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On October 31, the Fed announced new fee schedules, effective January 2, 2014, for payment services the Federal Reserve Banks provide to depository institutions (priced services). The effective fees for the Reserve Banks' Check 21 services are expected to decline 2%. The effective fees for the Reserve Banks' FedACH® service will decline marginally. The effective fees will increase about 8% for Fedwire® Funds and National Settlement Services and decrease about 1% for Fedwire® Securities Service. The Board also approved a modest increase to FedLine® access fees. Fee schedules for all priced services will be available on the Federal Reserve Banks' financial services website. Notice. Proposed Rule.
On October 31, the SEC announced that the fees paid under Section 31 of the Exchange Act will remain at their current rate until 60 days after the enactment of a regular appropriation for the SEC. The SEC is currently operating under a continuing resolution until January 15, 2014. Release.
On October 30, the OCC and FDIC proposed substantively the same liquidity rule as the proposal approved by the Fed on October 24. That proposal developed by the three agencies applies to: (i) banking organizations with $250 billion consolidated assets; (ii) banking organizations with $10 billion in on-balance sheet foreign exposure; (iii) systemically important, non-bank financial institutions that do not have substantial insurance subsidiaries or substantial insurance operations; and (iv) bank and savings association subsidiaries thereof that have total consolidated assets of $10 billion (covered institutions). The proposed rule does not apply to community banks.
Covered institutions would be required to maintain a specified level of high-quality liquid assets such as central bank reserves, government and Government Sponsored Enterprise securities and corporate debt securities that can be converted easily into cash. Under the proposal, a covered institution would be required to hold such high-quality liquid assets on each business day in an amount equal to or greater than its projected cash outflows less its projected cash inflows over a 30-day period. The proposed rule is consistent with the Basel Committee's LCR standard, but is more stringent in terms of the range of assets that will qualify and the assumed rate of outflows of certain types of funding. Release. Proposed Rule.
On October 30, the OCC issued updated risk management guidance for national banks and federal savings associations related to third-party relationships. The banks should:
The guidance rescinds OCC Bulletin 2001-47, "Third-Party Relationships: Risk Management Principles," and OCC Advisory Letter 2000-9, "Third-Party Risk." Release. Guidance.
On October 29, S&P revised U.S. residential mortgage input file format. Criteria.
On October 28, S&P proposed revisions and is seeking comment on changes to Italy and Spain RMBS methodology and assumptions. Proposal.
Note: Free registration is required for rating agency releases and reports.
On October 25, the FHFA announced that JPMorgan had agreed to pay it $5.1 billion to settle a number of RMBS-related claims asserted by the FHFA, including in a lawsuit relating to Fannie Mae's and Freddie Mac's alleged purchase of $33 billion of RMBS. Under the settlement agreement, JPMorgan will pay a total of $2.74 billion to Freddie Mac and $1.26 billion to Fannie Mae to resolve the claims asserted in the lawsuit that JPMorgan made misrepresentations in the offering documents for the RMBS it sold to those mortgage companies. JPMorgan also will pay $670 million to Fannie Mae and $480 million to Freddie Mac to resolve separate claims related to single-family mortgages purchased by those entities. The FHFA alleged that JPMorgan breached representations and warranties in the contracts concerning those loan sales. Settlement Agreement and attachments.
On October 24, Royal Park Investments SA/NV, a successor company to the defunct Belgian bank Fortis Bank NA/SV, sued Morgan Stanley in New York state court in connection with Fortis Bank's alleged purchase of over $600 million of RMBS. Plaintiff alleged that the offering materials for the RMBS contained material misrepresentations and omissions concerning the characteristics of the securities and the underlying mortgage loans, including the loan originators' compliance with underwriting guidelines, loan-to-value ratios, owner occupancy rates and certificate credit ratings. Plaintiff further alleged that Morgan Stanley knew these representations were false when made because, among other reasons, at the same time Morgan Stanley was offering the RMBS for sale, it was purchasing large credit default swaps which acted as short hedges against the securities. Plaintiff asserts claims for fraud, fraudulent inducement, aiding and abetting fraud and negligent misrepresentation, and seeks compensatory and punitive damages, plus fees and costs. Complaint.
On October 23, JP Morgan agreed to pay an undisclosed sum to settle cases brought by three German banks in the Supreme Court of the State of New York concerning the banks' alleged purchase of $5 billion of RMBS. Sealink Stipulation. Bayern Stipulation. LBBW Stipulation.
On October 29, the European Banking Authority (EBA) published its first risk dashboard, summarizing the main risks and vulnerabilities in the EU banking sector.
It is based on data from the second quarter of 2013 and takes into consideration the evolution of a set of key risk indicators from 56 EU banks that the EBA has been collecting, on a quarterly basis, since 2009.
The accompanying press release states that after the past two years of repair, the overall conditions of EU banks have improved. In particular, data in the EBA dashboard illustrates that capital positions have been significantly strengthened and that funding conditions have recovered. Risk Dashboard. Press Release.
On October 28, ESMA published version 20 of its "Prospectuses: Questions and Answers." Three new questions have been incorporated, addressing the following areas:
The existing questions relating to pro forma financial information (question 51) and level of disclosure concerning price information for share offerings (question 58) have been updated.
Note that as the revised responses to these questions include changes to current market practices, they are subject to a 3 month phase-in period and will not take effect until January 28, 2014. Prospectuses: Questions and Answers.
On October 28, the FCA published the following factsheets relating to EMIR (the Regulation on OTC derivatives, central counterparties and trade repositories) (Regulation 648/2012):
DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
© Orrick, Herrington & Sutcliffe LLP
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Onix Azzuro £2391.93
Very stiff, aggressive frame best suited to those who put in a lot of power...
Weight 7460g Contact www.onixbikes.co.uk
Previous Review
Next Review
Onix is a new British brand that's only just started to offer complete bike builds. The Azzuro is the top-level bike in the line-up; it's a carbon racing frame that you can have built up as you like from a whole range of different options.
First, though, some controversy... You probably know that most carbon frames are made in the Far East: China and Taiwan. Some are made in Italy, some elsewhere, but the vast majority come from the Far East.
The major brands own their own frame designs. Trek, Specialized, Cannondale and so on have R&D departments that come up with the plans, and those frames are exclusive to that brand. Simple enough.
Then there are 'open mould' designs. These are frame designs (or forks or whatever) that anyone can use and there are loads of them out there to choose from. So, you or I could set up a company, buy a bunch of generic open mould frames, stick a name on the down tube and sell them to the public as Joe Bloggs bikes. There's nothing wrong with an open mould design. A frame that's available from more than one brand isn't necessarily inferior to one that's exclusive. But there is a distinction.
When we did a Just In on the Onix Azzuro, some people commented that this is the same design as an open mould frame called the Hong Fu FM001, and took issue with Onix's claims to have been involved in the design process.
When we put this to Onix they released this statement:
Following recent comments in relation to the Onix Azzuro frame and fork set we would like to make our position clear regarding the manufacture of this model.
The Azzuro is produced for Onix Bikes in the Far East from a specialist carbon manufacturer. We maintain strict control over the materials used and quality control procedures employed, with the frame and fork being constructed entirely of Toray T1000 carbon, laid up to our specification and constructed using an ultra high pressure technique.
Frames and forks are finished in-house to the highest standards and to our own designs.
We have no link to any other suppliers and prospective buyers should not confuse any other untested products from international vendors with our extensively controlled range.
UK customers can buy with full confidence from Onix Bikes knowing our products are fully guaranteed, with full UK statutory rights.
Our 2011 bikes have been thoroughly tested by a winner of both classic races and stages in the GrandTours and are currently being ridden by continental based professionals.
We are already developing our 2013 range, as well as looking forward to offering our 2012 range in the New Year and enjoying fantastic feedback from customers who own our existing bikes.
Craig Middleton - Managing Director: Onix Bikes
We'll come back to the frame material in a bit.
What continued to concern us were several claims regarding the design process made on Onix's website and in the marketing literature that they'd sent us. For example, Onix had said, 'We wanted to take it [the Azzuro design - Ed] one step further and come up with something unique to our brand. That's when we hit upon the idea of the Onix Unsymmetrical Chainstays.
'Under testing, we found that by increasing the width of one chainstay vertically and then repeating the process horizontally on the one opposite, the stays were able to accept much larger loads.'
In what sense could the Onix designers be said to have 'hit upon the idea' of the chainstay design or increased the width of one and the height of the other if the Hong Fu FM001 was already in existence?
We put this to Onix and they accepted that some of the information on their website was misleading and they've since removed it. Onix don't want to release the name of Classics and Grand Tour stage winner they referred to in their statement, by the way, so as not to upset another brand.
You can buy a Hong Fu frame online for $270 (approximately £164.50 on today's exchange rate), although you'd have to pay shipping and import tax too. Is it exactly the same as the Onix frame? Onix say it's the same mould but that it's not the same carbon.
As the statement above says, 'The [Onix] frame and fork [are] constructed entirely of Toray T1000 carbon, laid up to our specification and constructed using an ultra high pressure technique.'
We contacted Hong Fu and asked what their FM001 frame is made from. It's Toray T700 carbon. T700 is more commonly used in the bike industry than T1000 but it's not as stiff and has a lower tensile strength.
Onix say they use a strengthened rubber bladder inside the frame during the moulding process that compresses more of the resin and coats the fibres more thoroughly. They call the material produced Onix HP (high pressure) carbon.
'Due to the extra compression of the resin we could then add extra layers of carbon to the high stress areas of the frame to increase stiffness and performance without increasing weight or losing the ride quality,' they say.
So there you go. The Onix frame comes out of the same mould design as the Hong Fu frame but it's made from a different type of carbon and, Onix say, the build process is their own.
I'll get on with the normal review now...
It's certainly a distinctive frame with slightly concaved faces on both the top tube and the down tube. Rather than me rattling on about the profile of that slightly sloping, slightly bowing top tube, check out the pics - it'll be much easier because it's far from a regular shape. The down tube has a tear-drop profile with those sides dipping inwards a little before ovalising in the bottom section to reach across the width of the bottom bracket.
The bottom bracket itself is the typical screw-in type with external bearings but the area that houses it is huge. It's a carbon cavern down there. Then you get those chainstays I mentioned. The driveside one has a tall and narrow profile, the same as most, while the opposite one is flattened - the profile is short and wide through the centre section.
Onix say, 'This not only increases overall stiffness significantly, but also dramatically improves performance (especially while sprinting), handling and the quality of the ride.'
The wishbone seatstays hook up with the top tube and seat tube in another large cluster while up front the head tube is another thickset affair. It's a bit of a barrel although the bearings it houses at either end are standard 1 1/8in. The Onix-branded fork comes with a carbon steerer to match the blades.
We have the 58cm version of the Azzuro here (they offer 50, 52, 54 and 56cm too) which comes with 73 head and seat angles - nothing too unexpected there. The front end is about average height thanks to an 18.5cm head tube, but the top tube is long - the effective top tube is 59cm. With that long top tube, the wheelbase is extended too; it's 101.3cm.
The frame is finished attractively enough with panels left unpainted that show the carbon finish underneath. The one curious feature on that front is the positioning of the logo on the seat tube; the band for the front mech goes right over the top of it.
You can buy the Azzuro as a frameset for £999.99 (it has just come down in price from £1,099) or you can use the Bikebuilder facility on Onix's website and spec it as you like from a wide range of options. Shimano complete builds start at £1,549.99. That price gets you a build based on a 9-speed Tiagra groupset and R500 wheels. Campagnolo builds start at £1,599.99. Pay that and you'll get a Veloce groupset and Khamsin wheels.
Our test bike came with a Campag Centaur groupset - Centaur being the fifth level down, or one above entry-level Veloce, depending on how you look at it. Centaur is still a 10-speed group although it has been redesigned for 2011 and now features Campag's Power-Shift controls which allow you to move up the cassette three sprockets at a time (this also features on 11-speed Athena).
2011 Centaur also comes with a new bottom bracket/chainset design called the Power Torque System - which is easier to install and service than before and more economical. We went for the version of Centaur with a carbon chainset and Ergo-Power controls; it's about 90g lighter and £90 more expensive than the alloy version.
The wheels are from Campag too - medium profiled Zondas - which weigh in at about 1,600g for the pair (plus QR skewers). We also had a Deda stem, Ritchey WCS Logic II triple-butted alloy bar, and a Fizik Arione saddle sitting on top of Onix's own carbon seatpost.
Like I said earlier, there's absolutely no reason why an open mould frame shouldn't build into a good bike - I've ridden plenty that are just that - and the Azzuro puts in a solid all-round performance.
Where the Azzuro scores best is in its stiffness. The large tubes in the middle of the bike hold everything in place strongly so there's next to no sway around the bottom bracket, and it's a similar tale at the front where the chunky head tube provides a firm anchoring point for the fork.
The alloy cockpit adds to the sturdy feel. The Deda Zero 1 stem is a cheap option - you can pick one up for about 20 quid online even in this more expensive white guise - but along with the Ritchey WCS Logic II bars it stays straight enough when you stand up on the pedals and heave the front end about. Even it you're a stronger and/or larger rider who tends to snap lightweight kit in two with your bare hands, this setup will provide a good, solid foundation for sprints and out of the saddle climbs.
Handling is good too, the Azzuro heading where you point it with minimal deviation no matter how sharp you turn or how far you lean it over. I could have done with a shorter stem to reduce that lengthy reach and quicken up the steering a touch, but that's a different matter. I've not used Zonda wheels all that much before but they've proved themselves more than capable through the twists and turns despite having only 16 bladed spokes at the front and 21 at the rear.
21? That's because they're built using Campagnolo's G3 spoke pattern. They're grouped in seven batches of three; two to the driveside, one to the non-driveside. The idea is that the driveside has to handle more stress so they bump up the number of spokes to share out the tension more evenly. Whatever the rationale, the rear wheel transfers the torque effectively and I didn't experience much flex at all during standing climbs, despite doing my best to bend it out of shape.
All that stiffness results in quite a bit of feedback from the road. Some people might think a little too much, but that'll come down to personal preference. It's not like you can feel every piece of gravel on the road surface but if you had a scale with 'plush' written at one end and 'rigid' at the other, this bike would certainly sit towards the 'rigid' end.
That's not to say that I found the Azzuro harsh or uncomfortable. It is firm but it's not over the top. There's enough give in the Fizik Arione saddle, for example, to keep you smiling as you rack up the miles. It has a pretty large surface area, as racy saddles go, to spread the pressure and the padding is fairly deep. It's one of those saddles that most people like.
I find Campag levers really comfy to rest on too. You get the Vari-Cushion silicone hoods which damp out pretty much all vibration that comes their way. I never get any aches in my hands when I use these, no matter what the roads are like, and I occasionally do with other brands.
If you've not used Campag before, changing gear is via both a thumb lever that lives on the side of the control body and a swinging lever that sits behind the brake lever. With Centaur, the thumb lever moves you down the cassette one sprocket at a time, the other one allows you to shift up the cassette a maximum of three sprockets per swing. I guess if you have really small hands you might find it hard to stretch up to the thumb lever when you're on the drops... but that's unlikely. Whatever system you're coming from, it soon becomes second nature and in my experience Campag systems need little in the way of adjustment.
I've been using Campag's top-level Super Record lately and the biggest difference in terms of function between this and much cheaper Centaur is that you get the option to shift multiple sprockets in both directions. To be honest, though, it's pretty rare that you want to change up more than one at a time.
I wouldn't say the Onix sparkles when you hit the climbs but it puts in a sound performance. It weighs 7.46kg or 16.4lb (without pedals) which isn't mind blowing but it's decent for a bike of this price. The closest road bike to this in terms of price that we've tested lately is the £2,669 Canyon CF SLX 8.0 and that weighs 6.96kg (15.3lb) - just over a pound lighter.
Our Azurro came with a standard 53/39T chainset matched up to an 11-25 cassette but you could just as easily ask Onix to fit a compact if you wanted more hill climbing options. With its aggressive geometry and its stiffness, this is more of a race bike than a sportive bike, but you can go for an easier spread of gears if you like.
A couple of little things to clear up before I go... When I wrote the Just In on the Azzuro, I mentioned that the cable stops for the rear brake cable sit on the side of the top tube rather than on the top or bottom. I wondered whether the one at the seat tube end would ever get in the way while pedalling. For the record, it doesn't; no short-snagging, no nothing.
And what about those chainstays? Does that asymmetric design really affect the performance? To be perfectly honest, I haven't got a Scooby Doo. And being unlikely to ever ride the same bike with standard chainstays, I'm never going to. Anyone who says any different is talking out of their, um, hat in my opinion... unless they have two versions of the same bike, one with asymetric stays and one plain old symmetrical ones.
But while I'm on about the chainstays, it's worth mentioning that the non-driveside one provides less heel clearance than the driveside one. You could only find that a problem if you pedal with your heels in and toes out, five-to-one style. If you're concerned, Onix give you a 20-day trial period so if you're not happy, you can always send the bike back for a refund.
As for the price, well, there aren't all that many Campagnolo Centaur-equipped bikes out there to compare it with but we do have one in for review at the moment. That's the Argon 18 Krypton and, with Fulcrum Racing 5 wheels (considerably cheaper than the Onix's Zondas), it costs £2,199.
Canyon, who like Onix sell direct to the consumer, provide the Ultimate CF 7.0 with a Campag Athena groupset - a level higher than the Onix's Centaur - and Mavic Ksyrium Elite wheels for just £1,699. They also do the Ultimate CF 9.0 with Campag Chorus groupset - a level up again - and the same Mavic Ksyrium Elite wheels for £2,229. It has to be said that we've not ridden either of these Canyons (although we have tested the closely related Ultimate CF SLX) but on paper they look better value for money.
Very stiff, aggressive frame best suited to those who put in a lot of power... Good value rather than the stunning value for money of some direct-to-consumer models
road.cc test report
Make and model: Onix Azzuro
Size tested: 58cm
About the bike
State the frame and fork material and method of construction. List the components used to build up the bike.
Frame: Toray T1000 carbon fibre
Fork: Carbon (inc steerer)
Groupset: Campagnolo Centaur 10 Spd Carbon (53x39,172.5, 11-25)
Wheels: Campagnolo Zonda
Bars: Ritchey WCS alloy Logic II (42cm)
Stem: Deda 01 White (120mm)
Seatpost: Onix UL1 Ultralight Carbon
Saddle: Fizik Arione White (manganese rails)
Tyres: Continental GP4000S
Bar Tape: Deda Black
Cage: Onix BC1 Carbon Bottle Cage
Tell us what the bike is for, and who it's aimed at. What do the manufacturers say about it? How does that compare to your own feelings about the bike?
It's more of a road race bike than a sportive bike in terms of geometry and stiffness.
Onix say, "When we started on the concept of the Azzuro we wanted to source a stiff performance frameset - something that gave us the opportunity to add a high performance racing frameset to the Onix range.After having a number of moulds tested by professional riders the Azzuro mould stood out as being super stiff with great geometry. We then produced our frame from the mould in our own carbon under strict control from us using our own method.
"The results were fantastic and the Onix Azzuro was born."
Frame and fork
Tell us about the build quality and finish of the frame and fork?
It's very good. The positioning of the rear brake cable stops and a couple of the graphics are curious (see text) but that's not really a reflection on the quality of construction.
Tell us about the materials used in the frame and fork?
Toray T1000 carbon fibre. See text for info on material. It's a high quality material
Tell us about the geometry of the frame and fork?
It's a road race geometry with a top tube and wheelbase that are both a little longer than usual. The head and seat angles are both 73
How was the bike in terms of height and reach? How did it compare to other bikes of the same stated size?
Longer reach than usual - 59cm top tube.
Riding the bike
Was the bike comfortable to ride? Tell us how you felt about the ride quality.
See text on this. Its certainly on the firm side but I didn't find it uncomfortable.
Did the bike feel stiff in the right places? Did any part of the bike feel too stiff or too flexible?
It majors on stiffness. If you're a big and/or strong rider, that's likely to be more important to you than if you're smaller and/or less powerful.
How did the bike transfer power? Did it feel efficient?
Yes, certainly efficient.
Was there any toe-clip overlap with the front wheel? If so, was it a problem?
How would you describe the steering? Was it lively, neutral or unresponsive? A touch slow but only because of a 130mm stem.
Tell us some more about the handling. How did the bike feel overall? Did it do particular things well or badly?
A stable set up. A good bike for getting your head down on fast straights.
Which components had the most effect (good or bad) on the bike's comfort? would you recommend any changes?
The Fizik Arione saddle is very comfy, as are the Campag silicone hoods.
Which components had the most effect (good or bad) on the bike's stiffness? would you recommend any changes?
The Zonda wheels are stiff enough -I didn't experience any notable flex.
Needs to be a bit lighter to compete with the best.
Frame stiffness is great in a sprint
The drivetrain
Centaur is not especially good value on a bike of this price
Wheels and tyres
Not especially good value on a bike of this price
Your summary
Did you enjoy riding the bike? Yeah, a solid bike
Would you consider buying the bike? Not for me, no.
Would you recommend the bike to a friend? Maybe to someone wanting a really stiff frame...
About the tester
Age: 40
I usually ride: My best bike is:
I've been riding for: Over 20 years I ride: Most days I would class myself as: Expert
I regularly do the following types of riding: time trialling, commuting, sportives, general fitness riding,
2011 Centaur also comes with a new bottom bracket/chainset design called the Power Torque System - which is easier to install and service than before and more economical.
That's what Campagnolo say, but having just installed a Power Torque chainset I would say that it is as easy to install as Ultra Torque (the one with the the half axles), is cheaper, but is harder to service.
To install Ultra Torque you need a 10 mm hex key with a long head. To install Power Torque you need a 14 mm hex key, which is about as difficult to obtain. You can buy both online easily enough, but will probably fail to find either in your local ironmonger / DIY store.
To take Ultra Torque cranks off, you undo the 10 mm hex bolt, and the cranks come apart. To get Power Torque cranks off you take off the crank bolt with the 14 mm hex key, but then you need a Campagnolo UT-FC090 (£20 for a widget to protect the end of the axle) plus the right kind of bearing puller to pull off the left crank. I hope someone like Park Tool will make a crank puller for them.
Ultra Torque bearings can be replaced with the appropriate tools (the bearings are quite cheap), but the same tools can't be used for the left Power Torque bearing which is pressed into its bottom bracket cup.
The Power Torque chainset system is very nicely engineered and made. It is a shame that it needs new tools to service.
two wheels good; four wheels bad
posted by cat1commuter [1438 posts]
28th June 2011 - 13:48
That's interesting about the moulds, and thanks for challenging them so robustly on this issue and for reporting on it - very confidence-inspiring.
Is this sort of thing very common?
posted by BigDummy [314 posts]
28th June 2011 - 15:10
This is an interesting list of some major brands and the 'real' names behind them. What is disturbing about the above case is the claim that they have designed aspects of the frame themselves, giving the impression that they have a genuinely unique product, when in fact all they are doing is assembling components from other manufacturers and branding them as a complete bike.
Nice reporting, followed by a very fair review.
Wishing I had started 20 years earlier...
posted by wifwaf [20 posts]
28th June 2011 - 16:00
I think it needs pointing out that 90% of brands (Ribble/Planet X etc) in the UK are doing what Onix are doing as per using open moulds.
This is a very common practice across the world with only the very big major brands creating there own moulds due to the costs involved.
From speaking to Onix myself the thing I like about there take on it is that they get the moulds tested and raced by Professionals from the top of the sport and take advice on which ones to use.
Also they have there own process and carbon (TOP CARBON BY THE WAY)to give piece of mind on quality.
I know many people who have bought a cheap carbon frame direct from the far east and it falls apart after 400 miles.
So it seems to me that Onix have put some thought into it and dont just pick a frame and put a pretty paint job on it and sell it,
It looks like they may have made a few mistakes which they have put right swiftly so im willing to look past that and welcome another brand to the marketplace that can only be good for the consumer.
Im interested to see what they come up with next year!!
posted by Trekmad one [3 posts]
28th June 2011 - 16:58
as above, really good, thorough review, and props for asking the questions we really wanted answered rather than just ctrl-v-ing the press release. sure, get your bikes built in taiwan - they may be very good bikes, but if you go telling us that you came up with the idea for something yourself, make sure it's true...
would def go for the canyon given the gulf in finishing kit at a comparable price though....
posted by jezzzer [339 posts]
29th June 2011 - 4:23
Interesting article on the UCI comments about bikes made in China and the actual costs.
posted by abudhabiChris [694 posts]
5th July 2011 - 10:27
Interesting article on the UCI comments about bikes made in China and the actual costs.
The most interesting thing about that article is how hopelessly out of touch McQuaid is, don'tcha think? and I'm also liking the casually racist assumption that they can't make things properly in the Far East.
posted by Dave Atkinson [7845 posts]
5th July 2011 - 11:12
I have the 'cheap' chinese version of this frame and i love it.
posted by Benjamin Hall [64 posts]
9th July 2011 - 8:27
A fascinating read - a well put together piece - I wish the company well.
cheers m'dears
2011 Rose Pro-SL 3000 Road
2006 Lemond Alpe d'Huez Broken
1997 Marin Sausaulito Urban bimbling/shopper
1980 Orbea project
posted by daviddb [132 posts]
9th July 2011 - 8:39
I really appreciate the insight provided at the start of this review. I was aware of Onix was weighing up their Aurious as one of my possibles. Generally coverage was positive, however, the company's cheeky ploy to claim credit for a generic frame doesn't go down too well in these parts.
Brings to mind the old saying - you never get a second chance to make a first impression.
posted by Campag_10 [153 posts]
29th July 2011 - 16:11

subset: commoncrawl


text:
Reproductive Health
IUD Use Has Almost Doubled Since 2010
December 12, 2014
The CDC breaks down data based on age, race, and education.
It's Astounding That We're Still Debating the Pill After 50 Years
October 12, 2014
Women are still fighting for their choices.
The Best Birth Control Method for Your Teenage Daughter
September 29, 2014
It has the lowest rate of failure of any birth control method out there.
Don't Buy Republicans' Sudden Change of Heart on Birth Control
September 09, 2014
They haven't given us a good enough reason to believe it.
QEDaily: Hobby Lobby, Sex, and Responsibility
July 01, 2014
Why were so many women angry on Monday? The comments of a conservative pundit offer a pretty big clue.
The Supreme Court Could Endanger Victims of Domestic Violence
October 07, 2013
Early in her medical career, Dr. Elizabeth Miller counseled a 15-year-old girl who was afraid of getting pregnant but wasn't using birth control. She gave the patient some routine advice: Talk to your boyfriend about using condoms.
Plan B: The Political Football Obama Keeps Punting
May 03, 2013
Why can't the Obama administration treat the morning-after pill like any other drug?


text:
I have no idea what to write... better we talk and get to know about each, i prefer this one than listing out some fancy character.
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27 • Thrissur, India • Man
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living it without any tensions...
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The first things people usually notice about me
I'm an empty essay… fill me out!
happy nature and the smile... lol, not the sexy smile as people say, But the one which spreads a positiveness ;-)
Favorite books, movies, shows, music, and food
Help your potential matches find common interests.
Not much of a reader, though read Alchemist, Godfather, 11 Minutes and all HP Series
Regarding movies, i do like all genre Batman, Hulk, HP, ESOTSM, Memento... and the list goes on...
As for food..... i am a foodie and i do love anything that is well cooked :D
Regarding movies, i do like all genre Batman, Hulk, HP, ESOTSM, Memento... and the list goes on...
As for food..... i am a foodie and i do love anything that is well cooked :D
The six things I could never do without
Think outside the box. Sometimes the little things can say a lot.
family and friends, Internet, free times, my phone/laptop :-( can't name any more further... may be later.
I spend a lot of time thinking about
Global warming, lunch, or your next vacation… it's all fair game.
What to think next :P
On a typical Friday night I am
Netflix and takeout, or getting your party on — how do you let loose?
would like to party or get ready for a weekend trip... but at times it becomes lazy friday as well, ends up in watching movies and videos over youtube, curling up over the couch ;-)
The most private thing I'm willing to admit
I'm an empty essay… fill me out!
after all its private and why do they want it to be blabbered around in public...
You should message me if
Offer a few tips to help matches win you over.
do message me, :-) i am here for you all to message me, lets get to know :-)
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text:
Add Date: July 13
Artist: Psychosomatic
Album: Another Disease
Label: Thrashcore
Genre: Rock, thrash metal
Comments: Thrash rock from this northern California band, which claims Tankard, Exodus, D.R.I. and The Accused among its influences. Says the metal magazine Raginpit: "... classic thrash: loud, fast and tight... Psychosomatic comes at you with alternating lead vocals, distinctive bass lines in conjunction with aggressive guitar riffs and pulsating drums."
Recommendations on the WLUR sticker.
Monday, July 12, 2010
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text:
By Kaley Kurowski, Special to AZ Big Media
When you think of hot dogs, the first thing that comes to mind might be a picnic or a baseball game.
For Frank. food truck owner Adam Allison, his first thought was of Frank Sinatra.
Frank. food truck hit the streets in October 2013 when Allison, who has worked in restaurants for many years, wanted to try something new and hip as his next business venture.
Food trucks are the culinary rage, so Allison decided to make a go of it. It's also cheaper and has less overhead involved than a brick-and-mortar restaurant, which he says appealed to him as well.
The menu at Frank's consists of specialty hot dogs, such as smoked Polish sausage, bratwurst, chicken apple sausage, vegetarian on brioche, pretzel, and gluten-free buns.
The gourmet dogs include options like "The Bandit," which has smoked Spanish onions, bacon, bourbon BBQ, cheddar cheese and cilantro. The "Distinguished Gentleman" is a delectable delight that includes brie, arugula, apple, crumbled walnut and Queen Creek Olive Mill Olive Oil. All of the combinations are unique and adhere to the Frank Sinatra theme.
The truck also features a create-your-own hot dog option and sides that include chips, garlic knots and lobster mac and cheese. It also serves Grateful Spoon Gelato in one-shovel or two-shovel sizes. Hansen's All Natural Sodas, Jones Sodas and Coke products are also on the menu.
"I think it's really creative because Frank Sinatra's face is a face that draws people in, and it seems to be working for them really well," said Amanda Luberto, a student at Arizona State University.
The concept of Frank Sinatra being the impetus for this food truck came from Allison wanting to do something timeless paired with the "franks." The truck's logo simply says "Frank." on a black bar covering up Frank Sinatra's infamous mug shot.
"I wanted to go with something classic, in theme with a hot dog, as well as something memorable," Allison said.
The Frank. food truck stops at countless locations around the Valley, but among locals it's most widely known for appearing at music festivals. From the Summer Ends Music Festival in September to the Pot Of Gold Music Festival in March, Frank.'s food truck gets around.
Allison also sells branded T-shirts and stickers.
"When you think of 'Frank,' my mind immediately goes to Frank Sinatra, so having a hot dog truck named 'Frank.' with Sinatra as their logo is genius to me," said Deanna Romani, attendee of the Pot Of Gold Music Festival.


text:
Player A casts Unburial Rites targeting Angel of Glory's Rise in the graveyard is also: Fiend Hunter, Cartel Aristocrat
and huntmaster of the fells
Player A then puts on the stack Angel's ability bringing in: fiend hunter, huntmaster, and aristocrat.
Does priority pass after each creature enters the battlefield and can be targeted by searing spear before the other creatures resolve? I thought all creatures hit the battlefield at the same time.
This multiple creatures entering the battfield and how player b can interact is a bit confusing for me. Is there a write up somewhere you can point me to so I can read about this?


text: Dear Python/Perl Community, Insiders have known this from the beginning, and they were waiting for this to happen for much too long time: Stackless 3.0 has been dead-born from the beginning. The new live language is Stsckless Perl 5.0! This is not due to the nature of Stackless, it is due to the nature of Python. There is a better language than Python, and its name is PERL! Python has always been a recursively implemented language. Perl has been stackless from the very early days. My brain has always been thinking the Python way. But my heart always was beating the Perl rhythm & $blues. Now my time has come, and there is again A BIG CHANGE OF STACKLESS: Finally, after all the years of development, it became not only natural but also consequent, to abandon the very hard way of merging the principles of Stackless Python 1.0 and 2.0 into 3.0. Instead, I invented Stackless Perl 5.0. ================================================================ Stackless Perl 5.0 The implementation was incredibly simple. I just had to drop 95 percent of my C implementation for Stackless Python 3.0, change the object model, and to invent three new Perl objects. These are: stackless::tasklet (about 20 methods) stackless::channel (about 120 methods) stackless::continuation (about 4 methods) The latter is a re-incarnation of an old idea, which was most popular in many Scheme dialects, but seems to me most appropriate in the Stackless Perl context. There are now infinitely countable ways to express new ways to express new or existing control structures by Perl continuations. This is an incredible, outstanding feature, which clearly contradicts the Python "one size fits all" paradigm. Or was it "there is only one way to do it"? (What to do, at all?) Stackless Perl has Default UNIVERSAL methods, for example: isa(tasklet) isa returns true if its object is blessed into a subclass of tasklet isa is also exportable and can be called as a sub with two arguments. This allows the ability to check what a reference points to. Example use UNIVERSAL qw(isa); if(isa($ref, 'tasklet')) { #... } can(become) can check to see if its object has a method called become, if it does then a reference to the sub is returned, if it does not then undef is returned. And so on. The number of well-formed examples is so incredible large. Isn't that just great! ? Oh, I love it so much. Such a match! Another very relevant example is the solution to *all* existing PEP308 proposals: The stackless Perl dynamic syntax parser has been extended in a way that covers every possible PEP 308 alternative to implement ternary operators in a completely individual way: Every individual is now able to spell her/his own way of understanding the myriads of possible solutions to implement the different incarnations of $if expr $elif expr $else expr $endif Perl constructs and their relatives, in any imaginable and unimaginable perlish way. This is of course due to the radical use of continuations, together with dynamic syntax rules. I have to admit that this example code took me another two days, and three days of theoretically testing every thinkable implementation possible. There is no single way to say it. Just say it. 100 Python people will just say "say what?" or "ni!". 10000 Perl people will love and support my message. Messias, you did so absolutely right, finally! Isn't that amount of love and support worth a paradigm change? I'm very happy that I became converted to this remarkable language in such a short time. It took me only two days to do the whole implementation (that is, abandoning almost all of the code). I will spend the next six months doing the debugging, and the next 10 years doing the porting: I'm now happy to tell this to all my customers and sponsors: After having ported all your code from Stackless Python 1.0 to 2.0 and almost to 3.0, I now would like to be paid for porting your whole Python application to Stackless Perl 5.0. I know you are happy with this since you knew from the beginning, that this would be most effective in the first place. Sorry for messing with Python for all the years. This was a major design flaw, that I realized a few days before. This principle of very fast design changes makes Open Source so attractive to me. Downloads are avaliable here: http://stackless.apriperl.org This was a statement about Stackless Perl 5.0, just an intermediate step towards Stackless Perl 6.0, which will make use of the outstanding feature of white space overloading with continuations. This feature will be presented on the Python/Perl Integration marathon sprint session in August 2005 in Luxemburg. Please apply early, this is a really small country. BTW., can any knowleadgeable body please give me a crash course in Perl programming? I would like to be able to produce some testing code, but I didn't have the time to RTFM, yet. :-) cheers -- chris at stackless.apriperl.org p.s.: This message was intentionally not cross-posted, since most readers will be assimilated to the Perl community anyway, the sooner or later... -- Christian Tismer :^) <mailto:tismer at tismer.com> Mission Impossible 5oftware : Have a break! Take a ride on Python's Johannes-Niemeyer-Weg 9a : *Starship* http://starship.python.net/ 14109 Berlin : PGP key -> http://wwwkeys.pgp.net/ work +49 30 89 09 53 34 home +49 30 802 86 56 pager +49 173 24 18 776 PGP 0x57F3BF04 9064 F4E1 D754 C2FF 1619 305B C09C 5A3B 57F3 BF04 whom do you want to sponsor today? http://www.stackless.com/ _______________________________________________ Stackless mailing list Stackless at www.tismer.com http://www.tismer.com/mailman/listinfo/stackless


text:
I am sick of dumb females.
This really pisses me off. Especially since just a week ago, a car carrying 4 teenagers on their way home from a college basketball game was hit by a drunk driver in a town near here. 2 were killed and the other 2 were just released from the hospital. Drunk driving is the most senseless crime.
Omg and her post is public lol
Seriously what a twat, tell her she's lucky she didn't hit another car or something!
Quoting TSNDDY:
You should modify that image and scribble out the names
Is it legally neccessary to do that? I did it anyways just because I guess I should to be nice to a pointless person.
Quoting Anonymous2u:
Y she obviously thinks she's cool y not share it. I hate stupidity.
Quoting TSNDDY:
You should modify that image and scribble out the names


text:
June 24, 2013
Jennifer Millard Rose, a nurse in the University of Virginia Medical Center's coronary care unit, died June 6 in Charlottesville. She was 50.
Rose graduated from U.Va.'s School of Nursing in 1985 and then worked as a coronary care nurse. She served as a model of both professional and personal eminence.
Rose's husband, Gavin, predeceased her last year; they are survived by three children.


text:
Home Haircut Services
To improve the personal hygiene and appearance of the elderly having movement difficulties .
To restore their dignity and interest in life .
To provide assistance and support to care givers of the elderly and the disabled .
Target :
Elderly and the disabled living in Hong Kong, Kowloon and the New Territories
Eligibility :
Those having difficulty in movement and must be taken care of by others.
Those having limited financial resources, for instance, CSSA program beneficiaries .
Those having difficulty in taking care of oneself, for instance, the handicapped, the blind or those who had strokes .
*The above people must not be suffering from any contagious or skin diseases.
How to obtain service :
R eferrals must be made from social workers of district welfare agencies.
Fees will be charged depending on the financial status of each case.
Procedure :
1) Cases to be reviewed and verified by SJS.
2) SJS inform referring agencies of findings .
3) Referring agencies arrange applicants' hair to be washed before and after the hair cut .
4) Referring agencies provide assistance during haircut service when necessary .
5) SJS arrange volunteer workers to provide haircut service at applicants' home.
Where to send application :
St James' Settlement, Corporate Venture (Partnership & Alliances)
Room 105, 1/F, 85 Stone Nullah Lane , Wanchai, Hong Kong
Telephone :
2831 3289
2834 7300
Website :


text:
Get a full day of exploring outer space and the universe with hands-on exhibits and simulations at the Kennedy Space Center outside of Orlando.
Through December, adults can get full-day general admission to the rarely discounted Space Center and the Astronaut Hall of Fame for $35 (regularly $45), the price of a child's ticket.
Learn about space exploration with full access to all the exhibits and shows. Admission includes IMAX space movies and access to space-flight simulators, launch and landing facilities and even giant rocket ships. And don't forget to pay homage to the incredible astronauts at the U.S. Astronaut Hall of Fame.
Please go to your email and confirm your subscription.


text:
Forget fashion week, forget winter storm Nemo, forget the fact that it's Friday and there are still 6 more hours of the work week to go. Gisele Bündchen has posted the first photo of her two-month-old daughter Vivian Lake. (Adorable as they may be, itty-bitty hand pics don't count.)
First impression: that baby is tall. (Can babies be tall? OK, fine: that baby is long.)
[Facebook via CelebrityBabies.]


text:
Pan Am [OV] 1 Staffel 2011
Amazon Instant Video
JavaScript ist erforderlich
1. Pilot In the hands of a brash young pilot and a rebellious head stewardess, Pan Am's state of the art Majestic Clipper jetliner makes its maiden voyage from New York to London, transporting its passengers and crew into a rapidly changing world of romance and…
2. We'll Always Have Paris As Dean hopes a flight to Paris will help him find Bridget, Kate and Laura are stunned to learn their mother is on the plane with them. Meanwhile, Maggie takes aggressive measures to fend off a passenger's unwanted sexual advances.
3. Ich Bin Ein Berliner A flight ferrying journalists to Berlin to cover a important speech by John F. Kennedy provides Maggie a chance to meet the U.S. President. But as Kate tries to help her courier contact escape East Germany, memories of World War II force Colette to confront…
4. Eastern Exposure A last-minute flight to Burma and Indonesia lands Kate in the middle of a frustrating courier mission for the CIA that's further complicated by Laura's naïveté. And as the Majestic Clipper's crew explores Southeast Asia, news of an American space mission…
5. One Coin in a Fountain Laura goes to great lengths to return her engagement ring to her ex-fiancé, while Kate's latest spy mission requires her to score a date with a Yugoslavian racecar enthusiast. Meanwhile, Dean begins a risky affair with the mistress of a Pan Am executive.
6. The Genuine Article As Maggie tries to save her job by adding to the long list of lies she's already told to get hired by Pan Am, Dean's affair with the mistress of the airline's vice president gets serious. Meanwhile, Kate's growing affection for a Yugoslavian diplomat draws…
7. Truth or Dare As Kate's personal feelings for Niko Lonza place the life of the Yugoslavian diplomat in danger, Laura's efforts to help an African-American sailor on a layover in New York spark a racist attack.
8. Unscheduled Departure A violent hurricane and an elderly passenger's heart attack force Dean to make a risky unscheduled landing in war-torn Haiti.
9. Kiss Kiss Bang Bang As Maggie risks her job to help fly an activist to a disarmament rally in London, Kate is called upon by the CIA for a mission designed to protect the identities of several western spies. Meanwhile, Ted takes Colette to visit his childhood home.
10. Secrets and Lies Dean and Colette's budding romance suffers a blow; Maggie falls for the congressman she wrote a story about; Kate's last assignment haunts her; Ted thinks he has found the love of his life.
11. Diplomatic Relations Kate is ordered to track down a missing Russian double agent during a trip to Moscow, while Dean copes with the sudden return of his fiancé Bridget. Meanwhile, Maggie struggles to balance her liberal politics with her feelings for a pro-war politician.
12. New Frontiers Colette is intrigued by a mysterious passenger on a flight to Rome, while Dean learns that there is a smuggler on board. And as Kate hones her skills as a pickpocket to steal some rocket plans, Ted discovers that his new fiancé is attracted to women.
13. Romance Languages As Laura and Kate each face relationship challenges, Dean struggles to end his affair with an airline vice president's girlfriend. Meanwhile, Colette volunteers to chaperone a precocious twelve-year-old passenger.
14. 1964 As a prince's courtship exposes a surprise in Colette's past, Ted has second thoughts about marrying Amanda. Kate lands in the middle of the hunt for a double agent, while Maggie is drawn into a pilot's lucrative smuggling scheme.
|Thomas Schlamme
|Christina Ricci, Margot Robbie
|Michael Mosley, Karine Vanasse, Mike Vogel, Kelli Garner, Jeremy Davidson
|Rechte nach dem Kauf
|Sofort streamen und auf zwei Ger�te herunterladen Details
|Amazon Instant Video (Streaming und digitaler Download)


text:
Powerful Brahms from Hamburg!" – This is what Gramophone Magazine said in March 2011 about the recording of the First Symphony with the Hamburg Philharmonic under the baton of Simone Young on SACD.
Now, maestro Young presents the Second Symphony in proven audiophile sound in a meeting between the traditional and the modern. The work was recorded live in the Laeiszhalle in Hamburg in October 2010.
Performance **** Recording ****
"...The acoustic of the orchestra's ornate Laeszhalle home sounds warm and spacious, enhancing the orchestra's radiant woodwind, glowing brass and vibrant strings. The audience is unobtrusive. Almost from the Second Symphony's amply swaying, golden-toned opening bars, it is clear that this is going to be a full-blooded traditionalist reading, unalloyed by 'period performance' scruples..."
Bayan Northcott - BBC Music magazine - November 2012
"...a fine release."
Peter Quantrill - Gramophone magazine - September 2012
"...On the evidence so far... Young's should be a Brahms cycle well worth acquiring." (review refers to album OC0675 & OC676)
Richard Whitehouse - International Record Review - July/August 2012


text:
Who doesn't love eggnog? Who doesn't love sugar cookies? BAM!!! Combine the two and you have perfection! These gluten-free eggnog sugar cookies will … [Read more...]
Eggnog Sugar Cookies~25 Days of Christmas Cookies #7
Win Pamela's Mix-1 day only!!! Mom's Amazing Chocolate Chip Cookies~25 Days of Christmas Cookies #9
These are THE BEST gluten-free chocolate chip cookies! I am not a huge fan of plain ol' chocolate chip cookies so my awesome mom kicks these up a … [Read more...]
Snickerdoodles~25 Days of Christmas Cookies #11
I love these gluten-free snickerdoodles because they are so chewy! I am a huge fan of the cinnamon flavor in snickerdoodles. The flavor is so … [Read more...]
Amaretti~25 Days of Christmas Cookies #12
Want to feel like you are in Italy for the day? These gluten-free amaretti are great little almond flavored cookies. If you are like me and LOVE the … [Read more...]
Prailines and Cream Cookies~25 Days of Christmas Cookies #13
This is delicious on its own or mixed into some Hagen Daas Vanilla Icecream...yum!2 c. pecans, chopped2 c. organic brown sugar1 c. raw sugar3/4 c. raw … [Read more...]
Gingerbread Family~ 25 Days of Christmas Cookies #14
These gluten-free gingerbread men are quit the hit! They are perfect for decorating on Christmas Eve to put out for Santa. (Even Santa would love … [Read more...]
PB & J cookie sandwiches~ 25 Days of Christmas Cookies #15
These gluten-free peanut butter and jam cookie sandwiches are a whimsical kind of yummy, taking you back to your childhood days of (gluten-free) … [Read more...]
Chocolate and Peppermint Patties~25 Days of Christmas Cookies #16
1/4 c. raw sugar1/4 c. filtered water1 tsp. gluten-free peppermint extract8 oz. organic semisweet chocolate chips*In a saucepan over medium heat, heat … [Read more...]
WIN PAMELA'S BAKING MIX- ONE DAY ONLY!!! White Chocolate Macadamia Nut Cookies~25 Days of Christmas Cookies #17
These gluten-free chewy, white chocolate macadamia nut cookies are divine! Ok, so let's just say it up front...we all know white chocolate isn't … [Read more...]
Tea Cookies~25 Days of Christmas Cookies #18
I love a good cup of fruity, decaffeinated herbal tea with a sweet tea cookie. I wanted to share this gluten-free tea cookie recipe with you. Tea … [Read more...]


text:
Akureyri RECOMMENDATIONS See all
3 Days in Akureyri: Suggested Itineraries
By Viator, January 2015
Tours & Tickets
Best Private Tour: 'Game of Thrones' North of the Wall Locations plus Myvatn Nature Baths Entry
Combine Iceland's natural splendors with dramatic 'Game of Thrones' TV locations, on a full-day tour from Akureyri. With a private guide, passionate about the ... Read more
Akureyri, Iceland
Duration: 8 hours (approx.)
Lofthellir Cave Exploration from Akureyri
Discover the wondrous underground world of Lofthellir cave on this guided day tour from Akureyri. Journey out to the volcanic Lake Mývatn, then venture ... Read more
Akureyri, Iceland
Duration: 8 hours (approx.)
Diamond Circle Day Trip from Akureyri
Discover northern Iceland's Diamond Circle on a full-day tour from Akureyri! With a knowledgeable guide, check off the incredible natural wonders, volcanic ... Read more
Akureyri, Iceland
Duration: 10 hours (approx.)
Whale-Watching Tour from Akureyri
Watch out for whales, dolphins and more on a 3-hour whale-watching tour. Choose a start time to suit your schedule with an optional hotel pickup and drop-off ... Read more
Akureyri, Iceland
Duration: 3 hours (approx.)
Northern Lights Day Trip from Akureyri
View the spectacular Northern Lights on a 2.5-hour guided coach tour from Akureyri. Leave the electric glow of the city behind and venture into Iceland's ... Read more
Akureyri, Iceland
Duration: 2 hours 30 minutes (approx.)


text:
Get A Music Video Starring-YOU!
I have been accused of the 1st flier being a bit wordy. I sort of see the point. So, it is in this spirit that I give you the new and improved flier. Read which ever one you like. The bottom line is, getting tips from music row pros, a professional music video and all the rest of this "stuff" for $149.00 is a great deal. We have some spots left...If you want want...click here and sign up...Also, see a sample video!
The Original One...It's nice?!?!?!
susan gabrielle
4/6/2014 02:35:42
I had these comments closed since Thanksgiving...They weren't working..let's see if they were ever fixed...I did complain
Comments are closed.
Susan Gabrielle's Empowerment Coaching for performing artists