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Association News
EPA releases revised Bristol Bay Assessment.May 8, 2013
Available for peer review follow-up and public comment, revised version of Bristol Bay Assessment includes updates following initial peer review and public comment period of draft released May, 2012. Some key changes to assessment include: refinement and better explanation of mine scenarios assessed; appendix describing methods to compensate for impacts to wetlands, streams, and fish; and information on potential transportation corridor, including analysis of potential diesel pipeline spills. Read More
ANSI welcomes new members.May 8, 2013
In April 2013, ANSI welcomed 24 new members. Organizations joined federation that represents more than 125,000 companies and well over 3.5 million professionals. Under Institute's umbrella, diverse constituency works together to strengthen competitiveness of businesses operating in global marketplace and to improve quality of life for all citizens by developing, implementing, and promulgating voluntary consensus standards and related conformance assessment systems. Read More
ASTM announces approval of conductor tensile strength test method.May 8, 2013
ASTM B986, Test Method for Determination of Tensile Strength for Stranded Conductors by Mass Method, has been approved. It is designed for use in electronics and aerospace industries to validate tensile strength specification requirements for electrical conductors. Developed by subcommittee B01.02 on Methods of Test and Sampling Procedure, standard provides accurate way to determine tensile strength, according to Stephen Childers of IWG High Performance Conductors, Inc. Read More
Hydraulic Institute seeks reviewers for pump standards updates.May 8, 2013
Hydraulic Institute, under ANSI approval, is seeking qualified individuals in North America to review drafts of updated pump standards. These include drafts of Standard ANSI/HI 1.4 Rotodynamic (Centrifugal) Pumps for Manuals Describing Installation, Operation, and Maintenance and ANSI/HI 2.4 Rotodynamic (Vertical) Pumps for Manuals Describing Installation, Operation, and Maintenance. Pump users, specifiers, producers, standards developers, government agencies, and others may apply. Read More
NEMA welcomes House approval of helium bill.May 8, 2013
NEMA welcomed passage of HR 527, Responsible Helium Administration and Stewardship Act, by vote of 394–1 in House of Representatives. Legislation will reauthorize and improve operations of Federal Helium Reserve in Texas. Under current law, Reserve, holding approximately 30% of global helium supply, would cease operations as early as fall; U.S. users of helium acquire much of it from refining companies associated with Reserve. Senate hearing on bill is scheduled for May 7. Read More
ASTM Standard will aid evaluation of architectural coatings.May 8, 2013
Proposed standard, ASTM WK32654, Practice for Selecting Wood Substrates for Weathering Evaluations of Architectural Coatings, is being developed by Subcommittee D01.42 on Architectural Coatings. Once approved, this standard will offer guidelines to chemists who are formulating new paint or other finishes for use with wood in architectural applications. End users will also find this proposed standard helpful for comparing performance of various architectural finishes. Read More
U.S. EPA Community Grants help cleanup of Brownfields sites.May 8, 2013
U.S. EPA will award approximately $4 million in grants to 20 communities across country for cleanup and reuse of Brownfields properties. As part of Brownfields Area-Wide Planning program, EPA will award up to $200,000 per recipient for engaging community and planning activities for these sites. Since inception in 2010, program has leveraged over $19 billion in cleanup and redevelopment. Investment of federal funding has led to gain of over 87,000 jobs from public and private sources. Read More
NREL Paper covers solar power and thermal energy storage.May 8, 2013
Detailed in Analysis of Concentrating Solar Power with Thermal Energy Storage in a California 33% Renewable Scenario, NREL research calibrates value of adding concentrating solar power (CSP) plants to electric grid. Properties of dispatchable CSP, such as generating power in response to high or low demand, are demonstrated. Report also shows operational value from CSP-based reserve power. Overall, study helps utilities develop approaches to incorporate CSP in standard planning tools. Read More
Robotics Companies post strongest opening quarter.May 8, 2013
According to statistics released from RIA, North American robotics companies shattered previous opening quarter records for robots ordered and shipped in first quarter of 2013. Total of 5,833 robots valued at $341.2 million were ordered from North American robotics companies through March, an increase of 14.5% in units over same period in 2012. First quarter shipments totaled 5,736 robots valued at $369.5, breaking previous records for opening quarter by 24.6% in units and 23.3% in dollars. Read More
BIO Writes House, Senate on Farm Bill Energy Title Programs.May 7, 2013
BIO wrote leaders of House and Senate Agricultural Committees to urge reauthorization and mandatory funding of Farm Bill Energy Title programs and eligibility for renewable chemicals. Praising previous bipartisan support, BIO President and CEO Jim Greenwood said supporting these programs "will drive the development of a 21st Century bio-based economy, create high-quality rural jobs, spur economic growth, revive America's manufacturing sector, and improve environmental health." Read More
RIA recognizes Phoenix Award winners.May 7, 2013
At the recent Leadership Summit & Industry Expo in Las Vegas, Kelmann Restoration received the Phoenix Award for Innovation in Restoration, while Platinum Restoration received the Phoenix Award for Innovation in Reconstruction. Kelmann was recognized for its innovative work following the restoration of the St. Alphonsus Parish and School after a fire. Platinum Restoration was chosen for their restoration of an historical home built in 1898. Read More
LIA launches medical laser safety awareness training.May 7, 2013
Available online, LIA's Medical Laser Safety Awareness course is a 2-hour learning experience that will give healthcare personnel a complete overview of the safe use of these devices. With LIA's interface, Medical Laser Safety Officers can also train their employees without having to send them away to specialized course or bring in an expensive expert. Course is based on ANSI Z136.3 standard Safe Use of Lasers in Health Care, which is recognized by OSHA and The Joint Commission. Read More
Nominations Sought for 2014 ANSI Board of Directors.May 7, 2013
ANSI invites all members to recommend qualified candidates for 2014 ANSI Board of Directors. Nominations are due by June 3, 2013 and are for terms that begin January 1, 2014. Board is responsible for management and control of activities, property, and affairs of ANSI, including its strategic direction, annual budget, as well as scope of responsibilities of Board and Institute Committees, Councils, and Boards. Nominations require biographical statement and letter of corporate support. Read More
TRIB Managing Director will present at conference in China.May 7, 2013
David Stevens of Tire Retread & Repair Information Bureau (TRIB) will be present "An Overview of the Global Retreading Industry and the Use of Advanced Technology to Improve Retread Quality" as featured speaker at 4th Annual China International Rubber Tire and Auto Accessory Exhibition. To be held from May 15–17, 2013, this event will take place in Guangrao, China, which according to Stevens, holds growing importance as Chinese tire industry continues to grow. Read More
RIA's Martin L. King Award is presented to Larry Holder, CR.May 6, 2013
At recent Leadership Summit and Industry Expo in Las Vegas, NV, RIA presented Martin L. King Award to Larry Holder, CR, of BELFOR USA. Holder is BELFOR's national safety director and heads Environmental Services division. In restoration industry for over 20 yr, he served on task force that created RIA Glossary of Standardized Terms, and on RIA Restoration Council. Holder currently serves on association's task force creating first restoration industry accounting guideline. Read More
RIA announces 2013 Golden Quill award winner.May 6, 2013
During its recent Leadership Summit and Industry Expo, RIA honored Tracy Bachtell of Paul Davis Restoration with its 2013 Golden Quill award. Eligible articles are reviewed by panel of judges who select winning article based on degree of usefulness of information to readers; composition and clarity of article; and style or personality conveyed by author. Only articles written by RIA members and submitted to C&R magazine during previous year are eligible for award consideration. Read More
BIO shares US Trade Representative's international patent concerns.May 6, 2013
Following Office of U.S. Trade Representative's (USTR) release of Special 301 Report, BIO shared concern over weak IP enforcement efforts of foreign nations. Report details failings of India, China, Brazil, and Canada, among others, to provide adequate IP protection for biotechnology companies, or their adding of bureaucratic hurdles to patentability. Organization encouraged USTR, in recent Special 301 Submission, to perform out-of-cycle reviews of these countries' patent systems. Read More
NIST transfers time signals over wireless optical channel.May 6, 2013
By bouncing eye-safe laser pulses off mirror on hillside, researchers at NIST have transferred ultra precise time signals through open air with precision equivalent to "ticking" of world's best next-generation atomic clocks. Described in Nature Photonics, demonstration shows how next-generation atomic clocks at different locations could be linked wirelessly to improve geodesy, distribution of time and frequency information, satellite navigation, radar arrays, and other applications. Read More
NIST Measurement Tool aids growing MEMS industry.May 6, 2013
Introduced by NIST, measurement tool will help device designers, manufacturers, and customers see 8 common dimensional and material property measurements key to device performance. Test chips, Reference Materials 8096 and 8097, are QA tools that enable comparisons of measurements on MEMS devices made with different equipment and by different labs/companies. Capabilities will facilitate characterization and troubleshooting, instrument calibration, and communication. Read More
AWEA Board of Directors names Tom Kiernan as new CEO.May 6, 2013
American Wind Energy Association (AWEA) Board of Directors, via unanimous vote, announced that Tom Kiernan has been named as Chief Executive Officer. Kiernan has served as President of the National Parks Conservation Association (NPCA) since 1998 and will assume his new role on May 28. In comment, AWEA Board of Directors Chair Tom Carnahan praised Kiernan's "bipartisan, practical experience at the national and state levels as well as in small, rural communities." Read More


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Adela Francisca
Chinandega, Nicaragua
Clothing Sales
Loan Overview
Repayment Schedule
Adela Francisca is 34 years old, single and has two children who are 9 and 18 years old and go to school. Adela has worked as a tailor for sixteen years; she cuts, tailors and repairs clothes. In addition, she sells different clothes in the streets, like shirts, skirts, shorts, camisoles, pants and shoes.
She started this activity due to the difficulties her family was going through and the problems that came with her father's death. As a little girl, she only had her mother's support, who taught her this line of work so she could support herself and help support her seven siblings.
With this loan, she plans to buy materials for tailoring dresses and stock her business with new clothes. Her biggest dream is to have more capital in order to provide her children with a good education so that they grow to be good professionals.
Translated from Spanish
Kiva Volunteer
Santiago Mejia Dugand
View original language description ↓
Adela Francisca tiene 34 años de edad, es soltera y madre de dos hijos de 9 y 18 años, ambos estudiantes, es costurera desde hace 16 años, su actividad consiste en corte y confección, enmendar o reparar ropa, también ha incluido dentro de este negocio la venta de ropa nueva variada de manera ambulante: camisas, faldas, shores, camisolas, pantalones, zapatos, entre otros, empezó su negocio debido a la gran necesidad que tenía su familia ya que su núcleo familiar se vio desintegrado debido a la muerte de su padre y desde muy pequeña únicamente contó con la ayuda de su mamá quien le enseño el oficio para que pudiera ayudarla a sufragar los gastos de ella y sus siete hermanos, con ayuda del crédito planea comprar materia prima para continuar confeccionando trajes y surtir la venta de ropa nueva, su mayor sueño es capitalizar su negocio y poder brindar buena educación a sus hijos para que sean todos unos profesionales.
Additional Information
Fundación Leon 2000
This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000's group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).
About Nicaragua
Average annual income
View loans »
Nicaragua Loans Fundraising
Funds lent in using Kiva
Nicaragua Cordobas (NIO) = $1 USD
Success!! The loan was 100% repaid
A loan of $950 helped Adela Francisca to invest in working capital and buy shirts, fabric, threads, shoes, and skirts among other things.
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Repayment Term
21 months
(Additional Information)
Repayment Schedule
Jan 30, 2013
Feb 4, 2013
Currency Exchange Loss:
Jul 17, 2014

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