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As you all know, I've done a good number of projects since I first started knitting 15 months ago, some large, some small. I always run into the same problem. When it's time to add a new ball/skein of yarn (same color), I struggle with how to secure it. I have watched videos about the Russian method of weaving two pieces together, an invisible method of braiding, even spit splicing! Is there a simpler way to do this. Right now, I pretty much just tie a tiny knot and weave in the ends, but that leaves what I like to call a "scar" effect. (That may be because I just had my hip surgery!) I know it's really difficult to explain things on here, so if anyone has any links that show a good method, or a reference found in a book, that would be great. I appreciate any help. It's such a simple thing, but it is something with which we all have to do when we knit.
Thanks guys!
I found a new way this summer at the retreat. With bulky yarns lay them on top of each other. Take a felting needle and some foam and stab it a bunch of times and...voila. Seamless join
Mark, I've always used what is called a "weaver's knot", I can't explain it to you in writing, however you can look it up on google or bing. It has never failed me in over 30 years! It tighens itself!!!
Merry Christmas and Happy New Year 2012
Thanks Guys!
I appreciate all the advice. I have been tying a tiny knot in an inconspicuous place with thinner yarn, but with the chunky acrylic things I've made it was more difficult to hide. I try to hide it near or between a cable stitch or at the beginning of a row. Most recently, I made a baby blanket with all garter stitch and some YO stitches. Even when I added the new yarn at the beginning of a row, after I wove the ends in, I ended up with a bit of a scar. I don't have this issue with worsted weight with a variety of different stitches.
I haven't done any fine kitting yet, Mostly hats, scarves and afghans. I have had good luck with either knitting the old and new strands together or even just tying them with a surgeons knot and hiding it on the wrong side of the work.
Spit splice works for any animal fiber or animal fiber blend. It will work with some silk. For me it's the easiest and fastest but it's kind of disgusting. For cotton, linen, hemp, etc I start a new skein at the end of a row and in circ knitting, tie a loose square not and untie the knot when I go to weave in the ends.
I used to weave in the ends with a needle after knitting a few stitches with a double strand. Then I began weaving in the ends - over and under - as I knit [Mary Thomas's book has really good instructions, as does Kaffe Fassett's Glorious Knitting] especially when working on socks. Most recently, I learned the Russian Splice method but find it works best [for me] near the edge of a project.
I use the spit method (same as Ron) for wool. If I am really concerned about the join I do it at the begining of the row and tie it off later. If you are knitting circular, that does not work lol. I really do think this problem can be over thought.
If I am working with pure wool as I usually do, I pull back plies from the end of the working yarn and the end of the new yarn and do a spit join. When I am working with anything else, I do what Edwin does. I knit four or five stitches with both yarns and make sure there is a good size length of each that I can weave in after. When knitting lace I try to do it on a plain row. I think we worry too much about things falling apart where we have joined in new wool. It has never happened do me and I have never heard horror stories of it happening to anyone else.
I just double the new strand with the old strand and knit a few loops that way. Has never failed me!


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5A/4A Review: Upset Week
2012-11-19 10:00:00
It didn't take us long to dub the bi-district round "Upset Week" on Friday night, as the hits kept coming as the night came to a close. Here's a review of the action.
We get one of thse every year in the playoffs: Upset Week, where the underdog is a champion and the favorites are left shell-shocked.
Lake Travis. Highland Park. Alamo Heights. Brenham. All lost in games they were favored to win, and several teams that were looked at as legit state title contenders are already headed home for the holidays. By 10:15 PM Friday night, I knew this was going to be astounding recap to write. And it was.
Class 5A
EP El Dorado 34, Odessa Permian 33
El Dorado became the first El Paso team to beat Permian in the postseason in roughly 50 years Friday night when Permian's game-tying PAT sprayed wide right with zeroes on the clock. Midway through the third, the game looked like it was spiraling out of hands — Permian was up, 27-17, and had the ball. But El Dorado forced a punt, got a field goal, then recovered a gutsy onside kick that QB Cade Terrazas converted into a 19-yard TD run on 3rd-and-15 with ten minutes to play. El Dorado forced another stop to set up its final drive with 3:31 left, and Dominique White rushed for the game-winner with 1:28 left. Permian QB Jack Wilkins rushed for a 5-yard touchdown with zeroes on the clock to peak the drama, but the only thing that hurt worse than the record amount of rushing yards Permian allowed (455) was the missed PAT at the bitter end.
FB Travis 37, Clear Springs 35
What a thriller we had here. It didn't look that way early, though, as Clear Springs essentially led the game off with a Matt Guidry 66-yard touchdown run, then, following a short Travis FG, got a three-yarder out of QB Zach Cripps to build a 14-3 lead with less than ten minutes gone. Travis hung tough from there, though, keeping within arm's reach into the fourth quarter. That's when the Tigers threw it into overdrive — Steve Sims caught a 27-yard pass from Teagan Nehls at the 11:10 mark, Darius Bowen found the endzone from six yards out at the 9:28 mark, and, after Clear Springs took the lead one last time with three minutes remaining, Travis performed its final miracle. Facing a fourth and goal from the nine, Nehls had to heave one up to Cody Moncure. Prepare to be amazed.
Cedar Hill 35, Copperas Cove 28
One of the most hotly-anticipated games bi-district games in class 5A lived up to the billing this weekend … just not immediately. Cedar Hill, behind the efforts of speedy RB Laquvionte Gonzalez, built a 35-7 fourth quarter lead and looked to be an easy winner. But that's when Cove started the comeback, getting a 10-yard TD run out of Vondareaz King and, after an onside kick recovery, a 3-yard score, too. Cove finally stopped Cedar Hill after that, and got a 7-yard TD pass from Robbie Seybold with 1:36 remaining to put everyone on pins and needles at 35-28. But Cedar Hill recovered an onside kick after that, which more or less ended the game. There was still a drop of drama left, though — the Longhorns opted to run the ball instead of taking a knee, and recovered their own fumble as time was running down.
Lufkin 35, Spring Dekaney 20
One of the major upsets of the week — and there was a lot of those this time out — saw the defending 5A-DII champions fall in the first round to a team that was just dying for good news these days. After a long, sometimes-frustrating regular season, Lufkin put together its best game of the season behind 207 rushing yards from Kendrick Mapp and three TD passes from Tyler Stubblefield, including a key 5-yarder to Jabryce Taylor early on that got the momentum moving in the right direction. Taylor caught another in the second quarter for a 20-7 halftime lead, and even though Dekaney strung together 13 unanswered from the late third quarter to the early fourth, Mapp iced the game on a 20-yard run with 2:44 left, his third TD of the game. Lufkin never once punted, a remarkable feat against a solid Dekaney defense.
Pflugerville 23, Lake Travis 20
This was the major upset of the week, as it dethroned the five-time reigning champs and snapped LT's five-year playoff winning streak; it was the Cavs' first postseason loss in 30 tries. But all the credit goes to Pflugerville, which played sensational football all night. It all came down to the final two drives — trailing 20-16 with minutes remaining, the Panthers got a key fourth-down conversion from FB Brandon Woodward, then the game-winning TD run from RB Adrian Dilworth with just 41 seconds to play. Lake Travis had one more chance to escape with a miracle victory, driving to its 49-yard line with time for one more play. In a radio call that we carried live on Fox Football Friday on Fox Sports Southwest, QB Baker Mayfield threw a 51-yard Hail Mary to Grant Foster with zeroes on the clock. Foster caught it, but came down out of bounds by maybe an inch, sealing the upset and sending the blue and yellow fans into hysteria.
La Porte 29, Pasadena Memorial 21
La Porte walked into the stadium as a significant double-digit favorite on Saturday, but walked out holding its breath after surviving a feisty effort from Memorial. The difference? Maybe La Porte LB Hoza Scott, arguably the top recruit in Texas next year, who blocked a go-ahead field goal with 4:11 left to play to protect a 22-21 lead and set up teammate Victor Holmes' game-clinching 80-yard TD run just seconds later. Still, Memorial deserves a lot of credit — the defense was spectacular, holding La Porte to just minus-4 rushing yards in the first half and buoying the team out to an early 9-0 lead. Had Memorial's top offensive threat, RB Reggie Turner, the top rusher in 22-5A, not left the game with a concussion early in the first, maybe things could have been different. Instead, La Porte keeps its season alive.
Smithson Valley 21, SA Reagan 14
Normally, you'd think Smithson Valley would be a runaway winner when it gets 144 yards and three rushing TDs from RB Lawrence Mattison and three interceptions in the fourth quarter alone, but the Rangers still almost found themselves in overtime with a feisty Reagan squad Friday night: the third of those three picks came with Reagan sitting at the SV 29-yard line with seconds left to play. That ended the game, but Smithson Valley could have done it the easy way moments earlier, when it missed a game-clinching field goal with 45 seconds left to play. It was just good ole' fashioned defense that kept this one close through large stretches, though — Smithson Valley didn't turn the ball over, but it did punt five times, and Reagan finished with four turnovers (all INTs) and rushed for just 2.47 yards per carry.
Brownsville Veterans Memorial 21, Weslaco East 18
Maybe district 31-5A was just too much after all. After a long, brutal season, the eventual champs of that "meat-grinder" district came up short against first-year Veterans Memorial, seemingly running out of gas in the second half when RB Saul Cuellar posted just 25 rushing yards in the second half after ringing up 143 in the first. Memorial trailed 11-7 at halftime, but immediately scored in the third quarter to take a lead. The defense followed it up with a key endzone interception, and the offense kept the ball rolling with its second-straight score for a 21-11 lead. East scored once more with 4:55 left to go and eventually got the ball back for a game-winning drive opportunity, but the Memorial defense forced a fourth-down stop for the win.
Class 4A
Frisco 21, Highland Park 20
Perhaps the second-largest upset of the night, behind only Pflugerville downing Lake Travis, Frisco upended Highland Park in a classic roller-coaster affair that set off celebrations throughout that still-growing area just north of Dallas. Frisco opened up a 14-0 lead in the first quarter behind short TD runs from Ben Cole and Jake Battaglia before Highland Park answered back with 20 straight points from the 1:05 mark of the second quarter to the 8:44 mark of the fourth, a run of defensive success that suggested Frisco might have been done for. But the PAT missed, leaving the door open for Frisco to win it with a touchdown and successful kick of its own. That's exactly what happened — after converting two fourth downs on its desperation drive, Frisco turned a third such do-or-die moment into a game-winning 28-yard TD pass from Battaglia to Max Stetile with 1:24 left to play. The Raccoon defense got an interception as time ticked away to essentially end the game.
Angleton 48, Friendswood 41
In an exhausting back-and-forth game that showcased little in the way of defense, the biggest play of the night came on an unlikely turnover in a 41-41 ballgame, when Friendswood QB Jordan Wood fumbled on the Angleton two-yard line with less than five minutes to play. The ball bounced through the endzone for a touchback, and Angleton took over with new life. Moments later, RB Josh West snapped off an 80-yard TD run to set the final margin. Friendswood never found the endzone again. But several players in this one finished with remarkable numbers, as West's teammate, Richard Cooper, posted 253 rushing yards and 5 TDs, including a 39-yarder that featured so many broken tackles that we called it the "Play of the Night" on Fox Football Friday. Wood, one of the most dazzling players in Texas this year, finished with a staggering 361 yards and five scores on 50 carries. He was one of the most incredible players of the season, and I'll always be glad I got to see him play once this year.
SA Brackenridge 25, Alamo Heights 24
Yet another stunning first-round upset, Brackenridge posted its first playoff win since 1997 on the back of a sturdy defense (97 rushing yards allowed) and an exceptional offense (451 yards, no turnovers). Both came through in the clutch. After Heights' reversed Brackenridge's 14-10 halftime lead for a 24-16 advantage early in the fourth, the Eagles started clawing their way back — first with a 1-yard TD run from Ramon Richards (with the potential game-tying two-point conversion attempt failing), and then, after a crucial stop on defense, a game-winning 20-yard field goal from K Bry Rideb with just 11 seconds remaining. Things never really materialized for traditional power Alamo Heights this year, but all the credit today goes to Brackenridge for playing one of their better games in years.
CC Ray 36, Mission 30
Mission, sitting pretty at 9-0 just two weeks ago, finished the year on a painful two-game losing streak after this one. The key stretch came in the middle stages of the game, when, after Mission built a quick 14-0 lead, Ray went on a 28-0 run from the middle of the first to the middle of the third quarter. As usual, dual-threat QB Marcus Mosley was at the center of things, rushing for two of those touchdowns from a yard out, while getting the other two from RB Tristian Barrera (one from 50 yards out). Mission came right back with 16 points of its own to take a very late lead, but Ray got the last laugh when Mosley threw a 51-yard strike to Matthew Merino to set the final margin.
Hereford 34, Canyon Randall 31
Another game, another upset — and now Hereford, after starting the season 0-5, has won five of its last six games and is into the second round. Remarkable. Hereford, which lost to Randall back in Week 1 by a resounding score of 33-0, answered Randall's apparent game-winning score with a touchdown of its own (Shawndi Gaytan, 1-yard run) with just 28 seconds to play, setting the final margin and ending Randall's season at 9-2. Hereford QB Ray Martinez was magnificent on the final drive, either running or throwing the football on every play but the last one. He finished the night with 143 yards and 2 TDs rushing and 163 yards and 2 TDs passing, both to Josh Lopez.
FW Southwest 7, Everman 0
In one of the most surprising final scores of the week, Southwest toppled Everman Thursday night with just a single touchdown through four full quarters of action — the fact that Southwest won wasn't a shock, but the rare score of 7-0 sure was. But I guess that's what happens when you have as many injuries as Southwest did, stuck with a freshman QB making his first-ever start and a number of freshman rotation guy. How spit-and-bubble gum was Southwest's offense at key points in this one? The Raiders had to go to injured star WR Robbie Rhodes to throw the only touchdown of the game, a 42-yard bullet to Isaiah Holmes. The real weapon, though, was the Southwest defense, which held Everman to just 144 yards. Posting a shutout these days in the Metroplex is very, very rare. As a matter of fact, Southwest was one of just three teams to do it in all of 5A and 4A this week.
Whitehouse 42, Ennis 32
This game may have turned on two dramatic moments, both coming with precious little time remaining in a half. The first was Whitehouse QB Pat Mahomes' 51-yard Hail Mary touchdown to WR Dylan Cantrell as time expired in the first half, a score that gave Whitehouse a 28-26 margin at the break. We had that call on Fox Football Friday courtesy of 99.3 FM and Bryan Houston, and it was remarkable. The other play was even bigger, though. With Ennis trailing by three points with under 30 seconds to play, the Lions opted to go for a game-winning touchdown from the 20 on fourth down. But Whitehouse's Christopher Reese sacked Ennis QB Brandon Adams to force a fumble, and Whitehouse's Brannon Beaten returned it 62 yards for a game-clinching score with seven seconds remaining.
Elgin 44, Brenham 30
Yet another sensational upset, this one courtesy of the Hill Country, where Elgin dispatched previously 9-1 Brenham behind a balanced effort on both sides of the ball. The writing was on the wall quickly, as Elgin built a 21-0 lead (and then a 28-7) lead in the first quarter. At that point, Brenham was short on time to run the football, and that forced the Cubs into a passing offense that they didn't want. The result? Three interceptions, five punts and just 82 yards rushing. Elgin QB Te'Rel Simmons, on the other hand, had everything he wanted that night — 194 yards and 3 TDs passing and 194 yards and a TD rushing.
Travis Stewart is the managing editor of Dave Campbell's Texas Football and TexasFootball.com.
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School starts for my college girls on Monday, August 27th. Just 3 days after our Wedding Carnival. It's going to be a crazy weekend. This next Sunday we will pile everything we can into our car and the girls and I will drive to Provo, Utah. Yes, that is about 36 hours after the Wedding Carnival. We will be getting Tessa to her new college apartment a mere 12 hours before she starts her first class. We'll all a little stressed about this and I don't think there will be time for a First Day of School Breakfast for my girls before we leave but I hope to pull one together for the neighbor kids the following week since school doesn't start here until after Labor Day.
Today I thought I'd share a few links with you to some of our past Back to School Breakfasts. It's a fun tradition to do for just your own kids or invite some of their friends or neighbors.
Last year we celebrated the first day of school with all the neighbor kids since none of my kids were home.
We hosted a make your own Waffle Bar and the kids loved it.
For more fun ideas check out the post here.
This year it was my baby's last year of high school and we decided to invite a couple of her good friends to join us for our Back to School Breakfast.
They loved being waited on and spoiled and toasting to a great senior year with a bit of OJ.
Setting the table is half the fun!
For more fun ideas check out the 2010 post here.
Back to School Breakfast is definitely one tradition I wish I had started earlier with my kids but thank goodness I have neighbor kids who let me spoil them a bit!!
Do you have any special back to school traditions?


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What do we have here. Oh yes, it's yet another lawsuit from a company attacking an Android manufacturer. Nothing new there. Or is it? In a surprising twist, this time, the lawsuit has nothing to do with an Android competitor.
Seems Hasbro isn't too keen on ASUS allegedly "stealing" one of their trademarks when they released the Transformer Prime (now being shipped). According to Hasbro, the Transformer Prime is clearly "stealing" their trademark from the Autobot leader, a Mr. "Optimus Prime," star of their Transformers franchise. Hasbro's believes that ASUS was banking the fact that consumers would associate the convertible tablet with the animated TV show. They issued this statement:
"The specific actions we are taking today against ASUS underscores yet again Hasbro's willingness to pursue companies who misappropriate our intellectual property for their own financial gain."
I can't imagine anyone could actually associate the tablet with a children's TV show (and one of the best 80's movies of all time) but I guess anything's possible. Should ASUS be forced to change the name of the greatest Android tablet of all time to avoid a conflict with the greatest Autobot of all time?
[MocoNews via Electronista]
Continue reading:
- ASUS said to be working up Android 4.2 update
- Transformer Prime Jelly Bean update now avail
- ASUS Transformer Prime gets port of Open WebO
- Jelly Bean now arriving for ASUS Transformer
TAGS: Asus Transformer Prime


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It would be difficult to find a realtor as hard working and responsive as Chris Weller. She was on top of the home buying process from day one and made sure everything went smoothly and deadlines were met. She is very proactive about getting inspections completed and recommending and helping buyers or sellers find and schedule contractors. While many realtors in my experience are more familiar and comfortable with buyers looking in new or high end developments like the west side or northeast heights of Albuquerque, Chris specializes in, and is also very attuned to buyers like me who prefer historic areas and the North and South valleys. She values sustainability and is a green certified realtor. I highly recommend her!
Chris Nyman Weller
6 Recent Sales (last 12 months)
Realtor, Green Certified (8 years experience)
- Specialties:
- Buyer's Agent,
- Listing Agent,
- Short-Sale,
- Consulting
Ratings & Reviews
Chris is the best! Very knowledgeable with all aspects of real estate and really looks out for her client's best interest. How many realtors do you know who would inspect a crawl space and roof for her client? (Even the inspectors and contractors were impressed). Chris is wonderful to work with and I could not recommend her more enthusiastically!
Chris was extremely helpful and knowledgeable about Albuquerque and it's neighborhoods. She was willing to look at and help us consider a wide range of homes, including a number of funky and non-traditional possibilities.When it was time to write up an offer she worked wonders!
As a home first home buyer, Chris was helpful, experienced and patient with us. She was very honest when it came to what was right for us because as a first time home buyer you might not know what you are getting into and tend to make rushed decisions. We highly recommend her....she is amazing.
Chris worked long hours for several months trying to find me the perfect home within my budget. All her hard work paid off! I'm very happy with my home, as well as the location.
We worked with Chris when buying our house in downtown Albuquerque and we couldn't be happier! Her knowledge of historic homes and neighborhoods is impressive and it really helped us find the home of our dreams. I'd recommend her to anyone. Thanks Chris!
I highly recommend Chris Weller as a realestste agent and a friend. Chris spent a lot of her time not just helping me find a home, but helping me figure out what kind of home I was looking for. Chris has a passion for architecture, quality homes, as well as neighborhoods in general, not just business. However, she is very bright, and has a very healthy sense of business ethics and will help you find the right home and a fair deal. Chris also continues to keep me updated about real-estate and related politics in my neighborhood.
Chris learned about us first and was able to show us the perfect home as her first choice. She had excellent knowlege of the area, and has a good expertise in matching clients to neighborhoods and homes. We looked at over 80 homes and came back to the first one she showed us.
Chris sold two residential rental properties for me, first as a buyer's agent, and as my agent on the second......excellent service on both occasions. She worked above and beyond what I would have expected on the first, helping correct the problems that came up before closing. She did a great job as my listing agent and got it sold in a short period of time with no problems. She is very involved in community affairs, knows the city well, and is well connected and respected in the Albuquerque area.


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Poison-Free Perfumes
Consumers scrutinize labels as carefully as they examine their discretionary income statements these days, and it's paying off—beauty companies have begun to reduce their toxic load because of customer demands. The negative press surrounding phthalates has forced mainstream perfume makers to begin removing these damaging chemicals from their fragrances. A recent report released by the Campaign for Safe Cosmetics found that out of 12 products that contained high levels of hormone-disrupting phthalates when tested in 2002, nine are now phthalate-free or have reduced levels of the chemical. Christian Dior's Poison perfume tested clean, demonstrating that even Big Parfuma can make healthier versions of femme fatale scents. "Some companies are finally getting the message that consumers don't want to rub and spray these toxic chemicals on their bodies," said Lisa Archer from the Campaign for Safe Cosmetics. Score one for safety!


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Timeless Tweed Jacket that offers elegance with a classic look. Great layering piece for the colder months. Stand Collar with Zip front button closure. Partial quilted interior lining for extra warmth. Three interior pockets. Wool/nylon blend. Dry clean. Imported.
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A great coat but get a size larger.
By Not so slim Jim
from South Carolina
About Me Classic Dresser
Best Uses
Comments about Jos. A. Bank Heathered Wool Coat:
I live in South Carolina and have to travel to Michigan for the Holidays and needed a warm coat. Ordered the coat Tuesday morning, and it arrived the following afternoon. Unbelievable speed of delivery. The coat looks great, has great features with the outside pockets and separate zip closure. Inside pockets feature the same security features. Unfortunately, while I ordered a XXL, the coat is too snug. Whatever size you normally wear, I would order one size larger. The coat is a great buy and perfect for cold weather. I could wear it with either dressy or casual attire. I will try to lose more weight and buy it next year. Happy Holidays.
Bottom Line Yes, I would recommend this to a friend
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First Known Use: circa 1812
verb \ˈkaj\
: to persuade someone to give you (something) for free
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Congress leaders slam UCPN (M)'s 'insincerity'; talk November polls
Top Nepali Congress leaders on Monday said the UCPN (Maoist) is not sincere about holding fresh Constituent Assembly (CA) elections and promulgating a new democratic constitution.
Criticising UCPN (Maoist) Chairman Pushpa Kamal Dahal's statement that elections are not possible in November also if not in June, the NC top brass said the Maoist party cannot escape from the polls and that the Nepali Congress would bring the Maoists on board.
NC leaders also declared that the party's election campaign has begun from the meeting of its Mahasamiti, the 1,300-member body mandated to take policy decisions, which is meeting after a hiatus of four years.
Addressing the inaugural session of the gathering, leaders said that as June polls are not possible due to "technical reasons," there is no alternative to holding them in November.
NC President Sushil Koirala said he will hold 'serious' talks with Dahal after returning to Kathmandu, concerning Dahal's recent statement that his party will not allow the declaration of election dates for November, if June polls do not take place.
"Prachandaji is trying to push the country towards uncertainty and conflict by opposing the CA polls," said Koirala. It is difficult to trust the Maoist party, he said.
Stating that the NC's only mission is to hold elections and bring the country back on track, Koirala urged his cadres to make preparations for the polls by resolving the party's internal rift.
The NC's office bearers appealed to the people to grant them a majority in the next CA elections 'so that a new constitution will be ensured.'
They claimed that the old CA failed to draft a new constitution as democratic forces were defeated in the 2008 CA elections. "The people punished us in the 2008 elections. They should now provide us majority seats in the new CA to draft a federal democratic constitution," said senior NC leader Sher Bahadur Deuba. He also ruled out possibilities of the elections being held in June.
Referring to the internal dispute that surfaced in the party after the formation of the chief justice-led government, NC leaders said the issue of separation of powers will be maintained once the legislature is formed after the elections.
While the formation of a CJ-led government is a victory for the Maoist party, the overthrow of the "authoritarian" Baburam Bhattarai-led government was a victory for the NC, said leaders.
"First, we removed the Bhattarai-led government, which had increased its influence on the police and bureaucracy. Second, we have ensured that elections will take place," said party Vice-chairman Ram Chandra Poudel.
Addressing the Mahasamiti, NC leaders Krishna Prasad Sitaula, Prakash Man Singh, Bimalendra Nidhi and Chitra Lekha Yadav said the party's election campaign has effectively begun.
The Mahasamiti meet is expected to come up with a clear policy on federalism and forms of governance, the most contentious issues that led to the dissolution of the CA. The Mahasamiti will also chart the party's election strategy and settle intra-party disputes that have plagued the NC since its 12th General Convention in 2010.
Posted on: 2013-04-09 07:57


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Favorite Office Time Wasters
Richard Marini finds the best and the brightest distractions.
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YouTube-assisted obituary: Bea Arthur, 1922-2009
When we heard Bea Arthur had died, we immediately recalled a line from the 1994's "Airheads" (amazing cast, btw). The entire film isn't online, but FF to the 1:10 mark of the trailer and you'll see what demands a dunder-headed metalhead makes when he and some bandmates take over a rock 'n roll radio station: […] [Read More]


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I recently read an article about getting lost in travel….not in the traditional sense of getting lost and not knowing where you are, but in the sense of letting yourself be immersed in the experience of travel – no plans, no expectations….or like Nike says: Just Do It! So, the question for this Monday morning … Continue reading
Que sera, sera….whatever will be, will be! This past week I was in Montreal living the Montreal Bucket List of unique winter adventures and experiences and stayed at the Snow Village in Parc Jean-Drapeau. Love this photo – made some great new friends and had a brilliant time crossing "sleeping in an ice hotel" off my … Continue reading
I have been writing Travel Destination Bucket List for over a year now, and I am realizing that there is a lot of information buried down in the archives. Thanks to Susan Wingate and her post about newsletters and The Lazy Travelers with their No Travel Required series, I thought I would incorporate a similar … Continue reading
Top 5 Travel Experiences from 2012 2012 was a travel bonanza! I never would have guessed, ringing in the New Year in Prague, that I would see and experience so much throughout 2012. Travel in 2012 ran the gamut of experiences from luxurious hotel stays in the Mayan Riviera at the Fairmont Mayakoba Resort and … Continue reading
A question I am often asked….. Where to next?? Only time will tell! Happy Monday.
Walking to Santiago Hoping to savour my last day on the Camino de Santiago, I left my final pension in Arca rather late. With the rains of the day before finally past, the trail had an ethereal and misty presence in the morning. It was the perfect atmosphere for my final day of walking into … Continue reading
Things started to get a little crazy on the homestretch into Santiago – the Camino had become a zoo! I had been duly warned, but was blissed out on the last few days of walking and really didn't pay attention to what I had been told! The guide book warned me, a tour guide in … Continue reading
Day 1 – Saint Jean Pied du Port to Roncesvalles – baptism by fire on the Camino de Santiago It was still dark out, but the rustling of bed sheets started at 5:30. This didn't matter as I had already been awake for some time! After nothing by sunshine and heatwave in Croatia, the damp and … Continue reading
All my adult life, I have worked towards succeeding in my career, rising to top honours in 2010, sacrificing time with family and friends, forgetting my needs as I gave my all for the ranking of #1 in my company for all of Canada. Some said it couldn't be done, but with dogged determination, I … Continue reading
PBP – Paris Brest-Paris – an epic feat of endurance, courage and sometimes a little crazy – I did it in 2007 and am happy to say: I survived the thrills and chills of PBP! What is PBP you ask? PBP is the most famous long-distance randonnée: 1200 kms (745 miles) done in a maximum of … Continue reading


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What does it mean to be 'cut off' from the Jewish people?
By Rabbi Louis Jacobs
We Also Recommend
Reprinted from The Jewish Religion: A Companion, published by Oxford University Press.
Karet ('excision') is the biblical penalty, for certain offences, of being 'cut off from the people'; for example, for failing to be circumcised (Genesis 17:14); for eating leaven on Passover (Exodus 12:19); and for committing incest (Leviticus 20:17). The Mishnah (Keritot 1:1) lists thirty-six offences for which the penalty is karet.
The Problem of Definition
The chief problem here is the meaning of karet. Josephus (Antiquities of the Jews 3.12:1) remarks: 'To those who were, guilty of such insolent behavior, he [Moses] ordered death for his punishment', implying that karet is identical with other death penalties in the Pentateuch.
This view is accepted by many biblical scholars but fails to explain why this term is used instead of 'he shall be put to death', that is, by the hands of the court. Other modern scholars hold that karet denotes some kind of exclusion from the community, the offender being 'cut off', that is, excluded from the community.
But, as Milgrom has rightly pointed out, the penalty of karet is limited to purely religious offences and is never enjoined for offences such as murder, the penalty for which is judicial execution. Consequently, the unanimous Rabbinic view, as stated in the Talmud, has much to commend it, that karet is a form not of human but of divine punishment, though it is unclear how karet differs from the other divine penalty mentioned in the sources, 'death by the hand of Heaven.'
Divine Punishment and Providence
In one view, karet means a divine punishment of death before the age of 60, which is why a Talmudic Rabbi had a party on his sixtieth birthday. In another version karet means that the offender will die childless. In the confession of sin on Yom Kippur one sentence reads: 'For the sins for which we are liable to the penalty of karet and childlessness.'
The medieval philosophers endeavor to explain how the penalty of karet fits into the scheme of divine providence. Maimonides (Teshuvah, 8:5) identifies karet for the worst sinners as total annihilation of the soul in the Hereafter.
This whole area is very obscure and is largely ignored in present-day Jewish theology.
Did you like this article? MyJewishLearning is a not-for-profit organization.


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Item: SLR240
If you are dissatisfied for any reason, we'll give you a full refund and pay return shipping. Lee Swanson, President of Swanson Health Products
Serving Size 1 Vegetarian Capsule
|Amount Per Serving
|%Daily Value
|Eyebright (Euphrasia officinalis) aerial
|400 mg
*Daily Value not established.
Other ingredients: Vegetable Cellulose Capsule and Magnesium Stearate.
Directions: Use only as directed. Take one vegetarian capsule up to two times daily with a meal or a glass of water. Store in a cool, dry place.
WARNING: Do not use if safety seal is broken or missing. Keep out of reach of children. Consult a licensed healthcare practitioner before using this product, especially if you are pregnant or nursing.
Solaray Guarantees that NO other ingredients other than those listed on this label have been added to this product.
Look here for an easy way to
navigate to your previously
viewed products.


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Hotels in 21803 - Salisbury MD
Only hotels in 21803 zip code are listed below. Search for cheap and discount hotel rates in Salisbury, MD for your upcoming leisure or conference / group travel. We list the best 21803 hotels and motels so you can review the Salisbury hotel list below to find the perfect lodging. Hotels in Wicomico county and area code 410 are also listed.
21803 Hotels/Motels & Accommodations
Next: Show All Available 21803 Hotels with Pricing >


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Vanilla Rum Cake
Total Time
1hr 10mins
Prep 20 mins
Cook 50 mins
Another one of my grandma's favorite recipes. Everytime she makes it, she reminds me that she had to ask her neighbor Fran for 1/2 cup of rum when she wanted to make this. I have no idea how many servings this makes and she doesn't remember either, so I'm guessing at that and the prep time.
Ingredients Nutrition
- For Cake: Place nuts in the bottom of a greased bundt pan. Combine all remaining ingredients in a separate bowl and pour into the bundt pan over the nuts.
- Bake at 350 degrees for 45 minutes. Let cool 10 minutes in the pan and poke cake with skewer or fork all over to create holes for the glaze to sink inches.
- For Glaze: Heat all ingredients until melted. Pour over the cake while still in the bundt pan. Leave the cake in the pan overnight in the refrigerator.
Most Helpful
I do like the Rum Cake
Made this for DH's birthday. He loves chocolate, but I thought I'd try this. "New favorite cake." He declared! I used chopped pecans and Malibu rum.


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Departmental Requirements for Politics Major:
The Politics major consists of twelve (12) courses and one (1) required/related general education course.
Introductory core courses (required):
POSC 110 Introduction to American Politics
POSC 120 Introduction to World Politics
Intermediate courses (select two):
POSC 211 Political Theory: Justice, Law, and Order
POSC 216 Film and Politics
POSC 223 Bureaucratic Politics and Power
POSC 245 Comparative Politics: Europe
POSC 250 American Legal Systems
Advanced core courses (required):
POSC 316 U.S. Constitutional Law and Politics
POSC 337 Legislative Politics and Policy
POSC 341 The Presidency: Politics and Administration
Advanced courses (select three):
POSC 313 American Political Thought
POSC 325 Public Management
POSC 327 Elections and Campaign Strategy
POSC 328 Public Budgeting and Management
POSC 329 Public Policy Analysis
POSC 342 Formation and Conduct of U.S. Foreign Policy
One Elective:
Any course offered by the Government Department
POSC 425 Seminar in Politics
Required/related course:
All Politics majors must take MATH 117 Introduction to Statistics.
Students majoring in Politics should complete POSC 110 Introduction to American Politics and POSC 120 Introduction to World Politics during their freshman year. All above courses must be completed prior to the end of the sophomore year.


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This is a photomicrograph of the organism that causes pneumococcal pneumonia. The bacterium is round, but join together to form pairs and chains. Because they typically join together to form pairs, they are called diplococci; the prefix di means two.
A.D.A.M., Inc. is accredited by URAC, also known as the American Accreditation HealthCare Commission (www.urac.org). URAC's accreditation program is an independent audit to verify that A.D.A.M. follows rigorous standards of quality and accountability. A.D.A.M. is among the first to achieve this important distinction for online health information and services. Learn more about A.D.A.M.'s editorial policy, editorial process and privacy policy. A.D.A.M. is also a founding member of Hi-Ethics and subscribes to the principles of the Health on the Net Foundation (www.hon.ch)
The information provided herein should not be used during any medical emergency or for the diagnosis or treatment of any medical condition. A licensed medical professional should be consulted for diagnosis and treatment of any and all medical conditions. Call 911 for all medical emergencies. Links to other sites are provided for information only -- they do not constitute endorsements of those other sites. © 1997- 2013 A.D.A.M., Inc. Any duplication or distribution of the information contained herein is strictly prohibited.


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Renardo Sidney is expected to be a force inside for MSU this season - if he stays in shape and out of trouble.
- Filed Under
After a glorified 20 minutes of pick-up basketball in front of nearly 5,000 fans at Humphrey Coliseum, Rick Stansbury did not have many answers.
"You ask me these questions again in about two weeks," the Mississippi State basketball coach said last Friday night. "That's when it will mean a little more. That's the first time we'll have a practice as a team."
MSU started two-a-day practices this week, a few days after its Maroon Madness event left many questions unanswered. ...


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Executive Gold Star Renewal
Item #35674
To renew your Costco membership, please add this product to your cart and proceed to checkout. When renewing your membership, please note that all cards on the membership (primary and household card) will be renewed. Please allow 24 hours to process and update your renewal.
If changes need to be made to your existing membership, please e-mail us at Costco.com Comments and Suggestions or call (800)774-2678.
* Note Renewal of your membership (by clicking the "Add to Cart" button) constitutes acceptance of Costco's Member Benefits & Services including our privacy policy and practices found at our Privacy Statement below. Please provide your household cardholder with this information.
Renewal Policy – Memberships renewed within 2 months after expiration of the current membership year will be extended for 12 months from the expiration date. Memberships renewed more than 2 months after such expiration will be extended for 12 months from the renewal date.
Costco is continually developing new and exciting programs and services at substantial savings for our members. If you do not want your name, postal address, e-mail address, membership number, status and type shared with carefully selected partners so they may qualify you for these offerings, please call Member Services at (800) 774-2678 to opt-out. Your choice to opt-out will not apply to your household card or any add-on members. You may call our Member Services department, or visit a Costco location near you to opt-out and additional members that you may have on your account.
Additional Cardholders: No
Annual Fee (plus sales where applicable): Gold Star Membership plus additional $55.00
Brand: Costco
Costco Services: Executive Members receive additional benefits and greater discounts on our suite of Costco Services including Costco Travel.
FREE Household Card****: Yes
Membership Covered by Risk-Free 100% Satisfaction Guarantee: Yes
Membership Reward*: Annual 2% Reward (up to $750) on qualified Costco purchases*
Resale Use***: No
Shop at Business Centers**: Yes
Shop at Costco warehouses (Worldwide): Yes
Shop on Costco.com: Yes
The TrueEarnings® Card Annual Fee: No annual fee with Costco membership
The TrueEarnings® Card from Costco and American Express: Optional
Use at Costco Gas Stations**: Yes
Use at Costco Hearing Aid Center: Yes
Use at Costco Optical: Yes
Use at Costco Pharmacy: Yes
How to Return: For an immediate refund (including shipping and handling), simply return your purchase at any one of our Costco warehouses worldwide. If you are unable to return your order at one of our warehouses, please email customer service or call our customer service center at 1-800-955-2292 for assistance. To expedite the processing of your return, please reference your order number.
If you request an item be picked up for return, the item must be packaged and available for pick up in the same manner as it was delivered. If your order was delivered "curb side", it will need to be available for curb side pick up.
If the item arrived to you in a box, it will need to be in a box at the time of pick up.
View Costco's Return Policy.
For information or a written copy of the manufacturer's warranty, please contact us at: email@example.com.


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The top 10 teams stay intact, with BFA-Fairfax making a small push, swapping with Missisquoi at No. 4.
For previous rankings this week, go here:
• girls lacrosse • boys lacrosse • baseball
Through games played 5/07/12
1. Brattleboro (5-2): A win over Rutland and another of Mount Anthony bookend Brattleboro's current four-game winning streak. Last week: 1.
2. BFA-St. Albans (8-0): The Comets haven't allowed more than three runs in a game since defeating Colchester on April 19, a span of seven contests. Last week: 2.
3. Essex (8-0): The Hornets have pitched five shutouts, yielding just five runs overall. Last week: 3.
4. BFA-Fairfax (7-0): Four more wins and 56 runs scored for the powerhouse Fairfax squad. Last week: 5.
5. Missisquoi (3-1): The loss to Essex was closer than the final score of 5-0 would indicate for the Thunderbirds, who knocked on the door but couldn't break through against Essex ace Alexis Perry. Last week: 4.
6. Springfield (7-2): The Cosmos pushed their winning streak to three games. Last week: 6.
7. Vergennes (5-3): The Commodores' three losses are to Essex, BFA-St. Albans and Missisquoi. Last week: 7.
8. Windsor (7-3): The Yellow Jackets stopped a slide with a pair of wins last week. Last week: 8.
9. Mount Mansfield (5-2): The Cougars' offense has supplied 47 runs in a three-game winning streak. Last week: 9.
10. Middlebury (5-2): The Tigers hung close with BFA. Last week: 10.


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Posted: March 24, 2014|
A CON artist fleeced hundreds of pounds from an elderly man after tricking his way into the man's home and stealing bank cards.
An unidentified 82-year-old man allowed the callous thief into his home in Hillside, Tutbury, at about 5.30pm on Saturdy after he showed seemingly valid identification cards.
But the conman stole credit card cards which he then used to take £250 from a Lloyds TSB cashpoint in the village High Street.
Inspector Rob Neeson (pictured), who is based at Burton Police Station, has appealed for vulnerable people never to let strangers into their home without an appointment.
He said: "I would remind people and their families about the dangers of letting people in when they have not got an appointment.
"If someone if knocking on their door, even if they have ID, then don't open it straight away, ideally they should always make appointment."
The crook is believed to be a 6ft tall white man of medium build.
He wore a black jacket with a black logo and grey trousers.
Insp Neeson said that he believed the theft to be a one-off, but added that elderly people should always err on the side of caution.
He said: "It's an unusual occurance in this area.
"But if people are unsure then they should never let them in but call us instead.
"It's far better for us to be able to verify their identification then have these sort of offences.
"This type of crime can really damage the trust these people have.
"Imagine what it would be like if this was your grandparent?
"A lot of that generation still have that trust but crimes like this destroys that."
Anyone who thinks they may have seen the offender should call the police on 101.


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Kuwaitis parade in front of the reopened U. S. embassy waving Kuwaiti flags and an American flag with a picture of Marilyn Monroe on it on Friday, March 1, 1991 in Kuwait City. Kuwaiti citizens are continuing to celebrate their liberation from the Iraqi army. (AP Photo/J. Scott Applewhite)
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Reinard Earns Weekly AMCC Honors
- Release Date:
- January 23, 2006
- Contact:
- The Office of Sports Information
- (716) 649-7900 ext. 333
HAMBURG, NY – Hilbert College men's basketball player Dallas Reinard (Smethport, PA/Smethport) was named Allegheny Mountain Collegiate Conference Player of the Week for the week ending January 22rd.
The sophomore guard averaged 24.3 points, 10.0 rebounds and 2.7 assists in three games while leading the Hawks to a 3-0 week. He would go on to shoot more than 43% from behind the arc while shooting 70% from the line.
Reinard and the Hawks started the week at the University of Pitt-Bradford where he knocked down 11 points while adding nine rebounds in a 73-65 win. Friday night against visiting Mount Aloysius College, Reinard went off for 30 points to help the Hawks to a 106-88 victory. He then followed that performance with a career-high 32 points, including seven three-pointers, in a 75-73 overtime win over Penn St-Altoona. His last second off-balanced 3-pointer tied the game and forced overtime.
On the season, Reinard is averaging 18.8 points and 6.0 rebounds in 14 games for the 7-7 (5-3) Hawks.
Hilbert College, located in suburban Hamburg, N.Y., south of Buffalo, is a private four-year college founded in 1957 in the Catholic Franciscan tradition. With nearly 1,100 students, Hilbert is a dynamic Western New York college that offers career-focused majors, including one of the top criminal justice programs in the region, and more than 50 minors and concentrations. The college's engaging, student-centered campus community offers numerous leadership, internship, and service learning opportunities from which students launch successful careers while making positive changes in their communities. The Hilbert Blueprint promotes a well-rounded student experience over four years – starting with the Foundations Seminar in the freshman year, followed by Sophomore Service, Junior Symposium, and culminating with the Senior Capstone. Hilbert has expanded its academic offerings with the college's first graduate programs and new Accelerated Degree Programs geared to adult learners.
Upcoming Events
- First Year Student Orientation
- Aug 14, 2015
- Summer Session A2 Ends
- Aug 21, 2015
- First Year Student Orientation
- Aug 28, 2015


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Updated: 06/11/2013 8:24 AM KSTP.com By: Josh Rosenthal
Cyber espionage is a hot topic nationally right now, but it doesn't just impact governments and big business.
According to Minnesota's first chief information officer, if you use the Internet - on your computer or mobile device - you could be a cyber attack target.
"We know when the flood is going to arrive, the season. We know tornado season, but we quite, we can never predict the cyber attack season. That's why we as citizens need to be vigilant," said Gopal Khanna, who is also the founder of the state's Cyber Security Summit.
According to a Symantec internet security threat report: there was a 42 percent increase of targeted cyber attacks in 2012 compared to 2011.
Small businesses were the target of 31 percent of all attacks, which is three times the 2011 number. Also, Symantec's report says mobile malware increased by 58 percent in 2012.
"We live in a mobile world. The workplace is mobile," explained Khanna. "a very large percentage of us carry mobile devices, and they all can be hacked because they use the internet."
To help protect your computer from cyber attacks, federal government website Onguardonline.gov has a few recommendations.
They include using security software that updates automatically, only giving out personal information over encrypted websites, and creating strong passwords.
Click here to learn more about how to protect yourself and your business from cyber attacks.


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Believe It or Not
News and trends from the religious realm with Kate Shellnutt
Posts filtered on Tag
Westboro photoshops themselves into Whitney Houston's funeral, plus other Christian protestors
The small group of hate-filled, sign-toting protesters known as Westboro Baptist Church did not stand outside Whitney Houston's funeral over the weekend, despite this picture tweeted by Fred Phelps' daughter Margie. The picture is believed to be a fake, since no one saw Westboro there, despite their pledge to picket the "godless" singer. The Newark […] [Read More]
Update: Russell Simmons buys ads after Lowe's pulls theirs from TLC's 'All-American Muslim'
Update: Rap mogul Russell Simmons quickly spoke out against Lowe's decision to pull their advertising from TLC's reality show and announced today that he'd bought the show's remaining commercial slots. The Def Jam founder called Lowe's move Islamophobic and had urged his followers to boycott the store. From Saturday: A conservative Christian group opposed to […] [Read More]
Westboro Baptist to picket Steve Jobs' funeral, church members tweet via iPhone
It may seem like all of America is sad to hear the news of Apple co-founder Steve Jobs' death at age 56, but Westboro Baptist Church can find a reason to hate anyone, and Jobs is no exception. Margie Phelps, daughter of rogue church's pastor Fred Phelps, tweeted their plans to picket Job's funeral FROM […] [Read More]
Catholics among arrests during Keystone pipeline protests
Catholic environmentalists inspired by religious responsibility to care for God's creation have joined protests over the proposed Keystone XL pipeline, which would extend from Montana to Texas and transport oil extracted from tar sands in Alberta, Canada. Priests and activists—including Sojourners editor Rose Berger, Rev. Jim Noonan and Franciscan Fathers Erick Lopez and Jacek Orzechowski—were […] [Read More]


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CrimeMapping stated aim is to help "law enforcement agencies throughout North America provide the public with valuable information about recent crime activity by neighbourhood." CrimeMapping currently has crime maps for five agencies in the US; Hernando County Sheriff, High Point Police Department, Duluth Police Department, Lincoln Police Department and the Oakland Police Department.
You can search the crimes in each area by type, location or time period. The crimes are represented on the map by fifteen different types of icons, each icon representing a different type of crime. Clicking on an icon reveals details about the date and time of the crime.
Banjax Crime Map
The Banjax Crime Map is a map of crime in Northern Ireland. The data for the map comes from the Northern Ireland Neighbourhood Information Service (NINIS). The Banjax Crime Map is in the form of a heat map, showing the density of crime for each ward in the province.
You can view a heat map of total offences for each year from 2004 to 2007 or different overlays for the twelve categories of crime that the NINIS uses. Beneath the map Banjax have provided the statistics for each crime category and information on whether there has been a rise or fall in this category of crime year on year.
Banjax say that this crime map project is the first of what they are hope are many similar applications that will 'give Belfast and Northern Ireland a better experience of the web and its potential'.
The crime mapping application Crimeblips provides up-to-date crime statistics for neighbourhoods throughout Berlin. The application maps, visualizes, and analyses crime incidents, allowing users to identify crime hot spots, trends and general patterns. The occurrences, events and data are extracted from public press releases of the City of Berlin Police Department and Berlin Fire Department.
The application has been developed at the University of Applied Sciences Kaiserslautern and they say that future versions will provide comparisons with incident descriptions in the media, published law enforcement agency data, schools and shopping centres, as well as other third party information including real estate prices and indicators.
Other Crime Maps (links in the right hand column)


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Recipes that use tahini helvasi (sesame halva)?
Received a kilogram of this from a friend who bought it at an ethnic market and it doesn't have a best-by date. It's plain vanilla and has no seeds or nuts in it. We've spooned enough and have about 75% left.
Any suggestions as to how I can utilise this in a cake or pudding?
Talk is closed, but that doesn't mean the conversations have to stop!
Check out this post for a more thorough explanation, and jump onto our Facebook page or our Twitter feed to keep the conversations going!


text: Vision Bank, NA---Internet BankingAgreement and DisclosuresThe following agreement and disclosures, hereinafter referred to as "Agreement", explains the terms and conditions set forth by Vision Bank, NA concerning online transacting services, hereinafter referred to as "Internet Banking". The terms "we," "us", "the bank" and "our" refer to "Vision Bank, NA". The words "you" and "your" refer to the person(s) named as applicants on the enrollment form. These terms are in addition to the terms and conditions included in the Account Agreement and Disclosures you received upon opening your account and any other documentation you have been provided governing the banking products and services you may have with us, hereinafter referred to as "Banking Documents." The term business day means Monday through Friday, excluding Federal Holidays.Your initial login to Internet Banking certifies your acceptance and agreement to be bound by all of the terms and conditions of the Agreement and all Banking Documents. You further agree that future changes in agreements and disclosures can be provided to you electronically. 1. ServicesThis Agreement covers the Internet Banking services available to you. Internet Banking currently provides you with the ability to review and download account information, transfer money between accounts held at Vision Bank, NA, add stop payments to your accounts and communicate with us electronically. The Bank reserves the right to suspend Internet Banking at its discretion. Account information is as of the prior evening postings and any electronic postings on the current day. i.e. Electronic deposits and withdrawals and deposits made through a teller are electronic posting that are reflected on the current day's balance. Checks and ATM transactions are not posted until cut-off time of the current day and are not reflected in Internet Banking balances until the end of the next business day. You are responsible for the equipment you use to access Internet Banking. It is your responsibility to protect your computer from computer viruses. We encourage you to routinely scan your PC and diskettes using a reliable virus product to detect and remove any viruses. 2. Transfers Transfers between accounts must be made by 7:00 p.m. central time on business days to be posted that same day. All transfers thereafter will be reflected in your memo balance but will not be available to you until the end of the following business day. 3. Email Services Bank e-mail is available to all customers. Such email is intended for general communication purposes; therefore, we recommend you contact the bank at (580) 332-5132 or (888) 332-5132 for time sensitive information such as lost or stolen ATM, debit or credit cards or any other matter which you feel requires immediate attention. 4. Terminations and Modification We reserve the right to modify or terminate this agreement at any time. We will comply with all notice requirements under applicable law for such changes or termination. In the event of termination, Internet Banking services will cease, including but not limited to scheduled transfers. If we modify this Agreement, your continued use of Internet Banking will constitute your acceptance of such changes in each instance. 5. Transaction Authorization Vision Bank, NA is entitled to act on instructions received though Internet Banking under your password and without inquiring as to the identity of the person using that password. DO NOT DISCLOSE YOUR PASSWORD under any circumstances, either by telephone or to anyone claiming to represent the Bank. The Bank's employees do not need to know and should not ask for your password. You are liable for all transactions made or authorized using your password. If you give your password to anyone, you do so at your own risk. Anyone to whom you give your Internet Banking password will have full access to your accounts even if you attempt to limit that person's authority. You must notify the Bank to disable your password if you become aware that your password has been lost, stolen or otherwise compromised and that it should not be honored. You are liable for all transactions that you make or authorize, even if a person you authorize exceeds your authority. You hereby release the Bank from any liability and agree not to make any claim or bring any action against us for honoring or allowing any actions or transactions where you have authorized the person performing the action or transaction to use your account(s) andor you have given your password to such person, or, in the case of a jointly held account such person is one of the owners of the account. You agree to indemnify the Bank and hold it harmless from and against any and all liability (including but not limited to reasonable attorney fees) arising from any such claims or actions. 6. Enrollment If two individuals hold a joint checking account, there are two ways to enroll for Internet Banking. First, both account holders may enroll separately and each will have hisher own password and Agreement, thus allowing them full access to that account(s). Second, one holder of a joint account can enroll for Internet Banking with one password and then can communicate that I.D. and password to other authorized user(s) which have access to the enrolled account. Please note, only signers on an existing account will be given access to that account. Signers have full authority to receive and thereby use Internet Banking. It is the responsibility of the account holder to update signer information. 7. Errors and Questions In case of errors or questions concerning transactions completed via Internet Banking, please contact the bank at (580) 332-5132 or (888) 332-5132 and ask to speak with the Net Banker professional or write to P.O. Box 669, Ada OK 74821. The bank must hear from you within 60 days after you receive the first statement or notification in which the error or problem appeared. Please include the following information: • Name • Account Number • Description of the error or what you are unsure about, plus an explanation of why you believe it is an error or why you need information • The amount of the error We will tell you the results of our investigation within ten (10) business days after we hear from you. If the bank need more time the bank may take up to 45 business days to investigate. If the bank chooses to take up to 45 business days, the bank will give you a provisional credit to your account within ten (10) business days. If the bank decides there was no error, the bank will furnish you with a written explanation within three (3) business days after the investigation is complete. 8. SecurityIf your Internet Banking ID or PIN is incorrectly entered more than three times, access to account is automatically locked. This security measure is in place to prevent unauthorized access to your account via your Internet Banking ID. You must contact the bank to reactive your Internet Banking account before access is granted.9. Dormant Internet ID's/TerminationIf during a consecutive 180 day period you do not access the NetTeller service, your Internet Banking Account will automatically become Dormant. You must contact the bank to reactive your Internet Banking account before access is granted.Vision Bank, NA reserves the right to terminate the user's privilege to access their account/accounts via NetTeller.


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The Math & Sciences Division provides our students with quality, technologically innovative, and adaptive programs to support their diverse educational goals.
The Math & Sciences Division prepares students to enter a variety of fields. Students in any area of study can take the required math and science courses to fulfill general education requirements before transferring to a 4 year college or university. In addition, students who desire to earn a bachelor's degree in math, science, engineering, agriculture, a health related field, or physical education can take major specific courses for their major in this Division.
The Math & Sciences Division also offers Associate of Applied Science degrees and certificates which are career focused. Opportunities for certificates and AAS degrees include nursing, radiologic technology, sonography, echocardiography, health information technology, medical coding, and engineering and agriculture.
The DACC Math & Sciences Division has competent faculty and staff who are dedicated to giving our students the best instruction possible. Click on the links below to "meet" the faculty and staff of the Sciences Division:
Kathy R. Sturgeon, Dean
Program Directors
Al Bello, Medical Imaging
Christine Ullom, Nursing
Marcie Wright, Health Information Technology
Support Staff
Donna Davis - Administrative Assistant
Angel Fellers - Office Assistant
Kristen Huffman - Science Lab Technician
Adjunct Faculty
Nancy Allen - Nutrition
Lori Carlson - Nutrition
Beth Daily - Mathematics
Kylie Dryer - Physical Education
Dean Eckberg - Geology
Kelly Elliot - Health Information Technology
Susan Foreman- Mathmematics
Gail Girard - Health
Sue Heidle - Physical Education
Debra Huber - Mathematics
Charles Ligler - Mathematics
Nancy Konieczki - Mathematics
Sharon McMahon - Health
Kari Matthews - Mathematics
Brian Rohrbach - Physical Education
Mark Switzer - Physical Education
Tracy Thompson - Biological Sciences
Jason Tipton - Health Information Technology
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Ancient Egyptian Literature: Volume I: The Old and Middle KingdomsPaperback Ancient Egyptian Literature
List price $31.13
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- Publisher: University of California Press
- Format: Paperback | 300 pages
- Dimensions: 152mm x 221mm x 28mm | 363g
- Publication date: 3 April 2006
- Publication City/Country: Berkerley
- Edition: 2, Revised
- Edition statement: 2nd Revised edition
- Sales rank: 56,003
Product description
First published in 1973 - and followed by Volume II in 1976 and Volume III in 1980 - this anthology has assumed classic status in the field of Egyptology and portrays the remarkable evolution of the literary forms of one of the world's earliest civilizations. Volume I outlines the early and gradual evolution of Egyptian literary genres, including biographical and historical inscriptions carved on stone, the various classes of literary works written with pen on papyrus, and the mortuary literature that focuses on life after death. Introduced with a new foreword by Antonio Loprieno. Volume II shows the culmination of these literary genres within the single period known as the New Kingdom (1550-1080 B.C.). With a new foreword by Hans-W. Fischer-Elfert. Volume III spans the last millennium of Pharaonic civilization, from the tenth century B.C. to the beginning of the Christian era. With a new foreword by Joseph G. Manning.
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Author information
For thirty years Miriam Lichtheim was Near East Bibliographer and Lecturer at University of California, Los Angeles. She retired in 1974 to devote herself to Egyptological research and later moved to Jerusalem where she taught at Hebrew University. She died in 2004. Antonio Lopriano is Professor of Egyptology at the University of Basel, Switzerland.
Review quote
"Concise, lucid, and altogether interesting.... The notes on the individual texts are unfailingly illuminating." - Books Abroad (now World Literature Today)"
Back cover copy
"Praise for the first editions: "Concise, lucid, and altogether interesting . . . .The notes on the individual texts are unfailingly illuminating."--"Books Abroad (now "World Literature Today)
Flap copy
"Praise for the first editions: " "Concise, lucid, and altogether interesting ....The notes on the individual texts are unfailingly illuminating."--"Books Abroad" (now "World Literature Today")


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Updated at: 02/20/2013 6:38 PM
(AP) GREENSBORO, N.C. - A high school basketball player at a private school in Greensboro has died after collapsing during a game.
Junior Josh Level of New Garden Friends collapsed with about 3 minutes left during Tuesday night's game at Quality Education Academy in Winston-Salem. Lore (LOR'-ee) Fariss, New Garden Friends' director of advancement, said Level was taken to the Brenner Children's Hospital at Wake Forest Baptist Medical Center, where he died.
Fariss said the cause of death is unknown. Funeral arrangements were incomplete Wednesday.
Level, a 6-foot-5 guard, had drawn recruiting interest from Division I schools. Fariss described Level as "fun-loving" and "grounded," calling him "a pretty special kid."
Counselors were at the school Wednesday to talk with students.
New Garden Friends is a pre-kindergarten through 12th grade Quaker school founded in 1971.
(Copyright 2013 by The Associated Press. All Rights Reserved.)


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By Cynthia Rivers-WomackU.S. Army Recruiting Command
GAINESVILLE, Fla., Jan. 3, 2012 Allison Scarbrough officially changes jobs today, from retail cashier to health care specialist in the U.S. Army. But the change has not been easy.
Scarbrough, then 20, walked into the recruiting station here in May 2010 ready to become a soldier. But because she carried 240 pounds on her 5-foot, 5-inch frame, she had to lose 84 pounds and keep the weight off before she would be eligible to enlist.
In 2010, Scarbrough belonged to the country's growing demographic of 18-to-24-year-olds considered overweight and obese. In 1998 -- when the National Institutes of Health released the first federal guidelines to identify, evaluate and treat overweight and obese adults -- 97 million Americans, or 55 percent, were identified as overweight or obese.
A Centers for Disease Control and Prevention study revealed that in 1998, only one state had 40 to 49 percent of its 18-to-24-year-old population classified as overweight or obese. By 2008, that number had grown to 39 states. The CDC uses a height-weight calculation known as body-mass index, or BMI, to determine whether someone is overweight or obese. The Army also uses BMI measurements to determine weight, with different calculations for men and women.
Keenly aware of weight-management issues among its active-duty and reserve soldiers, Army officials began offering the service's "Weigh to Stay" program online in 2006. The initial program was designed for in-person sessions, but the online platform made the program more accessible and self-directed, according to a 2006 interview with Army Lt. Col. Danny Jaghab, site creator and past nutrition staff officer at the U.S. Center for Health Promotion and Preventive Medicine at Aberdeen Proving Ground, Md. In addition, the Army now provides a platform at http://www.hooah4health to help soldiers in their goals to maintain a healthy lifestyle.
When Scarborough realized she could not join the Army until she lost 84 pounds and kept it off, she said, she changed her behavior toward food and modified her lifestyle and eating habits. She began eating more vegetables and doing away with high-caloric drinks, fast-foods and unnecessary snacks.
Encouraged by her recruiter, Army Staff Sgt. Terrance Retsch, Scarborough started physical training in September 2011 with the future soldiers of the Gainesville recruiting station.
"I knew when Scarbrough came into our office she would take the challenge to lose weight and would be successful," Retsch said. "She's determined and strong-willed, plus the Army gave her a bigger purpose that had immediate and long-term benefits: improving her health and becoming a soldier."
Scarbrough said the transition has been good for her body and her mind.
"Weight shouldn't be something that stops you from doing what you really want," she said. "Losing weight is a lot of work, but even when you hit a plateau you have to keep at it. My mother didn't think I would follow through with losing the weight or joining the Army, but I did it, and now I'm ready to go."
Article is closed to new comments.
The opinions expressed in the following comments do not necessarily reflect those of the U.S. Department of Defense.
You go girl!!! Have fun in Basic, we have lots to talk about when you get back!!!
- Elizabeth, Fort Pierce, Florida
Alllison - your story is inspiring and I hope there are many out there that will learn from it. Use that determination to be the best soldier you can and I'm sure you'll go very far in your career!
- LT Montoya, Virginia Beach
I am so proud of you Allison I knew that you would achieve your goals you are a true role model for young girls. Mom
- Rose Scarbrough, High Springs
Allison: Great job! As a father of many girls it is an inspiration to see someone so young take charge of life. Have a great career in the Army!
- Tony Jackson, Alexandria


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[Supreme Allied Commander, Atlantic and Commander in Chief, U.S. Joint Forces Command] Admiral [Harold W.] Gehman, Janet [Gehman], and the entire Gehman family. Admiral Gehman, thank you, for your words, which were very generous and, for your deeds, which—as we will be reminded throughout this ceremony—have been extraordinary.
I will take your cue and simply welcome all of the distinguished guests who are here today. But I do want to point out my former colleagues in the House, Congressman [Norman] Sisisky, Congressman [Owen] Pickett, Congressman [Herb] Batemen, thank you for all you've done for the military during your great years of service on the House Armed Services Committee. Thank you very much. [Applause.]
The last time that I joined [NATO Secretary General] George Robertson—then Minister of Defense Robertson—at such a scene was last year when my wife, Janet, and I helped to christen the USS Winston Churchill. Janet did the christening; I did the watching. But among the many stories that we recalled that day was one about a young photographer who was taking Churchill's picture on his 75th birthday. And this budding cameraman was so enthusiastic that he looked at Sir Winston and said, "I hope that I'll be able to take your picture when you're 100." And Churchill looked back at the young man and he said, "I don't see why not, you look reasonably fit and healthy." [Laughter.] I hope that all of you will still be here, fit and healthy, when Lord Robertson concludes his remarks later this morning. [Laughter.]
The last time I stood on the deck of this great ship, it was off the coast of Spain, in the immediate wake of Operation Allied Force. That day, we celebrated the remarkable men and women of "The Big Stick" who had safely launched and executed some 3,400 sorties. Today, we celebrate a leader and a command that helped make that operation such a historic success.
So it's altogether fitting that we gather on this magnificent carrier named for our 26th president. Theodore Roosevelt, as you know, was a tireless champion of our maritime services as the Assistant Secretary of the Navy, a post that he then left to lead the famous charge up San Juan Hill as a colonel in the Army. And, as president, he transformed all of our forces so this nation could meet the unprecedented challenges of the unfolding twentieth century. He understood that this nation's security depended on harnessing every facet of our military force, and he understood that such a vital mission called for our most visionary leaders, such as the great sailor that we honor today.
Roosevelt said that it is a leader's heart, his soul, his worth, and his actions that determine his standing among men. In the admiral that we honor today, America has indeed enjoyed a leader whose heart and actions have defined him as a public servant of the very highest standing.
From his earliest days, Hal Gehman displayed a devotion to duty and a courage in the face of adversity that made him a shining standard for America's military men and women. And perhaps because he is a quiet, modest man, few knew that as a Swift Boat commander in the coastal waters of Vietnam, young Lieutenant Gehman and his crew routinely braved the hot steel of hostile fire to rescue downed American aviators.
Yet all who knew Hal Gehman know of his intellect, which is keen; his style, which is innovative; and, his outlook, which is unfailingly optimistic. These are the very attributes that led Admiral [Elmo] "Bud" Zumwalt to choose this leader as part of his legendary Mod Squad—that outstanding group of young officers selected for early command. And I would say that Hal Gehman's career ever since that time—from a commander of a carrier battle group to commander of a Joint Task Force in Haiti; to Vice Chief of Naval Operations; and finally, as Commander of Joint Forces Command and Supreme Allied Commander Atlantic—all of that has proven the wisdom of Bud Zumwalt's vision.
Indeed, when this Norfolk native assumed his hometown's highest post, he took the more than one million under his command and persevered with their enduring missions: strengthening our bonds with our European allies and partners, such as we saw in recent weeks in his very swift offer to come of the aid of the sunken Russian submarine, the Kursk; and, supplying our combatant commanders the world over with joint forces that are trained and ready for any contingency. Indeed, I can recall quite vividly coming here to Norfolk in the early days of Allied Force and standing with the president and Admiral Gehman to pay tribute to all of the men and women, so many from this command, who were turning back a dictator's aggression in Kosovo.
And when we created the Joint Forces Command just about a year ago, we charged Admiral Gehman and this command with an evolving mission: to spearhead a sea change of tidal proportions; to peer into the battlefields of tomorrow and to build the joint warfighting force; to transform our forces by experimenting and innovating to create a new art of warfare; and here at home, to help communities respond in the event of a chemical or biological attack on American soil.
In characteristic fashion, Admiral Gehman captured the essence of this challenge by pointing to Yogi Berra's observation that, "the future just ain't what it used to be." But I will tell you that Admiral Gehman and this command embraced that mission with all the energy and optimism befitting the namesake of this mighty ship. And years from now, Hal Gehman's legacy is going to be measured in the technologies that have been harnessed, the lives saved, and the victories won. So on behalf of all of the men and women in uniform, Admiral, I want to thank you for a job extremely well done. Thank you. [Applause.]
And, of course, we all know that no public servant succeeds alone. Janet Gehman, when America placed Hal in positions of high trust, the men and women under his command were also graced with your caring and your concern and your dedication--not only to basketball, but to education. Your energy and your elegance made you a welcome ambassador the world over. Thank you for the extraordinary contribution you have made in service to this country. [Applause.]
Three decades ago, the conflict in Vietnam that forged a young Naval officer also steeled a young Army rifle platoon leader of the 101st Airborne Division. Today, we welcome General [William F.] "Buck" Kernan to this command. Buck Kernan is one of this nation's best "rapid reactors:" as the leader of the 75th Ranger Regiment's parachute assault into Panama during Operation Just Cause; and most recently as the commander of the 18th Airborne Corps, America's premier rapid reaction force.
As the first soldier to lead Norfolk's two great commands, we can expect to see Buck Kernan residing where Rangers feel most at home—at the battle's cutting edge. General Kernan, you will prove once again that America sends her best and brightest to serve with all of our allies and to forge the future. So with Marianne at your side, we welcome both of you to this great command. [Applause.]
Ladies and gentlemen, I began with Theodore Roosevelt; allow me to close with him. The leader to whom we bid farewell today is a man who has known, in Roosevelt's words, "the great enthusiasms, the great devotions, who spends himself in a worthy cause, and who knows, in the end, the triumph of high achievement."
Indeed, it was Hal Gehman's great devotion and his great enthusiasm for our nation, for our Navy, and, indeed, for all of our warfighters that, in the end, has made his life's service one of triumph and one of the highest achievement. So, Admiral Gehman, for the victories yet to be won, for the lives yet to be saved, for the legacy of excellence you have instilled in all who you have led, a grateful nation thanks you. And to you and to Janet, we wish you fair winds and following seas. Thank you very much. [Applause.]


text:
Sasha J
erros you found in puppet apply log clearly pointing to misconfiguration on the puppet side (or certificates problems).
Wed Dec 05 11:51:43 +0530 2012 Puppet (err): Could not send report: SSL_connect returned=1 errno=0 state=SSLv3 read server certificate B: certificate verify failed. This is often because the time is out of sync on the server or client
Did you check time synchronization?
Do you have any other puppet master in your infrastructure and does your machines trying to connect to it?
there are a whole lot of the potential problems on the puppet side, so this is why I suggesting clean OS reinstall.
Consult with puppet web site on debugging puppet communication problems.
Usually, if you have clean OS installation and follow set by step instructions in http://hortonworks.com/hdp11-hmc-quick-start-guide/ everything works fine.
Thank you!


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Samsung Galaxy Note 2 Deleted Photo Recovery Software
Samsung Note 2 smart phone is widely used all over the Globe and it runs on Android platform. It is one of the best and convenient gadgets to click pictures on the go. It's always frustrating when you delete momentous photos accidentally from Samsung Note 2 smart phones. After losing such important photos, it's not possible to recreate past moments. So you may be in search of Samsung Note 2 photo recovery tool to rescue all your deleted photos. No need to worry!! Samsung deleted photo recovery application is here to help you to recover deleted photos from Samsung Note 2 smart phone. This tool helps you to rescue spent past momentous events of your life by recovering camera files of your Samsung Note 2 smart phone.
Now we briefly focus on some scenarios due to which photos might be deleted:
Accidental Deletion: In spite of taking many precautions to rescue your crucial pictures, sometimes you may lose your images from Samsung Note 2 smart phone. It usually happens when you click "Delete All" option instead of hitting the "Delete" option. Sometimes, while removing unwanted stuffs from your cell phone you may select "Mark All" option, but you press Delete option without unmarking important files which were there in marked files. If you want to know how to retrieve deleted photos from Samsung Galaxy Note 2, then give a try for Samsung Photo Recovery software.
Anti virus scanning: You may always scan your smart phone with an efficient antivirus program, but when the photo files are infected with virus then while scanning this tool may delete them. In order to get back those photos and learn more about Samsung Galaxy S2 picture recovery visit here: http://www.samsungphotorecovery.net/galaxy-s2.html
Restore to original factory settings: Sometimes, due to some installed applications your Samsung Note 2 cell phone might be slow so in order to accelerate its speed you may restore it without having proper back up of important files, in this situation the files might be deleted completely thus you will lose important pictures. In this situation you need to opt this tool to recover erased photos from Samsung smart phones. Learn more about picture recovery by following this link: http://www.samsungphotorecovery.net/retrieve-deleted-pictures-from-samsung-captivate.html
Because of above discussed scenarios you might be lost your important photos. As soon as you lose your important photos then exploit this Samsung Note 2 photo recovery tool. This application can initially scan each sector of your cell memory card and then it
recover deleted photos from Samsung Note 2 with utmost ease. This image recovery app is capable enough to recover deleted photos, videos and audio files from Samsung smart phone having different file types. For more info check this URL samsungphotorecovery.net/recover-deleted-photos-from-phone.html
You can easily perform recovery of deleted photos from Samsung Note 2 on all popular versions of Windows OS based PCs. This software is highly incorporated with recovery technology to recover music, video and image files when they are erased normally or deleted on computers using Shift Delete keys. This software not only knows how to recover deleted photo file from Note ll phone, but it recover photos from Samsung Note 2 excellently when the memory card of mobile phone is formatted, inaccessible or corrupted. This app is smart and user friendly to retrieve deleted photos from all Samsung smart phones available in market today. All retrieved images can be previewed and saved after completion of recovery. So this Samsung Note 2 photo recovery tool is capable enough to restore all media files from any Samsung Galaxy smart phones as well. For further info go to this link - http://www.samsungphotorecovery.net/software-for-samsung-galaxy.html
Steps to Recover Deleted Photos from Samsung Note 2:
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Step 2: Later select the appropriate drive from the option displayed in the new window from which you want to perform photo recovery process.
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Step 4: You can also save recovered photos to desired location using Save option.


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Virginia's Center for Innovative Technology (CIT)
2214 Rock Hill Road, Suite 600
Herndon, Virginia 20170
(703) 689-3000
(703) 689-3041
Web Home Page:
Pete Jobse
Director of Federal Funding and AFCEA Contact:
Robert Brooke
Business Focus:
CIT's Federal Funding Assistance Program helps small technology businesses in all phases of SBIR, STTR, ATP grants and other federal-funding programs. Mentoring, statewide training and education, service-provider discounts, commercialization support and other assistance is available to increase technology transition and commercialization success. CIT's Capital Access Program helps Virginia-based technology companies attract third-party venture and angel funding. CIT's GAP fund provides early-stage seed funding for select companies with high potential for commercialization, providing leverage for additional rounds of funding.
Products/ Services:
Operates the Virginia Institute for Defense and Homeland Security, a university and industry research consortium dedicated to delivering solutions that support the nation's defense and homeland security objectives.
Technology researchers in Virginia's colleges, universities and federal laboratories, as well as technology entrepreneurs and small technology businesses in all regions of the commonwealth.
Business Categories:
Small Business Status:
NAICS Industry:


text:
Seek advice on
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Computer Science
HW I: Show your approach to each problem (formulas, variables, etc.) You can use Excel sheet formulas to show the work or use the Finance calculator terms. For the ABC answers: choose the correct answer and delete the rest.
1. (a) How large a retirement "nest egg" will I need at retirement to provide a $60,000 per year income for 30 years? Assume a once-per-year, end-of-year withdrawal, and a 6% annual return on the invested funds; further assume that the nest egg would be fully exhausted at the end of the 30th year. (This last point is not a "special wrinkle" in this problem; that is what our normal techniques normally provide for.)
(b) Recalculate for part (a), based on monthly withdrawals totaling $60,000 per year (i.e. $5,000 per month) with the same annual rate-of-return, how large your nest egg must be. (If you are not comfortable with the use of a calculator, just show the set-up of the problem including the formula you would use; define the knowns and unknowns in the context of this formula.)
2. How long will it take me to pay off a $100,000 loan carrying an 8% interest rate if I make annual, end-of-year payments of $13,270. (Round to nearest whole year.)
3. How much will be owed as a lump-sum pay-off on a 30-year, 6% mortgage with an initial principal of $200,000 after you have made 10 years of payments? Hint: First, calculate your monthly payment for this loan. (Again, just show a detailed problem set-up as described for Problem 1(b) if you are not comfortable using the calculator.)
4. A firm had the following accounts and financial data for 2010. (All amounts in $ Thous.)
Sales Revenue
Cost of goods sold
Accounts Receivable
Preferred stock dividends
Interest expense
Tax rate
Total oper. expenses
Number of shares of common
Accounts payable
stocks outstanding
Note: Total Operating Expenses do not include COGS.
The firm's earnings available to common shareholders for 2010 (rounded to nearest thousand $) were _________.
(a) -$224
(b) $195
(c) $302
(d) $516
5. $100 is received at the beginning of year 1, $200 is received at the beginning of year 2, and $300 is received at the beginning of year 3. If these cash flows are deposited at 12 percent, their combined future value at the end of year 3 is _________.
6. (a) If I have $100,000 in my IRA on 1 January 2011 that will remain invested and want to have $1,000,000 invested by 31 December 2030, how much do I have to make as an annual, end-of-year contribution through 2030 beginning on 12/31/2011? I am assuming a conservative 6% return on invested funds. (note that the value of n here = 20)
(b) Recalculate the required calculation from Part (a) if you make monthly contributions over the same period. (Again, just show the set up if you are not comfortable with the calculator approach.)
7. A balloon mortgage is a loan which is repaid via a combination of monthly payments and a single, large lump-sum payment of the remaining amount due along with the last monthly payment. What would the balloon payment be in five years to satisfy a 10%, $100,000 equipment loan if I have made 60 monthly payments of $1,500 each? (At least show the step-by-step approach to solve this problem even if you can't use the calculator for the solution.)
8. What is the yield to maturity, to the nearest percent, for the following bond: current price is $950, coupon rate is 11 percent, $1,000 par value, interest paid annually, eight years to maturity?
(a) 11 percent
(b) 12 percent
(c) 13 percent
(d) 14 percent
9. What is the current price of a $1,000 par value bond maturing in 12 years with a coupon rate of 9 percent, paid annually, that has a YTM of 11 percent? (choose the closest value; you may have some small rounding error.)
(a) $604
(b) $870
(c) $1,000
(d) $1,073
10. Lincoln Corp. has two bonds outstanding. One (Bond A) is a 10-year original term bond with five years to maturity and a 7% annual coupon rate. The second (Bond B) is a five-year original term with two years remaining and also pays a 7% annual coupon. These bonds both carry the same credit rating and each have a par value of $1,000. The market's required rate-of-return for these bonds is currently 8%. Which of the following should be true:
(a) Bond A's premium will be greater than Bond B's premium;
(b) Bond A and B should carry the same premium;
(c) Bond A's discount should be greater than Bond B's discount;
(d) Bond A's discount should be less than Bond B's discount.
11. The _________ summarizes the firm's funds flow over a given period of time.
(a) income statement
(b) balance sheet
(c) statement of cash flows
(d) statement of retained earnings


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During President Obama's recent State of the Union Address, comic Kathleen Madigan was hard at work on Twitter. She was recording the show, then rewinding and freezing frames to take photos and post to Twitter.
Example: Photo of Vice President Joe Biden smirking behind a somber President Obama, while pointing to someone in the audience — "My place after this? Yeah you. Oh yeah."
It's what she calls "the bonus material."
"My friend Lewis Black doesn't get it," she says. "But I love Twitter. It's so instantaneous."
It's also known as the free stuff that comics dangle like catnip to keep their fans on the line until the next show.
A decade after she was named a finalist on the TV show "Last Comic Standing," Madigan is still going strong at 48, or as she puts it: "My whole career has been built on the next thing. I've never had a big thing. It's just a continuous series of keep doing it, keep doing it, keep doing it."
Before the dry, observational comic drops in for laughs Saturday night at the Wells Fargo Center in Santa Rosa, she took time out to chat about Twitter, chicken wire and Dudley Moore.
Q: It used to be a comic could come home and just shut down and turn off. Now on Twitter you have to be on 24-7.
 A: And some of the stuff isn't even meant to be funny. It's just extra stuff. Sometimes somebody will say, "That wasn't a funny joke." I'm like, it wasn't a joke, jackass. Do you want to get to know me? Or do you just want jokes all the time?


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Book online or call
0871 282 0990
8am – 11pm, 7 days a week
The beautiful southern province of Andalucia, birthplace of Picasso, home of flamenco and cradle of the gypsy life, is a land of history and legend, where some of Europe's most wonderful cities are set against a backdrop of high plains and sun-blessed coast. Join us there for a superb value holiday.
The price includes :
Return flights from Birmingham airport to Malaga, airport to hotel transfers, one suitcase allowance per person, 5 nights bed & breakfast accommodation at your chosen hotel, a full day excursion to Granada, and entrance to the Alhambra Palace, and a full day excursion to Seville. all government taxes and service charges are also included.
Duration : 6 days
Departure dates available :
3rd October 2013 - from £499pp
17th October 2013 - from £499pp
For more information on these special departures and to book please call us today!
Prices are per person for 5 nights hotel accommodation on a bed & buffet breakfast basis, transfers & return flights, based on 2 people sharing a twin room. Single supplements are available upon request. Prices are subject to availability. Terms & conditions apply.