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Here's the first glance of the BMW display at the 2012 Detroit Auto Show (NAIAS) which begins this upcoming Monday! As you can see here, the 2012 F30 3 series will be by far the main attraction at this year's exhibit. Stay tuned as we bring complete coverage from the show next week! Photo courtesy of Autospies.
Less than a week away from its US debut at the 2012 Detroit NAIAS, the F30 sightings have increased. Spotted on the streets of Germany is this alpine white base F30 and at the BMWNA HQ in New Jersey was a sport line F30 in red.
Here is the first BMW F30 3 series TV commercial released. With BMW as the official vehicle sponsor of this summer's London Olympics, the ad's message is that the world's class athletes' performance, balance, agility, and control are shared by the all new F30 3 series.
Still have trouble visualizing or deciphering the exterior differences between the F30 standard, modern, luxury, sport, and M-sport lines/packages? These animated images are an easy way to compare and decipher between the different lines available.
The front and rear images cycle through the different trims and wheel sets that come with each different line and the F30 M-sport package.
We're attending the press drives for the BMW F30 3 series in Barcelona, Spain and to kick off the test drives, BMW has released a new set of high resolution photos of the F30 on location.
The photo sets inside feature: all model lines on location at the Circuit de Catalunya Formula 1 track, a 328i Sport Line, and a 320d Modern Line.
We'll post our first drive impressions of the F30 soon, so stay tuned!
At a glance:
The new 3 Series Sedan: sixth generation … CONTINUED
German publication Autobild had a chance to get some personal time with the F30 3 Series Sport Line model. They've posted a set of photos which show some of the F30′s details and features. See inside.
We're coming to you live from the 2012 3-series F30 reveal event in Munich and to say that it's been an exciting reveal would be an understatement!
BMW rolled out all three F30 lines at the event. We've posted a huge gallery below of each of the F30 Sport, F30 Modern, and F30 Luxury line models. Enjoy!
Be sure to catch all the F30 details at our 2012 3 Series Official Info Thread
We last spied the F30 hybrid back in February for the first time out in heavy camouflage. It has now shed its heavy camouflage and taken to the Nurburgring for track testing. One can tell this is a hybrid version by the typical "Rescue" stickers on its doors and rear bumper (which is always present BMW's hybrid test vehicles).
The F30 3-series will be the first 3-series hybrid from BMW and will adopt much of the technology from the upcoming hybrid F10 5-series which is scheduled to … CONTINUED
Despite the myriad of F30 3 series sedan test mule spy photos we've posted thus far, there has yet to be a direct F30 versus E90 3 series spotting, until now. Although it's only one view for now, it gives us the best idea yet of how the new 2012 3 series F30 sedan will compare to the outgoing E90 3 series with respect to size, proportions, rear styling, and stance. Thanks to F30post member CSL-Fanatik.
Based on shape, the F30 appears more evolutionary than revolutionary a … CONTINUED
We bring you a preview of the BMW F30 3 series' production front end styling via our set of renders. These were constructed by analyzing the 100% uncovered F30 spy pics recently posted, together with input from Scott26, who has seen the production F30 design. It was confirmed that these images are representative of the real life F30 front end design.
The F30′s front styling will represent very unique elements never before seen on a production BMW. The headlight-grille area features deep set headlights which dip inward … CONTINUED
We bring you more spy photos of the 2012 3 series sedan (F30), in black and space gray, as BMW finishes the final evaluation phase testing on the next generation 3 series sedan.
Although the camouflage tape remains on these FEP level prototypes, we've already recently had a great uncovered look at the production F30 front and rear [see these photos if you've been under a rock] in a recent spotting at an F30 official photo shoot. But, these photos continue to give us views at the … CONTINUED
Taking a page out of their multi-lines strategy for the F20 1-series hatchback (which has the Sport and Urban Lines), the F30 and F32 3 series will also be available in multiple "lines" options.
The 3 lines expected for the next gen 3 series sedan (and perhaps "4 series coupe" if the name change comes to fruition) will be a Sport Line, Modern Line, and Luxury Line (actual final names may differ, we've also heard Sport Line, Urban Line and Deluxe Line as the possible names).
These optional … CONTINUED


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Glutamate or glutamic acid is a non-essential amino acid because the body can make its own supply. Glutamate is important to humans for its metabolic and brain function. It is found in abundance both in its free and bound form in practically all natural foods like meats, fish, cheese, milk and even breast milk, tomatoes, mushrooms, and other vegetables (Garattini, 2000, IFIC Review).
The free form (not bound with protein), of glutamate in foods is the one that intensifies, enhances or improves food flavors. Glutamate is also found in monosodium glutamate (MSG). MSG is the sodium salt of glutamate and is simply glutamate, water, and sodium. MSG is a white crystalline powder and rapidly dissociates into free sodium and glutamates when dissolved in water. MSG has been used by Asians as a flavor enhancer for many years in a variety of foods prepared at home, in restaurants, and by food processors. MSG is only one of several forms of free glutamates used in foods. However it is also contained in a wide variety of food additives, such as hydrolyzed vegetable protein (HVP), plant protein extract, sodium or calcium caseinate, yeast extract, autolyzed yeast, textured protein, malt flavoring or extract, bouillon, flavoring (natural or beef or chicken), and seasonings.
Extensive researches on MSG for the past thirty years have been conducted and its use has been confirmed to be safe by the different scientific communities including the Joint FAO/WHO Expert Committee on Food Additives (JECFA) in 1988; European Scientific Committee for Food Commission of the European Communities in 1991; and by the Federation of American Societies for Experimental Biology (FASEB) in 1995. The Acceptable Daily Intake was established as not specified, which can be considered the most favorable designation for a food ingredient. Moreover, it was placed under the safest category of food additives.
Despite the confirmed safety of MSG, consumers nowadays are still inhibiting or restricting the addition or use of MSG as well as the other flavor enhancers in their food or dishes. But are Filipinos aware of how much free glutamates they consume from their daily food intake? Do we know if there is any difference between the free glutamate intake of individuals from the rural and urban area?
Recently, the Food and Nutrition Research Institute (FNRI) as the Philippine counterpart together with other research institutions from Thailand, Malaysia, and Indonesia, participated in the implementation of the Southeast Asian Regional Pilot Study on Free Glutamate Intake. The project leader for the Philippines was FNRI Director, Dr. Mario V. Capanzana. This project was administered by the Southeast Asian Association of Glutamate Science (SEAAGS) in Thailand. The objectives of the study were to determine the free glutamate content of commonly consumed foods as well as provide baseline data on free glutamate consumption in their respective countries. Data collection was conducted in an urban and rural area. participated in the implementation of the Southeast Asian Regional Pilot Study on Free Glutamate Intake. with the financial assistance from the International Glutamate Technical Committee.
For the Philippines, data collection was done in Taguig City and Laguna, each representing an urban and rural area, respectively. Children, 6-12 year old; adolescents, 13-18 year old; and adults, 19-71 year old were the respondents in this study. A food frequency questionnaire was used to determine the usual intake of the all the listed food items. Free glutamate were determined using the harmonized or prescribed (same procedure of analysis) method of analysis.
Results of the consumption data for both areas and age groups indicated that cereals and cereal products topped the list, with meat products and vegetables in the second and third, respectively. The researchers also noted that respondents from Laguna used more kinds or types of condiments and seasonings as compared with respondents from Taguig City. Among the condiments, soy sauce was the one that was mostly consumed in both areas. Data further showed that although MSG consumption was low (0.5g per capita per day), it is being used by almost fifty percent of the households.
All of the sixteen condiments and seasonings were analyzed for free glutamate content, except for commercial MSG, where the theoretical free glutamate content (78.62 grams per 100grams) was used. Free glutamate analyses revealed that only the banana catsup had no detectable amounts of free glutamate. The sauces and liquid seasonings were also found to contain free glutamate ranging from 0.25 -2.85 grams per 100 grams, while the powdered mix had high free glutamate (73.42 grams per 100 grams). Snack foods contained 0.05 1.38 gram free glutamate per 100 grams while canned foods had low free glutamate (0.05 -0.17 gram per 100 grams). Cooked dishes had nil to 0.77 gram per 100 grams and the cooked instant noodles had 0.11 0.49 gram per 100 grams free glutamate.
The researches found that the free glutamate intake from seasonings of Laguna respondents was slightly higher (0.295 gram per capita per day) as compared to that of Taguig City (0.215 gram per capita per day). Data further revealed that intakes were highest for the adolescent respondents in both areas (Laguna 0.6111gram per capita per day; Taguig City 0.791 gram per capita per day). On the contrary, the lowest free glutamate intake from foods was from the children (0.46 gram per capita per day) in Laguna and from the adults (0.6 gram per capita per day) in Taguig City.
The researchers further concluded that the diet of respondents in both the urban and rural areas contained lower levels of free glutamate intake as compared to Thailand, Malaysia and Indonesia. It was recommended that a nationwide survey covering different regions and ethnic groups be conducted in order to determine the level of exposure of households or consumers as affected by their food habits or food preferences. Also suggested is an evaluation of free glutamate levels of food dishes served in food establishments, fast foods, and Chinese restaurants.
Results of the latest FNRI researches will be presented during the 34th Annual FNRI Seminar Series on July 15-16, 2008, FNRI Building, Bicutan, Taguig City. This years Seminar Series theme is Sa wastong nutrisyon ni mommy, siguradong healthy si baby. For the past 33 years, the Seminar Series has been an effective venue for showcasing the Institutes recent food and nutrition researches and developed technologies.
For more information on food and nutrition, write or call: Dr. Mario V. Capanzana, Director, Food and Nutrition Research Institute, Department of Science and Technology, General Santos Avenue, Bicutan, Taguig City. Telephone/fax No: 837-3164 0r 837-2834; email:
; FNRI-DOST website: http://www.fnri.dost.gov.ph.

subset: commoncrawl


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Tetra Medica Aquarium General Tonic (100 ml)
Tetra Medica Aquarium General Tonic (100 ml) Product Description:
Tetra General Tonic aquarium treatment treats ragged fins, blood-streaked fins, wounds or abrasions, inflammation at the base of the fins, raised scales and protruding eyes.
Terra general tonic is safe to use with all freshwater aquarium fish.
How to use Tetra Aquarium General Tonic: Add 5ml per 20 litres (4.4 gallons) of aquarium water. Treatment should be repeated at weekly intervals. Prior to redosing, it is advisable to perform a 20-30% water change, using tap water conditioned with AquaSafe. In addition to adding General Tonic, we would recommend that you seek advice as to any possible underlying causes.
Click here for information on testing aquarium water
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Created: 07/08/2013 11:41 AM KSTP.com By: Jenna Jaynes
It is often said that most of us have hidden talents.
A good example is a Southern Minnesota excavator and wrecker who turned out to have a prize winning talent as a sculptor. Jason Davis went "On the Road" to Eyota to meet a most unusual artist.


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William Schoolcraft, M.D. is the Scientific Director of Houston IVF. He is also founder and Medical Director of the Colorado Center for Reproductive Medicine (CCRM). He completed his medical training at the University of Kansas and finished his residency in obstetrics and gynecology in 1983 at UCLA. In 1983 he began a private practice in the field of obstetrics, gynecology, and infertility in Denver.
The Colorado Center for Reproductive Medicine was established in 1987, and within its first five years of operation, gained a national reputation for excellence in both pregnancy and delivery rates. CCRM has been rated as the #1 fertility clinic in the country by Child Magazine.
Dr. Schoolcraft's contribution to Houston IVF has been to train the embryologists and to establish a state-of-the-art IVF laboratory. These important steps have allowed Houston IVF patients to benefit from the innovations and high success rates of the Colorado Center for Reproductive Medicine.
Dr. Schoolcraft has authored many scientific articles which have documented the Center's high success rates in intracytoplasmic sperm injection (ICSI), assisted hatching of embryos, novel methods to stimulate multiple follicular growth, and blastocyst transfers. Other research interests include novel protocols for the treatment of poor responders, oocyte and embryo cryopreservation by vitrification, and the in vitro maturation of human oocytes.


text: Yelling at video games is what I usually do, but I can't when I know people will witness it, because I feel like I would step over a line and embarass myself. I am unhappy with that situation. If you and the people you play with are fine with your management, then I guess it's healthy.


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DB offerings spur retirement dreams
By BenefitsPro
By Dan Berman
A hidden value of defined benefit retirement plans might be that they get participants thinking about their long-term finances.
In fact, about 90 percent of households saving in employer-sponsored plans said they had such thoughts, according to a survey of adults across the country by the Investment Company Institute. More than 40 percent of households said they wouldn't be saving at all if it not for the plans.
The survey comes amid growing concern about how retirement plan sponsors can reach employees and educate them about the importance of planning for their post-work years.
The institute noted that at the end of 2013, total U.S. retirement assets were estimated to be $21.9 trillion, with $5.6 trillion in DC plans and $6.2 trillion in IRAs.
"Our survey found strongly positive views of U.S. households toward the DC plan system, even in cases in which no one in the household was invested in a retirement plan," said Sarah Holden, ICI senior director of retirement and investor research. "American households' views on this topic clearly reaffirm the importance of our nation's DC retirement plan system."
Talk of reducing the amount that can be saved before taxes, runs counter to what the survey found: 86 percent said the government should take away such benefits. Nearly the same amount does not think contribution limits should be reduced.
Whether or not a household participated in a 401(k) type plan, it was still likely respondents said they were confident such savings vehicles could help worker attain their goals.
One feature of the plans that workers said was key was the fact they by deferring wages out of every paycheck they were able to continue investing even in down markets thus being able to take advantage of dollar cost averaging.
That translated to 68 percent agreeing that such deferrals made them less worried about the stock market's performance. That percentage held for those making up to $99,000 per year. Those households earning more were even more likely (75 percent) to agree with that sentiment.
Originally published on BenefitsPro.com


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Denison, TX Heart Conditions
Texoma Heart Group
Texoma Heart Group in Denison, TX provides heart health detections, preventions, and treatments. It is our commitment to work closely with you through the entire process and assisting you every step of way.
Learn More About Texoma Heart Group:
- Mario A. Bonilla, M.D., F.A.C.C.
- Aravind Gangasani, M.D., F.A.C.C.
- Srinivas Reddy, M.D., F.A.C.C.
- Mukesh R. Sheth, M.D., F.A.C.C.
Contact Texoma Heart Group today at 903-465-3624 for all of your Denison, TX heart conditions needs.
Contact Information


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Below is the poem entitled Pardon This Page which was written by poet
Ingle. Please feel free to comment on this poem. However, please remember, PoetrySoup is a place of encouragement and growth.
Read Poems by
Lawrence Ingle
I reveal these words to the American,
who has the right to pardon this page,
while the whole world's getting out of hand,
as the evils of revelations rage,
Why's the US helping foreign lands?
when it can't get a grip on it's own,
If they intend to make any future plans...
why not start right here at home?
It's nobody's right to invade anywhere;
there's no serious threat here at home,
so send the officials whom send our troops there..
and on the front line with a cell phone,
Yea! parachute them in with a baseball bat,
a cell phone and a roll of duct tape,
One they get to where imposing minds are at...
they can put on their superman cape,
Or, drug them and issue them a used baseball bat,
a walkie talkie and a catchers mitt...
Once they realize where and the heck they're at,
there's a chance they'll resign or quit,
And pardon me if you don' t feel the same,
or believe "just"...........as I do,
but those thousands of humans killed and maimed...
continue growing in numbers too.


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Renewing Ourselves & Our Visions
Five suggestions to focus your spiritual preparations for the High Holidays.
By Tamara Cohen
We Also Recommend
The following piece describes five traditions associated with the High Holiday season and offers suggestions for focusing on them in our lives. Reprinted with permission from Journey, A Journal of Jewish Feminism, published by Ma'yan: The Jewish Women's Project.
The Jewish month of Elul is traditionally a time for personal reflection and spiritual preparation for the New Year. It offers a structured opportunity to examine what is holding us back from being who we really want to be. If we use the period of Elul to take concrete steps towards becoming advocates for change, together we can make a difference!
Relationship With God
Tradition: The word Elul can be understood as an acronym for the Hebrew verse Ani L'dodi V'dodi Li–"I am for my beloved and my beloved is for me."
Suggestion: Think about your relationship with whatever you conceive of as the Divine Presence. Try to imagine a more intimate relationship, as if God were your beloved. You might want to write a letter addressed to this Beloved in which you speak as you would to a close friend. You may want to honor yourself as "created in God's image" by treating yourself as you would treat a beloved.
Human Relationships
Tradition: The teshuvah [repentance] process operates on two levels, one involving human relationships and the other involving our relationship with God. According to tradition, one resolves human relationships during Elul by asking forgiveness for wrong doings. If one earnestly asks three times, the obligation is fulfilled.
Suggestion: As part of your teshuvah process try to sort out difficult relationships (with people, organizations) that drain you of your creative energy. Think about what kind of closure you need in order to move forward into the next year.
Tradition: The shofar (ram's horn) is blown at the conclusion of every weekday morning prayer service during Elul.
Suggestion: Use this month to listen for the shofar's rousing call. Carve out some time to think through the kinds of changes you want to make in the coming year. What's holding you back?
Did you like this article? MyJewishLearning is a not-for-profit organization.


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Sunday November 2 | 2 PM
The Berkshire Museum | Pittsfield, MA
Touching the Sound with Filmmaker Peter Rosen
Touching the Sound: The Improbable Journey of Nobuyuki Tsujii documents the life of the extraordinary Japanese pianist, blind from infancy, who triumphs as gold medalist at the 2009 Van Cliburn Piano Competition.
From the stages of Texas to New York's Carnegie Hall, to the concert halls of Tokyo and the tsunami-devastated coastline of Tohoku, his music and seemingly miraculous ability to transcend all obstacles have moved audiences around the world.
Peter Rosen, who will introduce the film, has produced and directed over 100 full-length films and television programs and worked with some of the most important figures in the arts, including Leonard Bernstein, Stephen Sondheim, Martha Graham, Garrison Keillor and I.M. Pei. He is currently completing a pilot for a PBS series on the art of collecting art.
Sunday May 3 | 2 PM
The Stables at The Mount | Lenox, MA
Unsilent Composer Phil Kline
This will be a composer's field guide to the most defining works of the 20th and 21st centuries— what endures and what's changing in classical music.
American composer and writer Phil Kline founded The Del-Byzanteens in the 1980s with filmmaker Jim Jarmusch and painter/filmmaker James Nares, and collaborated with photographer Nan Goldin on the soundtrack to her Ballad of Sexual Dependency.
Many of his works are moving sound sculptures that include multiple boomboxes, the most famous of which is Unsilent Night. Following a debut performance in New York's Greenwich Village in 1992, annual December performances have spread to cities across the U.S,Canada and Australia.
Kline's compositions have been performed at Lincoln Center, BAM, and London's Barbican Centre and he hosts a radio show on WQXR/Q2 in New York. His CD Zippo Songs, a song cycle based on poems that American GIs inscribed on their cigarette lighters in Vietnam, was named "Best of the Year" by The New York Times, Newsday, Time Out, and Gramophone.
$15.00 includes light refreshment -
Online purchase available until 1:00 PM.
Tickets Available at Door
For further information and to make reservations: 800/843-0778 or email@example.com


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Thursday, July 3, 2014
Registration is underway for Francis Marion University's (FMU) new RN to BSN satellite program to be located in the Lowcountry. Classes will be held at Trident Technical College (TTC) in Mount Pleasant (1125 John Dilligard Lane).
"The town of Mount Pleasant has been a wonderful partner to us, supporting us with our Mount Pleasant campus and a very reasonable lease on the building. The town has also made a similar promise of support to FMU," said David Hansen, spokesperson for Trident Technical College. "Since FMU's facility search has not materialized as quickly as they had planned, we are working with FMU and the town's leadership to provide a short-term lease for one classroom for two nights per week for the upcoming fall and spring."
The executive director for Public Affairs at Francis Marion University, Tucker Mitchell said, "The program itself for is a vanguard to the agreement with the town going back two years ago now to bring some baccalaureate programs in to Mount Pleasant. We chose to start with the RN to BSN because heath care is such a big industry there and there is a terrific need."
The Institute of Medicine made a recommendation to health care organizations to have a large percentage of their nursing workforce be BSN holders by 2020. Many hospitals are adopting that as a benchmark.
"Many nurses all over the state and the country realize this is an enhanced standard of education for nurses," Mitchell said.
The state board reports that there are 8,000 nurses in the tri-county area. "Not all of those are two-year nurses, but those that are will find this to be a program that is very interesting to them and will benefit them, make the organization better and make them better nurses," Mitchell said. "Our nursing program has taken off over the last 12 years. It is the largest program on campus at FMU and graduates have done well on their state boards. We have a 100-percent passage rate or very close to that," he said.
The program offers convenience coupled with a hybrid program where there is class instruction and online work requirements.
Students enrolled in the program are largely working people, so classroom instruction with highly trained faculty will only take place once a week, and the online component can be completed at the student's discretion. The course is designed so that students are not tied down to a classroom three to five days a week and can still hold down a full-time job.
To begin, FMU will be sending faculty from Florence to Mount Pleasant once a week to teach.
The search for their own facility is still underway. Mitchell said it's been quite a search. "The good news is Mount Pleasant is really growing. The bad news is that sometimes means real estate is scarce, particularly with this sort of commercial-type building search," he said. FMU officials are searching for a commercial building that of course looks and feels like a college.
"We've looked at a lot of properties and some have eluded us because of other suitors and some just were not the right fit," he said.
"In the meantime, we've made a commitment to begin classes this fall and an obvious partner was TTC and President Mary Thornley has been very accommodating by opening the doors of their conveniently located Mount Pleasant campus. This is a great starting point for us," Mitchell said. "This program is a nice mesh with TTC's program. They graduate a lot of nurses with two-year degrees and those folks can then step into this program and get the four-year degree."
On Wednesday, July 16 from 5 to 8 p.m., there will be an information session and open house drop-in at the Mt. Pleasant TTC. Faculty members from Francis Marion University nursing school will be on hand to answer questions and sign students up if they're ready to do that. Mitchell said there are already a number of applications in hand.
"We do expect this to grow into many other fields of study. We just chose to start with the one where there is a real need and one were pretty good at," Mitchell said.
Registered nurses with associate degrees or diplomas who live in the lower region of South Carolina can obtain a Bachelor of Science in Nursing. This instructional hybrid, featuring a mix of flexible online courses and regular classroom interaction with FMU's highly regarded nursing faculty, makes for a feasible and rich education for its students. The class will meet one night each week at Trident Technical College's Mount Pleasant campus for the 30-credit-hour course.
The RN to BSN program affords registered nurses the opportunity to gain new knowledge regarding roles and responsibilities of the professional nurse in a rapidly changing health care environment while also building on their previous education. Graduates of the program are prepared to apply for advanced degrees such as the Master of Science in Nursing. Learning in this track focuses on the enhancement of critical thinking, the scientific bases for decision making and the development of leadership skills.
The RN to BSN will gradually add programs over time. Possible degree offerings have not been decided but will likely also include several business degrees, particularly for associate degree graduates who are in need of baccalaureate degrees.
Graduates of the RN to BSN program are prepared to apply for advanced degree programs such as the Master of Science in Nursing (MSN) degree as well as other career opportunities. Learning in this track focuses on the enhancement of critical thinking, scientific bases for decision making and the development of leadership qualities and skills.
To apply to the RN to BSN track, contact Devin Cribb, coordinator of Nursing Student Services at email@example.com or 843-661-1226. All applicants will need a transcript review to determine the necessary education requirements. To apply, go to www.fmarion.edu/fmu_mtpleasant. For more information on FMU's RN to BSN program, contact Dr. Rhonda Brogdon, RN to BSN track coordinator and assistant professor of nursing, at firstname.lastname@example.com or 843-661-1674.
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The Mr said it was the best Father's Day he ever had!
The kids and I started by serving him breakfast in bed. Then we started with the gifts! Coco gave her Daddy a fabulous pineapple slicer and corer from William Sonoma! He was eternally happy because he is Mr. Mai Tai!
Landon gave Daddy a James Bond Dvd set! He was thrilled!
I gave The Mr this fabulous Pizza making book called My Pizza.
And of course a Pizza stone from Williams Sonoma to cook pizza with!
After that we met our dear friends for brunch at The Langham Hotel in Pasadena. It was heaven! Scotch tasting, cigar bar, sushi bar, jazz band and champagne!
Totally Terrific Tunics!!
3 years ago


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Equity Securities - Introduction
The series 62 exam is written and administered by FINRA. The exam is often taken by students who do not want to undertake the challenges of the series 7. However, the series 62 exam should not be taken lightly, it is not an easy test. It is recommended that candidates spend at least 70 hours preparing for the exam . The series 62 material has been provided by The Securities Institute to help Investopedia visitors prepare for the exam. In order to successfully complete the exam it is recommended that you read the following material in addition to reading a full textbook and doing as many practice exams as you can. This first chapter will build the foundation upon which the rest of this text is built. A thorough understanding of equity securities will be necessary in order to successfully complete the Series 62 exam. Equity securities are divided into two types, common and preferred stock. We will examine the features of common stock and preferred stock, as well as the benefits and risks associated with their ownership. But first we must define exactly what meets the definition of a security.What Is A Security?


text:
Posted 1 year ago
By Post Staff
As part of a marathon session Monday night that lasted more than 4-1/2 hours, the Chadron City Council approved an ordinance creating a paving district to extend Ash Street north of Highway 20 about 700-feet.
Ash Street is Highway 385 south of Highway 20, but a northern extension as a city street on the west edge of Big Bat's Shell has long been in the plat for the that part of the city.
The street was requested by the property owners on the west side…Taco John's, Security First Bank, and developer Eddie Beuttner…and generally opposed by Big Bat's former owners…Bat and Patty Pourier…and its current owners, who include the Pourier's sons Tye and Corey. The Big Bat's group questioned why the proposed street extended back only 710-feet instead of more than twice that to the railroad, cutting off at a point where the west side owners had the majority share of the frontage needed to move forward with the project. Bat Pourier said he was in the process of buying the lots directly behind the truck stop and wanted the street extended to include that land.
They also challenged the preliminary design for the street, including an island at the intersection "requested" by the state road department, and standard curbs that would make it difficult for large trucks…a key part of their business…to enter and reach their diesel pumps. They said the layout would likely force them to move the pumps and storage tanks at a cost of a half-million dollars.
The discussion included occasionally emotional bickering between the senior Pouriers and city staff over issues that included engineering and a proposal suggested by City Manager Wayne Anderson for a traffic circle or roundabout at the intersection.At the end, the council approved the district with both sides agreeing to meet to try to work out compromises that would be considered at the March 17th public hearing on the paving district. The proposal could still be killed at that point by the owners of a simple majority of the property fronting the proposed street.


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Curious about what others have observed. Their are 4 pregnant mares on the farm right now. One thoroughbred looks and moves pregnant at 5 months. Almost waddles. Happy and healthy, just different.
One is essentially the same, one is quieter, and then there is my arab. She is SO lazy. Its like she underwent a complete personality change in the last month. She is 4.5 months along, and went from an energetic speed demon that could not stand tied and detested the barn, to a laid back, beginner safe mount who stands tied for hours without complaint. I actually asked my BO yesterday if she switched out my horse. We got cantering, and normally, wide open space, she would be dying to go for a race. Yesterday she was asking to slow down to a trot.
Anyone else seen drastic personality changes?


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Crazy Girl Throws A Sh*tfit In The Back Seat Of The Car (Video)
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It's been quite a week for women throwing temper tantrums. On Monday, we posted a video of a wife going psycho because her husband wouldn't take her to the lake (they are now getting divorced) and today we have a crazy girl going ape sh*t in the back seat of a car.
I'm not sure if this girl is videoing herself or if someone is hovering over her, but basically all you can see is a girl's lap, accompanied by the most painful piercing screams of all time.
We advise you lower your volume for this one:
First we didn't want to get married, now we definitely don't want to have kids.
At least not a daughter anyway…
(via Guyism)
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Step 1: Supplies and Equipment
2" heart pendant base (pink acrylic is shown, but this could really be painted wood, other acrylic or anything similar)
black paint
silver no-hole beads in two sizes
heart shaped rhinestones
clear glue - clear nail polish or clear craft glue are good choices
clear glaze - I used a tabletop resin
toothpicks or a rhinestone tool
masking tape
utility or exacto knife and cutting surface
gloves, a mask, and surface protection for safety when using the clear glaze
Step 2: Plan the Design
Step 3: Mask and Paint
Paint over the edges of the masking with something clear - your clear glue or clear nail polish are good choices. Let dry.
Paint the unmasked areas black. Let dry, recoat if necessary until you have an opaque finish.
Carefully peel the masking - you may need to lightly score the edges with the knife first.
Step 4: Glue on the Beads
Glue in the rest of the large beads along the masked lines. Tuck tiny beads in between them.
Glue the heart shaped rhinestones in place and fill in with beads around them.


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Author: stephen beaumont
Styles Features
Full Pints - Travel Features
Oktoberfest, UnexpectedNovember 1, 2010 - Stephen Beaumont It wasn't until about 10 A.M. that I saw my first corpse, but then again, it was only Monday. I was pretty certain the bodies would grow more plentiful closer to the week's end.
Full Pints - It's My Round
Looking for Local FlavorSeptember 1, 2006 - Stephen Beaumont Among those of us who value the exploration of new terrains above such modern conceits as penthouse condos and SUVs, there exist two distinct types: the Adventurer and the Urban Explorer. Into the first class fall people like my dear cousin Karen, whose idea of an ideal summer vacation is to begin in a near-Arctic... View Article
Beer Talk
Rohrbach Scotch AleSeptember 1, 2005 - Stephen Beaumont Rohrbach Brewing Co. Rochester, NY Available: NY Alcohol (wt.): 5.25 Alcohol (vol.): 6.6 Color: 11 Bitterness: 17 Original Gravity: 1070 Final gravity: 1020 Malts used: Pale malt and roasted barlye Hops used: Styrian Golding and Willamette


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- Address: Linderhof 12
- Hours: Open daily Apr - Oct 15: 9am - 6pm, Oct 16 - Mar: 10am - 4pm
- Admission: Adults: € 8
Linderhof Castle
Ludwig II had a habit of designing palaces after his idols. In the case of Linderhof Palace, the inspiration was the Sun-King Louis XIV and Versailles as he built up the "King's Cottage". Sun decor, hall of mirrors, and a smaller scale version of Versailles Ambassador's staircase are testament to the king's admirations. As far as royal palaces go, Linderhof Palace has a private atmosphere with only four rooms that actually served a purpose.
The gardens surrounding Linderhof Palace are considered some of the most beautiful in the world, combining the formal elements of Baroque style and Italian Renaissance gardens with landscaped sections in the English style. There are also a few unique structures apart of the palace park including the Venus grotto, Hunding's Hut, Gurnemanz Hermitage, and the Moroccan House.
Practical Info
Due to the many precious works of art housed at Linderhof Palace, no photography or filming is allowed. Linderhof Palace is situated in the Graswang Valley, near the village of Ettal. By public transportation, the palace is accessible by train to Oberammergau and a bus connection to Linderhof.
Tours & Tickets
Royal Castles of Neuschwanstein and Linderhof Day Tour from Munich
Hidden in the seclusion of the Bavarian mountains, King Ludwig II built two of his dream castles, Neuschwanstein and Linderhof. This trip from Munich shows you ... Read more
Munich, Germany
Duration: 10 hours 30 minutes (approx.)
Small-Group Neuschwanstein and Linderhof Castle Luxury Coach Day Trip from Munich
Visit the fairytale castles of Neuschwanstein and Linderhof on this day trip from Munich. Traveling by luxury coach — complete with Wi-Fi, panoramic windows ... Read more
Munich, Germany
Duration: 10 hours 30 minutes (approx.)
Romantic Germany: 7-Day Tour from Frankfurt to Munich, Neuschwanstein Castle and Heidelberg
Explore the romantic side of Germany on this 7-day tour from Frankfurt. See some of Germany's historical and scenic treasures along the Romantic Road, ... Read more
Frankfurt, Germany
Duration: 7 days / 6 nights
Four Day Munich to Frankfurt - Romantic Road, Linderhof, Hohenschwangau, Neuschwanstein
Germany's Romantic Road offers the most picturesque and magnificent scenery on Earth. Travel along this stretch of road on this multi-day tour from Munich and ... Read more
Munich, concludes Frankfurt, Germany
Duration: 4 days / 3 nights
Overnight Royal Castles Tour - Linderhof, Hohenschwangau, Neuschwanstein
Overnight in castle country on this two day tour from Munich. Your first stop is the elegant Linderhof. King Ludwig's favorite castle, which was built between ... Read more
Munich, Germany
Duration: 2 days / 1 night
Royal Castle of Linderhof and Oberammergau Day Tour from Munich
Two of the most precious jewels of Bavaria, the castle of Linderhof and the village of Oberammergau can be seen during this late-departure full day tour from ... Read more
Munich, Germany
Duration: 8 hours 30 minutes (approx.)
Frankfurt Combo: Neuschwanstein Castle, Linderhof Palace and Rothenburg Day Trip
Visit three Bavarian gems on this 2-day Frankfurt combo tour to Neuschwanstein Castle, Linderhof Palace and the picture-perfect town of Rothenburg. On the ... Read more
Frankfurt, Germany
Duration: 2 days (approx.)
Neuschwanstein, Linderhof Full Day Sightseeing Tour from Munich - self guided tour (Japanese)
Self-guided tour (Japanese Audio) of the Royal Castles of Neuschwanstein and Linderhof from Munich.
Munich, Germany
Duration: 10 hours 30 minutes (approx.)
Bavaria Highlights Tour from Fuessen: Neuschwanstein, Linderhof, Oberammergau and Hohenschwangau
See the best of Bavaria on a day trip from Füssen, led by an expert local guide! During tours of the region's two famous stunners – Neuschwanstein Castle ... Read more
Füssen, Germany
Duration: 9 hours (approx.)


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Determine the solution set of (x+1)(x-2)/x+3 >= 0
Show complete solution
1 Answer | Add Yours
`((x+1)(x-2))/(x+3) gt= 0`
The sign of the inequality can be determined by both numerator and denominator. Therefore I would rearrange the expression as below.
`((x+1)(x-2))/(x+3) xx (x+3)/(x+3)gt= 0`
`((x+1)(x-2)(x+3))/(x+3)^2 gt= 0`
Now the denominator is always positive and so we can evaluate the numerator for the inequality.
`(x+1)(x-2)(x+3) >= 0`
We can indentify the ranges for this inequaility as below.
Then, `(x+1)(x-2)(x+3) <= 0`
Then, `(x+1)(x-2)(x+3) >= 0`
Then, `(x+1)(x-2)(x+3) <= 0`
`xgt= 2`
Then, `(x+1)(x-2)(x+3) >= 0`
Therefore the solutions for the given inequality are `-3lt=xlt-1` and `xgt= 2.`
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Join a community of thousands of dedicated teachers and students.Join eNotes


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New York Republican Party
September 13, 2013
The primaries are over and the general election in November is still weeks away, but already many in the political world are thinking about the next significant contest on the horizon- the 2014 statewide elections. State GOP Chairman Ed Cox says he's working on finding a Republican candidate to challenge Governor Andrew Cuomo, and he says several are interested.
Democrats now outnumber Republicans in New York State by a two to one margin. The past three governors have been Democrats, and Governor Andrew Cuomo, a Democrat who has already said he wants to seek re election, is very popular, even though he's slipped a bit in the polls in recent months.
The GOP has not yet picked a candidate to oppose Cuomo, but Republican State Chairman Ed Cox is hopeful, though he says he can't offer any names yet.
"We do have candidates. Some who have served in public office before and are looking at this very seriously," Cox said. "And we also have some businessmen who have done very well in business and are interested in going into public service."
Candidates who have their own money are desirable when challenging an incumbent. Cuomo has around $25 million dollars in his campaign war chest, with the potential to raise millions more, if he needs to.
Cox concedes that Cuomo in the past has run on republican- related issues. In 2010 Cuomo ran as a fiscal conservative. Cuomo has focused recently on social and reform issues. He championed strict new gun control laws, and advocated for codifying the abortion rights in Roe V Wade into state law. He also pushed public financing of campaigns. Cox says he expects Cuomo to swing back to more conservative positions in 2014including cutting taxes and regulations. But he sees a major weakness.
"If there's an economic downturn, a year from now, he will be in trouble," Cox said. "Because he didn't focus on the things he was elected to do."
Cuomo has lost support upstate over the gun laws, his hesitation on hydro fracking and the ongoing poor economy. The governor limited the majority of his public appearances to upstate over the summer, offering aid and support to flood victims, appearing at a wine tasting contest, and organizing a white water rafting race. Cox says it might not be enough.
"Just splashing a little water up in the Adirondacks or sipping some wine in the Finger Lakes region is not going to substitute for having really good substantive programs," Cox said. "
Steve Greenberg, a political analyst and spokesman for Siena College polls, says while Cuomo has lost support upstate, he's still going to be hard to beat.


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NetherlandsI live in Arnhem, a city with 145.000 people, near the German border in The Netherlands (17,000,000 people). The river Rhine divides the city into North and South. It's the most green city, the city with the most of Nature in the whole (tiny) country, by car you travel from coast to Germany within 2 hours, unless there's a jam.. This part of "Holland" as The Netherlands are called as well, is above sea-level. The most part is below "up to" 7 meters below Amsterdam National Level. Which is a huge mountain of water when you could see it straight before you.
But then we invented dikes and we have our dunes. We daily pump a huge amounts of water into the "IJsselmeer" (IJssel-lake) and the North sea.. The "IJssel" is a river as "De Vetch", "the Maas", "the Rhine" and "the Waal" are. Those rivers make us the main nation delivering goods from Rotterdam Harbour to Germany by water, and in the German speaking countries the population is about 100,000,000 people..
Dutch firms, on the moment, are helping Saint Louis defending it from the water together with the American National Reserves (or something like it).
But we to appear to have more rain and heavy showers due to the climate change, so we have to think about rearranging the water regulation systems.
Depends where you live, some parts are crazy, like around Amsterdam en Rotterdam Harbour, one of the biggest in the world. Other parts are very rural and easygoing. About 12% of the land is built on, we recovered a lot of land from the, now, lake in the middle of the country. Until the '30's of the former century this lake was a sea, connected to the North sea, also called the Southern Sea. ( Zuiderzee).
People still seem to think we walk on wooden shoes, well we don't, for that you have go to the main tourist attractions or even to "Holland, a city in the United States. I think situated in Michigan.
Big firms originally come from Holland, like Royal Dutch Shell, MAN, Hoogovens, Phillips, Several Banks etc... Some of them are international now. The main income (national Product) cone from the main companies, the firms in between 10 and 100 employees. There are a few very high standard universities, like the one in Delft and Amsterdam. In Arnhem we have a world famous Art and Fashion Academy.
Dutch people tend to be reasonably open minded, but not all of them!! We have our part of (in my opinion) fundamentalist Christian churches as well as the imported Muslim communities. With some exceptions living together is proceeding reasonably well. All though in harsh times positions harden.
As we are a country living of trade and transport, as well as of banking business, when the world economy is going down, we are. Luckily we have the Euro, luckily at one part and not so good on the other because the southern European countries aren't doing that well. Especially Greece is doing very bad. On the other hand there is Norway in the northern part of Europe, they are very rich, because of rich oil reserves and waterfalls of which they produce "white power". But then the Norwegian are not in the Euro-zone. The whole Euro zone is bigger in square miles as in amount of people then the USA is.
Would you like to know more? just ask...
Hahah and here I thought I was the only Dutchman who had wandered on Experience Project! Very Funny! :D
Hahah en ik maar denken dat ik de enige Nederlander was die rondzwierf op Experience Project! Vet grappig! :D
Ok thats coowl!!! Hehe :D
My Dearest,

My Dearest , i would love to hear more of what you have to share about yourself and where you live.You apparently are a very intelligent person whom has a vast amount of knowledge to share with others.I would really like to know more about you(yourself) and what your life is all about.I am very interested in finding out all about you and what you would feel free to share with me.I have moved from California after living there after 5 years of paying too much for the cost of living there.I now live in the state of Missouri which the town i live in has a population of less than 800 people.My plans for the future are to hopefully move to a warmer climate than i live in now.I have not decided where i want to live yet.Hope to hear from you soon.

All My Love Always,


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Mailing addressOffice of Student Affairs & DiversityUniversity of Colorado Denver, College of Nursing13120 E 19th Ave, C288-6, Rm 3255Aurora, CO 80045
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All trademarks are registered property of the University. Used by permission only.


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Deer season may be over until next fall but the earlier you can start preparing the better. I wanted to share with you these five preseason deer hunting tips to help you be ready to get out and get that big brute this year.
Preseason Deer Hunting Tips
- Learn about Whitetail Behavior and habitat: The more you know about whitetails and their habitat the better prepared you will be when hunting season comes around. Learn to pattern the deer and it will help you to be able to pick good stand locations that increase your odds of harvesting that big boy. Read deer hunting books, magazines, get on the internet, go to seminars, join clubs like the Quality Deer Management Association etc. Knowing what the deer are doing at certain times of the year and why can and will help you solve the big buck puzzle.
- Learn About and Start Practicing Quality Deer Management Where You Hunt: Quality deer management can improve your deer herd and increase your odds at getting that buck of a lifetime. Planting food plots and or starting a supplemental feeding program can help the health of your deer herd and attract and hold deer on your property. Learning about and implementing quality deer management will tremendously improve your overall deer hunting experience.
- Get Fit for Deer Season Now: Starting an off season fitness program can make a big difference when deer season rolls around. Being fit will help you stay in the woods longer and make you more alert and help you when scouting, putting up deer stands, checking trail cameras etc. Eating healthy and getting fit will help make you a better deer hunter.
- Make Your Deer Hunting Equipment Checklist Now: By starting your deer hunting equipment checklist now you will have an idea of things that you need or want to get before next deer season and can prioritize which ones you want to get first. A lot of products will be on sale this time of year and you can get some really good deals. Buying the things you need throughout the year will be a lot easier on your wallet rather than having to purchase them all right before the season.
- Practice With Your Bow or Gun Throughout the Year: Practice makes perfect and a lot of practice makes you even more perfect. Practice as much as you can, make it fun. Practice with friends and family and even make it competitive. Go to 3d ranges or gun ranges and shoot. Archery tournaments can be a lot of fun and help you hone your shooting skills.
These are just a few tips that will help you be better prepared to get after those whitetails when September rolls around.What are some of the preseason deer hunting tips you use to help you be more prepared for deer season to get your big bucks?


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KANSAS CITY, Mo. – Need cash quick? We see payday loan ads every day on TV or just driving by. Monday night a large group of people in Kansas City spoke against those payday loan companies.
"We care about the economic dignities of people living in our community," said Jennifer Thomas, pastor of Immanuel Lutheran Church.
The organization called Communities Creating Opportunities provided petitions and asked for signatures. John Sheeley has been asking for signatures too on petitions, to put a measure on the Missouri ballot capping payday loan interest rates at 36 percent.
"I just can't believe that the folks in Jefferson City have allowed this to happen and grow the way it has," said John Sheeley.
People here say payday loan companies take advantage of people like this woman.
"I have an emergency, and I don't have any cash," one woman who didn't want to be identified said.
"My loan was $400, and I had to pay $800," said a payday loan customer FOX 4 talked to.
Groups like Stand Up Missouri, however, oppose the ballot initiative. Stand Up Missouri's website says it has the interest of traditional installment loans in mind when it opposes the ballot measure. It warns the measure could get rid of all small loans, leaving people with only the option of a bank.


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Membership of HUMBUG is only $25.00 for one year or part thereof until the fall of the next AGM (See the Constitution for further information). Membership at HUMBUG allows you to use the internet services provided at meetings. It also gives you voting rights. Also you can join up on the wiki and gain editing access on our website.
Humbug's Email Lists
To join our email list just click on Mailing List then chose the mailing list you want to join and fill out the form.
So what lists should you join? Well that depends on what you want to do. Below is a breakdown of the lists.
General The most important email list to join is the General list. This is for general discussion and any announcements are posted here also.
Admin If you interest in the administration of HUMBUG please feel free to join the admin list which is where the exec discuss anything related to executive business.
Sasig This is where the System Admins communicate. Please feel free to join but appreciate that this list is for our System Administration so take care about posting comments.
Dsig Is the developers lists. Where the software developers of our club can talk and share ideas.
Member's Area
These links below are setup for members to post information about themselves.
Members This is where you can post information about yourself.
The Car Pool simply type your where you live and whether you need or have transport.
The Jobs area allows you to post what jobs you have to offer and if you need a job.
Membership Forms
The new membership form is out. You may download and fill out these forms and then send them if you can not make it to a HUMBUG meeting. I would like to say thanks to LiveCat for her work on the membership form. When you do fill out the form please include as much detail as you can. The witness signature on the back please leave blank.
humbug_form_2009.odt This is the Open Office Document which you can manipulate and edit and fill in.
humbug_form_2009.pdf This is a straight pdf version of the membership form. Best used if you only intend to print and fill out by hand.
If you need to submit membership forms or require your issue to be dealt with privately email please the club secretary, <secretary AT humbug DOT org DOT au>, or our private Exec lists using <exec AT humbug DOT org DOT au>.
System Administrators
Please refer to the SysAdmin page for instructions on logging requests.
The Current Executive (2014/2015)
You can correspond with the club's executive members privately using the following addresses. As these are private emails they are not archived, and may not come to the club's attention. Some executive members also release alternative contact details such as instant messaging addresses and phone numbers on their home pages.
Name / Home Page
<president AT humbug DOT org DOT au>
<secretary AT humbug DOT org DOT au>
<treasurer AT humbug DOT org DOT au>
Old Forms
Here are the old membership forms. The only reason why they have been left here is for archival purposes. Please download and use the one of the form versions above.
The old new membership form We used this form to sign up new members. PLEASE DO NOT USE THIS FORM.
renewmember.pdf This form was used for when we had a renewing member. PLEASE DO NOT USE THIS FORM.
Payment of membership fees via bank direct deposit
You can now pay for membership of HUMBUG by making a direct deposit into our bank account. Here are the details:
- Bank: Commonwealth Bank
- Account Number: 10136633
- Account Name: Home Unix Machine Brisbane User Group
Please make sure to use the name of whom the payment is for as the reference, and to send an email to <admin @ lists DOT humbug DOT org DOT au> advising us of the payment and reference number you used.
Unless stated otherwise Content of this page is licensed under Creative Commons Attribution-NonCommercial-ShareAlike 3.0 License


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Copy the code below to embed on your site
|Director :
|F. W. Murnau
|Emil Jannings
|Country :
|Genre :
|Silent with English Intertitles
|Aspect Ratio:
One of the crowning achievements of the German expressionist movement, Friedrich Wilhelm Murnau's THE LAST LAUGH stars Emil Jannings as an aging doorman whose happiness crumbles when he is relieved of the duties and uniform which had for years been the foundation of his happiness and pride. Through Jannings¹s colossal performance, THE LAST LAUGH becomes more than the plight of a single doorman, but a mournful dramatization of the frustration and anguish of the universal working class. Restored in 2003 by Luciano Berriatúa and the Friedrich-Wilhelm- Murnau-Stiftung, this Kino edition is the definitive version of a silent masterwork, presented with unprecedented clarity and a new orchestral recording of the original 1924 score.
THE LAST LAUGH (Der letzte Mann)
Germany 1924 90 Min. B&W 1.33:1
Directed by F.W. Murnau
Screenplay by Carl Mayer
Photographed by Karl Freund
Restored German Version
Restored by Luciano Berriatúa
Original 1924 Score by Giuseppe Becce
Adapted by Detlev Glanert
Performed by the Saarbrücken
Radio Symphony Orchestra
Conducted by Frank Strobel
© Friedrich-Wilhelm-Murnau-Stiftung, Wiesbaden
Music © 2003 ZDF
Plus Unrestored Export Version
Music Composed and Conducted by Timothy Brock
Performed by the Olympia Chamber Orchestra
Produced for Video by David Shepard
Music © 1993 Timothy Brock
"A masterpiece of the German silent cinema, F. W. Murnau's 1924 film has never looked as dazzling on American home video as it does in this new edition from Kino International." - Dave Kehr, The New York Times
"F. W. Murnau's 1924 drama 'The Last Laugh' (a new restoration of which is featured in a two-disk set from Kino) may well be the apogee of silent-film production....The visual clarity of the new release reveals the extraordinary means by which Murnau united the emotional, political, psychological, and moral domains in his quasi-Biblical yet modern and naturalistic fable." - Richard Brody, The New Yorker
A RATING -"Rightly praised by Alfred Hitchcock as 'almost the perfect film.'" - Tim Purtell, Entertainment Weekly
DVD Features


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Gear Review
JP Rambo
Ok, but the Core is much better for a little more.
I like this watch a lot, it is pretty accurate and has a lot of cool features that work well. It has a nice ergonomic feel to it and it pretty light for a larger watch. The altimeter was what I was after in this product. What I don't like is the buttons can jam after use in time. The Beveled bearing can pop off pretty easily and the battery can be a real pain to replace with the plastic cover. If you do not put the seal in the back when closing the cover you can get some water damage in the watch as well. I live in a very cold spot in the US sometimes get to be -60 with windchill and I have had this watch freeze on me. I have never had it happen while mountaineering on an expedition, it usually does not get that cold on the mountain, but it has happened around -10 before. Other than the negatives though it is stylish and functional. I also own the Core which is a little more than this model, but I would encourage the upgrade, because most of these weaknesses are cured in the newer model.
View More Details on Suunto Vector Altimeter Watch


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Best Investments In 2013
Here are some of the best investments for 2013 especially since the world economic conditions appear to still be settling. It also seems that economic growth has apparently stopped or stagnated in both Europe and the United States. With all of the debt that is owed by the United States including trillions of dollars of unfunded social security and Medicare payments, as well as the debt crisis that is occurring in Europe, it is clear that there are some investment options that are better than others.
Best Investments In 2013: Unit Investment Trusts (UIT)
Unit investment trusts often come with little fanfare, and you won't see them advertised as heavily as mutual funds or other investment products. The reason is that they're generally not as profitable for the people creating and managing them. And that's great news for investors in the know.
UITs can have either stocks or bonds as their holdings, but most unit trusts will have a deliberate focus on either capital appreciation or generating a consistent income. The key differentiating feature between mutual funds and UITs is that with unit trusts, the portfolio is established once, and remains fixed for the life of the investment. Typically no changes are made to the portfolio after the initial public offering. With debt UITs, when individual bonds mature, each investor receives his or her pro-rata share of the redeemed bond as cash. (Learn more about the basics of UITs in 20 Investments You Should Know: Unit Investment Trusts.)
While investors know exactly what they're getting up front, unit trusts also come with a big tax advantage over mutual funds. You're only responsible for the capital gains that you earned – you'll never be faced with paying capital gains tax on somebody else's money, as often happens with mutual funds. (Read more about saving on capital gains tax in Capital Gains Tax Cuts For Middle-Income Investors.)
Most UITs have good liquidity and can be traded daily at or near net asset value (NAV). They can be found at most of the major fund companies or through your broker.
Best Investments In 2013: Family
Putting money into your family might seem like a good-hearted gesture but an investment with a low monetary return. Considering the rising cost of education and childcare however; and you might want to think again. Putting money into safe investments such as bonds or savings accounts can be a great way to secure an educational future for your children. It might also be worthwhile considering the true costs of a spouse working full time. If they can work even part time from home, it might be worth leaving a low-paying job to save on the soaring costs of childcare, especially if you have more than one child that must attend daycare.
Best Investments In 2013: Individual Retirement Account (IRA)
No list would be complete without this cornerstone of the modern retirement portfolio. If you've been investing for many years, chances are high that you've already got a well-funded IRA. All of your 401(k) assets should end up in either a Traditional or Roth IRA shortly after you head out the door of your last job. And if you're over the age of 50, you can add extra to your account over the standard annual contribution limits. IRAs eliminate capital gains taxes and can drastically reduce your future tax bills. (Compare the two main types of IRAs in Roth Or Tradition IRA…Which Is The Better Choice?)
When transferring assets in to a Roth, you'll have to take the short-term hit by paying income taxes, but you'll gain the huge advantage of receiving tax-free income for every penny of it down the road. When planning moves to and from IRA accounts, it is again better to either know all the rules or consult a tax pro. You may find it easier to move chunks of money over several years to spread out your tax bill. But if you hope to be drawing down on your IRA for 20 years or more, the tax savings in the future makes the Roth the best option. (Learn the requirements regarding tax and penalty fees for withdrawing funds in Tax Treatment Of Roth IRA Distributions.)
Assets in your IRA should reflect your overall asset allocation. For many people, the IRA already represents the bulk of their net worth, so proper allocation of investments is all the more important. Most standard securities like stocks, bonds and funds can be bought inside an IRA account, and the IRA itself can be maintained for minimal fees at thousands of financial institutions. Finally, IRA assets can be passed on through your estate to keep the power of compounding going for your heirs. (Read about passing on your retirement savings in Stretch Your IRA.)
Best Investments In 2013: Create an investment policy statement
Whether you do it yourself or work with a financial planner, you should have an investment policy statement that serves as a guide on how you want to invest.
This guide should include the investor's philosophy toward investing, investment objectives, the investor's attitude toward risk, a target asset allocation, guidelines for monitoring portfolio performance and an approach to portfolio rebalancing.
Other items should cover tax considerations, estate planning goals, fees and expenses, and trading costs. It should spell out an approved list of investments, and whether the investor allows trading on margin, short selling and investing in derivative securities. And it should also spell out whether the investor's account allows discretionary trading by the account manager.Read More>>
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Hot Quality Companies To Buy Right Now


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The American Legion Riders Facebook [2] page isn't just your best Facebook source for Riders information. It's a chance for Legion Riders throughout the organization to share what they're doing.
Riders have been posting photos of their rides and fundraisers, uploaded flyers for upcoming events and shared success stories. It's also a great place to offer a shout out to fellow Riders who you only see a couple times a year.
As the 2013 American Legion Legacy Run [3], sponsored by USAA, gets closer, it makes even more sense to check out the page. Simply click "Like" and posts to the page will appear in your regular news feed.
[1] http://www.legion.org/print/216185
[2] http://www.facebook.com/pages/National-American-Legion-Riders/159688017493013
[3] http://www.legion.org/riders/legacyrun


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Posts Tagged «gpgpu»
Leaked Nvidia driver offers taste of mobile G-Sync January 30, 2015 at 3:40 pm
A new, leaked driver offers a preview of what mobile G-Sync will look like in the future. The software is still in early stages, but the technology is as impressive in laptops as it is in desktops.
Supercomputer stagnation: New list of the world's fastest computers casts shadow over exascale by 2020 June 24, 2014 at 3:06 pm
Yesterday, Top 500 released the updated list of the world's fastest supercomputers, and it revealed a rather worrying trend: Supercomputer performance is slowing down, rather than speeding up. When most of the world's computing superpowers have announced their intentions to create exascale (1000 petaflops) supercomputers by 2020, this would appear to be a bit of a problem.
14nm, 7nm, 5nm: How low can CMOS go? It depends if you ask the engineers or the economists… June 23, 2014 at 10:01 am
The titans of the semiconductor industry continue to push forward, but economists and other engineers aren't so sure — can we profitably move below 10nm for manufacturing?
D-Wave confirmed as the first real quantum computer by new research June 12, 2014 at 10:30 am
New research suggests that D-Wave's quantum computer really is performing quantum computing — and that future generations will show the performance gains that theoretical models predict.
IBM unveils Power8 and OpenPower pincer attack on Intel's x86 server monopoly April 23, 2014 at 1:00 pm
IBM has taken the wraps off the first servers that are powered by its monstrously powerful Power8 CPUs. With more than 4 billion transistors, packed into a stupidly large 650-square-millimeter die built on IBM's new 22nm SOI process, the 12-core (96-thread) Power8 CPU is one of the largest and probably the most powerful CPU ever built. In a separate move, IBM is opening up the entire Power8 architecture and technical documentation through the OpenPower Foundation, allowing third parties to make Power-based chips (much like ARM's licensing model), and to allow for the creation of specialized coprocessors (GPUs, FPGAs, etc.) that link directly into the CPU's memory space using IBM's new CAPI interface. You will not be surprised to hear that Nvidia, Samsung, and Google — three huge players among hundreds more who are beholden to Intel's server monopoly — are core members of the OpenPower Foundation. The Power8 CPU and the OpenPower Foundation are the cornerstones of a very big, well-orchestrated plan to finally put an end to x86's reign, and place a fairer, more powerful architecture at the head of the server table.
Nvidia GTC: The GPU has come of age for general-purpose computing April 1, 2014 at 2:23 pm
Once only something gamers cared about, GPUs have gone mainstream by showing they can solve many large computing problems in a fraction of the time that a CPU would take.
D-Wave, disentangled: Google explains the present and future of quantum computing February 26, 2014 at 12:00 pm
The D-Wave computer has produced some of the most interesting and occasionally perplexing results of any computer experiment to date. Google gives us a status update on where the project is, and where it plans to go.
Nvidia's new Maxwell-powered GTX 750 Ti is hyper-efficient, quiet, a serious threat to AMD February 18, 2014 at 9:00 am
Nvidia's new GTX 750 Ti has launched and the new card is a beauty — incredibly power-efficient, with a great deal of additional horsepower waiting in the wings.
New benchmarks raise doubt over D-Wave's 'quantum computer,' but Google is optimistic long-term January 20, 2014 at 2:45 pm
Google has released the results of new benchmarks run on its joint quantum computer, and the results are interesting. They show some advantages for the quantum system, but current hardware limitations are holding it back in some cases when tested against conventional systems.
Xbox One games will have more access to the GPU, better graphics in the future, says Microsoft October 3, 2013 at 3:17 pm
While it's common knowledge that the PS4 has more horsepower than the Xbox One, Microsoft isn't content with being labeled as "underpowered." Coming up to the next-gen launch (and beyond), Microsoft is actually increasing the amount of processing power that developers have to work with. We've already seen increases in CPU clock-speed, but it turns out that Microsoft is actually willing to give up some of the OS-dedicated resources down the road.


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I Can Sleep Eye Shade Light-Blocking Eye Mask
For A Good Night's Sleep - Even During The Day
The I Can Sleep Eye Shade eye mask blocks light to permit sleep at any time, day or night, and in any situation. The Eye Shade is designed to be form-fitting and both comfortable and. Read More


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Skullkickers #17
Series Info
Latest Issue:
Skullkickers #33
Digital Edition Includes
- ePub
What is a digital edition? Find more information on digital files & formats and how to read them here.
- Written By: Jim Zub
- Art By: Edwin Huang
- Art By: Misty Coats
Price: $1.99
Diamond ID: JUN120572
Published: August 29, 2012
Somebody DIES! Or, everyone DIES! There's lots of DYING! Oh man, it's some kind of DEATH-fest goin' around. It's all epic and brutal and a major character DIES so you better order a ho-jillion copies. No, seriously, someone DIES. Big DEADING in the house. Also: The end of our incredible third story arc. Sweet.


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Guest Look – Sade Goes Navy Blue
Eyes: MAC Silver Ring e/s (inner lid/lower lashline) MAC Deep Truth e/s (outer lid/lower lashline) MAC Stately Black e/s (crease/outer lid v shape) MAC Brule e/s (under browbone) MAC Espresso e/s ( fill in eyebrows) NYX Sapphire eye liner (top lid) Stila eyeliner in Onyx (water line) DIORSHOW ICONIC mascara in Black
Face: MAC studio finish concealer NC42 MAC studio fix foundation C6 Bare Minerals face color in Warmth (bronzer) MAC e/s Amber Lights (on top of bronzer)
Lips: MAC Prrr Lipglass
Brushes: MAC 150 foundation MAC 219 eyeshadow MAC 239 eyeshadow MAC 217 eyeshadow
Discussion and debate are highly encouraged, and we expect community members to participate respectfully. When asking a question, please check the FAQ section (above) for information about purchasing, price, dupes, and the like. If you have general feedback or need technical support, please contact us.
Comments that include advertisements, self-promotion, insults, etc. may be in violation of our comment policy and subject to deletion. Please see our comment policy for more information.


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Know Your Money
The United States Government authorizes paper money-currency-of certain amounts.
This currency is legal tender, which means creditors may not refuse this money in payment for any debt expressed in terms of that money-assuring the United States of a single, reliable medium through which transactions can be conducted. However, this does not mean that a merchant must accept a dollar bill. If he feels the bill is counterfeit, for example, he may demand some other form of payment.
The dollar was first adopted as our unit of money in 1785. ln 1792, the first dollar was issued-as a coin. The first paper money issued by the Government was not authorized until 1861. The physical characteristics of our money have been changed many times since then. Paper money currently in circulation is printed by the Bureau of Engraving and Printing, part of the Treasury Department, in Washington, D.C.
Every dollar bill printed has several identifying numbers showing where and when the note was printed. There are the serial numbers, the faceplate numbers and letters, and the series year.
Serial Numbers�
No two serial numbers are alike for two bills of the same denomination, type or series of note. The serial numbers appear in the upper-right and lower-left corners of a bill. A prefix letter, eight numbers and a suffix letter make up the serial number.
On Federal Reserve Notes, the prefix letter corresponds to the issuing Federal Reserve Bank's code letter. This is the letter in the Federal Reserve seal. The notes are numbered in lots of 100 million. The 100 millionth note is designated by a star. The suffix letter designates the run, A being the first, B the second, through Z. O is omitted because of its similarity to zero. So, the first note of a denomination and series issued by the Federal Reserve Bank of Boston would have the serial number A 00000001 A. If the issuing bank was New York, the number would be B 00000001 A.
Star Notes�
Sometimes the prefix or suffix letter is replaced by a star. This means a note was damaged during printing. The damaged note is replaced with a star note. The notes are exactly the same, except there is a different series of serial numbers, and a star replaces one of the letters.
Faceplate numbers & letters�
Other identifying numbers on a note are the faceplate numbers and letters. They are in the lower-right and upper-left corners of a bill.
ln the left corner is the Note Position Number. This is the Note Position Letter and a quadrant number. The combination indicates the position of the note on the plate from which it was printed.
ln the lower-right corner, the Note Position Letter is followed by the Plate Serial Number. This identifies the plate from which the note was printed. The Plate Serial Number for the reverse side of the note is in the lower-right corner, just inside the ornamental border on the reverse of the bill
On the sample, the Note Position Letter is F, the quadrant number is 1, and the Plate Serial Number is 287.
The serial number and the faceplate numbers and letters are important aids in the detection of counterfeit bills. Businesses and banks may have lists of notes with certain numbers and letters which are known to be counterfeit. If they receive one of the bogus bills it is easy to identify it.
The series identification shows the year that the design for the notes was first used. Small changes in the design-such as changes in the signatures of the Treasurer of the United States or the Secretary of the Treasury-are designated by a letter below the series year. For example, Series 1969 D means the design was first used in 1969 and was slightly changed four times.
TODAY'S CURRENCYFederal Reserve Notes�
Most of our currency-over 99 percent-are Federal Reserve Notes. The Government has authorized the twelve Federal Reserve Banks to issue notes in denominations of $1, $2, $5, $10, $20, $50, and $100. Before 1945, notes were also printed in denominations of $500, $1000, $5000, and $10,000. These notes of larger denominations were issued until 1969 when they were discontinued since there was little demand for them. It is easier and safer to write a check for $5000 than to use a $5000 bill.
The dollar bill on page 4 is a Federal Reserve Note. To the left of the portrait is a seal of the Federal Reserve Bank which issued that note. The seal bears the name and the code letter of that Bank.
To the right of the portrait is the Treasury seal which is overprinted on the face of each note.
Other types of currency�
Many other types of currency have been issued over the years.
U. S. Notes were first issued during the Civil War. These notes were commonly referred to as "greenbacks." Today, about $323 million of U.S. Notes are still outstanding, mostly in $100, $5 and $2 denominations. By law, the Treasury must keep the amount of U.S Notes outstanding at about $323 million.
National bank notes were issued by national banks until 1935. Gold Certificates, currency which could be exchanged for gold, were issued until 1934, when they were removed from circulation. Those still in circulation are legal tender, but they are not redeemable for gold.
Silver Certificates were issued until 1957. One dollar denomination Silver Certificates made up most of the $1 bills until the first $1 Federal Reserve Notes were issued in 1963. Silver Certificates could be converted to silver until 1968. This was terminated because the Treasury's stockpile of silver was being depleted as people converted their Certificates into silver, hoping that the price of the metal would continue to rise.
The portraits on our paper money are those of deceased American statesmen. On the reverse side are famous buildings, monuments and ornate numerals. Portraits and emblems presently on our currency are listed below.
And on the back of the bill...
The Great Seal of the United States, adopted in 1782, appears on the back of the one dollar bill.
The front of the seal shows an American bald eagle behind our national shield. The eagle holds an olive branch-symbolizing peace-with 13 berries and 13 leaves. In the left talon, the eagle holds 13 arrows-symbolizing war. The 13 units represent the original colonies. The eagle's head is turned toward the olive branch showing a desire for peace
The top of the shield represents the Congress, the head of the eagle represents the Executive branch, and the nine tail feathers represent the Judiciary branch of our Government. The motto, E Pluribus Unum, on the ribbon held in the eagle's beak, means "Out of Many, One."
On the reverse of the seal is a pyramid with 1776 in Roman numerals at the base. The pyramid stands for permanence and strength, The pyramid is unfinished, signifying the United States' future growth and goal of perfection. A sunburst and an eye are above the pyramid standing for the Deity. The 13 letter motto, Annuit Coeptis, means "He Has Favored Our Undertakings." Below the pyramid the motto, Novus Ordo Seclorum, means "A New Order of the Ages," standing for the new American era.
The most recent major change in the design of our currency was the addition of the inscription, "ln God We Trust." In 1955 a law was passed which stated that thereafter all new designs for coin and currency would bear the inscription.
Our thanks to the Federal Reserve Bank of Boston for allowing us to use parts of their publication: Dollar Points.
1 - Boston - A
2 - NewYork - B
3 - Philadelphia - C
4 - Cleveland - D
5 - Richmond - E
6 - Atlanta - F
7 - Chicago - G
8 - St. Louis - H
9 - Minneapolis - I
10 - Kansas City - J
11 - Dallas - K
12 - San Francisco - L
Great Seal of the U.S.
Signing of the Declaration of Independence
Lincoln Memorial
U.S. Treasury Building
White House
U.S. Capitol
Independence Hall
Ornate 500
Ornate 1000
Ornate 5000
Copyright © 1990 Bankers' Hotline. Originally appeared in Bankers' Hotline, Vol. 1, No. 3, 3/90
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September 03, 2010
Brewer, beheaded
You thought her opening statement was a bit off. Here's another incredibly cringeworthy moment from the debate's aftermath, in which Brewer pretends not to have heard a question about beheadings in the desert, an apparent urban myth she repeated.
She's not doing any more debates ...


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DURHAM, N.C. New research into the earliest events occurring immediately upon infection with HIV-I shows that the virus deals a stunning blow to the immune system earlier than was previously understood. According to scientists at Duke University Medical Center, this suggests the window of opportunity for successful intervention may be only a matter of days not weeks after transmission, as researchers had previously believed.
Appearing in the August issue of the Journal of Virology, the finding may make the challenge of designing an effective HIV/AIDS vaccine appear daunting. But researchers say the study has also yielded a blueprint for what a successful vaccine should look like, and moreover, when such a vaccine would need to work.
Until now, scientists believed that the window of opportunity to intervene in the process of HIV-1 infection lay in the three to four weeks between transmission and the development of an established pool of infected CD4 T cells. HIV-1 cripples the immune system by invading and killing CD4 T cells, key infection-fighters in the body.
"But this new study shows that HIV-I does a lot of damage to the immune system very early in that time frame, and now we feel that the opportunity to intervene most effectively may range from about five to seven days after infection," said Barton Haynes, M.D., the senior author of the study and director of the Center for HIV/AIDS Vaccine Immunology (CHAVI) at Duke University Medical Center.
Haynes said the findings suggest that an optimal vaccine strategy would have to pack a double punch: First, establishing as much immunity as possible before infection, much as classic vaccines do, and then following a few days later with a mechanism to provoke a strong, secondary, broad-based antibody response. "Vaccine candidates to date have pretty much followed a single strategy. Now we know that we need to activate multiple arms of the immune system and we have a be
|Contact: Michelle Gailiun
Duke University Medical Center


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Both loans were set to end on Saturday but Spireites manager Paul Cook and Rams head coach Steve McClaren have ended the deals early due to injury and suspension problems in their respective squads.
Togwell, who made three starts and one substitute appearance for Wanderers, returns to boost Cook's options in midfield with Ollie Banks ruled out for the remainder of the season and Jimmy Ryan set to start a ban.
Bennett, 17, made six appearances for Chesterfield, including an outing off the bench in their Johnstone's Paint Trophy final defeat to Peterborough at Wembley last month.
Cook said: "We felt it was necessary to bring Sam Togwell back to the club now that Ollie is out. I'd like to thank Steve McClaren for allowing Mason Bennett to spend time with us. Mason is a great lad with a bright future and we wish him well for the future."


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Find out what's happening at the Edward Diabetes Center:
Wednesday, May 20th, 5-7 p.m. Room 301 (3rd floor) in the Education Center of the campus of Edward Hospital, 801 S. Washington St. in Naperville. It's recommended those attending park in the North Parking Garage.Have you ever wondered if there is an easier way to manage diabetes with insulin or monitoring? Please join us for a free overview of the "Latest and Greatest" in diabetes to learn more about what options are out there. We will have representatives available with the latest products to help navigate what is right for you!
Please call 630-527-3213 to register or to learn more, open the class flyer.
Edward recognizes outstanding care provided by its nurses through the DAISY Award. The DAISY Award is made available through the DAISY Foundation which was started by the Barnes family to recognize the outstanding care provided by nurses to their son and husband prior to his death. Three DAISY recipients will be recognized each quarter at Edward and the nominations will be based on patient letters received and patient stories.
Celia Morelos, RN, Diabetes Center received the award in July 2013. Below is what was submitted from patients.
"We met with Celia to help my father with his diabetes. At 89 he was placed on insulin with virtually no helpful instruction. Celia has been patient, kind and knowledgeable. She graciously gave us her cell phone to call with any questions he/we may have. She continues to go above and beyond in helping us understand the complicated process of balancing life and long acting and rapid acting insulin. She is a very valued member of his process! You are lucky to have her on staff! And we feel blessed to have her help us!" -- Comment from a patient letter.
"I wanted to let you know that your employee Celia, is a very compassionate and caring employee. Celia met with my husband in May of this year for diabetes teaching. He was very bitter and had his mind made up before he reached your diabetes center that he was not going to do anything that would be taught to him to get his diabetes under control. My husband has metastatic renal cell cancer and is on chemotherapy and had lost his taste. Celia shared a personal story about her father how he would not eat and when he did eat he would only eat a certain thing. Celia talked so compassionately to my husband he actually opened his mind and took in everything she shared with him and lord and behold he is taking his blood sugar twice a day now. Celia did a wonderful job in teaching my husband about diabetes and what could happen if he sis not check his sugar daily. One of my husband's biggest concerns was pricking his finger hurts and Celia taught him how to do it with less pain." -- Comment from a patient letter.
Governor Quinn signed a bill designating November 14 "Diabetes Awareness Day" in Illinois annually. Under the new law, every Nov. 14 will be "Diabetes Awareness Day" in the state of Illinois. November is American Diabetes Month, and more than 800,000 Illinois residents are living with the disease, double the number 20 years ago. Sponsored by House Minority Leader Tom Cross (R-Oswego) and Sen. Mattie Hunter (D-Chicago), House Bill 5003 is designed to increase awareness of diabetes and educate Illinois residents about how to live healthier and prevent the disease. Link here for more information.
The governor signed the new law at Edward Hospital, which provides counseling and extensive education for individuals living with diabetes. Diabetes Awareness Day events include the following at Edward Hospital:
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Two hundred UK-based staff at US law firm Dewey and LeBoeuf are waiting to hear of their fate after the firm's catastrophic meltdown across the pond put all their jobs in jeopardy.
A crisis-management team is now discussing the options for the London office of the international firm which is based in the City. The team, headed by London managing partner Peter Sharp, is considering a range of options including partnering with a rival, winding up the LLP in the UK or entering administration.
Dewey employed 110 lawyers in London at the end of March this year, including 35 partners, and also employed 85 support staff.
The firm has suffered something of a spectacular collapse in New York after being brought to its knees by soaring debt, a dispute over pay and an investigation by the Manhattan District Attorney's office into potential wrongdoing by the firm's former chairman Steven Davis.
On Friday night the US firm told its New York staff that the closure of the firm was a possibility.
"Although we continue to pursue various avenues, it is possible that adverse developments could ultimately result in the closure of the firm, which would result in the termination of your employment," a statement read.
The international firm was formed in 2007 after a merger between Dewey Ballantine and LeBoeuf, Lamb, Green and MacRae. The firm attempted to develop itself into an aggressive corporate law firm, employing some 1300 lawyers across 26 global offices.
The firm fell into trouble after offering star performers guaranteed pay packages which became unsustainable after work dried up during the financial crisis. Trouble started this year, with around 80 partners defecting to rival firms, most often over rows linked to pay.
The firm is in last-ditch talks with its lenders to renegotiate the terms of a $100m loan, but is also thought to owe a further $125m to insurance companies who bought a private bond issued in 2010.
Although the London office is a separate legal entity from the business in New York, it is still struggling to avoid the repercussions of events in the US.
A spokesman for the London office said: "There is a lot of work being done right now on all the implications from what is happening in New York."
Related links:
Read more on the story (The Telegraph)


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ties—power plants, carbon sequestration facilities, production sites for renewables, and expansion of the electric grid—all of which are subject to environmental review. Because environmental review for major public projects can take years or even decades to complete (Altshuler and Luberoff, 2003), and lengthy review processes add to costs and project risk, there is growing discussion of streamlining these processes. Environmental justice advocates have raised concerns that this sort of streamlining can lead to less powerful interest groups being more easily ignored.
Given the numerous ways in which currently disadvantaged groups could be adversely affected by policies for limiting climate change (as well as by the impacts of climate change itself), careful attention needs to be paid to procedural equity concerns and efforts to ensure full engagement of disadvantaged populations. The affected parties need a seat at the table in discussions of how to avoid harmful impacts from the outset, or how to correct for unanticipated adverse impacts that may arise. Ensuring access of low-income and other disenfranchised populations to programs and incentives for reducing energy demand and utilizing low-carbon energy technologies is not just a matter of fairness. It is also a matter of practical necessity, as achieving major GHG emissions reductions will be very difficult unless all segments of American society are participating in these efforts.
Equity concerns raise a number of substantive policy design and implementation issues to be considered by policy makers. This includes, for example, consideration of policies that redistribute revenues to low-income households to offset the regressive effects of higher energy prices, policies for avoiding co-pollutant hot spots, policies that create new clean-energy jobs and industries in disadvantaged communities, and policies to avoid further penalizing the already limited mobility of many poor and minority communities. Processes for establishing GHG emissions-reduction policies should thus include broad, sustained public participation efforts. There is a substantial literature about the mechanisms for effective public participation in environmental decision making (e.g., Beierle, 1998; NRC, 2008) to which we refer the reader for further consideration of this issue.
Low-income groups consume less energy per capita and therefore contribute less to associated GHG emissions. Yet, low-income and some disadvantaged minority groups are likely to suffer disproportionately from adverse impacts of climate change and, absent proactive policies, may also be adversely affected by policies to limit climate change. For instance, energy-related goods make up a larger share of expenditures in


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SAS BI Prompts: Gettin' User Friendly
When creating prompts in SAS Business Intelligence or SAS Enterprise Guide, the value the database or your code uses to populate the field may not be user-friendly. Certainly you want your user community to think you are that cool BI developer tucked away in cubical B7-2. Hey I think you can even get yourself a cool black leather jacket and some boots if you use prompting tips like this one.
BI Prompts from Losers
I've talked before about creating cascading prompts and date prompts but those were more of an overall discussion. Here's an example of something that would be a common way to express the values for a chart output. At your site – everyone may understand the terminology so I'm just using these values as an example. Feel free to leave some comments telling me how you've used it.
Building Cool Prompts
In the Prompt Type and Values pane, modify the Formatted (Displayed) Value for the variables. Double-click in the field and add the value you want the user to see. No code changes are need – this only controls what the prompt has in the drop-down (see above). The code still expects to receive the Unformatted value (HBAR or VBAR).
This is one of those little touches that makes your work stand out from others (i.e Rock Star!!). Use it where it makes sense.
Last Tip: Double-check your spelling if you are spell-check-dependent like someone whose post you may be reading. No one wants their output to be a Pig Chat.
Keep your prompts easy to understand to ensure your end users can follow along effortlessly. That's how you become a Prompt Rockstar!<
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Tricia Aanderud
Latest posts by Tricia Aanderud (see all)
- How Not Knowing Pie Charts Makes You a #DataViz Rookie - May 7, 2015
- 6 Tips for Data Visualization from a Floral Designer - March 26, 2015
- SAS Coding: Use Flowcharts to Learn Inherited SAS Code - March 2, 2015
- Wanted! SAS Rustlers Unite at #SASGF15 #TweetUp - February 22, 2015
- Administration: What Demons Are at Your Command? - October 28, 2014
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Major lover from this blog, a large number of your articles or blog posts have seriously helped me out. Looking towards posts!


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- Album of the week
Prince-approved songwriter Lianne La Havas shares her second album, Blood.
- Album of the week
The Maccabees unveil Marks To Prove It, the follow-up to 2012's Mercury-nominated Given To The Wild.
Hi-Res / FLAC
Coda Led Zeppelin 2015
Coda Led Zeppelin 2015
- Featured compilationNow That's What I Call Music! 91 Various
Discover Now 91, featuring number one singles by Little Mix, Ellie Goulding and Wiz Khalifa.
- Featured single
Three years on from their global smash 'Latch', Disclosure and Sam Smith team-up once more for 'Omen'.