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If someone tells you they have come up with an investing system or methodology that delivers a predictable edge over ordinary stock-market returns, they may be right.
They just won't be right for the long.
In the stock market's unique way of beating up on braggarts and know-it-alls, the fastest way to turn market-beating methods into average results is to let the world know what you've got. In fact, a recent study that looked at academic research purporting to give investors an edge found that the mere act of publishing a research paper to announce the results to the world was enough to crush the advantage of the strategy.
And that's writing for academic journals, it's not basing a mutual fund, newsletter or any other investment product that might be selling its strategy as delivering a specific above-the-norm difference.
That's why any investment strategies that purports to surpass market returns by a predictable amount should be labeled "the Stupid Investment of the Week."
Have a Market-Beating Strategy? Keep It Quiet
Any investing purporting to follow a strategy that surpasses the market returns by a predictable amount is the Stupid Investment of the Week. Chuck Jaffe reports on Markets Hub. Photo: Getty Images.
Stupid Investment of the Week highlights the conditions and characteristics that make a security or strategy less than ideal for average investors, and is written in the hope that pointing out danger in one situation will make it easier to sidestep trouble elsewhere.
After a nearly 10-year run, this will be the last time the we single out a specific strategy. The column will be ending in the next few weeks, after a review of the best and worst picks of the last decade, and the lasting lessons it has produced. It's not that there are no more stupid investments — or even that all of the lessons have been learned — but rather that I want to find other ways to tell these stories, and a decade of mocking stupidity is sufficient.
That being the case, the idea of avoiding anyone proffering a predictable market edge is important, because it has been the hallmark of many stupid investments.
The problem with such claims is clearly pointed out in a recent research paper "Does Academic Research Destroy Stock Return Predictability," written by David McLean, a visiting professor at MIT Sloan, and Jeffrey Pontiff of Boston College.
The professors looked at 66 different studies which basically plumbed the depths of 82 different market anomalies that were supposed to lead to predictable gains.
The academics weren't trying to predict market returns, but instead were looking at theories like "low- priced stocks do better than high-price stocks," or "stocks with strong six-month momentum will continue their strong results for another six months."
Of course, academic studies have some real-world flaws. They typically ignore trading costs and other friction that real-world investors can't shake off. That's why it can be tough to implement these strategies to get what the academics predicted.
But it gets worse.


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subset: commoncrawl


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This medication is used alone or with other medications (e.g., levodopa, carbidopa) to treat movement disorders caused by Parkinson's disease. It does not cure Parkinson's disease, but it may improve shakiness (tremor), muscle stiffness, and sudden switching between normal movement and stiffness ("on-off" problems). It may improve your range of motion and ability to walk, dress, and exercise.
Rasagiline is an enzyme blocker (MAO inhibitor) that works by slowing the breakdown of certain natural substances in the brain (neurotransmitters such as dopamine, norepinephrine, and serotonin).
Take this medication by mouth with or without food as directed by your doctor, usually once daily.
The dosage is based on your medical condition, response to treatment, and other medications you may be taking. Be sure to tell your doctor and pharmacist about all the products you use (including prescription drugs, nonprescription drugs, and herbal products). Do not increase your dose or take it more often than directed.
It may take a few weeks for the full benefits of the drug to be noticed. Do not stop taking this drug without first consulting your doctor. Some conditions may become worse when this drug is suddenly stopped. Your dose may need to be gradually decreased.
Talk with your doctor if the medication stops working well or if your condition worsens.
Dizziness, drowsiness, joint pain, heartburn, nausea, fever, muscle pain, dry mouth, and stomach/abdominal pain may occur. If any of these effects persist or worsen, notify your doctor or pharmacist promptly.
To minimize dizziness and the risk of fainting, get up slowly when rising from a sitting or lying position. This is especially important if you are also taking levodopa and when you first start taking rasagiline.
Remember that your doctor has prescribed this medication because he or she has judged that the benefit to you is greater than the risk of side effects. Many people using this medication do not have serious side effects.
If you are also taking levodopa, you may experience more side effects from the levodopa when taking rasagiline. Tell your doctor immediately if any of these side effects occur: nausea, shakiness, muscle stiffness, mental/mood changes such as hallucinations/abnormal dreams. Your doctor may need to change your medication or dose. Do not stop or change the dose of your levodopa without talking with your doctor first.
Tell your doctor right away if you have any serious side effects, including: fainting, loss of balance, mental/mood changes (e.g., agitation, confusion, depression, hallucinations), worsening muscle stiffness/twitching, changes in sexual ability/interest, increased shaking (tremor), swollen ankles/legs, change in amount of urine, unusual weight gain/loss, easy bleeding/bruising, black/tarry stools, unusual strong urges (such as increased gambling, increased sexual urges), vomit that looks like coffee grounds.
Some people taking rasagiline have fallen asleep suddenly during their usual daily activities (such as talking on the phone, driving). In some cases, sleep occurred without any feelings of drowsiness beforehand. This sleep effect may occur anytime during treatment with rasagiline, including up to 1 year after starting the medication. If you experience increased sleepiness or fall asleep during the day, do not drive or take part in other possibly dangerous activities until you have discussed this effect with your doctor. Your risk of this sleep effect is increased by using alcohol or other medications that can make you drowsy. See also Precautions section.
This medication may increase serotonin and rarely cause a very serious condition called serotonin syndrome. The risk increases if you are also taking other drugs that increase serotonin, so tell your doctor or pharmacist of all the drugs you take. Get medical help right away if you develop some of the following symptoms: hallucinations, unusual restlessness, loss of coordination, fast heartbeat, severe dizziness, unexplained fever, severe nausea/vomiting/diarrhea, twitching muscles.
This drug may rarely cause an attack of extremely high blood pressure (hypertensive crisis), which may be fatal. Drug and food interactions can increase this risk. (See also Drug Interactions section.) Get medical help right away if any of these serious side effects occur: frequent/severe headache, fast/slow/irregular/pounding heartbeat, chest pain, neck stiffness/soreness, severe nausea/vomiting, sweating/clammy skin (sometimes with fever), widened pupils, vision changes (e.g., double/blurred vision), sudden sensitivity to light (photophobia).
A very serious allergic reaction to this drug is rare. However, get medical help right away if you notice any symptoms of a serious allergic reaction, including: rash, itching/swelling (especially of the face/tongue/throat), dizziness, trouble breathing.
This is not a complete list of possible side effects. If you notice other effects not listed above, contact your doctor or pharmacist.
In the US -
Call your doctor for medical advice about side effects. You may report side effects to FDA at 1-800-FDA-1088.
In Canada - Call your doctor for medical advice about side effects. You may report side effects to Health Canada at 1-866-234-2345.
Before taking rasagiline, tell your doctor or pharmacist if you are allergic to it; or if you have any other allergies. This product may contain inactive ingredients, which can cause allergic reactions or other problems. Talk to your pharmacist for more details.
Before using this medication, tell your doctor or pharmacist your medical history, especially of: cerebrovascular disease (e.g., stroke), heart disease (e.g., coronary artery disease, heart attack, history of chest pain, congestive heart failure), personal/family history of high blood pressure, history of severe/frequent headaches, liver disease, sore in the stomach/intestine/esophagus (peptic ulcer), bleeding problems, diabetes, personal/family history of mental/mood disorders (e.g., schizophrenia, bipolar disorder), overactive thyroid (hyperthyroidism), a certain kind of adrenal gland tumor (pheochromocytoma), sleep disorders.
This drug may make you drowsy or dizzy. Do not drive, use machinery, or do any activity that requires alertness until you are sure you can perform such activities safely. Limit alcoholic beverages. See also Side Effects section.
Before having surgery, tell your doctor or dentist you are taking this medication. You may need to stop taking this drug beforehand. Follow your doctor's instructions carefully.
During pregnancy, this medication should be used only when clearly needed. Discuss the risks and benefits with your doctor.
It is not known if this drug passes into breast milk. Consult your doctor before breast-feeding.
Drug interactions may change how your medications work or increase your risk for serious side effects. This document does not contain all possible drug interactions. Keep a list of all the products you use (including prescription/nonprescription drugs and herbal products) and share it with your doctor and pharmacist. Do not start, stop, or change the dosage of any medicines without your doctor's approval.
Some products that may interact with rasagiline include: appetite suppressants (such as diethylpropion), drugs for attention deficit disorder (such as atomoxetine, methylphenidate), apraclonidine, bupropion, buspirone, cyclobenzaprine, dextromethorphan, certain herbal products (such as ephedra/ma huang), methyldopa, cold medications/nasal decongestants (such as phenylephrine, phenylpropanolamine, pseudoephedrine), street drugs (such as LSD, mescaline), stimulants (such as amphetamines, ephedrine), supplements (such as tryptophan, tyramine), tetrabenazine, certain "triptans" used to treat migraine headaches (such as rizatriptan, sumatriptan, zolmitriptan).
The risk of serotonin syndrome/toxicity increases if you are also taking other drugs that increase serotonin. Examples include street drugs such as MDMA/"ecstasy," St. John's wort, tramadol, certain narcotic medications (such as fentanyl, meperidine, methadone, propoxyphene, tapentadol), certain antidepressants (including maprotiline, mirtazapine, SSRIs such as fluoxetine/paroxetine, SNRIs such as duloxetine/venlafaxine, TCAs such as amitriptyline/doxepin), other MAO inhibitors (isocarboxazid, linezolid, methylene blue, moclobemide, phenelzine, procarbazine, selegiline, tranylcypromine), among others. The risk of serotonin syndrome/toxicity may be more likely when you start or increase the dose of these drugs.
Tell your doctor or pharmacist if you are using any of the medications listed above within the 2 weeks before, during, or after treatment with rasagiline. Tell your doctor or pharmacist if you have taken fluoxetine within 5 weeks before starting rasagiline. Discuss with your doctor how much time to wait between starting or stopping any of these drugs and taking rasagiline.
Other medications can affect the removal of rasagiline from your body, which may affect how rasagiline works. Examples include cimetidine, fluvoxamine, rifampin, quinolone antibiotics (such as ciprofloxacin), anticonvulsants (such as carbamazepine, oxcarbazepine), among others.
Tell your doctor or pharmacist if you are taking other products that cause drowsiness including alcohol, antihistamines (such as cetirizine, diphenhydramine), drugs for sleep or anxiety (such as alprazolam, diazepam, zolpidem), muscle relaxants (such as carisoprodol), and narcotic pain relievers (such as codeine, hydrocodone ).
Check the labels on all your medicines (such as allergy, cough-and-cold products, diet pills) because they may contain dextromethorphan, decongestants, stimulants, or ingredients that cause drowsiness . Ask your pharmacist about the safe use of those products.
A very serious high blood pressure reaction may rarely occur if you eat a large amount of tyramine while taking rasagiline and for 2 weeks after you stop it. Avoid foods that are high in tyramine, like aged cheeses (such as Stilton). Consult your doctor or dietician about which foods you should avoid or if you do not feel well after eating or drinking certain foods while taking this medication. Get medical help right away if you notice symptoms of very high blood pressure such as unusually fast/slow heartbeat, vomiting, unexplained sweating, headache, chest pain, sudden vision changes, weakness on one side of the body, difficulty thinking, slurred speech.
If overdose is suspected, contact a poison control center or emergency room immediately. US residents can call their local poison control center at 1-800-222-1222. Canada residents can call a provincial poison control center. Symptoms of overdose may not appear for up to 12 hours and may include: excitement, irritability, restlessness, dizziness, weakness, drowsiness, flushing, sweating, fast heartbeat, headache, confusion, seizures.
Do not share this medication with others.
Laboratory and/or medical tests (such as blood pressure) should be performed periodically to monitor your progress or check for side effects. Consult your doctor for more details.
People with Parkinson's disease may have an increased risk for developing skin cancer (melanoma). Tell your doctor promptly if you notice a change in the appearance or size of moles or other unusual skin changes. Ask your doctor if you should have regular skin exams.
If you miss a dose, take it as soon as you remember. If it is near the time of the next dose, skip the missed dose and resume your usual dosing schedule. Do not double the dose to catch up.
Store at room temperature away from light and moisture. Do not store in the bathroom. Keep all medications away from children and pets.
Do not flush medications down the toilet or pour them into a drain unless instructed to do so. Properly discard this product when it is expired or no longer needed. Consult your pharmacist or local waste disposal company.
Information last revised October 2014. Copyright(c) 2014 First Databank, Inc.
With WebMD's Medicine Cabinet, you can check interactions with drugs.Go to medicine cabinet
©2005-2015 WebMD, LLC. All rights reserved.
WebMD does not provide medical advice, diagnosis or treatment. See additional information.


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Recent Policy Studies
Natural Resources, Energy, Environment, & Science
What's Next? Energy and the Environment in President Obama's Second TermBy Chris Prandoni, et al., Capital Research CenterGreen Watch, 01/18/2013
Re-elected and ineligible to run again, President Obama is in a position occupied previously by only five Presidents. He is as independent of the people's will as any President can be. In the coming years, will he continue his first-term course on energy and the environment, or take the country down a new path? Green Watch asked some top policy analysts for their take on the second term.
Regulation & Deregulation
Protecting Innovation The Role of Attorneys General in Antitrust EnforcementBy Bill Peacock, Josiah Neeley, Texas Public Policy FoundationPolicy Perspective, 01/18/2013
States have an important role to play in antitrust enforcement. But state attorneys general should be mindful that the regulation of interstate commerce is primarily a federal concern. They should be vigilant against the temptation to protect local interests from legitimate competition. And by the same token they should work to protect their residents from anticompetitive conduct by the governments of other states. Courts and enforcement agencies should also continue their modern revision of the antitrust law in keeping with the insights of law and economics. By helping to create a more even playing field with less government intrusion, the recommendations highlighted in this article will provide Texans and all Americans with greater opportunity and prosperity through increased protections of private property and a growing, thriving U.S. economy.
Crime, Justice & the Law
The Newtown Tragedy: Complex Causes Require Thoughtful Analysis and ResponsesBy John Malcolm, Jennifer A. Marshall, The Heritage FoundationBackgrounder, 01/18/2013
In responding to horrific crimes such as the massacre in Newtown, Connecticut, individuals, families, civil society, and possibly government must channel their concerns into effective measures that are consistent with the Constitution. As we try to make society safer and stronger, constitutional and complex cultural factors must be taken into consideration, and sound policy must be based on a serious study of the data and other evidence. Policymakers should avoid a rush to judgment on prescriptions that violate first principles, ignore the real root of these complex problems, or disregard careful social science research. Any federal government role must be limited and constrained by constitutional principles. The most important solutions lie at the state and local levels, in the community and within the family.
National Security
Napolitano Stays On: Five Key Steps for DHS in the Next AdministrationBy Paul Rosenzweig, Jessica Zuckerman, The Heritage FoundationIssue Brief, 01/18/2013
The Department of Homeland Security has come a long way since it was first stood up in 2003. Nevertheless, major issues and challenges remain. DHS does not need a head-to-toe makeover, but it does need to address specific issues that will greatly affect its efficiency, credibility, functioning, and overall reputation on Capitol Hill. By addressing these key reforms, Secretary Napolitano can help build a strong and meaningful strategic vision for DHS in the Administration's second term.
Immigration Reform Needs Problem-Solving Approach, Not Comprehensive LegislationBy Matthew Spalding, Jessica Zuckerman, James Jay Carafano, The Heritage FoundationIssue Brief, 01/18/2013
With comprehensive legislation everyone loses—our nation's immigrants, our employers, our citizens. Rather than continuing to play politics with immigration reform, our nation's leaders should take the responsible path and develop real solutions to address our immigration systems' core problems.
Foreign Policy/International Affairs
Hagel, Kerry, and Brennan Confirmation Hearings: Middle East and North Africa IssuesBy James Phillips, The Heritage Foundation01/18/2013
Given the Administration's feckless record on Middle East policy in its first term, a more realistic and proactive approach is needed to confront hostile regimes in Iran and Syria while helping to protect U.S. allies in the region. Both allies and adversaries are uncertain about the Obama Administration's goals and resolve. The three nominees must convince the Senate, the American people, allies, and adversaries that they have a realistic understanding of how to protect America's vital interests in the volatile Middle East.
Regulation & Deregulation
Piling On: The Year in RegulationBy Sam Batkins, American Action ForumReport, 01/18/2013
During the last ten years, regulators have added tremendous costs to the economy. Despite the common perception that the Environmental Protection Agency is the sole driver of new burdens, efficiency rules routinely top the list. The top two proposed rules in 2012 and the top final rule this year were either energy or fuel conservation rules. This year will be no different, with five conservation rules awaiting approval at the White House. Without a comprehensive accounting of cumulative regulatory burdens, review of independent agencies, or enhanced congressional oversight, the year-in report next year will mimic 2012's grim regulatory biography.
Gasoline Taxes and Tolls Pay for Only a Third of State & Local Road SpendingBy Joseph Henchman, Tax FoundationFiscal Facts, 01/18/2013
A key issue for many state legislatures this year is transportation funding. Given that transportation spending exists, states should aim to fund as much of it as possible from user-related taxes and fees. Because subsidizing highway spending from general revenues creates pressure to increase income or sales taxes, this can be unfair to non-users and undermine economic growth for the state as a whole.
The Past and Present of Customized Learning in MaineBy Amanda Clark, Maine Heritage Policy CenterMaine Issue Brief, 01/18/2013
Customized learning is a student-focused system where kids enroll in the curriculum which best meets their educational needs. Customized learning is not new and, in fact, is at the heart of Maine's well-rooted educational history going back to the days of town academies. Unfortunately, customized learning has always been limited – offered only to those without a local public or contracted school and to those who are wealthy enough to afford a private school of their choice. Customized learning already exists in Maine – why not allow every Maine kid the opportunity?
Safeguarding Employees' First Amendment Rights through Paycheck ProtectionBy Michael J. Reitz, James Madison InstitutePolicy Brief, 01/18/2013
Unions have a right to engage in political activities, but their political power should not be artificially inflated by the ability to extract money from unwilling workers. These same unions often spend their members' dues money in ways that are unrelated to the purposes for which many union members voluntarily join—to be represented in collective bargaining over pay and working conditions, to help with the adjudication of grievances, and—especially in the case of school teachers—to be assured of legal representation in the event of a lawsuit. Instead, however, inordinate shares of the members' dues money are spent on behalf of political candidates and causes with which the members may or may not agree. Therefore, to protect union members from having to subsidize such political activities, the Florida Legislature ought to adopt reforms to ensure that union members are free to control how their money is spent.
Natural Resources, Energy, Environment, & Science
Uranium Mining in Virginia: Environmental and Safety ConsiderationsBy Jay Lehr, Heartland InstitutePolicy Brief, 01/17/2013
The existence of significant uranium resources in Virginia has been known for several decades. Some concerns about environmental and health effects led state legislators in 1982 to impose a moratorium on uranium mining until a thorough study could be done. Today there is renewed interest in removing the moratorium and allowing development of what has been called Virginia's largest untapped energy resource, the Coles Hill uranium deposit in Pittsylvania County. This Policy Brief concludes Virginia can take advantage of its uranium resources in a safe and environmentally responsible manner.
Budget & Taxation
Fiscally Illiberal: State and Local Projects Cannot Create Jobs ResponsiblyBy Ryan Murphy, Beacon Hill InstituteBHI Policy Study, 01/17/2013
To fund infrastructure and green energy projects, state and local governments must either raise taxes or increase deficits. If the state or local government raises taxes, total spending is not increased, undermining the correct justification for stimulus. If the governing body engages in deficit spending, it is borrowing at a higher rate than one offered to the Federal government. States and local governments do not have their own printing presses, so they have far less flexibility in dealing with deficits. When state and local government attempt deficit spending, they run the risk of becoming the next Greece.
Budget & Taxation
Illinois' High-Tax ProblemBy John Klingner, Illinois Policy InstitutePolicy Brief, 01/17/2013
Although the tax hike has been in place for 11 months, the state's economy and fiscal footing has worsened. In fact, a year after the hike, Illinois received the worst credit rating in the national from Moody's Investors Service. The state still has $6 billion in unpaid vendor bills and $2 billion in unpaid Medicaid bills, and politicians have stalled on passing wholesale fiscal reforms. In August 2012, Standard & Poor's 500 index downgraded Illinois' credit rating after the state failed to reform pensions. In short none of the promises Quinn and the legislature made regarding the tax hike came true.
A Wealth of WordsBy E. D. Hirsch Jr., Manhattan InstituteCity Journal, 01/17/2013
It isn't overstating the case to say that the most secure way to predict whether an educational policy is likely to help restore the middle class is to focus on the question: Is this policy likely to expand the vocabularies of 12th-graders? The physicist Max Planck once said that professors never change their minds. But teachers and principals can, when shown a better way. Educators and policymakers should inform themselves about the critical importance of factual knowledge and about the need for a specific and coherent yearly curriculum to impart that knowledge and language effectively. That won't just improve students' vocabularies; it will help restore the Jeffersonian ideal of equality of opportunity.
Crime, Justice & the Law
Courts v. CopsBy Healther MacDonald, Manhattan InstituteCity Journal, 01/17/2013
No police department in the country has come close to achieving what the NYPD has. New York's crime drop has been twice as deep and has lasted twice as long as the national average since the early 1990s. Today, 10,000 minority males are alive who would have been killed by now had New York's homicide rate remained at its early-1990s levels. If crime starts climbing again because New York officers can no longer make proactive stops, the increase will—for a while, at least—be just an abstraction for the wealthy attorneys at Shearman & Sterling (and for those at Covington & Burling and Paul, Weiss, who are providing pro bono assistance in the other two stop suits). For people without private doormen and Hamptons retreats, however, any rise in shootings and robberies will be immediate and quite real.
Crime, Justice & the Law
The Foreign Corrupt Practices Act: Aggressive Enforcement and Lack of Judicial Review Create Uncertain Terrain for BusinessesBy Paul F. Enzinna, Manhattan InstituteIssue Brief, 01/17/2013
In its current guise, the Foreign Corrupt Practices Act has helped generate an essentially unaccountable Department of Justice bureaucracy enforcing business conduct abroad, even among foreign entities. There is a strong case for reforming the FCPA through legislation, in order to continue to uphold the statute's historical commitment to maintain the integrity of American businesses' dealings abroad while limiting the ability of federal enforcement agencies to police business conduct worldwide and gain broad, quasi-regulatory powers over global businesses absent judicial oversight. Congress should take up the cause of FCPA reform, clarifying the statute's reach in the areas in which DOJ and the SEC have aggressively sought its expansion.
Monetary Policy/Financial Regulation
Skin in the Housing GameBy Arnold Kling, American Enterprise InstituteThe American, 01/17/2013
Recourse mortgages with significant down payments will help to stabilize the housing market. It will help prevent speculative bubbles from forming. It also will help limit the risk that taxpayers are exposed to by financial institutions operating in the mortgage market. Of course, these proposals will meet a firestorm of opposition from the housing lobby. But I am not running for office. I am simply trying to suggest sensible approaches to policy.
International Trade/Finance
How Economic Nationalism Bites BackBy Edward Tenner, American Enterprise InstituteThe American, 01/17/2013
Does protectionism work? In the late 19th century, British writers were as concerned about loss of markets and jobs to Germany as many Americans are today about competition from China. The campaign against rising Germany shows that economic nationalism can have unintended consequences.
Regulation & Deregulation
What Does It Mean to Say That a Gun Law Is Tough?By Lee Harris, American Enterprise InstituteThe American, 01/17/2013
Consider the provision of the law that will make it a criminal misdemeanor in the state of New York for anyone to have in his own home a magazine carriage that contains eight or more bullets. No problem if your magazine contains only seven bullets—that is still permissible within the law. A little reflection demonstrates that this law can serve only two possible purposes. First, it could force the would-be mass shooter to carry one or two more spare magazines along with him as he sets out on his murder spree. It is a regrettable fact that whatever mental problems mass shooters suffer from, these don't appear to have any negative effect on their ability to plan ahead. So this provision will have virtually no impact on the crazed shooter while it is guaranteed to infuriate those law-abiding citizens of New York who currently own the larger magazines.
Charter Schools as Nation Builders: Democracy Prep and Civic EducationBy Daniel K. Lautzenheiser, Andrew P. Kelly, American Enterprise InstituteEducation Outlook, 01/17/2013
This policy brief is the first in a series of in-depth case studies exploring how top-performing charter schools have incorporated civic learning in their school curriculum and school culture.
Health Care
Serious Concerns over What's in and Not in Proposed Insurance Exchange LegislationBy Peter J. Nelson, Center of the American ExperimentAnalysis, 01/17/2013
Last week the Minnesota House and Senate introduced legislation to establish a state-based health insurance exchange that meets the requirements of the federal health care law—the Patient Protection and Affordable Care Act. The exchange is meant to be a new online marketplace to facilitate the purchase of health coverage, especially for people and small employers who qualify for federal subsidies. The Dayton administration has already spent millions of federal dollars developing an exchange. Unfortunately, after reviewing the legislation, it appears the legislature is moving in the wrong direction. As many feared, the legislature is creating a new layer of government bureaucracy, which will mean higher costs, less choice, and little to no accountability to consumers.
Natural Resources, Energy, Environment, & Science
Engulfed by Environmental Crimes: Overcriminalization on the Gulf CoastBy Marc A. Levin, Vikrant P. Reddy, Texas Public Policy FoundationPolicy Perspective, 01/17/2013
"Ground zero" for state-level overcriminalization may well be the United States Gulf Coast. Five U.S. states border the Gulf of Mexico—Texas, Louisiana, Mississippi, Alabama, and Florida—and between them, they have passed nearly 1,000 laws criminalizing activity along the coast. Criminal sanctions are of course appropriately applied to an individual who intentionally contaminates another person's property. Too often, however, the activity that is governed by these myriad laws is non-blameworthy, ordinary business activity. This report provides an overview of these "crimes," explains why the overcriminalization along the coast is detrimental to economic liberty and growth, and finally, proposes solutions for reining in the overcriminalization problem.
Monetary Policy/Financial Regulation
The Economics and Regulation of Network Branded Prepaid CardsBy Todd J. Zywicki, Mercatus CenterWorking Paper, 01/17/2013
Given the regulatory havoc wreaked on the debit and credit card systems during the past several years, prepaid cards have increasingly become a final resort for many consumers unable to gain other access to the functionality of electronic payments. In light of this reality, regulators should move exceedingly cautiously before taking steps that could critically harm this dynamic and evolving market that provides value and choice to millions of Americans.
Monetary Policy/Financial Regulation
Rethinking the Volcker RuleBy Hester Peirce, Robert Greene, Mercatus CenterMercatus on Policy, 01/17/2013
The Volcker Rule, although rooted in legitimate concerns about taxpayer-funded risk-taking, relies on clumsy regulatory constraints on bank activities and unworkable regulatory monitoring to address those concerns. Its goals could be achieved by strong measures designed both to limit the risk that taxpayers bear and to force shareholders and creditors to take responsibility for the risks undertaken by banking entities. Options include a lower cap on federal deposit insurance, a reconfiguration of deposit insurance, increased public transparency about banks, and greater shareholder and creditor exposure to the downside of bank risk-taking.
Monetary Policy/Financial Regulation
The Pitfalls of Regulating Consumer CreditBy Todd Zywicki, Robert Sarvis, Mercatus CenterMercatus on Policy, 01/17/2013
Government actors seeking to regulate consumer finance offerings no doubt intend to help the individuals and families who use them, but the economic reality of consumers' desire for credit often results in unintended consequences from new regulations that leave consumers worse off, not better. We cannot simply ignore or wish away consumers' need for credit, and we ought not to ignore the majority of consumers who use these products responsibly. Politicians and bureaucrats need to understand the important and legitimate roles various forms of consumer credit play in the financial lives of consumers, both poor and non-poor, and to acknowledge the appropriate role that fees, interest rates, and other terms of credit play in regulating its availability.
Foreign Policy/International Affairs
The New Party Politburo LeadershipBy Alice L. Miller, Hoover InstitutionChina Leadership Monitor, 01/17/2013
The processes of generational turnover of China's leadership at the Chinese Communist Party's 18th National Congress extended patterns of formal politics that trace their roots to Deng Xiaoping's political reforms of the 1980s, that advanced in the Jiang Zemin era in the 1990s, and that matured under outgoing General Secretary Hu Jintao in the 2000s. As such, the transition in the party leadership at the 18th Congress marked another step forward in the institutionalization of Chinese leadership politics.
Foreign Policy/International Affairs
Signaling Change: New Leaders Begin the Search for Economic ReformBy Barry Naughton, Hoover InstitutionChina Leadership Monitor, 01/17/2013
Xi Jinping and Li Keqiang are now the two top leaders in China. Both have moved quickly to break with the Hu-Wen administration and signal their support for dramatic new economic reforms. The structure of the new Politburo Standing Committee appears to support their aspirations. Neither Xi nor Li has yet committed to specific reform measures, and the obstacles to reform are formidable. However, both Xi and Li have committed to a process that will lead to the creation of a reform program by late 2013.
Foreign Policy/International Affairs
The New Central Military CommissionBy James Mulvenon, Hoover InstitutionChina Leadership Monitor, 01/17/2013
The advent of the 18th Party Congress in early November 2012 marked a large-scale turnover of senior military personnel in the People's Liberation Army, including eight out of the ten uniformed members of the leading Central Military Commission. Moreover, the Party's new general-secretary Xi Jinping also replaced Hu Jintao as CMC chairman, defying expectations that the latter would stay on for an additional two years. This article examines the reasons for Xi's "early" promotion and profiles the new members, exploring their backgrounds and possible clues to their preferences and outlooks.
Foreign Policy/International Affairs
Following the 18th Party Congress: Moving Forward Step-by-StepBy Alan D. Romberg, Hoover InstitutionChina Leadership Monitor, 01/17/2013
The 18th Party Congress laid out a "steady on course" approach to cross-Strait relations, continuing to emphasize economic, cultural, and educational exchanges in the near term while seeking to lay a foundation of political trust for future political and security dialogues, including a peace accord. In a Taipei conference with both Kuomintang and Democratic Progressive Party representatives in mid-December, People's Republic of China officials reiterated this patient approach while also calling for step-by-step progress. DPP participants, however, challenged the sincerity of PRC assertions of patience, charging that Beijing was shifting the agenda toward political issues to step up the pace and narrow the options to one: unification.
Foreign Policy/International Affairs
The 18th Party Congress and Foreign Policy: The Dog that Did Not Bark?By Michael D. Swaine, Hoover InstitutionChina Leadership Monitor, 01/17/2013
Foreign policy issues have never played a major role in party congresses, at least during the reform era, for understandable reasons. A party congress is mainly about domestic political power and domestic policies, and even then is primarily an exercise in tedious sloganeering, pumping up the party faithful, and presenting the new leadership lineup. Nonetheless, congresses can be important as indicators of future policy direction and power structure, including in the foreign policy arena. This essay examines the foreign policy aspects of both the congress work report delivered by then Chinese Communist Party General Secretary Hu Jintao and the official membership roster of the new CCP Central Committee, Politburo, and Politburo Standing Committee.
National Security
Hagel, Kerry, and Brennan Senate Confirmation Hearings: Cybersecurity and Internet FreedomBy Steven P. Bucci, Paul Rosenzweig, The Heritage FoundationIssue Brief, 01/17/2013
The Senate confirmation process gives the U.S. Senate and the American public an opportunity to learn more about these candidates, what they believe, and how they propose to design the national structure of the U.S. going forward. As the U.S. becomes weaker and the world continues to become more dangerous in both the cyber and tangible worlds, the Senate should ask difficult questions and provide much-needed advice to help steer U.S. policy toward greater security and freedom.
Wards of the StateBy Bruce Thornton, Hoover InstitutionDefining Ideas, 01/16/2013
With the rise of entitlements, we are not only experiencing a crisis of finances, but also a crisis of character. The welfare trends Eberstadt documents in this indispensible book are clearly unsustainable. But as Eberstadt cautions, the enormous wealth of America and the privileged global role of its currency mean this state of affairs can continue for a long time, as the destigmatization of dependence and the demonization of success insidiously eat away at both our massive wealth and our moral capital. As Adam Smith once said, "There is a lot of ruin in a nation." But sooner or later, the bill will come due, and Americans will no longer be the people who created the richest and most powerful nation in history. They will be just another "nation of takers."
Regulation & Deregulation
Politics and the Poor Man's PlateBy Henry I. Miller, Drew l. Kershen, Hoover InstitutionDefining Ideas, 01/16/2013
This article offers three examples of genetically engineered crops currently or potentially available thanks to some attributes of open source access: virus-resistant papaya, pod borer-resistant cowpea, and vitamin A-enhanced rice ("Golden Rice"). Although all of them have benefited from open access to biotech discoveries, to be sure, all also offer cautionary tales about the irrelevance of intellectual property rights in the face of gratuitous regulatory obstacles. The bottom line is that intellectual property protection verges on the inconsequential when agricultural biotechnology regulation is, to borrow a phrase from the novelist J.K. Rowling, a "twitching pile of catastrophe."
National Security
Hagel, Kerry, and Brennan Senate Confirmation Hearings: U.S. Strategic ForcesBy Baker Spring, Michaela Bendikova, The Heritage FoundationIssue Brief, 01/16/2013
The forthcoming confirmation hearings are an important opportunity for the Senate to pose key questions about the direction of American foreign policy under President Obama in his second term. After the first four years of the Obama presidency, the U.S. has grown weaker while the world has become even more dangerous. Investments into strategic capabilities such as nuclear weapons and missile defense will help to protect the country and its allies in the future.
Natural Resources, Energy, Environment, & Science
EFEPA Eliminates Corporate Welfare and Corporate DependenceBy Nicolas Loris, The Heritage FoundationIssue Brief, 01/16/2013
In order to end the current inefficient system of picking winners and losers in the energy sector, government policies intervening in the economy should be removed. Removing the targeted tax credits for all energy sources and broadly lowering the tax rate, as Congressman Pompeo's Energy Freedom and Economic Prosperity Act does, would allow for a more market-based energy economy that benefits economically viable producers and, ultimately, consumers with reliable, affordable energy.
Monetary Policy/Financial Regulation
Remittance Rules: A Case Study of Regulatory PitfallsBy Diane Katz, The Heritage FoundationIssue Brief, 01/16/2013
The remittance regulations constitute rulemaking at its worst: protracted uncertainty, overly broad strictures that reflect a misunderstanding of the targeted market, and fewer, more costly consumer options. Dozens of experts in the finance industry attempted to warn the Consumer Financial Protection Bureau about the flaws before the rules were finalized. Reflecting no small amount of regulatory arrogance, the agency ignored the input—only to reverse course. Unfortunately, the remittance rules saga is not isolated. Dozens of other Dodd–Frank provisions remain unwritten or stuck in regulatory or judicial limbo, leaving financial institutions and their customers uncertain about their investment and credit options. It is a sorry reminder of how poorly crafted legislation and ill-considered rulemaking have costly consequences.
Natural Resources, Energy, Environment, & Science
Environmental Conservation Based on Individual Liberty and Economic FreedomBy Romina Boccia, Jack Spencer, Robert Gordon, The Heritage FoundationBackgrounder, 01/16/2013
America's primary environmental goal should be a cleaner, healthier, and safer environment for current and future generations. Yet, governing environmental laws have strayed far from intended purposes, and their implementations are imposing immense costs on Americans with few benefits in return. Too often they impose mandates, empower and enlarge ineffective bureaucracies, and cripple the efforts of free people to more effectively steward America's environment and natural resources. The Heritage Foundation's Environmental Conservation: Eight Principles of the American Conservation Ethic offers specific reforms for today's challenges and principles to guide future policy decisions.
Monetary Policy/Financial Regulation
Mortgage Regulation: Is CFPB Qualified?By Diane Katz, David C. John, The Heritage FoundationIssue Brief, 01/16/2013
The Consumer Financial Protection Bureau and its allies characterize the new mortgage rules as much-needed protection for vulnerable consumers imperiled by unscrupulous lenders. In reality, many borrowers were irresponsible in assuming more debt than they could possibly repay. Rather than protect unwitting homebuyers, the new rules will foreclose loan options and raise mortgage costs.
Budget & Taxation
Fiscal Cliff Deal Extends Wasteful Farm SubsidiesBy Emily Goff, The Heritage FoundationIssue Brief, 01/16/2013
A fiscally prudent farm bill would have reformed the $85.2 billion food stamps program and eliminated or at least reduced commodity and crop insurance subsidies. The current extension, however, is preferable to the two traditional five-year bills passed by the Senate and reported out of the House Agriculture Committee, which would lock in nearly $1 trillion in taxpayer spending over 10 years. The extension continues many long-standing agriculture programs, including direct payments and dairy subsidies, which amount to a raw deal for taxpayers and consumers. Both waste money, distort crop prices, and increase food costs. In the coming months, Congress should focus on reforms essential to reining in spending and commodity price distortions while also decoupling food stamps and other nutrition programs from farm subsidies and returning food stamps to pre-recession levels.
Budget & Taxation
The Role of GSEs in the Housing MarketBy John L. Ligon, David B. Muhlhausen, The Heritage FoundationIssue Brief, 01/16/2013
The estimated results in recent Heritage studies provide additional insight and evidence that government-sponsored enterprises should not be part of the path to a new mortgage market. Eliminating Fannie Mae and Freddie Mac could save billions of taxpayer dollars in the U.S. mortgage market through eliminating the subsidy that has induced U.S. households to take on more debt-related consumption, ending up underwater. Indeed, many households were never in a position to handle such debt; therefore, subsidizing them to become homeowners is not only inconsequential in raising homeownership but also detrimental to the financial market. More important, the results of our studies suggest that the effects of removing these subsidies would be minimal and predictable both on the U.S. housing market and on the overall economy.
Head Start Impact Evaluation Report Finally ReleasedBy Lindsey Burke, David B. Muhlhausen, The Heritage FoundationIssue Brief, 01/15/2013
President Obama has pledged to use only one test when determining which education programs to fund: "It's not whether an idea is liberal or conservative," Obama stated, "but whether it works." HHS's third-grade follow-up evaluation makes it unequivocally clear that Head Start fails that test. HHS has released definitive evidence that the federal government's 48-year experiment with Head Start has failed children and left taxpayers a tab of more than $180 billion. In the interest of children and taxpayers, it's time for this nearly half-century experiment to come to an end. If the federal government continues to fund Head Start, policymakers should allow states to make their Head Start dollars portable, following children to a private preschool provider of choice.
Budget & Taxation
Fiscal Cliff Deal Added $47 Billion in SpendingBy Patrick Louis Knudsen, The Heritage FoundationIssue Brief, 01/15/2013
The fiscal cliff agreement has a few benefits and many flaws. One trait it does not suffer, however, is "balance": The agreement allowed for large tax hikes with no spending reductions. Indeed, the measure yields a small but real net spending increase. Today's trillion-dollar deficits and rising debt are the product of excessive spending. Until Congress and the President take substantial steps toward reining in spending, especially in the government's entitlement programs, debt will be a constant drain on the country's prosperity. Having squandered this opportunity, lawmakers need to focus on substantive spending reductions in forthcoming budget debates.


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Shows how captioning videos in a lecture capture application helps all faculty and students.
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With the increasing demand for computing professionals, it's important that students with disabilities are included in computing courses.
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In this short video one woman shares advice for instructors on how their behaviors impact an underrepresented student's decision to pursue a computing field.
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Adaptive technology and computer applications for people with disabilities
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People with visual and hearing impairments demonstrate computer technology for school and work
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People with mobility impairments demonstrate computer access technology
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After a successful debut last year, the Strongest Warrior Competition will make its return to Watertown this weekend in what organizers hope will again live up to its name and prove to be an even bigger and better event.
The second annual competition, which will benefit the 10th Mountain Divisions Wounded Warrior and Scholarship Fund programs and features three new events and a new venue, will kick off at 9:30 a.m. Saturday at the Watertown Fairgrounds YMCA.
(From) all of the comments we got from the competitors last year was (that) this was a very well-run event, said Jeff Reynolds, who retired from the Army in 2008 and co-founded the local event with his son Jeremy last year. It was unlike any they had ever been to. It was our first event ... but they said it was very smooth and very well-organized.
New on the program which includes four division of competitors are stone lift, overhead log press and truck pull events joining the prowler sled push/tire flip medley event from last year.
It was such a huge success and there was a lot of great buzz about it, Reynolds said, it was like, lets definitely do this again.
This years competition will take place outdoors, weather permitting, in the parking lots adjacent to the YMCA, after last years event was inside the YMCA.
Divisions will include lightweight (under 180-pounds), light-heavyweight (181-235 pounds), heavyweight (235-plus pounds), and a new womens division.
Right now to date, we have 18 registrants, Reynolds said during the weekend, and out of those 18, we have three females. So if history repeats and Ive confident it will, Im anticipating well have a good turnout.
Besides the local military, the competition is open to civilians, including local fire, police and emergency personnel.
Its important because it brings the civilian community together with the military community in one competitive arena, said Reynolds, where people can come together and build camaraderie. And this is for a couple of good causes.
Last years event drew about 30 competitors and raised $12,000, held by the Fort Drum Chapter of the National Association of the 10th Mountain Division, Inc.
This is open to the public to compete, said Reynolds, a Cortland native and a former Army-certified Master Fitness Trainer stationed at Fort Drum who served in Iraq and Afghanistan in the 32nd Infantry Regiment. So firemen, policemen, EMS, the local farm boy from Lowville or the logger from Boonville can come out its open for everyone.
The event will have return competitors from Syracuse, Rochester, Buffalo, Albany, and the north country, according to Reynolds, who hopes this years event will draw close to 60 participants.
Competitors can register at the YMCA, or on the day of the event up until 8 a.m. The entry fee is $40 through Thursday and $50 through Saturday morning.
Established eight years ago, the 10th Mountain Division Wounded Warrior program builds support packs that are presented to the divisions soldiers wounded Iraq and Afghanistan at the National Military Medical Center (formerly Walter Reed Army Medical Center) in Washington, D.C. and the Landstuhl Regional Medical Center in Germany.
Money raised has also funded more than 100 of the divisions wounded soldiers participation at adaptive winter and mountain sports clinics throughout the U.S.
The 10th Mountain Division Scholarship Fund was formed in 2006 and has awarded 31 scholarships of $5,000 each to deserving current or former division (light-infantry) soldiers and/or their family members who are either full-time high school seniors or traditional/non-traditional undergraduate college and technical school students.
We have a pretty good outreach for this event, Reynolds said. Weve been planning this since last September, so were excited.
For more information, visit http://10thmtndivassoc.org/strongestman/
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text: Flickr - Photo by alltrain43 [ Garden Tips for the Great Garden State – A Peck of Peppers By Chris Eannucci May 19, 2012 Peppers are one of the most exciting edibles in the summer garden. I always plant as many different varieties as I can squeeze in. They are usually one of the last things I put in so I just keep planting until all the random empty spots are full. Read More|Comment Category: Talking About . . . Tags: Bell Peppers, Garden State, Garden Tips, Growing Peppers, Hot Peppers, How to grow, Peppers Send to a friend! Share on Facebook Share on Twitter Pin it! Reddit This! Share on Tumblr!


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|Pioneers Fall Short At Wilkes Central
|Written by Staff Reports
|Monday, 14 January 2013 09:22
The Watauga High wrestling team had mixed results on Saturday at the Eagles Classic at Wilkes Central in Moravian Falls, N.C. The Pioneers lost four dual matches, but they also had three wrestlers in the
field that went undefeated. Mark Townsend at 113 pounds, Gus Coffey at 120, and Demetrius Kostis at 132 were all 4-0 against the field. Jackson Lawley was 3-1 at 220.
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Choose from shelving units in metal, plastic, and wire from manufactures such as 4D Concepts, Adesso, Altra Furniture, Adesso, Safco, and Alera. You can find just what you need to organize your store room, kitchen, garage, or office space.
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You might choose wire shelving to organize your equipment with strong metal wire that allows you to get the very most of your space. The shelves are available in black covered steel to give you the protection necessary to prevent damage to your equipment. The wire construction allows you to hang hooks for hanging items or to lock in items if needed for security.
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The helicopter from St. Lucie County Air Rescue takes off from Oslo Road carrying one of the victims of a traffic accident that occurred at 12th Avenue. The patient was flown to Lawnwood Regional Medical Center.
Images from fatal traffic accident at the intersection of Oslo Road and 12th Avenue in Vero Beach on Tuesday, May 7, 2013


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The Carbon High Dinos football team attempt to put a two game losing streak to bed as they prepare to take on Payson on Friday night.
The Dinos started the season with a perfect 4-0 record, but have been frustrated since entering into region play. After defeating Monticello, Amercian Leadership Academy, Ben Lomand and Union, Carbon has struggled in games against Delta and North Sanpete.
After an exciting 17-13 win against Union which was aided in part by a last minute touchdown, the Dinos offense has been stimied since then. Since scoring that game winning touchdown against Union on Sept. 9, the Dino offense has scored just one touchdown since. That score came in the second quarter of Carbon's 41-7 loss to Delta on Sept. 23.
Coaches have cited that the team had plenty of momentum going into the bye week on Sept. 16, but that break may have worked against the team. Head coach Jeff Blanc has said previously that while the bye week was good for healing injuries and resting up for region play, it may have cut into the momentum the team carried through the first four games of the season.
Carbon (4-2, 0-2 Region 12) now has a chance to add to their win total with a Friday night road game at Payson. The Lions (2-5, 0-2 Region 12) are tied with Carbon in last place in the region.
If Carbon wants to make the 3A state playoffs, they must finish within the top four positions in their region.
With three games remaining, Carbon will need to turn things around quickly and try to recapture the momentum they displayed in the early part of the 2011 season.


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Awards shows are always a bit nerve-racking for the nominees, however for the 67th annual Golden Globe awards show held this past Sunday at the Beverly Hilton Hotel, the uncharacteristically gloomy and rainy Los Angeles sky also made the already high-wattage dressing even more dramatic! While we were initially worried that the weather would result in blandÂ--or practical, which is even worseÂ--red carpet offerings, happily our anxiety was for naught! Our lovely ladies chicly weathered the literal and metaphorical storm with bells on and we couldn't be happier to bring you all of the attendant details about our favorite fashionable ensembles.
When it came to our favorite femmes, the looks we loved most shared a (semi-to-very) streamlined silhouette and were accented with lots of feminine details. Some wore a modern take on the classic mermaid shape (Ã la Maggie Gyllenhaal's RM by Roland Mouret dress or Drew Barrymore's Atelier Versace gown) while others chose more body-skimming columns (think: Rose Byrne's Lanvin number or the glitzy Stella McCartney frock that Anna Paquin picked). But while the attendees might have restrained themselves when it came to the size of their skirts, they definitely didn't skimp on the details. In fact, these women opted for bold romance, via loads of intricate beading, scads of silky ruffles, and beautifully draped dresses. The results: gorgeous glamour galore! (Even newcomer Carey Mulligan's Fred Leighton necklace as headband felt decidedly enchanting and fanciful). Now that the awards have been distributed and the endless celebratory soirees have come to an end, we invite you to sit back and feast on the visual eye candy we've gathered for today's Golden Globe-centric feature!
Who: Zoe Saldana
What: Star of Avatar
Wear: Louis Vuitton cranberry silk chiffon gown with cascading ruffles, drapes and pleats, Brian Atwood Wagner Pumps in black satin, Salvatore Ferragamo black braided clutch, Lorraine Schwartz jewels.
Who: Drew Barrymore
What: Nominee (and winner!) for Best Performance by an Actress in a Mini-Series or a Motion Picture Made for Television for her work in Grey Gardens
Wear: Atelier Versace one shoulder champagne silk chiffon gown, Jimmy Choo Zena Platform Sandals, Roger Vivier Boite de Nuit Clutch in rose gold, Lorraine Schwartz jewels.
Who: Diane Kruger
What: Star of Inglorious Basterds
Wear: Christian Lacroix bright pink couture gown from Spring 2009, Raven Kauffman Couture clutch, Sergio Rossi Venere platform slingback pumps, Chanel jewels, including the Venitienne Earrings, Franges Ring, and Ribbon Diamond Bracelet.
Who: Anna Paquin
What: Nominee for Best Performance by an Actress in a Television SeriesÂ--Drama for her work in True Blood
Wear: Stella McCartney dress and shoes, Alexander McQueen skull clutch, Stephen Russell vintage jewels, including a Diamond and Enamel Snake Bracelet and Diamond Drop Earrings.
Who: Carey Mulligan
What: Nominee for Best Performance by an Actress in a Motion PictureÂ-Drama for her work in An Education
Wear: Nina Ricci navy organza strapless gown, Sergio Rossi heels, Fred Leighton vintage jewels, including the Pear-shaped Diamond Drop Earrings, Diamond Riviere Necklace (worn as a headband), Pear-shaped Diamond Crown Ring, and Diamond Swallow Cuff Bracelet.
Who: Maggie Gyllenhaal
What: Presenter, Star of Crazy Heart
Wear: RM by Roland Mouret pale coral textured organza gown, Bulgari jewels, including the Platinum Earrings with Mixed Diamonds and the Platinum Bracelet with Diamonds.
Who: Jennifer Garner
What: Presenter
Wear: Atelier Versace spiral nude/gray beaded gown, Judith Leiber bag, Casadei heels, Bulgari jewels, including a vintage Diamond and White Gold Bracelet, White Gold and Round Brilliant Cut Diamond Earrings, and a White Gold and Diamond Ring.
Who: Rose Byrne
What: Nominee for Best Performance by an Actress in a Supporting Role in a Series, Mini-Series or Motion Picture Made for Television for her work in Damages
Wear: Lanvin eggplant washed silk satin strapless gown, Judith Leiber bag, Brian Atwood Maniac Pumps in black patent, Neil Lane Diamond Clip in her hair and three Stephen Russell diamond brooches at her hip.
Who: Chloe Sevigny
What: Nominee (and winner!) for Best Performance by an Actress in a Supporting Role in a Series, Mini-Series or Motion Picture Made for Television for her work in Big Love
Wear: Valentino rose sleeveless gown with ruffles, Roger Vivier Night Box clutch in lavender satin, Sergio Rossi Venere platform slingback pumps, Buccellati jewels, including the Diamond and Yellow Gold Earclips and Diamond Marquis Shaped Ring.
Photos of Zoe Saldana, and Drew Barrymore, from
Getty Images.


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I found this through StumbleUpon:
http://www.king5.com/topstories/stories ... f8962.html
For those not keen on watching, the main premise is that this Washington government building is giving equal time to christian and atheist views this holiday.
I think it's only fair to give the FSM His representation. I only wished I lived in Washington, I'd put in a display myself!


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Stay Up to Date
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March 7, 2011by Darren FluscheThe 2011 National Bike Summit is almost upon us. By dinner time tomorrow, Secretary of Transportation Ray LaHood will be speaking at the Opening Dinner.
March 4, 2011by Darren FluscheEarlier today, President Obama signed the Surface Transportation Extension Act of 2011 to keep federal transportation dollars flowing to the states for the next seven months. The House voted 421 - 4 for the extension on Wednesday and the Senate passed it by voice vote without debate yesterday afternoon.
March 4, 2011by Darren FluscheThe Secretary of Transportation is getting ready for the National Bike Summit. Are you?
March 2, 2011by Andy ClarkeVirtually everyone that forwarded footage of the awful scenes of a car plowing into a crowd of cyclists in Brazil this week prefaced their message by saying "if you can get to the end of this…" or "this is grim watching"; it is pretty grim and it's a miracle that no-one was killed.
February 22, 2011by Darren FluscheNew StreetFilms video:
February 18, 2011by Andy ClarkeSad to say that the awful series of fatal bike crashes in Tampa last year has carried over into the new year.
February 16, 2011by Darren FluscheAround here we love data, so after I sent the latest safety in numbers data around the office, it took Andy less than an hour to try to one-up me.
February 14, 2011by Andy ClarkeWe're delighted to welcome Brighid O'Keane to the Advocacy Advance team.
February 11, 2011by Scott WilliamsOn Tuesday evening, Greg Billing of the Washington Area Bicyclists Association and Griff Baute of the Bluegrass Cycling Club joined Andy Clarke and myself for the monthly Club Leadership Webinar.
February 10, 2011by Andy ClarkeAlmost every day we get fresh confirmation that getting more people on bikes is a good idea, and that the kinds of things we've been advocating for years are actually effective and useful.


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Shu Uemura Full Shimmer Shampoo
We know you want the goods as soon as possible, which is why orders received by 3pm ET leave our warehouse the very same day. We'll send you an email that day to confirm shipment and the email will include your tracking information.
Our warehouse is closed Saturday & Sunday, so orders received after 3pm ET on Fridays will not ship out until Monday.
Based on 1 Review
BridgetMiami, Fl. U.s.Love Itoh my god- this stuff is amazing. the best i've ever had! leaves my hair so silky- well you have to use the conditioner too.1 out of 1 shoppers thought this review was helpful.
Was this post helpful?YesNoposted Dec 16, 2009Link to this post
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Axiom Flannel Lined Jean (Men's) (out-of-stock)
Out of Stock Product Number: 30905
We've made the ultimate cold weather jean for the outdoorsman. Stretch denim and a gusseted inseam allow a full range of motion, while a soft flannel lining provides blanket protection from winter's bite. Simpler and more comfortable than long underwear and infinitely more stylish.
* This product does not qualify for shipping to all countries.
- We added a flannel lining to our quintessential stretch denim
- Great for cold weather climates without giving up style and comfort
- Standard Fit
- 33" (83.8 cm) waist = 33" (83.8 cm) inseam
Gender: Men's
Material: 99% Cotton, 1% Spandex
Fit: Standard fit
Dimensions: 33" waist = 33" inseam
Season: F12
Vendor ProductId: M4AXFL312
Review ProductId: 30905


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Regions :: Middle East :: Saudi Arabia
Report: Sabic opens compounding facilities at Al Jubail
May 23, 2013 | Francinia Protti-Alvarez
Sabic has opened its first engineering plastics compounding facility as well as a new polypropylene (PP) compounding plant, at its manufacturing affiliate, Saudi Specialty Chemicals Co. (Al Jubail), according to a report from Saudi Gazette. "Both the engineering thermoplastics compounding and polypropylene investments bring Sabic closer to its customers in the Middle East, Africa, Turkey, and India, enabling them to get to market faster. These new facilities allow Sabic to further enable its customers' success by providing them greater access to the diverse...
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|News » Archives
Tuesday, March 08, 2011The Lady Bisons finished eighth in a field of 10 teams in the Ann Rhoads Invitational in Birmingham, Ala., hosted by Birmingham-Southern.
It was the first tournament of the spring season.
West Florida won the event with a team score of 648. The Lady Bisons finished with a team score of 699 for the two rounds.
Catherine Musser led the Lady Bisons with a score of 168 (86-82). She tied for 15th.
Lindsey Beard tied for 19th with a score of 169 (85-84).
Sabrina Ferrari fired a 179 (90-89) for tie for 39th place.
Mackenzy Carter was 45th with a score of 183 (94-89).


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Thank you for your interest in starting a career with Schnucks! We are now accepting applications online for store and facility positions.
What information do I need before applying?
Please set aside 20-60 minutes to complete. The following information will help you proceed through the application process:
Step 1: E-mail address
-Provide a valid e-mail address.
Step 2: Personal Data
-Provide personal information, including current address and phone number(s).
-Provide if you have ever worked for Schnucks before, regardless of time frame employed.
-Provide detailed information if you have ever been convicted of a felony. A felony conviction does not necessarily disqualify you from employment at Schnuck Markets, Inc.
Step 3: Position of Interest
-Select a single position of interest. A recruiter will match the application with other positions if applicable.
-Provide your availability. Schnuck positions are flexible, so please select the earliest and latest times you are available to work.
Step 4: Education Information
-Provide information regarding past and/or present education.
Step 5: Employment Information
-Provide information for your most recent three jobs, regardless of time frame employed.
-Be sure to have employment dates, rates of pay, supervisor's name, company addresses and phone numbers. Please provide as much accurate employment information as possible.
Once you have completed your application, it will remain active in our system for 60 days. If your application is identified as a match with an open position, a recruiter will contact you for an interview. If you have not been contacted after 60 days and are still interested in employment, please renew your application.
Thank you for you interest in Schnuck Markets, Inc.


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The public will have a chance to shape the future of Iowa's conservation and outdoor recreation at any of the 18 Resource Enhancement and Protection (REAP) assemblies this fall. REAP is a program that provides grants for and encourages enhancing and protecting Iowa's natural and cultural resources. The assemblies will show local impacts of REAP.
This meeting is for REGION 17, which includes Pottawattamie, Harrison, Shelby, Cass
Council Bluffs Public Library
400 Willow Avenue
For more information:


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|Last Tax Free Weekend Underway
|Written by Steve Frank
|Friday, 01 November 2013 05:25
It may be the last tax free event in the state for some time—but it is underway through the weekend. North Carolina customers can save on the purchase of select Energy Star-rated appliances by not paying sales tax, the tax holiday on now through Sunday. The tax-free weekends were eliminated
after this year by a new state law enacted in July. Qualifying products are marked with a blue Energy Star label, which designates them as more energy efficient than standard appliances, and they include washing machines, freezers, refrigerators, central air conditioners, room air conditioners, air-source heat pumps, ceiling fans, dehumidifiers and programmable thermostats. There is no price floor or ceiling the items must meet to qualify. A qualifying item is eligible for the tax exemption only if the customer pays for it during the holiday period and the retailer takes action to fill the order for immediate delivery. Deliveries delayed because of a backlog or because the item is on backorder are still eligible for the exemption. But businesses are left out with items purchased for use in a trade or business not covered by the tax exemption.
|Share This Article:


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Commonwealth of Massachusetts | Public Employee Retirement Administration Commission
Five Middlesex Avenue, Suite 304, Somerville, MA 02145
Ph 617 666 4446 | Fax 617 628 4002 | TTY 617 591 8917 | www.mass.gov/perac
Domenic J. F. Russo, Chairman
Auditor Suzanne M. Bump | Alan Macdonald | James M. Machado | Donald R. Marquis | Robert B. McCarthy | Gregory R. Mennis
Joseph E. Connarton, Executive Director
TO: All Retirement Boards
FROM: Joseph E. Connarton, Executive Director
RE: 840 CMR 10:10(3) & 10:15(4)–Annual Review of Medical Testing Fee
DATE: December 21, 2011
As you know, 840 CMR 10:10(3) and 10:15(4) states "the medical panel may suggest 'non-invasive' medical tests, which the panel considers necessary to render an opinion of the member's medical condition." The regulation further states that the "Commission shall assume the cost of any non-invasive test suggested by the medical panel up to an amount that the Commission shall determine annually. This annual determination will be communicated to all retirement boards. No test, the cost of which exceeds the annual amount determined by the Commission, shall be ordered or required by the medical panel without the advance approval of the Commission".
There are very few instances where reimbursements for medical services ordered by a Regional Medical Panel exceed $100.00. Medical panel physicians conduct very few medical tests during the examination process. The member's medical provider generally orders the necessary medical tests during the evaluation and treatment phase, and provides this information to the Regional Medical Panel. The Regional Medical Panel physicians consider the results of these studies as part of the panel examination.
Please be advised at their meeting held December 12, 2011, the Commission voted to continue the past practice of allowing PERAC staff to approve up to $100.00 per case for non-invasive medical testing associated with the medical panel process.
If you have questions, please contact PERAC's Disability Unit at 617-666-4446.


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19-year-old arrested in death of Phoenix girl
PHOENIX — A 19-year-old man was taken into custody in connection with a suspicious house fire and the death of a 13-year-old girl who was found burned in the home, police said Saturday.
Sgt. Tommy Thompson said in a statement that Tashawn Treyvon Cheatham was booked into the Maricopa County Jail on charges of first-degree murder, arson and theft.
Authorities have deemed the fire Thursday at Briana Naylor's home suspicious. Firefighters found the girl with burns on her arms and legs in a bedroom of the home hours after her mother had reported her as a runaway, authorities said.
The girl was later pronounced dead at a hospital. She was the only person in the home at the time.
"Anytime you have a 13-year-old who dies in a home because of fire, that's a question we always would ask, 'Is it suspicious?'" Thompson told The Associated Press on Friday. "A normal, otherwise healthy girl that dies, we would call that suspicious."
Police said Cheatham, a family friend, is also accused of setting the fire and stealing the family's dog and selling it.
Police had been called to the home around 1 a.m. Thursday by Naylor's mother, who told them her daughter ran away. The two had been arguing, but the girl returned home while officers were on scene and they saw no need for further action, Thompson had said.
An after-hours call to Phoenix police was not immediately answered Saturday. It was unclear whether Cheatham had retained a lawyer.
Copyright 2012 The Associated Press.


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Jets GM 'Highly Confident' Jets Record Will Improve in Second Half
This morning, Mike Tannenbaum took to the air to explain why he's hopeful the remaining eight games of the season still holds promise. The Jets GM told ESPN NY that he's "highly confident our record can be better in the second half."
Tannenbaum told listeners that his hope "… isn't blind faith or crazy talk" and that it was based on what he'd already seen so far this season.
When asked about what's to come, Tannenbaum stated that the Jets "absolutely" still have a shot at the playoffs saying that the coaching staff spent the down time to diagnose and address "very specific" points of concern for the Jets and that had those gotten tuned up in the first part of the season then "our record would look dramatically different" and clarifying those comments by saying that the team could have been 5-3 or 4-4.
Brian Bassett, TheJetsBlog.comYes, but the fact is that they are not and they are about to walk into a buzzsaw in Seattle. Marshawn Lynch has played out of his gourd this year, Russell Wilson is helping the team win at home and the defense has been one of the best in the league so far. While the Seahawks let up a number of yards to Adrian Peterson and Frank Gore, the 'Hawks aren't exactly facing the same level of running competition this coming week.
If the team has made the adjustments that Tannenbaum says they have, then maybe they contest this game against a hot Seahawks team. If the Jets are the team that the coaches, the GM and the players keep telling the world that they are, then there's no better game to go out and prove than against the Seahawks on their home turf this weekend.


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Formed: In 1986 in London.
Sounds like: Beatlesque melodies and gentle-Jagger vocals mixed with Neil Young-aspiring lyrics and Prince-ly production touches.
For fans of: The Waterboys, classic rock and pop, mystical-political-philosophical songwriting, one-man bands, traumatic brain injury recovery.
Latest release: Arkeology, a five-disc (!) box set of previously unreleased material, issued earlier this year.
Why you care: After helping Mike Scott launch the Waterboys—that's him singing, "Oh oh oh, did you see the whole of the moon?" over the fade of the band's biggest hit, "The Whole of the Moon"—Karl Wallinger decamped to his basement, alone, to fashion World Party's 1987 debut, appropriately dubbed Private Revolution. "Ship of Fools" was an MTV staple, its Koyaanisqatsi-esque video depicting humanity headed for moral and physical collapse. The Grammy-nominated Goodbye Jumbo, sporting the delightfully anthemic single "Put the Message in the Box," followed in 1990. Over three subsequent albums, interest dwindled, but what nearly wrecked the Party was a 2001 brain aneurysm rendering Wallinger unable to speak or walk for five years. The April release of the Arkeology box is an ambitious ploy to re-energize his fans, and possibly reach new ones, though it's a pretty hefty entry-level investment. Novices should explore those nifty first two albums, and proceed from there.
SEE IT: World Party plays Doug Fir Lounge, 830 E Burnside St., with the Windsor Player, on Monday, Nov. 26. 9 pm. $22 advance, $24 day of show. 21+.


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GRAND RAPIDS (WZZM) -- Now that Washington leaders avoided many of the consequences of the fiscal cliff, how should we prepare for future changes to our finances?
Turns out, that's a million dollar question right now.
What we know at this point is what the Senate and now the House have finally agreed upon, a fiscal deal.
The plan includes tax cuts and an extension to unemployment benefits. But there's still a lot of number crunching to do before we find out our fiscal future.
We can say it's not our fault America went off the fiscal cliff, but now it's up to you to turn fiscally responsible with your finances, to avoid your own mess down the road. Even if that road looks a little foggy right now.
"Tune out the noise because we just don't know what the deal is going to look like even today," said Jim Schipper. Schipper is a financial advisor with Grand Rapids-based Schipper & Osterink, and his firms works with 400 clients.
He's been fielding a lot of phone calls lately.
Is it a good idea to leave the stock market? He says, no.
"Continue down the course of having a fully diversifed portfolio, understand your risk," he said. In essense, don't make any drastic changes just yet.
"Most middle class Americans, they might not see a whole lot of change in their tax situation, at all," said Schipper.
The wealthy though, those making more than $400,000 a year, and couples making more than $450,000 will see an increase of almost 4 percent. They represent about 25 percent of his clients.
He's telling clients to pay down debt on real estate, and he offers this advice to those with capital gains:
"Sell those withholdings because capital gains will likely be higher this year," he said.
These are just a few examples. Schipper says depending on what kind of tax hikes affect you, it may be a good idea to max out your IRA and 401k contributions.
"If you could tell me with certainty that tax rates would go up, I would advise all my clients to take out Roth IRA's because you're paying tax rates today at one level and if they go up in the future, that's a good thing because all earnings on those dollars aren't taxed later," he said.
His best advice is to call your financial advisor to see what's right for you.
"Undoubtedly, with everything that's going on in Washington with the fiscal cliff, there are going to be changes, so even though we put a plan in place, January, February 2013, it's very likely by June, things are going to be a bit different," he said.
A more immediate concern is filing your 2012 taxes.
Although the fiscal cliff involves tax rates for 2013, Congress still has to figure out some 2012 issues.
So until a tax policy is finalized, you'll have a hard time filing not just federal, but state taxes.
And that means you won't get your refund early either.


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Protecting species contributes to a thriving, healthy planet.
Saving wildlife is at the core of WWF's mission. Why? Because animal populations are disappearing at an alarming rate. But even in the face of threats like poaching, habitat loss and overuse of natural resources, WWF is creating a better future for wildlife every day. Protecting these species also contributes to a thriving, healthy planet for people's health and well-being—from forests that slow climate change and filter water to oceans that provide more than one-sixth of the world's food.
Protecting Species
We protect wildlife because they inspire us. But we also focus our efforts on those species—like tigers, rhinos, whales and marine turtles—whose protection influences and supports the survival of other species or offers the opportunity to protect whole landscapes or marine areas.


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Where to Stay
-, Chiang Mai
+66 5322 4333
+66 5322 4493
Chiang Mai effortlessly combines
the land of mist rounded mountains and
luxurious valleys with the distinct urban
style and cultural heritage of Lanna Thai.
As a city of historically important architecture,
Chiang-Mai serenely reflects the ancient
Lanna Thai traditions, hospitality and charm.
At LOTUS HOTEL Pang Suan Kaew, you can touch the sense of past
civilization in the potency of the ancient place and witness the charming
friendliness of northern Thailand.
No. of units : 420
High Season : November - February
Low Season : March - October
The closest destination to this result :
See & Do in Chiang Mai :