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The Jacobean Hotel (former Brooklands Grange Hotel)3
Holyhead Road, Coventry, CV5 8HX
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- Very Good
- 76 guest reviews
"Extremely friendly staff, internal décor furniture and equipment all of a high standard. Nice bar, restaurant and a quiet location on the ou..."
"a beautiful hotel with fantastic caring staff..."
"The outside photos do not do it justice. A very nice stay...."
"This hotel is run with customer care and satisfaction. The staff went out of their way to make sure everything was in order for my daughter..."
"Hotel tired, however this was made up with the excellent customer service that we received from all members of staff...."
About the hotel
The Jacobean Hotel offers home from home comfort just 1. 5 miles from Coventry town Centre. Originally a 17th century Jacobean farmhouse, the hotel has been sympathetically restored and refurbished to combine original character with modern facilities.
This traditional property offers free car parking & free wifi access throughout the hotel. Set in a semi-rural location in the Heart of England and within easy reach to all Midland motorway networks and rail links, The Jacobean Hotel is ideally situated for "business and pleasure".
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Showing Wednesday 2 December 2015 to Thursday 3 December 2015Change Search
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- Car parking available onsite
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- Wi-Fi Available , Meeting Facilities , In-room Broadband , Wi-Fi Available In Public Areas , Wi-Fi Available In Rooms , Private dining services
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- Restaurant , Lounge Menu , Bar , Breakfast to go
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- Tea/Coffee making facilities in each room , Hairdryer in each room
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- Ground floor bedrooms
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- Disabled Access Public Areas , Disabled Access Bedrooms , Disabled toilets on ground floor , Wheelchair Access , Wheelchair Access To Reception , Wheelchair Access To Restaurant , Wheelchair Access To Bar , Wheelchair Access To Conference Rooms , Wheelchair Access To Disabled Car Parking Spaces
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Customer Reviews
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Very Good
80% would recommend it to a friend
Customer service
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Definitely would recommend
Extremely friendly staff, internal décor furniture and equipment all of a high standard.
Nice bar, restaurant and a quiet location on the outskirts of the City- very handily placed away from the inner-city hustle and bustle. Enjoyable freshly cooked breakfast on departure. All in all a very enjoyable stay.
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Jacobean: the era of the last refurb.
The positives first: The continental section of the breakfast was fine.
The English side was ok and coffee was plentiful. The staff were friendly. The hot water was exactly that. The hotel was convenient, with adequate parking. All credit should be given to the photographer, as the pictures paint the best possible light on an otherwise tired and dilapidated hotel. The negatives:
It needs an overhaul, which I was informed is happening, gradually. Unfortunately, our stay got off to a poor start, with nobody on reception and no method for calling anyone. After summoning the bar maid , we were given a key on a makeshift ribbon, as apparently the last customers had walked off with the normal key. This was not considered a security risk. The room itself was fine, although a little dark. However, it did look like the cleaner had got tired and sat on the bed after making it.
The last page of the information booklet for the hotel had mould growing inside the plastic sleeve. The bathroom was in dire need of refurbishment and in fact a good clean. There were black mould spores on the ceiling. Tiles around the shower were loose. The taps seemed to have 3 settings: off, trickle or Niagara. The tap/shower attachment should be in a museum, or some hipster's kitsch-laden house. The quality of the cooked breakfast ingredients was poor. It should take pride in local producers and get high quality, locally sourced products instead of what seemed to be budget supermarket products. So, in essence, not the greatest stay. after its refurbishment, it may be a good place to stay: however that needs to happen soon.
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The WSJ has what appears to be an "All Fed, All the Time" edition out this morning. A combination of articles does a very good job explaining how the financial system came to this point in time, what the Fed's role is in resolving this as well as past crises, and what risks still face the market. The four articles noted give you all the details.
As we have noted in the past, Fed Chair Ben Bernanke has been stuck with the thankless task of cleaning up after Alan Greenspan. The cut to the discount window rate is merely the first step.
I see the Fed trying to accomplish three primary tasks:
• Restore Investor Psychology
• Fix the seized up liquidity
• Cushion the blows to a slowing economy
Believe it or not, those items are the easy part. Where the complication comes from is trying to accomplish the above while simultaneously avoiding:
• Rekindling inflation
• Resurrecting the Greenspan Put (i.e., "Moral Hazard")
• Preventing a meltdown in the US Dollar
These are real policy difficulties that may be beyond any mortal's ability to control. When the Fed cuts their funds rate from 5.25% to 5.0% in the upcoming September FOMC meeting, we will get the first read on well they can maintain this balancing act…
How a Panicky Day Led the Fed to Act
RANDALL SMITH in New York, CARRICK MOLLENKAMP in London, JOELLEN PERRY in Frankfurt and GREG IP in Washington
WSJ, August 20, 2007; Page A1
Lessons of Past May Offer Clues To Market's Fate
WSJ, August 20, 2007; Page A1
The Fed's Job
WSJ, August 20, 2007; Page A11
Credit, Profit Woes May Hit Stocks Even if Fed Acts Fast
WSJ, August 20, 2007; Page C1
Category: Credit, Currency, Data Analysis, Derivatives, Federal Reserve, Markets, Psychology, Trading
Please use the comments to demonstrate your own ignorance, unfamiliarity with empirical data and lack of respect for scientific knowledge. Be sure to create straw men and argue against things I have neither said nor implied. If you could repeat previously discredited memes or steer the conversation into irrelevant, off topic discussions, it would be appreciated. Lastly, kindly forgo all civility in your discourse . . . you are, after all, anonymous.
58 Responses to "Catching up with the Fed's Thinking"
Top 3 get easier to accomplish…
…Bottom 3 get easier to avoid…
…All with worldwide economic weakening. Otherwise, tough.
Barry, it's a rigged con game. Pulling the stunt of reducing the discount rate BEFORE the open was out and out theft. They could have done the same thing after the market had opened, but instead opted to be a market maker for anyone long. Their is no efficient market.
We have gotten to the point as a country where an 8% decline on the Dow cannot be tolerated. It's an indictment of the FED policies of inflating different asset classes to keep the illusion of wealth going for the common sheeple. Basically, we all buy shit from one another while producing jack. Liquidity is actually nothing but debt once the asset class of choice falters.
By the way, a second German Bank has to be bailed out from what I have read this morning. An excerpt from immobilienblasen Blog:
The most important fact is that in the end the German taxpayer is on the hook for all the losses that will hit the Sachsen LB. The irony is that the German Sparkassen ( almost 100 percent publicly owned) that are largely the owners in tandem with the states ( see complete overview) are very conservative their own mortgage lending to the Germans ( usually 60-80 percent LTV). Now they have to provide liquidity because some Landesbanken ( watch for West LB …) have invested in the US mortgage market where 100 financing with teaser rates etc are the norm….. Nice oversight from the Bafin, local government/owners, board etc…….The provided liquidity is larger than the annual budget from the state "Sachsen"!
One other point. The illusion of the market being a discounting mechanism for the future has now been blown out of the water.
If the market were truly a discounting mechanism, how could we possibly be where we are today?
Liquidity does not solve the problem of leveraged overvalued assets – hence, a solvency problem and not simple liquidity.
If a turd is wrapped as a wedding gift, easing credit terms for its purchase don't increase its value or hide the smell.
That's why r-e-v-e-a-l-i-n-g the turd and acknowledging what it is… and writing it down to its worthlessness is the o-n-l-y way to save the integrity of the financial system.
Why?… Because although it may be counterintuitive to most people, revealing the failures in the economy by exposing exotic, esoteric, hidden and disguised markets (the *Greatest Stories Will Yet Unfold*) will actually enhance the opportunity to install confidence in the financial system itself.
Being unable to rely on the integrity of the financial system makes it near impossible for market participants to evaluate (or estimate) the marginal efficiency of capital expenditure. And why is that true?… because otherwise market participants never know when they might be blindsided by the reckless unrestrained actions of others.
Volcker k-n-e-w this… whether academically or intuitively… he knew it.
Japan stayed in a pretty severe recession for years because they couldn't understand this.
Precisely. How can risk be priced when its composition is unknown?
While the fed definately had a change in bias with the accompanying statement of fed cut in discount window, I dont think its absolute certainty that the fed cuts at Sept meeting.
Good chance, yes, but not a certainty. If news up until then is relatively lame, and if equity markets bounce back a bit, they may not cut so fast. They may cut more in discount window before they let loose in funds rate.
It can't under any circumstances… but what's your question in reference to exactly?
National bank of Canada is buying back 2 billion $ worth of CP from its mutual fund investors. Its equity is only around 5 billion and PCLs have been running at less than a 100 million annually. If 10% of CP must be written off that's 200 million dollars. More than twice the current PCLs!
It looks like banks, in order to stabilize markets, will be forced to bring a lot of risk back onto their books… watch the reserves dwindle!
UrbanDigs – agreed.
Except for this pesky liquidity run, the macro is still solid. They won't cut fed funds, in my opinion, except for a much worse crisis or a significantly weakening macro.
BTW, to all:
BLS's BED survey did come in last week at (I think) 516,000 net new jobs during last year's 4th quarter. FYI, that was a general support for the notion that employment was not weakening during that quarter.
Mr. Bernanke did inherit a credit bubble.
I did some work on the relative leveraging of the consumer and
the corporate sector It appears that the borrowing capacity
of the consumer peaked a couple of years ago but its reative debt
level has much further to drop.
See this graphically at
Sorry, my comment beginning "It can't under any circumstances…" was part of a response to Winston and a question directed to him… not a response to UrbanDigs.
It's fairly clear that the fundamentals underpinning our economy are not sound. That said, what's keeping us aloft? Answer: Hot air.
If you have a parachute, put it on, and get ready to jump.
"When the Fed Cuts… Rates …in the upcoming September FOMC meeting", and NOT "IF the Fed cuts…"??
Do you think that the Bernanke put is for real, or you anticipate some serious carnage to take place in the next month?
That hot air is also trying to telegraph cuts at the up coming meeting. GS did it on friday now Lehman..
Ya know if you say it enough times then the "masses" start saying it……..
Utter crap……take the medicine like the rest of us….
It's contained folks. LOL!!!!!!!
Sachsen falls victim to credit crisis
Sachsen LB, the German publicly-owned bank, on Friday night became the latest victim of the current credit crisis when the Landesbank had to be bailed out because of its exposure to the US asset-backed securities market.
The bank, which is based in and owned by the German state of Saxony, said the German savings banks association had stepped in and taken over a €17.3bn credit facility to a special investment fund, or conduit, that Sachsen LB had funded and managed.
The conduit, called Ormond Quay, borrowed in the short-term commercial paper market and invested in longer-term structured credit instruments. It was supported by a credit line from Sachsen LB.
The rescue was triggered when commercial paper investors refused to refinance Ormond Quay and Sachsen LB was unable to provide the credit facility it had pledged.
The bailout came just one week after the bank had reassured the market it had "sufficient liquidity" and followed the bailout of IKB, the German lender to small companies, whose rescue three weeks ago sparked the crisis in credit markets.
"The ongoing market disruption in selling asset-backed commercial paper resulted in there being doubt on securing funding for the Ormond Quay conduit supported by Sachsen LB with a volume of E17.3 billion ($23.2 billion). As a result, the credit standing of Sachsen LB has been called into question," the bank said in a statement last night.
The Sparkassen-Finanzgruppe, the savings banks association, provided the credit facility of E17.3 billion to secure the liquidity at the Ormond Quay conduit. The bank said the facility made it able to fulfil its financing obligations resulting from the other conduits it supports, such as Georges Quay and Sachsen Funding, "at all times."
The rescue was an embarrassing step-down for the bank, which only one week ago publicly reassured investors of its position in the market, following speculation about Ormond Quay. On August 10 Sachsen LB said it saw "no indications" for increased probability of default for the ABS structures managed by its subsidiary.
I'm confused. How does cutting the Fed Funds rate accomplish the top 3 tasks, why would they do that? All I see it doing is setting off the bottom three risks. That seems to be what the second WSJ article is saying as well. Is there something I am missing?
I guess in a Ponzi scheme — if you kept a panic from occurring via intervention you could help those who know what's what to get to the window to cash out before those who were panicking and stopped find out that panicking was actually the right emotion to have in the first place…
Another screw job on the public.
Charles – It will only help # 1 and # 3 of the first three. It wont help with liquidity squeeze amongst banks, that is why the fed is ading liquidity and cutting discoutn window; to help banks directly.
Any fed cut will be lagging anyways (about 10-12 months) and will ultimately mostly help consumer. A 25 basis point point cut may help psychologicall and ultimately may help cushion and future slowdown, but in the end, it wont be enough if things turn real bad. They will need a campaign of rate cuts to do the job, and right now, they dont knwo enough about how bad things are to start.
I don't know that Sachsen was it, but I became increasingly convinced over the weekend that there is some bit of news out there that the Fed knew about that we, the public, didn't when they announced the cut. Why? Here's my reasoning:
1. Thursday night, Bill Poole says that the Fed will only cut rates if there is something catastrophic out there.
2. That same night, the Fed has an emergency meeting.
3. The announced cut was reportedly requested by the San Fran and NYC branches of the Fed. San Fran is understandable, given the real estate market in Cali. Why NYC, though?
4. JP Morgan is reportedly going to lose $1.5 billion this year, due to subprime issues, we learned late last week.
5. Sitting on the NYC Fed board is the director of JP Morgan.
Either something stinks, or there is something out there, as yet unannounced…
i'm in Florida's camp…there is still too mmany unknowns (well some know and each day we get news saying "it's all fine") and then some other shoe drops.
How is the BLS going to massage the stat's going forward now that all these mortgage jobs and soon to follow brokerage layoffs will be hitting the unemployment ranks?
Fed has quite a dance to do should it try to continue to show employment is not being affected….how can it not??
Florida & MS:
fwiw, Bill Poole didn't vote for the discount rate cut; though his alternate, Richard Fisher did.
Plausible deniability?
How 'bout San Fran because of Countrywide's rumors of cashless-ness, and he New York Fed because Geithner is about the only Fed guy who has spoken to the fact that he finds all these derivatives very dangerous. I think it had to be something more immediate and urgent than "the real estate market in Cali."
Yep, Sheeple
Countrywide is probably what I was driving at more specifically. Thanks for helping to clarify. That's gotta be big on the SF Fed's radar.
and oh… golly gosh. Isn't it just the hugest coincidence that while the Fed meeting reportedly didn't happen until Thursday night, trading desks on Wall Street seemed to know what they were going to do about 1:00PM on Thursday.
ah that would be 1:08pm there Bob….
but what's a few minutes or few billion-LOL
as far as the R.E. market here (and like everything west of the mississippi) we do not exist until it comes to the realization of those who dole out the annual bonus' to the very people who were complicit in the causes of the current "issues"…..
Not that it's any earth rattling news but WauMu stopped any Option ARM offerings as of last friday.
So want to short CFC but what wonderful bailout style news awaits it?
Bob A…ha, you cracked me up.
How 'bout the irony of Poole keeping his dinner plans (not taking the phone call) so he wouldn't tip anyone off! What a bunch of jokers. Half the rally had already happened by then.
Wall Street is a great "forward looking" discounting mechanism because it gets all the info ahead of time!
Ain't containment grand:
Thornburg sells assets to cut risk
NEW YORK (Reuters) – Mortgage lender Thornburg Mortgage Inc (TMA.N) said on Monday it sold more than 35 percent of its assets and reduced its borrowings to cut its risk, and cautioned that the investors that buy its home loans are still jittery.
Thornburg's shares fell as much as 11.9 percent as the company said it has written down the value of more home loans on its books.
Mortgage lenders have increasingly had trouble financing their operations as investors panic about the home loan market, where home prices are declining and defaults are rising.
"Investors' confidence in the mortgage financing space is not doing well," said Larry Goldstone, chief operating officer, in an interview with CNBC television on Monday.
Thornburg said it sold off $20.5 billion of assets and reduced short-term borrowings by an equivalent amount.
Countrywide Financial Corp., (CFC.N) the largest U.S. mortgage lender, said last week it drew down an $11.5 billion bank credit line after losing some access to short-term borrowings.
"Companies with short-term funding still have challenges," said Bose George, analyst at Keefe, Bruyette & Woods in New York.
Thornburg said the asset sales will stabilize the company's ability to meet its financing obligations and continue its mortgage lending operations.
But the risk reduction will also result in a realized capital loss of about $930 million, Thornburg said.
Thornburg also said its book value is about $12.40 per share as of August 17, compared with a book value of about $14.28 per share as of August 13, signaling the value of its assets declined last week.
The company sold most of its lowest-yielding assets, including unprofitable loans, and expects to remain profitable on an operating basis in the third quarter.
Thornburg's shares fell $1.44 in morning trading, or 9.1 percent, to $13.60, after falling as low as $13.25. The company's shares traded as low as $7.50 last week. Thornburg's shares closed 2006 at $25.13.
so much for that rate cut….the financial stocks are starting to sell off.
What next? just locate a printing press into each brokerage? Would be quicker and be less cumbersome.
The immediate problem is that these collaterized loan packages probably have huge bid/ask spreads and that is illiquidity. Until a real market is made there will be all sorts of trouble.
After that comes the issue that whomever lent on this debt has got to take the loss. The main fallout comes to those banks. Then comes the various financial instiutions that actually have them as investments. Finally, losses need to be taken by just plain investors. All of this is tough but manageable.
Finally, comes the real economic problem, all of the home owners who leveraged themselves to the hilt in the first place and now will be at a loss to make much higher mortgage payments from negative amortization now showing up and having their interest rates maybe almost double.
So, either the FED lowers rates to such an extent that allows rollovers, the government subsidizes these mortgages or makes the lenders do it (if this then everyone else's mortgage rate gets increased) or these homes go on the market probably crushing prices.
The overleveraged homeowner is the real problem.
MS…now dont be so harsh.
we have to agree that the bailout is not so bad as we all think it is, otherwise there would be no problem in the financials.
reason: we know that the bad papers are the culprit, around 1 trillion of them due to leveraging i think around 500-600 billions is just hot air (if home prices dont keep appreciating)..
so if the FED was to open the discount window and take all those papers….give them loan for 2-3 years….we can easily have another bull market for the next 2-3 years…maybe DOW will go to 20000.
by then FED can make sure that dollar drops to 50% its current value….and inflation goes through the roof….voila….all our debt are reduced to 25% of their size and our wages have grown by 50%….we can start towards the next economic boom again…
btw i forgot the mention….that china will get hit badly…..because usa consumption has fallen because things are more expensive now….and of course same thing with all of emerging economies….they lost all their profits (since their governments are holding trillions in USD which got discounted due to falling dollar).
man i wish the current administration can pull this off….nothing like some one else paying the party bills.
I have a new card for our death row inmate to consider:
As you know, the Governor has now offered him a deal on the chance of his money market mutual fund breaking the buck (they break – he fries)… as a substitute (once changed, no can un-do!) against the sentence he's been living with that if the 10-Y-T closes at or above 5.25000 he gets fried the same day.
Let's add a 3rd card for his hand. What say?
Here's the new deal from the Governor:
90-day T-Bill closes at or under 2.5000, he fries… never – full pardon!
Which of the 3 cards would you play, Barringo?… There's 3 good cards to pick from… Which one?… C'mon… You're our fearless leader… What say?
That 3rd card went to shit faster than I could type the new offer from the Governor!
You can't even blink in the middle of this liquidity. I just went to pee and it was 2.40!!
Not to worry, the rate cuts ,re-fi's, etc will magically make all of the negative amortization DISAPPEAR!
As the old saying goes…The best cure for a hangover is always…MORE BOOZE!
Looks like the 3rd card's still in play for the choice… remember, it's the close on any day, not the intra-day price.
I almost re-wrote the Governor's offer lower, but I was too afraid the 90-day would take it out before the ink got dry.
If by moral hazard you think it would bailout the mortgage borrowers and lenders, a rate cut won't have much effect. If you mean it would bailout the stock market, then would have a significant effect, but there isn't much moral hazard in the stock market these days.
Ole' Bill Fleckenstein tearing the Central Banks a new one.
Central banks are stealing from the average citizen
What happens when fiscal irresponsibility gets rewarded with bailouts? You get more fiscal irresponsibility. Let's stop rescuing greedy financiers and investors.
MSN Money Contrarian Chronicles
looking at the stock market recovery….i am wondering if we are going to get a 25 bps rate cut tomorrow morning :)
watch GS and BSC..if they go ballistic then you know what's coming……
$IRX plummeted.
Rate cut is coming very very soon.
$IRX plummeted.
Rate cut is coming very very soon.
Posted by: ari5000 | Aug 20, 2007 6:04:37 PM
There is way more coming soon than a little ole' rate cut. Mark to market from mark to Goldilocks will be something to be remembered.
techy2468, I think that's why the rest of the world decided they should steer away from treasuries. Will they lose part of their investment by seeing the USD tank? Sure. But, they might decide it's better not to send good money after bad.
Of course, they'll keep things as orderly as possible. It might be better for them and for most of us that they do.
Let's see now… let me summarize:
The poor guy's got 3 choices of strategies to save his skin. Hmmmm… "Which one do I employ?" he must ask himself, "Which one'll keep me from gettin' fried?"
(1)- Okay, well… if I s-t-i-c-k, I get to keep sweatin' the 10-Y-T at or above 5.25000 and I've already been to the mountain top (within .002 – that's like 2 pennies in 10 buskaroonies!, and that's too damn close for comfort) and I don't reckon I want to see over the top!
So, I suppose I could take the Gov up on his second offer:
(2) – But, if I take that one and somebody shits the bed in the mm mutual fund industry, and my mm mutual fund ("Funny Fund of Choice, Inc.") trips the light fantastic and puts out an N.A.V. that just adds up a hair shy of 1.00, then I'm fucked!… or…
(3) – I can take the Gov's last card, dealt down and dirty, and that one puts me in the hot seat if the 90-day T spins inexorable to 2.5000 or under. Who knows, maybe today was the bottom of that number!… It might be the one!
Whew!… What choices! Okay, so any of these 3 may keep me alive, and any of these 3 might get me fried. Too, I might play one card and get fried, when, with either of the other two, I'd have walked free and clear… or, I might play one card and walk, when both the other cards would've gotten me fried.
What to do?
Is hyperinflation coming or am I way off base here?
I understand it as an unchecked increase in the money supply (FED injections and/or rate cuts) or drastic debasement of coinage (weaker U.S. dollar) which is often associated with wars (Afghanistan and Iraq), economic depressions (credit/real estate bubbles) and political or social upheavals (last approval rating figures for Republicans or Democrats was < 30%). Are gold coins/bullion, I Savings Bonds and foreign currencies hyperinflation proof? What foreign currency (certainly not any in an emerging market)? Emerging markets appear to be too leveraged to the U.S. Are there any other type of investments? Anyone read the book written by Peter Schiff called "Crash Proof"? Comments on any of this? Thanks!
This article excerpt makes clear that this really is a solvency question, and not a question of liquidity. The FED can do whatever it likes, but this is where the rubber meets the road.
Aug. 20 (Bloomberg) — Yields on U.S. Treasury bills fell the most in two decades on demand for the safest securities amid concern over a widening credit crunch.
Three-month yields dropped the most since the stock market crash of 1987 and more than in the wake of the Sept. 11, 2001, terror attacks in the U.S, as funds shunned assets that may be linked to a weakening mortgage market.
"The market is totally, absolutely, completely in fear mode," said John Jansen, who sells Treasuries at CastleOak Securities LP in New York. "People are afraid that lots and lots of mortgage paper and mortgage paper derivatives of all sorts is completely opaque and they can't price it."
Is hyperinflation coming or am I way off base here?
I understand it as an unchecked increase in the money supply (FED injections and/or rate cuts) or drastic debasement of coinage (weaker U.S. dollar) which is often associated with wars (Afghanistan and Iraq), economic depressions (credit/real estate bubbles) and political or social upheavals (last approval rating figures for Republicans or Democrats was < 30%). Are gold coins/bullion, I Savings Bonds and foreign currencies hyperinflation proof? What foreign currency (certainly not any in an emerging market)? Emerging markets appear to be too leveraged to the U.S. Are there any other type of investments? Anyone read the book written by Peter Schiff called "Crash Proof"? Comments on any of this? Thanks! Posted by: Pat Gorup | Aug 20, 2007 7:14:04 PM Whew that is the question. What if we have had our hyperinflation, but this time is was in all asset classes? Wild speculation, lots of juice for the game [liquidity], alchemy of the bond universe and on and on. Further we had a period of disinflation while we experienced this hidden hyperinflation. The disinflation was in all things consumable or things we wanted. Once the asset classes return to the mean, which they must, all that is left is the debt. This is where we are today. If they monetize the debt we get Zimbabwe style inflation. Otherwise it's to be deflation where cash will be king, and debt of all types will be abhorred. IMHO. Neither choice is very appetizing.
Spectre of Deflation:
Cash as king is allright with me!! And it would flush alot of the excesses out of the levered U.S. citizen the Federal Government and Corporate America.
There is no such thing as a "free lunch" and somewhere along the way a lot of our fellow citizens began believing there was.
Any hyperinflation investment tips?
No press release on this yet, however, a friend in the business, advises me that all financing for condos in Dade, Broward, Palm Beach and St. Lucy counties has been cut off completely at any price. All the players have pulled out of the market and unwilling to make loans on condos.
I don't think that cuts in the FF rate will help this sittuation….
Don't forget the coming pension blow-ups!
Bobby P:
I guess that will end the debate on the privalization of Social Security. Can't imagine how many on Wall Street were licking their lips over that possibility.
No press release on this yet, however, a friend in the business, advises me that all financing for condos in Dade, Broward, Palm Beach and St. Lucy counties has been cut off completely at any price. All the players have pulled out of the market and unwilling to make loans on condos.
I don't think that cuts in the FF rate will help this sittuation….
Posted by: ECONOMISTA NON GRATA | Aug 20, 2007 8:58:18 PM
That would be huge news, and I agree completely with your thought regarding a rate cut. The garbage has still got to be marked to market from mark to Goldilocks.
This is turning into a solvency issue.
I can't help but wonder what has become of the credit default swaps that were to cushion the blows against just such an adverse financial event?
Could someone like GS have been trapped on the wrong side of a derivative nightmare?
why is the effective interbank rate, running below FF target rate for what, week, week-and-a-half, moreless ignored,,,who gains from the wider spread? Other hand, the penalty rate remains such.
Was it Greenspan or Bernanke who suggested the was prepared to use "unconventional methods" in the Fed's efforts to fight DEFLATION back in 2002?
My memory might be a little hazy, but I'm pretty sure it was Burn The Bears Bernanke that made the suggestion.
So who is cleaning up whose mess?
BTW, I have obtained a list of Sentinel's Largest Creditors, er, bagholders.
Half of $1.1 TRILLION DOLLARS Due In 90 Days. An excerpt:
The Problem Spreads And The Fed Can't Help
From Bloomberg:
The $1.1 trillion market for commercial paper used to buy assets from mortgages to car loans has seized up just as more than half of that amount comes due in the next 90 days, according to the Federal Reserve. Unless they find new buyers, hundreds of hedge funds and home-loan companies will be forced to sell $75 billion of debt backed by mortgages, according to Zurich-based UBS AG, Europe's largest bank.
Those sales would drive down prices in a market where investors have already lost $44 billion, based on Merrill Lynch & Co.'s broadest index of floating-rate securities backed by home-equity loans. That may hurt the 38.4 million individual and institutional investors in money market funds, the biggest owners of commercial paper.
"We're dumping all this collateral into the market and it becomes a death spiral for the assets," said Brian McManus, head of collateralized debt obligation research at Charlotte, North Carolina-based Wachovia Corp., the fourth-biggest U.S. bank by assets. CDOs contain pools of mortgage securities that have been repackaged and sliced into pieces.
Chasing Fed Headlines, Missing the Real Story
Everyone is familiar with the Fed's cutting of the discount rate last Friday morning. After reading numerous articles about the rate cut and its implications (which all seem to have an odd celebratory tone), I keep searching for one that really lets …
From Bloomberg:
"Lacker told risk managers yesterday that the Fed's district banks would even accept boat loans as collateral. It's up to the banks to establish a value for the assets as they make the loan, he said."
They are taking frigging boat loans and junk paper still marked to Goldilocks. They will monetize the debt with this type of lending in the end.

subset: commoncrawl


text: By Iliana Limon Albuquerque Tribune ReporterOfficers lined up this morning to guard Albuquerque Police Sgt. Carol Oleksak's hospital room, hoping their presence would rally the "critically wounded" veteran officer."People are so upset and so angry, they just want to do something, so they are signing up to watch her room 24 hours a day," police union President Jeff Remington said.It was all they could do. Some officers admit it will take a miracle for Oleksak to survive the attack.Police spokesman Detective Jeff Arbogast confirmed shortly before noon that Oleksak was in critical condition.Away from the hospital, investigators pressed ahead to find out more about the man who they say shot Oleksak.The man, whom police refused to identify, was killed by officers shortly after the sergeant was shot about 7:30 p.m. Monday in the Nob Hill area.Investigators were told by eyewitnesses that the man wrestled away Oleksak's service weapon and used it to shoot her.At least 100 shoppers, residents and businesses owners witnessed parts of the five-minute shooting spree.Francis Padilla's 83-year-old legs trembled while she huddled with her daughter in the Walgreens parking lot, ducking from nearby gunfire."We ran toward the store, and I saw her," Padilla said still shaking more than an hour later. "I saw the woman officer's face covered in blood. It was horrible."The shooting spree critically injured the 49-year-old Albuquerque police veteran.She was in "very serious condition" and in surgery early this morning, Police Chief Gilbert Gallegos said.The gunfire sent officers on a foot chase down Central Avenue, where they eventually shot and killed an as-yet unidentified man suspected of wounding Oleksak, Arbogast said.Homicide investigators did not release the man's name early this morning, because they were still trying to notify his family about the fatal shooting, Arbogast said.With heavy hearts, more than 50 detectives and officers from the police and Bernalillo County Sheriff's Department carefully analyzed the four-block crime scene and searched for evidence."We're all praying she'll pull through and won't suffer any serious, long-term damage," Remington said at the scene."Anytime an officer is shot, it's a real blow. But because she was so dedicated and committed to the people she worked with, this is very hard to handle."Oleksak's mother and sister huddled at University of New Mexico Hospital with Police Department leaders, praying she would recover, Gallegos said."They are relying on their faith and their religion to comfort them in this difficult time," Gallegos said at the hospital shortly before midnight, appearing worn by the emotional evening. "We're all pulling for her. She's always been a tough officer, but this is by far her biggest test."Events began when Oleksak fielded a routine call shortly before 7:30 p.m. about a suspicious, threatening man in the Walgreens parking lot on Central Avenue and Girard Boulevard Southeast, Arbogast said.Witnesses, including Padilla and her daughter, heard shouting shortly after Oleksak's cruiser pulled into the parking lot adjacent to Mannie's Family Restaurant."The yelling wasn't that big a deal, but then I heard at least six bullets that sounded quick and loud," Padilla said.Arbogast could not confirm how many times Oleksak was hit, but did say at least one bullet struck her in the head or face.He also could not confirm whether Oleksak was wounded with her own gun.Padilla, along with neighboring business owners, watched the suspect shout at Oleksak while she lay on the ground wounded next to her police cruiser."Then he grabbed his backpack off the ground and did the strangest thing," business owner Louie Torres said. "He walked casually down the street. He didn't run; he walked. It was like he didn't even care."Torres, the 41-year-old owner of Louie's Rock-N-Reels on Central Avenue Northeast near Richmond Drive, didn't think the man walking away from the scene was a suspect until officers began running after him."He was about a block away from the scene walking east on Central when I heard him shout, `That'll teach you, bitch,'" Torres said. "Then he pointed the gun over his left shoulder and fired a shot without even looking back."Angered by what he saw, Torres ran back into his store and grabbed the only weapon he thought might distract the suspect until police could catch up with him: three videotapes."They were the heaviest thing I could find that I thought would slow him down, so I threw them across the street," Torres said. "It was stupid because he could have shot me, but I was so mad that he did this. I've worked here for eight years, and no one has ever attacked my community like this. It just wasn't right."None of the videotapes hit the suspect, but one landed right in front of him. They did little to slow the gun-wielding man, who, Torres said, continued walking defiantly down the street.The suspect, whom witnesses described as a relatively clean-cut man in his mid-20s, continued east on Central Avenue and crossed Richmond Drive.Torres said the man then fired two more shots blindly over his shoulder.Mikyta Daugherty, a 26-year-old UNM psychology instructor, didn't notice the suspect walk past the window she was sitting by inside the Korean Barbecue Restaurant near Wellesley Drive.But she couldn't miss the three officers trailing him."One of them had this huge shotgun," she said, hours later while waiting to get her car out from behind crime scene tape. "And we watched him fire at least three shots at the guy."Daugherty said the officer appeared to be very upset after fatally wounding the suspect.The suspect fell face down on the street in front of Kelly's Brew Pub, which had a patio filled with customers-turned-witnesses at the corner of Central Avenue and Wellesley Drive Southeast."It was crazy," Daugherty said. "I never thought in a million years something would happen like this, someone would get gunned down in the middle of the street."In an operating room about five blocks away, doctors worked on the wounded police sergeant, hoping to keep the night's events from becoming a double homicide.UNM Hospital declined to release further information on Oleksak's condition this morning.


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A car driven by Samantha Krause, 24, of Fleetwood, Berks County, struck the rear of a Jeep driven by Donald Resh III, 33, of 11 Meadowlark Lane, Mount Aetna, Berks County, in the 2600 block of East Cumberland Street in North Lebanon Township at 1:30 p.m. Tuesday, police said. Resh's vehicle then struck a car driven by Donald Bender, 54, of Fleetwood.
Resh was transported to a local hospital for treatment, police said.


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I couldn't get to TED but Jessie Scanlon, the brilliant choreographer of our Innovation & Design portal, just spent the past several days rubbing elbows with Bill Joy, Chris Anderson, Cameron Sinclair, Al Gore, Burt Rutan and other very, very, very smart people.
Here's Jessie: POST 1
"The year's TED conference was much the same as ever: billionaire game changers like Jeff Bezos and Larry & Sergei sat in the audience (and how, by the way, did boy-faced Steve Jurvetson lay permanent claim to that front row, center seat?) as a parade of scientists, designers, and provocateurs took the stage for 18 minutes apiece.
The highlights of the first day included Swedish doctor Hans Rosling who's Gapminder.org has developed a way to animate WHO and other global development statistics. It was a great example of the need to shift from the Information Age to a Visualization Age.
The other big highlight of Day 1 was Al Gore's impassioned and data-filled talk on global warming."
"It was a great example of the need to shift from the Information Age to a Visualization Age"
You're more than welcome to visit me and others inside a virtual space where it's not just "visualizing" information, but "materializing" it as well.
"much the same as ever"? with the remarkable exception of Majora Carter who showed everyone at least a little something new. maybe he didn't stay for the final day?
Want to stop talking about innovation and learn how to make it work for you? Bruce Nussbaum takes you deep into the latest thinking about innovation and design with daily scoops, provocative perspectives and case studies. Nussbaum is at the center of a global conversation on the growing discipline of innovation and the deepening field of design thinking. Read him to discover what social networking works—and what doesn't. Discover where service innovation is going and how experience design is shaping up. Learn which schools are graduating the most creative talent and which consulting firms are the hottest. And get his take on what the smartest companies are doing in the U.S., Asia and Europe, far ahead of the pack.


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There has been great deal of public discussion since the Commission announced yesterday that it would consider a Notice of Proposed Rulemaking that would seek comment on revisions to the Commission's rules on mobile wireless services onboard aircraft. I want to clarify what adoption of the draft notice will really mean for consumers.
Without question, much of the response to the announcement was focused on the possibility that the draft proposal would open the door to allowing passengers to make voice calls in-flight. Many are concerned that consideration of this proposal will lead to unbearable situations for airline passengers stuck next to loud, one-sided phone conversations. I empathize with that sentiment completely.
Under the FCC's proposal, however, it is the airlines that have the ultimate say as to whether and how to provide additional wireless services – supplementing the Wi-Fi services they may already offer – onboard their aircraft while flying above 10,000 feet. If an airline chooses to provide this service, it could improve access to wireless data services while flying, facilitate the use of in-flight texting, or even bring competition – and potentially lower prices – to a new market for in-flight broadband.
Today is National Rural Health Care Day, providing an opportunity to honor the life-saving role that rural health care providers play in their communities, and to focus on how broadband technologies can help them do their jobs even better.
Broadband-powered health information technology is critically important in rural areas, where it can overcome the barriers of distance to connect providers to cutting-edge resources that would otherwise be out of reach. Unfortunately, there are many challenges in funding, implementing and sustaining the use of broadband-powered health IT.
One important resource to tackle this challenge is the FCC's Rural Health Care Program, which includes the new Healthcare Connect Fund. The program provides funding to eligible health care providers (HCPs) for telecommunications and broadband services necessary for the provision of health care. The goal of the program is to improve the quality of health care available to patients, especially in rural communities, by ensuring that eligible HCPs have access to telecommunications and broadband services. Funding for the Rural Health Care Program is capped at $400 million annually.
Through the FCC's Rural Health Care Program, thousands of eligible health care providers across the nation have been able to expand connectivity and thus adopt health technology applications to:
Last week, the FCC released the first public version of the FCC Speed Test app for Android phones. The app, available for free in the Google Play store, provides precise and nuanced data about the performance of mobile broadband networks used by consumers in the U.S. The launch was an exciting moment for us, and we were eager to see how the app would be received. Now, some initial results are in, and they are very promising.
Here's some of what we saw on just the first two days following the release:
Our communications networks are changing – and fast. What some call the "IP transition" is really a series of transitions; a multi-faceted revolution that advances as the packets of Internet Protocol (IP)-based communication replace the digital stream of bits and analog frequency waves. The impacts on networks have already begun and will be profound. Fiber networks are expanding. Bonding technology is showing interesting possibilities with regard to the nation's traditional copper infrastructure. Communications protocols are moving from circuit-switched Time-division Multiplexing (or TDM) to IP. And wireless voice and data services are increasingly prevalent, empowering consumers to connect at the place and time of their choosing.
This is what I have called the Fourth Network Revolution, and it is a good thing. History has shown that new networks catalyze innovation, investment, ideas, and ingenuity. Their spillover effects can transform society – think of the creation of industrial organizations and the standardized time zones that followed in the wake of the railroad and telegraph.
But the future of networks can be hard to see, especially in moments of great change. When Alexander Graham Bell offered Western Union all rights to his telephone patents in 1876, the response was a curt dismissal. A Western Union memorandum concluded that "[t]his 'telephone' has too many shortcomings to be seriously considered as a means of communication."
The way forward is to encourage technological change while preserving the attributes of network services that customers have come to expect – that set of values we have begun to call the Network Compact.
I recently was fortunate enough to visit the FCC's Gettysburg facility and meet several dedicated, hard-working, creative, and caring folks committed to serving the public. The visit began with a tour of the Consumer and Governmental Affairs Bureau's Consumer Center and a demo of a tool they use to follow-up on telephone calls into the center. Part of the tour included a hands-up component where I was able to watch and listen in on a phone call they had received, which was extremely helpful in aiding my understanding of all the different programmatic and IT efforts underway at FCC.
I also met with folks from the Wireless Telecommunications Bureau (WTB) who gave a tour of the "war room" where spectrum auctions are held, showing a mock auction including the software supporting the online bids. After that visit I also met with folks from WTB's Technical Systems and Innovation Division who handle elements of FCC's Universal Licensing System and other important national endeavors. My tour included meeting with advanced technical experts on FCC's land mobile, microwave, and public safety/homeland security telecommunications endeavors. In all instances, I was impressed with the drive and commitment to serving the public that the FCC employees and contractors presented in their actions and in spirit.
***Please Note: original blog text was revised 11/19/2013 to notify the public that any feedback received will be made public
As Chairman Wheeler announced in his initial blog post upon joining the FCC, improving agency processes and procedures to more efficiently and effectively serve the public interest is one of his top priorities. As Special Counsel to Chairman Wheeler, I have been tasked with developing a plan within the next 60 days that includes recommendations on how best to tackle the challenge of reforming FCC processes.
In connection with that effort, we are soliciting public input on improving the efficiency of how we conduct business here at the FCC. We know that stakeholders who interact with the FCC will have many thoughts on substantive reforms that the agency should undertake, but for this effort, we are particularly interested in your ideas and insights to improve the efficiency of the process at the FCC.
Please email your thoughts and ideas on FCC process reform to firstname.lastname@example.com (note that comments related to specific ongoing proceedings should be filed in those dockets and not in response to this blog post). PLEASE SUBMIT YOUR INPUT AS SOON AS POSSIBLE, BUT NO LATER THAN DECEMBER 2nd, SO THAT WE HAVE SUFFICIENT TIME TO EVALUATE RESPONSES.
In particular, we are interested in any thoughts on what concrete steps the FCC can take to:
[[wysiwyg_imageupload:491:]]Today we're publicly releasing the first version of the new FCC Speed Test App for Android smartphones, as part of our Measuring Broadband America Program to cellular and Wi-Fi mobile broadband. The app is a first step towards accurately evaluating mobile broadband network performance, and is aimed at arming consumers with information to allow them to make fact-based, informed decisions when choosing and evaluating their mobile wireless providers.
Aggregated data collected through the app will also help to inform the FCC in its future policy decision making. Our program is based on a collaborative effort involving consumer volunteers, the Federal Trade Commission, wireless service providers, researchers and others to produce the most accurate information possible on mobile broadband services in an open and transparent process.
Measuring Broadband America currently provides the nation's most accurate information on the performance of fixed broadband services for major Internet Service Providers. Extending Measuring Broadband America to mobile services will provide valuable information to the public, industry and policy makers on both the performance and the deployment of broadband networks across the nation.
Today I had the privilege of meeting with the staff of the Federal Communications Commission for the first time as Chairman. I am grateful to the President and the Senate for the confidence they have placed in me and look forward to working with the superb professionals at the FCC.
Over the last six months Chairwoman Clyburn has kept this agency running in top form. There was nothing "Interim" in her chairmanship. Chairwoman Clyburn and her colleagues addressed tough issues and came to important conclusions. Mignon Clyburn is a leader and the American people and this agency are better off because of her leadership.
I know from conversations with the Chairwoman that she brushes off such compliments and talks about the great team at the FCC, especially Michele Ellison who took time from her important "day job" to serve as Chief of Staff. Michele and all of the members of Chairwoman Clyburn's staff also deserve a huge thank you.
As I waited for the Senate's decision I boned up by reading the speeches of Commissioners Rosenworcel and Pai. And while awaiting confirmation Commissioner O'Rielly and I actually spent time together in the same jury pool at the DC courthouse. It will be an honor to work with these dedicated individuals and to be stimulated by their intellect. Former Chairman Genachowski put us all on a course to a better broadband future and I am very cognizant that we are all building on his accomplishments.


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i think its necessary every now and then to smack your woman around. nothing serious, just give her a jab or two to the mid-section (because the face...
they all racist until proven innocent
next time youre going to quote one of my great quotables, reference me. you still my nigga though
They're killing the rest of you wack bitches all day. They make hits, and industry standard music. The rest of you make "12 replies, 132 views" audio...
Cuz yo mama rock ankle weights to work.
There is only one Damus motherfucker. I am the sole bearer of all wit and knowledge on these here forums. I suggest you check www.gayblackmen.com...
Guess He Aint A Problem No More.
lmaooo....c'mon yall dont be too proud to laugh. this was funny as fuck.
source the only benz he know (benzino). that shits hot right there fam. but you need to rock the fitteds still, cus yo hairline be lookin like......
All I see is "I love my town".
Oh. Doesn't work for me. My PC has heavy security on it.
the correct answer is: congratulations ghet on having a secretary. we are truly and deeply proud of you.
i seriously don't get what everyone is seeing.
so who are you supporting now, Prince? board the bandwagon before it leaves you behind.
hockey should stay in canada. hockey is like 6th in american sports, right behind lacrosse.
stack is that ngga. where queens at?
J-Nyce used to get confused during "Head, Shoulders, Knees and Toes". Teachers were wondering why he touched his head twice.
exactly urban. and atleast we aren't lynching homos pubicly either.
LMAO@send him to bolivion
called that dude a cinnastick
So how was the Cold War, Irish?
Separate names with a comma.


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Article | February 28, 2002
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Developed primarily for paper and paperboard extrusion-coating applications. Its low seal initiation temperature (90?C) broad sealing window and strong seal strength allows it to outperform conventional resins. Also provides tear-strength and puncture-resistance properties that are said to be better than those of LDPE. Can also be used as a lamination film between layers of OPP film.
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The Graduate Center offers more than thirty doctoral programs in the arts, humanities, social sciences, and natural sciences, including History.
Learn about the Graduate Center's core faculty,
including Distinguished Professor David Joselit (pictured),
on the Faculty Profiles page.
Through its extensive public programming, the Graduate Center contributes to the intellectual and cultural vitality of New York City.
The Graduate Center has announced its
Doctoral Student Parental Accommodation Policies.
Support for the Graduate Center ensures continued excellence in arts and
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A Culture of Sufism: Naqshbandis in the Ottoman World, 1450-1700. Albany, NY: SUNY Press, 2005.
Recent Articles
"Recent Thinking on Sufis and Saints in the Lives of Muslim Societies, Past and Present." International Journal of Middle East Studies 42 (2010): 673-687.
"Kadizadelis, Naksbendis, and Intra-Sufi Diatribe in Seventeenth-Century Istanbul." Turkish Studies Association Journal 28 (2004, pub. 2007): 1-28.
"Forgotten Naqshbandis and the Culture of Pre-Modern Sufi Brotherhoods." Studia Islamica 97 (2003, pub. 2006): 87-119.
Work in Progress
"Sufism in History: Mysticism, Piety, and Sacred Power in the Lives of Muslim Societies"
Institute of Ismaili Studies (London), Annemarie Schimmel Scholarship (2011)
National Endowment for the Humanities, Faculty Research Award (2009/10)
Lehman College, Faculty Development Award, Scholar Incentive Award (2009/10)
PSC-CUNY, Research Award (several)
Other Activities
Journal of Sufi Studies (Leiden), Advisory Board (2011- )
American Research Institute in Turkey, Delegate at Large, Fellowship Committee, Nominating Committee (2006- )
Middle East Studies Association, Malcolm H. Kerr Dissertation Award Committee (Humanities) (member and chair, 2004/5)
Referee/Reviewer, American Historical Review, Critique, Hypatia, Middle East Studies Association Bulletin, Princeton Papers, Jama'a, International Journal of Turkish Studies, Rutgers University Press, Columbia University Press, Cambridge University Press, Oxford University Press


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|Eko Classical | 1960's EKO Classical EKO of Italy are possibly most famous for its Ranger 6 & 12 string models. Here available is the rarer EKO Classical Model. In very good condition for its age , playing, sounding and looking great. So an inexpensive classic classical for only £120
|Total images: 12 | Help


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Related ›› Marine Corps and the U.S. Army: Rivalry between both pushes them to be better
FORT BLISS >> When Lt. Col. Rob Goodroe first joined the Army more than 20 years ago as a young lieutenant, he said he could have been mistaken for a soldier who fought in Vietnam when you looked at the equipment he was given.
The past decade of war in Iraq and Afghanistan has pushed the Army to modernize and upgrade the equipment it is now issuing soldiers, said Goodroe, who is participating as an observer/controller this month with the semi-annual Network Integration Evaluation at Fort Bliss.
About 4,700 soldiers and Marines are participating in the latest version of this exercise which is going on in the vast training area north of the Fort Bliss garrison. The NIE, as it is commonly called, started in late April and is expected to wrap up in about a week.
This exercise is crucial for pushing Army modernization efforts forward, Goodroe said. Without this type of exercise, you might look at soldiers 20 years from now and think they belonged in 2014, he said.
The Brigade Modernization Command, in which Goodroe serves, puts on the NIE with help of several partner agencies.
The Fort Bliss training area and the NIE are the "only place where you can play and experiment in the field with a full brigade," Goodroe said.
The 2nd Brigade Combat Team, 1st Armored Division is attached to the Brigade Modernization Command and has been assigned by the Army to test new equipment, mostly communication and computer network items, under realistic combat conditions. Joining the 2nd Brigade this time around are about 900 Marines from the 2nd Battalion, 8th Marine Regiment from Camp Lejune, N.C. This is the largest contingent of Marines to participate in the NIE since it started in 2011.
New this spring, a joint and international exercise known as Bold Quest is taking place simultaneously but independently at White Sands Missile Range with live aircraft and a handful of NATO partners. When the NIE and Bold Quest end, troops from both will join together, either live or on computer simulation, to fight in a large-scale joint training exercise.
The 1st Armored Division is serving as the higher headquarters for both the NIE and the culminating exercise. About 40 to 50 British soldiers from a brigade headquarters were expected to arrive in the past few days, and they are going to participate as part of the headquarters for the large joint exercise at the end.
"We have brought together all three of these large exercises in one area," said Col. Paul Cravey, operations officer for the Brigade Modernization Command. "The important thing is the lessons learned in interoperability in our joint forces and coalition forces — how we fight together, how we communicate and how our systems operate together."
In the NIE, 2nd Brigade tests new equipment against a live opposing force to see how it works and then gives feedback from its soldiers to the Army, said Lt. Col. Ernest Tornabell IV, the brigade's deputy commanding officer. They look for things like reliability, agility, flexibility and the ability to move around the battlefield, he said.
The idea is to make sure the equipment works well together before it is issued to troops who deploy to hot spots around the world, Tornabell said.
A key area the 2nd Brigade looks at is to make sure the equipment is user-friendly and not so complicated that it can't be easily used by regular soldiers, said Maj. Chris Lane, 2nd Brigade's executive officer.
Equipment tested in past NIEs has already been issued to the 10th Mountain Division from Fort Drum, N.Y. and the 101st Airborne Division (Air Assault) from Fort Campbell, Ky., who have both used it in Afghanistan, NIE officials said. Other units have been issued some of this equipment and are using it in places like Europe, the Pacific and Africa, they added.
Spc. Reece Whitsett is an artilleryman with Headquarters and Headquarters Company, 1st Battalion, 6th Infantry Regiment, 2nd Brigade Combat Team.
Whitsett, a Blacksburg, Va., native, said the NIE is good training and can serve as a refresher course in how to operate in the field.
He was given a new piece of equipment that looked like a cell phone and could be used to direct an artillery strike. He said it crashed during one of his training missions.
That is exactly the type of feedback that the Army is seeking from doing this exercise, Goodroe and other officials with the NIE said.


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Catering Guide
CSB Campus Department or Student Organization? Go to our Internal Catering Guide
Whether it's a morning brunch, a business luncheon, or an elegant dinner party, CSB Events & Catering will create an unforgettable experience. This menu selection is just the beginning. Having kids at your event or guests with special needs? Not a problem. Looking for a special dish not featured in this guide? No worries. Our experienced chefs will work with you to create a menu that is sure to delight. So, peruse these pages, and let your tastebuds lead you to the perfect meal. Enjoy.


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We created Pandora to put the Music Genome Project directly in your hands
It's a new kind of radio –
stations that play only music you like
Phil Lesh
Selected Discography
Track List: New England Dodge Music Center: Hartford Ct 7/3/06 (Live)
Track List: Phil Lesh At The Tweeter Center, Camden NJ 6/30/06
Track List: Phil Lesh At Alltel Pavilion At Walnut Creek: Raleigh NC 6/28/06
Track List: Phil Lesh At The PNC Bank Arts Center, Holmdel NJ 7/01/06
Track List: Love Will See You Through - Highlights Vol. 1
Similar Artists
Pleeeese why don't ya just Forget my damn name...
Greg Osby (sax)
Joan Osborne (lead vocals),
John Molo (drums)
Rob Barraco (keys),
Barry Sless (pedal steel)
Larry Campbell (guitar, fiddle, mandolin)
No frills. What you see is what you get.
Just great music and great memories
I can't figure out, man...
Is this the end or the beginning?
LSD is powerful stuff, eh?!


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Empyre BTW Grey Stripe Pullover Hooded Shirt
Item # 194248
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Stash Points: 997
What is this?This is the number of points you get in The Zumiez Stash for purchasing this item. Stash points are redeemable for exclusive rewards only available to Zumiez Stash members. To redeem your points check out the rewards catalog on thestash.zumiez.com.
The Empyre BTW lightweight pullover hoodie is that perfect medium between a sweatshirt and a tee shirt.
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The Escapist Blog is a journal on the positive promotion of tabletop, pen-and-paper roleplaying games: dispelling the myths and misconceptions, educating the public about their benefits, encouraging new generations of players, and more. For more information on roleplaying advocacy, visit the Basic Gaming FAQ.
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Random Article Table: Wayne Foundation Strikes Again, RPG Kickstarters, Lizzie's LARP book, and D&D on the Western Front
Once again, I've been caught with very little free time to update the page or post to the blog, and a backlog of great articles has started to build. So without further ado, here's another Random Article Table to roll on:
- First up is a Tumblr blog devoted to RPG Kickstarter projects, for those of you who are interested in supporting the crowdsourcing movement. Updates seem to come pretty regularly (unlike SOME PEOPLE I know...), and there are lots of interesting projects to support. Check it out at rpgkickstarters.tumblr.com
(Thanks to Jonas at the CAR-PGa group for the link!)
- Next, the Wayne Foundation Fundraiser has returned. This is a fundraiser organized by DriveThruRPG to benefit a charity that helps children who have been involved in prostitution. For just $25, donors receive over $235 of quality RPG material, as well as the knowledge that they have helped children who are truly in need. You can purchase the bundle at DriveThruRPG (Hurry, though - the bundle expires on May 18th!), and find out more about the Wayne Foundation at the-waynefoundation.org
- Then, Lizzie Stark's new book on the LARP hobby, titled "Leaving Mundania," has been getting a lot of attention, including a couple of great pieces on Wired GeekDad and the BBC News website. She's been a friend of the site for a while now, and I'm happy to see how well her book is being received. Look for it!
- Lastly, but not leastly, is a great piece on The Western Front, the official newspaper of Western Washington University, titled "Interactive storytelling: Dungeons and Dragons." College newspapers are usually very supportive of the hobby (often because the articles are written by gamers), and this one is no exception - it's a very good depiction of the hobby and the positive things it inspires. Thanks to Mindon Win and The Western Front for keeping it real.
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Blogs you should read
- The Contemporary Quixotist (my other RPG blog)
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Sites you should visit


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November 25, 2015
Police say they went on a spending spree using someone else's money. Now, Lexington Police need help finding three people who racked up more than a thousand dollars in a charges on a stolen credit card.
On June 23rd, the three went shopping with credit cards stolen from a car parked on Clays Mill Road. The suspects ran up more than $1500 in charges at a Lexington Walmart, Radio Shack, several gas stations and a Meijer.
Detectives say the two men and woman drove off in a car, possibly a Toyota Corolla.
Officers say this was a crimes of opportunity.
"We always tell the public to try and make sure you get all your valuables out of your car. Take them into your home with you. It's a recurring problem," said Detective Nate Williams with Lexington Police:
Police say being aware is the best way to combat this type of theft.
"We realize people sometimes forget things in their car, but that just gives a thief an easy opportunity."
Anyone with information can contact Bluegrass Crime Stoppers at 859-253-2020 or 1-877-970-2020. You can also leave tips online.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or email@example.com.


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Glossary of Medical Terms
Puberty is the time of life when people develop physically and sexually so that they can have children. It is the time when male and female sex characteristics appear and when changes in the sexual organs occur.
Puberty is the entire process of changes affecting the body and its hormones that accompany sexual maturation. In general, puberty usually starts for girls between the ages of 9 and 11, and for most boys between the ages of 9½ and 13, although the exact age at which puberty starts varies widely among individuals.


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Course Overview
This course will provide candidates the opportunity to explore and analyze research-based strategies for teaching secondary science (middle school and high school, grades six through twelve) in alignment with the Colorado Academic Standards, the Common Core State Standards, 21st Century Skills and Readiness Competencies in Science, and the National Science Education Standards. With the nature of science and inquiry as a framework, candidates will also examine and investigate best practices in differentiation, brain-based learning, literacy, and assessment to facilitate science thinking and learning. Additionally, candidates will identify techniques and resources for their continued professional and personal development as a science educator.
In the course project, Supporting Science Thinking and Learning, candidates will design, implement and reflect on a segment of original science instruction.
There will be 50 hours of field-based activities that must be done at a field-based secondary school. This will provide candidates opportunities to complete assignments that require application of information and knowledge in authentic setting. A description of the activities and reflections on the results will be chronicled in the Reflective Journal that is used in all courses that require field work.
Course Learning Objectives
- • Design, implement, and reflect on an original science teacher work sample that includes standards alignment, assessment, and lesson development with collaboration from a mentor.
- • Individualize instruction by selecting and implementing differentiated science-teaching methods that differentiate the content, process, and product to honor the diversity of all learners.
- • Integrate the domains of literacy into science instruction utilizing activities that align with the Common Core State Standards for Literacy in Science.
- Create an assessment plan that includes formal and informal assessments and then use the data to inform instructional practices such as designing learning objectives and identifying teaching strategies and instructional materials.
- Design rigorous, relevant, and meaningful learning experiences, focused on inquiry, which incorporate a variety of research-based instructional strategies, including technology.
- Implement an original science lesson while successfully managing the learning environment so as to facilitate active learning and safety.
- Compose and implement standards-based objectives and appropriate assessment evidence outcomes for lessons and units of study.
- Facilitate student ability to make connections among science unifying concepts and processes and to real-life contexts outside of the science classroom.
- Construct and select activities that support the nature of science and foster multiple methods of inquiry-based instruction leading to scientific knowledge.
- Create personal teaching vision and mission statements that align with the purpose of science teaching, the Standards for Science Teaching Preparation, and the research on the cognitive processes associated with various kinds of learning.
- Examine, reflect on, and utilize resources, skills, and organizations that will support continued professional and personal growth as a science teacher.
- Collaborate with colleagues, observe in classrooms, and conduct research pertaining to instructional materials, teaching strategies, and technological resources to develop students' critical-thinking, problem-solving, and performance skills.
Course Prerequisites
(EDU575 or EDU595 must be complete before enrolling in this course)


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by Lawrence Wilson, MD
© September 2012, The Center For Development
Anemia is a very common and very important symptom. It basically signifies a low red blood cell count or a low hemoglobin level. It is a critical symptom because hemoglobin contained in the red blood cells carries oxygen from the lungs to every cell in the body. When one is anemic, one's energy level decreases and one can become easily tired. If the condition is extreme, oxygen starvation occurs with many other problems such as fainting, low resistance to infections, inadequate oxygenation of the tissues, and many others.
How blood is produced. Blood is produced in the marrow of all the long bones of the body. This may seem like an unusual place for blood formation, but the reason for it is that the bones actually protect the marrow from most contamination due to various toxins, including toxic metals. Today, however, most people have some toxic metals in the bone marrow itself. This is one reason for blood disorders.
Once the red blood cells are formed in the marrow, they circulate for about four months before they are destroyed in the spleen. Their components are then recycled to make new red and white blood cells. This is actually a fascinating process and one that can go awry due to many factors.
Anemias are often divided into two types. The first is a failure to produce enough or high enough quality red blood cells. The second is too rapid or too much destruction of red blood cells by the spleen or for some other reason. Usually this occurs when the red blood cells are not healthy and robust.
Among the most common causes of anemia are:
1. Iron deficiency. This is most common in poor nations where people do not eat meat and eggs. It also occurs during pregnancy in some cases, and in young women who have very heavy menstrual periods. It can also occur in some vegetarians who do not eat meat or eggs. Finally, it can occur due to hidden bleeding in the intestines, for example, or somewhere else, perhaps due to an ulcer, cancer or to an accident or injury.
Iron deficiency produces a microcytic, microchromic anemia, meaning that the red blood cells are too small, and they are not very red when viewed under a microscope. This is a hallmark of this type of anemia.
Simple iron deficiency anemia is not that common in the industrialized world, and is easy to take care of by adding more meat and eggs to the diet, in most cases. One can also take an iron supplement, although most regular iron supplements are hard on the intestines and often cause constipation. Chelated iron or liver tablets are much better, if these are needed.
Beware, however, of three critical facts about iron deficiency anemia today.
A. In my experience, simple iron deficiency anemia is not that common in the industrialized nations, except among some vegetarians and young women with extremely heavy menstrual periods.
B. Copper anemia exactly mimics iron deficiency anemia, and is far more common. It causes a microcytic, microchromic anemia exactly like iron deficiency, can cause low ferritin, and it is extremely common. Doctors often give women iron for this condition, which only makes the women more ill! It is discussed below.
C. Iron is very toxic when in excess. Therefore, beware of taking iron or eating too much meat. In fact, iron overload is extremely common. Our bodies have trouble removing iron, so iron easily can build up in the body, where it causes or contributes to all the major diseases of our time. These include arthritis, inflammation, heart disease, diabetes and cancer. For more on this, read Chronic Acquired Iron Toxicity on this website.
2. Copper-related anemia. This is often the most common type of anemia today due to widespread copper imbalance in the population. Many apparent iron deficiency anemias are caused by copper imbalance and require a nutritional balancing program to balance copper in the body. Signs and symptoms are those of a mild, chronic, microcytic, microchromic anemia. It occurs most often in young adult women and, at times, in children, though it can occur in anyone.
Biologically available copper is required for the conversion of iron from the ferric to the ferrous form, and back again, to produce hemoglobin. Bioavailable copper is also required to incorporate iron into the hemoglobin molecule.
While anemia due to copper imbalance appears
identical on blood tests to iron deficiency anemia, the cause and correction is
very different, and it will not respond well to supplemental iron. A hair mineral analysis can help
distinguish the two types. Taking
iron is not healthful for most people and unnecessary in most cases. In fact, taking iron supplements is
very harmful for some young women.
3. B12 deficiency, also called pernicious anemia. This is a less common anemia that occurs mainly in older people, in some vegetarians, and in some people who low levels of hydrochloric acid in the stomach or low digestive enzymes, in general.
Most people lose some ability to absorb vitamin B12
from their food as they age. This
is a serious problem for many over the age of 60 or perhaps younger, especially
if the digestive tract is in poor condition or if one is under a lot of
stress. Vitamin B12 is found
mainly in animal foods, so vegetarians, especially vegans, are much more prone
to this serious condition.
Vitamin B12 deficiency causes a macrocytic or so-called pernicious anemia. It can cause permanent brain damage with symptoms of confusion, memory loss, dementia and even death. It is often missed by doctors in its early stages. A mild B12 anemia may also occur in vegetarians, or others who do not eat much meat or eggs. The cost of supplementary vitamin B12 is so low that this simple problem ought to receive more attention by the medical community. It is also a reason why everyone needs a digestive aid, especially older people.
4. Lead and other toxic metals. Lead
poisoning is well known for causing a type of anemia that can be fatal. Hidden lead toxicity may be responsible
for anemias of chronic disease. This is seen commonly with cancer and
other degenerative diseases.
Elevated lead is often not revealed on any tests until it is eliminated
from the body using a nutritional balancing program or some other method. Lead is often hidden because it is
deposited deep within bone marrow and other inaccessible areas of the body.
One or more years may be required to mobilize hidden lead with nutritional balancing science. Chelation therapy with EDTA and other drugs only removes more superficial lead deposits, in general, and unfortunately also removes essential minerals such as calcium and zinc. Therefore, we never recommend chelation and we don't require it to remove lead and all the toxic metals.
5. Combination anemias and other blood disorders. Toxic metals such as cadmium, mercury and others may also affect the bone marrow and interfere with zinc or copper metabolism. This occasionally causes unusual types of anemias and other blood problems that can leave doctors scratching their heads. As health improves, these unusual blood disorders often improve on their own without the need for other treatment.
Vitamin C deficiency may interfere with iron absorption.
Vitamin E deficiency affects the stability of the red blood cell membranes. Low vitamin E also causes a macrocytic anemia with shortened lifespans of the red blood cells.
Copper deficiency can impair iron absorption and incorporation of iron into hemoglobin. This is essentially identical with the copper-induced anemia described above but is due to a frank copper deficiency instead of bounavaliabe copper.
Zinc deficiency can cause a higher copper, which, in turn, interferes with iron metabolism.
Vitamin B6 deficiency can inhibit synthesis of the heme portion of the hemoglobin molecule.
Vitamin B2 or B5 deficiencies, while rare, may cause anemias.
Rarely, excess zinc intake can interfere with iron absorption and cause a copper deficiency. It also decreases copper and iron levels in the liver. This can affect the incorporation and release of iron from liver ferritin. It may also increase the fragility of red blood cells.
Folic acid deficiency, while rare, can cause a macrocytic, macrochromic anemia similar to B12 deficiency anemia.
Drug-caused anemia. This is another extremely common type of anemia due to internal bleeding, usually from the stomach. It is most commonly seen in older people who use non-steroidal anti-inflammatory drugs for pain such as aspirin, ibuprofen, Tylenol, Aleve and the others. These drugs damage the stomach lining and cause chronic internal bleeding in thousands upon thousands of people. Some die as a result. Stopping the drugs is usually sufficient to correct the cause of the anemia. I would suggest always avoiding long-term use of these drugs for this very reason, as often the bleeding is hard to detect until the anemia is far advanced.
Chronic infections. These may cause anemia by an interesting mechanism. The body may sequester iron to keep it out of the blood stream during some infections because iron tends to favor the growth of certain bacteria in the body. One must correct the infection and the anemia most often subsides.
Other infective organisms such as beta-hemolytic strep may destroy red blood cells.
Cancers. Cancers develop extensive networks of blood vessels and these sometimes rupture, causing internal bleeding. This will result in an anemic condition, at times with no other symptoms at all.
Parasitic infection. In
some areas of the world, leeches, other blood-sucking parasites, and worms that
may live inside the body can siphon off enough blood to cause anemia. This is rare in developed nations,
Chemical poisoning. Pesticide exposure or something else will occasionally cause unusual blood disorders of many kinds. In general, the chemical poisons the bone marrow in some way and this impairs proper blood formation. However, other mechanisms may be present as well, such as weakening the red blood cells and hastening their destruction. Nutritional balancing programs can usually remove most toxic chemicals from the body.
Sickle cell anemia and thalasemias. These are more genetically-related anemias found respectively in negro populations and Southern European populations. They are due to enzyme deficiencies. It is possible that nutritional balancing, however, may even help to keep these anemias in check.
Diets low in meats and eggs are a critically important cause of anemia today. These diets are low in good-quality iron and they are too high in copper. In addition, they are low in zinc, which protects the body against too much copper. Such diets are also low in vitamin B12, especially strict vegetarian and vegan diets.
As a result, these diets cause both pernicious anemia due to low vitamin B12. However, they cause an anemia that looks exactly like iron deficiency anemia, even if one takes iron. The anemia, as explained in the sections above, is due to biounavailable copper. This is a widespread cause of fatigue, lowered resistance to disease and other problems today, especially for women.
Oddly, we recently had a client whose longstanding anemia became worse, all of a sudden, during a nutritional balancing program. Her anemia had been chronic for year, and unresponsive to conventional medical therapy. She was also diabetic for years.
I determined that the anemia was probably due to lead or copper toxicity. During her nutritional balancing program, she went through a significant release of lead into her bloodstream as it was mobilized from storage sites in her pancreas, liver and elsewhere. When this occurred, she felt more tired and a blood test revealed a worsening of her anemia.
Doctors were frightened and even considered surgery to look for internal bleeding, although she had no other signs of distress. Fortunately, on repeated blood tests every few days, doctors found that her anemia was mysteriously improving on its own. This is exactly the sequence of events of a typical healing reaction, with spontaneous improvement in signs or symptoms without a need for medical intervention of any kind. However, it was the first time I ran across a worsening of anemia as part of a purification reaction.
As an aside, her diabetes improved at the same time. Lead and other toxic metals easily accumulate in the pancreas and can be responsible for some cases of diabetes.
There are many unusual types of blood disorders, most of which are uncommon. They may affect the red blood cells, white cells, the platelets or other blood components. In my limited experience with these conditions, improving the nutritional balance and removing toxic metals and toxic chemicals from the body in the systematic fashion that is possible with nutritional balancing science can have a beneficial effect in these cases. Each case is different, however, so one cannot generalize more than to suggest that this method be tried first, as it is simple and non-invasive.
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Franklin Universal Trust Declares Monthly Dividend
|Franklin Advisers, Inc.
|Matt Walsh
|(650) 312-2245
San Mateo, CA, March 16, 2004 -- Franklin Universal Trust [NYSE:FT], a closed-end investment company managed by Franklin Advisers, Inc., announced today a dividend of 3.0 cents per share, payable April 15, 2004, to shareholders of record on March 31, 2004.
Franklin Advisers, Inc. is a wholly owned subsidiary of Franklin Resources, Inc. [NYSE:BEN], a global investment organization operating as Franklin Templeton Investments. Franklin Templeton provides global and domestic investment management services through its Franklin, Templeton, Mutual Series and Fiduciary Trust subsidiaries. The San Mateo, CA-based company has over 50 years of investment experience and more than $352 billion in assets under management as of February 29, 2004. For more information, please call 1-800/DIAL BEN® or visit franklintempleton.com.


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Browse GoColumbiaMo.com Skip top Navigation. Translate this page
Contact: Columbia Public Works
(573) 874-7250
Beginning Thursday, November 14, at 7:00 am, NW Industries LLC will begin excavation for the removal of a sanitary sewer tap at 505 Park Avenue. This work will result in a lane restriction on Park Avenue at 505 Park Ave. (between N. Fifth St. and N. Seventh St.). The work should be completed and the road fully reopened by Thursday, November 14, by 5:00 PM.
Motorists and pedestrians are urged to exercise extreme caution when in the construction area and use an alternate route whenever possible.


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Recent Releases
Trust No One
It's no coincidence when Grace Elland finds a vodka bottle next to the lifeless body of her boss, motivational speaker Sprague Witherspoon. The bottle is a terrifying—and deliberate—reminder of the horrors of her past. Grace retreats to her hometown to regroup and tries to put everything she's learned about positive thinking into … [Read more…]
The Hot Zone
Halloween—with its tricks and treats—is a dust bunny's dream come true. Just ask Lyle, Sedona Snow's faithful sidekick. But for Sedona, it's a nightmare. Though her new job managing a small hotel and tavern on Rainshadow is helping her move on from her tragic past, a bizarre disaster down in the catacombs has brought a pack of rowdy ghost hunters to her inn … [Read more…]


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The leaders in the race make a u-turn on El Paseo by San Luis Rey in the second stage of the the Amgen Tour of California on Monday, May 13, 2013, in Palm Desert, Calif.
- Filed Under
The Tour of California is coming back to Monterey County. Specifically, it'll be in the city of Monterey, where riders will start and head down Highway 1 to Cambria.
If you haven't checked out an Tour of California race live before, it's worth doing so. I was fortunate enough to see a race live in 2012 when riders came into the finish line at Cabrillo College in Aptos.
If I could, I'd love to see ...


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Online Storage For Photographers
Increasingly popular are those wonderfully enigmatic cloud-based storage services, ideal for photographers who like to access their files from anywhere and prefer to have additional level of redundancy in their backup procedures.
But which is best? How do these compare with respect to costs? This post provides a brief, but most helpful, comparison.


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Franklin P. Adams
Franklin P. Adams (15 November 1881 – 23 March 1960 / Chicago, Illinois)
» Click to list general statistics » OR, select a date :
If The Advertising Man Had Been Praed, Or Locker
"C'est distingue," says Madame La Mode,
'Tis a fabric of subtle distinction.
For street wear it is superb.
The chic of the Rue de la Paix--
read more >>
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