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In a post made to his verified Facebook page Wednesday morning, New England Patriots quarterback Tom Brady says he is "very disappointed" that the NFL upheld his four-game suspension over the "Deflategate" scandal. "I did nothing wrong, and no one in the Patriots organization did either."
Another barrier has been broken in the NFL -- and for women in sports.
The National Football League has upheld a four-game suspension of New England Patriots star quarterback Tom Brady for his role in the football tampering scandal known as "Deflategate," the league announced in a news release Tuesday.
Commissioner Roge...
Shortstop Troy Tulowitzki was a huge acquisition for the Blue Jays, but Toronto isn't bowing out of the arms race before Friday's non-waiver deadline.
The Pro Football Hall of Fame told the daughter of Junior Seau that she would be allowed to speak at his posthumous induction in Canton, Ohio, according to the family attorney.
European football chief Michel Platini is ready to stand for FIFA's presidency, a UEFA official has told CNN.
As expected, Junior Galette was released by the New Orleans Saints on Monday. The team's intent to cut the pass rusher was learned last Friday.
In a move that was hardly unexpected, the Houston Texans on Monday placed outside linebacker Jadeveon Clowney on the list for the physically unable to perform.
The Miami Heat traded guard Zoran Dragic to the Boston Celtics on Monday, along with a 2020 second-round draft pick and cash considerations, in exchange for a protected 2019 draft pick.
The Oakland Athletics traded right-handed reliever Tyler Clippard to the New York Mets for minor-league right-hander Casey Meisner on Monday.
Alex Rodriguez hit a home run on his 40th birthday, and Didi Gregorius set a career high with four RBIs as the New York Yankees pounded the Texas Rangers 6-2 Monday night.
Heroin isn't just a problem in Pennsylvania's cities. It's also a worsening issue in rural areas. Watch Mike Straub's report here.
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SINGAPORE: Olam receives bid from Temasek-backed consortium
Olam International has received a takeover approach backed by Temasek, Singapore's state investment agency, that values the agribusiness at S$5.3bn (US$4.2bn).
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Jobs in Aurora
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Description Lend direction as well as a caring attitude. Bring a smile and your ... vital knowledge to everyone, every day. Brighten prospects for patients ... and your career. Connect with your goals and change lives with Fresenius Medical Care No...
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papa john's intl inc
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What an awesome breakfast I just had here! We are on a crosscountry motorcycle trip and stumbled upon this gem. My father and I had the Sidnaw Sauté, his...
Great food, really nice people. This is an excellent place to fly to also. Sidnaw Picket Grooms 6Y9 is a beautiful grass strip just across the highway.
Great owners. Try the Hobo pancakes. Owners are the friendliest we have meet in 5,000 miles. Good homemade food.
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text: Closed Captioning ON OFF apply | reset x Text Display Background Enhancements font Times New Roman Arial Comic Sans size T T T T color share link July 8th, 2013 4 hurt in running of the bulls in Pamplona The traditional running of the bulls in Pamplona, Spain, kicked off Sunday, with only four injuries, none of which was from being gored. More video Sponsored Content Now Playing Baby Sloth Has Teddy Bear as a Surrogate Mother Sponsored Content Now Playing Donald Trump: I'm Number One With Hispanics Sponsored Content Now Playing Confrontation at Europe's Migration Battleground in Calais Sponsored Content Now Playing Migrants Attempt to Enter the United Kingdom NBC News Drupal Now Playing California Wildfire Forces Thousands of Evacuations Now Playing Indoor Beach Offers Unique Way to Cool Off Now Playing Lawyer: EPA Has Failed Civil Rights Law Now Playing Air Show Crash Kills Pilot TRENDING Now Playing Trending: A bald eagle makes a royal mess Now Playing Artist creates amazing balloon animals Now Playing New 'mommy friend' apps help lonely moms find friends Now Playing How hot is this? Jimmy Fallon jokes about Donald Trump and Al Most Watched Now Playing Sponsored Content Killing of Cecil the Lion puts big game hunting into sharp focus Now Playing Sponsored Content Dragon boat races pair unlikely competitors Now Playing Sponsored Content Search called off for two boys lost at sea off Florida coast Now Playing Sponsored Content Family of Hannah Anderson's alleged kidnapper sues FBI for $20 million Now Playing Sponsored Content Wildfires raging uncontrollably in California, killing one firefighter Now Playing Sponsored Content Dramatic video: Tots rescued, mothers arrested in 2 hot car cases Now Playing Sponsored Content Bobbi Kristina Brown dies at age 22


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...I have 9 quarters (3 full years' worth) of teaching experience at UC Irvine, which includes leading guided group problem-solving discussions, one-on-one tutoring, and instruction in undergraduate lab courses. No student in the 21st century - whether they're serious about getting a career in scie...
Irvine, CAView Tutor
...I've worked as a GRE tutor for the last two years and have helped many adults (even those long out of school) review the necessary skills in order to succeed on this challenging test. Please don't hesitate to reach out if you have questions or would like to schedule a lesson. I'm always happy to advise students on the best path towards their specific goals.
Costa Mesa, CAView Tutor
I have 5 years of experience in tutoring a wide range of subjects including, but not limited to, general chemistry, biology, and all math levels. I am a third year undergraduate at UC Irvine, majoring in Pharmaceutical Sciences (Pre-Med). I have taken the whole general chemistry series, all of the ...
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...I enjoy helping students struggling in Math and utilize the Singapore Math as my basis of instruction. My teaching philosophy is to improve students' "Math Fluency" by improving mental math skills, which allow the students to complete math problems much faster, easier and more accurately. I live in Laguna Niguel and I am available for BOTH home schooling as well as in-home tutoring.
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Looking your best requires much more than brushing your hair, applying makeup, and not living with a kangaroo that doles out black eyes. That's where the Faces Skincare & Bodywraps team steps in. The studio's aestheticians magnify clients' natural beauty with an array of techniques and clinical products. They tighten torsos with multiple types of contouring body wraps, and also specialize in weight management programs. To restore skin's youthful glow, they perform European facials, microdermabrasion treatments, and exfoliating chemical peels. For the finishing touch, the team can also whiten teeth, wax away body hair, or put a cherry on top of clients' heads.


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Select Local Merchants
Bender Cycle and MachineRead MoreWhether you're a casual cyclist or a competitive cyclist, Bender Cycle and Machine in Eastlake has the perfect bike for you. Scooters and mopeds and motorcycles are just some of the reliable and attractive vehicle options that you can find here. Skip the hassle of circling the block for parking and park in one of the great options near Bender Cycle and Machine. So if you're on the market for a brand new bicycle, make your way over to Bender Cycle and Machine and browse the latest rides.1476 E 359th StEastlake, OH US
Ultimate Fitness and Sports ClubRead MoreTake advantage of the top-notch machinery at Eastlake's Ultimate Fitness and Sports Club and lose those pesky five pounds. Tone your body and strengthen your core with a group kickboxing class. Parking is plentiful, so guests can feel free to bring their vehicles.34650 Melinz PkwyEastlake, OH US
Lifetime Guitar LessonsRead MoreGaetano Letizia, a professional guitarist for more than 40 years, has helped hundreds of students learn to strum with confidence. At Lifetime Guitar Lessons, he teaches them how to play rock, blues, jazz, and classical music, and he even helps them to compose their own songs. Available to students of all experience levels, Letizia tutors beginners in the basics of the instrument and helps more advanced players find their inner Django Reinhardts. He also records and produces CDs for solo artists and bands. As an added convenience, rental guitars are available at the studio for those without their own ax.32612 Vine StreetWillowick, OH US
Relson Gracie Jiu-JitsuRead MoreThe grappling fighting style known as jujitsu first came to Brazil in 1914 stored in the hands and mind of Mitsuyo Maeda, a Japanese immigrant and master of the art. He only stayed a year, but it was enough time to plant the seeds for a new jujitsu academy in Brazil. One of the first students at that academy was Hélio Gracie. Hélio absorbed the fighting style quickly, adapting many of the techniques to suit his small frame. He discovered methods of leverage that allowed him to execute joint locks, choke holds, and takedowns on much larger opponents, forming the core of his new Gracie jujitsu method. Ultimately, Hélio's son Royce brought the fighting style to America, famously winning UFC 1, 2, and 4 by defeating opponents many times his own size. Suddenly, Americans lined up to learn this newly unveiled Brazilian fighting style, demonstrating their eagerness by folding themselves inside a box and shipping themselves south. Relson Gracie, Hélio's second oldest son, chose to be an ambassador of his family's fighting style. He was already teaching abroad when his little brother Royce skyrocketed Brazilian jujitsu to popularity. He founded his first school under the name Relson Gracie Jiu-Jitsu in Hawaii, and as the art became popular, he opened new branches of his academy all across the United States. Today, he visits more than 40 academies and associations, sharing his knowledge with thousands of students. In his absence, he leaves instructors whom he personally trained to oversee the education of aspiring fighters.4128 Erie StWilloughby, OH US
Fitworks Fitness CenterRead MoreTake advantage of the top-notch machinery at Willoughby's Fitworks Fitness Center and lose those pesky five pounds. Don't deny your stomach an immaculate meal when you try this gym's restaurant. This gym is more than willing to accommodate families, so kids are welcome to tag along. At Fitworks Fitness Center, you can learn quick and effective kickboxing techniques that will tone and enhance your body. It's high time you enrolled in a steady cross fit regimen to realize your workout goals. When you're looking to set weight loss or fitness goals, you'll need someone to keep you honest. That's why this place offers amazing personal trainers to help motivate and set strategies to achieve your goals. Parking is plentiful, so visitors can feel free to bring their vehicles.34881 Euclid AvenueWilloughby, OH US
BallyRead MoreBally enshrines exercise classes, calorie-burning equipment, and a fitness-focused staff within its sanctuaries of health. A 30-day membership includes access to a spread of group exercise classes, including Pilates, Reaction Cycling, and Step Fitness (class offerings vary by location). For self-guided worker-outers, cardio equipment such as treadmills, elliptical machines, cross-trainers, and stair climbers torch calories while entertaining the brain with video entertainment and integrated music systems that occasionally whisper quotes from Charles Atlas. Bally also boasts an array of strength machines, free weights, and small-apparatus equipment, and grants gym-goers access to on-site locker rooms, showers, and, at some locations, a pool and steam room. Visit each location's webpage for a list of specific amenities and the lineup of classes.5880 Som Center Rd.Willoughby, OH US


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The 17-year-old senior at Duluth High School has been suspended for violating school rules on sexual harassment
Like this page on Facebook for updates
Levitt plays down day-trading fears
Friday 17 September 1999
Levitt plays down day-trading fears
Rowing: Redgrave the maestro takes ninth world title
Sunday 29 August 1999
Hugh Matheson reports from Ontario on a British superlative
Rowing: Redgrave ready to turn up the heat
Saturday 28 August 1999
STEVEN REDGRAVE and his coxless four of Matthew Pinsent, Ed Coode and James Cracknell carry the flag for Britain in the World Championships here today.
Sports Letter: Greene error
Friday 27 August 1999
Sir: Sportswriters everywhere keep saying that Maurice Greene is the world's fastest man.But he's not. Michael Johnson is. His time of 19.32sec for the 200 metres in Atlanta represents a higher average speed than Maurice Greene's 9.79sec for the 100m in Athens,or even Obadele Thompson's "windy" 9.69sec.
Adultery is our best-loved sport
Friday 20 August 1999
Offer women a decent, monogamous bloke, the perfect Mr Right, and they turn away in distaste
LA nursery gunman surrenders to police
Thursday 12 August 1999
AFTER A 23-hour game of cat and mouse with police, the man suspected of shooting at a group of children and their teachers at a Jewish community centre in suburban Los Angeles gave himself up in Las Vegas yesterday, saying his actions should be "a wake-up call to America to kill Jews".
Obituary: Helen Rollason
Tuesday 10 August 1999
"I LOVE everything about being in the world," Helen Rollason said shortly before the final round of her two-year fight with cancer. "Giving up is not an option in my book."
Sacked office worker kills three in Alabama
Friday 06 August 1999
THREE PEOPLE were shot dead in a small Alabama town yesterday, marking the second time in two weeks that a disgruntled American has taken out his grievances on his former colleagues.
When the losers of America take to the killing floor
Tuesday 03 August 1999
WHEN THE bustling regularity of a city day was interrupted by the hollow crack of bullets, swiftly followed by the screams of sirens, no one had to apply much imagination to guess what had happened. Yet another American had snapped, taking out his frustrations in the first best way that came to mind: with a gun (or two, or three).
Atlanta killer's wife went in fear of her life feared for her safety
Monday 02 August 1999
MASS KILLER Mark Barton's first victim last week - his estranged wife, Leigh Ann, 27 - had been worried for her safety but loved Barton's children and wanted to remain involved in their lives, her sister said at the weekend.
The American Dream gets another bashing
Sunday 01 August 1999
Chris Cramer, the former head of BBC Newsgathering, left Britain three years ago to become president of CNN in Atlanta. He finds a city that took immense pride in its achievements is now hanging its head in shame
Money at the root of killing spree
Sunday 01 August 1999
Disastrous stock market losses and a sense of personal failure sparked Mark Barton's rampage in Atlanta, writes David Usborne
Atlanta Shootings: Yet another massacre, and a shocked nation asks: Just why did he do it?
Saturday 31 July 1999
AS THE United States reeled from the second mass shooting in three months, police turned up as many questions as answers as they tried to find out why Mark Barton shot nine people dead in two Atlanta brokerage houses after earlier killing his wife and two children at their suburban home.
Letter: Death in Atlanta
Saturday 31 July 1999
Sir: Why are the British and US media concentrating on gun control when it is obvious that the capitalist marketplace was behind the latest American shooting massacre (report, 30 July)? Money is notorious as a cause of murders, suicides and no end of despair. The gunman, Mark Barton, became engrossed in online trading along with 7 million other non-rich Americans desperate to make Wall Street-size profits.
'I don't plan to live much longer, just long enough to kill the people that greedily sought my destruction'
Saturday 31 July 1999
MARK BARTON meant to be a helpful murderer. He left a detailed letter with the bodies of his wife and children. It was meant as an explanation for what he had done. It talked of his depression, of the downward spiral his life had taken, of his fear that the dark moods he had inherited from his father would be passed on to his own children. But no explanation, not even from his own hand, will be adequate to make us understand.
The 9 charts that show the 'left-wing' policies of Jeremy Corbyn the public actually agrees with
Labour leadership contender Jeremy Corbyn says 'we can learn a great deal from Karl Marx'
The last thing Labour needs is a leader like Jeremy Corbyn who people want to vote for
What the Labour party could look like under Jeremy Corbyn
I am the Jeremy Corbyn supporter that many will tell you doesn't exist
Public anger after French sunbather beaten up by gang for wearing a bikini in Reims park
- 1 Reader dilemma: 'My boyfriend jokes about putting photos of us having sex on Facebook'
- 2 Kenya President Uhuru Kenyatta clashes with President Obama on LGBT equality: 'Gay rights is really a non-issue'
- 3 Ralkina Jones: 37-year-old black woman found dead in police custody
- 4 Kanye West praises Caitlyn Jenner on I Am Cait: 'You couldn't have been up against more'
- 5 Five-year-old boy forced classmate to simulate oral sex at primary school, claims mother


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Ike Davis, R.A. Dickey, Josh Thole, Elmer Dessens, Chris Carter and Bobby Parnell all began the season in Buffalo and have become key contributors to the success of the 2010 Mets. The Mets and Bisons partnership began with the 2009 season, and 12 of the 25 players on the current major-league roster have played for the Bisons since the start of last year.
"The Mets have proven to our organization and our baseball fans that they care about winning and the team they put on the field in Buffalo," said Bob Rich, Owner, Buffalo Bisons. "The success that many Bisons players have had this season in Buffalo and then in New York has been vital to the success of both teams."
"We are thrilled with our partnership with the Rich family and how the Bisons are developing players who are making significant contributions at the major-league level," said Jeff Wilpon, Chief Operating Officer. "Bob and Mindy share our vision of success on the field and our philosophy of helping New Yorkers make a lasting impact in the community."
The extension allows the Mets to strengthen its ties to New York with minor-league clubs in Buffalo, Binghamton and Brooklyn. The close proximity of the affiliates to the major-league club in Queens expedites baseball operations travel for players, coaches and scouts.
The Mets first partnered with the Bisons in 1963 for three seasons as the team's affiliate in the International League. The 1964 Bisons went 80-69 and qualified for the International League Playoffs.
Today on MiLB.com
Top Stories on MiLB.com
- Shorebirds' Means hurls seven-inning no-hitter
- Yankees calling up top prospect Severino
- Deadline roundup: Davies, Hu on the move
- Toolshed: Revisiting the 2014 trade deadline
- In Biloxi, a ballpark (finally) falls into place
- Roundup: Anderson, Sanchez, Reyes impress
- Brewers land Phillips, Santana in Astros deal
- Lefty Norris headlines Tigers' return for Price


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483 Friends
I am from Orange County, California. I am a medical student doing hospital rotations which brings me to moving around the country. I am very friendly, happy, clean, financially responsible and I try to live healthy! I am looking for a safe, clean, affordable accommodation with an easy commute.


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Posts: 86
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AirRaid said:
I guess you won't be posting here any more then. Bye!
Posts: 161
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GoatLord said:
Has a "well-written, interactive, but decidedly unobtrusive storyline" ever existed in a video game?
GoatLord said:
Even the most "compelling" narratives in video games are only mediocre in comparison to a good novel or film.
Posts: 8956
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Last edited by Shaviro on Feb 9 2012 at 22:08
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GoatLord didn't say:
Has a "well-written, interactive, but decidedly unobtrusive storyline" ever existed in an id game?
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Last edited by Shaviro on Feb 10 2012 at 11:48
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Shaviro said:
Nothing. Ever. Happens. In. This. Game. There is no story, only a bunch of almost 100% interchangable missions that do little to nothing to further the plot.
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Porsche Monty said:
I'm actually glad Doom was left without much of a story. The more extensive and detailed it gets, the more it makes the game feel like some kind of role playing faggotry.
As long as the story does not contradict itself, I'm ok, and even then, it's supposed to be a game, not a goddamned novel.
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DeathevokatioN said:so that your imagination can fill in the blanks.
Posts: 7640
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DeathevokatioN said:
And where your character shuts the fuck up. ;)
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OC3D Reviews ›› All
MSI's EFI BIOS
CPU & Mainboard | 7th February 2009
The age old BIOS is still going strong, but now it has a competitor in the form of EFI. MSI were kind enough to send us a test board...
OCZ Gladiator MAX CPU Cooler
Cases & Cooling | 2nd February 2009
H.D.T Technology, vector fins, four oversized heatpipes and a Skt1366 kit should ensure our toasty i7 920 keeps cool. Find out how we get on in our latest review...
OCZ Elixir II Gaming Keyboard
Input Devices | 31st January 2009
Super slim for gamers in a tight space. But is it any good? We find out...
OC3D Articles ›› All
Hearthstone "The Grand Tournament" Expansion Announced
Mark Campbell | 23rd July 2015
Hearthstone "The Grand Tournament" Expansion has been announced and will be arriving in August.
Gears of War Remastered Coming to PC after Xbox One
Mark Campbell | 22nd July 2015
Gears of War Remastered will be coming to PC after Xbox One, with no release date announced yet.
Project Cars on Wii U Cancelled
Mark Campbell | 22nd July 2015
The Wii U Version of Project Cars has been Cancelled, with Slightly Mad Studio's saying that that game was "simply too much for Wi U".
Xbox One to get Mouse and Keyboard Support
Mark Campbell | 22nd July 2015
The Xbox One is going to get Mouse and Keyboard Support. Is PC-Xbox Streaming coming to the Xbox One?
DFI X58 T3eH8 Ultra Motherboard
CPU & Mainboard | 29th January 2009
Built by a company with an outstanding heritage in overclocking. Can the DFI X58 T3eH8 claim top spot over the other X58 motherboards already reviewed?
OCZ ModXstream Pro 500w
PSUs | 27th January 2009
With Modular cables, a 14cm quiet fan and 500 watts of power, can OCZ's ModXstream 500w take the mid-range crown?
ASUS U-75HA 750w ATX PSU
PSUs | 24th January 2009
ASUS made their entrance into the PSU market with the U-75HA. But has it got the goods to stand out from the rest of the crowd?
MSI N280GTX OC HydroGen
GPU & Displays | 22nd January 2009
Pre-overclocked graphics cards are nothing new but pre overclocked AND watercooled cards are something of a rarity. Can it compete with the GTX285?
Zotac GTX 260²
GPU & Displays | 20th January 2009
With Nvidia's second attempt GTX260 core, room for overclocking and Zotac's extended warranty; Is this the card all gamers should now crave?
Gigabyte Z170-SOC Force Motherboard pictured
Mark Campbell | 22nd July 2015
Gigabyte's Z170-SOC Force motherboard has been pictured. Thank god it not red.
Knight's of the Old Republic II Get updated 10 Years after Launch
Mark Campbell | 22nd July 2015
Star Wars: Knight's of the Old Republic II has been updated 10 years after launch.
Hearthstone makes more money on Mobile than PC
Mark Campbell | 22nd July 2015
Hearthstone now makes more money on Mobile than PC, have you transitioned from PC to mobile?
Watch Valve's Portal VR Demo
Mark Campbell | 22nd July 2015
Back at GDC Valve announced their Vive VR headset. Let's have a look at their VR Demo based on the game Portal.
R9 Fury X Reaches 1215MHz with Voltage Tweak
Mark Campbell | 21st July 2015
Using a modified version of MSI afterburner someone has managed to overclock their R9 Fury X to 1215MHz.
Skylake Sample Reported to Hit 5.2GHz on Air Cooling
Mark Campbell | 21st July 2015
An Intel Skylake CPU has been reported to Hit 5.2GHz on Air Cooling at 1.35v. Has the Overclocking Golden Age returned?


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Now, bank through your Emirates ID
Mashreq and Al Hilal Bank: one card fits allJuly 29, 2015 3:08
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Gold wedged below $1,100 ahead of Fed meeting outcome
Qatar Airways says in talks with India's IndiGo
UAE shifts fuel prices as the Gulf watches
UAE to raise gasoline price 24 pct, cut diesel 29 pct
DP World begins $1.6 bln Dubai port upgrade; says H1 container volumes up
DP World reports 4.1 pct rise in H1 container volumes
Gold stuck near 5-1/2-year low as Fed rate hike looms
Qatar Navigation reports 26 pct increase in H1 profit
With nuclear deal done, Iran sets out to reassure wary Gulf Arabs
Dubai Holding unit seeking to sell stake in Maltese telco Go
Virtual worlds like Second Life are massive, interactive places and Fast Company suggests six ways to find real life creative talent in them.
August 11, 2008 1:20 by kippreport
Are we over-reacting?
August 11 2008
The iPhone's Next Generation of Apps
August 11 2008


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Nigeria coach Stephen Keshi has left the door open for Peter Odemwingie to make a return to the international set-up.
The West Brom striker has not represented his country since February 2011 after falling out with the former captain over his omission from the 2013 African Cup of Nations.
Odemwingie has made 55 appearances for Nigeria since making his debut in 2002, scoring nine goals, but a lack of playing time for his club and the dispute with Keshi has seen him overlooked for selection. However, the 51-year-old coach has insisted the door is still open for the striker to make a comeback.
"He (Odemwingie) still has a place in the team," Keshi told SuperSport. "I'm not looking for an apology from him.
"He is somebody that I like very well and he knows that. The thing is, it's the team that I'm thinking about."
Odemwingie barely featured at the Hawthorns towards the back end of last season after a failed attempt to force a move to QPR, but former Nigerian national team psychologist Robinson Okosun was quick to defend him against the tag of trouble-maker that he has picked up.
"Odemwingie is not a troublesome person," he said. "I know him better than a lot of Nigerians do.
"I have worked with him for years in the national team and I can tell you he's one of the nicest and friendliest persons you will ever meet.
"People have been talking about what happened at West Brom last season but all human beings pass through phases in their lives.
"What (Odemwingie) needs now is support of Nigerians and I commend Keshi for this bold step and he has now shown he's a man of his words when he declared in the past that the striker is still part of his plans."
|Kukesi punished after Europa League abandonment
|Leno hints at Leverkusen exit
|Benitez explains Ronaldo absence
|Pochettino backs Kane to be among world´s best
|Messi not ruled out of Mexico friendly - Martino
|China v North Korea: Kim´s side look for another win
|River Plate v Tigres UANL: Copa Libertadores final evenly poised
|Torres: I´d give my life to win La Liga with Atletico
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|Confusion over Ibrahimovic´s PSG future


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Hello out there. My partner, my 15month old and myself are desperately seeking a rental property that will allow 2 dogs. Both work. We have had a bad time finding a long term rental and the one we are in is the worst so far! We are reliable clean and have references if requested! We prefer private r...ental with all the legit lease papers etc. I cant fathom paying someone to take part of ur rent. Please contact asap if u can help! show more
Single mum with 3 kids is looking for 3+ bedroom house in the kingborough area. Wanted ASAP. I do have an outside dog so needs to be pet friendly. Prefer woodheating and garage but not necessary. Please email it text with what you have! I'll say it again as I am in desperate need of a house wanted A...SAP thanks Boyfriend can do maintenance and other things needed done around the house NO TIME WASTERS NEEDED AS I NEED A HOUSE ASAP as I am living in a caravan show more
Young family of 3 soon to be 4 looking for a 2-3 bedroom home in casey area. Looking to pay up to $300-350 a week Hi our names are Chloe and Jamie, we have a 16month old daughter and another baby due in October. We're in desperate need of a home. Currently sleeping on a blow up mattress in my mothe...r in laws lounge room. It's not suitable for ourselves or our daughter. Looking for someone to give us a chance as were so young real estates aren't that keen on leasing to a young family ... show more
Hi, my husband and myself are looking for a 4 bedroom home to rent in the Gosnells, Thornlie, huntingdale areas with a shed, with our 5 yr old,11month old and baby on the way.The house we are currently renting is on the market, plus only has 3 bedrooms, therefore we desperately need something bigger... as bub is due early December.We are very reliable, clean tenants and always pay rent on time etc.My partner has his own ceiling repair business(Browns Ceilings) and at the moment I'm a stay at ... show more
I need a house /unit/ granny flat ASAP BEFORE FHE 7th of September. My names Georgia, I'm 19 years old and about to begin my diploma in beauty. I currently am renting a townhouse for $330 a week in kallangur and due to my unreliable ex room mate I am currently paying all of that by myself due to her... moving out without telling me. I receive Centrelink benefits which is $520 a fortnight plus money from my cash in hand job (min $150 a week) when my lease is up I have no where to go and I have no ... show more
Hi, my husband and myself are looking for a 4 bedroom home to rent (preferably in Gosnells)with a shed, with our 5 yr old,11month old and baby on the way.The house we are currently renting is on the market, plus only has 3 bedrooms, therefore we desperately need something bigger as bub is due early ...December.We are very reliable, clean tenants and always pay rent on time etc.My partner has his own ceiling repair business(Browns Ceilings) and at the moment I'm a stay at home mum.We can get ... show more
I'm a young mother of an 18 month old boy and due to unforseen personal problems me and my son are noe homeless and in desperate need of some where pet friend ly in INGHAM a house would be preferred but a unit is fine. Anything $250 or under have a 2yr old staffy she is very well behaved and rarely ...barks. We are couch surfing and are running out of options i have put applications in for realestate n housing but nothing has come up. i have references and am i good tenant rent on time quite n ... show more
Hi Myself and my partner are in desperate need of a place. Dont mind if is a unit, house or even a room that i can rent. We are reliable, clean and honest people. We arnt currently working but am looking for work. I have a job interview next week. As of monday we have no where to go as we are only ...staying with friends and cant stay there after monday. You can email me and let me know what u have and how much a week Thanks in advance any help would be appreciated show more
Willing to pay $600.00+ per week if required. Couple and teenage daughter requiring 3+ bedroom, 1+ bathroom, all specs negotiable including weekly rent, willing to go higher to secure rental property, desperately need to move in asap. Good private rental history, responsible, clean, consistant payin...g tenants. Cash bond x 4weeks in advance. All houses, apartments, townhouses, and cottages considered. show more
My name is Jenna and I am posting this ad on behalf of my father and two brothers (18&19yo) They are desperately seeking a house on the Gold Coast. They all just moved here and are currently looking for jobs but all receive benefits. They ARE reliable. And not fussed about the condition of the house.... They just need to get into safe housing. If anyone has a house for rent or knows someone who does please email, call or text me. Thank you show more
Hi I am a single mum of 2. Desperately needing a rental will make do with 2 bedroom unit or anything really. Please contact me we are clean tidy quiet respectable and honest
HI we are a family who have been in the same property for 6yrs 3mths ... and now because of illness the landlords require property back ... husband is in full time work (painter decorator) .... I run the house / cleaner ... we are clean and rent reliable and we are in need of somewhere asap we have ...till aug 22 but im also due to give birth on the 13 th aug. Hubby earns between 5 and 7 grand a mth .... thanks show more
My partner and I are in desperate need of a house to rent. We have solid jobs and a good rental history (only 1 year) We have been left homeless and all our belongings have been put into storage. We only need 2 bedrooms Must have a garage/shed for car A big block/ acreage would also be great We both... work in dandenong so will travel upto 30-40 mins from there Can afford upto $500 pw for the right house Please call or txt Liam 0 show more
Hi I'm a 19 year old female, myself and my partner who is 21 are desperately in need of somewhere to rent at the moment we can only afford approx $200 per week with utilities on top, WE DO have a 6 month old kitten that is completely house trained, a place that is unfurnished would be fantastic as w...e have our own furniture. We do not have rental history, I am currently working permanate part time averaging around 70 hours per fortnight. I get paid fortnightly and happy to pay for the 2 weeks in ... show more
hi we are looking to rent a 3-4 bedroom ASAP please anywhere around clayton or springvale , please help us - we can pay $300-$350 weekly - i recieve centrelink - hubby work full time - it will be our first renting house here in australia . thank you in advance
DESPERATE . Hi my partner and i are looking for a house to rent . We have two older girls and just had another baby . We have a dog . We both work hard and have both just changed jobs both full time. The owner wants to sell the property we are renting . Looking hopefully for a cheap 4 bedroom but 3 ...is fine around the narre warren cranbourne area. We have to be out by 19 august . I work as a labourer renevating houses tidying yards trimming trees mulching making garden beds retaing walls ect so ... show more
Homeless and desperate can afford up to $350 a week rent my partner and my self and our 5 children have been homeless for 2 months now paying $850 a week and struggling to do shopping even if its short term till a government house becomes available for us we have been knocked back by real estates so... looking for a private lease agreement will need 3-4 bedrooms if u can help please text me on 0 show more
Single mother of two desperately needing house to rent due to house that I am renting has been sold I need to find somewhere before 20th of July I can provide references would like somewhere in the western suburbs please
I am in DESPERATE need of a house or anything to rent in yeppoon for myself, partner and 2 dogs (very well trained). currently in a 1bdrm unit in rocky but my 2 youngest children are in yeppoon so needing to relocate closer to them as i have to drive down daily as its not best enviorment or place to... have kids at were i am due to all violence and drug presance and going ons. can afford $250-$300wk plz very desperate and urgente so this family can be living all bak together again.. thanks show more
Hello desperately need a place to rent or room in share house by Wednesday have been staying in a hotel and really can't afford to be in here past tommorow. Looking for a little studio by myself would be ideal but open to offers share house or even a 2 bed apartment as I have a friend who is also lo...oking. Please feel free to text me on 0 show more
hi my name is Abbey and me and my partner are desperately looking for accommadation as we are due to have a baby on the 14th of august 1st child . we are looking for a 1 or 2 bedroom to rent and are willing to pay up to 300 a week . Im am 18 years old and my partner is 22., if somebody could please ...help us please contact me on 0 thanks. :) . or my partner on (0) please somebody help us we are very desperate show more
Single mum of 4 kids 11 9 6 and 5 Single story house 4 or more bedrooms is required no more than $400 (cheaper the better obviously)... been renting for 6 months with current agency and looking for a another house as i keep falling down the stairs. Must have neighbors that will let kids play outs...ide. Please help me Sanctuary Point Bay and Basin areas please. show more
We are a family of 6 (4 children 2 adults) plus animals looking for suitable family home. We have some lovely fur feathered and scaley babies and we are desperately seeking adequate accommodation for all of us. Looking for long term lease with landlord or agent who is going to accommodate all of us.... We aren't noisy we don't smoke we are just trying to find somewhere to call "home" where we can truly be happy enjoy the simple things in life and let our animals enjoy theirs too. Our children are ... show more


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One Fast Shoe!!
By D1stance
from Minneapolis, MN
About Me Avid Athlete
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Comments about Nike Zoom Streak LT2 Racing Shoe:
The LT2s live up to the high standard in performance that the original LTs had to offer (as well as the XC flats before that). Though there has been a couple trade offs and changes in looks, it will be assured that fast times WILL be hit and the LT2s shall not disappoint.They are absolutely solid, minimalist running shoes that WILL outdo other flats on the course. It's light, mostly breath-able and has excellent traction. I recently retired my falling-apart original LTs and enlisted these in more hard run arsenal; they lived up to the task and exceeded expectations, I PR'd in my 8 miler tempo run. Another bonus is the fact that they look incredibly durable and more so than the original LTs.However that does come with a trade-off, slightly more bulk, a sillier design and a bit less breath-ability. However, for what the rather small cons benefit, it is completely worth it. Get these shoes. Treat yourself to faster times. These will not fail.
Bottom Line Yes, I would recommend this to a friend
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Video: Nebraska's Bo Pelini Almost Hit A Ref In The Face With His Hat, Got Flagged For It
Bo Pelini is not having a great Black Friday. Today against Iowa, the Cornhuskers came out flat and found themselves in a 14-3 hole heading into halftime, much to the head coach's displeasure. On his way to the locker room, Pelini was extremely short with reporter Quint Kessenich — unfortunately, his mood hasn't changed much since the break.
Following a pass interference call against Nebraska, Pelini threw a fit on the sidelines, and nearly hit one referee with his hat in frustration. Of course, that led to a 15-yard unsportsmanlike conduct penalty, so it didn't really help his cause. Here's video:
Iowa is currently leading Nebraska 24-10 late in the 3rd quarter.
Read More At Bleacher Report
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Short Cuts
The daughter of a baker, Marie Guyard was born in Tours, France, on October 28 and married a silk manufacturer named Claude Martin when she was seventeen; the couple had one son. Claude died two years later and Marie became a bookkeeper for her brother-in-law. In 1629, she joined the Ursulines at Tours, taking the name Marie of the Incarnation. In 1639, she was sent to Canada where she laid the cornerstone of the first Ursuline convent in Quebec in 1641; she rebuilt it when it was destroyed by fire in 1650. She compiled dictionaries in Algonquin and Iroquois and taught the Indians the rest of her life until her death in Quebec on April 30. She experienced mystical visions and suffered periods of spiritual aridity about which whe wrote and her LETTERS give a valuable account of life in Quebec in 1639-71. Also known as Marie of the Ursulines, she was beatified in 1980 by Pope John Paul II.
Free NAB
Barbara lived in the 4th century and brought up as a heathen. A tyrannical father, Dioscorus, had kept her jealously secluded in a lonely tower which he had built for that purpose. Here, in ... continue reading
When she was 56, Angela Merici said "No" to the Pope. She was aware that Clement VII was offering her a great honor and a great opportunity to serve when he asked her to take charge of a ... continue reading
St. Bridget arrived in Ireland a few years after St. Patrick. Her father was an Irish lord named Duptace. As Bridget grew up, she became holier and more pious each day. She loved the ... continue reading
Bishop, Doctor of the Church, and the founder of the Redemptorist Congregation. He was born Alphonsus Marie Antony John Cosmos Damien Michael Gaspard de Liguori on September 27,1696, at Marianella, ... continue readingMore Saint of the Day
Irish abbess and disciple of St. Abban. When St. Abban founded a convent in Ballyvourney, County Cork, Ireland, Gobnata was placed in charge. A well there bears her name. continue readingMore Female Saints
St. Michael the Archangel - Feast day - September 29th The name Michael signifies "Who is like to God?" and was the warcry of the good angels in the battle fought in heaven against satan and his followers. Holy Scripture describes St. Michael as "one of the chief ... continue reading
The name Gabriel means "man of God," or "God has shown himself mighty." It appears first in the prophesies of Daniel in the Old Testament. The angel announced to Daniel the prophecy of the seventy weeks. His name also occurs in the apocryphal book of Henoch. He was the ... continue reading
St. Zita was born into a poor but holy Christian family. Her older sister became a Cistercian nun and her uncle Graziano was a hermit whom the local people regarded as a saint. Zita herself always ... continue reading
Benedictine abbot in Lerins, in France. He is reported as a co-worker of St. Amandus of Lerins. continue reading
By Deacon Keith A Fournier
Over the centuries, the Jesuits have been relied upon by Popes as trustworthy, heroic soldiers for Jesus Christ and His Church. Yes, there have been times when the company seemed to lose its fervor. However, Jesus Christ the King has always sent His Spirit to ... continue readingMore Christian Saints & Heroes


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Doctor Who: Which Who Are You?
Their result for Doctor Who: Which Who Are You? ...
The Eleventh Doctor
Do you like bow ties? Because you're the Eleventh Doctor.
The Eleventh Doctor is a notorious liar, a rude little imp, and a walking bowtied god complex. He both loves himself and hates himself and seems to have difficulty dealing with all the thoughts in his head. As such, he skips details while he's talking and has difficulty keeping details straight when others are talking.
Regardless of his morals and ethical code, this particular Doctor is prone to lying and manipulating people to get what he wants.
So what's this mean about you? Simply put, it means you've got some issues understanding the emotions and feelings of others. You perceive things as harmless when they're toxic. You may even perceive yourself as grand and wonderful. Quit that. Really consider what you're doing to people. There's a reason you're reading this.
Their Analysis (Vertical line = Average)
They scored -2% on Honesty, higher than 9% of your peers.
They scored 5% on Kindness, higher than 51% of your peers.
They scored -1% on Mercy, higher than 28% of your peers.
They scored -1% on Humility, higher than 21% of your peers.
All possible test results
The Fifth Doctor
The Fifth Doctor was vulnerable and sensitive, focused very intently on the needs of others. He often placed the needs of others beyond his own, allowing others to take the lead and handle situatio... Read more
The Ninth Doctor
The Ninth Doctor's regeneration was not seen, but we can presume it took place during the Time War between Gallifrey and Skaro. He was born in battle, forced by his own morals into bloody conflict ... Read more
The Tenth Doctor
Played to international acclaim by David Tennant, the Tenth Doctor was a lanky impish fellow with a fondness for wit and wordplay. After a dangerous and messy regeneration stretched out over severa... Read more
The Eighth Doctor
The seldom acknowledged Eighth Doctor came into being when a surgeon tried to perform human medicine on a Time Lord. The aenesthia prevented immediate regeneration and caused amnesia, resulting in ... Read more
The First Doctor
The First Doctor was a grumpy old man with little patience for stupidity. He was largely uninterested in the needs of others, but he grew fond of others not in spite of the flaws but because of the... Read more
The Third Doctor
The Third Doctor was exiled by Gallifrey to Earth. He resented humans for their stupidity, inability, and general uselessness. Much like the First Doctor, however, he was fond of humans for these v... Read more
The Second Doctor
The Second Doctor was scruffy, sly, and fond of headgear complementing these qualities. He was certain of himself, but played up his ineptitude to trick opponents. Additionally, he is less concerne... Read more
The Fourth Doctor
The Fourth Doctor was more peculiar and alien than incarnations past and future. He was prone to high energy, a degree of mania, and occasional deep dark moods. It is also interesting to not... Read more
The Eleventh Doctor
The Eleventh Doctor is a notorious liar, a rude little imp, and a walking bowtied god complex. He both loves himself and hates himself and seems to have difficulty dealing with all the thoughts in ... Read more
The Sixth Doctor
Sometimes called "The Unlikeable Doctor", the Sixth Doctor was brash and overbearing, prone to mood swings and bouts of fatalism. He was certain he was the finest Doctor to date and that he was unt... Read more
The Seventh Doctor
The Seventh Doctor was a quiet and mostly unassuming fellow that, like many of the other Doctors, would lie to acheive what he felt was the proper solution. The catch with this Doctor, however, was... Read more
The Master
The Doctor is not always a terribly charming fellow, but even at his worst he is not as blatantly cruel as the Master. The Master is not satisfied with his regenerations, despite the fact he... Read more
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These pants and shoes are little boy perfection. But I'd prep it up more with a plaid shirt. :)
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Justin Timberlake
About Justin Timberlake
Although a Pop / R&B icon, Justin Timberlake has engaged the rap game in a big way in 2013, buddying up with Jay Z and Drake and rekindling his working relationship with Timbaland – all of which took place after a seven-year hiatus from the music scene in general. Throughout his extensive 21-year career, the former 'N Sync front man has collaborated with the likes of Nelly, Charlie Wilson, Snoop Dogg, The Lonely Island, Nelly Furtado, 50 Cent, Madonna, Beyonce, T.I., Dr. Dre, Missy Elliot, Ciara, The Game, Esmee Denters, Jamie Foxx, Lady Gaga, FreeSol and more. Most recently, he released his two-part, platinum-selling album The 20/20 Experience and wrapped the Legends Of The Summer Stadium Tour with Jay Z. He's currently contributing to T.I. and Nas' new albums, and is preparing to embark on the "The 20/20 Experience" World Tour. Oh yeah, he's also up for seven awards at the 56th Annual GRAMMY awards.
Facts Only
- Timberlake was raised in Shelby Forest, Tennessee.
- He was discovered at the age of eleven after appearing on the Star Search television show.
- Timberlake has two half-brothers, Steven Robert and Jonathan.
- He was a member of the Mickey Mouse Club between 1993-1994.
- He dated fellow Mickey Mouse Club member Britney Spears for a time.
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text:
Knewton Announces A Major International Partnership
The adaptive learning startup's new partnership with medical publisher Elsevier will be one of Knewton's largest.
Knewton, a startup focused on adaptive learning technology, announced a partnership today with Elsevier, a Dutch scientific and medical publishing company that is the second-largest book publisher in the world. Chief Operating Officer David Liu says it will be among the company's largest partnerships.
The Elsevier deal is part of a major international expansion by Knewton, which is one of ed tech's fastest-growing startups. In May, the company announced a partnership with a Norwegian education publisher; in April, it was South Korean publishing giant Chungdahm. Liu said the company plans to expand into Brazil's massive private education market soon.
Knewton, which most recently raised $51 million in a series E funding round in 2013, has been snapping up high-profile domestic partners since its founding in 2008. Its adaptive technology currently powers the curriculum of publishers like Pearson, Macmillan, Cengage, and Houghton-Mifflin Harcourt.
Major publishers have flocked to Knewton because of its adaptive learning technology platform, which has been held up as the prime example of the potential of big data in education. Knewton's technology collects thousands of unique data points daily on every student, then uses that information to create personalized bundles of publishers' content. That highly sophisticated "data mining" has also put some parents and educators on edge.
Elsevier, which is a major publisher of nursing and medical school curriculum, including the famous Gray's Anatomy, marks Knewton's first move into career-focused education, said Liu. Elsevier's parent company, Reed-Elsevier, has a market cap of more than $15.8 billion.
This post has been updated to reflect the amount of money raised in Knewton's most recent round of funding. An earlier version of this story noted $33 million was raised in series D funding in 2011.
- President Obama unveiled a climate change plan on Monday that calls for federal limits on the amount of carbon power plants can produce.
- Puerto Rico has failed to make a $58 million debt payment, and credit rating agency Moody's says the U.S. territory is in default.
- The man accused of fatally shooting a Memphis, Tennessee, police officer on Saturday has turned himself in.


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Brighton Jobs
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Home > Poland > Ekstraklasa > Wisla Krakow > Squad > Profile: Dariusz Dudka
Dariusz Dudka Wisla Krakow
Profile of the Polish footballer Dariusz Dudka, who currently plays as a defender at Wisla Krakow. The 30-year old player Dudka joined Wisla from Birmingham City and wears the number 5 shirt.
Dariusz Dudka Career
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Darwin Olympic look to blaze a trail for Northern Territory in FFA Cup
Liverpoolís Sheyi Ojo joins Wolves on loan after signing new contract
Champions League qualifiers: Ajax knocked out by Rapid Vienna in thriller
Newcastleís Aleksandar Mitrovic promises to kick Premier League defenders
Eddie Howe can achieve top-half finish with Bournemouth, says David James
Bournemouth wide man Marc Pugh takes roundabout route to the top


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Lam says tightening global labor market good for American workers
Johnston says e-cigs may reverse two-decades of progress on smoking reduction
Mueller-Smith finds incarceration increases the likelihood of committing more, and more serious, crimes
Bob Willis awarded 2015 Jacob Mincer Award for Lifetime Contributions to the Field of Labor Economics
David Lam is new director of Institute for Social Research
Elizabeth Bruch wins Robert Merton Prize for paper in analytic sociology
Elizabeth Bruch wins ASA award for paper in mathematical sociology
PSC Brown Bags will be back fall 2015
Fang, H.M., and Daniel Silverman. 2009. "Time-inconsistency and welfare program participation: evidence from the NLSY." International Economic Review, 50(4): 1043-1077.
We empirically implement a dynamic structural model of labor supply and welfare program participation for agents with potentially time-inconsistent preferences. Using panel data on the choices of single women with children from the National Longitudinal Surveys (NLSY) 1979, we provide estimates of the degree of time-inconsistency, and of its influence on the welfare take-up decision. With these estimates, we conduct counterfactual experiments to quantify a measure of the utility loss stemming from the inability to commit to future decisions, and the potential gains from commitment mechanisms such as welfare time limits and work requirements.
Country of focus: United States of America.
Browse | Search : All Pubs | Next


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Win or lose, Tim Duncan isn't tipping hand about retirement plans
Jun 4, 2014, 9:40 PM EDT
There's a school of thought, prominently led by Charles Barkley, that if Tim Duncan wins a title with the Spurs this year he will call it quits right then and there. He will ride off into the sunset a champion. (If you subscribe to a school of thought led by Charles Barkley, you should probably rethink a few things in your life.)
There are others around the league that think he is done either way. He's grown weary of the grind, it's time to move on. Call it the "I'm too old for this s***" theory.
The more logical answer is that he, Manu Ginobili and Tony Parker are all under contract for one more year and the Spurs have been to back-to-back NBA Finals, they will give it one more shot together.
Whatever Duncan is thinking, he didn't show a tell the day before the 2014 NBA Finals tip-off in San Antonio. Here is what Duncan said about retirement when asked on Wednesday.
"It will happen when it happens. I'll feel it and I'll know it and I'll call it a day."
Duncan may honestly have no idea what he wants to do, he may wait a couple of weeks after the season and then decide.
If he retires, he will announce it in a press release and have to be dragged to a press conference to meet the media one more time. He'd do it without fanfare, without a farewell tour. He'd just fade away if he had his choice.
It will not be that quiet. Whatever happens in these Finals Duncan's legacy as (arguably) the greatest power forward in the history of the game is secure. There isn't going to be another Tim Duncan.
But for our sake I hope we get to enjoy watching him play the game in a way few may ever again.
Duncan: LeBron is physically a 'monster'
Kobe Bryant says he's not sure if he retires at end of season
Aug 4, 2015, 1:45 PM EDT
Kobe doesn't know how he'll feel next summer. You can't blame him for that.
Kobe Bryant, can this Laker team make the playoffs? "Of course it can. Absolutely."
Aug 4, 2015, 1:10 PM EDT
No. No they will not.
Due to ankle injury, Spurs will not allow Boban Marjanović to play in EuroBasket for Serbia
Aug 4, 2015, 12:30 PM EDT
The Serbian national team is expected to protest it.
Report: Knicks reach deal with backup center Kevin Seraphin
Aug 4, 2015, 11:57 AM EDT
He will battle Kyle O'Quinn to backup Robin Lopez.
Corey Brewer excited to reunite with Ty Lawson, spark Houston
Aug 4, 2015, 10:45 AM EDT
Lawson and Brewer put up impressive offensive numbers together in Denver.
Raptors officially unveil new uniforms, yes there is a Drake-inspired one
Aug 4, 2015, 10:05 AM EDT
I'm no fashion critic, but they're not bad.
Andrea Bargnani says he would have played "for free" to prove himself with Nets
Aug 4, 2015, 9:14 AM EDT
Somehow I bet he still cashes his paychecks rather than actually playing for free.
Cavaliers' Mozgov can't sign an extension this summer, wouldn't want one anyway
Aug 4, 2015, 8:34 AM EDT
Even if he could sign an extension, he wouldn't.
Morris twins lawyers seek to send case back to grand jury
Aug 4, 2015, 8:00 AM EDT
The Morris twins have denied any involvement, or even knowing the victim.
Mavericks' coach Rick Carlisle says team will err on side of caution with Wesley Matthews return
Aug 4, 2015, 1:05 AM EDT
Thinking long-term is the smart approach, the only one the Mavericks should consider
Kobe Bryant's popularity in China knows no bounds
Aug 3, 2015, 11:17 PM EDT
Kobe Bryant is Beatles during the British Invasion level popular in China.
Report: Nets doing Earl Clark a favor and waiving him
Aug 3, 2015, 9:59 PM EDT
Brooklyn could have easily kept Clark through training camp
Jerry Colangelo: Paul George will attend USA Basketball minicamp meeting, won't play
Aug 3, 2015, 9:03 PM EDT
Pacers star maintains status as lock for 2016 Olympic roster – if he wants to play
Klay Thompson's brother called up to the White Sox
Aug 3, 2015, 8:16 PM EDT
Trayce Thompson gives Thompson family yet another professional athlete
LeBron James to attend Team USA minicamp, leave early
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That'll keep him a viable candidate for 2016 Olympic roster
An excellent Kobe Bryant impersonation (video)
Aug 3, 2015, 6:33 PM EDT
…with one exception
Report: Mavericks give Salah Mejri fully guaranteed salary
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Dallas loading up on players. What will roster look like in November?
Nancy Lieberman says DeMarcus Cousins happy Kings hired her
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Will new Sacramento assistant coach improve Cousins' relationship with George Karl?
Walt Frazier wonders whether Carmelo Anthony will seek trade from Knicks
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Search Briefs
Navigators and Assisters
Trained counselors and organizations are helping consumers enroll in health plans through the Affordable Care Act's new insurance Marketplaces.
|What's The Issue?
The Affordable Care Act became law more than three years ago, but polls find that the majority of Americans still do not understand the law and how it will affect them. A centerpiece of the law--health insurance exchanges, or Marketplaces--are now open to consumers. The Marketplaces, run by either states or the federal government, allow people to shop for insurance, find out whether they qualify for federal subsidies, and enroll in a health plan.
Educating people about the Marketplaces and helping them understand their insurance options will require a massive outreach effort carried out in part by navigators and non-navigator assisters (also called in-person assisters or, more simply, assisters). The troublesome launch of the Marketplaces, in which most people could not shop online, highlights the importance of consumer assistance in getting people enrolled.
People who are frustrated with the online Marketplace can turn to navigators and assisters to walk them through the process. Navigators are individuals or community-based organizations funded by federal or state grants to help guide consumers in the Marketplace, assist with subsidy applications, and enroll in a health plan. Assisters perform many of the same functions as navigators, but they are funded by separate grants or contracts administered by states. A third category of enrollment assisters, certified application counselors, will help people fill out applications and compare health plans but do not receive federal funding through the Marketplaces.
|What's The Background?
Navigator-like programs are not a new concept and until recently have not been controversial. Probably the best example of a similar program is the State Health Insurance Assistance Program (SHIP), which provides one-on-one counseling to Medicare beneficiaries. SHIPs are funded by federal grants and are available in every state.
SHIPs provide unbiased advice on Medicare coverage and benefits as well as private Medicare Advantage, prescription drug, and supplemental plans. SHIPs coordinate with the Social Security Administration; the Administration on Aging; Medicaid programs; and state departments of health, insurance, and aging. In addition to individualized counseling, SHIPs make presentations in the community during open-enrollment periods and throughout the year to explain Medicare. SHIPs played a major role in the rollout of the Medicare prescription drug program, receiving $30 million to help with education and outreach.
The process of comparing health plans, applying for subsidies, and enrolling in a health plan is not always easy, particularly for those who have limited experience buying insurance. Marketplaces are designed to simplify the process by creating a one-stop shopping experience where people can compare health plans on premiums, cost sharing, provider networks, and quality and can find out about available financial assistance.
The Affordable Care Act makes comparability easier by requiring all health plans sold through the Marketplace to cover ten categories of essential health benefits. Many people who come to the online Marketplace may be new to the insurance buying process and may have limited English proficiency. Navigators and assisters are designed to help people who need more assistance than can be offered through a website. In addition to one-on-one help, navigators and assisters can help get the word out on the requirement to buy insurance, the availability of federal subsidies, and how the Marketplace works.
Navigators and assisters can perform the same functions, but there are subtle differences between the two. The Affordable Care Act authorized grant money to assist states to plan and establish their own Marketplaces. A state can use establishment grant money to plan and administer its navigator program, but navigators cannot be paid out of these grants. Navigators must be paid out of the operational budget of the Marketplace, which in most states is funded by an assessment on premiums for health plans sold in the Marketplace. As a result, state Marketplaces will not have a funding stream for navigators until insurance coverage begins in January 2014, potentially making navigators unavailable for the open-enrollment period that began October 1, 2013.
In addition to navigators, the Department of Health and Human Services (HHS) created non-navigators, or assisters, who can be funded out of establishment grants. In a state-based exchange, assisters are optional but encouraged, whereas navigators are required. Assisters are required to be distinct from navigators in some way (for example, paid as a contractor instead of through a grant). The federal Marketplace, operated by HHS, has a separate grant mechanism for navigators and will not be using assisters. Assisters will be in partnership Marketplaces in which a state enters into a consumer assistance partnership with HHS.
HHS recently announced the award of $67 million for navigator organizations in states where HHS will be running the Marketplace. This funding is in addition to the $150 million in grants provided to community health centers nationwide to be certified application counselors. This is a relatively small amount of money given the size of the task.
|What's In The Law?
The Affordable Care Act lists five duties for navigators: (1) perform public education and outreach activities; (2) distribute fair and impartial enrollment information on health plans and the availability of federal subsidies; (3) facilitate enrollment in qualified health plans; (4) provide referrals to appropriate agencies for grievances or complaints; and (5) provide all information in a manner that is linguistically and culturally appropriate for the consumer.
Navigators must have existing relationships or be readily able to establish relationships with likely Marketplace consumers, including the uninsured or underinsured, self-employed people, and small employers. They must complete online training designed or approved by HHS, pass a certification test, and be recertified annually. States can establish their own training and certification requirements in addition to or instead of those created by HHS. Navigators may not receive benefits directly or indirectly from an insurance company, including a stop-loss insurer.
Assisters were not part of the Affordable Care Act but were established by HHS under its regulatory authority. HHS is requiring all assisters to meet the same education, training, and conflict-of-interest standards required for navigators.
Certified application counselors, as the name implies, are people who help consumers with the nuts and bolts of filling out an application and enrolling in a health plan. They are community-based organizations, such as community health centers and hospitals, that have existing relationships with potential applicants. Like navigators, certified application counselors cannot be funded out of Marketplace establishment grants. They will exist in all states and are similar to organizations that have provided application assistance in Medicaid in some states.
|What's The Debate?
UNEQUAL FUNDING ACROSS STATES: It is safe to say that Congress did not anticipate 34 states' passing on the opportunity to establish their own state-based Marketplaces in favor of one run by the federal government. HHS is now operating a Marketplace in states that account for two-thirds of the uninsured. As a result, the law did not provide adequate funding for a federal navigator program, forcing HHS to be creative in finding alternative resources.
States that operate their own Marketplaces have much more money available for consumer assistance because they can tap into the Marketplace establishment grants. For example, Maryland, which has about 700,000 uninsured residents, is reportedly spending $24 million on consumer assistance compared with $8 million in federal grant money for Texas and its estimated 6.4 million uninsured residents. Together, California and Maryland are spending about the same amount on consumer assistance as all states with federally run Marketplaces combined.
CONFLICTS WITH AGENTS AND BROKERS: Although the navigator program was largely uncontroversial when it was written into the Affordable Care Act, it has proved to be quite contentious. Much of the work navigators do is similar to what health insurance agents and brokers do, except that agents and brokers generally receive a commission from insurance companies for each policy sold.
Agents and brokers, also sometimes called producers, are required to be licensed in every state. As part of the licensing requirement, they might be required to complete training and pass a certification exam, pay a licensing fee, be fingerprinted, or submit to a background check. In addition, some states require agents and brokers to maintain errors and omissions insurance, which is basically insurance intended to protect agents and brokers in case a consumer sues them for poor advice. Although licensed agents and brokers can be navigators, states cannot require navigators to be licensed brokers or agents, and at least one navigator entity must not be.
Agents and brokers have been lobbying state legislatures to pass laws imposing additional requirements on navigators. To date, 17 states have passed navigator laws, and legislation is pending in additional states. Additionally, several states without laws are passing emergency regulations to place additional requirements on navigators and assisters. Most of the states that have passed legislation are states in which HHS is operating the Marketplace, making the additional requirements appear to be politically motivated. Additional requirements have deterred some consumer organizations from participating in the navigator program and could undermine the success of Marketplaces.
In its final regulation on navigators and assisters, HHS says that states may require additional licensing or certification for navigators, but they cannot prevent navigators from fulfilling their duties outlined in the Affordable Care Act. Looking at some of the state laws, it is clear there are going to be questions as to when state laws prohibit navigators from doing their job. For example, the Maine law says that only licensed producers may make recommendations and enroll people in health plans offered through the Marketplace, one of the principal duties of navigators.
PRIVACY SAFEGUARDS AND TRAINING ADEQUACY CONCERNS: In a letter sent to Kathleen Sebelius, secretary of HHS, in August, 13 state attorneys general outlined concerns they have regarding navigators and assisters, including weak privacy protections and inadequate training. Navigators are likely to be privileged to sensitive information, including consumers' Social Security numbers and tax returns, in the process of helping them apply for federal subsidies.
In its letter, the state attorneys general note that the privacy requirements for navigators are not as strict as those for federal census workers or proposed requirements for tax preparers. HHS responded that navigators will receive training on privacy and security standards as part of the certification process and that personally identifiable information is transferred to the federal data hub rather than kept by the navigator. In addition, navigators are subject to civil monetary penalties for privacy violations.
The state attorneys general also raise concern that the training requirements are inadequate given the complexity of the law and health plan choices. Navigators must not only understand and be able to explain how the Marketplace works but how eligibility for federal subsidies is calculated and how the state Medicaid eligibility is determined. HHS requires navigators and assisters to undergo up to 30 hours of training, pass a certification exam, and be recertified annually. Opponents of the law have pointed to recent media reports that HHS lowered the training requirement to 20 hours as crunch time approached to get navigators and assisters certified, but HHS plans to do continued training to make up the difference.
The state attorneys general letter raises a number of detailed questions for the navigator program, including how personnel will be screened and what specific guidance they will be given; what liability navigators will bear if they misuse personal information; what types of fraud prevention and penalties will be available to HHS as it monitors navigators; and finally to what extent states can impose further restrictions and privacy protections on navigators.
CONGRESSIONAL INQUIRIES OF NAVIGATOR PROGRAMS: Recently, members of Congress have begun investigating the navigator and assister programs as well as the organizations that have received federal grants. In June Rep. Darrell Issa (R-CA), chair of the House Oversight Committee, sent a letter to Sebelius accusing HHS of circumventing the Affordable Care Act prohibition on funding navigators through Marketplace establishment grants by creating assisters.
In August, 15 Republican members of the House Energy and Commerce Committee sent detailed requests for documents to organizations that received recent HHS navigator grants. These requests were met with skepticism by the organizations because most have yet to spend any of the grant money, and the time required to gather all the information diverted them from their duties as navigators. As a result of these inquiries, at least four organizations returned federal grant money instead of spending resources to gather information required by Congress.
|What's Next?
Navigators and assisters are key components in the success of the Marketplaces. With the rough launch of the Marketplaces making it difficult for people to shop for plans and enroll online, navigators and assisters are more important than ever. Much of the job educating and enrolling people will be on a one-on-one basis, a time-intensive and costly effort that will be more difficult in states that are hostile to the law.
In addition to navigators and assisters, HHS is relying in part on not-for-profit organizations that have pledged to provide outreach and education on the Affordable Care Act. More than 100 organizations have signed on as Champions for Coverage, including the American Hospital Association, Families USA, and Enroll America.
The battle over state laws imposing additional requirements on navigators will likely play out over the next several months as navigators and assisters begin their work. HHS may need to issue clearer guidance on when federal law preempts state laws that may prohibit navigators from fulfilling their duties.
Brooks T, Kendall J, "Countdown to 2014: Designing Navigator Programs to Meet the Needs of Consumers," Georgetown University Health Policy Institute, July 2012.
Center for Consumer Information and Insurance Oversight, Centers for Medicare and Medicaid Services, "In-Person Assistance in the Health Insurance Marketplace," cited October 25, 2013.
Folkemer D, Spicer L, John J, "Navigators: A Background Paper," Hilltop Institute, University of Maryland, Baltimore County, August 11, 2011.
Jost T, "Implementing Health Reform: The Final Navigator Rule," Health Affairs Blog, July 13, 2013.
Kusnetz N, "Obamacare's Hidden Battle: Insurance Agents Push State Regulation of Guides to New Marketplaces," Center for Public Integrity, August 9, 2013.
Morrissey P, Attorney General, West Virginia, "Letter from State Attorneys General to the Honorable Kathleen Sebelius," August 14, 2013.
Ten Napel S, Eckel D. "Navigators and In-Person Assistors: State Policy and Program Design Considerations," State Health Reform Assistance Network, March 2013.
|About Health Policy Briefs
Written by
Editorial review by
Heather Howard
Rob Lott
Health Policy Briefs are produced under a partnership of Health Affairs and the Robert Wood Johnson Foundation.
Cite as: "Health Policy Brief: Navigators and Assisters," Health Affairs, October 31, 2013.
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Current Issue
Vol. 34|No. 7
- From The Editor-In-Chief
- Entry Point: Medicaid At Fifty
- Medicaid's Surprise Political Evolution
- Cindy Mann Interviewed
- Community Health Centers And Medicaid
- Mental Health Services In Medicaid
- Fewer Disparities In Nursing Home Care
- Paying For Medicaid Delivery System Reform
- Improving Global Health Aid Allocation
- ACA Cuts Consumer Contraceptive Costs
- Complex Pediatric Care And Medicaid Hurdles
- View Table of Contents »
- A State-Based Strategy For Expanding Primary Care Residency 31 Jul 2015
- Implementing Health Reform: IRS Requests Comments On Cadillac Tax 31 Jul 2015
- Narrative Matters: On Our Reading List 31 Jul 2015
- Implementing Health Reform: GAO And ASPE Reports Reveal IRS-Marketplace Coordination Difficulties, Impact Of Competition On Premiums 30 Jul 2015
- Hearing Echoes Today Of Two Powerful Moments Fifty Years Past 30 Jul 2015
Now Playing Medicaid's Evolving Delivery SystemsBriefing July 08, 2015
- Health Spending Projections Through 2024 July 28, 2015
- Medicaid's Evolving Delivery Systems July 08, 2015
- Interview with Cindy Mann July 07, 2015
- Health Spending Projections Through 2024 July 28, 2015
- Medicaid's Evolving Delivery Systems July 08, 2015
- The Medi-Cal Waiver: Perspectives On Promoting Health System Improvement In California June 11, 2015
- The Cost and Quality of Cancer Care April 07, 2015
- The Triple Aim: Care, Health, And Cost
- Applying A 3.0 Transformation Framework To Guide Large-Scale Health System Reform
- Across State Lines, A Family Navigates Medical Complexity And Medicaid Hurdles
- The Supreme Court Ruling That Blocked Providers From Seeking Higher Medicaid Payments Also Undercut The Entire Program
- Medicaid's Growing Role In Care Delivery
- Wide Variation Found In Hospital Facility Costs For Maternity Stays Involving Low-Risk Childbirth
- Once A Welfare Add-On, Medicaid Takes Charge In Reinventing Care
- Lessons From Medicaid's Divergent Paths On Mental Health And Addiction Services
- Medicaid's Growing Role In Care Delivery
- Medicaid At 50: Remarkable Growth Fueled By Unexpected Politics
- Extreme Markup: The Fifty US Hospitals With The Highest Charge-To-Cost Ratios
- Understanding Pay Differentials Among Health Professionals, Nonprofessionals, And Their Counterparts In Other Sectors
- Medicare Payment Policy Creates Incentives For Long-Term Care Hospitals To Time Discharges For Maximum Reimbursement
- The Triple Aim: Care, Health, And Cost
- Prevention Program Lowered The Risk Of Falls And Decreased Claims For Long-Term Services Among Elder Participants


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What an intriguing column by Heather Robinson ("Can We Talk? But That's All!" Singles, March 22).
And how simple male creatures can be. I think many men do compartmentalize, they seem to create separate files in their heads for different things: love, sports, work, etc. These don't overlap.
Women overlap. Women are multi-taskers and overlap everything. So she thinks when he forgets her birthday it means he doesn't love her. Not so. It's his filing system. Love or sex does not intersect with his calendar. The men in Ms. Robinson's column have their separate files, too.
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text: Travelling from Australia, the CMI was recommended by friends. My wife especially had looked forward to a visit to this area for a lifetime so it was always important to get the visit right. We sure got it right by staying at CMI and enjoying a magnificent property and hosted by the most delightful hosts in Trish and Kevin. It... More


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Written on: 16/11/2013
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The Wizard Mouse
By Dean Morrissey; Stephen Krensky; Dean Morrissey (Illustrator)
(HarperCollins Publishers, Hardcover, 9780060080662, 28pp.)
Publication Date: October 2011
List Price: $16.99*
* Individual store prices may vary.
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A field mouses place is in the fieldor so say Rollies father, his grandfather, and everyone he has ever known.
But Rollie wants something more. So one day, he sets off down the path toward the Kingdom of Muddmoor, not knowing what hell find. In the adventures that follow, Rollie encounters many strange and wonderful things, from a talking fish and floating cows to the official Wizard of Muddmoor. But it turns out that what the kingdom needs most may just be the skills of one small field mouse.
Dean Morrisseys lush paintings and magical story bring Rollie to life as the tiny hero who, with a little courage, makes a huge difference.
Stephen Krensky is the author of numerous picture books, including How Santa Got His Job and How Santa Lost His Job, which both received starred reviews in Booklist and School Library Journal. His latest board book, I am so Brave, received starred reviews in both Publisheres Weekly and Kirkus. He and his wife have two sons and live in Lexington, Massachusetts.
Dean Morrissey has made up stories to go with his work ever since he first began to paint. Eventually he began writing and illustrating children's books. The highly successful Ship of Dreams, a New York Times Best Illustrated Book, was published in 1990, followed by The Great Kettles, which won a Gold Medal from the Society of Illustrators. His other books include The Christmas Ship, The Moon Robber, The Monster Trap, and The Crimson Comet. Dean Morrissey lives on the south shore of Massachusetts with his wife and son, surrounded by many of the amazing contraptions that are found in his paintings.