During the nine months ended September 30, 2012, three OREO properties were sold with an aggregate carrying value of $1.9 million.
Deferred Taxes
The determination of the amount of deferred income tax assets which are more likely than not to be realized is primarily dependent on projections of future earnings, which are subject to uncertainty and estimates that may change given economic conditions and other factors. A valuation allowance related to deferred tax assets is required when it is considered more likely than not that all or part of the benefit related to such assets will not be realized. Management has reviewed the deferred tax position of the Company at September 30, 2012. The deferred tax position has been affected by several significant transactions in the prior years. These transactions include increased provision for loan losses, the levels of non-accrual loans and other-than-temporary impairment write-offs of certain investments, as well as a loss on the bulk sale of loans in 2011. As a result, the Company is in a cumulative net loss position at September 30, 2012, and under the applicable accounting guidance, has concluded that it is not more-likely-than-not that the Company will be able to realize its deferred tax assets and, accordingly, has established a full valuation allowance totaling $13.7 million against its deferred tax asset at September 30, 2012. The valuation allowance is analyzed quarterly for changes affecting the deferred tax asset. In the future, if the Company generates taxable income on a sustained basis, management's conclusion regarding the need for a deferred tax asset valuation allowance could change, resulting in the reversal of all or a portion of the deferred tax asset valuation allowance.
Deposits The following table is a summary of Bancorp's deposits at the dates shown: September 30, December 31, 2012 2011 Non-interest bearing $ 59,309,584 $ 65,613,374 Interest bearing NOW 24,859,524 24,396,210 Savings 70,807,709 59,396,310 Money market 44,092,847 52,889,642 Time certificates, less than $100,000 166,654,722 198,207,998 Time certificates, $100,000 or more 118,228,921 144,405,859 Total interest bearing 424,643,723 479,296,019 Total Deposits $ 483,953,307 $ 544,909,393
Total deposits decreased $61.0 million, or 11%, from $544.9 million at December 31, 2011 to $483.9 million at September 30, 2012. Interest bearing accounts decreased $54.7 million. This was primarily due to decreases in certificates of deposit (CD's) of $57.7 million and money market accounts of $8.8 million due to the low interest rate environment and the planned reduction of higher cost deposit accounts. These were partially offset by increases of $11.4 million and $463,000 respectively in savings and NOW accounts. Demand deposits decreased $6.3 million primarily as a result decreases in commercial and personal checking accounts of $5.2 million and $1.1 million, respectively.
At September 30, 2012, total borrowings increased $10.0 million to $67.0 million from $57.0 million at December 31, 2011. In addition to the outstanding borrowings disclosed in the consolidated balance sheet, the Bank has the ability to borrow approximately $45.0 million in additional advances from the Federal Home Loan Bank of Boston, including a $2.0 million overnight line of credit. The Bank has also established a line of credit at the Federal Reserve Bank.
The subordinated debentures of $8,248,000 are unsecured obligations of the Company and are subordinate and junior in right of payment to all present and future senior indebtedness of the Company. The Company has entered into a guarantee, which together with its obligations under the subordinated debentures and the declaration of trust governing the Trust, provides a full and unconditional guarantee of amounts on the capital securities. The subordinated debentures, which bear interest at three-month LIBOR plus 3.15% (3.517250% at September 30, 2012), matures on March 26, 2033. Beginning in the second quarter of 2009, the Company began deferring interest payments on the subordinated debentures as permitted under the terms of the debentures. The deferral in the third quarter of 2012 represented the fourteenth consecutive quarter of deferral. The Company continues to accrue and charge interest to operations. The Company may defer the payment of interest through March 2014, and all accrued interest must be paid at the completion of the deferral period, June 2014.
Capital increased $583,000 compared to December 31, 2011 primarily as a result of the net income earned of $909,000 for the nine months ended September 30, 2012, partially offset the by the change in other comprehensive income.
Off-Balance Sheet Arrangements
Bancorp's off-balance sheet arrangements, which primarily consist of commitments to lend, decreased by $52.5 million from $140.4 million at December 31, 2011 to $87.9 million at September 30, 2012, due to decreases of $71.0 million in future loan commitments, partially offset by increases of $16.2 million in unused lines of credit. The decrease in future loan commitments was primarily due to the closings in the first quarter of 2012 of the loan originations from the fourth quarter of 2011.
RESULTS OF OPERATIONS Interest and dividend income and expense The following tables present average balance sheets (daily averages), interest income, interest expense and the corresponding yields earned and rates paid for major balance sheet components: Three months ended September 30, 2012 2011 Interest Interest . . .


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8-10 Terry Street
Staunton, Virginia, 24401
Commute to Downtown Staunton
Most errands require a car.
Score Details
8-10 Terry Street has a Walk Score of 28 out of 100. This location is a Car-Dependent neighborhood so most errands require a car.
This location is in Staunton. Nearby parks include Gospel Hill Historic District and Stuart Addition Historic District.
Explore how far you can travel by car, bus, bike and foot from 8-10 Terry Street.
View all Staunton apartments on a map.
This location is in the city of Staunton, VA. Staunton has an average Walk Score of 33 and has 23,746 residents.Learn More About Staunton


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Think this is good?1 person thinks this is good18 people think this is good
Vast Shadow
Squatters rights!!! WOoooOoOooo
Lisa Rau Cannon
As Rodney King said many years ago: "Can we all get along?" Great post, Tricia - brings to light some real dividing issues that could lead to even tougher ways of reaching resolutions. And no one wants another civil war.
James DAngelo
You didn't see any of this after Bush was elected, or re-elected.
What if what almost everyone has been told is wrong? What if the REAL "revolutionaries" are on the right, not the left?
Lisa Rau Cannon
I don't think this is a partisan issue as much an American people issue.
Vast Shadow
As you and everyone has once heard in some Civil War exercised in a historical event. There wouldn't be a war and the likely hood of Texas abandoning the Union is very unlikely.
You hold and preach upon a misconception millions of people are assuming. A Civil War... Seriously? USA wouldn't stand a chance(Kidding but uh yea Dats right though!).
Let me enlighten you about the Civil War before I get about towards the present.
Misconceptions--there is so many misconceptions about taxes today that the Civil War was sparked in the same initiative over not understanding the System.
There is actually no indication of what started the South to march the Yankees back to New York -- New York was actually one of the main places USA was controlled at in the very begining of our Country... That also shows plausibility that the Settlers away from the Congress seat had no idea where USA was being controlled at in that point of History. As they were in search for the president(Probably looking for George Washington too).
The Civil war was not about Slavery -- As I know Hollywood assumes it was with their lil movie saying it was, it was not.
The average settler in that day-in-age wasn't very `bright... Rugged, strong people but could not read, could not write, and was only handed down history and teachings by their next to kin.
So you basically had the people in the south like the squidbillies controlling towns. Was not their fault... Most of US Congress set settlers out into the vast frontier to maintain control of the nation -- those frontier people stretched out and never really maintained contact with the Nation leaders.
So in the meanwhile after so long and the Nation was still being settled a tax collector ran into a town that was not so `bright... Told the Sheriff that a new State Tax is required for the Federal Union and if the people of that town did not pay the tax the Federation would take their land and imprison the people with slavery(Debtors prison was a practice in that era and Slavery was the punishment.)
Upon the south feeling that the Union Federation was going to take people's land and lively hood -- The South Rebelled. Made the lil Con.... Con UH... Con`federates. Made lil flag with an X and 13 stars on it, representing the 13 original(first) colonies.......
Well the Southern Hillbillies pushed the North Back had many states to follow their movement -- To not allow the union to seize their land and went in search for the Union leader.
Thats where the Gettysburg address was founded. If you have read the Gettysburg "Address"... You would find... Lincoln congratulates everyone in the War - Not just the Union, not just the Confederates. Everyone that fought for their freedom. Lincoln exclaimed, no one will die in vein... But `YOU GOTTA STOP, you killen everyone on Earth! (But in a more modest sense) . It took the president to stop them, as the south was looking for him. The South was evenly still in belief that they were under the law of the 13 original colonies and possibly had no clue of the founded congress and legislation.
Were they still a stupid bunch of people? The South could have been in assumption that their 13 colonies were under attack by the redcoats again... An they were a very committed sort of people.... The Confederates even made the first Submarines. No one knows why they made the Submarines, but it was possibly for they thought England was invading. Smart(In War), innovative, stead-fast people... Of whom were only in misconception what the Union was for.
The 13th Amendment does not free any slave. It only says no one will ever be a slave.
Passed by Congress January 31, 1865. Ratified December 6, 1865.
Note: A portion of Article IV, section 2, of the Constitution was superseded by the 13th amendment.
Section 1.
Neither slavery nor involuntary servitude, *except as a punishment* for crime whereof the party shall have been duly convicted, shall exist within the United States, or any place subject to *their jurisdiction*.
Section 2.
*Congress shall have power to enforce this article by appropriate legislation.*
Section 2, reads that Congress is the only party who can free or convict people to slavery.
It does not read, Everyone is free... It does not speak directly in race or ethic. It only says, you have to be convicted to be a slave.
Wasn't that just great... Nice story about the Civil War. An how misconception fueled it.
Lsu Tiger
Thanks for that... Misconception i'm sure started from the beginning of time... The mind is very powerful and if you a second one comes in, its more likely that it will not work like the first one...
Vast Shadow
Present time...
There would not be a WAR in the state, there is no threat to civil liberty. The President is not making good decisions and it has pissed many off.
Texas could be its own nation if it had too... We have the most oil and gas apart from Alaska. Texas Instrument designs all the lil circuit technology you so love for Cellphones, Ipads, etc. Texas has its own supreme court system -- As what is needed to be an independent state from the Union.
We are not California... Texas does not make lil stories and movies that all only make money from endorsements. Texas doesn't only design lil websites. Your Websites actually run on our tech. So yea... USA would lose heavily, if Texas dropped them.
Silicone Valley... Is just a market for computing... Just brand labels and website makers. Microsoft makes a software... Hardware is better than software.
In comparisons its easy to see HOW TEXAS COULD BENEFIT. We Export a LOT.
The likely hood is slim for Texas to abandon USA. But if the USA economy collapsed -- Texas would be the first to ditch the union the and reform the country.
Good.is voted for Obama and y'all even broadcasted retarded webpages on y'alls net-host to support Obama.
Obama is jacking up taxes... Many people may become very poor. Of course its easy for Good.is to not see or feel the problem.. Y'all are rich, a price is just a number. You never had to work in your life; you never had a job that pays you 5.50 an hour; you never struggled for anything in your life. So its apparent, Good.is IS the donkey and just -- Does not get it.
Obamacare is reeking havoc on the poor. Those jobs that pay 5.50 an hour/ Minimum wage can not afford Obamacare. They make products that are so low-price and competitive in rate... They either will have to hike prices up or cut their employees wage.
Does a price hike mean shit to good.is -- NOPE PRICE IS JUST A # to you people. You don't get paid 5.50 an hour. I think IBM pays you all a good sum to advertise for them.
An thats my anger with y'all and supporting Obama -- You act so modest and yet you speak to someone who knows it... Yet you fletch a foxnews enthusiast pun or something else you heard on the dailyshow. Pshhhh
Yet, you wanna help people in another country? YOU WANNA LEAVE YOUR COUNTRY, give god-knows-who money?
But Texas is so wrong... You don't even know how the system even works. An you can try to criticize everyone... When you were told by many people, including myself of how the President isn't making wise decisions. Hypocritical.
Either way... I'm practicing and signed the secession -- Not in hate for our country. But I think Texas needs to be the elephant in the room again. People and Businesses are stupid. They want to put jobs and markets over in foreign countries. Make poverty, working class people suffer more. THE PEOPLE WHO MAKE all THE TWINKIES for your lazy conveinence. Get paid less, have an enforced health plan that may not even be covered once its fully instated. Cause massive TAX and PRICE HIKING as business need to section cost defiecientcies over Obama's policies.
The poor and worker class will be suffering another 4 years.
Someone needs to stand up and say this isn't right... Rich people are clueless and think they know it, but never lived it.
To me the secession is a public outcry for the Country to rethink things... But as Jon Stewart -- Hollywood calls it `whining.
But yea, go back to yr latte's your thinking civil war was about slavery... As the part of America that gives you your luxury is trying to change things and your trying to stand in the poor's way with that lil preeching you have about some WAR. AN that your ignorance only shows.
You do realize or is your wallet too heavy to notice... if massive businesses stop making food, because of layoffs and price hikes... Who is going to feed you? Who is going to put food in your grocery store?
You heard that Post offices are thinking about protesting as well ?
What do YOU THINK HAPPENS if all the mail.... Stops.
You going to be a Texas squatter if the Economy fails?
NotUR concern


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A Moth Springs From Sullivan's Wallet
Andrew Sullivan remarks on an emailed fundraising message from our publisher:
I hope the AmSpec survives and prospers. But really: I'm sure that some on the far left would love the AmSpec to die and I can understand why fear and hysteria can drum up funds ... but who actually is proposing to use the power of government to shut down a website?
Blah blah blah. Let's focus on that first sentence. "I hope the AmSpec survives and prospers." Okay. I'm looking for your donation... it's gotta be in here somewhere... In case it's not, though, Andrew, the donate page is here. Or you can just link to us more often. Just sayin'.
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Children in the Care of Grandparents, by City, School District and County (10,000 Residents or More)
Download & Other Tools
Download & Other Tools
- Definition: Estimated percentage of children under age 18 living with grandparents who provide primary care for one or more grandchildren in the household.
- Data Source: U.S. Census Bureau, American Community Survey (Jan. 2015).
- Footnote: Data are displayed for geographies with at least 10,000 people based on 2013 population estimates. These estimates are based on a survey of the population and are subject to both sampling and nonsampling error. LNE (Low Number Event) refers to estimates that have been suppressed because the margin of error was greater than 5 percentage points. N/A means that data are not available. Some regions listed are Census Designated Places (CDPs), such as East Los Angeles; CDPs are communities within the unincorporated part of a county.
Learn More About Family Structure
- Measures of Family Structure on Kidsdata.org
On kidsdata.org, measures of family structure include: households with and without children under age 18; family structure for children, overall, and by race/ethnicity; and children in the care of grandparents. These data are estimates based on the U.S. Census Bureau's American Community Survey (ACS). Data are available for:
Family structure estimates are for children living in households and exclude those in group quarters (e.g., student dormitories). A "female-headed household" is a household maintained by a female with related children present. The female head of household typically is the children's mother but also may be their grandmother, aunt, older sibling, or another relative. The definition of "male-headed household" is comparable. The same-sex couple category combines both unmarried and married partners due to small sample sizes. "Other households" include youth living alone or with nonrelatives.
- Cities, school districts, and counties with 65,000+ residents, as single-year estimates;
- Cities, school districts, and counties with 20,000+ residents, as 3-year estimates;
- Cities, school districts, and counties with 10,000+ residents, as 5-year estimates (however, for family structure by race/ethnicity, data are provided as 5-year estimates for regions of 50,000+ residents); and
- Legislative districts, as 5-year estimates.
- Family Structure
- Households with and without Children, by City, School District and County (65,000 Residents or More)
- Family Structure for Children in Households, by City, School District and County (65,000 Residents or More)
- Children in the Care of Grandparents, by City, School District and County (65,000 Residents or More)
- Demographics
- Births
- Births to Unmarried Women (California & U.S. Only)
- Child Population
- Children in Rural and Urban Areas (California & U.S. Only)
- Public School Enrollment
- Total Population
- Family Income and Poverty
- Self-Sufficiency Standard
- Children in Poverty - Supplemental Poverty Measure (State & U.S. Only)
- Children in Poverty (Regions of 65,000 Residents or More)
- Children in Poverty (Regions of 20,000 Residents or More)
- Children in Poverty (Regions of 10,000 Residents or More)
- Children Living Above and Below the Poverty Level (Regions of 65,000 Residents or More), by Income Level
- Children Living Above and Below the Poverty Level (Regions of 20,000 Residents or More), by Income Level
- Children Living Above and Below the Poverty Level (Regions of 10,000 Residents or More), by Income Level
- Children Living in Areas of Concentrated Poverty
- Median Family Income, by Family Type (Regions of 65,000 Residents or More)
- Children Living in Low-Income Working Families, by City, School District and County (65,000 Residents or More)
- CalWORKs Recipients
- Food Security
- English Learners
- Immigrants
- Children Living in Linguistically Isolated Households, by City, School District and County (65,000 Residents or More)
- Children Living with One or More Foreign-Born Parent (Regions of 65,000 Residents or More)
- Children Living with One or More Foreign-Born Parent (Regions of 20,000 Residents or More)
- Children Living with One or More Foreign-Born Parent (Regions of 10,000 Residents or More)
- Foreign-Born Population, by Age Group (Regions of 65,000 Residents or More)
- Teen Births
- Why This Topic Is Important
Child well being is influenced by the family environment and the presence of caring, stable adults. Family structure and the nature of the family relationships, in particular, are important factors in child development (1, 2). For example, single-parent families are more likely than two-parent families to have lower incomes and experience financial hardship (3). Financial hardship can affect families' ability to provide the environment and experiences a child needs for optimal cognitive, emotional, and physical development (4). In addition to adequate family income, positive child development is influenced by factors such as parental affection, responsiveness, and consistency, as well as high quality relationships between parents or significant adults (2). These factors are more critical than the family structure itself (3).
Over the past 30 years, the percentage of children living in households with two married parents has declined nationwide, while the percentage in families headed by a single parent or grandparents has increased (3, 5). Though it is not clear if the percentage of children living with same-sex partners has increased in recent decades (due to data limitations), research shows that children in these families are as well adjusted as children with heterosexual parents (2). Studies indicate that child development is not influenced by the gender or sexual orientation of parents (2).For more information about family structure see kidsdata.org's Research & Links section.
Sources for this narrative:
1. Child Trends Databank. (2015). Family structure. Retrieved from: http://www.childtrends.org/?indicators=family-structure
2. Lamb, M. E. (2012). Mothers, fathers, families, and circumstances: Factors affecting children's adjustment. Applied Developmental Science, 16(2), 98-111. Retrieved from: http://www.tandfonline.com/doi/abs/10.1080/10888691.2012.667344#.VCBhlvldV8E
3. Coontz, S. (Ed.). (2015). Moynihan+50: Family structure still not the problem. Council on Contemporary Families. Retrieved from: https://contemporaryfamilies.org/wp-content/uploads/2015/03/2015_Symposium_Family_Structure.pdf
4. Redd, Z., et al. (2011). Two generations in poverty: Status and trends among parents and children in the United States, 2000-2010 (Research Brief No. 2011-25). Child Trends. Retrieved from: http://www.childtrends.org/?publications=two-generations-in-poverty-status-and-trends-among-parents-and-children-in-the-united-states-2000-2010-2
5. U.S. Census Bureau. (n.d.). Table CH-7. Grandchildren under age 18 living in the home of their grandparents: 1970 to present. Retrieved from: http://www.census.gov/hhes/families/data/children.html
- How Children Are Faring
In 2013, more than one-third of California households (36%) included children, similar to previous years. About two-thirds (67%) of California children lived in households headed by married couples of the opposite sex in 2013; the remaining percentage lived in households headed by single women (19%), single men (4%), unmarried couples of the opposite sex (9%), and married or unmarried same-sex couples (0.2%). Family structure varies by race/ethnicity. In 2009-13, an estimated 11% of Asian/Pacific Islander children in California lived in households headed by single women, while the same was true for about 50% of African American children. In 2013, an estimated 3.5% of California's children lived in the care of grandparents, similar to previous years, but percentages vary widely by county.
- Policy Implications
Family provides the essential safety net for children, and public policy can help support and reinforce that safety net for the good of the family, and for society at large. In California, about two-thirds of households with children are headed by married couples, while 23% of children live in households headed by a single parent (1). Children can thrive in any type of family structure. However, research shows that single-parent households tend to be less financially secure or stable than those with married parents (2, 3).
A small percentage of children are raised by other caregivers, such as grandparents, who often need information, financial and emotional support, and authority to nurture, feed, house, and educate the children in their care (4). Some children are raised in households headed by same-sex couples; while research shows that these children do as well as children of heterosexual couples, they can face discrimination (5, 6).
According to research and subject experts, policy options that could promote child well being in homes with a single parent, kinship caregiver, or same-sex parents include:
For more policy ideas and links to research and websites with related information, see kidsdata.org's Research & Links section.
- Strengthening the social and financial safety net for single custodial parents through policies that support balancing work and caring for children, provide adequate cash assistance for low-income families in need, and effectively enforce child support obligations (2, 3, 8)
- Ensuring that kinship caregivers (such as grandparents) have the full range of support needed to provide for children in their care, enroll them in school, ensure that they receive regular medical care, and avoid placement in non-relative foster care (4)
- Eliminating legislation that discriminates against gay and lesbian populations, as anti-gay legislation and attitudes can negatively affect the mental health of gay and lesbian parents, which can affect the emotional and behavioral health of their children (6, 9)
- Developing and implementing responsible fatherhood programs that are comprehensive and address child support collection issues, paternal employment, relationship skills, parenting skills, and domestic violence concerns (2, 3, 7)
Sources for this narrative:
1. As cited on kidsdata.org, Family structure for children in households. (2015). U.S. Census Bureau, American Community Survey. Retrieved from: http://factfinder2.census.gov/
2. Waldfogel, J., et al. (2010). Fragile families and child wellbeing. The Future of Children, 20(2), 87-112. Retrieved from: http://www.princeton.edu/futureofchildren/publications/journals/article/index.xml?journalid=73&articleid=532
3. McLanahan, S., et al. (2010). Strengthening fragile families (Policy Brief). The Future of Children. Retrieved from: http://www.brookings.edu/research/reports/2010/10/27-fragile-families-foc
4. Sakai, C., et al. (2011). Health outcomes and family services in kinship care: Analysis of a national sample of children in the child welfare system. Archives of Pediatrics and Adolescent Medicine, 165(2), 159-165. Retrieved from: http://archpedi.jamanetwork.com/article.aspx?articleid=384260
5. Lamb, M. E. (2012). Mothers, fathers, families, and circumstances: Factors affecting children's adjustment. Applied Developmental Science, 16(2), 98-111. Retrieved from: http://www.tandfonline.com/doi/abs/10.1080/10888691.2012.667344#.VCBhlvldV8E
6. Pennings, G. (2011). Evaluating the welfare of the child in same-sex families. Human Reproduction, 26(7), 1609-1615. Retrieved from: http://humrep.oxfordjournals.org/content/26/7/1609.short
7. Knox, V., et al. (2010). Policies that strengthen fatherhood and family relationships: What do we know and what do we need to know? MDRC. Retrieved from: http://www.mdrc.org/publication/policies-strengthen-fatherhood-and-family-relationships
8. Cancian, M., et al. (2010). Promising antipoverty strategies for families. Urban Institute. Retrieved from: http://www.urban.org/publications/412073.html
9. Goldberg, A. E., & Smith, J. Z. (2011). Stigma, social context, and mental health: Lesbian and gay couples across the transition to adoptive parenthood. Journal of Counseling Psychology, 58(1), 139-150. Retrieved from: http://www.ncbi.nlm.nih.gov/pmc/articles/PMC3081377/
- Research & Links
- Websites with Related Information
- Adoption USA: Family Structure, U.S. Department of Health & Human Services
- California Kinship, Kinship Support Services Program (KSSP)
- Casey Family Programs
- Center for Law and Social Policy (CLASP)
- Child Trends: Marriage and Cohabitation
- COLAGE, People with a Lesbian, Gay, Bisexual, Transgender, or Queer Parent
- Council on Contemporary Families
- Journalism Center on Children and Families
- The Family Acceptance Project, San Francisco State University
- The Fragile Families and Child Wellbeing Study, Center for Research on Child Wellbeing
- U.S. Census Bureau: Families and Living Arrangements
- Williams Institute
- Key Reports
- "We Ain't Crazy! Just Coping With a Crazy System" Pathways into the Black Population for Eliminating Mental Health Disparities, 2012, California Dept. of Mental Health, Woods, V. D., et al. (Eds.)
- Broken Immigration Policy: Broken Families, 4/2013, Urban Institute, Enchautegui, M. E.
- Cohabitation and Child Wellbeing, 2015, The Future of Children, Manning, W.
- Demographics of Married and Unmarried Same-sex Couples: Analyses of the 2013 American Community Survey, 3/2015, Williams Institute, Gates, G. J.
- Family Diversity is the New Normal for America's Children, 9/2014, Council on Contemporary Families, Cohen, P.
- Family Structure and Children's Health in the United States: Findings from the National Health Interview Survey, 2001-2007, 12/2010, Vital and Health Statistics, National Center for Health Statistics, Blackwell, D. L.
- Fragile Families, 2010, The Future of Children, 20(2)
- Marriage and Family: LGBT Individuals and Same-Sex Couples, 2015, The Future of Children, Gates, G. J.
- Millennial Childbearing and the Recession, 2015, Urban Institute, Astone, N. M., et al.
- Moynihan 50: Family Structure Still Not The Problem, 3/2015, Council on Contemporary Families, Coontz, S. (Ed.)
- New Patterns of Poverty in the Lesbian, Gay, and Bisexual Community, 6/2013, Williams Institute, Badgett, M. V. L., et al.
- Research Report on LGB-Parent Families, 7/2014, Williams Institute, Goldberg, A. E., et al.
- The Growing Racial and Ethnic Divide in U.S. Marriage Patterns, 2015, The Future of Children, Raley, R. K., et al.
- The Role of the Family and Family-Centered Programs and Policies, 2015, The Future of Children, Berger, L. M., & Font, S. A.
- Why Marriage Matters for Child Wellbeing, 2015, The Future of Children, Ribar, D.
- Work and Family, 2011, The Future of Children, 21(2)
- County/Regional Reports
- 2014 Solano Children's Report Card, Children's Network of Solano County
- 2014 Youth Wellbeing Report Card, Santa Monica Cradle to Career
- 2015 Kern County Report Card, Kern County Network for Children
- Children's Report Card, Sacramento County Children's Coalition
- Fresno Community Scorecard, Fresno Business Council and Valley PBS
- More Data Sources For Family Structure
- 2015 KIDS COUNT Data Book, Annie E. Casey Foundation
- California Health Interview Survey, UCLA Center for Health Policy Research
- Childstats.gov, Federal Interagency Forum on Child and Family Statistics
- Diversitydatakids.org
- Families and Living Arrangements: Living Arrangements of Children, U.S. Census Bureau
- The Youngest Americans: A Statistical Portrait of Infants and Toddlers in the United States, 2013, Child Trends, Murphey, D., et al.


text:
Don't follow leaders
and watch your pawkin' metaws . . .
Don't follow leaders
and watch your pawkin' metaws . . .
May 2015: Thanks for all your emails still asking about the Encyclopedia Of Popular Music.
As previously stated, the Encyclopedia was closed down by and sold off to another company.
An out of court settlement was concluded with MUZE on June 11th 2009.
And we have now well and truly moved on.
No more questions about EPM or Muze please! Arggghhhhh!!!
I am presently occupied with a website project: Best Things On Earth. www.btoe.com
Download our free Spotify App for 000's of our playlists. Go to www.spotify.com
Also download our free Best Things On Earth iPhone App .
You can also find my All-Time Top 1000 Albums on BTOE, alive and well, now re-named Best Album On Earth, soon to be renamed MUSOPEDIA. You can vote in the normal way or make your own lists. There are thousands of music lists built by myself, our team of Editors and you out there.
For all my exclusive Music related activities regarding writing, reviewing and broadcasting;
make contact, send an email to me at firstname.lastname@example.com
The late John Martyn said 'half the lies he tells you are not true'.
Colin Larkin the MUSOPEDIA: Creator of the Encyclopedia Of Popular Music


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Boyz II Men Ill Make Love To You LyricsArtist: Boyz II Men
Popularity : 6 users have visited this page.
sponsored links
Close your eyes, make a wish
And blow out the candlelight
For tonight is just your night
We're gonna celebrate,
All through the night
Pour the wine, light the fire
Girl your wish is my command
I submit to your demands
I will do anything,
Girl you need only ask
I'll make love to you
Like you want me to
And I'll hold you tight
Baby all through the night
I'll make love to you
When you want me to
And I will not let go
Till you tell me to
Girl relax, let's go slow
I ain't got nowhere to go
I'm just gonna concentrate on you
Girl are you ready?
It's gonna be a long night
Throw your clothes on the floor
I'm gonna take my clothes off too
I made plans to be with you
Girl whatever you ask me you know I can do
Baby tonight is your night
And I will do you right
Just make a wish on your night
Anything that you ask
I will give you the love of your life
[Chorus: x2]
The hottest lyrics from Boyz II Men
- I'll Make Love to You Lyrics
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- Dreams Lyrics
- 4 Seasons of Loneliness Lyrics
- Baby I Miss You Lyrics


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About This Activity
Painting: Intermediate Acrylic
This class explores a range of techniques, working on
the improvement of painting skills through landscape,
still life, and abstraction. Students receive class
critiques and view demonstrations using acrylic
medium. Emphasis will be placed on exploring and
strengthening artists' individual styles and needs.
Previous experience with drawing and acrylic paints
April 11 - May 30
$184 Members, $224 Guests, $15 Materials Fee


text:
Google publishes FarmHash, a new family of hash functions for strings
Google has just announced FarmHash, a new family of hash functions for strings. FarmHash is a successor to CityHash, from which it inherits many tricks and techniques. FarmHash has multiple goals and claims to improve CityHash on several accounts.
Coverity 7.0 with C#, Java, C, C++ Algorithms, SonarQube, Eclipse, VS and Clang Compiler Support
Coverity has released version 7 of its testing platform with improved C#, Java, C, C++ algorithms in addition to support for SonarQube, Eclipse and Visual Studio 2013. The release also includes support for clang compiler used in the development of Objective-C and C/C++.


text:
iHerb Customer Reviews
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upset stomach
3 people found the following review helpful
Posted by Reviewer1165649 on Nov 15, 2008
This product upset my stomach and gave me heart burns.
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text:
Calendar eNotification Agendas & Minutes Contact Us Disclaimer
Alzheimer's Family
Caregiver Support Program (AFCSP)
Henry Dodge Office Building
199 County Road DF
Third Floor
Juneau, WI 53039
Alzheimer's Family and Caregiver Support Program can assist families dealing with Alzheimer's disease or other related dementia. An assessment will be made with the family to determine their needs. Supportive services, community resources, and/or grant funding will be offered if available. This will help keep those afflicted with the disease in their own homes for as long as possible.
For more information on this program, contact the:
Dodge County Benefit Specialist at
(920) 386-3580
or 1-800-924-6407
2014 Wisconsin Network Conference on
Alzheimer's Disease and Related Dementias
To Register for Annual Conference
Click HERE
Please Register for Conference by
Thursday, April 17th
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Dodge County, Wisconsin


text:
The New England Patriots announced on Friday that they signed second round pick linebacker James Collins and seventh round pick linebacker Steve Beauharnais.
The Patriots now have four draft picks under contract. The other two players they signed were third rounders Logan Ryan and Duron Harmon.
Collins, 23, was selected by the Patriots in the second round of the 2013 NFL Draft with the 52nd selection overall out of Southern Mississippi. It was the first of two second-round picks by the Patriots in 2013. The 6-foot-3, 250-pounder, began his college career as a safety before moving to linebacker as a sophomore in 2010. He appeared in 52 games with 34 starts and registered 314 total tackles, 21 sacks, seven forced fumbles, three fumble recoveries and three interceptions with two returned for touchdowns. Last season he led the team with 92 total tackles and 10 sacks.
Beauharnais, 23, was selected by the Patriots in the seventh round of the 2013 NFL Draft with the 235th selection overall out of Rutgers. It was the second of two seventh round picks by the Patriots in 2013. The 6-foot-2, 230-pounder, was a three-year starter at linebacker. Last season, he started all 13 games at middle linebacker and finished with 83 total tackles. He was named a semifinalist for the Butkus Award following his senior season.


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Harland J. Stucky, 90, of Carmi, Illinois, died Monday, October 29, 2012, at Wabash Christian Retirement Center in Carmi.
Harland J. Stucky, 90, of Carmi, Illinois, died Monday, October 29, 2012, at Wabash Christian Retirement Center in Carmi.
He was born August 6, 1922, in Prairie Du Sac, Wisconsin, the son of Charles and Genevieve (Bartholomew) Stucky. He was married to Lois J. (Willis) Stucky and she preceded him in death on October 5, 2006.
Harland was a construction worker, World War II Army Veteran, and member of several organizations including the Benevolent and Protective Order of Elks, American Legion, Veterans of Foreign Wars, Moose Lodge and 40 and 8. Anywhere he went, he enjoyed visiting with people.
Survivors include two sons, Doug (Brenda) Stucky, Kevin Stucky, all of Carmi; sisters, Karen Pehl of Davis, Illinois, Marguerite Keith of Freeport, Illinois; grandchildren, Kim (Pat) Owen, Michelle (Robert) Niehaus, Belinda (Kenny) Kostenbader, Christine Stucky, Kelly (Shawn Jones) Stucky, Kevin M. (Catherine Saelens-Alvarado) Stucky; and five great-grandchildren.
He was preceded in death by his parents; wife; and sisters, Doris "Dotty" Taber, Pat Richardt.
At Harland's direction, his remains were cremated and a memorial service will be held at a later date.
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The Edmonton Oilers' outside-the-box coach
In June, the Edmonton Oilers hired Dallas Eakins, formerly the coach of the Maple Leafs in-town AHL farm team the Toronto Marlies, as head coach. While with the Marlies, Eakins earned a reputation as something of an innovator in the often-slow-to-change world of hockey coaching. He'd ice a power-play unit with five forwards in a sport where using four forwards on the power play is frequently considered risky, he'd pull his goalie when on a power play and down three goals with 10 minutes left in the game, he'd take his timeout early in the game instead of saving it to the end. These may seem like minor differences of strategy, but in the copycat world of professional sports, any deviation from the norm is phenomenal.
The Oilers have struggled this season, as they have in many recent seasons, and currently have the worst record in the Western Conference and the second-worst in the league. While stacked with dazzling young forwards like Ryan Nugent-Hopkins, Sam Gagner, Nail Yakupov and others, they have had runs of bad defense.
How innovative has Eakins been given the circumstances? How much pressure is he under to succeed in the hockey-mad city of Edmonton, a city which remembers vividly the glory days when Wayne Gretzky led the team to five Stanley Cups in the 1980s?
With the Oilers visiting the Predators tomorrow in a Thanksgiving Night tilt, PostSports talked with Tyler Dellow, who writes about the Oilers and the NHL at Sportsnet and mc79hockey.
PostSports: When Eakins was hired by the Oilers, there was a lot of talk about the outside-of-the-box tactics he used with the Marlies — the five-forward power play, liberal pulling of the goalie, swarm defense, not saving timeouts and so on. How much of that has he done this season? Those plays are perceived as "risky" in the conventional wisdom, so how much blowback has there been when it hasn't worked (for example, when the five-forward PP gave up the shorthanded goal to Chicago)? Are fans willing to be patient, especially given that the Oilers have struggled early on?
Dellow: The Oilers got away from the swarm defence pretty early in the season. They were experiencing difficulty with it that led to high quality chances for the opposition in the slot as the Oilers stormed towards the puck and abandoned the front of the net. See, for example, this.
The five man PP has been a bit more of a success, although the Edmonton media reacted to a shorthanded goal scored by Jonathan Toews against the Oilers five man PP unit as if it was the first shorthanded goal in history. It's a tough city in which to do anything unusual because anything unusual is met by a clucking of tongues from people who compare everything to the approach employed by the 1983-84 Oilers. That's the difficulty with doing something unusual in Edmonton - there's an audience of people who are aware of it and will bemoan the fact of it being different. It's harder for high profile teams to do these things, I think - in smaller markets, with less noise, a coach can innovate without having to answer for it for half an hour every day.
As far as the fanbase patience, it's a pretty weird thing. The fanbase has been extraordinarily patient and hopeful through a lot of pretty dire stuff that ought not to have inspired hope in anyone. The Oilers have a better management group than they did a year ago and the team has, to my eye, looked better but there seems to be less patience for their losses. That said, Edmonton is not unaccustomed to dealing with bad hockey teams and, although the playoffs are a pipe dream, a decent last sixty games that gives the team something to build on for next year will probably be enough to keep the pitchforks and torches stowed for another year.
PostSports: Eakins gave a quote when he was hired that alluded to his team learning multiple systems. He made a comparison between the NFL, in which teams have thousand-page playbooks players are expected to know, and the NHL, where a lot of teams run one kind of forecheck, one kind of power play and so on. Is that one-system mentality as widespread as he made it sound and have you seen any evidence that the Oilers are running multiple systems or that he's making on-the-fly tactical changes in the game?
Dellow: Eakins has shown a willingness to do different things tactically and experiment with things as the season's gone along. One interesting wrinkle at the moment is Ryan Nugent-Hopkins playing at the top of the first unit PP, with Taylor Hall high to this left, Nail Yakupov high on the right side, Jordan Eberle down low on the left and David Perron down low on the right. The Oilers have had quite a few different looks on the PP this year, something that's been a welcome change from a decade of painfully looking for a cross crease pass for a tap in. It's still unusual to see a centre running a PP from the top of the offensive zone and it's something to look out for. RNH tends to handle the puck, with Yakupov providing a constant threat of a quick one timer.
There's also reason to think that the Oilers started the season with a more aggressive system, pressuring teams all over the ice, before lapsing into a more passive approach after about seven games. They've been attacking more aggressively lately, something that's been reflected in their shot totals.
On the whole, it seems like Eakins has thrown more different looks on the ice than we've seen in the recent past. I'm sure he'd happily settle on one if it would result in winning some games.
PostSports:Outside of the tactics, have there been any drastic or even noticeable differences in the team (positive or negative)? Do you get the impression he's trying for a wholesale change for the Oilers and that it may take time to turn around the aircraft carrier? What's been the biggest change in his tenure from the regimes that preceded him (besides eliminating the doughnuts from the press room)?
Dellow: The biggest change has probably been the expectations. Eakins and Craig MacTavish invited higher expectations before the season and they've gone unmet. This may explain some of the rapidly dissipating patience in Edmonton with the organization. As far as what's on the ice, and again this is somewhat tactical, we've seen flashes of a far more aggressive Oilers team this year compared to last. It's not yet reflected in the numbers but the Eakins team has, at times, looked more aggressive than last year's bunch.
As far as the bad start goes and whether it takes time to turn an aircraft carrier around (or stuff the Titanic with enough ping pong balls to get it off the ocean floor), I'm not entirely sure that that's the case. There was a bit of a perfect storm around the Oilers early, with bad goaltending and shoddy defence. As an optimist, I expect the Oilers to take some serious strides this year. There were signs of this in games again Calgary, Florida and Columbus last week but then every winter has a chinook and the game against Chicago on Monday was poor.


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I really enjoyed my stay at this charming small inn. The stay may not be compared to the luxury of a five stars hotel but what made it so special was the personable experience. Sure you may encounter friendly and helpful staffs in good hotels. But if you want to meet real people who sincerely cared about your being, were... More
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2 pot smuggling suspects detained off Calif. coast
San Diego U.S. Coast Guard officials have arrested two smugglers accused of stashing some 1,400 pounds of marijuana in a coastal San Diego cave near the border with Mexico.
Petty Officer Henry Dunphy says crews apprehended the two Mexican nationals early Saturday after someone reported seeing a small fishing boat being unloaded on a secluded shore near the Sunset Cliffs beach community.
They also followed the person's directions to a nearby cave where the bales of pot were found.
Dunphy says the suspected smugglers were handed over to U.S. Immigration and Customs Enforcement.
That agency did not return a phone message seeking details about the suspects' status.
The Associated Press


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In the meantime, I mused about how we look at dolls in general. Little girls want idealized babies to nurture and care for with perfect features and a life-like feel. While they know that they are not alive, they certainly draw serious affinity toward them and often cherish them for a lifetime. Boys also are drawn to the figures of the dominant male type. In our culture, these concepts are bolstered at every turn. With this in mind, is it really that surprising that there is an entire subculture of people who enjoy life size dolls? Some people treat them as a young person would treat their doll, with a sense of companionship, or even with the idea of collecting beautiful things, while others use them as relentlessly wanton sex slaves.
To see doll culture fleshed out in an adult's life is indeed a curious thing to countenance. I mused that perhaps it wasn't all about what I had previously imagined; closet necropheliacs and elephant men with cloistered companions in the dark corners of society, satiating their need for a human, or inhuman touch.
When I arrived to their location in a hidden neighborhood just north of Hollywood I was pleasantly surprised to see that Matt was not a furiously masturbating pervert, but instead offered a semen free handshake and a friendly smile. Having wondered how one gets into this kind of business I asked him about it. READ THE REST AT SLIDEWAVE.COM.


text:
Picture: Chris Brown and a fan Mercedes-Benz IMG New York Fashion Week Fall 2010 - Naomi Campbell's Fashion For Relief - Haiti NYC, 2010 - Outside...
R&B singer Chris Brown will headline an upcoming Haiti benefit concert in his home state of Virginia next month (May10) to raise money for the earthquake-ravaged country.
The disgraced star has been working to rebuild his image ever since his infamous fight with ex-girlfriend Rihanna last year (09).
Brown, who grew up in the state, is set to perform at the Virginia Stand Up! A Call To Action gig on 15 May (10) at the Virginia Commonwealth University in Richmond, alongside singers including Keri Hilson, T-Pain, Juelz Santana and Mario.
Money raised from the benefit concert will go towards the American Red Cross' Haiti relief effort to help survivors of the January (10) quake, as well as the Central Virginia Foodbank, which helps residents in Virginia.
In a statement, Brown says, "I wanted to find a way to contribute personally to the ongoing Haitian relief effort and also support an organisation that helps people in need in my home state."


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Springfield aldermen next week will debate proposals to impose a 1.5 percent dining tax and double the price of nearly all the city's parking fines.
Springfield aldermen next week will debate proposals to impose a 1.5 percent dining tax and double the price of nearly all the city's parking fines.
The proposals, aimed at adding revenues to the city's coffers, were added on to first reading during Tuesday's city council meeting. They will be discussed for the first time when aldermen meet as a committee of the whole next week.
The dining tax, proposed by Ward 2 Ald. Gail Simpson, barely had enough votes to be debated next week. Mayor Frank Edwards cast the sixth vote needed to debate the proposal.
Simpson said other municipalities have adopted a similar tax, which she called a "user fee," since only people who eat at restaurants would have to pay.
"We've been trying to cut ourselves out of our budget woes," she said. "I don't know that you can."
The 1.5 percent fee increase would amount to 15 cents on a $10 bill. Simpson said the city budget director has estimated it could generate more than $1 million a year.
Ward 8 Ald. Kris Theilen said the proposal could hurt businesses in Springfield, since customers of restaurants just outside city limits wouldn't pay the tax.
"You could have a situation where someone could be trying to decide whether they want to go grab dinner at Steak 'N Shake on Wabash or they could go across the street to Barrel Head and not have the additional tax. I think that's not fair," Theilen said.
Ward 10 Ald. Tim Griffin referred to the dining tax as "D.O.A."
Another proposal, sponsored by Ward 7 Ald. Debbie Cimarossa and Ward 1 Ald. Thom Shanahan, would double nearly all the city's parking fines.
An attempt to double the cost of a $5 ticket for an expired meter failed earlier this year.
Cimarossa said the fines for parking violations haven't changed in years. She emphasized that the cost of parking isn't going to increase, only the cost of breaking parking rules.
"We need to start stepping up the fact that if you violate, you're going to have to pay the price," she said.
City won't buy former funeral museum
Plans for the city of Springfield to buy back the former Museum of Funeral Customs, which has relocated to Carthage, have apparently fallen apart.
A proposal making its way to the Springfield City Council would have allowed the city to buy the property at 1440 Monument Ave. for $75,000. The money would have come from Oak Ridge Cemetery funds, not the city's hard-pressed corporate fund.
The purchase was on the city council's agenda for first reading Tuesday, but city spokesman Ernie Slottag said the city's purchase offer was turned down.
Page 2 of 2 - The city owned the property, just outside the entrance to Oak Ridge Cemetery, before the museum opened in 2001. In its prime, the museum drew 5,000 to 7,000 visitors a year. It closed in 2009.
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Location, ST | website.com


text:
As of Wednesday, November 6, 2013
© Copyright 2015 Clayton News Daily
JONESBORO – Georgia's Department of Human Services is reminding food stamp recipients that there will be a reduction in their monthly benefits, effective Nov. 1.
Spokeswoman Erica Williams said the reduction affects 36,833 households in Clayton County, which has a total of 85,087 individuals receiving the benefits.
She said the change is due to the expiration of funds made available through the American Recovery and Reinvestment Act of 2009. The law provided a temporary boost in funding to the federal Supplemental Nutrition Assistance Program, also known as SNAP.
The department of human services estimated an average of 1.9 million Georgians received food stamps monthly this past fiscal year, FY13.
This month's funding cuts are expected to affect every Georgia household that receives food stamps, beginning with their November benefits.
Williams said affected clients are being notified by mail of the specific change to their benefits. She said the impact will vary for each recipient, depending upon household size and income with the average family experiencing a 5 percent change in their monthly allotment.
More like this story
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- Food stamp cases soar since beginning of recession ( December 2, 2009 )
- Georgia won't enforce law on food stamp drug testing ( June 13, 2014 )


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I love reading about this. It is always uplifting as well as motivational to hear the stories of how successful people got that way.
I would love to see some similar things about others who have done well. Not just performers but dealers, inventors, even publishing mougals! (That's a hint Richard).