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Compass Lexecon Analyst Interview Questions
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23 Candidate Interview Reviews Back to all InterviewsSort: Popular Date Difficulty
Analyst Interview
I applied through college or university. The process took 2+ months. I interviewed at Compass Lexecon.
Three Rounds: Phone Screening: Quick 15 minute phone interview involving fit questions along with what I know about CL and the position. Second Round: Three interviews which included a behavioral, technical, and case study. Behavioral part asked standard questions about your resume and why you want to work in this industry and why CL. During the technical part, you explain your research paper and why you used certain methods in there (they also asked a few statistical questions i.e. explain heteroskedasticity).Case study asked questions in regards to a 10b5-violation. Final Found: Three behavioral interviews with senior management. These were less formal than the previous round and were more like Q&A sessions giving you the opportunity to ask questions about CL. Overall, people were really friendly and seemed to enjoy their work. Hearing back from final round took a long time though.
Interview Questions
- Case study: Examine damages in a securities fraud Answer Question
Other Interview Reviews for Compass Lexecon
Analyst InterviewNo OfferNeutral ExperienceAverage Interview
I applied through college or university. The process took 4+ weeks. I interviewed at Compass Lexecon.
Met a recruiter at a college job fair. Received an email a few days later asking me to fill out a complete application (cover letter, etc.) over email. Didn't hear back for about a month, at which point they set up an over-the-phone interview. The interview itself primarily consisted of a mix between economics and fit/behavioral questions. I imagine the type of questions they ask depends mostly on the office/type of analysis you're interviewing for.
Interview Questions
- Asked me multiple in-depth questions about some of my previous independent work that I hadn't thought about in quite some time. Answer Question
Analyst InterviewNo OfferPositive ExperienceAverage Interview
I applied through college or university. The process took 3 weeks. I interviewed at Compass Lexecon (Boston, MA) in October 2014.
Applied through campus website, but first found was a phone interview with a Vp or something. It was a quick 30 minute behavioral interview with added questions about research/quantitative experience. Second round was at the office, 4 one on one interviews with various upper level personnel. Two were straight behavioral the other two were a quant questions and then a simple case-ish question. Nothing you could really prepare for. Not as involved as strategy cases but knowing anti-trust stuff would help. Office seems library-ish (not terribly lively) like other people have said but it seemed like a great bunch of people who love their jobs. Basically every person mentioned how brutal the hours were, seems like more hours than comparable firms.
Interview Questions
- How would you calculate the profits achieved from A and B merging and raising prices, (it was graph based). Answer Question
Analyst InterviewNo OfferPositive ExperienceAverage Interview
I applied online. I interviewed at Compass Lexecon in October 2014.
Applied on their website. Heard back after three weeks. Got a phone call from the recruiter to schedule a phone interview with the senior analyst. The senior analyst was quite friendly but I didn't hear back from them after. Also, I was not able to get the email of the interviewer so I couldn't send any thank you email/follow up email. That was the mistake on my part.
Interview Questions
- Mostly behavioral. Asked why econ consulting? Are you interested in management consulting as well? Answer Question
Analyst InterviewNo OfferPositive ExperienceAverage Interview
I applied through college or university. The process took 2 weeks. I interviewed at Compass Lexecon in September 2014.
Applied on school board. Interviewed on campus. One-on-one interview with a recent analyst. Standard behavioral and resume walk-through. Asked very detailed question on my research experience and case competition experience.
Interview Questions
- "What did you do for the case competition and what was your role in your team?" Answer Question
Analyst InterviewNo OfferEasy Interview
Usual phone interview questions. Tell me about your background and experiences. why do you think you are the best candidate? What do you expect from the Analyst position? In which field you will be comfortable? which field will be difficult or you?
Interview Questions
- Nothing difficult or unexpected question Answer Question
Analyst InterviewNo OfferNeutral ExperienceDifficult Interview
I applied online. The process took 4+ weeks. I interviewed at Compass Lexecon (Oakland, CA) in February 2014.
First round was with an analyst. There was a case study that requires some industrial organization knowledge. Second round has 2 parts: first part was a case interview with 2 analysts. there were some behavioral questions and a case about industrial organization and econometrics ( I was asked to come up with a regression model, so review statistics if you can). Second part was a written case on antitrust with a VP. The questions he asked were not very structured, so I asked a lot of clarifying questions. He had a PhD in economics and gave me a sense that he was expecting me to have the same level of knowledge in economics which I didn't. Got an email the next day after the second round telling me that I didn't get an offer.
Interview Questions
- Very detailed discussion about industrial organization, antitrust issues and market definition Answer Question
Analyst InterviewNo OfferNegative ExperienceAverage Interview
I applied online. The process took 6+ weeks. I interviewed at Compass Lexecon (Pasadena, CA).
Two phone interviews which are mostly behavioral. The process was extremely slow. It took them two weeks before informing me about the second round.After that, there is one final round interview at their office. I interviewed with 10 person within 5.5 hrs. Most questions are behavioral and some are technical. One guy asked about contents in past courses, which is hard. It took them another three weeks to get back to me. This is really inefficient. Very disappointed that they don't even reimburse the transportation costs.
Interview Questions
- past courses: how to use linear algebra in finance Answer Question
Helpful (1)
Analyst InterviewNo OfferNeutral ExperienceDifficult Interview
I applied through college or university. The process took 2 weeks. I interviewed at Compass Lexecon (Oakland, CA).
Three interviews through On Campus Recruiting from University of California. First interview - Behavioral interview with a very simple case study question. Lasted about 40 mins. Second Interview - Behavioral + Case Study - about 3 hours. Third Interview - N/A (Didn't get that far)
Interview Questions
- The case study question is very challenging. Lots of material is given and a deep understanding of microeconomics (primarily IO) is required. Answer Question
Analyst InterviewNo OfferPositive ExperienceAverage Interview
I applied through college or university. The process took 5 weeks. I interviewed at Compass Lexecon (Oakland, CA) in February 2013.
Went through first round phone interview and then second round on site interview. Second round interview was 3 hours. First three analyst asking questions, then VP, then working on a case study for an hour by myself , then sharing insights with VP
Interview Questions
- Are you applying to our competitors? Why would you choose us over our competitors? Answer Question
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Penzion Onyx
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Another day in the bus travelling to the Czech Repbulic. We went the long way due to roadworks, leaving at 8am & arriving at nearly 8pm! We stopped at a couple of small towns on the way, which was very nice. Cesky Krumlov is a really beautiful small town & we will get the chance to explore it more ...
Austria here we come!
So all packed up ready to go at 11.19 and we have even had showers!!! The kids are awol they say they really want to come back here. Maybe one day!!! So a full day of travelling. The roads in Italy are brutal! We sat for hours in traffic it was no fun at all. The Italians seem to think it is ok to undertake and shoot down the hard shoulder. I thought Mr T was gonna implode! Anyway we did it we made it to Austria. The scenery is stunning. The houses ...
La vie Bohème - Český Krumlov, Czech Republic
... town, then back into town on the other side of the river, through another sea of tour groups, found a spot to park, unloaded the luggage, drove through the pedestrian zone again to park the car, then hoofed it back to the apartment.
Scorching hot. Mark looked it up: it's the hottest summer in Europe since weather has been recorded, so for 500 years.
After we returned to the apartment and the kids, we looked for a place ...
What we did over Christmas vacation
... the New World until the mid-1500's. Fine beer was already being produced however. After lunch we headed off to the museum because it was supposed to be closed the next day. Surprise, it was closed for the entire holiday season.
So, we decided to walk the length of the town and take the Eggenberg Brewery tour, stopping at the Christmas market in the central square for a warm beverage and to purchase some super fleece-lined leather gloves. Brewery was closed, but ...
TIme for a Fun Paddle!
... ponchos, which we duly purchased. They were displayed on mannequins outside but when I went past that evening they weren't there, as the enterprising Asian man brings them out only when it's raining, plus it protects his mannequins holding other clothes!
Good to go, not supposed to rain according to forecast told to us by the booking lady, but it rained heaps! Jumped in our canoe and almost immediately ...

subset: commoncrawl


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Ben Carson, the former neurosurgeon turned conservative sensation, is taking a major step toward a 2016 presidential bid by forming a political action committee and selecting the man who would run his campaign, The Washington Times has learned.
Emerging from two-days of meetings with supporters in Palm Beach, Fla., Dr. Carson told the Times on Friday morning he has selected Houston businessman Terry Giles to be his 2016 campaign chairman should he run and approved the formation of a PAC called One Nation.
"Now is the time to start all of the appropriate exploration and investigation, and put down the structure that is necessary," Dr. Carson said in a phone interview.
Asked about the likelihood he will run for president in 2016, Dr. Carson said: "I would say we are definitely a step or two closer than we were a year ago."
He said the outcome of the 2014 elections in which Republicans are trying to seize control of the Senate would be a major factor, and that his new PAC would try to support candidates with similar viewpoints as his.
"Obviously we are very interested in what happens in November," he said. "And if the people also continue to show strong desire for me to run, obviously that would be an important factor too."
"In the meantime, we will focus our attention on helping those candidates who understand the change we need in our nation, and how to lead toward the healing our of nation," he said.
Dr. Carson, a popular Washington Times columnist, huddled for two days with about two dozen prominent strategists, potential fund-raisers and supporters in Palm Beach to study all of the "ramifications of a run and make sure all of that is fully understood."
Among those attending the private meetings were Mr. Giles, TV and radio personality Armstrong Williams, and political email and fund-raising strategist Mike Murray. During the strategy sessions, Dr. Carson asked Mr. Giles, a friend for over two deacdes, to serve as his campaign chairman if he runs.
"Basically if Dr. Carson decides to go forward, I've been asked to chair the campaign and make a full commitment during the period of time leading up to a decision and during the election cycle," Mr. Giles told the Times.
Mr. Giles, who like Dr. Carson won the Horatio Algers award for rising from humble means to business success, said the new PAC would be used to "explore and analyze and engage in homework to determine what the political landscape would look like and how it might materialize for a Carson for President campaign.
"We're going to continue to watch the political landscape and analyze what it might look like should Ben decide to run, and assuming it continues to look good, we'll be making additional steps that bring him closer to being a candidate," he added.
Dr. Carson, for decades one of the world's premier pediatric neurosurgeons whose work was celebrated in a made-for-TV movie, burst onto the political scene about 18 months ago when he confronted President Obama at a national prayer breakfast ceremony.
Since then, he has fast become a conservative favorite, with a best-selling book, a popular Times column and speaking engagements from coast-to-coast. His speech at the Conservative Political Action Conference in Washington back in March drew standing ovations from thousands of activists, heightening talk of a possible presidential run.
Soft-spoken, yet impassioned about issues, Dr. Carson has stressed common sense policy solutions to the nation's problems while eschewing political correctness and government dependence. In private, Dr. Carson has been testing many of his policy solutions in small meetings with columnists and activists.


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March 24, 2013
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New Ad from Respect for Marriage Coalition: "It's Time for Marriage"
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The majority of Americans support marriage equality. Find out why.Continue Reading ►
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Preferably using a scripting language like Perl or Python, but if I have to go the compiled route then so be it.
Essentially what I want to do is make an addition to my company's mail merge system. Right now, the software we use has a rather limited selection of mail merge fields that it exports, but if we could somehow incorporate results of database queries into the letters, we could accomplish much more (and unfortunately Word doesn't provide enough flexibility with database queries to accomplish this). The system we use automatically sends its letters to the default printer (which is a peer-to-peer printer, no print server). I would like to create a program that could act as a middleman for this. Ideally, it would detect when a print job is fired, capture the sent document, open it, insert extra data from its own queries, then send the new version to the printer.
I have two questions
- Is this even possible, if so, where do I start?
- Is this feasible for one person to complete in a reasonable time frame? Keep in mind I'm not a programmer by trade, I'm the sysadmin type of person =P


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I was looking for a cheap place to sleep after my arrival at Kaohsiung before taking the railway to Jiji, Nantou County next morning and hotel offers just that--and nothing beyond. The room was clean but the outfit is old and worn out. There is no catering facilities on site, so the "free breakfast" is provided off-site--you take a MacDonald... More
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Richard Fisher said Tuesday the Fed should heed the call of central bankers around the world and get on with hiking interest rates.» Read More
Rates are still likely to rise this year but that could change if the global economy pushes the U.S. economy off course, the Fed vice chairman said.
Only twice before, in 2010 and 2011, have there been no increases.
Market action in August has raised some questions about a slowing global economy for the second-half of the year, William Dudley said Friday.
A U.S. rate hike is still probably coming in October or December despite some conflicting economic signals, Dennis Lockhart said.
Cheaper oil and less demand for autos and machinery weighed on wholesalers in August, as their inventories edged up just slightly while sales dropped.
Intermarine is propelling growth for not only the country, but also Houston's position as the energy capital of the world
U.S. import prices barely declined in September, with oil prices rebounding and the drag on prices from a weak global economy appearing to moderate.
The Tax Policy Center now estimates that 40 percent of tax units won't pay tax in 2025, higher than its previous projection of about one-third.
The Federal Reserve should have hiked in March and "has kept rates too low too long," Morgan Stanley CEO James Gorman said.
The Fed should communicate its views well enough that markets will not be taken by surprise by a rate hike, a top U.S. central banker said.
Interest rate fluctuations and anxiety over new mortgage rules had borrowers rushing to their lenders.
U.S. exports took a hit from an ailing global economy in August, fueling the largest expansion of America's trade deficit in five months.
The pace of growth in the U.S. services sector decelerated in September as new orders and business activity slowed, according to an industry report.
Eric Rosengren still expects the Fed to raise rates this year despite what the head of the Boston Fed called a "weak" September jobs report.
The former Federal Reserve chief also said there's been too much reliance on the Fed, and other policymakers in the government need to step up.
Stocks sank and investors ran to the safety of Treasurys after a disappointing jobs report pushed off expectations for a Fed rate hike into 2016.
The U.S. economy created 142,000 jobs in September, a number that missed expectations and could cool expectations that the Federal Reserve will start raising interest rates soon.
The Labor Department said Friday that the unemployment rate remained at 5.1 percent in September, but that's not the only number to look at.
Fed funds futures plunged after the weak jobs report, with the market now pricing the first better-than-average chance of a rate hike in March 2016.
The U.S. economy is slowing down and the latest jobs report confirms it, UBS' Art Cashin said Friday.
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About meI'm a 28 year-old English lass, living in the beautiful Peak District with my family and our two cats, Millie and Domino. My mum and I left our second-hand bookshop, Book End, behind in early 2014 after four and a half years of working together. I have a thing for blueberry muffins and minced beef and mushroom stroganoff (not at the same time).
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Cate Le Bon
|Cate Le Bon
Le Bon performing at The Arch, Village Underground, London on 23 April 2012
|Background information
|Birth name
|Cate Timothy
4 March 1983
Penboyr, Carmarthenshire, Wales
|Folk, rock, pop
|Songwriter, musician
|Vocals, guitar
|Years active
|Associated acts
|Neon Neon, Gruff Rhys, Super Furry Animals, Y Niwl, Richard James, H. Hawkline, Sweet Baboo, The Gentle Good, Meilyr Jones, Manic Street Preachers, The Chemical Brothers, White Fence (Tim Presley)
Cate Le Bon (born Cate Timothy on 4 March 1983[1]) is a Welsh singer-songwriter, now based in Los Angeles. She sings in both English and Welsh.[2]
Le Bon was born in Penboyr, Carmarthenshire, and first gained public attention when she supported Gruff Rhys (of the Super Furry Animals) on his 2007 solo UK tour. She appeared as a guest vocalist on Neon Neon's 2008 single "I Lust U" from their album Stainless Style. Under her original name she provided backing vocals on Richard James's debut solo album The Seven Sleepers Den in 2006. She also appeared on his second solo album, We Went Riding, from 2010.
Le Bon worked with Funeral for a Friend frontman Matt Davies on his solo album Impressionist Road Map of The West between December 2005 and August 2006. The album was released in 2007.[3]
Her first official release was a Welsh language EP, Edrych yn Llygaid Ceffyl Benthyg ("Looking in the Eyes of a Borrowed Horse", similar to the English expression "to look a gift horse in the mouth"), on Peski Records in 2008.[4] She also self-released the double A-side debut single No One Can Drag Me Down / Disappear (described by Gruff Rhys as "Bobbie Gentry and Nico fight over a Casio keyboard; melody wins!") on her website. Le Bon worked alongside Gorky's Zygotic Mynci's Megan Childs, who contributed violin, and Super Furry Animals and Thrills collaborator John Thomas, who added pedal steel.[5]
Her debut album, Me Oh My (previously known by the working title Pet Deaths), was released in 2009.
In 2010, Le Bon provided backing vocals on several tracks from The Gentle Good's second album, Tethered for the Storm. She also collaborated with Race Horses lead singer Meilyr Jones on the project Yoke.[6] In 2011, Lex Records artist Boom Bip featured Le Bon's voice on the track "Do as I Do" on the Zig Zaj release.
In 2012, Le Bon released the album Cyrk, followed by the Cyrk II EP.
In January 2013, Le Bon moved to Los Angeles to further her career in the US.[7] Her latest album, Mug Museum, released November 2013, was produced by Noah Georgeson and Josiah Steinbrick in Los Angeles, and features her partner H. Hawkline on guitar and Sweet Baboo on bass. She provided guest vocals on the track "Slow Train" from Kevin Morby's debut album Harlem River and on the track "Coming Through" which appears on the album Nobody Knows. by Willis Earl Beal.
In September and October 2013, Le Bon supported Manic Street Preachers on several of their UK tour dates. She performed lead vocals on the track 4 Lonely Roads from their album Rewind the Film, released in September 2013.
She was due to host a music festival in Cardigan, Wales in August 2014, but it was cancelled due to licencing issues.[8]
In 2015, Le Bon and Tim Presley announced a debut album named Hermits on Holiday for their new collaboration, DRINKS. It was released in August 2015.[9]
Le Bon is most singled out by critics for her optimistic lyrical content and her "joyful voice". Le Bon claimed that "early experiences watching Disney cartoons had a profound lasting effect on me" and inform her self-admitted "abnormal fixation with happiness".[10]
Solo discography[edit]
- Me Oh My (Irony Bored, 2009)
- Cyrk (The Control Group, 2012)
- Mug Museum (Turnstile, 2013)
- Edrych yn Llygaid Ceffyl Benthyg (Peski Records, 2008)
- Cyrk II (2012)
- "No One Can Drag Me Down / Disappear" (self-released, 2007)
- "I Can't Help You" (Turnstile, 2014)
- ^ http://www.endole.co.uk/profile/5817139/cate-timothy
- ^ Sabrina Sweeney (18 August 2014). "Cate Le Bon: Living for the music". BBC News. Retrieved 20 August 2014.
- ^ http://www.bbc.co.uk/wales/music/sites/secret-show/pages/biography.shtml
- ^ "Peski - About Cate Le Bon". Peski Records.
- ^ "Gruff Rhys collaborator readies debut release". NME. 3 April 2007.
- ^ Yoke. Cate Le Bon & Mei Race Horses
- ^ Twitter / CateLeBon: @husharbors moving to LA for
- ^ "Cate Le Bon Mas Mas festival in Cardigan cancelled". BBC News. 19 August 2014. Retrieved 20 August 2014.
- ^ Bob Boilen (18 May 2015). "Song Premiere: DRINKS, 'Hermits on Holiday'". NPR.
- ^ BBC Wales - Music - Cate Le Bon
External links[edit]


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Waka Flocka unleashes the highly anticipated visual for "I Don't Really Care" featuring Trey Songz! Check out the official clip above, and make sure you pick up "I Don't Really Care" on iTunes HERE.
May 2, 2012
May 1, 2012Head over to itunes to pick up B.o.B's "Castles" ft. Trey - off of B.o.B's new album STRANGE CLOUDS out today! Listen to the track below, and click here to download on iTunes. What do you think of the B.o.B and Trey collab? Let us know in the comments below!
May 1, 2012
Get a sneak peek at the new video for Waka Flocka's "I Don't Really Care" ft. Trey in the clip above! Catch the premiere of the full "I Don't Really Care" video on BET's 106 & Park tonight, May 1st!


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With all the hype surrounding the Roaring Twenties and The Great Gatsby (namely the 2013 film interpretation of it), I was curious about some of the more prominent social figures who lived during that time.
So I picked up current best-seller Z: A Novel of Zelda Fitzgerald (Zelda, if you don't know, was married to F. Scott Fitzgerald, author of The Great Gatsby) and it's definitely a fun read.
As I haven't finished the book, this isn't a full review, but a recommendation to check it out before you see the Gatsby movie, opening May 10, and drool over all the incredible fashions.
Often called "The First Flapper," Zelda inspired most of Fitzgerald's stories and his main female characters. Born to a wealthy Southern family, the spirited and charming Zelda caught Scott's attention at a local dance while he was passing through as a soldier.
They married and moved to New York City, where his work got noticed and the money started coming in. Then the fun began.
Scandalizing society, the increasingly famous couple led a wild, reckless, partying life. They caroused drunkenly in Central Park fountains, rode on top of taxis, and got kicked out of various "respectable" New York establishments (this was all during Prohibition). Fitzgerald spoiled his wife in the latest fashions from Paris, including short flapper dresses, furs, and long beads. As the tabloids chronicled her every move, women started to emulate her style.
What most people didn't know, is that the sharp, witty Zelda was a writer in her own right. In a sign of the times, she often put her husband's names on her stories. Earning a living to support their lavish lifestyle was paramount.
While The Great Gatsby takes place on the Gold Coast of Long Island (where the couple resettled after the birth of their child), Z: A Novel of Zelda Fitzgerald chronicles their decadent life in urban New York. At least that's what I'm up to in the book.
The descriptions of the swanky hotels, shows and speakeasies are dazzling, as are the outfits Zelda dons for each event. I can't wait till they go to Paris where they become part of the fabled " Lost Generation," chronicled in The Paris Wife about Ernest Hemingway and other expats in Jazz Age Paris.
I'm racing to finish the book before the movie comes out, as I'm hoping the to read about the inspiration and writing of The Great Gatsby.
For commercial purposes, extract supplements can be obtained from the fruit of the pericarp. Garcinia cambogia reviews is performed by a physician Chen and Oz to prove that it is an herb for weight loss, a lot of research has been done. Studies, Garcinia cambogia extract supplementation decreases the weight of the body fat accumulation, was shown to have a positive effect on prevention. We are important substances such as cholesterol (LDL), reduces the serum leptin and triglycerides. In addition, it will increase the level of serotonin and cholesterol (HDL). The study also, Garcinia cambogia extract supplements, has proven that there are no significant adverse effects on many of the eight weeks, such as its use.


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time. Mr. Suttles finally located in De
Kalb county, Georgia, where he resided
until heath. Micajah Stttles, the father of
our subject, was born in Elbert county, that
State, where he lived his entire lifetime,
dying in 1846, at the age of eighty-four
years. He had sixteen children, fourteen of
whom grew to years of maturity, and nine
are now living, as follows: Harriet, wife of
Barnet Geta, of Chambers county, Alabama;
Lucinda, now Mrs. Jesse Sewell, and a resident
of Coweta county, Georgia; Charlotte,
wife of John R)berts, of Fulton county,
Georgia: Lennie, who resides with her brother
in that county; Rhoda, wife of Willis
Roberts, of Paulding county, Georgia; Wiley
and J. B., of Fulton county; A. G., the subject
of this sketch; and Joseph, of Fulton
county, Georgia. The mother died in 1835.
Mr. Suttles was the owner of a large estate,
and was a Whig in his political views, but
never aspired to public office. The Ford
family are of French descent, and were also
originally from Virginia.
A. G. Suttles was born in De Kalb county,
Georgia, March 10, 1830, where he grew to
manhood. In the spring of 1865 he caine
to Williamson county, Texas, where he now
owns 980 acres of good land, 200 acres under
cultivation. In 1861 lie enlisted for service
in the late war, in Company E, Captain
Wiley's Company, Jones' Regiment, and was
first ordered to Pensacola. Two months
afterward they went to Virginia, took part
in the battle of Harper's Ferry, after which
his term of enlistment expired, and lie returned
home. Mr. Settles afterward rejoined
the army, entering Leyden's Artillery, and
did considerable fighting under General
Humphrey Marshall at Knoxville, Tennessee;
one year later was sent to Virginia, where,
under General McCozlin, he participated in
the battles of New River Bridge and Lynchburg;
thence to Richmond, and remained
there with Lee's army until the surrender,
taking part in the engagements at Chancellorsville,
Fredericksburg, Gettysburg, Richmond
and Petersburg. He surrendered with
Lee at Appomattox. Mr. Suttles is a Democrat
in his political views; socially, is a
Master Mason and a member of the Odd Fellows
order; and religiously, affiliates with
the Missionary Baptist Church.
In the fall of 1866, in Williamson county,
our subject was united in marriage with Mrs.
Norvell, nee Martha Anderson, who was
born in Jackson county, Tennessee, in 1833.
She came with her parents to Texas in 1839,
settling in Bastrop county. The father, a
farmer and stock raiser by occupation,
died in the spring of 1842, and the mother
departed this life when Mrs. Suttles was
eighteen months old. The latter was first
married in Bastrop county, in 1850, to
Samuel Norvell, who died in Williamson
county, Texas, in 1863.
S P. STUBBLEFIELD, a farmer of
Williamson county, is a son of William
and Agnes (Etridge) Stubblefield,
of Welsh descent. The father was born and
raised in Oglethorpe county, Georgia, was
left an orphan at an early age, after which he
lived with Stephen Potts. In young manhood
he went to Dallas county, Alabama,
where he met and married the mother of our
subject in 1815. The latter died in 1826,
and the father afterward married a Miss
Smith, and they then came to Texas, locating
near Gaines' Landing, on the Sabine river. A
few months afterward they went East, stopping
in Mississippi, intending to return to
Lewis Publishing Company, publisher. History of Texas, together with a biographical history of Milam, Williamson, Bastrop, Travis, Lee and Burleson counties : containing a concise history of the state, with portraits and biographies of prominent citizens of the above named counties, and personal histories of many of the early settlers and leading families. Chicago. The Portal to Texas History. http://texashistory.unt.edu/ark:/67531/metapth29785/. Accessed October 4, 2015.


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175 contracts 1978 LEVY INCOME 1ll contracts absence of declaration agent bank amounted applications for aid Article 56 audits are carried average cost basis for assessment Belgium beneficiaries closure coal and steel collecting the levy Commission should take Commission staff Commission's completion Court of Auditors Directorate-General ECSC external audit fact files on applications final audit final technical report FINANCIAL YEAR 1978 FRAMEWORK Germany guidelines INDUSTRIAL STRUCTURAL REORGANIZATION Institution investment iron and steel levy statement Luxembourg medium-term programme memorandum million tonnes months necessary on-the-spot audit on-the-spot visit operations implies payment period for examining possible priority areas production of billets products subject project adopted re-employment recipients regular follow-up rehabilitation aid rehabilitation expenditure rehabilitation operations respect of coal respect of steel result of rehabilitation steel industries steel products steel sector steel undertaking submitted supporting documents required systematic technical files time-limits tip coal Treaty United Kingdom workers affected


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Lifecycle-fund investors were supposed to leave the driving to someone else. But many shareholders are grabbing the wheel.
These funds were designed to be the ultimate buy-and-forget investment. The notion: You purchase a lifecycle fund that targets your expected retirement date, and then sit back and let your money ride all the way to retirement and beyond.
But it turns out that lifecycle-fund investors have other ideas -- some good, some not so good.
- Adding on. Lifecycle-fund assets soared 61% in 2006, according to the Investment Company Institute. A big reason is 401(k) plans, where the funds are increasingly used as the default investment option.
Lifecycle funds are ideally suited to that task. Not only do they become more conservative as they approach their target retirement date; they also offer exposure to an array of stocks and bonds, thus providing one-stop investment shopping.
Many investors, however, aren't using the funds for one-stop shopping. According to 401(k) data from Vanguard Group, 69% of lifecycle-fund investors own at least one other fund in their retirement plan.
No doubt some folks are foolishly buying other funds, not realizing their lifecycle fund is already well diversified. But others may be consciously customizing their portfolio.
"I don't think we should conclude that everyone is making a mistake," says Stephen Utkus, head of Vanguard's Center for Retirement Research. "People might be juicing up or juicing down the risk" by adding other funds.
One sensible strategy: Stick maybe 80% of your retirement money in a lifecycle fund and then tack on smaller stakes in intriguing sectors such as emerging-market stocks, foreign small-company shares and high-yield junk bonds.
You might even buy more than one lifecycle fund. Suppose you plan to retire in 2017. You might purchase a mix of, say, Schwab Target 2010 and Schwab Target 2020.
"People will use a weighted average of two funds to dial into a particular year," says Jeffrey Mortimer, chief investment officer for equities in Charles Schwab's investment-management group. "I think that's pretty ingenious."
- Aiming elsewhere. Lifecycle funds were designed for retirement investors, who might draw down their nest egg over 20 or 30 years. But some shareholders are using the funds to amass money for a home purchase, where they will need their savings on a single day, or college, where costs should be over in just four years.
The problem: When lifecycle funds reach their target date, they typically have 50% to 60% of their money in stocks. "You run that horrific risk of having too much equity exposure when you get that tuition bill," Mr. Mortimer says.
Still, you could use lifecycle funds for these other goals. The trick: Buy a fund that reaches its target date 10 or 15 years before you will buy a house or pay for college. That will ensure you take a more reasonable amount of risk, because lifecycle funds continue to trim their stock exposure in the years after they reach their target date.
- Laddering funds. Some retirees are laddering lifecycle funds in the same way folks ladder individual bonds. This isn't a great investment strategy, because there's so much overlap between the funds' holdings, but it could help you manage your retirement spending.
Suppose you plan to quit the work force in 2015, when you turn age 65. John Haslem, professor emeritus of finance at the University of Maryland, says you might buy a 2015 fund to cover the first 10 years of retirement, a 2025 fund to pay for the years from ages 75 to 85, and a 2035 fund for your final years.
He suggests combining these three funds with an emergency reserve, which you could tap for income during rough markets. How you divvy up your money among the three funds and the emergency reserve will depend on your tolerance for risk and your life expectancy. "This allows people to segment the problem into manageable pieces," Prof. Haslem reckons.Printed in The Wall Street Journal, page D1


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If all you're hearing about is foreclosures and defaulting on home loans, there is a glimmer of hope on the horizon. It's called a loan modification. Loan modification involves changing the terms of a mortgage in order to make the loan more affordable for the mortgagor. This makes payments more manageable, allowing people to stay in their homes.
In July 2009, guidelines for President Obama's "Home Affordable Modification Program" were released. This program will allow those with FHA loans to significantly reduce their monthly mortgage payments by renegotiating the terms and conditions of their mortgages with their lenders. The plan is backed by $75 billion dollars, aimed at helping consumers avoid foreclosure. (For more insight on government programs to stabilize the housing market, see Battling Foreclosure: The HOPE NOW Alliance Strategy.)
Loan Modifications and Obama's Plan
Defaulting on a mortgage loan is not in the best interest of a homeowner or lender. If the bank is forced to foreclose on a home or try to collect payments, this can be costly for the bank. For homeowners, foreclosure means not only losing their homes, but devastating their credit score as well. (Read 5 Keys To Unlocking A Better Credit Score to learn how to rebuild a ruined credit score.)
Under the Home Affordable Modification Program, there are several ways to modify a loan. Refinancing tends to be a challenge in a down market, when appraisals fail to come in high enough, leaving homeowners upside-down in their mortgages. However, under the Home Affordable program, banks are working with borrowers by offering options such as reducing the principal owed, reducing interest rates or even extending the term of the loan. (For more insight, see Mortgages: The ABCs Of Refinancing.)
Home Affordable Modification Program Eligibility Requirements
However, there are some eligibility requirements to be part of Obama's plan:
- The loan origination date must be on or before January 1, 2009.
- This program will not accept any new borrowers after December 31, 2012.
- The property cannot be a rental property, and must be owner-occupied as a primary residence of one to four units.
- The loan principal balance on a single-unit home must be less than $729,750.
- Borrowers must show that they do not have the funds available to make their payments without modification. (For more on this metric, see Conquering The LTV Ratio.)
- Borrowers must not owe more than 125% of the value of home.
- The loan must be a Fannie Mae or Freddie Mac loan.
For those who cannot refinance their homes and cannot afford their payment, mortgage modification may be a viable option.
Plan Objectives
The goal of Obama's plan is to reduce borrowers' mortgage payments to below 38% of monthly income. One way to do this is by reducing the interest rate charged. However, 2% is the lowest interest rate the banks can offer under this plan. If the payment is still too high for the mortgagor, the life of the loan can be extended up to 40 years. The principal of the loan does not have to be reduced, but banks may also do that. Lenders are being given incentives in order for them to help homeowners this way in the form of $1,000 for each modification and another $1,000 each year for up to three years if the borrower makes his or her loan payments.
Important Details About Consumer Protection
Some important things to note are that the borrower does not have to be late to qualify for the program. In addition, lenders that refuse to work with you on your loan could be in legal violation of their responsibilities. Finally, there are always going to be some scam artists out there waiting to take advantage of struggling homeowners. Be sure to call your lender if you get any calls about mortgage modification. (See Avoiding Foreclosure Scams to learn more.)
With this new plan, there are no borrower fees for loan modification. So, if you do opt to modify your loan, be sure that your lender is not charging you modification fees, notary fees, credit report fees or any property valuation fees. No cash should be required from the borrower.
To protect the consumer, the lender is still required to adhere to the usual fair lending practices. This means it must provide information to the borrower regarding the modified loan, costs and any risks. It must also comply with the Equal Credit Opportunity Act and Fair Housing Act. Therefore, the borrower cannot be discriminated against due to race, religion, national origin, sex, martial/family status, age or handicap. (To read about possible loan scams, see Homeowners, Beware These Scams!)
Should You Get One?
How do you decide if you should get a loan modification? The first step is to visit the Help for America's Homeowner Site, where you can decide whether it would be better to refinance or go with a loan modification.
Alternative Options
If you do not qualify for Obama's plan, there are still banks that may be willing to work with you on loan modifications. Be sure to ask your lender what it can do to help you. Also ask for references from others who have had successful loan modifications. Keep in mind that if you modify your loan outside the plan, you may be subject to fees. Find out up front what those fees may be.
If you do call your lender to find out what it can offer you, be prepared with your income and budget figures so that you will be able to discuss what you can afford. Your bank will want to see your proof of income (paychecks stubs, etc.), expenses (they can get most of these from your credit report), bank statements and any loan agreements. Whether you qualify for the Home Affordable Modification Program or not, know that your lender may not be enthusiastic about modifying your loan, and/or may not have the personnel needed to handle your request in a timely manner.
The good news is that there are some options out there for borrowers who are trapped in an upside-down mortgage that they can't afford to pay. If you have been told that you can't refinance because your house is not worth enough, foreclosure may not be inevitable. If you're in this situation, the Home Affordable Modification program may be an option. As a last resort, you can always attempt to get the bank to modify your loan as well.(For related reading, check out Saving Your Home From Foreclosure and Should You Refinance Your Mortgage When Interest Rates Drop?)
Should Retirees Still Have Mortgages?Identify the pros and cons of keeping a mortgage into retirement, and understand in which situations it is beneficial not to pay off a mortgage.
Home & Auto
6 Neighborhood Red FlagsThere are some qualities you can't discover about a neighborhood until after you've moved in. But there are ways to scout out red flags ahead of time.
Why Is Financial Literacy and Education so Important?Financial literacy is the confluence of financial, credit and debt knowledge that is necessary to make the financial decisions that are integral to our everyday lives.
Home & Auto
5 Luxurious Ways to Boost Your Home's Resale ValueNot all renovations are created equal. Here are five that are most likely to make a property appreciate (and be appreciated by househunters).
How to Protect Your Portfolio from a Market CrashAlthough market crashes are usually bad news for your portfolio, there are several ways to minimize losses or even profit outright from market movement.
Investing Basics
What Does Plain Vanilla Mean?Plain vanilla is a term used in investing to describe the most basic types of financial instruments.
What is a Force Majeure?A force majeure clause frees both parties in a contract from fulfilling their obligations in the event of some catastrophic or unexpected occurrence.
Credit & Loans
Explaining Equated Monthly InstallmentsAn equated monthly installment is a fixed payment a borrower makes to a lender on the same date of each month.
10 Must Watch Documentaries For Finance ProfessionalsFind out about some of the best documentaries that finance professionals can watch to gain a better understanding of their industry.
Options & Futures
Pick 401(k) Assets Like A ProProfessionals choose the options available to you in your plan, making your decisions easier.
How do hedge funds use equity options?With the growth in the size and number of hedge funds over the past decade, the interest in how these funds go about generating ... Read Full Answer >>
What are the risks of annuities in a recession?Annuities come in several forms, the two most common being fixed annuities and variable annuities. During a recession, variable ... Read Full Answer >>
Can mutual funds invest in options and futures?Mutual funds invest in not only stocks and fixed-income securities but also options and futures. There exists a separate ... Read Full Answer >>
How does a forward contract differ from a call option?Forward contracts and call options are different financial instruments that allow two parties to purchase or sell assets ... Read Full Answer >>
How does the risk of investing in the industrial sector compare to the broader market?There is increased risk when investing in the industrial sector compared to the broader market due to high debt loads and ... Read Full Answer >>
How can I hedge my portfolio to protect from a decline in the food and beverage sector?The food and beverage sector exhibits greater volatility than the broader market and tends to suffer larger-than-average ... Read Full Answer >>


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Niecie's RestaurantMarch 25, 2012Southern / Soul • Kansas City, United States
Best fried chicken and rolls EVER!!! :)
Best fried chicken and rolls EVER!!! :)
The best enchiladas and steak!!! Mmmmm! Try the ranchiladas! :q
Love their slushies and breakfast sandwiches! Mmmm! :)
Love there sales! Convenient because they are right down the street from me! :)


text: Carrie Borzillo-Vrenna Become a Fan × BECOME A FAN Get updates about Carrie Borzillo-Vrenna and recommended reads from Simon & Schuster. Plus, get a FREE eBook when you sign up! Email Address Free eBook available to NEW subscribers only. Offer redeemable at Bookshout.com. Code expires 12/31/2015. See full terms and conditions. By clicking SIGN UP, I acknowledge that I have read and agreed to the Privacy Policy and the Terms of Use. Books by this Author Cherry Bomb By Carrie Borzillo-Vrenna By Carrie Borzillo-Vrenna Cherry Bomb Not for the faint of heart, Cherry Bomb is an A-to-Z reference for everything awesome a girl needs to know, including the obvious (style, beauty, dating, and sex tips) and the not-so-obvious (instructions for preparing absinthe, how to hit on a celebrity). It's a girl's guide with a difference: one that shows readers how to identify, go after, and get whatever they want in life -- be it a hot guy, a great job, a mind-blowing orgasm, or a sexy new look -- all while marching to her own (rock) beat.... Read more about this book Read more Get a FREE eBook when you join our mailing list. Plus, receive updates about Carrie Borzillo-Vrenna,recommended reads and more from Simon & Schuster. Email Address Free eBook available to NEW subscribers only. Offer redeemable at Bookshout.com. Code expires 12/31/2015.See full terms and conditions and this month's choices.


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"A distinctive songwriter
with a warm, powerful, inherently melodic baritone, a fine guitarist and
a devastating wit ... enormous writing gifts, capable of putting chills
into your spine or a silly grin on your face..." -
-Jeff McLaughlin, The Boston Globe
Collateral is as much a collection of compelling short stories... In these beautifully honed lyrics, each as rich in detail and emotion as a short novel, the listener divines the apotheosis of the mundanethat celebration of the common heart of America.
Bruce Pratt, liner notes for Collateral
Cormac, Live in Concert
Saturday Sept. 26, 8pm
The Press Room,
Portsmouth, NH
Join Cormac for this show and be part of a very special event. You will be helping him record a new live album to be released in 2016. It should be a fun night with a full stage of talent backing Cormac. The band, Silver Linings, includes:
Jason Crigler: electric guitar
Kent Allyn: bass and keyboards
Dave Mattacks: drums
Sammie Haynes: vocals
Guests can register at the event for a special deal on the new album when it is released. So, bring your enthusiasm and join Cormac for a great night of music and entertainment. The event will be recorded and filmed.
Contact Cormac
Next time he comes within 100 miles, you must go hear him!" – Seth Rogovoy, Boston PhoenixTweets by @cormacmusic
Straight forward, thought provoking and tuneful: you will remember how he said it...
© Copyright: Cormac McCarthy. All rights reserved. All songs published by Rakish Tilt Music.


text:
updated 12/06/2011 AT 9:45 AM ET
•originally published 12/06/2011 AT 8:30 AM ET
It was enough of a victory when Valerie Bertinelli shed 40 lbs. and then managed to keep off the weight – but now she's unlocked the secret to a more elusive goal: Dropping weight during the calorific holiday season.
"You know what, I lose weight, not gain it, during the holidays," she told PEOPLE recently at the Bloomingdale's Coat Kick-Off Drive with Sundance Channel's All on the Line with Joe Zee. "You have more days off, so you have more time to go to the gym and be active. I have so much more time to work out this time of year."
Bertinelli, 51, says preparing holiday food also sometimes leaves her cold.


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As Americans throughout the East Coast reel from the devastation of Hurricane Sandy, the question many victims and viewers are asking is "Where was God?"
It's what many people ask in their hearts following a tragedy. Best-selling author Max Lucado sought to answer the question Tuesday as some 8 million people were left without power and at least 50 people were found dead.
"What we have seen off America's eastern coast, the disciples saw on the Galilean Sea," Lucado stated on his website. more >>
Christian relief organizations began to provide food and shelter along the U.S. East Coast to people suffering in the devastating aftermath of superstorm Sandy on Tuesday. By nightfall, the region's death toll reached nearly 50 people and millions remained without power or mass transit.
"We all watched this unique 'superstorm' coming from far off, and could see the potentially devastating course," said Jack Munday, international director of the Billy Graham Rapid Response Team, yesterday. "Sadly, it seems that the worst fears were realized and millions of people are now hurting as a result of Hurricane Sandy. I'm not sure that there are words that can adequately describe the enormity of this massive disaster. We'll do all we can in the face of this catastrophe to offer emotional and spiritual care and the hope and compassion of Jesus Christ."
The team's chaplains trained in crisis-response deployed Tuesday morning from Charlotte with three mobile office units, and were scheduled to head toward northern New Jersey, southern New Jersey, and Philadelphia. After an initial assessment, additional chaplains will arrive from across the United States later this week, said leaders of the renowned evangelist's ministry. more >>
Despite early voting already in process in several states and Election Day just a short eight days away, both presidential candidates briefly suspended campaign activities as Hurricane Sandy came crashing into the Northeast coast on Monday. But now in the wake of Sandy, will Romney find it an uphill battle to re-engage voters and make his case on why he should be in the White House?
"Any forward momentum Romney had has now been halted. And President Obama's greatest campaign tool, Air Force One, has been grounded for the last two days," Republican strategist Scott Reed told Politico. Reed suggested the center of campaign activity would move to the Midwest and West in the final stretch, "Be prepared for non-stop campaigning the last four or five days."
Since President Obama's disastrous performance in the first presidential debate, Romney's campaign has been on an upward trajectory with only minor diversions, such as his 47 percent gaffe, which didn't slow his momentum much. The most recent Pew Forum poll showed Romney in a virtual dead-heat with President Obama in the most important of all swing states: Ohio. more >>
Several Christian disaster relief organizations, including those focused on providing emotional support to victims, announced yesterday that they are ready to head into the heavily damaged areas of northeastern United States in the wake of Hurricane Sandy. As the storm made landfall a little after 8 p.m. EDT, it was declared a post-tropical cyclone with damaging winds reaching lower hurricane strength.
"Three mobile office units will leave Charlotte tomorrow morning headed into the devastation left by Hurricane Sandy," stated the Billy Graham Rapid Response team Monday afternoon. "We will have teams on the ground within 24 hours of the hurricane's passing. Please pray for safety in travel for the chaplain coordinators who will be driving the mobile units, and the volunteer chaplains coming from around the country."
The purpose of the response team, a part of the renowned evangelist's organization, is to "deploy chaplains who will bring a ministry of presence and prayer and appropriately share God's love, comfort, and hope with those affected by a man-made or natural disaster." more >>
An image circulating on the Internet Monday of the Statue of Liberty in New York City overshadowed by ominous clouds brought on by Hurricane Sandy is just one of many Photoshopped images being used by the public to comment on the severe weather.
The frightening photo has actually been recycled numerous times, according to Snopes.com, a source for debunking and confirming rumors.
"[...] it's a digital manipulation created by merging a picture of the Statue of Liberty with a separate photograph of a supercell thunderstorm snapped in Nebraska by photographer Mike Hollingshead on May 28, 2004," Snopes.com reports. more >>
While preparing to help the victims of Hurricane Sandy on Monday, World Vision workers in New York City were forced to evacuate their own facilities and leave their relief supplies behind due to fear of flooding.
Phyllis Freeman, the organization's domestic disaster director, told The Christian Post on Monday that the World Vision office and warehouse in New York is located near the East River in the Bronx. That area flooded when Hurricane Irene hit last year, a firefighter told a World Vision staffer, so the organization decided to move its personnel out of the area as a safety precaution when the river began rising again.
The organization's offices will flood, says Freeman, but the supplies are in a location where they will likely be safe until the response team can return later on. Unfortunately, without access to the supplies, the organization will have to wait to distribute relief items out of that location. more >>


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Campus Property Management @ Michigan East Apartments404 E. Michigan Ave. Office, Urbana, IL 61801
- $545 - $635
- 1 - 3 Beds
Note : Prices & Availability Subject To Change
Note : Prices & Availability Subject To Change
Great Price, Great Location!
For a great apartment at a great price, visit Campus Property Management at Michigan East in Urbana, IL. We are only a short distance from the University of IL.
Campus Property Management @ Michigan East is located in the Champaign Area in the 61801 zip code. View this apartment on a map.
Professionally Managed By: Campus Property Management
Community Features
- Emergency Maintenance
- On MTD Bus Line
- Minutes from University of IL campus
- Near shopping, parks & schools
- Laundry Facility in each building
- Pets Cats Welcome
- Free off street Parking
- Outdoor Pool
- Onsite Management
- Washer/Dryer Included in some units
- Trash Removal Included
- Central Air
- Furnished or Unfurnished
- Kitchen Appliances
Floor Plan Amenities
- Fireplace/ Balcony in some units
- Dishwasher
- Refrigerator & Stove
- Microwave
- Central Air Conditioning
- Walk-In Closets in some units
- Fireplace in some units
*Note: In Select Units
Pet Policies
Cats allowed only at 306-410 E Michigan apartments
Cat: Up to 2 are permitted
- 300 pet fee is per pet.
- Restrictions: Cats allowed only at 306-410 East Michigan apartments.
- Fee: $300.00


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Hi there at Audiko, where it's possible to search for ringtones for free for your cell. Today we have a ringtone of "The Path to Decay" by Sirenia as well as 133 other ringtones by Sirenia. "The Path to Decay" is a gorgeous track from the "The 13th Floor" album that was issued by Sirenia at their recording studio together with other 10 tracks. You can listen to all 10 Sirenia – "The Path to Decay" ringtone variations available here and download it for free right here. You can also select other 5 albums produced by Sirenia for all time. "The Path to Decay" is referred to Gothic Metal, and we bring you a huge amount of Gothic Metal albums absolutely for free. And finally, we have collected lyrics for this track and you can view it here as well. So feel free to browse, listen, download ringtones at Audiko.net. Make your phone sound cool!
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What will Washington DC name its panda cub on its 100-day anniversary
November 7, 2013
A giant panda named Meng Xiang gave birth to a female panda cub this summer in the Smithsonian, the US national zoo in Washington. The zoo has released a video and asked the public to choose a name for the panda cub. Read the full story here.
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Wilson House Bed and Breakfast
Savor a delicious country breakfast in our dining room, complete with period antiques and a cozy fire place.
Our main entry way features a wide staircase showcasing woodwork from craftsmen of a bygone era.
Enjoy the architectural detail of this history home decorated in a inviting Victorian style.
Directions: Coming from Rt 322, get off the Mifflintown exit and head south on Rt 35.
At red light in town, turn Left to continue on Rt 35 S. At the Round-About, bare Right to continue on Rt 35 S.
Cross the river and continue 4 miles on Rt 35 S.
The winery is located on the Right (Large Stone House, parking prior to house).
to the Juniata Valley Winery and Wilson House Bed and Breakfast, one of the valley's newest destinations. Owned by George and Colleen Hazard, this historic property is located in a 19th century stone house in the beautiful Juniata Valley, which is nestled in the heart of the central Pennsylvania countryside. We invite you to visit our estate and taste our wines. Come be our guest for the night or the weekend at the Wilson House Bed and Breakfast. Our Bed and Breakfast is currently accepting reservations. Contact us now to reserve your upcoming date
Click HERE for the chili cook off rules!


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Select your all-time Springbok dream team and stand a chance to win R3 000 in cash!
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New Delhi - India's record-breaking former cricket captain Sourav Ganguly is finally calling time on his career after deciding not to play in next year's IPL competition.
The 40-year-old Ganguly, who quit international cricket four years ago, has been playing in the Twenty20 Indian Premier League tournament since its inception - most recently captaining the Pune Warriors, based in western India.
But he told Monday's Times of India newspaper that his body could no longer take the strain even though he was contracted to play in the IPL next spring.
"I had a wonderful time playing in the IPL for five seasons. It gave me a chance to keep playing top-class cricket even after quitting international cricket. But I can't go on forever, and I have requested the franchise owners not to consider me for IPL 6," he told the paper.
"Twenty20 is a very demanding format. I will be almost 41 by the time IPL 6 ends. It would have been very tough for the body," he added.
The left-handed Ganguly is the most successful captain in the history of the Indian national side, overseeing 21 wins in 49 Tests.
He scored 7 212 runs in 113 Tests and 11 363 runs in 311 one-day internationals in a career spanning more than a decade.
In an interview last month, Ganguly pushed himself forward to become the next coach of the national side, telling cricket chiefs they should turn to a homegrown candidate after the incumbent Duncan Fletcher calls it quits.
Ganguly was part of a famed Indian middle order that also included Sachin Tendulkar, Venkatsai Laxman and Rahul Dravid. Tendulkar is the only one still playing international cricket and he has also spoken recently of his looming retirement.
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All the action from the 2015 RWC, including live coverage of all 48 matches, breaking news, fixtures, results, logs - and much more!
Take a photographical trip down memory lane and remind yourself of how the Springboks fared in their five previous Rugby World Cup campaigns.
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Daniel Puder was the guest today. Gorgeous George was the third man in the booth.
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MMAjunkie Radio (1 p.m. ET): Dustin Poirier, Stephen Thompson, Kevin Iole
MMAjunkie Radio kicks off at 1 p.m. ET (10 a.m. PT) with guests Dustin Poirier, Stephen Thompson and Kevin Iole.
Stream or download MMAjunkie Radio #2056 with UFC 192's Derrick Lewis, John Morgan
Stream or download Monday's edition of MMAjunkie Radio with guests Derrick Lewis and John Morgan.
Go behind scenes with Bellator 144's Michael 'Venom' Page in our new 'MVP 24/7' documentary
Still early in his MMA career, Michael Page already has proven himself to be one of the most exciting fighters in the sport. Check out the first episode of our exclusive "MVP 24/7" documentary series on "Venom" inside.
If Brendan Schaub isn't retired, UFC 192 winner Derrick Lewis would like to fight him
After a third-round TKO of Viktor Pesta (10-2 MMA, 1-2 UFC) at this past Saturday's UFC 192, UFC heavyweight Derrick Lewis said he'd like to avenge his two losses in the promotion's octagon – but not just yet.
The Speed Bag: Alexander Gustafsson's record just ain't right
Alexander Gustafsson came up just short in a UFC title once again, dropping a split decision to Daniel Cormier in the main event of UFC 192. The loss in some ways echoed Gustafsson's narrow UFC 165 loss to Jon Jones in his first crack at the title.
Ronda Rousey becomes first female athlete to co-host 'SportsCenter' on Wednesday
Ronda Rousey continues to break ground in the mainstream media. The UFC women's bantamweight champion will become the first female athlete to co-host an episode of ESPN's flagship program, "SportsCenter."


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New York City Mayor Michael Bloomberg said the president should be playing golf every weekend, despite the public's perception amid major federal spending cuts.
"I find it fascinating, people criticize him for taking people to dinner — he should be doing that every night," Mr. Bloomberg said Sunday on CBS's "Face the Nation." "They criticize him for going and playing golf with people who he's got to deal with. He should be doing that every weekend. You always can work better with somebody that you have a chance to build a social relationship with."
According to Keith Koffler's White House Dossier, however, the president rarely plays with high-level officials. Rather, he almost always plays with low level White House staffers "who presumably admire the boss and need little schmoozing."
Mr. Bloomberg suggested that taxpayer money on golf trips during a time of government austerity would be wisely spent if politicians were able to bond and compromise on important issues, but, as CNN notes, Obama would have to actually invite his opponents for a round.


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After a two-year absence, Chris Pierson returns to the Central College men's basketball staff as an assistant coach.
Keywords: Central College Men's Basketball, Chris Pierson, Dutch, Iowa Conference
The Cubs and Cardinals have never played each other before in postseason baseball. Until now. Who will you be rooting for during the series?
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call: (641) 842-3161 | (641) 628-8672


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CLARENCE — We started the year writing "If you see the North Cedar principal Dain Jeppson running after students, don't ... »
High school
LOWDEN — North Cedar High School gained numerous staff members in 2013, including a new shop teacher.
Steven Spicher has been t ... »
LOWDEN — North Cedar's high school advisors are meant to be the people who their advisees can come to with any problem.
... »
MARION — Imagine never being able to see anything but pitch black.
No more looking at the green buds on the tips of the freshly ... »
IOWA CITY — Islamophobia is the prejudice against, hatred toward or fear of Muslims or those perceived to be Muslim and it is somethi ... »
MANCHESTER — The West Delaware Student Council held its first Dance Marathon on March 20 with students spending nearly five hours par ... »
STANWOOD — Four North Cedar publication students were inducted into the Quill and Scroll International Honor Society last month.... »
STANWOOD — This is the second year "Business Communications" has been offered at North Cedar High School.
The cla ... »
MARION — Spring is approaching. Birds are chirping, snow is melting and spring break is here.
Spring break is a huge time for v ... »
STANWOOD — North Cedar's music department has students from choir, band and jazz band that compete in competitions throughout ... »
MARION — Two or three years — maybe even last year — if someone had mentioned Marion High School having a show choir, m ... »
STANWOOD — Earlier this month, the North Cedar After Prom committee hosted its fifth annual Mr. North Cedar Contest, raising $1,100 f ... »
IOWA CITY — In the past few months, the news has been splattered with racially charged incidents involving the police, ranging from t ... »
STANWOOD — At 7:30 a.m. on Dec. 18th North Cedar science teacher Jay Fetzer was murdered in his classroom.
It was up to his eig ... »
Halfway through her six-year term on Iowa's Board of Regents, Nicole C. Carroll in November resigned after her family moved to Texas. But according ... »


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BKE Raleigh Sweater
Sorry, this product is currently not available on buckle.com.
- Full zip vintage wash sweater
- Fleece lined collar
- Rolled seam detail
- 100% Cotton.
- Machine wash cold with like colors. Do not bleach. Reshape and lay flat to dry.
- Made in China.
Have a Question?
- Chest measures 40" on a size large.
- Center back length measures 27".


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A Definitive List Of Expert Personal Injury Law Secrets
If you've suffered any type of personal injury, the obvious next step is to seek out compensation for your pain and suffering. It can sometimes take some doing to get what you're entitled to.
Check out online reviews for your lawyer. Don't just choose the lawyer on the television commercial. You should research to find the best lawyer for your situation.
Personal injury lawsuits can be a difficult field to get a case fought in. That means that only an experienced lawyer. Find a lawyer who has won several cases in the past and can provide you with a list of references.
Be honest and let your lawyer about all of this when you may have had before the accident. You want it to come out in court.
Meet in person with multiple lawyers before hiring one. Many will offer you a free consultations so they can decide if your case is something they can handle. This is when you what you can expect to pay during the process.
Look into the firm is prior to employing them. If the stakes are high, it is sometimes beneficial to have a larger firm helping you out. On the other hand, if you have a very small case, it's probably not necessary to hire a high-profile firm.
If at any point you do not see an effort being made, consider hiring a new attorney. Also, if you are having a hard time getting ahold of your attorney, it's probably time to get yourself a different one.
You should always exercise caution when dealing with your insurance companies. You may have to come in contact with an insurer, depending on the details of your case. These companies wish to get each case settled quickly and inexpensively. You may wish to consult a lawyer before accepting anything an insurance company wants to give you.
You may not need a lawyer immediately if it's just a little ache or pain following an accident. This is very normal and it may return to normal in the future. However, if you experience a lot of pain after several days, consider contacting an attorney.
You should choose a lawyer who specializes in personal injury law experience. You need to find a lawyer that know this side of law and has experienced trials specific to personal injury. If you don't do this, you could be at a disadvantage.
Be sure that the right authorities when you have been injured. You need to tell your supervisor know if you're hurt on the job. If there's an injury due to car accident, call the police and ambulance as soon as possible if your condition allows.
Make sure you have an attorney hired before you correspond with any sort of statement about injuries you've received to claims adjusters or anyone else.What you say later can count as evidence in your trial, and you should always talk with your attorney first.
Write down all the details for your lawyer if you are in a car accident.Take down license plate number of any other cars at the scene.Be aware of which insurance companies that are involved. Make sure you have copies of tickets that were given out at the scene.Your case will go faster when you take time to prepare.
Ask for referrals from prospective personal injury attorney. This can give you many things about previous cases and the attorney's character. It could be a bad sign if the lawyer doesn't give you referrals. You may want to look somewhere else if this is the case.
Being a personal injury victim and having to fight for a settlement is extremely difficult. You can make things easier by using these tips and hiring a reliable lawyer. When you use these tips, you'll be ready for your case.
Want Info About Personal Injury Lawyers? Check This Out!
Personal injury is among the most important topic in terms of civil law. A poor lawyer will end with bad results, however finding a quality lawyer isn't the easiest thing to do. You can learn how to do just that in the following article to be of some assistance to you.
Ask for referrals from family members and friends to find a lawyer. This will help you find a lawyer who has enough experience to win your case. You need to make sure you get the best attorney that money can buy.
Many lawyers abuse flashy advertisements to pull in large crowds which is why you should avoid them at all costs; no matter how tempting they might be. You should always rely more heavily on an in-person interview before you make any final decisions.
You might not need to talk to a lawyer if it's just a bit of pain following an accident. This is actually quite common and will probably go away soon. If it's been a while and you're still experiencing the same problems, that is the time to contact an attorney.
Be sure that the authorities are notified whenever a personal injury occurs. You should let your supervisor know if you're hurt on the job. If there's an injury due to car accident, contact the ambulance and police as soon as you can.
Gather the contact information for any witnesses right after an accident. The court case could take a while and the lawyer needs accurate statements as soon as they begin to prepare for it. People sometimes leave the area or forget what they saw, so securing their recollections immediately is critical to a successful outcome.
If you get an injury on the job or from a car accident, get yourself a lawyer right away. Time is crucial when dealing with this kind of case.
Many people suffer with back pain regularly. You can worsen the injury by straining it more and causing long-lasting damage.
Keep in mind that it may be a lawyer does not mean you will receive your money quickly. These things take some time.
This will only make your case stronger by showing how extensive your injuries were.
If you think an attorney is not affordable, look for one willing to work using a contingency-based fee. This is a plan that only pays the lawyer agrees to take no money unless he wins your case. This is a good way to avoid financial stress in case you end having to pay during your case.
Write down every little detail you can think of to give to your lawyer if you are in a motor vehicle accident. License plate numbers are imperative to obtain. Be aware of any insurance companies that are involved. Make copies of a citation or any other paperwork. Your case will go faster when you take time to prepare.
Do not discuss your information to the insurance company without speaking to your lawyer present.
Even if you're not sure of whether or not you're injured, you may later discover something's wrong. If you suffer a stroke due to head injury, you may be able to pursue the party responsible.
Be sure to know the ins and outs of your lawsuit. Speak with your attorney so that they can help you know what things you should be doing. For the most part, you may need to meet with your insurance agent and/or fill out paperwork in a timely manner.
Be perfectly honest with your physician regarding your injuries and any pain or discomfort you feel. Exaggerating your injuries by going through unnecessary treatments or therapy that may actually be harmful.You should be entirely honest to better help yourself win your case.
Be careful and patient when finding a lawyer. You may be very upset and want to choose the first lawyer you see, but you have to choose carefully.
Choosing a great lawyer can really help you to relax and, ultimately, win your case. You should have been able to use what you have learned here to set your sights on something that will work out for you. When you have finally decided on an attorney, it is time to get the compensation that is owed to you.
Top Personal Injury Law Facts You Need To Know
Lawsuits are quite common occurrences nowadays.But if you have chosen to get into a personal injury suit, it was probably a tough choice. You think you have a grievance. This article will explain the information you need.This knowledge will prove invaluable as you in doing what is necessary to win.
Check out online reviews for your lawyer. Do not call anyone that seems to be yelling at you come across. You need to do research all of your options.
Personal injury law can be a difficult field to fight a case fought in. That means only an experienced attorney should be selected for the case. Look for a lawyer with a great track record so you give yourself the best advantage.
Be honest with your lawyer about the injuries you speak to him. You do not want him to have any surprises when you are in court.
Look up personal injury attorneys. You will be surprised when it comes to how much you can find a great deal out this way. Look at personal injury attorney with your chances of winning.
Ask your lawyers any questions that you have.Ask how long the case will take, how long it'll be, and what you should expect. You may become more comfortable once you ask questions.
Don't apologize to the other party right after an accident. This can be used to help prove that you are at fault in an accident.
Don't put off taking legal action after an injury has occurred. There might be a deadline after which you won't be able to file a lawsuit. You should contact a good lawyers right away and ask about deadlines before you make a decision regarding the lawsuit.
Make sure you have an attorney prior to giving any insurance claims adjuster or responsible party. Whatever you say can be used against you later on, and you must consult with an attorney in advance.
Keep in mind that it may be a lawyer does not mean you will receive your money quickly. These things can take time.
Ask for referrals from prospective personal injury attorney. This can show you information about previous cases and the attorney's character.It may be a bad sign if they don't want to give references. You may want to look somewhere else if this is the case.
Ask your lawyer about his past.
You should know all about the different processes involved in your personal injury case. Speak with your attorney so that they can help you know what things you should be doing. This will mostly require lots of paperwork, meetings regarding your claim and more.
Make sure you bring in any witnesses who were at the scene or who are involved with your recovery process. A witness testimony from someone describing the accident lends your case more credibility.
The best method of preparing for such a case is to learn about the process. Speak with attorneys and find out what a lawyer to get all of the information about the process.
Keep hold of everything related to the injury. Keep receipts for prescriptions and anything else that you bought to help you. You may find that you're able to get compensated for what you had to spend, but you must have full documentation.
Make sure to get everything down in writing. If the insurance adjuster offers less than what you thought you'd get, be sure and have them draw everything out in writing. Once everything has been agreed upon, get that in writing too.
Consider whether a prospective lawyer chooses mostly settlements or go to court. Find out the ratio of settled cases your lawyer takes to trial compared to how many are settled. This can have a great impact on your claim. If the opposing side knows your lawyer is ready and willing to proceed to trial, you probably won't get as much money.
Think about medical and psychological reasons when filing a claim for personal injury. While physical injuries usually heal, the emotional stress of your accident will stay with you much longer. Your lawyer can ask for compensation for your emotional suffering as well as recompense for your physical injuries.
Taking a case of personal injury to court can be quite long. This article can help you understand what lies ahead. Use what you have learned in this article, and you'll have an easier time getting things done.
Do You Need Help With A Personal Injury Case?
The person responsible for your should accept responsibility and be willing to compensate you. You might have to fight for what you deserve, or they may pay willingly.This article will show you some tips and advice you can use if you're in a personal injury case.
You should write down in detail following an accident. Explain every physical problem, from simple cuts and abrasions to broken bones. Remember to add anything such as bumps or bruises that arise later on. You also think about anything that has to do with the mental side of things.
Ask for their advice when choosing a good personal injury lawyer. This will help you find a lawyer who has enough experience to win your case. You need the best lawyer you are able to find.
Be sure to document all matters related to your injury case so that you will be prepared for legal action. Have someone else take the photos if you're unable to. Do this as quick as you can to obtain the accident as you can.
Ask your lawyers any questions that you have.Ask how long the case will take, how long it'll be, and what you should expect. You may become more comfortable once you ask questions.
You need a good retainer agreement before getting an attorney. This way you'll avoid surprises by knowing what the fees will cost you for his services.
Bring copies of all your documents when you are going to your consultation meetings with a lawyer. The paperwork should include, medical records, any income loss and police reports.
If you have been injured in a car accident or at your place of employment, get yourself a lawyer right away. You do not waste any time when attempting to win a personal injury lawsuits.
This helps demonstrate the degree of the injuries and will help your case.
If you can't afford to pay an attorney up front, see if they'll work with you on a contingency. This means the lawyer agrees to take no money unless he wins your case. This is a great way to avoid financial stress in case you end having to pay medical bills yourself.
You need to search for a local attorney with an office near you.It is far more difficult to deceive someone who lives nearby. You can better communicate with your lawyer does not return emails or phone calls.
Shopping for a personal injury case is similar to shopping for a vehicle.New personal injury firms crop up all the time, and something that was a big deal weeks ago might be old news already.
Write down every detail of your injury to share with your lawyer. License plate and driver's license numbers need to be written down. Be sure you write down who the names of any insurance companies are. Make copies of a citation or any other paperwork. Your case will go faster when you take time to prepare.
Determine the responsible party for causing your injury. If you got hurt at work, you are probably able to inquire about a settlement, but the situation is different if someone else caused the injury.
Most companies have insurance policies and other agreements to help avoid the cost of a personal injury suit. If you are hurt, you must hire a lawyer to help you. All phone calls you get from work need to be directed straight to your lawyer rather than you. This ensures that all the correspondence is documented.
Talk to various lawyers before committing to any one. You need to be sure that you can work together well with them. You should also make certain that is confident he can win your case.
Be certain to ask your lawyer if he has had experience in a trial setting. Some lawyers have plenty of experience with obtaining settlements but have never dealt with a judge. Know whether this is the case before hiring him. You need this information in order to make a well-informed decision.
Being injured can bring havoc to your life, especially when you are not the responsible party. Use the advice learned here to help you deal with making your case. When you are not to blame, there is no reason why you should not receive compensation for your financial, physical and emotional injuries.
Need Good Information About Personal Injury Look Here!
Keep reading to understand how to create the strongest case possible.
You want to write everything down the details of your accident and describe your injuries carefully.Explain every injury, be it a cut or a broken arm. Remember to add anything such as bumps or bruises that arise later on. You also need to think about anything that has to do to your injury.
Finding the right lawyer isn't simple when you have a personal injury case. You should begin by looking for a lawyer with cases involving personal injury. It takes a great deal of knowledge in the field to win such a case, so the more experienced they are, the better.
Personal injury law is a tough field that is difficult to have a case in. This means you should hire a lawyer that knows what they're doing.Look for one who has prevailed often in this field so you give yourself the best chances of coming out on top.
Be honest about your previous injuries when you speak to your lawyer. You don't want him to get sandbagged with this information once you are in court.
Many questionable lawyers use flashy advertisements to mask their inability to win cases. You should always meet a lawyer in-person meeting prior to choosing your lawyer.
You might not need to talk to a lawyer if it's just a bit of pain following an accident. This is nothing to be alarmed about and it might soon go away. If it's been a while and you're still experiencing the same problems, that is the time to contact an attorney.
Don't apologize to the other party right after an accident. This may help them prove your fault in an accident.
Do not wait to take legal representation after you have been injured. There may be deadlines in which you will not be able to claim your lawsuit. You must contact a good lawyer as soon as possible and ask about deadlines before you make a decision regarding your lawsuit.
Keep in mind that it may be a lawyer does not mean you see any monetary compensation. These things take some time.
Ask whether a prospective lawyer if he has experiences with matters similar to yours in their career. This is a simple way to see how the attorney will do specifically with your specific situation. If the attorney has no experience with your situation, you should consider another attorney.
Prepare yourself ahead of meeting with prospective lawyers. This is important if this attorney using a contingency contract. The attorney will only make money if you get a reward from the case, so they may reject your case if you haven't presented it well. Have all the necessary paperwork, and know exactly how you are going to present your case.
Keep meticulous records of how your injury cost you money. This includes traveling to see doctors, how your property may have been damaged, how much time you've stayed away from work and any other things that have cost you. If your case goes to trial, it won't be used to determine your judgement.
Keep all receipts relating to personal injuries. These receipts are solid proof for many expenses that you paid out-of-pocket. You can not be compensated for money lost if you cannot prove it was spent on medical bills and things directly related to the proper proof of purchases.
Determine who may be held responsible for your injuries. If your injury occurred at work, your employer will be the focus of your complaint, but that changes if you got hurt elswhere.
There are various different aspects to any decision to pursue a lawsuit for your personal injury. You should also think about your medical bills and the amount of any lost wages because you could not work.
Learn everything you can about the insurance process. If you don't feel good in dealing with insurance processes, either hire a lawyer or talk to someone you trust about it.
Having a good lawyer can make all the difference when you have sustained an injury that was no fault of your own. Spend sufficient time learning about options so that you are ready to pursue your case in court. You are mostly likely to win your case and be able to repair you life if you enter your trial knowing what to expect.