text:
MR. MORRELL: Hey, guys. Good afternoon. This is going to be an abridged edition, much to the pleasure of my colleagues to the right, because the secretary and the vice president have an engagement at 1:00 at National Defense University. So I urge you all to tune into that. But let me just give you a quick rundown of the secretary's upcoming schedule, and then we'll get to your questions.
Tomorrow, for the third time since he retired as director and the first time since taking over the Defense Department, Secretary Gates will return to the CIA. Director Panetta has kindly invited the secretary to come over for a luncheon meeting, after which he will address agency employees. He will pay tribute to the agents who were killed or injured in last month's attack in Afghanistan, discuss the much-improved cooperation between the CIA and the military intelligence communities, and reflect on his time working at the agency for many years. Those events, unfortunately for you all, will of course be closed to the press.
On Monday night, the secretary will host a small dinner in honor of Anders Rasmussen, the secretary-general of NATO. This dinner is to continue their discussions from the recent NATO defense ministerial meeting in Istanbul. Guests will include the secretary of State, the national security adviser, and the U.S. ambassador to NATO, Ivo Daalder.
The secretary-general is in town for the NATO Strategic Concept seminar, so on Tuesday Secretary Gates will give the opening remarks for that seminar at the National Defense University.
The Strategic Concept outlines the alliance's security tasks and guides its future political and military development. It is being updated and revitalized to address new challenges that have arisen since the current concept was enacted in 1999. The secretary will talk about the ongoing transformation of NATO from a defensive alliance to a more expeditionary force capable of dealing with a range of traditional and nontraditional threats. This one will be open to the press.
Later that morning, the secretary will open the inaugural meeting of the Council of Governors. The Council of Governors was formed as part of the recommendations made by the Congress and the Commission on the National Guard and Reserve. The council's mission is to strengthen the partnership between the federal and state governments to protect our nation against a range of hazards and threats, including natural disasters and acts of terrorism. This is an important forum for exchanging views with state and local officials on homeland defense and the civilian-support challenges we face today and will continue to face in the future.
Also Tuesday, the secretary will meet with the minister of Defense from Brazil, Nelson Jobim. This is their third discussion over the last 14 months and will focus once again on increasing defense cooperation and exchanges between our two countries, specifically defense technology and trade. The ongoing humanitarian operations in Haiti will also be high on the list of discussion points.
Finally, on Wednesday night, the secretary will receive the Distinguished Service Award from the Nixon Center. As many of you know, the Nixon Center was created by the late President Richard Nixon as an organization focused on international American policy in the post-Cold War era. The secretary's honored by the distinction, is looking forward to the opportunity to share some thoughts on how this department is adapting to meet the most pressing security challenges of our time to include working with and through partner countries to overcome common threats. And that event is also open to the press.
So that's the rundown for between now and next Wednesday evening. With that, let's get to it with our remaining 22 minutes.
Yes, Anne.
Q There's --
MR. MORRELL: That's why I had to read so quickly.
Q There are reports coming out of Marja that the snipers there are alarmingly accurate, and more so than we've seen in the past. Is this an issue that has risen to the level of Gates or other people at the Pentagon? Have you been aware of this? And is there anything that's being done about it?
MR. MORRELL: Well, luckily you guys had the benefit of a briefing from the RC South commander much closer to the operation in Helmand than I am or that the secretary is. I can tell you this: The secretary did receive a briefing this morning from General McChrystal on the ongoing operation down in Helmand, Operation Moshtarak, as well as other issues related to Afghanistan and Pakistan.
He, I don't believe, was briefed specifically on the sniper threat. I think the characterization that was offered to him was probably one that was similar to the one offered to you all by the RC South commander, and that is that this Afghan-initiated and Afghan-led operation is having great early success, but I stress early.
We're just six days into this. We are still very much in the clearing phase, although there are -- there -- we do have assets in place and ready, and we are preparing to begin the hold and build phases. And they have -- as I think General Carter mentioned to you, they are still meeting stiff resistance. It is not very coordinated, but there still are holdouts who have remained in Marja and elsewhere in Helmand who have stayed to fight, and they're clearly going to fight to the bitter end.
We have been sustaining casualties. Yesterday I think we lost two more coalition forces. We lost a couple of Afghan forces as well. We mourn those losses. But I think on the whole everybody is pleased with the -- with the rate of progress that we're seeing.
We are -- the biggest threat, as I understand it, to our forces right now is really from the slew of IEDs and mines and other explosives that have been left in the wake of many of the fleeing Taliban, those who left before the operation began and those who left once it began. And so we are having to proceed at a very painstakingly slow rate to ensure that neither our forces nor any civilians are harmed by, you know, the bombs that have been left behind by these fighters.
So a long way of getting back to your specific question with regards to the sniper threat is, it is not something that I believe has been raised to his level. It's a -- frankly, it's -- although I've read in some of the press accounts some of the sniper issues -- we clearly are engaging in some small-arms battles with those forces that have remained behind -- it has not been an issue that has been highlighted, as far as I can tell.
Okay? Yeah.
Q Yeah, could you talk a bit about the significance of this capture in Pakistan of the Afghan Taliban commander? And then also --
MR. MORRELL: Let me just -- let me just add one thing. And I don't -- I'm sure General Carter did. One of the reasons that we're enjoying the success, I think, that we are thus far into this operation has been the extraordinary cooperation that we are getting from the Afghan locals in -- in and around Marja, who have put us in a position to identify IEDs before we happen upon them. So their cooperation, their assistance is saving American and coalition lives, saving Afghan forces' lives and saving their fellow citizens' lives. And so we are very much appreciative of that, because, after all, it is our highest priority to minimize civilian casualties.
Obviously, we had a -- an unfortunate incident that happened a few days ago in which we did suffer some civilian casualties. That investigation is still under way, although I think it clearly indicates thus far that, although civilians were in that house that was -- that was struck, that there were also insurgents in there who had been firing on our forces.
Yeah, Phil (sp), I'm sorry. So the pickups in Pakistan. I'm not in a position to speak to any one of those with any specificity. What I would only offer is that, between the ongoing operations that we have throughout Afghanistan, but in particularly -- particularly in Taliban strongholds, particularly in RC South and then the border region in RC East, as well as the sustained efforts that you've been reading about in Pakistan by the Pakistani military intelligence services, the Taliban is clearly being squeezed -- being squeezed by our forces, coalition forces, Afghan forces in Afghanistan, being squeezed by Pakistani military and intelligence forces in Pakistan.
And we have to see what the impact of this would be. Our hope is clearly that this is creating a certain amount of discontent, worry, turmoil within the organization, such that it is, that Taliban fighters are going to think twice about remaining loyal to this cause and that this will ultimately adversely impact the momentum that they have enjoyed over the past several months.
I think it's too soon to say with any certainty that we've -- that it has reversed the momentum trend that they had enjoyed. I think you heard from General McChrystal last week when we were -- two weeks ago, I guess it was, when we were in Istanbul, that he no longer sees the situation as deteriorating. But he was reluctant to go any further than that, so I'm certainly not going to. But between the concerted efforts that you're seeing in Pakistan and the concerted efforts that we are undertaking along with our Afghan partners in Afghanistan, the squeeze is being put to the Taliban.
Yeah, Mike.
Q Geoff, kind of along those same lines, there's been a concerted effort to grab -- capture or kill, I guess -- some of the local shadow governors of the -- around Afghanistan. Can you talk just a bit about what those captures mean, and exactly what the -- what the shadow governments around Afghanistan have been -- have been doing in terms of --
MR. MORRELL: I -- I think -- you know, again, Mike, I think I fundamentally addressed this point. I mean, I think that we are -- we believe, we certainly hope, that these combined efforts on both sides of the border are going to reverse the momentum that the Taliban had enjoyed.
I can't speak with any specificity to any of these particulars but -- particular cases. I'd urge you to, you know, talk to the Pakistani government about who they have and the significance of who they've picked up.
We are obviously -- and you've heard me say it time and time again now over the last several months -- enormously pleased and gratified and heartened by the fact that the Pakistani government, the Pakistani military, their intelligence services, appreciate the threat that exists within their midst and is doing something about it. That's reflected in the fact that they have an extraordinary number of forces now deployed on the border region in the west. It's reflected in the fact that they are taking action against Taliban leaders. There's a -- there's a host of examples of their recognition that this -- that this threat within their borders is every bit as much a danger to them as it is to us.
Q Can you talk, though, about what impact these shadow governments have been having on the effort?
MR. MORRELL: Well, I mean, I think I would only -- I would only say, Mike, that clearly any attempt to undermine the legitimate government, the democratically elected government of Afghanistan is counterproductive. And this is a fledgling government as it is; it's a government that has -- has been, you know, trying to get on its feet in the midst of war, in the midst of enormous economic hardships. And the fact that there are those within the country who are trying to undermine it and set up alternative forms of governance are simply not helpful. And so the more -- the more Pakistani leaders and shadow governors and wanna-be future leaders who are picked up, taken out, killed, arrested, whatever it may be, or want to lay down their arms and recognize and support the democratically elected government, the better.
Q A couple of just quick questions --
MR. MORRELL: Let me just -- on this, I do want to note, though, for those of you who were with us in Istanbul, you heard the secretary talk several times about the need for more trainers in Afghanistan, and the need for countries that are supplying additional forces to Afghanistan to look at their mix of forces and to figure out if it might be better for the overall effort to provide more trainers than fighters at this point.
Along those lines, we heard from the Italians today, or yesterday, that they have indeed adjusted their mix and, I think, are sending now 75 additional trainers. So that's not on top of their -- the 1,000 forces that they have pledged, additional forces that they have pledged to the effort, but that is within that they are adjusting the mix to reflect the priorities of the commander, General McChrystal, and in response to the direct requests that were made by Secretary Gates at the ministerial and our subsequent visit to Rome a couple days later.
Sorry. Yeah.
Q I've got a couple of non-war assistance questions. Will you --
MR. MORRELL: Okay, let's finish this, and we'll come -- we've got a couple of minutes to get to you.
Q Okay.
Q Can I follow up on the Pakistan question? Should we attribute the sweep to increased cooperation by the Pakistanis, or an increased willingness of them to go after the Taliban? Or should we -- is this lucky intelligence?
MR. MORRELL: I wouldn't -- I wouldn't attribute any specific operation to any particular motive. I am speaking generally about the way the Pakistani government and its military and its secure -- intelligence services have responded to this threat over the last several months.
Q What would you say to critics who are saying this -- or the timing of this is almost suspicious? The fact that so many of these big fish are being hooked at the same time is raising questions about Pakistan's motives here. I mean, it comes just days after they say they want to be involved in reconciliation efforts. The New York Times says now that this guy Baradar is one of the most approachable members of the Taliban. People are wondering -- maybe Pakistan has motives to gain political favor here. What do you say to that?
MR. MORRELL: Again, I mean, I think the question was asked in a different way by your colleague to your left. I'm not going to speak to their motives. I'm not going to speak to any of the specific operations or these specific captures.
What I will say to you yet again is that we are enormously heartened by the fact that the Pakistani government and their military and intelligence services increasingly recognize the threat within their midst and are doing something about it.
Yeah, Iraq, you said. Is that right?
Q Yeah. Just this morning we had reports of another bomb, in Ramadi this time. In the previous months you described these attacks as, you know, few and far between, high-profile. Have you seen a shift in that assessment, are we making a shift in that assessment of the attacks that are coming? And is there going to be any change of the U.S. preparation for the elections because of these? Are more troops going to be sent out to secure --
MR. MORRELL: Not that I know of. I mean -- and I -- you know, I normally wouldn't speak of this from this distance, but Secretary Gates did get an update from General Odierno when he was in town yesterday. He remains in town and will brief you, I believe, on Monday morning here.
But no, I think -- in fact, he was -- he met with the secretary shortly after the publication of that front-page Washington Post story -- you know, the sky is falling; sectarian violence is about to break out again; we're going to have a repeat of 2005, 2006 in Baghdad -- and he just couldn't disagree any more strongly with the story and can point to any number of examples of why it is not akin in any way to the horrors that we saw in 2005, 2006.
I mean, fundamentally, let's remember the context. We are now a few weeks away from a major election in Baghdad -- in Iraq. This is -- as horrific as some of these attacks have been, it is -- it is not unexpected. This is the kind of pre-election tension and violence that had been anticipated. Frankly, it has not been to the levels that some might expected.
We are clearly heartened by the fact that unlike 2005, there is no credible call for boycotting these elections by any noteworthy politician. In fact, the leading Sunni politician, al-Mutlaq, is actually encouraging widespread Sunni participation in the election as a means to redress some of their concerns. I think all the major coalitions involved in the election understand the importance of trying to form a government as quickly as possible after the election, so that there is not this period of uncertainty and potential turmoil in the wake of it, and that they all recognize that it's going to have to be some sort of coalition that's built among competing parties.
I think -- and by any objective measure, the number of security incidents is down dramatically and that even ethno-sectarian violence remains extraordinarily low.
And we're always heartened by the fact that the -- that there is no evidence thus far that the Iraqi people are in any way losing confidence in their security forces or that Shi'a militias are starting up or that the Sunnis are turning to al Qaeda. And even if they were to, al Qaeda has been so decimated, they aren't in a position to undermine things to the extent that they -- that they did back in 2005, 2006.
So I -- yes, I come back to the same point we've made time and time again: that al Qaeda has been diminished to the point that they have to husband resources, ammunition, personnel and launch high-profile attacks with less and less frequency and attempt to reignite sectarian violence. And time and time again they have done it, and time and time again it has not resulted in the outcome that they had wished.
Yes, Mikey.
Q Geoff, a couple quick ones. One, are you aware of any military resources assisting with this plane crash in Austin, Texas?
MR. MORRELL: I'm not. I think that it is -- as I came in here, it's -- as I understand it, it's a Homeland Security issue, FAA issue. And even if there were something sinister to be determined here, I think it would be for others and not us to deal with.
Q Okay. About your point about al Qaeda, a West Point study recently out says that al Qaeda support in Muslim countries has dropped substantially. Obviously that would be heartening news to the U.S. and its allies, but do you have an explanation for that, or do you want to comment on that?
MR. MORRELL: I think I'd defer to the study. They're the experts, no?
I mean, I -- listen, I mean, there's been a -- there's been a number of studies. There's certainly been anecdotal evidence to suggest that this bankrupt ideology has certainly not been winning over people in the past, you know, nearly 10 years that it's sort of been on this most recent offensive. And, you know -- and that's for a number of reasons. I'm just -- speaking off the top of my head here.
But the fact is that what they are professing and preaching and promulgating is not consistent with the tenets of the Koran and what this otherwise peaceful religion is all about. And so I don't think it resonates with the vast majority of Muslims around the world, in addition to the fact that the preponderance of their attacks, it seems, are so indiscriminate in nature that, you know, there have been an untold number of Muslim victims as a result of their campaign of terror. So I don't think they have done anything.
And my last point, just off the top of my head, would be that there is nothing here that they are offering to anyone other than death and destruction. There is nothing that they are offering as an alternative to this Western way of life that they so despise. There is no hope, there is no future, there is no building, there is no education, there is no promise. I think those combination of factors are probably rooted in why it has not taken off probably as they wished it would.
Sorry, five more minutes. You, Tony Capaccio.
Q (Off mike) -- tanker issue. The final RFP is supposed to come out by the end of the month. What steps, in one minute or less, has the Pentagon taken to mitigate losing in a protest? What steps has it done to scrub the -- (inaudible)?
MR. MORRELL: Well, I'm not going to -- I'm not going to go through specific steps. I mean, what I will tell you is, frankly, what I have told you some variation of before, that when we did the draft RFP process, we did it for a reason. We sent out a draft for a reason, which is we want comments. We want comments from industry, we want comments from Congress. Those comments came in in abundance. We then took those comments, or are taking those comments, and reviewing them. And many of them are quite good and helpful. And as I told you before, we are making adjustments to the RFP to reflect the fact that there were errors pointed out to us.
Now, I think the implication is that somehow we are making adjustments to favor one person -- one party or another, because one party was threatening to abandon the competition. I can tell you definitively there couldn't be -- that couldn't be any further from the truth. We are trying to be as fair as humanly possible about this competition. Our only goal here is to get our warfighters a new tanker so that they can have the support they need to be successful in their operations, and to get the taxpayers the best deal for their money.
We don't have a dog in this fight otherwise. We don't care who wins. We want the warfighter and the taxpayer to win. So we want to design a competition that is as fair as possible. And that's what we are in the process of doing. You will see a formal RFP released in the coming weeks. And we hope to God that both -- that however many competitors wish to bid see it as what it is intended to be, which is an honest, fair attempt to produce a competition that provides our warfighters with the best plane possible and the taxpayers with the best value for their money. That's it; no more, no less.
Q Last week, after 16 years in development, the famous airborne laser shot down a missile. Will that notable success force the secretary to rethink his opposition to the program?
MR. MORRELL: But he was never opposed -- Tony, he was never opposed to the program. He had issues with the platform. The CONOP on the platform didn't work. The whole idea is you got to hover a 747 in enemy territory to shoot down a missile in its boost phase, at extraordinary cost these planes were going to be built at. He's always said the technology is important, and that's why, although we did away with the platform, we still are investing in the technology.
Directed energy still shows the most hopes, the most promise for dealing with the boost phase of missile defense. And so we continue to invest there. It's reflected in the FY '11 budget proposal.
And so I would just take issue with your characterization that he had an issue with the ABL or with directed energy. He had an issue with the platform. And we still very much want to pursue development of this promising technology, and we'll figure out down the road what the appropriate and cost-effective platform is.
Okay? I got time for one or two more. Yeah, go ahead.
Q Geoff, last week -- two weeks ago the secretary testified that -- to the House Armed Services Committee that he had not been consulted on the Obama administration's decision to cancel NASA's constellation program. Does the department have any concerns about what the impact of that cancellation might have on military space programs?
MR. MORRELL: Not -- I mean, listen, you're catching me blindsided. If it's a space -- that is so esoteric for my -- for my knowledge base that you're better to get me offline than up here. I have no idea. But I'm happy to help you afterwards.
Q Real quickly, has there been a decision made to change within the Pentagon -- to change the dress code for the military? And if so, what's the thinking behind that?
MR. MORRELL: Let me try to do this in one minute.
There's not been a decision from on high about this. To give you the quick history of this, the secretary has for a long time been thinking about making a change in his office. When he came back from Christmas vacation, he asked his military staff to switch out of their BDUs, out of their fatigues, and into dress uniforms, their more appropriate work uniforms.
His thinking was simply that this is the headquarters of the United States military in our nation's capital. He hosts leaders from around the world. The people we do business with, from across the river, the professionals that come to see us are all dressed in business attire. And he thought it was time for his office to be dressed accordingly.
This is -- he understands fully why this building changed in 19 -- in 2001 into its fatigues. This building was hit, it was attacked. We were at war. Not only was that the appropriate dress, in the aftermath of that attack, it showed solidarity with the warfighter.
I think we are at a point now where he believes at least that what one dresses in does not necessarily reflect their commitment to the warfighter or, and that there are other ways to demonstrate their solidarity. Frankly it's by doing everything you can, once you walk in this door every day, to make sure they have what they need to succeed.
This was not a mandate for the building as a whole. This was meant for his staff. If others take notice, as they clearly have, and make adjustments, that is their decision. And I think you've seen some offices go about that.
You'll certainly see the people you deal with in Public Affairs, starting Monday [March 1], dressed in their business or dress attire. And I think you'll likely see other officers in the building as well. But it was not by fiat. It was not mandated. It's -- they've probably taken notice of the change upstairs and re-evaluated their own policies.
Okay, thank you all.


text:
September 1977
If you ever go to Houston, you'd better walk right. You'd better not gamble, and you'd better not fight.
I escaped once, but they sent me back.
There's more at stake than money when two hustlers cue up.
What do you do when you have more paintings than walls to hang them on?
In the bush leagues, rooting for the home team can be a humbling experience.
A freshman in the Texas Legislature finds everything from the sublime to the ridiculous—well, maybe not the sublime.
Houston has the healthiest urban economy in the nation, but money can't buy happiness.
The raw truth about out steaks and chops.
Bored? Lonely? Put some herbs in your life.
It's been Us and Them in the deregulation fight, but one of us has become them.
Renewing the old adage of child rearing—you can't fool mother nature.
Willie movin' on; Erhard moving in; Hofheinz cleared; Gloria hacked; brown pelicans perking up; Chileans kicking off.
Good news/ bad news about Shakespeare; Doug Sahm controls his destiny; San Antonio gets jazzed up while Dallas goes crazy for pops; Texas poets in and out of their elements.
Best/ Worst legislators: everybody loves somebody sometime.
A far far eastern trip; a place in the country; one hundred ivory-ticklers.

subset: commoncrawl


text:
Web Content Management with Documentum
Web Content Management with Documentum
Book Details
About This Book
- Design and implement Documentum applications
- Practical examples to help you get the most from Documentum
- Tips and tricks to ease everyday working with the system
Who This Book Is For
This book is targeted at IT professionals who are Documentum beginners or intermediates. The depth of coverage means that experienced Documentum developers will also benefit from the book, and learn some new tricks. Although no knowledge of Documentum is presumed, exposure to Java/J2EE, XML, and related web technologies will help to get the most from this book.
Table of Contents
What You Will Learn
- Understand the basic components of the Documentum system
- Install, configure, and get started with Documentum
- Design Documentum applications and custom object types
- Create rules and presentation files
- Master workflows and create custom workflows
- Deploy Documentum applications
In Detail
One of the world leaders in Enterprise Content Management, the EMC Documentum family of applications helps you manage all types of content across multiple departments within a single repository. With the Web Content Management suite of applications, you can efficiently manage content and underlying processes for your Web properties, and ensures that they are responsive to business needs.
To fully realize the power of this system can seem daunting, but this book will help you achieve that. With easy to follow examples, this book will take you the simplest and most straightforward route to success. Along the way, you will learn insights that only a seasoned professional would know.
Packed with practical examples, you will get hands-on with the powerful features of Documentum to grow your skills and confidence. You will see tips and tricks to handle complexities of the system, and avoid the common errors that waste your time.
From installing and getting started with Documentum, you will see how to design and develop Documentum applications, before rounding off with deployment.


text:
Corpus Christi home market pinched by tighter regulations, poor credit scores
Few qualifiedto purchase home
CORPUS CHRISTI - Now is the time to buy a home in the Coastal Bend.
If only there were more qualified buyers.
Low credit scores combined with tighter government restrictions on mortgage loans mean fewer buyers are available to snatch up deals even as average home prices drop.
South Texas finally is feeling the pinch other areas of the country started feeling two years ago, said Gabe Guerra, Corpus Christi regional manager for Kleberg Bank.
About 10 months' worth of homes are on the market, or about 2,800 homes, according to the Texas A&M University Real Estate Center. Before the real estate bubble burst in 2008, the average home sales price in Corpus Christi was $172,400. By January, the average sales price was $140,300, nearly 20 percent less.
"It is definitely a buyer's market out there," Guerra said.
The only problem is a lack of qualified buyers in an area where the average person carries a 700 credit score — third worst among U.S. cities — along with $24,000 in credit card debt.
Texas contributed three other cities to the list of those with the lowest credit scores in the U.S. in 2010: Harlingen at 684, El Paso at 706 and Tyler at 709, according to credit reporting agency Experian.
Two years ago, the minimum credit threshold for a Federal Housing Administration loan was 580, and now it's 640, Guerra said. The amount required for down payments also has gone up, he said.
Home loan applications in Corpus Christi and surrounding areas plummeted from almost 30,000 in 2006 to fewer than 19,000 in 2009, a side effect of the worst U.S. recession since World War II, according to a Caller-Times analysis of data obtained through the federal Home Mortgage Disclosure Act.
The act requires lenders to report lending activity by census tract, gender, race and the borrower's income.
Loans during those four years in the Corpus Christi area were denied between 19 percent and 26 percent of the time. Each year, the local denial rate was 2 to 3 points higher than the state average.
Loans can be denied for several reasons, including low credit score, unfavorable debt-to-income ratio or spotty employment history. In Corpus Christi, applicants' credit history was the most common reason for denial.
Between the three counties, Nueces showed a higher rate of denial for all applicants between 2006 and 2009, when about one-third of all completed applications for either a conventional, Fannie Mae or Veterans Affairs loan were denied.
Although sales are slow in the Coastal Bend they are worse in other parts of the state, according to data from Texas A&M University's Real Estate Center.
In Brownsville, January home sales dropped 16 percent from January 2010 sales and in Harlingen, sales dipped 20 percent in the same period. Corpus Christi's sales for January were up nearly 14 percent from January 2010, when they were the slowest in more than a decade.
As banks constrict cash flow in the wake of tighter federal regulations, even buyers with strong credit scores are feeling the pinch.
David and Kina Pena, a middle-aged couple with a paid-off mortgage and excellent credit scores, thought buying a second home would be a breeze.
Four frustrating months later Kina, a retired Corpus Christi teacher, and David, who owns his own business, received final approval for a Federal Housing Administration, or Fannie Mae, home loan of about $175,000.
They closed in February.
Kina Pena said the buying process was much more difficult than she remembered it being in the 1980s and '90s.
"It's like they don't want you to borrow the money anymore," she said. "It was insulting when we knew we could have paid cash."
Buying and selling a home was much easier from 2002 through 2007, when lenders dumped billions into high-risk mortgages and builders scrambled to keep up with demand.
Despite signs of improvement, more and more sellers are pulling out of the market, including the Penas.
Rather than float their Southside home into a sea of "For Sale" signs, the Penas are renting it out.
"I just had a gut feeling it is a bad time to sell," Kina Pena said.
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text:
Judge us on the present, not the past – says Nottingham Forest's Chris Cohen
Posted: December 05, 2012|
IT is almost five-and-a-half years since Chris Cohen arrived at Nottingham Forest from Yeovil Town.
And yet, the midfielder is still just 25 years of age, having made well over 200 appearances from the Reds.
In that time, he has seen a lot.
Promotion from League One, two play-off campaigns ended at the semi-final stage in the Championship, two battles against the drop, a takeover and a 12-month lay-off with a serious knee injury.
After a cup appearance at the end of August marked his comeback, he waited another month for league action and, since that came against Derby, he has not looked back.
In total, he has made 14 appearances and produced his trademark energetic displays.
But after a second successive defeat, losing at home to Hull on Saturday following the midweek reverse at Ipswich, it was met by some jeers from the home crowd.
However, despite being just four points off the play-offs ahead of meeting Burnley at the City Ground at the weekend, Cohen said the fans are entitled to voice their opinion.
After all, Cohen said the team is to be judged on the present, not the past.
And he hopes three points at the weekend will put them right back in the hunt.
He said: "We are bitterly disappointed with the last couple of games and I am sure the manager will look at changing things and putting a side out to beat Burnley on Saturday.
"I have been here a long time and seen a lot but we don't look at what we did in the past, we look at what is happening right now and that is what you are judged on as individuals and as a team.
"We are judged by our supporters and people looking in, but all we can do is keep doing the right things and work hard and make sure we stop what we feel are these silly losses when we should be winning games.
"We need to be as cut-throat as we can and pick up points regularly.
"At Ipswich we did not deserve anything, but more because of our sloppy mistakes.
"We know if we don't turn up at 100 per cent, we could be in trouble. If you turn up at 80 per cent against a team in the Championship, you will come unstuck and that is what happened.
"Against Hull we felt we had a bit of bad luck and things went against us but these things happen. Decisions have gone for us before so it all levels itself out."
Forest have invested in an experienced well and have shown in games what they are all about like in beating league leaders Cardiff convincingly on home soil.
They have big players like Danny Collins, Andy Reid, Henri Lansbury, Adlene Guedioura, Billy Sharp and Simon Cox at the club. And Cohen is confident the inconsistent form – with two draws, then two wins and two losses in the last six games – will soon be put to bed and they can climb into the top six.
"For me, we have had some great players and some great squads while I have been here but as a whole, we have the best squad we have ever had at present," said Cohen.
"It is nice for the manager to have options and players know when they come in they have to do well. And if you are not in, you have to work hard to get back in which is a good thing."


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- 4
- people in the U.S. have this name View Duane Overstreet on Whitepages
Meaning & Origins
Anglicized form of the Irish name Dubhán or of the surname (Ó Dubháin) derived from it. Its popularity in the English-speaking world in the mid-1950s was influenced by the U.S. guitarist Duane Eddy (b. 1938).
|476th in the U.S.
Americanized form of Dutch and Belgian Overstraete, a topographic name for someone who lived 'on the other side of the street', or a habitational name from a place so named. According to Debrabandere this is a Brabantine name, originating from the Hof ter Overstraeten in Sint-Martens-Lennik.
|2,791st in the U.S.
Nicknames & variations
Duanne, Duan, Duana, Duanna, Duann, Duania, Duany, Duanea, Duanny, Duano
Overton, Overby, Overman, Overholt, Overbey, Overcash, Overturf, Overly, Overmyer, Overall


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KDL Recommends > Book Club Choices > Book Discussion Books
KDL Recommends
< The Happiness Project: Or, Why I Spent a Year Trying to Sing in the Morning, Clean My Closets, Fight Right, Read Aristotle, and Generally Have More Fun | The Lost City of Z: A Tale of Deadly Obsession in the Amazon >
The Dressmaker of Khair Khana: Five Sisters, One Remarkable Family, and the Woman Who Risked Everything to Keep Them Safe (P.S.)
Title: The Dressmaker of Khair Khana: Five Sisters, One Remarkable Family, and the Woman Who Risked Everything to Keep Them Safe (P.S.)
Author: Gayle Tzemach Lemmon
KDL Description:
The true account of Kamila Sidiqi who, when her father and brother were forced to flee Kabul, became the sole breadwinner for her five siblings. Armed only with grit and determination, she picked up a needle and thread and created a thriving business of her own and held her family together.
Amazon Description:
"We're far more accustomed to—and comfortable with—seeing women portrayed as victims of war who deserve our sympathy rather than as resilient survivors who demand our respect…"
Former ABC journalist Gayle Tzemach Lemmon tells the riveting true story of Kamila Sidiqi and other women of Afghanistan in the wake of the Taliban's fearful rise to power. In what Greg Mortenson, author of Three Cups of Tea, calls "one of the most inspiring books I have ever read," Lemmon recounts with novelistic vividness the true story of a fearless young woman who not only reinvented herself as an entrepreneur to save her family but, in the face of ferocious opposition, brought hope to the lives of dozens of women in war-torn Kabul.


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Thursday night obituaries
The following obituaries have been provided by local funeral homes. Read our complete obituaries in The Herald-Dispatch Friday and at www.herald-dispatch.com.
DELORIS L. CHILDERS, 81, of Barboursville, W.Va., died Aug. 15. Funeral services will be 11 a.m. Saturday, Wallace Funeral Home & Chapel, Barboursville; burial will be in Enon Cemetery. Memorial contributions may be made to the Building Fund at Steele Memorial United Methodist Church. www.timeformemory.com/wallace. Visitation from 6 to 9 p.m. Friday at the funeral home.
DARLENIA GAY COLLINS, 55, of Chapmanville, W.Va., daughter of Freeman and Ulla Smith of Chapmanville, died Aug. 14 in St. Mary's Medical Center. Services will be 1 p.m. Friday, Freeman Funeral Home, Chapmanville; burial at Forest Lawn Cemetery, Pecks Mill, W.Va. Visitation from 6 to 9 p.m. Thursday at the funeral home.
THOMAS MICHAEL EPPERLY, 40, of Huntington, W.Va., son of Thomas H. Epperly and Priscilla Sundquist, died Aug. 12 in Cabell Huntington Hospital. He was a concrete finisher. Funeral services will be conducted noon Saturday, Chapman's Mortuary, Huntington; burial at Woodmere Memorial Park, Huntington. Visitation from 6 to 8 p.m. Friday at the funeral home.
JOHNETTA BEA FRANCIS, 49, of Huntington, W.Va., mother of Merica Jessica Tanner, died Aug. 13 in Huntington. Memorial services will be 4 p.m. Tuesday, Celebration Church, 610 W 19th St., Huntington. Chapman's Mortuary, Huntington, is assisting the family.
GARRY EUGENE HEMPHILL, 42, of Wayne, died Aug. 6. Funeral services will be 2 p.m. Friday, Morris Funeral Home Chapel, Wayne. The family is welcoming friends and family to speak during the funeral. Burial will follow at Cox Cemetery, Genoa. Visitation one hour before service.
DELORIS D. LAFFERTY, 68, of Prestonsburg, Ky., widow of Kenneth Lafferty, died Aug. 15 in Highlands Regional Medical Center. She was a homemaker. Memorial service will be 1 p.m. Saturday, Nelson Frazier Funeral Home, Martin, Ky.; burial at Goble Cemetery, Prestonsburg, Ky. Visitation two hours before service. www. nelsonfrazierfuneralhome.com.
BRITTANY MICHELLE MARCUM, 23, of Stepptown, W.Va., died Aug. 15 at Three Rivers Medical Center. Funeral services will be 1 p.m. Monday, Walnut Grove Church of Christ; burial will follow in Anderson Cemetery, Crum, W.Va. Visitation after 4 p.m. Saturday and Sunday at the church. Arrangements by Johnson Tiller Funeral Home, Wayne, W.Va.
ROBERT LEWIS RIGGS, 65, formerly of Huntington, brother of Starley Riggs, died July 25, in Bradenton, Fla., where he was residing. Memorial service 2 p.m. Saturday, White Chapel Memorial Gardens Mausoleum, Barboursville. Visitation one hour before service. Arrangements by Chapman's Mortuary, www.chapmans-mortuary.com.
BRETT RYAN STOLLINGS, 42, of Chapmanville, W.Va., died Aug. 12 at St. Mary, W.Va.He worked for Elite Pit Removal. Services will be 1 p.m. Saturday, Freeman Funeral Home, Chapmanville; burial at Whitt Cemetery, Upper Crawley, W.Va. Visitation from 6 to 10 p.m. Friday at the funeral home. Contributions can be made to Freeman Funeral Home, P.O. Box 4306, Chapmanville, WV 25508.
NORMAN L. TOUT, 71, of Worthington, Ohio, formerly of Proctorville, Ohio, died Aug. 15, 2012. He retired from Ronk's Uniform. Funeral service will be 1:30 p.m. Sunday, Schoedinger Worthington Chapel, 6699 N High St., Worthington; entombment at Kingwood Memorial Park. Visitation two hours before service. Contributions may be made to Juvenile Diabetes Research Foundation, 1550 Old Henderson Rd., St N-160, Columbus, OH 43220. www.schoedinger.com.
RAYMOND THOMAS WISEMAN, 69, of Huntington, W.Va., died Aug. 15 at home. He was owner of A&J Trophy. A funeral service will be held 10 a.m. Saturday, Klingel-Carpenter Mortuary; burial at Ridgelawn Memorial Park. Visitation from 6 to 8 p.m. Friday at the funeral home. www.klingelcarpenter.com.
ROSA LEEN WOHLFORD 76, of Lexington, Ky., widow of Dick Wohlford, died Aug. 13 in Central Baptist Hospital. Funeral service will be 1 p.m. Friday, Nelson Frazier Funeral Home, Martin, Ky.; burial at Davidson Memorial Gardens, Ivel, Ky. Visitation two hours before service. www.nelsonfrazierfuneralhome.com.


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Video: Jaycee Dugard's testimony transcripts released
WARNING: Content may be offensive to some readers.
PLACERVILLE, CA - Details of the case involving Phillip and Nancy Garrido in the kidnapping of Jaycee Lee Dugard, have been released in the form of transcripts from Dugard's private testimony.
While a judge removed 34 pages of graphic accounts, including statements of her sexual assaults, from the transcript, 157 pages were made public, which detailed Jaycee's kidnapping and captive life with the Garridos.
Dugard's testimony includes very personal recollections of her past, her two children fathered by Phillip Garrido and how she lived in seclusion in their backyard.
Jaycee said she was walking to school when she was kidnapped. The Garridos shocked Jaycee with a stun gun after pulling up next to her in their car.
"I didn't really get a good look, but somebody, you know, kind of - a voice saying something about directions, you know, "Do you know where" - and then, all of a sudden, his hand shoots out and I feel tingly and like losing control, and I'm in the bushes, trying to go back, and somebody is dragging me," Jaycee said on her testimony.
Jaycee said she heard Phillip Garrido say "I can't believe we got away with it," then started laughing.
Dugard testified she was raped once a week for her first three years of captivity, until she got pregnant.
In her testimony, Dugard talked about extended sex sessions with Garrido that would last up to three days; she referred to them as "runs."
Garrido told Jaycee she was helping him because he had "a sex problem."
"He got me so that he wouldn't have to do this to anybody else," Jaycee testified. "So I was helping him."
Garrido videotaped the sex runs on many occasions.
After Dugard's first child was born, Garrido raped Jaycee once every two to three months.
After the second time Dugard became pregnant, things changed.
"He knew I was really scared about getting pregnant again," Jaycee told a grand jury. "He said he just couldn't help himself, but he was really trying to stop. And then I got pregnant again, and that's the last time he had sex with me."
The transcripts read:
Jaycee: "It lasted until I got pregnant."
Question: "Do you know about how much length of time went by until you became pregnant?"
Jaycee: "Three years."
Question: "So this was going on for that entire -- about once a week or more?"
Jaycee: "Yeah."
Jaycee: "Things really changed. He said that he was eventually going to stop having sex with me and that, you know, he was just really trying to change and he wants all to be a family."
Read Jaycee Dugard's testimony below:
(News10 removed the first 47 pages of the transcript because attorneys were going over the charges against the Garridos and explaining formalities to the jurors)
Jaycee Dugard's Grand Jury Testimony Transcript


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(Los Angeles) The United States Supreme Court has dismissed the final appeal in the Hollingsworth v. Perry case, better known as the Proposition 8 case, restoring the freedom to marry in California. The Court ruled by a vote of 5-4 that the proponents of Prop. 8 had no standing to bring the appeal.
The Court's decision vacates the ruling of the Ninth Circuit Court of Appeals and leaves in place the federal trial court ruling of Judge Vaughn Walker, who invalidated Prop. 8 in 2010, concluding that the measure violates the Constitution's guarantee of equal protection and the fundamental right to marry.
"We have said from the beginning that the proponents of Prop. 8 couldn't demonstrate a single way they would be harmed by loving same-sex couples marrying in California," said John O'Connor, Equality California executive director. "Marriage will be restored imminently and we look forward to decisive leadership from our elected officials in reinstating marriage for all people in every community across the state. Today is a day for celebration."
Marriage licenses will be granted as soon as state officials process the necessary orders. More information will be provided as it becomes available at eqca.org.
In a separate ruling, the Supreme Court held that Section 3 of the federal Defense of Marriage Act is unconstitutional, meaning married same-sex couples in California and other states will have full access to federal protections and benefits.
EQCA has long worked to secure the freedom to marry in California. In 2000, Proposition 22 passed, entrenching the ban of marriage for same-sex couples. In 2004, EQCA joined four other parties challenging Prop. 22 in court, culminating in a ruling from the California Supreme Court in 2008 that banning marriage for same-sex couples violated the equal protection clause of the California constitution. For 173 days prior to the passage of Prop. 8, every loving couple in California had the freedom to marry.
While continuing its work to secure the freedom to marry in California, EQCA has also passed more than 90 pieces of legislation enlarging the protections for LGBT Californians. This includes legislation to protect LGBT youth and seniors, to combat the epidemic of bullying in our schools, to protect transgender Californians from discrimination and abuse, and to ensure that all LGBT Californians have access to affordable health care.
EQCA will remain vigilant to any challenges that may arise to threaten the freedom to marry in California.
"This decision restores the freedom to marry to California and will put the state's laws in alignment with public opinion," said O'Connor. "Our community and allies are ecstatic that fairness and equality prevailed today."
EQCA is a proud member of The Breakthrough Coalition, a broad coalition of over 20 LGBT advocacy organizations that uses cutting-edge research to facilitate persuasive, one-on-one conversations about LGBT equality that have helped to positively impact public opinion on marriage and other issues.
Equality California (EQCA) is the largest statewide lesbian, gay, bisexual, and transgender rights advocacy organization in California. Over the past decade, Equality California has strategically moved California from a state with extremely limited legal protections for LGBT individuals to a state with some of the most comprehensive civil rights protections in the nation. Equality California has passed more than 90 pieces of legislation and continues to advance equality through legislative advocacy, electoral work, public education and community empowerment. www.eqca.org
Our affiliated organizations
Equality California Institute
& Equality California PAC
Contact information
202 W 1st St., Suite 3-0130
Los Angeles, CA 90012
323.848.9801 | f: 415.581.0805 contact us >
Special Thanks to
see all sponsors >
institute sponsors>


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Hotels in 14411 - Albion NY
Only hotels in 14411 zip code are listed below. Search for cheap and discount hotel rates in Albion, NY for your upcoming leisure or conference / group travel. We list the best 14411 hotels and motels so you can review the Albion hotel list below to find the perfect lodging. Hotels in Orleans county and area code 585 are also listed.
14411 Hotels, Motels & Accommodations
Next: Show All Available 14411 Hotels with Pricing >


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Quotes & Info
|DV > SEC Filings for DV > Form 8-K on 7-Jul-2014
|All Recent SEC Filings
Change in Directors or Principal Officers, Regulation FD Disclosure, F
(b) On July 7, 2014, Mr. Darren Huston notified the board of directors (the "Board") of DeVry Education Group Inc. ("DeVry Group") of his decision to resign, effective immediately, as a director of DeVry Group, as a member of the Audit and Finance Committee of the Board and as a member of the Academic Committee of the Board. Mr. Huston was recently appointed the president and chief executive officer of The Priceline Group and informed the Board that the increased demands of his new role are expected to consume the time otherwise available for serving on the DeVry Group board. There are no known disagreements between Mr. Huston and DeVry Group on any matters relating to DeVry Group's operations, policies or practices.
At present, the Board does not intend to fill the vacancy on the Board as a result of Mr. Huston's resignation. The Board intends to reduce the size of the Board from 10 members to 9 members pursuant to the provisions of the Amended and Restated By-Laws of DeVry Group.
On July 7, 2014, DeVry issued a press release announcing the resignation Mr. Huston. The full text of this press release is included in Exhibit 99.1 in this Form 8-K.
99.1 Press Release dated July 7, 2014


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Bath Rugby prop Paul James named in Wales team to face Scotland
Posted: March 05, 2013|
Bath Rugby prop Paul James will line-up against Scotland on Saturday.
James will replace the injured Gethin Jenkins in the front row at Murrayfield.
Toulon prop Jenkins, who has won 97 caps, injured his calf in Wales' 26-9 victory over Italy in Rome.
Wales' interim head coach Rob Howley said: "We have had two good, hard-fought away victories, but we know we will have to be at our best again to come away from Murrayfield with the result.
"It's disappointing for Gethin to miss out, but Paul has impressed and made an impact in each game he has played."


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Weekdays at Noon on 98.7 FM Arizona Sports
Bickley and Marotta
Student passes math, films his father's reaction
File this endearing video of a proud papa and his son under "Warm and Fuzzy."
Known as AriaMark on YouTube, the young lad secretly filming the video is a student in Nottingham, England, and based on his own explanation, not a very good student, at that:
A year before this video I was at a grade F in maths and you need a C (pass) to basically do anything with your life. I've never been amazing academically and have struggled throughout school. Neither me nor my dad nor my teachers thought I was going to get my C. I know some of you might be saying, well a C is nothing but for me it was hard to get.
Young AriaMark did, in fact, get his C and instead of just telling his dad the good news, he decided to film his reaction.
While his proud, crying father leaves the room at 2:16, the video continues filming an empty room for another 15 seconds until the young boy comes back -- wearing the best grin ever.
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Everything Happens for a ReasonPotter/TenSpeed/Harmony 2005; US$ 14.00
In each of our lives we are faced with events that seem inexplicable, unjust, even cruel?events that can shatter our perception of the world, our understanding of ourselves, and our faith in a higher power. Friends and family members often offer comfort with ?Everything happens for a reason??a simple, common phrase with an unbearably elusive meaning.... more...
Is He Mr. Right?Potter/TenSpeed/Harmony 2006; US$ 23.00
Wish you had a crystal ball that could tell you if your guy was Mr. Right? Tired of wasting time with one Mr. Wrong after another? You?re not alone. Too many of us make bad decisions about the men in our lives and end up committing to relationships that don?t bring us the happiness we deserve. Now you can have that crystal ball you were wishing for.... more...
The Emotional Energy FactorRandom House Publishing Group 2008; US$ 16.00
Do you wish you had more energy? Do you often feel drained, even after a good night?s sleep? Are there days when you can?t get going...when you just feel blah? If so, you?re not alone. You?re suffering from emotional fatigue--an all too common outgrowth of our frenetic modern-day lives. But you can regain your emotional energy forever with this... more...
When Good People Have AffairsSt. Martin's Press 2008; US$ 17.99
A world-renowned therapist, Mira Kirshenbaum has treated thousands of men and women caught in the powerful drama over what to do when an affair reaches into their emotional lives. Now, in When Good People Have Affairs , Kirshenbaum puts her unsurpassed experience into one clear, calming place. She gives readers everything they need to cut through... more...
I Love You But I Don't Trust YouPenguin Publishing Group 2012; US$ 15.00
Pepper Schwartz, author of Love Between Equals ?If you want to find your way back to the people you love, this book is a must read. It offers a step-by-step map for rebuilding trust and helping you find peace within.? ? Michele Wiener-Davis, author of Divorce Busting ?A path breaking book on restoring trust in relationships. A wonderful read... more...
Too Good to Leave, Too Bad to StayPenguin Books Ltd 1997; US$ 23.98
A book that deals with that most crucial of decisions - should you stay with your present partner or should you go? Brilliantly incisive, witty and extremely informative. more...
Too Good to Leave, Too Bad to StayPenguin Publishing Group 1997; US$ 16.00
Mira Kirshenbaum ( I Love You, But I Don't Trust You ), an international bestselling author and world-renowned therapist, draws on years of counseling experience to lead readers through relationship ambivalence. A careful line of 36 questions and self-analysis techniques designed to get to the heart of relationship and marriage problems.� This straightforward... more...
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My sister threw the most FABULOUS tea party for her daughter yesterday… I just had to share!
A "K" for Kylee… Made out of cupcake liners!
Beautiful cake done by
Adorable free printable food tags found at: Glorious Treats
Paper lanterns from Luna Bazaar…
And check out this super cute button art butterfly that she made! I found the frame at a local antique store.
She also made this little cake stand out of felt and ALL this felt food! Each of the girls got to take home a couple of the felt cookies in little "doggie bags" for their dolls.
She also made these darling silhouettes of Kylee and her American Girl doll… AND sewed an outfit for each girl to take home for their own doll!The table was set with china found at Goodwill (we found a full set for less than $30!) and each girl had a mini tea cup for their doll…


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I grew up listening to CFCF radio 600 in Montreal. With it's low dial position and very directional 5 kilowatt antenna pattern, it was one of the strongest stations I could receive on my home made crystal radio as a young child in Montreal. In New Jersey back in the 70's and 80's, I received CFCX simulcast of CFCF on 6005 KHz in the 49 meter Short-Wave band during daytime hours. I believe that the CFCX transmission on 6005 KHz was achieved with only 75 watts and reception was satisfactory until nighttime propagation rolled in foreign overseas stations on 6005 KHz. I also remember the sign-on of CFCF TV channel 12 in Montreal back in the very early 1960's. At that time, Montreal television did not sign on-air until about 4:00pm during the weekdays. For weekday television, we were forced to install rooftop television antennas and receive WPTZ ch. 5 out of Plattsburgh, NY and WCAX ch. 3 out of Burlington, VT. A few went to the effort to put up elaborate outside antennas to receive
The FM side of CFCF was CFQR. It is still on the air. In its heyday, CFCF also operated a shortwave relay, CFCX, on 6005 kHz. It blanketed eastern Canada and I could hear it quite well in New Jersey during the day. The demise of this once great station is a tragedy. It shows us what happens when bean counters, rather than broadcasters, own radio stations.
AH, Canada! Wasn't there a mandate of C-QUAM by the government? It took longer than the government thought, but using the C-QUAM Bomb they were eventually successful at destroying the band needed so desperately to cover their vast expanse.
What a sad, sad shame. This would be analogous to KDKA signing off in the States. What a sad and needless loss.
I have been trying for years to put together an authoritative book on the early years of the Marconi radio stations in Montreal, XWA/CFCF, and Toronto, CHCB, and have a great deal of original documentation. Problem is that nobody cares and there is no funding avaailble for publication.
Arthur E. Zimmerman << firstname.lastname@example.com >>
Author of "In the Shadow of the Shield" a documented oral history of the Queen's University radio stations 9BT and CFRC and of W/T in Kingston, 1902-1957.
Copyright © 2015 NewBay Media, LLC. 28 East 28th Street, 12th Floor, New York, NY 10016 T


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>Crescent City California News, Sports, & Weather | The Triplicate
Born at home May 24, 1921, in Chiloquin, Ore., she was the daughter of Ernest and Naomi Cassel.
Betty was preceded in death by first husband Drexel Swanson, husband Hugh Blagden, sister Patricia Dodge Sinclair and twin sister Berta Moratto Swanson on July 23, 2011.
She is survived by her three children: Barney Swanson (Sophia), Karen "Candy" Cathey (Dale), Krista Fullan (Eric); four grandchildren: Eric Swanson (Ann), Nicole Polk (Mike), Carey Cathey (Kari Lee), Lindsey Prange (Ben); great-grandchildren: Beverly Swanson, Christopher Swanson, Ryan Landen, Levi Polk and Caleb Cathey.
Betty's work career included Del Norte County Parks & Recreation, teaching dance in the Del Norte County school system, Industrial Electric Service Co., Six Rivers Savings & Loan manager and retiring as business office manager at General Telephone Co.
— Submitted by Family


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Working paper series / Johann-Wolfgang-Goethe-Universität Frankfurt am Main, Fachbereich Wirtschaftswissenschaften : Finance & Accounting
Year of publication
- 2005 (3) (remove)
- Malmquist-Productivity (2)
- bootstrapping (2)
- demutualization (2)
- exchanges (2)
- Börse (1)
- Europäische Union (1)
- Internationaler Kreditmarkt (1)
- Regulierung (1)
- 158
- Business models and stock exchange performance : empirical evidence (2005)
- In recent years stock exchanges have been increasingly diversifying their operations into related business areas such as derivatives trading, post-trading services and software sales. This trend can be observed most notably among profit-oriented trading venues. While the pursuit for diversification is likely to be driven by the attractiveness of these investment opportunities, it is yet an open question whether certain integration activities are also efficient, both from a social welfare and from the exchanges' perspective. Academic contributions so far analyzed different business models primarily from the social welfare perspective, whereas there is only little literature considering their impact on the exchange itself. By employing a panel data set of 28 stock exchanges for the years 1999-2003 we seek to shed light on this topic by comparing the factor productivity of exchanges with different business models. Our findings suggest three conclusions: (1) Integration activity comes at the cost of increased operational complexity which in some cases outweigh the potential synergies between related activities and therefore leads to technical inefficiencies and lower productivity growth. (2) We find no evidence that vertical integration is more efficient and productive than other business models. This finding could contribute to the ongoing discussion about the merits of vertical integration from a social welfare perspective. (3) The existence of a strong in-house IT-competence seems to be beneficial to overcome.
- 157
- Demutualization, outsider ownership and stock exchange performance - empirical evidence (2005)
- Academic contributions on the demutualization of stock exchanges so far have been predominantly devoted to social welfare issues, whereas there is scarce empirical literature referring to the impact of a governance change on the exchange itself. While there is consensus that the case for demutualization is predominantly driven by the need to improve the exchange's competitiveness in a changing business environment, it remains unclear how different governance regimes actually affect stock exchange performance. Some authors propose that a public listing is the best suited governance arrangement to improve an exchange's competitiveness. By employing a panel data set of 28 stock exchanges for the years 1999-2003 we seek to shed light on this topic by comparing the efficiency and productivity of exchanges with differing governance arrangements. For this purpose we calculate in a first step individual efficiency and productivity values via DEA. In a second step we regress the derived values against variables that - amongst others - map the institutional arrangement of the exchanges in order to determine efficiency and productivity differences between (1) mutuals (2) demutualized but customer-owned exchanges and (3) publicly listed and thus at least partly outsider-owned exchanges. We find evidence that demutualized exchanges exhibit higher technical efficiency than mutuals. However, they perform relatively poor as far as productivity growth is concerned. Furthermore, we find no evidence that publicly listed exchanges possess higher efficiency and productivity values than demutualized exchanges with a customer-dominated structure. We conclude that the merits of outside ownership lie possibly in other areas such as solving conflicts of interest between too heterogeneous members.
- 151
- Settling for efficiency : a framework for the European securities transactions industry (2005)
- Despite a lot of re-structuring and many innovations in recent years, the securities transaction industry in the European Union is still a highly inefficient and inconsistently configured system for cross-border transactions. This paper analyzes the functions performed, the institutions involved and the parameters concerned that shape market and ownership structure in the industry. Of particular interest are microeconomic incentives of the main players that can be in contradiction to social welfare. We develop a framework and analyze three consistent systems for the securities transaction industry in the EU that offer superior efficiency than the current, inefficient arrangement. Some policy advice is given to select the 'best' system for the Single European Financial Market.


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DEFIANCE, MO (KTVI0– Our early spring, combined with an extremely hot and dry summer is playing tricks on growers, moving the fall harvest for some items up to the dog days of summer.
At Sugar Creek Winery in Defiance, Missouri, one-third of the vines are already hollering, "pick me, pick me."
"We are harvesting everything three weeks to a month ahead of schedule," said Chris Lorch, winemaker at Sugar Creek.
"We decided to pick these at this point because half the fruit was sunburned," Lorch said. "The fruit that was exposed to the sun, because of the extreme heat, the skin was starting to soften and bruise and turn brown in color so I was worried about rains coming later on that might cause the fruit to fall apart."
Meanwhile it`s the apple crop that's almost ready to start falling off the trees at Eckert`s Orchard in Belleville.
"It is probably the biggest crop of apples we have had in five or six years," said Eckert`s President Chris Eckert. "We are fortunate because almost all of our acreage is irrigated so the drought has not had a negative impact on the fruit or the size of the fruit because we have had plenty of water delivered to the tree."
At Sugar Creek, they started irrigating after the drought of 2007, so water is not the issue it once was.
But even watering 12 hours a day, the amount of juice being produced this year is down from last year's, making for a smaller but tastier grape.
"It will concentrate that acidity and that flavor and sugar," Lorch said.


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Contact the Foundation
Executive Director: Janice Randall
The Cherokee Nation Foundation
800 South Muskogee
Tahlequah OK 74464
For media inquiries, please contact
Whitney Pancoast
About Cherokee Nation Foundation
The Cherokee Nation Foundation is a nonprofit organization serving the Cherokee Nation, a federally recognized tribe of more than 300,000 citizens. Its mission is to provide higher educational assistance to the Cherokee people and help revitalize the Cherokee language. The foundation is committed to financial transparency and operates in accordance with a board of directors and a Cherokee Nation Tribal Council advisory board. The Cherokee Nation Foundation is a nonprofit, tax-exempt charitable organization under Section 501(c)(3) of the Internal Revenue Code.
Susan Chapman Plumb
Cherokee Nation Principal Chief Bill John Baker
Gilcrease Museum Executive Director Duane King


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SlowlyHoly Cow: Musings on the Taurus New moON
…Last night, I asked my subconscious mind to reveal to me the nature of this New moON in Taurus. What I received was part comical, part dead one. Aside from the violence and tank chasing scenes which had me running for my life, I was soon a stumbling and silent witness to a cow–a psychedelic cow I might add—wandering at a snail's pace through a field of grass and mushrooms. Instead of eating the grass, my dream cow was eating the mushrooms. His pace was incredible. He was teaching me Tai Chi without knowledge of it. His eyes were crazy wisdom. The transmission was acute. And as he moved in his meditative trot, I just knew: This is the speed we are being granted! After the ragin' fires of this past lunation cycle in Aries–with all the planets being in Aries—its now time for a month of slow moving "tai chi." A Motion to Rejoin. Rejoin to what? The Earth, of course! It's time for planting.
My intention for the month?
To learn the pace of my cow friend. Also, to take some lessons from a Tree (I feel you can learn everything about Taurus from a Tree)…..a koan!
Here is the New moON chart casted for Boulder:
The 3 most important points of this Chart!:
1. Capricorn Rising, with Saturn in the 9th:
With Cap rising we are given some serious Earth. We are questioned on whether we have the know-how on just how we may be harnessing all of the cosmic energies we are being given. It is a test of both our endurance and our skills. And then there is Saturn in the 9th house. This is Spiritual discipline. It is the Cow's Tai Chi he was teaching me. How can we just sit in a pasture and watch and listen and breathe. …such a pressing question, isn't it?….
2. The New moON in the 3rd, conjunct the IC in Taurus:
This is critical. Wherever the New moOn is happening in the Horary chart is the most important asset of the chart. It is in the "House of the Mind." It relates to learning, communication, and meditation. Being so close to the IC, it asks us "Does your mind look like a glass pond on a 'perfect' Spring's day?" If not, why are there ripples? What must we do to create the perfect reflection? [the lessons are in the Cow, or the Tree]. Peace of mind awaits!
3. Pluto in the 12th house:
This attunes us to realm of Pisces: the psychic and mystical Ocean of Awareness. It makes us sensitive to the suffering of all sentient beings and inspires us to use our ethereal sensitivities in more selfless and spiritual ways. It also relates to potent dreaming–both awake and asleep. Pluto gives us power, but it starts with Fear! Don't be afraid of your dreams. Instead, live them, investigate them, and apply them into the world.
…All in all, I love this chart. It brings incredible excitement in my scorched and earthen heart. May we embrace the basic goodness of the Earth, and use our infinite potential to assist in the healing of our injured planet. Happy Taurus New moON!!!
And so, here is a lovely music video that I feel embodies all this energy quite well:
If you would like a New moON reading in the next couple of days, or at any point during this beautiful lunation cycle, please let me know. Its always a joy to know how the moOn is affecting you every month.
contact me at: firstname.lastname@example.com
In Lakesh,
Hey there… don't forget about the Egyptian Goddess Hathor! If you haven't already you should check her out… her symbol, among other things? The Cow.
Tell me more….post a link! Lol….I know about the Hathor's though. Didn't they help the Egyptians build the pyramids?
Uh, you know cows are female, right?
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Ernie Ball's M-Steel electric guitar strings are unlike anything you've played before. Short for maraging steel—an extremely strong alloy used in high-stress applications for the aerospace and defense industries—M-Steel wound strings are comprised of Ernie Ball's patented Super Cobalt alloy wrapped around a maraging steel hex core, producing a richer, fuller tone with powerful low-end response. M-Steel plain strings are made from a specially tempered steel for maximum fatigue resistance, resulting in a louder, stronger string. A patented winding of steel around the ball end of M-Steel plain strings reduces slippage, resists breakage and stays in tune better than conventional plain strings. The loudest, most expressive strings ever created, M-Steel strings provide increased output, frequency response and strength.
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The Illustration Underground
Posted By Mark on November 30, 2011
It's been a few months since the ending my previous show Art & Story, but I'm back with my buddy Kevin Cross to get back into the art podcast arena. The Illustration Underground is a much different show than my previous outings, focusing more on being a professional illustrator than a deconstruction of comics. Comics will be discussed from time-to-time, but the main thrust of this show is "How to become/sustain yourself as a freelance illustrator". In an effort to be more streamlined, we've kept each episode under an hour and have taken a more "produced" approach to them instead of some of the more rambling art shows out there. Right now we don't have a normal updating schedule, but at least three a month, but we're aiming at once a week.
We'd love to hear your feedback about the show and if you dig it maybe give us a star rating on iTunes.


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Just curious if anyone else shares a memory of a single "perfect" day?
I remember one. It was February 1980. Yes, I remember that far back. My father took my best friend and me to the annual shareholder's meeting, which started around 9 a.m. Around 11 a.m., we left and went to Disneyland. It was POURING rain and very cold, but if there were 5,000 people in the park, I'd be surprised.
We went on Space Mountain, Adventures Thru Inner Space, Pirates of the Caribbean, Big Thunder -- all the major attractions. I do remember the sun coming out around 2 or 3 in the afternoon and taking Super 8 film of it, it looked so beautiful. I didn't have a sound movie camera, but later I recorded some Disney music and created a little music video.
Characters were out, there were literally no lines on ANYTHING, we could walk right on. It was like that the whole day, and then around 6 p.m., we went home -- and here we are 32 years later and I still remember that vision of a "perfect" day at Disneyland!


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7th Annual Atlanta Arts Festival
- When: Sunday, September 15, 2013, 10 a.m. to 5 p.m.
- Where: Piedmont Park, 400 Park Dr NE Atlanta GA 30306
- Cost: Free
- Age limit: All ages
- Categories: Community
The 7th Annual Atlanta Arts Festival is a professionally-juried fine arts event that will fill Piedmont Park in Atlanta, GA with color and life, September 14-15, 2013. Ranked among the Top 100 Fine Art & Design Shows in the country by Sunshine Artist Magazine in 2012, Atlanta Arts Festival brings to the drawing board 200 local and nationally recognized artists from an eclectic mix of 12 mediums. Festival-goers will enjoy artist demonstrations and classes, live music, crafts for the kids and festival cuisine. For more information visit www.AtlantaArtsFestival.com or call 770-941-9660.
Use the comment form below to begin a discussion about this content.


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Hang tight!
Recipe by National Pork Board
"A basic glaze for an easy dinner. Serve with favorite pasta and steamed vegetables."
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bone-in pork loin chops, 3/4- to 1-inch thick
Ground black pepper
2 tablespoons
packed brown sugar
2 tablespoons
Nonstick cooking spray
My husband who is a 5 star chef loved this dish. It is helpful to place the drippings in a small bowl for serving. It makes it look like you also made a sauce!
I wasn't wild over this one. I doubled the sauce like many suggested and added some red pepper flakes. Served it over egg noodles. I felt like I was eating egg noodles with maple syrup, gross. My husband liked the sauce on the pork chops (we used boneless by the way, 14 minutes on one side, 12 on the other, perfect) but neither of us liked it on the egg noodles.
138 Ratings
i like this recipe because its quick and easy. i doubled the brown sugar/honey mixture and added red pepper flakes to the chops as it was missing a little kick.
Great recipe! I added some maple syrup and dijon mustard and it turned out fantastic!
best pork chops ive ever made and so tender! i used alot more honey and brown sugar though :)
This is so yummy... i added manderine oranges to it, my husband and kids love it.
Wow, these were delicious. I read reviews and doubled the sauce, adding a tiny amount of red pepper flakes and about 1 tsp. of sugar-free syrup. They were so moist, tender, and flavorful. Will be making these often. Served with pierogies and mixed veggies.
This is a pretty tasty recipe. Unfortunately, I overcooked the pork but the flavor was still there. I plan to make again but keep in the pan less than I did this time. The pan drippings are delicious. I cooked with egg noodles and the pan dressing tasted really good over the noodles. Don't drown them in the drippings though. I took the advice to use the red pepper flakes and double the sugar and honey, both good ideas. Will make again and hopefully not overcook the pork this time!
* Percent Daily Values are based on a 2,000 calorie diet.
Honey-Glazed Pork Chops
Serving Size: 1/4 of a recipe
Servings Per Recipe: 4
Amount Per Serving
Calories: 268
Calories from Fat: 91
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Millennials want new urban housing, study says
Marketers have been telling us for years that "tech-savvy" millennials are somehow special, and thus require unique marketing. Now developers are getting into the Generation Y act, concluding that we need more than just an affordable roof over our preciously hip heads.
Here's what Echo Boomers really need in an apartment, according to a nationwide survey cited by Urbanland:
♦ Less square footage! According to a Los Angeles developer, the average two-bedroom apartment is 800 to 950 square feet, down from 1,000 to 1,200. You will also have more neighbors, as buildings will squeeze in more units per acre.
♦ Murphy beds! Because bedrooms are so 1990s, a Minneapolis developer has also done away with a room for sleeping, opting instead for a moveable wall divider.
♦ Stainless appliances, granite countertops, and composite flooring! The millennials "have high expectations for interior finishes and service."
♦ Two-tone paints! Though a millennial myself, I have no clue what that means.
♦ Amenities! Things like washers and dryers, clubhouses, courtyards and "active rooftops" that remind us of hanging out in a college dorm's common room.
♦ Dog wash stations and pet parks! Developers understand that millennials need their pets; otherwise, they'll have to admit the cat food in their messenger bag is really for them.
To recap: You'll get a shiny new oven you'll never use, smaller living space, a fabricated "urban experience," and will pay more than you should. For all our generation's snark, it looks like the joke is on us.
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Goal: Current and prospective teachers will understand English language arts and mathematics college-readiness standards well, including both the curriculum and the performance levels that the standards embody. Teachers also will understand how to teach these standards in ways that ensure that their students meet these levels.
An important component of a state's efforts to increase college and career readiness is to ensure that all teachers teach the college- and career-readiness standards effectively.
With support from the Bill & Melinda Gates Foundation, SREB is providing technical assistance to Southern states to offer readiness curriculum in the form of transitional college-readiness courses in high school and teacher development to help teachers teach the courses and assess students.
Critical role of the teacher and teacher development:
Students become ready for college and career training through carefully planned and guided instruction. Because all teachers must have a cognitive understanding of the state's college- and career-readiness standards and how to engage their students to learn at high levels, college readiness needs to be part of both teacher preparation (pre-service) and professional development (in-service). With the development and integration of college-readiness standards into the Common Core State Standards, teachers (particularly those in grades nine through 12) must acquire a clear understanding of the new college- and career-readiness state standards and how these might differ from other curriculum standards in both substance and performance levels.
Teacher Development to Increase College and Career Readiness:


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|Co-captain Josh Bronner
DURHAM, N.H. -- After a year of rebuilding, the University of New Hampshire men's soccer team looks to return to the America East Championship and make a run at the conference title in 2012.
Despite the loss of three talented seniors, the 'Cats are retaining a large group of 20 veteran players and welcoming in a skilled class of seven freshmen, all of whom are poised to have a positive impact.
Starting in net, Travis Worra (Lancaster, Pa.) returns after a stellar first year. He finished the year with a 7-8-2 record and posted five shutouts, including three consecutive (9/16-9/25). Blake Dawn (San Marino, Calif.) will also be a key reserve in net for the 'Cats.
A solid corps of backs return to the defensive zone, including seniors Ryan McNabb (Downingtown, Pa.) and Alex Hussein (Haverhill, Mass.). McNabb made 17 appearances including 10 starts, and also fired off five shots. Hussein started 16 of the 18 games that he appeared in last year and provided an offensive kick for the 'Cats, rifling off 12 shots. Jeffrey Turner (Blandon, Pa.), the lone junior on the line, started all 18 games that the Wildcats played last year. He dished out an assist while sending off five shots, three of which were on target. Sophomore classmates Adrien Lumumba (Newfields, N.H.) and Connor Pauley (Londonderry, N.H.) both look to make a big impact on the pitch this year. Lumumba made three starts in his six appearances while Pauley did not register any time.
At the midfield position, seniors Gustav Nilsson (Pixbo, Sweden), co-captain Josh Bronner (Belchertown, Mass.), Byron Greenwood (Greenland, N.H.) and midfielder/forward Charlie Roche (Haverhill, Mass.) bring plenty of depth and experience back to the line. Nilsson made 13 appearances with six of them being starts last year. He also fired off four shots, all of which were on net. Bronner started all 17 games that he played, netting a pair of goals. One goal came in the 108th minute of overtime against Holy Cross (10/18), giving New Hampshire a 2-1 victory. Roche provided versatility on the field, splitting time between the midfield and forward positions. Roche netted one goal last year, which proved to be the game-winning goal against Dartmouth (11/1) in the season finale. Despite only seeing time in three games last season, Greenwood will still be looked upon to make a big impact when he takes the field.
|Co-captain Jordan Thomas
The juniors making their return to the line consist of Robert Palumbo (Kingston, N.H.), Matthew Weinstein (Anchorage, Alaska), and Cody Cormier (Bangor, Maine). Palumbo made nine starts in his 12 appearances and dished out three assists for three points. He also sent nine shots on net. Weinstein only saw action in two games while Cormier did not register any time on the pitch for the 'Cats.
Sophomores Clint Caso (Kinnelon, N.J.) and Cameron Bielski (Dover, Mass.) will be looked upon to play key roles in the upcoming season. Caso will see time in both the midfield and defensive slots as he did last year. He made nine appearances with three starts in 2011 while sending off four shots on net. Bielski made a pair of starts to go along with his 10 appearances and notched one shot.
At the forward position, co-captain Jordan Thomas (Mohnton, Pa.) will be the lone senior on the line this year. Thomas started all 18 games for New Hampshire last year and registered four shots. David Schlatter (Marlton, N.J.) had a stellar rookie campaign for the Wildcats last season, netting three goals and dishing out a pair of assists for eight points. He appeared in 18 games with 12 starts up top and was relentless with his shots. He fired 28 total and 12 found their way to the keeper. Aaron Smith (Loudon, N.H.) made 15 appearances between the midfield and forward position, two of them coming on starts. He also notched a pair of shots on the year. Rounding out the sophomore class of strikers is Paul Bianchi (Essex, Vt.). Bianchi made six starts through his 11 appearances and tallied a shot.
The team and coaching staff extended a big welcome to a tremendous group of newcomers during the off-season. A.J. Albers (Eagan, Minn.), Andrew Chaput (Manchester, N.H.), Lukas Goerigk (Berlin, Germany), Angel Maldonado (Lennox, Calif.), Jesus Tedula (Zaragoza, Spain), Chris Wild (South Berwick, Maine) and Ryan Carpenter (Newmarket, N.H.) make up the group and are poised to make an immediate impact for the 'Cats.
Albers arrived from Eagan, Minn., after finishing up his U17/U18 campaign with the Minnesota Thunder. As a senior at Eagan High School, Albers was named Most Valuable Player of his squad and earned all-conference and all-state honors. He was also a member of the Star-Tribune All-Metro First Team. Joining him on the back line is Chaput, a Manchester, N.H. native. Chaput is coming off a successful campaign with the U17 and U18 Seacoast United teams. During his high school career at Manchester Central, he helped lead the squad to an 18-0-1 season record en route to earning the Division I state title. He was also tabbed a First Team All-State selection and was nominated for the Gatorade/ESPN N.H. Player of the Year. Rounding out the incoming backs is Goerigk. He comes to the U.S. from his Tennis Borrusia squad in the U19 Regionaliga. Also a member of the team in the U17 Bundesliga, he helped lead them to a pair of runner-up finishes in the Berlin Youth Cup in 2007 and 2011. For his high school team (Willi-Graf-Gymnasium), Goerigk was a key factor in the team's successful Berlin School Youth Championship campaign in 2011.
|Alex Hussein
Maldonado, a California native, comes to New Hampshire and will be added to the midfield line. He is coming off a two-year stint with the Pateadores, a team in the U.S. Soccer Development Academy. During his U15/U16 campaign, Maldonado was named captain of the squad and was invited to the U.S. U15 National Team pool in 2009. He was also a four-year letter winner at Amino Leadership Charter High School where he was named to the All-Selectional Team in 2009 and 2010. Joining him at midfield is Tudela. He comes to the U.S. from Spain where he recently finished playing with U.D. Amistad in the U19 National Division. From 2006-09, Tudela was a member of Real Zaragoza and graduated from the British School of Aragon last spring.
Wild comes to the University of New Hampshire after spending his freshman year with at Central Connecticut State University. There, he appeared in a pair of games for the Blue Devils, including his collegiate debut against Yale (Sept. 23). He also registered time against Hartwick (9/23) at the defense position. Carpenter, a sophomore at UNH, joined the team in the offseason and will serve in the goalkeeping position. A four-year starter at Newmarket High School in Newmarket, N.H., Carpenter helped the Mules to a final-four appearance his junior year. Carpenter received a pair of Second-Team All State honors through his high school career and was a First-Team All State selection as a senior. He played club soccer with the Seacoast United Soccer Club and was a member of the Super Y team.
With the returning 20 players and the addition of seven great athletes, the Wildcats are slated to have a tremendous 2012 campaign and assert themselves as the top team in the conference.


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The final segment of High School Sports Xtra featurs our Local 5 Top 5 Plays, Team of the Week, and a look back at some of the best moments from the past week.
The final segment of High School Sports Xtra features our Local 5 Top 5 Plays, Team of the Week, and a Local 5 look-back at some of the best sights and sounds from the State Championships in Madison
Highlights and post-game coverage of the Division 4 State Champions featuring Little Chute and the D-6 title game with St. Mary's Springs
St. Mary's Springs is in search of its 5th WIAA State Championship, while Little Chute makes its first trip to Camp Randall Stadium Thursday.
Local 5's Ryan Rodig recaps the WIAA State Semifinal round for area teams and looks ahead to State Championship matchups in Madison next week
Local 5's Ryan Rodig counts down the Local 5 Top 5 Plays, crowns a Team of the Week, and more in the final segment on High School Sports Xtra Saturday night
Trips to the high school football state championships in Madison were on the line for local teams all over the state
A complete recap of local teams in the high school football state quarterfinals with extended highlights from Friday nights games, and Little Chute's comeback overtime victory on Saturday
In our spotlight game of the week, Freedom dominated Southern Door to set up a rematch of the 2014 season opener against Wrightstown, who needed a big comeback to defeat Denmark.
Ryan Rodig recaps Round 2 of the WIAA High School Football Playoffs in Divisions 1-7, and looks ahead to the quarterfinals.


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Three weeks ago, Connor Williams was on the ground writhing in pain with an injured ankle, wondering if his high school soccer career was over.
In his first match back from that injury on Tuesday night, the University High senior forward took a big step forward. His goal in the fourth minute spurred the Junior Bucs to a 6-0 victory over Chuckey-Doak in the Region 1-A/AA semifinals at Civitan Park.
"I was quite out of shape where I hadn't played in three weeks, but it was good to come back and get that first goal," said Williams after heading in a cross by Kevin Mast. "I'm probably only about 50 percent right now and to be able to finish that, it seemed like it set the momentum for us.
"It was probably one of my better goals of the season. I was just happy to be back on the field again."
With the victory, University High (13-2) advanced to Thursday's Region 1-A/AA championship against Greeneville. The Junior Bucs also advanced to Saturday's sectional round with a state tournament berth on the line.
Both head coach Victor Chirica and assistant coach Tony Snapp praised their team's effort.
"The midfield controlled the ball and we had a lot of shots," Snapp said. "We didn't finish a lot early, but Connor coming back today and getting that goal less than five minutes in was a big asset to the guys and his confidence. We had some good looks at the goal and had a good effort."
Overall, the Junior Bucs outshot Chuckey-Doak 26-4, with a 15-2 advantage in the first half. Westley Ongtengco scored UH's second goal in the 22nd minute off a penalty kick.
Five minutes into the second half, Mast made it 3-0 with a strike from around 12 yards out off an assist from Federico Aghito. In the 50th minute, Mast added his second assist of the match, this time to freshman Tani Houston for a 4-0 lead.
Mast, a senior midfielder, said his passing skills are no accident, and that he gets more joy from seeing his teammates score goals than his goals.
"The quick touches on the ball, I've always wanted to do that and I practice it at home," Mast said. "It helps me get it quicker to the center for the best shots.
"One of my favorite parts of playing with these guys, I feel as gratified if I score or if they score, even if I'm not the one passing the ball."
It was an all-around effort, which led to University High's victory. The defense gave up just four shots, three of them on free kicks by the Black Knights' Birkier Viddison. Otherwise, the Junior Bucs did a bang-up job marking Viddisson, who had set a Chuckey-Doak school record with 26 goals this season.
"Coming into the game, No. 7 (Viddison) was their offensive threat and we wanted to stop him," Snapp said. "The defense stood pretty tall back there and he didn't have a shot on goal all game.
"He got frustrated halfway through the second half because he couldn't do anything and that's what we wanted. It worked out to our favor."
Back on the offensive end, Aghito had a near-miss in the 61st minute when his left-footed attempt bounced off the crossbar. Nick Fabus, who spent a large portion of the match marking Viddison, then scored off a tap from Collin Newberry in the 70th minute.
There was another reward for an outstanding defensive effort as Logan Webb scored the last UH goal off a cross by Aghito.
Chuckey-Doak finished its season 7-9-1, meaning the final contest for a pair of fourth-year seniors Giovanni Jimenez and Wes Carroll, as well as fellow senior Steven Berry.
"We've had sickness on the team, tons of injuries. We went from 23 players down to 14," C-D head coach Anna Ricker said. "So for us to advance to this point is amazing, because we've gone through so much adversity this season. Today, we just never found that breakthrough moment."
University High will be looking for that moment against Greeneville, anxious to avenge a 9-0 loss from nearly three weeks ago.
"We're ready and the guys are ready," Snapp said. "We've got Connor back and we've got our keeper (Ben Page) back. That's a big asset to have our starting keeper back as far as confidence. We're going to mix it up and try some different things. I think it will be a little different situation than last time."