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Common fatal flaws of asset protection planning, Pt. 1
By Ike Devji
For the last seven years, the sole focus of my legal practice has been asset protection and estate preservation planning that touched literally thousands of clients representing billions of dollars in personal assets. During that time, I have seen the best and the worst of the planning available to the American public, as well as the most common flaws evident in both self-directed planning and plans executed by professionals who do not practice primarily in this area. Here is a short summary of issues to keep in mind when addressing this crucial issue — please bear in mind that the information included in this article is written in the broadest terms and is never a substitute for consulting with an experienced professional:
1. Failing to act – Asset protection is best analogized to "net worth insurance" and, like insurance, you have the best, most effective and legally supportable options available to you when you implement the planning before a crisis exists. Transfer of assets into plans after you have specific exposures is costly, ineffective and in some cases illegal (fraudulent conveyance). The best time to act is always now, and every day that passes makes your planning stronger.
2. Thinking you're not rich enough – This is a sin I see committed on a weekly basis, often by professionals like lawyers, CPAs and financial advisors. These advisors often tell clients that they are not rich enough to do any planning and that that they must have a net worth north of $5 million or even $10 million dollars to consider it. Nothing could be further from the truth, especially if you are in the "fall" of your earning career. Of course high-net-worth individuals must implement this kind of planning and always have, but there are precautions that can be taken at any net worth level. When should you start? There are many simple ways to analyze this but here is an easy one. Answer these questions:
- If you lost what you have today — or some significant portion of it — are you at an age, earning level and financial condition that will allow you to maintain your family's goals and expenses?
- Do you have assets that would be difficult or impossible to replace given your age, health and economic conditions?
- Are you financially and legally prepared for a lawsuit that is either uncovered by liability insurance or which often produces verdicts above the limit you are carrying?
3. Relying on your traditional estate planning — Not a week passes when I don't talk to someone who says, "I've got this covered, I think. I have my home, cars and investments all titled in my trust." A little more probing on my part reveals what I expected; that the layperson I am speaking to feels that a transfer of these assets to a vehicle like an estate planning trust — commonly a revocable living trust — is effective protection. It's not. The first word in the trust is "revocable" and in most cases, a judge will simply order you to revoke the trust and tender the assets for a judgment. I'm all in favor of estate planning — the huge new looming estate tax exposure is one of the issues on my client exposure checklist we address every day — but that is death planning. What has been done about your life planning and the exposures you face every day practicing your profession, driving a car, having children (some driving your car) or having employees?
4. Too many eggs in one basket — Others do take initiative and implement a good tool like an limited liability company (LLC) as a barrier between themselves and their investments, but fail to adequately segregate and subdivide assets so that they are protected from the owner and each other. A common example is the case of the residential rental property owner who has a single LLC that is legally and financially responsible for a wide variety of properties that have different levels of liability, equity and use. If you call and say you have $5,000 to $10,000 down on four new short sale properties in a single LLC, it's probably OK, because your total exposure is theoretically limited to $20,000 to $40,000, the value of the LLCs assets. On the other hand, if you call and say that you have seven pieces of real estate with a total equity position of six or seven figures, some paid for, some all debt, including a triplex, a lot and a commercial strip mall, I'm going to start sweating on your behalf. Primarily because any exposure at a new, zero equity property could wipe out your entire portfolio of paid for or partially paid for properties. Assets must be divided based on use and equity, as well as into the right kind of legal vehicle, among many other factors, as explained below.
5. Square peg, round hole: Using the wrong tool — Another flaw I often have to untangle is the "funding" of assets into the wrong vehicle. Certain vehicles have great uses for specific business functions supported by statute, tax law and case history. You and your planner must have a good handle on these issues and know what pros and cons each entity presents, what the effect on your liquidity will be, and what it will take to maintain and support that stated business purpose as a start. Beginning to see the detail required? One good example is the common misuse of family limited partnerships (FLPs) to own the client's personal residence. What is the legitimate business purpose of using a vehicle that is most often created for "family investment management and wealth transfer" to own the house you personally live in? If you're not paying commercially reasonable rent, you don't have one. In this case, the plaintiffs will successfully argue that you are using the FLP as a personal piggy bank that is not legally distinct from you and your personal assets and liabilities, and the IRS won't find it cute, either.
6. Dragging liability into your plan — Similarly, we often see dangerous articles of personal property like personal vehicles moved into an FLP, or others like an LLC or S-Corp. that is a primary business. Or equally dangerous, they are moved into an entity like an FLP that is holding safe and attractive assets like cash, stocks, bonds and other liquid assets. Think about it: If you lease or own your vehicle through your business, you have taken the most dangerous activity you likely perform on a daily basis — driving a car — and linked it to either the source of your wealth, your business or, in the case of your FLP, the place you keep your wealth.
7. Relying on gifting to relatives — Transferring all of your assets to your spouse and/or children, especially after something has happened, will not protect your assets from a lawsuit. Even if it did protect you from lawsuits, transferring your assets to your spouse and/or children opens up another Pandora's Box. Keeping in mind that there are thousands of lawsuits filed daily due to employment grievances, slip and fall, and auto accidents, consider this scenario: Let's suppose that you transfer all of your assets to your 18-year-old son, who causes an auto accident. Several other cars are involved in the accident, and several injuries are incurred. Chances are high that the other parties will come looking for the driver with the deepest pockets. If your son "owns" your house and business, a sympathetic jury will undoubtedly take the possession away from your son in order to teach him a lesson for his reckless driving. The same holds true for spouses, parents and even friends. Also, gifting is limited to about $13,000 annually, per spouse, per donee. Gifts over that amount must be documented with a gift tax return. Failing to do so will result in you having to answer the question, "Are you lying now regarding the date and validity of this transfer or did you cheat the IRS?" A bad place to be in a time of need.
8. Using unproven, poorly-structured tools or scams like "friendly liens" — Another common scam I see is promoters of LLC mills setting up LLCs that you or a friendly party own, and then having that entity record a "lien" against some valuable asset, typically real estate. While validly recorded and executed liens do have great deterrent power against creditors, they have to be backed by a real exchange of value. So, if your brother-in-law owns a Nevada LLC that holds a lien on your home for most of its value, there should have been some exchange or "consideration" roughly equal to the amount of the lien. "Your sister has a $300,000 lien against the $400,000 home you live in? Uh, OK … Then where's the $300,000 she gave you, as a bank would have in a real home equity loan? She didn't give you anything in return? Great, we'll take the house."
9. Relying on insurance alone or failing to adequately insure. Why can't we simply insure our way to safety? — This is a reasonable and common question we get from clients and advisors alike. In the most egregious cases of armchair quarterback misinformation, we actually see uninformed advisors telling their clients that the only asset protection they need is a good umbrella policy. This is flat out wrong for the kind of successful people we protect. Why? Because they are successful, visible and typically have assets above and beyond just the insurance policy itself — they are good targets from a net-worth perspective.
Our position on liability insurance — as distinct from life insurance — is pretty simple: Buy as much liability insurance as you can afford, assume it won't be adequate, and have a plan B.
The second part of this series examines the liability insurance model, the role of "umbrella" policies, and the best way clients can ensure that they're properly covered.


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A maze-like Battle Ground, filled with temporary buffs, looted from randombly placed chests to grant the buff, then brought to the center of the maze to turn in for points. Multiple exits and entries to every room, tunnels, hidden passageways, closable doors. All made to help get your carrier to safety.
The Burning Crusade only introduced one new BG, Eye of the Storm, with which many people are pretty unsatisfied. I would very much like to see one or two more BGs introduced in a future patch, and the Labyrinth is definitely a neat idea. What sort of battleground would you guys like to see? Or do you think the PvP selection is fine as-is?

subset: commoncrawl


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Golden Brands 415 Soy Wax
A pure soy container wax with no additives. Great for blending with natural or paraffin waxes. Can be used by itself, but tops may need refinishing and some frosting may occur.
Note: Wax is packaged in flake form.
50 lb. Case Size: 16" x 13" x 13.5"
Produced from US Grown Soybeans!
415 Soy Wax 50 lb. cases are now marked as "Akosoy" with the number 5715-00-77 on the manufacture's label.
Wholesale Soy Wax Ordering
Check out our wholesale page for more information on ordering GB 415 Soy Wax in bulk or by the pallet.
|Max Fragrance
|12% or 2oz./lb.
|Melt Point
|Pour temp
|95° (+/- 5°)
|Wax Type
|Natural Soy Wax
|Container / Blending
Customer Reviews
Submitted On 2015-07-23 IndyCandles
This seems like a great wax in every way! But why shouldn't I use this for tarts?
Submitted On 2015-02-12 Simone Musil
I blend this wax with the GB 464 from Candle Science as well. I use 3/4 of the 464 and 1/3 of this 415 wax. It increases the scent throw, both hold and cold. I mix it with the 464 for appearance reasons. I do sell my candles and my customers aren't concerned if their candles are pretty, as long as they burn properly and are highly scented, that's what they really want! I explain to my customers that pretty doesn't mean better You could have a pretty candle with NO scent throw then have an imperfect candle with excellent scent! www.sweetsoycandles.com
Submitted On 2008-08-17 Su Ellen Silverman
This wax is easy to use, making a smooth topped candle in one one pour. It holds & throws fragrance quite well, but colors tend to frost once it has been burned for a while. It burns cleanly, with no soot, that I have noticed, and it is a pure soy wax, which appeals to me. So I would recommend it for home use, but due to the frosting, I am not sure how good it would be for candles that are intended for sale.


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Fishing report: April 29
Full pool 1,073 feet. The lake level is at 1,0511/2 feet and rising, up over 2 feet from last week. Water temperatures are in the upper 40's with some low 50's being found shallow in the afternoons. Creeks are muddied and the main channel has good color. Smallmouth Bass — Good. Recent tournaments have been catching a lot of fish. Fish are being found from the surface to 40 feet deep. The Alabama-rig remains the hottest bait on the water. Deep-diving crank-baits, jerk-baits, spinner-baits and jigs are finding success also. Green, red and chartreuse are good colors. German and Ray's Creeks have been popular. Largemouth Bass — Good. Crank-baits, jerk-baits and spinner-baits are attracting bites. Points at the mouths of creeks and main lake points with small to medium sized rock are holding fish. Striped Bass — Good. Fish are being caught from 10-30 feet deep with some exceptions. Trolling umbrella-rigs with green swim-baits is catching a lot of fish. Drifting shad and jigging white doll flies with grubs over humps and points are finding fish also. Crappie — Good. The quality fish are still 30 feet deeper or more but the entire lake is producing catches. Weighted crappie spinners and bobbers with minnows and hair jigs are producing catches. Bluff banks and boulder shorelines have been good locations. Caney and Poor Valley Creeks have muddied up and are not as good as last week. The Kidwell Boat Ramp area has been producing.
Full pool 990 feet. Lake level is at 9711/4 feet and rising, up almost 6 feet from last week. Water temperatures are in the upper 40's. Largemouth and Smallmouth Bass — Good. Recent tournaments are taking 20 pounds or more to win. Crank-bait, jerk-baits and Rat'l-Traps are catching fish. The mouths of creeks have been producing really well. Larger bass are still deep. Walleye and Sauger — Good. Catches of both sauger and walleye continues to improve in the up-river section of the lake. Green jigs tipped with minnows are popular. Crappie — Good. Nina Creek as well as the big mud flat at the mouth of Indian Creek continue to produce. Rock walls along the main channel on the lower end of the lake are holding fish also. Fish are being found trolling 12-15 feet deep or jigging on bluff banks in 8-10 feet of water. Minnows under floats and crappie spinners tipped with green, yellow or black bait and small spoons remain popular.
Ft. Loudoun/Tellico
Full pool 813 feet. Lake level is just over 8101/4 feet, up 1½ feet from last week. Water temperatures are near 50 degrees. The Heartland Anglers tournament last Saturday out of Concord took almost 13 pounds to win. Smallmouth Bass — Improving. Shad-raps and Rat'l-Traps are popular. Crank-baits, spinner-baits, jerk-baits and jigs are picking up fish. Largemouth Bass — Good. Points and submerged wood are holding fish in the 3-10 feet range. Crank-baits in shad colors and Rat'l-Traps are the hot lures. Jigs, tubes, Carolina-rigs and Alabama-rigs are catching fish also. Striped Bass — Fair. Swim-baits, buck-tail jigs, Rat'l-Traps and live shad are all finding fish. The canal area remains a popular spot. Crappie — Improving. The fish are biting but are still difficult to find. Submerged structure and boathouses are holding fish anywhere from 10 to 30 feet deep. Crank-baits trolled near submerged brush piles or minnows on lead-heads are catching fish. Walleye — Fair. The area just below the old bridge trestles off of Highway 129 is producing. White buck-tail jigs tipped with minnows and jigged along the edges of the river channel or along flats adjacent to channels are producing some nice fish.
Full pool is 1,020 feet. Lake level is at 1,0101/4 feet and rising, up 3 feet from last week. Water temperatures are in the upper 40's over most of the lake with some low 50's in the afternoons in shallow pockets. Stained water is being found more-so on the Powell side than the Clinch. The Pump Springs tournament out of Brogan's last Saturday took nearly 20 pounds to win. Smallmouth Bass — Fair. The bite has slowed somewhat since the lake has starting rising again. Points, larger gravel banks and ledges are holding fish when bait fish are present. Red and spring-craw colored crank-baits and Rat'l-Traps have not been as effective the past couple of weeks as they were a month ago. Jerk-baits worked with a pause seem to be attracting bites as of Thursday. Jigs tipped with grubs are catching numerous fish. Largemouth Bass — Slow. Fluctuating water temperatures have slowed the bite. Fish are being found very close to rocky banks and points and then 20 feet deep on some days. 200 and 300 series Bandit Crank-baits, jerk-baits, flukes and Shaky-heads are accounting for fish. Crappie — Fair. The best areas are above Point 17 on the Powell and above Point 30 on the Clinch. Fish are 3-20 feet deep on the bottom or close to cover. Tuffy minnows, hair jigs, mini-tube jigs in combinations of red/white and blue/white Trout Magnets in assorted colors are producing catches. Striped Bass — Fair. Finding the fish has been more difficult due to the spring migration run. Early morning catches are coming in less than 10 feet of water and up in the day fish are being found 20-30 feet deep. Trolling ½ to 1 ounce buck-tail jigs, live shad or umbrella rigs is producing some fish. The area between Island F and Highway 33 Bridge has produced some catches. Walleye — Improving in the headwaters. Fish are showing up on the shoals above Point 34 and above Point 17 to Earl's Hollow on the Powell side. Fish are 10-15 feet deep. On the Clinch side the shoals between Bunchtown Flats and Point 33 and the shoal below Beech Grove Ramp have produced fish. Bottom bouncing jigs tipped with minnows has been the best method.
Melton Hill
Full pool 793 feet. Lake level is at 790 1/2 feet, basically unchanged from last week. Water temperatures are in the mid to upper 40's. Largemouth Bass — Good. Crank-baits, jerk-baits, flukes, Rat'l-Traps and jigs are all catching fish. Points and rocky banks are holding fish. Smallmouth Bass — Good. Fish are 8-20 feet deep. Crank-baits, jerk-bait, Rat'l-Traps and jigs are catching fish. Striped Bass — Good. Most are being caught 2-12 feet deep. Live Skipjack, either tight-lined or fished under balloons are catching some nice fish. Crappie — Good. Fish are biting and are 17-22 feet deep. The Reactor Cove area continues to produce with minnows and 1/16 ounce flies in either brown or white being favored. Musky — Good. Large spinner-baits, jerk-baits and trolling of large jerk-baits are catching fish near the steam plant and along main channel banks near wood.
Watts Bar
Full pool 741 feet. Lake level is at 737 1/4 feet, down 6 inches from last week. Water temperatures are near 50 degrees. The Heartland Anglers Tournament last Saturday took over 23 pounds to win. Smallmouth and Largemouth Bass — Good. Jigs, crank-baits, jerk-baits and Alabama-rigs are catching fish. Crappie — Improving. Fish are 10-15 feet deep but the larger ones are still 20-25 feet deep. Minnows and jigs tipped with minnows are catching fish.
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JW Hicks was charged with the murder of Jacob Agusto in Soundview, the Bronx DA's office said.
JW Hicks allegedly grew angry when police questioned him about the death of 5-month-old Jacob Agusto.
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A Hartwell man is hospitalized after being shot in the head during an altercation.
By MJ Kneiser, WLHR Radio, Lavonia
It happened Monday evening, according to Hartwell Police investigator Captain Paul Agnew, when an argument developed between three men.
Agnew said 39-year old Jermaine Hisson Blassingame and his uncle Charles David Oglesby were sitting in a drive through at the Corner Store on Forest Avenue when another man, identified as SBrian Mitchell, aka "City" came out of the store and began arguing with them.
Agnew said the three men went their separate ways but Blassingame then drove by Mitchell's home on Colfax St in Hartwell.
"After the altercation, they drove off from the store and a short time later returned to the street where Mr. Mitchell lives, and shots were fired striking Mr. Oglesby in the head," Agnew said.
Agnew said he first told police Mitchell fired at him without provocation, but witnesses gave investigators a different story.
"As they drove past Mitchell's house, several witnesses told me Jermaine discharged a firearm into the air and Sabrian Mitchell returned fire and shot back into the car. When he did, he hit David Oglesby right across the forehead," Agnew said.
Agnew said Oglesby has identified Mitchell as the man who shot him, but Mitchell remains at large.
Meantime, Blassingame has been charged with aggravated assault and possession of a firearm by a convicted felon, and driving without a license. He's also wanted in Hart County for back child support.
Mitchell also faces aggravated assault charges as well as possession of a firearm by a convicted felon.


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Gear will be on sale from 7-8 pm and the gear table will close at the start of the meeting, so get there early if you want to buy gear!!
Activity: Yoga for Triathletes
Kris Ruthkowski from Axis Sport Performance Training will lead a group session focusing on stretching and core work for multi-sport athletes incorporating basic yoga techniques.
Please bring your own towel, yoga mat and workout clothes. We are hoping Mother Nature allows us to do this outside.
As always, this event is open to the public. We encourage non-members to
come and check us out, ask questions and meet some great folks.
→ Directions to Princeton Sports
MMTC Eagleman Course Ride
The best way to be prepared for a race is to know the course. Join your fellow MMTC peeps for a low key preview ride of the Eagleman 70.3 course on Sunday the 24th of May.
Run Bike Run
Run / Bike / Runs have started again for 2015! This unique training opportunity is a favorite of our club members
and involves a timed brick workout on a loop course. → Training
Princeton Bike Rides
Princeton Bike Rides are a great way to learn our local tri courses, meet training partners,
or support new triathletes by volunteering as a ride leader. Princeton provides cue sheets
and SAG support on Sunday mornings. → Training
MMTC needs volunteers! This club is run by volunteers and it is through your generosity with your time
that we can offer such amazing club activities for all! Please consider volunteering at least once this year.
Club Awards! We congratulate you, Mid Maryland Triathlon Club, on a great performance at 2014 IRONMAN 70.3 Eagleman (First Place), 2014 IRONMAN 70.3 Syracuse (Second Place), 2014 IRONMAN Mont-Tremblant (Third Place), 2015 IRONMAN 70.3 Raleigh (Third Place)! Keep up the great work this year!
Paratriathletes welcome! Athletes of all abilities are welcome to join MMTC and participate in all training,
mentoring, social, and other activities. Club members have experience supporting physically challenged athletes as training
buddies, handlers, guides. We are actively looking to expand participation of ALL athletes! Funding may be available to
support membership dues. Email email@example.com for more information on funding or integrating with MMTC.
Mentoring Program will be starting again in Spring 2014! If you are interested in being a mentor
or having a mentor, this is the program for you! → Mentoring
Bike Box Rental is a membership benefit for all current members of MMTC. If you wish
to reserve the bike box for an event,
email the Club President.
A $50 deposit is required by check, which will be refunded as soon as the bike box is returned.


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Emergency Vets
The veterinarians at I-10 Pet Emergency give an exclusive 'behind the scenes look' at specific cases and share their expertise about current pet health topics.
Posts filtered on Category
Do you know where your closest Veterinary Emergency Room is?
When you get a new puppy or kitten you go to your family veterinarian. Do you have a veterinarian for your bird, rabbit, rat or tortoise? What happens when there is an emergency and your family veterinarian is closed? Do you know where to go? [Read More]
Head trauma
In the blink of an eye, your perfectly happy dog with bright eyes and wagging tail can be found lying on her side and not moving. Whether you're in the kitchen, sleeping or playing with the kids, things happen to our furry friends when we're not watching. It happened to Stella, a 7 year old, […] [Read More]


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Member Since: 12/17/08Send cstringer a Message Give cstringer a Gift Add cstringer as a Friend
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christopher stringer
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hey kid just thought i'd pop in to say hello. I just graduated Basic Training here at FT Jackson, SC. Nowim on my way to Ft. Leonardwood, MI for my AIT. Take care and write me back when you're not busy playin Firefighter. Halloween is over ya know and ur not a girl so you playing dress-up comesas a big shocker lol jk jk Just thought i'd tease you a bit haha Stay Safe HOOAH
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Thank you stay safe. Check out/join my group Firefighting History.
Hey Kid...thanks for accepting my invite. Keep in touch and have a Great and Safe Thanksgiving
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whats up chis stop by to say hi
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Thanks for the friendship. Stay safe & have a great week
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Thank you very much for the add. Have a great upcoming holiday weekend. Take care and as always, stay safe.
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How about sending a couple of paragraphs about your most memorable fire experience for the blog?
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Chris, Very best of luck to you. Thanks for the add. -Chef Matt-
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Thanks for the add!!
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Thanks for the add!


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Blogging Tool and CMS
WordPress, which is commonly used to refer to all WordPress products, is the most popular and fastest growing publishing platform on the web. WordPress began as a blogging platform but soon evolved to include additional types of websites including news sites, corporate sites (for large brands and small businesses alike), ecommerce sites and everything in between.
Known as the Content Management System (CMS) of the Web, WordPress products (WordPress.org, WordPress.com and WordPress.com VIP) currently power 1 in 2 blogs and 1 in 6 sites on the internet. Between 50k-100k new sites launch on one of the WordPress platforms each day. In total, WordPress sites attract more than 577 million unique visitors each month (Quantcast).


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Beta MalePaperback
List price $12.49
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- Publisher: Gerald Duckworth & Co Ltd
- Format: Paperback | 224 pages
- Dimensions: 127mm x 196mm x 20mm | 544g
- Publication date: 15 April 2010
- Publication City/Country: London
- Sales rank: 618,563
Product description
Sam Hunt is a confused modern male in his very late twenties. A work-shy, commitment-phobic would-be actor, he is beginning to worry that turning thirty might just be the last straw. Flatmate Alan, the sensible one, has just been proposed to by his girlfriend Jess, with his femme fatale boss looking on with a saucy gleam in her eye. Newly-dumped Ed spends his time tearfully watching 'Sex and the City' in a pile of his ex-girlfriend's pyjamas and plotting his revenge. Meanwhile unemployed doctor Matt embarks on a dubious bet with Sam to see who can be the first to ensnare a rich wife and enjoy a life of leisure...Are your carefree twenties a retreating memory? Are your friends discussing children and fixed-rate mortgages while you clutch your Xbox, sobbing? You're not the only one. "Beta Male" is a riotously funny and painfully honest chronice about friendship, masculinity, marriage and the beginning of the end of the beginning of adulthood.
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Iain Hollingshead is a journalist and novelist. His first novel, "Twenty Something", was published by Duckworth (ISBN 9780715636565) and he has written three tie-in books for the BBC's BAFTA-winning spy drama, "Spooks". He has written for the "Daily Telegraph", "Guardian" and "The Times", and appeared on Radio 4's 'Today' programme and 'You and Yours'. He has co-authored a musical, 'Blair on Broadway'.
Review quote
'Funny, rude and entertaining' - Danny Wallace (on "Twenty Something"). 'Wonderful - Hollingshead writes with the cynicism of many clever young men, but the passion of very few' - Matthew Parris (on "Twenty Something"). 'Excellent - a very entertaining romp' - Evening Standard (on "Twenty Something"). 'Pure comic gold' - Booklist(on "Twenty Something"). 'Sharp. Exceptionally observant and consistently amusing... I can't wait for Hollingshead's next offering' - Independent on Sunday(on "Twenty Something"). 'More than enough laughs for Hollingshead to stake a claim to being Tony Parsons for SW-something twenty-somethings' - Literary Review (on "Twenty Something"). 'Wildly entertaining and well-written - five stars'- Zoo (on "Twenty Something").


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Rev. Dr. Jim Nelson: Somehow, we should earn our freedom – as the Buddha is reputed to have said on his deathbed: 'Work out your own salvation with diligence.'
Can the Bible Be Taken Literally?
Supporting the Freedom to Marry
The feeling was electric! When Stephen hit the opening chords of the Wedding March, and people recognized it, there was first laughter, then an explosion of applause in recognition of the Supreme Court decision about same-sex marriage. A number of weddings are already scheduled, and this is as much fun as I have ever had […]


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WORCESTER, Mass. – Army senior guard Anna Simmers tallied a game-best 21 points and five steals to help lead the Black Knights to a 62-35 victory over the Holy Cross women's basketball team at the Hart Center on Wednesday evening. With the win, Army improves to 21-7 overall and 10-3 in the conference, while the Crusaders slip to 15-13 on the season and 7-6 in the conference.
The Black Knights jumped out to the 7-2 lead just three minutes into the contest. However, the Crusaders answered with 17-4 surge to grab the 19-11 advantage with 9:10 on the clock. Holy Cross junior guard Alex Smith (Delran, N.J.) scored an astounding 14 points during the rally including four from behind the arc to give the Crusaders their largest lead of the contest. Army countered the Holy Cross spurt with a 12-0 run over the next five minutes, as it would go on top, 23-19, with 4:21 left in the first half. The Crusaders tied the score twice and held the lead once over the final minutes of the half, but Army would go into the locker room ahead, 27-25.
Holy Cross kept the game close over the first 3:21 of action, as Army led 32-29. However, the Black Knights exploded with nine straight points to go ahead by 12 (41-29) with 12:03 on the clock. The Crusaders brought the deficit to 10 points (42-32) at the 9:29 mark, but Army began to put the game away with a 9-1 run to lead, 51-33, with 5:21 left in the second half. Holy Cross' lack of offense over the final five minutes, coupled with Army's success rate from downtown, allowed the Black Knights to end the contest on an 11-2 run to claim the 62-35 victory. The Crusaders committed a season-high 31 turnovers compared to Army' total of eight.
Smith led the Crusaders with a team-high 16 points to go along with four rebounds and three assists. Holy Cross freshman center Molly Hourigan (Memphis, N.Y.) scored five points and grabbed four rebounds, while first-year forward Raquel Scott (Ridgewood, N.J.) scored three and hauled in five boards. In addition to Simmers for Army, freshman guard Kelsey Minato scored 12 points and dished out five assists.
The Crusaders shot 36.4 percent from the field (12-of-33), while the Black Knights connected on 24 of their 59 shots (40.7 percent). Holy Cross shot 5 of 6 in the first half from downtown, but finished the contest with a 5-of-10 clip (50.0 percent). Army shot 40 percent from behind the arc (8 of 20).
Army held advantages in assists (16-8), steals (12-1), points off turnovers (26-6) and points in the paint (18-12). The Crusaders held the 32-25 edge in rebounds.
Holy Cross will conclude the regular season on Saturday, March 2, when it travels to Hamilton, N.Y. to take on Colgate for a 4:00 p.m. tipoff.


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At Beaulieu we strive to make the site accessible to all and accommodate wheelchair and pushchairs users. Please be assured that our staff are trained and ready to assist you anyway they can.
In recognition of our commitment to accessibility, we received the 'Access for All Tourism' Gold Award at the Beautiful South Awards for Excellence 2013-2014.
Accessibility Statement
Our full accessibility statement is available to read online.
Pushchairs & Wheelchairs
Pathways suitable for pushchairs and wheelchairs join all the sites within the Beaulieu attraction, however, some of the garden and riverside paths are constructed of hoggin and/or gravel. Please note that both rallies and events held in the Beaulieu Parkland are staged on grass, generally accessible from gravel or hoggin roadways. We offer free use of manual wheelchairs and electric scooters. It is advisable to book these in advance by calling 01590 614646.
The National Motor Museum has three floor levels with access available to all through ramps and lifts.
The lower level of Palace House is accessible to wheelchair users but unfortunately due to the historic nature of the property there is no lift to the upper floor. There is however a visual guide to the upstairs rooms and staff will be happy to show you this on your visit. Please note that unfortunately we are unable to accommodate pushchairs in Palace House and they will need to be left outside.
A baby changing room is provided within the Brabazon Restaurant, which is centrally located within the attraction.
If you are leaving a pushchair or wheelchair unattended, please ensure that it does not obstruct pathways or busy areas. More detailed advice for visitors with wheelchairs or pushchairs is provided on arrival. If you have any queries in advance of your visit please call us on 01590 612345.
"Had a lovely day there last week, too much to do so only covered the motor museum end. Our disabled daughter was most impressed with a free electric scooter which made her day and the access in the museum and Brabazon was excellent. Thank you so much and can I borrow the Mercedes?" - Peter B. 03/02/2015
Advice for visitors with dogs
Dogs are welcomed at Beaulieu and are permitted within the grounds, but for the benefit of other visitors we do require that they be kept on a lead and under control at all times. Owners are also asked to ensure that no mess is left within the grounds where it will be offensive to others. We provide scoops for disposal of mess, free of charge - available from Visitor Reception.
We regret that we do not allow dogs inside the National Motor Museum, Palace House, Abbey, Brabazon Restaurant, or on any of the rides. Please note that there is a special area available beneath the Motor Museum entrance where your dog may be left whilst you visit the Motor Museum. Please note this is not a supervised area and owners leave their dogs at their own risk.
We wish to respectfully remind visitors that the RSPCA advise against leaving dogs and other animals in cars. However, if you consider that weather conditions permit you to do so, please ensure that there is adequate ventilation at all times, while still maintaining your vehicle's security. Pass-outs are available from Visitor Reception allowing you to check, at any time during your visit, that your dog is not in any distress.


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CRASH COURSE: Idea Generation and Sustainability
Tulane Social Entrepreneurship Initatives
Saturday, November 6, 2010 at 12:30 PM - Sunday, November 7, 2010 at 2:00 PM (CDT)
Event Details
In order to better grasp what it means to be innovative, we will develop a set of criteria for "innovation" and formulate a checklist to use to guide us as innovators. Then we will talk about the importance of market analysis and identifying the right model for your venture, as well as presenting the key components of a social venture plan.
Have questions about CRASH COURSE: Idea Generation and Sustainability? Contact Tulane Social Entrepreneurship Initatives
When & Where
LBC 203, Stibbs Conference Room
Tulane University
New Orleans,
Saturday, November 6, 2010 at 12:30 PM - Sunday, November 7, 2010 at 2:00 PM (CDT)
Add to my calendar


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Narrow your search
XYZPrinting debuts at CES 2015 its first Food Printer, a 3D printer that can print out food items, such as cookies or cake decos. All you have to do is bake the printed object and enjoy it.
Pricing not available
This luxurious in-home composter promises to recycle your food waste in a matter of hours.
Yep, it'll blend -- and now it has an app, too.
Pricing not available
Cuisinart's $149 blender-and-food-processor-in-one is sure to cut down on countertop clutter.
Cheesecake with blackcurrant pearls? Rum with coke pearls? Chicken with Tabasco pearls? This super-fun kitchen device will make your modernist cuisine dreams possible.
The Zweissen Manual Food Processor is an affordable kitchen tool that likes to explore. And since it requires no electricity, the gadget can be used anywhere.
The daily deals company is branching out into territory already covered by Uber, Yelp, Instacart and even Amazon. How will it fare against the competition?
In a short film that shows the dangers of marine pollution, tiny zooplankton can be seen ingesting plastic microbeads.
Samsung's newest Food Showcase fridge grants easy access to in-door shelves, but is it the complete package?
Samsung's got new French door fridges with door-in-a-door functionality, and we went hands-on with it.


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Whiting "Honeysuckle" Sterling Silver Ladle
click for more pictures for item 1806f
Whiting's "Honeysuckle" pattern features a naturalistic representation of this popular garden flower set against a finely stippled ground. The lower portion of the handle is lined and separated from the pictorial portion by a crossed ribbon band. While this 7 7/8" long, approximately 1.7 T. oz. piece is sterling, and so marked, the pattern is more commonly found in silverplate.
The form is almost a hybrid between a ladle and a spoon. The curved handle is set close to the horizontal in relationship to the bowl. The bowl itself is helmet-shaped, has flanged and notched shoulders, an uplifted, pointed tip, and is finished in a gold wash. It could as easily be used to serve berries as a sauce or gravy. The backside of the entire piece is plain save for the marks which include the Whiting emblem and the words "Sterling" and "Pat. 1874," and without a monogram or removal.
The condition is excellent. There is minimal polishing wear, evident mostly in the loss of some of the gold wash, and no dings, dents or burrs in the bowl. The finish has a fine patina.


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Rogue Antispyware are parasites that mimic legitimate antiviruses and anti-spyware programs. These programs do not have real security application capabilities. Rogue Anti-Spyware programs come without any real parasite database and all parasites they detect are predefined in their code. These fake anti-spyware programs will refuse to fix any of the infections without paying for them first. After the payment, some will claim that infections are cleaned up, and some will ignore the payments at all. This classifies rogues as subsection of Malware.
Rogue Anti-Spyware programs are related to adware. That is, they aggressively promote their services. In some cases they block regular PC functions like task manager to simulate heavy infections and force people into spending money. Differently from regular Adware, Rogue Antispyware programs advertise their own services only.
Rogue AntiSpyware are spread by Trojans usually. That is they are either downloaded by trojans infecting PC or are distributed as fake software updates, codecs and alike. Quite often browser, JAVA or Flash vulnerabilities are used to infect PCs as well. In some cases, users can not tell how they got Rogue Anti-Spyware infection.
Rogue Anti-Spyware programs are quite difficult to remove because of their ability to disable regular antiviruses and Anti-Spyware programs. This is especially true for regular antivirus packages that have limited protection against malware attacks. Some Rogue parasites come with additional trojans and rootkits, that make removal especially difficult.
Examples of Rogue AntiSpyware parasites:
Security Tool - this parasite is best know Rogue parasite from 2009 till 2010. It has quite generic name and reputable design that made people believe that they pay for real thing. Security Tool makers produced tons of rogues with similar design and capabilities.
AVG Antivirus 2011 - this rogue mimics name of legitimate antivirus package. It tries to cash in by misusing good name of AVG antivirus. There are several other parasites that have similar names to regular programs.


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ÆRENA is a tactical, hero-centric combat game with a unique Ætherpunk setting. Command formidable Champions, employ powerful Æther Shells and challenge your brain - not your fingers - in strategic, turn-based yet fast paced combat. It's like speed chess meets LoL in an Ætherpunk world!
There are currently no cheats available for Aerena.
indicates future release


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Learn more about Bling Jewelry 925 Silver Clear CZ Heart Side Stones Wedding Engagement Ring Set:
Manufacturer: Bling Jewelry
Mfg Part#: SMO-3RS9034-8
Sku: 225161346
See more in Ring Sets
|Make your big day a day to remember with this delightful engagement ring set with heart shaped cz side stones. The two rings in this heart shape engagement ring set are stunning. The cubic zirconia engagement ring set is made from 925 sterling silver which gives off a dazzling high shine. You will not be able to take your eyes off this sterling silver heart shape engagement ring set. Each heart stone ring is delicately accented with tiny gleaming round cut CZ stones. The more prominent engagement ring finishes these engagement wedding rings perfectly. There are three magnificent multi faceted clear CZ stones on the band. This heart shape 925 sterling silver engagement ring set is the ideal mix of beauty and functionality. Buy your sterling silver heart shape engagement ring set today.


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The California media have certainly latched on to the controversy over Tom Campbell's Sami Al-Arian connection. The question they're now raising is whether the self-inflicted wound is fatal. First, it was the Los Angeles Times. Now the San Jose Mercury News focuses on Campbell's letter written on behalf of the terrorist, as well as Campbell's inability to get his story straight:
Republican U.S. Senate candidate Tom Campbell is facing a potentially crippling controversy over his past defense of a fired Florida professor with ties to terrorists and his inconsistent statements regarding what he knew and when about the man's actions.
Dogged for weeks by criticism over his defense of Sami Al-Arian, who later pleaded guilty to aiding terrorists, Campbell has denied knowing about the man's incendiary past, which included nods to Islamic jihad and calls for "death to Israel." He also said that his dealings with Al-Arian occurred before the Sept. 11 terror attacks.
But Campbell, who was then a Stanford law professor, wrote a letter on Al-Arian's behalf months after the Sept. 11 attacks that casts doubt on his claims of ignorance about Al-Arian's radicalism.
"His inconsistent statements are particularly damaging because it creates a credibility problem," said John Pitney, a political science professor at Claremont McKenna College.
It's hard to square his recent campaign defense, offered up in last Friday's debate, and the written evidence:
Campbell has deflected campaign attacks by saying he did not know about the O'Reilly interview at the time and that he wrote the letter before the Sept. 11 attacks. But it turns out neither is true.
Campbell stated in his letter that he "read a transcript of the O'Reilly Factor interview last autumn" but said in a separate passage that he never heard Al-Arian "say anything anti-Semitic, or racist, or religionist, against any group."
As he did with the Los Angeles Times, Campbell tries some damage control:
Asked to clarify the discrepancy, Campbell said in an interview Tuesday that he could not recall whether all or part of the O'Reilly interview had been read to him or whether he had seen a copy before penning the letter. Whatever the case, though, he insisted that he did not see or hear the "death to Israel" passage.
"I did not hear, I did not read, I was not aware of statements Sami Al-Arian had made relative to Israel," Campbell said in the interview. "And I would not have written the letter had I known about those. … To say 'Death to Israel' is abhorrent, it's horrible." He repeated that he erred in not researching Al-Arian more thoroughly before coming to his defense. … "I hope that the fact I did not remember precisely because of the passage of years is understood."
Well, suffice it to say, it's not understood. Was he lying about the letter or inexcusably careless? Either way, he now has a burgeoning controversy that is not likely to abate. His opponents are certainly going in for the kill. Chuck DeVore's communications director, Joshua Trevino, says to me of the latest: "Tom Campbell's credibility is eroded when his statements about his past with Islamic radicals are proven false. But what really erodes his credibility is the plain existence of a past with Islamic radicals. Campbell's inconsistencies are a handy news hook — but the underlying problem is his lack of judgment in ever having affiliated with anti-American, pro-terror Islamists."
There are moments in a campaign when a tipping point is reached — can the candidate extract himself from the crisis or has he, by his own words, dug himself a hole too deep? Right now, it seems, Campbell's explanations aren't helping his cause, and the media smell blood in the water. We'll see how voters react.


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Save the Earth! Use our Earth First Car Wash!
The wash was built in 1995. Earth First Wash bought the business in 2008. Earth First Car Wash is located at 26361 Main Street, Conifer, CO 80433 - two doors down from Aspen Park Tire & Auto and Valvoline Express Care. Phone 303-816-0580
- Summer Hours - Open 24/7
- Winter Hours - Vary, Closed at night
- We recycle the water on site.
- There is no well at the wash.
- The water we do not recycle is trucked in from the Platte River in Bailey, CO
- All chemicals used in the wash are bio-degradable.
- We burn waste oil for heat in the winter for the floor heat system.
- Both the self-serve and the touch free auto wash accept credit cards.
- Gift cards and fleet cards for the self serve are available at Valvoline Express Care.


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Ambassador Michael Hayden Armacost, who will
be speaking at McKenna Auditorium at 4:00. This
address is sponsored by the College's Res Publica
Mr. Armacost arrived in Tokyo to assume duties as
the twenty-third U.S. ambassador to Japan on May 8,
1989. Prior to being named ambassador, Armacost was
under secretary for political affairs with the State
Department, a position he assumed in 1984. He is a
career member of the Senior Foreign Service, Class of
Career Minister.
Mr. Armacost served as ambassador to the Philippines from February 1982 to May 1984. From
1980-82 he was deputy assistant secretary of state for
East Asian and Pacific affairs. In 1978-80 he served as
Deputy Assistant Secretary of Defense, and in 1977-78
he was senior staff member for East Asia at the National
Security Council. From 1972 to 1974 he was special
assistant to the ambassador to Japan. He was a member
of the policy planning staff at the State Department, first
in 1969-72 and again in 1974-77.
Ambassador Armacost has lectured at Georgetown
University and The Johns Hopkins University and has
been a visiting professor of international relations at the
International Christian University in Tokyo. From
1962-68 he was an assistant professor and instructor of
government at Pomona College.
He received his bachelor's degree from Carleton
College followed by a master's degree and Ph.D. from
Columbia University.
Please note that the speech will be held in McKenna
Auditorium at 4:00 and promises to be exciting.


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An exhibit on display through July 29 showcases remarkable work by Weavers of Orlando. The group is an active guild which promotes and encourages interest in the fiber arts. The guild has been meeting regularly since 1942. The guild members show their remarkable work on a couple of weaving challenges and swaps. The tree bark swap was originated by member Berna Lowenstein. The challenge was to replicate the bark of a tree from the book, Trees, in the designs of a scarf. The scarves were so successful Ms. Lowenstein sent pictures to the author, who purchased 4 of the scarves from their weavers.
The other woven items were made in a workshop conducted by the internationally known rug weaver, Jason Collingwood. Mr. Collingwood travelled from his home in England to teach the guild a class on rug weaving. He taught the technique invented by his father known as shaft switching. Shaft switching allows the loom to have more than the usual number of harnesses to create intricate patterns in the rug.
A mililon thanks for posting this information.


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to view or print all of the help items in this module.
Please select the areas below that you would like to include in your search.
Mrs. Jeana Beeland, Chair
Mr. Trey Sherwood, Vice Chair
Mrs. Debra Bell
Ms. Annie Fisher
Mrs. Vanassa Flucas
Mr. Warren Lee
Mr. Bill Love
Mr. Dean Rexroth
Mrs. Kelly Wilson


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- 1
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Which scent are you?
More men wear cologne now than ever before, and there are tons of fragrances out there. But don't pick just any bottle off the counter—you want your scent to reflect who you are, just like your clothing does. Answer three simple questions, and we'll tell you what to wear.Start the quiz
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This energetic and fresh scent has notes of tangerine, lemon, and lavender.
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A spicy and bold fragrane with bergamot, cedar, and vetiver.
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A blend of rose absolute and coffee beans makes this fragrance creative and sensual.
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This mix of cardamom, coriander, and cedar will seduce any woman.
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This streamlined, minimalist modern fragrance features fresh citruswith basil and mint, mixed with sesame and leather.
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An inviorating, dramatic scent with notes of mint, bergamot, patchouli, and vanilla.
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An outdoorsy scent of lavender, absinthe, and silver fir.
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Innovative hits of bitter orange, black pepper, coffee flower, and cetiver create this modern scent.
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Citrus fruits and floral notes of rose make this a classic, fresh scent.
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Hints of spearmint, clove, basil, and patchouli make this a sophisticated, elegant fragrance.
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Santa Maria Novella Acqua di Colonia
A masculine blend of tobacco with touches of vanilla and amber.
$110 @ lafcony.comFind Another


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Chris Churchill
Quick hits from a Times Union columnist
Posts filtered on Category
Troy and its (mostly self-inflicted) storms
In Sunday's column — read it here! — I said that many of the good things happening in Troy are drowning under an avalanche of bad publicity. To elaborate, here's a rundown of just a few recent headlines from the city. Melee at Kokopellis, amid other excessive force claims against the police department Ethics Commission […] [Read More]
Troy targets Hoosick Street snow scofflaws
For my column on Thursday, I wrote about the deplorable failure of many Hoosick Street businesses — and homeowners — to shovel sidewalks, as Troy law requires. Impassable sidewalks were forcing many pedestrians to walk in the busy, four-lane highway. Hoosick Street isn't the only area thoroughfare with impassable sidewalks. But the road passes through […] [Read More]
Continue the tax break for Troy's Washington Park?
Should Troy's Washington Park neighborhood continue to receive a tax break for its private park? The city says no. As I write in my column today, the city has stripped the park of its tax-exempt status and has notified the Washington Park Association that its members must pay. "You can't just fence it off, give access […] [Read More]
Downtown Troy's grocery set to open Oct. 25
Vic Christopher, co-owner of the Charles F. Lucas Confectionery and Wine Bar, says he'll open The Grocery on Oct. 25. As I wrote back in May, the market will help fill a grocery void in downtown Troy, where there's a rapidly growing residential population. The store will also be the first retail effort by Christopher […] [Read More]
Without Troy's neighborhoods, center won't hold
Downtown Troy is undergoing a revival. There's no doubt about that. But as I noted in Sunday's column, no such upswing is happening in many of the city's neighborhoods. Last week, I walked around my old block in South Troy. I saw more garbage than I remembered, and more houses slipping past the point of […] [Read More]
Big-city publicity for Troy's 'wave of renovation'
Today's New York Daily News recognizes what many of us upstate bumpkins already know: Downtown Troy is a rapidly changing and increasingly interesting place. The tabloid focuses largely on the efforts of folks — like Vic Christopher, Heather LaVine and Jeff Buell — who are buying old buildings cheap and reviving them with sweat equity. […] [Read More]


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Elle Macpherson IntimatesSheer Ribbons Underwire bra
Fashioned in delicate sheer, striped tulle, this underwired bra by Elle Macpherson Intimates has a rich embroidered lace trim around the top of the cups. With dainty straps and pretty ribbon details, it is very feminine.
Product code: EMI-E75-328
Need some help?
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Pie & I: Giorgia Caporuscio
Hey everyone! I know some of you have been waiting patiently for my second installment of Pie & I. Here's one of Giorgia Caporuscio with a special appearance by Antonio Starita!
Who do you think I should talk to next? Leave your thoughts down below and don't forget to subscribe!
Talk is closed, but that doesn't mean the conversations have to stop!
Check out this post for a more thorough explanation, and jump onto our Facebook page or our Twitter feed to keep the conversations going!


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Posted at: 01/19/2013 5:44 AM
Updated at: 01/19/2013 5:55 AM
COBLESKILL – A man is flown to the hospital with life threatening injuries, after his car fell on top of him.
Police say the man was changing a flat tire outside the Jehovah's Witness on State Route 145 and Synder Brothers Road around 2:30 Saturday morning, when the jack gave way.
He was airlifted to Basset Cooperstown Hospital.
His condition is not known.
Police are not releasing his name.


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Mrs. Janie Louise Henson Carr, age 62, of Elizabethton, passed away on Friday, April 18, 2014, in the Johnson City Medical Center Hospital.
Mrs. Carr was the daughter of the late Charles "Bud" and Reva Lee Perry Henson and was born in Carter County. In addition to her parents, she was preceded in death by her husband, Howard Ray Carr; a grandson, Christopher Davis; great-grandson, Joshua Holston; and a brother, Bobby Henson.
Mrs. Carr loved to take rides and treasured taking in the scenery. She enjoyed spending time with her grandchildren and loved and cherished them very much.
She was a homemaker and was of the Baptist Faith.
She is survived by a daughter, Samantha Pickering and her husband, Sherrill; a son, Christopher Carr and his wife, Marianna, all of Elizabethton; seven grandchildren, Taylor Brooke Pickering, Alyssa Reese, Zachary Carr, Kirsten Carr, Hannah Reese, Joshua Carr, Riley Reece; a great-grandchild, Kylie Davis; two sisters, Judy Galloway and her husband, Roger, Bluff City, Debbie Perry and her husband, Jerry, Hickory, NC; a brother, Steve Henson and his wife, Louise, Harstville, SC; and a special friend, Tim Carr, Bluff City. Several nieces and nephews also survive.
A Memorial Service for Mrs. Carr will be conducted on Monday, April 21, 2014, at 7:00 PM at River of Life Baptist Church, 819 Austin Springs Road, Piney Flats with Rev. Donnie Humphrey officiating.
The family will receive friends in the church on Monday from 5:00-7:00 PM prior to the service.
Online condolences may be sent to the family by visiting www.tetrickfuneralhome.com and signing the guest book.
Tetrick Funeral Home, Elizabethton is serving the family. Office 423 542-2232, Obituary line 543-4917.


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Batiste Dry Shampoo
Batiste Dry Shampoo Reviews
Best stuff around.I have ultra dark hair and dry shampoos have always left a white residue, leaving it much worse than right before using the product. I use the Batiste for Dark Brown hair and it's a miracle worker. When I spray it on, it looks like I'm putting cocoa powder on my hair. I shake the can, spray it on, leave it for a minute and then use a boar's hair brush to brush out the residue. In between brushes, ...read moreI rinse the brush to remove the residue before brushing again. It seriously makes my hair look almost like it was just washed. This is a great product to use to extend the time between washes by a day or so. It's still no replacement for not washing, but on those super lazy days when I can't be bothered to get up an hour earlier to wash and style my hair, this is a life saver! Not only is it hands-down the best dry shampoo I've ever tried, but it's also one of the cheapest. I get it for about 8 dollars at Ulta. This is a very popular product so I try to stock up on it (especially during buy one get one half off sales) because it tends to sell out quickly. — 1 year, 8 months agovolta | 563 reviews
This review is: Helpful | Not helpful | Inappropriate | 2 of 2 people said helpful
I love Batiste dry shampoos!!Ah :] This is the BEST dry shampoo line I've ever used, and I've used many. It's also available in drug stores, which makes it an even better product! I have used the fruity and cherry scent that has the adorable light and dark green packaging with the cherries on it. Yum! It smells amazing and really freshens my hair when it's dirty and starting to get greasy. Also, unlike other dry shampoos...read more I've used that ALWAYS leave the white residue, this one doesn't. To make Batiste even better, they came out with a line for each hair color and they came out with a line for "Brunettes, dark hair" and I am obsessed!! Again, the packaging is adorable-It's like a cheetah print bottle that comes out dark brown. Reading the bottle I learned that you can use it in between root touch ups (genius) but I use it to clean my hair and freshen the scent. I part my hair in different parts, shake the bottle, spray on my root, rub it in, and voila, all clean! The ONLY thing I would say about this dry shampoo that is a little annoying is a dark brown residue does stain my finger when I rub it in but I can understand why; it's like I'm applying straight color to my scalp, so I can see why some residue would come off. Still rating this my favorite dry shampoo and a 10! — 6 months, 1 week agoLamexicana1 | 198 reviews
This review is: Helpful | Not helpful | Inappropriate | 0 of 0 people said helpful
Not Better than Klorane, But Cheaper (2nd Best)Batiste smells really good - that's probably the first thing that you will notice about this dry shampoo and the most memorable part of it. It also works REALLY well...and if I hadn't used Klorane first, then this would have been my number one. I have found that the high priced brands in sephora do nothing for my hair (see my countless reviews as a dry shampoo addict) so I have resort to the drug ...read morestore brands. Batiste's product works very well and smells amazing (I tried a few of the scents)...so why not the perfect 10? Because a big test for any dry shampoo for me is the lasting power. They all do really well at first (unless I can't get them out of my black hair)...but do they last? So far, Klorane has no scent but lasted until THE NEXT DAY and Batiste smelled ridiculously amazing, had promising results at first but then fell flat by the end of the day. Also, this item has a bit more build up and causes the scalp to feel dry and oil (if that's possible) at the same time. It's a decent dry shampoo and a great option for the difference in price. With that being said, yes, I do recommend this product. — 6 months, 2 weeks agosprout117 | 217 reviews
This review is: Helpful | Not helpful | Inappropriate | 1 of 1 people said helpful
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My Reasons for Reporting This


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The PN64E533 64" Plasma 533 Series TV is a great choice for home entertaining. It features a high definition resolution of 1920 x 1080 pixels, two 10W integrated down-firing full range speakers and 600Hz Subfield Motion.
Usually a high refresh rate will determine picture quality during fast action or sports scenes, but the Samsung PN64E533 Plasma TV uses a 600Hz subfield motion technology which flashes a single image up to 600 times a second. This will actually smooth out fast moving images for a blur-free viewing experience.
The PN64E533 features two integrated down-firing full range speakers for a combined total of 20W (two 10W speakers). It is Dolby Digital Plus/Dolby Pulse certified - basically, Dolby Digital+ and Dolby Pulse are a new way of listening to music from less than desirable audio sources. Originally developed to boost the sound quality of Internet music sources, the technology now enhances your speakers and the sound output on your TV so that even small speakers have a shot at a grand sound. The TV also includes SRS TheaterSound to deliver multi-channel sound. Another technology that Samsung provides is their Wide Color Enhancer Plus. This allows sharper color processing and less saturation for greater clarity. Even with fast moving action scenes, the images remain natural in tone and clear in definition.
Besides the Wide Color Enhancer and ConnectShare Movie Technology (that enables a user to access camcorder videos and music libraries directly on a TV screen), other features include an Eco Sensor, Game Mode, Auto Channel Search, Auto Power Off, Auto Volume Leveler, Clock & On/Off Timer, Closed Captioning, Sleep Timer, parental controlling V-Chip and a built in DTV Tuner.
The connectors for this unit include two HDMI inputs, and one each of Component, Composite and RF ports. It also includes a USB port for connecting hard drives or Flash drives so that you can watch your digital content on the big screen.
- 600Hz Subfield Motion
- Samsung strives to make their TVs fast-moving action scenes look more life-like and natural. By flashing a single image up to 600 times a second, the 600Hz Subfield Motion technology displays movement that is smoother and more fluid. Contours are crisper and scrolling text is sharper.
- Wide Color Enhancer Plus
- Wide Color Enhancer Plus allows you to see picture color the way the director originally intended. Witness the entire RGB spectrum brought to life on your screen to bring you exceptionally vibrant, yet natural-looking images faithful to the director's original intent.
- ConnectShare Movie
- ConnectShare Movie lets you watch videos, play music or view photos from a USB connection without needing to use a PC or special equipment. Simply plug your USB device or drive directly into your Samsung TV's USB port and watch on the big screen with friends and family.


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Tickets on sale for Lions Club fundraiser
Tickets are on sale for the Lake Gaston Lion's Club annual seafood fundraiser.
The event will be held on Oct. 5 at the club on Stanley Road across from Wildwood Nursery in Henrico.
Gates open at 1 p.m. and food will be served beginning at 2 p.m.
The menu will include shrimp, oysters raw and steamed, fish, hush puppies, beans, slaw and various beverages.
The bar will close at 5:30 p.m.
Attendees may bring their own chairs and canopies.
No coolers, take-outs or pets will be allowed.
Tickets are $30 per person and cover all you can eat.
The event is limited to 2,000 tickets. No tickets will be sold at the gate.
Money raised from the event will benefit the community and various Lions Club charities.
For tickets or more information, call the Lake Gaston Lions Club at (252) 586-9866 or call Keith Carlson at (434) 636-3892.


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menu css problem with dreamweaver
hello! I am at the pathetic first attempt to make a web site and I got stuck at what has probably a very simple answer
I want the text in the page to have a different link colour than the text in the menu
I set the page properties
and I put class=menu in the code of what I want to be the menu, to follow menu properties that I have set
it doesn't work
what can I do?
((I am working with layers, not tables))
thank you for any suggestion
Welcome to Mac-Forums, golfgirl! Hope you stick around!
Maybe the info here could help, CSS trick: Same link text - different colours and Text Rollovers: What's Good and What is Just Plain Bad.
This is the grandaddy of all the useful CSS stuff, Cascading Style Sheets, level 1.
More yummy links would be:
• css Zen GArden
• CSS Tutorial (you can try out your code there)
• Reference - Stylesheets Guide
some useful links and info on css can be found here:
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Originally published in Interiors & Sources
Featured Product
RECORE Recycled Wall Technology from OMNOVA Solutions features 30 percent recycled content, including 20 percent post-consumer, for eco-friendly products that look, perform and hang like traditional wall coverings.
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CEO Offers Tips on Building Opportunities within a Changing Global Economy Wilson Associates is consistently ranked as one of the top two firms in the hospitality design industry worldwide. So how does Wilson succeed, especially in an economy as challenging as this one?
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Skanska Announces Winners of Unique AIA CompetitionThe winners, chosen from 140 international entries from 21 countries and 32 states, submitted innovative, visionary and compelling proposals for container constructed multi-family, mixed-use projects using shipping containers as the primary element of construction.
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|64 posts found
Associate Editor - News Manager
Joined: 6/28/10
With the announcement that Star Wars: The Old Republic would be going F2P, many people expressed surprise that it had come so soon. In a new column today, we look at that notion and tear it apart. Check it out!
Read more of Bill Murphy's F2P: How Soon Is Too Soon?
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Guild Wars 2 Guild Leader
Joined: 1/04/07
Deliciously Trashy
No Garrett...?
Advanced Member
Joined: 7/03/04
I liked MMOs better when gamers didn't play them, and just geeks did.
They are correct about one thing: SWTOR is definitely a F2P caliber title.
Played: AA, AC1, AC2, Aion, AO, AoC, CO, CoX, DAoC, DCUO, DN, EVE, EQ1, EQ2,
Novice Member
Joined: 6/04/10
i think this is a trend were seeing from a lot of developers now.
release game as subscription based.
make there initial investment back through box sales and monthly subs.
milk the monthly sub for as long as possible.
say game was alway meant to be free to play
and switch to a FTP model that has been in developement since before launch.
I understand this is a way for the games companies and investors to make the investment back asap. but as a gamer it always make me feel like the games company pulled a fast one on me and if i had only waited x amount of months i could of gotten 90% of the game or w/e free ...
Elite Member
Joined: 1/07/06
The adult I am takes care of most things real life. However my inner-child is a GAMER!!
Aslong developers continue to make online combat games or in the case of SWTOR a online story driven game then those limited games should be F2P from release. Personally I do not consider these type of games MMORPG's due to the lack of freedom they offer.
Novice Member
Joined: 2/16/10
I will say this. Bioware + Star Wars + The highest budget ever on a MMORPG and they manage to screw it up this hard. SWTOR is a game without ANY creativity and vision and is a joke to the MMORPG genre (SWTOR prefers to be called a co-rpg). Well, we now know BioWare can only copy their own games (and not WoW).
Look, it was never their intention to go F2P, but now they have to. That right there, is failure. Why? Just look at the development time and budget. Sure more people will come in when it's F2P, but why would those people stick? The game does not get any better because of F2P. The foundation of the game is bad, F2P won't change that.
Novice Member
Joined: 9/22/11
"How soon is too soon?"
It is always too soon. You don't have to start playing a subsciption game right at the start.
There are many people that start playing certain p2p tilte let's say 3 years after release.
Then 3 months after they start to play game change into freemium or f2p. It will be way too soon to that person as well.
But few months after release is like slap in a face. Actually anything up until 3-4 years would be.
Guess I am one of few people that want to play mmorpg's long-term though.
Tbh with all those conversion to freemium / f2p - since I don't like those models (speak from personal experience) I am reluctatnt to even START playing mmorpg now.
I don't have any warranty that I will have no cash shop no rmt enviroment to play in next 3 months.
Want to make good transition to freemium or f2p for me? Leave or create new (with option to free single character transfer) ZERO cash shop p2p server (s) alongside f2p / freemium servers.
I don't care if someone buy thousand lockboxes or anything else as long as I can play in zero cash shop zero rmt zero rmah enviroment.
Obviously it would create additional costs as certain things would have to be implemented diffrently as some mechanics in f2p / freemium servers go into cash shop or are modified to fuel CS sales, etc
Just saying how from my player point of view it looks like.
I tried to adapt to few freemium models and each was bit diffrent. In model that is perceived by some as 'one of best' namely Lotro I tried to adapt for like 8 months after game went freemium (was playing p2p version before) and I went to great-lenghts convincing myself that it is ok. Paying sub for VIP status, etc
It ended up as quite traumatic experiecne. NEVER AGAIN.
Guild Wars 2 Guild Leader
Joined: 1/04/07
Deliciously Trashy
I can't help but but believe that this was partly planned by BiowareAustin/EA. there have been rumblings about this for months now, and given that the subscriber woes were pretty well documented, I can't see how this would've been 'avoided' (avoided in quotes because I don't believe it's a bad thing - the game should've been B2P from the start, but the gross arrogance for the producers seemingly limited their scope. Hubris is a bitch.)
I know I'll be reinstalling when this goes live - the game is good, just not worth a sub, especially with GW2 a month away. And I think, as was highlighted in the editorial yesterday, that was/is a big reason the sub fee has been goin the way of the dodo the past 2-3 years. There are just so many quality games that are free/buy-to-play, that the player base is becoming more and more wary of that 15/month fee. Call it propaganda, but it was really... Disgusting to see that chart NCSoft released laying out their costs; Jesus Christ it costs nothing to keep the servers running, and they were making bank off of just box sales and MT.
Annnnddd rambling.
Advanced Member
Joined: 11/08/08
The definition of insanity is doing the same thing over and over while expecting different results.
I have to Say in this case it is way to late. With all the lies the EA/Bioware spun about having 2.4 million in box sales, 1.7 million active accounts. We all knew it was a large load of BS. The were called on it. Folks would get warning and temp bans for calling out EA for their shenanigan's. Some of us were even told we had tin foil hats on.
We could all see this coming our way, all the warning signs were there. Empty servers, enough hate on the official forums and other mmo web sites.
Now lets get down to the fun factor. My first toon was fun all the way though the end of the story line,so was my second toon. By the time I got my 4th alt to 50 the fun was gone. The main reason why the fun was gone was it was all repeatable quests. Aside from the limited story line arc's all the other stuff was not fun. After running 4 alts to 50 on the empire side, I was in no mood to run another 4 alts on the republic side. What we got was shallow questing and limited questing. Fun if your not running many alts, however once you hit 50 you either raise alts or you grind dailies.
So saying all that free to play only works if 2 things happen. Your players have to be happy, and they have to like what is in the store. Will EA/Bioware be able to copy what Turbine did. That is yet to be seen.
Can EA turn this game around and save it. I doubt it very seriously. I don't think it will be here next year this time.
The reason why I say that is sure it is going free to play, however you have to look at what drove your players away in the first place and fix that. They have not fixed the problem that drove away the players, until you do that your game is going to suffer.
I still have to say this is an example of how not to spend 200-300 million making a game with no substance, it should set a precedent that if you make bad games they will not play.
Advanced Member
Joined: 3/05/10
Too soon ?
Flame me if you want to, but the way SWTOR is designed it never actually had enough mmo content nor replayability value to be a P2P game. Should have been F2P, maybe B2B from the start.
Apprentice Member
Joined: 5/23/10
Violence is the last resort of the incompetent.
I risk being accused of being a troll, but Bill, sites like yours also bear some of the blame why this is happening. I regret to say that just a few months ago, you were giving rave reviews of the game, which were apparently not based on a long enough experience with it. The very concept of an MMO is that it should last for a couple of years at least, so preparing a review as if you are writing about an offline game is simply not working. I mean, you yourself say you don't subscribe to SWTOR anymore, and this shouldn't be happening, if your review reflected the actual state of the game.
Regarding the topic of the article - it is too soon in this case, because even if we believe that F2P was intended all along, then it is a blatant ripoff of those who paid the box price (I admit I was one of them). In fact, I think this is going to cause a lot of damage to subscription-based games, as people will always wonder whether they will turn F2P just a year after release. After all, SWTOR was designed by Bioware and published by EA, companies that are hardly inexperienced or lack funds. If they fail, everyone else can, and the damage to new MMOs trying to be subscription-only will be considerable.
Apprentice Member
Joined: 7/15/08
Originally posted by Osirrus
I've taken the wait and see approach since WoW came out in 2004 (last MMO I bought the box for)......If you can get past the "I have to be first in line" mentality that so many gamers have, it will save you alot of money.....
Novice Member
Joined: 2/17/04
I think this is a great trend, not only for online games, but for life.
Novice Member
Joined: 4/17/10
Sorry, still don't give a crap. Just another case of the devs flipflopping on their intent/direction which is exactly why I never could get into the idea of the game.
Going to have to second the wait and see aproach, especially after star wars, just wait and see, give them a chance to work out the bugs, clear out the over crowding, and gives you a chance to get some reviews that are real, mmorpg does give good previews, but let's face it they are optimists for the most part and should be its good for the community but not always work for you.
Novice Member
Joined: 9/27/09
Originally posted by causs
Actually TOR was suppose to be a f2p game, even devs were saying so. Until all of a sudden one day they made U turn and announced the game will have sub based system.
It seem to be a new trend to release a game with monthly fee, get initial investment (or as much as possible) back through box sales and monthly subs and then switch to f2p.
F2p is just way more profitable for the company, the hybrid model with subs and store at same time works wonders. With the ability to atract both, hardcore players willing to spend money on sub, casuals players and people who just dislike the p2p model because they fell forced to play or the money spent on the sub goes to waste. It's a win-win situation for the company. And couple of hundrad people saying "i quit if..." won't change that, becouse if thats enough for them to quit, they wouldn't be around for long anyway.
"Free" games aren't the same crap it was 10 years ago.
Apprentice Member
Joined: 9/13/09
"A strange game. The only winning move is not to post."
"What I'd rather see though? I'd like to see games start releasing that give us a reason to subscribe every month. And if they cannot do that, when there are so many options on the market, I'd like to see them have the courage to launch from the gate as F2P, and let us decide when and how we want to give you our money. If you give us a reason to, most of us will gladly pony up."
Have to say I agree with this. However until fans AND certain people in the gaming media stop letting their enthusiasm override their pragmatism, and stop treating each new game release as the second coming of Jesus, this ain't gonna f*cking happen. Why? Because companies now know they can release a substandard and/or unfinished product, soak the proles for box sale and possibly lifetime subscriptions and then if the game tanks, free fall into the safety net of free to play and soak players even further by selling them the same shitty game peicemeal.
Also I find your question about how soon is too soon to go FTP irrelevant. WHEN matters f*ck all. The reason WHY the game went FTP is what counts. In SWTOR's case it seems they made a game that didn't offer anything outside the story portion of the game that gamers couldn't do in other longer established games. So once they burned through that content they just went back to where they came from. Going FTP will certainly get new people in to kick the tires and try a spin behind the steering wheel, but unless they make some changes (Dungeons and Dragons Online anyone) those people aren't going to stick around either. It reminds me of when Frank Gibeau of EA said that the reason fro the massive subcription dip was that casual players didn't want to pay a sucbsription. When in fact I beleive that its just the gamers didn't find SWTOR to be WORTH a monthly subscription fee, which is a massive, MASSIVE difference.
"Gypsies, tramps, and thieves, we were called by the Admin of the site . . . "
Elite Member
Joined: 4/08/10
Originally posted by Centhan
Worst analogy ever in the history of analogies.
The freemium model if done right gives you incentive to subscribe but if your not going to play enough to warrent that allows you to pick up bits on the days/weeks you fancy playing.
Its a good idea IF DONE RIGHT, by that I dont mean the LOTRO / TURBINE style extended free trial dressed up as f2p.
Promoting thought a new Gaming video blog http://www.youtube.com/user/quinnthalas discussing games, gamers and the internet with gameplay footage as background.
Spotlight Poster
Joined: 2/27/09
MANY organizations, especially the tech sector, use a pricing strategy where they initially release their product at a high price point to sell it to all those willing to pay, and then gradually decrease the price of the product to hit other markets.
I don't think MMORPGs are any different here. The producers have discovered that they can release a game with a sub (premium price), get all the money from people willing to pay it, and then go F2P to hit all the markets that may not be willing to pay a sub. So I don't think going F2P is necessarily a bad strategy.
Here's the problem with SWTOR though...
They are going F2P in less than a year, which is a VERY SHORT time period for an MMORPG, AND the box price has decreased significantly. This means that people were not willing to pay a premium for the game for any lengthy period of time. I honestly think it's a mark of a poorer product. The market is basically saying "after just a few months, we don't think your product is worth $60 and a subscription."
Are you team Azeroth, team Tyria, or team Jacob?
Elite Member
Joined: 9/26/04
I don't believe that big budget AAA MMO's can be profitable if they start off as F2P. It will simply take too long to recoup the development cost.
The B2P model might work, provided the game sells in the region of 3M to 4M boxes at launch, but that's a very difficult target to reach in the MMO world. Without those hefty box sales at launch, the game will be heavily reliant on the Cash Shop to generate revenue.
With so many AAA games invading the F2P space, older and smaller AAA MMO's will feel the heat. I expect some of them will either close down in the next year or push their cash Shops harder, which will kill them anyway.


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Windows 8 gets fully re-imagined ESPN app to usher in new touch age
Microsoft this week at Build 2012 revealed a re-imagined version of ESPN for the world of Windows 8, including a collection of touch-friendly action. Michael Bayle, vice president and general manager of ESPN mobile, made it clear that their full collection of media - not just sports scores - will be coming to Windows 8. Scores, radio casts, photos, video, and awesome Windows 8 integration is coming up soon. The first look we've ever gotten at this application is right on a tablet - though it's clear that this app is made for all touch surfaces.


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Favorite recent dumbass comment:
Originally Posted by LebenTysonTank
I still believe in "The Truth"
*1 - 2 in sig/av bets*
Blah, blah, general argument about you leeching ungratefully.
Man up, or find a new site.
14-4 Sig Bets
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All hotels in Troutdale, Oregon, United States of America
1 room, 2 adults
477 Nw Phoenix Dr, Troutdale, OR, 97060, United States of America, 855-239-9222
Holiday Inn Express Portland East - Troutdale
Lowest price$137
available on 08/12/15
Best Price Guarantee
No-frills hotel in East Portland with indoor pool
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Main amenities
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What's around
- In East Portland
- Columbia Gorge Premium Outlets (0.3 mi / 0.5 km)
- Troutdale Methodist Episcopal Church (0.8 mi / 1.2 km)
The beds are too hard to sleep. They should invest in better beds.
Quite possibly an unprecedented worst hotel breakfast that I have had in any of my…
TripAdvisor Traveller Rating: 3.5
From 79 reviews
Enter dates to check prices
Hotel Info: 866-539-8117from $137
- Executive Room, 2 Queen Beds, Non Smoking
- Room, 2 Queen Beds, Non Smoking
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At a glance
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Hotel size
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Required at check in
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- Smoke-free property
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Food and drink
- Free buffet breakfast
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- Free weekday newspaper
- WiFi (surcharge)
- Free local calls
Food and drink
- Refrigerator
- Microwave
Holiday Inn Express Portland East - Troutdale's small print
Also known as
- Holiday Inn Express Hotel Troutdale Portland East
- Holiday Inn Express Portland East Troutdale
Children under 18 years old are not allowed in the swimming pool, fitness facility, or spa tub without adult supervision.
Optional extras
Pets are allowed for an extra charge of USD 25 per pet, per night
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.