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Spice up any chord progression by applying the most common chord substitutions used in Western music.
Mel Bay's Jazz Guitar Chord Substitution Wall Chart provides a wealth of information for guitarists. It features string names and the natural notes labeled as they apply to the fretboard. Substitutions illustrated in this chart include, iii for I, vi for I, ii for V, tritone substitutions, diatonic chord substitutions, and others. Each concept is presented with a table showing the proper chord assignment in all 12 keys.
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Comments about Mel Bay Jazz Guitar Chord Substitution Wall Chart:
A must have for learning new chord substitutions.
Comments about Mel Bay Jazz Guitar Chord Substitution Wall Chart:
I've noticed there are several charts available, and I think I'll check them out too. My jazz friends were impressed, and my rock friends want to check the simpler rock version to answer some of the musical questions that concern their playing problems. Good buy for the money!
Covers a lot of ground! From tri-tone substitution to backcycling, secondary dominants, back door subs and more, this big chart keeps me thinking. As an old rocker, I feel this chart leads me into new ideas of theory and helps me explore a different range of thought than the typical three part harmony I'm used to from the rock and roll literature.
Good sturdy chart! Looks like it will hold up well. Not flimsy. I have it pinned to the wall over my desk for immediate availability.
For a small price, I'm going to get a lot of work out of this chart. I can use it as a reference tool every day.
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FF Meta Headline supports 115 different languages such as Spanish, English, Portuguese, German and French in Latin scripts. (Please note that not all languages are available for all formats.)
Erik Spiekermann's best-known face is without doubt FF Meta, whose lively shapes give it a distinctive character that is often too much for headlines. Enter FF Meta Headline, a compatible family designed specifically for large, compact settings. Under the direction of Spiekermann and Christian Schwartz, Joshua Darden created three widths (normal, condensed, compressed) with four weights each. Besides much tighter letterspacing and shorter descenders, there are several alternate characters which allow denser headlines: an 'a' and 'l' without tails and a simple 'g'. A few arrows and dingbats are also included.

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Berhalter to be introduced to Columbus media at Crew Stadium on Tuesday, November 12
COLUMBUS — Columbus Crew Sporting Director and Head Coach Gregg Berhalter is being formally introduced to local media in a press conference alongside Crew Investor-Operator and Chairman Anthony Precourt and Crew President Mark McCullers at 1:00 p.m. ET on Tuesday, November 12 in Crew Stadium's Upper 90 Club.
After completing his transition from Europe to Central Ohio, Berhalter will formally meet the Columbus media to discuss his role with the club, as he now oversees all player personnel decisions following a club restructuring of its soccer operations. Precourt, McCullers and Berhalter will be available for comment after their introductory remarks and the question-and-answer segment of the proceedings.
A live stream of the press conference will be available on TheCrew.com with a recording and transcript of the event available for viewing thereafter.


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A community in which webmasters can ask for help with topics such as PHP coding , MySQL , IT jobs, web design, IT security.
Moderators: macek, egami, gesf
So I have the files that are to be changed, And I can help to create image graphics, style sheets, I can give it to you swirlee , try out if everybody likes it, greatt!!!
ruturajv wrote:Dear Mr. Adminstrator,
In reference to the above posts I request if you could please change the theme to something specfic for this forum and very nice on our tired eyes as well!
Hope you do the neeful,
Thanking you,
Sometimes it may pay to be a little formal
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By C.J. MCMANUSSun Advocate community editor
As the winter cold begins to set in on Carbon County, residents are reminded that taking a few minutes to conduct some simple preventative maintenance on their vehicle can save a bundle over the course of what is predicted to be a long and bitterly cold season.
Various winter conditions can cause damage to a vehicle's engine, tires, wheels, transmission and paint. But with the help of local merchants and tips from several online sources local drivers can avoid many of winter's pitfalls.
Checking a vehicles tire pressure at least twice a week and before any road trip is widely recommended. Traction can be limited because of several winter factors including snow, ice and windy conditions. Therefore, getting the maximum available tread from a vehicle is of paramount importance. Not only will properly inflated tires provide the best possible traction but it will insure that the tires receive the least amount of damage possible when unavoidable potholes and other negative road conditions get in the way.
It is important to note, that air pressure will drop under cold conditions and according to www.edmunds.com, vehicle owners should use this general rule - for every 10-degree drop in temperature a tire's inflation will drop by one pound per square inch.
Additionally, residents might consider purchasing tires winter tires as they will assist with braking, accelerating and handling.
winter conditions are still winter conditions.
"They aren't magic tires," said Brent Romans, Senior Automotive Editor at Edmunds. "Even with winter tires your care will still be worse on slick roads than dry ones. But winter tire do help improve traction on slick surfaces more than all-season tires."
The site goes on to list checking all four wheel drive components, maintaining the engine and adjusting for viscosity grade based on the severity of cold weather conditions, inspecting all belts and hoses, inspecting the windshield wipers and washer fluid, checking the battery, the antifreeze and most importantly carrying an emergency kit as considerations for winter driving.
The edmunds.com article by Romans recommends carrying:
â¢A flashlight, flares and a first aid kit.
â¢Jumper cables, a tool kit and tire chains.
â¢A blanket, warm clothes and gloves.
â¢An adhesive material to add traction for a tire that is severely stuck.
â¢A snow brush, ice scraper and snow shovel.
â¢Extra washer fluid.
â¢Extra food and water.
In Utah, where driving conditions can change in the blink of an eye, the Utah Department of Transportation is making the following recommendations to make the commuting experience more safe.
â¢Watch out for snow plows, use caution when operating around snowplows and use extreme caution when passing a snowplow.
Watch out for plows that are equipped with a "wing" plow that can extend several feet off of either side of the plow.
And as they are prone to stop and back up, make sure to give them plenty of room.
â¢Never pass through snowplow clouds. This cloud is created when snowplows are throwing snow. Additionally, never pass a snow plow on the right side of the road.
Keep at least 200 feet away from a moving plow and also give enough space to prevent the plow's salt from sticking to the automobile.
â¢Wildlife and livestock are also a major concern as Utah has an open range.
"Slow down and use extreme caution when passing livestock or wildlife," said the UDOT site at www.sr.ex.state.ut.us. "Always be alert for wildlife in the highways outside Utah cities and towns. Deer, elk, moose, pronghorn or wild horses may be on the road at any time, especially in canyons or mountainous areas."
UDOT also cautioned drivers to keep a constant, watchful eye on changing winter conditions as storms pass through.
UDOT also provides information regarding key routes via sophisticated sensors using roadside weather stations.
"This network provides valuable information to highway maintenance personnel, making the battle against ice and snow more efficient, effective and less costly," explained their website. "Localized storm forecasts help crews prepare for storms before they arrive."
With all this state-of-the-art technology at work for Utah drivers, some simple preparations and driving techniques can make the difference even in the most fierce of weather conditions.
Editors note: Today's story is the first of a three part series detailing some steps Carbon County residents can take to tone down the impact of winter on their wallets, vehicles and homes.


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Best of News
Relatives and friends of legendary Uruguayan footballer and coach... Photo d'actualitéAmitié,Asuncion,Centre d'intérêt,Cercueil,Club Olimpia - Paraguay,Deuil,Entraîneur,Famille,Football,Horizontal,Joueur de football,Lieu touristique,Paraguay,Personne humaine,Siège social,Uruguay,VerticalPhotographer NORBERTO DUARTECollection: AFP 2013 AFPRelatives and friends of legendary Uruguayan footballer and coach Luis Cubilla mourn next to his coffin, during his wake at the Olimpia football club headquarters in Asuncion, on March 4, 2013. Cubilla died on March 3, 2013 from stomach cancer at the age of 72. In a long and colourful career, the speedy winger played for Penarol in his native country, Barcelona in Spain and River Plate in Argentina before returing home to play for Nacional. He also played for his country in three World Cups in 1962, 1970 and 1974. Cubilla then turned his hand to coaching and he led Olimpia Asuncion to 10 league titles in Paraguay before winning honours in Uruguay and Colombia as well as two Libertadores Cups and one Intercontinental Cup. AFP PHOTO / NORBERTO DUARTE (Photo credit should read NORBERTO DUARTE/AFP/Getty Images)


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New England Revolution
The Fire stopped a two-game skid in convincing fashion last time out, beating New York 2-0 at Red Bull Arena. The team travels to New England Saturday night (LIVE 6pm CT on NBC 5.2) to play a Revolution team riddled with injuries and eliminated from the playoff race. As we saw two weeks ago against the Philadelphia Union, a team playing for pride can be extremely dangerous so there is no room for complacency. Here are some things to look for from a tactical standpoint.
Jerry Bengtson - stopping the target man
New England's designated player, Jerry Bengtson, has settled very well in MLS since his arrival halfway through 2012. The Honduran plays the same role as Sherjill MacDonald does for the Fire, holding up the ball and looking to combine with the advancing midfielders. Bengtson also likes to roam into wide positions, encouraging his support players to move into the space he vacates.
Bengtson also comes into the game on a high after scoring a hat-trick in an 8-1 rout of Canada in San Pedro Sula Tuesday night. It is commonplace for an international returning his club team after representing his country twice in four days to start the game from the bench but given New England's injury crisis, it is a near certainty that he will be leading the line come Saturday night.
WATCH: Matko's Take on New England
Cutting off the supply to Bengtson is very important.
Juan Toja - a creative spark from the bench
Since joining the Revs over a month ago, Toja has made four appearances, all from the bench. The former Dallas player showed what he is capable of in New England's last game against Philadelphia, coming on for the last twenty minutes and making a big impact.
Toja is a player who wants the ball at all times, often dropping deep to collect it and start an attack. Against the Union, he looked to get the ball wide as much as possible but also looked to take on players whenever the opportunity arose.
It is obvious that Toja is not 100% match fit and unlikely he will start on Saturday night, but he will almost certainly be the first man off the bench, especially if the Revs need a goal. The Union did not adjust to Toja coming on and allowed the midfielder far too much room to create, something the Fire will need to prevent if he makes an appearance.
Fire attack - no need to force it
In the Fire's last game in New York, the team for the most part played as any good away team should, absorbing pressure and counter attacking whenever possible. The team also did well to retain possession but at times were guilty of trying to force the ball forward, sometimes resulting in a careless giveaway, especially in the final third of the field.
The aim was to get the ball to advanced forward Sherjill MacDonald, either directly to his feet so he could hold the ball up or to play a ball into the channels for MacDonald to run onto. At times this was very successful, but the midfield seemed desperate to get the ball up the pitch, instead of playing the simple pass and retaining possession.
The main culprit of this of late is Uruguayan Flaco Fernandez who has had a slight dip in form since being recalled to the Uruguayan National Team. Fernandez is vital to the Fire's attack and the New England game provides him with an opportunity to rediscover the blistering form he was in a few weeks ago.
Double teaming in defense - leads to counter attacks
Against New York, the Fire did a much better job of pressuring their opponents instead of sitting back and allowing them to come and attack them. Often the Fire would double team an opponent in order to win the ball back which was very successful.
Both goals the Fire scored against the Red Bulls came from forcing a turnover by double or sometimes triple teaming the opposition. To do it successfully, the outside midfielders much at times tuck in to support the center mids or drop deep to support the outside defenders.
The other key element of the double teaming tactic is to quickly counter when you do win the ball. The Fire did not give New York enough time to adjust after losing possession and thanks to the runs and finishes of Sherjill MacDonald, the Men in Red were able to leave New York with all three points. Look for the Fire to continue this trend against New England this weekend, especially when a player like Toja gets the ball.
Prediction: The Fire avenge a loss at Gillette Stadium earlier in the season by winning 2-0. Goals from Chris Rolfe and Rookie of the Year candidate, Austin Berry.
Prediction Record since August 4: 6-3
Stephen Piggott is a contributor to Chicago-Fire.com. Follow him on Twitter @irish_steve.
A lot has changed since my last Playoff Math entry. The team had just come off a disappointing 2-0 loss to Sporting KC while almost no other result in the East had gone the Fire's way that weekend. The team would follow the loss to KC up with a disappointing 3-1 home defeat to Philadelphia on Anniversary Night before earning a solid 2-0 win at New York three days later.
It all goes to show that Playoff Math isn't always foolproof but a good read nonetheless. With that here's the latest update, also recognizing the field in the East is down to six teams with Montreal's elimination last week…
1) Sporting KC (qualified)
Current Points: 59 (40 GF)
Games Remaining: 2 (1 home, 1 away)
Maximum Possible Points: 65
Average Opponents Points: 44.5
Magic Number (for first place): 4
Remaining Schedule: at New York (10/20), vs. Philadelphia (10/24).
The Rundown: Sporting KC took a potential blow to their first place bid by leaving two points on the field late at Crew Stadium last Sunday. KC still has the inside track to finishing top of the conference for the second straight season but will have to navigate a tricky match at Red Bull this week to get there. If they can earn another win in New York, they'' all but clinch the top spot in the East, then needing only a win the following Wednesday home to Philadelphia.
2) Chicago Fire (qualified)
Current Points: 56 (45 GF)
Games Remaining: 2 (1 home, 1 away)
Maximum Possible Points: 62
Average Opponents Points: 41. 5
Magic Number (to first place): 9
Remaining Schedule: at New England (10/20), vs. D.C. United (10/27)
The Rundown: Despite falling in two of the last three matches, the Fire are in the playoffs and still find themselves with a reasonable shot at taking first in the East with the Sporting/Red Bull match looming this weekend. If Red Bull is able to win and the Fire can come away from New England victorious as well on Saturday, they'll be even on points with first place Kansas City and actually ahead on the first tie breaker (goals for).
That scenario would almost assuredly just require a Fire win on the final of the season vs. DC United to lock down first place (Sporting KC would have make up 6+ goals on Philadelphia in order to jump over the Fire.
More incentive to keep in mind… Should the Fire win their final two games, they'll at least finish third overall in the MLS standings, giving them a real shot at the CONCACAF Champions League should either Sporting KC or San Jose make MLS Cup.
3) D.C. United
Current Points: 54
Games Remaining: 3 (1 home, 1 away)
Maximum Possible Points: 60
Average Opponents Points: 52.5
Magic Number (to qualify): 2
Remaining Schedule: vs. Columbus (10/20), at Chicago (10/27)
The Rundown: D.C. has the most difficult remaining schedule of the group but with them hosting sixth-place Columbus Saturday, can step into the playoffs with just a draw Saturday against the Crew. With United facing the Fire on the final day of the season, D.C. has plenty of incentive to go for wins in both games in order to possibly finish with home field advantage in the first round. Should the Fire and Sporting KC completely collapse the Capital City club even has an outside shot at first in the East.
4) New York Red Bulls
Current Points: 53
Games Remaining: 2 (1 home, 1 away)
Maximum Possible Points: 59
Average Opponents Points: 47.5
Magic Number (to qualify): 3
Remaining Schedule: vs. Sporting KC (10/20), at Philadelphia (10/27)
The Rundown: New York's form the last four games combined with front office shake ups and chatter about head coach Hans Backe's status for next year can't fill a Red Bull fan full of confidence. Still, they control their own playoff destiny and can qualify as well as play spoiler this weekend with a win at home vs. Sporting KC.
With the Red Bulls going 10-0-3 through their first 13 matches this season at Red Bull Arena, both Sporting and the Fire found the chink in the armor there in recent weeks. Even still, New York remains 11-2-3 at home this year and shouldn't be underestimated with their backs a bit against the wall on Saturday.
5) Houston Dynamo
Current Points: 50
Games Remaining: 2 (1 home, 1 away)
Maximum Possible Points: 56
Average Opponents Points: 33.5
Magic Number: 6
Remaining Schedule: vs. Philadelphia (10/20), at Colorado (10/27)
The Rundown: Despite having a reasonably easy schedule to close the 2012 campaign, Houston has made things sort of difficult on themselves down the stretch, going 1-1-1 in their last three matches all against sides outside of the playoff picture. Luckily, they still have the easiest schedule of all remaining playoff teams, hosting Philadelphia this weekend before visiting Colorado on the 27th.
With that high-altitude trip looming on the final day, the Dynamo would do well to take care of business Saturday against the Union where a win would necessitate just a draw on at the Rapids. A win Saturday combined with a Crew loss at DC would push Houston back into the playoffs for the second straight season.
6) Columbus Crew
Current Points: 49
Games Remaining: 2 (1 home, 1 away)
Maximum Possible Points: 55
Average Opponents Points: 38
Magic Number: 8
Remaining Schedule: at D.C. United (10/20), vs. Toronto FC (10/28)
The Rundown: Another late goal last Sunday at home vs. Sporting KC likely salvaged the Crew's season, keeping the team within one point of fifth place Houston heading into a harrowing six-pointer Saturday at DC.
A victory keeps the team in the playoff hunt heading into the last match of the season, a very winnable home game vs. Toronto. A win plus a Houston draw or loss puts the Crew in the driver's seat. They've played with nothing to lose since August, no reason they should stop now.
From a traveling fan perspective, all of Fire nation should want the Crew to sneak into the playoffs and the Fire to have a chance at them in the first round.
This Week's Predictions:
New York Red Bulls 2, Sporting KC 1
Chicago Fire 2, New England Revolution 0
D.C. United 1, Columbus Crew 1
Houston Dynamo 2, Philadelphia Union 1
If those hold true the standings coming out of the weekend would be...
1) x-Chicago - 59pts. (47 GF)
2) x-Sporting KC - 59pts. (41 GF)
3) x-New York - 56pts. (56 GF)
4) x-D.C. United - 55pts. (50 GF)
5) Houston - 53pts. (47 GF)
6) Columbus - 50pts. (41 GF)
Let's hope I'm right!
A 2-0 defeat at Sporting KC Friday; Red Bull defeat Toronto FC 4-1; Columbus takes advantage of an offside goal to earn another late win; The Dynamo overpower New England 2-0…
The Chicago Fire were about 11 minutes from having literally every result this weekend go against them before Portland's Bright Dike roofed an effort past Bill Hamid to earn the Timbers a 1-1 home draw against D.C. United.
That result in Portland combined with the other four this weekend pushed the Fire down to third place (tied on points with New York) and just five points ahead of the sixth-place Crew with four matches remaining and just as many openings in the Eastern Conference playoff race.
Fire and many other fans in the East deserve to be a little frustrated. The past few seasons it didn't take this much to qualify for the playoffs.
Even with most teams having three to four games left in the season, total wins in the East are currently at 122, up from 88 which was the total through the end of 2011. Playoff team wins (or translated to last year, Top 5 team wins) total in at 76 right now over 59 through the end of 2011. More simply put, it took fifth place New York just 46 points to qualify for the postseason last year, while this year sixth place Columbus sits on 48 points and outside of the current playoff bubble.
WATCH: Sporting KC 2, Chicago Fire 0
Make no mistake, all five teams that make it from the East will have earned it this season…
PLAYOFF MATH…I've added magic numbers to the breakdown this week. For a definition on what the magic number is in soccer, click here.
1) Sporting KC (qualified)
Current Points: 58
Games Remaining: 3 (1 home, 2 away)
Maximum Possible Points: 67
Average Opponents Points: 43.6
Magic Number (for first place): 8
Remaining Schedule: at Columbus (10/7), at New York (10/20), vs. Philadelphia (10/24).
The Rundown: Sporting KC navigated their difficult stretch of three games in nine days about as perfectly as they could have expected. The team earned a valuable 2-0 win at New York on September 19, played strategically for a point at Montreal three days later and returned home on Friday to defeat the Fire, taking seven points from the three matches.
WATCH: New York Red Bulls 4, Toronto FC 1
The victory over Chicago on Friday not only opened up a somewhat comfortable five-point gap between first and second but also pushed KC back into the playoffs. They still have two tough games at Columbus who are 10-3-2 at home this season and fighting for their playoff lives and a trip back to New York, but if they can negotiate that two-game stretch as well as the three games before it, they shouldn't have an issue finishing in poll-position in the East.
2) New York Red Bulls
Current Points: 53 (tied with Fire, ahead on Goals For tiebreaker)
Games Remaining: 3 (2 home, 1 away)
Maximum Possible Points: 62
Average Opponents Points: 47
Magic Number (playoffs): 5
Remaining Schedule: vs. Chicago (10/6), vs. Sporting KC (10/20), at Philadelphia (10/27)
The Rundown: New York did what they needed to in taking a 4-1 victory over Toronto Saturday night. They face perhaps the toughest remaining schedule of anyone in the East, having to face both the Fire and Sporting KC, albeit at home, in back-to-back matches. The results of those two games will go a long towards determining where all three teams will finish.
How they qualify: Red Bull can qualify for the playoffs this week by defeating the Fire and having Columbus either lose or draw to Sporting KC (Sunday) or Houston lose to Montreal (Saturday).
3) Chicago Fire
Current Points: 53 (tied with New York)
Games Remaining: 4 (2 home, 2 away)
Maximum Possible Points: 65
Average Opponents Points: 40.75
Magic Number: 5
Remaining Schedule: vs. Philadelphia (10/3), at New York (10/6), at New England (10/20), vs. D.C. United (10/27)
The Rundown: While it wasn't what you wanted, there was nothing disastrous about Friday night's result at Kansas City. One thing to remember is that the Fire hold a game in hand over everyone else in the playoff race and that game is made up this week with Wednesday's clash vs. Philadelphia and Saturday's match at New York.
If the Fire can manage to take at least four points from the week, they would almost assuredly have booked their place in the postseason and even three points would go a long way toward playoff qualification. Anything less and the team will have made things much more difficult than need be on themselves.
Luckily enough, Wednesday's game comes against lowly Philadelphia who will be on one day less rest than the Fire and who haven't beaten any of the top seven teams in the East away from home, going 0-6-0 in those games this season.
WATCH: D.C. United 1, Portland Timbers 1
While it'll be expected for the Fire to take three points against the Union, the more difficult match will come Saturday against Red Bull. If the team gets a win against Philly, a draw would be ok to keep the Fire in position ahead of New York to push for second place in the East.
Keep in mind though, waking up Sunday morning is all the more reason to hope the Fire can earn just one more point than Red Bull as there's little to no chance the team will win a tie-breaker with the high-flying New York offense.
How they qualify: The Fire can qualify for the playoffs in a variety of ways this week but at the very least need three points from their two matches vs. Philadelphia (Wednesday) and at New York (Saturday), combined with a Columbus loss or draw vs. Sporting KC (Sunday) or a Houston loss vs. Montreal (Saturday). Two wins in the two matches and the rest won't matter as the Fire will have booked their ticket.
4) D.C. United
Current Points: 51
Games Remaining: 3 (1 home, 2 away)
Maximum Possible Points: 60
Average Opponents Points: 41
Magic Number: 7
Remaining Schedule: at Toronto FC (10/6), vs. Columbus (10/20), at Chicago (10/27)
The Rundown: Given that it would have made for a three-way tie for second place, D.C. will be a bit disappointed not to have taken three points at Portland Saturday. Taking care of business at Toronto on Saturday will be most important for United as their final two matches look like they could be of the six-point variety.
How they qualify: They can't this week. A win at Toronto and a Columbus loss this weekend won't be good enough to get D.C. into the playoffs before the international break as it would only equal six "magic number" points.
WATCH: Columbus 3, Philadelphia 2
5) Houston Dynamo
Current Points: 49
Games Remaining: 3 (2 home, 1 away)
Maximum Possible Points: 58
Average Opponents Points: 33.3
Magic Number: 9
Remaining Schedule: vs. Montreal (10/6), vs. Philadelphia (10/20), at Colorado (10/27)
The Rundown: Houston stumbled last weekend at Philadelphia and had a bit of trouble in the first half Saturday night vs. New England but eventually got the job done. The Dynamo undoubtedly still have the easiest schedule in the East, with their hardest game coming against Montreal on Saturday. The goal of every team ahead of Houston should at least be to finish with more than 58 points as that is the closest thing to a playoff point threshold that exists right now.
How they qualify: Won't be able to think about qualification until at least October 20.
6) Columbus Crew
Current Points: 48
Games Remaining: 3 (32 home, 1 away)
Maximum Possible Points: 57
Average Opponents Points: 43.6
Magic Number: 10
Remaining Schedule: vs. Sporting KC (10/7), at D.C. United (10/20), vs. Toronto FC (10/28)
The Rundown: The Crew did it again Saturday night, scoring another late winner, albeit one that was clearly offside. That doesn't matter now as Columbus kept pace in the tight Eastern Conference playoff race.
The result was huge as the Crew will be facing the East's top team in Sporting KC on Sunday before a certain six-pointer on October 20 at D.C. United. How they fare in these two games will go a long way to determining where they finish in the East but it seems a minimum of three points from the pair of matches will be absolutely necessary to stay alive going into their final game of the season vs. Toronto FC.
How they qualify: Would need a bit of help but could qualify on October 20.
7) Montreal Impact
Current Points: 40
Games Remaining: 3 (1 home, 2 away)
Maximum Possible Points: 49
Average Opponents Points: 32.3
Remaining Schedule: at Houston (10/6), at Toronto FC (10/20), vs. New England (10/27)
The Rundown: Idle this week, Montreal are only mathematically still in. To qualify, they would need a monumental collapse from either Houston or Columbus while the Impact would have to run the table to finish the season. Even a draw at Houston on Saturday will bring their season to an end.
The Fire and Sporting KC did their part this week to make Friday's showdown at LiveStrong Sporting Park a massive one for the national television audience on NBC Sports Network... Below is a breakdown of the Playoff Math after Saturday's games. On Monday, following today's two matches, I'll have an update, including magic numbers for all team's in the East race.
WATCH: Chicago 2, Columbus 1 (9/22/2012)
1) Sporting KC
Current Points: 55
Games Remaining: 4 (2 home, 2 away)
Maximum Possible Points: 67
Average Opponents Points: 43.7
Remaining Schedule: vs. Chicago (9/28), at Columbus (10/7), at New York (10/20), vs. Philadelphia (10/24).
The Rundown: Ending a stretch this weekend in which the team played three games in eight days, Sporting manager Peter Vermes did well to manage the scenario and keep his team atop the East with a huge 2-0 win over Red Bull at midweek before playing for a point at Montreal Saturday afternoon.
The decision to go for a draw with the Impact shows Vermes' confidence in his side heading into Friday's all-important six point clash with the Fire. A win for Sporting and they'll open up a five point lead at the top, while a loss would push the Fire into first place by one point, with the Men in Red holding a game in hand.
2) Chicago Fire
Current Points: 53
Games Remaining: 5 (2 home, 3 away)
Maximum Possible Points: 68
Average Opponents Points: 41.6
Remaining Schedule: at Sporting KC (9/28), vs. Philadelphia (10/3), at New York (10/6), at New England (10/20), vs. D.C. United (10/27)
The Rundown: Fans had all the reason to go into Saturday's game with chewed up finger nails. Sean Johnson's early giveaway that led to the Crew's early goal might have made you loose a bit of hair. In the end, what could have been a bogey game and a missed opportunity for three points just turned into yet another Fire win.
The club is on the brink of its first playoff qualification since 2009 and while going first on Friday is a real thing, they could also potentially clinch a postseason berth if the Crew fall next Saturday night against Philadelphia.
3) New York Red Bulls
Current Points: 50
Games Remaining: 4 (3 home, 1 away)
Maximum Possible Points: 65
Average Opponents Points: 39.2
Remaining Schedule: vs. Toronto FC (9/29), vs. Chicago (10/6), vs. Sporting KC (10/20), at Philadelphia (10/27)
WATCH: New England 1, New York 1 (9/22/2012)
The Rundown: Save Montreal who are almost completely out of the playoff race, no one in the East had a worse week than Red Bull. A flat effort at home in midweek against Sporting KC in a match that could have taken them to the top of the East table combined with a gut-wrenching 1-1 draw Saturday at lowly New England leaves New York in a precarious position at the moment.
The good thing is that three of their remaining four matches are at home and two of those are against the Fire and Sporting KC. The bad thing is both D.C. and Houston play Sunday. A win by United over Chivas USA would pull them level with Red Bull on points while a Houston win over Philadelphia would pull them within one.
4) DC United
Current Points: 47
Games Remaining: 5 (2 home, 3 away)
Maximum Possible Points: 62
Average Opponents Points: 35.4
Remaining Schedule: vs. Chivas USA (9/23), at Portland (9/29), at Toronto FC (10/6), vs. Columbus (10/20), at Chicago (10/27)
The Rundown: Not a lot to say about United until they play their match vs. Chivas USA tonight (6pm CT on Galavision). D.C. did well enough to earn three points at Philadelphia at midweek and if they can take advantage of the easier schedule over the next few weeks, they'll be in very good shape for a top three finish, even without DeRo.
Food for thought: If D.C. were to drop a 4-0 scoreline on Chivas USA at RFK tonight, they would actually move into third place, beating Red Bull on the second tie breaker of Goal Differential...
5) Houston Dynamo
Current Points: 46
Games Remaining: 5 (3 home, 2 away)
Maximum Possible Points: 61
Average Opponents Points: 30.4
Remaining Schedule: at Philadelphia (9/23), vs. New England (9/29), vs. Montreal (10/6), vs. Philadelphia (10/20), at Colorado (10/27)
The Rundown: Same as D.C. above. Houston should be favorites to win all five of their remaining matches, with their toughest opponent being Montreal on October 6. The favorable remaining schedules for both the Dynamo and United should give great caution to Sporting KC, Chicago and New York if they expect to finish in the top three.
6) Columbus Crew
Current Points: 45
Games Remaining: 4 (3 home, 1 away)
Maximum Possible Points: 57
Average Opponents Points: 37.7
Remaining Schedule: vs. Philadelphia (9/29), vs. Sporting KC (10/7), at D.C. United (10/20), vs. Toronto FC (10/28).
The Rundown: Again last night, the Crew continue to showed why some should be skeptical about their late-season run as the team hasn't beaten anyone ahead of them lately. For a team trying to climb up the table, dropping points against those above you won't help your cause. With three of four remaining matches at home, Columbus is far from out of the race but can't afford many more slip-ups.
The October 20 game vs. United could be the make or break of their season.
7) Montreal Impact
Current Points: 40
Games Remaining: 3 (1 home, 2 away)
Maximum Possible Points: 49
Average Opponents Points: 32.3
Remaining Schedule: at Houston (10/6), at Toronto FC (10/20), vs. New England (10/27)
The Rundown: Just here because of mathematics. Montreal did the Fire and the rest of the East a bit of a favor by earning a 0-0 draw with Sporting KC Saturday but leaving two points on the field at Stade Saputo has really determined the Impact's playoff fate in their expansion season. They'll take next weekend off and the rest of the East will hope they can pull another result at Houston before they finish off the season with games at Toronto and vs. New England.
Well, things didn't go our way last night.
Out East, Sporting KC did what no one else has done this season, using two goals inside the first 20 minutes from C.J. Sapong and Kei Kamara to defeat New York at Red Bull Arena 2-0. From the offset, it seemed a game that New York wasn't quite up for as Sporting dictated the play, much to the visible frustration of Red Bull captain Thierry Henry.
Both teams face a quick turnaround for Saturday as KC (54pts.) heads to Montreal (39pts.) for a matinee kick (12pm CT on MLS Live/Direct Kick) while New York (49pts.) visits New England (6:30pm CT MLS Live/Direct Kick).
A little bit closer to home, Columbus found another late winner, this time an 89th minute strike from substitute Justin Meram to earn a 1-0 victory and a valuable three home points over Chivas USA. The win keeps the East race very tight as the Crew (45pts.) leaped back over D.C. United (44pts.) and into final playoff spot in the East.
All it will take for the Crew to be bumped back down to sixth is a D.C. United draw Thursday night when they visit the Philadelphia Union at PPL Park (7pm CT on ESPN2).
Of course, United is favored and expected to win. If they do, they'll jump all the way back over Columbus and Houston (46pts.) and into fourth place in the East.
The Positives
- Red Bull has shown they are in fact beatable at home, which is good with the Fire heading there in just over two weeks.
- The Fire maintain second place in the Eastern Conference with a game in hand on both first place Sporting KC and third place Red Bull.
- Red Bull is just 4-18-5 all-time at New England. In a span that stretches almost exactly 10 years back to the MetroStars era, New York hasn't won in Foxboro in 15 matches, going 0-11-4 since the streak began on September 21, 2002.
- Sporting KC midfielder Roger Espinoza picked up a yellow card and will now be suspended for the team's game Saturday at Montreal, where the Impact are 10-3-2 this season.
- The Fire hold a game in hand on all but D.C. United.
The Negatives
- Albeit with a game in hand, Sporting has opened up a four point lead on the Fire for first place in the East. Even if the Fire win Saturday and Sporting loses, the team will still be one point behind KC.
- The Fire are just six points ahead of sixth place in the East, leaving little room for error.
- Houston, D.C. United and Columbus all have much easier schedules than the top three teams, indicating a Top 3 Eastern Conference finish is far from a certainty.
Saturday Schedule
Montreal vs. Sporting KC – 12pm CT (Direct Kick/MLS Live/TSN)
New England vs. New York – 6:30pm CT (Direct Kick/MLS Live)
Chicago vs. Columbus – 7:30pm CT (NBC 5.2)
Sunday Schedule
Philadelphia vs. Houston – 3pm CT (Direct Kick/MLS Live)
D.C. United vs. Chivas USA – 6pm CT (Galavision)
Sporting KC just barely rescued first place at the top of the East while the Fire, Red Bulls and United all tightened up the race… An updated breakdown of the week and month and a half a head in this edition of Playoff Math…
1) Sporting KC
Current Points: 51
Games Remaining: 6 (2 home, 4 away)
Maximum Possible Points: 69
Average Opponents Points: 42.6
Remaining Schedule: at New York (9/19), at Montreal (9/22), vs. Chicago (9/28), at Columbus (10/7), at New York (10/20), vs. Philadelphia (10/24).
The Rundown: By virtue of C.J. Sapong's late header to equalize with Houston on Friday night, Sporting KC still controls their own destiny for first in the East , if only just barely. The team enters this week with two big away matches, facing third-place Red Bull at midweek and Montreal on Saturday.
Neither game will be easy. With their 3-1 win over Columbus Saturday night, New York moved to 10-0-3 overall at home and a perfect 8-0-0 vs. the Eastern Conference at Red Bull Arena. While those stats are daunting, if Sporting are going to finish first in the East, they'll likely have to find a way to take four points from this game and their next visit to New York on October 20. If New York stays consistent and beats another East team at home, they will at least momentarily move to first in the East.
Sporting will then head to a somewhat down-trodden Montreal side whose playoff hopes seem only mathematical at this point. Despite that, the Impact's home form combined with KC playing on just three days rest, will make this a very difficult game for Sporting.
This could be a week where Sporting puts a stamp on the Eastern Conference lead or gives it up completely…
2) Chicago Fire
Current Points: 50
Games Remaining: 6 (3 home, 3 away)
Maximum Possible Points: 68
Average Opponents Points: 40.1
Remaining Schedule: vs. Columbus (9/22), at Sporting KC (9/28), vs. Philadelphia (10/3), at New York (10/6), at New England (10/20), vs. D.C. United (10/27)
The Rundown: The Fire had a huge week, taking six points at Toronto FC and at home to Montreal Saturday night. In neither match did the team play a complete game but Fire fans should feel confident in the fact that the team is 1) capable of coming back from a deficit to win and 2) can have a bad day and still earn three points and 3) with six wins from their last seven, are the hottest team in Major League Soccer.
With KC drawing the night before and both New York and D.C. winning earlier Saturday, the pressure was certainly on the Fire to get the three points in order to maintain second place in the east. With KC playing New York as well as D.C. playing Philadelphia at midweek, there's chance the Fire could momentarily fall from that spot and it seems almost certain things will tighter heading into the weekend.
That all matters very little as long as the Fire continue to hold serve at home and defeat a Columbus team on short rest Saturday night to set up a humongous match at Sporting KC the following Friday.
3) New York Red Bulls
Current Points: 49
Games Remaining: 6 (4 home, 2 away)
Maximum Possible Points: 67
Average Opponents Points: 38.1
Remaining Schedule: vs. Sporting KC (9/19), at New England (9/22), vs. Toronto FC (9/29), vs. Chicago (10/6), vs. Sporting KC (10/20), at Philadelphia (10/27)
The Rundown: This is also the week in which New York can really make their claim for first in the East. If they can take advantage of their perfect home record vs. the Conference and earn three points on Wednesday vs. KC before doing what's expected at eighth place New England on the weekend, they'll find themselves on top.
Taking care of business this week would also be huge as Red Bull will have four matches remaining, three at home and two of those against direct top of the East competitors Chicago and Kansas City in October. It's also worth nothing that of the top three, Hans Backe's side has easiest schedules to finish the season as their opponent's point average equals out to 38.1
4) Houston Dynamo
Current Points: 46
Games Remaining: 5 (3 home, 2 away)
Maximum Possible Points: 61
Average Opponents Points: 30
Remaining Schedule: at Philadelphia (9/23), vs. New England (9/29), vs. Montreal (10/6), vs. Philadelphia (10/20), at Colorado (10/27)
The Rundown: Houston nearly took three points from Kansas City Friday night in a match that many didn't expect them to take any. While they'll be disappointed in giving up a late equalizer, the Dynamo by far have the easiest schedule of anyone in the East from here on out, with their five games coming against teams outside of their Conference's Top five and three games remaining at BBVA Compass Stadium.
It would be a reasonable expectation for the Dynamo to take 12-15 points and really keep themselves in the conversation for a Top 3 spot as the Fire, New York and Kansas City all have matches remaining against each other.
5) DC United
Current Points: 44
Games Remaining: 6 (2 home, 4 away)
Maximum Possible Points: 62
Average Opponents Points: 32.8
Remaining Schedule: at Philadelphia (9/20), vs. Chivas USA (9/23), at Portland (9/29), at Toronto FC (10/6), vs. Columbus (10/20), at Chicago (10/27)
The Rundown: No DeRo, no problem. D.C. United found a way to be victorious without their captain in Saturday night's 2-1 victory over New England, effectively leaping over Columbus and into the final playoff spot in the East. Much like Houston, United have a very easy upcoming schedule to make things even tighter in the East as they face the literal bottom four teams in Major League Soccer over their next four games.
The only problem is that three of those four come on the road where United hasn't been great this season (3-9-0). Nonetheless, if D.C. can take maximum points from the next four, they'll put themselves not only in a good position to qualify for the playoffs but a chance to finish a bit higher than fifth.
6) Columbus Crew
Current Points: 42
Games Remaining: 6 (4 home, 2 away)
Maximum Possible Points: 60
Average Opponents Points: 37
Remaining Schedule: vs. Chivas USA (9/19), at Chicago (9/22), vs. Philadelphia (9/29), vs. Sporting KC (10/7), at D.C. United (10/20), vs. Toronto FC (10/28).
The Rundown: In a previous edition of Playoff Math, I said that I wasn't yet convinced of the Crew's run up the table because during their four-game winning streak, they'd played three of the worst teams in the East.
A trip to Gillette Stadium caused a somewhat surprising 2-0 loss before the international break and then Saturday night's visit to Red Bull Arenas saw a less surprising 3-1 defeat for the Crew. The two losses have Columbus now back on the outside looking in. Though they have two matches over the next seven days just like KC, New York and D.C., it's safe to say the week ahead could be very telling for the Crew's playoff chances.
The Crew should expect to defeat Western Conference bottom dwellers Chivas USA at home on Wednesday but their visit to Chicago, will be very difficult as the Fire haven't fallen to an Eastern Conference team at home since October 12, 2010, going 12-0-5 in that time.
7) Montreal Impact
Current Points: 39
Games Remaining: 4 (2 home, 2 away)
Maximum Possible Points: 51
Average Opponents Points: 36.7
Remaining Schedule: vs. Sporting KC (9/22), at Houston (10/6), at Toronto FC (10/20), vs. New England (10/27)
The Rundown: Montreal's really just run out of game but it doesn't mean they can't affect the Eastern Conference playoff race (which they still sort of remain in). The Impact's home form has had me mark this Saturday's game vs. Sporting KC as one that really have implications on the top of the East while a point at Houston isn't completely out of the cards either.
After October 6, Montreal could mathematically be out as they face two other teams that are already that way.
I'm not a huge fan of predictions but I got all the East's playoff related results correct this weekend so, I'll go with three midweek predictions…
Midweek Predictions:
New York 2, Sporting KC 1
Columbus 1, Chivas USA 0
D.C. United 2, Philadelphia 1
Despite a plethora of chances, the Fire didn't make things easy on themselves Wednesday night in Toronto. Going up 2-0 with goals from Alvaro Fernandez and Chris Rolfe before halftime, the Fire had plenty of chances but couldn't put Toronto out of its misery with a third goal.
Eric Hassli's 79th minute strike and Toronto's constant pressure late kept things interesting but Frank Klopas' side found away to lock things down at the back and grind out another important three points on the road.
Ugly as it may have been at times, at the end of the day, Frank Klopas' side still came away with a valuable away win and catapulted itself into second place in the East. The team now sits even on games played (27) and one point ahead (47) of the New York Red Bulls (46).
Heading into Saturday's game vs. Montreal, there's a chance the Fire could sit atop the East by the end of the weekend.
Sporting KC vs. Houston Dynamo – 7:30pm CT (NBC Sports Network)
New York Red Bulls vs. Columbus Crew – 6:00pm CT (MLS Live, Direct Kick)
D.C. United vs. New England – 6:30pm CT (MLS Live, Direct Kick)
Chicago Fire vs. Montreal Impact – 7:30pm CT (CSN Chicago)
Let's put things in perspective…
WATCH: Sporting KC 0, Houston 0 (7/7/2012)
One of two huge matches in the East this weekend is Friday's nights encounter between first-place Sporting KC and fourth-place Houston at LiveSTRONG Sporting Park.
If Kansas City, who are just a surprising 4-3-3 at home vs. East teams loses, it sets the Fire up for a move to first on Saturday night. If that happened, the Dynamo could also potentially jump all the way into second place (at least momentarily) as well.
Lucky for the home side, Houston's away form against the Conference has been quite poor (1-5-4), though one of those four draws did come at Sporting on July 7 (0-0).
The obvious hope for the Fire is to see the Dynamo earn their second away win against the East Friday night but I think anything more than a point for Houston is unrealistic.
PREDICTION: Sporting KC 1, Houston Dynamo 1
- Further East on Saturday, third-place New York welcomes the Columbus Crew to Red Bull Arena. I wrote recently that I wasn't yet convinced about the Crew's surge up the East table because of the level of opponents they'd played during their run and in their last match, they fell 2-0 at New England.
In Saturday's game, they travel to play a New York side that is unbeaten at home this season (9-0-3) and hasn't even drawn against an East opponent at Red Bull Arena (7-0-0). Interestingly enough, at 4-6-4, Columbus has a much better away record than Houston and has gone 3-5-2 away in the conference, including a victory over Sporting KC.
Even with all that, it's hard to go against New York's home dominance this season. As it relates to the Fire, a draw would be a fantastic result for a few reasons but I have to think Red Bull comes away victorious this weekend.
PREDICTION: New York Red Bulls 2, Columbus Crew 1
WATCH: New York 4, Columbus 1 (4/7/2012)
- Sixth place D.C. United hosts New England Saturday night at RFK Stadium in a match where all three points will be quite necessary for the home side.
Most of MLS was in shock Thursday morning with the club's announcement that captain Dwayne DeRosario had suffered an MCL sprain that will keep him out 10-12 weeks, effectively ending his season.
Even still, United (41) sit one point back of the final playoff spot, even without DeRo are better than New England and much like Red Bull, have fantastic form at RFK this season, going 9-1-4 overall and 7-1-3 against Eastern opponents.
While New England bounced back with a home win against Columbus before the international break, their away record is abysmal (1-10-2; 0-7-2 in the East) and I suspect their skid down the East table continues Saturday night.
PREDICTION: D.C. United 2, New England Revolution 0
- In the last Eastern match of the night, the Fire will know exactly what they have to do to move into first place or retain second place by halftime against Montreal.
If all the predicted results above hold and the Fire win oer the Impact, they'd stay in second place but sit just one point back of East-leading KC.
The Fire's home form this season (9-2-2; 7-0-1 vs. East) combined with Montreal's away record (2-11-1; 2-6-1 vs. East) certainly favor the Men in Red in this match, though Klopas' side will be coming off just three days rest while the Impact will not have played in two weeks.
Also remember that while the first-year MLS side is just three points out of the final playoff spot, they only have five games remaining while almost everyone above has seven.
A loss for Montreal on Saturday would come as close as could be to effectively end the Impact's bid for a playoff place in their first MLS season.
PREDICTION: Saturday night will certainly be a battle but I think the Fire take their 10th home win of the season and move within one point of first in the East with a 2-1 victory (what other score line is there?) over Montreal.
It's been a few weeks since my last blog on this subject and while not much has become easier to predict, at least one thing has become clearer.
Last time, there was a question about Columbus' ability to make a run towards the playoffs. With that blog written just two days before the Crew began their current four-game winning streak, the question has been answered and their form currently has D.C. United as the current Eastern Conference outsiders. Still, I'm not yet convinced of the Crew's playoff credentials and I break down everyone's playoff hopes below...
1) Sporting KC
Current Points: 50
Games Remaining: 7 (3 home, 4 away)
Maximum Possible Points: 71
Average Opponents Points: 40.7
Remaining Schedule: vs. Houston (9/14), at New York (9/19), at Montreal (9/22), vs. Chicago (9/28), at Columbus (10/7), at New York (10/20), vs. Philadelphia (10/24).
The Rundown: It goes without saying that Sporting KC controls its own destiny for the top spot in the East but two games away to second place New York (the Red Bulls are 9-0-3 at home) combined with a home date against the Fire (who've beaten Sporting both games this season) and trips to Montreal (10-3-2 at home) and Columbus (8-3-2 at home) will make finishing top of the East difficult for KC.
Lucky for Peter Vermes' team, they've been the best MLS side on the road this season, going 7-4-2 away from LiveSTRONG Sporting Park. They're definitely going to be in the playoffs but even with a four point advantage at the top of the East, they could finish as low as third.
2) New York Red Bulls
Current Points: 46
Games Remaining: 7 (5 home, 2 away)
Maximum Possible Points: 67
Average Opponents Points: 36.8
Remaining Schedule: vs. Columbus (9/15), vs. Sporting KC (9/19), at New England (9/22), vs. Toronto FC (9/29), vs. Chicago (10/6), vs. Sporting KC (10/20), at Philadelphia (10/27)
The Rundown: If they keep their home form, New York is my favorite to finish top of the East. They're not only undefeated at home this season (9-0-3) but haven't even drawn with an Eastern Conference foe at Red Bull Arena (7-0-0 this year). Consider that their two remaining away matches are at New England and Philadelphia, you could make a strong case that New York might not lose another game this season.
Of course playoff implications often turn things on paper upside down and New York does face their two closest competitors in three of their remaining home matches. Basically I'm saying, first in the East is really New York's for the taking if they want it.
3) Chicago Fire
Current Points: 44
Games Remaining: 8 (4 home, 4 away)
Maximum Possible Points: 68
Average Opponents Points: 36.2
Remaining Schedule: at Toronto FC (9/12), vs. Montreal (9/15), vs. Columbus (9/22), at Sporting KC (9/28), vs. Philadelphia (10/3), at New York (10/6), at New England (10/20), vs. D.C. United (10/27)
The Rundown: As evidenced by the fact that the team jumped from sixth to third with one win Sunday night, the difference from third to six in the East is just three points and the victory over Houston gave the Fire the best odds of teams three through six to make a bid for a top two finish.
Like New York, Frank Klopas' side has been rather spectacular at home this season, going 9-2-2 overall and 7-0-1 against Eastern Conference opponents. With that current form, it's a decent expectation that the Fire should at least take points from all of their remaining four games at Toyota Park.
If the team takes four wins from their final eight, they're definitely in the playoffs. The rub here comes when you consider the remaining road games, which have the Fire visiting Eastern Conference cellar dwellers Toronto and New England.
Save the road games in Kansas City and New York, higher expectations will have the Fire winning six of their remaining eight matches. If they do that, they'll be in serious contention for a top two spot in the East but that will rest on how the team does in those two six-pointers.
4) Houston Dynamo
Current Points: 42
Games Remaining: 7 (4 home, 3 away)
Maximum Possible Points: 63
Average Opponents Points: 34
Remaining Schedule: vs. Real Salt Lake (9/6), at Sporting KC (9/14), at Philadelphia (9/23), vs. New England (9/29), vs. Montreal (10/6), vs. Philadelphia (10/20), at Colorado (10/27)
The Rundown: Of the seven teams still in the playoff picture, Houston definitely has one of the easiest schedules. If they can take points from their next two games vs. RSL and at Sporting, all five of their remaining matches are winnable.
The biggest question mark for Houston is how they balance their remaining two CONCACAF Champions League group games (9/20 vs. CD FAS, 10/23 vs. Olimpia) while staying in the playoff race. Dominic Kinnear has done a pretty good job of getting result when his team is coming off a competitive game played four days or less before, going 4-3-6 this season.
The fact that the team got four points from their two visits to Central America earlier this month should give them a little ease but having a crowded fixture list across two different competitions will be difficult. The Dynamo's saving grace will be their unbeaten home form at BBVA Compass Stadium where they've gone 8-0-5 since opening in May.
Like the Fire, four wins from their final seven should do the trick but picking up a point or two extra will get them in for sure.
5) Columbus Crew
Current Points: 42
Games Remaining: 8 (4 home, 4 away)
Maximum Possible Points: 66
Average Opponents Points: 35.1
Remaining Schedule: at New England (9/5), at New York (9/15), vs. Chivas USA (9/19), at Chicago (9/22), vs. Philadelphia (9/29), vs. Sporting KC (10/7), at D.C. United (10/20), vs. Toronto FC (10/28).
The Rundown: Riding a six match unbeaten streak of which the last four have all been victories, Columbus is certainly the hottest team in MLS and have pushed their way from potential spoiler right into the thick of the Eastern Conference race.
While the four straight wins are nice, consider that all four were against the bottom four in the East and three were at home. Furthermore the victories against New England and Montreal on the weekend came with stoppage time goals. I'm not saying they're not a legitimate contender and summer acquisitions Federico Higuain and Jairo Arrieta are reason for concern for any of the Crew's upcoming opponents but I do think remaining games at New York, Chicago and vs. Sporting KC could prove a blow to their chances.
Basically, if the Crew beat someone above them, everyone in the East has more cause for concern.
6) D.C. United
Current Points: 41
Games Remaining: 7 (3 home, 4 away)
Maximum Possible Points: 62
Average Opponents Points: 30.4
Remaining Schedule: vs. New England (9/15), at Philadelphia (9/20), vs. Chivas USA (9/23), at Portland (9/29), at Toronto FC (10/6), vs. Columbus (10/20), at Chicago (10/27)
The Rundown: D.C. are the team that find themselves currently just outside the playoff bubble by one point but of the seven teams still in the race, have the easiest schedule with their opponents average point total sitting at 30. Their next five matches all come against sides that are pretty well out of their respective playoff races but one thing to note is that D.C. hasn't traveled well to the west coast this season, going 0-3-1, making their September 29 trip to Portland an interesting one.
If D.C. does the business in those five matches, they should be in a good spot to play for positioning in their final two games against Columbus and the Fire to close out the season.
7) Montreal Impact
Current Points: 39
Games Remaining: 5 (2 home, 3 away)
Maximum Possible Points: 54
Average Opponents Points: 36.4
Remaining Schedule: at Chicago (9/15), vs. Sporting KC (9/22), at Houston (10/6), at Toronto FC (10/20), vs. New England (10/27)
The Rundown: Simply put, Montreal are still in the race but with only five matches remaining, it doesn't seem likely they'll be in the top five come season's end. That doesn't mean the first-year MLS side can't muck things up for other playoff contenders.
The team's road form this season (2-12-1) is likely what will keep Jesse Marsch's side out of the postseason but their play at Stade Olimpique and Stade Saputo (10-3-2) is what has them in this position. All teams contending for a playoff spot should put a lot of emphasis on the team's home match vs. Sporting KC on September 22 – I've got it marked as one of my top games where teams can make up points on the current Conference leaders.
Even considering Montreal has only taken points in three road matches this season, they'll still look to finish their first MLS campaign strong and so the Fire and Dynamo would be wise to take them seriously as they make their own playoff push.
Lets be honest, with the Men in Red losing 4-2 at DC on Wednesday and being the only MLS team with this weekend off, you had a little bit of concern regarding where the team would be sitting come Monday morning.
Luckily for the Fire, teams from north of the border made this idle weekend a reasonably good one (if not tighter) heading into next Sunday's all-important home clash vs. Houston.
A quick wrap up of weekend results that have to do with the Eastern Conference playoff race...
Montreal Impact 3, DC United 0
Highlights: Montreal 3, D.C. United 0
Riding off their 4-2 defeat of the Fire at midweek, DC United visited the Montreal Impact in a Saturday afternoon matinee. Despite their result on Wednesday, the game marked United's third in six days (forcing Ben Olsen to bring starters Dwayne De Rosario, Chris Pontius and Branco Boskovic off the bench) and came against an Impact side that has taken 10 of its 12 victories at home this season.
Longtime Canadian international Patrice Bernier stole the show on the day, setting up Marco Di Vaio's 24th minute goal before talllying a 50th minute penalty and icing the match with his second goal deep into second half stoppage time.
United rarely threatened and saw their best chance come in the 78th minute when Troy Perkins thwarted Marcelo Saragosa from close range.
With the victory, Montreal (12-13-3; 39pts.) moves within one point of DC (12;9-4; 40pts.) for the final playoff spot in the East but time isn't on their side. With 28 games played, Jesse Marsch's team has taken the field more than any other MLS team this season and will likely need 12-15 points from their remaining matches, plus get a little help along the way to become just the third expansion team in league history to qualify for the playoffs in their inaugural year.
Good omen for Jesse, he was part of the first one that did it...
UP NEXT: More games with playoff implications as DC continues its torrid stretch, playing their fourth game in 10 days when they host New York on Wednesday, August 29 (7pm CT; Galavision) while Montreal visits upstart Columbus next Saturday, September 1 (6:30pm CT; MLS Live, Direct Kick)
Columbus Crew 4, New England Revolution 3
HIGHLIGHTS: Columbus 4, New England 3
This is the one that didn't go our way, though from the early-going, things looked good when some sloppy defending from the Crew saw Ryan Guy and Jerry Bengtson put the Revs up 2-0 inside 23 minutes.
Showing the inconsistent nature of New England this season, the Crew took the lead though even before halftime as two stunning free kicks from Columbus DP Federico Higuain sandwiched around a Jairo Arrieta finish to take the home side into the half up 3-2. Yes Fire fans, Higuain is the real deal and Crew head coach Robert Warzycha knows it.
New England stabilized at the break and would pull things level in the 81st minute when Lee Ngyuen sent substitute goalkeeper Matt Lampson the wrong way on a penalty kick. The Crew would have the last laugh minutes later as Arrieta ran onto Tony Tchani's through ball into the box and poked his second goal of the night past Matt Reis, ending a wild night of scoring at Crew Stadium.
Though there was little doubt New England's (6-14-5; 23pts.) season was over, this one hammered the coffin shut while the victory extended Columbus' (10-8-6; 36pts.) unbeaten run to four matches and kept the Crew within three points of sixth place Montreal and four behind DC for the final playoff spot in the East.
UP NEXT: Both teams are back in action Wednesday when the Crew will hope to win their third straight as they visit Philadelphia (7pm CT; MLS Live, Direct Kick) while New England will hope to snap their eight-match winless run when they welcome Chivas USA to Gillette Stadium (7pm CT; MLS Live, Direct Kick).
Houston Dynamo 1, Toronto FC1
With Toronto well at the bottom of the East, any points they can take from higher teams helps a lot. This game marked midfielder Ricardo Clark's first appearance since returning to the Dynamo from stints in Germany and Norway and also provided a good view into the current form of the Fire's next two league opponents.
Houston would take the lead in the 21st minute when forward Will Bruin ran on to Boniek Garcia's ball out of midfield before chipping onrushing TFC 'keeper Freddy Hall. The Dynamo threatened for the second goal throughout and would end the game witha 14-8 shots advantage but surrendered the equalizer and two points in the 84st minute when sloppy marking at the back saw Terry Dunfield head home Darren O'Dea's cross from the right.
With the result, Houston (11-6-9; 42pts.) remains in third place, just one point ahead of the Fire, with the good guys holding one game in hand. To say next Sunday's match against the orange-clad team at Toyota Park is a pivotal one would be an understatement. The result keeps Toronto FC (5-15-6; 21pts.) in the Eastern Conference cellar but also shows a team that can't be taken lightly heading into the home stretch.
UP NEXT: Houston takes a break from MLS action as they travel back to Central America for the second time in a week to face Honduran side Olimpia in CONCACAF Champions League group play on Thursday, August 30 (Fox Soccer; 9pm CT) before heading to Chicago for next Sunday's game (6pm CT; NBC Nonstop, Galavision). Toronto FC will hope to do better in CONCACAF play when they host Santos Laguna in the Champions League on Tuesday, August, 28 (7pm CT; Fox Soccer) before continuing its spoiler bid in a visit to Sporting KC on Saturday, September 1 (7:30pm CT; MLS Live, Direct Kick).
A quick view at the Eastern Conference Standings after last night...
First place in the Eastern Conference (Sporting KC) hosts the second place New York in their first of three meetings over the next two months, live tonight at 8pm CT on ESPN2.
Fire fans holding out hope for the top seed in the East would do well to hope for a draw in the game ...
The Fire face yet another Eastern Conference foe at home this week: New England. The clubs appear to be heading in opposite directions with Frank Klopas' side only losing one of their last five while the Revs have lost four out of five but the Men in Red can't overlook this one. Here are a few things to watch out for from a tactical standpoint.
Who will replace the captain? Logan out 4-6 weeks
Last week's 3-1 win in Philly was very costly, namely because of the injury to captain Logan Pause who, to date, has had yet another stellar year. With Logan out for at least a month, two major questions arise – who should replace him in the lineup and should his injury force the Fire to change their tactics? The answer to the second question is almost certainly no. The tactic of two holding midfielders has served the Fire well this season and there is no need to change it.
Replacing Logan is a difficult task but the Fire certainly to have options. Fernandez slotted in for Logan in the second half against Philly but players like Corben Bone, Mike Videira, Daniel Paladini and Victor Pineda can all play in the center of midfield.
Having this many options is a luxury for coach Klopas but the obvious candidate in my eyes is Fernandez. He is the most experienced MLS midfielder and did a fine job in that position last week. Fernandez also didn't play in Wednesday's reserve game which could be another indication that he will be getting the start alongside Pardo.
Shots from Distance: Be Wary
Though New England haven't scored too many goals of late, its not for lack of trying. Midfielders, Lee Nguyen, Saër Sène (sometimes a striker) and Benny Feilhaber are all not afraid to pull the trigger from distance. Just a few weeks ago, Sène scored an absolutely brilliant goal against the Union, cutting in from the right before blasting it past Zack MacMath.
PREVIEW: Fire vs. NE
Nguyen scored a goal-of-the-season candidate earlier this season when he volleyed the ball from outside the box into the top corner. The Fire cannot allow the Revs' midfielders space to shoot from the outside. New England will also have target man Jerry Bengtson back from international duty and will be looking to him to provide layoffs for shots from the outside.
Chris Tierney: A Threat from the Left
New England have deployed different formations in its past two games but one thing that hasn't changed is the team's reliance on left back Chris Tierney to get forward to provide crosses into the box. Against KC, Nguyen constantly pushed inside to allow space for Tierney to move into on the left.
Against Montreal last week, New England played with one striker but again the Revs made room for Tierney on the outside to get the ball in the box. The players pushing inside also meant that New England had numerous players waiting to attack Tierney's crosses instead of just the forwards. In both of the past two games, the Revs have pushed Tierney up in advanced positions while keeping the outside right defender on more a leash.
If the Fire do indeed bring Fernandez into the middle it will be up to his replacement (presumably Nyarko) to track back and help either Jalil Anibaba or Dan Gargan when Tierney gets pushes forward into the attack.
PREDICTION: Chicago Fire 2, New England Revolution 0 with goals from Chris Rolfe and Sherjill MacDonald
Stephen Piggott is a contributor to Chicago-Fire.com, follow him on Twitter @Irish_Steve.


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- Northern New York Newspapers
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- Carthage
- Malone
- NNY Business
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A local manufacturer is considering a 100,000-square-foot warehouse on the last remaining unused land in the City Center Industrial Park.
Donald W. Rutherford, the CEO of Watertown Local Development Corp., also known as the Watertown Trust, said on Thursday he is working with the unidentified company on a deal that would bring 100 existing jobs plus 20 new ones to the site off South Bellew Avenue.
The company would work with a developer to build the structure and then lease it and the approximate 11 acres from the builder, he said. Four developers have been interviewed for the job.
Saying the project is in the early stages, Mr. Rutherford said other potential prospects had looked at the wooded site consisting of lots 9, 10 and 11 behind Current Applications and adjacent to the Metro-Jefferson Public Safety Building, but those projects never materialized.
He could hear by the end of July whether the companys board of directors will give the final decision to proceed with construction of the warehouse. If all goes well, work would begin in August or September and the building would be ready for occupancy next year, he said.
Its an exciting project..., Mr. Rutherford said. Im continuing to keep my fingers crossed.
He would not name the company or what it produces.
That would give it away, he said.
The project also depends on working on arrangements with the Jefferson County Industrial Development Agency to move an existing rail line at the industrial park to run along the warehouse and with CSX Corp. to provide a rail switch, Mr. Rutherford said.
The company would use the rail line for both shipping products and receiving raw materials, he said.
Much of the discussion at Thursdays Watertown Trust meeting revolved around the railroad issues. The JCIDA owns the rail siding, while the never-used switch is owned by CSX. If the existing switch cannot be used, a new one would be installed, he said.
Back in 2001, when the spur was being planned, JCIDA paid CSX $85,000 for the switch as part of the $370,000 it paid for the construction of the spur. The bulk of that money, $340,000, was provided through a state grant. While the spur was built to attract companies to the park, no company there has yet used it. It was completed in 2002.
Mr. Rutherford told board members that he has to figure out who would pay for the rail line and the CSX rail switch and how much it would cost. The board gave him the go-ahead to work on predesign phase of the project.
Thousands of readers like you have made Northern New York Newspapers the number one ranked website* for local news and sports coverage in the north country.
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Baby shower gift ideas from the royals
Hey, gang -- Pippa, here. You may have read I'm planning to throw my big sister a baby shower. The palace protocol types were all -- OMG, that's never been done for a royal before. I was gobsmacked, but apparently it's true. "Don't get your knickers in a twist," I told them. "It'll be small, informal." They actually fell for that. I mean -- I'm a party planner. How would it look if I didn't throw my sis a grand, blowout affair? It's not every year that a future monarch of the British Empire comes along. The party most likely won't be at Buckingham -- but it looks brilliant on the invite so I couldn't resist. Besides, we want to throw off the paparazzi. Not sure what to bring? Retailers are stocking up on baby gear with "royal" flair. Here are some ideas, for Kate or anyone on your list. -- Joseph V. Amodio
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Laura Pauline Cave Boaz, 88, of Sonora, died Tuesday, June 24, 2008. The funeral is at 11 a.m. today at Manakee Funeral Home in Sonora with burial in Upton Cemetery. Visitation continues from 9 to 11 a.m. today at the funeral home.
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Patagonia Socks for Running, Hiking & More
- 1 Items
- 1 Items
One of the biggest mistakes made by amateur outdoor enthusiasts or those who are new to purchasing quality sporting gear is skimping on the details. After all, now that you have the right jacket, shoes, and equipment, what more is there to worry about?
Well, for starters, your socks. What might seem like an unimportant piece of clothing is actually a major contributing factor when it comes to cleanliness, comfort, and performance.
Patagonia socks come in running sock, hiking sock, and casual sock varieties. Depending on what you're looking for in your performance wear, you'll need features like lightweight materials, cushioned fit for long distances, high breathability, cooling airflow, flat toe seams, abrasion protection, and stretch recovery that will allow your sock to retain its shape for as long as you wear them.
There's nothing worse than having socks that hold on to excess moisture, cause chafing, or are made of thin materials that won't stand up to regular use. That's why we always recommend items like Patagonia socks, which go beyond fit and function to enhance your performance out on the trail.
Patagonia Socks and Gear for Better Performance
Patagonia started as a small company dedicated to making tools for climbers and others who push their adventure to the extremes. Today, their products can be found all over the world, helping enhance athlete performance from the tops of the mountains (for climbers, skiiers, and snowboarders) to the rivers (for fly fishers and trail runners). No matter what your perfect outdoor experience looks like, Patagonia has a product to help you perform better.
As you're outfitting your pack and getting ready to head out for the weekend, don't forget the Patagonia socks. For a small investment in footwear, you can push harder, go further, and feel a lot more comfortable each step of the way.


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Skin around our eyes is vulnerable to sun and dryness; both accelerate the signs of aging. This award-winning cream protects sensitive eye skin with a broad-spectrum sunscreen while deeply hydrating and strengthening its natural moisture barrier. Learn More
Size: 0.5 oz. sizeID
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An award-winning eye cream that quickly yet gently infuses your delicate eye area with Ceramides for a youth-restoring boost. Softly lifts and firms the look of skin in the eye area to give you a visibly brighter, more youthful and rested look.
Beauty Award Winner:
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Rated 4.9 out of 5 by 25 reviewers.
Rated 5 out of 5 by Susie2 Deliciously creamy I've used the eye cream for just two weeks but really think I've found my one and only. You only need a dab. It's just wonderful 11/01/2014
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Rated 5 out of 5 by Salangley Great eye cream for lines I love the creamy texture of this eye cream and that is has sunscreen in it, brilliant! It lasts a long time too and goes on easily moisturizing and reducing my fine lines. 03/29/2014
Rated 4 out of 5 by sammydavis Ceramide Lift and Firm Eye Cream Noticed a difference around my eyes in approximately 7 days after I started using this product. Wrinkles were less noticiable. I also was suppose to receive a free gift with this purchase which still hasn't arrive. Is on backorder. EA should not offer a free gift if it isn't in stock to accompany the purchased product. 02/01/2014
Rated 5 out of 5 by desertpunkin Ceramide Lift and Firm Eye Cream Sunscreen SPF 15 For my skin, this is the most amazing moisturizer and tightener. I can't believe I stopped using it for a little while. Stupid! 01/14/2014
Rated 5 out of 5 by TeriS Great Eye Cream I was worried that it would cause some irritation (with SPF ingredient) but it seems fine. Very smooth and keeps the skin around the eye soft and supple all day. Does not interfere with my eyeliner or concealer--Yeah! 01/12/2014
Rated 5 out of 5 by Merry Great I am 36 and look 23. I use this under my eyes everyday (sometimes twice a day) and it makes my makeup go on without forming lines under my eyes. I do not even need makeup with the ceramide products. I use their face cream as well. 08/07/2013
Rated 5 out of 5 by Meems Just the thing for dry, flaky eyelids. I saw results improve almost immediately. No flakes, no itch, no unsightly dryness. 07/27/2013


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15 U.S. Code Chapter 41 - CONSUMER CREDIT PROTECTION
- SUBCHAPTER I—CONSUMER CREDIT COST DISCLOSURE (§§ 1601–1667f)
- SUBCHAPTER II-A—CREDIT REPAIR ORGANIZATIONS (§§ 1679–1679j)
- SUBCHAPTER III—CREDIT REPORTING AGENCIES (§§ 1681–1681x)
- SUBCHAPTER IV—EQUAL CREDIT OPPORTUNITY (§§ 1691–1691f)
- SUBCHAPTER V—DEBT COLLECTION PRACTICES (§§ 1692–1692p)
- SUBCHAPTER VI—ELECTRONIC FUND TRANSFERS (§§ 1693–1693r)
Part A—General Provisions
Sec. 1601. Congressional findings and declaration of purpose. 1602. Definitions and rules of construction. 1603. Exempted transactions. 1604. Disclosure guidelines. 1605. Determination of finance charge. 1606. Determination of annual percentage rate. 1607. Administrative enforcement. 1608. Views of other agencies. 1609. Repealed. 1610. Effect on other laws. 1611. Criminal liability for willful and knowing violation. 1612. Effect on government agencies. 1613. Annual reports to Congress by Bureau. 1614. Repealed. 1615. Prohibition on use of "Rule of 78's" in connection with mortgage refinancings and other consumer loans. 1616. Board review of consumer credit plans and regulations.
Part B—Credit Transactions
1631. Disclosure requirements. 1632. Form of disclosure; additional information. 1633. Exemption for State-regulated transactions. 1634. Effect of subsequent occurrence. 1635. Right of rescission as to certain transactions. 1636. Repealed. 1637. Open end consumer credit plans. 1637a. Disclosure requirements for open end consumer credit plans secured by consumer's principal dwelling. 1638. Transactions other than under an open end credit plan. 1638a. Reset of hybrid adjustable rate mortgages. 1639. Requirements for certain mortgages. 1639a. Duty of servicers of residential mortgages. 1639b. Residential mortgage loan origination. 1639c. Minimum standards for residential mortgage loans. 1639d. Escrow or impound accounts relating to certain consumer credit transactions. 1639e. Appraisal independence requirements. 1639f. Requirements for prompt crediting of home loan payments. 1639g. Requests for payoff amounts of home loan. 1639h. Property appraisal requirements. 1640. Civil liability. 1641. Liability of assignees. 1642. Issuance of credit cards. 1643. Liability of holder of credit card. 1644. Fraudulent use of credit cards; penalties. 1645. Business credit cards; limits on liability of employees. 1646. Dissemination of annual percentage rates; implementation, etc. 1647. Home equity plans. 1648. Reverse mortgages. 1649. Certain limitations on liability. 1650. Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest. 1651. Procedure for timely settlement of estates of decedent obligors.
Part C—Credit Advertising and Limits on Credit Card Fees
1661. Catalogs and multiple-page advertisements. 1662. Advertising of downpayments and installments. 1663. Advertising of open end credit plans. 1664. Advertising of credit other than open end plans. 1665. Nonliability of advertising media. 1665a. Use of annual percentage rate in oral disclosures; exceptions. 1665b. Advertising of open end consumer credit plans secured by consumer's principal dwelling. 1665c. Interest rate reduction on open end consumer credit plans. 1665d. Reasonable penalty fees on open end consumer credit plans. 1665e. Consideration of ability to repay.
Part D—Credit Billing
1666. Correction of billing errors. 1666a. Regulation of credit reports. 1666b. Timing of payments. 1666c. Prompt and fair crediting of payments. 1666d. Treatment of credit balances. 1666e. Notification of credit card issuer by seller of return of goods, etc., by obligor; credit for account of obligor. 1666f. Inducements to cardholders by sellers of cash discounts for payments by cash, check or similar means; finance charge for sales transactions involving cash discounts. 1666g. Tie-in services prohibited for issuance of credit card. 1666h. Offset of cardholder's indebtedness by issuer of credit card with funds deposited with issuer by cardholder; remedies of creditors under State law not affected. 1666i. Assertion by cardholder against card issuer of claims and defenses arising out of credit card transaction; prerequisites; limitation on amount of claims or defenses. 1666i–1. Limits on interest rate, fee, and finance charge increases applicable to outstanding balances. 1666i–2. Additional limits on interest rate increases. 1666j. Applicability of State laws.
Part E—Consumer Leases
1667. Definitions. 1667a. Consumer lease disclosures. 1667b. Lessee's liability on expiration or termination of lease. 1667c. Consumer lease advertising; liability of advertising media. 1667d. Civil liability of lessors. 1667e. Applicability of State laws; exemptions by Bureau from leasing requirements. 1667f. Regulations. SUBCHAPTER II—RESTRICTIONS ON GARNISHMENT 1671. Congressional findings and declaration of purpose. 1672. Definitions. 1673. Restriction on garnishment. 1674. Restriction on discharge from employment by reason of garnishment. 1675. Exemption for State-regulated garnishments. 1676. Enforcement by Secretary of Labor. 1677. Effect on State laws. SUBCHAPTER II–A—CREDIT REPAIR ORGANIZATIONS 1679. Findings and purposes. 1679a. Definitions. 1679b. Prohibited practices. 1679c. Disclosures. 1679d. Credit repair organizations contracts. 1679e. Right to cancel contract. 1679f. Noncompliance with this subchapter. 1679g. Civil liability. 1679h. Administrative enforcement. 1679i. Statute of limitations. 1679j. Relation to State law. SUBCHAPTER III—CREDIT REPORTING AGENCIES 1681. Congressional findings and statement of purpose. 1681a. Definitions; rules of construction. 1681b. Permissible purposes of consumer reports. 1681c. Requirements relating to information contained in consumer reports. 1681c–1. Identity theft prevention; fraud alerts and active duty alerts. 1681c–2. Block of information resulting from identity theft. 1681d. Disclosure of investigative consumer reports. 1681e. Compliance procedures. 1681f. Disclosures to governmental agencies. 1681g. Disclosures to consumers. 1681h. Conditions and form of disclosure to consumers. 1681i. Procedure in case of disputed accuracy. 1681j. Charges for certain disclosures. 1681k. Public record information for employment purposes. 1681l. Restrictions on investigative consumer reports. 1681m. Requirements on users of consumer reports. 1681n. Civil liability for willful noncompliance. 1681o. Civil liability for negligent noncompliance. 1681p. Jurisdiction of courts; limitation of actions. 1681q. Obtaining information under false pretenses. 1681r. Unauthorized disclosures by officers or employees. 1681s. Administrative enforcement. 1681s–1. Information on overdue child support obligations. 1681s–2. Responsibilities of furnishers of information to consumer reporting agencies. 1681s–3. Affiliate sharing. 1681t. Relation to State laws. 1681u. Disclosures to FBI for counterintelligence purposes. 1681v. Disclosures to governmental agencies for counterterrorism purposes. 1681w. Disposal of records. 1681x. Corporate and technological circumvention prohibited. SUBCHAPTER IV—EQUAL CREDIT OPPORTUNITY 1691. Scope of prohibition. 1691a. Definitions; rules of construction. 1691b. Promulgation of regulations by the Bureau. 1691c. Administrative enforcement. 1691c–1. Incentives for self-testing and self-correction. 1691c–2. Small business loan data collection. 1691d. Applicability of other laws. 1691e. Civil liability. 1691f. Annual reports to Congress; contents. SUBCHAPTER V—DEBT COLLECTION PRACTICES 1692. Congressional findings and declaration of purpose. 1692a. Definitions. 1692b. Acquisition of location information. 1692c. Communication in connection with debt collection. 1692d. Harassment or abuse. 1692e. False or misleading representations. 1692f. Unfair practices. 1692g. Validation of debts. 1692h. Multiple debts. 1692i. Legal actions by debt collectors. 1692j. Furnishing certain deceptive forms. 1692k. Civil liability. 1692l. Administrative enforcement. 1692m. Reports to Congress by the Bureau; views of other Federal agencies. 1692n. Relation to State laws. 1692o. Exemption for State regulation. 1692p Exception for certain bad check enforcement programs operated by private entities. SUBCHAPTER VI—ELECTRONIC FUND TRANSFERS 1693. Congressional findings and declaration of purpose. 1693a. Definitions. 1693b. Regulations. 1693c. Terms and conditions of transfers. 1693d. Documentation of transfers. 1693e. Preauthorized transfers. 1693f. Error resolution. 1693g. Consumer liability. 1693h. Liability of financial institutions. 1693i. Issuance of cards or other means of access. 1693j. Suspension of obligations. 1693k. Compulsory use of electronic fund transfers. 1693l. Waiver of rights. 1693l–1. General-use prepaid cards, gift certificates, and store gift cards. 1693m. Civil liability. 1693n. Criminal liability. 1693o. Administrative enforcement. 1693o–1. Remittance transfers. 1693o–2. Reasonable fees and rules for payment card transactions. 1693p. Reports to Congress. 1693q. Relation to State laws. 1693r. Exemption for State regulation.
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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What is the base of your irrigation system?
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Our EXL Series fogger is ideal for misting and cooling applications. Our vortex design spins the water droplets into a fine mist resulting in lower ambient temperatures combined with a low precipitation rate for better control of the plants environment. The EXL series foggers are offered in .8, 1, 1.5, 2 and 3 GPH, with several installation choices.


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By ROY LITTLEFIELDBowie, Md
The Tire Industry Association strongly urges congress to pass the Motor Vehicle Owners' Right to Repair Act (HR 2694) in order to ensure that car owners and their trusted repair shops have the same access to safety alerts and repair information as the franchised new car dealer network.
Vehicles continue to become more and more sophisticated with virtually every system either monitored or controlled by computers. In fact, most new vehicles are equipped with tire pressure monitoring systems (TPMS) that are controlled by computers.
TPMS systems do not take the place of regular maintenance on tires, but are intended to protect motorists from the dangers of operating a vehicle with underinflated tires. Keeping these systems updated and in safe working condition requires ready access to complete and accurate information from the car companies.
The Right to Repair Act offers protection to car owners by making it illegal for vehicle manufacturers to withhold information necessary to diagnose, service or repair motor vehicles, including TPMS systems. Right to Repair ensures that car owners can have their vehicle serviced at the repair shop of their choice, whether it's their neighborhood repair shop or a franchised new car dealer.
Citizens need to support the Right to Repair Act (HR 2694) so that all American motorists can continue to enjoy the affordability and convenience of having their vehicle serviced at the repair shop of their choice.


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Cardinal Keith O'Brien Resigns After Accusations Of Inappropriate Behaviour Are Made Against Him
Former Cardinal Keith O'Brien sits inside his office inside his... News PhotoBestof,Edinburgh - Scotland,Former,Horizontal,Human Interest,Keith O'Brien,Office,People,Religion,Residential Building,Scotland,Sitting,Spirituality,Topics,Topix,UKPhotographer Jeff J MitchellCollection: Getty Images News 2013 Getty ImagesEDINBURGH, SCOTLAND - FEBRUARY 26: Former Cardinal Keith O'Brien sits inside his office inside his official residence on February 26, 2013 in Edinburgh, Scotland. The former Cardinal who was Britain's most senior Roman Catholic and head of the Scottish Catholic Church, has resigned following allegations from three priests and one former priest of inappropriate behavior. (Photo by Jeff J Mitchell/Getty Images)


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CLEVELAND - Stay "Weather Ready" on the go by joining Channel 3 Weather on Facebook and Twitter.
The Channel 3 Weather team of Betsy Kling, Hollie Strano, Marcus Walter and Bruce Kalinowski is looking for YOU to join us to talk all things northeast Ohio weather on Facebook and Twitter.
Get instant weather updates, severe weather alerts, post your weather pictures and video and have fun!
Like us on Facebook @ https://www.facebook.com/WKYC.Channel3.Weather
Follow us on Twitter @ https://twitter.com/wkycweather


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classic floral blouse
by LITTLE LIEF
Men's Size Chart
Product Details
Liberty cotton corduroy blouse in a floral print featuring a shirred neckline, keyhole wood button closure at back, and gathered sleeves. Little Lief makes simple, yet chic garments for babies and toddlers. Relaxed and carefree fits that are made for playing and growing. Using 100% natural fabrics, their collection is sustainably made in New York City.
• 100% cotton corduroy
• machine wash cold
• made in USA


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WASHINGTON (WUSA) -- Heloise was in town this weekend for the Home and Garden Show at the Dulles Expo Center but took time out to gives us tips on how to survive the Inauguration if we're going to join the crowd. She says the key is preparation.
Two big concerns will be keeping warm all day during the chilly weather and avoiding germs. Heloise recommends hand and foot warmers, bringing small snacks, hand wipes and lip balm. She says wear bright colors so that your friends and family can find you. If there is any rain she says instead of buying a plastic poncho you can buy a large plastic trash bag and cut a hole in it to wear.
See her advice above.


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Lyon Chair with Burlap
We've taken the classic 18th-century French bergère from the Louis XV period, with its exposed wood frame and low seat designed for lounging, and given it a relaxed look befitting its comfortable character.
Show Details +
- Traditional Rococo carvings and ornamentation have been stripped away to showcase the chair's exquisite curved lines
- Built by hand with mortise-and-tenon joinery
- Upholstered interior and seat cushion
- Back and sides are in natural burlap, accented with hand-hammered brads
- Plushly padded for comfort
- Includes 1 accent pillow
- Solid oak legs
- 32"W x 35"D x 41"H
Click on a swatch above to show available Finish colors
This base contains no Finish color selections
Back to Product Details
Shown in sand Belgian Linen with burnt oak finish.
Lyon Chair with Burlap - 32"W x 35"D x 41"H
Stocked in sand Belgian Linen with burnt oak finish.
Vintage French Furniture Wood Swatches - 6" sq.
May be returned within 30 days for a full refund (excluding return shipping).
Upholstery Swatches
$0 - $3
Swatches are shipped at no charge, but a credit card is required for processing.


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