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Reading assignment:
Read from the following articles:
Jesse Owens
Jesse Owens' Olympic Triumph Over Time and Hitlerism
Stealing Hitler's Show
Jackie Robinson
Jackie Robinson
Baseball's Noble Experiment
Muhammad Ali
Muhammad Ali
Names/Terms to know:
Jackie Robinson
Branch Rickey - owner, Brooklyn Dodgers who signed Jackie Robinson to a contract
Pee Wee Reese - Brooklyn Dodger shortstop and teammate of Jackie Robinson; member, Baseball Hall of Fame
Negro Leagues
Jesse Owens
1936 Nazi Olympic Games (Berlin)
Joe Louis and Sugar Ray Robinson
Sam Stoller and Marty Glickman - American qualifiers for 4 X 100 meter relay team in 1936, who were not allowed to compete in Berlin Games by their own coaches, were Jewish.
Muhammed Ali (Cassuis Clay)
Sonny Liston - Heavyweight boxing champion, defeated by Muhammad Ali for world title
Howard Cosell - ABC sportscaster who defended Ali's right to refuse induction into US military.
Texas Western (currently known as UTEP) - Won 1966 NCAA basketball tournament with five Black starters, over the University of Kentucky, which had no Black players on its team.
Sample test questions:
What major league baseball team signed Jackie Robinson to a contract?
What does the term "a credit to his race" really mean?
How did Jackie Robinson change the character of American sports?
How did Robinson's arrival in the Major Leagues impact segregation in America?
How did Muhammed Ali change the perception of America towards black athletes?
What was the significance of the NCAA Men's Basketball Championship Game of 1965?
Describe the role played by Jesse Owens in the 1936 Berlin Summer Olympic Games.
1. Jesse Owens
Jesse Owens was born in 1913 in Alabama, but his family moved to Cleveland when he was eight. In high school, he tied the world record in the 100 yard dash. He chose to attend Ohio State University. There he faced the continuing world of American segregation, unabated by any success he enjoyed on the athletic field. He became a renown track athlete when he set three world records and tied another on May 25, 1935, all within 90 minutes of each other, at the Big Ten Track Championships. He became a real threat to win several medals at the 1936 Olympic Games, planned for Berlin. In a time when the Nazis were gathering themselves for the upcoming world war, the Olympic Games were an opportunity for the Nazis to prove themselves the Master Race.
Owens dispelled the idea of the supremacy of the white Aryan race when he won four gold medals, at Berlin, in the 100 meters, the 200 meters, the long jump, and in the 4 x 400 meter relay.
The cruel irony of the 1936 Olympic Games came not from Adolf Hitler but rather from the American track and field team. The Nazis were already widely known to be prejudicial towards the Jews. There had been reports that the U.S. was considering a boycott of the Games to protest the Nazi treatment of Jews. The only two Jewish members of the American track team were Marty Glickman and Sam Stoller. The American track team officials eliminated them from the 4 x 400 meter relay team and, in Glickman's case, openly ignored the fact that Glickman had a faster relay time than Foy Draper, who replaced him on the 4 x 400 meter relay squad.
After the Games were over, Owens returned to the segregated USA and was unable to achieve any financial success in spite of being a decorated Olympic athlete. He was reduced to taking races for money against horses, other athletes, and even motorcycles.
2. Jackie Roosevelt Robinson
"He could hit and bunt and steal and run. He had intimidating skills, and
he burned with a dark fire." --author Roger Kahn
Baseball, like the rest of America, remained segregated after the end of World War II. Negro Leagues flourished and often times barnstormed after the season against all star major league teams. With stars such as Josh Gibson, Buck Leonard and Satchel Paige, black teams could more than hold their own against the best of major league baseball. White baseball owners found they could make a tidy sum of money renting out ballparks such as Yankee Stadium and Comiskey Park to the Negro Leagues. The last black to play in the major leagues was Moses Fleetwood Walker, who played in 1885. No black had played in the majors since.
Owner Branch Rickey of the Brooklyn Dodgers set about to find a black player to sign and bring into major league baseball. That player would have to be strong enough to weather the harsh racism sure to follow, and good enough to hold his own on the baseball diamond. That player, then a member of the Kansas City Monarchs of the Negro Leagues, was Jackie Robinson. Robinson was born in Cairo, Georgia in 1919, but was raised by his mother in Pasadena, California. A gifted athlete, Jackie was a fine player, and he had the fire needed for the trials that lie ahead. Robinson promised Mr. Rickey when he signed that he would not respond to the racist taunts that would come with his appearance in the National League.
Robinson entered the Dodger farm system in April 1946 as a player for the Montreal Royals, the next step below the majors itself. In April, 1947, Robinson appeared with the Dodgers and broke the color barrier. In order to avoid the racism of Florida during spring training, the Dodgers trained in Cuba that year. In a nation still committed to a separation of the races, and facing the worst possible taunts of racism from baseball fans and other players, to include his own teammates, Jackie Robinson became the most dynamic player the major leagues had seen. Jackie was elected Rookie of the Year in 1947. In 1962, he became the first black player to be elected to the Baseball Hall of Fame.
Many black baseball greats followed Robinson such as Larry Doby, Roy Campanella, Don Newcombe, and Willie Mays. The Boston Red Sox were the last team to finally sign a black player when they signed Pumpsie Green in 1959, a dozen years after Robinson appeared for the Dodgers. The Negro Leagues eventually folded in the 1950s as their best players signed with Major League Baseball. The last active MLB player who had been in the Negro Leagues was the great Henry Aaron.
Jackie Robinson died far too early. Just a few days after he was honored at the 1972 World Series in a ceremony recognizing the 25th anniversary of his first major league appearance, he died of complications from diabetes. Far more importantly, Major League Baseball, thanks to the courage of Robinson and Rickey, had taken the lead on racial integration in the US. Baseball was followed by the military services, which integrated during the Korean War, and by the Supreme Court in 1954 in the landmark Brown v. Topeka Board of Education decision in 1954. Finally the nation had come to grips with the institutional racism formed in the years after the American Civil War.
"Life is not a spectator sport..... If you're going to spend your whole life in the grandstands just watching what goes on, in my opinion, you're wasting your life." -- Jackie Robinson
3. Muhammed Ali/Cassius Clay
In the Rome Olympic Games of 1960, Cassius Clay of Louisville won a gold medal in boxing in the light heavyweight division. Seemingly just another medalist from the Rome Games, Clay returned home and began his professional boxing career, a career that ended with him surpassing Joe Louis and Sugar Ray Robinson as the most famous fighter of all time, and a career that ended with him considered the greatest heavyweight champion ever.
Young Clay was moving up the heavyweight division. Not only was he winning, "Gaseous Cassius" Clay was talking. And bragging. And most people wanted the "Louisville Lip" to plain shut up. The evil and menacing Heavyweight Champion Sonny Liston suddenly became the good guy, who was finally going to shut the braggart up once and for all. Liston, with his awesome left hook, was sure to beat up the young Clay, who was quick but thought to have no punch. The two met in Miami Beach, and when it was over, the good Liston ended the fight sitting on his stool, unable to answer the bell for the eighth round, and the evil Clay was the new champion. Most fight experts seemed stunned at the result, having watched Clay "float like a butterfly, sting lie a bee."
Liston faded from memory, while Ali sailed through the heavyweight division, beating up the likes of the Canadian "People's Champion" George Chuvalo, the "Bayonne Bleeder" Chuck Wepner, the "washerwoman" Floyd Patterson, England's Brian London, Germany's Karl Mildenberger, most of the time predicting when the next chump would fall: "He'll be mine in nine" or "He'll be in heaven after seven."
In 1967, the by now invincible Ali took his boldest stand. He refused to be inducted into the U.S. Army when he was drafted during the Vietnam War. In the past, American athletes had served their nation during wartime. Joe Louis, Joe DiMaggio, Ted Williams and a host of others had served during World War II. Goodness, even Elvis Presley had been drafted in the 1950s and had served in Germany. Most argued that Ali would only have to fight boxing exhibitions for the troops stationed around the globe, it wasn't as if he was going to be serving in combat.
But Ali claimed, "I don't have no quarrel with them Viet Congs," and "No VC ever called me nigger." He refused to be inducted. He claimed exemption on religious grounds, that he was a Muslim preacher. The nation seemed outraged that an ungrateful Ali, who had made millions of dollars, would not stand up for his country. Eventually a Federal Court in Houston found him guilty of draft dodging and sentence him to five years in jail and a $10,000 fine, pending appeal. Around the country boxing promoters did not bother to wait for a court decision, and pulled Ali's boxing license, stripped him of his championship status, and left Ali unable to fight for three years, at the height of his career.
In 1970, the New York State Supreme Court ruled that Ali's civil rights had been violated when the state boxing commission had stripped him of his license before he had been convicted of any crime, which allow Ali to return to the ring and resume his boxing career, though robbed of three years in his prime. He lost for the first time, in a title fight, to "Smokin'"Joe Frazier, the new "good" black prizefighter. In 1971, the US Supreme Court ruled that Ali was entitled to his religious exemption from the military service. He later beat Frazier twice, including the famous "Thrilla in Manila" fight. In 1974, in Zaire in Africa, Ali was slated to try and wrest the heavyweight title from the next champion, the much feared George Foreman, who had made a mess of the heavyweight division, including Joe Frazier. Foreman, who had waved an American flag when he won an Olympic gold medal in Mexico City in 1968, seemed to be an insurmountable opponent for Ali. Ali taunted Foreman, calling him a "gorilla" and an "Uncle Tom." Boxing fans feared what the hard hitting Foreman would do to Ali. Howard Cosell begged Ali not to take on the fight, fearing permanent injury for his friend. In the rumble in the jungle, amidst a cheering throng of supporters, Ali surprised the world and his fans by knocking out an exhausted Foreman.
By now Ali had become the beloved one. He held on to his title for a few more years, but age finally caught up with him. He became a shell of himself, but monetary woes forced him to continue to fight well beyond his prime. It was a painful sight to see the once great Ali struggle even in victory, and to lose to lesser fighters such as Larry Holmes and Leon Spinks. Eventually Ali's career ended.
In retirement Ali remains a hallowed figure. His once great speaking skills that had earned him the moniker of the "Louisville Lip" were also lost, to Parkinson's Disease brought on by his lifetime of boxing. In spite of this, he remains the greatest heavyweight boxer ever, and the most revered prizefighter around the globe.
4. Texas Western v. Kentucky, 1966 NCAA Basketball Championship Game, Cole Field House, University of Maryland
Recommended Readings
Roger Kahn, The Boys of Summer, 1972
Jackie Robinson, I Never Had It Made, 1972
Arnold Rampersad, Jackie Robinson: A Biography, 1997
Robert W. Peterson, Only the Ball Was White, 1970


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Letters to the Editor: 05.27.05
As the school year ends, I cannot help but wonder if our schools are adequately preparing our kids for college. After reading the May 11 Caller-Times, I feel encouraged that Mary Carroll High school is recognizing the importance of challenging course work. Carroll was recognized by Newsweek magazine as being one of the top 1,000 high schools in the nation that encourage students to take AP (advanced placement) exams.
This parent appreciates and congratulates the staff and faculty members at Mary Carroll High School for the support and encouragement they give to all students.
Martha Bonilla
Born to creed
What happened to the America that is the symbol of diversity, religious tolerance and freedom? All I heard lately can be summarized in a few words: Being a Christian equates to being good, moral and the rest. Well, you get the idea.
I beg to differ. All religions are good and legitimate. Allah, Buddha, Jesus, all teachers, brought us religions that give us the faith to hope. Quoting the Quran or the Bible does not necessarily elevate you above your peers.
Belonging to a certain religion starts as a family tradition. A newborn did not choose to be Christian, Muslim, Buddhist. His/her parents made that decision for him/her before birth based on their own religion.
I conclude that humans will always be flawed humans; however, as long as we keep striving to be a better person (i.e., kind, caring, loving toward others vs. mean, judgmental) then you are a good person in my book.
V. H. Phan
All serve nation
The current Washington crisis over the lifetime placement of judges into the federal judicial system is a refutation of everything that this country allegedly stands for. Republicans are wrong in rubber-stamping every nomination from George W. Bush. Democrats are wrong when they submit to the idea that a president has a "right" to have his nominations approved.
All politicians, including Congress and the president, are sworn to serve all of the citizens of this country, and the judiciary has the sworn duty to be non-political and impartial in its decisions.
In any instance, including the current controversy, where there is a broad-based question as to the advisability of making a lifetime appointment to the federal bench, the president's duty is to reconsider and nominate a less controversial and more moderate person.
John Miras
Ignores evidence
It was hardly surprising to read Mr. Skrobarcek's criticism of the smoking ban in Austin (Letters, May 18).
Several months ago I attended a town hall meeting at one of the middle schools in Corpus Christi. Mr. Skrobarcek stated that there was no proof that secondhand smoke caused major illnesses in people.
I then told him that as a result of my late father's smoking, my mother and I had major asthma problems. Mr. Skrobarcek still stated there was no proof of secondhand smoke causing major illnesses.
If Mr. Skrobarcek wants to talk to me about secondhand smoke, my name is in the telephone book.
Sam Young
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subset: commoncrawl


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Posted 2 years ago
By Post Staff
The Judicial Nominating Commission for the County Court in the 12th Judicial District has forwarded the names of two nominees to Gov. Dave Heineman for his consideration.
The nominees are Larry L. Miller of Alliance and Paul G. Wess of Chadron.
Interviews were conducted by the JNC Friday morning in the Box Butte County District Courtroom.
The Governor will schedule interviews with nominees in the coming week.
The vacancy is due to the retirement of Judge Charles Plantz. The 12th Judicial District consists of Banner, Box Butte, Cheyenne, Dawes, Deuel, Garden, Grant, Kimball, Morrill, Scotts Bluff, Sheridan, and Sioux counties.


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Four jailed in Lawrence County on meth charges
SOUTH POINT, Ohio -- Bond was set at $75,000 each Friday in Lawrence County Municipal Court for four defendants arrested by Lawrence County sheriff's deputies on meth charges.
Roberta L. Boyd, 43, and Nathan D. Boyd, 24, both of Township Road 1186, South Point; Tyler Adkins, 19, of Township Road 1041, Chesapeake; and William Gore, 45, of the 200 block of Thelma Avenue, South Point, all were charged with manufacturing illegal drugs. Gore also was charged in a warrant for failure to appear, according to court personnel.
Judge Don Capper set a preliminary hearing for the four at 10 a.m. Friday in municipal court west of Chesapeake.
The sheriff's office received a call Thursday evening about a strange odor coming from an apartment in the Lawrence Commons Apartments in the South Point area, said Sheriff Jeff Lawless.
Deputies asked to search the apartment and were granted permission, Lawless said. They found one active meth lab and one meth lab with finished product in it, he said. "This meth lab consists of a 20-ounce soda bottle, rubber tube and the ingredients to make meth," he said.
Authorities called the Perry Township Fire Department to assist and called in a Scioto County sheriff's deputy trained in meth lab cleanups. A Lawrence County sheriff's deputy familiar with cleanup procedures also was called to the scene, according to a press release. He confirmed that meth was actively cooking in the soda bottle, according to the release.
"This is a very dangerous and volatile situation, as when these ingredients are combined they can be very flammable," Lawless said. "They can cause a fire or an explosion."
"There could be additional arrests or charges," Lawless said.
Deputies were on the scene for more than three hours Thursday night.
J.T. Holt was appointed to represent Roberta Boyd, Philip Heald was appointed to represent Nathan D. Boyd, David Dillon was appointed to represent Adkins, and Mike Davenport was appointed to represent Gore.


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Upgrade your geek with Dwight Silverman
Posts filtered on Tag
Haven't visited Yahoo in a while? You may lose your user name
Starting in July, Yahoo will free up the IDs of users who have not signed in to any of its services for 12 months.
Then, Yahoo will let other people claim them.[Read More]


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SANTA CLARA, Calif. — Under the harmonious reign of coach Jim Harbaugh, even a couple of enigmatic receivers are thriving as locker-room leaders.
Moss, Crabtree setting examples as 49er leaders
Harbaugh hailed Randy Moss and Michael Crabtree as selfless, team-oriented players a day after the 49ers improved to 2-0 with a 27-19 victory over the Detroit Lions.
The 49ers' next stop is Sunday in Minnesota, where Vikings fans might struggle to recognize Moss, the former high-maintenance superstar who has reinvented himself as a lunch-pail player with the 49ers.
Moss has yet to make a peep about his limited role, and Harbaugh doesn't expect that to change.
"Nobody around here ever gets caught up with 'The Guy' terminology," Harbaugh said. "It's about us. It's about the team. With Randy, there's no evidence that he's concerned about having 'The Guy' tag."
Moss had just two passes thrown his way against the Lions (one resulted in a 14-yard catch and the other drew a defensive pass-interference call). In the opener against the Green Bay Packers, the six-time Pro Bowl selection was on the field for just 21 of 67 offensive snaps, according to Pro Football Focus.
That's apparently fine with Moss, who hasn't spoken to the media since Sept. 6. After all, the 49ers are 2-0 for the 18th time in franchise history and look like the team to beat in the NFC after victories after the Packers and Lions.
"(Moss) knows football," Harbaugh said. "He knows that the team that plays best is going to win the game. And he's been about that."
Crabtree, too, seems to be shedding his image as self-absorbed. Once labeled by a rival coach as a "diva" and the owner of the longest rookie contract holdout in 49ers history, the receiver celebrated his 25th birthday last Friday by delivering a motivational speech to his 49ers teammates.
"It was a strong message-a real strong message, a team-oriented message," Harbaugh recalled Monday. "Michael is a great leader, in my opinion. He's the kind of guy who fixes things behind the scenes so that it's not for public consumption."
Crabtree caught six passes for 67 yards against the Lions, including a pivotal 16-yard catch on a third-and-14 in the fourth quarter. That was one of three third-down conversion catches for Crabtree.
After reviewing the film, Harbaugh again praised the 6-1, 214-pound receiver for banging out extra yards after the catch.
Crabtree leads the 49ers with 13 catches for 143 yards.
"The way he plays. You can tell he's about 'us'. He's not one of those 'it's-about-himself' kind of guys," Harbaugh said.


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Ace Hotel New York
Gramercy & Flatiron
- $$$
Photograph: Jamie Bixby
Time Out rating:
Not yet rated
Time Out says
Wed Jun 6 2012
Bourgeois hipsters tired of crashing on couches will appreciate the New York outpost of the cool chainlet founded in Seattle by a pair of DJs. The music influence is clear: Many of the rooms in the 1904 building boast playful amenities like functioning turntables, stacks of vinyl and gleaming Gibson guitars. And while you'll pay for the sprawling loft spaces, there are options for those on a lower budget. The respectable "medium" rooms are outfitted with vintage furniture and original art; even cheaper are the snug bunk-bed setups.
CommentsAdd +
Venue details
Ace Hotel New York 20 W 29th St
Gramercy & Flatiron
New York
- Cross Street:
at Broadway
- Venue phone:
- Venue website:
- Transport:
Subway: N, R to 28th St
- Price:
$359–$509 double. AmEx, Disc, MC, V
Ace Hotel New York
- 20 W 29th St
Gramercy & Flatiron
New York
- 212-679-2222
- acehotel.com
- 40.745603,-73.987876
- 20 W 29th St
- Ace Hotel New York


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We haven't heard much of Apple's former SVP of iOS Scott Forstall who was essentially fired from Apple back in October 2012 for refusing to sign an apology letter for the Apple Maps fiasco, but recently The Information released a report on what he has been up to.
Apparently Forstall spent a lot of time traveling to Italy and South Africa last year, along with advising a handful of startups and even getting more involved in philanthropy work (with a focus on education, poverty, and human rights).
As for the most part Forstall doesn't have any definite plans, although it was reported that VC firms like Kleiner Perkins and Andreessen Horowitz have stayed in touch.
Apple employees, however, predict that Forstall will start his own company, and I would have to agree.
Forstall is seeming like he is modelling himself on Steve Jobs more and more, does he not?


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In Case You Missed It: President Obama's Very First Tumblr Q&A
Lindsay Holst
President Barack Obama participates in a Tumblr event with David Karp, Tumblr founder and CEO, in the State Dining Room of the White House, June 10, 2014. The President delivers remarks and answers questions from Tumblr users on the importance of education, college affordability, and reducing student loan debt. (Official White House Photo by Pete Souza)
Today, live from the White House State Dining Room, President Obama took to Tumblr to respond to some of the thousands of questions that Americans across the country asked via Tumblr about all things education.
The event followed the executive action the President took yesterday to make student loan debt more affordable and manageable to repay, and covered a broad range of topics, from college access to student loans, and the steps the President is taking to make it all a little easier to manage.
(And, naturally, a GIF came out of it.)
Didn't catch today's event? You can watch the whole thing right here or at whitehouse.tumblr.com.
And, of course, if you aren't yet following the White House on Tumblr, you can do that here.
To learn more about this issue, you should also check out:
- The College Scorecard: Find a college that's a good fit for you
- Find out more about the Pay As You Earn student loan repayment program
- See President Obama's plan to make college more affordable
- Facts about FAFSA, and why you should apply
- The President's Remarks on Gun Violence at the Tumblr Q&A
- Behind the Scenes with President Obama and Tumblr Founder and CEO David Karp
You should also read:
- The First Lady: "My College Story Can Be Yours"
- Five Reasons You Should Fill Out the FAFSA
- Andy MacCracken: "Why I Was at the White House Today"
- The President's Plan to Make College a Reality for More Young Americans


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James Emanuel Ricca
Position: MG-T-G-DT
Height: 6-4 Weight: 270 lbs.
Born: October 8, 1927 in Rockville Centre, NY
Died: February 11, 2007 in Falls Church, VA
High School: Boys
College: Georgetown (DC)
Weighted Career AV (100-95-...): 0 (14747th overall since 1950)
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Everton came from behind to earn a 1-1 draw with Sunderland in the two Premier League teams' FA Cup quarter-final at Goodison Park on Saturday.
A frenetic first half saw Sunderland take an early lead through fullback Phil Bardsley before Everton levelled with a header from Tim Cahill.
Sunderland's opener came after a cleverly worked free-kick on 12 minutes, Jack Colback squaring to Bardsley who lashed home a thunderous low shot that gave Everton keeper Tim Howard no chance.
Yet Everton, aiming to bounce back from their Merseyside derby mauling in midweek, drew level just over 10 minutes later with a goal that owed everything to the predatory instincts of Australian international Cahill.
Leighton Baines swung in a cross from the left and Nikica Jelavic's header found Cahill, who reacted swiftly to steer in the the equaliser.
An evenly balanced second half saw both sides struggle to create many clear-cut chances although Everton nearly snatched a winner in the dying minutes only to be denied by a superb double save from Simon Mignolet.
The Belgian international goalkeeper dived at full stretch to claw away Johnny Heitinga's well-directed header and then sprang to his feet to block Jelavic's follow-up for a corner.
The result means David Moyes' Toffees must now travel to the Stadium of Light for a replay as they attempt to return to Wembley three years after their defeat in the final against Chelsea.
Everton defender Phil Neville admitted his side were disappointed at their failure to secure a win on home turf.
"We had home advantage we wanted to win," Neville told ITV1. "We didn't start the game well, and we're disappointed we didn't play more a bit.
"Maybe the occasion got to us. We didn't capitalise on our chances."
Sunderland manager Martin O'Neill said the Black Cats had deserved to take the game to a replay.
"We deserved to stay in the cup. It was a fantastic double save at the end, really brilliant. It would have been tough on us to lose," O'Neill said.
"This is a difficult place to play, especially away from home in the quarter-finals.
"I thought we started well and got a great goal. The equaliser knocked us back a bit. After that it could have gone either way."
O'Neill refused to agree that Sunderland's home advantage in the replay could tip the tie in their favour.
"My own view is the game is in the balance, even though we have home advantage it doesn't mean anything. Everton are very strong," he said.
Phil Bardsley (right) celebrates scoring for Sunderland against Everton, who came from behind to earn a 1-1 draw in the two Premier League teams' FA Cup quarter-final at Goodison Park.


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Football is the false American dream. It is a rags to riches to rags story. It is fathers dreaming of their young boys making it for the thrills, the popularity, the cash. Work ethic gets you there. Hustle gets you there. Teamwork, commitment, toughness. The NFL. The dream.
All those virtues add up. They leave players broken down physically. We've learned recently how they attack the brain, leave players mush-minded. What's emerging now is that also leaves them financially troubled.
NFL players have been locked out for only six weeks in the labor battle with the league. And reports are many players are already taking out short-term, high-interest loans because they're in trouble with money.
I thought the NFL labor troubles were about billionaires vs. millionaires, owners vs. players. Players make so much money that they have the means to wait this thing out.
Wrong. Plenty of them are already out of money, losing time on ultra-short careers. The NFL Players Association acknowledged getting a letter from a splinter group of players not with the highest paydays, wanting a place at the table now. Now!
How can this be? It is the dream. And it's maddening how irresponsible they are with that dream, our dream. In this economy, these guys get that kind of money, only to blow it all?
We hear stories about lottery winners who blow all their money, too. Evander Holyfield had trouble paying his electric bill. Where does all the money go?
Ed Butowsky knows.
"These are not the arrogant idiots everyone wants to make them out to be," he said. "They're victims, molded this way because of the people around them.
"It shouldn't surprise you that they're already taking out loans. It shouldn't surprise you if they're taking out loans even when they're playing."
Butowsky is the managing partner at Chapwood Investment. He has taken to advising athletes as if they are charity work, because that's exactly how he sees them. He says he doesn't charge them. And to talk to him is to hear him humanize these athletes, not football or basketball players, but young men with dreams and aspirations.
"This lockout is the worst thing that could possibly happen," he said. "They are a perishable item. Their career lifespan is short, 3 1/2 to 4 years. They're spending 50, 60 to 70 percent of what they make in a year. That's what they live off. They save nothing."
But isn't that their fault? Arrogant? Dumb?
Butowsky says they overspend, yes. But they also want to take care of their mother, their brother, their sister. On top of that, the money isn't as big as it seems. After taxes and agent fees, Butowsky said, players take home roughly 40 percent of their pay.
"And the voices they listen to are not voices that have any type of knowledge behind them," he said. "When I say that, I mean agents. They sit down and say, 'I'm going to take care of everything in your life. You just play football, baseball, basketball.'"
To me, that's the destructive message players have heard their entire lives, the result of the false dream. We teach these guys to behave this way. We teach them to be dumb.
This is what happens when kids are turned into rock stars because they can run with a football or shoot a basketball. They have had everything handed to them, all problems resolved. By the time they're adults, they aren't prepared to handle decision-making.
Dallas Cowboys wide receiver Dez Bryant has the big contract already but has spent -- according to allegations in a lawsuit -- roughly $800,000 on jewelry. He took his team to dinner for $56,000. Charlie Sheen would say he's "Winning!"
I say he's in danger of being a statistic. Bryant is apparently having trouble paying for some of those winnings.
It's early in his career, as he was just a rookie. He has lots of years and money to come.
And go.
He has a five-year, $11.3 million contract. But, with his signing bonus, I figure he already has gotten $3 million of that. That leaves $8 million, and after taxes and agent fees, he's likely to take home $3.2 million of that.
So it's overspending, it's agents who don't know about investing, it's lack of preparation. But it's our love of football, too, and our willingness to do anything for promising kids.
Butowsky said players follow investment advice from their mother whose sister has a boyfriend who is reinventing the way we brush teeth. That leads to a $500,000 investment.
"They don't lose 10 percent or 15 percent on those things," he said. "They lose 100 percent."
"They get in these concentrated, illiquid investments, where one out of 30 of them work. They understand nightclubs and bowling alleys, but they don't understand what a mutual fund is."
Butowsky says one former NFL star recently came to him saying he has only $40,000 left. Another player came in with his father, who was handling his money.
"The father's hat said 'I'm dumb as (deleted).' As I got to him, his hat was an understatement. He was acting like he knew everything. This guy was paying 3 percent to have his son's municipal bonds managed. He should have been paying zero. Over 10 years, he'll have (thrown) away over $2.5 million."
Butowsky said he has conducted his own study on NFL players with the following results: Take away the top five percent of wage earners in the NFL. Ninety-one percent of the rest of the players, after five years, will have financial distress.
Meanwhile, Yahoo Sports' Thepostgame.com reported that as many as 10 percent of the NFL's players have already signed off on loans with interest rates ranging from 18-24 percent.
I don't see why a retired 26-year old football player can't get another job after his playing days are over. But maybe he hasn't been prepared for that, either.
Mind, health, money. It's all the dream.


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Posted at: 05/20/2013 7:14 AM
Updated at: 05/20/2013 12:49 PM
By: Erica Zucco, KOB Eyewitness News 4
Today peaceful protestors rallied near St. Pius X High School at St. Joseph and Coors to support a transgender student that wants to wear a male robe to graduation, but was told he must wear a female one.
Damian Garcia identifies as male and since male students wear black robes, wants to wear a black robe. But since Garcia's birth certificate says female, school officials say Garcia should wear a white robe like all female students.
An online petition demanding Damian be allowed to wear black has already gained more than 23,000 signatures.
Damian's supporters plan to bring that petition to the archbishop today. They hope those signatures, and today's protest, will change minds.
Damian said he hopes other transgender students also see the support he's received.
"Hopefully it does affect some sort of change whether it's the decision or other people getting to be more accepted," Garcia said.
A lot of supporters say they don't think it's likely the district will change their minds but they still wanted to try. If nothing else, it's called international attention to transgender issues, especially among teens.
Graduation is this Wednesday. Damian has told KOB Eyewitness News 4 if nothing changes and he can't walk in black, he probably won't walk at all.
Alumni came to support him and hope their alma mater will change their minds.
"We were taught at Catholic school to love others and treat everybody the way you would wanna be treated so put yourself in his shoes and do the right thing," alumni Amber Pohl said.


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Sunday Link Love, Volume #126
Happy Sunday!
How are you? What are your Sunday plans? I hope you're having a very lovely weekend, and perhaps, getting treated to some spring-like weather, since we're fully entrenched in spring beauty reviews now. It's actually been incredibly chilly (for us Californians, that is)–I remember looking at the temperature at 6AM earlier this week, and it was 28 degrees! The late morning/early afternoon is finally becoming a bit more like what I'm used during January. I would not do well in a place where it snowed regularly! I'm hoping to find time to head to Michael's–I really want to replace some of the glass cylinders I used for Christmas decorations with a Starry Night theme instead for regular decor.
- A vibrant, lime green look [xSparkage]
- How does Wet 'n' Wild Cover All hold up? [Musings of a Muse]
- Pretty in Pink with Chanel L'Eclatante [Cafe Makeup]
- Save the Sharks? [Pink Sith]
- Gorgeous red from Rimmel Kate Moss [Lipglossiping]
- Where will Serge Lutens Chergui's desert wind take you? [Kafkaesque]
- A few see-through storage solutions [Beaut.ie]
- Alber Elbaz will collaborate with Lancome this summer [The Cut]
- Nothing but love for Becca Beach Tints [Mostly Sunny]
- Why sunscreen is still important during the winter [BellaSugar]
Discussion and debate are highly encouraged, and we expect community members to participate respectfully. When asking a question, please check the FAQ section (above) for information about purchasing, price, dupes, and the like. If you have general feedback or need technical support, please contact us.
Comments that include advertisements, self-promotion, insults, etc. may be in violation of our comment policy and subject to deletion. Please see our comment policy for more information.


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[stextbox id="custom"]This is a sponsored post for Starbucks. I was compensated for this post. All opinions are 100% my own! Thanks for reading![/stextbox]
I'm parched! I'm constantly thirsty, no matter what I'm doing and yes I drink water by the bucket loads. Yet sometimes I want something frothy, fizzy, soothing, relaxing, slurpee. Here are the top drinks and deals to help Quench your thirst this summer!
My favorite Vanilla Chai Tea. I know lots of people love coffee frappes, but Vanilla hits the spot for me. It's so yummy! A hint of cinnamon, vanilla and spices in a frappe that really cools me down on a hot day!
I'm an addict. I admit it! I can't help it. Want a large icy drink to quench your thirst? Head out and grab a slurpee. A variety of flavors to choose from, you can even get diet and slurpees made with crystal light. Perfect for summer!
Iced Coffee Starbucks
Okay yeah if you know me I'm not a coffee drinker. But you don't have to be one to enjoy these new Iced Refreshers from Starbucks. Notes of orange peel, cardamom, green coffee flavor, mint and cucumber. Comes in three flavors: Valencia Orange Refreshers™ Beverage, Very Berry Hibiscus Refreshers™ Beverage and Cool Lime Starbucks Refreshers™ Beverage. You don't want to miss these!
Easy to make at home and cost efficient, smoothies can even be a meal replacement for when you don't feel like eating in the heat. Take some frozen fruit, some yogurt, add a fresh banana or strawberries and blend. It's that simple, and the best part — the kids will love them and they are getting their fruit intake without realizing it!
What quenches your thirst during the summer?


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Two Democratic governors met privately on Thursday with Democratic members of the deficit-reduction super committee, urging against any effort to shift Medicaid-related costs and other expenses to the states.
In attendance was Maryland Gov. Martin O'Malley, chairman of the Democratic Governors' Association, and Minnesota Gov. Mark Dayton. Massachusetts Gov. Deval Patrick joined by telephone. Washington Gov. Chris Gregoire was slated to join the meeting, which was organized by House Minority Leader Nancy Pelosi, D-Calif., who attended, but couldn't make it.
(RELATED: Pelosi to Super Committee: Here Are Dems' Suggestions)
The governors' main message to the Democratic members of the deficit panel was about Medicaid-related costs and who is responsible for them, but they also pressed job creation in general and aspects of Obama's defeated jobs bill.
Along with super committee Cochairwoman Patty Murray, a senator from Washington, Democrats on the deficit committee are Sens. Max Baucus of Montana and John Kerry of Massachusetts; and Reps. Chris Van Hollen of Maryland, Xavier Becerra of California, and James Clyburn of South Carolina.
The 12-member bipartisan panel has until Nov. 23 to vote on recommending at least $1.2 trillion in deficit-reduction moves to Congress in order to avoid triggering potentially painful across-the-board cuts.
O'Malley and Dayton were set to meet later with White House Chief of Staff William Daley.
In a letter sent on Thursday before the meeting to all 12 super committee members, O'Malley and other Democratic governors asked the panel to act according to four main principles.
They urged that the committee "protect Medicaid," focus on job creation, avoid "job-killing cuts and cost shifts to the states," and take a "balanced approach" where "every avenue for deficit reduction, including revenue increases," is explored.
On Medicaid, the letter urged that it be left alone, and "damaging cuts" to the federal health program for the sick and disabled not be pursued.
The letter also dismissed a proposal from President Obama to streamline how federal Medicaid matching rates are calculated, arguing that it will simply lead to states having to fund an even greater piece of the program. The federal government on average picks up half of Medicaid costs for states. Medicaid spending makes up the largest chunk of most state budgets.
The Democratic governors went on to spell out their strong opposition to a plan from Rep. Paul Ryan, R-Wis., that would "block grant" Medicaid, handing over more power to states to run the program while slashing federal funding.
To achieve Medicaid savings, the governors told the super committee to give them more flexibility in managing care for seniors who qualify for both Medicare and Medicaid. When states reduce costs for the "dual eligible" population, for example by making sure patients take their medication after a hospital stay, they do not see those savings in their Medicaid bottom line—it instead goes to Medicare.
The letter at one point slammed the Republican administration of former President George W. Bush for the nation's economic ills.
"In all the many difficult decisions we have to make as a country, job creation must be our top priority," the letter argued. "We will only get out of the Bush recession, and retire the Bush deficit, if we employ more of our people," the letter states.


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Premium Parking
420 N. Rampart St., New Orleans, LA 70112
Parking Tue, Aug 4, 2015 from 6:30pm to 9:30pm
ParkWhiz worry-free cancellation (cancel anytime up to your start time)
If no attendant is present, please place the ParkWhiz parking pass face up in your dashboard.
Amenities Included:
Upon arrival, please show the Parkwhiz parking pass to the attendant for validation.
23 People Recommend Parking Here
14 Left Comments
"plenty of spots available,"
"It was easy to find/get to, but felt secure leaving our car there and was fast and easy since it was reserved and paid for and all we had to do was display the pass on our windshield. We would definitely use this facility again!"
"A little further to walk, but our favorite place is under construction."
"Nice convenient location that felt very secure. Had no issues, even with the crush of Mardi Gras traffic."
"Left car at this lot for 5 nights over Mardi Gras. No problems, helpful attendant."
"Nice and clean lot with a gas station near by. Was full by noon. Didn't see address number on wall, may of missed it but could make it easier to find."
This is a gated surface lot near the Superdome. This location is staffed 24/7 with a helpful Premium Parking attendant.
This location is a commercial parking lot.
Nearby destinations: Saenger Theatre, The Joy Theater, French Quarter.
This surface lot is located off N Rampart St between St. Louis St and Conti St. The entrance for this lot is on the south-east side of N Rampart St. This lot is with in walking distance of the Superdome.


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Below is the poem entitled Complete which was written by poet
Price. Please feel free to comment on this poem. However, please remember, PoetrySoup is a place of encouragement and growth.
Read Poems by
Sierra Price
As I lay here beside you I can't help from saying a thank-you to the good Lord.
For being with you is a blessing if I have ever known one.
I feel so safe with you that I can't help but smile and laugh when we are together.
You are a dream come true.
With you I don't have to put on a mask, I can just be myself.
I trust you with my life.
When I am with you I am complete.
I cannot imagine how I would ever manage life without you in my life.
I love you more than words can and will ever be able to explain.
Baby I want to spend the rest of my life with you.
I want to raise our children together and grow old together.
For when I am with you, I am complete and without you I would be nothing.
A comment has not been posted for this poem. Encourage a poet by being the first to comment.


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Click Here to Watch the Whole Video in HD at Fratpad
Fratpad - naked college Fratmen and straight frat boys in sizzling hot chat and web cam shows.
These guys know how to steam it up in Fratpad. Check out the sexy massage between Ty and Doug. These two guys also have a duo coming up on September 20th LIVE at the Fratpad.
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ty needs to do more vids.
black guy is super hawwwwwwwwwwt luv himmmmmmm
Look at the white guy's dick compared to the black dudes. haha. That white guy is tiny.


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Celebs with Gray Hair view
Fuss-Free Summer Styles view
Our Fave #EssenceFest Instagram Hairstyles view
Our speculations are right: Monica is pregnant! In honor of her growing family, here are the star's top tresses.
Ever since 1995, we've been obsessed with Monica's sassy style—especially her...
Ever since 1995, we've been obsessed with Monica's sassy style—especially her hair. On the cover of her debut album, Monica sported the short, sleek style that would make her one of the best tressed stars of the '90s.
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Breaking the Rules the Good Girl Way
Are you a good girl? Me, too! And we're not alone.
My name is Kim Shannon. We're kindred good girls, I'm sure.
I love being a good girl, and I'm also committed to helping women break free from the addiction to being good girls, and confront the "Good Girl Rules" that confine us, keep us stuck in the past, and unable to fully realize our potential, purpose, and power. We learn these rules young, and they still affect us today!
What are the Good Girl Rules?
1. Be Perfect.
2. Be a People Pleaser.
3. Say YES! (Because saying NO is bad, right?)
Do you live with rules? Do you consider yourself a good girl? Or, are you toying with the idea and exploring the possibility? Either way, I'm delighted you've found your way here.
I invite you to skip around, and check out the site.
If you feel at home, please join the Good Girls Anonymous™ mailing list. We're always creating new ways to help you break your rules. Plus, you'll receive the
Give Me A Break: 101 Things You Can Do For You In Only 5 Minutes e-book as our gift to you.
If you know other good girls who you believe would enjoy Good Girls Anonymous™, please invite them along.
With love,


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There's alot of buzz going around that HTML5/Canvas will eventually be a flash killer.
But upon some research I'm learning that HTML5/Canvas is just bitmap graphics. The real competitor with Flash is actually SVG. SVG was released a few years back. My question is, why didn't SVG turn out to be a flash killer?


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A Wall Street Journal story about attitudes to women among some senior judges in India, prompted readers to reflect on the legal system here and abroad. Read More »
May 21, 2013
A Wall Street Journal story about attitudes to women among some senior judges in India, prompted readers to reflect on the legal system here and abroad. Read More »
Pakistan's judicial system is increasingly receiving flack for overstepping its powers. Read More »
WSJIDEBATE is a forum for discussion on the top current affairs, economic and social issues of the day. It is led by a panel of students at Indian universities and colleges selected by The Wall Street Journal to write their views and to stimulate comment and debate among their peers. Each week, the panel will publish pieces on a theme that keys off a major story that has run on india.wsj.com. To participate, just add your comments through the Comment tab. We hope this will serve as a useful platform for young, engaged Indian readers to add their voices to the debate on the most important issues of our time. Read More »
India Real Time offers analysis and insights into the broad range of developments in business, markets, the economy, politics, culture, sports, and entertainment that take place every single day in the world's largest democracy. Regular posts from Wall Street Journal and Dow Jones Newswires reporters around the country provide a unique take on the main stories in the news, shed light on what else mattered and why, and give global readers a snapshot of what Indians have been talking about all week. You can contact the editors at indiarealtime(at)wsj(dot)com.
Check out the main contributors to the blog and their bios here.
Content engaging our readers now, with additional prominence accorded if the story is rapidly gaining attention. Our WSJ algorithm comprises 30% page views, 20% Facebook, 20% Twitter, 20% email shares and 10% comments.


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The Social Media Health Network (SMHN) is a service of the Mayo Clinic Center for Social Media. Our bold mission? To "Lead the social media revolution in health care, contributing to health and well being for people everywhere."
The Network provides access to tools, resources and guidance for organizations as well as individuals who want to use social media for health and health care.
You're invited to preview SMHN resources by creating a free Guest account, using your work e-mail. If your employer is already a Network member, you'll have full access to all resources, including our curriculum and member-only forums.
We also offer individual memberships for anyone working in the health care industry, as well as discounted associate memberships for patients and family caregivers, students and academic faculty. Visit our Join the Network page for more information about membership benefits.


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- Willamette
- College of Law
- About the College
- Profiles in Leadership
- Profiles
- 2006
- September
- Elizabeth Harchenko Makes Her Mark
Elizabeth Harchenko Makes Her Mark
Most Oregonians probably couldn't pick Elizabeth S. Harchenko BS'72, JD'76 out of a crowd — but everyone in the state wants her autograph. As director of the Oregon Department of Revenue, her signature graces every tax refund check sent by the department.
Giving back seems inherent to Harchenko's nature. In addition to serving on the College of Law's Board of Visitors, she has been active in the school's Mentor Program since its inception more than 15 years ago.
In fact, Harchenko was instrumental in first getting the program off the ground. "Oregon Women Lawyers (OWLS) was formed in 1989," said Harchenko, a founding board member. "At the time, there were only a few women practicing law. As a group, OWLS knew that the female students needed more mentors and role models."
According to Harchenko, a number of women attorneys wanted to offer women students the opportunity to meet with them; they wanted to help prepare the students for the world outside law school. The attorneys organized an informal get together and invited Willamette's women law students to attend. During the event, a number of students expressed interest in shadowing practicing attorneys while they met with clients and attended court. "Out of that first meeting grew an informal version of the mentoring program we have now — matching individual students with working attorneys in their interest area," Harchenko said.
"Elizabeth had served as a mentor long before we established a formal program," said Kathryn Ricciardelli JD'86, cofounder of Willamette's Mentor Program. "Mentoring is in her blood." Like Harchenko, she believes the mentor relationship gives students a valuable "bird's eye view" into the practice of law. "The Mentor Program gives them important real-world experience and networking opportunities," explained Ricciardelli, in-house counsel for Safeco Insurance Co. "It enables students to be introduced to the judiciary and be exposed to the courts early in their legal careers."
After her initial success pairing female students and attorneys, the College of Law's Career Services director approached OWLS about formalizing the mentoring program. At the same time, a member of the Student Bar Association asked to have the program expanded to include more lawyers and to provide mentoring to male students. The Marion County Bar Association agreed to cosponsor the program with OWLS and the law school.
Willamette took over administration of the program, but Harchenko and Ricciardelli continued to serve as its ambassadors. They carried the idea of the program and the mechanics of how it should work to other law schools in the state and helped raise awareness of the program among members of bar. "Elizabeth pulled people out of the woodwork to participate in the program," Ricciardelli said. "We've had attorneys all up and down the Willamette Valley serving in the program."
"The program has just mushroomed," Harchenko noted. "We now have about 120 volunteer lawyers and judges serving as mentors to Willamette students every year."
Harchenko believes mentors offer new law students a level of support unmatched by professors or peers. "When first-year students come to law school, it is such a different environment for them," she said. "Having someone who can serve as a resource for them and let them know that they can get through it is extremely helpful.
"For many students, their mentor is their first connection to people who are lawyers, practicing attorneys," Harchenko said. "Most law students don't know any lawyers when they apply to law school. They don't really understand what it means to practice law."
In many ways, Harchenko could be describing her own experi-ences as a law student. She confesses to knowing very little about what lawyers did when she enrolled in law school. "All I knew of the law came from watching Perry Mason," she said of the popular '60s television show. It didn't take her long, however, to realize that being a lawyer wasn't just about winning cases in court.
Harchenko, who earned an undergraduate degree in science and math at Willamette University, said she applied to the College of Law primarily because she wanted to be in Salem. "When I left college, I didn't know what I wanted to do or where I wanted to go," she explained. "I returned to my home in San Jose, Calif., but I just kept asking myself, 'How can I get back to Salem?'
"I knew that the culture of the law school would be the same as when I was an undergraduate," Harchenko said. "I also knew I would get a solid education and have teachers who were interested in their students."
Harchenko thrived in the close-knit law school community. An active member of the Student Bar Association, she helped create the first women's bar association in the state. She also clerked at the Legislative Counsel's Office and worked as an intern at both the Employment Relations Board and Marion County Legal Aid. When she graduated from the College of Law in 1976, she left the school with a keen interest in public practice. "I prefer to work with people rather than argue over a case," said Harchenko. "I'm more interested in how a law applies to an issue, in breaking down a problem into its various elements and finding solutions."
Harchenko has held a succession of important state public service positions throughout the past 30 years. Following graduation, she clerked for Judge Carlisle Roberts of the Oregon Tax Court for a year and then spent two years working as a deputy legislative counsel for the Oregon Legislative Assembly, where she worked on land use and energy legislation. In 1979, she moved to the Tax Section of the Oregon Department of Justice (DOJ); six years later, she was appointed attorney in charge. In 1993, Harchenko was named special counsel to the Attorney General and worked with lawyers from all areas of the DOJ on special projects ranging from complex litigation to administrative issues. She also worked on several multidisciplinary initiatives, including the Supreme Court Task Force on Gender Fairness.
"During my time at the DOJ, I got interested in how organizations work," Harchenko said. "Rather than dealing with one piece of an organization's mission on the front line, I became interested in the bigger picture. When the Revenue director retired, I threw my hat into the ring for the job."
Gov. John Kitzhaber appointed Harchenko director of the Oregon Department of Revenue in May 1997; she was reappointed four years later. "I am no longer practicing law, but I use my legal knowledge and training to some extent almost every day," said Harchenko, who directs the activities of the 900-person agency that is responsible for all personal and corporate income taxes, the property tax, the cigarette taxes, and a variety of other programs. "It was a difficult transition at first. I had worked for the department for years as its attorney — now I am the client."
As head of Revenue, Harchenko represents Oregon on the Multistate Tax Commission, a special body created to oversee the uniform administration of taxes. The commission collectively pools resources and jointly audits large corporations conducting business in multiple states. It also develops model statutes and regulations and works with the federal government to develop federal laws governing tax administration. "The commission ensures the states administer the acts fairly," she said.
Despite her many responsibilities, Harchenko still finds time to mentor up to three Willamette law students at a time. "I'm a grand-mentor now," said Harchenko, who still stays in touch with many of the students she first mentored more almost 15 years ago. She believes that mentors get as much from the program as their students. "Mentoring gives lawyers a chance to reinvest in the profession. It is critical to think of ourselves as members of a larger community. Everyone needs someone to help them along."
And, of course, a little money back on their taxes…
Elizabeth S. Harchenko BS'72, JD'76
"When first-year students come to law school, it is such a different environment for them. Having someone who can serve as a resource for them and let them know that they can get through it is extremely helpful."


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When you have disposable income, how should you use the funds?
Assuming you have adequate emergency savings — typically, three to six months' worth of living expenses — should you pay off debts or fund your IRA or another investment account?
There's no correct answer — and the priority of these options may change, depending on your financial goals.
First, consider what type of debt you're thinking of paying down with your extra money. If you have a consumer loan that charges high interest — and you can't deduct interest payments from your taxes — you might conclude that it's a good idea to get rid of this loan as quickly as possible.
Still, if the loan is relatively small, and the payments aren't really impinging on your monthly cash flow that much, you might want to consider putting any extra money you have into an investment that has potential to offer longer-term benefits.
For instance, you might decide to fully fund your IRA for the year before tackling minor debts. (In 2014, you can contribute up to $5,500 to a traditional or Roth IRA, or $6,500 if you're 50 or older.)
When it comes to making extra mortgage payments, however, it's more complicated. Mortgage interest is typically tax deductible, which makes your loan less "expensive." Even beyond the issue of deductibility, you may feel that it's best to whittle away your mortgage and build as much equity as possible in your home. But is that always a smart move?
Increasing home equity is a goal of many homeowners — after all, the more equity you have in your home, the more cash you'll get when you sell it. Yet, if your home's value rises — which doesn't always happen — you will still, in effect, be building equity without having to divert funds that could be placed elsewhere, such as in an investment. Weigh your options. Do you want to lower your mortgage debts and possibly save on cumulative interest expenses? Or would you be better served to invest that money for potential growth or interest payments?
And consider this: If you tied up most of your money in home equity, you may well lose some flexibility and liquidity. If you were to fall ill or lose your job, could you get money out of your home if your emergency savings fund fell short?
Possibly, in the form of a home equity line of credit or a second mortgage, but if you were bringing in no income, a bank might not even approve such a loan — no matter how much equity you have in your house. You may more easily be able to sell stocks, bonds or other investment vehicles to gain access to needed cash.
Joe Faulk is a Crestview financial adviser.


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John Patrick Grace: Sandy may play role in today's election
Election 2012's October Surprise barreled in from the Atlantic Ocean last week and swept up the East Coast with deadly force. Dubbed Hurricane Sandy or, by some, Frankenstorm, the tempest may also have swept away Gov. Mitt Romney's last chances to replace Barack Obama as president.
What NBC weatherman Al Roker called "the storm of the century" scored a direct hit on the most densely populated area of our country, left more than 100 dead, up to $50 billion in damage and power outages that left 13 million Americans in the dark.
Hardest hit of all were the New Jersey coast and the New York metro area, especially "the forgotten borough" of Staten Island, where 19 died from storm-related causes.
Sandy gave Obama an occasion to take charge as commander in chief and marshal federal resources, notably FEMA, to mount rescue and relief operations in affected areas, including West Virginia's eastern highlands, where the monster storm turned into crippling snowfalls.
New Jersey Gov. Chris Christie, keynoter at the Republican National Convention in August, heaped praise on Obama for showing up on the scene and "doing an incredible job." Obama was constantly on the phone with governors and mayors from storm-struck states, and personally met and consoled victims who'd lost their homes and in some cases loved ones.
The Christie embrace of Obama rendered rightwing radio pundit Rush Limbaugh apoplectic, sputtering so much disbelief he could hardly put his negative reaction into words. At Romney headquarters in Boston, unhappiness with Christie was manifest.
Obama's rapid response and personal presence and FEMA's initial deployments provided a sharp contrast to President George W. Bush's Air Force One flyover of the Gulf Coast in the immediate aftermath of Hurricane Katrina in 2005. FEMA under Bush also drew massive criticism from local and state officials and the media for its slow and bungling relief efforts.
Subsequently, Homeland Security Secretary Janet Napolitano visited with Staten Islanders and assured victims that FEMA would stay on the scene right through rebuilding. The Red Cross, slow to get to the New York island-borough, finally arrived in force and set about making up for lost time by distributing medicine, food and clothes and working on shelter.
In part due to Obama's response to the storm and his visits with victims, New York Mayor Michael Bloomberg, formerly a Republican now a registered independent, published an endorsement of Obama for a second term as president.
Polls showed the American people gave Obama high marks for leadership, 67 per cent favorable, in his response to Sandy's devastation.
Moreover, prior to the storm, Obama had been trailing Romney by two points in national polls on the state of the presidential race. Post-storm polls made the race a dead-even tie for the popular vote.
More significantly, however, two battleground states where Romney had been leading -- Florida and Virginia -- moved to "leaning Obama." All Floridians and coastal Virginians have a healthy respect for hurricanes and appreciate a good relief effort when they see one.
When the story of the 2012 election is written, historians may well have to allocate a key role to a killer storm named Sandy.
Whatever your political preference, please vote today, if you have not already done so. Our democracy -- which Abraham Lincoln defined as "government of the people, by the people and for the people" -- depends upon it.
John Patrick Grace voted early and, as usual, split his ballot between Democrats and Republicans and this time one third-party candidate.
The Herald-Dispatch welcomes your comments on this article, but please be civil. Avoid profanity, obscenity, personal attacks, accusations of criminal activity, name-calling or insults to the other posters. Herald-dispatch.com does not control or monitor comments as they are posted, but if you find a comment offensive or uncivil, hover your mouse over the comment and click the X that appears in the upper right of the comment. If you do not want your comment to post to your personal Facebook page, uncheck the box below the comment.


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To be notified when details about New Year's Eve at Villa Spicy Restaurant are available, along with updates about other events for New Year's Eve Paris, please join our mailing list.
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2010-2011 New Year's Eve Dinner in Paris
Villa Spicy RestaurantDecember 31st, 2010 8:00 pm - 2:00 am
Tickets: € 190
Saint Sylvestre / Saint Sylvester
New Year's Eve Menu December 31, 2010
Villa Spicy - Champs Elysées - Paris
Champagne, Music, Dance and Party Novelties !!!
190 € all included
New Year's Eve Cocktail
Porcini mushroom Tiramisu
with a Truffle jus
Scallop Mousseline with Lobster
and Bell Pepper coulis
Duck Foie Gras cooked in Yelow Wine,
Roast Figs in Honey
Orange and Grapefruit Granity
with Amaretto
Veal Medaillon in a Morel Mushroom sauce
With Sauteed New Potatoes and Cep
Fresh Goats Cheese on a Mixed Leaf Salad, with Bouquet of Fresh Herbs,
Trianon Chocolate , Custard Sauce
with Coffe Liqueur
New Year's Eve Coffee and Petits Fours
Included Drinks :
Bordeaux Château Comté Ségur 2009
Champagne Heidsieck-Monopole
Vittel, Eau de Perrier
Any extra orders to be charged at our daily restaurant price
Net price, tax and service included - 5.5% VAT on goods and soft drinks and 19.6% on alcoholic beverages.
Menu Saint-Sylvestre / New Year's Eve Menu / Menú Cena de Año Nuevo / Menu Saint-Sylvestre
No age restrictions
Dress Code
8, avenue Franklin Roosevelt
Paris Phone: +33156596259
Comments & Questions
Paris New Year's Eve Events
New Year's Eve 2012
Paris New Year's Eve 2011
Paris New Year's Eve 2010
New Years Resolutions & Tips
Before the clock strikes, visit our tips on how to make New Years Resolutions to help keep them this year.
Be safe when you celebrate. Our New Years Eve safety tips are always worth repeating.


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TechInsights has the largest and most competent team in the industry with deep technical knowledge across all our areas of domain expertise. We are globally diversified with offices and laboratories in all major market geographies. Over the years we have amassed an incomparable library of devices and technical analysis reports.
The company is headquartered in Ottawa, Canada, and maintains offices and laboratory facilities in Canada, the US, China, Europe and Japan. The majority of our 320 employees are scientists, engineers, physicists or technologists, "skilled in the art" of technology, with extensive IP experience in particular.
Device (chip) Library (32,000+ cataloged devices), Prior Art Library (datasheets, and papers, etc. dating back to the mid-1970's), Analysis Reports (8400), Product Teardowns (1200), search services to access patent databases and technical literature, and our DIE PHOTO LIBRARY®
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HealthyLife magazine
Body. Mind. Spirit.
Posts filtered on Tag
Ask the Doc: New ways of diagnosing eating disorders
Trouble with Food By Brianna Snyder/HealthyLife Blame the media. Blame Photoshop. Blame the obesity epidemic. Blame genetics. Many psychological and environmental factors contribute to the prevalence of eating disorders among women — and, increasingly, men — in the United States. The question is what can we do about it? [Read More]


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Grupo Mexico goes from first to worst on mine spill
Mexico City • Spilling chemicals into two rivers near the U.S. border is making Grupo Mexico the country's worst performing major stock.
The shares have lost 5.3 percent, the most among 35 companies on the benchmark IPC index, since an Aug. 6 copper sulfate solution spill at its Buenavista del Cobre mining operation that the company says contains the world's largest copper reserves. In the preceding month, it led gains among the index's materials stock to a 16-month high.
Mexican congressional commissions are asking for operations to be suspended and that the Economy Ministry consider canceling the mine's concession. The country's environmental prosecutor, known as Profepa, filed a criminal complaint against the company. Metal content in the Sonora River remains above permissible consumption levels, Mexico's water commission, known as Conagua, said Aug. 22.
"The shares have been falling and the noise around this case will continue until the water commission lifts the environmental alert," Rodrigo Garcilazo, an analyst at Corporativo GBM, said in a phone interview from Mexico City. "If there is a temporary suspension of the plant, it could have a more long-term impact on Grupo Mexico than expected."
Grupo Mexico doesn't expect the mine operations to be suspended, Juan Pablo Becerra, the company's head of investor relations, said by telephone from Mexico City on Monday. The company is working with the Environment Ministry and Conagua to reduce the rivers' acidity levels, he said.
"All the news that has come out obviously created volatility in the shares," Becerra said. "Operations continue as normal and we expect to achieve our production guidance."
The 40,000 cubic meters of copper sulfate solution that spilled into the rivers isn't hazardous, Grupo Mexico's Chief Financial Officer Daniel Muniz Quintanilla said in an Aug. 12 telephone interview. The company regrets the incident, which was a result of heavy rain in July and early August, according to an Aug. 20 emailed statement from Grupo Mexico.
Operations at Buenavista del Cobre have continued uninterrupted since the spill, according to Muniz. Grupo Mexico expects annual production at the mine to reach 510,000 tons by 2016 from about 200,000 tons now. The company's copper output rose 6 percent to 204,823 tons in the second quarter as Buenavista started a new processing plant.
The permanent commission of both houses of Mexico's Congress asked the Economy Ministry to cancel the mine's concession. The commission requested on Aug. 20 that mine operations be suspended until damages are evaluated.
Grupo Mexico probably will face more than "only minor sanctions" for the spill, President Enrique Pena Nieto said in televised interview on Aug. 19.
"The damage done to the population and environment is high," he said, adding that fines will be determined by the Environment Ministry and the Attorney General's Office.
Political pressure against Grupo Mexico began to mount last week after Environment Minister Juan Jose Guerra said the company's claim that the chemical spill was caused by heavy rain is "totally false."
"There were no rains that caused a spill of this nature," he told reporters in Mexico City on Aug. 19. Aid pledged by Grupo Mexico to nearby residents was not delivered "within the time-line that they had offered," he said.
Profepa filed a criminal complaint to the Attorney General's Office on Aug. 18 that could carry a fine of as much as $3 million, according to Profepa.
The spill contaminated drinking water for communities located near the mine in Sonora state and resulted in the temporary closing of schools, according to Sonora's civil protection agency.
While "unfortunate," the spill will have a limited financial impact on the company, according to an Aug. 20 Citigroup research note led by analyst Alexander Hacking. Monex Casa de Bolsa analyst Fernando Bolanos raised his recommendation on Grupo Mexico to buy from hold on speculation recent share declines will result in larger returns.
If the environmental alert is lifted by the government, "we would consider that the pressure on the shares would be reduced," Bolanos said in an Aug. 22 research report.
Grupo Mexico's shares have returned 8.6 percent this year, beating the index's 7.4 percent average return.


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text: Archived Articles + expand all 2015 March - April Between A Rock and A Wet Place Rapids and rocky shoals, once impediments to river travel, were instrumental in the development of South Carolina's Fall Line cities. River Run The spring spawning run of striped bass up the Congaree River gets the hearts of dedicated river anglers pumping, and better fishing over the last few seasons, the result of stakeholder-initiated harvest restrictions, is generating new buzz about this unique fishery. Redefining "Run And Gun" It might not be as catchy, but for success in spring turkey hunting, you might be better served to "Walk and Listen." For Wildlife Watchers: Earthworm Earthworms are sold as fish bait and pet food, and for composting and gardening. January - February Clemson's Ecological Treasure Chest During the Great Depression, thousands of acres of Upstate farmland, worn out and eroded from years of cotton farming, were rescued by a "New Deal" program. Eight decades later, careful stewardship of this public resource by Clemson University and the DNR has yielded a scientific and recreational bonanza for Palmetto State citizens. Georgetown's Green Wall A seemingly minor incident involving the 24th president of the United States and a muddy duck hunt led to the long-term preservation of tens of thousands of acres of wild lands and waters along the South Carolina Coast. For Wildlife Watchers: American Robin The robin is among the most abundant bird species on the continent, with a population estimated at more than three hundred million. 2014 Hampton Wildlife Fund Photo Contest 2014 South Carolina Wildlife-Harry Hampton Wildlife Fund Photo ContestIf it's January, it must be time to showcase the winners of the 2014 South Carolina Wildlife-Harry Hampton Wildlife Fund Photo Contest and Exhibition at the Palmetto Sportsmen's Classic. 2014 November - December Decking the Halls - Naturally Whether indoors or out, nature abides a welcome guest in every part of these homes during the holiday season. Outtakes "Imagine 2,000 evocative images, generated from numerous road trips along miles and miles of South Carolina highways and back roads. Remembering Havilah Babcock "Forever old and forever new, a sunrise is always and never the same." - Havilah Babcock For Wildlife Watchers: Big Brown Bat Sometimes bats catch insects in their mouths. More often, they catch them with their tail membranes, which act as a scoop or net. September - October Island of the Bobcats X marks the spot for bobcats on South Carolina's Kiawah Island. Splendid Isolation "...the tide is quite high and it brings with it a full moon, and a gentle south breeze coming in over the water renders the atmosphere altogether delightful." - John A. Warren, circa 1858 My Nature: Telling You True Rich man, poor man, we all have a place to hunt. July - August Saltwater License Proves Its Worth Licensing anglers to fish in the ocean seemed a novel idea twenty-five years ago, but it has greatly benefited both fish and fishermen. Let's Take It Outside, South CarolinaWe're taking it outside and into the great South Carolina outdoors, and so should you. Natural MusicMastering the ancient art of calling game is like making it to Carnegie Hall . . . there's only way to get there. May - June Legacy of a Lost Highway Sacred Earth For Wildlife Watchers: Great Horned Owl March - April Bluebirds Dancing in Their Souls Charleston Jetties, The Incidental Reef My Nature: Old Timers January - February Up On Sassafras Cult of the Coon Dog The Last Drag 2013 November - December Earth and Water, Wind and Sun... Botanica Caroliniana For Wildlife Watchers: Laughing Gull September - October A Day In The (Wild) Life A Fighting Chance For Wildlife For Wildlife Watchers: Brown Recluse July - August Hit the Trail Uncle Jack's Riverbank Stew What You Can't See May - June Paint Box Bright: Those Colorful Buntings How's the Fishing? Economic Impact of Fishing For Wildlife Watchers: American Goldfinch March - April Red Drum Success Story Habitat Restoration Public Outreach Takes Many Approaches Going Bog Wild For Wildlife Watchers: Brown Pelican January - February Living With "Not-So-Wild" Life Called To Serve For Wildlife Watchers: Red Fox 2012 November - December Go Native Catching a Breather For Wildlife Watchers: Tundra Swan September - October Manage It (Well), And They Will Come Can Quail Rise Again? For Wildlife Watchers: Red-cockaded Woodpecker July - August Up Close and Personal Landing a Thousand Lunkers Homegrown May - June Accidental Tourists The Water Way For Wildlife Watchers: Crayfish March - April Forty Pounds of Spirit Dinner Is Served! For Wildlife Watchers: Chuck-Will's-Widow January - February First Light Midlands: Wake Up, Life Is Calling First Light Upstate: Land of Mountains and Water 2011 November - December Stalwart in the Field: Remembering Officer Frank Floyd The Key to Carolina For Wildlife Watchers: Horseshoe Crab September - October Opening Day Take Me To The River For Wildlife Watchers: Red-shouldered Hawk May - June Aerialists Supreme Daws Island Adventure For Wildlife Watchers: Carpenter Bee March - April Saving Stumphouse Mysterious Knees What's In a Name? River Bassin' In The Midlands January - February Focus On Conservation South Carolina's Heritage Preserves The Treasure Hunters 2010 November - December Birds of Winter For Wildlife Watchers: Hooded Merganser The Thrill of the Chase September - October A Horse for All Seasons Time Well Spent Snakes Alive! July - August Get In the Salt Go Fish! Hunting May - June Cane Pole Days Vulnerable Giants For Wildlife Watchers: Bobcat March - April An Art Most Beautiful and Deadly Digging the Past Features Tell A Story of Different Cultures For Wildlife Watchers: Crappie January - February Birds of a Feather Cool Air, Hot Steam and Lowcountry Oysters For Wildlife Watchers: American Oystercatcher 2009 November - December Seasons of the Whitetail "Clouded and Dog-like": Spotted Seatrout For Wildlife Watchers: Mink September - October Edisto's Hidden Treasure Finding Fall (In Unexpected Places) For Wildlife Watchers: Menhaden July - August Ladybug, Ladybug, Fly To My Home Jocassee Adventure For Wildlife Watchers: Red velvet ant May - June Disappearing Diamondbacks A Day At The Beach: The Art of Surf Fishing For Wildlife Watchers: Killdeer March - April Hidden In Plain View "My Mother Is A Fish" For Wildlife Watchers: Barking Tree Frog January - February Before the Waterfowl Sunrise Drawn to Hunt Born of New Water For Wildlife Watchers: Muskrat 2008 November - December Murphy's Law Daddy's Law Greybeards of the ACE For Wildlife Watchers: Coyote September - October Making Memories Coastal State Parks: Nature at the Beach For Wildlife Watchers: Shrimp July - August Pollinators In Peril Hocus Pocus: pollination myths and misconceptions Researcher Sam Droege Plans National Bee Study Links for further information Pesticides and Pollinators The bees of South Carolina But bees will sting me! Welcome Aboard! For Wildlife Watchers: Eastern coral snake May - June This Hobby's A Keeper For The Birds For Wildlife Watchers: Grasshopper March - April Talkin' Turkey Anatomy of a Shooting SC Parks Turn 75! January - February State Parks: Outdoor Laboratories For Wildlife Watchers: Blue-winged teal Through the Lens 2007 November - December Hunter's Harvest: From Field to Table For Wildlife Watchers: Indigo bunting Field Trip - Congaree Bluff Heritage Preserve September - October Sparkleberry Reflections Banding Together Field Trip - Fort Lamar Heritage Preserve July - August The Nature-Child Connection National Leaders Band Together for Action The Pied Piper of Hammond Parents Speak Out We All Have A Story to Tell Field Trip - Berkeley County Blueways: Santee Canal Trail Aquatic Invasive Species Supplement May - June Living For Shrimping, Shrimping For A Living For Wildlife Watchers - Gulf coast spiny softshell turtle Field Trip - Eastatoee Creek Heritage Preserve January - February Snow Daze For Wildlife Watchers - Willet Field Trip - Huntington Beach State Park 2006 November - December Whitetail Time For Wildlife Watchers - Striped bass Field Trip - Edisto Beach State Park September - October Gettin' Ready For Wildlife Watchers - Atlantic Ghost Crab Field Trip - Drive to Jumping Off Rock July - August South Carolina's Magic Dragons For Wildlife Watchers - Garden Snail Field Trip - Dreher Island State Recreation Area May - June ACE Basin Boulevard For Wildlife Watchers - Luna Moth Field Trip - Natural Bridge Trail at Keowee-Toxaway Hurricane Warning - Storms on the Horizon A Tropical Brew...Hurricane Season Here to Stay? Measuring the Storm: The Saffir-Simpson Scale Flood Insurance: Not Just for the Coast Dangers Developing: S.C. Growth Raises Bar for Safety from Storms Before the Storm and After: DNR Officers Provide Crucial Help Unexpected Consequences: Fruits(and Vegetables) of Disaster Climatologist Helps Weathermen, Emergency Planners Make the Call SERCC Helps Track Storms of the Past In Case of a Hurricane(Tips from FEMA) At Your Fingertips: Info for Weather Watches, Hurricane Preparedness March - April Mountain Gobblers If At First you Don't Succeed.. Record Unbroken For Wildlife Watchers - Flying Squirrel Field Trip - N.R. Goodale State Park January - February Watershed Years It Happened One Night: Adventures of a Game Warden So What's the Difference? DNR Milestones For Wildlife Watchers - Common Loon Field Trip - Bonneau Ferry 2003 March - April Great Pee Dee River Heritage Preserve--Johannes Kolb site Priceless!


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Direct2Drive Sucks, Huh?
By SJSchmidt93 14 Comments
I've never played Splinter Cell: Chaos Theory before, and I noticed it a mere $5 on Direct2Drive. (You can find the rest of the $5 games, in celebration of D2D's 5th anniversary here.) I figured I'd buy it since apparently it's an incredible game. (92 on Metacritic).
So I payed for it, and then figured the download would be rather easy, like Steam. Turns out I was wrong. It's even worse than the not-so-great new Gametap web-based format. The make you download a fucking zip-file. A zip-file? What? Why? Then you have to download and install the stupid download manager and load the zip file into it so it can extract it and install it. Man, all you gotta do is on Steam is buy the damn game with your account, it'll add it to your list, and you click install, why does this have to be so hard? And I'm going to make an assumption that D2D isn't going to automatically patch it as does Steam, not that SC: CT has any patches coming out, but there's still 40 more $5 games to be released, so I might buy some of those regardless of the insane inconvenience of D2D.
If I remember correctly, doesn't Steam like automatically activate your key if the game has one? I remember when I bought CoH it just automatically entered the key for me, I didn't have to copy it in or anything, well D2D doesn't do that.
Also, the lack of community on D2D and not being able to talk to my friends when on Steam and see what they're playing and all that good stuff is also a huge loss.
I'm not sure why anyone would use D2D, unless it's an occasion like this where they have a great deal or for whatever reason D2D has a game Steam doesn't.
Bottom line: Don't use Direct2Drive.


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Director of Communications
Dale E. Console Named Section/Committee Trustee
NEW BRUNSWICK, NJ—Dale E. Console was installed as a Section/Committee trustee of the New Jersey State Bar Association at the organization's Annual Meeting on May 18 at Bally's Atlantic City. The 45-member Board of Trustees manages the affairs and operation of the association.
A member of the NJSBA since 1992, Ms. Console is a Fellow of the American Academy of Matrimonial Lawyers and is certified by the Supreme Court of New Jersey as a Matrimonial Law Attorney. She is a member of the Executive Committee of the Family Law Section and the immediate past chair of the Appellate Practice Committee of the NJSBA. Ms. Console is also president of the Board of Directors of the New Jersey Lawyer Newspaper.
Ms. Console is a graduate of Rutgers-Camden School of Law and served as law clerk to the Honorable Virginia A. Long, then a judge of the Appellate Division. Ms. Console's practice is limited to family law; she lectures frequently on topics related to family law and appellate practice. Ms. Console maintains her office in the Princeton area.
The New Jersey State Bar Association, incorporated in 1899, is dedicated to the continuing education of lawyers and the public, to reforming and improving the legal system and to aiding in the administration of justice.


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As the business world moves away from physical offices to virtual ones, the traditional sportsbooks are starting to follow suit. For a variety of obvious reasons, bookies have been trading the convenience of their notepads and cell phones for ever-present flexibility of the Internet. Customers of these visionary operations are also recognizing the advantages of the move to the Internet. This discovery is why so many players follow their bookmakers online to enjoy gambling at price per head sites.
Bookies have been saddled with a less-than-flattering image, a shadowy figure lurking around the racetrack waiting for gamblers to appear. While this vision was never extremely accurate, it is even less so today. Today's bookmakers are smart businesspeople, discovering ways to provide more options for their customers while improving the efficiency and profitability of their operations.
This is why the Internet is such a significant part of the process. Although betting online has been possible for more than two decades, there is a concerted effort to combine the benefits of traditional sportsbooks with the power of the web. By blending these features, it is possible to maintain the credibility of dealing with a bookie while offering more benefits to players.
By going online, the bookmaker reaps the rewards of improved efficiency and more accurate data processing. This means he has to spend less time on clerical issues, leaving him free to find ways to expand his business. For the players, the migration makes gambling simpler, allowing them to enjoy a format that is safe and trustworthy. The end result is a method that works out well for everyone involved.
Starting at the point when he opens his account, the bookmaker is likely to be quite impressed by the overall value that comes from just a low monthly per-player fee. The move provides a chance to use the industry's top bookie software to monitor site activity, control the operations of the book and find ways to maximize profits.
It is impressive to see how easy getting started can be. A basic signup process all that is needed to create the bookie's account, and then he can start making decisions. He will work with a representative from the per head company to develop the website from a number of available templates, helping to keep things moving smoothly and allowing for a seamless transition. The service is included in the monthly price, meaning that no big development fee will eat into the company's profit.
Once the site is launched, the bookmaker will see exactly how many new tools are at his disposal. The system creates custom reports that provide the ability to oversee the results of certain events, players or even the community as a whole. This function is scalable, meaning that whether the bookie has 10 customers or a thousand, he can have an accurate vision of how the sportsbook is performing.
The best news in the process is the level of control that the bookmaker has over his business. Even though the price per head site is handling the customer service and data processing, the bookie is making the decisions that affect how things are run. He can unilaterally set credit limits, wager amounts and other rules that shape how the business operates.
This ability is directly related to the quality analysis the bookmaker can do by being online. The bookie software puts more information in his hands, minimizing the business risk while increasing the efficiency of the enterprise. Combining these features means there is time to meet people and develop relationships, two things that can direct lead to more customers joining the site.
The gamblers can also profit from this move, as the new site offers more choices and features. Because of the limited reach of a traditional sportsbook, there were not a lot of available choices for placing bets. The good news is that thanks to the Internet, bookies can work with per head companies to offer their players more options.
Even more than increased options, virtually unlimited access is probably the most noticeable feature of being online. Whether gamblers are sitting in front of their desktop computer or hitting the net with a tablet or smartphone, they can constantly stay in touch with their account. Using the PIN and access code that they received at signup, players can review their balance, follow their outstanding wagers, contact customer service and much more. Regardless of whether the bookie is around or not, players can place the bets anywhere in the world.
This flexibility is important, not only for getting action on more events, but also for taking advantage of the new betting options that are available. From matchups and teasers to exotic wagers and in-game betting, players can find the types of action that makes events more exciting and potentially more profitable.
This freedom is important, but can be overshadowed if the sportsbook does not provide a safe environment. The good news is that gamblers will find the only risks they are taking are when they place a bet. Price per head sites specialize in keeping the personal info of both the bookies and their players secure. From anonymous logons to redundant remote backups of data and customer calls, every aspect of the business is designed to ensure that everyone is protected.
Although the traditional sportsbook offered a convenient playing structure, today's businesses have raised the bar. With simple access, safety and a wide range of features, players have grown to realize that price per head sites offer the best setup for great gambling action.
Michael Hill is an avid sports fan and a sports writer who has been in the betting and price per head industry for years. Michael writes about his experience and offers tips for other aspiring entrepreneurs who wish to make a living with sports bookmaking.


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August 2, 2015
WASHINGTON (AP) - A Saudi Arabian is being charged with
organizing and directing the deadly 2000 bombing of the USS Cole.
The U.S. military will seek the death penalty.
Seventeen American sailors were killed when the Navy destroyer
was attacked in the Yemeni port of Aden as it refueled.
The victims included three Texans -- Timothy Gauna (gah-OO'-nah)
of Rice, Ronchester Santiago of Kingsville and Gary Swenchonis
(swehn-CHO'-nihs) Junior of Rockport.
Brigadier General Thomas Hartmann today announced charges are
being brought against Abd al-Rahim al-Nashiri.
The Saudi -- of Yemeni descent -- has been held at the military
prison in Guantanamo Bay, Cuba, since 2006.
The allegations include conspiracy to violate laws of war,
murder, treachery, terrorism, destruction of property and
intentionally causing serious bodily injury.
The charges still must be approved by a Defense Department
official who oversees military tribunals.
(Copyright 2008 by The Associated Press. All Rights Reserved.)
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An art dealer is intrigued by American folk art : lecture, 1961 Mar. 4
Duveen, Albert, b. 1892 d. 1965
Art critic, Collector, Dealer
Active in New York, N.Y.
Collection size: 1 sound tape ; 7 in. (16 p. transcript)
Collection Summary: A lecture, "An Art Dealer is Intrigued by American Folk Art," delivered by Albert Duveen to the American Folklore Society at the New-York Historical Society, New York City.
Biographical/Historical Note: Art dealer; New York, N.Y.
Donor is unspecified.