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"Kenyon is the reigning queen of the vampire novel." ―Barbara Vey, Publishers Weekly
"An engaging read." ―Entertainment Weekly on Devil May Cry
"Kenyon's writing is brisk, ironic, sexy, and relentlessly imaginative. These are not your mother's vampire novels." ―The Boston Globe on Dark Side of the Moon
Amanda came awake to an awful throbbing in her head. She felt terrible.
What had hap-
She tensed as she remembered the unseen man.
His words.
Terrified, she pushed herself up, and quickly learned she was on a cold concrete floor, in a very small, dust covered room...
And handcuffed to an unknown blond man.
A scream wedged itself in her throat, but she held it back.
Amanda took in her surroundings. There was no furniture or anything else. The only light came from a small bulb in the center of the ceiling.
Okay, so she wasn't in immediate danger.
Still far from comforted, she looked at the body beside her. He lay with his back to her, and he was either dead or unconscious.
Hesitantly, she reached out and placed her hand against his tawny neck to check his pulse. A strong, heavy heartbeat thumped against her fingertips. Relieved he was alive, she tried to shake him.
He moaned low in his throat, then slowly blinked his eyes open.
With a curse, he grabbed her by the shoulders.
Before she could move, he rolled over with her, pinning her against the floor beneath his body as he held her wrists above her head.
Those dark, captivating eyes searched hers suspiciously.
Every inch of him was pressed intimately against her and she became instantly aware of the fact that his arms weren't the only part of his body that was rock hard and solid.
His hips rested dead center between her legs while his hard, taut stomach leaned against her in a way that brought a flush to her cheeks. Made her feel hot and tingly. Breathless.
Awesome book 2 to introduce the Dark-Hunters. I just finished book #15 and Kyrian will always hold a special place in my heart. Great story mixed with love and mythology.Published on March 8 2010 by emtx3015
If you enjoy some fantasy mixed in with your romance, or some romance mixed in with your fantasy, or some Greek deities with a penchant for meddling in modern mortals' affairs... Read morePublished on March 16 2006
I'm a fan of romance, but I just don't get the vampire thing here. Aside from not really being able to care about the characters, I failed to sense anything dark enough to be... Read morePublished on June 28 2004
It's fun, it zizzles and it's different from anything you've read before. Great escape reading for any time of the year...Published on June 24 2004 by Amazon Customer
I loved the book. I thought that it was as well-executed as the other Dark Hunter books. Each book stands alone but, together, they form a complex puzzle of mythology, legend,... Read morePublished on June 7 2004 by K. Click
This book was not a disappointment major or otherwise. I look forward the rest of the series quite eagerly. Read morePublished on March 28 2004 by Amberelle
I really like this book. I thought it was the first one but Fantasy Lover has Julian and Grace in it. I thought it was different and I loved the twist it had. Read morePublished on March 27 2004 by Ronda Drum
I did not like the first thing about this story! I thought it was nasty in every area. I was totally disappointed with it as a whole so much in fact that I will not read any more... Read morePublished on March 21 2004


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1991 Chevrolet Truck
My Ac clutch went out about a year ago I try fixing it but didn't suceed. This year I put a rebuilt ac in And it's doing the same thing as the other one did. The Clutch is kicking on & off. But the air is cold I need help.
Earl S
July 17, 2007.
July 17, 2007.
If the clutch is constantly cycling on and off this could be low pressure ( not enough juice ), or it thinks there is low pressure ( switch on the accumulator ). Or the high pressure side is getting to high. Or it thinks it is.
Aug 11, 2007.
Aug 11, 2007.
1998 Ford Mustang : I recently took my Mustang GT into a Ford service center for a slipping clutch. They told me that I have a self-adjusting clutch and that the clutch assembly needed ...
2 answers • 1998 Ford Mustang
1995 Nissan Maxima SE. Clutch began slipping about a week ago, then 'broke' loose and went to the floor as I was downshifting from 5th to 4th. Kabam! all the way to the floor and no ...
3 answers • 1995 Nissan Maxima • 270,000 miles
My car has been revving up even while in 5th gear and running on unusually high rpm's when any gas is applied, and it has had a burning brake smell if I drove it very far. Recently,the ...
2 answers • 2003 Mitsubishi Lancer • 130,000 miles

subset: commoncrawl


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Tristan gets Nick into a HOT 69 before they stand up on the bed and Tristan bends Nick over and fucks him!
More Galleries from Buzz West Click to see all 226 Galleries
There are 4 comments on this gallery
Starkin July 28, 2008 - 14:49:03 (See all My Comments)
Tristan has too many weird tats, too distracting.Reply
topinboots May 19, 2008 - 16:15:34 (See all My Comments)
oops scratch that, wrong name..tristan is hotReply
topinboots May 19, 2008 - 16:15:08 (See all My Comments)
nick is hot...shoot is a little drabReply
12fear99 May 19, 2008 - 03:15:55 (See all My Comments)
Pic 7 is so hot. Great position. Nick has a hot ass. Would love to have these guys.Reply


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This bourbon is a blend of whiskeys aged a minimum of 5 years, with part of that time spent in California's Central Coastal hills. Breaker leads with a strong oak nose supported by cinnamon and caramel. On the palate, the maritime impact is there: it's softer and less oaky, with a good balance of cinnamon, caramel, and a touch of clove. Breaker is a very restrained and understated bourbon, but that's also what makes it so damn likable. Sourced whiskey. (Fall 2014) (GK)
Here is a new small batch bourbon from an up-start distillery in Santa Barbara. Chuck Cowdery is going to love this because it's clearly LDI, but never mentions Indiana. You know what? That's OK by me because I know what it is and now you do too. What we've got here is a minimum 5 year old bourbon selected from eight casks, which have had been transferred from Indiana to Ascendant's warehouse in the Santa Ynez Valley. This is one of the softer style LDIs with some good spice, sweet candied citrus, and very little heat. On the palate it's dry and easy drinking. It's got a subtle floral character that comes through nicely on the palate. A very nice addition to the market to say the least. Double Gold San Francisco World Spirits Competition.
The item you have chosen is in stock, and has inventory in our warehouse and one or more stores. Below is the current quantity on hand information for this product within our database. It is never more than five minutes old. Additionally, our shopping cart looks at real time inventory so when you add an item to you cart we will do an immediate check of available inventory and alert you if there are any issues.
Faultline Straight Bourbon Whiskey 750ml
Wild Turkey 17 Year Old Master's Keep Kentucky Bourbon 750ml (Elsewhere $160)
Buffalo Trace Kentucky Straight Bourbon 750ml (Previously $25)
Henry McKenna 10 Year Old Bottled in Bond Straight Kentucky Bourbon Whiskey 750ml (Elsewhere $32)
Bulleit Bourbon Frontier Whiskey 750ml


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iMedia | By Mark Simon | February 20, 2013
Search queries flowing in from smartphones and tablets will soon overtake current desktop searches, with forecasters projecting the transition point somewhere between 2014 and 2016. The trend shows that search-related mobile advertising revenues are projected to rise proportionally, from $400 million in 2011 to $3.2 billion in 2016. While no one doubts the long-term trends, many marketers have been slow to make the transition to a mobile-centric world. Here are five tips designed to help them come up to speed…
Aaron Kupferberg
Creative Director at Didit
A veteran Creative Director with over 20 years experience in graphic design, digital and print advertising. Aaron has authored articles on a Landing Page Usability, and Emerging Design Trends. Prior to joining Didit Aaron spent 5 years at TMP Worldwide/Monster.com as an Art Director and Interactive Designer. In his spare time he reviews new rock and roll musicians on his blog, Powerpopaholic.com and is the acting Barista for Didit employees looking for a good cup of coffee.
Latest posts by Aaron Kupferberg (see all)
- Developing Buyer Personas: A Slideshare Guide – July 16, 2015
- YouTube vs. Facebook: Who is the King of Video? – June 11, 2015
- The Art of the 404 Error Page – May 26, 2015


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The rainfall put the area about half an inch away from having one of its top 10 rainiest Junes on record.
The Akron-Canton area saw 5.91 inches of rain during June, putting the month less than half an inch away from being one of the wettest Junes on record.
The National Weather Service keeps a count of the top 10 rainiest Junes in Akron-Canton. No. 10 was in 1950, when the area got 6.29 inches of rain. If the Akron-Canton collection site had recorded another 0.38 inches of rain, 2013 would have made it onto the list.
The wettest June in history was in 1924, with 11.12 inches.
Akron-Canton logs 3.83 inches of rain during an average June, according to the weather service.
Last year, the area had 1.71 inches of rain during the month.
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Location, ST | website.com


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Cedar Cove Premiere and More!
We are proud to announce that The Bed & Breakfast Inn at La Jolla is a sponsor of the New Hallmark Channel Original Series Debbie Macomber's "Cedar Cove" staring Andie Macdowell. Premiereing July 20th, Saturday, 8/7 C. And we are including some suggestions for healthy, delicious, snacks ( which our guests at the Inn also have the pleasure of sampling) to enjoy while you settle down to watch this "small town – big heart" 2 hour premiere:
1. Sweet, mellow, Cantaloupe Spears wrapped in paper thin slices of Salty Prosciutto or Cantaloupe chunks served with Goat Cheese 2. Fresh Fig Halves ( now in season and the season is brief so don't hesitate to try this one) with a dollop of Gorgonzola and a drizzle of Sweet Honey or also wrapped in Prosciutto. 3. Juicy, Nectarine slices along with a Saint Andre Cheese and a touch of Honey. 4. Small Peppadew Red Peppers filled with a combination of Sheep's-Milk and Feta Cheese ( creamed together ) and finished with a dash of Black Pepper. 5. Aged Gouda Cheese and Crisp Cucumber Slices are also a nice pairing. Bon Appetite and Enjoy the Show!
July is the Time to "Enjoy the Feel of Fun" in La Jolla/San Diego
Come to La Jolla to enjoy more than just the summer fun at the sea shore. There is so much happening beginning with the 4th of July celebration at the Cove 9 – 10 p.m. Free – we are conveniently located a block from the Cove allowing our guests to stroll down to the cliffs for the spectacle without having to fend for parking. Maybe take a picnic to the cliffs to enjoy before the fire works begin. Give us 48 hour prior notice if you want to order a picnic for two – only available for our guests.
Later in the month the Fashion Film Festival is being held at the "La Jolla Museum of Contemporary Art" just steps from the Inn. An annual event of Film Fantasy.
This annual event is followed by the biggest collection of comic book enthusiasts in the world including Hollywood celebrities - Yes we are talking about "Comic Con" held at the Convention Center in downtown San Diego.
July 27th is Haute La Jolla Nights is a fun, free event featuring over 20 bands providing live music, such as jazz, blues, country, contemporary and last but not least "rock n roll". In addition, there will be art, shopping and dining specials throughout La Jolla Village.
For more information, visithttp://www.lajollabythesea.com/hautelajollanights or call 858.454.5718
Breakfast at the Inn-Join us
A picture is worth a thousand words. If there is any doubt about the breakfast served at the Inn, feast your eyes on this feast created by one of our Assistant Innkeepers and Special Chef, Steve Nolan.
Happy Memorial Day ! And a big "Thank You" to all of our Brave Fighting Men and Women who are committed to keeping our country free. We are eternally grateful for their sacrifice and hold them in our highest regard. As an expression of that gratitude, I would like to offer a complimentary one night's stay at our B&B, weekly, for the remainder of this year to any Camp Pendleton service man or woman and their significant other that is returning from deployment or going to be deployed in the next six months. Please call the front desk for details. First come first served and verification will be required. We salute you!
The Past Meets the Present in La Jolla
Every 2nd and 4th Saturday of every month at 10:00 a.m you can enjoy a private or group docent-led, historical walking tour through La Jolla's charming historical downtown village. The tour begins at the La Jolla Historical Society's Wisteria Cottage with 15 stops altogether. Please be advised that this 90 minute, 1.5 mile tour is very brisk and there are some hills. You will discover the rich history, architecture, and culture that is so uniquely "La Jolla". All of this for only $10.00. Tickets must be purchased in advance at the lajollahistory.org.
After your tour please feel free to stop by and pick up a brochure about our historical bed and breakfast while enjoying a cold refreshing soft drink, coffee or tea in the garden with our compliments, just show your tour ticket stub to our manager/innkeeper on duty. We look forward to having you visit.
Self guided walking tours are also available for only $5 by purchasing a wonderful detailed guide book with map at Warwick's Book Store in the village on Girard or at the Museum of Art in La Jolla on Prospect. The Museum is worth taking the time to visit for it's magnificent views, very "now" art exhibits, and unique gift shop. I also highly recommend their wonderfully delicious cafe for a light lunch or just coffee and dessert- perfect way to end your tour ( self guided or otherwise ). Go and Seize the Day!!
Love Almonds? You'll be addicted to these!!
My friend made these last week for a party. They are truly addictive, healthy, and great to serve at parties, with cocktails or just as a quick snack.
2 1/3 Cup whole raw almonds
1/3 Cup Splenda baking sugar or regular granulated sugar
1 teaspoon salt
2 1/2 teaspoon crushed red pepper flakes ( Add more if you want more Heat )
1 Tablespoon of fennel seeds
3 Tablespoons of water
Mix all ingredients in a bowl until almonds are well coated. Spread out flat on a baking sheet that has been sprayed with non-stick spray ( a quick tip is to use non-stick tin foil to speed up cleaning time). Place tray in a pre-heated oven at 325 degrees. Cook for 25 minutes, turning almonds every 5 minutes. When almonds are golden brown on both sides, remove from oven and let cool. Once cool, place in bowl and enjoy!
Balboa Park/A Free Fun Filled Venue for Date Nights and Families
Visit Urkanine, Spain, Hungary and more from now until October in "Celebration of Cultural Diversity", in conjunction with the International Cottages Lawn Programs, showcasing ethnic foods, music, dance and culture. But that isn't all. At the FREE Timken Museum of Art you can see the only Rembrandt in San Diego on display, wonder through the Botanical Garden with over 2,000 plants ( tours at 11 a.m on Tuesdays and Sundays ), enjoy weekly concerts at the Spreckel's Organ Pavilion, by the Spreckels Organ Society on Sunday at 2 p.m. and the Annual International Summer Organ Festival on Monday Evenings at 7:30 p.m. from June 25 – August 27.
Art Alive 2013
Art Alive 2013 – floral interpretations of famous works of art – opens Apil 28 .
For updates and tickets prices visit www.TheSanDiegoMuseumofArt.org Tickets can be purchased by calling 619.696.1941
Balboa Park is a wonderful way for the entire family to experience the art and culture of Southern California.
My family and I recently enjoyed a wonderful Sunny Sunday strolling about and lunching at the wonderful Museum Cafe.
Time to get moving! La Jolla's Half Marathon
It's that time to get moving again !!! La Jolla's 32th Half Marathon is coming on April 28, 2o13. It begins at Del Mar Race Track & ends at La Jolla Cove. Transportation Arranged for B&B's guests who are participants. It is an annual event and there is also a La Jolla Shores 5 K. Go to inmotionevents.com to get the starting times and the details.
The Bed and Breakfast Inn at La Jolla's gardens are appreciated
"The Light salutes The Bed & Breakfast Inn of La Jolla at 7753 Draper Ave. for adding to the blooms around the Village. "


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Art Directors Toolkit 5.1 adds font scrolling
updated 07:10 pm EDT, Thu July 26, 2007
Art Directors Toolkit 5.1
Art Directors Toolkit 5.1 is a free update to the reference utility for artists and designers working with digital media and works hand-in-hand with Illustrator, Photoshop, InDesign and QuarkXpress. The new release has font scrolling with mouse, a new new HTML view that displays only characters that have an HTML entity to eliminate searching through thousands of glyphs and uses the latest Pantone Color Bridge CMYK data to represented the Pantone solid coated and Pantone solid uncoated color libraries. The update is free for version 5.0 users, and $20 for verison 3.0 and 4.0 users. Version 5 sells for $40.


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Special Events, Activities and Picnics
Wineries and vineyards are popular venues for weddings and other special events. While we have both, we are also a working ranch and do not promote ourselves as a wedding location.
That said, you're planning a very special event, and we sincerely want you to enjoy it so please consider us for your rehearsal dinner, casual receptions, or other special event. Here are photos of some recent events; catering leads follow them. Questions? email firstname.lastname@example.com.
For a Saratoga wedding venue, we recommend landmarks such as Hakone Gardens, Foothill Club, Saratoga Country Club, and Villa Montalvo. For wineries farther afield, please see Santa Clara Valley and Santa Cruz Mountains,
Picnics: our picnic areas normally are no-reservations, one group per table; please stop by our tasting room to select your wines, thank you. If you would like to reserve, email firstname.lastname@example.com and we will try to accommodate you.
Caterers: Don't have the time to prepare? We're pleased to recommend several.


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Sign Up for Fast-Track Notification for a Show That's Truly Scrumptious
Original Author: Ian Fleming
Book: Jeremy Sams
Music / Lyrics: The Sherman Brothers
Genre: Family comedy
Cast Size: Large, flexible, ensemble
Dancing Requirement:There's a fair amount of dancing, but it's very traditional musical theatre/soft shoe style that doesn't require trained dancers at all. If you do have trained dancers, however, you can easily showcase them.
Ideally Suited for: Community theatres, schools
Everyone's fine four-fendered friend may soon swoop into a theatre near you! A family musical filled with adventure, kidnapping, and intrigue, CHITTY CHITTY BANG BANG is now available for Fast-Track Notification. By signing up for this service, you'll be among the first to know when the title is available for licensing – we'll send you an email as soon as this title is released!
Based on the beloved 1968 film, CHITTY CHITTY BANG BANG has an incredibly catchy, upbeat score that audiences will inevitably find themselves singing as they leave the theatre. The joyful melodies are easy enough to learn, speeding up the rehearsal process, and its many ensemble roles enable everyone to have their moment in the spotlight. Along those lines, the show's large, flexible cast size makes it ideal for high schools and community theatres, particularly since there are roles for children.
Click here to see a video montage of the CHITTY CHITTY BANG BANG national tour!
Show Inspiration
Surprisingly, this simple, heartfelt show has its roots in the world of suave super-spy, James Bond. Bond's creator, Ian Fleming wanted to write a story that his young son Casper could enjoy. Taking inspiration from a series of racing cars that Count Louis Zborowski had built in the early 1920s, Fleming wrote a Bond-like novel that was centered around children – as well as on a flying car with a mind of its own.
Fun Facts
• Chitty and James Bond have more in common than just sharing Ian Fleming as their author. The film of Chitty was produced by Albert R. (Cubby) Broccoli as were all of the first seventeen Bond films. Desmond Llewelyn who played Q in the Bond films until his death in 2000 played the scrap dealer Coggins and Gert Frobe was the villain Goldfinger as well as Baron Bomburst. Also every Bond film features a car with some extra special built in gadgetry to help 007 in his quest.
• There is a Trivial Pursuit game card which asks 'Which British spy novelist wrote the children's story Chitty Chitty Bang Bang?'
• The film screenplay was written by prolific children's author Roald Dahl and the film's director Ken Hughes.
• The song "Chitty Chitty Bang Bang" was nominated for an Oscar in 1968.
• The Sherman Brothers also wrote the songs for Disney's Mary Poppins and The Jungle Book as well as countless other films including The Slipper and the Rose.
• Dick Van Dyke, who stars in the film is also connected to the Sherman Brothers in another way, having introduced the Oscar-winning "Chim Chim Cheree".
• Chitty Chitty Bang Bang was originally published as separate adventures in three separate volumes over 1964 and 1965. It was not published in a single volume in England until 1971.
• Some of Rowland Emett's strange and wonderful inventions for the film are housed and on display at the Mid-America Science Museum.
• Locations used in the film include Ibstone Windmill, Buckinghamshire and Neuschwanstein Castle near Munich. This castle was built by King Ludwig Konig of Bavaria as a temple to Wagner based on designs by Christian Janck which were in turn inspired by Angelo Il Quaglio's stage sets for the 1867 production of Lohengrin.
• The films cast included many British comedy favourites in supporting roles including Benny Hill as the toymaker, Barbara Windsor, Arthur Mullard, Bernard Spear, Stanley Unwin, Davy Kaye, Max Bacon, Kenneth Waller and Max Wall.
• Empire magazine recently rated the film's child catcher scenes among the 100 most frightening ever filmed.


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Article Express is a service offered to UK faculty/staff, and also to UK students with permanent or temporary disabilities. The service offers the convenience of electronically acquiring reproductions from our libraries' collections.
What kind of reproductions will the service deliver?
Reproductions of articles from journals, portions of books or proceedings, including those held in non-circulating reference collections and copies from non-print resources.
How do I make a request for the reproductions?
Article Express Requests (as well as Interlibrary Loan Requests and Storage Article Express Requests) are placed via ILLiad. The Article Express Form is located under the Document Delivery Tab on the ILLiad Main Menu.
How will my copies be delivered?
Reproductions will be delivered electronically to your online ILLiad account, retrievable by selecting Electronically Received Articles under the View Tab from the ILLiad Main Menu.
What will I be charged for the service?
Article Express is now a free service.
What are the copyright restrictions?
What if the UK material I have requested cannot be located?
If we cannot locate the UK material you have requested or provide it in a timely manner, we will automatically refer your request to Interlibrary Loan.
Service Restrictions:
Please send any questions or comments to Document Delivery.
NOTE: This service is not offered to faculty/staff affiliated with the UK Medical Center or UK Law School. Patrons affiliated with the Medical Center may use the Medical Center Library Document Delivery Services.


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Hotel Antin Saint-Georges
Main amenities
- 36 smoke-free guestrooms
- Breakfast available
- WiFi in the lobby
- Room service
- 24-hour front desk
- Front desk safe
- Multilingual staff
- Free newspapers in the lobby
- Luggage storage
- Tour/ticket assistance
What's around
- In 9th Arrondissement
- Moulin Rouge (0.5 mi / 0.8 km)
- Galeries Lafayette (0.5 mi / 0.9 km)
- Paris Opera (0.7 mi / 1.1 km)
- Basilica of the Sacred Heart of Paris (0.9 mi / 1.5 km)
Upon arriving, and every time in the lobby, we were greeted by smiles. I realized on the…
There is no air conditioning as advertised. The room is clean but very basic. The…
Enter dates to check prices
Hotel Info: 866-539-8117from $43
- Superior Room
- Family Room
- Privilege Room
- Standard Room
Also popular with travelers from the USA
At a glance
Key facts
Hotel size
- This hotel has 36 rooms
- This hotel is arranged over 7 floors
- Check-in time starts at 2 PM
- Check-out time is 11:30 AM
- Express check-in/out
Required at check in
- Credit card or cash deposit required
- Government-issued photo ID required
Travelling with others
- No cribs (infant beds)
- Pets allowed *
- Restrictions apply *
- WiFi in public areas *
- WiFi in rooms *
- No parking
Other information
- Smoke-free property
In the hotel
- Buffet breakfast daily (surcharge)
- Room service (during limited hours)
- Bicycle rentals nearby
- 24-hour front desk
- Tours/ticket assistance
- Free newspapers in lobby
- Luggage storage
- Number of buildings/towers - 1
- Elevator/lift
- Safe-deposit box at front desk
In the room
- Hypo-allergenic bedding available
- Blackout drapes/curtains
- Private bathroom
- Free toiletries
- Hair dryer
- Satellite TV channels
- Free newspaper
- WiFi (surcharge)
Hotel Antin Saint-Georges's small print
Also known as
- Antin Saint-Georges
- Antin Saint-Georges Hotel
- Antin Saint-Georges Paris
- Hotel Antin Saint-Georges
- Hotel Antin Saint-Georges Paris
- Antin Saint Georges Hotel
- Antin Saint Georges Paris
Pet-friendly rooms can be requested by contacting the property at the number on the booking confirmation.
Mandatory fees
You'll be asked to pay the following charges at check in or check out:
- A tax is imposed by the city: EUR 0.99 per person, per night
Optional extras
Self parking costs EUR 30 per day
Buffet breakfast is offered for an extra charge of EUR 12 per person (approximately)
Pets are allowed for an extra charge of EUR 15 per pet, per day
WiFi is available in guestrooms for EUR 3 for 2 hours (rates may vary)
WiFi is available in public areas for EUR 3 for 2 hours (rates may vary)
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.


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Social media has revolutionized the way companies communicate and interact...Read More
Tori Baker: Leading Lady of Salt Lake's Art House Theater
Mark Meadows: Enjoying the Journey
Legal Briefs
Business as Usual—For Now
Money Talk
Funding Your Dream
Economic Insight
Summer Reading
Lessons Learned
Emergency Back-Up
Get Found
Know Your Options
Business Trends
Forging a Career
Living Well
The Need for Speed
Utah's Alcohol Problem
Ernst & Young Entrepreneur Of The Year
Capital Gains
Editor's Note
Utah's Tech Industry is Booming
Special Section
Meeting & Event Planning Guide
Industry Outlook
Technology Industry Outlook
Sulser says SDCH's ultimate goal with social media is to generate excitement, support and brand recognition. Consumers are becoming savvy through social media as interest in the culture behind products or services grows. Consumers seem to understand now more than ever that the characteristics of a company tend to define the consumer's experience. Social media enhances the opportunity to inspire loyal, life-long customers by enhancing opportunities for buy in and engagement.
"Social media can be such a powerful business tool and gives an organization one more way to be open with their customers," says Sulser. "We look forward to conducting quick polls and conversations with our followers to see what they want to hear from SDCH and to increasing our strong base of supporters through social media."
Second Place
Bank of American Fork
"We've always believed in one-on-one customer interactions and treating customers as more than a number. Social media just makes it easier for us to do that with customers who may not necessarily come into a branch or who want to be engaged outside of normal banking hours. It allows our company to provide our signature brand of small-town service to customers in a non-traditional, but still personable way," says Christopher Liechty, VP of communications for Bank of American Fork.
Category 7
499 to 0 fans
First Place
The Grand America Hotels & Resorts
As one of Utah's most distinguished hotels, The Grand America Hotels & Resorts has long recognized that customers are king. The hotel has built its renowned reputation by offering first-class customer service without exception. Today, that customer-comes-first philosophy extends to the hotel's online efforts.
"Social media enhances our ability to listen to our guests and communicate with them," says Larisa Arbashevskaya, the hotel's interactive marketer. "Social media is a priority because it strengthens our ability to provide peak guest experiences, exceed guest expectations and continually build upon a higher level of customer service."
The hotel launched its social media strategy in 2009 and is now found on Facebook, Twitter, Pinterest, Yelp, Google+ and LinkedIn. Arbashevskaya says these social media platforms help the hotel discover what its customers want and expect.
"Personalized customer service has always been our company standard and we greatly value these new free and innovative social media platforms which enable us to connect with our customers," Arbashevskaya says. "With the emergence of social media, providing prompt and excellent customer service and exceeding guest expectations has never been easier."
Arbashevskaya has found that social media allows a company to hear directly from its patrons and then put their feedback to work. "Customers need to be able to give feedback and raise concerns through channels that are easily accessible for them. Social media is a great medium for two-way communication with our customers…The most valuable lesson we have learned is that social media needs to always remain a priority."
Second Place
Workers Compensation Fund
Greg Summerhays of Workers Compensation Fund says social media allows the safety-committed company to strengthen its services. "One of WCF's main philosophies is that we value customer feedback good or bad," he says. "We want to know how people feel about the work we are doing and what we can do to improve our services. By building relationships and creating a method for us to engage and interact with the public through social media, we are becoming a better organization."
email@example.com | 90 South 400 West, Ste 650 Salt Lake City, Utah 84101 | (801) 568-0114
Advertise with Utah Business


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Micro housing ideas contest opens in Denver
[Registration should be made by 1 May] Roth Sheppard Architects and the Denver Architectural League have launched a 'Micro Housing' design contest
Open to students and professionals, the contest seeks designs to accommodate eight, 115m² homes on a 12 by 15 metre site in Denver's Ringsby Court.
Proposals should maintain public access to the river and consider the use of 'modularity and prefabrication' to create affordable housing. A site map is available through the contest page.
The contest's £32 entry fee will contribute towards its expected £1,500 prize fund.
Relevant deadlines:
Registration should be made by 1 May
Submissions to be received by 9 May
Winners announced 17 May
Client contact details:
Email: firstname.lastname@example.com
More information is available through the contest page
Have your say
You must sign in to make a comment.


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Reference Books
Andrews, John F., ed.
William Shakespeare: His World, His Work, His Influence
. New York: Scribner's, 1985.
This three volume set contains essays related to the study of Shakespeare. Volume I provides coverage of Shakespeare's world (i.e. historical and cultural context for Shakespeare's work), while Volume II covers his work (i.e. Shakespeare's life, career, personal affairs, and interpretation of his works), and Volume III his influence (Shakespeare's impact on theatrical production, playwriting, literature, and popular culture from Elizabethan times to the present).
PR2976 .W5354 1985 v. 1-3
located in the Reference Collection on the 2nd Level
Dobson, Michael and Stanley Wells, eds.
Oxford Companion to Shakespeare
. Oxford: Oxford UP, 2001.
This comprehensive guide to Shakespeare's life and works provides entries on topics, works, and figures relevant to the study of Shakespeare. Most entries are concise, while entries on major plays are in-depth and thorough, including synopses, artistic features, critical history, stage history, and film history.
located in the Reference Collection on the 2nd Level
Rosenblum, Joseph, ed.
Magill's Choice: Shakespeare
. Pasadena: Salem Press, 1998.
A compilation of essays on the life and works of Shakespeare, this guide provides a broad selection of criticism on Shakespeare's plays and poetry. The essays about the plays include an overview of the plot, critical evaluation, and an annotated bibliography of sources for further study. The essays concerning Shakespeare's poems provide a summary of the poem, explanation of forms and devices used, and themes and meanings contained within the poem. The biographical essays give the cultural and historical context for Shakespeare's writing and provide sources for further study.
located in the Reference Collection on the 2nd Level
Hacht, Anne Marie, ed.
Shakespeare for Students
. Detroit: Thompson/Gale, 2007.
This three volume set is an excellent source of criticism on Shakespeare's most-studied plays. Each in-depth entry provides synopses, principal characters, principal topics, character studies, and an overview of critical works on the plays. Excerpts of critical essays appear with helpful introductory paragraphs summarizing the critic's argument. Each entry ends with an annotated bibliography of sources for further study.
PR2987 .S47 2007 v.1-3
located in the Reference Collection on the 2nd Level
Silverbush, Rhona and Sami Plotkin.
Speak the Speech: Shakespeare's Monologues Illuminated
. New York: Faber and Faber, 2002.
This excellent guide to Shakespeare's monologues will be an invaluable source to preparing to perform a monologue on stage or in the classroom. One need not be an actor to find this work useful, however; the commentaries that accompany each monologue could certainly be useful in literary analysis of Shakespeare's monologues.
located in the Reference Collection on the 2nd Level
Grace Library owns a considerable number of editions of works by Shakespeare and biographical material about the author and critical material on his works. These things may be found by using the library's
Online Catalog
To find works
written by
Shakespeare, do an "author" search in the library online catalog.
In the online catalog, enter shakespeare william into the Quick Search box, select author from the drop down menu and click on the search button.
To find works
about Shakespeare
and his works, do a "subject" search.
In the online catalog, enter shakespeare william into the Quick Search box, select subject from the drop down menu and click on the search button.
To find a specific work
by Shakespeare
, do a "title" search.
In the online catalog, enter the play title, such as macbeth, into the Quick Search box, select title from the drop down menu and click on the search button.
Journal Articles
A useful source of literary criticism is journal articles. Below are three journal databases that will provide you with citations to articles on Shakespeare and his work. They are:
Academic Search Premier (EBSCOhost) and OmniFile Full Text Select-H.W. Wilson (EBSCOhost) - both contain the full-text of many articles and can be found by opening a browser window to the library web page and clicking on the
Find Articles
MLA International Bibliography (EBSCOhost)- contains journal article citations with some access to full-text articles and can be found by opening a browser window to the library web page and clicking on
Find Articles


text:
By Pam Stushnoff on November 9th, 2006
11 Ways To Fight Nasty Body Odor
Do you stink? And I mean that literally! Here are some ways you can fight back.
Body odor lingers on all of us. Although some people have a stronger odor than others. Maybe its the food they are eating, their work environment, or their body chemistry. It could even be a combination of all of that and more. The good news is you can take steps to make your body odor less noticeable.
Give some of these ideas a try:
- Get wet – and take soap! Scrub with a deodorant soap especially around the groin and under the arms, these are the most smelly parts of the body. (Morning and night if need be.)
- Change your clothes! Once a day should be good unless you're sweating lots.
- Wear something made from cotton. This will absorb sweat and allow it to evaporate faster.
- If regular deodorant doesn't help, try antibacterial surgical scrub. (Your pharmacist will know where to find it.)
- Use antiperspirant to help reduce the amount of perspiration the body produces. Deodorant masks the odor.
- If you are prone to rashes from your antiperspirant you can try a topical antibiotic cream, it does basically the same thing and has no perfumes.
- Check the local health food store or cosmetic department for a French product called Le Crystal Natural, which is basically a chunk of mineral salts formed into a crystal, it helps control odor causing bacteria.
- Want a real natural smell? Check a hunter's supply store for pine soap to mask your natural odor, it fools the wildlife!
- You are what you eat. Watch out for the fish, cumin, curry and garlic. They tend to stick around.
- Stay calm! Getting excited causes you to sweat more.
- It works on the skunky dog! Yes – tomato juice! Try a couple cups in your bath water and soak for 15 minutes.
Read more in Conditions and Diseases
You will never totally get rid of body odor – its yours, and you get to keep it forever. But you can take some of these basic steps to help control it.
You may find some of my other articles to be helpful:
Foot Odor
Squelch The Belch
Effective Ways To Fight Allergies
Liked it
Liked it


text:
Visual Guide to Deflation
by Barry Ritholtz - September 6th, 2010, 2:30pm
This is from April 2009, but in light of recent data points, I thought it was worth revisiting:
Source: Jess Bachman via Mint
Category: Digital Media, Inflation
Please use the comments to demonstrate your own ignorance, unfamiliarity with empirical data and lack of respect for scientific knowledge. Be sure to create straw men and argue against things I have neither said nor implied. If you could repeat previously discredited memes or steer the conversation into irrelevant, off topic discussions, it would be appreciated. Lastly, kindly forgo all civility in your discourse . . . you are, after all, anonymous.
50 Responses to "Visual Guide to Deflation"
rktbrkr says:
Don't do something – just stand there!
Let me see, the #1 asset of most households going into a free fall, that negative wealth effect should stimulate consumer spending and help the job market. Just think if BB applied the same free market approach to the stock market – tough love for asset holders all around, prices are just too damn high! We need the shock treatment of dramatically lower asset prices to keep this recovery on track!
BR: We went over this article earlier today, in case you missed it.
I am not certain you will see the nuance of the reasons to let housing fall to its actual price level….
septimus says:
According to what I have read about the era of Alan Greenspan, the prices of all assets are currently distorted so severely due to extreme levels of debt everywhere that deflation is truly necessary a this time.
The "Deflationary spiral" does not go on forever.
nickgogerty says:
Very cool, but um shouldn't it be in Manga form with a Japanese example. Oh and a hint that house prices declining already represent serious asset deflation.
Machiavelli999 says:
I am surprised there isn't a chorus of gold bugs and Austrians telling you how this is all wrong.
Because they can't prove they are right. And hopefully they are out grilling right now. ;-)
dead hobo says:
Good theory and great campfire scary stories but, in reality, not all dis-inflation is deflation. If a bubble bursts and prices fall as a result, is that deflation or normalization? The Fed would trot out the deflationistas and proceed to scare the crap out of everyone with logic such as the above, and continue to pump the price of everything in 'controlled' and 'intelligent' and 'managed' inflation. Which is supposed to be good, pure, and as God intended it.
In reality, prices will stabilize at some level if the Fed provides enough liquidity and credit remains available. People aren't potted plants. Prices don't fall to zero. People will start to buy when prices fall to levels that match income and wealth. The Fed has no control over income but, I suspect, tries to manipulate wealth by pumping the stock market and making liquidity available to market pumpers. It hopes to influence incomes by influencing wealth caused by inflation.
In reality, the Fed is addicted to inflation, and is only against the inflation it doesn't think it controls. Deflation, aka price normalization, is the economy repudiating the Fed's manipulations and perpetual bubble orientation. Price normalization is the economy telling the Fed it screwed up. The Fed counters this by treating price recovery as a terrorist. The resulting pumps keeps prices too high to match incomes and adjusted wealth.
Thus, the Fed is the enemy of this recovery and prolonging the recession by fighting the normal corrrection to its 20+ year inflation binge.
stonedwino says:
So its either massive government spending or we are totally screwed….OK. Since you have outlined what happens if we cannot stop a deflationary spiral and that as we all know the only way to stop us from going into a black hole is government spending….why would anyone vote Republican now? And if the GOP makes gains in the House and Senate what will they do to help fix the mess they helped get us into in the first place?….Yeah right…
algernon says:
Barry are you endorsing this idiocy?
Where is the actual example of a deflationary spiral? Don't say Japan; prices flat even for 2 decades is not a deflationary spiral.
A bust can cause sharp deflation, but in a free society–ie, free of blankets of gov't intervention to prevent price adjustment [USA for example], it is self-correcting. The ratio of money/goods prevails.
stonedwino says:
Not to say the the Democrats are doing a stellar job – they should be doing more with the majorities they have – with or without Republican obstructionism…
dead hobo says:
BR, thanks for the softball slow pitch. This 'deflation' crap is so easy to debunk, there should be a price of admission just to throw feces at it. I really don't understand why so many otherwise smart people can't differentiate between price normalization and text book deflation theory. Then, after thinking through the obvious, why don't they follow the trail back to the source and ask the Fed why it keeps pumping the price of everything as a matter of routine. Then ask why prices that don't match incomes are a good thing, meaning why don't they just let prices fall. Then, they can pump again from the bottom if they choose and start another 20+ year bubble cycle.
foxorrabbit says:
When I read: "Whoa. There has got to be something else that can be done. You know, besides the Fed…"
I thought for sure the answer was going to be: "Well there is, the government could print a little money (NOT borrow it, just print it) and pay some of its bills with this newly-printed money. Taxes could be lowered because the government would be printing some money instead of borrowing it, which would put more money in people's pockets, which would spur more economic activity. Eventually, prices would rise and the government could stop printing and go back to borrowing money from the banks."
Instead we get the sheople answer: the same thing as above but with the government asking banks to print the money and loan it to them at interest, instead of just printing it themselves. What a joke.
markd says:
I emailed this to 5 people & got back 5 this is wrong. when I asked for particulars I got 4 it just is and one Glenn Beck says so buyin' more gold. jeez it's a good thing I got lots o' beer.
@dead hobo you're right there is a difference between deflation & price normalization, but when UE is 10%+ it's a real thin one.
Michael M says:
I never understood this idea that people won't buy things when they know they will get cheaper in the future. Really? No gas for your car now, no food, no hair cut, no AC, no college, no healthcare, no cable, no holiday if it'll be cheaper next year? I guess with this kind of logic nobody buys clothes at full price because they know there will be a sale soon, nobody buys electronics because they only get cheaper if you wait, and nobody moves out of the dorm or their parents basement if houses are expected to get cheaper in the future. This is the kind of ceteris paribus-assuming, formula-driven logic that only economists can love: A world where all prices go down together and price alone dictates behavior, where lower prices do not free up money to buy other things, where globalisation is not a factor, where deflation does not force companies to achieve world-class productivity and where all deflation leads to downwards spirals that must be avoided at all costs. BS!
JT23456 says:
I'm all for a big dose of deflation. I'm retired with $1M in CDs. Both houses paid for. I drive a 99 pickup. Deflate away please.
willid3 says:
i suppose the great depression really never happened. and food prices never collapsed after all every one needs to eat right?
Hamilton says:
So, "massive government spending" magically creates jobs and income. How wonderful. This should be read to all children at bedtime!
Unfortunately, in the real world, government spending of moderate or massive amounts means spending the incomes or wealth of taxpayers. Strange they leave this part out. Let's forget the part where we tax incomes, properties and activities to pay it all back whether next year or next generation.
There are some merits to the stimulus argument in concept, but not when study after study shows our own government stimulus expenditures are negative return "investments" that generate less income even over the long term and even with absurdly low interest rates on the borrowing. Bottom line is deflation needs to happen in real terms for certain asset classes, including housing in most locales. If we all bear the full present value cost of our retirement years, savings needs to be much closer to 20% and the only way to get there reducing 1)consumption, 2)housing or 3)taxes.
It is true inanity to devise public policy promoting increased spending on consumption and housing with borrowed money.
george matkov says:
Barry, Barry, Barry,
Unlike the time of the Great Depression, today's population consists of tens of millions of retirees on fixed income. A general lowering of prices would increase their purchasing power and stimulate spending.
Unlike the young, old people have to listen to the ticking clock of life – i.e., that trip to Bali may be cheaper in a couple of years but I might be dead by then, or too decrepit to enjoy it as I might were I to do the same today.
Dow says:
I expect deflation will get markedly worse this fall. The Christmas shopping season a complete bust. I am hoping to be wildly wrong.
Back in pre-historic times, basic economic policy was presented in college that during booms, taxes should increase and savings encouraged. During busts, taxes should decrease and savings spent, generally on government projects. At its most basic, it's how humans can best deal with feast and famine scenarios – a concept rehashed by just about every civilization since human beings first managed to chisel some marks on a stone.
So what I really don't understand is why, thousands of years later, there's still any debate about what actions to take. To maintain social stability, during a famine, you feed people. The famine we face today is deflation. The best course of action against the zero bound – create jobs.
PS Not a big fan of the new $50 billion transit spending bill proposed by Obama as the funds will in all likelihood go to a handful of defense contractors who handle civil infrastructure. Conveniently timed with a drawdown in Iraq. But I guess it's better than nothing.
X on the MTA says:
I've written about this before, I'll reproduce the relevant bit below:
American consumers collectively owe 830.8B in revolving credit alone. People buy stuff on their credit cards with 14% interest rates. 631.8B worth of stuff. In his speech linked above, Bernanke defines moderate deflation as "a decline in consumer prices of about 1 percent per year" when talking about Japan. You know how much cheaper that stereo would be if you waited a year instead of paying for it with a credit card (assuming one year to repayment)? 14%. Hell, maybe even more as some new, fancier stereo comes out.Does this sound like the kind of population that will outright stop consuming and let the economy collapse over price declines that are a couple of points?
People buy new cars or change leases every three to five years. Americans love new, shinny shit; they line up outside of stores over night to get the new sneakers first; they bid twice the price of things on eBay to be the first to get them; they camp outside Apple stores for iPads; they buy clothes at full price knowing full-well they'll be half the price in two months; and they charge it all to credit cards with 14% interest rates. People freezing all their spending over tentative price drops is the last thing I'm concerned with, seriously. It is true that people are lowering their debt burdens right now, but I suspect it's more of a case of having been over-extended than anything else. As interest rates drop and debt gets repaid, people will begin to lower their monthly debt burdens, which is when the price drops are going to make that extra money itch in the pockets. It's really only a matter of time before people go back to paying $200 for a 5th pair of sneakers and putting it on their Capital One. Seriously kids, the consumer is going to be alright.
willid3 says:
well, they have stopped buying new cars almost (going from 16-18 million cars per year to just better than 11.5 million). mostly people are buying used and we can tell this because the market for used cars is really hot. why do people buy i-pods and other gadgets instead of what other do? mainly cause they are cheaper to own that other generations buying habits. in the past people would buy land. try to do that when your incomes have tanked. people would buy houses. even that was driven by the more affluent generations (the younger generation didn't participate. even with almost free and easy credit couldn't afford it). most didn't buy cars, same reason.
i am wondering if deflation is really driven by incomes collapsing. like here in the US. and that has been happening since about 70s. wonder why that is.
the only reason the economy from 2001-2007 looked as good as it did, was the easy credit. without which we have what we have now, and easy credit ain't coming back. this decade. and demand will tank with it. which means jobs go with it
FrancoisT says:
Unreal! Even on this blog, people STILL conflate government capacity to spend with Aunt Millie home budget!
philipat says:
Deflation. Coming to a place near you shortly IMHO. Japanese solutions to asset bubbles bursting produce Japanese outcomes, which shouldn't really come as a surprise to anyone.
gbgasser says:
A good point was made earlier about our pensioners benefiting from deflation, also many of the New Deal programs have made the spiral less likely or less destructive (depositor insurance for example) but those who talk lightly about the reality of deflation arent thinking about the amount of credit in the private sector. ANY drop in income makes paying off debt harder, causes more contraction, more bank failures ,more credit contraction, more income loss…….. The spiral has some safeguards against it for sure but it should NOT be dismissed as a real threat. Until incomes start to rise, in people other than CEOs and Wall Streeters, we should be on deflation spiral watch.
gbgasser says:
Yes FrancoisT
You'd think we were still in a fixed exchange rate gold standard world.
Simply-Put says:
I knew about a year ago that we were headed for a debt-deflation scenario after reading
Irving Fisher…. And this is no double-dip just a continuation of a depression…
In 1933, Irving Fisher, possibly the first celebrity economist, published his paper titled "The Debt-Deflation Theory of Great Depressions," a thorough reading of which should be required by anyone who wants to talk intelligently about our current crisis. I believe that not only does it address the causes and effects of depressions but also discusses possible solutions.
As for causes, Fisher believes there are two major factors that lead to a major depression as opposed to a run-of-the-mill slowdown in the business cycle: over-indebtedness and deflation. He believes that other factors can play a role in business cycles but they are basically secondary factors when it comes to real economic upheaval. Over-indebtedness and deflation are the main players in any extended economic downtown. He cites 1837, 1873, and 1929-1933. (I encourage you to read about these periods in history on Wikipedia.) He then lays out the effects, which an astute reader will see are quite applicable to today.
Fisher provides a partial look at the aftermath of the Great Depression. The question to answer is how did that "over indebtedness" come to be?
In a New York Times Op-Ed, Robert B. Reich, a secretary of labor in the Clinton administration, and professor of public policy at the University of California.
American Corporations used low-wage labor abroad or labor-replacing software here at home than to continue paying the typical worker a middle-class wage. Even though the American economy kept growing, hourly wages flattened. The median male worker earns less today, adjusted for inflation, than he did 30 years ago. In addition, they used their homes as a piggy bank to compensate for this lost income. This worked fine as long as the lowering of interest rates moved downwards. But the gig was up when the FED created the largest Asset Bubble in housing of all time to appease Wall Street by lowering rates to zero for to long a period..
The national economy isn't escaping the gravitational pull of the Great Recession. None of the standard booster rockets are working: near-zero short-term interest rates from the Fed, almost record-low borrowing costs in the bond market, a giant stimulus package and tax credits for small businesses that hire the long-term unemployed have all failed to do enough.
That's because the real problem has to do with the structure of the economy, not the business cycle. No booster rocket can work unless consumers are able, at some point, to keep the economy moving on their own. But consumers no longer have the purchasing power to buy the goods and services they produce as workers; for some time now, their means haven't kept up with what the growing economy could and should have been able to provide them.
America will never be destroyed from the outside. If we falter and lose our freedoms, it will be because we destroyed ourselves.
Abraham Lincoln
Time and money spent in helping men to do more for themselves is far better than mere giving.
Henry Ford
However beautiful the strategy, you should occasionally look at the results.
Winston Churchill
And remember this is all due to the Greed of Wall Street….
We desperately need new leadership in this country….
BillG says:
Can somebody please explain why foxorrabbit's idea about the government simply printing more money to solve this deflation issue is wrong because I can't. I'm not an economist, but it seems like deflation is a pretty easy problem to solve. I mean how hard is it for the government to print more money? Zimbabwe seems to have mastered it. So long as they stop when inflation starts to kick in I don't see how deflation is anything but a blessing at a time of record deficits. But again, I'm not an economist.
Long term says:
dead hobo is exactly right when he says this is price normalization. i believe it is also credit normalization. unfortunately, this new reality of less credit is too painful for the hoi polloi to accept as well as too risky for politicians who must "do something" or lose the next election. the best thing to do would be to do less–less bailing out of poorly managed banks and over-priced housing. let the market make up its own mind and don't try to regulate it into prosperity, which cannot be done. this approach would hurt for 2 or 3 years but would be so much smarter than dragging out the pain out for 10 or 12.
RodgerMitchell says:
The common denominator in all depressions has been paydown of federal debt. See: http://rodgermmitchell.wordpress.com/2009/09/07/introduction/
The common denominator in recessions has been reduction in debt growth.
Why? Because during a recession or a depression, the economy is starved for money. Federal deficit spending creates money. To say the stimulus packages don't work is like saying that pouring water on a fire doesn't work, if the fire is not completely out. All that is needed is more water.
"This is why it's important that banks do not fail," Sorry Barry my BS Meter just pegged on red there. I think this graphic left a few things out..
Ducky62 says:
I could use some of that 1% a month deflation return. Aren't we still running about 2%+ annual inflation?
CTB says:
Although CPI is a gamed metric, it's pretty flat but positive.
@bman — maybe they can't be allowed to fail, although it's too bad we left the lunatics in charge afterwards…
subscriptionblocker says:
Have read all these arguments and many others…..
Am more convinced than ever that no one really understands the forces now at work in this economy. It'll be a surprise. Christina Romer is just the beginning.
Do something/anything constructive and just keep paddling. Try to be pleasant even when frustrated. Best you can do.
Hamilton says:
FrancoisT Says:
September 6th, 2010 at 10:00 pm
Unreal! Even on this blog, people STILL conflate government capacity to spend with Aunt Millie home budget!
Even more unreal? The people who conflate the govt spending with positive return investments. Poor Aunt Millie has a heck of a bill being run up with her home budget listed as collateral!
ToNYC says:
Lost me when I'm ready to hear that it is important that Banks fail..like anything else that has died. "The dead don't heal" as Tom Noguchi of L.A. Coroner fame. What we do need is a strong chairperson at FDIC and a Prompt Corrective Action attitude that is actively under review. Doesn't everyone know by now that the Banks are offloading bad credit every moment they can to the Treasury, and when they're done they'll be giving away toasters again in lieu of interest.
"..like anything else that has died." I'm intrigued with this notion in economic circles. The gardener perspective, (the notion of trimming dead branches being a healthy endevour,) works with around 30% of the people. In order to reach the rest of the general populace, the horror/comedy realm of modern experience is how this notion is portrayed… aka Zombies.
Which do you prefer?
constantnormal says:
To all those who would embrace a "mild deflation" … there is no such thing, as due to the positive feedback nature of deflation (and inflation), trends increase over time, and it gets harder and harder to exit from (see "liquidity trap").
@JT23456 7:42pm in particular — hopefully your big slug of CDs has a maturity farther out than you expect to live … or are you thinking that when it comes time to roll them over, that 1% yields will be sufficient due to the increased purchasing power of your interest checks?
And just think about what an extended period of uber-low rates is going to do to pensions and insurance companies — places that need a decent rate differential to generate payments to their customers. Sure, the bond prices are rising, but if they have to sell their portfolios to generate day-today cash flow, they are eating their seed corn, and sooner of later we will be seeing either increased premiums or decreased benefits (or both).
I suspect that even at this point, if we were to embark upon a substantial jobs-oriented stimulus program, it would take many years before deflation was overcome by inflation. And by that time, the hordes of "little people" without much in the way of cash will have become cannibalistic hordes of zombies, lookin' for "rich folks" to eat. Them rich folks that like deflation are the tastiest, I hear.
Myself, I favor any kind of income redistribution that would rip back the trillions that the uppermost 1% have stolen from the rest of us over the past 30 years, and sow it among the former middle classes, hoping we could grow a new middle class to replace the one we have destroyed.
But it really doesn't matter what anyone here wants, the goobermint is not given to listening to folks that don't petition with a briefcase full of money — better make that a steamer trunk full of money.
constantnormal says:
"Aren't we still running about 2%+ annual inflation?"
Not according to the metrics used to increase Social Security checks. We are heading into the second year of zero increases — which should by rights be declines, due to a shrinking inflator, but the way the law is written, the CPI adjustment can only go up, payments can never be reduced. So retirees should be VERY happy — expect for our wonderful health care system, with prescription drug costs increasing a lot faster than everything except college tuition.
So in answer to your question, no.
philipat says:
America will never be destroyed from the outside. If we falter and lose our freedoms, it will be because we destroyed ourselves.
Abraham Lincoln
Sorry, can't agree. America is being destroyed from the Inside.
Yaun says:
'Deflation fear' is Bernanke's last joke before ruining the currency.
According to pre Clinton CPI, inflation has consistently been above 5% for the last 20 years.
IvoZ says:
I would make several comments about this chart porn:
1. They focus on supply of credit declining as a cause, but totally omit (as is the case currently) lack of demand for credit due to too high debt/income levels. They also omit credit overexpansion as a primary cause for the bubble.
2. They omit QE as a tool (not that it has worked miracles).
3. They think that deflation is bad per se, as it inevitably leads to a deflationary spiral, and it needs to be fought with any measure. But deflation is just the result of the previous excess and it needs to clear malinvestments before it is over, while the monetary and fiscal measures are only kicking down the can down the road, while costly and prolonging the depression.
4. A major transmission mechanism for economic weakness is described via the job market, but we see that even with the monetary and fiscal measures there was no effect on joblessness, as the measures go to the pockets of crony capitalists or inefficient state / local bureaucrats. Especially their line on not letting banks fail is quite irritating.
IvoZ says:
@ dead hobo
BR, thanks for the softball slow pitch. This 'deflation' crap is so easy to debunk, there should be a price of admission just to throw feces at it. I really don't understand why so many otherwise smart people can't differentiate between price normalization and text book deflation theory. Then, after thinking through the obvious, why don't they follow the trail back to the source and ask the Fed why it keeps pumping the price of everything as a matter of routine. Then ask why prices that don't match incomes are a good thing, meaning why don't they just let prices fall. Then, they can pump again from the bottom if they choose and start another 20+ year bubble cycle.
Because they do not pump the prices for the common good, but for the good of their owners, which have first access to the pump and can front run the lemmings.
IvoZ says:
@ MichaelM
Very well said. So a deflationary price spiral could exist only in big item discretionary items like houses (need to have prices normalized anyway right now), autos and furnishing / household electronics. Price may undershoot a bit, but nobody is concerned if prices overshot before that to begin with. Price deflation is often only a symptom of a depression and not its cause. Pumping up credit in the bubble years leads not only to price increases, but also to artificially high demand levels that also need to normalize. Again, nobody is concerned with the positive spiral of excess during the boom.
Markets / economy are complex adaptive systems with self-reinforcing feedback loops enhancing trends (both positive and negative), but everybody is only focusing on the feedback loops in the negative trends. This biased meddling has unintended consequences – moral hazard, crony capitalism, uncompetent leaders, weakening of the productive forces within the economy, waste of real savings pools etc.
rvirmani says:
additional post:
Please see: http://www.themoneymasters.com/ – on the root causes of this deflation and what the goals are moving forward.
My own blog which compares the Japanese experience with the more recent US experience.
Lugnut says:
Tightening of credit to 'normal' standards, especially WRT mortgages should provide housing price levels concurrent with expected levels if you trend forward 'normal' inflation and appreciation figures from say, early 1990s leveles. Until pricing falls down to that level, which it needs to do, you can't really begin to talk about deflation. The bubble is sill bursting and reverting prices to more correct levels.
I think people want to parrot deflation beause of whats going on with unemployment, and equivicating it with a Depression. Again, chicken and egg scenario. In GD part I, unemployment soared because of the Depression. Here, I think its a leading indicator, not following. Our economy is being 'exposed' for what it is(n't), and thats establishing the trendlines that follow: less employment, less discreationary income, less spending, less profits, tighter credit, lower home sales, decreasing asset prices, etc….
DeDude says:
It is that simple, and yet we have these GOPsters and their tea-party village idiots calling for the exact kind of action that will throw us into a deflationary spiral. Scary thing is that they are actually going to win enough support to block any federal government action against deflation, and the Fed is out of bullets. That second dip better stay away or we could be in deep trouble.
foxorrabbit says:
@ BillG:
No one has taken up the discussion, but the idea isn't wrong. It would work like a charm. There are some problems/challenges. One problem is that the federal government delegated away its authority to print money (to private banks):
I'm not sure if the government even has the authority to create money anymore. I think right now only the Federal Reserve and banks have the authority to create money. (Not to be confused with printing the physical representation of that money — "Federal Reserve Notes" — which is still done by the Treasury, for little if any gain.) There are other problems too (especially that it would be nearly impossible to get such a measure passed by Congress) but the idea itself is valid and would work quite well.
DeDude says:
It is wrong because it does not conform with these peoples ideas of "reality", the only facts they need are those that will confirm their ideology, any other facts must be wrong or faked. This is why it is so hard to have a debate these days. Most people begin in their ideology and only use (selected) facts as confirmation. Sorting sources and their "facts" for internal and external consistencies (to assign them credibility ratings) is a lot of work – lazy people find it so much easier to begin with an ideology and simply discard anything that does not confirm it.
Marc P says:
I've spent my adult life living with inflation and ever-expanding public and private debt. The perceived health of our economy appears to depend heavily upon this ever-expanding debt. The concept of deflation was nearly completely skipped in the many econ classes I took.
Someone help me: setting aside the question of whether the U.S. is poised on the edge of deflation or on the edge of price normalization, is there a historical example of a true deflationary spiral out there somewhere in the past 50 years? I say 50 years because modern credit systems are only that old. Previous examples might be inapplicable due to this.
I'm afraid we're in uncharted territory, but fear not with the internet and so much sortable data
everything will certainly be sorted out one way or another.
DeDude says:
I think Japan is the best example to look at although their deflation was the nasty kind with deflation in the things you own (real estate and stocks) and inflation in the things you need. When you average that out the number doesn't look so bad, but it is actually a lot worse to live with than total inflation or deflation in everything. I think we will go through the exact same thing.


text:
Generous gifts of endowment from alumni, parents, faculty and friends—and careful stewardship of their investments—are a vital component of Saint Mary's financial stability.
What is the endowment?
The endowment is composed of assets that are invested for the long term to support the College's educational purposes. As the cornerstone of the College's financial stability, the endowment provides program support funding that is not dependent upon enrollment, tuition or annual giving.
The College's endowment consists of approximately 300 individual funds established to support scholarships, professorships, programs and College priorities. It includes both donor-restricted assets and assets designated by the Board of Trustees to function as endowment.
Donors gifts made to the endowment buy "units" in the College's endowment investment pool. This pool operates similarly to a mutual fund -- the value of untis changes quarterly based on investment returns.
How large is Saint Mary's endowment?
As of March 31, 2011, the endowment market value has grown to $133.7 million. The increase in endowment is welcome as it follows the negative impacts of the credit crisis and recession, which resulted in two consecutive years of endowment decline. These negative impacts also spurred the Investment Committee of the Board of Trustees to adopt on a short-term basis a more conservative mix of investments in order to preserve the endowment's value. The College has recently been transitioning away from the more conservative investment mix toward longer-term targets which should help assure continued endowment growth over time.
How does the College invest its funds?
The College invests endowment funds following an asset allocation model which distributes investments over eight major asset categories, including U.S. equities, non-U.S. equities in both developed and emerging markets, private equity, core fixed income, cash equivalents, private real estate, and real estate investment trusts. Actual investments within these categories are made with multiple investment managers upon recommendation from the College's investment consultant, Wilshire Associates, and upon approval of the Investment Committee of the Board of Trustees. College financial staff, Wilshire Associates staff and the Investment Committee monitor the performance of individual managers and make adjustments as necessary.
How much does the endowment provide in operating funds annually?
The endowment provided $6.4 million of 6.1% of the College's $105.7 million operating budget for fiscal year 2010-11.
Is there an optimal size for the College's endowment?
Endowment goals are often expressed as a multiple of an institution's budget. The optimal size for our endowment is $317.1 million, or three times the size of last year's operating budget of $105.7 million. At this higher level of endowment, support of the operating budget would grow from 6.1% to 15.0% of total revenues.
What are the benefits of giving to the endowment rather than giving to current expenditures?
Both types of gifts are important to the College. The full amount of an annual or major gift provides support for a particular program or student for a limited period of time, typically one year. An endowment gift, in contrast, provides an ongoing and typically increasing level of support in perpetuity, although the amount available for annual use -- at least initially -- is much less. For example, a one-time gift of $100,000 will provide 20 $5,000 scholarships in one year. That same gift invested in the endowment will provide one $5,000 scholarship in the year after it is received, but will be awarded in perpetuity. Over time, the value of the endowed scholarship fund will grow as the overall endowment grows.
To learn more about the opportunities and rewards of establishing an endowment at Saint Mary's, please contact Carolyn Otis Catanzaro at (925) 631-4914. She is experienced in planning gifts to meet each donor's personal circumstances and can provide detailed information on Saint Mary's endowment options and guidelines.
Maps & Directories
Mailing Address
Saint Mary's College of California
1928 Saint Mary's Road
Moraga, CA 94575
(925) 631-4000
Google Map | Campus Map | PO Boxes


text: POPSUGAR Moms Halloween Mummy Bag by Rebecca Gruber 10/07/10 1 Shares Like us on Facebook Sign up for our daily newsletter > Follow us on Pinterest Previous Photo 1 of 6 View on One Page ADVERTISEMENT ( more slides) Next Share This Link Copy 1 Mummy Bag Previous Photo 1 of 6 View on One Page ADVERTISEMENT ( more slides) Next Read More Trick-or-TreatingHalloween Halloween 7 Leftover-Pumpkin Hacks Pumpkin Mojitos Sound So Wrong but Taste So Right Pumpkin Cheesecake — No Baking Required! Warm Up With a Spicy Bowl of Curried Pumpkin Soup POPSUGAR, the #1 independent media and technology company for women. Where more than 75 million women go for original, inspirational content that feeds their passions and interests. Stay Sane and SavvyWith Our Moms Newsletter Personalize Sign up with facebook or By signing up, I agree to the Terms and to receive emails from POPSUGAR.


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Gather Round The Table
Easy Fish Stock
For the best fish stock, make your own, even if you can't exactly match the proportions suggested below. The main idea is to make a light, flavorful broth. Use the bones of white-fleshed fish—most fishmongers will give you bones for free.
Bitter Greens with Mustard Vinaigrette
This thick, robust vinaigrette is perfectly suited to dress a salad of sturdy greens.
Braised Lamb Shanks with Gremolata and Baked Polenta
Cooking lamb shanks uncovered in their broth simultaneously browns and braises them, adding richness and color. Braise them a day ahead; the flavor will deepen overnight in the fridge.
Bouillabaisse with Rouille and Garlic Toasts
This pot of Provençal mussels is bathed in a bouillabaisse-style broth with saffron, tomato, and herbs. Make the broth hours ahead. Steam the mussels just before guests sit down, and serve with buttery toasted French bread rubbed with garlic.
Posole with Red Chile
The backbone of this bowl of New Mexican soul is large kernels of dried hominy, which need to be soaked overnight. This spin on the classic Mexican holiday fare might be the most delicious party food on either side of the Rio Grande.
Pimentón Roast Chickens with Crispy Potatoes
Generously seasoned birds sit overnight, then get a high-heat roasting on a baking sheet, spaced apart so air can circulate around them, crisping the skins.
Lentil and Garlic Sausage Cassoulet
This streamlined, somewhat lighter cassoulet employs French green lentils, bacon, and smoked sausage.
Squash and Broccoli Rabe Lasagna
This vegetarian revelation balances the meaty sweetness of butternut squash with bitter broccoli rabe and a creamy sauce. Serve it with a simple salad (click for recipe)


text:
The World of Warcraft is an expansive universe. You're playing the game, you're fighting the bosses, you know the how, but do you know the why? Each week Matthew Rossi and Anne Stickney make sure you Know Your Lore by covering the history of the story behind World of Warcraft.
Yes, it was an in-joke. Nevertheless, it can be fairly said that Thunderaan, prince of the air, is more than a bag of hot air and Mike Tyson quotes, and that the air elementals serving under Al'Akir the Windlord are more than just masters of wind and gale. Thunderaan himself was so powerful that it took Ragnaros and his two lieutenants Geddon and Garr to subdue and nearly destroy him, and even then the elemental lord of fire could not wholly consume the windseeker. And while each of the other elemental lords counts Al'Akir as the weakest among them, the lord of the air can counter by pointing out that they rarely if ever can lay an aggressive hand to him secure in his fortress of the Skywall.
But it's not just elemental lords and princes that boast affiliation with the element of air. Any warrior who leveled in classic WoW can probably regale you with tales of the Cyclonian, and air elementals can be found on the rampage in Silithus, as well as bound into service in Northrend by the servants of the very titans themselves (although it's an open question as to who Ionar truly serves, Loken or Yogg-Saron himself). Air elementals tend to disdain rather than directly antagonize their fellows, trusting to their higher mobility to immunize themselves from reprisal.
Al'Akir is at once the least respected and least hated by each of his fellow elemental lords. Ragnaros and Neptulon seem to spend most of their time plotting against each other and fighting on or over Therazane's element, melting it into lava or eroding it into silt. While Al'Akir also erodes earth into dust from time to time, he and his servitors seem fairly disinterested in the whole conflict between elemental types, preferring to evade the entire issue in Skywall. As befits so elusive an elemental lord, Al'Akir might well be the one we know the least about. What little we know about him mostly comes from what we know about his son.
Still, as we covered under the fire elemental entry, it's been impossible for the elementals of air to completely evade the others. Thunderaan learned the hard way that the other elementals couldn't be trusted following the titan's victory over all four of the lords. Banished to the elemental plane, each crafted a stronghold from his or her primary element, but conflict was inevitable, as each element invariably seeks to dominate, destroy or incorporate the power of the others. As an example, elementals like Garr and the Lava Surgers are composed of both earth and fire. While they serve Ragnaros, they were born out of the firelord's attempt to incorporate Therazane's element into himself. Similarly, while Thunderaan was a victim of this tendency, the air elementals are no better, as they've created elementals by mixing themselves with subdued dust as well as freezing water to create ice elementals. (It seems that the loyalty of such elementals depends on either who makes the best offer or is responsible for their creation -- all lava elementals thus encountered seem loyal to Ragnaros, for instance, while Ahune is loyal to Neptulon.) As a result of Ragnaros' near consumption of Thunderaan, the firelord's power grew, but we've not seen any fire/air elementals as a result of it.
Interestingly enough, the rivalry of the elemental lords of Azeroth may be magnified by their previous service to the Old Gods. Even Al'Akir and his air elementals may be affected, although seemingly less so; the elemental spirits of Outland seem far less contentious. Kalandrios, the fury of air, stands side by side with other elementals of opposing types without seeming to need to engage in this constant process of attack and absorption, although it's clear from the Unbroken story that the elementals of Outland are just as differing in outlook as are Azerothian ones. It seems that this is in part due to the nature of the worlds they inhabit, as not only do the elementals shape and provide the underpinnings and materials of the world but they are in turn affected by the nature and condition of the very worlds they make up.
Unbroken - Micky Nielsen
The cataclysm cast us all into turmoil and uncertainty. For a time we were lost. In you we sensed a kindred spirit: confused, neglected. It took time for us to recover sufficiently to reach out once again, but when we did, we hoped you would be... receptive.
The elementals of Azeroth have not undergone so terrible a cataclysm since the days of the Sundering, and even then they were already locked away by the titans in the elemental plane, while those of Draenor endured the destruction of their very world within the past two decades. In effect, not only do the elementals of Azeroth have the influence of the Old Gods to deal with, those of Outland do not have the luxury of the same terrible battles to try and dominate and absorb one another. They must work together if their world is to survive at all.
It's possible, therefore, that if there were to be a new threat to the elemental status quo (not that we can foresee any such destructive event), it might be to the benefit of the elementals of air, isolated as they are behind the Skywall. If fire, water and earth were thrown into confusion and turmoil by a cataclysm of some kind, might not Al'Akir and his host finally have the luxury of striking fully at enemies who were not only unable to strike back, but who were busy reeling from renewed devastation? If it were so, then clearly they wouldn't have to worry about a group of pesky mortals getting in the way of their plans for revenge. After all, who could possibly breach the Skywall? No one, that's who. It doesn't even bear thinking about.
Next week, revenants and other hard-to-classify elementals, and a general roundup of what we know and don't know.


text:
|Date added:
|05 November, 2007
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text:
You guys may remember me posting something before about taking courses to become a horse trainer. Well I have decided to forgo the online attempt, as I realized that it just wasn't going to work for my situation. Then one of you mentioned Meredith Manor, and a couple of other places as well.
For my situation and interests, I have decided that Meredith Manor is the best choice for me. I will be attending the school starting November 28th and working toward a Western Riding/Training Major with emphasis on Reining.
You may also remember my Appaloosa filly I have posted on here named Lera. Due to having the horses on our own property now, and not having access to proper facilities, I found myself unable to work with a horse who had very little training whatsoever. I regrettably had to try and sell her. I received three offers, but when everything with this school was figured out, we decided it would be best to take her with me, and then I could keep her.
I am just wondering if you guys think she would do well as a Western horse. She seems built more for English, and bred for it as well. Her sire has a ROM in Suitability for Dressage, and is a Reserve Grand Champion in Hunter in Hand. On the other end of the spectrum, her grand sire is DreamFinder, a legendary Halter horse.
I am interested in Dressage, but I want to do Western, and I'm about 99% certain that she has to be trained in the same discipline I'm taking up. Since I'll be working with her it only makes sense. On top of that, what would I do with a dressage horse that I had no idea how to ride? ;P
I don't have great pictures for conformation purposes, but what does it take for a horse to be decent in gaming events? I know she is built more like a Thoroughbred, so she's pretty lean and would be better suited for WP if anything. Just looking for opinions is all, and that includes on Meredith Manor. If you like the school, that's great, but if you don't please don't say it is a crap school and not give a good reason. There is no best school. All schools are better than one another in a specific area. That's just how it works, and I had to choose what was best for me and my situation.
Thank you in advance. :)
Here are some pictures of Lera that you may or may not have already seen. (I wish I could get better ones or at least more recent, but this dang snow is a pain. She has filled out quite a bit.) I want to get a video when the snow clears.
This is the most recent picture.
I understand this isn't much to go on, but any opinions would be greatly appreciated.


text:
One of my favorite restaurants in Mesilla is Andele Restaurant located on 1950 Calle Del Norte. With such a large and diverse menu, there is sure to be something to please each of your taste buds.
A tradition in my family is having lunch at Andele's on Sunday. Usually, I opt for the all-you-can-eat menudo, but on very rare occasions I get the urge to take on the nacho plate.
The bean and cheese nachos ($4.75) at Andele's is billed as an appetizer, but can definitely be eaten as an entrée. Though the nachos aren't piled high, the plate is made of thick layers of chips, refried beans and cheese.
I prefer to indulge my nacho craving with the addition of pork for $1.69. The savory pork is chopped into bite-size pieces; it adds just the right amount of salt to the meal. The pork has a crisp crust on the outside and very tender meat on the inside, mixed with melted cheese and the meat melts within seconds.
The cheese has a mild sharpness; it's layered on thick in between chips, beans and meat. The melted cheese adds great character to the dish. Between the cheese and the pork, the nachos engulf the plate before it reaches your table. This appetizer is for the hungry, or the few willing to share.
The refried beans are very light and airy on the chips. Looking to add some spice? Andele has a Salsa Bar with four different salsas, pico de gallo and other toppings. For a steady heat that counteracts the salt in the pork, try the Traditional salsa. Want to add some lime zest? Add the Tomatillo and Jalapeno salsa to your nachos.
If nachos piled with veggies is a must, the Nachos Especial ($8.00) comes with refried beans, cheese, lettuce, tomato, guacamole and sour cream. Nachos Especial comes with a choice of beef, pork or chicken. Both nacho plates can come with jalapenos upon request.
Andele Restaurante is open Monday 8 a.m. to 2:30 p.m. and Tuesday through Sunday 8 a.m. to 9 p.m. Info: 575-526-9631.
Sylvia Quintanilla is a freelance writer who is filling in for Andi Murphy. She may be reached at email@example.com.


text:
"Sam" was voted "World's Ugliest Dog" 3 yrs. in a row
Description: "If you don't like the way I drive...stay off the sidewalk ! " A Chinese Crested named Sam was voted the Worlds Ugliest Dog three years in a row! When he passed away at age 14, the contest judges decided that Sam was indeed The Ugliest Dog Ever.
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