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Snowed in.
Grant Gallicho February 21, 2013 - 11:00am
Last weekend, Winter Storm Franck dislodged an avalanche of verbiage onto the sleepy hamlet of First Thoughts. Over the past few days, residents have been laboring to uncover the contours of an argument that engages the moral tradition many of them hold dear. Better fire up the snowblower.
Matthew Franck and I do not agree about several features of the Obama administration's latest revision of its contraception mandate. Where he sees government intrusion and moral thuggery, I see an imperfect but serious attempt to grapple with the concerns of religiously affiliated employers. He rejects my argument that Catholic employers may, according to their own moral tradition, licitly abide by HHS's proposals. But now Franck goes further, claiming that I have unwittingly undermined my own position by admitting that the premiums paid by a Catholic employer might be used to cover contraception for an employee of another company. You see, two weeks ago I wrote that the "accommodation" would not "oblige a Catholic institution to fund contraception coverage." And then the following week I tried to help Franck understand how insurance works -- by explaining that insurers pool premium payments from all their customers and distribute the funds as they see fit. Aha!
When Gallicho writes that such an employer may be one of the funding sources, he gives the game away. He is one inch away from understanding the point he himself is trying to make, about the fungibility of money. All the employers paying premiums to one insurance provider are paying, in common, for the contraception coverage of all their employees. Another way to say it that is equally true is that each and every one of them is paying for contraception coverage, in a common risk pool (if that term applies accurately to a choice that has very little to do with risk), from which all their employees contraception is funded. All are paying; each is paying; if EWTN is one of the all, it is one of the each. It will be paying for contraception.
Is it true? Have the hurricane-force gusts of Winter Storm Franck blown my argument apart? Not really, because there's paying for something and then there's paying for something. When you buy a banana, you indicate your interest by presenting it at your grocer's cash register. The clerk tells you how much it costs, you hand him the money, and off you go with your proof-of-God fruit. But what will that grocer do with your money? Will he use it to pay his divorce lawyer? To bust the cashiers union? To bring in the store's next shipment of condoms? If so, can it be said that you have funded those activities? Remotely, yes. But did you ask for those things when you brought that banana to the cashier? Of course not. Would those events have transpired if you had gotten the banana from another vendor? In all likelihood, yes. So even though your money may have facilitated the grocer's immoral actions, you're not culpable. You didn't patronize that grocer because you wanted to support those actions. You couldn't say for sure whether he'd use your money to further his immoral aims. You patronized him because you were hungry. No harm, no foul.
So it goes with the contraception mandate. (Refresher: According to the latest proposal, religiously affiliated employers like hospitals, colleges, and charities, will be able to contract for employee insurance policies that exclude contraception coverage. Their employees will, in turn, receive an offer of free contraception coverage from the insurer.) Franck asserts that these "accommodated" religious employers will still be contracting for contraception coverage. Not so. He says the accommodation amounts to a contract by default, because insurers will offer free contraception coverage only to people they already cover (otherwise they would have no financial incentive to do so). But that's a dodge. At this point, who could doubt the intent of the religiously objecting employer? The HHS proposal will not require religious employers to endorse the use of contraception, nor will it bar such employers from informing their workers about Catholic teaching on the subject. (Indeed, that is precisely what the bishop of Madison did when he chose to comply with Wisconsin law and include contraceptive coverage in his employee health plan.)
Intent still matters in Catholic moral reasoning. You aren't engaging in Catholic moral analysis until you answer three questions: What was the intent of the moral agent? What was the effect of his action? Could those effects have been brought about without his action? Franck is all over the second question. But the first and third barely feature in his analysis. Nevertheless, he manages to bump up against the third in his most recent post, if only by accident.
In pointing out that pooled resources complicate the culpability of those who fund them, I noted that paying taxes is not immoral even though tax dollars fund illicit acts (including contraception, thanks to Title X). And Franck agrees with me. But...
does he really mean to assimilate the business of contracting for insurance coverage--a free market transaction between employers and insurance providers--to the situation that obtains between taxpayers and the state? I know that many conservatives have observed that ObamaCare converts health insurance providers into public utilities. Gallicho would go further, seeing them as public agencies, or the moral equivalent thereof.
The business of purchasing health insurance is a lot of things, but a free-market transaction is not one of them. The health-insurance market is tightly controlled by state and federal regulations. They determine what we can and cannot buy. They control whom insurers can -- and, in some cases, must -- sell to. They even tell us where we can buy it -- you can purchase a car across state lines, but not health insurance. The Affordable Care Act increases regulation in several important areas (sayonara, preexisting conditions). It also turns health-care coverage into a requirement of citizenship -- the implications of which seem lost on Franck. He writes:
When we pay taxes, we do so as a civic duty, and we do so under coercion. If we are liable for taxes, we have a duty to pay them as members of the community. Because the state must be able to compel payment, we are subject to coercion if we dont pay. But we share responsibility for the good or evil our government does, and we owe one another our best persuasive efforts, and the action of our votes, to see to it that the government does good and avoids evil.
Our duly elected representatives crafted and passed a bill, signed into law by our democratically elected president, that compels -- you might even say it coerces -- Americans to have health insurance. Franck laments that the government did not decide to provide contraceptives directly (indeed, that would have saved all of us a lot of headaches). In that case, "the state -- meaning all of us whom it represents, collectively -- would be right back 'on the hook,' and we could struggle democratically over whether this coverage is a good to be funded by taxpayers or an evil to remain unfunded by the federal budget." That, Franck opines, "would be a fight in the open, at least. But the HHS mandate is something else again, entailing layer on layer of coercion, deception, and moral thuggery."
Nonsense. The Affordable Care Act was produced by a democratically elected government. The Department of Health and Human Services has issued three sets of proposals responding to the concerns of certain religious employers. It has asked for public comment. If the voters decide that the law does evil, they can throw those responsible out of office. In the meantime, if you can obtain health insurance and you choose not to, you'll have to pay a fine. The Supreme Court declared the individual mandate constitutional as an extension of congressional taxing power.
Back to Franck:
The reason we are not on the hook individually for any evils on which our tax dollars are spent is...that the state acts as the representative of all of us citizens in common (this is true in every state, and literally so in a democracy), and the evils (if any) that it commits are our collective (not individual) responsibility whether we pay any taxes or not.
He's right. That's how you run the argument. Now let's apply it to the contraception mandate. If an accommodated religious employer decides not to provide health coverage to its employees, what's likely to happen? Employees will go to the state exchanges and purchase health plans that include contraception coverage -- worse, they might even contract for a plan that covers abortion (the Affordable Care Act explicitly allows states to bar exchanges from offering plans that cover abortions). That fact diminishes the culpability of accommodated religious employers who choose to provide health coverage to their workers. Add to that the fact that they contract for coverage that excludes contraception, along with the fact that providing health care outweighs the risk that employees might or might not use the separate contraception coverage, and what you have is licit remote material cooperation with evil under duress.
But Franck isn't going for it. At least he has come to understand that one group purchaser can't be held accountable for coverage used by another.
If I run Carolina Catholic College and sign a contract with Blue Cross, it may trouble me that Blue Cross is providing birth control pills to Duke employees, but in its contract with my college, it better not provide those pills to our employees. I am not culpable for the arrangement BC has with Duke. I am directing premiums to a common BC pool out of which funds pay for Duke employees birth control pills, but at least I have not created a triadic relationship in which BC, by virtue of its contract with us, provides those pills to Carolina Catholic employees.
Ah, yes, the triadic relationship -- famous in Catholic moral theological circles for being completely made up by Matthew Franck. He admits that there's nothing wrong with paying an insurer that covers abortions so long as you're not contracting for that coverage. Your money goes into the pool. The insurer then decides how to spend it. You aren't culpable because you didn't contract for such coverage. But here comes the HHS accommodation, "which preserves exactly that triadic relationship, under a deception that the link is severed between employer's actions and employees' access to contraception."
One might be forgiven for detecting in this passage just a touch of obscurantism. Is a triadic relationship one that involves inevitable outcomes by virtue of one's relationship with two other parties? What's the outcome? Franck tells us: employees of accommodated religious institutions will receive "illicit coverage." There it is again -- that fake moral category: the illicit thing. Remember, the Catholic moral tradition does not recognize things in themselves as licit or illicit. Only acts can be so. Until an employee uses that coverage for illicit purposes, there's been no violation of Catholic teaching. (That's why the issue of alleged "automatic coverage" is a red herring.)
Critics of the mandate would rather pretend that the employees' role in the moral question is incidental, or at least not as important as the employers' decision to provide coverage. In fact it is essential -- not only because the decision to behave illicitly is theirs, but also because they receive health-care coverage as compensation for their labor. In the United States, health benefits are considered part of a worker's wages. When diocesan employees buy condoms with their wages, is it their bishop's fault? When they don't, does their bishop get credit? Of course not. An employer is never responsible for his employees' consumption choices. Why should it be any different in the case of third-party-provided contraception coverage? (Note, too, that Franck doesn't have a lot to say about HHS's proposals for "self-insured" religious employers -- that's because HHS will essentially pay a third party to provide contraception coverage. There's almost no cooperation with evil to speak of.)
The mandate's critics twist Catholic moral reasoning into impossible knots: Does Franck really believe it's possible to "sever" all links between human choices and evil outcomes? I doubt it. So why suggest such a thing? Could it be that critics of the mandate contort themselves so because they're loath say what they're really thinking: that no one has a right to opt in to contraception coverage, and no employees have a moral right to use contraception -- Catholic or not? If so, they should say so. But, of course, that would be giving away the game.
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Mark Proska.The employer's choices are:1. I will continue to provide my employees with the same insurance I have provided until now - which excludes coverage for contraception.Or.2. I will stop providing any health insurance to my employees because that will prevent them from qualifying to receive free contraception under the HHS program.Neither of those choices involves intrinsic evil. That's important because Catholic morality does't allow us to do intrinsic evil so that good may come of it. We don't do the "lesser of two evils"The employer can consider which choice will accomplish the greater good. My guess is that most will choose the first.
Your problem is not just with me, but with Catholic moral teaching. You seem to think that as long as ones actions bring about the same result, nothing else matters. So running someone down with your car is morally no different from accidentally running someone over. And paying ones employees money they use to buy contraception is no different from providing it to them directlysame result! You continue to attribute to me straw men arguments that I have not made.You ask, Can you direct me to where I said I believe Catholic employers are already funding contraception or abortion?So the answer is, no, you cannot.Whether you believe it or not, it is the case. According to your own rigoristic definition of what it means for someone to fund something, any Catholic employer that buys group health insurance from any of the major insurance providers is funding contraception and abortion, since these providers cover abortion and contraception for some of their policyholders.Again, this is not my argumentperhaps you wish it were. Let me try to clarify for you. If an insurance company charges a Church $500 for a health insurance policy that does not cover abortion services, and charges another entity that has the exact same risk profile an extra $200 ($700 in total) for a policy that does cover abortion services, and puts the combined $1200 into the same checking account, I do not feel in any way the Church is funding abortion services. Presumably you agree. On the other hand, if the insurance company takes the money from the Church and, after laundering it through the HHS mechanism, uses the Churchs premium dollars to pay a drug company to provide free contraception, rather than paying an OBGYN to deliver a baby then, yes, I do believe the Church is funding contraception services. Presumably, you dont agree.If I have been presumptuous in any wayif you were in fact writing to Catholic employers around the country warning them that they were endangering their immortal souls by doing business with health insurance companies long before the HHS mandate was first proposedI apologize.If you are sincerely apologizing, I sincerely accept it.
Mark,It is not the fact that the money all ends up in the same account that matters morallyor, rather, it is not that fact alone. It is the fact that the money used to cover contraceptive services is drawn from that account. And this is the case in both of your examples. The only difference between the two cases you describe is that in the one case the money the Catholic employer sends the insurance company pays for the contraception used by some one else's employees, while in the other case the money the employer sends the insurance company may pay for the contraception used by its own employees. That distinction is not morally important, however much you try to make it sound as if it were by using words like "laundering." Insofar as there is any "laundering" going on in the second case, there is also "laundering" going on in the first. What you describe as the "straw man" is my attempt to make your argument coherent, but apparently it isn't.(Likewise, you cannot accept my sincere but conditional apology if you do not object to Catholic employers buying health insurance from providers that cover contraception and abortion, and now you've made it very clear that you don't.)There are many reasons one could oppose the contraception mandate. I oppose it myself. But if you are going to claim it violates religious liberty, you will have to show that it either prevents members of a religious community from doing what their religion requires them to do or forces them to do what their own religion forbids. The Church does not forbid remote material cooperation with evil.
"There are many reasons one could oppose the contraception mandate. I oppose it myself. "Matthew - have you written here, or publicly anywhere else, explaining your opposition? I'd certainly like to know your reasoning.
It is not the fact that the money all ends up in the same account that matters morallyor, rather, it is not that fact alone. It is the fact that the money used to cover contraceptive services is drawn from that account. And this is the case in both of your examples.You are missing the point entirely.Imagine two scenarios, if you will: 1. I check out from Barnes & Noble; B&N says, "Oh, since you're here, we're automatically giving you a free copy of Penthouse with your purchase. But don't worry, it's totally free to you; sure, we're paying Penthouse out of our general funds, but that money is fungible; all that you need to know is that it comes totally free with your purchase."2. I check out from Barnes & Noble and some other customer somewhere else is buying a copy of Penthouse. My bag doesn't have a free Penthouse in it at all.Do you not see a difference between those two scenarios? It's very odd, all these people who claim not to be able to tell the difference between "buying A and then having the morally objectionable B automatically attached to the purchase of A," vs. "buying A from a company that happens to sell B to someone completely unrelated to me."
JohnYour most recent comment simply restates your position, it doesnt address the reasons Ive put forth to explain why the first option you mention does not fully comprehend or describe what the employer is actually doing. I get the feeling we have played out the string, at least on this thread (ha, I crack myself up). Nevertheless, I appreciate the civility with which you express your opinion.Matthew--I think Mr. Time has clearly shown that your comment indicates that youve not yet really grasped the argument. Like Jim, I would like to hear the many reasons you believe the mandate could be opposed, assuming you are free to do so on this blog.And if you insist that I not accept your apology, I will comply with your wishes.
"Assuming you are free to do so on this blog." You want to know what trolling is? That's trolling. You are done doing that on this thread, Mark. You're all out of punches on your troll card.
You'd better stop spending money, Mr. Time, because you've just ruled out most financial relationships in a complex economy.
No, I haven't. I think the two scenarios I described above are very different. And they are. And the first scenario does not describe most financial relationships.
GrantI gather from your comment you though I was making a veiled accusation of censorship, but that was not my intent. In a team environment, it is often the case that differences of opinion are hashed out behind closed doors but once the team breaks the huddle, everyone is expected to speak with one voice, for the good for of the team. That happens when charities decide where to allocate donations, football coaches devise a game plan, parents decide what is best for their children, etc. I simply thought that might be the case here. I am sorry it came across as trolling.
Jim,Let me answer your question first. I'm opposed to the contraception mandate because contraceptives are a regular, predictable expense incurred as the result of a behavioral choice. They are therefore not the sort of thing that health insurance ought to cover; they are certainly not the sort of thing that all health insurance ought to be required to cover. Nor do I believe the federal government has a compelling interest in making contraceptives free to everyone who wants them (especially when it does not use its regulatory powers to make inhalers and insulin shots free to anyone who needs those things).The government may have a compelling interest in making contraceptives affordable to everyone who wants them, but it could do this by subsidizing contraceptives directly, or by allowing the pill to be sold over the counter, thereby allowing the market to force down the price. (And, yes, I know: there's more than one birth-control pill, and many birth-control pills are also used for purposes other than birth control. When the pills are used for those other purposes they should obviously be covered by health insurance.) Birth control is not covered by Canada's single-payer health insurance system, but it's much cheaper there because the government is not beholden to the pharmaceutical industry. One could also argue that the U.S. government already provides contraception to those who couldn't otherwise afford it through Medicaid, which the Affordable Care Acts expands considerably.Now, to the well-named Wasting Time:Your analogy fails in several ways, but let's play along. The Catholic employer is much more like someone who gives a friend a gift certificate to Barnes & Noble, even though he or she knows that Barnes & Noble offers a free copy of Penthouse to all its customers. The giver of the gift certificate may regret this fact but not worry too much about it because he or she expects, or hopes, that the friend will simply decline the offer.Or the giver of the certificate may refuse to do any kind of business with Barnes & Noble because he or she disapproves of the store's free-Penthouse policy, and/or because he or she worries that some of the money from the gift certificate is going to pay for those complimentary copies of Penthouse, which presumably some customers choose to accept. In this case, the giver of the gift certificate could simply buy a card from a bookseller with a different policyor he or she could simply give her friend something else. Books and DVDs are nice, but not necessary.Health care is necessary. Everyone needs it. The importance of making sure everyone has access to it may outweigh many other considerations in a way that the gift certificate to Barnes & Noble does not. And, unlike the Barnes & Noble example, there is not an alternative, precisely because the HHS mandate requires all insurance providers to cover contraceptives.
Matthew -- your arguments are all very compelling, except the ones in response to me. :) That is, you still haven't given me a reason to think that the moral objections to the following are exactly the same:1. I buy product X from a company that sells objectionable product Y to completely different people. Mr. Gallicho is right insofar as he suggests that if I object to this, I'm objecting to most expenditures of money on anything whatever.2. I buy product X from a company that automatically makes product Y available for "free" along with my purchase (although we all know that Y actually costs money and that the cost is somehow being built into the price I pay for X, or else the company would be losing money on selling me X). I thus object to having my purchase made part of increasing the availability of Y, and to increasing the demand for Y (and the profitability of the company that made Y in the first instance). Again, perhaps the situation would be easier to understand if one imagined a product that one actually found morally offensive (I'm getting the feeling that many Commonweal readers think that objecting to contraception is silly, and therefore they are inclined to ignore or slight the claims of conscience here.). So let's say that we're talking about a racist caricature of Obama as a monkey. That's evil, right? Imagine if such a a caricature were, by law, automatically attached to any of your purchases as a "free" accompaniment. Even if it truly were free and/or optional at the option of some third party, would you be happy about having your purchases in any way 1) associated with such racist caricatures, 2 used to make them more widespread throughout society, and 3) used to increase the profitability of the company that made them?(Please, no objections that such a scenario is unrealistic. Much of moral theorizing consists of imagining admittedly unrealistic scenarios, such as runaway trolleys or kidnapped violinists, so as to shed light on whether you really believe in the principles that you claim to neutrally resolve the moral question.)
My insurance company reimburses $150 of my health club duesThey figure they will save more than $150 if I exercise and stay healthy.Because they took a fixed amount of money to pay for my health care, whatever it costs them. It's their money.
My insurance company charges me $500 for a policy. It realizes that the cost of a gym membership (contraception) is only $150, and will lower their costs to $300. So they take $150 of the premium I pay them and use it to buy me a free gym membership (contraception), lowering their cost to $300, and increasing their profit by $50.Who can deny Im funding the free gym membership (contraception)?
Contrary to your example, the employer and the employee are not the same person. The Employer did not authorize the insurer to provide the contraception. The cost of the contraception was paid from the insurance company's money. Its money comes from many different sources - not just that one employer.
Its money comes from many different sources not just that one employer.So Employer (Archdiocese) A not only funds contraception for its own employees, it funds contraception for Employer (Archdiocese) B? Even in a world where that could happen, I would think Archdiocese A would rightfully conclude that its religious freedom has been violated.
"So Employer (Archdiocese) A not only funds contraception for its own employees, it funds contraception for Employer (Archdiocese) B? "No. It bought gas from a gas station that has a condom vending machine in its men's room (see my earlier post)
Mr. Hayes -- you're describing a situation where Person X buys gas, and the gas station has a condom machine there, and then Person Y might buy a condom in a transaction that really and truly is separate (Person Y doesn't work for Person X, didn't participate in or contribute to X's purchase, and rather than X's purchase having been used as the precondition for making the condom available at all, Y is able to get the condom with no reference to X's purchase). That situation, however, has no resemblance whatsoever to the contraceptive mandate. Point is, there's a difference between 1) transactions that really are separate, and 2) transactions that are intricately tied together from start to finish. Merely saying that the latter are "separate" doesn't make them so. Wishful thinking.
Mr. Wasting Time, I take it that your remaining concern is not money but that by providing non-contraception insurance for the employee the employer allows the employee to meet the requirement for free contraception from the insurance companyI discussed that in my 3:05pm post on the 23d, so I won't repeat it here.
Wasting time proposes this analogy: "I check out from Barnes & Noble; B&N says, Oh, since youre here, were automatically giving you a free copy of Penthouse with your purchase. But dont worry, its totally free to you; sure, were paying Penthouse out of our general funds, but that money is fungible; all that you need to know is that it comes totally free with your purchase."... and then Matthew improves it: "The Catholic employer is much more like someone who gives a friend a gift certificate to Barnes & Noble, even though he or she knows that Barnes & Noble offers a free copy of Penthouse to all its customers. The giver of the gift certificate may regret this fact but not worry too much about it because he or she expects, or hopes, that the friend will simply decline the offer."... and now I will attempt to improve it even more: the gift-giver goes to barnesandnoble.com and arranges to have a book shipped to the friend as a Christmas gift. Barnesandnoble.com requires the friend's email address as a condition of completing the transaction; and will email the friend a URL making all Penthouse content available for free. The gift giver objects to being the "trigger" for making pornography so easily accessible and affordable, and so looks to switch her patronage to amazon.com - only to discover that amazon.com has exactly the same requirement. Every single online bookseller has the same requirement. Even more amazingly, if the gift giver decides not to give a gift - the federal government will levy a very large fine.Matthew, thanks for sharing your reasoning on the contraception mandate. Cogent and interesting stuff.
It bought gas from a gas station that has a condom vending machine in its mens room (see my earlier post)No, the insurance company took the money the Church had been paying for maternity services, used those funds to buy a condom machine, and set up the machine for free in the back of the Church.
The insurance company took money from its bank account and used those funds to buy a condom machine and set it up "for free" someplace where it was accessible to the employees, but not on the employer's property. We could go on trading these back and forth indefinitely, so I'll stop here.
And the condom fairy deposited the money in the insurance companys bank account? That why the greedy insurer decided to provide the coverage for free?
I see that Franck has responded again at First Things, so the beat goes on. His point about intention deserves some thought, istm.
He says "But I had not previously thought that intention can be adequately translated as what I really subjectively want to accomplish by this act that has its own objective meaning I choose to ignore.I think what he's pointing out is that, in your last example, you can't ignore that sending your friend a gift book will result in his receiving free access to Penthouse.Then you weigh the advantages of sending or not sending the gift book. It is a prudential judgement so you might decide you should still send the book. If you knew that the consequence of sending a particular book were that secret police would be sent to the house to assassinate your friend, that would be a different situation. I think he is right that good intentions don't justify ignoring the consequences of what you do. But I don't recall Paul arguing that they do.
For some reason, the Stanford URL is not working for me (even though, when I searched Google for "Stanford Plato Double Effect" the very same link was returned to me), but the Wikipedia article on Double Effect distinguishes between intention and foresight. FWIW, I have thought for some time that a Catholic institution could make use of the accommodation according to the principle of double effect: the intended good of providing a health care benefit (health care for one's employees) could be construed as outweighing the unintended but foreseen bad effect (increased sinful contraception usage). I suspect that this is how Bishop Morlino thought through his prior decision to abide by the Wisconsin state contraception mandate.
Try this link: http://stanford.library.usyd.edu.au/entries/double-effect/That's the Australian mirror. In 2010, Bishop Morlino's diocesan newspaper said:"The Diocese of Madison had looked into self-insurance options but found them too costly. The diocese felt it was a matter of justice to provide affordable access to quality health care for those who work for the Church."http://www.madisoncatholicherald.org/opinion/editorial/1595-2010-08-19-e... recall a letter from the bishop himself going into more detail - but I couldn't find it just now. In that case, the diocese and hospital had to buy insurance that covered contraception. There was no accomodation of the HHS kind. They could have avoided this by self-insuring but the cost would have been more than they felt they cold afford. It was. Prudential judgement.


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Quick Links
Shop All Jewelry
BRGZ10047 In Stock
You can braid your hair or a blanket, but did you know that we can braid a ring? With this Oval Diamond CZ Braided Ring you have that unique braided look that many women do with their hair, right on your finger! The unique braiding adds depth to the ring so it really pops! This ring comes in sizes 6-9.
Eve's Addiction.com wants you to be a happy customer. We want you to be completely satisfied with the sterling silver jewelry that you receive from us, as we only sell high quality silver and cubic zirconia cz jewelry. We do understand that you may not like your purchase for some reason.
You may return or exchange your jewelry within 60 days of purchase if you are not satisfied with it. The jewelry must be returned in its original condition for a refund or exchange. Engraved, personalized, photo, monogram, name and initial, chocolate and clearance items are not returnable or exchangeable.


text:
Every "thing" I have and everything I am is a gift from my Father. God gave me my home, my car, my job, my wife, etc. Nothing is mine. I believe a lie when I think or act otherwise.
God gave me breath, and God gave me time. I did nothing to get them. I just have them. And I'm starting to think that I'm treating His generosity like a bad renter treats a home — with disrespect.
I could have been born into poverty and oppression like the children I sponsor. But I wasn't.
You could have been born into poverty and oppression too. But you weren't. Why?
I'm tempted to end this post here, with the profundity of "why," but I don't know what the point would be. I don't know my point. What does a post full of unanswerable questions have to do with the children we sponsor?
I don't know.
Maybe God's telling me to let go. Maybe He wants me to put my faith in Him, to stop needing a reason for everything I do. Maybe He has plans for this blog and for Compassion's ministry — plans that I've been getting in the way of.
I don't know.
Maybe He wants you to let go of something too. I don't know.


text:
2009 TiPb Store iPhone Accessory Holiday Gift Guide
The following Holiday Gift Guide is sponsored by the TiPb iPhone Accessory Store
What to get for that annoying iPhone owner who
knows has everything? For that new iPhone user who's just getting started? For that last minute drop in you never expected but suddenly have to render iSpeechless?
The TiPb iPhone Accessory store's got you covered! We asked the iPhone staff for some of their favorite accessories of the year, and put them together into our 2009 Gift Guide -- jammed packed with iPhone goodness just in time for the holidays, after the jump!
Rene's Picks
- iSkin solo FX is just crazy cool. Semi-translucent soft, non-slip case that shows your iPhone (and Apple logo), and adds a screen protector that's see-through from the front when the iPhone is on, but mirror-like from an angle or when the iPhone is off. Comes in green, purple, blue, red, and orange. Depending on your iPhone color (black or white) you can get some fantastic looking tones and textures.
- Plantronics Voyager PRO Bluetooth Headset is just so Galactica. I know I've said that before, and I've said that thanks to my grappling-ground ears, this is the only Bluetooth headset that's I've used, that's actually stayed in place, for more than a short time. It's big, sure, but most of it is tucked behind your ear, and the boom mic provides for great sound, and -- yup -- a look straight out of Sci-Fi (or maybe SWAT).
- Motorola SD9-HD are stereo Bluetooth beasts. Apple hasn't gotten their act together when it comes to the controls, but if we're talking sound, these bring the boom and then some. The form-factor's not designed for lying down, but if you're on the go, especially working out, check out the SD9-HD. -iharmonix Platinum i-series are how I go wired, and for all the same reason. In-ear is my only option, and these are currently my in-ears of choice. Great look, greater fit.
Dieter's Picks
- XGear Stylus is a hard case with a unique, ribbed design. No slip = win. It comes with mirror films and a microfiber cleaning cloth. Also red, white, and black.
- Motorola H17 Bluetooth Headset. I love it because it's tiny, charges lightning quick, has great sound quality on the listening end because of Moto's Crystal Talk Technology, has great sound quality on the sound end because of the dual-microphone design. Most of all, though, I love it because of the flip out boom that turns the headset OFF when I'm not using it. - v-moda vibe was good enough to make it into TiPb's ultimate accessory give away, and that means they're perfect for a spot on your gift-list as well. Say good-bye to earbuds. Don't look back.
Chad's Picks
- Smartphone Experts SidePouch. If a side pouch is your thing (like it is me) you will like the style and value of the Smartphone Experts Side Pouch for the iPhone 3G and 3GS. Light and durable, this is a great addtion to your case collection; not to mention there is a color-combo to suit your liking!
- Blueant S1 Sun Visor Bluetooth Car Kit with Multipoint. If you have been in the market for a hands-free solution for your iPhone and car, this is it! I love this bluetooth speaker. It works great with the iPhone 3GS Voice Control and sounds great.
- Griffin PowerDuo is for when the default sync cable is not enough. If you use an iPhone 3G or iPhone 3GS, that sucker's battery dies very fast and waiting till you get home/work to charge it just doesn't cut it in certain situations. So, I have been on a quest, a quest to find a great car charger that can double as a general charging/syncing cable. Well, I think I have found it.
Chris' Pick
Incipio SILICRYLIC Silicone Crystal Case has to be my favorite accessory. I have dropped the iPhone a few times, and the case has saved it. Well worth the money, and it looks pretty good as well.
James' Picks
- mophie Juice Pack air. A few months ago, this was my Pick of the Week. It is still the case I use. Like most iPhone owners, I chew through the battery very quickly. With all of the apps, data, music and video available to me, I seem to always be needing a fresh charge. The Mophie Juice Pack Air is exactly the case I have needed. It does not add too much thickness or heaviness to my iPhone 3GS and holds a full charge when I need it. I have recommended it to family and friends and all who have purchased will echo my sentiments. A must buy for the heavy user!
- Plantronics Discovery 925 Bluetooth Headset. I have tried many bluetooth headsets over the years and have found one nagging issue. No, it's not sound quality. Rather, I have not found a headset that will stay in my ear without using an over-the-ear clip. The Platronics Discovery 925 is the first headset that I have tried taht will fit in my ear without any other assistance. Also, the sound quality is great and I have not had any complaints on my voice quality.
- Belkin Mini Surge Protector is the perfect travel accessory for the mobile workforce. As you travel, or even if you just want to plug in at a Starbucks, chances are that you will find a shortage of outlets. This handy device ensures that you have enough outlets for all of your power needs.
Jeremy's Picks
- Marware C.E.O. Premiere has the classic horizontal holster case design that covers your iPhone in a textured, soft leather with quality stitching and an ultra-slim non-removable belt clip. The interior of the case is made up of microfiber cloth which is a welcomed addition that promises not to scratch your device while it is in use. Also it's doubling as my Droid case. :)
- Blueant Q1 Voice Controlled Bluetooth Headset is an excellent, top quality headset that should not be passed up if you are in the market for a top of the line piece of technology. Buy it now!
- Motorola's MOTOROKR S305 are great stereo Bluetooth headsets for enjoying your music on the go. Whether you're on your daily jog or spending some time in the gym, these headphones are the perfect fit that will not hurt your wallet.
Leanna's Pick
iSkin Solo FX. For a case that's both fashionable and of high quality, look no further than the iSkin Solo FX. I use this case regularly for it's looks and protection. It has a snug fit yet doesn't scratch my precious iPhone, feels great in my hand, and looks amazing! One of these days I will own all 4 colors :)
Matt's Pick
Otterbox Defender is absolutely my favorite case, no doubt the best that I have come across! While this case is a bit more expensive than other iPhone cases, it is definitely worth it. The case nearly seals your iPhone within itself, leaving open only the necessary holes to allow speaker usage. I have put this case through quite a bit, from dropping it off the side of a cliff into sand, to spilling coke on it, to dropping it more than anyone should consider healthy for an iPhone and, still, it has defended it. If you have had issues with keeping an iPhone okay then this is probably the case for you.
Your Recommendations?
What did we miss? Any must-have accessories? What does your secret gift'er need to wrap up for you this year? What are you telling Papa Jobs you really want left under your iPhone? We only started this list; didn't even check it twice! Check out the TiPb iPhone Accessory store and drop some ideas in the comments, would ya? Make sure we get this right!
Have something to say about this story? Leave a comment! Need help with something else? Ask in our forums!
Reader comments
2009 TiPb Store iPhone Accessory Holiday Gift Guide
RON JEREMY rocks a silicrylic best if both worlds. Won't scratch the bezel and has hard protection in the corners although right now I'm running a first gen iPhone silicrylic which offers even better protection. But with a little bit more bulk.
I guess cases are a matter of personal taste, but after looking at the iSkin and the Incipio, I went with the Speck Candyshell and I've never regretted it. Enclosed the phone in 1/8 inch of soft foam with a thin, thin, thin "candy" shell. Sure, the shiny bright shell gets dimmed with micro-scratches over time if you through the phone in you pocket all the time (like me) but that just gives it a used-world workmanlike patina with a charm all it's own. In black (my fave) and three candy colors.
I'm definitely wishing for the Klipsch Image S4i ear buds... You guys didn't even mention any headsets!
Otterbox all the way. I am very hard on my phone and demand it perform. With this case I don't worry about breaking the phone. In my opinion the phone on it's own is a bit too thin (3gs) and the case adds just the right amount of grip around the edges and still leaves a window to show off the apple logo on the back. Kinda the Darth Of cases. Worth the $50 for the case.
I'm kinda sad... none of the tipb crew's picks are ones I own. innocase, candyshell, slider, feather. Can anyone recommend a hybrid case (silicone inside/plastic outside) like the SILICRYLIC from Chris' pick?
Hey, I found an iPhone lover gift for less than 20 bucks. Appstand-- a frame that turns your iPhone into a mini-workstation:
The amount of money TIPB must be losing because no Canadian with a right mind would pay the shipping costs that TIPB has set up. You guys really need to nogotiate... fix... whatever... your shipping costs to canada. I order things from the US all the time you TIPB is BY FAR the most expensive shipping costs on the net...
Am I the only one who noticed that Time sold spots on this list to the highest bidder? Since when is any Dyson product anything but an overpriced appliance? C'mon... Dyson? And we are supposed to lend any credence to anything they have to say?
I used to go to a noted dealer and started noticing that the costs for the suppossed charges were outrageous. And I quit them to go to a place that is smaller but more reliable. Told the so called dealer to go fly a kite. They were trying to charge me $1100.00 and most of the so called work did not need to be done. But they wanted me to pay for useless work. So I stay away from them. So I would say if you have doubts take it to another person like a reliable mechanic and see what that person says and have it checked out that way.
than you man super blog
süpersiniz.than you383
When you buy a ipad, how to prevent it from being scratched, blurred? We can affix protective film on the screen.It will not affect the visual effects, and can protect the screen from scratch by something sharp. How to prevent the shell height fall and broke it? Yes, the protective cover is required. Choose a nice protective cover, both to protect our ipad, and looks alse very beautiful.


text:
2009-2011 Program Plans for Traditional Majors
Each link below will take you to a UMM Catalog page detailing information with that program. Links on
the right side
show checkpoint charts
and sample plans for each program.
2009-2011 Program Plans for Traditional Minors
Each link below will take you to a page about that program with links on
the right side to checkpoint charts and sample plans for each program.
2009-2011 Areas
of Concentration (self-designed major)
Requirements for the bachelor of arts (B.A.) degree from UMM consist of two parts: general education and the major. Students complete a major by fulfilling the requirements as specified in the UMM Catalog.
Instead of a standard major offered here at UMM, students may choose to complete an area of concentration. This is an individualized, often interdisciplinary program consisting of a group of courses that meet the requirements of in-depth study in a specific field of knowledge.
Students who wish to complete an area of concentration must have the program approved by the appropriate faculty advisers, division chairs, and the vice chancellor for academic affairs and dean. A copy of the approved program must be filed with the Registrar's Office.
Several sample programs listed below are available for students to use as templates. These samples can be used as prepared or students can work with a faculty member to customize the program or create a completely new program. A worksheet must be completed and attached to the approval form.
Download approval form now
2009-2011 Pre-Professional Programs
Pharmacy with Biochemistry major


text:
Nobody promised me a fair game.
I'm happy I just get to play. Nobody else in the world even gets that.
Nobody promised me a fair game.
I'm happy I just get to play. Nobody else in the world even gets that.
There is no nonsense so errant that it cannot be made the creed of the vast majority by adequate governmental action. -- Bertrand Russell
"Never attribute to malice that which can be adequately explained by stupidity." Robert J. Hanlon
Back to the original question, you can still buy 80% RSP's from individuals or ORF on line. The problem is that the BATFE really does not want anything sold except 100% REGISTERED plates out there. Go figure........Traceable is the key word.
"If God had not intended for us to eat animals, how come He made them out of meat?" - Sarah Palin
New Member of the Busted Box Club
Back to the root of the issue.... What if you want to buy a 100%, where do you get one?
Got 3 izzy kits that have been waiting for a few years now.
KMP will sell 100% right side plates to your FFL, 80% can be had in some places check out 1919a4.com and see who has some for sale. I think ORF has 80% still... B2B
Has there been any resloution to the Halo Mfr incident? Their website informs us of the incident, but does not go further into any outcome.
I was curious about that also
as for 1919 plates I have some nice 4130 plates that are cut to the outside profile and have the bolt slot cut . They are laser cut and aprox .010 larger than finished dimension . $38 + $9 shipping . I also have some 100% plates to FFL for $118 +$9 shipping
well after the fella above me runs out, i talked to a friend who has a cnc, he said he'd make me some, but it would be cheaper to make and buy a few compared to just 1, and to be on the safe side i could have him do all the machining/ cut the cocking slot/ but drill none of the holes. the price that panaceabeachbum has em for is a good price, so buy those while you can get em. i paid about 200 for my wise lite 100% rsp
Sam Alvarez at T&S Manufacturing might have some plates: T&S Manufacturing .50 Cal Sideplates The engraving is very nice, and they are blanchard ground, so they are very smooth.
Has any thing changed on the 80% side plates
I believe halo is back building 1919 plates and others as well, but he was (advised) from what I've read to only make 100% plates.... B2B


text:
Pediatricians recommend 30 minutes of tummy time each day – keep it comfy and fun with the Boppy® Tummy Time! Part of the new Boppy SlideLine™ Collection, the Tummy Time features the SlideLine toy adjustment system so toys can be perfectly placed – and moved – to encourage tummy time fun. The mini Boppy Pillow is the perfect size for tummy propping and includes two developmental toys.
- Product Dimensions: 14.7″ x 12.7″ x 3.6″
- For Ages: 0 to 12 Months


text:
As part of our ground-breaking Education for All campaign, Stonewall has launched a range of fabulous cards to ensure all different families are celebrated – at home and at school. Order yours today and find out about Stonewall's other education resources.
Our research on children with LGB parents has shown that a lack of support and understanding at school can often lead to these children feeling excluded from family-focused days, such as Mother's and Father's Day. Resources like these cards can help children to recognise difference and support other pupils with different family lives from their own.
Do you know a school which might need some support in tackling homophobic bullying and talking about different families, including those with lesbian, gay and bisexual parents and carers? Find out about the benefits of joining the new Stonewall School Champions programme.
Everybody loves each other in my family and we always care for each other and watch out for each other. Alice, aged 7, has two gay mums


text:
Discontinued Product
Witness the Power of Steam.
7.3 cu. ft. Ultra Large Capacity SteamDryer™ (Electric)
- 7.3 cu. ft. Ultra Large Capacity
- TrueSteam™ Technology
- SteamFresh™ Cycle
- SteamSanitary™ Cycle
7.3 cu. ft. Ultra Large Capacity SteamDryer™ (Electric)
- Dryer Type
- Stackable
- SteamDryer™
- Electric
- Yes
- Yes
- Capacity
- 7.3 cu. ft.
- Design Look
- Intelligent Electronic Controls with Dual LED Display
- Dial-A-Cycle™
- Front Control
- Yes
- Yes
- No. of Programs
- Programs (Sensor Dry)
- Programs (Manual Dry)
- No. of Options
- Options
- Temperature Settings
- Drying Levels
- Manual Dry Times
- 9
- Cotton/Normal, Perm. Press, Towels, Delicates, Heavy Duty, SteamFresh™, SteamSanitary™
- Speed Dry, Air Dry
- 10
- More Time, Less Time, Custom Program, Damp Dry Signal, Wrinkle Care, Child Lock, ReduceStatic™, EasyIron™, Rack Dry, End of Cycle Signal
- High, Medium High, Medium, Low, Ultra Low
- Very Dry, More Dry, Normal Dry, Less Dry, Damp Dry
- 60 min., 50 min., 40 min., 30 min., 20 min., More Time/Less Time
- SteamFresh™ Cycle
- SteamSanitary™ Cycle
- ReduceStatic™ Option
- EasyIron™ Option
- Sensor Dry
- Precise Temperature Control with Variable Heater
- Yes
- Yes
- Yes
- Yes
- Yes
- Yes
- LoDecibel™ Quiet Operation
- SmartDiagnosis™
- FlowSense™ Duct Clogging Indicator
- Wrinkle Care Option
- Remaining Time Display/Status Indicator(s)
- End of Cycle Signal
- Child Lock
- 3 Minute Installation Check
- Drying Rack
- Drum Light
- Venting Option
- Reversible Door
- Yes
- Yes
- Yes
- Yes
- Yes
- Yes
- Yes
- Yes
- Yes
- Yes
- Electric: 4 Way Venting / Gas: 3 Way Venting
- Yes
- Aluminized Alloy Steel Drum
- Top Plate
- Cabinet
- Control Panel
- Transparent Door Glass
- Available Colors
- Door Rim
- Yes
- Painted Steel
- Painted Steel
- Plastic
- Yes
- Graphite Steel (V)
- Chrome Rimmed Glass Door
- Ratings
- Electrical Requirements
- Type
- CSA Listed
- 120V, 15 Amps (Gas) / 240V, 30 Amps (Electric)
- Gas/Electric
- Pedestal
- Pedestal (WxHxD)
- Stacking Kit
- LP Conversion Kit
- Side Venting Kit
- 27" x 13 3/5" x 28 2/5"
- Product (WxHxD)
- Carton (WxHxD)
- Weight (Product/Carton)
- 27" x 38 11/16" x 29 3/4" (51" D with door open)
- 29 1/2" x 42 1/4" x 31 1/4"
- 129 lbs./144lbs.
SHOW HIDE WARRANTY/UPCBack to Top
- Limited Warranty
- 1 Year Parts and Labor
- 048231 013215
Rated 4.9 out of 5 by 57 reviewers.
Rated 5 out of 5 by Nurse13 I LOVE this dryer!!! I love that the dryer sings a song to you when it finishes. I also like the steam feature, because I can steam items that cannot other wise be washed. I like how the dryer sense the dampness of the clothes and changes the time accordingly. This insures that my clothes will be dry when I pull them out of the dryer. November 2, 2013
Rated 5 out of 5 by dahotgrandma Best dryer ever Love the steam function on the dryer less trips to the cleaner to have my clothes done. June 19, 2013
Rated 5 out of 5 by CherylF I love the dryer!! The large capacity saves time and money. It dried sheets and towels efficiently and then sang a little tune for me. I often partially dry clothes and then hang them. The start/stop button makes this easy. The controls are easy to use. March 27, 2013
Rated 5 out of 5 by McDawsy We're spoiled with our new dryer! My husband and I recently purchased a new construction home and needed to find a washer and dryer. Usually I read reviews and compare models in Consumer Reports before making a large purchase, but we were pressed for time so I put my trust in what the Home Depot associate recommended. Needless to say, we LOVE our new appliances. My husband even helps out with the laundry because of the great features and the ease of use. I'd recommend this set to anyone looking for a new set. March 14, 2013
Rated 5 out of 5 by Redmill Great product and great price I purchased this dryer mostly because of the steam feature, but it was also a great black friday price. I am totally enjoying the features. My daughter and I also get a kick out of the chime/song it plays when the cycle is complete. The sensor dry works well for most of my clothes, but I did have to add more time when drying towels. I guess I will have to figure out the best settings after I use it more often. Overall, I am pleased. March 12, 2013
Rated 5 out of 5 by Rams333 Very quiet and dries clothes quickly The dryer works very well and is quiet. So far we're very happy with it. April 23, 2013
Rated 5 out of 5 by Ilovelaundry! I love this dryer. I really like the way this dryer performs, but I especially am happy to have the steam feature. March 7, 2013
Rated 5 out of 5 Definitely Recommend I definitely recommend this dryer! I am a fan of the sensor dry feature, which does allow for the over-drying of clothes. The dryer will stop and turn off when it senses that the load is dry. A great way to save clothes and save on the energy bill. I also enjoy all the custom features, allowing the user to dry garments at just the right setting. A long ways from the days of generic dryer settings that may or may not be right for individual garments and loads of clothes. Nice job LG!!! February 27, 2013
You Might Also Be Interested In
27" Laundry Stacking Kit - Chrome
$3599Suggested PriceWhere To Buy
Laundry Pedestal – Graphite Steel
$24999Suggested PriceWhere To Buy
Convenience comes standard when you bring home this ultra-capacity SteamDryer. Enjoy innovative features like steam technology that will have you ironing much less, or SteamFresh™, a 20-minute drying cycle, that lets you head out the door much faster. And, when you add an ultra-large capacity to the mix, the result is a powerful duo—steam and capacity—that can make your life much easier and deliver a dryer that makes a difference.
Design, features and specifications subject to change without notice. Screen images simulated and/or dramatized. Some features in videos may not be available on all models. Please refer to the TECHNICAL SPECIFICATIONS tab for a complete list of features by model.
Design, features and specifications subject to change without notice.


text:
North Augusta City Council will hold a special executive session Monday to consider restructuring the riverfront development deal known as Project Jackson, according to City Councilman-elect David McGhee.
The meeting, which will not be open to the public, will allow the council to discuss the project's future ahead of Aiken County Board of Education's consideration of the project on Tuesday.
Under state law, City Council is allowed to discuss economic development deals behind closed doors as long as a specific reason is given for entering the executive session and no votes are taken without the public's knowledge.
On Tuesday, the School Board will be considering North Augusta's proposal to extend the life of an existing tax incremental financing district so that property tax revenue could fund the development of, among other items, a baseball stadium, four-star hotel, conference center and retail shops.
McGhee said Monday's executive session will help Council "figure out what the game plan is" before the School Board's decision on Tuesday.
He added that City officials and representatives from Greenstone Properties, the development group behind the proposed project, have been discussing the best option as far as moving forward with the deal.
Last Tuesday, Aiken County Council narrowly shot down North Augusta's tax increment financing proposal following nearly one hour of debate.
Council members Kathy Rawls, LaWana McKenzie, Willar Hightower and Scott Singer voted to oppose the City's proposal. Councilmen Chuck Smith and Sandy Haskell voted in favor. Councilman Andrew Siders and Chairman Ronnie Young abstained, both citing lack of information.
Despite rejecting the plan, some Council members seemed to express support for holding a special meeting to reconsider the proposal if North Augusta were to alter it.
In particular, Singer promised that if North Augusta presented a proposal adjusting the property tax values to be used in the TIF, he would call for a special meeting to reconsider it.
The property values in the existing financing district were frozen at 1996 values, but Singer would like to see those values reset to 2012 levels.
After County Council's vote, North Augusta Mayor Lark Jones described the proposal as being on "life support." However, he said the City will continue to talk with the developers to see if they have any interest in adjusting the proposal.
He also reiterated the value of the project, saying he felt it would generate a wide ranging, positive impact for not only North Augusta, but also Aiken County and the city of Augusta.
North Augusta resident Steve Donohue, a vocal opponent of the project, said he hopes the School Board rejects North Augusta's proposal, adding the City should introduce a bond referendum in order to have the deal approved at the ballot box.
"Go sell it to the voters," Donohue said.
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text:
Bite your tongue my friend. The Phuket Elevated Dog Feeder is named for the coastal paradise of Thailand as these feeders resemble the ancient temple boxes of the land. The small size is featured in a distressed green finish. The medium is in the distressed red and the large in the distressed black finish. Color per size, as shown only. (Includes Stainless Steel Bowls)
Small - Green
Medium - Red
NOTE: If you have questions about choices read Why Elevated Bowls are Healthy?


text:
Quick Links
Shop All Jewelry
TR10039 In Stock
This pretty sterling silver daisy toe ring is just what you need to make your toes feel cute again! While dressing up your hands, ears, neck and ankles don't forget your most used feature - your feet. This toe ring features a darling little daisy atop two adjustable bands of sterling silver. A pair of trendy sandals and this shimmering toe ring will turn an outfit from drab to fab! Don't let another day pass where you forget to fully adorn and appreciate your feet and toes.
Eve's Addiction.com wants you to be a happy customer. We want you to be completely satisfied with the sterling silver jewelry that you receive from us, as we only sell high quality silver and cubic zirconia cz jewelry. We do understand that you may not like your purchase for some reason.
You may return or exchange your jewelry within 60 days of purchase if you are not satisfied with it. The jewelry must be returned in its original condition for a refund or exchange. Engraved, personalized, photo, monogram, name and initial, chocolate and clearance items are not returnable or exchangeable.


text: Delores Jean Triplett, 76, of Hillsville, passed away on Sunday, October 7, 2012 at her home. She was born in Chesapeake, Ohio to the late Orville and Virginia Mae Adkins Wells. Survivors include her husband, Charles H. Triplett of the home; daughters and sons-in-law, Debbie and Mike Davis of Chesapeake, OH and Karen Ann and Hector Aguilar of Fries; sons and daughters-in-law, Mike and Karen Triplett of Austinville, Jeff Triplett of Hillsville, and Danny and Frances Triplett of Laurel Fork; sister and brother-in-law, Lucy and Eldon Maynard of Chesapeake, OH; eight grandchildren; fifteen great grandchildren; one great-great grandchild; and special nephew and spouse, Gary and Cheryl Maynard. Funeral services will be held on Tuesday, October 9, 2012 at Vaughan-Guynn-McGrady Chapel at 1:00 PM with Pastor Jack Burks officiating. Burial will follow in the Monta Vista Memory Gardens. The family will receive friends at the funeral home on Tuesday, October 9, 2012 beginning at 11:00 AM and lasting until service time. A guestbook is available online by visiting www.vaughanguynnandmcgrady.com. Vaughan-Guynn-McGrady Chapel is serving the family.