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Wide Load Running
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Monday, November 19, 2012
Ever heard of NaNoWriMo?
every November the world is challenged to write. It doesn't have to be good writing, and it doesn't have to go beyond your own computer. Just sit down, and write, 50,000 words in one month.
Holy cow 50,000 seems like a lot....but then again so does losing 100 pounds. It's a lot like Sparkpeople - make a plan and stick with it.
I couldn't come up with anything to write about, until I started talking to my Mom. She told me "write what you know." what do I know....I know what it feels like to be the fat kid. I know what it feels like to get on an elliptical and struggle for the first time.
More than that, I know what it is to have a dream, a goal, the motivation to get me there. My 50,000 words are (I hope) going to serve as a self-reflection of the last two years and rededication to making my goals.
There is one Spark'er out there who, i know if she reads this, will know she's part of the cause of the removtivation. She's got a very similar story to me, and once upon a time only a few pounds seperated us. We used to challenge each other to weight loss goals -- but our stories split. Hers is the one of the girl who never lost sight of her goal. Mine is the one of the girl leaping and trying to make it. I WILL make it, and I thank you for your motivation! You know who you are!
I'm only 1 day into writing my novel, and the side effect? I'm closing my laptop and going to the gym because I don't want to sit on my butt all day.
Even though some of you may think it's silly, I want to share the excerpt that made me remember why I'm on this site before I jump into workout clothes and run to the gym.
Excerpt from the novel "Wide Load Running"
If she can do this, I can do this the voices now said. 10 minutes on the elliptical became 30. 30 minutes suddenly became an hour, with the assistance of television shows that kept me from getting bored. As I worked out, if television shows didn�t keep my attention, I stared past them to the words shining on the wall ahead of me.
I know there�s slogans for working out, things like �No Pain No Gain� and �Feel the Burn,� but seriously, why would I want t hurt to make myself feel good? Even �From Pain Comes Beauty� seems silly to me, once again why would I want to hurt myself for the superficial things that others see. These words seemed the empty mantras of beach blond body builders, those who never had to work at being skinny, so they pushed themselves to extremes to be beyond skinny and into down right freakishly athletic. You know, with muscles bulging everywhere and veins popping out of their eyelids because their muscles are suck rock there�s nowhere else for blood to flow. You know, the creepy kind of athletes.
These words were different. Every machine in the room was angled to have a clear view of these words, shining like 20 feet tall silver beacon of hope and motivation for the tired. These were words designed to make you push yourself to finish the last five minutes of the workout, to go that last quarter mile.
Change your life.
I could change my life.
I could stare these words on the wall for 30 minutes a day, fantasizing about changing my life. Dreaming of someday wearing a size 10 jeans, of shopping in the junior section. Of looking cute in knit hats and trendy scarves. Of walking into a crowded room and not feeling like I was taking up too much space.
Change your life. I could change to not be the �fat friend� anywhere I went. I could change to be healthy. I could fight against the �fat� genes my family seemed to have, no matter what the odds.
Change your life.
Yes�I think I will change my life.
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Member Comments About This Blog Post:
Love the excerpt, and I CANNOT wait to read this if you decide to post it on a blog or make it available. Keep "Changing you Life," and am going to keep changing mine, the words really do resonate with the soul.
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I think it's GREAT that you got off your butt (to not write, although that's a goal) to meet your other goal of weight loss! There are still 10 days of the month and I'm sure with dedication, you can write all those words, just like you WILL get to the gym to change your life! You can do it!! And it sounds like writing this reflection will really help to get your motivated. I have no doubt that you can do it. I'll race you to it :) A contest. Now. Me? I want to get into the 130s. That's my goal. It's going to take a while. I know that. But slower is better in the long run (I think I'm starting to realize this!) and it's more permanent. What's your goal going to be? Reward: a goodie. Whatever spark goodie you want, I'll gift it to you (ok, not the luxury ones, that's TOO much!) IF, and ONLY IF you beat me. Girl, this is on!
And thank you SOOOOO much for me being able to remotivate you! But your story is flawed, because I once was the girl who did lose sight of my goal. It happens. Except me losing site equals eating way too much (which could be because I eat way too little to begin with.. but shh, I'm not really admitting that to myself yet...). I still HAVE to get my cardio in. I've had gains along this journey and so have you, it happens. It always happens. I just want to get back to 145! It's amazing how just a week and a half can cause the scale to go up so much! So yes, I lost site of the goal, but I don't regret eating all of that chocolate, not at all. -It was delicious, every single bite!
So what are we going to do? FOCUS. I'm going to force you to get to the gym, even if it means me going across the entire United States from East coast to West to get your butt in gear :) I just want you to promise me that you'll be there taking that chocolate out of my hands and then throwing it on the floor, stomping on it, then putting it in the trash and covering it with nastiness. Deal?
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NaNoWriMo and SparkPeople? You are definitely my kind of Spark Buddy!
Good luck. I'll be watching to read more when you're ready to share!
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My daughter is doing this too!
Best wishes!
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You can do this! Thanks for the powerful blog! Keep us posted..it was so good to see your post in the chat thread today!! We care so much about you and will continue to cheer you on and help if you need us!
You Rock!!!
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My husband and daughter participate in NaNoWriMo every year. Glad you are doing this...
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Love it! And yes, you will change your life. Good job motivating yourself to workout even though it wasn't what you originally intended.
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Lovebirds find each other againComment on this story
Durban - The barriers of language, distance and time could not keep a star-crossed lover from tracking down his first love, convinced they were meant to be together.
Separated for almost half a century, a television appeal brought them together in Durban for an emotional reunion.
Sixty-year-old Arie Kuijper of the Netherlands met Amanzimtoti resident Doris Grobler while visiting relatives in Witbank in 1973. Kuijper's relatives were neighbours with Grobler.
"When I saw Arie, it was love at first sight. He could not speak English, but luckily I could communicate with him in Afrikaans," said Grobler.
The lovers, who were both 20 years old at the time, had to bid each other a sad farewell when Kuijper had to return to the Netherlands after his six-week holiday in South Africa.
"He reassured me that he would come back. He was making plans to immigrate to SA and work at his uncle's bakery," said Grobler.
However, when Kuijper returned to the Netherlands, his father died. He also couldn't get a visa, which scuppered his plans further.
"There were so many things going on for Arie at the time, so I decided to visit him in the Netherlands," said Grobler.
At the end of that year, she spent two months in the Netherlands where she was introduced to Kuijper's family, and the couple got engaged.
"I was going to return to South Africa to get my stuff (and) then move to the Netherlands," said Grobler.
When she returned home, however, her mother was diagnosed with cancer and she could no longer move.
"We continued to write, but it was difficult for us both due to family responsibilities. My mother really needed me… We had to make a decision and we eventually parted ways," said Grobler.
A few years later they married other people.
However, Grobler's husband died in 1997.
Six years ago, with his wife's consent, Kuijper began his search to find Grobler. When his attempts failed, he approached KRO, a Dutch television station, that ran a series called Memories, which reunites lost lovers.
It took them five years to locate Grobler in Amanzimtoti.
"When the television series contacted me, I was over the moon… I thought I would never see Arie again," said Grobler.
The Memories crew flew to Durban last week and spent time shooting footage of Grobler before the romantic grand finale, when the couple met each other on Warner Beach for the first time in 40 years.
"Meeting her after all those years was just magical. The feelings I felt for her were just the same as all those years ago," said Kuijper.
As for Grobler, she felt as though all those years apart meant nothing and that they were young lovers again.
"When he told me that he still loves me, all those feelings came rushing back; in fact, they never left me," she said.
Their love story has a bittersweet ending. After the couple spent the week together in Durban, Kuijper had to return to his family in the Netherlands.
"I plan to always keep in touch with Doris… But I have a family now and, of course, I have to return to them," said Kuijper.
Memories will be aired on Kyknet television channel and on KRO in December.
The Star
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subset: commoncrawl


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A legal fight to protect a program that allows Sonoma County residents to pay for energy-saving retrofits to their homes through property taxes was dealt a significant and possibly final setback last week.
The court fight is over tighter federal lending requirements that Sonoma County officials and others say hamper such programs by scaring off homeowners.
The new guidelines were crafted by a federal agency in 2009 amid a historic wave of home foreclosures and were intended to minimize further default risks for the recession-wracked lenders Fannie Mae and Freddie Mac.
The move prompted lawsuits from Sonoma County, the state of California and other public and private entities who said those risks were overblown. Their combined case against the Federal Housing Finance Agency said its new guidelines undermined the government-financed retrofit programs and harmed participating homeowners.
The programs enable a range of energy and water-saving upgrades, including solar panels, plumbing and heating improvements on homes and businesses.
On March 19, a three-judge panel for the 9th U.S. Circuit Court of Appeals waded back into the case, ruling unanimously that the Federal Housing Finance Agency was acting within its authority when it directed Fannie and Freddie to tighten lending practices on homes associated with such retrofit programs.
The court panel dismissed the county-state lawsuit and upheld the housing agency's action, echoing similar decisions handed down in the past six months on related cases by two other U.S. appellate courts.
The outcome sets up a steep hurdle that could end the nearly three-year legal fight, county and state sources signaled Tuesday.
"I think we've all been through this enough times and don't want to chase good money after bad," said Board of Supervisors Chairman David Rabbitt.
County officials stressed they were not dropping their retrofit program. Upgrades for businesses have not been affected by the conflict.


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Well, I made it back from San Antonio Texas attending the National Association of Consumer Bankruptcy Attorneys (NACBA) conference. As always it is great to catch up with practitioners and bankruptcy vendors from all over the country.
Picked up some tips on issues pertaining to credit reporting utilizing federal litigation in bankruptcy courts against banks and lenders in all areas related to bankruptcy such as Fair Debt Collection Practices (FDCPA); Fair Credit Reporting Act (FCRA); Mortgage litigation and Real Estate Procedures Act (RESPA); and Truth in Lending (TILA) cases. Phew that is a lot of acronyms. I include those, not to appear smart, but to help people reading this blog looking for help on their credit reporting issues who may run across these acronyms in their research. At some level these issues are are all related.
My goal with this blog, is to write helpful easy to ready information about the sometime confusing world of credit reporting. This is for both consumers/debtors and for anyone interested in credit reporting specific to bankruptcy. My focus will remain narrow in that it will focus in credit reporting relating to debtor's in bankruptcy only. This is what my product and company RocketDog Reports is all about in fact. I have run this company assisting debtors for approximately five years, but I am just now able to reach out through this blog to add information on the subject.
For those new to me, my company, or my blog, RocketDog Reports goal is to bridge between a debtor's bankruptcy petition and his/her credit reports to update them for truth and accuracy.
I wanted this post to serve as an introduction and a welcome. So welcome to my blog, I look forward to writing many more posts and feel free to leave a comment.
Raef J. Granger, Esq. and CEO


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November 25, 2015
A man pulls a gun on three grocery store employees in Athens County demanding money.
The Athens County Sheriffs Office says it all happened around 10:00 Wednesday night at the Foodland Grocery Store in The Plains.
They say a man was in the store on Tuesday evening and said he lost his cell phone. He returned again last night and asked if he could look for it in the back of the store.
Then he returned again at closing time pulling a handgun and telling three employees to get on the floor. Investigators say he then had those employees get money from the safe. Once he got the money, he zip tied the employees together and left.
Deputies say he left in a four door light vehicle looking similar to a Sonata.
He was wearing a gray pull over long sleeve and red hate.
If you have any information on who this could be you are asked to call the Athens County Sheriff's Office at 740-593-6633
Click Here to access the online Public Inspection File
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Miss Tessmacher has been begging to get on the list... well if she knew it existed she would be. Robbie E and Robbie T bring in Miss Tessmacher to take a shot at getting on "The List".
Follow Robbie E (@RobbieEImpact) and Robbie T (@RobTerryImpact) on Twitter
the latest IMPACT WRESTLING Gear and Theme Music is Available at http://www.shoptna.com


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Monday, February 17, 2014
© Copyright 2015 Newton Citizen
Feb. 18
Rockdale BOE
2:30 p.m., Rockdale Career Academy Auditorium, 1064 Culpepper Drive, Conyers, the Rockdale County Board of Education holds a special called meeting, 770-761-1458.
Feb. 20
Board of Assessors
10 a.m., BOA Conference Room, 981 Milstead Ave., Conyers, the BOA work session, 770-278-7650.
XYZ Organization
10:30 a.m., First Baptist Church of Conyers, off Ga. Highway 138, the XYZ Organization meeting, Roy Mitchell presenting the program, cost for lunch: $6 per person, (deadline to register is Feb. 14), 770-761-7966, Johnnie.
Lunch and Learn series
Noon, Conyers First United Methodist Church, 921 N. Main St., Darrell Huckaby hosts a Lunch and Learn series titled: "I Love to Tell the Story - a Southern Man Looks at the Book of Luke," a grab-and-go lunch available at 11:30 a.m. for $6, no charge to attended the program, reservations requested, 770-483-4236.
Celebrating Newton County
3 to 6 p.m., Newton County High School, Auditorium, 1 Ram Way, the Newton County Minister's Union hosts Celebrating Newton County — Black History: Remembering and Celebrating our Past, Present and Future, Pastor Hezekiah Benton speaking.
Black History Tribute
5 p.m., White's Chapel UMC, 2020 White's Chapel Road, Conyers, the church hosts a Celebration of Black History, 770-679-0938, Minister Junice Roberston.
Feb. 23
Women in Ministry
10:30 a.m., Trinity Baptist Church, 301 Honey Creek Road, Conyers, the church hosts a Women in Ministry celebration, Karen Woods speaking, 770-922-8944.
Feb. 25
Retired Educators meeting
First United Methodist Church, 921 Main St., Conyers, the Rockdale Retired Educators Association meeting, Rita Marable speaking, 770-483-9238.
Feb. 26
7:30 p.m. nightly, (Feb. 26, 27 and 28), Loves and Hugs Christian Tabernacle, 1701 Klondike Road, Conyers, the church hosts a Revival, 770-366-7908.
Feb. 28
Lions Pancake Supper
5 to 8 p.m., Flint Hill Elementary School, Covington, the Oxford Lions Club hosts the 61st annual pancake supper, cost: $5 for adults, $3 for children 12 and under (all-you-can-eat), 770-786-4896, Nancy Henderson.
7:30 p.m., The Two-Edged Sword Fellowship Church, 1973 Ga. Highway 138, Conyers, the church hosts a one-night ENUF revival, 770-760-0059.
March 2
Church Anniversary
11 a.m., White's Chapel United Methodist Church, 2020 White's Chapel Road, Conyers, the church celebrates its 144th Church Anniversary, Pastor Harold Cobb speaking, celebration meal following service, 770-679-0938.
Special Speaker
7 p.m., St. Pius X Catholic Church, Parish Hall, 2621 Ga. Highway 20, S.E., Conyers, the St. Pius X Women's Jail Ministry hosts Chris Sandy and Eric Krug who will be speaking on the tragic consequences of drinking and driving, 770-483-3660.
March 4
Pancake Supper
5 to 7 p.m., Good Shepherd Episcopal Church, 4140 Clark St., Covington, the church hosts a Shrove Tuesday Pancake Supper, music and fun, cost: $5 for adults or $15 per family, proceeds benefit the community, 770-786-3278.
March 5
Class of 1961
11:30 a.m., IHOP Restaurant, off Industrial Boulevard, Covington, the Newton County High School Class of 1961 lunch meeting, 770-267-4259, Phyllis White Allgood.
The Community Calendar is a forum for announcing meetings and events of nonprofit organizations of Rockdale and Newton counties. To submit information, visit our website at www.rockdalecitizen.com, or email email@example.com. Include an event description, sponsor, date, time, place, phone number and contact person.
More like this story
- Community Calendar for Feb. 21, 2014 ( February 20, 2014 )
- Community Calendar for Feb. 16, 2014 ( February 15, 2014 )
- Community Calendar for Feb. 23, 2014 ( February 22, 2014 )
- Community Calendar for Feb. 26, 2014 ( February 25, 2014 )
- Community Calendar for Feb. 19, 2015 ( February 18, 2015 )


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Promising research suggests a method for healing difficult wounds
By Larry Kidder
There are people who have to worry about any tiny scratch or cut they receive on a foot. That's because if an infection develops, they are at risk for losing that foot. A wound that won't heal can lead to tissue death and potential amputation.
Jerrold S. Petrofsky, PhD, JD, professor of physical therapy and director of the research laboratories in Loma Linda University's School of Allied Health Professions, is very interested in solving the puzzle of these non-healing wounds.
Diabetics, in particular, are prone to developing wounds that can eventually lead to amputation. The disease process affects the blood flow to the extremities. Reduced blood flow can lead to neuropathy, a condition where the nerve cells in a region die. Loss of sensation makes it easy to receive an injury and not even be aware.
Individuals who spend the majority of time in bed or in a wheelchair may also develop pressure sores, which are also very difficult to heal.
Reduced blood flow to an area has been shown to thwart the healing process. Wounds fester. When wound tissue becomes necrotic—where the tissues literally die—the condition is life-threatening and must be treated immediately. If enough tissue becomes necrotic, a foot may be lost.
Dr. Petrofsky and his research team have been studying the effects of a low electric current passing through a wound. Evidence shows that blood flow is increased when a small electric current passes through tissue.
The research team has looked at different arrays of electrodes, as well as various patterns of electrical currents, to determine which array and pattern deliver the best results.
In the September/October 2008 Journal of Medical Engineering & Technology, Dr. Petrofsky and his team shared their findings. The article, titled "A multi-channel stimulator and electrode array providing a rotating current whirlpool for electrical stimulation of wounds," describes in a nutshell the team's methodology.
"When electrical stimulation is used on wounds," Dr. Petrofsky explains, "the electrical current has difficulty penetrating areas where there is necrotic tissue."
This is especially true when only two electrodes are employed. "Further," Dr. Petrofsky continues, "for an irregularly shaped wound, current distribution is poor in some areas of the wound, since conventional two-electrode delivery systems provide the greatest current in the line directly between the electrodes."
To counter these problems, the research team devised a three-electrode system where each electrode was positive on an alternating basis, with the other two electrodes being negative. This rotating process should more evenly distribute the current across wounds, increasing blood flow to the area and improving the healing process.
To prove their theory, the team tested the stimulator on eight subjects—six normal subjects with no wounds, and two subjects with non-healing wounds. To determine the results, the team measured both the current and the blood flow around the target area.
"The three-electrode system provided even current distribution across a large area of skin," Dr. Petrofsky reports. The best evidence for this, he adds, was the fact that blood flow increased over the entire area encircled by the three electrodes.
"The system was more predictable in response," Dr. Petrofsky points out, "irrespective of the size of the area being stimulated."
Dr. Petrofsky describes the three-electrode system as creating a "whirlpool effect." This system has been patented by the School of Allied Health Professions.
"The implications for patients with diabetes and other non-healing wounds are immense," Dr. Petrofsky suggests. "If we can successfully speed up the healing process for these patients, we not only save them pain and suffering, but we reduce the time they spend in the hospital or under other types of costly medical care."
In the photo, Dr. Petrofsky poses with a paralyzed patient who benefited from research he and his team conducted from 1979-1987 at Wright State University's National Center for Rehabilitation Engineering.


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It's gone down a level! I'm back to bronze! My whistle was what make me feel important here, because I can't make any flash, and because I have been absent a while, I've got a low voting score!
The main reason I got a good whistle level is because someone upload an exact copy of Line-Rider and claimed it as his own, saying it was his "First Flash".
Also a bunch of abusive reviews didn't get whistled back then, and now it's hard to find any, they get removed so fast, and not many offencive flash movies are submitted any more.


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|Topical Simvastatin Accelerates Wound Healing in Diabetes by Enhancing Angiogenesis and Lymphangiogenesis.
MedLine Citation:
|PMID: 23138019 Owner: NLM Status: Publisher
|Impaired wound healing is a major complication of diabetes. Recent studies have reported reduced lymphangiogenesis and angiogenesis during diabetic wound healing, which are thought to be new therapeutic targets. Statins have effects beyond cholesterol reduction and can stimulate angiogenesis when used systemically. However, the effects of topically applied statins on wound healing have not been well investigated. The present study tested the hypothesis that topical application of simvastatin would promote lymphangiogenesis and angiogenesis during wound healing in genetically diabetic mice. A full-thickness skin wound was generated on the back of the diabetic mice and treated with simvastatin or vehicle topically. Simvastatin administration resulted in significant acceleration of wound recovery, which was notable for increases in both angiogenesis and lymphangiogenesis. Furthermore, simvastatin promoted infiltration of macrophages, which produced vascular endothelial growth factor C in granulation tissues. In vitro, simvastatin directly promoted capillary morphogenesis and exerted an antiapoptotic effect on lymphatic endothelial cells. These results suggest that the favorable effects of simvastatin on lymphangiogenesis are due to both a direct influence on lymphatics and indirect effects via macrophages homing to the wound. In conclusion, a simple strategy of topically applied simvastatin may have significant therapeutic potential for enhanced wound healing in patients with impaired microcirculation such as that in diabetes.
|Jun Asai; Hideya Takenaka; Satoshi Hirakawa; Jun-Ichi Sakabe; Asami Hagura; Saburo Kishimoto; Kazuichi Maruyama; Kentaro Kajiya; Shigeru Kinoshita; Yoshiki Tokura; Norito Katoh
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Publication Detail:
|Type: JOURNAL ARTICLE Date: 2012-10-24
Journal Detail:
|Title: The American journal of pathology Volume: - ISSN: 1525-2191 ISO Abbreviation: Am. J. Pathol. Publication Date: 2012 Oct
Date Detail:
|Created Date: 2012-11-9 Completed Date: - Revised Date: -
Medline Journal Info:
|Nlm Unique ID: 0370502 Medline TA: Am J Pathol Country: -
Other Details:
|Languages: ENG Pagination: - Citation Subset: -
Copyright Information:
|Copyright © 2012 American Society for Investigative Pathology. Published by Elsevier Inc. All rights reserved.
|Department of Dermatology, Graduate School of Medical Science, Kyoto Prefectural University of Medicine, Kyoto, Japan. Electronic address: firstname.lastname@example.com.
Export Citation:
|APA/MLA Format Download EndNote Download BibTex
|MeSH Terms
From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine
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So far, we in the US have had an ad hoc, half-assed, on-the-fly approach to resolving the credit and financial crisis.
The smartest bailout approach to date has been the British/Swedish/Buffett approach: Inject capital at a corporate capital structure level by buying preferred stock, rather than at the balance sheet level by buying bad assets.
Now, we read that the Treasury is considering following these other, smarter approaches:
"Having tried without success to unlock frozen credit markets, the Treasury Department is considering taking ownership stakes in many United States banks to try to restore confidence in the financial system, according to government officials.
Treasury officials say the just-passed $700 billion bailout bill gives them the authority to inject cash directly into banks that request it. Such a move would quickly strengthen banks' balance sheets and, officials hope, persuade them to resume lending. In return, the law gives the Treasury the right to take ownership positions in banks, including healthy ones.
The Treasury plan was still preliminary and it was unclear how the process would work, but it appeared that it would be voluntary for banks.
The proposal resembles one announced on Wednesday in Britain. Under that plan, the British government would offer banks like the Royal Bank of Scotland, Barclays and HSBC Holdings up to $87 billion to shore up their capital in exchange for preference shares. It also would provide a guarantee of about $430 billion to help banks refinance debt."
Sure its a year late, and a trillion dollars short. Yes, this would have saved most of the firms that went belly up.
Better late than never . . .
UPDATE: October 9, 2008 2:18 pm
The way we have the government buys into a cop-any via prefereds is to match any private sector investment into banks on the same terms. So GE and Goldman Sachs get double the capital injection, and since Warren did it on those same terms, we know Uncle Sam isn't getting ripped off.
If you cannot raise dollar one, Uncle Sam doesn't waste any good money on you.
UPDATE 2: October 9, 2008 2:40 pm>
Greg Mankiw discusses a similar approach: How to Recapitalize the Financial System
5 Historical Economic Crises and the U.S. (February 09, 2008)
Global Financial Crises, Part II: Norway 1987 (February 10, 2008)
U.S. May Take Ownership Stake in Banks
EDMUND L. ANDREWS and MARK LANDLER
NYT, October 8, 2008
A few additional takes on this:
"The U.S. Treasury Department plans to start directly injecting capital in U.S. banks as soon as the end of October in exchange for passive investment stakes, according to a financial policy source familiar with Treasury Secretary Henry Paulson's thinking.
Using authority granted to it by last week's $700 billion market rescue legislation, Treasury would get common or preferred shares in the banks it capitalizes, the source told Reuters on Thursday. The government does not intend to seek seats on companies' board of directors in the voluntary capitalization program.
White House spokeswoman Dana Perino said later on Thursday that Paulson is "actively considering" capital injections into troubled U.S. banks.
"Secretary Paulson is looking at all the different tools to figure out which ones should be used at what time and how robustly and how much money to put into each," she said.
A Treasury spokesperson declined to comment in detail but said: "Treasury has broad, flexible authorities under the financial rescue legislation to buy assets, provide guarantees and inject capital and intends to consider all of them."
"Britain's government offered banks like Royal Bank of Scotland, Barclays and HSBC Holdings up to £50 billion, or $87 billion, to shore up their capital in exchange for preference shares. It will also provide a guarantee of about £250 billion to help banks refinance debt and the Bank of England will double the amount it lends to banks under the special liquidity scheme to £200 billion.
"This is not a time for outdated thinking," Prime Minister Gordon Brown said Wednesday. "We had to do more than just buy up assets."
The package, mainly put together in the last 48 hours, was intended to restore trust in British banks that saw billions of pounds wiped off their market values. Its aim is to allow banks to again lend to each other and as a result to consumers and companies to try and prevent a dramatic downturn. Executives, investors and lawmakers welcomed the package as a first step to stabilize the banking system."
"Treasury Secretary Henry Paulson
signaled the government may invest in banks as the next step in trying
to resolve the deepening credit crisis.
Paulson told reporters in Washington yesterday that legislation
Congress passed last week to rescue financial institutions gave him
broad authority that he intends to use, beyond just buying
mortgage-related assets on banks' balance sheets. He indicated that an
option available may be boosting companies' capital with cash infusions.
"It is the policy of the federal government to use all resources at
its disposal to make our financial system stronger," Paulson said. "We will use all of the tools we've been given to maximum
effectiveness, including strengthening the capitalization of financial
institutions of every size."
Banks worldwide aren't raising enough capital to offset losses:
while posting $592 billion of writedowns and losses during the crisis,
they have added just $442.5 billion of new capital, according to data
compiled by Bloomberg. The International Monetary Fund anticipates
losses will more than double to $1.4 trillion."
"Hard-hit British banking stocks recovered after the government announced a 50 billion pound ($88 billion) plan to partly nationalize major banks and promised to guarantee a further 250 billion pounds ($438 billion) of bank loans to shore up the beleaguered sector amid the world financial crisis.
But the drastic moves failed to soothe wildly fluctuating markets, and many shares ended Wednesday sharply lower.
Prime Minister Gordon Brown billed it as a "radical" plan to stabilize banks so that they could resume normal lending and other operations, rather than trying to buy up bad assets as the United States is doing.
"All these are investments being made by the government which will earn a proper return for the taxpayer," he told a news conference. "This support is on commercial terms. We expect to be rewarded for the support we provide."
At the same time, the Bank of England made at least 200 billion pounds ($350 billion) in short-term loans available to banks to help restore liquidity to the frozen credit market."
"The Bank of England has extended the collateral it will accept for the Special Liquidity Scheme (SLS) and other open market funding operations. Use of the SLS, which allows banks to swap untradeable mortgage securities for liquid Treasury assets, is also being extended from the early estimate of £50bn to £200bn.
Widening the range of collateral that is eligible will make it easier to access the SLS as well as the Bank's weekly funding operations, for three month, one week and overnight money. Any asset that is backed by a Treasury guarantee will now be eligible for acceptance by the Bank of England when previously only AAA-rated mortgages qualified. The collateral extension will allow the banks to replace with lower quality assets the estimated £100bn of AAA-rated securities already deposited at the SLS. The banks will then be able to use their best assets in the money markets to help get them moving again.
The Bank of England will continue to demand a "haircut" on the assets, swapping gilts worth less than the assets being deposited, and charge a punitive rate for use of the scheme, which remains open until January 31. A long-term replacement will be unveiled next week."
Paulson Signals Treasury May Invest Capital in Banks
Rebecca Christie and Simon Kennedy
Bloomberg, Oct. 9 2008
How authorization to recapitalize banks via public capital injections ("partial nationalization") was introduced – indirectly through the back door – into the TARP legislation
Nouriel Roubini
RGE, Oct 9, 2008
Treasury may capitalize banks by end of October
Reuters Oct 9, 2008 1:27pm EDT
Financial Crisis: What does the bail-out plan actually mean?
Telegraph 1:10AM BST 09 Oct 2008
UK steps in to save its banks, cuts interest rates
Associated Press, October 9, 2008
Britain Announces Huge Bank Bailout
NYT, October 8, 2008
Category: Bailouts, Corporate Management, Credit, Derivatives, Finance
Please use the comments to demonstrate your own ignorance, unfamiliarity with empirical data and lack of respect for scientific knowledge. Be sure to create straw men and argue against things I have neither said nor implied. If you could repeat previously discredited memes or steer the conversation into irrelevant, off topic discussions, it would be appreciated. Lastly, kindly forgo all civility in your discourse . . . you are, after all, anonymous.
55 Responses to "Will the US Fashion a Smarter Bailout Plan?"
Better late than never. I hope it happens. The only reason it hasn't it bad )and sad) ideology, the notion of the government owing banks and essentially (even if only temporarily) 'nationalizing' the industry is just too much for the old political establishment obsessed with Laissez-Faire (pronounced dead by the President of France on Sept. 25th) and free markets.
The bigger problem is viewing this crisis as only an Atlantic Alliance event. Yesterday's "coordinated effort" included a rate cut by China although it was not widely reported or discussed. Fact is China, Japan, Russia, and the Mid East hold trillions of dollars. We need a true international summit between US, EU, and China, with the resource nations and fx holders like Japan, in the process, to fashion a new Bretton Woods type order. All of these measures seem to be band-aids.
Yes, bit by bit, the execution of measures to get us out of this hole will get better. C'mon, Barry, we are a democracy. Everything we do is supposed to be messy and subject to constant re-evaluation. That's the way it has worked in the past and the way it will work this time. Meanwhile we get to complain and criticize and that is all part of the process. Keep it up. Ultimately this is a system that works. God protect us from one depending on philospher-king technocrats who come up with the "proper" answer every time.
Doug Dachille was on TV briefly this morning explaining the problems of the present plans, including how the bailout plan to buy MBS was a complete piece of idiocy, and also how nobody will buy (and hold) equity in banks because of the FDIC takedowns that have occurred with recent failures. I am holding some bank stock right now, but it has been a bad policy to own banks on Fridays…
How much do you want to bet that JPM will be the first government aquisition?
What kind of bids for the Lehman dregs tomorrow?
Beginning to look more than just a credit crisis. Seems like they can't give away the money. The banks don't want it cause they don't want to lend. The consumers, finally,don't want to consume. Without consumption businesses start layoffs prior to going belly-up. Consumers hurt more and tighten further. And the viciousness sets in. The whole economy seems to be seizing up. What to do? What to do?
Kucinich already introduced a bill for a similar plan, before the existing one got pushed through. He was swept under the rug. The problem is the Kucinich bill didn't help the wealthy stay that way. When will he ever learn?
It's about time. Given the AIG boondoggle debacle, you have to wonder how much government bailout money kleptocratic "capitalists" have pocketed or spent cavalierly in this process of maintaining the facade of capitalism in this country.
Is this topic in your new book? It should be.
"The smartest bailout approach …[is to] …inject capital at a corporate capital structure level by buying preferred stock, rather than at the balance sheet level by buying bad assets".
I agree with the foregoing. If this proposal had been on the table two weeks ago, I would not have been so opposed to the bailout bill.
Equally important is quickly shutting down those banks that are both insolvent and hopeless. We have far more banks and financial institutions than we need.
Of course, one sticky question is, who gets to decide who lives and who dies?
Like I've said a number of times, America is so afraid of socialism that everything will be done to avoid any semblance of it until it realizes that it has no choice because ageing Americans want their social net.
Idiots. I can't decide what makes me angrier, (1) the failure to grasp the situation and act appropriately and forcefully, (2)the fact that ex-Goldman types, PIMCO and others will make billions again as the Ferris Wheel is repaired through TARP, commercial paper purchases, private equity investments, etc., or (3) the frightening lack of knowledge about economics and the financial markets being exhibited by the two presidential candidates.
Iceland might not be so bad after the fall. According to Wikipedia, it enjoys a superior quality of life ranking and boasts the second highest lifespan in the world – over 81 years.
Anyone besides me think that tomorrow will bring a hellish squeeze on the shorts? It's just odd to me that with all the down lately, the ban lift today and hungry shorts licking their lips for the financials, that it is beginning to feel like a setup!
What fun to watch an airhead idealogue like Michelle Caruso-Cabrera report on how the socialists in Europe are leading us to a solution.
Such irony. As the sun sets on the worst presidency in history, the Bush Administration again finds itself groveling for help from Old Europe.
The U.S. always does the right thing after exhausting all other alternatives.
Don't miss the British/Swedish buffet at the Sacramento Airport Hilton. Delicious (everything comes with gravy), and you get unlimited trips to the salad bar.
Sweden had 7 banks at the time of that rescue. The U.S. has 7,000 and all publicly traded banks in the U.S. are potentially at risk for this type of bailout plan, which includes punitive action to existing shareholders. It is no wonder why bank shares are plummeting today. Great idea, Paulson! As Bill Seidman said, this is not a vote of confidence, but rather, a wholesale injection of fear and the loss of confidence.
@ Bruce:
I haven't the remotest idea what will happen with the Lehman dregs tomorrow but I do know that fear of the unknown in terms of the lack of transparency of CDS positions is a big part of the mess and is keeping a lot of people away from investing.
I would note that there has been a fair amount of selling of Treasuries in the last few days and that is an awfully large market, so there is fuel to start a big fire under equities, or even some of those despised MBS products.
Barry is completely correct. The government should be an investor here just like Buffett, and get preferred stock – of course if there hadn't been so many fools on the hill this would have been in the original bailout bill.
We should get something at least half as good as Warren: preferred stock that primes others, paying maybe 5% to start. They can keep their crappy MBS and they can figure out what to do with them. The interest rate can increase steeply yearly to create an incentive to buy us out. Why is is so hard to figure out?
But, these guys only want us to buy their crap because no one else will and they have no faith it will ever be worth anything.
Anyone see Chanos on CNBC this morning? He made a lot of sense. How did he get on?
Article by Roubini today in Forbes:
@Rob P…what shorts? new shorts are just being placed on financials…as for QQQQ, short ratio is .5 days…laughable short interest. Index futures are flat in terms of trader positions. We are going down sir.
let them die. what the hell are we doing propping up bad managers and bad banks? a cleansing purge will be good for us in the long run.
Without better oversight on what banks do with the new capital, this will be an even worse disaster than the first ideas of TARP.
lithuania – Also, Icelandic women are known to be partiers and tend to, shall we say, "associate" uninhibitedly.
Does anyone ever stop and say to themselves: "this is complete insanity, how on earth did this happen?". I have found myself saying this quite often lately.
It seems to me that it will be a long time before the financial industry is turned over to the "quants" again. The financial "engineering" that gave us MBS and CDS was never well tested. It is very important to test models to destruction.
In science there is occasionally a mania for mathematical modelling of everything that absorbs a vast amount of time, money and energy until a simple experimentalist (like Copernicus) comes along and points out that one of the underlying principles is obviously wrong (sun does not rotate around the earth) so that all of the models are worthless. That is sort of where we are now, with Roubini and others playing the role of the observer of the obvious.
Shorting all US banks is a patriotic duty this week so Hank can buy in at the lowest possible price and hose the existing shareholders, fire incompetent management and close down/sell off most of the banks. Sooner the better. Maybe he has a mate helping him do just this. I would in his position :-)
It makes me sad when I think about Greenspan's quote "once in a lifetime financial crisis". He's 82. I'm in my 30′s. I now have the pleasure to experience my second financial crisis. There were 3 tough years in socialist Sweden. My father had to cash in on his 401k when the house market went down and the bank came knocking on the door.
McCain sounded like a communist in the last debate. Why would the government buy personal dept and renegotiate the loans? Not until you cashed in your 401k and all your savings. I don't want to sound too much like a socialist, but what happened to personal financial responsibility? Crying for the government to help you all the time…
You should try to live under a federal bank that increased the interest rate to 500% to protect the Swedish currency (Thanks George Soros).
@sinomania!: Right on! China and Russia need seats at the big table. Has to be the next president's first order of business to help convene a global economic summit. Everything will depend on getting new rules and buy-in.
@leftback: Remember Feynman at the Challenger Commission dunking a section of O-ring into ice water and pinching it with pliers?
Responding to Mish's exhortations, I got off my ass and spent the better part of a day faxing every Representative and Senator at least twice after the first bill passed the House, saying essentially what Mike in NOLa said:
"We should get something at least half as good as Warren: preferred stock that primes others, paying maybe 5% to start. They can keep their crappy MBS and they can figure out what to do with them. The interest rate can increase steeply yearly to create an incentive to buy us out."
I heard no discussion in House, Senate or by the Tweedle-Dee/Tweedle-Dum (Dumber & Dumbest) candidates for the Presidency of ANY alternatives to buying the toxic crap off the excreters of self-same crap.
On NPR's "This American Life" last Saturday, an excellent chronology and explanation of the whole mess from GBLA repeal of Glass-Steagal to CRA to NINJA loans to MBS, CDOs, CDS, etc, ended with the question, "Why have no alternatives been put forth to the Paulson bail-out proposal of buying the toxic crap?" At the very last, they mentioned it was rumored, not confirmed, some Senator had sneaked in a provision giving the Treasury Sec'ty the "option" to inject capital into banks. (Can anyone confirm which Senator(s) this might have been?) Then silence until yesterday's news of possible capital injections.
Why Obama did not pick up and run with this is beyond me. After all, what counsel IS he getting from Volcker? Especially in light of McCain's riding the hobby horse of buying up all the mortgages gone bad.
I also remember reading (source?) that $700 billion would buy up, at present valuations, 23 of the 24 KBW banks with enough left over to take a chunk of JPM too. (True?)
$700 billion divided by 140 million taxpayer's is about $4700 each. Hell, I'd match that $4700 of my taxes with $4700 in my IRA to buy shares in the banks willing to take the capital injection with appropriate covenants e.g. exec compensation and other safeguards. Let us all have a share of whatever upside there might be instead of just eating their crap. If any bank rejects the offer, let them find their own way out of the mess they created.
@ Socialist: Desperate people (McCain) do desperate things.
No need to worry about Iceland, people. They can retire gracefully from the hedge fund business and fall back on their traditional trades: ice harvesting and ice fishing.
Q: What do Icelanders do when confronted by a polar bear?
A: Run behind him and kick him in the ice hole.
The people of Greenwich can also retire from the hedge fund industry and return to their 19th century business of clam-digging and smuggling.
Response to
lithuania – Also, Icelandic women are known to be partiers and tend to, shall we say, "associate" uninhibitedly.
I'm an attractive woman who parties, stays fit, earns a good living, and enjoys shooting trappe with a shotgun. Alas, for any would-be Icelanders, I've found a Texan that suits me just fine. We're going to the Texas Tech-A&M game next week. Yes, I love football too!
You are not the only one with thoughts like this. Einstein, in contemplating quantum mechanics, thought that the ideas were almost insane. The idea that one could change sub-atomic physics by just observing, the Heisenberg Uncertainty Priciple, was said to have evoked the response "God does not play dice with the Universe"….
And economics, it seems, is less predictable than quantum mechanics..
You and Einstein…probably related somehow….
CNBC in full desperation mode, going on the offensive…saying the Credit Ice Age is melting…saying gas prices will be massive stimulus
I'm against this plan; it'll dilute shareholders.
I favor a plan that transfers money directly from taxpayers to stockholders.
What could be better than the one we alraedy got, for the banks that is, further illustrating my point of the existance of a single party system. The Gub run by the banks vs the tax base.
For an example, he said, check out Section 113 of the bailout bill, titled "Minimization of long-term costs and maximization of benefits for taxpayers." This is the section that Congress haggled into the bill to ensure a payoff, via warrants, for citizens if mortgages purchased from banks are later sold for a profit. Yet Emilio says bank lobbyists snookered the government by sneaking in an exception under subsection 3a, "Conditions on purchase authority for warrants and debt instruments." The clause, titled "Exceptions — De Minimis," states that any debt instruments worth less than $100 million won't trigger the payback provision.
@ Bruce: Einstein wouldn't have been a complete tool and called for a rally this week. I hadn't counted on the central banks dithering in the face of a generational crisis. Enjoy the burger.
This is a useless market today, I am going out for lunch – in Manhattan, where nobody is jumping out of windows and actual commerce continues to take place with exchange of currency…
Don…skip a step and have the taxpayers send the money directly to me, as a holder of QID.
GM is now at 1929 levels…it took until 1954 for the market to fully recover losses from the 1929 crash and GM made a round trip in another 54 years.
@Steve Barry: "new shorts are just being placed on financials…"
That's exactly my point! Up out of the gate this morning and then piling into the shorts later on. I don't know… just seems fishy to me.
and to top it all off, Erin Burnett says the lower gas price stimulus may "stave off recession."
We must be still far away from the final market bottom, at which Erin cries on the air.
Forgot the punchline!!
Emilio says that banks will simply issue their debt in tranches of $99 million or less, and avoid allowing the government — and thus taxpayers — to get a piece of the banks' profits. "It's a joke," he scoffed.
@Rob P…the shorts are hitting GM it seems, not so much the financials. You won't get a squeeze tomorrow though…too soon.
Obama did not run with this because most of his biggest contributors are from Wall Street and he's just as corrupt as the rest.
As one column put it, Wall Street has "captured" Treasury via Paulson, and they are not about to let it go.
A cabal of bankers robs you blind and you all think it's incompetence or just part of the messy process of democracy. Maybe you deserve to be fleeced. . . but your children don't. So grow up and figure it out.
@leftback, if you go to lunch, you will miss the breakout rally (which continues to elude us.)
actually the spx just broke down from it's mini triangle but this market is so squirrely, anything is possible.
"So far, we in the US have had an ad hoc, half-assed, on-the-fly approach to resolving the credit and financial crisis."
Considering who comprises the captain and crew of the SS RIGHTWING TITANIC, why would there be any surprise ?
Cnbc:to hear kudlow and burnette this morning you would have thought the market was up 5000.
"Yes, this would have saved most of the firms that went belly up."
I'm not sure why BR would have wanted to save the asshats that went belly up. For one thing, they made awful decisions. For another, the financial sector was clearly in a bubble and was likely to shrink, crisis or not.
If there wasn't a risk that the government would prop up the competition, this might be a good time to start a bank:
Money is cheap, and new banks wouldn't have the bad assets that draw suspicion about their capital base and solvency, and more importantly, everyone would know that they were in good shape. This could lead to a run (deposits, counter parties, employees, etc) on the bad banks, in the form of a transfer to the new good banks, and just put the bad banks out of their misery. Today, banks are hoarding as much cash as they can; this is breaking the bridges between savers and borrowers. New banks with clean balance sheets wouldn't have to hoard cash; their bridges would be free for money to flow. Perhaps subsidizing the creation of new banks would be a cheaper/less-moral-hazard-inducing alternative to propping up the existing reckless banks. Plus, if they were subsidized (but not in the form of government ownership), the government could put them under tighter regulations: no CDS exposure, tighter leverage restrictions, whatever.
I don't see how propping up the current banks (whether via capital injections or buying their bad assets), many of whom are suffering the fate of their own bad decisions, is much different than, say, bailing out Chrysler in 1979. And we know how BR feels about that:
Barry Ritholtz — who runs an equity research firm in New York and writes The Big Picture, one of the best-read economics blogs — is going to publish a book soon making the case that the bailout actually helped cause the decline. The book is called, "Bailout Nation." In it, Mr. Ritholtz sketches out an intriguing alternative history of Chrysler and Detroit.
If Chrysler had collapsed, he argues, vulture investors might have swooped in and reconstituted the company as a smaller automaker less tied to the failed strategies of Detroit's Big Three and their unions. "If Chrysler goes belly up," he says, "it also might have forced some deep introspection at Ford and G.M. and might have changed their attitude toward fuel efficiency and manufacturing quality." Some of the bailout's opponents — from free-market conservatives to Senator Gary Hart, then a rising Democrat — were making similar arguments three decades ago.
Instead, the bailout and import quotas fooled the automakers into thinking they could keep doing business as usual. In 1980, Detroit sold about 80 percent of all new vehicles in this country, according to Autodata. Today, it sells just 45 percent.
"and to top it all off, Erin Burnett says the lower gas price stimulus may 'stave off recession'."
During her recent appearance on 'Meet the Press', Burnett told Brokaw:
"I also think it's important to notice that the job losses we've had so far in this slowdown … are not as bad as in a usual recession."
Why don't they just have her wear a bikini and be done with it ?
Will the US Fashion a Smarter Bailout Plan?
With the same dumb people running the show, it's doubtful.
Isn't it amazing that all those great "Keep the government out of business" fundamentalist, social darwinian, survival of the meanest capitalists aren't weighing in here screaming bloody murder because socialism is on the march. My God, they should be frantic at the prospect of government owning a stake in banks. What will that do to the "efficent market religion"? Won't big bad government impede the "proper" allocation of resources?
Why are you predators so quiet? Did William Jennings Bryan stomp your prehensile tail? And what would our "funding fathers" Vanderbuilt, Astor, Derby, Bingham, Girard, Payne, Rogers, Rockefeller, Flagler, Harkness, Carnegie, Frick, Phipps, Sage, Harriman, Hill, Morgan, Mellon, Green, Baker, Stillman, Weyerhaeuser, Field, Clark, Duke, Armour, Weightman and Woolworth say about this? All those mentioned were worth at least 75 million BEFORE 1914. Those were the days of Oil, Steel, Railroads, Finance, Lumber, Copper, tobacco, meatpacking, etc. that made this holy land of capitalism. In September of 1896 some of these "great men" pumped 16 million into an effort to undercut William Jennings Bryan. It worked. The "market" brand of democracy (the best money can buy) was firmly established and that is what we've had since.
What we have now folks, is a paradigm shift. The trend is your friend. Go with and you'll survive. Go against it and you'll lose everything.
@ Karen: Go to the end of the thread on "Trading Snafus".
Yes life goes on out there, even C is open for business.
I inherited some Confederate money that I'm thinking of offering to Mr. Paulson. It's at least as valuable as some of the paper he's buying with the bailout. And I would agree to spend the proceeds, which would contribute to lagging consumption. Although the original owner wasn't exactly patriotic in some conventional sense, he was less foreign than many of Paulson's beneficiaries.
I'm just a little concerned with the future value of the dollar, even with accrued interest, so I'm wondering if I should hold out for a better exchange rate.
What keeps getting lost in all the bailout blather is that the government cannot make losses disappear – it can only move them around (and add to them), so no matter what they do there will still be a loss to the economy >= the losses of the financial companies and counterparties, and that is not a positive going forward no matter what gyrations are performed.
There must've been a bazillion people I've been reading since 2004 who all saw this coming and laid it out chapter and verse. Yet the greatest economic minds of our generation didn't even think there was a problem until a few months ago?
Second, why doesn't Fed/Treasury have an off-the-shelf playbook for this type of situation?
SEE: The world is at severe risk of a global systemic financial meltdown and a severe global depression
Nouriel Roubini | Oct 9, 2008
Read and consider: Economic Intervention redux. (Keynes and Galbraith are at the door–the back door right now.) Why do we need it? Global governance has been defaulted to corporations who are beholden to no-one and no thing. Nation states have their unique imperatives founded variously on heritage, tradition, principles, common mores' all ultimately obliged to do the commonweal.
Moneterism alone does not make political economy work. (No. Turns out you can't take the 'political' out of Political Economics.) Put bars on Milton Friedman's ivory tower window. If anyone is fool enough to want a word with him let Uncle Milt drape his locks down to him. Get our your Samuelson instead. As for Greenpan: he belongs in Madame Tussault's.
Nine years. Nine years since Glass-Steagel was eviscerated. The coup de grace to 30 years of adherence to the demented concept of deregulation and it's 1929. Happy days are… . Deju vu all over again. Hoovervilles proliferated across the county 80 yrs ago. I can't wait to see Central Park filled with ex-McMansionites in their corrugated "Bush"boxes. Greed isn't good and Midas thought life was like a box of chocolates. Well. He was right–sort of.
The collateral extension will allow the banks to replace with lower quality assets the estimated £100bn of AAA-rated securities already deposited at the SLS. The banks will then be able to use their best assets in the money markets to help get them moving again.


text:
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Where: Hughes Stadium (half marathon); Horsetooth Mountain Park (marathon); both races finish at New Belgium Brewery
Registration: Closes at 5 p.m. Friday; visit www.horsetoothhalf marathon.com/race-registration/
Packet pickup: 10 a.m. to 5 p.m. Saturday at New Belgium Brewery, 500 Linden St., or on race day.
The Horsetooth Marathon is on.
Despite the foot of snow on the ground, the inaugural 26.2-mile race run through Horsetooth Mountain Park and Lory State Park will be run Sunday morning, according to race director Steve Cathcart.
We got the thumbs-up from Larimer County Parks and Lory State Park has been all-go since the beginning, so were going to run this thing in the snow and all, Cathcart said on Thursday. There will be a few slight alterations to the course because of the amount of snow, but there will be a race.
Cathcart said hes received more than 100 emails this week from registered runners, telling him they didnt want the race canceled after Mondays bombings at the Boston Marathon.
These runners, they are passionate. Some told me that if it was canceled, they were going to do it anyway, Cathcart said. I think it will be a great gesture by the running community after Bostons events. Were the first marathon in Colorado after Boston. We had to run. With the snow, with the 40th Horsetooth Half and with what has happened this week, this could be an historic race.
The race, added this year to the 40-year-old Horsetooth Half Marathon, starts at Horsetooth Mountain Park. The course runs up Horsetooth Rock Trail to Westridge Trail, Towers Road and Nomad Trail, before dropping into Lory State Park. Cathcart said the race may have to be run solely on service roads because of 14 inches of snow at Horsetooth Mountain Park.
The route in Lory State Park had already been altered because of the Galena Fire in March, as the East and West Valley trails and the east portion of the South Valley Trail Loop are all closed.
Cathcart said that with re-routes on the course, the race may be a little shorter than 26.2 miles.
But it will feel more like a 50-miler because of all the snow, he said.
Xplore reporter Stephen Meyers covers the outdoors and recreation for the Coloradoan. Follow him on Twitter @stemeyer.


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Back-to-School Eats: 16 Healthy Recipes for Kids
"This makes a hearty pancake, thick and fluffy with crisp edges. That's how we like them here." — Shauna Ahern, creator of GlutenFreeGirl.com.
Recipe: Gluten-Free Girl
This breakfast combines protein, fiber, and healthy fat to give you energy all morning long.
Recipe: Whole-Grain Toast with Yogurt and Pistachios
Healthy, Energy-Boosting Recipes for Kid Athletes


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Everyone Stands Under His Own Dome of Heaven, 1970
Anselm Kiefer (German, born 1945)
Watercolor, gouache, and graphite pencil on joined paper; 15 3/4 x 18 7/8 in. (40 x 47.9 cm)
Denise and Andrew Saul Fund, 1995 (1995.14.4)
In 1969, near the end of his studies at the Art Academy in Karlsruhe, Germany, Kiefer staged photographs of himself in paramilitary costumes at various monuments or Romantic-style landscapes throughout Western Europe—in Switzerland, Italy, or the south of France. Wearing jodhpurs and boots or a dark green coat, Kiefer reenacted the Nazi salute—the Heil Hitler, which is, by nature of Kiefer's own Germanness and by the horrendous history such a gesture evoked, a highly provocative subject.
Part of a series of watercolors related to these photographs, Everyone Stands Under His Own Dome of Heaven reimagines the now minuscule figure of the artist in a green military coat in the midst of a vast and snow-dusted field. The transparent hemisphere under which this tiny figure stands isolates him further from the landscape that surrounds him. As Kiefer has said, "Each man has his own dome, his own perceptions, his own theories. There is no one god for all."


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Waves of pleasure for him and her.
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Originally Posted by DaveOfAtl
Wow, an all-white Seiler pup! I'm jealous. Any word on when UGA IX is going to be introduced?
Yep. UGA IX will be inducted with the new football season. He's VIVI's great nephew.
Mat Garretson
Originally Posted by mrviognier
Thank you, kindly!
Needless to say, my family bleeds Red & Black. Here are a few photos that - as Dawg fans - I'm sure you'll appreciate:
#1: My boys with Coach Dooley
#2: My boys with UGA VII
#3: A photo that appeared on the front page of the Atlanta Journal-Constitution in 2008: Mo Massaquoi running away from some Vols. That's me and my boys in the background.
Okay, now I'm all pumped up for the season, and we have 207 more days.
Forum Rules


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Firefighter Killed in California Motorcycle Accident
Firefighter Andrew Maloney died in a Modesto, California hospital after being involved in a tragic California motorcycle accident. The driver of the car that hit Maloney was reportedly using a cell phone and under the influence of marijuana and alcohol.
According to the California Highway Patrol, Maloney, 29, was driving his 2011 Suzuki motorcycle southbound on Highway 165 near Pioneer Road when 24-year-old Amie Chick, driving the opposite direction in a 2012 Jeep, made a left turn in front of the firefighter.
Maloney, who was off duty at the time, couldn't avoid the crash. Chick didn't suffer any injuries and was arrested on suspicion of driving under the influence, according to the CHP.
Fatal Motorcycle Accident: The Victim
Maloney started his career in 2000 as a paid-call volunteer firefighter for the Merced County Fire Department in Los Banos, according to Mark Simmons, a captain for Cal Fire. During the summer of 2001, Maloney worked as a firefighter for the U.S. Fish and Wildlife Service, according to Simmons. He became a firefighter with Cal Fire in 2003 and stayed in that position until his death.
Motorcycle Accident Statistics
A survey by the US National Highway Traffic Safety Administration (NHTSA) revealed that motorcycle fatalities in California declined by almost 25 percent during 2009, most likely because of mandatory helmet laws. Prior to 2009, motorcycle-related deaths were increasing an average of 10 percent every year, between 1997 and 2008.
Most victims of fatal injuries were young males who accounted for 38 percent of fatalities. Safety experts believe that this particular age group is at higher risk in traffic accidents, because of their tendencies to be reckless and not wear a helmet. This firefighter does not sound like the reckless type, proving, once again, this type of tragedy could happen to anyone.
When to Contact a Motorcycle Accident Lawyer Los Angeles
If you, or someone you know, has been involved in a motorcycle accident, you need to seek medical care immediately, but you also need to contact an attorney that will fight for you. Don't accept any offer from an insurance company or think that you have to go along with whatever the other party's lawyer says. You need your own motorcycle accident lawyer who will fight for you. please call 877-702-7274 to speak to one of our experienced lawyers
Arash Khorsandi
Latest posts by Arash Khorsandi (see all)
- Police on the hunt for reckless hit and run truck driver – January 30, 2014
- When Can I Sue For a Dangerous Drug Prescription? – January 21, 2014
- Motorcycle Accident Lawyer Los Angeles – January 6, 2014


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Residents say Councilwoman Quinones-Sanchez turned her back on them.
It wasn't always like this. Quiñones-Sánchez lived in the neighborhood for years and was active with Latino education group Aspira and other community groups. At an ENPC sponsored event at the Al-Asqa Islamic Society during the 2007 elections, Quiñones-Sánchez told the community: "I would guarantee almost 100 percent of the land should go to affordable housing and community owned businesses."
"I will guarantee to you that I will work not only with this coalition but other members throughout the district to make sure that the city does not become the problem in turning around this land."
Since then, the relationship deteriorated drastically.
"Maria could be a great ally and we're hoping she will be," Lichtash says." We want her to be our friend and we want to say good things about her. Right now it's almost as if she's not taking responsibility for doing what she says she would do."
The ENCP is dedicated to affordable housing and public green space. Quiñones-Sánchez says she is dedicated to the cause as well.
Together, they could make Eastern North Philly a model for sustainable development— if they're still talking.
"They threatened me," Quiñones-Sánchez says. "They said I have 60 days to meet with them or else. Right now I'm waiting to hear what the or else is. I want to be in elected office for a long time but I don't want groups that I work with closely to threaten me. I asked them to hold off that meeting. "
"sanchez doesnt want to help the people becuase her family owns 50 bodegas, helping the hood people is not her goal ,he goal is to spend 20yr in council to get fat a pension,help her bodega family,she needs to be voted out of office,all of city council needs to go,the plan in council is to remove the less fortunatefrom hoods like this so people with money moves back to the city, then they will lower taxes for them,vote them out"
"This area certainly has seen a lot of growth over the last 5 years. The trends stated in the article are correct with Northern Liberties growing so much and demand for Temple housing increasing this section which consists of 19122 and 19133 has benefitted. We sell a lot of real estate in this area as well as own real estate personally. I am proud of being part of the community and helping the transformation to growth and propserity. Some blocks and certain sections have a long way to go, especially in 19133. The community needs all the help it can get. It will be interesting to see what happens in the coming quarters with the coalition and politics."
"This land trust sounds like a terrible idea. Take a geographic location out of the marketplace? Why would you want to resist investment, especially in an area that's 25 percent vacant? Why would you want to prevent middle class residents from moving back into this city? Stuff like this blows my mind."
"I own property in 19133 area code, when it comes to help in getting our neighborhood park cleaned up or for block captains, APM, HACE and Hartranft all say we are not in their service area. We feel abandoned, unrepresented even by our council woman - whom I helped campaign for. Now I see that in fact that was a mistake one I will not make again. I agree that all City council members should be removed as well as those in power in the Redevelopment Authority. They are all in cohouts to gentrify Philadelphia and push longtime Latinos and African Americans out. I for one am not going anywhere! You've picked the wrong Latina to be messing with!"
"WCRP has an amazing track record for developing successful affordable housing communities and offering a number of services to the residents, mostly by taking city contracts. They take so many women and their children off the streets and give them a second chance. You wouldn't be taking the land out of the marketplace, you would be assuring that the people who already live there have a chance to stay there in a new and improved environment. That vacant land would no longer be vacant. Working for a developer, I believe it's important that Fishtown and temple etc, continue to thrive, they bring so much to this city, but not at the expense of all of the existing residents. Much of the reason that that area is so "hipster" is that that population values the diversity that already exists there, and the rents are mildly affordable, but not for long..."
""Anonymous # 4 and 5" were obviously written by Nora Lichtash and Co.
She is a carpet bagger trying to bully her way into new neighborhoods because she's lost credbility where she used to be. She's beating up your councilwoman and going to sell you low income housing to destabilize your neighborhood and has her heart set on re-slumming the slums. I don't know who she's really working for but the paper's being fooled and missed the really big news. Dateline: Mayor's Reception Room City Hall: Thursday,April 9, 2010: SANCHEZ GIVES LICHTASH 1.5 MILLION DOLLARS. Look it up. And it was awarded a while ago. She knw that all along. This is a disgusting display of back biting ingratitude. Nora Lichtash is a scheming dirty-figjhter but she's not fooling all of the people all of the time."
"I am a real estate agent and can vouch that the average price home in that area is *not* $250,000 and wonder why 2007 is used when data from 2008 and 2009 is readily available. To report that without verifying that is also bad journalism."
"The article fails to point out that the area west of Germantown Ave. to 10th St. is in Darrell Clarke's district. Whole different ballgame. Why no interviews with Clarke?"
"While this article focuses on Councilwoman Sanchez, the elected official that has turned his back on the people the most is Angel Cruz. There are reports coming from some of the constituents that his chief of staff has gotten several of their properties deeded in his name when they showed up to his office to get assistance with the deeding process. This election year does provide an opportunity for change, by way of Jonathan Ramos. He will end the corruption and the crime that is pervasive in the district, and will serve the people as opposed to feeling that they should serve him. http://ramosforpa180.com"
Savage Love: Sondheim is solace
What we post about when we post about terrorism
First Person Arts Podcast: Ready to Check Out?
Savage Love
Get personal with beloved "sexpert" Dr. Ruth Westheimer
First Person Arts Podcast: What Not to Wear


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North Buncombe quarterback Chase Parker has been a big part of the turnaround at North Buncombe.
- Filed Under
North Buncombe football coach Curtis Cagle is dealing with a full-on outbreak in his locker room.
Confidence is contagious, and it's spreading fast among the Mountain Athletic Conference's most-improved team.
The Black Hawks (3-4, 1-1) already have their most wins since 2008 after scoring a 28-27 victory on Friday at McDowell. ...


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Rosa M. Whitaker
President and Chief Executive Officer
Whitaker Group
Bachelor's and Master's degrees, American University, Washington DC. Formerly: Assistant US Trade Representative for Africa in the administrations of George W. Bush and Bill Clinton; developed and implemented African Growth and Opportunity Act and other bilateral and multilateral trade policy initiatives towards Africa. Founder, Whitaker Group. Vice-Chair, US-South Africa Business Council. Recipient of awards including: Woman of the Year in International Trade, Women in International Trade Organization (2002); Award for Promoting US-Africa Trade Relations, Africa-America Institute (2001); Annual Achievement Award, US Association of Importers of Textile and Apparel (2000); inducted to Hall of Fame for Trade, Consumers for World Trade (2003).


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I need a few articles about foreign currency exchange, not forex for investment, but actual transactions for people who live abroad and need to exchange dollars for Euros, or pounds for Euros.
I'm looking for 5-10 articles of 350 words for article submission, and one article of 1000 words for my website. Is anyone able to help?
PM rates. I will accept non-native English speaking writers if your work is of a high standard.


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Oscilloscope gushes over FLOW documentary
Beastie Boys founder Adam Yauch and ex-THINKFilm executive David Fenkel's Oscilloscope Pictures has picked up North American rights to Irena Salina's environmental documentary FLOW: For Love Of Water.The New York-based company, which was in Cannes scouting for titles for its inaugural slate and selling rights to Yauch's documentary Gunnin' For That # I Spot to Diffusion Partners in the UK and ...
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Survey says.. Linux jobs are in demand and there is money to be made! The tech field is the fastest growing job sector and Linux jobs are at the top of the list. If you haven't already, now is the time to start learning Linux, or even get certified with the LPI (Linux Professional Institute Certification) certification. Don't know where to start? Never used Linux? Not sure what you need to do to learn Linux for system administration? We have a great starting point for you, and that's at the Linux Academy.
Not looking to get Linux certified, and just want to know how to run your own Linux servers? Or test app code, or just play with different Linux distributions? No problem! Linux Academy is great for that as well!
The Linux Academy has step-by-step video courses, PDF course notes, certification study guides, and quizzes (coming soon). It even has a Linux server lab that allows you to follow along with the lessons on real Linux servers. No need for additional software-it's all provided at the Linux Academy.


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News Archive for 05/02/22
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AAPL Stock: 117.81 ( -0.22 )
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In Brief: Steve Jobs' surprise visit to the Apple Store SoHo made headlines, with one employee commenting on Apple's corporate secrecy and another pushing his sales pitch.... An ADC tutorial describes working with Apple Remote Desktop 2 data, which it says is stored in a PostgreSQL database.... Syngress has released "Apple I Replica Creation: Back to the Garage" ($40), which features a foreword by Apple co-founder Steve Wozniak and offers details on building the original Apple computer from scratch with roughly $100 worth of hardware.... Sony will no longer sell its Clie line of PDAs--eight months after the company said it would no longer sell new models of PDAs outside of Japan.
Apple has released Security Update 2005-002 via the Software Update utility in Mac OS X. The update delivers a number of security enhancements and is recommended for all Mac OS X users. The update includes the following components: Java Web Start, JavaPluginCocoa.bundle, JavaScriptCore, and Core Java classes. Apple says the update addresses an issue where an untrusted applet could gain elevated privileges and potentially execute arbitrary code: " A vulnerability in the Java Plug-in may allow an untrusted applet to escalate privileges, through JavaScript calling into Java code, including reading and writing files with the privileges of the user running the applet. Releases prior to Java 1.4.2 on Mac OS X are not affected by this vulnerability."
Apple this weekend quietly extended the wait times for both its iPod photo models from the same business day to 2-4 business days at the Apple Store. This comes after recent rumors that Apple might lower the pricing of its color-screen equipped iPod Photo range this week. Meanwhile, Banc of America says it expects a price cut in the next two weeks, which "should help Apple's market share." The firm also said it expects Apple to continue to gain market share in the MP3 digital music player market for the next 2-3 quarters as its iPod shuffle player gains momentum. MacNN sources also note that Apple has requested some dealers return their stock of iPod photo players and U2 Special Edition iPods. A reason for the recall was not given. As reported yesterday, a Motorola executive recently hinted at a bluetooth-enabled iPod.
Developed by Xeric Design on behalf of Brainwave, pzizz is a new application that combines several proven techniques to "give you the most refreshing and revitalising nap possible." It combines Neurolinguistic Programming with enchanting music, voice, sound effects and a binaural beat to induce a "wonderfully relaxed state." pzizz generates naps from 10 to 60 minutes, allows users to independently adjust music and voice volumes, and supports mono and stereo voice effects. pzizz exports 'naps' to any QuickTime compatible format, including MP4, making it easy to build a library of unique sound pieces (downloadable to an iPod).
Delkin Devices today announced enhancements to its line of eFilm CardBus adapters. CardBus adapters enable memory cards to work in the PC Card slot on most laptops, and uses the high speed CardBus PCMCIA standard. New drivers are now available for the CompactFlash CardBus 32-bit PCMCIA adapter. The new drivers significantly increase the CompactFlash CardBus's transfer speeds. Delkin Devices also announced the company's new 5 in 1 eFilm CardBus adapter. The $50 5 in 1 adapter is first to provide CardBus transfer speeds to the xD memory card format. Mac support for the CompactFlash CardBus adapter has been available for over a year. Delkin has now extended that support for the first time to the other popular memory card formats supported by the new 5 in 1 CardBus adapter.
Boris Red 3GL is a $1,600 plug-in solution that provides integrated broadcast-quality features for titling, compositing and 3D effects directly inside nonlinear editing systems. Red also includes the Red Engine for standalone rendering. Boris FX today updated Red to version 3.02, adding a new Template Mode, support for Canopus Edius Pro 3, Media 100 HD and Pinnacle Liquid Edition systems, video out from the standalone Red Engine, and a new preference lets users customize the colors of the Red interface. The update also reduces the installer size for faster download and installation, offers support for parameter name translations into several languages via an XML dictionary, and the installer on both platforms has been localized into several languages.
Silhouette FX has released Silhouette Roto, available now as a plug-in for Adobe After Effects. The plug-in is also compatible with Apple's Final Cut Pro. Rotoscoping (roto) is the process of manually extracting or isolating a portion of an image. It is one of the most fundamental tasks in visual effects. Beziers and b-splines are provided along with flexible and easy-to-use tools for drawing, reshaping, and transforming shapes. Shapes can be rotated, scaled, skewed / sheared, moved and corner pinned in a single mouse click. Silhouette Roto offers a multi-frame editing mode that ripples changes across a user definable range of keyframes. The plug-in version supports 8- and 16-bit depths. Silhouette Roto is for $400 as a plug-in, and $600 as a standalone application.
Aspyr Media today posted more information on Delta Force-Black Hawk Down: Team Sabre, an expansion to the original Delta Force-Black Hawk Down (DFBHD) game title. "Delta Force has been re-deployed to take out targets in South America and the Middle East. As the U.S. military's preemptive strike force you must work with your team to get the job done." Team Sabre takes the Delta Force players into the jungles of Colombia in search of drug lords as well as to battle terrorist factions in and around Iran's island oilfields. It contains a number of new multiplayer features, including fully controllable vehicles that let players wage war on land, sea and from the air. The product requires the full version of DFBHD, Mac OS X 10.2.8, and a 1GHz G4/G5 processor; it is available for pre-order now for $20 and is scheduled to ship in March.
Apple has been awarded BrandChannel's Brandcameo Lifetime Achievement Award for Product Placement. "From its seminal 1984 mini-movie ad for the Mac (spoofing Orwell's 1984) Apple has been prevalent in our entertainment, if not in our actual lives. As early as 1986, hits 'Short Circuit' and 'Star Trek IV' used Macs. Ten years later Apple appeared in three of the top five grossing films. By 1998 Apple computers were in more than 17 major films. Apple's sleek machines now appear in romantic films like 'Something's Gotta Give' to slasher flicks like 'Seed of Chucky,' to comedies like 'Dodgeball' to children's films like 'Garfield.' Apple's placement across genres, from serious dramas to child- and tween-targeted films like 'Sleepover,' assures the brand a target audience of those who not only influence mom and dad's purchasing habits, but also those who are mom and dad. The brand's pace is unlikely to slow down in 2005, as we can already see in 2005's 'Constantine" and 'Fever Pitch.'"
Red Giant Software today announced the availability of Magic Bullet Suite 2.0 ($500-$800). Comprised of 18 After Effects plug-ins, the new software application delivers a complete production pipeline for processing digital video footage for output to DVD, TV, or film. Users can de-interlace and de-artifact footage, apply film treatments, crop footage to any standard format, and ensure compliance with broadcast TV standards. Version 2.0 includes Misfire, 13 filters to accurately mimic film grain, splotches, scratches, and projection artifacts. Additionally, it offers 23 new preset film treatments, G5 optimization, and standard HD capability.
Piper Jaffray today reiterated an "outperform" rating and $100 target price on Apple, saying the company's iTunes music-download service could begin to have a "notable" earnings impact in calendar 2005 and 2006, according to Forbes.com. The research firm expects that iTunes revenue will account for 3.6% of revenue in calendar 2006, estimating that iTunes downloads for calendar 2005 could reach 513 million versus the current estimate of 387 million and that 2006 iTunes downloads could reach 1.0 billion versus the current estimate of 542 million.
Marketcircle has announced the release of DayLite Mail Integration Module 1.0, the official release following several public preview versions. Designed specifically to tightly integrate Apple Mail with DayLite, DMI automatically sends the contents of an email message directly into DayLite's powerful SQL database. DMI also provides the ability to create Tasks, Appointments, Opportunities and Projects from within Mail. DMI can be used in a single or multi-user environment to retain contact history and to streamline daily workflow. DMI is available for a 30 day trial and can be purchased for $40 per user.
Epson today began shipping its Stylus Photo RX620, a all-in-one device that combines a photo-quality printer with scanner, and copy functions. The Stylus RX620 features a six-color ink system, a built-in 2.5-inch color LCD, USB connectivity, card slots supporting 11 memory card types, variable-sized ink droplets as small as three picoliters, up to 5760 x 1440 optimized dpi resolution, BorderFree printing, direct printing from flash media, and more. The built-in scanner offers 48-bit, 2400 x 4800 color scanning as well as the ability to scan or make reprints from 35mm slides and negatives. The printer can produce a 4"x 6" color print in about 39 seconds and offers up to 17 ppm monochrome printing. A front-mounted USB port allows easy connectivity to a variety of external storage options, and an optional Bluetooth Print Adapter enables convenient wireless printing. It is available now for $300.
In brief: "It's really quite ridiculous how simple and effective the new iPod Shuffle is. This variation of the wildly popular digital music player again has launched Apple to the forefront of digital music technology," says IndyStar.com.... SpiderWorks today announced the eBook release of "AppleScripting the Finder" ($10) by Ben Waldie.... Jennifer Rade, who designed the costumes for Apple's iPod "Dance" commercial, was awarded at the seventh annual Costume Designers Guild Awards on Saturday.... Apple has published an article on medical researcher Vertex and its use of Mac OS X.
Apple is part of W3C splinter group that is soliciting final comments on Web Forms 2.0 specification for creating forms on the Web. The specification "brings a new entry into the race to take forms software to the next level, complicating efforts to create an open standards foundation for emerging Internet applications that could shape the competitive landscape in software development for years to come," according to ZDNet. Web Forms 2.0, supported by Apple along with Mozilla Foundation and Opera Software, is being offered as an alternative to several other proposals, including W3C's XForms, Microsoft' XAML, and Macromedia's Flash MX.
Apple co-founder Steve Wozniak hopes that Apple will drop its case against one student for illegally distributing early builds of Mac OS X Tiger, the next version of the company's operating. Drukenblog reports that Wozniak will contribute to the students' defense fund, questioning Apple's position in the case: "This is an unintentional oversight and the interviewed student appears to be one of the most honest people on this planet. I have to question who is most right in this case. I wish that Apple could find some way to drop the matter. In my opinion, more than appropriate punishment has already been dealt out. In this age of professional spammers and telemarketers making fortunes, we're misusing our energies to pursue these types of small time wrongdoers. I will personally donate $1,000 to the Canadian student's defense."
Elemental Audio Systems today announced Finalis, the latest addition to its line of professional audio plug-ins. Finalis is a "brick wall limiter" that employs sophisticated processing techniques to provide smooth, sonically pleasing peak limiting and loudness maximization. Supporting the RTAS, VST, and Audio Unit (AU) audio plug-in formats, Finalis is compatible with a range host applications including Digidesign Pro Tools, Apple Logic, MOTU Digital Performer, and Steinberg Cubase, Nuendo, and Wavelab. Finalis is available for $160-with an introductory discount of $20 available until April 14, 2005.
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