text: Regulatory Developments 9/27/2013 Permissions Page ContentEarlier this month, the U.S. Department of Labor (DOL) and the Internal Revenue Service (IRS) issued guidance and regulations pertinent to the recent Supreme Court decision on the Defense of Marriage Act (DOMA) and the implementation of the Patient Protection and Affordable Care Act. Interpretation of Marriage in the Wake of U.S. v Windsor As part of ongoing agency interpretation of the impact of the Supreme Court's decision in United States v. Windsor which struck down the provisions of DOMA that denied federal benefits to same-sex couples who were legally married, the Employee Benefits Security Administration (EBSA) of DOL released new guidance on Sept. 18. According to EBSA, the terms "spouse" and "marriage" in Title I of the Employee Retirement Income Security Act (ERISA) and in related department regulations should be read to include same-sex couples legally married in any state or foreign jurisdiction that recognizes such marriages, regardless of where the couple actually lives or works. In explaining its decision to look to the law of the state or jurisdiction where the marriage occurred (referred to as the "state of celebration" by DOL), the agency cited the difficulty that would be faced by employers with locations in multiple jurisdictions and by employees moving from state to state. EBSA's guidance clarifies that it covers only relationships identified as "marriage" under state law. It does not cover other types of recognized unions such as domestic partnerships or civil unions for either same-sex or opposite-sex couples. This guidance follows similar announcements by the IRS and the U.S. Citizenship and Immigration Services, which similarly announced that benefits for spouses and married couples would be valid for marriages legally made in the place where the marriage was celebrated. Both the IRS and EBSA anticipate additional guidance in this area. Employer Health Care Reporting On Sept. 5, the (IRS) issued two proposed rules outlining employer reporting requirements under the Patient Protection and Affordable Care Act (ACA). One rule implements Internal Revenue Code (IRC) section 6055 and would require insurers, self-insured employers, government-sponsored programs and entities that provide minimum essential coverage to report on minimum essential coverage. The second rule implements IRC Section 6056 and would require large employers to report to the IRS and to their employees on information regarding the health care coverage they offer to full-time employees. These reporting requirements are meant to help identify whether large employers are in compliance with the "pay or play" requirements of the ACA. It will also help identify individuals who have been offered coverage by their employers and are, therefore, ineligible for premium tax credits as well as help identify those individuals who are complying with the ACA's individual mandate and whether they are eligible for premium tax credits because they lack minimum essential coverage. The lack of rules governing employer reporting was cited by the IRS as one reason for delaying implementation of the employer mandate, and its accompanying penalties, until 2015. The proposed rules require detailed information from employers to identify employees, the type of coverage offered and information on employee's dependents who are covered under the employer's plan. SHRM plans to submit comments to the IRS discussing the practical impact of these rules in the workplace and suggesting ways to streamline the reporting requirements. Comments are due by Nov. 8, 2013. In This Issue Regulatory DevelopmentsNew Regulations Yield Changes for Employee Benefits Workflex UpdateComing in Spring 2014 … White House Summit on Working Families Member AdvocacyYou're Either at the Table or You'll be on the Menu!' Permissions TOP PICKS: WORKPLACE DEMOGRAPHICS SHRMStore: The Next America Boomers, millennials and the looming generational showdown. Express Request: Managing Multiple Generations Get resources on leading a multigenerational workforce. Customized Research Service Learn more about your workforce with customized surveys. 2016 Talent Management Conference April 18-20, 2016 in Orlando. Take your human capital strategies to the next level. Webcast: What Drives Retirement Decisions? Employees may not be leaving for the reasons you think. Dec. 2, 2 p.m. ET / 11 a.m. PT Vendor Directory: Hiring Metrics & Measurements Find companies specializing in workplace metrics and analysis services. Swipe for more! ADVERTISING LINKS


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subset: commoncrawl


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A culture and career that's all together, better.
Learn about our benefits
The Culture Blog
A culture and career that's all together, better.
For the third year in a row, Daxko has been named the most admired technology company in Birmingham, Alabama. Daxko fosters a culture of hard work, collaboration, innovation, and fun and…
One of the things I love about working at Daxko is hearing all our team members' unique stories of how they came to hear about the company and why they…
If you haven't tuned in or heard before, at Daxko we hold a monthly TMD (Team Member Development) series where we have different speakers or watch helpful videos on developing…
If you haven't tuned in or heard before, at Daxko we hold a monthly TMD (Team Member Development) series where we have different speakers or watch helpful videos on developing…
Take a tour of the Daxko offices
The Daxko DNA
The way to a team member's heart is through company culture.
Once we've won your heart, we're ready to put a ring on your finger.
Why? Commitment.
We are so committed to our team members that part of our mission statement reads: "To provide Daxko team members with rewarding careers."
One of the ways we do this is through our culture.
We believe that a commitment to team members through our culture facilitates an even stronger commitment to our customers. Our customers deserve nothing less than a rock-solid commitment. We believe that better people and better customer interaction always leads to better solutions. That's why you'll find us taking ownership, taking risks, but not taking ourselves too seriously. It's in our DNA.
Innovative Workspace
Our workspace has been designed with one purpose in mind: to create a collaborative and team-oriented environment. But we can't lie, our space is cool. Really cool. Envision wireless throughout, collaborative spaces, brainstorming rooms, restaurant booths, monitors on most every wall, and scooters to get you where you're going.
Transparency The more you know, the less you have to guess. The less you have to guess, the more focused you can be on serving our customers. Leaders share revenue goals, strategic vision, customer successes, and even "pain points" regularly.
Freedom to Use Social Media
We love social media. Proof positive, we have our own blog. We want you to engage our customers and team members in as many ways as possible. Social media is an effective and fun way to do this.
Free Caffeine
We can't live without it. Refrigerators are stocked full of soft drinks and coffee machines dispense 20 different flavors of coffee, tea, and espresso shots.
Free Fruit
Always available to team members for healthy snacking. This is to counter balance all the caffeine we entice you with.
Casual Dress Code
This is an option available for all team members every day. No stylish trucker hats, though. We've got standards, after all.
Video Games
Need to de-stress? How about a little Guitar Hero? Did you expect a tech company to have anything less?
Impact Days
Held twice a year for team members to volunteer in the community. Social responsibility and giving back always reminds us of the bigger reasons we do what we do.
Free Family Lunches
Once a week we serve all team members free lunch from some of the best local restaurants. Remember, we take eating seriously around here.
Considering a Move?
"Few companies can boast Daxko's level of creativity, camaraderie and culture."−
"Daxko is among the "Achievers 50 Most Engaged Workplaces in the United States."−
"2012 Most Admired Tech Company in Birmingham"− Birmingham Business Journal
"50 Best Small and Medium Companies to Work for in America"− The Great Place to Work Institute
"Best Places to Work in Birmingham"− Birmingham Business Journal


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Jacob Michael "Cakes" Grabbe, 21, of Galva, Il. died at 2:19 P.M. Monday, August 26, 2013. Jacob was born September 2, 1991 in Kewanee, Il. the son of Don and Lauri (Stewart) Grabbe. He graduated from Kewanee High School in 2010 where he was a member of the football team and FFA chapter.
Jacob was attending culinary school at Scott Community College in Bettendorf, Ia and was employed at Beck's South in Kewanee and as a cook at Courtyard Village in Kewanee.
Surviving are his father Don Grabbe of Kewanee, his mother Lauri (Richard) Cochran of Toulon, Il., one sister Erica Grabbe of Kewanee, two stepsisters Brooke Cochran a student at Oklahoma State University in Stillwater, Ok. and Abbey Ferguson of Pekin, his maternal grandmother Virginia Grabbe of Kewanee, his girlfriend Beverly Scott of Galva, aunts, uncles and cousins.
He was preceded in death by his maternal grandfather Theodore Grabbe and his maternal grandparents Jack and Ardyth Stewart and Jack and Sharon Sizemore.
Jacob will be remembered for his love of cooking, the St. Louis Rams Football team and his pet python Patty. Jacob loved life and especially enjoyed spending time with his family. He was a friend to all.
Cremation was accorded. A celebration of his life will be held at 1:00 P.M. Wednesday, September 4, 2013 at the Schueneman-Tumbleson Funeral Home, Kewanee, Il. Pastor Dan Craig will officiate. Inurnment will be in the Pleasant View Cemetery, Kewanee. Visitation will be from 5-7 P.M. Tuesday, September 3, 2013 at the funeral home. In lieu of flowers, memorials may be directed to the family.


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This is one of my favorite bands. Everything they come out with, in my opinion, is really great. I never get tired or sick of hearing their music. They have a special place in my musical heart:)
I'm anxiously waiting for their new album, "Smoke & Mirrors", to come out on March 2!
"Blind" by Lifehouse from the eponymous titled album "Lifehouse" from 2005.


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A focus group study of healthy eating knowledge, practices, and barriers among adult and adolescent immigrants and refugees in the United States
1 Department of Anthropology, Sociology and Political Science, Université Lumière Lyon 2, Campus Porte des Alpes, Bâtiment K 5, Lyon, France
2 Department of Medicine, Mayo Clinic, 200 First St. SW, Rochester, MN 55905, USA
3 Department of Nursing, Winona State University, 859 30th Ave SE, Rochester, MN 55904, USA
4 Michigan State University College of Human Medicine, 1355 Bogue St, East Lansing, MI 48824-1317, USA
5 Department of Pharmacy, Mayo Clinic, 200 First St. SW, Rochester, MN 55905, USA
6 Department of Health Sciences Research, Mayo Clinic, 200 First St. SW, Rochester, MN 55905, USA
7 Rochester Community and Technical College, Rochester, MN 55904, USA
8 Center for Translational Science Activities, Mayo Clinic, 200 First St. SW, Rochester, MN 55905, USA
9 Hawthorne Education Center, 700 4th Ave SE, Rochester, MN 55904, USA
10 Department of Psychiatry and Psychology, Mayo Clinic, 200 First St. SW, Rochester, MN 55905, USA
International Journal of Behavioral Nutrition and Physical Activity 2014, 11:63 doi:10.1186/1479-5868-11-63Published: 16 May 2014
Immigrants and refugees to the United States exhibit lower dietary quality than the general population, but reasons for this disparity are poorly understood. In this study, we describe the meanings of food, health and wellbeing through the reported dietary preferences, beliefs, and practices of adults and adolescents from four immigrant and refugee communities in the Midwestern United States.
Using a community based participatory research approach, we conducted a qualitative research study with 16 audio-recorded focus groups with adults and adolescents who self-identified as Mexican, Somali, Cambodian, and Sudanese. Focus group topics were eating patterns, perceptions of healthy eating in the country of origin and in the U.S., how food decisions are made and who in the family is involved in food preparation and decisions, barriers and facilitators to healthy eating, and gender and generational differences in eating practices. A team of investigators and community research partners analyzed all transcripts in full before reducing data to codes through consensus. Broader themes were created to encompass multiple codes.
Results show that participants have similar perspectives about the barriers (personal, environmental, structural) and benefits of healthy eating (e.g., 'junk food is bad'). We identified four themes consistent across all four communities: Ways of Knowing about Healthy Eating ('Meanings;' 'Motivations;' 'Knowledge Sources'), Eating Practices ('Family Practices;' 'Americanized Eating Practices' 'Eating What's Easy'), Barriers ('Taste and Cravings;' 'Easy Access to Junk Food;' 'Role of Family;' Cultural Foods and Traditions;' 'Time;' 'Finances'), and Preferences for Intervention ('Family Counseling;' Community Education;' and 'Healthier Traditional Meals.'). Some generational (adult vs. adolescents) and gender differences were observed.
Our study demonstrates how personal, structural, and societal/cultural factors influence meanings of food and dietary practices across immigrant and refugee populations. We conclude that cultural factors are not fixed variables that occur independently from the contexts in which they are embedded.


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Among Finkel's journalism honors are a Robert F. Kennedy Journalism Award in 2001 for a series of stories about worldwide patterns of illegal migration, a Sigma Delta Chi award in 1999 for his reporting from Kosovo, a Missouri Lifestyle award in 1995 for a story about racial and class conflict in Washington, DC, and a distinguished writing award from the American Society of Newspaper Editors in 1986 for a variety of work. He has also been an ASNE finalist for deadline and non-deadline writing, and is a three-time Pulitzer finalist for explanatory reporting and feature writing.
A 1977 graduate of the University of Florida, Finkel is married, has two daughters and lives in Silver Spring, Maryland.


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Joan Taylor
aka Milly Scott ~ Owner of the General Store
Milly bought the store from Hattie
Rose Marie Emma
Date of birth - August 18, 1929 ~ Geneva, Illinois
Date of Death - March 4, 2012
Birth name: Rose Marie Emma
Joan Taylor was born Rose Marie Emma, August 18, 1929, Geneva, Illinois; Joan Taylor's mother, Amelia Berky, was a vaudeville singing-dancing star in the 1920s; her father was a prop man in Hollywood during that same period, but after Joan's birth the family moved to Lake Forest, Illinois, where her father managed a movie theater; she developed a love of movies from watching so many at her father's theater, and she graduated from the Chicago National Association of Dancing Masters.
Joan Taylor came to Hollywood in 1946 and appeared for four years in various plays at the Pasadena Playhouse, where she was spotted by Victor Jory playing the role of Regina in
"Another Part of the Forest." Joan then joined Paramount as a member of that studio's "Golden Circle" of promising future stars, and was soon cast as an Indian girl in "Fighting Man of the Plains" with Randolph Scott and
"The Savage" with Charlton Heston. She then co-starred with Robert Stack in
"War Paint" and with Ann Blyth and Howard Keel in "Rose Marie",
after which she played in "Fort yuma", and in all these pictures she portrayed and Indian girl. She went on to do other movies and TV shows. One of her most recognized movies was 20 Million Miles to Earth (1957). She joined "The Rifleman" cast in 1960. After her two-year stint on "The Rifleman, " in 1962 she left the show to raise her children and moved to Hawaii with her husband, producer Leonard Freeman who created and produced
"Hawaii five-0." After his death, she later married prolific TV director Walter Grauman. She later starred in 1998 movie as a Tourist in the movie
"Split". Joan had wrote and directed a short 1990 drama called Redlands. In 1997 she helped write a 1997 movie called "Fools Rush In." In 2002 she helped write & teleplay for a TV movie called "Heart of a Stranger". Rumor has it that Joan is living in Santa Monica, California.
Joan was first introduced in
"The Rifleman" in 'Miss Milly'. Mark
Asked Lucas if he thought Milly was pretty. Lucas asked why. "I saw the way you looked at her",
said Mark. Loved this episode!
If Joan wouldn't have left the show in 1963, I wonder
where the series would have take Milly and Lucas. Even Mark knew Lucas thought of her like he did Margaret. He said so in "Millie's Brother."
[Atta boy Mark!] I love "Millie's Brother." This is my
favorite episode! Especially the part where
Lucas grabs Milly and kisses her, really kisses her! He then ask, "Who is the better man?"
Well, we all know the answer to that, don't we?
In the article from The Modesto
Bee from 1960 (see below) - Joan Taylor states that the producers had
interviewed nearly a hundred actresses before picking her. She also
states she was disappointed about an earlier role in "The Rifleman"
that she was considered for but didn't get. I assumed it was from
'The Visitor' - Ann Dodd, but it could have been 'Nora' being
they were both from the season she mentioins in the article. I'm not
sure how she would have done with the part of 'Nora.' But that is
what acting is all about.
Joan Taylor played Milly Scott.
Joan Taylor appeared in 18 episodes as Milly Scott.
'Miss Milly'
'Dead Cold Cash'
'Miss Bertie'
Ś 'Face of Yesterday' Ś
'The Wyoming Story' Part
1 &
'Dark Day at North Fork'
'The Prisoner'
'The Clarence Bibs Story'
'The Lonesome Bride'
'The Queue'
'Sheer Terror'
'The Long Goodbye'
Ś 'A Friend in Need'
'Sporting Chance'
'A Young Man's Fancy'
'Millie's Brother'
Milly [Joan Taylor] was obviously the woman that
fanned Lucas' flames. Milly was definitely a welcome addition to the all-male cast of the series, a beautiful woman in her own right who fit in well with our heroes, Lucas, Mark and Micah. [this paragraph taken from ~ Chuck Connors ~ "The Man Behind the Rifle!" ~ David Fury]
Now available on
Chuck Connors.....The Man Behind the Rifle
by David Fury
Edited version of the 1997 book, with lots of
new photos, and also a
complete Rifleman episode/plot synopsis guide.
Carol Daniels was Joan Taylor's
stunt double.
She is credit with all 18 episodes that Joan
Taylor was in.
Joan Taylor -
Million Miles of Memories
Joan Taylor
Brings Romantic Interest to 'The Rifleman' Series
by Pat Morrison Ś
The Modesto Bee, Sunday December 25, 1960
Find A Grave
Carol Daniels was Joan Taylor's
stunt double.
She is credit with all 18 episodes that Joan
Taylor was in.
Joan Taylor -
Million Miles of Memories
Joan Taylor
Brings Romantic Interest to 'The Rifleman' Series
by Pat Morrison Ś
The Modesto Bee, Sunday December 25, 1960
Find A Grave
Chuck Connors ~ Lucas McCain
Johnny Crawford ~ Mark McCain
Paul Fix ~ Marshal Micah Torrance
Harlan Warde ~ John Hamilton
John Harmon ~ Eddie
Bill Quinn ~ Sweeney
Hope Summers ~ Hattie Denton
Patricia Blair ~ Lou Mallory
The Rifleman Episode Guide List
Site Maparound The McCain Ranch


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Leafs could land Forsberg and Roberts without jeopardizing their future
I was listening to Hockey Central last week and Kipper and Millard were saying it would be possible to fit both these guys under the cap if Wellwood and Tucker were put on long term IR in a Lamorello'esk move. This got me thinking.Everyone else is pretending to be JFJ so here goes my opinion of what the Leafs should try to do. Now I wouldn't want to trade away for a shot at the cup and mortgage the future, but there could be a way to go for a cup run this year without sacrificing too much:
– Firstly Tucker would bring back a 1st round draft pick and decent young guy. (Nothing special, think Brendan Bell calibre except a forward).
– Now with two 1st rounders, we can deal one of them away in a package for Forsberg and still be in good shape. So you trade a 1st rounder with either Ponikarovski (21 goals last year, 15 in 45 games this year), or Matt Stajan and one of our young defensman. (Wozneiwski, Kronvall, or Harrison) Most likely Kronvall.
-Lastly Bell and a 3rd or 4th rounder (of which we have two thanks to the Tellqvist trade) are dealt for Roberts
So its effectively Tucker and Poni out, Roberts and Forsberg in.
We lose a couple decent young D-men but nothing instrumental and still have a first round draft pick:
Assuming its Poni and not Stajan here's my line-up:
Forsberg – Sundin – Antropov
Roberts – Wellwood – Devereux/Pohl
Steen – Stajan – O'Neil
Kilger – Green – Battaglia/Belak
Kaberle – Kubina
McCabe – Carlo
Gill – White *Wozy/Harrison


text:
If you've been keeping up with the Sundance Channel's series, you know that Isabella Rossellini acting out the strange sexual behaviors of insects, arachnids and sea creatures is possibly the greatest thing that ever happened in the history of time. Now, she (along with director Muriel Mayette and cowriter Jean-Claude Carrière) is bringing her intricate spandex-and-paper wildlife costumes to BAM, to school us on the birds and the bees live onstage in her soothing Italian purr. (And seriously, those bees have some fucked-up sex lives.)
|Event phone:
|Event website:


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About This School
In 2010, Berean Christian School had 16 students for every full-time equivalent teacher. The Florida average is 15 students per full-time equivalent teacher.
Student Ethnicity (2008)
Students (2010)
Students Per Teacher (2010)
Berean Christian School Reviews
Berean is a great school. Strict, yes. Some kids can't handle the rules. If that is the case then Berean is not for you. Kids need structure and rules to learn and succeed. Kids get along but don't like to be pulled down by others that don't do the right thing. Great pear pressure, I'd say! We don't smoke or drink and don't want drugs at our school. If we did we would go to public school. We want to learn from other Christians and do what is right in God's eyes. That is how we live at Berean. My parents pay money for me to go here and I think they are investing in ME.
Christian School not! Its all about money! Before enrolling my child into Berean i also read the parents reviews and I sure wished that i would have listened to those parent. Your child will receive a referral for every little thing that they do. Laughing to loud, chewing gum, not giving their all in P.E etc but guess what every referral comes along with a fee! Its like they need to collect as much money as possible before the school year is over. They have favortism thats also very visibly. If you would like to be emailed and called almost every week then take your child to Berean. If you have a fortune to just give away then just go to Berean. The detentions is 30 bucks and are held on Saturdays very inconvient. For chewing gum is 5 bucks and the list goes on and on. Again I wished that I would have listened to some of those parents reviews, they told the absolute truth about this School they call Christian!
Berean christian School is a very good school, their Education is excellent.
Berean Christian School is most well-known for it's supportive family atmosphere. My husband is an alumnus of BCS and my two sons have attended the school as well. The close-knit family feel definitely makes it a school like no other. Students get a college prep education, a Bible-based philosophy, and lots nurturing social experiences that will carry them far in life.


text:
01.Mar.2012 at 20:38 by Anonymous
What does the slide #2 mean (IWYGWYETG)?
Apart from it, pretty nifty tricks on XSS which every form designer should be aware about!
I recently found someone who'd done zero validations on a production site form, and it had been like that for 5 months. Thankfully enough, probably hackers were dumb enough to realise that maybe XSS exploit checks were in place, and hence they didn't do anything nasty. Phew!


text:
It was back in 1990 when Bruce Springsteen first sang the song "57 Channels (And Nothin' On)." I remember when it came out. I thought it was both hilarious and true. So much garbage on TV. I feel much the same way today, except that now, if one is willing to pay for them, there are hundreds of stations.
It seems that almost anything that happens on the planet is captured by camera and can become part of the news. But somehow the networks and people who choose from among all these possible stories focus on the disaster of the day, the bad accident, the terrible crime, the child who fell down a well or the regular citizen who performed a heroic act.
So it was with little surprise that I heard that President Obama's speech on climate change at Georgetown University on June 25 was not broadcast on any of the major stations. Actually, it apparently was featured on one station: the Weather Channel.
With partisan gridlock foreclosing any progress on this issue in Congress one might think that a president taking matters into his own hands on such a crucial issue would be big news. No such luck. So, in case you didn't happen to be watching the Weather Channel that day, I'm taking advantage of the massive circulation of The Davis Enterprise to describe the speech and spread the news. Of course, it's also viewable at www.georgetown.edu.
The president framed his speech as a "Climate Challenge." He briefly noted that the effects of climate change (increased ocean temperature, loss of arctic sea ice, sea level rise and higher global average temperatures) are no longer theoretical, they are with us now, and 97 percent of the scientific community acknowledges and accepts that the planet is getting hotter and humans are responsible for a huge part of that.
He also pointed out that whenever it was proposed that the environment could be protected without ruining the economy (Clean Water Act, Clean Air Act, mpg standards for cars, preventing CFCs from destroying the ozone, etc.), the response of special interests has been to forecast doom and gloom for the economy and jobs. But the lesson of history is that the naysayers have always been wrong. The president urged: "Don't fear the future; seize it."
Obama outlined his "Climate Challenge" in six parts covering three basic themes: use less dirty energy, build more clean energy and use energy more efficiently.
First, regulate carbon pollution from new and existing power plants, the single largest source of our emissions. He pointed out that the Clean Air Act, enacted in 1970, was passed unanimously in the Senate and by a vote of 375-1 in the House of Representatives and was signed into law by a Republican president, Richard Nixon. More recently, the U.S. Supreme Court ruled in 2007 that carbon dioxide is a pollutant and the Environmental Protection Agency can regulate it.
Second, increase production and use of natural gas as a "transition fuel" to bridge to a longer term goal (see below). It was at this stage of his speech that he dropped the bombshell that approval of the Keystone pipeline from the tar sands of Canada to the Gulf of Mexico would require a finding that it did not substantially exacerbate the problem of climate change. Articulation of this standard was (is) big news.
Third, increase the use of renewable energy sources for electrical power. Specifically, the president proposed: green-lighting photovoltaic projects on federal land to provide enough electricity for 6 million homes by 2020; generating 3 gigawatts of electricity from solar installations on military bases; and asking Congress to end tax breaks for oil companies, instead directing those funds to development of renewables.
Fourth, improve the efficiency with which we currently use energy by increasing building and appliance efficiency standards and mpg requirements for vehicles. The president set a goal of reducing energy use in federal buildings and vehicles by at least 20 percent by 2020. In a separate recent announcement, the federal government indicated it will double the number of hybrid vehicles in its fleet to 20,000, thereby saving a million gallons of fuel per year.
Fifth, acknowledge that the effects of climate change are with us now, and will continue to be no matter how many or how strong our mitigation efforts. The president pledged to prepare for these effects through various "adaptation" measures, including requiring that all federally funded projects incorporate responses to sea level rise, increased temperature, etc.
Sixth, Obama noted that the United States can't solve the climate challenge itself; other countries also must do their part. Along these lines, he indicated that it was time to end public subsidies for financing coal plants in other countries, which knew this was happening in the first place.
Finally, he described his commitment to the issue by stating, "I don't have patience for those who deny the problem. We don't have time for a meeting of the Flat Earth Society."
He concluded by urging citizens to get involved, to speak up at public meetings, and to make responding to climate change a condition of their vote for elected officials.
— John Mott-Smith is a resident of Davis; his column is published on the first and third Thursdays of each month. Send comments to [email protected]


text:
University Prep claims title
TribLIVE Sports Videos
University Prep defeated Clearfield, 36-22, to win the PIAA Districts 5-6-8-9 Class AAA championship.
The Wildcats got off to a quick start, scoring 14 points in the first quarter and 22 total in the first half, while holding Clearfield to nine points in the first half.
Senior quarterback Akil Young led the Wildcats' offense, completing 23 of his 36 attempts for 353 yards, five touchdowns and two interceptions.
Three University Prep players had five or more catches, with running back Clay Moorefield leading the way. The junior tailback led all Wildcats receivers with eight receptions for 98 yards and one touchdown.
Clearfield got strong efforts from junior quarterback Christian Lezzer, and senior wideout Trey Jordan. Lezzer threw for 235 yards and three touchdowns, and Jordan led all wideouts with 180 yards receiving and two touchdowns on six catches. Turnovers proved to be the difference for Clearfield, as the Falcons committed six, including three Lezzer interceptions.
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Tuesday, October 27, 2009
Five Dividend Stocks for long-term dividend growth
Most younger investors tend to ignore dividend stocks, which typically are mature, slower growing companies with dependable cashflows a portion of which are distributed back to investors. Younger investors view these dependable income stocks as boring and too slow moving, which don't have anything better to do with their cashflows but send them back to owners in the form of dividends. Instead these investors prefer investing in growth stocks with high price earnings ratios and high expectations for growth. While most companies that distribute a portion of their profits in the form of dividends realize that double-digit growth cannot last forever, most growth stocks sell at rich valuations, supported by analysts who have perfected the art of predicting high growth rates for decades to come. As soon as the music stops, these growths stocks stumble, dragging investors fortunes with them.
On the other hand the dividend stocks would have kept growing, albeit at a slower pace, and would have kept sending a higher stream of dividend income to shareholders, to be used at their own discretion. Many investors do not realize that unlike capital gains, dividends are real cash that bolsters your return. Dividends have also accounted for 40% of the annual average total returns of the S&P 500 over the past century. A company, which grows its dividend year after year, could end up paying a double-digit yield on cost to long-term investors over time.
Companies that regularly pay dividends impose a discipline on managers to treat cash very carefully and thus make better decisions by adopting projects, which would generally improve the bottom line, without sacrificing return on equity.
Thus dividend stocks, which consistently grow their payments, should be in every investor's portfolio, irrespective of their age. A stock that regularly grows its distributions provides an inflation proof source of income, which is much more reliable than the Consumer Price Index, on which TIPs (TIP) rely on.
A stock could afford to consistently raise distributions by selling products, which have a strong brand image, and thus are not easily substituted by others. Examples of such companies include Procter & Gamble (PG), Clorox (CLX), Pepsi Co (PEP), Wal-Mart (WMT) and Emerson Electric (EMR).
The Clorox Company (CLX) manufactures and markets a range of consumer products such as bleaches; cleaning products; water-filtration systems and filters; auto-care products; plastic bags, wraps, and containers; Over the past decade the company has managed to boost earnings per share at a rate of 13.60% annually. Clorox has paid uninterrupted dividends increased payments to common shareholders every year for 31 years. Dividends have increased at an average rate of 8.60% annually since 1999. Check my analysis of the The Clorox Company (CLX).
Emerson Electric Co. (EMR), a diversified global technology company, engages in designing and supplying product technology and delivering engineering services to various industrial and commercial, and consumer markets worldwide. The company operates through five segments: Process Management, Industrial Automation, Network Power, Climate Technologies, and Appliance and Tools. The company has been able to increase earnings at an average rate of 8.40% annually over the past decade. Emerson Electric Co. has increased payments to stockholders for 52 consecutive years. The ten-year dividend growth rate is 7% per annum over the past decade. Check my analysis of Emerson Electric Co. (EMR).
PepsiCo, Inc. (PEP) manufactures, markets, and sells various snacks, carbonated and non-carbonated beverages, and foods worldwide. The company manufactures, sells, and distributes Pepsi-cola beverages and is enhancing its distribution channels through its acquisition of key bottlers. The company has been able to increase earnings at an average rate of 9.90% annually over the past decade. PepsiCo has been consistently increasing its dividends for 36 consecutive years. Dividend payments have increased by an average rate of 13.50% annually since 1999. Check my analysis of PepsiCo, Inc. (PEP).
The Procter & Gamble Company (P&G), together with its subsidiaries, provides branded consumer goods products worldwide. The company operates in three global business units (GBU): Beauty, Health and Well-Being, and Household Care. The company has been able to increase earnings at an average rate of 12.20% annually over the past decade. Procter & Gamble has been increasing its dividends for the past 53 consecutive years. Dividend payments have increased by an average of 10.90% annually over the past 10 years. Check my analysis of Procter & Gamble (PG).
Wal-Mart Stores, Inc. (WMT) operates retail stores in various formats worldwide. It operates through three segments: Wal-Mart Stores, Sam's Club, and International. The company has managed to deliver an impressive 11.60% average annual increase in its EPS. Wal-Mart Stores has consistently increased dividends every year for 35 years. Dividends have increased at an average rate of 18.90 % annually since 1999. Check my analysis of Wal-Mart Stores, Inc. (WMT).
While these companies are poised to deliver strong long-term dividend growth, don't throw caution away. These stocks should be a part of a diversified dividend portfolio with at least 30 components in it.
Full Disclosure: Long CLX, EMR, PEP, PG and WMT
Relevant Articles:
- The Dividend Edge
- The case for dividend investing in retirement
- Clorox (CLX) Dividend Stock Analysis
- Reinvest Dividends Selectively
2 comments:
- AnonymousOctober 27, 2009 at 6:21 AM
I'm retired, enjoy the market, and pursue a strategy similar to what you advocate. I appreciate your discipline and blogging.ReplyDelete
You're correct about younger investors, I believe, and even some who do follow your strategy will find a 30 stock portfolio too time-consuming to manage. As an alternative, or as part of a diversified portfolio, I'm curious what you think about income-builder mutual funds. CAIBX and TIBIX are two that come to mind.
I have a core position in CAIFX and only add an individual holding to my portfolio if its dividend exceeds that of the fund or it isn't already held by the fund. It's a strategy along the lines of super-charging your portfolio results, advocated by Phil DeMuth.
Thanks again for all you do.
Do you still consider Pepsi to be interesting? Its yield is back under 3% and in fact has gone down since March (when you wrote your analysis). The P/E is also up slightly (16.21).. still a buyer?ReplyDelete
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Women's Fashion
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Rated 4.3 out of 5 by 15 reviewers.
Rated 1 out of 5 by BlueChimney Nude = no coverage Tissue thin, very lightweight. Didn't realize that nude wasn't just a color but rather how I felt wearing it. Wasn't offering me any coverage, or any value. I've returned and trust that GH will refund. They are good about that. May 11, 2015
Rated 4 out of 5 by joan3868 very thin and delicate. Don't think it will last very long September 7, 2014
Rated 5 out of 5 by luv2dress Just the right cami for shear tops Some times you don't want your cami to poke out from below a top or shirt. These cami's are just short enough to provide cover, and light enough to keep you cool. They work well with lighter sheer summer tops. June 13, 2014
Rated 4 out of 5 by pageone great with reservations! I love the lightness of this camisole. I wish it had adjustable straps as when I tuck it in my pants it gets pulled down too far I love the color and would buy more but a little pricey April 7, 2014
Rated 5 out of 5 by americangirl Perfect Liner I ordered this in the beige to go with some new lace tops. It is very delicate and comfortable. I do wear a nude colored bra along with this though as it didn't quite cover all parts perfectly and tends to move around just a tiny bit. I am very happy with purchase overall. Wish they would make ti with a concealed bra top. February 4, 2014
Rated 3 out of 5 by katesg To stretchy not to have ajustable straps. Kept but not impressed. January 10, 2014
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November 28, 2015
COLLEGE STATION (March 20, 2009)—Texas A&M Regents will discuss buying land for a future Killeen campus when they meet next Thursday and Friday in College Station.
Regents will consider whether to acquire 672 acres at the southwest intersection of State Highway 201 and State Highway 195 on Fort Hood for the future campus of Texas A&M University-Central Texas and a potential research park that would be developed in cooperation with the Army.
According to the proposal submitted to Regents, the site is large enough to accommodate a freestanding university with an enrollment of as many as 15,000 students and more than 700 faculty and staff members, as well as the potential development of a research park.
Baylor University in Waco has a spring enrollment of about 13,600.
Congress approved transfer of the land in 2004.
The land is valued at about $1.7 million, but according to background information supplied to Regents, the Army has agreed to accept in-kind consideration in exchange for use of available classroom space and for educational services in areas including nursing, computer networking, mental health education and business.
Fort Hood area community leaders and lawmakers have been working for a decade to win approval and funding for a freestanding public university campus.
On Sept. 1, 1999, Tarleton-State University Central Texas opened its doors to students with the primary mission of developing an upper-level graduate university to serve Fort Hood soldiers, their families and Central Texas residents, facilities supplied by Fort Hood, Central Texas College and the Killeen School District, but supporters always intended the school to become a freestanding public university.
Fulltime spring enrollment at Tarleton State-Central Texas exceeded the 1,000 students required for the University Center to become Texas A&M Central Texas in the fall of 2009.
Once fulltime enrollment reaches 1,500, $25 million in tuition revenue bonds can be sold to fund the start of work on the new campus.
State Rep. Jimmie Don Aycock, R-Killeen, pre-filed legislation in November aimed at protecting the potential funding for the standalone university.
His bill would strike the expiration date for issuance of the bonds, which is currently Jan. 1, 2010.
"We must ensure that funds are available for the necessary construction when we reach the next threshold," he said.
The developments come almost two years after Gov. Rick Perry dealt supporters a setback when he vetoed bills would have changed enrollment-counting methods to make Tarleton State University-Central Texas eligible to become part of the A&M System and would have reduced the enrollment requirement for issuance of tuition revenue bonds.
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[editor's note: My apologies to readers. I have had to take a break from producing my news website during 2013 due to a family bereavement. I hope to bring GirlsGermsNews back to active status in the new year. In the meantime, please enjoy reading some of the earlier news stories]
Hi and thanks for taking the time to check out my news website.
Current media offerings tend to leave the impression that women don't make much news in the world. GirlsGerms hopes to balance things out a little and provide a few more female role models than are usually seen in the media – something I believe is important not just for girls and women, but for society as a whole, to see that women can live, work and play in a wide range of endeavours!
You won't find celebrity gossip, beauty tips, recipes, house and garden makeovers, etc. They're well catered for in the plethora of print and online magazines already out there. Instead, GirlsGerms aims to be a central place to find information about news-making women across a wide range of interest areas. It also provides other important information that's relevant to women. While the focus is predominantly Australian, some international material is also included because we women are also global citizens.
On the front page you'll find the top stories in the features showcase and, in the special 'all things being equal' section, news highlighting some of the steps forward (and back) for equality. The separate 'they said it best' section draws together some topical opinion pieces from other writers. You can also find stories under the section headings across the top of the page – caring (community wellbeing), leading (inspiring leaders), achieving (top successes), earning (professional life) and playing (arts, music and sports). And if you want to discover some of the women who have led the way in Australian life, check out our history makers in WOMENfirst. Some of these milestones have taken a while to reach – and keep in mind these were often occupations and achievements already commonplace for men.
Additional information is also available for the GirlsGerms Privacy Statement, Copyright and Disclaimer notice, and Editorial Policy.
GirlsGerms isn't an anti-male publication. Women and men are equally welcome to visit. So please, enjoy reading some real news about women in Australia – and if you have some news you think others may be interested in, please send a short message to me using the form on the 'contact GirlsGerms' page. You can also sign up to GGnews to receive an email summary update after new stories are posted online.
Statement of Reconciliation…
Because GirlsGerms Online News has national coverage, I would like to acknowledge the traditional owners and Elders past and present across Australia, with particular acknowledgement to the Wurundjeri people of the Kulin Nations as the traditional custodians of the lands where my Melbourne-based business is located.
A word about GGeditor…
GirlsGerms' editor is Melbourne-based freelance writer and editor Sharon Harrison who has been publishing GirlsGerms Online News since October 2010. She has over 21 years' experience in communications, small-scale publishing and marketing, holds a masters degree in professional communication from Deakin University and is an associate member of the Australian Marketing Institute as well as Editors Victoria. She is also a member of UN Women Australia.
Sharon's major focus has always been on written communications, beginning in the early nineties as editor of a couple of community newsletters and continuing in corporate and government communications and a few industry magazines using print and electronic/online media. She's also been involved in desktop publishing from its early days – starting out with a beefed-up Commodore Amiga computer, a software package called PageStream and a hand-held scanner for digitising graphics … and no internet. Publishing technology has come a long way since then!
A word about the website software…
This website uses WordPress.com open source web software and is based on the Nuntius theme (with a Custom Design upgrade so I could tweak the underlying Cascading Style Sheets).


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- Filed Under
Daniel L. Harvey
Daniel Lee Harvey, born Feb. 15, 1951, to Robert and Dorothy Harvey, passed away Aug. 13, 2013, at Trinity Mission Health in Charlottesville. He lived all his life in Northern Virginia, before coming to live with his mother in Staunton in 2009. He graduated from Thomas Edison High School in Fairfax County in 1969, attended George Mason University and retired from Verizon in 2000 after a long career.
Survivors include his daughter, Melanie Zissios; grandson, Brodie; his mother, Dorothy Harvey; sister, Barbara Bacon; brothers, Bill Harvey and David Harvey; former wife, Karen Lamb Harvey and many aunts, uncles, cousins and friends.
Memorial family gathering will be private.


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Xaml Compliance
A couple of weeks ago I had posted an entry about the WPF perf tools being part of the SDK.. One of the readers asked for a separate installable since the SDK is huge and downloading the SDK just for the perf tools really didnt make sense... So we listened, and the WPF perf tools are now available as a separate installable ..
Download: x86 and x64 versions
PingBack from http://msdnrss.thecoderblogs.com/2007/06/12/
I installed the 32 bit MSI on my XP machine and WPFPerf crashes on startup. Do I need .Net 3.5 to run it?
Steve, the wpfperf site has this entry:
"Important: Before installing the performance suite, be sure to remove older versions of WPFPerf.exe."
Yes, but since previous version of WPFPerf was installed as part of the Windows SDK, how are we supposed to remove it?
Is the idea that we just delete the WPFPerf.exe executable from C:\Program Files\Microsoft SDKs\Windows\v6.0\Bin ? (I'm a little reluctant to do that, because that alone doesn't seem likely to solve the crash, and if the new version still crashes, this then leaves me without *any* version of WPFPerf...)
Or is this a cryptic way of saying that we need to remove the Vista release build of the Windows SDK before we can install the standalone version of WPFPerf.exe?
A possible workaround is to rename the wpfperf binaries and then install the msi...
Appunti di WPF: Un po' di link alla rinfusa #2
does wpfperf works under 32 bit vista?


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iEARN-Yemen hosts Global Connections 2.0 Teacher Workshop in Sana'a
February, 13 2013
On February 9th and 10th, iEARN-Yemen hosted a workshop in Sana'a as part of the Christopher Stevens Youth Network: Global Connections 2.0 Program, funded by the U.S. Department of State's Bureau of Educational and Cultural Affairs.
15 teachers from Sana'a and Taiz joined together for the face to face training. Participants were introduced to the iEARN community and learned about the iEARN network. Participants expressed their gratitude to becoming a member of the global network as they have shown great enthusiasm to participate in the project.
The closing ceremony was attended by the U.S cultural Officer; Adam Sigelman and the iEARN-Yemen team.


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Sanford T. Roach, educator/coach
Sanford T. Roach was the first black principal of an integrated elementary school in Lexington and worked as an adviser to two Lexington mayors. He is a member of the National High School Sports Hall of Fame, the Kentucky Athletic Hall of Fame, and the Kentucky State University Athletic Hall of Fame.
After graduating from Kentucky State University in 1937, Roach returned to his high school in Danville to teach and coach basketball. His no-nonsense approach to disciplining players earned him great attention: During the district tournament in 1941, he benched his five starting players for violating a curfew rule.
Roach was then hired by Dunbar High School in Lexington, where he taught biology, physiology, and anatomy. In 1943, he became head basketball coach. Over the next two decades, his teams compiled an impressive 512-142 record.
This guest appears in ...
Sanford T. Roach, coach and educator (#219)
Standout coach and highly respected educator Sanford T. Roach talks with Renee about sports and education.


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Alternative Names: Splenomegaly.
Spleen enlargement is an enlargement of the spleen beyond its normal size. The spleen is located on the left side of the abdomen and weighs around 200g (8oz) in the average healthy adult. The spleen can be considered a dual-purpose organ: it filters the blood and removes abnormal cells (such as old and defective red blood cells), and it makes disease-fighting components of the immune system (including antibodies and lymphocytes). Since the spleen is involved in so many bodily functions, it is vulnerable to a wide range of disorders involving the blood or lymph system, and by infection, malignancies, liver disease, or parasites. The body of the spleen appears red and pulpy, surrounded by a tough capsule. The red pulp consists of blood vessels (splenic sinusoids) interwoven with connective tissue (splenic cords). The red pulp filters the blood and removes old and defective blood cells. The white pulp is inside the red pulp, and consists of little lumps of lymphoid tissue. Antibodies are made inside the white pulp. Similar to other organs of the lymphatic system, particular immune cells (B-lymphocytes and T-lymphocytes) and blood cells are either made or matured inside the spleen. Blood enters the spleen via the splenic artery, which subdivides into many tiny branches. Each branch is encased in a clump of lymphocytes, which means every drop of blood is filtered for foreign particles as it enters the spleen.
Hypersplenism is the name given to the condition where the spleen becomes overactive and destroys more blood cells than it should. Symptoms depend on which blood component is lacking. For example, if red blood cells are deficient, anaemia will result (with symptoms including fatigue and pallor). Most cases of hypersplenism are caused by disorders somewhere else in the body, such as cirrhosis of the liver.
Splenic rupture can be caused by certain disorders such as infectious mononucleosis: the spleen becomes delicate enough to spontaneously rupture. A sudden blow to the abdomen can split the outer capsule of the spleen and cause bleeding into the abdominal cavity. There are various degrees of splenic rupture. When bleeding is life-threatening, surgery to remove the spleen (splenectomy) is needed.
A variety of disorders can cause the spleen to enlarge, sometimes to 2kg (roughly 4lbs) or more. Any condition that causes a rapid breakdown of blood cells, such as haemolytic anaemia, can place great strain on the spleen and make it enlarge. This includes:
Rupture of the enlarged spleen is particularly possible in infectious mononucleosis and several other causes of splenomegaly.
The spleen in located in the upper far left part of the abdomen. Various conditions can cause it to increase in size and cause abdominal pain.
In severe failure of the right ventricle, elevated venous pressures are transmitted to the portal system, leading to congestion of the spleen and splenomegaly.
About 50-75% of people with mononucleosis have some spleen enlargement, usually seen two to three weeks after they first become sick. Whether or not the spleen is enlarged, people who have mono should not lift heavy objects or exercise vigorously – especially participating in contact sports – for two months after they get sick, because these activities increase the risk of rupturing the spleen, which can be life-threatening. If you have mono and get a severe sharp, sudden pain on the left side of your upper abdomen, go to an emergency room immediately.
Hypersplenism is sometimes referred to as enlarged spleen (splenomegaly), but in fact an enlarged spleen is one of the symptoms of hypersplenism. What differentiates hypersplenism is its premature destruction of blood cells.
A severely ruptured spleen is usually surgically removed. The human body usually adapts well to life without a spleen, so surgically removing a diseased or damaged spleen is possible without causing serious harm to the patient. In some cases, it is possible to remove only the diseased or damaged parts of the spleen, allowing the remaining healthy portions to keep functioning as normal.


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Design/Build Firms
Please note: this page contains reviews and opinions sent in by Berkeley Parents Network subscribers. Your own experience may be different. Please always check references first!
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We are looking for a design/build firm that has experience remodeling a basement and mudroom. The basement is currently unfinished. Any recommendations for contractors that have finished a basement space into a simple family room/kids playroom? Thanks Needing More Space...
We are about to undertake a major home renovation - new kitchen, baths, and some other things, and we would like to use an all-in-one design/build firm. The three we've heard about are Berkeley Design Build, Levitch, and Mueller Nicholls. Has anyone had recent experience with these firms and if so, were you pleased with their work? With the overall experience? With the cost? EastBayMom
We're planning to add another bedroom and a bath (more like a master suite) to our house, and we are looking for a skilled contractor who can provide the design and building as a package. Has anyone worked with such a contractor?
We are renovating our old craftsman home and want a business that will handle the whole project-design and build. We've talked to Berkeley Design Build and liked them and have seen good info on them from BPN. We'd like to talk to other design build companies as well. Anybody out there have a good referral? need all the help we can get
Having him involved in the design process meant that he had a deeper ownership and understanding of the construction phase. This really helped in choosing details and design options, and keeping a more accurate projection of costs. I felt he was not only knowlegeable about construction methods, but he also had a great sense of style and attention to finish/detail that meant his rennovations were exactly what I imagined. He worked directly with my architect so I didn't need to be as hands-on until it was time to review plans.
His crew were great too...very capable and clean. Jesse tends to get booked up, but he's worth the wait. His website is www.zeusdesignbuild.com and email firstname.lastname@example.com. Happy Homeowner
We didn't use their design/build services because we started with an architect, but from watching the staff in action, we can recommend them highly and are confident they would be fantastic in this regard. Check out their website nicholaschristconstruction.com for other references, but do note that the site is a bit dated and doesn't include their new design/build services, which they offer for smaller projects like bathroom or kitchen remodels, decks, room modifications and additions. They are always willing to meet with clients to discuss their projects and see if the fit would be a good one. Definitely worth a call to find out. 510.525.8931 Very Satisfied Client
In 2003, he did our major home remodel of our previous home. The remodel included extensive structural upgrades, electrical, new walls and floors (this part of our house was semi-finished or not finished at all -- dirt floors..), a new deck, new windows and stucco, new heating system and ducts, a skylight, a new bathroom...
Peter was excellent to work with on both of our projects. Terrific workmanship, honest and ethical, and a nice guy! He did a lot of the work himself and his subs were all great. He was on the site almost all of the time for the duration of the projects. He was also flexible with us, letting us take on some parts of the project (ie, demolition, painting..) to avoid his overhead. Change orders were very reasonable.
Before deciding to hire Peter the first time, we also met with a couple of larger companies in Oakland and Berkeley. They both seemed very good but the price would have been considerably higher for us and we're very happy we went with Peter. Peter did not do the design for our projects, but he has done so for other projects which we've seen. He has also been adept at recommending changes to our plans, and has a good sense of design. Hopefully, we'll never do any more major remodeling, but if we did, we would use Peter once again. Dan H.
We are buying a house that needs a major kitchen remodel as well as smaller remodeling projects down the road. Has anyone used Berkeley Design Build and can recommend them (or not)? It seems that a design build firm might be easier and more cost effective than a separate architect and contractor, but I'd love to hear any opinions on this matter. Or if you'd like to recommend someone, I'd appreciate that as well. Thank you! confused
Hi, I am looking for a design/ build recommendations for a basement and kitchen remodel. Hoping for a small firm with good people skills plus excellent design skills that include green upgrade ideas. Prefer a computer savvy firm that will produce multiple visual options for each project. Thanks, Natasha
Hi, we're interested in remodeling our kitchen and converting our attic to livable space, and hoping to find recommendations for architect or design-build services. The project would consist of reconfiguring existing kitchen, stairs to attic, develop attic space, potentially dormers, new roof, maybe foundation work. Any thoughts about working with either Architects or D-B? Recommendations? Katrina
Last year, I contracted with Building Lab to build two bathrooms I had designed for our home in Piedmont. Stephen and lead carpenter Chris Rogers transformed a windowless crawl space into an elegant master bath retreat. Our teenage son got a stylish new bath of his own. The results in both cases far exceeded our expectations.
Our family is now excitedly beginning a kitchen remodel, again under the excellent management of Building Lab. Our new kitchen will incorporate sustainable materials and employ high-efficiency space and hot water heating and 100% high efficacy lighting. They are helping to create a luxurious and practical space for cooking and entertaining while being cost effective and sensitive to the environment.
Full disclosure: An architect by training, I recently joined B.L. as a design and client support consultant. Website: www.buildinglab.com HC
We're thinking about a second-story addition and wondering if hiring a design-build firm makes more sense than the traditional hire-an-architect-then-hire-a-contractor route. Any advice from people who have been there? Or design-builders, architects, or contractors who can make the case for either approach? Dave
The allure and promise of design build has always surpassed the actual results. In theory, based on economies of scale, embedded knowledge and better coordination one should get a higher quality product for a better price. While I do think this is largely the case with respect to traditional wood frame construction and design - for projects which are either more complex or adventurous often there is often little real economy. Personally, I have found that design decisions in design build projects often are led by the ''what can be done'' school of thought as opposed to ''what should be done''. So, if your project has complex construction / design or approval issues - there may be little real advantage. But if the project you are considering is fairly straightforward then it may be desirable.
Also It should be noted that in a typical construction process the architect is supposed to serve as the advocate for the client / project - In negotiations with a contractor, and overseeing construction. This type of relationship is essential on a large project [eg:hospital] but is less critical on a smaller project. In a design build project these entities are the same.
I know that many design/build firms will disagree with my statement on this - But this has been my experience.
That being said, I would not want to tarnish many of the high quality design build entities out there with such a broad brush and just add that the selection of any combination requires that you as the client are comfortable with the selected team - and that it is a good fit for the scope of your project. robert
There are a few Design-Build firms that produce consistently excellent design results, but I would say the main reason to hire them is not to control costs, but because you like their work.
The downside is if the D-B firm you select is little more than a contractor with a sharpened pencil. You'll control costs, but the stereotypical contractor's design is mainly utilitarian and lacks the architectural acumen you might like to see for your home. AB
The problem I see with design/build is that your designer now has an incentive to see your project become more expensive, because they will also get the construction contract. This is the same problem with architects who base their fee as a percentage of construction budget -- you don't want your designer to have any reason to want the project to become more costly. If anything, their priority should be to minimize costs.
The advantage of course to design-build is that coordination between the designer and builder is seamless. You definitely want the designer to be submitting drawings for quality control and cost containment to the contractor at regular checkpoints, and so with design-build that communication is built-in.
My recommendation is that you select your contractor early. We generally will have a ''conceptual design'' phase with a homeowner client, where we will together come up with one or multiple design ideas. These are concept drawings and you can't get a hard bid based on them, but a contractor can certainly give you a ballpark at this stage. Then pick the contractor based upon not just their ballpark dollar figure, but also how well you get along with them and feel comfortable with them. With the contractor already on-board, you have now facilitated direct communication between the designer and the builder. The builder can comment on design updates, can suggest less expensive alternatives, and can be well- informed about your expectations for the final product. We find this process results in the lowest overall cost, and the smoothest construction phase. Here is a blog post I wrote about this topic: http://www.struthersdias.com/sdarchi-blog/2010/1/19/its-one-thing-to-decorate-the-nursery-but-its-another-to-act.html Best of luck! Theresa
Does anyone have recommendations for a good design build company? Anyone ever worked with Lorick Construction? Berkeley Design Build? Others??? We'd like to finish out our basement as economically as possible. I suppose we could go the architect/contractor route too but design build seems so much more straightforward. Thanks for any recommendations.
We opted for BDB because we wanted one firm overseeing both the design and implementation process, and we liked what we saw of their work. In addition, we found Mike Pond, Chris Linvill, and their colleagues very responsive, flexible, and professional. Once the project got underway, they remained easy to work with, the process was transparent and educational, and the final result is exactly what we wanted. For these reasons, we recommend BDB whenever we can.
If you have more questions or would like to learn about our project and see evidence of their work, we'd be happy to show you our home. Lisa
I am planning to add a second floor to my small house in central Berkeley. Nothing fancy. I would like to save money by using a design/build contractor. Is this a good idea, or are there compelling reasons to hire an architect? Any recommendations? Out-growing our house
We used architect Mike Poorzand 510 333-3524 email@example.com (he's in Kensington) We found it was cheaper to go this way instead doing the contractor as designer option. He charged us $6,000 for the entire drawing job which included even taking me to the county personally twice when I was 8 months pregnant, attending special meetings (we're in Kensington on a creek and there were extras to do), setting up our contractor for us (we did an entire 2nd floor for about $125, pretty basic), plus endless support and advice during the project (he got us all of our workers for the job). His drawings were passed the very first time they were submitted to the county and we never had any complications with his side of the job. He's a pro and a great human being-- he understands budgets and will give you options that you can work with. Good luck to you! If you want to ask questions of someone's who's been through it- - bluesquare
Our contractor did a great job and really took the time to make
it what we wanted. Our project is complete and I am really
happy about it.
Our Architect was:
Bill Englehardt
Engelhardt Architect
Our contractor was:
Jeb Bunker
Jeb's General Construction
We are in need of a design/build architect to 1) create a foyer 2) add dormer 3) reconfigure kitchen/living/dining room space Speed and professionalism are of the essence. Thanks, Max
Re: Kitchen contractor for remodel
We went through a lengthy process of interviewing both architects and design/build groups to do a MAJOR kitchen remodel that includes moving interior stairs. While we found the architects' work to be generally more creative and unique, we opted for design/build because we would not make very successful project managers and wanted to avoid conflicts between the architects vision, the builder's understanding of structural soundness, and the City of Berkeley's arcane building codes. That said, the architect from ''our'' design build firm is very creative and an expansive thinker. We chose Federal Buiding Company (http://www.federalbuilding.com) Larry Hayden's group is expensive for good reason: Many clients continue to return to them for further remodels because they do what they said they would do, when, and for the estimated cost. Their reference pack is 2 inches thick! Amy and Dorrice, the interior designer and architect are very creative and work with Larry as a seasoned team. They are also fun.
Re: Good design/build firm for kitchen remodel?
I would like to recommend Shure Design and Construction (510) 540-1952. Marc Shure is a designer, finish carpenter and cabinet maker who specializes in remodeling kitchens. He recently remodeled our basement for us (unusual for him to depart from kitchens), and I can't praise his work enough. He transformed a funky, creepy, jumble of slap-together carpentry into a beautiful, usable space. I've seen some of his kitchens, too, and his excellent craftsmanship is evident in them as well. Carl
To the person inquiring about a kitchen/bath remodel, I highly recommend Mueller Nicholls Inc., a full-service, design-build company that specializes in kitchens and remodels. They have a wonderful kitchen designer, Michael Waxman, who owned House of Kitchens in Berkeley for 20 years before merging with MN. My husband is an MN lead carpenter and I can certainly vouch for the quality of their work. You can reach MN at 444-5000 and ask to speak to owner Steve Nicholls, or designer Michael Waxman (or check out the website at www.mncabinet.com). If you decide to contact them, you can mention Travis' wife Mary (that's me!). As for moving your project along regardless of the company you pick, it is essential to have a good set of plans to work from. The fewer along-the-way decisions/changes you have to make, the faster things will go. Good luck!
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One lane of Interstate 64 along a 1-mile stretch in Shelby County will be closed Tuesday night, the Kentucky Transportation Cabinet says.
The right lane of westbound I-64 will be closed from 6 p.m. Tuesday until 11 p.m. at the bridge over Bardstown Trail beginning at mile point 45 to allow for bridge deck painting.
Other construction work on Louisville interstates could also hamper traffic overnight. ...


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Kansas City Chiefs inside linebacker Jovan Belcher gestures during a Sept. 30 game against the San Diego Chargers in Kansas City, Mo.
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As a football player, Jovan Allen Belcher beat the odds.
He signed with Kansas City in 2009 as an undrafted free agent out of the University of Maine. He was a smaller-sized defensive end from a smaller-sized school, who would have to convert to linebacker in the pros. But he drew praise from former Chiefs coach Todd Haley early that season.
"I think he's a guy that's impressed us all from early on and I think we've got a potential player there. ... That's a guy that needs to be on the field," Haley told the Kansas City Star. ...


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Behind Jessica Reagle's first-place time of 19 minutes, 40.6 seconds and Amanda Reagle's second-place finish of 20:06, the Homer girls' cross country team won the Division 4 regional at Portage West Middle School on Saturday.
Homer won the regional with an impressive score of 24. The top three teams at each regional, along with the top 15 individual runners, advanced to the state meet on Nov. 3 at Brooklyn's Michigan International Speedway.
Joining Reagle duo at the state meet from Homer will be Bailey Manis (fourth, 20:21.7), Johnica March (sixth, 21:10.3), Alexis Mestdagh (11th, ...


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Narrow your search
The teen girl social-networking site plans to shut down on December 16, according to an e-mail sent to users.
After its social network for teenage girls failed to achieve any real traction, the media giant opted to focus on creating applications for other social networks.
Publisher's plans to build out new sites for magazines like Details have been suspended indefinitely, according to a MediaBistro post.
Share your PDF docs with Issuu, a classy looking document sharing service.
The company is proceeding with caution in an attempt not to irritate its fickle user base, but it nevertheless still runs some big risks with its new advertising program.


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Apple Fritter Rings by Chef Irv Miller at Jackson's Steakhouse.
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Pensacola restaurants stay a cut above by serving a fusion of flavors with a gracious, welcoming attitude.
Pick any beautiful day, put on your sneakers and take a stroll along Palafox from Garden Street to Plaza de Luna. You can taste the future of Pensacola in our local menus as we celebrate the cultural foods of the European countries throughout the Mediterranean - as well as those of Africa, Asia and the Deep South, with its heralded New Orleans. Yes, you can savor the flavors of our great Southern-regional American foods right here in downtown Pensacola.
If you have not been to the Palafox ...


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Here's some tips in writing short piece of fiction under 500 words.
Writing a story 500 words are less can be a bit tricky. When every words counts an author must choose their words carefully. Here are 10 steps to follow in creating a story 300 to 500 words.
Plot & Theme: Decide on a simple plot line. Usually, the main character needs or wants something that he or she is having trouble getting. You can work this main idea in countless different ways. An usual twist will give your story additional appeal. There should also be an underlying but unstated message.
Setting: Very short stories need to be limited in time and space, perhaps a few hours in a child's life that takes place in a classroom, on a school bus, at a friend's house or in a back yard.
Characters: Your story will usually revolve around one particular character. Keep other characters to a minimum. Description boosts your word count and clutters your story with words that could be put to better use elsewhere.
First Draft: Write a story in narrative form and don't worry about word length. Once you've written it out, you can go back and edit.
The story opening is A and ending is C. The main body of the piece involves getting from A to C on the shortest time possible. Dialogue should sound natural. Use the words in snappy sentences but avoid slang, which becomes dated too quickly. You won't have space for a lot of description, vivid characterizations or motivations, but colors and other visual details that help the reader see the characters makes the story stronger.
Substitute: Keeping with the basic plot, begin to trim away as much narrative as possible, substituting dialogue and action for exposition. Of all the writing techniques, dialogue and action are the most important in short, short stories, because they keep everything moving forward.
Edit: Many words, especially adverbs and adjectives, are unnecessary. Your main job is to cut, cut, cut,until your are close to the required number of words. Even when you have found a wonderful phrase that says just what you mean, if it has too many words, it doesn't belong. You have to be ruthless and not fall in love with any particular words or phrases. Cut them as if you can no longer stand them.
Opening: Move the words until you get an opening that immediately pulls the reader in, something from their everyday life that grabs their attention and holds it.
The Middle: Work on the lines that get you from A to C. Move the plot forward without a lot of unnecessary details, and without saying what the idea is.
Closing: You'll want an ending that leaves the reader satisfied. You'll need to try many different versions of your words until you get the closing that sounds and feels right. Changing or eliminating even one word can create strong, memorable sentences.
Final Cut: Set the story aside for a while then pick it up and pretend that you are reading it for the first time. Try to see it through the eyes of the reader. Then go through it again to make sure everything holds together. Even stories this short can wander, and there's no room for that. Read your story one last time, checking again for non essentials. Every word must pull its own weight.
When you follow these steps you will have created a well-written, entertaining and complete story that will appeal to your audience.
Other articles on Writing.
Outlines and Summaries: How Important are They?
Writer's Block: Every Writer's Nightmare
The Secrets to Writing Fantasy
Good advice! I have used these little tricks before and they really work.
Well written and very good advice. I'm still working on this, am inclined to get wordy. Thanks
nice share
Excellent tips I've tried my hand at short short stories it was not an easy task. Thanks for your guidance and advice.
great tips good info
Im a poet and content writer whi has just started 'branching out' into flash fiction and short stories. Nice helpful article


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Why Are You So Tired After Sleeping In?
In this recent study, researchers monitored a group of middle-aged female nurses over a span of several years. In 1986 and 2000, the participants answered questions about their sleep habits. As a follow-up, the researchers tested the women's memories and cognitive skills biannually from 1995 to 2001 (by this time, the participants were in their 70s, but free of stroke or mental illness). Subjects who reported sleeping five hours or fewer per night and those who slept nine hours or more demonstrated weaker memories and cognitive function than those who slept seven to eight hours nightly. The scientists estimated that, on average, the women who over- and under-slept were mentally two years "older" than those who got the optimal seven to eight hours of beauty rest.
According to Elizabeth Devore, an instructor in medicine at Brigham and Women's Hospital in Boston and head of the study, "[These] findings suggest that getting an 'average' amount of sleep, seven hours per day, may help maintain memory in later life, and that clinical interventions based on sleep therapy should be examined for the prevention of [mental] impairment." It's interesting that Devore specified seven hours and not the widely acclaimed magic sleep-number of eight — especially since the study showed seven to eight hours as the optimal range. One more hour to carpe diem, perhaps?
While a few lazy days here and there won't hurt you, there's a reason why sleeping in feels so good at the time and so bad afterwards. Your body's circadian pacemaker (a cluster of cells in the hypothalamus) causes that feeling of drunkenness that you get when you overindulge in ZZZ's. This pacemaker controls hunger, thirst, and sweat — all those essential internal rhythms. When dawn breaks and light hits your eyelids, these cells register the time and send out chemical signals to the rest of their brethren, ensuring all the cells in your body are on the same clock, ready to start the energy-consuming day. Remaining in bed after the cellular wake-up alarm has already sounded disrupts this regulatory process. Your cells begin their energy cycle ahead of the game, causing you to feel fatigued and discombobulated when you do choose to rise.
Granted, some people feel sluggish on any more than five hours, and others are total garbage without their mandatory nine (followed by a Trenta Red-Eye). Ultimately, it's all about giving your body what it needs. If you're having trouble dragging yourself out of bed or, conversely, reaching Ed-Norton-in-Fight-Club status, you may want to check out our handy guide to the best snacks for a good night's sleep — and maybe even see a specialist. No matter your "right" number of hours per night, your sleep and your health are inextricably linked.


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The 100-day mark is a measure for first-term presidents, not re-elected ones.
Yet the end of April is a propitious moment for an early evaluation of how President Barack Obama and congressional Republicans are meeting the aspirations set out in January.
The answer: Both are falling short. ...


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This is a great salad to carry to a party. Whether you carry it out or wow guests at home, it really is a 'must try'.
Salad was my contribution to a "foodie potluck" brunch in South Beach on Sunday and I wanted it to be special. This is an event where everyone really brings it, literally and figuratively!
There was an amazing array of Bellinis, Bloody Marys, Martinis, etc. and food items from a trout caviar bar to nutella-covered spicy bacon to salmon pastrami to Spanish tapas to Thai dumplings to Greek Easter breads to … to … to … to …to … Too much!
40 foodies x 40 sweet + savory dishes x 40 crazy cocktails = 1 helluva a feast!
I'm delighted my salad made a spectacular presentation — and the taste was equal to the look.
I prepped everything the day before — cutting, roasting, toasting, and making the vinaigrette — and packed it away separately in the refrigerator. Once I got to the party, it was an easy assemble. Easy peasy!
Keeping with the all-RED theme, I also made a Garlic Crostini with Raspberry-Bacon Jam and Hawaiian Sea Salt which I made from …
a multi-grain bread with lots of grain and seeds, brushed with olive oil, s+p and toasted in the oven. I rubbed each piece with raw garlic, especially around the edges, while it was still hot.
The jam was made by mixing a store-bought jar with crumbled bacon. To add a savory element, I doctored it with a little crushed rosemary, garlic and a splash of hot sauce. I finished it off with some orange zest — put it back in the jar and carried it to the party.
Take a bite — first comes the hint of garlic, then comes the sweet of the jam, followed by the surprise of the bacon and, lastly, the crunchy salt.
[The salad was a success but the photo editing was a challenge. I found it difficult to balance out all the various shades of red, red, red in photo editing.]
Love it! Beautiful creative and delicious! Brava Joan for always "bringing it" .
I loved this grape salad, they were so juicy and delicious and balanced the bite of radicchio. It's a mix I like with the different textures, colors and flavors. Mad I missed your garlic crostini, boo. Glad I got a bit to take home, having tomorrow.
Eleanor Hoh recently posted..March Events (Updated)
Gorgeous!!! I've never had roasted grapes but this sure makes me want to try them pronto.
I so love the idea of this salad and will definitely try it. I have made roasted grapes with garlic for crostini and wrote about it once, but the idea of adding them to the vinaigrette is truly inspired–as always when coming from your kitchen. Love the raspberry-bacon jam idea as well–great combination of flavors with the sweet, the salty, and the garlic.
Flavors of the Sun recently posted..Mexican-Style Summer Olive Salad
Spectacular and event looks super fun. I love this and I want to bring it to my next pot luck. I'm curious why you chose to use a rice vinegar instead of a wine vinegar?
angela@spinachtiger recently posted..Green Potato Soup for St. Patrick
Absolutely beautiful. I love roasted red grapes and your salad looks delicious. What a fun time.
Oh Joan, that's a stunner!
Lori Lynn recently posted..Linguini, Smoky Avocado Sauce, Black Beans, Lime
Totally fabulous, so you Juana !
The salad looks really luscious and I love the jam idea.
Patricia Durr recently posted..The Passion of The Wynwood Art District, Miami FL
Absolutely beautiful Joan. So creative.
Sally – My Custard Pie recently posted..All in good taste?
This does have some amazing ingredients! You did bring together some great flavor elements and the dish looks so inviting. Well done.
Forget the rest of the party, your salad looks amazing!! I'm definitely going to try it. LOVE your presentation, too – just gorgeous!! And that jam – WOW! Such a great balance of flavors. I wish I could have been there!
the wicked noodle recently posted..Italian Sausage Mini Pizzas with Balsamic Syrup
If only there were events like this close to home!
This looks like edible ambrosia fit for the gods! Love it and what stunning flavors. I wish I could've been there
chow! DEVAKI @ weavethousandflavors
Devaki @ weavethousandflavors recently posted..Curried Shrimp Deviled Eggs
I know this is delicious because I was there and I tasted it. Also, the jam was so tasty I ate it for days…
Platanos, Mangoes and Me! recently posted..VENEZUELAN BEEF RIB SOUP- SANCOCHO VENEZOLANO
This took my breath away! I have been grilling my fruit to bring out the sweetness, and wanted to try roasting- now I am convinced to do it. I like how you made the jam too!
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