text:
Why Might a Madoff Plea Deal Take Place?
by Barry Ritholtz - January 13th, 2009, 4:00pm
Fascinating conversation today over lunch today. It was held under Chatham House Rules, so I cannot reveal the identity of any of the parties or their firms.
However, the conversation steered towards the Madoff affair, and one fellow proffered the thinking behind why Madoff remains out on bail, and could be working towards a plea deal.
A guilty verdict is a slam dunk in a trial. However, that does nothing for the $43 billion in lost assets for the folks who were taken (i.e, investors/confidence marks). and, it seems that Madoff's remaining assets, versus what was stolen/lost/embezzled are a mere pittance.
Hence, the possible Madoff deal. One theory floating around is that Madoff will implicate the major banks (HSBC, RBS, Santander, BNP Paribas, Nomura), fund of funds, referrers in his massive fraud. Once he rolls over and sings, alleging they knew (or should have known) it clears the path for a massive litigation frenzy against any and all of the parties involved.
I feel sad fort he people who lost money, but if this theory is remotely accurate, it would be terrible. It would allow a (alleged) horrific con man/thief avoid justice. And, it rewards the people for their own bad judgment in giving Mr. Mathematically-Impossible/No-Fees their money, while seeking to place the blame elsewhere.
Zero responsibility for all involved! Its the American way!
Credit Suisse Urged Clients to Dump Madoff Funds
Cynthia Cotts, Katherine Burton and Elena Logutenkova
Bloomberg, Jan. 7 2009
Signs Seen of Possible Plea Deal for Madoff
NYT, January 13, 2009, 7:32 am
Bank Safdie Dodges Madoff Loss, Predicts More Hedge Fund Rules
Warren Giles
Bloomberg, Jan. 8 ( 2009
Category: Legal, Markets, Trading
Please use the comments to demonstrate your own ignorance, unfamiliarity with empirical data and lack of respect for scientific knowledge. Be sure to create straw men and argue against things I have neither said nor implied. If you could repeat previously discredited memes or steer the conversation into irrelevant, off topic discussions, it would be appreciated. Lastly, kindly forgo all civility in your discourse . . . you are, after all, anonymous.
51 Responses to "Why Might a Madoff Plea Deal Take Place?"
Stuart says:
I would suggest a plausible settlement in any plea bargain would simply promise to make it quick and painless for him if he rats out all those who were an accomplice, to which I am sure there were more than a few that aided and abetted for a profit. It does seem it is almost too deep and pervasive to prosecute and jail all of the corruption. We nary have anyone left on Wall Street or Connecticut.
OkieLawyer says:
And, it rewards the people for their own bad judgment in giving Mr. Mathematically-Impossible/No-Fees their money, while seeking to place the blame elsewhere.
I'm not absolutely sure what you mean, but never blame the victim of a crime — that even includes financial crimes / confidence schemes. I realize that it's hard to think of the marks as blameless (you naturally want to say "they should have known"), but you have to place the full blame on those who intentionally harmed others. Never blame the predator's prey.
BR: These were (for the most part) big boys and girls who make some bad decisions. I am not making light of these terrible losses, but these people should have been smarter about this, especially given all the red flags.
I do not want to blame the victims, but I do wish to recognize that their own greed and ignorance led them to this terrible fate.
Boo-urns says:
I actually disagree with you on this one. If the funds of funds, et al. were involved, we ought to burn them. So long as Madoff's own jail time remains something more than a slap on the wrist (plausible, since he's facing a very long sentence otherwise), let's get some of these other fokkers in jail and in hock too.
BR: We do not disagree at all . . .
Mannwich says:
I'm guessing they will try to quietly make this go away. If any number of those established firms are implicated and proven to be involved, this sucker is going down once and for all. The Feds know that and won't let those details get out. Most of the perpetrators are going to walk here.
There is basically close to zero confidence in the markets right now, especially by the retail investor. If this is proven to be a more systematic, wider scheme, they'll never come back.
da_rubberbandman says:
"Madoff remains out on bail, and could be working towards a plea deal"
Any Plea deal will come from the US Attorney office (prosecutor) and they are the ones requesting he be remaned
dead hobo says:
It sounds like Madoff has a good lawyer AND the government is stupid past the point of having some brains surgically removed.
Banks who accepted money to invest on behalf of others had a fiduciary responsibility to perform due diligence. Since an apparently large number of people already suspected Madoff of being a fraud, the banks could not claim clever concealment on the part of Madoff. Also, given that the auditor was not of suitable stature to have Madoff as a client, according to AICPA guidelines, this was another red flag (an auditor must be capable of performing the audit in fact, not in fantasy). No losses were due to normal market risk, thus the 'Nobody saw this coming' defense is non applicable.
The banks are liable for gross negligence at a minimum, as are any advisers who claimed to be doing anything more complex than mailing off a deposit.
Any government attorney who accepts this tactic is criminally stupid and should be disbaarred.
Drewbie says:
Pedant mode on:
Q. Should one refer to the Chatham House Rule or the Chatham House Rules?
A. There is only one Rule.
The Curmudgeon says:
"Zero responsibility for all involved! Its the American way!"
Reply: "Zero responsibility" is an euphemism for "we'll put it on the taxpayers, again."
" I'm not absolutely sure what you mean, but never blame the victim of a crime — that even includes financial crimes / confidence schemes. I realize that it's hard to think of the marks as blameless (you naturally want to say "they should have known"), but you have to place the full blame on those who intentionally harmed others. Never blame the predator's prey."
Reply: Never say never. Some of the times, so-called "victims" are hardly. If you buy a "Rolex" for ten dollars while visiting New York, thinking you scammed a great deal, well, you shoulda knowed better: If real, it was stolen and you run the risk of having the watch retrieved and returned to its rightful owner; if fake, well, that's what tourists are for.
Do you really think all these funds of funds, aggregators, and even direct investors weren't either directly or indirectly involved, knowing full well that returns are never risk-free, steady as a rock, and above-market?
JohnnyVee says:
Your sticking up for banks now. Wow. What a turn of events. I suspect Madoff will cop a plea to keep his kids out of the slammer.
bondjel says:
Why are you blithely assuming that none of those banks, funds of funds, etc. don't deserve to share some responsbility? Who do you believe is most responsible given what we know now?
DL says:
"Should have known" can be a very slippery slope.
OkieLawyer says:
@ The Curmudgeon:
Do you really think all these funds of funds, aggregators, and even direct investors weren't either directly or indirectly involved, knowing full well that returns are never risk-free, steady as a rock, and above-market?
The fund of funds and aggregators were probably complicit (and therefore accomplices) in the crime against the investors (at least based on what Barry's post is suggesting). I think that the rule of "piercing the corporate veil" ought to be invoked here. It appears that many of the victims were targeted based on what is called "affinity fraud."
Even if the direct investors "should have known better," that does not vitiate the perpetrator of the crime. The criminal intentionally harmed the victims. That is where the blame lies.
dead hobo says:
I said:
The banks are liable for gross negligence at a minimum, as are any advisers who claimed to be doing anything more complex than mailing off a deposit.
There's your recovery, regardless of whether Madoff lives or dies or pleads guilty. Anyone who paid for investment advice from a certified professional investment adviser, or anyone who claimed superior knowledge in that field, has good chance of recovery from said investment adviser. Anyone who held themselves out as an expert and accepted cash for Madoff, directly or indirectly, is in a lot of trouble, such as the fund of fund idiots. This would probably qualify as gross negligence for most, and possible fraud for some who might know a little more than what is now public knowledge.
It's time to lawyer up if you got taken and trusted someone who claimed to be a professional to make investment decisions on your behalf.
DL says:
I don't have a problem with the idea of extracting SOME money from the managers who directed money to Madoff. But the question is, how much? The whole $43B…? That would be hugely excessive, and a travesty.
I sure hope that not one dime of taxpayer money winds up in the pockets of a Madoff victim.
Transor Z says:
First, the Madoff matter is too big for Lev Dassin, the interim U.S. Attorney for SDNY, to be calling the shots w/o significant input from Washington. This is being managed/"followed very closely" by AG Mukasey's office and is going to become the new administration's responsibility a week from today.
Any plea deal resolved in the next 7 days should be a bit suspect, IMHO.
leftback says:
I am pretty sure that Bernie would not still be domiciled at 133 E 64th unless someone figured they were pretty close to getting him to sing with regard to the location of the stash and/or the involvement of some other parties in the FoF business. One family in particular should probably visit their place in Mustique one last time, before they find that their new place is in Danbury. We could wish for Ossining but you know they will all go to Danbury.
They could always drag him up to Rikers for a few nights of correctional initiation… that might jog his memory.
auden5 says:
I never thought about Madoff actually getting off by snitching. How naive of me. I was only concerned about a bailout:
VoiceFromTheWilderness says:
It burns me up to, I got irritated just reading your post.
And yet… the reality is that most of those who are truly responsible, most of those who have been breaking the spirit of the law, and knowingly engaging in fraudulent activities will evade punishment. Just as they did with Enron. The reality is that only socially weak, and physically weak, individuals are ever really punished, and often for the transgressions of others. The consequence is that the only meaningful way to work with situations like this is not to let them happen in the first place. Of course it is precisely when the majority of people lose site of their own interests, and the truth (this is the first sin, and makes everyone guilty of what has transpired), when the majority of people are willing to listen to lies and call them truth, then the scum rises to the top, and catasptrophe follows along behind. This story is as old as the hills, as is the alliance between rich, upper class interests and 'poor white trash' that works to keep the middle class in it's place (Mabye it's clear which side of that coin Fixed News's viewers are on).
The sad truth is we are fucked. And putting bernie madoff in jail isn't going to change that. And we aren't going to get that 48 Billion back. Count on it. And frankly, 48 Billion is nothing compared to the 3-4 trillion and ruined lives around the globe.
so yeah, they shouldn't let him off, but no it doesn't make any difference if they do or if they don't.
Patrick Neid says:
He's going to talk and he's going to jail….
CaptainNed says:
With our luck we'll find that AIG is holding all of the E&O and Liability policies that will fund any legal settlements.
Lars39 says:
Perhaps as partial restitution, Bernie could help remake the Social Security System….oh wait!
VennData says:
Watching the publicly-traded financial firms involved with Madoff… alledgedly… dropping more than the market for non-Madoff financials. The market thinks that the only way to recompense people, charities, pensions plans is via a huge Asbetos-like fund. There's a lot of clout behind this avenue.
People who have been hurt by Madoff should not focus on retribution. This Kudlow-instigated "send him to Guantanamo" appeals to their baser emotions, GOP-like. But the best thing for the victims (and potential victims of further beyond-SIPC frauds) is to get the legal machine running to get money back to the victims.
AGG says:
I'm extremely suspicious of Madoff's motives in the airing of his scam. My hypothesis is that he lined up all his "ducks" before going public. Sure, he would have preffered to avoid blame but, once that became inevitable, he certainly didn't freeze like a deer in the head lights. The fact that his head capo has Mukasey's son for a lawyer says quite a lot. This guy has gone way past that invisible line where too many important people will keep him from harm. It's brazen conduct but that's acceptable and even demanded among the moneyed elite these days. Just think of the laughs these vulgar pigs get at their cocktail parties. These are NOT sick people. They are just rationaly insensitive. Compassion is a dirty word for them. The "solution" posed in the Manchurian Candidate is the way this will be handled if it becomes too embarrasing. And Madoff knows this so he blows his own whistle during a time of much bigger news stories and people getting laid off and watching less news during the Christmas season. Who knows? Maybe they'll forget him along with Bush after January 20th.
AGG says:
Oh, and by the way, Didn't Mukasey (the AG) have a "feinting spell" a few days before the Madoff thing went public? Yeah, it was probably just a coincidence.
AGG says:
All true but there is a pendulum to these things. I think it is swinging away from brazen, murdering, in-your-face fascist Cheney behavior to a more nuanced type of power politics.
BG says:
As I have stated here before, there is big money involved and I think Madoff should be in fear of his life. Somebody will get this guy especially now if they think he is preparing to rat everyone out. People get killed for a lot, lot less on a daily basis.
going broke says:
BR: "I do not want to blame the victims, but I do wish to recognize that their own greed and ignorance led them to this terrible fate."
I think you're 49% wrong. Many invested on the advice of friends. I wouldn't call wanting good returns greed. Now if the one investing knew how Madoff was running this scam then it would be greed. On the ignorance side… not everyone has the time to do their own DD on their investments, that's why they seek investing professionals. Also, many people just don't understand how markets/investing works. People that are labeled/licensed investing professionals can't invest properly. So someone that made millions making widgets because that's their specialty should know how to invest? Sometimes when driving down the investing road, trees are blocking the caution signs.
Back to the story, IMO he should be sent to prison to rot, let his buddies that are involved bunk with him. The Feds might already know how deep this goes and who's involved. Maybe they're just buying time to cover up some of the mess.
KidDynamite says:
the first rule of Chatham House Rules is "Never talk about Chatham House Rules"
MaxLdaMan says:
You hit it. The American Way. Apparently there was concern in the Jewish community lest Madoff be considered "typically Jewish", but I've always looked on him as being typically American – crooked, and a psychopathic liar. Sorry folks, but that's the way the world sees it.
Marc399 says:
Yes, I agree with OkieLawyer. Never blame the victim of a crime for the crime. You can say they had poor judgment or were too greedy but this is not the same as consciously committing a crime.
Your post implying that these "folks", who should have known better, are now getting their comeuppance is insensitive.
While it's possible that some of them knew they were buying into a ponzi scheme and hoped to profit before it fell apart, what about those who were actually defrauded? However if say, Credit Suisse knew something was wrong and didn't say anything, then they are accomplices and should be reamed.
I get the feeling that you, Barry, are enjoying the fact that a crime was committed but because a bunch of "rich idiots" got taken, it's ok. That sucks.
Al Bergette says:
This Madoff scam is the same scenario as the illicit drug trade in the USA.
There is no way the amount illegal drugs that enter this country get in this country without powerful people in high places letting it happen.
So too, there is no way Madoff could have done what he did without powerful people in high places letting that happen.
Steve Barry says:
BG is onto something. Madoff will spend the rest of his life in jail if he is smart. Outside the joint, he is a dead man. He would also be thrown out of his penthouse, as the publicity will drive his neighbors nuts.
He must be trying to keep his sons, brother or wife out of jail.
kaisten says:
The feeder funds and participating banks are absolutely dirty in the Madoff fraud.
Under normal terms a fund of funds would get a very small percentage of the 2 and 20 fee when placing money with a hedge fund. Madoff was paying the fund of funds the entire 2 and 20.
Ethics and due diligence went out the window for greed. Why take a small percentage of the 2 and 20 when you can take it all. Fund of funds were bringing in 10x the normal fee's with Madoof. Pigs get slaughtered.. these pigs should not get away with this. (yes some fund of funds only charged clients 1.75% and 10%.. how generous of them)
DL says:
If the "fund of fund" managers are forced to pay any money at all, that will be the death knell for that business ("funds of funds") for many years to come.
usphoenix says:
@mannwich – yes, I see all kinds of motives for making this disappear, quickly. Quiet settlements sealed from public view. Not like anyone's going to get much info on who pays what and why.
If this opens up for public display Wall Street takes another one in the shorts. Very, very bad.
But on the other hand, with roughly $50B in play, the hounds of attorneyville must be straining at the leash and already getting their teeth whitened. Can there be a single lawyer not interested in joining the fray? And I suppose some of the victims may not be the "take prisoners" types.
And yes, I agree, Madoff did some prep work with his counsel before spilling.
It will be fascinating to see how the forces play out. I would not be surprised to see federal efforts to quash it also. Oh sure, lots of sturm und drang for the media, but under the table deals. Somehow I don't see justice playing out as the key issue.
emailcraigs says:
Lets face it folks….our entire financial system is a joke. Its can't sustain itself, its can't fix itself, and it doesn't provide an ounce of proper self-regulation. Its basically like a large strainer and the holes have been meticulously planned to let through the best parts only to specific players; leaving the dregs for those who have no say in making the illicit spasms which pass for regulatory rules or oversight. What will become of a nation that has lost its ability to use common sense? Only the Romans know.
formershrink says:
Your theory has a problem: it confuses civil liability with criminal liability. The US Atty prosecuting Madoff (the criminal case) has no involvement with any possible civil cases, nor motivation to make a deal wherein Madoff helps investors pursue civil suits against financial institutions. Not to be too dismissive, but your unnamed source seems to know little about law.
AGORACOM says:
A Madoff plea bargain + lack of any Wall Street punishment to date for the credit crisis could have massive repercussions throughout the country.
First, there is a real risk that people will simply say Fuck Wall Street and refuse to play anymore.
Second, it may create an environment that encourages a significantly greater number of people to ignore the rules of commerce and the economy. Ordinary people raging against the machine. Chaos.
Third, if you're Black or Hispanic American with friends/relatives serving long sentences for significantly lesser crimes, how long does it take for you to rage against the man?
#1 isn't very far off.
#2 has a way to go but not as far as people think. As people lose jobs and homes while auto/bank execs get bailed out, they'll start acting accordingly.
#3 How long did it take for the LA riots to break out? How long did it take for violence in Athens to spread throughout Greece and Europe?
There potentially is a #4 –> The masses have become so stupid they're just happy to have their reality TV. I wouldn't count on that lasting for too long, especially if cable service gets cut.
The Wall Street White Boys club better wake up fast. I'm a white boy with a good job and a house in good standing .. but starting to get pissed. I can't imagine what most of America is feeling like and will feel like if Madoff pleas out.
bogwad_seigneur says:
Gotta…just gotta engage here.
Your assertions;
1. there is a real risk that people will simply say Fuck Wall Street and refuse to play anymore
Can you imagine – realistically – that investors large OR small will elect such a course of action? I seriously doubt it! Perhaps there will be temporary disillusionment – to a point that exists now, – we know there's money sitting on the sidelines, maybe more of the same will take place, or what's sidelined now might remain so for longer than would otherwise be the case. Apart from that? Naaah, I respectfully disagree. Human nature dictates otherwise. Sad or not, that's just the way it is….
2. [.....] it may create an environment that encourages a significantly greater number of people to ignore the rules of commerce and the economy. Ordinary people raging against the machine. Chaos
Not being snide or sarcastic in any way, but how exactly do you see that unfolding in practice? I tried mentally modeling that and just couldn't get to the endpoint you did.
3. [......]if you're Black or Hispanic American with friends/relatives serving long sentences for significantly lesser crimes, how long does it take for you to rage against the man?
Sheesh, I'd wanna be real careful about going down that road, but let's indulge ourselves ever so briefly……
The group you appear to be referring to generally rage against the man when the POElice overreact and get stupid with the weaponry and authority they take onto the streets every day. LA is perhaps the textbook example of that in action. yes it was quick, but because of weeks of planning by some distinctly unsavory elements. Even that was something of an excuse for "planned chaos" (85%) real civic anger (5%) and already-fatally-criminalized groups taking abvantage of a temporary breakdown in law and order to perpetrate further criminal behavior (10%). No number is real or verified, but I'm sure the point is made even if the stats are a tad off (and not much more than a tad I'd guess).
Issues like this are too far removed from the 'hood to justify organizing a march etc etc. I could see NYU students getting all riled up about it, and perhaps enthusing their Berkeley colleagues to get out, enjoy some sunshine and wave placards for an afternoon or two (oh and maybe occupy a chancellor's office here or there) but not much beyond that.
Concerning the riots in Greece; Sorry to disillusion you, but they haven't spread in any mutable form much beyond downtown Athens, apart from a few sympathy skirmishes in Copenhagen & Berlin – both quickly brought under control and extinguished…..and oddly enough Helsinki (although the latter was a true token gathering of about 50 who happened to start their shenanigans right after a local TV magazine piece was finished filming in a rather upscale suburb – what a coincidence!)
ALL of the above said however, while I disagree with the specific paths of reasoning you walked, nevertheless I see your point to some degree. It is maddening, and likely to be even more so if he "walks" or gets a minuscule sentence in return for rolling over, but the "outrage of the streets" might be more limited to Daily News columnists than mobs rampaging down lower Broadway……that I can't see.
Regards from the Bog…..
Jdamon33 says:
I do foresee a large number of people on main street avoiding wall street for a period of time. However, what will end up happening is that the global markets will take off at some point in the future (could take until 2010 or 2011) and at that point it will suck most "investors" back in (probably at the high again).
That being said, I think the Govt. has no choice but to fix the retirement issue in the US. 401(k)'s are completely inadequate to fund anyone's retirement with market returns that are flat to negative for decades at a time. I think BHO will implement a nationalized retirement plan to be used to supplement 401(k)'s and social security.
o/t, but I still talk to my buy and hold friends and they appear more convinced than ever that buy and hold is the only way to go…… What am I missing???
Concerned American says:
People won't come back to this market quickly. Most people have never trusted the markets for their investing, but the results couldn't be ignored. I don't think most of those people that have gotten out will be back in any time soon.
Why would they? Does anyone think Madoff is the last person to be caught? Could anyone honestly advise their retired mother to put all or most of her money in this roulette wheel? At least in roulette there can be a big payoff if you get lucky.
Marcus Aurelius says:
Mannwich Says:
There is basically close to zero confidence in the markets right now, especially by the retail investor. If this is proven to be a more systematic, wider scheme, they'll never come back.
There is basically close to zero confidence in our courts and law enforcement agencies right now, especially by those who believe in the fair and impartial administration and execution of our laws.
Greg0658 says:
this concept didn't make it to Squawkbox this morning … and the fact the penthouse may be a safehouse protection
Transor Z says:
@ Marcus Aurelius:
"In the courtroom of honor, the judge pounded his gavel
To show that all's equal and that the courts are on the level
And that the strings in the books ain't pulled and persuaded
And that even the nobles get properly handled
Once that the cops have chased after and caught 'em
And that the ladder of law has no top and no bottom. . ."
-The Lonesome Death of Hattie Carroll, Bob Dylan (1963)
Cynicism about law enforcement and administration of justice is something new???
Mannwich says:
One tidbit of anecdotal evidence that the retail investor hasn't stopped pulling his/her investments out for a while (and maybe for good) – an older gentleman (about 60-62, I think) who runs the little gym I go told me after watching his only source of retirement (plus social security) go from $110K or so to $61K has finally decided to pull everything out. The thing is – he and I had several conversations about this and saw this coming back in '07 and he still didn't pull anything out until now. Not sure why. Maybe he didn't really trust his instincts like many of us didn't (I didn't totally trust mine but I do now). There are more of these folks out there. Trust me. More carnage is coming in the markets and it's laughable to think that Wall Street is counting on the retail investor (as per the WSJ yesterday) to help them stabilize and grow their business in the coming years. Good luck with that.
the0ther says:
"We nary have anyone left on Wall Street or Connecticut."
Both of those places were fucking disgusting anyway.
howard0339 says:
I used to raise money for Tudor Jones and John Henry. They were huge and astonishingly successful with returns that outpaced the market. All investors were sophisticated and ALL of us relied in part on government rules and regs being enforced and followed as a prime protection against fraud. Having said this, all these funds are nearly imp0ssible to evaluate on a trade by trade basis due to the monster volume they do. A block trade of ten million shares cannot be executed at a single price, the shares are broken up into much smaller amounts of shares being traded. Determining a price is next to impossible. The trader will randomly assign price to the accounts. I also find it next to impossible to believe that any actual bank deliberately put money into the hands of a trader who didn't check out. This guy was head of NASAQ, he was a power on other exchanges, he gave lectures on markets to sophisticated people. What's not to trust? Only the CFTC or SEC has the clout to examine accounts trade by trade and we assume that after ten years or so the government has gone over the books with a fine tooth comb. In Madoff's case a significant red flag was posted in "Managed Accounts Reports," back in 2000. MAR is a virtually inknown publication read only by equity raisers like me. Nobody else would possibly know. I agree that the investors bear some responsibility but only in the sense a person wandering in the ghetto looking for a cheap whore gets in the way of a bullet being fired. My experience of ten years tells me that 1: the rich don't know their asses from a hole in the head when it comes to investing, and 2: they have a herd mentality; meaning that if a friend invests then it follows that it must be good. Combine this with the totally ignorant inherited money (look at the New York Times under the Trust Fund baby), organizations like charities and university endowment funds being involved (I used to pitch the fact that the Harvard Endowment Fund was invested) and the thing looks like gold. Combine this with the always trustworthy bond rating firms and you have something that seems to check out.
I honestly feel that the government bears the most responsibility in this swindle because they didn't do the job we depend on them to do.
philipat says:
Point of information, Mr Chairman. As confirmed on the Chatham House website, there is only one rule, so a meeting is conducted under the Chatham House rule.
bcasey says:
Coming late to this thread, but I want to suggest that the judge may have something gained or to gain here. I heard his arguments about house arrest, and monitoring Madoff's mail packages, and I think what the hey! Who ever heard of such a thing? Who is going to pay to inspect every piece of mail? Also who thinks that the only way something can go in or out of a residence is by mail? Madoff is obviously devious, and he or his wife already shipped out a bunch of jewels, who's to say the maid, or the butler or the maintenance man or even his innocent looking neice or somesuch would not deliver something for the right price? So I look at the judge with quite a jaundiced eye, he can't be serious when he asserts these things. So I think he has to have received something either recently or in the past from Madoff, that is the only way his bias can be put in perspective.
Moss says:
Funds-of-Funds sounds a lot like the securitization scheme. No real ownership, no skin in the game, thus no real responsibility, thus no real accountability. Are we sure the lawyers did not think this whole thing up. This free market stuff really did take off. WOW who would thunk!
Lee85710 says:
Madoff won't make a deal for anything meaningful. He'll skip off to Israel like other Jewish con artists and fugitives have. Israel gives scum like him a place to hide, and they refuse to extradite.


text: White House Revamps Contraception Rules But rules out a broader exemption By Kevin Spak, Newser User Posted Feb 1, 2013 11:57 AM CST STORY COMMENTS (43) (Newser) – The Obama administration today officially issued a proposed change to its rule mandating that employers offer their female employees insurance that includes copay-free access to contraception. Under the new rule, women who work for a religiously-affiliated employer, such as a Catholic hospital, will still get free access to contraceptives, but their employers won't need to pay for it. The employer will instead notify their insurance provider of their exemption, and the insurer will notify the employee that the contraception is coming from a separate policy, USA Today explains. The rule drew praise from the executive director of Catholics United. Health and Human Services "has done the right thing," he said, according to Politico. "This is a victory not only for the Obama administration, but for the Catholic Church." But the rule hews fairly close to Obama's already announced compromise, which some Catholics had declared inadequate. The US Conference of Catholic Bishops has so far only said it will review the new regulations. The administration also ruled out broadening the exemption to encompass any company whose owner had a religious objection, the Hill points out. Catholic hospitals and other religiously-affiliated employers won't have to pay for contraception under the new rules, but their employees will still have free access to it. (Shutterstock) ADVERTISEMENT(Click Prev or Next to continue viewing images.) « Prev« Prev | Next »Next » Slideshow Politico (Source Grid ») USA Today (Source Grid ») The Hill (Source Grid ») Politics • US contraception • birth control • religious freedom • Obama administration • Catholic hospitals CLICK BELOW TO VOTE 3% 6% 7% 49% 3% 32% RETURN TO THE STORY To report an error on this story, notify our editors.

subset: commoncrawl


text:
- The Big Picture - http://www.ritholtz.com/blog -
Housing Roller Coaster
Posted By Barry Ritholtz On May 10, 2011 @ 9:15 am In Bailout Nation,Real Estate | Comments Disabled
John Sherffius has this terrific depiction of the next leg down in housing [1]. (Sherffius contributed cartoons and did the cover of Bailout Nation [2]):
Source: John Sherffius [4]
Article printed from The Big Picture: http://www.ritholtz.com/blog
URL to article: http://www.ritholtz.com/blog/2011/05/housing-roller-coaster/
URLs in this post:
[1] next leg down in housing: http://www.ritholtz.com/blog/2010/06/2nd-leg-down-in-housing/
[2] Bailout Nation: http://www.amazon.com/exec/obidos/ASIN/0470596325/thebigpictu09-20
[3] Image: http://www.ritholtz.com/blog/wp-content/uploads/2011/05/SherfJ20110509.jpg
[4] John Sherffius : http://www.sherffius.com/cartoons.cfm/id/98827
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What Makes A Product the Best
Known for helping body builders, athletes, wrestlers and people who want to look their best build muscle, creatine nitrate is something that you also want to go for in the hopes of having a slim, trim and toned body. For its popularity, you can bet that there are a number of products and brands out there for creatine nitrate. As a discerning consumer, you want the best creatine product. How do you go about making the decision of what the best is? It's going to be with the results that you get from a particular brand.
Getting Results for You
There are three things that the best creatine product is known to do. One, it provides you with enough energy so that you can push on with your workouts no matter how intense you or your trainer has designed them to be. This energy that you get wouldn't only be working no your body but also on your muscles. They're the parts that you need to build and creatine nitrate gives it a boost of strength of burning fat away and for recovering quickly from your workouts. Thirdly, it gives you the muscle size that you've been dreaming of.
While these three results are already good results, you'll be surprised that the best creatine product is not yet done. You can look to more benefits with the best product for creatine nitrate. One of the additional benefits is increased blood flow. If you're wondering what this has to do with getting you a toned physique, your blood also has cells in it. With all your cells energized, these will be transported to every part and every organ of your body. Together with widened blood vessels, you'll have all your organs working properly. That also means you get the best of metabolism processes.
As it was mentioned above, the best creatine product helps you build muscle. It's not just going to be plain muscle but lean muscle. All your exercises of weight lifting and body building will have the best results. You'll see that you get a better shape for your body in comparison to bodybuilders who don't use the best creatine nitrate. When excess fat is burned away from your body, you have healthier muscle cells that contribute to your lean shape.
The Best of the Best
The best creatine product is mainly measured by the results it offers you. Instead of working out for months on end without the slightest development of muscles in your body, you'll see the difference in just a short time with creatine nitrate. Together with helping you along the road to your dream body, you also can rely on the best products for creatine nitrate to be easily absorbed by your body. Whether it's mixed into a solution or into a substance that you can consume more easily, your goal is to get the creatine working on your cells quickly. Keep yourself hydrated while using creatine nitrate and you can absorb the supplement so that it can start working its magic on you.
Getting to Your Goal of A Lean and Toned Physique
In an effort to build your body into a beautiful shape, you might be willing to do anything. If that means having five days of workouts a week and doing intense exercises for all the parts of your body, then that also means that you should be ready to go at it. When there's no question about your dedication and your determination about getting a lean and muscular body, you have to wonder where you're going to get all of the energy you need to do those workouts. Yes, you're going to have a particular diet made for body building but even that isn't enough. You can work yourself till your energy's spent and you wouldn't see any effects with all the work that you do. This is where concrete creatine comes in.
The Best Supplement for Body Building
Concrete creatine is a food supplement. It works to give you more energy and it works to give you more strength. When you're trying to push yourself to the limit, you wouldn't get through your rigorous workout routine if you don't have the energy to do intense workouts like wide grip pull ups, dumbbell workouts, and other muscle building workouts. When many supplements available in the market today are focused on helping you bulk up, you can get your energy from this creatine supplement.
How Concrete Creatine Works
When you take concrete creatine, it's going to work quickly on your cells. That includes the cells in your muscles. With the boost of energy that you get together with the food you've taken in for building muscle, you can do your workout routine for a longer period of time. It might be that you only need to add a few more minutes of your intense work to see the results. Creatine is going to help you go beyond what you normally can do. If without this supplement, you're going to see a leaner body and a more toned physique after months of workouts, you can see a difference in just a few weeks.
Sometimes, results, even the smallest results are the only thing you need to push on. Maybe you're about to lose hope that all your work is going nowhere but the drain. When you see some muscles rippling on your arms because concrete creatine has been pushing you to do more dumbbell lifting, you'll have a renewed strength and belief in what you're doing. It's not only more energy for doing the work but also more energy for staying dedicated to your goal of a toned body.
It takes a lot to get the body that you want. If you're dealing with excess fat, you've got to get rid of this. Apart from burning excess fat, you also want to tone your body. This is going to take exercise, the proper diet, discipline and also determination. With concrete creatine, you'll have the energy to keep at it. Longer workouts together with concrete creatine, you'll soon get the results that you've been dreaming of. Here's to a toned body that can be yours in just a few weeks of work.
Micronized Creatine: What's the Difference?
For starters, if you want to get a fast acting creatine then you better check on micronized creatine products. They are 20X smaller than most creatine particles. But basically, there is a huge array of creatine supplements out in the market today. You can get them in powder, in capsules and as mixture of some drinks. They all have one goal and that is to help your body gain the energy that it needed. However, with the variances some people would easily get confused which to buy and why?
Micronized Creatine: The Advantage of 20x Smaller Creatine
There is always strength in numbers and when it comes to creatine, the 20x smaller micronized creatine is better than the normal creatine powder. Creatine is normally produced by our body through our pancreas and liver but when we need to supplement with creatine for more energy, we also have to find one that will surely pass through our blood stream faster. Creatine needs to be absorbed by our body so it gets transported to our skeletal muscles faster and with micronized creatine – absorption is faster. In addition, you also get more pure creatine on the micronized form compared to others and it is also easier on the stomach to take.
Micronized Creatine: What the Users Say about Them
One way to help you getting started with micronized creatine supplementation is to check for reviews from those who have tried them. You would be glad to know that most of these athletes and body builders or plain and simple gym fanatics are getting the results that they desire by choosing creating in a micronized form. Aside from the fact that it goes well with water and juice and even without it, it also has no side effects whatsoever. You avoid the gas and upset stomach that most people experience when supplementing with creatine. One can easily find affordable micronized creatine in the market making it easier to continue your supplementation for a low cost.
Micronized Creatine: What the Experts Say about Them
Once creatine has been checked further, reviewed and researched and has proven itself to be safe, the sports industry just can't get enough of it. Many dietary supplements focused on athletes, body builders and different sports enthusiasts have tried checking better how creatine can be absorbed by the body faster. And with micronized creatine, the experts have spoken and have found a way to deal with solubility and absorption of creatine in the body. The technologies effected or utilized to make sure creatine is first broken down into smaller particles for the body to better absorb it and absorb more created the different creatine products that we now have today. With micronized creatine, you do not only get the smaller and better absorbed creatine but you also get the purest form.


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Star TV appoints Smith to head China
Hong Kong-based broadcaster Star TV has appointed Laurie Smith as executive vice president, China, as part of a drive to step up operations on the mainland.
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Vandana Shiva
Celebrating International Women's Day!
Vandana Shiva
Event celebrating International Women's Day featuring a lecture by Dr. Vandana Shiva, world-renowned philosopher, environmental activist, ecofeminist, and academic researcher on agricultural and women's empowerment issues. Dr. Shiva's talk for International Woman's Day will be a CSW event as well as the keynote address of a conference titled "Global Ecologies: Nature/Narrative/Neoliberalism," which is being organized by Elizabeth DeLoughrey, UCLA; Jill Didur, Concordia University, Canada; and Anthony Carrigan, Keele University, UK, and will take place at UCLA on March 8 and 9, 2013.
DATE: March 8
TIME: 6 pm
PLACE: Broad 2160 E
FREE and OPEN TO THE PUBLIC.
PRESENTED BY: Office of Faculty Diversity and Development, UCLA Center for the Study of Women, and the organizers of Global Ecologies
COSPONSORS:University of California Humanities Research Initiative, Institute for the Environment and Sustainability, and the Canadian Studies Program, the Divisions of the Humanities and Social Sciences, the Department of Gender Studies, International Institute, the Department of English, "Cultures in Transnational Perspective" UCLA Mellon Postdoctoral Program in the Humanities, and the Department of History.
Photo: Kartikey Shiva
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Lassen National Forest
Contact Information
Lassen National Forest
Supervisor's Office
2550 Riverside Drive
Susanville, CA 96130
(530) 257-2151
Almanor Ranger District
900 E. Hwy 36 | PO Box 767
Chester, CA 96020
(530) 258-2141
Eagle Lake Ranger District
477-050 Eagle Lake Road
Susanville, CA 96130
(530) 257-4188
Hat Creek Ranger District
43225 E. Hwy. 299 | PO Box 220
Fall River Mills, CA 96028
(530) 336-5521
Old Station Visitor Center
13435 Brian's Way
Highway 44/89
Old Station, CA 96071
(530) 335-7517
(From TTY, dial 711 to connect to the phone numbers listed above)
Contact Us
Honn Campground is a developed campground on Honn Creek. Honn Campground is about 20 miles North of Lassen National Park and just a few miles Northeast of the Thousand Lakes Wilderness where wildlife viewing, many hiking trails and lakes can be enjoyed. Honn Campground also offers ample fishing for trophy trout.
Honn Campground is located on Highway 89 approximately 13 miles south of the Highway 89/299 junction.
Limited turn around, trailers not recommended.
Camping along-side Hat Creek with ample stream fishing for trophy trout.
The banks of Hat Creek offer abundant fishing opportunities.
Be aware that firewood can harbor insects and diseases; transporting it can move these pests to new locations.
Forest Service Home | USDA.gov | recreation.gov | USA.gov | Whitehouse.gov
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Installing the Arlen Ness Big Sucker Air-Filter Kit
Rider Contributor
January 24, 2006
Filed under Motorcycle Features: Bikes, Blokes, Culture and Beyond
story and photography by Chris Sindoni
There are many ways to improve the Sportster's air filter: a bigger element in the stock housing; a new housing and element with the stock cover; or a whole new air-filter assembly. For those who want to get away from the "ham can" look of the stock air-filter cover, the Drag Specialties Fat Book catalog offers the Arlen Ness Big Sucker air-filter kit, part No. 1010-0061, along with the 8-inch Arlen Ness chrome cover, Drag Specialties part No. DS-288949.
The Big Sucker is a clean setup. It has a die-cast back plate with an integral breather manifold and carburetor mount. This air-filter kit is designed to fit all CV-carbureted Sportsters from 1986 to present by including a multitude of parts for the breather/back-plate mount. Our 2005 XL1200 Sportster used the large size banjo bolts with a restrictor fitted inside each.
Installing the air filter is one of those gigs that takes longer to explain than to do. You undo seven bolts, fit a couple of restrictors into a pair of banjo bolts and attach the new air filter with nine bolts. If you are just changing the air filter, it shouldn't be necessary to modify carburetor jetting. If you were also replacing the OE mufflers with a free-flowing set, rejetting would be necessary.
Riding the bike after the air-filter change was a very pleasant surprise. The motor had a more open sound without being obnoxious and the seat of our pants told us that it had more power. We dyno tested the bike in its original stock form and and recorded 62.7 horsepower at 5,500 rpm. After installing the Big Sucker air filter the XL developed 67.9 horsepower at 5,800 rpm-a 5.7 horsepower gain. That's only $30 per horsepower. Equally important, it added 300 rpm to the useable powerband, all with just an air-filter change.
Product: Big Sucker air-filter kit Price: $110.95 (filter kit); $59.95 (chrome cover) Supplier: Drag Specialties; see your dealer; www.dragspecialties.com.


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Attorneys representing Schilling and others at his former startup, 38 Studios, on Friday filed documents asking Superior Court Judge Michael Silverstein to throw out the lawsuit alleging fraud, racketeering and conspiracy.
The state Economic Development Corp. in November sued Schilling, other 38 Studios executives and some of its own former officials, including Keith Stokes, the executive director at the time. The lawsuit claims the defendants misled the agency's board into signing off on the loan guarantee in 2010 and withheld information, including that the company needed more money than it was getting from the state's bond sale to complete a video game in production in Providence.
The company filed for bankruptcy in June, and Rhode Island is now likely on the hook for some $100 million, when interest is factored in.
The filing seeking dismissal says Schilling and the other 38 Studios defendants—the former chief executive and financial officers and the board chairman—repeatedly disclosed the company's financial needs to Economic Development Corp. officials.
"Given the EDC's admissions concerning 38 Studios' disclosures to the EDC's executives, attorneys and financial advisor, it is impossible for the EDC simultaneously to claim that the 38 Studios defendants supposedly defrauded the EDC," the filing says.
The filing says the economic agency's board "well knew" the amount 38 Studios was getting wouldn't be nearly enough to fully finance the game. The resolution approved by the board says the estimated cost of the game's production is "in excess of $125 million."
The filing also says the agency's lawsuit doesn't prove anyone at 38 Studios knowingly made false statements to the agency.
The Economic Development Corp. and former Gov. Don Carcieri had held up 38 Studios' relocation from Massachusetts as a coup for economically struggling Rhode Island, saying it would bring hundreds of high-paying jobs and millions of dollars in tax revenue.
Max Wistow, who is representing the agency in its effort to recoup some of its investment in 38 Studios, said he is preparing a response to the filing, which is due in 30 days. He said in January he hoped the case would go to trial within a year. The agency's lawsuit doesn't seek a specific dollar amount, but wants Schilling and others to repay the bonds floated on 38 Studios' behalf and seeks triple damages.
Schilling's attorney could not immediately be reached. Stokes' attorney, David Martland, also filed a motion to dismiss but he would not comment further when reached Monday.
Schilling has sparred with Gov. Lincoln Chafee over 38 Studios' collapse, saying the governor had it out for the company and didn't do enough to help save it. He has called the suit political.


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TOM PHILPOTT | Outpatient costs rising for some retirees
Retirees eligible for TRICARE for Life (TFL) will face higher outpatient costs at VA hospitals and clinics starting Oct. 1 if they continue to seek care there for conditions not rated as service-connected.
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Genoa's Jake Schimming looks for a shot against Oak Harbor's Josh Sarahman. Photo by Doug Hise.
- Filed Under
Keith Diebler doesn't really differentiate between losses.
The wins are also pretty much the same for Genoa's coach in that they are not losses.
But there was a little extra significance as Casey Gose scored off a tough drive and completed a three-point play Tuesday to give the Comets the lead for good with 37.4 seconds left to play in a 77-73 non-conference victory over Oak Harbor. ...


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12:30 pm in the auditorium of the Jack
Rodgers Fine Arts Center
Hot jazz on a cool night! Enjoy the
sounds of the OC Jazz Band in the warm environment of
the Globe Theatre. Show starts at 7 pm, and admission is
$10. All proceeds will go to the Globe Theatre. OC
students, faculty, and staff get in free with ID.
Click here for a poster you can share with friends!


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Dear Readers,
For more than 45 years, The Washingtonian has been the magazine that Washington lives by. The print magazine has been an important resource for Washingtonians on the best restaurants, lawyers, doctors, designers, and wedding professionals, and the Washingtonian website today stands as the leading online resource on how to get the most out of the capital region. We are the number one city and regional magazine in the country in market penetration.
Every feature and article in the magazine seeks to help our readers live better and understand how Washington works, as well make the capital region a better place for all who live here.
The print magazine, read each month by some 400,000 Washingtonians, has a long tradition of award-winning journalism. Under my predecessor, Jack Limpert, The Washingtonian won five National Magazine Awards, including recognition for public service and reporting, and was a finalist more than 20 times. In recent years, the magazine has also been honored with awards for its reporting on education and local emergency rooms. Our series in 2008 by reporter John Pekkanen about the health impacts of childhood lead poisoning lead the District finally to reform its laws and require property owners to test for lead dust and residue if young children will occupy the building.
When I took the helm of this publication in 2009, I pledged to our staff to keep the magazine focused on both reader service and great explanatory journalism. In any given month, you can find in The Washingtonian stories criss-crossing the region from Tysons' Corner to Silver Spring, Georgetown to Alexandria, and every point in between. Both online and in print, the magazine's Capital Comment section is a lively mix of trends and gossip, and our Best Bites sections keep local foodies up to date on chefs, bars, and dining hotspots. Beyond those sections, we try to fill each issue with profiles of Washington's most interesting and influential people. Many ambassadors and military generals posted overseas still subscribe to keep up-to-date with what's happening back in the capital, and while our focus is Washington as a whole, we're a leading source of information for many on Capitol Hill.
Covering a region as diverse in interests, people, and work as Washington requires constant input and communication with our readers. We always welcome suggestions for stories, profiles, trends, and topics. If you have any suggestions, tips, or ideas, please let us know by email at firstname.lastname@example.com or on Twitter, where we're in regular contact with our readers and followers.
Please let us know how we can improve the magazine and make your life better.
Garrett M. Graff


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We carry over 15,000 of the very best supplements, vitamins and natural products for your health, wellness and fitness. Use the filtering options on the left to narrow your options by category, brand, price or flavor!
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Macys.com/gcbal and how to check the "Macy's Gift Cards Balance"
Macy's which is a long and well established chain of department stores in the mid-to-high price range uses www.macys.com as their official website address. The company is headquartered both in New York and Cincinnati, Ohio. In their department stores, various exclusive brands of different clothing are available and these can and often will vary from one location to another. It was Rowland Hussey Macy who founded Macy's in the year 1858. Today there are over 800 Macy's stores that are operating in the United States.
The company proudly produces the so well known and admired Macy's Thanksgiving Day Parade which has been held on the streets of New York since 1924. In 1976, the company began what is now their annual fourth of July fireworks display. In their mid-to-high range department stores their primary competition are Bon-Ton, Dillards and Nordstrom and to a lesser extent Kohl's, JCPenney and Sears.
Those customers seeking a [personalized gift message and attractive gift boxing are going to be paying a $6.00 charge for it. The shipment they are paying for will go out in a very attractive white box. They can access the means to include their personalized gift messages by going to "Macys.con/gcbal" Order Summary page and opt into "ADD?CHANGE GIFT OPTIONS". Ladies and girls will be taught by Anthony about the year's fashion trend and how to make it happen on their personal Macy girls weekend event. People can also easily check any "Macy Gift Cards Balance" by simply going onto Macys.com/gcbal and simply placing in the number that appears on the back of the gift card. Care should be taken to make certain to enter the card number carefully and also include those symbols posted as well.
The source one can always go to is https//www.macys.com/service/gift/index.ognc


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Jun 6th
I don't know what the weather was like where you live this past winter, but here on the East Coast it was awful. The snowstorms seemed as though they'd never end and the sky was a hopeless shade of gray.
by Roz Cummins
© 2015 The Safina Center.


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Bill Clinton says it's a waste of time to speculate about his wife's ambitions for 2016.
"That is the worst expenditure of our time," the former president said today at a 2013 Fiscal Summit sponsored by the Peterson Foundation.
Hillary Clinton, the former first lady, senator from New York and secretary of state, is taking a role at the Clinton Foundation, writing a book and "having a little fun being a private citizen for the first time in 20 years," he said.
Focusing on presidential politics just six months after President Barack Obama's reelection "obscures our capacity" to take on the big problems, he said. It also "plays to our national tendency to attention deficit disorder when it comes to politics." It's important not to "get off on to politics too early."
Clinton was joined at the forum today by Bill Gates, the Microsoft co-founder and co-chairman of the Bill and Melinda Gates Foundation, who joked that he doesn't think his wife is running for president. "Hillary hasn't mentioned it to me either," Gates said.
Gates, in an interview with Bloomberg Television before the summit in Washington, said his fellow wealthy Americans should pay more as the U.S. grapples with reining in its budget deficit.
"There's no doubt that as you look at balancing budgets to the degree you need more revenue" that lawmakers will need to look to the wealthy "to get a little bit more from them proportionately than you get from people as a whole," Gates said. "I think that's pretty likely."
Clinton also had this to say about Obama's 2010 health care law, with major provisions still taking effect this year. "We really need about five years to see if the drivers in the health-care law" work, he said, "to see if that works."


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can make form fields accessible to vision- and motion-challenged
users by adding tags to the PDF and by properly structuring it.
In addition, you can use the tool tip form field property to provide
the user with information about the field or to provide instructions.
For example, using the tool tip property value, the screen reader
could say "Your name." Without the tool tip property, a screen reader
simply names the type of form field.
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Found 180 Records with the keyword term of "Egypt"
Displaying 100 records - please modify your search for better results.
2015 Bridge Monitoring with Wavelet Principal Component and Spectrum Analysis Based on GPS Measurements: Case Study of the Mansoura Bridge in Egypt
2014 Design and Implementation of an Internet-Based Household Activity Scheduling Survey in Cairo, Egypt
2014 Factors Influencing Construction Labor Productivity in Egypt
2014 LRFD for Large-Diameter Bored Piles in Egypt
2014 News2Note
2014 Repair of a Tilted Building Resting on a Deep Soft Clay Using Micropiles and Raft
2014 Simulating Agricultural Drainage Water Reuse Using QUAL2K Model: Case Study of the Ismailia Canal Catchment Area, Egypt
2013 A History of Ancient Egypt: From The First Farmers to The Great Pyramid By John Romer. New York City: Thomas Dunne Books, 2013
2013 Causes of Construction Delays for Engineering Projects: An Egyptian Perspective
2013 Developing DRAINMOD-Geostatistical Technology to Predict Nitrate Leaching
2013 Finish Materials of Hospital Operating Rooms of the USA and Egypt: Selection and Actual Performance-in-Use
2013 A Framework for Construction Labor Productivity Improvement in Egypt
2013 A Fuzzy Risk Management Framework for the Egyptian Real Estate Development Projects
2013 Simulation-Optimization Model for Intermediate Reuse of Agriculture Drainage Water in Egypt
2013 Urban Transportation Networks to Support Sustainable Developments of New Communities in Egypt
2012 Assessment of the Role of International Organizations in the Rehabilitation of Historic Districts: Case of Darb Alahmar
2012 Daylighting Efficiency of External Perforated Solar Screens: Effect of Screen Axial Rotation under Clear Skies
2012 Effectiveness of Green-Roof on Reducing Energy Consumption through Simulation Program for a Residential Building: Cairo, Egypt
2012 Simulation Analysis for Productivity and Unit Cost by Implementing GPS Machine Guidance in Road Construction Operation in Egypt
2011 Air Bags and Stainless Steel Anchors and Mesh Help Preserve Egyptian Pyramid
2011 Behavior of Shore Protection Structures in Alexandria, Egypt, during the Storm of December 2010
2011 Effect of Cold-Water Storage Cisterns on Drinking-Water Quality
2011 Energy Management Reduces Great Pyramid Build Effort by More Than 98%
2011 Irrigation with Magnetized Water: A Novel Tool for Improving Crop Production in Egypt
2011 Optimal Multipurpose-Multireservoir Operation Model with Variable Productivity of Hydropower Plants
2011 Vulnerability Assessment of Climate Change Impact on Groundwater Salinity in the Nile Delta Coastal Region—Egypt
2010 Evaluation and Adaptation of the EGM2008 Geopotential Model along the Northern Nile Valley, Egypt: Case Study
2010 Excavation Game: Computer-Aided-Learning Tool for Teaching Construction Engineering Decision Making
2010 A mixed-use development comprising office, retail, and hotel space is being planned for Cairo, Egypt.
2010 Site Characterization of Clay Deposits in Northeast Nile Delta
2009 Arbitral Tribunal Proceedings Case Study: Egyptian Large-Scale Construction Project
2009 A Blueprint for Advancing Hydrologic Predictability in Developing Countries: A Case Study for the Nile River Basin
2009 Crossing the Nile
2009 Inflatable Design Makes Performance Venue Mobile
2009 LNG Tanks at Damietta on Drilled Shafts Designed and Tested Using Mnard PMT
2009 On the Local-Scale Spatial Variability of Daily Rainfall in the Highlands of the Blue Nile: Observational Evidence
2008 An Ancient Struggle: A Game Theory Approach to Resolving the Nile Conflict
2008 Causes of Delay in Building Construction Projects in Egypt
2008 Egyptian Collapsible Soils and Their Improvement
2008 The Environmental Management of Coastal Areas in Egypt: Strategy and Urban Development
2008 An Environmental Security and Water Resources Management System Using Real Time Water Quality Warning and Communication for the Nile River
2008 Financial and Operational Performance Assessment of Water/Wastewater Utilities: Comparative Study
2008 A Prototype Activity Based Scheduling Model with a Household Kernel Agent DASHA: Cairo a Case Study
2008 Safety Performance in the Egyptian Construction Industry
2008 Sustainable Development of Mobility in Alexandria Metropolitan Area
2008 Total Quality Management Implementation in the Eqyptian Construction Industry
2007 Dispute Review Boards: Expected Application on Egyptian Large-Scale Construction Projects
2007 Performance Evaluating Model for Construction Companies: Egyptian Case Study
2006 Advanced Monitoring Systems: A Tale of Trains and an Egyptian Wall
2006 Model for Environmental Risk Assessment of Tourism Project Construction on the Eqyptian Red Sea Coast
2006 People: Biggs to Develop Restoration Guidelines for Monuments in Egypt
2006 Study of the Infiltration of Water Through Collapsible Soil
2005 Building the Great Pyramid in about 385 Days: A Case Study in Energy Management
2005 Estimating the Acceptability of New Formwork Systems Using Neural Networks
2005 Foundation and Structural Design of the Bibliotheca Alexandrina
2005 Intelligent Selection of Concrete Bridge Construction Methods in Egypt
2005 Structures: Grand Museum of Egypt to Complement Giza Pyramids
2005 Urban Planning: Park Flourishes in Ancient Cairo Landfill
2004 Cost/Benefit Analysis of Oily Water Discharge Regulations in Egypt
2004 De-Silting Lake Nasser with Slurry Pipelines
2004 History and Engineering of the Suez Canal: 1926 BC to 1869 AD
2004 Khufu and Kukulcán
2004 Productivity Analysis for Boulac's Wastewater Microtunnels in Egypt
2004 Sand Transport in Nile River, Egypt
2003 Chance-Constrained Genetic Algorithm for Water Supply and Irrigation Canal Systems Management
2003 Constructing on the Inconstructible
2003 Footbridge: Project to Implement Management Functions at AASTMT
2003 Use of Grouting to Reduce Deformations of an Existing Tunnel Underpassed by Another Tunnel
2002 Application of Permeable Groins on Tourist Shore Protection
2002 Celebrating the Greatest Profession: Unraveling the Mystery
2002 Multicriteria Siting and Sizing of Desalination Facilities with Geographic Information System
2002 Problems Facing Parties Involved in Build, Operate, and Transport Projects in Egypt
2002 Six 2002 OCEA Finalists Are Chosen
2001 Ancient Concept, Modern Context
2001 Constructability Improvement of Bridges Using Stepping Formwork
2001 Drainage along the River Nile edited by H. J. Nijland
2001 Evaluating Contaminants Removal Rates in Sub-Surface Flow Constructed Wetland in Egypt
2001 Geotechnical Engineering: Researchers Unravel Mystery of Eroding Egyptian Monuments
2001 Lake Manzala Engineered Wetland, Egypt
2001 Model Study to Optimize the Hydraulic Performance of the New Naga Hammadi Barrage Stilling Basin
2001 Natural Factors Affecting the Distribution of Heavy Metals in an Industrial Drain in Cairo, Egypt
2001 New Petroleum Products Terminal Port of El-Dekheila, Alexandria, Egypt
2001 A Self-Calibrated Water Surface Profile Computer Model for the Nile River in Egypt
2001 Study of Drain Pollution Sources in Egypt
2000 Cost-Benefit Analysis of Water Demand Management Measures: A Multi-Sector Approach
2000 Improving Forecasts of Nile Flood Using SST Inputs in TFN Model
2000 Tunneling beneath Cairo
2000 Valuing Water in a Desert City: Economic Analysis of Infrastructure Investments in Cairo, Egypt
2000 Waterhammer Protection for the Toshka Pumping System
1999 ASCE, Egyptians Mark World's Oldest Paved Road
1999 Cable-Stayed Crossing Creates Road Link over Suez Canal
1999 The Forest for the Concrete
1999 The Forest for the Concrete
1999 Groups to Prevent Flooding in Egypt's Valley of the Kings
1999 New Method for Construction of Diaphragm Walls
1999 Program Management B.C.
1999 Pyramid Assessments
1999 Pyramid Assessments
1999 Pyramid Assessments
1999 Pyramid Assessments


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Hey there! Happy Tuesday my friends! Hope you all are having an awesomely incredible day! There is so much going on right now my head is spinning! I'm working with Square1 Masterpiece to create an all new website with them and with that we are doing a Summer Kick Off Party on May 29th! I really want to invite you all to join along and I will post more details later – but plan on a Ustream Event LOTS of {Read More}
Easy Birthday Card for Any Man
Nesting Dies Embellishment on Card Front
Hello and Happy Tues….I mean Thursday! Sorry that it took me an extra few days to get out this Tuesday Tutorial – I filmed it last week and was excited to share – however I ended up having more work done on my teeth/gums on Monday and I've had migraines and my "fake teeth" don't fit now because of swelling and stitches – just not fun! I should be thrilled that I almost have my permanent teeth in – but {Read More}
Be Still and Let the Glitter Dry: How to Heat Emboss with Ink Edgerz
Happy Tuesday everyone! I hope you all are enjoying the AWESOME sale on some MEGA Bundles going on over at shop.AboveRubiesStudio.com store I wanted to share with you all a video on how to heat emboss with the Megan Elizabeth Ink Edgerz – I'm going to use the Enjoying the Moments stamp set I created with Tanner Bell and also a fun Chevron background stamp. POW glitter paper by American Crafts is also an absolute FAVORITE product of mine that {Read More}
Stamping on 12×12 Scrapbook Layouts Bright and Cheery!
Happy Tuesday Everyone! I truly hope today is fantastic for you! Today's tutorial is all about stamping on my scrapbook layout – this page is more boy/man inspired but it is super bright and cheery! I'm using my new stamp set from Melanie Brown who is a Close to My Heart Consultant that you can find here http://courtney-lane.blogspot.com. I love this Sightseer stamp set and the paper is from the Boys and Girls kit at Craft-e-Corner.com there are not many of these left {Read More}
How to Make an Envelope and an Easy Valentine's Day Card with Cricut
Hello Everyone! I've been working with www.Craft-e-Corner.com for quite some time now and we are doing some really special things coming up with some of my DVDs especially the Cricut Cards for Every Occasion and also the Cricut A to Z DVD… We thought today it MIGHT be kind of fun to share with you all just a tasting of what is included inside these DVDs. Let's start with Cricut Cards for Every Occasion: In this DVD I go through {Read More}
Impress Your Friends: Be Martha Stewart for this Christmas! Make You Own Tags
Hello My friends! Thanks for stopping by to Check This Out today! This video is definitely an easy Check This Out video on Martha Stewart Crafters Clay. I love this clay and the silicone molds that come with the set. A really cute idea for this holiday season is to create little "frames" using this clay and the molds that come with the Heirloom Crafters Clay set. I really am not a clay crafter at all. But this has been {Read More}
How to Use and Blend Ink Edgerz and Square 1 Adhesive Fabric
Hey Everyone! Today is a super excited because it is the CHRISTMAS PARTY at www.Square1Designs.blogspot.com with www.Square1Masterpiece.com I really wanted to show you how to use Square 1 Masterpiece for your Inking, Stamping, Masking and Stenciling. Don't forget to check out Today's Special and Enter our Giveaway for Today!! Enjoy the Moments and Happy Black Friday Shopping!!!
It's a Baby for Christmas Stamping with Tanner
Tanner is using It's a Baby stamp set in a really unique and fun way I'll let him tell you all about it! You're going to love it! Don't forget to check out Today's Special and Enter our Giveaway for Today!! Enjoy the Moments and Happy Black Friday Shopping!!! Hey Guys! It's Tanner from Tanner Bell Designs! I am SOO Excited to show you how to make a Christmas Card from the It's a Baby set! It's AWESOME! {Read More}
How to Make Custom Domino Game Piece Jewelry
Welcome to week 3 of our DIY Custom Jewelry series! This is one of my favorite weeks of all 7 we have coming of DIY custom jewelry. This video shows you three different ways to create personalized name stamped Domino Game Piece Jewelry. There are some beautiful things that you can do with game pieces and DIY Jewelry and this is one hot trend you will love re-creating! We still have about 15 kits of the Getting Started with Jewelry {Read More}
CTMH Artiste Cricut Cartridge Review and a 10 Minute Card
Happy Wednesday! Check THIS OUT! I'm so excited and I'm very ready to get back to videos, but today is still going to be a Check This Out the "old school" tutorial way and written review, and it's absolutely THRILLING because this post is sponsored by Melanie Brown from EveryDayCricut.com and her Close To My Heart Business http://MelanieBrown.CTMH.com This post is ALL about the NEW Close To My Heart Artiste Cricut Cartridge and Coordinating Stamps Bundle. I have said this {Read More}


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Oakland guard Duke Mondy, left, takes the ball around UCLA guard Bryce Alford on Nov. 12, 2013, in Los Angeles.
- Filed Under
Oakland University men's basketball players Duke Mondy and Dante Williams have been reinstated to the team, coach Greg Kampe announced today.
The two were suspended for the Golden Grizzlies' games against Cal and Gonzaga after their arrest in Los Angeles on allegations of sexual assault last week. The Los Angeles County district attorney declined to press charges, so they were released.
An internal university review has been completed, and the pair returned to practice today. ...


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Mac App Store continues 'Get Stuff Done' promotional sale
updated 07:00 pm EST, Thu February 7, 2013
Final week features cut-rate prices on various utility apps
Following two weeks of sales on various productivity and organizational programs, the Mac App Store has kicked off the final week of its "Get Stuff Done" promotion with a set of discounts on 10 utility apps, including Calendar helper Fantastical, password manager 1Password and Yoink, a "weigh station" to make dragging files between destinations easier. Apple had earlier discounted a set of "prioritizing" apps during the first week, and organizational programs during the second.
The most significant discounts are on 1Password (now $25), Fantastical (currently $10), screen-capture utility Snagit ($25), document workflow tool Clarify ($15), password manager mSecure ($10) and file-moving tool Dropzone ($5), all reduced by 50 percent from their normal price for the duration of the sale, which ends on Valentines Day, February 14.
In addition, buyers can save $2 off the clipboard utility PopClip (now $3), and enjoy savings of $7 off the usual price of mathematical translator and calculating scratchpad Soulver (now $13). Rounding out the selection, a utility that allows users to set an iOS or other Bluetooth capable devices as a "keycard" that locks or unlocks the Mac automatically when the devices is present or not present called Keycard is now $5, a $2 savings from its normal price.
Many of the apps mentioned can sync with popular cloud services such as iCloud or Dropbox. Some also have iOS companion apps, but those are sold separately and are not part of the sale. The promotion represents perhaps the first time Apple itself has organized a themed sale on related applications in the Mac App Store. Normally, individual developers choose to put individual apps on sale and Apple may choose to highlight the app or apps in conjunction with the sale.


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NEW DELHI/BANGALORE/MUMBAI: At a time when most sectors of the industry are preparing to downsize, the real estate sector is planning to do just the opposite - it is drawing up plans to hire thousands in the coming months, anticipating a possible rebound.
Nearly 985 million sq ft of residential space is due for delivery between 2011 and 2013 in existing projects, says real estate data and analytics provider, PropEquity. "To execute the amount of space they have sold, developers will have to double their bandwidth," says Samir Jasuja, chief executive officer at PropEquity. In comparison, only about 522 million sq ft was delivered in 2008-10.


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Other Books
How Morgan Koda Came To Be:
My daughter loved bedtimes stories—but not the typical ones like Snow White and the Seven Dwarfs, Cinderella, or Sleeping Beauty. She wanted one of her own, one that we made up. So the character Morgan Koda started more than twenty five years ago as a bedtime story.
My daughter learned that only in a book could she go to different worlds where she could be the heroine.
She is now in her thirties and is a devoted reader to her own young readers.
In 2006, I met the man of my dreams, and with him came with a six year old son. And Morgan Koda came alive again as she had before in a bed time story.
But this child was different. He wanted his new step-mother to add something new to the story every night. So Morgan Koda grew as my new son did.
When he reached seven, he told me that he didn't need to learn to read—because reading wasn't fun nor was it important. So I started writing down Morgan's story—the one story he enjoyed over any other. I, however, was a little resourceful, at night when my step-son wanted his bedtime story; I would read up to a really good part, then I handed him the pages to read. Though tears, fits, and just plan angry outbursts—he learned to read.
In June of 2010, I was arranging my files, and to my great surprise, I found I had over a hundred pages of Morgan's story. And just four months later, The Morgan Koda Adventures Series was born.
If you are unable to view this website in its entirety. Please adjust your monitor's resolution - smaller -
For one or all of my books
Juls Duncan is the author of Wild Horse Canyon and the urban fantasy series, Morgan Koda Adventures.
Her books include:
Wild Horse Canyon, Release date 2016 by
Big Sky Press, 2015
The Mask of Noesis, A Morgan Koda Adventure, Book One, published by Big Sky Press, 2015.
The Forest of Carren, A Morgan Koda Adventure, Book Two, published by Mythic Dragon Publishing 2012.
The Other Island, A Morgan Koda Adventure, Book Three, published by Mythic Dragon Publishing 2012.
The Plight of Indy, A Morgan Koda Adventure, Book Four, published by Mythic Dragon Publishing.
The Hunt for Ronen, A Morgan Koda Adventure, Book Five. Look for it 2015.
Juls Duncan lives in Montana with her family and a yellow lab - Sonny Jr.
She has always felt the need to tell a story, whether, it was a bedtime story, as Morgan Koda was in the beginning, or a short story given as a Christmas present for family and friends.
Her education includes a B.S. from Oregon State University. A Masters Degree from U of M in Anthropology. A PhD in Physical Anthropology from the University of Montana is forthcoming.
Morgan Koda Adventures Series


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The Jackson-Hinds Comprehensive Health Center on West Northside Drive in Jackson will host Affordable Care Jubilee, to help with questions about Mississippis health insurance exchange, from 1-6 p.m. Friday.
For a schedule of statewide events, contact the Mississippi Health Advocacy Program at (601) 353-0845.
For a complete schedule of events at Jackson-area libraries, contact the Jackson-Hinds Library System at (601) 968-5825 or www.jhlibrary.com
To view Mississippis exchange, visit www.healthcare.gov.
Forty employees at the states teaching hospital and an army of community volunteers across the state have begun the process of clearing a key hurdle in implementing the Affordable Care Act: getting Mississippians enrolled.
But how much theyll be able to help Mississippi consumers find the best plans for them is unclear.
Part of the funding to implement the federal law is $67 million in grants to assist people who have questions about the laws health insurance exchange, whose open enrollment starts Oct. 1.
The money will pay for the ACAs navigator program. Its role will be educational, designed to assist those with questions about the different plans offered under the exchange.
Mississippi received $1 million in navigator grants.
The staff of the House Oversight and Government Reform Committee, in a Sept. 18 report, expressed concerns about changing a rule to allow states to pay for the navigator program with federal money. Under the original terms of the ACA, states that had instituted state-run exchanges could pay for the program using money generated by the exchange. The rule change allows states with a federal exchange like Mississippi to pay for the program with federal money. Determining subsidy eligibility requires the exchange of private medical information, the report said, questioning how that data would be treated.
At University of Mississippi Medical Center in Jackson, navigators is focusing on current and past hospital patients. It will not entail external outreach, said Katrina Reynolds, UMC director of revenue cycle management. The hospital believes the in-house model will work, because it treats patients from all 82 Mississippi counties, Reynolds said.
From Day One, our focus is on the patients well see Oct. 1, she said.
The hospital already has contacted 3,000 people who are existing patients or who were patients at one point, and invited them to an event the first week of October where they can receive assistance.
UMC received $832,000 of the states total $1 million in funding, Reynolds said. The hospitals portion will pay for three prongs of the navigator program upgrades to existing IT systems, training the actual navigators and communications materials.
We really wanted to focus our plan on what would help us sustain this long after the grant money runs out, Reynolds said. Well have to do this as long as (the ACA) is the law.
All told, the hospital will have 40 navigators available, 36 of whom are existing staff and already did similar work, Reynolds said. On average, the hospital will see 200 patients per day who will qualify for coverage under the exchange, based on figures from the U.S. Department of Health and Human Services.
The Mississippi Health Advocacy Program has assembled Cover Mississippi, a coalition of consumer and patient advocacy and religious organizations, to perform full-scale community outreach.
Were starting late, but were going to do something as comprehensive and diverse as possible, said Jarvis Dortch, MHAP program manager.
Insurance commissioner Mike Chaney said the navigators need to be properly trained.
I worry theyre not, he said. Chaneys office will have no power to regulate the program, meaning navigators will not be licensed by the state, nor will they have to undergo any formal state-run training.
Their intentions are good, Chaney said. I would never question that.
The coalition is the result of an MHAP-commissioned eight-day survey in May that found a little over half of Mississippians were aware the state will have health insurance exchanges and less than a fourth knew that open enrollment begins Oct. 1.
On Oct. 4, MHAP and its partners in Cover Mississippi will convene navigators at the Jackson-Hinds Comprehensive Health Center on West Northside Drive. Information about the different plans offered under the exchange, and which qualify for federal tax credits, will be available, Dortch said.
Similar events will be held in Tupelo, Greenville and Biloxi, with more cities added, Dortch said. People in individual towns will know how to identify people to help. Were trying to get this info as localized as possible.
The Mississippi Economic Policy Center, a Cover Mississippi member, will distribute exchange-related literature at the eight Mississippi branches of Hope Credit Union. The MEPC is a project of Hope Enterprise Corp., which operates Hope Credit Union.
MEPC executive director Ed Sivak said the effort will be intensified in areas that have been identified as home to a large uninsured population.
The Jackson-Hinds Library System will have navigators at computer stations at all 15 branches, executive director Patricia Furr said. The assistance is part on an initiative of the American Library Association.
Were going to have a trained person at every library branch, and well have health care facilitators who will come and do classes at the library, Furr said. They will be very general on what the ACA means and how it works. Basically, well be able to get them started. We wont be experts and we cant tell them which plan to choose, but our computers will be available.
Furr said the schedule of facilitator classes should be finalized by Oct. 1 and will be available on the library systems website.
To contact Clay Chandler, call (601) 961-7264, or follow @claychand on Twitter.


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UMBC students are offered hands-on access to an extensive array of tools for modern chemical and biochemical research. The department's specialized research instrumentation includes calorimetry, chromatography, stopped-flow and temperature-jump kinetics, transient laser spectroscopy (including nanosecond laser flash photolysis, picosecond and femtosecond pump-probe, and picosecond fluorescence systems), nuclear magnetic resonance spectroscopy (including one 200-, one 300-, one cryoprobe equipped 500-, two 600-, and one 800-MHz instruments), X-band CW electron paramagnetic resonance spectrometry, circular dichroism, X-ray diffraction, infrared spectroscopy, atomic absorption- and gas chromatography-mass spectrometry, and Fourier transform ion cyclotron resonance mass spectrometry apparatus, as well as extensive molecular modeling and computational chemistry facilities. The department also hosts a Center for Structural Biochemistry, which specializes in the structural analysis of biological molecules (e.g., biopolymers, peptides, and glycoproteins). In addition to TOF/FT, a laser desorbtion mass spectrometer, and both 500- and 600-MHz NMR's, this center houses one of the few tandem mass spectrometers located in academic institutions worldwide. The Howard Hughes Medical Institute suite houses a second 600- and an 800-MHz NMR instrument, both of which are used for high-dimensional studies of HIV proteins, metallobiomolecules, and macromolecular interactions. Access to principal journals is available in the department reference room, and the Albin O. Kuhn library contains more than 2,500 volumes of chemistry and biochemistry texts and subscribes to over 150 chemistry and biochemistry periodicals.
The Department maintains both a Mass Spectrometry Facility and a NMR Facility serving the research needs of the UMBC community and outside users.


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Host Missouri State puts up fight early, but Aztecs pull away late
Missouri St.
SPRINGFIELD, Mo. Good thing the Aztecs weren't opposite Wild Bill Hickok in the legendary 1865 shootout in the Springfield town square. You wouldn't like their chances, unless, of course, they kept stats back then for blocks, offensive rebounds and defensive field-goal percentage.
The No. 25 Aztecs still can't shoot straight, spraying bullets into saloon doors and barrels of whiskey. But they're pretty good at everything else, and that was enough for a 60-44 win at Missouri State on Saturday afternoon in the final installment of Mountain West-Missouri Valley Challenge.
The operative word being challenge.
It was at times ugly and impressive. Ugly, because the Aztecs clanked their first 10 3-point attempts and finished 4 of 22, shot 32.2 percent overall and had three technical or flagrant fouls. Impressive, because they still managed to post the largest margin of victory in the history of 4-year-old JQH Arena before 7,272 increasingly agitated fans.
"We didn't make shots like we wanted to today," said Xavier Thames, who had 11 points while shooting 3 of 12, "but our defense is what is going to make us win. If we're not making shots, we have to play defense."
Or as associate head coach Brian Dutcher put it: "If you like defense, this was a good game to watch."
Jamaal Franklin led the Aztecs (2-1) in most statistical categories: 22 points, 12 rebounds, seven turnovers, three blocks, three steals, one technical foul, one flagrant foul. He also was tops in vitriol from the home fans, showered with a chorus of boos every time he touched the ball in the final minutes.
"I can't let the crowd or referees get to me," Franklin said. "I play for my teammates and coaches."
Franklin got a T late in the first half for excessively celebrating after teammate James Rahon made a 3, which is understandable, you'd think, considering the Aztecs had opened the season 5 of 47 behind the arc (and not all of that on the windy deck of an aircraft carrier vs. No. 8 Syracuse). He was assessed a flagrant foul in the second half while blocking Keith Pickens' fast-break layup and sending him into the basket standard.
Pickens was helped to the bench — further elevating the temperature inside JQH Arena — but a Missouri State spokesman said later that the junior forward had leg cramps and was not seriously injured.
"The referees talked to me and said they've been told to err on the side of caution in protecting the airborne shooter," SDSU coach Steve Fisher said. "Jamaal was just trying to block the shot, and I think their players and coaches know that."
Said Missouri State coach Paul Lusk: "I don't have a problem with Franklin. He played hard. He got a double-double. He may be a little bit — I don't know what the word is — emotional, but he got it done."
The Aztecs missed 11 of their first 14 shots and were lucky to trail only 16-10 midway through the first half. Franklin almost single-handedly brought them back, scoring 11 of his team's 14 points during one stretch as it built a 29-20 halftime lead.
"We fought our way back in," Fisher said.
But they couldn't create any separation. DeShawn Stephens got into foul trouble early in the second half and depleted a rotation already thinned by the absence of suspended freshmen Winston Shepard. They traveled. They bobbled rebounds. They clanked more 3s. They missed the front end of one-and-one free throws. They went 10 minutes with five total points.
And when Anthony Downing (16 points) made a runner in the lane with 7½ minutes left and Rahon chucked up an errant 3, the lead was suddenly down to 41-37 and the Bears (1-1) had the ball.
But the Aztecs coaxed an air ball from Downing, and Rahon, undeterred, calmly knocked down a 3 from the left corner in transition.
It was a gutsy shot by Rahon (10 points on 3 of 7), whose wavering confidence, Fisher openly admitted, was becoming a cause for concern after opening the season 1 of 10 on 3s. Rahon finished with 10 points behind 2-of-5 shooting on 3s; the rest of the team was 1-of-19 combined.
"He's got to not hesitate and just shoot it. I was happy to see him do that," Fisher said.
Rahon's dramatic, if unexpected, make seemed to energize his teammates. After another defensive stop, Chase Tapley, quiet all day with six points, came off a screen at the top of the key and drained a 3 with a defender draped on him — 47-37, Aztecs.
The 3s might have been the final dagger, but most of the cuts came from SDSU's work in less conspicuous areas. A 52-34 rebound advantage. Twenty-one offensive boards. Nine steals. Nine blocks. Stifling defense that held the youthful Bears to 28.1-percent (16 of 57).
"Heart, we've got heart," Franklin said. "We do whatever it takes to win. Everybody on our team will do whatever it takes to win."


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PGA Tour pro arrested for having handgun inside carry-on bag
More Golf: Leaderboard | Rankings | Schedule | Expert Picks | Equipment | FedEx Cup
A PGA Tour pro was arrested on Sunday at Palm Beach (Fla.) International Airport on charges of carrying a concealed weapon.
The man's name -- I'm not making this up -- is Kris Blanks.
Blanks is 299th on the all-time PGA Tour money list, having made just more than $3 million over the course of eight seasons. He lives near Palm Beach, in the town of Jupiter, and was catching a flight to Charlotte, N.C.
According to the Palm Beach Post "a Transportation Safety Administration officer found a .40-caliber Glock 27 with eight rounds in the magazine" in his carry-on bag as he tried to go through security.
Blanks said he forgot to take the gun out of his bag after a road trip the week before. He was later released after posting $3,000 bond.
That might not be the thing that I would have wanted to forget to take out of my bag. Dirty laundry? OK, whatever. An already-read book? Fine. DVDs that I've already seen 29 times? No problem. A Glock 27 with eight rounds in it? Uh, oh.
Blanks has never won a PGA Tour event and has finished second twice, most recently at the 2011 Canadian Open.
h/t Steph Wei on the find
For more golf news, rumors and analysis, follow @EyeOnGolf and @KylePorterCBS on Twitter or Google+ and like us on Facebook.


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April Boards? Prep for Success
Get ready for the ABFM exam with AAFP Family Medicine Board Review Express®. Courses fill up fast.
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A school bus on its route. / Rob Goebel / The Star 2009 file photo
- Filed Under
Hazardous materials crews tested a suspicious substance on a school bus that was carrying Indianapolis Public Schools students Monday afternoon.
The substance, a powder, was tested after someone threw a balloon through an open window, a bus driver told fire officials. The balloon exploded and released white powder.
Nearly 50 students on the bus, which ...