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Explore the personal stories of Syrian refugees in Lebanon
Ghana's mixed fortune as a dumping ground for e-waste
15 Jan 2012 08:38 GMT | Business & Economy, Egypt, Hungary, Somalia
With Hungary resuming its EU and IMF talks over a bailout, it seems that the country is out of options. The talks broke down in December over Hungary's new controversial constitution which curbed the independence of the Central Bank. Now the country is ready to make concessions for the IMF and the EU cash, but at what cost? Joining us to discuss Hungary's debt crisis is Zoltan Csefalvay, the Hungarian minister for economy.
We also take a look at Egypt, the country that turned down an IMF deal in June 2011 fearing that Egypt sovereignty could be undermined, but now Egypt finds its post-revolution economy badly faltering.
Just before the financial crisis hit in 2007, luxury car sales were at record levels. But this year, as we continue to struggle through the latest phase of that crisis, the record could be broken again. Rolls Royce, the luxury car brand is 107-years old but still breaking sales records. We speak to Torsten Mueller-Otvos, the CEO of Rolls Royce Motor Cars.
There is a thriving business off the coast of Africa these days, an entirely illegal one, that seems to have a positive effect on economies onshore. The semi-autonomous Puntland region in Somalia has seen the profits of piracy have a big impact. What are the alternatives to military action to try to counter Somali piracy?
Counting the Cost can be seen each week at the following times GMT: Friday: 2230; Saturday: 0930; Sunday: 0330; Monday: 1630.
Click here for more on Counting the Cost.
Source: Al Jazeera
Critics say ruling party getting rid of democratic institutions and tightening grip on power.
Politics, Europe, Hungary
Temperature warnings have been announced across much of Western Europe, as residents flock to the shores for reprieve.
Weather, US & Canada, Austria, Croatia, France
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An alarming number of young UK offenders with criminal records were previously in the care of local authorities.
Europe, Child rights, Law
Caught in cycle of poverty feeding off the informal labour market, Mexico poor grow old on the job, have no retirement.
Human Rights, Latin America, Mexico
Forgiveness, reconciliation and an arms embargo are key ingredients for peace in South Sudan, says Bishop Paride Taban.
War & Conflict, Africa, Sudan
The number of Muslims has burgeoned in this Italian city, but plans to build a mosque have been contentious.
Europe, Religion, Italy
Eyal Weizman explains architecture's key role in the Israeli occupation of Palestine and the evolution of urban warfare.
Human Rights, Israel, Palestine
There is a unique and dangerous commerce system at work in Amazonia, where children risk their lives for a few pennies.
Business & Economy, Latin America, Brazil
We expose the dirty secrets behind Australia's fresh food industry and the widespread exploitation of foreign workers.
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The devastating impact that war and living under the constant threat of drones has had on the people of Afghanistan.
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I Understand Schizophrenia
Personal Stories, Advice, and Support 135 People
AriMy father specialized in the treatment of Schizophrenic patients. Often-times they would come by our house for therapy and as a result I got a good idea of what the different aspects of the disease look like. Most of my experience comes from dealing with Ari, a young man of about...
dukeofurl 41-45, M 3 Apr 7, 2013
SchizophreniaI do not have schizophrenia but I do understand it. I know a few who are affected by schizophrenia and one person in particular who has it and it isn't because it is hereditary in this person's family. I believe, I have a feeling how this person developped it. I rather...
Whateverrrrr 36-40, F 2 Responses 1 Jun 2, 2011
I Get ItI understand it. I have always seemed to get the idea of schizophernia. I sometimes feel really... talkitive. I have never really had an imaginary friend. This might sound intersting, but I think the disease is horrible and still fascinating. Ever since I saw on Youtube, the...
MaskedCat 13-15, F 0 May 21, 2012
Schizophrenics, when you get to know them,are always strong, smart people. Don't label schizoids as crazy.
mariatheresae 18-21, F 2 Responses 8 Feb 16, 2014
My TaleI sufferered from insecurities even as a small child. I used to hear a voice inside saying 'dont smile because it makes you ugly'. So when I was caught off guard and actually laughed I would quickly cover up my face. That was one of my earliest memories from school.. so...
SuzyWongx 31-35, F 5 Responses 1 Oct 23, 2007
My Take On SchizophreniaI am in the medical field, and I have had some patients with schizophrenia. From what I understand, the person loses touch with reality. Things become hazy and they experience auditory and sometimes visual hallucinations. They sometimes have disorganized speech patterns and...
Warmthoughtsofyou04 26-30, F 5 Responses 2 Jun 19, 2008
Enlighten MeI have a family member with schizophrenia, I'm studying psychology and I really would love to hear someone's personal definition of the condition as they have experienced it. Any and all information would be helpful, the more in depth the better. Thank you!!! ~H~
hollysue 26-30, F 0 Dec 27, 2007
That DayIt was throughout one day that I went through a traumatic Schizophrenia faze. I cant remember what the doctor said but he said I freak out too much over little thing one of my friends was angry at me, fairly, I was mean to them but I was on a bad day thing, and anyway he kind of...
My Story Of Battling This For 8 YearsAlso, I will post my testimony/backstory here to read. I would like to start with a brief recap of my life leading up to my initial hospitalization and diagnosis, and then acceptance of Jesus Christ as my savior. I was born on September 5th, 1986 in Binghamton New York. I was...
From Living In TapI was in a treatment center for three months for mental illness and housed with people with many different mental illness .And i learned alot about schizophrenia .. and its a very difficult illness to comprehend ... and its a very sad illness .. i couldnt imagine what it...
starstruck2xtrme 26-30, F 2 Responses 0 Aug 14, 2007
The Step Ladderi understand schizophrenia only because i have schizophrenia. it seems like there are different levels of schizophrenia at any given moment, at least for me, just attacking away at me. almost like a step ladder. i can be at the bottom of my step ladder and...
morningstarr 31-35, F 4 Responses 2 Feb 16, 2008
I have a frnd who is schizophrenicand i try to relate to him but its hard when his own mind is working against him. I read up on it and it sounds very difficult when ur own brain is against u.
anarchopacifista 26-30, M 1 Jan 23, 2014
Living With Schizophrenia: A Misunderstood And Stigmatized Illness"Living with Schizophrenia: A Call for Hope and Recovery" is a half-hour documentary film that tells the story of three people who are living meaningful lives with schizophrenia. The film sets out to increase understanding and to reduce the fear and stigma often associated...
rhcsg 22-25, F 0 May 27, 2011
compactnormal8 22-25, F 0 Jun 2
This Is Hard to WriteI understand Schizophrenia because the love of my life had it. He was a rare case, and a beautiful man with a beautiful soul. He was diagnosed with childhood schizophrenia, and undifferentiated schizophrenia. We lived together for about six months. I hated how people treated him...
xoxkurtxox 18-21, F 5 Responses 3 Jun 19, 2008
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peanut1952 61-65, M 0 4 days ago
When I was very little I meet someone who was blind I didn't understand anything about blindness this person and I talked a lot he never told me to just go away and to stop bugging...
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Why once you understand something you have to realize you'll understand it differently in 5 years.
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In the moment when I truly understand my enemy, understand him well enough to defeat him, then in that very moment I also love him. I think it's impossible to really understand...
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My mom has schizophrenia. She seemed to be doing fine lately but but recently my brother came to visit and he said that he caught her talking to a door. I wish my mom wasn't so...
sailorindigo 13-15, F 1 Response 0 6 days ago
You didn't know it when you said "Hello." You didn't know that I thought about you afterwards until sweat beaded my skin and you didn't know that I wore myself out, thinking of you...
lovelywarpedlemon 18-21, F 2 Responses 2 6 days ago
Most of the time, being alone doesn't bug me too much. However, I wish I could just find people that I genuinely connect with once in a while, whether it'd be with men or women...
dude2278 31-35, M 0 Jul 26
As much as I love Kurt and his music, I think I'm acting a lot like him. That doesn't have to be a bad thing but I think I'll end up like him, his fate will be my fate. I know how...
ZosoJimmyPage 18-21, F 1 Response 1 Jul 26
Does anyone else have a problem of schizophrenia taking control of your mind and actions? Do you have any solutions for it?
redbeefsteaktomato 36-40 2 Responses 0 Jul 24
Lately, my schizophrenia has really been making me lose my mind. I already have so much on my mind, go away, please.
whyusteens 13-15, F 3 Jul 24
Everywhere I go I hear people talking about me. I know its probably just my schizophrenia but it still bothers me. Does anyone else have the same problem?
redbeefsteaktomato 36-40 6 Responses 7 Jul 23
I simply don't understand why I fall for the same crap. Me and my boyfriend were together 5 years then his dad got bald and we called it quits he cheated on me we were apart for 2...
angellcagle 41-45, F 1 Response 0 Jul 23
I think the problem is, a lot of times, parents don't try to understand. I don't think mine ever do. There's a video by a YouTuber called SuliBreaks, called "Parents are the...
TheOpeningViolinist 22-25, F 1 Response 1 Jul 22
If you wanna talk try me I'll understand more than you think I will :)
ryanmona 18-21, M 2 Jul 22
I don't understand this human experience
groovyhugsbunny 18-21, F 1 Response 0 Jul 22
He told me he would be there when I needed him the most... When I was broken and thought that I couldn't be repaired, he wasn't there.. When I found someone who helped me up and...
HayellsDorion 13-15, F 0 Jul 22
It's not even about understanding me, it's about making the attempt to. For me to see that you actually care in what I have to say and that it's not just complete bullshit. You...
amrosi 13-15, F 1 Response 3 Jul 21
I don't understand why you need to tell people their God doesn't exist when you should have full confidence in your thoughts. I don't understand why you need to defend the...
OmegaJ 18-21, T 1 Response 1 Jul 21
Dear Handsome Gentleman, I know that sometimes people forget that men hurt as well, if not more than women. do you know why? it's because you too, use your heart. and I know...
briayvette 18-21, F 0 Jul 21
I am the complicated guy, no one understands me and that's no a bad thing. I am crazy unpredictable and complicated and i embrace that fact.
comlpicatedguy 18-21, M 2 Jul 21
I'd be content with someone that AT LEAST TRIED or was interesting in trying to understand me, instead of always wanting me to focus on what they need.
ImConvinced 31-35, F 4 Responses 3 Jul 21
Most people don't really understand me....especially guys...they think am too innocent and they pretend and take me for granted.....it's very hurting.
Lolubomi 22-25, F 1 Response 0 Jul 21
I want somebody who TRULY understands me, not somebody just nods and pretends to get me, that **** doesn't interest me one bit.
usernameinneed 26-30, M 1 Response 1 Jul 21
I'm hard to understand buy I feel so lonely because no one does understand me.
lela201465 16-17, F 1 Response 3 Jul 20
I sometimes just don't understand how some people get away with bad behavior often.Is there something in them that lets people be scared to confront them?I wonder.
whitesunshine87 51-55, F 3 Responses 3 Jul 19
You will not clearly understand anything until you actually know what it feels like to be in that specific situation.
jakefr 13-15, M 1 Jul 19
I feel like no one understands me, that as hard as I try to open up to people and trust in people, they just don't understand me. Maybe its because I am so guarded all the time...
BroknGirl89 26-30, F 2 Responses 0 Jul 19

subset: commoncrawl


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It's about that time again… PlayStation Store top sellers time! Mortal Kombat X decimated the opposition in April, debuting at numero uno on the PS4 chart, with Bloodborne and MLB 15 The Show showing some strong momentum to round out the top three.
Wolfenstein: The Old Blood is out now on PS4, Nom Nom Galaxy launches on Tuesday (moar Pixeljunk!) as does TowerFall: Dark World, May's PlayStation Plus lineup is ripe for the downloadin', Sid ran us through the Prison of Elders in Destiny: House of Wolves, PlayStation Now subscriptions are coming to PS3 Tuesday, and Disney Infinity 3.0 Edition is predictably adorable (with Star Wars!).
A look back at this week's biggest PlayStation news. Huge deals in the Golden Week sale, Destiny: House of Wolves PvP details, Mighty No. 9 release date, four Star Wars PS2 classics now available, and more.
Sitting down to watch a gameplay presentation of Star Wars Battlefront, we weren't sure quite what to expect. A countdown ticked toward zero on screen, next to a ridiculously detailed Darth Vader helmet.
March was certainly a good month for videogames! Bloodborne ruled the PS4 charts on PlayStation Store, perhaps expectedly. Read on for the full list of PlayStation Store's top sellers on PS4, PS3 and PS Vita.
New Deus Ex revealed for PS4, Bastion out now, FFXIV Heavensward trailer, Shovel Knight vs. Kratos, and more.
Bloodborne out now, PS4 2.50 now available, Axiom Verge & MLB 15 The Show out Tuesday, 10% off on PS Store this weekend, and more.
BLOODBORNE. It's out Tuesday. Like, this coming Tuesday. Sid and I have played it, and we've got hands-on impressions to prove it. God of War III Remastered has been officially announced for PS4, PlayStation Vue has launched in NYC, Philly and Chicago, Helldivers got some sweet, sweet DLC, and Jamestown+ is out now as part of our ongoing Spring Fever promotion.
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Sasha gives the background and Simon gives the interpretation of the latest study from Haukeland, published today...
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Twitter Giveaway!Hey, Guest! We're hosting another monthly giveaway, lasting until August 2nd. Enter for a chance at winning Destiny's upcoming DLC The Taken King and more. Read the thread for more details.
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text: The Jerome Room was a very generous size, clean and comfortable. We took advantage of the option not to include breakfast and instead had a swim in the salt water pool. Even though it was already 90 by the time we hit the 82 deg. Water felt refreshing! We like the gate and room codes so no keys to forget... More


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Written on: 23/12/2013
I rented a compact (Peugeot 308) in Lisbon for 7 days,less than 10 euro / day.
The car was good, insurance included.
The only catch is that they charged me 120 euro for 1 tank of fuel, a bit more than actual cost. Over a week, not a big deal.
I find the site clear and easy to use too.
I have used in the past an will again.
As rated by our community of reviewers
" Bergerac car hire " Read More
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Garden Grocer was a great way to stock up on beverages and groceries while staying at a Disney property. We did not have a rental car so we would have had to pay resort prices if not for Garden Grocer. The fresh fruit and vegetables were excellent and everything was delivered and ready for us when we arrived at the resort. I highly recommend this service! Thank you!!
This service saved us hundreds of dollars by not having to buy costly snacks from our resort. With bottled water being at least 3 dollars a bottle in most places and having visited during a heat wave, the cases of water we ordered were invaluable.
You have a wonderful selection to pick from and it was very easy to find the items I was looking for. The whole process was very well organized and we will definitely be using you again for our next Disney trip!


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The challenge continues for tribes
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|Thursday, November 01, 2007
I was completely amazed with the cover article on the development efforts of Oregon tribes [TRIBES 2.0, October] and equally impressed that your team sought out qualified "observers" such as Tom Hampson and Mike Burton. Several of us old guys were reminiscing recently that some of what we're doing exceeds even our wildest ambitions when we started — and we thought we were being kind of arrogant then. Even my Mom noted not long ago that she was reluctant to say anything to us then, but she believed we were completely "nuts to think our little tribe could do any of those plans."
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Mary Magdalene and the other Mary went away quickly from the tomb, fearful yet overjoyed, and ran to announce the news to his disciples. And behold, Jesus met them on their way and greeted them. They approached, embraced his feet, and did him homage. Then Jesus said to them, "Do not be afraid. Go tell my brothers to go to Galilee, and there they will see me."
While they were going, some of the guard went into the city and told the chief priests all that had happened. The chief priests assembled with the elders and took counsel; then they gave a large sum of money to the soldiers, telling them, "You are to say, 'His disciples came by night and stole him while we were asleep.' And if this gets to the ears of the governor,
we will satisfy him and keep you out of trouble." The soldiers took the money and did as they were instructed. And this story has circulated among the Jews to the present day.
The Rise and Fall of Chris Christie
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Monday August 13, 2007
By Mother Hood on August 13, 2007 in Randomness, Xanga
2 Responses to Monday August 13, 2007
LogDog2020 August 13, 2007 at 1:50 pm #
Kinda looks like Dennis Kucinich… Welcome back to blogging.
LogDog2020 August 14, 2007 at 9:33 am #
I agree with you. Conversation is a demanding task for some. I don't want a fight, but I do demand of all bloggers that if they are going to go public with their opinions that it must make sense. That's the only rule. hahaa. Thank you again for the diapers. I cannot begin to tell you how much freebees have saved our asses (and literally covered them for that matter). I owe you a drink. By the way, you DO actually need to see Avery sometime soon.
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Kiln smokestacks dot the landscape in an old photo of New Taipei City's Yingge District, known for its ceramics production. In its heyday, the Yingge skyline was punctuated by over 300 smokestacks.Jan 18, 2013FULL STORY
Photo courtesy of pottery artist Cho Wen-ching
This photo has been viewed 342 times.
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about Todd FlowerdayA Roman Catholic lay person, married (since 1996), with one adopted child (since 2001). I serve a parish in music ministry.
about John Donaghy
John is a lay missionary since 2007 with a parish in western Honduras. Before that he served in campus ministry and social justice ministry in Iowa. His ministry blog is http://hermanojuancito.blogspot.com
He also blogs reflections on the lectionary and saints/heroes/events of the date at http://walktheway.wordpress.com
He'll be a long-term contributor here analyzing the Latin American bishops' document from their 2007 Aparecida Conference.
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Daily Archives: 26 September 2008
Pastoral Care of the Sick: Rites of Anointing and Viaticum
Over the next several weeks, we'll examine the first of the "mark II" ICEL translations from the 1980's, the Roman ritual for Pastoral Care of the Sick, subtitled, "Rites of Anointing and Viaticum." As most liturgy geeks know by now, … Continue reading
Ordination Rites: Ordination of a Bishop 36-39
Before we get to the cake and punch reception, there is still the Eucharist to be celebrated, plus the concluding rites. LITURGY OF THE EUCHARIST 36. The rite for the can celebration of Mass is followed with this change: 37. … Continue reading


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Home > News > Kerala's flagship Inkel beckons NRK investors
January 11th, 2007
Kerala's flagship Inkel beckons NRK investors
Inkel's main investment areas, as the name suggested, would be infrastructure like roads and other forms of connectivity, without which it would be difficult to attract more investments in IT, biotechnology, nanotechnology, textiles, tourism and food-processing, the targeted growth areas in the State.
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Steve Silver Trisha Coffee Table and End Table SetItem # HN-SSC121
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Proposing Government intervention strategies for dealing with externality market failure is a common enough exam question. Many of my students will concentrate on the use of indirect taxation, subsidies, pollution permits or regulation as a method of reducing consumption - often forgetting that the Government can use good, old-fashioned advice as a way of altering purchasing patterns.
This article from the Telegraph highlights advice from a Government science adviser (Professor David Mackay) suggesting that households should increase the repair of faulty appliances rather than just buying new fridges, washing machines, dryers and dishwashers. In this way, he suggests, we can reduce the waste of resources and the pollution that comes from the disposal of old appliances. The article, however, gives two conflicting arguments from MPs on the relative merits of the proposal. One MP agrees, quoting the huge unnecessary volume of waste created each day in the UK. Another suggests that the frequent replacement of appliances brings a new raft of more energy-efficient products into households and thus reducing long-term energy use.
When presenting this article, I would be asking my students "what is the likely impact of recommendations made by Government advisers?", "what are the knock-on effects of reduced consumption of household appliances to their respective markets and the economy as a whole?" and "why are consumers currently less willing to repair their appliances?".
This course supports colleagues delivering labour market topics included in the new A Level Economics specifications.
This resource comprises a complete collection of editable PowerPoint presentations that are ideal for teaching individual topics for the whole Year 1 (AS) teaching content. Each presentation has a consistent, clear and professional format and maps precisely to the AQA specification teaching content.
Exemplar A Grade answers, with Examiner commentary, to the Edexcel AS Economics Unit 1 and Unit 2 exam papers sat in summer 2014


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vivapandora's review of Alison Raffaele Face Forward Acne Response Primer
6 reviews
50% would repurchase
Package Quality: 4.0
Price: $$$
Package Quality: 4.0
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on 1/7/2009 4:03:00 PM
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This is consistently one of my favorite products, I always use it. I wish I could pick it up at a local store, but its availability is online only for me. :(
I have just used this for the first time, but so far I am impressed.
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I tried this and instantly my skin looks more even in tone, texture & shine. Nice.
I couldnt give really high marks, because i just started. I will update after I have used it more.
I updated to 4 lips, I like this primer a lot. Best one I have ever used overall.
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Boy, 9, fighting for life after being hit by car in east London
A nine-year-old boy is fighting for his life after being hit by a car in east London.
Stunt pilot killed in horror crash during aerial display named as Londoner and father-of-one Kevin Whyman
A pilot who died after his aircraft plummeted from the sky during an aerial display has been named as a father-of-one from London.
Terrifying moment passenger jet forced to make emergency landing is caught on camera by British tourist
A British tourist filmed the terrifying moment a passenger jet was forced to make an emergency landing after smoke was detected on board.
Adam Buxton: 'I'm more likely to drop my baby son than my computer'
For stand-up Adam Buxton, the hairier half of Adam and Joe, Twitter comments are his richest source of material. He tells Rosamund Urwin why online ranters are often just misunderstood
Published: 27 September 2013
Updated: 18:44, 27 September 2013
Adam Buxton, the shorter, hairier, more-monkey-faced half of the comedy duo Adam and Joe, is still plagued with fear that he isn't actually that funny. And online comments, which have become the source of much of the humour in his solo shows, have only exacerbated the problem.
"Especially after a show, I find myself skimming through Twitter looking for a bad one," the 44-year-olds tells me, as he mimes scrolling down manically on his phone. "Yup, that's nice. Yup. Yup. Yup. Nice. Nice. Very nice. Ah — there it is! I knew it.
I am shit, it was a disaster, and those other ones are just people being nice. But this is the guy. This is the truth-teller. He has reached into my soul and found me out."
Buxton has a novel way of seeing tweets: "They look like messages from a serial killer that have been collected by the cops. It's the140-character killer, and here are the gnomic messages he has sent his victims. They burn themselves into your brain the way a sinister note would."
The self-doubt is unjustified. Buxton soon has me in hysterics — at one point I almost snort my G&T at him — after we meet at the BFI centre on the Southbank before a performance. He has two sets of shows on at the moment: his regular Bug slot, which he's been doing for six years and where he showcases music videos and the comments they attract, and a new show, Kernel Panic, which he describes as "like a TED lecture but delivered by a short and hairy sod".
There's some overlap between the two, with his laptop acting as a sidekick for both. "We're still in a transition stage where people haven't quite accepted that they live their lives through their computers — not everyone, but a lot of people. I spend more time with my laptop than with any other human being."
So how would he feel if it broke? "I'm more likely to drop my baby son than my computer," he quips (before the NSPCC calls, I should add that there is no baby — his sons are 11 and nine).
He realised the comic potential of online comments four shows into Bug, when he watched a "pretentious" PJ Harvey video and wondered if other YouTube users agreed. "As well as reasoned responses, there was some entertainingly pretentious analysis of the video, and then an argument by some radical feminists about it."
I ask, in light of the recent debate about internet comments, why many of these people ranting online seem so mad. "They're not mad, they're like you and me, they're just expressing themselves with varying degrees of success. That's the whole internet in a nutshell really. Sometimes there are so many layers of possible understanding that once the message arrives, it is totally warped from the original thought.
"It's like Chinese whispers. If you're talking to someone, you have so many more clues about what they mean — what they look like, the tone of their voice — but that's all been stripped away online."
As for the crueller comments, he believes that if you engage with people who've written something nasty, they usually turn out to be pleasant: "That's nice but it's frustrating that the whole currency of online exchange — for me and I think a lot of people — is that you're tense, you're waiting for criticism or a point of view you find offensive, and then you're like: ergh" — he pulls a disgusted face — "f**k off! Because they've upset you, or because they've said something racist or ignorant. Probably if you talked to them face-to-face you'd find they're not that ignorant, they just dashed off a silly comment that came off that way, partly because it was being refracted through your own preconceptions and insecurities."
I wonder if a little of Buxton's own insecurity might come from not fulfilling his dream of making films with Joe Cornish, his comedy other half who now directs in the US. He's obviously proud of his friend's success, though, and able to joke about a possible rivalry — on his laptop in Kernel Panic, recent googled subjects include "Adam is better than Joe". The pair met at Westminster School, where they were also friends with Louis Theroux. "I used to call it Westminster Academy for Arrogant Young Men," he recalls. "It wasn't your classic type of public schoolboy there — all entitled toffs — there was quite a variety of backgrounds." Alongside the "sons of arms dealers, friends of Thatcher and friends of the Khashoggis" were others "with scholarships whose parents weren't particularly wealthy".
Buxton's own parents didn't boast very deep pockets — his father was travel editor at the Sunday Telegraph — but they had decided to fork out on his education: "That's kind of what split my parents up — they just ran out of f**king money because they blew it all sending me to Westminster. So I kinda felt like 'Shit, I'd better make the most of this'."
What many of the boys had in common, though, was being funny. "It's the same way that if you've got a big brother, there's a much better chance that you'll get into good, interesting music — that's what I felt like at Westminster, you have all these cool big brothers, from all sorts of different backgrounds, who had all this access to interesting cultural stuff. Louis [Theroux] is one of the funniest people I know."
After Westminster, Buxton went to Warwick University but dropped out after a term. He ended up bar-tending "and just getting pissed for the next five years". Art school followed, when he spent the weekends going back to London to make videos with Cornish. They sent those to Channel 4 when he graduated, and the pair began hosting Takeover TV in 1995. Four series of the Adam and Joe show came next, attracting a cult following among "nerdy, creative people" and teenagers. "A lot of what we do is puerile, so a lot of kids watched it — it was like a dirty, sweary Blue Peter."
On Theroux's suggestion, they cast Buxton's father in the show, as their youth culture correspondent. He went by the monicker "BaaadDad". Is he still bad? "Yes, although he's nearly 90 now. His legs are bad. He's bad-legged Dad."
The pair switched to radio and then podcasts, something Buxton would love to return to when Cornish has time: "We haven't fallen out or anything. But the podcast was best suited to the way we work together —it removed the unhelpful elements of competition that pop up on screen."
Happily, Buxton feels he may have found a temporary stand-in: "I really miss podcasting, so I thought I could do one with my daughter Hope, where she could talk about films. She's four. We talk about the same stuff I do with Joe."
Read Adam Buxton's five funny acts to watch online right now
Adam Buxton: Kernel Panic is at the Union Chapel, N1, on October 12. Read our review of Kernel Panic here
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Google moonshot Project Ara moves forward with additional DevCon and market pilot
Google's modular smartphone moonshot, Project Ara, is receiving continued support and a market pilot in Puerto Rico later this year.
Filter Design Based on DSP Builder
Presents a method to realize FIR filter based on DSP Builder, FIR design using a relatively independent function of circuit module and subsystems in the design, it can easily reali...
An Efficient Approach to Detect Susceptible Components Loading
In dynamic loading of the software components like as libraries or the modules are the widely used for the mechanism to improve the system modularity and the flexibility. The accur...
Dedicated data center designs from Compass Datacenters come with a $100,000 guarantee
Learn how Compass Datacenters' patented approach to building data centers uses lean manufacturing, and also busts two design myths.
A look at CenturyLink's new Minnesota data center
CenturyLink's new data center in Minnesota offers innovation along with standard best practices. Michael P. Kassner shares what he learned about the facility during a recent tour.
Surface Pro 3 teardown reveals fragile glass, redesigned interior
Microsoft's Surface Pro 3 is a solid step up from the original Pro, but this sleek laptop replacement is still very difficult to repair.
A Semi-Distributed Load Balancing Algorithm Using Clustered Approach
Rapid increase and advancement in the use of computer and internet has increased the demand for resource sharing since it has increased the amount of load across internet to a vast...
Google Ara: Future of the smartphone vs. smoke and mirrors
Google Ara is a concept smartphone that allows users to combine different hardware modules. Is this the future smartphone that will soon be ubiquitous, or is the Ara just smoke and...
Multiple Error Recovery in TMR System
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Welcome to your top roller hockey source online! Take a moment to look around and find great deals!
Skating | Learn Inline Hockey
Is there a difference between skating in roller hockey skates and inline skates?
Ik there is a break on the inlines I just wanna know if you have to skate different in the roller hockey ones compared to the inlines?
Another answerer seems to be confused. Most roller hockey IS played on inline skates.
You also do not "have to pick up your foot and set it down in the direction you want to go" in order to turn.
Most inline skates are recreational/fitness skates, come with a brake, and are intended to be stable at higher speeds than hockey.
Hockey skates are built to protect the feet from hits with various objects and to be able to turn very tight corners (without lifting a foot and repositioning it). Some of them will be rockered or have the ability to be rockered to mimic the curve of an ice skate's blade. Rockering makes the skate less stable in a straight line or at higher speeds but makes it easier to turn sharply or do lunge stops.
Hockey skates do not come with a brake so that it cannot be tripped over or get in the way in tight plays.
No major diffence in skating technique other than hockey players spend most of their time starting and stopping fast and doing tight turns. All of those skills will translate well to rec/fit skating but will not be used often. Hockey skaters really never cruise at higher speeds. If your experiance is in hockey, you are likely to need to work on your basic stride for cruising.
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Transcript of "CAS"
1. RBC Corporate Advisory Services CORPORATE OWNERSHIP PLANNING
SOME OF THE FACTORS TO BE CONSIDERED WHEN EXPLORING BUSINESS SUCCESSION PLANNING ISSUES Background 1. Personal Background Ì Family Members together with their ages, income, residency and citizenship Ì Family dynamics, financial needs Ì Special needs or financial dependency issues Ì Possible changes to financial position of family member Ì Issue specific to the blended family Ì Marriage contract and/or obligations pursuant to agreement or court order Ì Health of client and family, together with issues that revolve around family dynamics Ì Ownership, nature and value of personal assets, together with particulars with respect to beneficiary designations Ì Status of marriages 2. Corporate Background Ì Nature and value of business Ì Strategic vision Ì Corporate stakeholders (key employees, family members, franchisor, distributor etc.) Ì Corporate structure Ì Qualification of business with respect to the enhanced capital gains exemption together with whether it has been used by the relevant parties and family members Ì Situs of business and location of its activities Ì Assets of corporation (example: opco shares, realty, investments, insurance, debt, active busi- ness assets etc.) Ì Guarantees Ì Outstanding shareholders' loans, CDA and RDTOH particulars 3. Review of Documentation Ì Financial Statements Ì Corporate/Organization Chart
Ì Shareholders' Agreements > Buy sell Provisions > Allocation of GRIP > Funding of buy sell Ì Insurance Policies > Ownership > Life insured > Date and type of policy > Party responsible for payment of premiums > Beneficiary(ies) > Date of policy Ì Inter Vivos Trusts Ì Insurance Trusts Ì Powers of appointment Ì Domestic Contracts Ì Deeds Ì Wills Ì Powers of Attorney for Property and Personal Care > Association Issues > Residency issues Stages in Business Cycle 1. Current Operating. Focus on current structure. Client wants to retain control, ownership and grow its value Potential issues to consider: Ì Corporate ownership structure Ì Qualification and potential multiplication of enhanced capital gains exemption Ì Shareholders' Agreement > Planning for changes of share ownership in the event of disability, divorce, death and bankruptcy > GRIP > Valuation issues > Tax implications which arise as a result of provisions in shareholders' agreement > Liquidity Planning > Financing > Collateral obligation protection
Ì Wealth Preservation > Intervivos trusts > Corporate structure > Life insurance > Ownership of assets > Family law > Contingency Planning – Will Planning Ì Selection of executors; underlying business succession issues revolving around wasting as- sets, non-controlling interests, controlling interests, conflicts, delegation of authority, day to day management of the company, who are to serve as directors, control of income to estate if trusts implemented, powers of trustees, signing authorities, liability of trustees, self dealing issues, tax planning post mortem > Contingency Planning: Incapacity > Powers of Attorney for Property Ì Selection of attorneys for property Ì Residency Ì Association Ì Issues re: the company Ì Jurisdictional issues Ì Contingent appointments > Powers of Attorney for Personal Care Ì Selection of attorney(s) for personal care Ì Contingent appointments > Planning for disability Ì Disability insurance Ì Critical illness 2. Mature Business Client wants to retain control, but is willing to consider shifting some future value. Focus on growth and preservation of value. Potential issues to consider: Ì Corporate structure > Purification and eligibility for capital gains exemption Ì Particulars with respect to assets of company Ì Location of business activities
Ì Share ownership particulars > Capital gains exemption > Holding company planning > Wealth preservation issues Ì Estate freeze or Partial freeze > Inter vivos trust planning Ì 21 year deemed disposition rules Ì Attribution > Business owners desire to retain interest in growth Ì Family dynamics Ì Value of business interest Ì Capital gains deferral Ì Satisfied current value of business and other assets sufficient Ì Gels and ability to effect thaw Ì Comfort in giving up ownership Ì Comfort in potentially creating fiduciary obligations > Assessment of likelihood that value of business will increase > Family law considerations, marriage contracts re: founder and children Ì Issues surrounding net family property freezes Ì Issues surrounding valuations of interests in trusts Ì Impact of family law on the way freeze is structured Ì Changes anticipated re: citizenship or residency of family member > Is business owner ready to have family members participate in equity of the business > Equalization issues > Cost of implementation of strategy (legal and accounting) Ì Purification and eligibility for capital gains exemption Ì Insurance Audit > Update and review of shareholders' agreements, buy sell provisions, and buy sell cov- erage together with tax implications > Review of coverage with respect to capital gains protection > Review and update of living benefits, such as disability insurance and critical illness Ì IPPs Ì RCAs Ì Planning to retain key employees > Stock > Phantom Stock > EPSPs > RCAs
Ì Holding company planning (if not implemented at an earlier time) Ì Wealth preservation 3. Succession/exit (i) Do Nothing In this instance, business owner does not want to contemplate exit strategy, and simply feels that executor will need to deal with the issues under the terms of his or her Will(s). Potential issues to consider: Ì Value of the business Ì Guarantees Ì Key employees Ì Memoranda to Trustees speaking to various issues involving the company Ì Will Planning to speak to following issues (to name only a few): > Selection of executor and trustee Ì Powers conferred on executor and trustee Ì Executor and trustee liability Ì Powers to implement post mortem tax planning Ì Timing issues Ì Degree to which potential tax plan should be implemented under the terms of a Will Ì Jurisdictional and cross border issues Ì Bonding issues > Potential conflict and self-dealing issues > Who should be given title, duties and management > Signing authority > Who will vote the shares > Who will have control of the corporation > Ownership of shares > Practical and legal considerations with respect to wasting assets > Administrative and legal issues revolving around controlling and non-controlling business interests > Delegation issues > Day to day management of corporation > Control of income to estate Ì Planning for Incapacity > In the event of incapacity, who should be given duties and management > Powers contained in the power of attorney for property > Association issues
(ii) Transfer Down Involves a transfer down to one or more family members. Founder may have to arrange for bridge management until successor ready. As another option, the business owners/family members may retain ownership while outside management runs the corporation. Potential issues to consider: Ì Strategic direction of the business, both short and long term Ì Competition and trends in industry Ì Ascertaining fair market value Ì Structure of estate freeze (see above in Mature Cycle) Ì Lifetime capital gains exemption and deferral Ì Successor Issues > Evaluate business owner's responsibilities > Prioritize issues > Identification of corporate stakeholders and their goals > Identification of potential successors Ì Who would run the company Ì Who could run the company Ì Educational requirements > Identify a leadership profile > Identify gaps in potential successor > Develop management development plan and identify possible mentors > Identify goals and time line > Factors with respect to business founder's family Ì Ability of family to communicate Ì Can family work together Ì Desire of various family members to participate in business Ì Identification of those to be involved in the business and those not to be involved in the busi- ness Ì A family member's title and compensation Ì How would a family members performance be ascertained Ì Who would be in control Ì If more than two capable family members involved, viability of spinning off more than one corporation for each family member Ì Share ownership: restricted to family members involved in business? Ì Can non-active members own non-voting shares Ì Stability of marriages
Ì Family law implications with respect to manner in which transition of ownership structured Ì What do documents set out would happen in the event business founder died or lost capacity prematurely Ì Estate freeze (see above Mature) Ì Capital gains planning (iii) Sell/Divest May sell or divest to a family member, employee or third party. Issues to potentially consider: Sale Ì Issues Arising From Sale > Ascertaining value > Who is purchasing > Third party financing > Leveraged buy out > Earn out > Escro > Share exchange > Asset/Share sale > Hybrid > Freeze > Asset Sale: Ì Allocation of Purchase Price Ì Allocation of Consideration Ì Replacement Property Rules Ì IPPs Ì Retiring allowance Ì Use of reserve > Share sale > $750,000 capital gains exemption > Bump > Safe Income > Deferral if proceeds invested in another ESBC > Role of holding company > Insurance review Ì Preservation of Estate Ì Equalization Issues Ì Funding
RBC Corporate Advisory Services are offered by RBC's wealth management division, which provides comprehensive wealth planning services to affluent and high-net-worth families, businesses and other organizations worldwide. RBC Corporate Advisory Services are designed for owners of medium to large businesses, who are seeking assistance in reducing business risk, minimizing personal and corporate taxes, and in coordinating their personal estate and business succession plans. Unique to RBC, the RBC Corporate Advisory Services team includes several of Canada's foremost tax, legal and insurance experts.
Helping you meet tHe cHallenges of success As a business owner, your main priority is ensuring the success of your business. And as your business grows, you face an increasing number of issues that can affect the success of your business, both now and in the future. These may include: n Greater and more complex business risks n Larger corporate and personal tax liabilities n Multi-faceted business succession issues Finding the time to implement strategies to address these concerns – especially when they're outside your normal day-to-day business operations – can be a challenge. Your RBC advisor can help with RBC Corporate Advisory Services™. RBC Corporate Advisory Services provides access to a highly specialized team of tax, legal and insurance experts, who will create an in-depth business risk plan customized to your needs. Your customized business risk plan will help ensure that you have the right insurance-based strategies in place to reduce risk, manage taxes, and optimize your business succession plan. So you can focus on your important business priorities, confident that you have a plan to deal with both expected – and unexpected – risks. R B C C o R p o R at e a d v i s o R y s e R v i C e s | 2
WHy insurance? Succeeding in a competitive business environment means you deal with risk every day. However, there are risks above and beyond the ones you face on a day-to-day basis. In many cases, an insurance-based strategy may be the most convenient, effective and cost-efficient solution to address these types of risks. Need / issue Potential solution Reduce the impact of high income taxes affecting net Corporate asset transfer insurance cash flows and growth protect your business from a decline in revenue Key person insurance resulting from a loss of corporate intelligence safeguard open liabilities on capital and business Creditor proofing insurance avoid forced partnering with a deceased partner's Buy/sell insurance family Refinance the family business to maintain ownership shareholder Funding insurance prevent erosion of estate to repay debt obligations Business Loan/Collateral Based insurance address the depreciated value of assets due estate preservation insurance to capital gains taxes on death provide your family with ready access to capital to cover Basic Life insurance probate and estate taxes 3 | R B C Co R p o R at e a d v i s o R y s e R v i C e s
a disciplined process for maximum confidence RBC Corporate Advisory Services follows a highly disciplined, nine-step process to creating your customized business risk plan. Recognizing that your business, personal and family needs are all closely intertwined, the team also takes an integrated, holistic approach. The team assesses your current corporate structure, both your personal estate and business succession planning needs, as well as your personal and business insurance needs. The result is a personalized business risk plan designed to help you: n Reduce or mitigate the risks unique to your business and your personal situation n Minimize your personal and corporate taxes n Exit your business efficiently, while maximizing assets for your retirement or legacy n Transfer your estate to your family neatly, while minimizing the impact of taxation Access to the expertise you need, when you need it More complex situations often require more specialized expertise. that's why RBC Corporate advisory services takes a team approach that emphasizes collaboration and coordination across multiple specialties. as your business risk plan is developed, you benefit from the extensive tax, legal and insurance expertise brought together by RBC Corporate advisory services from within the global RBC network. this multi- disciplinary approach also extends to your tax and legal advisors outside RBC, whose input is actively sought in the creation and implementation of your plan. the result is a well-considered business risk plan truly tailored to your individual situation by some of the best minds in the business. R B C C o R p o R at e a d v i s o R y s e R v i C e s | 4
9. Service and 1. Risk analysis review report 8. Delivery and 1. Current corporate implementation structure review 7. Insurance & Tax Proposal 6. Quality 9 Nine-step business risk planning 3. Cost sensitivity 4.Tax benefit reviewt control assessment 5. Underwriting and financial inspection 5 | R B C Co R p o R at e a d v i s o R y s e R v i C e s
tHe rBc corporate advisory services nine-step approacH Step 1: Risk analysis report Addressing your concerns at different life stages and business phases Your business will progress through multiple phases that each present specific risks and opportunities. In this first step, we will identify your current business phase, the risks normally faced at that phase, and the strategies available to address them. We will recommend ways to align your personal and corporate strategies to maximize efficiency, value and wealth. In addition, we will consider issues that are unique to your situation, and not particular to a certain life or business stage, such as cross-border planning or philanthropy. n as you approach retirement age, business succession planning including your exit strategy will likely become a key priority. succession n personal concerns at this stage may include maximizing retirement income, planning your estate to minimize taxes, and equalizing your estate between your beneficiaries. n your concerns evolve as your business matures and may include Mature corporate restructuring, and implementing an estate freeze to reduce capital gains taxes. n at this stage, your personal concerns also evolve and may include planning ahead for retirement and funding trusts for your children. n Business concerns in the earlier stages may include partnership/liquidity early arrangements, collateral obligation protection and creditor protection. n personal concerns may include managing debt and ensuring adequate income replacement if your ability to earn income is disrupted. R B C C o R p o R at e a d v i s o R y s e R v i C e s | 6
Step 2: Corporate organization and insurance review Addressing your concerns at different life stages and business phases Business owners are typically focused on managing the business. As a result, many tend to structure their business and insurance coverage based on the specific needs of the moment. During this second step, we will consider how you can best manage your tax liabilities over the long term by assessing your current corporate structure and insurance coverage versus the range of available options. Step 3: Cost sensitivity analysis Maximizing your value In the third step, we assess your current insurance costs and indentify any gaps in coverage. Is the protection you have adequate and appropriate? It is the most cost-effective, tax-efficient solution? To help answer these questions, we will conduct a thorough, actuarial-based analysis of offers from various insurance companies comparing the cost versus the tax or risk- reduction benefit. Acting as an independent insurance agent, we are able to source insurance solutions from all the leading insurance companies to identify the greatest value. Step 4: Tax benefit assessment Optimizing tax efficiencies Owning insurance in a corporate setting can be a very powerful planning tool that can provide required liquidity and significantly reduce taxes. In this step, we conduct a comprehensive analysis to maximize the tax efficiencies of your insurance coverage, and align it with other tax strategies, such as restructuring your organization. Step 5: Underwriting and financial inspection report Helping you put your best foot forward We guide you through the insurance application process, helping you obtain the best possible offer. Through our relationships with senior executives at Canada's top insurance companies, we are able to deliver both a timely turnaround and appropriate assessment of your application. 7 | R B C Co R p o R at e a d v i s o R y s e R v i C e s
R B C C o R p o R at e a d v i s o R y s e R v i C e s | 8
Step 6: Quality control Contact us for Strict insurance standards for additional peace of mind more information We further risk by: n Dealing exclusively with major insurance carriers with a proven track record of honouring their policies. RBC Corporate advisory services helps n Only accepting insurance strategies that are not currently medium to large business owners reduce under review or, in our opinion, likely to be reviewed by the Canada Revenue Agency (CRA). business risk, manage higher taxes and n Projecting returns based on guarantees only – rather than implement business succession strategies the common industry practice of projecting returns actually subject to market and interest rate fluctuations. with insurance-based solutions. For more n Locking in policy fees. information, or to arrange an introduction to RBC Corporate advisory services, please Step 7: Insurance and tax proposal contact your RBC advisor. A foundation for risk and tax management now and in the future Your custom-crafted insurance and tax proposal is a written document that forms the basis of your business risk plan. It summarizes the findings of the first six steps and provides actionable recommendations. Step 8: Delivery and implementation Putting the plan into action We put your plan in place with the assistance of our insurance specialists and your tax and legal advisors. Step 9: Service and review Keeping your plan on course We coordinate and implement future action items, provide an annual review, and discuss potential changes to your plan as needed. 9 | R B C Co R p o R at e a d v i s o R y s e R v i C e s
RBC dominion securities inc.*, RBC phillips, Hager and North investment Counsel inc., phillips, Hager and North investment Management Ltd., Royal Mutual Funds inc. and Royal Bank of Canada are separate corporate entities which are affiliated. *Member CipF. insurance products are offered through RBC ds Financial services inc., a subsidiary of RBC dominion securities inc. RBC ds Financial services inc. is licensed as a financial services firm in the province of Quebec. ®Registered trademark of Royal Bank of Canada. Used under licence. RBC dominion securities is a registered trademark of Royal Bank of Canada. Used under licence. ©Copyright 2010. all rights reserved. vps57579
For more information on your wealth management needs, please speak with an RBC advisor. > Visit our website at www.rbc.com VPS44999 xxxxx (05/2010)


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Washington Redskins vs. Tampa Bay Buccaneers
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