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12 U.S. Code § 1715u - Authority to assist mortgagors in default
(a) Loss mitigation
Upon default or imminent default, as defined by the Secretary [1] of any mortgage insured under this subchapter, mortgagees shall engage in loss mitigation actions for the purpose of providing an alternative to foreclosure (including but not limited to actions such as special forbearance, loan modification, preforeclosure sale, support for borrower housing counseling, subordinate lien resolution, borrower incentives, and deeds in lieu of foreclosure, as required, but not including assignment of mortgages to the Secretary under section 1710 (a)(1)(A) of this title) or subsection (c), [2] as provided in regulations by the Secretary.
(b) Payment of partial claim
(1) Establishment of program
The Secretary may establish a program for payment of a partial claim to a mortgagee that agrees to apply the claim amount to payment of a mortgage on a 1- to 4-family residence that is in default or faces imminent default, as defined by the Secretary.
(2) Payments and exceptions
Any payment of a partial claim under the program established in paragraph (1) to a mortgagee shall be made in the sole discretion of the Secretary and on terms and conditions acceptable to the Secretary, except that—
(A) the amount of the payment shall be in an amount determined by the Secretary, not to exceed an amount equivalent to 30 percent of the unpaid principal balance of the mortgage and any costs that are approved by the Secretary;
(B) the amount of the partial claim payment shall first be applied to any arrearage on the mortgage, and may also be applied to achieve principal reduction;
(C) the mortgagor shall agree to repay the amount of the insurance claim to the Secretary upon terms and conditions acceptable to the Secretary;
(D) the Secretary may permit compensation to the mortgagee for lost income on monthly payments, due to a reduction in the interest rate charged on the mortgage;
(F) loans may be modified to extend the term of the mortgage to a maximum of 40 years from the date of the modification; and
(c) Assignment and loan modification
(1) Assignment
(A) Program authority
The Secretary may establish a program for assignment to the Secretary, upon request of the mortgagee, of a mortgage on a 1- to 4-family residence insured under this chapter.
(B) Program requirements
The Secretary may accept assignment of a mortgage under this paragraph only if—
(ii) the mortgagee has modified the mortgage to cure the default and provide for mortgage payments within the reasonable ability of the mortgagor to pay, at interest rates not exceeding current market interest rates; and
(C) Payment of insurance benefits
Upon accepting assignment of a mortgage under this paragraph, the Secretary may pay insurance benefits to the mortgagee from the appropriate insurance fund, in an amount that the Secretary determines to be appropriate, not to exceed the amount necessary to compensate the mortgagee for the assignment and any losses and expenses resulting from the mortgage modification.
(2) Assignment and loan modification
(A) Authority
The Secretary may encourage loan modifications for eligible delinquent mortgages or mortgages facing imminent default, as defined by the Secretary, through the payment of insurance benefits and assignment of the mortgage to the Secretary and the subsequent modification of the terms of the mortgage according to a loan modification approved by the mortgagee.
(B) Payment of benefits and assignment
In carrying out this paragraph, the Secretary may pay insurance benefits for a mortgage, in the amount determined in accordance with section 1710 (a)(5) of this title, without reduction for any amounts modified, but only upon the assignment, transfer, and delivery to the Secretary of all rights, interest, claims, evidence, and records with respect to the mortgage specified in clauses (i) through (iv) of section 1710 (a)(1)(A) of this title.
(C) Disposition
After modification of a mortgage pursuant to this paragraph, the Secretary may provide insurance under this subchapter for the mortgage. The Secretary may subsequently—
(i) re-assign the mortgage to the mortgagee under terms and conditions as are agreed to by the mortgagee and the Secretary;
(ii) act as a Government National Mortgage Association issuer, or contract with an entity for such purpose, in order to pool the mortgage into a Government National Mortgage Association security; or
(iii) re-sell the mortgage in accordance with any program that has been established for purchase by the Federal Government of mortgages insured under this subchapter, and the Secretary may coordinate standards for interest rate reductions available for loan modification with interest rates established for such purchase.
(D) Loan servicing
In carrying out this paragraph, the Secretary may require the existing servicer of a mortgage assigned to the Secretary to continue servicing the mortgage as an agent of the Secretary during the period that the Secretary acquires and holds the mortgage for the purpose of modifying the terms of the mortgage, provided that the Secretary compensates the existing servicer appropriately, as such compensation is determined by the Secretary consistent, to the maximum extent possible, with section 1709 (b) of this title. If the mortgage is resold pursuant to subparagraph (C)(iii), the Secretary may provide for the existing servicer to continue to service the mortgage or may engage another entity to service the mortgage.
(d) Prohibition of judicial review
No decision by the Secretary to exercise or forego exercising any authority under this section shall be subject to judicial review.
(e) Repealed. Pub. L. 104–134, title I, § 101(e) [title II, § 221(b)(2)], Apr. 26, 1996, 110 Stat. 1321–257, 1321–291; renumbered title I, Pub. L. 104–140, § 1(a),May 2, 1996, 110 Stat. 1327
(f) Applicability of other laws
No provision of this chapter, or any other law, shall be construed to require the Secretary to provide an alternative to foreclosure for mortgagees with mortgages on 1- to 4-family residences insured by the Secretary under this chapter, or to accept assignments of such mortgages.
[1] So in original. Probably should be followed by a comma.
[2] So in original. Probably should be "section 1710(a)(1)(A) of this title or subsection (c)),".
Source(June 27, 1934, ch. 847, title II, § 230, as added Pub. L. 86–372, title I, § 114(a),Sept. 23, 1959, 73 Stat. 662; amended Pub. L. 88–560, title I, § 104(b),Sept. 2, 1964, 78 Stat. 770; Pub. L. 90–19, § 1(a)(3),May 25, 1967, 81 Stat. 17; Pub. L. 96–399, title III, § 341,Oct. 8, 1980, 94 Stat. 1659; Pub. L. 98–181, title I[title IV, § 418], Nov. 30, 1983, 97 Stat. 1212; Pub. L. 100–242, title IV, § 428,Feb. 5, 1988, 101 Stat. 1918; Pub. L. 102–83, § 5(c)(2),Aug. 6, 1991, 105 Stat. 406; Pub. L. 104–99, title IV, § 407(b),Jan. 26, 1996, 110 Stat. 45; Pub. L. 104–134, title I, § 101(e) [title II, § 221(b)(2)], Apr. 26, 1996, 110 Stat. 1321–257, 1321–291; renumbered title I, Pub. L. 104–140, § 1(a),May 2, 1996, 110 Stat. 1327; Pub. L. 105–276, title VI, § 601(f),Oct. 21, 1998, 112 Stat. 2674; Pub. L. 111–22, div. A, title II, § 203(d)(1)–(3), May 20, 2009, 123 Stat. 1645, 1646.)
References in Text
This chapter, referred to in subsecs. (c)(1)(A) and (f), was in the original "this Act", meaning act June 27, 1934, ch. 847, 48 Stat. 1246, which is classified principally to this chapter (§ 1701 et seq.). For complete classification of this Act to the Code, see Tables.
2009—Subsec. (a). Pub. L. 111–22, § 203(d)(1)(C)–(E), inserted "preforeclosure sale, support for borrower housing counseling, subordinate lien resolution, borrower incentives," after "loan modification,", "as required," after "deeds in lieu of foreclosure,", and "or subsection (c)," before "as provided".
Pub. L. 111–22, § 203(d)(1)(B), which directed substitution of "loan" for "loss", was executed by making the substitution before "modification" to reflect the probable intent of Congress.
Pub. L. 111–22, § 203(d)(1)(A), inserted "or imminent default, as defined by the Secretary" after "default".
Subsec. (b). Pub. L. 111–22, § 203(d)(2), amended subsec. (b) generally. Prior to amendment, text read as follows: "The Secretary may establish a program for payment of a partial claim to a mortgagee that agrees to apply the claim amount to payment of a mortgage on a 1- to 4-family residence that is in default. Any such payment under such program to the mortgagee shall be made in the sole discretion of the Secretary and on terms and conditions acceptable to the Secretary, except that—
"(1) the amount of the payment shall be in an amount determined by the Secretary, not to exceed an amount equivalent to 12 of the monthly mortgage payments and any costs related to the default that are approved by the Secretary; and
"(2) the mortgagor shall agree to repay the amount of the insurance claim to the Secretary upon terms and conditions acceptable to the Secretary.The Secretary may pay the mortgagee, from the appropriate insurance fund, in connection with any activities that the mortgagee is required to undertake concerning repayment by the mortgagor of the amount owed to the Secretary."
Subsec. (c). Pub. L. 111–22, § 203(d)(3)(A)–(C)(i), designated existing provisions as par. (1), redesignated former pars. (1) to (3) as subpars. (A) to (C), respectively, of par. (1), and redesignated subpars. (A) to (C) of former par. (2) as cls. (i) to (iii), respectively, of par. (1)(B).
Subsec. (c)(1)(B). Pub. L. 111–22, § 203(d)(3)(C)(ii), substituted "under this paragraph" for "under a program under this subsection" in introductory provisions.
Subsec. (c)(1)(B)(i). Pub. L. 111–22, § 203(d)(3)(C)(iii), inserted "or facing imminent default, as defined by the Secretary" after "default".
Subsec. (c)(1)(C). Pub. L. 111–22, § 203(d)(3)(D), which directed substitution of "under this paragraph" for "under a program under this subsection", was executed by making the substitution for "under a program established under this subsection" to reflect the probable intent of Congress.
Subsec. (c)(2). Pub. L. 111–22, § 203(d)(3)(E), added par. (2). Former par. (2) redesignated subpar. (B) of par. (1).
1998—Pub. L. 105–276added subsec. (a) and redesignated former subsecs. (a) to (e) as (b) to (f), respectively.
1996—Pub. L. 104–99amended section generally, substituting subsecs. (a) to (e) relating to authority to assist mortgagors in default for former subsecs. (a) to (d) relating to temporary mortgage assistance payments and acquisition of mortgages to avoid foreclosures.
Subsec. (d). Pub. L. 104–134struck out heading and text of subsec. (d). Text read as follows: "Any mortgage for which the mortgagor has applied to the Secretary, before the date of enactment of the Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1996, for assignment pursuant to subsection (b) of this section as in effect before such date of enactment shall continue to be governed by the provisions of this section, as in effect immediately before such date of enactment."
1991—Subsec. (a)(5). Pub. L. 102–83substituted "section 3703 (c) of title 38" for "section 1803 (c) of title 38".
1988—Subsec. (a)(5). Pub. L. 100–242substituted "The interest rate on payments made under this subsection shall be the rate established under section 1803 (c) of title 38. The interest rate to be charged shall be determined when the Secretary approves assistance under this subsection" for "The Secretary may establish interest charges on payments made under this subsection; except that such charges shall not exceed a rate which is more than the maximum interest rate applicable with respect to level payment mortgages insured pursuant to section 1709 (b) of this title at the time assistance under this section is approved by the Secretary."
1983—Subsec. (d). Pub. L. 98–181struck out ", to the extent practicable," after "Secretary shall".
1980—Subsec. (a). Pub. L. 96–399added subsec. (a). Existing undesignated provisions were designated as subsec. (b)(1).
Subsec. (b). Pub. L. 96–399designated existing undesignated provision as par. (1), made changes in phraseology which included applicability of remedy provided by subsection (a) of this section and determinations made pursuant to such subsection, and added pars. (2) and (3).
Subsecs. (c), (d). Pub. L. 96–399added subsecs. (c) and (d).
1967—Pub. L. 90–19substituted "Secretary" for "Commissioner" wherever appearing.
1964—Pub. L. 88–560authorized the Commissioner to acquire the loan and security notwithstanding the fact that he has previously approved a request of the mortgagee for an extension of the time for curing the default and of the time for commencing foreclosure proceedings or for otherwise acquiring title to the mortgaged property or has approved a modification of the mortgage for the purpose of changing the amortization provisions by recasting the unpaid balance and substituted provisions for acquisition of the loan and security upon payment of the insurance benefits in an amount equal to the unpaid principal balance of the loan plus any unpaid mortgage interest plus reimbursement for such costs and attorney's fees as the Commissioner finds were properly incurred in connection with the defaulted mortgage and its assignment to the Commissioner for former provision for such acquisition upon issuance to the mortgagee of debentures having a total face value equal to the unpaid principal balance of the loan plus any accrued interest.
Effective Date of 1996 Amendment
Amendment by Pub. L. 104–99applicable with respect to mortgages insured under this chapter that are executed before, on, or after Oct. 1, 1997, see section 407(c) ofPub. L. 104–99, as amended, set out as a note under section 1710 of this title.
Savings Provision
Pub. L. 104–134, title I, § 101(e) [title II, § 221(b)(1)], Apr. 26, 1996, 110 Stat. 1321–257, 1321–291, provided that: "Any mortgage for which the mortgagor has applied to the Secretary, before the date of enactment of this Act [Apr. 26, 1996], for assignment to the Secretary pursuant to section 230(b) of the National Housing Act [12 U.S.C. 1715u (b)] shall continue to be governed by the provisions of such section, as in effect immediately before enactment of the Balanced Budget Downpayment Act, I [Pub. L. 104–99, which was approved Jan. 26, 1996]."
Implementation of 2009 Amendment
Pub. L. 111–22, div. A, title II, § 203(d)(4),May 20, 2009, 123 Stat. 1647, provided that: "The Secretary of Housing and Urban Development may implement the amendments made by this subsection [amending this section] through notice or mortgagee letter."
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FDR didn't just extend his sympathies to protesters. He listened to their demands and worked to implement real solutions to their problems.
As the Occupy Wall Street protests that originated in lower Manhattan gain momentum, a good deal of speculation has arisen in the press. Will the protesters coalesce around a set of demands? Will President Obama and the Democratic Party embrace the movement? What impact will the protests, which have now spread to other parts of the country, have on the 2012 presidential election?
Although there has been some resistance to the idea of the movement adopting a formal agenda for reform, many of the demands and some of the rhetoric generated by the protesters echo similar calls for reform that emanated during the New Deal. Last Sunday evening, for example, it was reported that Occupy Wall Street's Demands Working Group had endorsed the idea of a New Deal-style public works program that would put millions of Americans on the government payroll rebuilding the nation's crumbling infrastructure. Another idea that has surfaced within the movement is the restoration of the Glass-Steagall Act.
What is most significant, however, is the possibility that the Occupy Wall Street movement might spur the Obama administration and Congress to embrace reform and take stronger government action to combat the current economic crisis. In this respect, it has the potential to mirror the powerful social justice movements that emerged during the 1930s -- movements that not only drew national attention to the great disparities in wealth between the rich and the poor in the United States, but also pushed the Roosevelt administration and Congress to adopt some of the most significant pieces of reform legislation in U.S. history. The passage of the all-important Wagner Act, which established a permanent National Labor Relations Board and enshrined the right of private sector workers to form unions, was inspired in large part by the more than 1,800 strikes that broke out in 1934. The Social Security Act, which provided an old-age pension and established unemployment insurance, was spurred on in part by the 2 million-member Townsend movement that put forward a tax and pension scheme that made it clear that the government had to do something to provide basic economic security for the elderly. For the millions of unemployed, who often took to the streets in frustration, Roosevelt created the Works Progress Administration, which put over 8.5 million Americans to work building the roads, bridges, airports, and schools that still make up a significant portion of our nation's economic infrastructure.
On Oct. 23, the FDR Library presents a free forum on FDR's foreign policy advisers. Click here to find out how you can join the conversation!
President Obama has recently indicated that he sympathizes with the concerns of the Occupy Wall Street movement, but he has yet to embrace it. FDR was not nearly so circumspect. It is true that during his initial year in office, FDR -- much like President Obama -- adopted what can best be called national unity politics. This, coupled with his innate political caution and abhorrence for ideology, made him reluctant to join ranks with those who were in the streets demanding reform.
But as early as mid-1934, the president -- who in his heart of hearts agreed with the calls for more progressive government -- began to change his tune. In one of his famous Fireside Chats, delivered near the end of June 1934, FDR took note of the fact that in spite of the great progress that had been made stabilizing the economy and meeting the immediate crisis, it was time to look to the future -- time for the country "to find a way once more to well-known, long established but to some degree forgotten ideals and values," and time for the Government and Congress to "seek the security of the men, women and children of the nation." He continued:
That security involves added means of providing better homes for the people of the Nation. That is the first principle of our future program.
The second is to plan the use of land and water resources of this country to the end that the means of livelihood of our citizens may be more adequate to meet their daily needs.
And, finally, the third principle is to use the agencies of government to assist in the establishment of means to provide sound and adequate protection against the vicissitudes of modern life -- in other words, social insurance...
A few timid people, who fear progress, will try to give you new and strange names for what we are doing. Sometimes they will call it "Fascism," sometimes "Communism," sometimes "Regimentation," sometimes "Socialism." But, in so doing, they are trying to make very complex and theoretical something that is really very simple and very practical.
I believe in practical explanations and in practical policies. I believe that what we are doing today is a necessary fulfillment of what Americans have always been doing -- a fulfillment of old and tested American ideals.
In the coming 18 months, FDR -- inspired and motivated by the determination of the millions of Americans who embraced a number of mass movements demanding social and economic justice -- would launch his famous Second New Deal. It was a wave of legislation that, through such programs as Social Security and the Wagner Act, is still very much with us to this day.
As the Occupy Wall Street movement continues to grow, perhaps the president and our leaders in Washington should do more than merely extend their sympathy. Perhaps they should take a lesson from the New Deal and act to address the concerns of a new generation -- a generation that may not yet have articulated a specific set of demands, but one that is crying out for a government animated by the same spirit that stood at the heart of the New Deal, driven by the desire to provide social and economic justice for all.
David Woolner is a Senior Fellow and Hyde Park Resident Historian for the Roosevelt Institute. He is currently writing a book on U.S.-UK economic relations in the 1930s, entitled Cordell Hull, Anthony Eden and the Search for Anglo-American Cooperation, 1933-1938.

subset: commoncrawl


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CHY-AN-MOR is a fabulous Regent house offering luxury bed and breakfast in Penzance Cornwall. We have exceptional sea-views as our location overlooks Mount's Bay and Newlyn. Just a five minute stroll to the famous Chapel Street, with its selection of independent shops, art galleries and excellent restaurants. We are ideally situated for train, bus, Isle of Scilly links, coastal foot path and discovering the history and beauty of Cornwall. Previously known as the Chy-an-mor hotel, now owned and run by Richard and Louise who have a wealth of experience gained working in the hospitality and catering industry. We hope to provide a relaxed and comfortable environment with our signature friendly style.
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Ample private parking for residents. Parking for guests going to the Isles of Scilly can also be arranged at £4.00 per day.
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Travelling in the Flinders Ranges and South Australian outback is an unforgettable experience. Ancient landscapes and humming wheels, it's a holiday like no other.
Driving is the best way but not the only way to see the Flinders Ranges and outback. Planes, trains and coaches can take you to this vast and spectacular part of Australia. Travel by yourself or let a tour operator plan an experience especially for you.
Highway 1 (A1) to Port Augusta is an easy 300 kilometre/186 mile drive. The gateway to the Flinders Ranges is Melrose, 275 kilometres (170 miles) from Adelaide. Drive there via Crystal Brook and Laura (A1 and B82) or for some lovely views, via Gawler and the Clare Valley (A20 and A32).
You don't need a 4WD to see the Flinders Ranges but thoroughly check your route before you leave. Hire a 4WD in Adelaide, Port Augusta, Coober Pedy and Alice Springs.
Ride the legendary Ghan from Adelaide to Darwin. Break the 47 hour, 2979 kilometres (1851 miles) journey at Port Augusta, where the Flinders Ranges meet the sea. Stop over at the famous opal mining town of Coober Pedy.
There are daily flights from Adelaide to Port Augusta and six-flights per week to Coober Pedy, every day except Saturday.
Charter a scenic flight over the awesome Kati Thanda-Lake Eyre basin. It covers one-sixth of Australia, this ancient seabed is an incredible sight after heavy rainfall.
Greyhound Australia and Premier Stateliner operate daily coach services into the Flinders Ranges and outback regions.
Take a journey of the outback. Marvel at Aboriginal cave paintings, sleep under the stars and enjoy a tale around the camp fire. Visit areas rich in Aboriginal history. Tours by Heading Bush can guide you through the South Australian outback.
The "Flinders Ranges By Bike" uses parts of the spectacular 800-kilometre Mawson Trail. Stretching from southern South Australia to the Flinders Ranges, hike the Mawson Trail from Wilpena Pound to Blinman.
The Flinders Ranges and outback, breathtaking however you see it.
Here are some useful links for your visit to the Flinders Ranges and outback.
There are plenty of events on in the Flinders Ranges. Here are some ideas you might like.


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Laparoendoscopic Rendez Vous Versus Standard Two Stage Approach for the Management of Cholelithiasis/Choledocholithiasis
Recruitment status was Recruiting
- Full Text View
- Tabular View
- No Study Results Posted
- Disclaimer
- How to Read a Study Record
The purpose of the study is to assess whether combined intraoperative ERCP and CBD clearance with laparo-endoscopic rendez-vous during laparoscopic cholecystectomy (one stage approach) is or not superior to the standard practice of preoperative ERCP, sphincterotomy and CBD clearance followed by laparoscopic cholecystectomy (two stage approach) in patients with combined cholelithiasis and choledocholithiasis.
Procedure: Laparoendoscopic Rendez vous
Procedure: preoperative ERCP and CBD clearance
|Study Type:
|Study Design:
|Allocation: Randomized
Endpoint Classification: Safety/Efficacy Study
Intervention Model: Crossover Assignment
Masking: Open Label
Primary Purpose: Treatment
|Official Title:
|Laparoendoscopic Rendez Vous (Intraoperative ERCP) vs Two Stage Approach (Preoperative ERCP Followed by Laparoscopic Cholecystectomy) for the Management of Cholelithiasis/Choledocholithiasis
- postoperative hospital stay [ Time Frame: from onset of intervention to discharge ] [ Designated as safety issue: No ]
- success rate of CBD clearance [ Time Frame: during ERCP ] [ Designated as safety issue: Yes ]
- failure rate of selective CBD cannulation [ Time Frame: during ERCP ] [ Designated as safety issue: Yes ]
- incidence of multiple endoscopic procedures [ Time Frame: within 30 days ] [ Designated as safety issue: Yes ]
- incidence of hyperamylasemia [ Time Frame: within 48 hours post-ERCP ] [ Designated as safety issue: Yes ]
- incidence of severe pancreatitis (APACHE II score >6) [ Time Frame: within 48 hours post-ERCP ] [ Designated as safety issue: Yes ]
- total hospital stay [ Time Frame: from admission to discharge ] [ Designated as safety issue: No ]
- complications other but pancreatitis [ Time Frame: within 30 days ] [ Designated as safety issue: Yes ]
- death [ Time Frame: within 30 days ] [ Designated as safety issue: Yes ]
|Estimated Enrollment:
|Study Start Date:
|September 2006
|Estimated Study Completion Date:
|December 2010
|Estimated Primary Completion Date:
|December 2010 (Final data collection date for primary outcome measure)
|Assigned Interventions
Active Comparator: 1
Laparoendoscopic Rendez vous (one stage management of cholelithiasis/choledocholithiasis)
Procedure: Laparoendoscopic Rendez vous
intraoperative ERCP for CBD clearance during laparoscopic cholecystectomy
Active Comparator: 2
preoperative ERCP and CBD clearance followed by lap cholecystectomy (two stage management of cholelithiasis/choledocholithiasis)
Procedure: preoperative ERCP and CBD clearance
ERCP and CBD clearance followed by laparoscopic cholecystectomy
Detailed Description:
The ideal management of concomitant cholelithiasis and choledocholithiasis is not known yet. There are several options, including one-stage or two-stage approaches. The most commonly used practice is the two-stage management which consists of preoperative ERCP, sphincterotomy and CBD clearance followed by laparoscopic cholecystectomy. However, with this approach, a number of patients will be submitted to an unnecessary ERCP while some others will develop complications, mainly pancreatitis due to inadvertent pancreatic duct cannulation. Laparo-endoscopic rendez-vous methods have been described in order to obtain selective CBD cannulation and omit the risk of post-ERCP pancreatitis. In this procedure, during laparoscopic cholecystectomy, a wire is inserted through the cystic duct into the common bile duct, advanced into the duodenum where is found endoscopically, gripped with a snare and retrieved through the mouth. The a sphincterotome is inserted over the wire and elective CBD cannulation is obtained to be followed by sphincterotomy and CBD clearance intraoperatively. The method has been described by several authors in small to moderate case series, its safety has been proven and it appears that reduces both the length of hospital stay and the incidence of post-ERCP pancreatitis.However, it has not been popularized and has never been tested over the standard two-stage management. In our hospital, the standard approach for cholelithiasis and choledocholithiasis has been, as well, the two-stage (preop ERCP and sphincterotomy followed by laparoscopic cholecystectomy)approach. We initially assessed the feasibility and safety of the laparo-endoscopic rendez vous with a pilot study and now we intend to compare the two methods in a prospective randomized trial.
|Ages Eligible for Study:
|18 Years and older
|Genders Eligible for Study:
|Accepts Healthy Volunteers:
Inclusion Criteria:
- patients must be able to give informed consent preoperatively
- patients at high risk to have CBD stones (jaundice, cholangitis, grossly deranged LFTs, CBD stones found on US or MRCP)
Exclusion Criteria:
- patients not fit for surgery (ASA IV)
- previous ERCP and sphincterotomy
- previous upper abdominal surgery
- pregnancy at time of surgery
Please refer to this study by its ClinicalTrials.gov identifier: NCT00416234
|Contact: George Tzovaras, MD
|+30 2410 682730
|Contact: Ioannis Baloyiannis, MD
|+30 2410 682728
|University Hospital of Larissa
|Larissa, Thessaly, Greece, 413 35
|Contact: George Tzovaras, MD +30 2410 682730 firstname.lastname@example.com
|Principal Investigator: Ioannis Baloyiannis, MD
|Sub-Investigator: Spyros Potamianos, MD
|Sub-Investigator: George Paroutoglou, MD
|Sub-Investigator: Georgia Stamatiou, MD
|Study Chair:
|Constantine Hatzitheofilou, MD
|University of Thessaly, School of Medicine
|Study Director:
|George Tzovaras, MD
|University of Thessaly, School of Medicine
|Principal Investigator:
|Ioannis Baloyiannis, MD
|University Hospital of Larissa
No publications provided by University of Thessaly
Additional publications automatically indexed to this study by ClinicalTrials.gov Identifier (NCT Number):
|Responsible Party:
|George Tzovaras, MD, University of Thessaly, School of Medicine
|ClinicalTrials.gov Identifier:
|NCT00416234 History of Changes
|Other Study ID Numbers:
|Larissa CBD stones trial
|Study First Received:
|December 26, 2006
|Last Updated:
|January 13, 2010
|Health Authority:
|Greece: Ministry of Health and Welfare
Additional relevant MeSH terms:
Bile Duct Diseases
Biliary Tract Diseases
Common Bile Duct Diseases
Digestive System Diseases
Gallbladder Diseases
Pathological Conditions, Anatomical
ClinicalTrials.gov processed this record on October 09, 2015


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- Northern New York Newspapers
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- Ogdensburg
- Massena-Potsdam
- Lowville
- Carthage
- Malone
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OGDENSBURG Operation Veterans Chairman Joseph M. Cosentino said Tuesdays meeting with representatives from Gov. Andrew M. Cuomos office was a positive one.
Mr. Cosentino met with state Division of Veterans Affairs representatives Todd Rosenfeld and Samuel L. Spitzberg to discuss the possibility of building a veterans hospital in Ogdensburg.
Group members had hoped to meet with Mr. Cuomo, but he did not attend because he was speaking about his 2013 budget proposal in Potsdam.
I thought it was a very positive meeting, Mr. Cosentino said. Both men were Vietnam veterans. They were sincere and did not give me the brush-off. They asked questions and seemed genuinely concerned with what veterans had to deal with up here.
Mr. Cosentino said Mr. Spitzberg and Mr. Rosenfeld are planning a trip to the north country to meet with veterans in the next month and a half.
They want to speak with veterans and their spouses, pinpoint their major concerns and hear what has taken place over the years, he said.
Mr. Cosentino said the visit would also include a tour of the groups favored location for the hospital, the Pritchard Building at the St. Lawrence Psychiatric Center; north country Veterans Affairs clinics; and the Ogdensburgh Cemeterys veterans plot.
At the end of the meeting, both Mr. Spitzber and Mr. Rosenfeld agreed to take the veterans concerns to the governor, Mr. Cosentino said.
Establishing a hospital has been the number-one concern of the veterans since the group formed in 2011.
Thousands of readers like you have made Northern New York Newspapers the number one ranked website* for local news and sports coverage in the north country.
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View our stock quote and chart and financial fundamentals, and find historical stock price information based on dates you provide. Use our investment calculator to get a view of how an investment has performed over time, based on dates and amount invested in Boeing Common Stock or number of shares purchased.
Computershare Investor Services acts as transfer agent and registrar for Boeing shareholders. Computershare Investor Services also distributes dividends to registered shareholders.
There are two alternative ways to own stock, other than in mutual funds, which are
If you are a registered shareholder of Boeing stock, your name appears in the Company's shareholder register kept by Computershare Investor Services. You receive dividend checks written on the Boeing account with Computershare Investor Services, or Direct Deposit of your dividends to your bank account through the Automated Clearing House, or you may qualify to have your dividends reinvested through the Dividend Reinvestment and Stock Purchase Plan administered by Computershare Investor Services.
Registered shareholders may visit Computershare Investor Services' website, and send e-mail from that site, or call 1-888-777-0923 for information and assistance.
If your shares are registered in "street name," your name does not appear anywhere in the Company's shareholder records. Instead, the "street name" of your broker, bank, or other nominee who holds the shares for you appears on our records; you are the beneficial owner of the shares. Your dividends are delivered to your broker, bank, or other nominee, who distributes the dividends to you.
Boeing and Computershare Investor Services do not have records of beneficial owners of Boeing stock. If you are a beneficial owner of Boeing stock, please contact your broker, bank or other nominee for assistance with any questions concerning ownership or dividends.
To save resources and reduce Boeing's printing and mailing costs, registered shareholders can elect to receive future proxy materials and other shareholder communications at www.computershare.com/investor. Beneficial shareholders should contact their brokerage firm or bank to elect to receive electronic delivery of their shareholder materials.
Any registered shareholder (one whose Boeing shares are held in an account with Computershare, the Company's transfer agent) can have dividends deposited directly into a checking, money market or savings account at any U.S. bank, credit union or other financial institution that participates in the Automated Clearing House ("ACH") system.
You can receive your dividend checks faster, avoid the risk of your dividend checks being lost in the mail and eliminate the inconvenience of having to endorse and deposit your paper dividend checks in your bank account by signing up for direct deposit of your dividends. Computershare provides direct deposit of your dividends at no cost to you. To enroll in Direct Deposit, please contact Computershare Investor Services.
The Boeing Company offers a Dividend Reinvestment and Optional Cash Purchase Plan administered by Boeing's transfer agent, Computershare ("Computershare Plan") for shareholders of record. In order to participate, you must make your initial purchase through a broker. Your broker can then transfer the shares to you, so that the stock will be held in your name, as opposed to the broker's name. Your broker can provide you with the details regarding the transfer process. After the stock is transferred to your name, an account will be established for you at Computershare. Under the Computershare Plan, you are eligible to participate in Dividend Reinvestment only if you own 50 or more shares. If you hold less than 50 shares, dividend checks will be sent to you through the mail or, you can receive your dividend checks faster by choosing Direct Deposit of Dividend Checks. If you elect to reinvest your dividends, you may also make "optional cash investments" (minimum of $50.00). Or, under the Computershare Plan, you can make "optional cash investments" without reinvesting dividends if you own one or more shares.
To obtain more information about the Computershare Plan or to enroll in Direct Deposit of your dividends, please call Computershare's toll-free customer services number at: 888-777-0923 or access Computershare Investor Services.
If your shares are held in "street name" (for example with a stock broker or a mutual fund), please note that you may participate in dividend reinvestment directly through your broker, however, you are not eligible to make "optional payments" to purchase additional shares under the Computershare Plan unless you are a registered holder with an account at Computershare.
The NetBasis Cost Basis system will automatically calculate the cost basis for your Boeing stock, by adjusting for any corporate actions or dividend reinvestments. All you need to use NetBasis are your purchase/acquisition dates, number of shares or amount acquired and sold, and your sale dates. Within seconds, you will have your Cost Basis, Gain/Loss and Sale Proceeds, as well as the current status of your investment. NetBasis will provide you with supporting documentation if you were to ever need it.
Logging on to the NetBasis system will enable you to purchase a cost basis calculation. If you have any questions, call their 24/7 Customer Care Call Center, 1-888-80-BASIS (1-888-802-2747) or use the Live Web Chat service located on the Help button once you have logged on to the system.
|May 9, 1952
|May 23, 1952
|3 for 2 (or 50%)
|script, no cash
|May 7, 1954
|May 22, 1954
|2 for 1 (or 100%)
|July 13, 1956
|August 6, 1956
|2 for 1 (or 100%)
|November 19, 1956
|December 17, 1956
|2% stock dividend (1 share for each 50 shares)
|November 19, 1957
|December 17, 1957
|4% stock dividend (1 share for each 25 shares)
|November 19, 1958
|December 17, 1958
|4% dividend (1 share for each 25 )
|November 12, 1959
|December 17, 1959
|4% dividend (1 share for each 25 )
|May 3, 1966
|May 17, 1966
|2 for 1 (or 100%)
|August 11, 1977
|September 12, 1977
|2 for 1 (or 100%)
|March 12, 1979
|April 12, 1979
|3 for 2 (or 50%)
|March 14, 1980
|April 14, 1980
|3 for 2 (or 50%)
|May 10, 1985
|June 7, 1985
|3 for 2 (or 50%)
|May 12, 1989
|June 9, 1989
|3 for 2 (or 50%)
|May 18, 1990
|June 8, 1990
|3 for 2 (or 50%)
|May 16, 1997
|June 6, 1997
|2 for 1 (or 100%)
In each of the splits shown above, new certificates were issued for the additional shares and sent by the transfer agent to the registered shareholders. Fractional share certificates are not issued. In the 3 for 2 splits, a shareholder who had an odd number of shares before the split was sent a check for the value of one half of a share.
The Dividend Payment History page provides tables showing actual dividends since 1937. The data has not been adjusted for subsequent stock splits.
Select the year and quarter.
Select the year and report type.


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Thanks Colin. I can guarantee impartiality. The judges always have been.
Love, Deb
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Moderator: Deb Porter
Shann wrote:So I have a question...yesterday when I discovered I could read the current entries by clicking on past entries, I went through level one and left a comment on every entry in that level. But now, because Dear Deb and to re-enter them all, the comments from yesterday are gone. Should I leave comments again or did the authors have access to the comments left yesterday?
Thank you Deb and Mike for working so hard just so I can read some great stories.
helen1975 wrote:And a quick question; Deb, did you have to retype each person's story for Current Affair, or just re-enter the link?! Either way, what a phenomenal job you and the Edwards dynamic duo have done!
Deb Porter wrote:
But then I realized the easiest way was to re-submit everyone's entry for them. So it was a case of copying (just copy and paste) the original entry into a new submission box for each member (including adding any HTML they may have used on the original). I may have missed the odd italics here and there but hopefully got most.
It took about four hours to do (with family interruptions), so not too bad. I was just extremely happy we were able to come up with a reasonably easy solution. All's well that ends well.
Love, Deb
Allison wrote:Deb Porter wrote:.....(including adding any HTML they may have used on the original). [/b]I may have missed the odd italics here and there but hopefully got most.
*thinks about own entry and html* Uh... Deb... I'm sorry!
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Cassette sold out. Available for digital download.
Transcendental Animal Numbers the second entry in the Fiepblatter Catalogue series from Jan St. Werner of Mouse On Mars. This follows Blaze Colour Burn released earlier this year. ....


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Pre-storm inspections and safeguards enhance preparedness
Kennett Square, Pennsylvania – Exelon Generation's three nuclear power stations in Pennsylvania are well prepared for Hurricane Sandy as it moves up the Eastern Seaboard.
Operators at Peach Bottom Atomic Power Station, Limerick Generating Station and Three Mile Island completed a host of pre-storm inspections this weekend and remain fully staffed to monitor and respond to changing conditions.
All Exelon nuclear stations are robust and fortified facilities, capable of withstanding the most severe weather, including hurricanes and floods. Extra precautions have been taken at each Pennsylvania facility, including increased staffing, pre-staging of emergency equipment, activating back-up communications, and securing outside equipment and materials.
"These extra storm precautions make our safe facilities even safer," said Chris Mudrick, Exelon Senior VP for Mid-Atlantic Operations. "Our plants are designed to withstand the most severe weather conditions and we will continue to take actions that keep our stations, our workers and the public safe."
Emergency sirens near the stations are often used by local emergency operations officials to warn residents of severe storms. These alarms are not a sign to evacuate. If the tone sounds, residents are encouraged to tune into radio or TV emergency broadcasting channels.
Exelon Corporation (NYSE:EXC) is the nation's leading competitive energy provider, with approximately $33 billion in annual revenues. Headquartered in Chicago, Exelon has operations and business activities in 47 states, the District of Columbia and Canada. Exelon is the largest competitive U.S. power generator, with approximately 35,000 megawatts of owned capacity comprising one of the nation's cleanest and lowest-cost power generation fleets. The company's Constellation business unit provides energy products and services to approximately 100,000 business and public sector customers and approximately 1 million residential customers. Exelon's utilities deliver electricity and natural gas to more than 6.6 million customers in central Maryland (BGE), northern Illinois (ComEd) and southeastern Pennsylvania (PECO).


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I can't change the number of times that my smartphone rings
Depending on your wireless service provider, you might not be able to choose the length of time that your BlackBerry smartphone rings before the call is picked up by voice mail. For more information, contact your wireless service provider.
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- Northern New York Newspapers
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- Ogdensburg
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- NNY Business
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CANTON - The district attorney offices in Jefferson, St. Lawrence and Oswego counties have been awarded grants through the state Division of Criminal Justice Services for the purchase of equipment that will be used to record interviews on video.
St. Lawrence County will receive $15,200. District Attorney Nicole M. Duve said this is the second round of funding the county has received.
Previously the county received approximately $30,000, which was distributed to the five full-time police departments in the county, Ogdensburg, Massena, Canton, Gouverneur and Potsdam, and the sheriffs department.
The second round of funding will allow part-time police agencies in Norwood and Norfolk to receive audio and video recording equipment so that they can record interviews with suspects. It also will go toward building an interview room at the sheriffs department and at the Potsdam Police Department.
The grant money was made available for the purpose of ensuring fairness in police interrogations and to ensure accuracy of statements and it is being used for that purpose, Ms. Duve said. Its a two-way window; it is also is a safety measure for police to protect themselves against accusations against defendants. It ensures transparency and fairness in the process to both sides.
Thousands of readers like you have made Northern New York Newspapers the number one ranked website* for local news and sports coverage in the north country.
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- Fr. Z - KC9ZJN - OFF
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- "If I ought to write the truth, I am of the mind that I ought to flee all meetings of bishops, because I have never seen any happy or satisfactory outcome to any council, nor one that has deterred evils more than it has occasioned their acceptance and growth."
St. Gregory Nazianzus
ep. 131 - AD 382
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"We as Catholics have not properly combated (the culture) because we have not been taught our Catholic Faith, especially in the depth needed to address these grave evils of our time. This is a failure of catechesis both of children and young people that has been going on for fifty years. It is being addressed, but it needs much more radical attention... What has also contributed greatly to the situation is an exaltation of the virtue of tolerance which is falsely seen as the virtue which governs all other virtues. In other words, we should tolerate other people in their immoral actions to the extent that we seem also to accept the moral wrong. Tolerance is a virtue, but it is certainly not the principal virtue; the principal virtue is charity... Charity means speaking the truth. I have encountered it (not speaking the truth) many times myself as a priest and bishop. It is something we simply need to address. There is far too much silence — people do not want to talk about it because the topic is not 'politically correct.' But we cannot be silent any longer."
Raymond Card. Burke
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Grant unto thy Church, we beseech Thee, O merciful God, that She, being gathered together by the Holy Ghost, may be in no wise troubled by attack from her foes. O God, who by sin art offended and by penance pacified, mercifully regard the prayers of Thy people making supplication unto Thee,and turn away the scourges of Thine anger which we deserve for our sins. Almighty and Everlasting God, in whose Hand are the power and the government of every realm: look down upon and help the Christian people that the heathen nations who trust in the fierceness of their own might may be crushed by the power of thine Arm. Through our Lord Jesus Christ, Thy Son, who liveth and reigneth with Thee in the unity of the Holy Ghost, God, world without end. R. Amen.
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Great gift for newly ordained priests. Folding altar card set for the Traditional Latin Mass.
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Food For Thought
"The legalization of the termination of pregnancy is none other than the authorization given to an adult, with the approval of an established law, to take the lives of children yet unborn and thus incapable of defending themselves. It is difficult to imagine a more unjust situation, and it is very difficult to speak of obsession in a matter such as this, where we are dealing with a fundamental imperative of every good conscience — the defense of the right to life of an innocent and defenseless human being."
- St. John Paul II
A bit more food for thought…
"Only one sin is nowadays severely punished: the attentive observance of the traditions of our Fathers. For that reason the good ones are thrown out of their places and brought to the desert."
- Basil of Caesarea - ep. 243
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"If your work is strong enough for someone to hate you, it's strong enough for someone to love you. The middle is what you should fear."
- Sean McCabe @seanwes
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"One of the most dangerous errors is that civilization is automatically bound to increase and spread. The lesson of history is the opposite; civilization is a rarity, attained with difficulty and easily lost. The normal state of humanity is barbarism, just as the normal surface of the planet is salt water. Land looms large in our imagination and civilization in history books, only because sea and savagery are to us less interesting."
- C.S. Lewis
More food for thought:
"I expect to die in bed, my successor will die in prison and his successor will die a martyr in the public square. His successor will pick up the shards of a ruined society and slowly help rebuild civilization, as the church has done so often in human history."
Francis Card. George
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"All laws which are repugnant to the Constitution are null and void."
- Marbury v. Madison, 5 U.S. 137, 176
Even More Food For Thought
"Men by their constitutions are naturally divided into two parties: 1. Those who fear and distrust the people, and wish to draw all powers from them into the hands of the higher classes. 2. Those who identify themselves with the people, have confidence in them, cherish and consider them as the most honest and safe, although not the most wise depositary of the public interests."
- Thomas Jefferson to Henry Lee, 1824. ME 16:73
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Tag Archives: Msgr. Richard Schuler
OLDIE PODCAzT 30: Augustine on Peter and John; singing a Tridentine Requiem; St. Peter Celestine V
This time we hear St. Augustine of Hippo's tr. 124 on the Gospel of John, in which he explores what Christ meant when He told Peter to follow Him but told John that He would have to stay until He … Continue reading
07-05-19 Augustine on Peter and John; singing a Tridentine Requiem; St. Peter Celestine V [ 34:29 ] Play Now | Play in Popup | Download (3031)
Posted in Linking Back, Patristiblogging, PODCAzT, The Drill Tagged Augustine, dante, Durufle, Inferno, Msgr. Richard Schuler, requiem, St. Peter Celestine 6 Comments
Msgr. Richard Schuler, RIP… 89th birthday
Today would have been the 89th birthday of Msgr. Richard Schuler, pastor and musician. He labored in the dark years after the Council to keep sound liturgy alive, promote proper sacred music, foster vocations to the priesthood, and hold the … Continue reading
Posted in SESSIUNCULA Tagged Msgr. Richard Schuler 19 Comments


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Uh, So, A Swiss League Player Bit John Tavares Last Week
Photo credit: Blick.ch
To answer your first two questions; yes, that's really a headline, and yes of course, that came from our European media friends via Google Translate (through LHH).
Blick.ch is reporting — with the visual proof you see above — that John Tavares got bitten during a Swiss League game last week against EHC Biel. It was allegedly from defender Clarence Kparghai, who Tavares apparently had in a headlock during a scrum. The quote from Bern coach Sven Leuenberger makes it out of Google fairly unscathed:
"Because I've never seen John so emotional and upset, I asked him after the game, which has been going on," says SCB motorsport boss Sven Leuenberger, "he told me that he had been bitten."
Bern has informed the league about the incident, but who knows if there would be any off-ice repercussions. For what it's worth, Kparghai denies the biting but says Tavares
lovingly embraced him had him in a headlock.
"I have not bitten Tavares. He took me in a headlock and pressed my face against his belly. "
Either way, we're one step closer to hockey's version of the Twilight Saga or Walking Dead, whichever one you prefer.


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Jeremy Accardo has cleared waivers and was outrighted to Triple-A Norfolk today. This was probably not a surprise due to his marginal performance. The question now is: will the Orioles spend what's necessary to bring him to Spring Training on a minor league contract?
Under Andy MacPhail there was a good chance that we would have "allowed the market to play itself out". Which is a nice way of saying we would have offered him a bottom dollar contract. IMO Jeremy Accardo is not worth a ML contract and won't get such an offer this winter; however, he is worth a minor league deal with an invitation to Spring Training.
The Orioles can probably lock him up right now with an offer of a 100K bonus if he takes a minor league assignment on Opening Day with a monthly salary of 20K against an ML contract of about 750K if he makes the team. We could even offer an opt out around June 1st if he isn't on the ML roster if he returns half of the bonus.
I don't think that Andy MacPhail would have made on offer like that but it is a win-win for both parties. Accardo has a spot secured for next year with a decent salary and the possibility of making a ML team. We get a veteran reliever hungry to make the team and/or veteran depth at AAA without the need to keep him on the 40 man roster this winter. The only risk is that we lose him in Rule 5 Draft.
Let's see if the thinking has changed in the Warehouse.


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Businesses primarily concerned with the financial and physical benefits of solar can opt to build an on-site solar generation asset at their facility with an external solar provider. With this approach, a solar provider like Constellation handles all costs and tasks associated with building, owning, operating and maintaining the solar arrays.
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Solar photovoltaic power is generated by transforming sunlight that hits solar panels into electricity as direct current (DC). An inverter turns that DC into alternating current (AC).
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For every MWh produced, the system generates an environmental attribute which may have separate value depending on the market (sometimes called a Solar Renewable Energy Certificate or SREC).
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Rockwell Gifts As Seen on TV
Looking for a great gift for that person who is impossible to shop for? Check out some of these fun gift ideas that you may recognize from TV ads.
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How to Serve Soup to Your Guests
Happy Valentine's Day! The true essence of Valentines Day–love spread around, many times through food and by doing good for others–for sure brings love and joy to the heart.
Last weekend after a cold soccer game up in Portland, we were the lucky guests of our friends for dinner, indulging in their chicken white bean soup, with soup and salad.
There's just nothing like soup to bring comfort to a chilly day.
Oh, wonderful soul-warming soup. :) Especially my friend Stephanie's soup, just getting back from Chile with her little kids, it was hands down the most flavorful, best tasting soup we've had in a long time. It was so good, we all went back for seconds … and thirds.
I appreciated Steph's stories of the wonderful foods they shared in Chile, but also her new kitchen inspirations and goals, one being cooking more simple soups for dinner, which in a sense are one-pot meals.
Fresh ingredients
Fresh ingredients make the best soups–fresh meats, vegetables, beans, herbs and spices. Even by using leftovers and items in the refrigerator and pantry (some on the verge of spoiling), when you are setting out to make a really good soup, try to use fresh ingredients.
Season well
Soup makes a wonderful addition to any meal, and once you make a pot or two, it's really not that hard. But the final adjustments are essential. Try to season before the soup hits the table.
Provide garnishments
Some soups are finished with special garnishes or sauces, which allows each guest to create their own dish that suits their particular taste. This night we garnished our soup with cilantro. Often I'll set out a bowl of sour cream.
How to serve
I love how my friend served each bowl before we all sat down, and then placed a small plate on top to keep the heat in. While we gathered around the table (sometimes it takes a little longer with little kids), as the hostess she didn't have to worry about the food getting cold.
I'd say our dinner of soup, salad, and bread was simple.
Simple, yet satisfying.
Satisfying and we ate like kings.
Do you have any serving tips for soup when hosting guests?
11 Responses to "How to Serve Soup to Your Guests"
Good Morning Sandy,
Happy Valentine's Day!
I love this post today because we are such a soup family. And it is something that I love serving to guests because it is easy to prepare and serve…and everyone always seems to enjoy a hot bowl of soup.
Some ways that I have served soup are both in a tureen that my mom gave me (it was a wedding present to my folks over 57 years ago!) and also in the crock-pot. The tureen has a lid, so the soup stays warm and it also has a ladle which looks so lovely when serving the soup. The crock-pot is great because I set it on "warm" and it keeps the soup nice and hot for seconds. Which definitely comes in handy – as you mentioned – when there are young children in attendance. Many of my friends have young children, so when they visit, dinner time can be a bit hectic but when we adults sit down to eat (usually after all the children have been fed) our soup is still hot! :-)
Also, like your friend, I like to serve the soup with a salad and bread. As a special treat, I like to make the bread homemade. But nothing difficult or complicated. Just a simple focaccia. And actually what I do, is just make a simple pizza dough but stretch it out in a rectangle on a jelly roll pan, let it rise for a bit, then dimple it with my fingers and then douse with olive oil and a sprinkling of sea salt and fresh chopped rosemary. It's so good. (And I just use the simple recipe in Joy of Cooking.)
Also, depending on what type of soup I serve, I like to put out little bowls – like you mentioned – of sour cream, grated cheese, lime wedges, guacamole, etc – – -primarily when serving a tortilla type soup. Or if it is something more like a French onion soup, I always like to have extra croutons and and grated Gruyere cheese. Or with an Asian style noodle soup, some chopped peanuts make a wonderful garnish. (My M-I-L always does this.)
And this doesn't really have so much to do with serving the soup as it does with making it – but something I really like is to use bone broths/stocks for the base of my soups. I usually make the broth/stocks just from scraps leftover in my kitchen but I find it makes the soup taste so much richer. And you're right – if some veggies in your fridge are on the verge of spoiling and not the most appealing to serve fresh – – – they will make the BEST broth or stock. (And I like the idea of using up the scraps. I am one of those people who hates to waste…a product of parents who were raised during the depression.)
Have a wonderful day.
Hi Leigh Ann
At a casual party, I like to serve soup in large mugs – especially if we are serving buffet style. I've also served a cream soup like pea or asparagus in shooter glasses for fun.
Hope you have a Valentine's Day filled with love.
No doubt youwere at one of your childrens soccer games, I love hearing about them. I also love the tip to put a plate on the soup to keep it warm! Hope you're well. Have a great day! xx
We love soup at our house! Perfect with a nice loaf of fresh bread and a salad. We've served it with a half baked potato too. Love the addition of toppings!!
We love soup in the winter time. Just recently I've gotten over my idea that it is not for company and served it to my guests on cold nights. Thanks for the tips!
This question may have an obvious answer that I am unaware of: how do you set a table for a meal where soup is the main dish? I've avoided soups at dinner parties because it seems like a logistical nightmare! You need a bowl, but then where do you put the salad (I have always used my bowls for the side salad). And do you need a separate plate for the bread? How does it all fit on a placemat?
Happy Big Day of Love, Sandy. We're are big soup lovers at Hacienda Elen. Soup, salad, bread. Oh, yeah. I have a favorite pottery soup tureen that we bought at an art fair years ago. Well, Mr. G, honey gifted it to me. When it's on the table, I'm smiling. I love the idea of the plate covering the bowl to keep everything nice and hot.
I love the plate idea. Genius!
I love the idea of the plate over the bowl! I too love to serve soups to guests. I love to serve with salad and bread or rolls. YUMMY!!! I also love having extra garnish options depending on the soup…parmesan cheese is one of my favorites, or cheddar cheese, sour cream (or greek yogurt) for chili
I like the idea of putting a small plate on top of the soup bowl to keep it warm. I've done that with my own soups, too. Happy VAlentine's Day. Love and hugs from the ocean shores of CAlifornia, Heather :)
Love serving soup or chili to guests, especially with some simple extras like good bread, crackers or croutons. What a great idea to put a small plate over the bowl!
Sending you lots of love today my friend! xo


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By RICHARD SHAWSun Advocate general manager
It's getting close to Christmas and I'll bet there are those women out there that haven't yet come up with the perfect gift for the man they love.
Finding the right gift is a tough thing to do; my wife always complains about it. Everything I really want is way too big and expensive, but if you have an extra million or two laying around I found a picture of what almost every man would want the other day.
It's called a Bugatti Veyron. No it isn't some type of new video game for that X-Box 360 you just bought the kids. And it isn't a bug zapper for around the patio this summer.
It's a car and oh what a car.
There are not many cars I would take over something like a 1939 Zephur or a 1969 GT 500 Shelby Mustang. But I might just not pass on this one if it were offered to me in lieu of those pieces of metal.
The Veyron is a very upscale Volkswagon. Yes, that's right, a Volkswagen.
No I didn't think of this while I was blitzed, nor do I have veinerschnitzel in my head. It's absolutely true.
A few years ago Volkswagen excutives purchased the name Buggatti from the family estate that owned it. Bugatti was a company that built some pretty cool cars (actually only a total of 8,000 of them) from the early years of the 20th century until just before World War II. They never got started again after the war, but the name remains legendary to those that know anything about European luxury sports cars.
After buying the name, Volkswagen engineers began to design a car that would fit it and make another VW product (Porsche) look like a little toy. At 12 times the price of most Porshe's that are on showroom floors today, I hope the guys who made The Thing are satisfied.
This new car, dubbed as the most expensive factory produced luxury sports car in the world, has 1,001 horsepower. I'm not sure why they didn't round it off at a 1000, but I guess it's one of those one-upsmanship things.
The 16 cylinder vehicle reportedly will do 252.9 miles per hour, making the drive from Green River to Price a less than 15 minute jaunt as long as Lee Barry doesn't nail you with his radar gun going through Wellington. And of course you'd have to pass all those slow cars that usually do only 95 along that stretch of road.
It also has a wing on the back to keep it on the ground. This isn't an illusion for looks like the small spoiler I have on the back of my late 1990's Mustang, but something that apparently is really needed to keep the car on the ground.
The car can do 0-62 miles per hour in 2.5 seconds. That's much better than the first car I drove regularly as a teenager, my dads 1959 Rambler which I timed in the quarter mile once.
It couldn't go 0-62 from dawn to dusk.
Probably the most interesting thing about this car is that even Volkswagen admits that most people who buy it will seldom, if ever, drive it. They consider it a piece of art and expect most individuals who have the money to spend on it will view it the same way.
Despite the fact that it actually does exist and that the car company plans to build about 50 of them a year (45 are already on order with the first one due out in January sometime) this car is more an idea than a vehicle. Of course the original idea of the car was that it would make VW money, but now they admit they might only build about 200 of them because it appears the cars won't be too profitable.
Figure that one out.
So the guys who buy one of these cars (or receive it as a Christmas present) should just plan on parking it in the garage and looking at it. And if you don't have a garage to park it in, I have a space in mine.
I'd be happy to help you out.


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Excerpt, Product Closeup
Landon is enamored with Elsie. When Elsie's brother Roman steps in and shares the truth of Elsie's disease, Landon is floored. His job is demanding and takes him away from home, sometimes for days at a time. He wonders how he'd be able to keep up with his responsibilities and take care of Elsie.
Shelley Shepard Gray | Days of Redemption Series


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EXCLUSIVE Buzznet Interview: Part II
Interview conducted by PanasonicYouth. We'll post the next webisode (about Blaqk Audio live) on Monday!
If you have revolutionary potential, then you have a moral obligation to make the world a better place.
So i thought i would share some amazing and brilliant art , fashion and music i have come across recently. I will also include some
Escape The Fate meets with their fans!
To accompany the photos posted yesterday of our fans hanging out with us, here's a video, shot by Buzznet, of how the whole thing went
How To Draw A Fashion Template
How To Draw A Fashion Template
Mark aka Panasonic Youth
PanasonicYouth - Most Prolific Harry Potter Fan of All Time
Choker Burn't Up
The almost finished choker i made i applyed some black and silver spray paint and some gold paint to give and aged burnt in the
Headpiece Design
Ok so i had an assignment from college to design a wearable headpiece inspired by medieval headdresses , and of course i went with armour
2 pics
Floridian Finding's
Some Pictures from my recent trip to Clearwater ,FL all pictures taken with my new Canon Rebel :D Thanks For Reading
Mc Sketchy
Should i do more things like this or more on canvas ? Thoughts ?
Comic Con 2010
Mark (PanasonicYouth) and I!!! :D
Daniel Radcliffe -- Vampire Chic or Creature of the Night?
Luv ya some Harry Potter, then be sure to follow our resident expert Mark and his Mark Reads Harry Potter updates!


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You've probably heard the name Pocahontas, and you might have seen one of the film adaptations about her. But in this BrainPOP movie, Tim and Moby give you the real story of her life--from her encounter with Captain John Smith to her marriage to tobacco planter John Rolfe. You'll learn all about Jamestown, the first permanent English settlement in North America, and why it was such a risky venture. You'll also discover why she risked her life to save an English settler, and how her friendship helped the colony survive its first, difficult years. Finally, you'll learn why Pocahontas changed her name to Rebecca, and how she was greeted as royalty during her first trip to England. So turn off your "Colors of the Wind" cassette single, and watch this movie!
Learn More:How did Pocahontas talk to the colonists?Can you tell me about Pocahontas the Disney movie?Can you tell me a little about John Smith?
See a Full List of Topics


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User Guide
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If you set the default recipient, each time that you submit a diagnostic report, your BlackBerry® device sends the report to that recipient. If you want to specify a recipient each time that you submit a report, do not set the default recipient.
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The Bureau of Land Management (BLM) - Price Field Office announces a 30-day public comment period for the Lila Canyon Power Line and Communication Line Environmental Assessment (EA). The comment period begins on Feb. 1, 2010, and concludes on March 2, 2010.
The Lila Canyon project area contains approximately 74 acres including parts of Township 16 and 17 South, Range 13 and 14 East, Salt Lake Meridian, south of East Carbon City, Emery County. The proposed action includes constructing a 138 kV transmission line and fiber optic communication line to serve the Lila Canyon Mine Project in Emery County.
In addition, the EA addresses a proposal from Emery County to amend an existing road right-of-way adjacent to the power line to allow for the construction of an acceleration lane, riprap placement areas for shoulder protection, and fence construction with an adequate safety zone.
The purpose of this EA is to inform the public of potential impacts associated with the implementation of the proposal and to obtain additional information or corrections. After the public comment periods ends, comments will be addressed, the EA will be finalized, and a decision will be documented in a decision record.
A hard copy of the EA is available from the BLM Utah Price Field Office at 125 S. 600 W., Price, Utah. The document is available on-line at: http://www.blm.gov/ut/st/en/info/nepa/enbb.html
The BLM Price Field Office welcomes comments on the Lila Canyon Power Line and Communication Line Project EA and asks that submitted comments be as specific as possible. Comments which contain only opinions or preferences will not receive a formal response. However, they will be considered in the BLM decision-making process.
The most useful comments are those that contain new technical or scientific information, identify issues relevant to the proposal, identify data gaps in the impact analysis, identify additional mitigation measures or alternatives, or provide technical or scientific rationale for opinions or preferences.


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A crucial vote is coming in July in which we learn once and for all whether Congress works for the banksters and Wall Street or if there is hope of reclaiming a government that works for the people. That vote is on HR 459, a bill that provides for a thorough audit of the Federal Reserve.
The bill has more than 225 co-sponsors in the House — Republican and Democrat alike. A similar Senate bill has only about 20 co-sponsors. The Republican House leadership has promised a July floor vote on the bill.
A partial audit last year that was required as part of the Dodd-Frank financial reform legislation revealed that the Federal Reserve had secretly sent more than $16 trillion to bail out banks around the world. The results of that audit created a firestorm of bad publicity for the secretive bankster cabal and a growing movement to end the Fed.
Auditing and ultimately ending the Federal Reserve's inflationary control over the U.S. economy has been a long-term goal of Ron Paul. Many people say Paul can't win. If this vote succeeds in July, Paul will have won, and so will have the American people.


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1 Arrested In Bullrun Rally Crash
Published On: Oct 03 2011 03:11:50 PM EDT Updated On: Jul 15 2011 05:07:26 AM EDT
Copyright 2011 by Internet Broadcasting Systems and ClickOrlando.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
The views expressed are not those of clickorlando.com, WKMG or its affiliated companies. This is a community moderated forum (Please note the 'Flag' button). By posting your comments you agree to accept our Terms Of serviceblog comments powered by Disqus


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Best of News
Joel Herrera watches as his parents Joel Herrera and Sylvenvestra... News PhotoCelebration,Denver,Horizontal,Lifestyles,Married,Office,Parent,USA,Valentine's DayPhotographer AAron OntiverozCollection: Denver Post Copyright - 2013 The Denver Post, MediaNews Group.DENVER, CO - FEBRUARY 14: Joel Herrera watches as his parents Joel Herrera and Sylvenvestra Rodriguez get married during a Valentine's Day celebration at the Denver Clerk and Recorder's office. Couples applying for marriage licenses received gift bags containing gift certificates to local restaurants among other treats to celebrate their union. (Photo By AAron Ontiveroz/The Denver Post via Getty Images)


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Emory Business The Future of Work
We consulted Goizueta faculty, alumni, and staff about what they think the future holds for work and the workplace. The following contains their answers, from the critical need to pump up on skillsets to the host of upheavals and creative opportunities that new technologies will bring.
Dean's Message
Cover Story
- Get Fit for the Future: How skill development will catapult your career
- Roundtable: Will tech's reach wreak havoc with work?
- Future of Work: Innovative work spaces designed to inspire (online extra)
- Future of Work: A Silicon Valley Perspective (online extra)
Alumni Network
- Gadi Netzer on taking big chances (online extra)
- Linda Gardner on the impact of global marketing
- Elizabeth Jacoby on the 'art' of strategy
- Josue Santana-Lopez on connecting people, tech and opportunity
More from Spring 2015
- Knowledge Creation: A look at current faculty research
- Coffee with… Corey Dortch
- Coffee with… George Easton (online extra)
- Coffee with… Roy Black and Michael Hernandez
- Goizueta welcomes multitude of speakers during Spring 2015 semester
- MBA students embark on special day of service
- EMBA class visit helps to open new Porsche Experience Center
- Sheth hands out annual awards to PhD students
- Noonan delivers final lecture as full-time professor
- Goizueta welcomes new development director
- Goizueta honors 2015 alumni award recipients
- J.B. Kurish, new chair of The Washington Campus
- From Ebola to Haiti, lessons on leading in crisis (online)


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Aug 27, 2011Sour Cream Muffins
At our roast distaster dinner…I wanted rolls, but didn't want to set dinner back 2 hours, so I found this in my cookbook:
Aug 25, 2011Franconia Potatoes
Aug 24, 2011Roast Beef
This week, I wanted to make a roast for Sunday dinner. I usually plop a chunk of beef (whatever is on sale!) in the crockpot, sprinkle with a packet of Au Jus and cover with water. I cook it for 8 hours on low and voila! Fall apart roast! This time, I wanted to travel back in time and see how my favorite 40′s housewives did it. For that I kept my crockpot in the cupboard and pull
Aug 20, 2011Retro Cream Cheese Frosting
Aug 19, 2011Banana Cake
Aug 12, 2011Pound Cake


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America's Secret Swimming Holes13 Photos
From the aquamarine waters of Havasu Falls to a crystal-blue oasis in New Mexico, launch yourself into the country's sexiest natural spots to cool off!
21 Mind-Blowing Trips of a Lifetime21 Photos
Get inspired! You'll want to pack a suitcase and hop on a plane after checking out our list of the most unforgettable travel experiences in the world.
15 Places With Adorable Animal Ambassadors15 Photos
Here are 15 creatures that are inextricably linked to a place.
Trip Flip Pictures30 Photos
Travel Channel's adrenaline-pumping original series Trip Flip is back with an all-new season that's bigger and better. In each episode, Bert uproots 1 lucky couple from their hometown and takes them on an unforgettable adventure of a lifetime.
Breakneck Speeds, Boils & Beads Pictures9 Photos
From the swamps to the heart of the French Quarter, Bert takes a happily married couple on a quest for celebration — and beads — through the state of Louisiana.
Pasties, Puppies & the Plunge Pictures8 Photos
Bert takes Louisiana siblings Jordan and Matt James on the frozen adventure of a lifetime in Michigan.
101 Amazing Thrills Pictures50 Photos
From water slides and roller coasters to swimming with sharks and flying a warplane, we've gone through and narrowed down the list to our top 50 favorite thrills.
Expedition Unknown: Golden Bell Pictures10 Photos
Josh joins local divers in Myanmar to search for the ancient cursed Great Bell of King Dhammazedi.
Expedition Unknown: Sword of Power Pictures9 Photos
Josh searches through various ancient shrines in Japan looking for the mystical Honjo Masamune sword.
Expedition Unknown: Secrets of the Nazca Pictures8 Photos
Josh flies to Peru to investigate the giant geoglyphs drawn into earth by ancient Nazca tribes.


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Work Glove (Men's) (out-of-stock)
Out of Stock Product Number: 18808
Some of Marmot's biggest advancements in outerwear technology come together in the men's Marmot Work Glove- an outstanding workhorse of a glove. A MemBrain® stretchable nylon shell is outfitted with a durably waterproof GORE-TEX® insert and Thermal R™ insulation, for absolutely dominant weatherproof performance. The flex zone palm and falcon grip give you a solid grasp on the task at hand.
- GORE-TEX¿ Waterproof/ Breathable Glove Insert
- GORE¿ XCR¿ Performance
- Marmot MemBrain¿ Waterproof/Breathable Fabric
- Thermal R Insulation
- Flex Zone palm
- Biner Loop
- Falcon Grip
- Nose Wipe
- Safety Leash
Gender: Men's
Weight: Lg. 8oz (235g)
Material: MemBrain® 2L 100% Nylon Stretch 4.8 oz/yd Reinforcement: Washable Goatskin Leather 0.6 - 0.8mm Lining: DriClime® 3-Dimentional Wicking Keeps Hands Drier and Warmer Glove Insert: GORE-TEX®Glove Insert– Durably Waterproof, Windproof and Breathable Insulation: Thermal R
Season: F11
Vendor ProductId: 1770
Review ProductId: 1562
REVIEW SNAPSHOT®by PowerReviews
- Dry (3)
- Warm (3)
Best Uses
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- Gear Usage:
- Winter sports (3)
Reviewed by 3 customers
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Comments about Marmot Work Glove (Men's):
I've used this glove in the North Cascades climbing this last summer and it did great. It was very warm and kept my hands dry. The glove was versitale enough to use an ice axe with. I also use these gloves for cold weather biking and they've been great.
- Sizing:
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- Gear Usage:
- Cold Weather Living, Winter Sports
- Was this a gift?:
- No
- Dry
- Durable
- Warm
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Best Uses
- Cold Weather
- Outdoor winter work
- Shovelling snow
Comments about Work Glove (Men's):
I bought this glove as a woman in the mens small because it looked like such a great glove. It's a little large still but works great for any outdoor winter activity.
- Sizing:
- Feels true to size
- Gear Usage:
- Cold Weather Living, Winter Sports
- Dry
- Good Grip
- Lightweight
- Warm
- Not heavy duty
Best Uses
- Cold Weather
Comments about Work Glove (Men's):
This is the 2nd pair I have purchased. These gloves are very warm and are good for nearly all outdoor activities (skiing, ice-fishing, snow-blowing, etc.). The gore-tex material keeps them quite dry even when dunking one's hand into the water. The only complaint (and only reason I didn't rate 5 stars) is that they are not heavy duty. I melted the synthetic material on the first pair because I got too close to a propane heater while fishing. As long as you keep away from heat sources, great gloves!!
- Gear Usage:
- Winter Sports


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Let the Right One In (Lat den ratte komma in)
Drama, Horror
A fragile, anxious boy, 12-year-old Oskar is regularly bullied by his stronger classmates but never strikes back. The lonely boy's wish for a friend seems to come true when he meets Eli, also 12, who moves in next door to him with her father. A pale, serious young girl, she only comes out at night and doesn't seem affected by the freezing temperatures. Coinciding with Eli's arrival is a series of inexplicable disappearances and murders. One man is found tied to a tree, another frozen in the lake, a woman bitten in the neck. Blood seems to be the common denominator--and for an introverted boy like Oskar, who is fascinated by gruesome stories, it doesn't take long before he figures out that Eli is a vampire. But, by now a subtle romance has blossomed between Oskar and Eli, and she gives him the strength to fight back against his aggressors. Oskar becomes increasingly aware of the tragic, inhuman dimension of Eli's plight, but cannot bring himself to forsake her. Frozen forever in a 12-year-old's body, with all the burgeoning feelings and confused emotions of a young adolescent, Eli knows that she can only continue to live if she keeps on moving. But when Oskar faces his darkest hour, Eli returns to defend him the only way she can.
Cast: Karin Bergquist, Lina Leandersson, Henrik Dahl, Per Ragnar, Kåre Hedebrant, Kåre Hedebrant
Produced by: Carl Molinder, John Nordling
Directed by: Tomas Alfredson
Written by: John Ajvide Lindqvist
Running time: 1hr 54min
Opens: Oct 24, 2008 NY/LA
|Theaters for Today
Pick a day
on this day.


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Browse GoColumbiaMo.com Skip top Navigation. Translate this page
Cattails are an emergent weed that is rooted in the bottom of the lagoon in the soil. They grow best in shallow water, up to three feet deep, like is typically found in a sewage lagoon. Cattails are a tall plant with narrow upright leaves and a brown "sausage" looking seed spike. They are found abundantly in ditches and ponds throughout Missouri.
Mechanical control involves physically removing the cattails. This can be done by cutting the cattails. Cutting when the heads are formed but still immature and a second cutting a few weeks later will give considerable control. Control is best achieved by cutting the cattails 2-3" below the surface of the water, this allows water to enter the breathing tube, killing the plant.
Muskrats will eliminate cattails from a pond, but are undesirable because of the damage that they will do to the berms of the lagoon.
A thick infestation of cattails may need to be removed with a backhoe or trackhoe. This method will get rid of the roots, from which new plants emerge. The disadvantage to this method are that the berms can be damaged from the equipment, the cattails must be disposed of and the cost of hiring the work done.
The Health Department should be notified when a lagoon is being cleaned out. A permit will not be required, but the staff will look at the lagoon before and after cleaning to ensure that no structural work was done to the lagoon.
Burning will get rid of dead litter, but will do nothing to control the growth of the cattails.
Glyphosate (Rodeo) is a systemic herbicide that works from the point of contact, into the vascular system and into the roots. Good contact with the leaves is essential for the herbicide to be absorbed. A nonionic surfactant is mixed with the herbicide to break down the waxy coating on the leaves and provide better penetration. Apply 41/2 to 6 pints per acre or in a 3/4 % solution with hand held equipment. A nonionic surfactant labeled for use with herbicides should be added at a rate of 2 quarts per 100 gallons of spray solution. Apply when plants are actively growing and are at or beyond the early-to-full bloom stage of growth. Best results are achieved during the summer or fall months when the vascular flow is downward into the rhizome. This chemical moves through the plant from the point of contact into the root system. It is essential to get the chemical on each plant. Visible effects usually occur within 2--7 days. Retreatment will only be effective if the plant is still visibly healthy, within 7 days of initial treatment.
Return to the Environmental Health Division Homepage or return to the Columbia/Boone County Health Department Homepage


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Jack the Giant Slayer: An IMAX Experience Showtimes and Tickets
Read Movie Reviews about Jack the Giant Slayer: An IMAX Experience Write a Movie Review for Jack the Giant Slayer: An IMAX Experience
Release Date: 2013-03-01 (Limited)
Genre: SciFi/Fantasy, Action/Adventure
Rating: PG-13
Duration: 1hr 54min
"Jack the Giant Slayer" tells the story of an ancient war that is reignited when a young farmhand unwittingly opens a gateway between our world and a fearsome race of giants. Unleashed on the Earth for the first time in centuries, the giants strive to reclaim the land they once lost, forcing the young man, Jack, into the battle of his life to stop them. Fighting for a kingdom, its people, and the love of a brave princess, he comes face to face with the unstoppable warriors he thought only existed in legend-and gets the chance to become a legend himself.
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Although the nation as a whole is changing in its views of homosexuality, there are still pockets where homophobia and intolerance run rampant. It is the job of several grass roots organizations to help spread a message of tolerance and respect, and educate people on the fact that everyone deserves equality in the United States.
Just recently the Arizona State Legislature tried to pass a bill that would allow local businesses the right to refuse service to people if those persons violated the business owner's "religious beliefs." Basically the bill would have promoted bigotry and intolerance, allowing business owners to legally discriminate against citizens for arbitrary reasons.
One political blogger tried to defend the bill, saying that it was the business owner's rights as it's a free country and the business owners are allowed to do whatever they want. The argument seemed logical, but it smelled funny. One commented pointed out that Civil Rights of the state (or nation) had precedence over someone's opinion.
Clearly the mixing of church and state comes to mind here – what is the nature of civil rights? Some people do not think that human sexuality falls into a category that civil rights protects (and usually those people are of the religious variety). The question is whether or not sexuality is a genetic factor or choice (this question seems archaic these days, but let's play devil's advocate). The next question would be whether or not that matters.
The goal for many grassroots organizations is to right intolerance to the best of their ability and to promote human rights in these areas. Generally speaking, change is slow. However these days social media and the internet have seemed to increase the pace at which gay rights have spread, and how societies views as a whole are trending towards total acceptance.
The movement is akin to racial segregation in the 1950's and 1960's. Many people link the two together in similarity, however it must be pointed out that racial segregation was a bit more pronounced and violent. However this could be because it is impossible to hide or "pass" if you are an African American, whereas many gays can blend in in their day to day lives.
If you want to support grassroots organizations that are geared towards upholding civil rights but you don't have the personal time to commit, then you can make a monetary donation instead. This will allow those organizations to continue their cause. We suggest finding out if any of the organizations you want to donate to have a website, and consider donating online using Paypal or another secure system. We also suggest that you do a clean sweep of your computer for any spyware software (you can get great anti-malware software tools online and read reviews at this website) so that you don't run the risk of any of your data being stolen in the transaction.
Civil rights weren't always a guarantee in America, and our checkered past is proof of that. We must strive towards our goal each and every day.