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The Dangers Of Oversaving – Yes It Is A Word!
29 Jan 2013 | 2 Comments | posted by Alan Moore | in Cash Flow
Every time I type the word oversave into Microsoft Word, the ugly red line appears to let me know the word doesn't exist. But when I type overspend, no red line appears. As a society, we recognize and frequently discuss the dangers of overspending, and yet oversaving is hardly ever mentioned. In a search of Google, overspend has 1,760,000 results, while oversave only has 374,000. Why is that?
I was recently discussing this topic with a group of financial planners. The consensus among these highly skilled and respected advisors is that oversaving isn't a big deal. "So what? They get to retire earlier than expected" was the general opinion of the group.
I believe that oversaving is just as destructive financially as overspending, and is something that we must address. Read more..
Things To Consider BEFORE Co-signing A Student Loan
31 Dec 2012 | 2 Comments | posted by Alan Moore | in Cash Flow
The number of parents and grandparents co-signing student loans is on the rise. As college costs rise, students may be forced to take out student loans in order to afford their degree. Banks and credit unions that issue private student loans typically require a co-signer before they will give a student money, and even some government student loans require a co-signer. Here are some things to consider before you agree to co-sign a student loan.
What does co-signing mean?
Many people have no idea what co-signing a loan actually means. They simply sign their name on the dotted line, and assume the student will eventually repay the loan. Co-signing means you are an equal borrower, meaning it is as if you are personally taking out the loan. You are guaranteeing that the loan will be paid.
So what?
If your child/grandchild can't, or doesn't, make the payments on their student loans, it is your responsibility to pay them off. That 's right… you are on the hook for 100% of the loan principal and accrued interest. Even though you didn't receive or spend the money, you are responsible for paying it back. Read more..
4 Financial Tips For The Sandwich Generation
21 Dec 2012 | No Comments | posted by Alan Moore | in Cash Flow, Financial Planning
We have been hearing alot about the Boomer generation, Gen X, and Gen Y, but I think we will begin to hear more about the Sandwich Generation over time. While the Boomers, Gen X, and Gen Y are classified based on their age, The Sandwich Generation is a life stage that can encompass a very wide range of ages. The term Sandwich refers to being stuck between aging parents and financial dependent children. It represents one of the most financially difficult times that we will experience in our lifetime.
Aging Parents:
Our aging parents were told many years ago that they would be taken care of financially. Combine increasing longevity with much higher than expected health care costs, and you are left with an entire generation that can't afford their lifestyle, no matter how meager. Watching their parents suffer in poverty is simply not an option for most adults, and therefore they contribute to their parents care. Responsibility for expenses such as assisted living facilities, medicare supplement insurance, and even basics such as groceries, have fallen to their children.
Parents have always been responsible for the expenses of raising children, but I'm not sure that many could foresee the level of financial responsibility they would endure. College costs are rapidly rising, and a huge percentage of college graduates are moving back in with their parents. It was only a few years ago that once kids were out of college, they were financially self-sufficient. Now, parents may continue to be responsible for their children, and many are assuming financial responsibility for their grandchildren as well.
The Effect Is No Retirement Savings:
Parents that planned to save for retirement after their kids were out of college have found themselves unable to put extra money away. Combine the financial responsibility of taking care of parents and children, and many are left taking on debt and/or decreasing their lifestyle.
What Can You Do?
The thought of moving mom into a government funded facility, or telling your unemployed college graduate that they can't move home, is just not going to happen. There are some steps you can take however to protect your own financial future.
1. Continue saving for your own retirement
Have a plan in place so that you can retire comfortably. Continue saving into your 401(k), or other retirement plan, and do not even consider stopping.
2. Make a spending plan
After you know what you need to be saving for retirement, make a spending plan so you know how to divide up the remaining money. Earmark a certain amount for your parents, and another amount for your kids. Although you may have a difficult time communicating with your aging parents about how much you can contribute, you can certainly tell your kids what they can expect.
3. Put EVERYTHING in writing
If your child moves home and agrees to pay rent, draw up a lease and have them sign it. If they are expected to buy their own groceries, write it down and have them sign it as well. The benefit of putting everything on paper is it ensures everyone is on the same page about expectations. If you just assume they will pay rent but never discuss it, it isn't exactly fair to be upset when they don't!
4. Learn to say "No"
Saying no to your parents and/or kids is incredibly hard. But once the basic necessities are paid for, you have to be willing to say no to additional expenses. Parent wants to go shopping for some new clothes? Kids want to skip paying rent so they can take a spring break vacation? Tell them no… I bet they won't be nearly as offended as you think. It may be a "this is going to hurt me more than it hurts you" type of situation.
In the end, if you don't find a way to take care of your own financial future, you will end up being a financial burden on your children. If you aren't too thrilled with the difficult position you are in with your aging parents, do your best not to do the same thing to your kids. The greatest gift a parent can give their child may be to remain financially independent.
Are you in the sandwich generation? How are you handling the limited money and seemingly unlimited expenses? Would love for you to share how you are managing!


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Article ID: 883 - Last Modified: December 4, 2010
I recently regenerated the Glide grid for a target, using a different ligand length. With the new grid, my old docking pose was not found. Why is this?
In Suite 2009 Update 2, the force field used to generate the grid was changed from OPLS_2001 to OPLS_2005. If you generated the grid with the new force field, this could influence the results. Changes in grid parameters such as grid center or size can also influence the results. Usually, these variations are significant only for poor binders, where there isn't a strong basin of attraction. Glide docking involves complex numerical algorithms, so there will always be some dependence on initial conditions. However, if the target hasn't changed, altering the grid size shouldn't change the grid potentials much, if at all, because the grid is generated from the entire target, not just the part inside the grid box.
To check whether the problem is the ranking of the poses, you can try generating multiple poses per ligand, and comparing the poses found. Or you could try running a score-in-place or refine job on the older pose to see how its GlideScore compares with the scores of the newer poses.
Keywords: Grid size, docking pose
Type the words or phrases on which you would like to search, or click here to view a list of all
Knowledge Base articles

subset: commoncrawl


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Unity and Obedience
In Exodus 24, the Israelites may not have agreed on the details, but they chose to agree on one basic thing: obedience.
One In Spirit at Compassion
We need men and women who are one in spirit and who share our vision and mission.
Assigning Blame? We're Done with That!
Our Philippines office used to play a unique game of volleyball. But, it wasn't a ball they would toss to one another – it was blame!
One and Being One
"One" means solitary, yet in contrast, "being one" means united in purpose. Individuality gives us an identity, but identifying to a common purpose takes extra effort, sacrificing individual identity to work toward common good.
Do Not Judge One Another
What does it mean to have a critical spirit? How is a critical spirit different from a critical mind? How do we develop a criticism that doesn't judge but strengthens instead?
Care for One Another
What is preventing you from being real in all of your relationships? Have you been wasting time looking at the lepers hearts in others while forgetting the leprous heart inside yourself?
Live Out Love
The Director of our Child Sponsorship Program, Emily Sarmiento, explains how to live out love in devotion to one another and the important role that loving one another "on purpose" plays in building unity in our personal and corporate relationships.
What Is Christian Oneness?
Oneness is a blessing in itself, but Christian oneness has the higher purpose that Jesus prayed for — "that the world may believe."
The Healing Power of the World Cup
Haiti, which is still digging out from the catastrophic earthquake that struck in January, did not qualify for the 2010 World Cup. But the Haitian people badly need a team to root for to lift their spirits, and most are cheering for the powerful Brazilian team.


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Come on, enjoy some Tennessee Honey!
If Stokes keeps this nonsense up he'll end up just like Custer, but it will the Feds that get him not the Indians. He is a basic stupid and ignorant individual.
The tribe needs to have another Custers last stand with the Escambia Commish!
Who does this Maddox think he is, sends correspondence on school stationery without even a review by the entire Board. The "city board is in control" if that was the case the State would not have been in Birmingham for several months.
Based on Maddox attitude and approach to the problem the State needs to take control and make it perfectly clear to Maddox who is in charge of putting the pieces back together and give the kids a good education.
Wonder what Maddox real problem is?
Quite apparent the mayor doesn't where his authority ends. This deals he cut is $73K the next one could be for $7.3 M.
The Bonds that are being sold by the State are backed by annual Federal Transportation Project Funding.
The costs are thus 80% Federal Funding and 20% Local Funding. If projects are not using Bond Funds then the Local Funds will probably be matching funds not 20%.
Projects are needed, however JeffCo will have to come up with $3.5 M as their share of the costs.
This act of stupidity and basic ignorance would almost be funny if it wasn't so pathetic.
Two things to consider, first, the State is already $5 Billion in Bond Debt; second, gambling will provide significant revenue to the State, however dumping this revenue into the General Fund will really open the gates for spending. What this revenue is to be used for should be specifically set forth in the Legislation allowing gambling.
The next to last sentence in the article will be key to GO borrowing, "taxes specifically pledged to pay debt service".
Lenders are not going to want to see "new" tax funds dumped into the General Fund without the Debt Service Payment set aside.
Transfer $67M from the Trust to General, pay Health of $30M, leaves $37M from the Trust in the General for spending on items other than Education.
Rob Peter to pay Paul?
In this case it is rob the kids to pay for God knows what!
The Code of Alabama Section 40-23-5 Certain Organizations Exempt from Sales and Use Tax.
AL State Law is responsible for who does and doesn't collect sales tax. Just because it is a "non-profit" doesn't mean it doesn't collect sales tax.
Sounds more like the elected officials trying to point the finger of getting new business away from them as to what businesses should be allowed to open.
How about we skin these PETA nuts and make our shoes out of their hide. The rest of the carcass is worthless.
Personally, I believe an Orbiter should have gone to KSC, Manned Space Houston, MSFC Huntsville, and Southern Calif. These are the areas with the Shuttle Team that designed, built, launched, flew and landed these Proud Birds.
I wonder if Stokes would get a "hair cut" if he went on the reservation land?
Too bad he, not the Indians, is going to be responsible for the loss of jobs and revenue.
His attitude sounds like that of Gen Custer.
They may have advanced degrees and worked for NASA/DOD but their ignorance and arrogance overshadows all this. I have several advanced degrees and worked our Nations Space Programs for 40 years and inspiring kids to become American "Rocket Scientists" was the goal of most workers. Not break up their day to show the hard work and knowledge they invested in their rockets.
I have filed a formaL complaint with National Geographic as to the action and behavior taken by this group.
They may have advanced degrees and worked for NASA/DOD but their ignorance and arrogance overshadows all this. I have several advanced degrees and worked our Nations Space Programs for 40 years and inspiring kids to become American "Rocket Scientists" was the goal of most workers. Not break up their day to show the hard work and knowledge they invested in their rockets.
I have filed a formaL complaint with National Geographic as to the action and behavior taken by this group.
A lot of comments could, and probably will be made about this action. However, maybe a simple Thank You for having the faith in this community and residents to rebuild is all that is needed.
Maybe Obama can find another Solyndra for the space program. Significant increase for commercial contracts equals significant contributions to Obama.
Another attempt as Obama pursues his goal of destroying this country.
I'll never forget Wednesdays from 1958 to 1960, that was my school's day on American Bandstand.
Dick Clark made it a point to talk to us before the show and at least twice each show he would sit in those flimsy stands with us.
Rest in Peace America's oldest teenager, you will never be foregotten!


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By Terri Moon CronkAmerican Forces Press Service
WASHINGTON, April 19, 2013 Senior Defense Department officials outlined for a congressional panel this week what President Barack Obama's fiscal year 2014 defense budget request means for personnel programs for the active force, National Guard, reserves and civilian personnel.
Appearing before the Senate Armed Services Committee's personnel subcommittee were:
-- Jessica L. Wright, acting undersecretary of defense for personnel and readiness;
-- Frederick E. Vollrath, acting assistant secretary of defense for readiness and force management;
-- Richard O. Wightman Jr., acting assistant secretary of defense for reserve affairs; and
-- Dr. Jonathan Woodson, assistant secretary of Defense for health affairs and director of TRICARE Management Activity.
"The president's plan implements and deepens the commitment to the new strategy, which meets [the Defense Department's] needs in a complex security environment," Wright said. The … budget request includes $137.1 billion for military personnel and $49.4 billion for military medical care, which add up to about a third of the base budget request, she added.
Wright also noted that the budget proposal was assembled in the face of "extraordinary" fiscal and budget uncertainty.
The March 1 sequestration order called for a nearly $41 billion reduction in DOD's [fiscal] 2013 budget in the middle of the fiscal year, and the department faces substantial additional cuts of about $52 billion per year in fiscal 2014 and beyond, Wright said. Fiscal 2013's sequestration cuts would also have major effects in fiscal 2014, she added.
But despite those challenges, Wright said, it's possible to sustain "for generations to come" the all-volunteer force that has a proven record of unprecedented success in operations around the world.
"Our people are the department's greatest assets, and we will continue to be the most powerful military force in the world by building and sustaining this extraordinary total force," she said. "We must build the most appropriate total force by actively recruiting and retaining the best people for the mission with the appropriate level of compensation and benefits. Building and sustaining the right balance also requires [ensuring] constant vigilance of readiness."
Wright outlined a "reflection of efforts" to better build, support and transition service members, and noted recent military policy changes and accomplishments, such as women in combat units and same-sex partner benefits. She also presented an overview of programs in sexual assault prevention and response, suicide prevention, tuition assistance, transition assistance and military overseas voting.
Vollrath told the senators that as DOD transitions from more than a decade of war, it is challenged to manage a total force with significantly reduced funding while maintaining operational readiness and capability.
"Potential furloughs, a current hiring freeze and reduced end-strength will create additional challenges and reinforce the need take a hard look at our programs and priorities and implement reforms and initiatives that achieve … maintaining operational readiness during this period of fiscal uncertainty," he said.
U.S. forces are globally postured to conduct counterterrorism, stability and deterrence operations, maintain a stabilizing presence, conduct training to enhance national security relationships, and provide crisis response to protect U.S. interests, Vollrath said.
"Regrettably, the impact of sequestration will likely reduce readiness," he added, "through reductions in maintenance, operations and training, and indirectly through effects on the accessions and training for personnel and the production pipeline for equipment. This is especially worrisome, as it may take years to recognize the shortfall, and even longer to mitigate or correct."
Vollrath said DOD's specific concerns include managing stress on the force, the return to full-spectrum training, ongoing operations preparation, resetting equipment, and budget austerity and uncertainty.
"A high operational tempo over the past decade, coupled with the recent budget cuts, magnified the risk of an imposed mismatch between the size of our military force and the funding required to maintain readiness," he said. In the next year, DOD will identify elements such as critical readiness deficiencies and risks, and identify and put in place mitigation options, he added.
Vollrath said the budgetary challenges that face DOD include active-duty recruiting and retention to sustaining the ROTC, military pay and benefits, basic housing and family programs.
As part of total force management, DOD is dedicated to a mix of active-duty service members and reservists, civilians and contracted services to give commanders the capabilities and readiness they require, he said.
"We will ensure that our total force is sized and shaped to perform the functions and activities necessary to enable our capabilities and achieve our missions," Vollrath said.
DOD's use of the reserve component over the last decade has created a "new normal," and while a volatile international security environment persists, a constrained DOD budget for the foreseeable future will put more burdens on training, equipping, recruiting and retaining the total force in fiscal 2014 and beyond, Wightman told the subcommittee.
"The reserve component as part of the operational total force makes business sense" as a force multiplier to the active-duty force, he added.
Wightman told the panel that reserve recruitment continues to grow, and retention remains a high priority. "Success in recruiting is essential to maintain the strength necessary for the Reserve Components to achieve their assigned missions," he said.
Wightman pointed out that DOD's Employer Support of the Guard and Reserve office has a mission that is "particularly relevant in an era of increased reliance on the reserve component to conduct worldwide combat operations and provide humanitarian response." But because of sequestration, he added, the awareness of vital ESGR programs for Guardsmen and reservists might decrease, in addition to ESGR's efforts to ensure employers and their reserve component employees are aware of their rights and responsibilities under the Uniformed Services Employment and Reemployment Rights Act.
Wightman also emphasized the need for continued medical collaboration between DOD and the Veterans Affairs Department to fulfill "sacred responsibility of caring for those who have fought for our country," he said.
"We need to reach an even deeper level of cooperation to better meet the needs of those who have served our nation in uniform, especially our wounded warriors," he said. "It is a great priority for [personnel and readiness] to continue to strive to achieve our joint vision of a seamless 'single system experience of lifetime services.'"
DOD and VA, he added, have made many important changes to the system of care for wounded warriors, service members, veterans and their families. "But clearly, there is considerably more work to be done, particularly to meet the needs of the post-9/11 generation of warriors," he said.
Woodson told the senators that the health and medical readiness for service members' deployment is a top priority, and he emphasized the importance of wounded warrior care. "We have a special obligation to our wounded warriors," he added, "and their care will continue uninterrupted regardless of any fiscal challenges."
But Woodson acknowledged that rising costs of the TRICARE health care plan, which began in 1996, are a serious challenge for DOD.
"Health care costs have grown substantially since 1996, while retirees' families' out-of-pocket expenses -- including enrollment fees, deductibles and cost shares -- [have] only grown by 30 to 40 percent," he said.
DOD officials want to rebalance the cost share for working-age military retirees and make other cost-saving changes in the fiscal 2014 budget, he added. And even with those cost-saving adjustments, he added, TRICARE will remain one of the best medical benefits in the United States.
Woodson added that a series of strategic price reduction initiatives is underway that will save DOD about $60 million a year, and the department also is cutting administrative overhead costs in the Military Health System by streamlining processes, reducing unnecessary reports, studies and commissions, and initiating other actions that will result in more than $200 million in reduced personnel and contract costs each year.
As the hearing neared its end, Wightman summarized the Pentagon's position.
"We must be vigilant in our efforts and resources to ensure that we provide all the necessary recruiting, training, support and transition tools for success," he said. "The department is committed to our service members' success. Whether it is on the battlefield, at home with their families, or after they have faithfully concluded their military service, we are committed to preparing service members for whatever challenges they may face from warrior to veteran. They deserve no less."
Related Sites:Submitted Testimony (Follow Link and Click on Individual Names)Special Report: Fiscal Year 2014 Defense Budget Request


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CANTON, NY – Shannon Smith netted one goal and assisted on another to propel the fourth-ranked St. Lawrence University women's hockey team to Sunday afternoon's 3-1 ECAC victory against No. 8 University of New Hampshire at Appleton Arena.
St. Lawrence (18-6-3, 14-4-2) took a 1-0 lead on an Amanda Sargeant power-play goal with seven seconds remaining in the first period. Shannon Smith, who set up Sargeant's tally, extended the advantage to 2-0 at 9:12 of the middle stanza.
New Hampshire (15-14-0, 11-9-0) trimmed the deficit to 2-1 on an Allison Edgar (Brigden, Ont.) unassisted tally at 15:28. Edgar intercepted an attempted clearing pass inside the blue line and fired a wrist shot into the upper-right corner.
The Saints re-established a two-goal lead, 3-1, at 11:21 of the final frame when Chera Marshall redirected Gina Kingsbury's centering pass into the net.
With St. Lawrence whistled for too many skaters at 18:02 of the third period, UNH called time out. The Wildcats, previously, 0-for-2 on the power play, also pulled goaltender Jen Huggon (Plymouth, Mass.) with 1:20 remaining. Another SLU penalty gave the 'Cats a 6-on-3 advantage for 39 seconds, but the home team preserved the two-goal cushion.
Huggon, who set the UNH record for saves in a singe season during Saturday's game at Cornell, stopped 30 shots to increase her record total to 729.
SLU's Rachel Barrie registered 24 saves.
New Hampshire returns to action Feb. 24 (2 p.m.) at Yale University. The next home game for the Wildcats is March 3 against Brown. Game time at the Whittemore Center is 7 p.m. Senior Day is March 4 (3 p.m.) vs. Harvard.


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He is making reference to the perceptions of the experts before this season started. Not at the time of the actual draft.
Before this season, Sanchez had taken the Jets to the AFC Championship game and Freeman had come off of a great season and it looked like he was due for a big leap forward. Stafford, on the other hand, was coming off of two straight seasons where he finished up on IR and every sentence that was being written about him had the phrase "If he can stay healthy".
I really believe that some things are being held back in anticipation of the Monday night game. At the end of last year, Suh was standing up and moving across the line. How many times has that happened this year? None that I can recall. By holding it back for the first four games, it's 'not on tape' for the Bears to really work on.
The MNF game has been circled since the schedule was announced. It is what everybody was pointing to as the coming out party for the new Lions. I don't think most people thought the Lions would be 4-0 at this point, and getting the national attention that they are, so the MNF game was probably planned to show the nation what Lion football had turned into. So I think we will see Suh standing and moving around, some expanded blitz packages, and maybe getting Calvin involved in the running game this week with an end around. Things that haven't been displayed so far this year. This should be a fun game to watch.
Not to knitpick but it was Sammy Stroughter that returned the kick, not Spurlock.
Excellent recap Justin
Same jersey as in a Lions jersey...not the number 20 like Barry.
Corey Williams will be 31 when the season finally starts. Picking DT at this spot is just the same as picking OT to replace Backus. I doubt any offensive lineman would have plugged right in as a starter this year as the Lions were happy with the play they got from those guys. Peterman was disappointing but was injured for much of the year. The Lions must feel that Cherilus will be fine and no rookie was going to come in and replace Backus, Dom, or Sims.
I can see the Lions playing Fairley and Williams/SLH in the middle on passing downs and leaving Suh to stand up and pick his spot to rush like they showed last year. This will be a nightmare situation for other teams since they shouldn't be able to setup a double team blocking scheme on Suh if he is moving around. I was shocked when this pick was made, like most people probably were but as I thought about it overnight, this is an amazing pick for the short and long term.
Nope...I am a Michigan fan living in Colorado. I have no ties to him whatsoever except that I have seen him play. Again, he has NO SAY in who he covers on a week to week basis. And I don't believe for a second that Mayhew and Schwartz are short string either. The Ford family are 100% behind both of them and one bust wouldn't spell doom for either of them.
Sorry, you are just clueless. No one player is above the scheme and if he would have went to the coaches and told them to alter the scheme to suit him, then he would be branded a troublemaker and a diva. You can call it an excuse or whatever you want but the kid did EXACTLY what his coaches told him to do. If he goes out and shuts down the other teams #1 guy, then they would just go to the other receivers.
I live in Colorado and saw CU games on a regular basis. The defensive scheme kept him on the right side. It wasn't his choice to protect his stats. He did what the coaches told him to do. Here's a nice article http://www.cubuffs.com/ViewArticle.dbml?DB_LANG=C&ATCLID=205143186&DB_OEM_ID=600
Scouts Inc seems to think he is a pretty good person and doesn't hold mistakes from 2007 against him. "Quiet and reserved. Leads by example. A very respectful individual to everyone involved in the athletic department. Active in community service."
It's my understanding that Smith's 'arrests' were Minor in Possession..... possessing a beer after he turned 18 and being in a bar before he was 21. That is almost every kid except most don't get caught so nobody knows about it. And a positive marijuana test back in 2007. That isn't good but that was 4 years ago as a freshman. I'd be pretty certain that Matthew Stafford drank a beer before he was 21 since I have seen him in a few pictures posing next to a keg.
So how much stock do you put into this guy if he doesn't even know when the draft is? The Scouting Department section of NFP website says 2011 NFL Draft April 21st, 2011. You'd think that knowing when the actual draft was would be a pretty high priority for this guy..lol
If you are a Kid Rock fan, the album is available through amazon for only $3.99. It's got a country/mellow feel to it. Definitely not like KR albums of years ago but I appreciate the support he gives to Detroit and Michigan, so I picked it up.
I think Mayhew trading away the 5th and 6th rounders has something to do with the draft format this year. He knows that the 2nd and 4th round picks are going to be more valuable because teams will be able to redo their boards Thursday and Friday nights. So the Lions will be listening to multiple offers after the 1st and 3rd rounds are complete. It's pretty easy to envision trading down from 34 a few spots and picking up an extra 4th or 5th. Same thing with the 4th round pick. I really think the Lions are still going to end up with picks in every round by the time all is said and done.
Being a scout for the Lions has got to be one of the best jobs in the world. There is no accountability for ranking players too high or low. No backlash from fans because everybody blames the GM or Coaches. You can have 5 horrible drafts in a row but keep your jobs because you had the insight to rate Calvin Johnson the best player in the 07 draft and he is a superstar now.
Then you have the new coaching staff and GM saying that they aren't going to worry about a grade for 3 years on the most recent draft! So there's another 3 years of job security! By that time Matthew Stafford might be ready to start a game and then they will need two more years to evaluate a grade on him. More job security! That should be more than enough time to find another great player with a top 3 pick and start the cycle again.
My wish list for the 3rd round tomorrow....
3A - Trade back, pick up 5th rounder. DJ Moore/Gilbert
3A - If no trade - DJ Moore
3B - Brinkley/Duke Robinson
5 (if trade is made) - Johnny Knox (wr/kr/pr)
Heaven forbid the Lions draft a player that is actually ready to play. I would feel horrible being a season ticket holder knowing that management is basically saying "wait till next year" again.
I hate rooting for this team
Nobel.... A better question might be list all the NFL teams that strictly run a pro style offense. Every NFL that I have seen runs a spread offense. Even if the QB is under center and they are in a 3 wide formation, that is considered a spread offense because you are spreading out the defense. You'd be hard pressed to find any teams that do not run a spread from a shotgun formation many times per game. Teams like Indy, NE and N.O. probably run it more than half of the time.
Spread, system whatever...all overrated when it comes to evaluating QB's. Now if we are talking about a single wing or option offense, then sure it matters.
See, this just doesn't make any sense. Condon works for Stafford. If Stafford really isn't about the money (like he says) and wants to come to Detroit (like he says), then why hasn't he told Condon to quit the BS and do the deal? One of them is obviously trying to stick it to the team and if it's Condon, then Stafford needs to step up and show he wants to be here instead of trying to squeeze a few more kegs of beer out of the Lions.


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Hi! I want to say "thanks" if you watch FOX 13's Live at Five and FOX 13 News at Nine .. and if you don't - why not check it out!?
My name is Hope Woodside - I am the female half of Utah's longest running news team - but don't jump to conclusions that we are the OLDEST news team!:) I am a native of Chicago but have been living here since 1995 and love it.
I adore the ski slopes, great restaurants, awesome people, Sundance film festival, golf courses, beautiful National Parks and lots of animal lovers - and great theatre from Salt Lake's Acting company to Park City's Egyptian theatre - you can always find a great show and even better talent! Utah has something for everyone.
I'm proud to be affiliated with FOX 13 - Our station works with Utah's American Cancer Society. Each year, FOX 13 sponsors the Making Strides Against Breast Cancer Walk - we raise money for breast cancer research and programs for people who have breast cancer. Thousands of people descend on Liberty Park in Salt Lake City and we walk together - share stories, and laugh. We also take the time to remember and honor those who have won and lost the fight against this disease. Please come join us - you can find information in the Health section of this web page!
In 2011 I was honored to be named Salt Lake's "City Weekly Best TV Anchorwoman!" You have no idea how grateful I am for fourteen years of support from wonderful people who watch and vote! THANK YOU!
Feel free to email me - I would love to hear from you - Hope.


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Ideal for lighting up your desk area or workstation, this clamp-on lamp has a sleek chrome finish. Features an adjustable gooseneck so you can refocus the LED light wherever you need it most. This canister style desk lamp is a stylish way to light a small space.
Shipping and Delivery Information - For item EUP9606 if ordered by 1 pm Pacific Time


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Garden Seating
Everyone needs a special place to relax the garden! Whether you want a large area for entertaining, seating for four or a place to enjoy the solitude, we can create your own secret garden. Garden benches, stone seats or wooden chairs each chosen to reflect the unique style of your garden. Here are some of the garden seating areas we have designed.
garden seating
For more ways to enhance natural contemplation, check out our photo gallery of fountains and water features, too.


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Crypto-Judaic Studies
Society for Crypto-Judaic Studies
June 1, 2009
The Society for Crypto-Judaic Studies was founded in 1991 in order to foster research and networking of information into the historical and contemporary development of crypto Jews of Iberian origin. Membership is open to anyone who is interested in this fascinating area.
The Secret Jews of the Southwest
May 18, 2009
EL PASO, Texas (JTA) -- Three strange things happened to Rabbi Stephen Leon the first week he moved here in 1986 to lead Congregation B'nai Zion, the Conservative synagogue in this border city.
The visitor made a most unusual request...How the Crypto Jews of El Paso Transformed My Work
March 1, 2007
I will never forget her wrinkled, glistening elderly eyes. It was a beautiful spring day in 2001 and my secretary informed me that there were three people who had just rushed into the Synagogue and insisted on seeing me immediately.
El Paso and Ruidoso: Centers of Learning for Anousim
January 1, 2007
As I was called to an aliyah at El Paso's B'nai Zion synagogue, Rabbi Stephen Leon stepped back from the bimah. His place was taken by a New Mexican grandmother, Lupe Ramos. She proceeded to chant the parashah with skill and confidence. Lupe Ramos is one of a group in America's Southwest known as Anousim, Hebrew for "the forced ones." She is a descendant of Spanish and Portuguese Jews forcibly converted to Catholicism during the Spanish Inquisition in the 15th and 16th centuries. After more than five centuries, she and others like her have returned to Judaism.
Anousim Conference Meets in El Paso
September 1, 2005
Just two weeks after SCJS held its annual conference in Miami Beach, a similar conference convened in El Paso, TX, August 19-21. Titled "The Sephardic Anousim Conference," it was hosted by local Congregation B'nai Zion.


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Latest Headlines
Goalie Controversy in Pittsburgh??….Not so fast Pens fans
Posted on 16 Oct 2010 by Michael Waterloo.
In a City where winning is the only way to play, starting off at 2-3, including a 1-3 record in the brand new $321 million Consol Energy Center is anything but a solid start for the 2010 Pittsburgh Penguins. When a team with two of the top players in the world in Sidney Crosby and Evgeni Malkin and has such high expectations starts off this poorly, someone has to take the blame. It won't be...
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The 2010-11 season in a nutshell
Posted on 13 Sep 2010 by Amit Mann.
NHL training camps are set to unfold this weekend so you know what that means, it's prediction time! Offensively, a healthy Malkin and the POSSIBLE promotion of Jordan Staal to the second line, should give Pittsburgh enough to equal, if not score more goals than last season. Crosby should be up to his old ways and my gut tells me Mike Comrie is going to have a great year along side the co-Mau...
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A new look to this years Pens
Posted on 6 Sep 2010 by Amit Mann.
After falling to the surprising Montreal Canadiens, the Pittsburgh Penguins had two objectives: 1.Get stronger on the wings 2. Improve defensively Defensively, they certainly got better. Paul Martin and Zbynek Michalek are quality defensemen that both bring different, but effective styles to the Penguins back end. Martin is the puck moving defenceman they needed with the departure of Sergei Gon...
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Pens bolster D
Posted on 7 Jul 2010 by Amit Mann.
After a sub-par performance in the past seasons playoffs, Ray Shero knew his d-core needed an upgrade and when July 1st came around, he went right to work. The finishing product resulted in Paul Martin and Zbynek Michalek coming to the Pens which will surely boost a shaky back-line into a playoff ready contender. Both also signed five year contracts which will allow Pens fans to get very famili...
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Penguins sign D Paul Martin
Posted on 1 Jul 2010 by Black&Yellow.
Ex-Devils defenseman, Paul Martin, has signed with the Pittsburgh Penguins to a 5 year, $25M deal. That makes a $5M cap hit. Martin is a 6′1 20 pound left-handed defensive defenseman that was forced to pass up a chance to play for team USA at this year's Olympics. He broke his arm against the Penguins on October 27, 2009 and only played in 22 games last season. Martin notched 2 goals and 9 as...
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Penguins Sign D Zbynek Michalek
Posted on 1 Jul 2010 by Black&Yellow.
Ex-Coyotes defenseman, Zbynek Michalek has signed with the Pittsburgh Penguins for 5 years at $20M. That's a $4M per year cap hit. Michalek is a 6'2 210 pound right-handed Czech Republic Olympian. In 72 games, Michalek notched 3 goals and 17 assists in 2009-2010. He was a +5 last season Zbynek is a defensive defenseman and appears to have placed Mark Eaton. He is half of the Pens new shutdown d...
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Pens Acquire Rights to Hamhuis
Posted on 25 Jun 2010 by Black&Yellow.
Just before the Blackhawks announced their trade of the 30th pick, Flyers GM tapped Ray Shero on the shoulder and wanted to talk. This was forgotten in the midst of the CHI and NYI trade and 30th pick. After it was all said and done, the Pittsburgh Penguins acquired the rights to defenseman Dan Hamhuis. The Pens traded their 3rd round pick in 2011 to Philadelphia, hoping they can sign Hamhuis t...
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Penguins Select RW Beau Bennett
Posted on 25 Jun 2010 by Black&Yellow.
For the 20th pick in the 2010 NHL Entry Draft, the Pittsburgh Penguins select… After waiting 2 hours and 43 minutes, Ray Shero and the Pittsburgh Penguins selected right-winger Beau Bennett. The 6'1 right handed winger seems to be Sidney Crosby's future winger. Committed to Denver University for the 2010-2011 season, Bennett scored 120 points in the BCHL last season. He notched 41 goals a...
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Pens busy in the lead up to free-agency
Posted on 23 Jun 2010 by Amit Mann.
The Penguins have been busy the past few weeks, signing plenty of young talent while deciding to keep a feisty veteran around for at least three more years. For starters, Matt Cooke was signed for three years with an average of $1.8 million per season. While he may not be the biggest scorers (15 goals last season), he has proven his worth in the playoffs with his aggressive play and excellent p...
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Sign or Let Walk: Pens Free Agent Analysis
Posted on 16 Jun 2010 by Black&Yellow.
Currently signed players through 2010-2011 season include: (according to CapGeek) Sidney Crosby $8.7M Evgeni Malkin $8.7M Marc-Andre Fleury $5.0M Jordan Staal $4.0M Brooks Oprik $3.75M Chris Kunitz $3.725M Kris Letang $3.5M Alex Goligoski $1.83M Pascal Dupuis $1.4M Max Talbot $1.05M Eric Tangradi $845,833 Mike Rupp $825,000 Eric Godard $750,000 Tyler Kennedy $725,000 Brent Johnson $600,000 Cra...
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Malkin staying put, Staal however…
Posted on 21 May 2010 by Amit Mann.
According to the Pittsburgh-Tribune Review, two sources have confirmed that Evgeni Malkin will not be traded this off-season from the Penguins. Malkin, who is coming off career lows in points, game and goals in the 2009-2010 season, has four years left in a contract that pays him $8.7 million. Jordan Staal has not been said to be off the trading-block which makes one assume he could be in a dif...
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Pens next steps
Posted on 13 May 2010 by Amit Mann.
There is not much to say about game seven between Montreal and Pittsburgh. One team came to play at 7:00pm/EST and the other around 8:30. Pittsburgh turned the puck over regularly in the first period and for a portion of the second while Marc-Andre Fleury continued his unspectacular play before being pulled in favour of Brent Johnson. When Pittsburgh did start playing their brand of hockey it...


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Badklatt ft. Cookie Monsta – Fishy Finger Guns
A little dubstep for you guys today! The first time I heard this was on Cookie Monsta's Daily Dose of Dubstep mix way back in February and was floored. Now "Fishy Gun Fingers" has finally been released and it's huge! Massive song with huge bass, but what else would you expect from Badklatt and Cookie Monsta. Now you're probably asking what Fishy Finger Guns are… well the video posted below is the reason behind the song title, it was taken at last years Dubstep Awards… warning NSFW! Enjoy!
Cookie Monsta: Facebook|Twitter|SoundCloud
Badklatt: Facebook|Twitter|SoundCloud


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- Summer Life in Whitley County
SOUTH WHITLEY — What started out as a dream for Hugo Fox became a reality in 1949 as he established a Bassoon manufacturing company in South Whitley.
Hugo had played the bassoon for the Chicago Symphony from 1922 to 1949 and had dreamed of creating his own version of a bassoon for years.
It took two years to get up and running in the Bassoon business, but by 1951 Fox Products was producing twelve instruments a year.
The company has grown exponentially since then, now producing over 100 instruments a month. Most of the instruments are bassoons, but Fox Products also produces contrabassoons, oboes and English horns.
Last week, more than 40 people with the Columbia City Rotary Club were treated to an after-hours tour of the Fox Products facility courtesy of longtime bassoonist expert Erich Zummack, who has been with the company more than 22 years.
To read the rest of this story, see the Oct. 1 issue of The Post and Mail. Don't have a subscription? Call (260) 244-5153 or subscribe to our e-edition. For breaking news, sports updates and additional coverage, bookmark the homepage and find us on facebook and twitter.


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BROCKWAY – The Élk County Catholic Crusaders advanced to the District 9 Class A championship game by defeating the Clarion Bobcats by a 2-0 score in a semifinal game played at Brockway Area High School.
The Crusaders will play the Coudersport Falcons, 6-4 winners over the Brockway Rovers, on Thursday at a site and time to be announced.
BROCKWAY – The curtain came down on the 2011 softball season for the Lady Crusaders of Elk County Catholic on Tuesday afternoon when they were defeated by the Clarion Area High Lady Cats by a 9-7 score in the District 9-A semifinals at the Brockway field.
The Lady Crusaders trailed 9-2 going into the top half of the seventh inning and made a gallant effort to pull the game out, cutting it to 9-7 with two runners on bases before the final out of the game was recorded to give the Lady Cats a hard-earned 9-7 victory.
JOHNSONBURG – The Johnsonburg varsity and junior high track and field teams were honored with a banquet Tuesday night at the Johnsonburg Fire Hall.
Varsity head coach Rene Timm introduced the coaching staffs for both varsity and junior high. Timm was assisted by Brent Barraclough, Curt Breakey and Holly Morelli. The head coach for the junior high team was Dan Carnovale and Mike Haight was the assistant junior high coach. Robin Dubler was the booster president. Pat Polaski is vice president and the board was joined by Pam Anderson, Cindy Miller and Donna Shuey.
Paul C. "Ladd" Stahli, 88, of Oak Street, Johnsonburg, died Sunday, June 5, 2011 at UPMC Hamot of Erie after a brief illness.
He was born December 24, 1922 in Ridgway, son of the late Paul J. and Helena A. (Kilhoffer) Stahli.
On October 11, 1947, he married Florence "Sisser" (Yonker) Stahli, who preceded him in death on March 26, 2001. Â
Stephen Dee (Reno) Burfield, born Sept. 18, 1942 in DuBois, died Monday, May 16, 2011. He was the son of the late Darrell I. and Lillian R. (Swanson) Burfield-Gehman. Step- son of Ardell Gehman.
Steve was a 1960 graduate of Ridgway High School, Ridgway, PA. Upon graduation, he enlisted in the U.S. Navy and served as a crew member on the U.S.S. Constitution (Old Ironsides). Also, U.S. Naval Station, Keflavik, Iceland, and Headquarters of U.S. Naval Forces Europe, London, England.
Lucille C. "Lucy" Deemer, 78, of Pinecrest Manor and formerly of 108 Irishtown Road, Kersey, died on Saturday, June 4, 2011 at Pinecrest Manor.
She was born May 2, 1924 in Johnsonburg, a daughter of the late Oran and Elizabeth Silvis Corbet. On March 24, 1944 in Brookville, she married the late Charles Lee Deemer Sr., who preceded her in death on October 17, 1976.
George R. DiNardo, 88, formerly of 707 First Ave., Johnsonburg, died Sunday at Elk Haven Nursing Home following a lengthy illness.
He was born Feb. 13, 1923, in Johnsonburg, son of the late Raphael and Serifina (Marrone) DiNardo.
He married Margaret (Mitzie) V. Geci on Nov. 28, 1946 in Sacred Heart Catholic Church in St. Marys. She preceded him in death on June 2, 1970.


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SuperStreets 2.5" Straight - Straight to Curve Connector (4)
6-21261 | Price: $11.99
Needed to make smoother transition between any straight roadway and either D16 or D21 curve roadways.
Tapered flange grooves to connect a straight and curved roadway.
Gauge: Traditional O Gauge
Dimensions: 2.5" Straight
Lionel Signature Edition Volume One 2010


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David Tomita wants a dual title — that of a county/city commissioner. The Johnson City banker would like to be a decision maker at both the Jonesborough courthouse and at the city's Municipal and Safety Building.
Tomita, 51, currently serves on the Washington County Commission. He is also a candidate for the Johnson City Commission. If he is elected to the City Commission in April, Tomita plans to remain on the County Commission.
And if all goes well, Tomita could seek re-election to the County Commission in 2014.
"It is my intention to retain the county seat upon winning the city seat — I can confirm that," Tomita told Press staff writer Gary B. Gray earlier this month.
If elected to the City Commission, Tomita would be the first such public official in recent memory to serve on more than one elected governing board in Washington County.
The practice of serving on multiple governing bodies is more common in Unicoi County, dating back to the early 1990s. Today, Sue Jean Wilson serves on the Unicoi County Commission and as an alderman for the town of Erwin. Likewise, Dwight Bennett is a Unicoi County commissioner, as well as an alderman in the town of Unicoi.
The attorneys for Washington County and the city of Johnson City say there are no legal obstacles to prevent Tomita from serving on both the city and county commissions.
According to the Article IV, Section 10 of Johnson City's municipal charter, "All city elections, including all elections respecting bond issues, shall be held under the supervision of the county board of election commissioners." It also says "any qualified voter of the city shall be eligible for election to the office of commissioner."
City Manager Pete Peterson said Tomita could make history if he is elected to the City Commission in the spring.
"This would be the first time I recall anyone expressing an interest to serve both boards at the same time," Peterson told Gray. "Anyone elected to both boards would have a very busy schedule."
We want to hear from you. Can public officials serve more than one master at a time? Should elected officials serve on multiple elected governing boards?
Send comments to Mailbag, P.O. Box 1717, Johnson City, TN 37605-1717, or email@example.com. Include your name, phone number and address for verification. We will print responses in the coming weeks.


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Our Services
Posted on November 21, 2010
FREE movie tips
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Submit your movie article for FREE! Create your own promotional web space with the professional design and content related to your independent movie project. If you are going to promote your movie online you should to submit your promotional material to many open independent movie channels like this! Start it now for FREE! Increase your chances to be visible to the search engines from the different movie websites!
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Earn some money. If you are blogger of non-stop category who has an insomnia and no future, start earning some money doing the same thing you are always doing every day- just write another page about us! Write an article about our independent movie promotional website in your own blog and earn some additional money on a next cup of coffee! Life suck, but its profitable!
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Use your abilities to promote your independent movie online on our open website for FREE! Announce and broadcast your movie project for FREE! You probably know the success of You Tube related channels aren't you? What makes them successful? FREE and open broadcasting! Why don't you create your additional alternative to your main channel?
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Create a FREE link control! Did you maybe hear about inbound links? And you maybe know the old saying that the inbound links are never enough to have, especially for websites with the movie and film-making thematic. Why don't you increase your inbound links, which will point at your own independent movie website or e-shop? Start it with us for FREE! Sign up and post multiple links to your own website!
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Wednesday, April 9
Angels 2, at Mariners 0
After notching eight hits against the Angels on Tuesday, the Mariners could manage just one -- by leadoff hitter Abraham Almonte -- the next day against Los Angeles starter Garrett Richards (pictured) and the Halos bullpen. Albert Pujols' two-run homer against M's starter Roenis Elias was all the Angels needed to avoid a second sweep to Seattle.
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Best Sites to Get Your Credit Report OnlineJuly 27, 2015 - Your credit report is like the most important report card of your adult life. The information it contains help determine the house you live in, the car you drive, and sometimes even the place you work. Naturally, you need to make sure you know what information your credit reports contains so you can verify that it is correct. The last thing you want is to be caught unaware if someone makes a mistake when reporting to the credit bureaus or even worse steals your identity and start wrecking havoc on your credit history.
Because of revisions to the Fair Credit Reporting Act you have a number of options when it comes to ordering your credit reports online (something that wasn't available not too many years ago when people had no way of knowing what was on their credit reports). You have the right to order a completely free copy of each of your credit reports once every 12 months or you can opt for more inclusive "free" credit report offers with add-ons like credit monitoring and ID theft protection.
Listed below are the top ten sites for ordering your credit reports online. Don't agree with the list? Vote for an existing item you think should be ranked higher or if you are a logged in, add a new item for others to vote on or create your own version of this list.
The Top Ten
Get all three credit reports and credit scores plus $1 million Id Theft Insurance for three weeks for $3. Goes up to $17.99 per month after 3 weeks if you want to continue with the service.
The free site where you are able to order one copy of your credit reports from each of the credit bureaus once every 12 months.
Never received a copy of my credit report by mail, only saw one online. I made some disputes but I haven't heard anything. Not worth it
Does not give you all of your information. It also cycles into a lock up where you can't get back to the site without signing up or signing out. NOT a good website.
[Newest]I got the message that all three reports were unavailable online and that I'd have to call to request a written copy. Never received any of them.
Pretty much the same as FreeCreditScore.com but currently charges $1 for the 7 day trial.
7 day free credit monitoring, $14.95 per month after that. $25,000 ID theft insurance.
5Credit Karma
Ad supported site that pulls your credit report from one of the three credit bureaus and provides your credit score and tons of information about your credit absolutely free. You don't see your actual credit report, but you get a detailed breakdown of what factors in your credit report are affecting your credit score which may be even more useful to you.
Credit Karma never asks for your credit card number therefore it's the best credit score service. You shouldn't have to pay to get your credit score.
Credit Karma lists my FICO score for Transunion as 650, but when applying for a credit card I was informed by the company that it is 587... So don't trust their scoring.
[Newest]I am in love with this site! It does what it says, stays on top of my credit and is so safe. Honestly, I feel safe and capable of fixing my credit problems. Thank you Credit Karma
Get your credit score from the company that creates the credit score lenders actually use.
Fact #374: myFICO is the only place online that provides a real credit score. All other websites will only provide a general summation.
It is NOT free... They charge you $20 for your fico score for all three agencies. What a scam. : (
[Newest]Terrible site, terrible customer service. I was locked out of the site before even finishing registering, and my credit card was still charged. Thumbs down.
Also offers the $1 7 days trial with enrollment in Triple Advantage. Site has tons of good information about credit and credit scoring.
Best one these days
Charges $16.95 per month for monitoring of all three credit reports, unlimited access to your Equifax report and score, credit score estimator and $1 million ID theft insurance.
9Lexington Law
$9.99 for your TransUnion credit report which at first doesn't seem like a good deal with all the other offers out there, but in this case your credit report is just the first step in enrolling with the largest, most trusted credit repair law firm in the nation. Go beyond simply finding out what is on your credit reports and start working to clean them up. And if after you order your report you determine you don't really need credit repair, you can cancel the Lexington Law service free of charge.
When I started with Lexington my score was 585 I've been with them now 5 months and my score is 763. Kind of pricey at 100.00 a month but well worth it, they have done everything they said they would do plus more. I highly recommend lexington law.
Awesome Service! I recommend it to everyone I know. They do exactly what they advertise. Keep tabs of what is happening every minute with their website... Just doesn't get any better than this for all in one credit service. Reports, repair, rebuild...
[Newest]Lexington law had helped me in the past so much. I was young and didn't know how to dispute things and I was ignorant with my credit but they helped boost my score quick!
Visit Lexington Law Website
Great Service I would Recommend it hands Down! Score Simulator, Identity Theft Protection, Monthly Updates, Scores, Report Alerts and NO ADS!
Easy to use and you get all three credit bureaus and scores for a great price.
Great Service! Reliable Credit Reports! No Advertising! I love it!
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$1 Trimerge when you sign up for their monitoring service. Can cancel within 9 days and not be charged the $29.95. However, their monitoring service is very good. Sends email and can receive text when new updates happen. Great service, nice formatting. However, it does not give accurate credit scores. Uses the 330 to 830 scoring module which is useless. Only legitimate score is W. MyFICO. Com
W. VantageCA. Com
W. VantageCA. Com
Quizzle appears to have the complete credit report with lots of credit tools and helps you dispute online.
Quizzle is the only place on the web where you can get a truly free VantageScore credit score and an Equifax credit report. You won't find this combination anywhere else on the web.
simple and free works with Experian and doesn't need a credit card to see the score with the report.
13Build My Scores
Site owned by Experian where you can order copies of your credit report with credit scores. Note that it is only free if you make sure to cancel within 7 days. If not, you will be enrolled in Triple Advantage credit report monitoring which currently costs $14. 95 per month and includes unlimited access to your Experian credit report and credit score and daily monitoring of your Equifax and TransUnion credit reports.
Great layout, has helped me monitor my credit and alerted me to a new credit card I didn't have. Turned out to be fraud and they helped me dispute it and get it off my report. The membership fee is worth it especially when it saved me from serious issues with fraudulent cards.
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Enjoy the Quiet Weather Today!June 9th, 2014 at 5:26 am by Ken Brewer under Weather
TODAY: We will see a quiet day across central Indiana, although we will see clouds build back in during the course of the day. This will keep high temperatures in the upper 70s, just a few degrees below average for this time of year.
THIS EVENING: There could be a few scattered showers this evening, but the bulk of the rain will move in overnight. Temperatures will be in the 70s most of the evening.
OVERNIGHT: Rain will build in overnight as a storm system will move in and park for a few days across the Midwest. This means scattered showers overnight up until the morning commute Tuesday. Lows will drop into the 60s.
TUESDAY: Off and on rain and thunderstorms are likely during the day. Highs will only make it into the 70s again Tuesday. As of now, no severe weather is expected.
8-DAY FORECAST: Not a great outdoor week, as there will be scattered showers and thunderstorms each day through Friday. Right now, it looks like the system may get out in time for Father's Day.


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Alexander Proudfoot helps companies better execute their plans and strategies to deliver substantial improvements in performance and profitability. More about Alexander Proudfoot
Helping leadership teams reach their destination
Pioneers of operations management consulting
Rapidly improving company performance
Removing barriers to growth
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Change is only sustainable when employees are ready, willing and able to own the change. People Solutions™ is Proudfoot's answer to fortify a change management process.
CEOs discuss the correlation between a unified executive vision and successfully executing large-scale change initiatives.
Revenue growth –Businesses thrive as a result of disciplined execution.
Cash is king – Often overlooked, efficient management of working capital directly affects shareholder value.
Project management – Often a challenge but always a priority.
Blog – Latest insight on a variety of industry trends and challenges.


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Yes it was an amazing experience, i hope it will have a positive impact in our lives, you are doing wonderful job, hats off to you Sir!
it was really a great exerience to learn hypnosis.....i'm very lucky that regardless of all tough projects and bz schedule Allah has given me another chance to learn something from his very blessed person i.e. Dr. Moiz.,,,
sir i really wanna thank you for all ur kind efforts......u r the one who gave us completely new vision, i always thought that i have limited mind n i cant achieve what others can as i'm bit lazy and i cant reach to height but now everything has changed......with all ur kind guidance i start feeling better n better everyday......i feel so powerful with the tools u taught us in 4D, Silva, NLP n now in hypnosis....i feel so much gratitude for u....... i don't think i can ever thank u for all efforts in helping us to turn into a better human...
i solute u n wish u best of health and long happy life.
with lots of dua n love.
Thank you so much, It was a great and amazing experience first to have you in front of me and of course hypnosis!! Still now I am unable to believe that how amazing this experience is for me... i am hypnotizing WoW ... thank you so much Sir
Dear Sir.. how are you... thank you very much for the past 3 day's wonderful experience and teaching... i take it as a one more cheer and joy from you into my life... You are one of the best things happened in my life... The inspiration you have given to me is beyond any my expression... The vision and power u have given to me .. it enabled me to share and spread what i have learned from you.. and this is so great in itself that i've a huge fan mail only because of those happy and encouraging thoughts which i share on your pages... thank you very much for letting me enjoy this feeling..
thank you so much Dr. Moiz, Ms. Urooj and team for such a wonderful workshop......i really dont have words to thank all ur efforts.......u ppl are true blessing of Almighty and i'm so happy that i cud get a chance to be a part of TIMS and enrich myslef. . Thank you so very sir and Team..... loads of blessingsssss
Hypnosis!!! AWSUMMMMM,SUPERBBBBB.SPLENDID,MIND BLOWINGGGG WORKSHOPP ever i ve haddd!!!!!unforgtable xperience ov maaa llyyff.... thank u sirrrr 4 givinggg us dizz wonderfullll precious knwledge!!!!hope v could perfm accordnce wid ur level ov hardworkinggg....n i must say...U r not only a gr8 teacher but also a gr888888 gr8888888 human beinggg!!!!!GOD BLESSS U!!!!!
Hope all are fine there. I am the guy that attended 4d workshop in Rawalpindi pc. In the workshop I had shared with you that I am achieving successfully my goals through 4d practice.e.g. I am getting 172000/ month( before practicing 4d and money mind techniques it was 30000/ month. I shifted my family to Peshawar though at that time I had no money for shifting my family to Peshawar ( maximum 10000 Rs were in my account). I also achieved my third goal by marrying with a girl of my dreams. I am and will be always obliged to you for your guidance and what I had learnt in your workshops. For meeting with you and attending your workshops I am always very grateful to Almighty Allah. Before attending your workshops I was seriously thinking about finishing my life and frankly speaking your workshops and prayers of my mother were the only hope for me at that time
Now i am feeling that i am facing a challenge in my professional life and that is that I want to have full command on spoken and written english. I will be very thankful if you give me advice/ guidance on how to train my mind for it.
"We are really grateful sir....your wisdom n knowledge has changed us n our lives..."
"I had attended 4-D 1, course, in which we all participants got the "Coin Bowl", I'd wished for a new home, and had kept pictures also in this coin bowl, after practically 3 and a half years my wish has come true! Now i havea new home!"
"Yes, he is a man of tremendous qualities and the people too who follow him."
"Every word of Moiz Hussain is for learning,
if people have sense..........."
"Moiz Sb - You are a great personality.I am a fan of you. You are an asset for Pakistan."
Sir Moiz is a great person as well as a teacher!!!!!
I did COIN BOX TECHNIQUE for my husband's job and the other day he got an appointment letter....that was amazing.....
"Sir its true, we want to change the world but want to remain same.......and yes 4D helped us alot to change this concept........ to be honest i dont have words to thank u for this......"
I have been actively using mind power and it has really benefited me. I would like to learn how to use the time tunnel.
I have fulfilled the commitments that I have made with you. Telephonic calls have been made to the angry people after 20 years.
Prof. Moiz your book "Pebbles on the Beach". "just read the beginning. its so thought provoking.. I'm still dazed"
Thank you for the wonderful experience we had during your recent workshop on Hypnosis at Dubai.
Sir, You are a Great Teacher. Good teachers impart good education. Great teachers groom their students to become leaders. Ordinary teachers direct us along the right path, but great teachers inspire us to seek our own path. They encourage us to discover our talents. Allah Bless you.


text:
Dated: 12 July 2010
Are You Sick of Illegal Tyre Dumping?
If you are sick of people dumping tyres illegally near you, there is now a central point of contact you can report to. The UK's Environment Agency has set up a small team to fight back against the illegal tyre dumpers. The team is led by a former police officer and is in the process of building an intelligence database which is set to counter illegal tyre disposal.
Roy Howitt the project leader and former police officer has said that his ultimate goal is to use the newly created database to identify the pattern of people who dispose tyres illegally. They then plan to use this data track down and prosecute the gangs that dispose of tyres illegally.
Roy Howitt also said, "The aim is to encourage those in the tyre trade to pass on data about illegal activities. Anyone with relevant information should contact me directly.
"Such action is strongly in the interests of legal operators as those who do not have licenses and do not dispose of their tyres according to the law operate at much lower costs than those who fully comply with the rules - if rogue operators can be closed down then legal firms will find it easier to build a successful business".
The project is set to be funded until March 2011. By then the hope is that the project can be strongly established before the money runs out. If that is the case, they can then become self-sustaining within the overall funding of the Environment Agency.
In case of a worst case scenario however, the Agency trying to apply for money from the EU. This is to keep the project going beyond March 2011, if money from elsewhere dries up, or they are unable to make itself self-sufficient in that timescale.