text:
MD0902 - 1st Page 2000 - Ver: 2.0
1st Page 2000 2.0 is a HTML/script authoring tool for professional and
blooming Webmasters. This powerful tool comes with an impressive interface
and a mixture of all the best features from several top-name HTML editors.
licence: Free
MD0902 - A & G Grapher III - Ver: 3.5
This program is designed to make it easy for you to graph mathematical
formulas and functions. You can graph, analyze, calculate, solve, and
plot any 2D or 3D math equation. A&G Grapher is designed to serve both
beginners and advanced users. licence: Trial $10.00
MD0902 - AdIeFiltr - Ver: 2.5
Softly cleans advertising (Banners, Popups), flexible Web Zones management,
control of access to the Web Zones and scheduling accessing time. Internet
Explorer 5+ plug-in. Main features: Soft clearing of advertising. AdIEFiltr
automatically clears Internet Explorer from POPUP and Banners Advertising.
licence: Trial $19.95
MD0902 - AI Picture Utility - Ver: 6.2.1
AI Picture Utility is a viewer, player, and image processor designed
for simplicity. It features automatic color correction functions and
unique image processing capabilities that can be applied to batch conversion.
Its JPEG Wizard creates tiny files with impressive quality. Everyday
imaging tools support EXIF camera, JPEG comments, collage creation,
red-eye removal, TWAIN scans, instant wallpaper, variable prints, smooth
resizing, rotate-by-degree, and more. Its flexible interface features
instant slide shows with 173 possible effects, bookmarks, and drag-and-drop
review of image files. licence: Trial $28.00
MD0902 - Arachnophilia - Ver: 4.0 Build 5309
Arachnophilia is a successor to WebThing, a popular HTML editor. This
robust application can import and automatically convert RTF documents,
tables, and outlines from any Windows 95-compliant application to HTML.
It also supports up to six Web browsers, CGI, frames, Perl, C++, Java,
and JavaScript development. licence: Free
MD0902 - ArtGem - Ver: 1.3
ArtGem is a fast and powerful allround image editor, similar to classic
DPaint but with the quality of Photoshop. Use ArtGem to scan, resize,
merge & retouch your photos, create graphics for your website or to
draw icons, sprites and textures for game & multimedia productions.
licence: Trial $49.95
MD0902 - BadCopy Pro - Ver: 3.20
This is an automatic repair and data recovery tool for corrupted floppy
disks, CD-ROMs or other local disks. It can rescue all kinds of files
using fast disk fix and data recovery arithmetic. licence: Shareware
MD0902 - Compare and Merge - Ver: 1.1
This is a visual file comparison utility that lets you see and resolve
differences between text files. Note: The shareware evaluation allows
50 comparisons. licence: Shareware $20.00
MD 0902 - Dir QuickView - Ver: 1.5
Dir QuickView is an accurate and easy to use utility that performs disk
usage analysis, directory comparison, synchronization and much more.
Features Include: Find out the "Space Eater" which consumes the most
disk space by using Dir QuickView. Seamless integration with Context-Menu
to perform Disk Cleanup! Full detailed Disk Usage Analysis in two format:Report
List and Directory Tree. licence: Shareware $14.95
MD0902 - Driver Detective - Ver: 2.0
Driver Detective scouts your hard drive for drivers. It then displays
a pop-up window of all those found. Click on the file name of the driver,
and you'll get information regarding it, such as a description, the
vendor, and the version. This software is perfect for keeping your drivers
up-to-date and for keeping an eye on your system. licence: Free
MD0902 - Easy CD-DA Extractor - Ver: 5.0
Easy CD-DA Extractor makes direct digital copies from audio CDs and
saves them as file formats such as MP3, WMA, VQF, OGG, and WAV. Easy
CD-DA Extractor can download and upload disc information from the CDDB
(Internet Compact Disc Database). Easy CD-DA Extractor can also normalize
the music, delete silence from the start and end of a track, copy samples
of tracks with user-definable start and lengths, and read and write
ID3/ID3V2/ID3W tags. Easy CD-DA Extractor also includes a CD database
editor that can be used to browse and edit the contents of the CDPLAYER.INI
database. licence: Trial $24.95
MD0902 - Essential NetTools - Ver: 3.1
Essential NetTools is a set of network tools useful in diagnosing networks
and monitoring your computer's network connections. The program includes
a NetStat utility that shows your computer's network connections and
open ports and maps them to the owning application. It also features
a fast NetBIOS scanner, a NetBIOS Auditing Tool for checking LAN security,
and a monitor of external connections to your computer's shared resources,
as well as a process monitor that displays information about all the
programs and services running on your computer. licence: Trial $29.00
MD0902 - Explor2000 - Ver: 2.61
This program replaces Microsoft Windows Explorer. Drag-and-drop files
easily with: Double views Drive bar Dynamic and recursive folder comparison
Recursive folder printing Tree sizes File filters File viewers File
highlighting features licence: Shareware $32.00
MD0902 - Faber Toys - Ver: 2.4 Build 216
This is for power users who want to know what is happening inside their
computer, but is also useful for application developers to track a system
as an application runs. You need to visit the Web site for a complete
list of features, but they include: List of all running processes; List
of all modules loaded by a process; For each process, display of the
command line, PID, memory, number of threads, priority, version, description,
Parent process; Displayed for each module is the date, size, ActiveX
status, version, and description. licence: Free
MD0902 - Gadwin Print Screen
Capture the contents of a screen with a single keystroke. The captured
screen can then be sent to the printer, or saved to disk as a file in
6 different graphics file formats (BMP, JPEG, GIF, PNG, TIFF, TGA).
Gadwin PrintScreen can capture the entire Windows screen, the active
window, or a specified area, when the hot key is pressed. The hot key
defaults to the PrintScreen key, but users may also define other keys
to initiate a capture. licence: Freeware
MD0902 - GuildFTPD - Ver: 0.999.5
This FTP server features plug-in and network support. It has the ability
to set your each login to a different port and provide instant log statistics.
You can review graphs of past connections and control the speed of your
uploads and downloads. licence: Freeware
MD0902 - HTML Compressor - Ver: 1.0
HTML Compressor is a fast and reliable tool for web developers. It allows
you to reduce the size of your HTML (HTM) files. It does not change
the functionality of your site in any other way; the only difference
to your visitors will be faster access. licence: Free
MD0902 - Magic File Renamer - Ver: 5.02
With Magic File Renamer, gathering files to rename is a piece of cake.
This interface is drag-and-drop, so you just have to drag the files
you want to rename and choose the naming attributes. You can preview
the new file names before finishing, too. If the names aren't right,
it's very easy to change the name back to its original. licence: Shareware
MD0902 - MagicTweak - Ver: 1.91
MagicTweak is a special program designed to optimize and personalize
Microsoft Windows. This unique software makes it easy to tweak hundreds
of hidden settings in Windows XP/2000/Me/98, so there is no longer any
need to dig through the registry looking for that specific setting (from
Start Menu,Desktop,IE skin,System Icon to System Security) that just
doesn't seem to be there. With the ability to customize almost any aspect
of Windows, you can become a Windows expert almost instantly. licence:
Shareware $29.95
MD0902 - Mioplanet Pixel Ruler
Free and easy to use virtual screen ruler, float over your screen, work
with all applications, show measurements in Pixels, rotate to horizontal
or vertical position. Maximum of 1300 pixels. Detect automatically English
or French language. licence: Free
MD0902 - Opera - Ver: 6.04
Opera is a fast, user-friendly, versatile Internet/intranet browser
that also includes a newsreader. The keyboard plays an integral role
in surfing, which can make moving around the Web easy and fast. You
can run multiple windows even at start-up, and special features are
included for users with disabilities. Opera supports CSS, Java, JavaScript
SSL (128-bit), TLS (Transaction Layer Security), and more. Trial $39.00
MD0902 - OstroSoft Internet Tools - Ver: 6.1
OstroSoft Internet Tools provides domain- and port-scanning capabilities
and also ping and traceroute options. The program is fast and compact,
and completes tasks quickly and efficiently. licence: Shareware $29.00
MD0902 - Secure IE - Ver: 3.0
Secure IE blocks Flash and pop-ups, prevents malicious file downloads,
and uses security zones. In addition, it allows dozens of simultaneous
connections and lets you browse dozens of Web sites simultaneously with
a tabbed interface. licence: Trial $24.95
MD0902 - Sentinel
It is a truism in today's computing world that one cannot be too zealous
in guarding against hostile intrusion into your system. Sentinel doesn't
replace your anti-virus software, but acts as your last defense against
malicious attacks. Sentinel will scan your computer for all loaded applications,
and has an advanced Integrity Checker that will validate System files.
This program is simple and easy to use, and if used correctly, you should
be able to pinpoint and terminate malicious viruses, before they cause
serious damage. Sentinel includes a fast CRC32 Algorythm that scans
system files. If any file is even slightly modified, Sentinel will notify
you. licence: Free
MD0902 - SnagIt - Ver: 6.11
This tool captures images, text, and video. It can grab anything you
see on the Windows desktop and automatically send it to a file, the
printer, or a Web site. It also has automatic file naming, timed captures,
and image processing effects. You can store multiple configurations
of your most common settings. You edit, view, and manage your images
in a catalog browser. The latest upgrade to this application includes
printer capture, extended window capture and a Web thumbnail creator.
licence: Shareware $39.95
MD0902 - STGThumb - Ver: 1.70
This tool lets you make thumbnail pictures of your image collection.
Just choose the files to include or exclude, determine the size of the
desired thumbnail and whether or not you want the image to be rotated.
This makes it extremely easy to batch resize a group of images on your
computer, as well as create HTML pages from a list of images. In addition,
it features HTML generation of special effects. licence: Free
MD0902 - Stopzilla - Ver: 1.0.7
Block annoying pop-up windows. STOPzilla maximizes your surfing speed
by guarding your system against unsolicited ads. Sites are automatically
added to the built-in Black List to prevent all future pop-up attempts.
Customisable settings give you the flexibility to allow or block ads
with a single click of the mouse, and audible alerts let you know when
STOPzilla has thwarted a perpetrator! licence: Shareware $29.95
MD0902 - Tweaking Toolbox XP - Ver: 1.0
This utility lets you change hundreds of registry settings in Windows
XP to improve the appearance, performance and functionality. You can
prevent others from changing your settings and increase Windows security.
Lock down Control Panel applets, Internet Explorer options, even choose
which applications can or can't be run. licence: Shareware $29.95
MD0905 - TypingMaster Games - Ver: 6.11
This is a completely renewed version of TypingMaster Games, a personal
game package that contains three TypingMaster games used to teach the
TypingMaster touch typing system. These games have been designed to
help typists improve their typing speed and reactivity, and to cut down
on errors. The games included are Bubbles, Wordtris, and Clouds. licence:
MD0905 - WhereIsIP - Ver: 2.20
This program helps you find the geographic location of an IP address,
e-mail, ICQ contact or domain name. licence: Shareware $19.50


text:
August 1, 2015
Police said his carelessness led to his roommate's death. Now, over five months later, a College Station man has been formally charged.
27-year-old Boyce Wilburn Stokes III was arrested Thursday, and charged with criminally negligent homicide.
College Station Police said last September, Stokes was showing his roommate, Keller Verett, a new gun accessory when he unintentionally fired and hit Verett in the head, killing him.
Stokes has already posted a $10,000 bond.
Criminally negligent homicide is a state jail felony. If convicted, Stokes could face a fine of up to $10,000 and up to two years behind bars.
To comment, the following rules must be followed:
Comments may be monitored for inappropriate content, but the station is under no legal obligation to do so.
If you believe a comment violates the above rules, please use the Flagging Tool to alert a Moderator.
Flagging does not guarantee removal.
Multiple violations may result in account suspension.
Decisions to suspend or unsuspend accounts are made by Station Moderators.
Questions may be sent to firstname.lastname@example.com. Please provide detailed information.
Click Here to access the online Public Inspection File
Viewers with disabilities can get assistance accessing this station's FCC Public Inspection File by contacting the station with the information listed below. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, 888-835-5322 (TTY), or firstname.lastname@example.com.

subset: commoncrawl


text:
Who We Are…
The Band Torn is a group of friends who all have their own stories, experiences, and love to play great music. We are a collective group from Central Indiana that covers songs and original compositions. The goal of The Band Torn is to play great music and inspire people. We hope to move people spiritually.
We cover songs from Chicago, Big Daddy Weave, Match Box 20, Dave Mathews Band, Bill Withers, Eric Clapton, Hootie and the Blowfish and many other amazing artists.
Thank You!
Hoosier Park, Anderson Indiana
A big thanks to everyone who came out to see us at Hoosier Park this past Thursday for the customer appreciation day.
Current News


text:
Eating Crab Balls with Russell Crowe
Last March, the Maine Avenue Fish Market in D.C. was a delicious location for "State of Play." If there's anything I love as much as food, it's going to the movies. As a kid, I spent summers working in my mother and stepdad's theater, a 200-seater on Orcas Island in Washington state, where I'd tear tickets, sneak candy and watch tons of movies multiple times. Like billions of star-struck kids, I dreamed of being discovered. (I'm still ready and waiting for my close-up, Mr. Coppola.) But at least one family member made it to Hollywood. Because my sister now works in the film industry, I've been fortunate enough to fulfill my childhood fantasy of hanging out on a movie... More


text:
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Explore stunning white gold & sterling silver necklaces and browse pendants crafted from 14ct gold, diamond and two tone from PANDORA. Mix and match to express your style.
Now there are even more options to find and buy the ultimate gift. Simply visit the PANDORA eSTORE - whenever, wherever.
Join PANDORA Club today and start using your wish list
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text:
Your location is set for Ashburn, VA, 20147
Tools & Resources
Relocate with Allstate. Relocating can be a very exciting but busy time... and you usually may not think of all of your questions... until the last-minute. So what are some of the most common relocation questions? Use the questions below as a great starting point. Consider the ones that may apply to you, and get answers from your agent on the items he or she may be able provide. How can Allstate help?
Published: February 2012
Get A Quote
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All Rights Reserved
Ashburn, VA


text:
Vector-Borne Diseases we all live with, well at least on our doorstep!
Diseases we all live with, well at least on our doorstep!
Did you know
- "As many as 300,000 people in the United States may have chronic Chagas disease — mostly spread by blood-sucking insects — health officials report." reported by HealthDay News, by Steven ReinbergHealthDay Reporter . Here is another "First US case of mother-to-child disease reported.
- Dengue and Dengue Hemorrhagic Fever: Spread by mosquitoes, dengue viruses infect up to 100 million people annually. Puerto Rico experienced its largest outbreak in 2010 and Florida has reported local cases for the first time in 75 years.
- Lyme and other tick-borne diseases:Tick-borne diseases, including Lyme disease and Rocky Mountain spotted fever are serious public health problems, infecting tens of thousands in the U.S. each year. CDC is working closely with local communities, developing innovative control approaches and researching improved diagnostics.
- West Nile and other mosquito-borne viruses:West Nile virus swept across the U.S. in less than 10 years, causing over 12,700 cases of severe disease. CDC leads ArboNET, an innovative system to monitor mosquito-borne infections in humans, mosquitoes, birds and other animals. This information allows CDC and states to quickly respond, preventing further cases. CDC and its partners implemented screening of the U.S. blood supply for WNV, preventing 3,000-9,000 transfusion-transmitted infections.
I want to thank the Centers for Disease Control (CDC) for providing this information and Health Day News for supplying the above article.
Here is an PDF from CDC entitled "Promoting Health & Quality of Life by preventing & controlling Vector-Borne Diseases."


text:
Medicine Bear is a Native American Traditional Pow-Wow Drum. We first started in 1995. We have gone through many changes since we first began, and guided by our Creator we have played at many pow-wows and gatherings in the New England Area. As a traditional drum we never drum without the four directions being covered. However, women do not sit on our drum as we were taught stand in the back of the drum to protect the men drumming. It is the belief of our ancestors that the women were the first drummers. They drummed to keep the villages safe while the men were hunting or on a war party. This kept the enemies from knowing the villages were unprotected. It also served as a beacon to help the warriors and hunters find their way back at night when it was dark. When the Creator saw fit, the women gifted the drum to the men and told them they would stand behind it to protect the men. They sing but do not drum. Medicine Bear is an Eastern Woodland Drum and that is the kind of music we play, different than some of our brothers and sisters in the mid west and Rockies, but none the less native to this area. We follow Ojibwa Traditions. Pat Lilly is the Elder on our drum and is a teacher of Native Ojibwa Traditions. Our Drum members are all clean and sober and we follow the practices of the Red Road.
MEDICINE BEAR POW-WOW, 72 Lafayette St., ROCHESTER, NH
June 29th and June 30th 2013
Contact Person; Pat Lilly, 603-986-5235


text:
Retailers Hope For Strong Christmas Season
BERLIN, GERMANY – NOVEMBER 21: People walk under Christmas lights along Friedrichstrasse, one of the city's main shopping streets, on November 21, 2011 in Berlin, Germany. Retailers are hoping for a strong Christmas season in Germany, which is among the few European countries to still have a robust economy. (Photo by Sean Gallup/Getty Images)


text:
Ron Peruzza of Radiant Audio Design shares different options for integrating audio/visual technologies in the home. Find out how to conceal a flatscreen TV behind a modern mirror in a living room or bathroom, install speakers behind drywall or design a small home theatre for the movie experience at home!
All designs, devices and technology available through Radiant Audio Design.


text:
Feb. 16, 2010
Up Next In UNM Skiing
Up Next ... The No. 1 New Mexico Lobos will continue their quest for a national championship at the Nevada Invitational on Feb. 19-20. The Alpine squad will stay an extra day in the Reno area for an RMISA slalom qualifying race.
Friday, Feb. 19
9 a.m. - Women's/Men's giant slalom, North Star
10 a.m. - 5K Women's classic, Auburn Ski Club
11 a.m. - 10K Men's classic, Auburn Ski Club
Saturday, Feb. 20
9:30 a.m. - 20K Men's freestyle, Auburn Ski Club
9:30 a.m. - Men's/Women's slalom, Sugar Bowl
10:30 a.m. - 15K Women's freestyle, Auburn Ski Club
Sunday, Feb. 21 - RMISA Qualifier
9:30 a.m. - Men's/Women's slalom, Sugar Bowl
We're No. 1 ... SkiRacing.com Power Rankings are released on Mondays throughout the season ... On Jan. 25, New Mexico jumped ahead of Colorado for the No. 1 ranking.
Preseason - No. 5
Jan. 18 - No. 2
Jan. 25 - No. 1
Feb. 8 - No. 1
There's No Place Like Home (Feb. 5-6); Lobos Win ... The Lobos made a strong showing at the 2010 Jade Enterprises/New Mexico Invitational in Red River and Taos, taking first place in the meet with 961 points, 160 points ahead of second-place Colorado ... The last time the Lobos won their home meet was in 2004, the same year they won the NCAA national championship ... Over two days, UNM won six of eight events and recorded 20 top-10 finishes ... Junior Martin Kaas won the men's classic and freestyle races bringing his season and career wins total to five ... Sophomore Petter Brenna won the men's giant slalom and slalom, taking over first place on the UNM career Alpine wins list ... Senior Polina Ermoshina earned just her second collegiate win in the women's classic at her final home meet ... Freshman Anne Cecilie Brusletto had a stellar Alpine weekend with a second-place finish in giant slalom and a win in the slalom ... The Nordic men pulled off an amazing 1-2-3-4 finish in the freestyle race on Feb. 6 ... Junior Thomas Schwab earned career finishes in the men's giant slalom (2nd) and slalom (3rd).
Utah Invitational, Part Deux (Jan. 22-23); Lobos Win ... The Nordic squad added to the Alpine lead over the two days of competition for the Lobos second team win in their last four meets ... Junior Martin Kaas picked up his second classic and third overall win of the season, becoming the first Lobo men's Nordic skier to win two classic races in a season and in a career. His win streak came to a momentary stop with a third-place finish in the freestyle race on Jan. 23 ... Despite battling illness during the week, the Lobos came up with eight more top-15 finishes to seal the win ... New Mexico held off NCAA defending champion Denver by 15 points for the team win. UNM scored 850 points overall, 467 (1st) in Alpine and 383 (3rd) in Nordic.
Montana State Invitational (Jan. 15-17) ... The Lobos finished second in the team standings behind a strong Alpine performance, including wins by senior Malin Hemmingsson and sophomore Petter Brenna, and two Nordic wins by junior Martin Kaas ... New Mexico scored 835 points overall, 443 (1st) in Alpine and 395 (2nd) in Nordic ... The meet began with five Top-15 finishes in the men's and women's classic races. Kaas picked up his first win of the meet and the first of his UNM career ... UNM earned three wins and 10 top-15 finishes on Day Two with another win by Kaas in the freestyle and wins by Hemmingsson and Brenna in the giant slalom ... With eight top-15 finishes in the slalom races on Sunday, the Lobos kept their overall second-place finish and edged out Denver by 12 points in the Alpine competition.
RMISA Qualifiers ... The RMISA qualifiers for Alpine have been inserted into the schedule to match the number of races conducted by the Eastern schools ... Giant Slalom (Jan. 15) ... No team scoring for the qualifying races, but the Lobos performed well to improve their RMISA MVP Points standings ... Freshman Anne Cecilie Brusletto won her first race in a UNM uniform with a time of 1:49.65 ... Sophomore Stefanie Demetz placed sixth, senior Malin Hemmingsson placed ninth and freshman Kate Williams placed 14th for the women ... The men took 3-4-5 by sophomore Petter Brenna, junior Thomas Schwab and freshman Chriss Salbu ... Freshman Chris Acosta placed 12th and senior Olivier Lacaille finished 14th for the Lobos ... Slalom qualifier will take place on Feb. 21 in Nevada.
Utah Invitational, Part One (Jan. 11-12) ... The Alpine squad picked up where they left off at the 2009 NCAA Championships. The Lobos won the team Alpine title back in March in Bethel, Maine, led by now-senior Malin Hemmingsson's second national title in the three seasons ... The Lobos were in first place at the Utah Invitational with 467 points, 44 ahead of defending national champion Denver, after four of the eight events ... On Monday, Jan. 11, Hemmingsson and the rest of the Alpiners got 2010 off on the right foot with five top-6 finishes in the Utah giant slalom to take a quick team lead. Sophomore Stefanie Demetz, a 2009 All-American in GS, placed second, just ahead of Hemmingsson in fourth and newcomer Anne Cecilie Brusletto in sixth for the women. On the men's side, sophomore Petter Brenna picked up a third-place finish, while junior Thomas Schwab tied for fifth. Senior Olivier Lacaille picked up the remaining points for UNM in the GS at 17th place ... In the slalom competition on Tuesday, Jan. 12, in Park City, Hemmingsson earned her fourth career victory, while sophomore Jacqueline Hangl tied for fourth and newcomer Kate Williams tied for sixth. Williams, a freshman for the Lobos, was skiing on her home course. Brenna led the men with a fourth-place finish, followed quickly by freshman Chriss Salbu in fifth place. Lacaille picked up 10th place to give the Lobos six top-10 finishes in slalom.
New Scoring System in 2010 ... The Rocky Mountain Intercollegiate Ski Association has changed its scoring format for the 2010 season to match the NCAA Championships format. The scoring system is based on a 50-point system as opposed to a 30-point system used over the last few years. The new system is top-loaded, so the top finishers earn more points for their team than in previous seasons.
Overall Team Notes ... The Lobos are the defending RMISA champions and placed third at the 2009 NCAA National Championships in Maine ... Seven Lobos have received RMISA Skier of the Meet honors so far in 2010 - Malin Hemmingsson (Utah Women's Alpine), Petter Brenna (Utah Men's Alpine), Martin Kaas (Montana State Men's Nordic), Pierre Niess (UNM Men's Nordic), Polina Ermoshina (UNM Women's Nordic), Thomas Schwab (UNM Men's Alpine) and Anne Cecilie Brusletto (UNM Women's Alpine) ... Once a skier earns the honor, they are no longer eligible for the rest of the season ... UNM has won two of their last four meets and not finished lower than third in the other two meets.
Men's Alpine Notes ... Sophomore Petter Brenna owns the UNM men's Alpine career wins mark after his GS win on Feb. 5 at the UNM Invitational. Brenna moved ahead of former Lobo All-Americans Stefan Lanzier, Lars Loeseth and Tor Fodnesbergene with his seventhe win. The record moved to eighth with his slalom win at Taos on Feb. 6. Brenna set the UNM record for men's Alpine wins in a season with five in 2009. Brenna currently leads the RMISA in Men's Alpine MVP Points with 330 ... Junior Thomas Schwab is in his first full season of training with the Lobos after fulfilling his Austrian Army duties over the past two years. Schwab, the reigning RMISA Men's Alpine MVP, is currently in second on the MVP Points list with 298 ... Senior Olivier Lacaille set a career mark with a 10th-place finish at the UNM GS. Lacaille also set a career mark with his 6th-place slalom finish at Montana State. Lacaille ranks 7th in the MVP Points standings ... Senior Gary Beresford made his first appearance on the slopes on Jan. 11 with a career-tying 25th-place finish in Utah GS, after a knee injury sidelined his 2009 season last January ... Freshman Chriss Salbu had a strong slalom debut on Jan. 12 with a 5th-place finish at Utah. Salbu followed up with a 5th-place GS finish at the RMISA qualifier three days later ... Freshman Chris Acosta got on the board at Montana State with a season-best 12th-place GS finish at the RMISA qualifier. Acosta improved his SL mark with a sixth-place finish at UNM.
Women's Alpine Notes ... Senior Malin Hemmingsson began defense of her 2009 NCAA women's slalom title with a win at the Utah Invitational on Jan 12, the sixth Alpine victory of her UNM career. Hemmingsson added a GS win on Jan. 16 at the Montana State Invitational, bumping her career Alpine wins to seven and taking over sole possession of second place on the all-time UNM career Alpine wins list. Agneta Hjorth owns the record with 15 from 1992-95. Hemmingsson is ranked 3rd in the RMISA MVP Points standings with 321 points ... Freshman Anne Cecilie Brusletto competed at the World Cup on Jan. 23 for her native Norway. Brusletto is believed to be the only Lobo to compete at the World Cup level while also competing for New Mexico. On Jan. 15, she picked up the first win of her college career in the RMISA GS qualifier. Brusletto had an RMISA Skier of the Week performance in the UNM Invitational with a SL win and second in the GS. Brusletto ranks 9th in the MVP Points standings ... Freshman Kate Williams used home-slope advantage to pick up two top-10 finishes at Utah, 10th in GS and tied for 6th in slalom. Williams added a 3rd-place finish in the slalom at Montana State. Williams tied her season-best 3rd in SL at UNM and ranks 8th in the MVP Points standings ... Sophomore Jacqueline Hangl got her 2010 season off to a good start with fourth-place tie in the slalom at Utah ... Senior Estelle Pecherand-Charmet will miss the 2009-10 season with a knee injury suffered in December. Pecherand-Charmet was the 2009 NCAA national runner-up in giant slalom and slalom, finishing 1-2 with Hemmingsson in the slalom ... Sophomore Stefanie Demetz joins Pecherand-Charmet on the injured list. A knee injury training for the UNM meet sidelined her for the rest of the season. Demetz made her first podium trip of the season on Jan. 11 with a career-tying second-place finish in the Utah GS.
Men's Nordic Notes ... Junior Eivind Solberg kicked off his collegiate career with a 28th in classic and 29th in freestyle at Montana State. He bettered his freestyle finish with a 26 at UNM... Freshman Pierre Niess joined the team during the first week of the Spring semester and came up with a 7th place classic and 8th place freestyle finish at Utah. His finishes improved at the UNM meet with a 2nd in classic and 3rd in freestyle.
Women's Nordic Notes ... Senior Linn Klaesson will round out the team points' scoring in the 2010 season. Klaesson, after joining the team in January, picked up four top-15 finishes at Montana State and Utah. Leask has earned three top-25 finishes, including two at UNM.
2010 RMISA Skiers of the Week
Utah Invitational - Malin Hemmingsson (Women's Alpine), Petter Brenna (Men's Alpine)
Montana State Invitational - Martin Kaas (Men's Nordic)
New Mexico Invitational - Polina Ermoshina (Women's Nordic), Pierre Niess (Men's Nordic), Anne Cecilie Brusletto (Women's Alpine), Thomas Schwab (Men's Alpine)
2010 Individual Race Winners
Jan. 12 Malin Hemmingsson - Utah Women's Slalom
Jan. 15 Anne Cecilie Brusletto - RMISA Women's Giant Slalom; Martin Kaas - Montana State Men's Classic
Jan. 16 - Martin Kaas - Montana State Men's Freestyle; Malin Hemmingsson - Montana State Women's Giant Slalom; Petter Brenna - Montana State Men's Giant Slalom
Jan. 22 - Martin Kaas - Utah Men's Classic
Feb. 5 - Polina Ermoshina - UNM Women's Classic; Martin Kaas - UNM Men's Classic; Petter Brenna - UNM Men's Giant Slalom
Feb. 6 - Anne Cecilie Brusletto - UNM Women's Slalom; Martin Kaas - UNM Men's Freestyle; Petter Brenna - UNM Men's Slalom


text:
the website of Lisa Nachmias Davis of the firm of
Davis O'Sullivan & Priest LLC Attorneys at Law
LAST UPDATED COMPLETELY September 25, 2013 - some updated July 23, 2015
Search entire site of sharinglaw.net : : (if you don't know the layout) - hit "CTR+F" to find something specific. Otherwise, LOOK AT THE INDEX -- "core primary sources" has a sub-index at the top.
LINK TO INDEX for this page
LINK TO KEYCASES PAGE or the CONSUMERLINKS page
HOW TO JOIN MY LISTSERV for CT elder lawyers
"PDF" requires use of free Adobe Acrobat -
Proposed changes to nursing home regulations published July 1st. HB 6774 (PA 15-240) adopting the Uniform Power of Attorney Act - eff 7/1/2016 New probate fees eff. 1/1/16 - no cap, 0.5% on excess over $2 M. Link to computation of fees using new tables; note that most conservatorship petition fees go up to $225. Still $150 to request release of funds from restricted account. Other important probate links: Probate Practice Book (PDF) ,site, FORMS No estate recovery in CT for Husky D (low income adult) Medicaid after 1/1/14, except for nursing home residents/those receiving services under a waiver. PA 14-217, Sec. 67. Note: Husky D does not cover waiver services. PA 13-234 Sec. 128 imposes TRANSFEREE LIABILITY to nursing homes, Sec 129 imposes liability on those who wilfully don't pay "applied income" (see explanation). See also PA 13-218 on the partial return of a gift. Eff.10/1/13 Lopes v. Commissioner (2d Cir. 2012): spousal annuities permitted / not counted as resources! (PDF) See also DSS implementing email (from CT-NAELA website). PA 12-208 -- VA aid & attendance pension DISREGARDED for purposes of numerous Medicaid and other programs, including state supplement, QMB, and home care program income limits. Disputed whether entire payment is disregarded or only enhancement. PIB 12-02 (PDF) DSS Transmittal re: new rules on VERIFICATION in processing apps. We hope! Quick link to PA 11-176, Undue Hardship Statute and to PA-11-236, revisions to nursing home discharge and transfer statutes ("self-pay" does NOT include T19 pending!) POOLED TRUST "program information bulletin" 4/15/09 (PDF) Updated: 14-01 iteration of proposed change to UPM, following initial OPM rejection of 4/2007 proposed changes to UPM -- includes procedure pages. NOTE: changed 2/11/09.See DSS RESPONSES 2/11/09 (PDF) (102 pages). For EASY USE:see Online UPM.
The LAW: see DRA showing updates to prior law (courtesy of Tim Takacs) plus amendment.
Note: This information is maintained to benefit the elderly in Connecticut and nationwide by providing a resource to attorneys, caregivers, and others assisting the elderly. However, accuracy and currency are not guaranteed. USE AT YOUR OWN RISK.
Please report changes, errors, and suggestions to Lisa Davis. Thanks.
or = relatively new addition to this page = Tech Help (Click HERE for tech Q&A)
Links to CBA section sites may require login using a CBA login and password unless you have already logged in
(and "key numbers") (with sub-index)
and other useful tools
CBA Elder Law Section
Home Page
|Federal Statutes
|Pending federal legislation
|Federal regulations and policy
|Federal Taxes
|Federal Courts and Cases
|State Statutes
|Pending state legislation
|State regulations and policy
|State Courts
and Cases
APPLICATIONS and PLANNING TOOLS -
(DSS forms are in large PDF files due to shading)
NOTE: DSS is putting more forms on its website, although not usually in fillable form. Check the DSS Publications Page - Applications to be sure the form below is the current version and to check for newer forms. Finally-- DSS now has online ordering for forms. ALSO: you can in theory apply for LTC online.
If a member of CT NAELA -- check the Forms page (login first) (sorry, must join NAELA + CTNAELA)
Selected DSS memoranda and other communications
Non-Long Term Care Application W-1E (rev 2013). The W-1 has disappeared.
Long-Term Care medicaid application W-1LTC (2013, replaces W-1F)
NOTE: Submit to one of 3 regional offices; for home care submit to Hartford. Provide as much documentation as possible. READ MEMO. For redeterminations and for state supp. apps (residential care homes) still send to DSS Scanning Center, PO Box 1320, Manchester CT 06045-9968. If mailing LTC app to theregions, send certified mail and follow up!
Spousal Assessment W-1-SA (fill-in form thanks to Steve Keogh)
W-1487 CHCPE Home Care request form (Word)- link to DSS site
W-1540 and other ANNUITY FORMS (thanks Joe Cipparone)
Ascend "level of care" determination form (thanks Joelen Gates)
W-168 Verification List (PDF)
W-1685 (rev 3/05) (fillable PDF)
W-858 (legally liable relative form) (PDF)
DSS "caretaker child" transfer of assets inquiry/response - SAMPLE (PDF)
Disability determination forms W-300 and W-303 no longer needed for pooled trusts-- see DSS email - also see sample form to use instead for pooled trusts.
You must be a member of PLAN to use their forms. Write me if you want to see the forms.
W-1QMB (new 2010 QMB application form -- made fillable by me (PDF) or CHECK DSS site
W-1ER (recertification form) FILLABLE courtesy of Michele Ann Palulis - thanks NOTE THAT UNTIL FURTHER NOTICE, redeterminations must be mailed not faxed, to: DSS Scanning Center, PO Box 1320, Manchester CT 06045-9968.
W-982 PCA-Waiver Request Form (made fillable, PDF) SEE: Pilot Guidelines (MS Word)
W-1130 ABI Waiver Request Form (made fillable, PDF)
CHCPD (CT Home care for disabled) application (remember, only 50 slots all filled)
W-979 Money Follows the Person Request Form (fillable,on DSS site, PDF)
PCA waiver provider application and other forms for those on this program
Rev. 1/6/15 Compute CSPA spreadsheet in Excel OR use online (INTERACTIVE) OR if the interactive doesn't work or you use Firefox, try the online-noi link. (don't forget "Family allowance" if applicant has a minor child -- computation not included!. UPDATE FIGURES!
Compute value of Life Use spreadsheet in Excel 97(to age 100) (see also DSS table - PDF)
Deb Tedford's "formula" for computing prudent gifting during look-back period. Excel or MS Word 2000 downloads. (BUT SEE transferee liability provisions)
An historical footnote: DSS chart of AMCC and CSPA amounts from 1/91 to 7/08
TECH HINT 1: PDF files are LARGE and slow; you may need to reboot / free up memory to view/print
TECH HINT 2: spreadsheets should be DOWNLOADED and opened in Excel, formatting is lost if "viewed" with a plug-in. Right-click to "save" to hard-drive
NOTE: (1) VA forms/info are below; (2) Social Security Administration fors/info are below
STATUTES In general: try FDSys
(federal digital system)
Search Findlaw's US Code (USE CAUTION - not always current)
Search House of Rep's US Code (gives the date)
Cornell's US Code
Popular Name Table
U.S. Code Title 42, download (PDF) - current to 2009, try to alter the link with the newer year to see if it is available = http://uscode.house.gov/pdf/2009/2009usc42.pdf
View online entire Social Security Act (current to 3/4/13, showin in footer) with changes to date (well it was "to date" when posted!) -- NOTE the following do not appear to incorporate Deficit Reduction Act (PDF)
1382b (Assets; part of SSI law)
1396r (Nursing Homes)
1396p (Liens and transfers)
1396k (Assignment of rights)
1396r-5 (MCCA)
Title XVIII (Medicare)
Relevant portions of the ABLE Act (I deleted the extraneous) (PDF)
Medicaid laws AS AMENDED by Deficit Reduction Act - with annotations by the fabulous Tim Takacs (42 USC 1396p-r) (PDF)
VA benefits: Title 38 in general
Older Americans Act 42 U.S.C. 3001 et seq. (current to 1/1/06); see Older Americans Act Amendments of 2006 (PDF) and Older Americans Reauthorization Technical Corrections Act of 2007 (PDF).
Patient Protection and Affordable
Care Act, a/k/a
so-called "health care reform" (unofficial
consolidated version prepared by House Office of
Legislative Counsel)
(tax statutes are below under taxes)
Entire Connecticut General Statutes 2015 compilation
(Check for updates in even-number years - revised every 2 years)
Search statutes - or search Public Acts
On-line from the 2015 statutory compilation:
1-42 et seq. (Short Form Durable Power of Attorney)
4a-16 (administration of estates of medicaid recipients by DSS)
Title 12 (Taxes)
Title 45a (Probate) including 45a-486 (trustbusting)
Conservatorship statutes -- see also Uniform Adult Protective Proceedings Jurisdiction Act,
Title 17b (Social Services
17b-91(f) burial contract
17b-95 estate recovery (DON'T FORGET, federal law preempts! see also 17b-91(e)
17b-451 Elder Abuse
Title 19a (Public Health)
19a-533 (waiting list rule)
19a-535 (transfer and discharge) SEE: PA 11-236 - changes discharge / transfer rules
19a-550 (patient's bill of rights)
19a-570 et seq (Living Wills)
Important Public Acts (for historical reference)
PA 07-02 severely limiting "spousal refusal"; regulating assisted living facilities
PA 09-73 (PDF) permitting residents of RCH to transfer income over the AABD income cap into pooled trust accounts in order to be eligible for AABD
PA 10-73 - Sec. 1 NOW REPEALED by PA 11-44 eff 7/1/11 (sec. 178) iincreased community spouse protected amount to "maximum"; Sec. 2 deals with treatment of reverse mortgages, not repealed, but doesn't appear in UPM
PA 11-176 - Undue Hardship
PA 11-236 - changes to nursing home discharge / transfer rules
PA 12-208 VA aid & attendance income disregarded for purposes of Medicaid and others
PA 13-234 Secs. 127-130: transferee liability to nursing homes; applied income failure-to-pay liability; no ineligibility if pursuing surrender of $10,000 or less life insurance policy
Information on reauthorization of Older Americans Act (including text of relevant provisions) prepared by Center for Social Gerontology)
FEDERAL TAXES (check www.sharinglaw.net/npo/links.htm also)
NOTE: See handy chart with 50 state death tax info (McGuire Woods, kudos!)
CONNECTICUT ELDER LAW RESOURCES Return to Page Index
(in alphabetical order)
|Agency on Aging of South Central CT
|The site includes Information about the many programs the Agency provides, including the home care program.
|Aging and Disability Resource Center
|Pages escribes different levels of housing support -- you can click and search for everything from independent living on up and see the requirements for different places..
|CT Bar Association Elder Law Section
|This page was originally the Section's "links page." Highly recommended: join the CT Bar Association and the Elder Law Section. You will have access to CaseMaker, online legal research, as well as many other resources. On publicly available pages of the CBA Elder Law Section site: Elder law resources info ISCROLL TO THE BOTTOM for materials provided at meetings, sorted by topic), Advocacy information including a Word document comparing proposed Uniform Durable Power of Attorney Act with existing law. For those logged in as members, check for Minutes.
|CT Chapter of NAELA
|CT NAELA has grown since its formation a few years ago. The website will soon include (probably for members only) copies of fair hearing decisions as well as many other useful resources. Click for news. "Find an elder law attorney" will bring up a list of members.
This is where you go to find out what is the lien with respect to Medicaid or other benefits, payable upon receipt of an inheritance or personal injury settlement. For liens repaid during lifetime (e.g. on the home), contact DSS. However, for liens relating to care in a state psychiatric institution, contact Tony Nunes at DAS. You can write or fax to: but better is to call first and get someone's NAME and then fax. Fax a release as well. Address: 165 Capitol Avenue Hartford, CT 06106. Bureau of Collection Services: (860) 713-5400. Fax # (860) 713-7408
|CT Department of Developmental Services
|DDS (formerly DMR) site --- not so much "elder law" as special needs (of which more information on www.sharinglaw.net/disability/helplinks.htm). Updated with a lot more information and links to programs and even the DDS services manual.
|CT Department of Revenue Services
|DRS site has links to forms and a lot of other stuff -- click here for the links above on this page.
|CT Department of Social Services -
Aging Services Division
statewide number: 855-626-6632. eff. 7/8/13. DSS
site Includes telephone and e-mail directories (including
Protective Services) (click for MY
download of DSS Protective Services brochure in PDF); detailed information on
programs for seniors and those with disabilities, the
Department's Aging Services Manual, available online, aging services publications, (including the
"periodical" Age Matters), explanation
of the State Supplement program (but without the eligibility
numbers, alas), and other publications. Find out athe location of regional
but don't file for long-term care there -- click on APPLICATIONS page for address / fax #. Review
the DSS publication "Long-Term Care Issues and
(current to 1/1/2012 as of this writing)) which is NOT on
the elderly services division publications page and
apparently always includes the current "key
numbers".Find brief information on the new "low
income Medicaid" or Husky D program (bulletin no longer online -- this
is my downloaded copy) -- or see also Rules.And write to/call Barbara Wilson or call her at 860-424-5814 for a
fax of the up-to-date list of assisted living facilities
participating in the pilot Medicaid program covering
assisted living OR to get on the waiting list (about 1- 1
1/2 years)
PROTECTIVE SERVICES: To report cases of suspected abuse, neglect or exploitation, call the toll-free In State referral line at 1-888-385-4225, Out of State call Infoline at 1-800-203-1234. After Hours Elder Abuse Emergencies, In State call Infoline at 211, Out of State call Infoline at 1-800-203-1234. (I'm tired of the State changing the location for this information on its website!)
|The Connecticut Elder Law website (CTElderLaw.org)
|Consumer-oriented site on Connecticut Elder Law topics. Maintained by Connecticut Legal Services with support from the ABA, the Eastern Connecticut Area Agency on Aging and the CHOICES program. Direct link to Legal Services Network pamphlets for consumers. Direct link to Goverment Benefit Information page without frame.
|CT Hospice
|Includes information on inpatient and home care hospice services.
|CT Office of the Health Care Advocate
|"The office focuses
on: assisting consumers to make informed decisions when
selecting a health plan; assisting consumers in resolving
problems with their health plans, and; identifying and
advocating on issues, trends and problems that may
require executive, regulatory or legislative
intervention." Access: : 1-866-HMO-4446, FAX: (860)
E-mail: email@example.com
|CT Insurance Department
site, but you can go directly to the page with Medicare supplemental policy rates (PDF)in Connecticut; page listing companies that offer them; page with list of
CT Partnership policies; page with list of other companies
offering LTC policies; article on mental health benefits in CT; and compilation of insurance regulations.
LINK to letter from CT Ins. Dept and CT Dept. Consumer protection re: ANNUITIES
|CT Long-Term Care Ombudsman's office
|CT's long-term care ombudsman talks about advocacy volunteers and fundraising
|CT Partnership for Long Term Care
|Link forwards to a page in the Office of Policy & Management agency of CT, but the stuff is still there -- navigate the left-hand column options or this page.. More complete than the Insurance Department site; includes a wealth of statistical information on long-term care, a summary of Medicare eligibility limits for long-term care. Links to OPM "Cost of Care in Connecticut" (PDF) (change year in URL to get current year info); has prices for each nursing home AND home health agency in the state.
|CT Public Health Dept.
|Includes page with Public Health Code and regulations. You can write to the department for their annual review of nursing homes and home health agencies, or download the nursing home book index or entire book. (PDF)
|CT Rental Assistance programs
|RAP regulations: 17b-812-6, 17b-812-9 and 17b-812-11a.
|CT State Homepage
state page with connections to all branches of state
Includes STATE EMPLOYEE PHONE/E-MAIL DIRECTORY including DSS workers.
|CT State Treasurer
|"Name it and claim it" site
|NEW website from DSS devoted to the ConnPACE program. Download the ConnPACE application.(PDF)
|Funeral Consumer Alliance of Connecticut
|Nonprofit group that surveys funeral homes and provides price information. Order their funeral home survey.
|We all know this but often forget. Has all kinds of information about subsidized housing etc.
|PLAN of Connecticut
|Nonprofit organization that will handle small special needs trusts and operates CT's only "pooled" trust under 42 USC sec. 1396p(d)(4)(c).
|Reverse Mortgage Info
|Low-interest Connecticut-funded CHFA reverse annuity mortgage website info -- has fees ($1,500) rate (7%) and instructions on applying. (Check AARP site for more on commercial mortgages) Try this link for a confidential calculator.
|sharinglaw.net - disability
|HELPLINKS page has legal and non-legal links relating
of interest to the disabled
SSATTY page has listing of private practitioners who handle Social Security claims and appeals
|sharinglaw.net - elder
|Page with non-legal links to care providers and related services
NATIONAL ELDER LAW RESOURCES Return to Page Index
(in alphabetical order)
|AARP (formerly the American Association of Retired Persons)
|Searchable site, includes: directory, with direct e-mail links, to every member of Congress; has taken over from reverse.org much of the reverse mortgage information, including information on many topics; read the latest biennial report on long-term care including the portion on Connecticut. DO NOT use the reverse mortgage "calculator" link, because it is now linked to a site that asks for personal information (name and phone). Try THIS instead.
|ABA Center for Professional Responsibility - Model Rules
|Although Connecticut's Rules of Professional Conduct have not yet been amended to reflect the most recent changes to the ABA rules, and so do not have the force of law, they are an important resource for Connecticut elder law attorneys.
|ABA Commission on Law and Aging
|Includes listing of section publications; offers free e-mail subscriptions. View articles from Bifocal, the Section's newsletter, order relevant Section publications, and download publications.
|Administration on Aging (AoA):
|The AoA funds caregiver support programs and many other programs for the elderly. The site includes links to local agencies, other resources, and compilations of general and statistical materials. The "Elder Care Locator" is here.
|Alzheimer Page
|Comprehensive site on Alzheimers sponsored by Washington University - St. Louis - sign on to the mailing list
|American College of Trusts and Estates Counsel. No, this is not only for those who plan for the 8-figure estate set. Includes the highly-regarded ACTEC Commentaries on the ABA rules of professional conduct and a terrific, PUBLIC, T&E links page
|Americans with Disabilities Act site
|U.S. Dept. of Justice site, including technical assistance manuals.
|For reference purposes, gives instant "quotes" on annuities. Commercial site - there are probably others.
|APHSA (formerly, Nat. Association of State Medicaid directors)
|Health Services Division of "APHSA," "a bipartisan, professional, nonprofit organization of representatives of state Health and Human Service agencies (including the District of Columbia and the territories)," formerly known as the "American Public Welfare Association." Fascinating site that alas, has no search function and one suspects the best stuff is in the "members only" section. At one time included a list of Medicaid waivers. Includes collection of pending legislation, State Medicaid Director Letters issued by CMS, etc
|Center for Medicare Advocacy
|Includes information on Medicare, e-mail link to request the Centers printed materials, a "quick screen" to identify potential Medicare coverage, articles on Medicare+Choice, and a useful chart of the various supplemental policy provisions and summary of gaps in coverage. Redesigned; the "hover buttons" mostly gone -- harder to nagvigate however.
|Consumer Consortium on Assisted Living
|"Consumer-focused advocacy organization devoted to the needs and rights of assisted living residents." No more checklist for evaluating assisted living facilities; you have to spring $14 to order one :(
|Consumer Reports
|Periodic consumer information on nursing homes, long-term care insurance, etc. Clients often mention Consumer Reports articles.
|Labyrinthine and comprehensive site created by was created by CPA Karen Stevenson Brown, also a long-term care consultant. Look here when you can't find it. Includes "links to information on legal, financial, medical, and housing issues, as well as policy, research, and statistics."
|End of Life Options pages
|Thanks to the wonders of the "Wayback machine," this useful article from Dickinson College is still available. Includes summaries of the perspectives from numerous different religions on artificial nutrition and hydration issues as well as medical and ethical discussions. No longer online at Dickinson -- perhaps being updated? we can hope.
|Families USA
|Families USA offers free subscriptions to e-mail newsletters and policy alerts in four areas - Medicaid, managed care, children's health, and all health care issues. Direct e-mail link to your congressperson to send messages on pending legislation. A valuable site for those involved in advocacy.
|Fedlaw site. Or see USA.gov
|This is now located in "The Center for Regulatory Effectiveness." Federal government site reference center. Links to the U. S. Supreme Court, all Federal Circuits, and many District Court opinions, etc.
|FirstGov for Seniors
(formerly Access America for Seniors) (on USA.gov)
|Developed as a cooperative effort under the aegis of the National Partnership for Reinventing Government and maintained by the Social Security Administration, this site provides access to government services and information covering a wide range of issues (from Social Security to travel tips). You can also sign up for a mailing list.
|Health Privacy Project
|Now part of Center for Democracy and Technology. No more link to privacy laws,but does have articles breaking laws down state-by-state, published i 2002. Contains links for HIPAA (large PDF) and the HIPAA regulations. (Also see the DHHS FAQ in Q&A format).
|Health Resources and Services Administration, U.S. Dept. Health and Human Services
|Lists the annual poverty guidelines (most recent online is 2011 though) used to measure eligibility for many programs (PDF)
|U.S. Dept. Health and Human Services
|Links to recent "briefings" on Medicaid eligibility policies from DHHS Office of Assistant Secretary for Planning and Evaluation, April 2005; provided courtesy of Christine I Andrew, Esq., of the Connecticut Alzheimers Association.
|Non-profit organization located in Southern California offers useful "consumer-oriented" pamphlets and newsletter items suitable for clients. Also includes "Your Way," a guide to help older adults and families communicate about medical treatment desires, values, etc.
|Information on Section 8 / elderly housing: Housing Choice Voucher Program Guidebook (eligibility) (PDF) 2013 Income limits (PDF). See: 24 C.F.R. Part 5 Subpart F (replacing prior regulations). Statutory authority: 42 U.S.C. 1437f.
|Easy-to-read summaries of insurance laws in all 50 states, plus explanations of HIPAA, COBRA rights, etc., with ample links to local sources of information.
|Longtermcare Link
|Consumer-oriented site that gives a comprehensive look at long-term care planning, from LTCI to Medicaid planning, with links to vendors of assisted living. Written by a CLU. Now owned by National Care Planning Council
|Includes "Nursing home compare" information page. This is also the place to find those elusive "provider manuals." You can order in print or download. Good hunting, what you are looking for is buried deep within. See also the nonprofit "member of the family" website that tries to summarize this information with a list of best and worst. I haven't listed it separately because I'm ambivalent about the accuracy from this kind of characterization.
|Medicare Rights Center
|National, not-for-profit organization located in New York City; site offers direct assistance for Medicare beneficiaries and on-line versions of brochures (some bilingual). Site now has an excellent interactive guide through Medicare copays, deductibles, and coverage information.
|National Academy of Elder Law Attorneys (NAELA)
|Includes fill-in form for members to sign up for participation in NAELA's unmoderated e-mail mailing list. Whether or not members participate, they can review listserve archives through NAELA's members only page. Members are also entitled to a template-style website for $25/year, available to the public through the popular "Need an elder law attorney?" link. NAELA Bylaws now require members to subscribe to "aspirational standards." (PDF, reproduced on my site)
|National Citizens Coalition for Nursing Home Reform (NCCNHR)
|Nonprofit group that advocates for nursing home reform. Site includes address/telephone information for ombudsmen in all 50 states. Order publications, but I can't figure out if they still have Nursing Homes: Getting Good Care There -- their search engine was not working. Site HAD a really useful "advance directive" for quality care which yours truly has restored to you, courtesy of the wayback machine.
|National Council on the Aging (unitedseniorshealth.org)
|A national nonprofit advocacy group. Includes information about long-term care insurance, Medicare, Medicaid and Medigap insurance and a list of publications for sale.
|National Health Law Project (NHeLP) now healthlaw.org
|"30 Years of Working for Justice in Health Care for Low Income People." Includes detailed analysis of current and proposed legislation.Offers a free e-mail subscriptions for publishing information on current issues.
|National Hospice and Palliative Care Organization
|The National Hospice and Palliative Care Organization (NHPCO) represents hospice and palliative care programs and professionals in the United States. Includes advanced directives for all 50 states available for download, although annoyingly you have to provide name, email and address so it's not clear how you get the directives for other states. Advanced directive forms are copyright; "reproduction and distribution by an organization or organized group without the written permission of the National Hospice and Palliative Care Organization is expressly forbidden."
|National Organization of Social Security Claimants' Representatives (NOSSCR)
|National support organization for attorneys specializing in Social Security disability law. Includes basic information on the law and the organization. Purchase the "Listing of Impairments for Adults, Listing of Impairments for Children, and the Medical-Vocational Guidelines (Grids)." Some materials are available only to members.
|National Reverse Mortgage Lenders' Association
|Only reverse mortgage site I could find that has a confidential "calculator" of what can be obtained by a reverse mortgage without asking for name and phone. Site says: "NRMLA membership requires signing and adhering to a Code of Ethics and Professional Responsibility that commits all members, whatever their role in the process, to performing their jobs with integrity and empathy. We encourage members to look at their presentation to consumers as if they are sitting on the other side of the kitchen table."
|National Senior Citizens Law Center (NSCLC)
|NSCLC advocates nationwide on behalf of low-income elderly individuals and persons with disabilities. Includes articles and legal documents on many of these topics.
|Office of Disability, Aging and Long-Term Care Policy
|Component of the U.S. Department of Health and Human Services. Includes numerous surveys, studies, and analysis on health care, Medicare, Medicaid, and Managed Care.
|Savings Bonds (TreasuryDirect)
|Treasury Dept. site for determining current value of US savings bonds
|Social Security Administration
|Includes Social Security Handbook, benefit calculator, entire Social Security Act, SSA forms, subscribe to a newsletter. See also "Understanding SSI."
|Site of T&E lawyer Noel Ice -- contains Noel's unique and frank (!) commentaries on the retirement distribution regulations, hyperlinked -- invaluable. (Scroll down to the bottom of the page)
|Veterans Administration
|Includes information on all benefits programs; download VA life insurance forms, Form 21-526 by which a single veteran can get an additional $90 excluded from applied income when on Medicaid; Form 21-534 for a widow.
since October 6, 2006
Return to Page Index
Back to Lisa Davis Info/Links Index


text:
New VMware ESX Server Manages Virtual Environments
Virtualization specialist VMware recently launched ESX Server 3.5, a management solution for virtual environments. ESX Server 3i is a 32MB light version.
Simple virtualization of individual machines is no longer the major concern; and infrastructure mechanisms that give administrators the ability to back up virtual machines, or migrate virtual machines between hosts, are no longer sufficient. Instead the focus is turning to managing virtual environments, and the recent ESX Server 3.5 release by market leader VMWare follows this trend.
The many functions that improve handling and availability, and automate routine tasks, include Distributed Power Management, a function that distributes virtual machines (VMs) within a VMware cluster to give administrators the ability to power off hosts with low usage levels after moving the VMs to another place. This saves power and helps the environment in line with the current Green IT campaigns. As load increases, the hosts are powered back on without the users noticing.
The update management feature for both >VMware hosts and VMs is also new. It also relies on infrastructure layer capabilities to clear hosts prior to patching, and to provide a snapshot-based rollback option for VMs. In addition to the familiar Vmotion technology for VMs, Storage Motion has been added to move disk images, rather than virtual machines, between storage systems on the fly, thus supporting I/O load balancing.
Large data centers that are distributed over multiple sites for security reasons can use the new Site Recovery Manager to migrate all VMs to a backup data center in case of disaster. Availability is further enhanced by new monitoring components (Enhanced HA).
VMware has also released a lean version of the product known as ESX Server 3i besides the ESX Server update. Weighing in at just 32MB, it can reside in Flash ROM or on a memory stick to support diskless, zero-installation, zero-maintenance virtualization servers, which many manufacturers are working on according to reports. Dell is expected to release a product this year with the aim of both removing barriers for newcomers to virtualization, and giving data centers an easy option for expanding capacities.
Issue 178/2015
Buy this issue as a PDF
Qemu Flaw Lets the Guest Escape
Xen project announces a privilege escalation problem for Qemu host systems
Android Bug Threatens Millions of Users
Attackers can compromise an Android phone just by sending a text message
Lenovo and Canonical Announce Laptop Deal
PC vendor will pre-install Ubuntu on portables in India.
Mozilla Firefox Blocks Flash
More embarrassment for Adobe's embattled multimedia tool
Security Problem in Firefox's NoScript Add-On
Mozilla's script blocker add-on could be putting malware sites on the whitelist.
RIP SSLv3
The Internet community officially banishes the notoriously unsafe Secure Sockets Layer protocol.
Mate 1.1 Arrives
Popular desktop environment continues the Gnome 2 legacy – with new support for the Gnome 3 toolkit.
US Government Requires HTTPS
The Obama White House has issued a memorandum telling all US government agencies they must use HTTPS for all websites and web communication.
Mozilla Signs Firefox Add-Ons
New program will dial up security for the Firefox browser.
Fedora 22 Arrives
Red Hat's community distro embraces the cloud.


text:
Gear Review
Kayla Weiser
Arbor Recycle
I feel like I've purchased nearly every Arbor shirt for my guy... But it's because they're seriously hard to beat. They're super comfortable, they fit well, and can be worn alone or underneath a flannel. I would absolutely recommend!
View More Details on Arbor Recycle T-Shirt - Short-Sleeve - Men's


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Like every other federal agency, the Joint POW-MIA Accounting Command (JPAC) has felt the effects of sequestration.
During an Aug. 26 briefing at The American Legion National Convention in Houston, Steve Thompson – JPAC's family and veterans liaison – said that sequestration has impacted staffing and man hours for the agency tasked with conducting global search, recovery and laboratory operations to identify unaccounted-for Americans from past conflicts in order to support personnel accounting efforts by the Department of Defense.
Thompson, a member of American Legion China Post 1, said JPAC's civilian employees were furloughed one day a week for six weeks, though JPAC did get permission to reschedule furlough days to meet mission requirements. The ability of those civilians to work overtime during deployments and business travel also was impacted.
"In spite of all the budget frustrations that we've been dealing with, we've really been doing our best to overcome some of the hurdles," Thompson said.
Thompson also discussed a recent U.S Government Accountibilty Office report [2] delivered in response to a 2010 National Defense Authorization Act (NDAA) mandate that DoD increase capabilities and capacities within JPAC to increase the amount of servicemembers identified to 200 per year by 2015.
GAO's report found that community-wide planning to achieve that goal has been impeded by disputes and by a lack of coordination among members of the missing persons accounting community, with the Defense Prisoner of War/Missing Personnel Office and JPAC developing two competing proposed plans that didn't encompass the entire accounting community. The report also stated that various members of the missing persons accounting community are not all clearly articulated in existing DoD directives or instructions.
The report made nine recommendations, including possible options for an accounting community reorganization; Thompson said that DoD agrees with eight of the nine recommendations. "We think a reorganization is probably coming," Thompson said.
But progress is being made, Thompson said. In 2013, 34 missions have resulted in identifying five U.S. servicemembers from the Vietnam War, while five Korean War missions have led to 20 identifications. Seven World War II remains also have been identified.
Identifying Vietnam War remains is a more difficult process, Thompson said.
"We can go to North Korea, recover remains, and the presentation of those remains is excellent," he said. "But in Southeast Asia, the soil acidity is quite high – it's actually about the same acidity as a Rolaids – and it's dissolving the remains in the soil as time goes by.
"You've still got wives, and you've still got moms that are waiting for their sons and husbands to come home from Vietnam."
In 2014, 76 JPAC recovery teams and 37 investigation teams are planned to conduct missions in 19 countries.
Also, the agency will move into a new facility in Hawaii, named for deceased Sen. Daniel Inouye, in 2016. And last June, the agency opened an annex at Offutt Air Force Base in Nebraska. Thompson said the annex doubles JPAC's lab space needed for the analysis of co-mingled skeletal remains, as well as permits easier access to archive facilities and government agencies, and brings JPAC closer to universities for recruiting purposes.
And the agency's Korea Forward Element – which puts JPAC workers side by side with South Korea's Ministry of National Defense Agency for KIA workers during four-month deployments in South Korea – has resulted in identifying the remains of two U.S. servicemembers since 2012.
"It's easier for us to have locals talking to locals," Thompson said of the program.
Searching areas all over the world provides unique challenges, but Thompson said one challenge is universal. "Our biggest enemy is the passage of time," he said.
[1] http://www.legion.org/print/217006
[2] http://www.gao.gov/products/GAO-13-810T


text: You'd be hard pressed to find a negative article on new Maple Leafs goaltender Jonathan Bernier. He was a consummate professional during his time as a member of the Kings organization. So it's no surprise that as today wore on and the news of his departure from LA began to spread, several of his now-former teammates took to twitter to send out some goodbye messages.


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R.A.D. women's Self Defense
The Rape Aggression Defense (R.A.D) System is a program of realistic self-defense tactics and techniques for women. The R.A.D. System is a comprehensive, women-only course that begins with awareness, prevention, risk reduction and risk avoidance, while progressing on to the basics of hands-on defense training. R.A.D. is not a Martial Arts program. Our courses are taught by nationally certified R.A.D. Instructors and provide each student with a workbook/reference manual.
The Southern university community has been proud to provide Rape Aggression Defense training. There are 6 certified instructors and each have varying experiences. The training is broken up over five or six weeks, and the sessions are about two and half hours each. The course we currently teach is for "Women Only." Many university members and students have been able to take this training and we hope that many more will. There is no charge for the course. For more info contact Southern R.A.D.
R.A.D. Schedule:
Spring 2012
Monday March 26th, April 2nd, 9th, & April 16th 4-630pm ***
Location: Farnham Hall Community Room.
To sign up for a session please email RAD.
Classes fill up fast and the spots are filled according to the date/time emails are received.
*Students MUST attend ALL of the classes during which ever session they choose. There will be no makeup classes.
Please wear comfortable workout type clothing, sneakers and no jewelry.
Don't forget to bring a water bottle, this is a physical class, and we take numerous
water breaks as needed.


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When: Tuesday, April 30, 2013 4:00 PM - 5:00 PM
Where: Physics : 1410
Event Type(s): Colloquium
The natural time scale for internal motion in atoms and small molecules is dictated by their Angstrom sizes and Rydberg binding energies to be femtoseconds or shorter. The binding fields for the outermost electrons are tens of volts per Angstrom. Phil Bucksbaum, Stanford University, will describe recent experiments designed to measure the interaction of atoms and molecules with laser fields on these scales of time and field strength. Two kinds of laser sources are employed: Strong focused infrared lasers create these extreme conditions within a single optical cycle, and thereby induce atomic phenomena that evolve during fractions of a femtosecond. This is the regime of high harmonic generation. X-ray free electron lasers can also produce these extreme fields, but at much higher oscillation frequencies. This is the regime of rapid inner shell ionization and Auger relaxation.
Website: http://umdphysics.umd.edu/events/physicscolloquia/732-ultrafast-amo-physics-with-strong-laser-fields-high-harmonic-generation-and-x-ray-free-electron-lasers.html
For more information, contact:
Carole Cuaresma Kiger
+1 301 405 5945


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Art thieves will be "Slashed, strangled, and slaughtered. Beaten, stabbed, and crushed. Garroted and impaled. Shot and executed without mercy." (Wiess the Imaculate, Dirge of Cerberus)
|My main reasons for point donations is so I can make a few polls and so I can change my name.
My friends call me Matt. All my life, I always loved the dinosaurs, and in a way, they're my best friends. As a child, I always wanted to be a paleontologist, but now, I think I'd like to be a paleoartist, or maybe a "paleocartoonist," as I like to think of myself as.
I also like to think of myself as a combo of Walt Disney, Stan Lee, Robert Bakker, Steven Speilberg, William Stout, James Gurney, and Noata Watabe (Fossil Fighters character & dinosaur design).
Maybe I should become a character designer, a photographer for paleontologists, or something else. Hopefully one day I'll find my answer.
I also enjoy getting a response.
If u download, I have 2 conditions:
1. add to ur favorites
2. comment (optional i guess)
so I just write them down in journals and share them with others.
for lines/inking
for coloring and shading
Favorite artists:
One more thing. If you ever see me in real life, please let me be. I'd rather not explain to my mom (or any family member) about my online pals.


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Korea banking pitfalls snaring Lone Star help scare away foreign investors
Hong Sung Sook, a 67-year-old Seoul housewife, says she's getting ready to pull $100,000 of savings out of Standard Chartered Plc (STAN)'s South Korean unit and put it in a local bank. Paul Yoo, 60, the former country head of Lone Star Funds, is locked up in jail and refuses to talk to the press.
Their stories help explain why six years have passed since any overseas investor has taken over a Korean financial company valued at more than $500 million, according to data compiled by Bloomberg. South Korean President Lee Myung Bak's latest effort to sell Woori Finance Holdings Co. collapsed this month after the taxpayer-rescued firm failed to attract any bids from abroad.
Standard Chartered's efforts to base pay on performance enmeshed it in the longest strike in Korea's banking history, while Dallas-based Lone Star's third attempt to exit a 2003 investment is entangled in court. Public mistrust of buyout firms, political opposition to government-backed reforms and abrupt regulatory changes may also deter fresh entrants.
"It's clearly negative for foreign investors in any country to see a strike like this," said James Rooney, chief executive officer of consulting firm Market Force Co. in Seoul. "Foreign investors can't rely on South Korea's government as rules are changed all the time."
About 2,700 staff at Standard Chartered First Bank Korea Ltd resumed duties yesterday for the first time in two months, while warning of further stoppages unless the company withdraws the new salary system. The union says performance-based pay would lead to job and wage cuts, while the company, known as SC First Bank, says it will improve competitiveness.
Last Straw
"The strike was the last straw," said Hong. "I've been a loyal customer for three decades even though the service was bad and it paid lower interest than other Korean banks."
The dispute forced Standard Chartered to temporarily close 42 branches, a tenth of its network in a market that accounts for 11 percent of the London-based lender's annual revenue.
It's too early to determine the impact of the strike and branch closures on business, SC First Bank said in an e-mailed response to Bloomberg questions, declining to provide figures on deposits or loans. The bank said it would do its best to minimise inconvenience to customers, who are increasingly using automated teller machines and online services for banking.
SC First Bank's market share fell to 6.6 percent of deposits at the country's seven largest lenders in 2010, from 8.7 percent when Standard Chartered acquired the company for $3.3 billion five years earlier, according to regulatory filings.
Lose Customers
"It looks like it'll be very tough for them to reach an agreement anytime soon," Sohn Joon Beum, an analyst at LIG Investment & Securities Co. in Seoul, said of the labour conflict.
As cross-border financial-industry mergers falter in Korea, elsewhere in Asia they are picking up. Dai-Ichi Life Insurance Co. purchased Tower Australia Group Ltd for A$1.2 billion ($1.3 billion) this year, and Malayan Banking Bhd bought Singapore brokerage Kim Eng Holdings Ltd for S$1 billion ($830 million), Bloomberg data show.
Lingering public criticism and a legal dispute over Lone Star's takeover of Korea Exchange Bank eight years ago is one reason why overseas investors shunned bidding for Woori Finance this month, according to Yun Chang Hyun, professor of business administration at University of Seoul.
Left Scar
"The scar Lone Star left here is too deep," said Yun. "I don't think any major foreign capital will try to penetrate the Korean banking industry for a while."
The government received a solitary bid for Woori, from local private-equity fund MBK Partners Ltd, by its August 17 deadline, forcing President Lee to abandon his second attempt to sell the nation's biggest financial firm by assets. Woori was created in 2001 as a holding company for banks that taxpayers bailed out following the Asian financial crisis in 1997-1998.
Yoo has been back behind bars since July 21 on concern that he may flee while he, Lone Star and Korea Exchange Bank (004940) are retried on charges of stock-price manipulation. Yoo was jailed in February 2008, then acquitted and freed five months later.
Korea's highest court in March ordered a retrial of the case, which charged him with spreading false rumours of a possible capital reduction at KEB's card unit to drive down its stock price in 2003 and enable Lone Star to buy it cheaply.
Lone Star isn't the only foreign financial firm being accused of wrongdoing in Asia's fourth-largest economy. Four Deutsche Bank AG employees and the German lender's Korean brokerage unit were charged with market manipulation that caused a one-day stock rout on November 11, prosecutors said on August 21.
Delayed Sale
The case against Lone Star has delayed its planned 4.4 trillion won ($4.1 billion) sale of Korea Exchange Bank to Hana Financial Group Inc. (086790), the country's fourth-largest financial company. The Financial Services Commission, a state regulator, said in May that it won't decide whether to approve the takeover until the court makes its judgment.
Lone Star has had previous efforts to sell Korea Exchange Bank stymied by regulator inaction. HSBC Holdings Plc (HSBA) dropped a $6 billion bid for the lender in September 2008 after authorities left the plan in limbo for more than a year because of legal disputes involving the US buyout fund. Criminal probes into Lone Star forced Seoul-based Kookmin Bank to cancel its plan to buy KEB in November 2006.
Failed efforts by officials to relax bidding rules helped to thwart the Woori sale, Yun said. In June, opposition party lawmakers rejected a plan by the Financial Services Commission that would have allowed rival Korean financial holding companies to take a smaller stake than the 95 percent required by law. President Lee abandoned a previous attempt to privatise the company in December because of a lack of bidders.
Clearer Plans
"The sales won't succeed unless the government comes up with clearer and more detailed plans and gives proper rights and responsibilities to officials," said Kim Sang Jo, a professor of international trade at Hansung University in Seoul who also leads shareholder activist group Solidarity for Economic Reform.
Korea's financial watchdogs have been busy over the past year. The country began a three-month ban on stock short-sales on August 10 after global market turmoil triggered a 15 percent drop in the benchmark Kospi stock index since the start of the month. Other directives have related to capital controls, taxation of bonds, mergers among savings banks, the role of domestic brokerages, companies buying foreign-currency bonds and bank holdings of currency derivatives.
"The Korean government has always been trying to improve transparency and efficiency of sound market function through our open market policy," Ernst Lee, a spokesman for the Financial Services Commission, said in an e-mailed response to Bloomberg.
Lower Profit
Combined profit at 37 branches of foreign banks operating in Korea fell 43 percent to 538.5 billion won in the first half of 2011 as they booked derivatives losses and interest income dropped, according to the Financial Supervisory Service.
Regulators tried to resolve the strike at Standard Chartered. It has been more than a month since Financial Supervisory Service Governor Kwon Hyouk Se instructed his agency on July 18 to seek an early end to the dispute.
"Trade unions are a factor that foreign investors will consider when they're deciding on entering Korea," said Kenny Tang, Hong Kong-based general manager of AMTD Financial Planning Ltd "Foreign investors will be worried." -By Seonjin Cha
Category: Korea


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- BlackBerry® Desktop Software
- S/MIME Support Package for BlackBerry® smartphones
- BlackBerry smartphones
The S/MIME Support Package for BlackBerry® smartphones must be installed using the application loader tool found in the BlackBerry® Desktop Manager. To perform this, complete the following steps:
- Refer to KB12532 to install the latest versions of the BlackBerry Desktop Manager and BlackBerry® Device Software.
- For versions earlier than BlackBerry Device Software 4.5, the correct version of the S/MIME Support Package will need to be downloaded from the download now link on http://na.blackberry.com/eng/ataglance/security/products/smime.jsp.
- For versions earlier than BlackBerry Device Software 4.0, S/MIME Support Package 1.5 must be downloaded and installed in Windows®.
- For BlackBerry Device Software 4.0, S/MIME Support Package 4.0 must be downloaded and installed in Windows.
- For BlackBerry Device Software 4.1 and 4.2, S/MIME Support Package 4.1 must be downloaded and installed in Windows.
- For BlackBerry Device Software 4.5 and later, the S/MIME support package application is included in the BlackBerry Device Software installer.
- Refer to KB03621 and install the BlackBerry S/MIME Support Package on the BlackBerry smartphone by ensuring that the S/MIME Support Package has been checked in the Device Application Selection screen of the Application Loader.
Note: In order to synchronize certificates BlackBerry Desktop Software 6.1 will be required. If the option to synchronize certifications is missing in BlackBerry Desktop Software please see KB23666 .
For instructions on how to enable the S/MIME support package for BlackBerry smartphones with the BlackBerry Administration Service settings, please see KB25677.
Please refer to Certificate Synchronization in the BlackBerry Desktop Software 6.1 user guide for information on how to synchronize certificates to the BlackBerry smartphone using the certificate synchronization tool.
By downloading, accessing or otherwise using the Knowledge Base documents you agree:
(a) that the terms of use for the documents found at www.blackberry.com/legal/knowledgebase apply to your use or reference to these documents; and
(b) not to copy, distribute, disclose or reproduce, in full or in part any of the documents without the express written consent of RIM.
Visit the BlackBerry Technical Solution Center at www.blackberry.com/btsc.


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Gone are the days where moms were forced to use messy and inconvenient cloth diapers to keep baby clean and dry. However today some women are purposely making the choice to ditch disposables and go back to cloth, thanks to the diapering products designed by bumGenius. Now parents can do their part to help the environment and save money otherwise spent on countless diapers that must be thrown away after just one use.
The 3.0 Cloth Diaper is one of bumGenius' most popular products, as it's a cloth diaper that doesn't involve any intricate folding or dangerous pins to keep it fastened to baby's bottom. They are so user friendly, every family member will agree to pitch in with diaper changes - when soiled, just toss it in the washing machine, dry and use again. Even better, the 3.0 cloth diaper comes in a one-size-fits-all design, with a newborn insert for extra small netherregions. Since it grows with your baby, it is an economical solution for families that find themselves purchasing large boxes of disposables that go to waste when baby has a growth spurt.
If you want to go completely organic, invest in some flannel wipes to pair with your cloth diapers. Easy to use and reuse, the wipes are made out of unbleached cotton, so skin does not irritate when used. They even fit inside of wipe warmer systems.
Finally, cloth diapering doesn't have to be unsanitary. bumGenius makes it easy with their Bottom Cleaner that gets baby's bottom clean with the first wipe. This all natural spray does not contain any additives that will irritate sensitive skin, keeping baby safe and comfortable during and after diaper changes.
For those dirty diapers, the bumGenius Diaper Sprayer will easily clean the cloth diaper line with its high-pressure spray. Don't clog your washing machine or soil your hands when rinsing and cleaning bumGenius' diapers can be so simple.
These are just a few of the bumGenius products available to new parents via the BabyEarth website. Go organic and reap the benefits for both yourself and the environment.


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ShredIT Event- 2014
October is recognized as National Cyber Security Awareness Month. In support of this effort, the University of Missouri hosts a series of events across each campus designed to educate faculty, staff, and students about computer and information security.
In addition to our events, please visit these online resources for best practices and webcast opportunities:
Columbia Campus Events Schedule:
ShredIT Collection Event
Date and Time: Wednesday October 8th, 2 pm to 4 pm (DO NOT DROP OFF ITEMS BEFORE 2 pm)
Collecting at MU Telecom Building- Loading Dock
The Division of IT will be hosting the fall ShredIT event! ShredIT events are open to the University system, MU campus, and Hospital departments at no charge for University-owned equipment. It's time to dig out those old hard drives, CD's, and other ancient data storage devices consuming space in your closets and desk drawers! We recommend shredding any data storage devices that no longer have a useful life. Visit http://infosec.missouri.edu/assets/device-disposal.html for more information.
ShredIT Presentation
Thursday October 9th, 3:30 pm Memorial Union N206- Walt Disney Room
Luke Westerman from Computer Recycling Center will be here to talk about his company located in Springfield, Missouri. This is the company that the Division of IT uses for ShredIT Events. Luke will talk about the importance of properly disposing of materials and as well as show you how his company operates, so come out and meet Luke.
SANS Securing the Human- Information Security Training Lab
Computing labs will be open to MU faculty and staff who have not completed the mandatory information security training through SANS-Securing the Human. Reminder, the completion deadline for this requirement is December 31st, 2014! Information Security and Access Management (ISAM) staff will be available during this time to assist users with log in issues and to answer your questions. Visit http://infosec.missouri.edu/hr/security-training.html for more information about the required security training.
Thursday, October 2nd 7 am to 9 am
145 Engineering Building West
Tuesday, October 7th 11 am to 1pm
124A Strickland Hall
Monday, October 13th 4 pm to 6 pm
124A Strickland Hall
Friday, October 24th 12 pm to 2 pm
146 Stanley Hall
Wednesday, October 29th 3 pm to 5 pm
124A Strickland Hall
Using Cloud, a Box presentation
Tuesday October 28th, 11:00 amMemorial Union S203 AES
Come discuss Box and how you and your department can use it for safe and secure computing using cloud.


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Created: 11/20/2012 7:45 AM KSTP.com By: Jennie Olson
Best Buy Co. says it recorded a loss in the third quarter, hurt by a continued sales slump and charges related to its restructuring plan. Shares fell 6 percent in premarket trading.
The struggling electronics chain reported a loss of $10 million, or 3 cents per share. That compares with net income of $156 million, or 42 cents per share in the prior year period. Excluding one-time items, net income totaled 3 cents per share. Analysts expected 13 cents per share.
Revenue fell 4 percent to $10.75 billion. That matched analyst expectations.
The company said previously it expected third-quarter results to decline significantly. Last week CEO Hubert Joly outlined a plan to improve results via beefing up customer service and revamping stores while at the same time cutting costs.
(Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.)


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Feb. 27, 2005
OKLAHOMA CITY, Okla. - Seniors Becca Barras and Nicole Overeem were honored by the Mountain West Conference following the 2005 MWC Championships held at the Oklahoma City Community College Aquatic Center, Feb. 23-26.
Barras was named the Co-Diver of the Year for the second time in her career, this time sharing the honor with Utah's Kelsey Patterson. At 2003's Championships, Barras shared the honor with her teammate, Tracey Berghian. Barras was also given the Senior Recognition Award.
Overeem was honored with the Sportsmanship Award for the first time in her career. It is the second honor for Overeem of the season after earning a share of the Leslie Self Inspirational Award last month.
Swimmer of the Year: Raluca Udroiu, UNLV
Co-Divers of the Year: Becca Barras, New Mexico/Kelsey Patterson, Utah
Senior Recognition Award: Becca Barras, New Mexico
Sportsmanship Award: Nicole Overeem, New Mexico
Swimming Coach of the Year: Jim Reitz, UNLV
Diving Coach of the Year: Keith Russell, BYU