text: Alberta Ferretti Womenswear S/S11 Linen pieces and prints inspired by flowers were the foundation for Ferretti's romantic Spring Summer silhouttes Fashion Show 5 years ago Tweet 5 years ago Text Kasia Bobula Photography Morgan O'Donovan Tweet x13 Alberta Ferretti Womenswear S/S11 Romance is the first word that springs to mind when thinking about the collections of Alberta Feretti, and the designer's latest offering is no exception. For spring/summer 11, the Italian designer might have looked to misty gardens to find inspiration for her prints, but while sketching the silhouette, she thought mainly about herself. "I'm a woman, so when I design I always catch myself wondering: what will I want to wear myself?" – she explained to Dazed after the show. In this case, the answer came in the form of delicate linen suits and semi-sheer chiffon dresses, with focus on feminine details such as billowy sleeves, dropped waists and nature-derived prints. Dazed Digital: There's a strong element of fantasy to the collection. Did you look at any specific artists while designing? Alberta Feretti: The collection is a continuation of what I always do. There's no specific inspiration. I try to design for myself and for the women around me. The prints were inspired by flowers. I tried to envision this beautiful, fluid silhouette that belongs in a magical garden somewhere. DD: A woman who is a fairy perhaps? Alberta Feretti: Well, aren't we all witches and fairies? More: Fashion Show Fashion Week Womenswear Spring / Summer 2011 Milan Tweet


text:
The Guidelines for Parliamentary Research Services, a joint publication between IFLA and the Inter-Parliamentary Union (IPU), was launched on 13 August at the Section's pre-conference in Cape Town, South Africa. 234 more words
Tags » Research Libraries
The fall of the Library Fortress
The larger the island of knowledge, the longer the shoreline of wonder
– Ralph W. Sockman
Some months back I attended Nordic Library Meeting in Stockholm. 871 more words
Relevancy Ranking in Discovery Services
Imagining an academic library without a discovery service (be it Ebsco, Summon, Primo…etc) has become practically impossible. Where else could you begin general keyword searches or article title searching? 1,516 more words
There are some new kids in Library Town - say hi to Python, Qualtrics and QGIS
At The Faculty Library of Social Sciences, Copenhagen University Library, we are working towards the creation of Digital Social Science Lab (DSSL) – a very very cool three-legged library lab monster which aim is to: 261 more words
Linked Open Data in Libraries
– Written by Library Lab Fellow Knut Anton Bøckman, library system consultant at The Royal Library, Copenhagen
Linked Open Data (LOD) is a method for making structured data more useful on the web. 1,338 more words
"The Library is a strong brand" - new issue of REVY is out
I have the great pleasure of being editor-in-chief of Danish library journal REVY. REVY is journal for Danish Research Library Association and is published four times a year in 2.100 copies per issue and open access online at… 483 more words

subset: commoncrawl


text:
balmoral Articles
Things to Do, Travel Tips, & Advice
Watch a Cruise Ship Get Split in Half (Intentionally)
by Zach Everson. Posted Jan 28th 2014 01:00 PM
Continue ReadingThis time-lapse video shows a cruise ship get split in half and made 99-feet longer. Now, seaworthy again, the ship can return to the seas for fun and adventure but hopefully not encounters with norovirus or cannibal rats.
Man Overboard in the English Channel
by Libby Zay. Posted Oct 12th 2010 01:23 PM
Continue ReadingA 79-year-old cruise ship passenger is believed to have fallen off a boat traveling in the English Channel.
Fred Olsen
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text:
Online Christmas shopping to hit £537 million in a day
Forget about Black Friday, it's time for Manic Monday - the busiest online shopping day of the year, in which £537 million is expected to be spent online.
Visa Europe has stated that more money is forked out on e-retail stores on the Monday closest to the start of the December, and Kelkoo has said that shoppers could be parting with a whopping £22.4 million per hour.
The busiest period is expected to be the office lunch hour of 1pm-2pm, and it's also likely that there will be a spike at around 7pm when people get home from work. So, if you've got some old toot you need to get rid of on eBay, it might be worth paying the extra few pence to schedule the auction times to end during these hours.
Visa Europe's commercial director Steve Perry said: "Shopping online is now a natural part of the gift-buying process for consumers and a key part of Christmas sales strategy for retailers. The combination of monthly salaries being paid and people taking delivery times into consideration should combine to deliver a record day for internet shopping".
The prediction differs slightly from what Play.com is saying. It has said that next Monday, 6 December, will be the busiest day and has dubbed it Mega Monday.
Whatever ends up being the busiest day, whether it be Manic Monday, Mega Monday, Tornado Tuesday, Wonga Wednesday (you get the picture), online shopping is going to be massive this year - with a Visa study showing that 74 per cent of consumers are planning to buy presents online this Christmas, with 30 per cent looking to do more online shopping than they did last year.
Are you doing your Christmas shopping online, or will you be traipsing up and down the high street? Let us know using the comments below.
Twitter Moments explained: The best of Twitter - all under one tab
Master HTML5 and CSS3 web design for 81 per cent off
Best TV and movies to watch this weekend on Netflix, NOW TV and more: Doctor Who, San Andreas, Scream...
You choose the price for 12 Microsoft Office courses
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- Microsoft Surface Pro 4 official: Price, release date, everything you need to know
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- Microsoft Band 2 revealed: Here's everything you need to know


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Energy explored, created, funded, distributed and defended - we're with you all the way.
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text:
SKII Air Touch Foundation [DISCONTINUED]
171 reviews
80% would repurchase
Package Quality: 4.5
Price: $$$$
Package Quality: 4.5
Price: $$$$
on 11/17/2006 8:01:00 PM
Age: 36-43
Skin: Combination, Other, Not Sure
Hair: Brown, Other, Other
Eyes: Brown
This is the best foundation that has ever been made. I can truly say I am an expert when it comes to foundations. I have tried every high end product on the market. Currently, I was using La prairie cavier which I was quite happy with, until I tried the air touch foundation. This literaly gives you an air brushed finish and a beautiful glow. I went out and bought two more refills in OP3 in case they run out. Many of the saks fifths are taking waiting lists for the OP3 starting kit. It is such a pretty color. FYI, I am asian in my mid-thirties. I am so so so happy. Thanks for the previous reviews. That's what made me go out and purchase it.
on 11/16/2006 10:08:00 AM
Age: 56 & Over
Skin: Normal, Other, Not Sure
Hair: Red, Other, Other
Eyes: Hazel
I can't even explain what is so great about this foundation. You put it on then look in the mirror throughout the day and you skin is flawless. Doesn't settle in lines. I am 56 with few lines and good skin but foundation tends to accentuate the lines I do have. This makeup doesn't. I have tried every foundation from LaPrairie to Milani. This is definitely a wow.
on 11/13/2006 8:15:00 AM
Age: 44-55
Skin: Combination, Fair-Medium, Not Sure
Hair: Brunette, Other, Other
Eyes: Blue
All I can say is this stuff is amazing. My skin looks really great with this foundation. I got it in color #3 which seems to be a very good match...there are only 4 colors. I read from other reviewers that they are using it over other foundation products which I think defeats the purpose. The product has no sunscreen so you definitely need to use it during the daytime with some kind of moisturizer that has sunscreen or just a sunscreen product. I have oily skin that tends towards combination in the cooler weather so I finish the foundation with a powder. My only gripe is that the light doesn't work on my unit so I will have to take it back to Saks for a trade in or repair.
on 11/9/2006 10:25:00 AM
Age: 30-35
Skin: Other, Other, Not Sure
Hair: Other, Other, Other
Eyes: Other
This product is insane...my skin is flawless. I am so impressed.
on 11/7/2006 4:44:00 PM
Age: 36-43
Skin: Combination, Other, Not Sure
Hair: Blond, Other, Other
Eyes: Hazel
great product to get flawless skin. need a little practice to keep from striating. The only caution is in the color. They only have 4 shades and since I am light (did this over the phone) I got 1 gold. It was way too light. The good news is the wonderful salespeople at saks in boston, Chris and Darren (the AE) were wonderful about switching it out via mail.so if your light but not porcelain go for 3.
on 11/6/2006 12:05:00 PM
Age: 44-55
Skin: Combination, Other, Not Sure
Hair: Blond, Other, Other
Eyes: Blue
I am a foundation junkie. This month I bought GA's Sculpting foundation and By Terry's new foundation Teint Delectable (or something like that) . I thought they were great. Then I bought this. WOW!!! It is brillant, flawless,my skin looks amazing. I can wear it alone, over the aforementioned or with just a little concealer . I am 5.0 in GA's LSF, Sunny Beige in LM, o1 in Stephane Marais, and oddly enough 6 (the darkest ) in this. If i have to complain it is because there are only 4 colours . i argued and argues with the MUA as I thought that I would be a 3 but 6 is perfect. This stuff is amazing!!
on 10/27/2006 4:33:00 PM
Age: 36-43
Skin: Other, Other, Not Sure
Hair: Blond, Other, Other
Eyes: Blue
Wow. My ioniser and refills arrived today and for once the hype is justified - this product is the business. I couldn't wait for a fresh 'morning' face to try it out, so used it on my wind-swept, blotchy complexion when I came home from work and was amazed to find that one sweeping spray transformed the red patches of high colour and general unevenness into a glowing, consistently coloured but most of all natural looking complexion - it is basically how I would love my skin to be always but better! I know it is a very expensive product and a bit hard to get (even in London there aren't many suppliers), but is is absolutely worth the cost and effort - buy, buy, buy!
on 10/27/2006 10:02:00 AM
Age: 19-24
Skin: Sensitive, Fair, Not Sure
Hair: Black, Other, Other
Eyes: Hazel
This is almost the evolution in makeup history!!
I got color OP-3, it is slightly different than my skin tone but it make my skin look more healthy and radiance. I just love it.very natural, covers very well, doesn't feel heavy at all. It also covers all the pore on your face with you a nice fakeless grow!
It costs 85 GBP for the 1st purchase, then 40 GBP for 2 refills. well, I suppose you just have to pay that for the technology. But it's all worth it I have to say!
the only down side I can think of is that it's only got 4 color.
on 10/22/2006 11:16:00 AM
Age: 44-55
Skin: Normal, Other, Not Sure
Hair: Brunette, Other, Other
Eyes: Brown
I've been using this foundation for about 1 month and love it. I am a PPP with brown hair and eyes and use the lightest color. I use it as a finishing spray over my makeup (blush, foundation and eyeshadow, as suggested by the MA at Saks) and it provides a natural airbrushed glow. Afterwards I apply mascara and lipstick. I do not apply a lot of the Air Touch, just back and forth over my face one time, sometimes twice. It does not provide a lot of coverage so if you have nice skin this is the foundation for you. If applied correctly (don't spray too close to the face) it can not be seen on the skin. It also does not get onto my dark brows, hair or lashes. It's great to use if you want to freshen your makeup before going out in the evening--I just add more blush first and then spray. Have the SA at Saks set the machine up for you at the counter. I will update if anything changes but for now I can't imagine being without the Air Touch.
on 10/21/2006 9:39:00 PM
Age: 36-43
Skin: Combination, Other, Not Sure
Hair: Brunette, Other, Other
Eyes: Brown
I am a sucker for new products and bit the bullet during a layover at Japan's Narita airport! While I was purchasing Cle de peau Ochre concealer, I noticed the display and tester for the new SK-II Air Touch Foundation. This stuff is amazing and "sprays" such a fine mist of foundation that it looks so natural and it's error free! Much more natural than ERA's Classified Spray Foundation! The "device" (shaped like an Advair asthma inhaler) is battery operated and the set includes the device and one pouch of foundation The initial cost $82.60 US with the exchange rate ($150.00 in the States!) and you can buy refills (2 per box) for the same price! SK-II offers six shades, and OC-1 was mine. Anyway, an impulse buy - but you only leave once! UPDATE: I bought refills in shade OP-3 for a change from Bowling Health & Beauty online (cheaper than the refills being sold on Ebay!) I am also going to hold off using this stuff until very,very, special occassions come up! It really is just a FINSHING spray and I still find myself applying foundation on the days when I am looking a tad lethargic! This expensive fad will soon past! Ladies, we need to refrain from buying the latest and greatest and donate our money to meaningful causes!!! :) Cheers!
Popular Foundations
87 Reviews
20 Reviews
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Video Reviews & Tutorials
sk 2 air touch foundation by lovelin328


text:
It's officially game week and the Diamond Vol will host one more intrasquad scrimmage before opening the 2014 season against Omaha on Friday at 4 p.m. ET.
Click here for the original story.
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I made this edit years ago, I guess someone found the corresponding video!
It really adds to it.
Some changes have been made to LiveJournal, and we hope you enjoy them! As we continue to improve the site on a daily basis to make your experience here better and faster, we would greatly appreciate your feedback about these changes. Please let us know what we can do for you!


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Recent Forum Posts
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Recent Comments
- 1 month ago i'm still waiting for someone (other than sammy) to make a watch that does not rely on being connected to a smartphone....
- 2 months ago Dude, iPhones are not selling either. Didn't you see apple's stock getting hammered?
- 4 months ago i would love to see this baby get tested and see if the lens are any good.
- 5 months ago I have the G3. Just give me the VR!!!!!! :)
- 5 months ago if they price this under $400, i think this could be a big winner. I just hope the sofware is as good as the hardware, on...
- 5 months ago i also hate power button and volume rocker on the back. very inconvenient. i have the G3 but i don't think i will get the...
- 5 months ago looks fun, i hope they bring this to america.
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- 7 months ago I want this. Just waiting for the price to go down.
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text: More from SI Report: Dodgers release pitcher Freddy Garcia Report: Dodgers release pitcher Freddy Garcia Marshawn Lynch sports gold cleats for Super Bowl Marshawn Lynch sports gold cleats for Super Bowl Louisville vs. FIU: Game time, live stream, TV coverage Louisville vs. FIU: Game time, live stream, TV coverage Pittsburgh-area high school football player dies after... Pittsburgh-area high school football player dies after... Close Tweet0 Share0 Comment0 Share0 Share0 Stumble It0 Print0 More SI Wire Mets had 'secret visit' with Michael Bourn but deal is unlikely by Kimie Bunyasaranand Email Posted: Tue Jan. 29, 2013 Free-agent Michael Bourn and his agent Scott Boras met with members of the Mets front office last week. (Scott Cunningham/Getty Images)Members of the Mets front office had a "secret visit" with free agent outfielder Michael Bourn last week, reports the New York Post. General Manager Sandy Alderson and Assistant General Manager John Ricco traveled to Bourn's hometown of Houston for what appeared to be a casual conversation over dinner. Bourn is represented by Scott Boras who was also at the meeting.It was more a getting-to-know-you session than a dollars-and-cents negotiation, at a time when the dollars and cents remain among the most significant hurdles in doing a deal.The Mets' strategy has essentially been this: Patiently wait and hope Bourn's market evaporates as spring training nears, moving him to a) turn to them as the best remaining option and b) lower his financial demands.Bourn, 30, rejected the Braves' one-year, $13.3 million qualifying offer in November and has reportedly demanded a five-year deal; the Mets are hesitant to offer anything more than a three-year contract.A team signing a free agent who was offered a contract would lose its first-round selection unless it has a top-10 pick. Technically, the Mets had the 10th worst record in the Majors last season, but the Pirates receive a top-10 compensation pick for failing to sign their first pick last June. This would push the Mets down to the 11th pick, adding a significant disadvantage to signing Bourn. Bourn hit .278/.348/.391 with nine homers, 57 RBIs and 42 stolen bases with the Braves last season. Promoted Stories Comments


text: My wife and I just returned from staying over three weeks at this house with our four children -- ages 5,7, 10 and 12. It was a great experience. Marlene and Juliana were great hosts. The house is awesome for families, particularly those with kids. The beach is just a few steps away across the backyard, there is a privacy...more


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"It seems there is no Shopping / Nightlife in Maloposkie;
why not search for Shopping / Nightlife in Poland?"
Explore places. Meet locals and fellow travelers. Become a free member.
Feature your profile and highlight your tours and offers. Get a free listing.
Interact. Say hi. Get active and introduce yourself in our community.


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The young talent playing on pro teams in D.C. is arguably the highest it's ever been. CSN Washington presents the top 10 DC pro athletes, age 25 and under.
Capitals Talk
NBC analyst Jeremy Roenick says Gary Bettman and Don Fehr need to lock themselves in a room until they hammer out a new CBA.
Capitals left wing Jason Chimera says the players are willing to negotiate, but are getting stonewalled by the NHL.
For two days, the NHL allowed its owners and general managers to answer players' questions about the league's proposal.
A handful of Capitals have turned to a former professional football player to stay in shape during the NHL's work stoppage.


text:
Like I was fortunate enough to do! (A gain of over 100%!!!) But the little feller did admit that he's "a seasoned investor that was burned here"!! (You should have Mavis hide your computer from you when you're in the 40/40 little guy!) Or are you still looking for "that sucking sound?"
Any further word on your "I made $3000 shorting Ford"?? It's a shame to keep on lying to all the readers here...isn't it??
I shorted FORD! Made 3k!! Proof?
By jeffklienfelter . 3 days ago . Permalink
Type in word, "dilemma", and "I LOVE FORD, economy sucks", in search in Ford board, if you even give a flip. I wouldn't.....(.Of course you "wouldn't diapers....because YOU LIED...AGAIN!!!)
in Ford Motor Co. Message Board All Yahoo! message boards Search Advanced Search
Within Fields: Subject Message Body Matching: Topics Only Topics And Messages Posting: Any Date Within the range:
Start a New Topic View: Summary | Expanded Sort: Most Relevant | Newest | Oldest
There are no posts containing "dilemma, i love ford, economy sucks"
Only you could figure a lie would exonerate you from another lie diapers!!
Pretty funny, huh??


text:
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text:
Left out of the debate over gay marriage and gay parenting is the potential devastation wrought on the child, said Dawn Stefanowicz, who tells her story of growing up with a gay father and a chronically ill and passive mother in her memoir, "Out From Under: The Impact of Homosexual Parenting."
"I wanted those in authority to realize how their decisions impact families and children," said Mrs. Stefanowicz, speaker, media spokeswoman and home educator living in London, Ontario.
Mrs. Stefanowicz advocates for families and children on the issues of marriage, parenting, sexuality and education, and is a resource for family policy, legislative, medical, research and scholastic organizations. Her Web site, www.dawnstefanowicz .com, serves people who have grown up with a homosexual, bisexual or transsexual parent or parents and provides a network for sharing their stories.
"It's a very moving, brutally honest, first-person account of what it is like to grow up with a homosexual parent," said Peter Sprigg, vice president for policy for the Family Research Council. "It took tremendous courage for her to write this book and go public with her story."
Until she started hearing from others who grew up with gay parents, Mrs. Stefanowicz thought her experience was unusual.
"We often deal with sexuality confusion," Mrs. Stefanowicz said. "Some of us will be challenged in our gender identity. We may have issues of boundaries in the area of our own sexuality and relationships."
Mrs. Stefanowicz said she wrote the book, published in 2007, to give other adult children the opportunity to express their stories while encouraging her own healing. It was not until the death of her parents, Judith and Frank (she does not give their last names in the book to protect their identities), that she felt free to share her story of unmet needs and neglect and to describe the other side of the sexual revolution — that of the unspoken, negative affects on the children of gay parents.
"The child is not the central focus in these relationships," she said. "I felt like a commodity, or a pawn moved around."
However, she emphasized that she loved her father, had compassion for him and admired him for his strong work ethic.
"I'm hoping in the book people understand that I loved my dad throughout," she said.
Mrs. Stefanowicz describes growing up during the 1960s and 1970s in an emotionally exhausting environment full of chaos. She said her father, who was sexually and physically abused as a child, was more interested in meeting his own emotional needs through his gay lifestyle than meeting the needs of his children — Dawn; her twin brother, Thomas; and their younger brother, Scott.
Mrs. Stefanowicz felt unwanted by her father, whom she said was frequently absent, self-indulgent and self-serving. (Later, he sought to restore relationships with his children after he was diagnosed with AIDS, dying of it when she was in her late 20s.)
"All I ever wanted was pure fatherly affection," Mrs. Stefanowicz said in her book. "Instead all affection — if affection is what motivated such assaults — was sexualized, leaving me feeling humiliated, dirty and somehow ashamed."
While her father was controlling and demanded that his family follow his agenda without negotiation, her mother, who was starved for Frank's affection and attention, was distant, distracted and depressed, Mrs. Stefanowicz said. She described her mother as weak, subservient, reactive, and, at the same time, put her own needs and wants ahead of those of her children.
"It's important for both genders to be equally valued, loved and seen as uniquely important for a child's development and future," said Mrs. Stefanowicz, who thinks that monogamy is not typical in gay relationships. "We really need a mom and dad who are married, who love each other, who are committed for life. … It helps the kids have a strong sense of who they are."


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While Charity recovers from her newly broken foot I continue learning my camera and software.
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http://www.macrothink.org/journal/index.php/ajfa/issue/feed Asian Journal of Finance & Accounting 2015-10-05T00:54:49-07:00 Sofia Anderson email@example.com Open Journal Systems Asian Journal of Finance & Accounting (AJFA) is an internationally refereed journal published twice annually in June and December. The Journal is dedicated to the development, promotion and understanding of finance and accounting in their widest sense. Its main objective is to provide an online forum to disseminate findings of research in the fields of finance and accounting worldwide.

The editorial board welcomes original submissions in English. Apart from research articles it also accepts research notes. The number of words for a research article should preferably be between 5,000 and 8,000 and that for a research note should preferably be between 2,000 and 3,000. The Editorial Board also welcomes reviews of books published in English. The maximum number of words for a book review should be 1,000.

The following are some of the topical areas (but not limited to) relevant to the journal:

Finance:

- Behavioural finance

- Efficiency of stock and foreign exchange markets

- International parity conditions

- Valuation of securities

- Mergers and acquisitions

- Cost of capital and capital budgeting

- Modelling time-varying volatility of financial assets

- Time-varying correlations, betas and copulas

- Market microstructure

- Islamic finance

Accounting:

- Financial reporting and international financial reporting standards

- Public sector accounting and auditing

- Corporate governance

- Audit expectation gap

- Market for audit services

- Determinants of job satisfaction of accounting academics

- Determinants of various disclosures in company annual reports

- Earnings management

- Auditing standards

 http://www.macrothink.org/journal/index.php/ajfa/article/view/7243 Drivers of Firm's Value: Panel Data Evidence from Indian Manufacturing Industry 2015-10-05T00:50:17-07:00 Ranjit Tiwari email@example.com Brajesh Kumar firstname.lastname@example.com
The purpose of this paper is to classify the value drivers into broad categories and then identify the major drivers of firm's value for Indian manufacturing industry and also work out the sectorial sensitivity of value drivers. To achieve the objectives of the study we first derive the value driver's model next we use panel regression with different model specifications to empirically analyse the major drivers of firm's value. Our study reveals that sales, net margin, book value, dividend per share, beta and earnings per share are the six major financial drivers of value. All the strategic drivers when included in the model have significant relation with value without disturbing the r-square of the model. Thus, it is clear that apart from generic financial drivers, firms need to put more attention on strategic choices they make, because it is the strategic choice that will give firms an edge over others in developing economies like India. Further, we also observe sector specific priorities of the value drivers. This paper provides academicians and practitioners with an overview of the applicability of value drivers for Indian manufacturing industry. Further, the study will fill the gap in literature by adding value drivers' evidence from one of the fastest growing economies in the world and will benefit researchers in arriving at common consensus for value drivers in emerging economies.
 2015-07-22T00:47:05-07:00 Copyright (c) 2015 http://www.macrothink.org/journal/index.php/ajfa/article/view/6751 Beta Estimation in Indian Stock Markets - Some Issues 2015-10-05T00:50:17-07:00 Mihir Dash email@example.com
This study examines the reliability of the OLS beta estimates in Indian stock markets by considering the residual characteristics of the market model regressions. The statistics used include the coefficient of determination (R2), the F-test for significance of the regression coefficient, the Durbin-Watson test for serial autocorrelation, the residual autocorrelation function, the Kolmogorov-Smirnov and Shapiro-Wilk tests for normality of the residuals, the presence of outliers, and White's test for heteroskedasticity.

The results of the study indicate some serious issues afflicting beta estimation in Indian stock markets, including: non-normality of stock returns and of residuals, extreme standardized residual values, heteroskedasticity, residual autocorrelation, and low R2. Thus, the simple market model is likely to result in biased estimates for beta in Indian stock markets.
 2015-08-01T00:49:56-07:00 Copyright (c) 2015 http://www.macrothink.org/journal/index.php/ajfa/article/view/8136 Closer View at the Stock Market Liquidity: A Literature Review 2015-10-05T00:50:17-07:00 Gaurav Kumar email@example.com Arun Kumar Misra email@example.com
Liquidity is said to be the lifeblood of stock markets. It has prominent implications for traders, regulators, stock exchanges and the listed firms. In recent years a huge amount of literature has emerged that deals with liquidity. This article classifies and organises the literature and provides a critical review of the frameworks currently available for modelling liquidity and its macroeconomic and firm specific drivers. Commonality and intraday behaviour of liquidity in various markets is discussed under the umbrella of market microstructures. Subsequently, liquidity risk as a factor in Asset pricing is analysed taking various models in to consideration. Finally, the study reviewed the impact of liquidity on corporate finance decisions viz. dividends, firm valuation, stock split, capital structure etc.
 2015-09-01T00:32:38-07:00 Copyright (c) 2015 Asian Journal of Finance & Accounting http://www.macrothink.org/journal/index.php/ajfa/article/view/7952 The Effect of SFAS No. 131 on the Diversification Discount 2015-10-05T00:50:17-07:00 Seoungpil Ahn firstname.lastname@example.com
For a sample of diversified firms, I investigate the impact of the segment reporting rule change from SFAS No. 14 to SFAS No. 131 in 1997. This change in segment-reporting rules to SFAS No. 131 potentially allows more precise estimation of diversification discount. I probe the changes in the diversification discount before and after the reporting rule change in 1997. I find that there is a substantial increase in the diversification discount under SFAS No. 131. Further analysis indicates that the changes in the diversification discount are unrelated to the changes in firm value or investment efficiency. Instead, the measures of diversity appear to be more associated with the changes in excess value. This indicates that excess value is not a clean measure of diversification discount.
 2015-09-02T03:06:40-07:00 Copyright (c) 2015 Asian Journal of Finance & Accounting http://www.macrothink.org/journal/index.php/ajfa/article/view/8165 Determinants of Foreign Portfolio Inflows: Analysis and Implications for China 2015-10-05T00:50:17-07:00 Fayyaz Ahmad email@example.com Muhammad Umar Draz email@example.com Su-chang Yang firstname.lastname@example.com
In emerging markets, a number of factors like GDP growth, market efficiency and higher earnings expectations play a vital role in attracting stable and smooth foreign investment. This work is intended to explore the determinants of FPI in China and compare the results with determinants of FPI in India explored by Garg and Dua (2014). We have applied multiple-regression model for ten years' data ranging from 2001 to 2010. The results indicate that external debts are the most significant determinant of FPI for China. We concur with Garg and Dua (2014) that GDP growth, FDI and exchange rate are among the significant determinants of FPI. Our findings suggest that China needs to sustain its economic growth in order to attract more FPI.
 2015-09-23T23:51:32-07:00 Copyright (c) 2015 Asian Journal of Finance & Accounting http://www.macrothink.org/journal/index.php/ajfa/article/view/8175 Retail Investors' Responsibilities in Stock Market Imperfection in Bangladesh: An Empirical Study 2015-10-05T00:50:17-07:00 Protap Kumar Ghosh email@example.com Sutap Kumar Ghosh email@example.com
Because of frequent price instability, stock market in Bangladesh represents itself an imperfect one over times. The retail investors claim that these frequent price fluctuation in the market is due to price manipulation, presence of syndicate and improper control by regulatory bodies and so on. But this study has found that a great portion of retail investors are very micro investors and reluctant in using relevant information in stock trading and furthermore ridiculously influenced by others investors and brokerage house personnel. Most of them consider only trend of past prices and market index. Majority of our respondents never considered net asset per share although it might give an idea about market value per share. So, the whole responsibilities of this price volatility and market imperfection can't be shifted to third parties solely; retail investor themselves are responsible to some extent due to their irrational behavior and high expectation from stock trading. Stock market perfection in Bangladesh is quite impossible without enhancing awareness among retail investors and ensuring their rational behavior in stock trading.
 2015-09-28T19:34:46-07:00 Copyright (c) 2015 Asian Journal of Finance & Accounting http://www.macrothink.org/journal/index.php/ajfa/article/view/8185 Foreign Direct Investments and Economic Growth: The Primary Drivers 2015-10-05T00:50:17-07:00 Peter Githaiga firstname.lastname@example.com Josiah Nyauncho firstname.lastname@example.com Charles Githinji KABIRU firstname.lastname@example.com
In order to achieve the Global Millennium Development Goals (MDGs) there is need for enhanced global partnerships in areas such as trade, health, security, environmental sustainability, food security and education. Owing to these initiatives Foreign Direct Investments (FDIs), Official Foreign Development Assistance (ODAs) and other external capital flows are increasingly considered as drivers of economic growth for developing countries. By year 2000 FDIs flow to developing countries accounted for 19% of the total global FDI flow compared to 52% in 2010. Collectively FDI equates to 11% of global GDP and generates close to 80 million jobs globally. Global FDI totaled to US$ 1.2 trillion in 2010, US$ 1.4 trillion in 2011 and US$ 1.8 trillion in 2012. Similarly, the developing countries received half of the FDI and only invested a quarter of the FDI out flow. Studies show that FDIs contributes to economic growth by stimulating several macro-economic and demographic variables which are major agents of economic growth. This paper sought to explain the effect of FDI on the determinants of economic growth human capital development, financial sector development and trade openness. A sample of 30 African countries was used for the study. The data used was retrieved from UNCTAD and World Bank online databases for the period between 1980 and 2012 and analyzed through a fixed effect regression model. The results of the study show that FDI had a positive impact on measures of financial sector development and trade openness. However the effect of FDI on human capital development was negative. The study recommends the need for favorable monetary policies that elicit more FDI for enhanced economic growth. The study also suggests increased global trade liberalization and integration to boost trade. Finally the study recommends that additional FDI flows should be directed towards human capital development.
 2015-09-28T19:49:10-07:00 Copyright (c) 2015 Asian Journal of Finance & Accounting http://www.macrothink.org/journal/index.php/ajfa/article/view/8356 Empirical Testing of Capital Asset Pricing Model on Bahrain Bourse 2015-10-05T00:54:49-07:00 Iqbal Thonse Hawaldar email@example.com
The study is undertaken to find out the relationship between portfolio returns and market returns and test the empirical validity of the standard CAPM model on Bahrain Bourse. The study is based on 39 companies listed in the Bahrain Bourse, Bahrain All Share Index as market proxy and yield of Government of Bahrain securities as risk free rate of return. The study covers period from January 1, 2011 to December 31, 2014. The analysis of the results of the study revealed that many of the independent variables together with beta can explain the portfolio returns. However, the intercept test reveals that the portfolio returns are equal to the risk-free rate of return. Therefore, we can conclude that the results of intercept test of standard CAPM proves the theory and the beta test results goes against the standard theory.
 2015-10-05T00:49:24-07:00 Copyright (c) 2015 Asian Journal of Finance & Accounting


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WATCH LIVE: Savannah-Chatham School Board Meeting
WASHINGTON - Every sulfurous belch from the molten interior of the volcanic Trump phenomenon injures the chances of a Republican presidency.
We could wearily shrug, say "Oh, well," and economize waste and annoyance by just building the proposed $142 million Dwight D. Eisenhower Memorial.
WASHINGTON - In every town large enough to have two traffic lights there is a bar at the back of which sits the local Donald Trump, nursing his fifth beer and innumerable delusions.
WASHINGTON - Executives of Planned Parenthood's federally subsidized meat markets - your tax dollars at work - lack the courage of their convictions.
WASHINGTON - It came two days after the announcement of the nuclear agreement with Iran, yet little mention was made on July 16 of the 70th anniversary of the first nuclear explosion, near Alamogordo, New Mexico.
WASHINGTON - Today's most interesting debate about governance concerns a 110-year-old Supreme Court decision. Two participants in this debate are the chief justice of the United States Supreme Court and a justice on the Supreme Court of Texas.
"What chumps!"
- Chief Justice John Roberts, June 29, 2015
WASHINGTON - Roberts' intellectual complexity does not prevent him from expressing himself pithily, as he did with those words when dissenting in a case from Arizona.
WASHINGTON - In 1824, in retirement 37 years after serving as the Constitutional Convention's prime mover, James Madison, 73, noted that the 1787 "language of our Constitution is already undergoing interpretations unknown to its founders.
WASHINGTON - Americans should light 800 candles for the birthday of the document that began paving the meandering path to limited government.
WASHINGTON - Before presidential politics - the game of getting to 270 electoral votes - completely eclipses governing, there is the urgent task of getting to 217 votes in the House of Representatives to pass Trade Promotion Authority (TPA).
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The polite, dont say anything publically tactic is over. It got us nowhere. Israel thought they had the US in their pocket. Remember the words overheard from Sharon? In the interim yrs, the occupation has only become worse, settlements making any solution impossible. We are fed up. Enough is enough. The ocupation is a cancer is it must be excised or there will be no peace and the US recognises that and must stand firm in oppossing it. That, thank God, is what has changed.
One student killed, three wounded at Arizona campus during fight (a)
from the article: Let's stop pretending


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Dallas Colleges
Print without images
Wednesday, March 7, 2012
Texas A&M tops Oklahoma in Big 12 tourney
By ESPN.com wire services
KANSAS CITY, Mo. --
Dash Harris
Khris Middleton
drilled key 3-pointers in the last 4 minutes and Texas A&M hit 14 straight foul shots to beat Oklahoma, 62-53, Wednesday night in a ragged opening-round match of the Big 12 tournament.
Eighth-seeded Oklahoma, trailing almost the entire second half, sliced the lead to 47-45 on
Romero Osby
's four free throws before Harris connected for his second 3-pointer at the 3:55 mark.
David Loubeau
hit a bucket for the Aggies that
Sam Grooms
answered for the Sooners. Then Middleton's 3-pointer gave A&M a 55-47 lead with 1:42 left.
Loubeau and Middleton each had 15 points for the Aggies (14-17), playing their last Big 12 tournament before joining the Southeastern Conference. In Thursday's quarterfinals, they will meet No. 3 Kansas, which beat them twice while rolling to its eighth straight regular-season Big 12 championship.
Oklahoma (15-16) got 17 points from Osby and 13 from Grooms


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The cost of installation for most fiber optic cable exceeds the cost of the cable itself, so ensuring the cable is good before installation is important. The first test the installer must do with a spool of cable is visually inspect it.
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Jean-Claude Juncker
Finnish Finance Minister Jutta Urpilainen talks with Prime Minister... News PhotoBelgium,Brussels,Decisions,Europe,Eurozone,Finance Minister,Finland,Freshness,Government Minister,Greece,Headquarters,Horizontal,Jean-Claude Juncker,Loan,Meeting,Politics,President,Prime Minister,Rescue,TalkingPhotographer JOHN THYSCollection: AFP 2012 AFPFinnish Finance Minister Jutta Urpilainen (L) talks with Prime Minister and President of the Eurogroup Council Jean-Claude Juncker (R) before a Eurozone finance ministers meeting to decide on a fresh rescue loan for debt-stricken Greece, on November 20, 2012 at EU headquarters in Brussels. Greece has 'delivered' on reform and a deal will likely be clinched to unblock funds to keep it from bankruptcy, the head of the Eurogroup insisted despite a split with the IMF over how to get the stricken country's economic recovery on track. AFP PHOTO / JOHN THYS (Photo credit should read JOHN THYS/AFP/Getty Images)


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Hopefully Nate Davis is our QB of the future and we won't need to waste either or both of those 1st round picks to get another QB in next years draft.
Davis has all the tools you could ever ask for in a QB . If he lives up to his potential he will be better than most if not all the QB's coming out next year anyway.
In the best of both Worlds,we use those #1 picks next year on two great playmakers to stock the team for what looks to be a bright future AND we also get out Franchise QB in Davis. We should all hope it works out that way.


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River Rd Boyce, VA 22620 See your commute times
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River Rd This Lot/Land is located at River Road, Boyce VA. River Rd is in the 22620 ZIP code in Boyce, VA. This property is listed by Thomas & Talbot Real Estate for $300,000. The average listing price for ZIP code 22620 is $460,672, which is higher than the list price for River Rd.
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Monday, March 04, 2013
1 Comments | 2066 Views | Copyright: IANS
After lending his voice in movies like "Cocktail" and "Race 2", Bhangra-pop singer-rapper Honey Singh is now set to record a number for Ranbir Kapoor-starrer "Besharam".
"Honey Singh will be singing in 'Besharam', he has done some really good work in the past and with Honey coming on board, the music album of the film is going to be quite interesting," said a spokesperson.
"Besharam" is a comedy directed by Abhinav Kashyap. The film also stars Pallavi Sharda.
The movie, set to release Oct 2, will also feature Ranbir's parents - Neetu Singh">Neetu Singh and Rishi Kapoor.
'Kai Po Che!' not Modi propaganda, Abhishek Kapoor clarifies
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Ronald Klug views a personal journal as a tool for self-discovery, an aid to concentration, a mirror for the soul, and a good friend and confidant. A spiritual journal is all of these and more. He shows the reader how to start a journal of his or her own.
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This review is from: CORSAIR CX series CX500 500W ATX12V v2.3 80 PLUS BRONZE Certified Active PFC Power Supply
Pros: It does everything it is supposed to. It is a Corsair, which is a solid brand. It has a decent warranty, to boot. What more is there to say?
Oh, and 80+ Bronze certified. I purchased this for $25, after MIR.
Cons: Not modular? But I knew that when I purchased it.
One of the screw holes did not line up perfectly on the computer case I was installing this in, so I was forced to use 3 screws to stabilize it. I think this is an issue with the case, as I had some trouble with the previous PSU, as well.
Other Thoughts: If you need a 500W PSU, and are on a budget, it is very hard to go wrong with this one. If you're limited on space, maybe opt for a modular power supply... but if you're in a Mid Tower sized case, you should be fine.READ FULL REVIEW
This review is from: BARSKA LUCID VIEW 10x25 Compact Binoculars
Pros: These are inexpensive, small-ish binoculars that are ideal for taking while out on a hike in the woods, or perhaps going to a sporting event. They focus easily, and have pretty decent magnification.
Barska is a good brand, and it is hard to go wrong with them.
Cons: My only complaint is that the magnification isn't variable, but really, it is a small issue. These work great and have exceeded my expectations for what I spent.READ FULL REVIEW
This review is from: RAIDMAX RX-850AE 850W ATX12V v2.3 / EPS12V SLI Certified CrossFire Ready 80 PLUS GOLD Certified Modular Active PFC Power Supply
Pros: Immediately upon receiving this PSU, I was impressed by its packaging. Unlike other PSUs I have purchased in the past (from OCZ, Kingwin, and Corsair), this came in a sharp looking plastic tote, almost like a small tool box. There was a tray insert on the top to keep screws, velcro zip ties, and other such components. Everything was organized nice and neat inside, and I get a free tote to top it off!
The power supply has worked from the get go, and was pretty easy to install. I have a full sized case (Chaser A71) and the cables are long enough, but just barely. It runs quiet, and does what I need it to do. Great value.
Cons: No real cons, but will update if there are any. See other thoughts.
Other Thoughts: Rubber "boot" that came for the side of PSU that fits against the case is a great idea. It helps reduce vibration, etc. However, it did not fit properly in my Chaser A71 case, or perhaps I couldn't figure out how to make it fit. It didn't seem to line up with the screw holes though. Not really a con, so I'm not docking an egg.
The manual that came with this PSU was pretty thin. Good thing my motherboard came with adequate instructions. I would have liked more specifics on the capacities and outputs of certain cables though.
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Rough draughts of some of the following tales and essays were actually written during a residence in the Alhambra; others were subsequently added, founded on notes and observations made there. Care was taken to maintain local coloring and verisimilitude; so that the whole might present a faithful and living picture of that microcosm, that singular little world into which I had been fortuitously thrown; and about which the external world had a very imperfect idea. It was my endeavor scrupulously to depict its half Spanish, half Oriental character; its mixture of the heroic, the poetic, and the grotesque; to revive the traces of grace and beauty fast fading from its walls; to record the regal and chivalrous traditions concerning those who once trod its courts; and the whimsical and superstitious legends of the motley race now burrowing among its ruins.
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PROVIDENCE — Cumberland's return to Rhode Island College for the first time since the Clippers won the 2011 state championship was spoiled by the team that handed them their worst defeat of the season.
Undefeated North Kingstown snapped a scoreless tie with two unearned runs in the bottom of the fourth inning and a three-run uprising in the fifth before winding up with a 6-2 win on Tuesday night in a Division I winners' bracket semifinal.
The Skippers, who are 19-0 and have outscored their opposition this year by a 159-19 count (including a 9-0 win over Cumberland back on April 9), will take on second-seeded Smithfield, a 9-6 winner over sixth-seeded Lincoln in their semifinal, in Saturday's 1 p.m. winners' bracket final back at RIC.
As for the fifth-seeded Clippers, who fell to 13-6, they will be back to work on Thursday in a losers' bracket game against the survivor of today's contest between third-seeded La Salle and seventh-seeded Chariho.
For the Clippers, who had won their last four games, this defeat was difficult to swallow, especially since they traded zeroes with the Skippers through the first three innings, and unlike N.K., made some loud outs along the way.
Cumberland ace pitcher Juliet Nelson was also at her best in the early going, setting down nine of the first 10 batters she faced, striking out five of them (including the side in order in the first), and allowing just one batted ball (a ground single up the middle by Kiara Oliver) to reach the outfield.
But then came the Skippers' half of the fourth.
Winning pitcher Rachel Kantor got things going by smacking the first pitch she saw from Nelson up the middle for a leadoff base hit.
After she stole second on a 2-2 pitch to the next batter, Heather Jackson, she bravely took off for third when Jackson socked a grounder to third baseman Madison Leite.
Leite gloved the grounder, but immediately looked over her left shoulder to see Kantor dash past her and slide into third. She then fired the ball to first, but her throw sailed over the head of first baseman Haley Bouley, allowing Kantor to score with ease and Jackson hustle to second.
Jackson soon took third on a passed ball that just got behind catcher Melinda Veliu, and she trotted home when Natalie Wirth grounded a sharp single to left.
The Clippers tried to answer back in the fifth, when with one gone, Bouley belted a long double over the head of left fielder Amy Augenstein.
But when the next batter, Emily Anderson, grounded out sharply to Wirth at shortstop, Bouley tried to advance to third, only to get cut down on a strong throw by first baseman Abby Haberle to third baseman Taylor Chatowsky.
Things went from bad to worse for the Clippers in the bottom of that inning, when with one out, the Skippers, thanks to an infield single by Haberle and a bunt hit by Chatowsky, put runners on the corners with one out.
A sacrifice fly to center by Augenstein allowed Haberle to tag up and score with ease, and back-to-back singles to center by Kantor and Jackson drove in two more runs.
"Early on, we played with a lot of energy," offered Cumberland coach Marty Crowley. "Nellie pitched well and we made some good plays. But we came a little unraveled, and we didn't do the little things well. We didn't run the bases particularly well, we didn't make plays when we had to, and we gave extra bases."
Down, but not out, the Clippers struck back in the sixth, as an infield miscue on a grounder by Veliu and a pinch-hit single to center by Rachel Gillardi was followed by a triple by Nelson that she lined by the dive of Augenstein in left field and to the fence. That two-run hit produced the first runs yielded by the Skippers in seven games.
But Oliver, who relieved Kantor after she worked four full innings, stranded Nelson on third by striking out the next two batters she faced.
The Skippers eventually plated their final run in the bottom of the inning on a sacrifice fly to right by Oliver that drove in Emma Simmons. She led off the frame with a triple hammered deep into the gap in left-center and scored on a close play at the plate.
The Clippers were outhit by N.K., 10-5, and only one of their hits came off Kantor, who retired 12 of the 13 batters she faced. Four of the Clippers' hits went for extra bases, and in addition to Nelson's triple and Bouley's double, Sam Jalbert and Leite also collected doubles.
"We battled all the way to the end," said Crowley. "But it's on to tomorrow. This was a learning experience for our club, and we're just going to move on and get ready for our next game."
Follow Eric Benevides on Twitter @EricBen24


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Arts Roundup: Pipe Down, Grandpa! Edition
Old people be talkin' during movies. In a crazy ironic twist, they're also the first to shush you in the library. John Kelly should write a column about that, too. [Post]
This forthcoming animal art in Capitol Hill had better be damn cute. [DCist]
Billy Joel is overwhelmed by the Kennedy Center Honors. Overwhelmed! [Los Angeles Times]
Let D.C. poetry organization Split This Rock tell you what poetry to read. [Split This Rock]
Dave McKenna goes deep on Neil Young at the Cellar Door. [Post]
D.C. movie critics weigh in on their 2013 picks. [DCist]
Comics talk about their favorite comics. [BYT]


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Originally posted on Fox Sports North | Last updated 11/14/12
MINNEAPOLIS And then there were nine. The Timberwolves announced at shootaround Wednesday that, in addition to Kevin Love, Ricky Rubio and Chase Budinger (all out with long-term injures), Brandon Roy, J.J. Barea and Nikola Pekovic will be unavailable for Wednesday's game against the Bobcats. Barea sprained his left foot last Wednesday night and has not played since. Coach Rick Adelman said he's getting better, and he did a few things on the floor at shootaround. Roy, too, is close, Adelman said, describing the shooting guard as "day-to-day" with his sore right knee. Same thing with Pekovic there's no timetable for his recovery from a sprained left ankle, he was present at shootaround, and he won't be on the court tonight. "It's a day-to-day situation with all these guys," Adelman said. "I have no idea until tomorrow, (when) we'll find out where they are, and Friday we'll find out where they are. But after Friday, we do have four days, so that's going to help us." The Timberwolves ...
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If you're looking to return to school, but the idea of a four-year degree just doesn't fit with your time or budgetary constraints, there are many high-paying jobs that only require a two-year degree. These two-year programs are often referred to as associates degrees. If making the big bucks is something you put a high value on, you might want to invest your time into one of these high-paying career options that only require two-years education. (University payment plans are a great option for reducing student loan borrowing, but only if you know the details. Refer to Student Borrowing: University Payment Plans Vs. Federal Student Loans.)
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Registered Nurses
Though there is quite a bit of variance when it comes to nursing programs and the length of time it takes to complete them, many of the two-year nursing programs lead to high-paying jobs. One of the best things about nursing is that this career choice offers lots of opportunities for growth. This profession is also quite stable through recession. Individuals in this career can expect to earn an average salary of about $55,000 per year.
Engineering Technicians
Those with good math and science skills may choose a career as an engineering technician, though within this field there is a wide range of types of engineering to specialize in. Industrial engineering technicians can earn in the range of $47,000 annually, while environmental engineering technicians can earn about $41,000 per year. Electrical engineering technicians can expect to earn an annual salary of about $47,000 per year, while aerospace engineering technicians can expect to earn even more, approximately $52,000 per year.
Dental Hygienists
This career option may only require a two-year degree, but it also generally requires workers to obtain a license or certification on top of the educational requirement. Despite the added hurdle to cross in obtaining a position as a dental hygienist, it's definitely worth it when the pay checks start to come in. The average yearly income for a dental hygienist comes in at over $57,000 per year, with some hygienists earning well over $60,000 annually. Also of note, the demand for this position is expected to increase over the coming years.
Computer Support Specialists
In our modern high-tech world, those with the know-how when it comes to computers can expect to earn a good wage. Two-year computer support specialist programs can cover everything from IT positions or network security to computer support and help desk-type positions. These jobs tend to offer yearly incomes anywhere in the range of $46,000 to $60,000. They generally come with the added perks of flexible schedules or the ability to work remotely.
Good lawyers depend on good paralegals to provide administrative support. Though paralegals won't earn as much during their careers as a lawyer will, they still earn a great wage considering this career only requires a fraction of the education. Individuals working in this field can expect to rake in an average annual salary of about $46,000.
Diagnostic Medical Imaging and X-Ray Technicians
Employment in this segment of the medical field is expected to increase in the coming years, which is great news for those that have an interest in working this field without investing the huge amount of time and money required to become a doctor. Diagnostic medical imaging staff and x-ray technicians may work in either clinics, hospitals or labs that use imaging technology to assist in diagnosing medical issues. These medical staff can expect to earn in the range of $52,000 per year after completing a two-year program. These positions are also great for those that wish to work in a flexible work environment.
Web Designer
If you've got a creative mind mixed with strong technical skill, graphic or web design is a great career option for you. Companies always require talented designers to modify or create websites, and this career option also offers great potential for workers to start their own businesses. According to PayScale, website designers can expect to earn an average salary in the range of $49,000 annually, though the sky is the limit if you go into business for yourself or work freelance.
Physical Therapy Assistant
The medical field is always a fairly stable career option, and physical therapy is no different. Jobs in this field are definitely on the rise, especially as the population continues to age and has an increased need for physical therapy. Individuals in this field can expect to earn over $46,000 per year on average.
The Bottom Line
It's definitely true that no education is ever wasted, so whether you opt for the four-year degree or if you decide that two years is all you're willing to invest, those that go to college often have greater earning potential than those that don't. However, some two-year programs can definitely lead to high paying jobs; at times perhaps even higher paying than some four-year programs. Some employers in particularly high-demand industries may even offer incentives to those that complete educational programs that enable them to work in the field. These incentives can come in the form of tuition rebates or tax breaks.
Do your homework before you head back to school and know what the prospects are in the industries you're considering. (Effectively using your commute time could place you miles ahead of your competition. Check out Commuters' University: On-The-Road Learning.)
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