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|106 posts found
Spotlight Poster
Joined: 9/28/06
Dyslexics of the world...UNTIE!
Originally posted by Fishermage
I remember fishermagi from the SWG forums
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Two totally different games. I played SWG from beta til Dec 15th last year. I've been playing TOR since Dec 13th.
TOR is a great game to play beat em up with some friends and goof on the dialog choices during flashpoints and heroic quests. It has some clean graphics, a fun mini space game, and the companion management is fun how its mixed in with your crafting professions. My class is fun to play in both pve and pvp.
SWG... where to begin haha. Its probably top 5 of best video games I've ever played. In its prime, it was one of the most immersive, unique game experiences I've had. Its not that TOR is a bad game, its fun. Its just that SWG was playing on another level.
Novice Member
Joined: 1/10/11
Though not my favorite MMO, SWG was an MMO. It actually had a persistent world that you could explore, encounter other people, etc. When you logged in, you could go North, South, East, or West, and look for some kind of adventure.
TOR isn't an MMO. It's a highly instanced cooperative single player game (and not a very creative one at that). When you log in, you can go straight down the narrow hallway they created for you.
Novice Member
Joined: 8/05/06
Originally posted by rguilbert
Yep, that's what I was thinking while I was in 8- and 16-man raid groups ... "this is one hell of a single player game!"
So I started to walk into the water. I won't lie to you boys...I was terrified. But I pressed on, and as I made my way past the breakers, a strange calm came over me. I don't know if it was divine intervention or the kinship of all living things, but I tell you, Jerry, at that moment ... I was a marine biologist.
Novice Member
Joined: 3/18/07
Killer 86.67%
SWG and SWTOR are completely different games. SWG was once fun and original... it got ruined. SWTOR has no comparison to really anything except what you've all heard a thousand times... it's a clone. Well, it is!!! SWTOR brings absolutely NOTHING new to the table. Voice Overs are not new, original, advanced, or any other word/phrase you might want to tag onto this game. It has the star wars logo.... that is seriously it.
SWTOR has maybe 2 months tops of content to keep the average mmo gamer occupied. After the sad realization that *this is it*, you might hold on but I doubt it. I capped my character extremely fast and I tried my hardest to experience all the content. Sorry to say that the game is extremely f'ing boring once you finally stand back and take it all in. My roommate still plays but every time I see him he's either in huttball or voss. You're paying a subscription for an arena.
Wish I had saved my money on this terrible product.
*sigh* such a bad game marketed to the masses as something it's not.... fun.
Apprentice Member
Joined: 3/15/09
Tumbling down the rabbit hole?
Clone Wars. No no people are being serious here must not make jokes. Sorry couldn't resist it.
Joined: 11/07/08
Originally posted by rguilbert
Decent B2P/F2P CORPG. Terribad P2P MMORPG.
Tried: EQ2 - AC - EU - HZ - TR - MxO - TTO - WURM - SL - VG:SoH - PotBS - PS - AoC - WAR - DDO - SWTOR
Novice Member
Joined: 7/16/11
When a major studio takes a fantastic IP, 200m dollars and 5 years to produce something so un-star wars-y, so badly implemented, so mediocre and quite frankly so unambitious then the answer to the question how does it compare is........it doesn't.
Novice Member
Joined: 5/04/11
Well I was just about to post onto the TOR forum (the thread that just suddenly became LOCKED moments ago...roflmao...) that on Starsider at one point not too long ago we had a guild of 400+ members maybe 80 or so real life peeps. The longest period of not logging in would run maybe short 90 days, but even not playing many would pop into vent to see what was going on, talk to friends (some going back 8 years), and of course talk about "the most anticipated game awaiting launch", SW:TOR.
Funny how things work out. I played 2 betas, one my own invite and another of a friend who deplyed and couldn't but let me play his invite. Hell I even just finished the 'free trial'. Out of all those folks who just couldn't wait to see TOR released we only know of one still playing, and while he will never admit he's not having an awsome time, he sure seems to be spending an awful lot of time playing Fallen Earth, in spite of that muti-month game time he bought.
Do I think you should give TOR a whirl? Absolutely. Do I think you should spend $60 doing so? Absolutely not....
Novice Member
Joined: 1/31/12
I've said many times that I've only played SWG to the day of JTL, my last day. I think with all of SWG's fault pre JTL, that it was a better game. At the time I didn't even think SWG was all that great, it was unfinished and had some atrocious bugs, for the clowns that want an example;
Occasionally, sitting down would cause you to be teleported to 0,0 or any corner (usually the top right side) of the map you were on.
Many stories like that. In retrospect they have become charming memories but at the time it wasn't always funny.
I will try and not say anything factual about swtor just my thoughts, everyone knows the bugs etc, which were not as bad as SWG's at release.
The first thing I thought was that the game was shallow, and that if I wanted to raid I could just go back to WoW (I quit before Cata) since WoW does everything but personal character story a lot better.
The second thing I thought was that PVP sucked, skill lag alone made me question the dev's common sense. Why would I want to press a button only for it not to work instantly, give me a combat queue then.
After that it was a jumble of dissapointments from the lack of chat bubbles and a combat log to the fact that another star wars game had left out a comprehensive space simulator. I thought, the best case scenario is that I play AND like every storyline only to have to end up doing a very WoW-like endgame.
Everyone thought these same things, and the ones who didn't... I don't generally like to generalize but lol most people who really love swtor are people that I don't like. Maybe because I think they are unintelligent, and maybe they think I'm a dumbass too, can't really hate a guy for thinking I'm an idiot if I think he is too!
The beta community seemed really awesome though, might be a different set of people all together.
Anyway, I don't like the game, I don't like the post release community, I no longer like EA or Bioware AND these lazy $4its haven't updated the Timline in..... almost a year?
Really isn't much else to say unless I start nitpicking. I don't think them implimenting the "Sit" mechanic makes any difference in a game that has no depth. They can look at photoshoped landscapes all they want to but I know a fake world when I see it.
Apprentice Member
Joined: 7/04/11
I like the game, but I wish it were more.
Also wish the OP had a poll.
Survivor of the great MMORPG Famine of 2011
Joined: 3/19/06
Trolls will be ignored
Played SWG from 2004 to late 2005. There was things I liked (player run economy)and things I didn't like(broken professions, bugs), but I stuck around because it was Star Wars and I was a part of a cool guild that had its own city outside of Bestine. Once the WOW patch was implemented they all left and since crappy FPS games aren't my thing, so did I. I went back a few times in the next few years but it was so horrible that I finally gave up.
I enjoy TOR for the most part. The leveling experience is hands down the best I've ever experienced. If you actually care about lore and role playing then this willl be what keeps you playing. The companion system is very fun to play around with , but they need to work on making more craftable gear worth buying. This is supposed to be helped by the 1.2 patch so I'm taking a wait and see attitude on this. PVP is only a side diversion for me, but it also needs a masssive overhaul as does the space part. The space game should have been left off for a future expansion instead of the rush job we got here.
Basically , if you consider PRE-CU SWG your favorite game then chances are you will not like TOR. It's a themepark game, not a sandbox.
Currently Playing: Star Wars The Old Republic
Novice Member
Joined: 9/17/06
its pants I'd take SWG as it stood on the final day over swtor any day of the week.
Spotlight Poster
Joined: 5/19/06
SWTOR from the perspective a day-1 SWG Veteran:
"A horrible mockery of what a product means to be an 'MMO'. It has absolutely ZERO depth, challenge, or differentiation between characters. It's a one-ride pony, once you've ridden it you look around for a reason to stay."
Enjoy :)
The Theory of Conservative Conservation of Ignorant Stupidity:
Novice Member
Joined: 6/14/06
Day 1 vet, you can't compare the two really. I enjoy TOR and it is currently my mmo of choice. If SWG were to relaunch with updated graphics and pre cu gameplay that would be my game of choice but since it is dead and gone I play the best SW game that there is to play right now, TOR.
Novice Member
Joined: 7/05/07
As with any singleplayer game you have a start and an end, play through and have fun. It even has coop function.
Apprentice Member
Joined: 8/27/10
I played all 3 basic versions of SWG and all 3 versions had game breaking bugs. As a matter of fact, there were many bugs still in the game the day it was finally shut down, that it had on the day it went live. Now granted, this seems to be a staple for SOE games, so I probably shouldn't hold it against them, but I do and always will. The one thing I did like about SWG was it's shear possibilities, but they never materialized. Actually, they were stomped into the mud and buried shortly after WoW came out. The economy was pretty good though, but all in all, I never really participated in that much since I was trying to find a reason to stay with the game.
SWTOR on the other hand fits me and my lifestyle. I want a game that is fun to play, a game I can put down for a week or two and not be worried I will be loosing out somehow, a game that has a decent story, and a game that I can actually interact with other people. For the first time in years, I actually WANT to team up with people. This game actually has decent incentives to team, so I find myself actually looking for teams and never taking very long to find them. It has good animations (including alternate animations for many powers), good art, and GREAT background music.
One thing I will say though, is that there are a few problems with SWTOR. The biggest one being that even with the huge amount of content and gigantic world size, there will never be enough content to keep people completely happy there. That is more of a player problem than a game problem, but it is there. Also, there needs to be more options in the character creator and crafting system. It has a decent start, but with a game over four months old now, I would expect better. Lastly, while I actually enjoy the space combat, I can see where many would want more from that and I certainly would not complain if they came up with a parrallel system that allowed for space exploration and "team" combat.
All in all, the game is just over 4 months old and pretty darn good. It has some rough spots, but last I checked, all MMOs do. Even the 800 pound gorilla of MMOs it constantly being tweeked and added too. So far BioWare has been responsive to problems and has already added content in the short time it has been live. Not a bad start really.
"If half of what you tell me is a lie, how can I believe any of it?"
Novice Member
Joined: 8/05/06
Originally posted by thamighty213
SWTOR is far better than SWG on its best day after 11.15.05.
So I started to walk into the water. I won't lie to you boys...I was terrified. But I pressed on, and as I made my way past the breakers, a strange calm came over me. I don't know if it was divine intervention or the kinship of all living things, but I tell you, Jerry, at that moment ... I was a marine biologist.
Novice Member
Joined: 11/24/05
I had a love/hate relationship with SWG, I never liked really pre-CU, the CU was the right thing and the NGE was too much, but still better than pre-CU. I won't get into a lenghty discussion on why but that's the way I feel.
Funny thing is still today I some times miss it, the red headed bastard. I think it was the open world, the player made customizations, the music the few times it was good, the crafting, the non-static feel of all the housing and using any item as furniture. The Beastmaster pet combat and creating pets was very good. I guess the Jedi unlock system was kinda interesting, since I did it on two acounts, I was a village guy. The trading card game was an outrage tough.
Man TOR would be so much better with a few dashes of SWG.
Novice Member
Joined: 11/30/09
TOR would have been awesome with a lot of SWG. My husband and I were really looking forward to SWTOR, but were totally let down. Seems to us anyways that they put way too much emphasis on cinematics and voice overs, and didn't bother adding enough substance to the game. For being a Star Wars mmo, we really expected a lot more, but instead it felt more like playing a console game.


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Men's Lacrosse
Duke Men's Lacrosse BIO
15 Myles Jones
Career Statistics
2014: Played in all 20 and started 16 games on Duke's first midfield line … USILA All-America second team … All-ACC … NCAA All-Tournament Team … Part of the highest scoring midfield trio in Duke lacrosse history … Compiled 37 goals and 26 assists for 63 points … Ranked fourth in goals and third in assists on the team … Had at least one point in 19 of 20 outings and registered 15 multiple-point games … Finished the year with five hat tricks … Tallied a career-high five goals and six points in regular season win over Syracuse (3/23) … Added four goals in wins over Harvard (3/29) and at Virginia (4/11) … Also handed out two assists versus the Cavaliers … Provided five assists and a goal in victory over Rutgers (4/19) … Registered a career-high eight points on three goals and five assists in NCAA Tournament first round win over Air Force (5/11) … Had three goals and four assists in NCAA quarterfinal game versus Johns Hopkins (5/18) … Tallied matching two goals and one assist performances in NCAA semifinal and title game wins … Compiled 10 goals and 11 assists for 21 points in the four NCAA Tournament games … Scored 28 goals and 22 assists for 50 points in the final 11 games of the year after scoring just nine goals and four assists for 13 points in the first nine.
2013: Played in 18 games and started five games at midfield … Finished the year with 16 goals and five assists for 21 points … Tallied his first collegiate point with a goal against Jacksonville (2/10) … Registered his first multiple-point game against Mercer (2/17) with a goal and a career-high two assists … Notched two goals at Penn (2/22) for his first career multiple-goal game … Had a hat trick and a career-best five points at Marquette (5/5) … Scored two goals in NCAA Tournament action … Had one in 12-11 double overtime win over Loyola (5/12) and one in the NCAA Championship win over Syracuse (5/27) … Scored a point in 13 games overall … Had seven ground balls and one caused turnover.
Prep: A four-year letterwinner for Bob Howell at Walt Whitman High School ... A four-time Suffolk County All-League selection ... Tallied 149 goals and 123 assists for 272 points in his scholastic career ... Rated as the No. 8 postgraduate player by Inside Lacrosse ... Ranked among the top 10 players by Inside Lacrosse throughout his high school career ... Earned all-county honors his final three seasons and was a US Lacrosse and Under Armour All-American his final campaign ... Picked as an honorable mention All-American his sophomore and junior seasons and was named to the Under Armour All-America underclassman team in 2009 ... Voted to all-tristate in 2010 and 2011 ... Had a career-best 82 points from 42 goals and 40 assists as a junior ... A gold medalist at the Empire State Games ... Competed at Salisbury School in a postgraduate year ... Also lettered four years in football and basketball at Walt Whitman .. A 1,000-point scorer and earned league MVP honors as well as all-Long Island, all-league, and all-county recognition on the basketball court ... All-league and all-county as a quarterback.
Personal: Son of Reginald and Tracy Jones ... has one sister, Chyna, ... born March 15, 1993 in Rockville Centre, N.Y.
Myles Photos:
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Duke Athletics Teams
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subset: commoncrawl


text:
Since Father's Day last year, Sgt. Thomas McCoy has been in
When he got word that he would be able to return home to
"We tried really hard to keep it a secret," she said.
With the help of teachers at Bay Elementary and Good News United Methodist Church Preschool, Amanda and her parents, Missy and Dan Marcinkowski, were able to plan a grand surprise for her three kids Monday afternoon.
The first stop was to pick up four-year-old Olivia at Good News UMC where Thomas, dressed in his camouflage, walked out of the white limo his father-in-law had arranged and into the church auditorium where students were practicing their graduation ceremony.
It took a few seconds for Olivia to register what was going on, but in no time she ran into her father's arms while happy tears slipped down her cheeks.
"She's definitely a daddy's girl," Amanda said. "This deployment has been very hard on her. Recently she's been very clingy, asking for him all the time."
To see a video of Thomas reuniting with Olivia, click here.
Dan arranged for a full procession to drive the family around complete with two
"It's been great to see the outpouring of support," he said. "I remember coming back from
With Dan's up-to-the-second planning, Thomas waited for the precise time to step in the limo with Olivia in his arms, her head resting on his shoulder.
"It feels really good to be home — it's all overwhelming," said the Bronze-Star Army guard. "I look forward to taking a break, getting back into a routine, connecting with the family and playing baseball with the boys."
In no time he'll be making up for lost time. Amanda already has her honey-do list written down.
"That starts tomorrow," she said.
"I was expecting that right when I got off the plane," Thomas joked.
On the way to pick up Tommy, 10, and
As the procession turned into Bay Elementary the family was met with the entire student body and faculty cheering with numerous signs reading "Welcome Home." News Channel 7 was even there to get an interview. Tommy and Judah, still in the dark, thought they were getting a visit from the President of United States.
When Thomas got of the limo, he was met with cheers, claps, handshakes and big hugs from his sons. It wasn't planned, but
"Now we can hang out during the summer," Thomas said as he hugged his family.


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EXR796 - Research Paper Part A
Unit details
2014 unit information
|Offering information:
* Trimester 3 subject to the availability of appropriate supervisors and in consultation with the Unit Chair.
|Enrolment modes:
Trimester 1 2014 Cloud (Online)
Trimester 2 2014 Cloud (Online)
Trimester 3 2014 Cloud (Online)*
|Credit point(s):
|EFTSL value:
|Unit chair:
|L Harrison
EXR791. Normally students are required to have successfully completed at least two credit points of coursework units at masters level offered by the School of Education, and successfully completed EXR781 and EXR791 (or equivalents approved by the Unit Chair) before they are permitted to enrol in this unit and if required referred to the Unit Chair.
|Incompatible with:
On successful completion of EXR797 Research Paper Part B students will be awarded 2 credit points.
There is no prepared content in this unit. It is a research unit in which students, in consultation with an appointed supervisor, carry out research tasks to develop new knowledge (content) themselves. From time to time, supervisors will provide students with appropriate readings to support their research. Supervisors are appointed by the Masters research paper coordinator in consultation with the student and the Chair of EXR791 Education Research Proposal.
Research report, 15000 words 100% - due at completion of EXR797 Research Paper Part B
Unit Fee Information
|Student Contribution Rate*
|Student Contribution Rate**
|Fee rate - Domestic Students
|Fee rate - International students
* Rate for all CSP students, except for those who commenced Education and Nursing units pre 2010
** Rate for CSP students who commenced Education and Nursing units pre 2010
Please note: Unit fees listed do not apply to Deakin Prime students.


text:
Find hotels & motels in Warrendale using the list below. Search for the cheapest discounted hotel and motel rates in or near Warrendale, PA for your business or personal leisure travel. We provide the best Warrendale, Pennsylvania motel and hotel rooms. Browse the Warrendale area hotels to find the perfect lodging! Please use the provided map of the Warrendale hotels.
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Our residence halls provide comforts and ammenities intended to provide our students with a home-like atmosphere. Our safe and accessible residential communities are convieniently located and give students easy access to classroom facilities, support services, and on-campus events. While living in the residence halls, you will meet new people, take part in a variety of floor activities, and live alongside supportive staff members who are there to guide and support you throughout your academic career.
To learn more about what Residence Life at USM has to offer, check out our links on this page.
The Office of Residence Life assists residents in building a safe, respectful and engaged community by providing shared experiences and programming opportunities within an academic environment that promotes healthy and educated decision making.
Office of Residence Life | 4100 S. 4th Street | Leavenworth, KS | 66048
Ph. 913.758.6174 | Fax 913.758.6313 | Email email@example.com
Dates & Events
Spring Break
March 8 - 16
Residence Halls remain open. No dining services during this time.
University of Saint Mary4100 South 4th StLeavenworth, KS 66048913-682-5151
USM is accredited by The Higher Learning Commission , a member of the North Central Association of Colleges & Schools (NCA), and is an AQIP Participant.


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Walking into the Frederick Towne Mall today is more like entering a graveyard of shopping's past than the bustling mecca of retail it once was.
Gates shutter once-thriving stores, now devoid of merchandise, with piles of shelves and display racks littering the floor. Some, like the former FYE, still display posters advertising games and movies long moved to the discount bin.
Others, like Long John Silver's, still bear their iconic stylings — faux sea pillars and ropes to mimic a maritime theme. A rope and a security guard prevent anyone from entering the half of the mall closest to Home Depot via the mall's hallways.
The store fronts might as well be gravestones. Bon-Ton, 1972-2011; CVS, formerly People's drug store, 1972-2012.
Although it was once home to dozens of stores, just two remain — Boscov's and John's Hallmark. A third, Joey's Bargain Outlet, closed shortly after Memorial Day, according to store owner Barry John.
The Home Depot on the property remains in business, but doesn't directly connect to the mall.
Just five miles away from U.S. 40 and the city's west side, the Francis Scott Key Mall hums with activity. Mothers push children in strollers; groups of teenagers laugh over snacks from food vendors; shoppers carrying bags bustle back and forth on polished floors between the stores. A few stores are empty, but it's not blatant.
Although built four years apart — Frederick Towne Mall opened in 1972, and FSK Mall, located off Interstate 270, opened in 1978 — the two malls diverged wildly in the 40 years since.
When the Frederick Towne Mall opened in 1972, it was a tidal change in shopping in Frederick County.
Del. Galen R. Clagett (D-Dist. 3A), who has lived in Frederick County his whole life, said even the concept of mall shopping was unprecedented.
"We'd had strip centers, but the mall was a new thing to us," Clagett said.
Former Frederick County Commissioner John L. "Lennie" Thompson, Jr. said Frederick Towne Mall's major draw was free parking, sparse in the downtown shopping district.
"You had all kinds of stores, basically the same stores, the same types of stores, but you had the parking," Thompson said. "You had a choice between doing your shopping downtown, basically outside in the weather, versus going to a place that is a mall, in an oasis of free parking."
Thompson, who worked at the mall for several years in the '70s and early '80s, said the building would be packed during the holiday shopping season.
"Everybody had to come to the mall," Thompson said. "For a lot of folks, the only time they came to the mall was during the Christmas shopping season. It was a brand-new experience for people that had all their lives done their Christmas shopping in downtown Frederick."
He said the novelty factor of the mall also caught people's interest.
"All of the sudden you go to this place — it was a change," Thompson said. "You were inside a building, but the storefronts looked like they were along the street; it was different. Now you wouldn't think twice about it, but it was different then."
When the Francis Scott Key Mall opened four years later, there was less fanfare. Thompson said some of the appeal of mall shopping had worn thin by the time the FSK mall opened.
"It wasn't as much because that was the second mall," Thompson said. "Obviously, the first grabs all the attention."
The FSK Mall offered some larger department stores — Leggett's, which was replaced by J.C. Penney; Hess's, which became Hecht's and then Macy's, as well as a significantly larger amount of retail space. The mall, renovated in 1991, according to owner Pennsylvania Real Estate Investment Trust's website, currently has more than 700,000 square feet, compared to about 602,000 at the Frederick Towne Mall.
Richard Griffin, the city's director of economic development, said the FSK mall offered a different type of shopping experience for Frederick residents.
"The Francis Scott Key Mall, the new mall, which of course is no longer new, offered more space and more department stores," Griffin said.
Retail's changing face
The two malls continued to coexist, both serving large numbers of customers, until just a few years ago, when things went south at the Frederick Towne Mall, which now finds itself listed on deadmalls.com, an online database of lifeless retail shopping, while the FSK mall is filled with customers.
There are myriad suggestions as to what signalled the death knell for the Fredericktowne Mall while the FSK Mall continues to thrive.
Barry John, who used to own a "jumparoo" store, with inflatable bounce activities for children and an arcade, as well as the bargain outlet, said Bon-Ton's closing was the last straw for attracting customers.
"We did quite well until the Bon-Ton closed," he said. "People had to walk through to go from Bon-Ton to Boscov's, and they'd stop in."
John Slocum, owner of John's Hallmark, said the major problem was when Home Depot leased a space formerly occupied by Montgomery Ward.
"As far as retail, that was the death blow to the shopping center," he said. "That needed to be, in my opinion, a retail operation, or multiple retail operations. It works fine for Home Depot, but not the mall."
Slocum said he was in the process of looking for a new location for his store, but that it was difficult to find an affordable place to relocate.
"I still have regulars, but we don't get the foot traffic," Slocum said. "A lot of people are under the impression that the mall had shut down."
Stephen Ifshin, chairman of DLC Management Corp., said his firm was brought in by Fredericktowne Mall Associates, which owns the mall, about two years ago, but that the mall was already on the verge of going over the cliff.
"The mall had clearly failed when we came on," Ifshin said, adding that the mall's smaller size was a factor in its failing, as it was unable to attract the anchors of its crosstown rival.
"Those malls across the country needed to be redeveloped," he said. "Frederick Towne Mall is no exception."
Development differences
The city has made some attempts to entice developers and retailers to the Golden Mile area.
Boscov's received tax credits for its development of the area, according to Griffin, and the Frederick Board of Aldermen voted to restore the Golden Mile Property Rehabilitation tax credit on July 19. The credit saves owners a percentage of the tax payment that would be increased after renovations add to property values.
Clagett said the opportunities for development in the surrounding area weren't available near the Frederick Towne Mall, leading to its problems.
"On [U.S.] 40, there was no opportunity behind the mall for anything," Clagett said. "One of the obvious problems was the disconnect between the shopping centers and the mall. ... There were problems with the development that came into the area. The kind of development didn't support higher-end stores."
While theories abound for the Frederick Towne Mall's failure, many people point to adjacent development for the FSK Mall's success.
Clagett, who also owns a real estate firm in Frederick, said the site planning of the FSK Mall, which allowed for restaurants and other stores along the edge of the development, was a major factor in its success.
"The Key Mall had a different setup," Clagett said. "It was laid out for all kinds of fast-food places, restaurants. It had the only hotel."
Clagett also said the mall benefited from development of stores around it — Target and Wal-Mart are both nearby, as well as several other shopping centers.
"When the big boxes rolled in, they benefited," Clagett said. "... All the traffic came to that area. The in-line stores and the anchors to the mall, they were lucky."
Bill DeTora, the general manager of the FSK Mall, agreed.
"It seems like all the shopping has come to this end of town, with the Target and the Wal-Mart and the Best Buy," he said. "With that, we've seen that traffic sustain itself here."
DeTora said the mall has had an occupancy rate near 95 percent since the Barnes & Noble located there in 2007, with just a couple of vacancies in the 75 retail spaces available. He attributed the mall's ongoing success to an ever-evolving set of stores, and the atmosphere.
"We're a family-friendly, family-oriented place," he said. "We have a lot of tenants that people like to shop, and we're always keeping it vibrant with new tenants. We change one or two tenants each year. We think it's for the better."
Shoppers choosing
For shoppers, the downfall of the mall is just part of a changing retail landscape.
Germantown resident Martha Smith, who was shopping at Boscov's on July 3, said she would make frequent trips to the Frederick Towne Mall for shopping in the past, but had slowed her frequency since Bon-Ton closed.
"I do miss the mall," she said. "If I didn't find it [at Boscov's] I'd find it in Bon-Ton. I knew it was slowly but surely closing, and I hadn't been here in four or five months. I had to check online and make sure it was still open."
Robin Harvey of Frederick, who also was shopping at Boscov's on July 3, lamented the loss of the mall's previously vibrant set of stores.
"Once the Bon-Ton went out, I think this mall really changed," she said.
Harvey said she also shops at the FSK Mall, but that it doesn't have stores that cater to her shopping needs like the Frederick Towne Mall used to.
"It seems as though it attracts a younger crowd," she said, referring to the FSK Mall. "It's more teens and younger clothing stores. I'd love to see some more higher-end stores, Boscov's-type stores there."
While there are three new additions joining the FSK Mall — A Best Buy Mobile and P.S. From Aeropostale clothing store opened in April and May, respectively, and Zumiez clothing store is set to open the fall, according to a press release — the Frederick Towne Mall is on its last days.
Ifshin doesn't know when the mall might face the wrecking ball, but the company is working toward changing its zoning with the city in order to find new tenants for the space.
He also said he hoped to be involved with the redevelopment plan for the entire Golden Mile, which is an ongoing city project. Frederick's planning commission recommended approval of the plan at its Aug. 13 meeting, but it still has to be approved by the Frederick Board of Aldermen. A date has not been set.
"We haven't really done any hard planning yet," Ifshin said. "... It's hard to plan for something that's indeterminate at the moment, but there's also the Golden Mile redevelopment plan, which we would more than like to be a part of. It's hard for us to lay out any specific development plans."


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Logo Cold Shoulder Button Tee
Style # 216016
A sexy way to show off your love for bebe, this tee features cold-shoulder cutouts, a classic rhinestone-embellished logo and comfy fabric. Team with your favorite denim and booties for a new-season look.
- 92% spandex, 8% modal
- Center back to hem: 23" (58 cm)
- Hand wash according to care label
- Imported
- Model is 5'9" and is wearing a US size S
Rated 5 out of 5�by 1 reviewer.
Rated 5 out of 5�by meemo Cute I usually wear XS it fits perfect, soft, love it. I recommend it,, December 26, 2013
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A state-by-state look at the Northeast blizzardThe Associated Press | February 08,2013Snow began to fall throughout the Northeast on Friday in what's predicted to be a massive, possibly historic blizzard. A look at each state in the storm's path:
The storm blanketed the state with snow, though not as heavily as other states, and hundreds of schools were closed. Northern Vermont was expected to get 4 to 8 inches of snow by Saturday morning while southern parts of the state could get 8 to 16 inches.
Maine, New Hampshire and Vermont post offices were closing early Friday, at 3 p.m. The storm also disrupted air travel, bus service and Amtrak trains.
Gov. Dannel P. Malloy declared a state of emergency and deployed National Guard troops around the state Friday for rescues or other emergencies. The National Weather Service issued a blizzard warning for the entire state; the worst was expected to hit Friday evening into Saturday morning.
Nonessential state workers were ordered to stay home Friday. Schools, colleges and state courthouses were also closed. All flights after 1:30 p.m. at Bradley Airport near Hartford were canceled; Malloy said highways could be closed anytime. Train and bus services were set to shut down later Friday.
Some gas stations ran out of fuel Thursday night during the rush to prepare for the storm. The state's two biggest utilities planned for the possibility that up to 30 percent of their customers [--] more than 400,000 homes and businesses would lose power.
More than 6 inches of snow fell in Portland by midday Friday. The snow was blamed in a pileup involving 19 cars on an interstate in Cumberland, and several people had minor injuries, state police said.
Registration and practice runs for the National Toboggan Championships were held Friday as scheduled, but Saturday's races were postponed for a day.
Up to 2 feet of snow was forecast along the southern coast, with lesser amounts across the rest of the state.
Forecasters said the storm could top Boston's record of 27.6 inches, set in 2003.
Gov. Deval Patrick told nonessential state workers to stay home Friday and ordered all non-emergency vehicles off the road by 4 p.m. The Steamship Authority suspended all ferry service between Nantucket and Hyannis, and between Martha's Vineyard and Woods Hole.
On Cape Cod, shelters opened at high schools in Sandwich, South Yarmouth, Eastham and Falmouth after a flood warning was issued; as much as 2 feet of snow is expected.
Most airlines planned to cease operations between noon and 4 p.m. Friday at Logan Airport in Boston. Flights were expected to restart Saturday afternoon.
Heavy snow, blowing snow and strong winds were forecast. Hundreds of schools were closed Friday, airlines canceled flights and sporting and civic events were postponed. A blizzard warning was to begin at 6 p.m. Friday through 4 p.m. Saturday for portions of southeast New Hampshire.
State-run liquor stores were slated to close at 6 p.m. Friday to encourage people to get off the roads by 7 p.m., when the storm is supposed to intensify.
Light snow or freezing rain was falling in northern areas of the state early Friday afternoon, with light rain reported elsewhere.
A blizzard warning for northeast New Jersey called for as much as 14 inches of snow. Up to 10 inches were possible for most of the state, with 2 to 5 inches in south Jersey.
Parts of the coast were expected to see waves up to 12 feet and minor to moderate flooding during high tide. Brick Township and Toms River, which were hit hard by Superstorm Sandy, issued voluntary evacuation orders for areas still recovering from that storm.
The blizzard zone included the state's largest city, Newark, with a population of more than 275,000. Mayor Cory Booker urged residents to prepare for widespread power failures.
Snow fell heavily Friday afternoon in New York City, where more than a foot was expected. Mayor Michael Bloomberg's main concern was clearing the streets of cars and people so 1,700 city plows could get to work; drivers were expected to work 12-hour shifts. Amtrak canceled service north out of the city.
More than 1,700 flights were canceled at the three major airports serving New York City. Most domestic carriers were expected to suspend operations between 2 and 5 p.m. Friday and resume Saturday afternoon.
The state Emergency Operations Center in Albany was activated at noon Friday to monitor storm response. Outside the city, forecasts called for relatively manageable snowfall of 16 inches from the eastern end of Lake Erie to the Hudson Valley. Six inches was forecast in western New York.
In the Pocono Mountains, where more than a foot of snow could fall, schools were closed or delayed, and flights were canceled at Scranton/Wilkes-Barre Airport.
Farther south, dozens of flights were also canceled at Philadelphia Airport as a light rain fell. The city was forecast to get 2 to 5 inches of snow.
The bad weather also curtailed bus service from Pennsylvania into New York City.
The evening commute could be especially treacherous, with snow predicted to fall at a rate of 1 to 1.5 inches an hour in some areas.
The National Weather Service issued a blizzard warning through early Saturday afternoon and predicted up to 2 feet of snow and wind gusts of up to 60 mph.
Gov. Lincoln Chafee declared a state of emergency, and nonessential state workers were sent home Friday afternoon. Many schools were closed Friday. Transit service was suspended at noon Friday. The last plane left T.F. Green Airport near Providence just before 1:30 p.m. Friday; no other flights are scheduled to leave until Saturday.
About 100 state plows were already out on the roads, bolstered by 200 private contractors, officials said. Hospitals and health facilities were testing their generators to make sure they would work if power was lost.MORE IN This Just InThe family of a Connecticut man who was killed in a car accident on Route 4 last Friday night is... Full StoryAssociated Press Full StoryIt seems like I just started to warm up from last winter and I see back-to-school displays. Full Story
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- RICHARD'S POOR ALMANACK: On this day 1739, 'Richard Palmer' identified in prison at York Castle as the notorious outlaw DICK TURPIN; IN 1836, Battle of the Alamo begins near San Antonio de Bexar, Texas; 1896, the Tootsie Roll invented by LEO HIRSCHFELD.
- RICHARD'S POOR ALMANACK: On this day in 1472, Orkney, Shetland islands put up as collateral by Norway to Scotland in lieu of dowry for MARGARET OF DENMARK on her marriage with JAMES III, king of Scotland; 1962, JOHN GLENN first American to orbit Earth.
- TOMORROW'S HEADLINES TODAY: City mayoral candidates debate campaign issues; Hartford, Conn., woman still missing; Neal Goswami reports attempts to legislate suicide; local woman loses 100 pounds through TOPS program.
- RICHARD'S POOR ALMANACK: On this day in 1878, JOHN TUNSTALL murdered near Lincoln, New Mexico, by the outlaw JESSE EVANS; in 1930, ELM FARM OLLIE first cow to fly in aircraft, first to be milked airborne; 1955, nuke test WASP; '79, snow in Sahara.
- TOMORROW'S HEADLINES TODAY: Rutland Herald News Editor Alan J. Keays and staff writer Gordon Dritschilo discuss stories planned for the February 18, 2015, edition of the newspaper: Winter budgets maxed, legal marijuana, Springfield bank job, USPS slowdown
- RICHARD'S POOR ALMANACK: On this day in 1249 AD, ANDRE of LONGJUMEAU is dispatched by LOUIS IX of France to meet the KHAGAN, ruler of the Mongol Empire; in 1804, during 1st Barbary War, STEPHEN DECATUR scuttles the pirate-held USS Philadelphia in Tripoli.


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Leather Wrap & Stones Bracelet
Style # 209869
With gold and silver-plated pyramid and rounded studs, this bebe leather bracelet is a fantastic way to amp up a weekend outfit.
- Metal, leather
- Imported
Rated 5 out of 5Āby 1 reviewer.
Rated 5 out of 5Āby kladia stylish stylish! could be worn casual, or dressy. love the fact that it has both silver and gold colors. May 14, 2013
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A new look! As we say up north You Betcha.
The staff at the Lutsen Lodging Company is pleased to announce its merger with Cascade Vacation Rentals. What does that mean to you? You still have available the great selection of Lutsen Lodging properties that you have come to enjoy over the years including your favorite properties that many of our guests return to each year. The one difference is all future bookings and related correspondence are now simply routed through the Cascade Reservation system with check-in and check-out and guest related services provided at Cascades office conventionally located in Tofte. All contact information is shown below and all future reservations will reflect the Cascade Brand and corresponding guest rental procedures.
We are not going anywhere we just got better. You can call for your reservation like you have in the past or just start right here with our on-line reservation system. See you soon up north
Property Management
We know what it takes to run a successful vacation rental management company. Providing quality homes, cleaned by quality employees, and providing quality customer and concierge service is what sets us apart from the rest. Whether you are renting with us or putting your rental in our hands as an owner you can be sure that you working with the best.


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- Home
- Evolution Gun 3 Tips & Alum Cup Kit
Evolution Gun 3 Tips & Alum Cup Kit
Item #13686 Brand: Eastwood
About Evolution Gun 3 Tips & Alum Cup Kit
The Eastwood Evolution Gravity Feed HVLP Paint Gun is a uniquely versatile paint gun that performs and feels like no other paint gun. The Eastwood engineered precision air cap produces superior atomization that's typically found only in expensive professional guns. Evolution's high tech composite ergonomic body is comfortable and lightweight allowing you to paint for long periods of time, at any angle. Evolution's internal components are made from stainless steel so you can apply all types of coatings through it including waterborne paints. Requires 12CFM @ 43PSI.
Evolution Gun w/1.4 needle
 600cc Aluminum Cup w/Teflon
 1.2 Needle set
 1.7 Needle Set
 2.0 Needle Set
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The Bauer Vapor XR1 Roller Hockey Skate is the entry model in Bauer's roller line for 2011-12. At this low price point the XR1 still provides a great value for the casual/entry player. The XR1 features sublimated woven mesh construction with an improved X-Rib design. Bauer has used the Vanguard™ Hi-Lo frame setup to offer an excellent combination of speed and control. The XR1 skates include the Bauer XR1 82A outdoor wheels.
- Model Number: 1038040
- Heritage: Vapor XR15
- Level of Player: Ideal for entry to recreational level of play
- Fit Guidelines: General fit aspects of the Vapor boot are low-medium volume, medium ankle area, medium across top of foot and forefoot and medium toe box.
- Sizing Guidelines: Bauer skates generally fit 1 1/2 sizes down from your regular shoe size
- Quarter Package:
- Sublimated woven mesh with improved molded X-rib pattern
- The new X-rib design (seen from looking at the back of the boot) offers maximum structural support throughout the entire boot for quicker acceleration and tighter turns. The aggressive pitched boot design allows for optimum forward flex.
- Liner:
- Brushed nylon
- Heel Support:
- Exterior embossed heel cup/ankle support
- Tongue Construction:
- Anatomical 1-piece felt
- Outsole:
- Injected TPR
- Frame:
- Hi-Lo™ Vanguard™ frame: 6000 Series Aluminum Violator
- The Vanguard™ frame uses 76mm(2) in the front and 80mm(2) in the rear
- Vanguard explodes off the charts in performance!
- Offers increased overall speed and decreased stopping distance
- The perfect balance in wheel sizes - Maximizes results while still maintain a low, powerful center of gravity
- 6000 grade aluminum
- Round Flush 2-Piece Silver 6mm Axles
- Wheels:
- Bauer XR1 82A outdoor wheels
- Bearings:
- Abec 5 608 bearings
Comments: I recently bought these because I have bought Mission skates my whole life and they just weren't good enough, the Mission boot would always come undone from the frame and I was tired of it so I had to try something new. I bought the entry model on these and have been extremely impressed with the quality from an entry model. I was disappointed at first because I saw that you can't bake these but no worries I was surprised at how well and fast they broke in to my feet and are super comfortable. I was skeptical at first but now I am a firm believer in Bauer skates and would recommend these to anyone. Overall 9 out of 10 only because it's really hard in the front of the ankle but that is probably with the entry model.
From: Michael, CA
Comments: These skates are great for people who are new to roller hockey or for people who just skate for fun. I've had my pair for 1 and a half years now skating once a week on concrete and it is holding up (except the wheels) Overall good skate for the value.Would rate it a 8/10
From: Brandon, BC
Other Items to Consider
Bauer Roller Hockey Skates Senior
The Bauer Vapor APX2R Roller Hockey Skates are one of the greatest roller hockey skates the market has seen to date. The Vapor APX2R features the exclusive 3D Lasted Curv® Composite Uppers, Injected Stability Lacing System, Hi-Lo™ Aluminized Kryptonium chassis and Revision Variant Plus 74A wheels.
The Bauer Vapor X90R Roller Hockey Skates are perfect for the advanced level player who's looking for an affordable advanced level skate. The X90R features a full fiber composite outsole and an Ultra-Lightweight Tech-Mesh quarter package to provide an elite-level of stiffness and responsiveness.
The Bauer Vapor X70R Roller Hockey Skates offer a great balance of value and performance. The X70R skate showcases Hi-Lo™ Clinger XXX Grip wheels that provide excellent grip while the Abec 9 bearings help to maximize speed. The moisture wicking Microfiber Liner helps to keep your feet dry during the game and decrease drying time at home.
The Bauer Vapor X60R Roller Hockey Skate features the Vanguard™ Accelerator frame, which is the first one-piece chassis to be used in the Vapor Line. The Accelerator holds Hi-Lo™ HL1 76A Indoor Wheels with Abec 7 bearings, providing players with great grip and speed on indoor surfaces. The Sublimated Tech Nylon quarter package offers a solid jump in stiffness and responsiveness for intermediate level players.
The Bauer Vapor X50R Roller Hockey Skate offers good performance and versatility. The X50R features the Hi-Lo™ Vanguard™ Violater Frame that holds Hi-Lo™ Multi-Surface wheels, allowing them to take advantage of indoor and outdoor surfaces. The Two-Piece White Felt Tongue provides a comfortable feel as well as good protection for the top of the foot.
The Bauer Vapor X40R Roller Hockey Skate is the entry level model in the Bauer Vapor Line. This X40R showcases the signature Vapor X-Rib design that provides stability and support for the entire boot. The Hi-Lo™ frame utilizes Hi-Lo™ 82A outdoor wheels so that these skates can be used on just about any surface.
Sizes Available: 8.0, 9.0


text: Although it is sometimes necessary to borrow money to finance education, caution is advised. Generally, a student should not rely primarily on loans and is advised not to borrow more than what is needed to meet expenses. Apply at fafsa.gov Federal Loan Information Federal Direct loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education, though most of the contact will be with your loan servicer. Direct Loans allow you to: Borrow directly from the federal government and have a single contact - your loan servicer - for everything related to repayment, even if you receive Direct Loans at different schools Have online access to your Direct Loan account information via your school's website Choose from several repayment plans, and you can switch repayment plans if your needs change Annual Maximum Loan Limits Grade Level Dependent Student Independent Student Graduate Professional N/A $20,500 Aggregate Maximum Loan Limits Status Amount Graduate Professional $138,500 The higher maximum loan for independent students reflects a combination of Federal Direct Subsidized and Unsubsidized Stafford Loans. The annual maximum Subsidized Loan Stafford eligibility is limited to the dependent eligibility for each class level. Federal Direct Unsubsidized Stafford Loan A Federal Direct Unsubsidized Stafford Loan is not based on the student's financial need, but students must also meet specific federal requirements. Interest is charged throughout the life of the loan. The borrower may choose to pay the interest charged on the loan or allow the interest to be capitalized (added to the loan principal). Federal Unsubsidized loans provide low interest rates and are available to all students regardless of financial need (although the FAFSA still must be filed). A credit check is not required to receive these loans The student is responsible for the interest, which may be paid while the student is in school, or accrued and then added to the principal balance when the student enters repayment, which occurs six months after the student is no longer enrolled in school at least half time. Apply for a Federal Direct unsubsidized loan To apply for a Federal Direct Unsubsidized Loan, you must complete the FAFSA. To be eligible, you must be enrolled for at least six hours per semester. If you are eligible for a Federal Direct Unsubsidized Loan, it will be included on your financial aid award. Loan Requirements Accept Terms & Conditions Accept Loan Offer Complete Master Promissary Note (MPN) Complete Entrance Counseling Both Entrance Counseling and the Master Promissary Note only need to be completed once and are good for ten years. Adjust/Cancel your Loan Go to your Student Banner Account. Enter Secure Area using your UAH user ID and password. If you do not know your user ID and password, contact Charger Central at 1-800-UAH-CALL. Select financial aid/award/award for aid year/201x-201x /Accept Award Offer tab Click on the the Loan Adjustment option Federal Direct Graduate PLUS Graduate PLUS Loans are federal loans that graduate students with good credit histories may borrow to help pay educational expenses. Recipients must be enrolled in at least six credit hours per semester with the exception of three credit hours during the summer term. With a Graduate PLUS Loan, graduate students may borrow up to the full cost of attendance less other financial aid. There is a 4.288% loan origination fee deducted from the loan by the U.S. Department of Education. Federal Graduate Plus Loans are low interest loans that graduate students may obtain to help pay for their own education. PLUS loans require a credit check and, in some instances, an eligible co-signer Repayment of PLUS loans begins following the final disbursement for the year. Graduate students may be able to defer repayment of their PLUS loans until after the student is no longer enrolled in school at least half time, although interest will continue to accrue Students must also complete a separate Entrance Counseling and Master Promissory Note Apply Our office recommends that your Federal Loans be exhausted prior to applying for a Grad Plus Loan Complete the online application at www.studentloans.gov OR Log in to banner self-service Enter Secure Area using your user ID (A-number) / UAH pin number Select financial aid/award/Grad Plus Application Complete Master Promissory Note for Grad Plus Complete Entrance Counseling for Grad Plus Federal Direct Graduate Plus Loan ProcessingThe Direct Loan Processor will notify the student borrower of the results of the credit check. The borrower cannot have been 90 days or more delinquent on the repayment of any debt or the subject of a default determination, bankruptcy discharge, foreclosure, repossession, tax lien, wage garnishment or write-off of a Title IV debt during the last five years. If credit is approved, loan funds will be posted to the student's school award. Receipt of FundsThe funds will be applied to tuition, fees, and other university charges. If the Federal Direct Graduate Plus disbursement generates a refund after University charges are paid, the excess amount will be applied to the students account and refunded via Direct Deposit though the Bursar's Office. Denied Credit approval is valid for 90 days. Your credit is evaluated every time you request a new loan, unless you have had a credit decision within the preceding 90 days. If you think you may have one or more of the items outlined in the credit requirements listed above, you may want to obtain your credit report in advance of applying for a Grad PLUS Loan. You should work to correct negative items on your credit report as soon as possible. Credit denial options include: Apply for the loan with an endorser, which is a credit-worthy loan cosigner Correct any invalid information on your credit report and reapply If a Federal Direct Graduate PLUS Loan Application is denied, you will need to contact Direct Loans at 1.800.848.0979 to add a cosigner Loan Details General Loans require half-time enrollment. Exceptions apply for graduate student enrollment during the summer term when three credit hours is considered half-time enrollment. The U.S. Department of Education contracts with multiple servicers to manage Direct Loans. These servicers are responsible for the billing, collection and processing of all deferments, forbearances and cancellations. UAH processes and disburses loan funds to your UAH account. You can accept, reduce, cancel or adjust your loans on your Student Self-Service account. Locate the servicer of your loan at www.nslds.ed.gov. Complete a FAFSA each year you need aid. Students have a one-time six month grace period and repayment begins six months after graduation or six months after the student ceases half-time enrollment. Interest on Subsidized Loans are paid by the government while the student is in school. Unsubsidized Loans accrue interest once it has disbursed and is paid by the borrower. Requirements A Master Promissory Note (MPN) is a promise to repay the loan and must be completed before disbursement will occur. Entrance Counseling is a tutorial and quiz that will explain your rights and responsibilities as a Direct Loan borrower and is required before a loan will disburse. The MPN and Entrance Counseling are valid for ten years. Exit Counseling is required and will explain your rights and responsibilities as a Direct Loan borrower. Direct Loan Exit Counseling is required when you drop below half-time student status or cease to be a student at UAH. By accepting your financial awards, you are agreeing to give UAH permissions to use the funds to pay any direct institutional charges incurred incidental to your enrollment. Outside assistance that pays tuition must be reported on the Outside Resource Form or your aid maybe reduced or cancelled. The Federal Student Aid Ombudsman Group of the U.S. Department of Education is dedicated to helping resolve disputes related to Direct Loans, Federal Family Education Loan (FFEL) Program loans, Guaranteed Student Loans, and Perkins Loans. The Ombudsman Group is a neutral, informal, and confidential resource to help resolve disputes about your federal student loans. Loan Troubleshooting Use the following list of common problems to help you identify exactly what type of problem you are having with your loan and what you should do to prepare to solve it. IF: You believe you've made all of your payments on time, but it looks like your account balance might be wrong. THEN: Check your payment history, gather the documents necessary to show what payments you've made, and contact your loan servicer to find out how to submit the proof. IF: You believe you've made all of your payments on time, but your loan is in default. THEN: Gather the documents necessary to prove that your payments were made on time, and contact your loan servicer to find out how to submit your proof. IF: You believe your loan servicer has reported inaccurate information to the credit bureaus. THEN: File a consumer dispute with the bureaus. Contact the three national credit bureaus in writing to tell them what information you believe is inaccurate: Equifax Experian TransUnion IF: You completed bankruptcy but are still getting loan repayment bills. THEN: It is unlikely that you are eligible to have your loan discharged through bankruptcy. If you filed for bankruptcy after October 7, 1998, your loan cannot automatically be discharged. IF: You are not the person listed in the loan records. THEN: You will need to provide proof of your identity. Contact your loan servicer to find out what documents are needed and how you should present them. IF: You have to withdraw from all your classes in the midst of a term. THEN: You would be required to repay a portion of any federal aid they receive during the term. A percentage of the completed semester is calculated and the percentage of aid earned is determined; please see the section on policy for more information. IF: You only have to withdraw (drop) one class? THEN: You would not owe funds back immediately; however, it could affect your Satisfactory Academic Progress and potentially your eligibility for future aid. See the section on Satisfactory Academic Progress. Contact Your Loan Servicer You've identified your problem and are ready to contact your loan servicer. To deal effectively with your loan servicer, keep in mind the tips below. Locate the servicer of your loan at http://www.nslds.ed.gov Keep careful notes of all conversations you have. Follow up in writing so you have a physical record of what has been said and done. Request a copy of your customer service history; some loan servicers make available copies of the notes that customer service representatives make on your account. When you speak with someone on the phone, make a note of whom you speak to and when, and what was said. When you use mail, keep a copy of your letter and of any replies you receive. Save the originals of all receipts, bills, letters, and e-mails regarding your account. Provide copies of the originals if you are asked for them. Send letters via certified mail, with a return receipt requested. Don't let the emotion of the moment get to you. If you are not getting a proper response to your questions, calmly explain again what information or resolution you are seeking. Be polite and courteous, but don't be afraid to give the detail of any incident and to state your concerns. Write down the facts in the order they took place and stick to what is relevant. Include important details such as your account number at the top of your letter. Ask for a response in a reasonable time, and be sure to tell the customer service representative how you can be reached. Problem not solved? If you are still not satisfied, you might wish to contact the Federal Student Aid Ombudsman Group to help you resolve your dispute. Contact the Ombudsman Group only as a last resort; and first, be sure to be prepared before seeking help. Telephone: 877-557-2575 Fax: 202-275-0549 Mail: U.S. Department of Education FSA Ombudsman Group 830 First Street, N. E., Mail Stop 5144 Washington, D.C. 20202-5144 Origination Fee Change As of October 1, 2013, the sequester increases the origination fees charged to Direct Loan borrowers beyond last year's increases. However, taking into account all of the underlying circumstances, including operational requirements, the new loan fee percentages will apply only with regard to loans where the first disbursement is made on or after December 1, 2013. The new loan fees are 1.072 percent for Direct Subsidized Loans and Direct Unsubsidized Loans and 4.288 percent for Direct PLUS Loans (both parent and graduate student PLUS Loans). Time Limitation on Subsidized Loans Please note: For all new borrowers who receive a loan on or after July 1, 2013 a 150% limitation is in effect. This means a student who is eligible for a subsidized loan will reach their subsidized limit at 150% of a program's length of study. Once a student has reached their 150% limitation, their interest subsidy loan limit will end on all outstanding loans that were disbursed after July 1, 2013, and interest will begin to accrue. Students are therefore encouraged to complete undergraduate study on a timely basis. Private Loans Need additional funds beyond scholarships and federal aid? Private student loans are a means of financing educational expenses not covered by other sources of financial aid. Be sure that you have applied for federal loans via the FAFSA before considering private loans. Federal Unsubsidized Loans are not based on financial need, so definitely explore this option before applying for private loans. Choosing a Lender UAH does not maintain a preferred lender list. Since private loan lenders are profit-oriented, our office cannot recommend one lender over another. One way to identify lenders is to search the internet. Most lenders provide information concerning their student loan programs online and also provide an online application process. Loan terms, fees, interest rates, and eligibility criteria vary widely between lenders. Compare rates and terms before choosing a lender. Read the fine print to insure you are making an educated choice. Application Process The application process for a private student loan is between you and the lender: UAH is not involved in the initial application process. As part of the application process, the lender will do a credit check. If you have not built a credit history, or if your credit rating is low, the lender will require you to have a credit-worthy co-signer. Adding a credit worthy cosigner will help increase the chances for approval, and could lower the interest rate on the loan. Most lenders provide an online application process. However, some lenders may require additional documentation (such as a Self-Certification form) and signatures. Be sure to react promptly to any requests for information or signatures from your lender in order to keep the application process moving. Cost of Attendance and Loan Amounts Private loan applications include a question about the estimated Cost of Attendance (COA). Below is a chart containing the UAH COA figures for 2013-2014. 2014-2015 UAH Cost of Attendanceincludes estimated living expenses One Semester Two Semesters Three Semesters Undergraduate (in-state tuition) $11,792 $23,579 $35,314 Undergraduate (out-of-state tuition) $18,257 $36,509 $54,709 Graduate (in-state tuition) $11,297 $22,431 $33,517 Graduate (out-of-state tuition) $17,528 $34,893 $52,209 Your maximum eligible loan amount is determined by subtracting the total of your financial aid and scholarships for the loan period from the estimated UAH Cost of Attendance for the loan period. Borrow only what you need! This is a loan that must be repaid with interest. Loan Periods The loan period you select on the application is very important. It indicates which COA figure from the chart above will be used to determine eligible loan amounts. The loan period will also determine the number of disbursements (payments) for the loan. For example, if the specified loan period is 8/01/2013 thru 5/1/2014, then a two semester COA will be assumed and the loan amount will be disbursed in two payments (one per semester). The loan period must fall within a single academic year. The academic year at UAH begins with the Fall semester and ends with the Summer semester. School Certification After a student has been pre-approved for a private loan, the lender will send a certification request to UAH for processing. As part of the certification process, our office will provide the following information:verification that the student is registered for classes at UAH during the specified loan period the number of credit hours in which the student is enrolled the amount of financial aid/scholarships the student is receiving approved loan amount disbursement dates Please note: our office will not certify private loans for an amount that exceeds the cost of attendance minus other financial aid or that require funding or financial guarantees by the university. If the requested loan amount exceeds eligibility limits, the loan amount will be reduced to the maximum eligible amount on the loan certification. Disbursement Dates Disbursement dates indicate when the lender will send the funds to UAH. Our office will provide the following disbursement dates to all lenders as part of the certification process for academic year 2013-2014: Fall 2013 Semester: August 16, 2013 Spring 2014 Semester: January 1, 2014 Summer 2014 Semester: May 16, 2014 If an applicable disbursement date has already passed by the time the loan is certified, then the lender will schedule the first possible disbursement date, taking into consideration a mandatory 3 day right-to-cancel period as well as their processing schedules. If you have completed the final sign-off of the terms of your loan, you can contact your lender to find out the scheduled disbursement dates for your loan funds. Receipt of Loan Funds When your loan funds are received by UAH, the funds will first be applied to any outstanding charges on your UAH bill. Any remaining funds will be refunded to you by paper check, by direct deposit, or by a credit back to your credit card if a credit card was used to make a payment for that semester. Students are strongly encouraged to sign up for direct deposit when expecting a refund. Still have questions?Contact us


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Holiday Film Production Documents
These documents are for the 48 Hour Film Holiday Project. To view the documents for the 48 Hour Film Project, please click here.
Never fun, always required!
There's no way around it, if you're a filmmaker, you've got to have the paperwork. All the documents you need to have a successful filmmaking weekend are right here.
Step 1: Understand How It Works
First, review the Filmmaking Rules.
The rules are straightforward, but inevitably people have questions. If you have a question you can't find in the rules, send us an email.
Step 2: Kickoff Documents
Second, download the following document. It must be signed by the film team/band leader and submitted at the Kickoff event.
- Team Leader's Agreement: The Team Leader must sign this form to indicate agreement to the Project's rules and requirements, and then bring it to the Kickoff.
Step 3: Dropoff Documents
- Wrap Up Form: We want to know the details—what happened during your wild weekend of moviemaking?
- Team Roster: Tells us who is on your team, their job, and their e-mail address.
- Certification Statement: The Team Leader must sign this form to certify that all creative work took place during the Official Competition Period.
- Waiver and Release Form
- This is a combined Talent Release and Liability Waiver Form, meaning there's one less form you have to keep track of.
- All cast and crew must sign.
- Each team member must sign a separate form.
- Remember, this form helps protect you, the team leader, as well as the Project.
- Music Release Form: This form is used for music.
- Materials Release Form: This form is used for sound effects, photographs, stock footage as part of a post-production effect (including relevant video filters) and other materials.
- Location Release Form: This form is used for location releases.


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Columbia Business School
- Faculty & Research
You are here
The Marketing capital of the world
Marketing at Columbia Business School is a dynamic community of faculty members, students, and alumni. We research, teach, study, and connect at Columbia Business School. Columbia's Marketing Program develops creative and analytical marketers armed with the skills, network, and experience to succeed. Columbia Business School is where marketing happens.
Located in New York City, we are surrounded by the latest innovations from leading marketing practitioners as well as the cutting-edge research conducted by our world-renowned faculty. This is the home of Madison Avenue, Times Square, the Fashion District, and thought leaders in marketing and branding strategy, as well as leading companies in media, retail, financial services, consumer products, pharmaceuticals, and other industries. Top marketing executives, only a subway ride away, are members of our extended community and frequently participate in speaking engagements and panels at the School.
Columbia Business School Media Mentions
Global Banking Recruiters Return to Campus
Class of 2015: The Best Executive MBAs
Economics Gets Real
How the U.S. Can Return to 4% Growth
Silicon Valley's Plan to Be More Diverse
Policy Instability Deterred Investment in India: Arun Jaitley, Finance Minister
Columbia Business School: An EMBA Smorgasbord
The Top MBAs Name Their Favorite Business School Professors
Is the Fed Stuck in a Box?
How to Make Online Dating Work
Columbia Ideas at Work
A Critical Provision Saved, But Challenges Remain for the Affordable Care Act
Andrew Stern, senior fellow at Columbia's Richman Center for Business, Law, and Public Policy, discusses the implications of last Thursday's Supreme Court ruling on the Affordable Care Act and the challenges the legislation still faces ahead.Read More
10 Highlights from 10 Years of Ideas at Work
For the past decade Ideas at Work has connected the groundbreaking research conducted by Columbia Business School faculty to the world of business practitioners. Join us as we look back at a few highlights from the past 10 years.Read More
A Decisive Victory — and an Uncertain Future — for the UK
According to Geoff Heal, the Conservative victory in the UK leaves the near-term future of the United Kingdom — and its ties to Europe and the world — on shaky ground.Read More
Growth Sometimes Wins
In this month's UK election results, Charles Calomiris sees a mix of smart, populist politics, and a citizenry ready to trade short-term comfort for austerity's promise of long-term growth.Read More
Some Customers are Best Left Alone
Companies are investing heavily in proactive customer-retention campaigns, but for certain customers these campaigns can be the wake-up call that sends them packingRead More
Chris Borland Makes the Hard Choice to Go Long
Chris Borland's dramatic decision to retire at age 24 can teach us all something about the way we value the present and make hard decisions about the future.Read More
Clinton's 2016 Logo "Fail" Not Likely to Lose Voters
Criticism of the campaign logo dominated social media conversations around Hillary Clinton's 2016 presidential bid. But logos are just a small part of a brand, and by the time election day rolls around, #logogate is likely to be long forgotten.Read More
Your Secrets Are Weighing You Down
Research finds the experience of keeping a secret is akin to carrying a physical weight, diminishing motivation and performance.Read More
Trading Up
New research suggests access to high-income export markets could raise productivity and profitability for businesses across the developing worldRead More


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With Maxim releasing its Hot 100 list, we thought the time was right to round up our hottest, sexiest, VH1 stars for our own list. We're counting down 30 of Vh1's hottest stars to ever grace our TV screens, and dropped our 15 favorite sexy ladies list last week. Today we present to you the finest male specimens VH1 has to offer. Can you guess which hunk nailed it at number one? Hop below the jump to peep our list, complete with a slew of sexy pics and an interview with our #1 pick. Drop your thoughts in the comments section below!
15. Flavor Flav – Flavor of Love
Sure he may not be conventionally sexy, but what other guy has successful made groups of women fall all over him (and in love with him) three different times? Flavor Flavvvvvvvvvvvvv!
14. Andre – America's Most Smartest Model
The Russian model may be our most controversial pick due to his legal issues and drama-causing attitude, but we're going on looks alone with this one. Sure he was smart, but who really cares? We're just staring at his fine face.
13. Marcus Schekenberg – The Surreal Life
He's the highest paid male supermodel in the f*cking world. Of course he's on our list!
12. Scott Baio – Scott Baio is 45 and Single
We confess: we still love Chachi. What's even hotter about this ex-playboy is his newly domesticated ways. Is there anything cuter than a guy with a great head of hair holding his baby? Nah, we didn't think so.
11. Sargent Harvey Walden – Celebrity Fit Club
Forget his ripped body and stern but sexy attitude. What turns us on most about this workout warrior is his ability to tell off Dustin Diamond without blinking an eye. Hoooo-rah!
10. Ricco Rodriguez – Celebrity Rehab
He's an ultimate fighter (read: hot bod) whose greatest fight was battling addiction. After his stint on Celebrity Rehab, Ricco embraced sobriety and got his life back on track. What could be sexier?
9. The Entertainer – I Love New York 2
Admit it – you were strangely turned on watching this pizza delivery guy suck on New York's toes. And even though he lied about his age and still lives at home with parents, we just can't resist his New York charm.
8. It – I Love New York 2
It was hard work to see past all of It's…mental situation to find his sexiness. Case in point:
But in the few seconds he wasn't mugging, talking crazy or trying to shove his tongue down any of New York's orifices, we could take in the fact that he's a ridiculously handsome dude. He never looked better than on the epic and amazing I Love New York 2 Reunion, when all of his facial symmetry and 1,000-watt smile was on display. Take a look, he cleans up really well:
And anyway, his sexual aggression was more playful than anything. He really seems like a lot of fun. It could steal our flowers anyday.
7. Nick Hogan - Hogan Knows Best
He may just be 17 (eek, is this illegal?) but Hulk's son is too sexy to pass up. The teen is currently mired in a bunch of legal drama after a car crash landed his friend in a coma and Nick in jail. Will he turn his sitch around for the better? A new and improved Nick would be super hot.
6. Chris Knight – My Fair Brady
Fact: Chris Knight is almost 50. Fact: Chris Knight has one of the best bodies on this fair network and a super sexy 24-year old wife. Fact: Chris Knight is ridiculously hot AND nice. Any questions?
5. Tango – I Love New York
Much is made of the impossible standards the media creates for women and their bodies, but men don't have it much easier – even on the first season of I Love New York, the bulk of the dudes in the house were lean, mean and muscley. That made the jiggle in Tango's step a nice alternative to all the male gristle. Thick in all the right places, it wasn't hard for many of us to see New York's attraction to this brick house of a dude. Some might say he's chunky; we think he's hunky.
4. Dr. Ian Smith – Celebrity Fit Club
There's nothing sexier than a man who really cares about people. Even better, Dr. Ian does it while flashing that amazingly huge smile and tenderly admiring his wards with his gently, glowing eyes. Who doesn't want to be his patient?
3. Bret Michaels – Rock of Love
The sun-kissed, silky hair. His tightly wrapped bandanna. That burning lust for the guitar. His lust for everything. He is the one and only Bret Michaels, and he TURNS.US.ON.
2. Buddha – I Love New York 2
New York may have rejected Buddha on the finale of ILNY2, but it wasn't because of his looks. Have you ever seen a man so big, so bald, and so perfect? The real Buddha may be all about inner peace, but this Buddha makes us just WANT a piece.
1. Dr. Drew – Celebrity Rehab
Handsome. Intelligent. Sexy. Caring. Sane. VH1's favorite doctor is the whole package – total hotness wrapped up with a bow. Even sexier? His shocked response when we told him he was at the top of the list. Nothing is more attractive than a humble guy, which is just one of the many reasons Dr. Drew is our main man.
We spoke with the doc about his thoughts on sexiness, and here's what he had to say:
VH1: What do you find most sexy about another person?
Dr. Drew: The overall measure, if you really look at what people are attracted to, is health. And whether you put in on a rubric of pretty skin, or symmetry, or your weight's under control, or you're muscular or confident, or you have a good sense about yourself, or you want to contribute to the world, or you have a purpose in life. All those things are sexy, and all those things are about health.
VH1: What does being sexy mean to you?
Dr. Drew: It is a mystery to me; that I could be considered such is very mysterious.
So I can only respond to what other people seem to respond to, which is people seem to respond to the fact that I'm older and still healthy. And the other thing is, I'd put it under the headline of having something to offer. People may call it confidence
or being skillful or having an expertise, but when you boil it down, it's about having something offer. And when you feel good about it, people tend to respond to that.
VH1: What would you say is the hottest thing about you?
Dr. Drew: My arms did something for Chelsea Handler, so it must be my arms!
Vh1: Do you have any songs that you consider sexy?
Dr. Drew: [Laughing] I like things that are comedic, so two songs popped into my head. One's comedic and one isn't. One was the "Humpty Dance," and the other was an old Joe Cocker song, "You are so beautiful." Both jumped into my head, just because I like humor, and I think that can be sexy too.
VH1: What is your biggest turn-off?
Dr. Drew: Rejection. And rejection particularly built on another person not appreciating what they are doing when they reject. To be rejecting, to be negative, I find that really unsexy.
VH1: What else is going on for you besides Celebrity Rehab 2?
Dr. Drew: That show is going to be off the hook! I'm doing a lot of radio these days. I'm doing a daytime radio program that covers general topics of the day, and then Loveline continues.


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Monday, January 14, 2013
The first round of the 20th annual Roundball Classic Tournament was not kind to Summerville.
Two Summerville teams were unable to hang with a pair of out-of-state teams Thursday.
The Green Wave boys fell 66-48 to Roswell High out of Georgia. Roswell jumped out to a 45-22 lead in the first half and Summerville wasnt able to cut into the lead much.
We started out ok and made a little run but then they made a run and I think we panicked a bit and got tight, Summerville coach Greg Elliott said. They are a very good team and they were able to beat every defense we threw at them. We turned the ball over 20 times and they outrebounded us by 14.
Two players accounted for more than half of Summervilles points. Junior Christian Kalacanic led the Wave with 20 points and senior Brandon Wilkerson finished with 11 points. Summervilles record dropped to 7-3 with the loss.
The Pinewood boys (6-5) didnt fare any better as they fell 80-34 to Charlotte Christian School (8-4) in the first round. The North Carolina team dominated the first half to take a 51-11 lead and never took its foot off the gas.
Charlotte Christian hit 13 of 20 shots from three-point range and made 58.5 percent of its other shots from the floor. Pinewood did a good job rebounding, but was only 4-of-20 from three-point range and 13-of-47 from two-point range.
Charlotte Christians Matthew Fisher-Davis hit five of his six shots from behind the arc and finished with a game-high 26 points. Teammate Patrick Rooks made seven three-pointers and finished with 25 points.
Ryan Felder led the Panthers in scoring with 13 points and rebounding with seven. Corbin Landers finished with seven points. He, Reid Radebaugh, JD Waite and Jimmy Thomas all sank a 3 for Pinewood.
Play for the prestigious tournament continued Friday after press time.
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Sturdy birch toddler size sink with removable, heavy-duty plastic pan for water play. Without doors so fingers won't get pinched. 15" wide x 21" high x 12" deep. 20 lbs. GreenGuard certified. UPS or FEDEX Ground. Made in USA. GreenGuard Certified. Lifetime Warranty.Features:
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Dimensions: 12"L x 15"W x 21"HWeight: 20lbs.Shipping Note: This item ships directly from the manufacturer within contiguous United States only. Cannot be shipped to AK/HI, PO boxes, US territories, or APO/FPO addresses.


text: Bold amateur couples don't care being caught on camera at Fucked Outdoors! They are way too addicted to fucking in backyards, public parks, streets and other outdoor areas to even care! In fact they enjoy every single moment of being watched by strangers when they have sex. Our content is unique and will make the voyeur in you jubilate! Join now to watch our full collection!


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A Preview of Basketball Wives LA
If you managed to make it through part two of the Basketball Wives Reunion show last night, you probably witnessed a sneak peek of the new season of 'Basketball Wives L.A.' From the looks of things, there's going to be plenty of drama, and cat fights, which is to be expected, right? Throughout the season, Jackie Christie will be planning her 16th wedding to Doug Christie, who she marries every year. She says that if you are always planning a wedding, you don't have time to plan a divorce.
Viewers will also be introduced to Gloria Govan's sister Laura (linked to Gilbert Arenas), Kishma Artest, current 'partner' of Lakers player Ron Artest (or Metta World Peace), and Draya Michele, an aspiring actress. What's interesting about the preview, is the conversation between Draya and Gloria who tells her, 'it's hard not to classify you as a groupie'. In a recent interview with Loop 21, Gloria revealed that she knew Draya prior to the show through acting class and that she was chosen to be the 'Royce Reed' of the bunch.
Draya was chosen on the cast because we met Draya through acting class and she seemed like a real sweetheart. Not necessarily knowing her background per se, but just knowing she had some involvement. She kind of plays the role of Royce [Reed] I guess you could say, in terms of her role on Basketball Wives L.A. That's one of the reasons. We just wanted to give everybody a different dynamic, a 3D version of what we have to deal with as wives and different points of view.
How quickly we forget that Royce was linked to a player (Dwight Howard)..
Watch the super trailer below:
Will you be watching?


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How to use the drawing tools, swatches, and color panels in Flash 8.
Reviews skills such as working with databases, using forms, storing persistent data, and creating dynamic charts.
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Joey Lott teaches the essential skills and reveals the insider information needed to begin developing Flash applications.
Covers issues such as accessibility, CSS, site management, rollovers, forms, frames, and how to get your site online.
Learn drawing tools, importing bitmaps and vectors, animation, masking, working with symbols, and ActionScripting basics.
Beginning Director MX users can get a firm grasp of the application interface and scripting language.
Learn intermediate Flash techniques by constructing a site entirely in Flash.
Covers the essential features of Flash for new users: the authoring tool, drawing tools, importing, and more.
Over three hours of instruction on basic authoring and getting up to speed with Dreamweaver 4.
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Photograph - George Gordon Junior upon Conferring of His Degree, Melbourne University, Victoria, Apr 1946 Reg. No: MM 118731
- Summary:
- Sepia image of George Gordon Junior upon conferring of his degree at Melbourne University in April 1946, with his father George Gordon Senior. George Gordon Junior was a fellow student of Hope Macpherson, the first female curator at National Museum of Victoria (now Museum Victoria).
- Description:
- Sepia image.
- Statement Of Significance:
- The Hope (Macpherson) Black Collection is a significant addition to Museum Victoria's working lives collection, it reveals the journey of a woman from depression era Melbourne and illustrates the power of education. It also reveals the often discriminatory policies in place in Victoria before the equal opportunity developments of the late 20th century. In balance though it also exposes the somewhat free expression possible for empowered women in this period. Hope Macpherson clearly states that in her day to day work she never felt discrimination and believes she was given great opportunity to pursue her career and aspirations. However, on analysis her role was often shaped by her gender and its perceived strengths and weaknesses; she was dissuaded from applying to become a taxidermist as it was 'an unsuitable job for a woman', although part of the first group of female scientists allowed to travel to Macquarie Island they were not permitted to camp on land with the male crew for fear of inciting passions. And finally after a distinguished career she was forced to resign her tenure as Australia's first female Curator when she married late in life, as a consequence of the Marriage bar.
- Description Of Content:
- Sepia image of two gentlemen standing in front of brick wall with partial leadlight window. Two gentlemen wearing suits, one also wearing academic gown, the other wearing a hat and overcoat.
- Acquisition Information:
- Donation from Mrs Hope Black (nee Macpherson), 2011
|139 mm (Height), 85 mm (Width)
More information
|Tagged with:
|museum history, education
|Themes this item is part of:
|Hope Black nee Macpherson, Curator of Molluscs (1919 - ), Public Life & Institutions Collection, Working Life & Trades Collection
|Primary Classification:
|Secondary Classification:
|Working Life
|Tertiary Classification:
|Conferring of degrees Melbourne University, George Gordon senior, George Gordon junior April 1946 [Handwritten in black ink]
Kodak Print, Velox.
Stamped in black ink 1547.
|Photograph: Monochrome
|Place & Date Depicted:
|Parkville, Victoria, Australia, Apr 1946
This item is part of the following themes:
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