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Long-Term Care Insurance Rate Guide
(November 2014)
How to Use the Rate Guide | Sample Policies | Carrier´s "Most Popular" Policy
Long-term care is a type of personal care service you might need if you become unable to care for yourself because of an illness, a disability, or a cognitive impairment like Alzheimer's disease.
Long-term care is different from traditional medical care. Traditional medical care tries to treat or cure illnesses. Long-term care usually won't improve your medical condition, but it will help you maintain your current lifestyle. It helps with routine daily activities, such as eating, getting around, and bathing. It can also help if you need supervision, protection, or reminders to take medicines.
You can get long-term care at home or in a hospice, adult day care center, nursing home, or assisted living center.
Read the Texas Department of Insurance's Shoppers Guide to Long-Term Care Insurance for more information about long-term care.
The Cost of Long-Term Care
Long-term care can be expensive. The cost depends on the amount and type of care you need, where you receive it, and what type of medical professional provides it.
There are several ways to pay for long-term care. The most common include:
- Medicaid
- long-term care insurance
- personal cash or savings.
Medicaid is a state and federal assistance program that pays health and long-term care expenses for eligible people with low incomes.
To qualify for Medicaid, you must meet income and asset guidelines. Assets are things you own -- such as vehicles and stocks -- that you could convert into cash. Many people pay for long-term care with their own money until they become eligible for Medicaid. To learn more about Medicaid eligibility, call your local Area Agency on Aging or the Texas Health and Human Services Commission. There's a list of phone numbers at the end of this publication.
Medicare might pay some long-term care costs. Medicare is a federal program that pays for health care for people over age 65 and for people under age 65 with disabilities. If you meet all the necessary requirements for Medicare, it will cover up to 100 days of skilled care in a nursing home, per benefit period. Days 1-20 are paid at 100 percent, and days 21-100 require you to pay a copayment.
Deciding if Long-Term Care Insurance is Right for You
Long-term care insurance helps protect your assets against the high cost of extended long-term care. Long-term care insurance usually only makes sense if you have more to protect than a house, car, and a small amount of cash.
Long-term care insurance is probably not a good idea if you have trouble stretching your income to pay for utilities, food, or medicine. You might have to pay for your care out of pocket until you spend down your assets enough to qualify for Medicaid.
To decide whether long-term care insurance is right for you, consider your personal risk factors, assets, income, costs, and available alternatives. You can also use the Long-Term Care Insurance Suitability Worksheet to help you decide.
Insurance agents must give you a worksheet and a list of things you should know before you buy to help you decide if long-term care insurance is right for you.
Personal 'Risk Factors'
Consider the following factors before buying long-term care insurance:
- Life expectancy. The longer you live, the more likely you will need long-term care. Consider whether your family has a tendency for long life expectancy.
- Gender. Women may need long-term care insurance more than men because they usually live longer.
- Your family situation. If you have a spouse, adult children, or other family members who can care for you at home, you might not need long-term care services.
- Family health history. You may have a greater need for long-term care if chronic or debilitating health conditions run in your family.
Financial Considerations
Long-term care insurance is usually less expensive if you buy it when you're younger. Consider talking to a trusted financial adviser for help deciding whether long-term care insurance meets your needs. Ask yourself the following questions about your finances:
- What are my assets (not including my home, car, and $2,000 cash)? Will they change over the next 10 to 20 years? Are my assets large enough to justify the expense of a long-term care policy?
- What is my current annual income? Will it change over the next 10 to 20 years? Will I be able to afford the policy if my income decreases or if the policy premiums increase significantly?
- If I retire, how will retirement affect my ability to pay premiums?
- How much does the policy cost? Will I pay the premiums from my income, savings, or investments? Will my family help with the cost?
- How much will the policy premium increase if I wait until I'm older to buy a policy?
If you decide you want to buy a policy, use the Long-Term Care Insurance Policy Comparison Worksheet to compare companies and coverages before you purchase a policy. Also visit the list of companies selling long-term care policies in Texas.
Qualified and Non-tax-qualified Policies
Tax Qualified Policies
You may be able to deduct part of the premium for a taxqualified long-term care policy from your taxes as a medical expense. You usually don't have to claim your qualified long-term care policy benefits as taxable income. If you have an indemnity policy, you might have to pay taxes on any benefits the policy pays above costs that pay for care.
All policies sold before January 1, 1997, are automatically tax qualified and policies sold later are either tax-qualified or non-tax-qualified. To know whether your policy is taxqualified, look for a statement on your policy similar to this: "This policy is intended to be a qualified long-term care insurance contract as defined by the Internal Revenue Code of 1986, Section 7702B(b)."
Ask an attorney, accountant, or tax adviser about how buying a long-term care insurance policy will affect your taxes.
To claim a tax deduction for long-term care premium payments, your out-of-pocket medical expenses, including premiums, must be more than 7.5 percent of your adjusted gross income. The maximum amount of long-term care premium you can deduct depends on your age at the end of each tax year.
Long-Term Care Partnership Program Policies
The Long-Term Care Partnership Program helps educate Texans about planning for their long-term care needs and outlines different options to pay for long-term care services. Visit the resources available at www.ownyourfuturetexas.org/. The partnership is a joint effort between private insurers and the state. Insurers must follow state and federal guidelines, and agents must complete training to sell partnership policies.
Partnership policies are taxqualified and include an asset disregard benefit and inflation protection.
The asset disregard benefit is useful if you need to apply for Medicaid to pay for long-term care expenses. Partnership policies don't guarantee that you'll be accepted into Medicaid. You'll still have to meet income, medical, and other eligibility criteria.
With the asset disregard benefit, every dollar of long-term care benefits your partnership policy pays will equal one dollar of countable assets that will be disregarded to determine if you're eligible for Medicaid assistance. This means you can keep assets above the normal limit and you won't need to spend down your assets to qualify for Medicaid. In addition, the assets that were disregarded in the Medicaid eligibility process won't be subject to Medicaid liens and recoveries after you die. For more information about the Texas Medicaid Estate Recovery Program, visit www.dads.state.tx.us/services/estate_recovery/index.html.
Inflation protection helps your policy continue to pay long-term care benefits as costs rise. Partnership policies provide varying levels of inflation protection based on your age:
- Under 61 years old: The insurer is required to offer you the option to buy 5 percent compound annual inflation protection. You can buy protection at a lower rate, but you must have some type of compound inflation protection. When you turn 61, you can change the inflation protection provision to meet the requirements of the next age bracket.
- Ages 61 to 76: You must buy and keep some form of inflation protection until you are 76.
- After age 76: Insurers must offer inflation protection, but you don't have to buy it or keep it.
If you're considering a long-term care policy, ask your insurance company or agent whether a partnership policy meets your needs. If you bought a long-term care policy on or after February 8, 2006, ask your agent about exchanging your policy for a partnership policy.
Note: Partnership policies have a disclosure that says the policy is a long-term care partnership policy. If you make any changes to your partnership policy, you could lose your partnership policy status. Your agent can tell you what changes will result in a status change.
Moving to another state
Texas has agreements with other states to honor the terms of your partnership policy. If you move to a state that participates in the reciprocity agreement, the new state will honor your partnership policy. Be careful basing your decision to buy a partnership policy on this agreement. For a list of participating states, visit www.ownyourfuturetexas.org/. If you move to another state, you will also need to meet all the Medicaid requirements of your new state.
View a list of companies selling partnership program policies in Texas.
Non-tax-qualified Policies
Premiums for non-tax-qualified long-term care policies aren't tax deductible. You might also have to pay taxes on any benefits the policy pays that don't pay for care.
To see which companies offer non-tax-qualified policies, click on any of the Sample Policy links below.
Shopping for Long-Term Care Insurance
Ask yourself these questions about each policy you´re considering:
- What types of care are covered and where? Policies can offer a lot of services, including home health care, adult day care, assisted living facility care, and nursing home care. Policies are required to cover all levels of care from custodial to intermediate to skilled care.
- What are the benefit eligibility requirements? Policies won´t pay until you´ve met certain requirements, such as being unable to perform tasks -- called activities of daily living -- or being certified as cognitively impaired. The benefit eligibility criteria may vary from policy to policy.
- How much is the daily benefit amount for each type of benefit? Most policies will pay a maximum daily amount for your care. You choose the maximum daily benefit when you buy the policy. It´s important that you choose your benefit amount wisely. Keep in mind that you don't need to insure the full cost of care. To keep premiums down, you could plan to pay some of the cost yourself.
- How long are benefits paid? The chances of needing long-term care for more than five years are relatively small. For most people, a policy covering three to five years is appropriate and more cost-effective. However, if you´re concerned about contracting a disease requiring more care, such as Alzheimer´s, you may want to consider the more expensive option of lifetime coverage.
- Does the policy have a preexisting condition provision? Some policies won´t cover a preexisting medical condition for up to six months after the policy effective date. Some policies will pay for care related to a preexisting condition immediately if you disclosed the condition on your application. Make sure you know what the policy says about preexisting conditions.
- What inflation protection is offered? Inflation protection helps you keep up with the higher cost of services between the time you bought your policy and the time you actually need them. All companies must offer an automatic increase in benefits at the rate of 5 percent compounded annually. If you reject inflation protection, the rejection must be in writing. The company may also have other options for inflation protection. Remember that to be prepared for inflation, you must pay a higher premium today or higher out-of-pocket costs later.
- What is the nonforfeiture benefit? Companies must offer you a guarantee that you will receive some of the benefits you paid for even if you later cancel or lose coverage. If you reject the nonforfeiture benefit, the rejection must be in writing. If you cancel or lapse your policy after a specified number of years, the insurance company will either extend benefits for a period of time equal to the premiums paid, less any claims, or provide a greatly reduced benefit; however, the nonforfeiture benefit cannot be less than 30 times the nursing home benefit
- Is the policy tax-qualified? If you buy a tax-qualified policy, you can deduct part of the premiums you paid as a medical expense on your income taxes. Benefits paid from a tax-qualified policy are generally not considered taxable income. The policy must disclose if it is intended to be tax-qualified or non-tax-qualified.
- Can I upgrade the policy later by purchasing more benefits? Some companies allow you to upgrade your policy after you buy. However, you will likely have to complete a new medical questionnaire.
Shopping Tips
Also consider the following tips when shopping for any type of insurance:
- Consider your needs. Although it´s difficult, try to anticipate what services you might need in the future and choose a policy that´s right for you. If you have someone to take care of you at home you might consider a nursing home only policy.
- Shop around. Prices can vary substantially from one company to another, even for policies with similar benefits. Get quotes from several companies before buying a policy.
- Look at factors other than price. Buy only from licensed insurance companies and agents. Also, make sure the companies you're considering are financially stable and have good customer service. Your family and friends are other sources of information about a company´s customer service. Ask them if they´ve had any experience with the companies you´re considering.
- Call the TDI Consumer Help Line at 1-800-252-3439 or use the "Company Lookup" feature on our website at www.tdi.texas.gov to learn financial ratings, complaint histories, and license status.
- Consider the company´s 10-year history of rate increases. While past increases are not a guarantee or predictor of future increases, you may want to consider the company's rate history. You can view the rate increase histories of companies selling long-term care insurance on TDI's Long-Term Care Insurance Company Rate Increase Histories page.
- Buy from an agent you know and trust. If you buy insurance through the mail or by phone, ask whether the company has a local agent or a toll-free number you can call if you have questions.
- Try to find an agent that specializes in long-term care insurance. Because of the many variations in long-term care policies, having an agent with knowledge and experience can help you choose the right coverage for your needs.
- Use your free look period. Insurance companies must give you at least 30 days to look over your long-term care policy after you receive it. Read the policy carefully to be sure it has the benefits and features you want. If you decide to return the policy within the 30 days, you will get a full refund of any premium paid. It´s a good idea to use certified mail so you will have proof that you returned the policy. Be sure to keep a copy of everything you return.
Protect Yourself
As with any insurance purchase, it´s important to protect yourself. Follow these tips:
- Read what you are asked to sign before you sign it. Never sign a blank application form.
- If an agent tries to rush you, be suspicious.
- Ask questions and take notes when you talk to an agent. The notes could help you later if there is a dispute over what you were told about a policy.
- Don´t buy insurance on the agent´s first visit. Invite someone you trust to be present during the second visit. An agent shouldn´t object.
- Answer all questions on the application accurately. Don´t let the agent fill it out for you. If an agent helps you complete the application, make sure the information is correct and complete before you sign. Leaving out or falsifying information could cause the company to deny your claims or cancel your policy.
- Don't pay cash. Always pay by check or money order so you have a clear record of payment. Make checks payable only to the insurance company or insurance agency, not to an individual agent. Insist on a receipt signed by the agent on the company´s letterhead.
- Be sure you have the names and addresses of the agent and the insurance company. Know how to contact the agent and the company if you need help.
How to Use the Rate Guide
The rate tables list estimates of the annual rates companies charge for six long-term care policies. The policies are only a sample for comparison and aren't a full list of the long-term care policies available.
The tables have rates for people between the ages of 40 and 80 buying policies in five-year periods. To learn what you would pay at age 45 for a policy with the benefits listed on a sample policy, look under the column with the heading "45." If you are 50 years old, look under the column with the heading "50," and so on.
The sample policies each have a $100 maximum daily benefit for nursing home care and a $50 maximum daily benefit for home health care. The tables also have information about the policy´s elimination period and the policy form number. If you find a policy with the benefits you want, refer to the policy form number when you're talking to the company.
The rate guide also includes rates for an insurance company´s "most popular" policy. These policies don´t exactly match the benefits and features of the six sample policies. Information on the benefit amounts, elimination period, benefit period, and other features included in the policy are shown. Be aware that making rate comparisons between the most popular policies may be difficult because the benefits and features vary widely.
Note: Keep in mind that not all companies will offer a policy with the features included in the six sample policies. Because long-term care policies in Texas aren't standardized, features and benefits will likely vary from company to company and by policy. Read the policy´s outline of coverage for a brief description of the features included.
Insurance companies can raise the premiums on policies that don't have fixed rates, but only if they increase the premiums on all policies in your rate class. For example, some companies may automatically raise rates once you reach a certain age. Individuals can't be singled out for a rate increase, regardless of the number or amount of claims they have made or any change in their health. Your rate class may be based on your age, where you live, and your health status at the time you bought your long-term care policy. Once your rate class is established, worsening health may not change your class or affect your individual premium.
Information in the Rate Tables
The following terms are used to discuss long-term care insurance and are used in the rate tables:
- Activities of daily living (ADLs): Activities of daily living include bathing, toileting, dressing, transferring (moving around), eating, and continence. Your policy must provide coverage for long-term care services listed in the policy if you are unable to perform the specified number of ADLs or if you require supervision and services because of cognitive impairment.
- Benefit: The services and items covered by a long-term care policy. Common benefits in long-term care policies in Texas include nursing home services, home health services, and adult day care. Long-term care policies are not standardized, so benefits can vary from policy to policy. Even though benefits may have the same or similar names, one company may define a particular benefit different from another. It´s important that you read your policy carefully to understand exactly what your policy covers.
- Benefit amounts: The amount a policy will pay for a covered service. Benefit amounts are usually listed as the maximum amount a policy will pay per day or month for a particular covered service.
- Benefit eligibility criteria (also known as triggers): The conditions that must occur before the policy pays benefits. For long-term care policies, benefit eligibility criteria are usually the inability to perform a specified number of ADLs or a requirement of supervision because of cognitive impairment.
- Benefit period: The length of time a benefit will be paid. For the sample policies included in this guide, benefit periods of two years, five years, and 10 years were used.
- Cognitive impairment: A long-term care policy must pay for services when a loss in your mental capacity requires you to have supervision to maintain the safety of yourself and others. The loss may be due to Alzheimer´s disease, senility, an accident, or other causes. A doctor or other health practitioner licensed to make such a diagnosis in Texas must certify your cognitive impairment.
- Combination policy/Comprehensive policy: A long-term care policy that includes benefits for both nursing home care and home health care.
- Daily benefit: The amount a policy will pay per day for a covered service
- Elimination period: The length of time you must pay for covered services out of your own pocket before the insurance company will start to make payments. Companies may offer elimination periods between zero and 365 days. This is sometimes called a waiting period.
- Home health care policy: A policy that pays for skilled care or personal assistance in your home. The services must be provided by a licensed home health agency. Covered services may include part-time skilled nursing care, physical therapy, and assistance with activities of daily living.
- Medical necessity: A benefit eligibility criteria in some non-tax-qualified policies. These policies pay if a doctor or other health practitioner certifies that you have a medical condition that requires you to receive long-term care services.
- Nursing home policy: A policy that pays for care in a licensed nursing facility.
- Outline of coverage: A short description of a policy´s features, benefits, limitations, and exclusions. An agent or company must give you an outline of coverage when offering a long-term care policy. Use the outline of coverage to help you compare policies.
- Policy form number: An identifying number for the long-term care policies a company is approved to sell.
- Preexisting condition: A condition for which you received treatment or medical advice from a physician within six months before the effective date of coverage. Preexisting conditions may be excluded from coverage for a specific period of time, as stated in the policy, but never for longer than six months.
- Tax status: Tax-qualified plans and non-tax-qualified plans.
- Payment or disbursement method: Generally, policies pay benefits in one of two ways:
- Expense incurred pays the benefit amount – either the actual expense or the dollar benefit of your policy, whichever is less – to you or your provider. For instance, if the policy has a $100 daily benefit, but the actual expenses are only $80 a day, the policy would pay $80 a day.
- Indemnity method pays a set dollar amount up to the limit of the policy regardless of the cost of the service you receive. For example, if the policy has a $100 daily benefit, but the actual expenses are only $80 a day, the policy would pay $100 a day.
- Waiting period: The time period before benefits begins when you will have to cover all expenses. The longer the waiting period usually means lower premiums. A waiting period can be based on calendar days or days of reimbursable services. Some policies may have different waiting periods for home health care and nursing home care or just one for both settings. Read your policy carefully.
Sample Policies
The rate tables are divided into sample policies with common benefits and features. Click on the "Sample Policy" title to view rates for that particular policy.
- Nursing Home and Home Health Care Policy
- $100/50 Daily Benefit
- 0-100 Day Elimination Period
- Two-Year Benefit Period
- Long Term Care Partnership Policy
- Nursing Home and Home Health Care Policy
- $100/50 Daily Benefit
- 0-100 Day Elimination Period
- Two-Year Benefit Period
- Long Term Care Non-Partnership Policy
- Nursing Home and Home Health Care Policy
- $100/50 Daily Benefit
- 0-100 Day Elimination Period
- Five-Year Benefit Period
- Long Term Care Partnership Policy
- Nursing Home and Home Health Care Policy
- $100/50 Daily Benefit
- 0-100 Day Elimination Period
- Five-Year Benefit Period
- Long Term Care Non-Partnership Policy
- Nursing Home and Home Health Care Policy
- $100/50 Daily Benefit
- 0-100 Day Elimination Period
- Ten-Year Benefit Period
- Long Term Care Partnership Policy
- Nursing Home and Home Health Care Policy
- $100/50 Daily Benefit
- 0-100 Day Elimination Period
- Ten-Year Benefit Period
- Long Term Care Non-Partnership Policy
Carrier´s "Most Popular" Policy
These are individual combination nursing home and home health care policies. Each policy will likely have different daily benefit amounts, elimination periods, benefit periods, and other features. These policies are the ones that each company identified as its most popular, or most frequently purchased, policy.
To determine whether long-term care insurance is right for you, consider your personal risk factors, assets, income, costs, and available alternatives. You can also use the Long-Term Care Insurance Suitability Worksheet to help you decide.
For More Information or Assistance
Long-Term care insurance issurers: See data collection worksheet.
For answers to general insurance questions, for information about filing an insurance-related complaint, or to report suspected insurance fraud, call the Consumer Help Line at 1-800-252-3439 between 8 a.m. and 5 p.m., Central time, Monday-Friday, or visit our website at www.tdi.texas.gov.
You can also visit HelpInsure.com to help you shop for automobile, homeowners, condo, and renters insurance, and TexasHealthOptions.com to learn more about health care coverage and your options.
For printed copies of consumer publications, call the 24-hour Publications Order Line at 1-800-599-SHOP (7467).
To report suspected arson or suspicious activity involving fires, call the State Fire Marshal's 24-hour Arson Hotline at 1-877-4FIRE45 (434-7345).
The information in this publication is current as of the revision date. Changes in laws and agency administrative rules made after the revision date may affect the content. View current information on our website. TDI distributes this publication for educational purposes only. This publication is not an endorsement by TDI of any service, product, or company.
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Last updated: 08/12/2015


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In the heart of America, a metropolis is quietly destroying itself. Detroit, once the richest city in the nation, is now its poorest. Once the vanguard of America's machine age - mass production, automobiles, and blue-collar jobs - Detroit is now America's capital for unemployment, illiteracy, foreclosure, and dropouts.
With the steel-eyed reportage that has become his trademark and the righteous indignation that only a native son can possess, journalist Charlie LeDuff sets out to uncover what has brought low this once-vibrant city, his city. In doing so, he uncovers the deeply human drama of a city filled with some of the strongest and strangest people our country has to offer.
©2013 Charlie LeDuff (P)2013 HighBridge Company
"Full of both literary grace and hard-won world-weariness...Iggy Pop meets Jim Carroll and Charles Bukowski." (Kirkus)
"Great performance, squandered opportunity"
Truthfully, it was a weak book. I liked the stories being told, except those about the author himself. I actually came to dislike him.
No, but I will be more cautious about reading reviews in the future.
He voiced the very different people being portrayed very well. His performance was the redeeming aspect of this purchase.
Some portions were, but overall, not really.
This is story that needs to be told, and I'm sure can be told better--by a different author.
Say something about yourself!
"He tells it like it is"
I am from the suburbs of Detroit and it was easy to picture all of the places Charlie takes you. Learned things about area (good & bad) I didn't know. Also interesting stories of some of the local politics - people should be ashamed of themselves! Charlie is a great character and the reader did a good job in capturing that personality
"Car wreck fascinating"
Detroit takes several story lines and weaves them together to give the reader a broad, but depressing, view of the largest bankrupt city in the world. The book revolves around Charles LeDuff's family experiences in the city, with a healthy dose of stories mixed in from his days as a Detroit newspaper journalist. It definitely held my interest, the power, corruption, death, and inability of Detroiters to quit swirling the drain by backing the same policies over and over definitely makes for a gripping story. It tends to blend together sometimes, and you have to pay attention to the plot line carefully, but Detroit's an interesting read none the less.
LeDuff delivers on the shocking goings-on of Detroit from the super-corrupt mayor to a super-corrupt judge to firemen who have to buy their own toilet paper because budgets are so mismanaged (ie, money pocketed by officials). Wish it was a tad more hopeful at the end, but it is what it is.
Narrator was good - think this is my first listen with him. But it would've been nice if some research had been done first to pronounce Detroit words correctly. Kil-PA-trick instead of KILL-patrick (who says that?). Mak-in-ack instead of Mack-in-aw Island. And the like.
Overall, quite good and mesmerizing.
Audible obsessed lifelong learner.
"Detroit as the canary in the coal mine"
A brutal look at the decaying city of Detroit brought low by unabated greed, corruption, and a world that has left it behind. The tragic stories of those trying to keep a shred of humanness as they struggle a lonely existence through a dystopian city is told by the author in a very in your face gloomy manor that tries to use Detroit demise as a wake up call for the rest of us.
I have a rather eclectic love of books. I know what I like and I tend not to be a severe critic. If I enjoyed it, it gets 4 or 5 stars.
Honestly, I bought this book because it was on the $5 book list and I thought that it might be nice to learn more about what has happened to Detroit. I never thought the book would turn out to be this good. It is a true story that reads like a novel. It is really powerful and it made me think a lot about where the rest of America was heading. It is gruesome in parts and sometimes I forgot that this book is a true story - you really don't want to believe that these kinds of things are not fiction. I highly recommend it.
Have listened to it twice- being a detroit expat with a strong bond to the city and how it has formed my outlook on life, it is nice to hear similar struggles with an underlying story of how the people of the city support others and try to move forward regardless of the set backs and preconceived notions of criminal behavior that the rest of the country sets upon us.
Tell the story
"The ONE book to read this year."
Definitely the top 3. Maybe number 1 for making a difference in my life! I have never rated a book as the "ONE to read"; I would feel uncomfortable making that decision for anyone else. This book, however, is a gift, especially to Americans, from any state. Internationally, others will glimpse a snapshot of the U.S. they never expected.
"The Orphan Master's Son", though it was very different and a work of fiction. The truth's revealed and the impact of the 2 stories are immense. I loved every word of "Detroit" as the author took me to a new, different world, within the very world I live in.
No, but he was perfect for this book.
It was good enough to, but I took breaks just to do the book justice and allow it to sink in. I needed time, occasionally, just to think about the reality of the story.
Very few authors can write non-fiction as engrossing as fiction. Charlie LeDuff is gifted in this rare talent! Really, no matter what you usually read, this book will grip you. I love a fast paced thriller with believable heroes and complex story lines; but "Detroit" was as much a page turner as any of them.
"Couldn't stop listeneing"
I bought this book because I wanted to get a history of Detroit and I got so much more. I was born and raised on the East Side and Charlie gives a voice to the struggle of the city. I can feel Detroit in the way he writes, and it helps me better understand where I came from, how the city molded me. He gives words to what so many people feel. This is an amazing audible title. I'll listen to this one again. Thanks Charlie!
Monica Conyers
He brings a voice to the book that puts you right in the story.
"This is America bro, there's no such thing as spare change..."
"It is a story not just of Detroit"
It is a great story of how a major American city has deteriorated and is circling the drain. Much of what happened in Detroit is happening in other American cities and it paints a dim view of the future of our country.
Sick: The Untold Story of America's Health Care Crisis---and the People Who Pay the Price by Jonathan Cohn.
More stories of the little guy who is disposable in the eyes of corporate America.
His narration flows well and keeps the listener engaged.
I would have but I enjoyed it so much that I rationed it listening only an hour a day so that I could think about what was being related and how much it paints the same picture for much of America.
Our country is circling the drain. The 1 percent don't care as long as the craziness doesn't impact them. Big money runs the country and looks after itself. This is the story of the bottom five percent and it bodes ill for the future of the US. People should read or listen to this book then think about where we are as a country and where we are going.
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subset: commoncrawl


text:
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Vendor ProductId: A36Q
Review ProductId: 30698
Reviewed by 1 customer
- Amazing Quality Fabric
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Comments about North Face Long Sleeve Take Flannel (Men's):
My husband loves this shirt! The colors are beautiful in person .
- Was this a gift?:
- Yes


text:
- Northern New York Newspapers
- Watertown
- Ogdensburg
- Massena-Potsdam
- Lowville
- Carthage
- Malone
- NNY Business
- NNY Living
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CANTON - St. Lawrence County District Attorney Nicole M. Duve, who is seeking a third term in office, touted her record as testimony to her job performance at the county Democratic Committees fall dinner on Friday evening.
North County Regional Representative for the Department of Labor June F. ONeill, former chair of the New York State and St. Lawrence County Democratic Committees, said Mrs. Duves eight years on the job have proved her a hard worker and passionate advocate for justice.
Being district attorney is a tough job, Mrs. ONeill said. People dont understand what the D.A. is and what the D.A. does and what the D.A. can do and what the D.A. cant do.
Mrs. Duve is facing a challenge for the seat this year by Republican candidate Mary E. Rain.
A lifelong resident of the north country, Mrs. Duve said her upbringing in a family of modest means instilled in her a strong work ethic as she began working at a young age.
I worked my way through SUNY Potsdam and Albany Law School and after law school I came back to St. Lawrence County because this is where I chose to make my home with my husband Bill, she said. This is where weve chosen to raise our three children.
Mrs. Duve pointed to her two decades of legal experience in criminal law and her designation as a special assistant U.S. attorney, which has seen her working closely with the U.S. Attorneys Office prosecuting cross-border crimes and focusing on the regions drug problems.
What matters most is outcomes, she said. To that end I want to highlight one statistic. According to the state Division of Criminal Justice Service, based on the uniform crime reports of indexed crime – and these are the statistics that the F.B.I. uses to calculate crime rates across the country – the number of violent crimes reported to the police in this county has dropped 42 percent from 2008 to 2012. Thats an amazing statistic.
I dont say this to suggest that we dont need to be vigilant for there are pockets in the county where outside influences have torn at the sense of safety that folks in the north country have become accustomed to, Mrs. Duve cautioned.
But what youve seen is, by working together we have, we can and we will rise to the occasion and address the challenges that those outside influences present.
Addressing the campaign, Mrs. Duve said she has worked hard to stay out of the political fray up until now.
For most of this year Ive remained focused on the day-to-day duties of my office and delayed for as long as possible any sort of engagement in the partisan politics, she said. It hasnt been easy.
During that time Ive been subjected to a steady drum beat of inaccurate and politically motivated charges by my opponent. Thus far Ive held my tongue. Thus far I havent engaged in a conversation about our respective work ethics or anyones tenure as public defender. Thus far I havent engaged in a conversation about dragging victims or their families into the middle of a political campaign. And thus far I havent engaged in a conversation about temperament, Mrs. Duve told the assembled Democrats.
But let me tell you this: entrusting an individual with the substantial investigative powers of the district attorneys office, including subpoena power, is an incredibly serious matter, Mrs. Duve said. Folks, in short, temperament matters in this job.
Ms. Rain has been highly critical of the incumbent district attorneys track record, repeating suggesting Ms. Duve was ineffective and incompetent and suggesting disorganization in the district attorneys office was allowing violent criminals to walk the streets instead of being brought to justice.
The Republican challenger announced in September that she had a three-point plan to improve the office, if elected.
Ms. Rain has said she wants to fast-track felonies, upgrade technology to improve results and improve inter-agency cooperation. She said she would ensure timely prosecutions by seeking the earliest possible court proceeding for all felony crimes, which she has called the biggest problem of Ms. Duves administration.
Felonies languish in her office and they get dismissed before they even get out of the courtroom, Ms. Rain said at that September media gathering. We need to put these felonies on a fast track where the witnesss and police officers memories are fresh and the victims are able to explain their story in court effectively.
In order to help upgrade technology in the office, Ms. Rain said she would work to create a secure digital pipeline, instead of a paper trail, among police, the courts and the D.A.s office.
She loses paperwork and then blames it on the police, Ms. Rain has said on the campaign trail. We need a better technology base to make sure that everyone is on the same page.
In an attempt to improve interagency relations, Ms. Rain said she wants accountability and plans to lead a coalition of government agencies and community-based groups to reduce criminal activity by holding regular meetings with law enforcement leadership.
Ms. Duves comments about dragging crime victims families into the campaign, it was an apparent reference to Ms. Rains comments on an unsolved murder in Potsdam.
Ms. Rain was joined at her September event outside the St. Lawrence County Courthouse by family members of Garrett J. Phillips, the 12-year-old Potsdam boy who was murdered in 2011 and whose killer remains at large.
Tandy L. Cyrus, Garretts mother, and Joseph Paul, Garretts maternal grandfather, said at that time that since Garretts murder 23 months ago they have been seeking justice.
Mr. Paul said at that event they were supportive of Ms. Rain because she appeared competent and determined and has given their family more hope.
Mrs. ONeill, speaking at Friday nights Democratic Committee dinner, said, Weve got to keep [Mrs. Duve] in there for a lot of reasons, not because shes the best person for the job but because the alternative is simply unacceptable. Nicole wont say anything about that because she is an outstanding person who believes in the law and believes in justice. So part of our job is to explain to people why [Mrs. Rain] is simply unacceptable.
Efforts to reach Ms. Rain Saturday were unsuccessful.
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BUFFALO, NY -"In any marriage you've got keep things going," said Joe Mikolajczak, 73, regarding his marriage to his wife Marylou, the 50th Anniversary of which would have come Saturday.
"You've got to inject some kind of levity into the marriage," he said.
As such, during their time together, he was often fond of surprising her.
"Just to see her smile was always worth it to me."
Long before their 50th anniversary, he hatched a plan to mark the occasion.
A big plan.
"A year and a half ago, before our 49th, I contracted for the sign," he said, explaining the electronic billboard which now towers above I-190 southbound, just before the Clinton Street exit which, along with other messages, flashes two images of Marylou every 40 seconds.
"It was just my way of saying 'I love you'," he said.
However, Marylou died in April; just six months shy of their Golden Anniversary.
"I miss her every day. I cry every day...I cry every night and I should cry. She was a beautiful woman inside and outside," said Mikolajczak, inside the Valley neighborhood home he soon hopes to sell and from which he plans to move.
"Too many memories here," he said.
While he could have canceled the billboard since Marylou's passing, he decided not to...and even told her about the surprise he hoped she'd live to see.
"A week before she died I told her what I was gonna do...and all she did was look at me and tell me I'm nuts. But she was worth it. I wanted her to have some sort of recognition. You could look around all you want, for as long as you want, you'll never find anybody like her."
He just wanted everyone else to know that too.
Click on the video player to watch ours story from 2 On Your Side Reporter Dave McKinley and Photojournalist Bob Mancuso. Follow Dave on Twitter: @DaveMcKinley2
WGRZ-TV, wgrz.com


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By MELANIE STEELESun Advocate Reporter
After two losses to begin the season against Grand and Spanish Fork, the Lady Dinos took their first win of the year against San Juan on March 10.
San Juan had an early lead in the game, scoring three runs in the first inning and adding a fourth in the second inning.
Carbon trailed 1-4.
However, multiple hits in the third enabled Carbon to overcome San Juan and take a 5-4 lead into the fourth inning.
The Lady Dinos added three more in the fourth and cruised to a 10-6 win.
Laci Timothy was the winning pitcher, furthering her cause with the bat. Timothy was 3 for 3 in the game and scored two runs.
Brittany Pollastro and Kacee Robinson were both 2 for 3 on the day and Halee Rasmussen was 2-4, including a homerun.
Head coach Tony Pinedo said it took a little time for the girls to make the quick transition from the basketball court to the baseball field.
"Right now, the girls are coming off another season, but we've made good improvements," he commented.
Carbon extending the winning into a March 12 game against Richfield, which was ranked fourth in the state in 2A.
Timothy pitched into the sixth inning and left with six strikeouts.
Warburton closed and had one strikeout.
Rachelle Gunderson ignited the Lady Dino offense, going 4 of 5 including a double with bases loaded to score three runners in the 16-8 win.
Pollastro added a three RBI homer.
Carbon climbs to 2-2 with the wins.
The Lady Dinos will travel south this weekend for a tournament in St. George.


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- A BHLDN Exclusive


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42 U.S. Code § 3751 - Description
(a) Grants authorized
(1) In general
From amounts made available to carry out this part, the Attorney General may, in accordance with the formula established under section 3755 of this title, make grants to States and units of local government, for use by the State or unit of local government to provide additional personnel, equipment, supplies, contractual support, training, technical assistance, and information systems for criminal justice, including for any one or more of the following programs:
(2) Rule of construction
(b) Contracts and subawards
A State or unit of local government may, in using a grant under this part for purposes authorized by subsection (a) of this section, use all or a portion of that grant to contract with or make one or more subawards to one or more—
(c) Program assessment component; waiver
(1) Each program funded under this part shall contain a program assessment component, developed pursuant to guidelines established by the Attorney General, in coordination with the National Institute of Justice.
(d) Prohibited uses
Notwithstanding any other provision of this Act, no funds provided under this part may be used, directly or indirectly, to provide any of the following matters:
(1) Any security enhancements or any equipment to any nongovernmental entity that is not engaged in criminal justice or public safety.
(2) Unless the Attorney General certifies that extraordinary and exigent circumstances exist that make the use of such funds to provide such matters essential to the maintenance of public safety and good order—
(A) vehicles (excluding police cruisers), vessels (excluding police boats), or aircraft (excluding police helicopters);
(e) Administrative costs
Not more than 10 percent of a grant made under this part may be used for costs incurred to administer such grant.
(f) Period
The period of a grant made under this part shall be four years, except that renewals and extensions beyond that period may be granted at the discretion of the Attorney General.
(g) Rule of construction
Subparagraph (d)(1) shall not be construed to prohibit the use, directly or indirectly, of funds provided under this part to provide security at a public event, such as a political convention or major sports event, so long as such security is provided under applicable laws and procedures.
Source(Pub. L. 90–351, title I, § 501, as added Pub. L. 109–162, title XI, § 1111(a)(2)(C),Jan. 5, 2006, 119 Stat. 3095; amended Pub. L. 109–271, § 8(h),Aug. 12, 2006, 120 Stat. 767.)
References in Text
This Act, referred to in subsec. (d), is Pub. L. 90–351, June 19, 1968, 82 Stat. 197, as amended, known as the Omnibus Crime Control and Safe Streets Act of 1968. For complete classification of this Act to the Code, see Short Title note set out under section 3711 of this title and Tables.
Prior Provisions
For prior sections 501 ofPub. L. 90–351and prior sections 3751 of this title, see notes set out preceding section 3750 of this title.
2006—Subsec. (b)(3). Pub. L. 109–271struck out par. (3) which read as follows: "tribal governments."
Effective Date
Section applicable with respect to the first fiscal year beginning after Jan. 5, 2006, and each fiscal year thereafter, see section 1111(d) ofPub. L. 109–162, set out as an Effective Date of 2006 Amendment note under section 3750 of this title.
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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University Honors Program
The USA Honors program is designed to help exceptionally capable and motivated students get the most out of their college experience. Through challenging coursework, meaningful research or other creative endeavors, and international experience, it gives them the tools and opportunities to excel intellectually and academically. In short, it offers an Ivy-League education at a fraction of the price, right here on the Gulf Coast.


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Critter Control has Massachusetts offices in Boston, Cape Cod, Central Mass
Rats in house can cause damage to Massachusetts homes and are considered a large health concern. Massachusetts rat control for infestations can be a challenge, but the expertly trained rat control technicians at Massachusetts Critter Control have helped many residents with rat problems, such as rats in house, rats in basement, rats in attic, rats in ceiling, rats in crawl space and rats in walls.
Rats in house, rats in basement, rats in attic, rats in ceiling, rats in crawl space, rats in crawl space and rats in walls are serious rat problems as they can affect your family's health and well being. Rats are commonly found in basements, attics, ceilings, crawl spaces and walls of Massachusetts homes. While they are notorious for chewing wires and burrowing and tunneling through insulation, they also eat and contaminate food in pantries and cupboards. This poses a large health risk and contamination is a large concern with rat problem infestations.
The experts at Critter Control specialize in rat removal techniques for rats in house that include sanitation and the elimination of rat hiding places. Rat repellants and rat trapping are often used to get rid of rats in your @location@@ home, and lethal methods are only used when they deem to be the most efficient, effective way to get rid of rats in house.
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- Northern New York Newspapers
- Watertown
- Ogdensburg
- Massena-Potsdam
- Lowville
- Carthage
- Malone
- NNY Business
- NNY Living
- NNY Ads
SARANAC LAKE - Village police are looking for an Australian man who has been missing since New Years Eve.
Paul J. McKay, 31, is approximately 6 feet tall with brown hair and hazel eyes. He was last seen wearing a winter jacket and snow pants, possibly dark colored, and carrying a large backpack. He was reported missing Jan. 3 by his father, John McKay of Australia, who told police he last heard from his son Dec. 30.
John McKay told police he had received an email from his son in which Paul McKay said he was turning over all his possessions to his father, leading his father to believe he may try to harm himself. He said his family was not aware that Paul McKay would be traveling in the United States, and that his son, a member of the Australian Army, may suffer from post-traumatic stress disorder.
According to police, Paul McKay arrived at Newark International Airport, Newark, N.J., at 8:30 p.m. Dec. 29, and then traveled to Saranac Lake by Greyhound bus, arriving Dec. 30 at about 6 p.m. There, he checked into the Best Western Hotel, 487 Lake Flower Ave., and sent an email to his father from the hotel lobby at about 10 p.m.
He was seen eating breakfast at McKenzies Grille, 148 Lake Flower Ave., the following morning, and was seen walking along Lake Flower Avenue, which is also Route 86, at about 11 a.m. near Turtle Pond.
He was last seen at about noon walking east on the railroad tracks near the entrance to the Federal Correction Institution, 128 Ray Brook Road.
Police are asking anyone with knowledge of his whereabouts to contact them at (518)891-4428.
Thousands of readers like you have made Northern New York Newspapers the number one ranked website* for local news and sports coverage in the north country.
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- Colors
- Detail Images
With the GoPro Side Mount, you can securely attach your GoPro camera to the side of a helmet or vehicle for the perfect shot. The 3-way pivot allows you to easily adjust the angle and direction of the camera.
- Includes side mount and a curved adhesive mount
- Three-way pivot adjustment allows you to direct the camera to get the perfect shot
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The side mount is a great alternative to a direct over the head mount that, lets be honest, is getting pretty old. With this mount you can get a different angle that catches part of your face/goggle while still getting a good POV angle down the mountain.
As with any GoPro mount, you can get as creative as you want with it, so definitely a good buy!


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Arizona Cardinals v San Francisco 49ers
Michael Crabtree of the San Francisco 49ers makes a one-handed catch... News PhotoAmerican Football - Sport,Arizona Cardinals,California,Candlestick Park,Catching,Horizontal,Match - Sport,Michael Crabtree,NFL,San Francisco - California,San Francisco 49ers,Sport,Stadium,USAPhotographer Michael ZagarisCollection: Getty Images Sport 2012 Michael ZagarisSAN FRANCISCO, CA - DECEMBER 30: Michael Crabtree #15 of the San Francisco 49ers makes a one-handed catch during the game against the Arizona Cardinals at Candlestick Park on December 30, 2012 in San Francisco, California. The 49ers defeated the Cardinals 27-13. (Photo by Michael Zagaris/San Francisco 49ers/Getty Images)


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Product Details
Nissan Pick Up 1987-1997, Force™ Beam 19" Black Wiper Blade by Trico®. Tired of keeping your speeds down when your wiper blades lift clear of the windshield on windy days? Air speeds over your windshield can be double the speed your speedometer shows, thanks to strong headwinds and the venturi effect that accelerates air as it comes over your hood. Flying wiper blades don't wipe clean, so you need a blade that stays put.
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Adding spring pressure to keep wiper blades in contact with the glass will simply overwork the wiper motor. Trico® Force™ is a highly-engineered beam blade with a patented swept-wing spoiler that slices through wind speeds in excess of 135 MPH (220 KPH) caused by cross winds, buffeting truck winds and general traffic turbulence. These wipers were developed in a wind tunnel/test track environment to assure adequate wiping at all vehicle speeds. High-speed wipe quality, a government and customer requirement, is measured up to the speed at which the vehicle is moving when the blade starts to lift. At this vehicle speed, wiping performance is severely affected. Testing this quality allows Trico® to engineer wiper blades that stay in contact with the windshield, even at higher speeds. The VorTec airfoil actually increases downforce as air speeds climb, while Trico's HighGlide treated rubber glides more easily over the glass, keeping noise down.
Wiper blades have a tough day, even when it's not raining. They sit on a hot windshield, out in the sun with its degrading UV radiation. They have to wipe off not only water, but also road grit, corrosive washer fluid and salt water from road salt. While the natural rubber from which blades are made provides the most flexible and resilient edge for wiping across glass, it eventually dries out and deteriorates. The rubber can become warped by heat or made brittle by cold. Modern windshields are curved, forcing the blade arm to articulate every swipe. A worn-out blade not only loses its sharp, rain-squeegeeing edge, it gets hard and won't sweep the glass properly. Conventional blades have multiple joints between the superstructure and the wiping element that can corrode and freeze, further restricting mobility, and leaving you with streaks.
The most sure-fire cure is a blade replacement, and it's the simplest one, too. Trico® blades are easy to install and fit your arms in exactly the same fashion as the OEM blades.21.15
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Best of News
This combination picture of six handout photographs released by the... News PhotoAfghanistan,Baghlan,Faryab,Ghazni,Horizontal,Law,Mug Shot,Photography,Prison,Ramadan,ReleasingPhotographer AFPCollection: AFP 2012 AFPThis combination picture of six handout photographs released by the Government of Afghanistan on November 21, 2012, shows mugshots of Afghan 'criminals and terrorists' who were executed in prison (from L to R, top row): Ramazan s/o of Abdul Rahim from Faryab province, Abdul Ali from Ghazni province, Mohammad Aref from Ghazni province, (from L to R, bottom row): Mohammad Haidar, Motawakel from Baghlan province, and Aziz Ahmad from Baghlan province. Afghanistan on November 21 executed six 'criminals and terrorists', an official said, a day after eight other death row prisoners were hanged. The Taliban, which is leading an insurgency against the Western-backed government, has warned there would be reprisals if any of their militants were executed. AFP PHOTO/GOVERNMENT OF AFGHANISTAN ---EDITORS NOTE--- RESTRICTED TO EDITORIAL USE - MANDATORY CREDIT 'AFP PHOTO/GOVERNMENT OF AFGHANISTAN' - NO MARKETING NO ADVERTISING CAMPAIGNS - DISTRIBUTED AS A SERVICE TO CLIENTS (Photo credit should read --/AFP/Getty Images)


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Mohammad Najib Tun Razak
Malaysia's Prime Minister Najib Razak speaks during a press... News PhotoConflict,Following,Malaysia,Militant Groups,Mohammad Najib Tun Razak,Philippines,Press Conference,Prime Minister,Sabah State,Sultan,Talking,Vertical,WarPhotographer AFPCollection: AFP 2013 AFPMalaysia's Prime Minister Najib Razak speaks during a press conference in Felda Sahabat in Lahad Datu on March 7, 2013 concerning the situation in Malaysia's Sabah statte where Philippine militants following a self-styled sultan recently launched a deadly incursion. Malaysia's defence minister on March 7 rejected a ceasefire offer by the self-styled Philippine sultan unless his fighters who launched a deadly incursion 'surrender unconditionally'. AFP PHOTO / MOHD RASFAN (Photo credit should read MOHD RASFAN/AFP/Getty Images)


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$31 for a cheese plate and bottle of wine. Artisan French cheeses (3 choices), bread, and a bottle of red wine Coates-du-Rhone 2007.
Amelie is a modern wine lounge with French Flair. Its dramatic wall of lushly lit wine bottles and soaring wooden wine shelves transport you far from the hubbub of Polk Street.
Whether you're looking for a romantic rendezvous, a place to unwind for happy hour, or a lively hangout, you'll find the perfect spot at Amelie. The vintage theater seats in the up-front lounge are ideal for meeting friends or making new ones. Settle in at the sleek, lacquered red bar and you'l likely be served by one of the co-owners. Head to the back, and a quiet oasis of cozy booths and candlelit tables awaits you.
The wine list is comprised of high quality yet affordable wines from around the world. Half of the list is European with a heavy emphasis on France, with the rest from California, South Africa, New Zealand, Australia, Chile and Argentina. During happy hour (5:30 pm - 7:00 pm, indulge in a $10 customized flight with any three wines by the glass. Amelie also serves Champagne, Lillet, Soju cocktails and a wide selection of beer.


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Mets in position to invest in one multi-year contract, most likely for an outfielder
A source told Marc Carig of Newsday the Mets are in a position to make one multi-year offer to a player this winter, although it will likely be reserved for a right-handed hitting outfielder.
"With the makeup of the outfield market, the source said going beyond one year may be the Mets' best avenue to "bring on a high-quality player,"" Carig explains.
Carig's source said they believe they can sign the starting pitcher they seek to a one-year contract.
Carig says Hairston remains a logical fit to return to the Mets – he is currently seeking a two-year deal and has reportedly drawn interest from the Mets, Tigers, Yankees, Giants, Cardinals and Indians this winter.
Michael Baron, ContributorHairston is a logical fit on the roster, as Carig says. He is a good guy, knows the team and is a strong fit in the clubhouse and he crushed lefties in 2012. However, he is best suited as a platoon player and a fourth outfielder. Other teams had reportedly been interested in him in that capactity as well. I could envision Hairston being very successful once again in that role with Kirk Nieuwenhuis and Lucas Duda, but I fear Hairston could get overexposed in a full-time role.
Cody Ross, on the other hand, is a more polished version of Hairston. He hits right-handed pitching more consistently, therefore making him a better candidate to start on a regular basis. He had reportedly been seeking a three-year deal but he remains unsigned. He is a similar player to Ryan Ludwick, who just signed a two-year deal with the Reds.


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Product Test: Light It Anywhere Light
We bought the Light It Anywhere Light at Bed, Bath and Beyond for $6.99.
The energy efficient leds never need replacement. They'll last around 100-thousand hours. It runs on three double a batteries. There is no wiring needed. Just screw or stick it wherever you'd like it.
It was very easy to put in and would work just about anywhere. This is an easy two thumbs up.


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(NEWS CENTER) -- Just two days after a national polling company came out with numbers that suggest a three-way race for governor would probably mean Paul LePage would be re-elected, comes word that two other possible candidates are on the verge of beginning serious campaigns for the office.
One of them is a man who held the officebefore; the other very nearlylost to LePage in the last election.
We talk to NEWSCENTER political analysts Phil Harriman and Ethan Strimling about the that, as well asa possible vulnerability for Senator Susan Collins within her ownRepublican ranks.


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New York's public transport system is relatively good and cheap, including buses and the subway. There are also the ever-present, although more expensive, yellow cabs. Unlicensed gypsy cabs should be avoided. It is possible to get around the city using a combination of these, or simply on foot. Walking is often the best way to experience the city, and during rush hours, when buses and taxis are caught up in the gridlock and the subway is overcrowded or delayed, it can also be the fastest way to get around. Generally though, the most efficient way to get around is the 24-hour underground system, especially as most of Manhattan's sights are near subway stations, although it can be confusing at first. Much simpler but slower, is the bus system, which is a good option for shorter distances or for travelling across town. The subway and bus fare are standard ($2.50); note that buses require the exact change in coins, not dollar bills. Driving in New York is not recommended as traffic is heavy, drivers aggressive and parking exorbitant.
GMT -5 (GMT -4 from March to November).
120 volts, 60Hz. Plugs are mainly the type with two flat pins, though three-pin plugs are also widely used. European appliances without dual-voltage capabilities will require an adapter.
The official currency is the US Dollar (USD), which is divided into 100 cents. Only major banks exchange foreign currency. ATMs are widespread and credit cards are widely accepted. Banking hours are Monday to Friday 9am to 3pm.
The international country dialling code for the United States is +1. Mobile networks cover most of the country, including all urban areas, however unless you have a tri-band phone it is likely your cellular phone from home will not work in the United States. Internet cafes are prevalent in most towns and cities.
Emergencies: 911
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New York has a humid continental climate, with cold winters and hot, moist summers. The city's coastal location ensures that winters are not as cold as inland cities on the same latitude, and daytime temperatures generally stay above freezing point. Snow is common in winter, but the amount varies, and winter rain is common. Spring in New York is pleasantly warm, and the weather heats up to temperatures of around 80°F to 90°F (25-30°C) by mid-May. Summers are generally swelteringly hot and humid. The best time to travel to New York is in autumn, when temperatures are mild, days are sunny and humidity not too high.
Ground Transportation Information is available in the baggage claim/arrival areas of all terminals and provides information on buses, shared-ride vans and limousines. The AirTrain links the airport to the subway, train and bus system, which go to the city centre. 'SuperShuttle Manhattan' is a 24-hour, shared, door-to-door service to anywhere between Battery Park and 227th including all hotels, and the service also operates to Queens, Brooklyn, Bronx and Staten Island.
Avis, Budget, Dollar, Hertz, Enterprise and National are represented at all terminals. The AirTrain shuttles passengers between the terminals and the car rental offices.
Taxis are available in front of all six terminals, and the journey time to Manhattan is 40-60 minutes. There is generally a $52 flat fare to Manhattan (excluding tolls), other approximate fares include Brooklyn $59-$64, Bronx $48-$57, Queens $24-$33, Staten Island $67-$79, La Guardia Airport $34-$39, and Newark Airport $97-$102 (with a $17.50 surcharge). Tipping 15 percent is customary for good service. Only use taxis from the taxi dispatch booth and refuse offers from others.
Passengers can travel between JFK's six terminals on the free AirTrain. The entire loop takes eight minutes.
All terminals have ATMs, bureaux de change, bars, restaurants and a wide selection of shops. Travellers will be able to find most services in the terminals, including wifi, medical facilities, information counters, shoe-shiners and conference facilities.
There are two kinds of public parking at JFK. The long-term parking is four miles (6km) from the terminals and is served by the free AirTrain. Passengers are advised to allow 30 minutes to reach their terminal. The Central Terminal Area (CTA) parking is adjacent to the terminals and provides for daily parking needs. Signs to the parking facilities are colour-coded to indicate their proximity to the terminals. A Cell Phone Lot waiting area is located near the airport's entrance for drivers to wait for disembarking passengers.
Wifi is available through Boingo for $4.95 per hour or $7.95 per day.


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• Wrap the trunk. In Colorado, thin-barked trees like honeylocust, ash, maple and linden are susceptible to sunscald and frost cracks because of the drastic temperature fluctuations in fall and winter. To prevent bark damage, guard the trunks of younger trees up to the first branches using commercial tree wrap. Leave the wrap on until April.
• Mulch the base. Apply 2 to 4 inches of wood chips, bark or other organic mulch near the base of the tree, but not against it, to reduce soil evaporation, improve water absorption and insulate against temperature extremes. Residents can pick up wood chip mulch free of charge across from the Parks and Recreation forestry building at 1601 Recreation Way. Click here for more info.
• Recycle leaves. Instead of disposing of fallen leaves, consider layering them around the base of each tree as a natural mulch, or blend them into the yard with a mulching mower to retain nutrients. Note that residents are reminded to not rake or blow leaves and other yard debris into the street or storm drains. Doing so is a violation of City Code and can result in fines. If you can't use your leaves as mulch at home, take advantage of the City's leaf collection program running through Nov. 30.
• Prune conservatively. Late winter is the best time for pruning most tree species, but it can be done whenever trees are dormant over the winter months. Common reasons for pruning are to remove dead branches and improve form. Always prune at the branch collar – the point where a branch joins a larger one – and don't remove any branches without good reason.
• Give them a good drink. Slowly water each tree in the area from just outside the trunk to the extent of the longest branches. Water at the rate of 10 gallons per inch of tree diameter. To get the diameter measure the circumference of the tree's trunk (in inches) four feet up from the base of the tree and then divide by 3.
For more information about urban tree care, visit the Colorado State Forest Service website at csfs.colostate.edu.


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I'm extremely excited to see Richard Dawkins speak in Berkeley, California on Saturday, March 8th. http://richarddawkins.net/ (Actually, the San Francisco Atheists Calendar said it's the preceding Wednesday, and that the talk will be on something else, but I think Dawkins must know better.) Anyway, I figured some Pastafarians would be excited as well. Anyone else going?
Place: Wheeler Auditorium, UC Berkeley
Time: 1900-2100
What: Talk on The God Delusion


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Logitech Ultrathin Keyboard Folio
for iPad mini
Thin, light design with integrated Bluetooth keyboard
Our thinnest, lightest Keyboard Folio provides an incredibly fast, fluid and comfortable typing experience.
- Weighs only 285g and measures 19.3mm thick (0.75 inches)
- Includes time-saving iOS® shortcut keys for copy, paste, undo and more
- Frees up valuable screen space on iPad mini
From the #1 selling keyboard brand for iPad*
Our unique layout is based on decades of expertise and research.
- Despite its smaller size, the key size has been maximized.
- Ultrathin Keyboard Folio keeps the same keys as on standard keyboards, so little learning curve is needed.
Two-sided protection
Protect your iPad mini from accidental bumps, scratches and spills. Ultrathin Keyboard Folio is available in both a high-performance, textured fabric and velvet-touch polyurethane covers. The durable folio-case exterior:
- Covers and protects both the front and back of your iPad mini.
- Repels water with state-of-the-art materials and precision-engineered manufacturing.
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Dual-view stand
The Ultrathin Keyboard Folio doubles as a dual-view stand that holds iPad mini in two ideal positions.
- Upright with the keyboard exposed, iPad mini is at the perfect angle for typing.
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- Integrated magnets dock iPad mini reassuringly into the typing mode viewing angle. Ideal for picking up iPad mini and roaming one-handed.
Charge the keyboard using the included USB cable (sorry, external USB devices are not supported) and get up to 3 months of battery life on a full charge.*
*Based on an average use of 2 hours per day.
SecureLock system
Lightweight, low-profile clips keep the corners of iPad mini firmly fastened to the frame.
- Easy release makes iPad mini easy to insert and easy to remove.
- Powerful magnets keep the Ultrathin Keyboard Folio securely closed when you're on the go.
Auto-wake, auto-sleep
Your iPad mini and Ultrathin Keyboard Folio are always at the ready. Both come to life in an instant, the moment you need them.
- Wakes iPad mini when you open the cover and puts it to sleep when you close it
- Helps preserve battery life of both iPad mini and the keyboard
System Requirements
- Platform Compatibility
- iPad mini, iPad mini with Retina display, iPad mini 2, and iPad mini 3
Warranty Information
2-year Limited hardware warranty
Package Contents
- Ultrathin Keyboard Folio m1
- USB cable for recharging
- Documentation
Part Number
- PN 920-005898 Carbon black velvet-touch,UK English
- PN 920-005998 Green velvet-touch,Dansk / Norsk / Svenska / Suomalainen
- PN 920-005894 Carbon black velvet-touch,Dansk / Norsk / Svenska / Suomalainen
- PN 920-006000 Green velvet-touch,Deutsch
- PN 920-005896 Carbon black velvet-touch,Deutsch
- PN 920-006100 Carbon black velvet-touch,Español
- PN 920-005895 Carbon black velvet-touch,Français
- PN 920-006099 Carbon black velvet-touch,Italiano
- PN 920-006101 Carbon black velvet-touch,Pусский
- PN 920-006150 Carbon black textured,Pусский
- PN 920-005897 Carbon black velvet-touch,Suisse / Schweizer
- PN 920-006098 Carbon black velvet-touch,Türk
Technical Specifications
- Available in velvet-touch polyurethane
Carbon Black, Matt Veil, Matt Purple, Green Leash*
- Available in textured fabric
Carbon Black, Mars Red Orange
- Battery life: Up to 3 months**
- Bluetooth® range: Up to 10 m (30 feet)
- Height 215 mm
- Depth 0.75 in (19.3 mm)
- Width w/o tag 149 mm ; w/ tag 159 mm
- Weight 285 g
- Keyboard: Membrane scissor type keys
**Based on average use of two hours per day.
- Available in velvet-touch polyurethane
Type-S, Say more with your tablet.
Keyboard case for Galaxy Tab A 9.7 and Tab A 9.7 with S Pen
The case that adjusts so you don't have to.


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Save on Pool Supplies is your source for pool wall skimmers and skimmer parts. Whether you're in the market for an entire new skimmer or replacement components, we have everything you need. Our Hayward in-ground skimmers are built to last with durable, corrosion resistant bodies. These pool wall skimmers also feature large debris baskets and adjustable deck collars and access covers.
Our selection of swimming pool equipment also includes a wide variety of individual skimmer parts such as replacement skimmer baskets from a number of highly respected manufacturers. For example, we offer replacement skimmer baskets made by Hayward, American Products, Baker Hydro, Swim-Pro and Clayton-Lambert. At Save on Pool Supplies, you can also find top covers, replacement skimmer weir flaps, skimmer vac adapters, face plates, return fittings and gaskets sets.
When selecting replacement components for your skimmer such as replacement skimmer baskets, it's important to make sure that you choose a replacement part that will fit your particular skimmer. For replacement baskets, measure both diameter and height. Our selection of replacement skimmer baskets features products of many different shapes and sizes so you will have many options to choose from. By offering models from a variety of different manufacturers, we have further increased the great selection of skimmer parts available to you.
As with all of our merchandise, our pool wall skimmers and skimmer parts are of the highest quality. We are proud to offer first-class products from trusted and respected manufacturers. We're also proud to offer the lowest shipped prices on the web with no hidden fees or charges so the price you see is the price you pay. At Save on Pool Supplies, we are committed to high quality customer service and offer great products at low prices so you can enjoy the benefits of outstanding quality as well as outstanding value.


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Indiana Pacers v Brooklyn Nets
Keith Bogans of the Brooklyn Nets puts down two in the second half... News PhotoBarclays Center - Brooklyn,Basketball - NBA Pro,Basketball - Sport,Bestof,Bestpix,Brooklyn Nets - Basketball Team,Full Length,Horizontal,Indiana Pacers,Keith Bogans,Moving Activity,NBA,New York City,Second Half - Sport,Sport,Topics,Topix,USAPhotographer Bruce BennettCollection: Getty Images Sport 2013 Getty ImagesNEW YORK, NY - JANUARY 13: Keith Bogans #10 of the Brooklyn Nets puts down two in the second half against the Indiana Pacers at the Barclays Center on January 13, 2013 in New York City. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and/or using this photograph, user is consenting to the terms and conditions of the Getty Images License Agreement. The Nets defeated the Pacers 97-86. (Photo by Bruce Bennett/Getty Images)


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in this issue
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EnviroTech :: Innovation
Versalis and Pirelli sign R&D agreement to use guayule-based natural rubber in tire production
March 19, 2013 | Natasha Alperowicz
Versalis, the chemicals arm of ENI (Rome), and the tire major Pirelli have entered into a memorandum of understanding to carry out joint research into the use of guayule-based natural rubber in the production of tires, the companies announced today. The research project will run over a period of three years. Versalis will provide on an exclusive basis a range of guayule-based natural rubber materials, while Pirelli will carry out trial tests to validate the performance of the materials for tire production. Versalis will supply Pirelli with guayule-based...
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Men's Shoes:
Teva's Men's Shoe Collection has everything you need—whether you're bound for adventure or rolling through day-to-day life. Lightweight sneakers equip you for anything, while classic chukkas inspire the will to roam. Planning an escape? Our casual canvas slip ons love to travel. Pick your favorite from a huge selection of colors and materials, from leather to canvas, from earthy brown to crisp white. Summer or winter, beach or music festival, Teva offers Men's Shoes to elevate any style.


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|Print Page
Deadline for FYI - is Tuesday at noon.
Submissions may be sent by regular mail, dropped off at the office at 845 East Main in Price or emailed to firstname.lastname@example.com. All news items are subject to editing. First and last names are required for telephone numbers. FYI sections are published on a space permitting basis.
Carbon & Emery County Angel Tree Applications - are being taken from October 1st to November 12th at the following locations: United Way of Eastern Utah, 67 East Main St., Price; DWS, 475 E. Price River Dr., Price; DWS, 678 E. Main, Castle Dale; Eastern Utah Community Credit Union, 675 E. 100 N., Price or 105 W. Geneva, East Carbon; Green River City Hall, 240 E. Main St., Green River; or Volunteers of American, 25 W. Main, Castle Dale. For further information please visit the website www.uwseu.org.
Haunted Museum - Come and see what happens when the lights go out! October 29th and 30th at the CEU Prehistoric Museum. 6:00-7:30 p.m. Trick or Treat with the Dinosaurs for ages 2-10. $2.00 per child, no charge for accompanying adult. Free for members. 8:00-10:00 p.m. Haunted Museum. Admission for Haunted Museum is $2.00 for ages 2-12, $5.00 for adults, $15 for family, and free for members. Happy "Al"oween!
Halloween Dance - featuring Music of the Heart on October 29 from 7:00-9:00 p.m. at the new Senior Citizens Center, 450 Fairgrounds Rd. in Price. All ages are welcome. Refreshments, prizes for best costumes. Donations accepted. For more information call Annette at 650-0049.
Food Handler's Classes - In Price on October 19, November 16 and December 14, 2010. Classes held at 9:00 a.m., 4:00 p.m. and 7:00 p.m. each day at 28 South 100 East in Price. Cost is $15.00 and the cards are good for three years. For more information contact 637-3671. In Castle Dale classes are being held October 20, November 17 and December 15, 2010 at 4:00 p.m. and 7:00 p.m. each day, 25 West Main, Castle Dale (next to Boyd's Pharmacy). Cost is $15.00 and the cards are good for three years. For information call 381-2252. Classes are two hours long. Current cards are required for all individuals working in, but not limited to, restaurants, bars, nursing homes, school cafeterias, convenience stores and delis.
Sunday Luncheon - held by Slovenian Home on October 17th from 3:00 p.m. to 5:00 p.m.
Nationwide Public Square Rosary - sponsored by St. Anthony's Rosary group. Please join us October 16th at 12 noon in the Helper Main Street Park to pray to stop abortion, same sex marriages, and other concerns of the world. Our group will also pray for a priest for St. Anthony's.
Sunnyside Craft Fair - It is time for the annual Sunnyside Craft Fair! Call Sunnyside City Hall at 888-4444 or Karen Andrews at 888-2385 to reserve your booth. Call early! The cost will be $10.00 per booth. We will have food, crafts, goodies and loads of fun. The Fair will be at Sunnyside City Hall on November 6th from 10:00 a.m. to 4:00 p.m.
Aglow International - Come enjoy good food and fellowship, and all the Father to administer His healing love over your life on October 23rd at 2:00 p.m., 111 E. Street, Helper. RSVP to Tammie Jensen 650-6058.
Goose Neck Dinosaur prepration - Every weekday, Monday through Friday, from 2 pm to 5 pm, at the USU-CEU Prehistoric Museum, 155 East Main Street - Price, Utah, you can see preparation taking place on a jacketed portion of the Goose Neck Dinosaur. This event is open to the public at regular admission rates (free for members). You will be able to speak one on one with John Bird, the paleontology field and lab manager, and witness how the preparation on a discovery takes place once it has been retrieved from the field. This continuation of the Goose Neck Dinosaur Excavation is a wonderful opportunity for the public to see first-hand how dinosaurs are discovered and what happens after they are. We hope you can stop by!
Jobs Daughters - Bethel 3 of Price Utah of the International Order of Jobs Daughters has resumed meetings for the fall term. If you are a young lady between the ages of 10 and 20 and would like more information about joining our organization, please contact Kelly Wilkinson at 630-0270 or email@example.com.
Western Mining and Railroad Museum - Located at 296 South Main in Helper, the museum is open Tuesday through Saturday from 11 a.m. until 4 p.m. For information, Castle Valley residents may contact the museum at 472-3009.
Carbon County Triad - meets the first Wednesday of the month at 1:30 p.m. at the Price public safety dispatch center.Members focus on law enforcement and aging programs to assist the elderly.
Gallery East - Hours are Monday through Friday from 9 a.m. until 5 p.m.
Immunization clinic hours - Clinics are scheduled at Southeastern Utah Health District Monday through Thursday from 3:30 to 5:30 p.m. For information, contact the public health department at 637-3671.
Women's cancer screening - Women 50 years of age or older may qualify for free breast and cervical cancer exams and mammograms. Women ages 40 to 49 may qualify for a low-cost exam.For information, call the public health district at 637-3671.
Free legal clinics - Utah Legal Services has scheduled free clinics the second and fourth Monday of the month from 11 a.m. to 2 p.m. at the 7th District Court complex, located at 149 East 100 South in Price. Residents should bring all pertinent documents pertaining to legal questions. For information and appointments, contact the agency toll-free at 1-800-662-1563.
Carbon County Animal Shelter - AVID chip pet identification is available at the shelter. Hours are Monday to Friday, 9 a.m. to 5 p.m.; Saturday and Sunday, 10 a.m. to 2 p.m.
Carbon County RSVP & Volunteer Center - Residents of Carbon County who would like to lend a hand, or are in need of the assistance of volunteers, may contact the Carbon County RSVP & Volunteer Center at 636-3204 or visit our web site for more information at http://www.carbon.utah.gov/volunteer.
Child care resource and referral - For information on reserving a spot at upcoming child care provider orientation classes, local residents may contact Avis Burrows at 636-2355.
Applications for startup grants are available at the agency's office at CEU.
Price library - Hours are Monday through Thursday from 8 a.m. to 6:45 p.m., Friday from 8 a.m. to 4:45 p.m., closed Saturday and Sunday.
Story time is scheduled Monday at 11 a.m. for toddlers, Tuesday and Wednesday at 5 p.m. and Thursday at 1 p.m.
English as a second language classes are Monday and Thursday at 6 p.m.
Basic literacy classes are scheduled as needed.
For information, contact the library at 636-3188.
Helper library - Hours are Monday through Thursday, noon to 6 p.m.; Friday, noon to 4 p.m.; and Saturday, 9 a.m. to 1 p.m.
The library offers Internet accessible computers and will obtain books for patrons through the inter-facility loan program.
For information, contact the library at 472-5601.
CEU Library - Hours are Monday through Thursday from 8 a.m. to 9 p.m.; Friday from 8 a.m. to 5 p.m.; closed Saturday; and Sunday from 2 p.m. to 10 p.m.
Hours vary during holiday weekends, school breaks and summer semesters.
For information, contact the library at 613-5209.
Rape crisis hot line - Rape or domestic violence victims in the Carbon-Emery County area may contact the local 24-hour crisis line toll-free at 1-866-894-8610.
Carbon County Humane Society - offers clinics the third Tuesday of the month at 5 S. Carbon Avenue, Price.
Contact the society at 637-0588 for appointments.
Second Chance Wildlife Rehabilitation - is a non-profit group dedicated to the care of orphaned, injured or ill wildlife.The group needs a volunteer to organize and carry out fundraising events. Contact Debbie Pappas at 650-3441 for information.
Castle Country Habitat for Humanity - is accepting applications for homes from eligible candidates. The office is located at 150 South 700 East in Price. Donations may be sent to PO Box 724, Price, UT 84501. For information, contact the organization at 637-9701.
CEU Prehistoric Museum - is open October 1st through March 31st from 9 a.m. to 5 p.m. Monday through Saturday, (closed Sunday), and from April 1st through September 30th from 9 a.m. to 6 p.m. seven days a week. Feedings for the museum critters are at 4:00 p.m. every Friday (general admission fees apply). For information, contact the museum.
Freedom Community Outreach - Located at 550 East 100 South in Price, the organization offers free clothing for local families. The center is open Friday from 10 a.m. until 3 p.m. Donations of gently used clothes and household items are accepted.For information, Carbon County residents may contact the office at 637-0141 or email@example.com.
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BEIJING (Caixin Online) — Imagine a luxury goods shopper so confident and flush with cash that one day he walks into a Shanghai handbag shop, flashes 300,000 yuan ($48,077), and waltzes out with almost every bag in stock.
That's what happened last year at a Prada PRDSY, -1.58% 1913, -0.45% store where Benny Lu worked as a clerk. The customer "entered the shop and pointed to the shelves," he recalls. "Then he said, 'Except this one and that one, pack all the others.'"
This kind of price-is-no-object customer, however, is becoming increasingly rare at luxury retailers in Shanghai and across China.
Sales of high-end jewelry, watches and handbags have been slowing lately, some five years after the world's luxury goods makers embraced wealthy Chinese consumers as important drivers for global business growth.
Market analyst Bain & Co. said luxury consumer product sales on the mainland rose to 260 billion yuan USDCNY, +0.2847% in 2011 from 140 billion yuan in 2008.
Those heady days were marked by a dramatic 12% increase in upscale sales between 2008 and 2009 and a 30% jump between 2010 and 2011, Bain said, even while the rest of the world struggled through the global financial crisis.
The growth momentum first showed signs of weakening in October 2011, said Cliff Xie, a veteran who has worked for many years in China's luxury market. "It started with jewelry and luxury watches," he said.
And the slowdown could get worse in the wake of a July decision by the State Council aimed at fighting official corruption. The council imposed a new regulation, in effect since October, that bans luxury good purchases by all government agencies nationwide.
In the past, officials had routinely tapped public treasuries for money to buy all sorts of bejeweled and leather gifts for various associates in exchange for favors.
Now that the practice is banned, said Bain partner Bruno Lannes, sales of many kinds of high-end jewelry, watches, handbags and briefcases in China have fallen.
Chow Tai Fook Jewellery CJEWF, -2.91% 1929, -1.81% the world's largest retail jeweler, said its same-store sales on the mainland declined 8% year-on-year in the fourth quarter 2012. Mainland sales account for 80% of the company's revenue.
Italian fashion house Gucci US:GUCG saw sales grow 2% during the first three quarters of 2012 in the Asia-Pacific region, compared to 7% globally. French luxury giant LVMH LVMUY, -3.77% reported a slight decline in first-half 2012 sales in China, while the company's other market areas reported growth.
Kent Wong, Chow Tai Fook's managing director, blamed falling investment on the mainland for the decline in jewelry sales. Changing market conditions, he said, had forced the company to start focusing on low-end jewelry for younger customers.
Strategic shift
Chow Tai Fook's decision to adjust its business mirrors a wider search for new sales strategies among luxury-goods makers catering to rich Chinese.
Threats to Samsung Android market share?
George Stahl outlines potential threats on the horizon to Samsung's strong market share figures. China-based ZTE and Huawei are among companies expected to grab increased market share in 2013. Photo: Getty Images.
For example, Lannes said, some companies are promoting obscure and niche brands of high-end products that lack the splashy labels of well-known brands such as LVMH, Hermes RMS, -2.38% and Gucci. Famous brands "with eye-catching logos" have for years been "the most popular gifts," said Lannes, but that's changing.
Company financial reports support Lannes' point. French fashion group Pinault-Printemps-Redoute posted a mere 2% increase in last fiscal sales for its Gucci brand in the Asia-Pacific region. But the company's niche brand Bottega Veneta saw sales jump 25%.
More adjustments are expected in the changing political environment, said Ren Guoqiang, a vice president for the consulting firm Roland Berger & Partner.
"The Chinese luxury market for a long time underwent abnormal growth supported by tax policies and gift consumption," Ren said. "But recent anti-corruption measures and a subsequent (sales) slowdown will help the market return to a normal development pace."
Gift-buyers are believed to account for up to 25% of all luxury product sales in China — a phenomenon that luxury retailers understand well and sometimes encourage through flexible invoicing.
A manager for a luxury brand watch retailer told Caixin at his company "there are flexibilities granted to stores for invoice titles and contents."
Many stores offer after-sales services to customers who can't provide invoice. "A customer came in with a suit and asked to exchange it for a woman's handbag because the size was wrong," said a clerk at a luxury fashionwear store. "It obviously had been an unsuitable gift."
Sometimes intermediaries are hired to buy goods at stores for gift-giving officials. Several government agencies in southern China, for example, hired a man surnamed Xia to purchase luxury products.


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The Beach Boys release "Good Vibrations," a rebuilt London Bridge opens in the Arizona desert, a vice president resigns, and the entertainment world loses Yul Brynner, Orson Welles and Christopher Reeve, all on this day.
1941: Actor Peter Coyote, best known for movies such as "E.T. The Extra-Terrestrial," "Jagged Edge," "Outrageous Fortune," "Sphere" and "Erin Brockovich," is born Rachmil Pinchus Ben Mosha Cohon in New York City. He's seen here in a 2007 episode of the TV show "Brothers & Sisters."


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Flagging At YouTube: The Basics
The YouTube flagging system works best when you take the time to understand our Community Guidelines before you flag a video. Then, if you come across a video that you think may not belong on YouTube, it will be easier for you to let us know the reason you flagged it, whether it be for hate speech, nudity, violence, or another guideline violation. Once a video is flagged, we review it quickly, and if we find that it shouldn't be on YouTube, we remove it within hours. It's as simple as that.
Lots of users ask us questions about flagging. Whether you're brand new to the Community Guidelines or looking to get a flagging refresher, check out this new video to get a closer look at how it works.
The next time you come across inappropriate content on the site, flag it!
We're counting on you.
The YouTube Team