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194 comments found.
this is one of the WORST support I have experienced by any Theme Developers… It was my mistake that I read similar issues of support from previous buyers, but still bought this theme… I strongly recommend everyone NOT to consider buying this theme… in hours of installation, it CRASHED, and there is NO response to my repeated request to rectify that…
Hi ideasinf,
First of all many thanks for your purchase, we truly appreciate it!
Now regarding your comment, we think that you don't need to speak in that way. If you have any problem with the theme, we are here to help you, but, like we have announced in our Profile Page
"Support requests are being processed on business days from 14:00 to 19:00 (GMT +1) within 24/48h in the order they were received."
So, please have a little of patience and post your question on Support Forum and our support team will see what's happening.
If you already post your questions there, our support team will answer your questions as soon as possible.
Best Regards
Its laudable, that you can suggest me "not to speak in this way, and have patience, because its a weekend"… please see your Support Forum, where you have answered and resolved queries of buyers who posted their complaints after me… and mine is still NOT addressed, answered or resolved. This is NOT customer-service. If you are encountering a problem, or working on it, at least REPLY and keep us INFORMED that you are working on it… Until NOW there has been ZERO response on my query from your end… while you have addressed other queries, which were posted after mine…
All your questions were answered on our support page. Regards
I have a problem with IE8,IE9,IE10,IE11, the main menu, logo and lots of the things is not working properly on home and inner pages, what m supposed to do, reply asap
Hi tali62,
Last time that we check the theme, he didn't have any problems on internet explorer (unless certain features don't work in the same way that in other modern browsers).
Anyway we will check it again and return here to give you a feedback.
Best Regards
Hi! Like some others, I also am not able to get the contact form working. I have entered the correct info and after sending message with the form it says "message sent successfully" but the message never arrives.CODE HERE: [contact_form email="email@example.com" subject="CUSTOMER ENQUIRY" name_error="Please enter a valid Name" email_error="Please enter a valid Email" message_error="Please enter a valid Message" success_message="Email sent successfully" unsuccess_message="An error has occurred"]
Have i done a wrong setting or is the contact for just wrecked? Please don't just tell me to use another contact form plugin…
Hi alphapress,
Of course you don't need to use other contact form plugin! Our contact form shortcode is working well, maybe it needs some small adjustments due to some especification in some servers.
Please post your question on our Support Forum and our support team will see what's happening. Provide us the access to it, site link, wp login details and ftp account, in case we need it.
Best Regards
Hi there, i wanted to know whether,
1.whether you can change the green colour layout to any colour of choice
2. Place a 180×180 logo
3. Is it easy to make the animation header as a beginer like myself to html coding via wordpress
4. Can i place 8 or 12 recent work on the homepage instead of only 4
btw the template looks awesome, and well put together congratulations . How long did it take you guys to make the template and how many people worked on it
Hi ShaieDesigns,
Sorry for the delay to answer your comment, but we have a lot of work!
So, regarding your questions.
1/2 ) Yes you can
3) Yes it's no so difficult to do, check some tutorials at coddrops
4) Yes you can. If you choose the recent projects without slider you can choose how many projects you want to show, and how many you want per line.
Yop this is a big project, 3months of hard work
Best Regards
Thanks, i wanted to also ask, cause im having problems with sizing the recent project thumbnail. Whats the actual size of thumbnail, cause everytime i upload an image its either stretched, or doesnt fit properly in the thumbnail. Also, whenever i try to enable the twitter scrollbar, my page becomes white and displays nothing, i entered the right twitter api details and twitter username url, but still nothing
Hi ShaieDesigns,
Many thanks for your purchase.
For a more effective support, please post your questions on our Support Forum and our support team will be happy to help you.
Best Regards
Hi this theme its great! have a question. I can remove the home slider and replace it with another from code or Childtheme?Example: http://i43.tinypic.com/msk6zd.jpg
Bad Service !
Hi marketerone,
Sorry for the delay to answer your question.
What you need from us, we don't understand. Please check the image that you passed us, she have a corrupted link.
For a better support, please post your question on our Support Forum and our support team will be happy to help you!
Best Regards
Hi, I have this problem:
Warning: require_once(/home/public/internet/novaprint/mia/wp-content/themes/zap-installable/lib/functions/general.php) [function.require-once]: failed to open stream: No such file or directory in /home/public/internet/novaprint/mia/wp-content/themes/zap-installable/functions.php on line 120
Fatal error: require_once() [function.require]: Failed opening required '/home/public/internet/novaprint/mia/wp-content/themes/zap-installable/lib/functions/general.php' (include_path='.:/usr/share/php:/usr/share/pear') in /home/public/internet/novaprint/mia/wp-content/themes/zap-installable/functions.php on line 120
Can you help me?
Hi miapontano,
Yes we can, please post your question on our Support Forum and our support team will see what's happening. Provide us the link to your site and the login details. Use the Private Text.
Best Regards
This theme does not support filter by category at a blog page. The most basic thing is not included. Very dissapointed with my purchase. Not to mention that this theme is not easy to work with. ZAP should be removed from themeforest. Sorry guys
Sorry if is not of your liking. We try to do our best. Thanks for your purchase.
I agree with the other owners that the support is far from good. The recommendation was to get support from Designare's support forum. I go there they say come back to themeforest and download version 1.3 of the Zap theme; well on themeforest there is only 1.2 available, so what am I supposed to do now?
My site has multiple issues because 1.2 is very buggy and these guys are dancing around the issues, tossing out apologies, rather than growing a pair and dealing with it.
..frustrating. I will not purchase from these guys again.
Hi anansi23,
Thanks for your purchase.
Regarding your comment, we truly sorry about this misunderstanding, and we apologize too for the way our support team dealt with the situation with you.
Please send an email to firstname.lastname@example.com with your questions and we will address them personally.
Thanks for your understanding on this.
Best Regards
How do I get rid of the + sign in the top right of the website?
Hi huntingsquare,
Thanks for your purchase.
You can disable the top panel functionality on the Zap Options -> Top Contants -> Enable Top Panel
Best Regards
There is carousel for Recent Projects There is carousel for Clients
But I cannot find how to make custom carousel for products from Woo commerce, is there any option to make custom carousel to feature 4 products on home from Woo products?
Hi ivancosic,
Thanks for your purchase.
The wooCommerce plugin already have that. Try the recent products shortcode.
Best Regards
Having trouble with my website
I'm getting the error: Warning: Invalid argument supplied for foreach() in /home/chalad/public_html/wp-content/themes/zap-installable/functions/admin-shortcodes.php on line 1333
Please help!
Hi Chaladmarketing,
Many thanks for your purchase.
This is a strange error. Please post your question on our Support Forum and our support team will see what's happening. Provide us the link to your site and the login details.
Best Regards
Hey there,
so far I had no issues with your nice template but I wonder which code I have to remove to get rid of the "Slide-Down-+"-Feature on top right. I don't want to use it so I would like to remove it.
Thank you very much for your support in advance.
Bye Ben
Hi Ben,
Many thanks for your purchase.
You can disable that feature on Zap Options -> Top Contents -> Enable Top Panel
Hope that's help!
Best Regards
Thank you very much! Works fine now!
Does the theme support wordpress 3.8 ? Can I update WP without any problems?
Hi benediktator,
Yes it's compatible with the latest version of the wordpress
I have been trying to get a simple answer since week and a half and never got a reply. I got a reply to one question fair enough. But my client is asking to simply link some copy and icon to contact page and nothing. All the other themes I have bought have been pretty good in response. Your themes look good but support is not. Which leaves me looking like a fool.
Hi keano,
Sorry for the delay to answer your question. One of our team member take a few days out of the office and we are not able to answer all the requests from our buyers in normal time.
All is running well now and your question will be answered right now.
Thanks for your understanding.
Best Regards
Hey, quick question. Your short code for contact form does not allow to send a from email address, so whenever an email is sent from that form it says <> as the receiver, which is not ideal since there is not email address to answer to.
What should I do?
Thanks, Mika
Good morning. Thanks for your work. I just installed your theme in Wordpress 8.1. If I turn on Top Panel, but I cross my widget does not open. If I disable the cross remains. How to remove this cross and this function without using the ePanel because it does not work. thank you
Another question please : can you tell me how to use LayerSlider Wp without taking all the width of the page. I indicate a width of 1000px and puts an image 1000px wide but it remains in full screen width. The boxed option is not aesthetic.
Hi again arnolyon,
You can check the documentation of the Layer Slider. You can find it inside the download package -> Plugins -> Layer Slider -> Documentation.
Best Regards
This is a great theme, can you please advise how to change the theme to the boxed version. In admin I have tried to do this, however it does not change to the boxed version. Any advice would be appreciated.
Hi antoniomac,
Many thanks for your purchase.
Yes you can change the site layout in the Zap Options, Body Layout Type.
All the support for our themes is conduced to our support page. If you experience any issue there, please post your question on our Support and our support team will see what's happening.
Best Regards
One of the worst support in the age of internet world.. they are just keen to make money and not to give support we have asked queried many times but they never seems to answer and when they answer here they say raise a ticket on our domain and if we raise ticket there, same problem.
i have already raise a ticket here http://support.designarethemes.com/?topic=zap-theme-falls-over-with-various-syntax-error and waiting for the answer since long.
can you please help?
Hi FireDaemon,
Thanks for your purchase.
Sorry for the delay to answer your question. My support team will answer your question asap.
Best Regards
Good morning.
Congratulations for your work.
I want to know how to translate with WPML : Subscribe our Newsletter ENTER YOUR EMAIL HERE Subscribe button Send button in Contact
Thanks a lot
Hi arnolyon,
All the support for our themes is conduced to our support page. Please post your question on our Support Forum (http://support.designarethemes.com) and our support team will be happy to help you.
Best Regards


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Thanks to our 18 contributors for their support! This is a big game with big and new features. We may be almost as far from our minum goal as we started, but our efforts will be to bring our 18 contributors an immersive scifi horror experience. We have released the normal alpha which has taken me almost 4000 hours, but as i said before, Ghostship is designed for the rift. Although this offers more than the small choice we have in 3d survival horror, I wanted ghostship to go above and beyond! If you have Oculus Rift then please donwload the demo of deck 3. If you have contributed, email me for the full Oculus alpha and you will expereinece what I intended. Ghostship is speciallay made for rift and with a pc/mac version with 3 diffferent viewing modes the pc version has not grabbed the attention we hoped and needed. There is still a long way to go but rift owners will see why our game is made for rift! Thanks for your support, we love you and you will have exclusive access all the way. We will have delays as we are far from our minum goal, but it will be worth the wait! Visit the Oculus forums for the Oculus alpha, or email us with same email you contributed with and we will send you the full alpha in the rift next week!
OLD EDIT**We are in the last few minutes, even a miracle wont save Ghostship.
With only 533 views in 60 days this game is another one of those games which was lost in the void. There must be too many scifi free roaming, first person shooter/survival horror games with months of replay value, 5 game modes, multiplayer, 3 view modes and an oculus rift release! which have hidden our project from the worlds view. I have put 4k hours into this project and lack of exposure wont stop me!
Prepare for more on ghostship, but lack of funding will mean delays!
For our contributers I thank you and you have contributed enough so we can get the oculus rift dev kit. We have ghostship up and running and will be releasing an oculus demo shortly. Our contributers will have exclusive access to the oculus rift (full alpha) and the first beta on halloween. Thankyou. We will be changing the final price of Ghostship over the next week and will resume pre-orders at the new price which will be confirmed next week.
Why have we reached 1% of a very, very low budget goal?
Look what we are offering! Play the alpha/demo and see for yourself what we want to give you!
5 Game modes!
Welcome to our IndieGoGo Campaign, If you liked games like Doom, system shock, aliens or dead space or if you just like sci-fi games then you must check out CDF Ghostship! We dont have much choice when it comes to first person shooters/third person shooters in the Sci-fi Survival horror genre. Ghostship goes a step further in many ways such as Its the first Free Roaming game on board a huge space craft! Its has first person view or third person view! The Helmet view is something very special, and with oculus rift this will be the scariest game you will ever play!
CDF Ghostship is a huge first person/third person shooter and survival horror game, with 5 huge game modes - Ghostship offers lots of fun and replay value.
There are numerous trailers and screenshots of CDF Ghostship but we urge you to try out the alpha. Its not just a game! Its an experience.
CDF Ghostship Alpha v0.36 is available for you to try for Free! All following updates such as the oculus rift alpha and the beta on Halloween will only be available to contributors!
Please try it out and have some fun!
Download links on our web site - www.cdfghostship.com
What makes Ghostship different from other First person shooters or survival horror games?
*FREE ROAMING GAME - open world, explore a huge space ship! and more!
*REAL FIRST PERSON HELMET VIEW - Play the game like you are there!
*EPIC Replay Value - 5 different game modes, free roaming is just 1!
- A HUGE focus on immersion through a dark sci-fi atmosphere, graphics, sound and gameplay
- 3 different game views, you choose how you want to play! 1st person, 3rd person or helmet view
- 5 game modes featuring Survival horror, action and challenges
- Over 20 tyupes of enemies! Aliens, Humans & Zombies!
- EPIC free roaming game on board a HUGE space ship, colony base and space station
- 2 different weapon types (Laser & Plasma) with over 20 different weapons with tactical advantages
- Classic Doom style gameplay offering excellent gameplay and freedom within the game world
- Real world physics, dynamically change parts of the environment
- Compelling storyline and free roaming non linear gameplay offers for lots of replay value
- Single and multiplayer survival, simulation and challenges
- Work out puzzles, access logs and computers, find and interact with other survivors & Explore
What is CDF Ghostship?
Ghostship is a first person or third person shooter & survival horror game with 5 different game modes. The story mode is a huge free roaming game where you explore a huge space craft and look for ways to escape. Onslaught mode offers you a wave based survival type game and challenge mode offers you a variety of diverse and different challenges! Simulation mode and Arcade mode offer even more replay value with lots of simulations and an arcade styled game type.
The Story-line
All contact has been lost with the space station and colony base and your ship has been sent in to investigate and help with any repairs if needed. You play the part of 3 different characters at different points in the Goliath Incident timeline - Beginning, middle and end.
The 3 characters you can play are :
A pilot who returns to the ship after it has arrived at the colony.
An engineer who is stuck in the back of the ship as the ship gets overrun by aliens and zombies.
A marine who was part of the boarding party, presumed KIA you are left behind on the space station and have to get back to the goliath.
Each character is different and has different perks, each of the characters start at a different timeline in the story of the CDF Goliath. As you play through the game you find out what has happened on the ship and the colony. You must escape the ship and then the story-line has a huge twist which you will not be expecting!
5 Game modes!
Story Mode - A huge free roaming game on a spaceship, orbital station and a colony base!
Arcade Mode - Fun game mode involving lots of moving platforms and enemies, and you will have a grappling hook!
Why does Ghostship need your Help?
There is still much development that is needed we have reached alpha 0.36 with only a couple of hundred pounds funding! We have reached the stage where we need funding for the further development and completion of the game. We want to publish Ghostship ourselves with your help and release it at less than £10, if we are unable to get enough funding to get don`t what we still need to do on the game, then we will will have to look at other publishers which will probably increase the price of the game. The more we get from crowd funding the less we need to seek privatley, help us to help you!
What will the funding will be used for :
Hardware - Computer equipment, for development and testing, Oculus Rift Dev Kit, controllers for set up, digital storage space etc.
Software - We need a variety of software and licenses for the devlopment and release of the game
Key devlopment Tasks - Parts of development we need to contact out such as voice acting, programming, gui, motion capture etc.
Marketing - The more we have for marketing the more we can promote the game and advertise it at gaming events, web & social media.
Reaching the goal
Getting the minimum funding is our goal. The minimum funding is primarily for the final development and licensing which we need in order to release the game to you by the end of the year or early 2014! Compared to most games 25k is a tiny budget for a game of this scope. As we only need a minimal amount for essential voice acting, music, motion capture, equipment and licenses, we are asking for a fraction of the funds that most other games like this need! We are trying to raise as much as we can through IndieGoGo and pre-orders, If we do not manage to reach the goal we will work hard to find alternative ways to raise the funds we need. This will take longer and put devlopment behind shedule but it will not stop us from finishing the game.
Your contribution is very important to the development and release of Ghostship so we would like to give you something back for whatever you can contibute, even if it is just £1!
Reward 1
Star Gazer Reward
Pledge £1 or more and not only will you have our sincere gratitude we will also give you 2 exclusive HD wallpapers.
Reward 2
Space Traveler Reward
Pledge £5 or more and you will get 2 exclusive HD wallpapers, the main title theme track to the game (digital) and your name will be posted on the CDF Service page on the Ghostship web site in thanks for your donation.
Reward 3
CDF Rookie Reward
Pledge £10 or more and get all of the above plus beta access and a full copy of the game (digital)
Reward 4
CDF Pilot Reward
Pledge £20 or more and get all of the above and the Ghostship Survival Guide (digital E-book) featuring lots of info, hints and tips straight from the designer! You will also get an exclusive CDF Goliath art postcard signed by the artist Shaun T Williams.
Reward 5
CDF Luitenant Reward
Pledge £50 or more and get all of the above as well as your name listed in the ships computer within the game (as a crew member of the Goliath) You will get a boxed Limited Edition DRM Free Ghostship game with 2 signed post cards.
Reward 6
CDF Marine
Pledge £100 or more and you will get all of the above but instead of the Limited Edition you will receive the Marine Limited Edition Boxed game which contains a Marine Miniature Figure. This is just under 2 inches tall. You will also get your name in the credits of the game for your support.
Reward 7
CDF Advertiser
Pledge £250 or more and we will put your business in the game in the form of posters aboard the ship and colony. Your feature will be advertised in at least 3 locations within the game.
Reward 8
CDF Commander
Pledge £500 or more and you will get all the above (except for the Advertiser reward) and you will also receive a 3 inch miniature of the CDF Light Air Transport, 3 x A3 sized concept art montage's signed by the games artist, Shaun T Williams. You will also have one of the 7 survivors in the game cloned and named after you. 3 digital photographs of face required (front, back and side).
Reward 9
CDF Brigade Commander
Pledge more than £1500 and you will receive all of the above including the CDF Advertiser Reward, Name in the Executive Producer section of the games credits, a 5 inch tall Zak Thomas Miniature Figure and Dinner & Drinks with the Lead Developer of the game (Meal, Drinks & Accommodation included) 1 month after the release of the game.
Other Ways You Can Help!
If you can't contribute, that doesn't mean you can't help:
- Ask folks to get the word out and make some noise about CDF Ghostship.
- Remind them to use the Indiegogo share tools and pass on the CDF Ghostship web site.
Your help and support is very much appreciated.
Thanks for taking the time to look at CDF Ghostship
If you have any questions or comments then please FEEL FREE to post them, this is your game as much as it is ours! Feedback is always welcome and can help shape the game to the way you want it!

subset: commoncrawl


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Save The World by Genetically Engineering Humans to be Smaller, Suggests NYU Philosopher
NYU teacher indicates we genetically professional infants to be lesser and more "energy-efficient"
Other recommendations to save the earth include making people illiberal to meat through tablets or patches
"The Kyoto Method, has not created demonstrable discount rates in worldwide emissions"
Authors of study pressure they are not suggesting the thoughts, just starting the controversy up for excessive cures.
Mankind should consider excessive options – such as taking tablets to wear humankind away from consuming meat or genetically technological innovation ourselves to be lesser – in order to decrease our ecological impact, says a major thinker.
From decreasing our dependency on energy sources to finding more energy-efficient tips on how to travel, the force is on for people to battle the risk of worldwide coffee.
But the methods in which we modify our behavior – either culturally or through technological innovation – are still up for controversy.
Professor Matthew Liao of New You are able to School has defined some of the extraordinary methods we can modify our upcoming.
He and his co-authors make recommendations including providing tablets that provide individuals a strong dislike to consuming meat to inherited technological innovation or hormonal agent treatments so that mother and father give delivery to lesser, less resource-intensive children.
Their papers, to be released in Values, Plan & Atmosphere, details methods which many individuals will be unpleasant with.
But Liao and his co-writers, Anders Sandberg and Rebecca Roache, pressure that they are not suggesting any of these techniques, just giving them up for conversation as to the advantages and disadvantages, and they also burdened their support for individual choice.
Speaking about his papers to The Ocean journal, Liao said market alternatives, such as as well as costs, were not essentially enough to fix the problems experiencing humankind.
He said: 'So far it seems like it's very difficult to set up feasible worldwide deals to impact worldwide pollutants trading.
'The Kyoto Method, for example, has not created demonstrable discount rates in worldwide pollutants, and in any event need for petrol and for power seems to be very inelastic.
And so it's doubtful whether as well as taxes alone can produce the type of decrease that we need to really take on coffee.'
Regarding the suspect geo-engineering concept, he said that there were built in threats with the recommendation, in regards to it being an untried technological innovation and the unexpected repercussions of trying it on a worldwide range.
He said: 'You have to fear that by employing these methods we could jeopardize ourselves or years to come.
'For example it's been recommended that we could change the reflectivity of the weather using sulfate aerosol so as to turn away a part of in, but it could be that doing so would eliminate the ozone coating, which would obviously be difficult.
Liked it


text:
Urbanization has decimated farmland in developed countries like the United States, but that's not the case everywhere. As populations in some developing countries swell, farmers are cultivating more and more land in a desperate bid to keep pace with the ever-intensifying needs of humans.
As a result, agricultural activity now dominates more than a third of the Earth's landscape and has emerged as one of the central forces of global environmental change, according to scientists at the Center for Sustainability and the Global Environment (SAGE) at the University of Wisconsin-Madison. Some of that land-use creep has negative environmental consequences such as deforestation, water pollution, and soil erosion.
To better understand ag's global footprint, SAGE researchers are tracking the changing patterns of agricultural land use around the world, including a look at related factors such as global crop yields and fertilizer use. They've distilled that information into computer-generated maps, which are being presented this week at the fall meeting of the American Geophysical Union.
The exercise is beginning to cast light on some emerging trends. Countries such as Argentina and Brazil, for instance, have increasingly cleared forests to grow soybean, a legume that has never been a traditional crop of Latin America. Scientists say the surge in soybean production there has a lot to do with the booming demand for soy at the other end of the world -- in China. Meanwhile, longtime soybean farmers in the U.S. -- the world's top soybean producer -- are growing increasingly insecure about their place in the global market.
But scientists risk missing important regional and local trends by taking only a global approach to land use change. To help bridge that gap, SAGE researchers say they are working towards a new "Earth Collaboratory," an Internet-based data bank that would simultaneously draw on the knowledge of global scientists, local environmentalists and everyday citizens.


text:
We'd like to thank the contributors who have weighed in with their ideas so far in response to the questions posed at the start of this discussion. Several themes emerge from these contributions. Among others, these include:
Though no one has explicitly mentioned it, one of the obvious linkages between the Agenda for Action to address food insecurity in protracted crises and current practice is the whole area of resilience programming. "Resilience" is clearly the popular theme in programming—particularly in the aftermath of regional crises in the Sahel and the Horn of Africa, and it touches on nearly all these topics:
I've been asked to comment or feedback on numerous program designs in both regions recently, and am struck at the range of interventions being implemented under the general objective of promoting resilience. But, while the very notion of resilience implies an increasing ability to manage risk and cope with adversity over time, the implementation timelines of many of these interventions continue to look like the kinds of program timelines we would expect to see in an acute humanitarian emergency (indeed, some of the emergency interventions themselves had a longer life span than some of the "resilience" programs designed to assist recovery and prevent repeat disasters). There is a willingness to try out new ideas—and to combine multiple interventions into one kind of program. But there is still a reluctance to engage with time frame necessary to plan for real change. This is an example of the kind of apparent mismatch between objectives and funding mechanisms that have long characterized work in protracted crises. The "resilience" concept (which in fact has been around for a long time, but has recently been rediscovered) has introduced a lot of new programmatic and policy thinking—but remains constrained by time frames. We'd like to hear some more about why people think this is the case?
The tracking mechanisms notion—and what to do about the consequences—should be another important issue to this discussion. Many of you will have seen the recent report from the Royal Institute of International Affairs (a.k.a. Chatham House) "Managing Famine Risk: Linking Early Warning to Early Action." That report reiterates what many of you already know—that for many reasons even when we have good early warning and good tracking mechanisms, we still don't intervene in a timely manner even when tracking indicators suggest that we should. Sometimes we like to blame donors for this, but there is plenty of blame for nearly everyone in the Chatham House report. So the question is, what are governments, donors and agencies—and affected communities!—doing differently as a result of recent experience? We'd be interested to hear some front-line accounts of these changes. While the Chatham House report was specifically about famine risk, many of its findings and recommendations are more broadly applicable in protracted crises. And we're interested in particular to hear about innovative mechanisms for adapting both programming objectives and activities in light of changing circumstances. Part of the Chatham House report was about the limited flexibility in program planning and funding mechanisms, and the limited extent to which program capacity incorporates good preparedness and contingency planning in chronically risk-prone areas.
We hope to hear from more of you on some of these themes in the coming days.


text:
Eden Perfume
By Cacharel for Women
Eden Perfume by Cacharel, Launched by the design house of cacharel in 1994, eden is classified as a refreshing, oriental, floral fragrance . This feminine scent possesses a blend of spicy, oriental, and floral notes. It is recommended for office wear. All products are original, authentic name brands. We do not sell knockoffs or imitations. ... Read More
- K De Krizia
- Kai
- Kaloo
- Kaloo Liliblue
- Kaloo Lilirose
- Kaloo Lollies
- Kanabeach
- Kapsule 547
- Kapsule Floriental
- Kapsule Light
- Kapsule Woody
- Karl Lagerfeld
- Karleidoscope
- Kashaya De Kenzo
- Kat Von D
- Kat Von D Poetica
- Kat Von D Saint
- Kate Moss
- Kate Moss Summer Time
- Kate Moss Vintage
- Kate Moss Wild Meadow
- Kate Spade
- Kate Spade Twirl
- Kathy Hilton
- Katie Price
- Katy Perry
- Kelly Caleche
- Kenneth Cole
- Kenneth Cole Black
- Kenneth Cole Reaction
- Kenneth Cole White
- Kenneth J Lane
- Kenzo
- Kenzo 5:40pm In Madagascar
- Kenzo 7:15 Am In Bali
- Kenzo Amour
- Kenzo Amour Florale
- Kenzo Amour Indian Holi
- Kenzo Amour Le Parfum
- Kenzo Amour My Love
- Kenzo Ca Sent Beau
- Kenzo Couleur Rose Pink
- Kenzo Couleur Rose Yellow
- Kenzo De Kenzo
- Kenzo Eau De Fleurs Magnolia
- Kenzo Eau De Fleurs Silk
- Kenzo Eau De Fleurs Tea
- Kenzo Floralista
- Kenzo Flower
- Kenzo Flower Edition D'artises
- Kenzo Flower Essentielle
- Kenzo Flower In The Air
- Kenzo Flower In The Air Floral D'exception
- Kenzo Flower La Cologne
- Kenzo Flower Oriental
- Kenzo Flower Red
- Kenzo Flower Summer
- Kenzo Flower Tag
- Kenzo Jeu D'amour
- Kenzo Jungle Elephant
- Kenzo Jungle Le Tigre
- Kenzo Summer
- Kenzo Vintage
- Keora
- Khloe and Lamar
- Kia Ora
- Kilian
- Killer Queen
- Killer Queen Eau So Sheer
- Killer Queen Spring Reign
- Kim Kardashian
- Kim Kardashian Glam
- Kim Kardashian Gold
- Kim Kardashian Pure Honey
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About Cacharel
History and background of Cacharel. French designer Jean Cacharel made a name for himself by bringing femininity back to fashion; his clothes are soft, womanly and full of charm. Like his fashions, the perfumes of Cacharel are romantic, personal, and joyous. Read more about Cacharel
More Cacharel fragrancesfor Women: Amor Amor , Noa Perfume , Lou Lou , Anais Anais , Anais Anais L'original , more
for Men: Cacharel , Nemo , Amor Pour Homme Tentation , Amor Amor Sunshine , Amor Pour Homme , more
See all Cacharel products
Customer Comments
I appreciated the quick response to my order. I had not been able to get this particular fragrance at the departments stores in our area. I was glad to be able to see that this fragrance was available from your company online and at a slightly lower price than some other online companies.
B. Volk (Carmel, IN)
REVIEW SNAPSHOT®by PowerReviews
- Great smell (48)
- Long-lasting (42)
- Draws compliments (26)
- Great value (25)
- Clean & fresh (24)
- Too expensive (3)
Best Uses
- Daily use (28)
- Evening (25)
- Special occasions (20)
- Anytime (17)
- Signature fragrance (17)
- Reviewer Profile:
- Classic style (24), Natural style (17), Adventurous style (11)
- Fragrance Type:
- Floral (35), Oriental/spicy (28), Fresh/aquatic (13), Woody/earthy (10), Citrus/fruity (7)
Most Liked Positive Review
All my friends love this perfume!
I have loved Eden for a long time. I first smelt it on my sister-in-law. She told me the name and i have never forgotten it. I wanted to buy it many times...Read complete review
I have loved Eden for a long time. I first smelt it on my sister-in-law. She told me the name and i have never forgotten it. I wanted to buy it many times but it was too expensive in the shops. I bought some off [...] but that price has also gone up. When i found Fragrancex by default i was so excited with the price [...] I have oredered 2 bottles so far and will order more in the future. I also told my Friends about the site.
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eden purfume
this must be all faulty batch I have bought this product off you for many years as not available in new Zealand I feel devastated I am sure this needs looking into so other customers...Read complete review
this must be all faulty batch I have bought this product off you for many years as not available in new Zealand I feel devastated I am sure this needs looking into so other customers do not suffer the same fate
Reviewed by 60 customers
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Comments about Cacharel Eden Perfume:
Smells anise-like to my taste. For some might be too strong. It's floral and sharp, but I like it very much.
- Fragrance Type:
- Floral, Herbal
- Clean & Fresh
- Draws Compliments
- Great Smell
- Great Value
- Long-Lasting
- Sensual
- Sexy
Best Uses
- Evening Use
- Special Occasions
Comments about Cacharel Eden Perfume:
Exotic and absolute. I do not like to face. It is strange and perhaps, therefore, for its uniqueness is that stand out. It is a very well-crafted perfume, which needs to be worked before, so that we can lay hold of it. It requires dialogue, preparation, coexistence. It is simply exciting !
- Fragrance Type:
- Floral, Oriental/Spicy
- Sensual
- Sexy
- Pricey / Poor Value
Best Uses
- Evening Use
Comments about Cacharel Eden Perfume:
evening use
- Fragrance Type:
- Oriental/Spicy
- Clean & Fresh
- Draws Compliments
- Great Smell
- Great Value
- Long-Lasting
Best Uses
- Anytime
- Daily Use
- Signature Fragrance
Comments about Cacharel Eden Perfume:
I love this perfume. Many people have asked me its name and where I got it from - I can't find it in local shops. My daughter doesn't like it and it can be a bit overpowering for some.
- Fragrance Type:
- Citrus/Fruity, Floral, Oriental/Spicy
- Great Smell
- Great Value
- Long-Lasting
Best Uses
- Anytime
Comments about Cacharel Eden Perfume:
I use it daily and in every ocassion
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Accenture Ltd.
Watch breaking news videos and read news updates about Accenture Ltd. on Crain's Chicago Business
Universities, hurt by falling funding, hire consultants for help
Consultants feasting on health care, retail and other disrupted industries are salivating at another suddenly besieged target: higher education.
Lake Forest home listed at just under $4 million
The Lake Forest home of a retired Accenture lawyer is listed for $3.99 million. The 8,107-square-foot two-story home on East Onwentsia Road is near the private Onwentsia Club. The house has four bedrooms and a second-floor family room that could be converted into a fifth. It also has seven full
Lawyers are the new foot soldiers in the privacy wars
in Chicago at Avanade Inc., says the Seattle-based installer of Microsoft Corp. products, 90 percent owned by Accenture Ltd., brings in lawyers for every rollout to make sure the new technology complies with local data protection and employment
Tech troubleshooter IPSoft is growing fast in Chicago
IPSoft turned to software to manage IT networks, but it's hiring fast to keep up with growth as companies rethink the value of offshore labor.
Meet Hyde Park Angels' new managing director
Chicago Ventures, has been growing quickly. The Chicago-based startup, which plans events for companies such as Accenture Ltd. and Google Inc., has about 35 employees and recently expanded to New York . OpinionLab Inc., which makes technology
Kapow Events expands to New York
Kapow Events Inc., which plans events for companies such as Accenture Ltd. and Google Inc., is expanding to New York. It's the two-year-old company's first move outside its home market of Chicago
Wearables: From fashion statement to force multiplier
Wearable technology is becoming more than a curiosity. The director of Accenture labs sees opportunity in the warehouse and in the field.
Ex-Accretive CEO Tolan has a big, new venture
investment banking unit. "There is a lot of competition for deals." Ms. Tolan, 53, spent two decades as an Accenture Ltd. retail consultant and strategist before co-founding Accretive in 2003 as a billing consultant to hospitals and physicians
Best places for career development
Chubb Insurance employee Carrie Goesel works out at the Metropolitan Club fitness center during her lunch break. Chubb offers employees a corporate discount to the gym, which is in the same building. Photo: Manuel Martinez
New HealthCare.gov contractor Accenture has its own issues
Accenture, awarded a one-year contract worth roughly $45 million to take charge of HealthCare.gov, has had its own performance issues on past federal contracts.
Dick Costolo will be laughing all the way to the bank
Twitter's Chicago-expat CEO owns 1.6 percent of the soon-to-be-public company.
Accenture to acquire Acquity Group for $316 million
The global consulting firm will absorb Acquity's more than 600 employees, most of whom are based in its Chicago headquarters.
Having it all — just not all at once
A recent Accenture study showed that a majority of both men and women said they can "have it all" in terms of a successful career and a full life outside of work. But 50 percent of respondents clarified their answer in one important way.
Accenture exec pays $3.7 million in Kenilworth
An associate partner in the Chicago office of Accenture Ltd. paid $3.7 million recently for a six-bedroom Colonial in north suburban Kenilworth, records show. The 10,500-square
Fruition Partners secures $12 million investment
The venture capital will help the West Loop software company hire its own salesforce instead of relying solely on partners.


text:
Originally posted by Brett Knapik: it has every feature that ms-office has and it has more flexibilities, like it is fully customizable and you can develop modules for it. as far as how far it has been out is beyond me i've had it since about may this year.
Originally posted by Annette L'Heureux: I had also never heard of it. I was interested in checking out the website, but the link doesn't work. Is there another one Solveig? Annette
Originally posted by zoe goddard: I thought arrogance was a dying art. Thanks for the info.
Originally posted by Chris Cingrani: Solveig - Would the Web editor you mentioned be similar to FrontPage or would it work more like Notepad when writing HTML? Thanks - Chris
Originally posted by Solveig Haugland: Well, I had considered pooh-poohing the book, but this is a book *promotion*... ;> Solveig
Originally posted by Paul Ralph: I could be wrong, but I think Brett mentioned in some other thread that he or she was 14 or 15 (go ahead and correct me if you want to). There's nothing wrong with being that age, but I know I was blunter (or whatever) at that stage of life. Paul R [This message has been edited by Paul Ralph (edited December 20, 2000).]
Originally posted by zoe goddard: I was refering to Brett's rudeness - About being a dim-wit if you never heard of this product. He must have some stock in it ...


text:
Utah's business landscape is rich with professionals who have le...Read More
Did you go Skiing this winter?
Martin Plaehn
Karen Sendelback
Legal Briefs
Social Media and Employers: Friends or Enemies?
Money Talk
The Case for HSAs
Economic Insight
Time to Show Up
Lessons Learned
Make a Move
In the Lab
Rent to Own
Business Trends
Back from the Dead
Living Well
Artful Inspiration
A Breath of Fresh Air
Worst-Case Scenario
Regional Report
Northern Utah
Measure Up
Industry Outlook
Travel & Tourism
ChartLogic, a leading national provider of EHR systems, announced Stella, a voice recognition overlay compatible with all leading EHR systems. Utilizing the same type of cloud-based natural language processing (NLP) employed in Apple's Siri, Stella can greatly speed workflow for physicians by enabling them to use iPads, iPhones and other mobile devices with their hospital's EHR system.
"Stella leverages the speed and ease-of-use of voice dictation, which is preferred by many physicians. Stella allows physicians to dictate, type, or touch (iPad) to review and create clinical documentation. While including a dictation option, it goes much further, using NLP to understand medical terminology and voice commands," said Brad Melis, founder and executive vice president, ChartLogic.
Stella allows physicians to "bring their own device." Working as an overlay application, it provides access via mobile devices to hospital EHR systems without the need to replace or revamp the current system.
Melis noted that Stella will help medical groups meet the proposed interoperability standards for meaningful use. For example, Stella will facilitate documenting and transmitting clinical care documents because it is the first cloud-based EHR application that natively incorporates the new CDA (common document architecture) Level 2 standard. This helps meet the proposed meaningful use requirement that EHRs have the capability of producing human readable (and computable) documents.
ChartLogic, founded in 1994, serves more than 2,000 physicians nationwide. ChartLogic EHR is certified for meaningful use and more than 200 ChartLogic customers have qualified for incentive payments. ChartLogic's EHR suite includes electronic medical records, a patient portal, medical billing software, document management and interactive patient education. For more information, visit www.chartlogic.com.
firstname.lastname@example.com | 90 South 400 West, Ste 650 Salt Lake City, Utah 84101 | (801) 568-0114
Advertise with Utah Business


text:
Boston Junk Removal – What We Do
Fast Trash Removal is the Greater Boston's Area #1 junk removal service. Helping local residents, in towns such as Newton, Brookline, Dedham plus many more, regain their space back by getting rid of their junk and trash has been the priority of our business for over 20 years.
Fast Trash Removal is a full service Boston junk removal company that will help customers dispose of their trash and waste in a timely and convienent manner. We serve both the residential and commericial industries. Whether you have junk removal, trash removal, furniture / appliance removal or you need your entire office or home cleaned out, we will take care of it all.
We are big supporters of the environment and do our very best to recycle as much of your junk and trash as possible.
Junk We Clean Out
- Appliances, Fridge, Freezer, A/C unit
- Attic Cleanouts
- Basement Cleanouts
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- Entire Houses
- Estates
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- Garages, Fences
- Household Items
- Metal
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Locations We Serve
Over 20 Years Of Service In
- Trash Removal in Boston
- Boston Junk Removal
- Appliance Removal in Boston
- Furniture Removal in Boston
- Rubbish Removal in Boston
Comments on this entry are closed.


text:
No rigid rules, labels or dogmas.... just REAL food, for your body, mind & soul!
641 members62 Comments 27 Likes
817 members32 Comments 31 Likes
162 members87 Comments 28 Likes
2025 members104 Comments 166 Likes
1000 members49 Comments 29 Likes
Come take the RFR Mansion Tour!
Click here for each room's index!
More motivation from Tony...Click here!!
The only things you can control are:
how you think and speak,what you do: what you eat, what you drink, when you move your body, when you sleep, how you will respond to any situation.
Master these simple things positively and you will be amazed at the changes that will come into your life! Let this be your year to SHINE!!
~ Susan Bradbury
© 2015 Created by Penni. Powered by


text:
Jack Martin
Revolving Door (0)
Sightings (11)
Spin the Agencies of Record - Posted July 3, 2013
"Twinkies are the best friend I've ever had."--Dead Kennedys Hostess Brands, LLC has named Bernstein-Rein and LAK Public Relations, Inc. as their ad... [FishbowlDC]
Spin the Agencies of Record - Posted January 24, 2013
An AOR with a Continental Shift: Hill+Knowlton Strategies, a global public relations and communications firm, has announced an elaborate expansion plan for Africa that will provide consultancy services to businesses across the continent.... [FishbowlDC]
Roll Call: Hill+Knowlton Strategies, DEC PR, Zing, and More - Posted August 17, 2012
Hill+Knowlton Strategies has announced that Amy McMichael Paddock, SVP and general manager of the firm's Austin, TX office, will co-lead global client services with Vivian Lines, vice chair and co-head of client services. Padd... [FishbowlDC]
Across Manhattan, Ethics is on the Agenda - Posted June 21, 2012
Manhattan was abuzz about ethics on Tuesday, with high profile speakers presenting on both ends of the spectrum. Ethisphere's Best Practices in Ethics Communications workshop, held downtown, featured CEOs from ... [FishbowlDC]
H+K Strategies Launches Corporate Advisory Group - Posted January 30, 2012
Hill + Knowlton Strategies has launched the Corporate Advisory Group, a division focused on reputation and public risk at the highest levels of business. The group will be led by H+K's global chairman and CEO ... [FishbowlDC]
Gidez Promoted to H&K Global Crisis Lead - Posted April 21, 2011
Hill & Knowlton has promoted Chris Gidez to a new position: global crisis practice leader, reporting to ... [FishbowlDC]
Groty Named to New Position at H&K - Posted April 8, 2011
Amanda Groty has been promoted to global strategy director, a new role, at Hill & Knowlton. In this new job, she will partner with members of senior leadershi... [FishbowlDC]
Roll Call: Former Obama Ad Director Joins H&K, and more - Posted January 14, 2011
[caption id="attachment_12946" align="alignright" width="150" caption="H&K's Bleeker"][/caption] Even more ... [FishbowlDC]
Luce Named H&K COO - Posted January 13, 2011
More leadership changes at Hill & Knowlton. ... [FishbowlDC]
H&K CEO Taaffe Stepping Down - Posted January 11, 2011
Paul Taaffe, Hill & Knowlton's chairman and CEO, is stepping down from his post. Taaffe has been with the firm 18 years and has served as CEO and chair since 2002, PRWeek reports. ... [FishbowlDC]
Massey Energy Hires Public Strategies In Wake of Mine Tragedy - Posted April 22, 2010
WPP-owned Public Strategies has been hired by Massey Energy Co. following an incident in which 29 miners died at one of the company's coal mines in West Virginia earlier this month. Public Strategies is staffed by political heavyweights including former George W. B... [FishbowlDC]


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Check out the latest discussions on our CaPS Linkedin group!
The McGill Career Planning Service (CaPS) and Alumni Exchange group invites McGill students and alumni to connect with one another within this forum.
Join us online as we help you build a solid career-focused network and exchange job search experiences.
Thinking about what you need to do to get the most out of school? This is a must-read article that busting three very common myths that affect your university success.
CaPS Advising Drop-In
Students can also drop in to CaPS to speak with a Career Advisor without an appointment for a quick question as a preliminary meeting to help you set your future goals.
CV Drop-In Times
Wednesday: 2:00-3:00
Thursday: 10:00-11:00
Friday: 11:00-12:00
Please note space is limited.
General Drop-In Times
Tuesday: 3:00-4:00
Wednesday: 3:00-4:00
Thursday: 11:00-12:00
Friday: 2:00-3:00
Please note space is limited.
Don't have time to come by our office in person? Then check out our online "Ask a Career Advisor" service. Click on the icon below.
February CaPS Scoop: Diversity
Welcome to the Diversity issue of the CaPS Scoop. Included in this issue is an employee profile about embracing diversity in the workplace and an LGBT student group that is promoting a new "OUTlook on Biz" both in the classroom and the boardroom. In addition it showcases some of the resources and services CaPS offers to distinct student groups on campus.
Inside this issue:
Innovative LGBT Business Club Gathers Steam
Embracing Diversity in the Work Place: A TD Canada Trust Employee Profile
CaPS Working with and for Students with Disabilities
Upcoming Career Fairs
Job Finding Club
Lisa's Corner
Labour Market Information
Information Sessions
"Bring your whole self to work." This mantra has emerged as an approach to balancing professional life with personal life – it has implications for both employees and employers. OUTlook on Business was founded under the Management Undergraduate Society last year to help gay, lesbian, bisexual, transgender, and queer/questioning students, as well as "allies" (friends of LGBTQ-identifying students), in the management faculty (and beyond!) learn to explore and understand workplace sexual diversity concerns.
Our first semester went by so fast! OUTlook kicked off the year by starting a new monthly social initiative: Ally Night OUT. We found that while the core of OUTlook's membership is LGBT, we have an even larger contingent of straight allies who champion the club's goals. Each month OUTlook takes a group of students out to the Village for a night of fun and dancing. Last semester, students attended three rhythm-pumping nights at Sky and Unity! (More of these social events are in the works so if you're looking for an introduction to the club this is the perfect way to start!)
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My name is Susie Mangar and I currently work in Talent Management and Diversity, Corporate Human Resources as a Specialized Human Resources Associate, Campus Relationship Manager.
Over the past 21 years I have been fortunate to work with many great leaders in many areas and capacities of our organization including: Commercial Banking, Retail Banking, e.Bank, TD Waterhouse, Region Office Human Resources, TD Securities and now Corporate Human Resources – from the sales environment to human resources.
To read my résumé, you would gather I have a lot of work experience. To see me, you would conclude I am a woman and a visible minority. But do you know what a piece of paper or first impression wouldn't tell you? I am also a person with disabilities.
In 1997 I was in a snowmobile accident where I lost the functional use of my left leg and ankle due to a compound crushed bone injury.
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Did you know that CaPS has an advisor dedicated to working with students with disabilities? Over the years, CaPS has worked in collaboration with the Office for Students with Disabilities (OSD) to offer a wide variety of services with regard to career exploration and job search strategies.
We continue to hold panel discussions with employers and employees with disabilities from a variety of industries. For example, this past semester TD Canada held an information day at CaPS specifically for students with disabilities. TD is one of the most progressive organizations when it comes to their hiring policies and their commitment to accommodate all of their employees' needs. This type of event is an excellent opportunity to talk to professionals about their career paths and job opportunities.
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For a full listing of all events offered this month and to register, log-in to myFuture. Click on the "Events" tab and then the "Career Fairs/Career Days" tab. Select the event you would like to attend and click on "RSVP."
McGill Public Service Fair (for all students)
February 2, 12:00-3:00pm, SSMU Building (Shatner) 202
See a list of participating organizations here.
McGill Education Career Fair (for education students)
February 6, 10:00-2:00pm, Shatner Ballroom
See a list of participating organizations here.
McGill University Technology Career Fair (targeting Engineering, Physical and Computer Science students)
February 8, 9:30-3:30pm, New Res
See a list of participating organizations here.
Start Up Career Fair
February 10 , 11:00 - 3:00pm, Bronfman 2nd Floor
The Start-Up Career Fair is a yearly event held by the MUSE which allows students across all faculties to connect with start-up companies looking to recruit summer interns or even full-time employees. This year, the event is taking place early February so check myFuture often for further details as they become available!
Graduated? This is for you!
Have you heard about the Job Finding Club? Click here for details.
This is an intensive one week program for students that have graduated. It is designed to teach you effective means of finding work in your field of interest faster than if you were on your own. The group is composed of 10 to 15 graduating students, all of whom are immediately seeking employment. You will have each other for support with the assistance and guidance of a Job Finding Club Facilitator and all our Career Advisors.
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Are you interested in volunteering?
CharityVillage.com (http://www.charityvillage.com/) is a website that allows you to find jobs, volunteer opportunities, event listings and educational materials related to the nonprofit sector in Canada. The "Jobs" link contains more than 10,000 opportunities. The website also offers a listing of nonprofit organizations by category, which can be found on the "Links to NPOs" web page.
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This monthly bulletin aims to inform you of major news and trends in the Québec, Canada and U.S. labour markets. Your feedback is welcome mailto:email@example.com.
In this issue
The good news
L'Ouest canadien sera au sommet de la croissance du pays
La presse, 11 January 2012
The Conference Board of Canada forecasts Saskatoon, Calgary, Edmonton and Regina to be the engine of growth and prosperity in Canada for the coming years.
Mining, manufacturing set to power U.S. job growth
Financial Post, 11 January 2012
Manufacturing and mining are set to power U.S. job gains again this year, from auto assembly plants in Ohio to the oil and gas fields of North Dakota.
Survey hints at positive year for job growth
Montreal Gazette, 10 January 2012
According to a new national survey, 54 per cent of firms across Canada plan to boost hiring.
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Information Sessions
Modules 1 & 2 Intensive
Self Assessment & Careers Outside Academia
Job Search Simplified: Networking or Not Working!
By attending this workshop, students will be able to:
1. Identify several hard and soft skills, along with their implications for career choice and job search.
2. Recognize patterns of note in their past career goals and interests, and how/if they are still relevant today.
3. Become aware of their most important work related values and how this will help them to target appropriate jobs and employers.
4. Know the ongoing importance of self-awareness in the context of career planning.
5. Identify and potentially modify their style of networking.
6. Create a checklist for future networking calls and / or meetings they plan to make.
7. Understand that most jobs are found through the hidden job market and that networking is a win-win situation.
Modules 3 & 4 Intensive
Effective Job Applications for a Career Outside Academia
Interviewing Theory & Practice
By attending this workshop, students will be able to:
1. Highlight relevant skills to an employer in a CV and cover letter.
2. Clearly define the essential components of a CV and cover letter.
3. Arrange and compose a professional CV and cover letter customized to the position, department and / or industry in which they seek employment.
4. Understand the importance of, and define what is involved in, thorough interview preparation.
5. Anticipate possible interview questions and construct suitable responses highlighting their relevant attributes and experiences.
6. Identify the best forms of verbal and non-verbal communication in order to conduct themselves in a professional manner before, during and after an interview.
7. Develop more confidence in their interviewing skills.
By attending this workshop, students will be able to:
1) Identify and modify their individual style of networking for various situations.
2) Practice their networking approach in a series of simulated scenarios.
3) Create a checklist for future networking telephone calls and / or meetings.
RSVP: https://www.alumni.mcgill.ca/aoc/events-travel/EventDetails.php?id=MTA1NTk
"Speed Networking" is an informal yet structured networking event designed to connect Boston area McGill graduates and students. The purpose of the evening is to facilitate meaningful conversations between all McGillians; specifically, to learn about possible career connections, uncover new business opportunities, and to meet other like-minded professionals. In addition, students who are home on Winter Break will have a chance to connect with the professional community of Boston. Hors d'oeuvres and drinks will be served.


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PADUCAH, KY (3/7/12) - On Monday, March 5, 2012, the McCracken County Sheriff's Department received information that a local man was illegally selling controlled substances to several individuals.
Detectives with the McCracken County Sheriff's Department Drug Division began an investigation and were able to obtain records of some of the transactions. Detectives also learned that many of the alleged drug transactions occurred at a local high school during normal school hours. The investigation revealed that the male had been selling the controlled substances to several individuals, which included a 17-year-old. The male was identified as Jared Hill, also a local high school student. During the course of the investigation, it was learned that Hill had sold controlled substances, including Percocet, Lortab, Vyvnase, Concerta, and marijuana to the juvenile.
During the afternoon of March 5, 2012, Hill was located by deputies and detectives and subsequently interviewed regarding the alleged activities.
On March 6, 2012, an arrest warrant for five counts of Selling Controlled Substance to a Minor and one count of Possession of Marijuana was obtained for Jared Hill. Selling Controlled Substance to a Minor is a Class "C" felony. Hill turned himself into the McCracken County Sheriff's Department and was lodged in the McCracken County Regional Jail. Percocet, Vyvanse, and Concerta are all Schedule II controlled susbtances while Lortab is a Schedule III controlled susbtance. According the Drug Enforcement Administration, Schedule II controlled substances have a high potential for abuse and have some accepted medical use.
In a seperate investigation, the McCracken County Grand Jury indicted Josh Goheen of Paducah, KY for Trafficking in Controlled Substances 2nd Degree, 2nd Offense.
In February, detectives with the McCracken County Sheriff's Department began an investigation regarding Goheen Trafficking in prescription medication. During the investigation, it was determined that Goheen had sold a quantity of Lortab doses during the month of February.
During the investigation, Goheen was arrested for an unrelated probation violation. The indictment warrant was served on Goheen at the McCracken County Regional Jail on March 1, 2012.
Jared Hill, 19 years of age, Paducah, KY
Five counts of Selling Controlled Susbtance to a Minor (A Class "C" felony, punishable by 5 - 10 years ) and Possession of Marijuana (A class "B" misdemeanor)
Josh Goheen, 30 years of age, Paducah, KY
Trafficking Controlled Susbtance 2nd Degree, 2nd Offense (A Class "D" felony, punishable by 1 - 5 years)
Individuals with information pertaining to illegal drugs can contact the McCracken County Sheriff's Department Drug Division at 270-444-5157.
SurfKY News
Information provided by Pam Spencer
LIKE SurfKY on Facebook - Click here to LIKE us now.
© Copyright 2015 SurfKY News Group, Inc. All rights reserved. This material may not be published, broadcast, or rewritten without permission. SurfKY News encourages you to share this story on social media.
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text:
|Changing the structure of complex visuo-motor sequences selectively activates the fronto-parietal network.
MedLine Citation:
|PMID: 21867758 Owner: NLM Status: Publisher
|Previous brain imaging studies investigating motor sequence complexity have mainly examined the effect of increasing the length of pre-learned sequences. The novel contribution of this research is that we varied the structure of complex visuo-motor sequences along two different dimensions using mxn paradigm. The complexity of sequences is increased from 12 movements (organized as a 2×6 task) to 24 movements (organized as 4×6 and 2×12 tasks). Behavioral results indicate that although the success rate attained was similar across the two complex tasks (2×12 and 4×6), a greater decrease in response times was observed for the 2×12 compared to the 4×6 condition at an intermediate learning stage. This decrease is possibly related to successful chunking across sets in the 2×12 task. In line with this, we observed a selective activation of the fronto-parietal network. Shifts of activation were observed from the ventral to dorsal prefrontal, lateral to medial premotor and inferior to superior parietal cortex from the early to intermediate learning stage concomitant with an increase in hyperset length. We suggest that these selective activations and shifts in activity during complex sequence learning are possibly related to chunking of motor sequences.
|V S Chandrasekhar Pammi; K P Miyapuram; Ahmed; Kazuyuki Samejima; Raju S Bapi; Kenji Doya
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Publication Detail:
|Type: JOURNAL ARTICLE Date: 2011-8-16
Journal Detail:
|Title: NeuroImage Volume: - ISSN: 1095-9572 ISO Abbreviation: - Publication Date: 2011 Aug
Date Detail:
|Created Date: 2011-8-26 Completed Date: - Revised Date: -
Medline Journal Info:
|Nlm Unique ID: 9215515 Medline TA: Neuroimage Country: -
Other Details:
|Languages: ENG Pagination: - Citation Subset: -
Copyright Information:
|Copyright © 2011 Elsevier Inc. All rights reserved.
|Centre of Behavioural and Cognitive Sciences, University of Allahabad, Allahabad, India.
Export Citation:
|APA/MLA Format Download EndNote Download BibTex
|MeSH Terms
From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine
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text:
The Rebel Elite Holiday Hop is rolling right along – it's the next to the last day and today I'm offering up the cover, blurb, and links for Rebel author J.L. Oiler. The focus is on her title Glimpses of Midnight. But before we share those, let's share a little business – after all, you want to get a shot at the prizes, right?
All Rebel authors are special but in 2013, Rebel Ink Press is launching a new program - the Rebel Elite. Just over a dozen of us are part of the group as since we're all but knocking on 2013's door, we're spending a week sharing each other's works and a little bit about ourselves. We've got prizes too! A Kindle Paper White, 14 $5 Amazon.com gift cards, and a Rebel Swag Basket! To enter, use the Rafflecopter link below!
And now – all the details on J.L. Oiler's Glimpses of Midnight:
By: JL Oiler
Publisher: Rebel Ink Press
Cover: Carl Franklin
Tired of spending her days locked in the massive library of the underworld with her father, Talia found a way to slip out of South Hedonism and into the seedy strip district of the human world. Though the labyrinth is a very dangerous place, it was the only means of escaping the city without drawing unwanted attention. However, a desire to protect her father from the wrath of Lord Cyrus caused talia to make a move that could jeopardize her newfound freedom. Now the city's dark assassin and her secret heartthrob has showed up wanting answers. Answers someone has no intention letting Talia reveal.
Fallon has his share of sexual partners but he has a gnawing need for something a bit more personal. One look at the sexy dragon shifter, Talia, has all his senses standing at attention. She has information he needs and extracting it from Talia may be just what he craves to satisfy his desires, including the pleasure of sharing her charms. When her life is placed in jeopardy, Fallon must decide if she's worth risking everything.
In a world where darkness and desire is a way of life, a little obsession can be dangerous.
Buy Links:
All Romance Ebooks – https://www.allromanceebooks.com/product-glimpsesofmidnightobsession-1004239-140.html
Barnes and Noble- http://www.barnesandnoble.com/w/glimpses-of-midnight-jl-oiler/1113805014?ean=2940015838701&itm=3&usri=glimpses+of+midnight
Amazon- http://www.amazon.com/Glimpses-of-Midnight-Obsession-ebook/dp/B00A8OPLL6/ref=sr_1_7?ie=UTF8&qid=1354237576&sr=8-7&keywords=glimpses+of+midnight
Stop by my site: www.joiler.weebly.com


text:
Picato Side Effects
Generic Name: ingenol topical
Note: This page contains side effects data for the generic drug ingenol topical. It is possible that some of the dosage forms included below may not apply to the brand name Picato.
It is possible that some side effects of Picato may not have been reported. These can be reported to the FDA here. Always consult a healthcare professional for medical advice.
For the Consumer
Applies to ingenol topical: topical application gel/jelly
As well as its needed effects, ingenol topical (the active ingredient contained in Picato) may cause unwanted side effects that require medical attention.
If any of the following side effects occur while taking ingenol topical, check with your doctor immediately:More common
- Blistering, peeling, or loosening of the skin
- pain and itching at the application site
- redness of the skin (severe)
- skin ulcers
- swelling of the skin
- Burning, dry, or itching eyes
- discharge or excessive tearing
- eye pain
- infection at the application site
- redness, pain, or swelling of the eye, eyelid, or inner lining of the eyelid
- swelling around the eyes
Some ingenol topical side effects may not need any medical attention. As your body gets used to the medicine these side effects may disappear. Your health care professional may be able to help you prevent or reduce these side effects, but do check with them if any of the following side effects continue, or if you are concerned about them:More common
- Flaking or scaling of the skin
- redness of the skin (mild)
- Headache
For Healthcare Professionals
Applies to ingenol topical: topical gel
Local skin reactions were assessed within the selected treatment area and graded on a scale of 0 to 4. A grade of 0 represented no reaction present in the treated area and a grade of 4 indicated a marked and severe skin reaction that extended beyond the treated area. Local skin reactions generally occurred within 1 day of therapy initiation and peaked in intensity up to 1 week after therapy completion. Local skin reactions generally resolved within 2 weeks for areas treated on the face and scalp and within 4 weeks for areas treated on the trunk and extremities.[Ref]
Local side effects have included application site pain (up to 15%), application site pruritus (8%), application site irritation (4%), application site infection (3%), and local skin reactions. Local skin reactions have included erythema (any Grade: up to 94%; Grade 4: up to 24%), flaking/scaling (any Grade: up to 90%; Grade 4: up to 9%), crusting (any Grade: up to 80%; Grade 4: up to 6%), swelling (any Grade: up to 79%; Grade 4: up to 5%), vesiculation/pustulation (any Grade: up to 56%; Grade 4: up to 5%), and erosion/ulceration (any Grade: up to 32%; Grade 4: up to 1%).[Ref]
Ocular side effects have included periorbital edema (3%), eye pain, eyelid edema, eyelid ptosis, and conjunctivitis.[Ref]
Nervous system
Nervous system side effects have included headache (2%).[Ref]
Respiratory side effects have included nasopharyngitis (2%).[Ref]
1. "Product Information. Picato (ingenol topical)." Leo Pharma Inc, Parsippany, NY.
2. Siller G, Gebauer K, Welburn P, Katsamas J, Ogbourne SM "PEP005 (ingenol mebutate) gel, a novel agent for the treatment of actinic keratosis: results of a randomized, double-blind, vehicle-controlled, multicentre, phase IIa study." Australas J Dermatol 50 (2009): 16-22
More about Picato (ingenol topical)
Consumer resources
Professional resources
Related treatment guides
Disclaimer: Every effort has been made to ensure that the information provided is accurate, up-to-date and complete, but no guarantee is made to that effect. In addition, the drug information contained herein may be time sensitive and should not be utilized as a reference resource beyond the date hereof. This material does not endorse drugs, diagnose patients, or recommend therapy. This information is a reference resource designed as supplement to, and not a substitute for, the expertise, skill , knowledge, and judgement of healthcare practitioners in patient care. The absence of a warning for a given drug or combination thereof in no way should be construed to indicate safety, effectiveness, or appropriateness for any given patient. Drugs.com does not assume any responsibility for any aspect of healthcare administered with the aid of materials provided. The information contained herein is not intended to cover all possible uses, directions, precautions, warnings, drug interactions, allergic reactions, or adverse effects. If you have questions about the substances you are taking, check with your doctor, nurse, or pharmacist.


text:
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text:
Michigan's Trey Burke reacts after hitting a shot in the first half against Indiana on March 10, 2013.
The Big Ten will announce its basketball awards in a 7 p.m. special today on the Big Ten Network.
Winners are selected in voting by media and coaches. Though we don't know their choices, we're here to tell you whom they should select, based on the numbers entering Sunday's games.
Player of the year: Trey Burke, Michigan. Those trying to make this into a debate are reaching. Burke has played at an elite level all season, fighting the misconception that a point guard can't score as well. During conference play, he's leading in scoring (20.2 points) and assists (6.6), he's trying to keep his ...


text:
Brookline Station will play at Three 20's Club, 3005 S. Kansas Expressway, at 9 p.m. Saturday. There is a cover charge.
- Filed Under
The Alibi Lounge, 2109 N. Glenstone Ave., 417-865-3700: Karaoke with DJ Don, 8 p.m. today-Saturday, no cover
American Legion Post 639, 2660 S. Scenic Ave., 417-882-8639: Bike Night, 6-10 p.m. Wednesday, no cover
American Legion Post 676, 5484 W. Sunshine St., 417-882-4676: Two Dudes and Pedro, 7-10 p.m. today, no cover; Dave Spencer & Dixie Creek Band, 7 p.m. Friday, cover; 6-9:30 p.m. Sunday, cover; Karaoke with Dave Spencer, 6:30-10:30 p.m. Wednesday, no cover
Archie's Lounge, 1817 E. Grand St., 417-864-4109: The Trash Angels, 9 p.m.-1 a.m. Friday-Saturday, no cover; Bike Night, 6 p.m. Sunday, no cover; Conway Jackson, 8 p.m. Sunday, no cover
American Veteran Post 178, Brighton, 417-742-9893: Karaoke with Tammy, 7 p.m. Saturday, no cover
Captain's Table, 1109 E. Commercial St., 417-868-8808: Pool Tournament, 7:30 p.m. today, no cover; Karaoke, 8 p.m. Friday-Saturday, no cover
Cartoons Bar & Grill, 1614 S. Glenstone Ave.; 417-849-1009, cartoonsbar.com: AKA, 6:30-8:30 p.m. Friday, cover; The Honky Tonk Renovators, doors at 8 p.m. Friday, cover; Blues Down Under Concert Series with Anthony Gomes, doors at 7 p.m. Saturday, $10 advance; $12.50 door
Challenger's Sports Bar & Grill, 5739 S. Campbell Ave., 417-889-6060: Art Bentley, 9 p.m. today, no cover
Club Vegas, 3165 S. Campbell Ave., 417-887-1320: Karaoke, 9 p.m. today-Wednesday, no cover
Cody's South, 1440 E. Republic Road, 417-883-0253: ABS Band, 7 p.m. today, no cover; Bob Bobo Davidson, 5-8 p.m. Friday, no cover; N2Deep, 9 p.m. Friday, cover; Pearl, 9 p.m. Saturday, cover; Open Mic with Bobo and Bike Night, 6 p.m. Tuesday, no cover; George Luce, 7 p.m. Wednesday, no cover
Copper Run Distillery, 1901 Day Road, Walnut Shade, 417-587-3456: Open Mic Night, 5:30 p.m. today, no cover; Lori Locke Band, 3 p.m. Saturday, no cover; Brandon Moore and Jimmy Rea, 3 p.m. Sunday, no cover
Creekside Bistro, 3830-C S. Lone Pine Ave., 417-882-1899: Karaoke, 8 p.m.-midnight Friday and Tuesday, no cover; Bella Donna, 9 p.m. Saturday, cover
Dennis' Place, 921 W. Sunshine St., 417-865-8373: Karaoke, 9 p.m.-1 a.m. today, no cover; The John Miner Band, 9 p.m-1 a.m. Friday-Saturday, cover; Karaoke, 9 p.m. Sunday, no cover; DJ and Karaoke, 9 p.m. Wednesday, no cover
Down the Hill Pub, 2916 S. Lone Pine Ave., 417-655-1222: Dave and Pete, 8-11 p.m. Friday, no cover; Cori J, 7:30-10:30 p.m. Saturday, no cover
Dublin's Pass Irish Pub, downtown, 317 Park Central East, 417-862-7625: Art Bentley, 10 p.m. Friday, no cover; Sock Monkey, 10 p.m. Saturday, no cover; Mark Barger, 10 p.m. Tuesday, no cover
Dublin's Pass Irish Pub, south side, 2767 W. Republic Road, 417-877-7625: JD & the Mudhounds, 9 p.m. Friday, no cover; Jan McClanton, 9 p.m. Saturday, no cover
The Dugout, 1218 E. Trafficway, 417-866-2255: Casey Lynne & The Deal Breakers, 9:30 p.m. Friday, no cover; Bullet Points, 9:30 p.m. Saturday, no cover; Super Sunday with Dillon, 9:30 p.m. Sunday, no cover
Ernie Biggs, 213 South Ave., 417-865-4782: Dueling Pianos, 8 p.m.-1 a.m. Friday-Saturday, cover
The Flea, 637 S. Kimbrough Ave., 417-862-0220: LP and Game Night, 9 p.m. today; The Mudsharks, 9 p.m. Friday, no cover; Bobby Gardner Trio, 9 p.m. Saturday, no cover
Frisco Tavern, 504 E. Commercial, 417-865-7432: Karaoke, 8 p.m.-1 a.m. Friday-Saturday, no cover
Galloway Station, 4211 S. Lone Pine Ave., 417-881-9730: German Spring Fest with Ozark Sheiks, 8 p.m. Friday; Greek Night, 6 p.m. Saturday, cover; Irish Music party, 9 p.m. Monday, no cover
Gillioz Theatre, 325 Park Central East, 417-863-9491; gillioztheatre.com: The Deftones, 8 p.m. Monday, $36.50; Gov't Mule with the Revivalists, 7:30 p.m. Wednesday, $35-$85
The Hangout, 1906 E. Meadowmere St., 417-862-9911: Karaoke with Kory, 7-11 p.m. today, no cover; Pearl Nation presents The Mississippi Mojo, acoustic Pearl set, 8 p.m., Friday, no cover; ABS Band, 9 p.m. Saturday, no cover; Toe Jam, 8 p.m. Tuesday, no cover; Whiskey Party, 8 p.m. Wednesday, no cover
Instinct Nightclub and Lounge, 307 Park Central East, 417-429-1690: DJ, 9 p.m. Friday-Saturday, cover
Jalen's Lounge, 1611 N. Campbell Ave., 417-862-5033: Ladies Night with DJ Black, 9 p.m. today, no cover; Comedy Competition with Patrick Mahon, 9 p.m. Friday, cover; The Brenda Meyer Band, 8:30 p.m. Saturday, cover, Open Mic Comedy Night with Steve Leck, 8:30 p.m. Monday, no cover; Karaoke, 8:30 p.m. Wednesday, no cover
Jimm's Steakhouse, 1935 S. Glenstone, 417-886-5466: Lori Locke and Clint Dinkins, 7-11 p.m. Friday, no cover; Kristi Merideth, 7-11 p.m. Saturday, no cover
Jo's Gather'n Place, 2931 E. Chestnut Expressway, 417-864-7723: Stag Owens & the Stagaroos, 2-5 p.m. Saturday, no cover
Just One More, U.S. 60, Republic, 417-766-3000: Static Variation, 9 p.m.-1 a.m. Friday-Saturday, no cover
Lindberg's, 318 W. Commercial St., 417-868-8900: The Badass Pterodactyls with Funkee Noosa and Ready The Monument, 9 p.m. today, cover; Schuyler Prenger & The Dirt Road Junkies with The Brothers Roberson, 8 p.m. Friday, cover; St. Dallas & the Sinners with Reno Divorce, 8 p.m. Saturday, cover; The Lonely Wild with Shawn James, 8 p.m. Tuesday, cover
Luttrell's Auction, 2939 W. Kearney St., 417-861-6701: Kari Garrison, Travis Scott, Jerry Menown, Roger Blevins, Lloyd Hicks, Brett Dudenhoeffer, George Gyser, Gene Dove, Brent Easley and The RiffRaff Band, 6 p.m. Saturday, cover
McSalty's Pizza, 2627 E. Sunshine St., 417-887-2589: Nick Sibley and Ruell Chappell, 7-9 p.m. today, no cover
Midnight Rodeo, 1773 S. Glenstone Ave., 417-882-0309: Catch A Rising Star Concert with Greg Bates, 8 p.m. Friday, $15; $20 door; Dance Lessons, DJ Tommy T, 7 p.m. Saturday, cover
Missouri Southern State University, Leggett & Platt Athletic Center, 3950 Newman Road, Joplin, 417-625-9346, mssu.edu/ticket-office: Gloriana with Sarah Haze, 7 p.m. Tuesday, $12-$40; VIP tickets available, $100 and $52
Mount Pleasant Winery, 3125 Green Mountain Drive, Branson, 417-336-9463: Kenny Parrot, 4-6 p.m. Friday-Saturday, no cover
Nathan P. Murphy's, 218 S. Campbell Ave., 417-863-1909: Rock 4 Arc with Meridian Shift, Mike Prescott, Ready The Monument, Groundbreakers, Astro Baron, Forsaken Few, Christine Bailey Gaisser and BadminxX, doors open at noon Saturday for afternoon and evening shows. Includes food, live music, raffles in support of Arc of the Ozarks. Wristbands: $10; $14 for ages 20 and younger
Odd Fellows Coffee Cafe, 82 S. Main St., Fair Grove, 417-759-1702: Randy Buckner and Brian Ison, 6-8 p.m. Saturday, no cover
The Outland, 326 South Ave., 417-869-7625: The Skeletons, 7 p.m. today, cover; The Detectives, 9:30 p.m. Friday, cover; The Gardenheads, The Nova Heat, Luna Jamboree, 9:30 p.m. Saturday, cover; Mascara Metal Monday with Il Da Morte, 9 p.m. Monday, no cover; Cool Hipster Night, 9 p.m. Tuesday, no cover; The Sapphire City Nighthawks, 9 p.m. Wednesday, no cover
The Outland Ballroom, 326 South Ave., 417-869-7625: Whitey Morgan & The 78s Live!, 9 p.m. Friday, cover
Pappy's Place, 943 N. Main Ave., 417-866-8744: AKA, 3-6 p.m. Saturday, no cover
Patton Alley Pub, 313 S. Patton Ave., 417-865-1188: Honky Suckle and Ice Cold Fatty, doors at 9 p.m. Friday, cover; Totojojo, Astro Baron and SketchBank, doors at 9 p.m. Saturday, no cover; Mark Bilyeu, doors at 8 p.m. Wednesday, no cover
Ruthie's Bar, 400 E. Commercial St., 864-8144: Karaoke, 7 p.m. Friday-Sunday, no cover
Schultz & Dooley's, 2210 W. Chesterfield Blvd., 417-885-0060: Karaoke, 9 p.m.-1 a.m. Friday-Saturday, no cover
Springfield Brewing Company, 301 S. Market Ave., 417-832-8277: Jazz with 180° with Kristi Merideth, 8-10 p.m. today, no cover; John Strickler Trio, 6-9 p.m. Friday, no cover; the Ryan Talbot Experience, 4-7 Saturday, no cover; DJ Turkish Dan, 8 p.m. Sunday, no cover
StepChild Lounge, 1861 S. Stewart Ave., 417-890-5399: Blue Monday, 8 p.m. Monday, no cover
Three 20s, 3005 S. Kansas Expressway, 417-881-1520: StoneHorse Band, 8 p.m. today, cover; Pearl, 9 p.m. Friday, cover; Brookline Station, 9 p.m. Saturday, cover
The Tipsy Turtle, 843 S. Glenstone Ave., 417-869-8333: Greene County Social Club, 10 p.m. Friday, no cover
Virgil's Bar, 7579 N. Farm Road 137, 417-833-4081: Ivan Croe, 9 p.m. Saturday, no cover
Wacky Jack's Saloon, 3632 Missouri EE, Highlandville, 417-443-0223: Karaoke, 8 p.m.-midnight today, no cover; Big Iron, 8 p.m.-midnight Friday, no cover; Karaoke, 8 p.m.-midnight Saturday, no cover
Zan Night Club, 311 S. Patton Ave., 417-865-1700: Fashion Friday Fashion Show, 10 p.m. Friday, no cover before 10 p.m.


text:
Here is a breakdown of the latest local Black Friday deals. Do your research and plan your attack! This is a good place to start.
Walmart Black Friday started at midnight and the store is offering video game, toy, apparel and home specials. Electronic specials began at 5 a.m.
It is a ticket only entrance for Best Buy this year. All stores opened at 5 a.m. and tickets for entrance could be obtained up to two hours prior to store opening. With such deals as a Panasonic 50" flat screen on offer for $699, might have been worth the wait.
Target stores threw open their doors at 4 a.m. and for those interested in electronic items such as digital cameras and a 40" LCD HDTV flat screen for $298, this is the place for you.
Kohl's offered special Black Friday deals that began at 3 a.m. that saw 50 percent off of just about everything! And you didn't have to wait until Friday, you could start online.
JcPenney and Macys to not be outdone. The high end stores boasts door-stopper deals that includes $10 kitchen electronics 4 a.m. to 1 p.m. only!
Here's a list of what's open at what time, and the best time to shop for deals:
Ace Hardware Store: Opens 7 AM Friday.
Bed Bath and Beyond: 20% Off Entire Purchase when you shop between 5 AM and 10 AM.
Ben Franklin Crafts: Open Friday at 7 AM. On Friday from 7 AM - 11 AM, everything in the store is 40% off at the Sparks location.
Best Buy: Opened 5 AM Friday.
Big 5: Opened Friday at 5 AM. Extra savings from 5 AM - 3 PM.
Big Lots: Opened Friday 6 AM until 11 PM.
Burlington Coat Factory: Opened 5 AM Friday.
Cabela's: Opened Friday at 5 AM. Door busters for the first 5 hours.
Gamestop: Door busters from 5 AM - noon on Friday.
Home Depot: Opened at 5 AM on Friday. Free shipping on more than 90,000 products with no minimum purchase required through Cyber Monday.
Three Cyber Mondays - Monday, Nov. 29, Dec. 6 and 13 with 20 percent off all LED Christmas lights and artificial trees starting Sat., Nov. 27 through Mon., Nov. 29.
JcPenney:Opened at 4 AM Friday. Door Busters from 4 AM - 1 PM.
K-Mart: Deals from 5 AM - 11 AM
: Opened 3 AM on Friday. More than 400 door busters.$10 Kohl's Cash for every $50 you spend.
Legends: Opened 10 PM Thursday.
Macys: Opened at 4 AM. Morning specials until 1 PM.
Michaels: Opened at 6 AM on Friday.
Office Depot: Opened at 6 AM on Friday.
Office Max: Opened at 7 AM Friday.
Old Navy: Opened at Midnight Friday.
Pep Boys: Opened Friday at 6 AM. Best deals from 6 AM - 11 AM.
Radio Shack: Opened at 5:30 AM on Friday.
RC Willey: Door busters from 8 AM until 10 AM on Friday. *No door busters at Outlet stores.
Sam's Clubs: Opened at 5 AM on Friday.
Scheels: Opened 5 AM Friday. Door busters while supplies last.
Sears: Opened at 4 AM. Door busters from 4 AM until noon.
Sierra Trading Post: Opened Friday at 7 AM. Extra 20% off store-wide.
Sports Authority: Opened 5 AM Friday. Buy one get one half-off footwear. 10 hour door busters.
Sportsman's Warehouse: Opened at 6 AM. Door busters from 6 AM - 10 AM.
Staples: Opened Friday at 6 AM. Early bird specials from 6 AM until noon.
Stein Mart: Opened at 6 AM on Friday
: Opened Friday at 4 AM. Free $10 Target gift card when you spend $100 or more from 4 AM until 10 AM.
Toys R Us: Opened 10 PM Thursday night.
Walmart: Deals from 5 AM to 11 AM
The Summit and the many in-store deals are sure to wet your appetite this holiday season. Stores opened as early as midnight Friday.


text:
The Magazine
Mortgaging Our Future
The case against 30-year loans.
Dec 26, 2011, Vol. 17, No. 15 • By ELI LEHRER and IKE BRANNON
The conventional wisdom holds that a housing finance system built on the bedrock of long-term, fixed-rate mortgages—the sensible, historic, ostensibly free-market way to buy a home—is the key underpinning of the country's residential real estate market and the economy as a whole. A closer look, however, shows that fixed-rate mortgages aren't innately secure and that their ubiquity results from government programs that cost a lot but do little to increase home ownership. Indeed, today's economy may require policies that demote or even end the reign of the conventional fixed-rate mortgage.
Forty percent Swiss homeownership, not exactly a disaster
Glow Images / AP
A typical mortgage in the United States comes with a fixed interest rate, a "self-amortizing" payment schedule of 15 or 30 years of fixed monthly installments, and no prepayment penalties, so borrowers can refinance whenever they please. These features have obvious attractions to consumers because they assure that monthly housing payments will go down in real terms: Over the last 30 years, inflation alone would have reduced the actual value of a mortgage payment more than 60 percent. And, of course, since prepayment penalties are rare—Fannie Mae and Freddie Mac, which buy all but the biggest mortgages, won't enforce them on most loans—anyone who finds a better deal can refinance simply by paying closing costs. As a result, about 90 percent of mortgages in the United States are offered on a fixed-rate basis and very few have prepayment penalties.
Nice as all this is for borrowers, it places lenders in a no-win situation that wouldn't exist without these government assurances. Banks profit by borrowing money for the short term and lending money for the long term. When long-term interest rates go down, bankers see huge numbers of their best borrowers refinance at a lower rate. On the other hand, if short-term rates go up, lenders need to pay higher rates on deposits and bonds while collecting revenue from mortgages financed at lower rates. The latter state of affairs, indeed, played a role in rendering more than one in six of the country's savings and loans insolvent in the 1980s. These policies lock the entire housing economy into a boom and bust cycle.
Put simply, banks would not be offering fixed-rate mortgages without prepayment penalties were it not for the numerous interlocking taxpayer guarantees that come with such mortgages. Indeed, in only one other country, Denmark, do banks offer consumers anything like the mortgages in the United States—and even there, stiff down-payment requirements make such loans far less popular than they are in this country.
In fact, stripping away the façade of private banks and mortgage brokers who originate the loans, the U.S. mortgage market works almost entirely because the government transfers risk to the taxpayer in order to let banks market a product that no sane financier would ever sell in the free market. A study by economist Michael Lea, a professor at San Diego State University, concludes that no other sizable developed country intervenes as pervasively in its mortgage market as does the United States.
The primacy of the 30-year fixed-rate mortgage makes the promises by members of Congress to rein in Fannie Mae, Freddie Mac, and various other bad housing actors impossible to keep. In fact, several provisions of the Dodd-Frank bill that congressional Democrats and the Obama administration developed in response to the financial crisis reinforce the 30-year fixed-rate mortgage by offering lenders safe harbor for retaining its current features.
Even House Republicans, willing to play with political fire by calling for an end to the current Medicare system for those under 55, haven't passed any major legislation to curb Fannie and Freddie largely because they can't figure out a way to do so without simultaneously making it impossible to get 30-year mortgages on anything like the current favorable terms. And they're right to be discouraged about this prospect: Any policy that keeps mortgage terms like the current ones in force will require taxpayers to take on the risks, since the very product wouldn't exist in a free market.
That said, eliminating the 30-year mortgage wouldn't be a bad idea. For starters, there's very little evidence that this form of financing is required for current rates of homeownership. Mediterranean economic basket-cases Spain and Greece both have homeownership rates higher than the United States, despite being some of the poorest developed countries and offering mortgage terms in some respects less generous than those typically found stateside. Canada and the United Kingdom, two places more culturally (and economically) similar to the United States, have about the same homeownership rates even though mortgages there typically come with prepayment penalties and have variable interest rates.
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