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John Riady
Markets, the economist Willem Buiter once said, are like very noisy small children. "You have to pay attention to them but you shouldn't take them too seriously." It is good advice. The solid performance of Indonesian markets over the past few years — mainly equities but also currencies, bonds, and real estate — has been admirable, with investors still paying a premium for exposure to the country. But financial markets can be complacent. In this case, they are perhaps underpricing the risk of a major eurozone shock to emerging Asia.
Many say that Indonesia will not be particularly affected by these faraway fires since exports to Europe are minimal and domestic consumption comprises more than 60% of national output.
But trade is just one link; finance is the other. Here, the fate of Europe is highly relevant to Indonesia. Did you know, for instance, that European banks hold claims worth around 15% of total outstanding loans to Indonesia as of early 2012? Or that, foreign investors, many of whom are also affected by investments in Europe, own some 60% of Indonesian shares and about 33% of all local government debt? Any capital flow disruption could be problematic. Regulators, akin to parents, must be vigilant — they must see what small, noisy children cannot.
Foreign asset ownership
The broader problem is that Indonesians don't own enough of their own assets. During this European crisis, foreign bankers have demonstrated significant "home bias." They reduce international exposure to protect market share in core markets. After all, their families, networks and professional lives are at home. Ultimately, the solution is to deepen local capital markets, ensure more permanent capital, and reduce volatility (in short, to create our own "home bias").
This is not to be mistaken with the wave of empty protectionism sweeping the globe. Protectionism is seeking to build a higher wall by destroying your neighbors', but deepening capital markets amount to building a stronger foundation that would strengthen all walls should disaster strike.
While necessarily a long-term target, this has immediate relevance. European banks are bloated, need to reduce leverage, and some of the assets they will sell are Indonesian. For a smooth transition, there need to be buyers, ideally local ones.
One example shows the problem's scale: by how much are European banks deleveraging? French bank Credit Agricole, which has an exceptionally strong deposit-taking franchise in rural France, showed 1.7 trillion euros of tangible assets on its March 31 2012 balance sheet. By comparison, its tangible common equity was 27.2 billion euros. So the leverage ratio (tangible assets/tangible common equity) is a whopping 63 times. By contrast the equivalent ratio for, say, BNI in Indonesia as of December 2011 is eight times.
But who would lend to Credit Agricole? This is a bank that would be insolvent if its asset base fell in value by 2%. The answer is apparently other banks. Asian banks have historically been more conservative, relying more on consumer deposits and less on overnight loans from other banks (probably because wholesale funding is more expensive and more volatile here.)
Europe has been the opposite. But now that wholesale funding has become more expensive, European banks have three choices: either raise more capital from private investors, sell assets to reduce leverage and/or turn to their government for capital — in many cases, "all of the above."
There is so much to sell. The eurozone banking sector, which has $41 trillion in total balance sheet assets, is 2.5 times larger than even the US system (at $16 trillion). If there are more sellers than buyers, prices fall, and funding for businesses and consumers in Asia is squeezed.
Japan banks look for assets
In the midst of this big, rainy cloud, there are fortunately two silver linings. First, Japanese banks appear to have finished a two-decade-long deleveraging cycle and are keen to increase assets again. So they are a source of demand for assets that European banks are keen to sell.
Second, local banks are also buying. For Indonesia, where credit by the banking sector/GDP is on the low side, local banks are a promising source of demand.
But we can't rely on luck to ensure a smooth adjustment process. Regulators must try to grow local capital markets. The data show that Asian capital markets are vastly smaller than those in Europe and America. Within Asia too there are vast differences, with Southeast Asia lagging East Asian ones.
Why aren't we bigger? First, finance officials have been reluctant to create a deep asset class denominated in local currency, since that would raise currency values, rendering exports less competitive (even though in the long term, businesses would benefit from cheaper capital).
Also, politically connected banks tried to stifle development of the local bond market, including through odd accounting standards and capital controls on foreign investment. Even Asia's famous budget surpluses, while admirable, also have been an impediment to developing bond markets since there are fewer government bonds available for investors.
ASEAN has tried to deepen bond markets, and there are basically now three challenges, according to a recent study by the Asian Development Bank. First, it needs to follow through with existing projects (e.g. it must standardize corporate issuances; encourage market-makers to provide liquidity; and develop the credit-default-swap market.) Second, it must establish an ASEAN +3 zone of free capital mobility. Third, it must create more liquidity in these markets by changing what may be accepted as collateral at banks.
In Indonesia, particularly, the challenge is to develop the local bond market. ORIs (Obligasi Ritel Indonesia) allow small investors to hold local debt and reduce reliance on foreigners but could grow more.
These goals are incremental, technical and small. But the ultimate aim of deepening capital markets is massive. It would reduce volatility and better insulate Indonesia from external events. Ultimately, if the boom is to last, Asian financial markets need to be driven by Asian investors themselves.


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A Farmers Reflection
Next year, Bread for the World's legislative campaign will combine both our domestic and international hunger work. We will work on the Farm Bill which needs to be reauthorized next year. The Farm Bill is massive in what it includes (much larger than just agriculture issues) and we'll be working to make the bill more just for farmers both in the US and around the world, improve rural development, and meet the needs of hungry people through the nutrition programs. More details about our campaign will come in the next few months.
In the mean time, we can start preparing for this campaign by learning more about the issues around the Farm Bill beginning with agriculture and farming here in the U.S. The New York Times published a good article today that I would encourage you to read about a Kansas farmer reflecting on life as a farmer.
« Selah From Tribeca to Tanzania »
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Oak Park Botox Doctors
Oak Park Botox cost
Average cost in US: $525
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Oak Park Botox reviews
85% of Oak Park reviewers said Botox was worth it
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"Botox Forehead 31 Years Old. Chicago, IL"
This review is for Botox I got from Dr. Karol G. It was "almost" painless. He made me so comfortable. I have seen him on 3 different occasions, clearly communicates, doesn't rush, emails back, didn't overdo, exactly the look I wanted. I did a lot of research. He is very skilled and qualified( and handsome too). I plan to see him for other procedures as well. I am beyond happy with my botox... more
"Thanks for my Great Looking Skin Dr...."
A few years ago I felt really bad about how my skin was aging. I was really frustrated and unhappy when I would look in the mirror and see wrinkles, sunspots, and just looked overall tired. Even though I feel young inside, my outward appearance was just not matching. I was referred to Dr. Ashpole a few years ago for Botox and fillers. Ever since he has taken care of my skin, I look 10 years... more
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Just like everyone else I started to worry about my "11 mad-tired" look when people at work started commenting about how tired I always look regardless of a very relaxing day or weekend...but I really don't mind them that much. It all started when I woke up 1 beautiful morning and my 5 yrs old son had this worry/about to cry look in his face as I was preparing his breakfast I asked him... more
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I loved the look of botox around my eyes!! I have already scheduled to come back for my forehead and frown lines to be injected. This was my first time, so I was afraid that it would be painful or there would be side effects, but I liked it and my husband was happy too. I also have had boletero filler around my eyes and that has made me look less tired. more
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If you have never had botulism, there is almost no way to describe the suffering, misery and terror of this experience. Do not believe anyone who tells you you can *never* get botulism from a "cosmetic dose" of Botox. It's not true. I am sitting here typing this; I have botulism, and it is brutal. Having your face wrecked ( and it is wrecked) is one thing; having your entire nervous system,... more
Dr Mussat is the best! She is a great communicator, is always punctual, has an awesome staff, is easy to get appointments with, and above all is an Artist. She knows exactly how to keep a natural look. I have been a client for almost 10 years and am always very happy with the results. I highly recommend Dr Mussat! more
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Dr. Mussat made me feel safe and comfortable during the whole process, I was afraid to have Botox around my eyes but everything was explained and all my questions were answered, which gave me the confidence I needed. The results were amazing and I would recommend her to anyone. She's Amazing , because I look fabulous! I even get less headaches and can see better! more
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I had Botox done for my forehead lines and crow's feet (around my eyes) about a week ago. It was incredibly quick and painless; He has a very 'light-touch'. Dr. Al Ghoul is A TRUE ARTIST. I explained briefly my concerns and he discussed with me what my options were. I had Botox done before, but this experience has been by far the BEST. Within two days I have seen a significant difference... more
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Every Wednesday night around ten to seven, just as the dinner crowd begins to thin, a group of Haverford students meets in the Dining Center to prepare a different meal. They assemble two types of sandwiches (peanut butter & jelly and cheese), fill containers with soup and hot chocolate, and load themselves and the food into a van headed for Logan Circle in Center City Philadelphia.
There, the regulars await: Fred, a booklover who offers reading recommendations (he loved The Life of Pi); Joe, a New York transplant who works a part-time construction job; and a former Las Vegas denizen who came to Philly after losing his job with Halliburton and who recently wrote an impassioned letter to both the mayor and the chief of police, challenging them to spend three nights on the street and get an understanding of what it's like to be homeless. He so impressed City Hall that the mayor scheduled a personal meeting with him the week of Nov. 15. And there are always new faces mixed in among the familiar, eager not only for sustenance, but for the conversation and camaraderie the Haverford students bring to them each week.
Street Outreach, a student volunteer project sponsored by 8th Dimension, is about more than bringing food to the homeless each week, says co-organizer Jossi Fritz-Mauer '06. "It's about building relationships; the food is a gateway to the social interaction. It's so easy to get caught in the 'Haverbubble,' and it's important for us to connect with this part of the city."
Fritz-Mauer and Grant Scott '06, also an organizer, became involved with Street Outreach through former co-head and track teammate Scott Sargrad '04. "It was exciting, to me, to interact with a segment of the population I might not have otherwise encountered," says Fritz-Mauer, who also praises Street Outreach's ability to bring together "like-minded students who want to provide a service to people often neglected by the city." He and Scott receive enthusiastic responses to their weekly notification e-mails but can only take a dozen volunteers due to the size of the van.
Most students enjoy their experience enough to return week after week. "Many people expect it to run like a soup line," says Scott, "and are surprised to see what it's really like."
"It's a self-selecting volunteer opportunity," says Fritz-Mauer, "because it takes initiative and commitment to go down to the city in the middle of the week, every week."
With food-driven holidays on the horizon, Street Outreach volunteers are busier than ever. On Saturday, Dec. 11, 8th Dimension is sponsoring a holiday dinner; with the help of John Francone, director of Dining Services, and the Dining Center staff, they'll create and serve 100 holiday dinners with as many trimmings as possible: turkey, potatoes, cranberry sauce, rolls, and more.
And on this day, like all the other Wednesdays, the emphasis will be on human connections as well as edible concoctions. "The great thing about Street Outreach is that it puts faces and names to Philadelphia's homeless," says Fritz-Mauer.
Office of College Communications 610-896-1333 email@example.com


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Equestrian: Longines Global Champions Tour
Set to be a thrilling competition, the event will feature the top 30 riders in the world. Olympic medalists from the London 2012 Games will compete in the British capital once again, building on the legacy of London 2012's success.
The debut of the Longines Global Champions Tour in London in 2013 produced one of the most exciting Grand Prix jump offs in the history of the championship series, with the top five riders separated by only two seconds.
Britain's Olympic team gold medalist and current world number one Ben Maher emerged as the champion in London beating British show jumping legend Nick Skelton by a fraction. With the London 2014 event only two weeks prior to the World Championship, this offers a fascinating moment for all show jumping fans
Venue Details & Map
Horse Guards Parade
- Address
WhitehallLondonSW1A 2AX


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On this week's show, Kristin and Nick discuss new release Out of the Furnace and the Gateway's Columbus Documentary Week, new Blu-rays The Wolverine and All the Boys Love Mandy Lane, and more.
On the Marquee highlights the week's movie releases—both in theaters and on DVD and Blu-ray. It airs on WCBE every Sunday morning at 9:01.
For more updates and reviews, find On the Marquee on Facebook.
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China Aviation Industry Corp I (AVIC I) has sealed launch orders from three customers for 35ARJ21 regional jets and is studyingthe development of larger commercial aircraft.
Shangdong Airlines, Shanghai Airlines and Shenzhen Financial Leasing all signed commitments last week at Aviation Expo China 2003 to acquire ARJ21s.
Shandong Airlines will be the first operator of the new 78 to 85-seat regional jet when it takes delivery of the first of 10 ARJ21s in 2007. Shanghai Airlines plans to take five ARJ21s from 2008, while Shenzhen Financial Leasing has ordered 20 with deliveries starting in 2009.
AVIC I president Liu Giaozhuo says the deals mark the completion of the "launch customer selection" process, which began at the beginning of 2003 with the goal of lining up 35 launch orders by year-end, and shows the aircraft will be commercially viable.
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Corporate and Small Group Membership
Businesses, both large and small, ultimately pay a signature percentage of medical costs for all employees. Much of these costs are attributed to illnesses and injuries that are clearly preventable. It makes sense for corporations to help their employees establish healthy lifestyles.
The benefits of employees who exercise include reduced absenteeism and disability time, improved productivity and morale, and reduced medical claims.
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» Movies » Breaking Dawn Part II (2012): Stills
8 Responses to "New 'Breaking Dawn Part II' Still"
Marianne Says:
January 16th, 2013 at 9:22 am
Taylor looks yummy as always. Whenever I see pics of Nessie and Jake, I get so annoyed thinking how Bella beats on Jacob for imprinting her daughter when SM told us it wasn't skivey and was such a beautiful, pure and loving thing. Ugh. Also, Bella being annoyed with Jacob calling her Nessie is the heighth of hypocrisy considering she named her Renesmee!
Emily Says:
January 16th, 2013 at 4:14 pm
Was Mackenzie's hair/wig really that long in the movie?? I don't remember her looking like Rapunzel. . .Marianne–I could literally feel my blood pressure rising during the movie when she grabbed him by the neck and started screaming at him. I didn't think it was one bit funny. Beating up and yelling at the one person in the entire ridiculous series that treated her better than anyone else, especially when she never deserved it. . .Oh, God, don't get me started. From the moment after the phone call in the kitchen in New Moon through the rest of the movies, I LOATHED Bella Swan!!!!!
Have been reading that Scummit/Lionsgate are yet again releasing different versions of BD2 with different Special Features. That's so annoying!! I can never figure out which one to get, b/c I don't want to miss anything. I have 4 versions of New Moon, and I still don't have all the deleted scenes. I had to find those on youtube. :( There is supposed to be a deleted scene where it says Jacob is being a "nurse." It was on an Italian site, so I'm thinking it may mean "babysitter" or something similar. Even if it's just that creepy sister of Chucky-looking baby from the movie, possibly seeing Taylor taking care of a baby may be too much for my heart to handle. . . Dog bowl scene hasn't been mentioned. I say, if they leave that out, we form an angry mob and march on Lionsgate headquarters until they put it in.
kia Says:
January 16th, 2013 at 6:53 pm
Emily- Different versions means more money for Scummit. I don't understand why not putting dog scene (Which everybody hope for) but adding another snooze fest honeymoon scene on the DVD! It just piss me off!
Marianne..Emily- I started my dislike of Bella when Edsparkle tells her that him and his family are leaving and then she says let me find a way to tell Charlie,I'm sitting here thinking BITCH you would leave your own flesh and blood for this sucker!? Please!!
joanie Says:
January 16th, 2013 at 10:52 pm
That franchise is done, stick a fork in it. This hiatus isn't normal. If/when he comes back I hope they don't stick him into a position where the movie will succeed or fail on his back. He needs to be part a good entertaining movie with some real superb actors carrying the load, he needs to polish his acting chops and continue to gain experience….Some of my very favorite actors aren't headliners, but they are skilled and very successful….Michael Weatherly and James Marsden. I think they just plain burned this kid out and it took a heavy toll….he couldn't do the work or he just plain had it and didn't want to. You can yell it me…but that's what I think….I've tried to convince myself otherwise….but like I said this not doing any film work for 2 years isn't normal (especially for a hot commodity as he was coming off the twi saga) Abduction was a clunker and a poor choice, but there are any number of pics that would have cast him….something about this just smells….good or mediocre or stinky every movie is a job and his resume is very limited….I wish him luck him the best.
Mystique Says:
January 17th, 2013 at 4:41 pm
@Joanie–You might actually be on to something here. Has it really been two years since Taylor's been working on a set? I thought he just got finished filming "Grown Ups 2″!!
Anyway, whatever is going on, I'm actually kind of glad that he took a little break. Shooting 5 films in 4 years back to back like that is pretty stressful. I think he should take a little break, fine tune his acting skills a little bit, do some indie films and then come back to the more mainstream roles. Either that, or he just needs to be in a film that has a good ensemble cast….and it seems as if maybe GU2 is one of those films.
We shall see!!! :-). I think that in the long run though Taylor will be ok. He just has to get over this awkward transition hump of "child/teen actor" to "serious adult actor". Eventually he'll be fine. Just about every teen/child actor went through this at some point in their career.
annie Says:
January 17th, 2013 at 5:32 pm
@joanie had a bad day did you….and yes it's been a long time we've been treading water to keep our Taylor spirit going.
@mystyque they finished BD around 04/2011, so it was about a year&half….the GU2 movie role is defined as a "cameo" role….so we really don't know how much he will be in the movie, but he will be in it.
I go along with the idea he should be in a film where someone else carries the burden…he needs the credits, the experience, and wider demographic audience exposure. Hey we all know he's been offered roles but refused and there are certain to be more we never heard about and we can't argue the fact that he has dropped out of site for long periods of time. Hope we hear something definitive in the next month or two.
Mystique Says:
January 18th, 2013 at 6:44 pm
@Annie—Thanks for the clarification. I guess it's hard to believe that it had been almost two years since BD and GU2. I think having BD2 come out late last year kindof threw me off. At least he was still exposed since they filmed parts 1 and 2 together. That was good.
I agree that he should be part of a more ensemble cast….one that doesn't focus on him to carry the entire movie. That is a tough spot to be in. I'm hoping that maybe this role in GU2 will at the very least give fans/audiences a chance to see a different side to Taylor. I think he'll pull off his cameo role great. At first I was a little skeptical (I'm not really an Adam Sandler fan), but now I'm quite optimistic. I think it was a gutsy but good move since it will be nice to see Taylor in a different genre for a change.
chanda w. Says:
January 19th, 2013 at 7:03 pm
I'm glad Tay is taking a break…..I'm sure he's been offered plenty of roles…they might not be what he wants to do. I just can't wait to see him in something ….anything. He's very talented…….I watched Cheaper by the dozen 2……..he was holding his own with Steve Martin ……at a young age. He played Cristian Slater's son in My Own Worst Enemy……….he was barely shown, but the episodes with the two of them were good. He played the role of Jacob to a perfect T. Wasn't Jacob suppose to be a gazillion feet tall? Tay just added some muscle to his beautiful body and bam……….that was all she wrote! That is what I call charisma and talent…….he made the character fit him and it worked like a charm. I think after Abduction…..Tay is trying to take his time with projects. Like I said before….whether……..he's the main star……..or part of a group…….whatever he's in………I'm there!!


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2014 Has played in four of 11 games, appearing in the first three contests of the year before suffering an injury against Tennessee (9/13) ... returned from injury at Texas Tech (11/15) ... made one tackle on special teams at Tulsa (9/6)
2013 Played in 11 of 13 games, missing contests against Texas (10/12) and TCU (10/5) ... caught one pass for career-long 20 yards against Alabama in the Sugar Bowl (1/2) ... made three tackles on special teams against Iowa State (11/16) ... recorded one tackle on special teams against Texas Tech (10/26) ... caught first pass of career for nine yards against Tulsa (9/14) ... made Sooners debut against ULM (8/31)
2012RedshirtedHigh SchoolSelected to the U.S. Army All-American Bowl ... Four-star recruit by ESPN.com, Rivals.com, 247sports.com and Scout.com.No. 15 player in California (ESPN.com) No. 15 safety (Scout.com) No. 16 player in California (Rivals.com) No. 19 wide receiver (ESPN.com) No. 21 in the West (ESPN.com) No. 31 wide receiver (Rivals.com) No. 36 wide receiver (247sports.com) No. 36 player in California (247sports.com)The Wrap-UpSon of Monica Freeman and Derrick Woods ... majoring in communication.
Sooner Sports Powered by FOX Sports is a multi-platform network that provides distribution of 1,000+ hours of Sooner sports programming annually on a variety of FOX Sports outlets, including FOX Sports Oklahoma, FOX Sports Southwest, and FOX College Sports. Additionally, the partnership between the University of Oklahoma and FOX Sports includes a comprehensive digital component featuring extensive "all-access" content not televised on FOX Sports networks including live streaming, archived games, and exclusive materials.


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yeast free diet, yeast free, no yeast, main ingredient: Pasta, cook method: Bake
Vegan Cooking
Vegan food and recipes., Veganism is a diet and lifestyle that seeks to exclude the use
Iodine Free Meals
Free Meals, If you are on a iodine free diet related to thyroid cancer-- I feel your pain
Bengali experiments
some experimental ones too, cuisine: Indian, special category: Low carb diet
Cake Baker
Poultry, cook method: Bake, cuisine: American, special category: Low carb diet
Trusted Results with Gm diet
Cooks.com - Recipes - Low Calorie Vegetable Casserole
Developed for diabetics or if on low-fat, low-cholesterol diet or if ... diet or if ... Cholesterol 44 mg. Calories 85. Carbohydrate 13 gm. ...
Recipe Requests - Community - Allrecipes
ABOUT THE CABBAGE SOUP DIET---(posted inside)Does this soup really work? ... The Cabbage soup diet is part of what is known as the GM (General Motors) Diet. ...
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Per Serving: 46 calories 3 gm carbohydrates 2 gm protein 3 gm fat Exchanges: 1 ... Diabetic and Calorie controlled diet: 1 ... to use this frosting ...
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1/2 recipe = 228 calories, 20 gm carbohydrates, 24 gm protein, 6 ... carbohydrates: 24 gm; protein 23 gm; fat 7 gm. Ingredients: 11 (beans. ...
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Diet/Health Report. Nutrition Facts. FEATURED COLLECTIONS. CHEESECAKE ... Per Serving: 46 calories 3 gm carbohydrates 2 gm protein 3 gm fat Exchanges: 1 ...
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Each cookie: 0 gm fat; 0 mg cholesterol; 60 calories; 1 gm protein; 13 g carbohydrates. ... mg cholesterol, 6 gm total fat, 1 gm saturated fat. Ingredients: 7 ...
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Per 1/2 cup serving: calcium 139 mg. calories 99; protein 4 gm. ... 1. Combine potatoes, crumbled bacon, ... 194; Pro 7.4 gm; CHO 25.9 gm; Fat ...


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Roman Auxiliary FortsPaperback Fortress
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- Publisher: Osprey Publishing
- Format: Paperback | 64 pages
- Dimensions: 180mm x 244mm x 8mm | 204g
- Publication date: 19 May 2009
- Publication City/Country: Osprey
- Illustrations note: Illustrations (chiefly col.)
- Sales rank: 341,217
Product description
With the vast expansion of the Roman Empire came a need for more and more fortifications to defend it. The borders of the Empire stretched through wildly different terrains which demanded a huge variety of different fortifications, depending on the local conditions and the threats faced by the different areas. The adoption of local troops (auxiliaries) and local building techniques at key strategic points on the outskirts of the empire led to an intriguing mix of strong Roman structure with unique culturally diverse elements. Describing the development of these hugely varied defensive systems, Duncan Campbell delves into the operation and social history behind the fortifications.With detailed colour artwork and maps, he traces their history through the Batavian Revolt of the 1st century AD, which saw auxiliary units scattered far from their native regions, until the decline of the late 3rd and 4th centuries placed their fortifications in an increasingly pressurized and eventually untenable position.
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Author information
Dr Duncan B Campbell is a specialist in ancient Greek and Roman warfare. He published his first paper in 1984, as an undergraduate at Glasgow University, and produced a complete re-assessment of Roman siegecraft for his Ph.D. His work has appeared in several international journals. He lives near the Antonine Wall in Scotland with his wife and son.
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"All of this is superbly illustrated by photographs of the sites as they appear today as well as the excellent illustrations of Brian Delf, whose work allows us a look at these places as photos of the ruins cannot easily portray. In all, a fine addition to the Fortress series and a book that I believe you will find interesting." - Scott Van Aken, "Modeling Madness" (September 2009)


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The Namibian Government has injected N$20-million ($3.7 million) into Air Namibia and has appointed a Malaysian financier to restructure, and re-capitalise the troubled national carrier as a state-owned company.
The move takes the airline out of the control of state holding company TransNamib, which has labelled the carrier's financial position as "precarious" and damaging to its operation.
Air Namibia managing director Andreas Guibeb has been demoted to deputy managing director. Dr Jaafar Ahmed, the former Governor of the Bank of Namibia, who has also previously held posts at the International Monetary Fund and Bank Negara of Malaysia, has been appointed as acting managing director and chief executive for a renewable six-month period.
The airline says the appointment followed a Government decision to rescue Air Namibia as a "national asset and critical component in the growth and development of the Namibian economy". It says the eventual aim is to dissolve TransNamib into two partially privatised companies, Air Namibia and Namrail.
Sources close to the airline believe the Namibian Government has also blocked strategic alliance negotiations between TransNamib and German carrier Lufthansa because Air Namibia was not directly involved in the talks. Lufthansa confirms no dates for further discussions have been set. Air Namibia says it will continue to pursue strategic alliances, but will not say with whom.
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The WWE Night of Champions Kickoff show featuring the Tag Team Turmoil Number One Contender's Match is now online. You can watch embedded in the video below:
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Self Assessment Hoposa Bahía (1567 KB)
The hotel has 30 rooms
All of them offer the following services:
Located on the seafront, on the Voramar promenade just above the beach. It is 100 m from the centre and 300 m from the bus station with routes to the rest of the island. It is 65 km from the airport, about 45 minutes by car. On leaving the airport visitors should take the motorway as far as exit no. 3 (Andratx- Port d´Alcudia), Exit 3 B towards Alcudia, and once off the motorway take the turnoff to Pollensa and Puerto Pollensa.
In the area:
Address: Paseo Voramar 29
07470 Port de Pollensa
Tel: (34) 971866562
Fax: (34) 971865630
E-mail: email@example.com
E-mail: email@example.com
The Hotel HAS BEEN COMPLETELY RENOVATED in 2013. A new style conserving its typical charm. Hotel Bahía, a small, intimate and inviting establishment in the Mediterranean style, is located on the seafront in one of the most peaceful areas of Puerto de Pollensa. This old 19th-century holiday house was converted into a tourist establishment in 1960. It also has an outstanding à la carte restaurant on the beachfront where guests can sample the house specialities, seafood and shellfish.
Hotel Bahia, Puerto Pollensa
To check prices and availability select your travel dates


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Chairperson: Dr. Steven I. Dworkin
Office: Waggoner Hall 100
Telephone: 309/298-1593
Fax: 309/298-2179
Faculty: Adkisson, Blankenship, Cruise, Diehl, Dworkin, Dunkel, Goodwin, Harbke, Hemenover, Herbstrith, Hetzel-Riggin, Intrieri, K. Kelly, R. Kelly, Knight, Lane, Laurent, Lindemann, Mathes, McClure, McFadden, Morgan, Reinhardt, Schmidt, Sears, Smead, Sotozaki.
Psychology is a scholarly and scientific discipline which attempts to understand and explain human behavior, and it is an applied profession which attempts to solve psychological problems and fulfill human potential. Psychology majors therefore acquire knowledge about the principles of human behavior and skill in the application of these principles.
Students seeking to understand why people behave and think as they do should consider a major or minor in psychology. The study of psychology prepares students for a wide range of careers in such areas as clinical services, counseling, business, industry, health care, testing, education, and behavioral research. It also prepares students for advancement to graduate studies or enrollment in professional schools. Anyone whose future involves interacting with others will find the study and exploration of psychological principles valuable.
GradTrac is available to Psychology majors. See more information about GradTrac.
Honors Curriculum - Academically qualified students in this department are welcome to complete an honors curriculum in University Honors, Upper Division Honors, or Lower Division Honors. All Honors students must complete the one-hour honors colloquium (G H 299). Lower Division Honors includes General Honors coursework. Upper Division Honors includes honors work in the major. University Honors combines Upper and Lower Division Honors. For more information about honors curricula see the Centennial Honors College section of the Catalog or visit the Centennial Honors College website.
All students seeking the Bachelor of Science in Psychology must complete I, II, III, IV, and V. The minimum semester hour requirement for the baccalaureate degree is 120 s.h.
†Psy 323 fulfills the Writing Instruction in the Discipline (WID) graduation requirement.
Note: Certain courses taken in the major and minor may also fulfill University General Education requirements.
Minor in Psychology: 18 s.h.
See Interdisciplinary Studies Minors.
Minor in Forensic Psychology:18 s.h.
*Seminar course - Psy 490 may be taken twice, once as a core requirement and once as a directed elective, but they must be on different topics in forensic psychology.
Minor in Neuroscience: 19-21 s.h.
*Satisfies tier two requirement when offered as "Neurobiology"
200 Introduction to Gerontology. (3) An introduction to gerontology, including a comprehensive and critical review of demographic, physiological, and psychosocial dimensions of aging-related issues and processes.
100 Introductory Psychology. (3) (General Education/Social Sciences) An introduction to psychology including methods, theory, and data regarding the study of behavior. Topics include biological, social, learning, personality, motivation, and abnormal behavior. IAI: S6 900.
221 Psychology of Child Development. (3) (General Education/Social Sciences) A presentation of the data and generalizations concerning the development of children from birth to adolescence. Prerequisite: PSY 100 or permission of instructor. IAI: S6 903.
223 Research in Psychology I: Statistical Methods and Design. (4) Familiarizes the student with the logic of experimental design, the use of statistical procedures, the rationale of measurement techniques, and the reporting of research results in the behavioral sciences. Prerequisites: PSY 100 and must have completed the University General Education Curriculum baccalaureatelevel skills in mathematics requirement; psychology major or permission of instructor.
250 Human Social Behavior. (3) (General Education/ Social Sciences) An introduction to the influences of social factors on behavior. Topics include helping, aggression, interpersonal attraction, attitudes, prejudice, and behavior in groups. Prerequisite: PSY 100 or permission of instructor. IAI: S8 900.
251 Personality and Adjustment. (3) (General Education/Social Sciences) An introduction to the study of personality and its relation to human behavioral adjustment emphasizing such topics as relating to others, stress management, needs, values, and self-esteem. Prerequisite: PSY 100 or permission of instructor.
323 Research in Psychology II: Research Methodology. (3) An introduction to the use of scientific methods in the study of behavior. Techniques in designing, conducting, and reporting psychological research are covered. Lectures and laboratory. Writing Instruction in the Discipline (WID) course. Prerequisites: PSY 223 with a grade of C or better and ENG 280.
334 Perspectives on Substance Abuse. (3) This course is designed to provide students with a usable framework regarding the nature of substance abuse and dependence. Students will explore various perspectives on substance use, as well as current issues in its diagnosis and treatment. Prerequisites: PSY 100 and 251, or permission of instructor.
335 Substance Abuse Assessment, Education and Case Management. (3) This course is designed to provide an understanding of the roles of assessment, education, and case management in substance abuse treatment settings. Prerequisite: PSY 334.
336 Ethics and Special Populations in Substance Abuse Treatment. (3) This course is designed to familiarize students with relevant ethical and practice guidelines in substance abuse treatment, as well as with issues vital to effectively working with diverse populations. Prerequisites: PSY 100 and 251.
340 Fundamentals of Learning and Behavior. (3) A systematic presentation of the empirical findings concerning the acquisition, maintenance, and removal of behavioral patterns. Findings from the study of animal learning are stressed. Prerequisite: PSY 223 or permission of instructor.
343 Physiological Psychology. (3) An examination of physiological or biological psychology emphasizing the relationships between behavior and underlying physiological mechanisms. Prerequisites: BIOL 101 or ZOOL 200, and 6 s.h. of psychology coursework, or permission of instructor.
344 Perception. (3) A consideration of sensation and perception including color perception, constancies, and illusions. Prerequisite: PSY 223 or permission of instructor.
346 Motivation and Emotion. (3) The role of motives and emotions in the behavior of animals and humans including their physiological and psychological bases. Prerequisite: 6 s.h. of psychology coursework or permission of instructor.
357 (cross-listed with WS 357) Women and Work. (3) (General Education/Multicultural Studies) Examination of major psychological issues encountered by women entering the workforce, including career choice, combining work and family life, leadership, and inequities. Not open to students with credit in WS 357. Prerequisite: PSY 100.
360 Research Practicum (1, repeatable to 2) The course involves a research apprenticeship under the direction of a faculty member wherein the student will be involved in assisting faculty in conducting research and other relevant research activities. Prerequisites: 9 hours of psychology courses and a written contract with the student's research supervisor.
380 Clinical Psychology. (3) A review of traditional and contemporary developments in clinical psychology with emphasis on recent developments in community mental health, nonbehavioral psychotherapy, group treatment, and clinical research. Prerequisite: PSY 251 or permission of instructor.
422 Adolescent Development. (3) A study of adolescence from the standpoints of growth and adjustment emphasizing the areas of physical, intellectual, social, and emotional development. Prerequisites: PSY 100 and, PSY 221 or EIS 201, or permission of instructor.
423 Psychology of Adulthood and Aging. (3) A survey of the adult years from early adulthood to old age and the dying process. Emphasis will be placed on psychological theories and research related to aging and its implications. Prerequisite: 9 s.h. in psychology coursework, or graduate standing, or permission of instructor.
424 Abnormal Psychology. (3) A consideration of the psychological factors in behavior disorders. The problems of recognizing, understanding, treating, and preventing these disorders are surveyed. Prerequisites: PSY 251 and junior or senior standing, or permission of instructor. IAI: PSY 905.
425 Psychology of Exceptional Children. (3) A psychological approach to children above and below the normal range in learning and behavior characteristics. Examines assessment techniques, methods of remediation or enhancement, and relevant federal and state legislation. Prerequisite: PSY 221 or EIS 201, or graduate standing, or permission of instructor.
427 Health Psychology. (3) Examines how psychological theory and research have been used to study the behavioral, psychological, and social factors that affect physical health. Topics include how social scientists study coping with stress, pain, illness management, and prevention of unhealthy behaviors. Prerequisites: PSY 251 and 223, or permission of instructor.
430 History and Systems of Psychology. (3) A study of the important historical and contemporary schools of psychology. The systems of psychology are presented in an historical setting leading to an evaluation of trends in psychology. Prerequisite: PSY 323 or permission of instructor.
434 Substance Abuse Treatment Approaches and Techniques I. (3) This course is designed to provide an introduction to basic therapy and counseling skills that are utilized in the treatment of substance abuse, as well as current brief therapy approaches. Prerequisite: PSY 334.
435 Substance Abuse Treatment Approaches and Techniques II. (3) This course is designed as an extension of Substance Abuse: Treatment Approaches and Techniques I. Through more extensive examination of theory, research and practice, students will be provided with information that guides the understanding and treatment of substance abuse problems. Prerequisite: PSY 434.
436 Substance Abuse Practicum. (3) This practicum will provide an opportunity for students to develop their individual and/or group substance abuse assessment and treatment skills through supervised work in a treatment center. Prerequisites: PSY 336 and 435, or permission of instructor.
442 Principles of Behavior Modification. (3) An application of learning principles to modification of human behavior emphasizing operant and respondent principles. Topics include autistic behavior, academic learning, rehabilitation, token economies. Prerequisite: 9 s.h. of psychology coursework, or graduate standing, or permission of instructor.
443 Principles of Neuroscience with Laboratory. (4) A study of the nervous system from a multidisciplinary perspective. This perspective emphasizes physiological, genetic, neurochemical, and psychological explanations of nervous system function. This class will include a 3-hour lecture component and a two-hour lab. Prerequisite: PSY 343; BIOL 330 or BIOL 340, or ZOOL 430, or CHEM 330, or CHEM 221, or PE 270, or permission of instructor.
444 Biopsychology of Drugs and Addiction. (3) A systematic study of the relationships between drugs and psychological processes (i.e., psychopharmacology) with emphasis on the roles of the central nervous system, individual experience, and the environment in determining the outcome of drug use. Prerequisites: PSY 343 or BIOL 103 or HE 123 or HE 442, or graduate standing, or permission of the instructor.
451 Personality. (3) An advanced treatment of the major research concepts and theoretical formulations of personality emphasizing integration of personality with other areas such as learning and social psychology. Prerequisites: PSY 251 and an additional 6 s.h. of psychology coursework, or graduate standing, or permission of instructor.
452 Advanced Social Psychology. (3) A systematic and critical treatment of current topics in the field of social psychology with emphasis on problems in conducting social psychological research. Prerequisite: PSY 323 or permission of instructor.
453 Psychology and Law. (3) A comprehensive study of the interface between psychology and the legal system. Topics covered include the insanity defense, eyewitness memory, child interview procedures, and suspect interrogations. Prerequisite: 9 s.h. of psychology coursework, or permission of instructor.
454 Psychological Tests and Measurements. (3) A study of the basic concepts of measurement, commonly used tests in psychology, and major findings concerning group and individual differences. Prerequisites: PSY 323 or permission of instructor.
456 Cognitive Processes. (3) A survey of topical areas related to complex thought processes. Areas covered include: human conceptual behavior, psychology of language, thinking and problem solving, creativity and originality. Prerequisite: PSY 323 or permission of instructor.
457 Industrial/Organizational Psychology. (3) Examines the theory and application of psychological principles to business and other organizational settings. Topics include employee selection and evaluation, work motivation, work attitudes, leadership, and organizational change. Prerequisites: one course in statistics and either HRM 353 or PSY 100, or permission of instructor. IAI: PSY 906.
460 Individual Research in Psychology. (14, repeatable to 4) The student designs, carries out, and writes up a research project. Ordinarily, students enroll for two consecutive semesters of two hours credit each semester. This offering is strongly recommended for students planning to do graduate work in psychology. Prerequisites: open to majors in psychology having a GPA of at least 3.00 in psychology and a written contract with the student's research supervisor.
463 Individual Reading in Psychology. (12, repeatable to 3) The student reads extensively on some topic in psychology, chosen in consultation with a psychology instructor, and prepares a written report on the topic. Ordinarily, a student will register for 1 s.h. of credit. Prerequisites: junior standing and a written contract with the student's reading supervisor.
479 Practicum in Survey Research Methods. (3) Students will work one-on-one with a faculty member on a research project in survey research. This is the capstone course for the survey Research Methods minor, bringing together the theory and practice of survey research methods. Prerequisites: Successful completion of POLS/SOC 432, PSY 323, and at least 12 s.h. in the Survey Research Methods minor.
481 Fire-Related Human Behavior. (3) Considers fire related behavior in general including fire detection, suppression action, and evacuation behavior. Also considers fire-setting behavior, fire-prevention education, and eyewitness processes. Prerequisite: acceptance into the Open Learning Fire Service Program for in-service fire/safety personnel by the Director of Non-Traditional Programs.
487 Field Experience. (115, repeatable to 15) Practicum course designed to provide supervised practical experiences in applied settings. Students actively participate in the service delivery systems of approved agencies and organizations. Prerequisites: junior or senior psychology major or gerontology minor, minimum GPA of 2.50 in psychology or gerontology coursework, and consent of field experience instructor. Concurrent registration in PSY 490 may be required. Graded S/U only.
490 Seminar. (13, repeatable to 12) Instructors of the department may present a seminar on some topic of interest. Seminar descriptions are posted outside of the psychology department main office prior to registration periods. Prerequisite: written permission of the instructor.
491 Honors Thesis in Psychology. (14, repeatable to 4) The preparation by an Honors student of an undergraduate psychology thesis under the direction of one or more members of the psychology department. Ordinarily, students enroll for two consecutive semesters, taking 3 s.h. in the first and 1 s.h. in the second. Prerequisite: Honors major in psychology with junior or senior standing.
499 Senior Comprehensive Exam. (0) An exam which all psychology majors must take during their senior year. Taking the exam will result in a grade of S. Prerequisite: senior standing.


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Goal 5 Inventory
The City of West Linn's Goal 5 project originated from a Land Conservation and Development Commission (LCDC) Periodic Review requirement to inventory and protect West Linn's Wetlands and Riparian Corridors. Owing to the importance that City resident's place on preserving natural resources, the City Council extended the scope of our Goal 5 work to include the inventory and protection of additional resources such as Wildlife Habitats, Open Spaces, Natural Areas and Historic Resources. Professional consultants have been utilized when necessary to assist the City with the inventory and mapping processes as well as providing guidance for the City's implementation strategies. The City Council has made adoption of the Goal 5 inventories a top priority. Over several years and after comprehensive public outreach efforts that included, neighborhood meetings, a city-wide open houses, and extensive public hearings; the City has adopted four Goal 5 resource plans. These include Natural Areas, Wetlands, Riparian Corridors, and Open Spaces. City Adoption of the remaining three resources are in process and are expected to be completed this year. Please see the "Status of Goal 5 Implementation Programs" chart for the most up-to-date status report. Any specific questions on the City's Goal 5 Programs can be directed to Chris Kerr, Community Development Director, 503-656-4211.


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This weekend I'm in Clarion, Pennsylvania for the East Central Writing Centers Association's 2013 conference. This isn't my first time at the rodeo, although it is my first time at a writing center conference. Earlier today I gave a presentation about using writing center techniques to build better history classes, but that's not what I want to write about today.
I want to write a bit about one of the presentations I saw, which was by the MSU writing center's website team. I'll get this out of the way right now: we have a great team and a great website. So with that in mind the presentation was great too; it focused on how we use the website, and how we use social media, to help do the work of the writing center.
A couple things really stood out to me, and got me thinking about this blog and what I'd like to do with it in the future. The first is the idea that our website reflects the physical space of the writing center, a space that is intentionally casual and focused on experimentation and play. We want our clients to be comfortable and to feel free to play with their writing and try new things in a low stakes environment. Our website team reflects this in the way they build the site, with the freedom to try new things and, if they work, stick with them.
The other idea pertains to our use of social media. Namely, one of our social media coordinators made the point that social media (which could easily include blogging) is a conversation. Good use if social media isn't just tweeting or posting to Facebook a lot. It uses the opportunity to share things that others are saying, and to directly interact with followers, fans, and customers.
I see these two ideas as essential to what I want to do with this site. I've made no secret of the fact that I have issues with the way academic history tends to function, but the short version is this: history isn't presented as an intellectual space conducive to play, nor do academic historians have much in the way if conversations with the general public (although we have some great conversations with each other).
I want to address both of these things with this blog. Let's start with the conversation idea. The point of this blog is to engage in a conversation with people who are interested in my research or the way research is done. To talk about history as a tool to understand the past, and how we use that tool. I'm not a fan of gate keeping language, by which I mean the intentional use of words not found in everyday speech in order to keep people without that vocabulary from gaining access to certain knowledge. Now, there are a lot of terms that academics use that are helpful or even necessary in talking about our subjects and ideas. But using these terms without any explanation is gate keeping, and I'm not interested in doing that. Nor do I want to "dumb things down," because I want to have a conversation, and a true conversation requires that the speakers (or writers) have enough respect for each other that they actually interact, and don't just talk past each other. Assuming that your audience is too dumb to talk too isn't very respectful.
But I also want readers to have the opportunity to talk to me, by posting comments here or tweeting them at me, or posting their own blogs inspired by or in response to my own posts. So that's the other definition of conversation that's on my mind.
The idea of this site providing a space for playing with history is a lot harder to talk about at this point. While this blog does have a comment feature, and people can play with ideas in those comments, and I certainly won't judge those comments (although it should be clear that I reserve the right to delete posts that are too tangential or are racist or sexist, for example), I'm not sure that's really the sense if play I'm looking for. My hope is that this blog will eventually outgrow the idea of a blog, and eventually incorporate other features that do allow readers to interact with both the site and the history it concerns. To express ideas that maybe they hadn't thought to express before, or elsewhere; to play with history and our conceptions of what is included in that field. This is something I'd like to talk about more as ideas come to me.
That's it for now, but here are a couple of links!
MSU Writing Center: I may be biased, but the writing center is great and the website reflects that. If you're an MSU student, it's an indispensable resource that you should consider using. If not, you can find all kinds of useful and interesting things on the site. You can also find us on Twitter @wcmsu
ECWCA: The website for the East Central Writing Centers Association. Writing centers provide a valuable service to students, and from my short time working in one, they seem to be on the cutting edge of pedagogy and practice. If you're interested in education or writing, you could do worse than to check out this website for information and ideas.


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HOME NFL New York Jets Gear New York Jets T-Shirts Sale Items $20 to $40 (189 items) Product ID: 798335
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