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Policy For Reimbursement Of Travel, Entertainment And Other Business Expenses
Policy Statement
Where allowable under IRS guidelines, Claremont McKenna College (the College) will reimburse an Employee for, or pay directly via College bankcard, actual college-related travel, entertainment or other business related expenditures that are necessary in the performance of his/her assigned responsibilities.
IRS Guidance
The Internal Revenue Service (IRS) requires that all of the following conditions be met to qualify for tax-free reimbursement of business expenses:
Expenses must be reasonable and have a legitimate college-related business connection - that is, you must have paid or incurred deductible expenses while performing services as an Employee of the College.
The Employee must adequately account to the College for expenses in a reasonable period of time.
The Employee must return any excess reimbursement or allowance within a reasonable period of time.
Guiding Principles
The IRS does not allow for tax-free reimbursement of lavish or extravagant expenses. Employees are expected to use prudent judgment and ensure all expenses submitted for reimbursement are reasonable based on the facts and circumstances.
Employees should verify that sufficient budget funds are available in advance of any purchase by reviewing their accounts online via CUConnect (https://www.cuc.claremont.edu/financialservices/cuconnect.asp), or by contacting a Department Supervisor or the Treasurer's Office. Reimbursement requests in excess of budget funds available may not be reimbursed.
The college-related business purpose of all expenses submitted for reimbursement must be thoroughly documented. Reimbursement requests submitted with insufficient documentation of the college-related business purpose will be returned to the Employee requesting reimbursement.
Reimbursement requests should be submitted within 30 days of when the expense was incurred or return from travel. Requests submitted beyond 30 days may not be reimbursed. Due to IRS requirements, any expense reimbursement granted beyond 60 days of when the expense was incurred or return from travel will be added to the Employee's taxable income and subject to applicable taxes/withholdings.
Unless otherwise noted below, original actual receipts are required for reimbursements over $75. Faxes, copies, or personal credit card statements are generally not appropriate forms of substantiation.
Employee expense reimbursement requests should be approved by the appropriate department chair, director or other authorized supervisor. All expenses incurred by a department chair or director should be approved by the respective Vice President; expenses incurred by a Vice President (other than the Treasurer) or the President will be approved by the Treasurer's Office; and the expenses of the Treasurer will be approved by the Secretary of the College. Reimbursements to the President will be reviewed on a periodic basis by the Chairman of the Audit Committee. The supervisor approving a reimbursement request is responsible for ensuring budget funds are available and there is sufficient documentation of the college-related business purpose for all expenses submitted.
Reimbursable Expenses
Traveling Away from Home: According to the IRS, you are traveling away from home if your duties require you to be away from the general area of your tax home substantially longer than an ordinary day's work, AND you need to sleep or rest to meet the demands of your work while away from home. Certain categories, as identified below, require that Employees meet the IRS definition of traveling in order to be eligible for reimbursement. In General, the mode of transportation used should be the most economical one suitable for the purpose of the trip.
Airline: The College will reimburse coach/economy class airfare tickets. Business or first class tickets will generally not be reimbursed to the extent that the cost exceeds that of a coach/economy class ticket. An original invoice/travel itinerary is required for reimbursement. Boarding passes for all segments of the trip are required as substantiation for travel purchased via an Employee's personal credit card. Air transportation purchases made via an Employee's personal credit card that are reimbursed prior to the date of travel will be recorded as a travel advance. To clear the advance, Employees should submit a travel report with boarding passes for all segments of the trip within 30 days after return from travel. Any frequent flier miles, or other travel related incentives earned, accrue to the Employee.
Personal Automobile: The College will reimburse Employees for mileage when a personal vehicle is used on official college-related business that is properly authorized, reasonable and appropriately documented. This does not include mileage for an Employee's standard commute when traveling between their residence and the College. The College will reimburse Employees at the current rate approved by the IRS on the date of travel. In the event a private vehicle is used in lieu of commercial transportation (air, bus, rail), the lesser of the costs between a coach/economy class ticket combined with other related ground transportation and the mileage will be reimbursed. The College will not reimburse vehicle operating, maintenance or repair costs for personal vehicles. Employees should ensure they are on the approved drivers list for the College prior to a trip by contacting the Human Resources Office. An Employee's personal automobile liability insurance is the primary coverage when using a personal vehicle on college-related business. If the liability limits become exhausted following an accident occurring while on college-related business, the College's policy provides a second layer of coverage.
College-Owned Vehicles (including electric carts): These vehicles are subject to additional rules pertaining to use. Gasoline purchase receipts will be reimbursed, not mileage. Employees must ensure they are on the approved drivers list for the College prior to a operating a College-owned vehicle by contacting the Human Resources Office.
Rental Vehicle: Employees may rent a vehicle when: driving is more convenient than airline or rail travel; driving is necessary to transport large or bulky materials; driving is more economical than public transportation modes due to multiple locations to visit in the destination city; or other surface transportation is not practical. Employees should ensure they are on the approved drivers list for the College prior to renting a vehicle by contacting the Human Resources Office.
Rental Vehicle Insurance Coverage: The College's automotive insurance policy provides primary liability coverage (or secondary coverage behind the rental car company in certain states) for pre-approved Employees. It is not necessary for pre-approved Employees to purchase additional liability insurance from the rental car company. Comprehensive and collision losses are not covered by the College's automotive insurance policy. The new Wells Fargo - WellsOne College bankcards scheduled for implementation in 2008 will provide primary comprehensive and collision coverage when the cards are used for renting a vehicle. The current Bank of America corporate credit cards do not provide primary comprehensive and collision coverage. Employees are encouraged to use a WellsOne College bankcard for rental vehicle purposes, when available. Employees not using a WellsOne College bankcard should purchase comprehensive and collision coverage from the rental car company when renting a vehicle. Employees not on the authorized driver list expose their personal liability insurance as primary insurance coverage.
Ground Transportation, Parking Fees & Toll Charges: Preferred choices for ground transportation are shuttle service, public limousine service, or other forms of public transportation. Travelers should use their best judgment in choosing ground transportation. Taxi fares require a receipt for reimbursement. Tolls and reasonable parking costs are reimbursable with a receipt.
Lodging: The College will reimburse lodging accommodations for Employees traveling on College business. Prudent judgment should be used when selecting lodging accommodations. The original copy of the detail hotel folio is required as substantiation for reimbursement.
Telephone: The College will reimburse reasonable expenses incurred for telephone, fax, and teleconference for business communications for Employees traveling on college-related business. Employees who receive a cell phone allowance are expected to use their personal cell phone to the extent possible. Personal calls home are reimbursable, though prudent judgment should be used when determining the number and length of the calls.
Personal Meals while Traveling: Personal meals are meal expenses incurred by an individual dining alone while traveling or by an Employee who has paid the bill for other Employees who are traveling with the individual on business. The College will either reimburse actual expenses or provide a per diem allowance for meal and incidental expenses for Employees traveling on college-related business based on the guidance below. Employees must choose one of the two approved methods for each trip and may not combine the two methods when requesting reimbursement.
Actual Expenses: The College will reimburse reasonable expenses incurred for meals when traveling on college-related business, however the total amount submitted for reimbursement each day normally should not exceed the federal per diem rates as established by the U.S. General Services Administration for meal and incidental (M&I) expenses (see link below). If two or more Employees dine together, the senior level Employee is responsible for paying the bill and seeking reimbursement. Both a detail statement displaying all items ordered and evidence of payment in the form of a credit card sales draft or cash register receipt should be submitted for reimbursement. For reporting purposes, purchases of alcohol must be segregated from other food items and charged to object code 5230 (Entertainment).
Per Diem Allowance: In lieu of submitting actual receipts for meal and incidental (M&I) expenses while traveling, Employees may request daily reimbursement at the approved federal per diem M&I rate established by the U.S. General Services Administration (GSA) for each day while traveling on college-related business. The reimbursement allowed for the first and last day of travel is limited to 75% of the daily rate, as prescribed by the GSA. Employees are required to reduce their daily per diem reimbursement request for meals provided by another source (i.e. meals included at a conference, provided by another individual, etc.) by the component rate(s) listed below. Supervisor approval prior to travel is required for Employees to use the per diem method for M&I expense reimbursements. No receipts are required when requesting reimbursement under the per diem allowance. Due to budgetary constraints, departments may choose to limit or disallow the use of the per diem allowance.
Approved Per Diem Rates: The M&I per diem rates differ by travel location. Please visit www.gsa.gov/perdiem to view the current M&I per diem rates by travel location. The following table provides a breakdown for the breakfast, lunch and dinner components of the maximum daily per diem rates for 2008. An updated table for subsequent years is available at www.gsa.gov/mie.
M&I Rates for 2012
Business Meals and Entertainment Expenses:
Business meals are meals taken during which a specific College business discussion takes place. When more than one College Employee is present during a meal, the senior level Employee is responsible for paying the bill and seeking reimbursement. Supporting documentation submitted for reimbursement must list all in attendance, their business affiliation, and summarize the college-related business discussed. Both a detail statement displaying all items ordered and evidence of payment in the form of a credit card sales draft or cash register receipt should be submitted for reimbursement. For reporting purposes, purchases of alcohol must be segregated from other food items and charged to object code 5230 (Entertainment).
Other College Expenses:
General College expenses, such as office supplies, should be paid for via College check or bankcard. Employees should not use a personal credit card for general College expenses, to the extent possible.
Non-Reimbursable Expenses
As noted above, expenses must be reasonable and have a legitimate college-related business connection - that is, you must have paid or incurred deductible expenses while performing services as an Employee of the College.
The following is a general list of non-reimbursable expenses; this list is not all-inclusive:
additional expenses of a spouse or person accompanying an Employee while traveling
babysitting fees
travel insurance
airline class upgrades
memberships, clubs, or organizations (e.g., vehicle, airline, fitness, discount retailers, etc.)
kennel costs for pets
lost or damaged personal items (e.g., cell phone, PDA, briefcase, calculator, computer, etc.)
medical expenses (e.g., co-pays, prescription or over-the-counter medications, etc.)
personal vehicle expenses (e.g., car washes, maintenance, fuel, etc.)
traffic or parking violations
sightseeing or other personal side trips
personal care items (e.g., toiletries or haircuts/styling, etc.)
personal entertainment (e.g., books, magazines, newspapers, hotel room movies, sporting events, etc.)
mileage for travel between personal residence and the College
laundry services on trips less than four consecutive business days
expenses that have been, or will be, reimbursed to the Employee by another organization
Day-To-Day Expenses:
personal vehicle expenses (e.g., car washes, maintenance, fuel, etc.)
traffic or parking violations
library fines
lost or damaged personal items (e.g., cell phone, PDA, briefcase, calculator, computer, etc.)
equipment purchases, except those preapproved by an authorized department
Entertainment and Alcohol:
alcohol purchases for consumption by students
meals for spouses and significant others, unless:
~ the event is explicitly intended and justified as a social event, or
~ the presence of a spouse or significant other is intended, and justified in the request for reimbursement, as serving a legitimate College business purpose (e.g., a spouse at a faculty recruitment dinner to inform the candidate and/or candidate's spouse about the community, housing, employment opportunities, etc.)
Gifts to Staff, Faculty and/or Students:
any gifts for faculty or staff members or students, or a member of the family of a faculty or staff member or student, except by Human Resources or for the following:
~ de minimis incentives of not more than $25 in cash value provided to students acting in the capacity as a non-paid student volunteer (i.e., CMC logo items, ticket for admission to a movie, gift certificates redeemable for items at a local store, etc.)
~ substantiation for reimbursement of de minimis incentives must include full names of recipients and explanation of the college-related business purpose
expenses associated with birthdays, promotions, retirements, or other comparable occasions (except by Human Resources)
Travel Reports and Payment Requests
All Employees are required to submit a travel report for direct reimbursement for overnight business travel and to clear a travel advance. A travel report is not required for expenses charged directly to a College bankcard. A request for check must be prepared and attached to the supporting documentation for all other reimbursable expenses. The forms and instructions for both can be found at http://www.cuc.claremont.edu/financialservices/resources.asp. As noted above, reimbursement requests should be submitted within 30 days of when the expense was incurred or return from travel. Requests submitted beyond 30 days may not be reimbursed. Due to IRS requirements, any expense reimbursement granted beyond 60 days of when the expense was incurred or return from travel will be added to the Employee's taxable income and subject to applicable taxes/withholdings.
Travel Advances
Employees are encouraged to use College bankcards to the extent possible when traveling on College related business. Employees may request a travel advance to cover the anticipated expenses of travel, up to 30 days prior to an approved trip. Advances should be cleared within 30 days of return by submitting a travel report and all unused funds must be returned to the College.
College Bankcards
The provisions of this policy are applicable to reimbursement of expenses made directly to an Employee or paid via College bankcard.
Approved by CMC Senior Staff - January 10, 2008


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Leonardo812 wrote:I am not a fan of deleting or editing peoples posts.
If someone is doing something inappropriate, send them a PM.
If they keep doing it, send them another one.
If they still do it, delete their accounts instead of making the administrator or mods follow them around, cleaning up their trash.
But that's just my opinion.
honestly i agree, but we're only at around 50 members. that's barely enough to warrant addition of mods, which don't even look like they're showing up for a while anyways.
we're a small family. we stick together

subset: commoncrawl


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Tornadoes in Tennessee
Tornado nearing Penny Lane,
Good Friday Tornado, Murfreesboro, Tennessee,
April 10, 2009
At 12:19 p.m. on Friday, April 10, 2009, a large EF4 tornado touched down 15 miles southwest of Murfreesboro, TN. With wind speeds reaching 165 mph, the half-mile-wide tornado was on the ground for 36 minutes as it traveled NE for 23 miles, tearing through Murfreesboro and causing extensive damage. The tornado leveled houses, lifting some off of their foundations, and even ripped off the entire second floor of a two-story office building. According to the Rutherford County Emergency Management Agency, 845 buildings were damaged by the tornado, with 298 of them suffering major damage and 117 completely destroyed. All told, the tornado caused nearly $42 million in damage to homes and businesses. It also caused 58 injuries and 2 deaths. Evidence of its passing can still be seen more than a year later.
Although it was by far the strongest, the EF4 tornado that hit Murfreesboro was actually only one of 14 tornadoes to touch down in Tennessee that day.
Osborne Lane, Murfreesboro, Tennessee, April 10, 2009
Osborne Lane, Murfreesboro, Tennessee, April 11, 2009
Osborne Lane, Murfreesboro, Tennessee, April 11, 2009
Osborne Lane, Murfreesboro, Tennessee, April 11, 2009
NW Broad Street, Murfreesboro, Tennessee,
NW Broad Street, Murfreesboro, Tennessee,
Liberty Tornado, Sumner County, Tennessee, March 18, 1925
On March 18, 1925, Sumner County was struck by the deadliest tornado in Tennessee history. An F4 tornado touched down at 5:00 p.m. in Buck Lodge, 8 miles north of Gallatin. It traveled ENE for 60 miles, passing through Keytown, Angle, Oak Grove, and Liberty before crossing into Kentucky. The Liberty Tornado, as it was later named, killed 39 and wounded 90 Tennesseans.
However, it was not the only tornado to strike on that fateful day. Middle Tennessee was also hit by two F3 tornadoes. One of them traveled 20 miles through Williamson and Rutherford Counties, killing 1 and injuring 9. The second F3 tornado traveled 12 miles through Bedford and Rutherford Counties, killing 2 and injuring 15.
March 18, 1925, was also the date of the deadliest tornado in U.S. history. An F5 tornado touched down NNW of Ellington, Missouri, and proceeded to travel through southern Illinois and into southwestern Indiana. The infamous Tri-State Tornado left a 234-mile path of destruction and 695 dead in its wake.
Liberty Tornado, Sumner County, Tennessee, March 18, 1925
Archives Photograph Collection
Section researched and written by Will Thomas, Archival Assistant


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- Home
- Learn
- Community Education
- Sarasota Museum of Art
- A Grand Design
A Grand Design
- Renovation Underway
- Million Dollar Match
- Lisa Hoke at SMOA
- Lisa Hoke Creating "Swept Away"
- Patrick Dougherty at SMOA
- Sticks and Clicks Photo Competition
- A Grand Design
- The SMOA Story
- History of SMOA
- About the Historic Building
- Virtual Tour of Historic SHS
- Transforming the Building
- Architectural Design
- Meet the SMOA Board
- Meet Some of Our Donors
- SHS Alumni Campaign
- Captivating ARTmuse Programs
- Social Gatherings and Events at SMOA
- Contact Us
- Support SMOA
Collegiate Gothic Meets Smart Contemporary
The Grand Design of the Sarasota Museum of Art
By Ryan G. Van Cleave
Ask anyone to think of a museum and they probably envision long corridors and big rooms filled with all types of art. They likely don't even give a thought to the building housing that art. But a museum of modern art, that often experimental, shocking, challenging, and empowering tradition of art ranging from the late 1800s to roughly the 1970s? The building itself is often an integral part of the art experience. For example, consider the Akron Art Museum where a recent soaring glass and steel structure added in 2007 to the late nineteenth-century brick and limestone building makes it look as if an airplane crashed into the backside. That's exactly part of the fun and part of what makes Akron's museum world-renowned for its conversation-starting architecture. SMOA looks to be no less effective in its architectural design.
After a design competition that was judged by a Ringling College of Art + Design student, members of the public, and museum and art professionals, the winning concept presented by the Sarasota architectural firm ADP Group that wowed them all might best be called a sandwich. The second floor of this three-floor building is where the modern and contemporary art will reside. The other two floors which sandwich the exhibitions and collections will be art studios and other education spaces to teach adults and children from the community. The effect of this unusual layout is that someone working to learn watercolor on the third floor can look through one of the many glass walls or off one of the many bridges and see professional art displayed on the second floor. And museum visitors enjoying art on the second floor can peer down to the classes being held on the first floor and witness actual art being created. Larry Thompson, President of the Ringling College of Art + Design (SMOA became a division of the college in 2005), says "the brilliance of the design is for the visitors to not only experience the art by seeing it in the museum but to also experience the creation of art itself." This connection between process and product is key to the joint mission of SMOA to be both an exhibition space and a robust learning center.
If you walk down Tamiami Trail and look at the old Sarasota High School building that will soon become SMOA, one thing stands out — the red brick exterior and Collegiate-Gothic style that was revolutionary and exciting for the 1920s, but today, feels pretty old world. (It was designed by the prominent Florida architect M. Leo Elliott, who also designed Bay Haven, Southside, and Osprey elementary schools.) If you could see inside those big red walls, you'd find terrazzo floors and vaulted ceilings that are so different than what schools offer today.
Some people might wonder why a museum featuring modern and contemporary art should be housed in such a decidedly old building — isn't it inappropriate, or at least an odd mix? They might wonder. Why not knock it flat and start anew with a cutting-edge structure that's innovative and more like the exciting art housed inside?
President Thompson ran up against this kind of thinking back when he was CEO and director of the Rock and Roll Hall of Fame. "People thought we couldn't put rock and roll in a museum, too," President Thompson says about the world-class tourist attraction designed by architect I.M. Pei in Cleveland's redeveloped North Coast Harbor on the shore of Lake Erie. He adds, "The way I tend to see it is that putting modern/contemporary art in a historic structure reminds the visitor that all art — especially modern/contemporary art — has a historical context as it itself creates history for the future." And for those who love historic architectural elements, don't worry — the beautiful vaulted ceilings and terrazzo floors will be preserved along with the building's exterior. You'll be able to enjoy some of that stunning interior from the rear of the building, too, thanks to a minimalist glass structure that will allow visibility from the outside to all three floors and an open system of stairs and elevators.
As with many design projects today, sustainability and environmental concerns are crucial. President Thompson applauds this goal, saying, "There is no better act of sustainability than reusing and readapting an existing structure for a new, better, more modern use. So by saving the historic Sarasota High School we are able to give the structure new life with an educational purpose related to its original existence." That is sustainability at its very best, and that's an example of smart design thinking. It's also a noteworthy bridge between past, present, and future.
What better place to house visiting artist lectures, cultural exchanges, continuing education classes, and art education?
When SMOA is complete and ready for the community, what will we find inside? Well, SMOA itself will occupy the entire second floor of the 57,000 square-foot Visual Arts Education Center (VEAC). The museum itself will include a double-height grand gallery; large open galleries, smaller galleries for intimate installations; a 110-seat auditorium; and education resource/meeting spaces. There'll also be administrative offices, a museum gift shop, a cafe with patio and indoor seating, and an expansive outdoor sculpture garden. Plus the entire building will have ADA-accessible ramps and elevators to accommodate the needs of any and all visitors. It's clear that SMOA will be another grand piece in the growing legacy of our community's cultural richness.
This January, SMOA celebrated its 2013 ARTmuse program with the "SMOA Inaugural Bash," featuring renowned artist Patrick Daugherty whose own brand of design is on display via his large-scale environmental sculptures in the front of the building. About the ARTmuse visiting artists program, SMOA President Wendy Surkis explains, "The artists share their creative journey and impart a deep understanding of who they are, what they do and how they do it." She also added that "Out in Front," Daugherty's site-specific piece which was the subject of a massive community photography contest, "will be an inspired addition to this site and further identify the site as an art and learning destination."
At its core, design is about the tangibility of ideas and human-centeredness that has the goal of creatively engaging others. In short, a building has more function than just to house the interior, and SMOA will reflect that in every way. For now, the drawings and design renderings suggest that symbiotic relationship well, but when the project is done and finally open to the public, just enter the wide double-doors yourself and see what kind of emotional and spiritual impact world-class design can generate with you. That's what art — and design — is all about.
©2013 SCENE magazine. Used by permission.


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Grinnell, IA -- The Beloit College Football team got another big game from Mason Dixon on the ground but it wasn't enough in a 42-17 loss at Grinnell College on Saturday.
Dixon's 219 rushing yards on 31 carries marked his second straight 200-plus yard effort. The yards are the 12th-highest in Buccaneer Football history and the 15th time it's been accomplished.
The Pioneers jumped out to a 7-0 lead with a TD at 9:11 of the opening quarter, the only scoring in the opening 15 minutes. They went up 14-0 early in the second quarter before a 34-yard field goal by Kam Sallee made it 14-3 at the 10:36 mark. GC increased their lead to 21-3 53 seconds after the field goal but Michael Nolden caught a 20-yard scoring pass from Sallee 1:18 before the half to make it 21-10 at the break.
Dixon pulled the Bucs to within 21-17 with a 60-yard scoring run just under two minutes into the second half but that would be the end of Beloit's scoring. Grinnell scored at 2:33 of the third quarter to lead 28-17 entering the fourth and then tacked on a pair of TDs in the final quarter to close out the scoring.
Ian Dunning made 11 tackles for the Bucs while Derell Carter had eight with a half sack and Alan Ham seven with the other half of the sack.
Beloit plays their second straight game in Iowa next Saturday when they travel to Cornell College for a 2:00 p.m. kickoff.


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i just have NA trial
i just have NA trial
well i can provide 2 ppl with an eu trial, tough as more ppl wrote here the trial is very limited so kinda pointless if you dont planning to buy the game, so if any of you guys is and wants to have trial for eu pm me your email and ill send you 1
Which Final Fantasy Character Are You?
Final Fantasy 7
currently games playing atm,
League of Legends -----ign- HerokilllerNL
Telemachus ---- Shadedsin (asmo)
Spatalos ----- Zeroxx (Elyos )
xbox360 gt Jd gamer NL
if anyone still needs a trial key let me know i should have some left
i need eu trial key to email---> email@example.com
I always wanted to try this MMORPG too, if you got a key please send one to firstname.lastname@example.com
Hello everyone i would also like to test the game
So i would need a key for eu
Email: email@example.com
Thanks in advance
I would greatly appreciate a trial key for NA if available.
Bored of WOW and this game looks amazing, just want to try before I make the move.
My email address is email@example.com
Thanks for your consideration.
Hey i wanna try a free trial but i dont know what the hell a pm is so my email is email@example.com
Guys please i would like a trial for aion plz send me the key so that i could play. my email: email@example.com
Last edited by yandry11; 04-12-2011 at 11:05 PM. Reason: -=Doublepost=-


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Australian Botanic Garden
- Planning your visit
- What's On
- The Garden
- Tours & Education
- History
- Australian PlantBank
- PlantBank opening
- Visitor information
- Frequently Asked Questions
- Plant banking
- Laboratories
- The building
- Landscaping
- Learning
- PlantBank scientists
- Contact us
- Cycling at the Australian Botanic Garden
- Fast Facts
- Weddings, Venues & Sporting Activities
Australian Network of Plant Conservation
Technical training in seed handling for practitioners of native vegetation restoration - a collaboration with the Australian Network for Plant Conservation
Dr Amelia Martyn - Seed Research Officer
During 2012, research staff worked with the Australian Network for Plant Conservation to prepare and present a one-day workshop on 'Seed collection, storage and use for native vegetation restoration'. The workshop was the first of a series to be rolled out nationally and uses the guidelines edited by Principal Research Officer, Cathy Offord and Honorary Research Associate, Trish Meagher as a reference. It is designed to assist practitioners to plan, collect, store and use native plant germplasm in a restoration setting, with a focus on the use of seeds. Theory presentations, practical case studies and an opportunity to workshop issues experienced during seed collection and handling were offered, preceding an ANPC-run workshop on translocation of threatened species and a combined one-day field trip.
The pilot program for 62 participants from state and local government, consultants, community and commercial nurseries and universities was presented at the Australian Botanic Garden in November 2012. All presentations rated very well achieving a total rating of good plus very good of over 90% in participant evaluations. Tricia Hogbin from ANPC coordinated the course delivery which involved a number of Trust scientists. Bob Makinson presented introductory lectures. Amelia Martyn developed the course materials and presented a workshop session on 'Seed banking: cleaning, storage and longevity'. Karen Sommerville and Graeme Errington presented case studies on orchid seed conservation and storage of rainforest species. Collaborators from the Adelaide Botanic Gardens, the Department of Environment and Conservation in WA, CSIRO Plant Industry and Greening Australia gave presentations during the day and staff from our seedbank assisted with practical sessions.
A second workshop was conducted at the University of the Sunshine Coast in April 2013. Participants included Aboriginal corporation mem-bers conducting restoration programs, community nursery and landcare volunteers, local and state government staff as well as Greening Australia (Qld) staff and university staff and students. The program structure was refined following the pilot workshop, with a mix of practical and theory presentations throughout the day. The smaller group allowed for greater hands-on participation during practical activities.
Planning is underway for further workshops during 2013-14 in Queensland and Canberra and a second workshop at the Australian Botanic Garden, providing an excellent opportunity for transfer of seed science techniques and for collaboration with industry and community stakeholders.
The ANPC workshop, along with tertiary training provided to the University of Sydney prepared by Amelia Martyn, Karen Sommerville and Cathy Offord provides an excellent starting point for future professional education programs offered in PlantBank to local and international practitioners.
Offord CA and Meagher PF (eds.) Plant germplasm conservation (2009) in Australia: strategies and guidelines for developing, managing and utilising ex situ collections. Australian Network for Plant Conservation Inc., Canberra.


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Moderator: Other Stuff Mods
Almighty Doer of Stuff wrote:Call me what you will, they're good songs.
Almighty Doer of Stuff wrote:Just bought Carly Rae Jepsen's "Call Me Maybe" and Sixpence None The Richer's "Kiss Me" on Amazon.com using a MP3 credit I got when I bought my MP3 player. Call me what you will, they're good songs.
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text:
Is their any way to do a repair install to put it back the way it was when I first installed it.
It is 9.2 pro and I have the CD,s and the DVD,s.
The reason I am asking is I have been doing a lot of experimenting and have ****ed it up completely.
As I do not want to lose all my work is this possible.


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Chicken Bittle (voice)
The character page for Chicken Bittle (voice) on 10StarMovies. Watch Movies from Chicken Bittle (voice) for free. On the right you will find all the movies that this character has appeared in. You may scroll down the page to view the IMDB profile page of Chicken Bittle (voice).
- More on Chicken Bittle (voice)
The character "Chicken Bittle (voice)" on 10StarMovies:
1) Aqua Teen Hunger Force Colon Movie Film For Theaters (Movies - Runtime: 1 hr 26 min - Full Sources)
Chicken Bittle (voice) played by Bruce Campbell
Release: Feb 10, 2007
Rating: 3.25/10
Views: 16,530
Comments: 0
The story begins in Egypt, where Master Shake, Frylock and Meatwad are being attacked by an oversize poodle, who kills Frylock before being destroyed by Shake. Shake and Meatwad drive off with Frylock's corpse, and meet Time Lincoln, who plans to revive Frylock; however, when the CIA break into his house, the Aqua Teens flee in his wooden rocket ship, and Time Lincoln is shot. This, however, is all revealed to be an elaborate story concocted by Shake to explain the ATHF's origin to Meatwad. Shake then explains to Meatwad that women are only attracted to great bodies, then heads off to work out on his new exercise machine, the Insane-O-Flex. Together, they go in search of a missing piece of an exercise machine that happens to be more than an exercise machine, placing them on a collision course with the likes of Oglethorpe and Emory, a pair of jagged, ridiculous creatures from the future who travel with a robot companion claiming to be the Ghost of Christmas Past. They also encounter Dr. Weird, a mad and evil scientist given to disguises and who seeks revenge against the Hunger Force; McPee Pants, a rapping spider who wears a shower cap and diaper; and the hilarious Ignignokt and Err, two-dimensional villains from the ancient days of Pokey, Atari video games. Watch Movies Online for Free on 10StarMovies.


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art, book cases, chandelier, changing tables, children, china cabinet, furniture, kids, sock monkey, virginia beach
The kid's spot at CHARTREUSE is growing daily with new pieces of friendly furniture and inspirational art! This is a peak of 1 of the 4 areas! Stop by and see it for yourself and don't forget about the 50% OFF SALE going on in the Vault and Studio! I still have about 15 pieces of furniture marked down.


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Editor's Choice
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Slow Swimming on Ball
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Researching Attorney Discipline
Daviess County, Kentucky Agricultural Lawyers
Brian Keith Privett
Privett Law Office, PLLC
Bourbon County, KY Agricultural Law Attorney.
(859) 987-5430
University of Louisville
Attorney at Law
Justia & LII Premium Placement
Attorney at Law
Justia & LII Premium Placement
The LII Lawyer Directory contains lawyers who have claimed their profiles and are actively seeking clients. Find more Daviess County, Kentucky Agricultural Law Lawyers in the Justia Legal Services and Lawyers Directory which includes profiles of more than one million lawyers licensed to practice in the United States, in addition to profiles of legal aid, pro bono and legal service organizations.


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Built for Skiers. The Atomic Skiwear Lookbook 14/15.
The requirements of female skiers differ from those of men, and those of kids differ from those of adults. Which is why Atomic develops products specifically for men, women and juniors which take different tastes, physical strengths and centers of gravity into account. Of course the boundaries between our products are not inflexible – skiers are free to choose the right product for them from any of the ranges.
Atomic strives to provide every skier with precisely the ski they need - specifically tailoring the flex line and flex, materials and characteristics to the skier's individual level of ability. So honesty is crucial when it comes to assessing your performance level:Have you just started skiing, and are you looking for a ski which can help you make rapid progress while skiing at a moderate pace (beginner)?Are you confident on easy to medium-difficulty descents on the piste or on unchallenging terrain, can you master simple tricks over small obstacles (advanced)?Do you like to tackle tough descents on steep, icy or heavily snow-covered terrain or challenging Park and Pipe maneuvers (ambitious)?Or do you have several years' experience at competition level and are you capable of mastering any challenging terrain at any speed (expert)?
If your preferred ski should feature a specific technology, you can draw up a shortlist here: The Doubledeck technology used in the World Cup makes the ski especially efficient and dynamic on the piste;A Rocker profile ensures flexibility and lift in soft snow; Skis which are curved at the tip and tail have a twin-tip shape.
Park and Pipe is always progressing, and the Atomic Punx is the ski leading the charge.
The Choice of our Freestyle Pros. Park and pipe is always progressing, and the Punx and Infamous are the two skis leading the charge. Whether you prefer redefining what is possible on the Punx or progressing your focus on style with the Infamous, Atomic has the park ski for your needs.


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Last semester an impressive range of top-level speakers spoke with students.
John Miller, National Beef Packing Company founder and Huntsman School of Business Convocation Speaker, spring 2012
Mr. Miller said students should become servant leaders, surround themselves with mentors, choose to work in an environment where "the truth is spoken," be responsible, and trust others to be responsible.
Mark Holland, chairman and CEO of Intermountain Staffing Resources and owner of Ascend HR Solutions
Mr. Holland spoke on the importance of effective time management, cultivating relationships, and taking smart risks.
"Close friendships are difficult to come by, and if we don't actively manage them… they will fade," Mr. Holland said.
David Bell, Xinmei Zhang, and Yongge Dai Professor, professor of marketing at the Wharton School, University of Pennsylvania
Dr. Bell said the majority of online businesses are started by students. He taught three internet marketing strategies: to create a solid customer base, to remember that how customers use the internet depends on where they live, and to make sure that marketing tactics are relevant.
Becky Anderson, founder of For Every Body and For Every Home
Ms. Anderson offered 10 lessons that she said have greatly benefited her business life, including the importance of making educated decisions, managing time well, having passion, and setting big goals.
See our full list of speakers and watch their videos at: huntsman.usu.edu/speakers


text:
If your BlackBerry device detects a possible problem or issue with your media card, you can view more details about the error in your Storage and Access settings.
The media card might be in an unreadable format. Consider formatting the media card.
A password is blocking access to the media card and data stored on it. Insert a media card into your BlackBerry device that isn't password protected.
You can view and open files on the media card. You can't move, delete, or modify the files on the media card.
The media card isn't communicating with your BlackBerry device. Consider using a different media card.
Make sure that there is a media card in your BlackBerry device and that it's inserted properly.


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Enjoy the latest chapter!
Please refrain from posting spoilers of this chapter, you'll be given infraction if you violate the rules. Discuss the chapter in the latest chapter discussion topic instead.
Raw: Falcon Punch
Translator: Js06
Proofreader: lefty
Cleaners: Kundumstaf, Takuha
Redrawer: Vaelis
Typesetter: Vaelis
Qc: Horatio
MF || Read Online


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Weights NOT Included
Hampton 3-Tiered Dura-Bell™ Rack - The 3-Tiered Dura-Bell™ Rack cuts storage space nearly in half. Dumbbells are easy to store and easy to grab, thanks to biomechanically correct shelf angles. Rounded front edges mean less chance of damage to dumbbells. Weight stickers, which are included, facilitate accurate dumbbell placement. Perfect for clubs, homes, and the vertical market. Three-tiered racks holds pairs 2.5-50; two units hold 2.5-100; and three units hold 2.5-125 with room to spare.
Dimensions: 52" W x 25" D x 42" H
Tray Depth: Top Tray 12.5", Middle Tray 13.75", Bottom Tray 14.75"
Weights not included
Hampton Dura-bell Construction consists of a threaded and pinned handle that makes it impossible for the head to separate from the handle shafts. Dura-bells are perfect for home or commercial facilities and offer a 5-year structural warranty.
Need to purchase of dumbbell racks in bulk for a fitness room or weight room? Contact an Ironcompany.com strength equipment specialist today at 1-888-758-7527 or email firstname.lastname@example.com.
Shipping Included
Shipping cost included within the lower 48 states only
Ships via one of our various freight carriers on a wooden pallet. This delivery is considered a curbside delivery only and will be delivered to a location at your address that is acceptable for a tractor trailer at the drivers discretion. Customers are required to be home at the time of delivery to sign the delivery receipt. On most deliveries, customers will receive a 24-hour notification call and lift gate service.


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Midwest Living Review
Hotel Metro is in a terrific location, surrounded by the cool restaurants and bars of North Milwaukee Street and within walking distance of the Milwaukee Art Museum, downtown and the Third Ward district. This excellent location can have a downside, though; because of its proximity to North Milwaukee Street restaurants and bars, it can get noisy when nighttime activity picks up. The suites feature separate sitting areas and nice amenities, including CD player, free Wi-Fi, refrigerator and in-room safe. Hotel guests are welcome to use the saltwater hot tub, Karma Spa and rooftop sun deck. Hotel Metro also maintains two quality in-house dining venues, plus ballroom and lounge. Hotel Metro was the first in Milwaukee to be certified by Travel Green Wisconsin for their facilities and practices. Guests are welcome to use the hotel's small fleet of bicycles, and their Metro Cab runs on 25 percent biodiesel. Inside, the hotel has incorporated ecofriendly materials such as bamboo flooring and recycled glass tile. From $169.


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El Salvador
Geography | Government | History
Situated on the Pacific coast of Central America, El Salvador has Guatemala to the west and Honduras to the north and east. It is the smallest of the Central American countries, with an area equal to that of Massachusetts, and it is the only one without an Atlantic coastline. Most of the country is on a fertile volcanic plateau about 2,000 ft (607 m) high.
The Pipil Indians, descendants of the Aztecs, likely migrated to the region in the 11th century. In 1525, Pedro de Alvarado, a lieutenant of Cortés's, conquered El Salvador.
El Salvador, with the other countries of Central America, declared its independence from Spain on Sept. 15, 1821, and was part of a federation of Central American states until that union dissolved in 1838. For decades after its independence, El Salvador experienced numerous revolutions and wars against other Central American republics. From 1931 to 1979 El Salvador was ruled by a series of military dictatorships.
In 1969, El Salvador invaded Honduras after Honduran landowners deported several thousand Salvadorans. The four-day war became known as the "football war" because it broke out during a soccer game between the two countries.
El Salvador Suffers During 12-Year Civil War
In the 1970s, discontent with societal inequalities, a poor economy, and the repressive measures of dictatorship led to civil war between the government, ruled since 1961 by the right-wing National Conciliation Party (PCN), and leftist antigovernment guerrilla units, whose leading group was the Farabundo Martí National Liberation Front (FMLN). The U.S. intervened on the side of the military dictatorship, despite its scores of human rights violations. Between 1979 and 1981, about 30,000 people were killed by right-wing death squads backed by the military. José Napoleón Duarte—a moderate civilian who was president from 1984 to 1989—offered an alternative to the political extremes of right and left, but Duarte was unable to end the war. In 1989, Alfredo Cristiani of the right-wing Nationalist Republican Alliance (ARENA) was elected. On Jan. 16, 1992, the government signed a peace treaty with the guerrilla forces, formally ending the 12-year civil war that had killed 75,000.
In 1998, Hurricane Mitch devastated the country, leaving 200 dead and over 30,000 homeless. In Jan. and Feb. 2001, major earthquakes struck El Salvador, damaging about 20% of the nation's housing. An even worse disaster befell the country in the summer when a severe drought destroyed 80% of the country's crops, causing famine in the countryside.
In 2004, Antonio Saca of ARENA was elected president. The nation implemented a free-trade agreement (CAFTA) with the U.S. in March 2006, the first Central American country to do so.
Mauricio Funes, a former journalist and member of the FMLN party, was elected President in March 2009, ending two decades of conservative rule in El Salvador.
See also Encyclopedia: El Salvador
More on El Salvador from Fact Monster:


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Fly an airline honoured on Conde Nast Traveler's Readers Choice Top 20 Airlines list and placed second worldwide in the Small Airlines category at up to 50% off pre-tax fares on all routes. This latest sale covers travel through June 26 but must be booked by Friday.
Sale fares are available seven days a week, including over Family Day, March Break, Easter long weekend and Victoria Day. Fares require a 14-day advance purchase, and we found the best availability Tuesdays, Wednesdays and Saturdays.
Travelzoo deal experts tested these sample fares. We suggest booking early to secure sale fares on popular dates before limited seats sell out.
One-way fares from Ottawa (including taxes and fees) includes:
One-way fares from Toronto (including taxes and fees) includes:
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One-way fares from Montreal (including taxes and fees) includes:
About the airline: Porter Airlines boasts an official 4-star rating from Skytrax, custom leather upholstery and more legroom than any cabin in its class. In-flight service includes free snacks, soft drinks, wine and beer.
Please go to your email and confirm your subscription.


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By C.J. MCMANUSSun Advocate reporter
A Magna man and Price woman arrested late last month were scheduled to appear Thursday in the Seventh District Court to answer a long list of alleged fraud and drug related charges stemming multiple encounters at Carbon County financial institutions. James Harvey Daniel, 34 and Alicia Marie Christensen, 33 were arrested in Wellington following their attempt to cash alleged fraudulent checks at the Eastern Utah Community Credit Union (EUCCU) in East Carbon on Oct.26.
According to East Carbon Police Chief Sam Leonard, Daniel and Christensen began targeting the local financial institution in early October after they reportedly purchased the banking information of a Carbon County couple and began printing checks with the stolen information via personal computer software.
"The case for our department started when I received a call from Nola Porter at Eastern Utah Community Credit Union," explained Leonard. "She reported that an individual had just attempted to cash a check on a local account for $425 and that was the second such check written on that account within 24 hours."
According to the chief, he contacted the account holders concerning the checks and they were stunned to find out an individual was attempting to draw on their funds.
"They were an elderly couple and they were shocked," said Leonard. "It was easy for them to distinguish the checks as fraud as the numbers on the presented checks did not match theirs and the high amounts were for the purchase of items the couple never bought."
Following the first attempt on the East Carbon EUCCU branch, the suspects tried to cash several checks in Price before returning to East Carbon, when they did return however, the credit union branch and local law enforcement were ready.
"We were shocked by how long they were willing to wait here to see if we would cash the check," said Nola Porter, who works for the credit union. "As they waited, we were able to call the local police as well as take down the plates of their vehicle."
After failing to have the check cashed, the suspects left and were pulled over by local officials in Wellington through the plate report from the ECPD.
"Once again on this case we had some really great inter-agency communication," said Leonard. "Officer Shawn Sackett was on duty when the suspects came back a second time and he received a great amount of assistance from the Wellington and Price departments as well as the county sheriff."
According to Officer Sackett's narrative report concerning the arrest, Daniels was very cooperative at the time of his arrest, he reportedly claimed a backpack inside the 1991 Blue Chevrolet Celebrity the couple was driving. The bag, allegedly contained several more fraudulent check, credit card information and other materials used to produce fraudulent documents.
Following the arrest, Daniel was charged with three separate counts of fraud, possession or use of a controlled substance, identity fraud, unlawful acquisition or possession of a transfer card, possession of another's identifying documents, obstruction of justice, possession of drug paraphernalia and theft by deception. Christensen will face charges including forgery, identity fraud, unlawful acquisition or possession of a transfer card, possession of another's identifying documents, obstruction of justice, possession of drug paraphernalia and theft by deception and giving false personal identity to a peace officer.
After the arrest, local officials realized that Daniel had been using identification stolen from a Layton man while he was in West Jordan this July. The man's checks and cards were also found in the car.
According to local officials, the couple's fraudulent activity was not limited to this arrest. Those involved with the case reported that several suspects in the local area are still being investigated.
"If I could give some advice to citizens in the area, I would caution them to never place checks in their mail box with their bills," explained Sackett. "If one of these people can get a hold of just one of your checks they can then print as many as they need. They only need access to your account numbers once. Also make sure and check your statements regularly, the faster law enforcement knows a crime has been committed the better the chance of making an arrest."
Fraud crimes such as these are difficult because they have many victims, according to officials involved. Both the financial institutions and their members are affected by fraudulent activities, and the effects are often far reaching causing more and more safe guards against this type of white collar crime.
"If you are using paper checks it is very easy for for someone to get a hold of your numbers if they are so inclined," said Price City Police Chief Aleck Shilaos. "In my opinion debit cards are safer, but they have their own problems and as thieves work to find problems within that system."


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To link to this article, copy this persistent link:
(May 01, 2013) The Parliament of the Independent State of Samoa recently enacted the Crimes Act 2013, which replaces and modernizes the Crimes Ordinance 1961. (Crimes Act 2013, Parliament of Samoa website.) The new legislation came into force on May 1, 2013.
The Crimes Act 2013 contains a range of new offenses, including "computer-related offences, people smuggling and trafficking, offences that cater for complex fraud offences such as stealing land, offences relating to invasion of privacy pertaining to people engaging in sexual activities [i.e. voyeurism], [and] offences relating to the distribution of sexual material using mobile phones." (Updated Crimes Act Passed, Samoa Observer (Apr. 28, 2013).)
The penalties for sexual offenses have also been increased under the Act. The maximum penalty of life imprisonment for rape has been maintained, while the penalty for incest has increased from 7 to 20 years of imprisonment, and the penalty for attempted rape increased from 10 to 14 years. (Samoa Gets New Crimes Act, Radio New Zealand (Apr. 30, 2013).)
Outdated offenses have also been removed by the legislation. For example, it will no longer be an offense for a male to dress as a female. The Attorney-General of Samoa, Aumua Ming Leung Wai, said that "with Samoan society where we accept fa'fafines [sic], males who are more feminine, I don't think it's appropriate for us to make it illegal for them to wear women's clothes. And we have several fa'afines [sic] who come to work and they wear women's clothes and under the crimes ordinance that is an offence. And I think that's certainly something that we had to remove from our law books." (Samoa's Law Updated to Tackle 21st Century Crime, Radio Australia (May 1, 2013); Johanna Schmidt, Gender Diversity - Fa'afafine,Te Ara - the Encyclopedia of New Zealand (last updated July 13, 2012)..)
The Crimes Ordinance 1961 is the first of a series of criminal laws to be updated. Reforms are also being prepared for the Criminal Procedure Act 1972 and the Evidence Ordinance 1961, and a new Sentencing Act has also been proposed. (Updated Crimes Act Passed, supra.) A government working group has been established to examine the laws, with the Samoa Law Reform Commission having published several issue papers and leading public consultation processes on possible reforms. (Id.; References, Samoa Law Reform Commission website (last visited May 1, 2013).)
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Last updated: 05/01/2013


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Ali ibn Abbas al-Majusi
Ali ibn Abbas al-Majusi ARTICLES
Figure 1: An early illustrated work dealing with the school of Salerno. The cover shows Constantine the African lecturing to the school. From Anastasius et al., Regimen sanitatis Salernitanum (1573). (Source).
Salerno and Constantine the AfricanLEARN MORE
Salerno came to prominence as the first faculty-University...


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Opportunities to Serve
Takoma Park residents have many opportunities to be involved in their government. Serving on a City board, commission, committee or task force is one way to be involved and provide a service to the community. Unless noted otherwise, these groups are advisory to the City Council and members are appointed by the Council. Some have specific roles related to conducting hearings or carrying out certain activities.
Most of the boards, commissions and committees require the members be residents of Takoma Park. Check the page for each to see membership requirements and to find out the specifics of each group's mandate.
Feel free to sit in on a meeting or two before applying to see if it is a good fit for your interests and skills. Meetings are open to the public unless noted otherwise. See the calendar for scheduled meetings.
To apply for appointment, submit an application form along with a resume or statement of qualifications to the City Clerk (email@example.com)
- Application Form (PDF)
Open Meetings
All meetings of the City Council and Council-appointed boards, committees, commissions, and task forces are open to the public unless noted otherwise. All are subject to the Maryland Open Meetings Act.
Notice of meetings is provided on the City Calendar and on the City Council rolling agenda.


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Astoria is ready for the world to know it's the place to be for the arts.
The western Queens neighborhood gathered Friday to celebrate the announcement of the designation of the Kaufman Arts District, the first of its kind in the borough.
The district was created in partnership with Kaufman Astoria Studios, the Museum of the Moving Image, and the Queens Council on the Arts.
During the announcement, the partners of the arts district received a proclamation from Councilman Jimmy Van Bramer on behalf of the City Council.
The mission of the arts district will be "to advance and promote the area as a world class vibrant cultural destination and home for creative industries," officials said.
"This corner of Queens has quickly become a vibrant community of cultural venues and arts organizations that have attracted some of our generation's greatest artists," Van Bramer said.
The Kaufman Arts District will span from 31st Street to the west, 34th Avenue to the north, Steinway Street to the east, and 37th Avenue to the south.
"Over the years, Kaufman Astoria and western Queens have blossomed side by side into a citywide landmark and a neighborhood that doubles as a world-class destination for the arts," Senator Michael Gianaris said.
Within the boundaries of the Kaufman Arts District are the Museums of the Moving Image, The Astor Room, Studio Square NYC, the Queens Council on the Arts, the Frank Sinatra School of the Arts, UA Kaufman Astoria Cinemas, the Astoria Performing Arts Center, and the Theater Development Fund's Costume Collection.
"The creation of this arts district opens the community to more opportunities to experience the extensive creative activity in our midst," said Carl Goodman, executive director of Museum of the Moving Image. "We're going to really work together to bring this neighborhood to the next level."
For more information on the arts district, visit here.


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NOTICE IS HEREBY GIVEN pursuant to the provisions of the Local
Building Authority Act, Title 17D, Chapter 2, Utah Code Annotated
1953, as amended, that on November 17, 2010, the Governing Board (the
"Governing Board") of the Municipal Building Authority of Carbon
County, Utah (the "Issuer") adopted a resolution (the "Resolution") in
which it authorized the issuance by the Issuer of its Taxable Lease
Revenue Bonds (the "Bonds") in the aggregate principal amount of not
to exceed One Million Five Hundred Thousand Dollars ($1,500,000), to
bear no interest, to mature in not more than thirty-five (35) years
from their date or dates, and to be sold at a price not less than
ninety-nine percent (99%) of the total principal amount thereof, plus
accrued interest to the date of delivery.
The Bonds will be issued pursuant to the Resolution, and one or more
Authorizing Resolutions and one or more Master Resolutions
(collectively, the "Final Bond Resolutions"), to be adopted
authorizing and confirming the sale of the Bonds for the purpose of
(i) financing Nine Mile Canyon road improvements, and (ii) paying
issuance expenses to be incurred in connection with the issuance and
sale of the Bonds.
NOTICE IS FURTHER GIVEN that the Issuer calls a public hearing for
December 8, 2010, at 4:30 p.m., or as soon thereafter as feasible, in
the County Commission Chambers at 120 East Main Street in Price, Utah
to receive input from the public with respect to the issuance of the
Bonds and the potential economic impact that the facilities and
related improvements to be paid for in whole or in part with the Bonds
will have on the private sector. The maximum amount, interest rate,
maturity, and discount on the Bonds will be as set forth above. As
lease revenue obligations, no taxes are proposed to be pledged for
repayment of the Bonds.
A draft of the Final Bond Resolutions in substantially final form was
before the Governing Board and was part of the Resolution
(collectively, the "Borrowing Resolutions") at the time of its
adoption by the Governing Board. The Final Bond Resolutions will be
adopted by the Governing Board in such form and with such changes
thereto as shall be approved by the Governing Board upon the adoption
thereof; provided that the principal amount, interest rate, maturity
and discount of the Bonds will not exceed the maximums set forth
Copies of the Borrowing Resolutions are on file in the office of the
Secretary of the Municipal Building Authority of Carbon County, Utah,
in the County offices in Price, Utah, where they may be examined
during regular business hours of the Secretary from 8:00 a.m. to 5:00
p.m. for a period of at least thirty (30) days from and after the date
of publication of this notice.
NOTICE IS FURTHER GIVEN that, for a period of thirty (30) days from
and after the date of the publication of this notice (the "30-day
Period"), (i) any person in interest shall have the right to contest
the legality of the Borrowing Resolutions, the Bonds, or any
provision made for the security and payment of the Bonds, and that
after the 30-day Period, no one shall have any cause of action to
contest the regularity, formality or legality thereof for any cause
for any reason, and (ii) registered voters within Carbon County may
sign a written petition requesting an election to authorize the
issuance of the Bonds. If written petitions which have been signed by
at least 20% of the registered voters of Carbon County are filed with
the Issuer during the 30-day Period, the Issuer shall be required to
hold an election to obtain voter authorization prior to the issuance
of the Bonds. If fewer than 20% of the registered voters of Carbon
County file a written petition during the 30-day Period, the Issuer
may proceed to issue the Bonds without an election.
DATED this November 17, 2010.
/s/ Robert P. Pero
Published in the Sun Advocate November 23 and 30, 2010.


text:
Video: Buffalo Wingfest This Weekend
Video: Chicken Wing Fest 2013
BUFFALO, N.Y. -- The 12th annual Buffalo Wingfest took place this weekend at Coca-Cola Field downtown.
This year there were 32 different vendors, and wings were doused in 130 different sauces.
One of the big moments of this weekend event is the United States Chicken Wing-Eating Championship. This year's winner is a new champion of chomp ... Miki Sudo of Las Vegas, who consumed an astonishing 178 wings in the allotted time. She succeeds Sonya Thomas, who won the championship in past years.
Last year more than 80,000 people attended Wing Fest.
Click here for a photo gallery, and be sure to add your photos.


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20 U.S. Code § 5705 - Christopher Columbus Fellowship Fund
(a) In general
There is established in the Treasury a fund to be known as the Christopher Columbus Scholarship [1] Fund (hereafter in this chapter referred to as the "fund"), which shall consist of—
(4) amounts appropriated to the Foundation, as authorized under section 5709 of this title; and
(b) Investments
(1) Duty of Secretary to invest
The Secretary of the Treasury shall invest in full any amount appropriated or contributed to the fund.
(2) Authorized investments
Investments pursuant to paragraph (1) may be made only in interest-bearing obligations of the United States or in obligations guaranteed as to both principal and interest by the United States. For such purpose, such obligations may be acquired—
(3) Special obligations
The purposes for which obligations of the United States may be issued under chapter 31 of title 31 are hereby extended to authorize the issuance at par of special obligations exclusively to the fund. Such special obligations shall bear interest at a rate equal to the average rate of interest, computed as to the end of the calendar month preceding the date of such issue, borne by all marketable interest-bearing obligations of the United States then forming a part of the public debt; except that, if such average rate is not a multiple of 1/8 of 1 percent, the rate of interest of such special obligations shall be the multiple of 1/8 of 1 percent next lower than such average rate. Such special obligations shall be issued only if the Secretary determines that the purchase of other obligations of the United States, or of obligations guaranteed as to both principal and interest by the United States or original issue at the market price, is not in the public interest.
(c) Sale of obligations
Any obligations acquired by the fund (except special obligations issued exclusively to the fund in accordance with subsection (b)(3) of this section) may be sold by the Secretary at the market price, and such special obligations may be redeemed at par plus accrued interest.
(d) Interest
The interest on, and the proceeds from, the sale or redemption of any obligations held in the fund shall be credited to and form a part of the fund.
(e) Availability of fund
(1) Stipends
The fund shall be available to the Foundation for payment of stipends awarded under section 5704 of this title.
(f) Disbursements
Disbursements from the fund shall be made on vouchers approved by the Foundation and signed by the Chairman.
[1] So in original. Probably should be "Fellowship".
Source(Pub. L. 102–281, title IV, § 426,May 13, 1992, 106 Stat. 143; Pub. L. 111–8, div. D, title VI, § 623(1),Mar. 11, 2009, 123 Stat. 678.)
References in Text
The Christopher Columbus Quincentenary Coin Act, referred to in subsec. (a)(5), is subtitle A (§§ 401–411) of title IV of Pub. L. 102–281, May 13, 1992, 106 Stat. 139, which is classified as a note under section 5112 of Title 31, Money and Finance.
2009—Subsec. (a)(4), (5). Pub. L. 111–8added par. (4) and redesignated former par. (4) as (5).
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


text:
- Red Bull USA - Sports & Entertainment News | Teams & Athletes
- Sports
- Motorsports
- Motocross
- Photos
- Phoenix: AMA Supercross 2012
- James Stewart in a turn at the Phoenix Supercross race
Add a comment
Image Details
- Views
- Date
- Jan 14, 2012
- Photographer
- Participants
- James Stewart
- Events
- Copyright
- John Huber/Red Bull Media House North America, Inc.
- About this Image
- Stewart's traction woes from Anaheim 1 appeared to be remedied, as he handled the Phoenix circuit with his usual aggression.
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Marvin Musquin Scores First Career Supercross Win in Daytona Mar 11, 2013
The Daytona Supercross is always a test of endurance, and Marvin Musquin passed with flying colors, taking his first AMA SX win in the 250 class while Ryan Dungey wrapped up second in the 450 class.
Ryan Dungey Wins Big in Atlanta Feb 27, 2012
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Red Bull KTM's Ryan Dungey and TLD/Honda/Red Bull's Cole Seely put in big efforts at the San Diego AMA Supercross race, landing in third and second in the Supercross and Lites classes, respectively.
San Diego: AMA Supercross 2012
Hard-Fought Second for Stewart at Anaheim 2 Feb 6, 2012
James Stewart fights to second in the Supercross main at Anaheim 2, with Cole Seely and Marvin Musquin landing in second and third on the Lites podium, respectively.


text:
Product 48/51
Contemporary plushie toy.
A Put-Together PDF Book. Complete full-size patterns and easy-to-follow instructions for three 16" dolls, 4 outfits and a pair of shoes. Also included: detailed yarn hair instructions.
Sewing pattern delivered via electronic download.
Format: PDF File - Available for Instant Download.
Pages: 26.
Downloadable Pattern FAQs


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Science Friday® is produced by the Science Friday Initiative, a 501(c)(3) nonprofit organization.
Science Friday® and SciFri® are registered service marks of Science Friday, Inc. Site design by Pentagram; engineering by Mediapolis.
|Last Saturday, delegates to a UN climate conference in Bali agreed to a 'roadmap' that will guide how the international community approaches the issue of global warming through late 2009. But where does that roadmap lead? The meeting featured widespread criticism of the United States for holding back progress in dealing with the issue of climate change. In this segment, Ira talks with Elliot Diringer, Director of International Strategies at the Pew Center on Global Climate Change about what took place in Bali -- and what might take place in the years ahead.


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A different interface and the ability to treat files on a remote box as if they were in the local box.
For example, I have my mp3's on my server. I mount my samba share on my local box as /mnt/music. So whatever application i use (like rythmbox) can access this site as if it was browsing my local computer.
I don't think you can do that with ftp..


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All-Organic Self-Watering Container Mix
Customers Also Bought
Exclusive | Organic Self-Watering Container Mix for Healthy Plants
- Specially formulated mix provides optimal growing conditions for container plants
- Amazing water wicking action delivers water to roots with no waterlogging
- Lightweight, well-drained blend is 100% organic; OMRI (Organic Materials Review Institute) listed
With a base of sustainably-harvested Canadian peat moss, perlite and limestone fortified with beneficial mycorrhizae and sea-based compost, this lightweight container mix promotes vigorous plant growth and good aeration at the roots. Its coarse, airy texture acts like a wick, carrying water from the planter's reservoir to the root system. The result is more vigorous root growth, better aeration and less waterlogging. It's also an ideal mix for standard pots and planters. 20-quart bag.
- Contains peat moss, perlite, limestone, sea-based compost (from composted shrimp shells and seaweed) and mycorrhizae
- 20-quart bag
- OMRI-certified
- Gardener's Supply Exclusive
Product InstructionsDownload instructions for All-Organic Self-Watering Container Mix as a PDF
- International delivery is not available for this item


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Roadrunner & Artist News
New Line up's Live Debut
Posted on February 12, 2008Not since May 1st have we made mention of Twice The Sun. Well, things are happening in camp once again: Miami's Twice The Sun debuted their new line up last week at two Southern Florida shows - Thursday, August 22 at Fort Lauderdale's Culture Room opening for Darwin's Waiting Room, and Saturday, the 24th headlining the Mars Music Store's Mars-fest. The two shows, which debuted new frontman Armando Soler (ex-Insidious) and drummer Alex "Zeus" Garcia, replacing former frontman James Partridge and drummer Tommy Garrett, showed a much leaner, more focused sounding Twice The Sun. The set-list consisted of mostly newer material: "Should I?", "Tribute", "Restless", "Breaking Away" and a piano-only number, "Changes", that showed the new frontman's considerable vocal range and personality. "He's got a great range and voice," says guitarist Peter Santa Maria of Twice The Sun's new frontman. "Armando's younger and has tons of energy. Plus, he's one of those frontmen that gets up there and kids can totally relate to him - and the funny thing was prior to joining Twice The Sun, he had only been on stage three times in his entire life!. He's a natural if there ever was one!" On the band's new drummer: "Zeus brings a lot more power and versatility to the band," adds keyboardist Damien Biltres. "Think Stewart Copeland and Bill Bruford but waaay heavier." The only two "older" songs played were "Reach Out" and "Angelina". While the show's focus was on the band's new line-up and material, the overall sound was unmistakably Twice The Sun. Heavy, hooky and keyboard driven. Says Santa Maria: "This is the Twice The Sun we always wanted to be."
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Malissa Wood, MD, explains how the symptoms of heart attack are different in women than in men
Malissa Wood, MD, Co-Director of the Corrigan Women's Heart Health Program at the Massachusetts General Hospital Heart Center describes the heart attack symptoms that are unique to women, and why treatment of heart disease should be gender-specific.
Stephanie Moore, MD, describes your risk for heart failure if you have a family history of this condition
Stephanie Moore, MD, cardiologist in the Heart Failure and Cardiac Transplant Program at the Mass General Heart Center says if a close relative suffered from heart failure, you should be screened for other health issues that can put you at higher risk. Learn more about the early signs of heart failure and the various treatments available, from medications to pacemakers to transplants.
Sekar Kathiresan, MD, explains what you can do to lower your risk of developing coronary artery disease
Sekar Kathiresan, MD, Director of Preventive Cardiology at the Massachusetts General Hospital Heart Center says counteracting your genetic risk is within your control. Learn more about coronary artery disease, who is most at risk and about Mass General's Heart Attack Prevention Program, focused on people with a family history of the disease.
Proto magazine
Proto magazine stakes its ground on medicine's leading edge, reporting back from the frontiers of research and practice - exploring breakthroughs, dissecting controversies and opening a forum for informed debate.
Search the Mass General news archive
Search the archive for previously published news articles, press releases and publications.


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Make Iced Coffee Cubes
Make Iced Coffee Cubes
Save your leftover coffee, coffee grounds and even coffee beans to use in unexpected ways around the house.
Next time you make a pot of coffee, pour some into ice cube trays. Once frozen, you can use them to chill iced coffee without diluting it.
See more genius uses for household products:
- 45 Uses for Vinegar
- 20 Uses for Mayonnaise
- 11 Practical Uses for Petroleum Jelly
- 31 Uses for Baking Soda
Photo Credit: Flikr / jimmiehomeschoolmom


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- Northern New York Newspapers
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CANTON Two men died this week of injuries they suffered when their car collided with another vehicle Sept. 12 in the town of Canton.
Cody J. Tennant, 21, of Ogdensburg, died Tuesday in Fletcher Allen Health Care, Burlington, Vt. Corey P. Deshane, 33, of 614 Sissonville Road, Potsdam, died Thursday evening in the same hospital.
The collision happened when Mr. Deshane lost control of the car he was driving on County Route 29 and it slid into the oncoming lane where it was struck by a car driven by Cheryl L. Crayford, 26, Norwood, state police said.
Ms. Crayford told police that she was merging onto the road from County Route 27 when she came upon the other car and couldnt avoid hitting it.
Mr. Deshane had to be freed from his vehicle by a hydraulic metal-cutting tool used by the Canton Volunteer Fire Department and Rescue Squad. He and Mr. Tennant, his passenger, were taken to Canton-Potsdam Hospital, Potsdam, before being transferred to Fletcher Allen, where they spent the past two weeks in critical condition.
Ms. Crayford was treated for injuries at Canton-Potsdam Hospital.
No charges were brought in the accident.
Canton Volunteer 1st Assistant Fire Chief Erik D. Johnson, who responded to the crash the evening of Sept. 12, said severe accidents are a rarity for that stretch of road.
We dont spend a lot of time on Waterman Hill at all, not even in the wintertime, Mr. Johnson said Thursday night. So this is absolutely rare that we have an accident of this magnitude on this intersection, on that stretch of road.
Mr. Johnson has been with the fire department for 21 years and he said in that time he can only recount three times where calls have been made for accidents in that location.
I dont think weather impaired the accident at all, Mr. Johnson added. It was a light rain. I would have expected more of a problem if it was a heavy rain and weather wasnt conducive to freezing that night.
State police were investigating; no further information was available Thursday night.
Mr. Deshanes brother, Christopher L. Deshane, 36, of 645 Sissonville Road, Potsdam, was critically injured himself in an accident earlier the same day when as a pedestrian on Route 56 in Potsdam he was struck by a car. He has since been released from Fletcher Allen.
Thousands of readers like you have made Northern New York Newspapers the number one ranked website* for local news and sports coverage in the north country.
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Friday, October 26, 2012
By Christian Pelusi
When it comes to honoring the most distinguished veterans of our military, it seems fitting that they be feted in one of the most beautiful states our nation has to offer.
USO Hawaii supported the volunteer aspect of the 2012 Medal of Honor Convention, held in Honolulu Oct. 1-6 which celebrated 50 of the 81 living recipients of the military's highest honor. USO Hawaii recruited more than 250 volunteers worldwide through the convention's website outreach and handled months of screening and vetting to pare the list to 125 volunteers.
At the convention, the volunteers worked from 6:30 a.m. to 11 p.m. each day to provide a wide array of services including: lei greetings as guests arrived; baggage handling assistance; hotel check-in; morning wake-up calls; one-on-one escort assistance for mobility challenged guests; information desk services; hospitality room support; transportation needs for medical assistance; administrative duties and support during the busy events schedule. The convention featured a Blue Angels air show; a memorial service at the National Memorial Cemetery of the Pacific; Pearl Harbor and USS Arizona boat tours; a Lt. Dan Band concert and block party and a Patriot Award Dinner at the USS Missouri historic site.
"These [volunteers] were extraordinary people, moved to great emotion by the service and sufferings of Medal of Honor recipients, who wanted to show their love and care on behalf of a grateful nation," said USO Hawaii and Guam Area Director Leigh Leilani Graham. She also mentioned that several from the mainland paid for their own transportation and lodging to be a part of the event. "We are now honored to have many of these dedicated volunteers as part of our regular USO Hawaii cadre."
Graham cited as an example, Holli Jo Corley, who is the spouse of a Navy chief, and is now working in their area offices eight hours a day, providing the same administrative support that she conducted as a part of the convention.
With the USO's "Grant a Wish to Our Heroes" Veterans Day campaign in mind, Graham shared her thoughts on how USO Centers around the world strive to support all American military personnel.
"Retired military in Hawaii is a very important part of the population we serve," Graham said. "While USO's primary mission should always be caring for our active duty service members and their families, it is very important for us to continue rendering service to those who gave their entire lives -- retirees, ID card carrying injured warriors, medically retired -- to the service of our nation. Military life is a difficult undertaking and the sufferings can remain for a lifetime. For those who gave their life in service, I am thankful that USO can remain of service to them."
On a personal level, the event had many moments that made Graham swell with pride and emotion.
"To be in their company … is, in itself, a lifetime memory," Graham said. "There are three moments that stand out most to me as I reflect on the convention – the first was meeting two of the youngest recipients from the recent war – Sal Guinta and Leroy Petrie. Both lost comrades on the day of their heroic actions, and Mr. Petrie lost his right arm. Standing with them at sundown at the USS Arizona Memorial to pay tribute to fallen comrades, watching Mr. Guinta with his newborn baby girl, Lilly, and Mr. Petrie saluting with this prosthetic arm, was a moment that made me very humbled and proud to work for USO, a place dedicated to lifting the spirits of our heroes."
* * *
Photo captions: Members of the Blue Angels greet Medal of Honor recipients on the tarmac; Medal of Honor recipients attend the memorial service at the National Memorial Cemetery of the Pacific. Photos courtesy of medalofhonorconvention2012.com. To see more images, click here.
Donate today to support our troops this Veterans Day during the USO's "Grant a Wish for Our Heroes" campaign.
Federal employees can help the USO fulfill its mission to support troops and their families though the 2012 Combined Federal Campaign. Please designate #11381.
USO P.O. Box 96860 Washington, DC 20077-7677 Phone: 1-888-484-3876
© 2015 USO, Inc. All Rights Reserved.


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The Language and Culture House, largely administered by its residents with the help of the Modern Languages Department, organizes activities involving all modern languages that are taught at Denison.
A residential opportunity for students to live in a special environment where they can hone their language skills and participate in special cultural events.
A translation and adaptation of "Fando y Lis" by Emily Schuman '13, staged in Philadelphia, has been deemed "brilliant" and "unnerving."
Recent grad and former member of the women's soccer team Libbie Randolph '14 volunteered with Soccer Without Borders in Nicaragua last winter, exploring how soccer unites people across cultures.
This is the only honor society devoted exclusively to students of Spanish in four-year colleges and universities.


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Los Alamos Public Schools Superintendent Gene Schmidt and former teacher Kelly Myers will present the findings of almost a year-long effort on a long range planning report during the monthly League of Women Voters Lunch with a Leader meeting. The meeting will be from 11:45 a.m.-12:45 p.m. at Central Avenue Grill. RSVP to League President Barbara Calef, 662-3825 or email@example.com by Feb. 9.
A Love Stinks party for teens ages 13-18 will be from 3:30-5:30 p.m. at Mesa Public Library.
The third of three Los Alamos Public Schools Long-Range Financial Planning community meetings will be from 6:30-8 p.m. at Aspen Elementary.
Poetry Gatherings will be at 6:30 p.m. in the Mesa Public Library's upstairs rotunda.
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Smart Moves- Eat Smart Move More! Weight management support and accountability group.
Weekly meetings for 20 minutes. Weigh-in, discussion and education and 3-4 minutes of activity each week.
If you want to make lifestyle changes and are willing to make some changes this is for you! Register by calling Upstate Connect 800-464-8668.


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Your location: Home > > Adaptation > Knowledge Resources > LDC Portal
LEG stocktaking
9-11 March 2015, Bangkok, Thailand
LEG regional training workshop on national adaptation plans for the
Southern-East African LDCs23-27 February 2015, Livingston, Zambia
Outcome of SBI 41 (December 2014)
Agenda item 7: matters relating to the LDCs
Conclusions adopted by the
Agenda item 8: national adaptation plans
3/CP.20 adopted by the COP 20
Expo8-9 August 2014, Bonn, Germany
Outcome of SBI 40
Conclusions (200 kB) include, inter alia:
- Consideration of the LEG work programme for 2014-2015
- Recognition of significant progress made by countries in the implementation of NAPA and support provided by
the LDCF for this
Adoption of
conclusions (237 kB) , together with an annex (co-chair's notes)
SBI 40 session documents
LEG technical meeting on NAP
Venue: Dar es Salaam, Tanzania
Date: 24-26 February 2014
Update on SB 39 and COP 19, Warsaw
Equatorial Guinea submitted its NAPA at the start of COP 19, thus successfully concluding the NAPA
preparation process for all 48 LDC Parties.
The decisions that were adopted by the COP at this session and that are relevant to the
LDCs and the work of the LEG, include:
The conclusions that were adopted by the SBI at this session and that are relevant to the LDCs
and the work of the LEG, include:
LEG fourth regional training workshop on adaptation for LDCs for 2012-2013
20-24 August 2013
Siem Reap, Cambodia
The workshop targeted Asian LDCs. It was organized in collaboration with the GEF, its agencies and other
organizations, including regional centres.
Expo: launching of the national adaptation plan in LDCs, Sunday, 9 June 2013,
Bonn, Germany
Using the technical guidelines for the national adaptation plan process, the NAP
Expo provided information on the NAP process and offer a forum for questions and
answers, and the exchange of ideas.


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DUBAI, U.A.E., 25th June 2013: mercator and the Emirates Group's IT Customer Contact Centre has won the "Middle East's Best Helpdesk Award" of the year. For the fifth year in a row, award organisers Insights, have acknowledged the contact centre team for its excellence in delivering customer care and support.
"We have a dedicated team of people with vast experience, ensuring to deliver superior customer service and efficient communication in our call centre," said Patrick I'Anson, Head of Call Centre. "We understand the significance of our role as a call centre to provide timely IT solutions resulting in customer satisfaction and business success," he added.
The customer service centre provides a direct connection between Emirates IT and the Emirates Group as well as mercator's more than 130 customers, based in 80 countries across six continents.
"With the level of service quality that the call centre team impart, it's hardly surprising that the business continue to grow at a rapid rate. The team has a deep understanding of how instilling trust and driving satisfaction translates into business performance," said Dominick Keenaghan, President of Insights Middle East and Chairman of the Middle East Call Centre Awards Committee.
This award will be added to the teams' existing award collection, which includes Best Medium Size Call Centre of the Year 2009, Call Centre Manager of the Year 2010 and 2011, and Best Helpdesk for 2012.
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© 2015 Emirates. All Rights Reserved.


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This online software package for diabetes educators allows you to collect and track your patients' behavior change goals, clinical indicators, and medications; administer online patient self-assessments and follow-ups; track information about the educational services you provide; generate reports on individual patient progress and your facility's progress; and more.
American Association of Diabetes Educators (AADE)
The ICIC Resource Library offers resources and teaching tools designed for leading and managing efforts to improve health systems to benefit the chronically ill.
Improving Chronic Illness Care
This resource provides health care professionals with a set of tested resources and tools to share with patients and families in the day-to-day management of chronic conditions.
Improving Chronic Illness Care
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Section 58A.06 of Minnesota Statutes requires individuals who engage in residential mortgage origination or make residential mortgage loans, to complete at least 20 hours of pre-licensure (PE) education which has been approved by the NMLS. The training must include at least:
3 hours of federal law and regulations;
3 hours of ethics, which includes instruction on fraud, consumer protection, and fair lending issues; and
2 hours of training related to lending standards for the nontraditional mortgage product marketplace.
In addition to initial education requirements, each individual must complete 8 hours of continuing education (CE) annually. The education must include:
3 hours of federal law and regulations;
2 hours of ethics, including fraud, consumer protection, and fair lending; and
2 hours of standards governing nontraditional mortgage lending.
If you have questions or concerns about license education, please contact the NMLS Call Center at 240-386-4444.
All MLOs must complete both the National and State Component Test before a license can be approved. The content outline for both tests is published in the NMLS Resource Center. Testing center information can be found on the NMLS web site.
Residential Mortgage Education courses need to be approved by the NMLS. View a list of NMLS approved courses.
Copyright © 2014 Minnesota Department of Commerce. All Rights Reserved.
Minnesota Department of Commerce + 85 Seventh Place East + Saint Paul, MN 55101


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That's some sure valuable trash. Here's a stat that will blow you away. At least it did me. In the United States, we dispose of several million cellphones a year. One million cellphones contain more than 35,000 pounds of copper, 770 pounds of gold, 75 pounds of silver and 33 pounds of palladium. By the way, a computer's circuit board contains four times as much gold and twice as much copper as a cellphone.
Someone should thank the guy. Eric Fehrnstrom, Mitt Romney's top adviser, sure caught a lot of flak for his Etch A Sketch comment. Personally, I didn't see much reason for the Twitter-fueled media frenzy over the remark. But one group of people should thank him for it: investors who own shares in the Ohio Art Co. The stock price more than doubled, thanks to all the publicity the comment got.
This is an "affordable" light bulb? Last year, the Federal government awarded a $10 million prize for the production of a new, energy-efficient light bulb. Energy Secretary Steven Chu said that the prize would spur industry to make LED lights that are "affordable for American families." The winning light bulbs cost a not-so-reasonable $50 each.
And speaking of Washington wasting money. The Bureau of Labor Statistics reports that unemployment in Washington, D.C., has increased by 8 percent since 2009, despite a ton of new Federal grants, loans, contracts, tax benefits and entitlements. In fact, despite receiving $900 million in stimulus money in the past three years, Washington, D.C., can't account for a single new job that has been produced as a result. Your tax dollars at work, folks.
–Chip Wood


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By By USU EXTENSION
Many Utahns want their tax refunds quickly and will pay a considerable amount of money to get their refund sooner. A study by the Consumer Federation of America and the National Consumer Law Center found that taxpayers paid about $800 million in loans and fees for refund anticipation loans in 2008. Americans are paying a lot to use their own money.
A refund anticipation loan (RAL) is a short-term consumer loan secured by a taxpayer's expected tax refund and designed to offer customers quicker access to funds. Also called rapid refund loans and tax return advances, they are a way to receive your tax refund sooner, almost instantly, but they come at a high cost.
Let's say that you are due to receive a refund of $2,500. Your tax preparer then offers to pay you the money right then, minus what he tells you are "nominal" fees for the service. This fee can range from $65 to 10 percent of the refund, or $250. The tax preparation company may also charge administrative fees, electronic transfer fees and check cashing fees. The grand total can range from $165 to $350. Are you willing to pay this amount for money the government owes you?
In today's world, you can receive your tax refund electronically in as few as five to seven working days with direct deposit into your bank account. If you have multiple accounts, by filing tax form 8888, you can even have your return deposited in up to three accounts. Your financial institution can help you set up the accounts for your return before you file.
The ideal alternative to a tax refund is to adjust your withholdings so you neither owe nor receive a tax refund at the end of the year. No one wants to loan the government money only to get it back at the end of the year without interest.
There are those who may argue that refunds are a great way to save money. Many feel if they never see the dollars in their checks, it's easier to put aside money for that big-screen plasma TV or other large purchases.
However, the smartest financial option is to let your money work for you. Sign up for a payroll savings deduction. Increase your retirement plan contributions. Buy savings bonds. Start an emergency fund. Put an extra $50 per paycheck into a money-market fund.
If you decide you still want to go the refund anticipation loan route, be aware that significant developments in the RAL landscape will mean fewer and more expensive RALs. Consumer advocates suggest that taxpayers who are looking for quick refund cash should consider lower-cost or free alternatives:
* Taxpayers with a bank account can get their tax refunds within days through e-filing and direct deposit.
* Taxpayers without a bank account can get a fast refund by e-filing and having their refund deposited to a prepaid card, including any existing payroll or prepaid cards the taxpayer already has.
* Consider using a Volunteer Income Tax Assistance (VITA) site, where trained community volunteers prepare taxes free of charge. They will help with special credits, such as Earned Income Tax Credit, Child Tax Credit and Credit for the Elderly or the Disabled. In addition to free tax return preparation assistance, most sites also offer free electronic filing. To qualify for tax assistance, individuals and families must fall into low- to moderate-income levels of $50,000 and below.
Last year, through the Earn it. Keep it. Save it. Coalition, qualifying households in Utah saved an estimated $2.9 million in tax preparation fees. To learn more, go to http://utahtaxhelp.org or dial 2-1-1.