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Watching The Tree of Life just now I had to stop and dash upstairs to the computer, to identify this beautiful music. Just gorgeous!
And a slightly too fast (IMO) version, but what amazing playing!
Back to the fiLm now :)
Watching The Tree of Life just now I had to stop and dash upstairs to the computer, to identify this beautiful music. Just gorgeous!
And a slightly too fast (IMO) version, but what amazing playing!
Back to the fiLm now :)
Such happy memories of my last Challenge! Would love the chance to do it again :)
ZOMG… another week from Hell!
But muzicks almost always brings us through, if we give it a chance! Me, anways. :)
I'm sure this is already here somewhere, but it's so close to my heart that I'm posting it again. I love it, and remember being unable to afford to buy it back in the 70s when I was a sprog at skool and singles cost 50p but I only got 10p a week pocket money, so I just had to run through it in my mind as I was jogging to the train station to get home. And now I can just look it up on YouTube and listen to it any time I like! And it still brings such a huge smile to my face :)
This always happens. Friday night, YouTube musicks search madness. Multiple editing of an earlier blog posting.
Here's another one from the same time. I was in love with the physics teacher, Mr Goley, though, and so actually saved up my 10p's in order to be able to buy this for him. I wrapped it up lovingly and secreted it in the physics and chemistry lab for him. My friend Moira Finn helped by keeping watch. Thank you, Moira :) Since I'm now in my 50s (*faints*) he must now be absolutely ANCIENT!!!! But I can still see him walking jauntily along the bottom corridor, and remember him bathed in a cloud of lovely Aramis :)
This got to Number 1, but for some reason they didn't play it at the end of Top of the Pops. Never quite got to the bottom of that! Must have been something political going on, as Number 1 was always played at the end of the show. Since I didn't have my own copy, having given it away, I was outraged, and wrote to the BBC to complain. They didn't reply. Hmmm…
And here's the later version from Babe. Couldn't believe it when I switched on the DVD (ok, so prolly it was a video) and one of my fave tuneZ of all time came on! Turned out to be the Best FiLm Evah! Maaaaa…. xxx
Hello! Is there anybody out there?
Old pals might remember that in 2010 I stupidly allowed my peewiglet.com domain name to expire. It was snapped up by a US internet company keen to sell it back to me for some ridiculously inflated price. I registered a similar domain name instead, but didn't ever get round to re-uploading the page.
Anyway, a few days ago I checked to see whether peewiglet.com had finally become available again, and it had, so I've put my page back up. I'm sure lots of links will need fixing, but all my old backpacking write-ups should now be working again. I've started having fun re-reading them.
Quite a lot of years ago now I listened to this as an audiobook as I walked Piglet on the beach. I was immediately drawn in: what a fantastic book, I felt! Probably my favourite amongst hundreds of books that I've listened to on MP3, even though Science Fiction is not my usual thing.
When I heard that it was coming out as a film I was hugely excited, and I've been waiting for it for many months. Now that I've seen the adaptation, though, I'm hugely disappointed. The actors playing the children were all too old (defeating the object of the book (if you've read/listened to it, you'll know what I mean)), and it seemed as though somebody had been through the book with a pencil ticking off things that they felt should be incorporated into the film and filming them as a matter of conscience.
There was no heart in it, though, and I actually gave up and went to bed half way through the film. I tried again with the rest of it the next morning, but it was all so dull and boring and lacking in spirit that I simply turned it off: I've no idea how the film ended, and I really don't care.
What a shame! I know that it was never going to be easy to turn Ender's Game into a wonderful film, but now I'm sorry that they even tried. Thank goodness that I still have the book itself to return to.
Sorry to say, but if you've not seen it yet, and you loved the book, then I'd suggest that you don't bother :(
Have just had my debit card declined twice in the local shop. Pretty embarrassing!
Came home and tried to access online banking, but it's down.
Went to Natwest home page to see if there was a problem, but there was no suggestion that there's anything up.
Then Googled and found hundreds of people complaining of exactly the same problem. In a way it was a relief–was wondering whether I'd accidentally overspent my small stash of pennies, or whether somebody had nicked them–but how very unimpressive that Natwest haven't posted any kind of reassurance or explanation or even… apology.
I have to get petrol in the morning in order to get to work. I hope my card is working by then…
I think this is already here but I can't find it, so I'm putting it in again, just in case. Lovely!
And here's the Jethro Tull version. Brillzville (though I could live without the middle).
I keep wanting to add something profound to my blog, but there's nothing better than musicz so here I am posting it again :)


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- 100 Years of Experience
- Original Family Ownership
- Genuine Steinway Parts
- Lifetime Trade-in Policy
Browse our beautifully restored Steinway, Yamaha, Mason & Hamlin, Knabe, and Chickering upright and grand pianos.
Preserve your cherished family heirloom or breathe new life into an amazing old upright or grand piano.
The first song I played was "Amazing Grace" because I kept thinking it's like amazing grace that we found these people.Marilyn JoinerShreveport, LA | Chickering
It was clear this wasn't just a business to the Lindeblads. It was a family tradition to them.Jason WarnickMercer Island, WA | 1918 Steinway O
What better service do you want, really? Nice people making it easy for you.Kate RoseOrlando, FL | 1911 Ibach
It's the best of the best as far as pianos and as far as who you're working with.Michael NguyenHouston, TX | 1925 Steinway O
It was kind of all blind faith until we got the piano and it was just a phenomenal piece of art.Cory and Melanie TurpinRustin, LA | 1893 Steinway A

subset: commoncrawl


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Humane Society seeks bottles, cansJanuary 29,2014PITTSFORD — The Rutland County Humane Society is collecting redeemable bottles and cans to raise money for the organization's efforts.
With assistance from General Electric and Humane Society volunteers, the organization now has a shed for supporters to drop off their bottles and cans behind the shelter at 765 Stevens Road.
Supporters can also drop redeemable bottles and cans at Green Mountain Bottle Redemption at the Howe Center in Rutland. Let them know the recyclables are for the Humane Society. For more information, call the Rutland County Humane Society at 483-6700.MORE IN This Just InBENNINGTON A Massachusetts man is facing a felony charge after police said he was driving in a... Full StoryWHITE RIVER JUNCTION Different judge, same result. Full StorySpecial meeting Full Story
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Home > News > Ł40m site for 'tiny study'
March 8th, 2006
The National Microsystems Packaging Centre will take tiny molecule-sized components and make useful devices with them for use in a whole range of industries. The Ł40m centre will be based on the former Marconi site on Edge Lane, adjacent to Liverpool Digital on the Liverpool Science Park.
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Harris & Harris Group Announces Receipt of Milestone Payment From Acquisition of Molecular Imprints by Canon October 5th, 2015
Accelerator Corporation Completes $62.8 Million Oversubscribed Financing September 30th, 2015
Controllable protein gates deliver on-demand permeability in artificial nanovesicles October 9th, 2015
Faster design -- better catalysts: New method facilitates research on fuel cell catalysts October 9th, 2015
Performance of Polymeric Nanoparticles as Gene Carriers Studied by Iranian, Dutch Scientists October 9th, 2015
Newly discovered 'design rule' brings nature-inspired nanostructures one step closer: Computer sims and microscopy research at Berkeley Lab yield first atomic-resolution structure of a peptoid nanosheet October 8th, 2015
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All quotes tagged Romances
(403 quotes found)
"Romance is dead - it was acquired in a hostile takeover by Hallmark and Disney, homogenized, and sold off piece by piece."
"I want the concentration and the romance, and the worlds all glued together, fused, glowing: have no time to waste any more on prose."
"Do I love you because you're beautiful, or are you beautiful because I love you? Am I making believe I see in you, a woman too perfect to be really true? Do I want you because you're wonderful, or are you wonderful because I want you? Are you the sweet invention of a lover's dream, or are you really as beautiful as you seem?"
"For me, romance isn't an over-the-top act. It's someone offering to help and to support me. Or if that person thinks I'm making the wrong decision, he'll tell me. I want him to be honest, because being that honest takes a lot of guts."
"The best scientist is open to experience and begins with romance - the idea that anything is possible."


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Bunkers In Baghdad
Rating: 4.96 stars 76 76 reviews 1,541
Nonprofit Issues:
665 Main St Ste 400 Buffalo NY 14203 USA
Target demographics:
troops and veterans
Direct beneficiaries per year:
troops in over 1,000 units stationed around the world
Geographic areas served:
Buffalo, NY and cities across the US
collecting and shipping donated golf balls and clubs to troops deployed around the world. We also supply golf equipment to Wounded Warrior and VA programs in each of the 50 states.
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Reviews for Bunkers In Baghdad
I can not gather up the words to express how professional Joe and his organization is. I sent him an email, and within a few hours he responded to me. By the next morning he had fulfilled my wishes and made a dream come true for my husband. If I could give him and his organization 10 stars, I would. I want to thank you Joe for truly being a blessing from above and going above and beyond for my husband and troops across the nation!
i heard about Bunkers in Baghdad from a fellow golf buddy in the Navy. I wrote Joe Hanna before I deployed and asked what the process was. He got back to me within a day and I had 3 boxes of balls find me at FOB Union III within 3 weeks. In the process of building a 'driving range' so I can put the balls to work. The heat will break soon and I may even move it to the roof... smoke a few cigars and stripe balls into a net. What better way to pass the time?
Dean V., Baghdad
We are deployed to Egypt for a peace keeping mission. I heard of this charity (Bunkers over Baghdad) thru fellow soldiers and friends. I email Joe and I had a response from him within 24 hrs of sending the initial email. Joe and his organization had the equipment package and mailed within a week of requesting the golf equipment. Thanks to caring people like Joe and Bunkers over Baghdad, soldiers will have a great time playing golf. It's wonderful to know, there are organizations like Bunkers over Baghdad out there supporting our troops.
Joe and the rest of the team have done an amazing job by providing an escape from the daily stress and tempo of generating Combat Airpower!. Not only was his response to the request delivered in less than 48 hours, the package arrived in less than a week across thousands of miles! Awesome program and please keep up the great work!
I first heard of the charity Bunkers in Baghdad when I was overseas. A couple of other joe's were talking about how awesome they were and that it was a charity organization. I am an active duty recipient and I can't be more grateful. This will definitely get me started. Thank you!!
I heard about them through a friend and that they will send golf equipment to active duty members. I decided to try to get some for my husband since he loves to golf but has never been able to buy some for himself. Joe emailed me right back and communicated with me personally throughout the entire process. The equipment came today, and my husband was stoked! People like this are a dime a dozen. Thank you!!
Active Duty Marine forward deployed.
I was in contact with Joe immediately after I sent the first email. He was very kind and I could feel that he truly wanted to take care of my wishes. I am honored to call my self a supporter of his organization.
Active duty Marine serving forward deployed.
Mr. Hanna instantly responded to our request for support and the next day there were clubs in the mail. I know when they arrive they are sure to put a smile on the Marine's faces and help take their mind off things for awhile. It's wonderful to know organizations like this are out there looking out for the well being and moral of forward deployed troops no matter the clime or place! Thanks for all you do.
Joe and his team are amazing! They helped boost morale of over 320 deployed Soldiers at Bagram Airfield by sending out golfing equipment that enabled us to create an indoor driving range. By far one of the most generous and professional support organizations I've ever seen. Thanks Joe!!! Pics coming soon!!!
-CPT Burns, Kevin
TF Shadow, 6-101
Best military charity that is working for the betterment of vets, wounded warriors and active duty military in the country today. They actually do what they say they are going to do. No bureaucratic nonsense to have to deal with- you speak directly with its President and they will take care of you. Best of the best.


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I want to take levitra for erectile dysfunction . I take carvedilol 6.25 every morning for high blood pressure. Can i take levitra (vardenafil) if i take carvedilol (alpha beta blocker) for hypertension?
Can I take Carvedilol and levitra together? Is it safe ?
- Posted:
- 24 Mar 2012 by PREDRAG7
- Topics:
- levitra, high blood pressure, erectile dysfunction, carvedilol, vardenafil, hypertension, blood disorders, beta blocker, blood pressure
Responses (1)
24 Mar 2012
Yes, you can safely take Levitra and Carvedilol together.
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Estate Planning Law Articles
Articles written by attorneys and experts worldwide
discussing legal aspects related to Estate Planning.
Generation Skipping Trusts to Slow Asset Erosion
San Jose estate planning attorneys invariably speak to many clients who feel as though the estate tax is fundamentally unfair. Their clients register multiple complaints, but the primary reason that they cite is the fact that the estate tax is an instance of double taxation.
Planning for the Care of Your Special Needs Loved One
We will start out by discussing the rules of eligibility for certain types of assistance programs. Next, we will discuss problems and pitfalls in planning for a Special Needs loved one. This will evolve into a discussion about what are believed to be the best options of planning for special loved ones - the Supplemental Needs Trust.
Whitney Houston's Estate Facing Debt
No matter what the financial status of an individual is estate planning can be an important aspect to safeguard assets. While Whitney Houston has made millions over her career, even she became susceptible to a lack of financial planning that can have an influence for years to come. Estate planning is an important thing to consider in today's world.
Preparing for Your First Estate Planning Meeting
Beginning the estate planning process usually requires you to set up a meeting with your estate planning lawyer so you can get down to the concrete steps involved. To make this meeting go easier, there are several items you can bring with you. Always talk to your lawyer or his or her personal assistant before you come to any meeting so you know what to expect and what you should bring.
Common Questions about Florida Oral Wills
Oral wills were traditionally used when a person was too sick or otherwise unable to write. Question 1: What is a nuncapative will? - Answer: A nuncapative will is simply a fancy way to say oral or verbal will. With an oral will, the testator—the person who makes the will—states his or her wishes verbally instead of writing them down.
Giving to Charity Efficiently
When you sit down to evaluate your legacy, you may need to do some serious soul-searching. In the field of estate planning. you generally stick to the pragmatic financial realities, but when you are preparing to "meet your maker" as it were, a lot of things may enter your mind.
Expert Analysis and Advice is Invaluable
Over the course of your lifetime it is likely that you will have accumulated some considerable financial resources. Given the fact that it took you many decades to get to where you are arranging for the transfer of these assets after you pass away is not something that can be done by a layperson in the blink of an eye.
HECM Can Finance Purchase of Long-Term Care Insurance
The high and rising costs associated with long-term care are something to take very seriously when you are making preparations for the latter portion of your life. If you combine the typical length of stay with the average cost of nursing home care you could be looking at an expense that exceeds a quarter of a million dollars. This is an amount that a lot of people would find difficult to pay without seeing a significant portion of their legacies going down the drain.
Washington Oral Wills – 4 Facts
While everyone in Washington who is a competent adult can create his or her own last will, State law also allows some people to create an oral will in limited situations. These wills, known as nuncupative wills in the State statutes, can only be used in a very limited set of circumstances, and you should not rely on the oral will provisions to create your last will and testament.
Do You Have to Notarize Your Will?
In most states, to create a valid Will, you must sign your Will in front of two witnesses. Your witnesses must also sign your document in your presence. Typically, your witnesses should be impartial and have no monetary motivation for witnessing your Will. In many states, your local probate court will require the testimony of one or both of your witnesses when someone tries to probate your Will or admit it for filing.
Avoid Costly Probate Battles with Planning and Communication
No one wants their family members to fight in court over their assets after they pass away. Probate battles can be long, costly, and nasty. The damage to familial relationships is often never undone. The keys to avoiding a probate battle between your family members are proper estate planning and communication of your plans.
How to Choose Which Trust is Right for Your Estate
Estate planning often encompasses numerous different tools and strategies. While your Last Will and Testament may be the cornerstone of your estate plan, you will likely wish to use other tools as well such as a trust. Trusts can be beneficial for a number of reasons such as avoidance of probate or estate taxes or retaining some degree of control over the trust assets long after death.
When House Flipping Turns Illegal
Flipping a house is a practice that has been done by many. While it can be done effectively, providing those who take the time to do it fast and beneficial rewards, it can also be done illegally in some cases, crossing legal guidelines that are imposed by the government.
Estate Planning and Tax Consequences
There are two basic reasons why estate planning is so important. First, estate planning allows you to decide what will happen to your assets upon your death. Second, by planning ahead, you can substantially decrease the tax consequences of transferring your estate assets to family members or loved ones. In the absence of planning, your estate assets may be subject to either estate or gift taxes, both of which can significantly drain estate assets.
You Have Choices
You have choices when planning your estate. You are not required to utilize a last will to direct the distribution of your assets after your death. Instruments such as revocable living trusts are viable options and they are not exclusively for the wealthy.
Generic Forms Are Not the Answer
These days you see various entities offering blank generic legal forms. They would like you to believe that anyone can plan his or her own estate. All you have to do is purchase one of these forms and fill in the blanks. You then have an ironclad estate plan in place and you have no need for any further action.
Sacrifice Can Come With Rewards
Military service is demanding on many different levels and it is not something that everyone is going to be suited for. Without question there are a lot of sacrifices that go along with serving your country but at the same time there are some rewards to be had, especially if you serve for a significant period of time.
The Washington State Death with Dignity Act
After much debate, the Washington Legislature finally passed the Washington State Death with Dignity Act in 2008. The law allows certain physicians to prescribe lethal doses of medication to terminally ill patients. Terminally ill patients, according to the Washington State Death with Dignity Act, are those with six months or less remaining to live, who reside in Washington, and who are at least 18 years old.
Estate Planning for Non-U.S. Citizens Spouses
When a married couple consists of two U.S. citizens, the estate planning rules treat them differently than if one spouse is a non-U.S. citizen or if both spouses are non-U.S. citizens. Although the differences may only affect the postponement of Federal estate taxes, the marital deduction set forth in the Internal Revenue Code may affect your estate plans.
Prenuptial Agreements and Your Estate Plan: 3 Tips
Tip 1: Consider the children. When people with children from a previous relationship get married the new spouses automatically become entitled to a portion of the other's estate. This can impact how much the children stand to recover. You can use a prenuptial agreement to waive your right to inherit from your spouse and ensure your children aren't left out in the cold.
What You Never Did: The Top 3 Regrets of the Dying
A nurse in Australia recently wrote a book detailing her experiences in dealing with the dying and coming to understand what they regretted the most. Though it can be hard to contemplate such thoughts, we can all benefit by learning from those who have faced their own mortality and understanding what it is they regretted so we might be able to avoid such regrets when our own time comes.
Probate Litigation -- How to Avoid It
A lengthy probate battle can drain estate assets and leave beneficiaries without access to them until the matter is settled by the court. Although you may be under the impression that probate litigation is only for the rich and famous, rest assured it is not. In addition, you may be counting on the fact that you won't be around to worry about it in the event a probate battle does come to pass.
3 Questions about Estate Planning and Prenuptial Agreements
Answer: Though prenuptial agreements are available to any couple, those entering into a second marriage or who already have children, stand to benefit the most by making sure a good prenup is part of their estate plan. Once you get married in Arkansas, you are automatically entitled to a portion of your spouse's estate when he or she dies.
Real Estate Transfers to Heirs: 4 Options
If you're creating an estate plan and want to leave your home to your family, there are a wide variety of options that allow you to do this. Each comes with its own benefits and drawbacks, and each state may have different laws that impact the transfers. Always talk to your estate planning attorney for detailed advice before you decide on any particular method.
Anti-Lapse Laws
When a beneficiary who stands to receive a gift under a Will dies before the testator dies, the gift has no one to go to. This is called lapse. When this happens, that gift passes according either to the terms of the Will or to your state's intestacy laws and not to the deceased beneficiary's descendants.
Trust Administration FAQ
Whenever someone establishes or creates a Trust, the Trust property must be managed and looked after through a process known as Trust Administration. Depending on the kind of Trust involved, Trust Administration can be fairly simple or extremely complicated.
Gift Tax Exemption and Exclusion
For anyone with a substantial estate, the never-ending search for mechanisms to transfer those estate assets without incurring estate taxes should include the use of both the gift tax exemption and the yearly gift tax exclusion. With estate taxes typically running at 35 percent or more, any tactic that can be employed in the estate planning arsenal to avoid the payment of estate taxes should be considered.
Hollywood Highlights the Need for Estate Planning
Most of us listen to the never-ending stories about money disputes in Hollywood and shrug them off as having no relevance to our lives. While most don't, there are some lessons to be learned from some of the infamous Hollywood money disputes that make the headlines on a regular basis. Take, for example, the recent death of music legend Etta James. The last year of James' life can be an example for all of us about the importance of estate planning.
Estate Tax Parameters Subject to Change
After you pass away, the transfer of assets to your loved ones may seem like a relatively simple and straightforward task. It should be but the realities of the tax code can make it rather challenging to avoid a significant portion of your legacy being consumed by the IRS.
MetLife Releases New Long-Term Care Survey
If you are serious about being prepared for all of the eventualities of aging, you need to understand the fact that the majority of senior citizens will need living assistance someday. Given this reality, proceeding with the notion that it is unlikely that you will ever need such care is tantamount to a wager against the odds.
A Solution for the Unprepared
If you are expecting to retire in relative comfort you are going to have to acknowledge that this is a goal that will take effort to reach rather than viewing it as an entitlement. With the above having been stated, statistics tell us that a very high percentage of people are unprepared for retirement.
Personal Income Tax (Amendment) Law, 2011
The Personal Income Tax (Amendment) Act 2011 has among other things consolidated all the personal income tax reliefs or allowances into one consolidated tax allowance/relief of 21% of an individual's gross annual income. The residue of a person's income is then liable to a graduating personal income tax charge of between 7% to 24% per annum. The rules concerning expatriate income earned from businesses in Nigeria has also changed.
Probate Expenses Can Pack a Wallop
Many people equate the process of estate planning with the act of drawing up a last will. You may go this route if you choose to, but it is important to recognize that the probate court will be involved. While the estate is hung up in probate, interested parties who may have business with the estate will have an opportunity to seek payment.
You Can Increase Your Full Social Security Benefit
The unfortunate truth is that a significant percentage of Americans do not plan ahead diligently with retirement in mind and they wind up being overly dependent on Social Security. The Social Security Administration states that in excess of 60% of Social Security recipients rely on their benefits as their primary income source. This can be a problem because the average monthly benefit is less than $1,100.
Don't Forget Fido When Estate Planning
If you have a dependent in the home, you have to make sure that you have made provisions with regard to a guardian should this child be left on his or her own. This is one of the reasons why estate planning is as important for younger adults as it is for senior citizens.
Cross Border Issues - Israel and Canada
For parties with assets and or beneficiaries in multiple jurisdictions it is imperative to ensure a proper estate plan is in place. Unless proper steps were taken in estate planning there could be adverse tax consequences that could have otherwise been planned for and perhaps avoided to achieve the testator's goals. This article examines the consequences of failing to make such a plan where the deceased resided in both Israel and Canada with beneficiaries and assets in both jurisdictions.
Long-Term Care Insurance Financing Strategy
Long-term care is extremely expensive and the fact is that Medicare does not pay for it. So, if you truly want to be prepared for all the eventualities of aging you are going to have to be proactive about addressing these potential expenses.
Top 5 Ways of Avoiding Family Estate and Inheritance Fights
Famous celebrities continue making national celebrity news headlines posthumously when their heirs challenge their last will and testaments. For example, consider Anna Nicole Smith. Her heirs have spent millions in legal fees challenging her will.
Probating Your Will Before You Die
State laws vary as to when custodians must file a decedent's Will with their local probate courts. Most states allow testators or Will drafters to file their Wills with their local probate courts before they die. This way, Will drafters can avoid potential confusion as to where they stored their Wills.
Waiving Your Rights Through Nuptial Agreements
Generally, Florida courts will uphold nuptial agreements if entered into and signed properly. This extends to both prenuptial (before marriage) and postnuptial (after marriage) agreements unless one party can prove there was no full disclosure of financial assets or that he or she signed it under duress, fraud or mistake. In the absence of extenuating circumstances, courts will uphold them. Courts will also allow spouses to waive their inheritance rights through nuptial agreements.
Probate Expenses Can Add Up
You may think that arranging for the transfer of assets to your loved ones after you pass away is something that should be easily done without incurring a lot of expenses. Unfortunately, there can be costs involved, and probate expenses would be among them.
One Tax Bill Beats Two
If you were to ask the typical person walking down the street he or she would probably tell you that a certain amount of taxation is necessary. Most Americans don't mind paying their fair share of taxes. The problem arises when you feel as though you're being taxed unfairly or taxed twice on the same resources. When you look at the federal estate tax closely you see that it is in fact an instance of double taxation and this rubs a lot of people the wrong way.
Home Equity Conversion Mortgages: A Brief Overview
A home equity conversion mortgage is a reverse mortgage that is supported by the federal government. As the name implies with a reverse mortgage a homeowner receive payments from a lender rather than making them. In return, the lender in essence purchases equity in the borrower's home.
Directing Resources to Charities
Estate planning can involve a good bit of soul-searching, and when you are making plans for the future you may feel the urge to engage in acts of generosity. Some people who have considerable means will create private family foundations and this is an option that is available to you.
Same-Sex Partners Must Plan Proactively
In the past gay marriages were not legal anywhere so people who were involved in long-term same-sex relationships had absolutely no protections under the law in terms of succession. As a result, executing the appropriate Estate Planning documents was absolutely essential. The phenomenon of legally recognized marriages between individuals of the same sex is a relatively recent one.
Probate Litigation -- How to Avoid It
Even without litigation, an estate with only moderate assets can take twelve to eighteen months to clear probate and can incur a sizable sum in legal fees associated with the process. An estate that ends up in litigation can take years to resolve and may incur a staggering sum in legal fees in the process.
What is a HECM?
In the field of financial planning, a HECM is a home equity conversion mortgage. These are reverse mortgages that are supported by the federal government. These loans are totally legitimate, and in fact you must complete an informational session that is approved by the United States Department of Housing and Urban Development before you can close on such a loan.
Streamline Your Accounting When Giving to Charity
A lot of people are interested in diverting resources to charity when they are devising a long-term financial plan. Indeed, charitable giving is its own reward but there are also tax advantages that can be realized through acts of generosity. Weaving your philanthropic intentions into your estate plan in an efficient manner is key.
The Indiana Trust Code's Provision Regarding a Trustee's Compensation
The Indiana Trust Code gives each Trustee a legal right to receive monetary compensation for his/her work administering the Trust. absent language within the Trust document prohibiting compensation. Indiana Trust Code Sections 30-4-15-1-17 and 18 set forth their rights to compensation.
Estate Planning and Tax Considerations
As part of the Federal Economic Growth and Tax Relief Reconciliation Act of 2001, Congress temporarily eliminated estate taxes for the year 2010 only. However, they returned in 2011. Currently, estates worth over $5.12 million owe federal estate taxes. In some states, these large estates owe state death taxes, too.
Differences Between Joint Tenancies
In Indiana, joint tenants can own real property jointly as tenants in common or as joint tenants with right of survivorship. Residents can also own certain personal property jointly as tenants in common or as joint tenants with right of survivorship. For example, two individuals can own their bank account jointly as joint tenants with survivorship rights or as tenants in common.
The Elective Share Statute in Indiana
Pursuant to the Indiana Law, surviving spouses have legal rights to renounce their inheritances in favor of their statutory elective shares. Based on the Uniform Probate Code, the Indiana Law contains an elective share allowance whereby one spouse cannot entirely disinherit the other in the absence of a valid nuptial or marital agreement.
Prepaid Funeral Plans
People creating an estate plan often wonder about how funeral expenses will be paid, and may turn to prepaid funeral plans as one option. If you're considering a pre-paid funeral plan, you should first educate yourself about how they work and what they offer. There are two basic types of these plans: guaranteed and non-guaranteed.
Indiana Health Care Directives
In the state of Indiana, each adult citizen has the right to make his or her own decisions about the kind of medical care provided by health care workers. Your physician's job is to properly inform you about your options and to provide you advice on what to do, but in the end, it is up to you to make the final decision. But what happens when you are no longer able to make your decisions for yourself, or you lose the ability to express your desires?
Examining the HECM
Some of the financial planning instruments that are routinely utilized can be a mouthful to say and can also be a little bit difficult to understand. On the other hand, there are some that are pretty self-explanatory and reverse mortgages would fit this category.
Making Efficient Philanthropy a Part of the Plan
A lot of people want to satisfy certain philanthropic urges that they have when they are making preparations for the future. We have all heard of famous private family foundations started by high profile wealthy individuals. Though it might be nice to make such a foundation part of your legacy, the costs associated with creating and maintaining a foundation dissuade many people from going this route. A popular alternative would be to contribute money into a donor advised fund.
How to Reduce Alimony in Your Florida Divorce
Paying spousal support to your former spouse after marriage can be an emotionally and financially painful experience. And if a divorce is imminent, she will come at you asking for the kitchen sink. Below are some tactics and techniques that you can use to reduce alimony payments in your divorce case.
Estate Planning Terms: Executive Bond Waivers
Once a person dies leaving behind property, someone has to take on the responsibility to manage that property and then transfer it to new owners. This person, known as an administrator or an executor, has a special duty to protect the estate property and to see the decedent's wishes are followed.
How to Address Your Pet's Estate Planning Needs
Section 11.118 of the Revised Code of Washington, governs pet trusts. Pursuant to this code section Washington State law allows individuals to set up trusts for the care of their pets. Animal or pet trusts are similar to trusts for children. You must appoint a competent adult to take care of your animal, just as you would for a child.
Pretermitted Adopted Children
In a few states, including Texas and Kansas, adopted children can inherit from their biological parents through state intestacy laws in the absence of a Will but parents cannot inherit from the children they gave up through adoption if the child does include them in their will.
Charitable Giving: Keeping it Simple
Many people decide that they would like to provide for charitable organizations when they are making long-term financial plans. This can be personally rewarding of course, and there are often tax benefits to be gained through philanthropic efforts.
Choice of Business Entity, Things to Think About - Limiting Your Liability
Some thoughts about the problems small business owners face when choosing a business entity. Among other factors limiting the liability of the business owner must be carefully considered. It is important to remember that simply choosing to do business in an entity - corporation or limited liability company- is not enough to eliminate all the liability the small business owner has.
Inheritance in Cyprus
Benjamin Franklin famously declared that "in this world nothing is certain but death and taxes". Estate planning is a sensitive issue, which many people are reluctant to address, but considering that the plans and documents you make concerning your death are likely to be some of the most important financial documents you will ever make, inheritance is a crucial legal issue which everyone must consider.
Lending a Helping Hand Can Reduce the Taxable Value of Your Estate
You gain a sense of satisfaction from acts of generosity that really cannot be adequately described in words. Being in a position to help others can be extremely rewarding, and even if you are giving in a totally selfless manner, there could be tax advantages realized through acts of giving.
Hollywood Highlights the Need for Estate Planning
Hollywood is always good for a great story about a money dispute involving someone famous. Actors, producers, authors, and agents are forever arguing about who gets how much of the millions they make each year. These stories rarely have any bearing to the average American's life. Occasionally, however, a Hollywood story actually does hit home with the average American, as in the case of the recent death of legendary R&B, jazz, and blues singer Etta James.
Offshore Foundations
An overview on the foundation structure, with a particular focus on Private Interest Foundations in Panama. There are many countries offering legal entities known as offshore foundations. A private offshore foundation is a private entity usually set by an individual or married couple to provide for their children and their heirs.
Medicaid Change in Place for 2012
Many people are surprised when they hear just how expensive long-term care has become these days. If you look at the average length of stay which is between two and four years, coupled with the average costs you may be faced with an expense that exceeds $200,000 toward the end of your life.
Transferring Assets Outside of Probate
Transferring assets to your loved ones is the objective when you are planning your estate, and it is important to understand the fact that you have multiple options to this end. You may automatically think that you will be using a last Will to express your wishes, but when you look into the details you may find that this is not the best choice for you.
Reducing the Taxable Value of Your Estate
If your estate is valued above a certain amount, your heirs will be faced with the prospect of paying the federal estate tax. At the present time the estate tax exclusion is $5,120,000 and the rate of the tax is 35%. So the portion of your estate that exceeds the exclusion amount is subject to the 35% tax.
Irrevocable Life Insurance Trust Basics
Estate planning has truly become an art form. Along with deciding who will receive what when you die you must attempt to create a plan that limits or avoids estate taxes and the often lengthy probate process. For those with an estate of considerable value, an irrevocable life insurance trust, or ILIT, is an estate planning tool worthy of consideration.
Grantor Retained Annuity Trust
In the never-ending quest to pass down assets without paying the often exorbitant estate taxes due on estate assets, a grantor retained annuity trust or GRAT, can be an attractive option. Although a GRAT has very specific rules that must be adhered to in order to benefit from the trust, the benefits can be substantial.
Estate Taxes - How to Plan Your Estate to Avoid Them
Most people are accustomed to taking into account the tax ramifications of purchases expenses and investments as they apply to personal income taxes; however, estate taxes can potentially have an even bigger impact, yet are often forgotten.
Your Family Home and Your Estate – 3 Transfer Methods at Death
1. Transferring to a Spouse: Married couples often own property as equal owners with a joint tenancy. Each owner in a joint tenancy may have the right of survivorship, which is the right to automatically inherit the ownership rights of his or her spouse upon that spouse's death.
Texas Intestacy Scenarios 4 Common Situations
If you die in Texas without leaving behind a valid last will and testament, all your property goes to owners that are pre-determined under Texas law. These laws, called intestate succession laws, give your property to those related to you. The only way to change these laws from applying to your estate is by creating a valid will and making your choices yourself.
All Attorneys Are Not Created Equal
Picture this: you find out you need heart surgery, and you bypass the board certified heart specialist in favor of your family practitioner, just to save some money. It's a ridiculous idea, isn't it? And yet, when the issue is estate planning, people are quick to make a similar decision. All too often, clients entrust the future security and well-being of their families to lawyers who just aren't equipped to do the type of detailed, careful planning that is necessary.
Estate Planning for a Special Needs Child
Every parent should consider estate planning as important, but it is extremely important if you have a special needs child. When a parent has an estate plan, they are given a chance to decide who will raise their minor children, and how best to set money aside for those children so that they can be cared for if the parent is no longer there to provide for them.
How to Choose a Long-Term Care Insurance Policy
With the rising cost of long-term care in our elderly years, it makes sense to look for a good long term care insurance policy early on. However there are so many different kinds of policies available that it can be very difficult to compare apples to apples. Here are some tips to make sure that you are choosing the correct company for your insurance needs.
Your Health Care Agent
Creating a durable power of attorney for health care is an important part of the estate planning process. After all, you want to make sure that the right person is in charge of your medical care in the event that you become incapacitated. Not having a durable power of attorney for healthcare can cause a variety of different issues between family members who have to make important and difficult decisions on your behalf.
Long Term Care Insurance
Planning for your care in your older years is critically important. The unfortunate fact is that so many seniors find themselves in a very bad situation in their later years because they did not create a plan that would protect their interests later in life.
Incentive Trusts
It can be a real dilemma: on the one hand, you want to pass on the wealth you've worked hard to earn but on the other hand, you don't want a large inheritance to dull your children's work ethic, or leave them with a sense of entitlement. One possible solution to this dilemma is the incentive trust.
Why a 401(k) Loan May Not be the Best Idea
Times are tough, and credit is still in limited supply. A sign of this is a recent statistic quoted by the Wall Street Journal: 30% of 401(k) savers have an outstanding loan against their retirement plan.
Not Having a Healthcare Power of Attorney May Leave You Unprepared
Part of creating your estate plan should include executing a healthcare power of attorney document. This tool allows you to have some control over your medical care, if you're ever incapacitated. The health care power of attorney is important if you want to make sure that you're receiving the best care possible and that someone is making good decisions on your behalf. Take a look at some of the information below, to better understand the use of the document.
Why Would Someone Renounce a Will?
Renouncing a will means giving up your inheritance as provided in the will of a deceased. But why would anyone want to give up their inheritance? Renunciation may be a tactic used by a spouse who would choose to take a share of an estate as specifically provided by state law, rather than a smaller portion of the estate that may be provided for in the will.
Dividing Your Personal Property
Unlike cash or real estate that can be divided neatly into shares, tangible personal property, including jewelry, furniture and family heirlooms, can pose a challenge when creating a Will.
Asset Planning Can Help Avoid Probate
Avoiding probate requires thoughtful planning. Creating a Living Trust through an experienced Estate Planning attorney is an important tool in ensuring your assets are distributed in accordance with your wishes and without much of the hassle associated with probate. But there are a number of other tools available to help keep your assets away from the probate court.
Updating Your Grafton Will -- There May Be More Reasons to Do So Than You Realize
Your Last Will and Testament is the a starting point for your entire Grafton estate plan. For this reason, your Will should be well thought out and updated on a regular basis. While there are some precipitating events that commonly prompt most people to make a change in their Will, there are some other reasons that may also warrant an update that are frequently overlooked.
Hollywood Highlights the Need for Estate Planning
Hollywood is never short on sensational accounts of legal disputes over money. Often, these disputes are over million dollar deals for recording contracts or movie scripts of publishing rights topics that have little relevance to the average American's life. Sometimes, though, Hollywood money disputes can be relevant and actually teach us something.
How to Create an Irrevocable Life Insurance Trust
Estate planning can be complicated, even for a relatively small estate. If you are fortunate enough to have a sizable estate, estate planning becomes even more complicated, yet takes on a heightened importance as well. Along with deciding who will receive your assets upon death, you must take into consideration things such as avoidance of estate taxes and limiting the assets that will be part of the probate process.
Fitchburg Estate Planning Attorney Discusses Grantor Retained Annuity Trust
If you have spent a lifetime building up your estate, then you likely don't want to lose half of it to estate taxes upon your death. Unfortunately, without careful estate planning, that can happen. Although each estate is entitled to an exemption amount which is subject to change, any estate assets above the exemption amount will be subject to the typically high rate of estate taxes.
Your Trustee Questions Answered
Trusts are an integral part of estate planning and trusts only work when trustees carry out trust instructions. To that end, we're answering your trustee questions here. If you have additional questions or need help choosing a trustee, ask your estate planning attorney.
Making Long Term Care Decisions for a Loved One with Dementia- June
A loved one with dementia has special needs that should be taken into consideration, especially when choosing a long term care facility. It's important to take extra care so that your loved one is able to live a comfortable and safe life. There are steps that you can take to make sure that you're choosing the best possible facility for your loved one. We discuss those steps below.
Identify and Plan for Your Digital Assets
Think about your online life. Many of us bank online, communicate online, conduct business online, socialize online, and market our businesses online. Keep a notebook next to your computer for one month. Each time you access an account or digital asset site, jot down the account number, web address, password, user ID, and PIN. Then, organize the list so your loved ones will be able to handle your digital assets if you become incapacitated or die.
Your Probate Questions Answered
If you're like most people, you've heard the term, "probate, «but aren't really sure what it means other than it happens when someone dies and lawyers are involved. To bring some clarity to the subject of probate, we're answering common probate questions below:
Understanding Trust Administration
Managing a trust is an extremely important responsibility. For the trustee, it is crucial to become well informed of their rights and responsibilities in order to avoid any legal conflict in the future. It is not uncommon for people to be confused about what exactly a trust is and what its functions are. A trust refers to property given to a trustee to manage for the benefit of a third person.
You Need a Custom Estate Plan
Many people assume that an estate plan is a relatively easy tool that can be completed in a matter of minutes by downloading documents from the internet. This is why many people attempt to do their own planning. It's important to understand how beneficial a custom plan can be for you and your life and how worthless a generic is.
Why Might a Will Be Contested?
When creating a will, it's important to take extra care to ensure that you have a legal and valid will. This can allow your wishes to be respected and can help to keep a will contest, or challenge of a will, at bay. Are you wondering what may warrant a will contest? Take a look below, to learn more.
Why is Probate Necessary?
If you're like many people, you may have the desire to avoid the probate process. Because it can be a public, lengthy, and expensive process, many people plan their estate in hopes to avoid it. There are reasons why probate is necessary in some cases. Take a look at the reasons below to see how probate can be helpful. If you have any questions, or if you'd like to discuss the probate process, contact an estate planning – probate attorney.
What is a Pour?
A pour-over-will is the will that is used in trust based estate planning. It has three important functions. The pour-over function funnels any assets not funded into your revocable living trust at your death, into the trust, through the probate process. In addition, you appoint your personal representative (i.e. executor) and guardians for your minor children in your pour-over-will.
What are Unintended Heirs?
Unintended heirs are those people who end up with your money, without you intending to give it to them. Often the government, your surviving spouse's new significant other, or an estranged relative are unintended heirs. Unfortunately, children are unintentionally disinherited with poor estate planning and inappropriate asset ownership. Instead the assets go to unintended heirs. Every adult needs a comprehensive up-to-date estate plan that is customized for his or her individual situation.
Child Custody for Fathers
If child custody and/or visitation arrangements have not worked out, the non- custodial parent can bring an application to either the Family Court or Supreme Court to modify the child custody arrangements (if the parties have remarried). Men often do poorly when dealing with the Family Court or the Supreme Court in child custody and visitation matters.


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Guyton Elementary held its first Quick Think-a-thon on Friday. Two contestants from each second grade class were chosen to compete. Judging the contest was Charla Connelly, Angie Roberts and Jacquelyn Jones.
STATESBORO - The Georgia Southern University chapter of the Phi Eta Sigma National Honor Society recently inducted 344 new members. To become a member of Phi Eta Sigma, a student must earn a GPA of 3.5 or greater during their freshmen year.
SAVANNAH - Patricia O'Day, a practical nursing student at Savannah Technical College, has been named as the College's winner of the Georgia Occupational Award of Leadership (GOAL).
Effingham County Board of Education members recognized three teachers - Dr. Freddie Waltz, Lynda Hill and Grady Zittrouer - for earning national board certification Wednesday.
Community members came out to Effingham County High School in support of the Young Farmer Scholarship Auction on Tuesday.
Six Effingham Christian students competed in the Savannah Ogeechee Regional Science and Engineering Fair in February.
Eight students from Ebenezer Middle School recently participated in the Georgia Music Educator's Association (GMEA) All-state Chorus held in Savannah Feb. 21-22.
The Effingham County Board of Education has scheduled Kindergarten registration for the week of March 31–April 4.
The award-winning Ebenezer Middle School Pizzazz Show Choir, under the direction of Lawanda Allen, will present its fourth annual dinner theater March 28-29 at the school.
Effingham County Board of Education members took the first step toward becoming a standards board Saturday when they discussed their first self-evaluation.
SAVANNAH - The Technical Communications Certificate Program at Savannah Technical College prepares students for careers that require strong communication and technical skills, but for many students, it does something else, too - it may help them earn HOPE scholarship eligibility.
In February, 12 of Effingham's own, grades 7-12, traveled to Rock Eagle in Eatonton to compete in 4-H Project Achievement at the district level. These bright hardworking young people each prepared a portfolio (formally known as a record book) of all of their activities in the 2007 calendar year.
Effingham County school board members learned there's a need for a new student information system.
SAVANNAH - Savannah Technical College has won two Gold Awards for its marketing and recruitment efforts in the 23rd Annual Admissions Advertising Awards, a national competition for college and university marketing professionals. The "Hire education" ad series won in the category of newspaper advertising; program summary brochures won in the brochure category.
Page 160 of 191
Catherine Jayroe participated in the FCCLA (Family, Career and Community Leaders of America) National Competition in Washington, D.C., held July 4-9 .
The Effingham County High School nickname will remain the Rebels, Superintendent Randy Shearouse announced Tuesday.
INDIANAPOLIS-Tara Babin, a member of the Effingham County High School FFA chapter, will be on stage and in the spotlight Oct. 28-31 during the ...
Arch Smith, Georgia 4-H State Leader, presented Sophie Usher with her recognition as a Double Master 4-H member. Usher, a recent graduate of Effingham County ...
The Christian Leadership Academy, a seven-month program beginning in September, is designed to take 12 rising high school sophomores and juniors from Effingham County public ...
The Backpack Buddies program at Marlow Elementary School got a big lift from the members of the 117th Air Control Squadron.
Emotions and passions are running high following a request to the Effingham County Board of Education to end the use of the Rebels name and ...
Happy times were had at the Happy House on Tybee Island as Cadette Troops 1147, 1184 and 1121 from Fort Worth, Texas, visited with Cadette ...
Effingham County Extension office is beaming with pride to have sent six representatives to Georgia's 73rd Annual 4-H State Congress, held in Atlanta from ...
It's been a smooth start, for the most part, to the 2015-16 school year, Effingham County Superintendent Randy Shearouse.
ant principal at Sand Hill Elementary School. But he has another job and he represented his other duty assignment in uniform at last week's ...
The Effingham County Board of Education is putting together its parameters for a planned renewal vote of the special purpose local option sales tax.
The Effingham County Board of Education incumbents all have declared their intention to run again for their seats.
Page 2 of 2
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The Togolese forward was barracked by the crowd whilst playing for Tottenham in the Europa League, and fittingly it was he who scored the decisive away goal which sent the English side through.
UEFA have since confirmed that Inter are under investigation for "racist behaviour of supporters, insufficient organisation and the throwing of missiles and/or fireworks".
More about...
What is your opinion? Feel free to discuss the article under. You have to comment by using your Facebook profile. Be fair and have respect for other people and opinions!
Who of Europe's top strikers will move to England this summer?
After a dreadful start to their Bundesliga campaign, Borussia Dortmund appear to have weathered the storm after going five matches without defeat.


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Subway Surfers
Presented by Kiloo and Sybo Games DASH as fast as you can! DODGE the oncoming trains! Help Jake, Tricky & Fresh escape from the grumpy Inspector and his dog. - Grind trains with your cool crew! - Colorful and vivid HD graphics! - Hoverboard Surfing! - Paint powered jetpack! - Lightning fast swipe acrobatics! - Challenge and help your friends!More
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1-10 of 16,326 reviews
A very good game, addicting I must say. But since the Sydney update it started to freeze during gameplay. This was happening once in one run and it would be frozen for a second or two and then everything would be back to normal. But since this new New York City update was introduced it started freezing every minute during gameplay... Also, it keeps on crashing out of the blue.. -.- it's impossible to play the game like this... I hope that with the new update they will solve these problems.. UPDATE: I guess that minor improverments and graphics were much more important than fixing bug issues in the 9/8/2015 update...More
- Yes (13)
- No (2)
Still often crashes and force quit, especially after the game finished.More
- Yes (6)
- No (2)
I've been playing it on my Lumia 521 and the game would often freeze at the loading screen or crash in the middle of a run, forcing the app to quit. After updating it a couple of times, everything seems to have gotten worse. What frustrates me more is that all of the data I've created by playing this game won't be backed up to the cloud, so if I ever wish to switch to another device, all of my progress towards the challenges, special characters I've unlocked, and everything else that was achieved by hours of gameplay will be lost. It was actually fun whenever I was able to play the game, but it definitely is more trouble than it's worth.More
- Yes (9)
- No (1)
It's a great fun addictive game but you need to bring it to 512 ram cause right now out will just exit out of nowhere for no reason so fix and I'll make it a 5 star ratingMore
- Yes (6)
- No (0)
Great game. I enjoy playing it in my spare time. I just wish you could transfer your characters & boards to other devices if you wanted to play something elseMore
- Yes (1)
- No (0)
I did love the game but since I updated to the NYC version it constantly force closes on me, my coins just disappear, and it wont save my high score. Really frustrated with this game since the update!!!More
- Yes (16)
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So-so, sometimes when I'm having a good run I get kicked off the game. I think I get my points but not really sureMore
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You need patience to get coins so its funMore
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I must admit I became very addicted to this game from a start, but with this new update, it doesn't stop crashing on my Lumia 635. Fix this, please.More
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Very Addicting you'll be hooked when you start playing it and you wont be able to put your phone down until its deadMore
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- No (2)
1-10 of 16,326 reviews
Subway Surfers
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Action & adventureMore
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35.9 MBMore
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For ages 3 and upMore
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English (United States)
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Use an anonymous Microsoft accountUse your musicUse the media items that are currently playingUse your device network servicesUse any of your Windows Phone sensorsAccess your browser
Version notes
- The Subway Surfers World Tour continues in Africa - Race through the beautiful cliff landscapes of Kenya - Add Zuri, the dancing Masai girl, to your team of Surfers - Unwrap Super Mystery Boxes to earn thrilling new Awards - Pick up shiny shields on the tracks to earn the Weekly Hunt prizes


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We found this hot and skinny Asian girl on the Island of Phuket, offered her a one-off job, an offer which she could not deny. See more hot Asian chicks at: http://AsianAppleSeed.com/youporn/
All Comments (18)
Love Thai girls, so cute and sexy
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Lobster season log, day 1
Likely to be good season
Jimi Olsen 7:30 p.m., Oct. 9
Golfers provide the surreality on the Santa Fe Valley Trail.
A hike along a river and golf course for an overview of the San Dieguito River.
Hike through grasslands, chaparral, and riparian habitats with views
Gnatcatchers and meadlowlarks you may only hear in Ramona.
The trek to Pyles Peak via Cowles Mountain
Start with familiar and popular Cowles, then take a detour for views west to the ocean and east to the Cuyamacas.
Hike to the "Rattlesnake" Viewing Platform to view Lake Hodges Dam
This trail is part of the Coast to Crest Trail of the San Dieguito River Park. The 70-mile planned Coast to Crest Trail will extend one day from Volcan Mountain near Julian to the shore ...
If it rains, look out for violent cataclysms in Clark Valley
Hike through a canyon with towering walls to some old and remote rock-house ruins.
Popular hike leads to a pinyon forest and spectacular views
Whale Peak, though not the highest peak in the Anza-Borrego Desert State Park, is high enough at 5349 feet to offer spectacular views of much of the park and mountain ranges in Mexico and Arizona. ...
Bighorn sheep possible while climbing Indianhead.
Hike to the top of this profile that looms 3000 feet above Borrego Springs.
Rich riparian areas and shaded grottos await adventurous hikers in Sheep Canyon
Sheep Canyon has one of the larger streams flowing east out of the San Ysidro Mountains. Its bubbling waters cascade over boulders and down waterfalls into clear pools, and its banks are lined with shady ...
This popular hike leads to a pinyon forest and spectacular views.
One of the highest peaks in Anza-Borrego has fascinating plant life and gorgeous views.
Mountain range in miniature
These wind-eroded sandstone blocks are fun to explore.
Don't drink the water — it's for through-hikers.
Combs Peak is the fifth highest peak in San Diego County and also one of the most remote. Surprisingly, it is in the Anza-Borrego Desert State Park. From this lofty summit there are views of ...
Thousands of years of human habitation on display at Indian Hill
Visiting Indian Hill gives us a renewed appreciation for this desert area. Humans have used the area for perhaps several thousand years. The last Indian cultural group to occupy this area was the Kumeyaay. It ...
Look up at 5 million years of layered history
Sandstone Canyon is one of several long canyons that stretch down the flanks of the rapidly eroding Vallecito Mountains. Frequent visitors to this part of the Anza-Borrego Desert consider Sandstone Canyon to be the most ...
A good place to peer into Hellhole Canyon
Church Spur provides overviews of Borrego Valley and the work of profound geological forces.
Geology is the highlight of this Anza-Borrego hike
Look for cheese bush.


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We're pleased that the three state reps that will represent the town on Beacon Hill come January – Demetrius Atsalis of Hyannis, Randy Hunt of Sandwich, and David Vieira of Falmouth – have agreed to write every month for our op-ed page.
The Cape's chambers of commerce have helped beef up the traditional "shoulder" seasons of fall and spring, but we're well on our way into what you might call the "cold" shoulder season.
Click HERE to subscribe to e-mail updates from barnstablepatriot.com.
CONTACT US | The Barnstable Patriot | 4 Ocean Street | P.O. Box 1208 | Hyannis, MA 02601 | 508-771-1427 | Copyright © 2015 Local Media Group, All Rights Reserved.


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Ocean Engineering Open Access Articles
The latest Open Access articles published in Ocean Engineering.
Uncertainty in forecasted environmental conditions for reliability analyses of marine operations
1 November 2015
Asle Natskår | Torgeir Moan | Per Ø. Alvær
Marine operations, e.g., the sea transport of heavy objects and the installation of offshore units and equipment, need to be planned and executed with proper consideration for environmental conditions...
On the use of OpenFOAM to model oscillating wave surge converters
1 November 2015
Pál Schmitt | Björn Elsaesser
The computational fluid dynamic (CFD) toolbox OpenFOAM is used to assess the applicability of Reynolds-averaged Navier–Stokes (RANS) solvers to the simulation of oscillating wave surge converters (OWSC)...
The impact of diffuser augmentation on a tidal stream turbine
1 November 2015
N.W. Cresswell | G.L. Ingram | R.G. Dominy
The results from an experimental study of a model diffuser augmented tidal stream turbine are presented with a particular focus on the impact of the diffuser upon the turbine׳s performance in yawed...
A semi-empirical ship operational performance prediction model for voyage optimization towards energy efficient shipping
Available online 8 September 2015
Ruihua Lu | Osman Turan | Evangelos Boulougouris | Charlotte Banks | Atilla Incecik
Voyage optimization is a practice to select the optimum route for the ship operators to increase energy efficiency and reduce Green House Gas emission in the shipping industry. An accurate prediction...
Thermodynamic simulation for the investigation of marine Diesel engines
1 July 2015
A.J. Murphy | A.J. Norman | K. Pazouki | D.G. Trodden
Emissions in the shipping industry are a major environmental concern and IMO regulations are increasingly stringent. Existing methods to assess marine exhaust gas emissions require large and specialised...
Full-scale unsteady RANS CFD simulations of ship behaviour and performance in head seas due to slow steaming
15 March 2015
Tahsin Tezdogan | Yigit Kemal Demirel | Paula Kellett | Mahdi Khorasanchi | Atilla Incecik | Osman Turan
It is critical to be able to estimate a ship׳s response to waves, since the resulting added resistance and loss of speed may cause delays or course alterations, with consequent financial repercussions....
Ship impact model for technical assessment and selection of Carbon dioxide Reducing Technologies (CRTs)
15 March 2015
J. Calleya | R. Pawling | A. Greig
It is not unreasonable to imagine that the future may herald higher energy prices and greater regulation of shipping׳s Greenhouse Gas (GHG) emissions. With the introduction of the Energy Efficiency...
Snatch loading of a single taut moored floating wave energy converter due to focussed wave groups
1 March 2015
Martyn Hann | Deborah Greaves | Alison Raby
This paper concerns experimental measurements of the interaction of a taut moored floating body, representing a wave energy converter in survivability mode, with extreme waves. Focussed wave groups,...
Power-saving device for air bubble generation using a hydrofoil to reduce ship drag: Theory, experiments, and application to ships
1 February 2015
Ichiro Kumagai | Yoshiaki Takahashi | Yuichi Murai
We have developed a new power-saving device to reduce the drag of a ship's hull using small bubbles. The device reduces the energy required for bubble generation. The device, which consists of angled...
Comparative study on pressure sensors for sloshing experiment
15 January 2015
Sang-Yeob Kim | Kyong-Hwan Kim | Yonghwan Kim
This study considers a comparative study on pressure sensors for the measurement of sloshing impact pressure. For the comparative study, four pressure sensors are used: one piezoresistive sensor, one...
A scaling law for form drag coefficients in incompressible turbulent flows
1 December 2014
Yeon-Seung Lee | Soonhung Han | K.C. Park
We present a similarity law for form drag coefficients, which is obtained by a judicious utilization of an energy dissipation equation due to eddy viscosity for incompressible turbulent flow, the steady-state...
Numerical analysis on springing and whipping using fully-coupled FSI models
15 November 2014
Jung-Hyun Kim | Yonghwan Kim
This paper focuses on ship springing and whipping analysis using a three-dimensional (3-D) Rankine panel method combined with a beam-element-based 1-D structural model and a shell-element-based 3-D...
Flushing ballast tanks
1 October 2014
Zhixin Qi | Ian Eames | Alistair Greig
The International Maritime Organization requires ballast water tanks to be flushed through with three tank volumes to remove aquatic species. We apply a network model for multiply connected compartments...
Flow and performance characteristics of a direct drive turbine for wave power generation
1 May 2014
Deepak Divashkar Prasad | M. Rafiuddin Ahmed | Young-Ho Lee
A cross-flow turbine, also known as Banki turbine, is a hydraulic turbine that may be classified as an impulse turbine. It has gained interest in small and low head establishments because of its simple...
Embedded wave generation for dispersive surface wave models
1 April 2014
Lie She Liam | D. Adytia | E. van Groesen
This paper generalizes previous research on embedded wave generation in Boussinesq-type of equations for multi-directional surface water waves; the generation takes place by adding a suitable source...
Time domain method for the prediction of pressure fluctuation induced by propeller sheet cavitation: Numerical simulations and experimental validation
1 November 2013
Hanshin Seol
This paper addresses the pressure fluctuation induced by a propeller sheet cavitation. This study applies the acoustic theory proposed by Ffowcs Williams and Hawkings to the prediction of the pressure...
Towards a global regionally varying allowance for sea-level rise
1 October 2013
J.R. Hunter | J.A. Church | N.J. White | X. Zhang
Allowances have been developed for future rise of relative sea-level (i.e. sea level relative to the land) based on the projections of regional sea-level rise, its uncertainty, and the statistics of...
Numerical ship navigation based on weather and ocean simulation
1 September 2013
Chen Chen | Shigeaki Shiotani | Kenji Sasa
Sea states, such as waves, tidal currents, and wind are important factors for safe and economic ship navigation. In previous papers of Xia et al. (2006a, 2006b) single factor generated by low pressure...
High speed marine craft motion mitigation using flexible hull design
March 2012
N.C. Townsend | T.E. Coe | P.A. Wilson | R.A. Shenoi
High speed marine craft motions can be severe and concerns regarding human performance and safety are widespread. The motions can reduce crew abilities to perform tasks and can result in injury. This...


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Squeaky Clean or Naughty by Nature: Glee's Gay Teen Sexuality Complex
Oscar Raymundo | Posted 01.09.2012 | Gay Voices
Read More: Glee Sex Episode, Glee Gay Sex Episode, Glee Virginity Episode, Glee Gay, Glee, Glee Gay Sex, Gay Voices News
According to Glee, it's a big gay world, yes, where you can embrace who you are... but only if it falls into just two categories: virgins or home-wreckers. "Sexually boring" yet loyal or slutty but dangerous. Singing a capella or sneaking into divey bars.


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My Book On Amazon.com, "Breakthrough: A Consistent Daily Options Trading Strategy For Volatile Stocks" Is Now Available Free For KDP Select Members 6 commentsJan 27, 2013 3:23 PM
Hello everyone, I actually meant to do this from the beginning when it was first published, but somehow it was not enrolled in this program. Well, now it is, so if you are enrolled in KDP Select, it is free.
I would also like to thank everyone who has purchased the book. I sincerely appreciate it.
As always, please e-mail me if you ever have any questions regarding the strategy. I do try to answer all e-mail questions asap, but do get flooded sometimes. If do not respond within a couple of days, re-send the e-mail and I will reply back to you.
Thanks again,
-KevinBack To Kevin M. O'Brien's Instablog HomePage »
Instablogs are blogs which are instantly set up and networked within the Seeking Alpha community. Instablog posts are not selected, edited or screened by Seeking Alpha editors, in contrast to contributors' articles.Comments (6)Track new comments
Full index of posts »
I got your book from Amazon, and really enjoyed it. I don't have the time to do your daily strategy right now unfortunately since I have a day job, but I have been dipping my toes in your weekly strategies. I just made my first successful trade doing a reverse iron condor on VXX this past week (gain of 21% including commissions). Think I might open an account at Options House since the commissions on these RICs add up quickly.
Kevin M. O'Brien, contributorComments (1800) | + Follow Following - Unfollow
I just purchased the book.
Bought a 38/28 strangle on (EXPE) yesterday, Major homerun. Apr 27, 2012
AAPL continues to roll Feb 15, 2012
AMZN options were priced like PCLN last quarter... too expensive. I feel for those who used a weekly straddle Jan 31, 2012
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SAN DIEGO, Dec. 13, 2010 /PRNewswire/ -- Tanabe Research Laboratories U.S.A. Inc., (TRL) announced today that it has entered into a partnership with Anaphore Inc. for the research and preclinical development of novel protein therapies for autoimmune diseases based on Anaphore's proprietary Atrimer™ technology.
TRL and Anaphore will generate novel trivalent proteins called Atrimers that can be programmed to bind to and activate or inhibit targets of interest. The partnership will focus on strategies to develop biologic therapies for autoimmune disorders such as, rheumatoid arthritis, inflammatory bowel disease, and psoriasis. TRL and Anaphore will commence the research and development alliance immediately.
TRL is a San Diego based subsidiary of Mitsubishi Tanabe Pharma and, in mid 2010, TRL refocused its efforts on the discovery and development of biological drugs for therapy of immune disorders. Late stage development and commercialization of lead products will be carried out by the parent company Mitsubishi Tanabe Pharma.
"This collaboration with Anaphore will allow TRL to consolidate its position in autoimmune disease research and allow us to bring a new generation of biologics to physicians and their patients," said Dr. Roland Newman, Chief Scientific Officer, TRL. "We anticipate an exciting and fruitful relationship with Anaphore utilizing their Atrimer™ technology and capitalizing on the promising work Anaphore has already done."
"We look forward to working with TRL and Mitsubishi Tanabe Pharma as partners that will utilize Anaphore's Atrimer™ technology to improve therapy in a wide range of diseases," said Katherine Bowdish, Ph.D., Anaphore's Chief Executive Officer. "TRL has a strong and dedicated team of research scientists and in Mitsubishi Tanabe Pharma we will have a partner with a record of success in the biologics market and a commitment to advancin
|SOURCE Tanabe Research Laboratories
Copyright©2010 PR Newswire.
All rights reserved


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Get the latest news from Wolves delivered for FREE to your inbox.
16:20 17th July 2013
Wolves have issued a ticket news update as the beginning of the new campaign draws closer.
News of fixture changes
8 hours 37 mins ago
5 days ago
Make use of first bonus before September 30th
25 Sep 2015
Tickets for Capital One Cup tie go on sale today
09 Sep 2015
Online ticketing site will be unavailable from 6am-6pm
07 Sep 2015
Ticket information ahead of Wolves' Sky Bet Championship
27 Aug 2015


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Is this restaurant good for couples?
Is this restaurant good for breakfast?
Does this restaurant serve Mexican food?
Is this restaurant good for lunch?
Is this restaurant good for brunch?
Is this restaurant family-friendly?
Does this restaurant offer takeout or food to go?
Does this restaurant offer free wifi?
Does this restaurant offer delivery?
Is this restaurant wheelchair accessable?
Thanks for helping!
Good mexican food at very reasonable prices. I have been eating at this taqueria at least once a month since 2000. The food is good, fast, and a great value.
My husband and I had the Super Burrito. Large burrito filled with steak, rice, beans, guacamole, lettuce, tomato and cheese. A little bland for my taste, but good with added hot sauce. Not a fancy place, has indoor seating. Didn't notice public restrooms. Food was ready fast.
We are here installing a high purity water system for a semiconductor operation in San Jose. My crew insists I eat with them at this taqueria that is a small chain (5 places?) around San Hoser.
WOW - Get here.
Tripe Tacos. Green Chile Pork Tacos, Tamales, Coctel de Camarones, Chile Rellenos, and so much more. EVERYTHING . The menu...
When you are looking for a great Burrito, look no further. All the locals in the know will point you to this little hole in the wall. Super friendly service. The most delicious, wonderful Burrito and consistently great.
I have been eating their super chicken burrito after spin class for many years.
With a medium horchata , its heaven !...
Looking around for Mexican food at reasonable price at Mountain View, we found Taqueria to be the answer. The chips were decent and came included. Burritos tasted really good and were a lot bigger than expected! If you're looking for a satisfying quick meal without breaking the bank, this is the place to go.
I had pork with green chile salsa and pollo taco after watching the football game at a sports bar next door. i had been tipped off by Yelpers and was very pleased. The tacos cost me a few bucks and I got tortilla chips and a soda as well. Locals should consider this place before a show at Shoreline for...
When I'm jonesing for authentic Mexican food, this is the place I go. It is the best in the county.
I love their nachos, and if I'm feeling like really pigging out, I love the Suisa Quesadilla.
Just keep your expectations in check: this isn't a fancy restaurant. There is no ambiance to speak of. This place is just about...
This is THE place to go for good Mexican food in Mt View-PaloAlto. Everyone there from moms with kids, construction workers to hi tech execs. Worth a visit.
I learned to like fish tacos just a year or two back by trying them at Rubio's. I still like the battered and fried fish in the Rubio's taco, but this little gem of a restaurant does fish the way fish should be done - quick cooked on the stove top without any breading. The very thin fish was just...
Taqueria Los Altos is one of those unassuming places that you always wish you run across while traveling. The tacos and burritos are wonderful; they have great tamales; and the service is fast and friendly. Lunchtime during the week is very busy, but evenings are less crowded. In short, a fine little Mexican restaurant when you're not looking for anything...
Own or manage this property? Claim your listing for free to respond to reviews, update your profile and much more.


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Need new furniture, smartphones, appliances, computers, and electronics that don't require going into long-term credit card debt? Our Rent-A-Center in the Sturgis, Michigan area can provide you with the flexible plan you need. Our more than 3,000 locations that can help provide you with worry-free shopping and flexible payment options for furniture, appliances, computers, smartphones, and electronics.
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Start your application today online or in our Sturgis, Michigan area store and find out what kinds of furniture, appliances, computers, smartphones, and electronics we have for you!Bring home savings plus the household products with the help of your local Rent-A-Center.


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League All-Access
RaShad James of the Reno Bighorns drives to the basket on Dennis... News PhotoBakersfield Jam - Basketball Team,Basketball - NBA Development League,Basketball - Sport,Chicago - Illinois,Day 2,Drive - Ball Sports,Illinois,NBA Pro Basketball,Reno Bighorns - Basketball Team,Sport,USA,VerticalPhotographer Randy BeliceCollection: National Basketball Association 2014 NBAECHICAGO, IL - MAY 13: RaShad James #7 of the Reno Bighorns drives to the basket on Dennis Horner #28 of the Bakersfield Jam on day two of the 2014 NBA Development League Elite Mini Camp on May 13, 2014 at Quest Multisport in Chicago, Illinois. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and/or using this photograph, user is consenting to the terms and conditions of the Getty Images License Agreement. Mandatory Copyright Notice: Copyright 2014 NBAE (Photo by Randy Belice/NBAE via Getty Images)


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Advantages: practical photo sharing
Disadvantages: mobile app not famous
i use it since 2010 its really good site for photographers. Good photo sharing experience. i find it practical. They offer an auto upload service on the apple store app up to 1000 GB for free which is very useful for both sharing and storing your photos. ...
Read review
Advantages: easy to use, works the way I need it all the time
Disadvantages: changing to gmail means getting used to a different layout
I have no complaints at all about gmail. Ive had email with other companies and they seemed fine at the time, but I moved over to gmail and its my preferred method. I use it for my personal and work mail and I cant remember ever having a problem. Its ...
Read review
Advantages: simplest method of downloading
Disadvantages: none
I mostly use Filehippo.com to download latest software. because it provides me the simplest method of downloading the newest versions of the best software. it provides me the fast server connections.
old version program ...
Read review
Advantages: Easy upgrade: There are various packages available for our clients' right from starter package to
Disadvantages: down time
I refer www.manashosting.com Because customer service and support team have performed beyond expectations for the price of their annual service. I had some major problems in establishing five different domains on their hosting service, which were all caus ...
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Advantages: Very easy and intuitive in the usage
Disadvantages: Propels a highly paid sites
...there is no doubt anymore, Google.com is the best. This is the most convenient, easy for use and very intuitive searchi ...
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Advantages: 24 hrs phone and email technical support, can set up multiple emails, multiple Wordpress sites,
Disadvantages: billing department closed on weekends, experienced some downtime,
...name. They also gave me 1 domain that I can register for free along with my web hosting package. Emails can be accessed with a browser or be set up with my smartp ...
Read review
Advantages: Broadband worked ok.
Disadvantages: Zero customer service.
I had a dispute about a charge and wrote two letters complaining to them only to receive identical responses both times. I did try and phone them to pursue the issue further, but the call centre gave no option for a complaints department. When I spoke to ...
Read review
Advantages: support
Disadvantages: bans you for no reason and wont discuss why
I just went to log onto my account from babyandbump, and found that I am deactivated. Im shocked. I have not mad a mess on the forum, ever! Im always friendly and I actually loved the support I was getting there through my ivf trials. Today though was ...
Read review
Advantages: Fast, Great Maintenace, High Quality
Disadvantages: Tricks you into clicking a link to another search engine.
The Google search engine has become a big deal in the past decade or so. I would have to agree that Google is better than Bing and all of the other so called search engines. It is only a matter of opinion because Google has had no glitches for me. I've ne ...
Read review
Advantages: Cheap
Disadvantages: Sloppy customer service, website has plenty of glitches
We have been using PlusNet for a few years now and the actual broadband itself has been quite reliable for most of that time. When their router failed and we bought one of our own they were quite snotty when I rang up to check what settings to use. They ...
Read review
Advantages: user friendly and smart with an amazing picture that changes daily on the home page.
Disadvantages: still needs to be a bit different in a modern way to rise from the rest.
...type search engine into google, Bing at the moment is no3 just above dogpile which i remember from school. Dogpile is a mix of all the biggest search engines which makes it good, but just not quite the real thing.
So how do people decide ...
Read review
Advantages: Pays well; Is an interesting experience and nice to be able to give your opinions.
Disadvantages: Can be quite nerve-wracking; system requirements can be complicated.
What Is It?
WhatUsersDo is a small online site in which participants are paid to use and talk about their experiences and opinions of certain websites. A participant of the site has their actions recorded as they use the website and they also must ...
Read review
Advantages: Why give money to charities when you can burn it with these people.
Disadvantages: Not as fruity as sodomizing myself with a Pineapple.
This company is exceptional!
-ly bad..
Slow, pointless and misinformed customer support; you'd have more luck talking to a vegetable platter than some of the people that I've dealt with so far.
Took payment from me 3 days before they even got round to ...
Read review
Advantages: Can actually make money, Legit Payouts, Very professional
Disadvantages: Not free, Complicated, Exhausting, Misleading
So before when I tried making money online I couldnt help but notice these sites like clickbank that offer affiliate programs that make you sell other peoples stuff for commisions. It does all look fine and great at first, but you can spend hours and hour ...
Read review
Advantages: makes full use of your allowance, pays out
Disadvantages: not for everyone, may be a fair usage on your phones
I came across this site being mentioned on the Internet and thought I'd have a look into it. The idea behind the site is that you can either ring a certain set of numbers and listen to the radio. You can also text numbers. You are then rewarded with units ...
Read review
© 2015 Shopping Guide GmbH


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BATON ROUGE – The LSU men's basketball team begins its first trip in postseason play under head coach Johnny Jones in the National Invitation Tournament Wednesday night when it meets the San Francisco Dons at USF's War Memorial Gymnasium.
Click here for the original story.
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