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Hydropower manufacturer simultaneously deploys integrated technologies, resulting in a strong business process advantage
Founded in 1970, Zhejiang Fuchunjiang Hydropower Machinery Plant (Zhefu) is state-owned, with oversight by China's Ministry of Water Resources and Conservation. Zhefu developed the first water turbine power generating unit, Fuchunjiang Hydropower Station #3 Unit, which went into operation approximately 40 years ago. The company now specializes in the complete design and manufacture of medium-to-large-sized water turbine power generating units. Zhefu is a leading manufacturer in its market segment, with annual sales of ¥*1 billion.
Hydropower equipment must be customized according to each application. There are a multitude of types and specifications. "Each hydropower generating unit must to be designed in accordance with the specific conditions of the power station," says Zhao Zhiqiang, deputy general manager at Zhefu. "Such non-standardization significantly impacts our business process, especially since we need to secure customer orders – get the contracts signed – by means of bidding."
Zhiqiang explains, "Hydropower products are first developed by the Design Department, then inspected and approved by the Examination and Approval Department before finally being submitted to the Project Department, where materials are purchased, production begins, and the completed product is delivered and installed. Post-sale services are performed depending on customer requirements, which vary significantly from order to order. Moreover, technical preparation for production and manufacturing can be time-intensive, with many specifications and conditions changing during the process. For such a complex and extended lifecycle, the technologies and knowledge of the past are valuable, but they must be managed using advanced information technology."
Zhefu began using computer-aided design (CAD), computer-aided manufacturing (CAM) and computer-aided engineering (CAE) tools years ago. The company applied these tools to product research and development (R&D). However, the applications represented disparate systems from different vendors and were implemented to find immediate solutions to specific development issues. The CAD software was the most commonly used, but it was applied only in a 2D format.
Companies can be creative when applying resources, and Zhefu certainly is one such organization. The company was quite effective in juggling its assets, but management realized it had reached a point of diminishing returns and new tools would be needed to maintain its competitive position. "We knew that our product R&D process needed to be upgraded," says Zhiqiang. "We could see the industry evolving and we were determined to stay at the forefront."
So the company evaluated its product development environment, considering its entire scope and keeping an open mind to what would best meet its needs. "We wanted product data that is traceable during the entire product lifecycle, from R&D through design, processing, installation processes and post-sale service," says Zhiqiang. "And we wanted to be able to transmit the data across processes and across sites automatically and concurrently. Our objective was truly collaborative design. Then there were the unique product lifecycle management (PLM) needs of our hydropower equipment sector."
Considering its objectives, the company decided to fully implement PLM, enterprise resource planning (ERP) and computer-aided process planning (CAPP) systems, setting up a special center to advance integration between the systems as well as to facilitate its electronic business processes, which included automated data transmission. Zhefu was especially interested in building a completely digital product R&D platform.
Zhiqiang explains, "The requirements for the product R&D platform were clear and simple, that is, to upgrade the 2D CAD design system to 3D, standardize both national standard parts and enterprise standard parts, improve the quality of drawings, and reduce costs. This, of course, meant requiring that the new product R&D platform be integrated across PLM, CAPP and ERP."
In April 2009, Zhefu signed a long-term agreement with Siemens PLM Software, formally announcing the implementation stage of Zhefu's strategic PLM project. At that time, Zhefu management felt the company needed to significantly improve its administration of product data and its design change process, as well as to unify and optimize its CAD and CAE environments. The company viewed its challenges as a net positive in that it planned to implement the complete set of integrated solutions in one installment – Solid Edge® software, Teamcenter® software, NX™ software including NX CAM, and NX™ Nastran® software. The company viewed Siemens PLM Software as the best technology partner to get the job done.
Like many other enterprises that implement PLM technology, Zhefu encountered the problem of introducing change across operations in which individuals were firmly entrenched in their work habits. While the company expected the new processes to result in remarkable productivity advantages from the enterprise perspective, it also realized that the departments and individuals affected would need to disassociate themselves from habits developed over the years and fully engage the new approach, especially important during the initial implementation of the PLM system.
"There wasn't any hesitation or rethinking about our technology decision," says Zhiqiang, "but we knew that we needed to convince the employees of the value of the new approach. Therefore, we formed a team of our most outstanding and experienced engineers, who completed the design of a set of products within a short period of time. This brought tangible evidence that the new system reduces the error rate, solves the problems of part assembly and breaks down the BOM data for rapid transmission; that data can be easily queried; and that multiple projects are readily integrated. Our immediate and measurable success encouraged engineers to use the proven Siemens-based product development environment. Within a short period of time, all engineers had mastered the skills relevant to their expertise. To foster adoption of the new system, we developed a practical roll-out plan that included various training methodologies, from self-paced to instructor-led."
"Due to the ease of use and flexibility of the Siemens PLM Software products, Solid Edge, Teamcenter, NX, NX Nastran, and NX CAM were implemented smoothly," says Zhiqiang. In fact, Zhefu quickly and completely shifted from 2D design to 3D design. With the product data management (PDM) capability in place, Zhefu's entire development department was carrying out design work based totally on the integrated PLM solution. Zhiqiang adds, "With this system, not only is all of the data standardized and managed effectively, but we have also achieved effective integration with our ERP and CAPP systems. This is enabling PLM data to add significant value in terms of speed and process advantage to our other foundation technologies."
Zhefu is now able to turn NX 3D data into 2D drawings directly, thus ensuring accurately proportioned designs and minimum errors. Using the analysis tools provided by Solid Edge, engineering and technical personnel can perform acute interference analysis, avoiding assembly errors. And by using the processing function after assembly, fit tolerance errors are avoided.
"Reliable and seamless coordination between Solid Edge and NX provides Zhefu with a product line of the highest cost/performance ratio," notes Zhiqiang. "We use Solid Edge for conventional product design and drawing, and NX for the design of complex models and large assemblies, product analysis, processing and manufacture. All data can thus be shared, an improvement that not only enhances design efficiency, but also meets our design requirements at different levels, therefore creating more value."
Zhiqiang adds, "There have been considerable improvements in our design quality and innovation. Design turnaround has been significantly reduced. Data transmission is smooth and reliable. The engineers are comfortable with the 3D CAD and PDM systems, and as they become even more familiar, we expect the time and cost for product development will be reduced significantly."
Zhiqiang concludes, "Modern enterprises operate under a backdrop of fierce global competition. Therefore, sharing the latest knowledge immediately across diverse sites, storing knowledge for easy access and repeated use, and integrating personnel, processes and knowledge in an organic manner has become critical to competitive viability. Siemens PLM Software's technology, with Teamcenter as the core of our PLM platform, enables us to maximize knowledge re-use and collaboration across disciplines throughout our organization. Teamcenter made a seamless integration with ERP and CAPP possible. With Siemens' technology, we have achieved a real business process advantage for the long term."
*The Renminbi (sign: ¥) is the official currency of the People's Republic of China. The principal unit is the Yuan.
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Zhefu is a specialist in the complete design and manufacture of medium-to-large-sized water turbine power generating units, with annual sales of ¥1 billion.
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"There have been considerable improvements in our design quality and innovation. Design turnaround has been significantly reduced. Data transmission is smooth and reliable. The engineers are comfortable with the 3D CAD and PDM systems, and as they become even more familiar, we expect the time and cost for product development will be reduced significantly."
Zhao Zhiqiang
Deputy General Manager
"Our immediate and measurable success encouraged engineers to use the proven Siemens-based product development environment."
Zhao Zhiqiang
Deputy General Manager
5800 Granite Parkway
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Plano, TX 75024
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- KNIA / KRLS - http://kniakrls.com -
Central Football Cracks Top 10 in Division III Regional Rankings
Posted By Sports On October 29, 2010 @ 5:55 am In Today's Local Sports | Comments Disabled
Central College is ranked 10th in the West Region in the season's first NCAA Division III regional rankings. The rankings are produced by the NCAA Division III Football Committee and serve as the basis for selections to the 32-team Division III playoff field, which will be announced November 14. Undefeated St. Thomas is ranked first in the West. Iowa Conference rival Wartburg is 3rd with Coe 4th. Central is ranked No. 17 nationally by the American Football Coaches Association and No. 18 by D3football.com. The Dutch have two regular-season games remaining and travel to Storm Lake Saturday to take on Buena Vista.
Article printed from KNIA / KRLS: http://kniakrls.com
URL to article: http://kniakrls.com/2010/10/central-football-cracks-top-10-in-division-iii-regional-rankings/
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subset: commoncrawl


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Event Contact
Larry Baile
Kristen Spriggs
Insurance Recruiting Specialists
15685 N Cave Creek Road
Suite 200
Phoenix, AZ 85032
Telephone: 602-889-3857
Email: firstname.lastname@example.com
Website: http://www.thebestirs.com
Visit us at Booth(s) 212 during the 2015 Annual Convention in San Diego.
For more information, contact Elena Nye
About our Company
Insurance Recruiting Specialists is the premier nationwide agency for placing insurance industry professionals. We understand that the success of your business depends upon the knowledge, skills and experience of your staff. Therefore, we strive to provide you with a first-class recruitment service, one that will far out weigh your expectations. Nationwide service; Guaranteed lowest bill rates nationwide; Our staff is available seven days a week, so that we can serve you in the best manner possible; Intelligent, pre-screened, and highly skilled temporary, temporary to hire, and direct hire candidates.
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317.875.5250 - Indianapolis | 202.628.1558 - Washington, D.C.


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729 Third Ave.,
New York, NY 10017
4pm-7pm; $5 beer on tap
Mon-Fri, 11am-3pm; Beat the Recession: meals for less than $7
4, 5, 6, 7, S at Grand Central-42nd St.; 6 at 51st St.
American Express, Discover, MasterCard, Visa
This venue is closed.
This low key neo-tavern opened in 1998 and was face-lifted in early summer 2008. Decorated with classic chain-bar kitsch, the duplex bar-restaurant does brisk business with after-work midtown-corporates and the occasional herd of weary tourists. The 17 beers on tap and a broad whiskey selection (including Glenfiddich, Macallan and Glenlivet) are poured and served for a quiet, no-frills clientele who line the downstairs bar. The upstairs dining area, which seats sixty, offers your standard bar menu with hearty, generously-portioned staples: burgers, chicken-wings, and various other deep-fried goodies.Live Music
Sat, 9pm1am, and Sun, 9pmmidnight; traditional Irish music
Picnics with a view, roller-skating nostalgia, and a party for gay headbangers.


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Week 1: Farmington at Gallup, Aug. 30 at 7 p.m.
Week 2: Farmington at Los Alamos, Sept. 6 at 7 p.m.
Week 3: Miyamura at Farmington, Sept. 13 at 7 p.m.
Week 4: Durango at Farmington, Sept. 19 at 7 p.m.
FARMINGTON — Two days after the Farmington High football team took cover from a drive-by shooting, the Scorpions were back on the field focusing on football.
Farmington hosted Los Lunas in a scrimmage on Friday night at Hutchison Stadium. Los Lunas, the state runner-up from a season ago, boasted a well-rounded offense and athletic defense that kept the Scorpions out of the end zone the entire evening.
"It was a good scrimmage for us. We are just happy to be hitting someone else besides each other," said Los Lunas' first-year head coach Duane Toliver, who replaced Jeremy Newton on the Tigers' sideline.
Los Lunas scored four offensive touchdowns -- three passing and one rushing -- without the services of star senior running back Jalen Chavez. The Tigers also intercepted Farmington's starting quarterback Jacob Lucas on consecutive plays as senior free safety Randy Moore returned both for touchdowns.
"The speed of the game got to us a lot," said Farmington High head coach Gary Bradley. "We didn't necessarily respond to that so well. I guarantee it will make us better."
Bradley was pleased with his team's enthusiasm but said they need to focus on the details of the game more closely.
"It comes down to fundamentals. I am not worried about our attitude, work ethic or ability, but our fundamentals definitely were lacking," he said.
For Lucas, Farmington's senior quarterback, the focus of Friday night's scrimmage was to grow closer to the team.
"It is a great learning opportunity and a great time to build the team," Lucas said. "It is a great time to unify and get the preseason jitters out."
Bradley said Los Lunas should be a top-four team in the state in the 4A classification again this year.
"I always like scrimmaging Los Lunas. They had a great year last year and have a lot of returners," Bradley said. "They have confidence and some damn good athletes."
Toliver hopes he can build on the successes Newton had with the program beginning in Week 1 when the Tigers host Aztec High.
"I inherited a great program, and I am happy for that," Toliver said. "I hope to live up to expectations."
Farmington High has two weeks to prepare for its season opener against Gallup.
The Scorpions had a good showing from their fans on Friday night. Even the band showed up to support their team.
"It is great having the support of the fans. It sure helps the team. When you feel that support, you feel important and you play better. They are like a family to us," Lucas said.
Bradley agreed.
"This is a great community," he said. "That was a good little crowd we had for just a scrimmage. How many bands come out to a scrimmage? It goes to show we are looking forward to a great football season in this town."John Livingston can be reached at email@example.com; 505-564-4648. Follow him on Twitter @jlivi2.


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Tower B, Business Central Towers, 43rd Floor
P.O. Box 74021, Sheikh Zayed Road
E firstname.lastname@example.com
Brand Union Dubai is celebrating its 10 year anniversary in 2014. Over the last decade we have developed some of the most powerful brands in the region: Madinat Jumeriah, Al Rajhi Bank, Dubai Festival City, Dubai Road Transport Authority (RTA), Mubadala, QNB, Kizad, Nova Water, and GE Healthcare Services. Our head office is in the Business Central Towers, right at the heart of Media City, with spectacular views of the Palm Island and the Arabian Gulf. We invite you to visit us for a cappuccino and meet our regional team of branding professionals from across the globe to talk about the experience of your brand, and the opportunities to grow.
Abu Dhabi Ports Company
'Talking about tomorrow' was the theme for a new approach to branding Kizad, Abu Dhabi's new industrial zone. Changing the perception of industrial zones - from heavy factory image of the past to tomorrow's shining enterprise zones - was the challenge. We built a brand that encapsulated this...SEE MORE...


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|Prevention of thromboembolic events in surgical patients through the creation and implementation of a computerized risk assessment program.
MedLine Citation:
|PMID: 20022209 Owner: NLM Status: MEDLINE
|OBJECTIVES: Deep vein thrombosis (DVT) is a major source of postoperative morbidity and mortality and is currently a major quality improvement initiative. Mechanical and pharmacological prophylaxis is effective in preventing postoperative thromboembolic events, yet it remains underutilized in the clinical setting. Thus, the objective of this study was to develop and implement a computerized DVT risk assessment program in the electronic medical record and determine its effect on compliance with DVT prophylaxis guidelines.
METHODS: A standardized DVT risk assessment program was developed and incorporated into the Computerized Patient Record System for all surgical patients at the Jesse Brown Veterans Affairs Medical Center. Four hundred consecutive surgical patients before and after implementation were evaluated for DVT risk, the prescription of pharmacological and mechanical DVT prophylaxis, and the development of thromboembolic events.
RESULTS: With implementation of the DVT risk assessment program, the number of patients receiving the recommended pharmacological prophylaxis preoperatively more than doubled (14% to 36%) (P < .001), and use of sequential compression devices (SCD) increased 40% (P < .001). Overall, the percentage of at-risk patients receiving the recommended combined DVT prophylaxis of SCD and pharmacological prophylaxis increased nearly seven-fold (5% to 32%) (P < .001). The assessment also improved use of prophylaxis postoperatively, increasing SCD use by 27% (P < .001). With respect to DVT occurrence, there was an 80% decrease in the incidence of postoperative DVT at 30 days and a 36% decrease at 90 days; however, this did not reach statistical significance due to the low event rate.
CONCLUSIONS: The creation and implementation of a standardized DVT risk assessment program in the electronic medical record significantly increased use of pharmacological and mechanical DVT prophylaxis before surgery in a Veterans Affairs Medical Center setting.
|Sarah Jane Novis; George E Havelka; Denise Ostrowski; Betsy Levin; Laurie Blum-Eisa; Jay B Prystowsky; Melina R Kibbe
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|6229899 - Fibrinolytic activity in plasma and deep vein thrombosis after major abdominal surgery.
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Publication Detail:
|Type: Journal Article
Journal Detail:
|Title: Journal of vascular surgery Volume: 51 ISSN: 1097-6809 ISO Abbreviation: J. Vasc. Surg. Publication Date: 2010 Mar
Date Detail:
|Created Date: 2010-03-08 Completed Date: 2010-04-13 Revised Date: 2012-10-03
Medline Journal Info:
|Nlm Unique ID: 8407742 Medline TA: J Vasc Surg Country: United States
Other Details:
|Languages: eng Pagination: 648-54 Citation Subset: IM
|Division of Vascular Surgery, Northwestern University Feinberg School of Medicine, Chicago, IL 60611, USA.
Export Citation:
|APA/MLA Format Download EndNote Download BibTex
|MeSH Terms
Aged, 80 and over
Decision Support Systems, Clinical*
Drug Utilization
Early Ambulation / utilization
Electronic Health Records*
Fibrinolytic Agents / therapeutic use
Guideline Adherence
Hospitals, Veterans
Intermittent Pneumatic Compression Devices / utilization
Middle Aged
Physician's Practice Patterns*
Practice Guidelines as Topic
Prospective Studies
Reminder Systems*
Retrospective Studies
Risk Assessment
Risk Factors
Surgical Procedures, Operative / adverse effects*
Thromboembolism / etiology, prevention & control*
Venous Thrombosis / etiology, prevention & control*
Young Adult
Reg. No./Substance:
|0/Fibrinolytic Agents
From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine
Previous Document: Impact of metabolic syndrome on the outcomes of percutaneous renal angioplasty and stenting.
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The city has blocked the corner of State Street and Harwood Avenue in the heart of the Village to rebuild the intersection and add new crosswalks, sidewalks ramps and landscaping, said Bob Kelly of the city engineering department.
Signs indicating construction ahead will be placed at the corner of State Street and Wauwatosa Avenue, for traffic from the east, and at State and Harmonee Avenue for traffic from the west, Kelly said. The businesses in and near the intersection will continue to be accessible.
The project is designed to improve safety and to better mark pedestrian crossing points across State Street, where crossing on foot is not always easy, said Jim Plaisted, executive director of the Village Business Improvement District. The project, costing $62,213, is part of the city's master plan. Gleason Construction is the contractor.
The street was blocked Monday, and will continue to be blocked during construction, which will last two to three weeks, Bill Wehrley, city engineer, said.
Pleistad said signs indicating that businesses are open will be posted.
"It'll be more work for people to get here, for sure," said Linda Burg, owner of The Little Read Book, at 7603 W. State St. "But Underwood is open, so if you wanted to come to this part of the Village (from the west) you can make a big loop (down Wauwatosa Avenue) by Starbucks, and if you're coming from the east on State, there's still parking on the street."
Burg said when the project is done pedestrian access will be easier.
"It's always been a really bad corner," Burg said. "Coming out of the Chancery parking lot (next to her business), it's almost a dead corner there, and people go much too fast. It's not pedestrian-friendly. This'll slow traffic down, which will be good."
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- Wauwatosa school board hears proposals for new course offerings


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'Question One' chronicles hope and heartbreak in Maine's 2009 marriage campaign
Postedon Oct 02, 2012 at 05:00 pm
A new documentary called 'Question One' tells the story of the 2009 marriage campaign in Maine. The film takes viewers behind the scenes of both sides of the campaign, giving a full picture of what happened.
Musician dedicates wedding song to NY couple Chris and Carl for Freedom to Marry
Postedon Sep 27, 2012 at 12:30 pm
As a wedding gift to her friends Chris and Carl, Lindsay Katt wrote and recorded "My Home," a song about the love they've shared for ten years. She produced a slideshow with the song and screened it during the wedding, and now the song is available on iTunes and other music distribution sites. All of the funds raised from "My Home" will be donated to Freedom to Marry. Read our Q&A with Lindsay!
Artist documents same-sex military couples in new photo project
Postedon Sep 20, 2012 at 10:45 am
This fall, Tatjana Plitt, an artist from Australia, is working to document gay and lesbian service members, who for the first time can publicly express their love and commitment to their husbands, wives, or partners. We speak with Tatjana about her motivations for the project and how we can use art to explore important political and human issues.
Fall TV lineup presents positive portrayals of same-sex relationships
Postedon Aug 29, 2012 at 05:00 pm
When the Fall 2012 television season starts up again in a few weeks, viewers will be treated to more prominent same-sex relationships than we've seen in most recent TV seasons. In addition to a number of returning strongholds on shows like Glee, Modern Family, and Grey's Anatomy, this season will introduce two new series - The New Normal and Partners - with leading characters in same-sex relationships.
MSNBC's Thomas Roberts to become the first openly gay news anchor to marry
Postedon Aug 09, 2012 at 01:15 pm
In September, Thomas Roberts, one of the lead anchors on MSNBC, will tie the knot with Patrick Abner, his partner of 12 years. The wedding will make him the first television news anchor to marry a same-sex spouse.
Tony Award-winning Freedom to Marry supporter Joan Stein passes away
Postedon Aug 03, 2012 at 03:45 pm
Earlier today, Tony-awarding winning theatre producer Joan Stein passed away after a long battle with cancer. Stein was a longtime supporter of the freedom to marry, and in recent years, she worked hard to combine her commitment to the theatre with her advocacy for the LGBT community.
The Top 12 pop culture freedom to marry moments in July
Postedon Aug 03, 2012 at 09:15 am
In the entertainment and pop culture world, the freedom to marry continues to gain traction and hit the mainstream. The month of July saw several pop culture moments where the freedom to marry faced significant visibility.
Why a gay cupcake is worth a thousand words
Postedon Jul 03, 2012 at 09:32 am
These cupcakes may not be the official Freedom to Marry cupcake, but this simple display of rainbow baked goods and the Freedom to Marry logo was really significant for me. It represented how my family has become more open about discussing gay issues and how confidently my mother is willing to assert that her son is an advocate for marriage.
CNN anchor Anderson Cooper comes out
Postedon Jul 02, 2012 at 11:20 am
This morning, Andrew Sullivan of "The Daily Beast" published an email from CNN anchor Anderson Cooper where the star journalist says, "The fact is, I'm gay."
Minnesota Vikings punter Chris Kluwe supports the freedom to marry
Postedon Jun 29, 2012 at 11:15 am
Chris Kluwe, a punter for the NFL's Minnesota Vikings, has started speaking out in opposition of a proposed anti-gay constitutional amendment that will go before Minnesota's voters in November. His advocacy shines out in the world of sports, where few players have publicly expressed their support for the freedom to marry.


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Cocktail Dress of the Month 8T216
Hi girls!
How is your week going?
We normally feature a "Cocktail Dress of the Month". We love the collection so much that we decided to make some changes, in order to show you our large cocktail collection. The dress we want to share with you is an innovative and very special model from the collection. It's a rhinestone and tulle dress and shawl, with spaghetti straps and V-neckline ideal for girls with a small chest. Best if accessorized with beautiful earrings and an elegant clutch.
8T216 model from the Two by Rosa Clará 2015
Available in navy/nude, silver, beige and green.
We won't show you just the "cocktail dress of the month", we will also inspire you with two other dresses. Some months we will show you dresses similar to the main dress, and some months we will show you different styles. You will see a large variety!
The two models that you are going to see are figure-hugging and sometimes we think that these dresses will accentuating our problem areas. But on the contrary! Sometimes this type of dress highlights our figure, and hides our defects. You just have to make an appointment to check it out!
8T210 model from the Two by Rosa Clará 2015
This dress and shawl, made of rhinestones and tulle, is available in both short and long lengths. Perfect for both a shorter or tall bride and a day or night wedding. Accessorize with black clutch for a red carpet ready look.
Available in smoky grey/nude, navy/nude and black/nude
8T320 modelo from the Two by Rosa Clará 2015
To finish, a spectacular dress and shawl embroidered with rhinestones. A model that highlights women's curves and in addition has a very flowy skirt.
What do you think of these three models?
You can make an appointment HERE to try on any model from the collection.
You can check out the whole collection HERE.
We are sure that you will find your dress!


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1994 Chevrolet Truck • 132,000 miles
My back-up lights aren't working. I've looked up the issue online and found out that it might be the neutral safety switch, i've also ruled out the bulbs, I have replaced them both. I bought a "haynes" book for my truck and it said that my neutral switch is located at the bottom of my steering column near my firewall. The only problem is that my steering column doesnt have a neutral safety switch on it. So i'm confused/ frustrated with this whole project altogether. I just want to know how to get my backup lights to work, without having to pay for a mechanic to do it. Please help me!
November 3, 2012.
November 3, 2012.
If this is a manual it's on the trans, if it's an automatic it's on the steering column it should be about 4-5" from firewall.
Nov 3, 2012.
Nov 3, 2012.
When I'm driving the power steering locks and the wheel gets hard and can't turn,,,so I stop and turn the car off for a few sec.problem solved but the thing is that it's starting to do ...
3 answers • 2006 Chevrolet Malibu • 76,900 miles
Upon getting my car back from being repaired after a passenger side, front end wreck ($4,300.00 PLUS in damages), my power steering seems to be going out. It's sporadic-it has quit ...
3 answers • 2005 Kia Amanti • 78,000 miles
The rack & pinion assembly, power steering pressure and return line assembly, lower ball joints were just replaced on my wife's 2000 Toyota 4Runner and a front end alignment performed...
1 answer • 2000 Toyota 4Runner • 165,000 miles
I have a 2002 Altima and I'm replacing the steering gear. I have everything ready to remove but I'm unable to disconnect the steering gear from the steering column. I have ...
8 answers • 2002 Nissan Altima • 150,000 miles


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EAGLE MOUNTAIN (Hudspeth County). Eagle Mountain is twenty-four miles southeast of Sierra Blanca in southeastern Hudspeth County (at 30°55' N, 105°05' W). With an elevation of 7,484 feet above sea level, it is the highest peak in the Eagle Mountain range. The surrounding rugged terrain is marked by numerous box canyons and high relief and is surfaced by shallow, stony soil that supports Douglas fir, aspen, Arizona cypress, maple, ponderosa pine, and madrone.
The following, adapted from the Chicago Manual of Style, 15th edition, is the preferred citation for this article."EAGLE MOUNTAIN (HUDSPETH COUNTY)," Handbook of Texas Online (http://www.tshaonline.org/handbook/online/articles/rje02), accessed November 25, 2015. Uploaded on June 12, 2010. Published by the Texas State Historical Association.
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Sit-Down Counterbalanced
The Crown family of electric sit-down forklifts includes two versatile designs that offer more power, comfort and productivity-enhancing benefits for any counterbalanced application.
The three-wheel design (SC Series) is ideal for dock, transportation or racking applications. As the shortest 3,000 lb capacity truck in the industry, this workhorse offers additional flexibility to maneuver in tight work spaces. The four-wheel design (FC Series) includes higher capacities and an attachment friendly design with intelligence, durability and uptime benefits that drive more productivity.


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This week's The Economist has a big feature on Wall Street's crisis.
Check out the cover:
Here's the list of related stories:
- Comparing banking crises past and present
Mar 19th 2008
- Central banks diverge (A dangerous divergence)
Mar 19th 2008
- Where finance went wrong
Mar 19th 2008
- How to invest in a panic
Mar 19th 2008
- Caveat counterparty
Mar 19th 2008
- A lifeline of sorts to Wall Street
Mar 19th 2008
- Flipside of the falling dollar
Mar 19th 2008
- China's stockmarket swoons
Mar 19th 2008
- The fallout at Bear Stearns
Mar 19th 2008
- A wobble in commodities
Mar 19th 2008
- The $2 bail-out; Sore heads
Mar 19th 2008
- Apocalypse now? (Investment havens in a time of panic)
Mar 19th 2008
Wall Street's crisis
The Economist, Mar 19th 2008
Category: Credit, Derivatives, Financial Press
Please use the comments to demonstrate your own ignorance, unfamiliarity with empirical data and lack of respect for scientific knowledge. Be sure to create straw men and argue against things I have neither said nor implied. If you could repeat previously discredited memes or steer the conversation into irrelevant, off topic discussions, it would be appreciated. Lastly, kindly forgo all civility in your discourse . . . you are, after all, anonymous.
45 Responses to "The Economist on Wall Street"
My gut tells me this qualifies as the "contrary magazine cover that means go the other direction".
Exactly what I was going to say.
You'll have to be kidding. Did you read the piece?
The counter-trend rally may last a few days. But no way is there any way to support anything resembling the sham that was going on. Expect more dominoes to fall – just a matter of time.
You want a contrarian indicator? How about all the talking heads and analysts saying the storm has passed, all clear to jump back into equities. Suckers.
It's the Economists usual thorough, comprehensive and insightful job on special surveys. Highly recommended. The NYT had a shorter piece over the weekend "What Created the Monster? " that's a shorter but also thorough and competent survey. I'll also presume that everyone saw the special on the front-page of the WSJ on the breakdown of market regulatory mechanisms ? This has been over 20 years in the making and it'll take a while to unravel but will be unraveled.
This week's upside action is nothing but the boys on Wall Street putting end-of-quarter lipstick on the equity pig. We'll be heading south toward that much-vaunted "bottom" come Monday.
Don't use all magazine covers as contrary indicators.
The best one I ever saw was the Economist one week in August 1982. The caption was "The Bull Jumps Over The Moon". We all know what happened for that next 18 years. Sometimes smart guys get it right.
YEAH! Bring on the parade of magazine covers!
The long standing sign is beginning. It won't be complete until it is on Time, US News, Businessweek, Newsweek, etc.
The Economist is almost too esoteric for it alone to be the contrary indicator. Its grade level of writing is too high for it to be the populist news source.
The Economist is generally right on track. Also one of the best-written magazines out there. I knew a lady who did fact checking for them, and they were really, really serious about it – despite being a weekly.
In any case, their "Housing Bust" (a brick falling) cover was June 18, 2005. Compare that to the RE promo of Time Magazine's "Home Sweet Home" (guy hugging a house) cover on June 13, 2005.
The Economist was off in 2005. The peak was in July. They were early!
I liked the quote from Barton Biggs. "Buy a farm".
The bottom isn't in. When the powers that be at the SEC in collusion with some brocker banks eliminate the ability to short on a down tick, they are setting up the short money machine. When the last big squeeze has eliminated 99% of the shorts, THEN the stocks will fall and fall and fall. I believe this will dovetail with high poll numbers for the Democratic presidential nominee right after the convention. Whatever you plan to do, if you don't like log rolling in whitewater, don't try to make money in this market.
Jesus, not everything is a contrarian indicator.
AGG, with the advent of so many short and ultra-short ETFs, nothing can really eliminate the shorts. In fact, this new and now permanent market demand for short contracts has probably played a role in all these bear rallies.
Perhaps, we are in such a "instant media age" that the old once a month magazine headlines, aint got the same old rock'n'roll? jmho
Forget Wall Street; what do you think will happen to the American economy if the truckers go on strike on April 1, like they are threatening to do? Most of the talk has been about Wall Street seizing up due to the banking crisis and subprime mess. What about Main Street seizing up because nothing gets to the stores?
OK, Shorts, don't get too sure of yourselves, the next bail-out is Congress coming in and buying up loans. So far I have had heavy short positions three times,and old gentle Ben has fucked me up the ass…it hurts!
The Economist is sometimes right, sometimes wrong. They were talking about the housing bubble for years… they were wrong for 3 years, and now they're right. But they were terribly wrong when they said oil was headed to $5/barrel.
Fact is that nobody knows how bad things on wall street can get, because nobody can tell you where the bad credit is, or the quantum of the eventual losses.
And for that very reason, I'm taking advantage of the current rally to sell all my Citi. Still hanging on to UBS, though.
So sick of reading about why the system is broken due to the lack of liquidity and insolvency of Wall Street. The system is broken because American's don't make enough money due to globalization, expensive education and expensive health care but were encouraged to live the American Dream beyond their declining means. Taking on debt was the last gasp of the consumer who could not otherwise raise their standard of living. Real wages have been declining for 20 years. First the wife went to work to augment their income and then they borrowed against their house. Now it's game over for the 75% of the population who have no savings and are buried in debt. Wall Street shook them down for their last few dimes and leveraged the debt 30X.
Sounding trumpets for rescuing the Street, as does the Economist, is to miss the whole point of this crisis.
dont worry be happy!
your government will solve this with tax dollars and we will all pay.
they know not what they do
From the second article: http://www.economist.com/finance/displaystory.cfm?story_id=10881032
But there is also an intellectual rift. The Fed has long argued that central bankers should not try to prick asset bubbles, but must mop up the mess promptly when they burst.
Ben Bernanke, Mr Greenspan's successor, holds these views even more strongly.
First, is this accurate? Second, is this sane? What happened to "taking away the punch bowl just as the party's getting started?"
So sick of reading about why the system is broken due to the lack of liquidity and insolvency of Wall Street. The system is broken because American's don't make enough money
You say poTAYto, I say poTAHto…
@ RenoDino… very well said.
The one thing I learned recently is be diverse. Even if one expects the overall market to trend down should have some stock they expect will go up over time no matter what. This will keep you from a really red or green day. I'd rather have this as a really red day is really painful and it's nice to watch something go green.
Even if congress bails out the housing that doesn't solve the problem. People in the US carry too much debt.
Be careful of the some of the short indexes. Some are junk. Look at EEV versus EEM. EEV is supposed to track double against EEM but since inception it's only gained 100% not 200% and on loss days it will take the 200% loss.
Here's an interesting indicator from Fedco Seeds of Waterville, Maine, a very small organic seed and plant company:
We are concluding an astonishing season. The possibility of a million dollar seed order first occurred to me during our February peak, when for four consecutive weeks we bettered our previous record weekly high of $81,000, topping at $108,000. Those 4 weeks alone generated $400,000. Now it is no longer a question of 'will we top a million this year?' It is 'when will we reach the million. My guess is either March 26 o 27th. Our 22 percent sales growth this spring is our largest since Y2K."
– C.R. Lawn, Fedco Seeds. March 15th.
Wow Douglas, thanks for that. That's a big red flag. So are earnings of over 10% for 5 years in a row.
Did ir say that American consumers are most pessimistic since Nixon was president ?
The latest S&P/Case-Shiller home price index finds that U.S. consumers "are more nervous about the future than at any time since December 1973, when Richard Nixon was President." The survey also found that home prices in 20 U.S. metropolitan areas "fell 10.7 percent in January," the sharpest decline since 1987.
The Bush admin had clearly accelerated the decline of the USA and BB is out of bullets
Yowza !
RenoDino has it.
When society thinks it is better off when its talented people unbolt machines from factory floors and ship them abroad, rather than design and operate machines; said society is OVER!
Look around NYC, Barry. How many of your contemporaries ever produced a product? Yet they are awash in cash and wealth. Reward for what? Designing and operating solipsistic ponzi-scheme?
Agree with John Borchers re: short funds.
I bought an inverse high yield bond fund in June. It was all over Bloomberg today about how poorly high yield bonds are doing. Have I made $$ on this thing? No – it's down about 1% since I bought it and it is pissing me off. It is up about 5% since the start of the year though – so maybe it's not so bad.
Why do I have a funny feeling that the hero of the story, the unscathed JP Morgan, will eventually be the biggest bust of them all?
Well Dee, to answer your question…You are right!
The thugees are in the treasure room with weapons. Bernake has been lapped in the race to the bottom. The ECB didn't even enter a car. When they cut, MAMA I WANT MY GOLD TOY! Competitive devaluation. Begger thy neighbor. God this is so predictable I'm bored.
It wasn't hard for me to find a blog on JPM that made my "funny feeling" seem very ominous. For you all to enjoy now and say your prayers.
Mo, John Borchers, might i suggest you retake remedial math and learn this program called MS Excel before losing any more $ in double inverse-land (hint: google your question and you'll get the answer)
Ross, did you say something about your neighbors "thinning their cattle herds like in the 70s, because they're not making money on them"? Are they suffering from input price rises or recessionary demand/output-price reduction? … Or both?
Renodino: again, well said.
You've probably all gone to sleep already, but so it's said: the magazine cover contrary indicator only works in retrospect, just like Jim Cramer's predictions. With a full range of opinions spewing forth constantly, either from the print media at large or from one blowhard, you just have to pick the call that ends up fitting your thesis and voila.
As to the debate about whether we've hit a bottom, the obvious short answer is "no, you f***ing retard." CNBC's perma-tards and bubbleheaded babes can misapply Buffet's bromides all they want, but a multi-decade old imbalance can't be resolved over a weekend. Calling the BSC implosion the cathartic event that signals the bottom is akin to saying "well, with Archduke Ferdinand out of the way, what's there to fight about?"
I was long in early 2007 until I woke up to the many reasons to be short. Those reasons have not yet found full expression in the market. The sword of Damocles still dangles, though we're more of us aware of it.
Bulls, stock up on kneepads.
Another red flag: The taco job measure
(longtime Fedco customer, love their product, but I haven't needed to order in many years since heirlooms are easy to take seeds from year to year, so most of their orders must be newcomers or recidivist gardeners.)
I think we should take a step back and look at everything from an objective opinion…here is a mainstream mag putting a face on the obviouse (to some of us) and this will seep into the minds of many at some point. Having read this mag for some 25 years they rarely dither but always state obvious and eventually the words become mainstream if not old to some of us.
I find this very disturbing on some level as I think we have arrived. The comments is something new but revealing. I too now live on a farm, bought it two years ago..
Re: Contrarian covers.
Contrarian covers come after a year or three into a bull/bear.
The Business Week "It's a Low Low Low Rate World" was last January–right before the first sub-prime problems. The Time "Why We Love Housing!" cover was, I think, in July 2006, right at the peak of the housing market.
To think that only some 6 months into this debacle that a magazine cover is a good sign of the turn is foolish. I would be more interested in the magazine covers come this summer or fall when people throw in the towel.
Great debate — I appreciate thoughtful discussions like this.
For those who want to read more about the strengths and weaknesses of the magazine cover indicator, see these previous discussions.
Some of the serious livestock growers I know are thinning herds because of input costs. It's a combo of feed and fuel prices along with fertilizer costs. It's a typical cycle that lasts a couple of years.
Once prices rise 15% or so, they typically expand. Funny, a new ETF I found equals 1 lean hog and 1 live cattle contract and trades under the symbol COW…..
The economist is famous for providing temporary counter trend blips…see the dollar. Each time they put out a bearish dollar story, the dollar rallied at least a few percentage points…
The stock market is in serious trouble..no doubt about it….but I think we're in the middle of one of those corrections that will send all new bears/shorts to the crazy house….
I love these morons who invest on the basis of magazine covers. They sure do make life easy for the rest of us. :)
As though a story in the Economist is going to pay back ARM mortgages that have reset and somehow recapitalize derivative structured instruments.
My PhD in Economics is from some years back, so I may be behind on the new math, but even today I'm pretty sure it doesn't work that way.
Thanks, Ross.
The counter trend rally may last a few days.


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Workers Compensation Hand and Wrist Injuries
St. Louis Work Injury Lawyer
Following back injuries, hand and wrist injuries are the most common work related injuries among American workers. These injuries account for millions of dollars in workers compensation claims each year.
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Carpal Tunnel
Carpal tunnel syndrome (CTS) is one of the most common work related wrist injuries. It is pain, tingling or other problems with your hand because of pressure on the median nerve in your wrist. This nerve controls movement and feeling in your thumb and first three fingers. Any type of pressure on this nerve can cause carpal tunnel syndrome. In a work environment it can be caused by working with bent wrists, by a high rate of repetition using the hands or a lack of time to rest for jobs requiring forceful hand movements. People who work with computers often complain of wrist injuries due to typing for long periods of time.
CTS can be difficult for a doctor to diagnose. It may also be difficult to determine whether or not the carpal tunnel syndrome is from a work related activity. Receiving compensation for CTS and loss of income during treatment is where the trouble begins for many employees.
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If you have injured your hand or wrist while on the job, you need to first report the incident to your employer. Tell them how you were injured and where and when the injury occurred. They will submit the injury to their workers compensation insurance company and it is up to them to decide whether or not they will approve medical treatment. In many cases they will deny your benefits or make it extremely difficult for you to obtain them.
You may have suffered a legitimate work related injury, followed the proper steps and yet your claim is still not being handled properly. It is important to seek the help of an experienced Workers Compensation Lawyer.
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Workers Compensation for a workers compensation settlement for carpal tunnel
Workers Compensation for workers compensation settlement for fall at work causing wrist fracture and carpal tunnel
photo credit: twitchcraft


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Property and Freedom Society
Sixth Annual Meeting
Bodrum, Turkey, 26-30 May 2011
Karia Princess Hotel
Full Video Record
Made by Sean Gabb or by the Staff of the Karia Princess Hotel
Yuri Maltsev, Of Customs and Condoms. Moving from One Empire to Another
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If you go:
WHAT: Bloom: Dialogue and Solutions, a screening of a documentary about Lake Champlain pollution and discussions of actions people can take to help clean the lake.
WHEN: 6:30-8:30 p.m. Monday.
WHERE: ECHO Lake Aquarium and Science Center, Burlington.
MORE INFO: Seating is limited, so RSVPs are requested by calling 877-324-6386 ext. 100, or 864-1848 ext. 100. A suggested donation of $5 is accepted at the door; free for ECHO members.
What might drive one to bring a controversial film to an institution that promotes stewardship for Lake Champlain?
As ECHOs lifelong learning coordinator and educator, Im interested in ways to promote opportunities for adults to have a dialogue about science and lake issues. I attended the premiere of the film Bloom: The Plight of Lake Champlain last year, and there was a guest in the audience who asked how she could get involved in making a difference for the lake. In a room of close to 400 people I didnt feel her question was answered adequately. Reflecting on this I wondered if a showing at ECHO would help.
I wanted to create an atmosphere where people would feel comfortable having their questions answered and leaving with solutions, thereby creating a way of getting people involved in the next step of stewardship. So now its happening. This Monday, March 21 6:30- 8:30 p.m.night we will be hosting Bloom: Dialogue and Solutions.
To begin the evening at 6:45 p.m., there will be about 15 minutes of stories presented by folks touching upon the three areas of interest: agriculture, urban and homeowner solutions. Stories will be shared by Brian Trudell, who grew up on his parents 100-cow dairy farm in East Fairfield; Colin McCaffrey, director of Friends of the Winooski River, who will speak about members involvement; and Eric Wolinsky, president of the St. Albans Area Watershed Association. Following these solution-based stories will be the screening of the half hour documentary, filmed in Vermont and featuring many familiar faces within the Lake Champlain Basin community.
Following the film at 7:35 p.m., there will be three breakout groups with facilitators and experts in each. The purpose of these groupings is to have a sharing of conversation and ideas involving solutions for immediate actions by individuals:
• Agriculture: Farmers have made incredible strides in water-quality improvements with their farming techniques in recent years, and this evening will provide an arena for sharing solutions and actions.
• Urban: Stormwater carries many unwanted pollutants from our rooftops, paved driveways, parking lots and roads. These pollutants eventually make it to our rivers, streams and finally to Lake Champlain. We will share some solutions that reduce these types of pollutants from the materials we use to the habits we have.
• Homeowners: There are things we can do in our everyday lives that can make an immediate difference in our water quality. This group will focus on actions as diverse as what we do with our kitty litter to the kinds of chemicals we put on our lawn and gardens.
The goal of the evening is to bring together regular folks, watershed experts and organizations who all will leave with a laundry list of immediate and doable actions.
At the end of the night, we hope attendees will feel empowered to make better choices and become better stewards of our environment. Were offering a relaxed atmosphere to mirror the successful Cafe Scientifique evenings and Meet the Scientist events held at ECHO several times a year, with attendees enjoying light hors doeuvres with a cash bar.


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December 1, 2015
A Fort Walton Beach man has been found dead inside his apartment.
The death of Paris Quentin Matthews, 32, of Woodham Street, is now being investigated by the Okaloosa County Sheriff's Office. According to a press release from the Sheriff's Office, Matthews was shot once around midnight at Rene Lynn Apartments after two men knocked on his door and barged in when he opened it.
The press release explains that the suspects are described as black males who were wearing hoodies and had their lower faces covered. They were last seen running on the north side of the apartment complex.
Anyone with information is asked to contact the Sheriff's Office at 850-651-7400 or contact Emerald Coast Crime Stoppers at 850-863-TIPS.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.


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The latest casualty of the ill-fated "ObamaScare" is the doctor shortage. Having insurance is good, but having your doctor is better. A lot of the doctors are either retiring or refusing to take Medicaid, and other insurance. They don't need a bureaucrat telling them what they can do with their patients. Plus, they don't like the pittance the bureaucrats allow for ObamaScare.
Obama is letting the insurance companies decide what doctors, and how many will be in their policies. And, of course the companies are going to choose the cheapest way out. So, they will have the young inexperienced, recent grads, and I doubt very few specialists. So, there goes your doctor Obama promised you could keep.
Also, since Obama raided Medicare of $500 billion to finance his insidious folly, it's questionable about your current medication. It is dubious, how much, and whether it will be covered at all.
And, if you were lucky and got your doctor, you might not have a hospital. There are a bunch of hospitals that are refusing to coordinate with ObamaScare. Our local IU Health Ball Memorial Hospital has a current controversy with United Health Care.


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Literature is not just a clever play of letters; it is a reproduction of human sentiments and human experience. It is the vibrant and sometimes incomprehensible reality of man given shape and permanence through the written word, forged in the landscape turned battlefield we call existence, and tempered through the pulses and rhythms of the author's native tongue. (It is this characteristic however-this distinct manner of speech and feeling inherent in different languages which give each individual culture's writings their inimitable force-that makes composing a translation of a text that is faithful to the spirit of the original a difficult task.) Literature is life because it is a presentation of life-and by its demonstration is imbued with a life of its own.
Literature, like its other companions in the pantheon of man's noble endeavors is a medium for the abstract to take form. They are the means by which emotions, memories, ideas, and all other intangible aspects of our nature so revered by the human spirit are transformed into something seeable, touchable, hearable-in essence, made undeniably real. But the craft of literature is more distinct from the likes of dance and fine arts because it is more concrete and relatively more precise in its expression and more cognitive in structure by virtue of its principal vehicle: written language. And while it is precisely due to its use of that vehicle that has obstructed its accessibility to those who do not speak the language-a roadblock typically bypassed by the freer and more universal forms of music, color, or rhythmic motion-it is this feature that gives a literary piece its strength to those who understand the words and their nuances. Language allows the text to express its thoughts with greater accuracy and a sense of greater depth.
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John Davenport of Rolling Oaks Studio discusses his artwork and works-in-progress during a past Hidden Studios: Art Along the Ice Age Trail tour.
- Filed Under
Most people wouldn't expect to find numerous fine art galleries nestled in the rolling hills of eastern Portage and western Waupaca counties, hidden in wooded areas with breath-taking views of rivers right out the back window. But that's exactly what they discover when they take part in the Hidden Studios: Art Along the Ice Age Trail tour.
"I think it's the hidden aspect, the mystique that draws people in," said painter John Davenport, who creates his work at Rolling Oaks Studio in the town of Lanark.
Davenport, one of the founders of the tour that started 10 years ago, said Hidden Studios gives ...


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So indeed, I was turned onto Minecraft by the Penny Arcade comic. Just played it for a bit; there's clearly more to delve into.
Last night, I learned out how to create tools and create a safe space for myself, and then found myself walled in for the night. It was a sensible shelter: window to the outside, a corner to duck behind, a few torches.
The night wore on, with nothing but my workbench and raw materials. I dug deeper and deployed more blocks; I created a hallway to a slightly larger room for my workbench, and more torches. Then more torches still, and a higher roof as well as some steps, creating a greater sense of homeliness and space. And then I created an adjoining room: a proper corner to focus on crafting new goods, well lit from above to properly mark such an important place. Without the crafting of tools, I wouldn't be here.
I continued to work on deeper floors, higher ceilings, and more torches in corners, desparately trying to make this little cave feel humane. I briefly mined upwards and accidentally reached the surface, revealing a dangerous vulnerability to the hordes outside; I quickly patched this mistake, and learned that it is far safer to dig below.
Morning came, and it was time to venture outside. I tried my newly forged sword on the wildlife, but was quickly bored. I dug through a new direction of my cave and discovered a nearby river. I was quickly focused with re-engineering the riverbed and even attempting to create and indoor lake, something to bring a little bit of the outside world to me.
Despite some near fatal mishaps, I created my little underground river, but I ultimately thought better of it. A gap for a river was a gap for the horde to get in. Why should I risk losing everything I built just for this river? Better to wall it off. I could still here it flowing beneath my footsteps.
Night came, and I walled myself in again. I set about to crafting more tools, and worked on making my rooms more grand, more spacious, more well-lit. Columns, walls, alcoves. This was decently interesting, but I wanted something even more special: a secretive keep for those who would travel further below, a reward for those who shared the love of a builder.
I built a spiral staircase, punctuated with torchlight, going down deeply; then a grand series of stairs leading into a narrow series of passageways. Day and night passed as I tunneled, because I was adequately entertained here.
Then came a critical question: how deep could I build? I started in the middle of a hallways: a cruel jab at anyone who would enter blindly. I simply stood upon ground and dug below myself, going deeper and deeper, waiting for clay and stone to give away to something more.
Deeper and deeper I went – only laying new torches when I could no longer see the torches above me – seeing how deep I could make this pit. I was clever about my strategy: dig down two spaces wide, so that at the bottom I could fill in one side as I climbed above it while leaving the other as a treacherous gap. I continued until I was finally too frightened of my own handiwork. I knew that I was simply too far below, and thus began constructing my ascent.
And yet, halfway up, I lost my grip and fell to the bottom. I survived, but with only a half-heart of health. My course of action was clear: snuff out the torches and build up words, filling this pit with sand as quickly as possible to return the surface. And so I did; a future explorer could quickly reach the bottom if they desired, but this little experiment was too gruesome to leave unchecked. I walled up the tunnelways, and thought uncomfortably of the explorers who would attempt to make their way through.
I walked up the spiral stairway and continued to adorn my little home. Experimenting with new touches, new lighting, trying to make it feel a little more grand. I dug sideways to discover new veins of coal and ore that could be brought to some other purpose; I filled them in afterwards, keeping the dark spaces at bay.
And finally, for reasons I don't quite understand, my foolish builder lept from the height of his staircase and shattered his already-broken body. That was the end of him.
I can return to Minecraft with a new builder, and re-enter the same world. Somewhere, hidden in a mountain, is an empty home. I could enter, and wonder what became of the builder who was here. I could follow the staircase, and wonder what drove him to build so deeply. I could break down the clay wall and enter the catacombs, and hope to avoid any fatal pits. Or, I could adorn this stranger's home, and try – again – to make it a home.


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Joint demonstration against Westminster Parking Charges
Musicians Unions, night-workers and bikers joined forces to protest against proposed evening and Sunday parking charges in the borough of Westminster outside Westminster City Hall. London, UK. 12th October 2011
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Alfonso Zazzeron of Alameda, Calif., throws a ball during a bocce ball tournament at the Great Eldorado Italian Festival in downtown Reno.
- Filed Under
The "Walk in the Woods" hosted by Greg Hackett is at 6:15 p.m. Friday at the Sierra College's Tahoe-Truckee campus.
Hackett was a park ranger in California for 29 years before managing local state parks in the Lake Tahoe-Truckee region. He recently retired but still guides hikes weekly and is a ski instructor.
His presentation will include tips on how to share nature's treasures. Cost: free.
Details: 530-550-2290.
Find words in nature at new guided hike with Hauserman
Experienced guide Tim Hauserman will host "Finding Words in Nature" at 9 a.m. for a 4- to 6-mile hike and writing workshop.
Hauserman authored the official guidebook for the Tahoe Rim Trail, "Monsters in the Woods: Backpacking with Children."
Cost is $45 and includes guide, workshop and lunch from the Cedar House Sport Hotel.
Details: 866-582-5655.
RENOvate Run to include mile, 5K at Paradise Park
RENOvate Run begins at 8 a.m. at Teglia's Paradise Park Activity Center, 2745 Elementary Drive. There will be a 1-mile fun run or 5K race. All the proceeds will be given back to the community: Mathews Elementary School, Rita Cannan Elementary School, Glenn Duncan STEM Academy, Lemelson STEM Academy and Evelyn Mount Community Outreach.
Cost: $33.25 for the 5K, $16.95 for the 1-mile run and $11.50 for youths ages 6-12 for the 1-mile event.
Details: Cindy Hans at 775-852-3833 or email@example.com. Register online at www.renovatereno.com.
Indie music festival features more than 10 local bands
The Giant Secret, Reno's first indie music festival, will feature more than 10 local bands and musicians and Washington musician Allen Stone as the headliner. The fest also will include a silent disco, large-scale art installations, a giant birdcage with live dancers, teepees, an old-fashioned saloon and food trucks. The festival is at 10 a.m. Saturday at Wingfield Park, corner of First Street and Arlington Avenue.
Cost is $45.
Details and tickets: www.GiantSecret.com.
Bocce tournament to benefit High Fives nonprofit
The fifth annual High Fives Bocce Tournament is set for 10 a.m. at the Truckee River Winery on the main lawn.
The event is put on by the High Fives nonprofit organization, which raises money and awareness for athletes who have suffered a life-altering injury while pursuing their dream in the winter action sports community.
Cost is $100 for a team of two. Only 20 teams will be registered and they get a free wine glass. Prizes will be awarded.
Details: www.bocce.highfivesfoundation.org.
Edible Pedal 100 is a scenic ride
The scenic century bicycle ride stages from historic Bowers Mansion, 4005 U.S. 395 North, Washoe Valley at 6 a.m. The ride is open to 1,000 riders of all ages and abilities.
It is expected to sell out. Each ride entry includes one post-event barbecue ticket. Additional barbecue tickets are available for $25 each. Cost: $45-$75, depending on length of ride participants choose.
Details: email@example.com. Register at http://ediblepedal.ticketleap.com
Sept. 21
Night Hiking in the Sierra
Join the REI Outdoor School for a special night hike in the Sierra Nevada.
REI will introduce the nocturnal residents of the forest and teach how to travel safely in the backcountry at night, along with sharing some local lore and much more. The hike begins at Donner Summit.
Cost is $45 for REI members and $65 for nonmembers.
Details: www.rei.com/class/41714/
Oct. 12
Fall Festival set for Donner
Attendees can enjoy arts and crafts vendors, doggie dip, fun run, a selection of fall beers and a kids' carnival with games, food and a rock climbing wall at the Fall Festival. Northwoods Clubhouse will be hosting the event from 10 a.m. to 5 p.m. Cost $15 for an unlimited wristband or $1 per ticket.
Details: 530-587-9437 or visit www.tahoedonner.com/rec-programs.


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Is Financial Planning Guide From Newspaper BULLSHIT? How To Screw Up In Your Retirement
Mar 31st, 2010 Posted in Intelligent Investing, Uncategorized
Every Sunday on Sin Chew paper we have FREE consultation on financial planning by "experts". The Ah Beng and Ah Lian will ask questions like "I am working as XX and making YY and I am saving ZZ … I have 3 wives and 23 kids … can I retire at age 40?" And the "expert" will try to answer his question.
Almost all the time, these are not good advices. Sorry to hantam you again, Mr Newspaper.
These so-called "financial planner" always use one and only one solution in financial planning. They approach is for you to save X amount of money while you are working and then after you retire, you will start to consume your savings until you die!
This is a very dangerous approach because even Sultan or Mahathir don't know when they are going to die! It can be 1 day after you retire, or it can be 50 years!!!
So how do you predict and plan for that? If you assume you die at 90 and save enough money to be spent until 90. What if you are still alive after 90?
There is no flexibility. 2 outcomes always happen.
Outcome #1 – The retiree finish his savings long before his planned "dying" age. Most people finish their EPF within the first 3 years! So they either need to work again or expect their children to feed them.
Outcome #2 – The retiree is too afraid to spend and save too much, living in a very frugal way trying to keep as much money as possible in the bank for the future. Future for them is very uncertain and they always need to "save for the rainy days". But isn't it the reason you work so hard in your life is to enjoy life after you retire? How do you enjoy life when you are afraid to spend, when you are still worry about the "future"?
Both outcomes are undesirable. Unfortunately, this is what the financial planner "plans" for you. Or should I say, "set you up!"
No matter which group you are in, both are very suffering outcomes. The reason you will fall into group is because of your life-long habits.
Habit #1 – If a guy makes a lot of money and contributes to EPF, his EPF will be very fat at the end of his retirement. And since he knows he is "fat" by then, he usually spend a lot of his money on his Tag Heur and Armani. A person who has a habit of spending a lot of money in his life won't change in 1 day. He is expected to finish his EPF in a short few years even they are meant to be used for 30 years!
Habit #2 – If a guy live frugally for his working life to save a lot of money, it becomes a habit too and when you give him a lot of money to use, he is still fearful to use and spend them. It has been a habit trained for a few decades.
So what is the solution?!
That's why, if you really plan to retire. Everyone must read the book "Rich Dad Poor Dad" and "Cashflow Quadrant", both by Robert Kiyosaki. Don't read newspaper! How much can you learn from short articles that was taken somewhere here and somewhere there by the reporter? All they want to do is to fill up the newspaper with contents and they have to do it every fucking day. How do you have so much great contents every day? Contents that are great retain their value everyday. But in the newspaper business, you can't publish the same content everyday or else who wants to buy your paper?
So read more good books, not newspaper. People are reading Bible and Al-Quran for more than 1 thousand years. Do bible and Al-Quran need to change everyday?
"Rich Dad Poor Dad" and "Cashflow Quadrant" are the 2 books that you must must must must must must must must read if you want to have a good retirement. If you find it very hard to read 2 books, God bless you. I have seen many of my Uni friends that can study so hard and read so many boring college books for exam but can't find the energy and interest to read 2 simple books that read like story books. What a shame!
Don't borrow the book, BUY IT! Only when you buy it, you will really consider reading it. And try to be very excited about it. I suggest you to drive to MidValley or KLCC and do nothing else but just to buy the book and immediately go home to read it. With that effort invested, your mind know you are really serious and you will be able to get great results from it. [Don't buy 2 books together, read "Rich Dad Poor Dad" first. Then drive again to buy the other book after you finish. So your mind know you are really serious]
"But you haven't tell me the answer!". Yes, I heard you.
The correct way for normal working people on retirement is, you don't try to save a chunk of money that you plan for consumption when you retire. That means you don't calculate stuff like I need 3k a month after I retire and that means I need 3k x 12 months x 30 years =~ RM1 million sitting in my bank account when I retire. So after that I can take out 3k every month from the bank account to use.
I am not saying that you can't save that much of money. Actually you easily do so! But the problem is not on "you can't save that amount of money". The problem is that the plan won't work easily after you have that 1 million sitting in the bank on the day you retire.
Why? Because as I have said earlier, people either overspent and finish them in a few years. Or they simply are too afraid to spend over worry about the future.
The problem is people get very confused when they retire. For their whole life when they are working, they are receiving salary from their job every month. They know even they finish their money this month, they will still have the money next month. So this allows them to live for a few decades without any problem.
But once they retire and is given a large chunk of money, the whole concept of financial and money changed! Now they no longer need to work. But that also means now they no longer have salary coming each month. Now what they have is RM1 million in the bank account. Do they know how to go forward from here?
If you are in this situation, do you know? If you wants to travel, how much you are willing to spend on travel? If you want a lot of Louis Vuitton, how much LV you can buy? If you need another wife from China, do you know if you can afford it? If you want to donate money, how much money you can donate before you need donation from someone else?
The consequences of all these is either – you overspend or your under-spend.
All of these happens because you (and the newspaper "expert") focus on the wrong thing.
Newspaper way of financial planning is BULLSHIT.
To retire, you don't focus on CASH. You don't focus on that 1 million or 10 million in your bank account.
To retire, you focus on CASHFLOW. How much money you can receive each month when you are not working!
If when you retire, you own 4 fully paid off properties that will pay you 3k per month, you are well taken care of no matter how long you live! You can spend all your money with your new China wife or Vietnam wife or you can donate all your money to charity every month without worrying about yourself.
Because like old time, you know, next month, you have new money coming in. And better still, you won't be fired because you don't have a job! This is call "passive income".
Isn't this so much simpler than trying to predict how much to save and how long you will live? Isn't this much more simpler than having to budget how much you can spend each month, how much you can donate, and what "grade" of China wife you can afford?
Your goal of retirement is to build passive CASHFLOW, not CASH.
For working adults, the most easy path is through rental properties.
That means, you are buying properties with the plan to rent it and not to sell it. And in your working life, you accumulate these rental properties and build up your cashflow.
For example, if you own 5 apartments in KL when you retire and the rental you collect is 4k, basically you are financially free for you entire life! This is very different than having a few millions in your bank account because you really don't need to budget much and you can spend everything you have every month. Even if you can't rent out 2 apartments, you are still covered by 3. Unless tsunami wiped off KL or you like to visit Genting Highlands, your financial is well taken care of. Plus rental income can keep up with inflation so your income will increase for years to come.
If you don't want to own properties directly, you can own them indirectly through buying REITs. REITs are listed stocks in the stock market which their main business is to own properties and get rental income from it, then they will distribute the rental income it to its shareholders. There are many advantage and disadvantage of REITs but it is really a great tool for working adults. The best is you can start with very little money since REITs are mostly RM1 or RM2 stocks.
I will write more about REIT in another post. But to give you a quick example, say AXREIT (best REIT listed in Malaysia so far) is around RM2 and they pay dividend quarterly. One year you are likely to receive 16 cents after tax as dividend and that would means a 8% yield. If you have RM1 million invested on it, you can expect to receive RM80k per year (or RM20k payment per quarter to be exact).
More elaboration later but the main idea is with RM80k per year passive cashflow, it makes your life much more easier than having a big chunk of money in your bank account that you need to decide how much to be taken out for consumption. You don't have budgeting problem anymore.
At last…
These are very simple concepts. Most people can grasp it at once. But some people find it very hard to understand. And unfortunately, it is true that for people who can't "get it" at once, usually they will need a lot of time to understand it. And since they usually don't invest that extra time, they will have no choice but to screw up later.
If you are that person, my question to you is, "Do you prefer to screw up when you retire, or you prefer to spend some hard time and effort to understand the concept of cashflow?"
It's your choice. If you have read this article, that means GOD has somewhere somehow given you a choice in your life. [GOD can't show you his face and talk to your directly… he use many ways to tell you things…]
If you still screw up, please don't blame GOD or anyone. It is you who have decided to give up. You've make a choice today.


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Friendly Sons of St. Patrick's president Timothy Brunnock, with grant recipients Lisa Sullivan of Assumption Parish youth ministry, Carol Grant of Employment Horizons, Anne Kostyak of Morristown High School's Project Graduation, and Al DeBenedictis of Project Children. Friendly Sons of St. Patrick hold a gathering at the Kellogg Club in Morristown, NJ, to give away $15,000 raised during last year's parade to 15 organizations in equal measure. Morristown, NJ, Thursday, Jan. 9, 2014. Special to NJ Press Media/Karen Mancinelli/Daily Record MOR 0109 StPatsGiveAway
- Filed Under
MORRISTOWN: The Friendly Sons of St. Patrick gathered at the Kellog Club on Thursday to hand out the $15,000 they raised during last year's parade. Among the recipients of grants were the Special Olympics, Assumption Parish youth ministry, Employment Horizons, Morristown High School's Project Graduation, Project Children, Cheshire Home in Florham Park, Hug Wraps, which provides gowns for cancer patients, the Anne Hennessy Scholarship Fund/Irish Life Experience, which sends students to Ireland, and the Leukemia/Lymphoma Society. This year's parade is scheduled for March 15.


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Frank Matthew Hanny
Position: E-T-G-FB
Height: 6-0 Weight: 199 lbs.
Born: December 10, 1897 in Aurora, IL
Died: September 3, 1946 in Aurora, IL
High School: Aurora East
College: Indiana (school history)
Weighted Career AV (100-95-...): 0 (14739th overall since 1950)
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Electric blue cotton jumpsuit from Valentino Vintage featuring a double strap design, a v-neck strap and spaghetti straps with gold tone metal and crystal embellishment detail, a lace embroidered front chest detail with crystal droplet, a back central concealed zip fastening and a wide Palazzo flared leg. Please note that vintage items are not new and might have imperfections.
Item ID: 10171934
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One of the world's greatest living fashion designers, Valentino Garavani is the man behind the Valentino brand. The designer, originally from Italy's Lombardy region, created his eponymous fashion house in Rome 1959. Valentino is regarded as the King of glamour and his creations ooze a timeless style and elegance that is impossible to mimic. His shoes are as desirable a his ready-to-wear and Couture collections and are designed to flatter as well as get you noticed.


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The Royal Bank of Scotland (RBS) is beginning the rollout of contactless payment technology just weeks after rival Barclaycard launched its own scheme.
Fast food chain McDonald's hosted the first public payment using the technology - which allows consumers to buy goods for less than £10 by simply tapping the card against a reader - at its outlet in London's Billingsgate.
Off licence Oddbins and a number of cafes, delicatessens and pharmacies have also signed up to take part in the rollout from next month.
Widescale contactless payment technology is being launched in London and Canary Wharf from September, with each of the banks launching their own schemes.
Barclaycard was the first to announce the retailers signed up to its OnePulse scheme, which includes Coffee Republic, Krispy Kreme, Books Etc and Threshers.
McDonald's will make contactless payments available in 12 London outlets, said chief information officer Ivan Brooks. The technology halves the time it takes customers to pay for an order, compared with a cash transaction.
'This is another step for us in modernising and evolving the business,' said Brooks.
'We are constantly looking at ways to improve the overall customer experience.
'The speed and simplicity of paying for McDonald's food in this way is one element of this,' he said.
Contactless payment will be available in the 12 designated London McDonald's sites by October, with a view to future roll out across the country.
RBS has trialed contactless payments since June, 2006 at its Edinburgh and London offices, with more than 52,000 purchases made by staff at its internal shops.
'People love the convenience and speed of the card as well as the freedom from worrying about whether they have enough change,' said RBS cards and direct finance managing director Ian Clink.
'Retailers like contactless cards too because they make paying faster which means faster moving queues and happier customers.'


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The Red Sox had to win Game 1 of the American League Divisional Series against the Tampa Bay Rays knowing that they were going to face David Price - the Rays' ace and one of the best starters in baseball - in Game 2. Instead, the Sox did not only win Game 1 in convincing fashion, they jumped on Price early and held off Tampa to take Game 2 as well.
Behind John Lackey – who was slotted as the Game 2 starter by John Farrell because of Clay Buchholz's success on the road – the Sox played small ball and then long ball in the bottom of the first, getting a single by Jacoby Ellsbury, a steal, and two productive outs to score their first run and then getting a David Ortiz homerun to plate a second. Lackey – who battled his command as much as he battled the Rays through his 5.1 innings – gave a run back in the top of the 2nd and then was afforded a 5 – 1 lead before allowing 2 more runs in the top of the fifth before getting out of a jam where he faced the tying run.
The Sox added another run in the bottom of the fifth to re-establish a three-run lead, but the Rays chipped away and scored their fourth run in the top of the sixth, knocking Lackey out in the process.
What was truly amazing was hearing the cheers for Lackey as he exited the mound. There is no way that anyone could have imagined that the morose Lackey who came to the Sox in 2010 would have ever been called upon to pitch in the post-season, let alone in the 2nd game of a series. It is a testament to Lackey's desire to earn his money that he went through the Tommy John surgery and came to camp this season in great shape and with a new attitude. Lackey's bulldog visage and work ethic combined with his results to win back the fans this year. It almost even worked to Lackey's advantage that he lost so many games where he pitched well – he became an everyman and people identified with him just as they identified with his team.
And while Big Papi will get a lot of the ink after the win (he did hit a second monstrous homerun in the 8th), no summary of Game 2 would be complete without a tip of the cap to first Craig Breslow, who took over from Lackey and stared down the middle of the Rays order without conceding a run, and then Junichi Tazawa and then Koji Uehara – who threw 11 pitches and didn't record 1 ball. Seeing the looks on the faces of the Rays when Uehara was on the mound, one was reminded of simple resignation of trailing by a dozen runs, rather than just three.
Now, on to Tampa for the Sox and a chance to sweep at the Trop – where hopefully half the crowd will be cheering "Let's Go, Red Sox!"


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C-bomb fiasco a sorry affair
- From: NT News
- March 09, 2014
NT HEALTH Minister Robyn Lambley has named and shamed Tourism Minister Matt Conlan after he took two days to apologise for calling a female former Cabinet Minister a c***.
Mr Conlan made the remark to Alison Anderson at a party meeting late last month.
He only apologised two days later after pressure from his male colleagues.
Ms Anderson and Mr Conlan failed to return calls to the Sunday Territorian.
But Ms Lambley - speaking on International Women's Day yesterday - said she felt obliged to speak out on behalf of all Territory women.
"The six female members of the wing, we banded together and demanded an apology which wasn't forthcoming in the first place," she said.
"He apologised to the satisfaction of wing members and the matter was resolved."
Asked if she felt the apology was genuine, she said: "No comment".
"No-one should be subjected to that verbal abuse, particularly in the workplace and that's why I've chosen to speak out as a female parliamentarian.
"If you can't speak out, how can you expect other women in the NT to speak out about their experiences?"
Chief Minister Adam Giles yesterday said he was not "aware of any offensive language that may or may not have been used".
Pressed on how he could have missed the comments, given six female MLAs were offended and forced Mr Conlan to apologise, he said: "Look, we had a parliamentary wing meeting, we don't go into details about what goes on in our Parliamentary wing meeting, what I can say is we're all fighting for the best outcomes for the people of the NT."
Ms Lambley said it "wasn't easy" being a woman in Parliament.
"For the likes of Matt Conlan to abuse a female member of parliament like he did, it is unacceptable and it's a great concern to all female members of the team," she said.
"It's extremely disturbing for the members that it took them a while - it took a while for the severity of the situation to sink in, and that's all I've got to say.
"I stand by what I've said.
"I'm no longer going to defend Matt Conlan. I'm not going to cover it up."
Mr Giles said it was normal for people to get frustrated and disagree - publicly and privately.
"We all get in disputes sometimes," he said.
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Comments on this story
Greg of Karama of Karama Posted at 9:35 AM March 13, 2014
If the shoe fits, but does it? Also we are all adults here and though not pleasant, this is adult language fitted for adult usage. Let he who is without sin, admit to being a f***ing liar and piss off.
Jules of Alice Posted at 3:37 PM March 11, 2014
Apart from that he's a crap Minister for Housing too.
Mack of rural Posted at 7:23 AM March 11, 2014
This is the quality of people who are trying to run the NT? Remember they took parliament question time off the radio after they were "elected", so there was less chance of the public finding out what they were saying and actually hearing the level of childishness they have. No woman deserves to be called that. If Conlan apologised but didn't say anything, why did he apologise? We need a government, CLP fail.
Meat Head of wulagi Posted at 9:06 PM March 10, 2014
Yawwwwwn, must be little or nothing worthy of reporting happening.
V Foster Posted at 3:41 PM March 10, 2014
Why is there an Office of Men's Policy now and no longer an Office of Women's Policy? Why is this Men's Policy Office writing all the responses to the Federal Government or international treaty reporting requirements such as CEDAW on behalf of all Territorian women? Is Giles the most misogynistic CM ever in the NT? One realises Giles has only been in the NT for a couple of years, but really...male public servants are writing about my life and experiences on behalf of me??? I do not think so Mr Giles. I am a highly educated and qualified professional woman - or is that the problem from a CM who does not have either?
Had a Gutfull of Top End Posted at 2:44 PM March 10, 2014
Not defending Conlan, but I wonder what Alison Anderson said to Conlan to get that bit of feedback ?
William Tell of Employed and paying tax - Darwin. Posted at 1:57 PM March 10, 2014
Is this really news, sounds like a storm in a "C" cup. What's said behind closed doors in a party meeting should stay behind closed doors.


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A hot summer followed by a long winter and cool spring and, suddenly, the old homestead doesn't look quite so radiant anymore.
The organization known as Student Painters, with a branch at Western Michigan University, hopes homeowners in the Battle Creek area decide a new paint job for the castle is in order and that one of the calls to get the job done will be to them.
"I think people hear 'student painters' and they think it's going to be some students coming over and slopping paint on the house," said WMU sophomore Jake Debs. "That's not what we do. You get great quality stuff. We only hire the ...