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Following the University of Vermont men's basketball team's 68-56 exhibition win over Concordia today at Patrick Gym, UVM coach Mike Lonergan said some of his players will be asked to step into much bigger roles than they had last season.
Sophomore guard Brendan Bald showed he's ready to make the biggest jump.
After averaging only 2.9 points last season, Bald is projected to more than triple that production this winter. He scored 11 points on 5-for-8 shooting in 19 minutes today against Concordia, shrugging off first-half foul trouble. During a two-possession sequence in the second half, he drilled a shot just inside the arc and knocked down a mid-range jumper.
"Losing four starters, I knew I had to step up and knew I'd have lot bigger role," said Bald, an athletic wing who can also slash to the basket; however, he made only 1 of 6 free throws. "Most players are streaky, they get in a flow when they hit a couple shots and get confidence up."
"I'm confident Brendan Bald will be more consistent and produce more," Lonergan said. "He was one of our best defenders last year."
It stands to reason that the crowd of 2,219 was focused on the Catamounts' seven rookies.
"In limited minutes, I thought Sandro (Carissimo) did a good job for us," Lonergan said. "Brian Voelkel played a lot of minutes. I think he can effect the game without scoring. I'd like to see him be a little more aggressive trying to score, because he can handle the ball and do some things. He's not a great shooter, but he had one nice post move but didn't finish the play.
"Our freshmen, the ones who are ready to play physically, did a good job."
Recovered from a knee injury that sidelined him last season, Luke Apfeld scored five points in eight minutes. He attacked the basket for a powerful first-half dunk, crashing to the floor as an entire fan base held its collective breath. He appeared OK as he walked to the bench.
"He plays so hard. I would have liked to see him lay it in or just drop dunk it," Lonergan said. "He goes so hard flying in there. Believe me, I was worried. I wish I played him more in the second half, but I don't want to play him too much. Wanted him to ease into it and see how his knees feel tomorrow. Hopefully he can gradually get into our lineup. … He's one of our top six players; just trying to save him for the season but still get the rust off."
Matt Glass, playing his first game in a Catamount uniform after transferring from UMass, tallied 11 points and six rebounds. It was his first game at Patrick Gym since he led Mount Mansfield Union High School to the Division I state title in 2005.
Vermont boasts eight players who are 6-foot-8 or taller. While the Catamounts enjoy lots of depth in the frontcourt, they have a dearth of ballhanders and perimeter defenders.
Lonergan said he's still trying to figure out whether senior Joey Accaoui or Simeon Marsalis will be the team's primary point guard.
"Joey is going to play even if he is not our point guard because he is probably our best shooter," Lonergan said. "I thought Simeon had good energy and played good defense, but one assist, three turnovers; he's got to stop turning the ball over."
Be sure to check out Shane Bufano's great photo gallery of the game at www.shanebufano.com.
Follow my coverage of UVM basketball on Twitter at johnfantino and check out the Burlington Free Press sports department's Facebook page.


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Letters to the editor
Release the Guantanamo prisoners
There are 166 prisoners at Guantánamo. The authorities now publicly admit more than 100 of them are hunger striking. Lawyers on the ground there say this number is over 130. Dozens of these men are being force-fed, using larger-than-needed tubes, and roughly, to try to get them to stop the hunger strike. But the most horrible fact, not widely enough known, is that 86 men, more than half of all the prisoners, have been cleared for release, many of them years ago. Not only have they done nothing wrong, they have been judged to be of no danger to anyone. Some have been there for over 11 years. Why are they still there, so desperate now that they would rather die of starvation than remain there without hope?
Some say there is no place for them to go, but this is false. Many could return to their home countries, including the many Yemenis whose country is prepared to take them back without threat of imprisonment or torture. The only reason they remain is because we, as people of conscience, have not acted massively to pressure President Obama to release them. Guantánamo must be closed. Prisoners who are under suspicion must be tried, and the majority, who are not, must be released. It's time for our tax dollars to stop funding this medieval prison where men known to be innocent are held indefinitely.
We are better than this. Call President Obama at 202-456-1111 and tell him so.
Joan F. Walsh
Thanks for the ACC standings
I'm sure that many ACC Baseball fans join with me in expressing their appreciation to The Herald-Sun for finally including the ACC Conference standings in the daily Sports section of The Herald-Sun.
I personally really appreciate it very much.
J. Delos O'Daniel
Chapel Hill
Background checks a modern-age necessity
I would like to respond to James Hardy's letter in your April 29 issue. James objected to the NICS background checks, stating they're unconstitutional. Acknowledging that the world has significantly changed since the Second Amendment was written, I would ask him which of the following people listed in the NICS should have a gun, especially an assault weapon. One who:
- Has been convicted in any court of a crime punishable by imprisonment for a term exceeding one year.
- Is under indictment for a crime punishable by imprisonment for a term exceeding one year.
- Is a fugitive from justice.
- Is an unlawful user of or addicted to any controlled substance.
- Has been adjudicated as a mental defective or committed to a mental institution.
- Is illegally or unlawfully in the United States.
- Has been discharged from the Armed Forces under dishonorable conditions.
- Having been a citizen of the United States, has renounced U.S. citizenship.
- Is subject to a court order that restrains the person from harassing, stalking or threatening an intimate partner or child of such intimate partner.
Yes, people are the problem; giving those listed in the NICS unlimited access to assault weapons only exacerbates the situation as was seen recently in a Colorado movie theater.
James Reed Clark


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Prompted by the MC thread regarding the 'cleaning up' of Tomorrowland, I was wondering how all felt towards an issue that has a bit more impact on Tomorrowland: the more recent tendency to avoid looking very far into the future (if at all) and a dependecy upon 'box-office momentum'.
Used as comic device in "Meet The Robinsons", 'Todayland' is amusing. When faced with this being a conceivable reality, it loses its charm, IMO. It is certainly a high standard that was set for Tommorowland:
"A vista into a world of wondrous ideas, signifying man's achievements.... A step into the future with predictions of constructive things to come. Tomorrow offers new frontiers in science, adventure, and ideals, the atomic age, the challenge of outer space and the hope for a peaceful and unified world."- Walt Disney's Tomorrowland Dedication Speech - July 17, 1955
and this from an audio tour of Tomorrowland:
Now it is time for a preview of the World of Tomorrow. We step into the future and find fantastic atomic-powered machines working for us. The world is unified and peaceful...outer space is the New Frontier. We walk for a time among the strange mechanical wonders of tomorrow, and then blast off on a Rocket To The Moon."- 1958 Audio Tour of Disneyland by Walt Disney
Certainly there have always been TL attractions that have pointed more towards the 'Present' than the 'Future', but is Tomorrowland straying too far from its purpose? Are we seeing more 'present day fantasy' than we do 'wonders of tomorrow'?
Many attractions past and present have been considered to hold a dubious place in the TL panthenon of attractions; to name a few:
America Sings--showcasing a 'social ideal' for the Future of America--a small look at the evolving nature of America through song and verse. A thematic stretch, but to many, an enjoyable attraction.
Autopia--a 'Highway of the Future' that requires no license, or particular driving skill. Not a quintessential 'futuristic' theme, but satisfactory to most.
Submarine Voyage--showcasing the Atomic Age of transportation, and the 'future' of underwater exploration, affording Guests a look at a more 'near' future, but, to some, reflected more of a 'present day' feeling.
BLAB--the adventures of a space-themed toy, set in present day. Not as much 'thematic latitude' has been given to BLAB; probably because of the main character's solid link to the present, and him being a 'toy'.
Finding Nemo--really a sub refurb with the addition of another main character who is solidly linked to present day. Criticism also follows the 'Nemo' attraction for its close adherence to the movie's storyline, and its tenuous claim of employing 'futuristic technology'. Some see the attraction as a mere extension of the old subs, and therefore, at the very least, acceptable.
Star Tours--some argue the "A long time ago, in a galaxy far, far away" disqualifies ST as a 'futuristic' attraction. To others, the presence of space travel, advanced technologies, robots, and other alien races makes ST a viable TL-themed attraction.
What are your thoughts on the current direction of TL? Is it living up to the standards set before it in 1955? Does the rumor of a PeopleMover themed to another 'present day' animated feature, give you pause, or encouragement?
I am particularly interested to know the thoughts of our younger MCers out there, as well as the 'old guard'.


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For those that have ever encountered one of Berlinde De Bruyckere sculptures, one may understand this perpetual feeling of anxiety that the artist ignites. It is a feeling that exists in the subtle contradictions of her work. Where flesh is not simply flesh and vulnerability is allowed to coexists with the weighty brutality of her figures. Torsos are left to hang from the celling, mounted against walls of a gallery or sprawled out over a wooden plinth. Up close, you begin to encounter the painterly qualities of her work. Flesh becomes its own surface, covered in veins and made up of a haunting colour palette of blues, greens and yellows. "When I paint with my wax, it is like making a watercolour drawing," she explains, a means to bring life into the surface texture of her sculptures. Berlinde lives and works in Ghent. Occupying a former catholic school for boys where the building itself has been transformed into large studios, allowing her to bring back bodies from the local university or hospital to use as her models. In her current exhibition at Hauser & Wirth in Zurich, Berlinde has taken Ovid's Metamorphoses and created a series of three new works, where antlers emerge from the human figure, deforming it and creating a strange new hybrid form. With this in mind, AnOther spoke to Berlinde about her fascination with flesh, her interest in the works of the Old Masters and her exhibition in Zurich.
Your father was a butcher, did that have a influence on you whilst you were growing up?
I have been thinking about this a lot over the last year and I think what I do is completely the opposite of what my father did. He was cutting dead animals into pieces to sell it, for people to eat. I do something very different. I take a dead body from the slaughter house or from the university and bring it into my workshop, then I do all the modelling on the actual figure. It is as if I give the body a new life, so they can exist again because they have become a sculpture. I began asking myself what the most important thing was that I took from growing up surrounded by the dead animals and huge carcasses that I saw as a child. I think is it that I am not afraid of dead bodies. I am used to seeing them. When I first take my assistants with me to the university or the hospital they are afraid because they are not used to seeing dead bodies, especially not in fridges or the situations in which we have to work with them. For me, it was part of my childhood. I think this is the only link that I can make between being the daughter of a butcher.
"I take a dead body from the slaughter house or from the university and bring it into my workshop, then I do all the modelling on the actual figures"
What interests you about flesh?
When I started to work with the bodies, it was a very long process. In the beginning, during the 90s, I was working with the blanket women, so they had only exposed legs and feet. The rest of their body was covered by blankets. These works were all about longing for shelter and the blanket became a way to remove yourself from reality. To be hidden and have your own space. At that point, I was not interested in flesh. I was more interested in integrating the human figure in my work and it started very slowly and then it became more important. I transformed the blankets into a body and they held the shape of a torso in the further stage of my research. Then at the end I took away the blankets and I kept the formation of the body that was underneath. I started to work like this. It was not something that I decided by myself, it was something that was growing from one work into another and it ended up with a very naked or vulnerable way of expressing a human body.
Something that has always left me feeling both uncomfortable and intrigued, is the translucency you achieve when representing skin...
In the beginning I was not so interested in the pictorial qualities of of using the wax. However, for the last five years I have been researching old master paintings and looking at how they paint the skin of naked figures. I was looking at Caravaggio and to all of these medieval paintings just to learn how they did it. How they captured the transparency and translucency of the skin – that was something that took my attention. Then I tried to find my own way to translate this into my own sculptures and now I feel like they are half painting and half sculpture. When I paint with my wax, it is like making a watercolour drawing because all these layers are melting together and they give you surface. Surface is what you see when you look at the work and what takes your attention. Now, very often it becomes very brutal. If you look at the sculptures in Zurich, some parts are very yellow, or green, or blue, or red. For me it gives the figure life again.
Do you consider your work to be romantic?
It depends what you consider to be romantic. For me, yes. It is romantic because if we talk about beauty and especially aesthetics, I feel myself to be very aesthetic. Even when I use always old furniture, textiles and used materials, there was a beauty in that for me because these objects had a history. Very often I feel like I am working with the idea of curation. I collect a lot of plinths and branches, then at a certain moment I bring them into the studio to become part of a sculpture. It is not that they aren't objects on their own, or that I first make my sculpture and then afterwards I put them on a plinth. For me these special objects become a starting point to work on top of. In one way it is romantic.
This notion of transformation and deformation has continued to develop throughout your career, is that something that continues to interest you?
Yes. This can be found If you look at the two sculptures of the bodies in the Zurich show. One is a very strong figure with the huge legs, the other one is more like the female side of the body, even though it is made out of a male it is much more tender and fragile. Also, the way that the body is empty is something that is very important. There is a huge hole in his stomach and it is showing you that it is not something real, but that it is a sculpture. A hole is something that grabs your attention and it makes you very curious to uncover what is inside. In this case, you see the antlers inside. These black holes play a very important part in all my works. It is like when you have a doll as a child and you take away a arm or leg and what you can see inside is simply a black hole. It is only a doll, it is not real. I think it is very important for me that I can always play with this feeling that it is about sculpture and my work. It is not about reality, even thought that where it started from. I always mould on the real figure and if I work on a tree or a deer, or man or women, I use the real body to start with. This is my occupation as a starting point, then I have to go over it to translate it to my own language.
"Even when I use always old furniture, textiles and used materials, there was a beauty in that for me because these objects had a history"
Can you talk about the three new sculptures at Hauser & Wirth in relation to Ovid's Metamorphoses?
Yes, the idea for this group of works came after reading the Ovid's Metamorphoses. In the story, Actæon was transformed into a deer, eaten by his own dogs and in the end there was nothing left of him. In my imagination, there were only the antlers left. So I placed a group of antlers on a plinth and that almost took on a sort of portrait of Actæon after his death. They are made out of wax and are very fragile. I wanted to have a soft material against the hard and heavy shape of the antlers, so I placed bits of fabrics and textiles in between. The way that they are laying on the plinth is almost like when you cut down the bad branches from a tree because they are dry or dead. You collect them together and put them into fire. It is like you want to destroy the work, and this was something that was constantly in my mind. The antlers are the way a deer can seduce a whole forest. It is something that is very strong and beautiful, an expression of power and sexuality in one way. Then on the other hand it is something that can destroy you because you have too much desire and too much longing for something that you can't have. That is the thing that destroys you. They are made out of wax so they can burn easily, if they were put in fire they would be gone. It would all be over.
In the other two figures, Liggende I & II, you have a very explicit image of the antlers growing out, or into the body. You have this inner relation between the antler and the body, so that there is no torso anymore. The torso becomes a very abstract form, something completely deformed. It is the antlers that take over the shape of the body. They became much stronger and then destroyed Actæon's own body. On the other hand, when they grow into the body it becomes part of them. It is not something that you can cut off. In reality, the antlers fall off from the deer's body and then they start growing over again. The antlers are growing into their own body, so you cant remove it any more. It is like a memory of something that happens to you in your personal life that you cant throw away, but it is always there even if you don't want it anymore, it becomes part of you.
How important is process in your work? I imagine the materials you use and they way you sculpt them demand a lot from you physically and in terms of space.
I never work on one sculpture from the beginning until the end. I have a huge studio and I am working on different themes and pieces at the same time. I have one part of the studio, where I work on horse pieces, another where I do the figures and then when we are working on trees we have a bigger space. So, I have my way to escape from one thing. The moments where I struggle or cant continue because of mental reasons or I cant find a solution to finish the work, there is always another way to escape.
Berlinde De Bruyckere's Three Sculptures at Hauser & Wirth Zurich until December 22, 2012
Text by Isabella Burley


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The Blackboard course management platform brings the latest in proven educational technology tools to Syracuse University by making class content available to students via the Internet. Because it is web-based, it also makes course materials readily available to students any time they wish.
Syracuse University uses Blackboard Enterprise 9.1, a course management software that provides many of the latest Web 2.0 technologies to students for learning such as: blogs, wikis and Instant Messaging. The GROUP feature allows students to break into smaller teams to communicate and collaborate on projects. Blackboard facilitates expanded coverage and interaction with subjects by supporting video and audio from a wide variety of web sources including podcasts and v-casts.
Syracuse University is committed to providing the student and faculty with the latest in proven educational technology that will enhance and expand the learning experience. Online Learning Services at SU is dedicated to providing students and faculty with support in the use of those technologies and tools to optimize the teaching experience. We offer face to face consultation as well as online and personalized consultation. Please refer to our training schedule to view the latest face to face structured presentations on Blackboard and please refer to our Consulting page if you would prefer your group to have personalized Blackboard training.
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"The findings were published in the March issue of the Journal of Thrombosis and Haemostasis."
"Inherited thrombophilia has been linked to obstetric complications such as severe pre-eclampsia, abruptio placentae, fetal growth restriction, and stillbirth. On the basis of retrospective data in this study, patients with recurrent pregnancy complications may be good candidates one day for proteins S and Z screening. However, these tests are not currently available in clinical practice and there is no evidence that such screening would prevent these complications."
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AA*, AS* = An associate degree that allows you to transfer in as a junior to Colorado four-year public schools.
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This certificate program prepares students to assist dentists in all aspects of dental treatment. You will graduate with skills in office management, clinical assisting, laboratory procedures, dental radiography, and infection control.
The program includes courses at the Larimer Campus and clinical experiences at sites in northern Colorado. The Front Range Dental Clinic, staffed by licensed dentists and dental hygienists, is located on the FRCC campus and offers an additional clinical experience.
FRCC's program is nationally accredited by the Commission on Dental Accreditation of the American Dental Association.
Dental Assisting certificate: See required courses.
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This hit by soul and R&B band, Earth, Wind & Fire, is a show-stopping choral! The music-themed lyric, hot instrumental accompaniment, and rhythmic vocals combine to create a fresh, dynamic performance piece for all ages. Performance time: approx. 3:30.
To view/purchase the score or any multi-page part, click on its label below.
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Obama Says No Short-Term Deal On Federal Debt
As talks resumed Monday after a weekend of no progress with congressional leaders, President Obama insisted that now is the time for a far-reaching deal on the federal debt. He warned that the U.S. will default on its debts if a deal is not struck soon, and said he will not sign a proposed short-term deal that would postpone the reckoning. Steve Inskeep talks with NPR's Ari Shapiro about Obama's news conference.


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Google Details Android 4.2, Still Calls it Jelly Bean
By - Source: Google | 9 comments
Includes Photo Sphere camera, allowing users to take pictures in every direction.
With the announcement of LG's Nexus 4 smartphone, Google has also confirmed the long awaited Android 4.2 update.
4.2, which will retain the Jelly Bean moniker, will integrate a Photo Sphere camera. Users can take pictures in every direction that come together into photo spheres. You can view photo spheres on your Android, share them on Google+ or add them onto Google Maps.
Other additions include:
- A smarter keyboard, now with Gesture Typing - Writing messages on the go is easier than ever with Gesture Typing – just glide your finger over the letters you want to type, and lift after each word. You don't have to worry about spaces because they're added automatically for you. The keyboard can anticipate and predict the next word, so you can finish entire sentences just by selecting suggested words. Power through your messages like never before. Android's dictionaries are now more accurate and relevant. With improved text-to-speech capabilities, voice typing on Android is even better. It works even when you don't have a data connection, so you can type with your voice everywhere you go.
- One tablet, many users - It's your fully customized tablet. And theirs, too. With support for multiple users, you can give each person their own space. Everyone can have their own homescreen, background, widgets, apps and games – even individual high scores and levels! And since Android is built with multitasking at its core, it's a snap to switch between users – no need to log in and out. Available only on tablets.
- Share what's on your phone on the big screen - Android 4.2 allows devices to enable wireless display. You can share movies, YouTube videos, and anything that's on your screen on an HDTV. Just connect a wireless display adapter to any HDMI-enabled TV to mirror what's on your screen quickly and easily.
- Daydream - It's easier than ever to quickly get answers, explore, and browse search results. Android also lets you search the web with your voice, and it's convenient for getting quick answers on the fly. It speaks back to you and is powered by the Knowledge Graph, bringing you a precise answer if it knows it, and precisely ranked search results, so you can always find out more.
In addition to Nexus 4, Google also confirmed the 32GB version of the Nexus 7 tablet, as well as a 10-inch Samsung-developed Nexus 10 device.
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-6Kami3k , October 29, 2012 9:05 PMIt was already known it was going to be Jelly Bean still, only idiots were going it Key Lime Pie.
-4Kami3k , October 29, 2012 10:06 PMCalling* edit function on Guide would be awesome.....
6rohitbaran , October 29, 2012 10:49 PMAh. At least they could say it is a different flavored jelly bean!
3deftonian , October 30, 2012 12:28 AMQuote:Google has also confirmed the long awaited Android 4.2 update
Long awaited? Jesus... I just got the 4.1 JellyBean update. Consider that short awaited for me O_o
0IndignantSkeptic , October 30, 2012 1:00 AMI think the article author meant speech-to-text not text-to-speech.
1alextheblue , October 30, 2012 3:33 AMDid anyone else read the description of Gesture Typing and think Swype? Samsung must be a little annoyed right now, this was one of their differentiating features.
/me vainly attempts to resist the urge to crack a joke about Swype getting swiped.
2phych , October 30, 2012 3:39 AMAndroid 4.2 - Bertie Bott's
0JOSHSKORN , October 30, 2012 3:58 AMrohitbaranAh. At least they could say it is a different flavored jelly bean!
Green Jelly Bean.
Oh wait, that might spark a patent lawsuit.
0g00fysmiley , October 30, 2012 12:29 PMkind of lackluster but sure i'll take it... now to wait for sprint to push the update to nexus users... so ... a month or wo after release so they can make sure it maintains what little bloatware and "security features" tha tthey want in place to make sure i dont' use all the hardware without paying for it >_
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By andy lauer | iW NOW December 21, 2009 at 8:34AM
IFC Films announced today that it has acquired the U.S. rights to "The Overbrook Brothers," a road movie about two estranged brothers searching for their biological parents. Directed and co-written by John Bryant, the film stars Nathan Harlan, Mark Reeb, Laurel Whitsett, and Steve Zissis. IFC plans to release the film via its movies-on-demand platform starting February 17th. The film will be available on VOD for three months.
"We saw this hilarious and smart film in SXSW and immediately and unanimously agreed it was perfect for IFC Films," said Jonathan Sehring, President of IFC Films in a statement. "The film's nonstop charm, humor and heart are infectious. Director John Bryant and his crew of actors are exceptional talents who are definitely going places." [Andy Lauer]


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Video:How to Choose a Disney Cruisewith Bulk Item
All Disney cruises are packed with fun for the whole family. In this video, you'll learn what Disney cruises have to offer and how to choose the perfect one.See Transcript
Transcript:How to Choose a Disney Cruise
Hey, Lindsay here for About.com. So you definitely want to go on a Disney Cruise, but which one? Each is packed with that special Disney magic, but these voyages are all unique, so we're going to find out which is right for you.
Disney Cruise Ports of Call
First, where do you want to dock? Want to soak up the sun and enjoy Paradise Island? Then you'll want to stop at Disney's Caribbean ports of call, including Grenada, Saint Lucia, Saint Martin and Disney's incredible private island in the Bahamas, Castaway Cay.
You can take a cruise to locations like Alaska or Europe. These cruises are offered seasonally, during the summer, so plan ahead and decide when you want to take that vacation.
Activities on a Disney Cruise
I'm here with cruise director Christian, who's going to tell us all about the Disney Cruise Line experience. So, Christian, what makes the Disney Cruise so special?
Christian: Well, when our guests come onboard, they really feel like they have a vacation that's been catered just for them. Our kids can immerse themselves in magical activities in the youth activity spaces, our adults can find venues that are just for them where they can relax and enjoy themselves, and of course, when they come together as a family with all of the experiences here onboard, they really create memories that'll last a lifetime.
Families will feel like this vacation was made just for them. The adults can find amazing places to relax, rejuvenate, maybe even kick up their heels in the nightclub. The kids, of course, have a space dedicated just for them, with spaces for the teens, for the tweens, for the little ones in the nursery. There's absolutely something for everyone here, from game shows to dance parties to big musical productions to relaxing in the sun and amazing beach days.
Resources for Planning a Disney Cruise
Lindsay: You can plan to be onboard for as short as 3 nights or as long as 12 nights. Maybe you want to combine a shorter cruise with a visit to Walt Disney World.
Christian: There are some great resources online at www.disneycruise.com that can help you plan your trip and prepare for the itinerary you're heading out on. And then once you get onboard the ship, of course every cast member here onboard the ship is happy to help, but we also have what we call our Personal Navigator, and it's delivered to the state room each night for the following day, so you can plan your day before you go to sleep. It has all the events and activities, all the movies, all the character appearances, all the dance parties, it has your dining times and the operating hours; it's like a TV Guide. You can completely plan your day, it's very easy to read, and it really helps the families determine how they want to spend their next day with us.
Lindsay: If you're traveling with kids, the Disney Cruise Line has plenty of onboard activities geared specifically to children. If you plan on bringing a toddler along, you'll want to check out the nursery programs available for kids under 4. First time cruisers may also want to start with a shorter trip that has fewer ports of call.
So those are your options, but really, you can't go wrong no matter which you choose. It's a Disney Cruise, after all, the happiest place out at sea!


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DRIDUCKS Adult Emergency Poncho
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Product Details
This one-size-fits-all DRIDUCKS® emergency poncho provides an instant shield against suddenly stormy weather. When folded, the poncho is almost small enough to fit in your pocket. Once you have it on, you'll be thankful for the waterproof seams, attached hood and incredibly lightweight construction.
Get your DRIDUCKS® poncho today from Sports Authority.
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- Easy to pack
- Made in China


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Men's Tennis Program a Haven for Scholar-Athletes
Five of nine Mountain West Scholar-Athletes wear Cherry & Silver
Lobos Edge Past Wolfpack 4-3
UNM defeats Nevada with a score of 4-3 away
Senior Day Ends in 7-0 Win over Fresno State
UNM defeats Fresno State 7-0 on Senior Day
Lobos Fall to #64 UNLV 4-3
UNM falls to UNLV in a close match of 4-3
UNM Back Home to Face #64 UNLV and Fresno State
UNM to play at home against #64 UNLV and Fresno State on April 5th and 7th, 2013
Lobo Men's Tennis vs. Boise State
The Estes Tennis Center saw UNM drop a tight contest to Boise State in a battle of ranked teams on Senior Day
2012 Fall: Sophomore Season
Samir Iftikhar ("Sammy") defeated the #7 seed in the second round at the Midland Collegiate Invitational. He made it to the final 16 in the tournament.
2011-12: Freshman Season
He posted an overall singles record of 21-9 and an overall doubles record of 8-2. He mostly played at number five singles during the dual season. He was one of four for UNM men's tennis to receive the Mountain West Scholar-Athlete award for 2011-12. He reached the finals at the NMSU Invitational defeating NMSU's top returning player Matej Stakne in the semifinals. He broke a bone in his wrist during his third event and missed the back end of the fall season.
Prior to UNM
Iftikhar is a 2010 graduate of the Howard of Effingham in Guildford, United Kingdom. He has played in Davis Cup for Pakistan against Hong Kong, China as well as South Korea.
He is the son of Lindsay Iftikhar and has one sister Anoosha. His hobbies are exercising and reading. His greatest thrill while participating in sports is that he looks forward to the competition. He plans to major in Philosophy.
Head Coach Alan Dils on Iftikhar:
"I'm really looking for him to have a big break this year than last year. He was a starter once he got healthy from his wrist. He was in our lineup every day. He was in the lower end of the lineup last year. I'm looking for him to be in the upper end of the lineup. I think if he gets out there and stays healthy, he is another guy with a tremendous amount of passion and is very fit. He is improving his court sense and knowledge of the game and continues to do that. I think we will see him in our top end of the lineup."


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Stopover Aklan: A Food Festival and 'Amazing Weaves' at Intercon Manila
InterContinental Manila is proud to host the 'Stopover: Aklan A food festival' at your favorite buffet restaurant, Café Jeepney in Makati City. It will run from March 5 to 24.
Diners of Aklan's signature cuisine will have the chance to savor in the finest flavors with an array of specialties and dishes for their lunch and dinner buffet.
The culinary stopover is part of the 19-day Aklan Fabric and Cuisine Festival, which is supported by the Aklan provincial government, Aklan Provincial Tourism Council and the Kalibo Sto. Nino Ati-Atihan Foundation, Inc. (Kasafi).
The gastronomic journey of Aklan cuisine is the first-ever in InterContinental Manila. This March, eager patrons can marvel at authentic cuisine by homegrown cooks flying all the way from Aklan to prepare the main dishes and desserts for Café Jeepney's buffet.
Aside from the food festival, Aklan will also showcase a fabric show on the cocktail opening on March 5 at InterContinental Manila lobby.
Fashion by Rajo Laurel, Frederick Peralta, Milka Quin, Barge Ramos, Cezar Gaupo and Jojie Lauren using pina fabric from Aklan and the art of hand weaving are the main feature of the fabric show aptly titled "Amazing Weaves".
A street dancing parade of Black Beauty Boys and Kabog contingents and fire queen Rachel Lobangco are also interesting sidelights of the grand opening.
Aklan's fiber products of La Herminia Pina Weaving Industry and Dela Cruz House of Pina will also display their wares for the festival.


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Love to see coach in good spirits. I hope Goodell will reduce his suspension this week.
Love to see coach in good spirits. I hope Goodell will reduce his suspension this week.
I hope he can help with our Special Team.
It could be that some of our UDFA Rookies are outperforming McCray. They are much cheaper to retain than Bobby.
Brees is the Man! We are truly blessed to have our Franchise QB like him. He's a great leader and he's even a better man.
(I can't see Brady or Manning doing this for the NFL.)
You're the naive idiot that thinks MM is going there just for a tryout. Colts are trying to pick his brain to get every advantage they can for the game.
I'm not condoning him of going to another team, but, to go to the SuperBowl's opponent one week after celebrating with the Saints is gutless.


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Viewers: in countries Watching now:
In OneNote 2010 New Features, David Rivers demonstrates the new and enhanced features in Microsoft's robust application for gathering and sharing information. The course reviews OneNote 2010 interface features, including the Ribbon and Backstage View, and workflow enhancements such as quick filing, linked notes, and Word styles. It also teaches new and improved ways to collaborate on notebooks with others. Exercise files accompany the course.
When you cut or copy content from one location to be pasted in another location, there are Paste options that are available to you, allowing you to keep formatting, change up the formatting along the way. Those options were never available to you when using the keyboard shortcut. At least not until now. So, we are going to explore it here OneNote 2010. We're going to use our AGM 2010 notebook. We will go to the Speaker List page, and select the sub page title, David Rivers. You can see there's a spot here for inserting a biography. Let's say that content exists somewhere else such as in a Word Document. We will switchover to Microsoft Word and we want to take the name at the top and all of the description down below by clicking and dragging from the beginning down to the end. We select everything and the keyboard shortcut for copying this because we want to leave a copy here is Ctrl+C. Hold down Control.
While holding that down, tap the letter C. Everything gets copied to the Clipboard. It's sitting there waiting to be pasted now and in our case, we want to paste it in OneNote. So, we'll switch back to that program and inside the note where it says Insert Bio here, we will click-and- drag across that text because we actually want to replace it. So, because it selected, whatever we paste now will replace the selected text. Now traditionally, you might go up to the Ribbon and click the Paste drop-down button and see those Paste options for keeping Source Formatting, Merging or Removing the formatting and keeping the text -only. You might even see a Picture option.
Well those options were never available to you if you like to use the keyboard shortcut. So, we're going to do that by using Ctrl+V. Hold down Control, tap the letter V, and automatically it's going to be pasted using the default option, but what's new is what appears at the bottom corner here, Paste Options, and we can click that arrow to see the same Paste options we can see from the Ribbon or by right-clicking with the mouse. So, the first one we will Keep Source Formatting. That's the default and that's what we see right now. You can see all of the formatting that we saw in the Word document.
Another option is to Merge Formatting, so it will take some of that formatting from Word and merge it with the formatting that's here in OneNote. If we select that, you can see what happens. It's very similar. We've got the same font, but we've got some of the attributes from the Word document. Same thing goes for the title. What I really like though is that we can go back down to that same button and try some other options, such as to Keep Text Only. This way none of the formatting is copied over. It's just the text and we can do our own formatting here if we wanted to.
We go back to that drop-down and select it. Another option is Picture, and this doesn't always show up here but it does in this case because you may have noticed in the Word document, there was a graphic line separating the title, the name David Rivers, from the description down below. So we could actually paste the content as a picture. Let's select that and see what happens. Look at that. It's the exact same look that we saw in the Word document, but when we click inside here, you will notice the handles around the outside. This is a picture of that text. That's not real text.
So, we really don't want to do that. What we want to do is switch it back to the other options. So we are going to select it. Press Delete. It's still in the Clipboard. We'll do a Ctrl+V, and there is our Options down below gain. So we select that and let's go to keep the text only. So, we can do our own formatting here in OneNote. You can see it's just very plain text, but it's all of the content from the Word Document. If this is the default that you want happening every time you copy or cut and paste content, you can go back to this drop-down and choose set as default.
It's the one that's selected, Keep Text Only, so we'll click Set as Default Paste, and now every time we cut or copy content from somewhere else and paste it here in OneNote, it will be pasted as text only. Something that was never available to you when using keyboard shortcuts in previous versions.
There are currently no FAQs about OneNote 2010 New Features.
Access exercise files from a button right under the course name.
Search within course videos and transcripts, and jump right to the results.
Remove icons showing you already watched videos if you want to start over.
Make the video wide, narrow, full-screen, or pop the player out of the page into its own window.
Click on text in the transcript to jump to that spot in the video. As the video plays, the relevant spot in the transcript will be highlighted.


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July 31, 2015
Helen Garcia, of College Station, loves her pets.
"This was one of my cats, this was pinky paws, these are ferrets," said Garcia pointing to a shelf of urns.
When Garcia's pets pass away, she sends them here, to the sprawling acres of Live Oak Pet Services, in Anderson.
"We cremate pets, pretty much everything from hamsters to horses," said Scott Mason, one of the company's founders.
Its how the company does it, and what they do with the remains, that makes Live Oak unique. Employees pride themselves on their personalized memorials.
"Say they have this dog but its got a black foot. They'll paint that black foot on there for 'em," said co-founder Kerri Smith, referring to an urn in the shape of a dog.
Live Oak can even help cultivate a pet's remains into gems, or provide customers with a mini urn on a necklace.
"It does so much for me because my pets are together," said Smith of her urn necklace. "I've got five rottweilers in here."
If jewelry isn't for you, your pet can be placed in a huggable urn.
Live Oak now performs between 20 and 25 private cremations a week. Its an example, employees say, that the pet industry is growing.
Smith thinks she knows why.
"People are busy in their life and instead of having the children they had-- mom and dad are working now, so the child is being replaced by pets," said Smith.
Pets the owners want to hold onto, even after they're gone.
"We love our pets and we don't want to see them die, but we provide the service to do something really nice for them when they do pass away," said Mason.
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10 Shouts - 21,810 Scrobbles
Big History is a six-piece soul/pop/electro act roaring out of New Orleans. Anchored by the smoky vocals of Meg Roussel, the group's catchy hooks pour from laptops and violins alike. The band has crafted a bedroom pop debut flashing with the pulse and shimmer of a 3 A.M. dance party, but smooth and hazy enough to be revisited the morning after. Having caught the eyes and ears of eager listeners both at home and abroad, Big History is ready to show the world what else is up their sleeves.
Big History on Last.fm.
User-contributed text is available under the Creative Commons By-SA License and may also be available under the GNU FDL.
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At Larson Law…
We Believe in taking personal responsibility for our actions, and that others should also be held accountable for their behavior when it leads to injury or death of a client of this personal injury law firm in Springfield MO.
We Believe that the victims of accidents deserve the same quality of legal representation as insurance companies and large wealthy corporations.
We Believe that drunk and drugged drivers must be held accountable for the damage they inflict.
We Believe in every citizen's right to equal justice and protection of the law regardless of race, creed or social condition.
We Believe that by diligently representing our clients, and working to prevent accidents from occurring, we can leave the world a little safer than we found it.
As a personal injury lawyer in Springfield, MO, Larson Law is committed to these principles. When it is time for someone to take responsibility because your loved-one has been injured or killed as the result of carelessness, call Larson Law. Give us the opportunity to discuss your case with you on the phone, for free. You have nothing to lose, and everything to gain.
When you're looking for a personal injury lawyer in Springfield, Missouri, make sure that Larson Law is the first name you turn to. We understand that getting into an accident and/or getting injured is traumatic, but what makes it worse is when it could have been avoided altogether. The negligence of others can dramatically change your life. You need a law firm with rock solid experience, as well as a history of winning cases.
At Larson Law you are our number one priority. From the moment you pick up the phone or walk into our office, we are here to assist you every step of the way. We believe in leaving no stone unturned when it comes to representing you. We have a cooperative relationship with our clients to ensure the best possible outcome.
As an attorney in Springfield, MO, we know that you have choices when it comes to your legal representation. We are excited that you are considering us to help you with your case. One accident can change your life in an instant. As if the traumatic event was not enough to deal with, in most cases our clients have extensive medical bills and often have to go through additional treatments such as rehabilitation, surgery, and more. The bottom line is that this all costs money and puts your family in jeopardy because of the time you are missing from work.
Let us bring our experience and expertise to work for you. As a Springfield personal injury lawyer, we are one of the top choices for personal injury representation.


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How to: watch live TV on your Symbian smartphone
Now I know what you're going to ask: "What's the point? If you're at home then you can use a real TV or a desktop/laptop, and if you're mobile then you probably don't want hours of mobile TV swallowing up your cellular bandwidth!" All very true, but say you're mobile, some breaking news is happening and you're frustrated that all you can see are headlines and textual reports. Wouldn't it be nice to see what's going on by tapping into a live TV stream? With, admittedly, a UK focus, I investigate a few options. I'm sure readers from around the world can chip in with links to solutions for Symbian that work in other areas?


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ACE and AFAA Credit Approved Workshops~
- BOSU® Complete Workout System (5-hour Specialty Certificate Workshop)
4.5 AFAA CEU's, 0.5 ACE CEC's
Description: BOSU® has launched a brand-new workout system, and this is your chance to learn all about it! This workshop will take you through the system, step by step, and provide you with the formula to make the BOSU® Balance Trainer more effective in your club, your classes and with your clients. In addition, you will get to experience sample workouts that bring the entire system to life. You will leave this workshop with new tools and ideas for designing BOSU™ workouts and accommodating all levels of fitness!
Equipment: One BOSU per participant. Dumbbells, Weighted Bar, and Medicine Ball are optional.
- Fitness Instructor's Guide to Success (FIGS)
Curriculum and Education Manual for Group Fitness Instructors
(8-hour Workshop)
6.75 AFAA CEU's, 0.8 ACE CEC's
Description: How do you raise the bar in the fitness industry, stand out among a sea of instructors, and still maintain your integrity? The Fitness Instructor's Guide to Success has the answers. Building and maintaining your professional image, understanding the key elements behind successful instruction, and creating standing room only classes are just the highlights. You'll learn ways to perfect your cueing, create choreography that flows and transitions seamlessly, and adopt strategies that will make you a dynamic instructor. All priceless skills that will open doors and help you earn the recognition you deserve. Whether you're a new instructor to the industry, or an experienced instructor looking to enhance your skills, you'll find the Fitness Instructor's Guide to Success practical, enlightening, and informative.
Additional Options for this Workshop: This workshop contains three sections. Each session can be offered separately for partial CEC's, or any two sections can be combined. CEC's are offered based off of contact hours.
Section One: Understanding Professionalism in the Work Environment
(1 Hour, 15 Minutes)
Section Two: Four Instructional Elements to Successful Teaching: Cueing, Music, Transitions, Choreography (5.5 Hours)
Section Three: How to Build Your Classes and Sell Yourself as a Professional: 13 Commandments of Dynamic Instruction; Building Your Professional Portfolio
(1 Hour, 15 Minutes)
Equipment: No equipment required.
Workshops and Master Classes~
(These classes can be taught as a one hour Master Class; or as a 1.25- 2.0 Hour Lecture and Workshop Combination)
- KGT- Kettlebell Group Training– New!
Description: Are you ready to take it to the next level? Is it time to turn those kettlebell exercises into a heart pounding, powerful workout that transitions so seamlessly they'll never look at the clock again? Before the kettlebell becomes just another training tool, turn their workouts into a fitness experience they'll remember. Whether you're a personal trainer or a group fitness instructor, this session is for you. You'll walk away with creative blocks of choreography that you can mix and match to make your own. Now all you need is energy.
- Crave Results– New! Based off of Crave Results fitness DVD, to be released in Jan. 2011
Description: You crave a night out, a relaxing vacation, or a day off work, but you'd trade it all in for the ultimate craving… that head turning body you've always wanted. In Crave Results, Angie will challenge you with exercises that build in intensity and work multiple muscle groups. She'll add heart pumping cardio bursts to maximize calorie burn. You'll gain endurance, strengthen your core, and experience a leaner, stronger physique. This is the total body workout you can't afford to miss. So go ahead, you know you want to… Give in to those cravings!
Equipment: Dumbbells, Exercise Band, Step Platform (optional).
- Core and Strength Fusion-
Description: Fresh and creative, Core and Strength Fusion helps you deliver the ultimate total body workout! This innovate strength training program uses continuous movement and integrated exercises to help you sculpt and define muscles, challenge your core, increase your balance and coordination, and reap cardiovascular rewards. Tubing, weighted bars, and a step platform are used to help you reshape your body and achieve a leaner physique. Look out skinny jeans, here you come…
Equipment: Dumbbells, Exercise Band. Step is optional.
- Kettlebell Bootcamp-
Description: Blast calories, build endurance and optimize your workout time! With Kettlebell Bootcamp you'll experience an amazing cardiovascular and strength training workout using the kettlebell, one of the most versatile training tools for all over body conditioning. With innovative exercises and quality form and execution, Angie bridges the gap between classic functional training, and the incredible fat burning results of a kettlebell workout. Whether you're an advanced or beginning kettlebell exerciser, you will find Kettlebell Bootcamp refreshing, challenging, and heart pumping!
Equipment: One Kettlebell.
- KettleBelly-
Description: Using one of the most versatile training tools around, you'll learn how to transform your mid section and your center of gravity. Using planks, balance challenges, and intense conditioning exercises, you'll discover why the kettlebell has the ability to build core strength and a strong center like no other training tool out there. Walk away with an arsenal of exercises and a mid section that will talk to you for days.
Equipment: One Kettlebell
- KettleVals–
Description: You love intervals, now bring on the kettlebell! Think less is more… Less time working out, more calories burned… 45 minutes of heart pounding, fat burning, calorie incinerating intervals. No learning curve, no high impact, just challenging, quick moving intervals of cardio, followed by controlled, powerful kettlebell conditioning moves. Warning: Intervals are time efficient and provide long lasting calorie burn…even after you leave the gym
Equipment: One Kettlebell. Step or BOSU is optional.
- Fitness Professionals Guide to Success-
How do you stand out among a sea of professionals, build your classes and client base, and adopt strategies that will make you a more dynamic trainer and instructor? The Fitness Professionals Guide to Success has the answers. There are key elements behind successful instruction, ways to build and maintain your professional image, and skills that will open doors and earn you the recognition you deserve. Whether you are new to the industry, or a veteran looking to enhance your visibility and build your brand, you will find the information in this interactive session practical, enlightening, and informative. (This lecture is part of an 8 hour ACE and AFAA approved workshop, Fitness Professional's Guide to Success).
- Exercise for Brain Health- New! (Based off the article, "Leading Research Supports that Exercise Boosts Brainpower," by Angie Miller, to be published in American Fitness Magazine, January 2011.)
With current research demonstrating a strong correlation between exercise and improved cognitive functioning, we know that exercise can do more than burn calories and trim our waist lines. Research supports that exercise can help prevent diseases which potentially lead to Alzheimer's and dementia. This informative and cutting edge lecture delves into the research and discusses the role of exercise in boosting brain power.
Click Here to Inquire About Angie's Workshops
Click Here to Sign up for Angie's Workshops (You must enroll in a current workshop offering before submitting payment).


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|Getting Started in Interest Rate Futures
|Written by Carley Garner
|Wednesday, 09 July 2008 13:41
As you have likely discovered, the term commodity can be used to describe a wide array of assets. The formal definition of a commodity is a physical substance or asset that is "interchangeable" in trade. From a more general standpoint, a commodity is any product that trades on a futures exchange. Along with grains such as corn and wheat, commodities also come in the form of financial assets such as interest rate products and currencies. Just as you wouldn't prefer one bar of gold over another, you likely wouldn't have a preference between one T-bill over another. The Chicago Board of Trade (CBOT) futures exchanges have standardized contracts to represent each of the government issued fixed income securities known as Treasuries and the Chicago Mercantile lists a short term interest rate product known as a Eurodollar.
There are several widely traded contracts in the realm of interest rate futures trading. Each of these contracts carries slightly differing market characteristics and in some cases contract sizes, point values, etc. For those unfamiliar with the futures markets, these discrepancies can be overwhelming. However, I hope to deliver the pertinent information clearly in order to make your journey into financial futures trading as pleasant as possible.
Trading Interest Rate Futures
Before we cover the basic specifications of each contract, it is important to be aware of a few facts regarding bond valuation. First, longer maturities will react quicker and more violently to changes in interest rates than shorter maturities. Additionally, the value of a bond (the price in which it is trading) is inversely correlated with interest rates or yields. Accordingly, if interest rates go up bond price will drop and vice versa. Keep these points in mind as you review the details of each contract as it will help you to determine which avenue best suits your risk tolerance and personality.
Several years ago, the long bond or the 30 year Treasury bond was the primary interest rate product traded on the Chicago Board of Trade (CBOT). During its prime, it was considered the only contract for experienced traders to involve themselves with. However, the Federal Reserve's failure to issue new 30-Year bond contracts on a regular basis has worked against the popularity of the contract. In the meantime, shorter maturities such as the 10-Year note benefited in terms of volume and open interest.
Similar to the other financial futures contracts, all interest rate products are on a quarterly cycle. This means that there are four differing expiration months based on a calendar year. Thos months are; March, June, September and December.
30 Year T-Bond
The 30 year bond is often referred to as the long bond due to its lengthy maturity and its spot on the infamous yield curve. You may also know it simply as "the bond" as other Treasury issues are known as Notes or Bills (to be discussed later).
The face value of a T-Bond at maturity is $100,000; therefore the contract size of one futures contract with the bond as an underlier is also $100,000. Knowing this, it is easy to see that a contract can be looked at as 1,000 points, or trading handles, worth $1,000 a piece. What is unlikely to be obvious is that each full point or handle can then be looked at as a fraction. In trading, the term handle is used to describe the stem of a quote. This usage began in reference to currency futures to describe a penny move. For example, if the Euro rallies from 131.00 to 132.00, some may say that it has moved a handle.
The long bond trades in ticks equivalent to 1/32 of a full point or $31.25 figured by dividing $1,000 by 32. Adding to the confusion, in early 2008 the CBOT decided to alter the contract by allowing traders to buy or sell bond futures in half ticks or $15.625 but by the fall of 2009 had reverted back to the original minimum tick of 1/32. In other words, a minimum price movement in the 30 year bond is now 1/32. As a trader, it isn't your job to analyze why or how the exchange determines contract specifications you must simply be aware and accept them.
Bonds are quoted by their $1000 handles; thus a typical bond quote may be 102-24. This is read as 102 handles and 24/32nds and is equivalent to a contract value of $102,750. This is calculated by multiplying 102 by $1000 and 24 by the tick value of $31.25.
If you are comfortable with the idea of adding and subtracting fractions you will be able to easily calculate profit, loss and risk. For those that are "fractionally" challenged, you may want to trade Eurodollars which are valued in decimals and will be discussed subsequently. However, I am confident that everyone will quickly become proficient bond futures calculations after looking at the examples below.
Reading the contract size and point value likely isn't going to help you to remember or even understand bond futures pricing but looking at a few examples should add some clarity to the details. If a trader goes long a September bond futures contract at 115'22 and is later able to sell the at 116'24 would be profitable by 1'02 or 1 2/32. In dollar terms this is equivalent to $1,062.50 ((1 x $1,000) + (2 x $31.25)).
The multiplication is relatively standard but people tend to be unjustifiably intimidated by fractions. If you recall the concept of borrowing, you will be fine. In the example above, it wasn't necessary to borrow. You could have simply subtracted the numerator (top number in fraction) of the buy price from the numerator of the sell price and multiplied the result by $31.25. Likewise, you would have subtracted the handle of the buy price from the handle of the sell price and multiplied the result by $1,000.
24/32 – 22/32 = 2/32, 2 x $31.25 = $62.50
116 – 115 = 1 x $1,000 = $1,000
Total Gain = $1,000 + $62.50 = $1,062.50 minus commissions and fees
The math isn't always this convenient. There will be times in which you will need to borrow from the handle to bring the fraction to a level in which you can properly figure the profit or loss. For example, a trader that sells a September bond at 118'12 and buys the contract back at 116'27 may have a difficult time calculating her profit. In this case it is easy to see that the trade was profitable. We know this because the handle at the time of the sell was 118 and the buy was 116 but unless you have been doing this for a while it will take a little work to derive the exact figure.
The numerator of the sell price, 12, is much smaller than the numerator of the buy price, 27. Therefore we know that we must borrow from the handle to properly net the fractions. In this example, we could reduce the selling price handle to 117 and increase the fraction by 32/32nds. Thus, the new selling price is 117'44. This is a number that can be easily worked with.
44/32 – 27/32 = 17/32, 17 x $31.25 = $531.25
117 – 116 = 1 x $1,000 = $1,000
Total Profit = $1,531.25 minus commissions and fees
The purpose of these examples is to give you an idea of how T-Bond traders can calculate their trading results. Obviously, not all bond trades or traders will make money.
10 Year Note
The 10 year, or simply "the note", has many similarities to the long bond. The contract size, the point value and the ability to trade in half ticks are all common characteristics. Similarly, if you were able to come to peace with the 30 year bond calculations the 10 year note won't be an issue.
To reiterate, the contract size of the note is $100,000 which is split into 1,000 handles equivalent to $1,000 and a tick value of 1/32nds or $31.25. The T-note also trades in half ticks (.5/32) valued at $15.625.
Calculating profit, loss and risk in the 10 year note is identical to that of the 30 year bond. To demonstrate, if a trader goes short the 10 year from 113'29.5 and places a buy stop to protect him from an adverse move at 115'15.0 the risk on the trade would be 1'17.5 or 1,546.87. This is calculated by subtracting the entrance price of the short from the potential fill price of the buy stop at 115'15.0. Once again, the math requires borrowing from the handle in order to properly subtract the fractions. This is done by adjusting the stop price from 115'15.0 to 114'47 ((115 – 1) + (15/32 + 32/32)).
47/32 – 29.5/32 = 17.5/32, 17.5 x $31.25 = $546.87
114 – 113 = 1, 1 x $1,000 = $1,000
Total Risk = $1,546.87plus commissions and fees
5 Year Note
The 5 year note is identical to the bond and the 10 year in terms of contract size. Each 5 year note contract represents a face value of $100,000 of the underlying security. Once again, the contract is comprised of handles valued at $1,000 and each handle is divided into 32nds. However, in the case of the 5 year note each 32nd is broken into 4 minimum increments. In other words, each 32nd moves in quarter increments or .25/32. If you recall, the bond and the note have a minimum price fluctuation of .5/32. If 1/32 is equal to $31.25 and .5.32 is worth $15.625 then we know that .25/32 must be $7.8125. Nobody said this would be easy. The futures markets can be potentially lucrative but there is no such thing as "easy money".
There aren't any surprises when it comes to 5 year note calculations, other than the fact that they trade in quarter ticks. However, this only requires an additional digit to be typed into your calculator as the process remains the same.
A trader that goes short a 5 year note futures from 111'10.25 and places a limit order to take profits at 109'05.50 will be profitable by 2'04.75 or $2,148.43. This is figured by subtracting the limit order price from the original sell price.
10.25/32 – 4.75/32 = 4.75/32, 4.75 x $31.25 = $148.43
111 – 109 = 2, 2 x $1,000 = $2,000
Total Profit if Limit Order Filled = $2,148.43
2 Year Note
The 2 year note is the "oddball" of the Treasury complex. Unlike the others, this contract has a face value at maturity of $200,000. Thus, the value of a point (handle) is $2,000 and 1/32 is equivalent to $62.50. Like the 5 year note, the minimum tick is a quarter of a 32nd, or simply .25/32. In dollar terms this is $15.625.
The difference in the face value of the 2 year note relative to the other Treasury contract is due to fact that the U.S. government issues significantly more debit in the 2-year maturity than any of the others. Accordingly there are more 2-year Treasury notes traded in the underlying cash market. In other words, the CBOT opted to list the contract with a $200,000 maturity face value to provide "economies of scale" for market participants. This translates into saving the hassle of paying an additional commission which is interesting and noble logic for an organization that survives on trading volume.
Due to diversity in contract size and point value relative to the other Treasuries, calculating profit and loss in the 2-year note must be slightly adjusted. A trader that is long a September 2 year note futures at 102'11.75 and is later stopped out of the trade at 101'02.25 would have realized a loss of 1'9.5/32 or $2,593.75 (remember, 1/32 = $62.50).
11.75/32 – 2.25/32 = 9.5/32, 9.5 x $62.50 = 593.75
102 – 101 = 2, 1 x $2,000 = $2,000
Total Loss = $2,593.75
Many traders confuse Eurodollars with the Forex currency pair Euro/Dollar. They may sound the same, but that is where the similarities end. A Eurodollar futures contract is written on a 3 month interest vehicle denominated in U.S. dollars but deposited in off-shore banks. In its simplest form it is a Certificate of Deposit located in a foreign bank. Accordingly, the interest rates offered to Eurodollar holders (in the cash market) are relatively low due to the perceived risk of default being minimal.
Together, the CME Eurodollar futures and options and lead the worldwide industry in open interest with over 40 million contracts held. The daily volume averages 3 million, making this the most liquid futures market in the world. A large majority of Eurodollar volume is executed electronically though the CME Globex platform allowing efficient and timely fills.
The contract size of a Euro dollar futures contract is $1,000,000, and similar to the other interest rate products contract expirations are quarterly; March, June, September, December. The point (handle) value of a Eurodollar is $2,500 and the tick value is $25. This contract has a minimum price movement of a half of a tick, or $12.50 for most months but is a quarter of a tick, $6.25 for the nearest expiring month. This is likely because the near month Eurodollar futures contract doesn't typically see much in the way of price change. The daily price change in the front month is typically less than 5 ticks, making it a great place for beginning speculators to get their feet wet. However, considered yourself warned, the deferred Eurodollar contracts will react more violently to changes in interest rates or climate. If your risk tolerance is low to moderate, stay with the near month.
Eurodollars are quoted in handles and decimals and are simply an inverse of the corresponding yield. For example, a Eurodollar price of 97.50 implies a yield of 2.5%. This is figured by subtracting the contract price from 100 (100 – 97.50). Clearly, yields can't go to zero, so we can infer that the Eurodollar will never trade at 100.00. Thus, as the futures price approaches 100.00, you should consider market technicals and fundamentals and perhaps construct a bearish strategy.
Calculating the profit, loss and risk of any given Eurodollar position is different that that of the Treasury complex but is also less cumbersome. Before you begin your calculation, you can simply move the decimal point and multiply each (full) tick by $25. For instance, if a trader buys a December Eurodollar futures contract at 97.085 (97.08 ½) and later sells it at 97.290, the realized profit on the trade would have been 20.5 ticks or $512.50. The mechanics are the same as the other contracts; it is just the point value that differs (but don't forget to move the decimal two places to the right).
9729 – 9708.5 = 20.5
20.5 x $25 = $512.50
The information included in this article certainly won't make or break you as a trader, but without familiarity of the basic specifications of the contract that you are trading you aren't giving yourself a fair shake. After all, awareness and experience may prevent you from becoming emotional or panicky while your hard earned dollars are on the line.
***There is substantial risk in trading options and futures. It is not suitable for everyone.
Carley Garner
Carley is the author of "A Trader's First Book on Commodities" and "Commodity Options" published by FT Press, a division of Prentice Hall. She is also a broker at http://www.DeCarleyTrading.com. Her e-newsletters, The Stock Index Report and the Bond Bulletin, are widely distributed by DeCarley Trading and have garnered a loyal following; she is also proactive in providing free trading education.
|Last Updated on Monday, 01 November 2010 13:44
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text: Slide 7. MONAHRQ Timeline Utah's Hospital Comparison Reports Using MONAHRQ On July 22, 2011, Keely Cofrin Allen, Ph.D., made this presentation at the meeting of the National Advisory Council. MONAHRQ Timeline2010: decision to move to MONAHRQ.Jan 2011: hospital comparison reports on hiatus.Summer 2011: staff studies and uses MONAHRQ with test data.December 2011: launch of new MONAHRQ site. Previous Slide Contents Next Slide Page last reviewed October 2014 Internet Citation: Slide 7. MONAHRQ Timeline: Utah's Hospital Comparison Reports Using MONAHRQ. October 2014. Agency for Healthcare Research and Quality, Rockville, MD. http://www.ahrq.gov/news/events/nac/2011-07-nac/cofrinallen/allensl7.html


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American Academy of Orthopaedic Surgeons
American Academy of Physical Medicine and Rehabilitation
Canadian Physiotherapy Association
Department of Orthopaedics
University of British Columbia
American Academy of Orthopaedic Surgeons website. Available at:
. Accessed October 13, 2005.
Bailes JE, Petschauer M, Guskiewicz KM, Marano G. J
Athl Train
. 2007 Jan–Mar; 42(1): 126–134.
National Institute of Arthritis and Musculoskeletal and Skin Diseases website. Available at:
. Accessed October 13, 2005.
Rathlev NK, Medzon R, Bracken ME. Evaluation and management of neck trauma.
Emerg Med Clin North Am
. 2007; 25(3): 679-94.
Yanar H. Pedestrians injured by automobiles: risk factors for cervical spine injuries.
J Am Coll Surg
. 2007; 205(6): 794-9.
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Appointed to Antioquia Gold Inc.'s Board of Directors in December, 2013, Mr. Ferraro has a bachelor's degree in agricultural engineering and a master's degree in business administration from the University ESAN-Stanford University. He has extensive experience in a variety of industries, including mining, enterprise, metal-working, heavy equipment. Mr. Ferraro is currently the general manager for Cori Puno SAC ("Cori Puno"), a mining and exploration company started in 2004 which operates the Untuca open-pit and underground mine in Peru with an annual production of 30,000 ounces of gold in 2012. Cori Puno is also owned by the principal stakeholders of Consorcio Minero Horizonte, the second-largest underground gold mining company in Peru and the fifth largest gold producer in all of Peru, with a production of over 200,000 ounces of gold in 2013. Mr. Ferraro is also a director of another TSXV-listed issuer.
Appointed to Antioquia Gold Inc.'s Board of Directors in August 2008 and a founding shareholder of the Company, Mr. Decker has a B.Sc. (Mining Engineering) from Queen's University and is a registered mining engineer (P. Eng.) with more than 40 years in the mining business. He was appointed Executive Vice President on May 1, 2013. He is the president and principal partner of Jim Decker & Associates Inc., a mining consulting firm that provides senior management input for operating mines and mining projects. Mr. Decker's principal activities in the past five years have been associated with due diligence exercises for acquisitions and sales of mining properties, operating audits of surface mining operations and supervisory training for large mining companies such as Barrick Gold, Kinross, Teck and Xstrata. He also serves as a director of the following TSX-V companies: Cava Resources Inc., Nebu Resources Inc. and Rainbow Resources Inc.
Mr. Bendezu Flores was appointed to the Board of Directors in June 2011. Mr. Bendezu Flores is a qualified lawyer in Peru with more than 20 years of mining experience, having worked in both public and private sectors. He is currently Legal Manager for Consorcio Minero Horizonte S.A., a position he has held for more than 13 years.
Mr. Jaramillo was appointed to the board of directors in February 2013. He is a resident of Colombia and a civil engineer with more than thirty-five years of experience including executive and senior management roles in the oil and gas industry, mine operation and engineering. Mr. Jaramillo held senior roles with BP including President and Business Unit Leader of BP Exploration Colombia, President and Regional Director of Latin America with BP Mexico and Head of Audit and Risk Management for E&P worldwide with BP Corporate London. Prior to his employment with BP, he held senior roles with Billiton and Shell Companies in Colombia and the Netherlands, as well as Oleoducto de Colombia and Exxon Group of Companies in Colombia. He is fluent in English and Spanish. He is a founding shareholder of Antioquia Gold and was a Legal Representative of the Company's branch in Colombia until 2015.
Mr. Cannock is an experienced businessman with expertise in the hospitality and marketing sectors. Fluent in English and Spanish, Mr. Cannock has a Bachelor's Degree in Business Administration from Escuela de Administración Agricola S.N.A., Santiago, Chile. Mr. Cannock is currently the Director of Hospitality at PI Fine Art in Toronto, Ontario and was previously the National Sales Manager for Art in Motion, based out of Vancouver, British Columbia.


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HIP Digital DME API
HIP Digital is an online marketer specializing in digital content promotions. HIP Digital licenses content and then delivers solutions that integrate the content into various promotions. These promotions include loyalty programs, sweepstakes, and customer retention plans. The Digital Media Engine (DME) API gives users access to HIP Digital's catalog of content for use in their own websites. Functionality includes full catalog search and browse, access to playlists, secure downloads, recommendations and more. Public documentation is not available.
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Huixquilucan, Mexico Lawyers and Law Firms
Huixquilucan, Mexico Lawyers
Islas Colin & AttorneysHuixquilucan, Mexico
Business Attorneys in Mexico City+52 55 13677449
Lawyers in Mexico City. It is a Law Firm with more than 50 years of experience in the professional market, where each one of its members is distinguished in a specialty area. ; The Team of Defense of Islas Colin & Attorneys it has practiced in several jurisdictions having acquired a training and...


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Giving to Special Collections
Through the generosity of donors of both materials and funds, Special Collections is able to build collections that serve students, scholars, and the general public, enhance in-person and online access to our unique holdings, provide educational public programming and exhibitions, and preserve the history of Louisiana and the Lower Mississippi Valley. Please consider giving today!
Provide Financial Support
Monetary donations for Special Collections may be made online or by check payable to the LSU Foundation. If paying by check or online, please indicate your gift is for the Special Collections Acquisitions and Support Fund. Checks should be made payable to the LSU Foundation and mailed to Hill Memorial Library, Louisiana State University, Baton Rouge, LA 70803.
Donate Materials
Curators for books and manuscripts work with potential donors to identify materials that are appropriate for the collections. Please contact one of the following to discuss items you are considering donating:
- Jessica Lacher-Feldman, Head of Special Collections
email@example.com or 205-578-6551
- Tara Laver, Curator of Manuscripts
email@example.com or 225-578-6546
Michael Taylor, Curator of Books
firstname.lastname@example.com or 225-578-6547
The following resources produced by the Society of American Archivists provide additional useful information for individuals and organizations interested in making a gift of materials to institutions like LSU Libraries Special Collections:
- Deeds of Gifts: What every donor should know
- Guide to Donating Your Personal or Family Papers to a Repository
- Guide to Donating Your Organizational Records to a Repository
If you are interested in donating books, you may find useful information in "Your Old Books," produced by the Rare Books and Manuscripts Section of the Association of College and Research Libraries.
Thank you!


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Junebug Weddings today launched their new Photobug blog and World's Best Wedding Photographers Hotlist. Â The Photobug blog features only the best photography the wedding world has to offer, so bookmark that for daily inspiration to be sure. Â As for the World's Best list, I am honored to say that the ladies over at Junebug have […]
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and dude, you totally belong on that list!
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Well deserved… love your work.
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Year of publication
- Kollisionen schwerer Ionen (8)
- Quark-Gluon-Plasma (4)
- equation of state (3)
- heavy ion collisions (3)
- heavy-ion collisions (3)
- Energie (2)
- Hadron (2)
- Kollisionen schwerer Ionen (2)
- Quark Gluon Plasma (2)
- Thermal photons as a measure for the rapidity dependence of the temperature (1995)
- The rapidity distribution of thermal photons produced in Pb+Pb collisions at CERN-SPS energies is calculated within scaling and three- fluid hydrodynamics. It is shown that these scenarios lead to very different rapidity spectra. A measurement of the rapidity dependence of photon radiation can give cleaner insight into the reaction dynamics than pion spectra, especially into the rapidity dependence of the temperature.
- The directed flow maximum near c(s) = 0 (2000)
- We investigate the excitation function of quark-gluon plasma formation and of directed in-plane flow of nucleons in the energy range of the BNLAGS and for the Ekin Lab = 40A GeV Pb+Pb collisions performed recently at the CERN-SPS. We employ the three-fluid model with dynamical unification of kinetically equilibrated fluid elements. Within our model with first-order phase transition at high density, droplets of QGP coexisting with hadronic matter are produced already at BNL-AGS energies, Ekin Lab C 10A GeV. A substantial decrease of the isentropic velocity of sound, however, requires higher energies, Ekin Lab C 40A GeV. We show the e ect on the flow of nucleons in the reaction plane. According to our model calculations, kinematic requirements and EoS effects work hand-in-hand at Ekin Lab = 40A GeV to allow the observation of the dropping velocity of sound via an increase of the directed flow around midrapidity as compared to top BNL-AGS energy.
- Suppression of dilepton production at finite baryon density (1993)
- We study dilepton production from a quark-gluon plasma of given energy density at finite quark chemical potential μ and find that the dilepton production rate is a strongly decreasing function of μ. Therefore, the signal to background ratio of dileptons from a plasma created in a heavy-ion collision may decrease significantly.
- Signatures of dense hadronic matter in ultrarelativistic heavy ion reactions (1996)
- The behavior of hadronic matter at high baryon densities is studied within Ultrarelativistic Quantum Molecular Dynamics (URQMD). Baryonic stopping is observed for Au+Au collisions from SIS up to SPS energies. The excitation function of flow shows strong sensitivities to the underlying equation of state (EOS), allowing for systematic studies of the EOS. Dilepton spectra are calculated with and without shifting the rho pole. Except for S+Au collisions our calculations reproduce the CERES data.
- Probes for the early reaction dynamics of heavy ion collisions at AGS and SPS (1997)
- We discuss the early evolution of ultrarelativistic heavy-ion collisions within a multi- fluid dynamical model. In particular, we show that due to the finite mean-free path of the particles compression shock waves are smeared out considerably as compared to the one-fluid limit. Also, the maximal energy density of the baryons is much lower. We discuss the time scale of kinetic equilibration of the baryons in the central region and its relevance for directed flow. Finally, thermal emission of direct photons from the fluid of produced particles is calculated within the three-fluid model and two other simple expansion models. It is shown that the transverse momentum and rapidity spectra of photons give clue to the cooling law and the early rapidity distribution of the photon source.
- Pion and thermal photon spectra as a possible signal for a phase transition (2005)
- We calculate thermal photon and neutral pion spectra in ultrarelativistic heavy-ion collisions in the framework of three-fluid hydrodynamics. Both spectra are quite sensitive to the equation of state used. In particular, within our model, recent data for S + Au at 200 AGeV can only be understood if a scenario with a phase transition (possibly to a quark-gluon plasma) is assumed. Results for Au+Au at 11 AGeV and Pb + Pb at 160 AGeV are also presented.
- Physics opportunities at RHIC and LHC (1999)
- Nonequilibrium models (three-fluid hydrodynamics, UrQMD, and quark molecular dynamics) are used to discuss the uniqueness of often proposed experimental signatures for quark matter formation in relativistic heavy ion collisions from the SPS via RHIC to LHC. It is demonstrated that these models - although they do treat the most interesting early phase of the collisions quite differently (thermalizing QGP vs. coherent color fields with virtual particles) -- all yield a reasonable agreement with a large variety of the available heavy ion data. Hadron/hyperon yields, including J/Psi meson production/suppression, strange matter formation, dileptons, and directed flow (bounce-off and squeeze-out) are investigated. Observations of interesting phenomena in dense matter are reported. However, we emphasize the need for systematic future measurements to search for simultaneous irregularities in the excitation functions of several observables in order to come close to pinning the properties of hot, dense QCD matter from data. The role of future experiments with the STAR and ALICE detectors is pointed out.
- On the observation of phase transitions in collisions of elementary matter (2000)
- We investigate the excitation function of directed flow, which can provide a clear signature of the creation of the QGP and demonstrate that the minimum of the directed flow does not correspond to the softest point of the EoS for isentropic expansion. A novel technique measuring the compactness is introduced to determine the QGP transition in relativistic-heavy ion collisions: The QGP transition will lead to higher compression and therefore to higher compactness of the source in coordinate space. This e ect can be observed by pion interferometry. We propose to measure the compactness of the source in the appropriate principal axis frame of the compactness tensor in coordinate space.
- Observing compact quark matter droplets in relativistic nuclear collisions (2000)
- Compactness is introduced as a new method to search for the onset of the quark matter transition in relativistic heavy ion collisions. That transition supposedly leads to stronger compression and higher compactness of the source in coordinate space. That effect could be observed via pion interferometry. We propose to measure the compactness of the source in the appropriate principal axis frame of the compactness tensor in coordinate space.
- Nucleus-nucleus collisions at highest energies (1996)
- The microscopic phasespace approach URQMD is used to investigate the stopping power and particle production in heavy systems at SPS and RHIC energies. We find no gap in the baryon rapidity distribution even at RHIC. For CERN energies URQMD shows a pile up of baryons and a supression of multi-nucleon clusters at midrapidity.


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Estate Giving
Build a Lasting Legacy
Philanthropy offers valuable estate planning benefits and allows you to build charitable giving into your estate plans. In addition to providing for your loved ones, you may choose to create a unique fund at The Columbus Foundation or add to one you have already established so that you can make a difference for future generations.
The correct plan for you should balance what you wish to accomplish for yourself, your family, and your charitable interests in your overall estate and financial plans. We can work with you and your attorney or financial advisor to help you prioritize your goals, while achieving the most favorable income tax benefits available. Some future gifts may allow you to receive an income during your lifetime and benefit your favorite causes after you have passed.
Learn more about donors who have established an estate plan or community initiatives and grants through our Stories section found here.
The Columbus Foundation Legacy Society
Recognizes individuals who intend to leave a future gift to the community through a bequest, trust, life insurance policy, retirement plan, or charitable annuity. As a Legacy Society member you become a part of the Foundation donor family and you are acknowledged at our events. If The Columbus Foundation is part of your future giving plan, please let us know by contacting Judy Renner at 614/251-4000 or email@example.com.
Planned gifts include:
- Bequest by Will or Trust
- Retirement Plan Assets
- Charitable Gift Annuity
- Gift of Life Insurance
- Charitable Remainder Trust
- Charitable Lead Trust
- Gift of Residence or Farm
Bequest by Will or Trust
Naming The Columbus Foundation in your will or trust means you can support your favorite causes and benefit the community in the future.
- Leave a specific dollar amount, percentage of your estate, or what remains after other bequests have been satisfied.
- Create a named fund or give to an existing Columbus Foundation fund
- You can arrange for your heirs to receive lifetime income from your estate with the remainder going to the Foundation for charitable purposes
- Bequests to TCF qualify for a charitable deduction for the full donation so your heirs will not pay estate tax on these assets.
Retirement Plan Assets
Having assets in your IRA or other qualified retirement plans naming The Columbus Foundation is a simple and effective way to benefit the community while avoiding significant, often unanticipated taxes.
- You can designate that after your death, assets remaining in the plan are to be contributed to a named fund at TCF.
- This can be far more advantageous than including assets in your taxable estate or leaving them to heirs, which may be heavily taxed.
- No estate tax or income tax is due on the retirement assets that pass to TCF.
Charitable Gift Annuity
With a charitable gift annuity you can make a charitable gift and secure a stream of income for life.
- A charitable gift annuity is a contract between you and The Columbus Foundation.
- You may transfer assets to the Foundation in exchange for the Foundation's commitment to pay a fixed amount to you for the remainder of your lifetime.
- Upon the termination of the gift annuity, the remaining assets are then contributed to establish a fund or add to an existing fund at the Foundation.
Charitable Gift Annuities (PDF)
Gift of Life Insurance
For those whose need for life insurance has decreased, making a gift of an unneeded policy can be a convenient and effective way of meeting your charitable goals.
- Transferring ownership of a cash value policy to TCF makes you eligible for a charitable tax deduction based on its current value. You also reduce estate taxes, since the value of the policy is removed from your estate.
- You can make life insurance part of your estate planning by naming TCF as a partial and/or contingent beneficiary of any insurance policy's death benefit.
Charitable Remainder Trust
Giving through a charitable remainder trust allows you to receive income for the life of the trust, with the remainder going to your community.
- It is a trust that pays either a fixed or variable income to you or your named beneficiaries' for life or for a fixed term not exceeding 20 years, or a combination of the two.
- When the trust term expires, the remaining assets in the trust pass to TCF to establish a fund or add to an existing fund at the Foundation.
- You receive a tax deduction for the present value of the gift the year the trust is funded.
Charitable Lead Trust
A charitable lead trust (CLT) enables you make a significant charitable gift now while transferring substantial assets to beneficiaries later.
- A trust is set up from which TCF receives annual payments through your lifetime for a specific number of years.
- The distributions go to your fund at TCF and then to the charities you specify.
- When the trust terminates, the remaining principal is returned to you or, more typically, your children or other loved ones at reduced tax cost or tax-free.
Gift of Residence or Farm
You can use your property's value to benefit the community through a charitable gift of real estate.
- You can enjoy the property as long as you like while giving future ownership to TCF.
- Proceeds of the property's sale go to a fund named at TCF or to a specific nonprofit organization.
- You receive an income tax deduction the year the contribution is arranged through the gift of "remainder interest."