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- Rendite (3)
- Versicherungswirtschaft (3)
- Aktienmarkt (2)
- Asset-Backed Security (2)
- Immobilienfonds (2)
- Index (2)
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- Wirtschaftswissenschaften (27) (remove)
- Will they take the money and work? An empirical analysis of people's willingness to delay claiming social security benefits for a lump sum (2015)
- This paper investigates whether exchanging the Social Security delayed retirement credit, currently paid as an increase in lifetime annuity benefits, for a lump sum would induce later claiming and additional work. We show that people would voluntarily claim about half a year later if the lump sum were paid for claiming any time after the Early Retirement Age, and about two-thirds of a year later if the lump sum were paid only for those claiming after their Full Retirement Age. Overall, people will work one-third to one-half of the additional months, compared to the status quo. Those who would currently claim at the youngest ages are likely to be most responsive to the offer of a lump sum benefit.
- Den Ruhestand optimal finanzieren (2014)
- Die "Rente mit 63" hat wieder einmal den Blick auf den Renteneintritt gerichtet. In der öffentlichen Debatte werden dabei zwei Ereignisse regelmäßig vermischt: das Ende des Arbeitslebens und der Beginn der Rentenzahlung. Dabei müssen beide nicht unmittelbar aufeinander folgen. Unter bestimmten Umständen kann es finanziell attraktiv sein, die staatliche Rente nicht sofort nach dem Ausstieg aus dem Erwerbsleben zu beantragen, sondern die Ausgaben bis zum späteren Rentenbeginn durch den Abbau von Finanzkapital zu finanzieren. Dieser Beitrag gibt einen kurzen Einblick in die neueste Studie von Olivia Mitchell, Andreas Hubener und Raimund Maurer zur Alterssicherung in den USA und stellt auch Berechnungen für Deutschland auf.
- Stellungnahme zum Gesetzesentwurf der Bundesregierung zur Umsetzung der OGAW-Richtlinie der EU-Kommission (2011)
- Das vornehmliche Ziel der OGAW Richtlinien ist es einen gemeinsamen europäischen Markt für Investment-Dienstleistungen auf Basis wohldefinierten Qualitätsstandards zu erreichen. Ein grenzüberschreitender Vertrieb eröffnet die Möglichkeit der Ausweitung von Geschäftsaktivitäten auf neue wirtschaftlich attraktive Absatzmärkte. Die Stellungnahme kommentiert die im Gesetzesentwurf vorgeschlagenen regulatorischen Instrumente vor dem Hintergrund verschiedener gegebener Kriterien.
- Family status, social security claiming options, and life cycle portfolios (2014)
- Social Security rules that determine retirement, spousal, and survivor benefits, along with benefit adjustments according to the age at which these are claimed, open up a complex set of financial options for household decisions. These rules influence optimal household asset allocation, insurance, and work decisions, subject to life cycle demographic shocks, such as marriage, divorce, and children. Our model-based research generates a wealth profile and a low and stable equity fraction consistent with empirical evidence. We confirm predictions that wives will claim retirement benefits earlier than husbands, while life insurance is mainly purchased by younger men. Our policy simulations imply that eliminating survivor benefits would sharply reduce claiming differences by sex while dramatically increasing men's life insurance purchases.
- Welche Sicherheit und Rendite bietet die kapitalgedeckte Alterssicherung? : Zu Möglichkeiten der Risikoabschätzung (2003)
- Der "Generationenvertrag" der gesetzlichen Rentenversicherung hat die Grenzen seiner Leistungsfähigkeit erreicht. Damit ist die "erste Säule" der Alterssicherung, die auf diesem Umlageverfahren basiert, ins Wanken geraten. Schuld daran ist die zunehmende Überalterung der Gesellschaft, aber auch die anhaltend hohe Arbeitslosigkeit, die zu enormen Beitragsausfällen führt. Schon heute sind die Rentenzahlungen nur noch zu rund 75 Prozent durch die Sozialversicherungsbeiträge der arbeitenden Bevölkerung gedeckt, der Rest muss – ähnlich wie bei den Beamtenpensionen – aus dem allgemeinen Steueraufkommen finanziert werden. Das birgt vor allem für die jungen Beitragszahler substanzielle Risiken. Angesichts dieser Perspektiven sind immer weniger junge Menschen bereit, steigende Rentenbeiträge bei stetig sinkenden Leistungen zu akzeptieren. Kann die kapitalgedeckte Alterssicherung diese Defizite auffangen? Wie lassen sich die vielfältigen Konzepte der privaten Alterssicherung bewerten?
- Does size matter? : Economies of scale in the German mutual fund industry (2009)
- In this paper, we analyze economies of scale for German mutual fund complexes. Using 2002-2005 data of 41 investment management companies, we specify a hedonic translog cost function. Applying a fixed effects regression on a one-way error component model there is clear evidence of significant overall economies of scale. On the level of individual mutual fund complexes we find significant economies of scale for all of the companies in our sample. With regard to cost efficiency, we find that the average mutual fund complexes in all size quartiles deviate considerably from the best practice cost frontier. JEL Classification: G2, L25 Keywords: mutual fund complex, investment management company, cost efficiency, economies of scale, hedonic translog cost function, fixed effects regression, one-way error component model
- The victory of hope over Angst? : Funding, asset allocation, and risk-taking in german public sector pension reform (2007)
- Public employee pension systems throughout the developed world have traditionally been of the pay-as-you-go (PAYGO) defined benefit (DB) variety, where pensioner payments are financed by taxes (contributions) levied on the working generation. But as the number of retirees rises relative to the working-age group, such systems have begun to face financial distress. This trend has been exacerbated in many countries, among them Germany, by high unemployment rates producing further deterioration of the contribution base. In the long run, public sector pension benefits will have to be cut or contributions increased, if the systems are to be maintained. An alternative path sometimes offered to ease the crunch of paying for public employee pensions is to move toward funding: here, plan assets are gradually built up, invested, and enhanced returns devoted to partly defray civil servants' pension costs. In this study, we evaluate the impact of introducing partial prefunding, paired with a strategic investment policy for the German federal state of Hesse. The analysis assesses the impact of introducing a supplementary tax-sponsored pension fund whose contributions are invested in the capital market and used to relieve the state budget from (some) pension payments. Our model determines the expectation and the Conditional Value-at-Risk of economic pension costs using a stochastic simulation process for pension plan assets. This approach simultaneously determines the optimal contribution rate and asset allocation that controls the expected economic costs of providing the promised pensions, while at the same time controlling investment risk. Specifically, we offer answers to the following questions: 1. How can the plan be designed to control cash-flow shortfall risk, so as to mitigate the potential burden borne by future generations of taxpayers? 2. What is the optimal asset allocation for this fund as it is built up, to generate a maximum return while simultaneously restricting capital market and liability risk? 3. What are reasonable combinations of annual contribution rates and asset allocation to a state-managed pension fund, which will limit costs of providing promised public sector pensions? We anticipate that this research will interest several sorts of policymaker groups. First, focusing on the German case, the state and Federal governments should find it relevant, as these entities face considerable public sector pension liabilities. Second, our findings will also be of interest to other European countries, as most have substantial underfunded defined benefit plans for civil servants. In what follows, we first offer a brief description of the structure of civil servant pensions in Germany, focusing on their benefit formulas, their financing, and the resulting current as well as future plan obligations for taxpayers. Next, we turn to an analysis of the actuarial status of the Hesse civil servants' pension plan and evaluate how much would have to be contributed to fund this plan in a nonstochastic context. Subsequently we evaluate the asset-liability and decision-making process from the viewpoint of the plan sponsor, to determine sensible plan asset allocation behavior. A final section summarizes findings and implications.
- How unobservable bond positions in retirement accounts affect asset allocation (2007)
- Many tax-codes around the world allow for special taxable treatment of savings in retirement accounts. In particular, profits in retirement accounts are usually tax exempt which allow investors to increase an asset's return by holding it in such a retirement account. While the existing literature on asset location shows that risk-free bonds are usually the preferred asset to hold in a retirement account, we explain how the tax exemption of profits in retirement accounts affects private investors' asset allocation. We show that total final wealth can be decomposed into what the investor would have earned in a taxable account and what is due to the tax exemption of profits in the retirement account. The tax exemption of profits can thus be considered a tax-gift which is similar to an implicit bond holding. As this tax-gift's impact on total final wealth decreases over time, so does the investor's equity exposure.
- Optimal gradual annuitization : quantifying the costs of switching to annuities (2007)
- We compute the optimal dynamic asset allocation policy for a retiree with Epstein-Zin utility. The retiree can decide how much he consumes and how much he invests in stocks, bonds, and annuities. Pricing the annuities we account for asymmetric mortality beliefs and administration expenses. We show that the retiree does not purchase annuities only once but rather several times during retirement (gradual annuitization). We analyze the case in which the retiree is restricted to buy annuities only once and has to perform a (complete or partial) switching strategy. This restriction reduces both the utility and the demand for annuities.
- Proof that it is not always optimal to locate bonds in a tax-deferred account (2006)
- The tax codes in many countries allow for special tax advantages for investments in special retirement plans. Probably the most important advantage to these plans is that profits usually remain untaxed. This paper deals with the question, which assets are preferable in a taxdeferred account (TDA). Contrary to the conventional wisdom that one should prefer bonds in the TDA, it is shown that especially in early years, stocks can be the preferred asset to hold in the TDA for an investor maximizing final wealth, given a certain asset allocation. The higher the performance of stocks compared to bonds, the higher the tax burden put on stocks compared to bonds. Simultaneously, the longer the remaining investment horizon, the larger the relative outperformance of the optimal asset location strategy compared to the myopic strategy of locating bonds in the TDA. An algorithm is provided to determine the investment strategy that maximizes (expected) funds at the end of a given investment horizon when there is an analytical solution.


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Fantastic book! great read to pick up and clear my writers block, I also like to keep it in my bag on the train to work so I can enjoy the journey

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Tire Technology
Understanding what makes a quality tire begins with understanding basic tire construction.
Construction of Truck and Bus Tires
The two basic types of tire construction in use today are Bias and Radial.
As trucks have become larger, speeds have increased and loads have become heavier. Radials have replaced bias tires in most applications because they have been better able to satisfy the increased performance demands.
Radials have less tread distortion, resulting in lower rolling resistance and greater fuel efficiency. Additionally, they dissipate heat faster and provide longer treadwear.
Radials give the driver more control by providing excellent steering stability and traction, while also being more puncture resistant. They also provide a smoother ride, even at high speeds.
The Casing
The life of a tire is dependent on many elements, but perhaps the most important is the strength and integrity of the casing, which includes all parts of the tire except the tread and shoulder. The quality of the Yokohama casing not only ensures original tread longevity and performance, but also contributes to the long life of the tire when it is retreaded.
Operational costs are steadily on the rise. To combat this trend, truck tire retreading has become a viable practice in the industry. Today, a tire must not only exhibit exceptional original treadwear, but afford multiple retread opportunities. Recent technological advancements in retreading help to accommodate multiple retreads to significantly extend tire life, and therefore, reduce tire expense.
Yokohama understands the value of retreading and concentrates on designing radial truck tire casings that will continue to perform well after the original tread life.
Retread manufacturers nationwide have consistently rated Yokohama casings among the best in the industry. This, coupled with one of the best casing warranties available, strengthens Yokohama's commitment to quality, dependability and value.
Tire Compounds
One of the challenges faced by the tire industry has been how to produce a high-quality, durable, fuel-efficient tire that does not sacrifice traction.
Focusing our research and development efforts in this direction, we broke industry barriers and proved in independent tests that Yokohama tires have greater fuel efficiency than all other leading brands.
Yokohama has invested hundreds of millions of dollars in researching and developing new rubber compounds and tread designs to meet the increasing demand for specialized applications.
Each Yokohama tire is a combination of over ten different rubber compounds with special properties to ensure the integrity and durability of the tire.


text:
|The most helpful favorable review
|The most helpful critical review
2 of 2 people found the following review helpful:
By David from USA on 2012-08-10 12:24:04Things I liked:I like the packaging, precise diameter, and price. These relatively inexpensive lead roundballs functioned perfectly in my UMAREX STEEL STORM. After I made a barrel change to get more power and speed, I needed a precision round lead projectile to match the new barrel. It needed to be .001" smaller than the new smoothbore barrel, and the GAMO round fit the bill exactly. Further,they come in a screw-top lidded can avoiding the irritating spills associated with pry-top cans.
Things I would have changed:Nothing
What others should know:I like to add a few drops of TEFLON/silicon lubricant to the can to prelube the ammo.
0 of 0 people found the following review helpful:
By ROBERT from USA on 2012-08-08 19:56:18Things I liked:Tin is screw on cap.
Things I would have changed:Quality control.
What others should know:These are very inconsistent. I tried these in a P-17, DA 717,a Browning BM URX and my trusty RWS 9B. In every single gun at least half would roll out of the barrel while loading. Not worth buying and trying if you have a chance to blow a seal out. Bad stuff, do NOT buy.
|By Adam from USA on 2014-03-10
|By gary from USA on 2014-08-08
CheckoutSubtotal (USD):
does not include shipping and tax


text:
Hotels in 60302 - Oak Park IL
Only hotels in 60302 zip code are listed below. Search for cheap and discount hotel rates in Oak Park, IL for your upcoming leisure or conference / group travel. We list the best 60302 hotels and motels so you can review the Oak Park hotel list below to find the perfect lodging. Hotels in Cook county and area code 708 are also listed.
60302 Hotels/Motels & Accommodations
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text:
Welcome homeschooling parents! We're glad you've found us. We are Christian Home Educators of River Falls (CHERF) located in River Falls, Wisconsin. Our group is designed to encourage, enrich, and walk alongside of you as you home school your children. It is our desire to offer Christ-centered activities, fellowship for homeschooling families, and positive socialization opportunities for our children through field trips, seasonal activities and more. We have families from the River Falls area and surrounding cities and towns.
At our monthly support meetings we discuss upcoming events and
field trips, discuss practical education tips, and ask questions and
learn from each others experiences. We pray together, and seek to
encourage one another in our journey as home educators.
Where: First Covenant Church of River Falls:
1374 North Main Street, River Falls, WI
When: Meetings are held the 4th Monday of each month
September-May, at 6:30pm
If you are interested in joining our group please contact us via email at email@example.com or join us at one of our meetings. Yearly dues are $5.00, though you are welcome to attend two meetings before deciding to register and pay dues.


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COLUMBIA CITY — A Fort Wayne man escaped serious injury Wednesday when he was side-swiped by a semi tractor-trailer on U.S. 30 west of Columbia City.
According to the Whitley County Sheriff's Department, Donald Gotsch, 55, of Fort Wayne, was traveling east on U.S. 30 near County Road 300 East when a semi tractor-trailer driven by Jason Roberts, 37, of Marble Hill, Mo. changed lanes and shoved Gotsch's vehicle into the guardrail.
Police said the two vehicles continued eastbound when Gotsch's vehicle became free of the semi and crossed both eastbound lanes, traveled through the median and into the westbound lanes before heading back into the median where it came to a stop.
Gotsch complained of shoulder pain at the scene and was transported to Parkview Hospital North in Fort Wayne.
Roberts was uninjured.
Police estimate the crash caused $7,000 damage to Roberts' semi while Gotsch's car received $10,000 in damages.


text: A baseball lovers sports inspired bedding collection, the Philadelphia Phillies by Northwest Sports bedding full 7-piece Bed in a Bag includes a comforter, two standard sham, flat sheet, fitted sheet, and two pillowcases. The comforter features the Philadelphia Phillies team name and logo on a solid ground with baseball seam accents. The standard shams are in matching color and design with a flange edge. The flat sheet, fitted sheet, and pillowcase are in gray and white and feature the MLB logo.


text:
- Casey McCarthyUN Communication & Advocacy Officer at United Nations Office of the Resident CoordinatorCambodia
Locality Cambodia
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- 2010 - PresentIn this role I'm responsible for the development and implementation of the UN Communications and Advocacy Strategy and annual work plan in consultation with the UN Country Team; coordination and leadership of the UN Communications Group; promoting public and media outreach activities; strategic internal and external communication and advocacy (including delivery of advocacy skills training for UN staff); media response and risk management; emergency communication (coordination of UN positioning and writing Situation Reports); and promotion and positioning of the UN in Cambodia in support of an advancing UN reform agenda and increased UN cohesion.2009 - 2010As part of the volunteer group working on the national refugee campaign in Queensland, I attended industry and community events to raise awareness of refugee and migrant needs, met with Senators to encourage them to push the refugee issue in Parliament, and planned and implemented information workshops with a range of stakeholders, including at schools.2009 - 2010In this role I managed Departmental media liaison with media advisors for the Minister for Child Safety and Sport, and the Minister for Disability Services and Multicultural Affairs. This involved responding to urgent media enquiries, often of a sensitive nature and national interest, planning ministerial events and opportunities, writing and editing media releases, speeches and ministerial statements and preparing media alerts.2010 - 2010As Queensland Coordinator I helped to mobilise and facilitate training of youth activators to deliver presentations to school, university, church and other community groups to raise awareness of poverty and actions to take to make a difference.2008 - 2009During the 12 month contract I wrote and edited media releases, speeches, stories, fact sheets and publications; assisted to prepare Situational Reports on the status of emergency situations (Cyclone Aila); maintained the website; coordinated events and donor visits; provided strategic communication and media advice; managed consultants; provided communication training; and managed the production of the quarterly magazine (including restructure, redesign and increased distribution2007 - 2008I joined the Department of Child Safety in March 2007 as a Communications Officer, on a three month contract. I then moved within the team to Senior Media Officer for a further three months, before the Senior Communications Officer role came up (permanent). This quick progression from AO5 contractor to AO6 permanent and the support of my supervisor allowed me to take 12 months leave (to work with UNICEF in Bangladesh) and return to the Department (now Communities). My main duties included: Writing media releases and speechesResponding to media enquiries Staff recruitment, management and training Providing strategic communication and media adviceEvent coordinationManaging the production of the monthly magazine Publication development Advertising.2004 - 2007ORB is a small market research company based in the UK conducting work in over 65 countries. The company sponsored my UK Work Permit. Clients that I worked with included the Ministry of Defence, the Conservative Party and the Bank of Scotland. My core tasks were:Writing media releasesWebsite development and maintenance (web content management system)Event coordinationClient liaisonAdministration.2001 - 2002During my final two years at university I increased my participation on the university newspaper, from contributing journalist and sub-editor to Chief of Staff (2001) and Deputy Editor (2002). In these roles I oversaw the work of student journalists, assisting with story ideas and gathering, story placement, layout and design and advertising. I wrote several editorials, supported a small investigative team and liaised with senior lecturers who managed the overall direction of the newspaper.Show All Professional Experiences (5)
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text: Quick View Ryse: Son of Rome Xbox One by Xbox One In stock online $59.95 Ryse: Son of Rome plunges you into the chaos and depravity of the late Roman Empire. Through the immersive realism made possible by Xbox One, you'll become Roman Soldier Marius Titus and embark on a perilous campaign to avenge the death of your family and restore honor to Rome. You'll engage in… See Details $59.95 was $59.95


text:
Shouts of "Jol out" could be heard at the end of Saturday's 1-1 draw with West Brom, whose equaliser came in stoppage time.
The Cottagers have not won since the opening day of the season but the Dutchman warned against lofty expectations and revealed a minority of supporters riled him to a point that could land him in hot water.
"I'm a very proud person and I'm used to playing in the top five or even higher," former Tottenham, Ajax and Hamburg boss said.
"I came here to try and help the club and I would like to help them, make the fans happy. Hopefully I can do that, and if not then we will have a problem.
"At that end, there's always five, 10 or 15 who shout at me. It looked a bit more, maybe 25 or 30, so it's getting more and more.
"When people start yelling at you...I would like people to be a bit more appreciative. If they are not, what can I do about it?
"I can't tell them to come outside of the stadium after the game so I have to put up with it."
On occasion, Jol has been tempted to confront his critics.
He added: "Sometimes you make mistakes. I remember last year, I think it was the same geezer there and I did something but luckily enough nobody saw it.
"It's hard to fight expectation levels and maybe a minority feels we should be in the top four or something.
"But if you play in a European cup final (Fulham reached the 2010 Europa League final) then the expectation levels are too high. But that was three years ago.
"I played two semi-finals of the European Cup and I've forgotten about it, you know."


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Bilston team that began life in a scrapyard
Posted: December 13, 2012|
TOM LOWE, of Hughes Road, Bilston, who was featured in our columns a few weeks ago, in the 1951 Bilston Town Boys football team, has kindly dug out a picture of another local team, of some twenty years later.
He writes... "Following the euphoria of the 1966 World Cup, after many lunchtime kickabouts in the scrapyard, and a challenge match between shopfloor and office staff, Norton Athletic FC was formed, at J. Norton and Son, Loxdale Sidings, Bradley, Bilston (scrap merchants and steel stockholders).
"Sponsored by the company, the team joined the Wolverhampton Sunday League, and rented a pitch from another local firm, W.G. Allen's of Tipton, complete with changing rooms and hot showers (a real luxury in those days).
"The team progressed up the league and also played charity matches against ex professionals, Midland All-Stars, etc, and even a team of trainee monks in Shropshire"! Tom goes on, "We had some very good players, including prolific goal scorer Jeremy "Jesse" James, but I think the greatest asset was the team spirit.
"Sadly, J. Norton's stockholding section closed in 1980, and the scrapyard followed a few years later. The site is now a modern housing estate".
In the photograph, the nine year old mascot is Tom's son, Chris Lowe, now a 51 year old police sergeant, and still playing five a side football. "How time flies", concluded Tom.


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A method, apparatus, and computer implemented instructions for handling a situation in a data processing system. In response to detecting a situation, an aging function is applied to the situation. Alerts regarding the situation based on the aging function are presented.
1. A method in a data processing system for handling a situation, the method comprising:
responsive to detecting a situation, selecting an aging function from a plurality of aging functions based on the detected situation, and applying the selected aging function to the situation; and
presenting alerts regarding the situation based on the aging function.
2. The method of
3. The method of
4. The method of
5. The method of
6. The method of
7. The method of
8. The method of
displaying the alert on a console.
9. The method of
10. A method in a data processing system for handling a situation that includes a set of events, the method comprising:
monitoring for events;
responsive to detecting an event, which triggers the situation, applying an aging function to the situation, wherein the aging function is used to identify a severity of the situation; and
presenting an alert for the situation based on the severity of the situation identified by the aging function, wherein a threshold at which the situation is triggered is based upon a correlation between the set of events.
11. The method of
12. The method of
13. A data processing system comprising:
a bus system;
a communications unit connected to the bus system;
a memory connected to the bus system, wherein the memory includes a set of instructions; and
a processing unit connected to the bus system, wherein the processing unit executes the set of instructions to apply an aging function to the situation in response to detecting a situation, and present alerts regarding the situation based on the aging function, wherein the aging function is selected from a plurality of aging functions based on the detected situation.
14. A data processing system for handling a situation, the data processing system comprising:
applying means, responsive to detecting a situation, for selecting an aging function from a plurality of aging functions based on the detected situation, and applying the selected aging function to the situation; and
presenting means for presenting alerts regarding the situation based on the aging function.
15. The data processing system of
16. The data processing system of
17. The data processing system of
18. The data processing system of
19. The data processing system of
20. The data processing system of
21. The data processing system of
means for displaying the alert on a console.
22. The data processing system of
23. A computer program product in a computer readable medium for handling a situation, the computer program product comprising:
first instructions, responsive to detecting a situation, for selecting an aging function from a plurality of aging functions based on the detected situation, and applying the selected aging function to the situation; and
second instructions for presenting alerts regarding the situation based on the aging function.
1. Technical Field
The present invention relates generally to an improved data processing system, and in particular to a method and apparatus for managing alerts. Still more particularly, the present invention provides a method, apparatus, and computer implemented instructions for managing alerts from identified situations relating to a series of security violations.
2. Description of Related Art
Much of the progress in computer technology in recent years has centered around inter-computer communication. In many cases, networks of small-scale computers have been used in place of mainframe computers. Sometimes, it is less expensive and more efficient for users to share data among single-user workstations and small-scale servers than it is to share computing time on a single mainframe computer.
Increases in connectivity between computers, especially through the Internet, the world's largest and most interconnected computer network, are not without costs. Increased connectivity brings with it an increased likelihood of a security breach or other malevolent activity. Put another way, the more accessible computers become, the more they will be accessed.
It is thus imperative for organizations that rely on networks of computers to have effective security violation detection systems in place to prevent and remedy security compromises. In particular, where many system events that might be categorized as suspicious take place, it is important to be able to sort through a large amount of event data to determine what is actually taking place. When system events are simply "dumped" to a human administrator or user, it is difficult for the human administrator to sort through and make sense of the voluminous data.
After a detection of an attempt of an unauthorized access or other suspicious activity has occurred, an alert of the situation is typically displayed for an operator to see and process. Typically, the situation is presented in a static manner as an alert or event with the alert remaining on the operator's console until the alert is either manually closed or a preset time period elapses causing the alert to be closed out. In a dynamic environment with a large amount of activity, this type of alert handling may easily lead to an overwhelming number of alerts being displayed in which the alerts being displayed are difficult to display in terms of timeliness and relative importance.
Therefore, it would be advantageous to have an improved method and apparatus for handling alerts of situations.
The method of the present invention provides a method, apparatus, and computer implemented instructions for handling a situation in a data processing system. In response to detecting a situation, an aging function is applied to the situation. The manner in which alerts regarding the situation are presented is based on the aging function.
The novel features believed characteristic of the invention are set forth in the appended claims. The invention itself, however, as well as a preferred mode of use, further objectives and advantages thereof, will best be understood by reference to the following detailed description of an illustrative embodiment when read in conjunction with the accompanying drawings, wherein:
With reference now to the figures,
In the depicted example, server 104 is connected to network 102 along with storage unit 106. In addition, clients 108, 110, and 112 are connected to network 102. These clients 108, 110, and 112 may be, for example, personal computers or network computers. In the depicted example, server 104 provides data, such as boot files, operating system images, and applications to clients 108-112. Clients 108, 110, and 112 are clients to server 104. Network data processing system 100 may include additional servers, clients, and other devices not shown. In the depicted example, network data processing system 100 is the Internet with network 102 representing a worldwide collection of networks and gateways that use the TCP/IP suite of protocols to communicate with one another. At the heart of the Internet is a backbone of high-speed data communication lines between major nodes or host computers, consisting of thousands of commercial, government, educational and other computer systems that route data and messages. Of course, network data processing system 100 also may be implemented as a number of different types of networks, such as for example, an intranet, a local area network (LAN), or a wide area network (WAN).
Referring to
Peripheral component interconnect (PCI) bus bridge 214 connected to I/O bus 212 provides an interface to PCI local bus 216. A number of modems may be connected to PCI local bus 216. Typical PCI bus implementations will support four PCI expansion slots or add-in connectors. Communications links to clients 108-112 in
Additional PCI bus bridges 222 and 224 provide interfaces for additional PCI local buses 226 and 228, from which additional modems or network adapters may be supported. In this manner, data processing system 200 allows connections to multiple network computers. A memory-mapped graphics adapter 230 and hard disk 232 may also be connected to I/O bus 212 as depicted, either directly or indirectly.
Those of ordinary skill in the art will appreciate that the hardware depicted in
The data processing system depicted in
With reference now to
An operating system runs on processor 302 and is used to coordinate and provide control of various components within data processing system 300 in FIG. 3. The operating system may be a commercially available operating system, such as Windows 2000, which is available from Microsoft Corporation. An object oriented programming system such as Java may run in conjunction with the operating system and provide calls to the operating system from Java programs or applications executing on data processing system 300. "Java" is a trademark of Sun Microsystems, Inc. Instructions for the operating system, the object-oriented operating system, and applications or programs are located on storage devices, such as hard disk drive 326, and may be loaded into main memory 304 for execution by processor 302.
Those of ordinary skill in the art will appreciate that the hardware in
As another example, data processing system 300 may be a stand-alone system configured to be bootable without relying on some type of network communication interface, whether or not data processing system 300 comprises some type of network communication interface. As a further example, data processing system 300 may be a Personal Digital Assistant (PDA) device, which is configured with ROM and/or flash ROM in order to provide nonvolatile memory for storing operating system files and/or user-generated data.
The depicted example in FIG. 3 and above-described examples are not meant to imply architectural limitations. For example, data processing system 300 also may be a notebook computer or hand held computer in addition to taking the form of a PDA. Data processing system 300 also may be a kiosk or a Web appliance.
The present invention provides a method, computer program product, and apparatus for reporting possible security violations and managing these possible security violations in a network data processing system containing several individual client or server computers. The present invention employs the use of an aging or decay function combined with user configurable threshold settings. With this mechanism, the severity of each alert may be dynamically determined and then displayed on a console or other interface.
Turning now to
One can more easily understand what is happening within the network when attacks are summarized. That is, if one is told that "Computer A is attacking computers on the network," one knows immediately to do something about "Computer A." If, on the other hand, if one reads a list of all of the possibly suspicious activity in the network, one may experience information overload; one may not realize that a problem exists with "Computer A." This is particularly true when "Computer A" attacks multiple computers, as in FIG. 4B. The present invention provides a way to summarize reports of suspicious activity in such a way that an administrator operating a computer system within the network can easily identify and correct security problems.
With situations, such as those illustrated in
As an example, consider an application that deals with pattern or situation events, which have numerical severity level from 0 to 100 and a severity label, which may be assigned. Suppose that the severity label may take on these four values in order of increasing importance of the event: HARMLESS, MINOR, CRITICAL, SEVERE. The situation events are dynamic in that as new information arrives the numerical severity level of the events will change. Further, suppose that user-configurable threshold settings are provided. These settings allow for tuning the behavior of the system in terms of when a situation event is first created and how the situation changes dynamically from the moment the situation is created. Example threshold settings are shown in Table I below:
Now when a situation is first created the severity level is set appropriately as determined by the thresholds. As new information arrives and the severity level increases or decreases, the severity label for the event changes accordingly as the various thresholds are crossed. When no new information arrives, however, the severity level and label for the event will continue to change according to a time dependent aging function.
For example, suppose that an exponential decay function is used with a half-life of two hours. When an situation reaches or is initially created with a severity level just below 80, the severity label will be CRITICAL. If no new information is arriving, the severity level will decrease over time. After two hours, the level reaches 40 and the label changes from CRITICAL to MINOR. After another two hours passes, the situation severity level reaches 20 and the severity label transitions from MINOR to HARMLESS. Variations on the scenario described above may be introduced to provide more complex and useful behavior. For example, a lower threshold setting may be used to determine when a situation event is destroyed or stopped. Additionally, when the situation event severity level drops below a value of 2, the event is deleted (or archived) and removed from the operator's display. Another variation may be to allow for a user-configurable setting to indicate when a situation event reaches a certain severity label or above, such as CRITICAL or higher. Although the numerical severity level may decrease, the severity label will remain at the highest value, which has been reached.
With reference now to
Turning next to
The process begins by detecting an initial alert which indicates a situation (step 600). Next, an aging function is applied to the situation (step 602). The particular aging function applied to the situation depends on the particular situation detected. A determination is then made as to whether an alert is present (step 604). The determination is based on the result of applying the aging function to the situation. If an alert for a situation is present, the alert is presented on a display (step 606) with the process returning to step 602 as described above. Otherwise, the process terminates.
For example, a Web site is subjected to floods of network traffic with valid Web server requests that tend to overwhelm the Web server(s). In a denial of service (DoS) attack, the high volume of activity may make the Web site unusable or difficult to access for normal users. The events that form this situation may be requests originating from one or more sources.
As the DoS attack progresses over an extended period of time, a network-based sensor tracks the network activity and generates alerts to a central server. The alarm results in the creation of a situation on the console. Over time, the severity increases dramatically for the situation (or alarm) that is presented on the console because the problem is becoming more urgent. At some point, the situation may be deemed a CRITICAL situation. In this case, an action, such as sending e-mail to an administrator or paging the administrator may be initiated based on the severity of the situation crossing the CRITICAL threshold. However, once the DoS attack subsides, displaying a CRITICAL situation alert on the console indefinitely may be inappropriate. Continuing to display this alert clutters the console with events that may have already been handled or may become less interesting over time, since it reflects activity that happened in the past.
To address this problem, the mechanism of the present invention may apply an exponential, time-dependent decay function with a configured half-life to the situation. For example, if the situation reached a severity of 60 and then quiesced, a half-life of 2 hours would result in a severity level of 30 after 2 hours, then 15 after 4 hours and so on. At some point, the severity of the situation will reach a level below a minimum threshold and be removed from the console.
With reference now to
The process begins by collecting data on events (step 700). Next, summaries are generated from the events (step 702). An unprocessed summary is selected from the summaries for processing (step 704). A determination is then made as to whether the summary exceeds a threshold (step 706). If the summary exceeds the threshold, an initial alert is generated (step 708). Then a determination is made as to whether more unprocessed summaries are present (step 710). If more unprocessed summaries exist, the process returns to step 704 as described above. Otherwise, the process terminates. Turning back to step 706, if the summary does not exceed the threshold, the process proceeds to step 710 as described above. A more detailed description of grouping events into summaries and generating alerts is found in Presentation of Correlated Events as Situation Classes, application Ser. No. 09/931,301, filed even date hereof and incorporated herein by reference.
Turning next to
The process begins by detecting an event (step 800). A determination is made as to whether the event is a first event for a situation (step 802). If the event is not a first event for the situation, the severity of the situation is increased (step 804) with the process terminating thereafter. If the event is a first event for the situation, an alert is created on a console (step 806) with the process terminating thereafter. This step is used to identify whether this particular event is the event that triggers the beginning of a situation. This event may follow other events, which may be part of the situation but insufficient to trigger the situation. This example applies a linear aging function to events for a situation as part of the process for increasing the severity of the alert for the situation. Any aging function may be used depending on the particular situation for which events are being processed.
With reference now to
The process begins by detecting an expiration of a timer (step 900). Next, alerts are identified for situations (step 902). Then, an unprocessed alert for a situation is selected (step 904). Next, a determination is made as to whether the situation is subject to an increasing time function (step 906). If the situation is subject to an increasing time function, the alert is adjusted using a linear function (step 908). A determination is then made as to whether more unprocessed alerts for situations are present (step 910). If additional unprocessed alerts are present, the process returns to step 904 as described above. Otherwise the process terminates. Turning back to step 906, if the situation associated with the alert is not subject to an increasing time function, the alert is adjusted using a half-life function (step 912) with the process proceeding to step 910 as described above.
This depicted example illustrates a selection from two types of aging functions for purposes of illustrations. The mechanism of the present invention may select from other aging functions other than those shown in FIG. 9. For example, an exponentially increasing function may be used. As time passes, the severity increases at an exponential rate. This is indicative of an alert that demands immediate attention. Another function is a stepping function in which the severity decreases by a certain percentage for each unit of time. For example, the severity might decrease 25% after each 4 hour time period.
Thus, the present invention provides an improved method, apparatus, and computer implemented instructions for dynamically managing alerts for situations. The mechanism of the present invention applies an aging function identified by the alerts and adjusts the severity of the alert based on the results. The severity may increase or decrease depending on the passage of time and what events are detected for different situations. The mechanism of the present invention allows for a reduction in the number of alerts displayed to a user by removing alerts for situations that fall below some minimal threshold. The mechanism of the present invention may be applied to other types of situations other than those involving a denial of service.
For example, the mechanism of the present invention also may be applied to suspicious Web server requests. In this example, a relatively small number of requests are sent to a Web server by an individual. The requests are highly suspicious because these requests are designed to attempt to access information that should not be accessible. The fact that the suspicious requests are made is serious and results in a situation being created on the console. If the request is actually successful, for example, the sensor determines the user actually was able to access the information, then the severity of the situation is increased again. The question then arises as to how to handle the situation on the console if it does not receive attention. The recommendation in this case is to continue to increase the severity based on a linearly increasing function over time. The increase in severity is made because the hacker has exploited a weakness in the security apparatus of the Web site, and the problem becomes more severe the longer the weakness remains in place. As the severity increases over time, increasingly "vocal" mechanisms are invoked to bring the matter to the attention of an administrator. For example, these mechanisms may include e-mail, pager, and/or flashing red lights.
It is important to note that while the present invention has been described in the context of a fully functioning data processing system, those of ordinary skill in the art will appreciate that the processes of the present invention are capable of being distributed in the form of a computer readable medium of instructions and a variety of forms and that the present invention applies equally regardless of the particular type of signal bearing media actually used to carry out the distribution. Examples of computer readable media include recordable-type media, such as a floppy disk, a hard disk drive, a RAM, CD-ROMs, DVD-ROMs, and transmission-type media, such as digital and analog communications links, wired or wireless communications links using transmission forms, such as, for example, radio frequency and light wave transmissions. The computer readable media may take the form of coded formats that are decoded for actual use in a particular data processing system.
The description of the present invention has been presented for purposes of illustration and description, and is not intended to be exhaustive or limited to the invention in the form disclosed. Many modifications and variations will be apparent to those of ordinary skill in the art. For example, the events described in the examples are those related to possible security violations or threats to components within a network data processing system. Of course, the mechanism of the present invention may be applied to other types of events other than security related events. The mechanism of the present invention may be applied to resource events. For example, an event is received that a database server is running low on disk space. Another type is for 911 calls, such as those for emergencies requiring police or fire services. 911 calls are posted on a console and based on information collected on the call, the algorithm for managing severity on the console might be adjusted.
The embodiment was chosen and described in order to best explain the principles of the invention, the practical application, and to enable others of ordinary skill in the art to understand the invention for various embodiments with various modifications as are suited to the particular use contemplated.
Patent Citations
Non-Patent Citations
Referenced by
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The 5W Ranch is located in East Central Alabama in Ohatchee, Alabama on the Coosa River at Lake Neely Henry.
Mailing and Physical Address: 202 Eagle Cove Road, Ohatchee, Alabama 36271Telephone: 256/892-2542Cell Phone: 256/310-3716Email: firstname.lastname@example.com/Manager: Donna Witt PreskittOwner: Warren Don Witt Preskitt
* Travel I-20 to Exit 168 (Sign says "Lincoln/Talladega HWY 77") (Exit right)* At the end of the exit ramp, take a left onto Hwy 77* Travel 18 miles (approximately)* Turn right onto Eagle Cove Road* Come to the end of the road and turn right into the farm drive (at the end of the road there are 3 driveways – one to the left, straight and right – turn right and come through the red gate.)Be cautious on I-20 as the speed is strictly enforced – especially in the constructions areas. It is also strictly enforced on Hwy 77 although there are many speeders.Directions from I-59Take Exit 181 (Attalla/Rainbow City Exit and Hwy 77)Travel South on 77 Travel approximately 14/15 milesAt about 13.5 miles you will see a "Welcome to Ohatchee" sign on the right, travel about 6/10 of a mile and turn left onto Eagle Cove Road.Camper Hook-Ups are available.Several local motels are also available in Southside, Alabama. Please contact Retta Faulkner for reservations and/or information.


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wOw's Question of the Week: What was YOUR biggest angst this week?
Too often nowadays — just when things seem to be on track — something goes awry. From the deal you thought you'd closed to the cockroach that scooted beneath your kitchen cabinet during a midnight ice cream raid to the parking ticket you received when you misread the street sign … we've all been there. What was YOUR biggest angst this week?
Judith Martin
Angst? I'm in Venice. We don't do angst here.
Well, there is the fact that the telephone doesn't work in the house (although wifi does). Not a real problem, though. All I had to do was suspend the telephone from the window latch so I can hang out the window when it rings and tell the caller to hold on while I go out to the courtyard, where it works fine. Especially if it's not raining.
Mary Wells
Lately the press has been full of news about The Return of Bedbugs. This week I think or imagine my hotel beds have them. It is an itchy irritating feeling even if you search and find no bedbugs. I even considered packing clothes in plastic so I can't take hotel bedbugs home with me. That is what the press tells me to do. Crazy?


text:
- Attorney General Brad D. Schimel
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This Google™ translation feature is provided for informational purposes only.
The Office of the Attorney General is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information resulting from the translation application tool.
Please consult with a translator for accuracy if you are relying on the translation or are using this site for official business.Contact the Department of Justice
MADISON — Attorney General J.B. Van Hollen announces that his office has obtained a judgment against Carl Schmitt and Schmitt Challenges, Inc., requiring Carl Schmitt to pay $70,000 in forfeitures, court costs, surcharges and attorney fees for violations of Wisconsin's solid waste, open burning, landfill environmental monitoring and wetland laws. The violations occurred at Carl Schmitt's Town of Lowell, Dodge County property where he previously operated a licensed landfill.
According to the complaint, Carl Schmitt and Schmitt Challenges, Inc. accumulated solid waste without a solid waste facility operating license. Solid waste accumulated on the property was burned in an on-site concrete bunker in violation of the State's open burning laws. In addition, the defendants placed fill material into a wetland without first obtaining approval from the Wisconsin Department of Natural Resources (DNR). With respect to the closed landfill on the property, Carl Schmitt failed to conduct groundwater sampling and gas probe monitoring as prescribed by the landfill closure plan and failed to properly maintain the groundwater monitoring wells and gas probes in violation of state law.
Illegal waste disposal can cause groundwater contamination, destroy wildlife and endangered species habitat and devalue neighboring property. Illegal open burning of solid waste contaminates the air that all Wisconsin citizens breathe and can result in hazardous ash, hazardous air pollutants and airborne asbestos. Clean air and drinkable water are resources that impact all Wisconsin citizens and no person or entity is allowed to pollute those resources by illegal disposal or open burning of solid waste. Proper solid waste disposal using licensed solid waste haulers and licensed, engineered and regulated solid waste disposal facilities greatly reduces the risks to the State's groundwater and air resources.
In addition to the monetary judgment described above, the defendants agreed to: neither accumulate nor store solid waste without a permit or license from the DNR; remove all fill and restore the wetland fill area; bring all groundwater monitoring wells and gas probes into compliance with Carl Schmitt's landfill closure plan; and conduct groundwater sampling and gas probe sampling in accordance with a modified landfill closure plan issued by the DNR.
To ensure future compliance with the State's environmental laws, Carl Schmitt agreed to pay future forfeitures of $10,000 for each failure to conduct groundwater sampling or gas probe monitoring as prescribed by the modified landfill closure plan. Carl Schmitt and Schmitt Challenges, Inc. agreed to pay future forfeitures of $20,000 each time solid waste is burned on Carl Schmitt's Town of Lowell property.
Assistant Attorneys General Bradley J. Motl and Cynthia Hirsch represented the State. The settlement was approved by Dane County Circuit Court Judge Maryann Sumi.
Copies of the Civil Complaint, Judgment, and the Stipulation and Order for Judgment are available at the following links:
Stipulation and Order for Consent Judgment, Consent Judgment


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Cooking and Baking
Baking with Whole Wheat Flour
Can I substitue whole wheat flour for white flour? If a recipe calls for white flour can I do a straight 1 to 1 substitution for whole wheat flour?
Do particular recipes work better than others? IE Breads and pizzas vs cakes and cookies?
Thanks guys.
Talk is closed, but that doesn't mean the conversations have to stop!
Check out this post for a more thorough explanation, and jump onto our Facebook page or our Twitter feed to keep the conversations going!


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It was a loss on Dec. 8 that was the low point of the season for Appalachian State men's basketball. The Mountaineers had blown a lead to their hated rival Western Carolina, and saw a player shoot a free throw so badly that it was the water cooler joke in the workplace for the next several days.
That loss gave App State a 1-7 overall record, and an 0-1 start in the Southern Conference, and were making Mountaineer fans start the long wait until baseball season, or even football season for some.
However, ASU has seemingly turned things around, and are making fans take notice.
The Mountaineers have reeled off five consecutive wins, with three of those coming in SoCon action. App State began to right the ship with a pair of non-conference wins over Presbyterian and Milligan College at the end of December.
January started the full SoCon slate of games, and the Mountaineers were ready for the games that really count. App State knocked off Wofford on the road, 50-49, thanks to some tremendous defense down the stretch that held the Terriers scoreless for the final seven minutes of the game.
Up next, ASU had its SoCon home opener against Elon on Jan. 12. Five double-figure scorers led the team to an 80-70 win. Nathan Healy poured in 22 points, Mike Neal had 17, Tevin Baskin added 16 off the bench, Jay Canty scored 12 and Tab Hamilton added 10.
On Monday, the Mountaineers kept the winning streak rolling with an 83-70 win over UNC-Greensboro. App State trailed by seven at halftime, but stormed back with 51 points in the second half to get the win. Healy had another great outing with 24 points, Neal scored 19, Baskin had 16 and Canty dropped in 14 points.
Right now, there are five SoCon teams with just one conference loss.
SoCon Northern Division standings
1. Western Carolina: 7-10 overall, 4-1 conference
2. Appalachian State: 7-8 overall, 3-1 conference
3. Samford: 5-12 overall, 3-1 conference
4. Elon: 9-7 overall, 2-2 conference
5. Chattanooga: 7-10 overall, 2-2 conference
6. UNC-Greensboro: 3-12 overall, 1-3 conference
SoCon Southern Division standings
1. College of Charleston: 12-5 overall, 4-1 conference
2. Davidson: 9-7 overall, 4-1 conference
3. Wofford: 7-10 overall, 1-3 conference
4. Georgia Southern: 7-10 overall, 1-3 conference
5. Furman: 4-11 overall, 1-3 conference
6. Citadel: 3-12 overall, 0-5 conference


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The Program in Emergency Medicine is a PGY 1, 2, 3, 4 program associated with the Lake Erie College of Osteopathic Medicine. Conemaugh Memorial Medical Center, located in Johnstown, Pennsylvania, is the base training site and is a Level I Trauma Center designated by the Pennsylvania State Trauma System Foundation with aero medical transport service.
The Emergency Department is the primary receiving facility for Johnstown and the surrounding counties. With an emergency volume over 70,000 patient visits, 2,800 pediatric visits and a 25% admission rate, Memorial's Emergency Department is comparable to major urban center programs, yet it is located in the affordable and scenic Laurel Highlands of south western Pennsylvania.
Conemaugh's Emergency Medicine Residency is designed to prepare graduates for AOBEM certification in emergency medicine. To support this goal, the curriculum provides residents with the knowledge and skills to rapidly evaluate and treat patients of all levels of acuity.
Resident Experiences Young ER doctors gain insight from mock crash Dr. Will Hensley, Emergency Medicine Resident
Debbie MachakProgram Coordinator 814-534-3745 firstname.lastname@example.com.
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Graduate Medical Education Emergency MedicineWelcome from the Director
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text:
Beckham returns like he's never been away as England break even
England 1 - 1 Brazil: David Beckham provided the cross for John Terry's goal as old England returned to new Wembley.
Front page
Managers disappointed by Poll's broadside
Football: Referee Graham Poll's parting shot at football behaviour found little support with the League's managers.
Captain past gifts captain present a reminder of what has been missing
David Beckham's return was welcomed by the fans, and ironically may take the pressure off Steve McClaren.
Robson resigned to Jagielka sale
Football: Phil Jagielka is likely to leave Sheffield United for a Premiership side in spite of Bryan Robson's efforts.
Smith and Peat appointed to Scottish posts
Football: Gordon Smith and George Peat have been confirmed in their roles at the head of the Scottish FA.
Sport news & features p3
'I'm just happy to have been part of an historic night'
David Beckham's revival is complete, and he now wants to be part of a victory against Estonia, writes Matt Scott
Eager Worthington aims to eclipse Irish feats of the 80s
Football: Former Norwich boss Nigel Worthington is aiming for a European dream with Northern Ireland.
Bilic matches McClaren's caution over Estonia test
Football: The spectre of Estonia taking valuable points also hangs over Croatia, who play in Talinn today.
Sport news & features p4
Captain Bellamy ready to brave storms
Wales' next captain Craig Bellamy divides opinion, but he tells Jeremy Wilson he will lead his country with passion.
Toshack poised to gamble on Hennessey in goal
Football: Wayne Hennessey could make his competitive debut in goal for Wales in today's crucial qualifier.
Sport news & features p5
Thomas roused by challenge of Wales captaincy
Rugby union: Gareth Thomas' rollercoaster return to internationals now sees him in line for the World Cup captaincy.
Juventus put City target Ranieri on wanted list
Football: Claudio Ranieri could decide against managing Manchester City in favour of joining Juventus.
Bates' bid for control on hold as creditors call for recount
Football: Ken Bates' 1p offer for Leeds United has been stalled until after a second creditors' vote on Monday.
Mourinho makes striking move by capturing Pizarro
Football: Chelsea's second summer transfer saw Peruvian striker Claudio Pizarro join from Bayern on a free.
Jennings and Kearney step up
Rugby union: Rob Kearney and Shane Jennings debut for Ireland who are seeking a comeback win against the Pumas today.
Boro await Aliadière nod after Arsenal accept offer
Football: Jérémie Aliadière will move to Boro if the Arsenal defender agrees to the transfer.
Sport news & features p6
How the prop from Medicine Hat grabbed a second chance
Kevin Yates held firm as England were thumped last week, and now the veteran prop is eyeing the World Cup.
Wilkinson takes wheel of sinking England ship
Rugby union: Jonny Wilkinson has the dubious honour of leading a ravaged England against the Boks today.
Sport news & features p7
Four kilos and eight mph can make Murray a champion
Tennis: Brad Gilbert reveals how Andy Murray can become No1 in this first exclusive excerpt from his revised coaching manual.
Joker Jankovic puts Venus out to grass
Tennis: An impressive win over Venus Williams saw Jelena Jankovic emerge as a realistic contender for the title.
Federer running hot in the cold
Tennis: Roger Federer's bid to win the elusive clay court major continued with a comfortable win over Italian Potito Storace.
Sport news & features p8
'It was my idea to get Gilbert as coach'
~Andy Murray's foreword to the book gives an insight into their relationship
Sport news & features p9
Fleming gives rain-marred contest a twist by declaring
County Championship: Notts skipper Stephen Fleming declared 262 runs behind Leicestershire in an attempt to force a result.
Jones seeks redemption after flailing poor Surrey
Cricket: After a swashbuckling century against hapless Surrey, Geraint Jones said he still wants to play for England.
Loudon relishes Warne challenge
County Championship: Alex Loudon's ton helped Warwickshire to a healthy lead, but Shane Warne led Hampshire's fight back.
Murali makes Sussex suffer
County Championship: Muttiah Muralitharan's artistry was too much for Sussex as he took yet another 5-wicket haul for Lancs.
Flintoff to return this season after successful surgery
A successful operation means Andrew Flintoff could return this season, but further injury woes seem likely.
Sport news & features p10
Adams takes 3-2 lead
Chess: England no1 Michael Adams leads 3-2 in his world championship candidate match against Alexey Shirov.
Saints turn to winners after Salford threaten upset
St Helens 27 - 26 Salford: After leading for most of the match, the Reds went down to a gut-wrenching late drop goal.
Wolves' slide continues despite Fa'afili hat-trick
Leeds 42 - 26 Warrington: Two tries each for Brent Webb and Keith Senior piled the pressure on Paul Cullen as the Wolves lost again.
Sport news & features p11
Wie's comeback ends in chaos after she walks off course when 14 over par
Golf: Michelle Wie was accused of faking injury to avoid a ban while 14-over par in South Carolina.
Cecil finds Light at end of the tunnel to lift the Oaks at last
Horse racing:Henry Cecil got a moving reception after Light Shift gave him an emotional eighth Oaks win.
British crews begin World Cup campaign in ripping style
Rowing: Four British victories in the World Cup heats suggest coach Jürgen Grobler has got it right once again.
Sport news & features p12
Jinxed Dettori knows he'll never get a better chance
Frankie Dettori is desperate to win the Derby, but can he break the 15-year curse which blights his illustrious career?
Solid credentials make Authorized a good thing
Horse racing: Authorized looks well prepared to give Peter Chapple-Hyam his second Derby winner.
O'Brien team face close scrutiny
Horse racing: Aidan O'Brien has eight runners in today's big race fuelling speculation they could work for each other.
Sport news & features p13
Bond has Dash to lift sprint prize
Horse racing: Bond City finished second in the sprint handicap at Epsom last year, but could go one better today.
Horse Sense
Eleven years on from partnering Shaamit to victory in the Derby, Michael Hills has to settle for Folkestone today. It's something of a family affair, with five of his rides shared between two trainers, father Barry and brother John, and the former provides the banker with Azeema (4.50) in the finale. This Chester winner is a useful sort who is reckoned to be very well handicapped.
Sport news & features p15
Kobe's rebound shows sporting genius is all in a name
Kobe Bryant's lightning u-turn points to endless possibilites in the fickle world of sports transfers.


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Chicago Airport Restaurants
Hyatt Regency O'Hare offers a vibrant Chicago dining scene with American comfort food. Experience the warm and inviting atmosphere at our acclaimed O'H American Grill, serving fresh, regional dishes for breakfast, lunch and dinner. Get energized with our traditional hot breakfast plates or a bowl of seasonal fresh fruit. Join us for lunch or dinner for locally sourced foods that celebrate each season.
Enjoy classic comfort food, great drinks and welcoming environment at one of the best bars near O'Hare Airport. Unwind after a day of traveling with a local craft beer, specialty cocktail or a glass of wine at Red Bar & Lounge. Sit with friends by the cozy fireplace and recap the day or catch up on old times. Slip into a booth and nibble on delicious appetizers or enjoy a slice of Chicago pizza, while catching the game on our HDTVs.
Enjoy the inviting atmosphere at O'H American Grill serving regional comfort food and locally sourced dishes for breakfast, lunch and dinner.
Belly up to the curved bar or slip into a cozy booth and enjoy a Chicago craft brew, a glass of wine or a specialty cocktail after a long flight
Room Service on your Mobile Device
We now offer the ability to order room service remotely with your wireless or mobile device.
Red Bar Brew
Enjoy Red Bar Brew, a craft brew created by Two Brothers Brewing Company just for Red Bar.
O'H American Grill
Red Bar & Lounge
Perks Coffee & Gift Shop
Hyatt is proudly offering food options that are good for guests, good for the community and good for the planet. Our menus feature food from natural, local and sustainable sources. Learn More.
Book Now or call 847 696 1234


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Three flags greet people when they arrive at the Jefferson County Courts and Administration Facility in Golden: the U.S. flag, the Colorado flag and the Jefferson County flag.
On Jan. 29, however, the county's flag came down and Taiwan's went up in its place, signifying a 20-year relationship between Jeffco and Pingtung County, the southernmost county in Taiwan.
Ben Ripperton probably won't ever be the biggest guy on the ice.
And while a nickname such as 'Big Ben' would only be in jest for the Columbine forward, he certainly stood tallest Feb. 6 as the Rebels rallied to defeat rival Dakota Ridge 4-2 at The Edge Ice Arena.
"We came in with pride and fought hard at the end and got a win," Ripperton said.
Missed layups? Check.
Star player in early foul trouble? Check.
Opponent making big shots in crucial situations? Check.
All of the markings of an upset were there Feb. 3 as Front Range Christian's girls basketball team tangled with Longmont Christian. Yet, that upset never occurred.
The Falcons, ranked sixth in the state in Class 2A by the Rocky Mountain News, battled through all of the adversity thrown their way, and, after a pair of overtimes, walked off their home floor with a 48-42 victory.
The Regional Transportation District says more than 60 percent of residents in the eight-county Denver metro area would support a tax increase to finish the FasTracks expansion by 2017, but some in South Jeffco aren't so sure.
"I don't think that would happen," said Justin Everett, a South Jeffco Republican who is president of CoHOPE, a coalition of area homeowner associations. Everett said CoHOPE hasn't taken an official position, but his personal opinion is that a tax increase wouldn't fly.
ARVADA — Shelley Perkins likes to break things.
"You just have to know how to go crazy," the Chatfield senior said with a smile Feb. 7. "I'm a little out of control."
And when Perkins gets like that – watch out. No tradition is safe.
Perkins broke three Class 5A Jefferson County League records at the annual regular-season finale – one of which was her own. The Chargers' speedster set a new mark in the 50-yard freestyle only to break it in the finals, not long before she set a new record in the 100 freestyle.
Anyone who willingly dives into a pool of water off a 10-meter platform clearly isn't afraid of heights.
John Fox has parlayed his fearlessness into a college scholarship.
Fox was one of 16 student-athletes signing a National Letter of Intent at Chatfield Senior High School on National Signing Day. The senior will be attending the University of Kentucky where he will compete for the Wildcats in platform diving.
Faye Griffin wants Jefferson County residents to know that she's just a regular person. She might be a politician, but the newly elected District 1 county commissioner said she sure doesn't feel like one.
"I don't really feel like a politician. I don't. I'm just a person," Griffin said. "It's just different."
What is the name of the enzyme that synthesizes DNA? What do you call the range through which temperature changes more rapidly with depth?
If you said "DNA polymerase" and "thermocline," you might have been able to keep pace with the scores of Colorado high school students that squared off Jan. 31 in the 19th Colorado Science Bowl, hosted by Dakota Ridge High School.
In an earlier life, Jenny Schmidt of Bailey was a high-profile television reporter who covered the O.J. Simpson trial and the Rodney King verdict. But when she traded that life for motherhood, things changed.
Copyright © 2015
Columbine Courier is your source for local news, sports, events, and information in South Jefferson County, Colo., and the surrounding area.


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May 7, 3pm-4pm EDT, SmartSound's Stephanie Joyce joins us to demonstrate the new features of Sonicfire Pro 5. This is the latest release as well as a new Final Cut plug-in just launched at NAB. Join us to discuss practical applications and basic copyright issues of custom music in the AV world. More about SmartSound here.
InfoComm 2009
Title: SmartSound Sonicfire Pro5 Demonstration
Date: Thursday, May 7, 2009
Time: 3:00 PM – 4:00 PM EDT
Space is limited.
Reserve your Webinar seat now at:


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In addition, the Day of the Dead does have a quest available -- but you have to work a little to find it. Purchase an Orange Marigold from Chapman, the Day of the Dead vendor, and use the item in the graveyard of your race's capital city to reveal a host of ghosts, including one with a quest to complete. The quest itself is simple, and it'll help you out on those achievements, too -- you will be asked to bake a bit of Bread of the Dead, a recipe that can be purchased from Chapman as well. Give the bread to the ghost, and you've got yourself a Macabre Marionette as a thank-you. This item requires Day of the Dead to use; it isn't a pet, just a fun friend to tag along with you on the holiday.
For those who may not have been able to do the quest last year, it seems this year those problems have been solved. I was able to complete the quest and get my marionette pal just fine this morning. Go nab your achievements, learn a new recipe and pick up a marionette of your own today ... because tomorrow, it'll all be gone!


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August 3, 2015
Just another sign of the times as a local dollar store is no longer a dollar.
King Dollar in College Station has now gone up to $1.09.
The manager said the word came down from corporate earlier this month to raise the prices almost a dime.
The change was made last week.
Houston's Atlas Diamond owns the store but could not be reached for comment.
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My next blogpost on reflections on Reformed theology in Scandinavia will be a few more days, but meanwhile I'd like to share this interview with Michael Eaton. He is a reformed theologian originally from Westminster Chapel in London, but is now since many years back leading a church in Kenya that has seen many churches being planted.
In the interview Michael Eaton is sharing his perspective on many issues such as justification, grace, works, sanctification, the warnings in scripture and the sermon on the mount. I believe that his thoughts feed very well into the discussions that has taken place on my earlier reformed theology posts.
The interview is 25 minutes long but is well worth the time.


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Current Articles
RSS Feed
Last year in the month of August we talked about Internet Marketing Blogging and how it is the perfect way to share helpful tips, express opinions and show your businesses personality. Blogging is an effective way to bring in traffic to your companies site. So what seems to be the problem? Why is it so difficult to post a blog article daily? Ok monthly?
We don't have time
It's to hard
I'm not computer savvy
It's to busy today we'll do it tomorrow.. Sure...like that ever happens.
Make the time and do it now.
Now we also hear a lot of companies complaining that they have been posting but not seeing much impact. Just posting the article to your companies blog is only step one. It's like bringing cookies to a party. You can buy them (make someone do the cooking/blogging for you) You can buy the dough and claim you made them (posting only to your blog and claiming your done) or you can gather the ingredients to make them and put in the effort to bake them yourself. (Write, post and distribute your topic across the web). As a result (if they are good) multiple people will eat the cookies (see your post) and maybe even ask you to make more. Below is a list of tasks that can help you understand what your approach should be after your content is written and you are ready to post to your blog.
Write an informational post for your blog and click publish. Check out this eDoc on 20 Great Ideas for bloggers
Set Keywords and Tags for Search Engine Optimization. This is no joke! Make sure you list them. Check out 7 Common Myths
Post the article to all of your companies social media sites such as Twitter, Facebook etc. Check out this article on How To Share Your Business Blog On Social Media Sites
Post your blog address on all your marketing itemsAdd the companies blog address to your email signature or add it to the bottom of your business cards. Even add it to your companies marketing materials such as flyer's or banners
Write a strong meta descriptionCheck out this article on 3 Meta Description Mistakes You Might Be Making
Add really cool images
Add the post to social bookmarking sites and forumsPost the blog article in forums and on other blogs where your audience hangs out. For example, if your a runner posting about a running tactic, post to a running forum
Guest blogging - Guest blogging is a method used by bloggers to increase blog traffic where bloggers write posts to be published on other bloggers' blogs. Have someone write a post on your blog
Titling/branding - Keep it consistentIf you have a Facebook account called Sail and a blog title called Sailing Tomorrow and a YouTube page called My Sail and a Twitter account titled Sailing Today, your brand is all over the place. Try to use the same name across the web from logins on forums to account names on social media tools
Inbound MarketingSEOPPCContent DevelopmentEmail MarketingSocial Media MarketingWebsite Design
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Dont Be Quick To Judge Milwaukee Brewers Slugger Ryan Braun
February 6th 2013 03:25
Milwaukee Brewers left fielder Ryan Brauns name was reportedly seen on a list that included Alex Rodriguez and Melky Cabrera among others that links several players to the Biogenesis clinic in Miami that is involved in selling performance-enhancing drugs. However, do not be quick to judge Braun just because his past is stained.
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Pop quiz: who is normally credited with this quote, one of my favorites for startup:
"I don't know the secret to success, but I do know that the secret to failure is trying to please everybody."
Stay tuned to this station for the answer. We're brand new here, so I'm not going to be overoptimistic about comments, but it would be nice, if you know the answer, for you to click on the comments and add it.
-TimClick here to join the conversation (1 Comments)
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How LivePlan makes your business more successful
If you're writing a business plan, you're in luck. Online business planning software makes it easier than ever before to put together a business plan for your business.
As you'll see in a moment, LivePlan is more than just business plan software, though. It's a knowledgable guide combined with a professional designer coupled with a financial wizard. It'll help you get over the three most common business hurdles with ease.
Let's take a look at those common hurdles, and see how producing a top-notch business plan sets your business up for success.Click to continue


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Morality and The Ten Commandments - Today's Christian Videos
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text: Consumer Reports' most reliable cars POSTED: 10:42 AM Oct 31 2012 UPDATED: 2:00 AM Oct 30 2013 Text Size: Small Text Medium Text Large Text Print Tweet Consumer Reports ranks the most reliable cars on the market this year. 18 / 18 Midsize SUV -- Toyota 4Runner Comments The views expressed are not those of this site, this station or its affiliated companies. By posting your comments you agree to accept our terms of use.


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Hello, I pray this letter finds you in great spirits.
Sometimes people climb different mountains in their lives. At this age in our lives, we start questioning ourselves. Have I done all that I can do? Have I fulfilled my purpose here on earth? And then our journey gets tough and we start wondering. Where do I begin?
We begin to soul search within ourselves. We grow up as individuals. We become independent, putting away childish things and dreams only seeking God's will and totally focusing on him for guidance and direction. Seeking God's approval and mercy and grace is the only thing in life that really matters.
Our everlasting life should be our first thought every day. Keeping our eyes off of others and focusing on God's love will comfort us in our time of need. It is time to surrender all and let go and let God. Find out who you really are in the Lord.Be a vessel, a chosen vessel of the Lord. God loves you and has a plan for you. Seek Him and you shall find. Knock and the door will open. Surrender and praise Him through the storm and you will be blessed.
Have faith and stand on God's word. You don't belong to yourself anyway, you belong to your Heavenly Father in Heaven. So get your eyes off the storm and look above the clouds. Keep your eyes on God. Stand firm and trust in Jesus Christ your Lord and Savior. Then everything will be alright.
Brothers and sisters, I believe God is calling you out. He has other plans for you in your life. It's time to take that step, stop fighting that losing battle. Your purpose needs to be fulfilled. If you will seek Him with your whole heart, He will reveal your calling and I promise what ever it is, you'll be the best.
Sandra Boggs


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By Elaine SanchezAmerican Forces Press Service
WASHINGTON, Oct. 27, 2011 A Navy program that's been building resilience in service members and their families since 2008 is turning to technology to expand its worldwide reach, the program's director said today.
Project FOCUS, or Families OverComing Under Stress, bolsters communication and coping skills among families impacted by deployments and the visible and invisible wounds of war, explained Kirsten Woodward, also the director of the family programs division for the Navy Bureau of Medicine and Surgery.
Navy officials created the program after observing the growing effects of wartime stress on family members' psychological health. "The combat deployments, both in length and intensity, and high operational stress have definitely shown there's stress on the families," Woodward said. "It's a different norm for this generation of families and children, and with unknowns comes stress."
Officials designed the program to address the family as a whole, taking into account the community they live in and the available military support systems, she explained. As a result, it comprises three parts: an inner and outer tier and a bull's-eye.
The outer tier provides information and awareness to communities in which military families live and work, she said, while the inner tier educates and builds coping skills among service members and their families. The intervention piece features families needing extra care undergoing eight to 10 individual training sessions aimed at helping them work through issues.
The program was instituted two years ago with seven sites and since has expanded to 23 sites militarywide, Woodward said. Each site, she said, includes three to five experts -- including psychologists, social workers and therapists -- as well as a site director, and the sites are collocated on bases and in family-friendly environments such as family service centers or chaplains' offices.
Now, officials are hoping to expand their reach even further through a host of online tools, Woodward said, citing several examples.
In an online virtual environment called FOCUS World, she said, family members create an avatar likeness and gain communication and coping skills while navigating through their "home." They might encounter a furnace, for instance, that's flaming in a color that correlates to a stress thermometer. A FOCUS guide then steers them to resources and tools to help deal with the specific stressor. The program, she added, adapts to the developmental needs of children of all ages.
Because of the program's live and virtual modes, deployed service members can take part at the same time as their spouse and children, Woodward noted.
"It's great for remote families, for families during separations, or for those families who aren't feeling ready for face to face work," she said.
The program, Woodward said, also is turning to technology to address the needs of wounded warriors and their families, particularly those who aren't located near an installation.
"These families are not only dealing with physical and mental challenges," she said, "but the adaptation to a 'new normal,' a new way of functioning as a family."
Woodward said families participate in this customized program, called Wounded Warrior FOCUS Care, on the telephone or on their computer via Skype. If the family doesn't have a camera on their computer, she said, officials will ship one to them.
Over the course of four sessions, Woodward said, wounded warriors and their families learn skills such as emotional regulation, adaptive coping responses, communication processes, how to adjust to the family's "new normal," and how to reframe situations.
Woodward cited an example of a family who was able to reframe a painful moment into something positive. A service member wounded in combat had shrapnel pieces throughout his body, many of which couldn't be surgically removed and were visible. His 6- and 10-year-old were scared to see him in the hospital, so he and his wife decided to reframe the situation.
Woodward said the service member adopted the name "Shrapnelman" -- since his kids saw him as a hero -- and even wore a cape when they came to see him.
"It completely allowed the children to see dad in that happy, positive light," she said.
Other new FOCUS resources include a program adaptation for parents with young children, birth to age 3, Woodward noted.
FOCUS initially was created to address children ages 4 and up, Woodward said. But officials later noted a large percentage of military families are young and have young children. Babies and toddlers also are affected by deployments and long separations, she added.
Finally, she said, officials have launched an adaption of the program for couples who may have a baby on the way or are just dating or newly married.
As they develop new resources, Woodward said they'll be tracking their effectiveness. Program officials, she said, conduct a web-based family assessment at program entry, post intervention and again at intervals over a six-month period.
The program's annual report for fiscal 2011 indicated FOCUS' resounding success, Woodward noted. Both the service members and civilian parents, she said, showed significant reductions in depression and anxiety, and children showed a significant reduction in parent-reported difficulties and in pro-social behavior, which includes helping others, sharing and caring. The report also indicated the family as a whole functioned better.
Assessments are vital to the program's continued success, Woodward noted.
"I want to make sure we are measuring the quality improvement that we're doing for our families," she said, "so if we're not improving their lives, we need to tweak it and make it better."
Article is closed to new comments.
The opinions expressed in the following comments do not necessarily reflect those of the U.S. Department of Defense.
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This morning I spent an hour with a U.S. Senator discussing how hearings tomorrow about the safety of Chinese-made toys might be used to address larger issues. I suggested that we need a "Foreign Oppressive Practices Act." Such an act would curtail the complicity of American manufacturers and investors with a labor regime in China under which the full police powers of the state are deployed to prevent Chinese workers from organizing, and to ensure they remain vulnerable to harassment and exploitation. Just as the Foreign Corrupt Practices Act, already on the books, forbids American companies from bribery abroad, a Foreign Oppressive Practices Act would require American companies to deal only with factories meeting certain basic labor standards. The law would also forbid American companies from investing in or dealing with or transferring technology to any foreign organizations devoted, for example, to internet censorship or the tracking of dissidents.
I also expressed my support for measures that would impose countervailing tariffs until Beijing makes the yuan fully convertible—like the dollar, the ruble, and even the Kazakh tenge. For their part, the Senator's staffers had prepared a dramatic map showing how investment in China and China's trade surplus pass through that country to emerge as aid to states such as Sudan, Zimbabwe, Iran, and North Korea. I left the meeting encouraged that American politicians, both Democrats and Republicans, were beginning to take seriously the problems created by our see-no-evil trade policy with China and the harm it does to the world economy, to our national security, and the security of our allies.
So I was not prepared for the front page of today's New York Times. A story featured there, "An Opportunity for Wall Street in China's Surveillance Boom," describes "China Security and Surveillance Technology, a fast-growing company that installs and sometimes operates surveillance systems for Chinese police agencies, jails and banks, among other customers," and which has "just been approved for a listing on the New York Stock Exchange." The story went on to list some American investors who have put money into this promising growth stock.
Even as I tap out these words on my train home I cannot quite believe what I read. Wall Street, it seems, sees the ever-increasing sophistication of China's secret police apparatus not as a threat to the basic rights of all people—but as a "growth opportunity."
I applaud the Times for breaking the story and with such alarming detail. I hope they will follow up with an editorial advocating a "Foreign Oppressive Practices Act." We need such a law even more desperately than I had realized.


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Sacramento New Taxi Moratorium Could Be Extended
A two-year-long moratorium on new taxi cabs in the city of Sacramento could be extended at tonight's Sacramento City Council meeting.
The Department of Finance is asking the council for a nine-month extension on the moratorium. The city is working with the taxicab industry and the council's law and legislation committee to come up with new rules for cabs in the city.
Department of Finance says the city has been studying how cabs charge customers, how much pollution cabs emit, and how calls are dispatched.
"Taxi companies using cell phones to dispatch -the problem with that is taxi drivers themselves sometimes actually dispatch while they're driving their vehicle and then call another taxi to pick up a fare, says Brad Wasson with the Department of Finance. "That can be pretty dangerous."
The city proposes flat fares for trips within downtown and to the airport. Other changes could include emissions requirements and vehicle age restrictions. Credit card readers in cabs could also be required.


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Welcome friends, to my new home on the web! I'm so happy you stopped by for a visit. There's always a lot going on and I want to make sure to keep you informed about all of my latest projects and happenings. I'll also be sharing my thoughts on music and other various topics, and I'd love to hear what you have to say. So do some exploring and let me know what you think. Enjoy, Oteil!
Jamming on Jam Cruise 2015 Almost a decade has passed since I last joined Jam Cruise for a week at sea. But it was worth the wait because Jam Cruise 2015 was totally over the to
Weedist interview: The Green Thumb & Purple Haze Weedist, a community of cannabis connoisseurs, just published an interview by Rae Lland with creators Oteil Burbridge and LeVar Carter discussing The
Oteil Visits the Fodera Shop in Brooklyn While in NYC last week, I went to see Vinny and Joey at the Fodera shop in Brooklyn. It's always a special experience for me and I couldn'
An Interview with Jack Casady – Backstage at Wanee Festival 2013 Last year at Wanee I had the chance to interview three legendary bassists. Bakithi Kumalo, Jack Casady and Rocco Prestia. Hopefully you enjoyed the Ba