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Trusts may be efficient tool in estate planning
Estate planning can be a tedious process, especially for consumers who have significant assets, portfolios and properties to leave to heirs. This lengthy process is complicated by uncertainty surrounding estate taxes and how they will be modified in 2011. Last year's 45 percent tax rate and $3.5 million exemption expired at the end of 2009. Currently, there are no estate taxes. In 2011, no more than $1 million of an individual's estate will be exempt from estate taxes and the tax rate will increase to 55 percent, if the government chooses not to act. Many consumers are left wondering how to protect their assets and ensure their heirs are not left with significant tax bills. For individuals with assets that are likely to increase in value, setting up a trust may be the answer.
For example, consumers with a large amount of money or property can put the assets into a charitable remainder trust, allowing the donor to continue use of the property or asset and receive income from the donation. The donor can claim a deduction the year the trust is set up. Financial professionals recommend using the overage income to set up a life insurance policy for heirs and placing the insurance in an irrevocable trust to protect it from estate taxes, Bankrate reports.
"The objective would be to replace the value of the asset," Landmark Financial Advisory Services president Timothy Hayes told the money Web site. "For somebody who has some kind of property - appreciated securities, art collection, land - this is the way they do a lot of these things."
Other types of trusts exist that may also reduce or eliminate estate taxes. For example, some consumers may want to leave money or assets to their children but are hesitant to do so for a variety of circumstances: their child may be going through a divorce or does not manage money well. In these instances, consumers may choose to skip a generation and leave the assets to their grandchildren, with the income and principal of the trust going to their children, Bankrate reports.
Many families who choose to set up trusts seek out the help of either individual or institutional trustees who ensure the account is set up correctly and, depending on the family's wishes, may have discretion over which family members receive the trust and when. Even with the help of a trustee, creating trusts can be confusing, so consulting with a licensed
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Mary Cox
Assistant Professor, Journalism
Communications and Journalism
Home Campus
St. Louis (Webster Groves)
Courses Taught
EPMD 1010 Media Production for Journalists
JOUR 2110 Production Techniques
JOUR 3600 Advanced Digital Production
JOUR 4700 Professional Development in Journalism
MEDC 2200 Ethics in the Media
MS, Journalism & Mass Communication, Iowa State University; BA, Communications, French, Lindenwood University
Teaching Experience
Webster University, adjunct faculty;
Maricopa County Community Community Colleges, adjunct faculty;
Iowa State University, teaching assistant
Professional Experience
News Director – KNXV TV – Phoenix, AZ
Assistant News Director – KPHO TV – Phoenix, AZ
Executive Producer – KTSP TV (Now KSAZ TV) – Phoenix, AZ
Assistant News Director – WSB TV – Atlanta, GA
News Producer – KTVI TV – St. Louis, MO
News Producer, Reporter – WCCO TV – Minneapolis, MN
Reporter, News Anchor – KMOX Radio – St. Louis, MO
Cox serves as advisor to the student staff at The Galaxy, Webster University's radio station. She served two terms as chairman of the Publications Board, which oversees the publication of The Journal, Webster University's nationally award-winning student newspaper and website. She was chosen as a member of the inaugural 2012 Global Leadership Academy.
In the professional arena, she serves the journalism industry as a consultant to newspapers, TV, and radio newsrooms across North America. Her seminars help working journalists improve their digital and social media skills, storytelling, enterprise reporting and news marketing—all with an eye to the future of journalism.
Cox worked in television news for more than 20 years. Her positions ranged from reporter to producer to executive producer to news director in markets that include Phoenix, Atlanta, Minneapolis and St. Louis. Cox has won multiple journalism awards. They include Emmys,® Press Club Awards, Best of the West Awards, and Associated Press Awards.
Webster Today
Webster Welcomes Future Journalists to Class
Global Leadership Academy Continues: 2013 Applications Due Soon
In the News: Webster Students Excel in Radio, Set Design
Contact Information
Office phone 314-246-4214
- Crystal Adkisson
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subset: commoncrawl


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Top, table decorations at last year's Red Shoe Gala benefiting the Ronald McDonald House Charities of Northern Nevada.
- Filed Under
The red shoes logo is a giveaway.
The bright red high-tops with yellow laces on the notice for the Red Shoe Gala can only belong to Ronald McDonald, mascot of the McDonald's restaurant chain and of the Ronald McDonald House Charities, as well.
The Red Shoe Gala benefits the Reno Ronald McDonald House, near Renown Medical Center, which provides a safe and comfortable place to stay for families from at least 30 miles away with children younger than 18 hospitalized in Reno. ...


text:
By: Mark Juddery, Canberra Sri Chinmoy Centre
When I was at school, spending my spare time devouring trivia at libraries, one of my hobbies was finding out which famous people shared my birthday. I was very excited to find that Oliver Wendell Holmes, Jr., was among them. Not that I knew anything about him, but I knew he was really famous, and considered a Great Man (in America at least). A few others shared my special day: dancer Cyd Charisse, actor Lynn Redgrave, author Kenneth Graham, one of the Monkees, the Skipper from Gilligan's Island… With unbridled enthusiasm, I would read avidly about each celebrity with my birthday, whatever their claim to fame. Then I would tell everyone about their greatness: 'Cyd Charisse appeared in some of the best movies ever made'; 'The Monkees were a truly superb pop band'; 'Gilligan's Island was better than everyone thinks!'
Most of us are proud of our birthdays, even if they seem fairly unexciting to everyone else. Super-patriotic American showman George M. Cohan, the first entertainer to win the Congressional Medal of Honor, was perhaps disappointed to be born on July 3, 1878, missing US Independence Day by inches. But his father (also in show business) had changed George's birthday, so that in his self-penned hit song 'Yankee Doodle Dandee', the younger Cohan could proudly sing that he was 'born on the fourth of July.' The lyrics have made it sound like the birthday of true patriots, but of course, most of them were born on another day entirely. Though three US Presidents have died on that venerated date, only one (the forgettable Calvin Coolidge) had it for a birthday.
Though America was born on the fourth of July, Jesus Christ almost certainly was not born on Christmas day – previously the date of an ancient pagan ritual. But now, Christmas-born people are upstaged, year after year, by someone who, strictly speaking, doesn't even share their birthday. They only get one set of presents each year, and as the turkey and the plum pudding are taking so much room, they don't even get a birthday cake!
(In fact, I always considered that the best thing about my own birthday – apart from sharing it with Oliver Wendell Holmes, Jr. – was that it was NOT Christmas, and indeed, it was just distant enough so that my parents couldn't use the one-big-combined-present excuse.)
But it's worth it in the end for the Christmas-born. Not only is their birthday a national holiday, but people born on December 25 tend to lead successful lives. Studies show that this is true, though I'm not certain what these 'studies' are meant to involve. The list of Christmas babies is impressive: Sir Isaac Newton, Helena Rubenstein, Cab Calloway, Rod Serling, Little Richard, Sissy Spacek, Annie Lennox…
Of course, every date has its celebrities (and I'll bet this one doesn't have anyone from Gilligan's Island), but Christmas seems to be a good time to be born. Publicity for the Hollywood star Humphrey Bogart always listed his birthdate as Christmas Day 1899, which was later 'exposed' as a Hollywood myth. As Clifford McCarty wrote in The Complete Films of Humphrey Bogart, Warner Bros Studios had changed his birthday from the less romantic date of 23 January 1900, 'to foster the view that a man born on Christmas Day couldn't really be as villainous as he appeared to be on screen' (McCarty). Interestingly, before his roles in 'The Maltese Falcon' and 'Casablanca', Bogie usually played villains.
This would have been one of Hollywood's strangest publicity decisions. Stars were meant to fit their on-screen persona, so 'softening' one of their tough guys with a Christmas birthday seems to defeat the purpose. However, as any of his biographers could tell you, Bogart was the real deal – and that included his birthdate. Bogart really WAS born on Christmas Day.
What can Christmas babies draw from this? Can they take pride in sharing a birthday with one of the great film stars? Some astrologers have suggested that each birthday has a certain personality type, and a quick glance would suggest… nothing much. What do I have in common with the celebrities, named above, who share my birthday (apart from the same star sign)?
Are birthdays as special as we think? Let's look at people with the same birth dates – not only those born on the same date, but also the same year. Birth twins, at it were.
Start with Charles Darwin and Abraham Lincoln, two of the great figures of the 19th century. Both were born on the same day: 12 February 1812. They were born worlds apart: Darwin in a mansion, to a distinguished west England family; Lincoln in a log cabin, to a poor frontier farmer. Nonetheless, in their respective fields, they had a few things in common.
Both were raised as Christians, but Darwin died an atheist, and Lincoln was reputedly an outspoken non-believer (both were accused of being 'godless'). Both had less-than-impressive school records, but self-taught themselves to reach the peak of their professions. Both were "mutaphiliacs", known for their ability to embrace change. Both detested slavery. "It makes one's blood boil, yet heart tremble," wrote Darwin, "to think that we Englishmen and our American descendents, with their boastful cry of liberty, have been and are so guilty" (White and Gribbin 57). Lincoln's stated objective in the American Civil War was, of course, to end the slave trade.
Both men had major turning points in 1835, at age 23: Lincoln entered politics, and Darwin visited the Galapagos Islands, which eventually inspired his Theory of Evolution. His greatest work, The Origin of Species, was published in 1859 – one year before Lincoln was elected US President. With these events, both would challenge the status quo – changing the world, and winning enemies among the conservatives of the time: Darwin would be denounced and Lincoln would be killed.
In those days, when celebrities did not grow on trees (at least, not to the same extent as today), it seems remarkable that two such outstanding figures were born on the exact same day. According to astrologers and numerologists, however, it is no coincidence.
Whether or not you believe in astrology, there is statistical evidence to suggest that, yes, birth twins tend to have a few things in common. In the seventies and eighties, French psychologists Michel and Francoise Gauquelin studied the birth charts of over 60,000 people, and found that people with similar birth charts seem to have similar character traits and professions (Watson). Independent researchers had the same findings, using different samples. Even sceptics' groups had these findings, which must have caused them no end of frustration.
In the world of showbiz, people are often matched up due to their astrological compatibility. I'm not sure whether this works, but some birth twins, at least, have proven very compatible. Daniel Day Lewis and Michelle Pfeiffer made good co-stars in the 1993 film The Age of Innocence. Quincy Jones composed the music for the classic 1969 flick The Italian Job, starring his birth twin Michael Caine. Oliver Stone directed Tommy Lee Jones in their two most controversial movies. And a 21 June 1947 birthdate would have helped you win a starring role in Family Ties. (Meredith Baxter and Michael Gross played the parents in that 1980s sitcom.)
Then there are environmental artists Christo (Javacheff) and Jeanne-Claude (de Guillebon), both born on 13 June 1935, who have collaborated on many projects over the past 40 years, and have been happily married for even longer. If you believed in astrology, you would probably say it was written in the stars.
But what does that say about people who, despite sharing a birthday, might have been born years apart? Perhaps nothing. All we can say is that your birthday should be of great significance to you. When it happens, enjoy yourself – but make sure that nobody sings you the song "Happy Birthday to You", because it's covered by copyright until 2030. (As the most frequently-sung song in the world, it rakes in $US2 million in royalties each year – even though most people who sing it don't actually pay anything.)
Above all, see your birthday as something positive. It doesn't mean you're getting older; it just means you're getting presents.
Mark Juddery
Canberra – Australia
Originally posted on Sri Chinmoy Centre – Inspiration Letters
Related Articles:
- Getting Old – The transcendence of Age with Sri Chinmoy
- Poems and Songs on Birthdays


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What we do
The House of Migrants is a center for emigration and genealogy research. The center is located in the province of Gävleborg. The work consists of building a database of the county's emigrants and immigrants and collecting local historical resource material. In this way, the history of our area comes alive.
Experience history in Alfta
At the House of Migrants in Alfta, a museum is constructed to showcase the emigration from this area and the religious cult "Ersk-Jansarna." We welcome visitors both in groups and individually and can offer guided tours and information about emigration in general. We also offer lectures about emigration, genealogical research and about how local history can be used in teaching.
Genealogy research
If you want to look for emigrants or relatives from the provinces of Gävleborg or Västernorrland, we can help you. You can either let us do the job or come here and do the research yourself with the help of our material. We also offer courses in genealogy research if you need help to get started. We sell books and booklets about emigration.
The House of Migrants is a part of the old farm of Ol-Anders. For more information about Ol-Anders and other "Hälsingegårdar", visit their homepage:


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Mass of RemembranceMabee Chapel; Massman Hall
Wednesday, November 6, 2013 - Wednesday, November 6, 2013 @ noon
This special Mass remembers our family & friends who have passed. Visit Mabee Chapel to write the name of your loved on on a card and place in the basket. These names will remain on our Remembrance Altar the entire month of November.
This special Mass is an opportunity to remember our loved ones who have died. Songs and prayers add to beauty of the liturgy.
Calendars: Campus Ministry, Student Life


text:
If you need immediate assistance, call 877-SSRNHelp (877 777 6435) in the United States, or +1 585 442 8170 outside of the United States, 8:30AM to 6:00PM U.S. Eastern, Monday - Friday.
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text:
If someone gave you a letter and said, "do not open this unless something happens to me"
I would to see if I could help before that "something" happened
I would not be able to not open it.
I can't even wait until Christmas morning to peek at presents.
I wouldn't read it. There are actually letters to my brother and I at my Memere's house from when she had a very risky surgery. I saw them but I am not tempted to open them. She is here with us and for that I am grateful. If she had something she wanted us to know after her passing I would want to know it after. I would want to hear her final thoughts after the fact when I couldn't get those words back because I would already know what they say.


text:
T. Huy Nguyen wrote:
Hello all,
So happy! Finally I can put my notes away and enjoy the weekend.
I studied this certification for 3 months. Before that I knew little about session bean, even less about MDB and none about JPA. My preparation resource was the EJB in Action book, EJB specifications and Mikalai Zaikin's notes. By reading the EJB in Action book, I acquired a general understanding. Then I referred to Mikalai Zaikin's for direction to which part of the EJB specification covers the exam objective. Then I read the spec and extract all needed information in a note similar to that of Mikalai Zaikin's. I am really proud that I am able to read the whole EJB spec.
So, many thanks to Mikalai Zaikin for providing such a complete notes, and for showing me that reading the EJB spec is possible.


text:
Justin Morneau and Joe Mauer, both of whom are expected to represent the Twins at this season's All-Star Game in St. Louis, toured the club's Target Field on Wednesday.
"Sweet; looking forward to playing in it," said Morneau, the left-handed slugger who has 14 home runs this young season. "And the wind today was blowing out to right field."
The ballpark, which opens next April, is 72 percent complete. The field dimensions are nearly identical to those of the Metrodome.
Mauer, who has 11 homers, also said he was excited to move to Target Field. Among reasons is a real grass surface that will be easier on the feet.
"Good for the whole body," Mauer said.
Late this summer, when grass is installed, the pair will take some batting practice there.
"Then we'll get a better feel," Mauer said.
The University of St. Thomas' remarkable baseball season, which ended Tuesday with a championship in the NCAA Division III World Series, was even more remarkable considering the losses the team endured. Losses not to other teams, but to St. Thomas.
A freshman pitcher, during an emotional meeting with coach Dennis Denning a day before the start of this season, said he wouldn't be able to play because he had been diagnosed with cancer.
A senior starting pitcher suffered a stroke in a local hospital while being tested for blood clots and was lost for the playoffs.
Another starting pitcher, a junior, missed most of the season after hurting an elbow early in spring.
The team's top projected freshman pitcher broke an ankle the last day of fall baseball workouts. After a cast was removed from the foot, the 6-foot-7 hurler came down with a sore arm and was lost for the season.
Still, St. Thomas won 41 of 53 games.
"We had some other guys step up," Denning said Wednesday, "and a lot of luck."
The national championship was Denning's second in nine seasons and the fourth time he has taken St. Thomas to the Division III World Series.
Last month, St. Thomas earned a 6-3 victory over the University of Minnesota, which is 38-17 and headed to the NCAA Division I tournament.
Denning, who turns 65 in December, has no plans to retire. Or to coach at a higher level.
"I'm fine where I'm at," said Denning, a former Cretin star infielder who also starred at St. Thomas and then played four seasons in the Baltimore Orioles' chain. "I love it in St. Paul. My family's here, and I'd never move from my family."
Denning has 10 grandchildren, nine of them boys. St. Thomas, which has a cumulative academic grade-point average of 3.21, made just three errors in six games of the national playoffs.
Tom Kelly, who managed the Twins to World Series championships in 1987 and 1991, has a son, Tom, who was a utility player for Denning for four years at St. Thomas.
"Dennis runs a sharp show," Kelly said. "The kids are always sharply dressed, they look like a professional-type team when they step on the field. The uniforms are clean, the drills — the infield, the outfield — he always runs a good program."
There were 14 major league scouts at St. Thomas' final victory over Wooster (Ohio) in Grand Chute, Wis. The Tommies' best pro prospect is junior pitcher Matt Schuld, who beat the Gophers and set a school single-season record with 12 victories. The Armstrong grad's fastball has touched 89 mph. The Twins admit interest in Schuld.
Will Denning receive a bonus for winning another national championship?
"Fritzie gave me a handshake and a big hug," Denning said with a laugh, referring to athletics director Steve Fritz.
Twins general manager Billy Smith and manager Ron Gardenhire speak today at the Dunkers' breakfast at the Minneapolis Club.
Former North Star and Gopher Lou Nanne will receive the Distinguished Service Award from USA Hockey on June 5 in Colorado Springs.
Among media in town to cover the Twins-Boston Red Sox series is Heidi Watney, 28, who works for the New England Sports Network and was first runner-up in the 2001 Miss California contest.
An Apple Valley resident and Vikings season-ticket holder who regularly puts his choice seats on the open market said this week he has received three calls from Mississippi residents, apparently pals of quarterback Brett Favre, wanting to buy his tickets. He said the same people used to buy tickets for Packers games in Green Bay when Favre was there.
Tom Kelly, who managed the Twins to two World Series titles and lives in Maplewood, has been sought by civic officials to run for mayor of the St. Paul suburb.
"I listened to them talk, they made their points, and I turned them down," Kelly said Wednesday.
Vander Blue, a 6-foot-4 junior guard from Madison Memorial, has decommitted from Wisconsin, according to the Capital Times. The Gophers are in pursuit of the top-30 nationally ranked guard.
University of St. Thomas baseball coach Dennis Denning, on his team's 5 1/2-hour bus trip home to St. Paul from Grand Chute, Wis., after winning the Division III national championship Tuesday night: "It felt like about an hour. If we would have lost, it would have felt like 12 hours."


text:
Port Orchard council sets moratorium on medical marijuana dispensaries
PORT ORCHARD - The Port Orchard City Council on Tuesday passed an "emergency" moratorium on medical marijuana dispensaries, effective immediately.
The ordinance, which will be in effect for six months, will allow the council time to see what happens with legislation on dispensaries that is pending in Olympia, council members said. The moratorium also will allow them to consider zoning rules for dispensaries should they become legal.
"I definitely think we should do this, because this issue is not going to go away," Councilwoman Carolyn Powers said.
No medical marijuana dispensaries currently operate in the city, but the owners of at least two planned dispensaries have said they would like to locate in Port Orchard.
Lori A. Kent, a co-owner of Mari Meds in Belfair, told he council on Feb. 15 that she and her partner Robert Wood would like to open a second storefront in their city.
Dave Norton, who formerly owned Green Health in Tacoma and Key Center, on Feb. 17 said he already had signed a lease for a space in the Bayside Plaza on Bay Street where he had planned to open a new dispensary, Bella Oha. News that the council was considering a moratorium caught him off guard.
Police Chief Al Townsend said his department also has heard from the owner of a building at 944 Bay St. that a tenant planned a dispensary there. Some renovation activity appeared to be under way in the former convenience store, but has since ceased, Townsend said.
The ordinance halts "the acceptance or processing of any applications for building or land use activities relating to a medical marijuana business or dispensary, or facilities within which a medical marijuana business or dispensary will be operated."
The moratorium includes processing of business licenses, and also applies to dispensaries operated without a physical storefront.
"Certainly the staff at this table believe this is a sensible way to go at this time," said City Attorney Greg Jacoby, referring to himself, the city clerk, development director and other senior staffers. "Other cities in Kitsap County are watching to see the direction we go on this."
The use of medical marijuana has been legal in Washington since 1998, but current laws are contradictory on how patients are to legally obtain the drug.
Townsend has said his department believes the law makes dispensaries illegal. A bill being considered by the state Senate would essentially legalize dispensaries and allow cities to control where they are located.
Voting for the ordinance were Powers and councilmen Rob Putaansuu, Jerry Childs, John Clauson, Jim Colebank and Fred Olin. Councilman Fred Chang was absent.
A public hearing on the ordinance is set for March 22. State law allows "emergency" legislation to be enacted before such a hearing is held.
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text: Tommy Cunningham, 70, of Cochrans Creek Community in Robbinsville, NC, went home to be with the Lord, Monday, April 22, 2013 at Mission Hospital in Asheville, NC. He was born in Blount County, TN, and was the son of the late John Leslie and Nell Marie Whitehead Cunningham. In addition to his parents, he was preceded in death by his wife Linda Dockery Cunningham in June, 2001. Tommy was a member of Cedar Cliff Baptist Church. He is survived by his wife, Rita Sawyer Cunningham; his sons and daughters in law, Todd and Karen Cunningham and Scott and Kim Cunningham, all of Robbinsville, NC; step son and his wife, Scott and Debbie Jenkins of Robbinsville, NC; step daughter, Lisa Blevins of Robbinsville, NC; and his sisters, Jean Romero of Maryville, TN, and Naomi Rogers of Robbinsville, NC. He has 4 grandchildren, Lora Cunningham Orr and her husband, Greg, Courtney Cunningham Simonds and her husband David, Mitzi Cunningham, and Caleb Cunningham; 3 step grandchildren, Colby Blevins, Anna Blevins, and Paige Blevins; 4 great grandchildren, Cyler, Chloe, Caiden, and Cutler Orr; and 4 step great grandchildren, Rayne and Camryn Orr, and David and Caden Grant. Funeral services will be held at 7:00 pm Thursday, April 25, 2013 at the Townson-Smith Funeral Home. The Reverends Daniel Stewart and Mickey Stewart will officiate. The family will receive friends from 5:00 to 7:00 pm Thursday, at the Chapel, prior to the services. Committal services will be held at 11:00 am Friday, April 26, 2013 at Red Marble Baptist Church Cemetery. Townson-Smith Funeral Home is in charge of the arrangements. An online register is available at www.townson-smithfuneralhome.com.


text:
*speaks in a cheesy accent*he is alive in the hearts of millions
What!? I can't kill that many people!
I can help.
Also, people thought he was real?
Yep, lots of people believe lots of crazy things. I think we should call this...
The Sherlock Holmes conspiricy!
[Edited by fault2k, 5/22/2010 3:45:58 PM]


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GeeWhiz Condom Catheter Still Gives Me the Willies
You know why I never wanna have a heart attack or prostate problems? The catheter. You know which one I'm talking about. Just the thought makes my junk burn. Enter this year's truly deserving Medical Design Excellence award winner, the GeeWhiz Condom Catheter. No more tubes twisted and crammed into tiny holes they… »


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- Filed Under
Tappan Zee Constructors expects to begin installing environmental monitors in Rockland as early as Monday.
At least four devices, which will track sound, dust and vibration levels during the five-year construction of the new Tappan Zee Bridge, have been proposed for the county.
Locations are being finalized but are likely to include River Road in Grand View and the Salisbury Point Cooperative in South Nyack. A background monitor is operating near Interchange 12 on the Thruway in West Nyack. ...


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Contacting Property Manager...
1302 Waugh Dr. #328
Houston, TX 77019
Types of Properties We Manage:
- Single Home/condo (up to $300K)
- Single Home/condo ($300 to $500K)
- Single Home/condo ($500K to $1M)
- Single Home/condo (over $1M)
PropertyCare Houston Property Management
As one of the leading property management providers in the greater Houston area, PropertyCare provides clients with the highest standards of professional property management solutions. Enjoy reliable, turnkey management services with our team made up of experts with hands-on experience.
PropertyCare Services
Property owners across Houston rely on our full-service property management agency to take care of tenant relations, rent collections, maintenance concerns--all the day-to-day hassles and headaches--without sacrificing tenant or owner experience. We do it all while keeping your costs low and your returns high. Details about our property management services include:
- Inspections: We use a repeatable process to review your entire property before, during and after your tenants depart.
- Marketing: Your properties enjoy maximum rental market exposure to quality applicants through MLS and other sources.
- Screenings: All applicants undergo comprehensive screenings and are evaluated for credit, income, employment as well as residential and criminal histories.
- Lease Signings: We ensure your limited personal exposure to loss by utilizing leases promoted by the Texas Association of Realtors.
- Rent Collections: Your tenants have access to five convenient payment options. We provide lease enforcement when necessary.
- Direct Deposit and Accounting: You enjoy easy access to our online Owner's Portal, with detailed computerized accounting and monthly reports. You also have convenient direct deposit into your account by the 10th day of every month.
- Maintenance Coordination: Repairs and upkeep are efficient and cost-effective through our extensive access to expert contractors and technicians. Trusted vendors offer exceptional volume pricing so we can pass the savings on to you.
- Convenient Lease Renewals: We renew annual leases 45 days in advance of expirations to increase occupancy rates at your property.
- Comprehensive Tenant Services: We're always accessible to your tenants so any inquiries and concerns can be addressed without inconveniencing you.
- Eviction Service: In the rare event of an eviction, we serve processes and attend court on your behalf, so you optimize your time doing other things.
- Professional Advice and Counsel: As experts in property management, we provide all of our owners and clients with helpful and practical advice on leasing and business strategies.
Return to List of Houston Property Management Companies


text: Clipart Sioux Falls Woman Arrested for Drinking, Driving with Kids in Car By Dan Peters December 1, 2014 | 1140 KSOO-AM A Saturday evening crash resulted in multiple charges for a Sioux Falls woman. Read More|Comment Category: Crime of the Week, News Tags: car accident, Sioux Falls Send to a friend! Share on Facebook Share on Twitter Pin it! Reddit This! Share on Tumblr!


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Parents help students move into Argenta Hall on the University of Nevada, Reno campus on Thursday, August 22, 2013.
- Filed Under
Graduating from high school in Washoe County means you have a better chance of doing well in college than your peers, but the news isn't all good.
According to new college entrance exam data released this week, only one in three Washoe County 2013 graduates are prepared for basic college courses in writing, algebra, social sciences and biology.
The ACT results, a test along with the SAT that is used by colleges when considering applicants, points to the small recent success and future struggles the district has to graduate more students who are college and career ready, said Pedro Martinez, ...


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Egg Biriyani recipe - Kairali TV - 7-7-2013 - Part-1
This post shows you how to make delicious Egg Biriyani recipe. Enjoy!!!
Added: August 22, 2013, 10:30 pm
Views: 157 | Comments: 0 | Rating: Not yet rated
Double Chocolate Marble Cheesecake Recipe
This simple no-bake recipe for chocolate cheesecake is light, chocolately and quite pretty! Recipe at http://titlisbusykitchen.com/archives...
Added: August 22, 2013, 10:48 am
Views: 68 | Comments: 0 | Rating: Not yet rated
German Onion Salad recipe - German Cuisine
German onion salad is a great, savory salad that is still very sweet and that can be served for any occasion. Make German onion salad with help from a certified executive chef in this free video clip.
Added: August 22, 2013, 10:34 am
Views: 41 | Comments: 0 | Rating: Not yet rated
Cauliflower Pepper Masala Curry recipe
Cauliflower is an extremely flavourful vegetable. This dish is an exotic Indian style stir fried dish made mainly with cauliflower florets, green and red pepper, onions, tomato puree and other spices. Freshly ground pepper heightens the flavours of this dish and gives an extra kick to the taste. This dish is extremely mouth-watering and can also be eaten as a snack or serve with roti, naan, roomali roti, paratha, chapatti etc.
Added: August 22, 2013, 4:03 am
Views: 31 | Comments: 0 | Rating: Not yet rated
Spinach Dip With Rye Bread recipe - Spinach Dips recipe
Learn to make/ prepare Spinach Dip With Rye Bread following this recipe. Try this out at kitchen!
Added: August 21, 2013, 7:15 am
Views: 72 | Comments: 0 | Rating: Not yet rated


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The Ducks have confirmed they have signed defenseman Paul Mara to a one-year contract. Per club policy, no financial terms of the deal were disclosed.
Mara, 31 (9/7/79), appeared in 42 games for the Montreal Canadiens last season, collecting 0-8=8 points with 48 penalty minutes (PIM). He suffered a shoulder injury on Jan. 22 at New Jersey and subsequently missed the final 30 games of the regular season. In 2008-09 with the New York Rangers, Mara recorded 5-16=21 points in 76 contests, ranking fourth among club defensemen in points. He appeared in his 600th career NHL contest on Dec. 23, 2008 vs. the Washington Capitals.
A native of Ridgewood, NJ, Mara has earned 63-184=247 points with 688 PIM in 681 career contests with Tampa Bay, Phoenix, Boston, the NY Rangers and Montreal. In addition, Mara has appeared in 32 Stanley Cup Playoff contests, collecting 3-4=7 points. The 6-4, 212-pound blueliner set career highs in both goals and points with 15-32=47 in 78 regular season contests with Phoenix in 2005-06. Mara led Coyotes defensemen in goals, power play goals (8) and shots on goal (157) that season. His 15 goals on the season marked the most by a Winnipeg/Phoenix defenseman since the 1992-93 season (Olausson, 16). Mara set career highs for appearances (81) and assists (36) during the 2003-04 campaign with Phoenix.


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- Filed Under
Lawn and Garden Show is 9 a.m. to 6 p.m. today and Saturday, 11 a.m. to 5 p.m. Sunday at Ozark Empire Fairgrounds E-Plex, 3001 N. Grant Ave. Admission: Advance tickets are $3; available at area Price Cutter stores; $4 at the door; free for ages 12 and younger. 417-833-2660; ozarkempirefair.com
Can You Tackle Trivia? Challenge, presented by the Alzheimer's Association, is 7 to 10 p.m. today at Knights of Columbus, 2340 W. Grand St. Also includes a raffle and silent auction. Entry fee: $20; $100 for team of eight. Proceeds benefit the Alzheimer's Association. 417-886-2199
Endurocross is 7:30 p.m. today and Saturday at Ozark Empire Fairgrounds arena, 3001 N. Grant Ave. Tickets: $14 and $7 for ages 3-11; available at Rapid Robert's, Ron's Racing Collectibles and online at motorheadevents.com; Tickets are $16 and $9 day of show. 417-863-6353; motorheadevents.com
Backyard Bird Count is 9 to 11 a.m. today at Springfield Conservation Nature Center, 4601 S. Nature Center Way. Stop by and help count birds in the Wildlife Viewing Area with members of the Greater Ozarks Audubon Society. Learn the basics of identification and how to count birds to contribute to the nature center's Great Backyard Bird Count tally sheet. All ages. Free; no registration required. 417-888-4237
Science Sprouts: What's That Sound is 9 a.m. to 6 p.m. today at Discovery Center, 438 S. Louis St. Young learners are invited to attend a story time with Park Central Library at 10 a.m. and 1 p.m. and a science demonstration at 11 a.m. and 2 p.m. Ages 6 and younger. General admission applies: $12; $10 for ages 60 and older; $88 for ages 3-15. 417-862-9910; discoverycenter.org


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The source for live streaming concerts worldwide.
* denotes a required field
Optional Fields. The more information you provide the better.
View the largest source of
live streaming concert listings
in the world!
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ratings, reviews, and more.
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Please check out some of the other shows.
Tune in to ShowGo.tv from The Mint in Los Angeles, CA to catch a live performance by Billy Cobham.
Click the link and you will be redirected to the source site.
Primary Genre: Jazz
Description: William Emanuel 'Billy' Cobham is a Panamanian American jazz drummer, composer and bandleader, who permanently relocated to Switzerland during the late 1970s.
Official Site: http://www.billycobham.com/
Facebook: https://www.facebook.com/pages/Billy-Cobham/44091435069
Production Quality: 4
Rating: 4.00
Description: In cities around the world, the world's best musicians will perform live in intimate, iconic venues like Yoshi's Jazz Club, The Blue Note, The Hideaway, The Mint LA, TribOz, Jazz Nos Fundos, and Jazz Alley. Magic happens nightly, at some of the coolest places in the world. You couldn't be there... Until now. ShowGo.tv is building a unique user experience that allows you to connect to artists and fans during shows and sound checks, and find out everything you need to know about hot venues and musicians.
ShowGo.tv is the brainchild of a team of industry professionals with a collective two centuries of experience building successful brands and companies in the media, music and technology spaces.
Official Site: www.showgo.tv
Twitter: @ShowGotv
Facebook: https://www.facebook.com/showgotv
500 attending


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Originally posted by Thomas Paul: There are products like SonicMQ. But if you are looking for something to fool around with, the J2EE download from Sun includes a JMS server in the app server.
Originally posted by Thomas Paul: Exactly. When you start up the J2EE server from Sun, it also starts up a JMS server. use the -verbose option when you start it up and it will show you what port it is listening on.


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>Sonora / Tuolumne News, Sports, & Weather, Angels Camp, Twain Harte, Jamestown | Union Democrat
After back-to-back Central Valley Conference losses, first-year Columbia College men's basketball coach Rob Hoyt knew he had to make some changes, especially on the offensive side.
Instead of trotting out his usual starting lineup, Hoyt inserted Robert Orantes and Mike Williams into the rotation in place of Marcus Junior and Jordan Gomez to provide a spark.
And it paid off.
Columbia defeated Merced College 63-50 on Saturday night in Merced.
"It was good," said Columbia forward Tige Wingo. "I think we would have liked to score a little more points, but we held them under 60, which was our goal. We went in expecting to win and we're able to get a win."
With Orantes and Williams starting, Junior, who scored six points, was able to play a reserve role and provide that energy off the bench Hoyt and the Claim Jumpers were looking for.
The Columbia bench scored a combined 17 points.
"The guys responded well," Hoyt said. "They're doing a really good job of keeping it family oriented and supporting each other. They did a really nice job of playing solid."
Columbia forward Rafe King drained a career-high eight 3-pointers to finish with a team-best 24 points. The freshman sharpshooter was 72 percent from beyond the arc, connecting on 8 of 11 attempts.
"He's our best shooter on our team," Wingo said. "When he gets hot, it's hard to stop him. Everyone did a good job of screening and getting him open. He was on fire."
"He's been doing a really good job of doing what the defense is giving him and not forcing a shot," Hoyt said. "He did a great job. He took 11 3s, and the three he missed was dead on. He's definitely a weapon. One of our stronger weapons that we rely on that played really well."
Summerville graduates Rosendo AmayaWood and Wingo netted 12 and 10 points, respectively.
Forward Ian Merzwinski added seven points and Daniel Radford had four for Columbia.
"We make an emphasis to get the ball inside," Hoyt said. "Ian and Tige did a great job on the offensive glass. Ian, in particular, had one of his better games. They had trouble matching up with our guys."
Columbia shot 15 of 24 from the charity strip.
It was the fourth time in the past five games that the Claim Jumpers were able to hold their opponent to 60 points or fewer.
"I'm really happy with the effort," Hoyt said. "If we play like that in the future, we will be fine."
Columbia (9-10, 2-2 CVC) returns to Oak Pavilion when it hosts Porterville College (6-11, 0-3 CVC) on Wednesday at 5 p.m.
The Union Democrat is now online in a Replica E-edition form and publishes Tuesday through Saturday. E-Edition or Print Plus subscribers have full access.
If you are not a current subscriber, subscribe today for immediate access. Circulation: 209-533-3614
Weekly Arts and entertainment guide for Calaveras and Tuolumne counties
Available online every Friday or get it early in Thursday's print edition.


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Articles on this issue "nationalities"
John Paul II sent a message to Spanish Prime Minister to condemn the terrorist attack in Iraq that killed seven members of Spain's National Intelligence Service last Saturday. In the telegram …read more
The draft Afghan Constitution establishes Islam as the state religion and makes no reference to freedom of worship for other confessions. This is reflected in Article 2, which has caused wide …read more
Instead of focusing on differences, Alexander Soloviev emphasized the faith Roman Catholics share with his fellow Russian Orthodox Christians: "Whatever is holy and sacred for us is also holy …read more
At least 53 civilians died in the attacks by the rebels of the Lord's Resistance Army on villages around Lira, in the district of the same name in northern Uganda, reports say. Attacks late …read more
Sudan's government has a part to play in achieving national reconciliation in a conflict "in which religious differences have been used almost as a weapon of war," says Cardinal Gabriel Zubeir …read more
Noting the fresh strife in the Mideast, John Paul II says that peace will only come to the Holy Land through dialogue and the condemnation of violence and terrorism. The Pope expressed this …read more
Here is the press statement published Wednesday by Joaquín Navarro-Valls, director of the Vatican press office, at the end of the audience that John Paul II granted to Russian President …read more
Here is the statement delivered Monday by Archbishop Celestino Migliore, the Vatican's permanent observer to the United Nations, before the Fourth Committee on Agenda Item 83: "United Nations …read more
John Paul II gave new impetus to the organization set up 22 years ago for the religious, cultural, and charitable assistance of Poles living in their homeland or abroad. On Tuesday, the Pope …read more
John Paul II assured President Vladimir Putin that he prays for Russia, and thanked the leader for his commitment to bring Orthodox and Catholics closer together. Relations between the Holy …read more
Rectors of Asian shrines plan to establish associations at the national and continental level to give greater emphasis to evangelization through their religious facilities. The above was …read more
On his visit to the Holy Land the new Franciscan minister general of the Order of Friars Minor is leaving a key message: to put life into a world of death. As he visits the Christian …read more
Under the title "Do Not Be Afraid: John Paul II, Prophet of Dialogue," Israeli, Palestinian, and Christian representatives gathered together to honor John Paul II's 25th anniversary. The …read more
What is the significance of Sunday's canonization of Daniel Comboni at this time? ZENIT put that and other questions to Father Miguel Ángel Ayuso Guixot, a Comboni missionary and professor at …read more
Fatmir Gjimaraj's path to the priesthood was anything but predictable. He grew up in Albania, a nation hardened by a half-century of state atheism. He had hoped to enter university. But one …read more


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- 2. PDF OCR Software
- 3.1 OCR PDF to Word
- 3.2 OCR PDF to Excel
- 3.3 OCR PDF to Text
Have you ever encountered a problem where you have received or downloaded PDF files, but they are scanned? There is no doubt that this could be very annoying, especially if the documents contain valuable information for school or business presentations. The scanned PDF files are normally large and contain lots of images. The images cannot be edited and copied unless you convert them into Microsoft Office Word Doc format.
This problem could even worsen if you are told that Adobe Acrobat is the only program to use since it is expensive and sizeable. Besides that, you have to respect copyright laws and cannot open unauthorized files to edit the scanned PDF documents or files in the Adobe Acrobat program without permission. If you can relate to this, you might want to know how to convert scanned PDF to Word without using Adobe Acrobat. Here is the solution for you!
A Easy and Simple Way to Convert Scanned PDF to Word
In order to lighten the heavy burden of the work, a PDF Converter should be used to convert the scanned PDF files to editable Word files. There is an effective one called iSkysoft PDF Converter Pro for Mac (or PDF Converter Pro for Windows) which comes readily to mind. The in-built OCR technology makes it easy to extract content from the scanned PDF files and be stored in Microsoft Word. Once the scanned PDF to Word conversion is done, its content can be edited, copied and pasted on Microsoft Word processor. The copy paste jobs can be much easier in MS Word.
Why Choose iSkysoft PDF Converter Pro to Convert Scanned PDF to Word
Convert Scanned PDF
Convert scanned PDF to Word, Excel, PPT, EPUB, HTML, Plain Texts and RTF files with OCR feature.
Convert Secured PDF
Convert password protected PDF to Word, Excel, PPT, Plain Text, and other formats.
Batch and Partial Conversion
Convert up to 200 PDF files to different formats at one go. Or convert a range of pages in a PDF.
Multiple OCR Languages
Supports 17 languages, including English, Italian, German, French, Spanish, etc.
Steps to Convert Scanned PDF Files to Word on Mac
Step 1
Launch the PDF Converter Pro and Add Scanned PDF Files. After you download the program, launch it on your computer, then drag and drop the scanned PDF documents to add to the program. Interface is displaying as below.
Alternatively, you can go to the File menu and click Add PDF Files to import your image-based PDF file.
Step 3
Start to Convert scanned PDF to Word. After all is set, click Convert button to start converting scanned PDFs to Word files now. Then you can enjoy all the files whatever you need.
Video Tutorial on How to Convert Image-based PDF to Word Docs
Edit and Convert Scanned PDF to Word
With the help of iSkysoft PDF Editor Pro for Mac, you are able to directly edit scanned PDF document by adding, deleting texts, images, links, watermark, or easily annotate and mark up the file. Besides, you can convert the scanned PDF to any editable formats for further use.
- Edit scanned PDF with built-in editing tools.
- Convert scanned PDF to Word, Excel, PPT, HTML, etc.
- Add password, watermark, or personalized signature to PDF.
- Create PDF from existing PDF, images, Webpages, and others.
- Annotate or mark up PDF with text box or customized markup tools.
- Come with outstanding OCR technology and support multiple languages.


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Network access controls
Network access control (NAC), also called network admission control, is a method of bolstering the security of a proprietary network by restricting the availability of network resources to endpoint devices that comply with a defined security policy...(Continued). See complete definition.
Network access controls News
March 23, 2010
Insurance company finds relief with Forefront user provisioning tool
First American Title Insurance Company cuts identity management user provisioning time from days to seconds with Microsoft Forefront Identity Manager 2010.
Evaluate Network access controls Vendors & Products
Weigh the pros and cons of technologies, products and projects you are considering.
Considering two-factor authentication? Do cost, risk analysis
One-time passwords and other technologies are effective protection, but midmarket companies have to consider the expense and management overhead. Continue Reading
Product ReviewsPowered by IT Central Station
In the enterprise market for disk encryption Credant is worth looking at.Powered by IT Central Station
Valuable Features: Flexibility of file encryption without the support burden of Full Disk Encryption (FDE) • Improvements to My...Continue Reading
Bitlocker - security that loves your drivesPowered by IT Central Station
Understanding your responsibilities for disaster recovery at a departmental level can be difficult; we deal with the IT department as a whole. We...Continue Reading
How We Chose SED + WinMagic's SecureDoc For Full Disk EncryptionPowered by IT Central Station
What if your organization's leadership directed you to deploy an enterprise encryption solution in 120 days? Could you do it? I received that...Continue Reading
Manage Network access controls
Learn to apply best practices and optimize your operations.
Unix SSH example configurations that boost Unix security
Using a Secure Shell (SSH) is a better way to manage Unix servers than command-line access or Telnet, and expert Joel Snyder details three simple modifications you can make in SSH to make your servers more secure. Continue Reading
How to configure IIS authorization and manager permissions
David Shackleford reviews authorization rules that will help you secure your IIS 7 Web server. Continue Reading
Problem Solve Network access controls Issues
We've gathered up expert advice and tips from professionals like you so that the answers you need are always available.
How to keep a remote access VPN working smoothly
Test your VPN deployment by reviewing these three important tips from network pro Joel Snyder. Continue Reading
Five NAC-like endpoint settings enforced with group policy
Complexity and cost may keep you from investing in NAC. Fear not, endpoint integrity enforcement, for example, can be achieved through directory group policies. Continue Reading
Tradeoffs and advantages of network access control with Microsoft NAP
Microsoft NAP's endpoint security policy compliance checks and integration with third-party security products make it an attractive option over traditional network access control solutions. Continue Reading


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Rep. Fred Upton (R-Mich.) is hearing it back home. The Chairman of the House Energy and Commerce Committee has embarked on a listening tour this week and it seems the voters in his district have plenty to say when it comes to Upton's environmental positions. Making matters hairier for Upton is that fact he was lampooned on Thursday morning for having such close ties to fossil fuel lobbyists.
At one of Upton's listening tour stops, Greenpeace organizer Paul Wojoski, presented a prize basket to Upton for winning PolluterHarmony's "contest" for having the "coziest relationship in Washington with dirty energy lobbyists." Upton, as you can see in this infographic, loves money from the fossil fuel industry. The picture above is of Upton awkwardly accepting the gift basket from Wojoski, which contained gourmet candy coal, an oil rig home décor candle, "Soothing Sounds of Dirty Industry" music CD and multiuse massage and motor oil (full list of goodies here). Leave it to Greenpeace to get creative when it comes to this sort of stuff.
P-Harmony is a campaign that takes a humorous view on the very serious issue of relationships between lobbyists and politicians. Several P-Harmony "commercials" are now posted online. All are "mockumentary" style commercials based on E-Harmony commercials. Essentially, P-Harmony is an online meeting place for polluter lobbyists and politicians. And as if the focus on Upton with the gift basket wasn't enough, the P-Harmony commercial (posted below) is airing throughout Upton's district thanks to a local media buy, according to Greenpeace.
This embarrassment comes after those "listening tours" earlier in the week, which like the P-Harmony commercials, were a little uncomfortable to watch at times. Upton didn't always respond to the comments of those in attendance, but he did take time to defend his support of a bill that calls for stripping the Environmental Protection Agency from regulating carbon dioxide emissions from power plants and refineries. "It doesn't undermine the Clean Air Act," Upton said of his bill. "We won't let them regulate what they can't legislate." Another constituent asked why Upton would ignore the 62 percent of voters in his district that oppose Upton's anti-environment positions.
The opinions expressed by MNN Bloggers and those providing comments are theirs alone, and do not reflect the opinions of MNN.com. While we have reviewed their content to make sure it complies with our Terms and Conditions, MNN is not responsible for the accuracy of any of their information.


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Those eligible for WIC include
• Pregnant woman
• Woman who recently delivered a baby, or miscarried
• Infant/child under the age of five
Call us at 907-463-4099 today to see if you meet the income guidelines.
You automatically qualify for WIC if you currently receive any of
the following
• Medicaid
• Denali Kid Care
• Food Stamps
• Free or reduced-price school lunches
Complete an application. One "Family Information Form" is needed
per household.
Please click a link below to download an application.
• Pregnant woman (PDF form 485KB)
• Woman who recently delivered a baby, or miscarried (PDF form 502KB)
• Infant - 0 to 11 months old (PDF form 343KB)
• Child - age: 1, 2, 3, or 4 years old (PDF form 501KB)
(If you live in Juneau, Sitka or Metlakatla a "Referral Form" is not needed
if you will be coming into your WIC office in person.)
PDF files require Acrobat Reader
If you live in Juneau, Sitka or Metlakatla:
Visit your local WIC Office and bring your
• Application
• Infant or child
• Proof of Income (i.e. Medicaid, Denali Kid Care, Food Stamps, ATAP, free/reduced price school lunch, or recent pay stubs)
If you live in a surrounding community:
Visit your healthcare provider to complete the "REFERRAL FORM(S)".
Then mail your application to your WIC Office.
Call us at 907-463-4099 with any questions!


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We hear it all of the time. "How did you set up our server so quickly?" Well, read on, and we'll tell you a bit about how we're able to deploy servers in less than two hours.
SingleHop utilizes the PXE protocol (http://en.wikipedia.org/wiki/Preboot_Execution_Environment) to deploy new production environments. Not only does this allow us to have a turnaround time of less than 24 hour with new customers, but the environments are secure, and up to date.
For operating system provisioning on windows servers, we use Microsoft RIS (remote installation services).
A standard install of Microsoft Windows 2003 is completely vulnerable and can be hacked within hours of being online. In order to avoid that, a nightly update of the windows operating system is run on the RIS, allowing us to deploy secure Microsoft servers to our customers with no hesitation.
Our Linux provisioning tool is a custom in-house project, and acts a lot like the Microsoft RIS services. Our NOC technicians can generally install a new Linux OS on a server in under 20 minutes, and typically up to 10 at a time!
With these tools, SingleHop also has the ability to boot servers into a 'Recovery OS'. The Recovery OS is a virtual operating system that allows us, and our customers, to view files on a server that doesn't come fully back online. This tool is very helpful with troubleshooting boot loading issues, or gaining access to files that are in use when the server is actually up.
Each deployment is performed via our provisioning vlan for added security. This is a gigabit network powered by Cisco that is not publicly accessible. After the provisioning is complete, the customer is then configured on their own private vlan.


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August 2013
6 Reasons Your Real Estate Office Should Go Paperless
In 1975 the desktop computer was still two years off, nobody but university researchers knew what the internet was, and the concept of document imaging was something out of science fiction. This was the year that an article in Business Week Magazine coined an innovative term: the paperless office. It's taken nearly 40 years for technology to catch up to this idea but the latest generation of HUD settlement statement software like Easy HUD has made it the paperless office not just a reality but a smart business decision. Here are just a few reasons to go paperless.
1) Going Green – This is always the first argument. Save the trees. Don't dump nasty paper-processing chemicals into the air. Don't generate greenhouse gases from transporting all that heavy paper. We know that's important but let's be honest: once you get past that "rah rah save the planet" stuff, how does it affect your bottom line?
2) Improve Your Image – Don't just save the planet; tell people you are saving the planet! Let your customers know how committed you are to the environment, implying that those other companies that still use paper must hate all the poor baby seals or spotted owls or whatever the poster animal for the environment is lately.
3) Cut Your Costs – Fill out a HUD 1 statement on the computer and you aren't paying for paper, ink or toner, printer maintenance, file cabinets and all the other expenses associated with keeping large quantities of paper.
4) Easy Access – If you need a particular document, would you rather spend hours pawing through a dusty file room or seconds calling it up on your computer? Not only is file access faster but it's more versatile. Use the cloud version of Easy HUD and you'll have access to all your customer documentation even when you are out of the office.
5) Reliable Backup – How do you protect paper documents from disaster? Fireproof safes and water-tight basements might help until something you didn't plan for comes along. You can make copies of all your HUD 1 settlement sheets and store them elsewhere, using more paper and running up more expenses. On the other hand if you have electronic documents you can easily back them up offsite, even having the job run automatically every night.
6) Instant Delivery – Today when someone wants a HUD closing statement now, that means now and not tomorrow. Sure you can fax a paper document but how many people still have fax lines? On the other hand, how many people have email? It's easy and quick to fire off a PDF document from right inside Easy HUD.
It's not 1975 so stop using 1975 technology. Upgrade to the latest law practice management software to keep your real estate practice on the cutting edge of technology.
August 30, 2013 in HUD Software Comments Off
Technorati Tagged : hud 1 settlement sheet, hud 1 statement, hud closing statement, hud settlement statement software, law practice management software
Technorati Tagged : hud 1 settlement sheet, hud 1 statement, hud closing statement, hud settlement statement software, law practice management software
Tips for Calculating New York Temporary Maintenance
Temporary spousal maintenance in New York is intended to give the less affluent spouse in a divorce immediate access to funds necessary to live. This prevents the poorer spouse from feeling pressured into taking an unfair settlement just to get any money at all. New York State spousal support guidelines give a method to calculate the support but doing the math isn't always easy.
Manual Calculations = Errors
At first you might think it's a fairly simple calculation so you pull out your ancient adding machine and start pounding keys. It's 30% of the payor minus 20% of the payee and then 40% of the..wait, or was that 20% of the payor…no it was right the first time…and then the payor income is…um, no that's not right.
Not as easy as you thought, is it? Not only that but you have to be sure you include all sources of income listed on the NY statement of net worth, all valid deductions and remember to cap the income. Maybe this isn't such a good idea after all.
Online Calculators = Errors
You can find countless pages with quick little New York family law software calculators that offer to do the work for you. We looked at a few of these and were surprised by how many of them were inaccurate, sometimes quite startlingly so. Some of them take only lump sum net incomes so you still have to manually calculate all sources of income and deductions. If the regulations change, how do you know if the calculator has been updated? More importantly when you are done, you have no paper trail to show where you got the information. If the calculator is wrong, who gets into trouble for it? You do.
New York Divorce Lawyer Software = No Errors
Dedicated family law software like EzSupport-NY includes an accurate temporary maintenance calculator that automatically pulls information from your case file. You don't have to enter the information twice. You don't have to worry about making sure you've tracked all income and deductions because they are listed for you right there. You don't have worry about updates because we keep our software current with the latest New York divorce law changes. It's fast, easy and accurate — what more could you ask for?
If you aren't convinced then try it for yourself. Download a demo of EzSupport-NY or any of our attorney practice management software titles and try them as long as you like. Once you see how easy it is to calculate temporary maintenance, you'll wonder how you lived without it.
Lost Hours Are Like Throwing Money in The Garbage
Are you one of those rich attorneys who lights his cigars with $100 bills? Probably not unless you live in a cartoon. Real life attorneys know better than to waste money on something that ridiculous and yet a shocking number of practices are doing exactly that by not making full use of their attorney time and billing software to maximize billable hours.
Wasted Hours
The more time you spend practicing law, the more effective you are as an attorney. Every lawyer has to deal with administrative details but you still have to make every effort to minimize the time you spend on supporting tasks or you are just an expensive legal assistant. Wrestling with outdated manual billing systems or cumbersome financial software that isn't designed to handle the needs of the modern legal practice are examples of wasted time.
Dedicated time and billing software for lawyers like Easy TimeBill minimizes the amount of time you squander. Entering expenses and billable hours for each matter you handle is easy and intuitive. Generate invoices and late-payment reminders with the click of a button. The integrated productivity features like the to-do list and calendar help you organize your day and maximize your efficiency.
Lost Hours
Some lawyers have the luxury of doing all their work in an office but most attorneys have to be in court or other locations at least part of the day. You need to note any incurred hours and expenses in your legal billing and accounting software but that's hard to do with traditional products. Instead you scribble notes on pieces of paper and, assuming you don't lose them, you have to remember to enter the information into the billing system when you get back to the office.
If you use cloud-based time and billing software then you have access to your billing system from any computer and in any location that has an internet connection. Many public areas such as courthouses have public Wi-Fi, or your office might invest in a mobile plan that gives you internet access from anywhere you have cell phone coverage. With a cloud-based system you enter expenses as they occur so you won't forget.
Lost time is lost money. Don't use out-date or non-optimized systems to track your hours and expenses. Take advantage of the latest generation of legal practice management software to maximize your practice's profitability.
Real Estate Software Education for the Busy Professional
You want to focus on your real estate business and not on paperwork. That's why you bought HUD settlement statement software, to simplify your practice and allow you to close deals faster. We've made every effort to make Easy HUD as intuitive and easy to use as possible, but you may need a little extra help to learn every aspect of the software. That's why we offer our customers free additional training resources such as videos and webinars.
Training Videos
You will find over 20 Easy HUD product training videos on the Easy Soft website. These simple and straightforward instructional seminars range from a simple overview of the title closing software to detailed lessons on key features.
- Learn key steps in HUD-1 settlement statement preparation including tax proration, smart itemization and tracking lender netted items.
- Explore advanced digital features such as sending HUD statements through email or filing 1099-S form electronically.
- Discover the additional capabilities available in the optional Ledger, Real Estate Documents and 1099-S modules.
- Export the ledger from Easy HUD to Easy Trust or QuickBooks to create a comprehensive real estate transaction software suite.
Our training videos are a great help when learning the Easy HUD RESPA software but we'll admit that a pre-packaged lesson can't do everything. Perhaps your real estate firm has specific needs and you need to know how Easy HUD can accommodate them, or you may wonder how recent changes in the law affect your business and your use of Easy HUD.
This is why we offer live webinars on Easy HUD every two weeks. It's a great opportunity for you to hear about recent changes to the software or the real estate industry and to get answers to your questions from an experienced Easy HUD specialist.
If you are using Easy HUD there is a good chance you are also using Easy Trust to handle your practice's trust accounting needs. You might be interested to know that on the weeks we don't talk about on Easy HUD, we offer webinars on Easy Trust and Easy TimeBill.
Best of all these webinars are absolutely free!
There is no reason to fumble around in the dark. If you have questions about any of our real estate or law practice management software titles then we have the resources you need to get answers. Watch one of our training videos or attend one of our free webinars to learn how to use every feature of our software.
August 21, 2013 in HUD Software Comments Off
Technorati Tagged : hud 1 settlement statement, hud settlement statement software, law practice management software, respa software, title closing software
Technorati Tagged : hud 1 settlement statement, hud settlement statement software, law practice management software, respa software, title closing software
Divorce Services for Low-Income Families
Many divorcing spouses in New Jersey ask themselves, "Do I need a divorce lawyer?" As a family law attorney yourself you know the answer is yes. Even if the split is amicable and the couple agrees on everything, completing the Case Information Statement NJ state law requires is a nightmare. An experienced attorney simplifies this process. However what if one or both of the spouses doesn't have the financial resources necessary to hire a lawyer?
I Can't Afford an Attorney
If a couple is already struggling then the financial burden of a divorce will make the situation worse, and adding attorney fees on top of that may just bring the financial house of cards crashing down. Some may attempt to complete the Case Information Statement themselves but there are few people who have the patience and experience to complete this form quickly and accurately.
Divorcing spouses might turn to pro bono legal services but there are far more people in need than there are available attorneys. In many cases these services can only offer advice on Case Information Statement preparation but can't offer actual representation.
This is even worse when one spouse can afford an attorney but the other can't. What are the chances the final agreement is going to be fair?
Lower your Costs Without Lowering Your Profits
As much as you might sympathize, you have a business to run. You have bills to pay and a family to support. You can't give your services away for free but maybe there's a way you can lower your rates. If you can learn to work more efficiently, then your costs are lower and you can charge less while still maintaining a positive profit margin.
A surprising number of family law attorneys are still doing divorces the old fashioned way — by hand. That wastes time and resources. New Jersey family law software allows you to complete the paperwork faster and more accurately. With less of your time being spent on each case you can lower your rates. You take more cases each day so your total revenue is the same. Your lower rate allows a wider range of clients to afford your services.
Even if you are a one-person firm, you need to be using attorney practice management software to run a more efficient practice. Download a demo of Easy Soft's NJ Case Information Statement software and discover how much more quickly — and affordability — you can give your clients the help they need.
Calculating Alimony Buyout: Do It Yourself Or Hire An Accountant?
Alimony buyout has a number of financial advantages, not to mention it allows both spouses to move on rather than being reminded of the failed relationship by the monthly check. Divorce software for attorneys can come up with the monthly alimony but how do you figure out a fair buyout. There are two choices: do it yourself or hire an accountant.
Do It Yourself
How hard could it be to figure out? If divorce software calculates alimony to be $1,500 per month for 60 months then the buyout should be ($1,500) x (60) = $90,000, right?
Well, no.
The problem is that a dollar is not a dollar. A 2013 dollar doesn't have the same value as a 2018 dollar so the buyout needs to be adjusted by inflation. Not to mention that the recipient isn't going to simply put the money in a mattress. Investment will cause that $90,000 to grow to a much higher number. And there are the tax implications, especially if the two parties are in different tax brackets.
Hire An Accountant
Calculation of the buyout isn't a simple arithmetic problem so maybe we need to bring in an expert. Divorces are basically financial transactions to most family law attorneys have an accountant or two on their contact lists. Pull the couples' financial information out of the family law software and this should be an easy task for an experienced accountant.
Of course the problem is experienced professionals are expensive professionals. That easy task will probably carry a stiff price tag. This won't cost you anything since you'll pass that cost onto your client, but is that fair? Your client has enough financial problems going through a divorce without adding unnecessary expenses.
What other choice do you have?
The Hidden Third Option
I'm going to let you in on a little secret: computers are really good at math.
Divorce Financials, Easy Soft's divorce settlement software, includes an alimony buyout calculator that knows all about inflation and investment and taxes. You simply enter the alimony amount and duration. It calculates the marginal tax rate based on the spouses' incomes, and even can adjust for the possibility that alimony might not continue through its entire term. You get the expertise of a family law accountant for free.
Try it for yourself. Download a demo of Divorce Financials and use information from one of your divorce cases. You'll see how Easy Soft legal practice management software takes complicated transactions and makes them simple.
August 17, 2013 in Divorce Financials, Other Comments Off
Technorati Tagged : divorce settlement software, divorce software, divorce software for attorneys, family law software, legal practice management software
Technorati Tagged : divorce settlement software, divorce software, divorce software for attorneys, family law software, legal practice management software