text:
La Na La bass tab by LMF, added: October 31st, 2001
Profile History
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Song: La Na La Artist: LMF Tabbed by pinhead711 Standard tunning for a 5 string bass (BEADG) Repeat Forever G-------------------------------- D-------------------------------- A-------------------------------- E-----------------------5-3------ B--3/5--p--3-5--p--3-5----------- /= slide p= pause


text:
Liked it
Movie Review: "Bryan Loves You"
My review of the 2008 "horror" "movie", "Bryan Loves You". There are plenty of spoilers here so please be careful.
Okay, so I was looking around on Hulu.com to see what horror movies were available and I came across this description; "In the early '90s, a psychotherapist began to suspect that his small Arizona community was being taken over by a homicidal religious cult known as "The Bryans." His entire ordeal was captured on camcorder footage and security tapes."
It sounded promising I swear. It starts with an introduction by Candyman from the movie "The Candyman." He is inexplicably hamming it up as he tells us the overview over the movie. He seems like he is on the verge of crying while simultaneous holding in a fart and having a minor heart attack. He tells us that all of the footage was found and edited to its most watchable parts. If we (me; the viewer) begin to feel faint or nauseous then we (me; the only viewer…possibly ever) should look at the ground to regain composure. You know, in case the movie gets too intense. He also advises we (sadly me) to find the nearest usher to locate the closest exit, as if this movie was ever screened in an actual theater and then we start.
Basically, the overall point is that Jonathan (Seth Landau-writer/producer/director of this film) is a psychotherapist living in Arizona and has two friends; Linda (Tori King); a teacher and local high school and Nicole (Candy Stanton) who doesn't seem to have a job. Jonathan is given a camcorder by his uncle in New York who apparently used it as one of his own sessions which led to him being stabbed in the skull with scissors. We know this because random footage is spliced in from that very event. Jonathan decides he wants to film his neighbors; members of the famous Bryan Cult that happen to look a lot like Mormons when they are at home, church, or meeting in empty houses. (More on that later) Our first view of one of the members is as Jonathan is outside filming random houses (not creepy at all) and he runs into a member. Even though our main character greets him with a camera in his face the cult member has the nerve of not answering him.
It is worth mentioning right now that anything not captured on Jonathan's handheld camera is captured either by security cameras that happen to be aimed perfectly at all times and were installed everywhere or one of two other handheld cameras held by various people.
So, we cut to Linda at school with a bunch of normal looking kids sitting in their seats. Once the morning announcements start, all of the students take out a creepy white cracked mask and put them on as the pledge of allegiance is said. One of the students asks Linda why she doesn't wear a mask thus insinuating that she doesn't love Bryan like the rest. As the argument reaches a boiling point some sort of alarm goes off and the students leave. Oh, except one long haired hippie that decides to bite her arm and flee. If you have never seen a horror movie, the first to get marked is the first to die. Johnathan later follows a group of the kids to some unfinished housing development where they put on masks and chant. They catch him indiscreetly filming them through a huge window and run outside to get him but he hides behind something mere feet from the door and they miss him. He runs inside, finds a creepy white mask and a picture of Bryan and then runs away when he hears a scream.
In the next scene we see that Linda is scared of the people of the town and then suddenly we are told that Jonathan and Nicole haven't seen Linda in days. Nice jump, movie. They go to her house and see that it has been ransacked. It looks as though Linda was made to record her allegiance to the cult. Suddenly, she appears in the background and runs at Jonathan but Nicole clubs her to the floor and they escape as searchlights surround the house. What the hell? Why did she rush at Jonathan? who trashed the house? SPOILER ALERT: We never really find out. Jonathan decides to infiltrate the Bryan Church to see what he can find out about Linda's death while Nicole records audio outside. Obviously Nicole is caught while Jonathan sits in on a sermon which ends with some weird backwards sounds and tongue-speak from a little old man. Nicole is kept in some back room and is interrogated before being introduced to a random girl who has a weird demonic roar. Not really sure what it was supposed to mean to the story but it happened.
We also learn from another spliced in scene the story of the Bryan Cult. A King and Queen's son was murdered by "the devil". The devil in this case is a man who lived in the town that didn't share the same belief that the rest of the town did. To punish him no one would talk to him or even sell him any food or drink until he went mad and stormed into the castle by himself and decapitated the child. To punish "the devil" they tied him to a table and had horses tied to each arm and leg so that when given the signal to run they would rip off the limbs. Then (yes, there is more because someone would totally live through that) they tied up his head/torso and each towns-person (about a 100) got in line to slowly cut his head off with a dull knife.
Johnathan then tells us that he hasn't seen Nichole for a while since that night and finally decides to head over. Guess who answers the door looking like a Mormon? She acts weird, Jonathan acts poorly and then walks away. I can't remember who was filming this whole scene but it…it really doesn't matter. We don't see Jonathan really work with any patients until this point in the movie. We see him (in the smallest therapists office I have ever seen…because it was a broom closet) taking a night meeting with an obviously trouble man holding a doll. He kind of mumbles and rocks back and f…holy crap is that Norm from Cheers? Yep, George Wendt is in this movie. If you weren't sure about the absolute bullcrapish-ness of this movie with the bad acting, forced dialogue, jumpy storyline, and Candyman narrator; Norm clinches it.
Jonathan heads to the local psych ward (larger broom closet) for a meeting about a patient. The joke is on Jonathan, he is the patient. He is drugged, thrown into a room and held hostage. It is worth noting that the movie is only half over. The rest of the movie takes place in this psych ward for the most part. All of the bad cliches are touched on; maniac ward manager, violent orderlies, and absurd patients. Basically the reason he is there is because he doesn't believe in Bryan. He gets help from the outside by a sympathizer to the rebellious beliefs and helps to bust Jonathan out in one of the worst escape sequences I have ever seen. Against the rebel's advice Jonathan decides to go his own way (back to his house…in the neighborhood…where he just was). The rebel gives him a loaner car (yep) and he heads home where we (an angry and disappointed me) can see that someone is also taping him from inside his house.
End Credits.
I have seen a lot of "found footage movies." Some are great, some are horrid. This one is worse than "Paranormal Entity" but only just as bad as "The St. Francisville Experiment." Either way, I need to watch a good horror movie to make up for it.
Good one thanks for the insight of the topic

subset: commoncrawl


text:
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Mercedes-Benz and Eurocopter have worked together to unveil the Mercedes-Benz Style EC145 luxury helicopter. It is an eight seats, twin-engine turbine luxury helicopter, the cabin layout has been inspired by Mercedes-Benz's new R-Class range. The EC145 is equipped with comfortable seats made of exclusive materials coupled with sumptuous wood for the floors and ceiling. All seats are mounted on rails and can be quickly and easily reconfigured or removed to make room for luggage. There are also three multi-function boxes with features such as a cool box, cup holder, table, 15-inch monitor and DVD player. The interior offers supreme flexibility for both business and private travel: in the partition wall which separates the cockpit from the cabin, extra storage space is provided by drawers.


text:
Kroszner: CRA & the Mortgage Crisis
by Barry Ritholtz - December 3rd, 2008, 11:53am
Sayeth the man:
"Some critics of the CRA contend that by encouraging banking institutions to help meet the credit needs of lower-income borrowers and areas, the law pushed banking institutions to undertake high-risk mortgage lending. We have not yet seen empirical evidence to support these claims, nor has it been our experience in implementing the law over the past 30 years that the CRA has contributed to the erosion of safe and sound lending practices. In the remainder of my remarks, I will discuss some of our experiences with the CRA. I will also discuss the findings of a recent analysis of mortgage-related data by Federal Reserve staff that runs counter to the charge that the CRA was at the root of, or otherwise contributed in any substantive way, to the current subprime crisis . . .
"This result undermines the assertion by critics of the potential for a substantial role for the CRA in the subprime crisis. In other words, the very small share of all higher-priced loan originations that can reasonably be attributed to the CRA makes it hard to imagine how this law could have contributed in any meaningful way to the current subprime crisis."
Be sure to read the entire speech by the Fed Governor here. He discusses the result of an exhaustive data analysis performed by the various Fed Banks looking into the CRA issue and sub-prime
Of course, now that the election is over, the usual parade of reality challenged nitwits won't be interested in any hard data or professional analyses. The full 233 page report is available here.
At the Confronting Concentrated Poverty Policy Forum
Governor Randall S. Kroszner
Board of Governors of the Federal Reserve System, December 3, 2008
The Enduring Challenge of Concentrated Poverty in America
Category: Credit, Data Analysis, Markets, Real Estate
Please use the comments to demonstrate your own ignorance, unfamiliarity with empirical data and lack of respect for scientific knowledge. Be sure to create straw men and argue against things I have neither said nor implied. If you could repeat previously discredited memes or steer the conversation into irrelevant, off topic discussions, it would be appreciated. Lastly, kindly forgo all civility in your discourse . . . you are, after all, anonymous.
41 Responses to "Kroszner: CRA & the Mortgage Crisis"
Barry Ritholtz says:
Fair warning: I am disemvowelling comments that are fact-free, or the same old nonsensical stuff.
bernandoo says:
dn't thnk y cn sy tht th CR ddn't mpct th crss t ll. Bsds, wht knd f mprcl dt r y lkng fr? s lng s th CR ncrsd th nmbr f sbprm lns tht nstttns gv t, t hd ngtv ffct n th crss.
John Borchers says:
The law didn't push the banks. That's impossible. We know this because banks took on loans without credit or job verification. I think the new next generation bull market has started. It's calmly and slowly moving up.
BR is it true that every bailout was the start of a new bull market with the exception of the depression era?
VennData says:
The GOP Media Machine's narrative that "…the financial meltdown is Clinton and Carters' fault…" contradicts the "…Clinton and Carter are weak and incompetent…" narrative. Furthermore how could these two guys "Mothra vs Godzilla" the whole financial system particularily when the GMM continually floats the "…everything that happened was 'cuz of [sic] Gingrich, Tom Delay and 'The Contract with America'" narrative?
You can't have it all ways.
Soylent Green Is People says:
JB's got one thing right. The law was meaningless. What caused the mortgage meltdown from a Loan Officers perspective:
1) Automated Underwriting. Robot programs that greenlit loans simply based on computer input trickery and over reliance on FICO scoring. AU programs are as accurate as tea leaf reading, phrenology, and voodoo when it comes to decisioning risk. Anyone with a elementary school education could have fooled AU systems into approving $700k loans for migrant farmworkers – which was often the case.
2) The G word. Realtor greed – "Buy now, before prices go any higher" – although you never hear "sell now before prices go any lower"… Buyer greed – "the Jones's just got a 3,500 SF home with a view? We must have a 4,000 SF home on the sand". Serial Refinancer greed – I can put my Anaheim Ducks center ice front row season tickets on my Line of Credit, can't I", and finally Lender greed – "Sure you can put those tickets on your loan, just let me add a prepayment penalty onto this 2/28 loan so I can make an extra $10k in commissions"
3) The cheerleaders – NAR, CNBC, et al who said trees grow to the sky so enjoy your free money without the thought of ever paying back.
4) The Feds – why pay your loan back? We'll simply force your banks to modify your loans, reduce your rates, or forgive principal. Moral Hazard? Not really. You're simply a victim of circumstance.
My .02
Winston Munn says:
The WingNut Alchemist Formula For Changing Crap Into Truth:
1) Keep it short.
2) Keep it simple.
3) Repeat it.
The CRA and "bleeding-heart liberals".
The CRA and "bleeding-heart liberals".
The CRA and "bleeding-heart liberals".
Freeze then distribute to media outlets.
leftback says:
Greed. is not always good.
Especially among realtors and mortgage bankers.
A vision:
Angelo Mozilo. Jail. Perp walk.
You know he is a crook.
DeDude says:
I think there are very few people left in the reality-based world who believe that CRA had any substantial effect on the subprime crisis. A few may still be hanging on to some version of the "last-straw-that-broke-the-camels-back" version of blaming poor minorities for the mess that rich white people brought this world. But those are the same idiots who think that a facts are whatever Rush pulled out of his dumb a$$ this morning – and they are pretty much beyond reach.
Soylent Green Is People says:
Leftback reminded me of this thought:
Let's have a weekly Haiku on the mess we are in contest, A La the HotChicksWithDouchebags Haiku contest?
Paulson is a tool
Bernanke not much better
Both inspire FAIL.
I'll work on it a bit.
My .02
Mannwich says:
@Winston Munn: You forgot the boogeyman also known as "Barney Frank".
Mannwich says:
@leftback: Would love to see Mozilo in a jail cell. We could even throw in a tanning bed so that he can keep up on his tan. That would be fine with me.
Bruce N Tennessee says:
Gsh, Brr, I thght y mght dsmvwl m!
Brc n Tnnss
(Mks t mght hrd t rd, tgh)
karen says:
th dsmvwlld s bttr thn th hk.
Bruce N Tennessee says:
We gr!
Bruce N Tennessee says:
I meant:
W gr !
MorticiaA says:
The majority of the subprime mortgages made were originated by mortgage companies that are not banks, therefore were not even subject to the Community Reinvestment Act. There is so much misinformation floating around regarding the CRA as culprit of today's crisis, and much of it is generated by Cato Institute.
JohnnyVee says:
MorticiaA–that's right. BS for the masses.
Winston Munn says:
Thnk Gd Fx s stll "Fr nd Blncd". Th jst rprtd tht th crss ws csd b "Th CR nd bldng-hrt lbrls". Fnlly, smn wth th crg t spk th trth!
(Snds lk thntc wstrn gbbrsh)
leftback says:
Y lt r wy 2 clvr 4 yr wn gd – Bt ths s sfl prctc 4 txtng…
Bruce N Tennessee says:
Tht ws Wndrfl!
Mannwich says:
Barry – I'll bet this is the last time you threaten "disemvowelling" on the masses here at TBP!
daveNYC says:
The disturbing thing is that I'm actually enjoying puzzling out what the disemvowelled comments say.
Anyway, it's not the number of CRA loans, it's how they are performing relative to pre-CRA loans of similar quality (sub-prime/Alt-A/prime).
Bruce N Tennessee says:
H tlks lk Hnk Plsn…..gbbrsh….
Brett Tibbitts says:
so many here have it just right….it's ALL W' fault…..ALL OF IT….EVERY SINGLE BIT of our current economic problems due his lack enforcement of regulations…..NONE of it has to do with a country that's been hell bent on debt and deficit financing for decades….it's all W's lack of enforcement of regulations….none of it has to do creating Fannie Mae and Freddie Mac to be created and then allowing them to become too big…..none of it has to do with the man in the street wanting too much too fast….nope it's W's fault…..none of it has to do with the repeal of Glass Steagall by the Clinton administration….or the refusal to regulate derivates by Clinton and Rubin and Summers (and their destruction of Brooksely Born)….
NOPE, it's all W's Fault
And now the new powers that be are going to save us by the world's biggest debtor nation becoming an even greater debtor nation….Paul Krugman to the rescue….we have no choice but to spend ourselves into oblivion…..and all the heads nod "yes, yes, Paul, you're the Nobel man!!!!"
Simply brilliant….this country's hatred for all things W could very well blind us and bring us to our knees.
daveNYC says:
"Simply brilliant….this country's hatred for all things W could very well blind us and bring us to our knees."
Perhaps, although we'd probably be in better shape if we had started hating W six or seven years ago.
Brett Tibbitts says:
"Simply brilliant….this country's hatred for all things W could very well blind us and bring us to our knees."
Perhaps, although we'd probably be in better shape if we had started hating W six or seven years ago.
daveNYC: didn't your mother teach you that "hate destroys the vessel in which it is contained"????????
willid3 says:
while our fearless leader might not have created FREDDIE or FANNIE, that would have been about 60 years ago. so unless some thing has changed (like i don't know stupid lending by mortgage companies not caring if it gets paid back or not) they couldn't be much more than accomplices after the fact. and gee, it seems he was warned that allowing these mortgage companies to write these notes, would lead to a credit crises. while we may not like spending our selves out of a crises, engineered by business leaders, we know they aren't going to get us out of it. they can get us into a huge mess on their own, but cleaning up that mess isn't in their job description. that was just to make the money and run! and the down side, is we can even throw them in jail as there is no crime in being greedy (and stupid). unless they created fraud. which maybe their next home away from home, the grey bar hotel!
Scott F says:
Note that Federal Reserve governor Kroszner is a conservative economist on leave from a teaching post at the University of Chicago (Booth Graduate School of Business)
If this guy says the Community Reinvestment Act isn't to blame for the subprime mess, the wingnuts should give it up
Scott F says:
Fed economists found that about 60% of higher-priced loan originations — the technical definition of subrpime — went to middle- or higher-income borrowers or neighborhoods who aren't targeted by CRA. More than 20% of the higher-priced loans were extended to lower-income borrowers or borrowers in lower-income areas by institutions that aren't banks — and aren't covered by CRA.
How have CRA-related subprime loans performed relative to other loans. Answer: "[D]elinquency rates were high in all neighborhood income groups, and that CRA-related subprime loans performed in a comparable manner to other subprime loans."
The "striking result," Kroszner said: "Only 6% of all the higher-priced loans were extended by CRA-covered lenders to lower-income borrowers or neighborhoods in their CRA assessment areas, the local geographies that are the primary focus for CRA evaluation purposes
cognitive dissident says:
For anyone who doesn't enjoy puzzling through de-voweled comments, copy-and-paste them here.
Ethel-to-Tilly says:
That's right Tibbits – it's all Clinton's fault. The story of how the Commodities Futures Modernization Act passed tells the whole dastardly story:
(from Wikipedia):
The Commodity Futures Modernization Act of 2000 or CFMA (H.R. 5660 and S.3283) is United States federal legislation which repealed the Shad-Johnson jurisdictional accord, which had banned single-stock futures in 1982. The legislation also provided certainty that products offered by banking institutions would not be regulated as futures contracts.
This act was incorporated by reference into H.R. 4577, an omnibus spending bill. It was passed by the 106th United States Congress and signed by President Bill Clinton on December 21, 2000; the legislation thus became law as a part of H.R. 4577 – Public Law 106–554, §1(a)(5).
The act has been cited as a public-policy decision significantly contributing to Enron's bankruptcy in 2001 and the much broader liquidity crisis of September 2008 …
The "Commodity Futures Modernization Act of 2000″ (H.R. 5660) was introduced in the House on Dec. 14, 2000 by Rep. Thomas W. Ewing (R-IL) and cosponsored by Rep. Thomas J. Bliley, Jr. (R-VA) Rep. Larry Combest (R-TX) Rep. John J. LaFalce (D-NY) Rep. Jim Leach (R-IA) and never debated in the House.[2]
The companion bill (S.3283) was introduced in the Senate on Dec. 15th, 2000 (The last day before Christmas holiday) by Sen. Richard Lugar (R-IN) and cosponsored by Sen. Peter Fitzgerald (R-IL) Sen. Phil Gramm (R-TX) Sen. Chuck Hagel (R-NE) Sen. Thomas Harkin (D-IA) Sen. Tim Johnson (D-SD) and never debated in the Senate.
Given the above-stated chronology, it would appear that the House and Senate versions of the bill were introduced just prior to the Christmas holiday in December of 2000, following George W Bush's (first) election (in November of 2000), while then-President Clinton was serving out his final days as President. The bill was never debated by the House or Senate. The bill by-passed the substantive policy committees in both the House and the Senate so that there were neither hearings nor opportunities for recorded committee votes. In substance, it appears that the leadership of the Republican-controlled Senate and House incorporated the deregulation of credit default swaps into an omnibus budget bill (without hearings or recorded votes)at a time when the outgoing president was in no position to veto anything. The following article suggests that Bill Clinton and Alan Greenspan endorsed this law The Bet That Blew Up Wall Street though Clinton's position in 2000 is only suggested, not confirmed or made clear in the report.
The Republican leadership of the House incorporated"The Commodity Futures Modernization Act of 2000(H.R. 5660)" by reference, as Section 1(a)(7), in a long and complex conference report to the 11,000 page long "2000 omnibus budget bill" formally known as "The Consolidated Appropriations Act for FY2001(Labor, Health and Human Services, and Education Appropriations Bill) (H.R. 4577)." 157 Democrats and 133 Republicans voted for the appropriations bill. 51 Republicans and 9 Democrats opposed the appropriations bill vote results in the house. The Senate version passed by "Unanimous Consent." President Clinton signed it into Public Law (106-554) on December 21, 2000.
That's the Republican method of responsible governance – insert sweeping changes in regulatory legislation into an 11,000 page ominbus budget bill the day before Congress ends the session and must pass the bill to enusre that the budget gets passed and the government can keep going. Make it too late to have any discussion in debate in committee or on the floor. Ensure that, like the 2001 tax cuts passed under emergency "Budget Reconcilation" procedures, that there is the absolute minimum of consideration or amendment. Then blame it others. Yep – it's the Republican way.
Brett Tibbitts says:
Never said it was ALL Clinton's fault…..never even intimated such an idea.
My point is that what we are dealing with are systemic issues that have been years in the making.
George Bush certainly made more than his fair share of mistakes. And perhaps, if he hadn't made all of them, the day of reckoning would have been delayed.
But this county has been on the wrong track WHEN IT COMES TO DEBT for decades and decades, not just the last eight years.
There's a lot of blame to go around. All I am saying is that if this country wants to take the tack that ALL of our current problems are the result of George Bush and his "laissez faire attitude", we are in for a world of trouble, IMHO.
George Bush didn't whisper in the ear of the CEOs of Lehman, Bank of America, Goldman, Merrill Lynch, Fannie, Freddie, Citi, etc., etc. and say "make those loans". Gee, this is America, and I think each of them made the stupid choice to make those loans.
George Bush didn't whishper in the ear of my next door neighbor to buy an obviously over valued house and then get a HELOC to buy a boat. Gee, this is America, and I think my next door neighbor made the decision to get in over his head based upon his own entitlement mentality to live beyond his means.
Yes, George Bush, clearly tried to take credit for things when the shell game was still going with his ridiculous "homeownership for all" statements. But he didn't CAUSE the WHOLE thing.
The fault for the financial problems this country currently faces lays miles deep.
DeDude says:
It is not the number of loans but the amount of $ defaulted that should be counted, if you are looking for financial/economic impact. It costs a lot more for the banks if someone defaults on a 400K loan in a nice suburb than when someone defaults on a 40K loan for a shack in the slums. However, you have to compare the same vintage of CRA vs. non-CRA loans to get a fair comparison. The economy (and default rates) cycles up and down so it would be hard to make a meaningfull comparison of before and after CRA loans. Anyway it would be pretty much impossible to find comparable sub-prime 125% LTV, no doc, no payment needed loans given in the period before CRA.
Brett; Bush didn't cause a lot of this by his actions, its his inactions that are to blame. It is his job to keep an eye on things and stop problems before they develop into something serious. Greenspan at least had the balls to admit that he was wrong when he believed that the CEO who (in theory) had access to all the information didn't need oversight because they would never put their companies into such huge risk. All I have heard from the other neo-con-men are excuses about how it is actually someone elses (gay, democrat, etc.) fault or sticking the head in the sand with elaborate explanations of how the problem was too much regulation. I agree that if all consumers and CEO's had been smart, responsible and capable of predicting the future by other means than linear extrapolation of the past, then this would not have happened. However, unless you want to throw people in jail for being gullible and wanting more than they have, the only way to prevent this type of disaster from happening again is to demand that government pick up the signs early and prevent the problems from getting out of hand. We don't allow drug companies to go directly to cancer patients and peddle whatever poisonous snake oil they want without any scientific evidence that it works. Why should we allowing financial companies to enrich themselves by ruining gullible peoples life with lies and distortions?
Lugnut says:
I think the study is suspect, at best. I read the case study on Atlantic City, and its enduring, terminal poverty problem. Ask anyone in NJ why it is, and they'll tell you its all about the entrenched corruption of the Democratic controlled political machine in south Jersey that rides herd over the money coming into the city. In the long study, that warrants only a two sentence mentionas a minor possible contributing factor. This wasnt a fact finding study, if thats representative of the other cities studied, its only documenting their predetermined premise for the study.
DeDude says:
Sorry Lugnut (is that Swedish for Wingnut :-), but you seem to be the one with a "predetermined premise". You claim without any supporting evidence that the corruption in south Jersey is more than a "minor possible contributing factor" (and indirectly that the major causes the study documented are only minor contributors). Unless their (or your) data somehow demonstrate something else, how could anybody make a claim about the contribution of corruption to the problem?
gz says:
well, the Boston FED was the one claiming racial discrimination in lending since 1994 and the FED has set up racial quotas for mortgages based on CRAso maybe now they that about 60% of subrime endend up to hispanic and black and blew up the global financial system the FEDS feel like … you know… not admitting that meddling with mortgage standards because of worthy social causes was a good idea
it would be nice to know then why is that ONLY IN AMERICA THERE WERE SUBPRIME, I live in Europa and I was in LA for a while and noticed the difference, here we did not have political pressures to lend based on social and racial justice , yes we had verylow rates and lots of greed and high leverage even more than USbanks but not Subrime lending
It is really hard to deny that subrime lending which was 80% california, nevada, florida and arizona and pushed for racial policy reasons to immigrants has nothing to do with minority politics, but that is why to read BR, he is the one that performs this difficult act
DeDude says:
gz; this paper present data to support the claim that CRA did not cause the reckless lending that has brought our financial system to its knees. All you present is unsubstantiated postulates and attack on the messenger. Are we supposed to take you serious? Did you think you had entered a high school debate club?
So am I right that you with your "correlation-is-causation" logic is claiming that it is not monority lending and subprime that caused the crisis here. Because, if forced loans to minorities are responsible for subprime and you had neither of those things in Europe, then I guess that either subprime is not responsible for the banking and financial crisis or Europe does not have such a crisis.
RW says:
Most of those arguing or insinuiating the CRA was in any way responsible for the current debacle appear to come from the Sarah Palin school of debate: Make unfounded assertions with unsupported facts, half-truths or falsehoods then assert a link exists to some other idea that is not really related but might be if a person squints real hard, add a couple ad hominems or other brand of personal aspersion, make it sound like a joke or a bit of good-natured joshing, then toss the word salad and assert anyone who honestly says it's a steaming pile of pandering bowdlerized horse manure must be prejudiced.
Folks who get their slop and bull from right-wing talking heads need to at least accept they are being played even if they can not accept where that logically leads. As a general matter the CRA improved the quality of loans (e.g., http://tinyurl.com/3rkftb) and their repayment record is better than that of subprime or, these days, even alt-A generally. Any part loans originated under CRA may have played in the mortgage meltdown is simply dwarfed by the subprime and Alt-A trash from non-CRA lenders that constituted the vast majority of the loan pool(s) entering the securitization machinery; e.g, http://tinyurl.com/3w4fle
It is beginning to occur to me that we don't just seem to be becoming two countries ideologically, we appear to be separating into a country willing to take a shot at seeing the world as it is and working with it and a country that just flat can't or won't, a new emergence of know-nothings. I was going to be flip and say that Dumbfuckistan appears to be seceding from the USA but, actually, I'm coming to believe it could be more serious than that …for a lot of reasons …okay here's one, a new contract for Intrade perhaps: The length of time before a domestic, non-Muslim (probably Christian fundamentalist) group initiates a terrorist attack against their fellow Americans.
RW says:
Just closing the bold tag.
John Pozzi says:
The solution is a New World Order – http://www.grb.net
DeDude says:
JW; I have been thinking about this thing with two countries (or parallel universes) myself. I get my opinions from looking at facts. Many of the neo-con-men on the blogs appear to hold their opinions in spite of facts. It seems to me so obvious that if you make decisions that are based on a lie you are likely to fall on your face. So why would anybody discard facts and base decisions on ideology (fantasy)? I understand that there can be issues of reliability of sources but they seem to discard all facts that disagree with their preconceived opinions, regardless of sources. If it doesn't fit with their ideology they ignore it. If it supports their opinion they will bring it out regardless of how discredited the sources are. It appears that in this parallel universe the approach is that "if it sounds good to me" it must be true, "if it sounds bad to me" it must be wrong. If we ever should have learned anything from the "weapons of mass destruction" blunder of the Bush administration it should be what a disaster such an approach is. I really miss the old Bob Dole style conservatives, at least you could have a reality-based debate with them.


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Kevin Costner Talks About Entering The Superman World With Man Of Steel
We've not seen more than a few clips in some of the Man of Steel trailers of Kevin Costner as Jonathan Kent, but fans are already buzzing about his portrayal. Some were thrown off when Pa Kent told Clark maybe he should have let the kids on the school bus plummeting into the river die but he made the same dissenters' eyes a little misty when he told Clark he didn't have to pretend to be his son, he WAS his son. The actor recently spoke to Home Business Magazine about his body of work and love of westerns, but he did touch on Man of Steel a little.
The one question everyone that is involved with a comic book movie gets asked is whether or not they were a big fan of whatever comic property they're bringing to life. Costner was asked the obligatory question. His response:
No, I didn't do that. But listen, I didn't collect baseball cards either, and I've made three baseball movies. So I didn't come to this with like, "Ooh I want to be in a Superman movie." I thought I never would be in a Superman movie.
Fair enough Mr. Costner. You're a good actor so you get a pass on that one. I'd say it's a safe bet he went back and read a little of the source material as he was preparing for the role though. Speaking of preparation, some actors take to the internet to see what fans are saying about them when casting announcements are made and footage of their character is shown. Costner was asked if he ever checks the blogs to see what the Superman fans are saying about the new film:
No, because you can be so happy with five of them and then have your day devastated with one. It's like in life, sometimes we worry about the things that you know that matter the least and don't focus on the things that matter the most. And you know when you start searching for your name, you might be thrilled with what a lot of people say and it just takes one person. And it can hurt your feelings, but I have been aware of the fan bases and stuff like that and realize how deeply involved they are. In fact, I am creating material for those kinds of fans myself right now currently.
He may not be reading about it, but most of the buzz is pretty positive for Pa Kent and Man of Steel as a whole. When asked if he had a hero he looked up to when he was growing up, for example like how many kids look up to Superman, Costner gave the most Pa Kent answer I've ever seen:
I don't know. I don't think I identified with one. But I understood very clearly when a heroic moment was taking place, and I was thrilled with it. And you know, you go from a moment of being thrilled by watching someone save someone and then you take that pause and go, "I wonder if I could have done that? I wonder if I will do that when I grow up to be a man?" But one thing you know is, you think, "I hope that I'm that person."
That sounds like a piece of advice he'd pass down to young Clark as he was trying to raise him up right and trying to make him the good man he knows he can be. You can read the rest of the interview where Costner states he never heard of the Superman curse and explains his love of westerns by clicking here. What do you think of the actor's comments? Have you been impressed with the Jonathan Kent stuff we've seen so far?
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Source : Home Business Magazine


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Serious Event Review Team (SERT) Manual
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Replaces all previous manuals
Table of Contents
Complete Version 4.0 Manual (PDF, 118 pages)
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Today's News Synopsis:
Panelists at the latest NAHB press conference predicted that multifamily housing demand will increase this year and continue to do so for several years. The Mortgage Bankers Association reported a 0.4% increase in mortgage applications from last week. Although 175,000 new jobs were added to the private sector last month, it was still a weak month for hiring and may have happened as a result of bad weather and snowstorms.
In The News:
NAHB – "Demand for Multifamily Housing will Continue to Rise in 2014 and Beyond" (2-5-14)
"Strong demand for apartments will increase over the next several years, said panelists during a press conference at the National Association of Home Builders (NAHB) International Builders' Show (IBS) in Las Vegas. And while multifamily construction continues to be strong, NAHB does expect the speed to decrease as sustainable levels are reached in 2015 or 2016."
DS News– "Morgan Stanley Announces $1.25B Settlement with FHFA" (2-5-14)
"Morgan Stanley is the latest company to make peace with the Federal Housing Finance Agency (FHFA) over alleged misrepresentation of bad securities sold to Fannie Mae and Freddie Mac."
Housing Wire – "AIG demands stay in $8.5 billion Bank of America ruling" (2-5-14)
"American International Group is joining a number of companies asking a New York state supreme court judge to delay the approval of an $8.5 billion agreement between Bank of America (BAC) and mortgage bond investors."
Mortgage Bankers Association – "Mortgage Applications Increase Slightly in Latest MBA Weekly Survey" (2-5-14)
"Mortgage applications increased 0.4 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending January 31, 2014."
Inman – "Key claims in CoreLogic real estate valuation patent ruled invalid" (2-5-14)
"A patent review board has ruled that several key claims made in a CoreLogic patent for an automated real estate appraisal system are "unpatentable abstract ideas" that were anticipated or obvious in view of "prior art" — information or practices already in public circulation when the patent was issued."
CNN Money – "Stormy weather weighs on job growth" (2-5-14)
"Snowstorms put some hiring on hold in January, according to a report by payroll processing firm ADP."
Bloomberg – "Market's 19th Breakdown Sees Bulls Unmoved as Trillions Lost" (2-5-14)
"Eighteen times Michael Shaoul has watched the U.S. stock market lose 5 percent or more since 2009. Eighteen times he's been rewarded for holding on."
DS News– "Long Island Ranked Nation's Hottest Market, Florida Metros Struggle" (2-5-14)
"Pro Teck Valuation Services released on Tuesday January's Home Value Forecast (HVF), a measure of single family residential markets. Long Island was ranked the strongest market in the nation."
Hard Money Loan Closed
Murrieta, California hard money loan closed by The Norris Group private lending. Real estate investor received loan for $100,000 on a 4 bedroom, 2.5 bathroom home appraised for $312,000.
Bruce Norris of The Norris Group will be presenting his Norris Group Property Buying Boot Camp in Riverside Tuesday through Thursday, February 4-6, 2014.
Bruce Norris of The Norris Group will be presenting his newest talk Secrets to Becoming Wealthy with OCREIA on Thursday, March 13, 2014.
Bruce Norris of The Norris Group will be presenting his Norris Group Property Buying Boot Camp in Riverside Tuesday through Thursday, April 8-10, 2014.
Looking Back:
CoreLogic reported national home prices increased in December for the tenth month in a row to their highest in almost seven years. Clear Capital also reported home prices increased 5.4% year-over-year in January. Trulia reported rents increased 4.1% the previous month, although the rate of increase was slower with the increase in multifamily units.
For more information about The Norris Group's California hard money loans or our California Trust Deed investments, visit the website or call our office at 951-780-5856 for more information. For upcoming California real estate investor training and events, visit The Norris Group website and our California investor calendar. You'll also find our award-winning real estate radio show on KTIE 590am at 6pm on Saturdays or you can listen to over 170 podcasts in our free investor radio archive.


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November 27, 2015
Stay Connected Anywhere
EMPORIA (AP) -- Two Kansas drug charges against former heavyweight boxing champion Tommy Morrison have been dropped
because the state trooper who arrested him has died.
The Emporia Gazette reports the charges were dropped Monday in Lyon County District Court because Kansas Highway Patrolman Beau
Wallace was killed May 26th in a motorcycle accident.
Morrison was charged with possession of hallucinogenic drugs with two prior convictions, a felony, and with misdemeanor possession with intent to use drug paraphernalia.
He was arrested Feb. 17 at the Kansas Turnpike service area four miles north of Emporia.
Wallace was killed when a 17-year-old pulled into the intersection from a stop sign and was struck by Wallace's motorcycle.
Prosecutors say Wallace was the sole trooper in Morrison's arrest and the case couldn't go on without him.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


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Here are some last minute reads to keep you busy while your significant other gets dressed tonite:
• Which professions have the most psychopaths? The fewest? (Barking Up the Wrong Tree)
• 2012: The Year in Graphs (Wonkblog)
• Experts back Deutsche whistleblowers FT Alphaville)
• No Matter How You Look at It, Apple's Shares Are Cheap (Barron's)
• In discussing compromise, remember: Republicans lost the election (The Plum Line) see also This Political Polarization Is Really Bad for America (Huffington Post)
• The Fiscal Cliff Is A Diversion: The Derivatives Tsunami and the Dollar Bubble (Paul Craig Roberts)
• Settlement Expected on Past Abuses in Home Loans (NYT) but see BofA Settlement Hits Snags (WSJ)
• The 15 Best Gadgets of 2012 (Paste)
• The Unhappy Marriage of Capitalism and Conservatism (Economix) see also Democrats and Republicans belong to different groups (Mischiefs of Action)
• A Congregation of Motherfuckers in the Senate (The Rude Pundit)
What are you doing tonight?
Jobless Claims Make a Post Recession Low
Source: Bespokeource: WSJ
Category: Financial Press
Please use the comments to demonstrate your own ignorance, unfamiliarity with empirical data and lack of respect for scientific knowledge. Be sure to create straw men and argue against things I have neither said nor implied. If you could repeat previously discredited memes or steer the conversation into irrelevant, off topic discussions, it would be appreciated. Lastly, kindly forgo all civility in your discourse . . . you are, after all, anonymous.


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"En Familia" Rewards Program
Sign up now for our FREE rewards program. We'll be sending you exclusive coupons every month, and will soon have additional valuable discounts, offers and benefits for loyal Mi Pueblo customers. Don't worry! We never rent or sell our mailing list – you have our word.


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by Pete Prestipino
Posted on 11.02.2010
share this
CRM solution SugarCRM is going global - announced that Sugar 6 will offer full Chinese language and currency support.
"As part of our mission to help make CRM simple, these new language packs are one way to simplify the path to CRM success for our customers," said Clint Oram, co-founder and vice president of products at SugarCRM. "This is just one more way SugarCRM and its partners can help support our growing global user community."
SugarCRM has simplified the installation and deployment of the new language packs. Users can simply select the language and currency of choice upon initial installation of their SugarCRM instance, or through a simplified administration menu. The new Chinese language pack can be accessed as part of a free trial.
Not already a part of our community? Sign up to participate in the discussion. It's free and quick.
The Power of 1% in Digital Transformation
An A.I.-Powered 'Personal' Buy Button
5 Ways Web Automation Improves Online Customer...
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- Filed Under
A Shreveport man indicted last month in the 1979 murder of his ex-wife will be represented by the Caddo Parish Public Defender's office.
Attorney David McClatchey was appointed this week to represent James Montgomery, 72, who is charged with second-degree murder in shooting death of his former wife, Deanna Montgomery. James Montgomery is jailed on a $750,000 bond.
The appointment was necessary because James Montgomery's previous attorney, Elton Richey, resigned last month. Richey was representing James Montgomery on an aggravated rape indictment returned in May 2013. ...


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Second Wind is a social club open to anyone interested in running or walking for health, fitness or performance. The goal of the club is to support running through social events, local races, companions for exercise or racing, and providing support, information and advice.
The annual membership for individuals membership is $20; a family membership is $30. Membership begins when your online membership or paper membership and check is received. Membership runs for 12 months.
Join/Renew Online (No fee to pay by credit card)
Please be sure and fully complete the membership form. Because of insurance purposes we cannot make you a club member without your complete name, address, phone number and date of birth. E-mail addresses are not required but if one is not given, we will be unable to contact you concerning club functions, upcoming runs and other events.
If you are signing up but using somebody else's credit card or If you are paying by credit card but signing up for somebody else, I need to know the club member's name. Our credit card processor (PayPal) only shows the name of the person who paid, nothing else. So without this new member's name, I will have no idea they are now in the club. Thank you.
Richard Brannon, Membership, Second Wind Running Club, firstname.lastname@example.com
Join/Renew US Mail
Download the MEMBERSHIP FORM at the bottom of the page, and mail the completed form and your check to:
Second Wind Running Club, P.O. Box 6082, Champaign, Illinois 61826
- $2.00 discount off entry fees for the four SWRC sponsored races per year: Clinton Lake Trail Run, Buffalo Trace, Women's Fitness and Allerton Park Trail Run.
- Weekly fun runs every Tuesday. For more information, visit the "Run With Us" page.
- Thursday evening trail run at Lake of the Woods Park in Mahomet
- Twice yearly parties (Fall and Spring) where the Club pays for Pizza, salad and soft drinks
- Annual member awards and recognition dinner held every January. The Club pays the majority of the cost for this dinner
- May through September speed-work sessions that meet on Wednesday evenings at 6:00 p.m. Visit the "Run with Us" page for more details
- Supported distance training during the summer that meets every other weekend for long runs on well-marked routes.
- "In Passing" magazine: Club members receive "In Passing" magazine, the Club's well written running newsletter every other month. The brochure is written by Club members and is quite informative and interesting to read.
- Discounts on purchases at the Body 'n Sole running store located in the Savoy Shopping Center.
Please contact Richard Brannon at email@example.com


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click to enlarge, hover to zoom
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eMail: firstname.lastname@example.com
Hours M-F 8:30-5 CT


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Calgary Flames GM Jay Feaster will be among the guests on NHL Live! Thursday, scheduled from noon-2 p.m. on NHL Network and NHL.com and broadcast on XM Radio.
Feaster replaced Darryl Sutter on Dec. 28, 2010. The Flames have surged back into playoff contention since then and entered Wednesday night's action in fifth place in the Western Conference at 33-23-9.
Also scheduled to appear to speak with co-hosts Don La Greca and Dave Maloney are NBC's Mike Milbury, Versus/Carolina Hurricanes play-by-play announcer John Forslund and CBC's Elliotte Friedman.
Minnesota Star-Tribune reporter Mike Russo will also be in the studio at 1:20 p.m. ET.
NHL Live! is broadcast from the NHL Store Powered By Reebok in New York City


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Who's Online:
Ugh, it's been two years since you last updated. I wish you'd get your mo-jo back. This is by far one of the most entertaining 10th walker stories I had the pleasure reading. And Bonnie, is a hoot. I love that little spin. Please update soon!
For the records, elleth's digestion takes 12 months.
Ugh, it's been such a long time since you updated.
Inquiring minds want to know when will be the next installment? Prety please?
Well due installment - and I liked it. It shows you like horseback riding in real life. :)
Please don't take as much time to post your next installment.
Ack, it's been a while since you last updated. Inquiring minds want to know - when will you post your next installment?
Author's Response: soon, I hope. I'm pretty busy with my real life though. Hopefully within a week or two.
I cannot speak for anyone else, but I assure you, I'm still following! I like the story line, in fact it seems you caught on what many trying their hand in AU and modern-day girl finds herself in Middle Earth seem to often-a-time miss: if said girl died in the modern world, she should be immortal when in ME, given how our soul is immortal. Therefore, this relationship can actually make it. :)
I'm looking forward to your next installment! Please update soon.
This story is getting better and better, please update soon!
I like the spin you've given the "typical MS, by making her a whisperer and the extra umph of the waiting for the expected showdown between her and the mistery dark man.
OH - and my fav. character is Chaos. :)
Damn spelling mistakes:
Fimwe=Finwe of course.
Gueno-nin! :(
Wow, having Emily and Erstor not true fea-mates is certainly a curve-ball. But can this bond really not be disolved? I mean Aran Fimwe was allowed to remarry (since his lady-wife refused to return to him from the halls of Mandos, but still...)
Oh gosh, not a cliff hanger! Wicked woman! :P
I cannot wait to find out what Emily meant. Looking forward to your next installment!
Absolutely awesome! This was a wonderful journey, and I thank thee for taking us for the ride.
I'm looking forward to your next story! :)
Please, please, PLEASE don't you kill Haldir too! Bad enough PJ did.
Author's Response: I've tried to stick closer to book verse rather than the movie, but sometimes following movie verse helps my own story flow a little easier. But to ease your mind, I am not killing Haldir. I personally never liked that part and saw it as useless. But hey, even PJ had to alter the story to make his version work. Keep Calm and Let Haldir Live... lol.
Thank you, and by the way, if you're still looking for a beta, I'll be happy to oblige. :)
I'm looking forward to your next installment!
Thanks for this.
Finally a good HET between Glorfindel and a woman. and a modern day woman to boot! Yay! I hope the romance is between them. :)
As for the mortal bit, don't worry too much about it. If their union is blessed/meant to be by the Valar there is an elixir called "Limpe" that if a mortal drinks 3 drops of it they become immortal too. This elixir is only found in the Valar's island in Amman, as they're the ones who make it. But, I'm sure they will find a way to deliver said elixir to Arda, or perhaps if Glorfindel and Thistle sail west... :)
Anyway, the reference to the Limpe can be found in Tolkien's Unfinished Tales, in the chapter of "The chaining of Melkor".
Author's Response: Thank you for your review! It's always great to talk to someone else who has read the histories. I've read unfinished tales, but I don't recall that bit. Time for a revisit :) I'm busy hammering out chapter two! Hope to have it out in a day or so :)
Yikes, it's been like a month now and still no updates. You cannot leave me hanging like this! :(
Please update soon, PLEASE?
Author's Response: I will! Computer failures. I will be updating in a few days. never fear.
Tori, please check your e-mail (and I suppose your jusnk mail too while at it). :)
Author's Response: I sent the email before I published. See I got you ;) Any new emails are sent right to my tablet.
Cool, shoot me an e-mail with your chapter installments to:
And I'll e-mail them back to you with my revisions (if necessary) as TC, so you can see precisely where I entered changes. :)
Author's Response: awesome. well, mine is firstname.lastname@example.com. (strange email I know) I look forward to this...
Looking forward to it! lol
On a side note, you are officially one of my favorite fan-fic authors. I'd be delighted to beta this story as well as the other two you have going ("Thicker than Water" and the unofficial Academy one - sorry I don't remmember what it is called, but I am following), if you want. If not, no biggie - I'm happy as long as you continue to update and see the stories through to completion. :)
Author's Response: Well my goodness! I'm so very flattered! I'd love to have a beta reader! Thank you very much!
Absolutely lovely.
Please correct "waive" to "wave" though. :)
Hmmm, will we be hearing more from Lucas? Inquisitive minds want to know. ;)
Author's Response: Thank you very much. Just went back to fix it. My God where would I be without the powers of editors? XD And yes. There's going to be alot of shit-stirring on my part. Be prepared to be mind-f******
So very thankful!
Author's Response: You're welcome. ~salutes~ I think the torture for that part had gone long enough.


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Video: Oscars Picks for Best Supporting Actor and Actress
Video: Oscar History Is Made in the Best Actress Category
Video: 'Lincoln' leads Oscar nominations
Video: Newcomers and Vets Make Up Oscars Best Director Noms
Video: The Nominees for Oscars' Top Prize
A 5 hour SWAT standoff on the Westside ends, JSO finds no one in the home
Doctors say you should get flu shot, dispel myth it will make you sick
Jaywalking pedestrian in critical condition after he was hit by car on Lem Turner Road
Owner of new Jacksonville home: 'I have mold and puddles on my windows'
Jacksonville Sheriff's Office: 3 shot, 2 in serious condition after shooting on the Westside
Body of adult male found on beach on Little Talbot Island
Vice President Joe Biden: President Barack Obama may take 'executive action' on gun control
Atlantic Beach man frustrated after receiving false tickets
UNF students kick off 'Aim Higher' campaign next week to urge lawmakers to not raise tuition next year
First images of giant squid in the deep are released
Political stumping and stage singing were the order of the day as The
Academy of Motion Picture Arts and Sciences handed down nominations for
the 85th annual Oscars.
Steven Spielberg's Lincoln led all
films with 12 nominations, including best picture, best director, best
actor for Daniel Day-Lewis and best supporting actress for Sally Field.
Ang Lee's adaptation Life of Pi
received 11 nominations, a surprise for some of the publicists and
media in attendance at the pre-dawn ceremony in Beverly Hills. Pi earned nominations for best director for Lee and best picture.
MORE: 2013 Oscar nominations announced
Les Misérables
saw a big morning and a surprising snub. The film earned eight
nominations, including best picture, actor for Hugh Jackman and
supporting actress for Anne Hathaway. But director Tom Hooper didn't
make the cut.
Among the snubs: Ben Affleck, who was considered a
front-runner for a best-director nomination, though his story of the
Iran hostage crisis Argo did collect seven nominations, including best picture.
MORE: Meet Oscar's best-actress nominees
Surprise nominees included the elderly French love story Amour, which nabbed nominations for best picture, best director (Michael Haneke) and best actress (Emmanuelle Riva).
The low-budget bayou fairy tale Beasts of the Southern Wild
collected surprise nominations as well, including best picture, best
actress for Quvenzhané Wallis and best director for Benh Zeitlin.
The 85th annual show is scheduled for Feb. 24 on ABC.
nominations follow a strong year at the turnstiles for the industry,
which hit a record $10.8 billion in ticket sales in 2012.
MORE: Meet Oscar's best-actor nominees
More importantly: Attendance at the cineplex spiked 5% over last year, increasing possible viewership.
Louis Giannetti, emeritus film professor at Case Western Reserve University and author of Understanding Movies, says the academy's selections represent a good-if-not-great year artistically for movies.
He says 2012 lacked "that one big film that everyone acknowledges is a masterpiece and is the overriding favorite."
the slate of movies, "I'd give it a B-plus," Giannetti says. "I'm not
sure we had a movie this year that just knocked your socks off."
flip side, he says, is that without a heavyweight, the match-ups could
be riveting. Oscar hasn't seen an upset for best picture since 2006,
when Crash upset Brokeback Mountain.
Although films like Lincoln, Les Misérables and Argo have
been scoring well with smaller film circles, "there is really no
front-runner for Oscar," he says. "Even the director's race is up for
USA Today


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U of L's Marcus Smith sacks Florida International's E.J. Hillard during a September game at Papa John's Cardinal Stadium.
- Filed Under
Recognition continued rolling in Tuesday for University of Louisville senior Marcus Smith, a senior defensive end who finished the regular season as college football's second-leading sacks specialist.
Smith, already the American Athletic Conference's Defensive Player of the Year and a second team all-American by USA Today, also landed on the Associated Press' all-defensive third team announced Tuesday.
He made CBS Sports' third team as well and joined teammates Lorenzo Mauldin and Teddy Bridgewater as honorable mention all-Americans by Sports Illustrated. ...


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Sealed Air Corporation : Sealed Air Declares Quarterly Cash Dividend ELMWOOD PARK, N.J., Thursday, April 11, 2013 - Sealed Air Corporation (NYSE:SEE) announced today that its Board of Directors has declared a quarterly cash dividend of $0.13 per common share. The dividend is payable on June 21, 2013 to stockholders of record at the close of business on June 7, 2013. Business Sealed Air is a global leader in food safety and security, facility hygiene and product protection. With widely recognized and inventive brands such as Bubble Wrap® brand cushioning, Cryovac® brand food packaging solutions and Diversey^TM brand cleaning and hygiene solutions, Sealed Air offers efficient and sustainable solutions that create business value for customers, enhance the quality of life for consumers and provide a cleaner and healthier environment for future generations. Sealed Air generated revenue of approximately $7.6 billion in 2012, and has approximately 25,000 employees who serve customers in 175 countries. To learn more, visit www.sealedair.com. Forward-Looking Statements This press release and supplement contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by such words as "anticipates," "believes," "plan," "assumes," "could," "estimates," "expects," "intends," "may," "plans to," "will" and similar expressions. For more extensive information, see "Risk Factors" and "Cautionary Notice Regarding Forward-Looking Statements," which appear in our most recent Annual Report on Form 10-K, as filed with the Securities and Exchange Commission, and as revised and updated by our quarterly reports on Form 10-Q and current reports on Form 8-K. While we may elect to update these forward-looking statements at some point in the future, we specifically disclaim any obligation to do so, whether as a result of new information, future events, or otherwise. Contact Bill Thomas Assistant Treasurer and Interim Director of Investor Relations 201-791-7600 firstname.lastname@example.com ------------------------------------------------------------------------------ This announcement is distributed by Thomson Reuters on behalf of Thomson Reuters clients. The owner of this announcement warrants that: (i) the releases contained herein are protected by copyright and other applicable laws; and (ii) they are solely responsible for the content, accuracy and originality of the information contained therein. Source: Sealed Air Corporation via Thomson Reuters ONE HUG#1692559
Sealed Air Corporation : Sealed Air Declares Quarterly Cash Dividend
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Re: No network when connected home adapter plugged inarthin Jul 2, 2013 9:02 PM (in response to jorwick)
Your first problem, hr44 have the network adapter built in. Then go: Menu -> Settings and Help -> Settings -> Network Setup -> Restore defaults (this will not do anything to your actual settings).
Then Go to the Network Setup menu again and repeat the network setup. And you'll be good to go.
Re: No network when connected home adapter plugged inpeds48 Jul 3, 2013 6:18 AM (in response to jorwick)
The HR44 has built in wifi. So It appears that you have a network loop. Leave the cck install and do a restore defaults under the network set up follow by a red button reset
Re: No network when connected home adapter plugged inmdahmer Jul 11, 2013 9:05 PM (in response to jorwick)
Had the exact same issue. Had Directv installed on July 2nd. Had network issues, on July 4th a directv technician came out and installed the "connected home adapter". I noticed after he left that none of my wifi devices has a wifi connection. I called the directv tech that installed the "connected home adapter", he said to reset my modem and router. Did that, still had issues. Thinking that may router went out, I went out and purchased a $170 router. Same issue, so I then took the "connected home adapter" off my router. My Internet is now at full speed.
I decided to keep my Directv Genie connected through wifi and hope for the best.


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WTB Bindings Flow/union/Burton Higher end.
Whats up guys. im looking to ditch my Ride Lx's i got for last season. their pretty banged up and i've beat the Sh*t out of them.
so im looking for something new by the 6th of january.
Size 10.5 boot.
Looking for a deal if you got it.
im in pasadena ,ca i can meet anywhere from L.A to San Diego.
and will be in big bear the 7th-11th
have paypal aswell.
PM me OR email firstname.lastname@example.com
the email will go straight to my phone.
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I welcome your envy
I refuse to turn away.
The sun forever shines, on your
Ever-confusing gaze.
I'm sure that I still talk too much
But that is here to stay.
Some say "Take me or leave me",
But I'll just say-
And when the piper's playing-
His ever-merry tune,
I'll hum a song to my sweet self,
My own morbid tribune.
The trumpets do not faze me
And the band cannot outplay-
The very people that I love
Oh no, they never stay.
They always
And you can listen to my chatter
And take from it what you will
But I will keep on with my rambling
'Til my thoughts at last lie still.
But I cannot wait forever, boy
So make your move quite soon.
You think I drive you crazy?
Darling, I just make you swoon.
You think I make you crazy?
Who's driving crazy whom?
© Copyright 2015elegantbleeding All rights reserved. elegantbleeding has granted theNextBigWriter, LLC non-exclusive rights to display this work on Booksie.com.


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Texas Rangers return Shin-Soo Choo to top of lineup
ARLINGTON – Texas Rangers manager Ron Washington has limited options to try and break the club out of the doldrums that have sent them into an eight-game losing streak.
But he'll try whatever it is at his disposal.
On Friday, that means Washington will return struggling OF Shin-Soo Choo to the top of the batting order. It also means that Carlos Pena, out of baseball 10 days ago, will be the Rangers' newest attempt to fill the No. 3 spot.
"I'm not a fan of change," Washington said. "I like to let guys figure it out, but let's just see what happens. I wanted to see if we could shake it up a little and make something happen. We'll see."
His statistics suggest a real difference between the No. 1 and 3 spots, but Choo says it's not the spot in the batting order that makes the difference.
Choo, who enters Friday hitting .243 for the season with a .367 OBP, is a .269 hitter in the leadoff spot with a .409 OBP. In the No. 3 spot: It's .193 with a .268 OBP.
"But I wasn't hitting a couple of weeks before they moved me to the No. 3 spot, either," Choo said. "I just got too aggressive."
The Rangers full lineup on Friday vs. Minnesota's Kevin Correia: LF Shin-Soo Choo, SS Elvis Andrus, 1B Carlos Pena, DH Adrian Beltre, RF Alex Rios, CF Leonys Martin, C Chris Gimenez, 3B Luis Sardinas, 2B Rougned Odor.
And for Minnesota: 2B Brian Dozier, C Kurt Suzuki, 1B Joe Mauer, LF Josh Willingham, DH Kendrys Morales, RF Oswaldo Arcia, 3B Eduardo Escobar, CF Sam Fuld, SS Pedro Florimon. They will race RHP Nick Tepesch.


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Census snapshot: state fast facts
Published On: Oct 21 2011 09:41:21 AM CDT Updated On: Oct 21 2011 09:49:01 AM CDTSorry, Flash is not supported.
The views expressed are not those of this company or its affiliated companies. Please note by clicking on "Post" you acknowledge that you have read the Terms Of Service and the comment you are posting is in compliance with such terms.blog comments powered by Disqus


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our clients
What clients say about Socially Engaged Marketing:
"I recommend you use Charity Hisle, of Socially Engaged Marketing, to handle your business Facebook and social media presences. She modifies strategies as policies change, manages contests, locates shareable content and really makes the process seamless. I couldn't do it without her! Highly recommend her!"
- Lisa Trosien, The Apartment Expert and Apartment All Stars
"We have partnered with Charity Hisle, of Socially Engaged Marketing, to help us with our Facebook and Twitter strategy. She has been a joy to work with. She always goes above and beyond, and is very responsive. Whenever we need help in a certain area, she makes herself available and works at our pace. I have been impressed with her quality of work, and it has been easy to point to the return on investment for what she has done. I recommend Charity for anyone who needs help with their social marketing."
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"As a small business owner, there are so many things to get done in one day and not enough time. I have to choose partners to help me get it all done. I'm thrilled I chose Charity at Socially Engaged Marketing to partner with on social media. She was able to tailor a program based on my needs and is always there when I need help. Response time is crucial and Charity understands that and more. I couldn't do it without her! I highly recommend Charity for anyone needing social marketing assistance!"
-Wendy Muse, Muse Solutions
Socially Engaged Marketing Clients
We would like to thank our former and current clients for the opportunity to assist them in achieving their social conversation goals. For these customers we've provided social media strategies, integration strategies, training, advisement or implementation.


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- Age / Gender:
- n/a, Male
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- Location not disclosed
- Joined:
- 9/14/10
- All Stats >
User Statshot
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Level 4 Blank Slate
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Ranked as Civilian
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Recent Game Medals
Blizzeta Screamer 5 Points Click on the button that says "When's the next one coming out?" Medal Stats.
Discovery! 5 Points Find your First Difference between the two pictures Medal Stats.
Feed the Bears 10 Points Send the reincarny back to hell! Medal Stats.
NEWGROUNDS! 50 Points Beat the game Medal Stats.
First Kill 10 Points kill an UberKid Medal Stats.
Alves win 25 Points win Alves stage Medal Stats.
Xavi win 10 Points win Xavi stage Medal Stats.
Bojan win 5 Points win Bojan stage Medal Stats.
Lots of Effort 100 Points Find all 18 FAILs. Medal Stats.
...That was it? 25 Points Watch the entire collab and credits all the way through, without skipping. Medal Stats.
Total Medals Earned: 935 (From 157 different games.)
Favorite Art
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Powerfox V.3 Rated 4.2195 Stars Powerfox Version 3 Action - Shooter - Run 'n Gun *Flight* Rated 4.4483 Stars Throw a paper plane as far as you can. Collect points and upgrade! Action - Shooter - Horizontal Flight Mass Mayhem 2 Rated 4.1856 Stars Destroy the evil of humanity ! ... or destroy anything you want ... Action - Platformer - Other Radical Fishing Rated 4.2401 Stars Grab your fishing hook...and your gun! Action - Shooter - Run 'n Gun


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Employees at xpedx in Lexington are keeping a fellow worker in their thoughts after he was pinned between a tractor trailer and a loading dock. People who were in the parking lot when the accident happened said they were shocked.
"Oh it was terrible. I've never seen nothing like that in my life. Never," said Melvin Knight, who saw the accident from his truck.
Knight says Eddie Brannock was standing on the loading dock when he popped his head out to talk to someone.
"He stuck his head out of the doorway and the truck smashed him and smashed against the wall and the truck. They asked me to go get some blankets so I went in there and got some blankets to cover him up so he wouldn't go into shock," said Knight.
Lexington Police's Collision Reconstruction Unit was on the scene taking pictures and trying to find out exactly how the accident happened.
"They'll be inspecting the truck to make sure everything works, the backup beeper, the lighting, the things of that nature, the mirrors. We'll also be talking to a couple witnesses that were here that saw what happened," said Lieutenant Chris Van Brackel.
Brannock was rushed to UK Hospital. Family members say he has several facial fractures and at least one skull fracture, but that he was responding to commands at the scene. They say he's still in emergency care.
"There's a lot of support in that room. A lot of family here are all praying and pulling for him," described cousin Lanny Brannock.
Workers at xpedx say Brannock's worked there for more than 20 years.


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640 South State StreetDover, Delaware 19901
21 West Clarke AvenueMilford, Delaware 19963
401 North Carter RoadSmyrna, DE 19977
640 S. State StreetDover DE 1990121 West Clarke AvenueMilford DE 19963
301 Jefferson AveMilford, DE 19963
1275 S. State StreetDover, Delaware 19901
The Study of Tamoxifen and Raloxifene, or STAR, was a clinical trial that began at an estimated 500 sites across the United States, Puerto Rico, and Canada early in 1999. Participants in STAR included more than 19,000 postmenopausal women who were at increased risk for breast cancer. They were given a drug that could reduce their chances of developing breast cancer.
STAR built on the success of the Breast Cancer Prevention Trial, which showed that high-risk women taking the drug tamoxifen for an average of 4 years had a 49% reduced chance of developing breast cancer.
STAR was designed to help determine whether raloxifene (Evista), a drug similar to tamoxifen, was as effective as tamoxifen in reducing the chance of developing breast cancer in women who have not had the disease, and whether the drug had benefits over tamoxifen, such as fewer side effects. Raloxifene was first approved by the FDA as an osteoporosis prevention drug for postmenopausal women.
Study results showed that both tamoxifen and raloxifene lowered the risk of developing invasive breast cancer by about 50%. Also, the women who took raloxifene daily and were followed for around 4 years had 36% fewer uterine cancers and 29% fewer blood clots than the women who were on tamoxifen.
Women chosen to participate in STAR were age 35 or older, postmenopausal, and had an increased risk of breast cancer as determined by their age, family history of breast cancer, personal medical history, age at first menstrual period, and age at first live birth. They were randomly assigned to receive either tamoxifen daily or raloxifene daily for 5 years. They received close follow-up examinations, including mammograms, physical examinations, and gynecologic examinations, on a regular basis for at least 7 years.
Researchers with the National Surgical Adjuvant Breast and Bowel Project conducted the trial, which was funded by the National Cancer Institute. They selected the institutions to participate in STAR, including sites in 48 states, 6 Canadian provinces, the District of Columbia, and Puerto Rico.
STAR began enrolling participants in 1999 and completed enrollment in 2004. The trial concluded in 2006. The results of the STAR trial showed that regular use of raloxifene works as well as tamoxifen at reducing breast cancer risk in postmenopausal women who are at high risk, but appears less likely to cause some of the potentially dangerous side effects seen with tamoxifen use, such as an increase in uterine cancer and blood clots in the lungs and major veins.
Bayhealth is Southern Delaware's healthcare leader with hospitals in Dover and in Milford. Bayhealth provides a wide range of medical services, including cardiovascular, cancer, orthopaedics and rehabilitation, pediatrics, respiratory care, sleep care, surgical weight loss and women's services.


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By the Side of the Road Inn & Cottages
Romance Guaranteed at By the Side of the Road! Fireplaces, Featherbeds, Gourmet Fare---THREE Incredible Cottages, TWO Pond-side Suites and FOUR Historic and well-appointed Manor House suites. "Let me live in my house by the side of the road and be a friend to man" --inspired by poet, Sam Walter Foss, this historic structure became Harrisonburg's first official bed & breakfast in April 1999. Home of an early Mennonite Bishop, it later served as a Civil War field hospital. Only minutes from I-81 and downtown Harrisonburg in the heart of the Shenandoah Valley. Fireplaces, oversize jetted tubs, luxury showers, featherbeds, delightful breakfasts delivered to your door, wireless internet and so much more. Come-- be our guests. $149 - $299.


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Still Have Time on Your Side
If you still have time on your side, consider opening a 529 plan for your child. A 529 Plan is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs. It is named after Section 529 of the Internal Revenue Code which created these types of savings plans in 1996.
Get started saving as early as possible and remember to exhaust all grants scholarships and federal student loans before turning to private loans.
Another great money-saving solution is to have your child consideration starting at a community college and then transferring to a four-year program. Community colleges often cost much less than the four-year college.
Free College Planning Tool
BECU collaborates with Collegiate Funding Solutions to provide a free college planning and funding tool. Invest a few minutes and get a free college planning and funding report at www.becu.org/collegeplan.


text:
- Filed Under
The city's purchase of garbage bags and installation of high-speed internet at Breakwater Park put council members and Mayor Victoria Bostedt at odds during the Feb. 11 Oconto City Council meeting.
The purchase of more than 500 cases of blue garbage bags was pulled from the consent agenda at the request of council president Ronney Daul.
Daul wanted to note that the $44,000 the city will generate from the sale of those bags is not "profit" for the city. ...


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A blazing orange-red Hanford Reach sunset unfolded as I balanced on both knees and snipped at the 22nd cockle burr collected by Nora the Schnauzer.
She lay on her back, and fine hairs under her right front leg clasped the burr close to the skin.
I snipped with care, as close to the burr as possible.
A mistake could bring a "YIP!"
Perhaps even blood.
Meanwhile, I mentally upbraided myself.
I had made a mistake, or two or three.
One came after a pleasant stroll upstream to climb a sand dune near the White Bluffs on the Columbia River, when I decided, alas, to climb down and return along the water with views from below the cliffs.
Well, yes, I enjoyed the views. Only a donkey would criticize them.
But within one minute, 33 seconds of descending the dune, I groaned.
"Oh, my."
Russian thistle tumbleweeds throttled the path into the ravine. Nora stopped for me to lead the way. I did, but she didn't follow.
I looked back and didn't see her.
"We should go back," I thought.
But we didn't.
My mistake.
Anyway, I picked Nora up and pushed through the thistle with her under my right arm for about 40 yards until the path cleared somewhat.
We followed the path, probably made by animals, across a flat. Then we studied the cliffs that towered 400-to-500 feet above the water.
Impressive, if not stunning.
I also located the slope in the cliffs near the boat launch and our vehicle. A couple of hours away, I surmised.
We had started our trek two hours before noon. We climbed the dune shortly after noon.
I figured it would be at least 2 p.m. by the time we reached the wagon again.
So, another mistake, as it turned out.
Well, the sky remained clear and the river remained smooth.
Anyway, Nora crossed the weedy flat, stepped onto the clay-mud shore and found an aromatic dead fish. She circled it as if deciding which side of her face to rub into it.
My screech discouraged her, however.
Then, when we came upon a second, less smelly carcass, she paid scant attention to it.
"Good dog," I said.
I eventually followed Nora onto the clay mud, and 12 steps later my boots felt like cinderblocks on my feet.
Chunks of heavy clay clung to the soles.
They took the "stroll" out of taking a hike even after I retreated from the riverside to the faint trails directly beneath the cliffs.
Oh, well.
Once, as we passed directly beneath towering cliff formations and I looked upstream toward the white bluffs, I heard a rumbling above.
I looked up. A chunk of cliff had fallen. A dust cloud rose and small rocks bounded down the cliff face. Then a waterfall of clay poured from between formations.
Soon after that, we reached the steep, weed-covered incline to a saddle.
"We can climb that," I said to Nora, who seemed skeptical.
She followed, however.
The climb covered 125 yards or so of soft footing that slid with each step. It took 27 minutes, including pauses to take photos.
We reached the top at 3:39 p.m., with the sun on its way to a most remarkable sunset.
While we waited, I flopped Nora onto her back and began the cockle-burr surgery.
The surgery took half an hour, and I left 24 extracted hair-covered burrs on the ground.
After recording sunset images, we finished the final, easy quarter-mile of the Wahluke Unit hike.
On the drive out of the unit, I stopped for another few shots of the sunset.
Then, on the way home, I stopped at a car wash and used the high-pressure, soapy spray to knock the Columbia River clay from my boots.
Contact Don Davis at email@example.com.
If You Go
The boat launch on the Wahluke Unit of the Hanford Reach is about 115 miles from Walla Walla.
Take Highway 395 north from Pasco to Mesa. Take Highway 17 from Mesa to Highway 24, near Othello.
Turn west and continue to mile post 63.2. Turn left onto a gravel road into the Wahluke Unit.
Drive five miles and turn right toward the boat launch area.
Before reaching the launch, turn right and park near some trees.
The trail up the river is about 20 yards from the turn.
For information about the area, check website www.fws.gov/pacific/planning/draft/docs/WA/Hanford/Wahluke.pdf on the Internet or Google Hanford Reach Wahluke Unit.
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Breast Infection (cont.)
Breast Infection Surgery
If an abscess is present, it must be drained. After injection of local anesthetic, the doctor may drain an abscess near the surface of the skin either by aspiration with a needle and syringe or by using a small incision. This can be done in the doctor's office or emergency department.
If the abscess is deep in the breast, however, it may require surgical drainage in the operating room. This procedure is usually done under general anesthesia to minimize pain and completely drain the abscess. Antibiotics and heat on the area are also used to treat abscesses.
Medically Reviewed by a Doctor on 5/6/2014
Medical Author:
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Patient Comments & Reviews
The eMedicineHealth doctors ask about Breast Infection:
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Breast Abscesses and Masses »
Breast masses can be broadly classified as benign or malignant.


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Heterogeneous topographic profiles of kinetic and cell cycle regulator microsatellites in atypical (dysplastic) melanocytic nevi
Diaz-Cano, Salvador J.; Blanes, Alfredo; Pozo-Garcia, L; Husain, E A; Mein, C (2012): Heterogeneous topographic profiles of kinetic and cell cycle regulator microsatellites in atypical (dysplastic) melanocytic nevi. figshare.http://dx.doi.org/10.6084/m9.figshare.97410
Atypical (dysplastic) melanocytic nevi are clinically heterogeneous malignant melanoma precursors, for which no topographic analysis of cell kinetic, cell cycle regulators and microsatellite profile is available. We selected low-grade atypical melanocytic nevi (92), high-grade atypical melanocytic nevi (41), melanocytic nevi (18 junctional, 25 compound) and malignant melanomas (16 radial growth phase and 27 vertical growth phase). TP53, CDKN2A, CDKN1A, and CDKN1B microsatellite patterns were topographically studied after microdissection; Ki-67, TP53, CDKN2A, CDKN1A, and CDKN1B expressions and DNA fragmentation by in situ end labeling for apoptosis were topographically scored. Results were statistically analyzed. A decreasing junctional-dermal marker expression gradient was observed, directly correlating with atypical melanocytic nevus grading. High-grade atypical melanocytic nevi revealed coexistent TP53-CDKN2A-CDKN1B microsatellite abnormalities, and significantly higher junctional Ki67-TP53 expression (inversely correlated with CDKN1A-CDKN1B expression and in situ end labeling). Malignant melanomas showed coexistent microsatellite abnormalities (CDKN2A-CDKN1B), no topographic gradient, and significantly decreased expression. Melanocytic nevi and low-grade atypical melanocytic nevi revealed sporadic junctional CDKN2A microsatellite abnormalities and no significant topographic kinetic differences. High-grade atypical melanocytic nevi accumulate junctional TP53-CDKN1A-CDKN1B microsatellite abnormalities, being progression TP53-independent and better assessed in the dermis. Melanocytic nevi and low-grade atypical melanocytic nevi show low incidence of microsatellite abnormalities, and kinetic features that make progression unlikely.
- https://www.researchgate.net/publication/49850483_Heterogeneous_topographic_profiles_of_kinetic_and_cell_cycle_regulator_microsatellites_in_atypical_%28dysplastic%29_melanocytic_nevi
- http://dx.doi.org/10.1038/modpathol.2010.143
- http://scholar.google.co.uk/citations?view_op=view_citation&hl=en&user=b632u8sAAAAJ&sortby=pubdate&citation_for_view=b632u8sAAAAJ:r0BpntZqJG4C
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- Salvador J. Diaz-Cano
- Alfredo Blanes
- L Pozo-Garcia
- E A Husain
- C Mein
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text:
Cooking time: 70 minutes
Serves: Six
2 cups all-purpose flour ( extra for dusting)
1 tsp salt
¼ tsp sugar
¾ cup unsalted butter, cold, Cut into small chunks
1 large egg yolk
2 tins asparagus spears or a bunch cooked fresh asparagus
3 ham slices, chopped
1 cup each of English cheddar cheese, grated/processed with equal quantities of mozzarella
3 eggs
1 cup of milk
½ cup cream
1 spring onion, chopped
1 tsp chopped parsley
½ tsp ground black pepper
¼ tsp salt
- Combine the flour, salt and sugar in a large mixing bowl. Add the butter and mix with a pastry blender or your hands until the mixture resembles coarse crumbs.
- Gently beat the egg yolk and add it to the pastry. Work it in to bind the dough and wrap in plastic wrap. Refrigerate for at least 30 minutes.
- Sprinkle the work table and a rolling pin lightly with flour. Roll the dough out into a 14-inch circle, which is about ¼-inch thick. Carefully roll the dough up on to the pin and arrange in the pie dish ensuring it covers all the surfaces.
- Bake blind at 240° C for 30 minutes till the crust is golden and crisp. Remove from oven and set aside to cool while you make the pastry filling.
- In the pastry crust, layer the asparagus alternately with the ham and half the cheese.
- Gently beat together the eggs, milk, cream, spring onions, parsley and the rest of the cheese.
- Preheat the oven to 200° C. Pour over the layers of asparagus and ham. Top with more cheese and bake in the preheated oven for 30 to 40 minutes.
- Loosen the quiche from the sides of the pan by running a thin metal spatula around the inside rim. Carefully unmold the ring, and transfer the quiche (with the bottom base) to a serving plate.
- Cut into wedges, and drizzle over with a little olive oil. Sprinkle with freshly ground black pepper.
(Courtesy: Executive Chef Aman Tandon from the Pride Hotels Ahmedabad)


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Microsoft Windows 8 price exposured and it will be on sales promotion in February next year
Earlier the Microsoft released the message that Windows 8 system upgrading tolls, but there has been no news of the original boxing retail price. However, according to the sources, Windows 8 Pro price is $199, but it will be on sale as $69.99 before January 31, 2013.
The previously announced Windows 8 Pro upgrade program fits for existing Windows XP, Windows Vista and Windows 7 users, and users can upgrade at a preferential price of $39.99, for rhe users who bought Windows 7 on June 2 this year, the upgrade price is only $14.99 , but all are for the downloadable version price, and it doesn't include the DVD Disc, namely the purchase licensing fees.
Windows 8 is divided into three different versions of Windows 8, Windows 8 Pro, and Windows 8 Enterprise, Windows 8 or Windows 8 Pro is enough for general users.
16 Responses to "Microsoft Windows 8 price exposured and it will be on sales promotion in February next year"
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Between me and my husband we've owned more MP3 players over the years than I can count, including Sansas, iRivers, iPods (classic & touch), the Ibiza Rhapsody, etc. But, the last few years I've settled down to one line of players. Why? Because I was happy to discover how well-designed and fun to use the underappreciated (and widely mocked) Zunes are.
Hands down, Apple's app store wins by a mile. It's a huge selection of all sorts of apps vs a rather sad selection of a handful for Zune. Microsoft has plans, especially in the realm of games, but I'm not sure I'd want to bet on the future if this aspect is important to you. The iPod is a much better choice in that case.
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