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OK, this is weird. Julie woke up this morning and had a massive allergy attack, which is different for her than it is for me. With me, I can feel some histamine-related swelling, but mostly it makes me feel really fatigued and run down. With her, it's full on sneezing, snotting, the whole histy megillah. She felt so awful she had to leave church to go find medicine. She and I both took four-hour naps this afternoon. I don't think either of us have ever slept for so long on an afternoon, absent having the flu.
A church friend said he thinks we have mold in our apartment, even though it's new construction. When Julie related that to me, I told her I had a clear and strong reaction to cut grass in the neighborhood. She said if there is mold, maybe it's making my immune system weak, and vulnerable to other allergens. Well, I guess. I have an autoimmune disorder called Raynaud's syndrome, which might play some role.
Anyway, here's what I wanted to tell you, and ask if you have any idea what this could mean. Julie had to run errands tonight, and when she returned, I was in the kitchen cooking hamburgers for the little kids, who aren't observing the Apostles Fast. Our priest today advised Julie to modify her fast for this or that reason, so she decided to have a hamburger patty. Two minutes after she began eating it, her nasal passages opened up, and she felt much better.
"This is one of the strangest things that's ever happened to me," she said, astonished. You could hear how much better she was.
What could have happened to have caused that reaction? There was nothing added to the meat, except salt. It was ground beef from Whole Foods.
The relief lasted from 45 minutes to an hour, then Julie was back where she started. Still, it was something else to see how quickly a plain hamburger relieved serious allergy symptoms. Why?
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Crunchy Con
About Rod Dreher
Rod Dreher is director of publications at the John Templeton Foundation, a philanthropy that focuses on science, religion, economics and morality. A journalist with over 20 years of experience, Dreher has written for The Dallas Morning News, the New York Post, and other newspapers and journals. He is author of the book "Crunchy Cons." Archives of his previous Beliefnet blog, "Crunchy Con," can be found here. He and his family live in Philadelphia.
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Looking for DKNY Perfume Green Apple? We've Got What You're Looking For
If you've been to a department store or were browsing perfumes at a cosmetics store, you may have happened upon an adorable little green bottle. You may have also seen this bottle while looking at pictures of perfumes online.
You may not remember a lot about this perfume except for a few key words: DKNY perfume green apple. Thankfully, we know just what the perfume you're looking for is. It's Donna Karan Be Delicious, and it's a smell that people from all over the world love.
Women love Be Delicious because it's a fresh and clean scent that's easy to wear. Men love women who wear Be Delicious because they find its fruity scent to be addictive. If you decide to wear this scent, people are going to love the way you smell, and you're going to love the way you smell too.
Of course, it's a good idea to try out this scent before you purchase it. Thankfully, it's easier than ever to test out a new scent. If you discovered this perfume while at a department or cosmetic store, you can just go back and try it there.
If you can't get out to the department store, you don't need to worry. You can just order a free sample online. You could also read some reviews and see if this is a perfume that you'd be willing to take a chance on. It's something that most people love.
If you've been looking for that little green perfume bottle, you've found it. You should go ahead and buy it so that you can start enjoying this fruity scent right away. As the name implies, it smells absolutely delicious, and it's really a scent that goes well with everything.…

subset: commoncrawl


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Blackberry Ice Cream
This ice cream is a delicious way to take advantage of all the fresh blackberries available to us right now and with an electric ice cream maker it is super simple to prepare.
The ingredients listed here are in quantities suited for a 1-quart capacity machine. If you have a larger ice cream maker I suggest you follow one of the berry ice cream recipes that is included in the owner's manual and substitute blackberries. Just be aware that blackberries are juicier than a lot of other berries, so you may have to use a little less than what the recipe calls for. The first time I made this recipe on was too heavy handed with the blackberries and the mixture turned out too fluid to properly set. I ended up putting it in the freezer and it still tasted good.
I use a combination of whipping cream and milk in this recipe because I like an ice cream with rich flavor and creamy texture. If you are on a restricted diet you can substitute 2 cups of milk for the cream and milk combination. Just be aware that the texture and taste will change quite a bit. In that same vein, you can use sweetener in place of the sugar. Eight packets of sweetener equals 1/3 cup of sugar, so you will need 16 packets to replace the 2/3 cup of sugar.
- 1 cup blackberries
- 1/2 cup milk
- 1 1/2 cup whipping cream
- 2/3 cup sugar
- 1 tablespoon vanilla
- 2 teaspoons lemon juice
- salt to taste
Puree the blackberries in a blender or food processor. Add the remaining ingredients to the blackberry puree and blend until smooth.
Pour the mixture into your electric ice cream maker and follow the instructions provided in your owner's manual.
Ice cream is the quintessential summer dessert and blackberries are at the peak of their season, so why not combine these two summer favorites in a delightful treat - blackberry ice cream?
Time to prepare: 30 minutes.
email@example.com says:
That sounds awesome!!!!
August 22, 2015 09:15am
lindaburt021 says:
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I hope it benefits all one who land up here.
Thanks for sharing!!
January 17, 2012 12:57pm
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Folks keep saying that many individuals who file for bankruptcy have medical bills, so we will have to take steps. One of those huge those people also shell out taxations on a yearly basis? I would imagine most of them. Does which means that we have to decrease fees also. Today I discovered that… Probably many of them. But you are unable to discharge back income taxes owed on the Government. I not really know provided you can discharge property or home taxations, but if you the metropolisPerarea your home is in features a mortgage with your household. In case you have a home, the loan originator will likely be alerted and the loan provider will most likely give the taxation on your behalf (to hold its primary house loan situation) and add the transaction for your mortgage.
194 comments on "Bankruptcy For Medical Bills"
Grace Burbank963 says:
700,000 People in the usa WITH HMO insurance plan must file bankruptcy Every Year because their The hmo will not deal with their professional medical costs.
Mandy Johnson says:
Sounds like anyone racked a lot of medical facility payments. It's no surprise that the waiting around rooms are packed anytime I am going. And they expect all the others about them to cover it.
snowbirdturn says:
will my hospital bills be covered basically fill for personal bankruptcy?
Dose anybody know, and when so how to pull off it.
boulesnarrow says:
I've got a couple of hospital bills in collections along with a couple of individuals have explained that whenever you attempt to obtain a loan or charge card or something like that of this effect they dont really look badly at hospital bills. I had been just wondering if the was true? This really is such as the major bad things on my small credit at this time! Help!
musclesgolfer says:
I'm a university student who just had an urgent situation appendectomy. I've no health insurance am already getting 100% of my educational costs in student financial loans. I've got a government internship as well as an working part-time. I am unable to afford these hospital bills whatsoever, and that i have no clue how to proceed or ways to get assist with having to pay these bills. Can anybody give suggestions about where I'm able to receives a commission or perhaps how you can eliminate these hospital bills? Thanks!
guyanantiny says:
My hubby may be the primary on insurance. I am no longer working. If he files personal bankruptcy can he claim the hospital bills which are arriving my title? They're within my title because I am the one that required the children to ER.
kryptovicar says:
little heads?
Now the shoe headgear genius people are opposing medical health insurance reform.
Will they enjoy the possibilities of personal bankruptcy for hospital bills?
Do they would like to get their insurance cancelled when they become ill?
Performs this thinking reflect the attitude of people that would put on their footwear on their own ears?
hurriedwildfire says:
I'd a stroke in the year 2006, I had been 27. My credit has since experienced terribly due to being unemployed. Nearly all my debts are hospital bills. I had been airlifted in one hospital to a different, I received an incomplete payment for that flight but tried on the extender to pay for my mortgage. I had been facing foreclosures. Am I Going To have the ability to bring that bill? It's $13,000.00, the insurance provider sent us a look for 5,000.
glibrose says:
Does it obvious up my our financial obligations? Vehicle financial loans? Student financial loans? Hospital bills? Charge Card? Back Bills? Otherwise, exactly what does it eliminate?
Also, do you know the effects for proclaiming personal bankruptcy and just how would I do it?
ouspoxmarked says:
You cannot avoid student financial loans by Personal bankruptcy why permit the deadbeats to make use of Hospital Bills either?
That will eliminate 500,000 bankruptcy annually and obtain the HMO's compensated off and cleanup a legal court system too.
Wouldn't our Healthcare System look much more attractive if nobody ever went bankrupt due to it?
Consider ZERO bankruptcy annually! American Healthcare Rocks!
consciousload says:
I'm a 34 years old whitened female. I've got a bachelor's in political science and the other in chemistry. In 2001 i required and did perfectly around the LSAT. I had been offered three scholarship grants but didn't pursue because of finances, raising my daughter plus some career uncertainty.
The divorce and personal bankruptcy later, Sometimes like a maid for minimim wage watching my education waste.
Could it be true no school need with no bar admit me due to poor ethics from personal bankruptcy (hospital bills)?
childlikecareless says:
People continue to say that lots of individuals who declare personal bankruptcy have hospital bills, so we must make a move. The number of of individuals people also pay taxes each year? I'd think many of them. Does which means that we must lower taxes also?
crumblepainful says:
About three years ago my existence switched upside lower, I'd clinical depresion, lost my job and quit school. I didn't worry about the planet, about six several weeks ago I'd major surgery and today I owe about $80,000 in hospital bills, I've got a $5,000 charge card judgment on my small credit. I want a new beginning. How do you file personal bankruptcy? I do not own anything, not home or vehicle. So what can I actually do? Help me.
hangingstubble says:
I've two hospital bills from five years ago which i was not aware to be on my small credit and Among the finest to understand if it may be removed because it was five years ago. My home is California.
steve says:
We needed to file chapter seven personal bankruptcy due to high hospital bills from myself sliding from the roof that was said to be covered for 3 decades.We reaffirmed the mortgage debt and still having to pay it however the house has turned into a health risk. Can anybody help?
Melanie says:
I want transportation to visit work with gas prices like I favor a motorbike as opposed to a vehicle, however i were built with a recent personal bankruptcy because of hospital bills and job layoff because of plan closing.
kiltakblog says:
I filed personal bankruptcy on mostly hospital bills. I'd heart problems at that time and that i was constantly within the hospital. My insurance did not pay much and left me with a lot of bills. 100s of 1000′s worth. I am better now and I am 29 years of age. I finally possess the chance to return to school making something of my existence. I wish to do Accounting but from what I have read on the web I have a difficult time getting hired due to my credit. Is that this true? Would explaining my situation make a improvement in a job interview?
slipknot0129 says:
My opportunity, which lately declared chapter seven, hasn't compensated my hospital bills that have been built up prior to the personal bankruptcy filing. All rates were compensated up to your day I had been let go. Shall We Be Held accountable for the debts which under normal conditions could have been compensated? I needed to call the Utah personal bankruptcy court ( co. headquarters was Utah) and obtain myself among the list of creditors to ensure that I might get my final salary ( that has not happened yet). If the hospital billing department perform the same?
Sahil says:
I needed to apply for personal bankruptcy in 2006 due to hospital bills. I'm wondering how lengthy it'll show on my credit report. I'm attempting to improve my credit rating which is as much as 685, but It could be greater when the personal bankruptcy wasn't on the website. Thanks!
Stevalicious says:
My spouse and i are attempting to get a mortgage and we're consistently being refused. Both of us have poor credit due mostly to nonpayment of hospital bills. When we file personal bankruptcy could it be lengthy before we could get a mortgage? Will filing modify the status in our student financial loans which we don't want to incorporate in the personal bankruptcy?
Hotshot t says:
I want more details about personal bankruptcy, Chapter Seven and would really like encounters from those who have formerly filed personal bankruptcy, chapter seven. Am I Going To lose my vehicle (I've got a loan I presently purchase via a bank and more often than not pay promptly) and can I qualify? I am only 21 years of age, but nearly all my debts are from 2006 from the medical surgery which i Needed to have and also the insurance only compensated 10% from the surgery and today I am tied to $13,000 price of hospital bills out of this surgery. I simply lately were built with a baby and at this time, can't purchase these bills however the debt collectors will not stop disturbing me relating to this bills. So what can I actually do? I am certainly likely to file whether it's possible but have to know basically qualify where will i start?
clntvrrt says:
My parents are losing their property due to these bills, they are able to barely manage to buy food. I recommended personal bankruptcy but my father does not think he'll have the ability to file around the hospital bills because cash is removed of his look for them.
Alina Elliott says:
I'm facing personal bankruptcy due to hospital bills I've got a suit going but I will lose based on my attorney. I've not a way out. I'll lose my disability back pay and my truck and our boat.
colingrillo says:
We are one of the main nations in medical bankruptcy. People in america who can't pay their hospital bills need to file for this. How can you prevent it?
Gundown64 says:
I needed to file personal bankruptcy nine years ago due to hospital bills. It will likely be from my credit each year. Is really a loan possible Or must i hold back until it's taken off my credit history?
clntvrrt says:
I've got a large amount of hospital bills that is which makes it difficult to find a home for rental. A number of my bills happen to be converted into collection since i have can not afford to pay for them simultaneously. What are the programs that will help me without needing to file personal bankruptcy and complicate matters?
Xbox Gamer says:
My personal bankruptcy was filed due to hospital bills by having an ex-husband. No charge cards were involved. I now would like to buy my very own house–just how lengthy must i wait to re-establish my credit? I'm a single Mother without any supporting your children. What is the program that may get us right into a house?
The Beatles says:
Until George Rose bush sitting with European Market nations a week ago Wall Street demonstrated minimum curiosity about the Rose bush intend to stabilize the marketplace. It's sad that Republicans are extremely against a socialized Democracy. We're able to have experienced healthcare years back. Rather a lot of other People in america have wound up in Personal bankruptcy over hospital bills. You know that when without insurance People in america get into a emergency rooms for medical needs, it ups your rates around 900 dollars each year.
Gage says:
Can a house owner give possession of there house to another person after which declare personal bankruptcy on $100k because of mounting hospital bills without losing the home? If that's the case how quickly after altering possession is this done?
Melanie says:
I have about 10,000 in unpaid medical bills. I don't have the money to pay them and was denied medicaid. Any ideas?
Jamal says:
I am applying for a secured credit card after bankruptcy (due to medical bills), Is it to my advantage to get 2 or 3 secured credit cards to build history or only use one? I dont really need or want any loans/credit cards right now and I am big on paying cash but I need to rebuild my credit rating. Will 2-3 secured cards build my credit faster then 1 secured card?
louisewoods1984 says:
Two people get a home loan, one goes full chaper 7 wipe out bankruptcy due to medical bills and major health issues. Co-borrower is determined to keep the home, and wants a loan modification. Does the bankrupt borrowers income still get counted even though that borrower is no longer legally responsible for the mortgage ?
NOTE: Borrower and Co-Borrower are NOT married.
clntvrrt says:
We are in the process of closing on our first house and don't want to mess this up. My husband is being forced to file bankruptcy soon on ONLY medical bills. I don't know if the bankruptcy should be filed just after closing to prevent a lawsuit from one of the creditors or if we should just go to court and settle the bankruptcy after a judgment has been passed. If we filed chapter 13 bankruptcy, what kind of percentage of the total bills do you usually have to pay on medical bills; or does it depend on your income and expenses? Help please! Also, will our credit cards (which we do NOT have a problem with) be taken away from us?
ouch says:
Ok, me and my husband are going to file for bankruptcy, most of the debt is medical bills. If my husband was collecting unemployment and then it ran out for two months and then he got a job, do they still go by the last 6 months? Even if he has a job. Just to clarify, We are below the median for our state either way we do it. Also if we are planning on moving (rent) should we do it before or after we file? The town we will rent in doesn't do credit checks to it doesn't really matter.
turg143 says:
Each WEEK we delay:
47,000 new people lose their health insurance
17,000 new people file bankruptcy due to medical bills
400 people die
Are these good reasons not to delay any more than is necessary to get the bill written and passed?
louisewoods1984 says:
I have about fifty thousand in medical bills that i will probably never be able to pay off. I don't own a house, but i do own a car. I rent an apartment for my living arrangements.
What could they do to me? Would they start to garnish my check? or pursue legal action?
Alun J says:
I have credit scores of 590(experian), 597(equifax), and 612(transunion). I have 13 accounts in good standing (5 of these are paid off accounts still listed) and 2 negative items on my reports. 1 of the negative is bankruptcy which was all medical bills and the other is I trouble with about 2-3 payments on one account over 30 days late. I kept in touch with the company because of an unexpected financial situation about 5 months ago.
I am back on track of paying everything on time and wondered what else I need to do to raise my scores.
Thank you!
My 5 accounts are closed, they are just listed as $0 balance, how much the account was, installment type, and the terms of each agreement. When account opened and closed.
Maggie says:
After filing bankruptcy because of medical bills, I purchased a new car in July 2006. My payment is 325.85. My balance is $11,883.40 and the payoff is June 2012. What amount extra should I be paying to pay this debt off in 2008 and in 2009?
turg143 says:
We have tons of medical bills and one is currently being garnished and I was wondering if you can file bankruptcy on medical bills? Our total is over 30,000 Please any information would be appreciated. Thank You
crzyinluv says:
My friends mother is un-insured and she got sick and was in our local hospital and was air lifted to Erlanger Hospital in Chattanooga, TN. Are there programs or groups that could assist her with excessive medical bills from both hospitals and numerous doctors. She is still un-employed and needs some help. The bills have been turned over to collection.
Vultre9 says:
Recently I had to go into the hospital, I was very sick..and needed a blood transfusion. The Doctor did so many tests..and now the bills are all coming in…the hospital bill alone was nearly $5000 alone..plus about 6 other bills..varying from 48 to 350 to 800 dollars. I don't have insurance as i can't afford it.
Bankruptcy right now is not an option..at least not yet..because i don't have the money..medicaid denied me..
what can you do when your medical bills are way more then you make.
Please no smart A$$ remarks…i AM paying my bills…but i don't make or have that much money anymore. (besides medical bills..which altogether total about $6000 or nearly, i have rent, utilities, etc..)
Any suggestions..or ideas or programs people know of will help.
I live in an apartment so i don't have a house…which means I pay a monthly Rent.
thanks guys for your help.
Lucas H says:
I know there are a million bankruptcies every year from medical bills but how many homes are lost every year?
Marlon P says:
Ok so I am wanting to get rid of my dept and I don't want to claim
bankruptcy. so I need to know what is the normal interest rate for
everything below.
$26,000 in medical bills
9,000 in student loans
and 6,000 in personal dept.
Mackenzie P says:
I am preparing to file a Chapter 7 Bankruptcy to discharge my medical bills of $57,000. I have no other debt, other than my car payment. What can I expect my credit score to fall to? Right now I have about a 700.
Ramblin Spirit says:
I filed bankruptcy on mostly medical bills. I had a heart condition at the time and I was constantly in the hospital. My insurance didn't pay much and left me with tons of bills. Hundreds of thousands worth. I'm better now and I'm 29 years old. I finally have the opportunity to go back to school and make something of my life. I want to do Accounting but from what I've read on the internet I will have a hard time getting hired because of my credit. Is this true? Would explaining my situation make much of a difference in an interview?
toysruslover says:
I am going to have to file bankruptcy this year. I know student loans can't be included but can I include medical bills when filing?
Yoshi says:
I have tried to keep up with payments to all these medical bills & companies but I have no more resources left to pay and now there are sending me to collection agencies and the phone calls i can take….is there any other things they do to collect?, take from pay check, put lien on me or house? Take my first born?
Keegan says:
My friend had a freak accident and has thousands of dollars worth of medical bills to pay off. He does not have medical insurance, so I was trying to figure out how to generally set up a fundraiser/benefit. Thank You in advance for your response. This means a lot to me.
stephen m says:
I want to know if it's legal possible for a prospective client to enter into a contract with a lawyer stating something to the effect of the client waiving the lawyers obligation to pay their medical bills before releasing the judgment.
Could such an agreement be legal when traditionally lawyers must pay all medical bills before releasing the judgment to the client. Assume the client knows the medical bills will be massive, doesn't want to pay them (anticipates bankruptcy a few years after collecting) – as such, has the lawyer sign an agreement releasing his obligation to pay the bills using the proceeds before entering a contingency agreement with the lawyer.
Michael K says:
My friends and I were talking about this and one of them said that all othet debts can be removed except medical bills. Is this true or can they get removed too?
Mc L says:
Should i file chapter 7 bankruptcy? I cant pay any bills on time because i have payday loans that take it all. Most of them are medical bills but there all in collections. I make roughly $2200 a month and i cant ahead.
nathan says:
My parents have unbelievable medical bills and of course they have insurance. But these insurance companies seem like they do not pay for anything. When you have cancer and heart ailments bills have added up over the years. Is there Help out there?
Chris R says:
My sister filed bankruptcy because of medical bills and had beard she will not receive a refund on her taxes? She filed chapter 13 which means her creditors are being paid off and they deduct it after taxes on her paycheck.
SteveO says:
if I am sick and really need it?
And how about my God given right to be forced in bankruptcy over medical bills?
What sort of person in their right mind would want to give up these rights that brave men and women have shed blood for?
Con Orpe says:
We had a bankruptcy, that consisted of unsecured debt because of medical bills that were impossible to pay. Now that it is over, we need to rebuild credit. Just wondering how in this day of no loans, etc. and people foreclosing etc. how do we rebuild our credit? Thanks for advice….
Death Knight says:
I have recently started a new job, and my insurance does not kick in until the 1st of August. I am normally insured but with the change of my job, I figured I would wait because private insurance is sometimes a hassle to get for a month or 2. Well 3 weeks into my job, I had to be hospitalized due to a kidney infection, low blood pressure, a heart rate of 120 BPM. Some how I had contracted E. Coli, so they had to move me to the ICU. My husband and I are both employeed and we make enough to make it by, However I am terrified of the medical bills that are on their way, because I was uninsured while I was in the hospital. I was wondering if anyone has dealt with a similar situation, and had some advice on how to negotiate my medical bills, or finding ways to pay them off? If anyone needs me to expand on details please let me know. I am eager to get some good advice! Thank you!
x_blind_x_gamer_x says:
My mother-in-law has major medical bills and is completly behind on all her bills, due to being in the hospital for an extended period. She filed bankruptcy less than 7 years ago.
Scorch Delta-62 says:
Ok so sorry this is a long and possibly complicated story but here it goes. In 2008 my grandmother got a car for my mom in her name. My mom paid everything for the car pretty much just didn't own it. Well in 2011 my grandparents filled chapter 13 bankruptcy mainly for medical bills and other miscellaneous things. They also included the car. So since about December 2011 they have been making payments on them in order to keep the car. My mom got a new car on her own so my grandma let me have the other car. At the time of filing the amount owed on the car was about 9 thousand dollars. They currently pay 400 a month for the repayment. Only 120 dollars go towards the car and the rest to their other bills. And their payments end in December of 2014. So my question is when the bankruptcy payments are over will she get the title to the car? Or does she still owe the remaining balance of 5 thousand or so? And also can you over pay the payments? Since I drive it I'd like to help pay it off.
Jason M says:
If you paid $ for the year to medical bills that insurance did not cover, how much do you need to accumulate to be able to claim the amount on your taxes?
rndmaktn says:
Wondering if they will take back pay to pay for medical bills incurred during the last year? Two open hearts, most were covered under indigent program. Also medicaid was pending but not approved.
Matthew S says:
I've never claimed medical bills and last year my wife had about 10,000 in med bills. Do the bills have to be paid before you can claim them on your taxes, or do you claim the unpaid amount? Are there any other stipulations I should know? Thanks.
Salam says:
I have some old medical bills that have gone to a collections agency. I have recently gotten into a position where I can pay the bills off, but should I pay the hospital & doctors directly or send the money to the collection agency? I would rather pay the doctors & hospital since I may need to use them again, but don't want to leave the old bills on my credit report. What is the best way to pay these bills?
krow147 says:
I have bad credit due to past medical bills. I'm going to pay my bills off but would like to know how long it might take to repair it?
heavenly sword says:
I was recently ordered to pay restitution in a felony battery case in Florida.I should have hired a lawyer but my financials didnt allow for that so im screwed and on probation for 3 years having to pay 400 dollars a month.I was defending myself but that is beyond the point now.My question is when i send my restitution payments to the state,do they go directly to the supposed victim or do they go to the hospital.The supposed victim has stated that he cant wait to start recieving his money and has no intention of paying the medical bills and he is the type of person that doesnt care if his credit is bad because it cant get any worse.Paying the restitution is going to be very hard each month but the thought of my family doing without while he has "extra spending money" every month in his pocket seriously infuriates and as a side note,his exwife is now my wife of 4 months and when he found out we were getting married was when he attacked me in the front yard claiming he only came to see the 2 kids they have together which of course he doesnt support but i do.Any advice would be appreciated.He said to my wife that he was trying to get a victims rights group to pay his medical bills but as of now i dont know if they approved and im not sure if the court is even aware if they are involved or not.
And to clarify,I was hit first but because of the extent of damage i was considered the criminal,its easy to say keep your hands to yourself but if someone is yelling at your wife and wont leave when told numerous times then punches you when you approach,its a different story.But i dont need a gun to defend myself like i can imagine some people do and considering this person was abusive to his family before they were mine he kinda had it coming.
Larry R says:
A hospital bill obtained while injured in jail still hasn't been paid. I have heard that the jail pays medical bills, but it still hasn't been covered and it is greatly lowering my credit score. What can I do to correct this error?
brincks26 says:
I joined the navy and am wondering if I can get my few medical bills or my 2500$ student loan from prior to joining dismissed? Just curious. Thanks!
joevsyou says:
Is it better to just not pay left over medical bills rather than bend over backwards to try to pay them?
balinderk2000 says:
I have medical bills that I am currently paying off (because I do not currently have health insurance) I am about to get married and my fiancé is in the army. Will Tricare cover the bills I already have?
Lia-lu-li says:
My husband had a $5,000 medical bill that ended up in collections before we got married. I have since made arrangements with the company to pay off the debt. Does anyone know if I can include these payments with the rest of our medical bills as a deduction on my taxes?
arronwrath says:
Over 70% of all bankruptcies are from Medical Bills!
Over 60% of that 70% had medical insurance!
What is the median value of the home they lost?
The median value of a home, in general, is $250,000. Is it the same for people in bankruptcy? Probably not because the rich 10% will be able to keep their homes.
Why the question?
The reason is the value represents why Banks and Insurance companies are fighting the Affordable Care Act. It is always about money.
To Richard England: I didn't take it down you reported it, and it was taken down. You are wrong, Bush passed the TARP bail out, not Obama, Obama passed the Stimulus, to get the economy started again after the banks stole all they could from the Middle Class.
kevindiking67verizonnet says:
can i dispute medical bills at all? What reasons are there to dispute items such as medical or paid off items. How can i get these removed?
ConfusionnaJob says:
I am asking on behalf of a friend that lives in California and I don't know the legal requirements and the person's lawyer hasn't made herself clear on how the settlement process works. Is there a rule of thumb, like a personal injury is equal to the amount of medical bills incurred. Is this money taxable?
superdork says:
I was rear ended in a car accident. The guys insurance company asked for all the medical bills and said they would pay, but now are holding back until I agree to a "final settlement"
NC Baller says:
i got hit by a car and my hospital bills came out to around six grand. what is the typical amount of pain and suffering i am entitled to? is there a certain percentage of the medical bills that i should receive as compensation. the insurance company offered to pay my bills and give me $1250 on top. is this fair or should i ask for more?
mavis24 says:
I recently ordered my credit report. I have 12 accounts in collections that are medical bills. I had health insurance at this time which is supposed to cover 100% of the cost. My question is what information from the health insurance company do I need to support my dispute?
Balla says:
I have been paying my child suport and over the last 15 years my sons mom has never asked for medical bills and there is no court order for me to pay them. Now all at once she is taking me to court to pay half of the medical bills from the past year. She says I have no rights to him and she is trying to cut my visatation done to nothing should I have to pay the medical bills. She works and makes 200 dolors more a week then I do.
clntvrrt says:
I have a few medical bills on my credit report but I here they do affect your credit and some people say they don't. Does anyone know the answer or can direct me to the correct website to get an answer. I am trying to clean up my credit but I don't know what to do about these bills. Some of them I can't even find out who to pay because it doesn't have a collection agency address/number to contact. Can anyone help? Thanks in advance.
Rishabh Bajpai says:
My ex-husband owes almost two thousand dollars for his share of my son's medical bills, and his new wife has sent me ugly emails, saying she will take as long as she likes to pay it.
He doesn't speak these days, as she does all the talking. When he did, it was very ugly anyway.
I had to pay a large part of my son's Dr's and hospital fees upfront before he could have his surgery, so it seems they should have to pay this back soon, but what is soon?
I emailed her the facts, just the numbers, dates, etc, but they love to fight so she made a big drama out of it.
I really don't want to do anything legal that would be upsetting to my son, and to me. I have been through a lot with them, and learned from counseling the best thing to do is stick to the facts, don't bite when they pass that hook.
They have written letters to my work to try to get me fired, spread rumors, etc.
My son is 17, and now knows where the problems lie, but it would still cause turmoil to take legal action.
Willie says:
I was sued for unpaid medical bills and they put a hold on my bank account so I requested a paper tax check. I called the number and it said my refund could be offset because there was one debt on my ss. I live in Ky if that makes a difference. Can they take my refund for a non government related debt? I'm going to call the number I was given as soon as they open I'm just curious..if they can take it can they take all of it including my EIC for my children?
ibjammin44 says:
I'm separated from my husband and funds are low. I have some medical bills that need paying. Someone told me I could apply for assistance. Where do I go to get this assistance? How do I qualify?
Hayden says:
I live in the state of Missouri and I have a large debt wrapped up in medical bills. ( a lil over 10,000) I have asked around but always get different answers. Can I file bankruptcy on my medical bills?
Nathan B says:
The family has already had considerable bills paid by insurance, large amounts written off by the hospitals, doctors who quit charging. Still they have more than $450,000 in unpaid medical bills from more than a dozen labs, radiology clinics, peripheral doctors, etc. The patient had auto-immune hepatitis, treatment caused bone-marrow to be destroyed, bone marrow transplant, chemo, then got this awful fungus that invaded her sinuses/eyes. More surgeries, near death for almost a year. On the mend, but facing financial ruin.
Jeracoo L says:
Last week, my grandma suffered a hemorrhagic stroke and has been in a coma since. She still has not waken up yet. I am offended that some family members have started to ask about medical bills. Do you think it is appropriate to ask such questions at a time like this?
uberfailz says:
I was arrested and detained for several months in the county jail. While I was there, my pacemaker failed and I had to have a replacement. Now that I am free, my credit is damaged due to unpaid medical bills. Isn't the state responsible for my bill or am I? If it is I that is responsible then why didn't someone talk to me about my not having income while in jail and file this under something for the state to pay?
Coffee t says:
I have overdue medical bills not covered by insurance and need help paying them.
Maggie says:
Who should pay my medical bills from a car accident i had.
Both policys have enough to pay the entire bill but both seems to be fighting over who should.
mrankinmatt says:
I don't have any credit card debt left but I do have some medical bills. Will getting a card now still improve my credit even though I have bills from before which I will pay off when I can?
Alun J says:
I have never had a credit card or anything. I just got a student loan this year and I dont start paying it back until 2012. I have quite a bit of medical bills though. Any suggestions?
skychi99 says:
My mom has mounting medical bills and can't pay but the hospital wants to sue him as well saying the prenup is only good for divorce, even though the prenup says their finances are seperate before and during the marriage. Who is right? Or is this a collection scare tactic?
He did not sign anything and in the prenup, it states they have seperate finances during the marriage and such.
JOHN KAISER PHD says:
I have a couple old medical bills and very low on cash. if one is $185 and the other is $220 how much do you think they will settle for. I've heard from one person that you can talk medical bills way down, then someone else said the opposite.. that they hardly go down at all.
Jack Bauer says:
I have just read a newspaper story saying how some victims of the blast are appealing for help with their massive medical bills. Surely the government will cover this as it was an seemingly international incident.
Jermaine J says:
I have a few medical bills on my credit report but I here they do affect your credit and some people say they don't. Does anyone know the answer or can direct me to the correct website to get an answer. I am trying to clean up my credit but I don't know what to do about these bills. Some of them I can't even find out who to pay because it doesn't have a collection agency address/number to contact. Can anyone help? Thanks in advance.
llb443 says:
I have to have a $25,000 surgery not covered by insurance. I'm thinking of cashing out my 401K and someone told me that you can do it tax free for medical bills. Is this true?
I'm only 25 so it's not like I can't build back up my 401K…
Scott W says:
Can you deduct medical bills, bills from your pharmacy and donations from your taxes? Does it have to reach a certain amount? Which tax form do you use?
Cpt Excelsior says:
We incurred large medical bills and tried to set up payment arrangements with Novant health. The only option they would offer is to charge us 12% interest on the balance if we couldn't pay it in full in 60 days. If we do not pay in full in 60 days, they will take us to collections. If we are making reasonable payments every 30 days on the medical bills and they take us to collections, how will that affect our credit?
Jeff says:
My husband and I are going to see about a USDA loan to buy our first home, however I owe about $2,000 in medical bills. Does anyone know if this will pose a problem?
nyyankees1123 says:
I have some medical bills from when I didn't have medical insurance. I noticed that TransUnion and Experian are no longer listing it in their report, but equifax is. They will is about 25K because it was emergency surgery. The deby is from 2004. i thought it stays on record for like 10 years?
dubmecrazy3 says:
I work a for a local bank in CT,One of my customers accumulated an outrageous amount of medical bills due to his son's illness. His Son has a rare type of cancer and the insurance company didn't cover the bills.
EzioAuditore1459 says:
The medical bills are in Texas. The deceased resided in Louisiana. She was 26 yrs old. She did not live with her parents but shared the same address
gail C says:
Cancer – How to pay the medical bills when your insurance is gone?
My mum is diagnosed with cancer and won't be able to work soon. Her insurance will last for three months after she stops working. How is it possible for my family to pay for the medical bills without any insurance? Anyone who has/had this situation, I'd appreciate it if you can share your experiences and advise on what can be done.
Thank you very much.
happyha31 says:
Do you have any suggestions? There are a lot of screens in medical billing software and I would like to buy a book that shows me what to do with every one of them. Should I buy a book that tells how to use a specific kind of medical billing software like Medical Manager or are there books available that tell what to enter into each screen of any kind of medical billing software. Most programs like Medical Mastermind and Medical Manager are similar.
Sophia C says:
I am actually looking for good information about medical billing software, I want know merits of the medical billing software. I need suggestion on medical billing software.
kerrin marz says:
I have health insurance but I still have tons and tons of medical bills because of problems with diabetes and bipolar disorder (and other things). I don't make nearly enough money to pay them off. What can I do?
encyclopath says:
I would like to know if there is anyone out there that does medical billing and coding from home that doesn't require a degree. If anyone knows legitimate places where I can do this please respond.
Gage says:
If you work in medical billing, do you have access to the general public medical records? I have a friend that works in medical billing and I get the feeling she is snooping in my med records.
DuckieM10 says:
I want to open a secretarial agency that provides medical billing and transcribing. does anyone know the best way to go about this,and how to you gain clients?
John G says:
I am a medical billing student in search of an internship. I am top of my class and very knowledgeable in this field. Unfortunately many students before me have messed up opportunities for current students like myself and I would just like to know if there are any avenues that I might not know about.
Orbit says:
I do medical billing from my computer in my home. It's so hard and I have to put in many hours. Does anyone have some advice on how I can do it faster or another company to work for that is better than the one I work for. I think I should make a lot more money than I do. Please answer .
morbiusdog says:
Hello, ive been searching for online colleges but they are really expensive, i live in Plymouth Ma, usa – Are there any good colleges you could recommend to me near my area for Medical Billing and coding, ones that are not so expensive. I want to go for my Associates Degree.
Zack Faria says:
someone is trying to sue me for medical bills, but I don't have a job at the moment. I want to know if I file for bankruptcy would i still have to pay for the medical bills?
Agent 47 says:
I don't know what the new laws are.
unsecured debt.
therundown2k3 says:
My daughter has unpaid medical bill that is now in collection. Insurance would not pay for this for whatever reason. I am the guarantor, as the insurance policy is from my employment under my name. She has no income. I had filed for bankruptcy and was granted chapter 7 discharge. The medical service was before my bankruptcy discharge. My question is if I can respond to collector that they can not collect this debt is it should have been my responsibility and I received discharge. Thank you
Alex says:
can you file bankruptcy on dr. bills and hospital bills?
Alun J says:
I had an accident, which was my fault. The car skidded in snow and i hit a guard rail. had to go to the emergency, had CAt scan and other tests done. I was recently laid off from my work and had no medical insurance. received a 60k hospital bill out of which only 15k was paid by the car insurance. applied for chairty care but for them i was making too much money, hence denied. Dont know what to do with medical bills. Is there any other resort beside bankruptcy? Thanks
Stevalicious says:
It's a 2 months course. In the state of New Jersey they pay between $15-20 for medical billing. I wonna know if they have a lot of medical billing jobs?
Gabriel Kenney says:
A friend of mine asked me to help re-do her resume. She wants to get back into medical billing and coding, and working with medical records. She has not done this type of work for nearly ten years. I'm thinking that with changes in technology and updates to medical terminology, she may have a hard time going back to the field. Should she return to school to refresh her skills?
Jamal says:
Hello there! I am a soon to be new mommy (Due in July). I am hoping to find someone with a little experience with making sense of all these medical bills! I really wish I had a friend in the industry, but unfortunately I do not.
I can't seem to make any sense of all these bills I keep getting from the doctor/insurance company, etc. Does anyone out there want to lend a helping hand to this confused little lady?? Perhaps we can talk on the phone? I have a TON of quesitons and have not even begun the phone calls to the insurance company yet! I'm afraid it is going to get MUCH MUCH worse once the baby arrives and if I don't get it figured out by then I'm going to be screwed!
My current health plan is Blue Cross Blue Shield….
Thanks so much for looking!
louisewoods1984 says:
last year my wife changed careers, we risked no insurance for 2 weeks, i had a heart attack in those 2 weeks, almost $120,000 i am doing ok, i have depleted our saving, sold my 57 nomad, and cashed in my life ins., to pay the bills. these "wolves still call everyday wanting me to increase my payment(to over $400 i have 2 different bills wanting this much) i cannot afford this, i haven't been able to pay my credit cards, they are huge now with all the late fees, i can barely put food on the table. i would like to keep my house. should i file bankruptcy and rid myself of all the stress? for my health's sake
ibjammin44 says:
Does anyone know if I could put my newborn sons doctors bills under my Bankruptcy???
Sergeant Pickle says:
I have a TON of medical bills, I went through this time of being very sick and went to the hospital at least 1 every 2 weeks. So therefore my medical bills are outrageous!
I'm a single mother currently trying to pay for a lawyer, and I work part time at Pizza Hut. The most I work every week is 25 hours! I'm in the process of finding a new job but as you can see I'm defiantly not making a fortune working there.
I figure my only option is to declare bankruptcy, I can't think of anything else. I have to do something before they start garnishing my wages! My credit is already horrible so I'm not too concerned about that but it still bothers me.
If you have any ideas on how I can get this taken care of please let me know!! Also if I do need to declare bankruptcy then let me know if they cover medical bills and how it all works. I dont know where to begin.
Gabriel Kenney says:
Recent medical emergency, resulting in a trip to the ER, before and after a trip to a Cardiac Hospital has shifted my husband and myself from being debt free in less than two years, to having now tens of thousands of dollars in medical bills that no way we can pay, we just don't make enough. Any advice in regards to filing bankruptcy, can they make us sell our home and become homeless. (live rural, so value isn't like Florida or something, most we could get is between 15-22 thousand for the property. Any advice would be so greatly appreciated…..
If my home was in Miami, it would be worth 40 grand, not here in rural America, home equity loan wouldn't even dent the medical bills!
you can't get medicare/medicade as easily as you think. I qualify for NOTHING….State of Tennesse canceled its TennCare program, so hundreds of thousands of us including 93,000 critically ill patients have no health insurance anymore!
SteveO says:
Who does not accept bankruptcy?
Goe122 says:
NC Baller says:
I have a medical bill that is in collections and I have to pay by today or they say they'll come after me. However, the bill is only my responsibility because the hospital didn't bill properly. I had 2 insurance plans and they didn't seek to bill either. It was an anestesiologist bill for a c-section – everyone else billed my 2 insurance plans, but not them. Don't I have some recourse? Do I have to pay? This has only come into my hands recently because my dad was trying to negotiate to spare me from the hassle. I had my son 3 years ago. Aren't they legally required to bill my insurance before coming after me?
lucasg615 says:
like if you get sick and you cant pay all the medical bills so now they go to collection…now what happens?? any info. will help, thanks
Sophia C says:
I have medical bills totally $31,000 (uncovered portion of the bill). I have a mortgage, a baby, and well….other life bills. I am a single mother. I am sinking!!
I don't have a lot of extras at all. NO cable t.v., Internet because I am in school online, never go shopping, no credit cards… But I think I may lose my home!!
Any advice for me at all??
P.S. I am so serious about this. Any wise cracks…please move on. You won't be funny to me at all….
I have a full time job.
Baby is adopted from family member who could not care for her. So no Child Support.
I have raised two other children (22 & 23)
Thank you again!!
Jonathan says:
I have been hospitalized 4 times in the 6 months and I have no insurance to pay for my bills let alone my 2 ambulance rides. I am currently unemployed seeking employment as a legal secretary but nothing as of yet. I was pondering whether I should claim bankruptcy because of my outstanding med bills and also, for the damage my ex has done to my credit in the past. I realize that since 2005, the bankruptcy rules have changed in favor of the creditors where it is harder to "wipe you slate totally clean" and instead have to repay in time, but I would rather wipe my slate clean and start over! Any suggestions would be greatly appreciated! Thanks for reading my question!
thinkthought says:
Lets say someone pays all their bills on time, but cannot make their medical bills, they pay car payments rent credit cards all on time, but their medical bills end up at a collection agency, does this ruin your credit score? or medical bills are not considered the same as the rest of your debt?
everythingisgonnabefine says:
I'm not quite sure what bankruptcy is, but I am writing a persuasive speech on Universal Health care, and I read some stuff about medical bills being a huge reason for bankruptcy..to make my speech more persuasive, I need to know what bankruptcy does to other Americans, and why it's bad.
soccermaster1 says:
im looking for a carrer, and i saw a medical billing and coding specialist. I I want a carrer that will be fast and easy to start and make good money. I want to know what i will have to do to become a medical billing/coding specialist?, what do they do?, and is it fast, easy and what is the job outlook?
Kevin says:
I would like to do schooling for medical billing and then get a job at home so I can stay home with my 9th month old. I was just wondering if anyone knows if it is a good decision or if it is not.
everydayGuitarist says:
Is this going to come back on me all of it? Can he do this. These are his bills we were seperated at the time these bills were acumilated. I did not know of these bills I recieved no medical bills in the mail.I was unaware.
shahrukh says:
Over the last 2 years I have been in and out of hospitals, 11 hospitals to be exact. Even after insurance I have well over $60,000 in medical bills. At one time I applied for medicaid, and they wanted all of my bills, the original, they wouldn't take copies. So I sent them in and never got them back. Now I remember what hospitals I was in, but alot of the hospitals have outside doctors and radiologists and such that will charge you an outside fee. I do not remember who they were, and they have stopped sending me bills. I have all different collection agencies calling at all different times and I am just a mess in the sense that I have no clue anymore who I owe what to. So my question is, is there anyway that it can all be pulled up on the computer? My mom said when she went for bankruptcy that all of her bills were pulled up on a computer and she did not need the bills. Is this really possible? I am considering bankruptcy so I'm trying to get all my bills in order but I have no clue what I'm missing, I don't want to go through the bankruptcy and find out after that I missed some and I still owe them money.
Sonny says:
my BF had surgery 3 or so years ago. He thought he had medical coverage at the time (according to his mother who lived out of state) but it turns out he didnt and he is now in debt over $20,000 at the age of 23…and has never even had a credit card…
what do you think his best option is here?
he doesnt have a great paying job, we are barely affording out rent every month.
can he file for bankruptcy or will that be a bad idea?
skychi99 says:
I need help. I am a single mother of four children and i do work full time. it is very hard for me to keep on top my current bills much more ,my older debt. ( which was created my me when i was younger and then i was in a relationship where he opened a lot of accounts and i was too naive about the importance of credit) I have bad credit and as much as i have tried to put money towards these accounts i always have to use it for something for my children or the home or the car. I am really looking for info on doing a bankruptcy.Is this my best option. I need to start over so that i can try and get things right this time.
I need help.
Agent 47 says:
Last fall i was hospitalized because of a suicide attempt. my insurance at first said they cover mental health, but then said that they dont cover suicide attempts.
Then over the summer, i went to rehab for chemical dependency. at first they said they covered up to $50,000.. but after i got out they said they only cover $25 grand and i'm fighting with them to even do that. the total rehab bill came to like $55,000. (YES i'm still clean : ) 7 months!)
i'm a 22 yr old college student making about $100 a week. theres absolutely NO way that i could pay that! can they do anything like freeze my bank accounts?
and does anyone know of any way that i could get some help paying it? are there like any foundations or anything that would help?
another option that i have is to declare bankruptcy.. but i dont want to screw my credit anymore than it already is. my fiance's credit is bad too.. so i dont know what we would do.
anyone have any ideas??? any help would be greatly appriciated!!!!
callofduty5123412 says:
I was thinking of going to school for Medical Assisting but don't think I can make it doe to my horrific spelling. How about the Billing and Coding area? Most of that is paper work and work on a computer, right? Thanks
Ryan Z says:
such as placing all of the burden on one parent and then divorcing and leave the other parent with all of the assests
Brian says:
My brother recently did some stupid things. He let his health insurance lapse and then he let an ulcer grow on his foot to the point that he had to have it amputated. There is no state health insurance in AZ and he is not working. My parents are letting him live rent free in a house they own, but he has no income other than handouts from them. Can he declare bankruptcy to not pay the hospital bill?
lets roll says:
My medical bill for appendix surgery was about $44,000. will it effect my credit reprot if I dont pay it?? I have no insurance, no madical..also, is there a way to pay monthly or I have to pay $44,000 at once?
sam N says:
I got a call yesterday from a collection agency and they said they were going to sue me if I didn't pay my medical bills? I can't afford much but told them I could give them $50 a month. Can they garnish my wages?
Armas says:
i was listeing to a radio commerccial and heard an add for a quick 3 month medical coding and billing certification course. i called the number and talked to the represetitive. Of course they made it sound really good, $1500 is all i need to start the course. I have $1500 on hand but i dont want to get into carreer thats not good. they want to call me back tomorrow while i decide weather i want to start the course. i recently dropped out of college after finding out that my major is cut throught industry thats not in demand. If i start this course and pass it will a hospital be more interested in my certification or how i went about getting it??
supernerd567 says:
I live on long island , ny and am wondering what does it take to qualify for claiming bankruptcy?I have no problems w/ credit cards it is all way overdue hospital bills w/no hope of pymnt plans it is way past that point, but i owe sooooo much.they currently for the past couple of years garnish my NYS tax return not my salary yet i think bec ause i change jobs often.am i eleiglbe?i just had twins and i can't even open a bank account i want to start over for my girls and start to be responsible w/my finances. what can i do?
crzyinluv says:
Two questions;
Do unpaid medical bills adversely affect your credit score? Do they affect whether you can get a job, loan, etc?
Also, whose responsibility are they? The insurance holder's or the one who accrued the cost?
So if I have surgery while on my mom's insurance and there is a copay of $100, do I owe the doctor that money or does my mom?
sam N says:
I am thinking about taking a medical coding and billing course I just wanted to know if it is hard
RichT says:
I have about $12,000 in medical bills and was wondering if I could include them in a chapter 7 if I decided to file.
Alina Elliott says:
I have an outstanding medical bill of less than $200. Their attorney is telling me I will be reported to a credit reporting agency is I don't resolve this. I thought medical bills were treated differently when it comes to credit reporting agencies.
Benihana says:
im trying to pay off some medical bills i have cause i have no insurance.people tell me only send them 10 a month they cant do anything to ya,,,well i tried calling to make payment plans they want 250 a month for8months,,i can no way do that,i told them i cant they wont budge.so i paid only what i could and they sent it to a collection agency,,,can they do that i thought if u paid something no matter what ever month that they could not do that???
diggn4richez says:
Two months ago while driving home from work i lost control of my car (brakes where not performing right) and i rolled my car 4 times off the highway. Went to the hospital found out i fractured a vertebrae, was sent home in a neck brace for it heal on its own. (that cost around 15,000)
Went back to the doctor to see if it had healed and no so now i need to have a surgery that could cost around 200,000.
My car insurance wont pay anything nor do i have any type of health insurance, also i have tryed local aggencies and have had no luck with help with this.
So after the surgery can i file bankruptcy and will it cover all these medical bills?
Plus what are the pros & cons of this & what would i need to do?
(I'm not working due to the accident so have no money to pay for a lawyer)
Thanks for any/all advice in advance.
D3ZZY says:
I would like only those who are working in this field to answer this….I am intersested in medical billing and coding and I am wondering what your opinion is on this career…how much do you make, how schooling is, etc…any info or advice would be greatly appreciated. thanks.
Adam says:
What are medical bills. If you have medical/health insurance would it pay for the medical bills or most of it.
Willie says:
I am a mom and I was curious about medical billing from home. I have 12 years of experience but I don't know anyone who does it but I have heard it was a good stay at home job. Please advise.
The Beatles says:
My husband had a car repossessed in 2004 and the balance owed on the loan was about 15K. He had a cell phone contract for about $600 and several medical bills. Is bankruptcy our only solution to resolve this negative history? I have no good credit and only medical bills outstanding.
We do NOT own any credit cards at all and have NO loans of any kind. The only bills we have are utilities(light, phone, cable, cells) and living(gasoline, groceries) expenses.
Kaden says:
I got a medical bill from the hospital and a bill from the ambulance I work park time and I was not covered my medical due to the household income of my father and sister that make a more than the limit for insurance. Is it true that unpaid medical bills don't affect you too bad on ur credit? I was told to not pay the medical bill by my friends mom who also has about 4k unpaid bills
From the hospital.
Mathew says:
I want a job that I can do from home so I can be with my kids so I thought about being a medical coding and billing specialist can some one please explain to me what I will be doing and how much you can make?
mal_functiongeo says:
I was talking to a friend who said medical bills cannot be turned over to bankruptcy. (that sentence doesn't sound right!)…. Recently I have a HUGE amount in medical bills. I cannot foresee any way to pay them and was considering bankruptcy until I heard this little morsel from a friend. Is it true?
That's what I thought! Thank you!
Checking with a lawyer Monday.
Matthew says:
I have quite a few as I was sick for a long time.
Muzahid says:
I'm about to have my first child and would like to find a job I can do at home. I read about becoming a medical billing specialist and would like to know, from someone with experience or knows exactly what they do, if the job is worth it even if it was just for a side job.
What I need to know:
Information on what they do
How much it costs to start training
If it is actually a legit job or a rip off
All info would be greatly appreciated. Also if anyone knows any other stay at home jobs that are actually worth it, please let me know what they are.
thexbox360player says:
I have three lawsuits against me right now. They are all unpaid medical/hospital bills that my late husband acquired (he passed away last month). The collection agencies are suing me based on the family rights act, saying that these medical services were for the benefit of the family (which I do not get because I never received any of the hospital services).
I have a lawyer and she keeps on pushing me to declare bankruptcy. The total amount that I have to pay is at least $27,000. I'm broke, but some of my family members are willing to loan me the money.
I'm trying not to resort to bankruptcy because I feel like others view it very negatively.
However, is bankruptcy all that bad even though my lawyer keeps on advising me to do it?
I want to sell my house and take out a loan to buy a new, much smaller house, but I'm afraid having bankruptcy on my report will not allow me to to do that. My lawyer says that I can establish my credit again, but I'm not sure if that will be enough to get me a loan. I am desperate. I've already talked to three lawyers. Please help, anything!
Jonathan says:
What exactly is medical coding and billing? Is it a good industry? Can someone really get certified from scratch in 3-6 months? Are courses really as cheap as $1500-$3000??
Lachlan says:
Why is medical billing & coding is still the highest paying career in health field? What is good about this career?
Ramblin Spirit says:
What is a good medical billing and coding school where you would be able to study at home. Either online or mail correspondence.
ericmreitz says:
How much do you have to pay on medical bills in one year before you can use them as a tax write off?
Joe T says:
Here's my question, is a Medical billing specialist the same as a medical biller, is it just a fancy title for the same position? I hope who ever read this doesn't feel offended by my question, but for example, when I was working at a Bank, tellers where tellers, customer service was customer service, banker was called a banker… then they merged with another big bank, and our titles changed, but the titles didn't change our jobs at all, just fancy handles, tellers are now Cash auditors, customer services is now sales and service specialist and a banker is a customer opportunity representative. No change in duties, no pay raise, just titles… The thing is I am a medical biller, and have been for a year, i asked my co-workers and they don't seem to know either.. I am applying at a hospital, but they are looking for a medical billing specialist, i read all the requirements and exceed all of them, but my worry is to show up for an interview and hear, wait, you don't have (whatever im missing) ?? you aren't qualified as a specialist, your just a biller! please, any and all info would help…
stingerms says:
Is medical billing a good job for mothers? does it really give you a average pay? Im curious! I have a 7 month year old baby but i want to go to college to study for medical billing and coding or just medical billin specialist. Im not sure though. Does anyone have that job so you can give me advice or tips about it?
because ive seen home jobs for medical billing but i want suggestions from people!
arronwrath says:
i have heard that medical bills dont usually count against your credit for a lot of things … is that true?
(i mean i know they are on your credit report, but i hear that people dont really count it against you sometimes?)
United says:
I'm looking for virtual (or at home) medical coding/billing employment. Please post if you know of any companies offering such positions.
encyclopath says:
Hello- Recently in the past 2 years I've racked up about 4,000.00 in medical bills due to surgery and birth/delivery of my son. Well With moving, my husband being laid off of two jobs back to back and the rise of prices of gas & Ect… I havent been able to make payments regularly so it was sent to a collections agency. Well I dont want to get taken to court for not paying these bills so I was wondering if there was anyone out there who knew of any financial assistance for medical bills or what not. I have heard about a medical spend down but I cannot find any information about it. I appreciate any suggestions or advice. Thanks
Pacman says:
I'm just looking for some advice on some recent medical bills. I contracted a staph infection and was hospitalized in late May this year. I've finally been cleared but now have alittle over 72 thousand in medical bills. At the time I contracted the infection I was unemployed and had no medical insurance. I'm about to start a new job at the Kia plant in West Point, Georgia. Its a pretty decent job but I don't see myself being able to pay that much in medical bills out of pocket without paying on it the rest of my life and probably leaving my family with debt long after I'm gone. Maybe someone can offer some advice thats been through a similiar situation. A few people have suggested bankruptcy but I'm just not familiar with declaring bankruptcy and would like to avoid it if possible. I tried to file for medicade but I'm almost certain it will be denied since I'm about to start this job. Do I have any other options besides bankruptcy at this point? Another thing all the bills are split up between probably 20 different people I was in 4 different hospitals so I wouldn't just be paying toward one single bill but to multiple bills with different places. Any help or advice would be greatly appreciated…
rndmaktn says:
my wife has like 35 grand in unpaid medical bills our health insurance is from my employer can i be heald responsablefor these bills and have my wages garnished etc
Myles says:
i start a medical billing course at the end of this month and i was just wondering if anyone out there does medical billing and if the enjoy it or not ? i also wanted to know how hard it is to find a job in this field the school im enrolled in tries to place you once you finish but i just wanted someones advice from their experience
JOHN KAISER PHD says:
Does anyone do medical billing and coding for a living?
What are the pros and cons?
Is there a lot of stress involved, i.e. having to do something in a very limited time?
Joey 01 says:
I was in a car accident in 05. It's been five years now. Just yesterday I accepted a $25,000 dollar settlement. My medical bills are several times that amount. There is no way I can pay them off. After five years of court date after court date.. depositions.. paper filing and two lawyers. I'm sick of it. And even though I will have to live with my injuries for the rest of my life.. I'm sick of fighting and want to put this behind me. So I accepted. My lawyers told me in the beginning to expect $200,000 or more due to my injuries and the nature of the accident. But the case got more and more twisted as time went on and now the insurance company just wants to take me to court.. where I could walk away with nothing.
This is my question. . I kind of asked my lawyer this. He said that the only bill that I HAD to pay from the settlement was to a hospital due to a lien? Then I would be down near $15,000.
Anyways. I'm twenty-one years old. And don't see how I am ever going to get these bills paid. My question is:
Can I spend the money and then file for bankruptcy? Or would that make me ineligible?
I want to use the money for schooling and to fix up my parents house. I don't think it's wrong of me to do such a thing. I have suffered for five years now with major back injuries and severe PTSD. I deserve to use that money how I please.. right?
Let me edit something. Before I ever looked into a lawyer the insurance company offered me $23,000 dollars. I then began to look for a lawyer. When I found one and retained him. It was in the contract that his cut would not leave me with anything less than $23,000 dollars. So he is actually only going to get $2,000 dollars from the settlement. The lein from one of the hospitals is $8,000 dollars. That leaves me with a check for $15,000 dollars. My question is.. if I spend the money can I file for bankruptcy? I haven't signed the papers yet. The problem with this whole case was that my lawyer hasn't been able to prove that the farmer was negligent. His cows got out of their pasture and .. in a vehicle.. I hit one. It came through the windshield and smothered me. Most of my bills are for PTSD.. which i've been told is hard to sell to a jury.
The Villain says:
I just had a baby,so I planning on working,but I want to stay home with my baby.
I heard That you could do medical billing at home.
My question is How can I get to do Medical Billing at Home ?
I'm a Certified Medical assistant..
Thanks !
Sergeant Pickle says:
Can somebody help me understand what medical billing and coding is? How it works?
krow147 says:
I would like to start a career in something and heard about medical billing from home. What exactly is it? What does it consist of and how to i go about doing this?
Gamer959 says:
I was told by a lawyer that I am judgment proof. I am $12,000 in credit card debt. One of my cars is owned by my boyfriend who makes the payment but it is in my name. What will happen to his car if I file for bankruptcy?
dubmecrazy3 says:
i got a problem, i was hurt during work and now i got a settlement of 15000 and my lawyer will get 5000 and my medical bills are 50000, my lawyer said that the medical bills will be paid by the worker comp and the worker comp will charge me like up most 5000 and my lawyer ask me to sign the settlement, but my quoestion is that does the worker comp really pays ur medical bill and charge me up to 5000. it happened in philadelphia, so anny suggestion sign or dont sign
was hit by a car
i was on a bike and got hit and witnesses saw me goin trough a red ligh
i was delivering food and if i was wrong to cross the street through the red light am i still covered and i work under the table
so should i sign my release form and let the taxi insurance company pay me my 10000 and the worker comp will get like 5000 off me, my lawyer said i was self employed and i got some letter from the worker comp to give me money but afeter a while they denied it, i dont know why
alberto s says:
My spouse is opening a medical Business and wants me to do the medical billing. What certification do I need and what schools a good for on-line.
Do I need 1 course or more. My spouse just wants to sign up with a medical billing company but why do that when i can learn it and do it myself. I just want to make sure I get whatever I need so his company does not get into any trouble because i don't have the correct certification.
Matthew says:
Should my boyfriend file bankruptcy? He has $60,000 worth of debt, mostly medical bills from a car accident and appendix surgery. He said he checked it about 6 months ago and he had a credit score of 560.
I have really good credit, if we get married will it affect mine? We were both wondering this, we want to buy a house.
Wooooody says:
I have a question for people who work in the medical billing field. Over the past six months, I've seen many postings here from people who claim that they've had medical bills sent to collection agencies when they were never billed by the healthcare provider first and had no idea they even owed a balance.
No doubt, some of these claims of ignorance are self-serving. But I see them so often that I have to think that there's some fire amidst all the smoke. So I ask you: are healthcare providers' billing functions (I know many use third-party billing companies) so incompetent and error-prone that they send bills to collection without even billing the patient first??
musicistabest says:
My wife and I are about $500,000 in debt. 95% of that is due to medical bills. My wife has several medical problems that will never go away. So if I file bankruptcy now I'll have new medical bills to put me in debt again. If I don't file soon I'll be garnished. We are trying to get disability filed for her but it takes quite a long time and even when she gets it they wont give her any medical coverage for two years. I never dreamed that I'd be in this spot. To make matters worse I've been on workman's comp for over a year. I had a back surgery in Jan., '09 that failed and comp, in their infinite wisdom is dragging their feet in getting it corrected. So we are surviving on $550 a week. I see no light at the end of this tunnel. I guess we are the poster children for health care reform. I've searched all possible solutions that I could think of.
Erfan says:
okay will any hospital train me in medical billing
Melanie says:
I was hoping someone who works in medical billing or is going to school for it could give me some insight. I've been told multiple times by different people that it something they think I would be good at.
I'm incredibly organized and have great attention to detail. I'm good with computers, such as Microsoft Office and a variety of programs, and I type about 65 wpm average. I'm not so great with people – I've been doing customer service for many years now and it's something I really don't like doing.
I was looking for someone to tell me what would be good to have for this career (like being organized, detail oriented, good with computers, etc.), what the job entails, how long you have to go to school for (and the approximate cost if you have that information), or anything else you think I should know.
Keegan says:
If you live in the USA, came to Nigeria to work as a contractor.. then try to go home but for some reason someone hits you so u can go to the hospital? why is it so much to pay for medical bills and so high to get medicines?
John G says:
I was in a car wreck a few days ago. No pain then, but now I'm having back and neck pain. I have no health insurance, but the accident was not my fault. Will the at-fault driver's insurance pay for any medical bills I might get if I go to the doctor?
Thanks everyone so far. I'm going to the doctor regardless, I was just wondering how I needed to go about it. I was pretty sure I would have to pay up front, and I didn't know if I could be reimbursed. The only reason I want to go is because I am having bad back pain, and I want to make sure I haven't got a slipped disc or anything like that. I'm not gonna just go and rack up bills, lol. Anywho, thanks.
Andre says:
Question… Hubby had an appendectomy and the hospital bill is $32000 and the hospital refuses to go any lower than $250 a month, which we just cannot afford. So we're thinking of filing chapter 7 bankruptcy (for the medical bills)…..
will that affect our foster care/adoptive license any? We're perfectly able to pay our other bills etc, its just that medical we cannot. We will soon have medical insurance so this is not an issue again.
No, we are not using a medical card. He went into the ER after being in severe pain for several days and had to have his appendix removed which was about to burst. We were only in there for about 6 hours.
GI jane: Actually you do not seem to know what you are talking about. Already spoke to the "professionals" about it and they dont see it that way at all over a MEDICAL BILL. (We already have adopted and about to finalize on another as well as another placement about to happen)
If all of our bills etc were behind, yes that would be true, but the only thing there is an issue with is a outrageous medical bill. We have no problem with ANY of our other bills, I even have great credit right now. Also, we are correcting the issue of insurance so this problem does not arise again.
Our children are very well cared for and have much much more than just the essentials.
Ive only used yahoo answers a few times before, but its the same each time… people with no clue try to answer things they know nothing about.
Erin: It is not REQUIRED in our state to have health insurance. It is not that we cannot do the $250 but it takes away so much from our family activities etc and could cause issues with other bills possibly, As for medical insurance, already getting it… foster parents in our state can get medical insurance for only $30 per person per month! Extremely affordable. Unfortunately, we found out about that after the appendectomy.
So yes, we can afford things for our children etc. The big problem here with answers is, depending on what amount of money your used to and how you manage your finances it makes it difficult for those with a "lot of money" to understand how having less is still fully function able. Keep in mind, area you live in, how you shop etc is almost the main bit of if you have enough money.
No matter how much money a person has, if you get a large medical bill this is what can happen. It has nothing to do with if you can afford your children.
Michael C says:
I have a B.S in Psychology, an M.S. in Health Admin but I'm currently at home with my 2 girls and haven't worked since 2004. Both children will be attending school shortly and I'm trying to figure out what best route to take getting back into medical billing. I've contemplated taking the CCS-P exam but not sure it's worth it. I'm also hoping that there is flexibility with this field and that it is a needed field in this dire economy. I don't want to go back to just be struggling all over again. I've even contemplated going back for an accelerated RN but not sure I want to go back to school for that long. Any advice is greatly appreciated.
I'm not located in a great area for medical IT which is where I prefer to be. I live in NW Georgia and IF I were to return to my field, I'd have to commute to Atlanta and at this point in my life, that type of stress and aggravation is not worth it. The opportunity for work is what's most desirable for me since I want to be home with the kids after school and be flexible with schedules and such. I know I'm qualified for more but at that point, I'm not sure what is available for me where I live.
The Villain says:
Has anyone had a good experience learning medical billing at a college or university in the New York city area?
Xedo says:
I'm thinking about doing Medical Billing for a job, and I wanna know if it's an career enjoyable?
Scorch Delta-62 says:
I am thinking of taking a career diploma course in medical billing at Ashworth College.
Is a career diploma a good idea to add to your resume?
And do you know if medical billing really difficult?
LN13 says:
im looking for a good school or program for medical billing in new york. i live in brooklyn and will travil into the city. i looked at alot of places but after a wile they all look the same.ive been told by a cople of people its best to go for med assistant cause it covers more.i think it might be bust to stick to one thing.any med billers can you tell me what you think.do you like what you do.and what school did you go to.
mrankinmatt says:
Will the hospital turn us away because of the bankruptcy?
ericmreitz says:
I have unpaid medical bills whilst in the US. I was incurred a bill of 1700USD however, did not have that on me so I only gave the receptionist what I had on me – 70USD. The guy took my passport and made a copy of it and then let me go.
A year has passed and I have not heard from them or received an bill through the post. Have they written this off?
Also, I am travelling to the US soon and was wondering whether this will flag up at immigrations?
PS. I am from the United Kingdom. Thanks all
I assume interest will be added on top, bearing mind I have not heard/received anything from them for over a year.


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Overview | Internship Positions | Qualifications | 2013 Application
The Early Selection Deadline for applications is Friday, March 22, 2013. The Final Deadline is Friday, April 5th, 2013. Applications will be considered as received, so early applications are encouraged. Please complete the application below and send a current resume to firstname.lastname@example.com. You will receive a confirmation email when your application is complete.
Summer 2013 Available Internship Positions
Below are available internship positions for Summer 2013. Project specifics will be discussed in the interview stage. We are interested in placing interns in the correct position according to skills, experience and interests and accomodating special requests.
Several of our internships, such as the Summit Planning Internship, will potentially be extended into the Fall academic semester.
This list will be updated as additional positions become available.


text:
If you are a participant in the AFLFanPoll, what 8 teams were on your pre-season ballot?
Views: 695
ya i think they are pretty underrated so far. but thats ok i dont really mind them surprising some people when the season starts.
Ty Thomas said:
Ok. I hadn't seen anyone else put them in the top 8. I saw others showing at least a slight bit of putting their favorite team a spot or 2 higher than they belonged.
iron mike said:
no i legitly think they are going to be good this season. with the QB spot finally solved thats a big step, Gino had the 6th best QB rating in the league during the games he started and even with last years team he managed to turn them around and they won the final 3 games of the season with him starting. now we have one of the best O lines in the league so he can sit back and pick apart the defenses. hopefully. also we have a lot of our defense returning and we had one of the best Ds in the league last season. so im a lot more confident this season. (last off season i was scared i thought we would win about 4 games...)
Ty Thomas said:
Do I sense a bit of favoritism with that #5 spot? haha
iron mike said:
1 Arizona
2 philly
3 san jose
4 san antonio
5 milwaukee
6 chicago
7 orlando


text:
As teenagers, we all entertain the idea of replacing our high school beater with a real car. Alas, for many of us, we are left waiting a few years until we have the disposable income to replace the rusty Pontiac Sunfire we learned to drive on with something more impressive. Maybe a hot hatchback or perhaps a gently used, entry level luxury sedan. A pair of 19 year olds in Santa Rosa, CA, though, just couldn't wait to pick up their very own "cool" car, so they did what any idiotic teenager would
McLaren MP4-12C
California teens rent McLaren MP4-12C using stolen credit card [UPDATE]
- Brandon Turkus
- Jun 9, 2014
McLaren MP4-12C flies through Utah backcountry with camera in tow
- Jeremy Korzeniewski
- Apr 3, 2013
McLaren MP4-12C takes America by storm
- Noah Joseph
- Feb 16, 2012
McLaren MP4-12C avoids gas-guzzler tax, U.S. deliveries commence in January
- Autoblog Staff
- Nov 11, 2011
McLaren MP4-12C avoids gas-guzzler tax, U.S. deliveries commence in January
- Noah Joseph
- Nov 10, 2011
McLaren releases montage of MP4-12C lapping 'Ring in 7 min, 28 sec
- Zach Bowman
- Oct 24, 2011
McLaren F1 successor begins testing
- Noah Joseph
- Oct 18, 2011
McLaren MP4-12C celebrates second-quickest Power Lap time on Top Gear
- Noah Joseph
- Jul 11, 2011


text:
CHICAGO -- The United Center wasn't real busy on Sunday morning.
The host Chicago Blackhawks opted not to skate and the visiting San Jose Sharks only had a handful of players slated to go through drills before Sunday night's game (7 p.m. ET, NHL Network-CA, CSN-CA, WGN) -- after dropping a hard-hitting 1-0 game in St. Louis Saturday night.
The Sharks, who were without defensemen Douglas Murray and Jim Vandermeer because of injuries, continued to struggle on the power play, going 0-for-6 with the man advantage. The Sharks have just one power-play goal in their last 26 attempts.
San Jose actually drew two early power plays against the Blues, but weren't able to convert. Sharks coach Todd McLellan, who made some adjustments to the power play in the Blues game, said he will address some issues on the man-advantage in a quick team meeting on Sunday.
"We can be as fancy as we want, but if the puck never goes anywhere near the net, you get nothing out of it," Sharks coach Todd McLellan told the San Jose Mercury News' David Pollak. "Like any power play, when it's not going well, we'll talk about simplifying. We'll talk about shooting the puck. We'll talk about crashing the net and getting it back."
San Jose (15-10-1) also has one of the lowest-ranked penalty kill percentages in the League at 74.4 percent (17 goals allowed in 95 attempts) -- and that number is up thanks to killing off four of five Blues' power plays at Scottrade Center Saturday.
Chicago's penalty kill isn't much better. It's ranked 27th just one spot ahead of San Jose. The Hawks' power play, however, is ninth in the NHL and clicking at 19.4 percent (21 of 108).


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Until now, firm release date for 2012 Acura MDX is not been released. It can be expected to be out on late 2011. Otherwise, it will be out on early summer. The new 2012 Acura MDX is having advanced features. It comes with major changes with that of earliest 2010, model. Let us look on […]
Posts Tagged '2012 acura mdx prices'
2012 Acura MDX
March 19th, 2011 Veenay Info


text:
After Dishonored's first big bit of DLC,which we felt lukewarm about, eventually, we were about to get some story-driven missions. For $9.99 or 800 MS Points, Dishonored developer Arkane Studios returns with much more than simple filler.
The Knife of Dunwall not only gives some backstory to the campaign, but lets you play as Duad, the man who killed the queen and caused Corvo's adventure of redemption. However, Duad's in search to make amends for his deeds in the backstreets and hidden underbelly of Dunwall Corvo never dwelled in. This is on top of Duad's unique array of items and abilities presented in the side story, which you'll be able to use toward Duad's fate at the end.
"After assassinating the Empress, and forever changing the fate of Dunwall, you embark on a search for redemption. The Outsider reveals the key to your atonement, but who — or what — is Delilah?
Accompanied by the Whalers, your loyal band of mercenary assassins, your search will take you through never-before-seen districts of Dunwall as you face off against new and terrible foes. Employ a unique arsenal of new weapons and powers that enhance Dishonored's dynamic combat, mobility and stealth systems. In the struggle to hang onto the last shred of your humanity, the choices you make will ultimately determine your fate"


text:
Congratulations to Adrianne B. from Las Vegas who won the:
$250 summer shopping spree!!
Adrianne can pick anything her heart desires from our online jewelry store–and we have more than 1,800 products to choose from! If you missed it this time around, sign up for our newsletter or "like" our Facebook page to get updated with our future contests and giveaways! Here are some of our oh-so-pretty earrings, bracelets or necklaces she can take away with her shopping spree:


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December 1, 2015
People inside a Grand Junction residence were assaulted during a home invasion robbery early Tuesday morning. A total of 5 people were arrested in connection with the robbery at a home in the 2100 block of north 26th Street just after midnight.
In custody Tuesday were Grand Junction residents Derrick Byrd, 36, Richard Byrd, 37. Also 27-year-old Robert Adams, 24 year- -old Dennis Green and Wilmer Stevens, 31, from Clifton.
The five home occupants, including three men and two women, tell authorities the five suspects forced their way inside the house and got into a disagreement over furniture. One of the occupants had a shotgun, which was wrestled away from him.
Police say he and the two other occupants were physically assaulted before the suspects left the residence. Their vehicle was spotted shortly after the incident at 2901 Patterson Road in Grand Junction.
All 5 men face a variety of charges including robbery, burglary, assault and menacing.
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Costumed dancers provided entertainment at Oktoberfest 2012 sponsored by the Chester Lions Club.
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The Chester Lions Club helds its 14th Oktoberfest recently at Chubb Park.
The event included authentic German fare such as bratwurst, smoked pork chops and potato salad plus plum cake, beehive cake and apple strudel. There was also specially brewed Oktoberfest beers.