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Health care issues make the headlines once again in this month's ERISA Litigation Newsletter. Tzvia Feiertag first provides practical and timely tips for insured ERISA health plan sponsors on managing medical loss ratio rebates. Next, Todd Mobley comments on the post-DOMA world and the impact of the Supreme Court's decision finding that same-sex marriages will be recognized for purposes of federal laws. As always, be sure to review our monthly recap of interesting rulings, filings and settlements where the commentary on health care continues. We also highlight decisions addressing proper defendants in claims for benefits, statute of limitations, issues pertaining to fiduciary status, class actions, standing and retiree health care benefits.
By Tzvia Feiertag
The Affordable Care Act's medical loss ratio ("MLR") rule requires health insurance companies (but not self-insured plans) in the group or individual market to provide an annual rebate to enrollees if the insurer's MLR falls below a certain minimum level. Generally, this means that health insurance companies in the individual and small group markets must spend at least 80 percent of the premium dollars they collect on medical care and quality improvement activities, and health insurance companies in the large group market must spend at least 85 percent of premium dollars on medical care and quality improvement activities.[1]
Health insurers that failed to meet the MLR standards for 2011 were first required to pay rebates in 2012. Health insurers that failed to meet the MLR standards for 2012 were required to pay rebates by August 1, 2013.[2] In addition, health insurers were required to send notice to group policyholders and to all employees who participated in affected plans during 2012 informing them of any rebates.
To help clarify the rules on how rebates are treated under the Employee Retirement Income Security Act of 1974 ("ERISA"), the U.S. Department of Labor ("DOL") issued Technical Release 2011-04 ("TR 2011-04"). Plan sponsors maintaining fully-insured ERISA-covered group health plans (and plan fiduciaries) should keep these rules in mind as they consider their options for managing any MLR rebates.
Here are five tips to consider in the decision-making process.
Do Not Assume You Can Use The Entire MLR Rebate For Corporate Purposes
TR 2011-04 clarifies that insurers must provide any rebates to the "policyholder" of an ERISA plan. Any rebates paid to an ERISA-governed plan may become plan assets, subjecting the policyholder and plan sponsor to special obligations concerning the treatment of the rebates (as explained further below). If the rebates are plan assets, then any individual who has control over the rebates (including a plan sponsor) is a "fiduciary" under ERISA and must act accordingly.
In situations where a plan or its trust is the policyholder (which is typically not the case for ERISA-covered group health plans), the DOL's position is that MLR rebates are generally plan assets and the plan sponsor may not retain any of the rebates.
Where the employer is the policyholder (the more typical case for an ERISA-governed group health plan), the employer may, under certain circumstances, retain some or all of the MLR rebates. In these situations, the DOL will look to the terms of the documents governing the plan, including the insurance policy. If the governing documents are unclear, then the DOL will take into consideration the source of funding for the insurance premium payments. Under this analysis, the amount of a rebate that is not a plan asset (and that the employer may therefore retain) is generally proportional to the amount that the employer contributed to the cost of insurance coverage. For example, if an employer and its employees each pay a fixed percentage of the cost (e.g., employer pays 80% of the premium; employees pay 20% of the premium), a percentage of the MLR rebate equal to the percentage of participants' cost (i.e., 20% in the example) would be attributable to participant contributions and would be plan assets. Based on this guidance, some employers amended their plans last year to clarify how premiums are divided between employer and participants.
Determine The Population That Will Receive An Allocation Of The Rebates And Pick A Reasonable, Fair And Objective Allocation Method
Any MLR rebates that are considered plan assets must be handled according to ERISA's general standards of fiduciary conduct. ERISA's prohibited transaction and exclusive benefit rules require that plan assets be used solely for the benefit of participants and beneficiaries (or to defray reasonable plan administrative expenses). As long as the plan fiduciary (e.g., the plan sponsor) adheres to these standards, it has some discretion when deciding to whom the rebate should be allocated.
As a general rule, TR 2011-04 states that the MLR rebate should be provided to individuals who were enrolled in the plan during the determination period (for the recently issued rebates that would be the 2012 calendar year). However, TR 2011-04 provides that if a plan fiduciary finds that the cost of distributing shares of the MLR rebate to former participants approximates the amount of the proceeds, the fiduciary may decide to distribute the portion of the MLR rebate attributable to employee contributions to current participants using a "reasonable, fair, and objective" method of allocation. The administratively easiest method may simply be to divide the employee portion of the rebate by the number of recipients. However, a fiduciary may decide to apply a more rigorous methodology (e.g., prorate the rebate by the number of months of participation in 2012, "weight" the rebate to account for greater employee contributions for family tiers, etc.) as long as it is impartial and in the best interest of participants.
TR 2011-04 also provides that if a plan has multiple benefit options, the MLR rebate that constitutes plan assets and is attributable to one benefit option cannot be used to benefit enrollees in another benefit option.
Consider Tax Consequences When Deciding How To Use MLR Rebates
As explained above, the MLR rules require insurers of group health plans to pay rebates directly to the policyholder. The policyholder is then responsible for ensuring that employees covered by ERISA group health plans benefit from the rebates to the extent they contributed to the cost of coverage. Once a plan fiduciary decides who will receive MLR rebates attributable to plan assets, it must then determine the form and tax consequences of the distribution.
Last updated in March 2013, the Internal Revenue Service (IRS) issued a set of frequently asked questions at http://www.irs.gov/uac/Medical-Loss-Ratio-(MLR)-FAQs addressing the tax treatment of MLR rebates. The rebates' tax consequences largely depend on whether employees paid their premiums on an after-tax or a pre-tax basis. Generally, when employees contribute to the cost of coverage on a pre-tax basis, MLR rebates should be returned to employees in the form of a premium reduction or a cash payment, both of which are treated the same way for tax purposes. For example, if an employee's pre-tax premium contribution is $100 per month, and the employee receives a $10 premium reduction that month, the pre-tax contribution will be reduced to $90 and the remaining $10 would be wages not reduced from the employee's pay and would be included in income and subject to taxes and withholding. Likewise, if the $10 rebate was treated as a direct cash payment, it would also be included in income and subject to taxes and withholding. However, if the employee portion of the premium is paid by the employee on an after-tax basis, MLR rebates that are distributed as a reduction of future premiums or cash will not be subject to federal income tax (unless the employee deducted the premiums to which to the rebates relate on the employee's tax return).
If distributing cash payments to participants is not cost-effective (e.g., the payments would be de minimis amounts, or would have tax consequences for participants), the fiduciary may apply the MLR rebate toward a benefit enhancements.
Use The MLR Rebates That Are Plan Assets Within Three Months Of Receipt
Under ERISA, plan assets generally must be held in trust until appropriately expended (or they could be sent to an insurer to provide benefits). In reliance on Technical Release 92-01 ("TR 92-01"), many group health plans receiving MLR rebates do not maintain trusts because they are insured plans where premiums are paid by the employer (including employee payroll deductions) directly to the insurer and all benefits are paid by the insurers.
In TR 2011-04, the DOL provides that prior relief under TR 92-01 applies to MLR rebates that are plan assets, and the DOL will not assert a violation of ERISA's trust requirement against plans receiving MLR rebates that do not otherwise maintain a trust so long as such rebates are used within three months of receipt by the policyholder to provide refunds or pay premiums.
Establishing a trust is an administratively cumbersome task. Employers wishing to avoid the need for a trust to hold MLR rebates that are plan assets should consider disposing of such rebates quickly upon receipt as provided in TR 2011-04.
Document Any Decisions Regarding How MLR Rebates Were Used
The determination of whether the MLR rebates constitute "plan assets" (such that employees are entitled to a share) and how and to whom that portion should be allocated is a fiduciary function that may be subject to the DOL's scrutiny on audit or a challenge by a participant. Thus, plan sponsors should document their treatment of the MLR rebates (e.g., how the recipient population was determined, why a certain allocation method was selected, and the time and form of the rebate distribution) and, as appropriate, amend any written plan document and summary plan description to reflect the decisions made. Lastly, while plan participants will receive general information from the health insurers about the MLR rebates, the plan sponsor should notify participants of the decisions made with respect to the use and allocation of those rebates.
Proskauer's Perspective
TR 2011-04 contains many helpful rules and clear constraints as to how MLR rebates may be used by fully-insured ERISA group health plans. Nevertheless, there are still many decisions that plan sponsors and fiduciaries have to make to ensure that they are acting prudently and impartially and for the exclusive benefit of plan participants and beneficiaries.
* * *
To ensure compliance with requirements imposed by U.S. Treasury Regulations, Proskauer Rose LLP informs you that any U.S. tax advice contained in this communication (including any attachments) was not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.
By Todd Mobley
As a result of the U.S. Supreme Court's decision in United States v. Windsor, 133 S. Ct. 2675 (2013), in which the Court held that Section 3 of the federal Defense of Marriage Act ("DOMA") was unconstitutional, same-sex marriages will be recognized for purposes of federal laws, protections, and obligations. Because the Court did not go so far as to require states to permit same-sex marriage or recognize same-sex marriages entered into in other jurisdictions, there are many open issues that require resolution (either through government guidance or the courts) to provide employers with certainty concerning the administration of their ERISA-governed employee benefit plans.
A federal district court in Pennsylvania issued the first reported post-Windsor decision relating to ERISA plan benefits. As discussed below, the district court concluded that a deceased employee's same-sex spouse was entitled to a surviving spouse benefit under a profit-sharing plan, even though the couple was married in a foreign jurisdiction (Canada) and resided in a state that does not allow same-sex marriage (Illinois) but recognizes out-of-state same-sex marriages under its civil union law. Cozen O'Connor, P.C. v. Tobits, No. 2:11-cv-0045-CDJ (E.D. Penn. July 29, 2013).
DOMA and The Court's Decision in Windsor
Under Section 3 of DOMA, the terms "marriage" and "spouse" were defined to exclude same-sex married couples for purposes of interpreting federal statutes, rules, and regulations.[3] As a result, same-sex married couples were denied more than 1,000 federally-protected rights and obligations, including Social Security benefits, automatic pension death benefits, pre-tax employer-provided health benefits, and exemption from the federal estate tax for surviving spouses.
Windsor involved a couple — Edith Windsor and Thea Spyer — who registered as domestic partners in 1993 (when New York City extended that right to same-sex couples) and later lawfully married in Ontario, Canada in 2007. After their wedding, Windsor and Spyer returned to their home in New York City. Thea Spyer passed away in 2009. At that time, New York recognized same-sex marriages entered into under the laws of other jurisdictions; it did not permit same-sex marriage until 2011.
DOMA barred Windsor from qualifying for the marital exemption from the federal estate tax due upon Spyer's death. After paying $363,053 in estate taxes, Windsor sought a refund from the Internal Revenue Service ("IRS"). Because she could not be deemed a "surviving spouse" in the eyes of the federal government (per DOMA), the IRS denied Windsor's claim for a refund. Windsor commenced a refund suit in the Southern District of New York and argued that Section 3 of DOMA violated her constitutional guarantee of equal protection under the law, as applied to the federal government through the Fifth Amendment.
The District Court ruled in Windsor's favor. It held that Section 3 of DOMA was unconstitutional and ordered the IRS to refund the estate taxes paid by Windsor, with interest. The Second Circuit affirmed the District Court's judgment, and the Supreme Court granted certiorari.
The Supreme Court agreed (in a 5-4 decision) that Section 3 of DOMA was unconstitutional. The Court explained that marriage traditionally has been defined by and regulated under the laws of the States and that the federal government has deferred to state law when it comes to determining the contours and incidents of marriage. As such, although the rights and obligations stemming from marriage historically have been uniform within each State's boundaries, those rights and obligations may differ from State to State, subject to certain constitutional baselines. Section 3 of DOMA, however, rejected this "long-established precept" and, as a consequence, same-sex married couples were denied the rights accompanying federal recognition of their marriage.
Cozen O'Connor, P.C. v. Tobits
The Cozen case involved a couple — Jean Tobits and Sarah Ellyn Farley — who married in Toronto, Canada in 2006. Farley was subsequently diagnosed with cancer and passed away in September 2010. Farley, who had been working at Cozen O'Connor since 2004, was a participant in Cozen's profit sharing plan. The plan provided that, upon the death of a participant, a death benefit would be paid in the form of a qualified pre-retirement survivor annuity to the participant's spouse or, if the spouse waives the right to receive the benefit, the death benefit would be paid to the participant's designated beneficiary. The plan further provided that if there is no spouse or designated beneficiary, the benefit would be paid to the participant's parents.
Following Farley's death, both Tobits and Farley's parents requested payment of the death benefit. In response to the competing requests, Cozen commenced a suit in federal court and asked the court to decide who the proper beneficiary was under the plan. The court explained that the case ultimately was dependent on whether, under the language of the plan, Tobits was Farley's spouse.
Because the plan did not define "spouse," the court looked to ERISA and the Internal Revenue Code (i.e., federal law) for guidance, since the issue before the court was whether Tobits was a surviving spouse for purposes of a spousal benefit mandated by ERISA and the Code.[4] Under this analysis, the court concluded that, following Windsor, these federal laws must acknowledge same-sex marriages recognized under any of the States' laws — "Windsor makes clear that where a state has recognized a marriage as valid, the United States Constitution requires that the federal laws and regulations . . . acknowledge that marriage." Since the marriage between Tobits and Farley was recognized by Illinois as a marriage under its civil union law (even though the marriage occurred in Canada), the court ruled that, pursuant to the terms of the plan (as interpreted under federal law), Tobits was Farley's surviving spouse and entitled to the preretirement survivor annuity.
Proskauer's Perspective
It is unknown whether other courts might be willing to find in favor of same-sex spouses if a plan's choice-of-law provision designates a state that does not permit (or recognize) same-sex marriage or if the couple resides in a state that does not itself allow same-sex marriage. It also will be interesting to see whether other courts apply Windsor retroactively (to a death that occurred prior to the date of the Windsor decision) like the court did in Cozen.
First Post-Windsor ERISA Decision
By Howard Shapiro
The Impact of Windsor on Social Security Benefits and FMLA Rights
By Roberta Chevlowe
IRS Adopts a "Place of Celebration" Rule in Implementing the U.S. Supreme Court's Windsor Decision
Oklahoma's Challenge to Health Care Reform's "Employer Mandate" May Proceed
By Brian Neulander and James Napoli
Seventh Circuit: Insurance Companies Are Proper Defendants In Suits For ERISA Benefits
By Jacklina Len
Georgia Federal Court Holds that Continuing Course of Conduct Did Not Extend Statute of Limitations Period for Fiduciary Breach Claim
Third Circuit Concludes That Insurer Did Not Breach its Fiduciary Duties in Paying Benefits Through A Retained Asset Account
By Joseph Clark
No Fiduciary Status For 401(k) Plan Service Provider
By Brian Neulander
Rule 23 Requirements are "Heightened" for Proposed Class Settlements
Chiropractors Lack Standing Under ERISA to Assert Claims For Benefits
By Aaron Feuer
Sixth Circuit Concludes That CBAs Vested Retirees Contribution-Free Health Benefits, Despite Side Letters To The Contrary
Equitable Exception To Excuse Interim Withdrawal Liability Payments Rejected
* Originally published by Law360. Reprinted with permission.
[1] The large group market is generally defined as employers who employ 101 or more employees; although, in some states, it is defined by state insurance law as employers who employ 51 or more employees.
[2] On March 1, 2013, the Department of Health and Human Services (HHS) issued a final rule that amends the MLR rule. HHS adjusted the MLR calculation to include premium stabilization amounts, a change HHS stated will improve accuracy. In future years, the final rule extends the annual MLR reporting deadline from June 1 to July 31 and the rebate disbursement deadline from August 1 to September 30, effective for the 2014 MLR reporting year, to allow the deadlines to be after all the premium stabilization payments and receipt amounts are determined.
* Originally published by Bloomberg, BNA. Reprinted with permission.
[3] DOMA did not prohibit States from permitting or recognizing same-sex marriages. At the time of writing this article, same-sex marriage is legal in thirteen states and the District of Columbia.
[4] The plan document provided that the plan was to be construed and enforced according to ERISA, the Code, and the laws of Pennsylvania (to the extent that Pennsylvania's laws were not preempted by ERISA). The court disregarded the provision making reference to Pennsylvania law (which does not recognize same-sex marriage) based in its finding that ERISA preempted Pennsylvania law entirely.
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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
© Proskauer Rose LLP
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The Lee Building Industry Association is hosting the fourth annual BBQ, Bands and Brew to benefit its nonprofit charitable arm Builders Care on Sunday, April 7 from 11 a.m.- 6 p.m. at the Lee County Alliance for the Arts. The fundraiser is open to the public and will feature local music, several local barbecue restaurants, BBQ competition to name the Best BBQ in town and kids activities. Admission is $10 per person. Children ages 12 and under are free, and free parking is available.
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Originally posted on The Other Paper | Last updated 11/16/12
New York Yankees Derek Jeter hits into a fielder's choice against the Tampa Bay Rays during the third inning in Game 2 of a doubleheader at Yankee Stadium in Bronx, New York, Monday, September 7, 2009. (David Pokress/Newsday/MCT) Photo via Newscom
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There are a couple of things that New Yorkers have come to count on at Yankee Stadium every Opening Day — the sight of what MLB's fattest payroll looks like and Derek Jeter filling the gap at shortstop. This might be the first spring that the team has neither. While general manager Brian Cashman breaks down the Yankees' payroll so it is under the luxury tax limit, manager Joe Girardi isn't making any guarantees that Jeter's fractured ankle will be fully healed by the April 1 Opening day in the Bronx. "I think there's a little bit of a question, but I think he'll find a way," said Girardi on Thursday. "That's who he is." Jeter broke his ankle on Oct. 13 while lunging for a ground ball during Game 1 of the ALCS against the Detroit Tigers The images of Jeter grimacing in pain near second base and then being helped off the field by Girardi and the staff are some pictures that fans would like to erase from their memories of the shortstop. The 38-year-old Jeter is reportedly at his mansion in Tampa and said to be keeping weight off his ankle until January — which would cut into his normal off-season conditioning program. The injury wasn't initially thought to require surgery but the Yankee Captain ended up under the knife in October — a procedure which lengthened the recovery time to at least four months. "You have to get back to full strength, and maybe you're not able to start doing the things you normally would in January," Girardi said. "I mean, it could be, but I think he'll find a way." Girardi has spoken to Jeter occasionally throughout the off-season and Cashman said he has plans to have him as his regular shortstop in 2013. That is contingent on Jeter's recovery time. Four months of rehab would have him ready for the Grapefruit League Spring Training schedule. Five months would probably sideline the future Hall of Famer until after Opening Day. "I think his mood's OK," said Girardi. "Derek always finds a way to deal with what he's going through." Knowing Jeter's dedication to the game and how much missing Opening Day would mean to him, don't be kidded into believing that he won't be leading off on April Fool's Day.
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CEIR Releases New Report with Insights to Align Exhibit Staffing Resources with Attendee Preferences
DALLAS, 3 October – Today, the Center for Exhibition Industry Research (CEIR) issued a new report from The Role and Value of Face-to-Face Interaction Study Series entitled Exhibition Staff Practice Summaries.
This report provides fresh insight into attendee preferences, who they hope to meet when visiting an exhibit at a business-to-business exhibition as well as the characteristics of exhibit staff that best resonates with them. Exhibitor practices are compared with these preferences, providing a useful industry benchmark tool to assist exhibitors in planning their exhibit staffing approach, providing insights to help exhibitors prioritize where to focus.
This new report is a companion to the last report CEIR released from this series, Purchase Process and Customer Relationships. Results of this earlier report highlight the critical role exhibit staff can play in shaping a positive experience with and image of their companies. That study revealed that the majority of attendees prefer one-on-one interaction with exhibit personnel for face-to-face interaction. It also confirms the face-to-face interaction at exhibitions is very important at specific points in the purchase process.
CEIR Research Director Nancy Drapeau, PRC says, "Attendees regard exhibit staff as the face of the company. It is their chance to engage face-to-face with the people behind an organization and brand. This human interaction gives exhibitors the unique chance to make a powerful connection that can translate into new business for their long-term success; therefore, having staff with the right job functions, level of experience and demeanor is key to positioning an exhibiting organization for success."
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About CEIR
CEIR serves to advance the growth, awareness and value of exhibitions and other face-to-face marketing events by producing and delivering knowledge-based research tools that enable stakeholder organizations to enhance their ability to meet current and emerging customer needs, improve their business performance and strengthen their competitive position. For additional information, visit www.ceir.org.
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When you run a Microsoft .NET Framework 4-based application, the application may crash intermittently. When this issue occurs, two error events that resemble the following are logged in the Application log.
Event 1
Log Name: Application
Log Name: Application
The issue occurs because an object that is being referenced is dereferenced by the garbage collector in common language runtime 4 (CLR4). Therefore, an access violation occurs during garbage collection or when the application tries to access the released object.
Hotfix informationA supported hotfix is now available from Microsoft. However, it is intended to correct only the problem that is described in this article. Apply it only to systems that are experiencing this specific problem. This hotfix may receive additional testing. Therefore, if you are not severely affected by this problem, we recommend that you wait for the next software update that contains this hotfix.
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PrerequisitesTo apply this hotfix, you must have the .NET Framework 4 installed.
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Article ID: 2640103 - Last Review: January 12, 2012 - Revision: 2.0
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text:
Trainer Lisa Rae says New Zealand racing has been hit hard by the death of Gold Coast-based New Zealand jockey Ashlee Mundy after a fall at Sunday's Kurow races.
A freelance jockey, former Cantabrian Mundy returned from Queensland in mid-December to ride the South Island's summer circuit.
She had been working at Rae and husband Kenny's Riccarton stable in Christchurch during her stay and planned to return to Australia in February.
Her mount Elleaye fell with 600m to run in the seventh race at Kurow in North Otago.
Nigel McIntyre of the New Zealand Racing Integrity Unit (RUI) told NZ Newswire it appeared Elleaye had clipped heels with another horse.
Mundy, 26, was flown to Dunedin Hospital in a critical condition with serious head injuries and a hospital spokeswoman confirmed she died on Monday morning.
Rae said Mundy had returned from Australia to contest the southern holiday circuit for the past couple of years.
She spent Christmas with her parents in Westport, then had six races at Wingatui on December 28, including a win on Fintorro for the Raes.
"She's the wrong person - she's been taken too soon.
"She'd rock up every morning ready to ride - she was just one of those people who have a natural way with animals," Rae told NZ Newswire.
"Our owners are broken, they're distraught. Ashlee was just lovely. She's touched so many people's lives."
McIntyre says the RUI will conduct a full investigation into the incident, including talking to riders and viewing the race video, and will be working in conjunction with the police who will prepare their own report.
Deaths at New Zealand race meetings were rare, McIntyre said. The last one was in 2005 at Riverton when 16-year-old Sam McRae died after his foot became entangled in his horse's riding iron and he was dragged for 900 metres.
Mundy had ridden 232 winners in New Zealand and 43 in Queensland.


text:
Wednesday, December 28, 2011
© Copyright 2015 Newton Citizen
ATHENS -- Although Derrick Henry's first collegiate start didn't have a happy ending, the former Newton High star was a big factor in Winthrop's near upset of Georgia on Tuesday at Stegeman Coliseum.
In 29 minutes, the 6-foot-3, 200-pound freshman tallied a career-high 17 points and had four rebounds and two steals as Winthrop lost 86-92 in overtime to Georgia. Henry's previous best outing came on Nov. 26 against Central Pennsylvania, when he scored 15 points in 15 minutes.
Henry, who was the GACA's Class AAAAA South Boys Player of the Year as a senior at Newton, scored five first-half points and ignited the Eagles' second-half comeback in a 60-second span when he connected on a pair of 3-point attempts and followed teammate Larry Brown's errant layup attempt to score eight quick points and lift Winthrop (4-9) from a 13-point deficit to a 48-43 count with 12:15 remaining.
Perhaps more importantly, Henry was able to draw attention from senior guard Andre Jones, who lit up the Bulldogs (8-5) for a career-high 33 points, including 4-of-6 shooting from beyond the 3-point arc.
"We have a freshman who started tonight and got 17 points and took a ton of pressure off us, and that opens up everyone," said Jones. "We can keep in it with a high major school, so that's always a positive."
With 6.4 seconds left in regulation, Henry had a chance to potentially ice the game for Winthrop, but he missed one of two free-throw attempts to make the score 76-74, and Georgia sent things into overtime with a twisting layup with 2.4 seconds remaining. Henry fouled out with 4:22 remaining in the extra period.
Prior to Tuesday's game, Henry had played in eight of Winthrop's 12 games, averaging 3.9 minutes and three points per game.
Henry and fellow senior Alex Ordu (now playing at Oxford College) led Newton to a 26-5 record, the Region 2-AAAAA championship and a berth in the Class AAAAA elite eight earlier this year. On Tuesday night, Henry had a cheering section of about two dozen that included Rams coach Rick Rasmussen and the 2011-12 edition of the team.
"We always try to get over to see at least one Georgia game each season, and this was a great opportunity for us to come over and see Derrick," said Rasmussen, whose team began play Wednesday in a holiday tournament at East Jackson High School in Commerce.
More like this story
- Newton's Henry gets first start against UGA ( December 28, 2011 )
- Newton boys finish on high note ( July 1, 2013 )
- Rams pull away in 4th over Luella ( January 18, 2012 )
- Rams look to continue their winning tradition ( November 24, 2007 )
- No. 6 Rams still first in region play ( January 23, 2009 )


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Seahawks @ Bears: A Couple Quick Thoughts On The Game
The Bears face the Seattle Seahawks on Sunday at Soldier Field during the NFC divisional round. The winner heads to the NFC Championship game against either the Atlanta Falcons or the Green Bay Packers.
The Bears surprisingly lost to the Seahawks back in week 6 in the regular season.
This time around this game has a lot more meaning and the Bears have improved a lot since that match-up back in week 6. In that match-up the Bears threw the ball 39 times on offense and ran it only 14 times. Mike Martz had a bad game plan for that game and for the following week against Washington.
Martz figured out shorty after those games that good defense and a balanced offense will win you games. Not trying to pass the ball 39 times and let Cutler get sacked 6 times a game.
The Bears are 10 point favorites against the Seahawks on Sunday, I think that might be a little too much, but the Bears should take care of business.
The Bears need Matt Forte to have a good game running and catching passes out of the backfield, if so that will not only help the defense get a rest but it will open the passing game for Cutler and company. Cutler will be playing in his first playoff game as a pro, I don't think he will make the mistakes that some expect from him.
Week 17 against the Packers showed that Johnny Knox struggled, Devin Hester barely played on offense, Earl Bennett didn't play and Rashied Davis stepped up.
The passing game will need to be improved, they need to convert third downs and with Earl Bennett back and Rashied Davis maybe seeing more time that will only help. Johnny Knox and Devin Hester could be in for a big day in the long passing game.
We know the defense should be improved with the time off. Lance Briggs didn't play in the week 6 match up with Seattle, Julius Peppers was shut down and Charles Tillman let WR Mike Williams catch 10 passes for over 100 yards.
Pressure from Julius Peppers and run stopping from Lance Briggs and the defense will likely give the Bears a big chance to win on Sunday.
Should be a good game.
Check back Saturday for the preview of those games and Sunday for the preview of those games as well. Of course I will do a separate article on the Bears.
Bear Down!
Jake Perper is the creator of www.BearsBacker.com and also covers the Bearsforwww.NFLTouchdown.com and NFLBlogblitz.
For more Bears news on Twitter, follow @Bearsbacker.
| 2010, Bears, chicago, Chicago Bears, divisional roundX nfl playoffsX seattle seahawksX Jay Cutler, nfc divisional, NFC North, NFC West, NFL, Playoffs, Seattle


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Facebook comments plugin for SobiPro
This plugin for SobiPro installs via the SobiPro application manager and has to be enabled from the SobiPro Ssection Application tab. You must have created a Facebook application at http://developers.facebook.com and fill in the plugin parameter with the Facebook AppID and the number of comments per page you want to be displayed.
You'll be able to display wherever you like the Facebook comments box on your SobiPro entry detail page template.
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Escape to a 4-star all-inclusive Hilton resort in Jamaica with this $649-per-person package that includes:
Depart select dates Sept. 1 - Nov. 21 to save as much as $290 per person on the cost of booking air and hotel separately.
Located on a private beach, the resort boasts a 280-foot waterslide, lazy river and two swim-up bars. Spend an afternoon at the spa or on one of Jamaica's Top Courses (Golf Digest).
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text:
The Opportunity Propject (TOP)
South Campus Teacher Education Program
WIchita Public Schools (USD 259)
Teacher Quality Partnership
Funding from the Teacher Quality Partnership (TQP) grant, will enable Wichita State University (WSU) and its Local Education Agency--Wichita Public Schools (WPS)--and not-for-profit partners--The Opportunity Project and Rainbows United)-- to provide high quality, integrative, comprehensive, preparation for urban education. The grant will transform, through the creation of the Urban Teacher Preparation Program, elementary and secondary preparation with added instruction for ESOL endorsement in a Professional Development School model for approximately 150 WSU graduates yearly. The grant will also offer a teacher residency program for early childhood special education. The core curriculum for all levels of concentration will focus on urban education and diverse student needs, paying close attention to the literacy skills of the students in these high-need schools. Recruitment efforts for teacher candidates will focus on individuals from under-represented populations through high school career development courses and Future Educators Associations. Recruitment for the residency program will target mid-career professionals interested in teaching. The grant will focus on activities to retain graduates in the teaching profession through a mentor program as they progress through their first two years as teachers . To learn more visit http://www.wichita.edu/thisis/academics/education/


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In Late-Night Metered-Market Household Averages for New Year's Eve:
ABC's Dick Clark's New Year's Rockin' Eve averaged an 8.7 household rating /21 share in the 56 markets metered by Nielsen from 11:30 p.m.-1:15 a.m. (up 2% from last year's 8.5/20).
From 11:30 p.m.-12:30 a.m., NBC'S New Year's Eve With Carson Daly delivered its best-ever metered-market household rating, topping each of the show's five prior annual telecasts with a 5.2 household rating, 12 share in the 56 markets metered by Nielsen is up 4% from the previous high, last year's 5.0/11. In the 24 markets with local People Meters, NBC'S New Year's Eve With Carson Daly also delivered its best-ever result, a 3.4 rating in adults 18-49. That's up 13% versus last year's 3.0 adult 18-49 rating in the local people meters.
Fox's Billboard's New Year's Eve Live delivered a 2.7 household rating /6 share in metered-market households from 11 p.m.-12:30 a.m., down 21% vs. last year's 3.4/7)
CBS's New Year's Eve encore of Late Show (2.4/5 from 11:30 p.m.-12:30 a.m., down 4% vs. last year's 2.5/5).


text:
Praise God in His Holy TempleItem #: HL.08500733
Our Price:
Unrated ( Be the first to review this item )
by Walton Music
Composed by Peter Hallock.
Walton Choral. Voicing/Format: UNIS. 6.8x10.5 inches. Published by Walton Music. (HL.08500733)
Free Shipping on this item in orders above $199
In Stock
Available: SATB, Congregation Part.


text:
Is earthquake insurance worth the added cost?
SEATTLE - What do you do when the insurance company you've used for years drops part of the coverage you want? We reported several months ago that Allstate was getting out of the earthquake insurance business nationwide. But customers are just getting notified as their policies come up for renewal and some are in a bit of a panic. Jay Biederman of Renton, for example, recently sent me an e-mail asking: "How do I find out if there are any other insurance companies that offer earthquake insurance?" Contrary to what some of you are hearing, you can still buy earthquake insurance in the state of Washington. Allstate specifically, is referring customers to a specialty company called Geo Vera that deals only in quake coverage. But I did some checking and virtually all the other companies in this state plan to continue offering the earthquake protection. The question is - how much do you care? Despite the high quake risk in the Pacific Northwest, most homeowners here -- about 85-88 percent -- still don't buy earthquake protection. They say it's a money issue. For example, for a $300,000 policy, the premium for standard insurance coverage is about $677 per year. But add in quake coverage, and that balloons to $1,144 a year. Then there's the deductible that typically runs 15% of the coverage. That means you have to pay $45,000 before insurance kicks in. Some say it's not worth it. Others argue the cost is nothing compared to the alternatives if you caught in a quake. You have to balance your location, your finances and how comfortable you are with risk. Renters can also add earthquake insurance to their renters policy for about $80 to $125 more a month, depending on the basic rental policy. Regardless of your choice, you can drastically reduce damage to your home by making it more earthquake resistant, such as reinforcing your foundation and securing heavy objects inside your home -- something else most people don't do. Hundreds of thousands of homes right now would be knocked off their foundation in a serious quake. Disaster experts estimate 125,000 homes in Seattle alone are in serious need of retrofitting because of when they were built. In King County, the number soars to some 250,000. So I want to make sure you know about Project Impact. It is a public-private partnership that offers free home retrofit classes. You get help finding qualified contractors, and assistance getting tools if you want to do it yourself. Call and they'll help you find a clinic in your area. These clinics, by the way, are always packed right after we have an earthquake!
For More information on Project Impact -- www.seattle.gov, or 1-877-2-BOLT-IT
For More Information:
For More information on Project Impact -- www.seattle.gov, or 1-877-2-BOLT-IT
Tips for buying earthquake insurance -- www.unitedpolicyholders.org
Develop a Home Inventory -- www.nwinsurance.org


text:
Red & White Christmas Pancakes with Candy Cane Chocolate Syrup for a festive & very sweet holiday breakfast#16993
Forgotten Cookies. A simple vintage cookie recipe where one places the cookies in the oven (warmed and turned off) overnight to bake. A great morning surprise!#16991
Snickerdoodles. Chewy and crispy and you know you want them! Part of my 12 Days of Christmas Cookies series!#16989
A video explanation of Modernist Cuisines's ultimate burger... full of single orientation ground meat, engineered cheese, a cryofried patty and more.#16987
Serious Eats shares this video explaining what to look for in order to tell if your wine is corked.#16983
Angry Birds tries to take over the kitchens of the world with a cookbook full of egg recipes.#16980
Linguine with Clam Sauce: All the flavors go really well together: the garlic, olive oil, wine, lemon, and of course clams.#16976
Gingerbread Lemon Whoopie Pies - soft, plump gingerbread cookies sandwich a lemony cream filling. Christmas cookies are getting elevated this year!#16975
Triple Delight Cookies -- rich chocolate cookies with a warm caramel center, drizzled with white chocolate ganache.#16973
Potica - also known as Slovenian Nut Roll - is a traditional holiday pastry made out of sweet yeast bread and filled with sugar and walnuts.#16971
This make-at-home cinnamon schnapps puts the holidays in a bottle. Also makes a great gift for those on your list who like to imbibe!#16965
Pumpkin Eggnog Bread Pudding, topped with Orange Whipped Cream. A dessert with all the flavors of Christmas#16962
Dairy or non-dairy, wholesome, rich and thick cooked eggnog, sweetened with honey instead of white sugar and flavored with fresh nutmeg... also a low fat option that's just as delicious!#16960
Want to know the the secret to making perfect brown rice, every time? Bake it! Toss in veggies, herbs and cheese for a comforting one-pot meal.#16958
Beetroot and liquorice soup with quinoa flat bread. Gluten-free, dairy-free and vegan.#16957
Winter Salad Woes Begone: Radicchio, Endive and Kale make a killer insalata tricolore.#16955
Coconut waffles topped with an easy cranberry cinnamon sauce. You'll be amazed at how crispy and light whole grain waffles can be!#16954
This amazing Zuppa Toscano soup tastes like the one at Olive Garden - only better I daresay! With a mild kick!#16952
Eggnog Cupcakes with Spiced Rum ~ Find your holiday cheer between the pleats with this cupcake!#16951
This is how you can make Pizza like an Italian chef, with some tips and "rules" of classic Italian Pizza!#16948


text: Playaway made its small-screen debut this morning on QVC! We know we had a hard act to follow (we were on air directly after some pretty cool snowman candles were shown…no joke, we may have purchased a few!), but we're confident that everyone out there watching QVC will love Playaway as much as we do.


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Shipper will pay for Hawaii molasses spill cleanupUPDATED 6:27 PM HST Sep 16, 2013
Matson showed lawmakers how the plume dissipated in Honolulu Harbor, and reassured that Hawaii residents will not have to pay for the cleanup.Video Transcript
One week after a massive molasses spill, officials say they are collecting fewer dead fish. The President and CEO of Matson took lawmakers and the media out on the water to see first hand how the plume has dissipated in Honolulu Harbor-- and to reassure that Hawaii residents will NOT have to pay for the cleanup. KITV4's Catherine Cruz has our continuing coverage. The mid-morning fish count was encouraging ... - tape one NATS 1:20 "Are we seeing the numbers declined oh yeah the last few days quite a bit. They're counting DEAD fish.. Not live ones.. And the state hopes to put a dollar amount on the devastation.. The tally as of today 25,000 dead fish of all sizes, but no protected species - William Aila 5:08-5:15 "There is one monk seal seen at the boathouse interested in some of the fish" Lawmakers took a tug out on the harbor to see first hand where the molasses leaked from an unused pipe. This raised pipe is what matson normally uses. - Chris Lee tape one 20:45-20:53 - "Our initial investigation focused here and we started going both directions looking for any indication of a problem.... Matson's next- door neighbor spotted the trouble first. - Cruz 28: 18 -28: 25 "It was Horizon that first noticed the spill because the molasses was coming out of pipe on their side of the harbor." But its believed Matson is responsible for the easement even though the pipe is part of the system it normally uses. Today the company's president apoligized once again to the people of Hawaii with the assurance that consumers won't pay for this through any rate hikes. - Matt Fox 15: 18-- 15 :26 "Matson accepts responsilibility and a commitment that taxpayers are not going to have to foot the bill and exactly what the cost is not known time will tell," Officials are still keeping a close eye on Keehi lagoon where discoloration is still heavy and the area is offlimits to recreational uses. Water is still being tested in 11 areas and so far oxygen levels have gone up in five of the 11 areas . - Della 13:36- 13:45 - "I think there are lots of unanswered questions that we will need to look at as lawmakers about inspections and responsibilities and maintanence that the public has been asking," DOT officials didn't require a molasses response plan before, and apparently didn't see a need to inspect the system So, what happens now??? - Tape 2 GLENN OKIMOTO 24: 21- 24:39 -"If we need an inspection system for molasses because all the other regucalted commodities pretty stingently and Matson follows all of those. So at no time did the DOT flag the inspection of that pipe? Not to my knowledge" The state hopes to get some results of the fish and coral samping later this week. Talks are underway to come up with a plan to offset the enviromental damage. Lawmakers had planned to hold a hearing on the molasses spill this week, but now say they will wait until the various agencies probing the spill have results to talk about.
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By far the worst doctor I have ever seen! I'd see dr Kevorkian before I'd go back to this hack.
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Absolutely the best. DR. Chisholm and PA. Maria Aceves are super knowledgeable, understanding, caring and very reliable. I have to say with all the pain and frustration that is involved in a severe spinal injury, I was truly blessed to be under your care. Always straight forward, dependable and very fair priced. John, Jenny and Liz have been wonderful as well. You all are top of the line and I am very grateful to you all. Thanks again
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One of the best doctors I have ever been too. He really explained everything and in the waiting room was a video on the Dead Sea Scrolls...so cool!
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I started seeing Dr. Chisolm in June. He took time out to answer my questions and listen to my pain complaints. He was very understanding and didnt look at me as if I was looking for drugs. What I liked about him was that he tries to figure out why you are having chronic pain. Not just hands out drugs. I would recommend him to anyone. His staff is pleasant as well. You will feel taken care of and listened to.
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Only seen Dr. Chisolm one time....but I finally felt understood. He made sure I understood my options. I didnt feel he was talking down to me. I like the fact he tells it point blank. He just doesnt hand out meds but he tries and help figure out why you have the problem. That isn't to say he doesnt leave you in pain. I highly recommend him. His staff is very good as well!!!
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To receive our monthly eNews as well as event notices and other updates, just enter your email address.
Date: May 1, 2014
Time: 6:00 PM - 7:30 PM
6:00 PM - Introductions; 6:15 PM - 7:30 PM Discussion
Location: The New York Academy of Medicine, 1216 Fifth Avenue at 103rd Street, New York, NY 10029
In 1939—on the heels of the national 1937 Marihuana Tax Act, which established federal marijuana prohibition—New York City Mayor Fiorella LaGuardia called upon The New York Academy of Medicine to produce a report about marijuana. The La Guardia Committee Report: The Marihuana Problem in the City of New York was published in 1944 as one of the nation's first systematic studies addressing many of the myths about marijuana. To mark the 70th anniversary of the LaGuardia Report, the Drug Policy Alliance (DPA) and The New York Academy of Medicine (NYAM) are hosting a day-and-a-half symposium to look back on the LaGuardia Report in order to inform a rich discussion of contemporary drug policy reform efforts, both nationally and in New York. With history as our guide, we'll explore the deeper context to the ongoing public debates and actions.
The symposium will feature over 20 speakers from around the country.
Thursday, May 1, 6:00 PM — Introductions
Thursday, May 1, 6:15 PM - Discussion: "Drug Reform from Different Perspectives: An Overview"
Friday, May 2, 10:00 AM — Welcoming Remarks
Friday, May 2, 10:15 AM - The John K. Lattimer Lecture (rescheduled from May 1): "The Surprising Collapse of Marijuana Prohibition: What Now?", Richard J. Bonnie, University of Virginia School of Law
Friday, May 2, 10:45 AM - Panel Discussion: Drug Wars in the US, Past and Present
Friday, May 2, 1:00 PM — Panel Discussion: The Contemporary Research Agenda for Drug Use and Abuse
Friday, May 2, 3:00 PM — Panel Discussion: New York Marijuana Policy Reform in 2014
Friday, May 2, 4:30 PM — Closing Remarks: Dr. David T. Courtwright, University of North Florida
*Note: Each day's events have separate registration. For registration for the May 1st evening lecture and panel, see below. For the May 2nd panels and closing remarks, click here.
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Italian-born photographer Willy Rizzo, who took celebrated photos of figures ranging from Marilyn Monroe to Sir Winston Churchill, has died in Paris aged 84.
His works appeared in leading magazines such as Paris Match and Life and his subjects included Salvador Dalí, Brigitte Bardot, Gene Kelly, Gregory Peck, Maria Callas, Marlene Dietrich, Jack Nicholson and Jane Fonda.
Here, a small gallery of beautiful portraits of Marilyn Monroe tributes to Willy Rizzo. These photos were taken by Rizzo in February 1962.
Thursday, February 28, 2013
Marilyn Monroe by Willy Rizzo, February 1962
Posted by Khánh Hmoong
Labels: Famous people , Featured , Marilyn Monroe , Portrait , Tribute , Willy Rizzo
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Just a quick update this morning to point out something I think has been under-reported:
President Barack Obama should be signing into law the American Recovery and Reinvestment Act today, which means that States (and Commonwealths) requested federal stimulus money have forty-five days to start spending some of that money on public works and improvements.
No matter where in America you live, your Governor's 45 days starts now, or decisions will end up being made by the State Legislature.
Published or updated February 16, 2009. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.


text:
From a Men's Health magazine article...
"Men's Health upped the ante, asking Brady whether he could play to age 50 and beyond. I would love it, Brady said. "If I think if I can do it, then I probably will." (ESPN)
I hope he does, if for no other reason than to torment you know who.


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- Infowars - http://www.infowars.com -
Ron Paul plays to packed house as supporters 'await landslide'
Posted By aaron On January 2, 2012 @ 9:50 pm In Hot News,Old Infowars Posts Style | Comments Disabled
James Oliphant
L.A. Times
January 2, 2012
While other candidates were speaking at coffeehouses and diners on the day before the Iowa caucuses, Ron Paul was greeted by a crowd of 500 and scores of national media who packed a downtown hotel ballroom for a morning event.
"This is almost like a real rally," the Republican presidential hopeful exclaimed. "This is great!"
Polls show Paul in a position to pull off an upset victory in the caucuses Tuesday night, an accomplishment that, if it happens, would amount to one extremely sharp stick in the eye of the GOP establishment.
"There's energy. It's overflowing. And it's coming tomorrow," Rand Paul told the crowd. "We're going to win in Iowa tomorrow."
Article printed from Infowars: http://www.infowars.com
URL to article: http://www.infowars.com/ron-paul-plays-to-packed-house-as-supporters-await-landslide/
Click here to print.
Copyright © 2015 Infowars. All rights reserved.


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Please print and fill out this form (Form PDF - Form MS Word) and mail to:
Trumbull Library System
33 Quality Street
Trumbull, CT 06611
Phone: 203-452-5197
By sharing your time and talent, you can make a difference in the quality of our library services. You will be able to acquire new skills, expand your social horizons, serve in your own town, keep up with the latest books, and help and be appreciated for it. We appreciate your gift of time, whatever it may be and we welcome volunteers from 12 to 92 and will work with you to make your experience at the Trumbull Library System worthwhile. (print this page - PDF)
For our teen's who would like to be part of the Teen Volunteer Program, fill out this form. (PDF)
Download the volunteer application by clicking here, or by calling 452-5197. You will be asked to come into the library for an interview as part of the process.
Trumbull Library, 33 Quality Street Trumbull, CT 06611 (203) 452-5197
Fairchild-Nichols Memorial Library 1718 Huntington Turnpike, Trumbull, CT 06611, (203) 452-5196
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Foundation of Human Skills
Attitudes, and Their Effects in the Workplace
• Values
– Basic convictions about what
is important to the individual
– They contain a judgmental element
of what is right, good, or desirable.
Types of values
• Terminal: Goals that individuals
would like to achieve during their lifetime
• Instrumental: Preferable ways
of behaving
Importance of values
• Values generally influence attitudes
and behaviour.
Values vs. Ethics
• Ethics
The science of morals in human conduct
– Moral principles; rules of conduct
• Ethical Values are related to moral judgments
about right and wrong
A Framework for Assessing
Cultural Values
• Hofstede's
Power Distance
– Individualism Versus Collectivism
– Quantity of Life Versus
Quality of Life
– Uncertainty Avoidance
– Long-term versus Short-term
Exhibit 3-2 Examples of National
Cultural ValuesCanadian Social Values
• The
– Those over 50
– Core Values: Belief
in order, authority, discipline, and the Golden Rule
The Boomers
– Born mid-1940s to
– Autonomous rebels,
anxious communitarians, connected enthusiasts, disengaged
Canadian Social Values
Generation X
– Born mid-1960s to
early 1980s
– Thrill-seeking materialists,
aimless dependents, social hedonists, new Aquarians, autonomous
• The
Ne(x)t Generation
– Born between 1977
and 1997
– "Creators,
not recipients"
– Curious, contrarian,
flexible, collaborative, high in self-esteem
Francophone and Anglophone Values
• Francophone
– More collectivist
or group-oriented
– Greater need for
– Concerned with interpersonal
aspects of workplace
– Value affiliation
• Anglophone Values
– Individualist or
– More task-centred
– Take more risks
– Value autonomy
Canadian Aboriginal Values
More collectivist in orientation
– More likely to reflect
and advance the goals of the community
– Greater sense of
family in the workplace
– Greater affiliation
and loyalty
– Power distance lower
than non-Aboriginal culture of Canada and the U.S.
– Greater emphasis
on consensual decision-making
Exhibit 3-3 Ground Rules for Aboriginal Partnerships
• Modify management
operations to reduce negative impact to wildlife species
• Modify operations
to ensure community access to lands and resources
• Protect all those
areas identified by community members as having biological,
cultural and historical
• Recognize and protect
aboriginal and treaty rights to hunting, fishing, trapping
and gathering activities
• Increase forest-based
economic opportunities for community members
• Increase the
involvement of community members in decision-making
Canadian and American Values
• Canadian
– Protectionist business
– Personality: more
shy and deferential, less violent, more courteous
– More rule-oriented
– Peace, order, equality
– Uncomfortable celebrating
success, play it down
• American Values
– Greater faith in
the family, the state, religion, and the market
– More comfortable
with big business
– Intense competition
in business
– Individuality and
– More comfortable
with the unknown and taking risks
Canada, the US and Mexico
• Canada
and the US
– Lower power distance
– More likely to tolerate
abrasiveness and insensitivity by managers
– Lower risk takers
– More individualistic
– Less agreeable to
• Mexico
– Higher power distance
– Managers more autocratic
and paternalistic
– Employees defer
more to managers
– Greater uncertainty
– Managers are greater
risk takers
– Greater reliance
on networks and relationships
East and Southeast Asian Values
• North
– Networked relations:
based on self-interest
– Relationships viewed
with immediate gains
– Enforcement relies
on institutional law
– Governed by guilt
(internal pressures on performance)
• East
and Southeast Asia
– Guanxi relations:
based on reciprocation
– Relationships meant
to be long-term and enduring
– Enforcement relies
on personal power and authority
– Governed by shame
(external pressures on performance)
Positive or negative feelings concerning objects, people,
or events.
• Less stable than
Types of Attitudes
• Job
– . . . measures the
degree to which a person identifies psychologically with
his or her job and considers his
or her perceived performance level important to self-worth.
Organizational Commitment
– . . . a state in
which an employee identifies with a particular organization
and its goals, and wishes
to maintain membership in the organization.
Job Satisfaction
– . . . refers to
an individual's general attitude toward his or her
Canadian Job Satisfaction
• In 1991, 62 per cent of
employees reported they were highly satisfied with their
jobs, compared to just 45 per cent in 2001.
• Almost 40 percent of employees
would not recommend their company as a good place to work.
• 40 percent believe they
never see any of the benefits of their company making
• Almost 40 percent reported that red tape and bureaucracy
are among the biggest barriers to job satisfaction.
• 55 percent reported that
they felt the "pressure of having too much to do."
Job Satisfaction and Employee Performance
• Satisfaction
– Individual
– Organizational Productivity
– Absenteeism
– Turnover
– Organizational Citizenship
Expressing Dissatisfaction
• Exit
• Voice
• Loyalty
• Neglect
Summary and Implications
Values strongly influence a person's attitudes.
• An employee's performance
and satisfaction are likely to be higher if his or her
values fit well with the organization.
• Managers should be interested
in their employees' attitudes because attitudes
give warning signs of potential problems and because they
influence behaviour.
OB at Work
For Review
1. What are Hofstede's five value dimensions
of national culture?
2. How might differences in generational values
affect the workplace?
3. Compare Aboriginal and non-Aboriginal values.
4. How can managers get employees to more readily
accept working with colleagues who are different from
5. Describe three job-related attitudes. What is
their relevance to the workplace?
6. Are happy workers productive workers?
7. What is the relationship between job satisfaction
and absenteeism? Job satisfaction and turnover? Which
is the stronger relationship?
For Critical Thinking
1. "Thirty-five years
ago, young employees we hired were ambitious, conscientious,
hard-working, and honest. Today's young workers
don't have the same values." Do you agree
or disagree with this manager's comments? Support
your position.
2. Do you think there might be any positive and significant
relationship between the possession of certain personal
values and successful career progression in organizations
such as Merrill Lynch, the Canadian Union of Postal Workers
(CUPW), and the City of Regina's police department?
3. "Managers
should do everything they can to enhance the job satisfaction
of their employees." Do you agree or disagree? Support
your position.
4. When employees are asked whether they would again choose
the same work or whether they would want their children
to follow in their footsteps, fewer than half typically
answer in the affirmative. What, if anything, do you think
this implies about employee job satisfaction?
1. Identify the extent to which
values overlap in your group.
2. Try to uncover with your group members the source of
some of your key values (e.g., parents, peer group, teachers,
3. What kind of workplace would be most suitable for the
values that you hold most closely?


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Registration is open for the annual Shepherds Conference at Grace Community Church in California (March 5-9, 2014). We seek to take men from Twin City each year to this great time of excellent preaching and ministry seminars. Featured speakers include John MacArthur, Al Mohler, Mark Dever, and Steve Lawson. The primary expenses are the registration fee and the cost of the flight. Housing and several meals are free. If you plan to go, or have more questions, please email Pastor Hardy. The website for information or registration is shepherdsconference.org.
About Us
We are a Christ-centered, Bible-believing fellowship in Winston-Salem, North Carolina
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1337 Ebert Street
Winston-Salem, North Carolina 27103


text: Motorola's Xoom tablet more expensive than iPad Technology 18 February 11 by Brian X Chen Jon Snyder/Wired.com Motorola's Xoom tablet will cost more than the iPad, but the mobile company feels confident that it can compete with Apple.The Xoom will go on sale for $800 in the United States (around £500 -- though in the UK the price will most likely rise due to additional VAT charges), Motorola mobility chief Sanjay Jha told The Wall Street Journal, and it will include 32GB of storage and compatibility with the new 4G network.Jha believes that 4G compatibility will make the Xoom worth the extra money for consumers. By way of comparison, the 32-GB iPad with 3G compatibilty costs $730 (£612)."We felt that our ability to deliver 50Mb/s would justify the $799 price point," Jha said. "It is 32GB with 3G and a free upgrade to 4G. Being competitive with iPad is important. We feel that from the hardware and capabilities we deliver we are at least competitive and in a number of ways better [than the iPad]."While the inclusion of 4G compatibility does appear to add extra value to the Xoom, Motorola still can't match the lower starting price of Apple's iPad: $500 (£439) for the Wi-Fi model. Jha said Motorola would eventually offer a 32-GB Wi-Fi-only model as well that would cost around the same as Apple's 32-GB iPad with Wi-Fi, which costs $600 (estimated to be around £510 in the UK, if it is launched here).It's unclear when the Xoom will ship to the US, though a leaked Best Buy ad suggests February 24.I'm not convinced customers will be attracted to the Xoom's $800 price tag because of the 4G spec. US carriers only recently launched their 4G networks, and until they mature, I don't think people are going to care about 4G versus 3G. The average customer is going to be attracted to the starting price, and $500 (£439) seems to be the sweet spot that Apple has nailed.Source: Wired.com Edited by Liat Clark Comments $800 = £500$730 = £612What if it cost $20? Would that mean it cost £10000? :-)I also note that $600 = £510.This exchange rate stuf is more complicated than I thought! Jim Cooper Feb 18th 2011 In reply to Jim Cooper Thanks for your comments Jim. To clarify, the only direct currency conversion in the article is in the second sentence. Since Motorola has not announced a UK launch date and price, we can only give a direct conversion of the US value ($800 - £500, roughly). All other amounts equate to the current retail values of products in the US and the UK, while the £512 cost of the Wi-Fi only Xoom is an estimation of what Motorola will charge (as stated in the article). Liat Clark Feb 18th 2011 Reply to a comment Name Email Comment Submit » Latest on wired.co.uk


text:
Dr. Lerner received her Medical Doctorate from the University of Rochester School of Medicine and Dentistry. She completed her internal medicine residency, as well as a subsequent fellowship in pulmonary medicine and critical care at the University of Rochester Medical Center.
Prior to joining Rochester General Health System, Dr. Lerner earned the rank of Lieutenant Commander in the United States Navy. She served in Kuwait, Kandahar Afghanistan, the National Naval Medical Center in Maryland, and Fort Belvoir Community Hospital in Virginia where she served as Chief of Pulmonary and Critical Care and was an associate professor of medicine at the Uniformed Services School of Health Sciences.


text:
The UK Government has decided it will introduce a new law to force cigarette manufacturers to package their products in plain boxes with prominently displayed health warnings, in a bid to further remove the attraction of smoking, reports the BBC.
The Government has been considering 'plain packaging' for cigarettes for some time, and considered introducing a new law earlier in this parliamentary session, only for the Conservatives to back down on the matter.
That prompted anti-smoking campaigners to accuse the Government of being in the pay of the powerful tobacco lobby, who have campaigned vehemently against plain packaging laws in every country where they are being proposed.
The first country to introduce plain cigarette packaging was Australia, with the Tobacco Plain Packaging Act 2011. This law required all cigarettes sold from 1 December 2012 to be in plain dark-green packaging. The only distinguishing feature between brands was the name, written in a small standard font on the front of the pack.
Cigarette companies including Philip Morris, British American Tobacco and Imperial Tobacco immediately formed an alliance to challenge the Australian laws.
The manufacturers launched a legal action against the legality of the laws on the basis that they infringe the trademarks of the companies, and also launched a media campaign to highlight the fact that counterfeit cigarettes would become more popular as a result, which could lead to higher levels of teenage smoking.
The UK Government has watched developments in Australia closely, and commissioned a report by paediatrician Professor Sir Cyril Chantler to look into the evidence on plain packaging and make a recommendation on whether the Government should introduce a new law.
Chantler report
The Chantler report concluded that there was a strong link between the packaging of cigarettes and their appeal particularly to young people.
The report identified the fact that cigarette packaging was designed to target certain key groups, and also the fact that due to UK law prohibiting cigarette advertising so comprehensively, the design on the packet acts as a 'silent salesman' for the brand.
The report concluded that whilst there have been no 'randomised' trials looking at plain packaging's effects on children, there was enough evidence from studies looking at opinions of plain and branded packaging from smokers and non-smokers to conclude that plain packets were less appealing than branded ones, that health warnings were more memorable on a plain packet, and that 'lighter' brands were less likely to be perceived as 'healthy' when branding is removed.
The report concludes that plain packaging would reduce the appeal of smoking, and would therefore reduce the rate of children taking up smoking, protecting the health of future generations.
The Government has announced that it will now publish draft legislation, for a final short consultation on the matter, before pressing ahead with a new law.
Critics accused the Government of bowing to pressure to further delay new laws for a consultation that is not needed or wanted.
"There is an overwhelming body of evidence in favour of standardised packaging and there can be no excuse for a further delay," said shadow health secretary Luciana Berger.
"How many more children are going to take up smoking before this Government makes a decision?" she added.
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- Prisons: EU court rules prisoner voting ban lawful


text:
Vastu Vihar is the Brand of TBCPL. It is also one of the trusted names in Best Real Estate Company in Eastern India.
Vastu Vihar specializing in terms of Residential Projects to meet the multifarious obligations of our valued clients. Our portfolio extends all over in India the collectively offer more than 6 states in India such as Bihar, Jharkhand, Odisha, Madhya Pradesh, Uttar Pradesh, West Bengal, Delhi, Sikkim and in various cities like Siliguri, Bhubaneswar, Jamshedpur, Bokaro, Ara, Buxar, Gaya, Hajipur, Bhagalpur, Muzaffarpur, Darbhanga, Asansol, Dhanbad, Ranchi, Varanasi, Durgapur, Patna and many more cities from all over India have all experienced unexcelled skill of Vastu Vihar.
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Our process starts with a careful planning of each project :
We committed its creating a enjoyable real estate company through the :
Our mission are is to be the most successful real estate firm in India :
We make the customer well pleased by delivering superior quality :


text: Several months ago, I remember the RPGA preview/report page mentioning some supposed new LFR adventure types including Lair Assaults. A few months later, someone asked about them and we were assured that they are really awesome and a lot of fun and coming soon to a table near you by people who said they had been working on playtesting them. Does anyone know what their current status is? Are they canceled, put on the back burner, or is there more information about them that I have simply missed seeing.


text:
All things, animate and inanimate, contained spirits, or manitou. Kicitiata, the supreme manitou, or creator, dwelled in the sky. Tobacco facilitated communication with the manitous. Young people may have undertaken vision quests. Dreams, which may have been encouraged by fasts, also had spiritual significance.
The main ceremony was a weeklong renewal and thanksgiving in early spring, at which time sacred bundles were opened and repaired. The people also celebrated the Green Corn and Buffalo Dances. Priests were in charge of religious observances. There may have been a ritual office, held by a woman, which gave approval to hold certain ceremonies.
The Kickapoos were divided into constituent bands, which were probably led by chiefs. A council of clan heads made decisions by consensus. Kickapoo society was organized in patrilineal clans. Furthermore, a dual division formed the basis for various cultural features such as "joking" (informal enforcement of social norms), games, races, and ritual seating. Personal names were tied to dreams or visions. Menstrual seclusion was particularly long and rigorous the first time, at which time the woman was advised by older women on how to behave as an adult. After killing their first game, boys were given a feast, which included songs and prayers.
Courting may have involved the use of a flute. Marriage was finalized by gift giving between the families. Funeral or death ceremonies included feasting, song, and prayer as well as quiet moments. People left the village for four days following a death, after which time ceremonial adoptions were often performed.
Rectangular summer and round or oval winter houses were framed with green saplings. Summer houses were covered with elm bark and often attached to an arbor. Sleeping platforms lay along the sides. Doors faced east, and there was a smoke hole in the roof. Temporary winter houses were covered with woven cattail or tule mats.
Kickapoos were heavily dependent on crops. Women grew corn, beans, and squash, and they gathered various wild foods. Men hunted deer, bear, and other game, including some buffalo, and they fished. Carved wooden prayer sticks recorded prayers and myths as well as events. Pottery containers could hold water. Kickapoos served as intermediaries in the midnineteenth century Comanche horse trade. Kickapoo dress depended largely on their location. The basic items were breechclout, dress or apron, leggings, and moccasins, although they tended to borrow local customs, especially with regard to personal ornamentation. Kickapoo warriors were known as extremely fierce, able, and enthusiastic fighters.
The Kickapoos may have originated in southeast Michigan. In the seventeenth century, pressure from the Iroquois drove them west to southern Wisconsin, where they encountered French missionaries. They may have shared villages with the Miamis at that time. Kickapoos entered the fur trade, but throughout the later seventeenth and early eighteenth centuries they resisted pressure to assimilate and cede their lands. They were often at war with the French during that period, although the two groups established an alliance in 1729. They also fought various Indian tribes.
In the early eighteenth century, the Kickapoos joined tribes such as the Ojibwas, Ottowas, Sauks, and Foxes to defeat the Illinois Confederacy and occupy their territory. The Kickapoos moved south to the Illinois River, where the tribe soon divided. One group headed farther south to the Sangamon River. Known as the Prairie band, they increased their buffalo hunting. The other group moved east toward the Vermillion Branch of the Wabash River. This band retained their forest hunting practices. The band also absorbed the Mascouten, or Prairie Potawatomi, tribe of Indians.
Part of the Prairie band moved into southwest Missouri in the mid-1760s. Following the French defeat in 1763, the Kickapoos transferred their allegiance to the Spanish. They participated in Pontiac's Rebellion and later accepted British aid against the United States, with whom they never had good relations.
The early nineteenth century saw greatly increased non-Native settlement in the region. Most Kickapoos participated in Little Turtle's war. The Vermillion band also supported Tecumseh's Rebellion, which the Prairie band opposed. Both groups, however, were drawn into the War of 1812. Some chiefs of each band ceded the people's Illinois land in 1819, a move that forced most Kickapoos to join the group already living in Missouri.
Some Kickapoos, however, under Chief Mecina and the prophet Kenakuk, continued to resist relocation by passive means as well as guerrilla tactics. They were finally forced to move to Kansas in the early 1830s following their defeat in Black Hawk's war. Most Missouri Kickapoos had accepted a reservation in Kansas in 1832. Some later fought with the United States against the Seminole in 1837.
From their base in Kansas, the tribe broke into several smaller groups, some remaining in Kansas and some migrating to Oklahoma, Texas, and Mexico. Horse-stealing raids, particularly in Texas, were an important activity throughout much of the nineteenth century. In 1862, some Kickapoo land was allotted and some was sold to a railroad company.
In the early to mid-1860s, fighting erupted between Mexican Kickapoos and Texas Rangers attempting to prevent some Kansas Kickapoos from crossing Texas to join their relatives. In the 1870s, the U.S. Army illegally crossed the Mexican border and destroyed the main Kickapoo village in Mexico. They also brought a group of women and children back to the Indian Territory as hostages; many men then agreed to leave Mexico and join them there.
In 1883, these people were granted a 100,000-acre reservation in Oklahoma. However, when that reservation was allotted ten years later and pressure to assimilate increased, many people returned to Mexico, first to Nacimiento and then to northern Sonora. In 1908, the Kansas reservation was allotted to individuals. In 1937, the Kansas Kickapoos reorganized under the Indian Reorganization Act. They successfully resisted termination in the 1950s.


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Sr. Marketplace Solutions Manager
Publication or Company
Job Title
Sr. Marketplace Solutions Manager
Internet/Online/New Media
Job Duration
Full Time
Job Location
San Francisco, CA
Job Requirements
This role is part of the Display Platform Group which is responsible for global product strategy, technical execution and management across our display advertising business.
The Marketplace Solutions Manager will play a key role in our Display Platform Group. This team operates the Right Media ecosystem efficiently by providing end to end technical solutions for our key partnerships. In this role, you will be the subject matter expert on our core advertising products and the feature capabilities that drive our ecosystem. This role will also be responsible for maximizing the revenue for our partners by creating solution packages and coordinating across various groups globally such as Sales, Product, Marketing, Engineering and Business Operational teams.
Act as internal product evangelist and Right Media subject matter expert.
Consult on various client engagements within different verticals (Advertisers, Agencies, Networks, Publishers, DSPs, SSPs, DMPs) to help grow revenue by driving deeper product adoption of our services and offerings
Design client centric technical solutions by understanding a client's business and online advertising goals, gathering requirements, defining project scope, and providing technical and product guidance.
Work closely with our Product and Engineering teams to shape solutions-oriented approaches for the clients you serve, as well as influence the direction of developing Right Media's core ad products and capabilities.
Represent Sales and contribute to product development by identifying gaps and deficiencies in current solutions, collaborating with product and engineering on enhancements
Partner with internal stakeholders and technology vendors to execute product development and implementation phases to ensure high quality and on-time releases that balance client, consumer and business needs.
Manage communications of product development across global sales organization.
Minimum qualifications:
B.A. or equivalent/higher level of education or B.S. in Computer Science or a related field.
4+ years of relevant work experience in a media company, ad technology vendor, digital agency, portal or advertising network.
Experience and in online ad operations, online advertising tech support, or software programming.
Experience with SQL and understands http and networking.
Strategic leadership skills with demonstrated ability to execute client-facing and operational solutions
In-depth knowledge of traditional and digital media and its competitive landscape and the ability to work with evolving and emerging products.
Preferred qualifications:
Highly motivated and flexible individual with a proven ability to lead cross-functional teams globally and drive projects to successful and timely delivery.
Action oriented, with a high energy level and a can-do attitude
Strong analytical and problem solving skills.
Not afraid to get your hands dirty and do whatever is necessary to get the job done.
Excellent communication and relationship skills with all levels of leadership and staff.
Ability to work with various teams across the globe (Americas, APAC, EMEA, and LatAm)
This position is full-time in New York City or San Francisco.
Yahoo! Inc. is an equal opportunity employer. For more information or to search all of our openings, please visit http://careers.yahoo.com
To learn more about right media, visit: www.rightmedia.com
About Our Company
Yahoo! is focused on making the world's daily habits more inspiring and entertaining. By creating highly personalized experiences for our users, we keep people connected to what matters most to them, across devices and around the globe. In turn, we create value for advertisers by connecting them with the audiences that build their businesses. Yahoo! is headquartered in Sunnyvale, Calif., and has offices located throughout the Americas, Asia Pacific (APAC) and the Europe, Middle East and Africa (EMEA) regions. For more information, visit the pressroom (pressroom.yahoo.net) or the company's blog (yodel.yahoo.com).
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